Judge Christine M. Gravelle
Hearing Date: 6/17/2020
Hearing Count: 178
Last Updated: 07-02-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
06/17/2020 8:30 am19-30037 / RG BRUCE C TRUESDALE ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 59 of 9 required payments   Arrears: $0  
Total Paid In: $41,445.00
AS OF 6/16/20 (SF) UPDATED

RECOMMEND $34,930.02 PTD, $700 X 15 (BEGIN 7/1/20), $1000 X 37 (BEGIN 10/1/21) BASE W/MIN $16,323 TO GUCS PER EQUITY IN REAL ESTATE; N/E PROCEEDS FROM SALE OF FREEHOLD PROPERTY BY 9/30/20
- DO NOT PAY ARREARS OR RESERVE TO NATIONSTAR, TO BE PAID AT SALE

1. There is non-exempt equity of $16,323 in Freehold property

2. Supplemental Trustee objection:
- Excessive expenses on 122C: (NOT AMENDED)
Line 22: Need proof of $1600 childcare expense - Only $320 listed on Schedule J
Line 23: $120 optional telephone expense is excessive
Line 33a: Remove mortgage payment of $3420.46 for Caliber Home Loans as debtor is not paying
Line 34: Remove cure of $548.97 to Caliber Home Loans


Plan proposes $34,230.02 PTD, $700 x 15, $1000 x 37, Sale of Primrose Lane by 9/30/20 (Westfield Road is sold)
Payments: 8/8

RESOLVED ISSUES:
- Need proof of current auto insurance for all vehicles (RECEIVED)
- Objection filed by Donahue (Michael McLauglin) - objects to treatment of their claim (Consent Order entered reclassifying claim to unsecured.) This objection is still not resolved due to supplemental objection filed on 3/25/20 stating that there is additional income and n/e proceeds from sale of real estate should be paid to Trustee. (THERE IS NO OBJ TO MP)

- Objection filed by Steven Vella (Darin Pinto) - failure to devote entire disposable income for entire applicable commitment period. Debtor is not paying mortgage payments for Fanwood property so therefore, that income should be added to disposable income. Also plan does not address how it will pay equitable distribution obligations per Martial Settlement Agreement. Debtor allegedly paid $15000 to Maria Aquino within one year of filing. (THERE IS NO OBJ TO MP)
- NEED TO AMEND SCHEDULES TO INCLUDE VEHICLE (2017 BMW) - LEASE LISTED ON SCHEDULE G
- Need bank statements for period 60 days prior to filing thru date of filing (RECEIVED)
- Need proof of $325 support payment on Schedule I
Matter ResolvedRequest
Adjourment
16/17/2020 9:00 am12-34439 / CMGPATRICK MOSCATELLO, ESQMotion Reopen Ch. 13 Case (fee)Granted
6/16/20(mk) TR OBJECTION W/D . Motion can be granted. SEE PN.

MTN TO REOPEN TO ALLOW ORDER TO CANCEL AND DISCHARGE LIEN BY GEORGE GLORE

TR Obj.- case closed 4 yrs ago. should make motion in Superior ct.
Matter ResolvedRequest
Adjourment
26/17/2020 9:00 am12-34439 / CMGPATRICK MOSCATELLO, ESQMotion to Cancel DischargeGranted
6/16/20(mk) TR OBJECTION W/D . Motion can be granted. SEE PN

MTN TO CANCEL/DISCHARGE GEORGE GLORE MTG

TR obj- case closed 4 yrs ago - move n Superior Ct.
Matter ResolvedRequest
Adjourment
46/17/2020 9:00 am12-40028 / CMGPATRICK MOSCATELLO, ESQMotion to Cancel DischargeGranted
6/16/20(mk) TR OBJECTION W/D . Motion can be granted. SEE PN.

MTN TO CANCEL DISCHARGE AMEX BANK MTG


TR obj. Case closed 4 yrs ago. make motion in Superior ct.
Matter ResolvedRequest
Adjourment
36/17/2020 9:00 am12-40028 / CMGPATRICK MOSCATELLO, ESQMotion Reopen Ch. 13 Case (fee)Granted
6/16/20(mk) TR OBJECTION W/D . Motion can be granted. SEE PN.

MTN ALLOWING ORDER TO CANCLE AND DISCHARGE LIEN BY AMERIPRISE FINC BANK

TR obj. Case closed 4 yrs ago- make motion in Superior Ct.
Matter ResolvedRequest
Adjourment
56/17/2020 9:00 am15-16074 / CMGCarrie J. Boyle, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $37,567.00
No opp'n & no appearance.

FAILED TO COMPLY WITH 5/1/19 ORDER RESOLVING TRUSTEE MTN FOR 11 PYMTS OF $1,000 AND FINAL PYMT OF $7,276 ON 4/1/20 TO COMPLETE PLAN
Matter ResolvedRequest
Adjourment
76/17/2020 9:00 am15-18025 / CMGWilliam H. Oliver, Jr., Esq.Motion to Cancel DischargeGranted
MTN TO CANCEL DISCHARGE COMMERCE-TD BANK
Matter ResolvedRequest
Adjourment
66/17/2020 9:00 am15-18025 / CMGWilliam H. Oliver, Jr., Esq.Motion Reopen Ch. 13 Case (fee)Granted
MTN TO FILE APPL TO DISCHARGE AND CANCEL A MTG
Matter ResolvedRequest
Adjourment
86/17/2020 9:00 am15-18529 / CMGSTEVEN J ABELSON, ESQObjection to Amended Schedule C.WithdrawnTotal Paid In: $108,106.00
5/27 AMT: CAN BE W/D - NTC OF SETTLEMENT FILED<<<>>>

TRUSTEE OBJ TO AMD SCH C
Matter ResolvedRequest
Adjourment
96/17/2020 9:00 am15-19544 / CMGSTEPHANIE SHRETER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/15/2020 9:00 am
Total Paid In: $55,490.00
6/12/20:MP filed(#75) ON FOR 7/15/20> w/amended I & J& Cert. extends plan 10 mos. b/c Covid .


ARREARS; FAILED TO ADDRESS IRS PER PLAN CLM
Matter ResolvedRequest
Adjourment
106/17/2020 9:00 am15-22559 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/5/2020 9:00 am
Total Paid In: $82,169.00
Debtor obj, will make pymts<>ARREARS

Covid issues caused arrears & debtor and look to pay off case by end of July and make a partial payment in June.
Matter ResolvedRequest
Adjourment
116/17/2020 9:00 am15-23929 / CMGWilliam H. Oliver, Jr., Esq.Order Shorten TimeGranted
>>>OST>>MTN TO SELL CAVAN DRIVE PPTY -NUNC PRO TUNC


mk: case pd off in full at 100%in Dec 2019. Plan complete letter issues by TR in Fe. 2020. Debtor then sold house in April. All monies held in escrow pending ct order. Debtors atty not the closing atty.
Matter ResolvedRequest
Adjourment
126/17/2020 9:00 am15-23929 / CMGWilliam H. Oliver, Jr., Esq.Order Shorten TimeGranted
>>>OST<
MK: case paid off at 100% and plan complete as of Feb 2020 .
Matter ResolvedRequest
Adjourment
136/17/2020 9:00 am15-24617 / CMGROGER J. YEHL, ESQ.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $22,420.00
MTN TO APPROVE FINAL LM /SELECT PORTFOLIO (FRENKEL LAMBERT )

Trial LM was approved so prob. can w/d objection & this can be granted.

>.TR Limited obj.-need a suppl cert form debtor in support of the Motion.
Matter ResolvedRequest
Adjourment
146/17/2020 9:00 am15-30237 / CMGCHARLES D WHELAN, IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $79,574.00
SV/MTGLQ #5-1; ARREARS $11,295.last pay 12/3/19.
Matter ResolvedRequest
Adjourment
156/17/2020 9:00 am15-31006 / CMGJOSEPH CASELLO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/2/2020 9:00 am
Total Paid In: $43,120.00
6/11/20: atty status update. See PN.

>>Atty opposes- Provided contract dated 1.17/20. for sale of Prop. at 357 Country Rd.5.8 mil.- adj to allow to close deal.

FAILED TO TURN OVER N/E PROCEEDS FROM SALE OF A. MAUTONE REXOURCES LLC BY 7/1/19; ARREARS
Matter ResolvedRequest
Adjourment
166/17/2020 9:00 am16-11872 / CMGEUGENE ROTH, ESQMotion to Cancel DischargeGranted
MTN TO CANCEL DISCHARGE US BANK MTG
Matter ResolvedRequest
Adjourment
176/17/2020 9:00 am16-13502 / CMGTHOMAS J ORR ESQCreditor Certification of DefaultContinued
7/15/2020 9:00 am
Total Paid In: $29,916.00
Hearing on CREDIOTR'S (US Bank)Frankel,lambert)CERT OF DEFAULT

>>debtor opp'n
Matter ResolvedRequest
Adjourment
186/17/2020 9:00 am16-16726 / CMGMOSHE ROTHENBERG, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $17,915.00
SV/MIDLAND MTG #11-1A
Matter ResolvedRequest
Adjourment
196/17/2020 9:00 am16-25152 / CMGWILLIAM S WOLFSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $55,329.00
6/12/20(mk):MP >>HR<<

4/28/20: Filing MP extending to 84 mos.- will req. adj 1 more time -

4/10/20(mk):Atty exploring options w/ debtors for MP under the CARES ACT.

3/13/20(mk); Atty reply to Mk email . debtor to return to work in 2 week at the school district- even if shut down due to CV- he will receive pay.s- receiving reg. pay and atty will file MP to address all issues as it now appears the income will be stable and wants to save home and pay IRS etc.

2/17/20: Debtor awaiting confirming letter to return to work.Needs to see if School will accept it and let him back. Once we know, will file MP.
MK- review atty email- call him re status

12/12/19:Chg of Cir.-debtor going disability in Jan.2020- likely be permanent but if not can add lang for updated income every 4 mos after conf. ALSO co debtor lost job w/ school- now tutoring- A MP was filed on 12/8/19 & amended I & J but still has debtor's reg income on schedule I. Mk has discussed with Atty. Needs to w/d or we can deny MP (#163) on 12/18/19. Will file new MP in Jan with Amended I & J with proof of Disability income etc. Going to adj Motion for new MP . Debtor will continue making some kind of a Trustee payment till new MP. New MP will likely reduce div to gucs as debtors do not have the income anymore.

11/12/19: Filed MP on for 12/18/18. adj this motion to that date.



AMT: Dup clm resolved; Needs to address feasibility<<<>>>

Debtor obj, filing MP<<<>>>NOT FEASIBLE DUE TO ORDER CURING ARREARS ADDING PP TO PLAN; DEBTOR FILED CLMS #22-1 & #23-1 ARE DUP OF IRS AMD CLM #2-2;
Matter ResolvedRequest
Adjourment
206/17/2020 9:00 am16-25305 / CMGERIC L LEINBACH, ESQMotion Motion (Generic) - Only use if no other event is applicableContinued
7/15/2020 9:00 am
Total Paid In: $51,684.00
MTN TO SUSPEND TRUSTEE PAYMENT 5/20-10/20

TR Obj. Has MP also filed. On for 6/17/20. >ISSUES./OBJECTIONS/NEEDS RESOLUTION
Suspension of Payments should be part of MP. Do not need both.
Matter ResolvedRequest
Adjourment
216/17/2020 9:00 am16-26033 / CMGMark Kriegel Motion Relief from Stay (Fee)GrantedTotal Paid In: $40,527.00
NS by debtor atty:9:07- 1st quarter tx still not paid.

CMG ADJ TO 6-3-17.

4/16/2020- MINUTES ON DOCKET:TEXT ORDER: The Court finds that Debtor paid delinquent taxes due as of the date the
stay relief motion was filed, but as of the date of the hearing is delinquent for the 1st quarter of 2020. The matter is adjourned to June 17 at 9 a.m. at which time the Court will consider the payment status as of that date. Absent further order of the Court the automatic stay will remain in effect until the adjourned date : Signed on 4/16/2020.

Debtor obj; City Response<>CITY OF TRENTON (GOLDENBERG, MACKLER)
Matter ResolvedRequest
Adjourment
226/17/2020 9:00 am16-33817 / CMGLEONARD C WALCZYKMotion Sell Free and Clear of Liens under 363(f) (FEE)Order Previously SubmittedTotal Paid In: $308,891.00
OST/Arianna Holding obj(Goldenberg); Creditor, Hackler limited obj (Gorski)<>339 W. LAWRENCE STREET.

Revised Order sent to chambers on 6/17/20. That is the Order to be entered


--TR Limited Obj. Needs revised Order.
--Limited obj filed (#125)by A. Gorski (rep. ex spouse & son)wants sec claim $77,670.39)of son to be pd at closing
100% case
--Arianna obj. wants it's tax lien specifically mentioned to be pd at closing in Order.
Matter ResolvedRequest
Adjourment
246/17/2020 9:00 am16-34303 / CMGEric ClaymanMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $15,844.00
Debtor obj<>MAIDEN WOODS CONDO ASSOC (MCGOVERN LEGAL SERVICES)

>>CO resolving this motion submitted to Chambers 6/15/20.
Matter ResolvedRequest
Adjourment
236/17/2020 9:00 am16-34303 / CMGEric ClaymanMotion Motion (Generic) - Only use if no other event is applicableOrder Previously SubmittedTotal Paid In: $15,844.00
MTN TO ALLOW PP SECURED CLAIM OF OLD BRIDGE MUNICIPAL UTILITES (SCARINCI & HOLLENBECK)
Matter ResolvedRequest
Adjourment
256/17/2020 9:00 am16-34490 / CMGDAVID G BESLOW, ESQMotion Relief from Stay (Fee)Continued
7/1/2020 9:00 am
Total Paid In: $26,214.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
266/17/2020 9:00 am17-10372 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/5/2020 9:00 am
Total Paid In: $7,978.00
Adj to 8/5/20- on condition that debtor signs up for EWage.

6/16/20: atty email says holding $600.

6/11/20(mk): No payment made in contradiction to 4/6/20 notes. last pay was 3/16/20. Arrears $1,274. What is LM Status?(Mk Has all docs to submit to lender.

4/6/20(mk): per atty - debtor made payment- working on LM application

3/13/20(mk): arrears $693. Last pay 1/22/20. LM Status?

adj from 2/19/20 for LM status and $ to post

Debtor obj;-says in process of applying for LM.

<>FAILED TO LM BY 12/31/18, EXTENDED LOSS MIT EXPIRED 6/22/19; ARREARS are $798. last pay was $1,464 on 10/22/19.
Matter ResolvedRequest
Adjourment
276/17/2020 9:00 am17-12065 / CMGJAMES J. MCGUIRE JRMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $104,881.00
SV/US BANK #3-1. ARREARS $24,000. LAST PAY 1/24/20.
Matter ResolvedRequest
Adjourment
286/17/2020 9:00 am17-17159 / CMGJAMES J CERBONE, ESQMotion Relief from Co-Debtor StayContinued
7/1/2020 9:00 am
Total Paid In: $63,719.00
Debtor obj<>SPECIALIZED LOAN SERVICING (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
296/17/2020 9:00 am17-21379 / CMGJOAN S. WARREN, ESQ.Application for RetentionGrantedTotal Paid In: $6,105.00
Hearing On TR Limited Obj (#52)to Retention Of Professional

>.AMENDED APPLICATION FILED- SO TR CAN W/D OBJ & APPLICATION CAN NOW BE GRANTED
Matter ResolvedRequest
Adjourment
306/17/2020 9:00 am17-21388 / CMGJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayContinued
7/15/2020 9:00 am
Total Paid In: $24,746.00
Debtor obj<>INVESTORS BANK (HILL WALLACK)
Matter ResolvedRequest
Adjourment
316/17/2020 9:00 am17-23968 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Moot - DismissedTotal Paid In: $19,247.00
4/6/20(mk): atty email says Pursuing LM outside Portal. There was some disagreement among the debtors- resolved and now finalizing LM application.

AMT: MP 4/7****RECOMMEND DENIED*****<<<>>>

>>MP filed 1/31/20(#115)extends time for LM.

Debtor obj, filing MP<>FAILED TO COMPLETE LM BY 10/31/18, EXTENDED LOSS MIT EXPIRED; ARREARS
Matter ResolvedRequest
Adjourment
326/17/2020 9:00 am17-28849 / CMGJAMES J CERBONE, ESQTrustee Certification of DefaultDismissedTotal Paid In: $13,260.00
6/11/20(mk): arrears now $3,139. last payment was 11/13/19. Need update from Atty.

4/5/20(mk): atty says debtor needs time to come up w/ $ - says COVID Hardship but default began in Nov. - Will give 1 adj then fish or cut bait

3/13/20(mk): ARREARS $1590; last pay 11/13/19


Debtor obj, will be current prior to hearing
Matter ResolvedRequest
Adjourment
336/17/2020 9:00 am17-32945 / CMGWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
7/15/2020 9:00 am
Total Paid In: $19,478.00
NATIONSTAR (Robertson)

>>MP on for 7/15/20.<<
Matter ResolvedRequest
Adjourment
346/17/2020 9:00 am17-34750 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $11,135.00
NFA

Debtor obj<>REVERSE MTG (ROBERSTON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
356/17/2020 9:00 am17-35354 / CMGJustin M. Gillman, Esq.Motion SellContinued
7/15/2020 9:00 am
Total Paid In: $6,600.00
Mk clarify w/atty claim of son 25,000- does that cover his sec & unsec. claim in full

53 FREDERICK PLACE

TR OBJ.

>>Debtor reply: We have your objection to the Motion to Sell. Not sure what we can do to resolve since the buyer cannot pay cash at this time. In terms of value and the buyer, the value is within market range and the buyer offset is based on the payoff of the mortgage and advanced costs. looking for suggestion to resolve.

Matter ResolvedRequest
Adjourment
366/17/2020 9:00 am18-10686 / CMGSCOTT E KAPLAN ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $20,223.00
WOLLEMI ACQUISITIONS (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
376/17/2020 9:00 am18-12203 / CMGBRUCE C TRUESDALE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $39,032.00
6/11/20: MP also on 6/17/20>> REC DISMISSAL.<< Atty emails re: confirmation terms from 8/1/18. Replies provided. MK will review w/EDC. for any further response.

5/15/20(mk): MP (#52)filed & on for 6/17/20 . adds Post pert mtg arrears per Order & extends plan 24 mos for total 60 mos-

4/30/20: adj request uploaded. says MP coming

4/22 AMT: PROPOSED TRUSTEE ORDER - $34,289 PTD (26); $2,096 X 34 BEG 5/1/20 (email to atty)<<>>

4/15 AMT: Email to atty; need to extend plan due to post pet added - atty will advise)<<<>>>

ADJ BY TRUSTEE ATTY TO UPDATE 3 DAYS BEFORE ADJOURNED DATE
made payments - needs more time & is doing double payments- As of 3/27/20:Arrears $2,312

AR THERE HAS BEEN NO REDUCTION IN DELINQUENCY
MFR SCH FOR 1=15

11/20/19- debtor needs time to make double payments


Debtor obj<>ARREARS $8,636 as of 1/2/20.
Matter ResolvedRequest
Adjourment
386/17/2020 9:00 am18-12944 / CMGDaniel Straffi, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $17,964.00
Debtor obj<>DEUTSCHE BANK NAT'L (RAS)

post pet arrears to be added to plan.
Matter ResolvedRequest
Adjourment
396/17/2020 9:00 am18-13154 / CMGSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/15/2020 9:00 am
Total Paid In: $14,734.00
6/14/20:mk.Email to atty for status. Atty reply- attached letter form executor to spouse of debtor. Law suit & release of bond concluded. spouse to receive her check form estate on 6/19/20. Atty asked do we want TR order for payment w/in 20 days or adj last time to 7/15/20 to be current?

5/5/20(mk); debtor waiting for update on May 1 hearing on estate Accounting. adj to 6/17/20 NFA

5/1/20(mk): Arrears $9,940. Atty provided update form Executor to his client explaining the delay. See PN

3/13/20(mk) emailed atty for status. Atty reply - there was delay in distribution- waiting for confirmation from Executor of Estate for est. date.

spouse getting $ from inheritance and then will be pd in full


Debtor obj<>SV/OCWEN #31-; ARREARS (STAY WAS REINSTATED by Order dated 4/9/20)
Matter ResolvedRequest
Adjourment
406/17/2020 9:00 am18-13682 / CMGJeffrey S. WaltersMotion to Approve Loan ModificationOrder Previously SubmittedTotal Paid In: $22,484.00
Trustee's limited objection<>MTN FOR LOAN MODfiled by Creditor(Nationstar)(Shaprio;Eliz. Wassell, Esq.).

>>ORDER IS NOT CORRECT FORM<<
Matter ResolvedRequest
Adjourment
416/17/2020 9:00 am18-19773 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/5/2020 9:00 am
Total Paid In: $22,500.00
6/10/20(mk):debtor opp' n #50.atty to contact 2nd mtg re:POC. will file MP b/c COVID.

FAILED TO FILE POC ON BEHALF OF LOAN CARE (2ND MTG) AND MTN TO ALLOW LATE CLM WITHIN 30 DAYS OF CONF; PLAN NOT FEASIBLE DUE TO CIT BANK #6-1 HIGHER THAN PROPOSED IN PLAN

Matter ResolvedRequest
Adjourment
426/17/2020 9:00 am18-24666 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $13,376.00
6/16/20(mk): Per atty-can't save it. Dismiss
6/11/20(mk);Arrears $4,470. Last pay 2/19/20. Atty to advise what if anything can be done.

5/19/20(mk): Arrears $3,573. Last pay 2/2020. Need status of LM?( Atty reply says :Denied Lm & is reapplying : Has funds to make paymts.
ADJ 6/17/20 .NFA


4/2/20: per atty - LM is in underwriting
FAILED TO LM BY 1/25/19; ARREARS $1779 as of 3/1320
Matter ResolvedRequest
Adjourment
436/17/2020 9:00 am18-24958 / CMGJOSEPH CASELLO ESQMotion EnforceContinued
7/1/2020 9:00 am
Total Paid In: $28,600.00
MTN TO ENFORCE TERMS OF LM
Matter ResolvedRequest
Adjourment
446/17/2020 9:00 am18-28532 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
6/5/20:Debtor obj, will convert to ch 7<>ARREARS
Matter ResolvedRequest
Adjourment
456/17/2020 9:00 am18-30504 / CMGKirsten B. Ennis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $6,157.00
5/9 AMT: supp fee app was all inclusive and filed order was dup of disclosure fees<<<>>>
PLAN WILL NOT COMPLETE TIMELY DUE TO ORDER ADDING SUPPLEMENTAL FEES TO PLAN;FAILED TO FILE FEASIBLE PLAN
Matter ResolvedRequest
Adjourment
466/17/2020 9:00 am18-33314 / CMGJAY A WEINBERG, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,600.00
SV/US BANK # 11; FAILED TO PROVIDE HUD FROM SALE OF CEDAR AVE; ARREARS
Matter ResolvedRequest
Adjourment
476/17/2020 9:00 am18-34447 / CMGKirsten B. Ennis Motion Relief from Co-Debtor StayGrantedTotal Paid In: $11,254.00
REVERSE MTG (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
516/17/2020 9:00 am19-10010 / CMGAndrew Thomas Archer Motion Turnover of PropertyContinued
7/1/2020 9:00 am
Total Paid In: $4,410.00
DEBTOR MTN FOR SSA TO TURN OVER $1,489 TO DEBTOR, $500 TO DEBTOR'S COUNSEL, SANCTIONS/PUNITIVIVE DAMAGES TBD BY COURT

>.TR Obj- service defective-adj to 7/1/20 to correct
Matter ResolvedRequest
Adjourment
486/17/2020 9:00 am19-10010 / CMGAndrew Thomas Archer Motion Turnover of PropertyContinued
7/1/2020 9:00 am
Total Paid In: $4,410.00
DEBTOR MTN FOR IRS TO TURN OVER $6,957 TO DEBTOR, $1,500 TO DEBTOR'S COUNSEL, AND SANCTIONS/PUNITIVE DAMAGES TBD BY COURT

>> Tr Obj. Service defective . adj to 7/1 to correct
Matter ResolvedRequest
Adjourment
496/17/2020 9:00 am19-10010 / CMGAndrew Thomas Archer Motion Turnover of PropertyContinued
7/1/2020 9:00 am
Total Paid In: $4,410.00
DEBTOR MTN FOR NJ DEP LABOR TO TURN OVER $5,467 TO DEBTOR, $500 TO DEBTOR'S COUNSEL, SANCTIONS/PUNITIVE DAMAGES TBD BY COURT

>> TR Obj. Service defective-adj to 7/1/20 to correct
Matter ResolvedRequest
Adjourment
506/17/2020 9:00 am19-10010 / CMGAndrew Thomas Archer Motion Turnover of PropertyContinued
7/1/2020 9:00 am
Total Paid In: $4,410.00
DEBTOR MTN FOR NJ SURCHARGE TO TURN OVER $1,394 TO DEBTOR, $500 TO DEBTOR'S COUNSEL, SANCTIONS/PUNITIVIVE DAMAGES TBD BY COURT

TR Obj. Service defective-adj to 7/1/20 to correct
Matter ResolvedRequest
Adjourment
526/17/2020 9:00 am19-10304 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $6,600.00
6/12/20: atty email- letting case dismiss.
6/12/20: ct will vacate incorrect order at #66 and enter correct order for papers in #48 Terminating loss mit,.
>>Hearing on June 3. It appears wrong disposition on minutes due to mix up in the docket #s. MK to email counsel and then advise Court.
Debtor's application to extend(#49) Loss Mit was w/d by status change form #65. BUT that form referred to docket # 48 ,which was creditor's Motion to Terminate Loss Mit.<<

2. Hearing on June 3. It appears wrong disposition on minutes due to mix up in the docket #s. MK to email counsle and then advise Court.

FAILED TO LM BY 10/1/19; EXTENDED LOSS MIT EXPIRED
Matter ResolvedRequest
Adjourment
536/17/2020 9:00 am19-10868 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
7/1/2020 9:00 am
Total Paid In: $9,293.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
546/17/2020 9:00 am19-11710 / CMGWARREN LEVYMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/5/2020 9:00 am
Total Paid In: $7,232.00
6/12/20: atty req. adj .filed MP 6/12/20.( extends plan to 84mon and now a cure plan as LM denied.

FAILED TO LM BY 12/4/19

>>Debtor opp'n. LM was denied and will be filing a MP to cure arrears.
Matter ResolvedRequest
Adjourment
556/17/2020 9:00 am19-12209 / CMGLAURENCE R SHELLER, ESQTrustee Certification of DefaultContinued
7/1/2020 9:00 am
Total Paid In: $2,401.00
AMT: MP 7/1<<<>>>

4/6/20(mk):Per AR: adj. at least 60 days.Must file MP w/in14 days & in that MP either remove the 2 per plan claims or if they stay in there file motion file & allow late claims for those creditors.

4/5/20(mk) email to atty- Arrears 2,407- pay is inconsistent and below required payment. Did make a march payment. ATTY Reply says going to file MP to extend to 84 mos. was laid off due to COVID ,then unemployment partially seized due to a fraud claim... HER DEFAULT BEGAN IN DEC.

Debtor obj, made pymt. Mk; As of 3/13/20, Arrears are $2,221. Last pay was 3/11/20 for $350. Plan payment is $366. pd, 200 in Nov.2019, then zero till Feb.2020 $350 & $350 in March. Payments are inconsistent and always under the confirmed amt.

Matter ResolvedRequest
Adjourment
566/17/2020 9:00 am19-12859 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Relief from Stay (Fee)Continued
7/1/2020 9:00 am
Total Paid In: $6,445.00
Debtor obj<>WELLS FARGO BANK (POWERS)
Matter ResolvedRequest
Adjourment
576/17/2020 9:00 am19-12947 / CMGJOSEPH J ROGERS, ESQMotion Motion (Generic) - Only use if no other event is applicableContinued
7/1/2020 9:00 am
Total Paid In: $6,980.00
6/13/20(mk) Atty to upload adj request to 7/1/20(date of MP)

Trustee obj<>MTN TO SUSPEND TRUSTEE PAYMENTS
Matter ResolvedRequest
Adjourment
586/17/2020 9:00 am19-13073 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $6,920.00
6/11/20(mk): SO NO PAYMENT POSTED per notes in 5/18/20. LAST PAY 1/2/20.
(went back and looked at my (5/18/20)emails- debtor signed up for TFS- but did not make a payment)

5/18/20(mk): atty proof of TFS payment $1000. will post 5/19/20.adj for other payments to post.

atty proposed 1000 now;2,000 by 21st & balance by 28th. Replied need 1,000 to post ,then can adj for other payments to post.

5/15/20(mk):NO PAYMENTS SINCE Jan 2020. Arrears $7,990.


Debtor obj, will pay $3,00 by 5/7; $1,000 by 5/20; bal by 5/28<>ARREARS
Matter ResolvedRequest
Adjourment
596/17/2020 9:00 am19-13647 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/15/2020 9:00 am
Total Paid In: $5,400.00
Mk will adj to sort out St of NJ issues and debtor payments.

6/16/20(mk): email debtor atty office :Mailed out $2,000.00 in funds, $400.00 epayment made;
Waiting on return for modified plan to extend time to sell property; Have Consent Order for NJ Dept of Labor; Trying to work out State of NJ Claim.

6/15/20:mk: claim 14-1 -open it - It's in wrong case. Docket says St Of NJ Workers Comp - claim is New Century- for Debtor Lawrence Morgan.

-What is status of sale of Norwood Prop.?

Debtor obj<>FAILED TO SELL NORWOOD PPTY BY 4/2/20; FAILED TO FILE ORDER RESOLVING NJ DEPT OF LABOR OBJ AND MOVE AGAINST NEW CENTURY #14-1 (see note above)WITHIN 30 DAYS OF 10/2/19 CONF; FAILED TO RESOLVE NJ DIV TAX EST CLM (#11-1)WITHIN 60 DAYS OF 10/2/19 CONF; FAILED TO FILE CERT RE FILING OF TAX RETURNS BY 10/16/19; FAILED TO PAY NEPTUNE TWP #4-1 AT CLOSING OF PROSPECT AVE PPTY; ARREARS 9now 3,031 as of 6/16/20)

-debtor opp'n say will pay 2,000 by 5/22/20. There was payment of $400 on 6/3/20.last pay before that was Jan 2020in addition to all of the other issues above.
Matter ResolvedRequest
Adjourment
606/17/2020 9:00 am19-13711 / CMGJUAN C VELASCO, ESQMotion Approve Compromise Under Rule 9019Order Previously SubmittedTotal Paid In: $19,375.00
Trustee limited obj<>MTN TO APPROVE SETTLEMENT

Revised order submitted to Chambers 6/16/20
Matter ResolvedRequest
Adjourment
06/17/2020 9:00 am19-13711 / CMGJUAN C VELASCO, ESQMotion Approve Compromise Under Rule 9019MootTotal Paid In: $19,375.00
THIS APPEARS TO BE A DUPLICATE

TR Limited Objection:order needs to be revised just to include the Child Support deduction of $5.22 to be paid
from the proceeds after the attorney fee and costs. This is necessary for the Trustee's audit once
the case is complete. The remaining balance to the debtor is correct.
Matter ResolvedRequest
Adjourment
616/17/2020 9:00 am19-14628 / CMGSCOTT E KAPLAN ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $12,525.00
mk: NEW MP (#44) filed 5/4/20. ON FOR 6/17/20.>>MP IS REC DENIED<<
Extends plan due to covid & removes LM.

AMT: MP (#37)6/3/20***NEEDS RESOLUTION****<<<>>>

Debtor obj, filed mP<>FAILED TO LM BY 9/1/10 ARREARS $3,474. last pay 1/6/20.
Matter ResolvedRequest
Adjourment
626/17/2020 9:00 am19-16487 / CMGPATRICK MOSCATELLO, ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $16,295.00
3RD TIME ON
FNMA (Schiller Knapp)

TR Arrears $4,403.
Matter ResolvedRequest
Adjourment
636/17/2020 9:00 am19-16596 / CMGWARREN LEVYMotion Approval to Participate in the Court's Loss Mitigation ProgramContinued
7/1/2020 9:00 am
Total Paid In: $4,302.00
SLS obj (Steward Legal Group)<>MTN FOR LOSS MIT
Matter ResolvedRequest
Adjourment
646/17/2020 9:00 am19-16596 / CMGWARREN LEVYMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/1/2020 9:00 am
Total Paid In: $4,302.00
mk: Motion to Participate in Loss Mit. was adj to7/1/20.
Debtor only owes June paymt. now.

>>Debtor Opp'n- mailed ck for 1,311.50 on 2/12/20. Working on LM docs .Will get to atty & he will request to be allowed to Participate in Loss Mit again...


FAILED TO LM BY 9/2/19; ARREARS
Matter ResolvedRequest
Adjourment
656/17/2020 9:00 am19-17009 / CMGJOHN ZIMNIS, ESQMotion Relief from Stay (Fee)Continued
7/1/2020 9:00 am
Total Paid In: $11,933.00
Debtor obj<>RURAL HOUSING (MARTONE & UHLMANN)
Matter ResolvedRequest
Adjourment
676/17/2020 9:00 am19-17487 / CMGJustin M. Gillman, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder to be SubmittedTotal Paid In: $15,440.00
MTN TO MODIFY PHH CLM #4 FOR $0 PYMT IN PLAN.


PHH to provided pay off & amt outside and provide /resolve amt of atty fees to debtor atty in Order.
Matter ResolvedRequest
Adjourment
666/17/2020 9:00 am19-17487 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $15,440.00
>>Motion to Modify PHH POC #4 on 6/17/20. IF that motion is Granted, then w/d this TR Motion.
Creditor to be treated outside plan)


Debtor obj<>FAILED TO AMENDED OR MOVED AGAINST PHH CLM #4 W/I 30 DAYS OF 8/21/19 CONF

>.Motion filed & On for 6/17/20
Matter ResolvedRequest
Adjourment
686/17/2020 9:00 am19-19872 / CMGYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $45,328.00
FAILED TO TURN OVER N/E INHERITANCE PROCEEDS TO TRUSTEE OR IN THE ALTERNATIVE, FILE AMD B/C TO CLAIM EXEMPTION

>> Payment of $32,850 made on 5/14/20.
Matter ResolvedRequest
Adjourment
696/17/2020 9:00 am19-20659 / CMGSTEPHANIE RITIGSTEINTrustee Certification of DefaultGrantedTotal Paid In: $5,313.00
6/11/20(mk):Last pay 3/16/20. arrears now $18,431. What is status of debtor's disability? Is this even feasible anymore?

4/3/20(Mk debtor made large payment in March- now approved for temp disability - needs time for atty to review I & J and MPas change of circumstances.

3/13/20(mk) - Need update- Arrears $13,165. last pay 10/2/20


2/19/20:Debtor obj-applied for disability.
Matter ResolvedRequest
Adjourment
706/17/2020 9:00 am19-20850 / CMGPhilip C. Gutworth, P.A. Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $12,432.00
mk: Settled/Resolved: Fein Such submitted order 6/1/20 to chambers..

PENNYMAC LOAN (FEIN SUCH)
Matter ResolvedRequest
Adjourment
716/17/2020 9:00 am19-21211 / CMGMITCHELL L CHAMBERS, JRMotion Relief from Co-Debtor StayContinued
7/1/2020 9:00 am
Total Paid In: $4,060.00
SELECT PORTFOLIO SERVICING (MILSTEAD)
Matter ResolvedRequest
Adjourment
726/17/2020 9:00 am19-23889 / CMGGeorge E Veitengruber IIIMotion Relief from Stay (Fee)Continued
7/1/2020 9:00 am
Total Paid In: $2,757.00
BAYVIEW LOAN SERVICING (SCHILLER,KNAPP)
Matter ResolvedRequest
Adjourment
736/17/2020 9:00 am19-24078 / CMGMAUREEN VELLAMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/1/2020 9:00 am
Total Paid In: $22,940.00
6/1/20: atty req. adj. to 7/1/20.

NEEDS TO ADDRESS PER PLAN CLM ID#16/CLINTON TWP; 100% NOT FEASIBLE DUE TO #15-1/IRS FILED AFER CONF PRIOR TO GOV BAR EXPIRATION
Matter ResolvedRequest
Adjourment
746/17/2020 9:00 am19-26159 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/15/2020 9:00 am
Total Paid In: $7,750.00
SV/AMERICREDIT #2-2

debtor opp'n #27.now current & will file MP to address SV
Matter ResolvedRequest
Adjourment
756/17/2020 9:00 am19-27244 / CMGJAMES J CERBONE, ESQApplication for RetentionWithdrawnTotal Paid In: $6,549.00
Trustee obj, papers blank except for signature
Matter ResolvedRequest
Adjourment
766/17/2020 9:00 am19-28103 / CMGFrances A. Tomes, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,773.00
6/14/20: OTBS- arrears $3633.63 cap. into plan.- MP on today and has these arrears in plan calculations & has a rec to confirm..

Debtor obj<>PHH MTG (ras)- adj request .MP on 6/17/20> MP ISSUES/NEEDS RESOLUTION<<

MP ON FOR 6/3 PUTS ARR IN PLAN



Matter ResolvedRequest
Adjourment
776/17/2020 9:00 am19-28428 / CMGMarc C. Capone, Esq.Motion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $3,410.00
Debtor obj<>LAKEVIEW LOAN (PHELAN)

>.Order submitted to Chambers 6/15/20.
Matter ResolvedRequest
Adjourment
786/17/2020 9:00 am19-31013 / CMGSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Continued
7/15/2020 9:00 am
Total Paid In: $1,676.00
Debtor obj<>SHADY LANE HOLDINGS/LANDLORD (GORSKI & KNOWLTON)
Matter ResolvedRequest
Adjourment
796/17/2020 9:00 am19-32722 / CMGEric ClaymanMotion Relief from Co-Debtor StayOrder to be Submitted
Debtor obj<>NATIONSTAR MTG/MR. COOPER (RAS)
Matter ResolvedRequest
Adjourment
806/17/2020 9:00 am19-33263 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $1,800.00
AMT: MP 6/17 *** HR***<<<>>>

mk: need to review 6/9 POI uploaded to docs( post 341 POI) Debtor filed Cert. in support of plan at #36 on 6/10.


Debtor obj<>FAILED TO RESPOND TO TRUSTEE'S INCOME OBJECTION AND PROVIDE CALCULATION OF DISPOSABLE INCOME BY 4/23/20; ARREARS

>>.Conf on 6/17/20: ISSUES/OBJECTIONS NEED RESOLUTION<<
Matter ResolvedRequest
Adjourment
816/17/2020 9:00 am20-10859 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $3,381.00
6/16/20: Order submitted to chambers today.

GATEWAY MTG (PARKER MCCAY)

>debtor opp'n #30.
Matter ResolvedRequest
Adjourment
826/17/2020 9:00 am20-10902 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayContinued
7/1/2020 9:00 am

Debtor obj<>CROSSCOUNTRY MTG (MILSTEAD)
Matter ResolvedRequest
Adjourment
836/17/2020 9:00 am20-11183 / CMGTIMOTHY P KANE ESQMotion Relief from Co-Debtor StayContinued
7/15/2020 9:00 am

Debtor obj<>U.S. BANK NAT'L (PHELAN)
Matter ResolvedRequest
Adjourment
846/17/2020 9:00 am20-12672 / CMGPRO SEMotion Motion (Generic) - Only use if no other event is applicableDenied
6/17/20: Judge- Ajax already has prospective relief so this is Moot.

6/17/20: WILL BE HEARD AT 12:00 Noon

REQUEST BY AJAX (Debtor consents)TO BE HEARD AT 2:00 AS PARTIES WILL NEED JUDGE.

AJAX MTG MTN (PLUESE) TO CONFIRM PRIOR STAY RELIEF AND BAR DEBTOR FROM SEEKING FUTURE RELIEF

>>Debtor opp'n #64<<( Note: debtor's motion on 6/3/20 to remove atty was Granted. Debtor to proceed pro se.TR submitted Order)

1.ALSO ON 6/17/20 is Conf. for plan at #33. 341 on for 6/25/20.
2.TR MOTION TO DISMISS on 7/1/20.
3.MP(#57) filed & On for 7/15/20.
Matter ResolvedRequest
Adjourment
856/17/2020 9:00 am20-13473 / CMGJAMES J CERBONE, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Denied
TR OBJ.- no 341. Has no income. Says debtor injured in accident. No on schedules.
Atty says has 1400. Debtor became unemployed before last confirmation, Needs to amend schedules. HOW IS THIS Feasible?

Debtor discharged in Ch. 7 case beg 3/16/17.ineligible for discharge in Ch 13.
Objection By Wells Fargo/Chase on Mtg- arrears $84,924.76. Plan has LM. IS that Outside ?
No loss mit . application was filed when case was filed.
Claim by Condo Assoc for 30,750.89.
Claim for arrears on chevy Truck- $1,477.01.
IRS POC has est. part for 2019
Matter ResolvedRequest
Adjourment
866/17/2020 9:00 am20-13569 / CMGKarina Pia Lucid Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
MTN LOSS MTG
Matter ResolvedRequest
Adjourment
876/17/2020 9:00 am20-16305 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Granted
SHADOW ENTERPRISES/LANDLORD (ESPOSITO & LEBOEUF)
Matter ResolvedRequest
Adjourment
886/17/2020 9:00 am20-16699 / CMGAndrew Thomas Archer Motion Motion (Generic) - Only use if no other event is applicableDenied
MK: THIS CASE TO BE HEARD 1ST AT NOON. SEE PN

Hold for Judge at 12:00 Noon

Tower DBW obj (Greneberg)<>MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
896/17/2020 9:00 am20-16743 / CMGMarc C. Capone, Esq.Motion Impose Automatic StayGranted
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
906/17/2020 10:00 am16-25152 / CMGWILLIAM S WOLFSON, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 186 of 47 required payments   Arrears: $0  
Total Paid In: $55,329.00
As of 6/12/20(mk):Atty ok to terms

***CAN REC CONFIRM AT $55,030.54 PTD, THEN $298 x 10, Begin 7/1/20 ;THEN $807 x 28,Begin 5/1/21; Base; Student Loans to be paid outside; Plan extended to total of 84 months under Cares Act; Debtors to provide status update to Trustee of any changes in income or employment status 6 months of confirmation date***

-arrears at time of filing of MP were $512.98. They were added and base adjusted so second tier needs to be a bit higher to cover.
-Tr Obj moot- Covid cert filed.

MP proposes 298 x 12, begin 5/1/20; 788 x 28 ;base; extends plan to 84 mos per Cares Act.
Plan has run 48 mos & PTD is 55,030.54.

Matter ResolvedRequest
Adjourment
916/17/2020 10:00 am16-25305 / CMGERIC L LEINBACH, ESQConfirmation Hearing on Modified PlanContinued
7/15/2020 10:00 am
Debtor has made 36 of 47 required payments   Arrears: $3,534.00  Total Paid In: $51,684.00
AS OF 6/11/20 (SF) - Docs just received. Per AR ok to adjourn.

MP per Covid 19 proposes zero payments for 6 months.
>> Also mtg forbearance Notice filed- 5/29/20- 6 mos no paymnts April- Sept . Paymts resume 10/1/20 & delinquency due ($1,947.66 x 6=11,685.96) Will need a new MP to address(mk)<<

1. Motion to Suspend Trustee payments for 6 months scheduled for 6/17/20 @ 9

2. Trustee objection:
- The debtors have failed to provide amended Schedules I & J.
- The debtors have failed to provide Proof of Income.
- The debtors have failed to provide COVID 19 Certification be filed as a separate document in support of the Modified Plan .
- Amended schedules I & J must be filed. The original schedules were filed 9/12/16. The amended schedules should reflect the unemployment compensation and child support. In addition, proof of unemployment and child support needs to be uploaded to 13 documents.

3. Strike cram of Capital one bank judgment. Per previous confirmation order, need separate motion. They filed an unsecured claim.

4. Need Trustee Standard order of distribution

MP proposes $51,684 PTD, $708 X 33 Base (suspension of payments for 6 months.)
Arrears: $658.07 thru May 2020 Last payment received in April 2020
Matter ResolvedRequest
Adjourment
926/17/2020 10:00 am17-12680 / CMGERIC L LEINBACH, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 130 of 41 required payments   Arrears: $0  
Total Paid In: $12,975.00
OK to CONFIRM AT: $12775 paid then $100 x 21 beginning 6/1/20 pro rata-balance of attorneys fees of $869.50 to be paid through the plan. atty ok to terms.

>>NOTE: mk: 6/16/20: it was orig adj by MK 7/1/20. Thereafter EDC was able to work it up for HR. I emailed CT to fix so it can get confirmed 6/17/20.


Will file adj request
MK; Amended I & J filed & docs uploaded 6/15/20.

6/8 workup for the 6/17 calendar EDC
-no payments in 6 months

MP decreases from $365 to $100 monthly. In order to review we need:
*trustee obj:
-need amended I & J
-need updated POI
-need 2019 tax returns
Matter ResolvedRequest
Adjourment
936/17/2020 10:00 am18-12203 / CMGBRUCE C TRUESDALE ESQConfirmation Hearing on Modified PlanMoot - DismissedDebtor has made 25 of 29 required payments   Arrears: $0  
Total Paid In: $39,032.00
6/8 workup for the 6/17 calendar
5/15/20(mk): MP (#52)filed & on for 6/17/20 . adds Post pert mtg arrears per Order & extends plan 24 mos for total 60 mos-

trustee obj:
-changes from 100% to pro rata. Bad faith to not pay mortgage and incur $50,000 in post petition arrears from March 2018 through January 2020 and then pay less to unsecured because of it. On top of it lowers the payment from $1581 to $1342 EDC
-no amended I & J, POI or tax returns
Matter ResolvedRequest
Adjourment
946/17/2020 10:00 am18-12944 / CMGDaniel Straffi, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 29 required payments   Arrears: $918.00  Total Paid In: $17,964.00
issues as of 6/17/2020 (SF) UPDATED

RECOMMEND $16994 PTD, $1532 X 32 (BEGIN 7/1/20) BASE PLAN
- PAY $31,023.70 PRE-PETITION AND $25,581.97 POST PETITION ARREARS TO DEUTSCHE BANK - OTBS WITHIN 30 DAYS RESOLVING OBJ
- STUDENT LOANS TO BE PAID OUTSIDE PLAN



1) Modified plan has $41,406.04 to be paid to Deutsche Bank/Ocwen Loan Servicing - the proof of claim is in the amount of $31,023.70 and the Trustee has paid out $11,845.10 - does the modified plan amount include post petition arrears? If so, need order or claim to pay post-petition arrears through plan. However, plan states post petition arrears are not to be paid through plan.
2) Deutsche Bank (RAS Citron) objection to confirmation - need to resolve
-post-petition arrears $25,581.97 which would be a total of $56,605.67 to be paid through plan

proposed plan $16,024 paid to date, $970x34 begin 5/1/2020 base plan
paid in $16,994
arrears $356
31 months to go
Matter ResolvedRequest
Adjourment
956/17/2020 10:00 am19-14546 / CMGJOAN S. WARREN, ESQ.Confirmation Hearing on Modified PlanConfirmedDebtor has made 13 of 16 required payments   Arrears: $1,010.00  Total Paid In: $13,510.00
As of 6/5/20(mk): - Atty ok with terms.sf


***CAN REC CONFIRM AT $13,510 PTD,THEN $1010 X 36 BEGIN 7/1/20;100%***



MP proposes:$1600 x2;1010 x54 ;100%. Reduces duration of plan as ST of NJ
no longer being pd thru plan. Under orig 60 mo plan it has run 15 mos & 45 remain
Matter ResolvedRequest
Adjourment
966/17/2020 10:00 am19-14628 / CMGSCOTT E KAPLAN ESQConfirmation Hearing on Modified PlanPlan DeniedDebtor has made 11 of 16 required payments   Arrears: $0  
Total Paid In: $12,525.00
Case was Dismissed this AM on TR Motion. PER AR this was marked plan denied.

As of 6/11/20 (DS): 1. Debtor in arrears $2,563, last payment made 5/15/20 $2,631.

2. Plan is proposing to pay post-pet mortgage arrears, but no consent order to pay and no MFR is scheduled.

3. Trustee obj to the following:
- Debtor has failed to provide amended Schedules I & J, proof of income and Certification explaining the material financial hardship caused by the COVID 19 pandemic.

As of 6/1/20 (DS): Debtor attorney requested adjournment, mod plan filed 5/4/20 and sched 6/17/20

As of 5/5/20 (DS): Debtor attorney requested adjournment to allow time to file motion to suspend Trustee payments as Debtor is not currently working and cannot make the Trustee payments.

5/4/20:MP(#44) filed extends Plan due to Covid & Removes LM.

AR TO DISCUSS WITH ATTY

5/6/20 (DS) 1. Debtor in arrears $2,878, last payment $877 made 3/20/20.

2. Trustee obj to the following:
- Debtor has failed to provide amended Schedules I & J, proof of income and Certification explaining the material financial hardship caused by the COVID 19 pandemic.
- Loan mod reference was not removed form Part 1 c.
NOW CURE PLAN

MP Prop $9,894 paid, $1,223 x 71 Dollar Base $7,475 - Debtor lost job and has been significantly affected by the COVID-19 pandemic. Adding post-pet mortgage arrears to plan and removed loan mod.
Matter ResolvedRequest
Adjourment
976/17/2020 10:00 am19-22525 / CMGEUGENE ROTH, ESQFinal ConfirmationContinued
8/19/2020 10:00 am
Debtor has made 13 of 13 required payments   Arrears: $2,235.00  Total Paid In: $28,120.00
6/16/20:debtor Atty says Bayview( Oakwood RE) wants new LM Application and that was submitted and needs to be reviewed.
Debtor Atty to submit Order containing Date certain for LM & RE listed for Sale as date of ? & provide doc in support of conf. issues. Order to be sent to AR in draft first.

6/8 workup for the 6/17 calendar EDC-sent email to Roth
interim conf order & list final conf on 6-17 -ready except for the 733 Oakwood LM issue-appeal was to be resolved by 5/22 or else file MP to cure-??? EDC

PER AR OK to confirm would need $21415 paid then $2235 x 51 beg 4/1/20
- trustee to receive non-exempt proceeds from sale of 2101 Edgewater Place and 2101 & 2103 River Road by 8/31/20(OK per Order)
- loan mod appeal on 733 Oakwood Road to be resolved by 5/22/20 or else debtor to file MP to cure by 6/1/20 (min of $124,160 to unsecured or 100%)(WHAT IS STATUS??)
Matter ResolvedRequest
Adjourment
986/17/2020 10:00 am19-23100 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
7/1/2020 10:00 am
Debtor has made 10 of 12 required payments   Arrears: $214.00  Total Paid In: $2,200.00
adj 2 weeks for Cert.

ISSUES AS OF 6/12/2020 (DM): Email sent to Dan - he has Cert ready, but needs 2 weeks to get debtor in to sign.

 5/18/20 Received Certification and Trustee has reviewed - Attorney needs to Adjourn and provide more specificity with respect to disposition of $136,424 in sale proceeds.

***Still waiting for executed HUD-1 from the sale of East Veterans Highway property previously requested. Note, debtor is unemployed and is pulling funds from 401k pending determination of permanent disability***

 4/7/20 - Adj to 5/20/20 Peremptory - NFA.

 11/4/19 - Deed uploaded that provides East Veterans Highway property was sold 9/2016 for $390,000.

1) PNC filed $815.06 arrears claim on East Veterans Highway property not listed in the bankruptcy (MOTION GRANTED AND CLAIM HAS BEEN RECLASSIFIED TO GENERAL UNSECURED).

2) Trustee OBJ:
- Debtor has insufficient income.
- Need July 2019 bank statement for PNC Bank account (UNRESOLVED - note, acct overdrawn $763 as of 6/18/19).
- Plan does not specify treatment of PNC Bank under the Plan (MOTION TO RECLASSIFY WAS GRANTED)..
- PNC Bank filed secured claim on East Veterans Highway property not listed in the Petition. Debtor must amend schedules and provide documents with respect to this undisclosed property or provide a Certification with respect to said property (MOTION TO RECLASSIFY WAS GRANTED).


Prop. Plan $200 x 60, 0% Plan
IRA withdrawals until disability finalized
PTD 11/11 = $2,200
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
996/17/2020 10:00 am19-25541 / CMGJOAN S. WARREN, ESQ.Order Vacate Dismissal of CaseMootDebtor has made 5 of 11 required payments   Arrears: $3,710.00  Total Paid In: $10,087.00
Plan was just confirmed on 5/20 and confirming order entered 5/27.
This should be marked as moot
Matter ResolvedRequest
Adjourment
1006/17/2020 10:00 am19-25987 / CMGSEYMOUR WASSERSTRUM, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 11 required payments   Arrears: $1,905.00  Total Paid In: $14,500.00
ISSUES AS OF 6/12/2020 (DM): Updated 6/15/20 - Atty agrees and AR agrees to terms below.

***If paying State of NJ priority claim, TRUSTEE WILL RECOMMEND CONFIRMATION AT $14,500 PTD, THEN $1,905 x 50 STARTING 7/1/20, BASE PLAN; ADD TO CONFIRMING ORDER: PLUS ALL NON-EXEMPT PROCEEDS FROM THE ESTATE OF THE CO-DEBTOR'S MOTHER OR DEBTOR TO FILE AMENDED SCH C WITHIN 30 DAYS TO EXEMPT ASSET, TRUSTEE IS AUTHORIZED TO PAY STATE OF NJ AMENDED PRIORITY POC (4-2), TRUSTEE STANDARD ORDER OF DISTRIBUTION***

 5/14/20 - Attorney uploaded unemployment information for the debtor - is case still feasible?

 3/4/20 - Adj to 5/20/20 - NFA - Peremptory.

1) IRS filed $271.18 amended priority claim not treated in plan (MP PAYS).

2) State of NJ filed $2,284.40 priority claim that includes estimated taxes for 2015 - 2018 not treated in the plan (OKAY TO PAY AMENDED CLAIM FOR $219.75??)

3) State of NJ filed $9,136.12 general unsecured claim that includes estimated taxes for 2005 - 2014 (AMENDED).

4) Trustee OBJ:
 Need copy of Will from the estate of the co-debtor's mother (RECEIVED WILL and SIGNED LETTER THAT NO MONEY HAS BEEN DISTRIBUTED AS OF 2/28/20 - DON'T UNDERSTAND GIFT REFERENCE IN THE EMAIL FROM MECCA LAW FIRM).
 Need letter from probate attorney regarding the status of the estate (RECEIVED EMAIL THAT DOESN'T CLEAR UP ISSUE - mk: atty to sand email to mk & AR explaining issue).
 The Order of Distribution departs from the Trustee standard (USE STANDARD??)

**********
**********

- Need CMA that includes comps (RECEIVED).
- Need proof of service on cram motions (FILED).
- Disposable income verifies higher at $2,931 (OKAY, $802 SSI WAS INCLUDED).


Prop. Plan Ptd, $1,900 x 51, 0% Plan
PTD 7/10 = $14,500
Last Claim (4-2)
Matter ResolvedRequest
Adjourment
1016/17/2020 10:00 am19-27105 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 6 of 10 required payments   Arrears: $0  

Per Atty, Dismiss Hold Fees
ISSUES AS OF 6/12/2020 (DM):

***Nothing has been done since last two Court dates. No MP filed and no motion filed to address cram provisions. Need responses to #1, #2, and #4 below - debtor is currently 3 Trustee payments behind***

 4/15/20 - Adj to 6/17/20 Peremptory. Debtor needs to file a MP to correct IRS & NJ cram provisions or file a separate motion.

 3/4/20 - MK see notes, Atty to file a MP.

 NOTE: It appears SLS is the 2nd mtg and Wells Fargo holds the 1st mtg. No POC filed by Wells Fargo and Bar Date has expired. However, SLS is the 1st mtg and Wells has a Line of Credit which is a 2nd mtg (MK). Charles Wohlrab is looking into the 2nd mtg b/c no claim filed (SHAPIRO WITHDREW NOTICE OF APPEARANCE WITH RESPECT TO WELLS FARO - DOC #29).

 NOTE: cram provisions in plan are confusing - debtor may want to file a separate motion.

 NOTE: Disposable Income Resolved.

1) Specialized Loan (SHAPIRO) OBJs - $124,439.54 arrears (UNRESOLVED).

2) MP proposes $40,100.56 treatment to Wells Fargo - no POC filed (STRIKE??)

3) MP attempts to cram IRS and State of NJ liens. There is service on taxing authorities but crams are not properly listed in Part 4d (UNRESOLVED).

4) Trustee Supplemental OBJ:
- All crams must be in Part 4 and Part 7 (UNRESOLVED).

5) Trustee OBJ:
- Need updated pay stubs for job at Matlen Silver Group that started in August 2019 (DISPOSABLE INCOME OKAY - DEBTOR WAS AT MATLEN SILVER GROUP UNTIL 4/9/19, THEN WENT TO SEVEN SEVEN SOFTWARE UNTIL 7/16/19, AND THEN BACK TO MATLEN SILVER GROUP STARTING IN AUGUST - WE HAVE ONE PARTIAL PAY STUB FROM AUGUST AND ONE PAY STUB FROM DECEMBER WITH FULL 80 HRS WHICH WILL BE USED FOR INCOME CALCULATION - $3,169.22 x 2.16 - DISPOSABLE INCOME OKAY).

- Need amended Sch I and proof of income for non-debtor spouse income (CERT FILED AS DOC #28 - DEBTOR IS SEPARATED FROM SPOUSE AND RECEIVES NO CONTRIBUTION).

- Need a MP that treats the IRS and NJ secured claims (FILED).


Prop. Plan $2,0
Matter ResolvedRequest
Adjourment
1026/17/2020 10:00 am19-27487 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 9 of 10 required payments   Arrears: $0  

Per atty: D Hold fees.(mk)
6/16/20(mk)CO submitted to Chambers today resolving Real Time (2nd mtg)Obj to Conf. Terms=Motion to Approve Sale of 92 Old York Rd must be on docket by 10/1/20. If not, creditor to file Cert of default. Debtor to pay AP 165 p/m directly to creditor beg 6/1/20.WHAT ABOUT OTHER ISSUES BELOW?

6/5 workup for the 6/17 calendar EDC

SAME AS 5/6/20: NJ amended POC but they did not amend entire claim. Needs to straighten that out. 1st & 2nd mtg to be paid at sale. working on resolving both obj. Creditor Attys waiting to hear back from clients.

adj to 5/6/20- Peremptory-NO PROGRESS SINCE JANUARY
3/30/20(mk): atty email still working on NJ poc- needs a little more time
NOTHING DONE
-SAME AS 1/29/20 (DS): 1. Estimated guc claim filed by State of NJ, 2012-2013 tax returns not filed. (STILL)
-Real Time and US Bank objections to sale and arrears not paid, must resolve both objections.
-Must file Pre-confirmation certificate.

Prop Plan $339 x 60 Base and Sale of Old York Rd by 10/1/20
Note: There is no equity on real property, claims came in higher.
Matter ResolvedRequest
Adjourment
1036/17/2020 10:00 am19-28103 / CMGFrances A. Tomes, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 15 of 10 required payments   Arrears: $0  
Total Paid In: $3,773.00
6/16/20:Mk: email to atty. MFR w/ PHH is now OTBS- are terms ok? ( PER ATTY :YES)

AR RESOLVE OR HOLD
6/7 workup for the 6/17 calendar EDC

IF PHH STAY RELIEF RESOLVED THEN CAN CONF-MP PUTS PP ARREARS IN PLAN-NEED ORDER
-6/17/20 is also SV motion for PHH

***CONFIRM AT: $3273.25 PAID THEN $250 X 4 BEG 6/1/20 THEN $642 X 48 BEG 10/1/20--PRO RAT WITH MIN OF 1122 TO UNSECURED CREDITORS-TRUSTEE TO GET TAX REFUNDS YEARLY BEGINNING WITH 2019 FILED RETURNS(TO BE RECEIVED BY MAY 1ST EVERY YEAR DURING PENDENCY OF THE CASE)--NEED ORDER IN 30 DAYS TO PAY PHH POST PET CLAIMS***

*MP INCLUDES POST PET TO PHH-CANNOT PAY UNLESS ORDER -NEED ORDER IN 30 DAYS TO PAY
* Trustee's objection:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3298.00 when determining disposable income. (AVERAGED/ADDED TO INCOME--MP SAYS TO GIVE TRUSTEE TAX REFUNDS YEARLY)
- There is $1,122.49 in non exempt equity in cash & bank accounts.
- provide information to Trustee regarding damage to property at Georgian Ct. Insurance claim and proceeds and use of proceeds for repairs. (NOT RECEIVED)
----------------------
- A current market analysis - for Georgian Ct property. The info.uploaded was for a property at 58 Renee Ct, Jackson (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - for both properties. The information uploaded has expired. (RECEIVED FOR BOTH)
- statements for 2 401(k) loans for debtor showing balances on each loan. (RECEIVED - 70 MONTHS REMAINING)
- A Modified Plan that clarifies treatment of Mortgages on Georgian Blvd(Loancare) & on Fife Ct.( PHH) on Fife Court. Are you paying arrears or in full? (MOD PLAN CORRECTS)
-must file pre conf cert. (FILED)
- Plan has mixed up of Info as to properties and treatment of Mtgs on each property. Plan has Loancare in part 4a for arrears on residence( residence is Georgian Blvd, -plan has Fifie Ct ,which is other prop.) then, plan has at Part 4g- Pay in full again to Loancare on Fife prop.-According to claim
Matter ResolvedRequest
Adjourment
06/17/2020 10:00 am19-30542 / MBKSCOTT D SHERMAN ESQConfirmation Hearing ScheduledContinued
7/28/2020 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $1,500.00  
AS OF 6/9/2020 (at):

1. Claims will be paid according to the trustee's order of distribution.

2. Objection filed by Santander Bank (Phelan) - failure to cure full arrears of $18,217.04 (Per POC) and failure to provide proof of efforts to sell the property.

3. Objection filed by Bank of America (Frenkel) - failure to cure full arrears of $30,583.56 (Per POC).

4. Objection filed by Kathie Babich (Ast & Schmidt) - debtor has not made required post petition support payments, debtor has insufficient income and plan does not provide for payment in full of this priority claim.

5. Motion for Stay Relief as to Kathie Babich filed by Santander Bank. Hearing is scheduled for 2/26/2020.

6. Need to resolve estimated claim #1 filed by the IRS.

7. Trustee's objection:
- The debtor has insufficient income -The income from the profit and loss statements is approximately $4000 a month less than scheduled in the petition. The plan is not
feasible.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -
- No exemptions taken on the houses. There is approximately $235,000 in equity. ($236,012 IN NON EXEMPT EQUITY IN REAL ESTATE)
-The debtor must resolve the objection by Kathie Babich ($161,216 Support claim) and Bank of America (BOTH UNRESOLVED)
-Debtor has life estate with mother on Belvidere property. Counsel needs to supply proof of the remainder of the life estate value (NOT RECEIVED)
-Need accountants valuation of debtors dentistry practice. It was improperly valued at $0 on schedule B. (NOT RECEIVED)
-need the property settlement agreement to figure out status of property ownership between the debtor and his ex-wife. (NOT RECEIVED)
-We need proof of personal liability coverage for the NY property. (NOT RECEIVED)
-We n
Matter ResolvedRequest
Adjourment
1046/17/2020 10:00 am19-30840 / CMGJAMES G AARON ESQConfirmation Hearing on Modified PlanConverted to 7 / 11Debtor has made 8 of 8 required payments   Arrears: $0  

ISSUES AS OF 5/1/2020 (DM):

***To resolve issues below, the Debtor would need to pay POCs as filed with Bank of NY Mellon to be paid pre-petition claim at sale and post-petition mtg payments directly outside the plan, then the debtor would need $1,517 per month going forward to satisfy the IRS and Wall Twp secured claims***

1) MP proposes Adequate Protection payments by the Trustee in the mount of $500 to the IRS and Bank of NY Mellon which will require a consent order with each creditor (CONSENT ORDER WITH BANK OF NY MELLON RENDERS AP PAYMENT BY TRUSTEE MOOT AS DEBTOR MUST PAY FULL POST-PETITION MORTGAGE PAYMENT DIRECTLY TO THE CREDITOR - AP PAYMENT TO THE IRS DOES NOT MAKE SENSE BECAUSE THE CLAIM IS FILED FOR PRE-PETITION CHARGES).

2) Township of Wall filed $831.74 secured claim treated in the plan - MP treats as priority claim (STRIKE PLAN TREATMENT AND PAY PER POC??)

3) Bank of NY Mellon (FRENKEL) OBJs - $152,890.78 arrears (CONSENT ORDER ENTERED - SALE OR REFI BY 9/30/20, DEBTOR TO MAKE ALL POST-PETITION MTG PAYMENTS).

4) Trustee payments are insufficient to satisfy $80,388.62 secured IRS claim as filed - also, if Trustee is to pay interest on the IRS secured claim, we need a consent order (UNRESOLVED).

5) Trustee OBJ:
- Need copy of homeowner insurance, if not confirmed by 2/19/20 (RECEIVED).
- Plan needs to confirm with non-exempt proceeds from sale to Trustee.
- Must file Pre-confirmation certificate (FILED).
- Need a MP that completes Part 5a (MP CORRECTS).


Prop. Plan $1,200 x 59, Base Plan, sale by 6/1/20
AP payments of $500 to IRS & Bank of NY
PTD 5/6 = $6,845
Last Claim (1-4)
Matter ResolvedRequest
Adjourment
1056/17/2020 10:00 am19-30892 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 8 required payments   Arrears: $925.00  Total Paid In: $4,100.00
per AR CAN **CONF AT: $4100 paid then $925 x 53 beg. 7/1/20 pro rata-debtors to provide updated proof of income in 120 days**

AR RESOLVE OR HOLD
6/9 workup for the 6/17 calendar EDC
unemployment sp unemploy 492 600 per week
* certification re income and Trustee objection issues filed 4/27 - Reviewed--$555 for insurance for 19 year old is not OK and cannot agree with the inability to find cheaper alternative than $740 monthly and $555 for car. Debtors are required to belt tighten.
-OK with income analysis but the net amount for teaching is wrong (think it is a typo) also we need update on wife's unemployment-Is she receiving yet? If not when? That needs to be added.
***if no unemployment yet per above will compromise on income issue at $925 beg 7/1/20 with updated POI in 90 days. EDC. Still need other items resolved however.(ATT OK WITH 925 H LOST JOB AT MIDDLESEX)

1) M&T Bank (Schiller Knapp) objection to confirmation - need to resolve
-arrears $15,017.20
2) Trustee objection to confirmation - need to resolve
-need a current market analysis for RCI timeshare - NOT PROVIDED TO DATE
- $555/auto insurance; $740 and $535.72/car payments
-the debtor is not paying all disposable income into plan - income verified higher resulting in a net balance of $3,361.63 UPDATED, PROVIDED INCOME FOR NEW JOB AND THE DISPOSABLE NET BALANCE IS REDUCED TO $1,940.47(see compromise above)
* State of NJ filed priority claim 22 in the amount of $3452.01 - not in plan, -WILL PAY
* State of NJ filed secured claim 22 in the amount of $7014.86 - WILL PA?Y
* Ally Capital (2012 Audi A4) filed late claim, no arrears - ok to treat claim as current and outside
-------------------
-the debtor is not paying all disposable income into plan - excessive expenses on Schedule J $1,000/food;(OK)
-need to file Pre Confirmation Certification with Court RESOLVED, FILED
-need amendment to Schedule I to add income for new job that started in October along with proof of income DO NOT NEED AMENDED SCHED
Matter ResolvedRequest
Adjourment
1066/17/2020 10:00 am19-30983 / CMGADRIAN JOHNSONConfirmation Hearing on Modified PlanDeniedDebtor has made 7 of 8 required payments   Arrears: $1,745.00  
MP BY 7-1
AR RESOLVE OR HOLD
ISSUES AS OF 6/12/2020 (DM): Need update on Loan Mod review - see 5/1/20 note below and response. (STILL UNDER REVIEW)

 5/1/20 - Per Consent Order with SLS, the Trustee will not be responsible for making AP payments to SLS. The Debtor amended Sch J to add the monthly mortgage payment. Trustee has sufficient funds on hand to pay case off at 100% and issue a refund to the debtor - need status of Loan Mod application (5/6/20 MK: PACKAGE SUBMITTED 2 WEEKS AGO AND STILL UNDER REVIEW).

1) Wilmington Savings/SLS (KML) - $50,908.28 arrears (CONSENT ORDER ENTERED - LOAN MOD BY 5/10/20 OR AS EXTENDED BY LOSS MIT).

2) Trustee OBJ:
- Debtor has insufficient income.
- Need a MP that corrects Part 4a - does not list amount to pay SLS (MP CORRECTS & CO ENTERED).
- Tax refund of $2,294 was not prorated and included in disposable income calculation (AMENDED).
- Need to file Pre-Confirmation Certification (FILED).
- Need a consent order with SLS for Trustee to make AP payments (CONSENT ORDER ENTERED - NO AP PAYMENTS BY TRUSTEE).


Prop. Plan $1,744.52 x 60, 100% Plan, Loan Mod by 6/30/2020
PTD 6/7 = $10,467.12
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1076/17/2020 10:00 am19-31112 / CMGSTEVEN J ABELSON, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 8 required payments   Arrears: $100.00  Total Paid In: $700.00
AS OF 6/11/20 (SF)

RECOMMEND $700 PTD, $100 X 29 (BEGIN 7/1/20) 100% PLAN, REFINANCE/REVERSE MTG BY 12/31/20
- N/E PROCEEDS FROM REFINANCE TO BE TURNED OVER TO TRUSTEE
- DO NOT PAY ARREARS TO JPMORGAN CHASE AND BANK OF NY MELLON TO BE PAID AT REFINANCE
- ORDER OF DISTRIBUTION TO BE PAID PER PLAN
- PRESERVE NON-EXEMPT EQUITY OF $91,443 IN CONF ORDER
-LOW BASE


MP proposes $100 x 36 Base, Refinance by 12/31/20
Plan has run 7 months with 29 months remaining
Matter ResolvedRequest
Adjourment
1086/17/2020 10:00 am19-31508 / CMGWARREN LEVYConfirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $1,744.00  
issues as of 6/10/2020

1) Canal Crossing Condominium Association Inc (McGovern) objection to confirmation - need to resolve
-proposed plan does not include full payment of secured claim
2) Trustee objection to confirmation - need to resolve
-unnecessary/excessive expense items $350/month food; $150/month clothing; $150/month personal care; $400/month transportation
-the debtor is not paying all disposable income into plan - excessive expenses on Schedule J $716/car payment; verified income leaves a monthly net balance of $3,133.61; Form 122C-2 Line 45 $2,490.39 which requires minimum $149,423.40 dividend to general unsecured creditors - may be 100% plan
-the schedules fail to account for the debtors tax refund in the amount of $2,620 when determining disposable income
-need to file Pre Confirmation Certification with Court FILED
-need to resolve the estimated claim filed by the IRS
3) IRS priority claim estimated for 2016 taxes- need to resolve

proposed plan $1460x60 base plan
paid in $10,226
last claim 17-1
Matter ResolvedRequest
Adjourment
1096/17/2020 10:00 am19-31519 / CMGBRUCE H. LEVITTOrder Vacate Dismissal of CaseContinued
8/19/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $575.00  
AS OF 6/12/20 (SF)

1. MUST REQUEST ADJOURNMENT OF CONFIRMATION HEARING
2. 341 NOT HELD - RESCHEDULED TO 6/25/20
3. PAYMENTS: 6/7 ARREARS: $575
Matter ResolvedRequest
Adjourment
1106/17/2020 10:00 am19-31610 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 8 required payments   Arrears: $555.00  Total Paid In: $2,370.00
issues as of 6/11/2020

1) Wells Fargo has arrears balance of $8,598.23 - plan treats creditor as current and outside
2) To confirm plan need $2,370 paid to date, $555x53 begin 7/1/2020 100% plan

proposed plan $!1,390 paid to date, $550x55 minmum
Matter ResolvedRequest
Adjourment
1116/17/2020 10:00 am19-31624 / CMGGary D. HoffmanConfirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 8 required payments   Arrears: $0  
Total Paid In: $1,125.00
ISSUES AS OF 6/11/2020 (DM): Updated 6/16/20

***Attorney in contact with Kierstyn trying to locate missing money orders - debtors to stop payment and get replacement money orders. Trustee ready to make a proposal to resolve disposable income objection - TRUSTEE RECOMMENDS CONFIRMATION AT $617.28 PTD, THEN $155.14 BY 6/25/20, THEN $353 x 53 STARTING 7/1/20, BASE PLAN, LOAN MOD WITH CARRINGTON MTG BY 7/31/20, NO PAYMENT OR RESERVE BY THE TRUSTEE PENDING THE LOAN MOD, OTBS WITH CARRINGTON MTG WITHIN 30 DAYS; ADD TO CONFIRMING ORDER: IF CASE IS DISMISSED FOR ANY REASON, THERE SHALL BE A 180-DAY BAR TO RE-FILING******

1) The Managing Agent or Officer for Wells Fargo/Value City Furniture must be served with the cram - creditor should also be served at the address provided for in the POC (OKAY - SERVED 4/17/20).

2) The US Attorney and Attorney General must also be served with cram on US Dept. of HUD claim (OKAY - SERVED 4/17/20).

3) Carrington Mtg (RAS) OBJs - $65,496.30 arrears (CO ENTERED - LOAN MOD BY 3/18/20 - LOSS MIT WAS EXTENDED TO 6/19/20).

4) Trustee OBJ:
 Need amended Sch J to list $1,199 correct mtg payment ( AMENDED BUT EXP INCREASED BY $243).
 Verified income results in $675 monthly disposable income.
- Tax refund of $480 was not prorated and included in disposable income calculation (ADDED WHEN SCH J FILED).
- The debtor has failed to provide proof of service with respect to Plan Motions (SEE ABOVE).
- Need to file Pre-Confirmation Certification (FILED).
- Need proof of insurance for all 3 vehicles (RECEIVED).
 The dismissal of this case should be accompanied with a 180 bar to refiling (LANGUAGE ADDED).


Prop. Plan $154.14 x 60, Base Plan, Loan Mod by 3/31/20
PTD 4/7 = $617.28
Last Claim (13-1)
Matter ResolvedRequest
Adjourment
1126/17/2020 10:00 am19-31877 / CMGDANIEL L. REINGANUMConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 8 required payments   Arrears: $2,085.00  Total Paid In: $4,608.00
6/5 workup for the 6/17 calendar EDC
CAN CONF AT $4608 paid then $2085 x 53 beg 7/1/20 pro rata-trustee to not pay claim of Premier HOA unless a timely claim is filed--the Trustee is to receive any non exempt lawsuit proceeds

-no claim filed by Premier HOA cant pay unless we get claim
* State of NJ filed priority claim 17 - estimated for 2018 taxes - need to resolve SINCE JANUARY(DONE)

1) Trustee objection to confirmation - RESOLVED
-need pension loan statement PROVIDED, LOAN SHOULD BE PAID IN FULL AND DISPOSABLE INCOME SHOULD BE APPROXIMATELY $1,644.60 - MODIFIED PLAN PROPOSES 3RD TIER RESOLVES THIS PART OF THE OBJECTION
-the Trustee is to receive any non exempt lawsuit proceeds - ADD NOTE TO THE CONFIRMING ORDER
2) State of NJ filed priority claim 17 - estimated for 2018 taxes - need to resolve
3) Modified plan proposes priority payment to Township of Florence in the amount of $662 to date claim has not been filed, Township of Florence filed secured claim 6 in the amount of $1,236.56 - is this in addition to the priority claim? WILL PAY SECURED CLAIM


proposed plan $300x3, $927x3, $1850x54 base plan
paid in $900
last claim 17-1
Matter ResolvedRequest
Adjourment
1136/17/2020 10:00 am19-32509 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 7 required payments   Arrears: $0  
Total Paid In: $1,663.00
As of 6/12/20 (DS):Ok to confirm at $1,194 paid, $469 x 54 begin 7/1/20 Base with a minimum dividend $7,133 and a reserve $4,132.91, due to non-exempt equity on real property, add to confirming order Trustee ok to pay the arrears claims of Global Lending claim#8-1, Wells Fargo claim#12-1 Secured portion only, and Midland Credit claim#13-1 and #14-1 to be paid

1. There is non-exempt equity on real property $4,132.91.

2. There are 2 judgment liens that need to be paid (2 Midland Credit accounts), because of the non-exempt equity on real property. Claims cannot be move against.

41/5/20 MK: will supply comps and see answer to # 2 below

4/15/20 (DS): 1. Updated CMA provided 6/8/20, which shows there is non-exempt equity on real property $4,132.91. Plan wants to pay judgment claims and will move against claims, but there is non-exempt equity and judgment claims need to be paid.

2. Email does not mention Wells Fargo bifurcated claim. Secured $916.88 and unsecured $4,152.77. Claim must be resolved. (4/15/20: MK- PER ATTY PAY SEC PART & TREAT UNSECURED W/OTHER GUCS)

4/2/20 (mk): FYI CO was submitted today resolving Lakeview's obj. Terms = Pay POC(#17-1) $2,770.85

2/19/20 (DS): 1. Trustee obj to the following:
- Need current CMA, which provides comparatives used for evaluation by Cara Realtors (no comps were attached). Based on Zillow, property is estimated to be $235,680.There is non-exempt equity on real property $32,242.04, after deducting all secured/judgment claims.
- Global Lending filed arrears claim for 2014 Audi $639.30. Ok to pay? Per email from atty, ok to pay

2. Lakeview Loan obj arrears owed $1,486.25, no POC filed. COTBS pay arrears claim.

3. Wells Fargo/Value City Furniture filed bifurcated claim, secured $916.88 and unsecured $4,152.77. Claim must be resolved. OK TO PAY SECURED PORTION AND UNSECURED NOT TO BE PD

4. Midland Funding filed 2 secured claims as judgments Home Depot $2,886.21 and Best Buy $5,911.86, needs to be paid or move against both
Matter ResolvedRequest
Adjourment
1146/17/2020 10:00 am19-32735 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 7 required payments   Arrears: $34.00  Total Paid In: $1,305.00
ISSUES AS OF 6/11/2020 (DM): Rhondi should have Cert before 6/17/20 and then we can Honor Roll (FILED 6/15/20)

***If Trustee receives Certification from debtor that provides the period he has not driven for Uber and Lyft, TRUSTEE WILL RECOMMEND CONFIRMATION AT $1,050 PTD, THEN $289 x 54 STARTING 7/1/20, BASE PLAN; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY NY STATE DEPT OF TAX & FINANCE POC (2-1), DEBTOR TO SUPPLY TRUSTEE WITH UBER/LYFT 1099s FOR TAX YEAR 2020 BY 2/15/21 AND AMEND SCH I IF NECESSARY***

 5/6/20 - uploaded 3/20/20 pay stubs for job, POI for Uber & Lyft, and lease agreement. Need service for cram (DONE). Will be filing amended Sch I (UNRESOLVED). Should be ready to confirm next time.

 2/26/20 - Debtor uploaded a copy of the Trustee Objection with two "letter" notations hand written on the copy of the objection - one note written next to the request for proof of income for new job at Jersey Printing, and the other note written next to the request for a copy of current lease or request for an amended Sch I for Uber & Lyft income (UNCERTAIN WHERE "letter" THAT IS REFERENCED IS UPLOADED OR FILED).

1) NY Dept of Tax & Fin filed $232.22 priority claim not treated in plan (OKAY TO ADD?? - Yes)

2) Auto Equity Loan (PARKER) OBJs - $2,527.08 arrears (CONSENT ORDER ENTERED - PAY IN FULL PER POC).

3) Capital One Auto was not served on the cram at the street address provided in the filed POC (SERVED 5/8/20).

4) Trustee OBJ:
- Need proof of income for new job at Jersey Printing (RECEIVED 1 PAY STUB FROM JAN 2020).
- Need copy of current lease - previous lease was rejected (RECEIVED).
- Must amend Sch I to include income from Uber & Lift (UNRESOLVED).
- Disposable income verifies higher than scheduled currently based upon Uber and Lyft docs received - Sch I has not been amended so Trustee is unaware of what debtor believes Uber and Lyft monthly income calculates to.


Prop. Plan $255 x 59, 0% Plan
PTD 3.5/6 = $1,050
Last Claim (15-1)
Matter ResolvedRequest
Adjourment
1156/17/2020 10:00 am19-33031 / CMGJEFFREY H WARDConfirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 7 required payments   Arrears: $1,171.00  Total Paid In: $3,035.00
AS OF 6/16/20 (SF) UPDATED

RECOMMEND $3034.97 PTD; $1171 X 54 (BEGIN 7/1/20) 100% W/MIN $20,114 TO GUCS PER EQUITY IN REAL ESTATE

1. The plan does not propose to pay balance of attorney fees (PER PLAN AND ATTY DISCLOSURE, DO NOT PAY ATTY FEES)

2. Trustee objection: DUE TO EQUITY IN REAL ESTATE PLAN WILL NEED TO BE 100%
- The debtor has failed to file a feasible plan - does not propose to pay mortgage arrears for both mortgages, fails to pay non exempt equity to general unsecured creditors

- non exempt equity on residential property in the amount of $20,113.86



Plan proposes $1182.62 X 56 Base
Payments: 6/6

RESOLVED ISSUES:
- Objection filed by Santander (Phelan) failure to pay arrears of $23,638.33. Treatment of creditor is vague and ambiguous. (1st mortgage) (RESOLVED)
- Objection filed by Santander/Sovereign Bank ( Loren Speziale) - failure to pay arrears of $31,311.01 (2nd mortgage) (MP FILED TO PAY)

- Plan does not propose to pay Santander Bank $39,359.86 (first mortgage) through plan, (MP FILED)
therefore, Form 122C-2, Line 34 should remove $56 deduction. Line 45 will be adjusted to
$629.35 which requires a minimum $37,761 dividend to general unsecured creditors
- Must file pre-confirmation certification. (FILED)

MK: contact atty - NS - needs to appear - Does he accept terms?

AR CAN RESOLVE AT 100% IF CURRENT
Matter ResolvedRequest
Adjourment
1166/17/2020 10:00 am19-33263 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $300.00  Total Paid In: $1,800.00
6/9 workup for the 6/17 calendar EDC - Atty ok with terms.sf

ADJ ATTY RESPOND TO INC ISSUES WI 10 DAYS (DONE OK). Income will increase in January 2021 by $500 when pension loan paid off

******CAN CONF AT $1800 paid then $300 x 7 then $700 x 47 beg 2/1/21-min of $12,570 to unsecured -LM by 8/17/20-do not pay Wilmington Savings arrears through plan pending LM - strike Midland, Cavalry and Portfolio cramdowns from plan-fee application in 7 days***

* Now current
* HAVE A CMA - $220,000 value-will pay $12,570 equity per attorney
* PROOF OF SERVICE.--per attorney strike Midland, Cavalry and Portfolio cramdowns from plan


* Trustee's objection:
- A current market analysis - Foreclosure estimates are not acceptable. ( RECEIVED)
- Need a statement for the debtor's pension loan. (RECEIVED) submitted 4-10 (DEBTOR WILL HAVE AN ADDITIONAL $500/MONTH BEGINNING 1/1/2021 WHEN LOAN IS PAID OFF)
- Verified income leaves a monthly net balance of $1,041.59.
- As of now, there is $2817 in non-exempt equity in the residence.
- Need proof of service on Cavalry, Midland Funding and Portfolio Recovery. (CERT OF SERVICE NOT FILED-ok to strike per attorney)*
-------------------------------
- Reviewed the 122C, Line 17 (involuntary deductions) should be $588, Line 25 (health insurance) should be $388, and Line 41 (pension loan) should be $12.(OK Still negative)
- copy of the last filed tax return - 2018 (RECEIVED) submittted 4-10
- Need to file Pre-Confirmation Certification. (FILED)
1. Objection filed by Wilmington Savings (Knuckles) - failure to cure full arrears of $84,407.73. (PER E-MAIL FROM ATTY FOR OBJ'G CREDITOR, OBJ RESOLVED 4/13/20)LM ext to 8/17/20

Plan proposes: $300 x 60, base, loan mod by 6/30/2020
Payments: 2/4, arrears $600
Matter ResolvedRequest
Adjourment
1176/17/2020 10:00 am19-33389 / CMGTHOMAS M MONAHAN, ESQConfirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $100.00  
AS OF 6/15/2020 (at):

PEREMPTORY. NO FURTHER ADJOURNMENTS WITHOUT AN APPEARANCE.

1. Wilmington Savings filed a secured arrears claim #4 in the amount of $167,001.91 which is not in the plan. Needs resolution.

Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Excessive expenses on Schedule J: $550 for high school son expenses (Need proof of expenses)
- The current Plan does not specify treatment of New Century Financial Services. under the Plan. (NEED MODIFIED PLAN TO CORRECT - MOD PLAN NOT FILED)
(1) File pre-confirmation certification. (NOT FILED)
(2) The plan proposes to improperly reclassify Carrington Mortgage Services in Part 7 of the plan. (NEED MODIFIED PLAN TO CORRECT AND THERE IS NO PROOF OF SERVICE ON CARRINGTON)

Plan proposes: $100 x 60, base, loan mod by 6/17/2020
Payments: 5/6, arrears $100
Matter ResolvedRequest
Adjourment
1186/17/2020 10:00 am19-33419 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $1,710.00  
6/16/20: Now 5/6 payments: atty - email. filed motions against the big medical POCs - scheduled for July 15, 2020. These account for the vast majority of the GUCS. Otherwise we need to pay MTAG secured claim in full. Trustee payment will have to increase from the current $855/month. Uploaded an additional SS award letter from April showing more monthly income and a large $16K retro payment. They can make the required payment going forward but makes more sense to workup for 7/15/20 if motions are granted..


6/5 workup for the 6/17 calendar EDC
same as 5/5/20: see PN re :payments. Adj to give chance to save case. 6/17/20

As of 4/28/20 (DS): 1. Debtor in arrears $2,565, made 1 out of 4 payments, last payment made $855 on 1/2/20.
6/5 workup for teh 6/17 calendar EDC
s
2. Trustee obj to the following:
- Debtor has insufficient income, income verifies at $3.88.
- Debtor has failed to file a feasible plan. Secured claims filed much higher. for MTAG $60,052.65.
- There is non-exempt equity on rea property $249,132.81.

3. MTAG Custodian filed tax claim, plan list Hazlet Twp, not MTAG.

4. Hazlet Twp Sewer has not filed claim. Can this be stricken or will claim be filed?

5. Midland Credit filed secured judgment lien claim $614.54, not in plan. Ok to pay?

6. Must file Pre-confirmation certificate.

Prop Plan $855 x 60 100%
Matter ResolvedRequest
Adjourment
1196/17/2020 10:00 am19-33420 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
8/19/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $574.00  
MK: see notes below per atty. adj to 8/19/20 to resolve all issues.. NFA.


As of 6/11/20 (DS): 1. BELOW ISSUES NOT RESOLVED.

As of 5/5/20 (DS): Debtor attorney requested adjournment due to filing late proof of service on motions in plan - PROOF OF SERVICE SERVED 4/28/20 IS IMPROPER, DOES NOT SERVE ADDRES ON CLAIM AND DOES NOT SERVE OR ATTACH TRANSMITTAL LETTER, RECOMMEND BE STRICKEN and allowing time to resolve creditor obj.

5/6/20 (DS): 1. Trustee obj to the following:
- Income verified higher at $6,094.68, than scheduled $5,495.35 and tax refund not on Schedule I, resulting in disposable income $1,174.32. BAR DATE HAS PASSED AND TOTAL UNSECURED CLAIMS FILED $30,687.45.
- 22C tax refund was not prorated in line 16, Line 30 Add'l clothing $24 (need proof), Line 43 special circumstances line items for pension loans $562, Healthcare $200 & Utilities $300 (needs proof). 22C Line 45 shows disposable income $557.35, which would require minimum dividend $33,420 to gucs. TOTAL UNSECURED CLAIMS FILED $30,687.45.
- Debtor has failed to provide proof of service with respect to Plan Motion to First Federal Credit Union judgment strip. SERVICE ISSUED 4/28/20 IS IMPROPER DOES NOT SERVICE CREDITOR ON CLAIM FILED 2/7/20 AND DOES NOT PROVIDE OR ATTACH TRANSMITTAL LETTER. RECOMMEND THIS BE STRICKEN.
- Must provide 2019 tax return, if not filed, must provide no later than 8/15/20.

2. US Bank obj to arrears more, POC filed with arrears $23,626.59. Ok to pay?

3. Wells Fargo Dealer files arrears claim and MFR was granted 4/15/20, not in plan as surrendered. Claim is bifurcated and has unsecured $3,084.97 and secured arrears, but due relief from stay claim must be resolved, because this should be 100% to gucs pending if claim is amended to higher gucs.(MK: atty trying to reach Morton. car was totaled before filing case and was not on schedules. should be a guc claim but he needs to resolve it w/ J.Morton)

Prop Plan $574 x 60 Base
Note: Amended attorney disclosure filed, attorney
Matter ResolvedRequest
Adjourment
1206/17/2020 10:00 am19-33480 / CMGDaniel Straffi, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 7 required payments   Arrears: $828.00  Total Paid In: $1,400.00
ISSUES AS OF 6/11/2020 (DM): - Atty ok with terms.sf

***Sch J amended to remove car expense and student loan expense - disposable income, as filed, is now $976 which requires a $35,136 base plan. Trustee to compromise to a $29,470 base plan and RECOMMEND CONFIRMATION AT $1,200 PTD, THEN $514 x 55 STARTING 6/1/20, BASE PLAN, PLUS ALL NON-EXEMPT PROCEEDS FROM CLASS ACTION LAWSUIT AND NON-EXEMPT PROCEEDS FROM THE ESTATE OF THE CO-DEBTOR'S FATHER, STUDENT LOANS TREATED OUTSIDE PLAN***

1) Lakeview Loan Svc (FRENKEL) OBJs - $65.74 arrears (MP PAYS).

2) Trustee OBJ:
- Need a MP with increased tier in July 2023 when $390/month pension loan is paid off (MP FILED).
- Need amended Sch B to add class action (FILED).
- Need amended Sch J to remove student loan and auto payment for adult son (AMENDED).
- Excessive Expenses: $550 student loans - daughter now pays this (AMENDED).
- Need proof of service on Synchrony Bank for motion to avoid lien (FILED).
- Need letter from probate attorney regarding status of the estate of co-debtor's father and inheritance due to co-debtor if any.
- Add to confirming Order non exempt proceeds from class action lawsuit & proceeds from estate of co-debtor's father.


Prop. Plan $200 x 42, $590 x 18, Base Plan, student loans outside
PTD 6/6 = $1,200
Last Claim (26-1)
Matter ResolvedRequest
Adjourment
1216/17/2020 10:00 am19-33649 / CMGRUSSELL L LOW, ESQConfirmation Hearing on Modified PlanPlan DeniedDebtor has made 6 of 7 required payments   Arrears: $156.00  
Plan Denied -Need MP by 7/1/20

AR RESOLVE OR HOLD

*INCOME HIGHER AFTER ADDING TAX REFUND AND EXTRA MONEY FROM 401k THAT FINISHES NOW GIVES $450 IN DISPOSABLE. CAN COMPROMISE AT $815 PAID THEN $275 X 55 BEG 6/1/20 REMAINING PRO RATA
-FYI year to date through end of May is $21750 net divided by 5 months is $4235 monthly

6/5 workup for the 6/16 calendar EDC
-FILED AMENDED 22C --amended 22C lien 35 is wrong the filed claim is 2492 not $5000, no proof of optional telephone of $300 (why does he have this expense?), must show proof of involuntary deductions on line 17(I BELIEVE THIS WAS FOR 401K WHICH HAS NOW ENDED, need proof of charitable payments for 2019 ($100 month on 22c.)
-MP filed per attorney email will be 100% (BUT IT WASNT. IT IS PRO RATA)
EDC SENT EMAIL ON 5/20 TO LOW-offering $400 compromise going forward

* Need a statement for the debtor's 401k loan. (RECEIVED. BALANCE OF $443 WHICH WILL BE PAID AROUND JULY. INCOME WOULD GO
UP AROUND $120 MONTHLY BEG AUGUST)

* Trustee's objection:
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's
review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- The filed 122C has monthly disposable income of $2,570.25. (need resolution-AMENDED BUT STILL ISSUES)
- per I & J there is $430 disposable after adding back pension loan that just ended and tax refund
- must file pre conf cert. (FILED)

Plan proposes: $162.04 x 60, base
Payments: 4/5, arrears $158.20
Matter ResolvedRequest
Adjourment
1226/17/2020 10:00 am20-10038 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 6 required payments   Arrears: $370.00  Total Paid In: $1,008.00
per AR OK TO CONF $1008 paid then $370 x 31 beg 7/1/20 0%-OTBS with Santander in 30 days

MK:Atty says numbers for car cram are 6,000 at 6.25% x 36 for total $6,595 and AP payments $75 p/m beg. feb 1 2020.


6/8 workup for the 6/17 calendar EDC
As of 5/1/20 (DS): Debtor attorney requested adjournment to obtain appraisal of vehicle.(NEED INFO STILL)
-MP filed $252 x 36 beg 2/2/20

As of 4/28/20 (DS): 1.Trustee obj to the following:
- Need Nov and Dec bank statements from accts ending #1165 and #8829 and copy of 2019 tax returns, if not filed, must provide no later than 8/15/20.
- Must amend Schedule C to use federal exemptions (OK NO VALUE IN ITEMS AND NO HOUSE)
-Schedule I to add $400 monthly for support payments.(no longer receives)
- Attorney's fees in the plan and the disclosure statement do not agree. Debtor's attorney must amend either the plan or the disclosure statement.(amended but still not correct. It should be $4610 nto 4650. Will set up as $4610 and he will need to amend disclosure)
- Must resolve IRS estimated claim.(DONE)
- Income verifies higher there is disposable income, tax refund not listed on Schedules. Does not include support income $400. (OK NO LONGER REC)

2. Santander obj to cram, car undervalued, adeq prot and insurance. Obj must be resolved.

Prop Plan $252 x 36 $0
Matter ResolvedRequest
Adjourment
1236/17/2020 10:00 am20-10053 / CMGDavid L. Stevens Confirmation Hearing on Modified PlanContinued
7/15/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $1,205.00  
AS OF 6/12/20 (SF) - Need to request adjournment. MP filed and Cert of service just sent on 6/12/20

1. Trustee objection
The debtor has failed to supply the Trustee with the following document(s):
A copy of the last filed tax return - 2019 by 8/15/20
Need a statement for the whole life insurance policy. (STILL NEED)
The debtor has failed to provide proof of service with respect to Plan Motion(s). (Service just sent on 6/12/20)
Need service on Townsend, Tomaio & Newmark, Ford Motor Credit and Discover Bank.
Need to file Pre-Confirmation Certification. (STILL NEED)


Plan proposes $3200 PTD, $1205 X 56 Base
Payments: 5/5

RESOLVED ISSUES:
A copy of the homeowner's insurance renewal declaration - Need homeowner's insurance for Phillipsburg property. (RECEIVED)
1. There is no objection to the plan. Loan mod was denied in previous bankruptcy. There is an order resolving Request for loss mit but no expiration date. Need status of loan mod. (LOAN MOD DENIED MP FILED TO PAY ARREARS)
Matter ResolvedRequest
Adjourment
1246/17/2020 10:00 am20-10173 / CMGSCOTT D SHERMAN ESQConfirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 7 of 6 required payments   Arrears: $0  

PER ATTY, OK TO DISMISS/HOLD FEES.SF

6/5 workup for the 6/17 calendar EDC-same as last time

* NJ MVC filed a $291.74 secured claim. Paying?
* Objection filed by Wilmington Savings (RAS Crane) - failure to cure arrears of $169,905 (Per Obj - POC ). Plan proposes to pay $40,000 and is not a loan mod plan. -MP FILED IS NOW A LOAN MOD BUT WITHDREW MOTION FOR PARTICIPATE ON LM??
* Is trustee paying arrears pending the loan mod?
* MP PROPOSES--PAID THEN 500 X 58 BEG 4/1/20 LM BY 8/30/20-100%-tax returns by 8/15/20 (2019)-use trustee order of distribution
* Trustee's objection:
- The debtor has failed to file a feasible plan. The plan is not feasible per objection filed by Wilmington Savings.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - . Need copy of 2019 Tax Return. (NOT RECEIVED YET)
- Excessive expenses on Schedule J: $520 telephone/cell phone

-----------------------------
- Amendments to Schedules . Amend Disclosure Statement to pay fees through the plan. (AMENDED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not
provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER
OF DISTRIBUTION)
- File pre-confirmation cert. (FILED)


Plan proposes: $810 x 60, 100% to guc's
Payments: 1/1
Matter ResolvedRequest
Adjourment
1256/17/2020 10:00 am20-10272 / CMGSTEPHANIE SHRETER, ESQConfirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 2 of 6 required payments   Arrears: $450.00  
AS OF 6/12/20 (SF) MP JUST FILED ON 6/11/20

1. Objection filed by Wells Fargo Bank (Phelan) - failure to pay arrears of $39,790.80 and failure to propose correct adequate protection payment of $22,232.16 (MP FILED)

2. Preserve at Rancocas Creek Homeowners Association filed secured claim 2-2 for $11,433.32, not addressed in plan.

3. Loss mit order expires on 5/31/20

4. Trustee objection:
- A copy of the last filed tax return - 2019 by 8/15/20
- A copy of the homeowner's insurance renewal declaration (RECEIVED)
- Need proof of insurance for both vehicles. (EXPIRED 12/24/19)
- Need December and January bank statements for TD Bank account #4153.
- Need a statement for the TSP loan.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $600/month for food $400/month for transportation
- Verified income leaves monthly disposable income of $365.90.
The Schedules fail to account for the debtor(s) tax refund in the amount of $2,197.00 when determining disposable income.
- Need to file Pre-Confirmation Certification. (FILED)


Plan proposes $200 X 60 BEG 2/2020; LM BY 7/1/2020; BASE
Payments: 5/5

RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)
Matter ResolvedRequest
Adjourment
1266/17/2020 10:00 am20-11160 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $2,086.00  Total Paid In: $8,865.00
As of 6/16/20 (DS): Ok to confirm at $8,868 Paid, $2,086 x 55 begin 7/1/20 0% to gucs, add to confirming order Trustee ok to pay the arrear claims of LVNV Funding claim#6-1, claim#16-1S of Toscana to be paid and unsecured to receive any pro rata to gucs, claim#17-1 of Ally to be outside and student loans to be treated outside

1. Toscana HOA obj arrears more, consent order entered to pay arrears, but claim not filed as priority unsecured and is a bifurcated claim filed with secured $9,574.12 and unsecured $3,388.01. Claim needs to be resolved. PER DEBTOR ATTY PAY SECURED AND UNSECURED PRO RATA

2. LVNV Funding filed secured claim $4,701.23, ok to pay? (MK 3/31/20: Per atty - NO- needs to address). NO MOTION FILED, WILL PAY.

3. Ally Financial filed bifurcated claim, no arrears in plan as outside and will remain as outside and unaffected.

4/1/20 (DS): 1. Trustee obj resolved, docs provided.

2. Selene obj to arrears more, POC filed with arrears owed $81,012.99. Ok to pay? (MK 3/31/20: per atty pay)

3. Toscana HOA obj arrears more, claim not filed as priority unsecured, but is a bifurcated claim filed with secured $9,574.12 and unsecured $3,388.01. Claim needs to be resolved.

4. LVNV Funding filed secured claim $4,701.23, ok to pay? (MK 3/31/20: Per atty - NO- needs to address)

Prop Plan $1,773 x 60 $0
Note: CMA provided is correct, property is corner property and has address of both Chad Ln and Pitch Ln, per Deed. 2019 tax return, auto and homeowner insurance provided.
Matter ResolvedRequest
Adjourment
1276/17/2020 10:00 am20-11338 / CMGCAMILLE J KASSARConfirmation Hearing on Modified PlanContinued
7/1/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $111.00  
conf hea orig. plan #11 was adj to 7/1/20- that should be w/d- this is MP and put on same date EDC
Matter ResolvedRequest
Adjourment
1286/17/2020 10:00 am20-11665 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

atty to file MP-

AS OF 6/10/20 (at):

1. Lincoln Automotive (2017 Continental) filed a secured arrears claim #1 in the amount of $550 which is not in the plan. Is it ok to pay this claim? ( Per Atty YES Pay)

2. Objection filed by Lincoln Automotive (Morton) - plan lists one lease payment as $530. Both leases are $550/month per objection.

3. Stay motion filed by Santander/Chrysler Capital (2017 300 lease) which is returnable on 4/15/20. (STAY RELIEF GRANTED)

4. Trustee's objection:
The debtor has insufficient income Verified income leaves a monthly net balance of
$93.31..
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 5/31/2020 (RECEIVED - REFUND $1,032/12 = $86)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $3,359.00 in non-exempt equity in the residence. (PRESERVE N/E EQUITY)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve the estimated claim filed by the IRS. (STILL ESTIMATED)

Plan proposes: $230 X 60, $0 to guc's
Payments: 5/5
Matter ResolvedRequest
Adjourment
1296/17/2020 10:00 am20-11670 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $872.00  Total Paid In: $3,890.00
updated 6/17/2020

ok to** confirm at $3,890 paid to date, $872x55 begin 7/1/2020 0% plan
-Nissan Motor Acceptance to be treated outside as unaffected and current.
-PennyMac Loan Services ok to pay arrears per the proof of claim, Order submitted 6/16/2020 resolving creditor objection.
Amended atty disclosure w/in 10 days.**

As of 6/5/20(mk):


1.Objection By PennyMac(Powers):
-POC Higher at $42,50-- OK TO PAY? (mk:Order submitted 6/16/20: PAY POC)

2.limited Obj by Nissan( Motoor Accep.Stewart Legal Group):
- plan fails to treat. Mk:ADD LANG.CREDITOR IS UNAFFECTED & CURRENT?

3. Trustee Objection:
-The income affidavit for boyfriend is not clear on amt- looks like $600?? need to be resubmitted in a more legible
format( Mk:650 says the atty per affidavit paid every 2 weeks)
- The atty disclosure has balance of fees $3750 & Plan has $4,110. NEEDS To BE CORRECTED.( Mk:Amended disclosure to be filed w/in 10 days showing 4,110)
- 2019 tax return( Provided).


Plan:778 X 60 BEG 2/20; $0
payments;5/5
last claim:16-1, bar date:4/10/20
Matter ResolvedRequest
Adjourment
1306/17/2020 10:00 am20-12283 / CMGEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

As of 6/12/20 (DS): 1. Trustee obj to the following:
- P&L PROVIDED 6/11 VERIFIES THAT CO-DEBTOR INCOME IS MUCH HIGHER SHE NOT ONLY RECEIVES COMMISSION, BUT SHE ALSO RECEIVES INCOME VERIFIED AT $2,981.11.
- Need bank statement for OceanFirst ending in Acct#2369, value of Andrew Garrett Inc Stock, value of Certificate of Deposit with Oceanfirst and 2019 Tax Return if not filed by 8/15/20.
- There is non-exempt equity of $85,924.79 in real estate and there may also be non-exempt equity in personal assets: stocks, bank account, pending receipt & review of documentation.
- Excessive expense on Sched J such as: $540 electric/heat and $42.83 boat insurance.
- 22c has disposable income $114.88, which would require a minimum dividend $6,893 to gucs, income may verify higher after review of co-debtor's. INCOME WAS NOT CALCULATED CORRECTLY ON 22C FAILS TO ADD CO-DEBTOR'S INCOME FROM BUSINESS.
- Must file Pre-confirmation certificate.

2. M&T obj to arrears more, POC filed with arrears owed $61,101.31. Ok to pay? Obj must be resolved. OBJ settled, ok to pay arrears claim.(MK: Consent Order submitted to Chambers 6/15/20- PAY POC

Prop Plan $1,772 x 60 Base
Note: Business forms, P&L provided and Insurance statement provided is an IRA.
Matter ResolvedRequest
Adjourment
1316/17/2020 10:00 am20-12395 / CMGEdward Nathan VaismanConfirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

NFA PEREMPTORY
AR NO RESOLUTION SINCE APRIL - DISCUSS WITH ATTY
AS OF 6/10/2020 (at):

1. The IRS filed an estimated claim #6 which needs to be resolved/amended. (STILL ESTIMATED)

2. Objection filed by Old Bridge MUA (Scarinci & Hollenbeck) - plan incorrectly lists the MUA as a secured creditor. MUA has a"priming" first lien secured claim totaling $1,665.44. (UNRESOLVED)

3. Objection filed by Nationstar Mortgage/Mr. Cooper (Stern Lavinthal) - plan lists Nationstar as unaffected. Nationstar filed a proof of claim #3 with arrears of $44,695. (UNRESOLVED)

4. Nissan-Infiniti filed a secured arrears claim #7 in the amount of $525.33 which is not in the plan. Is it ok to pay this claim?

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - for non filing spouse. (NOT RECEIVED)
- A copy of the last filed tax return - 2019 (NOT RECEIVED YET - DUE BY 8/31/20)
- Need proof of shareholder distribution income. (NOT RECEIVED)
- A Modified Plan that addresses mortgage arrears of $41,535 and that pays student loans outside of the plan. (MOD PLAN NOT FILED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,600/month for food for a household of three
$432/month for cell phones
$800/month for transportation
$670/month for back taxes (IRS will be paid through the bankruptcy)
$673/month car payment
$674/month for adequate protection mortgage payments - already have a mortgage payment on J
$930/month for cigarettes
$1,004/month for student loans (need mod plan to pay outside)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $6,131.
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objecti
Matter ResolvedRequest
Adjourment
1326/17/2020 10:00 am20-12548 / CMGMark Kriegel Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $11,500.00
6/22/20(mk): Add to Conf. Order Trustee Standard Order of Distribution.

updated 6/17/2020

Ok to confirm at $11,500 paid to date, $2,333x56 begin 7/1/2020 base plan
-Deutsche Bank arrears in the amount of $350.45 to be paid in full through plan, resolving creditor objection

issue as of 6/10/2020

1) Deutsche Bank National Trust Company (RAS Citron) objection to confirmation - RESOLVED, ADD NOTE TO CONFIRMING ORDER PAY ARREARS PER CLAIM THROUGH PLAN
2) Trustee objection to confirmation - RESOLVED

proposed plan $2000x60 base
paid in $9000
last claim 5
RESOLVED TRUSTEE OBJECTION NOTES:
-the debtor is not paying all disposable income into the plan - Form 122c-2 Line 45 shows monthly disposable income of $1,972 which requires minimum $118,320 dividend to general unsecured creditors RESOLVED - REVIEW OF THE FILED FORM 122C-2 SHOWS THAT THE INTEREST, DIVIDEND INCOME SHOULD BE REDUCED TO 2,738.75 (REDUCING INCOME BY $1,761.25) (LINE 7 OF 122C-1) AND LINE 43 (122C-2) SHOULD INCLUDE AN EXPENSE OF $1,505.85 AS THE PLAN PROPOSES PAYMENT OF MORTGAGE ARREARS THROUGH THE PLAN - THE RESULT OF THESE TWO ADJUSTMENTS REDUCES LINE 45 MONTHLY DISPOSABLE INCOME TO ZERO
-need clear breakdown of the $4,500 income for interest and dividends RESOLVED - AMENDED SCHEDULE I REDUCES TO $3,757, PROOF OF INCOME SHOWS $2,738.75
-need proof of payment $1,550 being paid monthly in taxes of Trust income RESOLVED
Matter ResolvedRequest
Adjourment
1336/17/2020 10:00 am20-12672 / CMGPRO SEConfirmation HearingContinued
7/15/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $6,651.00  
MP on 7/15/20; 341 on for 6/25/20.

NEEDS JUDGE AT 12:00
SHOULD THIS BE HELD FOR JUDGE AS THE MOTION TO CONFIRM SV & BAR FUTURE FILIINGS .

Ajax Has prospective relief.

341 now scheduled for 6/25/20 & MP on 7/15/20(mk)

issues as of 6/5/2020

1) 341 not held, not rescheduled - missing documents
2) Not current with Trustee plan payments, arrears $8626.97
3) Ajax Mortgage Loan Trust (Pluese) objection to confirmation - need to resolve
4) Selene Finance/US Bank (Friedman Vartolo) objection to confirmation - need to resolve
5) Gorski Knowlton objection to confirmation - need to resolve


notes from last hearing:

mk to ja-fyi: debtor now Pro se. This hearing is on plan#33. Since then debtor filed plan #53 and then filed another MP (#57)which is on for 7/15/20 so this one (#33) should be w/d or denied. Also on 6/17/20 is motion by Ajax to confirm SV and Barr future filings. TR motion to Dismiss on for 7/1/20.
Matter ResolvedRequest
Adjourment
1346/17/2020 10:00 am20-12899 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $1,000.00  
AS OF 6/12/20 (SF) - NOT CURRENT: 1/4 Arrears: $1500

1. Objection filed by Select Portfolio (Fein, Such) - failure to pay arrears of $86,769.33 and failure to pay correct post-petition payment. Need clarification as to treatment of their claim as the plan proposes a loan mod and refinance.(Mk: resolved : Lm by 9/1/20 and TR authorized to pay arrears pending LM. OTBS w/in 30 days)

Plan proposes $500 x 12, $1700 x 48 100%, Loan mod by 9/1/20 or Refinance by 3/1/21
Payments: 1/4 Arrears: $1500
Matter ResolvedRequest
Adjourment
1356/17/2020 10:00 am20-13345 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $20.00  Total Paid In: $3,350.00
updated 6/16/2020

ok to confirm at $2,680 paid to date, $690x56 begin 7/1/2020 100% plan with sale of real property by 1/1/2021 and non exempt proceeds from sale to Trustee,

issues as of 6/10/2020

1) Quicken Loans Inc (Phelan) objection to confirmation - need to resolve
-approximate arrears ar $40,842.44
2) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return - 2019 return on or by 8/15/2020 PROVIDED
-need copies of bank statements for TD Bank account ending in 9792 for 60 days prior to filing through date of filing PROVIDED
-the debtor is not paying all disposable income into the plan - there are excessive expenses on Schedule J $475/electric/heat REDUCED TO $253.99 BASED ON STATEMENTS PROVIDED; $630 telephone/cable/cellphone REDUCED TO 534.53 BASED ON STATEMENTS PROVIDED; $790 transportation REDUCED TO $700 BASED ON STATEMENTS PROVIDED; $1,250/tuition;
-the debtor is not paying all disposable income into plan - Form 122C - need proof of excessive expenses - Line 10 $709/additional utility expenses REDUCED TO $247.52 AS EXPENSES VERIFIED LOWER THAN SET FORTH ON LINE 10; Line 22 $20 additional health expenses; Line 30 $60 additional food expenses - AS LINE 10 IS ADJUSTED, LINE 45 IN INCREASED TO $1,150.80 WHICH REQUIRES MINIMUM $69,048 DIVIDEND TO GENERAL UNSECURED CREDITORS
-Disposable income per Line 45 will require minimum $41,359 or more to general unsecured creditors. This amount does not include the expenses listed above
-disposable income per Schedule I verifies higher at $1,122.51
-need proof of current auto insurance for all vehicles
-need to file Pre Confirmation Certification with Court
3) IRS priority claim to be amended, currently estimated for 2019 taxes, debtor provided copy of return which shows they received a refund
4) Need to clarify treatment of mortgage arrears while sale pending - Modified Plan filed states "no arrears while loan mod is pending" which leads Trustee to question if they intend to
Matter ResolvedRequest
Adjourment
1366/17/2020 10:00 am20-13655 / CMGMark K. Smith, Esq.Confirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $500.00  
As of 6/16/20 Debtor attorney requested adjournment to allow time to file mod plan

As of 6/10/20 (DS): 1. Trustee obj to the following:
- Must amend Schedules A/B and C to include Bank of America Account ending in 5407.
- Disposable income moot, plan needs more to cover non-exempt equity on real property and bank account $56,915.23.
- Add to confirming order must amend or move against claim no later than 8/15/20.
- There is non-exempt equity of $56,135.57 in real estate and $779.66 in Bank of America Account total $56,915.23, bar date has passed and total gucs filed $25,605.60.
- Must add to confirming order Trustee standard order of distribution.
- Must file Pre-confirmation certificate.

2. PHH Mortgage obj to arrears owed more, POC filed $6,826.62. Obj must be resolved.

3. American Honda filed arrears claim $356.72. Ok to pay?

Prop Plan $250 x 36 Base
Matter ResolvedRequest
Adjourment
1376/17/2020 10:00 am20-13668 / CMGSTEPHANIE SHRETER, ESQConfirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $350.00  
issues as of 6/10/2020

1) Home Point Corporation (RAS Crane) objection to confirmation - need to resolve
-pre petition arrears $23,535.58
2) Trustee objection to confirmation - need to resolve
-the debtor has failed to file a feasible plan - the plan is not feasible due to arrears claim filed by Home Point Financial Corporation
-the debtor has failed to supply the Trustee with the following documents: a current market analysis - the appraisal provided is more than 1 year old; need copies of PNC Savings account for 60 days prior to filing; Amendments to Schedules - must complete Form 122c
-the current plan does not specify treatment of Home Point Financial Corporation under the plan
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non-exempt equity in real estate of approximately $1,734.33 - OK 100% PLAN
-need to file Pre Confirmation Certification

proposed plan $175x60 100% plan
paid in $350
arrears $175
last claim 8
Matter ResolvedRequest
Adjourment
1386/17/2020 10:00 am20-13813 / CMGGARY L GOLDBERG ESQConfirmation Hearing ScheduledContinued
8/19/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 6/4/20 (DS): Debtor attorney requested adjournment, to resolve issues and file mod plan.
Matter ResolvedRequest
Adjourment
1396/17/2020 10:00 am20-13877 / CMGANDREW J KELLY, ESQConfirmation Hearing ScheduledContinued
7/1/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

NEED PROOF OF PYMT OF 18O0 BY FRIDAY
OR NEED PAYMENTS REC DISM AND CAN REINSTATE WHEN $ COME IN

AS of 6/5/20(mk):

>>AS OF TODAY NO PAYMENTS( arrears 1,800)<<


1. Trustee objection:
NEED TO GET CURRENT ON TRUSTEE PAYMENTS
-need tax returns for 2018 and 2019 or cert of non-filing..
Must file Pre-confirmation certificate.





Plan:600 x 60 Base
payments 0/3
last claim:6-1, bar date:5/15/20
Matter ResolvedRequest
Adjourment
1406/17/2020 10:00 am20-13909 / CMGBRUCE H. LEVITTConfirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 6/12/20 (SF)

1. Objection filed by Nationstar Mortgage (RAS Citron) - failure to pay arrears of $23648.76

2. IRS filed estimated priority and unsecured claim 6-2 (NEED AMENDED CLAIM)

3. Trustee objection:
- Need a copy of the last filed tax return - Need copy of 2019 Tax Return by 8/15/20
- Updated auto insurance, insurance expired 4/12/20.
- Income verifies higher and 22 has disposable income, however, plan is proposing 100% to gucs.
- Must file Pre-confirmation certificate.

Plan proposes $940 x 60 100%
Payments: 3/3
Matter ResolvedRequest
Adjourment
1416/17/2020 10:00 am20-14405 / CMGSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 4 required payments   Arrears: $0  

AR CAN ADJ IF CURRENT
As of 6/10/20 (DS): 1. Debtor in arrears $694, made 1 out of 3 payments.

2. Trustee obj to the following:
- Need bank statements for Bank of America for March, prior to filing date and 2019 tax return, if not filed no later than 8/15/20..
- Need service on motions in plan.
- Must resolve IRS estimated claim, 2016, 2017 & 2019 tax returns not filed.
- Need Trustee standard order of distribution of distribution.
- Must file Pre-confirmation certificate.

3. Westlake filed arrears claim $10. Ok to pay?

Prop Plan $347 x 60 Base
Matter ResolvedRequest
Adjourment
1426/17/2020 10:00 am20-14446 / CMGLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,829.00  
issues as of 6/5/2020

1) 341 not held, documents received - adjournment request required
2) Current with Trustee plan payments
3) Wells Fargo Bank (Saldutti) objection to confirmation - need to resolve
Matter ResolvedRequest
Adjourment
1436/17/2020 10:00 am20-14457 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $555.00  
issues as of 6/10/2020

1) Santander Consumer USA Inc (Morton) - objection to confirmation - need to resolve
2) Trustee objection to confirmation - need to resolve
-need a copy of the 2019 tax return by 8/15/2020
-need amended profit and loss statement removing utility expense of $3,600 as business operates out of home and Schedule J includes utility expense of $375/month
-debtor not paying all disposable income through plan - spouse income and business income higher than scheduled, disposable net $899.94
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - Schedule B lists balance of Wells Fargo checking and savings account $69,000 and the final bank statement before filing shows ending balance of $78,570.90 and no exemption. Therefore, nonexempt equity of $575,570.90 should be paid to general unsecured creditors - may be 100%. Need to address this issue
-need to resolve Santander Consumer objection re 2015 KIA Sedona

proposed pl
Matter ResolvedRequest
Adjourment
1446/17/2020 10:00 am20-14470 / CMGKirsten B. Ennis Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $3,900.00
AS of 6/8/20(mk):Updated- atty ok to terms.


***RECOMMEND CONFIRM AT $2,925 PTD,THEN $975 x 33, BEGIN 7/1/20; 100%,
PRESERVE T/H OF $199,454 DUE TO NE EQUITY IN REAL PROPERTY;
STRIKE PER PLAN CLAIM OF BOROUGH OF SOUTH BOUND BROOK IN PART 4b of PLAN.
TRUSTEE IS AUTHORIZED TO PAY NIP CLAIM #7-1 OF FWDSL & ASSOC IN THE AMT OF $18,038.75
AS A SECURED CLAIM THROUGH THE PLAN.***


1. POC filed by FWDSL & Assoc on Tax Lien for Tax Sale cert on RE. $18,038.75. Plan lists
Borough of South Brook as noted below. Is this the claim for that or are they separate claims?
(PER ATTY THEY ARE THE SAME CLAIM.) WILL ADD LANG TO CONF ORDER TO STRIKE PER PLAN
CLAIM OF BOROUGH OF SOUTJ BOUND BROOK IN PART 4b of PLAN. TRUSTEE IS AUTHORIZED TO PAY
NIP CLAIM #7-1 OF FWDSL & ASSOC IN THE AMT OF $18,038.75 AS A SECURED CLAIM THROUGH THE PLAN.


2. Trustee Objection:
- plan must remain at 100% due to the non-exempt equity , which
as of now is $199,545 in the real estate. This is using the amt of Tax claim #7-1 filed by FWDSL & Assoc
-need 2019 tax return by 8/15/20.(Provided).
-need updated proof of homeowner's insurance .((Provided)

Plan:975 x 60;100%
payments:3/3
lastclaim:9-1,bar date:5/25/20
Matter ResolvedRequest
Adjourment
1456/17/2020 10:00 am20-14492 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,700.00  
Atty wants to adj to deal with IRS and Wells Fargo #4 by filing motions

AS OF 6/16/20 (SF) UPDATED

RECOMMEND $5100 PTD, $4656 X 57 (BEGIN 7/1/20) BASE PLAN
- OK TO PAY ARREARS CLAIM FOR DEUTSCHE BANK/SPS - COTBS IN 30 DAYS RESOLVING OBJ.
- OK TO PAY IRS CLAIM 1-1
- OK TO PAY WELLS FARGO ARREARS CLAIM 7-1
- MOTION TO RECLASSIFY WELLS FARGO CLAIM 9-1 TO BE FILED WITHIN 15 DAYS, PUT HOLD ON CLAIM
- STUDENT LOANS TO BE PAID OUTSIDE PLAN




1. Objection filed by Select Portfolio (Fein, Such) - failure to pay arrears of $71,888.52 and speculative loan mod (THE PLAN DOES PROPOSE TO PAY ARREARS) (COTBS)

2. IRS filed higher priority claim 1-1 for $58,820.89 (OK TO PAY?)

3. Wells Fargo Bank filed arrears claim 7-1 for $3411.66 (OK TO PAY?)

4. Wells Fargo/AJ Perri filed bifurcated claim 9-1. $9578.22 is secured and $1377.44 is unsecured and $10,955.66 (HOW SHOULD THIS CLAIM BE PAID?) - MOTION TO RECLASSIFY TO BE FILED IN 15 DAYS

5. Trustee objection:
- Need proof of 2 month's income - March & April 2020 & April for debtor and co-debtor (RECEIVED)
- Income appears to verify much higher for co debtor . Need further proofs as requested above. (DISPOSABLE INCOME VERIFIES HIGHER AT $4556.55) TRUSTEE PAYMENT WILL NEED TO INCREASE.

Plan proposes $1700 x 6, $2593.42 X 54 Base Loan Mod by 9/2020, Student loans outside
Payments: 3/3

RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (SERVICE OK)
- student loans to be paid outside plan.
- must file pre conf cert. (FILED)
- Objection filed by US Bank (Licker) - to cram of 1st mortgage (DOC#17 WITHDRAWN)
Matter ResolvedRequest
Adjourment
1466/17/2020 10:00 am20-14592 / CMGROBERT C NISENSON ESQConfirmation Hearing on Modified PlanContinued
8/19/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 6/5/2020

1) 341 not held, rescheduled for 6/25/2020
2) Current with Trustee plan payments
Matter ResolvedRequest
Adjourment
1476/17/2020 10:00 am20-14713 / CMGMICHAEL MCLAUGHLINConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $350.00  Total Paid In: $1,050.00
AS OF 6/12/20 (SF)

RECOMMEND $1050 PTD, $350 X 15 (BEGIN 7/1/20), $1386 X 42 (BEGIN 10/1/21) 100%
- OK TO PAY WELLS FARGO CLAIM 2-1
- OK TO PAY TD BANK CLAIM 1-2 AS FILED BECAUSE PLAN WILL BE 100%


1. Wells Fargo filed arrears claim 2-1 for $166.10 (OK TO PAY?)
2. TD Bank filed amended bifurcated claim 1-2 for $750 secured and $461.86 unsecured which is not addressed in plan (OK TO PAY $750 SECURED AND $461.86 AS UNSECURED)
2. Trustee objection:
- pension loan statement, based on pays tub should be paid in 15 months disposable income would increase $1,680/month ($1680 will be available in 5/2021) (PLAN REQUIRES 100%)
- Disposable income on Line 45 of Form 122c $388.41 requires minimum $23,304.60 dividend to general unsecured creditors (THIS IS INCORRECT AS INVOLUNTARY DEDUCTIONS DO NOT TOTAL $2349.68 AS PENSION LOAN EXPIRES IN 15 MONTHS)
-need statements for Valic 403(b) loans showing balance due. (loan will expire is 11/2023) $157.52 will be available


Plan proposes $350 x 18, $850 x 42 Base
Payments: 3/3

RESOLVED ISSUES:
- must file pre conf cert (FILED)
Matter ResolvedRequest
Adjourment
1486/17/2020 10:00 am20-14749 / CMGTHOMAS J ORR ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $1,298.00
AS OF 6/10/2020 (at):

RECOMMEND: $900 PAID TO DATE, $394 x 27 BEGINNING 7/1/2020, $515 x 30 BEGINNING 10/1/2022, BASE
Debtor's attorney must file a claim on behalf of Burlington City Water and Sewer and a Motion to allow the late claim or it will be stricken from the plan.
Student loans will be paid outside of the plan.
Claim #1 filed by Onemain Financial will be not be paid. Debtor has surrendered the vehicle in the modified plan.


Debtor's attorney must file a claim on behalf of Burlington City Water and Sewer and a Motion to allow the late claim or it will be stricken from the plan.

1. OneMain Financial filed a secured arrears claim #1 (2005 Cadillac) which is not in the plan. Is it ok to pay this claim? (SURRENDERED IN MOD PLAN)

2. Trustee's objection:
- add to confirming order that student loans to be paid outside plan. (LANGUAGE ADDED)
- must file pre conf cert. (FILED)

Plan proposes: $300 x 30 beginning 4/1/2020, $515 x 30, $0 to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
1496/17/2020 10:00 am20-15132 / CMGDAVID G BESLOW, ESQConfirmation Hearing ScheduledContinued
7/1/2020 10:00 am
Debtor has made 0 of 4 required payments   Arrears: $0  

Adj. to j 7/1/20: CONVERT OR DISMISS: atty looking to convert to 7. Debtor lost job

AS OF 6/16/20:

1. NO PAYMENTS. o/3.
2. 341 docs in & adj request for 341 uploaded today.
Matter ResolvedRequest
Adjourment
1506/17/2020 10:00 am20-15213 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $400.00  
AS OF 6/10/2020 (at):

NEED TO REQUEST AN ADJOURNMENT OF THE CONFIRMATION HEARING.

1. 341 is scheduled for 6/25/2020.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
1516/17/2020 10:00 am20-15252 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 7 of 3 required payments   Arrears: $0  

As of 6/16/20 (DS): Debtor atty req adj to allow time to provide info on mother's estate

As of 6/9/20 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, income verifies at $-68.90.
- Need Proof of 2 month's income from royalties of books prior to filing date, docs provided is from 6/2019.
- There is non-exempt equity on real property $68,966.84, which would require 100% to gucs.
- Arrears claim filed by Bank of America $129.77.
- Must provide info on debtor's mother's Estate. Need copy of will and accounting if filed or in the alternative, proof of and assets or fund received as a result of the probate of the estate.
- Add to confirming order that all non exempt proceeds from Estate of debtor's mother be provided to Trustee.

2. Bank of America obj to arrears owed, POC filed arrears $129.77.

3. Fox Chase Garden Condo Assoc filed bifurcated claim, arrears $4,846.90, secured $4,520.40 and unsecured $326.50. Claim must be resolved.

Prop Plan $889 x 60 Dollar Base $41,911.39
Matter ResolvedRequest
Adjourment
1526/17/2020 10:00 am20-15273 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
9/16/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $300.00  
341 docs in and adj request for new 341 date pending.
Matter ResolvedRequest
Adjourment
1536/17/2020 10:00 am20-15339 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
8/19/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 6/9/2020

1) Trustee objection to confirmation - need to resolve
-the debtor has failed to file a feasible plan - that proposes a tier plan, motorcycle payment $317 ends in moth 8
-auto insurance for all vehicles, including trailer and motorcycle
-need valuation of 2017 trailer
-the debtor is not paying all disposable income into the plan - proof of income verifies higher, there is disposable income $802.09, plus motorcycle payment ends
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non-exempt equity on Dodge Ram $7,658; Harley $951.98 (statement dated 1/4/2020) and bank account $532.07 (more or less, pending review of bank statement)
-bank statements from TD Bank 2 months prior to filing date
-must file Pre Confirmation Certification

proposed plan $225x60 minimum $7,658
paid in $500
last claim 7
Matter ResolvedRequest
Adjourment
1546/17/2020 10:00 am20-15365 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
7/1/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $190.00  
AR HO INS SUBMITTED NEED CERT THAT CAR IS NOT BEING DRIVEN 341 MUST BE SCHEDULED BY 7=1
WAITING FOR HOME AND AUTO INS IF REC OK TO ADJ IF NOT DISM WITH OUT PREJ
AS OF 6/10/2020 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/2, arrears $190
Matter ResolvedRequest
Adjourment
1556/17/2020 10:00 am20-15534 / CMGJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $700.00  
6/16/20: Now Current w/ payments.

AS OF 6/12/20 (SF)


1. 341 NOT HELD - RESCHEDULED TO 6/25/20
2. PAYMENTS: 2/2
Matter ResolvedRequest
Adjourment
1566/17/2020 10:00 am20-15551 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
9/2/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $460.00  
6/17/20:

1. now 2/2
2. 341 now on 7/9/20.
Matter ResolvedRequest
Adjourment
1576/17/2020 10:00 am20-15561 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 6/15/20(mk):updated notes

>>Need answer to #1 & Cert from co debtor regarding proceeds from Trust & /Or Estate of Rita Brennan as set forth in TR objection, then can work it up.<<


1.Objection by Nationstar(Gross Polowy):
-plan fails to address arrears POC $2,254.10- OK TO PAY?

2. Trustee Objection:
--excess on Line 45 of Form 122c shows disposable income of $1,165.94 and requires
minimum $69,956.40 dividend to general unsecured creditors
-need copy of the last will and testament and certification regarding the 2019 inheritance of
$50,000(Uploaded a TRUST AGMT FOR RITA BRENNAN LIVING TRUST. CO DEBTOR REC'D DISTRIBUTION-ASKED FOR CERT/WILL REGARING INHERITANCE IN 2019-LOOKS LIKE CK FOR $62,500 ISSUED 1/9/19. ID THAT AMT CO DEBTOR REC'D? WAS THERE ALOS A WILL FOR DECEDENT,RITA BRENNAN? STILL NEED CERT THAT TO IF THAT IS ALL CO DEBTOR RECEIVED & WHAT FUNDS WERE SPENT ON.
-must file pre conf cert.
-car insurance renewal needed, policy provided expires 6/1/2020(Provided).
- homeowner's insurance renewal declaration (Provided).

3. Plan has Student Loans separately classified in Part 5 b and treatment as Pro rata- Are they to be pd pro rata in plan like rest of gucs or Outside plan?(PER ATTY-PAY PRO RATA W/ REST OF GUCS). STRIKE SEP. CLASSIFICATION FROM PART 5b.


Plan:1165 X 60 BEG 5/20; BASE
payments:2/2
last claim:11-1, bar date:6/23/20
Matter ResolvedRequest
Adjourment
1586/17/2020 10:00 am20-15567 / CMGTHOMAS M MONAHAN, ESQConfirmation Hearing ScheduledContinued
7/14/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,029.00  
AS OF 6/8/2020 (at):

1. 341 is scheduled for 6/25/2020
2. Payments: 1/2, arrears $1,029.47
Matter ResolvedRequest
Adjourment
1596/17/2020 10:00 am20-15615 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 6/16/20 (DS): Debtor attorney requested adj to resolve claim

As of 6/12/20 (DS): 1. State of NJ filed estimated claim, 2018 not filed. Claim must be resolved. Also no priority unsecured portion owed. Is this to be stricken? Emailed atty

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1. Trustee obj tot he following:
- Need service on motions in plan. SERVICE DONE
- Must resolve IRS estimated claim, 2018 tax return not filed. AMENDED CLAIM FILED
- Must file Pre-confirmation certificate. FILED

Prop Plan $104.14 x 60 Base
Note: 2019 Tax return, bank statements and auto insurance provided.
Matter ResolvedRequest
Adjourment
1606/17/2020 10:00 am20-15616 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

debtor deceased

issues as of 6/5/2020

1) 341 not held, not rescheduled - missing documents
2) No Trustee payments to date, arrears $1,000 (0 out of 2)
3) Select Portfolio Servicing/Deutche Bank (Fein Such) objection to confirmation - need to resolve
Matter ResolvedRequest
Adjourment
1616/17/2020 10:00 am20-15675 / CMGDavid M. Meth, Esq.Confirmation Hearing ScheduledContinued
9/2/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

6/15/20 Adj request denied, 341 not held due to missing docs.
Matter ResolvedRequest
Adjourment
1626/17/2020 10:00 am20-15769 / CMGBRIAN S THOMAS ESQConfirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 6/5/2020

1) 341 not held, rescheduled for 6/25/2020
2) current with Trustee plan payments
Matter ResolvedRequest
Adjourment
1636/17/2020 12:00 pm18-16547 / CMGJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $6,000.00
Matter ResolvedRequest
Adjourment
1646/17/2020 12:00 pm18-22348 / CMGWilliam H. Oliver, Jr., Esq.Motion compensationWithdrawnTotal Paid In: $5,848.00
Trustee limited obj (proposed order increased plan payment to $4,167 in error)<
Matter ResolvedRequest
Adjourment
1656/17/2020 12:00 pm19-20658 / CMGAndrew Thomas Archer Motion CompensationGrantedTotal Paid In: $3,310.00
Matter ResolvedRequest
Adjourment
1666/17/2020 12:00 pm19-24518 / CMGDONALD F CAMPBELL, JRMotion CompensationOrder to be SubmittedTotal Paid In: $13,500.00
6/16/20(mk) Resolved - Revised OTBS- terms in PN

Trustee obj<>
Matter ResolvedRequest
Adjourment
1676/17/2020 12:00 pm19-25497 / CMGMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $15,750.00
Matter ResolvedRequest
Adjourment
1686/17/2020 12:00 pm19-28306 / CMGMARYBETH SCHROEDERMotion CompensationOrder Previously SubmittedTotal Paid In: $3,750.00
TR OBJ. - Resolved.
Matter ResolvedRequest
Adjourment
1696/17/2020 12:00 pm19-29943 / CMGDONALD F CAMPBELL, JRMotion CompensationOrder to be SubmittedTotal Paid In: $1,750.00
6/16/20: Funds on hand as of now $743.15
Resolved. Revised Order to be submitted.
See terms in PN


TR Obj.-Limited
Matter ResolvedRequest
Adjourment
1706/17/2020 2:00 pm15-13946 / CMGPRO SEMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $51,891.00
OTBS- debtor to be current for June .

To BE HEARD AT 12:00 on 6/17/20

-Suppl cert filed by bank #162. Debtor emailed cert in opp'n to mk.(I replied to file w/ ct. & serve adversary(see PN) Debtor reply that it was sent to CT.

Per email from Chambers(M. Tedesco). Adj to 6/17/20 at 12:00PM ( Will CHG to 2:00>>. Record needs to be supplemented. On or before 6/10/20 each party must file submissions. Each party should state what they believe the current arrears are as of the June 2020 payment. The bank should update its payment history (ECF 157). If Ms. Foster believes any payments are unaccounted for, she should provide proof of payments with her submission. Ms. Foster should also specifically outline her proposal to cure any arrears.
The supplemental submissions should be e-mailed to the Court and your adversary. Debtor(Ms. Foster)r should also mail a hard copy to the Court. hearing via ct solutions. Debtor's fee should be waived .if issue, contact court<<
------------

JUDGE TO REVIEW EMAIL
6/2/20: Debtor email says she is NOT appearing telephonically as apparently she was charged last time?. She will challenge atty billing to her mtg???

6/1/20: Wiil be appearing on Ct Solutions.

5/5/20(mk):Creditor seeks adj to 6/3/20 to confirm debtor payments but has not heard if debtor consents to adj.
PLan has expired- 62 mos Plan bal 1,014
Ct. Solutions.
5/4/20(mk):per creditor email, pay history filed and last 3 payments applied as follows:
1.October 31, 2019, in the amount of $3,392.00 which was applied to the payments due: July 1, 2019, August 1, 2019, September 1, 2019
and October 1, 2019.
2.January 10, 2020, in the amount of $1,130.00 which was applied to the November 1, 2019 payment.
3.March 16, 2020, in the amount of $1,132.00 which was applied to December 1, 2019 payment


4/1/20: adj to 5/6/20 to review the pay records

3/31/20 Mk: creditor atty email -he will appear via ct solutions. and apparently the debtor will also- Debtor is pro se

2/201
Matter ResolvedRequest
Adjourment
1716/17/2020 2:00 pm19-15546 / CMGNICHOLAS FITZGERALD, ESQMotion CompelMootTotal Paid In: $1,951.00
MOOT, PARTIES AGREE THAT REFUNDS EITHER HAVE BEEN, OR SOON WILL BE, RETURNED TO THE DEBTOR. IN ORDER TO PURSUE SANCTIONS, DEBTOR WILL FILE FORMAL MOTION ON PROPER NOTICE (related document(s): 31 Motion to Compel filed by Erica C. Clark)

6/17/20 at 2:00- for Judge - This will be only matter at 2.

6/1/20:mk- email fromP.Dunn-Hale of Union cty- she is trying to file opposition . Having pacer issues. she emailed me her papers. now uploaded at #44

5/26/20: Motion was relisted per email from Pamela Dunn-Hale , Deputy Counsel for Union Cty Div. Of Social Services. SEE PN.

5/22/20:Mk: Atty to submit Order- Mk review and sent email to chambers as relief included continued date for live testimony and sanctions/atty fees which Judge must rule on.


5/15/20(mk)TR Suppl Obj, filed to Motion

5/15/20(mk): cert of Service filed. Letter also filed in Support releases USA & St of NJ from motion relief. Still seeking relief vs Union Cty Div. of Social Services. Motion says debtor received notice that she was overpaid $1,783 for NJ SNAP Benefits for 2015. They sent notice of offset to debtor of her st & fed tax returns. Apparently her refunds were intercepted. Debtor has now released The st & fed - so WHAT is he seeking form Union cty? Filed TR objection for clarification & will need new form of Order if there is relief to be granted in this case.

4/10/20(mk): atty needs a 30 day adj for proper service on Union Cty.AJ. to 5/20/20 NFA

4/8/20(mk):Atty cert filed #36 says w/d both United States & St of NJ from action.Now only pursuing relief vs. Union Cty Dept Social Services for causing the offset of St & Federal tax refund. adds damages to his motion ( but no cert from debtor as to damages )& debtor wants to testify. Proposed order attached as exhibit. Atty cert seeks return of Federal refund of 1,800.08 from Union Cty Dept.- ( Union Cty offset refunds for r due to overpayment of NJ SNAP Benefits to debtor.

4/3/20(mk): email form debtor atty-->>>By virtue of this e
Matter ResolvedRequest
Adjourment
1736/17/2020 2:00 pm19-22119 / CMGSTEVEN N. TAIEB, ESQ.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 13 required payments   Arrears: $1,416.00  Total Paid In: $6,050.00
12:00 on 6/17-

AT will review numbers with the Post pet. added in and see what we are looking at.

MK: OTBS on New Rez/Shellpoint. Pays arrears poc $64,748.28 adds Post petition arrears $26,481.64 atty fees 200. THIS CHANGES PLAN CALCULATION AND HAS TO BE REVIEWED IF FEASIBLE.

AS OF 6/17/2020 (at):

RECOMMEND: $6,050 PAID TO DATE, $1,416 x 73 BEGINNING 7/1/2020, BASE
Need order resolving New Rez objection to modified plan within 30 days of confirmation.
Santander will be paid outside of the plan per stay relief.

RECEIVED CERTIFICATION IN SUPPORT OF MOD PLAN DUE TO COVID. (DOC #50)

1. Objection filed by New Rez/Shellpoint (Hill Wallack) - mod plan does not propose to pay pre-petition arrears of $64,748.28.

2. Part 9 of the modified plan is blank. (PLAN EXTENDED DUE TO COVID)

3. MP does not propose a loan modification, but part 4 states that no arrears will be paid to Shellpoint Mortgage pending a loan modification. (PER ATTORNEY, PAY ARREARS PER CLAIM)

4. Plan lists Chrysler Capital as secured claim unaffected by the plan. Stay relief was granted on 12/5/19. (PER ATTORNEY, LEASE ENDED, BUT DEBTOR CONTINUES TO PAY FOR AND USE THE VEHICLE)

5. Plan lists Burlington Twp will be paid $2,078 as a priority creditor. Priority claim amount is $3,468.79. (PER ATTORNEY, PAY PRIORITY CLAIM)

MP proposes: $5,000 paid to date, $1,050 x 74 beginning 5/1/2020
Payments: 8/12, arrears $2,950
Matter ResolvedRequest
Adjourment
1726/17/2020 2:00 pm19-22119 / CMGSTEVEN N. TAIEB, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $6,050.00
6/17/20- Judge to hear at 12 .

AR SEE NOTES CONF
AMT: MP 6/3*** MP DISPENSATION CHANGED TO ISSUES- OTBS w/ MTG co pays POC arrears adds Post petitoin$26,481.64 200 atty fees. CHANGES PLAN CALCULATION AND MUST BE REVIEWED FOR FEASIBILITY***<<>>atty says he has filed Covid cert & amended I & J

3/25/20-adj request- debtor has funds need to post

Debtor obj, filing MP<>SV/SANTANDER #4-1; FAILED TO LM BY 12/18/19; ARREARS
Matter ResolvedRequest
Adjourment
1746/17/2020 2:00 pm20-13185 / CMGJOSEPH CASELLO ESQConfirmation Hearing ScheduledContinued
7/1/2020 2:00 pm
Debtor has made 4 of 5 required payments   Arrears: $1,000.00  
6/17/20: NEW TIME 12:OO Noon


CMG: it is an executory K and can be rejected. may be issue of rejection damages. plan is 100%sale of RE & list by 8/1/20. How is Horn's claim pending sale to be treated??? debtor atty says Horn has ownership claim not a secured claim

5/6/20 : Need Brief by creditor atty ( B. Hannon esq.) in reply to JMC Response needed. by 5/ 20/20 Reply by JMC 2 weeks later by June 3 and hearing 6/17 at 2:00.

Ct: Hannon client has a claim under settlement agmt. Issue is the settlement agmt. an executory K?

5/1/20(mk): Per atty - Will Need Judge For this case.

AS OF 6/11/20 (at):

1. Objection filed by Santander Bank (Stern Lavinthal) - failure to cure arrears of $1,057.92 and adequate protection payments should be $871.94. OTBS OK TO PAY CLAIM AD PRO OS PLAN

2. Objection filed by Joseph Horn (Norgaard) - Debtor failed to pay secured creditor $270,000 within 90 days of the stipulation of settlement which was executed on 3/25/19. DEBTOR ATTY LETTER BRIEF (#18)IN RESPONSE TO OBJ>

3. Trustee's objection:
-Need to resolve the Santander objection to confirmation - treatment of arrears $1057.92,
proposed adequate protection payments are not the correct amount should be $871.94 (NEITHER OBJECTION RESOLVED)

Plan proposes: $1,000 x 36, 100% to guc's, sale by 12/31/2020
Payments: 4/4
Matter ResolvedRequest
Adjourment
1786/17/2020 3:00 pm19-32353 / CMGDaniel Straffi, Esq.AP Summons IssuedContinued
7/15/2020 3:00 pm
Total Paid In: $700.00
AP 20-1127 COMPLAINT TO DETERMINS NON-DISCHARGEABILITY Eileen Ladley vs. Anthony Kapp PRE-TRIAL
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes