ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Michael B. Kaplan

Hearing Date: 6/25/2025
Last Updated: 6/16/2025 6:51 PM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
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Adjournment
06/25/2025 9:00 am18-16433 / MBKSteven J. Abelson, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTRUSTEE MTN DEEMING CONDUIT PYMTS TO LAKEVIEW LOAN CURRENT
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Adjournment
06/25/2025 9:00 am18-31536 / MBKRobert C. Nisenson, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledDEBTOR MTN TO CORRECT MTTG STATEMENT
Email InquiryMatter ResolvedRequest
Adjournment
16/25/2025 9:00 am19-12182 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>PRO CAP FBO FIRSTTRUST BANK (ZEITZ)
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Adjournment
06/25/2025 9:00 am19-12182 / MBKRobert Cameron Legg, Esq.Motion SellNo Opposition Filed91 RIDGE AV
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06/25/2025 9:00 am19-12763 / MBKCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<>PHH/Woodland St (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am19-25229 / MBKCandyce I. Smith-Sklar, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj, will make pymt & requests recap<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am20-16010 / MBKYakov Rudikh, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO PAY PLAN BALANCE
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am20-16120 / MBKThomas J. Orr, Esq.Motion to Cancel and DischargeNo Opposition FiledMTN TO CANCEL DIWCHARGE HUD MTG
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Adjournment
06/25/2025 9:00 am20-16933 / MBKStacey L. Mullen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnDebtor obj, will pay<>FAILED TO PAY PLAN BALANCE
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Adjournment
116/25/2025 9:00 am20-20282 / MBKAndrew Thomas Archer, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsMP<> ARREARS
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06/25/2025 9:00 am20-23862 / MBKKevin C. Fayette, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsRELISTED-1/29 WAS OTBS/NO ORDER ENTERED<>

Debtor obj<> NATIONSTAR/Grassy Lake Rd (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
86/25/2025 9:00 am21-13871 / MBKRobert Manchel, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objectionstrustee obj $1195 arrears
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am21-15162 / MBKMarcia Y. Phillips, Esq.Motion Reopen Ch. 13 Case (fee)No Opposition FiledFINALIZE PERSONAL INJURY MATTER
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Adjournment
06/25/2025 9:00 am21-15499 / MBKPeter E. Zimnis, Esq.Motion Relief from Stay (Fee)No Opposition FiledDAYTON INDEPENDENCE CONDO ASSOC (McGOVERN)
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Adjournment
06/25/2025 9:00 am21-16307 / MBKJohn Zimnis, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN THAT DISCHARGE APPLIES TO ABC BAIL BONDS
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am22-10963 / MBKGeorge E. Veitengruber, III, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledSELENE FINC/Bristol Ct (RAS)
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Adjournment
06/25/2025 9:00 am22-12234 / MBKRobert C. Nisenson, Esq.Motion Amended MotionNo Opposition Filedmfr
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06/25/2025 9:00 am22-12947 / MBKPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>FAILED TO TURNOEVER N/E PROCEEDS FROM PI SETTLEMENT---amount is going to be under seal
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Adjournment
06/25/2025 9:00 am22-12947 / MBKPRO SECross Motion to Approve SettlementNeeds Resolution of Issues - ObjectionsCROSS-MTN TO APPROVE SETTLEMENT & OPP TO TR MTN
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Adjournment
06/25/2025 9:00 am22-13002 / MBKRobert Cameron Legg, Esq.Motion Motion (Generic) - Only use if no other event is applicable3rd Party MatterMTN DISBURSE INS PROCEEDS
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Adjournment
156/25/2025 9:00 am22-14343 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj, filed mtn<>FAILED TO ADDRESS NJ DIV TAXATION LATE CLAIM #13-1
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Adjournment
06/25/2025 9:00 am22-14343 / MBKMarc C. Capone, Esq.Motion File Claim After Claims Bar DateNo Opposition FiledMTN FILE LATE POC/NJ DIV OF TAXATION
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06/25/2025 9:00 am22-15335 / MBKKevin C. Fayette, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj, made pymt & requests recap<> ARREARS
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Adjournment
06/25/2025 9:00 am22-16998 / MBKFrances A. Tomes, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledWELLS FARGO/Monmouth Blvd (BROCK)
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06/25/2025 9:00 am22-18335 / MBKJoseph Casello, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)3rd Party Matter
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06/25/2025 9:00 am22-18335 / MBKJoseph Casello, Esq.Motion Reopen Ch. 13 Case (fee)No Opposition FiledMTN VACATE DISMISSAL
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06/25/2025 9:00 am23-10696 / MBKBruce C. Truesdale, Esq.Hearing Scheduled (Document)Needs Resolution of Issues - ObjectionsDebtor obj, made pymts<> SANTANDER/2015 BMW (Eisenberg Gold)
Email InquiryMatter ResolvedRequest
Adjournment
296/25/2025 9:00 am23-13109 / MBKAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsAMT: POC #6-1 FILED (AMENDS #5-1) - MAY BE PARTIAL POST PET (NOT AUTHORIZED IN PLAN). WILL NEED ORDER TO RESOLVE CLAIM<<>>

Debtor obj<>NEEDS TO ADDRESS RENAISSANCE LATE FILED CLM #5-1 AND ADJUST PLAN PYMTS IF CLAIM IS ALLOWED
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326/25/2025 9:00 am23-14007 / MBKRobert H. Johnson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workupamt: mp 6/25 **NEEDS RESOLUTION**<<>>

Debtor obj, filing MP<>FAILED TO SELL DANELLA WAY PPTY BY 3/1/25
Email InquiryMatter ResolvedRequest
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06/25/2025 9:00 am23-14396 / MBKYakov Rudikh, Esq.Motion Relief from Stay (Fee)No Opposition FiledTOYOTA MOTOR (STEWART)
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06/25/2025 9:00 am23-15611 / MBKJoseph Albanese, Esq.Motion Dismiss CaseNo Opposition FiledDEBTOR MTN TO DISMISS
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336/25/2025 9:00 am23-16653 / MBKWarren S. Jones, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objectionsamt: RE ARREARS: Debtor made mtg pymt direct to lender/upon verification and updated figures from creditor, amended conduit order can be prepared to address plan arrears; MTN TO ALLOW LATE CLM PENDING 5/14<>

Debtor obj, made mtg pymts to mtg co<>FAILED TO ADDRESS RANCOCAS ANESTESIOLOGY LATE FILED CLAIM; ARREARS
resolved
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am23-18260 / MBKScott D. Sherman, Esq.Motion Relief from Co-Debtor StayWithdrawnFEDERAL HOME LOAN/Thompson Ave (McCALLA RAYMER)
Email InquiryMatter ResolvedRequest
Adjournment
396/25/2025 9:00 am24-10138 / MBKJames J. Romero, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsAMT; ALSO, 9/25 FEE APP WAS OTBS/NO ORDER HAS BEEN ENTERED<>

Debtor obj, in trial period for LM; will pay plan balance<>FAILED TO LM BY 3/1/25; FAILED TO PAY PLAN BALANCE
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-10291 / MBKLee M. Perlman, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj, requests recap<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-10552 / MBKDonald C. Goins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-10980 / MBKDavid A. Semanchik, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-11523 / MBKJames J. Cerbone, Esq.Motion for Relief from STayNeeds Resolution of Issues - ObjectionsRELISTED 2/16/25 HEARING WAS OTBS/NO ORDER ENTERED<>

Debtor obj<> ALLY CAPIAL/2019 Dodge Ram 1500 (Lavin Cedrone)
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-11523 / MBKJames J. Cerbone, Esq.Motion for Relief from StayNeeds Resolution of Issues - ObjectionsRELISTED 1/29/25 HEARING WAS OTBS/NO ORDER ENTERED<>

Debtor obj<> ALLY CAPITAL/ 2019 jEEP (Lavin Cerone)
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-12348 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO SELL SYLVANIA PLACE PPTY BY 5/1/25
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-15155 / MBKJeanie D. Wiesner, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj, proposes pymt & recap in plan<>FLORENCE TOLLGATE CONDO ASSOS (SIMEONE & RAYNOhttp://dataserver/13software_app/images/box-unchecked.gifR)
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06/25/2025 9:00 am24-15218 / MBKMichelle Lee, Esq.Hearing Scheduled (Document)Recommend Dismissal
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526/25/2025 9:00 am24-15357 / MBKGeorge E. Veitengruber, III, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objectionstrustee objection $13559 ARREARS AND POI is negative from event planning business UPDATED P&L DOES NOT ATTACH BREAKDOWN OF INCOME AND EXPENSES OR ANY BANK STATEMENTS
Email InquiryMatter ResolvedRequest
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556/25/2025 9:00 am24-15605 / MBKLee M. Perlman, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objectionstrustee obj $3290 arrears
Email InquiryMatter ResolvedRequest
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06/25/2025 9:00 am24-15732 / MBKMichelle Lee, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)3rd Party Matter
Email InquiryMatter ResolvedRequest
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566/25/2025 9:00 am24-15861 / MBKJoseph Casello, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj, made pymt<> SELENE/17th Ave (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-17275 / MBKGeorge E. Veitengruber, III, Esq.Motion Relief from Stay (Fee)No Opposition Filed3909 PONCE DE LEON (TOMES LAW)
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-17426 / MBKEric S. Landau, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO FILE MP WIHTHIN 14 DAYS OF 5/7/24
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-17517 / MBKEric S. Landau, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - ObjectionsBank of NY obj (Stern & E)<>trustee obj-case dismissed in Oct 2024, reinstated in December and dismissed again in March due to confirmation issues.
Email InquiryMatter ResolvedRequest
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596/25/2025 9:00 am24-17517 / MBKEric S. Landau, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objectionsthis was moved to 6/25

Bank of NY obj (Stern & E)<>trustee obj-case dismissed in Oct 2024, reinstated in December and dismissed again in March due to confirmation issues.
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-18693 / MBKCandyce I. Smith-Sklar, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN APPV INSURANCE PROCEEDS FOR PPTY DAMAGE
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-19759 / MBKLaurence R. Sheller, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN TO EXPUNGE FOX CLM#4-1
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-19868 / MBKJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledSV/US BANK; FAILED TO LM BY 5/1/25
Email InquiryMatter ResolvedRequest
Adjournment
646/25/2025 9:00 am24-19881 / MBKJacqueline R. Rocci, Esq.Objection to POC #10Needs Resolution of Issues - ObjectionsMTN OBJ TO DEPT OF EP, POC #10
Email InquiryMatter ResolvedRequest
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06/25/2025 9:00 am24-19947 / MBKGeorge E. Veitengruber, III, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj, can pay through March & requests recap for April<>CARRINGTON MTG/Hudson Ave (HILL WALLACK)
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-20158 / MBKScott D. Sherman, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledPLANET HOME LENDINGA/Farragut Ave (FRIEDMAN VARTOLO)
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-20170 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO LM BY 5/1/25
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-20990 / MBKChristopher G. Cassie, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledMTG NEW JERSEY HOUSING AND MTG (PLUESE)
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-20990 / MBKChristopher G. Cassie, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Email InquiryMatter ResolvedRequest
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06/25/2025 9:00 am24-21257 / MBKJohn Zimnis, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj, will pay<>FEDERAL HOME LOAN (KML)
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-21529 / MBKDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledPLAN DENIED ON 4/23/25 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am24-21872 / MBKBrian W. Hofmeister, Esq.Motion Relief from Stay (Fee)No Opposition FiledSN SERVICING (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
806/25/2025 9:00 am24-22190 / MBKJavier L. Merino, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objectionsper Judge bridge order to be entered vacating stay and to file sale plan. Stay will terminate on 6/25 EDC

AR NOTE
DEBTOR ASERTS FUNDS AVAIL TO CURE TR ARRREARS ,AND POST PETITION LENDER ARREARS ARE AVAIL BUT NOT ALL
LENDER CONTINUING POST DEFAULT AND LENDER HAS PAID WATER / SEWER AND SHERIFF DEPOSIT

EDIFI Credit U obj (Powers Kirn); Debtor response<>edc sent email 5/5 attorney needs to get all funds to get current in his trust account to vacate dismissal EDC
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06/25/2025 9:00 am25-10041 / MBKMark S. Cherry, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
Email InquiryMatter ResolvedRequest
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06/25/2025 9:00 am25-10143 / MBKAndrew G. Greenberg, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledFREEDOM MTG/Brookside Dr ( Brock & Scott)
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am25-10206 / MBKGeorge E. Veitengruber, III, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)3rd Party Matter97 OSPREY DR
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am25-10500 / MBKCharles D. Whelan, III, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj, will pay<>PHH/Tall oaks Drive (LOGS)
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am25-10578 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition Filedamt: mp 6/25<<>>

ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
746/25/2025 9:00 am25-11050 / MBKLeonard S. Singer, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objectionstrustee objection: Need all 341 docs and proof of insurance to reinstate
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am25-11081 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj, will make pymt & requests recap<>SELENE FINC/Caroline Ave (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am25-11305 / MBKJoan Sirkis Warren, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledUS BANK TRUST / Jackson VAlley Rd(RAS)
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am25-11548 / MBKPeter E. Zimnis, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN EXPUNGE NY STATE POC#4
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am25-12049 / MBKJonathan Goldsmith Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledPLAN DENIED ON 4/23/25 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
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06/25/2025 9:00 am25-12071 / MBKAndrew Thomas Archer, Esq.Motion SellNo Opposition Filed1215 MINTWOOD LN
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06/25/2025 9:00 am25-12387 / MBKAllen I. Gorski, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN RECLASSIFY WELLS FARGO #5 FROM SECURED TO UNSECURED
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06/25/2025 9:00 am25-12500 / MBKErik Frins, Esq.Motion Reopen Ch. 13 Case (fee)3rd Party MatterMTN REOPEN
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06/25/2025 9:00 am25-12714 / MBKWilliam S. Wolfson, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledLOSS MIT/SELECT PORTFOLIO
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Adjournment
06/25/2025 9:00 am25-12815 / MBKLaurence R. Sheller, Esq.Motion Relief from Stay (Fee)No Opposition FiledSELENE FINC / Woodlawn Ave(RAS)
Email InquiryMatter ResolvedRequest
Adjournment
876/25/2025 9:00 am25-13621 / MBKJoan Sirkis Warren, Esq.Motion Extend TimeNeeds Resolution of Issues - Objectionsper judge bridge order reinstating to 6/25 to see if can get property listed

US Bank obj<>MTN REIMPOSE STAY
trustee obj:
The debtor fails to establish change of circumstances that show a likelihood of success in the present filing.
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am25-13641 / MBKThomas G. Egner, Esq.Motion Impose Automatic StayNo Opposition FiledMTN TO IMPOSE STAY
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06/25/2025 9:00 am25-13874 / MBKJames J. Cerbone, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN RECLASSIFY FROM SECURED TO UNSECURED
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 9:00 am25-15554 / MBKLee M. Perlman, Esq.Motion Extend Time3rd Party MatterMTN EXT STAY
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06/25/2025 9:00 am25-15794 / MBKScott J. Goldstein, Esq.Motion Extend Time3rd Party MatterMTN EXT TIME
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06/25/2025 9:00 am25-15825 / MBKJames J. Cerbone, Esq.Motion to impose Automatic stay3rd Party MatterMTN IMPOSE STAY
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06/25/2025 9:00 am25-15825 / MBKJames J. Cerbone, Esq.Motion Impose Automatic Stay3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am20-20282 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 37 of 57 required payments   Arrears: $4,426.00
Email InquiryMatter ResolvedRequest
Adjournment
846/25/2025 10:00 am23-14007 / MBKRobert H. Johnson, Esq.Confirmation Hearing on Modified PlanRecommend DismissalDebtor has made 11 of 25 required payments   Arrears: $2,400.00
6/16 workup EDC
SAME AS LAST TIME

***This is a one creditor case and said creditor has filed an objection to confirmation***(DM)

1) SN Servicing/US Bank (Charles Wohlrab, Esq) OBJs - creditors wants a consent order that provides for stay relief if property not sold within a specific time frame (UNRESOLVED.)

 Note - plan payments reduced to $100 for 12 months. Part 9 of the Plan asserts that debtor lost his job and is having a medical procedure. This was the reason for the last Plan that was confirmed 6/12/24.


Confirmed Case: $8,400 Ptd, $100 x 10, $900 x 38, 100% Plan with $119,543 Min Div.
- sale of Danella Way by 3/1/25.
Prop. MP: $9,500 Ptd, $100 x 12, $900 x 27, 100% Plan.
- sale of Danella Way by 5/1/26.
PTD = $9,600, Arrears $800 as MP filed.
Last Claim (1-1) dated 6/8/23.
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am24-11479 / MBKKevin S. Quinlan, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $654.00
issues as of 6/12/2025 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income. Verified income leaves monthly disposable income of $340.79.
- The debtor has failed to file the required Pre-Confirmation Certification. NOT FILED TO DATE
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,284.00 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $25,250 in non-exempt equity in the residence.
- The attorney's fees in the plan ($1,500) and the disclosure statement ($0) do not agree. One of these must be amended.
2) The debtors plan shows balance of $1,500 to be paid through plan. However, the Total Fee is $2,000, paid outside $1,000 and balance $1,000. Need to file Amended Attorney Disclosure for Fees. NOT FILED TO DATE

proposed plan $653.89x60 100% plan
paid in $653.89
arrears $653.89
last claim 11-1
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Adjournment
986/25/2025 10:00 am24-12301 / MBKSteven J. Abelson, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 15 of 15 required payments   Arrears: $0
6/16 workup EDC


-low base pending sale

$450 x 21 beg 7/1/25 100% with min of $148,000 due to equity-trustee to rec non exempt proceeds from sale of Thomas Ave by 1/31/26--trustee to pay amended NJ claim 6-1 as filed


1) MP provides $24,295 priority treatment to State of NJ - creditor filed a priority claim only for $9,943.02. Need an amended POC or consent o31/rder with the creditor (UNRESOLVED.)


Confirmed Case: $2,700 Ptd, $450 x 30, 100% Plan, $148k Min Div
- sale of Thomas Ave by 1/31/26.
Prop. MP: $450 x 36, 100% Plan
- sale of Thomas Ave by 1/31/26.
- adds NJ priority claim.
PTD = $5,850, Arrears $0 as MP filed.
Last Claim (6-1) dated 3/5/25.
Email InquiryMatter ResolvedRequest
Adjournment
996/25/2025 10:00 am24-13167 / MBKMarc C. Capone, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 13 of 15 required payments   Arrears: $0
6/16 workup for teh 6/25
calendar EDC


MP filed $2000 x 12 then $2300 x 48; BASE

*MP ADDS 2018 ESCALADE PAY IN FULL--NO CLAIM FILED CANNOT PAY-

*MP PROPOSES CRAMDOWN TO $26,000 TO JLC BUT FILED CLAIM IS 29,681.25. THIS IS A UCC CONTRACT. NEEDS MOTION

1. Objection filed by Copy Center/Shore Business Solutions (Fox Rothschild) - sufficient equity to pay this claim. (UNRESOLVED)

2. Objection filed by 5 GCM LLC (Jacobowitz) - debtor is not eligible for a Chapter 13 pursuant to Section 109(e). Schedules fail to list claim of $1,424,102.25. (objection withdrawn but claim still there)

* JLC CENTRAL LLC D/B/A COMMISSION EXPRESS file a secured claim in the amount of $29,681.25 which is not in the plan. Is the debtor going to pay this claim? Adversary complaint filed by JLC Central LLC. Need outcome.

* Trustee's objection:
-what is grand central llc
--The proof of income is $18831 based on the latest POI provided using year to date net which is about $700 more than scheduled. This could change because there is an amount added in for the tax refund. The trustee needs the 2024 tax return in order to ascertain the true amount
--There are now $16,714 in expenses. .I think originally the expenses were only $11,314. An explanation regarding the increase by $5000 would be helpful.
--The trustee objects to the following expenses:
Comcast $298
Audible $15.94
Prime $15.98
Prime Video $9.99
ITunes $5.32
Debtor life insurance $447.83 (how much life insurance is this? )
Transportation $1100 (why is this so high?)
Spouse Life Insurance $402.98 (how much life insurance is this? Doesn't he have life insurance from his job?)
Non-debtor expenses $3900 (need breakdown of all of the expenses under this umbrella, eg. boat stuff, kids sports, credit cards)
College Tuition $1075.70 (not sure that starting college during the pendency of a case is in good faith)
RE expenses $456 (why this amount if debtor is no longer doing real estate)


--DID SETTLEMENT AGREEMENT WITH 784 SOUTH
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am24-13455 / MBKVera Fedoroff, Esq.Motion Relief from Stay (Fee)No Opposition FiledHAZLET RESIDENTIAL DEVELOPMENT (GRIFFIN ALEXANDER)
Email InquiryMatter ResolvedRequest
Adjournment
1066/25/2025 10:00 am24-18888 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 9 required payments   Arrears: $6,502.00
5/6 workup for the 5/14 calendar EDC

$4034 in arrears through May -- need to get current before we confirm

--MP attempts to lower previously confirmed payment amounts which can't be done

--payments lowered with big increase in 2 months. Need amended I & J and updated POI and proof they can make the jump.

* MP extends LM period
MP $1000 X 6; $1200 X 4; $2988.23 X 50; BASE and LM by 7/31/25
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am24-20014 / MBKScott D. Sherman, Esq.Confirmation Hearing on Modified PlanContinued
7/16/2025 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $374.00
AS OF 6/16/2025 (at):

1. Objection filed by JPMorgan Chase (Fein Such) - debtor is a serial filer having filed four petitions in the last eight years. Trustee payment is insufficient to cure arrears. (UNRESOLVED)

MP proposes: $300 x 2 beginning 11/1/24, $374 x 58 beginning 1/1/2025, sale of residence by 8/31/2025, 100% plan
Arrears: $374
(The plan is being modified because his loan modification was denied and the Debtor has decided to sell his house.)
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am24-20335 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 17 of 8 required payments   Arrears: $539.00
Email InquiryMatter ResolvedRequest
Adjournment
1126/25/2025 10:00 am24-20789 / MBKRoger J. Yehl, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 8 required payments   Arrears: $11,958.00
5/8 workup for the 5/14 calendar EDC

- There is non-exempt equity in the the bank accts, still missing statements: Sept & Oct bank statement from TD Bank savings accts #8789 and #9030 and Chase Bank acct#5507 and #9920. ATTY PROVIDED 13 SEPARATE BANK STATEMENTS 3/11/25 1:30PM, NO TIME TO REVIEW. OK EDC
- There is estimated non-exempt equity in the bank accts: TD acct#1813 has $535, Chase acct#5755 has $4,185, Chase acct#9920 $8,914, Chase acct#6984 $53 and Chase acct#5481 $2. Still missing other accts pending bank statements.
- Must amend Sched A/B and C to take all exemptions in bank accts. DONE OK EDC
- Add to confirming order non-exempt proceeds from lawsuit.

2. Advisors Mtg - 1st Mtg (ELIZABETH HOLDREN) obj to arrears are more, POC filed with arrears $87,109.91. Obj must be resolved.

--------------------------------------

As of 1/6/25 (DS): Debtor atty requested adj to allow time to get additional documents Trustee requires.

1/8/25 (DS): 1. Trustee obj to the following:
- Must provide Sept & Oct bank statement from TD Bank savings accts #8789 and #9030 and Chase Bank acct#5507 and #9920.
- Amendments to Scheds A/B and C to add TD Bank savings accts#8789 and #9030 and Chase Bank accts#6984, #5507, #9920 and #5481.
- Excessive expense for Auto insurance $530 (Verifies $282 for 2 vehicles belonging to Debtor and spouse).
- Sched I fails to add tax refund $15,448 for Debtor and $2,179 for spouse when determining income. Disposable income would be $3,228.
- Add to confirming order non-exempt proceeds from lawsuit..

2. Advisors Mtg - 1st Mtg (ELIZABETH HOLDREN) obj to arrears are more, POC filed with arrears $87,109.91. Obj must be resolved.

Prop Plan $2,989.54 x 60 begin 11/1/24; Base
Note: Spouse 2023 tax returns, updated homeowner and updated auto insurance provided.
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am24-20990 / MBKChristopher G. Cassie, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 7 of 7 required payments   Arrears: $1,135.00
341 not held - missing documents
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am24-21364 / MBKMark S. Cherry, Esq.Order Vacate Dismissal of CaseIncomplete Docs - Needs Resolution of IssuesDebtor has made 6 of 7 required payments   Arrears: $1,400.00
AS OF 6/16/2025 (at):

1. Objection filed by Deutsche Bank (Robertson Anshutz) - Creditor wants proof of efforts to sell the property and an appraisal. (UNRESOLVED)

2. Absolute Resolutions filed a secured claim in the amount of $7,563.97 which is not in the plan. Is the debtor going to pay this claim?

3. Objection filed by The State of NJ Division of Taxation (Platkin) - plan does not provide for any treatment for Taxation's claim. (UNRESOLVED)

4. Trustee's objection:
- The debtor has insufficient income Verified income leaves monthly disposable income of -$36.71.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$600/month for utilities
$700/month for cable/internet/phone
Need proof of excessive expenses 10 days prior to confirmation. (NOT RECEIVED)
- The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED)
- The NJ Division of Taxation filed an estimated claim which needs to be amended. (STILL ESTIMATED)

RESOLVED ISSUES:
- Plan fails to provide for a prompt sale/refinance of the debtor's real property. (MODIFIED PLAN FILED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $2,977 in non exempt equity in the bank accounts. (LANGUAGE ADDED)
- Need to resolve objection by Deutsche Bank. (LISTED ABOVE)
- Need to file Pre-Confirmation Certification. (FILED)
- Any non exempt proceeds form sale to be paid to Trustee (LANGUAGE ADDED)

Modified plan before confirmation proposes: $1,400 x 60 beginning 12/1/2024, sale of residence within 6 months of confirmation, base
Payments: 6/7, arrears $1,400
Email InquiryMatter ResolvedRequest
Adjournment
1126/25/2025 10:00 am24-21465 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $2,791.00
CURRENT WITH MORTGAGE TRUSTEE AND HOUSE LISTED BY 4/23 OR DISMISS

4/16 workup for the 4/23 calendar edc

*plan calls for house to be sold in 2 months with 100% but there should be a listing agreement, retention and motion to sell by now.

**Objection and Motion for Relief US Bank trust on for 4/23

** objection by MEB Bank mortgage

**trustee objection:
-- Reviewed the 22C, line 34 should be $0 as debtor is not curing mortgage arrears through
the plan. Per the 22C, monthly disposable income is $1,621 which requires a minimum dividend of $97,260 to general unsecured creditors. Plan is 100%
-- There is $450,000 in non exempt equity in personal property. Plan 100%
- Need proof of insurance for the 1986 Buick.DONE
- Need to resolve objection by US Bank.
- Need to resolve objection by MEB Loan Trust.

proposed plan $3,000x60 with sale 6 months 100% plan

--------------
resolved
- Need proof of insurance for the 1986 Buick.DONE
-- Need A copy of the homeowner's insurance renewal declaration - prior to confirmation. Policy provided expires on 2/23/25. DONE
$6000 to be received by 2/6 to save case--THIS WAS DONE BUT NOW DEBTOR HAS NOT MADE FEBRUARY AND MARCH PAYMENT AND IS DOWN $6000 AGAIN
Email InquiryMatter ResolvedRequest
Adjournment
986/25/2025 10:00 am24-21576 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 7 required payments   Arrears: $2,200.00
AS OF 6/2/25 (SF) UPDATED Adj for two weeks so atty can provided copy of recorded deed.

Currently need $1650 PTD, $1424 X 54 (BEGIN 6/1/25) BASE W/MIN $53,976 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE

trustee obj RESOLVED-AMENDED C FILED-EQUITY $34,193 WITH DEBTOR PROPOSING SLIGHTLY MORE EDC
1. There is nonexempt equity of $53,976 in real estate. Debtors do not take d(1) exemption on residence. (NEED AMENDED SCHEDULE C) SCHEDULE C HAS BEEN AMENDED BUT AFTER REVIEWING THE DEED, IT'S NOT RECORDED. REQUESTED COPY OF RECORDED DEED FROM ATTORNEY


-Income verified higher than scheduled amount, disposable net income is $1,391.78.




Plan proposes $1375 PTD, $1053 X 55 Base w/min $36,693 to gucs
Payments: 5/6 Arrears: $1100


RESOLVED:

- Part 1e of plan is not checked for joint administration. Plan must be refiled. This plan is denied. (MP FILED)
- Must file pre-confirmation certification (FILED)
- Objection filed by All in Credit Union (Cameron Deane) - failure to treat creditor in the plan (Solar Panels) - MP FILED
- plan fails to provide treatment of the claim 8-1 filed by All in Credit Union f/k/a Army Aviation Center FCU in the amount of $29,960.40. There are also arrears in the amount of $756.34 - NEED MODIFIED PLAN TO ADDRESS TREATMENT OF THIS CLAIM (MP FILED)
- All In Credit Union f/k/a Army Aviation Center FCU (Weltman Weinberg) objection to confirmation - need to resolve (MP FILED)
- Need a copy of the homeowner's insurance renewal declaration - must include the statement showing effective dates and declaration page (RECEIVED)
- need more detailed CMA for home value. Big difference from CMA and zillow value. (RECEIVED)
- Need copy of 2023 Tax Return (RECEIVED)
Email InquiryMatter ResolvedRequest
Adjournment
1176/25/2025 10:00 am24-21896 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 6 required payments   Arrears: $99.00
4/16 workup for the 4/23 calendar EDC

*mp $600 paid then $300 x 3 beg 5/1/25 then $1135 X 53 beg 8/1/25 pro rata with LM 7/31/2025--- 2024 tax return to be turned over to trustee by 5/15/2025.- The trustee will not pay the claim of Ewing unless a valid claim is filed

-low base pendng LM

* No claim filed by Ewing-trustee cannot pay unless claim filed

1. The State of NJ Worker's Compensation proposed cramdown not served properly. Only served Pressler (no notice of appearance). Need to serve State of NJ and Attorney General--ALSO DOES THIS NEED A MOTION?

2. Objection filed by Freedom Mortgage (Brock & Scott) - failure to cure full arrears of $27,377.42. (Per POC). Plan proposes to pay $18,800. (RESOLVED - ARREARS CURED THROUGH LOAN MODIFICATION BY 6/1/2025 - TRUSTEE TO PAY TOWARDS ARREARS PENDING LOAN MODIFICATION)

---------------------

RESOLVE ISSUES:
3. Trustee's objection:
- The current Plan does not specify treatment of US Dept of HUD and State of NJ Workers Compensation under the Plan. DONE
- need better evidence of value of home as Zillow had it much higher at $321,900.00 (RECEIVED APPRAISAL VALUING PROPERTY AT $210,000)
- Must resolve creditor objection. (LISTED ABOVE)
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2024.(LANGUAGE ADDED)

Plan proposes: $200 x 6 beginning 1/1/2025, $391.05 x 54, loan modification by June, 2025, base
Payments: 2/3, arrears $200
Email InquiryMatter ResolvedRequest
Adjournment
1196/25/2025 10:00 am24-22355 / MBKEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $3,130.00
4/25 workup EDC

*NJ has estimated claim 2022 AND 2023 that still needs to be resolved-CAN CONFIRM ONCE RESOLVED


-------------------------------
RESOLVED ISSUES:
1. Objection filed by Citizens Bank (McCabe Weisberg) - failure to cure full arrears of $18,483.01. Plan proposes to pay $14,000. (RESOLVED - PAY PER PROOF OF CLAIM)

2. Objection filed by Santander (Eisenberg Gold) - 2022 VW Taos was purchased less than 910 days prior to filing. Interest rate is too low and no adequate protection payments or proof of insurance. (URESOLVED)

3. Trustee's objection:
- IRS claim higher. The scheduled amount is $20,000 and the claim amount is $57,676.85. (100% PLAN)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Form 122C Line 45 disposable net income $7,466.03 requires minimum $447,961.80 (OK 100% PLAN)
- Disposable net income Schedules I/J show disposable net income of $5,334.56 (OK 100%
PLAN)
- Citizens Bank (McCabe Weisberg) objection to confirmation - pre-petition arrears
$18,483.01 - need to resolve (LISTED ABOVE)
- Santander Consumer USA Inc (Eisenberg Gold) objection to confirmation - 2022
Volkswagen Taos cannot be crammed down as it was purchased on Jun 17, 2024. Loan
balance $30,357.37 plus interest at 10.5%. Also need to pay adequate protection
payments beginning 2/2025 at $303.57/month (LISTED ABOVE)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $70,567 non-exempt equity in house (OK 100% PLAN) (LANGUGAGE ADDED)
- Scotch Run @ Ewing Condo Association claim is higher. The scheduled amount is $1,600 and the claim amount is $2,730.37. (100% PLAN)
- must file pre confirmation certification. (FILED)

Plan proposes: $2,250
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am24-22359 / MBKStacey L. Mullen, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 5 of 6 required payments   Arrears: $700.00
As of 6/13/25 (DS): Need to confirm at $3,500 paid; $700 x 30 begin 7/1/25; 100%

1. Plan needs to be 36 months, not 13.

MP Propose $700 x 5; $700 x 8; 100% - Removed Towd Point Due to Loan mod
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am24-22739 / MBKJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 2 of 6 required payments   Arrears: $1,051.00
AS OF 6/10/2025 (at):

RECOMMEND: $2,600 PAID TO DATE, $1,051 x 54 BEGINNING 7/1/2025, BASE
- Need 2024 tax within 7 days of confirmation.
- Need updated income for debtor by 9/1/2025.
- Student loans will be paid outside of the plan.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2024 by 5/15/25. (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- 22C has disposable income $1,269, which would require a $76,140 minimum dividend.
- Disposable income verifies $1,006.

RESOLVED ISSUES:
- Balance loan statements from 2 Fidelity Loans listed on Co -Debtor's pay stubs. (RECEIVED)
- Must file Pre-confirmation certification. (FILED)

Modified plan before confirmation proposes: $1,051 x 55, not less than $51,326 to unsecured creditors
Arrears: $1,051
(listing student loans outside of the plan)
Email InquiryMatter ResolvedRequest
Adjournment
1196/25/2025 10:00 am24-22777 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $1,070.00
As of 3/28/25 (DS): 1. Trustee obj to excessive expenses with car loans $784 and $759 in addition there is a 2021 Apex Travel Trailer. May be moot since plan pays 100%.

2. State of NJ filed estimated tax claim, 2021 tax return not filed. Must resolve claim.

3. 2 M&T Bank claims filed are bifurcated claim#2-1 arrears $759.39 with unsecured $1. Trustee ok to pay and treat unsecured outside or pay? Claim#3-1 also bifurcated no arrears, unsecured $1. Trustee ok to treat this claim as completely outside?

4. US Dept of HUD filed claim, no arrears owed. Trustee to treat this claim outside.

Prop Plan $1,070 x 60 begin 1/1/25; 100% and Student loans outside
Note: PennyMac obj resolved to pay arrears claim$4,319.46.
Email InquiryMatter ResolvedRequest
Adjournment
1226/25/2025 10:00 am24-22810 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $400.00
5/7 workup for the 5/14 calendar EDC

1) Trustee objection to confirmation - need to resolve
- Domestic Support Obligation information.
- Need proof of insurance for the 2017 Nissan that includes policy period.
- Need to file a Modified Plan that steps up trustee payment in April, 2025 when car loan is paid off.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $250/month for DSO obligation (support deducted from pay) $400/month for savings. Need proof of excessive expenses 10 days prior to confirmation.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,150.05.
- Reviewed the 22C, Line 16 (taxes) should be $818, Line 22 (additional healthcare) requires documentation, Line 30 (additional food) requires documentation, Line 33 should be $0 (IRS being paid through the plan) and Line 35 should be $5,704/60 = $95.06. Per the
22C, monthly disposable income is $1,320 which requires a minimum dividend of $79,200 to general unsecured creditors.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,623.00 when determining disposable income.
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need proof of service on the IRS. NOT FILED TO DATE
- Need to file Pre-Confirmation Certification. NOT FILED TO DATE
2) IRS priority claim is estimated for 2023 and 2024 taxes NEED TO RESOLVE

proposed plan $400x60 base plan
paid in $800
arrears $400
last claim 3-1
Email InquiryMatter ResolvedRequest
Adjournment
1246/25/2025 10:00 am25-10037 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $4,510.00
AS OF 5/13/25 (SF) UPDATED

1. Objection filed by GM Financial (Craig) - objects to cram and failure to provide for adequate protection payments(OK TO PAY CLAIM AS FILED)

2. IRS filed estimated priority claim 17-1 (NEED AMENDED CLAIM)

3. State of NJ filed estimated priority claim 19-2 (NEED AMENDED CLAIM)

4. Trustee objection:
-There is $160,919 non-exempt equity in the house. (100% PLAN)


Plan proposes $2258 x 60 100% Loan Mod in 6 months
Payments: 2/4 Arrears: $4512


RESOLVED:
- Objection filed by PNC Bank (Carlon) - failure to pay arrears of $45,246.71 and speculative loan mod RESOLVED - (OTBS) Do not pay arrears, loan mod by 5/31/25

Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-10042 / MBKMarc C. Capone, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 5 required payments   Arrears: $950.00
AS OF 6/10/2025 (at):

RECOMMEND: $1,950 PAID TO DATE, $1,387 x 55 BEGINNING 7/1/2025, 100% PLAN
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
- Claims will be paid according to the trustee's order of distribution.
- Preserve non exempt equity of $87,672 in real estate.
- Need to file Pre-Confirmation Certification within 7 days of confirmation.

1. Objection filed by Deutsche Bank (Robertson Anschutz) - creditor wants efforts to sell property. (MODIFIED PLAN CURES ARREARS - NO OBJECTION TO MODIFIED PLAN)

2. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

3. Trustee's objection:
- The debtor has insufficient income income is negative.
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - policy provided is forced
placed insurance.
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in house in the amount of $87,672.30. (LANGUAGE ADDED)
- Deutsche Bank (RASC) objection to confirmation - plan appears to be speculative as it is
silent to what efforts to sell property - NEED TO RESOLVE - MODIFIED PLAN TO CURE ARREARS FILED

Modified plan before confirmation proposes: $200 x 2 beginning 2/1/2025, $1,350 x 58, 100% plan
Payments: 3/5, arrears $2,500
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-10198 / MBKTamika N. Wyche, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 5 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1266/25/2025 10:00 am25-10578 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $34,500.00
As of 5/13/25 (DS): 1. Debtor is in arrears $34,500, made 1 out of 4 payments. - 5/13/25 DEBTOR ATTY PROVIDED PROOF OF E-PAYMENTS OF $3,500 TO BE TAKEN OUT OF DEBTOR'S ACCT 5/10/25, $7,000 & $4,000 BOTH TO BE TAKEN OUT 5/14/25 AND ANOTHER $8,000 TO BE TAKEN OUT OF DEBTOR'S ACCT 5/15/25 TOTAL $11,500.

2. IRS filed estimated tax claim, 2021 and 2024 not filed. Must resolve claim. Debtor atty sent letter to IRS 5/13/25 to resolve claim. Still must be resolved or move against claim.

3. State of NJ filed estimated tax claim, 2022 and 2023 not filed. Must resolve claim.

4. BELOW ISSUES REMAIN UNRESOLVED.

As of 3/28/25 (DS): Debtor atty requested adj to resolve obj

4/2/25 (DS): 1. Debtor has not made March payment.

2. Trustee obj to the following:
- Must provide Certification regarding interest from the two grandfathers trusts - CERT PROVIDED 5/12/25 IS MISSING EXHIBIT A, 2 months bank statements from Chime Bank acct prior to filing date (Document provided is from 10/31/24) and balance statement for spouse car payment prior to filing date.
- Excessive expenses on Sched J: Mortgage $5,000 (verifies $4,925), Medical $400, Auto insurance $687 (verifies $596) and car payment $769 (Must provide proof of car payment).
- 22C-1 Part 2 takes spouse car payment $769 (Requires balance statement prior to filing date). 22C-2 Line 30 takes additional food/clothing expense $100 and Line 45 shows disposable income $70.35 and would be $170.35, which would require min dividend $10,200 pending spouse car statement. DUE TO TAX CLAIMS FILED, THERE IS NO DISPOSABLE INCOME ON 22C.
- Must service Bank of America, which was improperly served. Must serve street address, not PO Box.
- Must resolve IRS estimated tax claim, 2021-2024 tax returns not filed.
- Add to confirming order fee app within 7 days from confirming order.

Prop Plan $11,500 x 60 begin 2/1/25; Base
Note: 2024 Tax return provided.
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-10617 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 5 required payments   Arrears: $2,387.00
AS of 6/4/25(mk):

1. Plan has Rocket Mtg as unaffected- claim filed arrears $448.44-OK TO PAY?

2. Trustee Objection:
- disposable income is 4745 p/m and plan payment 2,387PLAN IS 100%
-there is $8,473 non-exempt equity in the 2017 GMC Yukon.


Plan:$2387 X 60; 100% STD LOANS OUTSIDE
4/5 PAYMENTS

----------------------------
-There is excess expenses on Schedule J $748.75/car insurance; $718.04/car payment. (THIS IS A 100% PLAN

IRS ESTIMATED CLAIM- APOC FILED
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-10653 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 5 required payments   Arrears: $1,147.00
AS OF 6/16/2025 (at):

1. Objection filed by Star 211, LLC (Stern & Eisenberg) - failure to cure pre-petition arrears of $119,706.06 (Per POC). Plan is silent as to this creditor. (UNRESOLVED)

RESOLVED ISSUES:
Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - for contributor(s) (RECEIVED BANK STATEMENT SHOWING BALANCE OF $68,720)
- Need proof of income for debtor within 6 months of confirmation, if employed. (LANGUAGE ADDED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $309,206 non-exempt equity in the residence. (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (FILED)

Modified plan before confirmation proposes: $1,095 x 4 beginning 2/1/2025, $1,147 x 56, loan modification on 2nd mortgage by December, 2025, base
Payments: 4/5, arrears $1,147
Email InquiryMatter ResolvedRequest
Adjournment
1286/25/2025 10:00 am25-10680 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $750.00
CONF ADJ TO 7/16
issues as of 5/7/2025 (JMA)

1) Bank of America (Frenkel Lambert) objection to confirmation - need to resolve
- plan does not cure pre-petition arrears due and owing
- secured creditor estimates pre-petition arrears at $317,416.90

2) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - for 2024 for Debtor and spouse by 5/15/25
- 2023 Tax return for spouse- RESOLVED, PROVIDED
- Updated auto insurance, insurance expires 4/19/25 - EXPIRED, NEED RENEWAL
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Disposable income verifies $6,894.
- The debtor has failed to provide proof of service with respect to Plan Motion (s) - NOT FILED TO DATE
- Must service New Century. NOT FILED TO DATE
- Must file Pre-confirmation certification - NOT FILED TO DATE

proposed plan $750x10 begin 2/1/2025; $4,400x50 base plan with loan mod by 9/30/2025
paid in $1,500
last claim $1,500
last claim 5-1
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-10914 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 5 required payments   Arrears: $150.00
AS of 6/3/25(mk):

1. IRS & ST OF NJ ESTIMATED CLAIMS.

2.Westgate Towers has filed 3 claims (TimeShare) #11, #12, and #13. Plan has unaffected. HOW MAY TIME SHARES DOES DEBTOR HAVE? - THEY NEED MP TO SURRENDER IN FULL SATISFACTION

3. Trustee objection:
-Verified income leaves monthly disposable income of $508.46.
- Need to surrender the timeshare. Plan has unaffected
- Need to file Pre-Confirmation Certification


Plan:$150 x 60; BASE
4/5 payments

------------------------
-$500/month for alimony (proof provided).
-Domestic Support Obligation information for the alimony payment(FILED)
--Need proof of income for the spouse and the deed showing proof that
house is in her name(DEED PROVIDED)
Email InquiryMatter ResolvedRequest
Adjournment
1336/25/2025 10:00 am25-10917 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 5 of 5 required payments   Arrears: $0
AS OF 6/16/2025 (at):

RECOMMEND: $1,380 PAID TO DATE, $500 x 31 BEGINNING 7/1/2025, BASE
- Preserve non exempt equity of $4,620 in personal property.
- Non exempt proceeds from claim against Caleb Kaminski are to be turned over to the trustee.

1. The IRS filed an estimated claim #7 which needs to be amended. (NO LONGER ESTIMATED)

2. Objection filed by Bank of America (Powers Kirn) - failure to cure arrears of $1,986.27 (Per POC). Plan lists creditor as unaffected. (OTBS--amount paid directly outside of the plan) (RESOLVED)

3. Trustee's objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Tele/cell/internet/cable $561 and Security System $200. Must provide proof of expenses 10
days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - from spouse for 2023 immediately, and for both for
2024 by 5/15/25. (RECEIVED)
- Auto insurance for 2018 and 2024 Honda. (RECEIVED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is estimated non-exempt equity in the residence $3,700 and $4,620 in 2018 Honda
for a total of $8,320. Pending mortgage claim filed, statement provided is from 9/3/24. (CLAIM FILED. NO EQUITY IN THE RESIDENCE. LANGUAGE ADDED FOR N/E EQUITY IN 2018 HONDA)
- Add all non-exempt proceeds from claim against Caleb Kaminski to confirming order. (LANGUAGE ADDED)

Plan proposes: $276 x 36 beginning 2/1/2025, not less than $4,619.68 to unsecured creditors
Payments: 5/5
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-10962 / MBKAndre L. Kydala, Esq.Confirmation Hearing on Modified PlanRecommend DismissalDebtor has made 2 of 5 required payments   Arrears: $300.00
AS OF 6/16/2025 (at):

DEBTOR HAS MADE TWO OF FIVE PAYMENTS.

1. NJ Division of Taxation filed an estimated claim #4 which needs to be amended. (STILL ESTIMATED)

2. Jennifer Snyder filed a late claim for in the amount of $20,847.62 which is not listed in the plan. Is the debtor going to pay this claim?

3. Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- Domestic Support Obligation information (NOT RECEIVED)
- Income contribution affidavit (NOT RECEIVED)
- A copy of the last filed tax return - 2024 (NOT RECEIVED)
- A copy of the deed (NOT RECEIVED)
- IRS priority claim #1 estimated for 2021, 2023 and 2024 taxes, and GUC claims estimated for 2019 and 2020 taxes. (STILL ESTIMATED)

RESOLVED ISSUES:
- need clear copy of the car insurance policy (RECEIVED)
- A Modified Plan that has a minimum term of 36 months (MODIFIED PLAN FILED)
- Amendments to Schedules A/B to list real estate (residence) (AMENDED)
- Any non-exempt equity from the sale of real estate should go to the Trustee. (LANGUAGE ADDED)

Modified plan before confirmation proposes: $100 x 36 beginning 2/1/2025, sale of residence by 12/1/2025, 100% plan
Payments: 2/5, arrears $300
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-11081 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 3 of 4 required payments   Arrears: $50.00
AS OF 6/10/2025 (at):

RECOMMEND: $200 x 3 BEGINNING 3/1/2025, $350 x 5 BEGINNING 6/1/2025, $1,288 x 52 BEGINNING 11/1/2025, LOAN MODIFICATION BY 10/1/2025, BASE
- Need 2024 tax return within 10 days of confirmation.

1. Objection filed by US Bank (Robertson Anschutz) - failure to cure full arrears of $57,607.11. (Per POC) (MODIFIED PLAN PAYS FULL ARREARS AND NO OBJECTION TO MODIFIED PLAN)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2024 by 5/15/2025. (NOT RECEIVED)
- Need December and January bank statements for Santander account 5655. (RECEIVED)

Modified plan before confirmation proposes: $200 x 3 beginning 3/1/2025, $350 x 5, $1,217.35 x 52, loan modification by October, 2025, base
Payments: almost 4/4, arrears $50
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-11092 / MBKMichael P. Otto, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As of 5/7/25 (DS): Debtor atty requested adj to allow time to address all issues.
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-11124 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0
As of 6/4/25(mk):


IF OBJ IS RESOLVED -CASE CAN BE WORKED UP

1. Objection by NewRez(Pincus law):
- plan has unaffected(POC arrears $126,990.18)--pay at sale

sale plan- broker is retained

2. Trustee objection;
-there is $4395 non exempt equity in real property
-There is $28,838 non-exempt equity in 1966 Chevrolet Corvette
-There is $3,127 non-exempt equity in snowmobile trailer
TOTAL NON-EXEMPT EQUITY $31,965 case needs to be 100%.(only 1 guc claim filed)
-Counsel for the personal injury suit must be appointed.
realtor needs to be retained and listing agm't needs to be attached to the cert of realtor.


Plan: $150 X 36; SALE 8/2025 (1205 CHERRY ST); BASE
4/4 payments

-------------RESOLVED------------------
-proof of income form x wife to support contribution- PROVIDED
2024 tax reurn- PROVIDEDt
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-11170 / MBKKevin S. Quinlan, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 4 required payments   Arrears: $300.00
issues as of 6/13/2025 (JMA)

1) JPMorgan Chase Bank (Stern Lavinthal) objection to confirmation - need to resolve
- Debtor's plan does not propose to pay mortgage arrears through plan
- Creditor's filed claim #4 shows arrears in the amount of $104,796.64
2) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income.
- The debtor has failed to file a feasible plan. Debtor has insufficient income. The debtor has failed to supply the Trustee with the following document (s): Proof of 2 month's income - need proof of income for the debtor. 1099 provided is illegible.
- A copy of the last filed tax return - 2024 by 5/15/2025.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $331.00 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $86,033 in non-exempt equity in the residence. PROOF OF CLAIM LOWER THAN SCHEDULED AMOUNT, INCREASING NON-EXEMPT EQUITY TO $86,975.69
- Need to resolve objection by JP Morgan Chase.
- Need car insurance for the leased vehicle per Schedule G.
- Need January and February bank statements for all accounts.
- Need to file Pre-Confirmation Certification.
3) This case is a below median case, plan only proposes $100x3. Should be a 36-month plan.
4) Not current with Trustee plan payments only made 1 out of 4, arrears $300.

proposed plan $100x3 sale 7/2025 100% plan
paid in $100
arrears $300
last claim 8-1
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-11290 / MBKEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $1,680.00
issues as of 5/6/2025 (JMA)

1) Plan does not provide for treatment of student loans
2) Credit Union of NJ (McKenna Dupont) objection to confirmation - need to resolve
- filed claim $69,556.38
- mortgage loan was to be paid in full on or by 8/5/2022
3) US Bank (McCalla Raymer) objection to confirmation - need to resolve
- arrears claim $68,535.82
4) Trustee objection to confirmation - need to resolve
- A current market analysis - with comps on properties sold within the last 6 months from filing. Zillow values $442,600.
- A copy of the last filed tax return - for 2024.
- Need to provide 2 months bank statements from TD Bank savings acct prior to filing date.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,158 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is estimated non-exempt equity in the residence based on Zillow value, pending updated CMA with recent comps and in TD Bank savings acct, pending statements, also TD Bank checking acct#4549 has $1,177, Sched B has $50. As of now a proof of claim by first mortgage lender has not been filed.
- Must resolve IRS estimated tax claim.
- Must resolve the creditors objections.
- Must file Pre-confirmation certification.
5) State of NJ priority claim is estimated for 2024 taxes - need amended claim

proposed plan $1,695x60 0% plan
paid in $3,400
arrears $1,685
last claim 20-1



Email InquiryMatter ResolvedRequest
Adjournment
1406/25/2025 10:00 am25-11305 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 4 required payments   Arrears: $200.00
6/10/25 (sf) - Per atty ok to dismiss/hold fees


AS OF 5/9/25 (SF) Adj request denied. Need proof of homeowner's insurance

1. Objection filed by US Bank Trust National Assoc (RAS) - failure to pay arrears and speculative sale. No retention of realtor or application for sale.

2. Trustee objection:

- Need a current market analysis - for the 7 acre lot.
- Need a copy of the last filed tax return - for 2024.
- Need a copy of the homeowner's insurance renewal declaration - document provided is an Application/Binder-Receipt. Does not list period of coverage and no payment was made for the policy

- Need a copy of the deed - for 7 acre lot.
- Need Amendments to Schedules A/B and C to separately add 7 acre lot location and address.

- Add to confirming order non-exempt proceeds from sale of real property to Trustee.

- Must file Pre-confirmation certification


Plan proposes $200 x 36 100%; Sale by 2/1/26
Payments: 3/3

Email InquiryMatter ResolvedRequest
Adjournment
1426/25/2025 10:00 am25-11312 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0
issues as of 6/13/2025 (JMA)

1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - need to resolve
- Creditor's anticipated claim for pre-petition arrearage totaling $83,931.31
2) Trustee objection to confirmation - need to resolve
- The debtor has failed to file the required Pre-Confirmation Certification.
- Need a statement for the TSP loan.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $455/month for cable/internet/phone; $750/month for food for one; $250/month for clothing; $250/month for personal care; Need proof of excessive expenses 10 days prior to confirmation.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - Verified income leaves monthly disposable income of $1,956.
- Per the 22C, monthly disposable income is $2,018 which requires a minimum dividend of $121,080 to general unsecured creditors. (100% PLAN)

proposed plan $400x60 loan mod by 6/30/2025 100% plan
paid in $1,600
last claim 2-1
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-11515 / MBKRhonda E. Greenblatt, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 4 required payments   Arrears: $697.00
need to review amended schedules
AS OF 5/8/25 (SF)

Note: The debtor has a 1st and 2nd mortgage. The plan and schedules do not list them both


1. Gulf Harbour Investments Corp filed arrears claim 18-1 in the amount of $36,809.14 which is not addressed in plan. This is a total debt claim which matures on 5/18/26 which is to be paid in full. (PER ATTY THIS WAS DISCHARGED IN CH 7 WILL MOVE AGAINST CLAIM)

2. Trustee Objection:

- The debtor has failed to file a feasible plan - that propose a tier plan when Co -Debtor pension loan $308 ends in month 27.

- Need A Modified Plan to provide date of loan mod, is either paying Borough of Tuckerton in full or avoiding lien, not both. (OK TO STRIKE CLAIM)

- Disposable income verifies higher, disposable income is $1,133. (Updated proof of income provided. Disposable income is now $637 and will increase when pension loan expires in month 27 in the amount of $308)




Plan proposes $696.94 x 60 Base Plan; Loan Mod in 6 months
Payments: 2/3 Arrears: $696.83

RESOLVED:
- Objection filed by NewRez/Shellpoint Mortgage (Stewart) - In the event loan modification is denied plan should be modified to cure arrears (RESOLVEED, LOAN MOD BY 6/23/25)
- need a Modified Plan that adds all cramdowns to Section 4 AND Seciton 7 of the Plan
- Need Amendments to Schedules A/B and C to add OceanFirst Bank acct#0122.
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
Must service all creditors in motions.
- Need a copy of the last filed tax return - for 2024. (RECEIVED)
- The Plan fails to provide for a prompt loan modification completion date.
- Need proof of Auto insurance for all vehicles listed on Sched B and OceanFirst Bank statements from 1/1/25-2/14/25.
-The Schedules fail to account for the debtor(s) tax refund in the amount of $1,051 when determining disposable income.

Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-11518 / MBKLaurence R. Sheller, Esq.Confirmation Hearing ScheduledContinued
8/6/2025 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0
Adj to after bar date
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-11544 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 1 of 4 required payments   Arrears: $8,025.00
AS of 6/12/25(mk):

1/4 payments Arrears 8,025


1.Trustee Objection:
-Non-exempt equity personal electronics $1,000 and jewelry $1,000
TOTAL NON-EXEMPT EQUITY $2,000 - CANNOT BE 0% PLAN, MUST PAY MINIMUM $2,000 TO GENERAL UNSECURED CREDITORS



Plan: $2675 X 60; $0
1/4 payments

-------RESOLVED----------------------
IRS Estimated claim APOC Filed-0-
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-11548 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 4 required payments   Arrears: $330.00
As of 6/16/25 (DS): 1. Trustee obj to the following:
- Disposable income verifies $3,017.96.
- There is non-exempt equity in PNC Bank acct#3154 $1,515.
- Must resolve IRS estimated tax claim, 2024 tax return not filed.
- Must resolve State of NY claim. Motion to modify claim sched 6/25/25, no opposition filed, but there was no service to creditor.
- Must file Pre-confirmation certification.

2. Capital One filed bifurcated claim with arrears $500, secured $19,700 and unsecured $324.47. Plan has arrears paid. Trustee to pay arrears and remainder claim to be treated outside.

Prop Plan $200 x 2 begin 3/1/25; $330 x 57; Base
Note: Mod plan marks off 1(e), propose to pay Lakeview and Capital One arrears. 2023/2024 Tax returns and PNC Bank statements provided. Appraisal from Mack is fine, there is no equity. Mortgage statements not needed, claims filed.
Email InquiryMatter ResolvedRequest
Adjournment
1466/25/2025 10:00 am25-11609 / MBKFrederick J. Simon, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $3,940.00
UPDATED 6/2/2025 (JMA)
issues as of 5/29/2025 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has failed to supply the Trustee with the following document(s): - A current market analysis - with comparatives sold within 6 months of filing.
- CMA values the property at $394,000. Zillow values the property at $596,400. Need an explanation as to the difference in values.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): Using Zillow there is $83,552 in non-exempt equity in the residence.
- The attorney's fees in the plan ($0) and the disclosure statement ($2,000) do not agree. One of these must be amended.
- Amend Schedule I for Fast Track Services (stipend for care of her son) that currently pays $170 every 2 weeks

proposed plan $1,970x60 with minimum $18,917.97 to gucs due to non-exempt equity
paid in $1,970
arrears $3,940
last claim 3-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED
- A copy of the last filed tax return - for 2024 by 5/15/2025 - RESOLVED, PROVIDED 2024 TAX RETURN, NO REFUND
Email InquiryMatter ResolvedRequest
Adjournment
1206/25/2025 10:00 am25-11685 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 0 of 4 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-11871 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $262.00
As of 6/12/25(mk):


1. Objection By Santander(W. Craig):
- cram value not correct

2. Trustee Objection:
-Need January and February bank statements for Now Millennial Bank account.
- must provide updated proof of auto insurance for the 2014 Honda . The policy
provided expires on 6/17/25.
-$300/month for homeowner's insurance (mortgage is escrowed for insurance
- Verified income leaves monthly disposable income of $1,049.42.
- Need proof of income for the debtor within 3 months of confirmation.



PLan:262 x 60 Base
3/4 payments
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-12074 / MBKStephen M. Goldberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1546/25/2025 10:00 am25-12152 / MBKAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 3 required payments   Arrears: $0
issues as of 6/12/2025 (JMA)

1) 341 not held, not rescheduled - missing documents - debtor atty needs to contact Trustee office to reschedule 341 hearing
2) Debtor is current with Trustee plan payments
3) US Bank (Padgett) objection to confirmation - need to resolve
- arrears claim $55,178.26

proposed plan $1,158x60 100% plan
paid in $3,474
last claim 6-1
Email InquiryMatter ResolvedRequest
Adjournment
1606/25/2025 10:00 am25-12328 / MBKBrian S. Thomas, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 2 of 3 required payments   Arrears: $1,200.00
AS OF 6/16/2025 (at):

NEED HOMEOWNER'S INSURANCE AND CAR INSURANCE.

Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2024 (NOT RECEIVED)
- A copy of the homeowner's insurance renewal declaration - for 2025 (NOT RECEIVED)
- Need proof of car insurance. (NOT RECEIVED)

Plan proposes: $1,200 x 60 beginning 4/1/2025, base
Payments: 2/3, arrears $1,200
Email InquiryMatter ResolvedRequest
Adjournment
1616/25/2025 10:00 am25-12345 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 3 required payments   Arrears: $0
issues as of 6/13/2025 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has failed to provide proof of service with respect to Plan Motion (s) -NEED PROOF OF SERVICE ALLY OR CONSENT ORDER FOR CRAMDOWN - NOT FILED TO DATE

proposed plan $409x60 0% plan
paid in $1,227
last claim 6-1

RESOLVED ISSUES:

- A copy of the last filed tax return - 2024 by 5/15/2025 - RESOLVED, PROVIDED RETURN, NO REFUND
- Need a statement for the US Ret Plan Loan - RESOLVED, STATEMENTS PROVIDED, LOAN # 1 PYMNT $39.01/MONTH WITH FINAL PAYMENT 4/21/2026; LOAN #2 PYMNT $65.67/MONTH WITH FINAL PAYMENT 5/13/2027
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $2,350/month for rent (need copy of lease)- RESOLVED, COPY PROVIDED; $574/month for cable/internet/phone - RESOLVED, VERIZON $325.20, STREAMING FEES $244.55
- Need to file Pre-Confirmation Certification - RESOLVED, FILED
- Need February and March bank statements for PNC account 5547. RESOLVED, STATEMENTS PROVIDED
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-12387 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-12587 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 3 required payments   Arrears: $0
issues as of 6/13/2025 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration - policy provided expires 7/13/2025, if not confirmed will need to provide renewal to Trustee.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): -There is $196,407.51 non-exempt equity in house. THE MORTGAGE CLAIM IS LOWER THAN AMOUNT SCHEDULED WHICH INCREASES NON-EXEMPT EQUITY TO $235,305.37
2) PNC Bank, NA (KML) objection to confirmation - need to resolve
- Creditor filed claim for pre-petition arrears $202,651.30
3) The plan proposes to pay adequate protection payments to creditor outside plan

proposed plan $542x60 loan mod by 10/2025 100% plan
paid in $1084
last claim 6-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED
Email InquiryMatter ResolvedRequest
Adjournment
1716/25/2025 10:00 am25-12596 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 3 required payments   Arrears: $1,689.00
AS OF 6/16/2025 (at):

1. Objection filed by US Bank (Robertson Anschutz) - failure to cure arrears of $108,533.31 (Per POC) and plan does not proposed to make regular monthly mortgage payments. (UNRESOLVED)

2. Trustee's objection:
- Need 2 months (Feb & March) bank statements from bank accts listed on Debtor's pay stubs showing deposits into this acct. Acct#3577 and #0058 (NOT RECEIVED)
- The debtor is not paying all disposable income into the plan pursuant to either Schedules I & J or 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- 22C has disposable income on Line 45 $2,848.70 (100% PLAN.)
- Disposable income verifies higher $4,677.

RESOLVED ISSUES:
- The debtor has not filed the required Pre-Confirmation Certification. (FILED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in the residence $15,502 and estimated in other bank accts (pending bank statements). (LANGUAGE ADDED)
- Add to confirming order non-exempt proceeds from Medical Malpractice lawsuit to Trustee. (LANGUAGE ADDED)

Plan proposes: $1,763 x 60 beginning 4/1/2025, loan modification by 11/30/2025, 100% plan
Payments: 1/3, arrears $2,589
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-12637 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 3 required payments   Arrears: $200.00
As of 6/13/25 (DS): 1. No docs amended or updated proof of income provided and no mod plan filed.

2. BELOW ISSUES REMAIN UNRESOLVED.

As of 5/9/25 (DS): Debtor atty requested adj, Debtor is no longer working at Amazon Flex, needs to prep amended Sched. How is plan to work if income is insufficient?

5/14/25 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies -$1,769. Will need E-wage.
- Must provide updated P&L for Debtor's job at Amazon Flex where he is 1099 employee for March and April. According to docs provided payments are deposited into a bank acct
Debtor registered with Amazon.

Prop Plan $200 x 36 begin 4/1/25; Base
Email InquiryMatter ResolvedRequest
Adjournment
1756/25/2025 10:00 am25-12683 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-12686 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 6/9/2025 (at):

RECOMMEND: $750 x 12 BEGINNING 4/1/2025, $1,436 x 48 BEGINNING 4/1/2026, 100% PLAN
- Preserve non exempt equity of $57,362 in real estate.

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2024 (RECEIVED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $57,362.50 non-exempt equity in house (LANGUAGE ADDED)

Plan proposes: $750 x 12 beginning 4/1/2025, $1,050 x 48, 100% plan
Payments: 2/3, arrears $750
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-12714 / MBKWilliam S. Wolfson, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $2,913.00
issues as of 6/13/2025 (JMA)

1) Santander Bank NA (2013 BMW X3) filed secured claim #6-1 with arrears of $5,136.96 and total claim of $7,800 - car is not treated in plan. Need to advise Trustee as to treatment of this claim
2) Trustee objection to confirmation to confirmation - RESOLVED
- Debtors' income verified lower than the scheduled amount using the proof of income provided - PER ATTY RESPONSE TO OBJECTION, DEBTOR UNABLE TO WORK DECEMBER 2024 AND JANUARY 2025. DEBTOR IS NOW BACK TO WORK
- Need to file Pre-Confirmation Certification with Court - RESOLVED, FILED
3) Debtor response to Trustee objection - need to resolve
- HOI provided
- Pre-Confirmation Certification has been filed
- Debtor has made all pre-confirmation payment to the Chapter 13 Trustee for March and April 2025 - HAS MADE ONE OUT OF 2 PLAN PAYMENTS TO DATE

proposed plan $2,913x60 base plan with loan mod 9/2025
paid in $5,826
arrears $2,913
last claim 21-1


RESOLVED ISSUES:

- A copy of the homeowner's insurance renewal declaration - current policy expires 4/30/2025, need to provide Trustee with renewal - RESOLVED, PROVIDED RENEWAL GOOD THROUGH 4/30/2026
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-12792 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 6/9/2025 (at):

RECOMMEND: $1,077 PAID TO DATE, $462 x 57 BEGINNING 7/1/2025, BASE
- Need 2024 tax return by 7/1/2025.
- Preserve non exempt equity of $1,271.00 in personal property.

Trustee's objection:
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (PROOF OF SERVICE ON BRIDGECREST ACCEPTANCE FILED 5/5/2025)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- Updated auto insurance if not confirmed by 5/14/25, insurance expires 5/15/25. (RECEIVED)
- Must file Pre-confirmation certification. (FILED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in Navy FCU chkg acct#4294 ($65) and Navy FCU svgs acct#1190 ($1,206) totaling $1,271. (LANGUAGE ADDED)
- A copy of the last filed tax return - for 2024 by 5/15/25. (NOT RECEIVED - LANGUAGE ADDED)

Plan proposes: $359.05 x 60 beginning 4/1/2025, base
Payments: 3/3
Email InquiryMatter ResolvedRequest
Adjournment
1806/25/2025 10:00 am25-12894 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 3 required payments   Arrears: $0
As of 6/13/25 (DS): Recommend confirming at $525 paid, $918 x 57 begin 7/1/25; Base

ATTY WILL SEND UPDATED POI AND I & J

As of 5/13/25 (DS): Recommend confirming $350 paid, $1,223 x 58 begin 6/1/25; Base

1. Trustee obj to the following:
- Excessive expenses on Sched J: Auto insurance on Sched J $241.72 and P&L has $123.36 total $365.08 (Auto insurance verifies $242.67).
- Disposable income verifies $2,974. The child tax credit was not deducted from tax refund, disposable income is now $1,833.

Prop Plan $175 x 60 begin 4/1/25; Base
Note: Debtor provided proof of expense for food, increased food to $641, Debtor has an infant and toddler. Proof of childcare expenses provided.
Email InquiryMatter ResolvedRequest
Adjournment
1816/25/2025 10:00 am25-12930 / MBKBarbara J. Snavely, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $1,352.00
issues as of 6/16/2025 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has failed to file the required Pre-Confirmation Certification. NOT FILED TO DATE
- The debtor has failed to supply the Trustee with the following document(s): Amendments to Schedules 22C to add income for the co-debtor. RESOLVED, FILED
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $250/month for clothing; $250/month for personal care
$240/month for entertainment; $855/month for furniture rental. Need proof of excessive expenses 10 days prior to confirmation.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - Verified income leaves monthly disposable income of $2,072.49.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,932.00 when determining disposable income.
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on Jefferson Capital
- Need to resolve both objections filed by AmeriCredit/GM Financial.
- Need consent orders with GM Financial and Jefferson Capital for the trustee to make adequate protection payments.
2) Americredit Financial Services Inc d/b/a GM Financial (Eisenberg Gold) objection to confirmation - need to resolve
- Creditor objects to the cramdown value of $18,825 for the 2018 Ram 1500
- Debtor must pay $26,725 plus interest at a rate sufficient to protect GM Financial from risk of loss.
3) Americredit Financial Services Inc d/b/a GM Financial (Eisenberg Gold) objection to confirmation - need to resolve
- Debtor's plan fails to provide for payment to GM Financial of adequate protection payments for the 2020 Chevrolet Trax. Adequate protection payments should be made to GM Financial beg
Email InquiryMatter ResolvedRequest
Adjournment
1386/25/2025 10:00 am25-12992 / MBKKevin S. Quinlan, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 3 required payments   Arrears: $0
issues as of 6/16/2025 (JMA)

1) New Rez LLC d/b/a Shellpoint Mortgage Servicing (Stewart Legal Group) objection to confirmation - need to resolve
- Creditor filed secured claim #17 in the amount of $428,181.22 with arrears in the amount of $5,874.21. Plan does not propose to pay arrears through the plan - need to resolve
2) Trustee objection to confirmation - need to resolve
- The debtor has failed to file the required Pre-Confirmation Certification.

proposed plan $743.87x60 base plan
paid in $2,243.87
last claim 18-1

proposed plan $743.87x60 base plan
paid in $1,500
last claim 17-1
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13097 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 3 required payments   Arrears: $0
As of 6/13/25 (DS): Need to confirm at $416 x 3 begin 4/1/25; $513 x 57 begin 7/1/25; 100% with a min. div. $225,186 to gucs due to non-exempt equity (PLAN WILL BE EXTENDED TO 60 MONTHS FOR PLAN PAYMENTS TO BE FEASABLE)

As of 5/28/25 (DS): Debtor atty requested adj to pass bar date 6/4/25.

6/4/25 (DS): 1. Trustee obj there is non-exempt equity in the residence $225,186. No gucs filed.

Prop Plan $416 x 48 begin 4/1/25; 100%
Note: Homeowner insurance provided.
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13289 / MBKRonald E. Norman, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 2 of 3 required payments   Arrears: $510.00
As of 6/11/25(mk):email to atty-OK TO TERMS


**CAN REC CONFIRM AT $1,280 PTD Then $650 x 57 Begin 7/1/25 Base.
Plus Any non-exempt proceeds from PI case to Trustee.
Trustee is authorized to pay IRS claim #3-2P in the amount of $1,061.08 through the plan.
Trustee is authorized to pay St. Of NJ Claim #5-1 in the amount of 1,000 through the plan.
pre conf cert. must be filed w/in 7 days of confirming order**




1. Claims were filed by IRS(1,601) and St of NJ(1,000) they are not in the plan- OK to pay?

Plan:$650 x 60 begin 4/1/25; Base
2/3 payments
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13401 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 6/12/25 mk)

341 was today

1. NJ Div Tax - Estimated Claim

2. Objection by NY Bank Mellon(Stern & E):
- plan is underfunded and infeasible.

3. Trustee Objection
- insufficient income- debtor is current
- must file pre conf cert.


Plan: $4500 X 60; 100%
2/2 payments
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13615 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 2 of 2 required payments   Arrears: $0
As of 6/16/25 (DS): Confirm at $800 x 6 begin 5/1/25; $1,078 x 54 begin 11/1/25; 100% with a min. div. $203,437 to gucs due to non-exempt equity;
- Claim#6-1 of Echo Lake to be paid in full $27,736.74.
- Within 7 days must file Pre-confirmation certification.
- Debtor to do E-Wage 7 days prior to confirming.

1. Trustee obj to the following:
- Debtor income is insufficient, disposable income verifies $970. How is plan proposing to increase to a tier $1,078 in month 7? WILL NEED E-WAGE
- There is non-exempt equity in the residence $202,753 (secured claim filed for $27,736.74) and in Citizens Bank acct $684 total $203,437.
- Must file Pre-confirmation certification.

Prop Plan $800 x 6 begin 5/1/25; $1,078.37 x 54; Base
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13621 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 6/16/2025 (at):

NEED HOMEOWNER'S INSURANCE.

1. Objection filed by US Bank Trust (Robertson Anschutz) - plan is speculative as it is silent as to what efforts have been taken to sell property. Plan proposes a sale by "4/2025". Creditor seeks clarity as to the time sought to sell the property. (UNRESOLVED)

2. Trustee's objection:
- The debtor has insufficient income. Verified income leaves monthly disposable income of
-$629.22. (CURRENT)
- The debtor has failed to file a feasible plan. Debtor has insufficient income to fund the plan. (CURRENT)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - Policy provided expires on
5/9/25. (NOT RECEIVED)
- Need statements for the debtor's 5 pension loans. (NOT RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$700/month for transportation
$3,500/month mortgage payment (per statement payment is $2,914.02)
Need proof of excessive expense 10 days prior to confirmation. (NOT RECEIVED)

RESOLVED ISSUES:
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $110,399 in non exempt equity in the residence. (LANGUAGE ADDED)
- Need to resolve objection by US Bank. (LISTED ABOVE)
- The attorney's fees in the plan ($3,000) and the disclosure statement do not agree. Disclosure states that $3,000 will be paid outside of the plan. One of these must be amended. (DISCLOSURE AMENDED)

Plan proposes: $200 x 60, sale of residence by 4/2025, base
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13698 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $500.00
As of 6/13/25 (DS): 341 has been rescheduled to 7/3/25. Must submit confirmation adj request.
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13726 / MBKJoel R. Spivack, Esq.Confirmation Hearing ScheduledContinued
7/16/2025 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $2,000.00
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13809 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0
issues as of 6/12/2025 (JMA)

1) Federal Home Loan Mortgage Corporaition (RASC) objection to confirmation - need to resolve
- Debtor's plan treats Secured Creditor as unaffected, failing to mention any pre-petition arrears and treating Secured Creditor directly and outside of the Plan.
- Anticipated pre-petition arrears in the amount of $2,358.83
2) Trustee objection to confirmation - need to resolve
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): - A copy of the last filed tax return - for 2024 by 5/15/2025.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $1,014.56.
- Per the 22C, monthly disposable income is $2,458 which requires a minimum dividend of $147,480 to general unsecured creditors.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $56,330 in non-exempt equity in the residence.
- Need to resolve objection by Federal Home Loan Mortgage.

proposed plan $471x60 base plan
paid in $971
last claim 5-1
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13821 / MBKJay A. Weinberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13822 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $948.00
As of 6/12/25(mk);


1. Plan in 4c has Pay Ally Capital in full interest for total 20,178- NEED ORDER FOR THAT >> and plan has Ally in part 7c ??

2. No cert of service for One Main auto cram



Plan:649 x 60 0%
1/2 payments

-------RESOLVED------------
Change of address filed
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13824 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 1 of 2 required payments   Arrears: $309.00
AS OF 6/16/2025 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 6/26/2025. (NOT READY)
2. Payments: 1/2, arrears $309
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13874 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 6/16/2025 (at):

Trustee's objection:
- The debtor has insufficient income. Disposable income verifies -$605. Debtor will need E-Wage. (CURRENT)
- The current Plan does not specify treatment of IRS $1,736 and bifurcated claim of RBV LLC/Kathleen B. Delfosse under the Plan. Is the debtor going to pay these claims?

Plan proposes: $297 x 60 beginning 5/1/2025, not less than $13,000 to unsecured creditors
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13877 / MBKJose R. Torres, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 2 required payments   Arrears: $400.00
As of 6/13/25 (DS): 341 has been rescheduled to 6/26/25, still missing docs, Debtor in arrears $1,200, made a payment $800, not $1,000, which is per plan amount. Must provide all docs and get current on Trustee payments, then submit conf adj request.

Prop Plan $1,000 x 20 begin 5/1/25; $2,000 x 40; 100%
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13886 / MBKChristopher G. Cassie, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 0 of 2 required payments   Arrears: $11,620.00
issues as of 6/12/2025 (JMA)

1) 341 not held, not rescheduled - missing documents
2) No Trustee plan payments to date, arrears $11,620
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13911 / MBKAndre L. Kydala, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $3,000.00
AS OF 6/16/2025 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $3,000
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-13969 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $1,248.00
As of 6/13/25 (DS): 341 not held 6/12/25, still missing all docs, also no Trustee payments made, arrears $1,248, made 0 out of 2.
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-14095 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,600.00
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-14120 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0
AS of 6/13/25(mk):


1. Objection By US Bank(RAS):
- sale plan - speculative


2.Plus Any non exempt proceeds form sale of real property be paid to Trustee.


Plan:$565 X 36; SALE 6MO (7 BOCK BLVD); MIN $14,065.10
2/3 payments
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-14121 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 0 of 2 required payments   Arrears: $614.00
issues as of 6/12/2025 (JMA) - need to provide a confirmation adjournment request to allow the 341 hearing to be held on 7/7/2025

1) 341 not held, rescheduled to July 7, 2025
2) No Trustee payments have been made to date, arrears $614
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-14173 / MBKChristopher G. Cassie, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-14185 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 2 required payments   Arrears: $4,458.00
AS OF 6/16/2025 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2024. (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- 22C line 45 shows disposable income $483.45 and would be more pending proof of expenses. Plan propose 100%.
- Disposable income verifies higher, there is disposable income $3,448.
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
Need service to NCEP, LLC and Santander Consumer. (CERT OF SERVICE NOT FILED)
- The debtor to provide a certification regarding the $30,000 received from the lawsuit settlement. (NOT RECEIVED)

RESOLVED ISSUES:
- 2 months bank statements from Navy FCU prior to filing date. (RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- 22C Line 13 husband expenses on Maryland property $4,946.72 and Line 30 additional/food
$58. Plan propose 100%.
- Home maintenance $300, Auto insurance $1,300 (verifies 933.34), Maryland mortgage
$4,661.44, Maryland HOA $123 and daughter's college apt $1,529. Must provide proof of expenses 10 days prior to confirmation. (RECEIVED)

Plan proposes: $2,229 x 60 beginning 5/1/2025, 100% plan
Payments: 0/2, arrears $4,458
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-14207 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 6/12/2025 (at):

RECOMMEND: $700 x 60 BEGINNING 5/1/2025, BASE
- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan.
- Preserve non exempt equity of $24,921 in real estate.
- Claim #6 filed by Pennymac Loan Services will be paid through the plan.

1. Pennymac Loan Services filed a secured arrears claim #6 in the amount of $480.45 which is not listed in the plan. Is the debtor going to pay this claim?

RESOLVED ISSUES:
- The debtor has failed to supply the Trustee with the following document(s):
- Need a statement for the co-debtor's two 401k loans. (RECEIVED)
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $24,921 non-exempt equity in the residence. (LANGUAGE ADDED)
- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming
the plan. (LANGUAGE ADDED)

Plan proposes: $700 x 60 beginning 5/1/2025, base
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-14222 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 2 required payments   Arrears: $0
As of 6/13/25 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income the disposable income verifies $86. Debtor will need E-Wage.
- Must provide DSO Information form.
- Add to confirming order any non-exempt proceeds from lawsuit, needed to fund 100% plan must be turned over to Trustee.

Prop Plan $335 x 6 begin 5/1/25; $1,200 x 24; $1,375 x 30; 100%
Note: 401(k) and 457 Loan statements provided and each end in month 33. Updated auto insurance provided, Debtor only has one car, the Mazda which is leased with Toyota Credit.
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-14259 / MBKFrances A. Tomes, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 2 of 2 required payments   Arrears: $0
As of 6/12/25(mk)

No 341 dox
2/2 payments
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-14263 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 0 of 2 required payments   Arrears: $870.00
issues as of 6/12/2025 (JMA)

1) 341 not held, not rescheduled - missing documents
2) No Trustee payments have been made to date, arrears $870
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-14291 / MBKPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-14397 / MBKBarbara J. Snavely, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
AS of 6/13/25(mk):






Plan:$865 X 60; BASE
2/2 payments

-------------RESOLVED-------------
file pre conf cert
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 10:00 am25-14599 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 1 required payments   Arrears: $0
issues as of 6/12/2025 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income.
- The debtor has failed to file a feasible plan - that increases trustee payment to pay 100% to unsecured creditors.
- The debtor has failed to supply the Trustee with the following document(s): A Modified Plan that proposes a completion date for the loan modification.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): - There is $228,310 in non-exempt equity in the residence.

proposed plan $125x36 100% plan loan modification
paid in $125
last claim 11-1
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 11:00 am25-14403 / MEHPRO SEOrder Show CauseJudge to Reserve DecisionFailure to Meet Credit Counseling Requirements,Failure to Comply with Local Rule 1006,Failure to File Missing Documents. Missing Documents: Summary of Assets/Liabilities and Stat Info, Declaration Under Penalty of Perjury for Non Individual Debtors, Statement of Affairs For Non-Individuals, Statement of Your Current Monthly Income & Calc of Commitment Period(122C-1), Calculation of Your Disposable Income (122C-2) - If Applicable, Ch. 13 Plan and Motions (LOCAL FORM), Schedules A/B,C,D,E/F,G,H,I,J,
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 2:00 pm20-11983 / MBKDaniel E. Straffi, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 2:00 pm23-11425 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 2:00 pm23-19755 / MBKThomas G. Egner, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 2:00 pm23-20926 / MBKWarren Brumel, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 2:00 pm24-10138 / MBKJames J. Romero, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 2:00 pm24-21001 / MBKJustin M. Gillman, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 2:00 pm24-22570 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 2:00 pm25-11770 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
06/25/2025 2:00 pm25-12316 / MBKJustin M. Gillman, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
1886/25/2025 10:00 pm24-15218 / MBKMichelle Lee, Esq.Motion CompensationNo Opposition Filedtrustee obj withdrawn
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes