| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
| Email InquiryMatter ResolvedRequest Adjournment | 1 | 6/18/2025 9:00 am | 20-11797 / MEH | Robert Cameron Legg, Esq. | Motion to Cancel Discharge | No Opposition Filed | MTN TO CANCEL DISCHARGE HUD MTG |
| Email InquiryMatter ResolvedRequest Adjournment | 2 | 6/18/2025 9:00 am | 20-16568 / MEH | Marcia Y. Phillips, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | ADJ to 5/28 to bring case current Motion to Approve Settlement was granted 4/16/25 ADJ to 4/16/25 - Atty to correct the Docket Error (dm) ADJ 3/5/25 - Motion & Application pending (DOC #64 WAS NOT FILED CORRECTLY - NOTICE OF DOCKETING ERROR & HEARING REMOVED FROM COURT CALENDAR - dm) FAILED TO FILE APP FOR RETENTION OF SPECIAL COUNSEL AND MTN TO APPROVE SETTLEMENT FOR DEBTOR'S LAWSUIT |
| Email InquiryMatter ResolvedRequest Adjournment | 3 | 6/18/2025 9:00 am | 20-16715 / MEH | Andrew M. Carroll, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | $640 payment pending with balance to be paid by 5/30/25 (dm) NA on 5/7/25 but only $1,275 balance - ADJ to 5/28 Debtor obj<> ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 4 | 6/18/2025 9:00 am | 20-20469 / MEH | James J. Cerbone, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj, making pymts to cure<>SELECT PORTFOLIO/Gaff Road (RAS) |
| Email InquiryMatter ResolvedRequest Adjournment | 5 | 6/18/2025 9:00 am | 20-22387 / MEH | Robert Cameron Legg, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj<> ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 7 | 6/18/2025 9:00 am | 21-14710 / MEH | Robert Cameron Legg, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, pending mtn to sell<> US BANK/Walnut St (Friedman Vartolo) |
| Email InquiryMatter ResolvedRequest Adjournment | 6 | 6/18/2025 9:00 am | 21-14710 / MEH | Robert Cameron Legg, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | ADJ to 6/18 after sale - Atty to send in $3k Received email with $3,000 certified check dated 5/2/25 (dm) Debtor obj, filed mtn to sell<> ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 8 | 6/18/2025 9:00 am | 21-14907 / MEH | Russell L. Low, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | $450 TFS pending for 6/1 - ADJ to 6/18 Peremptory Debtor obj, can make pymt & requests recap<> ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 9 | 6/18/2025 9:00 am | 21-18149 / MEH | Robert Cameron Legg, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, requests recap<> ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 10 | 6/18/2025 9:00 am | 22-10915 / MEH | Warren D. Levy, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | (AMT: THIS IS FOR THE $1,700 IN 10 DAYS PER 8/21/24 ORDER - Doc #50) <> Debtor obj, made pymt<> BOA/Philmont Ave (Frenkel Lambert) |
| Email InquiryMatter ResolvedRequest Adjournment | 11 | 6/18/2025 9:00 am | 22-18873 / MEH | Stacey L. Mullen, Esq. | Trustee Certification of Default | Trustee Order | AMT: $20,360.70 (31); $712 X 29 BEG 7/1/25 (EMAIL TO ATTY)<<>> Debtor obj, making pymts<> ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 12 | 6/18/2025 9:00 am | 22-18948 / MEH | Robert Cameron Legg, Esq. | Trustee Certification of Default | Continued 7/30/2025 9:00 am | Debtor obj<> ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 13 | 6/18/2025 9:00 am | 23-11189 / MEH | Andrew Thomas Archer, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Order Previously Submitted | Final Order submitted to Chambers 6/4/25 (dm) ADJ to 6/18/25 with a Bridge Order to be submitted by the parties (dm) ADJ by MEH to 2/11/25 Debtor obj<>MFR - CANYON WOODS CONDO (RAYMOND AND RAYMOND) |
| Email InquiryMatter ResolvedRequest Adjournment | 14 | 6/18/2025 9:00 am | 23-11201 / MEH | Robert Cameron Legg, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | AMT: PPSD TR ORDER - $ 22,424 PTD (28); $1,078 X 32 BEG 7/1/25 (EMAIL TO ATTY)<> $957 Money Order, dated 5/19/25 emailed - debtor intends to send another payment on Friday 5/30/25 (dm) Debtor obj<> ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 15 | 6/18/2025 9:00 am | 23-11478 / MEH | Ronald E. Norman, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | MTN APPV INSURANCE PROCEEDS |
| Email InquiryMatter ResolvedRequest Adjournment | 16 | 6/18/2025 9:00 am | 23-12348 / MEH | Donald C. Goins, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj<>ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 17 | 6/18/2025 9:00 am | 23-12527 / MEH | Brad J. Sadek, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj, made pymts<>NATIONSTAR/A. South Warren St ( KML) |
| Email InquiryMatter ResolvedRequest Adjournment | 18 | 6/18/2025 9:00 am | 23-13915 / MEH | Camille J. Kassar, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Needs Resolution of Issues - Objections | Trustee OBJ - The debtor needs to demonstrate that she has the $800 payment for May and the $800 payment for June by the Hearing date. |
| Email InquiryMatter ResolvedRequest Adjournment | 19 | 6/18/2025 9:00 am | 23-16399 / MEH | Robert Cameron Legg, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, request recap<> ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 20 | 6/18/2025 9:00 am | 23-18587 / MEH | Joseph Albanese, Esq. | Motion Relief from Stay (Fee) | Continued 7/30/2025 9:00 am | Debtor obj<>BRIDGECREST CREDIT/2019 Dodge Journey (McCALLA RAYMER) |
| Email InquiryMatter ResolvedRequest Adjournment | 21 | 6/18/2025 9:00 am | 23-19143 / MEH | Brian S. Thomas, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, will pay $5,200 in June<> ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 22 | 6/18/2025 9:00 am | 23-19331 / MEH | John Michael McDonnell, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | SANTANDER/2019 sENTRA (EISENBERG) |
| Email InquiryMatter ResolvedRequest Adjournment | 23 | 6/18/2025 9:00 am | 23-19613 / MEH | Mark N. Glyptis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | ADJ by MEH to 6/18 - wants more specific information in writing regarding the status of the Deferred Comp amount and time frame for decision. - $28,086 Trustee arrears through May - this is a Conduit case. - 11/8/24 Order Reinstating Stay provides for lump sum payment from Deferred Comp account by 11/29/25. - Debtor's counsel asserts that a decision on Deferred Comp is forthcoming and wants to do a wage order for Trustee payment while we wait for a decision. Debtor obj, funds requested from employee deferred comp plan/pending irs approval<>ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 24 | 6/18/2025 9:00 am | 23-20706 / MEH | Francis P. Cullari, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: MP 6/18<> Honor Roll Debtor obj, filed mp<>SV/HARLEY DAVIDSON |
| Email InquiryMatter ResolvedRequest Adjournment | 25 | 6/18/2025 9:00 am | 23-20762 / MEH | Eric J. Clayman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj<>NJ EST CLM #15-1u; ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 26 | 6/18/2025 9:00 am | 23-21278 / MEH | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | FAILED TO SELL BERKELEY DR PPTY BY 4/1/25 |
| Email InquiryMatter ResolvedRequest Adjournment | 27 | 6/18/2025 9:00 am | 23-21365 / MEH | PRO SE | Motion to Vacate Dismissal | Needs Resolution of Issues - Objections | ADJ by MEH to 6/18 to seek an Atty - debtor received Trustee refund Trustee filed Objection 1) Debtor needs to demonstrate at the hearing that the debtor has sufficient funds to bring the case current. 2) The debtor's motion is untimely under F.R.B.P. 9023 (14 days). 3) Debtor has failed to demonstrate newly discovered evidences as required by F.R.C.P. 59 as made applicable by F.R.B.P 9023. 4) The debtor has failed to establish sufficient grounds to vacate dismissal as required by F.R.C.P 60(b) made applicable by F.R.B.P.9024. 5) The motion to reinstate is essentially a motion to reconsider the court's dismissal of this case at confirmation. This motion should be denied since the case was properly dismissed for cause due to lack of prosecution. The debtor has not offered any new evidence, nor proposed that the court made a manifest error of law or fact. 6) Debtor has failed to file a proper motion, failed to plead with specificity in the motion, and failed to serve the motion on all creditors. The case had numerous confirmation issues/deficiencies before getting dismissed. There is an estimated tax claim and insufficient income to fund the plan among other issues. Additionally, on 4/1/25 the Trustee issued a $2,443 refund check to the debtor. |
| Email InquiryMatter ResolvedRequest Adjournment | 28 | 6/18/2025 9:00 am | 23-21408 / MEH | Robert Manchel, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj, will pay end of June<>CARRIGNTON/Mineola Place (Hill Wallack) |
| Email InquiryMatter ResolvedRequest Adjournment | 29 | 6/18/2025 9:00 am | 24-10317 / MEH | Peter J. Broege, Esq. | Creditor Certification of Default | Continued 7/9/2025 9:00 am | Debtor obj<> AMERICREDIT/2014 Nissan ( Eisenberg Gold) |
| Email InquiryMatter ResolvedRequest Adjournment | 30 | 6/18/2025 9:00 am | 24-12780 / MEH | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj, filing mp to sell<>MTG ACCESS/WEICHERT - Chesapeake Ct (KML) |
| Email InquiryMatter ResolvedRequest Adjournment | 31 | 6/18/2025 9:00 am | 24-13924 / MEH | Candyce I. Smith-Sklar, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Order Previously Submitted | MTN TO REDUCE IRS #3-5 PRIORITY PORTION TO $16,094.78 AND MODIFY GUC PORTION TO $23,122.37 |
| Email InquiryMatter ResolvedRequest Adjournment | 32 | 6/18/2025 9:00 am | 24-14208 / MEH | Marc C. Capone, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | US BANK TRUST NA'L ASSOC/Alpine St (RAS) |
| Email InquiryMatter ResolvedRequest Adjournment | 33 | 6/18/2025 9:00 am | 24-16649 / MEH | Donald F. Campbell, Jr., Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj<> SELENE/South st (RAS) |
| Email InquiryMatter ResolvedRequest Adjournment | 34 | 6/18/2025 9:00 am | 24-17358 / MEH | Daniel E. Straffi, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | SANTANDER MFR TO ANNUL STAY AND RETROACTIVELY RATIFY STATE COURT FORECLOSURE (STERN LAVINTHAL) |
| Email InquiryMatter ResolvedRequest Adjournment | 35 | 6/18/2025 9:00 am | 24-17599 / MEH | Joseph Casello, Esq. | Creditor Certification of Default | Moot - Dismissed | Debtor obj, will pay<> CRESCENT BANK/2019 Rogue (Eisenberg Gold) |
| Email InquiryMatter ResolvedRequest Adjournment | 36 | 6/18/2025 9:00 am | 24-18751 / MEH | Jeanie D. Wiesner, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj proposes to recap in plan<>NEWREZ/SHELLPOINT- Railroad Ave (STEWART) |
| Email InquiryMatter ResolvedRequest Adjournment | 37 | 6/18/2025 9:00 am | 24-18955 / MEH | Candyce I. Smith-Sklar, Esq. | Motion File Claim After Claims Bar Date | No Opposition Filed | MTN LATE POC/PARKSIDE ASSOC |
| Email InquiryMatter ResolvedRequest Adjournment | 38 | 6/18/2025 9:00 am | 24-18955 / MEH | Candyce I. Smith-Sklar, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | 6/12 AMT: MAY PYMT FAILED/TFS SUSPENDED ACCOUNT - RECOMMEND DISMISSAL<<>> AMT: TFS SCHEDULED PYMT $939; ADJOURNING FOR PYMT TO POST AND DEBTOR TO RESUME PYMTS 6/1<> Debtor obj, will pay<> ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 39 | 6/18/2025 9:00 am | 24-19099 / MEH | Justin M. Gillman, Esq. | Objection to Claim of Exemptions | Hold for Judge | TR OBJ TO AMD SCH C, DOC #21 RE 541(c)(2) and 522(d)(5) |
| Email InquiryMatter ResolvedRequest Adjournment | 40 | 6/18/2025 9:00 am | 24-19197 / MEH | Erik M. Helbing, Esq. | Motion Relief from Stay (Fee) | Moot - Dismissed | M&T BANK /Upper Ferry Rd (KML) |
| Email InquiryMatter ResolvedRequest Adjournment | 41 | 6/18/2025 9:00 am | 24-20567 / MEH | Kevin C. Fayette, Esq. | Motion Relief from Stay (Fee) | Continued 7/30/2025 9:00 am | Debtor obj, can pay<>LAKEVIEW LOAN /12th Street (McCALLA) |
| Email InquiryMatter ResolvedRequest Adjournment | 42 | 6/18/2025 9:00 am | 24-20801 / MEH | John Michael McDonnell, Esq. | Motion Compensation | Needs Resolution of Issues - Objections | Proposed Order Doc #33 does not indicate if fees to be paid inside or outside (dm) Limited OBJ - No proposed Order (dm) |
| Email InquiryMatter ResolvedRequest Adjournment | 43 | 6/18/2025 9:00 am | 24-21195 / MEH | Donald C. Goins, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj<> WELLS FARGO/pierce St (Brock & Scott) |
| Email InquiryMatter ResolvedRequest Adjournment | 44 | 6/18/2025 9:00 am | 24-21398 / MEH | Andrew G. Greenberg, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | No Opposition Filed | LOSS MIT/WILMINGTON SAVINGS |
| Email InquiryMatter ResolvedRequest Adjournment | 45 | 6/18/2025 9:00 am | 24-21784 / MEH | Karina Pia Lucid, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj, made pymt<>SANTANDER/2018 RAV 4 (EISENBERG) |
| Email InquiryMatter ResolvedRequest Adjournment | 46 | 6/18/2025 9:00 am | 24-21791 / MEH | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj<>PNC BANK / Hope Rd (MARTONE & UHLMANN) |
| Email InquiryMatter ResolvedRequest Adjournment | 47 | 6/18/2025 9:00 am | 24-22022 / MEH | Douglas G. Mitchell, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Needs Resolution of Issues - Objections | Trustee OBJ: - Debtor's counsel must address all confirmation objections. |
| Email InquiryMatter ResolvedRequest Adjournment | 48 | 6/18/2025 9:00 am | 24-22153 / MEH | Christopher G. Cassie, Esq. | Motion Impose Automatic Stay | No Opposition Filed | MTN IMPOSE STAY |
| Email InquiryMatter ResolvedRequest Adjournment | 49 | 6/18/2025 9:00 am | 24-22264 / MEH | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, wil pay<>WILMINGTON SAVINGS /S. Captains Dr (HILL WALLACK) |
| Email InquiryMatter ResolvedRequest Adjournment | 50 | 6/18/2025 9:00 am | 24-22299 / MEH | Ashley M. Sullivan, Esq. | Objection to Proof of Claim | Moot - Dismissed | DEBTOR OBJ TO IV REO, LLC POC #6 |
| Email InquiryMatter ResolvedRequest Adjournment | 51 | 6/18/2025 9:00 am | 24-22493 / MEH | Peter E. Zimnis, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | AMERICREDIT FINANCIAL/2023 Tahoe (Eisenberg, Gold) |
| Email InquiryMatter ResolvedRequest Adjournment | 52 | 6/18/2025 9:00 am | 24-22670 / MEH | Robert Cameron Legg, Esq. | Motion Relief from Co-Debtor Stay | Withdrawn | Debtor obj<>NEWREZ/SHELLPOINT- Mohawk(HILL WALLACK) |
| Email InquiryMatter ResolvedRequest Adjournment | 53 | 6/18/2025 9:00 am | 25-10013 / MEH | Jeanie D. Wiesner, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj, requests recap<>M&T BANK / Nottingham Way(BROCK) |
| Email InquiryMatter ResolvedRequest Adjournment | 54 | 6/18/2025 9:00 am | 25-10045 / MEH | Lee M. Perlman, Esq. | Motion Sell | No Opposition Filed | 11 ELM DR Trustee OBJ (Resolved by confirmed plan at 100%). Revised Order emailed to Chambers 6/11/25 with Paragraph #6 corrected (dm) |
| Email InquiryMatter ResolvedRequest Adjournment | 55 | 6/18/2025 9:00 am | 25-10189 / MEH | Jacqueline Rita Rocci | Motion Relief from Co-Debtor Stay | No Opposition Filed | HSBC/Edwards Ave (LOGS) |
| Email InquiryMatter ResolvedRequest Adjournment | 56 | 6/18/2025 9:00 am | 25-10581 / MEH | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj, selling home<>US BANK NAT'L ASSOC/Sherwood Lane (PLUESE) |
| Email InquiryMatter ResolvedRequest Adjournment | 57 | 6/18/2025 9:00 am | 25-11096 / MEH | Valerie Palma DeLuisi, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | FREEDOM MTG/Oxford La (Brock & Scott) |
| Email InquiryMatter ResolvedRequest Adjournment | 58 | 6/18/2025 9:00 am | 25-11208 / MEH | Richard F. Fried, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | No Opposition Filed | |
| Email InquiryMatter ResolvedRequest Adjournment | 59 | 6/18/2025 9:00 am | 25-11646 / MEH | PRO SE | Motion to Reconsider | Needs Resolution of Issues - Objections | Deutsche Bank obj (LOGS)<> MTN TO VACATE/RECONSIDER OVS (DOC #43) |
| Email InquiryMatter ResolvedRequest Adjournment | 60 | 6/18/2025 9:00 am | 25-11661 / MEH | Candyce I. Smith-Sklar, Esq. | Motion Relief from Stay (Fee) | Continued 7/30/2025 9:00 am | Debtor, will pay<>LAKEVIEW LOAN/Brian Drive (Hladik) |
| Email InquiryMatter ResolvedRequest Adjournment | 61 | 6/18/2025 9:00 am | 25-12468 / MEH | Andy Winchell, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | OST - Motion to Vacate Dismissal |
| Email InquiryMatter ResolvedRequest Adjournment | 62 | 6/18/2025 9:00 am | 25-14056 / MEH | Melinda D. Middlebrooks, Esq. | Notice of Request for Loss Mitigation | No Opposition Filed | REQUEST FOR LOSS MIT |
| Email InquiryMatter ResolvedRequest Adjournment | 63 | 6/18/2025 9:00 am | 25-14260 / MEH | James J. Cerbone, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | No Opposition Filed | |
| Email InquiryMatter ResolvedRequest Adjournment | 64 | 6/18/2025 9:00 am | 25-14343 / MEH | Moshe Rothenberg, Esq. | Motion Confirming Absence of Stay | Needs Resolution of Issues - Objections | Consent to ADJ to 6/18/25 (dm) Debtor obj<> FIRST FINANCIAL CREDIT UNION (Michael DuPont) MTN CONFIRMING ABSENCE OF STAY |
| Email InquiryMatter ResolvedRequest Adjournment | 65 | 6/18/2025 9:00 am | 25-15317 / MEH | David G. Beslow, Esq. | Motion Extend Time | No Opposition Filed | MTN TO EXTEND STAY |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 6/18/2025 9:00 am | 25-15359 / MEH | David G. Beslow, Esq. | Motion Extend Time | Withdrawn | |
| Email InquiryMatter ResolvedRequest Adjournment | 66 | 6/18/2025 9:00 am | 25-15359 / MEH | David G. Beslow, Esq. | Motion Extend Time | No Opposition Filed | MTN TO EXTEND STAY |
| Email InquiryMatter ResolvedRequest Adjournment | 67 | 6/18/2025 9:00 am | 25-15365 / MEH | James J. Cerbone, Esq. | Motion to Impose Stay | No Opposition Filed | |
| Email InquiryMatter ResolvedRequest Adjournment | 68 | 6/18/2025 9:00 am | 25-15519 / MEH | James J. Cerbone, Esq. | Motion Impose Automatic Stay | No Opposition Filed | MTN IMPOSE STAY |
| Email InquiryMatter ResolvedRequest Adjournment | 69 | 6/18/2025 10:00 am | 23-11189 / MEH | Andrew Thomas Archer, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | ISSUES AS OF 6/3/2025 (DM): ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $28,501 PTD, THEN $2,974 x 33 STARTING 6/1/25, BASE PLAN, LOAN MOD WITH US BANK/CARRINGTON MTG PER LOSS MIT ORDER, NO FURTHER PAYMENT OR RESERVE BY TRUSTEE ON POC (18-1) PENDING THE LOAN MOD, IN THE EVENT THAT THE CASE IS DISMISSED, A 1-YEAR BAR TO REFILING SHALL BE TRIGGERED*** 3/25/25 Interim Order - Canyon Woods Condo Assn shall be paid $91,830 on its late claim through the plan which includes a post-petition claim, plus $1,250 in legal fees. 1) Canyon Woods Condo Assn (HERB RAYMOND, ESQ) OBJs - debtor not devoting all disposable income to the plan. MP lacks good faith (CO SUBMITTED ON THE MFR COVERS CONFIRMATION OBJECTION.) 2) US Bank/Carrington Mtg (CHARLES WOHLRAB, ESQ.) OBJs - MP fails to fully cure $88,049.75 arrears on Heywood Ct property (CONSENT ORDER ENTERED - LOAN MOD GOVERNED BY LOSS MIT ORDER.) Pending $3,165 Fee App (ORDER ENTERED.) Confirmed Case: $1,888 Ptd, $961 x 57, Base Plan - Loan Mod by 8/14/23. - Dismissal shall trigger 1-year bar to refiling. Prop. MP: $944 x 2, $961 x 21, $2,621 x 37, Base Plan - Loan Mod within 6 months. PTD = $28,501, Arrears $0 as MP filed. Last Claim (21-1) dated 2/3/25. |
| Email InquiryMatter ResolvedRequest Adjournment | 70 | 6/18/2025 10:00 am | 23-20608 / MEH | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS of 6/13/25(mk):ok to terms **NEEDS TO CONFIRM AT $4,065 PTD Then 350 x 3 Begin 7/1/25 Then $950 x 37 Begin 10/1/25 Student Loans outside plan. LM BY 9/1/25 Tr is authorized to pay arrears pending LM. Low base pending LM** >>WILL NEED A MP AFTTER THEY GET THE LM>> 1. MP has Toyota Cram to total 5,253,07. This changes the treatment of creditor per the Order a entered and creditor was not separately served with the MP that attempts to again modify their rights There was order entered 4/2024 that provided: SECURED CLAIM IN THE AMOUNT OF $7904.48 WITH AN INTEREST RATE OF 8.5% FOR A TOTAL PAYOUT OF $9730.73 TR WILL PAY PER THE ORDER ENTERD- YES PER ATTY MP Proposes:$246 X 16; $350 X 3; $879.99 X 41; BASE EXTEND LM 6/2025( per Loss mit order which extends to 7/30/25 Plan has run 19 mos and 40 remain |
| Email InquiryMatter ResolvedRequest Adjournment | 71 | 6/18/2025 10:00 am | 23-20706 / MEH | Francis P. Cullari, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS OF 6/10/25 (SF) RECOMMEND $15,830 PTD, $850 X 41 100% PLAN - PRESERVE NONEXEMPT EQUITY OF $238,614 IN CONFIRMATION ORDER Trustee Motion to Dismiss 6/18 at 9 MP proposes $690 x 60 100% Plan has run 19 months with 41 months remaining Surrenders 2018 Harley Davidson Softail Heritage |
| Email InquiryMatter ResolvedRequest Adjournment | 72 | 6/18/2025 10:00 am | 24-10677 / MEH | JAVIER L. MERINO, ESQ. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | |
| Email InquiryMatter ResolvedRequest Adjournment | 73 | 6/18/2025 10:00 am | 24-10993 / MEH | George E. Veitengruber, III, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | 06/12 workup for the 06/18 calendar EDC MP proposes 66,423.61 paid to date then $1265 X 16; 100% --sale by 7/1/25==-surrender Ally claim 7-1 -trustee to receive non-exempt sale proceeds to payoff case at 100% - |
| Email InquiryMatter ResolvedRequest Adjournment | 74 | 6/18/2025 10:00 am | 24-12780 / MEH | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | as of 6/18/2025 (JMA) OK TO CONFIRM AT $4,875 PAID TO DATE, $325x45 BEGIN 7/1/2025 with sale of house by September 30, 2025 per resolution of credtior objection to confirmation with minimum $9,200 to general unsecured creditors -this is a low base plan until sale is completed. -All non-exempt proceeds from the sale to the Trustee. issues as of 6/11/2025 (JMA) 1) Modified plan removes loan mod and proposes sale by 6/1/2025 (date has passed) -sending email to debtors attorney 2) Mortgage Access Corporation d/b/a Weichert Financial services (KML) settled proposed plan $325x60 sale by 6/2025 with minimum $9,200 to general unsecured creditors paid to date $4,875 45 months to go |
| Email InquiryMatter ResolvedRequest Adjournment | 75 | 6/18/2025 10:00 am | 24-13305 / MEH | Scott D. Sherman, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | updated 6/12/2025 (JMA) Trustee recommends confirmation at $1,400 paid to date, $103x45 begin 7/1/2025 100% plan, lump sum payoff before 9/1/2025 or parties to appear, including all Matrimonial counsel, and show cause why the Bankruptcy Court should not take jurisdiction as to the equitable distribution of funds from sale of property as of 6/10/2025 (JMA) ok to confirm at $1,400 paid to date, $103x45 begin 7/1/2025 with sale of house by 10/31/2025 100% plan -non-exempt proceeds from sale of home to Trustee proposed plan $1,400 paid to date, $103x45 begin 7/1/2025 100% plan with sale by 10/31/2025 paid in $1400 45 months to go |
| Email InquiryMatter ResolvedRequest Adjournment | 76 | 6/18/2025 10:00 am | 24-13924 / MEH | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Recommend Denial | Recommend Denial of Plan Doc #76 - MP Doc #82 filed and scheduled for 7/9/25 (dm) |
| Email InquiryMatter ResolvedRequest Adjournment | 77 | 6/18/2025 10:00 am | 24-14544 / MEH | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 6/10/25 (SF) RECOMMEND $8,500 PTD; $2565 X 40 (BEGIN 6/1/25) 100% PLAN W/MIN $43,433 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE - OK TO PAY STATE OF NJ PRIORITY CLAIM 3-2 - OK TO PAY CITIZENS BANK ARREARS CLAIM 19-1 1. Trustee objection: - Amendments to Schedules schedules to include the new job and November income (RECEIVED). DISPOSABLE INCOME IS NOW $4498 - Verified income leaves monthly disposable income of $2,542.24. - Per the 22C, monthly disposable income is $2,687 which requires a minimum dividend of $161,220 to general unsecured creditors. - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,269.00 when determining disposable income. - There is $43,433.45 in non exempt equity in the residence. Plan proposes $1250 x 60 100% Plan Payments: 6/6 RESOLVED: - Need to file Pre-Confirmation Certification. (FILED) - Citizens Bank filed arrears claim 19-1 in the amount of $2801.22 which is not addressed in plan. (OK TO PAY?) YES ADJ to 5/7 - estimated tax claim is not amended by 4/16, debtor must immediately move against the claim (dm) - The stay is vacated as to Americredit/GM Financial and deficiency claim filed. - State of NJ filed estimated priority and unsecured claim 3-1 (AMENDED) |
| Email InquiryMatter ResolvedRequest Adjournment | 78 | 6/18/2025 10:00 am | 24-17373 / MEH | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 6/13/25 (SF) 1. Objection filed by SN Servicing/US Bank (Wohlrab) - Plan is insufficient to provide for full arrears claim 2. Need proof of pension income in the amount of $1612.75 which was just added to Schedule I 3. Trustee objection: - Need proof of insurance for the 2015 Lexus. - The debtor has undertaken an improper use of exemption. Specifically: Schedule C exceeds the D5 exemption by $12,425. (plan is 100% and gucs only total $725) - There is $46,208.14 in non exempt equity in the residence. - There is $71,525 in non exempt equity in the bank accounts. Plan proposes $30,000 x 1, $222.22 x 9; $2194 x 50 100% Plan Payments: Current; $36,388 Received |
| Email InquiryMatter ResolvedRequest Adjournment | 79 | 6/18/2025 10:00 am | 24-17671 / MEH | John Zimnis, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS OF 6/3/25(MK): **CAN REC CONFIRM AT $$6735 PTD Then $200 x 50 Begin 7/1/25 Base** MP PROPOSES:$6,535 PTD; $200 X 52 BEG 5/2025; BASE debtor retired from P/T job- less income Plan has run 10 mos and 50 remain |
| Email InquiryMatter ResolvedRequest Adjournment | 80 | 6/18/2025 10:00 am | 24-19571 / MEH | Andre L. Kydala, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AR RESOLVE OR HOLD ISSUES AS OF 6/11/2025 (DM): ***Need status of creditor objections below and their adversary proceedings. If resolved, in order to pay Form 122c result, THE DEBTOR NEEDS $22,500 PTD, THEN $3,535 x 51 STARTING 7/1/25, BASE PLAN WITH $182,500 MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS AS DETERMINED BY FORM 122C*** ADJ to 6/18 for both parties to communicate directly with AR regarding the mechanics of paying the two claims that may be non-dischargeable (dm) 3/21/25 (at): Andre will appear and request ADJ to finalize settlement with DuPont. Case pending since 9/27/24. Need status of the two Adversary Proceedings. 1) North Jersey FCU (McKenna, DuPont) OBJs - loan and credit card taken out on 6/25/24. Adversary proceeding filed (UNRESOLVED.) 2) United Teletech FCU (McKenna DuPont) OBJs - loan was taken out on 6/4/2024. Adversary proceeding filed (UNRESOLVED.) 3) Trustee OBJ: - Excess Expenses Sch J: $750 food (1 person), $750 transportation (1 person), $1,000 parents mortgage payment and food. Need to provide supporting documentation of excess expenses (UNRESOLVED.) - SOFA Q#6 debtor paid $15,000 to casinos for gambling but Q#15 debtor checks off "No" to losing because of gambling. Schedule E/F lists $408,000 to various casinos. Need explanation (UNRESOLVED.) - Form 122c-2 Line #45 has $3,043 monthly disposable income which requires $182,580 minimum dividend to general unsecured creditors. - Debtors plan is not in good faith. ***RESOLVED ISSUES*** A) Trustee OBJ: - Income verified higher than scheduled amount with disposable net income of $6,696 per month (INCOME RECALCULATED - YTD DEDUCTION INADVERTANTLY OMITTED.) - Tax refund in the amount of $23,972 was not prorated and included in the disposable income calculation (AVERAGED/ADDED TO INCOME - PER LETTER FROM ACCOUNTANT, DEBTOR WILL NOT BE RECEIVING REFUNDS LIKE THIS IN THE FUTURE.) Prop. Plan $2,500 x 60, Base Plan PTD 9/9 = $20,500 Last Claim (15-1) |
| Email InquiryMatter ResolvedRequest Adjournment | 81 | 6/18/2025 10:00 am | 24-19718 / MEH | Joan Sirkis Warren, Esq. | Confirmation Hearing on Modified Plan | Dismissed - Hold Fees | 6/12/25 (sf) - Per atty ok to dismiss/hold fees ISSUES AS OF 6/11/2025 (DM): debtor unable to make feasible payments - RECOMMEND DISMISSAL ADJ to 6/18 - debtor to make May & June payment for $400 each, and provide updated proof of income to address feasibility (dm) ***Debtor's proposed $200 plan payment is insufficient to pay 100% even if mortgage arrears are cured by ERMA and student loan POC (18-1) is treated outside the plan. Debtor would need $400 x 54 starting May*** 1) Trustee OBJ: - Debtor has insufficient income. - Need Certification regarding sale of the Virginia property (SEE DOC #28.) - There is $78,713 non-exempt equity in real estate (MP IS 100%) - There is $31,000 non-exempt equity in the inheritance (MP IS 100%) ***RESOLVED ISSUES*** A) Wilmington Trust (BROCK) OBJs - $106,297.79 arrears on Halfway House Rd property (CONSENT ORDER ENTERED - CURE ARREARS WITH ERMA BY 8/26/25.) B) Trustee OBJ: - Need amended Sch C to list exemptions for all property (FILED.) - Need proof of income for new job at Sherwin Williams (RECEIVED.) - Need updated car insurance (RECEIVED.) - Need a MP to propose 100% or Base - not both (MP CORRECTS.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $200 x 36, 100% Plan - cure mtg arrears with ERMA PTD 4/8 = $800 Last Claim (18-1) |
| Email InquiryMatter ResolvedRequest Adjournment | 82 | 6/18/2025 10:00 am | 24-20452 / MEH | Brian F. O'Malley, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 6/12/25 (SF) RECOMMEND $5497 PTD, $1072 X 41 BEGIN 6/1/25 100% PLAN W/MIN $8,539 TO GUCS - PRESERVE NONEXEMPT EQUITY IN REAL ESTATE OF $76,887 IN CONFIRMATION ORDER - OK TO PAY TRUIST BANK ARREARS CLAIM 2-1 2. Trustee objection: The debtor(s) plan consists of unnecessary or excessive expense items, such as: Electricity $600 and Auto insurance $150 (verifies $125). - Disposable income verifies $2,265. (RECOMMEND 48 MONTH PLAN) - There is non-exempt equity in the residence of $76,877.00. Plan proposes $770 x 4; $811 x 56 Base w/min $8539.28 to gucs Payments: 5/5 RESOLVED: - Must file Pre-confirmation certification. (FILED) - Need to to refile plan with all pages. Plan filed is missing pages 4 -7 and 10 (Plan goes from Part 3b to 7a, missing Parts 4a-6 and Parts 9 and 10). (MP FILED) - Need Mod plan to remove attorney fees or amend attorney disclosure to mark off fees will be paid through plan. - Objection filed by PNC Bank (Dennis Uhlmann) - failure to pay arrears of $33,354.52 (MP FILED) |
| Email InquiryMatter ResolvedRequest Adjournment | 83 | 6/18/2025 10:00 am | 24-20562 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | Cameron wants 6/18 because of the other case to make sure both confirmed at same time. 612 workup EDC RECOMMEND CONF AT: $3682 PAID THEN $250 X 52 BEG 7/1/25 100%---trustee will not pay Brickmans and Pine or Long Branch secured claims unless valid secured claim filed---Trustee will pay claim 15-1 for NJ Housing through the plan--One Financial claim 4-1 surrendered *Case severed *Plan says to pay Brickmans and Long Branch taxes but no claims filed-cannot pay unless valid claim filed * Trustee objection: --The debtor has failed to file a feasible plan - that propose a tier plan when Debtor 's pension loan $659 ends in month 20. CAN RESOLVE BY JUST MAKING PLAN $250 X 56 AND IT WILL PAY OUT AT 100%. MAY BE BETTER THAN THE BIG JUMP IN MONTH 20. MP $526 x 1; $199 x 57; $0 ------------------ Resolved --Need a copy of the last filed tax return - for Debtor for 2023, only provided girlfriend. - atty fee balance in plan is $2,375. DONE *Plan says to pay Cenlar but also pay NJ Housing and Mortgage outside. Aren't they the same (1st mortgage)? TRUSTEE WILL PAY THE ARREARAGE CLAIM - Must file Pre-confirmation certification. DONE |
| Email InquiryMatter ResolvedRequest Adjournment | 84 | 6/18/2025 10:00 am | 24-21266 / MEH | Stephanie Shreter, Esq. | Confirmation Hearing on Modified Plan | Withdrawn | Per adj request Shreter filed a MP on 6/13 EDC -AR OK with lower property value ISSUES AS OF 6/3/2025 (DM): 1) NJ Division of Taxation filed $3,566.09 amended secured claim not treated in the plan (OKAY TO PAY??) 2) Plan provides $2,000 priority treatment to State of NJ and $4,000 priority treatment to NJ Division of Taxation - no priority claim filed by State of NJ (STRIKE PLAN TREATMENT AND PAY PER NJ DIVISION OF TAXATION PRIORITY POC??) 3) IRS filed $108,727.94 amended secured claim not treated in the plan (OKAY TO PAY??) 4) Plan provides $8,500 priority treatment to Dept of Treasury and $90,000 priority treatment to the IRS - no priority claim filed by Dept of Treasury and IRS filed $36,257.63 amended priority claim (STRIKE PLAN TREATMENT AND PAY PER IRS PRIORITY POC??) 5) Santander filed $555.94 arrears claim on 2015 Jeep Compass (OKAY TO PAY??) 6) Trustee OBJ: - Verified income leaves monthly disposable income of $2,483. - There is $75,000 non-exempt equity in the business - need to recalculate after estimated priority claim is amended (TRUSTEE REVIEWING THRESHOLD.) ***RESOLVED ISSUES*** A) NJ Division of Taxation filed $18,610 priority claim that includes estimated taxes for 2021 (AMENDED TO $6,058.21.) B) NJ Division of Taxation filed a general unsecured claim that includes estimated taxes for 2018 - 2020 (AMENDED.) C) Trustee OBJ: - Attorney fees in the plan ($3,000) and the Disclosure Statement ($0) do not agree. One of these must be amended. (DISCLOSURE AMENDED - PAY $3,000 THROUGH THE PLAN.) - Need MP that checks off box 1e (MP FILED.) - Need to file Pre-Confirmation Certification (FILED.) - IRS filed an estimated claim which needs to be amended (NO LONGER ESTIMATED.) - Need 2023 tax return for the co -debtor (RECEIVED.) - Excessive Expense: $750 utilities, $1,100 health insurance. Need proof of expenses 10 days prior to confirmation (PROOF OF EXPENSES RECEIVED.) - Need proof of insurance for the 1987 Porsche (RECEIVED.) Prop. Plan $1,900 x |
| Email InquiryMatter ResolvedRequest Adjournment | 85 | 6/18/2025 10:00 am | 24-21791 / MEH | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | NFA ISSUES AS OF 6/9/2025 (DM): ***While the Trustee has received some real estate Deeds for some of the Debtor's businesses, the Debtor has failed to provide any documentation that would allow the Trustee to verify the "% of ownership" for any of the 18 businesses listed in Q #19 of Sch A/B. Additionally, the CMAs that were provided for 9 of the businesses are extremely outdated or have no date. There is no information at all for 6 of the businesses. No proof of rental income or P&Ls provided for the businesses that have mortgages*** 1) Bankers Healthcare Grp filed a UCC-1 secured claim for $228,458.34 with arrears for $20,517.40 - claim not treated in plan. According to the documents, the debtor is DBA a doctor - financed loan 4/21/22. No business forms (MOTION TO MODIFY CLAIM PENDING 7/9/25.) Pending MFR on 12th St property in #2 below (OTBS.) 2) Pacific Asset/Fay Servicing (MCCALLA - Laura Egerman) OBJs $6,237.55 arrears on West 12th St property (UNRESOLVED. Atty advises that Laura Egerman will be withdrawing OBJ and amended POC because debtor is only a guarantor.) Pending MFR on Hope Rd property in #3 below (ADJ to 6/18/25.) 3) PNC Bank (MARTONE & UHLMANN) OBJs - $1,843.74 arrears on 2nd loan on Hope Rd property - Loan Mod agreement does Not cover this loan (UNRESOLVED. Atty waiting to hear back on OTBS to pay arrears.) Pending MFR (filed by Greenspoon Marder LLP) on Van Brunt Blvd property in #4 below (ADJ to 6/18/25.) 4) US Bank (PADGETT LAW GROUP) OBJs - $8,615.09 arrears on Van Brunt Blvd property, POC filed under debtor/business 2449 Van Brunt LLC (UNRESOLVED. Atty advises that this will probably be OTBS to pay arrears.) 5) NewRez/Shellpoint/UMB Bank (HILL WALLACK) OBJs - $6,675.33 arrears on Woodlyn Ln property (UNRESOLVED. Atty will have Liz Holdren do an OTBS to pay arrears.) 6) Trustee 2nd Suppl OBJ: - The Trustee received a partial liquidation summary for the 18 businesses listed in Question #19 of the bankruptcy petition. Upon informa |
| Email InquiryMatter ResolvedRequest Adjournment | 86 | 6/18/2025 10:00 am | 24-22522 / MEH | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 6/10/25 (SF) 1. The plan proposes to pay $9669 to IRS for post petition taxes. There is no post-petition claim or amended claim filed. (NEED POST PETITION CLAIM OR AMENDED CLAIM OR PER PLAN CLAIM SHOULD BE STRICKEN) 2. Per 4G of the plan, the Trustee will only pay $5713.08 to the State of NJ per proof of claim 9-1. Need order to include interest. 3. Trustee objection: - Need PERS/PFRS loan balance statement prior to filing date for Debtor. (PENSION LOAN EXPIRES IN 40 MONTHS. ADDITIONAL $551 WILL BE AVAILABLE FOR DISPOSABLE INCOME) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home maintenance $250, Electricity/Gas/Heat $585, Cell $475, Phone/Cable/Internet $250, Childcare/Education Cost $646 and Auto insurance $640. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22C has disposable income $3,026.86. (100% Plan.) - Disposable income verifies $5,267. - There is non-exempt equity in the residence $109,283, 2019 Subaru Ascent $8,550, 2019 Subaru Impreza $6,359, 2003 Subaru WRX $2,272 (100% Plan) - Must provide 2 months bank (Nov & Dec) statements for the TD Bank accts#9657 and #0631. - Must file fee app within 7 days from confirming order. Plan proposes $1525 x 5; $2235 X 55 100% Payments: 5/6 Arrears: $2235 RESOLVED: - Must file Pre-confirmation certification. (FILED) - Must resolve IRS estimated priority tax claim 1-1 (AMENDED) |
| Email InquiryMatter ResolvedRequest Adjournment | 87 | 6/18/2025 10:00 am | 24-22674 / MEH | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | late adj request 6/16 denied EDC ISSUES AS OF 6/3/2025 (DM): Response Doc #27 filed 5/25/25. Note - Adversary Proceeding Order entered 5/12/25 in favor of NJ Dept of Labor for $7,472.50 non-dischargeable. 1) Trustee OBJ: - Income verifies higher ($12,177) than scheduled ($9,163) resulting in $3,639 monthly disposable income. Income calculated using $22,499.54 Net/8 paystubs received for Nov/Dec which resulted in $2,812.44 average x 4.33 weekly frequency. - Reviewed Form 122C, and monthly gross income should be $13,336 unless something happened during 6-month look back period. If gross income is corrected as adjusted, then per the 122C, monthly disposable income should be $3,527 which requires a minimum dividend of $211,620 to general unsecured creditors (RESPONSE DOC #27 ASSERTS CALCULATION FOR 6-MONTH PERIOD FLUCTUATED AND IS CORRECT.) - Excessive Expenses: $580 cable/internet/phone; $600 food for one; $600 transportation; $250 entertainment; $588 car insurance; $3,010 alimony/support (need copy of court order). Need proof of excessive expenses 10 days prior to confirmation (UNRESOLVED.) ***RESOLVED ISSUES*** A) Trustee OBJ: - Need DSO form (RECEIVED.) - Need 2024 tax return by 5/15/25 (RECEIVED.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $527 x 60, Base Plan PTD 4/6 = $2,108 Last Claim (17-1) |
| Email InquiryMatter ResolvedRequest Adjournment | 88 | 6/18/2025 10:00 am | 24-22706 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 6/8/2025 (DM): This is the case with 2 Plans - per AR, make sure income & expenses are properly allocated. Also, POCs must be allocated by motion or plan (EXPENSES HAVE NOT BEEN PROPERLY ALLOCATED, AND EACH GENERAL UNSECURED CLAIM FILED HAS NOT BEEN PROPERLY ALLOCATED BY MOTION OR PLAN.) <<< PHILIP PLAN Doc #23 >>> ***Preliminary confirmation numbers pre-conduit would require the following for Philip: $7,337 Ptd, then $2,505 x 54 starting 7/1/25 (or $4,724 x 54 if $2,219 estimated is added for conduit), 100% Plan with $45,580 threshold preserved, Trustee is authorized to pay the following priority/secured creditors: IRS priority POC (10-2), Austin Capital $60 late arrears POC (3-1), Jefferson Capital POC (12-1) gross secured for $3,569 and $7,370.53 unsecured, Capital One POC (32-1) gross secured for $5,345 and $5,928.82 unsecured, and Legacy Mtg $77,439.06 arrears POC (11-1); Prestige Financial secured POC (16-1) shall be treated in Michele Morey plan; all filed unsecured claims shall be paid in Philip Morey plan except student loans POC (2-1) and POC (9-1) shall be treated outside the plan*** Stuart West to email Anita with conduit numbers. 1) Legacy Mtg/Rushmore (PLUESE) OBJs - arrears are $77,439.06 and adequate protection payments by the Trustee to Rushmore should be $1,997.20 (WORKING ON CONDUIT NUMBERS.) 2) Austin Capital filed $60 arrears claim (OKAY TO PAY??) 3) Despite paying 100%, need proof of service on the cram of Jefferson Capital POC (12-1) on 2012 Cadillac SRX (FILED.) 4) Despite paying 100%, need proof of service on the cram of Capital One Auto POC (32-1) on 2017 BMW 3 (FILED.) 5) Trustee OBJ: - Need 2024 tax return by 5/15/25 (JOINT RETURN RECEIVED.) - Need Nov & Dec bank statements for Money Lion acct (RECEIVED.) - Need Nov & Dec bank statements for Austin Capital acct (UNRESOLVED.) - Excessive Expenses: $1,935.44 mortgage payment - plan provides AP by Trustee. - Need order with Rushmore for AP by Trustee (UNRESOLVED.) - |
| Email InquiryMatter ResolvedRequest Adjournment | 89 | 6/18/2025 10:00 am | 25-10184 / MEH | Theodore M. Costa, Esq. | Order Vacate Dismissal of Case | Continued 7/9/2025 10:00 am | MFR 7/9 NO 341 hearing- needs remaining dox and a date 4/5 payments |
| Email InquiryMatter ResolvedRequest Adjournment | 90 | 6/18/2025 10:00 am | 25-10188 / MEH | Mitchell R. Stein, Esq. | Confirmation Hearing - Order Vacate Dismissal of Case | Continued 7/30/2025 10:00 am | issues as of 6/12/2025 (JMA) 1) 341 scheduled for today, workup completed after hearing held |
| Email InquiryMatter ResolvedRequest Adjournment | 91 | 6/18/2025 10:00 am | 25-10564 / MEH | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 6/12/25 (SF) 1. Objection filed by Lakeview Loan Services (Kelly) - failure to pay arrears of $16,901.83 2. Objection filed by Bridgepointe Condominium Assoc (Steven Mlenak) - failure to provide for payment of claim in the amount of $5560.19 (LATE CLAIM FILED) 3. IRS filed estimated priority claim 5-1 (CLAIM AMENDED TO $44,723.44 WHICH IS MUCH HIGHER THAN PROPOSED AMOUNT OF $267.71) OK TO PAY? 4. Old Bridge MUA filed secured claim 3-1 in the amount of $1161.18 which is not addressed in the plan (OK TO PAY?) 5. Bridgepoint Condo Assoc filed late bifurcated claim 13-1 - $5560.19 secured and $1292.50 unsecured (MUST RESOLVE) If this is to be paid, will need modified plan 6. Trustee objection: - The debtor has insufficient income as of now debtor is not employed- need amended sch I and updated proof of income when employed. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Electricity/heat/gas $535, Water/sewer/garbage $300, Food $650, Clothing $250 and Transportation $650. Plan propose 100% so expenses are allowed as long as case remains 100%. - There is non-exempt equity in the residence $61,748 and estimated to be in the bank accounts pending all statements. - Must provide 2 months bank statements from Santander Bank acct#9587, Chase Bank acct#8794 and Santander Bank acct#1771 prior to filing date, docs provided are old. (JANUARY PROVIDED, STILL NEED DECEMBER STATEMENTS) Plan proposes $500 x 6; $1700 x 54 100% Payments: 2/4 Arrears: $1000 RESOLVED: - Need Updated auto insurance, if not confirmed by 5/7/25, insurance expires 5/1/25. (RECEIVED) - Need a copy of the homeowner's insurance renewal declaration - if not confirmed by 5/7/25, insurance expires 5/1/25. (RECEIVED) - Need Updated auto insurance, if not confirmed by 5/7/25, insurance expires 5/1/25. (RECEIVED) - Must file Pre-confirmation certification (FILED) |
| Email InquiryMatter ResolvedRequest Adjournment | 92 | 6/18/2025 10:00 am | 25-10579 / MEH | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 6/6/2025 (DM): 1) Bank of NY Mellon (RAS) OBJs - $125,289.42 arrears on East Haines St property (UNRESOLVED.) 2) Trustee OBJ: - Need 2023 and 2024 tax returns (UNRESOLVED.) Prop. Plan $350 x 60, 100% Plan - Loan Mod on E. Haines St by 8/1/25 PTD 4/5 = $1,400 Last Claim (1-1) |
| Email InquiryMatter ResolvedRequest Adjournment | 93 | 6/18/2025 10:00 am | 25-10581 / MEH | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | As of 6/12/25 (DS): 1. MFR filed by Rushmore, Debtor in arrears post-pet payment $6,494.85 since 4/30/25. Sched 6/18/25, need outcome. 2. Trustee obj to the following: - Debtor income is insufficient, disposable income verifies -$619. - Must provide 2024 Tax return. - Add to confirming order Debtor to provide 2 months proof of income 3 months from confirming. - Plan does not specify treatment of HFH Capital's secured claim $16,671.38. - There is non-exempt equity $72,862, after deducting all secured claims. Add to confirming order non-exempt proceeds from sale of property to Trustee. - Must resolve creditor obj. 3. US Bank (STUART WEST) obj to sale date and disposable income to fund the plan. Must resolve obj. Prop Plan $300 x 60 begin 2/1/25; 100% and Sale of Sherwood Ln by 2/1/26 |
| Email InquiryMatter ResolvedRequest Adjournment | 94 | 6/18/2025 10:00 am | 25-10625 / MEH | George E. Veitengruber, III, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS of 6/3/25(mk); **CAN REC CONFIRM AT $635 x 60 Begin 2/1/25 Base. strike language in Part 6 of plan and add to terms that Student loans will be paid outside plan ** Plan $635 X 60; BASE STD Loans Outside plan 4/5 payments -----RESOLVED------- Estimated claim by IRS APOC FILED 1. Plan put student loans outside plan in part 6(executory contracts) instead of part 5b. will add lang to be paid outside plan. There are 4 NJ Class student loan claims. |
| Email InquiryMatter ResolvedRequest Adjournment | 95 | 6/18/2025 10:00 am | 25-10719 / MEH | Roger J. Yehl, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | AS OF 6/12/25 (SF) 1. Trustee objection: - Need a consent order to make adequate protection payments to Santander Consumer. (STILL NEED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $800/month for medical and dental $600/month for wife and son in Dubai $2,000/month for payroll loan expense Need proof of excessive expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $4,538. - Per the 22C, monthly disposable income is $5,454 which requires a minimum dividend of $327,240 to general unsecured creditors. Plan proposes $2183 x 60 Base Payments: 4.62/5 Arrears: $823 RESOLVED: - The IRS filed an estimated claim which needs to be amended. (AMENDED) - Need a copy of the last filed tax return - 2024 by 5/15/2025. (RECEIVED) - One Main Financial Group filed secured claim 1-1 with arrears of $60. This creditor is not addressed in the plan or schedules (MUST RESOLVE) (Atty will file MP to surrender car) |
| Email InquiryMatter ResolvedRequest Adjournment | 96 | 6/18/2025 10:00 am | 25-10816 / MEH | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | ISSUES AS OF 6/8/2025 (DM): Atty accepts terms.sf ***Using $3,000 estimated Atty fee balance, TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,200 PTD, THEN $385 x 9 STARTING 6/1/25, THEN $500 x 47 STARTING 3/1/26, BASE PLAN WITH $20,435 MINIMUM DIVIDEND DUE TO THRESHOLD, M&T BANK BIFURCATED POC (1-1) SHALL BE TREATED AS SECURED UNAFFECTED, TRUSTEE SHALL PAY VW CREDIT $305.69 ARREARS POC (8-1) AND ROCKET MTG $1,602.68 ARREARS POC (4-1), PRE-CONFIRMATION CERTIFICATION SHALL BE FILED WITHIN 30 DAYS*** 6/6/25 - Amended I&J and Certification filed 6/5/25 - income adjusted to align with calculation below, but spouse's credit card/debt service increased from $600 to $1,500. Credit card statements uploaded with required minimum payments confirming the expense taken. <<< INCOME CALCULATION >>> $4,312.51 - Debtor ($51,750.20 Ytd Net/12) $25 - Debtor 2024 Tax Refund ($294/12) $3,937.73 - Spouse ADT net paystubs from March 2025 $223 - Spouse 2023 Tax Refund ($2,677/12) -$6,981 - Sch J expenses 3/24/25 (DS): Atty requested Adj to pass Bar Date and address Obj. 1) IRS filed $3,064.80 priority claim that includes estimated taxes for 2024 (AMENDED to $0.) 2) M&T Bank filed bifurcated claim for 2022 Mercedes GLC with no arrears (TREAT BIFURCATED CLAIM AS SECURED UNAFFECTED OUTSIDE THE PLAN - Yes.) 3) VW Credit filed $305.69 arrears claim on 20156 VW GTI (OKAY TO PAY?? - Yes.) 4) Rocket Mtg filed $1,605.68 arrears claim on Harrison Ave property (OKAY TO PAY?? - Yes.) 5) Trustee OBJ: - There is $20,435 estimated non-exempt equity in the residence, pending the resolution of the IRS estimated tax claim. - There is $1,277 disposable income, however pending updated income, if spouse not working, income would be insufficient (SEE NOTES ABOVE.) - Need 2 months updated proof of income from spouse who did not work Nov. & Dec, which income can't be verified until proof of income is provided for Jan & Feb (RECEIVED ADT PAYSTUBS.) - Need statement for Robinhood acct (RECEIVED.) - Need to |
| Email InquiryMatter ResolvedRequest Adjournment | 97 | 6/18/2025 10:00 am | 25-10834 / MEH | Russell L. Low, Esq. | Confirmation Hearing on Modified Plan | Withdrawn | **MP filed 6/13 EDC ISSUES AS OF 6/6/2025 (DM): no MP filed - terms below remain. 5/28/25 - ADJ to 6/18/25 for Atty to file a MP that treats student loans outside the plan and pays 100% (dm) ***TRUSTEE RECOMMENDS CONFIRMATION AT $4,498 PTD, THEN $1,720 x 55 STARTING 7/1/25, 100% PLAN WITH $118,518 THRESHOLD PRESERVED, DEBTOR SHALL SIGN-UP FOR TFS AUTO PAY AND PROVIDE PROOF OF ENROLLMENT WITHIN 14 DAYS*** 1) Trustee OBJ: - Debtor has exceeded 522(d)(5) by $5,069.51 (ORDER SUBMITTED BY TRUSTEE ON SCH C OBECTION.) - There is $111,924 non-exempt equity in the residence, $20 Cash, $109 in Acorn checking acct, $5,070 in Acorn acct, and $1,394.65 in Robinhood acct for a total of $118,518 (100% PLAN.) - Debtor has insufficient income. - Excessive Expenses Sch J: $550 Utilities, $560 Transportation, and $900 for daughter's school. Must provide proof of expenses 10 days prior to conf. Note: 2024 Tax return provided 5/28/25. Updated homeowner insurance provided. Prop. Plan $1,076.54 x 3, $1,083.81 x 57, 100% Plan PTD 4/5 = $4,498 Last Claim (5-1) |
| Email InquiryMatter ResolvedRequest Adjournment | 98 | 6/18/2025 10:00 am | 25-11096 / MEH | Valerie Palma DeLuisi, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | As of 6/12/25 (DS): 1. MFR by Freedom Mtg, debtor in post-pet arrears 8,436.45 as of 5/19/25. Sched 6/18/25, need outcome. 2. Debtor in arrears $16,304, made 1.9 out of 4 payments. update post 6-13-25 arrears now 11,304 3. Mod plan has claim#5-1 Stephen Nicholas claim $191,000 to be paid, but then states on Part 10 that claim is paid by chapter 11 case. If paid by chapter 11 Trustee, will need order stating that the claim is not to be paid by Chapter 13 Trustee and paid by Chapter 11 Trustee. 4. Mod plan states claim#10-1 Charlie McCague is being paid by chapter 11 business, attorney must move against this claim or enter into consent order with creditor. 5. NOTHING HAS BEEN RESOLVED BELOW IN OBJECTIONS. As of 5/27 - No response to calendar disposition list. Per AR, there are 4 payments scheduled - Plan Denied & MP either already filed to be scheduled or new MP within 14 days, and response to Disposition List within 14 days. 5/7/25 (DS): 1. No Trustee payments made, Debtor in arrears $23,478, 0 out of 3 payments. Debtor atty had provided proof of TFS payment, but it seems to not have been done. 6/12/25 DEBTOR MADE LESS THAN 2 PAYMENTS OUT OF 4, ARREARS $16,304. 2. Trustee obj to the following: - Debtor has insufficient income, disposable income verifies $1,156, Plan propose $7,826. - Need Settlement Statement/HUD-1 from sale of Florida property in 2023 (DEBTOR RECEIVED $75,311 FROM SALE) and copy of 2024 Tax Return. - Attorney has chosen the flat fee and has charged $8,000 which is in excess of the flat fee under D.N.J.L BR 2016-5(b). - Need a Mod Plan that removes Freedom Mortgage from Part 4f, the plan propose to pay arrears and specify treatment of Stephen J. Nichols for $270,000 and Twp of Wall $1,037.80. - Sched J has excesses expenses: Mortgage $8,452.65, Utilities $650, Tele/cell/internet $475, Food $820, Clothing $200 and Transportation $600. Sched J #24 states "Debtor is expecting his first child, so his expenses will increase to an undetermine |
| Email InquiryMatter ResolvedRequest Adjournment | 99 | 6/18/2025 10:00 am | 25-11106 / MEH | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 6/16/25 (SF) UPDATED 1. Schedule I was amended. Need updated contribution affidavit. 2. Alevtina Rochat (DSO) - did not file a claim. The bar dated expired on 4/14/25. 3. JPMCB is listed in the plan as secured but filed an unsecured claim 7-1. The claim will be paid pro rata with other general unsecured creditors. 4. Trustee objection: - The debtor has failed to file the required Pre-Confirmation Certification . - Domestic Support Obligation information for Alevtina Rochat. - A copy of the last filed tax return - for 2024 prior to confirmation. (STILL NEED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: - $2,315.42/month for alimony/support (need copy of order) (STILL NEED) - There is $43,229 in non exempt equity in the residence. - There is $23,986 in non exempt equity in the bank account. - There is $33,000 in non exempt equity in the 1984 Samuel Morse Falmouth Cutter. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. Plan proposes $2350 x 60 Base w/min $45,411 to gucs Payments: 3/4 Arrears: $2350 RESOLVED: - Proof of 2 month's income - for debtor's new job. (RECEIVED. DISPOSABLE INCOME IS NOW $4751. NEED AMENDED SCHEDULE I TO INCLUDE DEBTOR'S NEW INCOME) RECEIVED - The debtor has insufficient income. Verified income leaves monthly disposable income of $300.39. (Updated proof of income provided along with amended I and J) |
| Email InquiryMatter ResolvedRequest Adjournment | 100 | 6/18/2025 10:00 am | 25-11158 / MEH | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | issues as of 6/10/2025 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. Verified income leaves monthly disposable income of -$839.00. - The debtor has failed to file the required Pre-Confirmation Certification. - The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration - Policy provided expired on 4/23/2025. - Need a mortgage statement showing monthly payment. - A Modified Plan that completes part 5 (unsecured claims) - The debtor(s) plan consists of unnecessary or excessive expense items, such as - $400/month for home maintenance; $500/month for childcare and education (daughter is 31 years old); $400/month for personal care; $715/month for medical and dental; Need proof of excessive expenses 10 days prior to confirmation. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $101,160 in non-exempt equity in the residence. - The IRS filed an estimated claim which needs to be amended. - The State of NJ Division of Taxation filed an estimated claim which needs to be amended. 2) Atty provided copy of payment $5,000, not posted to date proposed plan $5,000x60 paid in $10,000 arrears $10,000 last claim 11-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 101 | 6/18/2025 10:00 am | 25-11168 / MEH | Robert Manchel, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | issues as of 6/11/2025 (JMA) 1) US Bank/BNC Mortgage (RASC) objection to confirmation - need to resolve - Arrears proposed in the plan of $16,750 are insufficient to satisfy the pre-petition arrears - Secured Creditor anticipates filing a claim with estimated pre-petition arrears of $20,473.57. - Debtor is obligated to provide for full payment of the arrears claim or surrender the real property. 2) Trustee objection to confirmation - need to resolve - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $500/month for food; $150/month for clothing; $250/month for personal care. Need proof of excessive expenses 10 days prior to confirmation. WILL BE ALLOWED AS LONG AS CASE IS CONFIRMED AT 100% - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $136,231 in non-exempt equity in the residence. - There is $1,145 in non-exempt equity in the bank account. - Need to resolve objection by US Bank - Need to file Pre-Confirmation Certification. NOT FILED TO DATE 3) NJ Division of Taxation priority claim 10 is estimated for 2024 taxes - need to resolve proposed plan $2,150X60 base plan paid in $6,450 arrears $2,150 last claim 10-1 RESOLVED ISSUES: - Need to provide a copy of the homeowner's insurance renewal declaration - Policy provided expired on 4/25/25 - RESOLVED, PROVIDED RENEWAL - Need updated car insurance. Policy provided expired on 3/31/25. RESOLVED, PROVIDED |
| Email InquiryMatter ResolvedRequest Adjournment | 102 | 6/18/2025 10:00 am | 25-11243 / MEH | Mark S. Cherry, Esq. | Confirmation Hearing on Modified Plan | Recommend Dismissal | 6/16 EDC sent email re: interest in property and if 100% to gucs ISSUES AS OF 6/6/2025 (DM): Application to Retain Realtor filed 5/29/25. 1) US Bank (McCalla) OBJs - debtor is not the owner of the property or a borrower on the loan. Commercial Promissory Note shows J.A. Fleuridas Inc as the borrower. There is no evidence that the debtor has the right to sell the property. Total debt claim filed for $785,739.22 (UNRESOLVED.) 2) Trustee OBJ: - Debtor has insufficient income. - Need amended Sch A and C to add residence/home with explanation (IT APPEARS THAT J.A. FLEURIDAS INC OWNS THE PROPERTY.) - Need to add to confirming order non-exempt proceeds from potential lender liability lawsuit to Trustee. - Need to add to confirming order non-exempt proceeds from sale of real estate to Trustee. ***RESOLVED ISSUES*** A) Trustee OBJ: - Need a copy of homeowner's insurance renewal declaration - expired 4/1/25 (RECEIVED.) - Need a MP that proposes a sale date and non-exempt proceeds from sale (MP FILED.) - Plan fails to provide for a prompt sale/refi of the real property (MP PROVIDES FOR SALE WITHIN 6 MONTHS.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $100 x 60, Base Plan - sale of Tuckerton Rd property within 6 months. PTD 3/4 = $300 Last Claim (3-1) |
| Email InquiryMatter ResolvedRequest Adjournment | 103 | 6/18/2025 10:00 am | 25-11607 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | 6/16/25 (SF) - Per AR we can adjourn for debtor to make one capitalized payment manually. Currently need $374 going forward AS OF 06/11/25 (SF) STILL NO PAYMENTS ARREARS $2576 1. NJ Housing and Mortgage Finance Agency filed arrears claim 2-1 in the amount of $9199.78 which is listed as unaffected by plan (OK TO PAY?) DO NOT PAY. WILL BE PAID IN MEDINA CASE 2. Trustee Objection: - Need September and October bank statements for Wells Fargo account 3622 and First Financial account 5272. (Bank Statements just provided, need to review) - A Modified Plan that steps up trustee payment in month 22 by $650 and in month 32 by $875. (when pension loans are paid off) Verified income leaves monthly disposable income of $467.71. - Toyota Motor Credit filed a bifurcated claim which needs to be resolved. - attorney's fee balance in the plan is ($2,375) . Plan proposes $322 x 57 0% Payments: 0/8 Arrears: $2576 RESOLVED: - The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Toyota Financial Services, Capital One and Mon. Tissue Lab. (FILED) - IRS filed estimated priority claim 14-1 (AMENDED) |
| Email InquiryMatter ResolvedRequest Adjournment | 104 | 6/18/2025 10:00 am | 25-11680 / MEH | MaryBeth Schroeder, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | Atty accepted terms ISSUES AS OF 6/6/2025 (DM): ***If debtor is paying PennyMac arrears claim and Teachers FCU arrears claim, then to resolve Trustee disposable income objection, RECOMMEND CONFIRMATION AT $2,000 PTD, THEN $650 x 56 STARTING 7/1/25, BASE PLAN, PRE-CONFIRMATION CERTIFICATION SHALL BE FILED WITH 30 DAYS*** 1) PennyMac Loan Services filed $1,599.97 arrears claim on Holly Dr property (OKAY TO PAY??) 2) Trustee OBJ: - Tax refund for $1,597 was not prorated and included in disposable income calculation. - Income verifies higher ($5,818) than scheduled ($5,693) resulting in $804 in monthly disposable income. - Need to file Pre-Confirmation Certification (UNRESOLVED.) ***RESOLVED ISSUES*** A) Teachers FCU filed $510.66 arrears claim on 2014 GMC Sierra (OKAY TO PAY?? - Yes) B) Trustee OBJ: - The Atty fees in the plan ($2,225) and the Disclosure Statement ($0) do not agree. One of these must be amended (DISCLOSURE AMENDED - PAY $2,225 THROUGH THE PLAN.) - Need a statement for the 401k loan (RECEIVED.) Prop. Plan $492 x 60, Base Plan PTD 4/4 = $2,000 Last Claim (18-1) |
| Email InquiryMatter ResolvedRequest Adjournment | 105 | 6/18/2025 10:00 am | 25-11721 / MEH | Stephen M. Goldberg, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 6/10/2025 (at): RECOMMEND: $1,200 PAID TO DATE, $975 x 56 BEGINNING 7/1/2025, BASE - Need 2024 tax return by 6/15/2025. - Preserve non exempt equity of $45,064 in residence. Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $740/month car payment. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $877. - Need an updated CMA that provides comparatives sold within 6 months of filing that are 4 bedroom and 3 bath properties. All comparatives provided are 3 bedroom and 1 1/2 baths. Zillow values the property at $640,100.00, not $525,000.00. (UPDATED CMA NOT RECEIVED) - Need Settlement Statement from the sale of Main Street property sold approximately 2 years ago. (NOT RECEIVED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2024 by 5/15/2025. (RECEIVED) - Need proof of insurance for the 2016 Nissan. (RECEIVED) - A Modified Plan that removes mortgage from part 6 (executory contracts) (OK) - The Schedules fail to account for the debtor(s) tax refund in the amount of $4,160 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - Using Zillow, there is $45,064 in non exempt equity in the residence. (LANGUAGE ADDED) - Need a statement for the PERS loan. (RECEIVED - LOAN PAID OFF IN MONTH 36 OF THE PLAN - ADDITIONAL $498/MONTH IN INCOME BEGINNING MONTH 37) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $300 x 36 beginning 3/1/2025, base Payments: 4/4 |
| Email InquiryMatter ResolvedRequest Adjournment | 106 | 6/18/2025 10:00 am | 25-11771 / MEH | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | As of 6/13/25 (DS): Debtor atty requested adj to allow time to file mod plan As of 6/12/25 (DS): 1. PER PROOF OF INCOME PROVIDED DISPOSABLE INCOME VERIFIES $1,720 AFTER REMOVING DISABILITY AND EBT, BUT NO AMENDED SCHEDULE I HAS BEEN FILED. 2. BELOW ISSUES REMAIN UNRESOLVED. As of 5/5/25 (DS): Debtor atty requested adj to address IRS claim and address Trustee obj. The Debtor has returned to work, so income will change. 5/7/25 (DS): 1. Trustee obj to the following: - Must provide proof of government assistance. 5/5/25 ATTY PROVIDED PROOF OF EBT TO END 6/15/25, NEEDS TO REAPPLY. - Excessive expense for auto insurance with car being surrendered, should be less $120. - Plan fails to provide for the non-exempt equity $50,477 in the residence. - Must file fee app within 7 days from confirming order. - Arrears claim filed by American Honda $684. - Must file Pre-confirmation certification. 2. Must resolve IRS estimated tax claim, 2024 tax return were filed, but still needs to be resolved. Prop Plan $500 x 6 begin 3/1/25; $1,100 x 54; Base Note: 2024 Tax return provided. |
| Email InquiryMatter ResolvedRequest Adjournment | 107 | 6/18/2025 10:00 am | 25-11788 / MEH | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 6/16/25 (SF) UPDATED RECOMMEND $1320 PTD, $361 X 32 (BEGIN 7/1/25) BASE W/MIN DIV OF $7249 TO GUCS - PRESERVE NONEXEMPT EQUITY IN REAL ESTATE OF $6197 IN CONFIRMATION ORDER - STRIKE CRAM OF CITIBANK - CONFIRM WITH TFS AUTO PAYMENTS DUE TO INSUFFICIENT INCOME - STUDENT LOANS TO BE PAID OUTSIDE PLAN 1. Trustee objection: - The debtor has insufficient income. Verified income leaves monthly disposable income of -$580.83. Plan proposes $330 x 36 with min $7249 to gucs Payments: 4/4 RESOLVED: - Quantum3 Group LLC/Aqua Finance filed secured claim 5-2 in the amount of $7735.18 which is not addressed in plan (CLAIM IS UNSECURED) - Crosscountry Mortgage filed arrears claim 14-1 in the amount of $891.11 which is not addressed in plan (OK TO PAY?) YES - The debtor has failed to provide proof of service with respect to Plan Motion(s). Need proof of service on Citibank, NA. (STRIKE FROM PLAN) - Need to file Pre-Confirmation Certification. (FILED) - Need a statement for the debtor's 401k loan. (Received. Payoff date is 7/8/36) - Need proof of $375/month pension income. (RECEIVED) |
| Email InquiryMatter ResolvedRequest Adjournment | 108 | 6/18/2025 10:00 am | 25-11929 / MEH | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | As of 6/13/25 (DS): Debtor atty requested adj to allow time to move against the IRS claim. As of 6/13/25 (DS): 1. State of NJ filed estimated tax claim, 2023 not filed. Must resolve claim. 2. BELOW ISSUES REMAIN UNRESOLVED. As of 5/2/25 (DS): Debtor atty requested adj to resolve IRS claim 5/7/25 (DS): 1. Trustee obj to the following: - Must provide 2023 Tax return for spouse, 2024 Tax returns for both Debtor and spouse, 2 months bank statements from TD Bank acct#5342, Progressive Life insurance, prior to filing date and certification regarding all car payments and car insurance amounts by the debtor or his business. This should include who is driving the vehicles and any reimbursement. - Excessive expenses on Sched J: son's leased car payment of $700 for 2024 Honda Prologue and $640.95 for 2021 VW Atlas with a 3rd car $427 for leased 2024 Honda Civic, then Cable/Netflix $300, Support $313.90 (Requires proof such as order) and spouse expenses for car payment, credit cards, car insurance, times share etc. $5,718. Must provide proof of expenses 10 days prior to confirmation. - 22C Line 43 non-debtor spouse expenses $5,718 requires proof of expenses. - Fee app within 7 days from confirmation order. - Must file Pre-confirmation certification. 3. IRS filed secure claim $75,897 and priority $16,049.73. Plan only has $34,464, plus State of NJ claim, pending resolution of claim. Plan will not be feasible. Plan payment estimated to be $1,932, disposable income verifies $1,333. Prop Plan $900 x 60 begin 3/1/25; Base Note: IRS claim no longer estimated. |
| Email InquiryMatter ResolvedRequest Adjournment | 109 | 6/18/2025 10:00 am | 25-11989 / MEH | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 06/16/25 (SF) UPDATED RECOMMEND $5014 X 3 (BEGIN 3/1/25); $5022 X 57 (BEGIN 6/1/25) 100% PLAN 2. Trustee objection: - Verified income leaves monthly disposable income of $5,985 (100% PLAN.) - Per the 22C, monthly disposable income is $5,114 which requires a minimum dividend of $306,840 to general unsecured creditors (100% PLAN.) - Need Settlement Statement for the sale of Fiesta Oak Drive property and Brook Point Circle property, and Certification regarding disposition of proceeds if any. (SETTLEMENT STATEMENTS RECEIVED. DEBTOR RECEIVED $17,490.44 FROM FIESTA OAK PROPERTY ON 4/16/24 AND $68,955.61 FROM BROOKPOINT CIRCLE ON 10/26/23 FOR TOTAL OF $86,445.44) CERT PROVIDED. DEBTOR SPENT THE FUNDS TO MAINTAIN FIESTA OAK PROPERTY AND LIVING EXPENSES. ALL FUNDS WERE DEPLETED BY 10/2024. Plan proposes $5014 x 60 100% Payments: 3/4 Arrears: $5014 RESOLVED: - Need a copy of the last filed tax return - 2024 by 5/15/2025. - Need a statement for the TSP loan. (RECEIVED EXPIRES 9/30/25) - USAA Federal Savings Bank filed unsecured claim 5-1 for 2020 Cadillac. The plan states that this is a secured claim unaffected by the plan. It appears that the claim may have been filed as unsecured in error. The claim amount is $27,709.01 (ARE WE TO PAY THIS CLAIM IN FULL?) Attorney will need to review claim if debtor still has the vehicle. There is an auto expense on schedule J. If we pay this claim, the payment will only increase to $5022 going forward. (Per atty, claim is filed correctly and ok to pay in full as part of 100% plan) |
| Email InquiryMatter ResolvedRequest Adjournment | 110 | 6/18/2025 10:00 am | 25-12006 / MEH | Frances A. Tomes, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 6/10/25(mk): 1.Creditor SKYLA Credit Union has filed 2 separate claims(#5-1 and #6-1) for what appears to be the same auto- 2009 Honda Pilot Wagon. Same Value of 5235 on each claim. #5-1 has secured of 771 and unsecured of 2934.64 . #6-1 has x secured 5463.31 and no unsecured-TR NEEDS CLARIFICATION ON IF THESE ARE DUPLICATE CLAIMS- PLAN TREATS AS UNAFFECTED NO ARREARS ON EITHER CLAIM 2. Trustee Objection: - need to provide statements for Skyla FCU for 6 months before filing - Amendments to Schedules Statement of Financial Affairs to disclose sale Of real property. -There is $4,334 non-exempt equity as follows: $2006 Chevrolet Avalanche; $1,500 household; $25 Wells Fargo savings account; $100 Wells Fargo checking. Need a certification from Debtor with any proofs attached of how the sale proceeds of $182 ,458 was spent from the sale of real property in July 2023. -Must file pre conf cert. Plan:101 x 60 min $2725 3/3 payments |
| Email InquiryMatter ResolvedRequest Adjournment | 111 | 6/18/2025 10:00 am | 25-12048 / MEH | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing Scheduled | Continued 8/20/2025 10:00 am | AS OF 6/16/2025 (at): Trustee's objection: - The debtor has insufficient income. Verified income leaves monthly disposable income of -$175.22. (CURRENT) - The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED) - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) Plan proposes: $200 x 36 beginning 3/1/2025, base Payments: 4/4 |
| Email InquiryMatter ResolvedRequest Adjournment | 112 | 6/18/2025 10:00 am | 25-12128 / MEH | S. Daniel Hutchison, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | As of 6/12/25 (DS): Recommend confirming at $803.57 x 4 begin 3/1/25 (JUNE PAYMENT MUST BE MADE), $1,106 x 56 begin 7/1/25; 100% with a min. div. $124,344 to gucs due to non-exempt equity; - Student Loans to be treated outside. - Trustee ok to pay the arrears claim#12-1 Cross Country $2,508.59. - Section 6 to be stricken and not paid, no claim filed. 1. Trustee obj there is non-exempt equity in the residence $116,039 and 2019 Nissan $8,305 total $124,344. Bar date has passed total unsecured claim filed $49,752.68. 2. CrossCountry filed arrears claim $2,508.59. Trustee ok to pay? 3. Bar date has passed and no claim filed by SunRun. Recommend striking and not paid. Prop Plan $803.57 x 36 begin 3/1/25; 100% Note: Updated homeowner insurance provided. |
| Email InquiryMatter ResolvedRequest Adjournment | 113 | 6/18/2025 10:00 am | 25-12204 / MEH | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 6/6/2025 (DM): 1) Trustee OBJ: - Need CMA with comparative sold within 6 months of filing (UNRESOLVED.) - Using Zillow there is $29,791 non-exempt equity in the residence. - There is $3,411 non-exempt equity in bank account (PLAN IS $14K MIN DIV BUT $29K ADDITIONAL EQUITY IN REAL ESTATE.) - Income verifies higher ($8,010) for the debtor than scheduled ($7,415) resulting in $1,139 monthly disposable income before adjustment for excessive expenses. - Excessive Expenses Sch J: $350 home maintenance on a townhouse, $350 childcare, $250 entertainment, $662 car payment, $250 misc. Need proof of excessive expenses 10 days prior to confirmation. - Need a MP that steps-up trustee payment in April 2029 when car loan is paid off. There will be an additional $662 per month in income (UNRESOLVED.) - Debtor needs to provide explanation for the $6,844 deposit made on 2/22/25 from TPG Products (UNRESOLVED.) - Need 2024 tax returns (UNRESOLVED.) - Need to file Pre-Confirmation Certification (UNRESOLVED.) ***RESOLVED ISSUES*** A) CMG Mortgage (Padgett Law Group) OBJs - $2,830.26 arrears on Spirit Way property (CO SUBMITTED TO CHAMBERS.) Prop. Plan $750 x 60, $14,953 Min Div. PTD 2/3 = $1,500 Last Claim (7-1) |
| Email InquiryMatter ResolvedRequest Adjournment | 114 | 6/18/2025 10:00 am | 25-12233 / MEH | Christopher G. Cassie, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 06/12/25 (SF) 1. Objection filed by Santander (Fissel) - failure to pay arrears of $36,788.34 2. Wells Fargo filed total debt claim 4-1 in the amount of $50,900.82 which is not address in plan. The proposed payment is insufficient to fund the plan (MUST RESOLVE) 3. Trustee objection: - The debtor's plan consists of unnecessary or excessive expense items, such as: $800/month for utilities $2,100/month for medical/dental Need proof of excessive expenses 10 days prior to confirmation. Allowed as long as case remains 100% - There is $26,181 in non exempt equity in the residence. - Need to file Pre-Confirmation Certification. Plan proposes $1015 x 60 100% Payments: 3/3 RESOLVED: - Must provide copy of 2024 Tax Return by 5/15/2025. (RECEIVED) |
| Email InquiryMatter ResolvedRequest Adjournment | 115 | 6/18/2025 10:00 am | 25-12238 / MEH | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS of 6/3/25(mk): **CAN REC CONFIRM AT $478 x 60 Begin 4/1/25 Base w/ a min of $888 due to equity in personal property. LM by 8/10/25. TR NO Pay arrears pending TR is authorized to pay claim #1-2 of INTERNAL REVENUE SERVICE in the amount of $2,971 through the plan. TR is authorized to pay claim #7-1P of NJ DIVISION OF TAXATION in the amount of $1,896 through the plan** 1. Trustee Objection: -There is $888 in non exempt equity in the bank accounts. - IRS filed claim For $2,971. NIP OK TO PAY? -ST Of NJ filed claim for $1,896- OK to PAY? Plan:$478 X 60; LM 6/1/2025 (392 EAST BIRD VILLAGE RD); BASE 2/3 payments --------------RESOLVED------------------------ ORDER SUBMITTED 5/8/25 TERMS=LM by 8/10/25 Tr NO PAY arrears pending LM 1. Objection By NewRez/Shellpoint(Hill W): - fails to pay arrears. LM speculative -car insurance expired 4/1/15- NEED Update proof (PROVIDED 5/7/25) -Updated Home insurance provided -Bank statements provided. pre conf cert filed |
| Email InquiryMatter ResolvedRequest Adjournment | 116 | 6/18/2025 10:00 am | 25-12307 / MEH | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 6/13/25 (DS): 1. Debtor in arrears $800, made 1 out of 3 payments. Last payment $400 made 5/14/25. 2. Trustee obj to the following: - Debtor has insufficient income, disposable income verifies -$2.50. Debtor will need E-Wage. - The plan fails to add IRS priority/secured claim. - Must resolve IRS estimated tax claim, 2019 & 2024 not filed. - BMW Financial filed claim with no arrears, plan has arrears $1,249 arrears. RECOMMEND STRIKING SECTION 4(B) AND CLAIM TO BE TREATED OUTSIDE. - Must resolve objection. 3. IRS (ALINA HABBA) obj to not in plan. Must resolve. Prop Plan $400 x 36 begin 4/1/25; Base Note: Updated auto insurance provided. Bank statements provided (no amended Sched B and C needed bank accts have $0 funds). |
| Email InquiryMatter ResolvedRequest Adjournment | 117 | 6/18/2025 10:00 am | 25-12396 / MEH | David G. Beslow, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS OF 6/5/2025 (at): RECOMMEND: $425 x 36 BEGINNING 4/1/2025, BASE - Preserve non exempt equity of $1,400 in real estate. - Preserve non exempt equity of $3,103 in personal property. - Debtor must sign up for e-wage within 7 days of confirmation. - Student loans will be paid outside of the plan. 1. Objection filed by Lakeview Loan Servicing (Brock & Scott) - failure to cure arrears of $4,941.80 (Per POC). Plan proposes to pay $0. (MODIFIED PLAN PAYS ARREARS AND NO OBJECTION TO MODIFIED PLAN) 2. Trustee's objection: - The debtor has insufficient income disposable income verifies $214. Will need E -wage. (LANGUAGE ADDED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in the residence $1,400, Wells Fargo savings acct $511 and Teachers FCU Money Market acct $2,592 (MODIFIED PLAN PAYS N/E EQUITY TO UNSECURED CREDITORS) - Must resolve creditor objection. (MODIFIED PLAN RESOLVES) - Must file Pre-confirmation certification. (FILED) Modified plan before confirmation proposes: $425 x 36 beginning 4/1/2025, not less than $4,503 to unsecured creditors Payments: 2/3, arrears $387.50 |
| Email InquiryMatter ResolvedRequest Adjournment | 118 | 6/18/2025 10:00 am | 25-12535 / MEH | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | As of 6/12/25 (DS): Confirm at $1,547 x 60 begin 4/1/25 (JUNE PAYMENT MUST BE MADE); Base with a min. div. $19,717 due to non-exempt equity and Debtor to sign up for E-Wage 7 days prior to conf 1. Trustee obj to the following: - Debtor has insufficient income, after reviewing P&L for March and April disposable income still verifies insufficient $1,056. Need E-Wage. - There is non-exempt equity in the 2021 Che Forest $19,163, Crypto $64 and $490 in Bank of America acct#8656 $total $19,717. 2. Lakeview Loan (BROK & SCOTT) obj to arrears more, POC filed with less arrears. OTBS PAY POC ARREARS Prop Plan $1,547 x 60 begin 4/1/25; Base Note: 2024 Tax return, auto insurance and bank statements provided. There is no equity in the residence. Cert from Debtor states no acct with BOA ending#4192 (reviewed bank acct#8656 and this acct is in name of other person). |
| Email InquiryMatter ResolvedRequest Adjournment | 119 | 6/18/2025 10:00 am | 25-12537 / MEH | Robert Manchel, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | AS OF 6/12/2025 (at): 1. Objection filed by Colonial Savings (KML) - failure to cure full arrears of $60,571.59. (Per POC). Plan proposes to pay $33,500. A loan modification is speculative. (RESOLVED - LOAN MODIFICATION BY 7/31/25 AND TRUSTEE TO PAY TOWARDS ARREARS PENDING LOAN MODIFICATION) 2. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) - The debtor has failed to supply the Trustee with the following document(s): - Profit & Loss income statements from Dec. 2024 - March 2025. Documents provided are from 1/2024-11/2024. (NOT RECEIVED) - The debtor has failed to provide proof of service with respect to Plan Motion(s). - Must serve Waters Edge at Holly Lake HOA. (CERT OF SERVICE NOT FILED) RESOLVED ISSUES: - The debtor must provide updated proof of auto insurance for the 2006 Chevy Silverado . The policy provided expires on 5/4/25. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $5,992 when determining disposable income. (AVERAGED/ADDED TO INCOME) Plan proposes: $705 x 60 beginning 4/1/2025, loan modification by 9/1/2025, base Payments: 1/3, arrears $879 |
| Email InquiryMatter ResolvedRequest Adjournment | 120 | 6/18/2025 10:00 am | 25-12581 / MEH | Edward Nathan Vaisman, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | AS OF 6/16/2025 (at): 1. 341 has not been held or rescheduled. 2. Payments: 3/3 |
| Email InquiryMatter ResolvedRequest Adjournment | 121 | 6/18/2025 10:00 am | 25-12593 / MEH | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | As of 6/13/25 (DS): 1. Debtor in arrears $1,000, made 1 out of 3 payments. 2. Need service to Bank of America to PO Box 31785, address on POC. 5/7/25 (DS): 1. Trustee obj to the following: - Debtor has insufficient income, disposable income verifies $454. Must do E-wage. - Need service amended to Bank of America, POC filed 3/26/25 has address to serve, attorney served 3/28/25 and did not serve at POC address. Prop Plan $500 x 48 begin 4/1/25; Base Note: Atty disclosure amended. Excessive expense ok, expenses are minimal. |
| Email InquiryMatter ResolvedRequest Adjournment | 122 | 6/18/2025 10:00 am | 25-12650 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 6/6/2025 (DM): ADJ to MEH to 6/18/25 - he wants more information on the law with respect to requirement of insurance (dm) 1) IRS filed $10,618.22 priority claim that includes estimated taxes for 2021 (UNRESOLVED.) 2) IRS filed a general unsecured claim that includes estimated taxes for 2020 (UNRESOLVED.) 3) Plan provides $1,331.70 secured treatment to Jackson Twp Municipal - no POC filed by the creditor (STRIKE??) 4) Trustee OBJ: - Need proof of income for 2 months for Debtor's Union job if he is working (CERT UPLOADED IS JUST A PROJECTION OF WHAT HE ANTICIPATES MAKING.) - Need homeowner's insurance with personal liability coverage (UNRESOLVED.) ***RESOLVED ISSUES*** A) Trustee OBJ: - Need auto insurance for 2013 VW and 2011 Audi - policy expired (RECEIVED.) - There is $1,451 non-exempt equity in the residence. - Need 2 months bank statements from BOA acct #8504 (RECEIVED.) - Need amended Sch A/B and C to add BOA acct #8504 (MOOT - THIS IS FOR JJ STAR AUTOSALES LLC THAT IS NOT ACTIVE. CERT UPLOADED TO INCOME DOCS.) Prop. Plan $2,558 x 60, $6,456.10 Min Div. PTD 2/3 = $5,116 Last Claim (19-1) |
| Email InquiryMatter ResolvedRequest Adjournment | 123 | 6/18/2025 10:00 am | 25-12684 / MEH | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 6/11/2025 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. - The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - 2024 by 5/15/2025. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $460/month for home maintenance; $700/month for utilities; $496/month for cable/internet/phone; $500/month for clothing; $400/month for entertainment. Need proof of excessive expenses 10 days prior to confirmation. - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,322 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $296,134 non-exempt equity in the residence, MORTGAGE CLAIM LOWER THAN SCHEDULED AMOUNT RESULTING IN INCREASE OF N/E EQUITY IN THE AMOUNT OF $300,249 (100% PLAN.) - There is $25,695 non-exempt equity in the Wells Fargo bank account. - Need pay stub for the spouse's bonus of $110,400 - STATEMENT PROVIDED NET AMOUNT RECEIVED BY DEBTOR $65,732.57, AVERAGED OVER 12 MONTHS RESULTS IN $5,477.71/MONTH INCOME. DISPOSABLE NET INCOME IS $7,535.60 (100% PLAN) - Need proof of income for the debtor within 6 months of confirmation. - Need Certification regarding any assets of the business that were financed or owned outright that is still in the possession of the debtor. - Need P&L statements from debtor's new contracting job with Delta-T with an anticipated start date in May 2025. 2) Wells Fargo Bank (LOGS Legal Group) objection to confirmation - need to resolve - Estimated pre-petition arrears $985.83. 3) Newtek Bank (Maselli Mills) objection to confirmation - need to resolve - Creditor submitting limited objection to preserve the Bank's right to further object to confirmation of the Debtor's plan upon dis |
| Email InquiryMatter ResolvedRequest Adjournment | 124 | 6/18/2025 10:00 am | 25-12726 / MEH | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 6/11/2025 (JMA) 1) US Bank (RASC) objection to confirmation - need to resolve - anticipated proof of claim will show arrears due in the amount of $137,832.44. 2) The Bank of New York Mellon (McCalla Raymer) objection to confirmation - need to resolve - arrears due to creditor approximately $13,844.07 3) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. Verified income leaves monthly disposable income of -$119.98. - Need to resolve objection by US Bank. - Need to resolve objection by The Bank of New York Mellon. - All non-exempt proceeds from sale to be paid to Trustee. proposed plan $300x60 100% plan with sale by 4/1/2026 paid in $1,200 last claim 3-1 RESOLVED ISSUES: - The debtor has failed to file the required Pre-Confirmation Certification. RESOLVED, FILED |
| Email InquiryMatter ResolvedRequest Adjournment | 125 | 6/18/2025 10:00 am | 25-12728 / MEH | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 6/12/2025 (at): RECOMMEND: $1,500 PAID TO DATE, $2,661 x 57 BEGINNING 7/1/2025, 100% PLAN - Preserve non exempt equity of $245,591 in real estate. 1. Objection filed by Federal Home Loan (KML) - failure to cure full arrears of $56,659.25. (Per POC). Plan proposes to pay $49,001. (RESOLVED - PAY PER POC) 2. Trustee's objection: - The debtor has failed to supply the Trustee with the following document(s): - Business forms: - for Boyle CPA, LLC. (NOT RECEIVED) - A copy of the last filed tax return - for 2024. (NOT RECEIVED) - 2 months bank account statements for the business Boyle CPA. LLC to months prior to filing date. (NOT RECEIVED) RESOLVED ISSUES: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $245,591 (LANGUAGE ADDED) - Must resolve creditor objection. (LISTED ABOVE) Plan proposes: $500 x 6 beginning 4/1/2025, $1,500 x 54, 100% plan Payments: 2/3, arrears $500 |
| Email InquiryMatter ResolvedRequest Adjournment | 126 | 6/18/2025 10:00 am | 25-12823 / MEH | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | As of 6/16/25(mk): UPDATED PTD ATTY OK TO TERMS **CAN REC CONFIRM AT $1,692.28 PTD Then $644 x 57 Begin 7/1/25 100% . preserve equity T/H of $66,006 in real and personal property. TR is Authorized to pay Mariner Finance secured claim #6-1 in the amount of 43,405.84 through plan. Tr is authorized to pay Carrington Mtg arrears claim #8-1 in the amount of $795 through the plan** Plan: $550 X 60; 100% GUC FILED Claims total $24,440.86. 3/3 ------------------RESOLVED----------------------------- PLAN IS 100% -There is $65,075.97 non-exempt equity in house. -There is non-exempt equity in personal property as follows: $806 2013 Honda CRV, $125Jewelry. TOTAL NON-EXEMPT EQUITY $66,006.97 >>Plan payment will need to increase to cover 100% -Carrington Mtg. filed arrears claim(#8-1) for $795- ok to pay? YES PER ATTY -Mariner finance(NOT IN PLAN) filed secured claim (#6-1) for 3,405.84- OK to Pay? YES PER ATTY |
| Email InquiryMatter ResolvedRequest Adjournment | 127 | 6/18/2025 10:00 am | 25-12849 / MEH | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | updated 6/16/2025 (JMA) ok to confirm at $1,774 paid to date, $912x57 begin 7/1/2025 with minimum to gucs of $64,968 due to non-exempt equity in house -Need to file Pre-Confirmation Certification with Court within 10 days of confirmation issues as of 6/11/2025 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $64,968 non-exempt equity in the mobile home (100% PLAN.) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). - Need to file Pre-Confirmation Certification. NOT FILED TO DATE proposed plan $887x60100% plan paid in $1,774 arrears $887 last claim 14-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 128 | 6/18/2025 10:00 am | 25-12868 / MEH | Brian L. Hoffman, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | updated 6/16/2025 (JMA) - atty amended Schedules I & J resulting in excess disposable income. issues as of 6/11/2025 (JMA) 1) Trustee objection to confirmation - need to resolve - Need to provide a copy of the last filed tax return - 2024 return by 5/15/2025. RESOLVED, PROVIDED - Need to provide bank statement for PNC account for January and February 2025. - Amendments to Schedules I & J - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): there is non-exempt equity in the following: House $15,591.86; Glock 383 $500, 2003 Nissan $1,500; 2001 Mercury Grand Marquis $1,500; 2013 Honda Ridgeway $2,102.64. TOTAL NON-EXEMPT EQUITY $21,194.50. - Need to provide proof of unemployment income. - Need to file Pre-Confirmation Certification with Court. - Need update income and amended I & J when debtor gets his next union job proposed plan $536x60 base plan paid in $1,072 arrears $536 last claim 26-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 129 | 6/18/2025 10:00 am | 25-12877 / MEH | Robert Manchel, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | As of 6/13/25 (DS): Debtor atty requested adj to allow time to resolve all issues. As of 6/12/25 (DS): 1. Trustee obj to the following: - Debtor has insufficient income, disposable income verifies $144. - Must provide 2023/2024 Tax Return or Cert of non-filing of tax returns, per conf adj request Debtor does not required to file, therefore Trustee requires cert. - Must amend Sched G and Mod Plan to add Santander (2022 Jeep Compass), leased car payment is listed on Sched J $280 and according to POC lease should be done by 7/1/25. - Must file Pre-confirmation certification. Prop Plan $213 x 36 begin 4/1/25; Base |
| Email InquiryMatter ResolvedRequest Adjournment | 130 | 6/18/2025 10:00 am | 25-12895 / MEH | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | AS OF 6/16/2025 (at): PER ATTORNEY, DISMISS AND HOLD FEES. DEBTOR PASSED AWAY ON 6/4/2025. 1. 341 is scheduled for 6/5/2025. (NOT HELD) 2. Payments: 3/3 |
| Email InquiryMatter ResolvedRequest Adjournment | 131 | 6/18/2025 10:00 am | 25-12899 / MEH | Thomas G. Egner, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | As of 6/13/25 (DS): PER EMAIL FROM DEBTOR ATTY ALLOW CASE TO BE DISMISSED 1. No Trustee payments, even though Debtor made a TFS payment $1,000 on 5/25/25, it came back as insufficient funds. Arrears $3,000, made 0 out of 3 payments. 2. Bar date has passed and no claims filed by Burlington County Probation and NJMVC. RECOMMEND STRIKING AND NOT PAYING. 3. BELOW ISSUES REMAIN UNRESOLVED. $1,000 TFS pending - proof uploaded - ADJ to 6/18 for payment to post and additional payments to post (dm) 5/28/25 (DS): 1. Debtor has not made any Trustee payments. Debtor in arrears $2,000, made 0 out of 2 payments. 2. Trustee obj to the following: - Debtor has insufficient disposable income, income verifies $617. Debtor will need E-Wage. - Must provide Feb. & March statements from Sutton acct, prior to filing date. 3. PennyMac (DOUGLAS MCDONOUGH) obj arrears owed are more, POC filed with arrears $13,823.70. Obj must be resolved. 4. US Dept of HUD filed claim, not in plan, no arrears owed, used up some of the non-exempt equity. 5. Must resolve State of NJ filed estimated tax claim, 2023 not filed. Prop Plan $1,000 x 60 begin 4/1/25; Base Note: Reviewed CMA and comps, seems to be legit. IRS claim amended and is no longer estimated. Service to Wells Fargo done. |
| Email InquiryMatter ResolvedRequest Adjournment | 132 | 6/18/2025 10:00 am | 25-12957 / MEH | Richard F. Fried, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | As of 6/13/25 (DS): Debtor atty requested adj to allow time to resolve Bank of America motions. As of 6/13/25 (DS): 1. Debtor in arrears $1,950, made 1.5 out of 3 payments. 2. Bank of America filed arrears claim for $355.19. THERE IS ONE MOTION TO OBJECT TO CLAIM SCHED 7/9/25 AND ANOTHER FOR POST PET MTG FEES AND ANOTHER MOTION TO EXPUNGE CLAIM AND DISALLOW POST-PET FEES SCHED 7/30/25, NEED OUTCOME FOR BOTH. 3. Trustee issues: - Disposable income verifies $2,273. - There is non-exempt equity in the residence $90,863, TD Bank chkg acct#1220 $1,455, Bank of America acct#4049 $3,004 and Bank of America acct#4036 $558 total $95,880. - Must file Pre-confirmation certification. As of 5/23/25 (DS): Debtor atty request adj to pass bar date. 5/28/25 (DS): 1. Amended Sched C still over exempts, no longer on d(1), but on d(5), only allowed $1,475, but takes $2,950. However, there is no equity in this bank acct. Recommend confirming at $1,300 paid, $1,822 x 58 begin 6/1/25; 100% with a min. div. $95,880 to gucs due to non-exempt equity; - Trustee ok to pay arrears claim#1-1 of Bank of America $355.19. - Within 7 days must file Pre-confirmation certification. OR WAIT PASS BAR DATE TO ALLOW ALL CLAIMS TO BE FILED 1. Trustee obj to the following: - Disposable income verifies $2,273. - There is non-exempt equity in the residence $90,863, TD Bank chkg acct#1220 $1,455, Bank of America acct#4049 $3,004 and Bank of America acct#4036 $558 total $95,880. - Must file Pre-confirmation certification. 2. Bank of America filed arrears claim for $355.19. Trustee ok to pay? THERE IS ONE MOTION TO OBJECT TO CLAIM SCHED 7/9/25 AND POST PET MTG FEES AND ANOTHER MOTION TO EXPUNGE CLAIM AND DISALLOW POST-PET FEES SCHED 7/30/25, NEED OUTCOME FOR BOTH. Prop Plan $1,300 x 60 begin 4/1/25; 100% Note: Amended Sched C filed. Homeowner insurance does not expire to 8/1/25. Bank statements provided. |
| Email InquiryMatter ResolvedRequest Adjournment | 133 | 6/18/2025 10:00 am | 25-13138 / MEH | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | issues as of 6/11/2025 (JMA) ok to confirm at $2,600 paid to date, $2,013x57 begin 7/1/2025 100% plan -need to file Pre-Confirmation Certification with Court within 10 days of confirmation 1) Trustee objection to confirmation - need to resolve - The debtor has failed to file the required Pre-Confirmation Certification. STILL NOT FILED TO DATE. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $161,421 non-exempt equity in house; There is $900 non-exempt equity in the 2005 Nissan Altima for total non-exempt equity of $162,321 proposed plan $1,300x60 base plan paid in $2,600 arrears $1,300 last claim 17-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 134 | 6/18/2025 10:00 am | 25-13194 / MEH | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 6/11/25 (SF) RECOMMEND $1015 X 60 (BEGIN 4/1/25) 100% PLAN - PRESERVE NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY OF $149,005 IN CONFIRMATION ORDER - CONFIRM WITH TFS AUTOPAY PLAN IS NOT FEASIBLE. DISPOSABLE INCOME IS $171 1. The bar date expires on 6/6 and the gov bar expires on 9/24. The gucs on Schedule F total $126,435 and the plan only proposes to pay $60,900 2. US Dept of HUD filed secured claim 1-1 which zero arrears which is not addressed in plan or schedules 3. Trustee objection: The debtor has insufficient income Verified income leaves monthly disposable income of $321.41. (NOW $171 AS 2024 REFUND IS LOWER) - There is $143,386 in non exempt equity in the real estate. - There is $5,619 in non exempt equity in the business. - need certification for insurance on 2 vacant lots in South Carolina. (RECEIVED) Plan proposes $1015 x 60 100% Payments: 2/3 Arrears: $1015 RESOLVED: - Need to file Pre-Confirmation Certification. (FILED) - A copy of the last filed tax return - 2024 by 5/15/2025. (RECEIVED) ADJ to 6/18 to check claims filed before Bar Date |
| Email InquiryMatter ResolvedRequest Adjournment | 135 | 6/18/2025 10:00 am | 25-13197 / MEH | Stephen M. Goldberg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | 6/16(mk adj request DENIED -late and No creditorr consent AS of 6/10/24(mk): 1, Objection By Gagandeep Singh Nanda(Certilman Baldin etal): - debtor not truthful in b'ness activities - bad faith, misstatements etc DEBTOR RESPONSE REQUIRED 2. No claim filed by Jersey Mtg and Bar date has passed_ so STRIKE PER PLAN CLAIM OF $2,357- Or are you going to file a claim and motion to allow late claim for this creditor ?. 3. Trustee objection: - Need Current comps for real property -Need amended J to list dependents. -There is non-exempt equity in the residence to be $29,541, more or less pending comps or updated CMA. - Must provide 2 months bank statements from Capital One Bank acct#7832 prior to filing date. STRIKE PART 6 LANG ON THESE CREDITORS Jersey lending and Figure Lending- they are listed elsewhere in plan Plan:$500 x 60 base 2/3 payments ---------- - Need pre conf cert.FILED |
| Email InquiryMatter ResolvedRequest Adjournment | 136 | 6/18/2025 10:00 am | 25-13222 / MEH | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | as of 6/11/2025 (JMA) OK TO CONFIRM AT $1,928X59 BEGIN 4/1/2025 100% PLAN -ATTORNEY TO FILE FEE APPLICATION WITHIN 7 DAYS OF CONFIRMATION 1) Trustee objection to confirmation - RESOLVED 100% PLAN - The debtor(s) plan consists of unnecessary or excessive expense items, such as: - Food $1,100 and $900 for spouse credit cards and car insurance. Must provide proof of expenses 10 days prior to confirmation. - 22c has excessive expenses: Line 30 additional food/clothing $49 and spouse expenses for car and credit cards $1,205 (Sched I has $1,325). - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22C has disposable income $3,153.28, which would require min, dividend $189,196.80 to gucs. - Proof of income also verifies high, there is disposable income $4,776. Also per Sched I & J disposable income has $4,505. - The Plan needs to run 60 months pursuant to the B22C form. - Fee app within 7 days from confirming order. - Must file Pre-confirmation certification - RESOLVED, FILED - - 2 months bank statements from Venmo acct prior to filing date - RESOLVED, PROVIDED, ZERO BALANCE proposed plan $1,928x59 begin 4/1/2025 base plan paid in $2,428 arrears $1,428 last claim 3-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 137 | 6/18/2025 10:00 am | 25-13265 / MEH | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 7/9/2025 10:00 am | AS OF 6/12/2025 (at): 1. Objection filed by PNC Bank (McCalla Raymer) - failure to cure arrears of $62,194.68. Plan is silent as to this creditor. (UNRESOLVED) 2. Wells Fargo Bank filed a secured arrears claim #3 in the amount of $2,738.46 which is not in the plan. Is the debtor going to pay this claim? 3. Trustee's objection: - The debtor has insufficient income. - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - There may be $16,125 non-exempt equity from the motor vehicle lawsuit Ad Prosequendum for the Estate of Virginia E. Thomas. Trustee needs documentation regarding the value of said estate. (DEBTOR RECEIVED $17,500 - EXEMPT) Plan proposes: $150 x 60 beginning 4/1/2025, base Payments: 2/3, arrears $150 |
| Email InquiryMatter ResolvedRequest Adjournment | 138 | 6/18/2025 10:00 am | 25-13269 / MEH | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | As of 6/16/25 (DS): Debtor atty requested adj to allow time to resolve obj As of 6/11/25 (DS): 1. Trustee obj to the following: - Must provide updated P&L from Peak Performance now that it received a contract (April 2025) with Pioneering Partners. Disposable income verifies $515, would require a higher payment $832. - There is non-exempt equity in the residence $16,436, $18,250 in the bank accts and $5,746 in the vehicles total $40,432. - Must file Pre-confirmation certification. Prop Plan $500 x 60 begin 4/1/25; Base Note: Updated auto insurance provided. |
| Email InquiryMatter ResolvedRequest Adjournment | 139 | 6/18/2025 10:00 am | 25-13392 / MEH | Paul H. Young, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | 341 ready 7/3/25 |
| Email InquiryMatter ResolvedRequest Adjournment | 140 | 6/18/2025 10:00 am | 25-13416 / MEH | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 6/9/2025 (at): 1. Objection filed by Bank of America (Jose Echevarria) - failure to cure full arrears of $2,116.98. Plan proposes to pay $1,344.15. (RESOLVED - PAY PER POC) 2. Trustee's objection: - The debtor has undertaken an improper use of exemption. Specifically: -The Deed provided showed title in the name of Richard E Bauer, therefore, debtor cannot take exemption for spouse. RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $83,123.41 non-exempt equity in debtors home (LANGUAGE ADDED) Plan proposes: $1,045 x 60 beginning 5/1/2025, not less than $51,585.85 to unsecured creditors Payments: 2/2 |
| Email InquiryMatter ResolvedRequest Adjournment | 141 | 6/18/2025 10:00 am | 25-13417 / MEH | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 6/13/25 (DS): 1. State of NJ filed estimated tax claim, 2017 not filed. Must resolve claim. 2. MFR filed by USB Leasing for 2021 Jeep leased vehicle, plan proposed to pay claim in full, but lease is up, matured 3/1/25, Debtors were no longer making leased payments. Sched 7/30/25. Need outcome. 3. USB LEASING ALSO OBJECTING TO PAY CLAIM IN FULL, SINCE CAR IS A LEASE. 5/28/25 (DS): 1. Trustee obj to the following: - Amended 22C filed Line 45 shows disposable income $1,870.55, however the amended 22C fails to add the tax claims and the crammed vehicles. After deducting the amounts, there would be disposable income $506.87, which would require min. div. $30,412 to gucs. - Updated disposable income verifies $909. 2. Santander-2021 Volvo XC40 (WILLIAM E. CRAIG) obj to cram. OTBS - submitted 5/27 $42,192.63 to be paid. 3. USB Leasing-2021 Jeep Grand Cherokee (LAURA EGERMAN) obj car is a lease and debtors did not timely exercise the purchase option, Debtors cannot purchase the leased car. CLAIM FILED AS LEASED AND SECURED. Must resolve obj. Prop Plan $500 x 12 begin 5/1/25; $1,500 x 12; $2,500 x 36; Base Note: Service no longer needed to Santander, obj filed by creditor. 2024 Tax return, loan balances and updated POI for Debtors provided |
| Email InquiryMatter ResolvedRequest Adjournment | 142 | 6/18/2025 10:00 am | 25-13439 / MEH | Jamal J. Romero, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 6/10/25 (SF) 1. The IRS filed priority claim 2-1 in the amount of $14,413.38 which is not addressed in plan. (OK TO PAY?) 2. Servis One Inc. filed arrears claim 5-1 in the amount of $1625.99 which is not addressed in plan (OK TO PAY?) 3. Trustee objection: - Business Questionnaire is incomplete - Amendments to Schedules Amend SOFA to add F&F Express LLC - The Schedules fail to account for the debtor(s) tax refund in the amount of $4,543 when determining disposable income. - The current Plan does not specify treatment of IRS claim ($14,413.38) under the Plan. - There is $22,227 non-exempt equity in the residence. (NOW $20,167 BECAUSE CLAIM IS HIGHER) - Must file fee app within 7 days from confirming order. - Need Balance Sheet for F&F Express LLC and amend Schedule A/B for the value of the business. - Need explanation regarding the second lawsuit listed on SOFA, Question #9 that does not include the debtor's name. Plan proposes $900 x 60 Base w/min $37,460.57 to gucs Payments: 2/2 RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification (FILED) |
| Email InquiryMatter ResolvedRequest Adjournment | 143 | 6/18/2025 10:00 am | 25-13483 / MEH | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | As of 6/15/25 (mk); email to atty- Updated **NEED TO CONFIRM AT $1,096 PTD THEN $1,311 X 58 BEGIN 7/1/25 100%. Preserve Equity T/H of $85,840 in real property. OTBS w/in 14 days resolving objection of Fed Home Loan to pay arrears of $59,046.23 through the plan. Strike per plan of Pro Cap 8 FBO First Trust Bank as the bar date has passed and no claim was filed. IRS Per Plan claim of $588.03 will not be paid unless a timely proof of claim is filed. Jackson T'ship MUA will be paid as unsecured claim per the filed claim. Must file pre conf cert. w/ in 7 days of confirming Order. Strike per plan of Pro Cap 8 FBO First Trust Bank Must file pre conf cert w/ in 7 days of confirming Order** 1. Objection by Fed Home Loan(KML) - plan fails to pay full arrears(PER ATTY WILL PAY FULL POC ARREARS OTBS) 2. Per plan claim of Pro Cap 8 FBO First Trust Bank- Bar date has passed No claim filed - STRIKE IT? (PER ATTY YES STRIKE IT) 3 Trustee Objection:. - Must file pre conf cert. WILL FILE MONDAY Plan:$1096 X 60; 100% 1/2 payments -------------RESOLVED---------- -There is$85,994.08 non-exempt equity in house (100% PLAN.) |
| Email InquiryMatter ResolvedRequest Adjournment | 144 | 6/18/2025 10:00 am | 25-13507 / MEH | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | issues as of 6/11/2025 (JMA) 1) Trustee objection to confirmation - need to resolve - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $35,962 in non-exempt equity in the bank accounts. - Need to file Pre-Confirmation Certification. 2) NJ Division of Taxation priority claim 14-1 is estimated for 2021 taxes -and unsecured claim is estimated for 2020 taxes - need to resolve proposed plan $1,000x60 100% plan paid in $3,600 last claim 14-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 145 | 6/18/2025 10:00 am | 25-13537 / MEH | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 6/5/2025 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED. 1. 341 is scheduled for 7/3/25. (READY) 2. Payments: 1/2, arrears $3,000 |
| Email InquiryMatter ResolvedRequest Adjournment | 146 | 6/18/2025 10:00 am | 25-13637 / MEH | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | issues as of 6/10/2025 (JMA) 1) 341 not held, not rescheduled - missing documents 2) Debtor has not made Trustee payments to date, arrears $1,414 |
| Email InquiryMatter ResolvedRequest Adjournment | 147 | 6/18/2025 10:00 am | 25-13668 / MEH | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 6/16/25 (DS): 1. Trustee obj to the following: - Debtor's 401(k) loan#1 $79.40 ends in month 33, requires tier plan. - Debtor's 401(k) $25.14 loan#2 ended, no balance owe, add back to income. - Excessive expenses: Electricity $525 and credit card $556 (verifies $506). Income verifies $10,003, adding back $25.14 and deducting the expense for utilities and credit card disposable income verifies $1,873. - There is non-exempt equity in the residence $22,711. - Must resolve creditor obj. C/O EMAILED DOES NOT GIVE AMOUNT OF ARREARS AND NO POC FILED YET. 2. Planet Home (RICHARD ABEL) obj to arrears owed $1,869.22, no POC filed. Must resolve obj. NEED C/O Prop Plan $438 x 60 begin 5/1/25; Dollar Base $20,829 Note: PNC Bank acct#7936 provided $0 balance. 2024 Tax return and updated auto insurance provided. |
| Email InquiryMatter ResolvedRequest Adjournment | 148 | 6/18/2025 10:00 am | 25-13673 / MEH | MaryBeth Schroeder, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | AS OF 6/10/25 (SF) 1. Trustee objection: - The debtor has insufficient income. - The debtor has failed to file the required Pre-Confirmation Certification - Need a statement for the ISP Loan. - The Schedules fail to account for the debtor(s) tax refund in the amount of $698 when determining disposable income. Plan proposes $250 x 26 Base plan Payments: 2/2 RESOLVED: - Need March and April bank statements for Chase account 3435. (RECEIVED) |
| Email InquiryMatter ResolvedRequest Adjournment | 149 | 6/18/2025 10:00 am | 25-13674 / MEH | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS of 6/11/25(mk): 1. Trustee Objection: -There is $1,731.17 non-exempt equity in the Santander #5043 account -There is $3,113.54 non-exempt equity in the Wells Fargo #2731 account TOTAL NON-EXEMPT EQUITY $4,844.71 AS of 6/11/25(mk): 1. Trustee Objection: -There is $1,731.17 non-exempt equity in the Santander #5043 account -There is $3,113.54 non-exempt equity in the Wells Fargo #2731 account TOTAL NON-EXEMPT EQUITY $4,844.71 - co- debtor income verified higher at 5,318 per month that scheduled 4477.66. Leave dispos income at 1,571 p/m( suopl obj filed) Payment need to increase. Plan:$785 X 36; BASE 1/2 payments. Plan:$785 X 36; BASE 1/2 payments |
| Email InquiryMatter ResolvedRequest Adjournment | 150 | 6/18/2025 10:00 am | 25-13704 / MEH | Thomas G. Egner, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | issues as of 6/11/2025 (JMA) 1) Trustee objection to confirmation - need to resolve - A current market analysis - with most recent 6 months comps on properties sold. - Proof of social security income - for the Co-Debtor. - A Modified Plan that either removes US Dept of HUD from Part 4F or removes from Part 4d and 7b. - The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. 109(e). Fails to service US Dept of HUD. - The debtor has failed to provide proof of service with respect to Plan Motion(s). Need proper service US Dept of HUD if cramming/motions. proposed plan $612x60 base plan paid in $1,224 last claim 4-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 151 | 6/18/2025 10:00 am | 25-13735 / MEH | Andrew M. Carroll, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | AS OF 6/16/2025 (at): 1. 341 is scheduled for 7/3/2025. (READY) 2. Payments: 2/2 |
| Email InquiryMatter ResolvedRequest Adjournment | 152 | 6/18/2025 10:00 am | 25-13751 / MEH | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | As of 6/12/25 (DS): Ok to confirm $250 x 36 begin 5/1/25; Base and add to confirming order Trustee o to pay arrears claim#6-1 of Associated Bank for $300.48 - EMAILED DEBTOR ATTY THAT ARREARS CLAIM WILL BE PAID BY TRUSTEE. 1. Arrears claim filed by Associated Bank for 2019 VW for $300.48. Trustee ok to pay? Prop Plan $250 x 36 begin 5/1/25; Base |
| Email InquiryMatter ResolvedRequest Adjournment | 153 | 6/18/2025 10:00 am | 25-13756 / MEH | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 6/10/25 (SF) RECOMMEND $1226 X 1 (BEGIN 5/1/25); $1634 X 47 (BEGIN 6/1/25) 100% PLAN - OK TO PAY ARREARS CLAIM 4-1 TO JPMORGAN CHASE - MUST FILE PRE-CONFIRMATION CERTIFICATION WITHIN 7 DAYS - MUST PROVIDE COPIES OF SPOUSE'S 2 401K LOAN STATEMENTS WITHIN 14 DAYS 1. JP Morgan Chase filed arrears claim 4-1 in the amount of $742.24 which is not addressed in plan. (OK TO PAY?) 2. Trustee objection: - The debtor has failed to file the required Pre-Confirmation Certification - Need statements for the spouse's 2 401k loans. (STILL NEED) - The debtor must provide proof of auto insurance for the 2020 Subaru Forester. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $2,000/month for food for 3 $1,311/month for car insurance $5,228/month for spouse's debt Need proof of excessive expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $5,071.68 (RECOMMEND 48 MONTH PLAN) Plan proposes $1226 x 60 100% Payments: 1/2 Arrears: $1226 |
| Email InquiryMatter ResolvedRequest Adjournment | 154 | 6/18/2025 10:00 am | 25-13769 / MEH | Christopher G. Cassie, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | AS OF 6/16/2025 (at): 1. 341 has not been held or rescheduled. 2. Payments: 0/2, arrears $2,220 |
| Email InquiryMatter ResolvedRequest Adjournment | 155 | 6/18/2025 10:00 am | 25-13819 / MEH | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | 341 on 7/3/25 NO PAYMENTS 0/2 NEEDS TO MAKE PAYMENTS AND UPLOAD AN ADJ REQUEST |
| Email InquiryMatter ResolvedRequest Adjournment | 156 | 6/18/2025 10:00 am | 25-13839 / MEH | John Michael McDonnell, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | As of 6/4/25 (DS): 341 will not be held 6/5/25, still missing docs |
| Email InquiryMatter ResolvedRequest Adjournment | 157 | 6/18/2025 10:00 am | 25-13844 / MEH | Ronald E. Norman, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | as of 6/11/2025 (JMA) OK TO CONFIRM AT $1,500X60 BEGIN 5/1/2025 WHICH INCLUDES MINIMUM $72,161 TO GENERAL UNSECURED CREDITORS DUE TO NON-EXEMPT EQUITY -DEBTOR AGREES TO FOLLOW STANDARD ORDER OF DISTRIBUTION -STUDENT LOANS ARE OUTSIDE PLAN 1) Trustee objection to confirmation - need to resolve - ALL ISSUES RESOLVED - The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED - The debtor has failed to supply the Trustee with the following document(s): Need to amend the Petition to correct the spelling of the co-debtor's last name - RESOLVED, FILED AMENDED FORM 101 WITH CORRECT SPELLING OF CODEBTOR LAST NAME. - The Schedules fail to account for the debtor(s) tax refund in the amount of $736 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $72,161 in non- exempt equity in the residence. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). DEBTOR AGREES TO FOLLOW STANDARD ORDER OF DISTRIBUTION proposed plan $1,500x60 base paid in $1,500 arrears $1,500 last claim 11-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 158 | 6/18/2025 10:00 am | 25-13862 / MEH | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | AS OF 6/5/2025 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION SO THAT THE 341 CAN BE CONDUCTED. 1. 341 is scheduled for 7/3/2025. (READY) 2. Payments: 1/2, arrears $175 |
| Email InquiryMatter ResolvedRequest Adjournment | 159 | 6/18/2025 10:00 am | 25-13867 / MEH | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | As of 6/16/25 (DS): Ok to confirm at $300 x 36 begin 5/1/25; Base and within 7 days from confirming order must file fee app Prop Plan $300 x 36 begin 5/1/25; Base Note: Proof of TFS payment for June sched 6/21/25. Auto insurance provided. Claim filed by Dept of US HUD, there is no equity. |
| Email InquiryMatter ResolvedRequest Adjournment | 160 | 6/18/2025 10:00 am | 25-13915 / MEH | Joel R. Spivack, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 6/9/25 (SF) RECOMMEND $1640 PTD, $985 X 46 (BEGIN 7/1/25) 100% PLAN W/MIN $16,045 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Medical $1,550. Must provide proof of medical expenses 10 days prior to confirmation. May be moot since plan is proposing 100%. - 22C has disposable income of $764.01. Plan propose 100%. - Disposable income verifies $1,347. AFTER TAX REFUND DISPOSABLE INCOME IS NOW $1549 (RECOMMEND 48 MONTH PLAN) - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,767 when determining disposable income. - There is non-exempt equity in the residence $13,762.13, 2018 Kia $1,408 and Jewelry $875. Plan proposes $820 x 60 100% Plan Payments: 2/2 RESOLVED: - Need a copy of the homeowner's insurance renewal declaration - insurance expires 5/31/25. (RECEIVED) - The debtor has failed to file the required Pre-Confirmation Certification (FILED) - Need a copy of the last filed tax return - for 2023/2024 from the spouse. (RECEIVED 2024 RETURN) |
| Email InquiryMatter ResolvedRequest Adjournment | 161 | 6/18/2025 10:00 am | 25-13945 / MEH | Christopher G. Cassie, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | |
| Email InquiryMatter ResolvedRequest Adjournment | 162 | 6/18/2025 10:00 am | 25-13993 / MEH | Edward Hanratty, Esq. | Confirmation Hearing Scheduled | Continued 7/9/2025 10:00 am | Adj to after bar date |
| Email InquiryMatter ResolvedRequest Adjournment | 163 | 6/18/2025 10:00 am | 25-13995 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS of 6/16/25(mk):Updated IF OKAY TO PAY arrears in #1 THEN **CAN REC CONFIRM AT $874 PID THEN $455 x 58 Begin 7/1/25 0% IRS and State of NJ will only be paid if timely claims are filed** 1. Loan Depot filed a claim for $941 and plan has unaffected- OK TO PAY? Plan:$437 X 60; $0 2/2 payments -------------------RESOLVED--------------- - debtor has insufficient income. disposable income is negative DEBTOR IS CURRENT - Domestic Support Obligation information Heather Newbert-FILED |
| Email InquiryMatter ResolvedRequest Adjournment | 164 | 6/18/2025 10:00 am | 25-14009 / MEH | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | As of 6/11/25(mk): 341 dox in - Needs adj request for the 341 hearing date No payments 0/2 |
| Email InquiryMatter ResolvedRequest Adjournment | 165 | 6/18/2025 10:00 am | 25-14056 / MEH | Melinda D. Middlebrooks, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | issues as of 6/10/2025 (JMA) 1) 341 hearing not held, rescheduled for 7/3/2025 2) Debtor has failed to make Trustee plan payments to date, arrears $3,000 3) Selene Finance LP (RASC) objection to confirmation - need to resolve - Plan proposes to cure pre-petition arrears vial loan modification 6 months after confirmation. Secured creditor objects insofar as approximately 9 months post-filing is unreasonable and unnecessary. Debtor should be required to submit a complete loan modification package not later than 60 days from the date of filing. proposed plan $1500x60 100% plan with loan mod 6 months paid in $0 arrears $3,000 last claim 7-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 166 | 6/18/2025 10:00 am | 25-14065 / MEH | David A. Semanchik, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 6/11/2025 (JMA) 1) M&T Bank (McCalla Raymer) objection to confirmation -need to resolve - mortgage arrears $19,775.57 - Debtor's plan fails to acknowledge or accommodate any arrears due. 2) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. - The debtor has failed to file the required Pre-Confirmation Certification - NOT FILED TO DATE - The debtor has failed to supply the Trustee with the following document(s): Domestic Support Obligation information. - A Modified Plan that removes Ally & GM on Part 4b, since creditors are on Part 4d and 7c, also attorney disclosure has fees $4,072 and plan has $4,063. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity in the residence $28,787. The CMA provided has an estimated value $301,200 based on comps provided, but realtor gives $285,000 with no explanation. $285,000 was the only property with the value, two were $299,900 and one for $320,000. Zillow values property $311,700. - Add to confirming order non-exempt proceeds from potential lawsuit against prior employer (EEOC Claim) to Trustee. - M&T Bank filed arrears claim $19,775.57, plan has outside and needs to be paid. proposed plan $416x60 base plan paid in $416 arrears $416 last claim 12-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 167 | 6/18/2025 10:00 am | 25-14168 / MEH | Roger J. Yehl, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 6/5/2025 (at): RECOMMEND: $414.24 PAID TO DATE, $208 X 34 BEGINNING 7/1/2025, BASE Trustee's objection: - The debtor has insufficient income. Disposable income verifies -$672. Debtor will need E-wage. (CURRENT) - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The debtor has failed to supply the Trustee with the following document(s): - Business forms: - for Beautiful Voice NJ. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $968 when determining disposable income. (AVERAGED/ADDED TO INCOME) Plan proposes: $207.12 x 36 beginning 5/1/2025, base Payments: 2/2 |
| Email InquiryMatter ResolvedRequest Adjournment | 168 | 6/18/2025 10:00 am | 25-14180 / MEH | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | As of 6/16/25 (DS): Debtor atty requested adj to pass bar date As of 6/12/25 (DS): Recommend waiting pass bar date 7/2/25 or confirm at $1,380 x 2 begin 5/1/25; $2,412, x 58 begin 7/1/25; 100% with a min. div. $558,210 to gucs due to non-exempt equity; - Add to confirming order non-exempt proceeds from accident to Trustee. - Within 7 days must file Pre-confirmation certification. 1. Trustee obj to the following: - Must provide homeowner insurance, doc provided is a binder. - There is non-exempt equity in the residence $448,936, Poole Ave property $99,632, 1995 Chevy Impala $8,800, 2012 Hyundai $751 and 1994 Jeep $91 total $558,210. RECEOMMEND WAITING PASS BAR DATE 7/2/25. - Add to confirming order non-exempt proceeds from accident to Trustee. - Must file Pre-confirmation certification. Prop Plan $1,380 x 60 begin 5/1/25; 100% Note: Homeowner insurance provided. |
| Email InquiryMatter ResolvedRequest Adjournment | 169 | 6/18/2025 10:00 am | 25-14188 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 6/13/25 (SF) Atty requests adjournment to 7/30. Need updated auto insurance - The debtor has insufficient income. Disposable income verifies $146, after deducting difference with auto insurance. Will need E-Wage. - Need copy of Balance statement on timeshare prior to filing date. - Need a Modified Plan that surrenders timeshare. - Need amendments to Schedules J to remove timeshare expenses. - The debtor must provide updated proof of auto insurance for the 2018 Nissan Rogue . The policy provided expires on 7/2/25. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Auto insurance $283 (verifies $195 on auto insurance), Timeshare $265 and Timeshare Association fees $554. Must provide proof of expenses 10 days prior to confirmation. - There is non-exempt equity in the residence $10,668 and Timeshare $2,150 total $12,818. Plan proposes $778 x 60 Base w/min $9133.29 to gucs Payments: 1/2 Arrears: $778 |
| Email InquiryMatter ResolvedRequest Adjournment | 170 | 6/18/2025 10:00 am | 25-14195 / MEH | Edward Hanratty, Esq. | Confirmation Hearing Scheduled | Continued 7/30/2025 10:00 am | 341 on 7/3/25 debtor current |
| Email InquiryMatter ResolvedRequest Adjournment | 171 | 6/18/2025 10:00 am | 25-14231 / MEH | MaryBeth Schroeder, Esq. | Confirmation Hearing Scheduled | Continued 7/9/2025 10:00 am | issues as of 6/11/2025 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. - The debtor has failed to file the required Pre-Confirmation Certification . - The debtor must provide proof of auto insurance for the 2016 Ford.. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $14,527 in non-exempt equity in the Ford F350. proposed plan 4368x60 base plan paid in $736 last claim 5-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 172 | 6/18/2025 10:00 am | 25-14260 / MEH | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 6/16/2025 (at): DEBTOR HAS MADE NO TRUSTEE PAYMENTS. 1. Objection filed by Citizens Bank (McCabe Weisberg) - secured creditor has not filed a claim. Secured creditor objects if the debtor has not applied for approval to participate in the Court's Loss Mitigation Program by the time of confirmation. (UNRESOLVED) 2. Trustee's objection: - The debtor has failed to supply the Trustee with the following document(s): - A copy of the last filed tax return - 2021 & 2022 (NOT RECEIVED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $150,065 (LANGUAGE ADDED) - Must resolve creditor objection. (LISTED ABOVE) - B & C to include medical malpractice and civil lawsuit against Sylvia Jennings (LANGUAGE ADDED) - The debtor has insufficient income. ; Disposable income verifies $780. Debtor will need E-wage. (ONLY INCOME IS SOCIAL SECURITY AND PENSION) - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) Plan proposes: $1,007 x 60 beginning 5/1/2025, loan modification by 12/31/2025, 100% plan Payments: 0/2, arrears $2,014 |
| Email InquiryMatter ResolvedRequest Adjournment | 173 | 6/18/2025 10:00 am | 25-14335 / MEH | Theodore Sliwinski, Esq. | Confirmation Hearing Scheduled | Continued 7/9/2025 10:00 am | |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 6/18/2025 11:00 am | 25-15042 / MEH | David A. Semanchik, Esq. | Order Show Cause | Withdrawn | Failure to File Missing Documents. Missing Documents: Summary of Assets/Liabilities and Stat Info, Declaration About An Individuals Scheds, Statement of Financial Affairs For Individuals, Chapter 13 Disclosure of Attorney Compensation (LOCAL FORM), Statement of Your Current Monthly Income & Calc of Commitment Period(122C-1), Calculation of Your Disposable Income (122C-2) - If Applicable, Ch. 13 Plan and Motions (LOCAL FORM), Schedules A/B,C,D,E/F,G,H,I,J. |
| Email InquiryMatter ResolvedRequest Adjournment | 174 | 6/18/2025 2:00 pm | 20-15282 / MEH | Michael P. Otto, Esq. | Motion Compensation | Needs Resolution of Issues - Objections | Debtor obj, requesting reduced fees<> |
| Email InquiryMatter ResolvedRequest Adjournment | 176 | 6/18/2025 2:00 pm | 22-17635 / MEH | Robert Manchel, Esq. | Motion Compensation | No Opposition Filed | |
| Email InquiryMatter ResolvedRequest Adjournment | 175 | 6/18/2025 2:00 pm | 22-17635 / MEH | Robert Manchel, Esq. | Motion Compensation | Withdrawn | |
| Email InquiryMatter ResolvedRequest Adjournment | 177 | 6/18/2025 2:00 pm | 24-10142 / MEH | Daniel E. Straffi, Esq. | Motion Compensation | Revised Order Submitted | Amended Order for fees through the Plan emailed to Chambers 5/16/25 (dm) |
| Email InquiryMatter ResolvedRequest Adjournment | 178 | 6/18/2025 2:00 pm | 24-16649 / MEH | Donald F. Campbell, Jr., Esq. | Motion Compensation | Revised Order Submitted | AMT: AMD ORDER, DOC #89 TO PAY IN PLAN |
| Email InquiryMatter ResolvedRequest Adjournment | 179 | 6/18/2025 2:00 pm | 24-16846 / MEH | Robert Manchel, Esq. | Motion Compensation | No Opposition Filed | |
| Email InquiryMatter ResolvedRequest Adjournment | 180 | 6/18/2025 2:00 pm | 24-18759 / MEH | Karina Pia Lucid, Esq. | Motion Compensation | No Opposition Filed | |
| Email InquiryMatter ResolvedRequest Adjournment | 181 | 6/18/2025 2:00 pm | 24-19099 / MEH | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Hold for Judge | RE-LISTED FROM 3/26/25 HEARING. DEBTOR'S SUBMISSIONS BY 5/28/25; TRUSTEE REPLY BY 6/11/25. ISSUES AS OF 3/18/2025 (DM): ***Pending review by the Trustee of reservation language to be provided by debtor's counsel, TO CONFIRM THE DEBTOR NEEDS $400 x 60 STARTING 10/1/24, BASE PLAN PLUS ALL NON-EXEMPT PROCEEDS FROM ESTATE OF SANDRA RAUSH, STUDENT LOAN POC (3-1) SHALL BE TREATED OUTSIDE THE PLAN, FINANCIAL RESOURCES FCU BIFURCATED POC (5-1) SHALL BE TREATED AS SECURED UNAFFECTED OUTSIDE THE PLAN, FEE APP SHALL BE FILED WITHIN 7 DAYS*** ADJ to 3/26 - Atty to send AR the reservation language to be included in the confirmation order. ADJ to 2/11 - Atty looking for info on Beneficiary Trust that debtor controls per Trust Atty Letter (DEBTOR CERTIFICATION FILED AS DOC #18.) 1) Financial Resources FCU filed bifurcated claim (secured $21,00/unsecured $4,582.01) on 2019 Subaru Ascent with no arrears. How should claim be treated (TREAT ENTIRE CLAIM AS SECURED UNAFFECTED OUTSIDE THE PLAN.) 2) Trustee OBJ: - Need Schedule A of Rausch Living Trust forms, which shows the assets involved in the Trust, which Debtor is to inherit 1/19 interest, per page 14 Article 7. - Add to confirming order non-exempt proceeds from aunt's Trust acct who has passed away. Prop. Plan $400 x 60, Base Plan - student loans treated outside the Plan. PTD 6/6 = $2,400 Last Claim (14-1) |
| Email InquiryMatter ResolvedRequest Adjournment | 182 | 6/18/2025 2:00 pm | 25-11008 / MEH | Marc C. Capone, Esq. | Motion Compensation | No Opposition Filed | |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |