Judge Michael B. Kaplan
Hearing Date: 7/8/2020
Hearing Count: 232
Last Updated: 07-02-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am14-15626 / MBKEdward Hanratty, Esq.Motion Reopen Ch. 13 Case (fee)No Opposition Filed
CERT IN SUPPORT DISCHARGE
Matter ResolvedRequest
Adjourment
17/8/2020 9:00 am15-14263 / MBKPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $16,999.00
7/8 new date-debtor to come up with plan to payoff quickly or D

AR NEEDS UPDATE ON COMPLETING PLAN BALANCE -$1592 to payoff case as of 6/22
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am15-19205 / MBKJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $19,601.00
6/25 AMT: email to atty, PIF - can advise in writing to remove per plan in lieu of filing MP<<<>>>
Debtor obj,making pymt, filing MP<>FAILED TO PAY PLAN BALANCE; FAILED TO ADDRESS PER PLAN CLAIM ID #20/NJ
DIV TAXATION
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am15-28688 / MBKWARREN BRUMEL, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $22,665.00
ARREARS
Matter ResolvedRequest
Adjourment
87/8/2020 9:00 am15-31021 / MBKJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/14/2020 9:00 am
Total Paid In: $56,786.00
AMT; MP 7/14<<<<>>>>

MP by 5/29/20 - Adj to 7/8/20 Peremptory
Debtor obj, filing MP<>FAILED TO ADDRESS LATE FILED CLM #5-1/DEUTSCHE
Matter ResolvedRequest
Adjourment
97/8/2020 9:00 am16-12359 / MBKFrances A. Tomes, Esq.Motion to Determine Validity of Payment ChangeNeeds Resolution of Issues : ObjectionsTotal Paid In: $12,283.00
HSBC Response (RAS)<>DEBTOR MTN OBJECTING TO NTC OF MTG PYMT CHANGE
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am16-15612 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues : ObjectionsTotal Paid In: $22,452.00
Debtor obj<>WELLS FARGO BANK (SHAPIRO)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am16-26297 / MBKMARK GOLDMAN, ESQCreditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $44,965.00
SLS (Stewart Legal Group)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am16-27718 / MBKSCOTT C PYFERAP Notice of Hearing - (Generic)Judge to Reserve DecisionTotal Paid In: $19,335.00
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am16-28488 / MBKJAMES J CERBONE, ESQMotion SellNeeds Resolution of Issues : ObjectionsTotal Paid In: $23,140.00
BSI limited obj (Friedman Vartolo)<>15 LENA COURT
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am16-33503 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $10,742.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am17-11054 / MBKLEE M PERLMAN, ESQMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $25,590.00
FAY SERVICING (GROSS POLOWY)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am17-13699 / MBKWARREN LEVYCreditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $32,262.00
WILMINGTON TRUST (Friedman)
MOTION FOR REFI ON 7-8
TR MTD ON FOR 7-22 ARREARS 6789 LAST TR PYMT JAN
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am17-13699 / MBKWARREN LEVYMotion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceNeeds Resolution of Issues : ObjectionsTotal Paid In: $32,262.00
OST - MTN FOR POST PETITION FINANCING
AR WHY WAS DEBTOR UNABLE TO COMPLETE REFI - NO TR PYTS SINCE JAN 2020
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am17-14146 / MBKDaniel Straffi, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $22,951.00
Debtor obj<>NATIONSTAR MTG (SHAPIRO & DENARDO)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am17-16424 / MBKTHOMAS J ORR ESQMotion to Cancel and DischargeNo Opposition Filed
MTN TO CANCEL DISCHARGE MTG/HUD
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am17-16668 / MBKJOHN ZIMNIS, ESQMotion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $14,521.00
Debtor obj<>THE OAK CREEK ESTATES ASSOC (SCURA, WIGFIELD,HEYER)
Matter ResolvedRequest
Adjourment
157/8/2020 9:00 am17-26551 / MBKFawn B. Dyer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $48,717.00
new MP by 7/8 EDC
AMT: MP 6/24 ***RECOMMEND DENIAL***<<<>>>

Debtor obj<>SV/RESIDENTIAL #6-1; ARREARS
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am17-28581 / MBKFRANCIS P CULLARI, ESQMotion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $40,114.00
Debtor obj<>NEWREZ/SHELLPOINT (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am17-29765 / MBKWILLIAM A. WARD, ESQ.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $39,700.00
MTN TO NAME JENKINS & CLAYMAN AS ATTY
Matter ResolvedRequest
Adjourment
167/8/2020 9:00 am17-31259 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $11,654.00
ADJ to 7/8/20 - debtor will need to address arrears.
AMT: Mtn to approve LM filed 6/17 by creditor<<<>>>

ADJ 30 DAYS (6/24/20) for motion and MP to be on the Docket
Debtor obj<>FAILED TO LM BY 6/30/18; EXTENDED LOSS MIT EXPIRED 8/31/19
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am17-31881 / MBKTHOMAS J ORR ESQCreditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $6,466.00
PHH ( Robertson Anschutz)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am17-35798 / MBKJAMES J CERBONE, ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $16,069.00
SANTANDER (Gross McGinley)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am17-36084 / MBKTHOMAS J ORR ESQCreditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $26,806.00
REVERSE MORTGAGE SOLUTIONS (Robertson)
Matter ResolvedRequest
Adjourment
207/8/2020 9:00 am18-10763 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Relief from Co-Debtor StayNeeds Resolution of Issues : ObjectionsTotal Paid In: $13,704.00
Debtor obj<>CARRINGTON MTG (MILSTEAD)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am18-11121 / MBKAmy L Knapp Motion Motion (Generic) - Only use if no other event is applicableNeeds Resolution of Issues : ObjectionsTotal Paid In: $27,215.00
AR DOESN'T EXPLAIN WHY JUNE PYMT WASNT MADE
MTN TO SUSPEND TRUSTEE PAYMENTS
trustee obj-needs to be via MP on confirmed cases. EDC
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am18-12714 / MBKLEE M PERLMAN, ESQMotion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $7,396.00
Debtor obj<>U.S. BANK NAT'L (McCALLA)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am18-15339 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $6,754.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am18-16319 / MBKPATRICK MOSCATELLO, ESQCreditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $14,222.00
NATIONSTAR (Mccalla)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am18-17546 / MBKHENRY CHUDZIK, JR.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $40,715.00
FINANCE OF AMERICA REVERSE (MATTLEMAN, WEINROTH & MILLER)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am18-17803 / MBKWALTER D NEALY, ESQCreditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $25,413.00
ALLY FINANCIAL (Morton)
Matter ResolvedRequest
Adjourment
227/8/2020 9:00 am18-18685 / MBKPATRICK MOSCATELLO, ESQCreditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $31,649.00
WILMINGTON SVS (Shapiro) ( TR ARREARS $4,627 MTD ON 8-4)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am18-19778 / MBKKevin Fayette, EsqCreditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $16,364.00
SLS (Stewart Legal Group) TR ARREARS
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am18-20507 / MBKRobert B Davis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $5,554.00
***Adj request denied - no payment since December***
FAILED TO LM BY 4/10/19; ARREARS; CASE PREVIOUSLY DISMISSED FOR FAILURE TO COMPLETE LM AND THEN REINSTATED WITHOUT ADDRESSING THE DEFICIENCY
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am18-21161 / MBKMarc C. Capone, Esq.Order Shorten TimeNeeds Resolution of Issues : Objections
OST - MTN TO PURCHASE REAL PPTY
case is awaiting discharge OK EDC
Matter ResolvedRequest
Adjourment
337/8/2020 9:00 am18-24596 / MBKAllen I. Gorski, Esq.Creditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $12,322.00
REVERSE MORTGAGE FUNDING (Robertson Anschutz)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am18-25723 / MBKDaniel Straffi, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $5,498.00
Debtor obj<>WILMINGTON SAVINGS (ROBERTSON, ANSCHUTZ & SCHNEID)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am18-26413 / MBKSTEPHANIE SHRETER, ESQMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $2,300.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
367/8/2020 9:00 am18-29664 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $9,330.00
AMT: MP 7/8 *** HONOR ROLL*** <<<>>>
Debtor obj, filing MP<>FAILED TO COMPLETE LM BY 8/2/19, EXTENDED LOSS MIT EXPIRED 11/2/19; PLAN NOT FEASIBLE DUE TO MTAG #7-2, WHICH ADDED PSOTS PET
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am18-30993 / MBKANDRE L KYDALA ESQOrder Shorten TimeNeeds Resolution of Issues : ObjectionsTotal Paid In: $107,350.00
AR NOTE CASE IS IN AUDIT FOR CLOSING
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
417/8/2020 9:00 am18-33092 / MBKFRANK J FISCHER, ESQMotion Relief from Co-Debtor StaySettled / ResolvedTotal Paid In: $1,830.00
NA by either party - adj to 7/8/20
Debtor obj<>HSBC BANK (SHAPIRO)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am18-33092 / MBKFRANK J FISCHER, ESQMotion Sell Free and Clear of Liens under 363(f) (FEE)Order to be SubmittedTotal Paid In: $1,830.00
NJ Div Tax limited obj<>7 HIGH RIDGE ROAD-OK EDC
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am18-34366 / MBKJOHN ZIMNIS, ESQMotion Relief from Co-Debtor StayNeeds Resolution of Issues : ObjectionsTotal Paid In: $6,931.00
Debtor obj<>NEW JERSEY HOUSING AND MTG (PHELAN)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-12655 / MBKEdward Hanratty, Esq.Application for RetentionNeeds Resolution of Issues : ObjectionsTotal Paid In: $56,550.00
AR CASE IS COMPLETE AND IN AUDIT AND SLS HAS PROSPECTIVE STAY RELIEF ????
SLS I, obj (Honig & Greenberg<> APPLICATION FOR RETENTION/SPECIAL COUNSEL
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-12706 / MBKJOHN F. BRACAGLIA, JR, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $6,925.00
(AMT: also SV granted 5/14)<<<>>>
Debtor obj, in trial LM<>FAILED TO LM BY 1/30/20; ARREARS
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-12927 / MBKLEE M PERLMAN, ESQMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $7,423.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-13429 / MBKWilliam H. Oliver, Jr., Esq.Motion File Claim After Claims Bar DateNo Opposition FiledTotal Paid In: $16,038.00
MTN AUTHORIZING TRUSTEE TO PAY NJ LATE CLM #6-1
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-13429 / MBKWilliam H. Oliver, Jr., Esq.Motion File Claim After Claims Bar DateNo Opposition FiledTotal Paid In: $16,038.00
MTN AUTHORIZING TRUSTEE TO PAY NJ LATE FILED CLM #7-1
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-13429 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $16,038.00
AMT: Clms mtns pending 7/8/20 for clm #6-1 & #7-1 (Late clms filed by debtor for per plan clms). Mtns to modify #4-1 & #5-1 pending 7/22<<<>>>

Debtor obj, will file clm mtns<>FAILED TO ADDRESS LATE FILED CLMS: VALLEY NATL #4-1 & #5-1; FAILED TO ADDRESS PER PLAN CLMS: ST NJ TRUSTEE ID #7 & #8
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-19722 / MBKWilliam H. Oliver, Jr., Esq.Application for Extension of Loss MitigationNeeds Resolution of Issues : ObjectionsTotal Paid In: $4,500.00
AR MAY BE APPROPRIATE CASE FOR LOAN MOD OUTSIDE
US Bank obj (Parker)<>APPLICATION FOR EXTENSION OF LOSS MIT
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-19833 / MBKLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $24,453.00
(7/1 AMT: CC OF CK FOR $7,699)<<<>>>
Debtor obj<>ARREARS; FAILED TO FILE PRE CONF CERT BY 1/27/20; FAILED TO ADDRESS WILLINGBORO TWP LATE CLM ID #4; FAILED TO ADDRESS EST NJ DIV TAX CLM ID #13
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-20458 / MBKJoan Sirkis Warren Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $2,985.00
SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
537/8/2020 9:00 am19-21526 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $4,531.00
AMT: MP 7/8 *** SUBJECT TO TERMS****<<<>>>
Debtor obj<>FAILED TO LM BY 10/1/19; FAILED TO FILE MTN TO CRAM CREDIT ACCEPTANCE BY 9/15/19 (PLAN SECTION STRICKEN FOR DEFICIENT SVS)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-21526 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Avoid LienNo Opposition FiledTotal Paid In: $4,531.00
MTN TO AVOID LIEN/CREDIT ACCEPTANCE
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-21762 / KCFSCOTT M WILHELM, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
FAILED TO ADDRESS LATE FILED CLM NICOLE GRASSO ID #7; ARREARS
Matter ResolvedRequest
Adjourment
1167/8/2020 9:00 am19-21993 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $11,738.00
AMT: MP 7/8 *** NEEDS RESOLUTION****<<>>>
Debtor obj, filing MP<>FAILED TO SELL FITZPATRICK RUNPPTY BY 2/20/20; FAILED TO COMPLY WITH 12/27/19 LM ORDER TO FILE MP AND AMD I/J; FAILED TO ADDRESS NJ DIV TAX EST CLM #7-1 BY 10/19/19
Matter ResolvedRequest
Adjourment
497/8/2020 9:00 am19-22230 / MBKLEE M PERLMAN, ESQMotion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $9,539.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
437/8/2020 9:00 am19-22526 / MBKAndrew Thomas Archer Motion Relief from Co-Debtor StayNeeds Resolution of Issues : ObjectionsTotal Paid In: $6,000.00
Debtor obj<>M & T BANK (SCHILLER, KNAPP, LEFKOWITZ)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-23808 / MBKROBERT C NISENSON ESQMotion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $1,400.00
Debtor obj<>SN SERVICING CORP (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-23839 / MBKRUSSELL L LOW, ESQCreditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $25,902.00
BSI ( Friedman Vartolo) TR ARREARS LAST PAY 3-2020 NO TR PYMTS POST CONF ORDER
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-23881 / MBKTHOMAS M MONAHAN, ESQMotion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $2,076.00
Debtor obj<>DEANS POND CROSSING CONDO (MCGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-25021 / MBKBRUCE C TRUESDALE ESQCreditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $1,660.00
CARRINGTON MTG ( Hill Wallack) AR TR ARREARS
Matter ResolvedRequest
Adjourment
657/8/2020 9:00 am19-25229 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $2,024.00
AMT: MP 7/8 *** HONOR ROLL***<<>>
will send 1500 in money orders
Debtor obj<>SV/COMMUNITY #1-1 (stay reinstated); ARREARS (atty has $1,500); FAILED TO AMEND I/J & PROVIDE UPDATED POI TO TRUSTEE BY 11/23/19 (still has not addressed)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-25491 / MBKEUGENE ROTH, ESQOrder Shorten TimeNo Opposition FiledTotal Paid In: $4,014.00
MTN TO SELL/102 NEDSHIRE DR--100% from sale EDC
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-27085 / MBKLEE M PERLMAN, ESQCreditor Certification of DefaultNeeds Resolution of Issues : ObjectionsTotal Paid In: $19,540.00
LOANCARE (Phelan)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-27352 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues : ObjectionsTotal Paid In: $2,700.00
(filed per AR)
Debtor obj<>FAILED TO PROVIDE PROOF OF EWAGE REGISTRATION BY 5/11/20; ARREARS
Matter ResolvedRequest
Adjourment
537/8/2020 9:00 am19-27666 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $11,136.00
Debtor obj<>LAKEVIEW LOAN/M&T BANK (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-28094 / MBKROBERT C NISENSON ESQMotion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $2,775.00
Debtor obj<>CARRINGTON MTG (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-28982 / MBKALEXANDER J RINALDI, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues : Objections
*Trustee obj
-needs $1750 to get current
* Needs the following from confirmation when dismissed:
- need to resolve the Objection filed by Lakeview Loan Servicing (McCabe, Weisberg) - failure to pay arrears of $56,117.82 (PAY THE CLAIM)
- A copy of the last filed tax return - or Cert of non-filing of taxes from Debtors.(STILL NEED CERT) THE TRUSTEE REQUIRES A CERTIFICATION FROM THE DEBTORS THAT THEY ARE NOT REQUIRED TO FILE
- Updated auto insurance, insurance expired 12/6/19. (STILL NEED)
- Need Wells Fargo certificate of deposits value prior to filing date. (STILL NEED)
- Add to confirming order Trustee standard order of distribution.
- Must file Pre-confirmation certificate. (STILL NEED)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-29020 / MBKWilliam H. Oliver, Jr., Esq.Motion File Claim After Claims Bar DateNo Opposition FiledTotal Paid In: $3,171.00
(AMT: MP pending 7/28 will address feasibility)<<<>>>
MTN AUTHORIZING TRUSTEE TO PAY LATE FILED/POST PET IRS CLM #9-1
Matter ResolvedRequest
Adjourment
657/8/2020 9:00 am19-29199 / MBKWARREN S JONES, JR ESQMotion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $7,259.00
Debtor obj<>SELENE FINANCE (RAS)


FYI: MP on HR for 7/8/20. Post pet arrears are rolled into plan.
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-30263 / MBKDAVID E. SHAVERMotion Relief from Co-Debtor StayNo Opposition Filed
NEWREZ/SHELLPOINT (RAS)
Matter ResolvedRequest
Adjourment
577/8/2020 9:00 am19-30353 / MBKDaniel Straffi, Esq.Motion to Extend Loss MitigationNeeds Resolution of Issues : Objections
Select Portfolio obj (Milstead)<> MTN TO EXTEND LOSS MIT
Matter ResolvedRequest
Adjourment
597/8/2020 9:00 am19-30871 / MBKADAM SCHNEIDER, ESQMotion Relief from Stay (Fee)Needs Resolution of Issues : Objections
lift stay for fraud conv
Debtor obj<>PHOENIX SALES AND SERVICES CORP (COHEN LAW GROUP)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-30871 / MBKADAM SCHNEIDER, ESQMotion File Claim After Claims Bar DateNeeds Resolution of Issues : Objections
(AMT: Creditor proposed in plan to be pif $163,777)<<<>>>

MTN TO ALLOW PHOENIX SALES AND SERVICES TO FILE SECURED JUDGMENT LIEN LATE CLM TO BE PD IN PLAN
Matter ResolvedRequest
Adjourment
607/8/2020 9:00 am19-30893 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues : Objections
NFA

Debtor obj<>SHELLPOINT MTG (MCCALLA)
Matter ResolvedRequest
Adjourment
767/8/2020 9:00 am19-31442 / MBKAndrew Thomas Archer Motion Relief from Co-Debtor StaySettled / ResolvedTotal Paid In: $8,900.00
Debtor obj<>BAYVIEW LOAN SERVICING (MCCABE)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-32642 / MBKSTEPHEN M GOLDBERG, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues : Objections
OST=-Failure to appear at conf on 6/24
-lots of confirmation issues still not resolved EDC
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-33672 / MBKWilliam H. Oliver, Jr., Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues : Objections
trustee obj
Reasons for dismissal:
A current market analysis
- There is non-exempt equity on real property $140,270.32. Need to verify if Debtor has 50% interest
- Must resolve NJ & IRS estimated priority and unsecured claim
- Secured claim of Ivy Holdings is much higher than what plan has. Also got stay relief
- Must file Pre-confirmation certificate.
- copy of the will showing the debtor is a 1/12 owner of the residence
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am19-34070 / MBKBRUCE C TRUESDALE ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToMoot - Dismissed
MTN TO EXPUNGE CLAIM #27
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-10253 / MBKJEANIE D WIESNERMotion Relief from Stay (Fee)Needs Resolution of Issues : ObjectionsTotal Paid In: $3,346.00
Debtor obj<>SPECIALZIED LOAN (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
697/8/2020 9:00 am20-10265 / MBKROBERT C NISENSON ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues : Objections
Trustee Obj
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-10378 / MBKAndrew Thomas Archer Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-10436 / MBKJoan Sirkis Warren Motion Relief from Co-Debtor StayNeeds Resolution of Issues : ObjectionsTotal Paid In: $6,009.00
Debtor obj<>NATIONSTAR MTG/MR. COOPER (SHAPIRO)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-10506 / MBKJOSEPH J MANIA III ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Recommend Granting
Trustee Obj - ATTY IS HOLDING $1,250 TO SEND IN
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-10683 / MBKKarina Pia Lucid Motion to Vacate DismissalNeeds Resolution of Issues : Objections
need all 341 docs and needs to get current (needs April payment)

ATCF obj (Honig & Greenberg)<>
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-10754 / MBKSCOTT E KAPLAN ESQMotion Relief from Stay (Fee)Moot - Dismissed
SACHIN MANDREKAR/LANDLORD (GORSKI & KNOWLTON)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-10872 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)No Opposition Filed
HSBC BANK (RAS)
Matter ResolvedRequest
Adjourment
887/8/2020 9:00 am20-10947 / MBKROBERT C NISENSON ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues : Objections
-debtor to file motion to have 2 cases open EDC

5/26/20 - Per Parker McCay, the Ch. 7 is still open 16-13754. 2nd time filed a new case without closing the 7
5/26/20 - Doc #35 - Ex-Wife filed doc advising that debtor owes DSO which he appears to contest.

Trustee Obj
- Debtor must address if there is an active Ch 7 bankruptcy.
- $1,600 arrears as of 5/8/20.
- Need proof of homeowners insurance.
NO 341 MEETING DUE TO:
- Need 2018 tax returns.
- Need proof of income.
- Need P&L statements and Business Questionnaire.
- Need proof of motor vehicle insurance.
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-11209 / MBKSTEVEN J ABELSON, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledTotal Paid In: $3,776.00
MTN TO MODIFY TD BANK #6-1 TO GUC
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-11392 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Motion (Generic) - Only use if no other event is applicableNeeds Resolution of Issues : Objections
CONF ON 7-8
Debtor obj<>V/JPMORGAN CHASE BANK (FEIN, SUCH) FOR AD PRO PYMTS
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-11515 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed
MTN TO EXPUNGE ALLY BANK #15-1
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-12327 / MBKCANDYCE I SMITH-SKLAR, ESQMotion File Claim After Claims Bar DateNo Opposition Filed
MTN TO ALLOW SECURED LATE CLAIM SHELLPOINT MTG #8-1 TO BE PD IN PLAN
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-12673 / MBKBarry Scott Miller Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Recommend Denial
-trustee obj
no 341, no payments
-previous issues with home insurance and adjourned to be current and all docs for last time.
-still need for 341: STILL NEED: DR POI 60 DAYS FROM JAN/FEB 2020((INVOICES NOT ACCEPTABLE)) OR 2019 1099, CO DR POI 60 DAYS FROM JAN/FEB 2020, 2018/9 TAX RETURN, DR BANK STMNTS 2 MTHS, DR DEED,MTG STMNT AND CURR HOME INSUR FOR 11 AND CUR CAR INSUR FOR 2 VEH..
Matter ResolvedRequest
Adjourment
757/8/2020 9:00 am20-12729 / MBKVeer P Patel Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues : Objections
---Per att submitted all missing docs-OK to reinstate if sent in child support documentation for 341

Trustee Obj
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-12939 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues : Objections
Debtor obj<>BANK OF NY MELLON (PLUESE)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-12968 / MBKKirsten B. Ennis Motion Relief from Stay (Fee)Needs Resolution of Issues : Objections
Debtor obj<>CARRINGTON MTG (STERN LAVINTHAL & FRANKENBEREG)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-12992 / MBKWilliam H. Oliver, Jr., Esq.Motion to ConsolidateNo Opposition Filed
MTN TO CONSOLIDATE/JOINTLY ADMINSTER 20-12992 & 19-14204 (LEAD CASE)
Matter ResolvedRequest
Adjourment
947/8/2020 9:00 am20-13722 / MBKMOSHE ROTHENBERG, ESQNotice of Request for Loss MitigationNeeds Resolution of Issues : Objections
Select portfolio obj (Milstead)<> REQUEST FOR LOSS MITIGATION
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-13990 / MBKJustin M. Gillman, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition Filed
JPMORGAN CHASE BANK
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-14433 / MBKROBERT C NISENSON ESQMotion Motion (Generic) - Only use if no other event is applicable3rd Party Matter
AR WRONG ORDER
AMT: ***PPSD ORDER CONTINUES STAY**<<>>
MTN FOR TELEPHONIC 341
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-14564 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)No Opposition Filed
FAY SERVICING/WILMINGTON (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-14670 / MBKAndrew Thomas Archer Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues : Objections
-need to get current and all 341 docs and 341 scheduled and then we can reinstate
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-15333 / MBKHARRISON ROSS BYCKMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Recommend Denial
trustee objection:
-D on courts OSC to file all missing schedules
-no payments, 341 docs
Matter ResolvedRequest
Adjourment
07/8/2020 9:00 am20-17495 / MBKJAVIER L. MERINO, ESQ.Motion Impose Automatic StayNo Opposition Filed
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am15-25445 / MBKJAMES J CERBONE, ESQConfirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 32 of 59 required payments   Arrears: $4,496.00  Total Paid In: $73,304.00
As of 6/29/20 (DS):

Need to confirm at $73,304 paid to date, $2,581 x 2 begin 7/1/20 Base with a minimum $6,961 to gucs

MP Prop $2,581 x 4 Dollar Base $6,961 - Stay relief was granted, plan surrenders real property.
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am16-33368 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing on Modified PlanIncomplete Docs / Needs Resolution of IssuesDebtor has made 39 of 43 required payments   Arrears: $347.00  Total Paid In: $29,600.00
As of 6/29/20 (DS): 1. Must provide 2 months proof of income from spouse and 2019 tax return, if not filed, must provide 2018, also must amend Schedule I & J.

MP Prop $28,930 paid, $335 x 43 Dollar Base $11,280 - Plan extended for additional 24 months, due to Covid-19 Pandemic. Debtor's income has been reduced. Relief available under Cares Act.
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am17-22128 / MBKLEONARD R BOYERConfirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 36 of 37 required payments   Arrears: $400.00  Total Paid In: $14,400.00
ISSUES AS OF 6/29/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $14,000 PTD, THEN $580 x 24 STARTING 7/1/20, 100% PLAN****

1) MP fails to treat Lawrence Square Condo Assn (TRUSTEE TO SET UP PAYMENT PER THE CONFIRMED PLAN).


Confirmed Case: $400 x 60 start 7/1/17, 100% Plan
Prop. MP: $400 x 60 start 7/1/17, 100% Plan
PTD = $14,000
Last Claim (7-2) dated 9/13/19
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am17-28869 / MBKHERBERT B RAYMOND ESQConfirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 32 of 34 required payments   Arrears: $11.00  Total Paid In: $55,272.00
as of 6/30/2020

ok to confirm at $54,565 paid to date, $1,707x29 begin 7/1/2020 100% plan

proposed plan $1,473x4, $1,600x17, $1,707x41 100%
extended plan 2 months under Cares Act

Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am18-29664 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 22 of 21 required payments   Arrears: $0  
Total Paid In: $9,330.00
7/1 workup for the 7/8 calendar EDC

9330 paid then 850 x 39 beg 8/1/20 pro rata-LM to be removed from plan and completed outside with PNC paid outside of the plan
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am19-11722 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 15 of 18 required payments   Arrears: $1,844.00  Total Paid In: $13,517.00
AR WHAT IS THE CHANGE FROM THE MOD PLAN THAT WAS DENIED ?
7/1 workup for the 7/8 calendar EDC

-The April plan was denied that tried to retroactively change trustee payment. There is a $819 car payment
-Current payment is $922 to $377($377 would pay 100% however)
-IRS has estimated 2018 taxes-needs resolution
-chase filed a $49 claim

proposes paid then $377 x 44 beg June
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am19-15193 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 15 of 16 required payments   Arrears: $485.00  Total Paid In: $7,275.00
7/1 workup for the 7/8 calendar EDC
CONF AT ***$7275 then $970 x 44 beg 8/1/20 0%-need order with US Bank/PHH and claim for post pet mortgage within 30 days

-We are paying Hyundai and Americredit per the submitted orders correct? The plan numbers are a little off.
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am19-16249 / MBKKAREN E BEZNER, ESQConfirmation Hearing on Modified PlanWithdrawnDebtor has made 10 of 12 required payments   Arrears: $2,526.00  Total Paid In: $11,870.00
Matter ResolvedRequest
Adjourment
867/8/2020 10:00 am19-18678 / MBKEric ClaymanOrder Vacate Dismissal of CaseRecommend DismissalDebtor has made 15 of 15 required payments   Arrears: $0  

6/26 workup for the 7/8 calendar

*proof LM package sent in 2 weeks(DONE)
*must be current by adj date (DONE)
* have consent order with Specialized regarding motion to D but what about LM? Was supposed to LM by July of last year. Case is 14 months old and has been the last issue for months. Paying LM pending?
* trustee obj:
-need to use trustee order of distr
-need pre conf cert

plan $220 x 36 BEG 6/19; MIN $3,000
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am19-21526 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 12 of 13 required payments   Arrears: $395.00  Total Paid In: $4,531.00
AS OF 6/29/20 (SF)


RECOMMEND $4531.20 PTD, $256 X 72 (BEGIN 7/1/20) BASE PLAN, LOAN MOD BY 9/30/20
- PAY $18,000 TO THE BANK OF NY MELLON PENDING APPROVAL OF LOAN MOD
- STRIKE LIEN AVOIDANCE OF CREDIT ACCEPTANCE CORPORATION
- PLAN EXTENDED TO 84 MONTHS

1. Modified plan proposes to extend to 84 months. Debtor certification states that debtor had interruption of income due to Covid-19. Debtor's son has been laid off and he can no longer help with expenses but there was no contribution from son in original budget. There are no amended Schedules I and J or updated proof of income. (PER DM OK)

2. The plan proposes to surrender and avoid lien of Credit Acceptance. The lien avoidance was stricken from previous plan. (Motion scheduled for 7/8/20 at 9)

3. Trustee Motion to dismiss scheduled for 7/8/20 @ 9

MP proposes $377.29 x 11, $256 x 73 Base, Loan mod by 9/30/20
Plan has run 12 months with 48 months remaining. MP proposes to extend to 84 months
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am19-21993 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanRecommend Modified Plan be DeniedDebtor has made 12 of 13 required payments   Arrears: $989.00  Total Paid In: $11,738.00
AS OF 6/29/20 (SF) - BELOW ISSUES STILL APPLY

1. Trustee obj edc:
-- State of NJ filed estimated priority claim on 9/6/19 (STILL NOT RESOLVED)
-- The modified plan changes the cram amount for JPMorgan Chase from $23,50.80 to $14,818 which is improper 3. -- NO UPDATED I AND J OR POI

2. Trustee motion to dismiss scheduled for 7/8/20 at 9

MP proposes $976 x 51 0%
Plan has run 12 months with 48 months remaining
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am19-23138 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanRecommend Modified Plan be DeniedDebtor has made 8 of 12 required payments   Arrears: $702.00  Total Paid In: $2,365.00
issues as of 6/30/2020

1) modified plan states the debtor has lost wages due to COVID health crisis, filed amended Schedules I & J using the same dollar amounts as the original Schedule I - need to provide Trustee with updated proof of income for job, family support and 2019 tax return
2) Based on the Schedule I disposable net income is $473 - does not support reduction in Trustee plan payment - need current proof of income to demonstrate change in circumstance
3) Trustee objection to be filed - need proof of income, 2019 tax return and updated family support certification to support significant reduction in plan payments

proposed plan $180x26 minimum $1,000 to gucs
paid in $2365
25 months to go
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am19-24695 / MBKREGINA L GELZER, ESQOrder Vacate Dismissal of CaseRecommend DismissalDebtor has made 11 of 12 required payments   Arrears: $417.00  
AS OF 7/1/20 (SF) Need to resolve income issue.


1. Trustee objection:
- Amendments to Schedules : Amend SOFA to add the business and disclose fees collected prior to filing. (BUSINESSES WERE ADDED BUT FEES WERE NOT CORRECTED)

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $800 estimated taxes (need proof of payment), 3 car loans, (ESTIMATED TAXES WERE REMOVED FROM SCHEDULE J) ALSO REDUCED EXPENSES BY $359.01 FOR 3RD VEHICLE

- Disposable income per Form 122c, as filed, is $4,208.21 which would require a $252,492.60 minimum dividend.

- Debtor may have duplicated expenses on Schedule J and the P&L statement (example - DSO payments are on both, car payment, Trustee payment, etc).

(AMENDED PROFIT AND LOSS STATEMENT PROVIDED FOR TIN MAN FOR THE ENTIRE YEAR OF 2019 AND DOES NOT MATCH SCHEDULE I. SCHEDULE I SHOWS $8191.70 AND WE VERIFY $2494.50 EVEN WITH ADDING BACK UTILITIES OF $4179.35/12 AND 3RD VEHICLE $359.01)


Plan proposes $417 x 60 Base
Payments: 11/12 Arrears: $417

RESOLVED ISSUES:
- $1,350 DSO payment (need order/settlement agreement). (RECEIVED)
- Domestic Support Obligation information (RECEIVED)
- Nationstar filed arrears claim for $14,626.25 (OK TO PAY?) YES
- Capital One Auto filed arrears claim for $452.36 (OK TO PAY?) YES
- JPMorgan Chase filed arrears claim for $359.01 (OK TO PAY?) YES
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am19-25229 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 4 of 11 required payments   Arrears: $2,614.00  Total Paid In: $2,024.00
as of 6/20/2020


ok to confirm at $2,024 paid to date, $472x74 begin 7/1/2020 base plan

Trustee objection is moot as plan is 84 months total

proposed plan $53x10, $445.14x74 base plan
paid in $2,024

Matter ResolvedRequest
Adjourment
1177/8/2020 10:00 am19-25273 / MBKWARREN S JONES, JR ESQConfirmation Hearing ScheduledRecommend DismissalDebtor has made 8 of 11 required payments   Arrears: $5,156.00  
ISSUES AS OF 7/1/2020 (DM):

 5/13/20 - Atty is holding an additional $3,600 to send in (RECEIVED) - tax issues is close to being resolved (PRIORITY AMENDED BUT GUC STILL ESTIMATED FOR 2015) - and request was made for an amended I&J with a P&L for the rental property - atty may submit a Certification if any explanation is needed - ADJ to 7/8/20 Peremptory.

1) IRS filed $3,847.54 priority claim that includes estimated taxes for 2016 (AMENDED).

2) IRS filed $10,129.33 unsecured claim that includes estimated taxes for 2015 (UNRESOLVED).

3) Lakeview Loan Servicing (McCabe) OBJs - $63,397.37 arrears (PER ATTY, PAY PER POC).

4) USAA Fed Sav (SHAPIRO) OBJs - $40,837.42 arrears (CONSENT ORDER ENTERED TO PAY PER POC).

5) Trustee OBJ:
 Need amended Sch I to include full amount of monthly rental for 2 occupied units since mtg for rental property is listed on Sch J - only 1 unit is rented with a new prospective tenant that may move in April 1st (NEED UPDATE).
- Rental income verifies higher ($2,200) than scheduled ($106.83) resulting in $3,798 disposable income (WILL BE MOOT BASED UPON BASE NEEDED TO PAY SECURED AND PRIORITY CLAIMS).
- There is $1,741 non-exempt equity in real estate (PER ATTY, OKAY TO PAY).
- Why is income and mtg for Pemberton property lower on Form 122c than Sch I&J? (RENT VARIED DURING THE MEANS TEST PERIOD).


Prop. Plan $1,751.38 x 60, Base Plan
PTD 8/11 = $14,109.44
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am19-25432 / MBKYAKOV RUDIKHConfirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 8 of 11 required payments   Arrears: $461.00  Total Paid In: $3,766.00
As of 6/28/2(mk):


1. Stay Relief Motion by Society Hill( McGovern legal) on for 7/14/20. WILL NEED TO KNOW HOW THIS WILL AFFECT MP?

2. Trustee Objection:
-debtor has failed to provide amended Schedules I & J.( STILL NEED AMENDED I & J TO BE FILED).
-debtor has failed to provide Proof of Income.(Provided pays stub for YTD 5/2/20 for 2 Jobs:
Center for Therapy & Behavior & Hackensack Meridian.) Is there any income form debtor's
Business- Coaching Life Today for 2020?
-Covid cert says reduced income for Kean Univ.( this appears to be contact work) but does not
address if there was a reduction in the other sources of income.
-MP OMITS TREATMENT FOR HYUNDAI LEASE-(#5-1) $604.06 was included in
previous confirmation

Case confirmed 12/11/19 - for ptd, then $461 X 56 BEG 1/1/20 ; BASE $26,816 ; ATTY FEE $4050/$4750 ; TRUSTEE AUTHORIZED TO PAY CLAIMS, 2-4, 3-1, & 5-1 ; TRUSTEE STANDARD ORDER OF DIST.

MP proposes 320 x 75, base. Plan extended total 84 mos & reduces TR payment to 320 . Plan has run 10 mos. as of June.

Matter ResolvedRequest
Adjourment
1057/8/2020 10:00 am19-26020 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledRecommend DismissalDebtor has made 2 of 11 required payments   Arrears: $9,000.00  
6/26 workup for the 7/8 calendar EDC
AR AGREED IN APRIL TO ADJ ON CONDITION THAT DEBTOR PAY $500 PER MO BEG 5-1 --(STILL NO PAYMENTS AS OF 6/26)
adj request denied-no payments since Feb

MP & Amended I & J filed. Debtor says now has more income that can make plan feasible. No payments have been made since February and $3600 arrears--no updated POi
>>>>PLAN NOT FEASIBLE WITH IRS PRIORITY CLAIM IN #1.<<<<

1. IRS Filed Secured POC $8330.63. Plan has this in priority section and they Filed $75,459.24 in priority unsecured
2. Trustee Objection:
-need statement on Whole life policy showing cash surrender value.(Provided)
-plan not treat NJ Priority POC $4,458.38- MP Pays



Plan:702 x 60 Base: Lm on 374 EWINGVILLE RD by 5/1/20.
payments;6/6
last claim:10-2,Bar date:10/28/20
Matter ResolvedRequest
Adjourment
987/8/2020 10:00 am19-27507 / MBKPRO SEConfirmation Hearing ScheduledRecommend DismissalDebtor has made 9 of 10 required payments   Arrears: $100.00  
AR RESOLVE OR HOLD
ISSUES AS OF 7/2/2020 (DM): Nothing has changed and no MP filed yet.

 6/24/20 - Debtors to file MP by 7/8/20 to correct deficiencies raised by Trustee (EDC)

 4/24/20 - Gavin Stewart, Esq represents SLS on the MFR (resolved OTBS on 6/24/20) and advises that the mtg co needs more docs to keep the Loan Mod review going. KML represents SLS on the confirmation objection and she can agree to an adjournment to 6/24/20.---trustee to not pay arrears pending loan mod-LM date by 9/30/20 OTBS

 4/22/20 - Email sent to Pro Se debtors regarding Court Solutions sign-up.

1) Morgan Stanley/US Bank/SLS (KML) OBJs - $77,483.01 arrears and MFR is pending (UNRESOLVED).

2) Current Plan does not have treatment to creditors completed in Part 5a - Debtors must file a modified plan with the "Notice Required" box checked on Page 1 (UNRESOLVED).

3) Trustee OBJ:
- Debtors have insufficient income.
- The $4,340 tax refund was not prorated & included in disposable income calculation (MOOT BASED UPON VERIFIED INCOME).
- Need proof of car insurance for all 4 cars - policy provided expired in May (RECEIVED - OKAY).
- Need amended Sch B to add 2006 Chrysler & 2003 Dodge Ram (RESOLVED).
- Need amended Sch C to exempt equity in property using Code 522(d)(1) in the amount of $25,150 (RESOLVED).
- Need to file Pre Confirmation Certification (UNRESOLVED).
- Need to vest property at confirmation and use Trustee standard order of distribution.


Prop. Plan $100 x 36, ??? Plan, Loan Mod by 11/2019
PTD 9/10 = $900
Last Claim (23-1)
Matter ResolvedRequest
Adjourment
897/8/2020 10:00 am19-27729 / MBKNICHOLAS FITZGERALD, ESQConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 9 of 10 required payments   Arrears: $170.00  
ISSUES AS OF 7/1/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $170 x 60 STARTING 10/1/2019, MINIMUM DIVIDEND OF $1,000, LOAN MOD WITH PHH MTG BY 9/1/2020, NO PAYMENT OR RESERVE BY TRUSTEE PENDING THE LOAN MOD***

 6/10/20 - AR, updated P&L by 6/24/20 (RECEIVED 7/1/20).
- Per atty, submitted LM and income on 6/9/20 (Cert regarding MGA Construction is okay, but we need a new P&L to determine current income).

1) Popular Bank (CHUHAK & TECSON) OBJs - 2nd mtg on Larch Street property not treated in plan (MP FILED 4/22/20 CRAMS - CREDITOR WITHDRAWS OBJ ON 5/12/20).

2) J.P. Morgan/Rushmore (PARKER) OBJs - $2,780.17 arrears on Carroll Ave property (CO ENTERED - TRUSTEE TO PAY $2,780.17 PER FILED ORDER).

3) Time to obtain a Loan Mod with PHH Mtg on Larch Street property in the Plan is expiring in March (MP EXTENDS TO 9/2020).

4) Plan provides $704 secured treatment to Middlesex County Water - no POC filed (MP REMOVES).

5) Plan provides $6,192.97 secured treatment to Borough of Carteret - no POC filed (MP REMOVES).

6) Trustee OBJ:
- Need Certification regarding business operations of MGA Construction and income calculation (RECEIVED).
- Need Atty Cert regarding proof of SSN (FILED - DOC #46).
- Need MP that completes Part 5a treatment to creditors (MP CORRECTS).


Prop. Plan $170 x 60, $1,000 Min Div, Loan Mod by 9/2020
PTD 9/10 = $1,530
Last Claim (3-1)
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am19-28724 / MBKCAMILLE J KASSARConfirmation Hearing on Modified PlanMootDebtor has made 1 of 9 required payments   Arrears: $1,934.00  Total Paid In: $2,621.00
Confirmation should be moot or withdrawn
MP filed 5/28/20 ... case confirmed 6/2/20
Matter ResolvedRequest
Adjourment
1037/8/2020 10:00 am19-28842 / MBKDAVID J KHAWAMConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 5 of 9 required payments   Arrears: $4,423.00  
ISSUES AS OF 7/1/2020 (DM): email sent to Schiller Knapp for final work-up (RECEIVED PROPOSED CONSENT ORDER - NEED TO REVIEW WITH TRUSTEE TO REVIEW AP PAYMENT IN CONSENT ORDER).

***If consent order with M&T Bank/Lakeview uses the same number in the filed POC, THEN TRUSTEE CAN RECOMMEND CONFIRMATION AT $10,539 PTD, THEN $2,338 x 52 STARTING 7/1/20, MINIMUM DIVIDEND OF $1,743, OTBS WITH M&T BANK/LAKEVIEW LOAN SERVICING, TRUSTEE STANDARD ORDER OF DISTRIBUTION***

 Need consent order to pay interest to M&T Bank/Lakeview in Part 4a - amount is higher than POC (RECEIVED PROPOSED CONSENT ORDER).

1) Credit Acceptance MFR scheduled for 4/8/2020 - need outcome (CONSENT ORDER ENTERED).

2) Credit Acceptance (MORTON) OBJs to cram of 2009 GMC Yukon (CONSENT ORDER ENTERED).

3) M&T Bank/Lakeview Loan Servicing (SCHILLER) OBJs - $69,728.93 arrears - MP Doc #61 provides for $69,728.93 arrears with interest (RECEIVED PROPOSED CONSENT ORDER WITH AP PAYMENTS).

4) MP Doc #43 provides $25,768.68 pay-in-full treatment to Capital One Auto on 2016 Cadillac XTS - POC filed for $20,691.08 (MP DOC #61 PROPOSES TO PAY PER POC).

5) MP Doc #43 provides for a 10% distribution to general unsecured creditors in Part 5a and then in the "Amount to be Paid" in Part 5b represents 100% for some of the claims that were actually filed (MP DOC #61 REMOVES PART 5b TREATMENT).

6) Trustee OBJ:
- Need DSO information (RECEIVED).
- Need a copy of 2018 tax return (RECEIVED).
- Need to file Pre Confirmation Certification (FILED).
 Need a consent order with M&T Bank for AP payments to be paid by Trustee in MP Doc #61 (SEE ABOVE).
 Order of Distribution departs from Trustee standard (USE TRUSTEE, PER MP DOC #61, PART 9)

- Note - some of the plans include creditors populated in "Separately classified unsecured claims" in Part 5b with no explanation why they are separately classified and why they are receiving 10% (MP DOC #61 REMOVES SEPARATE CLASSIFICATION).


Prop. Plan Ptd, $2,338 x 54, 10% Plan
PTD 6/8
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am19-29199 / MBKWARREN S JONES, JR ESQConfirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $7,259.00
7/2/20(mk):


**REC CONFIRM AT $7,258.72 PTD, THEN $1,052 x 51 Begin 8/1/20; Base; OTBS by Wilmington/Selene to pay post petition arrears w/in 30 days.***



1. Stay Motion by Selene.(Ras). MP pays Post pet arrears $10,880.48? (OTBS- Pay arrears & 531 atty fee.)


2.MP proposes PTD, Then $1052 x 52 begin 7/1/20,Base. It rolls in post pet mtg delinquency. Plan has run 98 mos and 51 remain.
Matter ResolvedRequest
Adjourment
2807/8/2020 10:00 am19-29245 / MBKFREDERICK J SIMONConfirmation Hearing ScheduledRecommend DismissalDebtor has made 9 of 9 required payments   Arrears: $0  

6/26 workup for the 7/8 EDC

SAME AS OF 2/10/2020 (at):
1. Objection filed by Wilmington Savings (RAS Crane) - plan fails to list Wilmington Savings. (UNRESOLVED AND STAY LIFTED ON 6/24)
2. Objection filed by Bank of America (McCalla Raymer) - plan is silent as to Bank of America and arrears of $7748.51 (Per POC). (UNRESOLVED)
3. Trustee's objection:
-The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in bank accounts $140,736. Needs to be 100%.
- Must resolve creditor objection. (UNRESOLVED)
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $50 x 60, base, loan mod by 4/10/2020
Payments: 4/4
Matter ResolvedRequest
Adjourment
807/8/2020 10:00 am19-30606 / MBKGARY L MASON ESQConfirmation Hearing ScheduledContinued
8/4/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $0  

AS OF 6/25/20 (at):

CONFIRMATION ADJOURNMENT REQUEST GRANTED. DEBTOR NEEDS TO RETAIN A NEW ATTORNEY.

1. 341 has been held
2. Payments: 3/3
Matter ResolvedRequest
Adjourment
827/8/2020 10:00 am19-30871 / MBKADAM SCHNEIDER, ESQConfirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 7 of 8 required payments   Arrears: $1,370.00  
ISSUES AS OF 7/1/2020 (DM):

***Need to address plan feasibility and pending MFR filed by Phoenix Sales which impacts issues #3 & #4 below. Also need the status of sale efforts for both properties***

 5/19/20 - ADJ to 6/10/20 Peremptory.

1) State of NJ filed a $23,625.38 amended priority claim that includes estimated taxes for 2018 (OKAY - AMENDED).

2) State of NJ filed an unsecured claim that includes estimated taxes for 2015 (AMENDED).

3) MP provides $163,777.46 secured treatment to Phoenix Sales & Services - no POC filed (MOTION TO ALLOW LATE CLAIM SCHEDULED FOR 7/8/20 BUT NO LATE CLAIM ACTUALLY FILED).

4) Phoenix Sales & Services (Jonathan Goldsmith Cohen, Esq) OBJs to timeframe to sell property - no POC filed (UNRESOLVED).

5) M&T Bank filed $62.33 arrears claim (OKAY TO PAY?? - Per email, okay to pay).

6) Trustee OBJ:
- Information on sale of boat and proceeds received (100% PLAN).
- Need amendments to schedules to reflect sale of boat & proceeds received (100% PLAN).
- There is non-exempt equity of $22,403 and $40,780 in real estate and an unknown amount for the boat - pending review of docs from sale and secured claims filed (100% PLAN).
- Need MP that adds all cram downs to Part 4d and Part 7 and removes Phoenix Sales and Services from Part 4g (MP REMOVES CRAM).
- Need service to creditors in motion if cramming Phoenix and Services (MP REMOVES CRAM).
- Plan is not feasible - there is no disposable income (MP IS A SALE PLAN OF BOTH PROPERTIES).

Note: Homeowner insurance provided for both properties.


Prop. Plan $1,370 x 60, 100% Plan
- sale of Venice Dr property within 12 months
- sale of Elena Ct property within 3 years
PTD 7/8 = $9,590
Last Claim (10-3)
Matter ResolvedRequest
Adjourment
977/8/2020 10:00 am19-31092 / MBKOTTO J KOSTBAR, ESQConfirmation Hearing ScheduledRecommend DismissalDebtor has made 6 of 8 required payments   Arrears: $3,290.00  
ISSUES AS OF 7/2/2020 (DM): Last payment received in May.

 6/3/20 - AR & DM received email with inconsistent Merrill Lynch acct info - TRUSTEE CALCULATED 0.3217 RATIO FROM TOTAL MERRILL LYNCH ASSETS THAT UNENCUMBERED BY THE LOAN/LIEN AND MULTIPLIED DEBTOR'S 50% SHARE OF $365k ACCOUNT TO GET $58,800 THAT MUST BE ADDED TO THRESHOLD.

***Debtor received $50,014.91 from her mother's estate (SEE SCH F OF INFORMAL ACCOUNTING) prior to the bankruptcy filing, disposable income verifies higher $3,468 monthly, and there is $97,538 of non-exempt assets***

1) Plan provides $6,614.13 priority treatment to NYS - no POC filed (STRIKE?? - AR, PER ATTY STRIKE).

2) IRS filed $13,736.62 secured claim not treated in plan (OKAY TO ADD?? - AR, PER ATTY OK TO PAY).

3) Bank of America filed $568.97 arrears claim on Dayton Lane property (OKAY TO PAY?? - AR, PER ATTY OK TO PAY).

4) Trustee OBJ:
- Need to file Pre Confirmation Certification (FILED).
- Need a copy of the Merrill Lynch statement for the month before filing (RECEIVED).
 Tax refund of $10,953 was not prorated and included in disposable income calculation.
 Income verified higher ($5,247) than scheduled ($4,900) resulting in $3,468 monthly disposable income.

 There is $38,738.37 non-exempt equity in real estate and $58,800 adjusted non-exempt equity in the Merrill Lynch acct after deduction of Loan Management Account lien RATIO and non-debtor spouse 50% share.

 Need documents regarding inheritance including Will of debtors' mother and estate accounting (RECEIVED - DEBTOR'S RECEIVED $50,114.91 - $100 FOR PAINTING, see page 17 of estate accounting - $35k received in 6/18 and $15k in 11/19 - WILL SEND CERT HOW SPENT).

 Need motion to approve sale of business (Pre School) and amended Sch I to include income to debtor from the sale when the contract is finalized.


Prop. Plan $1,655 x 60, Base Plan, plus $20,000 lump sum from inheritance
PTD 6/8 = $9,950
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
3907/8/2020 10:00 am19-31219 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 34 of 8 required payments   Arrears: $0  

AR RESOLVE OR HOLD
ISSUES AS OF 7/1/2020 (DM):

***Once estimated tax claims are resolved, the case is ready to confirm as proposed***

 1) IRS filed an unsecured claim that includes estimated taxes for 2013 (UNRESOLVED).

2) State of NJ filed $414.51 amended priority claim not treated in plan (MP PAYS)

 3) State of NJ filed an amended unsecured claim that includes estimated taxes for 2012 (UNRESOLVED).

4) Hamilton Twp Sewer Utility filed $446.72 secured claim not treated in plan (MP PAYS)

5) Capital One Auto Finance obtained stay relief on 3/4/2020 for 2016 Nissan Sentra that was repossessed pre-petition.

6) Trustee OBJ:
- Need an updated CMA - screenshot is unacceptable (RECEIVED).
- Need updated paystubs from December 2019 and January 2020 (RECEIVED).
- Need BOA business account statement for October 2019 (RECEIVED).
- Plan does not specify treatment of Capital Auto Finance (repossessed) and Hamilton Township (SEE ABOVE).
- The proposed Order of Distribution departs from Trustee standard (MOOT - PLAN CALLS FOR STANDARD ORDER OF DISTRIBUTION).


Prop. Plan $3,297 Ptd, $100 x 3, $425 x 50, Base Plan
PTD 8/8 = $3,397
Last Claim (15-3)
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am19-32133 / MBKDAVID E. SHAVERConfirmation Hearing - Order Vacate Dismissal of CaseNeeds Resolution of Issues : ObjectionsDebtor has made 7 of 8 required payments   Arrears: $500.00  
updated 7/1/2020
issues as of 6/29/2020

1) Wells Fargo Bank (Phelan) objection to confirmation - need to resolve
-proof of claim with arrears $61,240.67 - plan does not propose payment of arrears
2) Hyundai Capital America filed 3 claims for the following cars: 2016 Hyundai Tucson; 2016 Hyundai Santa Fe and 2020 Kia Soul - none of these vehicles are treated in the plan
3) Trustee objection to confirmation - need to resolve
-need statements for the codebtors two 401k loans PROVIDED, ONE LOAN WILL BE PAID 10/30/2020 SHOULD RAISE PLAN PAYMENT BY $340 (TO $840) OTHER 7/20/2021 SHOULD RAISE PLAN PAYMENT BY $330 (TO $1170)
-excessive expenses on Schedule J, verified income leaves monthly disposable income of $981.61 and Form 122c Line 45 shows disposable net of $1,935 which requires minimum $116,100 dividend to general unsecured creditors BAR DATE HAS PASSED AND GUC CLAIMS TOTAL $8,600.63,
-the schedules fail to account for tax refund of $1,046 when determining disposable income
-need to file pre confirmation certification with court RESOLVED
4) Proposed loan mod date has passed - what is the status of the loan mod, if loan mod is not an option the tiers referenced above, debtor is in a position to cure arrears through plan

proposed plan $500x60 base plan with loan mod by 6/25/2020
paid in $3500
last claim 12
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am19-33005 / MBKJENEE K. CICCARELLIConfirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 5 of 7 required payments   Arrears: $0  

issues as of 6/30/2020

1) Investors Bank (Stern Lavinthal) objection to confirmation - need to resolve MODIFIED PLAN PROPOSES PAYMENT OF ARREARS THROUGH PLAN - THIS RESOLVES CREDITOR OBJECTION

2) Trustee objection to confirmation - need to resolve

-the debtor has failed to provide proof of service with respect to plan motions SERVICE UPON ATTORNEYS WHO HAVE NOT FILED AN APPEARANCE IN THE BANKRUPTCY OR A PROOF OF CLAIM DOES NOT CONSTITUTE EFFECTIVE SERVICE - TRUSTEE RECOMMENDS PLAN MOTIONS BE STRICKEN AND DEBTORS COUNSEL WILL BE REQUIRED TO FILE SEPARATE MOTIONS OUTSIDE OF THE PLAN TO MOVE AGAINST CLAIMS.

3) To resolve Trustee objection need to confirm at $13,150.32 paid to date, $3,153x9 begin 7/1/2020, $3495x45 begin 4/1/2021 which includes minimum $16,465.20 dividend to general unsecured creditors.
-Trustee to strike Part 7a of the modified plan and debtors counsel to file separate motion outside of plan to move against creditors

proposed plan $3152.72 paid to date, $3152.72x57 begin 4/1/2020 BASE
paid in $13,150.32
last claim 3
Matter ResolvedRequest
Adjourment
1277/8/2020 10:00 am20-10032 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 5 of 6 required payments   Arrears: $783.00  
ISSUES AS OF 7/2/2020 (DM): Atty agrees to terms

***Plan needs to be 100% based upon $963 filed unsecured claims and $51,705 non-exempt equity in real estate. TO CONFIRM, THE DEBTOR NEEDS $4,425 PTD, THEN $1,015 x 55 STARTING 7/1/20, 100% PLAN WITH $51,705 MINIMUM DIVIDEND PRESERVED***

1) Ravenscroft Condo Assn (STARK & STARK) OBJs - $23,293.26 secured claim (CO ENTERED).

2) Trustee OBJ:
- There is $51,705 non-exempt equity in real estate
- Debtor has no source of regular income - withdraws from IRA.
- Must file Pre-confirmation certificate (FILED).


Prop. Plan $868 x 60, $0 Plan
PTD 5/6 = $4,425
Last Claim (3-1)
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-10098 / MBKJohn M. Kenney Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 7 of 6 required payments   Arrears: $0  

As of 6/25/20 (DS) 341 sched 7/23/20, must submit confirmation adjournment request
Matter ResolvedRequest
Adjourment
1267/8/2020 10:00 am20-10129 / MBKJOSEPH CASELLO ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 5 of 6 required payments   Arrears: $50.00  
AS OF 7/1/20 (SF) - BELOW ISSUES STILL APPLY

1. Objection filed by Specialized Loan Servicing (Gavin Stewart) - Arrears are $173,336.41. Total debt claim amount is $206405.55. Loan matures on 7/1/23. (MUST RESOLVE)

2. The plan proposes to pay $241,000 to Etrade through the plan. This is not feasible. Claim filed for $206,405.55 (THIS CLAIM IS THE SAME AS SPECIALIZED LOAN SERVICING)

3. Trustee objection:
- The debtor has insufficient income .
- A current market analysis - that gives an opinion of the value (only a summary of comparables received). Zillow lists value at 336,272.
- As of now, there is $16,075.64 of non exempt equity in real property (Plan is 100%).
-Plan cannot be confirmed for less than 36 months. Plan proposes 18 months
-must file pre conf. Cert.

Plan proposes $50 x 18, 100%, Refi by 7/31/20
Payments: 5/6 Arrears: $50
Matter ResolvedRequest
Adjourment
1567/8/2020 10:00 am20-10219 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledRecommend DismissalDebtor has made 6 of 6 required payments   Arrears: $0  

7/1 workup for the 7/8 calendar EDC

-nothing done since March- per last time granted adjournment and was to file MP and resolve issues(NOT DONE)

As of 5/20/20 (DS): 1. MFR filed by Specialized Loan, Sched 5/27/20, need outcome.(ORDER SUBMITTED)
* BELOW ISSUES STILL NOT RESOLVED SINCE 3/11/20 HRG.
*Trustee obj to the following:
- Need 2019 tax return. Estimated claim was filed, due to 2019 tax return not filed. Claim must be resolved.
- Excessive expenses on Schedule J such as: $567 Cable/internet/phone, $700 Transportation and $480 Car insurance.
- 22c has disposable income $3,159, which would require minimum dividend $189,540 to gucs.
- Income verifies higher, there is disposable income $3,017.88, tax refund not listed on Schedule I.
- There is $1,400 in non-exempt equity in her bank accounts.
- Plan lists attorney's fees of $2,610 to be paid, Disclosure states that $2,610 will be paid outside. One of these must be amended.

2. Specialized Loan obj to arrears not paid pending sale. Obj must be resolved.

3. Wells Fargo obj to sale and arrears not in plan to be paid pending sale. Obj must be resolved.

4. Oak Creek Estated HOA filed arrears owed $4,442.32, not in plan.

5. IRS filed secured claim $40,169.23, plan list priority claim $10,345.63, but is estimated, due to 2019 tax returns, not yet provided.

Prop Plan $1,000 x 60 99% to gucs and Sale of Pebble Rd by 7/31/20
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-10269 / MBKSTEPHANIE SHRETER, ESQConfirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 5 of 6 required payments   Arrears: $1,325.00  
6/26 workup for the 7/8 calendar EDC

1. The IRS filed an estimated priority claim #13 which needs to be resolved/amended.
2. Objection filed by Greenbriar Horizon (Hill Wallack) - failure to cure arrears of $11,284.38. (MOD PLAN PAYS ARREARS IN FULL - RESOLVED)
3. Trustee's objection:
- The debtor has insufficient income to fund the plan.
- info on Mothers estate. Will & summary of litigation. (OK will add language to be received within 6 months)
- all non proceeds form personal injury case to be pd to Trustee. (LANGUAGE ADDED)
- any non exempt proceeds from estate Vella Hodges( mother) (LANGUAGE ADDED)

MP (before confirmation) proposes: $2,900 paid to date, $1,450 x 36 beginning 5/1/2020, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
2257/8/2020 10:00 am20-10301 / MBKSEYMOUR WASSERSTRUM, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 4 of 6 required payments   Arrears: $330.00  
ISSUES AS OF 7/2/2020 (DM):

1) IRS filed $1,000 priority claim that includes estimated taxes for 2019 (UNRESOLVED).

2) State of NJ filed an estimated priority claim (AMENDED TO $6,275.88).

3) Wilmington Savings (RAS) filed a MFR scheduled for 6/10/20 (OTBS).

4) Wilmington Savings (RAS) - $309,369.61 arrears (UNRESOLVED).

5) Navient filed a student loan claim - Plan is silent as to the treatment of student loans.

6) The Order of Distribution in the Plan departs from the trustee standard.

7) Trustee OBJ:
- Need a copy of 2019 tax return (RECEIVED).
- Need proof of current auto insurance (RECEIVED).
- Tax refund of $1,540 was not prorated and included in disposable income calculation.
- Disposable income verifies higher at $319 due to tax refund (ADJUSTED TO $275 BASED ON 2019 RETURN).
- Plan should be confirmed as a pro rata base due to proposed Loan Mod.
- Need to file Pre-Confirmation Certification (FILED).
- Debtors should be barred from re-filing for a period of one year upon dismissal.


Prop. Plan $165 x 60, $0 Plan, Loan Mod by 7/2020
PTD 4/6 = $660
Last Claim (4-2)
Matter ResolvedRequest
Adjourment
2427/8/2020 10:00 am20-10373 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 3 of 6 required payments   Arrears: $1,808.00  
6/29 workup for the 7/8 calendar EDC
-still need stock value, amended social security and to resolve food/clothing expense EDC

1. The IRS filed an estimated proof of claim #2 which needs to be amended. (NO LONGER ESTIMATED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 (RECEIVED)
- Santander Bank money market statement with value in account prior to filing date. (RECEIVED)
- Amendments to Schedules to correct the filed social security number (NOT AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Food $430 and Clothing $215.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Proof of income verifies higher, than what is on Schedule I. Total 17 stubs provided, which were for a total of 10 pay periods from 11/1/19 to 1/3/20. There is disposable income $1,619.05. (2019 REFUND $1107/12 = $92.25 - DISPOSABLE INCOME IS $1,704.63) (THE 12/20/19 PAY CHECK WAS A $4000 BONUS AND SHOULD NOT HAVE BEEN CALCULATED AS A REGULAR CHECK, BUT DIVIDED BY 12. INCOME ON SCHEDULE I IS CORRECT)
- Need proof of values in stock with Bettini Stock and CD. (RECEIVED CD ($632) - NEED STOCK)

Plan proposes: $562 x 60, $0 to guc's
Payments: 2/4, ARREARS $1,044
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-10395 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 5 of 6 required payments   Arrears: $180.00  
7/1 workup for the 7/8 calendar EDC

MP filed and old plan denied
-need a copy of the 2019 tax return by 8/15/2020
-debtor must resubmit the P&L statement to provide on consistent time period for the P&L statement (July to Dec, 4th quarter, Nov/Dec)
* Plan does not propose to pay arrears while loan mod pending, money on hand pays Fee Order, who is getting paid while loan mod is pending?(OK now pro rata)
* Profit and loss statement recently provided shows $24,000 payroll, on business forms no employees listed so this is debtor income which averaged over 5 months is $4.800; the profit averaged over 5 months is $900.28. There is now disposable income of $3,715.39(THIS WAS AMENDED AGAIN-income lower but includes payment to Donnie for business loan and Nevius as payroll. Need proof of these and need to know who Donnie is.
-need proof of service on MP cramdowns

proposed plan $180x60 base plan with loan mod after 6 months
paid in $720
last claim 12-1
Matter ResolvedRequest
Adjourment
1887/8/2020 10:00 am20-10483 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 3 of 6 required payments   Arrears: $1,300.00  
updated 7/1/2020
issues as of 6/29/2020

1) Wells Fargo Bank (Phelan) objection to confirmation - RESOLVED OTBS, PAY ARREARS PER FILED CLAIM THROUGH PLAN
2) State of NJ, Division of Taxation -objection to confirmation - need to resolve
-secured claim $233,633.95 CLAIM FILED FOR $258,154.40
-estimated priority claim (A-1 Custom Detailing) AMENDED CLAIM FILED 4/23/2020 NO PRIORITY CLAIM
-general unsecured claim $24,520.45
3) USA/IRS objection to confirmation - need to resolve
-secured claim $99,470.31
-priority claim estimated for 2015 and 2019 taxes
-general unsecured claim $400
4) Not current with Trustee plan payments, arrears $900
5) Trustee objection to confirmation - need to resolve
-the debtor has failed to file a feasible plan - there is a foreclosure judgment on residence, arrears on rental property, huge tax debt and no where near enough income to resolve this
-need a copy of the 2019 tax return by 8/15/2020
-need a modified plan that addresses arrears claim filed by Wells Fargo on Abbey Land property
-excessive expenses - $775/health insurance - need proof of payment
-must address objections by Wells Fargo Bank; State of NJ, Division of Taxation and the IRS
-information/accounting for estate of Joseph Adamo
-non exempt proceeds, if applicable, from the Estate of Joseph Adamo to be paid to Trustee
-income verifies less, $8,511.80 than scheduled amount of $9,070.96

proposed plan $400x60 loan mod by 12/1/2019 base plan
paid in $1,100
arrears $900
last claim 6-1

Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-10587 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 6 required payments   Arrears: $1,538.00  
AS OF 7/1/20 (SF)

RECOMMEND $3052 PTD, $812 X 55 (BEGIN 7/1/20) 100% PLAN
- TRUSTEE IS AUTHORIZED TO PAY LATE CLAIM 7-1 FOR ALLY FINANCIAL IN FULL THRU THE PLAN
- STUDENT LOANS TO BE PAID OUTSIDE PLAN
- STRIKE PRINCETON HIGHLANDS HOMEOWNERS ASSOC FROM PLAN, DID NOT FILE A CLAIM

Note: Info below not provided, disposable income requires 100% plan

1. Motion for Relief by Deutsche Bank scheduled for 7/14/20 at 9
2. Trustee objection:
- Need amendments to Schedules "I" to include the photo booth income. J to remove spouse's expenses as she now lives in Georgia. (STILL NEED)

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: -$714 monthly for a vehicle. (AUTO PAYMENT IS $436.77, NOT $714) (Need proof for spouse's car payment)

-The debtor needs to provide proof the wife's monthly expenses in the amount of $1500 along with proof of the $600 a month charitable donation expense. (NOT PROVIDED)

- The debtor must provide the trustee with an accountants valuation of the business. (NOT PROVIDED)

- Part 9 of the 22C was not filled in to include the business or the pension/retirement income. The inclusion of the income would put the debtor over the "means" limit. The 22C must be amended.

-The business forms and profit and loss statements must be re-submitted for 2019 and need to include all dates and explanations regarding the line items including loan proceeds, rent proceeds, sales, business rent, car leases, vehicle expense, Loans/gifts, bank cards, internet and telephone. Should be broken down for each month for a 6 month period. (NOT PROVIDED)

Plan proposes:$765 x 60 Base
Payments: 4/6 Arrears: $1538

RESOLVED ISSUES
- Objection filed by Deutsche Bank (RAS Crane) - failure to pay arrears of $20,935.91 (RESOLVED, PAY ARREARS OTBS)
- Ally Financial filed late claim 7-1 for $12,989.19 (Add to conf order)
Matter ResolvedRequest
Adjourment
1367/8/2020 10:00 am20-10786 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 5 of 6 required payments   Arrears: $500.00  
ISSUES AS OF 7/2/2020 (DM): Need MP filed and adjournment request.

 6/24/20 - Adj to 7/8/20 to make payments - if received, we can Adj to August (EDC).

1) State of NJ filed $6,068.56 priority claim that includes estimated taxes for 2019 (UNRESOLVED).

2) State of NJ filed $4,179.24 secured claim not treated in plan (OKAY TO ADD??)

3) Nationstar (RAS) OBJs - $1,468.48 arrears on Division St property (UNRESOLVED).

4) Claudine Intelisano, co-owner of Sea Point Dr, obtained stay relief and permission to sell property in partition action - Order provides that debtor's proceeds from sale shall be turned over to the Trustee - Need a MP to treat US Bank POC (2-1) outside the plan (UNRESOLVED).

5) Capital One Auto filed $10 arrears claim on 2012 Honda CR-V (OKAY TO PAY??)

6) Solar Mosaic filed $27,546.66 secured claim not treated in plan (UNRESOLVED).

7) Trustee OBJ:
- Need docs for current DSO obligation (UNRESOLVED).
- Need 2019 tax return (UNRESOLVED).
- Debtor has exceeded 522(d)(5) exemption by $12,475.
- Excessive Expenses Sch J: $4,691 for NY property that's not generating sufficient income and $2,170 for mtg payment on Seapoint Dr property that is currently being sold.
- Trustee needs to receive all non-exempt sale proceeds pursuant to the partition (ORDER ENTERED).
- There is equity of approximately $397,086.75 in the debtor's various properties - plan should be 100%.

Note: Homeowner insurance for Point Pleasant property provided.


Prop. Plan $500 x 60, Base Plan, sale of Seapoint Dr by 7/1/20
PTD 5/6 = $2,500
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1057/8/2020 10:00 am20-10911 / MBKEdward Nathan VaismanConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 5 of 6 required payments   Arrears: $115.00  
6/30 workup for the 7/8 calendar EDC
SAME AS 5/8/20

1. Santander/Chrysler Capital filed a secured arrears claim #6 in the amount of $701.84 which is not in the plan. Is it ok to pay this claim?
2. Trustee's objection:
- Proof of 2 month's income - (updated paystubs for Marh and April show over $1100 in disposable now)
- A copy of the last filed tax return - 2019 (NOT RECEIVED YET)
The debtor(s) plan consists of unnecessary or excessive expense items, such a $500 to IRS under schedule J. This needs to be removed because IRS filed a claim(not done)
- must address the IRS claim for the estimated portion for 2019. (DONE)
- must file pre conf cert. (NOT FILED)

Plan proposes: $115 x 60, base, loan mod within 6 months of confirmation
Payments: 4/4
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-11107 / MBKGEORGETTE MILLERConfirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 1 of 6 required payments   Arrears: $3,524.00  
AS OF 7/1/20 (SF)


1. Motion for Relief by WSFS Bank scheduled for 5/27/20 at 9 (NEED ORDER)

2. IRS filed estimated priority claim 2-1 (MISSING 2019 RETURN NEED AMENDED CLAIM BY 8/15/20)

3. Trustee objection:
- File pre-confirmation certification - STILL NEED

4. Debtor has insufficient income. (SCHEDULES I AND J AMENDED, NEED PROOF OF UNEMPLOYMENT INCOME)

Plan proposes $611 PTD, $1151 x 56 Base
Payments: $1222 PTD, Arrears: $1691

RESOLVED ISSUES:
- AS OF 5/21/20 (SF) - MP JUST FILED BUT NOT CURRENT 1/4 ARREARS:$1833. Modified plan proposes to capitalize arrears. Debtor lost most of his income due to health emergency and has applied for unemployment benefits.
- Objection filed by Real Time Solutions (Stern & Eisenberg) - failure to pay arrears of $30,267.49 (THIS IS A TOTAL DEBT CLAIM WHICH MATURES 7/2/22) - MP FILED TO PAY
- Northeastern Title Loans filed arrears claim 6-1 for $6278.38 which is not addressed in plan (OK TO PAY?) MP FILED TO PAY
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-11240 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanContinued
9/9/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $1,600.00  
341 now on 7/23/20. NEEDS REQUEST TO ADJ THIS CONF HEARING.
Matter ResolvedRequest
Adjourment
1087/8/2020 10:00 am20-11267 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 5 of 6 required payments   Arrears: $950.00  
AS OF 7/1/20 (SF)

1. Objection filed by Lakeview Loan Servicing (RAS Citron) - failure to pay arrears of $20,054.28

2. Kimberly Huszar filed late claim 13-1 for $56,670. (No support documents provided) The plan proposes to pay $30,000 (MUST RESOLVE)

3. Trustee objection:
-A copy of the last filed tax return - 2019 by 8/15/20
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Reviewed the 122C, Line 9c (Net mortgage should be $621, Line 16 (taxes) should be $2,957, Line 19 (court ordered payments) requires proof and Line 30 (additional food) requires documentation. Left $2,060.70 in the calculation pending proof. Per the 122C, monthly disposable income is $1,375 which would require a minimum dividend of $82,521 to general unsecured creditors. (PROOF OF SUPPORT PROVIDED AND AMOUNT IS $1693.03)
- Need to file Pre-Confirmation Certification.
- Attorney Disclosure Statement needs to be amended. Checks off that balance of fee will and will not be paid through the plan.


Plan proposes $950 x 60 0%
Payments: 3/4 Arrears: $950

RESOLVED ISSUES:
- The IRS filed estimated priority claim 3-1 (AMENDED)
- Domestic Support Obligation information and court order/proof of alimony and child support. (RECEIVED)
$833/month in alimony (need proof/court order)
$1,027/month in child support (need proof/court order)
- CVI SGIP Acquisition Trust/Sterling Jewelers filed secured claim 5-1 for $593.23 with zero arrears. This claim is not addressed in the plan (ORDER ENTERED RECLASSIFYING CLAIM TO UNSECURED)
Matter ResolvedRequest
Adjourment
2517/8/2020 10:00 am20-11287 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 4 of 6 required payments   Arrears: $494.00  
ISSUES AS OF 7/2/2020 (DM):

 5/11/20 (MK): email from Atty - has not been able to work out issue #1 as Atty for creditor is currently unavailable. Debtor has not found a new job yet so only income is daughter's contribution. Adj requested.

1) Credit Acceptance (MORTON) OBJs to cram of 2011 Nissan Altima (UNRESOLVED).

2) Trustee OBJ:
- Need proof of income from new job, if applicable.
- Without proof of income from new job, unable to determine if gucs will receive a dividend.


Prop. Plan $247 x 36, $0 Plan
PTD 4/6 = $988
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
2557/8/2020 10:00 am20-11392 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 4 of 6 required payments   Arrears: $968.00  
6/30 workup for the 7/8 calendar EDC
As of 5/12/20 (DS): Debtor attorney requested adjournment to resolve all issues, Debtor caught up with payments 5/12/20. Adjourned peremptory, must resolve all issues, no further adjournments.

TO CONF WOULD NEED $2000 paid then 980 x 55 beg 7/1/20 pro rata-LM by 8/1/20--WAGE ORDER IN 10 DAYS--trustee to pay claim of N or D Remick and not paying JP Morgan pending the loan mod--trustee paying the secured portion of Four Seasons claim and including unsecured to be paid pro rata with other unsecured creditors--2019 tax returns by 8/15/20

* Trustee obj still not resolved, income is insufficient, verifies at $276 and needs $980 going forward. Debtor have been having trouble maintaining the $561 payment since plan started. Can only confirm with wage order
-CMA provided gives 1 comp(DONE OK),
-need 2019 tax return or cert of non-filing.
* JPMorgan Chase resolved but still has pending MFR-LM by 8/1/20
* Four Seasons filed bifurcated claim, secured arrears $13,740.87 and unsecured $36,262.29. Claim must be resolved.---Trustee can set up as paying the secured portion of Four Seasons claim and including unsecured to be paid pro rata with other unsecured creditors
* Confirming order should say OK for trustee to pay claim of N or D Remick and not paying JP Morgan pending the loan mod

_________________

As of 3/24/20 (DS): Debtor attorney requested adjournment and has provided proof of one money order sent 3/19/20 and the other to be mailed out, adjourned to allow time to review docs provided, payments to be received and POC from mortgage

AR REC DISMISSAL, WILL AGREE TO ADJ IF TRUSTEE PAYMENTS ARE MADE

3/25/20 (DS): 1. Debtor in arrears $1,122.78, no payments made out of 2.

2. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $276, plan propose $561.39.
- Need current market analysis (CMA provided has one comp, list no values on what realtor recommends, form is blank) and 2019 tax return.
- Ther
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-11697 / MBKANDY WINCHELLConfirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 2 of 6 required payments   Arrears: $1,100.00  
AR WORK UP AT 100%

AS OF 6/29/2020 (at):

RECOMMEND: $2,250 PAID TO DATE, $1,095 x 55 BEGINNING 7/1/2020, 100% TO GUC'S
In addition to the payments set forth above, debtor must turn over all non-exempt proceeds from all claims against creditors and all personal injury claims. Any exemption claimed on Schedule C
for any asset listed as having a value of $1 with an exemption of 100% of value is stricken. Debtor shall have the right to amend Schedule C if and when the right to potential asset is determined.
Need 2019 tax return by 8/30/2020.
Vesting of the estate will be upon confirmation.
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

 5/13/20: Per MBK, debtor can't pay $2,000 for 2 vehicles - at lease $500 has to go back into plan. Plan was denied and debtor has 30 days to propose a new plan or Dismiss.


- Plan proposed $450 x 60, Base
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-11731 / MBKANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 5 of 6 required payments   Arrears: $646.00  
ISSUES AS OF 7/2/2020 (DM): Is MP still being filed?

 5/26/20 (DS): Attorney requested Adj to file MP - debtor current & homeowner insurance received.

1) Plan provides $2,185 priority treatment to FNA DZ LLC - secured POC (3-1) filed for $2,195.91 (PAY PER POC??)

2) CVI SGP-Co Acquisition Trust (Sterling Jewelers) filed $3,538.17 secured claim not treated in plan (UNRESOLVED).

3) Wilmington Savings filed a higher $40,066.67 arrears claim on Applegate Lane property (OKAY TO PAY??)

4) Trustee OBJ:
- Debtor has failed to file a feasible plan - plan payments are not enough to pay claims.
- Need DSO information (UNRESOLVED).
- Need 2019 tax return by 8/15/20 (UNRESOLVED).
- Need updated homeowner insurance - policy expired 4/24/20 (RECEIVED).
- There is $1,000 non-exempt equity in personal property.
- Need Trustee standard Order of Distribution.
- Need to file Pre-Confirmation Certificate (UNRESOLVED).


Prop. Plan $646 x 60, Base
PTD 5/6 = $3,230
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
1437/8/2020 10:00 am20-11795 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledRecommend DismissalDebtor has made 4 of 5 required payments   Arrears: $250.00  
6/30 workup for the 7/8 calendar EDC

* US Bank (Pluese) objection to confirmation - need to resolve
-estimated arrears $47,402.90
* Trustee objection to confirmation - need to resolve
-need a current market analysis -LATEST CMA VLAUE $348,500 LEAVES NON EXEMPT EQUITY OF $6,313
-the plan provides payment on unsecured claims of less that that which would be distributed upon liquidation under Chapter 7 - non exempt equity of $16,571 in Bank of America accounts and the GE stock statement PROVIDED, CLOSING VALUE OF PORTFOLIO $1,522.62, NOT EXEMPTED ON SCHEDULE C( total equity is $18090 plus $6313 in real estate for $24,403 total)
-the debtors plan proposes an order of distribution that is contrary to the Trustee recommended order of distribution
-The plan is not feasible. Would need $1210 going forward and 100% based on filed claims

-------------------------
-need Trust fund statements RESOLVED, ACCOUNTS FOR CHILDREN IN ACTORS FEDERAL CREDIT UNION - MONEY CHILDREN EARNED WORKING, NOT PROPERTY OF THE DEBTOR ESTATE

proposed plan $250x36 base plan
paid in $0
arrears $1,000
last claim 4
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-11889 / MBKJohn P. Dell'Italia Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 5 required payments   Arrears: $1,182.00  
As of 6/25/20 (DS): Recommend confirming at $1,136 x 5 begin 3/1/20, $1,181 x 55 begin 8/1/20 100% with a minimum of $8,880.08 to gucs due to non-exempt equity in DESP Professional Account and disposable income, within 10 days must file Pre-confirmation certificate and add to confirming order Trustee standard order of distribution

1. Trustee obj to the following:
- Amendments to 22c for household 4 based upon amended Sched J (spouse & two children only). AMENDED 22C FILED NOW INCREASES TO HOUSEHOLD OF 6, INCOME WAS ALSO INCREASED TO $138,720 YEARLY).
- 22C has disposable income, since amended 22c takes household of 6, plus increases income. Income also verifies higher, fails to add tax refund.
- Income verifies higher. There is disposable income $6,819.91.
- Need to confirm with Trustee standard order of distribution.
- Need Balance Sheet for both businesses to determine values. DSE has value $8,880.08 and Estime Caf? has $329.33 total $9,209.41.
- DSE business bank account shows funds in acct $14,908.97 in March. Sched B list business as unknown value.
- Estime Cafe business bank acct had $13,710.55 prior to filing date.

Prop Plan $1,182 x 56 100%
Note: Auto insurance and business bank statements for March provided. Cert from Debtor explains expenses in P&L for accounting business used to cover expenses for other business. Cert from Debtor states student loan not paid because of filing.
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-11908 / MBKJAY B FELDMANConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 4 of 5 required payments   Arrears: $141.00  
AS OF 7/1/20 (SF)

1. Schedules I and J were amended. Need proof of unemployment and social security income.

2. Credit Union of NJ is current and outside plan

3. Trustee objection: (PLAN WILL REQUIRE 100%)
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - : 2019 by 8/15/2020. (STILL NEED)
- Amendments to Schedules : Amend schedules for life insurance proceeds from the estate of the debtor's husband. - The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$177/month for timeshares (these are luxury items) $600/month for utilities $506/month for taxes (need proof)
- There is $11,341 in non exempt equity in the timeshares.
- There is $22,716 in non exempt equity in her personal property. ($20,899 in bank accounts and $1,817 in the 2011 Hyundai)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution. (USE STANDARD ORDER OF DISTRIBUTION)

Plan proposes $607 x 4, $748 x 56 100%
Payments: 4/5 Arrears: $748

RESOLVED ISSUES:
- Need a statement for the debtor's 403b loan.(RECEIVED, LOAN IS PAID. ADDITIONAL $312 AVAILABLE)
- Amend Sch I to remove income for debtor's husband. (STILL NEED)
- Need to file Pre-Confirmation Certification
- Debtor husband passed, need to file modified plan and resolve objections
- Objection filed by Wells Fargo (Phelan) - failure to pay arrears of $5174.80 (2nd mortgage) (MP FILED)
Matter ResolvedRequest
Adjourment
2777/8/2020 10:00 am20-11952 / MBKSCOTT E KAPLAN ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 5 of 5 required payments   Arrears: $0  

ISSUES AS OF 6/30/2020 (DM):

1) IRS filed $8,890.60 priority claim that includes estimated taxes for 2019 (UNRESOLVED).

2) Ford Motor Credit filed $469 arrears claim on 2018 Ford F-150 lease (OKAY TO PAY??)

3) Toyota Motor Credit filed $275 arrears claim on 2018 Toyota RAV 4 (OKAY TO PAY??)

4) Trustee OBJ:
- Need a copy of 2019 tax return by 8/15/20 (UNRESOLVED).
- Need proof of service on lien Avoidance motions (UNRESOLVED).
- Need to file Pre-Confirmation Cert (UNRESOLVED).


Prop. Plan $213 x 36, Base Plan
PTD 5/4 = $1,065
Last Claim (19-1)
Matter ResolvedRequest
Adjourment
1817/8/2020 10:00 am20-11986 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 3 of 5 required payments   Arrears: $406.00  
6/25 workup for the 7/8 calendar EDC

1. Objection filed by Bank of NJ Mellon/PHH Mortgage (RAS Citron) - failure to cure pre-petition arrears of $429,851.32. (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 (NOT RECEIVED - NEED BY 8/30/2020)
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- certification is not filed (CERT OF SERVICE FILED- served attorney but they did not enter appearance-not Proper)
-need to resolve The Bank of New York Mellon Trust Company objection to confirmation (UNRESOLVED)
-In the case of dismissal there should be a 1 year bar to re-filing.

Plan proposes: $205.19 x 60, base, loan mod by 8/2020
Payments: 3/3
Matter ResolvedRequest
Adjourment
1677/8/2020 10:00 am20-12210 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledIncomplete Docs / Needs Resolution of IssuesDebtor has made 0 of 5 required payments   Arrears: $5,200.00  
AR RESOLVE OR HOLD
AS Of 6/25/20(mk):


1. Last hearing was 4/14/20: At that time it was ADJ TO 7-8 subject to the conditions :
COND OF ADJ 100 X 6 BEG 3-1 SO WE NEED 300 BY 4-30 AND TOTAL OF 600 PTD BY CONF THEN DEBTOR WILL HAVE TO CATCH UP IF CONFIRMED .

>>Also can't Confirm untill other unresolved issues below are Resolved<<

2. Only $300 pd. on 4/23/20. Payments are 1100 p/m. Arrears $4,100.

3.Objection By Bank of NY/Mellon(RAS):
-plan fails to pay full arrears.
-plan improperly identifies Mtg lender as New Rez.

4. Secured Claim filed by Ally Financial on 2004 Cadillac for arrears $1.102.24- NOT IN PLAN- Needs To Pay or move against claim.

5.Trustee Objection:
-need to Amend Petition to correct the spelling of debtor's last name.(STILL NEED)
-must file pre conf cert(STILL NEED).
updated auto insurance. What was provided has expired.(Provided).

Plan:1100 x 60 , Base
payments: pd 300 moly payment is 1100 and 4 are due as of June.
last claim:4-1, bar date:4/20/20
Matter ResolvedRequest
Adjourment
1857/8/2020 10:00 am20-12225 / MBKOTTO J KOSTBAR, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 4 of 5 required payments   Arrears: $150.00  
ISSUES AS OF 6/30/2020 (DM):

1) Beaver Brook Condo Assn (GRIFFIN ALEXANDER) OBJs - POC (8-1) filed is bifurcated - $5,783 secured claim not treated in plan (UNRESOLVED).

2) Ford Motor Credit (MORTON) OBJs - $665.56 arrears on 2018 Ford Escape must be cured within 6 months - MP PAYS but need order from Morton on AP Payments (UNRESOLVED).

3) Bank of NY Mellon/SLS filed $25,926.59 arrears claim on Brookview Cir property - Plan proposes to pay $174.36 (MP PROPOSES TO PAY $25,440.38 - OKAY TO PAY PER POC??)

4) Trustee Suppl OBJ:
- Plan must be at least 36 month term
- Need docs regarding retro pay disclosed in the MP.

5) Trustee OBJ:
- Tax refund of $5,425 was not prorated and included in disposable income calculation (MOOT - $1,650 in SS INCOME).
- Need to file Pre-Confirmation Cert (FILED).


Prop. Plan $200 x 19, $35,984.24 lump sum, Base Plan
PTD 4/4 = $850
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
1887/8/2020 10:00 am20-12436 / MBKMICHELLE LABAYENConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 5 of 5 required payments   Arrears: $0  

7/1 workup for the 7/8 calendar EDC

1. The attorney's fees in the plan ($2,000) and the disclosure statement ($2,750) do not agree. One of these must be amended.(DONE)

2. Plan states that vesting of the estate is upon discharge. Debtor must provide proof that the trustee is a loss payee on all insurance policies (real estate and auto) or the confirming plan must state that vesting is upon confirmation.(DONE)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - : 2019 tax return by 8/15/20. (NOT RECEIVED YET)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Automobile payments of $670 and $690 for their Volvo and Mercedes.-Need to add a minimum of $100 to the plan to resolve
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $41,400 in equity in the residence (THERE IS NO EQUITY - 2 MORTGAGES)
- The 22c form is incorrect. The debtor is over the median income and must complete the form in its entirety. (NOT COMPLETED/AMENDED)
- The debtor must provide the pension loan balance statement for her spouse. (NOT RECEIVED--currently $550 in disposable without knowing that information)
- Confirming order must provide for all non-exempt proceeds from potential personal injury claim. (LANGUAGE ADDED)

Plan proposes: $275 x 60, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-12680 / MBKSTEPHANIE SHRETER, ESQConfirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 5 required payments   Arrears: $700.00  
ISSUES AS OF 6/30/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,400 PTD, THEN $465 x 56 STARTING 7/1/20, 0% PLAN***

1) Nationstar Mtg/Champion Mtg (RAS) - $21,652.35 arrears (MP PAYS).

2) Trustee OBJ:
- Debtor has insufficient income to fund the plan..
- Need to file Pre-Confirmation Certification (FILED).
- The dismissal of this case should trigger a one year bar to re-filing ... this is 4th filing in 4 years.


Prop. Plan $900 Ptd, $450 x 60, 0% Plan
PTD 3/4 = $1,400
Last Claim (3-1)
Matter ResolvedRequest
Adjourment
1907/8/2020 10:00 am20-12792 / MBKKarina Pia Lucid Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 4 of 5 required payments   Arrears: $820.00  
ISSUES AS OF 6/30/2020 (DM):

1) IRS filed $7,948.27 priority claim not treated in plan that includes estimated taxes for 2016 thru 2019 (UNRESOLVED).

2) CSMC/Select Portfolio (KML) OBJs - $388.42 arrears (CONSENT ORDER ENTERED).

3) Plan provides $41,901 secured treatment to Renaissance Village Condo Assn - bifurcated POC (8-1) filed as $33,776.37 secured and $15,563.47 as general unsecured (PAY PER POC??)

4) Renaissance at North Brunswick Master Assn filed bifurcated POC (9-1) not treated in the plan for $4,293.29 secured and $1,296.85 as general unsecured (ADD TO CONFIRMING ORDER TO PAY PER POC??)

5) Capital One Auto filed $353.97 arrears claim on 2017 Toyota Yaris (OKAY TO PAY ARREARS ONLY??)

6) Trustee OBJ:
- Need narrative page for the CMA (UNRESOLVED).
- Need April & May 2020 pay stubs (UNRESOLVED).
- Need 2019 tax return by 8/15/20 (UNRESOLVED).
- There is $97,055 non-exempt equity in real estate.
- Need Settlement Statement from PI claim (UNRESOLVED).
- Must file Pre-Confirmation Cert (UNRESOLVED).


Prop. Plan $819.94 x 60, Base Plan
PTD 4/4 = $3,279.76
Last Claim (13-1)
Matter ResolvedRequest
Adjourment
1597/8/2020 10:00 am20-12939 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 3 of 5 required payments   Arrears: $508.00  
6/25 workup for the 7/8 calendar EDC
*only $300 in gucs so essentially NY Mellon is only creditor and attorney fees

1. Objection filed by Bank of NY Mellon/CIT (Pleuse) - Debtor is not the owner. This is a reverse mortgage that cannot be assumed and default cannot be cured. (UNRESOLVED)

2. Stay motion filed by Bank of NY Mellon (Pluese) - returnable 6/2/2020. (DEBTOR HAS MADE NO POST PETITION PAYMENTS)

3. Bank of NY Mellon filed a secured claim #5 in the amount of $173,152.64 which is not in the plan. Need outcome of motion for stay relief.

Plan proposes: $254 x 36, $0 to guc's
Payments: 2/3, arrears $254
Matter ResolvedRequest
Adjourment
1607/8/2020 10:00 am20-12950 / MBKSTEPHEN M GOLDBERG, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 3 of 5 required payments   Arrears: $1,896.00  
As of 6/25/20 (DS): 1. Santander filed bifurcated claim, arrears $125, secured $12,300 and unsecured $4,534.42. Plan list as outside. Claim must be resolved. Plan list as outside. Plan needs to be 100%, due to non-exempt equity and disposable income. Need to know how to handle claim.

-------------------------------------------------------------------------------------------------

4/22/20 (DS): 1. Debtor has not made any payments, arrears $1,920, made 0 out of 2 payments. Debtor provided proof that payment was made via epay $960 4/21/20, Debtor submitted late adjournment request 4/21/20, must request via court solutions 4/21/20 4pm

2. Trustee obj to the following:
- Need statement for the whole life insurance policy prior to filing date.
- Debtor has insufficient income. Updated income, verifies there is disposable income $1,266.49. 22c has disposable income $2,007, which would require min dividend $120,420 to gucs. There is disposable income. Tax refund not listed on Scheds.
- There is non-exempt equity on real property $17,964.42, Jewelry and bank accts $3,200 total $21,164.42. Case should be 100%, total unsecured claims filed $8,778.97, bar date is 5/1/20.

3. Santander filed bifurcated claim, arrears $125, secured $12,300 and unsecured $4,534.42. Plan list as outside. Claim must be resolved.

Prop Plan $960 x 60 Base
Note: Income and bank statements provided. Mod plan adds HUD. Obj by Vak M30 w/d. Amended Attorney disclosure filed.
Matter ResolvedRequest
Adjourment
1617/8/2020 10:00 am20-12965 / MBKJOHN J HOPKINS, IIIConfirmation Hearing ScheduledDismissedDebtor has made 3 of 5 required payments   Arrears: $0  

Dismissed 5/13/20
Matter ResolvedRequest
Adjourment
1457/8/2020 10:00 am20-13099 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledIncomplete Docs / Needs Resolution of IssuesDebtor has made 2 of 5 required payments   Arrears: $900.00  
AR NEED PYMT TO POST AND EWAGE SIGN UP OR REC DISM
As of 6/26/20 (DS): 1. Debtor in arrears $600, made 2 out of 5 payments.

2. Trustee still needs updated auto insurance (only provides bill), insurance expired 3/2020, proof of 2nd mtg lien, proof of rent paid on Manahawkin property, not listed on bank statements for $2,000, Plan includes a loan modification and cannot be 0%. Must be a base.

5/5/20 (DS): 1. Trustee obj to the following:
- Need updated auto insurance (only provides bill), insurance expired 3/2020, proof of 2nd mtg lien, proof of rent paid on Manahawkin property, not listed on bank statements for $2,000..
- Plan includes a loan modification and cannot be 0%. Must be a base.

2. Bank of America obj arrears not paid and loan mod. Obj must be resolved (OTBS).

3. Secured claim filed for leased 2015 Chevy Cruza, not listed on Schedule G and J or plan (ADD SURRENDER).

4. Must resolve IRS estimated claim, 2019 tax return not filed. AMENDED CLAIM FILED.

Prop Plan $300 x 36 $0 and Loan Mod with Carrington on Savannah Dr by 6 months after conf
Note: Service ok. Updated POI from spouse provided.
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-13315 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 6 of 5 required payments   Arrears: $0  

issues as of 6/29/2020

1) IRS priority claim estimated for 2017 taxes - need to resolve
2) Trustee objection to confirmation - need to resolve
-need a current market analysis - need updated CMA with narrative NOT PROVIDED
-the current plan does not specify treatment of IRS (priority) under the plan NO AMENDED PLAN FILED
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - as of now there is $17,480 of non-exempt equity in real estate NO MORTGAGE CLAIMS FILED
-must file Pre Confirmation Certification with Court NOT FILED TO DATE

proposed plan $340x60 base
paid in $1700
last claim 14
Matter ResolvedRequest
Adjourment
1577/8/2020 10:00 am20-13474 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 4 of 5 required payments   Arrears: $1,812.00  
AS OF 7/2/20 UPDATED

RECOMMEND $5436 PTD, $2675 X 56 (BEGIN 7/1/20) BASE W/MIN $30,300 TO GUCS
- OK TO PAY IRS SECURED CLAIM 11-1
- AMERICREDIT FINANCIAL SERVICES IS CURRENT AND OUTSIDE PLAN
- NEED AMENDED IRS PRIORITY CLAIM 11-1 BY 8/15/20
- NEED COPY OF 2019 TAX RETURN BY 8/15/20
- FILE PRE-CONFIRMATION CERTIFICATION WITHIN 10 DAYS



1. IRS filed estimated priority claim 11-1. Missing 2019 Return (NEED AMENDED CLAIM)

2. IRS filed secured claim 11-1 for $14,207.83 which is not addressed in plan (OK TO PAY?) YES

3. Americredit Financial Services filed secured claim 2-1 with zero arrears which is not addressed in plan (Add to conf order current and outside)

4. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - : 2019 by 8/15/2020
- A copy of the homeowner's insurance renewal declaration - - policy provided expired 4/12/2020
- spouses income verifies higher $5,140.18, scheduled amount appears to be miscalculated as semi monthly checks are $2540.05 or $2599.81
The confirming order must provide for all non-exempt proceeds from the personal injury claim.

5. Must file pre-confirmation certification.

Plan proposes $1812 x 60 Base w/min $30,300 to gucs
Payments: 3/4 Arrears: $1812

RESOLVED ISSUES:
--Objection filed by Wilmington Trust (Carlon) - RESOLVED, ORDER ENTERED
Matter ResolvedRequest
Adjourment
1727/8/2020 10:00 am20-13576 / MBKSTEPHANIE SHRETER, ESQConfirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 7/1/20 (SF)

RECOMMEND $100 X 50 100% (BEGIN 4/1/20)
- Need Certification from debtor as to Bank Account in the name of Benejan Investment Group within 15 days


1. The Bar date has expired and only 1 claim filed for $174.83
2. Trustee objection:
-need explanation as to Why is the bank account in the name of Benejan Investment Group LLC? Need cert from debtor as to source of deposits and who is using the acct. and why is he using this if the business was /is not active
- must file pre conf cert. (FILED)

Plan proposes $100 x 50 Base
Payments: 3/4 Arrears: $100
Matter ResolvedRequest
Adjourment
1707/8/2020 10:00 am20-13641 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
8/26/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $987.00  
As of 7/2/20 (DS): Debtor attorney requested adjournment, 341 sched 7/23/20

As of 5/4/20 (DS): Debtor attorney requested adjournment, payment made, wage order, must submit docs and schedule 341 no later than 5/15/20.
Matter ResolvedRequest
Adjourment
1617/8/2020 10:00 am20-13678 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0  

ISSUES AS 6/30/2020 (DM):

1) Ally Bank/Cenlar (POWERS) OBJs - $91,987.15 arrears on Gless Ave property (UNRESOLVED).

2) Specialized Loan Servicing (STEWART LEGAL) OBJs to treatment of claim on Waters Rd property (OBJ WITHDRAWN).

3) Trustee OBJ:
- Tax refund of $8,920 was not prorated and included in disposable income calculation (100% PLAN).
- Disposable income verifies at $2,193 due to tax refund and rent income (100% PLAN).
- Need to file Pre Confirmation Certification (FILED).


Prop. Plan $133 x 60, 100% Plan, sale of Gless Ave by 8/31/20
PTD 3/3 = $399
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
1757/8/2020 10:00 am20-13722 / MBKMOSHE ROTHENBERG, ESQConfirmation Hearing ScheduledContinued
9/1/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $4,400.00  
updated 7/2/2020
issues as of 6/26/2020

1) Wells Fargo Bank (Milstead) objection to confirmation - need to resolve MODIFIED PLAN PROPOSES TO SURRENDER PROPERTY
(316 Park Avenue)
-approximate arrears $309,499.90 CLAIM FILED FOR $306,504.53
2) HSBC Bank (McCabe Wesiberg) objection to confirmation - need to resolve MODIFIED PLAN PROPOSES TO PAY ARREARS PER FILED CLAIM - DOES THIS RESOLVE OBJECTION?
(1013 Aspen Drive)
-plan does not provide for arrears in the amount of $113,974.81
3) NewRez LLC d/b/a Shellpoint Mortgage Servicing (Hill Wallack) objection to confirmation - need to resolve
(15 Woodland Avenue)
-plan does not allow for payment of arrears $191,012.91 CLAIM FILED FOR ARREARS $190,836.921
4) US Bank (Hill Wallack) objection to confirmation - need to resolve
(15 Woodland Avenue)
-arrears $93,375.69 CLAIM FILED FOR TOTAL DEBT CLAIM AS MORTGAGE MATURED 8/1/2019 $159,529.56
5) New Century Financial Services filed secured claims 5, 6, 7 - motion to reclassify to a general unsecured claim on 7/28/2020
6) IRS filed secured claim 9 in the amount of $4,755 - MODIFIED PLAN PAYS THIS CLAIM THROUGH PLAN
7) Trustee objection to confirmation - need to resolve
-need copy of the 2019 tax return on or by 8/15/2020
-need a copy of the homeowners insurance renewal declaration showing liability coverage for the Woodland Avenue and Park Avenue properties PARK AVENUE HOMEOWNERS INSURANCE PROVIDED IS A BINDER, TRUSTEE NEEDS DECLARATION PAGE SHOWING COVERAGE SPECIFICALLY PERSONAL LIABILITY COVERAGED
THE POLICY FOR WOODLAND AVENUE IS ACCEPTABLE
-need January and February bank statements for Credit Union of NJ account or closing statement
-the debtor has failed to supply proof of Social Security Number to the Trustee NEED ATTORNEY CERTIFICATION VERIFYING THE DEBTORS SOCIAL SECURITY NUMBER
-the debtors plan does not propose the Trustee standard order of distribution MODIFIED PLAN STILL FAILS TO FOLLOW TRUSTEE STANDARD ORDER OF DISTRIBUTION
-the atto
Matter ResolvedRequest
Adjourment
1777/8/2020 10:00 am20-13766 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 3 of 4 required payments   Arrears: $7,531.00  
AS OF 6/26/20 (SF)

1. 341 NOT HELD - MISSING DOCS
2. PAYMENTS: 3/3
Matter ResolvedRequest
Adjourment
1817/8/2020 10:00 am20-13937 / MBKADAM SCHNEIDER, ESQConfirmation Hearing ScheduledIncomplete Docs / Needs Resolution of IssuesDebtor has made 2 of 4 required payments   Arrears: $200.00  
As of 6/26/20 (DS): 1. Wells Fargo filed bifurcated claim with arrears $2,081.73, secured $906.36 and unsecured $1,175.37. Claim needs to be resolved.

2. Nissan Motor filed arrears claim $60, plan list as outside.

3. Plan has loan mod by 6/30/20, which will expire. What is the status of loan mod?

4. BELOW ISSUES NOT RESOLVED.

4/28/20 (DS): 1. Trustee obj to the following:
- Need 2019 Tax return, IRS filed estimated claim for 2019, needs to be resolved.
- Tax refund not listed on Sched I, there is disposable income $704.83.
- Must resolve HSBC obj to loan mod and arrears not paid.
- Must file Pre-confirmation certificate.

Prop Plan $100 x 60 Base and Loan mod on Sherman Ave by 6/30/20
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-14150 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 7/1/20 (SF)

1. Trustee objection:
- The debtor has insufficient income .
- Accountants valuation of business (Balance Sheet). Balance Sheet provided, but not from Accountant. If debtor only has 10% interest in business, why is her equity $75,003 and the other owner is $40,201? It appears that debtor's equity is $34,157.23 - $1500 exemption leaves n/e equity of $32,657 - Need explanation.

Plan proposes $362 X 60 0%
Payments: 3/4

RESOLVED ISSUES:
- A copy of the last filed tax return - : 2019 tax returns by 8/15/20. (Received)
- A copy of the homeowner's insurance renewal declaration - : insurance expired 3/11/20. (RECEIVED)
- Amendments to Schedules : Statement of Financial Affairs does not list business. (AMENDED)
- Must file Pre-confirmation certificate. (FILED)
Matter ResolvedRequest
Adjourment
1827/8/2020 10:00 am20-14374 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 2 of 4 required payments   Arrears: $4,344.00  
341 scheduled for 7/9-needs to adj confirmation EDC
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-14449 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledContinued
8/4/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 6/29/20 (at):

1. Objection filed by Select Portfolio Servicing (Milstead) - failure to cure arrears of $35950.40 . (Per POC)

2. Objection filed by Citimortgage (Phelan) - failure to cure arrears of $370. (Per POC)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - for spouse. (NOT RECEIVED)
- A Modified Plan that treats the mortgage arrears. (MOD PLAN NOT FILED)
- Amendments to Schedules J to add mortgage payments. and I to add spouse income. (NOT AMENDED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now, there is $9,979.91 of non exempt equity in re property. (BOTH MORTGAGE CLAIMS CAME IN MUCH HIGHER - NO EQUITY)
-must address objections by Select Portfolio & Citimortgage. (UNRESOLVED)
-trustee standard order of distribution. (LANGUAGE ADDED)
-must address IRS estimated claim. (STILL ESTIMATED)
-must file pre conf cert. (NOT FILED)

Plan proposes: $150 x 60, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-14529 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 3 of 4 required payments   Arrears: $150.00  
AS OF 7/1/20 (SF)

1. The plan proposes to not pay arrears to Gateway Mortgage because husband is paying outside but an arrears claim 7-1 filed for $3963.28 (MUST RESOLVE)

2. Objection filed by Gateway Mortgage (Caine) - failure to pay arrears of $3963.28. If debtor does not propose to pay thru the plan, they will seek stay relief.

3. Trustee objection:
- A current market analysis - Need a CMA with name/information of realtor providing same.
- Need a statement for the debtor's pension loan.
- A Modified Plan that addresses treatment of unsecured creditors. Part 5 is blank.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$800/month for cable, internet, phone
$774/month car payment on 2020 Nissan Pathfinder in husband's name
- Verified income leaves monthly disposable income of $750.34.
The Schedules fail to account for the debtor(s) tax refund in the amount of $6,367.00 when determining disposable income.

Plan proposes $150 X 36 ??
Payments: 3/4 Arrears: $150

RESOLVED ISSUES:
- A copy of the last filed tax return - 2019 by 8/31/2020.
- Need to file Pre-Confirmation Certification.
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-14541 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
8/4/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,500.00  
AS OF 7/2/20 (at):

1. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

2. SWBC filed a secured arrears claim #16 in the amount of $603.40 which is not in the plan. Is it ok to pay this claim?

3. PNC Bank filed a secured arrears claim # 17 in the amount of $82.18 which is not in the plan. Is it ok to pay this claim?

4. SWBC filed a secured arrears claim #18 in the amount of $161.50 which is not in the plan. Is it ok to pay this claim?

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - for land in Belize and timeshare in Maryland. (NOT RECEIVED)
- Proof of 2 month's income - from unemployment. (NOT RECEIVED)
- Proof of rental income - copy of leases for both properties in Florida. (NOT RECEIVED)
- Business profit & loss statements (NOT RECEIVED)
- Business forms - from all businesses (barber shop and rental). (NOT RECEIVED)
- A copy of the last filed tax return - for 2019. (NOT RECEIVED)
- 2 months bank statements for all accounts listed on #17 of Sched B, prior to filing date. (NOT RECEIVED)
- A copy of the deed - for the Florida properties that provides the addresses, Deeds for land in Belize and Timeshare. (NOT RECEIVED)
The debtor has undertaken an improper use of exemption.
- Specifically: need proof of each of retirement accounts listed on sch B #21 to verify that the accounts are non estate property under section 541.Trustee reserves the right to supplement the objection to exemptions once requested documents on assets have been provided & reviewed. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Home maintenance $250 and HOA $290, Food $900, Transportation $700, Entertainment $795(Includes time share maintenance fees), Life insurance $467.27 and Maintenance on Florida properties $565. Need proof of health insurance expense $926.67.
The debtor(s) is not paying al
Matter ResolvedRequest
Adjourment
1327/8/2020 10:00 am20-14564 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 3 of 4 required payments   Arrears: $440.00  
AS OF 6/29/2020 (at):

1. Stay motion filed by Wilmington Savings/Fay Servicing which is returnable on 7/8/2020. (NEED OUTCOME OF MOTION)

2. Objection filed by Wilmington Savings/Fay Servicing (McCalla) - failure to cure arrears of $39,105.64 (Per obj - no POC filed yet). Sale is speculative. Debtors have provided no proof of efforts to sell. (UNRESOLVED)

3. Objection filed by Thrift Investment (Morton) - 2007 Jeep was purchased less than 910 days prior to filing. Loan matures in March 2021. Plan fails to make adequate protection payments. They want $198/month beginning 4/1/2020. (UNRESOLVED)

4. Objection filed by Santander (Morton) - vehicle is undervalued. They value the 2013 Toyota Tundra at $21,450. Debtor has equity in the vehicle and creditor wants $22,955.81. Plan does not propose adequate protection payments. Creditor requests $214.50 beginning 4/1/2020. (UNRESOLVED)

5. Trustee's objection:
The debtor has insufficient income.
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - (updated) (RECEIVED)
- A copy of the last filed tax return - : 2019 tax returns by 8/15/20. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $637 vehicle insurance
- The Trustee is entitled non-exempt proceeds from sale of real estate, therefore case must confirmed as a Base Plan. (LANGUAGE ADDED)

Plan proposes: $440 x 60, $0 to guc's, sale of residence within 6 months of confirmation
Payments: 3/3
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-14619 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 5 of 4 required payments   Arrears: $0  

AS OF 6/30/20 (SF)


1. Motion to Sell Free and Clear 7/22/20 @ 9

2. Kearny Bank filed late claim 10-1. It appears that the arrears are $248.70 but it is not listed on line 9 of the claim. If this should be paid, they will need to amend the claim to include on line 9.

3. Trustee objection:
- The debtor has undertaken an improper use of exemption. Specifically: -the debtor is not on the deed, therefore, he cannot take a (d)(1) exemption. Need to file amended Schedule C. (STILL NEED)

- there is non exempt equity in real estate in the amount of $186,147.51 - however, an Amended Schedule C needs to be filed to adjust (d)(1) exemption as only codebtor is in title and debtor is not entitled to take a (d)(1) exemption. This plan may need to be a 100% plan. Trustee to receive all non exempt equity from sale of real estate

4. Currently need $300 x 36 Base, N/E proceeds from Sale by 10/15/20, Preserve equity of $186,147 in conf order.


Plan proposes $300 x 36 Base, Sale in 6 months
Payments: Current: $1200 Received

RESOLVED ISSUES:
1. Motion filed to sever and convert Robert to Chapter 7 scheduled for 6/2/20. (GRANTED)
- auto insurance renewal, policy provided expired 2/15/2020 Updated policy expires on 8/15/20.
Matter ResolvedRequest
Adjourment
1897/8/2020 10:00 am20-14676 / MBKROBERT G SWAN, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 6/29/20 (SF)

1. Objection filed by Freedom Mortgage Corp (Phelan) - failure to treat Freedom Mortgage through the plan and pay arrears of $16,581.24 (Name of creditor is incorrect in plan)

2. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
A copy of the homeowner's insurance renewal declaration - : policy provided expires 6/30/20 - confirmation scheduled for 7/8/2020.

3. Must file pre-confirmation certification.


Plan proposes $260 x 60 Base
Payments: 3/3
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-14697 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 2 of 4 required payments   Arrears: $400.00  
AS OF 6/29/20 (SF)

1. American Express filed secured judgment claim 11-1 for $9877.98 (OK TO PAY?)

2. Trustee objection:
- The debtor has failed to file a feasible plan - debtor does not have sufficient income to pay plan payments, amended schedule I&J shows significantly negative income
- A copy of the last filed tax return - 2019 by 8/15/2020
- There is non-exempt equity in real estate of $14,824



Plan proposes $200 x 60 Base
Payments: 2/3 Arrears: $200
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-14792 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledRecommend DismissalDebtor has made 3 of 4 required payments   Arrears: $150.00  
As of 6/26/20(mk):


>>NOTHING RESOLVED. PAYMENTS 1/3. Last pay 4/6/20.<<

1. IRS ESTIMATED POC for 2019 priority taxes- no return filed & plan fails to treat taxes fixed for 2016 & 2018.

2. Trustee Objection:
-Plan does not specify treatment of the IRS (priority) under the Plan.
-Carvana filed $358.37 arrears claim on 2016 VW Tiguan - PLan has creditor Bridgecrest as unaffeced- OK TO PAY?
- Trustee standard order of distribution..

Plan:150 x 60 Base
payments:1/3
last claim:15-1, bar date:6/1/20
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-14825 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledIncomplete Docs / Needs Resolution of IssuesDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 6/29/20 (at):

1. NJ Division of Taxation filed a secured claim #9 in the amount of $1,310.12 which is not in the plan. Is it ok to pay this claim?

2. Objection filed by Freedom Mortgage (Phelan) - failure to cure arrears of $439.82 (Per POC).

3. Trustee's objection:
The debtor has insufficient income .
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - (update on all income for past 2 months and proof of wife's unemployment) (NOT RECEIVED)
- A copy of the last filed tax return - for 2019 Tax return. (RECEIVED)
- 401(k) Loan balance statements for two loans, prior to filing date. (NOT RECEIVED)
- Amendments to Schedules Statement of Financial Affairs to list all Debtors prior businesses including Elite Sports Systems. (NOT AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Childcare $420, Medical/dental $491 and Transportation $620.
- Must resolve IRS estimated claim. (STILL ESTIMATED)
- Must resolve creditor objection. (UNRESOLVED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $334 x 60, $0 to guc's
Payments: 3/3

Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-14827 / MBKROBERT MANCHEL ESQConfirmation Hearing ScheduledContinued
8/4/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $760.00  
As of 7/2/20 Debtor attorney requested adjournment to allow time to submit Debtor's cert

As of 6/26/20 (DS): Recommend confirming at $760 x 4 begin 4/1/20, $970 x 56 begin 8/1/20 pro rata dividend to gucs, within 10 days must file Pre-confirmation certificate and Debtor to provide updated proof of income from non-filing spouse by 1/8/2021

As of 5/21/20 (DS): Debtor attorney requested adjournment to gather info needed

5/27/20 (DS): 1. Trustee obj to the following:
- Need to provide proof of $300 for spouses monthly debt. No proof provided, there would be disposable income $1,194.
- Plan needs to provide updated proof of spousal income within 6 months
- Debtor needs to sign a certification agreeing to cease gambling during the pendency
of the case. - CERT PROVIDED.

2. Must resolve IRS estimated claim, 2015 tax return not filed. AMENDED CLAIM FILED.

3. Must file Pre-confirmation certificate.

Prop Plan $760 x 60 Base
Matter ResolvedRequest
Adjourment
1467/8/2020 10:00 am20-14918 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0  

As of 6/26/20 (DS): 1. State of NJ filed secured claim for $1,598.33. not in plan.

2. BELOW ISSUES NOT RESOLVED.

As of 5/18/20 (DS): Debtor attorney requested adjournment to resolve Trustee obj.

5/19/20 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income. Income provided from business verifies $639.33, income is negative $-496.67.
1 - PER BUSINESS BANK STATEMENT NOV 2019-FEB 2020 DEBTOR PAID $29,370 / 4 MONTHS IS $7,342.50 INCOME
2 - PER 2019 TX RETURN DEBTOR AND SPOUSE INCOME GROSSED $106,395, WHICH SHOWS CASE SHOULD HAVE BEEN ABOVE MEDIAN, ALSO BUSINESS NET INCOME $59,153/12 MONTHS = $4,929.42, THERE IS DISPOSABLE INCOME $3,793.42.
- Excess expense on Sched J for estimated tax payments $1,418, must provide proof that payment are being made monthly or quarterly. PER IRS 2019 OWED $8,388. NO PROOF PROVIDED. THERE WOULD BE DISPOSABLE INCOME $3,793.42.
- Must file Pre-confirmation certificate.

2. Ford Motor (Morton) obj to lease not in plan. Plan does not list, seems to be surrendered. POC filed as unsecured. Obj must be resolved.

Prop Plan $815 x 36 Base
Note: 2019 Tax return provided.
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-15276 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 1 of 3 required payments   Arrears: $1,010.00  
As of 6/29/20 (DS): If no payments made, would need to confirm at $505 paid, $1,533 x 57 begin 8/1/20 100% with a minimum of $65,358.27 to gucs due to non-exempt equity on real property

1. Debtor did not make a payment for June, not sure if payment will be made for July.

2. Plan is not feasible, due to high unsecured claim filed by Ford for $37,275.39, Debtor income is only social security and has not made a payment for June and possibly no July.

As of 5/21/20 (DS): Debtor attorney requested adjournment to pass bar date.

5/27/20 (DS): Need to confirm at $505 paid, $617 x 59 begin 6/1/20 100% with a minimum of $78,020.92 to gucs due to non-exempt equity on real property and Section 4c to be stricken

Prop Plan $505 x 60 100%
Note: Need to confirm at 100% with non-exempt equity on real property.
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-15282 / MBKMICHAEL P OTTO ESQConfirmation Hearing ScheduledContinued
7/28/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 5/18/2020

1) M&T Bank (Parker McCay) objection to confirmation - need to resolve
-mortgage arrears 424,121.29
2) Trustee objection to confirmation - need to resolve
-need proof of current auto insurance, current policy expired 5/8/2020
-the debtor is not paying all disposable income into the plan - excessive expenses of Schedule J; $910 transportation; disposable income verifies at $1,006.51
-the debtor has failed to provide proof of service with respect to plan motions - American Express
-the debtors plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution
-file pre confirmation certification
-need copy of spouses 401k loan statement

proposed plan $360x60 base plan loan mod by 11/1/2020
paid in $360
last claim 5


Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-15287 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledContinued
8/18/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $761.00  
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-15320 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing on Modified PlanNeeds Resolution of Issues : ObjectionsDebtor has made 3 of 3 required payments   Arrears: $1,050.00  
AS OF 6/29/20 (SF)

1. Plaza Home Mortgage filed arrears claim 10-1 for $3552.04 (OK TO PAY?)
2 Trustee objection:
- The debtor has insufficient income : debtors income verified lower than scheduled amount using income provided..
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $1,200 student loans. (Schedule J amended, payment reduced to $1000 but debtor is not paying this debt as it is not due yet) NEED PROOF (EVEN IF WE ADD THIS INCOME BACK, THERE WILL BE NO EXCESS INCOME)
- need support for $750/expenses for spouse (Debtor is estranged from husband and he no longer contributes to household)
Form 122c:
- Line 23 $100 (allowed $50)
- need statement for debtors payroll loan showing balance due (STILL NEED)

2. Order of distribution to be paid per plan.

3. Must file pre-confirmation certification.

4. Currently need $750 x 2 (BEGIN 5/1/20) $364 X 58 (BEGIN 7/1/20) BASE W/MIN $7320 TO GUCS


Plan proposes $1500 PTD, $300 x 58 BASE/W/MIN $7320 TO GUCS
MP and amended budget provided because debtor is now estranged and lost her husband's income and contribution to household.

Payments: 1/2 Arrears: $750

Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-15435 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 3 required payments   Arrears: $150.00  
AS OF 6/26/2020 (at):

RECOMMEND: $300 PAID TO DATE, $319 x 58 BEGINNING 7/1/2020, BASE WITH A MINIMUM OF $12,681.54 DUE TO NON EXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY
Need to file Pre-Confirmation Certification within 10 days of confirmation.

Trustee's objection:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,158 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on real property $11,797.56 and bank account $1,064.27 total $12,861.83.
- Must file Pre-confirmation certificate (NOT FILED)

Plan proposes: $150 x 60, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-15711 / MBKJOSEPH J MANIA III ESQConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 3 required payments   Arrears: $792.00  
AS of 6/25/20(mk):

1. NO PAYMENTS.
2. NO 341 Docs uploaded
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-15916 / MBKJEFFREY H WARDConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 3 required payments   Arrears: $89.00  
AS of 6/26/20(mk):Atty ok to terms


***REC CONFIRM AT $89.25 PTD,THEN 90 X 58,BEGIN 7/1/20;BASE***


1. Trustee Objection:
- debtor has insufficient income .(made a payment-
-need 2019 Tax Return (Provided).
-need copy of 401k loan statement.(Provided-).
-File pre-confirmation certification.(Filed)



Plan:89.25 X 60; BASE
payments;1/2
last claim:4-1, bar date:7/7/20
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-15920 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 3 required payments   Arrears: $100.00  
AS OF 6/26/2020 (at):

RECOMMEND: $100 x 36 BEGINNING 5/1/2020, BASE

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A Modified Plan that corrects attorney fees per attorney disclosure $540 or amend attorney disclosure to $1,360. (AMENDED DISCLOSURE FILED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Medical $400 and unsecured debt $214.
The Plan divides unsecured claims into classes with no rational basis and discriminates unfairly against a class in violation of 11 U.S.C. ? 1322(b)(1).
- Specifically: Schedule J list unsecured creditor to receive payment $214. (REDUCED EXPENSES BY $314)
- Attorney fees not listed on Statement of Financial Affairs. (AMENDED SOFA FLED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $100 x 36, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-16074 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 2 of 3 required payments   Arrears: $988.00  
As of 6/25/20 (DS): Need to confirm at $988 x 3 begin 5/1/20, $2,402 x 57 begin 8/1/20 100% to gucs, add to confirming order Trustee ok to pay the arrears claim 1-1 of Consumer Portfolio, student loans to be treated outside and within 10 days must file Pre-confirmation certificate OR WAIT PASS BAR DATE 7/9/20

1. Trustee obj to the following:
- Income verifies high, there is disposable income $3,079.95.
- Consumer Portfolio filed arrears claim $757.54. Ok to pay?
- Must file Pre-confirmation certificate.

2. Mortgage claim filed much higher arrears claim $91,153.16.

Prop Plan $988 x 60 100%
Note: Claim filed for mortgage is higher, there is no equity.
Note: 2019 Tax return, auto insurance, cert of social security provided
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-16101 / MBKANDREW CARROLL, ESQ.Confirmation Hearing ScheduledContinued
8/4/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 6/26/20 (DS): Debtor attorney requested adjournment to allow time to file mod plan
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-16119 / MBKANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 2 of 3 required payments   Arrears: $562.00  
issues as of 6/25/2020

1) 341 not held, not rescheduled - missing documents
2) Caliber Home Loans Inc (Phelan) objection to confirmation - need to resolve
-approximate arrears $31,930.47
3) Current with Trustee plan payments
4) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-16120 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 2 of 3 required payments   Arrears: $400.00  
issues as of 6/26/2020

1) Trustee objection to confirmation - need to resolve
-need proof of 2 months income for spouse NOT PROVIDED TO DATE
-need a copy of the homeowner's insurance renewal declaration - need proof of personal liability insurance for both North Carolina properties RECEIVED COVERAGE FOR THE 1104 PROPERTY, NOT THE VACANT LAND
-the debtor is not paying all disposable income into plan - income verified higher, monthly disposable net is $1,290.67 (per schedules $423.35) REVIEWED DEBTOR CERTIFICATION IN SUPPORT OF CONFIRMATION, INCOME ADJUSTED ACCORDINGLY
-need to file Pre Confirmation Certification with Court RESOLVED, FILED
2) Merchants Acceptance Corp filed secured claim 1 for cleaning system. The full amount of the claim is $1,550.96. The claim is not treated in plan - either pay the claim through the plan or move against it.
3) US Department of HUD filed secured claim 3, with no arrears - not treated in plan

proposed plan $400x30, $850x30 base plan
paid in $800
last claim 5
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-16155 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledIncomplete Docs / Needs Resolution of IssuesDebtor has made 0 of 2 required payments   Arrears: $306.00  
AS OF 6/26/2020 (at):

1. The IRS filed an estimated claim #1 which needs to be resolved/amended.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need a copy of the debtor's mother's will as he is inheriting proceeds from her estate. (NOT RECEIVED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- proof of food stamp income. (RECEIVED)

Plan proposes: $153 x 60, not less than $3,585 to guc's
Payments: 0/1, arrears $153
Matter ResolvedRequest
Adjourment
1907/8/2020 10:00 am20-16198 / MBKEric ClaymanConfirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 2 of 2 required payments   Arrears: $0  

issues as of 6/18/2020

1) 341 not held, not rescheduled - missing documents
2) Citizens Bank objection to confirmation (Weisberg & Conway) - need to resolve
3) current with Trustee plan payments
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-16246 / MBKJEFFREY H WARDConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 2 required payments   Arrears: $0  

AS of 6/26/20(mk):atty ok to terms


***CAN REC CONFIRM AT $483.87 X 2, BEGIN 6/1/20,THEN $484 X 58 ,BEGIN 8/1/20; BASE W/ MIN OF $16,334 TO GUCS DUE TO NON EXEMPT EQUITY IN REAL PROPERTY***


NOTE: The Proposed pymt is 483.87. debtor is 1 pymt ahead. TR will round plan payment to$484 going forward

1. Trustee Objection:
-as of now, there is non exempt equity of $16,334.01 in real property.(no poc yet-so this may change)
also, note: there was a Notice of MF filed -3 mos suspense April-June. Resume July (1898.49 mo.)
so there will be post pet. due
-Schedules fail to account for tax refund $6005 in det. dispos. income.(Added in)
- atty fees disclo. says bal of 1500 will not be pd thru plan and Plan has -0-
so no fees will be set up to be pd thru plan.


Plan:483.87 x 60, base
payments:2/1
last claim:4-1, bar date :7/15/20
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-16251 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/26/2020 (at):

1. Objection filed by TD Bank (Schiller) - failure to cure full arrears of $2,112.12. (Per POC)

2. One Main Financial (Claim #1) will be paid $11,945.50 as a secured claim and $7,916.73 as an unsecured claim.

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - May & June 2020. (RECEIVED)
- Auto insurance with date and updated mortgage statement with balance owed, if POC
not filed. (RECEIVED AUTO INSURANCE AND POC FILED BY MORTGAGE COMPANY)
- Amendments to Schedules Voluntary petition to correct middle name of debtor. (FILED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
Income verifies higher $1,011.35.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now, there is estimated to be non-exempt equity on real property $13,461.02 (mortgage statement provided is from 11/2019) and $324.76 in bank account. (POC FOR MORTGAGE FILED $7,764.24 N/E IN REAL ESTATE AND $324.76 IN BANK ACCOUNTS)
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- need proof of service on One Main Financial on cram. (CERT OF SERVICE FILED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $375 x 60, not less than $3,344.73 to guc's
Payments: 1/1
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-16344 / MBKWARREN BRUMEL, ESQConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 1 of 2 required payments   Arrears: $230.00  
As of 6/25/20 (DS): Ok to confirm at $230 x 36 begin 6/1/20 base

Prop Plan $230 x 36 Base
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-16365 / MBKPRO SEConfirmation Hearing ScheduledConverted to 7 / 11Debtor has made 0 of 2 required payments   Arrears: $0  

6/16 AMT: Debtor filing pleading to convert to Ch 7
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-16596 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 1 of 2 required payments   Arrears: $1,140.00  
AS OF 6/26/20 (SF)

1. MUST REQUEST ADJOURNMENT OF CONFIRMATION HEARING
2. 341 NOT HELD - RESCHEDULED TO 7/9/20
3. PAYMENTS: 1/1
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-16622 / MBKKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledContinued
8/12/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 6/25/20(mk):

>>Case is 100%& T/h NE Equity is $32,837. Sch F had no gucs. There are some claims filed so far & Mtg claim POC will result in higher plan payment than proposed. Should adj till after bar date of 7/27/20 then case can accurately be worked<<

1. Objection by Wells Fargo(Shapiro):Resolved- order entered- Pay POC.
-plan fails to cure arrears.

2. Trustee objection:Resolved
-need amended Sch..B/C to add 2005 Kia.(Filed).
-Verified income leaves monthly disposable income of $541.82 (100% Plan).
There is $32,837.39 in non exempt equity in the residence (100% Plan).


Plan:398 X 36 BEG 6/20; 100% (NO LESS THAN $39,995.88 TO GUC'S)
paymets:1/1
last claim:4-1,bar date:7/27/20
Matter ResolvedRequest
Adjourment
07/8/2020 10:00 am20-16679 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 1 of 2 required payments   Arrears: $560.00  
AS OF 6/25/2020 (at):

1. Need a modified plan. Loan mod plans cannot pay $0 to guc's.

2. Objection filed by Wilmington Savings (Powers Kirn) - failure to cure arrears of $140,000 (Per Obj - no POC yet)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need bank statements for American Express Serve Account for April 2020 and PNC Bank for March and April 2020. (RECEIVED)
- Amendments to Schedules to include 2000 Honda CR-V (SOLD - NO AMENDMENT NEEDED)
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service for Motion Federal Credit Union, BridgeCrest Financial, GMAC, New Century Financial and Midland Funding, LLC (CERT OF SERVICE FILED)
- File pre-confirmation certification (NOT FILED)
- The dismissal of this case should trigger a one year bar to refiling.

Plan proposes: $560 x 60, $0 to guc's, loan mod within 6 months of confirmation
Payments: 1/1
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm17-36022 / MBKBrian Gregory HannonMotion CompensationNo Opposition FiledTotal Paid In: $30,000.00
OK EDC
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm18-28699 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationNeeds Resolution of Issues : ObjectionsTotal Paid In: $4,897.00
Trustee objection/Cross Mtn to Disgorge Fees (7/28)
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm19-11722 / MBKGeorge E Veitengruber IIIMotion CompensationNo Opposition FiledTotal Paid In: $13,517.00
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm19-20391 / MBKEdward Hanratty, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $7,246.00
Matter ResolvedRequest
Adjourment
1807/8/2020 2:00 pm19-25096 / MBKWARREN LEVYConfirmation Hearing ScheduledNeeds Resolution of Issues : ObjectionsDebtor has made 7 of 11 required payments   Arrears: $3,200.00  
AR RESOLVE OR HOLD -10 months old-
6/26 workup for the 7/8 calendar EDC

*last issue is Motion to Expunge/Modify claim US Bank. POC filed $40,496.35, plan has $27,512.03. (Needs resolution) NFA
* minimum of $1344 to unsecured (FYI this is the 8% proposed in the plan)
* need amended disclosure that says fees to be paid through the plan in 10 days
* Santander obj resolved
* $4750 attorney fees in plan. Plan says to pay Humphries and new counsel needs to get an order allowing us to pay him instead of old attorney(OK to pay Levy per letter in file)


Prop Plan $800 x 60 8% to gucs
Matter ResolvedRequest
Adjourment
1797/8/2020 2:00 pm19-25096 / MBKWARREN LEVYMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawn
ADDITIONAL SUBMISSION BY 6-17 FROM BANK , RESPONSE DEBTOR BY 6-24
5/26/20(mk): Email from Jill Tafton @ Romano Garubo & Argentieri (Michael Baronio esq)REP. US Bank . They WILL APPEAR on this matter at 9:00am on 5/27/20.

AR DO NOT ADJOURN

US Bank obj (Romano Garubo)<>MTN TO REDUCE US BANK POC #12-1 TO $31,597.75
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm19-27043 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $7,798.00
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm19-27044 / MBKJustin M. Gillman, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $8,100.00
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm19-32126 / MBKDONALD F CAMPBELL, JRMotion CompensationNo Opposition FiledTotal Paid In: $6,024.00
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm19-32537 / MBKJustin M. Gillman, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $3,000.00
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm20-10456 / MBKWILLIAM S WOLFSON, ESQMotion CompensationNo Opposition FiledTotal Paid In: $9,040.00
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm20-10796 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $1,535.00
Matter ResolvedRequest
Adjourment
807/8/2020 2:00 pm20-16905 / MBKYAKOV RUDIKHMotion Impose Automatic StayNeeds Resolution of Issues : Objections

AR PETITION FILED 5-28 BEYOND 30 DAYS
Citadel Funding obj (Tarter Krinsky)<>MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm20-17221 / MBKROBERT C NISENSON ESQOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm20-17234 / MBKJ. Todd MurphyOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm20-17295 / MBKCAMILLE J KASSAROrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm20-17295 / MBKCAMILLE J KASSARMotion Extend TimeNo Opposition Filed
MTN TO EXTEND TIME TO FILE SCH
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm20-17380 / MBKEric ClaymanOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm20-17405 / MBKYAKOV RUDIKHOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm20-17437 / MBKErik M. Helbing Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm20-17442 / MBKEric ClaymanOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm20-17536 / MBKEdward Hanratty, Esq.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
07/8/2020 2:00 pm20-17536 / MBKEdward Hanratty, Esq.Order Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes