ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Eamonn J. O'Hagan

Hearing Date: 7/1/2026
Last Updated: 5/29/2026 6:51 PM
Type an attorney name, case number, or disposition in the box below to filter results.
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 9:00 am19-21731 / EJOAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
37/1/2026 9:00 am22-12095 / EJOJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAMT: MP 7/1<>

Debtor obj, filing MP for refi<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
87/1/2026 9:00 am22-13284 / EJOJonathan Goldsmith Cohen, Esq.Motion File Claim After Claims Bar DateNeeds Resolution of Issues - ObjectionsMTN ALLOW LATE POC/NJ DIV OF TAXATION

Trustee OBJ
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 9:00 am22-16072 / EJORobert H. Johnson, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)3rd Party MatterPROPERTY #137
Email InquiryMatter ResolvedRequest
Adjournment
137/1/2026 9:00 am22-16380 / EJOThomas J. Orr, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<>CARRINGTON MTG (STERN & EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 9:00 am23-13977 / EJOKevin C. Fayette, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
287/1/2026 9:00 am23-20954 / EJOThomas J. Orr, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>WELLS FARGO BANK (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 9:00 am24-13924 / EJOCandyce I. Smith-Sklar, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN PERMIT PENSION LOAN

Note - Based upon pension loan taken without prior court approval, Trustee negotiated a 50% minimum dividend to GUCs as a condition of confirmation terms on 5/28/26 (dm)
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 9:00 am24-19293 / EJOJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
387/1/2026 9:00 am24-19299 / EJOAndre L. Kydala, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objectionsamt: mp 7/1 *<>

Per Atty, remaining balance should be available within 2 weeks - ADJ to 5/20 (dm)

1/8 AMT: ATTY REQUESTED PAYOFF TO REMIT FUNDS,<>

Debtor obj<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 9:00 am25-15207 / EJOLee M. Perlman, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsAMT; TRUSTEE CONDUIT REQUEST<>

Debtor obj<>WELLS FARGO BANK (LOGS)
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 9:00 am25-15312 / EJOAniello D. Cerreto, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 9:00 am25-15917 / EJOAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj<> SV/LAKEVIEW
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 9:00 am25-15917 / EJOAndrew Thomas Archer, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<> CITIZENS BANK (WELTMAN)
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 9:00 am25-17524 / EJORobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
657/1/2026 9:00 am25-17881 / EJORobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsADJ to 7/1 for Loss Mit App or Motion to Reopen Loss Mit

Debtor obj<>FAILED TO LM BY 3/16/26
Email InquiryMatter ResolvedRequest
Adjournment
577/1/2026 9:00 am25-18992 / EJOJustin M. Gillman, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS (amt: also NJ #9-1U is estimated)
Email InquiryMatter ResolvedRequest
Adjournment
617/1/2026 9:00 am25-19677 / EJOJohn Zimnis, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>CARDINAL FINC CO (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
787/1/2026 9:00 am26-10147 / EJOPRO SEMotion Relief from Stay (Fee)No Opposition FiledADJ to 7/1 Peremptory for Pro Se debtor (dm)

WILMINGTON SAVINGS FUND (GREENSPOON)
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 9:00 am26-10425 / EJOMark N. Glyptis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledAMT: MP 7/1**<>

PLAN DENIED ON 3/18/26 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
827/1/2026 9:00 am26-10628 / EJOKevin C. Fayette, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objectionsamt: MP 7/1***<>

Debtor obj<>PLAN WAS DENIED ON 3/18/26 AND FAILED TO FILE MP
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 9:00 am26-10828 / EJODonald C. Goins, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledCARRINGTON MTG (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
867/1/2026 9:00 am26-11751 / EJOThomas G. Egner, Esq.Motion Impose Automatic StayNeeds Resolution of Issues - ObjectionsADJ to 7/1 for NJ to amend its claim (dm)
Parties working on a consent order - ADJ to 5/20/26 (dm)

NJ Div Tax Obj (Bao Ngo, Esq)

MTN IMPOSE STAY - NEW JERSEY DIV OF TAXATION
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 9:00 am26-12148 / EJOMark N. Glyptis, Esq.Motion Relief from Stay (Fee)3rd Party MatterFREEDOM MTG (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 9:00 am26-12316 / EJORegina L. Gelzer, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 9:00 am26-13364 / EJOAndy Winchell, Esq.Motion Sell3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
947/1/2026 10:00 am22-12095 / EJOJoan Sirkis Warren, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 18 of 50 required payments   Arrears: $13,554.00
As of 5/19/26 (DS): Debtor atty requested adj to allow time to get income docs

As of 5/15/26 (DS): 1. Must file amended Sched I to remove income, per mod plan tenants have moved, not sure which tenants and provide updated leases if any.

MP Prop $450 PTD; $366 x 60; 100% and Refinance W. Plane Street by 10/31/26; 100% - PLAN PROPOSE REFINANCING DEBTOR IS IN PROCESS OF REFINANCING.
NOTE: Debtor atty provided 1 rental lease for WW for $900 and SS $1732.
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am23-17164 / EJOWalter D Nealy Motion Sell Free and Clear of Liens under 363(f) (FEE)No Opposition FiledADDR #19
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am24-19299 / EJOAndre L. Kydala, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1269 of 20 required payments   Arrears: $100.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am25-10912 / EJOYakov Rudikh, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 12 of 16 required payments   Arrears: $7,850.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am25-11208 / EJORichard F. Fried, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 15 required payments   Arrears: $2,500.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am25-18000 / EJORobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 17 required payments   Arrears: $975.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am25-19396 / EJOJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 8 required payments   Arrears: $2,011.00
Email InquiryMatter ResolvedRequest
Adjournment
1147/1/2026 10:00 am25-21412 / EJODaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $500.00
ADJ to 7/1 Peremptory
ISSUES AS OF 5/15/2026 (DM):

***Only one GUC filed for $123. Need status of OTBS with RAS on #1 below***

1) Selene (RAS) OBJs - Debtor already sought a Loan Mod in 3 prior cases that have been dismissed for failure to make payments. This will be Debtor's 4th filing and plan is filed in bad faith (OTBS - Loan Mod by Mid June)

2) Plan provides $24,860 arrears treatment to New Rez on a 2nd mtg - creditor has not filed a claim and Bar Date has expired (STRIKE?? - Yes)

3) Trustee OBJ:
- Need Certification regarding settlement of workers compensation claim and disposition of the proceeds.
- Per Sch D, car payment of $348 should be paid off. Balance was $695 as of 10/27/25. Car payment should be removed from Sch J.
- Amended Sch I J filed to add new job and POI provided. Income now verifies much higher - there is $1,149 in monthly disposable income - adding back car payment, disposable income would be $1,497 per month.


Prop. Plan $500 x 60, Base Plan
- Loan Mod on US Bank/Selene loan by 5/1/26
PTD 6/7 = $3,000
Last Claim (1-2)
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am25-21787 / EJOEric J. Clayman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 6 required payments   Arrears: $1,607.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am25-22026 / EJOPRO SEConfirmation Hearing on Modified PlanMoot - Converted to 7 / 11Debtor has made 6 of 6 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am25-22026 / EJOPRO SEConfirmation Hearing on Modified PlanWithdrawnDebtor has made 6 of 6 required payments   Arrears: $0
AMT: PER COURT DOCKET, ENTERED IN ERROR
Email InquiryMatter ResolvedRequest
Adjournment
1407/1/2026 10:00 am25-22298 / EJOJenee K. Ciccarelli, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0
ISSUES AS OF 4/22/2026 (DM):

1) IRS filed $13,101.06 priority claim that includes estimated taxes for 2022 - 2024 not treated in the plan (UNRESOLVED.)

2) IRS filed a general unsecured claim that includes estimated taxes for 2021 (UNRESOLVED.)

3) State of NJ filed $12,469.47 priority claim that includes estimated taxes for 2022 - 2024 not treated in the plan (UNRESOLVED.)

4) State of NJ filed a general unsecured claim that includes estimated taxes for 2021 (UNRESOLVED.)

5) HSBC Bank (RAS) OBJs - $298,902.79 arrears on mortgage for the residence. The prospect of a loan modification is highly speculative and remote given the size of the arrears. Modification of the loan would likely result in a principal and interest payment exceeding $5,900.00 a month - based upon the Debtor's schedules such an increase is not feasible (UNRESOLVED.)

6) Wilmington Savings (Emmanuel Argentieri, Esq) OBJs - $98,080.92 arrears on mortgage for the second property is not treated in the plan (UNRESOLVED.)

7) Capital One Auto Finance (Gavin Stewart, Esq) OBJs to cram on the 2014 Mercedes Benz S550 - creditor asserts a value of $23,850 with a 9% rate (UNRESOLVED.)

8) One Main Financial has not been served at the address in the POC to the attention of the Managing Agent on the cram of the 2013 Land Rover (UNRESOLVED.)

9) Trustee OBJ:
- Income verifies higher ($5,294) than scheduled ($3,842) resulting in $2,815 monthly disposable income.
- Atty must file a Fee App within 7 days of confirmation.
- Need a copy of 2024 tax returns (RECEIVED.)
- Need to file Pre-Confirmation Certification (FILED.)


Prop. Plan $1,465 x 60, Base Plan
- Loan Mod by 4/30/26
- student loans outside plan
PTD 4/5 = $5,860
Last Claim (10-1)
Email InquiryMatter ResolvedRequest
Adjournment
1777/1/2026 10:00 am25-22326 / EJOMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 6 required payments   Arrears: $0
4/20 workup EDC

SAME AS LAST TIME

**EVEB IF WE ACCEPT EXPENSES, DEBTORS INCOME IS $8461 WHICH IS $2000 MORE THAN SCHEDULED AND SPOUSE INCOME IS $250 MORE THAN SCHEDULED. TOTAL DISPOSABLE IS $3700 A MONTH BUT ONLY NEEDS $2725 TO BE 100%
--CONFIRM AT $4800 PAID THEN $2725 X 55 BEG 5/1/26 100%--ATTORNEY TO FILE FEE APPLICATION WITHIN 7 DAYS

* Trustee objection:
-- - The debtor has failed to file the required Pre-Confirmation Certification .
-- 22C Line 35 has Priority $22,910.90, Plan has total $16,703.87, which is less, Line 43
-- Cell phone $337.89, Car payment $767.85, Storage Unit $184.94 (sent proof but debtor car expense is $767)
-spouse expenses $1,834. Must provide proof of expenses 10 days prior to confirmation.
- Line 45 has disposable income $2,480.80, which would require min. div. $148,848 or more
pending review of expenses.
- Disposable income verifies $3,774 using I & J even if we include all expenses. Debtor income is $2000 more than scheduled per POI

Plan $1200 x 60
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am25-22800 / EJOYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
ISSUES AS OF 5/11/2026 (DM):

1) IRS filed $350 priority claim that includes estimated taxes for 2022 not treated in the plan (UNRESOLVED.)

2) IRS filed a GUC that includes estimated taxes for 2019 - 2021 (UNRESOLVED.)

3) State of NJ filed $1,319.31 priority claim that includes estimated taxes for 2022 not treated in the plan (UNRESOLVED.)

4) State of NJ filed a GUC that includes estimated taxes for 2019 - 2021 (UNRESOLVED.)

5) SPS Mtg (RAS) OBJs - $64,751.80 arrears on real estate (UNRESOLVED.)

6) Time Investment Company filed a $20,220.55 secured claim with $0 arrears for a roof not treated in the plan (UNRESOLVED.)

7) Toyota filed a $1,320.29 arrears claim for a 2023 Toyota Camry lease (OKAY TO PAY??)

8) Trustee OBJ:
- Need amended P&L to remove finance payments and give explanation on what the payments are. Alternatively, must provide proof of $1,755 monthly finance payments reflected on the P&L (UNRESOLVED.)
- Need amended Sch J to add all personal expenses that are being paid on the P&L (UNRESOLVED.)

- Need valuations on all vehicles listed on Sch B that are not leases and balance statements from all liens on vehicles prior to filing, if no claim is filed (STILL NEED DOCS FOR 2014 PETERBILT, 2013 FREIGHTLINER, 2016 DORSEY COMBO, AND 2009 REITNOUER MAXMISER.)
- There is $11,158 non-exempt equity in the timeshare, $5,039 in the 2019 Kenilworth (MOOT LEASE), $14,553 in the 2016 Dorsey Combo, and $13,973 in the 2009 Reitnouer Maxmiser -pending all valuations on all vehicles there may be additional non-exempt equity.

- Need to file Pre-Confirmation Certification (UNRESOLVED.)

***RESOLVED ISSUES***

A) Quantum3/Aqua (Doors) filed a secured claim for $9,856.96 not in plan (AMENDED TO A GUC.)

B) Trustee OBJ:
- Need Westgate Resorts balance statement - per recorded mortgage payments were to be complete by 11/2010 (RECEIVED.)
- Need valuations on all vehicles listed on Sch B that are not leases and balance statements from all liens on vehicles prior to filing
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am25-23222 / EJORobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 5 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
1237/1/2026 10:00 am25-23423 / EJOPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $8,450.00
ISSUES AS OF 5/11/2026 (DM):

1) IRS filed $17,317.65 priority claim that includes estimated taxes for 2022 (UNRESOLVED.)

2) IRS filed $225,139.99 secured claim not treated in the plan (UNRESOLVED.)

3) IRS filed a general unsecured claim that includes estimated taxes for 2021 (UNRESOLVED.)

4) State of NJ filed $32,819.30 priority claim that includes estimated taxes for 2017, 2021 - 2022 (UNRESOLVED.)

5) State of NJ filed $81,224.71 secured claim not treated in the plan (UNRESOLVED.)

 Deutsche Bank (LOGS) has a pending MFR.

6) Deutsche Bank (RAS) OBJs - $186,070.50 arrears on real estate (UNRESOLVED.)

7) Trustee OBJ:
- Income is insufficient to pay IRS, State of NJ tax claims and mortgage arrears.
- Excessive Expenses Sch J: $5,500 mtg payment - per POC the mtg payment is $4,493, $400 home maintenance, $500 childcare/education (daughter is 31), and $715 medical/dental. Must provide proof of expenses 10 days prior to conf.
- Need to file Pre-Confirmation Certification (UNRESOLVED.)


Prop. Plan $4,000 x 60, Base Plan
PTD 3/5 = $11,550
Last Claim (14-1)
Email InquiryMatter ResolvedRequest
Adjournment
1267/1/2026 10:00 am26-10019 / EJODaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
issues as of 5/14/2026 (JMA)

1) Mortgage Assets Management LLC (McCalla Raymer) objection to confirmation - NEED TO RESOLVE
- A total debt proof of claim has been filed on a total claim of $360,624.80.
- Debtor is the heir of the Borrower.
- Plan proposes sale of Property by January 2027, has not established proof of value and hasn't shown property is being marketed.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income.
- The debtor has failed to file a feasible plan. Debtor has insufficient income to fund the plan.
- The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income - for debtor when he returns to work.
- A copy of the last filed tax return - for 2025 by 5/31/2026.
- Amendments to Schedules A to list Freehold property (LISTED UNDER #32 AS AN INHERITANCE).
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $7,421 in non-exempt equity in the Freehold property.
3) Cavalry SPV I, LLC (Judgment) not treated in plan filed claim in the amount of $2,304.05 - NEED TO ADVISE HOW CLAIM IS TO BE TREATED.

proposed plan $100x36 sale property 1/2027
paid in $401
last claim 4-1

RESOLVED ISSUES:

- The debtor must provide updated proof of auto insurance for the 2008 Toyota Corolla. The policy provided expires on 2/11/2026. RESOLVED, INSURANCE RENEWAL PROVIDED EFFECTIVE TO 8/11/2026
Email InquiryMatter ResolvedRequest
Adjournment
1297/1/2026 10:00 am26-10147 / EJOPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
Per AR, ADJ to 7/1 Peremptory for Pro Se debtor (dm)

issues as of 5/14/2026
MFR 5-20
1) 341 not held, not rescheduled - still missing documents
2) Plan failed to complete Part 5 treatment of unsecured claims

proposed plan $100x6, $2,500x12, $5,045.30x42
paid in $400,25
last claim 6-1
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-10229 / EJOEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 4 required payments   Arrears: $0
issues as of 3/27/2026 (JMA)

1) CrossCountry Mortgage LLC (McCalla Raymer) objection to confirmation - NEED TO RESOLVE
- Secured Creditor anticipates filing proof of claim with arrears of $1,697.03 on a total claim of $197,305.57
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income.
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): A current market analysis - with comparatives sold within 6 months of filing.
- Proof of 2 month's income - for Content Creation.
- A copy of the last filed tax return - for 2025 by 5/31/2026.
- The debtor must provide updated proof of auto insurance for the 2019 Jeep and 1978 Chevy.
The policy provided has expired.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $36,377 in non-exempt equity in the residence.
- There is $4,300 in non-exempt equity in the 1978 Chevy.
- There is $1,205 in non-exempt equity in the bank account.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l).
- The IRS filed an estimated claim which needs to be amended.
- Need to resolve objection by CrossCountry Mortgage.

proposed plan $100x60 base plan
paid in $300
last claim 12-1
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-10425 / EJOMark N. Glyptis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $495.00
AS OF 5/14/26 (SF)

1. The plan proposes to cram the interest rate of Loan Max in Part 4c of plan. Need separate service. Must serve Managing Agent and file certification of service.

2. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification

- Need amendments to Schedules to include new part-time job for debtor and proof of income

- The attorney's fees in the plan ($2,500) and the disclosure statement do not agree. The
disclosure statements states that $2,500 will not be paid through the plan. One of these must
be amended

3. Trustee Motion to dismiss case 5/20/26 at 9

Plan proposes $496.48 x 60 Base
Payments: 3/4 Arrears: $494.98



RESOLVED:
- Need a Modified Plan that checks off box 1e for joint administration. (FILED)
- The debtor must provide proof of auto insurance for the 2012 Hyundai. (RECEIVED)
Email InquiryMatter ResolvedRequest
Adjournment
1347/1/2026 10:00 am26-10628 / EJOKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $3,000.00
As of 5/15/26 (DS): 1. Debtor in arrears $3,000, made 2 out of 4 payments, last payment made via ePay $1,500 on 3/16/26.

2. Must resolve IRS estimated tax claim, 2020-2024 tax returns not filed.

=====================

3/18/26 (DS): 1. Trustee obj to the following:
- There is non-exempt equity in business $8,227, Bank acct#8358 $70, Jewelry $875, Car $1,525, Residence $244,372, Park Lane property $234,791 and Johnson property $96,466 total $586,326. PLAN PAYS 100%

2. Shellpoint (GAVIN STEWART) obj arrears owed are more, no POC filed. Must resolve obj. MOD PLAN PAYS ARREARS.

3. Rocket Mortgage (ALEISHA JENNINGS) obj to plan silent as to treatment of property Clayton Ave, not on Schedules or Plan, POC filed with arrears $1,683.66. Must resolve obj. MOD PLAN SURRENDERS PROPERTY

4. IRS filed estimated tax claim, 2020-2024 tax returns not filed. Must resolve claim.

5. Ally Capital-2018 Jeep Debtor Co-signed filed arrears claim for $963.79. Needs to be resolved. MOD PLAN PAYS ARREARS.

6. Santander-2018 Nissan filed much higher claim in the amount of $3,032.66. MOD PLAN PAYS ARREARS.

Prop Plan $1,500 x 52 begin 2/1/26; 100%
Note: Mod plan filed to surrender Clayton Ave property and add arrears owed to Shellpoint, Ally and Santander
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-10660 / EJOHerbert K. Ryder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $1.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-11048 / EJOPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 4 required payments   Arrears: $4,000.00
Email InquiryMatter ResolvedRequest
Adjournment
1557/1/2026 10:00 am26-11252 / EJOFrederick J. Simon, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 5/8/2026 (at):

1. Objection filed by Bank of America (Powers Kirn) -failure to cure full arrears of $46,046.67. (Per POC). Plan proposes to pay $47,719.12. (RESOLVED - PAY PER POC)

2. NJ Division of Taxation filed an estimated claim which needs to be amended. (STILL ESTIMATED)

3. Trustee's objection:
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- Disposable income per line 45 of 122C is $6350 which requires minimum dividend of to general unsecured creditors
- Excessive expenses per Schedule J: $338.22 cell phone; $1670 Rent/Utilities for child's college; estimated tax payment of $1414
Expenses are okay as long as plan remains at 100% to general unsecured creditors.
- Capital One filed arrears claim 10-1 which is bifurcated and needs to be resolved.
- IRS priority claim 3-1 is estimated. (STILL ESTIMATED)
- Equity in real estate will need to be reviewed again after tax claims are filed. (100% PLAN)

RESOLVED ISSUES:
- Capital One file arrears claim 11-1. (100% PLAN - PAY CLAIM)
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - Need copy of 2025 Tax Return by 5/31/26 (LANGUAGE ADDED)
- Must provide copy of Bank statements for Bank of America January 13, 2026 through February 3, 2026. (RECEIVED)
- Confirming order should provide for all non-exempt proceeds from debtor's claim against her doctor. Schedule A/B should be amended to add this asset. (LANGUAGE ADDED)

Plan proposes: $2,050 x 18 beginning 3/1/2026, $4,485 x 42, 100% plan
Payments: 3/3
Email InquiryMatter ResolvedRequest
Adjournment
1417/1/2026 10:00 am26-11259 / EJOKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
ADJ to 7/1 - Atty needs to discuss numbers with clients
AS OF 5/20/2026 (at):

RECOMMEND: $7,368 PAID TO DATE, $4,112 x 57 BEGINNING 6/1/2026, 100% PLAN
- Need 2025 tax return by 5/31/2026.
- Preserve non exempt equity of $199,738 in real estate.
- Preserve non exempt equity of $18,480 in personal property.
- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan.


1. Objection filed by New Rez (Powers Kirn) - failure to cure arrears of $88,129.64 (Per POC) Plan proposes to pay $86,257.72. (RESOLVED - PAY PER CLAIM)

2. Trustee's objection:
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $3,618.
- Need to resolve objection by New Rez. (UNRESOLVED)

RESOLVED ISSUES:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- A copy of the homeowner's insurance renewal declaration - that includes liability coverage. (RECEIVED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2024 prior to confirmation and 2025 by 5/31/2026. (LANGUAGE ADDED)
- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $199,738 in non-exempt equity in the residence (100% PLAN.) (LANGUAGE ADDED)
- There is $18,480 in non-exempt equity in the vehicles. (LANGUAGE ADDED)

Plan proposes: $2,450 x 60 beginning 3/1/2026, 100% plan
Payments: 3/3



Email InquiryMatter ResolvedRequest
Adjournment
1427/1/2026 10:00 am26-11282 / EJOJames Mahon, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $191.00
issues as of 5/15/2026 (JMA)

1) Amended Schedules are incomplete
2) Amended Schedules are reduced value of home to $600,000. The original CMA provided by debtor's counsel listed value at $715,000.
3) PennyMac Loan Services LLC (Powers Kirn) objection to confirmation - RESOLVED, CONSENT ORDER FILED PAY $3,469 THROUGH PLAN
- Debtor's fail to provide for payment of th secured claim of PennyMac Loan Services LLC, which is due arrears in the approximate amount of $3,469.
4) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification. NOT FILED TO DATE
- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return and 2025 by 5/31/2026
- Amendments to Schedules Schedule C is not completed.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): -There is $289,219 non-exempt equity in house. May change when proof of claim is filed.
-Checking account balance as of 11/28/2025 is $2,472.43. Debtor should amend Schedules A/B and C accordingly.
-The savings account balance as of 11/28/2025 is $27.37. Debtor should amend Schedules A/B and C accordingly.

proposed plan $349.17x60 minimum $13,126
paid in $571.12
arrears $476.39
last claim 9-1
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-11485 / EJOEdward Hanratty, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 5/19/2026 (at):

1. The IRS filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED)

2. NJ Division of Taxation filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED)

3. Objection filed by US Bank (Robertson Anschutz) - failure to cure arrears of $6,634.36 (Per POC). Plan lists creditor as unaffected. (UNRESOLVED)

4. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2025 by 5/31/26. (RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- 22C has excessive expenses: Line 20 Education marks off as a condition for job or for your physically/mentally challenged dependent if no public education available $1,169.58, Line 23
Optional Tele services $374 (allowed $225) and Line 45 shows disposable income $431.94 and will have $1,750.52.
- Schedule J has excessive expenses: Child's Education cost $1,169.58, Dance school $560, Dance costumes $100, Tumbling school $200.83, swimming school for son $110.95, Prorated
IRS expected amount $214.75 and Prorated State taxes $61.42. Expenses for children are recreational purposes. Plan does not propose to pay 100% to unsecured creditors. Must
provide proof that taxes are being paid. (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
22C and Sched I & show there is disposable income.
Income verifies $13,352, not deducting the excessive expenses disposable income verifies $4,897.77. (HIGHER WHEN TAX REFUND ADDED TO INCOME)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as pro
Email InquiryMatter ResolvedRequest
Adjournment
1487/1/2026 10:00 am26-11656 / EJOKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,000.00
As of 5/15/26 (DS): 1. Income insufficient verifies -$313. May payment not made. Plan is proposing 100%

2. Must resolve State of NJ estimated tax claim, 2022 not filed.

As of 4/6/26 (DS): Debtor atty requested adj to allow to pass bar date 4/24/26 and to resolve IRS claim.

4/8/26 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies -$313, after recalculating proof of income from Dec & Jan, plus adding 2025 tax refund not listed on Sched I $6,537. Debtor's 2025 Tax return income gross $130,096, how is income so much less?
Debtor must sign up for e-wage within 7 days of confirmation.
- Must provide 401(k) loan balance statement prior to filing date 401K LOAN $58 ENDS 6/25/26 and explanation of mandatory deduction ATTY STATES THAT IS CHILD SUPPORT GARNISHMENT.
- Per the 22C disposable income is $838.77 which requires min. div. of $50,326 to gucs. NOT SURE HOW 22C HAS DISPOSABLE INCOME, PROOF OF INCOME IS INSUFFICIENT, 2025 TAX RETURN INCOME GROSS $130,096. PROOF OF INCOME DOES NOT MAKE ANY SENSE.

Prop Plan $1,000 x 60 begin 3/1/26; 100%
Note: IRS claim amended and no longer estimated. DSO Info form done.
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-11787 / EJOMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $864.00
AS OF 5/12/2026 (at):

1. Objection filed by Citimortgage (Powers Kirn) - failure to cure full arrears of $61,591.22. (Per claim) Plan proposes to pay $55,000. (RESOLVED - PAY PER CLAIM)

2. Objection filed by the IRS. The debtors have unpaid federal tax liabilities for numerous tax years preceding the petition date totaling $168,704.54. Plan is not feasible. (UNRESOLVED)

3. Trustee's objection:
- The current Plan does not specify treatment of Carvana's secured arrears claim and IRS secured claim under the Plan.
- The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED)

RESOLVED ISSUES:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2025 by 5/31/2026. (LANGUAGE ADDED)
- Need a statement for the debtor's save plan loan. (LOAN PAID OFF IN MONTH 8 OF PLAN. ADDITIONAL $150/MONTH IN INCOME BEGINNING MONTH 9)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$608/month for cable/internet/phone
$438 & $436/month car payments (only one car lien listed on Schedule D)
Need proof of expenses 10 days prior to confirmation. (RECEIVED)

Plan proposes: $900 x 60 beginning 3/1/2026, base
Payments: 2/3, arrears $864
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-11943 / EJOMitchell Lee Chambers, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,263.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-12148 / EJOMark N. Glyptis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $789.00
issues as of 4/17/2026 (jma) - NEED TO REQUEST ADJOURNMENT FOR CONFIRMATION HEARING

1) 341 not held, rescheduled for 5/21/2026
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-12152 / EJOMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
As of 5/14/26 (DS): Debtor atty requested another adj to allow time to file a mod plan

As of 4/24/26 (DS): Debtor atty requested adj to allow time to resolve obj

As of 4/17/26 (DS): 1. Trustee obj to the following:
- 22C has excessive expenses: Line 20 Education $2,559.19 condition for job or physically /mentally challenged dependent child if no public education and Line 43 Non-debtor spouse expenses $3,600. Must provide proof of expenses 10 days prior to confirmation.
- Sched J has excessive expenses: Childcare/education $2,559.16, spouse Car payment $766, Cell phones/watches/iPads $300, spouse credit cards/ loans $3,000, Spouse support to mother $600 and Contribution to Debtor's mother $400. Must provide proof of expenses 10 days prior to confirmation.
- Due to 22c excessive expenses there would be additional disposable income, plus Line 45
has disposable income $1,597.24, pending proof of all expenses Trustee is to determine if case is 100% or minimum dividend $95,834 or more.
- Add to confirming order fee app within 7 days from confirming order.
- Must file Pre-confirmation certification.

Prop Plan $1,835 x 60 begin 3/1/26; Dollar Base $95,820
Email InquiryMatter ResolvedRequest
Adjournment
1997/1/2026 10:00 am26-12243 / EJOAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
issues as of 4/17/2026 (JMA)

1) 341 not held
Email InquiryMatter ResolvedRequest
Adjournment
2017/1/2026 10:00 am26-12291 / EJOGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,089.00
As of 5/15/26 (DS): Debtor atty requested adj to allow time to resolve obj

As of 5/14/26 (DS): If obj resolved with both parties via consent by both parties to pay POC need to confirm at $1,089 paid, $1,137 x 58 begin 6/1/26; 100% with a min. div. $144,967 due to non-exempt equity;
- Plus non-exempt proceeds from the Estate of Sally Mack to Trustee.
- Add to confirming order Section 4g to be stricken and not paid no claim filed.
- Santander claim#2-1 to be paid in full $4,283.45.
- US Bank claim#7-1 arrears $52,529.80 to be paid.

1. Bar date has passed 5/11/26 no claim filed by Neptune Twp, plan has $460. Recommend striking and not paying.

2. NewRez (CORY WOERNER) obj to arrears still not resolved, POC filed $52,529.80.

As of 4/28/26 (DS): Debtor atty requested adj to pass bar date 5/11/26

4/29/26 (DS): 1. Debtor has not made any Trustee payment, arrears $1,089, made 0 out of 1 payment. Must make payment. ATTY PROVIDED PROOF OF PENDING TFS PAYMENT FOR $1,089 MADE 4/27/26

2. Trustee obj to there is non-exempt equity in the residence $144,967 and add to confirming order non-exempt proceeds from the estate of grandmother.

3. NewRez (CORY WOERNER) obj to arrears owed more, POC filed with arrears $52,529.80. Must resolve obj.

Prop Plan $1,089 x 60 begin 4/1/26; 100%
Note: Updated auto insurance and 2025 tax return provided.
Email InquiryMatter ResolvedRequest
Adjournment
2047/1/2026 10:00 am26-12340 / EJORobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
issues as of 5/14/2026 (JMA)

1) Karly Mendoza-Diaz (Radowitz) objection to confirmation - NEED TO RESOLVE
- First, a claim for Specific Performance to compel the Debtor to transfer ownership of real property Tunison Road.
- Second, should the specific performance be rejected or denied, for money damages as set forth in the filed Proof of Claim.
- This Court should grant relief from the Automatic Stay to allow the State Court proceedings on the issue of Specific Performance to continue until a judicial determination is entered.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Debtor must sign up for e-wage within 7 days of confirmation.
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration. Policy expired on 4/17/2026.
- The debtor must provide updated proof of auto insurance for the 2025 Toyota. The policy provided expires on 4/1/2026.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $3,550/month mortgage payment (per statement payment is $3,518.11)- Need to resolve objection by Karly Mendoza-Diaz

proposed plan $300x60 base plan
paid in $600
last claim 9-1
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-12723 / EJOJohn C. Feggeler, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
5/5/26 (sf) Adj request denied. 341 not held due to missing documents
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-12741 / EJOThomas G. Egner, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 2 required payments   Arrears: $0
UPDATED 5/29/2026 (JMA)

1) JPMorgan Chase Bank (Powers Kirn LLC) objection to confirmation - NEED TO RESOLVE
- The plan materially underestimates the pre-petition arrears claim of JPMorgan Chase Bank, which is due arrears in the approximate amount of $42,666.
- A proof of claim will be filed prior to the deadline for filing claims.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor failed to provide recording information for the deed to property located at 322 Lake Avenue. NOT PROVIDED TO DATE
- Need to resolve objection by JP Morgan Chase.

proposed plan $791x60 base
paid in $2,151
last claim 8-1

RESOLVED ISSUES:

- NJ Division of Taxation - 2025 return provided. RESOLVED
- The debtor has insufficient income. - The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income; January and February pay stubs for the debtor. PROVIDED CERTIFICATION THAT DEBTOR WAS INJURED AT WORK IN SEPTEMBER 2025. DEBTOR RECEIVED WORKER'S COMPENSATION FROM SEPTEMBER 30, 2025 TO FEBRUARY 27, 2026. DEBTOR IS CURRENTLY BACK TO WORK FULL TIME. STILL NEEDS TO PROVIDE PROOF OF INCOME FOR MARCH AND APRIL 2026. RESOLVED, PROOF OF INCOME PROVIDED
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-12786 / EJODavid A. Semanchik, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
As of 5/11/26 (DS): Debtor atty requested adj to 341 to be heard
Email InquiryMatter ResolvedRequest
Adjournment
1707/1/2026 10:00 am26-12790 / EJOMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $4,150.00
AS OF 5/19/2026 (at):

1. Objection filed by US Bank (Pincus & Tarab) - failure to cure full arrears of $131,390.09 (per POC). Plan proposes to pay $97,952.53. (UNRESOLVED)

2. Objection filed by PNC Bank (LOGS) - plan does not propose to maintain insurance or pay property taxes on this non escrowed mortgage. (UNRESOLVED)

3. Trustee's objection:
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $39,570 non-exempt equity in the house. (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification within 7 days of confirmation. (LANGUAGE ADDED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

Plan proposes: $4,150 x 60 beginning 4/1/2026, base
Payments: 1/2, arrears $4,150
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-12833 / EJONicholas Fitzgerald, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 5/12/26 (SF)

The plan proposes to cram the interest rate of Exeter Finance per language in Part 4c but did not provide separate service. Must separately serve the creditor and file Certification of Service. If we pay the claim in full, the amount per the claim is $41,330.81. The plan only proposes to pay $33,282.


Trustee objection:

- The debtor has insufficient income.
- The debtor has failed to file the required Pre-Confirmation Certification .
- Need a statement for the TSP loan. (RECEIVED LOAN EXPISRES 5/16/27) ADDTIONAL $253 WILL BE AVAILABLE)



Plan proposes $701 x 60 Base
Payments: 1/2 Arrears: $701

RESOLVED:
- The debtor must provide updated proof of auto insurance for the 2022 VW. The policy
provided expires on 5/6/26 (RECEIVED)
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-12848 / EJORobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $620.00
issues as of 5/14/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor must provide updated proof of auto insurance for the 2019 Chevy Traverse. The policy provided expires on 5/14/26. RENEWAL HAS NOT BEEN PROVIDED
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Tele/cell/internet/cable $600. Plan propose 100%.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided.
- The Trustee's calculations are higher for the following reason(s): 22C has disposable income $3,962.36. Plan proposes 100%.
- Disposable income verifies $5,712
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in the residence $198,721, 2016 Nissan $2,045, 2019 Chevy $19,442, Santander checking acct $1,782, Santander savings acct $1,752, TD Bank checking acct $2,133, Chase savings acct estimated $93 (pending bank statements) and Chase checking acct $310. (100% PLAN)

proposed plan $1,255x60 100% plan
paid in $1260
arrears $1250
last claim 11-1

RESOLVED ISSUES:

- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return - for 2025 by 5/31/26. RESOLVED, 2025 RETURN PROVIDED
- 2 months (Feb & March) bank statements from Chase Bank savings acct #0201 prior to filing date. RESOLVED, PROVIDED RETURNS
Email InquiryMatter ResolvedRequest
Adjournment
1787/1/2026 10:00 am26-13073 / EJORobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
As of 5/19/26 (DS): 1. Debtor has not made any Trustee payments, Debtor in arrears $1,022, made 0 out of 2 payments. ATTY PROVIDED PROOF OF TFS PYMT $1,022 MADE 5/17/26, WHICH WILL NOT CLEAR FOR 5-6 DAYS.

2. Trustee obj to the following:
- Excessive expense for rent $3,800. PER GIRLFRIEND CERT NOT SIGNED, DEBTOR PAYS HER MTG $3,503.91 (MTG STATEMENT) AND HOA $295 (NO PROOF PROVIDED) TOTAL $3,798. GF PAYS ALL HOUSEHOLD EXP FOOD, UTILITIES, INTERNET, CABLE, CAR INSURANCE FOR BOTH, CAR PAYMENT, HIS DENTAL, CELL PHONES AND ANY BILLS, BUT SCHED J HAS TELE/CELL $63, FOOD/PERSONAL CARE $950, AUTO INSURANCE $80 AND MEDICAL $75.
- Service to Capital One Auto was done 5/11/26. Will need time to service creditor.
- Must provide 2025 Tax return, if not filed can add to confirming order to provide no later than 5/31/26, but considering case will not be confirmed will need to provide at next hearing if adjourned.

3. Must resolve IRS estimated tax claim, 2025 not filed.

Prop Plan $511 x 60 begin 4/1/26; $0
Note: Motorcycle insurance provided and service to Capital One Auto done 5/11.
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-13148 / EJOGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,348.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-13442 / EJORobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,672.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-13772 / EJOCarlos D. Martinez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14013 / EJOAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14070 / EJOAndrew M. Carroll, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $300.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14104 / EJORonald E. Norman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14156 / EJOSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $4,772.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14313 / EJOStacey L. Mullen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14319 / EJORussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14324 / EJOJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,700.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14376 / EJOMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,915.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14384 / EJORobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $176.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14439 / EJOFrancis P. Cullari, Esq.Confirmation Hearing ScheduledContinued
7/22/2026 10:00 am
Debtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14443 / EJOMitchell Lee Chambers, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,407.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14447 / EJOLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14489 / EJOMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14569 / EJORobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14571 / EJORobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $372.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14654 / EJOMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14726 / EJOJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14751 / EJOKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14754 / EJORobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14781 / EJORobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $657.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14853 / EJOJoseph Albanese, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14916 / EJOJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14932 / EJOJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14933 / EJOJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-14961 / EJOJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-15051 / EJOJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-15052 / EJOJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-15056 / EJOJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-15057 / EJOJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-15181 / EJORobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-15251 / EJOMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 10:00 am26-15460 / EJOWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 2:00 pm23-17409 / EJOCarol L. Knowlton, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 2:00 pm24-16846 / EJORobert Manchel, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
07/1/2026 2:00 pm26-12629 / EJOMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes