| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 18-19366 / CMG | Stephen M. Goldberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 7/23/2025 9:00 am | Debtor obj, made pymt<> Made recent payment 6/2- when to conduit mtg so now Plan balance 6,620.22 plan has expired. in month 85. | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 20-10909 / CMG | Erik M. Helbing, Esq. | Motion Reinstate Stay | Order Previously Submitted | MTN REIMPOSE STAY 5/30/25(mk) Order submitted and outside cure by 5/31/25 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 20-10909 / CMG | Erik M. Helbing, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 6/11 Peremptory plan bal paid- needs more time for SV issue-MOTIONTO REINSTATE STAY ON 6/11/25 4/4 AMT: ATTY REACHED OUT TO MTG CO FOR CONS ORDER TO REINSTATE STAY<> 3/20 PYMT POSTED, BUT ATTY WAS ADVISED SV NEEDS TO BE ADDRESSED<<>> SV/RUSHMORE #13-1; FAILED TO PAY PLAN BAL>>PAID Plan has expired | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 20-17105 / CMG | Robert Stephen Casagrand, Esq. | Trustee Certification of Default | Continued 7/23/2025 9:00 am | debtor to pay 2,000 tomorow and balance in 30 days Plan balance 4,533.28 AS oF 6/4/25 PLAN HAS EXPIRED was adj to 6/11/ to allow debtor to pay plan balance 5/13/25: sent email to atty- reply - he has not heard form client- he will appear. Debtor obj<> | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 20-18729 / CMG | Scott E. Kaplan, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 7/2/2025 9:00 am | to pay plan off 5/30/25: atty will submit revised order addressing priority and guc claims to be paid Motion for Late claim on 6/11/25 Debtor obj<>ARREARS $4,845 last pay 2/2/25; NEEDS TO ADDRESS NY STATE LATE FILED CLM #4-1 (P&U PORTIONS) Plan will not complete timely | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 20-18729 / CMG | Scott E. Kaplan, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Revised Order Submitted | 5/30/25: atty submit revised order addressing priority and guc claims to be paid MTN ALLOW LATE CLM NYS DEPT OF TAXATION AND FINC mk: tr obj: needs a revised Order to pay both priority and guc portion thru plan. Plan was confirmed at 100%. | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 20-18729 / CMG | Scott E. Kaplan, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | OTBS- outside cure to lender creditor request to adj. to 6/11/25 to be on w/ TR Motion which has been further adj to 7/2/25 4/24/25:working on CO Debtor obj, requests recap<>DEUTSCHE BANK/ RTE 539 (LOGS) | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 21-16796 / CMG | Candyce I. Smith-Sklar, Esq. | Creditor Certification of Default | Granted | Debtor obj, will make pymt & requests recap; creditor response<> NATIONSTAR/Hollowbrook Road ( Gross Polowy) | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 21-16796 / CMG | Candyce I. Smith-Sklar, Esq. | Trustee Certification of Default | Dismissed | Debtor obj, will make pymt & requests recap<> ARREARS 7,062 as of 6/10/25 last pay was march Creditor cert of default on 6/11 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 21-17884 / CMG | Steven A Serna, Esq | Trustee Certification of Default | Order to be Submitted | 6/12 amt: TR ORDER TO CHAMBERS<> PER AR: TR Order that 10,000 due w/in 7 days and &,000 By 7 days form 7/1/25per and will reacp w/ a self executing default TFS 8/1/25. MK: per mtg co- last pay on Post pet was 2/11/25- so 4 mos behind on that. 6/5/25(mK) atty says client wants to stay in case. can sent 10,000 and then asks for recap. Does not appear to be feasible. Asked what is source of funds adj to 6/11 to Convert or D 5/20/25: SALE K FELL THROUGH. ATTY IS REVIEWING POSSIBLE OPTIONS W/ CLIENT Debtor obj, selling ppty<> ARREARS 23,000 Motion to sell on 5/21/25 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 22-10127 / CMG | Scott D. Sherman, Esq. | Creditor Certification of Default | Continued 7/23/2025 9:00 am | Debtor obj<> FOXCHASE AT tINTON FALLS (McGovern) | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 22-10127 / CMG | Scott D. Sherman, Esq. | Trustee Certification of Default | Continued 7/23/2025 9:00 am | Debtor obj, can make pymt & requests recap<> ARREARS 2,084 as of 6/4/25 pending payment 1,900 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 22-12925 / CMG | Robert Cameron Legg, Esq. | Trustee Certification of Default | Continued 7/2/2025 9:00 am | Debtor obj, pension loan to pay arrears<> ARREARS $800 as of 6/10/25 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 22-14517 / CMG | Karina Pia Lucid, Esq. | Creditor Certification of Default | Conduit / OTBS | 6/16 AMT: DRAFT TO PARTIES<> AMT; TR CONDUIT REQUEST<> Debtor obj, will pay<> NEWREZ/White Marsh Drive 6/9/25: creditor is working thru #s and will advise once he gets final figure. Debtor agrees to Conduit | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 22-18525 / CMG | Robert Cameron Legg, Esq. | Trustee Certification of Default | Withdrawn | 6/5/25(mk) email form atty TFS pending payment for 646 made on 6/2 POSTED so this motion is W/D Debtor obj, will pay<> ARREARS now $530 as of 6/3/25 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 22-18697 / ABA | Carol L. Knowlton, Esq. | Confirmation Hearing on Modified Plan | Continued 8/27/2025 9:00 am | 5/21/25 - Plenary Hearing conducted. Briefs due within three weeks from the filing of the transcripts - ADJ Conf to 8/27/25. ABA set a Peremptory date of 5/21/25 for the claims motion - ADJ Confirmation to 6/11/25 Peremptory (dm) ISSUES AS OF 2/24/2025 (DM): 2/19/25 - Court scheduled evidentiary hearing (JONES ARE ENTITLED TO A GUC NOT A SECURED CLAIM - JUDGE GIVING 60 DAYS TO EITHER AGREE ON AN AMOUNT OR HAVE ANOTHER PLENARY HEARING. PER JUDGE, CONFIRMATION HAS TO BE ADJ UNTIL AFTER CLAIM IS DETERMINED - dm) 8/20/24 - Borough of Riverton obtained stay relief on 602 Cinnaminson St, 612 Lippincott Ave and 401 Second St properties. Motion to Expunge Renny & Shelia Jones POC (9-1) is scheduled for 5/14/24. Marital residence was sold, and trustee received $64,564 from sale. 1) Renny & Shelia Jones (CORVELEYN LAW FIRM) OBJs - case pending for 17 months, claims that the 4 properties, although in the name of debtor, are not really hers because Jones put up all the money. Debtor is collecting rent on 2 properties but not disclosed in schedules. Secured POC from Renny and Sheila Jones (Graig Corveleyn, Esq) in the amount of $1,422,602.98 makes the case infeasible. 100% due to non-exempt equity in real estate. 2) IRS recently filed $1,520.17 post-petition POC (16-1) for 2023 tax returns that are estimated (UNRESOLVED.) 3) Plan provides $3,370.66 secured treatment to Borough of Riverton on Cinnaminson St property - no POC filed for this property (CREDITOR FILED POC 14-1, BUT STAY RELIEF GRANTED 8/20/24.) 4) Current attorney, Carol Knowlton, has $10,000 in estimated fees which will need a Fee App. 5) Trustee OBJ and Balboa Notes: - Not feasible - would need over $1,000/month even if we don't include claim for 1.4 million (NEGATIVE DISPOSABLE INCOME PER AMENDED I&J.) - Need proof of employment (UNRESOLVED.) - Current Pay Stub (RECEIVED CERT THAT DEBTOR IS SELF EMPLOYED.) - Need trustee payments (DEBTOR RESUMED PAYMENTS IN APRIL 2024.) - Child support if/when o | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 23-11680 / CMG | Joan Sirkis Warren, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 7/23/2025 9:00 am | AMT: MP 6/11< ISSUES> NEW MP FILED 5/14/25- adj request uploaded for date of new MP when set. Debtor obj, working on refi<> FAILED TO REFI BY 3/1/25 MP filed on for 5/21/25 to extend time to refi>>ISSUES/NEED RESOLUTION>> | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 23-11929 / CMG | Joan Sirkis Warren, Esq. | Motion Relief from Co-Debtor Stay | Conduit / OTBS | 6/16 AMT: DRAFT TO PARTIES<> AMT: TR CONDUIT REQUEST<> Debtor obj<>SELENE FINANCE/Third St (RAS) Debtor agrees to conduit and so does creditor(RAS) Cory will send #s to AMT | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 23-12456 / CMG | Justin M. Gillman, Esq. | Trustee Motion to Dismiss | Continued 7/23/2025 9:00 am | 7/23/25 to be completely current Debtor obj, will pay<>ARREARS 2,048 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 23-12456 / CMG | Justin M. Gillman, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj, made $8,510 pymt<> M&T BANK/Central Ave (McCalla) | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 23-14111 / CMG | Yakov Rudikh, Esq. | Trustee Certification of Default | Continued 7/23/2025 9:00 am | As of 6/10- Proof of 2,000 payment provided via TFS and w/d form debtor's acct provided- NEEDS TO POST BEFORE ANY RECAP- adj request uploaded 6/11 for a good faith payment to post and then recap Debtor obj<> ARREARS 9,000 as of 6/3/25 last pay was 1/28/25 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 23-14805 / CMG | Peter J. Broege, Esq. | Motion Relief from Co-Debtor Stay | Continued 7/23/2025 9:00 am | LAKEVIEW LOAN /Emerson Place (BROCK & SCOTT) | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 23-15724 / CMG | Daniel E. Straffi, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj, paid in full<>US BANK TRUST/Maple Ave (RAS) | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 23-15904 / CMG | Steven J. Abelson, Esq. | Trustee Certification of Default | Trustee Order | AMT: $14,650.96 PTD (22); $ 2547.79 (jUNE); $ 986 X 37 BEGINNING 7/1/25 (EMAIL TO ATTY)<> 6/5/25: Arrears are $5,823 Last pay 3/7/25- no payment has come in yet 5/20/25:atty has 1/2 arrears in trust acct. Debtor obj, can make pymt & requests recap<>As of 6/2/25 ARREARS 5,823 Last pay 3/7/25 debtor represented 1/2 of arrears by 5-5 , not paid | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 23-16235 / CMG | Vera Fedoroff, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 7/2/2025 9:00 am | MP #79>>ISSUES/OBJECTIONS filed on 6/11/25- extends sale date to August Debtor obj<>FAILED TO SELL LONGEST DR PPTY BY 3/1725 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 23-20918 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | 6/10/25: Order submitted- debtor is post pet current- resume reg [payments Debtor obj, paid<>NATIONSTAR MTG/Green Drive (McCALLA) need pay history | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 23-21399 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Moot - Dismissed | PENNYMAC LOAN/HEMSING Drive (FRENKEL LAMBERT) | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-11087 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | SV/LAKEVIEW LOAN as of 6/10/25 Last pay was 4/7/25 Arrears $3,506 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-11717 / CMG | Steven J. Abelson, Esq. | Motion Dismiss Case | Granted | DEBTOR MTN TO DISMISS | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-12114 / CMG | Jeffrey E. Jenkins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 7/23/2025 9:00 am | AMT: MP 6/11** RECOMMEND DENIED**<> Debtor obj<>PLAN W/D 4/9/25 AND FAILED TO FILE MP IN 14 DAYS<<>> MP #45 filed 5/2/25 to lengthen plan to total 60 mos | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-12352 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | FAILED TO SELL EIGHTH AVE PPTY BY 4/1/25 Creditor cert of default by US Bank 5/9/25- GRANTED | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-12353 / CMG | Marc C. Capone, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj. house listed for sale<>PNC/Selkirk Ave ( KML) | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-12496 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Continued 7/23/2025 9:00 am | Debtor obj,.TD BANK /Hillside Dr (DUANE MORRIS) MK: parties trying to resolve by a CO | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-12925 / CMG | Karina Pia Lucid, Esq. | Motion Relief from Co-Debtor Stay | Continued 7/2/2025 9:00 am | AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj, will pay w/tax refund<>CARRINGTON MTG /Billings St (HILL WALLACK) debtor consents to conduit | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-12967 / CMG | Jeffrey E. Jenkins, Esq. | Trustee Certification of Default | Continued 7/23/2025 9:00 am | adj to and must be fully cirrent or make a GF payment and request recap Debtor obj, will pay<> ARREARS $2,622 as of 6/3/25 6/9/24: atty sent proof of payments by MO for 1,000 and 400- mailed 6/6 and proof of tracking >> atty has uploaded an adj request. | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-13821 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 7/23/2025 9:00 am | MP(#24) filed 6/4/25 to extend time to sell FAILED TO SELL SUMMER AVE PPTY BY 4/1/25; FAILED TO FILE CERT REGARDING STATUS OF SALE WITHIN 60 DAYS OF 8/21/24 CONF | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-13830 / CMG | Avram D. White, Esq. | Motion to Approve Loan Modifiction | Granted | debtro's cert in support filed 6/11 - OK Trustee limited obj<> CREDITOR MTN TO APPROVE LM -No cert. of debtor was filed. | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-13897 / CMG | Warren Brumel, Esq. | Creditor Certification of Default | Order Previously Submitted | Debtor obj, made pymt<> NEW REZ/Carroll Fox Rd ( Parker McCay) Per creditor OTBS- order submitted 6/9/25_ cure $8868 and then reg payments to Lender | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-14829 / CMG | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, made pymt<>HYUNDAI/2021 Kia Stinger (Eisenberg Gold) OTBS:6-month cure of post-petition arrears beginning June; 30-day default clause, insurance clause, counsel fees/costs through the plan >.Creditor Cert of default by Carrington (Hill Wallack) filed 6/3/25 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-15346 / CMG | Andrew Thomas Archer, Esq. | Trustee Certification of Default | Continued 7/23/2025 9:00 am | MP filed 6/10 Debtor obj<> ARREARS $8,685 made recent $750 payment but before that Last pay was 1/10/25 mk:5/15/25> proof of $750 payment- new atty (Archer)in case and wants to file a MP | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-15770 / CMG | David E. Shaver, Esq. | Trustee Certification of Default | Continued 6/16/2025 12:00 pm | Debtor obj, can make pymt & requests recap<> ARREARS now 17,684.42 Made partial payment of 2,588 but before that Last pay March 2025 6/3/25: mk sent atty a case report - he does owe the arrears. | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-16085 / CMG | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | Continued 7/23/2025 9:00 am | AMT: TR CONDUIT REQUEST<> Debtor obj, can pay<>CARRINGTON/Richard St (Hill Wallack) parties attempting to resolve- adj to 7/23 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-16900 / CMG | Vera Fedoroff, Esq. | Creditor Certification of Default | Continued 6/16/2025 12:00 pm | Debtor obj, proposes recap<> SANTANDER/2018 VW (Eisenberg Gold) creditor can't agree to adj | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-16900 / CMG | Vera Fedoroff, Esq. | Trustee Certification of Default | Continued 6/16/2025 12:00 pm | MP on 6/11>>ISSUES/OBJECTIONS>> plan os 2/26 DENIED MP in 14 days debtor says unaware of payment increase and wants RECAP- ARREARS ARE NOW 11,808 AS OF 2/11/25; | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-17553 / CMG | Yakov Rudikh, Esq. | Trustee Certification of Default | Dismissed | 6/11/25: PER ATTY- OK TO D Debtor obj, can make a pymt<> ARREARS 11,432 as of 6/10/25 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-18870 / CMG | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | Debtor obj<>FAILED TO LM BY 2/28/25; debtor has applied for LM 1/20/25 ARREARS $1,499 as of 6/10/25 recent payment posted on 6/9 FAILED TO FILE PRE CONF CERT BY 12/11/24--FILED | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-19129 / CMG | Andrew Thomas Archer, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj<>SELENE FINANCE/Oakcrest Ln (RAS) OTBS :Arrears through June in the amount $3877.90 to be added to the Plan and Debtor to resume regular mortgage payments 7/1/2025. | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-20167 / CMG | George E. Veitengruber, III, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | per atty ok to Dismiss -hold fees- ORDER PROVIDES ATTY FEES -so conf moot- dismissed AMT: MP 6/11 MP filed 5/15/25 to sell property on for 6/11/25 Debtor obj<>PLAN DENIED ON 3/19/25 AND FAILED TO FILE MP IN 14 DAYS | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-20200 / CMG | Robert C. Nisenson, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj<>SANTANDER/2018 Rogue (EISENBERG) | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-20219 / CMG | Andrew Thomas Archer, Esq. | Motion Relief from Stay (Fee) | Continued 7/2/2025 9:00 am | Debtor obj, in loss mit<>SELENE FINC/Dartmouth Way (RAS) | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-20375 / CMG | Warren S. Jones, Jr., Esq. | Motion Relief from Stay (Fee) | Continued 7/2/2025 9:00 am | 6/11/25(mk) ORDER SUBMITTED THIS MORNING CALLING FOR ARREARS OF 6,962.76 TO BE CAPITOLIZED IN PLAN- PARTIES NEED TO ADDRESS THE tRUSTEE'S REQUEST FOR CONDUIT PAYMENTS AMT: TR CONDUIT REQUEST<> Debtor obj, requests recap<>TH MSR HOLDINGS/ROUNDPOINT MTG- Glascow Rd (PINCUS LAW) | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-20670 / CMG | Russell L. Low, Esq. | Motion Relief from Stay (Fee) | Continued 7/23/2025 9:00 am | debtor opp'n>>CAPITAL ONE/2014 Acura (McCALLA) debtor wants 9 mo sure on car | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-20670 / CMG | Russell L. Low, Esq. | Motion Relief from Stay (Fee) | Continued 7/23/2025 9:00 am | Debtor obj<>SELECT PORTFOLIO/Prospect St (RAS) 5/16/25: parties working on a resollution | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-20951 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | AMT: TR ORDER TO CHAMBERS<> AR order DO RECAP w/TFS pending payment in 7 days and then payment 7/1/25 6/10/25(mk): Arrears $5,662.01 LM was denied- plan was full cure and will keep trying for LM debtor to be current by end of April- NEED TO ADDRESS FAILURE TO LM amt: obj does not address LM<<>> Debtor obj, will make pymts<>ARREARS(8,505 as of 4/2/25) FAILED TO LM BY 3/10/25 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-21032 / CMG | John H. Anlian, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | per atty - resolved sale of prop by 8/31/2025 atty fees $699 Tr no pay arrears pending sale adj to 6/11/25 for Order :resolved- debtor to resume pay - prop is listed for sale -must be w/in 90 days Debtor obj<>NATIONSTAR MTG /Sliker Rd (McCALLA RAYMER) settlement talks | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-21032 / CMG | John H. Anlian, Esq. | Motion Relief from Co-Debtor Stay | Order Previously Submitted | 6/10/25: order submitted- payments commence 6/2025, maintain insurance and 449 in atty fees in plan SANTANDER CONSUMER /2021 Gladiator(EISENBERG) | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-21215 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Debtor obj<>FAILED TO LM BY 4/15/25; NEEDS TO ADDRESS NJ TAX PER PLAN CLAIM Debtor has filed for extension on LM- packet has been uploaded - waiting for Lender response WHAT ARE YOU DOING ABOUT TAX CLAIM? Atty says is no claim so needs MP to remove at of NJ | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-21344 / CMG | Adam Schneider, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Continued 6/16/2025 12:00 pm | 5/29/25(mk): will likely need judge again unless resolved w/ parties 4/30/25 :THIS WILL BE HELD FOR JUDGE AT NOON TO BE HEARD WITH OTHER CASE MATTERS DEBTOR'S MTN EXPUNGE POC OF SHAN BALA #2 4/23/25; Creditor opp'n to this motion filed at #22 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-21344 / CMG | Adam Schneider, Esq. | Motion Dismiss Case | Continued 6/16/2025 12:00 pm | 5/29/25(mk) will likely need Judge again CREDITOR, SHAN BALA, MTN TO DISMISS should adj to 4/30. THIS WILL NEED JUDGE CREDITOR ALLEGES: --FRAUD DEBTOR FAILED TO DISCLOSE INCOME -DEBTOR HAS MISREPRESENTED/CONCEALED FINANCIALCONDITION -TRANFERS OF LARGE AMTS OF $ -FALSE CLAIMS **mk: Creditor Proofs are not sufficient and ADV Pro deadline has passed Debtor filed opp'n | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-22371 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Withdrawn | MTN MODIFY CLM IRS >>error in address(zip code) for IRS service so was not rec'd by IRS Email from E. O'Hagan: CERT IS NOT PROPER and does not account for the tolling of the priority period stemming from prior bankruptcy filings- he has asked debtor's atty w to W/d this motion did not get motion due to bad zip code | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 24-22415 / CMG | Jeanie D. Wiesner, Esq. | Motion Relief from Co-Debtor Stay | Continued 7/23/2025 9:00 am | creditor request to adj to 7/23- working on CO Debtor obj<>WELLS FARGO/Charles St (LOGS) | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-10040 / CMG | John Zimnis, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | LATE POC | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-10159 / CMG | Scott J. Goldstein, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Continued 6/16/2025 12:00 pm | Ally Bank obj (Powers Kirn)<>MOTION TO VACATE DISMISSAL creditor pushing for full payment amt TR Obj: need to have revised order that adds language : 341 must be held on or before July 10 and conf 7/23/25 and must be completely current with Trustee payments w/in 10 days of the entry of this order. | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-10182 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj<>US BANK NAT'L ASSOC/Lori St (KML) >SV on Toyota in May | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-10467 / CMG | Warren Brumel, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | 6/10/25: Order submitted- outside cure. Debtor obj<>SANTANDER/2023 Grand Cherokee (EISENBERG) | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-10541 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj, making pymt & requests recap<>PENNYMAC/Clamer Rd ( Powers Kirn) >>Order submitted that is for outside cure. No conduit on this | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-10586 / CMG | Vera Fedoroff, Esq. | Motion Relief from Stay (Fee) | Continued 7/2/2025 9:00 am | Debtor obj<>SELENE FINC-Hendricks Rd (RAS) conf 7/2: issues | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-10968 / CMG | James J. Cerbone, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj, made pymts<>US BANK TRUST NAT'L ASSOC (RAS) 6/11/25 OTBS :Account current through May. D to make 6/1/25 pmt before 6/30/25, resume reg. pmt 7/1/25, 30 day default, costs and fees in plan | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-11406 / CMG | Kevin C. Fayette, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 7/23/2025 9:00 am | MP FILED 6/3/25- on 7/23/25 PLAN DENIED ON 4/30/25 AND FAILED TO FILE MP IN 14 DAYS | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-11435 / CMG | Robert C. Nisenson, Esq. | Motion Relief from Stay (Fee) | Granted | debtor taking a dismissal at conf- this motion will be granted debtor opp'n>ROCKET MTG/QUICKEN LOANS- Ridings Pkwy (STERN & EISENBERG) debtor says will try to bring current | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-11561 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | Continued 7/23/2025 9:00 am | debtor opp'n>>PHH/cumberland Drive (McCalla) debtor trying to refi to pay off existing reverse mtg. | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-11656 / CMG | Amy Lynn Bennecoff Ginsburg, Esq. | Motion objecting to POC | Continued 7/2/2025 9:00 am | >6/9/25(MK) atty says amended cert filed HOWEVER ATTY FILED NEW CLAIMS MOTION AT DOC #29 AND CALLED IT A RESOPONSE MTN TO DISALLOW ASHLEY FUNDING POC #2-1 TR Obj: service improper; Must add to service Attention officer or authorized agent when serving the creditor | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-11656 / CMG | Amy Lynn Bennecoff Ginsburg, Esq. | Motion objecting to POC | Continued 7/2/2025 9:00 am | >6/9/25(MK) atty says amended cert filed HOWEVER ATTY FILED NEW CLAIMS MOTION AT DOC #30 AND CALLED IT A RESOPONSE MTN TO DISALLOW POC #4-1/PERITUS TR Obj: service improper; Must add to service Attn: officer or authorized agent when serving the creditor > atty says amended cert filed | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-11979 / CMG | James J. Cerbone, Esq. | Motion Prospective Relief | Order to be Submitted | Debtor obj, made pymt<>WILMINGTON SVGS/Poe Ave (RAS) | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-12294 / CMG | DARREN M. BALDO, ESQ. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Granted | MK ;set 341 back on for/26 and conf date is 7/23/25 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-13117 / CMG | Andrew M. Carroll, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Order Previously Submitted | 5/8/25:REVISED ORDER SUBMITTED RESOLVES TR OBJ. case dismissed on CT OSC missing dox $2030.00 IS IN SUSPENSE IF CASE IS REINSTATED 05/14/2025-KB mk: Missing dox filed after dismissal and 341 dox in including home and auto insurance. Tr Obj: NEEDS TO ADD LANG TO PAGE 2 OF ORDER DEBTOR TO BE COMPLETLETY CURRENT WITH TR PAYMENTS WININ 10 DAYS OF ENTRY OF ORDER VACATING DISMISSAL 341 ON OR BEFORE 7/10/25 AAND CONF 7/23/25 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-13496 / CMG | Christopher G. Cassie, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Denied | MTN EXPUNGE CLM LVNV FUNDING Obj: No Cert. Of service was filed for the motion. conf REC DISMISS- NO 341 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-13515 / CMG | Warren S. Jones, Jr., Esq. | Motion Prospective Relief | Continued 7/2/2025 9:00 am | should be adj to 7/2/25 6/3/25(mk) sent email to parties. not resolved and still needs Judge- will need to be adj. and conf too AR NOTE CURE AND MAINTAIN PLAN , INQUIRE IF DEBTOR CURRENT POST PETITION , PER WORKSHEET $70 K EQUITY PARTIES WANT TO HOLD FOR JUDGE Atty filed obj<> NEWREZ/SHELLPOINT - Jarvis St(PARKER) Per creditor atty- NO authority to resolve debtor opp'n says co debtor did not realize debtor husband had filed 2 prior cases- PRO se and both dismissed ----------------- mk :cure and maintain plan. claims bar date 6/12/25 .No mtg claims filed as of 5/19/25- 2 mtgs on propr. plan has 98,00 arrears to 1st mtg and says 2nd mtg is unaffected ESTIMATED IRS CLAIM for priority and unsecured taxes- NO returns for 2020,2021,2023 and 2024 conf currently on 6/11/25 Plan is : $1,985.51 x 1 begin 5/1/25; $2,076.84 x 59 begin 6/1/25; Dollar Base $4,850.28 the May payment of 1,985 was made vis TFS. THERE IS non-exempt equity in the residence $70,088, PNC Bank acct#8776 $5,726 and PNC Bank accct#3515 $170. CASE WILL NEED 100% | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-15022 / CMG | Russell L. Low, Esq. | Motion Extend Time | Granted | MTN EXT STAY ALL CREDS Plan and sch filed new income for debtor and NF sp cure plan for mtg | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-15067 / CMG | Herbert B. Raymond, Esq. | Motion Extend Time | Granted | MOTION TO EXTEND STAY 341 on 6/12/25-READY Conf. on 7/23/25 Made June payment | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-15262 / CMG | Melinda D. Middlebrooks, Esq. | Order Shorten Time | Continued 6/16/2025 12:00 pm | >>OST<< Deutshce bank ofj (RAS)<>Motion To Reinstate Stay last case dismissed - TR arrears-plan was cure of mtg pre and post pet- Debtor says in cert for motion- he is working to sell his residence OSC for missing dox- plan and schedules on 6/10-W/D ***MOTION TO SELL PROPERTY FILED 6/10/25 | |
| Email InquiryRequest Adjournment | 6/11/2025 9:00 am | 25-15481 / CMG | Robert Cameron Legg, Esq. | Order Shorten Time | Continued 7/2/2025 9:00 am | Bridge Order for 7/2- by Cameron >>OST<< MTN EXT STAY Ct OCS for missing dox is 6/17 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 19-31413 / CMG | Frederick J. Simon, Esq. | Confirmation Hearing Scheduled | Withdrawn | ||
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 23-11680 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing on Modified Plan | Continued 7/23/2025 10:00 am | AS OF 6/6/25 (SF) Updated - Removed from honor roll due to obj just filed by Shellpoint 1. Objection filed by Shellpoint Mortgage (Holdren) - failure to pay arrears and Refinance date is too long. RECOMMEND $10,905 PTD; 435 X 34 (BEGIN 6/1/25) 100% PLAN W/MIN $121,980 TO GUCS PER 122C; NON EXEMPT PROCEEDS TO BE TURNED OVER TO TRUSTEE FROM REFINANCE BY 4/1/26 - DO NOT PAY ARREARS TO THE BANK OF NY MELLON PENDING APPROVAL OF REFINANCE 1. Trustee motion to dismiss scheduled for 6/11/25 at 9 (WITHDRAWN) MP proposes $435 X 60 100% Plan; Refinance by 4/1/26 Plan has run 26 months with 34 months remaining Extends time to Refinance RESOLVED: - The modified plan does not check off box in part 1d that debtor will or will not pay mortgage arrears pending approval of refinance (MP FILED) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 23-16235 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing on Modified Plan | Continued 7/2/2025 10:00 am | working on CO w/ creditor to sell by certain date- creditor waiting for client to approve August sale date. include in conf terms need marketing report on sale each month till sold AS OF 5/29/25 (SF) 1. Objection filed by Carrington Mortgage Services (Wohlrab) - Secured Creditor does not necessarily object to the Debtor`s proposed sale of the property as the proposed plan indicates, rather Secured Creditor objects to confirmation unless a consent order is entered giving stay relief should the property not be sold within an appropriate time frame that the Secured Creditor agrees to. (MUST RESOLVE) 2. Trustee motion to dismiss 6/11 at 9 MP proposes $842 until sale date of 8/15/25 100% Plan Extends sale date to 8/15/25 Plan has run 22 months with 38 months remaining | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-12114 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Plan Denied | MP in 14 days updated 6/10/2025 (JMA) updated 6/9/2025 (JMA) issues as of 6/5/2025 (JMA) 1) Called debtor atty (Thursday) advised proposed terms in modified plan after confirmation need to be reviewed by debtor's atty. NO REPLY TO DATE 2) The proposed modified plan proposes paid to date at $4,353 (actual paid to date is $19,103). Need to file a modified plan with correct terms for the remaining 39 months. Also need to file Amended Schedules I & J with supporting proof of income. | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-13996 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Continued 7/2/2025 9:00 am | Debtor obj<>NISSAN/2020 Rogue (Stewart) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-16900 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Continued 6/16/2025 12:00 pm | AS OF 6/10/25(mk):Updated >>creditor(Santander) cert of default filed 6/11/25 1. Objection by SN Servicing Corp( Friedman V): -plan fails to pay arrears - wants SV unless prop sold w/in reasonable time. 2. GLEN ARDEN HOME ONWERS ASSOC-#2-1 there was to be a consent order treating the claim- NONE SUBMITTED SO FAR. this creditor not in MP- WILL BE PAID INFULL FROM SALE MK NO CO FILED AS OF THIS DATE 3. MP for a sale of real property. MTG to be paid at sale- plan does not mention the mtg creditor by name- is Tr paying arrears pending sale? Plan: $990 X 60; SALE 7/2025 (4 LIBERTY CT); BASE 9/11 payments ---------------RESOLVED--------------- 1. Amended Objection by St Of NJ(M.Platkin): APOC FILED - fails to pay claim >>ESTIMATED TAX CLAIM- NO RETURN FOR 2021 listing agmt provided-750,000 >>REALTOR APPL FILED - BUT NO LISTING AGREEMENT- obj filed -as prop arrears to be off market as of this date. PER MP SALE BY 7-15-25 PER TRULIA OFF MARKET 3 PRIOR CASES | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-17686 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | 6/11/25: atty says Client got us proof of the insurance check and GAP checks that were sent to creditor. Creditor has not responded to email requests. filed the motion to disqualify the claim today. As of 5/29/25(mk); CASE IS 9 MOs OLD. Once Exeter claim is resolved case can be worked up at 100% NO MOTON ON EXETER CLAIM FILED AS OF THIS DATE 2015 Audi was totaled- and atty says ck was sent to lender. Atty to file a Motion Re Exeter claim for 6/11/15 and be current 4/30/25 PEREMPTORY AS of 4/23/25(mk): NEED ANSWER TO #1 >>Arrears $448 1. ISSUES UNRESOLVED: - Must resolve Exeter Finance (2015 Audi) Plan has Unaffected BUT bifurcated claim filed with secured $20,456.23, unsecured $11,162.68 and arrears $2,904.28. MOD PLAN FAILS TO RESOLVE CLAIM. IS TRUSTEE TO PAY ARREARS $2,904.28 AND UNSECURED PORTION $11,162.68 OF CLAIM? Plan:$100 x 3 begin 9/1/24; $444 x 57; 100% ========================================= ORDER DISMISSING CASE ENTERED 1/8/25, REINSTATED 2/26/25 1/15/25 (DS): 1. Debtors did not make their monthly plan payment for 12/1/24 of $444, paid $100, arrears $444. 2. Trustee obj issues not resolved: - Must provide auto insurance for 2007 Honda Fit. Car was a Lemon and they do not have it any longer. - Must resolve Exeter Finance (2015 Audi) bifurcated claim filed with secured $20,456.23, unsecured $11,162.68 and arrears $2,904.28. MOD PLAN FAILS TO RESOLVE CLAIM. IS TRUSTEE TO PAY ARREARS $2,904.28 AND UNSECURED PORTION $11,162.68 OF CLAIM? MO in 14 days - reminder set NO TRUSTEE PAYMENT MADE AS OF 12/19/24 MK: Plan should be denied as it does not mark off 1e jointly administering the case. As to Honda, it was a Lemon and do not have it any longer. Atty will move against claim. As of 11/15/24 (DS): Debtor atty requested adj to resolve all issues, request denied must provide auto insurance for 2007 Honda Fit. 11/14/24 (DS): 1. Trustee obj to the following: - Must provide auto insurance for 2007 Honda Fit. Car was a Lemon and they do | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-18668 / CMG | Jonathan Stone, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP in 7 days-atty wants to file a MP to change it to base- trying to resolve w/ creditor need CO on McNally obj in 14 days and Ct will set hearing date AS of 6/9/25/29/25(mk): note: prior plan on 4/9 was marked PEREMPTORY* that was w/d and this plan filed - NOT FEASIBLE work up on Plan #42 prior plan was a base - this plan is now 100% THE UNSECURED CLAIM TOTAL IS $156,159.84- PLAN IS NOT FEASIBLE AT 100% WOULD NEED 6,231 PTD then $5,445 X 50 BEGIN July (Income is only 2,823) PLUS OTHER UNRESOLVED ISSUES BELOW CASE IS 10 MOS OLD as of June 1. Objection by Glassboro PlazaLLC (McNally Law): - filed secured claim for docketed J'ment- not treated in plan 2. Plan has Valley Nat'l Bank on 1st and 2nd mtg as unaffected- ARREARS CLAIM FILED BY VALLY ON 2ND MT - $750.97-OK TO PAY? 3.Plan has 10 cornerstone student loans listed 1 is pay at 100% and rest are outside- NO CLAIMS WERE FILED BY THIS CREDIOTR- ONLY 2 STD LOAN CLAIMS FILED BY NJ CLASS FOR $2,475.44 AND $7,196.93 4. TRUSTEE OBJECTION: not resolved form prior plan - Verified income leaves monthly disposable income of $2,823 - Need to file Pre-Confirmation Certification. (NOT FILED) - Need Settlement Statement from avenue throwing company that debtor previously owned. (NOT RECEIVED) Plan: $312.50 X 4; $830 X 54; 100% Cornerstone Std Loans(10) 1 pay 100% rest outside plan current | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-19902 / CMG | Andre L. Kydala, Esq. | Confirmation Hearing Scheduled | Confirmed | 6/9/25(mk) UPDATED PTD **CAN REC CONFIRM AT $2,200 PTD Then $650 x 52 Begin 7/1/25 Base. Must file pre conf cert w/in 7 days of confirming order** -------------------------- 1. Trustee Objection; DEBTOR IS CURRENT - there is negative disposable income. No amended I & J or update proof of income is provided to show debtor can make the $650 payment going forward. -Must file pre conf cert Plan:$150 X 6; $650 X 54; BASE current -----------------RESOLVED--------------- MP pays village cap the arrears claim as to Cap one Auto- RESOLVED :11,075 plus interest at 10.75% of $3,290.13 for a total of $14,36obj w/in 14 dyas. | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-20086 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | Motion to pay late claim 7/2 AR RESOLVE OR HOLD AS OF 6/5/25 (SF) 1. Late claim filed for Township of Willingboro by debtor's attorney. Need motion and order authorizing the Trustee to pay late claim NEED PAY STUBS FOR WIFE'S NEW JOB (1 PAY STUB PROVIDED FOR SPOUSE. INCOME IS NEGATIVE ($3406.53) AS OF 1/22/25(mk): Debtors are still unemployed. Wife will start a new job on 2/10. >>THERE IS ONLY 1 UNSECURED CLAIM FILED IN THIS CASE FOR $2,386.11 . That and atty fee balance and per plan claim of Willingboro T'ship ( gov bar date 4/9/25 1.Trustee objection: debtor is 3/3 payments -atty fee balance in disclosure($4750) and plan($3363) do not match- 1 of them needs to be corrected - Need order terminating support obligation - Need I and J to show unemployment (Debtor and Spouse are now unemployed) -Income for debtor verified higher than scheduled. There is disposable net income in the amount of $1,283.25. (THIS IS A 100% PLAN) -Form 122C-2 Line 5 states household size of zero used for calculations. -Form 122C-2 Line 45 has disposable income of $8,145. -There is $126,093 non-exempt equity in house (THIS IS 100% PLAN) Plan proposes $285 x 60 100% Plan Payments: 6/6 RESOLVED: - Provide Trustee with current auto insurance policy (RECEIVED) - adj to 6/11/25:TR needs to mail a Notice of support to probation dept Needs a Modified DSO form so we can send notice out (RECEIVED) -Need to file Pre-Confirmation Certification with Court. (FILED) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-20131 / CMG | Russell L. Low, Esq. | Confirmation Hearing | Confirmed | As of 6/9/25(mk): Updated **CAN REC CONFIRM AT $3,600 PTD then $300 x 28 Begin 7/1/25 Base. STRIKE PART 4 G AND 7 B FORM PLAN AS TO AFFINITY AND ADD LANGUAGE THAT PAY PRO RATA W/ OTHER GUCS** -------------------------- Plan has Affinity Fed'l credit as secured debt to be paid in full .Only claim filed by Affinity was claim #3-1 as an unsecured debt - SO THAT WILL BE PAID PRO RATA WITH OTHER GCS. NEED TO STRIKE PART 4 G AND 7 B FORM PLAN AS TO AFFINITY AND ADD LANGUAGE THAT PAY PRO RATA W/ OTHER GUCS. -atty agres to treatment 1. Trustee objection: - income verified higher and some expenses were objected to but debtor has paid ahead so TR will comp. at PTD then 300 x 28 - Plan has Affinity FCU on Part 4g to be paid in full and in Motions on Part 7b secured to completely unsecured. Needs to be stricken Prop Plan $300 x 36 begin 11/1/24; Base ---------RESOLVED---------------------------- Note: UPDATED DSO PROVIDED WITH SAME ADDRESS, BUT ADDS APT. Affinity FCU statements provided. - Must provide Deed on the property in Dominican Republic. The cert with respect to property owned by debtor in Dominican Republic is insufficient for Trustee to conduct a liquidation analysis and ensure that the estate is not at risk for lack of insurance. TRUSTEE WILL PUT DEED AS 100% INTEREST FOR DEBTOR, THERE IS NO NON-EXEMPT EQUITY. - Bank statement provided from Associacion Popular shows that there is non-exempt equity $31,421 in the acct from filing date. DOCUMENT IS IN SPANISH. THIS IS THE MTG | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-20154 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | 6/9/25(MK) OK to adj. to a Peremptory date to confirm or D AS OF 6/9/25 (SF) UPDATED BELOW ISSUES STILL APPLY On 6/6 Atlantic Health Partners filed another claim which is an administrative claim 12-1 in the amount of $28,466.49 which is not addressed in plan. Page 4 of the proof of claim states that the total sum due from debtor under the term of the agreement is at least $36,544.09. Of that claim amount $8,0877.60 represents pre-pet advances and $28,466.49 represents post-pet advances. The total amount of $36,544.09 is the same amount as proof of claim #11-2. (MUST RESOLVE) 1. Debtor has new job. Need current pay stubs. (STILL NEED) 2. Trustee objection: -NO income for debtor from Podiatrist practice was provided- 341 testimony indicated he was d still practicing- NEED Clarification and POI- Business income(Suppl obj filed) - There is $76,386 non-exempt equity in debtor's home. -WHAT IS STATUS OF THE REFI? Plan proposes $200 X 36 Base; Refinance by 6/1/25 Payments: 7/8 Arrears: $200 ------------RESOLVED--------------- - need to provide HOI renewal, policy provided expires 12/14/2024-PROVIDED fti: ORDER RESOLVING OBJ. TO CONFIRMATION BY AMERICAN NEIGHBORHOOD MTG SUBMITTED 12/4; TERMS=pay arrears claim 3,967.95 thru plan - Atlantic Health Partners LLC filed a bifurcated claim 11-1. $80,949.04 priority and $31,127.23 unsecured. This claim is not addressed in the plan. (HOW SHOULD THIS CLAIM BE PAID?) (AMENDED) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-20167 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Moot - Dismissed | 6/11/25 (sf) - Per atty ok to dismiss/hold fees- MK will be dismissed at 9 on Tr moiton and our order provides for fees AS of 6/10/25 (mk):Updated SYTILL EST TAX CLAIM BY IRS Plan arrears $1,770 Plan is 8 mos old CREDITOR'S CERT OF DEFAULT FILED 5/28/25-(Mid first bank-KML) post pet arrears $4,186.36 obj deadline is 6/11/25 1. OBJECTION BY IRS (US ATTY): - debtors failed to file income tax returns for tax years 2019, 2021 and 2022 - debtors have unpaid federal tax liabilities for numerous tax years preceding the Petition Date. - claim filed poc in the amount of $103,859.48 consisting of an unsecured priority claim in the amount of $42,218.77 - plan is not confirmable 2.MP fails to treat IRS claim- ESTIMATED- many tax returns missing 3. Plan treats Credit Acceptance as Unaffected. FILED CLAIM # 1-1 for arrears on Dodge Avenger $806.59- OK TO PAY? Plan:$885 X 60; SALE 10/2025 (21 MANHATTAN DR); BASE 6/7 payments | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-20670 / CMG | Russell L. Low, Esq. | Confirmation Hearing on Modified Plan | Continued 7/23/2025 10:00 am | AS of 6/2/25(mk); 100% plan and if MRF is resolved the plan payment proposed of 2760 x 52 would complete timely ay 100% >>MFR on 6/11/25 Select Port. (RAS)- NEED RESULT MP before conf.: $1,570.46 x 6; $2760 X 47; 100% 4/8 Arrears 3,949.54 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-21032 / CMG | John H. Anlian, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | conf 7/23 PEREMPTORY - debtOr must be fully current 341 on 6/12/24 11:00 TFS shows 1,000 for 6/11/25 atty says debtro payment sent for 1250 and can catch up 2 motions are resolved- needs 341 hearing and to get current- WILL REQUEST FINAL ADJ. to be current and confirm As of 5/29/25(mk) NO 341 HEARING it has not been rescheduled) MFR filed By Santander( Eisenberg) on for 6/11/25 AND MFR BY NATIONSTAR(McCalla) on 6/11/25 4/6 PAYMENTS. arrears 2,000 >>Objections by Nation Star( McCalla) and Harley Davidson( Stewart legal) Plan calls for sale of real property. arrears on a motor cycl $5,960.42 Mtg arrears 182,068 and guc debt total is $9,520.89 Bar date passed Base plan | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-21344 / CMG | Adam Schneider, Esq. | Confirmation Hearing Scheduled | Continued 6/16/2025 12:00 pm | As of 6/2/25(mk) If Bala obj is resolved then... **REC CONFIRM AT 14,000 PTD THen $3,000 x 53 Begin 7/1/25 Base w/ min to gucs of $100,358 due to equity in real and personal property. Trustee standard order of distribution** ------------------------------- 4/30/25: need to work out w/ atty what Tr payment will be AS of 4/22/25(mk) -CREDITOR S. Bala has Motion To Dismiss on 4/30. -DEBTOR HAS MOTION TO EXPUNGE BALA'S CLAIM ON 4/30/25 & crediotr opp'n at #22 1. Objection filed by Shan Bala (Pro Se) - debtor has not disclosed all financial accounts, plan understates amount owed to creditor, and plan is not feasible. (UNRESOLVED) 2. Trustee's objection: -109(e issue) unsecured debtor over the limit. due to claim of S. Bala -so if that motion to Expunge is granted ,this issue is resolved. - Improper use of exemption. Sched C over exempts d(5) by $5,050. Sched C takes full d(1), remaining d(5) would be $1,475. >>DEBTOR IS NOT EMPLOYED- ALL INCOME IS NF SPOUSE- debtor not paying all disposable income into plan. Trustee's calculations are higher for the following reason (s): - 22C fails to add tax refund $418.42 to income and Line 45 has disposable income $2,033.24, which would have a total disposable income $2,451.66 and require a minimum dividend $147,100 to gucs. - Proof of income verifies higher, there is disposable income $3,972. - CERTIFICATION WITH DOCUMENTS AND DISPOSITION OF FUNDS FOR 2 BUSINESSES IDENTIFY BUSINESS NGL PARTNERS LLC , INCOME ASSESTS OWNWERSHIP AND EXPENSE (NO CERTIFICATION RECEIVED - ONLY A LETTER FROM AN ATTORNEY) Plan proposes: $2,000 x 60 beginning 12/1/2024, base Payments: 5/5 payments -------------------RESOLVED ISSUES---------------------- Trustee standard order of distribution. - A copy of the homeowner's insurance renewal declaration - with personal liability coverage. (RECEIVED) -need a CMA- with comps for the past 6 months from filing date. Zillow values property much higher. Updated comps and realtor | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-21476 / CMG | PRO SE | CONFIRMATION HEARING - Order Vacate Dismissal of Case | Continued 7/2/2025 10:00 am | adj to 7/2 - transfer case to MK UPDATE 6/9/2025 (JMA) ISSUES AS OF 6/8/2025 (JMA) 1) Trustee objection to confirmation - need to resolve - Amendments to Schedules C to correct exemptions. NOT FILED TO DATE - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,923.87 when determining disposable income. NEED TO AMEND SCHEDULE I TO INCLUDE TAX REFUND - The Plan fails to provide for a prompt loan modification completion date. NOT PROVIDED TO DATE - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): As of now, there is $334,744.49 of non-exempt equity in real property. SCHEDULE D SHOWS CLAIM OF $446,000 RESULTING IN NON-EXEMPT EQUITY IS $197,800 THE PLAN HAS TO BE 100%. - Need to file Pre-Confirmation Certification. NOT FILED TO DATE - Need to provide additional pay stubs for teaching job NOT PROVIDED TO DATE 2) Trustee objection to debtor's claim of exemptions - Amended Schedule C at docket #46 is not proper. Debtor has checked the box for 100% of fair market value for assets on Schedule C. Debtor must claim the allowed statutory exempt ion under Bankruptcy code section 522(d) for the assets. proposed plan $1000x60 loan mod NO DATE PROVIDED, FAILS TO SPECIFY AMOUNT TO GUCS paid in $5000 arrears $2000 last claim 3-1 RESOLVED ISSUES: - A copy of the homeowner's insurance renewal declaration - that includes liability coverage. RESOLVED, PROVIDED CURRENT HOI POLICY - Need updated car insurance. Policy provided expires on 4/19/25 - RESOLVED, CURRENT PROOF OF INSURANCE PROVIDED | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-21975 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | PEREMPTORY for 7/23/25 AS of 6/3/25(mk): NEED UPDATE ON CLAIM REVIEW PER NOTE BELOW 5/15/25(mk) per atty- needs to review POC w/ atty in obj #1 below. Claim adds interest and not over secured and creditor also has J'ment vs NF sp for 500K. As of 5/14/25(mk): >> IF OK TO PAY CLAIMS IN #1 and #2 Below THEN **NEEDS TO CONFIRM AT $9,685 PTD Then $3,071 x 55 Begin 6/1/25 BASE. Fee app within 7 days from confirming order. Trustee ok to pay arrears claim#4-1 of US Bank $1,893. Trustee ok to pay claim#4-1 of MMU, LLC $155,309.97 Within 7 days must file Pre-confirmation certification** -- 1. Objection by MMU( P. Ragan): - filed amended claim for 155,309.97- OK TO PAY? 2.- Nationstar filed arrears claim for $1,893. TRUSTEE OK TO PAY? Prop Plan $1,937 x 60 begin 1/1/25; Base 5/5 payments Note: There is no non-exempt equity in Valley Bank due to the secure claim filed by MMU. There is disposable income $5,908, deduct social security would be $2,638. Updated homeowner insurance and Citizen Bank statements provided. Trustee obj to the following: - Excessive expenses on Sched J: Food $1,300, and spouse credit cards, student loans and wage garnishment $2,200. Must provide proof of expenses 10 days prior to confirmation.(soc sec inome and - sp exp - Add to confirming order fee app within 7 days from confirming. - Must file Pre-confirmation certification. added to terms | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-21979 / CMG | Barbara J. Snavely, Esq. | Confirmation Hearing on Modified Plan | Continued 7/23/2025 10:00 am | Mk: adj request uploaded- - atty filing 3 claim objections-now has creditor consent to adj. and payment pending AS of 5/29/25(mk): >>MFR BY US BANK(RAS) on 7/2/25 NOT FEASIBLE DUE TO CLAIMS >>3/6 payments(Arrears= 12,000) NOW 18000 NOTHING RESOLVED 1. State of NJ - Dept Labor (Thomas J. Swan) objection: - creditor requires full payment of plan - deny confirmation of Plan 2. Bank New York (RASC) objection to confirmation - need to resolve - Property 55 Country Club Road - plan is unclear regarding the payment of adequate protection payments/gap payments to secured creditor in that amended plan was to have conduit payments to be made per Trustee. Secured creditor objects to the plan and seeks clarification as to debtor's intentions, with regard to the subject property and claim. 3. US Bank (RASC) objection to confirmation - need to resolve ORDER RESOLVING SECURED CREDITOR'S OBJECTION TO CONFIRMATION WAS FILED 2/13/2025 AND STATED CLAIM WILL BE FILED BEFORE BAR DATE, BAR DATE PASSED 2/13/2025, NO CLAIM FILED - Property 1256 Whitman Avenue - Plan fails to treat this property, it is not listed on Schedules A/B, C or D - Creditor estimates pre-petition arrears in the amount of $24,577.58 - NO CLAIM FILED, BAR DATE PASSED 2/13/2025 (in plan as Selene Finance) 4. IRS priority claim #7 filed for $646,055.50, secured IRS claim #7 $30,210 -109(e) issue 5. State of NJ, Division of Taxation priority claim #9 filed for $350.91, secured claim $8,953.56 6. Bank of America claim 9-1 (business car lending) filed secured claim 12 in the amount of $1,234.97 - not provided for in the plan 7. Trustee objection : - Need A copy of the homeowner's insurance renewal declaration - for WHITMAN property. Need mortgage statement for Camden property if no POC has been filed. NO CLAIMS FILED AND BAR DATE PASSED . -Need copy of the deed - for Camden property. NOT PROVIDED TO DATE -REALTOR NEEDS TO BE RETAINED FOR SALE OF WHITMAN PROP. - Need A | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-22042 / CMG | Allen I. Gorski, Esq. | Confirmation Hearing Scheduled | Confirmed | AS of 5/29/25(mk): email to atty-ok tp terms **CAN REC CONFIRM AT $2,800 PTD Then $796 x 55 begin 6/1/25 100%. - Preserve non exempt equity of $43,991 in real estate. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Debtor's property shall be vested upon confirmation. - The trustee shall pay the arrearage amount of $906.78 to Capital One Auto Finance, claim #5. No distributions shall be made on the bifurcated secured and unsecured portions of the proof of claim** ---------------------------- Trustee's objection: - The debtor has insufficient income. - The debtor has failed to supply the Trustee with the following document (s): - Per Schedule I, monthly income for debtor's business is $4,600.00. Per P&L provided, monthly income is $515.58. Needs explanation. (NO EXPLANATION RECEIVED) - Need November and December bank statements for TD account 9271, Credit Union of NJ account and Wells Fargo account 763. (NOT RECEIVED) - Car payment, mortgage payment, utilities, insurance, and money to nephew are all on the P&L and Schedule J. Need amended P&L. Or debtor certification explaining this. (NOT RECEIVED) --------------RESOLVE ISSUES--------------- 5/1/25: APOC by NJ filed -0- due - The State of NJ Division of Taxation filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED) - A Modified Plan that completes part 8a. (vesting of estate ) (LANGUAGE ADDED) -For cap one Bifurcated claim: add lang to terms to pay arrears amt No payment on secured or unsecured portions of the claim (LANGUAGE ADDED) - add language that property vests at confirmation. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U. | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-22371 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Confirmed | AS of 6/2/25(mk):atty ok to terms Motion to Modify IRS claim THAT MOTION WILL BE W/D THERFORE NEEDS **TO CONFIRM AT $1,758 PTD THEN $615 x 54 Begin 7/1/25 Base. Trustee is authorized to pay the late claim #8-1 WESTLAKE SERVICES, LLC as treated in the plan for a cram to $4,818.91. Trustee is authorized to pay the priority claim # 2-1 OF INTERNAL REVENUE SERVICE in the amount of $2,851.09 through the plan. OTBS w/in 14 days resolving the objection of Capital One Auto Finance and paying a total of $21,385.29 through the plan** 4/25/25(mk) email to atty- case on HR BUT after worked up and terms accepted, motion filed to to modify IRS POC on for 6/11/25 which will impact plan. Prop Plan $438.31 x 60 begin 1/1/25; Base 4/6 payments --------RESOLVED--------------- - The service to Westlake was not done properly, serves PO Box, must serve at street address. POC filed with a street address. Must serve Westlake to address on claim. FILED Capital One (REGINA COHEN) obj to cram. PER CREDITOR RESOLVED; settled for $18,000 at 7% interest for a total of $21,385.29 and we are circulating a consent order. IRS filed priority claim for $2,851.09. Plan had -0- Trustee ok to pay | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-22415 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | MFR adj to 7/23 AS of 6/3/25mk): >>NEED UPDATE ON LM STATUS<< last adj to 6/11/25 for any progess on LM <>>MFR By Wells Fargo Bank was adj to 7/23 for a CO 1. Objection By Wells Fargo(RAS): - fails to pay arrears LM speculative 2. One Main Financial Group LLC (2010 Ford Focus) filed arrears claim in the amount of $321.94. Plan treats claim as unaffected by plan. NEED TO ADVISE TRUSTEE OF TREATMENT OF THE ARREARS 3. One Main Financial Group, LLC (2006 GMC Envoy) filed BIFURCATED claim $17,466.22 of which $6,975 is secured and $10,491.22 is unsecured. In addition, there are arrears in the amount of $1.365.52. Plan treats claim as unaffected by plan. NEED TO ADVISE TRUSTEE OF TREATMENT OF THIS CREDITOR CLAIM. 4. TR Objection: -as of now There is $3,806 non-exempt equity in house. proposed plan $130x60 base plan with loan mod by 6/30/2025 5/5 payments arrears 260 --------RESOLVED------------- Need 2024 Tax return by 5/15/25- NON FILERS - need home insurance w/ personal liability coverage PROVIDED) Need pre conf cert. FILED | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-22503 / CMG | David G. Esposito, Esq. | Confirmation Hearing on Modified Plan | Dismissed | 6/11/25: debtor atty NS 2nd call and creditor atty appeared 2000 arrears AS OF 6/6/25 (SF) 1. State of NJ just filed estimated priority claim 10-1 (NEED AMENDED CLAIM 2. Trustee objection: - Plan is not feasible. No proof of rental income provided (Need copy of leases and cancelled checks) STILL NEED PROOF. BANK STATEMENT PROVIDED IS NOT ACCEPTABLE) - Part 4 proposes to cure arrears to Fay Servicing and Part 4g proposes to pay in full - The plan fails to provide for a prompt sale/refinance of the debtor's real property (Debtor proposes to sell vacant land in Philippines and a reverse mortgage on residence but co-debtor has to reach age 80 before she can apply for reverse mortgage which I assume will be in 2027. - Schedule C was amended and is still blank. - The debtor has insufficient income disposable income verifies $ -1. How are debtors' funding the plan payments?. - Need 2 months bank statements from Wells Fargo acct#1195 prior to filing date, docs provided are up to 5/23/24. (Still need copy of November 2024 Statement) - Need amendments to Schedules B to add values of electronics and clothing and amended Schedule C to take proper exemptions for all assets. - There is non-exempt equity in the residence $222,292, 1st Property in Philippines $32,021, 2nd property in Philippines $41,950, 3rd property in Philippines $40,409, 2012 Ford $20,000 and all other personal assets, estimated to be $9,095. - Add to confirming order non-exempt proceeds from sales of Philippine properties to Trustee. Plan proposes $2,000 x 12; $2300 x 24; $2400 x 24; Sale of property in Philippines by 4/2026 and Refinance (reverse mortgage) by 7/2027 100% Plan Payments: 5/6 Arrears: $2000 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 24-22771 / CMG | Roger J. Yehl, Esq. | Confirmation Hearing on Modified Plan | Continued 7/23/2025 10:00 am | AS OF 6/5/25 (SF) 1. IRS filed estimated priority claim 11-1 (Need amended claim) 2. Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $275/month for cable/internet/phone and $75.50/month for phone on P &L $1,050/month for food and $76/month for food on P &L (FOOD AMENDED TO $650, $400 IS ALLOWED) $325/month for clothing (AMENDED TO $250, $100 IS ALLOWED) $175/month for personal care $550/month support for son and granddaughter Need proof of excessive expenses 10 days prior to confirmation. - Need Certification from debtor regarding disposition of proceeds from sale of property in 2022. (Debtor received $113,546.14. Cert provided only accounts for an estimated $50,000. No proofs of payments provided) (SENT TO MK FOR REVIEW) Plan proposes $400 x 60 Base Payments: Current $3400 received RESOLVED: - Need to file Pre-Confirmation Certification. (FILED) - Need November and December bank statements for TD account #6564 or closing statement. (RECEIVED) - Need statements for the Mass Mutual and Guardian whole life insurance policies. E (RECEIVED) - The debtor has insufficient income . (SCHEDULES I AND J AMENDED) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-10096 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | 6/2/25: New counsel for debtor who has requested more time to amended the adv pro complaint and vacate dismissal of the adv pro. >>2/5 payments arrears $320- needs to get current all guc debt 5/28/25(mk):debtor is pro se now as atty has w/d. and the ADV.PRO has been dismissed per Order entered at #29 on 5/27/25. Adv pro - has motions to Dismiss and motions to seal on for 5/13 25 at 10am GRANTED 1. Trustee Objection: - None of the income letters are certified. - certification from debtor as to Bank account closing with date and address how she handles the money she receives and how does she pay bills ? - proof of payment for rent lease or certification from landlord. debtor testified the rent is $4,200 per month. Sch J says $500. Needs explanation - Need to file Pre-Confirmation Certification. -Needs TR std order of distribution. - need fee app for hourly fee 7 days from confirming order(ATTY W/D) - Need most recent full statements for Lakeland Bank #8506(mk: debtor testified has not had a bank acct since 8/2022) Plan:$110 X 36; BASE 2/5 payments | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-10167 / CMG | Frederick J. Simon, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 6/9//25 (mk): UPDATED as payment was made and current UPDATED after w/d of POC #2 **CAN REC CONFIRM $1,122 x 60 Begin 2/1/25 100%. Preserve non exempt equity of $29,544 in real estate. Preserve non exempt equity of $20,024 in personal property. Claims will be paid according to the trustee's order of distribution. Trustee will not pay post petition claims without an order OTBS RESOLVING OBJ> BY CARRINGTON W/IN 14 DAYS**. if not confirmed on 6/11 then NEED HOMEOWNER'S INSURANCE. SUBMITTED BUT EXP 5-9-25 1. Objection filed by Carrington Mortgage (Hill Wallack) - failure to cure full arrears of $58,600.13 (Per POC). Plan proposes to pay $58,792.18. (OBJECTION SHOULD BE WITHDRAWN) 2. Trustee's objection: - The debtor has insufficient income. Verified income leaves monthly disposable income of $559.43. AS OF NOW DEBTOR IS CURRENT - Need A copy of the homeowner's insurance renewal declaration that includes liability coverage. (NOT RECEIVED) - Need to file Pre-Confirmation Certification. (NOT FILED) Plan proposes: $1,122 x 60 beginning 2/1/2025, 100% plan Payments: 4/4, arrears $12 ------RESOLVED--------: - A copy of the last filed tax return - 2024 by 5/15/2025. (RECEIVED) - Need to resolve objection by Carrington Mortgage. (LISTED ABOVE) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - - There is $29,544 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $20,024 in non exempt equity in the vehicles and bank accounts. (LANGUAGE ADDED) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION) - Need proof of wife's income at Wawa and updated schedule I (NOT RECEIVED)per letter rec'd 4/2 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-10182 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Confirmed | MK; waiting for atyt to reply on terms then will report to ct ATTY OK TO TERMS AS OF 6/11/25 (SF) UPDATED RECOMMEND $500 X 12 (BEGIN 2/1/25); $3500 X 48 (BEGIN) 2/1/26) 100% PLAN; NONEXEMPT PROCEEDS FROM SALE OF REAL ESTATE BY 8/31/25 - WILMINGTON SAVINGS FUND CLAIM 3-1 TO BE PAID AT SALE - OTBS WITHIN 30 DAYS RESOLVING MOTION FOR RELIEF BY US BANK - LOW BASE see mk note on #1 so remove mtg claim from caluclation AS OF 6/6/25 (SF) 1. Motion for Relief by US Bank (Carlon) - Lori Street Property 6/11/25 at 9 (MUST RESOLVE) MK: resolved- sale of Por by 8/31/ reg payments to lender 2. Trustee objection: -Excess expenses $500/home maintenance; $425/telephone services etc; Estimated Federal and State NJ income tax - need to provide proof of payments in the amount of $3,000 and $500. (NO PROOF PROVIDED, REDUCED EXPENSES BY $3500. DISPOSABLE INCOME IS NOW $4344) Plan proposes $500 x 60 Base; Sale by 8/31/25 Payments: 4/5 Arrears: $500 RESOLVED: - Objection filed by US Bank (Carlon) - failure to pay arrears of $281,243.89 and speculative sale (RESOLVED FYI: Order submitted resolving objection by US Bank(KML) obj to conf. TERMS= sale by 8/31/25. Debtor to make reg payments to lender pending sale.) - Toyota Lease Trust filed arrears claim 4-1 in the amount of $451.50 which is not provided for in the plan (Motion for Relief by Toyota Motor scheduled for 5/21/25 at 9) GRANTED, MP FILED TO REJECT LEASE - Must file pre-confirmation certification (FILED) 1. Objection filed by Wilmington Savings Fund (Caine) - The plan incorrectly identifies creditor as Citibank; failure to propose prompt sale date; failure to pay total debtor claim in the amount of $208,519.45.; speculative sale; contingent on a short sale (MP FILED) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-10345 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | As of 6/5/25 (mk):Per atty D/hold fees < 1. State of NJ filed estimated tax claim, 2018, 2020 and 2021 Tax returns not filed. 2. BELOW ISSUES REMAIN UNRESOLVED. As of 3/14/25: Debtor atty requested adj to resolve estimated tax claims 31. Trustee obj to the following: - Must provide DSO Info form. - Disposable income verifies $575. - Must file Pre-confirmation certification. 4. State of NY filed estimated claim, 2018 not filed. Must resolve claim. 5. IRS filed estimated tax claim, 2020, 2021, 2022 and 2024 not filed. Must resolve claim. Prop Plan $100 x 55 begin 2/1/25; Base 1/5 payments | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-10546 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Confirmed | AS Of 6/9/25(mk):updated PTD There is excess dispos income now of 570. Debtor in unemployed as on now so TR will compromise at ** $750 PTD Then $300 x 55 Begin 7/1/25 Base. Add to confirming order Trustee ok to pay IRS claim#4-3 $11,740.22. Debtor a certification as to employment status by 12/1/25. i f he is employed by that date then Amended i & J must be flied and proof of income provided . Within 7 days must file Pre-confirmation certification** 1. Trustee obj : - Amended sch I & J provided-has excess dispos income - Must file Pre-confirmation Certification. Prop Plan $150 x 60 begin 2/1/25; Base Note: DSO Info Form and TD Bank statements from accts#3030 and #7139 belongs to person on DSO Form provided. Debtor Expenses for entertainment is ok. -------------------DEBTOR ON UNEMPLOYMENT ONLY AS OF NOW-------------- As of 4/28/25 (DS): 1. DEBTOR ATTY EMAILED STATING DEBTOR NOT WORKING FULL TIME, RECEIVING UNEMPLOYMENT AND INCOME (PROOF OF UNEMPLOYMENT IS DATED 2/2/25 SHOWS DEBTOR HAS BEEN RECEIVING $875 WKLY AND POI FROM UPS DATED 4/24/25 YTD NET INCOME IS $2,011.73, WHICH IS NOW $502.94 MO. ALSO DEBTOR LOSS HOME (APT)DUE TO FIRE AND IS RESIDING WITH DAUGHTER, BUT NOT SURE WHAT DAUGHTER, SINCE HE HAS AN 8 YR OLD LISTED AS DEPENDENT---Debtor has filed a change of address form on 6/3/25 GO BY I & J DEBTOR NOW UNEMPLOYED AND HAS FILED AN AMENDED J- Reviewing 22c, due to case being above median there are also excessive expenses on Line 11 $754 (takes 2 or more for transportation (Should be $377 for 1 car), Line 19 $1,000 Court ordered support (Must provide order- NO ORDER JUST LETTER FOR 250 PER WEEK VOLUNTARY)), Line 23 Childcare $500 (None on 2023 Tax return and child not dependent, but child of Debtor), Line 29 Education expenses $189 (Must provide proof), Line 30 Additional food/clothing $49, which would leave disposable income $2,179, which would require min. div. $130,740 to gucs. TOTAL CLAIMS=54,471.26 Must provide 2024 Tax return. TAX RETUR | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-10547 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 6/10/25 (SF) Updated RECOMMEND $7520 PTD, $5404 X 31 (BEGIN 7/1/25) 100% PLAN W/MIN $150,960 TO GUCS PER 122C - PRESERVE NONEXEMPT EQUITY OF $96,696 IN REAL ESTATE AND PERSONAL PROPERTY IN CONFIRMATION ORDER - TRUSTEE STANDARD ORDER OF DISTRIBUTION 1. Trustee objection: - Need Proof of 2 month's income - from non filing spouse. (RECEIVED) DISPOSABLE INCOME IS NOW $7121.22 (PLAN CAN BE PAID IN FULL IN 36 MONTHS) - Need Amendments to Schedules I to list spouse's income - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $500/month for home maintenance $1,000/month for food for two $300/month for entertainment Need proof of expenses 10 days prior to confirmation. EXPENSES ARE ALLOWED AS LONG AS CASE IS 100% -Verified income leaves monthly disposable income of $2,186.70. (NOW $7121.22) - Reviewed the 22c, Line 20 (education) requires documentation and Line 23 (optional phone) requires documentation. Per the 22C, monthly disposable income is $2,516 which requires a minimum dividend of $150,960 to general unsecured creditors. (Plan is 100%). - There is $63,696 in non exempt equity in the residence. - There is $33,000 in non exempt equity in the bank account. - trustee standard order of distribution. Plan proposes $1504 x 60 100% Plan Payments: 5/5 RESOLVED: - Need a copy of the last filed tax return - 2024 by 5/15/2025. (RECEIVED) 1. Objection filed by US Bank (Egerman) - failure to pay arrears of $50,372.89 (RESOLVED VIA ORDER) 5/20/25(mk) :ORDER SUBMITTTED RESOLVING OBJ. IN #1 BELOW. TERMS= Pay POC arrears $50,372.89 - IRS filed estimated priority claim 1-1 (AMENDED) - State of NJ filed estimated priority claim 7-1 (AMENDED) - Need to file Pre-Confirmation Certification. (FILED) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-10573 / CMG | Christopher G. Cassie, Esq. | Confirmation Hearing Scheduled | Plan Denied | As of 6/10/25(mk) Updated mp IN 14 DYAS Plan has conflicting treatment of student loans and No claim file by Condo assoc'n- THSI PALN IS DENIED AND ATTY WILL FILE MP IN 14 DAYS. 1. Trustee objection: - Proof of 2 month's income - for per diem job started after filing - need 2024 tax return(PROVIDED) - need proof of insurance for 2008 Suzuki Plan: $2230 X 60; 100% 4/4 payments ----RESOLVED----------- . Plan has Creditor Villages At Delaware Run for 22,816.28-NO CLAIM FILED- Per atty - STRIKE New Jersey Housing and Mortgage Finance Agency (Pluese Becker days PAY POC ARREAS PER ATTY 100% PLAN -There is non-exempt equity in the following cars $272/2008 Suzuki; $2,634/2006 Acura; $4,010. 2017 Jeep -There is non-exempt equity in the house in the amount of $17,845.92 TOTAL NON-EXEMPT EQUITY $24,489- Must file pre conf cert. - need 2024 tax return(PROVIDED) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-10790 / CMG | Eric J. Clayman, Esq. | Confirmation Hearing on Modified Plan | Confirmed | ATTY AGREES TO TERMS PER DS As of 6/11/25 (DS): Need to confirm at $1,080 paid, $272 x 31 begin 7/1/25; 0% to gucs and Debtor to do E-Wage 7 days from conf order - EMAILED DEBTOR ATTY 1. BELOW ISSUES REMAIN UNESOLVED. 4/30/25 (DS): 1. Trustee obj to the following: - Updated P&L was provided and the income is insufficient, disposable income verifies -$554, after deducting storage expense $375. DEBTORS WILL NEED TO APPLY FOR E-WAGE. DEBTOR IS BEHIND WITH TRUSTEE PAYMENTS - Excessive expense for Storage $375 (STATEMENT PROVIDED SHOWS THAT DEBTORS ARE IN ARREARS $742 AS OF 3/24/25 AND PAYING WITH CREDIT CARD #2728. Prop Plan $270 x 36 begin 2/1/25; 0% Note: Amended Sched A/B and C filed to remove Wells Fargo acct, inadvertently added, was Discover credit card. Atty provided Wells Fargo bank statements#6135 and #1251 6/10/25. Service to Ally Capital done 5/1/25. Mod plan filed to mark off 1(e). Debtor provided inheritance from father pension $6,959.62, Sched B had $6,900, there remains D(5) to deduct $59.62 not listed. | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-10957 / CMG | Regina L. Gelzer, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | 6/2/25(mK: atty has resolution w/ #2 and #3. Working on #1 needs more time getting consent to adj to 7/2 AS OF 5/30/25 (mk):email to atty 1. Objection filed by Select Portfolio Servicing (Friedman Vartolo) - failure to cure arrears of $1,383.51 for River Road property (Per POC). (UNRESOLVED) 2. Objection filed by UMB Bank (McCalla Raymer) - failure to cure arrears of $17,914.44 (Per POC). Creditor wants proof of efforts to sell the property (Joy Street). (UNRESOLVED) 3. Aurora Financial filed a secured arrears claim #11 in the amount of $9,228.72 which is not in the plan. (Joy Street 2nd Mortgage) Are the debtors going to pay this claim? 4. IRS FILED CLAIM NOT IN PLAN 5. Trustee's objection: PLAN NEEDS TO BE 100% DUE TO EQUITY - The debtor has undertaken an improper use of exemption. Specifically: Schedule C exceeds the D5 exemption by $6,561. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $3,000/month for food for four $707/month for car insurance $500/month for personal care and $50/month for hair cuts $650/month for three dogs Need proof of excessive expenses 10 days prior to confirmation. - The Plan needs to run 60 months pursuant to the B22C form. Plan proposes: $673 x 36 beginning 2/1/2025, sale of Joy Street, River Road and Ashland Avenue by 2/1/2026, base Payments: 4/4 ---RESOLVED ISSUES----- The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - for Pennsauken property. (RECEIVED) - Need updated car insurance for all 4 cars on Schedule B. Policy provided expired on 3/19/25. (RECEIVED) - The current Plan does not specify treatment of Aurora Financial and UMB Bank 's secured claims under the Plan. (LISTED ABOVE) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $262,014 in non exempt equity in the | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-10968 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 6/11/25(mk) UPDATED MFR resolved- no plan impact **CAN REC CONFIRM AT $5,524 PTD Then $1,580 x 55 Begin 7/1/25 0%** ---------------------------- 1. Trustee obj: - Must provide 2024 Tax return- can't read it -Need updated auto insurance, if not confirmed, insurance expires 5/20/25. -payment needs to increase to cover mtg claims. Prop Plan $1,381 x 60 2/1/25; 0% 4/5 payments ---RESOLVED------ MFR filed by Selene, sched 6/11/25, Debtor in arrears post-pet payments $6,320.42 as of 5/1/25. Need outcome AND IF THIS WILL IMPACT PLAN- Outside cure -OTBS - Must file Pre-confirmation certification .FILED | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-11052 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | 6/3/25: atty is working on claims issues: #13 and #14 are duplicative and mtg claim is projected escrow and to be treated outside plan WIIL REQUEST AN ADJ As of 5/29/25(mk): IF OK TO PAY CLAIMS BELOW THEN **CAN REC CONFIRM AT $2,835 PTD THEN $1,030 x 56 Begin 6/1/25 100% Student loans outside. Preserve equity T/H of 109,756 in real property. Trustee is authorized to pay claim #2-1of SNAP ON CREDIT LLC in the amount of $2,384.21 through the plan** --- 1. Objection by Freedom Mortgage Corporation (Brock & Scott) -arrears totaling $1,121.04 -OK TO PAY? 2.- Current Plan does not specify treatment of Snap -On Credit POC $2,384.21 OK TO PAY? plan $945x60 100% plan 3/4 payments -------------RESOLVED----------------- Trustee objection: - debtor has insufficient income disposable income verifies -$3,023. Pending Profit and Loss statements. - debtor has failed to supply the Trustee with the following documents: Proof of 2 month's income - for Debtor's business for the months 11/2024, 12/2024 and 1/2025. NEGATIVE INCOME, PLAN NOT FEASIBLE - Business profit & loss statements. STATEMENT PROVIDE RESULTS IN NEGATIVE INCOME. SCHEDULE I LISTS INCOME OF $5,900. USING 11 MONTH P&L STATEMENT RESULTS IN ONLY $1,922.59 INCOME WHICH IS NEGATIVE INCOME - There is non-exempt equity in the residence $109,756 100% plan - A copy of the last filed tax return - for 2024 by 5/15/2025 RETURN PROVIDED, NO REFUND - A copy of the homeowner's insurance renewal declaration - insurance expired 2/21/25. RESOLVED, PROVIDED | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-11098 / CMG | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | 6/9/25(mk) Updated- email to atty- D /hold fees 2/4 payments . Arrears 12,246 And plan is not feasible 100 % plan so would need terms as 12,246 PTD Then $14,578 x 56 Begin 7/1/25 NOT FEASIBLE >>ISSUES BELOW STILL REMAIN>> As of 4/28/25 (DS): Debtor atty requested adj to allow time to meet with Debtor to discuss IRS claim feasibility. As of 4/25/25 (DS): Need to confirm at $12,246 paid, $14,075 x 58 begin 5/1/25; 100% with a min. div. $425,000 to gucs due to non-exempt equity and Section 4g as to JPMorgan Chase to be stricken and not paid, due to no POC filed. EMAILED DEBTOR ATTY 1. JPMorgan Chase did not file claim, bar date has passed. Plan propose to pay claim in full. Recommend striking and not paying. As of 4/3/25 (DS): Debtor atty requested adj to allow time to resolve objections 4/9/25 (DS): 1. Trustee obj to the following: - Trustee obj to excessive expense for taxes $5,000. Reviewed P&L business expenses and Sched J double dipping. Must provide proof of monthly taxes paid. - 22C has disposable income $14,060, which would require min. div. $843,600. Plan pays 100%. - There is non-exempt equity in the Paintings $25,000 and business $400,000 total $425,000 (Per business forms). 2. Wells Fargo (CORY WOERNER) obj to arrears owed more, POC filed with arrears $201,794.31. Must resolve obj. 3. Plan will not be feasible disposable income verifies -$400, after careful review of expenses on P&L verifies $6,866.27, removing the double dipping expenses verifies disposable income -$400. BASED ON CLAIMS FILED FOR IRS PRIORITY/SECURED $357,199.51, WELLS MTG OBJ $206,118.63, CHASE MTG $44,000 AND GUCS $167,868.71 W/TRUSTEE COMP TOTAL $865,930 AND TRUST PAYMENT ESTIMATED $14,719. Prop Plan $6,123 x 60 begin 3/1/25; 100% Note: 2024 Tax return provided. | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-11141 / CMG | Donald C. Goins, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | atty is waitng to hearing from creditor as to resolution on the MFR then will advise. AS of 6/5/25(mk): **IF MRF is resolved Then can rec Confirm at $307 x 36 Begin 3/1/25 100%. Preserve Equity T/h of 100,639 in real property. Sale of real property by 8/30/25 Trustee is authorized to pay arrears pending sale. Low base pending sale** 341 Held today >MFR US BANK NAT'L ASSOC (STERN & EISENBERG) ON 7/2/25- NEED TO KNOW RESULT 1. There is $50,319 in non exempt equity. - no guc claims filed and bar date has passed - single asset case - plan does not pay arrears pending sale. there is no objection by mtg co to conf.PLAN REALLY SHOULD PAY ARREAS PENDING SALE AS ONLY ATTY FEE BALANCE OF $1,500- PER ATTY PAY ARREARS PENDING SALE proposed plan $307x36 base with sale by 8/30/2025 3/4 payments | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-11291 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | 7/23/25 to be current, and resolve tax issues or D- email sent to atty As of 5/30/25 mk): 1. IRS ESTIMATED UNSECURED CLAIM- no 2019 return. 2. Debtor in arrears $969.36, made 1 out of 3 payments, last payment $484.68 made 3/25/25. PER EMAIL FROM DEBTOR ATTY, LETTER STATES $969.36 WAS MAILED 5/7/25, BUT PROOF OF PAYMENT IS ONLY FOR $484.68, NOT $969.36. NO PAYMENT HAS BEEN POSTED. 3. Trustee obj: - Must provide pay stubs from Debtor for Feb. & March. - Income is insufficient, disposable income verifies -$280. Debtor needs to apply for E-Wage. - Plan fails to propose prompt cure of landlord arrears. - Add to confirming order Debtor to provide proof of income from spouse 6 months from confirming order. Prop Plan $484.68 x 60 begin 3/1/25; Base Not: 2024 Tax return provided 5/16/25. Tax refund no issues since disposable income verifies -$232. ------------RESOLVED------------- MFR filed by Landlord, Woodbine Living, Debtor in arrears, sched 5/21/25. COTBS $9,664 PRE-PET ARREARS TO BE PAID BY TRUSTEE AND POST-PET $240 TO BE PAID BY DEBTOR | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-11413 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | AS OF 6/10/25 (SF) Updated 1. Motion for Relief by Citizens Bank 7/2 at 9 (MUST RESOLVE) Order submitted 2. JPMorgan Chase filed arrears claim 20-1 in the amount of $1659.57 which is not addressed in the plan. (OK TO PAY?) mkYES PAY 3. IRS filed estimated priority claim 9-1 (NEED AMENDED CLAIM) 4. Trustee Objection: - Need Proof of 2 month's income - . Need January pay stubs for the debtor. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $850/month for utilities (JCPL IS $340 per month. Cannot include past due amounts) $660/month for cable/internet/phone (cable is $332) $2,000/month for health insurance $675/month for car insurance ( Premium is $4357 for 6 months) 4 car payments - $422, $408, $241 & $215 (4 car payments are not allowed) Need proof of excessive expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $7,954.29. - There is $195223.14 in non exempt equity in the residence. (Will change when IRS claim is resolved) Plan proposes $500 x 60 Base w/Min $122,000 to gucs; Refinance by 1/1/26 Payments: 2/4 RESOLVED: - Need a mortgage statement for the Citizens Bank mortgage. (Claim filed) - Need a copy of the last filed tax return - for 2024 by 5/15/2025. (RECEIVED) - Objection filed by Citizens Bank (Lubin) - failure to pay arrears of $15,065.61 -COTBS, pay arrears - Need a copy of the homeowner's insurance renewal declaration - . Policy provided expires on 6/11/25. (RECEIVED) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-11435 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | AS OF 6/10/2025 (at): PER ATTORNEY, DISMISS AND HOLD FEES. Trustee's objection: - The debtor has failed to file a feasible plan - at 100% unsecured creditor claim total $1,001,278.69. - The debtor has failed to supply the Trustee with the following document(s): - Proof of rental income (NOT RECEIVED) - Amendments to Schedules I to list rental income (NOT AMENDED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - Excess expenses on Schedule I $800/utilities; $420/home maintenance; $1,200 food 2 people; $900/car payment - need to provide supporting documents of excess expenses no later than 10 days before confirmation hearing (NOT RECEIVED) - Excess expenses on Form 122c: Line 8 $775/utilities. These will only be allowed if plan does get confirmed at 100%. - The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e). Unsecured debtor exceeds the statutory limits. - Schedule D includes 3 claims that fail to Describe the property that secures the claim: Rajendra Patel $100,000; Sunbelt Rental $35,000 and WMC Mortgage Corp $67,000 - need to amend Schedule D to include the descriptions of all 3 claims. (NOT RECEIVED) - Rental property at 311 Willowbrook Need copy of the lease agreement and Income should be reported on Schedule I. - Plan and schedules need to be amended to address the auto lease on the 2024 tesla (NEITHER AMENDED) ----------------RESOLVED ISSUES--------------------- - The Schedules fail to account for the debtor(s) tax refund in the amount of $22,897 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-11561 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | AS OF 6/10/2025 (at): 1. Objection filed by Mortgage Assets Management (McCalla Raymer) - borrower is deceased. Debtor is the surviving spouse. There is no surviving borrower under the terms of the note and mortgage. Total debt claim of $486,577.42. (Per POC) (UNRESOLVED) 2. Trustee's objection: - The debtor has insufficient income. RESOLVED ISSUES: - Amendments to Schedules J to remove car payment. Car is being paid through the plan. (NOT NECESSARY) atty says plan says unaffected - Need 2023 tax return 10 days prior to confirmation. (RECEIVED) - Need to file Pre-Confirmation Certification. (FILED) - The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2024 by 5/15/2025. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $310 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - - There is $50,945 non-exempt equity in the residence. (LANGUAGE ADDED) Plan proposes: $500 x 36 beginning 3/1/2025, sale of residence by 3/1/2026, $41,000 to unsecured creditors Payments: 3/4, arrears $500 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-11625 / CMG | Scott D. Sherman, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | AS OF 6/4/25 (SF) 1. IRS filed estimated priority claim 5-1 (NEED AMENDED CLAIM) 2. Freedom Mortgage Corporation filed arrears claim 12-1 in the amount of $223.64 which is not addressed in plan (OK TO PAY?) 2. Trustee objection: - There is $1,563.06 non-exempt equity in house, cannot be a base plan. Plan proposes 41912 x 36 Base Payments: 3/4 Arrears: $1912 RESOLVED: - Part 1e of the plan is not checked. A modified plan must be filed. (MP FILED) - Need a copy of the last filed tax return - 2024 return by 5/31/2025 (RECEIVED) - Need to file Pre-Confirmation Certification with Court (RECEIVED) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-11702 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | As of 6/4/25 (DS): 1. Trustee obj to excessive expenses on Sched J and that there is non-exempt equity in the residence $79,597. Plan propose 100%. 2. PHH Mtg/HSBC (CORY WOERNER) obj to arrears owed, POC filed total balance owed $46,005.60, loan has matured and is payable in full. Must resolve. 3. Must resolve IRS estimated tax claim, 2024 not filed, also must provide 2024 Tax return. Prop Plan $2,300 x 60 begin 3/1/25; 100% | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-11807 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | AS OF 6/10/25 (SF) Updated Per atty ok to dismiss/hold fees 1. Trustee supplemental obj: The debtor's transfer to her mother of her interest in real property on 7.31.24 seven months before filing for minimal consideration constitutes a fraudulent transfer 2. Plan must provide to 100% payment to creditors. 3. Objection filed by Westlake Services (Egerman) - objects to cram 4. Capital One Auto Finance filed arrears claim 14-1 in the amount of $347.33 which is not addressed in the plan (OK TO PAY?) 5. Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car insurance is $351, not $470 and additional car $440, Debtor is cramming another car through plan. - Disposable income verifies higher with deducting difference from auto insurance $461, but not deducting the additional car. - Add to confirming order non-exempt proceeds from auto accident to Trustee. - Need information on transfer of home to debtor's mother. Value of property , any liens and other relevant documentation. (DEBTOR PREVIOUSLY OWNED PROPERTY WITH MOTHER AND TRANSFERRED HER SHARE TO HER MOTHER ON 7/31/24 AND RECORDED ON 8/5/24) APPEARS TO BE FRAUDULENT TRANSFER. DEBTOR FILED IN 2/25. - need information on settlement of Motor vehicle case and all relevant pleadings for approval (Debtor provided copies of two releases: $8,000 received on 2/21/25 from Rosemarie Ramos and Cure Auto Insurance and $15,000 from Geico on 3/28/25) 6. Add to confirmation order Trustee Standard Order of Distribution Plan proposes $100 x 60 Base Plan Payments: 2/2 RESOLVED: - A copy of the last filed tax return - for 2024. (RECEIVED) - Must file Pre-confirmation certification (FILED) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-11928 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | As of 6/6/25 (DS): Debtor atty requested adj to allow time to resolve obj, adjourned peremptory, no further adj As of 6/4/25 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED. As of 4/25/25 (DS): Debtor atty requested adj to pass bar date 5/7/25, will need to adj to 6/11/25 due to 5/21/25 calendar full. 4/30/25 (DS): 1. Trustee obj to the following: - Must provide Jan. and Feb. bank statements for Bank of America acct#8784 prior to filing date. - Excessive expenses on Sched J: $600 Food, $200 Clothing, $500 Transportation and $700 for contributions (Son $450 and ex-wife voluntary contribution $250) Need court order. Must provide proof of excessive expenses 10 days prior to confirmation. - Disposable income with 2024 tax refund would verify $4,688. - Reviewed 22C monthly gross income is $9,987. Line 16 Taxes should be $1,360 (2024 taxes $16,328/12) and Line 19 (court ordered payments) requires documentation. Per 22C monthly disposable income is $2,921 which requires min. div. $175,260 to gucs. - There is $1,493 non-exempt equity in bank accts. Pending review of acct#8784. - Add to confirming order fee app within 7 days from confirming order. - Must file Pre-confirmation certification. Prop Plan $1,074 x 60 begin 3/1/25; Base Note: IRS claim no longer estimated. 2024 Tax return provided. | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-11931 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Confirmed | 6/9/25 mk UPDATED PTD RECOMMEND: $1,625 PAID TO DATE, $614 x 56 BEGINNING 7/1/2025, BASE - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need order resolving objection by US Bank within 30 days of confirmation. Trustee is authorized to arrears pay claim # is 5-1 Of THRIFT INVESTMENT CORPORATION in the amount of 833.54 thru the plan. -Trustee is authorized to arrears pay claim # is 6-1 Of THRIFT INVESTMENT CORPORATION in the amount of $751.22thru the plan. BOROUGH OF BEACHWOOD will only be paid upon a timely filed proof of claim** -----------RESOLVED ISSUES---------------------- Trustee's objection: - The debtor has failed to file a feasible plan - that propose a tier plan when 2006 Toyota car payment $355 ends in month 14 and 2010 Ford $391 ends in month 26. (CARS ARE OLD. THEY WILL NEED NEW CARS. THIS IS A WASH) - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) - The debtor has failed to supply the Trustee with the following document(s): - A copy of the last filed tax return - for 2024. (RECEIVED) - TD Bank statement from 12/21/24 to 2/26/25. (RECEIVED) 1. Objection filed by US Bank (Robertson Anschutz) - failure to cure full arrears of $26,750.53 (Per POC). Plan proposes to pay $20,946.82. (UNRESOLVED) (PER ATTORNEY - PAY PER POC - NEED ORDER) 2. Thrift Investment filed a secured arrears claim #5 for the 2010 Ford F150 in the amount of $833.54 which is not in the plan. Is the debtor going to pay this claim? (PAY) 3. Thrift Investment filed a secured arrears claim #6 for a 2006 Toyota in the amount of $751.22 which is not in the plan. Is the debtor going to pay this claim? (PAY) - Spouse certification signed by spouse, not by Debtor (RECEIVED) - Fee app within 7 days from confirming order. (LANGUAGE ADDED) - Thrift Investment filed arrears for 2010 Ford for $833.54 and for 2006 Toyota $751.22. (LISTED ABOVE) - Must resolve creditor objection. (L | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-11942 / CMG | Andrew K. de Heer, Esq. | Order Vacate Dismissal of Case | Dismissed | NS 2nd call AS OF 6/5/25 (SF) NOT CURRENT WITH PAYMENTS 1/4 1. Order to show Cause for failure to pay third and final installment of $156.50 scheduled for 6/24 at 11 - Judge to Reserve Decision 2. Trustee objection: - Need a copy of the last filed tax return - for 2024. (STILL NEED) - Need months (Jan & Feb) bank statements from Bank of America checking acct, only provided Bank of America acct#6593. (SCHEDULES SHOW TWO ACCOUNTS, WE ONLY RECEIVED INFO FOR ACCT ENDING IN 6593. WE NEED THE OTHER ACCOUNT) - Amendments to Schedules C to remove (d)(5) exemption on car. - The debtor has undertaken an improper use of exemption. Specifically: Schedule C over exempts on d(5) by $6,677, but should not be taking any exemptions on the 2020 Infiniti, due to loan being more than value of car. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car payment $676. - Disposable income verifies at $1,410. 3. Must file pre-confirmation certification Plan proposes $100 x 36 Base Payments: 1/4 Arrears: $300 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-11999 / CMG | Daniel L. Reinganum, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | As of 6/3/25 (DS): Debtor atty requested adj to allow time to resolve all issues. As of 4/25/25 (DS): Debtor atty requested adj to allow time to resolve all issues. AMT: AVEN/2ND MTG NEEDS TO FILE AMED POC - #3-1 ON CLAIMS REGISTER HAS CORRUPTED INFO<<>> Prop Plan $1,000 x 48 begin 3/1/25; Base | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-12109 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | AS OF 6/10/2025 (at): 1. New American Funding filed a secured arrears claim in the amount $378.54 which is not in the plan. Is the debtor going to pay this claim? MK YES PAY 2. NJ Division of Taxation filed an estimated claim #9 which needs to be amended. (STILL ESTIMATED) 3. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Need January and February bank statements for TD accounts 3773 and 1675. (RECEIVED - 1675 IS IN THE NAME OF NON FILING SPOUSE ONLY) atty says will provid Mk - Amendments to Schedules B/C to add the 2008 Trailer and 2020 GMC. (NOT AMENDED) RESOLVED ISSUES: - A copy of the last filed tax return - 2024 by 5/15/2025. (RECEIVED) - Need car insurance that provides policy periods. (RECEIVED) - Certification regarding ERC money of over $200,000 that will be received by debtor (Covid money). (RECEIVED) - Certification regarding $100,000 owed to spouse as a creditor. (RECEIVED) - A copy of the homeowner's insurance renewal declaration - . Policy provided expires on 3/22/25. (RECEIVED) - A copy of the HUD-1 statement for 2001 Waverly Avenue. (RECEIVED) - Closing statement for LBI property. (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): - There is $113,599.50 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $15,409 in non exempt equity in the 2020 GMC. (LANGUAGE ADDED) - Need business bank statements for August - January, 2025. (RECEIVED) Plan proposes: $2,180 x 60 beginning 3/1/2025, $113,599.50 to unsecured creditors Payments: 3/4, arrears $2,180 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-12256 / CMG | Scott E. Kaplan, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | issues as of 6/5/2025 (JMA) 1) Deutsche Bank (RASC) objection to confirmation - need to resolve - filed secured claim in the amount of $144,397.30 2) Trustee objection to confirmation - need to resolve - - The debtor has failed to file the required Pre-Confirmation Certification. - The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return - for 2024. - Need to provide 2 months bank statements from PNC Bank accts#5403, #5446 and #6346 (on PNC Bank acct#7838) and PNC Bank savings acct, if not those 2 accts. - Amendments to Schedules A/B and C to Toyota Camry and 2012 Chevy Impala and Personal settlement for co debor. - The debtor must provide proof of auto insurance for the 2014 VW Passat. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity in the residence $31,368, all cars pending amended Schedules filed, PNC Bank acct#7838 $297 and other accts pending bank statements. - Add to confirming order non-exempt proceeds from PI lawsuit to Trustee. - Ally Financial (2014 VW Passat) filed arrears claim $1,072.49. - Must resolve creditor objection. - Motion to Approve Settlement of personal Injury case Must be filed with in 14 days. proposed plan $520x60 100% plan with loan mod 6 months from confirmation paid in $1,040 arrears $520 last claim 20-1 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-12282 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 8/13/2025 10:00 am | AS OF 6/11/2025 (at): 1. Objection filed by New Rez/Shellpoint/US Bank (Hill Wallack) - failure to cure arrears of $84,711.15 (Per POC). Creditor wants proof of efforts to sell the property. (UNRESOLVED) 2. Trustee's objection: - The debtor has failed to supply the Trustee with the following document(s): - A copy of the homeowner's insurance renewal declaration - that includes liability coverage. (RECEIVED 6/11/2025) - NJ Division of Taxation filed an estimated claim which needs to be amended. (STILL ESTIMATED) RESOLVED ISSUES: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $109,764 in non exempt equity in the residence. (LANGUAGE ADDED) - Need to resolve objection by New Rez/Shellpoint. (LISTED ABOVE) Plan proposes: $501 x 60 beginning 4/1/2025, sale of residence by 9/1/2025, 100% plan Payments: 2/3, arrears $501 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-12534 / CMG | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | updated 6/9/2025 (JMA) - debtor atty filed modified plan with notice, no hearing date yet. Need to request adjournment of confirmation hearing. issues as of 6/5/2025 (JMA) 1) Attorney Disclosure Statement shows balance of $850 due in fees. The debtor's plan shows balance of $3,900 to be paid. If higher amount needed must file amended Disclosure for Attorney fees NOT FILED TO DATE - NEED TO RESOLVE 2) With the addition of the Great Adventure income there is $717.83 disposable net income proposed plan $225x36 base plan paid in $675 arrears $675 last claim 8-1 RESOLVED ISSUES: 1) Trustee objection to confirmation - need to resolve - need to provide proof of 2 months income for part time job at Great Adventure RESOLVED, PROVIDED PROOF OF INCOME - Need to file Pre-Confirmation Certification with Court - RESOLVED, FILED | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-12575 / CMG | Edward Hanratty, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | AS OF 6/4/2025 (at): 1. Objection filed by PennyMac Loan (Powers Kirn) - failure to cure arrears of $4,545.27. (RESOLVED - PAY PER POC) 2. The NJ Division of Taxation filed an estimated claim which needs to be amended. 3. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - Verified income leaves monthly disposable income of $3,829.47. - Per the 22C, monthly disposable income is $1,693 which requires a minimum dividend of $101,580 to general unsecured creditors. RESOLVED ISSUES: - Need a statement for the spouse's 401k loan. (RECEIVED) - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The debtor has failed to supply the Trustee with the following document(s): - Business profit & loss statements (RECEIVED) - Business forms: for Sweet Jackie's Cakes. (RECEIVED) - A copy of the last filed tax return - for 2024 by 5/15/2025. (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $12,911 in non exempt equity in the residence. (LANGUAGE ADDED) - Need to resolve objection by PennyMac Loan Services. (RESOLVED) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) - trustee to receive non-exempt proceeds from any potential lawsuits (LANGUAGE ADDED) Plan proposes: $350 x 60 beginning 4/1/2025, base Payments: 3/3 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-12700 / CMG | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | issues as of 6/5/2025 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has failed to file the required Pre-Confirmation Certification - NOT FILED TO DATE - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $2,832.21. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): - There is $152,943 in non-exempt equity in the residence. PER THE LIQUIDATION ANALYSIS THE NON-EXEMPT EQUITY IS $153,237.34 - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. proposed plan $305x48 loan mod with 6 months 100% paid in $605 arrears $302 last claim 1-1 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-12826 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | As of 6/10/25 (DS): Debtor atty requested adj 341 sched 7/3/25, proof of Trustee payment scheduled via TFS for $1,000. | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-12852 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Withdrawn | MP plan filed 6/10/25 AS OF 6/9/2025 (at): 1. Fig 20, LLC filed a secured claim #13 in the amount of $730.34 which is not in the plan. Is the debtor going to pay this claim? 2. Exeter Finance filed a secured arrears claim for the 2017 Acura RDX in the amount of $1,426.34 which is not in the plan. Is the debtor going to pay this claim? 3. NJ Housing and Mortgage Finance filed a secured arrears claim for 49 General Greene Ave in the amount of $1,422.87 which is not in the plan. Is the debtor going to pay this claim? 4. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) - The debtor has failed to supply the Trustee with the following document(s): - 2 months (Feb & March) statements from Fan Duel acct listed on Sch B (NOT RECEIVED) - A Modified Plan that corrects Part 5a (MODIFIED PLAN NOT FILED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $76,273 non-exempt equity in the residence. (LANGUAGE ADDED) - LoanCare filed arrears claim $1,422.87 and Exeter Finance also filed arrears $1,426.34, both listed as outside, but need to be paid. (LISTED ABOVE) - The current Plan does not specify treatment of Fig 20 LLC for $730.34 and US Dept of HUD under the Plan. Plan proposes: $300 x 60 beginning 4/1/2025, not less than ?? percent Payments: 2/3, arrears $300 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-12955 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 8/13/2025 10:00 am | atty says provided dox for Tr and claims exceed 109(e0 reviewing them and will move againt As of 6/4/25 (DS): 1. Trustee obj to the following: - Debtor has insufficient income, disposable income verifies -$504.34. Debtor will need to apply for E-Wage. - Must provide Co-debtor paystubs for March, 2024 Tax return, statements for American Century Investment, PNC Investment accts, February and March bank statements for Bank of America accounts 4920 and 7464 and the Capital One and PNC bank accounts, prior to filing date 3/23/25. - The amount of debt in Debtor's Plan exceeds the statutory limit for unsecured debt pursuant to 11 U.S.C.109(e) $465,275 total unsecured claims filed is $549,924.75. Prop Plan $500 x 60 begin 4/1/25; Dollar Base $122,000 and Refinance on Overlook Dr by 4/1/26 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-12978 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 5/29/2025 (at): RECOMMEND: $900 x 60 BEGINNING 4/1/2025, BASE - Preserve non exempt equity of $1,982 in personal property. - Need to file Pre-Confirmation Certification within 7 days of confirmation. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - Excess expense on Schedule J $250/miscellaneous expense; $700 medical / dental expenses - need to provide supporting documentation within 10 days of confirmation in support of expenses. (PROOF OF EXPENSES NOT RECEIVED) - Form 122c-2 Line 45 shows monthly disposable income of $626 which requires $37,560 to general unsecured creditors RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - The balance in the Credit Union of NJ account as of statement dated 2/28/2025 is $4,183.51. There is $1,982.51 non-exempt equity. (LANGUAGE ADDED) Plan proposes: $900 x 60 beginning 4/1/2025, not less $37,560 to unsecured Payments: 3/3 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13006 / CMG | Thomas G. Egner, Esq. | Confirmation Hearing Scheduled | Dismissed | NS | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13104 / CMG | Eugene D. Roth | Confirmation Hearing Scheduled | Continued 6/16/2025 12:00 pm | 6/11/25:substantial equity in property Wells Fargo to prep order resolving claims and waitng for client on claim 3-1 . OTBS on claim2-1 updated ptd 6/11/2025 (JMA) issues as of 6/5/2025 (JMA) 1) Wells Fargo Bank (Brock & Scott) objection to confirmation - need to resolve - Creditor filed secured claim with mortgage arrears in the amount of $58,668.76 - Debtor's plan proposes to pay arrears through the sale of property. 2) Wells Fargo Bank (Brock & Scott) objection to confirmation - need to resolve - The plan fails to treat Creditor's pre-petition claim in the plan - Creditor filed claim 3-1 with arrears in the amount of $61,238.24 3) Trustee objection to confirmation - need to resolve - The debtor has failed to file the required Pre-Confirmation Certification. - The debtor has failed to provide proof of service with respect to Plan Motion(s). - Need proof of service on E. Craig Jackson. - Need to resolve objection by Wells Fargo Bank for the 1st and 2nd mortgage proposed plan $487x36 100% sale of plan 6 months confirmation paid in $1,461 last claim 5-1 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13158 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 6/5/25 (SF) RECOMMEND $242 X 60 (BEGIN 4/1/25) BASE W/MIN DIV OF $9230 TO GUCS - CONFIRM WITH TFS AUTO PAY Trustee objection: - The debtor has insufficient income . (NEED TFS AUTO PAY) Plan proposes $242 x 60 Base w/min div of $9230 to gucs Payments: 2/3 Arrears: $242 RESOLVED: - Need to file Pre-Confirmation Certification with Court. (FILED) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13190 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | issues as of 6/5/2025 (JMA) 1) Santander Consumer USA/Chrysler Capita (Eisenberg, Gold) objection to confirmation - need to resolve - The 2016 Jeep Wrangler cannot crammed down since it was purchased February 16 2024 less than 910 days before the filing of this petition. - Claim must be paid in full. The plan should be amended to provide for payment of $26,920.71 plus interest at 9.5% - Must provide for adequate protection payments to Chrysler Capital beginning April 2025 at $188.75 per month. - The vehicle must be insured with comprehensive and collision insurance coverage and liability coverage in accordance with the requirements contained in the contract. 2) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. - The debtor has failed to supply the Trustee with the following document (s): Need updated car insurance prior to confirmation. Policy provided expires on 5/1/25. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $369/month for cable/internet/phone; $895/month for food; $479/month for transportation; $214/month for car insurance (verifies at $181); Need proof of excessive expenses 10 days prior to confirmation. - Need an amended disclosure of attorney compensation that pays attorney 's fees through the plan. - The IRS filed an estimated claim which needs to be amended. - Need to file Pre-Confirmation Certification. proposed plan $1,521x60 0% paid in $4,563 last claim 7-1 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13221 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | AS OF 6/5/2025 (at): 1. Objection filed by SN Servicing/US Bank (Friedman Vartolo) - failure to cure arrears of $47,293.99 (Per POC). Plan proposes to pay $22,000. (UNRESOLVED) Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) - The debtor has undertaken an improper use of exemption. Specifically: - Schedule C over exempts d(5) by $5,283. D(1) full amount was taken, leaving $1,475 of d(5). RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document(s): - A copy of the last filed tax return - for 2024. (RECEIVED) - The debtor must provide updated proof of auto insurance for the 2004 Subaru and 2022 Honda . The policy provided expires on 6/14/25. (RECEIVED) - Wells Fargo bank acct statements from 2/19/25 - 3/28/25 and 2 month statements from PayPal acct prior to filing date. (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $202,312, 2022 Honda $28,225, 2004 Subaru $3,000 and estimated in the Wells Fargo acct $12,439, pending bank statements. (LANGUAGE ADDED) - Must file fee app within 7 days from confirming order. (LANGUAGE ADDED) - Must resolve creditor objection. (LISTED ABOVE) Plan proposes: $962 x 60 beginning 4/1/2025, 100% plan Payments: 2/3, arrears $962 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13274 / CMG | Regina L. Gelzer, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 6/10/25 (DS): Confirm at $5,736 paid, $1,905 x 49 begin 7/1/25; 100% to gucs with a min. div. $64,691 due to non-exempt equity and Trustee ok to pay arrears claim#6-1 of Rocket Mtg arrears $480.01 - EMAILED DEBTOR ATTY UPDATED TERMS 1. Trustee obj to the following: - Schedule C over exempt d(5) by $9,665. Used d(1) $27,454 leaves remaining d(1) $446 and d(5) $1,475. - Excessive expenses on Sched J: Home maintenance $300 (Only provided 1 bill from ABC Supply and letter from HO insurance to fix roof, no cost) and Electricity/gas/heat $900 (verifies $423). - Disposable income verifies higher, due to a bonus that was not listed on Schedule I of $21,000. Deducting excessive expense and adding spouse income, disposable income will verify $6,379. PER 2024 TAX RETURN MONTHLY INCOME VERIFIIED $9,555. - There is non-exempt equity in the residence $52,044, 2004 Parker Boat $9,490 and Citizens Bank $3,157 total $64,691. - Arrears claim filed by Rocket Mtg $480.01. Trustee ok to pay? Prop Plan $1,905 x 43 begin 4/1/25; Base Note: Spouse POI, 2024 tax return, updated homeowner insurance, Life insurance value $0 and 401(k) loan balance statement provided. | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13321 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Plan Denied | AS OF 6/5/25 (SF) MP FILED AND SCHEDULED FOR 7/2 - Failed to check off joint administration Plan proposes $200 x 60 Base Payments: 2/3 Arrears: $200 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13365 / CMG | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | issues as of 6/5/2025 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has failed to file the required Pre-Confirmation Certification. - The debtor has failed to supply the Trustee with the following document(s): -Proof of 2 month's income - from Debtor for April and May 2025. Only 1 pay stub provided for 3/28/25 and 2 for Jan. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): 22C has disposable income $1,275.44, which would require a minimum dividend $76,526.40 to gucs. - Disposable income verifies higher, not including Debtor income, verifies $1,071. Including Debtor income would verify even higher. - The Schedules fail to account for the debtor(s) tax refund in the amount of $5,880 when determining disposable income. - Fee app within 7 days from confirming order. - Need a certification from debtor as to her employment situation. proposed plan $500x60 base plan paid in $1,000 arrears $500 last claim 8-1 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13379 / CMG | Andrew G. Greenberg, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | dox uploaded to get 341 date. issues as of 6/4/2025 (JMA) 1) 341 not held, not rescheduled - missing all 341 documents 3/3 payments | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13496 / CMG | Christopher G. Cassie, Esq. | Confirmation Hearing Scheduled | Dismissed | NS AS OF 6/10/2025 (at): 1. 341 has not been held or rescheduled. 2. Payments: 0/2, arrears $3,456 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13515 / CMG | Warren S. Jones, Jr., Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | mk: adj to 7/2 >Prospective relief motion is contested AS OF 6/4/2025 (at): 1. Objection filed by New Rez/Shellpoint (Hill Wallack) - failure to cure full arrears of $104,235.97. (Per objection) Plan proposes to pay $98,695.37. (RESOLVED - PAY PER POC - NEED ORDER) 2. Trustee's objection: - Must resolve IRS estimated tax claim, 2020, 2021, 2022 and 2024 not filed. (STILL ESTIMATED) RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document(s): - A copy of the last filed tax return - for 2024 for Co-Debtor. (RECEIVED) - The debtor has failed to provide proof of service with respect to Plan Motion(s). Must serve Path Medical. (CERT OF SERVICE FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in PNC Bank acct #8776 $5,726 and PNC Bank acct #3515 $170. (LANGUAGE ADDED) - The debtor has insufficient income. Disposable income verifies $1,756. Will need E-wage. (LANGUAGE ADDED) - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) Plan proposes: $1,985.51 x 1 beginning 5/1/2025, $2,076.84 x 59, not less than $4,850.28 to unsecured creditors Payments: 1/2, arrears $2,076.84 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13531 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 6/10/25 (DS): Need to confirm at $245 paid, $122 x 58 begin 7/1/25; Base with a min. div. $4,000 to gucs and Loan mod Pinetree Dr by 10/3/25 (Arrears not to be paid pending loan mod, Debtor to maintain post-pet payments to Wells Fargo 1. Wells Fargo (LOGS LEGAL GRP) obj to loan mod and arrears not paid pending loan mod. Must resolve obj. OTBS LOAN MOD BY 10/3/25 ARREARS TO BE CURED VIA LOAN MOD, POST-PET PAYMENTS TO BE MADE BY DEBTOR Prop Plan $122 x 60 begin 5/1/25; Dollar Base $4,000 and Loan mod on Pinetree Dr by 11/30/25 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13554 / CMG | Roger J. Yehl, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | AS OF 6/4/25 (SF) Trustee objection: - Need a current market analysis - with comparatives sold within 6 months of filing. (RECEIVED) There is non-exempt equity of $50,837 in residence. (MAY WISH TO ADJOURN TO AFTER BAR DATE) - Need Proof of 2 month's income - Need April pay stubs for Beaches Baker job. - Need March and April bank statements for 2nd First Atlantic checking account. - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,104.00 when determining disposable income. - Need to file Pre-Confirmation Certification. Plan proposes $650 x 60 Base Payments: 2/2 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13558 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | issues as of 6/5/2025 (JMA) 1) NewRez LLC d/b/a Shellpoint Mortgage Services (RASC) objection to confirmation - need to resolve - Anticipated arrears claim to be filed in the amount of $10,743.85 2) Trustee objection to confirmation - need to resolve - Need bank statements for March and February. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): -There is $175,164 non-exempt equity in the Monticelli Way property. 3) Need to file Pre-Confirmation Certification with Court proposed plan $3,170x60 base plan paid in $3,170 arrears $3,170 last claim 9-1 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13562 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 6/9/2025 (at): RECOMMEND: $922 PAID TO DATE, $479 x 58 BEGINNING 7/1/2025, BASE - Preserve non exempt equity of $20,914 in real estate. Trustee's objection: - The debtor must provide updated proof of auto insurance for the 2016 Hyundai Elantra. The policy provided has expired. (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $20,914. (LANGUAGE ADDED) Plan proposes: $461 x 60 beginning 5/1/2025, not less than $20,860 to unsecured creditors Payments: 2/2 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13611 / CMG | Kirsten B. Ennis, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | adj and atty will reach out to DS about numbers she can't afford the rec payment As of 6/10/25 (DS): Once amended Sched A/B and C filed to add amounts in bank accts, recommend confirming at $100 paid, $421 x 46 begin 7/1/25; Base 1. Debtor in arrears $200, made 0 out 2 payments. DEBTOR MADE TFS PAYMENT $100 6/9/25. 2. Trustee obj to the following: - Must amend Schedules A/B and C to add amounts in bank accts Chase chkg acct has $559 and Chase savings acct $6,000. - Excessive expenses on Sched J: Food $600, Transportation $500 and Car payment $867. - Disposable income verifies $674, schedules fail to add tax refund $1,166 when determining disposable income. Prop Plan $100 x 48 begin 5/1/25; Base Note: Bank statements provided and Pre-conf filed. | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13622 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 6/4/25 (SF) RECOMMEND $472 X 1 (BEGIN 5/1/25); $480 X 35 (BEGIN 6/1/25) 0% PLAN Trustee objection: - The debtor must provide updated proof of auto insurance for all 3 cars. The policy provided has expired. Plan proposes $472 x 36 0% Plan Payments: 1/2 Arrears: $472 RESOLVED: - Need copy of Life insurance value statement prior to filing date. (RECEIVED) - The debtor has failed to file the required Pre-Confirmation Certification (FILED) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13659 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | issues as of 6/5/2025 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. Verified income leaves monthly disposable income of -$1,072.13. - The debtor has failed to file the required Pre-Confirmation Certification . - The debtor has failed to supply the Trustee with the following document(s): A Modified Plan that steps up trustee payment by $1,340 in September, 2025 when pension loan is paid off. - The Plan fails to provide for a prompt cure of rental arrears. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). - Must file Pre-Confirmation Certification with Court. proposed plan $240x60 base plan paid in $240 arrears $240 last claim 7-1 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13675 / CMG | Warren S. Jones, Jr., Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 5/29/2025 (at): RECOMMEND: $688.78 PAID TO DATE, $668 x 59 BEGINNING 6/1/2025, 100% PLAN - Preserve non exempt equity of $103,621 in real estate. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $103,621 in non-exempt equity in the residence (100% PLAN.) (LANGUAGE ADDED) Plan proposes: $668.78 x 60 beginning 5/1/2025, 100% plan Payments: 1/1 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13679 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 6/10/25 (DS): Ok to confirm at $482 paid; $643 x 58 begin 7/1/25; Base with a min. div. $29,934 due to non-exempt equity; - Debtor to do E-wage 7 days from conf. - Trustee ok to pay arrears claim#6-1 Fulton $1,028.02 and claim#10-1 Chase $10. 1. Trustee obj to the following: - Income is insufficient, disposable income verifies -$48.55. Debtor will need E-wage. - There is non-exempt equity in the residence $28,233 and Wells Fargo acct $1,701 total $29,934. 2. Chase filed arrears claim $10 and Fulton Bank 1st mtg filed arrears $1,028.02. Trustee ok to pay? Prop Plan $482 x 60 begin 5/1/25; Dollar Base $23,246 Note: 2nd mtg claim filed, no statement needed. | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13705 / CMG | Stuart M. Nachbar, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | AS OF 6/3/25 (SF) Per atty, adj to after bar date 1. Trustee objection - There is $41,700 non-exempt equity in house (100% plan) 2. Confirm with Trustee Standard Order of Distribution Plan proposes $635 x 60 100% Payments: 1/2 Arrears: $635 RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification (FILED) - A copy of the homeowner's insurance renewal declaration - policy provided expires 6/9/2025, need renewal (RECEIVED) - car insurance expires 6/9/2025, need to provide renewal. (RECEIVED) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13717 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Dismissed | NS As of 5/29/25 (DS): 341 not held 5/22/25, still missing docs | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13733 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | issues as of 5/30/2025 (JMA) - Modified plan is Withdrawn with modified plan to be filed within 14 days 1) Trustee objection to confirmation - need to resolve - - The debtor has insufficient income. After removing the disability income, the debtor is showing negative income. - The debtor has failed to file a feasible plan - that is either cramming the two vehicles or is paying claims in full. - The debtor has failed to file the required Pre-Confirmation Certification. - The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income - Two months bank statements from Cash App prior to filing date. - A Modified Plan that adds all cramdowns to Section 4 AND Section 7 of the Plan. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car payments $475 and $395 if paying through plan in full, must remove. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity in the residence $97,136, bank accts $1,179 and Cash App pending statements. - The debtor has failed to provide proof of service with respect to Plan Motion(s). - Must service creditor once modified plan is filed, if cramming the vehicles. proposed plan $1,110x60 100% plan paid in $1,110 last claim 8-1 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13752 / CMG | Jennifer L. Kearney, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | 341 is 6/5/2025 (READY) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13797 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | As of 6/4/25 (DS): 1. Trustee obj must provide 2024 Tax return. 2. Toyota (GAVIN STEWART) obj to cram of 2021 Toyota. Must resolve obj. Prop Plan $505 x 60 begin 5/1/25; $0 Note: No service needed to Toyota, obj filed. | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13801 / CMG | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | AS OF 5/29/25 (SF) 1. Objection filed by AmeriCredit/GM Financial (Craig) - failure to provide for adequate protection payments 2. Trustee objection: - Verified income leaves monthly disposable income of $3,167.33. - AmeriCredit Financial Services filed a bifurcated claim which needs to be resolved. (CRAM) - Student loans will be paid outside of the plan. Plan proposes $2152 x 60 100% Payments: 1/2 Arrears: $2152 RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification (FILED) | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13827 / CMG | Donald C. Goins, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP in 14 days to be filed- debtor took out a loan 14 days before issues as of 6/4/2025 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has failed to file the required Pre-Confirmation Certification. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Income verified higher using paystubs provided. There is $1,268.16 disposable net income. proposed plan $401x60 base plan paid in $802.99 last claim 15-1 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13829 / CMG | Otto J. Kostbar, Esq. | Confirmation Hearing Scheduled | Continued 7/2/2025 10:00 am | Adj to after bar date | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13830 / CMG | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Dismissed | NS No 341 dox at all 0/2 payments | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13866 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | AS OF 6/10/2025 (at): 1. Objection filed by Nissan Motor (Stewart Legal) - failure to cure arrears of $1,365.62. Plan proposes to pay $0. (UNRESOLVED) 2. Trustee's objection: - The debtor has failed to file a feasible plan - that propose a tier plan when Debtor pension loan $900 ends in month 15. (MODIFIED PLAN NOT FILED) - The debtor has failed to supply the Trustee with the following document(s): - 2 months bank statements from Financial Resources acct#3006, prior to filing date. (NOT RECEIVED) - The debtor has undertaken an improper use of exemption. Specifically: Schedule C over exempts d(5) by $741. RESOLVED ISSUES: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $137,307, Financial Resources FCU acct#4343 $3,156, Financial Resources FCU acct#2116 $2,770 and pending statements from Financial Resources FCU acct#3006. (LANGUAGE ADDED) - Fee app within 7 days from confirming order. (LANGUAGE ADDED) Plan proposes: $2,390 x 60 beginning 5/1/2025, not less than $142,275 to unsecured creditors Payments: 1/2, arrears $1,290 | |
| Email InquiryRequest Adjournment | 6/11/2025 10:00 am | 25-13873 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 7/23/2025 10:00 am | 6/11: spouse lost job end of April so no pay stubs As of 6/10/25 (DS): 1. Trustee obj to the following: - Must provide proof of income from spouse for the month of May. - Excessive expenses on Sched J: $715 & $797/month car payments and Life insurance $253 (LIFE INSURANCE APPLICATION W/PACIFIC LIFE DONE ONLINE SHOWS DEBTOR APPLIED FOR TERM LIFE INSURANCE ON 3/11/25 AND PAYMENT OF $342.54 WAS REQUIRED, BUT NO PROOF OF PAYMENT SHOWN. Must provide proof of expenses 10 days prior to filing date. - Schedules fail to account for debtor's 2024 tax refund $5,269 when determining disposable income. Disposable income verifies $2,285. - There is $30,562 in non-exempt equity in the residence. 2. Manufacturers & Traders Trust Co (PADGETT LAW GRP) obj to arrears owed, no POC filed. COTBS TO PAY ARREARS $3,508.86 Prop Plan $500 x 12 begin 5/1/25; $753 x 48; Dollar Base $38,000 Note: Updated homeowner insurance, 2024 Tax return, Life insurance is term and bank statements provided 6/10/25. | |
| Email InquiryRequest Adjournment | 6/11/2025 12:00 pm | 22-16293 / CMG | Karina Pia Lucid, Esq. | Motion Compensation | Order Previously Submitted | 5/20/25: parties have resolved- Order submitted Trustee obj<> 5/19:Revised order submitted for fees outside. BUT >>5/19/25: DEBTOR EMAIL; SHE GOT PAPERWORK MIXED UP WITH OTHER DOCS AND OBJECTS TO THE FEES AND REQUESTS AN ADJ TO FILE OBJECTION | |
| Email InquiryRequest Adjournment | 6/11/2025 12:00 pm | 23-21068 / CMG | Robert Cameron Legg, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 6/11/2025 12:00 pm | 23-21431 / CMG | Karina Pia Lucid, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 6/11/2025 12:00 pm | 24-13403 / CMG | PRO SE | Motion to Vacate Dismissal | Continued 6/16/2025 12:00 pm | CT adj to 6/16/at noon WAS OST for first date but now it has been adj 3 x MTN TO VACATE DISMISSAL TR objection creditor obj. | |
| Email InquiryRequest Adjournment | 6/11/2025 12:00 pm | 24-14951 / CMG | Carrie J. Boyle, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 6/11/2025 12:00 pm | 24-21498 / CMG | David L. Stevens, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 6/11/2025 12:00 pm | 25-11198 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 6/11/2025 12:00 pm | 25-13041 / CMG | Allen I. Gorski, Esq. | Motion Compensation | Granted | ||
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |