Judge Michael B. Kaplan
Hearing Date: 6/22/2022
Hearing Count: 237
Last Updated: 06-24-2022 06:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
16/22/2022 9:00 am16-32747 / MBKJACQUELINE R ROCCI ESQMotion Relief from Stay (Fee)Continued
7/27/2022 9:00 am
Total Paid In: $126,984.00
Debtor obj<>WELLS FARGO/ Troop Ave (POWERS)
Matter ResolvedRequest
Adjourment
26/22/2022 9:00 am17-14329 / MBKDavid E. Shaver, Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be Submitted
Trustee Obj

MTN FOR US DEPT OF ED TO ACCEPT PAYMENTS AND CEASE COLLECTIONS
Matter ResolvedRequest
Adjourment
36/22/2022 9:00 am17-16136 / MBKOtto J. Kostbar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/13/2022 9:00 am
Total Paid In: $40,833.00
AMT: DEBTOR MAILED $1,000 6/15; WILL PAY BAL<<>>

Debtor obj<>FAILED TO PAY PLAN BAL
Matter ResolvedRequest
Adjourment
46/22/2022 9:00 am17-21283 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $107,320.00
Payments posted


Debtor obj, will pay<>FAILED TO PAY PL BAL/60 MO PLAN EXPIRED
Matter ResolvedRequest
Adjourment
56/22/2022 9:00 am17-23821 / MBKJames J. Cerbone, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $15,123.00
MTN TO DISTRIBUTE INSURANCE PROCEEDS
Matter ResolvedRequest
Adjourment
66/22/2022 9:00 am17-30637 / MBKEric ClaymanMotion Impose Automatic StayConsent Order to be SubmittedTotal Paid In: $45,065.00
MTN TO REIMPOSE STAY/CARRINGTON MTG
Matter ResolvedRequest
Adjourment
76/22/2022 9:00 am17-32636 / MBKRobert C. Nisenson, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $41,250.00
ADJ 6/22 Peremptory
Debtor obj<>CARDINAL FINC/fAIRVIEW rD (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
86/22/2022 9:00 am18-12648 / MBKJohn Zimnis, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $18,700.00
Debtor obj<>WELLS FARGO BANK/2011 Lexus (LOGS)
Matter ResolvedRequest
Adjourment
96/22/2022 9:00 am18-16700 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/27/2022 9:00 am
Total Paid In: $99,058.00
AMT: MP 7/27 **NEEDS TO APPEAR TO REQUEST ADJ OF TR MTN**<<>>


Debtor obj<>PLAN WILL NOT COMPLETE TIMELY DUE TO $65,164 PP ARREARS ADDED IN MO 47
Matter ResolvedRequest
Adjourment
106/22/2022 9:00 am18-21546 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/13/2022 9:00 am
Total Paid In: $8,307.00
Debtor obj, making pymt & requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
116/22/2022 9:00 am18-22487 / MBKWARREN S JONES, JR ESQTrustee Certification of DefaultContinued
7/13/2022 9:00 am
Total Paid In: $35,917.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
126/22/2022 9:00 am18-24207 / MBKSteven N. Taieb, Esq.Creditor Certification of DefaultContinued
7/27/2022 9:00 am
Total Paid In: $55,420.00
Debtor obj<>CARRINGTON/Derry Dr (Hill Wallack)
Matter ResolvedRequest
Adjourment
136/22/2022 9:00 am18-24930 / MBKStacey L. Mullen, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $94,252.00
6/22/22:mk: per Aleshia - OTBS

Debtor obj<> SELENE/Woodthrush Trail ( RAX)
Matter ResolvedRequest
Adjourment
146/22/2022 9:00 am18-28209 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Moot - DismissedTotal Paid In: $24,914.00
Matter ResolvedRequest
Adjourment
156/22/2022 9:00 am18-28239 / MBKWilliam H. Oliver, Jr., Esq.Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceGrantedTotal Paid In: $24,408.00
MTN TO REFI
Matter ResolvedRequest
Adjourment
166/22/2022 9:00 am18-31619 / MBKOtto J. Kostbar, Esq.Motion Relief from Co-Debtor StayGrantedTotal Paid In: $68,596.00

AR
Debtor obj<>CITIBANK/Mayberry Ave (POWERS)
Matter ResolvedRequest
Adjourment
176/22/2022 9:00 am19-10289 / MBKScott D. Sherman, Esq.Creditor Certification of DefaultGrantedTotal Paid In: $16,429.00
Debtor obj (**WITHDRAWN**)<>WILMINGTON/Farragut Ave (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
186/22/2022 9:00 am19-12677 / MBKVera Fedoroff, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $34,424.00
6/22/22:mk: per Aleshia - OTBS

Debtor obj<> WILMINGTON SVG/Whispering Oaks Way (RAS)


Creditor - $2,149.96 arrears
Debtor - payments have been made
Matter ResolvedRequest
Adjourment
196/22/2022 9:00 am19-14630 / MBKSteven J. Abelson, Esq.Creditor Certification of DefaultGrantedTotal Paid In: $55,907.00
Stern L. needs to review payments received - ADJ to 6/22/22

Debtor obj<> CARRINGTON/Hawthorne Lane (Stern & L)
Matter ResolvedRequest
Adjourment
206/22/2022 9:00 am19-15291 / MBKCandyce I. Smith-Sklar, Esq.Trustee Certification of DefaultContinued
7/27/2022 9:00 am
Total Paid In: $14,686.00
amt: mp 7/27 **NEEDS TO REQUEST ADJ OF TR MTN **<<>>

(6/13 AMT: ARREARS CURED, BUTSTILL NEED TO RESOLVE LOSS MIT TERMINATED/LM DEADLINE (12/2020) EXPIRED<<>>)

TFS receipt uploaded - will need to adj to 6/22 to see if it posts (dm)

Debtor obj, will make pymt<> ARREARS
Matter ResolvedRequest
Adjourment
216/22/2022 9:00 am19-18922 / MBKAndrew Carroll, Esq.Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceGrantedTotal Paid In: $18,304.00
MTN TO PURCHASE VEHICLE
Matter ResolvedRequest
Adjourment
226/22/2022 9:00 am19-19301 / MBKAllen I. Gorski, Esq.Creditor Certification of DefaultContinued
7/27/2022 9:00 am
Total Paid In: $186,000.00
Debtor obj<> BOA/Uptom Pine Rd (LOGS)
Matter ResolvedRequest
Adjourment
236/22/2022 9:00 am19-19301 / MBKAllen I. Gorski, Esq.Trustee Certification of DefaultDismissedTotal Paid In: $186,000.00
DISMISSED WO PREJUDICE
AR NOTES MULRIPLE DEFAULTS AND FAILED PROMISES
Atty to update regarding liquidation of stock options to fund the plan (dm)

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
246/22/2022 9:00 am19-19979 / MBKSteven N. Taieb, Esq.Motion Relief from Stay (Fee)Continued
7/13/2022 9:00 am
Total Paid In: $22,620.00
Debtor obj; Nationstar response<>NATIONSTAR/ Purdue Ave (GROSS POLOWY)
Matter ResolvedRequest
Adjourment
256/22/2022 9:00 am19-20191 / MBKBRUCE H. LEVITTMotion Relief from Stay (Fee)Continued
7/27/2022 9:00 am
Total Paid In: $29,905.00
RENAISSANCE AT FRANKLIN MASTER ASSOC (CUTOLO BARROS)
Matter ResolvedRequest
Adjourment
266/22/2022 9:00 am19-21085 / MBKCandyce I. Smith-Sklar, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $41,386.00
MTN TO APPV DISBURSEMENT FROM SALE OF PROPERTY
Matter ResolvedRequest
Adjourment
276/22/2022 9:00 am19-22230 / MBKLee M. Perlman, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $37,706.00
Debtor obj, making conduit pymts<>DEUTSCHE/Hawthorne Ln (RAS)
Matter ResolvedRequest
Adjourment
286/22/2022 9:00 am19-22682 / MBKWarren Brumel, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $35,283.00
Debtor obj<>PNC BANK / Bertram Ave(KML)
Matter ResolvedRequest
Adjourment
296/22/2022 9:00 am19-23035 / MBKGeorge E Veitengruber IIIMotion SellWithdrawnTotal Paid In: $5,195.00
US Bank obj (Hladik, Onorato)<>1146 KENTON DR
Matter ResolvedRequest
Adjourment
306/22/2022 9:00 am19-23425 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $42,779.00
Debtor obj<> NATIONSTAR/Swartzel Dr (Brock & Scott)
Matter ResolvedRequest
Adjourment
316/22/2022 9:00 am19-23487 / MBKJoseph Casello, Esq.Trustee Certification of DefaultContinued
8/24/2022 9:00 am
Total Paid In: $17,003.00
Debtor obj, pending PI settlement to pay plan in full<> ARREARS
Matter ResolvedRequest
Adjourment
326/22/2022 9:00 am19-27049 / MBKRobert Braverman, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $74,006.00
AMT: ARREARS CURED/WILL COMPLETE TIMELY<<>>

received copy of $21,396 payment - ADJ to 6/22/22 for it to post (dm)

Debtor obj, can pay in June<> ARREARS
Matter ResolvedRequest
Adjourment
336/22/2022 9:00 am19-28770 / MBKJohn Zimnis, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $17,400.00
Debtor obj<>SN SERVICING/U.S BANK TRUST NAT'L ASSOC (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
346/22/2022 9:00 am19-28863 / MBKAndrew Thomas Archer Creditor Certification of DefaultContinued
7/27/2022 9:00 am
Total Paid In: $14,329.00
* brief due 7/13 with response by 7/20 per Judge on 6/22 hearing EDC

Debtor obj<> SANTANDER/2016 Ram (Morton)
--default $2391 in arrears--previous payment order violated
---no money from Borger
Matter ResolvedRequest
Adjourment
356/22/2022 9:00 am19-30195 / MBKPATRICIA COLLIGAN, ESQ.Creditor Certification of DefaultContinued
7/13/2022 9:00 am
Total Paid In: $12,922.00
Debtor obj<> SANTANDER (Gross McGinley)


Creditor - 5 payments past due
Debtor - proposes $2k lump sum payment & then 3-month cure
Matter ResolvedRequest
Adjourment
366/22/2022 9:00 am19-31849 / MBKMARYBETH SCHROEDERMotion Relief from Stay (Fee)GrantedTotal Paid In: $4,950.00
Debtor obj<>ACAR LEASING / 2019 Silverado (MORTON)
Matter ResolvedRequest
Adjourment
376/22/2022 9:00 am19-32025 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
7/27/2022 9:00 am
Total Paid In: $27,218.00
Debtor obj<> US BANK/Alpine Trail (RAS)
Matter ResolvedRequest
Adjourment
386/22/2022 9:00 am19-32917 / MBKDaniel E. Straffi Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)GrantedTotal Paid In: $10,400.00
SV/WELLS FARGO; FAILED TO LM BY 5/1/22
Matter ResolvedRequest
Adjourment
396/22/2022 9:00 am20-13601 / MBKJOAN S. WARREN, ESQ.Motion Relief from Co-Debtor StayGranted
PHH MTG/Prospect St (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
406/22/2022 9:00 am20-15328 / MBKStephanie Ritigstein, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $11,940.00
Debtor obj<>US BANK TRUST NAT'L ASSOC (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
416/22/2022 9:00 am20-16622 / MBKJohn Michael McDonnell, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $13,038.00
$13,038 paid then $586 x 11 beg 7/1/22

6/9/22 - Debtor payment of $2751 posted on 6/7/22.
Matter ResolvedRequest
Adjourment
426/22/2022 9:00 am20-16679 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
7/27/2022 9:00 am
Total Paid In: $11,722.00
Debtor obj<> WILMINGTON/South Pennington Rd (Powers Kirn)
Matter ResolvedRequest
Adjourment
436/22/2022 9:00 am20-17063 / MBKBruce C. Truesdale, Esq.Motion Relief from Stay (Fee)Continued
8/10/2022 9:00 am
Total Paid In: $16,762.00
Debtor obj<>RUSHMORE LOAN / Second St (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
446/22/2022 9:00 am20-17346 / MBKMonika Mazurczyk Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $13,560.00
Debtor obj<>JPMORGAN / 2016 Mazda(ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
456/22/2022 9:00 am20-17496 / MBKJavier L. Merino, Esq.Creditor Certification of DefaultContinued
7/13/2022 9:00 am
Total Paid In: $16,200.00
AR IF RESOLVED STILL NEED MP WI 14 DAYS OF 7-13
Debtor obj<> WILMINGTON/William St (McCabe)

Creditor - 2 payments past due
Debtor - will bring account current by 4/30/22
Matter ResolvedRequest
Adjourment
466/22/2022 9:00 am20-17687 / MBKWARREN LEVY, ESQ.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)GrantedTotal Paid In: $24,971.00
ADJ to 5/25 - atty to email Erik evidence of funds
Trustee Obj
Matter ResolvedRequest
Adjourment
476/22/2022 9:00 am20-17995 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
7/27/2022 9:00 am
Total Paid In: $104,146.00
Improper service-only served IRS Philly, not AG or US attorney EDC

MTN TO EXPUNGE IRS CLM #23-1
Matter ResolvedRequest
Adjourment
546/22/2022 9:00 am20-19475 / MBKEdward Hanratty, Esq.Order Shorten TimeOrder to be SubmittedTotal Paid In: $19,326.00
OST - Motion to Sell
Matter ResolvedRequest
Adjourment
486/22/2022 9:00 am20-19610 / MBKJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $14,264.00
Debtor obj<>US BANK TRUST NAT'L ASSOC/fOUNTAINVIEW Drive (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
496/22/2022 9:00 am20-21566 / MBKDavid G. Beslow, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $35,200.00
ADJ to 6/22/22 Peremptory

Debtor obj<> SANTANDER/2018 Highlander (Morton)
Matter ResolvedRequest
Adjourment
506/22/2022 9:00 am20-21909 / MBKEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $11,700.00
ARREARS; FAILED TO REGISTER FOR TFS WITHIN 10 DAYS OF 2/9/22 CONF
Matter ResolvedRequest
Adjourment
516/22/2022 9:00 am20-22959 / MBKSteven N. Taieb, Esq.Motion Relief from Co-Debtor StayContinued
7/13/2022 9:00 am
Total Paid In: $32,144.00
Debtor obj<>LAKEVIEW LOAN/Erica Lynne Way (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
526/22/2022 9:00 am20-23241 / MBKPeter E. Zimnis, Esq.Motion Motion (Generic) - Only use if no other event is applicableWithdrawnTotal Paid In: $10,466.00
NJTL Capital obj (Zeitz)<>MTN TO SUSPEND TRUSTEE PAYMENTS (LESSER OF SIX MO)

trustee objection:
Plan is not feasible if needs suspension for more than 90 days. 6 months is too long.
-Did not disclose reason for need to suspend
-behind on post petition taxes
Matter ResolvedRequest
Adjourment
536/22/2022 9:00 am20-23678 / MBKCamille J. Kassar, Esq.Motion CompensationGrantedTotal Paid In: $11,750.00
(amt: debtor was supposed to lm by 4/1/22)
Matter ResolvedRequest
Adjourment
556/22/2022 9:00 am21-10429 / MBKSteven N. Taieb, Esq.Motion Relief from Co-Debtor StayContinued
7/13/2022 9:00 am
Total Paid In: $3,425.00
Debtor obj<>LAKEVIEW LOAN/Erica Lynne Way (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
566/22/2022 9:00 am21-10554 / MBKMelinda D Middlebrooks, EsqTrustee Certification of DefaultWithdrawnTotal Paid In: $3,481.00
AMT: MP 6/22***NEEDS RESOLUTION***<<<>>>

adj to 5/25--payment $385 by 4/27 and payment of $385 by 5/24

AR HELD FOR PROOF OF PYMTS FOR MP
AMT: MP 5/25***NEEDS TO APPEAR TO REQUEST ADJ FOR TR MTN***<<>



ADJ BY MBK TO 4/27/22 TO ADDRESS THE TFS PAYMENTS & TO EVALUATE THE MP THAT WAS FILED

AR note AR PER TFS 2-4 AND 3-8 PYMTS NSF
Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
576/22/2022 9:00 am21-10899 / MBKDavid L. Stevens Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $14,450.00
***Trustee Order: $14,450 Ptd, $850 x 7 starting 7/1/22, then $1,438 x 36 starting 2/1/23, Trustee shall make no further payment on Medallion Bank secured POC (30-1) unless the creditor files an amended claim for an unsecured deficiency balance***

Debtor obj<>SV/MEDALLION
Matter ResolvedRequest
Adjourment
586/22/2022 9:00 am21-10981 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $23,096.00

AR NOTE LENDER 3 MO BEHIND
DEBTOR LOOKING TO SELL MOTORCYCLES

Debtor obj<>BANK OF AMERICA/CARRINGTON MTG -Sandalwood Ave (HILL WALLACK)
Matter ResolvedRequest
Adjourment
596/22/2022 9:00 am21-12763 / MBKJoan Sirkis Warren Trustee Certification of DefaultContinued
7/27/2022 9:00 am
Total Paid In: $10,630.00
MP 6/22 **NEEDS RESOLUTION**<<>>

MP filed 5/10 and payment made on 5/11 - ADJ to 6/22/22 (dm)

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
606/22/2022 9:00 am21-13748 / MBKStephanie Ritigstein, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Moot - DismissedTotal Paid In: $3,480.00
AMT: MOOT/DISMISSED ON TR DEF CERT 6/8
Matter ResolvedRequest
Adjourment
616/22/2022 9:00 am21-14888 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,443.00
Debtor obj<>ARREARS; FAILED TO FILE PRE CONF CERT BY 2/13/22; FAILED TO FILE AMD I/J BY 2/28/22
Matter ResolvedRequest
Adjourment
626/22/2022 9:00 am21-14897 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $7,850.00
MP scheduled on 6/22 _ ***HR***<<<>>>

Debtor obj<>FAILED TO LM RHODES AVE PPTY BY 12/31/21; ARREARS
Matter ResolvedRequest
Adjourment
636/22/2022 9:00 am21-14926 / MBKEugene Roth, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/10/2022 9:00 am
Total Paid In: $5,913.00
Peremptory 8/10 per Judge EDC

Roth sent email yesterday evening (6/21) explaining inspection delays are the problem EDC

Atty working on finalizing the Loan Mod docs - ADJ to 6/22 (dm)
Debtor obj<>FAILED TO LM BY 2/1/22
Matter ResolvedRequest
Adjourment
646/22/2022 9:00 am21-14999 / MBKBrian F. O'Malley Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/27/2022 9:00 am
Total Paid In: $14,427.00
FAILED TO FILE MTN TO STRIP OFF DITECH FINANCIAL MTG BY 3/4/22
Matter ResolvedRequest
Adjourment
656/22/2022 9:00 am21-15048 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $18,879.00
Debtor obj<>ARRINGTON MTG/Lloyd Rd (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
666/22/2022 9:00 am21-15744 / MBKKevin C. Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $6,786.00
6/14 AMT: $6,786.30 PTD (11); $793 X 49 BEG 7/1/22 ( ATTY OK)<<>>

Debtor obj, can pay $1,500 and requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
676/22/2022 9:00 am21-15747 / MBKKevin C. Fayette, EsqMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $5,650.00
Debtor obj<>US BANK NAT'L ASSOC /East Franklin St (PLUESE)
Matter ResolvedRequest
Adjourment
686/22/2022 9:00 am21-16584 / MBKJohn Zimnis, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $1,731.00
Debtor obj<>SELECT PORTFOLIO/Rvens Crest Drive (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
696/22/2022 9:00 am21-17042 / MBKJohn Michael McDonnell, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $8,932.00
6/22/22mk: per Aleshia - OTBS


Debtor obj<>PHH MTG/DEUTSCHE BANK / Lauren(ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
706/22/2022 9:00 am21-17069 / MBKJoan Sirkis Warren Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/27/2022 9:00 am
Total Paid In: $1,800.00
filed MP on 6/21 EDC

Debtor obj<>FAILED TO LM BY 4/1/22; FAILED TO FILE ORDER RESOLVING DEUTSCHE BANK OBJ TO CONF WITHIN 30 DAYS OF 12/8/21
Matter ResolvedRequest
Adjourment
716/22/2022 9:00 am21-17134 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $17,982.00
Debtor obj<>SV/WILMINGTON; ARREARS
Matter ResolvedRequest
Adjourment
726/22/2022 9:00 am21-17220 / MBKJ. Todd MurphyMotion Relief from Stay (Fee)Continued
7/27/2022 9:00 am

Debtor obj<>SELECT PORTFOLIO (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
736/22/2022 9:00 am21-17285 / MBKAndrew Thomas Archer Motion Relief from Co-Debtor StayMoot - Dismissed
Debtor obj<>PHH MTG/ Clinton Rd (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
746/22/2022 9:00 am21-17531 / MBKDAVID A. SEMANCHIK, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/10/2022 9:00 am
Total Paid In: $2,454.00
Mp in 15 days will put MP on for 8/10 EDC

Debtor obj<>SV/TOYOTA; FAILED TO FILE PRECONF CERT B 4/29/22
Matter ResolvedRequest
Adjourment
756/22/2022 9:00 am21-18117 / MBKWilliam H. Oliver, Jr., Esq.Motion File Claim After Claims Bar DateGrantedTotal Paid In: $4,840.00
MTN AUTHORIZING TRUSTEE TO PAY LAKEWOOD TWP LATE CLM #26-1
Matter ResolvedRequest
Adjourment
766/22/2022 9:00 am21-18317 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Order to be Submitted
AR ORDER BY GORSKI NO STAY UPON REFILING WO LEAVE OF COURT
Debtor obj<>FAILED TO APPEAR FOR 341; BAD FAITH FILING; TRUSTEE REQUESTS 2 YR BAR
Matter ResolvedRequest
Adjourment
776/22/2022 9:00 am21-18504 / MBKBruce C. Truesdale, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $1,050.00
MTN TO EXPUNGE POC #3
Matter ResolvedRequest
Adjourment
786/22/2022 9:00 am21-18504 / MBKBruce C. Truesdale, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $1,050.00
MTN TO EXPUNGE POC# 4
Matter ResolvedRequest
Adjourment
796/22/2022 9:00 am21-18504 / MBKBruce C. Truesdale, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $1,050.00
MTN TO EXPUNGE POC #5
Matter ResolvedRequest
Adjourment
806/22/2022 9:00 am21-19147 / MBKYakov Rudikh, Esq.Motion Relief from Stay (Fee)Moot - Dismissed
U.S BANK NAT'L ASSOC/Willow St (ROMANO GARUBO)
Matter ResolvedRequest
Adjourment
816/22/2022 9:00 am21-19336 / MBKJoseph Casello, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Order to be SubmittedTotal Paid In: $500.00
Deutsche limited obj (RAS)<> BRANCHPORT AV
Matter ResolvedRequest
Adjourment
836/22/2022 9:00 am22-10679 / MBKWilliam H. Oliver, Jr., Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Order Previously Submitted
Performance Food Group response (Malzberg)<> CEDAR LAKE
Matter ResolvedRequest
Adjourment
846/22/2022 9:00 am22-10730 / MBKREGINA L GELZER, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
Trustee objection withdrawn-give new conf date of 8/24 EDC--needs to schedule 341

ADJ to 6/22 for $7k to post

Trustee objection:

$7000 arrears through June.

Still need all Social Security statements including Granddaughter (RECEIVED)
Matter ResolvedRequest
Adjourment
856/22/2022 9:00 am22-10807 / MBKYakov Rudikh, Esq.Motion Relief from Co-Debtor StayGranted
U.S.BANK NAT'L ASSOC /Bass Court(LOGS)
Matter ResolvedRequest
Adjourment
866/22/2022 9:00 am22-10918 / MBKAdrian Johnson, Esq.Notice of Request for Loss MitigationDenied
r/h 10:00 AM-attorney will be late
NO LOSS MIT PER INVESTOR
Primary Residential Mtg obj (Powers Kirn)<> DEBTOR REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
876/22/2022 9:00 am22-11299 / MBKRobert C. Nisenson, Esq.Motion Relief from Co-Debtor StayContinued
8/24/2022 9:00 am

Debtor obj<>US BANK NAT'L ASSOC (LOGS)
Matter ResolvedRequest
Adjourment
886/22/2022 9:00 am22-11354 / MBKEdward Hanratty, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
7/27/2022 9:00 am

adj no app by attorney and we need hud EDC


OST//MTN TO ALLOW DISBURSEMENT FROM SALE OF REAL PROPERTY/29 CHEYENNE ST
Matter ResolvedRequest
Adjourment
896/22/2022 9:00 am22-11399 / MBKLee M. Perlman, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,150.00
Debtor obj<>SPECIALIZED LOAN /Fernwood Ave(STEWART LEGAL)
Matter ResolvedRequest
Adjourment
06/22/2022 9:00 am22-11399 / MBKLee M. Perlman, Esq.Certificate of ConsentGrantedTotal Paid In: $4,150.00
Matter ResolvedRequest
Adjourment
906/22/2022 9:00 am22-11734 / MBKRobert C. Nisenson, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Continued
7/13/2022 9:00 am

**Needs to pay all non-exempt to trustee-no 341 held yet so trustee hasn't determined value

BOA obj (McCalla)<>GRAVEL HILL RD
Matter ResolvedRequest
Adjourment
916/22/2022 9:00 am22-11911 / MBKEric ClaymanMotion SellGranted
Fillmore Ave, LLC obj (Martone)<>US Bank cert/no obj (McCalla)<> FILLMORE AV
Matter ResolvedRequest
Adjourment
926/22/2022 9:00 am22-12102 / MBKWilliam H. Oliver, Jr., Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
7/13/2022 9:00 am

Trustee objection:
-payments, no liability insurance, lots of remaining confirmation issues including estimated tax returns EDC
Matter ResolvedRequest
Adjourment
936/22/2022 9:00 am22-12269 / MBKLee M. Perlman, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Granted
8 MILL STREET
Matter ResolvedRequest
Adjourment
946/22/2022 9:00 am22-12663 / MBKJohn Michael McDonnell, Esq.Motion Relief from Stay (Fee)Continued
7/13/2022 9:00 am

Judge will make decision by 7/13 per 6/22 hearing EDC

Debtor obj; Creditor response<>CEDAR GLEN LAKES /Kentucky Way (COLLINS, VELLA)
Matter ResolvedRequest
Adjourment
956/22/2022 9:00 am22-12729 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
7/27/2022 9:00 am

Debtor obj<>AFFILIATED MANAGEMENT (BRACH EICHLER)
Matter ResolvedRequest
Adjourment
966/22/2022 9:00 am22-12734 / MBKSCOTT E KAPLAN ESQMotion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>SACHIN MANDREKAR/LANDLORD (HOWARD REDNOR)
Matter ResolvedRequest
Adjourment
976/22/2022 9:00 am22-12770 / MBKPAUL H YOUNGREQUEST FOR LOSS MITIGATIONWithdrawn
US Bank obj ( KML)<>REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
986/22/2022 9:00 am22-12962 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Continued
7/27/2022 9:00 am

Debtor obj<>SELENE FINC/Station Rd (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
996/22/2022 9:00 am22-13102 / MBKEdward Hanratty, Esq.Motion Impose Automatic StayGranted
MTN TO IMPOSE STAY
Matter ResolvedRequest
Adjourment
1006/22/2022 9:00 am22-13437 / MBKVirginia E Fortunato, LLCMotion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT
Matter ResolvedRequest
Adjourment
1016/22/2022 9:00 am22-13732 / MBKPRO SENotice of Hearing (Upload)Granted
MTN TO CRAM VEHICLE VALUE AND INTEREST RATE
Matter ResolvedRequest
Adjourment
1026/22/2022 9:00 am22-13732 / MBKPRO SEMotion Motion (Generic) - Only use if no other event is applicableContinued
7/13/2022 9:00 am

6/21/22 (sf) - Per Judge Kaplan, Adj to 7/13/22 at 9.


Debtor obj; US Bank response<>US BANK NAT'L ASSOC /Riverbank Ave (ROMANO GARUBO)
Matter ResolvedRequest
Adjourment
1036/22/2022 9:00 am22-14226 / MBKKevin C. Fayette, EsqMotion Extend TimeGranted
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
1046/22/2022 9:00 am22-14304 / MBKJACQUELINE R ROCCI ESQOrder Shorten TimeGranted
MTN TO IMPOSE STAY
Matter ResolvedRequest
Adjourment
1056/22/2022 9:00 am22-14372 / MBKPeter E. Zimnis, Esq.Motion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1066/22/2022 9:00 am22-14381 / MBKWilliam H. Oliver, Jr., Esq.Motion Extend TimeGranted
OST/MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1076/22/2022 10:00 am18-10469 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledWithdrawnDebtor has made 45 of 53 required payments   Arrears: $0  
Total Paid In: $41,146.00
amt: to be withdrawn/resolved with trustee order 5/25 hearing
Matter ResolvedRequest
Adjourment
1086/22/2022 10:00 am18-30153 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 47 of 44 required payments   Arrears: $393.00  Total Paid In: $14,207.00
6/13 workup for the 6/22 calendar EDC - Atty ok with terms

-debtor has small arrears so payment will need to be $25 higher for last 16 months
-debtor got LM

CONFIRM AT:
***$14207 paid then $325 x 16 beg 7/1/22 pro rata
Matter ResolvedRequest
Adjourment
1096/22/2022 10:00 am19-14630 / MBKSteven J. Abelson, Esq.Confirmation Hearing on Modified PlanDismissedDebtor has made 50 of 39 required payments   Arrears: $2,612.00  Total Paid In: $55,907.00
AR RESOLVE OR HOLD
ISSUES AS OF 6/13/2022 (DM):

 6/8/22 - Stern L. needs to review payments received - ADJ to 6/22/22

 5/17/22 - MP filed to add 17k post-petition arrears from Cert of Default. Another Cert of Default has been filed asserting March & April payments have not been made. Debtor is either making a case for conduit payments or needs to file a new case - RECOMMEND DENIAL DUE TO LACK OF FEASIBILITY.

 5/13/22 - Carrington Mtg filed a Cert. of Default - March & April payments have not been made.

1) Trustee Supp OBJ:
- Need amended Sch I&J (UNRESOLVED).
- Need updated proof of income (RECEIVED).

2) Trustee Obj:
- needs conduit due to over $17,000 in post pet mortgage arrears and trustee arrears.


Confirmed Case: $46,232.28 Ptd, $1,117 x 56 start 8/1/21, Base
Prop. MP: $53,047.28 Ptd, $1,533 x 49 start 3/1/22, Base
PTD = $55,907.28
Last Claim (14-1) dated 2/11/20
Matter ResolvedRequest
Adjourment
1106/22/2022 10:00 am19-17748 / MBKRoger Chavez, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 8 required payments   Arrears: $555.00  Total Paid In: $4,191.00
5/22/22 - Honor Roll confirmation terms amended to add treatment of POC (11-1) as a general unsecured claim per MBK (dm)

AR RESOLVE OR HOLD
ISSUES AS OF 6/17/2022 (DM): proposed confirmation terms updated below if Morton objection gets resolved (NO SUBPOENA OR SUPPLEMENTAL OBJECTION FILED).

 5/11/22 - ADJ by MBK to 6/22/22 for Mr. Morton to consider discovery with respect to the vehicle - AR suggest Morton talk to Michael Artis, Esq.

***Debtor's counsel added $3,305.37 in supplemental fees. TO CONFIRM, THE DEBTORS NEED TO CONFIRM AT $4,190.62 PTD, THEN $555 x 53 STARTING 6/1/22, BASE PLAN WITH A MINIMUM DIVIDEND OF $27,578 TO UNSECURED CREDITORS, DEBTOR SHALL SIGN UP FOR TFS AUTO PAY WITHIN 10 DAYS, TRUSTEE STANDARD ORDER OF DISTRIBUTION, DEBTOR'S COUNSEL SHALL FILE $3,305.37 SUPPLEMENTAL FEE APP WITHIN 7 DAYS TO BE PAID OUTSIDE THE PLAN--ADD POC (11-1) SHALL BE ALLOWED IN FULL AS A GENERAL UNSECURED CLAIM***

1) Motion to reclassify Wells Fargo Bank claim #12 to unsecured is scheduled for 3/23/22 (MOTION WITHDRAWN & MP PROVIDES FOR SURRENDER IN FULL SATISFACTION).

2) GM Financial (Morton) OBJs to second modified plan before confirmation - plan is silent as to lien on 2014 BMW X5. Claim amount is $44,129.29. (MP SURRENDERS 2014 BMW IN FULL SATISFACTION).

3) SunPower Capital filed a secured arrears POC (17-1) in the amount of $3,655.26 which is not in the plan. Are the debtors assuming this lease and paying this claim? (MP REJECTS THIS LEASE).

4) Bank of America filed a secured POC (18-1) for a 2019 Mercedes GLS. Plan is silent as to this claim. What are the debtors intentions for this vehicle? (MP SURRENDERS 2019 MERCEDES GLS IN FULL SATISFACTION).

5) JP Morgan filed a secured POC (19-1) in the amount of $97,945.06 for a 2017 Range Rover which is not in the plan. Are the debtors going to pay this claim? What are their intentions for this vehicle? (MP SURRENDERS 2017 RANGE ROVER IN FULL SATISFACTION).

6) JP Morgan Chase filed a secured POC (20-1) in the amo
Matter ResolvedRequest
Adjourment
1116/22/2022 10:00 am19-28863 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 29 of 32 required payments   Arrears: $289.00  Total Paid In: $14,329.00
AR RESOLVE OR HOLD
6/1 workup for the 6/8 calendar EDC

MOTION TO EXPUNGE CLAIM FILED BY STATE OF NJ DIVISION OF TAXATION IS SCHEDULED FOR 6/22/2022. NEED OUTCOME OF THIS MOTION.

1. Objection filed by Santander/Chrysler Capital (Morton) - proposed modified plan pays $7,800 for the 2016 Ram. Current loan balance is $15,029 and vehicle is worth $22,250. Cannot cram as vehicle has equity. (CERT BY DEBTOR FILED 5/18/2022 - STATES LOAN MATURES IN NOVEMBER 2022 AND BALANCE DUE IS $7,769.84)

2. Trustee's objection:
(1) The plan is not feasible because it does not include the State of NJ tax claim of $1,995,982.58.
(2) The debtor's case exceeds the 109(e) debt limits and should be either converted or dismissed.

MP proposes: $910 x 30 beginning 5/1/2022, not less than $26,410 to unsecured creditors
Arrears: $735
(Plan was amended to include the auto loan being paid in full through the Chapter 13 plan in the amount of $7,800.00.
Plan payment was increased to $910.00 starting May 1, 2022.)

Matter ResolvedRequest
Adjourment
1126/22/2022 10:00 am20-11907 / MBKMarc C. Capone, Esq.Confirmation Hearing on Modified PlanContinued
7/27/2022 10:00 am
Debtor has made 20 of 28 required payments   Arrears: $8,100.00  Total Paid In: $27,000.00
2 payments via TFS deductions completed by 7/20 and adj to 7/27 - dismiss if not done EDC

ISSUES AS OF 6/14/2022 (DM): last payment received in March - RECOMMEND DENIAL

 Pending Motion to Compel Payment of Admin Expenses.

 4/20/22 - Objection filed by Westgate Square Condo Assn (David Frizzell, Esq)

***To cure plan arrears, NEED TO CONFIRM AT $27,000 PTD, THEN $1,466 x 35 STARTING 4/1/22, BASE PLAN WITH $2,807 MINIMUM DIVIDEND, DEBTOR'S COUNSEL SHALL FILE A $4,000 SUPPLEMENTAL FEE APP WITHIN 7 DAYS, DEBTOR SHALL SIGN UP FOR TFS AUTO PAY WITHIN 10 DAYS***


Confirmed Case: $17,550 Ptd, $1,350 x 45 start 6/1/21, $2,807 Min Div
Prop. MP: $22,950 Ptd, $1,350 x 39 start 12/1/21, Base
PTD = $27,000
Last Claim (15-1) dated 11/22/21
Matter ResolvedRequest
Adjourment
1136/22/2022 10:00 am21-10554 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 9 of 17 required payments   Arrears: $1,625.00  Total Paid In: $3,481.00
updated 6/21/2022 (JMA)

ok to confirm at $3,181 paid to date, $125x43 begin 7/1/2022 base plan

issues as of 6/13/2022 (JMA)

1) The purpose of the modified plan is to extend the plan due to change in circumstance, need to provide amended Schedules I & J and 2021 tax return - NEED ATTORNEY TO ADDRESS INCOME WHICH IS VERIFIED LOWER AT $1,980.20 THAN SCHEDULED AMOUNT OF $2,145.21 (DEBTOR IS PAID SEMI MONTHLY). NEED CLARIFICATION ON THE SCHEDULED PART TIME INCOME. THE AMENDED SCHEDULE I LISTS PART TIME INCOME OF $1,200. ON 6/8/2022 DEBTORS COUNSEL PROVIDED LETTER FROM EMPLOYER OFFERING ADJUNCT POSITION - NEED TO KNOW IF THIS IS A PERMANENT POSITION
2) Why is social security income removed? It was disclosed in original filing and would make the plan feasible ATTY ADVISED THE SOCIAL SECURITY INCOME IS BEING APPEALED.
3) Debtor atty provided income from Brookdale averaged over 12 months, contribution from gf and summer income - debtor now has sufficient income

proposed plan $125x45 begin 5/1/2022 base plan
paid in $3,181
plan extended to 60 months, leaves 43 months to go
Matter ResolvedRequest
Adjourment
1146/22/2022 10:00 am21-12391 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 13 of 15 required payments   Arrears: $0  
Total Paid In: $10,380.00
AS OF 6/13/2022 (at):

RECOMMEND: $10,380 PAID TO DATE, $803 x 45 BEGINNING 7/1/2022, BASE

MP proposes: $803 X 47 beginning 5/1/2022, $0 to unsecured creditors
Arrears $170
Matter ResolvedRequest
Adjourment
1156/22/2022 10:00 am21-12763 / MBKJoan Sirkis Warren Confirmation Hearing ScheduledWithdrawnDebtor has made 4 of 14 required payments   Arrears: $11,768.00  Total Paid In: $10,630.00
AS OF 6/13/2022 (at):

1. Part 9 of the modified plan is blank. Need explanation as to why plan is being modified. (RECEIVED EXPLANATION)

2. Objection filed by Police and Firemen's Retirement System (Pluese Becker) - modified plan does not address mortgage arrears. Loan modification is speculative. (UNRESOLVED)

MP proposes: $9,330 paid to date, $1,363 x 48 beginning 5/1/2022, loan modification with Cenlar by 10/31/22, 100% to guc's
Arrears: $11,768
Matter ResolvedRequest
Adjourment
1166/22/2022 10:00 am21-14801 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 10 of 12 required payments   Arrears: $0  
Total Paid In: $5,300.00
6/13 workup for the 6/22 calendar EDC

Trial LM ends next month. Will adjourn until August to see if granted permanent loan mod EDC

MP proposes $33,646 PTD; $525 X 48 BEG 6/2022 (DEBTOR IS IN TRIAL LM FROM 5/2022-7/2022; BASE
Matter ResolvedRequest
Adjourment
1176/22/2022 10:00 am21-14897 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 12 required payments   Arrears: $0  
Total Paid In: $7,850.00
AS of 6/15/222(mk):atty ok to terms

**Need to Confirm at $7,850 PTD, then $714 x 48 Begin 7/1/22; Base; Student loans outside.**



Mp proposes: $636 X 11; $624.14 X 49; BASE
TO ADD IRS AMD POC
TO EXT SECOND TIER PENDING LM
Plan has run 12 mos and 48 remain
Matter ResolvedRequest
Adjourment
1186/22/2022 10:00 am21-15197 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 6 of 12 required payments   Arrears: $1,703.00  Total Paid In: $10,963.00
6/21 (UPDATED) workup for the 6/22 calendar EDC

-per order LM by 7/25/22 not 10/31/22 (per plan)
-low base pending LM

*Trustee objection
-need updated POI(DONE), 2021 tax returns(DONE) and updated I & J (DONE)-**(AMENDED J DOES NOT INCLUDE CAR INSURANCE OR PAYMENTS---POI FOR 1ST 5 MONTHS SHOWS $6517 NET MONTHLY SHOWING NEGATIVE MONTHLY INCOME--CASE WOULD NEED EWAGE BEFORE WE CONFIRM)

MP proposes $842 X 11; $1000 X 5; $1709.90 X 44; BASE with LM by 10/31/22
Matter ResolvedRequest
Adjourment
1196/22/2022 10:00 am21-17112 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 7 of 7 required payments   Arrears: $0  

6/10 workup for the 6/22 calendar EDC

*IRS priority claim is estimated for 2019 and 2020 taxes - need to resolve
*converted from a 7-no requirement to re-convert
* Cavalry and IRS are not in the plan
* Santander filed a claim on the Accord. Are we paying?

*Trustee objection:

---The debtor has failed to file a feasible plan - that pays a tier plan in month 23, when car
payment $448.92 ends
---Need Amendments to Schedules I to add 2nd employment with Public Partnership, per
recent proof of income.
---excessive expense items, such as:
Tele/Cell/Cable/Internet $350, Food $600, Clothing $200, Auto insurance $250 (verifies
$147) and Student Loan $89 (not listed in plan as outside and unaffected).
----The Trustee's calculations are higher for the following reason (s): 22c
has excessive expenses such as: Line 31 takes additional food/clothing $25 and Line 45
has disposable income $237.35, add $25 would be $262.35, which would require minimum
dividend $15,741 to gucs. There is disposable income $1,945.17. Amended sch J shows $1520 in disposable
----The current Plan does not specify treatment of Cavalry/Capital One secured claim
judgment lien $860.48 under the Plan.
----The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l).
-- Must amend 22c to add 2nd job. There would be more disposable income.
--- Santander filed arrears claim $799.66, plan list as outside.


$230 x 60 begin 12/1/21
------------------------------------------
Resolved:
--- Must resolve State of NJ estimated claim. (DONE)
Matter ResolvedRequest
Adjourment
1206/22/2022 10:00 am21-17220 / MBKJ. Todd MurphyConfirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 9 required payments   Arrears: $0  

AR RESOLVE OR HOLD
ISSUES AS OF 6/13/2022 (DM): Updated 6/21/22

***Adversary Proceeding has been resolved by Consent Order dated 6/19/22. TRUSTEE CAN RECOMMEND CONFIRMATION AT $15,902 PTD, THEN $1,879 x 51 STARTING 7/1/22, BASE PLAN, TRUSTEE IS AUTHORIZED TO PAY NJ MOTOR VEHICLE COMMISSION SECURED JUDGMENT POC (6-1) IN THE AMOUNT OF $652.73; TRUSTEE IS AUTHORIZED TO PAY OAK HOLLOW NORTH HOA INC. BIFURCATED POC (7-1) AS FILED***

 5/12/22 - Adv Pro filed by NJ Dept of Labor against the debtor.

 Debtor's counsel to file a POC and Motion to Allow the Late Claim by 4/22/22 - ADJ confirmation to 5/25/25 Peremptory (dm)

1) MP fails to treat $652.73 secured judgment of NJ Motor Vehicle Commission (OKAY TO ADD?)

2) MP provides $25,354 secured treatment to Oak Hollow HOA - no POC filed - need a claim filed and a motion to allow the late claim (UNRESOLVED - plan provides $25,354 as a cure, and Motion/POC have bifurcated claim with $22,940.90 secured and $2,413.10 as unsecured).

3) SPS/Wells Fargo (FEIN) - $59,998.79 arrears (MP PAYS FULL ARREARS).

4) Trustee OBJ:
- Need DSO information (RECEIVED).
- Excessive expense - Sch J: $550 transportation; $250 clothes for minor children.

 3/10/22 (at): RECOMMEND: $10,598 PAID TO DATE, $1,879 x 54 BEGINNING 4/1/2022, BASE. Need to file Pre-Confirmation Certification within 10 days of confirmation. Need to amend the voluntary petition to correct the debtor's name within 10 days of confirmation (name does not match driver's license - DOC #52 CORRECTS THE SPELLING OF THE DEBTOR'S LAST NAME).


Prop. Plan $1,668 x 5, then $1,878.55 x 55 start 3/1/22, Base
PTD 8/8 = $15,902
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
1216/22/2022 10:00 am21-17414 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 9 required payments   Arrears: $0  
Total Paid In: $2,402.00
- EDC: will pay 100% - plan will be LM not refi per Cameron

AR RESOLVE OR HOLD
ISSUES AS OF 6/14/2022 (DM): Updated 6/22/22

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $2,402 PTD, THEN $629 x 51 STARTING 7/1/22, 100% PLAN WITH $85,979 THRESHOLD PRESERVED, STUDENT LOANS TREATED OUTSIDE THE PLAN; ADD TO CONFIRMING ORDER: LOAN MOD WITH LOANCARE BY 7/7/22 WITH NO PAYMENT OR RESERVE BY THE TRUSTEE ON POC (10-2) PENDING THE LOAN MOD; STRIKE REFI TREATMENT FROM THE PLAN***

1) LoanCare (RAS) OBJs - $63,041.89 arrears - Refi is speculative (per Jennings loss mit by 7/7/22 obj resolved).

 3/9/22 - ADJ to 4/27 Peremptory on all issues including updated CMA if debtor so chooses to get one (dm)

2) RLF Mortgage (PLUESE) OBJs - loan matures 10/12/2026 (CONSENT ORDER AMENDS CLAIM TO AN ARREARS CLAIM IN THE AMOUNT OF $7,254.40 WHICH WILL BE PAID THROUGH PLAN. THE PAYOFF AMOUNT IS $28,649.47)

3) The Consent order states last payment shall be made to RLF Mortgage Corporation no later than September 12, 2016 - this appears to be an error. Sent email to debtors counsel.

4) Trustee OBJ:
- Debtor has insufficient income.
- Need CMA with comps from the last 6 months period 3/1/21 thru 8/31/21 (100% PLAN).
- Need a MP that pays a dividend to unsecured creditors - minimum dividend to be determined after receipt of updated CMA with proper 6-month comps (100% PLAN).
- Loan Mod plan can't pay 0% to GUCs - must be a Base Plan (100% PLAN).
- Need to file Pre Confirmation Certification (UNRESOLVED).
- Need details explaining why a 2012 Honda SUV with 35,000 miles is only worth $3,000 (100% PLAN).
- Need Aug & Sept bank statements for Santander acct #8622 (RESOLVED).


Prop. Plan Ptd, $629 x 52, 100% Plan
- Refi in 6 months
- student loans outside plan
PTD 9/9 = $2,402
Last Claim (4-2)
Matter ResolvedRequest
Adjourment
1226/22/2022 10:00 am21-18531 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

AS of 6/15/22(mk):

AR NEED VERIFICATION OF FILING RETURN
1. ST. OF NJ ESTIMATED POC$1,781.89 Priority No return for 2018

2. Trustee Objection:
-debtor has failed to file a feasible plan
-needs Modified Plan that addresses IRS claim & NJ claim.
-needs Amendments to Schedules B to list the Wells Fargo bank accounts.
-There is $95,332.71 in non exempt equity in the residence (100% Plan).TOTAL EQUITY T/H =138,822
-There is $43,490 in non exempt equity in the Wells Fargo bank
accounts (100% Plan).
-Verified income leaves monthly disposable income of $744 (100% Plan).
- must file pre conf cert.
------------------------
> OBJECTION BY IRS & IRS Filed Estimated Claim. for priority (No return for 2018) & GUC. (no returns filed for 2015-17). APOC FILED.
Objection by CSMC 2018 RRL3 Trust(KML)
-plan fails to pay arrears.Resolved- pay POC
-need a statement for the HBAN Hundy stock account.(provided0



Plan: $650 X 57 BEG 12/2021; 100%
5/5 payment
last claim :4-2, bar date:1/12/22
Matter ResolvedRequest
Adjourment
1236/22/2022 10:00 am21-18784 / MBKPRO SEConfirmation Hearing on Modified PlanDismissedDebtor has made 6 of 7 required payments   Arrears: $200.00  
ns

6/13/22 (SF)

Debtor's atty has withdrawn from case. Debtor is currently pro se. Per motion to withdraw debtor would not sign sales contract. Plan is no longer feasible.

5/19/222(mk): adj request uploaded. atty in process of withdrawing as counsel. Debtor needs time to obtain new atty

AS OF 5/11/22 (SF)

AR WILL BE SALE PLAN AND ATTY WILL REACH OUT TO OBJECTOR TO RESOLVE ABD RESOLVE NJ

1. Received Notice of Rejection letter from Inesa Kichkimet which I assume is an objection to the plan but it is not filed with the Court. Letter states that debtor owes her back child support in the amount $75,435.03 (DEBTOR'S ATTORNEY HAS NOT SUBMITTED DSO INFORMATION SHEET) (this objection is now docketed with the Court.)

2. Objection filed by Pratibha Garewal (Donald Campbell) - Creditor's claim is a total debt claim. Although debtor proposes a Refinance, Debtor is not making post-petition payments and debtor has no regular income other than support from daughter and funds from interest and dividends which makes the plan infeasible. Debtor's plan does not provide for adequate protection payments. (THERE IS NO OBJECTION TO MODIFIED PLAN FILED ON 4/20/22)

3. Trustee objection:

- A copy of the homeowner's insurance renewal declaration - show personal liability coverage, policies provided fail to show this coverage

-there are multiple child support obligations listed on Schedule E without setting forth the amounts due on these claims (ALSO NEED DSO INFORMAITON SHEETS)

-plan treats mortgage held by Pratibha Garewal as both cure of $0 and unaffected by plan. (MODIFIED PLAN STILL TREATS CREDITOR THE SAME WAY)

-need certification for special counsel, atty Joshua Thomas as to why the retainer agreement with the debtor lists debtor's residence as 5 Hollow Brook Rd, Morris County NJ.

- NEED PROOF OF DEBTOR'S ID AND SOCIAL SECURITY NUMBER.

-plan proposes increasing plan payments to $900 for the last 48 months of the plan - disposable income is only $140 how is this t
Matter ResolvedRequest
Adjourment
1246/22/2022 10:00 am21-19016 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 7 required payments   Arrears: $0  
Total Paid In: $6,334.00
6/21 updated workup for the 6/22 calendar EDC
**CONFIRM AT:
$5623 paid then $1550 x 53 beg 7/1/22 0%-ewage within 7 days of confirmation (f not already done)----12 month bar on refiling if case dismissed within 18 months of confirmation or 6 months bar on refiling if dismissed after 18 months of confirmation.

*New plan filed--old plan Denied with new plan in 14 days that pays $1966 disposable income into plan and cures mortgage arrears now that LM denied--any new I & J, 2021 taxes POI to trustee EDC

*1896.68 added to plan for att fees pending the order.

*Loss mit terminated as of 4/19

1) JP Morgan Chase Bank(Powers Kirn) objection to confirmation --pre petition arrears $72,855.27-OK MP adds arrears
2) Trustee objection:
---A Modified Plan that addresses secured claim filed by Twp of Hamilton OK MP ADDS
- Verified income leaves monthly disposable income of $1,966. OK MP
---The Schedules fail to account for the debtor (s) tax refund in the amount of $8,223 when determining disposable income OK MP
---Based upon the number of previous bankruptcy filings that have resulted in dismissals, the Trustee is requesting conduit mortgage payments or one year bar on re-filing. 4th filing in 3 years.
Matter ResolvedRequest
Adjourment
1256/22/2022 10:00 am21-19299 / MBKKirsten B. Ennis Confirmation Hearing ScheduledMoot - DismissedDebtor has made 4 of 6 required payments   Arrears: $0  

Motion to vacate Dismissal on for 7/5/22- t That motion needs new conf date. MP was filed 6/10/22
Matter ResolvedRequest
Adjourment
1266/22/2022 10:00 am21-19322 / MBKPAUL H YOUNGConfirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 6 required payments   Arrears: $0  
Total Paid In: $3,814.00
ISSUES AS OF 6/15/2022 (DM):

***Debtor's MP proposes a full cure of mortgage arrears, therefore TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,814 PTD, THEN $1,324 x 54 STARTING 7/1/22, 100% PLAN; DEBTOR IS FREE TO SEEK A LOAN MODIFICATION AND IS AUTHORIZED TO USE THE DMS OR OTHER PORTAL***

1) US Bank (Emmanuel Argentieri, Esq) OBJs to confirmation - plan is not feasible (CONSENT ORDER ENTERED).

2) Trustee OBJ:
- Income verifies higher than scheduled resulting in $795 monthly disposable income.


Prop. Plan $500 x 5, $1,314 x 55, 100% Plan, Loan Mod by 7/1/22
PTD 6/6 = $3,814
Last Claim (1-1)
Matter ResolvedRequest
Adjourment
1276/22/2022 10:00 am21-19484 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

ISSUES AS OF 6/15/2022 (DM): Updated 6/17/22

 City of Trenton (Francis Ballak, Esq) filed a Motion to Dismiss and for Prospective Relief is scheduled for 6/22/22.

1) Trenton Water Works filed late secured POC (6-1) in the amount of $3,016.18 (OKAY TO PAY?? - Yes)

2) City of Trenton (Francis Ballak, Esq) OBJs - failure to cure full arrears of $57,530.17 (MP PAYS).

3) Plan provides $1,635 priority treatment to Trenton Water Works - no POC filed (MP REMOVES)

4) City of Trenton Tax Collector filed a higher secured claim for $57,530.17 (MP PAYS HIGHER AMOUNT)

5) Trustee OBJ:
- Need updated pay stubs showing DSO deduction (RECEIVED).-new POI received 6/15/22 that shows $4509 in monthly income not $6957. Feasibility? no updated I & J
- Domestic Support Obligation information $1,396/month per Sch J (RECEIVED DOC THAT SHOWS $349/WEEK).
- Excessive Expenses: $230/month for personal care/haircuts; $45/month for exterminator.
Need proof of excessive expenses at least 10 days prior to confirmation.
- Plan fails to provide for a prompt loan modification completion date (LOAM MOD REMOVED).
- Need to file Pre-Confirmation Certification (FILED).



Prop. Plan $904 x 6, $1,294.60 x 54, Base Plan
- student loans outside plan
PTD 6/6 = $5,428
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
1286/22/2022 10:00 am21-19578 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  


6-22 AR APPRAISAL WI 14 DAYS
AR RESOLVE OR HOLD 6/13 workup for the 6/22 calendar EDC

1. Objection filed by Wilmington Savings (Stern & Eisenberg) - 2nd mortgage company is objecting to the strip off claiming that the property is worth approximately $270,300 and 1st mortgage claim is only $180,192.45. (UNRESOLVED-getting appraisal as of 4/27)

2. Trustee's objection:
- A current market analysis - with comps for a 4 bed and 2 bath home sold within the last 6 months. (NOT RECEIVED)
- Verified income leaves monthly disposable income of $773.
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $600 x 60 beginning 1/1/2022, base
Payments: 4/4

--------------------------RESOLVED:
- Need proof of service for strip off of third mortgage. (CERT OF SERVICE FILED)
- Proof of 2 month's income - for debtor by 6/30/2022. (currently unemployed) (LANGUAGE ADDED)
- Need November and December bank statements for Santander savings account #4733. (RECEIVED)
- A copy of the deed (RECEIVED - PROPERTY IS OWNED JOINTLY BY BOTH DEBTORS)
Matter ResolvedRequest
Adjourment
1296/22/2022 10:00 am21-19833 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

NEED TO ADJ TO AFTER 7/11 BECAUSE EVIDENTIARY HEARING TO BE CONDUCTED BY MBK
Matter ResolvedRequest
Adjourment
1306/22/2022 10:00 am22-10148 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $2,500.00
ISSUES AS OF 6/13/2022 (DM): Updated 6/21/22

***Bar Date has expired and only $857 unsecured claims filed. Per attorney there is $3,500 in estimated additional fees. TRUSTEE CAN RECOMMEND CONFIRMATION AT $500 x 36 STARTING 2/1/22, 100% PLAN, LOAN MOD WITH US BANK BY 12/22/22, NO PAYMENT OR RESERVE BY THE TRUSTEE PENDING THE LOAN MOD, CONSENT ORDER WITH MEB LOAN TRUST SUBMITTED; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY STATE OF NY PRIORITY POC (1-1) IN THE AMOUNT OF $6,195.52, TRUSTEE STANDARD ORDER OF DISTRIBUTION, SUPPLEMENTAL FEE APPLICATION TO BE FILED WITHIN 7 DAYS***

 ADJ to 6/22 to address the 2nd mtg cram - if cram is successful, plan is still 100%.

1) US Bank (Frenkel Lambert) OBJs - $448,380.40 arrears on 1st mtg (PER DOUG, OKAY TO ADD LOAN MOD IN 6 MONTHS TO CONF ORDER).

2) MEB Loan Trust/SLS (Stewart Legal) OBJs - $175,834 arrears on 2nd mtg - objects to cram/strip off of this mortgage. Creditor is obtaining an appraisal (CONSENT ORDER SUBMITTED).

3) Trustee OBJ:
- Need Jan paystubs for debtor and Dec/Jan stubs for non-filing spouse (RECEIVED - SPOUSE IS PAID $3,600 TWICE A MONTH...WHY ONLY CONTRIBUTING $1,500/MONTH?)
- Need 2021 tax return by 5/31/22 (RECEIVED).
- Need Dec & Jan bank statements for Santander and Charles Schwab accounts.
- Verified income results in $811 monthly disposable income.
- Tax refund of $11,715 was not prorated and included in disposable income calculation (AVERAGE ADDED TO INCOME).
- There is $12,754 non-exempt equity in 2014 Chevy Suburban.
- Need proof of service on MEB Loan/SLS (OKAY, OBJECTION FILED).
- Plan proposes an Order of Distribution that is contrary to the Trustee recommended order (LANGUAGE ADDED).
- Need to file Pre-Confirmation Certification (UNRESOLVED).
- Need to resolve estimated claim filed by the IRS (NO LONGER ESTIMATED).
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan (NEED ESTIMATED ATTY FEES).


Prop.
Matter ResolvedRequest
Adjourment
1316/22/2022 10:00 am22-10211 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $380.00  
UPDATED 6/21/2022 (JMA) ATTY ADVISED PAYMENT OF $380 SENT 6/16/2022, NOT RECEIVED TO DATE, THERE ARE OTHER ISSUES NOT RESOLVED - AN APPEARANCE IS REQUIRED

issues as of 6/17/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income There is negative income of -$4.80. WITH THE 2021 TAX REFUND, THERE IS ONLY $178.29 IN DISPOSABLE INCOME, HAS NOT MADE THE JUNE PAYMENT UNDER THE MODIFIED PLAN
- The debtor has failed to supply the Trustee with the following document (s): 401k loan balance statements prior to filing date. NOT RECEIVED TO DATE
- Amendments to Schedules B and C to include 2014 Honda Civic. NOT FILED
- The Plan fails to provide for a prompt cure of rental arrears. MODIFIED PLAN PROPOSES TO PAY ARREARS THROUGH PLAN, NOT A PROMPT CURE

proposed plan $1160 paid to date, $380x36 o% plan
paid in $1160
arrears $380
last claim 2


ISSUES RESOLVED:
- A Modified Plan that corrects attorney fees to be paid $4,065, per disclosure or amended attorney disclosure to correct per plan $4,060. RESOLVED, MODIFIED PLAN WAS FILED AND AGREES WITH ATTORNEY DISCLOSURE PAYING $4,060 THROUGH PLAN
- File pre-confirmation certification. RESOLVED, FILED
- Must provide copy of 2021 Tax Return by 5/31/22. RESOLVED, PROVIDED 2021 RETURN
Matter ResolvedRequest
Adjourment
1326/22/2022 10:00 am22-10283 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $250.00  
6/21/22 - Atty to follow up with Bud to reschedule 341 and will ask for adj at hearing.

As of 6/16/22 (DS): 341 not held 5/5/22, still missing docs: 2020/2021 Tax return or non-filing cert.

Prop Plan $150 x 48 begin 5/1/22; Base
Matter ResolvedRequest
Adjourment
1336/22/2022 10:00 am22-10319 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

ISSUES AS OF 6/15/2022 (DM):

1) IRS filed $35,114.32 priority claim not treated in the plan that includes estimated taxes for 2018, 2020 & 2021 (UNRESOLVED).

2) State of NJ filed $17,356.41 priority claim not treated in the plan that includes estimated taxes for 2018 thru 2021 (UNRESOLVED).

3) Bank of America (Brock Scott) OBJs - $119,115.44 arrears (CONSENT ORDER ENTERED).

4) Trustee OBJ:
- Need a copy of 2021 tax return (UNRESOLVED).
- Need a copy of Dec & Jan bank statements for Chase accts #2086, 5071, 6951 and 6144.
- Excessive Expense - Sch I: $250 Home maintenance, $750 utilities, $525 cable/internet/phone, $500 Clothing, $816 transportation, $315 auto insurance (verifies $248), $751 car payment and $833 kid sports (100% PLAN).
- Case is above median, disposable income on Line #45 is $5,455.60, which would require a minimum dividend $327,336 (100% PLAN).
- Disposable income verifies $3,458 (100% PLAN).
- There is $12,494 non-exempt equity in the Ford Edge and Jeep Wrangler; There is estimated non-exempt equity in other bank accts, pending updated statements (100% PLAN).
- Need to file Pre-Confirmation Certification (UNRESOLVED).
- Need affidavit for spouse for ID and her social security number (RECEIVED).
- Add to terms need amended I and proof of income for spouse after she returns to work in May 2022.


Prop. Plan $3,034 x 60, 100% Plan
PTD 4/5 = $12,140
Last Claim (15-1)
Matter ResolvedRequest
Adjourment
1346/22/2022 10:00 am22-10337 / MBKDANIEL L. REINGANUMConfirmation Hearing on Modified PlanContinued
8/10/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

attorney to file MP

6/13 workup for the 6/22 calendar EDC
attorney to get appraisal(DONE)

-plan adds $125 monthly for Ally adequate protection which is $139 monthly with trustee comp. so payment is higher

RECOMMEND: $1588 PAID TO DATE, $556 x 55 BEGINNING 7/1/2022 -- Ally Financial to receive pre and post confirmation adequate protection payments from trustee for the life of the plan the plan of $125 monthly -----2021 tax return by 7/31/2022.



1. Debtor's attorney must provide an order stating that Ally Financial consents to pre and post confirmation adequate protection payments through the trustee's office.(OK EDC)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 by 5/31/2022 or cert of non filing. (LANGUAGE ADDED)
- A Modified Plan that removes Ally from Part 4c of the plan, they are listed in 4d as a cram. (MOD PLAN FILED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $11,161 in non exempt equity in the residence. (updated CMA has value of trailer at $50,000 OK EDC)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need proof of service on Ally and Connexus Credit Union for cram downs in Part 4d of the plan. (CERT OF SERVICE FILED 3/24/2022)
- Need to file Pre-Confirmation Certification. (FILED)
- Plan cannot pay 0% to guc's due to non exempt equity. Need to pay a minimum of $11,161 to unsecured creditors due to non exempt equity. OK EDC)

Modified plan before confirmation proposes: $397 x 60 beginning 2/1/2022, 0% to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
1356/22/2022 10:00 am22-10362 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $2,092.00  
AS OF 06/21/22 (SF) UPDATED

1. Trustee objection:

- There is non-exempt equity on residence $6,754, Bank acct has $12,720, Metlife has $9,877, and $1,788,937 in business property (100% PLAN).

- Must resolve IRS estimated tax claim 2-1 (STILL NEED AMENDED CLAIM)


Plan proposes $2681 x 60 100%
Payments: 4 of 5 Arrears: $2091


RESOLVED ISSUES:
1. Objection filed by Manasquan Bank (Broege) - failure to pay arrears of $147,299.15 (RESOLVED VIA CO) PAY ARREARS IN THE AMOUNT OF $141,265.08
- amend Schedule J-1 Debtor's expenses. Questions #1-5 are missing and not filed.
- Need a copy of the last filed tax return - for 2021 by 5/31/22. (RECEIVED)
- PROOF OF INSURANCE PROVIDED FOR RODEO CT AND SEAVIEW AVE
1. Trustee objection:
- Need a current market analysis - for Sea Renity Inn property (14 Seaview Ave) and mortgage statement. (INSURANCE PROVIDED. THERE IS NO MORTGAGE)
- Need a copy of the homeowner's insurance renewal declaration - for business property located at 32 Embury Ave, Ocean Grove. (THIS IS AN ERROR. DEBTOR DOES NOT OWN THIS PROPERTY)
- Amendments to Schedules A/B to add business and business property (FILED)
- Must file Pre-confirmation certificate. (FILED)
- The current Plan does not specify treatment of State of NJ and IRS tax claims under the Plan. (OK TO PAY CLAIMS)


Matter ResolvedRequest
Adjourment
1366/22/2022 10:00 am22-10544 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 3 of 5 required payments   Arrears: $200.00  
Matter ResolvedRequest
Adjourment
1376/22/2022 10:00 am22-10564 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

ISSUES AS OF 6/15/2022 (DM):

***If US Bank objection and small estimated tax claim are both resolved, then debtor would only need $4,271 x 54 in the 2nd tier to fund the plan at 100% - debtor still would need to address feasibility of this 2nd tier***

1) IRS filed $105 priority claim not treated in plan that includes estimated taxes for 2021 (UNRESOLVED).

2) US Bank (RAS) OBJs - $207,627.77 arrears (UNRESOLVED).

3) Trustee OBJ:
- Need copy of 2021 tax return (RECEIVED).
- Needs to contribution affidavit from Joanne for $500 (UNRESOLVED).
- Need proof of the business value (RECEIVED - $34,994 VALUE - NO GUC CLAIMS FILED, BUT PLAN SHOULD STILL PROPOSE 100%).
- Need to file Pre-Confirmation Certification (FILED)
- The attorney's fees in the plan ($3,724) and the disclosure statement ($3,250) do not agree. One of these must be amended (DISCLOSURE AMENDED - PAY $3,724 THROUGH THE PLAN).


Prop. Plan $706 x 6, $4,665 x 54 Base Plan, Loan Mod by 7/24/22
PTD 5/5 = $3,500
Last Claim (2-1)
Matter ResolvedRequest
Adjourment
1386/22/2022 10:00 am22-10760 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

att to set up ewage/tfs for next court date EDC

AS OF 06/15/22 (SF) No payments since April



1. IRS priority claim 4-1 is estimated (NEED AMENDED CLAIM)

2. State of NJ filed estimated priority claim 14-1 (NEED AMENDED CLAIM)

3. Purchasing Power, LLC filed secured claim 7-1 for $2670.50 for jewelry which is not addressed in plan

4. NJSVS Surcharge Violation System Office filed bifurcated claim: $146.15 secured, $200 unsecured and $346.15 arrears (HOW SHOULD THIS CLAIM BE PAID?)

5. Trustee objection:
-excessive expenses Schedule J $600/utilities; $550/cable telephone internet ; (UTILITY BILLS PROVIDED ARE NOT LEGIBLE)

-need January 2022 statement for Chase account ending #9389 (STILL NEED STATEMENT FOR PERIOD 1/11/22 THROUGH 1/30/22)

Plan proposes $587 x 36 0%
Payments: 3/5 Arrears: $1174.00
Matter ResolvedRequest
Adjourment
1396/22/2022 10:00 am22-10807 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 4 required payments   Arrears: $2,100.00  
6/21/22(mk); per atty email - Dismiss -Hold Fees

AS of 6/15/22(mk);

>>MFR(US BANK-LOGS) on 6/22/22<<

>> payment needs going forward is $2,463 p/m. Income is insufficient for that<<

THIS IS WORK UP FOR MP BEFORE CONF #28

1. NJ Tax POC - Priority Amt of $7,511.98 and then there is a secured part of $3,159.40.
plan has th secured amt in priority section of plan. ATTY SAYS PAY

2. US Bank/Nationstar - filed POC for arrears $112,595.16- Per atty - PAY- MP pays

3.Trustee Objection:
-need another amended disclosure- still has box checked for balance of fee NOT pd thru plan.
- PLAN IS NOT FEASIBLE W/ TAX CLAIM AND MTG CLAIM.
.
Plan: $2100 X 60 BEG 3/2022; base
3/4 payments
bar date passed
Matter ResolvedRequest
Adjourment
1406/22/2022 10:00 am22-10850 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $1,500.00  
As of 6/21/22 (sf)

RECOMMEND $2500 PTD, $1620 X 56 (BEGIN 7/1/22) BASE PLAN


As of 6/16/22 (DS):

Prop Plan $500 x 2 begin 3/1/22 ; $1,500 x 58 begin 5/1/22; Base
Note: 2021 Tax return and affidavit of contribution cert from mother provided.

RESOLVED:
1. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $-899. Debtor has not made June payment $1,500.
- Need information about the City of Trenton funding for debtors Cultural Arts Center and mortgage. (NEED CERT FROM DEBTOR THAT SHE HAS RECEIVED NO FUNDING) RECEIVED

Matter ResolvedRequest
Adjourment
1416/22/2022 10:00 am22-10851 / MBKSTEVEN J. SICOConfirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $5,580.00
updated 6/22/2022 (JMA)

ok to confirm at $5,580 paid to date, $1830x18 begin 7/1/2022, $2,200x14 begin 1/1/2024 100% plan
-Commerce Bank/TD Bank (2nd mortgage) is not provided for in the plan the parties are free to assert or defend their rights or defense with respect to any mortgage or note that may remain on the property

issues as of 6/17/2022 (JMA)

1) Commerce Bank/TD Bank 2nd mortgage holder has not filed their proof of claim to date. Debtors counsel provided the Trustee with a payoff letter showing the sum of $32,357.95 to be paid through plan. Part 9 of the modified plan states that the MP adds 2nd mortgage, the plan does not, in fact, address the treatment of Commerce Bank
2) Trustee objection to confirmation - need to resolve
- Commerce Bank (TD Bank) 2nd mortgage balance statement prior to filing date.- PROVIDED PAYOFF LETTER $32,367.95 DATED 4/22/2022
3) Debtor June payment has not posted to date, sent in 6/16/2022


proposed plan $1830x22, $2200x38 100% plan
paid in $5580
arrears $1740
last claim 5

resolved issues:
- The debtor has failed to file a feasible plan - that proposes a tier plan, car payment $300 ends in month 22. RESOLVED, MP PROVIDES FOR TIER
- The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - for 2021, if not filed must provide no later than 5/31/22. RESOLVED, PROVIDED COPY OF RETURN
- A Modified Plan that corrects attorney fees, per attorney disclosure balance $1,039, plan has $1,000 or amend attorney disclosure. FILED MODIFIED PLAN AND AMENDED ATTORNEY DISCLOSURE
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Proof of income verifies higher and there is disposable income $3,549. RESOLVED, AMENDED SCHEDULES FILED AND MODIFIED PLAN
Matter ResolvedRequest
Adjourment
1426/22/2022 10:00 am22-10918 / MBKAdrian Johnson, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 5 of 4 required payments   Arrears: $0  

6/14 Workup for the 6/22 calendar EDC

**nothing done since 4/13-recommend dismissal

1) Primary Residential Mortgage Inc (Powers Kirn) objection to confirmation - need to resolve
-approximate arrears $112,793.52 and per lender they do not offer loss mitigation
2) Nissan Motor Acceptance (Stewart Legal) limited objection to confirmation - need to resolve
-claim 5 filed for $2,799.86, plan does not treat creditors claim
3) Nissan Motor Acceptance (Stewart Legal) limited objection to confirmation - need to resolve
-claim 6 filed for $13,596.99, plan does not treat creditors claim
4) Trustee objection to confirmation - need to resolve
- Need to provide Trustee with a copy of the last filed tax return - for 2021, if not filed must provide no later than 5/31/22.
- Need to file a Modified Plan that amends Part 8 to vest property of the estate at confirmation and to include auto leases
- Need to file Amendments to Schedules B and C to add Bank of America accts#1983 and #3748 and provide 2 months bank statements prior to filing date .
- The debtor(s) is not paying all disposable income into the plan - the Trustee's calculations are higher for the following reason (s): Proof of income verifies higher there is disposable income $5,353.
- The Schedules fail to account for the debtor (s) tax refund in the amount of $10,820 when determining disposable income.
- The circumstances and contents of the debtor 's Plan, when taken in their totality indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a) (3).
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is estimated non-exempt equity on real property $90,672.88.
- Amend 22c to add correct income and amended Schedule C to take d (1) exemption on real property.
- Must resolve all creditor objections.
- Must file Pre Confirmation Certification wi
Matter ResolvedRequest
Adjourment
1436/22/2022 10:00 am22-10939 / MBKDonald F. Campbell, Jr., Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 2 of 4 required payments   Arrears: $705.00  
6/21/22 - Atty Response filed and attached.

MP filed 6/7/22 and scheduled for 7/13, but 6/8/22 confirmation adjourned to 6/22/22 for creditor Lakeview to get case before MBK on their objection (dm)

1. Modified plan filed and proposes to apply $17,195 to plan from tax refund. Will this be a lump sum paid to the Trustee?

2. Schedules I and J were amended on 6/8. Need proof of $3000 contribution from Steven Gimbelman along with his proof of income.

3. Objection filed by Lakeview Loan Servicing (Caine) - failure to pay arrears and correct post petition payment. Repeat filer and speculative loan mod.

4. Loss mit order entered and expires 7/25/22. (NEED STATUS OF LOAN MOD)

5. Trustee objection:

- Proof of 2 month's income - need to provide a profit and loss statement on the self-employment income from modeling (PROFIT AND LOSS STATEMENT PROVIDED BUT ALSO NEED BUSINESS QUESTIONNAIRE)
- There are excessive expenses on Schedule J: $300/miscellaneous need supporting documentation for this expense (100% Plan)
- There is $144,522 non-exempt equity in real estate (100% Plan)

6. Hourly fee. Must file fee application.


MP proposes $395 x 60 100% Plan Loan Mod (LOW BASE)
Payments: 2/4 Arrears: $705

RESOLVED ISSUES:
- Objection filed by US Bank Cust/PCS First Trust Bank (Shannon Burrini) - failure to pay TSC claim in the amount of $1261.23 (Modified plan filed to pay claim)
- A Modified Plan that completes Part 8a and Part 8d
- need to file Pre-Confirmation Certification
- need bank statements for PNC accts ending #5778 and #5786.



Matter ResolvedRequest
Adjourment
1446/22/2022 10:00 am22-11039 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,200.00  
As of 6/16/22 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED

4/13/22 (DS): 1. Trustee obj to the following:
- Need 2 months proof of income from new part time employment with Applebee's.
- Amend Sched A/B to add value of real property and add 2006 Honda Accord, plus amend Sched C to take all exemptions and amend Schedule I to add new part time job at Applebee's.
- Debtor has insufficient income, disposable income verifies $888.51, Plan propose to pay $1,500. Debtor made a payment $150 6/16/22, not $1,500.
- Debtor has failed to file a feasible plan that propose non-exempts proceeds from Sale of Albert Ave to Trustee.
- Excessive expenses for mortgage $1,350, due to plan proposing that Trustee pay adequate protection post-payments.
- There is non-exempt equity $253,557.79. Need to confirm 100% due to non-exempt equity. No unsecured claims filed.
- Need order to allow Trustee to pay adequate protection payments $1,350 to mortgage company.
- Add to confirming order non-exempt proceeds from sale of Albert Ave to Trustee.
- Must file Pre-confirmation certificate.

2. Nationstar/Mr. Cooper (MCCALLA RAYMER LEIBERT) obj to arrears not paid and sale. - C/O entered 5/3/22 Trustee to pay arrears and motion to approve sale to be filed by 7/31/22.

Prop Plan $1,500 x 6 begin 3/1/22; $100 x 30; 100% and Sale of Albert Ave 90 days after conf
Note: 2021 filed tax returns provided. Auto insurance for Dodge provided.
Matter ResolvedRequest
Adjourment
1456/22/2022 10:00 am22-11155 / MBKMICHELLE LABAYENConfirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  

6/14 workup for the 6/22 calendar EDC

$1040 paid then $450 x 56 beg 7/1/22 pro rata with minimum of $7460--student loans outside of the plan--Debtor shall maintain property liability insurance on all real property and motor vehicles--loan modification by 5/17/2023



* Consent Order submitted to Chambers - debtor received a 12-month Trial Mod and new order extends loss mit period until 9/8/22---Should confirming order say LM by 9/8 or by 5/17/23 (end of trial period)? Need answer from SN Servicing

*. Objection filed by Affinity FCU (Kiffin) - Plan fails to address arrears of $8,650.31 (Per POC). Are we paying? OK to pay

* Trustee's objection:
--- There is $7,460 in non exempt equity in the Merrill account. (pending review of
statement) (STATEMENT RECEIVED - LANGUAGE ADDED TO PLAN TO INCLUDE EQUITY)

MP before confirmation proposes: $260 x 60 beginning 3/1/2022, loan modification by 6/30/2022, base
Payments: 3/3

--------------------------------------RESOLVED:
--- Debtor must provide proof that the Trustee was added as Loss Payee to all motor vehicle and real estate insurance policies based upon vesting at discharge or the confirming order must provide for besting at confirmation. (ADDED )
1. Objection filed by SN Servicing/US Bank (Friedman Vartolo) - failure to cure arrears of $77,781.02 (Per POC) and correct monthly mortgage post petition payment is $1,827.70.---COS
3. NJ Division of Taxation filed a Priority claim #5 in the amount of $2,078.69 which is not in the plan. Is the debtor going to pay this claim? OK TO PAY
--- Need to file Pre-Confirmation Certification. (FILED)
--- Need to resolve the estimated claim filed by the IRS. (NO LONGER ESTIMATED)
--- Need January and February bank statements for Bank of America account #220- 4. (RECEIVED)
--- Need proof of insurance for the 2019 Dodge. (RECEIVED)
--- Need a statement for the debtor's 401k loan. (RECEIVED -LOAN WILL BE PAID OFF IN MONTH 47 OF THE PLAN)

Matter ResolvedRequest
Adjourment
1476/22/2022 10:00 am22-11165 / MBKJOHN A LIPOWSKI ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $1,692.00
as of 6/17/2022 (JMA)

Ok to confirm at $1692 paid to date $564x32 begin 7/1/2022 100% plan with Loan Modification on or by 8/31/2022

1) Trustee objection to confirmation - RESOLVED
-A current market analysis - with comparatives used to value property. RESOLVED
-Proof of 2 month's income - from non-filing spouse Profit and Loss for Jan. 2022 and Feb 2022 - RESOLVED
-A copy of the last filed tax return - for 2021 Business Income Schedule C missing page. RESOLVED, PROVIDED
-Updated auto insurance, insurance expires 4/8/22. PROVIDED RENEWAL
-debtor to explain transfers TD Bank bank acct#. This acct shows deposits and transfers into spouses Trucking business acct #6227, specifically a big transfer on 2/7/22 for $26,550 was deposited into acct from #6227, then on 2/7 funds $27,000 was transferred back. Several other small deposits of $500, $1,000 and $3,500 into joint acct from 1/27/22 -2/22/22 RESOLVED, EXPLANATION PROVIDED LARGE TRANSFER WAS FEMA MONEY FOR DAMAGE CAUSED TO HOME BY HURRICANE IDA IN 2021

proposed plan $564x36 100% plan loan mod by 8/31/2022
paid in $1,692
arrears $564
last claim 4
Matter ResolvedRequest
Adjourment
1486/22/2022 10:00 am22-11281 / MBKArlindo B. Araujo Confirmation Hearing ScheduledDismissedDebtor has made 4 of 4 required payments   Arrears: $62.00  
NS

ISSUES AS OF 6/15/2022 (DM):

1) Repayment of the debtor's 401k loan is coming directly from debtor's pay stub - need a MP to remove payment by the Trustee. (UNRESOLVED). When Plan is modified, Trustee would prefer disclosure of the payment as a monthly figure instead of a bi-weekly figure.

2) Trustee OBJ:
- Need a MP that removes creditors from Part 4d of the plan if they are being paid
in full (NOT MODIFIED - STILL IN PART 4d AND 4g).
- Need amended Sch G to remove cars from lease section (UNRESOLVED).
- Verified income leaves monthly disposable income of $627.
*****
*****
- Need copy of 2021 tax return (RECEIVED).
- Need proof of insurance for the 2009 Ford (RECEIVED).
- Need to file Pre-Confirmation Certification (FILED).
- The attorney's fees in the plan and the Disclosure Statement do not agree. One of these must be amended. Plan states $2,000 will be paid through the plan and disclosure states $2,000 will be paid outside (DISCLOSURE AMENDED - $2,000 TO BE PAID IN THE PLAN).
- Need a statement for the debtor's 401k loan (RECEIVED).


Prop. Plan $184.62 bi-weekly x 60, Base
PTD 4/4 = $1,600
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
1496/22/2022 10:00 am22-11315 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $400.00
issues as of 6/16/2022 (JMA)

to resolve the Trustee objection to excess income, Trustee recommends confirmation at $400 paid to date, $100x56 begin 7/1/2022 which includes minimum $2,057.68 dividend to general unsecured creditors

1) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return on or by 5/31/2022 RESOLVED, PROVIDED
-need proof of insurance for the Chrysler on Schedule G policy provided expired 4/13/2022 - RESOLVED, RENEWAL PROVIDED
-the debtor is not paying all disposable income into the plan -debtor's pay stubs verify at $4,847 per month, resulting in $2,371 of disposable income per month AMENDED SCHEDULE I REMOVES CONTRIBUTION AND AMENDED SCHEDULE J RAISES EXPENSES
-need to file Pre Confirmation Certification with Court - RESOLVED, FILED

proposed plan $100x60 minimum $2057.68 to gucs
paid in $400
last claim 7
Matter ResolvedRequest
Adjourment
1506/22/2022 10:00 am22-11349 / MBKKevin C. Fayette, EsqConfirmation Hearing on Modified PlanDismissedDebtor has made 1 of 4 required payments   Arrears: $2,400.00  
ns
AS OF 6/15/22 (SF) NOT CURRENT. ONLY 1 PAYMENT RECEIVED.

1. ILI Management is listed in plan to be paid $8754. No claim has been filed and the bar date expired on 5/2/22. Should this per plan claim be stricken?


2. Trustee objection:

- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
-disposable net income is $2,015.88, debtor income verified higher than scheduled amount - 100% PLAN
- must file pre conf cert. (FILED)

Plan proposes $800 x 40 100%
Payments: 1/3 Arrears: $2400
Matter ResolvedRequest
Adjourment
1516/22/2022 10:00 am22-11352 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 6/13/2022 (at):

1. Motion to Reduce Claim #6 filed by Ford Motor Credit is scheduled for 5/11/2022. (unsecured claim AMOUNT ADJUSTED TO $5,937.93 PER ORDER REDUCING CLAIM)

2. Objection filed by M&T Bank (Parker McCay) - failure to cure full mortgage arrears of $136,251.66 (Per POC). Six months after confirmation is too long to determine if debtors are eligible for a loan modification.

3. Objection filed by Santander/Sovereign Bank (Saldutti) - this is the debtors' 4th filing in four years. Plan is silent as to Santander's secured claim #2 in the amount of $149,117.44.

RESOLVED ISSUES:
Trustee's objection:
- 2 months (Jan & Feb) bank statements before filing (RECEIVED CERT OF NO ACCOUNTS)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- income verifies higher than scheduled, debtor is paid weekly and the weekly pay
averages to $1,522.52x4.33= $6592.53. - The result is excess disposable net in the amount of $4,299.55. Schedule I lists monthly take home pay as $2,522.20 which is impossible when one paycheck is $1,522.52 and debtor is paid weekly. (Note - debtor usually goes on unemployment every year between Jan & March).
- the two comps provided both had significantly smaller square foot living space (debtors property 2,514 sq ft, comp #1 $1,192 sq ft; comp #2 1,216 sq ft.) In addition, the Zillow value is $486,100. (THERE WOULD STILL BE NO EQUITY IF WE USED ZILLOW $486,100)
- A copy of the homeowner's insurance renewal declaration (RECEIVED)
The debtor has undertaken an improper use of exemption. Specifically:
The debtor has undertaken an improper use of exemption. Specifically:
- the codebtor is not on the Deed or Mortgage and therefore cannot take a d (1) exemption on the property (UPDATED - STILL NO EQUITY)
- The debtor has failed to supply the
Matter ResolvedRequest
Adjourment
1526/22/2022 10:00 am22-11399 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $4,150.00
ISSUES AS OF 6/15/2022 (DM): Updated 6/21/22 - Atty ok with terms

***If adding $6,566.91 post-petition arrears to the plan per consent order submitted, THEN TO CONFIRM THE DEBTOR NEEDS $4,149.50 PTD, THEN $1,654 x 56 STARTING 7/1/22, BASE PLAN, TRUSTEE IS AUTHORIZED TO PAY STATE OF NJ PRIORITY POC (4-1) IN THE AMOUNT OF $905.25, DEBTOR SHALL SIGN UP FOR TFS AUTO PAY WITHIN 10 DAYS***

1) IRS filed a priority claim with estimated taxes for 2021 (AMENDED TO $0).

2) State of NJ filed $905.25 amended priority claim not treated in the plan (OKAY TO ADD??)

3) SLS/US Bank (Stewart Legal) OBJs - $76,454.89 arrears (CONSENT ORDER ENTERED TO PAY PER POC WHEN FILED).

4) Trustee OBJ:
- Need a copy of homeowner's insurance renewal - policy expired 2/21/22 (RECEIVED).


Prop. Plan $1,383 x 60, 0% Plan
PTD 3/4 = $4,149.50
Last Claim (2-2)
Matter ResolvedRequest
Adjourment
1536/22/2022 10:00 am22-11432 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $696.00  
issues as of 6/16/2022 (JMA)

1) Not current with Trustee plan payments, arrears $696
2) IRS secured claim 1 is estimated for 2019 and 2021 taxes
3) PennyMack Services LLC (Frenkel Lambert) objection to confirmation - need to resolve
-pre petition arrears $48,305.25
4) Trustee objection to confirmation - need to resolve
- The debtor has failed to file a feasible plan - propose tier plan - Debtor 's pension loan payment $1,544 ends in month 21.
- The debtor has failed to supply the Trustee with the following document (s): updated proof of income for new job (2nd job) at Burlington County School System PROVIDED LETTER SHOWING AMOUNT BEING PAID AND HOURS TO BE WORKED - THIS POSITION WAS TO BEGIN 3/28/2022, THERE SHOULD BE PAYSTUBS AVAILABLE FOR TRUSTEE REVIEW
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity on real property $74,295 and estimated non -exempt equity in PNC Bank savings and TD Bank savings accts pending bank statements. WITH NON EXEMPT EQUITY THIS CANNOT BE A 0% PLAN
- Need 2 months bank statements from PNC Bank savings acct and TD Bank savings acct prior to filing date. NOT PROVIDED TO DATE
- Must resolve IRS estimated tax claim and Capital One bifurcated claim. NEITHER HAVE BEEN ADDRESSED TO DATE
- Must file Pre-confirmation certificate NOT FILED TO DATE

proposed plan $699x60 0%
paid in $2100
arrears $696
last claim 6
Matter ResolvedRequest
Adjourment
1546/22/2022 10:00 am22-11495 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 6/16/22 (DS): 1. Trustee obj to the following:
- Need 2021 Tax return, proof of auto insurance for 2006 Chevy and 2011 Ford, proof of insurance and valuation for the business (balance sheet) and personal and business bank statements for Jan and Feb. 2022.
- Excessive expense for boat $522 (Plan is 100%).
- Disposable income verifies $12,498 and 22c shows disposable income $9,339, which would require minimum dividend $560,340 (Plan is 100%).
- There is non-exempt equity $36,398.33 in real property and $11,100 in the business.
- Need to resolve creditor objections.
- Need outcome of the Adversary Proceeding by Jill Measley.

2. Caliber Home (STERN & EISENBERG) obj to arrears not $7,288.44, POC filed $8,803.48.

3. Jill Measley (JOHN J. COUGHLIN) obj plan fails to identify creditor, plan fails include assets that were willfully transferred from Debtor to an insider and creation to of a sham entity to conceal assets. Debtor's real estate is undervalued by $150,000, Debtor's truck is also undervalued by at least $25,000 and Debtor's inactive business. Secured POC filed $140,904.82.

4. Stay relief was granted to Jill Measley. POC filed $140,904.82. Is this to be treated outside?

Prop Plan $250 x 12 begin 3/1/22; $1,000 x 48; 100% and Refinance on Patricia Ct by 3/1/2023
Matter ResolvedRequest
Adjourment
1556/22/2022 10:00 am22-11503 / MBKStacey L. Mullen, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,820.00
as of 6/16/2022 (JMA)

ok to confirm at $1,820 paid to date, $460x56 begin 7/1/2022 base plan

*the mortgage arrears claim is lower than scheduled, debtor to pay proposed plan payments with pot base to guc creditors

proposed plan $460x60 0% plan
paid in $1820
arrears $10
last claim 10

RESOLVED ISSUES:
--- Need to provide Trustee with the January and February bank statements for Santander account #5300. RESOLVED, PROVIDED STATEMENTS
- -- Need a Modified Plan that addresses secured claim filed by Borough of Beachwood. RESOLVED, MODIFIED PLAN FILED
---A current market analysis - which provides distance of comparables to subject property. PROVIDED SAME DOCUMENTS AND CMA VALUE WITH THE ADDITION OF DISTANCE EACH PROPERTY HAS TO THE SUBJECT PROPERTY
- -- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There may be non-exempt equity in real estate pending review of an updated CMA USING CMA PROVIDED THERE IS NO NON EXEMPT EQUITY IN PROPERTY
1) Trustee objection to confirmation - RESOLVED
2) To date claim has not been filed by US Dept of HUD. The bar date expired 5/6/2022 - plan lists HUD as notice only
Matter ResolvedRequest
Adjourment
1566/22/2022 10:00 am22-11551 / MBKRONALD E NORMAN, ESQConfirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 6/13/2022 (JMA)

1) 341 not held, rescheduled for 6/16/2022
2) Not current with Trustee plan payments, arrears $300
3) Need to file Pre Confirmation Certification with Court
4) IRS priority claim 2 estimated for 2019 and 2021

proposed plan $300x60 base plan
paid in $900
arrears $300
last claim 10
Matter ResolvedRequest
Adjourment
1576/22/2022 10:00 am22-11555 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,200.00
6/22/22(mk)UPDATED- email to atty

**NEED TO CONFIRM AT $1,200 PTD, Then $593 x 56 begin 7/1/22; Base. strike plan priority treatment of Mtg and pay arrears per as filed secured claim#1-1**




AR HOME INS RENEWAL REQUIRED -sent in today per att EDC
AS of 6/15/22(mk):


1. Trustee objection:
-need updated home insurance-policy expired in April
-Debtors plan treats Finance of America Reverse, LLC as a priority claim in the amount of $13,046.45. The filed claim is a secured claim in the amount of $26,801.56
OK TO STRIKE THAT TREATMENT AND PAY ARREARS AS SECURED PER POC? OK per attorney to pay arrears


Plan: $300 X 60 BEG 3/2022; BASE
4/4
bar date:5/9/22
Matter ResolvedRequest
Adjourment
1586/22/2022 10:00 am22-11563 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $595.00  
AS OF 6/15/22 (SF) MP FILED AND SCHEDULED FOR 7/27/22

1. US Dept of HUD filed secured claim 11-1 with zero arrears.. This claim is not listed in schedules or addressed in plan.

2. Midfirst Bank filed arrears claim 12- for $22.25 which is not addressed in plan. (OK TO PAY?)

3. ACAR Leasing filed zero arrears claim 2-1. This lease is not assumed in the plan. Should it be rejected?

4. Trustee objection:
- The debtor has insufficient income .
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food
$495.
- There is non exempt equity of $576 in Mercedes and 2006 Toyota Highlander $4,051
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution
- Must file Pre-confirmation certificate.


Plan proposes $595 x 40 Base
Payments: 2/4 Arrears: $1190

RESOLVED ISSUES:
There is estimated non-exempt equity on real property $9,454.40 (NO EQUITY)
- Need a copy of the last filed tax return - for 2021, if not filed must provide no later than
5/31/22. (RECEIVED)
- IRS priority claim 4-1 is estimated (AMENDED)
-estimated non -exempt equity in bank acct $33.28 (pending bank statement) moot
- Bank statements from Chase Bank for 1/28/22 to Feb prior to filing date.
Matter ResolvedRequest
Adjourment
1596/22/2022 10:00 am22-11575 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $0  
Total Paid In: $1,206.00
AS OF 6/17/2022 (at):

RECOMMEND: $1,206 PAID TO DATE, $670 x 32 BEGINNING 7/1/2022, BASE
Need to file Pre-Confirmation Certification within 7 days of confirmation.
Low base pending loan modification.
Debtor to obtain a loan modification by 10/27/2022.
Trustee shall pay Autumn Ridge Condominium Association, Claim #6, a secured claim in the amount of $10,675.52. The unsecured portion in the amount of $1,370.99 shall be paid pro rata with other general unsecured creditors pursuant to the terms of confirmation.

1. Objection filed by Freedom Mortgage (Brock & Scott) - failure to cure pre-petition arrears of $75,711.58 (Per obj - no POC yet) (CONSENT ORDER ENTERED 5/3/22 - CURE ARREARS OF $79,435.70 THROUGH A LOAN MODIFICATION BY 10/27/2022)

2. Trustee's objection:
- A Modified Plan that pays a dividend to unsecured creditors. Loan modification plans cannot pay $0 to guc's. (MOD PLAN NOT FILED - LANGUAGE IN CONFIRMING ORDER - BASE PLAN)
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- Need to resolve the objection filed by Freedom Mortgage. (RESOLVED)
The debtor has insufficient income. Verifiable income leaves monthly disposable income of $412.24.
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 by 5/31/2022. (RECEIVED)


Plan proposes: $603 x 36 beginning 3/1/2022, loan modification within 6 months of confirmation, $0 to unsecured creditors
Payments: 2/4, arrears $1,206
Matter ResolvedRequest
Adjourment
1606/22/2022 10:00 am22-11690 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledConverted to 7 / 11Debtor has made 1 of 3 required payments   Arrears: $0  

issues as of 6/13/2022 (JMA)

1) 341 not held, not rescheduled
2) Not current with Trustee plan payments, arrears $564
3) Need to file Pre Confirmation Certification
4) IRS priority claim 1 is estimated for 2019 and 2021 taxes - need to resolve
5) Howell Verdana, LLC and Verdonna, LLC (Cohen Seglias) objection to confirmation - need to resolve
6) Global Lending Services LLC (Stewart Legal) limited objection to confirmation - need to resolve
-plan does not provide for treatments of creditor's claim on the vehicle

proposed plan $282x60 base plan
paid in $282
arrears $564
last claim 13
Matter ResolvedRequest
Adjourment
1616/22/2022 10:00 am22-11729 / MBKAndrew Carroll, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 3 required payments   Arrears: $135.00  
6/21/22 - Per Atty ok to dismiss/hold fees

As of 6/9/22 (DS): 341 not held 3/31/22, still missing proof of income for new job (MUST HAVE)) JOB FROM FEB/MAR 2022
Matter ResolvedRequest
Adjourment
1626/22/2022 10:00 am22-11751 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $25.00  
AS OF 6/16/22 (SF) UPDATED

1. Objection filed by Irene Kominsky, Executrix for the Estate of Vincent Raccuia - The debtor has no ownership interest in real property (2580 Crestview Road). Property is to be foreclosed. At best, the Debtor has a contingent interest in proceeds remaining in the Decedent's Estate after the Real Property is liquidated and all the Decedent's Estate's debts are paid, including the costs of administration.

2. IRS priority and unsecured claim 1-2 is estimated (NEED AMENDED CLAIM)

3. State of NJ priority claim 5-1 is estimated (NEED AMENDED CLAIM)

4. Wells Fargo Filed Arrears claim 2-1 for $1512.28 which is not addressed in plan (OK TO PAY?)

5. Trustee objection:
- Need Proof of 2 month's income - need paystubs from job with County Treasurer, Monmouth County, only provided W2
- Need Income contribution affidavit
- need to provide Profit and Loss for the Ebay income
- the plan lists property debtor resides in as surrender, states debtor has 25% interest in Estate of Vincent Raccuia - need inheritance documents, will
- need copy of Will of Vincent Raccuia and some idea of status of Probate. is there any accounting?

6. Must file pre-confirmation certification

Plan proposes $25 x 36 100% Plan
Payments: 2 of 3 payments

Matter ResolvedRequest
Adjourment
1636/22/2022 10:00 am22-11757 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 2 of 3 required payments   Arrears: $803.00  
UPDATED 6/17/2022 (jma)

To resolve Trustee objection, need to confirm at $1,395.12 paid to date, $842x57 begin 7/1/2022 base plan

issues as of 6/13/2022 (JMA)

1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - MODIFIED PLAN PROPOSES TO PAY ARREARS THROUGH PLAN, NO FURTHER OBJECTION FROM CREDITOR
2) Trustee objection to confirmation -need to resolve
- Need to provide a copy of the last filed tax return - 2021 RESOLVED, PROVIDED
- Need to provide a February statement for Bank of America acct #2275 RESOLVED, PROVIDED
- Need to file a Modified Plan that clarifies treatment of Freedom Mortgage Corp which is listed as outside and motion to avoid/reclassify RESOLVED, MODIFIED PLAN TREATS AS A CURE
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -spouse income is significantly higher $2,557.50 than the scheduled amount $2002 which results in $1,257.08 disposable income LOWER REFUND ON THE 2021 TAX RETURN, REDUCES DISPOSABLE INCOME TO $931.16 HOWEVER, THE CLAIMS ARE HIGHER
- The debtor has failed to provide proof of service with respect to Plan Motion (s) -plan motion to avoid lien Western Union Financial Services RESOLVED, FILED
- need to file Pre Confirmation Certification with Court RESOLVED, FILED
3) Not current with Trustee plan payments, arrears $802.62

proposed plan $802.62X60 base plan
paid in $1395.12
arrears $802.62
last claim 7
Matter ResolvedRequest
Adjourment
1646/22/2022 10:00 am22-11895 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $1,500.00
As of 6/16/22 (DS): Ok to confirm at $500 x 60 begin 4/1/22; Base and within 7 days Debtor must file Pre-confirmation certificate

As of 4/21/22 Debtor attorney requested adjournment to amend his withholding as of March increased taxes. Requires proof of same.

4/27/22 (DS): 1. Trustee obj to the following:
- Must amend Sched B and C to add additional checking #3883 and 2 savings accts#9229 and 0056. There may be non-exempt equity. No equity.
- Excessive expenses on Sched J such as: Food $550, Transportation $451 and storage unit $570. There would be disposable income $960, due to excessive expenses.
- Must file Pre-confirmation certificate.

Prop Plan $500 x 60 begin 4/1/22; Base
Note: 2021 tax return provided. IRS amended claim. Proof of support payments provided. Bank statements from Chase acct#3883 and #9229, pension loan statements and proof of storage fees provided. Due to change with income and Debtor changing filing status from married to single, income is less.
Matter ResolvedRequest
Adjourment
1656/22/2022 10:00 am22-11923 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $2,163.00
As of 6/16/22 (DS): Confirm at $721 x 60 begin 4/1/22; 100% with minimum of $76,999.50 to gucs due to non-exempt equity

1. Trustee obj to the following:
- Disposable income verifies $1,311.
- There is non-exempt equity on real property $45,799.50 and 2008 Bentley $31,200 total $76,999.50.

Prop Plan $721 x 60 begin 4/1/22; 100%
Note: 2021 Tax return provided 5/17/22.
Matter ResolvedRequest
Adjourment
1666/22/2022 10:00 am22-11943 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

RECOMMEND: $816 PAID TO DATE, $272 x 24 BEGINNING 7/1/2022, $500 x 33 BEGINNING 7/1/2024, BASE
Need Pre-Confirmation Certification within 10 days of confirmation.
Need Order Resolving Exeter Finance objection within 30 days of confirmation.



As of 6/16/22 (DS): 1. State of NJ filed claim $182. Trustee ok to pay? OK

2. BELOW ISSUES STILL REMIAIN UNRESOLVED.

5/11/22 (DS): 1. Trustee obj to the following:
- Need a plan that proposes that proposes a tier plan and Base, PERS Loan $240 ends in month 27 months. OK to INCREASE EDC
- Must file Pre-confirmation certificate. in 10 days EDC
- Need 2021 tax returns. -SUBMITTED YESTERDAY

2. Exeter Finance (MESTER & SCHWARTZ) obj to cramdown. Obj must be resolved.(OTBS)$12,304.39 to be paid per attorney

Prop Plan $272 x 60 begin 4/1/22; $0
Note: Auto insurance provided. Service no longer needed, creditor objects.
Matter ResolvedRequest
Adjourment
1676/22/2022 10:00 am22-11958 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 6/15/22mk):

bar date has passed and NO POC FROM Landlord- 5/20/22 . no POC from LL - STRIKE
THE PER PLAN CLAIM OF $ arrears $7,225 ?OR FILE CLAIMM & MOTIONTO ALLOW LATE CLAIM??

1. One Main filed a Bifurcated claim> Secured $10,175,unsecured $10,642.31 and arrears $724.38- Plan has cram

2.. Trustee Objection:
-IRS APOC $16,890.58- that is double the
plan amt.
-need Updated auto insurance, insurance
expired 3/30/22.
- The Plan fails to provide for a prompt cure of
rental arrears.( MOOT as LL never filed a POC or objection)
- Must file Pre-confirmation certificate.
---------
-need proof of service on plan motions for
auto cram.(Done)
- Need 401(k) loan balance statement for
both loans prior to filing date.(provided)

Plan:$507 x 60 begin 4/1/22; $0
2/3
bar date 5/20/22



Matter ResolvedRequest
Adjourment
1686/22/2022 10:00 am22-11984 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $501.00
UPDATED 6/21/2022 (JMA)

OK TO CONFIRM AT $167X60 BEGIN 4/1/2022 BASE PLAN WITH LOAN MOD ON OR BY 10/15/2022

issues as of 6/16/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- Need to provide Trustee with a copy of the homeowner's insurance renewal declaration - document provided is a forced placed policy for the mortgage company, does not include personal liability coverage - NEW POLICY PROVIDED WITH DECLARATION PAGE SHOWING PERSONAL LIABILITY COVERAGE

proposed plan $167x60 base plan with loan mod by 10/15/2022
paid in $501
last claim 17

RESOLVED ISSUES:
Nationstar Mortgage LLC d/b/a Mr. Cooper (LOGS Legal Group) objection to confirmation - ORDER RESOLVING OBJECTION, LOAN MOD REVIEW COMPLETED ON OR BY 7/18/2022, NO PAYMENT OF PRE PETITION ARREARS WHILE LOAN MOD APPROVAL PENDING, WILL REMAIN CURRENT WITH POST PETITION PAYMENTS
- Nationstar Mortgage LLC (LOGS Legal Group) objection to confirmation - RESOLVED, CONSENT ORDER
- Need to file Pre Confirmation Certification with Court RESOLVED, FILED

Matter ResolvedRequest
Adjourment
1696/22/2022 10:00 am22-12035 / MBKJoan Sirkis Warren Confirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

6/21/22(mk);updated-Atty ok to terms

**CAN REC CONFIRM AT $850 x 36 Begin 4/1/22; 100% .Preserve equity T/h of $56,496 .Refinance of Midland Drive by 9/15/23: Trustee is authorized to pay Bank of America arrears on claim 3-1. TR authorized to pay Toyota lease claim #5-1 $579.92.
STRIKE PRIORITY TREATMENT OF ST. OF NJ AND PAY CLAIM AS FILED- GENERAL UNSECURD CLAIM
low base pending REFI*


----------------------------------------------
6/15/22(mk): NEED UPDATE ON REFI DATE:- per order submitted- refi by 9/15/23

As of 6/6/22(mk):Updated-email to atty- needs 2 week adj to 6/22/22 to discuss date of refi w/ creditor.


1. Objection by Bank Of America( Powers):
Refi of property is speculative
PLAN HAS PAY ARREARS BEING PAID PENDING REFI-MK: atty says arrears now pd thru plan- will be a CO on this)- Submitted 6/19/22

2.Toyota lease arrears $579.92- NOT IN PLAN-OK TO PAY? Per atty - yes pay

3. Trustee objection:
-There is $56,496 in non exempt equity in the residence. (100% plan
- St Of NJ - filed unsecured claim so STRIKE PRIORITY TREATMENT AND PAY CLAIM AS FILED(GUC)


plan:$850 X 36 BEG 4/2022; REFY BY 9/15/2022; 100%
3/3 payments
Matter ResolvedRequest
Adjourment
1706/22/2022 10:00 am22-12110 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

as of 6/16/2022 (JMA)

OK TO CONFIRM AT $150X36 BEGIN 4/1/2022 100% PLAN WITH MINIMUM $36,273.84 MINIMUM DIVIDEND DUE TO NON EXEMPT EQUITY WITH SALE OF REAL PROPERTY ON OR BY 9/15/2022, ALL NON EXEMPT EQUITY TO TRUSTEE
-MUST SUBMIT FEE APPLICATION FOR ADDITIONAL FEES WITHIN 7 DAYS OF CONFIRMATION

RESOLVED:
1) GITSIT Solutions, LLC f/k/a Kondaur Capital, LLC (W Jones) objection to confirmation - RESOLVED, ORDER
- debtors plan states the arrears will be paid in full through the proceeds of sale, does not state that the subject loan shall be paid in full through the proceeds
2) Debtors plan proposes to pay Gary V. Karakashian MD as a secured claim to be paid in full through plan. The creditors attorney filed an unsecured claim - need to resolve RESOLVED, WILL BE PAID AS GUC CLAIM, THE NON EXEMPT EQUITY PAYS GUC CLAIMS 100%
3) Trustee objection to confirmation - RESOLVED
- Need to file a Modified Plan that removes attorney fees $3,000 or another amended attorney disclosure to mark off that balance will be paid through plan. THE ATTORNEY DISCLOSURE SHOWS FEES RECEIVED IN THE AMOUNT OF $3,000 ANY ADDITIONAL FEES WILL REQUIRE A FEE APPLICATION WITHIN 7 DAYS OF CONFIRMATION, THE PLAN ITSELF STATES AN ADDITIONAL FEE OF $3,000 IS TO BE PAID THROUGH THE PLAN
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is estimated non-exempt equity on real property, pending mortgage claim. MORTGAGE CLAIM FILED IS HIGHER THAN AMOUNT ON SCHEDULES. THERE IS NON EXEMPT EQUITY ON REAL PROPERTY IN THE AMOUNT OF $36,273.84
- Must file Pre Confirmation Certification with Court RESOLVED, FILED

proposed plan $150x36 begin 4/1/2022 base plan with sale of property by 9/15/2022
paid in $450
last claim 6
Matter ResolvedRequest
Adjourment
1716/22/2022 10:00 am22-12224 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS of 6/15/22(mk):

1. Objection By US Bank(McCalla):
- plan fails to pay arrears- proposes LM - creditor wants arrears pd pending any LM as LM is not finalized.

2. NJ Div. of tax filed estimated priority POC

3. IRS has Estimated GUC- plan has LM so needs to be a base.

4. Tidewater Finance filed
Bifurcated claim: secured 10,000,Unsecured $4,608.22 and arrears 1,735.12- plan has cram

5. Trustee Objection:
- debtor has insufficient income .Verified
income leaves monthly disposable income of
-$230.39..(current)
-plan cannot pay 0% when there is a LM
proposed.
-need to file Pre-Confirmation Certification.

Plan:$500 X 60 BEG 4/2022; LM 6 MO AFTER CONF (59 RAVENWOOD BLVD); $0
3/3 payments
last claim :10-1, bar date :5/31/22

Matter ResolvedRequest
Adjourment
1726/22/2022 10:00 am22-12625 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $4,050.00
As of 6/15/22 (SF)

RECOMMEND $1350 X 60 (BEGIN 4/1/22) BASE W/MIN DIV OF $34,240 TO GUCS PER EQUITY IN REAL ESTATE AND PERSONAL PROPERTY
- FILE PRE-CONFIRMATION CERTIFICATION WITHIN 10 DAYS

Trustee objection: Disposable income verified lower

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$400/month for entertainment
- Need proof of $918/month for quarterly taxes
- The debtor(s) is not paying all disposable income into the plan Per the 22C, monthly disposable income is $1,410 which requires a minimum dividend of $84,600 to unsecured creditors.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $697.00 when
determining disposable income.
- There is $30,082 in non exempt equity in the residence.
- There is $4,158 in non exempt equity in the bank accounts.
- Need to file Pre-Confirmation Certification.


Plan proposes $1350 x 60 Base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1736/22/2022 10:00 am22-12836 / MBKPRO SEConfirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $175.00  
341 hearing scheduled for 6/30/22
Matter ResolvedRequest
Adjourment
1746/22/2022 10:00 am22-12961 / MBKLaurence R. Sheller, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/15/22 (SF)

RECOMMEND $954 PTD, $528 X 58 (BEGIN 7/1/22) BASE W/MIN $26,400 TO GUCS
- OK TO PAY ARREARS CLAIM 3-1 FOR DEUTSCHE BANK
- PRESERVE N/E EQUITY OF $25,171 IN CONF ORDER FOR REAL ESTATE AND PERSONAL PROPERTY

1. Deutsche Bank filed arrears claim 3-1 for $492.53 (OK TO PAY?)

2. Trustee objection:
- There is $18,960.97 in non exempt equity in the residence.
- There is $1,350 in non exempt equity in the Ocean First bank accounts.
- There is $4,860 in non exempt equity in the 2015 Acura RDX.


Plan proposes $477 x 60 Base w/min $26,400 to gucs
Payments: 2/2

RESOLVED ISSUES:
- Need a copy of the last filed tax return - 2021 by 5/31/2022. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)



Matter ResolvedRequest
Adjourment
1756/22/2022 10:00 am22-12962 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 6/9/22 (DS): 341 sched 6/30/22, must submit confirmation adjournment request

Matter ResolvedRequest
Adjourment
1766/22/2022 10:00 am22-13009 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $1,845.00  
Matter ResolvedRequest
Adjourment
1776/22/2022 10:00 am22-13018 / MBKSteven N. Taieb, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $460.00  
Matter ResolvedRequest
Adjourment
1786/22/2022 10:00 am22-13024 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $896.00
AS OF 6/13/2022 (at):

RECOMMEND: $896 PAID TO DATE, $452 x 58 BEGINNING 7/1/2022, BASE WITH A MINIMUM OF $21,759 TO UNSECURED CREDITORS

RESOLVED ISSUES:
- A copy of the last filed tax return - need non-filing tax declaration for 2021. (RECEIVED)
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the HUD-1 statement for 11 7th Ave, Roebling, NJ property. (RECEIVED)
- Must file Pre-confirmation certificate. (FILED)
- Debtor's certification and proof of what was done with funds from sale of real estate. Certification should also provide what happened to the claims of Fred Sharooz Scampato $1,265, National Penn $6,000.77 and Northland Grp $3,604.27 (per property settlement agreement dated 11/8/21). (CERTIFICATION RECEIVED)


Plan proposes: $448 X 60 beginning 5/1/2022, not less than $21,579.34 to unsecured creditors
Payments: 2/2
Matter ResolvedRequest
Adjourment
1796/22/2022 10:00 am22-13038 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS of 6/15/22(mk):

1. Objection by Affinity Fed Credit(Saldutti):
plan fails to address claim

>>This(POC #6-1) is a bifurcated claim. Secured part $13,240 Unsecured $11,005.83 & arrears $3752- TR NEEDS TO CLARIFYT TREATMENT

2. Trustee objection:
- need proof of retirement income for non-
debtor spouse.
- need Certification regarding living
arrangements between debtor and wife and
where the down payment came from to
purchase the Delaware property in
November 2021.
-need Amendments to Schedules amend Sch I
& J for income and expense for debtor 's wife
who goes back and forth from Delaware
property
-disposable income verifies higher at $319 per month.
- do tr std order od distribution

Plan: $160 X 60 BEG 5/2022; BASE
2/2 payments
bar date 6/23/22
Matter ResolvedRequest
Adjourment
1806/22/2022 10:00 am22-13046 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

On 6/16/22 Debtor attorney requested adjournment to pass bar date and resolve objection

As of 6/16/22 (DS): If amended Schedules and amended petition filed for alias first name for Debtor, recommend waiting pass bar date 6/23/22 or confirming at $540 x 2 begin 5/1/22; $621 x 58 begin 7/1/22; 100% with a minimum of $228,114 to gucs due to non-exempt equity on real property.
- Trustee ok to pay the arrears claim Santander claim #1-1.
- Student loans to be treated outside.
- Trustee standard order of distribution.
- Within 7 days must file Pre-confirmation certificate.

1. Trustee obj to the following:
- Must amend Schedules and amend Petition for alias first name for debtor.
- Excessive expenses on Sched J such as: Home maintenance $500, Food $2,000 (household 2) and Clothing $300 (100% PLAN).
- Tax refund $2,959 not listed on Sched I, when determining income.
- There is non-exempt equity on real property $228,114 (100% PLAN). - RECOMMEND WAITING PASS BAR DATE 6/23/22.
- Add to confirming order Trustee standard order of distribution.
- Santander filed arrears claim $64.44. Trustee ok to pay?
- Must file Pre-confirmation certificate.

Prop Plan $540 x 60 begin 5/1/22; 100%
Matter ResolvedRequest
Adjourment
1816/22/2022 10:00 am22-13047 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/13/2022 (at): - Per atty he has consent from creditor to adjourn

1. 341 has not been held or rescheduled. (Rescheduled to 7/7/22)
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
1826/22/2022 10:00 am22-13055 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $3,384.00  
issues as of 6/13/2022 (JMA)

1) 341 not held, rescheduled for 6/23/2022
2) No Trustee plan payments to date, arrears $3,384
3) Need to file Pre Confirmation Certification with Court

proposed plan $1692x60 0% plan
paid in $0
arrears $3384
last claim 2
Matter ResolvedRequest
Adjourment
1836/22/2022 10:00 am22-13058 / MBKMonika Mazurczyk Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 0 of 2 required payments   Arrears: $100.00  
AS OF 6/13/22 (SF) - NO PAYMENTS

1. Objection filed by Mortgage Asset Management, LLC (Aleisha Jennings) - failure to pay arrears of $189,224.26 and speculative sale.

2. Motion to Sell scheduled for 7/13/22 at 9

3. Trustee objection:
-Direct Express Bank balance as of 2/2022 is $3,602.24, Schedule A/B lists only $800 - need
to provide March 2022 statement

-There is non exempt equity in the amount of $74,350 in debtors residence (100% PLAN)

-All non exempt proceeds from sale of real property to fund plan at 1000% be paid to trustee.

-this is a below median case, so conf terms must confirm for 36 mos - even though it will
likely pay out at 100% before the 36 months.

4. Must file pre-confirmation certification

MP proposes $50 x 6 100%, Sale by 12/31/22
Payments: 0/2 Arrears: $100


Matter ResolvedRequest
Adjourment
1846/22/2022 10:00 am22-13090 / MBKEugene Roth, Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/21/2022 (at):


1. 341 has been scheduled for 7/7/2022.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
1856/22/2022 10:00 am22-13095 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $1,506.00  
As of 6/9/22 (DS): 1 payment received

341 needs to be resched, no payments made, Debtor in arrears $3,006, must make payments, then submit confirmation adjournment, confirmation will not be adjourned unless payment is made.
Matter ResolvedRequest
Adjourment
1866/22/2022 10:00 am22-13097 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 0 of 2 required payments   Arrears: $3,330.00  
6/22/22 - copy of check in the amount of $3,330 provided.

issues as of 6/13/2022 (JMA)

1) 341 hearing not held, not rescheduled
2) No Trustee plan payments received to date, arrears $3,330
3) Need to file Pre Confirmation Certification with Court
4) US Bank (Hladik, Onorato) objection to confirmation - need to resolve
-estimated pre petition arrears $141,185.07
5) IRS priority claim 2 estimated for 2020 and 2021 taxes - need to resolve
6) IRS guc claim 2 estimated for 2016-2018 taxes - need to resolve

proposed plan $1,665x60 minimum $86,208.31 to gucs with loan mod in 6 months after confirmation
paid in $0
arrears $3,330
last claim 6
Matter ResolvedRequest
Adjourment
1876/22/2022 10:00 am22-13189 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $350.00  
AS OF 6/17/2022 (at):

1. Objection filed by Deutsche Bank (Frankel Lambert) - failure to cure full arrears of $16,619.73. (Per POC)

2. Objection filed by Trinity Financial Services (Waldman & Kaplan) - failure to cure arrears of $234,696.54 (Per POC).

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - for Co-Debtor for the months of Feb, March and first pay period in April for Co-Debtor (only provided 1 pay stub). (NOT RECEIVED)
- Auto insurance for 2012 Toyota Camry (insurance provided is a billing statement and not declaration and list other vehicle, but no year, make and model). (AMT: RECEIVED/attached)
- A Modified Plan that corrects treatment to Trinity Financial and adds tier payments
when car payment of $429 ends in month 21. (NOT FILED)
- A Modified Plan that adds all cramdowns to Section 4 AND Section 7 of the Plan (NOT FILED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Auto insurance $467 and adequate protection payments to 2nd mortgage $900.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Disposable income verifies $459 after removing social security income and excessive expenses.
- Need 2 months bank statements from Credit Union of NJ for March and April 2022 for Debtor and Co-Debtor accts, prior to filing date. (NOT RECEIVED)
- Must file Pre-confirmation certificate (NOT FILED)

Plan proposes: $350 x 36 beginning 5/1/2022, loan mod by 12/31/2022, base
Payments: 1/2, arrears $350
Matter ResolvedRequest
Adjourment
1886/22/2022 10:00 am22-13284 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $2,620.00
AS OF 6/16/2022 (at):

RECOMMEND $2,620 PAID TO DATE, $1,525 x 58 BEGINNING 7/1/2022, BASE WITH A MINIMUM OF $70,740 TO UNSECURED CREDITORS
Need to file Pre-Confirmation Certification within 7 days of confirmation.
Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan.
Preserve non exempt equity of $66,470 in real estate and personal property.
Claim #4 filed by Rocket Mortgage/Quicken Loans will be paid through the plan.

1. Rocket Mortgage/Quicken Loans filed a secured arrears claim #4 in the amount of $278.98 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need a statement for the debtor's 401k loan and the co-debtor's (2) 401k loans. (NOT RECEIVED)

RESOLVED:
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,906.00.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $57,140 in non exempt equity in the residence.
- There is $9,330 in non exempt equity in the Santander bank accounts. (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (LANGUAGE ADDED)
- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

Plan proposes: $1,310 x 60 beginning 5/1/2022, not less than $70,740 to unsecured creditors
Payments: 2/2
Matter ResolvedRequest
Adjourment
1896/22/2022 10:00 am22-13291 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

6/22/22 (sf) - 341 just rescheduled. Case should be adjourned


1. 341 not held - Rescheduled to 7/7/22
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
1906/22/2022 10:00 am22-13336 / MBKJOHN C FEGGELER, ESQConfirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 6/16/22 (DS): Debtor attorney requested adjournment, 341 sched 6/30/22
Matter ResolvedRequest
Adjourment
1916/22/2022 10:00 am22-13341 / MBKDavid E. Shaver, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $100.00  
Needs a 341 date then request to adj this conf.

1/2 payemnts
Matter ResolvedRequest
Adjourment
1926/22/2022 10:00 am22-13412 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $300.00  
issues as of 6/13/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- Amendments to Schedules Schedules B and C to include 2010 Nissan Sentra and 2007 Chrysler Aspen LTD
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): -There is non-exempt equity of $7,500 in the 2006 MBW 330 and $7,000 non-exempt equity in the 2004 Infiniti 330i for total non -exempt equity of $14,500. There is also $40,909 non-exempt equity in real estate. A threshold of $55,409 should be preserved in the 100% Plan.
- New York State Insurance Fund monthly disability income of $400 not listed on Schedule I.
- IRS filed estimated priority claim for 2021 taxes and general unsecured claim for 2017 taxes - need to resolve.
- Need to file Pre-Confirmation Certification
2) Not current with Trustee plan payments, arrears $300

proposed plan $300x60 100% plan with loan mod by 11/1/2022
paid in $300
arrears $300
last claim 2
Matter ResolvedRequest
Adjourment
1936/22/2022 10:00 am22-13413 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $516.00  
AS OF 6/13/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $516
Matter ResolvedRequest
Adjourment
1946/22/2022 10:00 am22-13434 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $0  

As of 6/9/22 (DS): 341 not held 5/26/22, still missing docs business P/L 2 for March/April 2022 and complete business quest form, spouse proof of income for March/April 2022, 2 month bank statements prior to filing date, CMA, Deed, recent mortgage statement, current homeowner insurance and recent auto insurance
Matter ResolvedRequest
Adjourment
1956/22/2022 10:00 am22-13435 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

update 6/21/2022 payment posted, debtor is current
update 6/17/2022 (JMA) atty advised the debtor signed up for TFS autopay and a payment for $1,222 has been marked "completed" as of June 10, 2022 - an adjournment will be requested at court to allow 341 scheduled for 6/30/2022 to be held.

issues as of 6/13/2022 (JMA)

1) 341 not held, rescheduled for 6/30/2022
2) No Trustee plan payments made to date, arrears $1,122
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
1966/22/2022 10:00 am22-13437 / MBKVirginia E Fortunato, LLCConfirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 6/13/2022 (JMA)

1) 341 not held, not rescheduled
2) Not current with Trustee plan payments, arrears $2,802.16
3) IRS priority claim is estimated for 2021 taxes - need to resolve
Matter ResolvedRequest
Adjourment
1976/22/2022 10:00 am22-13517 / MBKJOSEPH ALBANESE, ESQConfirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 6/15/22(mk);

> No mtg claims filed yet & No service for plan crams on 2nd mtg & car

1. Objection by US Bank(RAS);
-fails to pay arrears
(fyi- order for loss mit entered 6/7/22- 90 days)

2.Secured claim filed byNew century Financial - Judgment

3. IRS estimated guc claim

4. Trustee objection:
-debtor has insufficient income(debtor is current)
-Amendments to Schedules Schedule C to
specify the dollar amount of the 522 (d)(1)
exemption for real estate.
-The debtor has failed to provide proof of
service with respect to Plan Motion (s).
- Need to file pre confirmation certification
- Need to add to confirming order all non-
exempt proceeds from potential claims
stemming from RESPA violations or
violations of fed/state consumer protection
law.


Plan:$100 X 36 BEG 5/2022; LM BY 12/1/2022 (630 CHELSEA ST); BASE
2/2 payments
bar date ;7/8/22
Matter ResolvedRequest
Adjourment
1986/22/2022 10:00 am22-13529 / MBKJavier L. Merino, Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $350.00  
6/16/22 (sf) 341 docs are in. Need new date from Bud. Attorney must submit confirmation adjournment request form.
Matter ResolvedRequest
Adjourment
1996/22/2022 12:30 pm19-22166 / MBKPeter J. Broege, Esq.AP 22-1157 Order to Show CauseJudge to Reserve DecisionTotal Paid In: $23,990.00
AP 22-1157 Price vs. Hearthwood OSC ON COMPLAINT FOR JUDGMENT AND REOPENING AP
Matter ResolvedRequest
Adjourment
2006/22/2022 2:00 pm18-10421 / MBKCandyce I. Smith-Sklar, Esq.Motion CompensationGrantedTotal Paid In: $15,564.00
Trustee objection withdrawn



The plan is in the 53rd monts and almost complete. The increase of $300 more monthly for the remaining 7 months will be a financial burden on the debtor. The fees should be paid outside of the plan.

(****amt: pymt needs to increase from MP $207 to $503 for $2,450 fees proposed to be added to plan)
Matter ResolvedRequest
Adjourment
2016/22/2022 2:00 pm18-15347 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/13/2022 9:00 am
Total Paid In: $39,359.00
AR ADJ TO BE FULLY CURRENT
6/16/22 (sf) - JUDGE KAPLAN HOLDEROVERS ARE RESCHEDULED TO 12:30 PM

ar note default on conduit order from October
Debtor obj. will pay<>ARREARS
Matter ResolvedRequest
Adjourment
2026/22/2022 2:00 pm18-24040 / MBKDANIEL L. REINGANUMMotion CompensationGrantedTotal Paid In: $52,844.00
Matter ResolvedRequest
Adjourment
2036/22/2022 2:00 pm18-27097 / MBKDavid L. Stevens Motion CompensationGrantedTotal Paid In: $110,990.00
Matter ResolvedRequest
Adjourment
2046/22/2022 2:00 pm19-23425 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 29 of 35 required payments   Arrears: $6,984.00  Total Paid In: $42,779.00
AR RESOLVE OR HOLD
ISSUES AS OF 6/14/2022 (DM):
AR NEED TO ADJUST PENDING RESOLUTION OF CERT OF DEFAULT

 5/23/22 AMT: EMAIL TO COUNSEL TO REVIEW CONDUIT ORDER AND PPSD MP TERMS:
$41,597.50 PTD (34 MO); $TBD pending resolution of Cert of Default Doc #81 beg 6/1/22; lump sum $1,160 by 6/15/22; 100% plan; GUC creditors currently have balance due of $1,778 and shall be paid prior to all other claims, except conduit mtg pymts; debtor to register for eWage/TFS within 10 days of confirmation order.

 5/11/22 - ADJ by MBK to 5/25 @ 2 PM for CL & AR to discuss plan term and conduit compromise (dm)

TR REC CODUIT DEBTOR OBJECTS
IF TRUSTEE OBJ RESOLVED, RECOMMEND: $3,062 x 14 BEGINNING 6/1/22, 100% PLAN/
(Monthly disposable income is $9,564 so there is no reason to extend the length of the plan)
Need e-wage, e-pay or TSF for future trustee and mortgage payments.

1) Trustee OBJ:
Based upon the Certification of Default filed on behalf of creditor, Freedom Mortgage/Nationstar Mortgage/Mr. Cooper, the failure of the debtor to make post-petition mortgage payments directly to the mortgagee is a default under the confirmed plan pursuant to In re Heinzle, 511 B.R. 69 (Bankr. W.D.Tex. 2014) and In re Padilla, 365 B.R. 492, 502 (Bankr. E.D.Pa. 2007). Additionally, due to the history of default by the debtor in making post-petition payments to the mortgagee and Trustee, the debtor's plan is no longer feasible as constituted. For the foregoing reasons, the Chapter 13 Trustee requests the Court to enter an Order recapitalizing the post-petition mortgage arrears through the plan, consolidating the debtor's payments, and directing that all future post-petition mortgage payments due during the pendency of the Chapter 13 Bankruptcy proceeding be made through the Chapter 13 Trustee using ePay, eWage, TFS or other electronic payment platform available to bankruptcy debtors. In the alternative, the Trustee requests dismissal of the Bankruptcy due to lack of feasibility.


Confirmed Case: $
Matter ResolvedRequest
Adjourment
2056/22/2022 2:00 pm19-23425 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultContinued
7/27/2022 9:00 am
Total Paid In: $42,779.00
ADJ by MBK to 5/25 @ 2 PM for CL & AR to discuss plan term and conduit compromise (dm)

AMT:MP 6/22 ***NEEDS RESOLUTION*** <<>>
'
TR REC CONDUIT FOR MP #110

Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
2066/22/2022 2:00 pm19-28608 / MBKDorothy L. Wright, Esq.Motion CompensationOn the PapersTotal Paid In: $12,006.00

PER EMAIL FROM TRUESDALE OFFICE , DEBTOR WILL NOT BE APPEARING , CONSENT TO ON THE PAPERS
6/16/22 (SF) - JUDGE KAPLAN HOLDOVERS ARE RESCHEDULED TO 12:30 PM

Per AR, this matter is adjourned to 6/22 at 2:00 PM

OBJECTION BY DEBTOR
Debtor obj<> FEE APP
Matter ResolvedRequest
Adjourment
2076/22/2022 2:00 pm19-28863 / MBKAndrew Thomas Archer Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
7/27/2022 9:00 am
Total Paid In: $14,329.00
* brief due 7/13 with response by 7/20 per Judge on 6/22 hearing EDC

Per AR, this matter is adjourned to 6/22/22 at 2:00 PM


AR NOTE ISSUE CAN NJ CERT OF JUDGMENT EXPIRE ?
NJ obj( Platkin)<>MTN TO EXPUNGE CLM#7
Matter ResolvedRequest
Adjourment
2086/22/2022 2:00 pm20-18351 / MBKDavid L. Stevens Motion CompensationOrder to be Submitted
trustee objection:
The amended fee cover page now requests fees through the plan but the plan has been completed (2/8 plan complete letter) and final report 5/19 and fee app filed 5/20 and there is no remaining money for counsel fees. Fees should be granted outside of the plan.
Matter ResolvedRequest
Adjourment
2106/22/2022 2:00 pm21-17879 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 43 of 8 required payments   Arrears: $2,736.00  
6/16/22(SF) - KAPLAN HOLDOVERS FOR 6/22 WILL NOW BE HELD AT 12:30


PER AR this matter is adjourned to 6/22/22 at 2:00 PM

>>Motions need to be decided before case can be worked.


ADJ BY MBK TO 6/8/22 AT 2 PM
AR RESOLVE OR HOLD
As of 5/27/22(mk): Need resolution of motions on 6/8/22 before case can be worked.

ADJ to 6/8 to address estimated tax claim(APOC -0-

AS of 4/28/22(mk):

**Case cannot go forward until the motions to Expunge/modify Claim and 2 MFR(by Alfred Vail & Quicken Loans/Rocket Mtg) are resolved. There motions are on for 6/8/22**


Note: Order resolving obj to Notice of settlement submitted. Tr to get NE proceeds($59,657.43 net -debtor exemption $25,150=$34,507.43 to TR


>Motion to Expunge POC #10 Alfred Vail on 4/13/22: & MFR by Creditor Alfred Vail also adj to 4/13/22. THERES ISSUES NEED TO BE RESOLVED BEFORE CASE CAN BECONFIRMED<

>> AS OF NOW DEBTOR DOES NOT OWN ANY PART OF ALFRED VAIL MEMEBRSHIP CO OP IN SHREWSBURY BUT DEBTOR & DAUGHTER ARE LIVING THERE- debtor's name is not on the membership certificate. ( It is in name of Philip ( who died ) and Ruth Bailly- the ex spouse of Philip)nor -is debtor daughter of Phillip or 2nd spouse? The membership certificate and the transfer of it is the subject of litigation in Mon Cty. Probate Ct.

1. Stay Motion now on 4/13/22 by Alfred Vail Assoc( Stark & Stark):
membership (In co op) NOT IN Debtor's name.(owned by estate of Phillip Baily & his ex spouse who apparently has left.
Debtor & daughter residing there and not in compliance with governing d0cs for a fees & assessment, oil tank removal and application for transfer of membership certificate.

2. Objection by Alfred Vail( Stark & Stark); See #1

3. Objection by Rocket Mtg( KML)- (THIS OBJ. WAS W/D BY A STATUS CHANGE FILED 1/21/22)-

4. IRS ESTIMATED PRIORITY CLAIM

5. Trustee Objection:
-There is non-exempt equity on Belshaw property $62,990.75, Boat -
Drive property $15,778.32, 2016 Honda $9,695.56 a
Matter ResolvedRequest
Adjourment
2096/22/2022 2:00 pm21-17879 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
7/27/2022 9:00 am

6/16/22(SF) - KAPLAN HOLDOVERS FOR 6/22 WILL NOW BE HELD AT 12:30

PER AR this matter is adjourned to 6/22/22 at 2:00 PM


ADJ BY MBK TO 6/8/22 AT 2 PM

ALFRED VAIL MUTUAL ASSOC/Belshaw Ave (now Cutolo Barros who substituted in for Stark)
**Debtor Cert in support of her position filed (#44)4/12/22


Mk: TR Limited Obj. : NEEDS REVISED ORDER CLASIFIYING RELEIF REQUESTED FOR VACATION AUTOMATIC STAY ( ex: to allow Superior Ct action in Probate Part to Continue etc.

2/7/22(mk): creditor has revised order if the stay is granted - BUT debtor filed an objection at #30 so need to see what the resolution will be.

Matter ResolvedRequest
Adjourment
2116/22/2022 2:00 pm21-17879 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
7/27/2022 9:00 am

6/16/22(SF) - KAPLAN HOLDOVERS FOR 6/22 WILL NOW BE HELD AT 12:30

PER AR this matter is adjourned to 6/22/22 at 2:00 PM


ADJ BY MBK TO 6/8/22 AT 2 PM

AR NOTE DEBTOR SEEKS REVIEW OF ATTY FEES
Alfred Vail Mut Assoc obj (Cutolo)<>MTN TO REDUCE ALFRED VAIL MUTUAL ASSOC, CLM #10 TO $17,972.52 TO CURE DEFAULT
Matter ResolvedRequest
Adjourment
2126/22/2022 2:00 pm21-19016 / MBKDANIEL L. REINGANUMMotion CompensationGrantedTotal Paid In: $6,334.00
Matter ResolvedRequest
Adjourment
2136/22/2022 2:00 pm21-19180 / MBKLee M. Perlman, Esq.Motion CompensationGrantedTotal Paid In: $44,480.00
Matter ResolvedRequest
Adjourment
2146/22/2022 2:00 pm21-19833 / MBKAllen I. Gorski, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
2156/22/2022 2:00 pm22-11354 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $2,606.00  
6/14 workup for the 6/22 calendar EDC

-per email Detzky is withdrawing his objection


1) Trustee objection to confirmation - need to resolve
- The debtor has failed to file a feasible plan
- The debtor has failed to supply the Trustee with the following document (s): Business forms - for law practice RESOLVED, FORMS PROVIDED, LAW PRACTICE IS NO LONGER OPERATING CLOSED 2/28/2022, A copy of the homeowner's insurance renewal declaration - which shows amount of personal liability coverage, document provided does not show this information RESOLVED, POLICY RENEWAL PROVIDED
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -non exempt equity of $1,740.00 in the Wyoming property needs to pay gucs minimum dividend of $1,740
- US Bank (Friedman Vartolo) objection to confirmation - need to resolve
- plan proposes a cram to zero of mortgage - THE CLAIMS FOR BOTH ARE JUDGMENTS ASSIGNED TO FRANK ALARIO AS ASSIGNEE FOR SUSSEX BANK AND ASSIGNEE FOR MANUFACTURERS AND TRADERS TRUST COMPANY - OBJECTION FILED
- estimated tax claims need to be resolved IRS UNSECURED 2016 AND 2018; NJ DIVISION OF TAXATION PRIORITY AND GUC
2) SN Servicing Corporation/US Bank (Friedman Vartolo) objection to confirmation - need to resolve
-plan does not provide for payment of pre petition arrears
3) Dr. Frank Alario (Detzky Hunter) objection to confirmation - need to resolve
-the plan has not been proposed in good faith
4) NJ Division of Taxation secured claim $19,915.53 not treated in plan

proposed plan $1303x60 begin 3/1/2022 with sale 6 months after confirmation base plan
paid in $2606
arrears $1303
last claim 14
Matter ResolvedRequest
Adjourment
2166/22/2022 2:00 pm22-11843 / MBKSteven N. Taieb, Esq.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
2176/22/2022 2:00 pm22-12187 / MBKPRO SEOrder Show CauseMoot - Dismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2186/22/2022 2:00 pm22-12425 / MBKPeter E. Zimnis, Esq.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
2196/22/2022 2:00 pm22-12543 / MBKRONALD E NORMAN, ESQOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
2206/22/2022 2:00 pm22-13623 / MBKANDREW J KELLY, ESQOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2216/22/2022 2:00 pm22-14010 / MBKJohn Zimnis, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2226/22/2022 2:00 pm22-14021 / MBKPeter E. Zimnis, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2236/22/2022 2:00 pm22-14104 / MBKMICHELLE LABAYENOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
2246/22/2022 2:00 pm22-14111 / MBKEugene Roth, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2256/22/2022 2:00 pm22-14120 / MBKGeorge E Veitengruber IIIOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2266/22/2022 2:00 pm22-14120 / MBKGeorge E Veitengruber IIIOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
2276/22/2022 2:00 pm22-14121 / MBKGeorge E Veitengruber IIIOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
2286/22/2022 2:00 pm22-14164 / MBKGeorge E Veitengruber IIIOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2296/22/2022 2:00 pm22-14174 / MBKMarc C. Capone, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2316/22/2022 2:00 pm22-14221 / MBKKarina Pia Lucid, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2326/22/2022 2:00 pm22-14226 / MBKKevin C. Fayette, EsqOrder Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2346/22/2022 2:00 pm22-14295 / MBKMARK G CARUSILLOOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2356/22/2022 2:00 pm22-14304 / MBKJACQUELINE R ROCCI ESQOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2366/22/2022 2:00 pm22-14312 / MBKEugene Roth, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2376/22/2022 2:00 pm22-14333 / MBKEdward Hanratty, Esq.Order Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2386/22/2022 2:00 pm22-14360 / MBKBENJAMIN JAMIE GINTEROrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
2396/22/2022 2:00 pm22-14372 / MBKPeter E. Zimnis, Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
2406/22/2022 2:00 pm22-14381 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseJudge to Reserve Decision
MISSING DOCS
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes