ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Michael B. Kaplan

Hearing Date: 6/17/2026
Last Updated: 5/11/2026 12:21 PM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
56/17/2026 9:00 am22-12768 / MBKRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsAMT: MP 6/17**<>

Debtor obj, filing MP<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 9:00 am23-13225 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 9:00 am23-17552 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 9:00 am24-20643 / MBKSteven J. Abelson, Esq.Motion Relief from Stay (Fee)No Opposition FiledSANTANDER CONSUMER (EISENBEG)
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 9:00 am25-11515 / MBKRhonda E. Greenblatt, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN EXPUNGE CLM 18-1 TO $0
Email InquiryMatter ResolvedRequest
Adjournment
326/17/2026 9:00 am25-11515 / MBKRhonda E. Greenblatt, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAMT: LOSS MIT EXT TO 7/15, BUT PLAN ARREARS- $3,138<>

Debtor obj, made pymts<>FAILED TO LM BY 1/15/26; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
346/17/2026 9:00 am25-14649 / MBKAdrian Johnson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objectionsns
Debtor obj<>FAILED TO FILE FEASIBLE PLAN AFTER DISMISSAL WAS VACATED 1/26/26
Email InquiryMatter ResolvedRequest
Adjournment
346/17/2026 9:00 am25-14649 / MBKAdrian Johnson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsIt looks like counsel file a MP back on 1/30/26 and checked the box for no notice so it never got a court date--court will send it out on notice and give a new date

Debtor obj<>FAILED TO FILE FEASIBLE PLAN AFTER DISMISSAL WAS VACATED 1/26/26

**It looks like he filed a MP but it should have been sent out on notice. If court notices the 1/30 MP and puts it on for 6/17 we should be OK EDC
Email InquiryMatter ResolvedRequest
Adjournment
396/17/2026 9:00 am25-17153 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>SN SERVICING CORP (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 9:00 am25-18338 / MBKDavid A. Semanchik, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN EXPUNGE CLM'S 6-1 AND 6-2
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 9:00 am25-18431 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsAMT; TRUSTEE CONDUIT REQUEST<>

Debtor obj<>PHH ASSET SERVICES (http://dataserver/13software_app/images/box-unchecked.gifLOGS)
Email InquiryMatter ResolvedRequest
Adjournment
446/17/2026 9:00 am25-18828 / MBKDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj<>PLAN WAS DENIED ON 1/21/26 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 9:00 am26-10659 / MBKGeorge E. Veitengruber, III, Esq.Motion Relief from Stay (Fee)No Opposition FiledROCKET MTG/WELLS FARGO BANK (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 9:00 am26-11716 / MBKMitchell Lee Chambers, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledSN SERVICING (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
716/17/2026 9:00 am26-13214 / MBKPRO SEMotion Cross MotionNeeds Resolution of Issues - ObjectionsDebtor obj<>US BANK CROSS MTN FOR IN REM STAY RELIEF (ras)
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 9:00 am26-13705 / MBKRobert C. Nisenson, Esq.Motion Relief from Stay (Fee)No Opposition FiledSELENE FINC (KNUCKLES)
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 9:45 am26-13938 / MEHDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
886/17/2026 10:00 am22-12768 / MBKRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 26 of 49 required payments   Arrears: $26,256.00
AS OF 4/30/26 (SF) BELOW ISSUES STILL APPLY

Is IRS objection resolved?

1. Objection just filed by the IRS (John Stinson, Assistant Us Atty) - For reasons described in the Trustee objection, the Second Modified plan is not confirmable.

2. Trustee objection:

- Modified plan proposes to pay IRS secured claim outside of the plan without a consent order.
(Per AR need special service) (CERT OF SERVICE FILED)

- Need explanation as to why the IRS priority claim is listed under 4f as unaffected and also listed to be paid in 2a in the plan. (PER ATTY OK TO PAY PRIORITY AND STRIKE LANGUAGE IN PART 4)

- Modified Plan reduces payment without filing amended I and J and copy of 2024 Tax Return.
ATTY WILL FILE AMENDMENTS TO SHOW FEASIBILITY) (STILL NEED) Updated proof of income and 2024 return provided. Need to review.

- Ally Capital claim 15-1 listed as unaffected when there is a balance due of $22,234.27.
(We have money on reserve if mp confirmed we release the reserve to surviving creditors in order of priority) Unaffected and creditor is free to seek stay relief


- The Stay is vacated as to Capital One Auto Finance. It's listed as unaffected but should also be surrendered under the plan.


3. Trustee Cert of Default 5/6/26 at 9


MP proposes $2444 x 17 0%
Plan has run 46 months with 14 months remaining
Arrears: $17,656 thru January

Email InquiryMatter ResolvedRequest
Adjournment
836/17/2026 10:00 am24-19377 / MBKDavid G. Beslow, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 20 of 20 required payments   Arrears: $0
As of 5/5/26 (DS): 1. EMAILED ATTY WHEN WILL DEBTOR BE RETURNING TO U.S., HAVE 40 MONTHS REMAINING ON CASE -DEBTOR UNK IF RETURNING

3/25/26 (DS): 1. Issues with plan/case:
- Plan fails to pay Claim#17-1 Systems & Services arrears $6,351.75., instead list as outside. PER ATTY OK TO PAY
- Amended Sched I has Debtor unemployed, but Debtor was employed for many years with previous employer. Is Debtor receiving unemployment? PER ATTY DEBTOR OUT OF THE COUNTRY AND NOT WORKING. ASKED ATTORNEY WHEN DEBTOR WILL BE RETURNING?
- Plan has Debtor is not able to work, but gives no explanation as to why not able to work. What is the status of Debtor seeking employment? NO DATE OF WHEN DEBTOR WILL RETURN.
- 2025 Tax return show Debtor is operating a business as a mechanic and earned $5,000, 2023/2024 did not have this listed. Is Debtor currently operating business? DEBTOR IS OUT OF THE COUNTRY AND NOT OPERATING THE BUSINESS.
- Need Trustee standard order of distribution as previously confirmed. Will add to confirming order Trustee standard order again. ATTY OK TO ADD TO CONFIRMING ORDER.

MP Prop $5,281 PTD; $337 x 44; Base - Debtor is unable to work, Plan is surrendering his vehicle.
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am24-19881 / MBKJacqueline R. Rocci, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 19 of 19 required payments   Arrears: $0
4/30 pending workup awaiting Rocci response regarding sale. May need to adjourn past sale date due to complicated nature of sale with environmental issues EDC
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am25-14649 / MBKAdrian Johnson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 12 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am25-15497 / MBKJennifer N. Weil, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
936/17/2026 10:00 am25-15926 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 10 of 11 required payments   Arrears: $3,600.00
AR NOTES :CASE IS 10 MO OLD OBJ BY MMU LLC AS TOI PTY VALUE ,MARKED PEREMPTORY FOR 4-15 ,REQUESTED PARTIES SUBMIT SCHEDULING =ORDER FOR DISCOVERY AND EVIDDENTIARY HEARING OR APPEAR 4-20 AT 2
4/6 workup for the 4/15 calendar EDC

ADJ to 4/15/26 Peremptory
SAME AS LAST TIME

* Objection filed by MMU, LLC (Ragan & Ragan) - independent appraisal shows property value is $940,000, not $800,000 as scheduled. Plan is not feasible. Creditor filed a secured claim for $334,099.51. (UNRESOLVED)

* Trustee's objection:BASED ON BEST CASE SCENARIO EQUITY IN HOUSE AND PERSONAL ASSETS IS OVER $130K SO WILL NEED 100% NO MATTER WHAT

- The debtor has insufficient income. Verified income leaves monthly disposable income of $98.94. (ok if remove excessive expenses)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$3,033/month for alimony/support (need order or certification form recipient for support)
$3,000/month to support mother
$250/month for one dog
Need proof of excessive expenses 10 days prior to confirmation. (NOT RECEIVED)

-----------------
RESOLVED ISSUES:
1. Objection filed by New Rez/Shellpoint (Padgett Law Group) - failure to cure arrears of $4,781.78. (Per Obj). Plan proposes to pay $0. (RESOLVED - PAY PER POC)
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The current Plan does not specify treatment of MMU, LLC's secured claim under the Plan.
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $127,888 in non exempt equity in the residence. (LANGUAGE ADDED)
- There is $7,858 in non exempt equity in the bank accounts. (LANGUAGE ADDED)
- Need to resolve objection by New Rez/Shellpoint. (LISTED ABOVE)

Plan proposes: $3,600 x 60 beginning 7/1/2025, not less than $151,888 to unsecured creditors
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am25-18338 / MBKDavid A. Semanchik, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 9 of 9 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am25-18828 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 12 of 9 required payments   Arrears: $300.00
Email InquiryMatter ResolvedRequest
Adjournment
1786/17/2026 10:00 am25-19324 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 8 required payments   Arrears: $0
AS OF 4/9/26 (SF)

4/9/26 Per debtor atty Goodman Adv mediation scheduled in May and Trial scheduled for 8/31/26. Debtor's resident is listed for sale but has not sold


1. Adv. Complaint filed by debtor against Gary Goodman - Plaintiff seeks adjudication of the extent, validity and priority of the alleged equitable claim in property - trial date 2/9 at 11
- Motion for Summary Judgement Denied

2. Secured claim filed by Gary Goodman for $577,500 which is not addressed in the plan (Claim states 70% secured equitable claim in real estate) (MUST RESOLVE)

3. Trustee objection:

- The debtor has insufficient income.

- The debtor has failed to file a feasible plan - Income is insufficient.

- The debtor has failed to supply the Trustee with the following document(s):

- Business profit & loss statements

- Business forms: from Health Coach business and Profit & Loss statements.

- Balance statement from Coin Base from 8/1/25-9/5/25.

- The debtor has undertaken an improper use of exemption. Specifically: Schedule C over
exempts d(5), used full d(1), which remains $1,675 d(5).

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Home maintenance $300, Electricity/heat/gas $1,200, Food $1,100, Medical $400 and
Monthly legal expenses $1,000. Must provide proof of expenses 10 days prior to
confirmation. (100% PLAN)

- The current Plan does not specify treatment of Gary Goodman for $577,500 has no
attachments to claim under the Plan.

- Plan fails to provide for a prompt sale/refinance of the debtor's real property.

- There is non-exempt equity in the residence pending the resolution of the Gary Goodman claim, 2013 Acura $3,475, 1975 Gypsy $825, Equipment for sports $6,000, Line 11 $15,150, Line 12 $9,875, Line 14 $200, Line 17.1 to Line 17.6 $6,407, Line 17.7 $3,999 (pending statement) and Line 35 $200. (100% PLAN)

- Add to confirming order non-exempt proceeds from sale of residence to Trustee .

- Need Certification regarding transfers
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am25-19706 / MBKMitchell Lee Chambers, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 6 of 8 required payments   Arrears: $1,470.00
Conf hearing- needs to request an adj. of confirmation past the 341 date

341 on 5/21/26

6/7 payments

-- Objection by New Jersey Housing and Mortgage(Pluese): arrears are 30,748.81 and plan has 24,863.29
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am25-20196 / MBKRobert J. Pompliano, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 7 of 8 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am25-20372 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 7 required payments   Arrears: $462.00
issues as of 3/13/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $1,579.57. (100% PLAN)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $183,409 in non-exempt equity in the real estate.

proposed plan $342x4, $522x56 100% plan
paid in $1,736
arrears $154
last claim 12-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED.
- The current Plan does not specify treatment of claims filed by Westgate Vacation Villas. under the Plan. RESOLVED, MODIFIED PLAN BEFORE CONFIRMATION SURRENDERS WEST GATE VACATION VILLAS AND WESTGATE VILLAS RESORT.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,869.00 when determining disposable income. RESOLVED, INCLUDED IN INCOME ANALYSIS
- The debtor has failed to supply the Trustee with the following document(s): A current market analysis - for time shares. RESOLVED, MODIFIED PLAN BEFORE CONFIRMATION SURRENDERS BOTH TIME SHARES.
- Amendments to Schedules A and C to list time shares. RESOLVED, MODIFIED PLAN BEFORE CONFIRMATION SURRENDERS BOTH TIMESHARES
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am25-20531 / MBKPaul H. Young, Esq.Confirmation Hearing on Modified PlanMootDebtor has made 6 of 7 required payments   Arrears: $2,010.00
Moot previously confirmed on 5/6/26

Adj for 30 days to allow orders to be entered


AR RESOLVE OR HOLD
AS OF 4/30/26 (SF)

1. MP proposes adequate protection payments to Santander (Need consent order to pay adequate protection payments via the Trustee)

2. The Plan proposes to pay Ally Capital more than amount listed on claim. There is no separate service filed so need consent order to pay claim.

3. Objection filed by Santander (Craig) - objects to cram, 910 claim (Claim 4-1) (IS THIS OBJECTION RESOLVED? THERE IS NO ORDER)

4. Trustee objection:

- The debtor has insufficient income.

- The debtor has failed to file the required Pre-Confirmation Certification (STILL NEED)

- There is $46,350 in non exempt equity in the residence.


Plan proposes $2010 x 60 Base
Payments: 6/6

RESOLVED:
- The debtor must provide updated proof of auto insurance for the 2020 Accent and 2020
Elantra. The policy provided has expired. (RECEIVED)
- A current market analysis - with comparatives sold within 6 months of filing. (RECEIVED)
- Santander filed secured claim 3-1 with zero arrears which is not addressed in plan. (CLAIM WITHDRAWN)
- Wells Fargo filed arrears claim 13-1 in the amount of $851.76 which is not addressed in plan (MP FILED)
- IRS claim 36-1 is much higher than amount listed in plan $19,520.68 (MP FILED)
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am25-21275 / MBKAndre L. Kydala, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 2 of 7 required payments   Arrears: $12,000.00
Email InquiryMatter ResolvedRequest
Adjournment
2206/17/2026 10:00 am25-21378 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $1,500.00
4/9 workup EDC

1) Trustee objection to confirmation:
- The debtor has failed to file the required Pre-Confirmation Certification.
filed
- There is $15,907 in non-exempt equity in the residence.
- The IRS filed an estimated claim which needs to be amended.
apoc 4-8


proposed plan $1,500x60 100% plan
paid in $6,000
arrears $1,500


---------------
resolved

updated 3/23/2026 (JMA) provided proof of pension loan in the amount of $10,000 on August 19, 2025
issues as of 3/13/2026 (JMA)

- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration - that includes liability coverage - RESOLVED, NEW POLICY PROVIDED POLICY EFFECTIVE THROUGH 1/16/2027
- Need a statement for the "TLOA Teach Loan" deducted from debtor's paycheck.
- The debtor must provide proof of auto insurance for the 2015 Chevy. SCHEDULE A/B LISTED THE 2015 CHEVY TRAVERSE AND NOTED THAT THE VEHICLE WAS IN POOR CONDITION - VEHICLE DOES NOT RUN.
Email InquiryMatter ResolvedRequest
Adjournment
1156/17/2026 10:00 am25-21492 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $379.00
AS OF 4/9/266 (SF) BELOW ISSUES STILL APPLY

1. Objection filed by AmeriCredit Financial Services (Craig) - to cram and failure to provide for adequate protection payments COTBS

2. State of NJ filed estimated priority claim 3-1 (NEED AMENDED CLAIM)

3. Lakeview Loan Servicing filed arrears claim 4-1 in the amount of $111.15 which is not addressed in plan (OK TO PAY

4. Trustee objection:

- There is nonexempt equity of $7627 in real property.

Plan proposes $379 x 60 Base
Payments: 5/6 Arrears: $379



RESOLVED:

- The debtor has failed to file the required Pre-Confirmation Certification (FILED)

- Need to provide August 2025 bank statement. (RECEIVED)

- The debtor must provide updated proof of auto insurance for the 2018 GMC, 2017
CADILLAC, 1996 FORD. The policy provided has expired. (RECEIVED)
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am25-21565 / MBKKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $650.00
Email InquiryMatter ResolvedRequest
Adjournment
1186/17/2026 10:00 am25-21894 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 6 required payments   Arrears: $1,004.00
4/8 workup EDC
-same as last time

1. Objection filed by Pennsylvania State Employees Credit Union (Weltman Weinberg) - objecting to the cram value of $9,000 in the plan. Creditor values the vehicle at $19,175. (UNRESOLVED)

2. Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- Domestic Support Obligation information for child support (NOT RECEIVED)
- 2 months statements from CoinBase acct prior to filing date and TD Bank chkg acct statement from 10/8/25-11/7/25. (RECEIVED TD BANK STATEMENT)
- NJ file estimated tax claim 2023. (STILL ESTIMATED)

RESOLVED ISSUES:
- The debtor must provide updated proof of auto insurance for the vehicles. The policy provided has expired. (RECEIVED)
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (CERT OF SERVICE FILED)
- Must service OneMain listed in motion of plan. (CERT OF SERVICE FILED)
- Must resolve creditor objection (LISTED ABOVE)

Plan proposes: $502 x 60 beginning 12/1/2025, $0 to unsecured creditors
Payments: 3/4, arrears $502
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am25-22289 / MBKTheodore M. Costa, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 6 required payments   Arrears: $3,750.00
Email InquiryMatter ResolvedRequest
Adjournment
1066/17/2026 10:00 am25-22446 / MBKEric S. Landau, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0
ns

Plan deems the mortgage as an unsecured claim and seeks to void under section 7 of the plan. The Judge already determined that debtor's husband cannot do that in the Michael Gindi matter that was dismissed previously EDC

As of 4/29/26 (DS): 341 still not rescheduled, messaged Bud

As of 3/16/26 (DS): Case reinstated 1/27/26, no 341 meeting of creditors has been rescheduled. Must reschedule 341, then submit confirmation adj request. Emailed Debtor atty and informed Bud of same
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am25-22799 / MBKMelissa Wotton, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 5 required payments   Arrears: $4,196.00
Email InquiryMatter ResolvedRequest
Adjournment
1386/17/2026 10:00 am26-10008 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
AR NEED MP TO CHECK BOX 1E
issues as of 4/10/2026 (JMA)

1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - OTBS


2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to supply the Trustee with the following document(s): 2 months bank statements from checking acct#243, Mass Mutual Life insurance policy value statement and 2 months bank statements from Staten Island Credit Union acct shown on Debtor's pay stubs.
- A Modified Plan that marks off 1e Chapter 13 jointly administered.
- Amendments to Schedules Sched A/B and C to add savings acct#782 $1,624 in acct.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): 22C fails to add tax refund $297.75, Line 43 takes additional transportation $400, but Line 12 already has $802 and Sched J has $1,000, which should only allow $198, plus Line 43 has cost for pet insurance $158.48, which should be a deduction on Line 6 that has $1,481. Line 45 shows disposable income $644.79, adding back these expenses would have additional income of $1,303.02 and would require a min. div. $78,181 to gucs.
- Disposable income verifies $3,375.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,573 when determining disposable income.
- The case is a Joint case and the plan filed fails to check off the box for joint administration in part 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint administration.
- Must provide Debtor's 401(k) loan, 457 Loan and Nycers Loan balance statements prior to filing date, which is shown on Debtor's pay stubs.

proposed plan $644x60 begin 2/1/2026 Base plan
paid in $1,932
last claim 26-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED
Email InquiryMatter ResolvedRequest
Adjournment
1476/17/2026 10:00 am26-10357 / MBKAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $1,775.00
AS OF 4/14/2026 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/3, arrears $885
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-10574 / MBKErik M. Helbing, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 4/30/26 (SF)

Plan is no longer feasible due to higher mortgage arrears. The plan payment will need to increase to $3389 and the disposable income is only $2485.


1. Objection filed by US Bank Trust (Egerman) - failure to provide for payment of arrears in the amount of $93,361.05

2. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification

- A copy of the last filed tax return - for 2025 by 5/31/2026.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$800/month for childcare (no dependents listed anywhere) $560/month for car insurance
Need proof of expenses 10 days prior to confirmation.

- Per the 22C, monthly disposable income is $1,794 which requires a minimum dividend of
$107,640 to general unsecured creditors.

- There is $37,909 non-exempt equity in the residence (EQUITY IS NOW HIGHER DUE TO LOWER CLAIMS - $71,324) (100% PLAN)

- There is $3,142 non-exempt equity in the Cadillac.



Plan proposes $2415 x 60 100% Plan
Payments: 3/3

Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-10574 / MBKErik M. Helbing, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1666/17/2026 10:00 am26-10969 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $1,000.00
issues as of 4/9/2026 (JMA)

1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - NEED TO RESOLVE
- Creditor rejects the plan because the arrears are insufficient to satisfy pre-petition arrears. Creditor estimates pre-petition arrearage of
$54,435.88 and the Plan proposes to pay arrears of $50,250.00.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return - 2025 by 5/31/2026.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Excess expenses on Schedule J $475/telephone, cellphone, cable; $1,000/spouse credit cards
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $24,427.50 non-exempt equity in house.
- There is $2600 in disposable monthly income after deducting social security income.
3) Debtor has only made one of 3 plan payments to date, arrears $1,000

proposed plan $500x6, $1,500x54 loan mod by 9/2026 100% plan
paid in $500
arrears $1,000
last claim 22-1
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-11060 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $1,100.00
Email InquiryMatter ResolvedRequest
Adjournment
1776/17/2026 10:00 am26-11247 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00
As of 4/13/26 (DS): 1. Trustee obj to the following:
- Must resolve IRS estimated tax claim, 2025 not filed, per 2025 tax return provided Debtor did file 2/5/26, claim filed 3/5/26. Must resolve with IRS. PER EMAIL FROM ATTY DEBTOR FILED 2025 TAX RETURN OWES $3,311, IRS CLAIM HAS ESTIMATED $3,309. DEBTOR TO PAY OUTSIDE, INFORMED ATTY NEED AMENDED CLAIM AND CONSENT ORDER WITH IRS TO PAY OUTSIDE.
- Claims with arrears filed by Santander for $605.52 and Volvo $428.62. Plan list both of them outside. They need to be paid or move against the claims. Trustee ok to pay?
- There is non-exempt equity in the residence $91,833 (Pending resolving the IRS estimated claim and when mortgage claim is filed.), Jewelry $875 and Bank of America acct $50. TOTAL GUCS FILED $23,774.99 (100% PLAN)
- Must provide 401(k) loan balance statement prior to filing date. - PER STATEMENT PROVIDED DEBTOR APPLIED FOR 401(K) LOAN AFTER FILING 2/17/26 IN THE AMOUNT OF $2,370.72
- Excessive expenses on Sched J: $1,962 Mortgage and $650 Rent, $350 Home maintenance, $575 Utilities, $450 Water/sewer, $1,450 Food for two, $570 Transportation, $416.66 Car insurance, $578 & $575 Car payments (Cannot have two car payments). Need proof of expenses 10 days prior to confirmation. May be moot since plan is proposing 100%.
- 22C has disposable income, mortgage claim not to be paid. Plan propose 100%.
- Verified income leaves monthly disposable income of $1,533.17. (Without deducting excessive expenses).

Prop Plan $500 x 60 begin 3/1/26; 100% and Loan Mod on Steinhardt Ave 3 months from conf
Email InquiryMatter ResolvedRequest
Adjournment
1816/17/2026 10:00 am26-11335 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $400.00
As of 4/2/26 (DS): 341 sched 4/30/26. Must submit confirmation adj request
Email InquiryMatter ResolvedRequest
Adjournment
1826/17/2026 10:00 am26-11337 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,200.00
AS OF 4/14/2026 (at):

1. Objection filed by PennyMac (Fein, Such) - failure to cure arrears of $7,384.84 (Per claim) (UNRESOLVED)
OTBS PAY CLAIM AS FILED

2. Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- Need January and February bank statements for Penfed accounts 8101 and 5026 and Santander account 0295. (RECEIVED)
- A Modified Plan that increases trustee payment by $80 in month 45 of the plan when 401k loan is paid off. (MODIFIED PLAN NOT FILED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,250/month for car insurance (verifies at $1,136)
$531 & 588 & 448 & 447/month car payments (cannot have 4 car payments)
- The current Plan does not specify treatment of Ally's secured arrears claim under the Plan. (ARE THE DEBTORS GOING TO PAY THIS CLAIM?)
- The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED)

RESOLVED ISSUES:
- The debtor has insufficient income. Debtor must sign up for e-wage within 7 days of confirmation. (LANGUAGE ADDED)
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor must provide proof of auto insurance for the 2011 Nissan. (RECEIVED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $33,727 in non exempt equity in the residence. (LANGUAGE ADDED)
- Need to resolve objection by PennyMac.(LISTED ABOVE)

Plan proposes: $1,200 x 60 beginning 3/1/2026, $54,000 to unsecured creditors
Payments: 1/2, arrears $1,200
Email InquiryMatter ResolvedRequest
Adjournment
1866/17/2026 10:00 am26-11491 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $0
AS OF 4/9/26 (SF)

1. Objection filed by NewRez (Holdren) - failure to provide for arrears of $164,229.20

2. Sun Run Inc filed arrears claim 8-1 in the amount of $1793.62 which is not proposed to be paid in the plan. (OK TO PAY?)

3. Americredit filed claim 4-1 in the amount of $8677.25 which includes post petition interest at the rate of 7.75% interest. The plan proposes to pay $9700.74. (WHICH AMOUNT SHOULD BE PAID?)

4. Trustee objection:

- Need Proof of social security income - from Debtor which was to start in April.



Plan proposes $1664 x 2; $2289 x 58 0% Plan
Payments: 2/2


RESOLVED:
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
Must serve Wells Fargo Bank at address per claim filed. (OK)
- Need a copy of the last filed tax return - for 2025 by 5/31/26. (RECEIVED AND ZERO REFUND)
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-11500 / MBKMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $484.00
issues as of 4/8/2026 (JMA)

1) 341 not held, rescheduled for 4/30/2026 - need to adjourn confirmation hearing to allow 341 to be held

proposed plan $484x60 base
paid in $484
arrears $484
last claim 6-1
Email InquiryMatter ResolvedRequest
Adjournment
1926/17/2026 10:00 am26-11629 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $350.00
5-21
Email InquiryMatter ResolvedRequest
Adjournment
1946/17/2026 10:00 am26-11673 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
issues as of 4/8/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification - NOT FILED TO DATE.
- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return - 2025 BY 5/31/2026
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $8,075 non-exempt equity in business.
- Need explanation regarding the "Net Other Income" and "Net Income" figures reflected in the P&L statement.

proposed plan $500x36 base plan
paid in $0
arrears $1,000
last claim 11-1
Email InquiryMatter ResolvedRequest
Adjournment
1986/17/2026 10:00 am26-11747 / MBKPaul N. Mirabelli, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0

AR NOTE HELD NO 341 IF 341 SCH THEN ADJ
issues as of 4/14/2026 (JMA) - adjournment denied, no Trustee plan payments to date PYMT POSTED 4-15
issues as of 4/8/2026 (JMA)

1) 341 not held, not rescheduled
2) No Trustee plan payments to date, arrears $1,800
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-11839 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $2,118.00
UPDATED 4/14/2026 (JMA)
issues as of 4/8/2026 (JMA)

2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to supply the Trustee with the following document(s): Business forms; and profit and loss for Amada Senior Care - AMADA SENIOR CARE IS NOT LISTED ON SCHEDULE I. IS IT IN ADDITION TO M&K CARE CORP?
- PROVIDED BUSINESS FORMS AND PROFIT & LOSS STATEMENT FOR AMADA SENIOR CARE
- A copy of the last filed tax return - for 2025. MUST BE PROVIDED TO TRUSTEE BY 5/31/2026
- Amendments to Schedules A/B and C to add 2013 Subaru SUV, Debtor only driver on auto insurance, must add to Schedules. 2013 SUBARU ADDED TO AMENDED SCHEDULES
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Electricity/gas $635, Child's education $500, Personal Care $350, Medical $1,300, Entertainment $500, Auto insurance $470 (verifies $380 for all 3 cars) and Expenses related to business $2,800, there is no business listed anywhere in assets. DEBTORS DID NOT PROVIDE SUPPORTING DOCUMENTATION FOR EXCESS EXPENSES.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): 22C has disposable income $9,998.37.
- There is $4,755 disposable income.
- Plan propose 100%.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $8,352 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in the residence $328,981, 2021 Jeep $11,950, 2011 Honda $5,000, 2013 Subaru pending amended Sched, 1997 Sea Ray $10,000 and Stocks $65,000.

proposed plan $2,118x60 begin 3/1/2026 100% plan
paid in $4,236
last claim 6-1

RESOLVED ISSUES:

1) JPMorgan
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-11876 / MBKCarol L. Knowlton, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
As of 4/30/26 (S): Debtor atty requested adj to allow time to resolve creditor objection

As of 4/30/26 (DS): 1. PNC Bank (LOGS LEGAL GRP) obj to plan not mentioning mortgage on residence, arrears owed, POC filed with arrears owed $131,657.70. Plan and Schedules do not list the residence as Debtor's property and mortgages are not listed in the Plan. Must resolve obj.

2. PNC Bank - 2019 Honda is not a leased vehicle but a financed debt and car payment $335 ends in month 25, which would require a tier plan payment.

3. BELOW ISSUES REMAIN UNRESOLVED.

As of 4/9/26 (DS): Debtor atty requested adj to allow time to resolve creditor obj and will now need time to resolve Trustee obj as well

4/15/26 (DS): 1. Trustee obj to the following:
- Must provide copy of the lease for residence. DEBTOR PROVIDED A DEED WHICH SHOWS THAT DEBTOR TRANSFERRED RESIDENCE TO SPOUSE ON 3/15/16 WITH MORTGAGE DATED 11/21/05 TO BE PAID BY SPOUSE IN THE AMOUNT OF $274,591.97 OWED TO WELLS FARGO, BUT HE IS RESIDING ON RESIDENCE COVERING ALL EXPENSES. PER ATTY DEBTOR AND SPOUSE ARE ESTRANGED.
- Need info on non-filing spouse's employment situation - PER ATTY DEBTOR AND SPOUSE ARE ESTRANGED AND NOT LIVING TOGETHER.
- Excessive expense on Sched J for Home maintenance $260, Electricity/heat/gas $545 (Bills provided are during the winter season, need an average for the year), Water/sewer/garbage $390.50, Tele/cell $450, Food $2,000 (although a printout was provided this is not acceptable and is excessive and Trustee will only allow 22c amount), Medical/Dental $494 and Dog food/gym/savings $490.
- 22c takes household of 2, 25 year old daughter not on 2023/2024 tax return and pending 2025 tax return. Therefore should not be taking household of 2, PERHAPS DEBTOR'S DAUGHTER CAN PROVIDE A COPY OF HER TAX RETURNS. Now atty for mortgage filed obj that Debtor failed to include mortgage arrears owed on residence in the Plan of $131,657.70, no claim filed. Line 9b takes $2,709, Sched J has $1,1
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-11979 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 3 required payments   Arrears: $2,100.00
issues as of 4/29/2026 (JMA)

1) 341 not held, not rescheduled
2) Not current with Trustee plan payments, arrears $1,050

proposed plan $500x1, $1050x19, $1400x7, $1550x33 100% plan
paid in $500
arrears $1050
last claim 10-1
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-12156 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $658.00
As of 5/4/26 (DS): Debtor atty requested adj to resolve all issues
Email InquiryMatter ResolvedRequest
Adjournment
1416/17/2026 10:00 am26-12336 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,044.00
AS OF 4/27/26 (SF) NO PAYMENTS



1. Objection filed by Credit Acceptance Corp (Craig) - Credit Acceptance objects to the Debtor's Plan unless the Debtor pays an interest rate of 9.5% over the life of the Plan (60 months) in order to adequately protect Credit Acceptance for any risk of loss. Also fails to provide for payment of adequate protection payment (MUST RESOLVE)

2. The plan proposes to avoid lien for Midland Credit Management Inc. which is a judgment lien for $1200 for account ending in 6102 for furniture. Claim 10-1 is a Midland Credit Management claim with account number ending in 6102 but its for Victoria Secret. Is there another claim with the same last four digits?

3. Must file pre-confirmation certification




Plan proposes $521.82 x 60 Base
Payments: 0/1 Arrears: $521.82

Email InquiryMatter ResolvedRequest
Adjournment
1426/17/2026 10:00 am26-12473 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,320.00
issues as of 4/29/2026 (JMA)

1) 341 not held, rescheduled for 5/14/2026 - need to request adjournment of confirmation hearing to allow 341 to be held.
2) No Trustee plan payments to date, arrears $1,160
3) Debtor needs to make a Trustee plan payment to allow adjournment to be granted
4) Santander Bank (Eisenberg Gold & Agrawal) objection to confirmation - NEED TO RESOLVE
- The plan should be amended to provide for payment of the net loan balance of $27,668.36

proposed plan $1160x60 100%
paid in $0
arrears $1,160
last claim 11-1
Email InquiryMatter ResolvedRequest
Adjournment
1456/17/2026 10:00 am26-12528 / MBKErik M. Helbing, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,423.00
AS OF 4/30/26 (SF)

1. Objection filed by JPMorgan (RAS) - Objects to payout amount. Debtor must pay the balance due on the lease of $4290. If debtors are seeking ownership of vehicle Chase is entitled to total amount of $31,835.24 thru the plan and shall retain title to the vehicle until such time as the amount set forth herein is satisfied.

Trustee objection:

- The debtor has not filed the required Pre-Confirmation Certification.

- Need proof of 2 month's income from Co-Debtor with Truegreen.

- Wells Fargo Bank statements for accts#6491 and #5178 from 1/9/26-3/7/26 (docs provided had no acct numbers on them), TD Bank and Venmo statements from Jan.-March prior to filing date.

- The debtor's plan consists of unnecessary or excessive expense items, such as: Electricity/heat/gas $645 and Auto insurance $320 (verifies $271). Must provide proof of expenses 10 days prior to confirmation.

- The schedules fail to account for the debtor(s) tax refund in the amount of $1,805

- Plan fails to provide the non-exempt equity in the residence.

- There is non-exempt equity in the residence $32,550.

- The debtor has failed to provide proof of service with respect to Plan Motion(s).
Must service JPMorgan Chase Bank at address on proof of claim filed on the 2024 Subaru.

- Add to confirming order Debtors to provide updated proof of income 6 months from confirming order.

Plan proposes $1423 x 60 Base
No payments: 0/1 Arrears: $1423

Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-12598 / MBKAndrew M. Carroll, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,600.00
Email InquiryMatter ResolvedRequest
Adjournment
1466/17/2026 10:00 am26-12680 / MBKJoel R. Spivack, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
UPDATED 5/6/2026 (jma) - DEBTOR ATTY REQUESTED ADJOURNMENT, NO PROOF OF PAYMENTS PROVIDED - NEED TO APPEAR AND REQUEST ADJOURNMENT

UPDATED 5/1/2026 (JMA)
issues as of 4/30/2026 (JMA)

1) No Trustee plan payments to date, arrears $925
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification - NOT FILED TO DATE
- The debtor(s) plan consists of unnecessary or excessive expense items, such as, $250/month for home maintenance; $450/month for cats.
Need proof of expenses 10 days prior to confirmation.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $1,600.87.
- updated income and amended I/J 6 months

proposed plan $925x45, $1,340x15 base plan
paid in $0
arrears $925
last claim 17-1

RESOLVED ISSUES:

- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return - for 2025 by 5/31/2026. RECEIVED
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-12728 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $218.00
ADJOURNED CONF PER ATTY PREVIOUS REQUEST TO ALLOW TIME TO RESOLVE ALL ISSUES AND PASS BAR DATE

As of 5/5/26 (DS): 1. Debtor in arrears $435.36, made 0 out of 2 payments. ATTY PROVIDED PROOF OF 2 TFS PAYMENT, 1 MADE 4/29/26 $217 WHICH WAS CLEARED, BUT NOT POSTED AND 1 MADE 5/5/26 $218 SCHED 5/7/26.

2. Trustee obj to the following:
- Must provide recorded Deeds for Hazelhurst Ave and S. Broad St properties.
- Need homeowner insurance with personal liability coverage, CMA and recorded Deed for S. Warren St property (PER PROPERTY SETTLEMENT AGREEMENT EX-SPOUSE TO TAKE OVER PROPERTY AND REFINANCE WHEN INTEREST RATES DROP. NOW HOW DO WE RESOLVE THE ARREARS CLAIM FILED BY MORTGAGE SINCE THIS IS NOT DEBTOR'S RESPONSIBILITY?
- Need valuation of business assets/business documents for Tu Envio Seguro, LLC showing Debtor's interest. (PER PROPERTY SETTLEMENT AGREEMENT DEBTOR AND EX-SPOUSE HAVE 50% INTEREST OF PROPERTY OF S. BROAD ST WHICH IS RENTAL PROPERTY) and Recorded Deeds for Hazelhurst Ave and S. Broad St.
- Disposable income verifies $1,199, tax refund $5,636 not included on Sched I. ATTY PROVIDED COPY OF CHILD SUPPORT PAYMENTS THAT SPOUSE MAKES $205 WEEKLY, WHICH WAS NOT LISTED ON SCHED J. MUST AMEND SCHED J TO ADD CHILD SUPPORT.
- Plan fails to add PennyMac Loan and Sched A fails to add property S. Warren St POC filed with arrears $254.49. Per Property Settlement agreement ex-spouse to refinance this property once interest rates drop. So Debtor is not responsible for this debt, however the mortgage and Deed, which has not been provided is still in her name. THIS CLAIM STILL NEEDS TO BE RESOLVED.
- There is non-exempt equity in the investment property $1,194.

4/29/26 (DS): Debtor atty requested adj to allow 341 sched 4/30/26 to be heard and resolve all issues, request denied, Debtor has not made Trustee payment.

Prop Plan $217.68 x 60 begin 4/1/26; Base
Note: Spouse 2024 Tax return, Joint 2025 Tax return and property settlement agreement provided.
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-12765 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $30,354.00
As of 4/29/26 (DS): Debtor atty requested adj 341 sched 5/28/26
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-12943 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,150.00
updated5/1/2026 (JMA)
issues as of 4/30/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in the residence $48,970. (100% PLAN)
- Add to confirming order non-exempt proceeds from potential injury claim to Trustee (or letter from Attys that case is not being prosecuted).
2) Fay Servicing LLC/US Bank (Friedman Vartolo) objection to confirmation - NEED TO RESOLVE
- Secured Creditor is due pre-petition arrears of approximately $42,261.76 to be set forth in a Claim to be filed by the Claims Deadline May 27, 2026.

proposed plan $1,150x60 begin 4/1/2026 100% plan
paid in $1,150
last claim 4-1

RESOLVED ISSUES:

- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration - with personal liability coverage - RESOLVED, PROVIDED POLICY EFFECTIVE UNTIL 4/26/2027
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13090 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,262.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13105 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $400.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13142 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13190 / MBKJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Adj to after bar date
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13214 / MBKPRO SEConfirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13218 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13219 / MBKMelissa Wotton, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,891.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13308 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13317 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $683.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13371 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,128.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13488 / MBKJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,500.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13492 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $600.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13494 / MBKAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13496 / MBKThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13562 / MBKJoseph Albanese, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $146.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13599 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $150.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13602 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $275.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13615 / MBKJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13662 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,000.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13705 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $2,200.00
AR 4-20-26 PER MBK AT MOTION TO EXT NEEDS CONDUIT IF NOT CONF 1 YR
BAR
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13733 / MBKThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13749 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13757 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $822.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13778 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $2,500.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13817 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $575.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13820 / MBKDarin D. Pinto, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-13844 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 0 of 1 required payments   Arrears: $4,000.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-14005 / MBKStacey L. Mullen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-14028 / MBKPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-14062 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-14064 / MBKDavid A. Semanchik, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $700.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-14119 / MBKLaurence R. Sheller, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-14165 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-14329 / MBKEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $800.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-14448 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-14456 / MBKEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $420.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 10:00 am26-14823 / MBKMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $525.00
Email InquiryMatter ResolvedRequest
Adjournment
06/17/2026 2:00 pm24-11270 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes