ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Michael B. Kaplan

Hearing Date: 7/16/2025
Last Updated: 6/16/2025 6:51 PM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am18-31567 / MBKScott D. Sherman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workup
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am19-24097 / MBKEdward Hanratty, Esq.Motion Relief from Stay (Fee)3rd Party MatterCARMEN GAYNOR (BRUMEL)
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am19-32855 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workup
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am20-10905 / MBKSteven J. Sico, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj, made pymt<> PLAN BALANCE
Email InquiryMatter ResolvedRequest
Adjournment
107/16/2025 9:00 am20-14697 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj, will pay & needs time to resolve tax clm<>NEEDS TO RESOVLE EST NJ DIV OF TAX CLM #25-2; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am20-15916 / MBKJeffrey H. Ward, Esq.Motion Reopen Ch. 13 Case (fee)3rd Party MatterMTN REOPEN
Email InquiryMatter ResolvedRequest
Adjournment
67/16/2025 9:00 am20-16236 / MBKThomas G. Egner, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupDebtor obj, will pay<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am20-16596 / MBKJohn Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj, made pymts<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am20-18767 / MBKBrad J. Sadek, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workup
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am21-12938 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am22-10205 / MBKWarren D. Levy, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am22-10963 / MBKGeorge E. Veitengruber, III, Esq.Motion Relief from Stay (Fee)3rd Party MatterCAPITAL ONE (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am22-12070 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
177/16/2025 9:00 am22-15401 / MBKEdward Hanratty, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj, made pymt<>HSBS BANK/Marshall Road (PADGETT LAW)
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am22-16368 / MBKSteven J. Abelson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workup
Email InquiryMatter ResolvedRequest
Adjournment
197/16/2025 9:00 am22-16368 / MBKSteven J. Abelson, Esq.Creditor Certification of Default3rd Party MatterAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj, made pymt<> CARRINGTON/hawthorne La (Hill Wallack)
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am22-17516 / MBKJohn A. Underwood, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition Filed6/2 AMT: SV RESOLVED/ PLAN ARREARS THROUGH JUNE $2,643<>

SV/PENNYMAC; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
217/16/2025 9:00 am22-18548 / MBKRoger J. Yehl, Esq.Creditor Certification of Default3rd Party MatterAMT: TR CONDUIT REQUEST<>

Debtor obj, made pymts<> FREEDOM MTG/1st St (Brock & Scott)
Email InquiryMatter ResolvedRequest
Adjournment
237/16/2025 9:00 am22-19281 / MBKJohn Zimnis, Esq.Creditor Certification of Default3rd Party MatterDebtor obj, will pay<> FIFTH THIRD BANK/Marshall Ave (Brock & Scott)
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am23-10361 / MBKYakov Rudikh, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workup
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am23-10799 / MBKAllen I. Gorski, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party MatterMTN EXPUNGE CLM #10
Email InquiryMatter ResolvedRequest
Adjournment
307/16/2025 9:00 am23-12754 / MBKWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupDebtor obj, stay lift was for lease end turnover of vehicle; there is no deficiency<>SV/SANTANDER
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am23-12754 / MBKWarren Brumel, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
337/16/2025 9:00 am23-15289 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupDebtor obj, filed MP<>failed to refi by 4/1/25
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am23-18409 / MBKAndrew M. Carroll, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO FILE MP; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
427/16/2025 9:00 am23-20926 / MBKWarren Brumel, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj, filing MP<>US BANK/Florence Drive (Brock & Scott)
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am23-20977 / MBKDouglas T. Tabachnik, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am23-20977 / MBKDouglas T. Tabachnik, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterSELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am24-10510 / MBKPaul H. Young, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am24-12540 / MBKEric J. Clayman, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<>LOANCARE/Coville Dr (Pluese Becker)
Email InquiryMatter ResolvedRequest
Adjournment
507/16/2025 9:00 am24-13803 / MBKDaniel E. Straffi, Esq.Creditor Certification of Default3rd Party MatterDebtor obj, made pymts<> PLANET HOME LENDING/Merrimac Dr (Friedman Vartolo)
Email InquiryMatter ResolvedRequest
Adjournment
497/16/2025 9:00 am24-13803 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupDebtor obj<>FAILED TO LM BY 11/1/24; FAILED TO FILE ORDER RESOLVING PLANET HOME OBJ TO CONF
Email InquiryMatter ResolvedRequest
Adjournment
587/16/2025 9:00 am24-17201 / MBKDaniel E. Straffi, Esq.Trustee Certification of DefaultPending WorkupAMT: MP 6/4**NEEDS RESOLUTION**<<>>

Debtor obj, filing MP<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
617/16/2025 9:00 am24-17902 / MBKKevin C. Fayette, Esq.Motion Relief from Stay (Fee)3rd Party MatterAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<>LOANDEPOT.COM/Sunnybrae Blvd (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am24-18631 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workup
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am24-20014 / MBKScott D. Sherman, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterJPMORGAN CHASE(FEIN SUCH)
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am24-20014 / MBKScott D. Sherman, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am24-21222 / MBKJoseph Casello, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party MatterMTN TO EXPUNGE CLM#10
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am25-10142 / MBKAndrew G. Greenberg, Esq.Motion Relief from Stay (Fee)3rd Party MatterCREDIT ACCEPTANCE (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am25-12253 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Co-Debtor Stay3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am25-12253 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
777/16/2025 9:00 am25-12821 / MBKGeorge E. Veitengruber, III, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterDebtor obj<>SN SERVICING CORP/Main St (FRIEDMAN VARTOLO)
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am25-14710 / MBKAndy Winchell, Esq.Hearing Scheduled (Document)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am25-15094 / MBKMoshe Rothenberg, Esq.Motion Motion (Generic) - Only use if no other event is applicable3rd Party MatterALLOW POA TO FILE AND COMPLETE CASE ON DEBTOR BEHALF
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:00 am25-15615 / MBKDarren M. Baldo, Esq.Motion Convert Case to 113rd Party MatterDebtor has made 0 of 1 required payments   Arrears: $1,010.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 9:15 am24-14783 / MBKVera Fedoroff, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am23-15289 / MBKDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 22 of 24 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
877/16/2025 10:00 am24-12909 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 15 of 15 required payments   Arrears: $0
6/3/25)mk) debtor atty agrees to conduit on the MRF so if credtorr agrees then this conf needs to be adj so conduit order goes in on the MFR and then conf terms will be consistent w/ that Order

6/2/25(mk email from atty saying creditor submit Order on MFR that:
rolling arrears in plan and will add language stating debtor agrees to conduit in the event of future default as discussed on the record and agreed to. Debtor is still unemployed. We will amend I & J.

PER AR- NOT Acceptable to TR- TR will pursue conduit in this case




AS of 5/28/25(mk):

>>NEED to know if case will be conduit or not and then it can be worked up..

1. Tr obj:
- IS DEBTOR STILL UNEMPLOYED?
--need amended i & J and POI

>> MFR BY US BANK (BROCK) on 6/4/15:TRUSTEE CONDUIT REQUEST<>

**DEBTOR RECEIVED A LM- but MRF for default on that LM AND MP IS 100% LOW BASE PENING SETLEMENT OF LAWSUIT


MP proposes: 200 x 60 PI Lawsuit and 100%
plan has 46 mos left
plan pays atty fees and 100% to gucs
no other creditors left
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am24-13356 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 10 of 14 required payments   Arrears: $2,575.00
Email InquiryMatter ResolvedRequest
Adjournment
897/16/2025 10:00 am24-17201 / MBKDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 11 required payments   Arrears: $4,640.00
As of 5/28/25 (DS): 1. Plan is reducing Trustee payment to $400 with no explanation. Disposable income verified at previous confirmation was $1,570. Plan was modified to extend sale date, not reduce Trustee payment.

2. Must provide amend Sched I & J and provide 2 months recent proof of income, plus 2024 Tax return.

MP Prop $3,850 PTD; $400 x 51; 100% and Sale of Whistler Dr by 9/1/25
- Extends sale date of property.
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am24-17676 / MBKEvan N. Pickus, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $278.00
Email InquiryMatter ResolvedRequest
Adjournment
917/16/2025 10:00 am24-18376 / MBKRodney J. Alberto, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 6/16/2025 (at):

RECOMMEND: $300 PAID TO DATE, $500 x 33 BEGINNING 7/1/2025, BASE

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- Need updated proof of income (March & April) for all jobs. Note the following: SMPL Builds (Videography) is 1099 income, Pfeiffer Accounting (Bookkeeping) is regular paystubs, cleaner income is self-employment business income, Total Accountability (Bookkeeping) is
self-employment business income that contracts for work with Joseph Scaltrito and Willys Chimney Service. There may be excess disposable income once the Trustee receives updated proof of income on this converted bankruptcy case. (RECEIVED - MONTHLY DISPOSABLE INCOME IS $668.48)

Plan proposes: $100 x 36 beginning 4/1/2025, $3,600 to unsecured creditors
Payments: 3/3
Email InquiryMatter ResolvedRequest
Adjournment
1047/16/2025 10:00 am24-19881 / MBKJacqueline R. Rocci, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 8 required payments   Arrears: $0
5/6 workup for the 5/14 calendar EDC

7 MONTHS OLD -same as last time- OBJECTIONS ARE NOT RESOLVED

*what is Pride Edison auto body on schedule B? Is it one of the properties? Value of business?

1) Trustee objection to confirmation - need to resolve
- There is $398,886 non-exempt equity in 1065 Amboy Avenue, Edison property - ALL BAR DATES HAVE PASSED, CLAIMS CORRECTLY SCHEDULED IN LIQUIDATION ANALYSIS, THERE IS $906,683.82 NON-EXEMPT EQUITY IN THE AMBOY AVENUE PROPERTY. ROCCI THINKS THERE IS NO EQUITY OF NORTHFIELD DID NOT FILE THEIR CLAIM AS SECURED THEY FILED AS A $800,000 GUC

- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. WILL ADD NOTE TO CONFIRMATION ORDER
- Need to file Pre-Confirmation Certification. STILL NOT FILED TO DATE

2) Cherokee Equities/Financial (Goldenberg Mackler) objection to confirmation - STILL NEED TO RESOLVE OBJECTION-HAVE MOTION FOR RELIEF SCH.
- this filing is based on sale of a contaminated commercial property owned by a non-debtor corporate entity solely controlled by the debtor.
- Creditor objects to confirmation of modified plan because it seeks to modify the claim which is secured by a mortgage on the debtor's home

3) Northfield Bank (Maselli Mills) objection to confirmation - need to resolve - CREDITOR FILED UNSECURED CLAIM #4 IN THE AMOUNT OF $802,365.36
-Northfield Bank holds judgment in the amount of $782,210.05

4) LB-Honey Badger SB Muni Cust (Zeitz) objection to confirmation - STILL NEED TO RESOLVE OBJECTION
-creditors claim $78,148.23
-proposed plan is not feasible

proposed plan $1,300x36 base plan with sale of Amboy Avenue/Business liquidation/loan modification
paid in $7,800
last claim 10-1
--------------------
resolved
2) State of New Jersey priority claim is estimated for 2020 taxes, need to resolve RESOLVED, AMENDED TO ZERO
- Need to provide proof of service on Northfield Bank RESOLVED, CERTIFICATE OF SERVICE FILED
-
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am24-20014 / MBKScott D. Sherman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 8 required payments   Arrears: $374.00
AS OF 6/16/2025 (at):

1. Objection filed by JPMorgan Chase (Fein Such) - debtor is a serial filer having filed four petitions in the last eight years. Trustee payment is insufficient to cure arrears. (UNRESOLVED)

MP proposes: $300 x 2 beginning 11/1/24, $374 x 58 beginning 1/1/2025, sale of residence by 8/31/2025, 100% plan
Arrears: $374
(The plan is being modified because his loan modification was denied and the Debtor has decided to sell his house.)
Email InquiryMatter ResolvedRequest
Adjournment
947/16/2025 10:00 am24-20188 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 8 required payments   Arrears: $215.00
AS OF 5/23/25 (SF)

1. MUST REQUEST ADJOURNMENT

2. 341 NOT HELD - RESCHEDULED TO 6/5/25

3. PAYMENTS: 6/7 Arrears: $215

Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am24-21843 / MBKEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $1,900.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am24-22190 / MBKJavier L. Merino, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 1 of 6 required payments   Arrears: $5,000.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am24-22520 / MBKJeanie D. Wiesner, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 6 required payments   Arrears: $2,775.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-10234 / MBKEric J. Clayman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1087/16/2025 10:00 am25-10500 / MBKCharles D. Whelan, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $8,961.00
ISSUES AS OF 3/31/2025 (DM):

1) Atty fees in the Atty Disclosure Statement and the Plan don't match (ATTY DISCLOSURE AMENDED.)

1) Trustee OBJ:
- Need 2024 tax returns by 5/15/25 (RECEIVED PERSONAL TAX RETURNS - TAX RETURNS FOR ADVISORS SOLAR GROUP S CORP UPLOADED TO POST-341 BUSINESS FORMS.)
- Income verifies higher ($12,246/$2,009) than scheduled ($11,166/$1,600) resulting in $4,877 monthly disposable income (PROPOSED PLAN PAYS IN MINIMUM BASE.)
- Tax refund of $3,578 was not prorated ($298/month) and included in disposable income calculation (PROPOSED PLAN PAYS IN MINIMUM BASE.)
- There is $41,000 non-exempt equity in the business - only $975 unused (d)(5) available.

***RESOLVED ISSUES***

A) PHH Mtg (RAS) OBJs - $166,247.74 arrears on Tall Oaks Drive property (CONSENT ORDER ENTERED.)

B) Affinity FCU (Saldutti Law Group) OBJs - $10,260 secured claim on 2015 Mercedes Benz GL (CONSENT ORDER ENTERED.)

C) Pentagon FCU filed a bifurcated claim on 2008 Lexus IS comprised of $21,325 secured, $1,137.15 unsecured and $0 arrears (TREAT ENTIRE CLAIM AS SECURED UNAFFECTED OUTSIDE THE PLAN?? - Yes)

D) Trustee OBJ:
- Add Trustee Standard Order of Distribution to confirming order?? (YES)



Prop. Plan $$3,002.80 x 60, $0 Plan
PTD 2/4 = $6,052.80
Last Claim (7-1)
Email InquiryMatter ResolvedRequest
Adjournment
1107/16/2025 10:00 am25-10614 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
issues as of 5/29/2025 (JMA)

1) Credit Union of New Jersey (McKenna DuPont) motion for relief from stay - no opposition hearing 6/4/2025.
2) Credit Union of New Jersey (McKenna Dupont) objection to confirmation - need to resolve.
- creditor filed secured claim in the amount of $207,763.84.
- creditor advises that the account has matured.
- plan not in good faith.
3) US Bank (RASC) objection to confirmation - need to resolve
- debtor is proposes to cure pre-petition arrears through a loan modification. To date a loan modification has not been offered or approved.
4) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income.
- The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - for 2023 and 2024. PROVIDED 2023 RETURN NO REFUND, STILL NEED 2024 RETURN
- Amendments to Schedules Need amended Schedule I and updated proof of income for new job (March 2024) at Quality Community Health Care/Locumtenens. NOT FILED TO DATE
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $1,021 non-exempt equity in the Subaru.
- Car insurance policy expires 3/14/2025, need to provide renewal. RESOLVED, PROVIDED RENEWAL
- Need to file Pre-Confirmation Certification with Court. NOT FILED TO DATE
- Need to add to confirming order all non-exempt proceeds from potential whistle blower claim. If claim is not pursued, then Trustee will need a Certification from the debtor.
5) IRS priority claim estimated for 2023 and 2024 taxes. STILL NEED 2024 RETURN

proposed plan $500x36 base plan with loan mod by 7/31/2025
paid in $2,000
last claim 12-1
Email InquiryMatter ResolvedRequest
Adjournment
1107/16/2025 10:00 am25-10614 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
issues as of 5/29/2025 (JMA)

1) Credit Union of New Jersey (McKenna DuPont) motion for relief from stay - no opposition hearing 6/4/2025.GRANTED
2) Credit Union of New Jersey (McKenna Dupont) objection to confirmation - need to resolve.
- creditor filed secured claim in the amount of $207,763.84.
- creditor advises that the account has matured.
- plan not in good faith.
3) US Bank (RASC) objection to confirmation - need to resolve
- debtor is proposes to cure pre-petition arrears through a loan modification. To date a loan modification has not been offered or approved.
4) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income.
- The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - for 2023 and 2024. PROVIDED 2023 RETURN NO REFUND, STILL NEED 2024 RETURN
- Amendments to Schedules Need amended Schedule I and updated proof of income for new job (March 2024) at Quality Community Health Care/Locumtenens. NOT FILED TO DATE
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $1,021 non-exempt equity in the Subaru.
- Car insurance policy expires 3/14/2025, need to provide renewal. RESOLVED, PROVIDED RENEWAL
- Need to file Pre-Confirmation Certification with Court. NOT FILED TO DATE
- Need to add to confirming order all non-exempt proceeds from potential whistle blower claim. If claim is not pursued, then Trustee will need a Certification from the debtor.
5) IRS priority claim estimated for 2023 and 2024 taxes. STILL NEED 2024 RETURN

proposed plan $500x36 base plan with loan mod by 7/31/2025
paid in $2,000
last claim 12-1
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-10653 / MBKRussell L. Low, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 5 required payments   Arrears: $1,147.00
Email InquiryMatter ResolvedRequest
Adjournment
1287/16/2025 10:00 am25-10680 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $750.00
issues as of 5/7/2025 (JMA)

PER LAST TIME LOAN MOD APPLICATION BY 6/25 WITH EMAIL TO EDC--CONF ADJ TO 7/16

1) Bank of America (Frenkel Lambert) objection to confirmation - need to resolve
- plan does not cure pre-petition arrears due and owing
- secured creditor estimates pre-petition arrears at $317,416.90

2) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - for 2024 for Debtor and spouse by 5/15/25
- 2023 Tax return for spouse- RESOLVED, PROVIDED
- Updated auto insurance, insurance expires 4/19/25 - EXPIRED, NEED RENEWAL
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Disposable income verifies $6,894.
- The debtor has failed to provide proof of service with respect to Plan Motion (s) - NOT FILED TO DATE
- Must service New Century. NOT FILED TO DATE
- Must file Pre-confirmation certification - NOT FILED TO DATE

proposed plan $750x10 begin 2/1/2025; $4,400x50 base plan with loan mod by 9/30/2025
paid in $1,500
last claim $1,500
last claim 5-1
Email InquiryMatter ResolvedRequest
Adjournment
1137/16/2025 10:00 am25-10930 / MBKJonathan Goldsmith Cohen Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
As of 5/30/25 (DS): Debtor atty requested adj to allow time to resolve IRS estimated claim. Will adj further out since judge calendar is full

As of 5/29/25 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED.

As of 4/1/25 (DS): Debtor atty requested adj to pass bar date and allow time to file 2024 tax return and amend claim.

4/2/25 (DS): 1. Trustee obj to the following:
- Disposable income verifies $1,299.
- There is non-exempt equity in the residence $10,726 and $1,642 in Charles Schwab acct.
- Add to confirming order non-exempt proceeds from sale of Stafford Dr to Trustee.
- Must file fee app within 7 days from confirming order.
- Must file Pre-confirmation certification within 7 days from confirming order.

2. Navy FCU (MCCABE WEISBERG & CONWAY) obj to arrears owed, POC filed with arrears $1,906.57. Obj must be resolved.

3. Christina Edwards-Spouse/Co-owner of home (DAN STRAFFI) obj to not listed as creditor, does not account for all disposable income and non-exempt assets. POC filed TBD for equitable distribution from divorce filed 2025, no amount listed. Must resolve obj.

4. Must resolve IRS estimated tax claim, 2024 tax return not filed. Must amend or move against claim.

Prop Plan $1,000 x 36 begin 2/1/25; Base and Sale of Stafford Dr within 12 month
Note: POI from spouse not needed, they are legally separated.
Email InquiryMatter ResolvedRequest
Adjournment
1147/16/2025 10:00 am25-10962 / MBKAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $300.00
AS OF 6/3/2025 (at):

DEBTOR IS NOT CURRENT. NEED UPDATED CAR INSURANCE POLICY.

1. The NJ Division of Taxation filed an estimated claim which needs to be amended. (STILL ESTIMATED)

2. Late DSO claim filed by Jennifer Snyder as an unsecured claim for $20,847.62. Is the debtor going to pay this claim?

3. Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- Domestic Support Obligation information (NOT RECEIVED)
- Income contribution affidavit (NOT RECEIVED)
- A copy of the last filed tax return - 2024 (NOT RECEIVED)
- need clear copy of the car insurance policy (NOT RECEIVED - POLICY PROVIDED EXPIRED ON 5/11/2025)
- A copy of the deed (NOT RECEIVED)
- IRS priority claim #1 estimated for 2021, 2023 and 2024 taxes, and GUC claims estimated for 2019 and 2020 taxes. (STILL ESTIMATED)

RESOLVED ISSUES:
- Amendments to Schedules A/B to list real estate (residence) (AMENDED SCHEDULES FILED)
- A Modified Plan that has a minimum term of 36 months (MODIFIED PLAN FILED)
- Any non-exempt equity from the sale of real estate should go to the Trustee. (LANGUAGE ADDED)

Modified plan before confirmation proposes: $100 x 36 beginning 2/1/2025, sale of residence by 12/1/2025, 100% plan
Payments: 2/5, arrears $300
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-11113 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
amended B/C filed OK EDC
AS OF 5/28/25 (SF)

1. IRS priority claim 3-2 is estimated (NEED AMENDED CLAIM)

2. Trustee objection:

- Need a copy of the last filed tax return - for 2024 by 5/31/25. (STILL NEED)

- Need 2 months bank statements from PNC accts#8191 and #8204 shown on PNC acct#8183. (need DECEMBER 2024 STATEMENTS)





Plan proposes $317 x 36 0%
Payments: 3/3

RESOLVED:
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
One Main not served. (fFILED)
- Need Amendments to Schedules A/B and C to add the 2 additional PNC bank accts. (AMENDED)
Email InquiryMatter ResolvedRequest
Adjournment
1187/16/2025 10:00 am25-11501 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As of 5/30/25 (DS): Debtor atty requested adj to allow time to resolve obj. Will adj further out due to 6/25/25 full

As of 5/29/25 (DS): 1. IRS claim amended, owed $1,753.07, which is not in plan. Trustee ok to pay?

2. BELOW ISSUES REMAIN UNRESOLVED.

As of 4/21/25 (DS): Debtor atty requested adj to allow time to resolve obj

4/23/25 (DS): 1. Trustee obj to the following:
- Must provide 2 months recent proof of income from spouse, since spouse has returned to work and 2023/2024 Tax return from non-filing spouse.
- Disposable income verifies higher $5,396, pending updated POI from spouse.
- Must file Pre-confirmation certification.

2. Ally - 2022 Nissan filed arrears claim for $1,694.18. Plan list as outside and unaffected. Needs to be paid or move against claim.

Prop Plan $200 x 60 begin 3/1/25; Base
Note: IRS claim amended and 2024 Tax return for Debtor only provided. Expenses are fine.
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-11811 / MBKMaureen Vella, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $949.00
issues as of 5/7/2025 (JMA)

1) 341 not held, not rescheduled - missing documents - RESCHEDULED FOR 5/29/2025

Email InquiryMatter ResolvedRequest
Adjournment
1237/16/2025 10:00 am25-12253 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $0
AS OF 6/2/2025 (at):

1. Objection file by Nationstar Mortgage (McCalla Raymer) - failure to cure arrears of $45,724.98 (Per POC). (UNRESOLVED)

2. Trustee's objection:
- CMA values the property at $280,000. Zillow values the property at $454,700. Need an explanation for the difference in value. (NOT RECEIVED)
- The debtor's plan consists of unnecessary or excessive expense items, such as:
$2,569/month mortgage payment (per statement the payment is $2,468.50)
$520/month for utilities
$610/month car payment
$189/month for wife's cell phone
$250/month for roof repair
Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)
- The debtor is not paying all disposable income into the plan pursuant to either Schedules I & J or 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $903.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- Using Zillow, there is $62,683 non-exempt equity in the residence. (LANGUAGE ADDED)
- Need statements for the spouse's 2 401k loans. (NOT RECEIVED)
- Add non-exempt proceeds from the estate of the debtor's father. Need documentation from the estate. (NOT RECEIVED)

RESOLVED ISSUES:
- The debtor has not filed the required Pre-Confirmation Certification. (FILED)

Plan proposes: $660.06 x 60 beginning 4/1/2025, loan modification by September, 2025, base
Payments: 2/3, arrears $659.94
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-12253 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 3 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-12277 / MBKStephanie Shreter, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
As of 5/9/25 (DS): Debtor atty requested adj 341 sched 5/22/25
Email InquiryMatter ResolvedRequest
Adjournment
1667/16/2025 10:00 am25-12512 / MBKHerbert K. Ryder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,468.00
AS OF 5/14/2025 (at):

NEED UPDATED CAR INSURANCE.

1. Trustee's objection:
- The debtor has insufficient income. Verified income leaves monthly disposable income of $346.05. (UPDATED INCOME RECEIVED - DISPOSABLE INCOME IS $616)
- proof of insurance for the 2009 Chevy. The policy that was provided to the trustee expires on 5/14/25. (NOT RECEIVED)
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on Maple Finance. (CERT OF SERVICE NOT FILED)
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- The debtor has failed to supply the Trustee with the following:
- proof of 2 month's income - all of March and April for the debtor. (RECEIVED)
- Need updated income for the debtor within 6 months of confirmation. (LANGUAGE ADDED)
- The schedules fail to account for the debtor(s) tax refund in the amount of $1,756.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $737.76 x 36 beginning 4/1/2025, base
Payments: 1/2, arrears $730.53
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-12544 / MBKJames F. Anderson, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 3 of 3 required payments   Arrears: $119.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-12547 / MBKWarren S. Jones, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,918.00
AS OF 5/28/25 (SF) - PLAN IS NOT FEASIBLE. DISPOSABLE INCOME IS $58.55

1. FIG 20 LLC FBO SEC PTY filed secured claim 4-1 in the amount of $1621.01 which is not addressed in plan (OK TO PAY?)

2. State of NJ filed estimated priority claim 5-1 (NEED AMENDED CLAIM)

3. Lakeview Loan Servicing just filed arrears claim 3-1 in the amount of $179,906.29 which is not addressed in plan

4. The plan proposes to pay adequate protection payments to Lakeview Loan Servicing (Need Order:
The Trustee requires an order to pay adequate protection payments through the plan)

5. Trustee objection:

- The debtor has insufficient income disposable net income is $58.55 (used all paystubs provided for income analysis). (Correction: Used all proof of income provided)

- Need a copy of the homeowner's insurance renewal declaration - policy provided for rental property expires 8/2/2025, if not confirmed by that date need to provide renewal statement

-There is $95,951 non-exempt equity in house.



Plan proposes $1918.01 x 60 100% Plan
Payments: 2/2

RESOLVED:
-Need to file Pre-Confirmation Certification with Court. (FILED)
- Mt. Holly MUA filed secured claim for $71.11 which is not addressed in plan (OK TO PAY?) YES
- Objection filed by Nationstar Mortgage (Egerman) - failure to provide for arrears of $3446.20 (RESOLVED VIA ORDER - OK TO PAY ARREARS)
Email InquiryMatter ResolvedRequest
Adjournment
1287/16/2025 10:00 am25-12622 / MBKCarlos D. Martinez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 5/29/2025 (at):

RECOMMEND: $1,750 PAID TO DATE, $886 x 58 BEGINNING 6/1/2025, 100% PLAN
- Preserve non exempt equity of $27,576 in real estate.
- Preserve non exempt equity of $785 in personal property.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

Trustee's objection:
- The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2024 by 5/15/2025. (RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$250/month for solar panels (not in plan - are they assuming this lease?) (LEASE IS IN NAME OF NON FILING SPOUSE AND IS BEING ASSUMED)
Need proof of expenses 10 days prior to confirmation.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,946.53.

RESOLVED ISSUES:
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need proof of service on all creditors listed in part 7 of the plan. (CERT OF SERVICE FILED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- Using appraisal, there is $27,576 in non exempt equity in the residence. (LANGUAGE ADDED)
- There is $785 in non exempt equity in the bank accounts. (LANGUAGE ADDED)
- The IRS filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $875 x 60 beginning 4/1/2025, not less than $34,223.76 to unsecured creditors
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
1307/16/2025 10:00 am25-12781 / MBKJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $245.00
As of 6/3/25 (DS): Debtor atty requested adj, Debtor started new job, updated auto insurance provided

As of 5/29/25 (DS): 1. Trustee obj must provide 2024 Tax return and 2 month updated income from Schwartz Mazda and amend Sched I & J.

2. Must file Pre-confirmation certification and fee app within 7 days from confirming order.

3. Bar date has passed 5/27/25, Capital One Auto has not filed arrears claim. Plan propose $5,050. Recommend striking and not paying.

Prop Plan $245 x 36 begin 4/1/25; Base
Note: Updated auto insurance provided.
Email InquiryMatter ResolvedRequest
Adjournment
1317/16/2025 10:00 am25-12782 / MBKPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $6,517.00
amended A, B 22c ETC filed - NO EXEMPTIONS TAKEN ON SCHEDULE C HOWEVER

OK TO ADJ FOR DEBTOR TO ADDRESS ISSUEAS AND RETAIN ATTY BUT ONLY IF INSURANCE IS PROVIDED
341 HELD- DEBTOR ADVISED TO MAKE TRUSTEE PAYMENT VIA TFS AUTOPAY AND GET INSURANCE AND APPEAR VIA COURT SOLUTIONS

AS OF 5/29/25 (SF) PLAN IS NOT FEASIBLE. DOES NOT PROPOSE TO PAY ANYONE; NO INSURANCE

1. Objection filed by South Carolina Federal Credit Union (Spivack) - Failure to pay arrears of $326,443.48

2. There are two mortgage claims filed by different attorneys for the same creditor as the 1st mortgage (Claims 4-1 and 6-1. (NEED TO RESOLVE)

3. Ally Capital filed bifurcated claim 11-1 in the amount of $11,358 secured, $27,128.82 unsecured and $38,486.82 arrears. This claim is not addressed in plan (MUST RESOLVE)

4. Trustee objection:

- The debtor has insufficient income. Verified income leaves monthly disposable income of $767.00.

- The debtor has not filed the required Pre-Confirmation Certification.

- Need a copy of homeowner's insurance renewal declaration that includes personal liability coverage.

- Need business forms for Sanders & Son's Construction LLC.

- Need DSO information for Keyana Demarest

- Need copy of Deed for 93 Meredith Road.

- Need a modified plan that completes part 5 and part 8.

- There is $387,948 in non exempt equity in the residence. (SCHEDULE C IS BLANK)

- There is $50,000 in non exempt equity in the jewelry.

- There is $50,000 in non exempt equity in the business.

- There is $7,375 in non exempt equity in the bank accounts.

- Need to resolve objection by South Carolina Federal Credit Union.

- Need to amend Schedules B & C to include potential lawsuit against insurance company

- Debtor to provide a certification regarding the $880,000 in funds in the stock account (2022) and the disposition of those funds.




Plan proposes $6517.07 x 60 Loan Mo by 8/1/25
Payments: 1/3 Arrears: $13,034.14


Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-12815 / MBKLaurence R. Sheller, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $2,990.00
AS of 5/29 /25(mk):


341 held today

MFR 6/25/25-NEED RESULT

>>IRS ESTIMATED PRIORITY AND UNSECURED CLAIM:

1. Objection By EverBank(A.Lubin):on2nd mtg Aspen Dr. prop:
-plan fails to pay arrears

2. Objection by US Bank as Tr for RCF2Acqu. Trust(RAS):(0n Woodland Ave prop) 1st mtg
-7th bkcy case
-plan surrenders prop AND says LM
- Bad Faith

3. Objection by US Bank for NRZPass-Thru(RAS) on Woodland- 2nd mtg)

4. Trustee Objection:
- need 2024 tax return.

-need MP to provide an end date for loan mod, surrender timeshare and marks off Part 8d.

-Schedule C improperly exempts Timeshare using d(1) exemption. - There is no equity in this timeshare. Must amend Sched C to remove exemption.

- Excessive expenses: Life insurance $600. Must provide proof of life insurance payment 10 days prior to confirmation.

- Not paying all dispos. income into plan: Disposable income verifies $5,701.

-There is non-exempt equity in Chase Business Bank acct $6,173 (acct has $7,000), Wells Fargo and Credit Union of NJ (pending bank statements).

- Must provide Lincoln Life whole life insurance balance statement, per Schedules Debtor has borrowed against it. Must provide balance owed prior to filing date.
- Claims with arrears filed by Toyota for $684.56, Westgate Blue Tree $2,771.95

- Must resolve IRS estimated tax claim.

- Must resolve Toyota filed bifurcated claim with arrears $684.56, secured $21,525, unsecured $763.17.

- Must resolve all the creditor objections.


- must file pre conf cert.



Plan:$3,000 x 60 begin 4/1/25; Base and Loan mod
2/2 payments
Email InquiryMatter ResolvedRequest
Adjournment
1347/16/2025 10:00 am25-12839 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 5/30/2025 (at):

1. Objection filed by Wells Fargo Bank (LOGS) - failure to cure matured mortgage claim in the amount of $99,018.31 (Per POC) (UNRESOLVED)

2. Objection filed by Wells Fargo Bank (LOGS) - failure to cure arrears of $42,791.42. (Per POC). Plan proposes to pay $0. (UNRESOLVED)

3. Trustee's objection:
- The debtor has insufficient income. using proof of income provided, disposable income is
negative.

RESOLVED ISSUES:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $105,284.90 non-exempt equity in the Gracey Street property. (LANGUAGE ADDED)
- There is $73,471 non-exempt equity in the Oak Place property. (LANGUAGE ADDED)
TOTAL NON-EXEMPT EQUITY $178,755.90 plan is 100%

Plan proposes: $400 x 60 beginning 4/1/2025, refinance by 12/31/2025, 100% plan
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
1357/16/2025 10:00 am25-12853 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
As of 6/2/25 (DS): Debtor atty requested adj to allow time to resolve obj

As of 5/29/25 (DS): 1. Trustee obj to the following:
- Must provide 2 months bank statements from Capital One and Columbia Bank prior to filing date.
- Debtor has insufficient income, disposable income verifies $472, after deducting excessive expenses. Will need E-Wage.
- Excessive expenses on Sched J: $500 Transportation, $570 Car insurance (Per auto insurance for Toyota is $370) and $629 Car payment.
- There is non-exempt equity in the residence $45,821.
- Need fee app within 7 days from confirming order.
- Must file Pre-confirmation certification.

Prop Plan $500 x 6 begin 4/1/25; $1,000 x 54; Base
Note: 2024 Tax return, auto and homeowner insurance and Life insurance policy provided.
Email InquiryMatter ResolvedRequest
Adjournment
1397/16/2025 10:00 am25-13050 / MBKDavid A. Semanchik, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
341 now on 7/3/25


341 dox in- needs 341 date
2/2 payments
Email InquiryMatter ResolvedRequest
Adjournment
1407/16/2025 10:00 am25-13093 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 5/29/2025 (at):

Trustee's objection:
- The debtor has insufficient income.
- The debtor has failed to supply the Trustee with the following document (s):
- Need an explanation as to why the CMA values the property at $280,000 and Zillow values the property at $410,700. (NOT RECEIVED)
- A Modified Plan that increases trustee payment by $430 in month 50 when pension loan is paid off. (MODIFIED PLAN NOT FILED)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need proof of service on Credit Union of New Jersey. (CERT OF SERVICE NOT FILED)
- Credit Union of New Jersey filed a bifurcated claim which needs to be resolved. (UNRESOLVED)
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $191.67 x 60 beginning 4/1/2025, base
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
1467/16/2025 10:00 am25-13407 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $350.00
issues as of 5/29/2025 (JMA)

1) 341 hearing not held, not rescheduled - missing documents.
2) No Trustee plan payments made to date, arrears $350
Email InquiryMatter ResolvedRequest
Adjournment
1507/16/2025 10:00 am25-13539 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 5/28/29 (SF)

1. 341 NOT HELD - RESCHEDULED TO 7/3
2. PAYMENTS: 1/1

Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-13557 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,112.00
341 5/29

1/1 payment

Estimated IRS claim- No retrun for 2024

Objection by Planet Home(RAS):
-Plan fails to cure full arrears
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-13559 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $945.00
Email InquiryMatter ResolvedRequest
Adjournment
1547/16/2025 10:00 am25-13641 / MBKThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
As of 5/28/25 (DS): 1. PennyMac (COURTNEY SHED) obj arrears more, no POC filed. Must resolve obj. OTBS

2. Must file Pre-confirmation certification.

Prop Plan $475 x 60 begin 5/1/25; Base
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-13726 / MBKJoel R. Spivack, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,000.00
Email InquiryMatter ResolvedRequest
Adjournment
1557/16/2025 10:00 am25-13741 / MBKFrederick J. Simon, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 5/29/25 (SF)

1. Adjournment request denied. Need proof of homeowner's insurance. Proof provided is for forced placed insurance.

2. Trustee objection:

- The Plan proposes non-standard order of distribution

- The debtor has not filed the required Pre-Confirmation Certification.

- Need a copy of homeowner's insurance renewal declaration. Debtor provided proof of forced placed insurance.

- Need proof of 2 month's income for job at Horizon

- Need copy of 2024 Tax Return prior to confirmation

- Need a statement for the co-debtor's retirement loan.

- The debtor's plan consists of unnecessary or excessive expense items, such as:
$620/month for cable/internet/phone
Need proof of excessive expense 10 days prior to confirmation.

- Verified income leaves monthly disposable income of $5,330.28.

- The IRS filed an estimated claim which needs to be amended.

- Need March and April bank statements for Chase and Santander accounts.

- Need Certification regarding gambling income.

- The dismissal of this case should trigger a 180 bar to re-filing.



Plan proposes $5026 x 60 Base
Payments: 1/1


Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-13799 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 5/27/2025 (at):

RECOMMEND: $258 x 48 BEGINNING 5/1/2025, BASE

Trustee's objection:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,595 when determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $258 x 48 beginning 5/1/2025, $0 to unsecured creditors
Payments: 1/1
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14361 / MBKJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14378 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $730.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14381 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,750.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14400 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14465 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14466 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $339.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14484 / MBKDavid L. Stevens, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $550.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14550 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14588 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14602 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14618 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $289.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14649 / MBKAdrian Johnson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14710 / MBKAndy Winchell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
The trustee objects to the inclusion of the boilerplate language under part 53 of the exemptions regarding various potential claims and the blanket election of all "applicable" state and federal exemptions.
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14718 / MBKRobert H. Johnson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $300.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14869 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14932 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14964 / MBKKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $715.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14976 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-14986 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-15023 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-15035 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-15037 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-15038 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-15080 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $150.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-15094 / MBKMoshe Rothenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $550.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-15096 / MBKMoshe Rothenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $800.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-15102 / MBKJohn Michael McDonnell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,350.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-15104 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-15112 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-15171 / MBKBrian W. Hofmeister, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-15331 / MBKFrederick J. Simon, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $670.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-15337 / MBKNicholas Fitzgerald, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,261.00
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 10:00 am25-15477 / MBKRussell L. Low, Esq.Motion Extend Time3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 2:00 pm22-15401 / MBKEdward Hanratty, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 2:00 pm24-22673 / MBKMarc C. Capone, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 2:00 pm25-10578 / MBKAllen I. Gorski, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 2:00 pm25-12387 / MBKAllen I. Gorski, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
07/16/2025 2:00 pm25-12873 / MBKMarc C. Capone, Esq.Motion Compensation3rd Party Matter
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes