Judge Christine M. Gravelle
Hearing Date: 7/6/2022
Hearing Count: 166
Last Updated: 06-24-2022 06:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am16-25004 / CMGRobert C. Nisenson, Esq.Motion to waive Education Course and Waiver of Certification in Support of DischargeNo Opposition Filed
MTN TO WAIVE EDUCATION COURSE AND WAIVER OF CERT IN SUPPORT OF DISCHARGE
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am16-26750 / CMGBruce C. Truesdale, Esq.Motion Reopen Ch. 13 Case (fee)No Opposition Filed
MTN TO REOPEN TO FILE APPV PI SETTLEMENT

mk: this is motion to reopens - then needs separate motion to Approve settlement and disbursement of funds
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am16-32237 / CMGJeffrey H. Ward, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $55,365.00
Debtor obj<> LYNX ASSET SVS/Taylor Rd (Alfieri)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am16-33318 / CMGROBERT G SWAN, ESQNotice of Motion to Approve Loan ModificationNo Opposition Filed
MTN FOR PARTIAL CLAIMS NOTE & LM
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am17-17391 / CMGEric ClaymanMotion SellWithdrawnTotal Paid In: $45,252.00
MOTION TO SELL> Beechfern Lane

Mk: cert was by the atty - needs to be from debtor
limited obj filed
also sale to occur w/in 60 days and order needs to identify purchaser.

Realtor appl filed-obj deadline 6/17/22
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am17-19141 / CMGJONAS SINGER, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $58,830.00
6/23/22(mk): email to atty

ARREARS and Plan balance $942.09 as of 6/21/22. We are in month 62 when July hits.

Atty getting proof of cashiers cks sent to TN to complete case payoff
Cashier's checks were sent as follows:
$2000.00 on June 1, 2022-posted 6/13/22
$1000.00 on June 3, 2022
$300.00 on June 8, 2022-posted 6/10 /22
All sent USPS Priority mail
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am17-19265 / CMGSTEPHANIE SHRETER, ESQMotion Relief from Stay (Fee)No Opposition Filed
DIAMOND CREDIT UNION/Rancocas Rd (McKENNA, DuPONT, STONE)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am17-19797 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $43,197.00
6/21/22(mk): funds posted-


Debtor obj, made pymt<>ARREARS & plan balance $1,525.47. We are in month 61.

recent payment of 3,000 posted on 5/16/22- email to atty
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am17-20442 / CMGKevin C. Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AMT: ATTY FILING CONS ORDER TO PAY NJ LATE CLM & DEBTOR WILL PAY BALANCE<<>>


Debtor obj. can pay<>FAILED TO ADDRESS NJ DIV TAX LATE CLM #24-1; ARREARS
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am17-22121 / CMGWilliam H. Oliver, Jr., Esq.Motion to Cancel Discharge MortgageNo Opposition Filed
MTN TO CANCEL DISCHARGE CLM/OFFICE OF PUBLIC DEFENDER (PD-129093-2013) & PD 141931-2007) & PD 152133-2015)
also Ford Motor credit(098586-2002)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am17-23383 / CMGWilliam H. Oliver, Jr., Esq.Motion to Cancel DischargeNo Opposition Filed
MTN TO CANCEL DISCHARGE COMMERCE BANK MTG
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am18-12850 / CMGStephanie Ritigstein, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $21,012.00
Debtor obj<> BOA/Eton Way (Parker McCay)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am18-17206 / CMGWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $8,053.00
MTN TO CONTINUE ADMIN OF CASE


spouse continue case- no wil-l only car is asset and plan pays that off
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am18-19366 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $38,357.00
Debtor obj<>SELENE FINC /Ocean Ave (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am18-20544 / CMGSteven J. Abelson, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $138,644.00
Debtor obj<> US BANK (McCalla)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am18-26064 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $9,194.00
SN SERVICING CORP/US BANK - Nejecho Drive (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am18-29622 / CMGBRUCE H. LEVITTTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $80,455.00
Debtor obj, will pay<> ARREARS 13,430 as of 6/7/22. last pay 2/1/22- ARREARS PAID.BUT...

>>FYI-SV ORDER ENTERED 5/13/22 ON CREDITOR CERT OF DEFAULT. CASE NO LONGER FEASIBLE
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am18-30069 / CMGCandyce I. Smith-Sklar, Esq.Notice of Request for Loss MitigationNo Opposition FiledTotal Paid In: $26,955.00
MTN FOR LOSS MIT
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am18-30126 / CMGAndrew Thomas Archer Motion for Exemption from Financial Management Course and Certification in Support of DischargeNo Opposition Filed
MTN EXEMPTION IN SUPPORT


>debtor is deceased. Plan complete
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am18-30563 / CMGBruce C. Truesdale, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $16,454.00
NEWREZ/SHELLPOINT / Ward Place(ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am18-30573 / CMGDavid G. Beslow, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $53,475.00
MTN TO APPV DISTRIBUTION OF INS CLAIM PROCEEDS FROM TOTAL LOSS OF VEHICLE
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am18-31202 / CMGPHILIP R KAUFMAN, ESQCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $31,450.00
AR 2ND LISTING PER LENDER POST PET ARREAARS NOW $2,019.51 DEBTOR ATTY REACHING OUT TO CLIENT

Debtor obj<> CARRINGTON MTG/Cumberland Rd (Hill Wallach)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-17813 / CMGPRO SEMotion to Determine Final Cure and Mortgage PaymentHold for Judge
PHH response (RAS)<>DEBTOR STATES CURRENT POST PET
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-20028 / CMGRobert Manchel, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $23,160.00
6/24/22(mk): atty ok to terms

6/23/22(mk):3500 posted: as of now arrears 1,420- do a recap?
-email to atty
>>Recap $23,160, Then $1,292 x 23 begin 7/1/22. Ewage


6/14/22(mk): Certified Ck was sent for 3500 on Sat. (POSTED)6/10/22- copy was attached to email

mk: adj request was denied

(amt: 6/1 pymt nsf)<<>>

**6/12/22(mk): email to atty on NSF for 3600 payment- arrears total 4,920 now- debtor is now excluded form Epay

Debtor obj, will pay<> ARREARS paid but now owes June payment of 1,230 before it can be w/d
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-20370 / CMGWARREN LEVY, ESQ.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $19,370.00
Debtor obj<>JPMorgan/11th Avenue (Fein Such)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-22119 / CMGSteven N. Taieb, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $26,066.00
Debtor obj, researching pymt with TFS<> ARREARS as of 6/23/22 are $3420. last pay posted 6/1/22
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-23902 / CMGEdward Hanratty, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $12,985.00
mk: adj to 7/6/22 NFA

Debtor obj<>MTG, SPECIALIZED LOAN (PLUESE, BECKER & SALTZMAN)

mk: creditor requested adj to 5/4/22 then to 6/1/22 then 7/6/22 for review of Debtor's ERMA application-
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-25153 / CMGPeter J. Broege, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $57,057.00
6/22/22(mk) CURRENT

Debtor obj, can make pymts<>ARREARS $3,376 as of 5/27/22. last pay 3/14/22
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-25153 / CMGPeter J. Broege, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $57,057.00
FAY SERVICING/Monmouth Ave (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-25497 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $57,750.00
Debtor obj<>ROCKET MTG/QUICKEN LOAN - Holly Tree Lane (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-26083 / CMGMelinda D Middlebrooks, EsqMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $54,435.00
SN SERVCING/US BANK TRUST/ Carrol Avenue (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-28325 / CMGLee M. Perlman, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $30,249.00
Debtor obj<>RUSHMORE LOAN (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-28641 / CMGSTEPHEN M GOLDBERG, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Revised Order SubmittedTotal Paid In: $15,222.00
MOTION TO VACATE DISMISSAL

Revised order submitted

6/21/22(mk): Atty will submit a revised Order that includes a Recap term or Order vacating Dismissal: PTD $15,222 Then 1,075 x 27 begin 7/1/22.Lump sum of 4,000 by 7/10/22.
----------------

6/21/22(mk); Debtor cert filed. atty holding 4,000.

5/31/22:mk: TR Objection- no debtor cert.
Needs revised order with a recap on pg 2 of from order

Recap term or Order vacating Dismissals: PTD $15,222Then 1,075 x 27 begin 7/1/22.Lump sum of 4,000 by 7/10/22 4000 by7/15/22 ,then $1,075 begin 715/22
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-29480 / CMGKevin C. Fayette, EsqCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $15,677.00
Debtor obj<> WILMINGTON SVS/Norway Ave (Powers Kirn)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-30386 / CMGPeter E. Zimnis, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $8,476.00
MIDFIRST BANK/ Melbourne Lane (KML)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-30782 / CMGPaola D. Vera, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $29,175.00
Debtor obj<> ORIENTAL BANK (WUTSCHER)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-32024 / CMGJoan Sirkis Warren Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $11,250.00
NEWREZ/SHELLPOINT- New Jersey Ave (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am19-32587 / CMGJohn F. Bracaglia, Jr., Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $12,120.00
Debtor obj<>WELLS FARGO/Lehigh Rd (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am20-10419 / CMGSCOTT M WILHELM, ESQMotion Motion (Generic) - Only use if no other event is applicableWithdrawnTotal Paid In: $21,100.00
MTN TO MODIFY PLAN


MK: Marked a s w/d and MP on 7/6/22 is a HR

TR Objection - should be withdrawn- don't need a motion to MP- just file a MP - which was done - conf on 7/6/22
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am20-15769 / CMGBRIAN S THOMAS ESQCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $8,676.00
Debtor obj<> NATIONSTAR/Laurel Lane (RAS)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am20-16946 / CMGRobert Manchel, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $11,630.00
Debtor obj<> PNC/Butterworths Bogs Rd (Fein Such)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am20-17734 / CMGStacey L. Mullen, Esq.Creditor Certification of DefaultContinued
7/20/2022 9:00 am
Total Paid In: $14,496.00
Debtor obj<> NEW REZ/Montclair La (Hill Wallack)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am20-17781 / CMGJoseph Casello, Esq.Motion Approve Compromise Under Rule 9019No Opposition FiledTotal Paid In: $10,347.00
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am20-18578 / CMGKarina Pia Lucid, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $7,400.00
LAKEVIEW LOAN/ Shawnee Trail (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am20-20746 / CMGWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $8,302.00
THISWILL NEED JUDGE


PHH SUPPORT/CERT OF DEFAULT - 5/18 HEARING WAS OTBS

>. supp cert filed by creditor- debtor objects
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am21-11242 / CMGKevin C. Fayette, EsqMotion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $7,000.00
BANK OF AM/Lillian Av (LOGS)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am21-11428 / CMGCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $2,021.00
Debtor obj<>SANTANDER/Dunmore Ave (Gross McGinley)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am21-12295 / CMGRONALD E NORMAN, ESQMotion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $10,100.00
CITIGROUP MTG/ Algnquin Trail (PLUESE, BECKER)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am21-12306 / CMGCandyce I. Smith-Sklar, Esq.Motion Motion (Generic) - Only use if no other event is applicableNeeds Resolution of Issues - ObjectionsTotal Paid In: $5,641.00
MTN TO CONTINUE ADMIN OF PLAN AFTER DEBTOR DEATH


Mk: -delay w/ Surrogate- have package -just waiting for certificate

MK: grandson as estate rep to continue case and pay plan payments- FILING A MP TO SURRENDER RE AS THERE IS NOW STAY RELIF GRANTED ORDER(#43) entered 3/22/22

Needs Revised order that provides MP to be file w/in14 days or the order continuing admin,

>>NEED LETTERS OF ADMINISTRATION FOR GRANDSON, PREVIOUS FORSTON. IT WAS NOT ATTACHED TO HIS CERT.- email to atty3/23/22
mk: no response so filed objection 3/25/22.

Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am21-14419 / CMGTRAVIS J RICHARDS ESQMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $7,800.00
SELENE FINC / Seneca Trail (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am21-14868 / CMGCarrie J. Boyle, Esq.Motion Cross MotionConsent Order to be SubmittedTotal Paid In: $1,264.00
WHITEHALL APT CROSS MTN TO COMPEL PYMT OF ADMIN CLM (Giordano)
mk: this is really opp'n to debtor's motion to Modify claim

6/24/22(mk)
Consent order resolving this motion and objection to claim motion in circulation: Terms=Whitehall claim to be treated as an admin claim and psid at reduced amt of $1,890 and paid with other admin claims

>>needs Don Campbell's signature then submit to chambers
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am21-14868 / CMGCarrie J. Boyle, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToConsent Order to be SubmittedTotal Paid In: $1,264.00
Whitehall obj (Giordano)<>MTN TO MODIFY WHITEHALL APARTMENTS POC # 13-1



MK:6/24/22:Consent order resolving this motion objecting to claim and cross motion in circulation: Terms=Whitehall claim to be treated as an admin claim and psid at reduced amt of $1,890 and paid with other admin claims

>>needs Don Campbell's signature then submit to chambers
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am21-14940 / CMGCarrie J. Boyle, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $1,569.00
M&T CRED / 2019 Ford Fiesta (FITZPATRICK LENTZ & BUBBA)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am21-14998 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $14,499.00
SANTANDER/2019 Ram 1500 (MORTON)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am21-15911 / CMGRussell L. Low, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $7,742.00
Debtor obj<> SANTANDER/2019 HYUNDAI (Morton)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am21-15911 / CMGRussell L. Low, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $7,742.00
Debtor obj<> SLS/Marina Way ( Stewart LEgal)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am21-17242 / CMGSCOTT C PYFERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $8,775.00
FAILED TO LM BY 4/30/22; ARREARS- now current
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-10146 / CMGGEORGETTE MILLERMotion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $1,000.00
SANTANDER CONSUMER / 2007 Jeep Renegade (MORTON)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-10167 / CMGRussell L. Low, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $750.00
HYUNDAI/2019 Kia Forte (MORTON)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-10579 / CMGMarc C. Capone, Esq.Application for Extension of Loss MitigationNeeds Resolution of Issues - Objections
Cenlar obj (S&L)<>MTN FOR EXTENSION OF LOSS MIT
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-10627 / CMGPRO SEMotion Relief from Stay (Fee)Hold for Judge
PHH MTG/WELLS FARGO / Monroe Ave(ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-10756 / CMGLee M. Perlman, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - Objections
Debtor obj<>LOANCARE (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-11197 / CMGKevin C. Fayette, EsqMotion Relief from Co-Debtor StayNo Opposition Filed
SELENE FINC/Dark Leaf (RAS)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-11251 / CMGAndrew Thomas Archer Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
Mk: case dismissed for no home insurance- debtor now has it-

needs 341 and new conf date
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-11371 / CMGEdward Nathan VaismanMotion Relief from Stay (Fee)No Opposition Filed
WILMINGTON SAVINGS /Runnymede Road (HILL WALLACK)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-11376 / CMGJonathan Goldsmith-Cohen, Esq.Motion Relief from Stay (Fee)No Opposition Filed
UNITED TELETECH FEDERAL CRED UNION/ Everett Rd (McKENNA, DuPONT)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-11651 / CMGAndrew Carroll, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
MK: no 341 docs and arrears<<>>>
Investors Bank response (Saldutti)<>MTN TO VACATE DISMISSAL

6/8/222: email from R. McDowell that there is a sheriff sale 6/23/22


Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-12120 / CMGAndrew G. Greenberg, Esq.Motion Relief from Co-Debtor StayNo Opposition Filed
LAKEVIEW LOAN / Raritan AVe (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-12351 / CMGWilliam H. Oliver, Jr., Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition Filed
LOSS MIT
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-12496 / CMGPRO SEMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
MOTION TO VACATE DISMISSAL


MK: case dismissed by ct for failure to pay filing fee installment- fee was pid but mis up- needs new conf date in Order
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-13096 / CMGGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayNo Opposition Filed
FAY SERVICING/ Pitch Pine Lane (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-13707 / CMGYakov Rudikh, Esq.Motion SellNo Opposition Filed
440 SLOCUM PL


K price 999,000- Order provides NE proceeds to TR. exemption ok

Closing atty (J. Resnikoff- flat fee 2500) realtors appl filed

This is okay once the professional are retained-
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-13707 / CMGYakov Rudikh, Esq.Motion Relief from Co-Debtor StayNo Opposition Filed
PLANET HOME LENDING /Slocum Place (FRIEDMAN VARTOLO)

Sale motion on 7/6/22
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-13749 / CMGRichard F. Fried, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
MOTION TO VACATE DISMISSAL


Mk Dismissed on Court's OSC -no credit counseling & failure to file a plan as very beginning of case

Matter ResolvedRequest
Adjourment
127/6/2022 9:00 am22-14025 / CMGGeorge E Veitengruber IIINotice of Request for Loss MitigationNo Opposition Filed
REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-14068 / CMGAndrew Thomas Archer Notice of Request for Loss MitigationNo Opposition Filed
REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-14068 / CMGAndrew Thomas Archer Motion Motion (Generic) - Only use if no other event is applicableNeeds Resolution of Issues - Objections
US Bank obj (RAS)<>MTN TO REIMPOSE STAY
Matter ResolvedRequest
Adjourment
07/6/2022 9:00 am22-14837 / CMGDavid Jerome Witherspoon Motion Motion (Generic) - Only use if no other event is applicableNo Opposition Filed
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am17-16894 / CMGJohn Zimnis, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 63 of 62 required payments   Arrears: $341.00  Total Paid In: $22,107.00
6/17 workup for the 7/6 calendar EDC


Trustee objection:
**Needs dismissal or conduit. Accumulated over $26,000 in post petition mortgage arrears and 3 payments arrears to the trustee. Has had multiple trustee and creditor certs of default. No loan modification 5 years into case.

1) Creditor Cert of Default on for 6/15, Debtor filed opposition to Cert - CONSENT ORDER PAYING OVERDUE PAYMENTS TO CREDITOR OVER 24 MONTHS
2) Debtor has failed to make proposed payments of $300 beginning 4/1/2022 - arrears to the mp plan payments $900

proposed plan $21,403 paid to date, $300x25 begin 4/1/2022 base plan
paid in $21,403
22 months left in the 84 month plan
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am19-31620 / CMGNicholas Fitzgerald, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 26 of 31 required payments   Arrears: $1,725.00  Total Paid In: $32,085.00
AS OF 6/21/22 (SF) Atty says debtor is still paying loans. Will send updated statement

RECOMMEND $32,085 PTD, $1034 X 30 (BEGIN 6/1/22) BASE PLAN


Debtor's disposable income is $1034.42 due to 401k loans that expired. No updated proof of income or current tax return provided.



MP proposes $30,867 PTD, $765 x 30 base, Loan Mod approved
Plan has run 30 months with 30 months remaining beginning 6/1/22
Arrears: $507 through May

Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am20-10419 / CMGSCOTT M WILHELM, ESQConfirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 28 of 29 required payments   Arrears: $650.00  Total Paid In: $21,100.00
AS of 6/16/222(mk):


**CAN REC CONFIRM AT $21,000 PTD, THEN $100 x31 Begin 7/1/22, Base, Must file application for supple atty fees of $750 w/in 7 days of confirming order.**


MP proposes: $21,000 PTD; $100 X 31 BEG 7/2022; BASE
Reduces payment.31 mos left.

Prior confirm at 4/7/20 - $750 X 60 BEGIN 2/1/20; POT BASE $45,000; ATTY $2000/$3290
PAY LAKEVIEW 8-1 (NIP)
TRUSTEE STANDARD ORDER OF DIST
FLAGHIP RESORT TO BE SURRENDERED
BOX FOR PP NOT CHECK - DEFAULT IS PP NOT ALLOWED

Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am20-23038 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledRecommend DenialDebtor has made 14 of 19 required payments   Arrears: $4,610.00  Total Paid In: $19,490.00
ISSUES AS OF 6/22/2022 (DM): documents requested in connection with adjournment processed on 5/31/22 have not been received.

 5/31/2022 (JMA): Debtor was receiving sick pay of 60% of his wages, for the first two months after surgery. This was offered by employer. No longer receiving - need updated proof of income, amended Schedules I & J and 2021 tax return - ok to adjourn to allow for updated documents.

1) MP proposes $455.99 treatment to Chrysler Capital for post-petition arrears on 2018 Dodge Durango - need amended claim or consent order (UNRESOLVED).

2) Need to provide 2020/2021 tax return (PROVIDED 2020 TAX RETURN).

3) Debtor's income verified higher $3,906 than scheduled $3,009.

4) Co-debtor's income verified higher $5,819 than scheduled $5,586.

5) Due to higher income verification there is disposable income of $1,868 - this does not support the MP seeking reduction of plan payments to $635.

6) Terms of the proposed MP are inaccurate as they propose to pay $635x60. The plan is in month 16, with 44 months to go - should be money paid to date with new plan amount going forward.

7) Need supplemental fee app for $2,000 in additional fees in the MP.


Confirmed Case: $4,080 Ptd, $1,430 x 55 start 5/1/21, $63,208 Min Div
Prop. MP: Ptd, $635 x 46 start 2/1/22, Base
PTD = $19,490
Last Claim (8-2) dated 2/15/21
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am21-11355 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 12 of 16 required payments   Arrears: $4,699.00  Total Paid In: $12,481.00
AS of 6/16/22(mk).


**CAN REC CONFIRM AT $12,481 PTD, Then $901 x 44 Begin 7/1/22; 100 % w/ min. $108,749 due to non exempt equity in property**


Mp proposes:$901 X 45 BEG 6/2022; 100%
Plan has run16 mos and 44 remain
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am21-16878 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledRecommend DenialDebtor has made 5 of 6 required payments   Arrears: $250.00  
- MP (Doc #49) filed 6/13/22 is scheduled for 7/20/22 - MP provides specific treatment for secured claims in Part 4f - RECOMMEND DENIAL/WITHDRAWAL OF CURRENT PLAN (dm)

- Amended schedules filed 6/13/22 as Doc #51. Received listing agreement for $699,900.

ISSUES AS OF 5/13/2022 (DM):

1) IRS amended its priority claim to $72,723.24 (OKAY TO PAY??)

2) IRS filed amended secured POC (5-2) in the amount of $29,918.85 not treated in the plan (UNRESOLVED).

3) State of NJ filed secured judgment POC (1-1) in the amount of $2,490.87 not treated in the plan (UNRESOLVED).

4) NJ Division of Taxation filed secured POC (6-1) in the amount of $5,677.48 not treated in the plan (UNRESOLVED).

5) Ally Capital filed $345.97 arrears claim on 2020 Kia Optima (OKAY TO PAY??)

6) Trustee OBJ:
- Need Dec & Jan bank statements for TD account #5038 (UNRESOLVED).
- Need a MP that pays a dividend to unsecured creditors due to sale plan (UNRESOLVED).
- Debtor has exceeded the d5 exemption limit by $15,914 (UNRESOLVED).
- Excessive Expenses - between Sch J and P&L: $450 car insurance (per bill it's $370 month); $835 cable/internet/phone; $2,100 health insurance (EXP AMENDED EXCEPT FOR HEALTH INSURANCE).
- Need to file Pre-Confirmation Certification (UNRESOLVED).
- Need valuation for the debtor's business (UNRESOLVED).
- Trustee objects to debtor's valuation of residence. Zillow and other sources have value at over $700,000. Needs current CMA with comps within the last 6 months (UNRESOLVED).
- Need proof of debtor's social security number (UNRESOLVED).
- Sale in 6 months (ADD NON-EXEMPT PROCEEDS FROM SALE).


Prop. Plan $188 x 60, Base Plan
- sale of Popper St within 6 months
PTD 5/6 = $1,250
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am21-18412 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 8 required payments   Arrears: $725.00  
PEREMTORY
ISSUES AS OF 6/23/2022 (DM): Per Aleisha Jennings, creditor will not agree to an extension of the Loan Mod as the deadline ordered has lapsed.

1) NJ Div of Taxation filed $9,890.94 priority claim that includes estimated taxes for 2018 thru 2020 (AMENDED).

2) Deutsche Bank/Ocwen (RAS) OBJs - $347,447.76 arrears (UNRESOLVED). OTBS

3) plan provides $105 secured treatment to TRWRA for sewer charges - no POC filed (STRIKE?? - PER ATTY STRIKE)

4) IRS filed $19,462.10 priority claim that includes estimated taxes for 2018 thru 2020 (OK - AMENDED TO $3,160.42).

5) IRS filed an unsecured claim that includes estimated taxes for 2015 thru 2016 (OK - AMENDED).

6) Trustee OBJ:
- Debtor has failed to file a feasible plan (PLAN IS UNDERFUNDED).
- Need proof of income for Co-Debtor for Feb & March (UNRESOLVED).
- Need 2021 tax return (RECEIVED).
- Need homeowner's insurance renewal - insurance expired 3/31/22 (RECEIVED).
- There is $392 non-exempt equity in 2008 Cadillac.
- Need proof of service with respect to Plan Motions (FILED).
- Add to confirming order - Debtors to provide 2 months recent proof of income by 7/1/22.
- Case needs to be a Base due to Loan Mod.
- Need Fee App within 7 days of confirmation.
- Need to file Pre-Confirmation Certificate (FILED).


Prop. Plan $250 x 6, $725 x 54, 0% Plan, Loan Mod by 5/1/22
PTD 7/8 = $2,225
Last Claim (4-2)
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am21-18456 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

As of 5/2/22 (DS): Debtor attorney requested adjournment, 341 sched 5/26/22
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am21-19110 / CMGEugene Roth, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 7 required payments   Arrears: $581.00  
6/17 workup for the 7/6 calendar EDC

-LM was denied and new plan is to sell in 6 months (will use 12/30/22 as the date unless someone objects)

-Citibank mortgage filed objection to MP because it will be a short sale and because no broker has been retained

-plan is not paying Citibank arrears pending sale. Is that correct


MP $581 X 36 BEG 12/2021; SALE 6MO (12/30/22) AFTER CONF (1 ATLANTIC AV); BASE
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am21-19455 / CMGTAMIKA N. WYCHE, ESQ.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 5 of 6 required payments   Arrears: $1,105.00  
ISSUES AS OF 6/22/2022 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $8,495 PTD, THEN $3,945 x 54 STARTING 7/1/22, 100% PLAN, LOAN MOD WITH BANK OF NY MELLON BY 7/26/22 WITH NO PAYMENT OR RESERVE BY TRUSTEE ON POC (9-2) PENDING THE LOAN MOD, AND LOAN MOD WITH US BANK BY 7/26/22 WITH NO PAYMENT OR RESERVE BY TRUSTEE ON POC (14-1) PENDING THE LOAN MOD; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY IRS PRIORITY POC (10-2) AND STATE OF NJ SECURED POC (3-1), DEBTOR SHALL SIGN UP FOR TFS AUTO PAY WITHIN 10 DAYS***

1) NJ Div of Taxation filed $1,500 priority POC (10-1) for 2021 estimated post-petition taxes not treated in the plan (AMENDED TO $4,019 FOR PP TAXES - OKAY TO PAY??)

2) NJ Div of Taxation filed $1,828.21 priority POC (11-1) that includes estimated taxes for 2019 (AMENDED TO $758.44).

3) State of NJ Dept of Labor filed $59,779.68 secured judgment POC (3-1) not treated in the Plan (OKAY TO ADD?? - Mk: PER ATTY PAY).

4) The Bank of New York Mellon/New Rez (RAS) OBJs - $189,279.82 arrears on Country Club Rd property (CONSENT ORDER ENTERED - LOAN MOD BY 7/26/22).

5) US Bank/Selene (RAS) OBJs - $75,980.68 arrears on Whitman Ave property (CONSENT ORDER ENTERED - LOAN MOD BY 7/26/22)

6) Trustee OBJ:
- Need amended Sch B/C to add 2007 Mercedes (FILED).
- Need valuation of Debtor's business.
- Disposable (business) income is $7,342 per month - 100% Plan.

Note: Auto insurance for all vehicles provided 2/9/22. Pre-conf cert filed 3/29/22.


Prop. Plan $1,600 x 60, 100% Plan, Loan Mods by 6/1/22
PTD 5/6 = $8,495
Last Claim (10-2)
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am21-19851 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 6 required payments   Arrears: $250.00  
AS OF 6/16/22 (SF)

1. MP filed still need copy of listing agreement per notes in husband's case 21-16878

2. IRS filed secured claim 4-1 in the amount of $29,918.85 not addressed in plan (MODIFIED PLAN REFERENCES A CLAIM 5 IN THE AMOUNT OF $53,619. There is no claim 5 in wife's case)

3. Trustee objection:
- need 2 months bank statements for periods November and December 2021
- income verifies higher than scheduled, monthly disposable income $1,696.51
- Trustee objects to debtor's valuation of residence. Zillow and other sources have value at Over $700,000.Needs current CMA with comps within the last 6 months. (NEED COPY OF LISTING AGREEMENT)
- must file pre conf cert.

4. Disclosure Statement does not state that fees were paid (Must Amend)


Plan proposes $67 x 60 Base, Sale in 6 months
Payments:: 5/6 Arrears: $250

RESOLVED ISSUES:
- Objection filed by US Bank (Sherri Smith) - failure to pay arrears or monthly post-petition payments (3/15/22:OTBS-sale K w/in 90 days closing w/in 120 of the order. creditor to be pd in full from closing. Lien retained until paid off)(mk)
- Motion for Relief filed by US Bank scheduled for 3/16/22 at 9 (OTBS) There is an order resolving objection but where is the order resolving Motion for Relief? (RECEIVED) Debtor has 90 days to obtain Agreement of sale and 120 days to complete closing
- State of NJ Div of Employer Accts filed secured Judgment claim 1-1 for $2490.87, not addressed in plan (MP FILED)
- State of NJ Div of Tax filed secured claim 11-1 for $5677.48 not addressed in plan (MP FILED)
- Plan cannot be confirmed at 0% due to sale of real estate. Must be confirmed as a base plan.

Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-10054 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 5 of 5 required payments   Arrears: $0  

This plan should be withdrawn,

AS OF 05/03/22 (SF)

1. Objection filed by Ajax Mortgage Loan Trust 2019-A - failure to pay arrears and speculative loan mod. Also post petition payment is $3240.06, not $1740 which would result in expenses being higher and making the plan infeasible. Also loan mod is partially dependent on result of speculative outcome of legal malpractice action. Creditor believes plan is not proposed in good faith. (IS THIS OBJECTION RESOLVED. DEBTOR FILED A MODIFIED PLAN AND THE CREDITOR DID NOT OBJECT)

2. No claims filed for separately classified claims for Best Buy/CBNA or TD Bank USA/Target. Should these per plan claims be stricken from plan? Bar date expired on 3/15/22

3. Trustee objection:
- A copy of the last filed tax return - for 2021, no later than 5/31/22.
- A Modified Plan that proposes student loans to be paid outside.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Homeowner insurance listed twice under schedule J as being paid by Debtor.
- There is non-exempt equity of $6485 on real property. (No d(1) exemption taken)
- Need 2 months bank statements for all bank accounts prior to filing date.
- Add to confirming order non-exempt proceeds from legal malpractice and contract dispute lawsuits to Trustee.


Plan proposes $250 x 36 Base, Loan Mod by 09/30/22
Payments: 4/4

RESOVLED ISSUES:
- Must file Pre-confirmation certificate. (FILED)
-Need proof of 2nd mortgage balance (CLAIM FILED)
- The Plan fails to provide for a prompt loan modification completion date. (MP FILED)
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-10078 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 5 of 5 required payments   Arrears: $0  

ISSUES AS OF 6/23/22 (DM): Amended POC (8-2) filed on 6/16/22 by Michael & Aldora Thompson that adds a $2,137,500 unsecured claim - this case no longer qualifies for Chapter 13 - RECOMMEND DISMISSAL.

 5/13/22: If obj resolved with creditor Thompson and okay to pay their claim, then we need to confirm at $4,292 Ptd, then $1,348 x 56 starting 6/1/22, 100% Plan with a minimum of $146,862 due to non-exempt equity - Ok to pay IRS claim (4-1) - Within 7 days must file Pre-confirmation certificate - Debtor to provide 2021 tax return no later than 5/31/22.

1) IRS filed $851.29 priority claim not treated in the plan OKAY TO PAY? - Yes).

2) Michael & Aldora Thompson (GIORDANO HALLERAN) obj to feasibility of plan and if Debtor can make payments. Supplemental obj filed - failure to disclose additional income from 2 other people residing with Debtor and not including high medical expenses. Wishes to contest matter and conduct limited discovery regarding income and expenses.

3) Trustee OBJ:
- There is non-exempt equity in bank accts $24,042.77 and real property $122,819.49 total $146,862.26 (100% PLAN).
- Need 2021 tax return (RECEIVED).
- Need to file Pre-confirmation certificate (FILED).

Note: Both obj with Wells Fargo was resolved by consent orders.


Prop Plan $1,073 x 60, 100%
PTD 5/5 = $5,365
Last Claim (8-2)
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-10465 / CMGBRUCE W RADOWITZ ESQConfirmation Hearing ScheduledRecommend DismissalDebtor has made 5 of 5 required payments   Arrears: $0  

6/21 workup for the 7/6 calendar EDC

-Same as of 5/17/22 (DS): Debtor attorney requested adjournment to allow time to resolve mortgage obj.

As of 5/10/22 (DS): 1. Trustee obj to the following:
- Need balance statement for Wells Fargo stock prior to filing date and 2021 tax return, if not filed must provide no later then 5/31/22.
- Amend Statement of Financial Affairs to list business.
- There is non-exempt equity in real property $9,803.84 and Santander Bank acct $36,391 total $46,194.84.
- Must resolve creditor obj.
- Must file Pre-confirmation certificate.

2. Shellpoint (HILL WALLACK) obj to arrears not cured pending loan mod and loan being speculative. LOSS MIT ORDER GIVES 90 DAYS FROM ORDER FOR LOAN MOD TO COMPLETE, WHICH IS 7/5/22. PLEASE CONFIRM IF OBJ RESOLVED, NO C/O ENTERED AND OBJ NOT W/D.

3. Real Time Solution mortgage claim arrears owed $27,839.74, plan has to pay per claim.

Prop Plan $200 x 36 begin 2/1/22; 100% and Loan mod on 9th Ave by 8/31/22
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-10494 / CMGMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 5 of 5 required payments   Arrears: $0  

As of 6/16/22(mk):

**CAN REC CONFIRM AT $100 x 36 begin 2/2/22: Base w/ minimum of $2341 due to equity in real and personal property**

-------------
>. Just waiting on APOC by IRS then can work up- filed

1. IRS-(#18) filed estimated GUC claim $519.97- no return for 2017- needs resolution as this is a base plan- APOC FILED

2.Trustee Objection: Resolved
-There is non-exempt equity on real property($950) &non-exempt equity on 2016 Jeep $1,391 =2,341. (Plan payment covers it)
-Debtor to provide information regarding the
sale of the Cedar Glen Co -op from 2020.(Provided- rec'd $68,776.30? Used $ to but current Co OP))
-need copy of the last filed tax return - for 2021 or cert of non -filing.(provided)
-St. Of NJ estimated claim. (APOC-0-)


Plan:$100 x 36 begin 2/1/22; Base
4/5 payments
last claim:37-1 bar date:4/1/22






Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-10497 / CMGMichael McLaughlin, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 5 required payments   Arrears: $500.00  
ISSUES AS OF 6/24/2022 (DM): Per 6/3/22 consent order (Doc #22) with NJCC Fund, Trustee should disburse funds on hand to creditor. Per 6/21/22 consent order (Doc #32) with Valley National, Trustee shall pay secured creditor with non-exempt proceeds from sale.

***TO CONFIRM, THE DEBTOR NEEDS $2,000 PTD, THEN $500 x 31 STARTING 7/1/22, 100% PLAN WITH $181,948 EQUITY THRESHOLD PRESERVED, SALE OF WEST MAPLE AVENUE PROPERTY BY 8/31/22; ADD TO CONFIRMING ORDER: TRUSTEE SHALL DISBURSE $1,832 FROM FUNDS ON HAND TO NJCC FUND TRUST POC (2-1) PURSUANT TO CONSENT ORDER DOC #22; TRUSTEE SHALL PAY VALLEY NATIONAL BANK SECURED POC (1-1) FROM THE NON-EXEMPT PROCEEDS FROM SALE PURSUANT TO CONSENT ORDER DOC #32***

1) NJCC Fund #5 (RAS) OBJs to confirmation - plan does not acknowledge the amount of the total debt claim, which matured in 2011 - sale has not been approved (UNRESOLVED). (mk: fyi, Order resolving objection submitted to chambers 5/26/22. Terms: acknowledges total debt claim of $116,996.31. Sale of prop by 8/31/22 unless extended. Sale subject to secured creditor being pd in full. debtor to remit adeq. pro payments to creditor pending sale of $545.41. Tr to disburse any FOH that are being held w/ regard to POC#2-1 as AP payments. If no sale by 8/31/22 15 days to MP, surrender RE or convert).

2) Debtor's attorney must get an order with FNMA/NJCC authorizing the Trustee to make $500/month adequate protection payments (mk: see parg #4 of order submitted and terms in #1 above).

3) Valley National Bank a secured claim with $5,869.80 arrears/default not treated in the plan - must pay the default amount or surrender (UNRESOLVED).

4) Part 5a of the Plan is blank (NEED TO CONFIRM AT 100%)

5) Trustee OBJ:
- Debtor has insufficient income.
- Need copy of 2021 tax return by 5/31/22.
- Need updated car insurance.
- There is $173,388 non-exempt equity in real estate.
- There is $8,610 non-exempt equity in bank accounts.
- Need to file Pre-Confirmation Certification (FILED).
- The p
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-10627 / CMGPRO SEConfirmation Hearing ScheduledHold for JudgeDebtor has made 0 of 5 required payments   Arrears: $1,240.00  
AS OF 6/23/22 (SF)


1. Objection filed by Wells Fargo Bank (Laura
Egerman) - failure to pay arrears of $77,406.62. The treatment of creditor's claim is unclear.

2. Motion for Relief by Wells Fargo scheduled for 7/6 at 9 (NEED OUTCOME)

3. Motion to Recuse Judge Gravelle scheduled for 7/6 at 12 (NEED OUTCOME)

4. Motion and Objection to Claim of Wells Fargo/PHH scheduled for 7/6 at 12 (NEED OUTCOME)

5. Plan makes no sense. It appears that the debtor is proposing crams but not sure. Wells Fargo is objecting but no objection by JPMorgan Chase and there is no service. Also, there is no claim filed by JPMorgan Chase.

6. Trustee objection:
- The debtor has failed to file a feasible plan. Plan payment will not cover priority and secured creditors
- Need a copy of homeowner's insurance renewal declaration for 1112 Monroe
- Need copy of 2021 Tax Return
- Need copy of deed for 361 Starling Dr, 1112, 1113 and 1115 Monroe
- Need a modified plan that clearly sets forth treatment of the creditors. Plan plan sets forth installment payments
- Need car insurance for both vehicles listed on Schedule B
- The debtor has undertaken an improper use of exemption: Debtor has exceeded the d(5) exemption limit on Schedule C
- There is non-exempt equity in real property and plan will need to be 100%

-The Plan divides unsecured claims into classes with no rational basis and discriminates unfairly against a class in violation of 11 U.S.C. ? 1322(b)(1). Specifically: Part 5b of plan proposes to pay JCP&L and Natural gas unsecured creditors in full and pro rata to other unsecured creditors. (NO CLAIMS FILED FOR THESE CREDITORS)

-Need to file Pre-Confirmation Certification.

- Need to resolve estimated priority claim 3-1 filed by the IRS. Missing 2020 and 2021 returns.

- Part 8a of plan has vesting upon discharge rather than confirmation. If this remains the Trustee must be added as a loss payyee on all home & auto insurance policies.

- Part 8 c for order of distribution i
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-10756 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 5 of 5 required payments   Arrears: $0  

6/24 workup for the 7/6 calendar

BELOW ISSUES NOT RESOLVED.

--per attorney email will pay 100% and step up in month 24---
***THE PLAN WOULD NEED: $3830 PAID THEN 766 X 19 BEG. 7/1/22 THEN $1612 X 36 BEG 1/1/24 - 100% - STUDENT LOANS OUTSIDE

* Trustee obj to the following:
--- Trustee office needs proof of the gross amount of the inherited $54,171 IRA and proof of the net amount after the deduction of any amended B & C exemption the debtor will take. Once that is done we can determine the lump sum coming to the trustee and calculate payments going forward. It would also be helpful to get a certification from the debtor that there was no other money received from any other of the father's accounts.
--- Must add to confirming order non-exempt proceeds from father's estate to Trustee.
--- Need 2021 tax returns, if not filed must provide no later than 5/31/22.
--- There is also non-exempt equity Debtor 1/2 interest on 2011 BMW $255.50, Jewelry $800 and Bank accts $23.18.

Prop Plan $766 x 60 begin 2/1/22; 0%
Note: Tier plan no issue, since plan pays out more in the 36 months and requires to pay non-exempt equity on assets. There is no equity on real property, claim filed higher.
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-10812 / CMGCamille J. Kassar, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 4 of 4 required payments   Arrears: $0  

As of 6/16/22(mk))-email to atty- Ok to terms

Workup for plan #20.

**If Okay to pay claim in #1 then

**NEEDS TO CONFIRM AT $1,000 PTD, THEN $710 X 56 BEGIN 7/1/22; 100%,PRESERVE EQUITY T/H OF $274,463. STUDENT LOANS OUTSIDE PLAN. TRUSTE IS AUTHORIZED TO PAY WELLS FARGO ARREARS CLAIM #1-1 FOR $1,781.89;NEED AMENDED I & J AND UPDATED POI 6 MONTHS FROM CONFIRMATION. MUST FILE PRE CONF CERT W/IN 10 DAYS.**

1. Plan has Wells Fargo as unaffected. They filed an arrears claim (#1-1) for 1,781.96- OK TO PAY?

Proposed plan:$250 X 4; $645 X 56 BEG 3/2022; 100%
4/4 payments
bar date 4/12/22
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-10941 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 4 required payments   Arrears: $150.00  
AS OF 6/17/2022 (at):

1. Objection filed by Capital One Auto Finance (Mester & Schwartz) - creditor values 2015 BMW at $19,650 and wants the cram paid with interest at 4.25% for a total of $21,846.35 to be paid through the plan. (UNRESOLVED)

2. NJ Division of Taxation filed an estimated priority claim #10 in the amount of $500 which needs to be resolved/amended. (STILL ESTIMATED)


RESOLVED ISSUES:
Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 return provided by 5/31/2022 (RECIEVED)
- Need to address the estimated claim filed by the IRS including possible
non-dischargeable unsecured tax claims based upon the recent Chapter 7 discharge. (NO LONGER ESTIMATED)

MP before confirmation proposes: $375 x 57 beginning 5/1/2022,$ 0 to unsecured creditors
Payments: 3/4, arrears $150
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-10972 / CMGDonald F. Campbell, Jr., Esq.Confirmation Hearing on Modified PlanIncomplete Docs - Needs Resolution of IssuesDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 6/17/2022 (at):

1. Modified plan proposes a loan mod but no date for completion of same. Needs to be amended.

2. Objection filed by US Bank (Romano Garubo) - plan proposes to pay arrears of $13,019.14. Arrears per the proof of claim are $62,876.97. (UNRESOLVED)

3. Objection filed by Shrewsbury Woods Condo Association (Cutolo Barros) - failure to cure arrears of $68,188.54. Bifurcated claim $51,440.39 secured and $16,748.15 unsecured. Plan is silent as to this creditor. (UNRESOLVED)

4. Trustee's objection:
- The debtor has insufficient income.
- The debtor has failed to file a feasible plan
The debtor has failed to supply the Trustee with the following document (s):
- 2nd mortgage balance statement, or award letter for state sponsored program, prior to filing date. (NOT RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $5,211 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need service on LVNV funding for motion to avoid lien. (CERT OF SERVICE NOT FILED)
- Must file Pre-confirmation certificate. (NOT FILED)
- Updated proof of income from Debtor and non-filing spouse and file amended Schedule I. (NEED UPDATED INCOME FOR DEBTOR STILL)
- Debtor's attorney must file a fee applicNation within 7 days of the entry of the order confirming the plan (LANGUAGE ADDED)

MP before confirmation proposes: $250 x 60 beginning 3/1/2022, loan mod by ????, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-11034 / CMGJose R. Torres Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

As of 5/17/22 (DS): Debtor attorney requested adjournment, request denied does not consent of objecting creditor

As of 5/10/22 (DS): 1. BELOW ISSUES STILL REMAIN UNRESOLVED.

4/20/22 (DS): . Trustee obj to the following:
- Disposable income verifies $274.32, income is insufficient to pay per Plan $660.34.
- Need current market analysis with comparables within 6 months of filing date.
- Need a mod plan that selects one classification for paying unsecured creditors and removes mortgage on Part 5b and adds to Part 4a and adds 2nd mortgage on Part 4 and 7 of plan and surrender the timeshare.
- Amendments to Schedule I to remove required repayment of retirement loan $422.22, there is no loan on pay stubs.
- Debtor has undertaken an improper use of exemption. Specifically: Co-debtor cannot use the D1 exemption as the debtor is the only one on the Deed.
- Need 2021 tax return, if not filed Debtors to provide no later then 5/31/22.
- Need to add to confirming order 2 months proof of income for co-debtor if employed by 7/31/22.
- There may be non-exempt equity on real property, pending updated CMA.
- Must file Pre-confirmation certificate.
- Must resolve creditors objections.

2. US Bank-1st mortgage obj (ROBERTSON, ANSCHUTZ, SCHNEID) that plan does not provide treatment of mortgage, arrears possibly owed $183.07 per POC filed.

3. Deutsche Bank/Indymac-2nd mortgage (ROBERTSON, ANSCHUTZ, SCHNEID) obj cram and value of real property Zillow valued $169,000.

4. Need clarification of 2nd mortgage. Schedule J list payment $600, plan is cramming, done improperly, if cramming to $0, need to remove expense on Schedule J.

Prop Plan $660.34 x 6; $750 x 54; Base
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-11101 / CMGAndrew Thomas Archer Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-11197 / CMGKevin C. Fayette, EsqConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 4 required payments   Arrears: $2,315.00  
ISSUES AS OF 6/24/2022 (DM):

***If pending MFR gets resolved without affecting the plan, THE TRUSTEE CAN RECOMMEND CONFIRMATION AT $2,305 PTD, THEN $1,282 x 56 STARTING 7/1/22, BASE PLAN, STRIKE CRAM TREATMENT OF PRINCETON FCU AND PAY CLAIMS PER CONSENT ORDER, LOAN MOD WITH US BANK/SELENE BY 8/15/22, NO PAYMENT OR RESERVE BY TRUSTEE PENDING THE LOAN MOD, OTBS WITHIN 15 DAYS, TRUSTEE IS AUTHORIZED TO PAY CAPITAL ONE ARREARS POC (5-1) IN THE AMOUNT OF $334.72, TRUSTEE IS AUTHORIZED TO PAY STATE OF NJ SECURED POC (4-1) IN THE AMOUNT OF $299.95***

1) MFR filed by Selene/US Bank (RAS) scheduled 7/6/22 (UNRESOLVED).

2) Princeton FCU (PETER LISKA) OBJs to cram of 2nd mortgage - creditor provides appraisal which certifies that property is valued at $500,000 dated 3/11/22 - appraisal was physically done by Mr. Sullivan and is attached as Exhibit A to objection. Zillow estimates $564,000 value (CONSENT ORDER ENTERED - will need to strike Cram in parts 4d and 7c for conf terms).

3) US Bank (RAS) OBJs - arrears owed $201,353.84 not paid due to Loan Mod (OTBS - LOAN MOD BY 8/15/22, ARREARS NOT TO BE PAID).

4) Capital One filed $334.72 arrears claim - plan list as not affected (OKAY TO PAY?? - MK: Atty says YES pay).

5) State of NJ filed $299.95 secured claim not treated in the plan (OKAY TO ADD??)

Note: 2021 tax returns and auto insurance for 2004 Nissan provided. Pre-confirmation cert filed. There is no savings acct on Sched B or checking acct statement or pay stub.


Prop. Plan $1,155 x 60, Base, Loan Mod by 8/15/22
PTD 2/4 = $2,305
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-11353 / CMGEdward Hanratty, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 4 required payments   Arrears: $0  

issues as of 5/17/2022 (JMA)
issues as of 5/11/2022 (JMA)

1) NewRez LLC d/b/a Shellpoint Mortgage Servicing (Hill Wallack) objection to confirmation - need to resolve
- pre petition arrears $328,868.94
- plan fails to provide for adequate protection payments pending sale of the property
2) Trustee objection to confirmation - need to resolve
- Need to provide Trustee with updated auto insurance, insurance expires 4/1/22. RESOLVED, RENEWAL PROVIDED
- Need to file a Modified Plan that adds all mortgages on real property. The current Plan does not specify treatment of of all mortgages on real property under the Plan.
- The circumstances and contents of the debtor 's Plan, when taken in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)(3).
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is estimated non-exempt equity on real property $604,000 (pending updated mortgage statement/claims filed) and there is non -exempt equity in Santander Bank acct $34,621.51. Based on total unsecured creditors on Schedule F $1,055, plan will need to be
100% to gucs.
- All non-exempt proceeds to Trustee from potential claim against Violent Crimes Compensation Board and separate potential malpractice claim. Debtor 's counsel to amend schedules.
- Need recent mortgage statement from Wells Fargo Home Loan acct#0001, statement provided is dated 11/30/2011.
- Need mortgage statements from Wilmington Savings for $263,999 and Shellpoint Mortgage for $155,274, unless claims are filed. DEBTORS ATTORNEY FILED CLAIMS FOR THESE TWO MORTGAGES, NOT TREATED IN PLAN
- Add to confirming order non-exempt proceeds from sale of real property to Trustee.
- Must file Pre-confirmation certification with Court

proposed plan $15036 base plan with sale of real property 6 months after confirmati
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-11537 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $287.00  
ISSUES AS OF 6/24/2022 (DM): still need Certification Mary requested regarding accounts and termination of spouse's employment.

1) Trustee OBJ:
- Need statements for PayPal and Acorns Investment acct and Columbia Bank #4588 for the month of Feb 2022 (PER ATTY - PayPal belongs to mom, Acorn belongs to husband - in his name only - need proof on these accts (mk)).
- Need certification regarding spouse termination. Seems like spouse was receiving unemployment in 12/2021 (Uploaded unemployment 5/17/22).
- Schedule I indicates spouse has been terminated from job and receiving severance pay from January through April. Then spouse will collect $731 unemployment benefits. Will require proof of unemployment income and supporting certification regarding termination.
- Income is insufficient, disposable income verifies lower -$194.54. Income with unemployment is even less and verifies -$1,709.55.
- IRS amended claim adds 2021 taxes owed $982 which is not in plan. Trustee okay to pay?? (PER ATTY, OKAY TO PAY).
- There is non-exempt equity in real property $7,546.96, possibly in bank acct, acorns and PayPal, pending statements.
- Must file Pre-confirmation certificate.

Note: Updated auto insurance and homeowner provided. 2021 Tax return and proof of spouse unemployment provided.


Prop. Plan $287 x 60, $11,173.87 Min Div
PTD 3/4 = $861
Last Claim (3-4)
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-11542 / CMGDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

As of 5/27/22 (DS): Debtor attorney requested adjournment to resolve objections, updated homeowner insurance provided.
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-11561 / CMGBruce C. Truesdale, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

issues as of 4/25/2022 (JMA)

1) 341 not held, rescheduled for 5/12/2022
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court

proposed plan $350x48 base plan
paid in $700
last claim 13
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-11730 / CMGRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  




MODIFIED PLAN FILED AN SCHEDULED FOR 5/4/22.
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-11820 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

issues as of 5/10/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- Domestic Support Obligation information need form for support.
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
- need to file Pre Confirmation Certification with Court
2) DSO form provided fails to provide full name of party child support is paid to

proposed plan $750x36 base plan
paid in $1,500
last claim 1
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-11872 / CMGROBERT G SWAN, ESQConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 3 required payments   Arrears: $0  

as of 6/21/22(mk): same as before

MK: NEEDS AN AMENDED C TO TAKE (d)(1)- that will address the NE Equity.
-------
AS of 6/13/22(mk):Updated:

**CAN REC CONFIRM AT $3,300 PTD, Then $1,489 x 57 begin 7/1/22; Base w/ min $17,495 to gucs due to non exempt equity in real property.**


>>Income does not appear to support the higher payment- email to atty

--------------------------
1. Trustee objection:
- need CMA with comparatives ( w/in 6-8 mos)used to determine value, none provided.
(rec'd a followup form broker as to condition of home- to support the stated value-OK)
There is non-exempt equity on real property
$17,497.
-need pre conf cert.(Filed)
- Need updated home insurance(Provided)
-need tax returns for 2020 (missing pgs 3
& 4) & 2021 tax return.(provided)

Objection by US Bank: RESOLVED
mk: objection by US bank-atty says Pay It - Consent Order(#18) resolving obj submitted to Chambers 5/17/22- the Order acknowledges the pre pet arrears of $60,510.34 in POC #3-1 BUT does not specifically authorize the TR to pay the arrears. creditor acknowledges this is to be be paid thru the plan so we will set it up per the poc and the Order


Plan:$1,100 x 60 begin 4/1/22; Base
3/3 payments
bar date 5/18/22
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-11952 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 6/16/2022 (at):

RECOMMEND: $200 x 60 BEGINNING 4/1/2022, 100% TO UNSECURED CREDITORS
Low base pending sale of property.
Sale of residence by 3/1/2023.
Non exempt proceeds from sale of real estate are to be turned over to the trustee.
Preserve non exempt equity of $168,509.00 in real estate.

Trustee's objection:
- The debtor has insufficient income .
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- non-exempt equity $168,509 in real estate (NOW THAT TAX CLAIMS ARE FILED) (100% Plan).

Plan proposes: $200 x 60 beginning 4/1/2022, sale of residence by 3/1/2023, 100% to unsecured creditors
Payments: 3/3
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-12008 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

issues as of 5/26/2022 (JMA)

1) Wilmington Savings Fund Society FSB (McCabe Weisberg) objection to confirmation - need to resolve
-pre petition arrears $31,129.67
-proposed completion date for sale of property is March 1, 2023, creditor feels this is an unreasonably extended amount of time to complete sale
2) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - for 2021 or Debtor 's certificate of non-filing.
- A copy of the homeowner's insurance renewal declaration - with personal liability coverage for Lakewood property and updated, if not confirmed by 6/1/22, insurance expires 6/16/22.(Provided)
- Auto insurance for leased vehicle.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Transportation $450 and auto insurance $317.(Need proof).
- The Schedules fail to account for the debtor (s) tax refund in the amount of $1,348 when determining disposable income.
- Must resolve creditor objection and file Pre -confirmation certificate.

proposed plan $200x60 100% plan with sale by 3/1/2023
paid in $400
last claim 8
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-12010 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 6/16/2022 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2021. (NOT RECEIVED - NEED PRIOR TO CONFIRMATION)
- Must file Pre-confirmation certificate. (NOT FILED)

RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in TD Bank checking acct $4,015.57 (LANGUAGE ADDED)

Plan proposes: $200 x 12 beginning 4/1/2022, $2,400 x 48 beginning 4/1/2023, 100% plan
Payments: 3/3
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-12013 / CMGEugene Roth, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,480.00  
issues as of 5/26/2022 (JMA) -PROVIDED MONEY ORDER $1,480 OK TO ADJOURN

1) 341 not held, rescheduled for 6/9/2022
2) No Trustee plan payments to date
3) Adjournment request received, cannot grant request without plan payments
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-12198 / CMGADAM SCHNEIDER, ESQConfirmation Hearing ScheduledRecommend DismissalDebtor has made 2 of 3 required payments   Arrears: $100.00  
AS OF 6/16/2022 (at):

NEED A COPY OF THE HOMEOWNER'S INSURANCE POLICY THAT INCLUDES LIABILITY COVERAGE.

1. Objection filed by Santander/Sovereign Bank (Gross McGinley) - failure to cure arrears of $34,589.13 (Per POC). Plan proposes to pay $3,170.95. (UNRESOLVED)

2. Community Loan Servicing filed a secured claim #6 in the amount of $1,159.13 which is not in the plan. Is it ok to pay this claim?

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 return on or by 5/31/2022 (NOT RECEIVED - NEED PRIOR TO CONFIRMATION)
- A copy of the homeowner's insurance renewal declaration - policy provided expires 5/15/2022, need to provide renewal (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- as of now, there is non exempt equity in real property in the amount of $81,226, cannot be a base plan and must pay a minimum $81,226 dividend to general unsecured creditors (CLAIMS FILED. THERE IS $84,037.65 IN NON EXEMPT EQUITY IN THE RESIDENCE. NEEDS TO BE 100% PLAN. BAR DATE PASSED AND GUC'S TOTAL $8,159.65)
- TD Bank acct #9742 provided January, 2022; 12/5/2021 and 11/5/2021 statements. The January end balance is $1,869.17. Debtor needs to provide the February and March 2022
statements. The balance on Schedule B is listed as $1,111.23. (NOT RECEIVED)
-TD Bank acct #9726 statements have not been provided to the Trustee. Need to provide statements for January, February and March 2022. (NOT RECEIVED)
-Santander Bank/Sovereign Bank (Gross McGinley) objection to confirmation (UNRESOLVED)

Plan proposes: $100 x 60 beginning 4/1/2022, base
Payments: 2/3, arrears $100
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-12351 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanIncomplete Docs - Needs Resolution of IssuesDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 6/16/2022 (at):

1. The NJ Division of Taxation filed an estimated priority claim #4 in the amount of $14,447.65 which is not in the plan. (NEEDS TO BE RESOLVED/AMENDED)

2. The IRS filed an estimated priory claim #5 in the amount of $36,780.04 which is not in the plan. (NEEDS TO BE RESOLVED/AMENDED)

3. Trustee's objection:
- Must file Pre-confirmation certificate. (NOT FILED)

RESOLVED ISSUES:
The debtor has insufficient income.
The debtor has failed to file a feasible plan - Deed and mortgages do not appear to be in the debtor's name. (PLAN STATES SPOUSE IS ON THE DEED AND MORTGAGE AND WILL BE APPLYING FOR THE LOAN MODIFICATION)
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - from spouse employment with Horizon that shows all
deductions prior to filing date (RECEIVED)
- Updated proof of income from Snap, document provided is dated 4/30/2013. (RECEIVED)
- Case needs to be a Base to unsecured, due to loan mod. (LANGAGE ADDED)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need service to all creditors in motions. (CERT OF SERVICE NOT FILED - MOD PLAN REMOVES AVOIDING LIENS)

MP before confirmation proposes: $500 x 36 beginning 4/1/2022, loan modification on first and second mortgages within 6 months of confirmation, $0 to guc's
Payments: 3/3
(part 1c: applying for loan mod for 2nd mortgage
part 4d: removing strip of 2nd mortgage
part 7c: removing strip of 2nd mortgage
part 7a: removing the voiding of liens)
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-12394 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

issues as of 5/10/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - for 2021, if not filed must provide no later than 5/31/22.
- Auto insurance for 2014 Mazda and updated mortgage statement prior to filing date, if claim not filed. A Modified Plan that removes attorney fees to be paid $3,000 or amended attorney disclosure to mark off will pay through plan.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Tele/Cell/Internet/Cable $550, Food $900 and Medical $500.
- The Schedules fail to account for the debtor (s) tax refund in the amount of $760 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is estimated non-exempt equity on real property $47,392, pending updated mortgage statement or claim filed.
- Must file Pre-confirmation certification with Court. RESOLVED, FILED
2) Wells Fargo Bank filed claim7 for items purchased from Value City Furniture. The claim is secured for $929.90 and unsecured for $143.87 - claim is not in the plan, need to advise on treatment of claim

proposed plan $300x36 base plan
paid in $600
last claim 12
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-12439 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $4,209.00
AS OF 6/21/2022 (at):

RECOMMEND: $4,209 PAID TO DATE, $800 x 2 BEGINNING 7/1/2022, $1,436 x 55 BEGINNING 9/1/2022, 100% PLAN
Preserve non exempt equity of $127,591.

MP proposes: $2,806 paid to date, $800 x 3 beginning 6/1/2022, $1,436 x 55 beginning 9/1/2022, 100% to unsecured creditors
Payments: 3/3

(Debtors incurred a large unexpected expense, in that they have to replace their entire AC unit. The cost is $5,500. Thus, they need to temporarily lower payments to the Trustee to allow for payment of the expense.
- the Plan reduces the Trustee payment for a period of 3 months and then increases payments over final 55 months of plan to account for the reduction.)
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-12528 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 1 required payments   Arrears: $500.00  
As of 6/16/22 (DS): 341 not held 6/9/22, still missing 2020/2021 tax returns, also no Trustee payment made, arrears $500 and for July will be $1,000.
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-12832 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 2 required payments   Arrears: $0  

6/24 workup for the 7/6 calendar EDC

-no IRS claim filed-cannot pay unless claim

CONF $200 x 36 pro rata beg. 5/1/22-trustee will not pay IRS unless valid claim filed--use standard order of distribution

2. Trustee obj to the following:
- Need 2021 Tax return, updated auto insurance (if not confirmed by 6/15/22, insurance expires 6/24/22), proof of income for Debtor from Amazon for the month of March 2022 (prior to filing date) **UPDATED OK
-2 months bank statements from all bank accounts listed on Sched B prior to filing date.
- Disposable income verifies $376, per updated proof provided. (OK EDC)


Prop Plan $200 x 36 begin 5/1/22; Base
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13077 / CMGBrad J. Sadek, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

issues as of 5/26/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- need a modified plan that surrenders claim of OneMain Financial
- the current plan does not specify treatment of OneMain Financial under the plan
- must file Pre Confirmation Certification

proposed plan $176x60 base plan
paid in $176
last claim 14
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13103 / CMGMonika Mazurczyk Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/23/22 (SF)

1. No claim filed yet for Imani Realty, residential lease. Bar date expires on 6/27/22. Cannot pay until claim is filed.

2. Disposable income requires 100% plan. Will need to review once the bar date expires.

3. Trustee objection:

- Need modified plan that steps up trustee payment when car loan is paid off in November, 2022.

- Verified income leaves monthly disposable income of $1,805.91.

- Schedules fail to account for tax refund in the amount of $3756

- Must file pre-confirmation certification



Plan proposes $350 x 60 Base
Payments: 1/2 Arrears: $350

Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13109 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $700.00  
AS of 6/22/22(mk):

>Is plan for LM on BOTH MTGS??

>waitinig for a POC for 2nd mtg- bar date 6/27

>Motion for Loss mit filed 6/20/22

1. Objection by NewREZ( RAS):
fails to pay arrears speculative

2. Trustee objection:
-debtor not paying all dispo. income into plan-
disposable income verified at 341 is $1,182
-add to conf. term-need Proof of 2 month's income for non filing spouse
by 8/30/2022.
---------
- Business forms - for computer systems business(NO LONGER OPERATING)

Plan:$700 X 6; $2081.81 X 54; LM BY 10/2022; BASE
1/2 payments
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13125 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledMoot - DismissedDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/17/2022 (at):

NEED HOMEOWNER'S INSURANCE.

1. Objection filed by JP Morgan (McCalla Raymer) - failure to cure full arrears of $24,205.22 (Per Obj - no POC yet)

2. Objection filed by M&T Bank (McCalla Raymer) - failure to cure arrears of $3,636.98 (POC filed with $0 arrears, but should be a total claim since loan matured in May)

3. Trustee's objection:
The debtor has insufficient income.
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2021. (NOT RECEIVED - NEED PRIOR TO CONFIRMATION)
- A copy of the homeowner's insurance renewal declaration - ; insurance expires
6/10/22. (NOT RECEIVED)

RESOLVED ISSUES:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Food $500.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $639 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on real property $45,819. (LANGUAGE ADDED)
- Add to confirming order non-exempt proceeds from sale of real property. (LANGUAGE ADDED)

Plan proposes: $300 x 60 beginning 5/1/2022, sale of residence by 4/1/2023, 100% to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13130 / CMGEugene Roth, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 1 of 2 required payments   Arrears: $1,813.00  
issues as of 6/17/2022 (JMA)

1) 341 not held, not rescheduled - missing documents
2) Not current with Trustee plan payments, arrears $1,813
3) Ajax Mortgage Loan Trust (Pluese Becker) objection to confirmation - need to resolve
-pre petition arrears $15,413.44
4) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13152 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,000.00  
341 sched 6/23/22
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13306 / CMGEugene Roth, Esq.Confirmation Hearing ScheduledContinued
8/17/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13318 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $1,750.00  
AS OF 6/24/2022 (at):

1. 341 has not been held or rescheduled
2. Payments: 1/2, arrears $1,750
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13325 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13326 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/24/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13353 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 1 of 2 required payments   Arrears: $150.00  
As of 6/22/22(mk)

1. ST of NJ filed aan Estimated claim

2. IRS filed estimated claim

3. Trustee objection:
Need copy of HUD-1 from sale of property in June 2021 and Certification regarding disposition of proceeds.
- Need update on employment status in 6 months.
-must file pre conf cert.

Plan:$150 x 60 begin 5/1/22; Base
1/2 payments
bar date 7/5/22
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13363 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/21/22 (SF)

1. Objection filed by SN Servicing Corp (Schwalb) - failure to pay arrears of $108,137.69; failure to pay regular monthly mortgage payments; and speculative loan mod

2. IRS filed priority claim 1-1 in the amount of $4738.75 which is not addressed in plan (OK TO PAY?)

3. Loss Mit order will expire on 8/22/22

4. Trustee objection:

- There is non-exempt equity on real property estimated $72,406 and in bank acct $18,915
(100% Plan).



Plan proposes $400 x 36 100% Loan mod in 6 months
Payments: 2/2

RESOLVED ISSUES:
- Must file Pre-confirmation certificate. (FILED)
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13379 / CMGPAUL H YOUNGConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $1,490.00  
As of 6/16/22 (DS): 341 not held 5/26/22, still missing all docs and no Trustee payments made, arrears $1,490, made 0 out of 2 payments, soon 3.
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13397 / CMGAdrian Johnson, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 0 of 2 required payments   Arrears: $2,440.00  
issues as of 6/17/2022 (JMA)

1) 341 not held, not rescheduled - did not provide documents needed to hold hearing
2) No Trustee plan payments, arrears $2,440.14
3) Need to file Pre Confirmation Certification
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13449 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/24/2022 (at):

1. Wells Fargo Bank filed a secured arrears claim #17 in the amount of $10,431.78. Plan proposes to pay $3,083. Is it ok to pay the higher claim?

2. Proposed trustee payment will not cure rent arrears within the first 18 months.

3. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- excessive expense on Schedule J car payment $757.22
- March 24, 2022 bank Statement For Chase Acct #8095 shows end balance of $853.17 - Schedule B only shows $100 - need amended Schedules or April 2022 statement showing the lower end balance. (NOT RECEIVED)
- need to file Pre-Confirmation Certification with Court. (NOT FILED)
- amend schedules to remove personal injury claim from bankruptcy petition based upon debtor testimony. (NOT AMENDED)

Plan proposes: $250 x 12 beginning 5/1/2022, $426 x 48 beginning 5/1/2023, 0% to unsecured creditors
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13519 / CMGMARYBETH SCHROEDERConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

As of 6/16/22 (DS): 341 sched 7/14/22, must submit confirmation adjournment request
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13534 / CMGJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledPending - Work-up in ProcessDebtor has made 2 of 2 required payments   Arrears: $0  

issues as of 6/17/2022 (JMA)

1) 341 not held, rescheduled for 6/23/2022 - await hearing completion to complete case workup
2) No Trustee plan payments to date, arrears $1,640
3) Need to file Pre Conifrmation Certification with Court
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13561 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 1 required payments   Arrears: $1,002.00  
AS OF 6/21/22 (SF)

1. 341 not held - Rescheduled to 7/14/22
2. No Payments: 0/1 Arrears: $1002
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13580 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 1 required payments   Arrears: $0  

As of 6/22/22(mk):email to atty

>>JUST NEED AMT FOR 2013 CAR AND CAN WORK UP<


1. Objection by Credit Union Of NJ(Liska):
-Object to cram 2013 Hyundai
------------------------------

2. Trustee Objection:
- Need service on plan motions- MOOT as creditor has onjected


Plan : 169.30/60, BASE
1/1
bar date:7/11/22
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13586 / MBKSteven N. Taieb, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 1 of 1 required payments   Arrears: $0  

As of 6/17/22 (DS): Debtor attorney requested adjournment, mod plan filed 6/15/22 and sched 7/27/22.
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13688 / CMGBENJAMIN JAMIE GINTERConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13711 / CMGBrad J. Sadek, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 1 required payments   Arrears: $500.00  
As of 6/16/22 (DS): 341 not held 6/9/22, still missing all docs and no Trustee payment made, arrears $500.0
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13728 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 1 required payments   Arrears: $500.00  
AS OF 6/23/2022 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS. NEED A PAYMENT AND AN ADJOURNMENT REQUEST OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE HELD.

1. 341 is scheduled for 7/21/2022
2. Payments: 0/1, arrears $500
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13807 / CMGPAUL H YOUNGConfirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 1 required payments   Arrears: $619.00  
As of 6/16/22 (DS): 341 not held 6/9/22, still missing all docs and no Trustee payment made, arrears $619.
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13831 / CMGMichael Alan Siddons Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 0 of 1 required payments   Arrears: $430.00  
issues as of 6/17/2022 (JMA)

1) 341 not held, not rescheduled - missing documents need for 341 hearing
2) No Trustee plan payments to date, arrears $430
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13837 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $100.00  
341 scheduled for 6/23/2022
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13885 / CMGEdward Hanratty, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-13930 / CMGMark S Cherry Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 1 required payments   Arrears: $0  

AS OF 6/23/22 (SF)

1. Objection filed by Santander Bank (Fissel) - failure to pay arrears of $180,166.76

2. Trustee objection:
- Need proof of 2 months income from non-filing spouse

- Need copy of 2021 Tax Return

- Must amend Schedule I to add spouse's income

- The debtor has undertaken an improper use of exemption. Specifically: Debtor over exempts d(5). Uses full d(1), but takes $13,550 for bank acct, also takes d(5) for computer and every day clothing.

- The circumstances and contents of the debtor's Plan, when taken in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)(3).

- There is non-exempt equity in Debtor's joint bank acct on half interest $57,798 deducting remainder d(5) of $75, the total is $57,723 of non-exempt equity.

- Must resolve IRS priority estimated tax claim 1-1.

- Must file pre-confirmation certificate.


Plan proposes $2400 x 60 w/lump sum from savings of $40,000 upon confirmation
Payments: 1/1
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-14046 / CMGAndrew Carroll, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 1 required payments   Arrears: $5,360.00  
As of 6/16/22 (DS): 341 not held 6/16/22, missing all docs and no Trustee payment made, arrears $5,360.
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-14089 / CMGGEORGETTE MILLERConfirmation Hearing ScheduledRecommend DenialDebtor has made 1 of 1 required payments   Arrears: $0  

AS of 6/21/22(mk):


MP FILED 6/21/22- THEREFORE THIS PLAN SHOULD BE MARKED AS DENIED OR W/D


1. Objection by Specilaized Loan(Stewart Legal)(2nd Mtg)
plan fails to treat/ pay arrears. LM speculative>Order granting Loss mit entered 6/16/22- loss mt terminates 12/31/2

2. Objection by Nationstar(LOGS):
plan fails to pay arrears

3. POC(#3-1) filed by Credit Union of NJ- arrears on 2012 Highlander 2,985 ( cross collateralized)
(note POC #2-1 filed by same creditor has -0- arrears)

4. Trustee objection:
-Auto loan with Credit Union of NJ will expire on 3/27/23. Will
need tier plan.
-There is non-exempt equity of $4239 in 2012 Toyota Highlander.
- Must resolve creditor objections.
-----------------------------------
- Need copy of Credit Union of NJ Bank Statement for 5/1/22 through 5/20/22(Provided)
-must file pre conf cert(Filed).


Plan: $300 X 60 BEG 6/2022; LM BY 12/31/2022 (344 PARDEE BLVD for 2nd mtg); BASE
1/1
bar date:7/29/22
Matter ResolvedRequest
Adjourment
07/6/2022 10:00 am22-14147 / CMGMonika Mazurczyk Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 1 of 1 required payments   Arrears: $1,078.00  
AS OF 6/24/2022 (at):

RECOMMEND: $1,077.50 PAID TO DATE, $2,182 x 59 BEGINNING 7/1/2022, 100% PLAN
Preserve non exempt equity of $63,185 in real estate.
Need Pre-Confirmation Certification within 10 days of confirmation.
Need bank statements for Bank of America accounts within 10 days of confirmation.

Trustee's objection:
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need April and May bank statements for Bank of America accounts 1289 and 5581. (NOT RECEIVED)


RESOLVED ISSUES:
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $3,061.76.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $6,879.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $63,185.28 in non exempt equity in the residence. (LANGUAGE ADDED)

Plan proposes: $2,155 x 60 beginning 6/1/2022, 100% to unsecured creditors
Payments: .5/1, arrears $1,077.50
Matter ResolvedRequest
Adjourment
07/6/2022 11:00 am22-14323 / CMGMARK G CARUSILLOOrder Show CauseMoot
court docket/disregard
Matter ResolvedRequest
Adjourment
07/6/2022 12:00 pm17-16819 / CMGEric ClaymanMotion CompensationNo Opposition FiledTotal Paid In: $16,940.00
Matter ResolvedRequest
Adjourment
07/6/2022 12:00 pm18-19033 / CMGBruce C. Truesdale, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $24,104.00
mk: 5/25/22: sent email to atty to clarify question on fee app and the amt of fees to be included in MP that was on 6/1/22
Matter ResolvedRequest
Adjourment
07/6/2022 12:00 pm19-21883 / CMGJOSEPH M PINTO ESQMotion CompensationNo Opposition FiledTotal Paid In: $21,240.00


Matter ResolvedRequest
Adjourment
07/6/2022 12:00 pm20-10053 / CMGDavid L. Stevens Motion CompensationNo Opposition FiledTotal Paid In: $33,325.00
Matter ResolvedRequest
Adjourment
07/6/2022 12:00 pm20-16393 / CMGMarcia Y. Phillips, Esq.Motion CompensationNeeds Resolution of Issues - Objections
Trustee obj<> FEE APP
Matter ResolvedRequest
Adjourment
07/6/2022 12:00 pm20-16393 / CMGMarcia Y. Phillips, Esq.Motion CompensationNeeds Resolution of Issues - Objections
Trustee obj<> FEE APP
Matter ResolvedRequest
Adjourment
07/6/2022 12:00 pm20-20530 / CMGJames J. Cerbone, Esq.Motion CompensationWithdrawnTotal Paid In: $5,485.00
Matter ResolvedRequest
Adjourment
07/6/2022 12:00 pm20-20530 / CMGJames J. Cerbone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $5,485.00
Matter ResolvedRequest
Adjourment
07/6/2022 12:00 pm21-12491 / CMGKarina Pia Lucid, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $11,538.00
Case dismissed - NO FOH- fees outside
Matter ResolvedRequest
Adjourment
07/6/2022 12:00 pm21-18218 / CMGScott D. Sherman, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $3,044.00
Matter ResolvedRequest
Adjourment
07/6/2022 12:00 pm21-19680 / CMGJonathan Goldsmith-Cohen, Esq.Motion CompensationNo Opposition Filed
mk; FOH $8,115.75. Fee app for $7,523.90
Matter ResolvedRequest
Adjourment
07/6/2022 12:00 pm22-10627 / CMGPRO SEMotion to RecuseHold for Judge
DEBTOR'S MTN TO RECUSE JUDGE GRAVELLE AND OSC
Matter ResolvedRequest
Adjourment
07/6/2022 12:00 pm22-10627 / CMGPRO SEMotion Motion (Generic) - Only use if no other event is applicableHold for Judge
Wells Fargo response (RAS)<>MTN AND OBJ TO CLM 2-1
Matter ResolvedRequest
Adjourment
07/6/2022 12:00 pm22-11101 / CMGAndrew Thomas Archer Motion CompensationNo Opposition Filed
Matter ResolvedRequest
Adjourment
07/6/2022 12:00 pm22-11542 / CMGDavid G. Beslow, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes