Judge Michael B. Kaplan
Hearing Date: 6/8/2022
Hearing Count: 295
Last Updated: 06-24-2022 06:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
16/8/2022 9:00 am16-21233 / MBKBRIAN L HOFFMAN, ESQMotion Relief from Stay (Fee)Continued
7/13/2022 9:00 am

US BANK NAT'L ASSOC /Linton Ave (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
26/8/2022 9:00 am17-17328 / MBKKevin C. Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
Debtor obj, will pay<> FAILED TO PAY PLAN BAL
Matter ResolvedRequest
Adjourment
36/8/2022 9:00 am17-18683 / MBKJOAN S. WARREN, ESQ.Motion Relief from Stay (Fee)Granted
PNC/Asbu Portal Rd (MARTONE & UHLMANN)
Matter ResolvedRequest
Adjourment
46/8/2022 9:00 am17-18957 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
Debtor obj, making pymts<>ARREARS/PLAN EXPIRES IN MAY
Matter ResolvedRequest
Adjourment
56/8/2022 9:00 am17-18982 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/10/2022 9:00 am
Total Paid In: $25,452.00
ADJ to 8/10/22 Peremptory
Debtor obj, will pay by Aug<>FAILED TO PAY PLAN BAL
Matter ResolvedRequest
Adjourment
66/8/2022 9:00 am17-19435 / MBKRobert H. Johnson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
Debtor obj, will pay<>ARREARS/PLAN EXPIRES MAY
Matter ResolvedRequest
Adjourment
76/8/2022 9:00 am17-21283 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/22/2022 9:00 am
Total Paid In: $107,320.00
AMT: 2 PYMTS POSTED/ADJ FOR FINAL PYMT TO POST<<<>>>


Debtor obj, will pay<>FAILED TO PAY PL BAL/60 MO PLAN EXPIRED
Matter ResolvedRequest
Adjourment
86/8/2022 9:00 am17-21292 / MBKWilliam H. Oliver, Jr., Esq.Motion to Cancel and DischargeGranted
MTN TO CANCEL DISCHARGE/ST OF NJ (DJ-177328-2014)
Matter ResolvedRequest
Adjourment
96/8/2022 9:00 am17-21292 / MBKWilliam H. Oliver, Jr., Esq.Motion to request Exemption from Certification in Support of Discharge and Post Credit CounselingGranted
MTN TO REQUEST EXEMPTION
Matter ResolvedRequest
Adjourment
106/8/2022 9:00 am17-22856 / MBKJOSEPH W COIRO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $129,656.00
ARREARS
Matter ResolvedRequest
Adjourment
126/8/2022 9:00 am17-23707 / MBKBrian W. Hofmeister, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/13/2022 9:00 am
Total Paid In: $37,762.00
amt: MTN TO EXPUNGE #3-2 PENDING


100% PLAN WILL NOT COMPLETE TIMELY DUE TO #3-2
Matter ResolvedRequest
Adjourment
116/8/2022 9:00 am17-23707 / MBKBrian W. Hofmeister, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
7/13/2022 9:00 am
Total Paid In: $37,762.00
Briefs by 7/8/22 - ADJ to 7/13/22

Santander obj(Morton)<>MTN TO EXPUNGE CLM #3-2
Matter ResolvedRequest
Adjourment
136/8/2022 9:00 am17-30120 / MBKRussell L. Low, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $91,843.00
***Trustee Order: $89,442 Ptd, then $2,401 x 5 starting 6/1/22, Trustee shall not pay the City of Plainfield Collector of Taxes and the secured per plan treatment of the creditor is stricken***

Debtor obj, requests recap<>ARREARS; CITY OF PLAINFIELD TAX COLLECTOR PER PLAN CLM
Matter ResolvedRequest
Adjourment
146/8/2022 9:00 am17-30241 / MBKKirsten B. Ennis Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $15,311.00
Debtor obj<> FAY SERVICING/Hale St (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
156/8/2022 9:00 am17-35990 / MBKRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $27,187.00
motion to approve settlement has been filed ***Trustee Order: $25,558 Ptd, then $981 x 6 starting 7/1/22***

Debtor obj, will make pymts<>FEASIBILITY; FAILED TO FILE NTC OF SETTLEMENT & RETENTION FOR PI MATTER
Matter ResolvedRequest
Adjourment
166/8/2022 9:00 am18-11054 / MBKWilliam H. Oliver, Jr., Esq.Motion SellOrder to be SubmittedTotal Paid In: $106,026.00
OTBS-will pay 100% per Cameron email

Trustee objection:
-Filed with sch A value in 2018 of $360k, selling for $1.39 million now EDC

JP Morgan response ( Fein Such)<> WALLACE AV
Matter ResolvedRequest
Adjourment
176/8/2022 9:00 am18-12554 / MBKSCOTT E KAPLAN ESQMotion Sell Free and Clear of Liens under 363(f) (FEE)Order Previously SubmittedTotal Paid In: $113,608.00
Rocket Mtg limited obj( Stern & E)<>82 RIVERSIDE AV
Matter ResolvedRequest
Adjourment
196/8/2022 9:00 am18-15605 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/13/2022 9:00 am
Total Paid In: $29,000.00
FAILED TO SELL OAKWOOD LN PPTY BY 6/30/21; FAILED TO PAY PLAN BAL
Matter ResolvedRequest
Adjourment
206/8/2022 9:00 am18-16319 / MBKPATRICK MOSCATELLO, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/13/2022 9:00 am
Total Paid In: $26,803.00
Debtor obj, filing MP<>FAILED TO FILE MP PER 7/16/20 ORDER RESOLVING CREDITOR DEF CERT TO ADDRESS FEASIBILITY
Matter ResolvedRequest
Adjourment
216/8/2022 9:00 am18-20434 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $169,000.00
AMT:$169,000 Ptd (48), $4,862 X x 36 starting 6/1/22,$35,000 LUMP SUM BY 7/15/22; debtor shall sign up for eWage within 10 days (ATTY OK)***

Debtor obj, proposes lump sum and recap<>ARREARS
Matter ResolvedRequest
Adjourment
226/8/2022 9:00 am18-24207 / MBKSteven N. Taieb, Esq.Creditor Certification of DefaultContinued
6/22/2022 9:00 am
Total Paid In: $55,420.00
Debtor obj<>CARRINGTON/Derry Dr (Hill Wallack)
Matter ResolvedRequest
Adjourment
236/8/2022 9:00 am18-24323 / MBKRobert C. Nisenson, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $9,400.00
amt:arrears pd (through May)/will complete timely<<>>

Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
246/8/2022 9:00 am18-27800 / MBKPaul J. Riviere VMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $23,845.00
SV/LEISURE VILLAGE
Matter ResolvedRequest
Adjourment
256/8/2022 9:00 am18-28025 / MBKBrian F. O'Malley Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $12,481.00
AMENDED ORDER (DOC #57) REMOVES POST-PETITION ARREARS (dm)

Debtor Atty to submit his own order under 7-day rule per AR instructions - ADJ to 6/8 (dm)

Atty to reach out to Milstead's office to get consent order rescinded due to debtor paying pp arrears outside the plan (dm)

Debtor obj<>12/8/21 MP DENIED; FAILED TO FILE FEASIBLE PLAN DUE TO PP ARREARS ADDED TO PLAN (DOC #51)
Matter ResolvedRequest
Adjourment
266/8/2022 9:00 am18-28474 / MBKSteven J. Abelson, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $59,546.00
***Trustee Order: $59,546 Ptd, then $2,843 x 26 starting 6/1/22, debtor(s) shall sign up for eWage within 10 days***


Debtor obj, can pay<> ARREARS
Matter ResolvedRequest
Adjourment
276/8/2022 9:00 am18-28474 / MBKSteven J. Abelson, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $59,546.00
Debtor obj<> PHH/Jackson Mills Rd (RAS)
Matter ResolvedRequest
Adjourment
286/8/2022 9:00 am18-28481 / MBKDouglas G Mitchell, EsqMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order to be SubmittedTotal Paid In: $23,400.00
Arrears cured - OTBS by debtor's counsel to submit eWage application within 10 days.

$3175 arrears and $7506 to payoff case EDC
-There have been several certs of default throughout the case and case was already reinstated once before. Terrible payment history.
Matter ResolvedRequest
Adjourment
296/8/2022 9:00 am18-30211 / MBKMICHAEL L DETZKY, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $29,441.00
PENNYMAC LOAN /Hickory Circle (FRENKEL LAMBERT)
Matter ResolvedRequest
Adjourment
306/8/2022 9:00 am18-34173 / MBKJames J. Cerbone, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $24,972.00
AMT:ARREARS CURED THROUGH MAY/PLAN WILL COMPLETE TIMELY<<<>>>


Debtor obj, paid $1,800<> ARREARS
Matter ResolvedRequest
Adjourment
316/8/2022 9:00 am18-34290 / MBKLee M. Perlman, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $34,213.00
FINANCE OF AMERICA REVERSE / Ohio St (McCABE, WEISBERG)
Matter ResolvedRequest
Adjourment
326/8/2022 9:00 am18-34653 / MBKJustin M. Gillman, Esq.Creditor Certification of DefaultContinued
7/13/2022 9:00 am
Total Paid In: $39,042.00
Debtor obj<> BOA (powers)
Matter ResolvedRequest
Adjourment
336/8/2022 9:00 am19-11304 / MBKKevin C. Fayette, EsqTrustee Certification of DefaultContinued
7/13/2022 9:00 am
Total Paid In: $4,900.00
Atty to send in $800 and advise what plan is to cure balance - ADJ to 7/13/22

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
346/8/2022 9:00 am19-12741 / MBKSteven J. Abelson, Esq.Order Shorten TimeWithdrawn
Order Submitted - adjourns motion to 6/8/22 - Sheriff's Sale scheduled for 6/21/22

OST - Shore Community obj (Ostrowitz)<>MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
356/8/2022 9:00 am19-14630 / MBKSteven J. Abelson, Esq.Creditor Certification of DefaultContinued
6/22/2022 9:00 am
Total Paid In: $55,907.00
Stern L. needs to review payments received - ADJ to 6/22/22

Debtor obj<> CARRINGTON/Hawthorne Lane (Stern & L)
Matter ResolvedRequest
Adjourment
366/8/2022 9:00 am19-14905 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/13/2022 9:00 am
Total Paid In: $33,177.00
NJ DIV TAX LATE CLM #16-1; FAILED TO ADDRESS TOTAL LOSS/MARINER FINANCE #3-1
Matter ResolvedRequest
Adjourment
376/8/2022 9:00 am19-14984 / MBKStephanie Ritigstein, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $49,431.00
As of 5/20/22, debtor is current
Debtor obj, mailed pymt<> ARREARS
Matter ResolvedRequest
Adjourment
386/8/2022 9:00 am19-15291 / MBKCandyce I. Smith-Sklar, Esq.Application for Termination of Loss MitigationGrantedTotal Paid In: $14,686.00
Debtor obj<>NATIONSTAR APP FOR IMMEDIATE TERMINATION OF LOSS MIT
Matter ResolvedRequest
Adjourment
396/8/2022 9:00 am19-15291 / MBKCandyce I. Smith-Sklar, Esq.Trustee Certification of DefaultContinued
6/22/2022 9:00 am
Total Paid In: $14,686.00
TFS receipt uploaded - will need to adj to 6/22 to see if it posts (dm)

Debtor obj, will make pymt<> ARREARS
Matter ResolvedRequest
Adjourment
406/8/2022 9:00 am19-15329 / MBKJames J. Cerbone, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $7,631.00
***Trustee Order: $7,402 Ptd, then $221 x 21 starting 7/1/22, debtor shall sign up for eWage within 10 days***


Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
416/8/2022 9:00 am19-17305 / MBKWilliam H. Oliver, Jr., Esq.Motion SellGrantedTotal Paid In: $17,291.00
67 MUTINEER AV
Matter ResolvedRequest
Adjourment
426/8/2022 9:00 am19-18001 / MBKSteven J. Abelson, Esq.Motion Relief from Stay (Fee)Continued
7/13/2022 9:00 am
Total Paid In: $5,700.00
Debtor obj<>SELECT PORTFOLIO (FEIN SUCH)
Matter ResolvedRequest
Adjourment
436/8/2022 9:00 am19-19301 / MBKAllen I. Gorski, Esq.Trustee Certification of DefaultContinued
6/22/2022 9:00 am
Total Paid In: $186,000.00

Atty to update regarding liquidation of stock options to fund the plan (dm)

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
446/8/2022 9:00 am19-20803 / MBKPRO SEMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
7/13/2022 9:00 am
Total Paid In: $36,737.00
Trustee objection:
-Case was dismissed with pending creditor cert of default
-Case was to sell by 6/2020 then modified to sell by May 2021 then attempted to modify the plan for a loan modification by 12/2021 (plan denied). The debtors last modified requested further extension of the loan modification period. Debtor did not pay fee leading to dismissal of his case.
-Debtor is not prejudiced by filing a new case. The debtor has had 3 years to either sell or obtain a loan modification.
Matter ResolvedRequest
Adjourment
456/8/2022 9:00 am19-23035 / MBKGeorge E Veitengruber IIIMotion SellContinued
6/22/2022 9:00 am
Total Paid In: $5,195.00
US Bank obj (Hladik, Onorato)<>1146 KENTON DR
Matter ResolvedRequest
Adjourment
466/8/2022 9:00 am19-24424 / MBKDAVID A. SEMANCHIK, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/13/2022 9:00 am
Total Paid In: $22,897.00
Debtor obj, filed mtn to reinstate stay<>SV/FHLM
Matter ResolvedRequest
Adjourment
476/8/2022 9:00 am19-25048 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $16,335.00
***Proposed Trustee Order: $16,334.50 Ptd, then $768 x 27 starting 6/1/22, debtor(s) shall sign up for TFS auto pay within 10 days***


Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
486/8/2022 9:00 am19-27049 / MBKRobert Braverman, Esq.Trustee Certification of DefaultContinued
6/22/2022 9:00 am
Total Paid In: $74,006.00
received copy of $21,396 payment - ADJ to 6/22/22 for it to post (dm)

Debtor obj, can pay in June<> ARREARS
Matter ResolvedRequest
Adjourment
496/8/2022 9:00 am19-27128 / MBKWarren Brumel, Esq.Motion Relief from Stay (Fee)Continued
7/13/2022 9:00 am
Total Paid In: $36,300.00
Debtor obj<>NATIONSTAR MTG/COOPER -Aberdeen Rd(BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
2576/8/2022 9:00 am19-28608 / MBKDorothy L. Wright, Esq.Motion CompensationContinued
6/22/2022 9:00 am
Total Paid In: $12,006.00
OBJECTION BY DEBTOR
Debtor obj<> FEE APP
Matter ResolvedRequest
Adjourment
506/8/2022 9:00 am19-28863 / MBKAndrew Thomas Archer Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
6/22/2022 9:00 am
Total Paid In: $14,329.00

AR NOTE ISSUE CAN NJ CERT OF JUDGMENT EXPIRE ?
NJ obj( Platkin)<>MTN TO EXPUNGE CLM#7
Matter ResolvedRequest
Adjourment
516/8/2022 9:00 am19-28919 / MBKMARK W FORDMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/13/2022 9:00 am
Total Paid In: $19,800.00
John Morton waiting to hear back from creditor regarding deficiency claim - will email DM once he is notified so a Trustee Order can be calculated at 100% - ADJ to 7/13/22 (dm)

Debtor obj<> SV/FORD
Matter ResolvedRequest
Adjourment
526/8/2022 9:00 am19-29622 / MBKKarina Pia Lucid, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $53,651.00
***Trustee Order: $53,651 Ptd, then $2,047 x 29 starting 6/1/22, debtor(s) shall sign up for eWage within 10 days***


Debtor obj, can pay $8,188 by 5/20<> ARREARS
Matter ResolvedRequest
Adjourment
536/8/2022 9:00 am19-30195 / MBKPATRICIA COLLIGAN, ESQ.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)GrantedTotal Paid In: $12,922.00
5/27/22 - Atty mailing in $1,475 in money orders (dm)

Trustee received $475 in Feb and $950 in May - balance due through May is $950

Trustee Obj
Matter ResolvedRequest
Adjourment
546/8/2022 9:00 am19-31667 / MBKYakov Rudikh, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $26,970.00
Debtor obj<>US BANK/TAX SALE CERT (HONIG & GREENBERG)
Matter ResolvedRequest
Adjourment
556/8/2022 9:00 am19-31701 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/10/2022 9:00 am
Total Paid In: $27,471.00
debtor mailed $1,980 total in money orders on June 1 - Atty needs to file a MP by 6/30 - ADJ to 8/10/22 (dm)

Debtor obj<>FAILED TO LM BY 6/1/20, LOSS MIT EXPIRED 10/31/21; ARREARS
Matter ResolvedRequest
Adjourment
566/8/2022 9:00 am19-32018 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/27/2022 9:00 am
Total Paid In: $17,917.00
Atty sending MP to debtor to sign - Adj Request granted to 7/27/22

Debtor obj<>SV/FINANCE OF AMERICA REVERSE MTG
Matter ResolvedRequest
Adjourment
576/8/2022 9:00 am19-32313 / MBKJoseph Casello, Esq.Trustee Certification of DefaultContinued
7/13/2022 9:00 am
Total Paid In: $13,500.00
Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
586/8/2022 9:00 am19-32442 / MBKDaniel E. Straffi, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $10,262.00
AMT: ARREARS CURED THROUGH MAY/WILL COMPLETE TIMELY<<>>


Debtor obj, can pay (Edward deceased)<. ARREARS
Matter ResolvedRequest
Adjourment
596/8/2022 9:00 am19-33274 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $73,800.00
Debtor obj<>CREDIT UNION OF NEW JERSEY/ 2016 Acura (PETER LISKA)
Matter ResolvedRequest
Adjourment
606/8/2022 9:00 am20-10457 / MBKKirsten B. Ennis Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $154,980.00
(5/31/22 AMT: EMAILED ATTY - NEEDS TO FILE FEE APP FOR $3,471.92 PD AT CLOSING)<<>>

MTN TO COMPLETE PLAN AND CLOSE CASE
Matter ResolvedRequest
Adjourment
616/8/2022 9:00 am20-11392 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $26,540.00
Debtor obj<>FOUR SEASONS AT UPPER FREEHOLD/ Minuteman Circle (MCGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
626/8/2022 9:00 am20-11841 / MBKNicholas Fitzgerald, Esq.Trustee Certification of DefaultContinued
7/13/2022 9:00 am
Total Paid In: $17,623.00
received copy of $2,235 in certified funds being mailed out by the debtor - need to ADJ to 7/13/22 for payments to post & debtor then needs to go on eWage (dm)

Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
636/8/2022 9:00 am20-13544 / MBKPeter E. Zimnis, Esq.Motion for Relief from StayOrder to be SubmittedTotal Paid In: $23,121.00
RELISTED 3/23/22 HEARING WAS OTBS<<>>

Debtor obj<> US Bank (Honig & Greenberg)

Matter ResolvedRequest
Adjourment
646/8/2022 9:00 am20-14480 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $5,501.00
Debtor obj<>PHH MTG / CREEK RD (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
656/8/2022 9:00 am20-16679 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
6/22/2022 9:00 am
Total Paid In: $11,722.00
Debtor obj<> WILMINGTON/South Pennington Rd (Powers Kirn)
Matter ResolvedRequest
Adjourment
666/8/2022 9:00 am20-16945 / MBKRobert Manchel, Esq.Trustee Certification of DefaultDismissedTotal Paid In: $15,539.00
2nd call - NA

Last payment made in March

Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
676/8/2022 9:00 am20-17243 / MBKSteven J. Abelson, Esq.Motion Dismiss CaseGrantedTotal Paid In: $6,000.00
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
686/8/2022 9:00 am20-17346 / MBKMonika Mazurczyk Motion Relief from Stay (Fee)Continued
6/22/2022 9:00 am
Total Paid In: $13,560.00
Debtor obj<>JPMORGAN / 2016 Mazda(ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
696/8/2022 9:00 am20-17687 / MBKWARREN LEVY, ESQ.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
6/22/2022 9:00 am
Total Paid In: $24,971.00
ADJ to 5/25 - atty to email Erik evidence of funds
Trustee Obj
Matter ResolvedRequest
Adjourment
716/8/2022 9:00 am20-19200 / MBKS DANIEL HUTCHISON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/13/2022 9:00 am
Total Paid In: $28,160.00
Debtor obj, filing mtn to reinstate stay<>SV/DEUTSCHE
Matter ResolvedRequest
Adjourment
726/8/2022 9:00 am20-19591 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,704.00
ARREARS
Matter ResolvedRequest
Adjourment
736/8/2022 9:00 am20-20282 / MBKAndrew Thomas Archer Trustee Certification of DefaultTrustee OrderTotal Paid In: $13,876.00
***Trustee Order: $12,869 Ptd, then $1,007 x 40 starting 6/1/22, debtor shall sign up for eWage within 10 days***


Debtor obj, can pay $3,000<> ARREARS
Matter ResolvedRequest
Adjourment
746/8/2022 9:00 am20-21529 / MBKJohn Zimnis, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $6,650.00
6/3/2022 (JMA) - MP is to be confirmed 6/8 - ok to mark TR Cert Default as Withdrawn
AMT: MP 6/8

Debtor obj, made pymts<> ARREARS
Matter ResolvedRequest
Adjourment
756/8/2022 9:00 am20-21566 / MBKDavid G. Beslow, Esq.Creditor Certification of DefaultContinued
6/22/2022 9:00 am
Total Paid In: $35,200.00
ADJ to 6/22/22 Peremptory

Debtor obj<> SANTANDER/2018 Highlander (Morton)
Matter ResolvedRequest
Adjourment
766/8/2022 9:00 am20-21899 / MBKFRANKLIN S MONTEROMotion Relief from Stay (Fee)Continued
7/13/2022 2:00 pm
Total Paid In: $25,183.00
Debtor obj<>U.S BANK NAT'L ASSOC / Fairview Ave (FRENKEL LAMBERT)
Matter ResolvedRequest
Adjourment
776/8/2022 9:00 am20-22619 / MBKHoward N. Sobel, Esquire Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $36,389.00
SANTANDER BANK/Court St (GROSS McGINLEY)
Matter ResolvedRequest
Adjourment
786/8/2022 9:00 am20-23148 / MBKBruce C. Truesdale, Esq.Motion Dismiss CaseGrantedTotal Paid In: $2,600.00
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
796/8/2022 9:00 am21-11109 / MBKTRAVIS J RICHARDS ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $14,841.00
THE SUNNYBROOK ASSOC (NONA OSTROVE)
Matter ResolvedRequest
Adjourment
806/8/2022 9:00 am21-11964 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $9,998.00
Debtor obj<>NJ HOUSING AND MTG FINC AGENCY/Gower Rd (PLUESE, BECKER)
Matter ResolvedRequest
Adjourment
816/8/2022 9:00 am21-12197 / MBKSTEPHEN M GOLDBERG, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $21,613.00
SV/US BANK; ARREARS
Matter ResolvedRequest
Adjourment
826/8/2022 9:00 am21-12357 / MBKMarcia Y. Phillips, Esq.Order Shorten TimeOrder to be SubmittedTotal Paid In: $43,611.00
OST - MTN TO REFI
Matter ResolvedRequest
Adjourment
836/8/2022 9:00 am21-12421 / MBKPAUL H YOUNGTrustee Certification of DefaultDismissedTotal Paid In: $7,232.00
NA
AMT: MP 6/8**RECOMMEND DISMISSAL ***>>


Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
846/8/2022 9:00 am21-12572 / MBKFRANCIS P CULLARI, ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $19,852.00
TOYOTA MOTOR/2017 Highlander (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
856/8/2022 9:00 am21-12573 / MBKMarc C. Capone, Esq.Notice of Hearing (Upload)Continued
7/13/2022 9:00 am
Total Paid In: $39,000.00
ADJ to 7/13/22

Trustee Obj:
- The proper procedure for the relief the debtors seek is by filing a Modified Plan on notice to all
creditors.
- The Debtors' plan must remain 100% based upon the debtors' ownership interest in five parcels of real estate with varying amounts of equity.

DEBTOR FILED LETTER FOR MODIFYING PLAN
$230,000 equity calls for 100% EDC
Matter ResolvedRequest
Adjourment
866/8/2022 9:00 am21-12827 / MBKDavid E. Shaver, Esq.Motion ReconsiderGrantedTotal Paid In: $2,450.00
SEAVIEW MTN TO VACATE ORDER EXPUNGING CLM (Valenzano)
Matter ResolvedRequest
Adjourment
876/8/2022 9:00 am21-13748 / MBKStephanie Ritigstein, Esq.Trustee Certification of DefaultDismissedTotal Paid In: $3,480.00
Debtor obj (**WITHDRAWN**)<> ARREARS
Matter ResolvedRequest
Adjourment
886/8/2022 9:00 am21-15048 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
6/22/2022 9:00 am
Total Paid In: $18,879.00
Debtor obj<>ARRINGTON MTG/Lloyd Rd (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
896/8/2022 9:00 am21-15054 / MBKEdward Hanratty, Esq.Motion CompensationGrantedTotal Paid In: $4,962.00
trustee objection withdrawn after review of supplemental support EDC


The fee application does not take into account that the debtor has already received $2,000 per the attorney disclosure page. The fee order should be for an additional $1273.80
Matter ResolvedRequest
Adjourment
906/8/2022 9:00 am21-15375 / MBKMARK GOLDMAN, ESQTrustee Certification of DefaultContinued
7/27/2022 9:00 am
Total Paid In: $7,560.00
Debtor obj, proposed pymts (through TFS) and to be current by end of May<> ARREARS
Matter ResolvedRequest
Adjourment
916/8/2022 9:00 am21-16054 / MBKWarren D. Levy Motion Relief from Stay (Fee)Continued
7/13/2022 9:00 am
Total Paid In: $5,175.00
Debtor obj<>WELLS FARGO BANK/Evans Ave (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
926/8/2022 9:00 am21-17285 / MBKAndrew Thomas Archer Motion Motion (Generic) - Only use if no other event is applicableMoot - Dismissed
MTN TO CONTINUE ADMINISTRATION CHP 13
Matter ResolvedRequest
Adjourment
936/8/2022 9:00 am21-17879 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
6/22/2022 9:00 am

ADJ BY MBK TO 6/8/22 AT 2 PM

AR NOTE DEBTOR SEEKS REVIEW OF ATTY FEES
Alfred Vail Mut Assoc obj (Cutolo)<>MTN TO REDUCE ALFRED VAIL MUTUAL ASSOC, CLM #10 TO $17,972.52 TO CURE DEFAULT
Matter ResolvedRequest
Adjourment
946/8/2022 9:00 am21-17947 / MBKDonald C. Goins, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $1,290.00
Debtor obj<>TOYOTA MOTOR /2020 Corolla (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
956/8/2022 9:00 am21-18149 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $4,019.00
Debtor obj<>AMERICAN HONDA FINC/2016 Accord (MORTON)
Matter ResolvedRequest
Adjourment
966/8/2022 9:00 am21-18284 / MBKVera Fedoroff, Esq.Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $1,200.00
Waiting for fire insurance proceeds to come in and approval from mortgage company to apply insurance proceeds - ADJ to 6/8/22

MP ON FOR 5-11 (RESOLVE OR HOLD )

Debtor obj<>US BANK NAT'L ASSOC/Leigh Blvd (LOGS LEGAL)
Matter ResolvedRequest
Adjourment
976/8/2022 9:00 am21-18761 / MBKKevin C. Fayette, EsqMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $5,100.00
Debtor obj<>CENLAR/ Kanabe Drive (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
986/8/2022 9:00 am21-18784 / MBKPRO SEMotion Withdraw As AttorneyGranted
Matter ResolvedRequest
Adjourment
996/8/2022 9:00 am21-19468 / MBKJohn Zimnis, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $600.00
Debtor obj<>CREDIT ACCEPTANCE (MORTON & CRAIG)
Matter ResolvedRequest
Adjourment
1006/8/2022 9:00 am22-10207 / MBKEugene Roth, Esq.Motion SellOrder Previously SubmittedTotal Paid In: $1,965.00
Need to add language that claims 3-1 SMS Financial and claim 4-1 Chase Bank will be paid at sale

JP Morgan obj ( Fein such)<>152 ALBERTA AV
Matter ResolvedRequest
Adjourment
1016/8/2022 9:00 am22-10544 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayContinued
7/13/2022 9:00 am

Debtor obj<>CARRINGTON MTG / Bridle Court (PARKER)
Matter ResolvedRequest
Adjourment
1026/8/2022 9:00 am22-10582 / MBKJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayGrantedTotal Paid In: $550.00
MILL CITY MTG/WILMINGTON SAVINGS-Courtland La (KML)
Matter ResolvedRequest
Adjourment
1036/8/2022 9:00 am22-10730 / MBKREGINA L GELZER, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
6/22/2022 9:00 am

ADJ to 6/22 for $7k to post

Trustee objection:

$7000 arrears through June.

Still need all Social Security statements including Granddaughter (RECEIVED)
Matter ResolvedRequest
Adjourment
1046/8/2022 9:00 am22-10823 / MBKMICHELLE LABAYENMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
7/13/2022 9:00 am

MTN TO EXPUNGE TO POC #2
Matter ResolvedRequest
Adjourment
1056/8/2022 9:00 am22-10843 / MBKMICHAEL P OTTO ESQMotion Relief from Co-Debtor StayOrder to be Submitted
Debtor obj<>SN SERVICING/US BANK TRUST / Latourette Ave (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
1066/8/2022 9:00 am22-11177 / MBKBRUCE J. DUKEMotion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>CENLAR /Ariel Drive (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
1076/8/2022 9:00 am22-11352 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGranted
MTN TO REDUCE QUANTUM3 CLM#1 TO $0
Matter ResolvedRequest
Adjourment
1086/8/2022 9:00 am22-11352 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGranted
MTN TO REDUCE MERRICK BANK #4-1 TO $0
Matter ResolvedRequest
Adjourment
1096/8/2022 9:00 am22-11352 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGranted
MTN TO REDUCE AM EX #5-1 TO $0
Matter ResolvedRequest
Adjourment
1106/8/2022 9:00 am22-11354 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawn
MTN OBJECTING CLM#8
Matter ResolvedRequest
Adjourment
1116/8/2022 9:00 am22-11734 / MBKRobert C. Nisenson, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Continued
6/22/2022 9:00 am

**Needs to pay all non-exempt to trustee-no 341 held yet so trustee hasn't determined value

BOA obj (McCalla)<>GRAVEL HILL RD
Matter ResolvedRequest
Adjourment
1126/8/2022 9:00 am22-11793 / MBKDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT
Matter ResolvedRequest
Adjourment
1136/8/2022 9:00 am22-11846 / MBKPHILIP R KAUFMAN, ESQMotion to Vacate DismissalOn the Papers
Per Court Staff - On the Papers

ORDER DOC # 23 EXTENDED STAY UNTIL 6/8
Matter ResolvedRequest
Adjourment
1136/8/2022 9:00 am22-11846 / MBKPHILIP R KAUFMAN, ESQOrder Shorten TimeOn the Papers
Per Court Staff - On the Papers

PER EC EMAIL MATTER SHOULD BE ON THE CALENDAR FOR 6/8
AR NOTE NO ORDER INCLUDED WITH MOTION
TO SUBMIT PROPOSED ORDER TO CHAMBERS
OST - MTN TO VACATE DISMISSAL
Matter ResolvedRequest
Adjourment
1146/8/2022 9:00 am22-12450 / MBKDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/SHELLPOINT MTG
Matter ResolvedRequest
Adjourment
1156/8/2022 9:00 am22-12454 / MBKDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $1,500.00
LOSS MIT/SPECIALIZED LOAN
Matter ResolvedRequest
Adjourment
1166/8/2022 9:00 am22-12547 / MBKJohn Zimnis, Esq.Motion Relief from Stay (Fee)Granted
MTN TO VACATE STAY SO DIVORCE CASE CAN PROCEED
Matter ResolvedRequest
Adjourment
1176/8/2022 9:00 am22-12663 / MBKJohn Michael McDonnell, Esq.Motion Relief from Stay (Fee)Continued
6/22/2022 9:00 am

Debtor obj<>CEDAR GLEN LAKES /Kentucky Way (COLLINS, VELLA)
Matter ResolvedRequest
Adjourment
1186/8/2022 9:00 am22-12691 / MBKDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/SN SERVICING
Matter ResolvedRequest
Adjourment
1196/8/2022 9:00 am22-12692 / MBKDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/FAY
Matter ResolvedRequest
Adjourment
1206/8/2022 9:00 am22-12715 / MBKGeorge E Veitengruber IIIMotion Approval to Participate in the Court's Loss Mitigation ProgramWithdrawn
Debtor obj<>LOSS MIT
Matter ResolvedRequest
Adjourment
1216/8/2022 9:00 am22-12736 / MBKPeter E. Zimnis, Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be Submitted
Trustee objects to Paragraph #3 of the proposed order

MTN TO ALLOW 341 TO BE CONDUCTED BY INTERROGATORIES
Matter ResolvedRequest
Adjourment
1226/8/2022 9:00 am22-12785 / MBKGeorge E Veitengruber IIIMotion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT
Matter ResolvedRequest
Adjourment
1236/8/2022 9:00 am22-12835 / MBKGeorge E Veitengruber IIIMotion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT
Matter ResolvedRequest
Adjourment
1246/8/2022 9:00 am22-12939 / MBKDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/SPECIALIZED LOAN
Matter ResolvedRequest
Adjourment
1256/8/2022 9:00 am22-12941 / MBKDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/JP MORGAN
Matter ResolvedRequest
Adjourment
1266/8/2022 9:00 am22-12962 / MBKDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramWithdrawn
Bank of NY obj (RAS)<>LOSS MIT/MR. COOPER
Matter ResolvedRequest
Adjourment
1276/8/2022 9:00 am22-13336 / MBKJOHN C FEGGELER, ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO ALLOW CRED COUNSELING AFTER FILED PETITION
Matter ResolvedRequest
Adjourment
1286/8/2022 9:00 am22-13779 / MBKAndrew Carroll, Esq.Motion Impose Automatic StayGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1296/8/2022 9:00 am22-13803 / MBKCandyce I. Smith-Sklar, Esq.Request for Loss MitigationWithdrawn
Fein Such obj<> LOSS MIT
Matter ResolvedRequest
Adjourment
1306/8/2022 9:00 am22-13843 / MBKRobert C. Nisenson, Esq.Motion Impose Automatic StayDismissed - Hold Fees
MTN TO CONTINE STAY
Matter ResolvedRequest
Adjourment
1316/8/2022 10:00 am19-14630 / MBKSteven J. Abelson, Esq.Confirmation Hearing on Modified PlanContinued
6/22/2022 10:00 am
Debtor has made 50 of 39 required payments   Arrears: $2,612.00  Total Paid In: $55,907.00
Stern L. needs to review payments received - ADJ to 6/22/22


ISSUES AS OF 5/17/2022 (DM):

***MP filed to add 17k post-petition arrears from Cert of Default. Another Cert of Default has been filed asserting March & April payments have not been made. Debtor is either making a case for conduit payments or needs to file a new case - RECOMMEND DENIAL DUE TO LACK OF FEASIBILITY***

 5/13/22 - Carrington Mtg filed a Cert. of Default - March & April payments have not been made.

1) Trustee Supp OBJ:
- Need amended Sch I&J (UNRESOLVED).
- Need updated proof of income (RECEIVED).

2) Trustee Obj:
- needs conduit due to over $17,000 in post pet mortgage arrears and trustee arrears.


Confirmed Case: $46,232.28 Ptd, $1,117 x 56 start 8/1/21, Base
Prop. MP: $53,047.28 Ptd, $1,533 x 49 start 3/1/22, Base
PTD = $55,907.28
Last Claim (14-1) dated 2/11/20
Matter ResolvedRequest
Adjourment
1326/8/2022 10:00 am19-33155 / MBKSteven N. Taieb, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 28 of 30 required payments   Arrears: $270.00  Total Paid In: $7,425.00
AS OF 6/1/22 (SF)


1. Need current proof of income for March and April 2022 and proof of contributions.

2. Need copy of 2021 Tax Return

3. What happened to child support income?


MP proposes $6885 PTD; $200 X 19 BEG 6/2022; BASE
Plan has run 30 months with 30 months remaining
Arrears: $540

Matter ResolvedRequest
Adjourment
1346/8/2022 10:00 am20-18352 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 265 of 23 required payments   Arrears: $0  
Total Paid In: $27,011.00
ISSUES AS OF 6/2/2022 (DM): Updated 6/7/22

***Trustee recommends confirmation at $26,909.19 Ptd of which $6,208 exempt proceeds shall be refunded to the debtor, then $102 x 62 starting 6/1/22, Base Plan, strike priority plan treatment to Trenton Water Works, the Trustee shall pay the $5,416 secured claim of the IRS contained in POC (2-2) and shall not make payments to the IRS on the $20,584.03 general unsecured claim contained in POC (2-2) in accordance with the Amended Order to Approve Disbursement of Exempt Proceeds, Document #120***

 4/20/20 - email sent to Candyce (dm)

1) Pending Motion to Approve Disbursement of Sale Proceeds - $5,416 secured portion of IRS claim to be paid and unsecured portion to be discharge at plan completion.

2) Pending Motion to Expunge BB&T POC (1-2) - GRANTED

 If both motions above are successful, then there are only $384.27 of unsecured claims.

3) MP provides $672.93 priority treatment to Trenton Water Works - no POC filed (STRIKE?? - Yes)

4) MP fails to provide $5,416 secured treatment to the IRS in accordance with 12/10/20 Order Modifying the Claim (PAY PER ORDER?? - Yes)


Confirm Case: $2,700 Ptd, $267 x 5, $1,114 x 45 start 11/1/21, Base
Prop. MP: $270 x 20, $286.50 x 64 start ???, Base, sale by 10/2021
PTD = $26,909.19
Last Claim (12-1) dated 1/29/21
Matter ResolvedRequest
Adjourment
1356/8/2022 10:00 am20-21529 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 19 of 20 required payments   Arrears: $0  
Total Paid In: $6,650.00
updated 6/3/2022 (JMA)

ok to confirm at $6,300 paid to date, $394x16 begin 7/1/2022 base plan

issues as of 6/1/2022 (JMA)

1) Trustee cert of default on for 6/8/2022 - MARKED WITHDRAWN AS PLAN BEING CONFIRMED
2) To confirm need $6,300 paid to date, $394x16 begin 7/1/2022 base plan

proposed plan $350x36 base plan with non exempt proceeds from car accident claim
paid in $6,300
arrears $350
16 months to go
Matter ResolvedRequest
Adjourment
1366/8/2022 10:00 am21-12421 / MBKPAUL H YOUNGConfirmation Hearing on Modified PlanMoot - DismissedDebtor has made 9 of 15 required payments   Arrears: $0  
Total Paid In: $7,232.00
NA
AR REC DENIAL AND DISM ON TR CERT
*Trustee objection: As of 6/2/22 (DS): Must amend Sched I & J to add income and must provide proof of income and 2021 tax return. Also plan has to be a minimum dividend $16,167.17, due to non-exempt equity on real property.

(When case was confirmed 7/14/21 Debtor was receiving unemployment, per new MP Plan Debtor was out of work and may return mid May)

2. No payments made since 12/3/21, arrears $4,856. Trustee cert of default sched 6/8/22.

3. Plan has IRS to be paid $2,197, claim is $973 and City of Trenton pay $1,368.96, no claim filed. Recommend pay IRS per POC and City of Trenton to be stricken and not paid.

MP Prop $7,232 Paid, $922 x 46 begin 6/1/22; Base
- Suspends Plan payments through May 2022, Debtor was out of work and should be employed mid May 2022.
Matter ResolvedRequest
Adjourment
1376/8/2022 10:00 am21-15294 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 8 required payments   Arrears: $680.00  Total Paid In: $6,038.00
AR RESOLVE OR HOLD
ISSUES AS OF 6/2/2022 (DM): Updated 6/3/22

***TRUSTEE RECOMMENDS CONFIRMATION AT $5,440 PTD, THEN $1,278 x 53 STARTING 6/1/22, 100% PLAN WITH $118,000 THRESHOLD PRESERVED, DEBTOR SHALL SIGN UP FOR TFS AUTO PAY WITHIN 10 DAYS, FEE APPLICATION & PRE-CONFIRMATION CERTIFICATION TO BE FILED WITHIN 7 DAYS***

ADJ to 6/8 - Atty to email DM & AR

 Chapter 7 Trustee contested the debtor's request to convert to Chapter 13 based upon non-exempt equity in real estate - at the time of conversion, the Chapter 7 Trustee had a CMA with a value of $349,000 resulting in net equity of $48,600. The non-exempt equity has been adjusted to $53,089 by the Chapter 13 Trustee based upon a lower POC filed by the mortgagee ($349,000 - $236,459.55 mtg - $34,900 cost - $24,551 exempt).

 Debtor wants to use appraisal from August 2021 (THIS CMA WOULD REQUIRE $31,489 DISTRIBUTION TO GUCs) - trustee may need new appraisal EDC

 3/15/2022 (DM) - Bar Date has expired. To resolve Trustee objection with respect to disposable income and non-exempt equity in assets, TRUSTEE RECOMMEND CONFIRMATION AT $3,400 PTD, THEN $1,596 x 43 STARTING 4/1/22, 100% PLAN WITH $118,000 THRESHOLD PRESERVED, DEBTOR SHALL SIGN UP FOR TFS AUTO PAY WITHIN 10 DAYS.

1) Trustee OBJ:
- Need amended Sch I to list employment for Debtor (Lowes) and new job for co-debtor at Urban Coalhouse (AMENDED).
- Debtor exceeds 522(d)(4) exemption - Jewelry allowed a joint total of $3,400, not $3,400 each - there is no remainder 522(d)(5) exemption, thus leaving non-exempt equity.
- Disposable income verifies at $3,407 per month (AMENDED I&J FILED WITH POI).
- Tax refund of $3,585 was not prorated and included in disposable income calculation.
* There is $40,899 estimated non-exempt equity in real estate (no mortgage claim filed) based upon the Chapter 7 Trustee's valuation. Also, the half interest in jewelry results in $1,700 non-exempt equity for the debtor (POC FILED AND IS LOWER THAN MORTGAGE BALANCE DUE ON SCHEDUL
Matter ResolvedRequest
Adjourment
1386/8/2022 10:00 am21-17740 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $3,563.00
issuses as of 5/27/2022 (JMA) plan withdrawn 5/17/2022

1) Ally Capital (Lavin Cedrone) objection to confirmation - need to resolve
-seeking fair market value of vehicle to be paid over 54 months of plan
-creditor is entitled to interest consistent with Till vs. SCS Credit Corp
2) Part 4g of the plan lists Knights of Columbus Annuity Loan and RMS Mortgage Services as secured claims unaffected by the plan. However, neither are on the schedules or the original plan. Debtors attorney needs to review and advise Trustee.

Matter ResolvedRequest
Adjourment
1396/8/2022 10:00 am21-17879 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 43 of 8 required payments   Arrears: $2,736.00  
ADJ BY MBK TO 6/8/22 AT 2 PM
AR RESOLVE OR HOLD
As of 5/27/22(mk): Need resolution of motions on 6/8/22 before case can be worked.

ADJ to 6/8 to address estimated tax claim(APOC -0-

AS of 4/28/22(mk):

**Case cannot go forward until the motions to Expunge/modify Claim and 2 MFR(by Alfred Vail & Quicken Loans/Rocket Mtg) are resolved. There motions are on for 6/8/22**


Note: Order resolving obj to Notice of settlement submitted. Tr to get NE proceeds($59,657.43 net -debtor exemption $25,150=$34,507.43 to TR


>Motion to Expunge POC #10 Alfred Vail on 4/13/22: & MFR by Creditor Alfred Vail also adj to 4/13/22. THERES ISSUES NEED TO BE RESOLVED BEFORE CASE CAN BECONFIRMED<

>> AS OF NOW DEBTOR DOES NOT OWN ANY PART OF ALFRED VAIL MEMEBRSHIP CO OP IN SHREWSBURY BUT DEBTOR & DAUGHTER ARE LIVING THERE- debtor's name is not on the membership certificate. ( It is in name of Philip ( who died ) and Ruth Bailly- the ex spouse of Philip)nor -is debtor daughter of Phillip or 2nd spouse? The membership certificate and the transfer of it is the subject of litigation in Mon Cty. Probate Ct.

1. Stay Motion now on 4/13/22 by Alfred Vail Assoc( Stark & Stark):
membership (In co op) NOT IN Debtor's name.(owned by estate of Phillip Baily & his ex spouse who apparently has left.
Debtor & daughter residing there and not in compliance with governing d0cs for a fees & assessment, oil tank removal and application for transfer of membership certificate.

2. Objection by Alfred Vail( Stark & Stark); See #1

3. Objection by Rocket Mtg( KML)- (THIS OBJ. WAS W/D BY A STATUS CHANGE FILED 1/21/22)-

4. IRS ESTIMATED PRIORITY CLAIM

5. Trustee Objection:
-There is non-exempt equity on Belshaw property $62,990.75, Boat -
Drive property $15,778.32, 2016 Honda $9,695.56 and 2009 Nissan -
Murano estimated $4,088 (pending amended Schedules). 100% PLAN
- Must add to confirming order non-exempt proceeds from lawsuit to
Trustee.
- Must file Pre-confirmation certificate.

Plan:$912 x 60 b
Matter ResolvedRequest
Adjourment
1406/8/2022 10:00 am21-18284 / MBKVera Fedoroff, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 8 required payments   Arrears: $400.00  Total Paid In: $1,200.00
6/1 workup same as last time EDC

$200 x 36 beg 11/1/21 100% to unsecured--trustee will not pay claim of U.S. Bank--U.S. Bank to be paid in full outside of the plan and OTBS with U.S Bank regarding payment in full within 90 days--attorney fees outside of the plan--

Waiting for fire insurance proceeds to come in and approval from mortgage company to apply insurance proceeds - ADJ to 6/8/22--MFR was withdrawn. What is claim status

-Mortgage claim of US Bank amended to $298k for total claim via Order but no mention of the $141k arrearage portion. Need amended order with amount of arrears.

Trustee obj to the following;

- Debtor's income verified higher than scheduled, $4,782.18 leaving monthly disposable $2,263.35.---ONLY ONE UNSECURED CREDITOR FOR $600 SO IF 100% TRUSTEE OBJECTION RESOLVED

Prop Plan $200 x 36 begin 11/1/2; Base
Note: Auto insurance provided 1/24/22.
-------------------
RESOLVED
--Will and other documents of the estate of Salvacion Elyea (Property on Sched A was inherited by debtor after mother passed away 4/1/21 in house fire--WILL AND PROBATE SUPPLIED BUT JUST NEED CERTIFICATION AS TO WHAT EXACTLY DEBTOR INHERITED-DONE

-filed cert regarding inheritance EDC
--proof of social security number. DONE
- US Bank filed secured claim for arrears $141,668.56. Plan has to be disputed. What is being
done to resolve this? No motions filed. RESOLVED BY ORDER
Matter ResolvedRequest
Adjourment
1416/8/2022 10:00 am21-18500 / MBKRobert Manchel, Esq.Order Vacate Dismissal of CaseContinued
8/10/2022 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $929.00  

AR ADJ PEREMPTORY RETURNS FILED AND POC AMENDED BY ADJ DATE

AR RESOLVE OR HOLD
AS OF 06/08/22 (SF) Updated

1. Objection filed by Elizon Master Participation Trust I (Fissel) - failure to pay arrears of $67,497.28 and speculative loan modification (RESOLVED, OK TO PAY ARREARS - COTBS)

2. State of NJ filed estimated priority claim 9-1 (NEED AMENDED CLAIM)

3. Trustee objection:
- Need a copy of the last filed tax return - 2021 on or by 5/31/2022 - Per Atty, debtor requested extension. (NEED PROOF)

- There is non exempt equity in debtors business (total value is $2,750 with only $750 exempted). Case should propose a minimum dividend of $2,000 to general unsecured creditors. (SCHEDULES AMENDED TODAY, NOT REVIEWED YET)

- There is non exempt equity in residence of $18,054 (no exemption taken). Case should
propose an additional minimum dividend of $18,054 unless exemptions are taken. (SCHEDULES AMENDED TODAY, NOT REVIEWED YET)

- Robinhood account balance for 2020 was $12,080.59 - amount not provided for 2021 and
no balance was listed on Schedule B or exempted on Schedule C - need 2021 statement showing balance and may need to amend Schedules. (DOCS JUST RECEIVED TODAY, NOT REVIEWED YET)


Plan proposes $929 x 60 Base, Loan Mod in 6 mos
Payments: 6/7 Arrears: $929


RESOLVED ISSUES:
- State of NJ filed secured claim 9-1 for $3758.67 which is not addressed in the plan (OK TO PAY?) YES
- The address on proof of claim 10-1 Filed by Elizon Master Participation Trust I is 273 Elmwood Ave, East Orange but the debtor's residence is Bellvue Ave in Trenton. Is there another property?
(Per atty, the error is in the proof of claim. Creditor needs to amend proof of claim) AMENDED
- A copy of the homeowner's insurance renewal declaration - for Bellevue Avenue showing personal liability coverage (NEED DEC PAGE, WE RECEIVED A COPY OF AN UNPAID RECEIPT) UPDATED DEC PAGE SUBMITTED
- Must file pre-confirmation certification. (FILED)

Matter ResolvedRequest
Adjourment
1436/8/2022 10:00 am21-18991 / MBKDonald C. Goins, Esq.Confirmation Hearing on Modified PlanContinued
8/10/2022 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

341 Meeting scheduled for 6/16/22 - debtor is current & we have proof of insurance
Matter ResolvedRequest
Adjourment
1446/8/2022 10:00 am21-19031 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

AR REC DISMISSAL UNLESS PROOF OF FILING RETURNS
AS OF 5/31/22

1. IRS just filed obj on 5/31/22 - failure to file tax returns and failure to provide for full repayment of priority claim and resolve estimated claims.

2. IRS priority and unsecured claim 1-1 is estimated (NEED AMENDED CLAIM) (Tax returns for estimated years were uploaded through 13 documents on 6/3/22. Mary Ford was sent the returns 2 weeks ago, waiting on amended POC.)

3. Trustee objection:
- The debtor has insufficient income Verified income leaves monthly disposable income of $297.00..
- Amendments to Schedules SCH I to include Fiance Income - DISPOSABLE INCOME TO BE ADJUSTED UPON AMENDED I FOR FIANCE INCOME

(I and J amended and Fiance expenses total $4092. Need proof of expenses) Also need proof of income for Fiance



Plan proposes $450 x 36 Base
Payments: 6/6

RESOLVED:
- Need to file Pre-Confirmation Certification. (FILED)
- Need Domestic Support Obligation information (MARITAL SETTELEMENT AGREEMENT PROVIDED AND OK)
- Need proof of insurance for the 2016 Kia. (Moot)
- Objection filed by Iona Vasquez, debtor's ex-wife to surrender of 2016 Kia Sportage (Per debtor's atty, the plan is discharging debtor's obligation under the auto contract and surrendering his interest in vehicle. Debtor is still responsible for his portion under the Marital Settlement Agreement and per the ex-wife's response, she is ok with that so this is resolved)
- Need proof of $750/month in support listed on J.(PROVIDED)
- The debtor has failed to provide proof of service with respect to Plan Motion (s). Service on Jefferson Capital and Sherwin Williams needs to be to the attention of a partner, corporate officer or managing agent. (FILED)
- Need October and November bank statements for BB&T account #6958. This acct belongs to fiance
Matter ResolvedRequest
Adjourment
1456/8/2022 10:00 am21-19035 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $5,968.00
AS OF 6/8/2022 (at):

RECOMMEND: $5,967.50 PAID TO DATE, $933 x 54 BEGINNING 7/1/2022, BASE

1. Objection filed by Nationstar Mortgage/Mr. Cooper (LOGS) - modified plan does not specify which post-petition months are being cured by the proposed $4,817.36 in post-petition arrears (OTBS submitted to Chambers - ARREARS ARE FOR FEB - MAY 2022).

MP proposes: $933 x 55 beginning 5/1/2022, $0 to guc's
Payments: 6/6
Matter ResolvedRequest
Adjourment
1466/8/2022 10:00 am21-19113 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanContinued
7/13/2022 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $1,397.00  
ISSUES AS OF 5/31/2022 (DM): mortgagee filed a late claim that does not include valid recorded mortgage documents or a valid payment history since purported mortgage loan origination date of 2/2/2016.

 Trustee requests clarification on mortgage. The Certification from E.M. Taller age 72 states that she receives $1,104.17 monthly beginning 2/2/2016 and will continue until 2/2/2041 at 6% interest. Sch D has full mortgage owed $250,000, Trustee calculated $254,571.25 owed, which monthly payment $1,104.17 is $1,037.92 going towards mortgage. Total payments made should be $71,616. $254,571.25-$71,616.48 = $182,955. That is the amount of the mortgage balance that the Trustee has calculated. Statement from personal mortgage states $238,582.88, which means Debtors only made total payments $11,417.12, which does not calculate 69 payments from 2016 to filing.

 Doc #21 CMA for $335,000: subject property is 2,145 sq ft
comparable #1 - 1,224 sq ft, 07/20/21 sale date, $305,000 sale price
comparable #2 - 1,250 sq ft, 10/27/21 sale date, $314,500 sale price
comparable #3 - 2,576 sq ft, 06/30/21 sale date, $332,000 sale price
comparable #4 - 1,752 sq ft, 10/28/21 sale date, $320,000 sale price
comparable #5 - 1,200 sq ft, 02/18/21 sale date, $295,000 sale price
comparable #6 - 1,628 sq ft, 12/31/20 sale date, $306,000 sale price

1) Elena Taller filed a late $2,208.34 arrears claim (OKAY TO PAY LATE ARREARS CLAIM?? - Yes)

2) Plan proposes $20,815.21 pay in full treatment to Toyota Motor Credit for 2018 Toyota RAV4 - secured POC (17-1) filed for $21,933.27 (MP PAYS $23,208.30)

3) Plan provides $2,858.34 secured treatment to Evolve Bank and Trust - no POC filed (STRIKE?? - Yes)

4) Plan provides $10,100 secured treatment to Township of Hopewell - no POC filed (STRIKE?? - Yes)

5) Trustee OBJ:
- Debtor has insufficient income.
- Need Jan & Feb paystubs from Hopewell Valley job (RECEIVED).
- Debtor failed to provide proof of service with respect to plan motions (FILED).
- Need
Matter ResolvedRequest
Adjourment
1476/8/2022 10:00 am21-19484 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

ISSUES AS OF 6/1/2022 (DM):

 City of Trenton (Francis Ballak, Esq) filed a Motion to Dismiss and for Prospective Relief is scheduled for 6/22/22.

1) City of Trenton (Francis Ballak, Esq) OBJs - failure to cure full arrears of $57,530.17 (UNRESOLVED).

2) Plan provides $1,635 priority treatment to Trenton Water Works - no POC filed (STRIKE??)

3) City of Trenton Tax Collector filed a higher secured claim for $57,530.17 (OK TO PAY HIGHER AMOUNT ??)

4) Trustee OBJ:
- Need updated pay stubs showing DSO deduction (UNRESOLVED).
- Domestic Support Obligation information $1,396/month per Sch J (RECEIVED DOC THAT SHOWS $349/WEEK).
- Excessive Expenses: $230/month for personal care/haircuts; $45/month for exterminator.
Need proof of excessive expenses at least 10 days prior to confirmation.
- Plan fails to provide for a prompt loan modification completion date.
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $1,356.77 x 60 start 1/1/22, Base Plan, Loan Mod by 3/2018
PTD 4/6 = $5,428
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
1486/8/2022 10:00 am21-19610 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $0  
Total Paid In: $1,526.00
6/9/229mk): I made a mistake and confirmed for 62 months- status chg filed to confirm for total 60 mos.

AS of 6/6/22(mk):Updated-email to atty-ok to terms


**CAN REC CONFIRM AT $1,526.08 PTD, Then $306 x 56 ,Begin 7/1/22; Base; LM on Collleen Circle by 6/30/22 or as extended
Trustee is authorized to pay arrears to US Bank on claim 2-1 pending LM. Low base pending LM. Order resolving US Bank objection to confirmation w/in 14 days.**

*application for Loss Mit adj for 5/25/22 t0 7/27/22.(for Mtg w/ US Bank.- contested

* Motion to reclassify Wilmington #1-1 to unsecured was granted 5/25/22

1. Objection by US Bank(Frenkel) mk" CO resolving; PAY ARREARS THRU PLAN.DEBTOR TO APPLY FOR LOSS MIT. NO LATER THAN DATE OF THE ORDER. AP PAYMENT TO CREDTORR DURING LOSS MIT
-fails to cure arrears


*application for Loss Mit adj for 5/25/22 t0 7/27/22.(for Mtg w/ US Bank.


2. Trustee Objection:
-Plan is not feasible w/o LM on mtg w/ US Bank Loss mit motion now on 7/27/22 .
-Debtor has insufficient income(current)
-Need a statement for the whole life (Geico policy-sch C says value 10,000- what was uploaded is from Lincoln Heritgae)
insurance policy showing cash surrender
value.( Atty says- NOT Geico- that was mistake)
-----------------
-Plan fails to treat 2nd mtg- Wilmington
-Debtor has insufficient income(claim 1-1 reclassified to guc- motion granted 5/25/22
THERE ARE 2 MORTGAGES ON THE PROPERTY- ARE YOU PROPOSING A lm FOR BOTH OF THOSE? & arrears for Wilmington are $38,905.56.MK: claim reclassified to unsecured.
-Need bank statements for November and
December for Wells Fargo account #9954.(Provided)


Plan:$305.27 X 60; LM BY 6/2022; BASE
5/6payments
last claim:3-1, bar date:2/23/22
Matter ResolvedRequest
Adjourment
1496/8/2022 10:00 am21-19616 / MBKGEORGETTE MILLERConfirmation HearingContinued
7/13/2022 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $1,100.00  
ADJ to 7/13/22 Peremptory
ISSUES AS OF 6/1/2022 (DM): need status of Loan Mod.

 Debtor made a double payment in May & looks like Loan Mod will be given by mtg co - ADJ 6/8/22 (dm)

1) Wilmington Savings Fund (Eisenberg Gold) OBJs - debtor has not paid since June 2018 and failure to cure full arrears of $34,756.86. Debtor was offered a Loan Mod in 2018 which he declined. Debtor has insufficient funds for a loan modification (UNRESOLVED).

2) Trustee OBJ:
- Debtor has insufficient income.
- Need a copy of 2021 tax return by 5/31/22 (RECEIVED).
- Tax refund was prorated and included in disposable income calculation.
- There is $1,626 non-exempt equity in the residence (100% Plan).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $1,100 x 1, then $950 x 59 start 2/1/22, 100%, Loan Mod by 7/31/22
PTD 4/6 = $4,400
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
1506/8/2022 10:00 am22-10032 / MBKTHOMAS J ORR ESQConfirmation Hearing on Modified PlanContinued
7/27/2022 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $2,000.00  
6/2 Workup for the 6/8 calendar EDC
* --Not current with Trustee plan payments, arrears $2,000

1) Trustee objection to confirmation - need to resolve
-debtor has insufficient income
-need to provide proof of 2 months income from DoorDash, such as printout of payments if no paystubs IF DEBTOR DOES NOT HAVE PAYSTUBS, THE INFORMATION SHOULD BE PREPARED AS A P&L,
---the plan fails to provide for a prompt cure of rental arrears MODIFIED PLAN PROVIDES FOR 24 MONTH CURE BUT NO CLAIM HAS BEEN FILED BY EDGEWATER MANOR HOLDINGS. CANNOT PAY IF NO CLAIM. ATTORNEY NEEDS TO FILE CLAIM OR IT NEEDS TO BE REMOVED



proposed plan $1000x36 base plan
paid in $3,000
arrears $1,000
last claim 9
------------------
Resolved:
2) OneMain Financial Group Inc (2009 Ford Escape) filed secured claims - RESOLVED, TREATED AS CRAM TO $4,051
3) Not current with Trustee plan payments, arrears $2,000
4) Failed to provide proof of service for plan motion OneMain Financial

-need to provide a copy of the last filed tax return for 2021, if not filed must provide no later than 5/31/2022 RESOLVED, PROVIDED 2021 RETURN
-the debtors plan consists of unnecessary or excessive expense items, such as: transportation $600, car maintenance $50, storage $345 (requires proof of expense and must provide 10 days before confirmation) PROVIDED INVOICE FOR STORAGE FACILITY $381.72-EXPENSE OK EDC
---must resolve IRS estimated claim RESOLVED, AMENDED CLAIM FILED NO LONGER ESTIMATED
---must file Pre Confirmation Certification RESOLVED, FILED
Matter ResolvedRequest
Adjourment
1516/8/2022 10:00 am22-10147 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 5/26/22 (SF)


1. Attorney must request adjournment of confirmation hearing
2. 341 Still not held - Rescheduled to 6/30/22- Co debtor was ill last time (Also need to request new 341 hearing date)
3. Payments: 4/4
Matter ResolvedRequest
Adjourment
1526/8/2022 10:00 am22-10205 / MBKWARREN LEVY, ESQ.Confirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $3,058.00
ISSUES AS OF 6/1/2022 (DM): Updated 6/2/22

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $2,453.02 PTD, THEN $605 x 56 STARTING 6/1/22, 100% PLAN WITH $21,650 THRESHOLD PRESERVED, DEBTOR SHALL SUBMIT 2021 TAX RETURN WITHIN 15 DAYS, $2,100 ATTORNEY FEE BALANCE TO BE PAID TO KEAVENEY LEGAL GROUP, LLC***

1) SN Servicing/US Bank (Friedman Vartolo) OBJs - $27,881.71 arrears (RESOLVED BY MP).

2) Amended Sch I&J - need to provide updated proof of income to support lower income now reported. With the lower Sch J amount and the verified income there is disposable income of $1,141.

3) Trustee OBJ:
- Debtor has insufficient income.
- Need a copy of 2021 tax return by 5/31/22 (UNRESOLVED).
- Need a statement for the non filing spouse 401k loan (RECEIVED).
- Need proof of insurance for 2002 BMW and 2007 Dodge (RECEIVED).
- There is $16,429 non-exempt equity in residence and $5,222 non-exempt in 2007 Dodge.
- Need to file Pre-Confirmation Certification (FILED).
- Certification regarding acquisition of residence jointly with father (CERT PROVIDED - NEEDED CO-SIGNER FOR CREDIT PURPOSES).


Prop. Plan $526.51 x 2, $605 x 58, 100% Plan
PTD 4/5 = $2,453.02
Last Claim (3-1)
Matter ResolvedRequest
Adjourment
1536/8/2022 10:00 am22-10207 / MBKEugene Roth, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $1,965.00
6/2 workup for the 6/8 calendar

if below resolved can confirm at 361 x 36 beg 2/1/22 pro rata-Sale of residence by 9/23/2022 with non exempt proceeds to be turned over to the trustee--claims 3-1 SMS Financial and claim 4-1 Chase Bank will be paid at sale


RECEIVED CONTRACT FOR SALE OF RESIDENCE FOR $450,000.

1. Objection filed by JP Morgan Chase (Fein Such) - prepetition arrears are $20,997.36 and plan proposes to make post petition payments pending sale, but does not list the post petition payment amount. (RESOLVED VIA ORDER 4/14/2022 - SALE BY 9/23/2022, MAINTAIN REGULAR MONTHLY MORTGAGE PAYMENTS AND MODIFY THE PLAN TO CURE ARREARS IF NO SALE BY 9/23/2022)

2. Objection filed by SMS Financial (Eisenberg Gold) - bankruptcy filed on the eve of sheriff's sale. No payments in 11 years. Plan does not disclose amount of the payment to be made to SMS. (UNRESOLVED)




Plan proposes: $361 x 36 beginning 2/1/2022, sale or residence within 6 months of confirmation, base
Payments: 3/4, arrears $281
---------------------------
Resolved:
3. Trustee's objection resolved
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - document provided does not reflect personal liability coverage - need declaration page (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- income verified higher than amount on schedule I OK EDC
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,734 when determining disposable income.(AVERAGED/ADDED TO INCOME)
Matter ResolvedRequest
Adjourment
1546/8/2022 10:00 am22-10298 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $800.00
6/2 workup for the 6/8 calendar EDC - Atty ok with terms

*Plan amount slightly increased due to missed payments:

CONFIRM AT:
$600 paid then $213 x 31 beg 7/1/22 pro rata with min of $1739 to gucs---Claims will be paid according to the plan---Need 2021 tax return by 6/30/2022---Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.



*Trustee's objection:

---NY Life whole life insurance policy #437 cash value $3,165.09; NY Life whole life insurance policy #441 cash value $2,187.32, SOFA shows lower amount for each and sch C has minimal values. Need current statements for these policies as of December 2021. (OK)
--- Needs amended schedule C. (OK)

Plan proposes: $200 x 36 beginning 2/1/2022, not less than $1,739.46 to unsecured creditors
Payments: 2/3, arrears $200
-------------------------------------------------------
Resolved:
--- Funadvantage Trust Mutual Fund Account has non exempt equity $1,719.46 (LANGUAGE ADDED)
--- need a certification form Debtor as to the separation of income and expenses with her and spouse. (RECEIVED)
--- must file pre conf cert (FILED)
---TD Bank statements provided show transfer to checking acct ending #0535, statements for that account have not been provided. Need 2 months of statements from this account. SOFA lists 4 accounts with Capital One Bank, need to provide 2 months of statements for all 4 accounts (RECEIVED)
- A copy of the last filed tax return - 2021 by 5/30/22. (LANGUAGE ADDED)
1. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

2. The IRS filed an estimated claim #2 which needs to be amended. (NO LONGER ESTIMATED)
Matter ResolvedRequest
Adjourment
1556/8/2022 10:00 am22-10312 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 5 required payments   Arrears: $1,676.00  Total Paid In: $3,475.00
AS of 5/27/22(mk):email to atty-OK TO TERMS

**CAN REC CONFIRM AT $2,780 PTD, Then $1,676 x 56 Begin 6/1/22; Base with Mim. To GUCS of $15,589 Due To Equity in Personal Property. TR standard order of Distribution.
File pre conf cert w/in 10 days**

1.Trustee Objection:
FEASIBILITY ISSUE AS MTG ARREAS POC MUCH HIGHER THAN PLAN AMT- uploaded a contribution add'd form daughter
-PHH mtg arrears POC $67,674.14. PLan has $35,000
-need Amendments to Schedules Statement
of Financial Affairs to add Debtor's business
information
-There is non-exempt equity in bank account $7,960.95, tools for business $1,629 and business forms list 2 vehicles both value
$3,000, would be $6,000, total non -exempt equity $15,589.95.
-Order of distribution contrary to TR Order
-must file pre conf cert
-----------------------
- St OF NJ estimated priority POC -NOW -0-
-IRS APOC--0-
-need 2021 tax return by 5/31/22.(provided)


Plan: $695 x 60 begin 2/1/22; Base
2/2 payments
last claim 8-1, bar date:3/25/22
Matter ResolvedRequest
Adjourment
1566/8/2022 10:00 am22-10499 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $200.00  Total Paid In: $800.00
5/27 workup for the 6/8 calendar EDC - Atty ok with terms

--RECOMMEND CONFIRMATION $200 X 60 BEG 2/1/22 PRO RATA-Strike provision for adequate protection to municipal courts by trustee---trustee will not pay municipal courts unless valid claims are filed and any filed claims will be paid pro rata

Atty request adjournment - awaiting transcripts to complete missing tax returns - DONE. CLAIM AMENDED

--The plan calls for adequate protection of $10 and payments to 7 municipal courts. Only Winslow filed a claim however. Trustee cannot pay without claims. In any event, he payment of 7 adequate protection payments should be outside and not by the trustee

Matter ResolvedRequest
Adjourment
1576/8/2022 10:00 am22-10513 / MBKAndrew Carroll, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $650.00  
AS of 5/27/22(mk):


1. IRS Estimated priority POC. no return for 2021

2. Trustee Objection:
-PLAN MUST BE 100%- NE EQUITY IN REAL PROPERTY OF $66,336- GUC TOTAL $56,703.28
- need copy of the homeowner's insurance
renewal declaration - document provided
only shows premium and discounts, need
declaration page with coverage limits
petition does not include attorney fee
disclosure
- Modified Plan that pays all non exempt
equity to unsecured creditors(Filed a MP- part
5 incomplete
--there is non exempt equity $67,038.94 in
real estate
-bank statement shows social security not
disclosed as income on Schedule
-------------------------
3. Objection by PNC Bank(KML):MP PAYS THIS
plan fails to pay arrears.


Plan:800x 57 part 5 says not less than___blank for gucs- does this mean base?
ptd $1,425
Matter ResolvedRequest
Adjourment
1586/8/2022 10:00 am22-10522 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $2,000.00
Confirm at $2,000 paid, $500 x 55 begin 7/1/22; Base
- Loan mod with PHH Mortgage on Golfview Dr by 8/10/22 (arrears to be paid pro rata).
- Trustee ok to pay IRS claim#6-1P.
- Debtor to provide 2021 Tax return by 6/30/22.
- Must file Pre-confirmation cert within 7 days.


Insurance received 6/3/22

As of 6/2/22 (DS): 1. Issues unresolved.
- Need homeowner insurance with personal liability coverage and 2021 tax return.
- IRS claim filed $1,968.97, not in plan. - OKAY TO ADD
- Deutsche Bank/PHH (ROBERTSON SCHNEID, CRANE ET ALS) obj no loan mod has been offered and plan not feasible to pay arrears. Obj must be resolved. ORDER GRANTING LOSS MIT TO BE COMPLETED BY 8/10/22, DOES THIS RESOLVE OBJ?? - Yes
- Must file Pre-confirmation certificate.

Case reinstated 4/27/22, still Debtor has not provided any homeowner insurance with personal liability coverage.

AR HOLD PENDING INSURANCE WITH LIABILTY COVERAGE

4/13/22 (DS): 1. Debtor in arrears $1,000, made 1 out of 3 payments. DEBTOR ONLY IN ARREARS FOR JUNE $500.

2. Trustee obj to the following:
- Need homeowner insurance with personal liability coverage (insurance provided is forced and expired 2/1/22) and 2021 tax return..
- Excess expenses on Schedule J such as: Food $550, Clothing $150 and Life insurance $180.
- Plan does not provide for the IRS tax claim $1,968.97.
- Must file Pre-confirmation certificate.

3. Deutsche Bank/PHH (ROBERTSON SCHNEID, CRANE ET ALS) obj no loan mod has been offered and plan not feasible to pay arrears. Obj must be resolved. ORDER GRANTING LOSS MIT TO BE COMPLETED BY 8/10/22.

Prop Plan $500 x 60 begin 2/1/22; Base and Loan mod on Golfview Dr 6 months after conf
Matter ResolvedRequest
Adjourment
1596/8/2022 10:00 am22-10573 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $3,081.00  
need to treat student loan outside for plan to work - ADJ to 7/27/22

ISSUES AS OF 6/1/2022 (DM):

***Case is not feasible based upon equity in real estate - RECOMMEND DISMISSAL***

1) IRS filed $21,817.49 priority claim not treated in the plan (OK TO PAY??)

2) Plan provides $53,308.01 priority treatment to State of NJ - no POC filed (STRIKE??)

3) State of NJ filed $47,149.55 secured claim not treated in the plan (OK TO PAY??)

4) Rocket Mtg/Quicken Loans (KML) OBJs to confirmation (CONSENT ORDER HAS BEEN ENTERED - PAY ARREARS THROUGH THE PLAN).

5) Trustee OBJ:
- Need copy of 2021 tax return by 5/31/22 (RECEIVED).
- Need to provide updated auto insurance (RECEIVED).
- Need a MP that properly adds how IRS and LVNV claims are to be paid and add student loans to be paid outside.
- Need amended Sch C to take all proper exemptions of all assets (UNRESOLVED).
- Excessive Expense: electricity/heat/gas $500; clothing $600; entertainment $400; student loans $700 (not listed in plan as outside); and business expenses $8,592.79 - P&L statements also list the same expenses and is double dipping (UNRESOLVED).
- Form 22c has disposable income $11,526.26, which would require $691,575 minimum dividend to GUCs.
- Due excessive expenses and tax refund there is also disposable income $12,831.
- Schedules fail to account for the debtors tax refund in the amount of $16,758 when determining disposable income (DEBTOR OWES FOR 2021 TAX YEAR).
- Plan does not specify treatment of IRS priority claim for $21,817.49.
- There is estimated non-exempt equity in real property of $228,160; 2014 Honda Odyssey $15,250, Wells Fargo checking acct# 4450 of $2,252.27 and Wells Fargo acct #6730 of $8,760.11.
- Need to file Pre-Confirmation Certificate (UNRESOLVED).
- Counsel must notice the 3 credit bureaus regarding the incorrect social security number NOTHING RECEIVED ON THIS


Prop. Plan $2,040.29 x 60, Base Plan
PTD 4/5 = $8,080.58
Last Claim (6-2)
Matter ResolvedRequest
Adjourment
1606/8/2022 10:00 am22-10605 / MBKStacey L. Mullen, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 5/24/2022 (at):

1. Objection filed by West Coast Servicing/Nationstar Mortgage (Hladik, Onorato) - failure to cure arrears of $76,311.72 and failure to propose to make post petition payments pending sale of property. (UNRESOLVED)

2. Need to resolve the estimated priority claim #7 filed by the State of NJ Division of Taxation. (STILL ESTIMATED)

3. Need an amended Schedule C. Amended schedule C filed on 3/18/2022 still does not exempt all assets on Schedule A/B. (NOT CORRECTED/AMENDED)


RESOLVED:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 by 5/31/2022. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - that includes liability coverage. (RECEIVED)
Amendments to Schedules C to exempt property on Schedule A/ B.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $3,696.80.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4,200.00 when determining disposable income. (AVEREAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $110,600 in non exempt equity in the residence. (100% plan ) (LANGUAGE ADDED - PROOF OF CLAIM FILED WITH PAYOFF OF $113,090.52 LEAVING $32,509.48 IN NON EXEMPT EQUITY)
- Need to resolve the estimated claim filed by the IRS. (NO LONGER ESTIMATED)

Plan proposes: $1,700 x 60 beginning 2/1/2022, sale of residence by 2/1/2023,
100% to unsecured creditors
Payments: 3/4, arrears $1,400
Matter ResolvedRequest
Adjourment
1616/8/2022 10:00 am22-10690 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

ADJ to 7/27/22 Peremptory for objecting creditors #2 & #3 that appeared (dm)

ISSUES AS OF 5/31/2022 (DM):

1) Dan & Meir Holdings LLC (McNally Law) OBJs - tax lien foreclosure judgment was entered in favor of the creditor on Genesee Street property (UNRESOLVED).

2) JP Morgan Chase (POWERS) OBJs - $64,000.42 arrears on Streeker Rd property (UNRESOLVED).

3) Ally Financial (LAVIN, CEDRONE) OBJs - $3,596.88 arrears claim on 2005 Cadillac Escalade not treated in the plan (UNRESOLVED).

4) Trustee OBJ:
- There is $40,466 non-exempt equity in the real estate properties.
- There is $7,200 in non-exempt equity in the 1997 Pro-Line.
- Need to file Pre-Confirmation Certification (FILED).
- Trustee to receive non-exempt lawsuit proceeds.


Prop. Plan $150 x 60, Base Plan
- sale of Genesee St. by 5/31/22
- Loan Mod on Streeker Rd. by 8/21/22
PTD 4/4 = $600
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
1636/8/2022 10:00 am22-10746 / MBKScott J. Goldstein Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 5/26/2022 (at):

1. Need to resolve the estimated priority claim #2 filed by the NJ Division of Taxation. (STILL ESTIMATED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 by 5/31/2022. (NOT RECEIVED - NEED PRIOR TO CONFIRMATION)
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED:
1. The Schedules fail to account for the debtor(s) tax refund in the amount of $5,748 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liqu 1 U.S.C. ? 1325(a)(4):
- There is $18,345 in non exempt equity in the Wells Fargo bank accounts. (LANGUAGE ADDED)
- A copy of the deed (RECEIVED - DEBTOR IS NOT ON THE DEED)
The debtor has undertaken an improper use of exemption. Specifically:
- Debtor cannot use the D1 exemption because she is not on the deed.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $700/month for phone/cable/internet
$980/month for transportation
Need proof of excessive expenses 10 days prior to confirmation.( Plan is 100%)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $3,027.
- Per the 22C, monthly disposable income is $2,432 which requires a minimum dividend of $145,920 to general unsecured creditors.


2. Objection filed by US Bank/Wells Fargo (LOGS) - failure to cure arrears of $114,209.30 (Per POC). (RESOLVED BY CONSENT ORDER 4/8/2022 - PAY FULL ARREARS)

Plan proposes: $2,000 x 60 beginning 2/1/2022, 100% plan
Payments: 4/4
Matter ResolvedRequest
Adjourment
1646/8/2022 10:00 am22-10823 / MBKMICHELLE LABAYENConfirmation Hearing on Modified PlanContinued
8/10/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

6/2 workup for the 6/8 calendar EDC

GLEN SECTION objected to MP and failure to pay the $25811.23 claim. PER ATT NEED TIM TO RESOLVE THIS OBJECTION.

100% case--.--Preserve non exempt equity of $26,117 in real and personal property.

-MP has $3750 to attorney but disclosure has $0. Need to resolve.

* Trustee's objection:
---The plan must remain a 100% plan due to equity in Real Estate. (LANGUAGE ADDED)

Modified Plan before confirmation proposes: $470 x 60 beginning 3/1/2022, loan modification by 6/30/2022, 100% to unsecured creditors

-----------------------
RESOLVED
- A copy of the last filed tax return - 2021 on or before 5/31/2022 (RECEIVED)
--- excessive expense Schedule J $660/car payment (OK 100%)
---- The Schedules fail to account for the debtor(s) tax refund in the amount of $5146 when determining disposable income. (2021 TAX REFUND AVERAGED/ADDED TO INCOME)
Matter ResolvedRequest
Adjourment
1656/8/2022 10:00 am22-10914 / MBKDavid E. Shaver, Esq.Confirmation Hearing ScheduledDeniedDebtor has made 4 of 4 required payments   Arrears: $0  

Plan denied - MP to be filed within 30 days

AS OF 6/7/22 (SF) Updated

Attorney filed modified plan on 6/6 to propose a cure to Ally instead of a cram. He will appear to request adjournment. No new date for modified plan yet.

TRUSTEE OBJ:
- The debtor has insufficient income. Debtor has negative income of $463.44. Has debtor returned to work?

- A copy of the last filed tax return - for 2021.

- A Modified Plan that list Ally on Section 4b curing arrears $3,273.79 or cram the unsecured portion per claim.

- Amendments to Schedules I and J and provide 2 months recent proof of income 6 months from confirmation.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car
payment $790.

- Must resolve Ally bifurcated claim of $38,250 secured and $1,710.04 unsecured, and
includes arrears of $3,273.79.

- Must file Pre-confirmation certificate


Plan proposes $50 x 6, $150 x 6, $250 x 48 Base
Payments: 3/4 Arrears: $50
Matter ResolvedRequest
Adjourment
1666/8/2022 10:00 am22-10939 / MBKDonald F. Campbell, Jr., Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $705.00  
MP filed 6/7/22, but 6/8/22 confirmation adjourned to 6/22/22 for creditor Lakeview to get case before MBK on their objection (dm)

AS OF 6/1/22 (SF)

1. Objection filed by Lakeview Loan Servicing (Caine) - failure to pay arrears and correct post petition payment. Repeat filer and speculative loan mod.

2. Loss mit order entered and expires 7/25/22.

3. Objection filed by US Bank Cust/PCS First Trust Bank (Shannon Burrini) - failure to pay TSC claim in the amount of $1261.23

4. Trustee objection:

- Proof of 2 month's income - need to provide a profit and loss statement on the self-employment income from modeling
- need bank statements for PNC accts ending #5778 and #5786.
- A Modified Plan that completes Part 8a and Pard 8d
- There are excessive expenses on Schedule J: $300/miscellaneous need supporting documentation
for this expense (100% Plan)
- There is $144,522 non-exempt equity in real estate (100% Plan)
- need to file Pre-Confirmation Certification

5. Hourly fee. Must file fee application.


Plan proposes $175 x 60 100% Plan Loan Mod (LOW BASE)
Payments: Current, $875 Received

Matter ResolvedRequest
Adjourment
1676/8/2022 10:00 am22-10966 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $9.00  
AS OF 6/2/22 (SF)

The proposed plan is not feasible. Need approx. $3257 going forward.

1. Objection filed by JPMorgan Chase (Raymond) - failure to pay arrears of $6972.92 (Claim 14-1)

2. Objection filed by Deere & Company (Joann Sternheimer) - failure to provide for treatment of creditor. (Note: creditor filed secured claim 4-2
with zero arrears)

3. Sheffield filed secured claim 2-1 for $2996.62 with zero arrears - not addressed in plan

4. FNA DZ, LLC filed secured TSC claim 16-1 for $45,713.08 which is higher that the proposed amount in the plan of $28,000 (OK TO PAY?)

5. City of Trenton Tax Collector filed secured claim 8-1 for $4524.30, not addressed i plan

6. City of Trenton Tax Collector filed secured claim 9-1 for arrears of $3680.28 which is not addressed in plan

7. Ally Bank filed arrears claim 10-1 for $5.74 which is not addressed in plan (OK TO PAY?)

8. State of NJ filed estimated priority claim 12-2 (NEED AMENDED CLAIM)

9. FNA DZ, LLC filed secured TSC claim 17-1 for $58,232.40 which is much higher than proposed amount of $27,000 (OK TO PAY?)

10. Trustee objection:
- A current market analysis - for 42 Rumsey Road property - document provided does not list pricing recommendation
- A copy of the last filed tax return - 2021 on or by 5/31/2022
- Amendments to Schedules Schedules A and C to correct address for Rumsey Road property - should be 42
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,241 when determining disposable income.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution
- The plan should be confirmed at 100% with a $1,988,055 minimum dividend due to equity
in real estate.


Plan proposes $1783 x 60 100%
Payments: 3/4 Arrears: $1789

Matter ResolvedRequest
Adjourment
1686/8/2022 10:00 am22-10986 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $0  
Total Paid In: $1,000.00
Confirm at $1,000 paid, $500 x 32 begin 7/1/22; 100% to gucs
- Loan mod on Manchester St by 7/1/22 (arrears not to be paid).
- Debtors to provide 2021 tax return no later than 6/30/22.



work up at 100%

AR AUTO INS RENEWAL MANDATORY - Geico renewal uploaded 6/6/22

As of 6/1/22 (DS): 1. Trustee obj to the following:
- Debtor has failed to file a feasible plan, car payment $393 ends in month 19.
- Need 2021 tax return, updated auto insurance (insurance expired 5/8/22) and bank statements from TD Bank acct#2903 for 1/18/22 to 3/8/22, prior to filing date.
- Proof of income verifies higher, there is disposable income $1,156. Schedule I fails to add tax refund $6,087. Bar date has passed total gucs filed $1,140.92.
- There may be non-exempt equity in bank accts, pending statements.

Prop Plan $500 x 36 begin 3/1/22; Base and Loan mod on Manchester St by 9/1/22


Matter ResolvedRequest
Adjourment
1696/8/2022 10:00 am22-10988 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $400.00  
issues as of 6/1/2022 (JMA)

1) IRS priority claim estimated for 2019, 2020 and 2021 taxes
2) Provident Bank (Saldutti Law Group) objection to confirmation - need to resolve
-judgment in the amount of $62,283.94, docketed as a lien, not provided for in the plan
3) US Bank (Romano Garubo) objection to confirmation - need to resolve
-debtor seeks to modify rights for secured creditor
-bad faith filing
4) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income . Verified income leaves monthly disposable income of -$8,884..
- The debtor has failed to file a feasible plan - . Debtor has insufficient income.
- The debtor has failed to supply the Trustee with the following document (s): A copy of the homeowner's insurance renewal declaration - that includes liability coverage.
- Need December and January bank statements for TD account #2868.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $9,276/month mortgage payment
- Need to resolve the estimated claim filed by the IRS.
- Need to resolve objections by Provident Bank and US Bank.
- Trustee disputes debtor's value for real property. Trustee investigation has value at 1,800,000. Need updated CMA and comparable sales w/in the last 6 -8 months.( if gets a sale contract -that will determine value).
- all non exempt proceeds from sale of real property to Trustee.
5) Not current with Trustee plan payments, arrears $400

proposed plan $200x36 100% plan with sale property by 3/1/2023
paid in $400
arrears $400
last claim 16
Matter ResolvedRequest
Adjourment
1706/8/2022 10:00 am22-11004 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,590.00  
car insurance received 6/6/22
AR AUTO INS RENEWAL MANDATORY
As of 6/2/22 (DS): 1. Trustee obj to the following:
- Need Business profit & loss statements for Jan. 2022 - Feb. 2022, Certification/explanation for the realtor income received within the 6
months prior to filing, 2021 tax return, proof of auto insurance for 2016 GMC Acadia.
- Tax refund $1,568 not calculated onto Sched I income. Disposable income verifies $1,856.50.
- Must resolve IRS and State of NJ estimated tax claims.
- Must file Pre-confirmation certificate.

2. 2 secured judgment lien claims filed by Peng Consulting for $1,036.28 and Ambulatory Surgery for $5,495.15. Both not in plan and must be paid or must move against the claims.

3. Exeter filed arrears claim $516.50. Trustee ok to pay?

4. Twp of Woodbridge (GOLDENBERG, MACKLER, SAYEGH, ET ALS) obj arrears owed and post-petition payments not made. Obj must be resolved. No POC filed, bar date has passed.

Prop Plan $1,590 x 45 begin 3/1/22; Base and Loan mod on E. New St 6 months after conf
Matter ResolvedRequest
Adjourment
1716/8/2022 10:00 am22-11026 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 5 of 4 required payments   Arrears: $0  

6/7/22:MK: reviewed 341 interrogatories-filed obj today home insurance provided. OK to adj .

6/7/22 - Per Bud 341 docs received including interrogatories.


As of 6/1/22 Debtor attorney requested adjournment, request denied, does not provide recent homeowner insurance (RECEIVED)

As of 5/27/22 (DS): 341 not held 5/5/22, written interrogatories sent via email 5/25/22 to Debtor attorney. Need homeowner insurance.

Per AR, okay to ADJ to 6/8/22

4/13/22 - 341 just adjourned to 5/5/22

As of 4/11/22 Debtor attorney requested adjournment, request denied, still missing the below documents, plus needs consent of objecting creditors

As of 3/29/22 (DS): 341 not held 3/10/22, missing docs: 2 months bank statements prior to filing date, recent mortgage statement, current homeowner insurance with personal liability coverage (insurance expired 2/2019)
Matter ResolvedRequest
Adjourment
1726/8/2022 10:00 am22-11038 / MBKPAUL H YOUNGConfirmation Hearing ScheduledContinued
9/6/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 5/26/2022 (at):

1. 341 has not been held or rescheduled. (no show on 4/28/2022)
2. Payments: 3/3
Matter ResolvedRequest
Adjourment
1736/8/2022 10:00 am22-11161 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $830.00  
As of 6/2/22 (DS): 1. State of NJ filed estimated tax claim, 2021 tax return not filed. Also plan does not propose to pay the tax claim amount of $24,464.87, which does not include 2021 estimated amount.

2. Due to higher tax claims, plan payments would be more than double the amount, about $2,214.

3. BELOW ISSUES REMAIN UNRESOLVED.

As of 4/21/22 Debtor attorney requested adjournment to file a motion to address the IRS POC.

4/27/22 (DS): 1. Trustee obj to the following:
- Profit and loss deducts $6,226.16 as "other miscellaneous expense". Need a detailed itemization of this deduction as it reduces net income from $7,762.36 to $1,536.20 for the 3 month period.
- P&L statement list car & truck expense of $5,086.03 which is $1,698.67. P&L does not list these vehicles, they are in Schedules B/C 2013 Ford Transit, 2014 Ford Transit and 2017 Dodge Pickup. 2013 Ford Transit (claim#7) has loan balance $2,110.53, monthly payment $429.94; 2014 Ford Transit has loan balance of $1,600 per schedule B, no claim filed to date. 2017 Dodge Pickup (claim#1) has loan balance $27,600.93 and monthly payment $789.95. Does not add up to P&L expense $1,698.67. There is no auto expense for $391, unless it is for 2014 Ford Transit - business expenses should be on the P&L and household expenses on Schedule J. It would be double dipping.
- Schedule J lists car insurance of $391. Why is this not listed on P&L? The business policy expense is only $283.66 month. The personal policy is $188.40 month.
- There is also a 2006 Dodge Ram without a loan valued at $1,500. Is this a work vehicle?
- Business bank acct shows debtor uses acct for business expenses, personal expenses and cash withdrawals.
- Bank statements for business provided. There is $1,401.88 non-exempt equity in bank accts total.

2. IRS (US ATTORNEYS OFFICE PHILIP SELLINGER) obj to cram and 2020 and 2021 tax returns not filed. Obj must be resolved.

3. M&T filed bifurcated claim. Plan has to pay claim in full.

Prop Plan $830.09
Matter ResolvedRequest
Adjourment
1746/8/2022 10:00 am22-11177 / MBKBRUCE J. DUKEConfirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $2,775.00  
AR NOTE HELD FOR HOME INS RENEWAL
AS OF 5/23/2022 (at):

NEED HOMEOWNER'S INSURANCE IF ADJOURNMENT IS REQUESTED

1. Amerihome Mortgage filed a secured arrears claim #2 in the amount of $57,875.61 which is not in the in the plan. Is the debtor going to pay this claim? Objection filed Amerihome Mortgage (Stern Lavinthal) - plan is silent as to mortgage arrears.

2. Stay motion by Amerihome Mortgage is scheduled for 6/8/2022. Debtor has made no post petition payments.

3. American Credit Acceptance is listed in part 4g and part 6 of the plan. Is this a lease or a finance?

4. Trustee's Objection:
The debtor has insufficient income.
- A copy of the homeowner's insurance renewal declaration - need declaration page
showing personal liability coverage
if not confirmed on 6/8/2022 need homeowners insurance renewal, policy provided expires 6/14/2022 (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
-excessive expense $400/water, sewer, garbage; $540/telephone,cell phone
-need to file Pre Confirmation Certification with Court (NOT FILED)

RESOLVED:
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
-there is non exempt equity in real estate $13,211. (LANGUAGE ADDED)

Plan proposes: $1,387.32 x 60 beginning 3/1/2022, base
Payments: 2/3, arrears $1,387.32
Matter ResolvedRequest
Adjourment
1756/8/2022 10:00 am22-11198 / MBKJONI L GRAY, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,000.00
As of 6/7/22 (DS): Ok to confirm at $250 x 36 begin 3/1/22; Base and per C/O with NewRez to pay arrears claim#9-1

Prop Plan $250 x 36 begin 3/1/22; Base
Note: Auto insurance for 2018 Dodge and bank statements provided 4/19. HUD from sale of PA property show funds received were $56,895.28, Debtor used $43,807.58 from proceeds to purchase new home in NJ. There is no equity on 2018 Dodge, POC filed much higher. CMA provided 6/3/22 (no equity).
Matter ResolvedRequest
Adjourment
1766/8/2022 10:00 am22-11286 / MBKMarcia Y. Phillips, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 6/1/2022 (JMA)

1) Not current with Trustee plan payments, arrears $812.58
NOW CURRENT
2) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - for 2021.
- Need to provide Trustee with 2 months bank statements from PNC Bank accts#1255, #1271, #4919 and #4927
- Need to file Amendments to Schedules B and C to add PNC Bank accts#4898, #4919 and #4927.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Total proof of income is much higher at $8,542, resulting in disposable income verifying at $4,246.
- The current Plan does not specify treatment of US Dept of Housing and Urban Development and Wells Faro/Bob's Discount Furniture under the Plan.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity on real property $108,978.
- Must file Pre Confirmation certification
- Must resolve Wells Fargo claim#10-1 bifurcated claim (balance $1,456.58, secured $361.45 and unsecured $1,095.13).
- Amend Petition to correct first digit in debtor 's social security number to 0 and notify credit reporting agencies.
- Amend Petition to correct sixth digit in co -debtor's social security number to 1 and notify credit reporting agencies

proposed plan $812.58x60 base plan
paid in $2437.74
arrears $812.58
last claim 16
Matter ResolvedRequest
Adjourment
1776/8/2022 10:00 am22-11339 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 6/3/2022 (at):

1. The IRS filed an estimated priority claim #6 with needs to be resolved/amended. (2016 - 2022)

2. Objection filed by Wilmington Savings Fund/Sterling National Bank (Pluese Becker) - failure to cure full pre-petition arrears of $35,677.10 (Per POC)

3. The State of NJ Division of taxation filed an estimated priority claim #7 which needs to be resolve/amended. (STILL ESTIMATED)

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 tax returns, if not filed must provide no later than 5/31/22. (NOT RECEIVED - LANGUAGE ADDED)
- Valuations and proof of ownership on all vehicle signed or co -signed by the debtor (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Spouses expenses $1,500 (requires proof of expenses), $900 monthly payment for a Ford truck
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Proof of income verifies higher, there is disposable income $1,263.41.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is estimated non-exempt equity on home (N/E EQUITY IN THE RESIDENCE IS $2,266.03 - POC FILED) and vehicles, pending all updated documents and amended Schedules. (ALL SECURED CLAIMS NOT YET FILED (NEED RESIDENCE AND CIVIC AND PROOF OF OWNERSHIP) AND AMENDED C NOT FILED)
- Must file Pre-confirmation certificate. (NOT FILED)

RESOLVED:
- A copy of the homeowner's insurance renewal declaration - with all pages that
shows personal liability coverage. Missing pages 2 and 3. (RECEIVED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee
Matter ResolvedRequest
Adjourment
1786/8/2022 10:00 am22-11342 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $1,500.00
Confirm at $1,000 paid, $500 by 6/20/22 via TFS; $557 x 56 begin 7/1/22; Base and Loan mod with Selene by 8/10/22 (arrears not to be paid pending loan mod)

AR ADD$ 500 TFS BY 6-20

SEE ALSO 401 NO ISSUE 54 MO TO GO

As of 6/1/22 (DS): 1. Debtor in arrears $1,000, made 2 out of 4 payments.

2. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $-1,937.
- Need balance statements for two 401(k) loans prior to filing date.
- Excessive expense on Sched J for post-pet mortgage payment $3,100, plus 2nd mortgage $258 total $3,358, income does not support expense. Note 2nd mortgage filed higher arrears claim.

Prop Plan $500 x 60 begin 3/1/22; Base and Loan mod on Mehar Ct by 8/1/22
Matter ResolvedRequest
Adjourment
1796/8/2022 10:00 am22-11346 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 4 required payments   Arrears: $0  

AS of 5/27/22(mk): PER ATTY email 6/7/22- Dismiss - hold fees

>>PLAN IS NOT FEASIBLE. plan had mtg arrears at $38,000 and POC is $53,158.23. This would require Tr payment of $1,075 begin May 1,2022. There is only $706 in disposable income & Mtg co has objected.

would need 1,070 Tr Payment going forward.
>>dispos income is $706

1.Objection by Mtg Legacy (Pluese):
Plan fails to cure arrears($53,158.23)- not feasible

2. Trustee Objection:
-need 2021 tax return by 5/31/22.(Provided)
- Order of distribution contrary to Tr std order.
-need pre conf cert.


Plan:$690 X 60 BEG 3/2022; BASE
3/3 payments
last claim:3-1,bar date:5/2/22
Matter ResolvedRequest
Adjourment
1806/8/2022 10:00 am22-11408 / MBKHerbert B. Raymond, Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 6/6/2022 (at):

1. Objection filed by HSBC Bank/PHH Mortgage (Robertson Anschutz) - generic objection.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need January and February bank statements for Bank of America account #3298. (NOT RECEIVED)
- Need to resolve the estimated claim filed by the State of NJ Division of Taxation. (STILL ESTIMATED)
- Need to resolve the bifurcated claim filed by Credit Acceptance. (PLAN SURRENDERS VEHICLE IN FULL SATISFACTION SO CLAIM WILL NOT BE PAID)
- Need to resolve objection filed by HSBC Bank. (UNRESOLVED)
- Need a certification from debtor explaining the separation from husband and his
household contribution status. (NOT RECEIVED)

Plan proposes: $400 x 36 beginning 3/1/2022, loan mod by 9/30/2022, base
Payments: 3/4, arrears $400
Matter ResolvedRequest
Adjourment
1816/8/2022 10:00 am22-11413 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $964.00
As of 6/2/22 (DS): - Atty ok with terms

Recommend confirming at $964 paid, $255 x 32 begin 7/1/22; 0% to gucs
- Add to confirming order Trustee ok to pay PNC Bank claim#4-1 arrears $283.99.
- Within 7 days must file Pre-confirmation certificate.

As of 4/22/22 Debtor attorney requested adjournment to resolve IRS estimated claim.

4/27/22 (DS): 1. Trustee obj to the following:
- PNC filed arrears claim $283.99.
- Excessive expenses on Sched J such as: Food $860 and Medical $450.
- Must file Pre-confirmation certificate.

Prop Plan $241 x 36 begin 3/1/22; $0
Note: IRS claim amended 5/12/22 and no longer estimated. 2021 Tax return provided 4/20/22.
Matter ResolvedRequest
Adjourment
1826/8/2022 10:00 am22-11441 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,000.00
AS OF 6/8/2022 (at):

RECOMMEND: $250 x 36 BEGINNING, BASE
Refinance by 9/22/2022 or as extended by mutual consent
Automatic stay is lifted effective 9/23/2022 without further application.
Preserve non exempt equity of $18,726.54 in real estate and personal property.

1. Objection filed by JP Morgan Chase (Fein Such) - plan does not propose to make regular monthly payments pending sale/refinance. This is the debtor's 8th filing since the loan originated.
(RESOLVED -
1. sale or refi by 9/22/2022, only extended by mutual consent.
2. Debtor makes on going mortgage payments direct to lender
3. effective 9/23 the automatic stay is lifted without further application. Specifically agreed to in rem relief.
4. Secured creditor paid in full w/ refi or sale
5. 15 day default clause on payments.)

RESOLVED:
Trustee's objection:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on real property estimated to be $14,485 (pending claim filed) and WSFS Bank acct has $4,155.41. (LANGUAGE ADDED)
- Pre-confirmation certificate. (FILED)
- Must add to confirming order non-exempt proceeds from sale/refinance to Trustee. (LANGUAGE ADDED)

Plan proposes: $250 x 36 beginning 3/1/2022, sale/refinance within 6 months of confirmation, 0% to unsecured creditors
Payments: 3/4, arrears $250
Matter ResolvedRequest
Adjourment
1836/8/2022 10:00 am22-11454 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $4,760.00
AS OF 06/01/22 (SF)

RECOMMEND $4760 PTD, $1592 X 56 (BEGIN 7/1/22) 100% PLAN W/MIN $10,788 TO GUCS PER EQUITY IN REAL ESTATE AND PERSONAL PROPERTY
- FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS


1. Trustee objection:

- Amendments to Schedules B and C to correct year of Dodge Ram and value, plus add Motion FCU 2 accts per bank statements.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: - Home
maintenance $300 and Entertainment $400, plus Amazon $10, Netflix $15 and Hulu $7 total entertainment $432

- 122c-2 Line 9b takes $1349, but Schedule J has $1,426, as well as mortgage statement.
- Add back $77 to line 45 and Line 13b should have $539, adding back $53. Line 45 disposable income has $1,190.34, add back $77 plus $53 total disposable income $1,320.34, which would require minimum dividend $79,220 to gucs.

- Proof of income verifies higher, there is disposable income $1786.99, which includes tax refund and deducts excessive expenses.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,342 when
determining disposable income.

- There is non-exempt equity in the following:
$2422.37 real estate; $3720 Honda Civic; and $4399 2019 Dodge Ram; $247.37 Motion FCU accts and pending TD Bank savings acct statements.

Plan proposes $1190 x 60 Base
Payments: 2/2


RESOLVED:
- Updated auto insurance for all vehicles, insurance expired 3/20/22. (RECEIVED)
- A copy of the last filed tax return - for 2021 if not filed must provide no later than 5/31/22. (RECEIVED AND TAX REFUND IS LOWER $879)
Matter ResolvedRequest
Adjourment
1846/8/2022 10:00 am22-11666 / MBKFred R. Braverman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 3 required payments   Arrears: $0  
Total Paid In: $4,880.00
AS of 5/27/22(mk):

**CAN REC CONFIRM AT $3,660 PTD, Then $1,220 x 58 Begin 6/1/22; 100% . Preserve equity T/H of $191,626**


1.Trustee objection:
-need 2021 tax return by5/ 31/2022.(Provided).
-There is $191,626 of non-exempt equity in
the residence (100% plan).
- need pre conf cert.(Filed)
unemployment income- need updated w/ 6 mos(100% w/ NE Equity T/h 3 x the guc debt)


Plan:$1220 X 60 BEG 4/2022; 100%
3/2 payment
last claim:14-1 ,bar date: 5/11/22






Matter ResolvedRequest
Adjourment
1856/8/2022 10:00 am22-12021 / MBKAndrew Carroll, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 3 required payments   Arrears: $0  

6/1/22 (SF) - Per atty ok to dismiss/hold fees

1. 341 not held - Missing documents
2. Payments: 2/3 Arrears: $1010

Matter ResolvedRequest
Adjourment
1866/8/2022 10:00 am22-12035 / MBKJoan Sirkis Warren Confirmation Hearing on Modified PlanContinued
6/22/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 6/6/22(mk):Updated-email to atty- needs 2 week adj to 6/22/22 to discuss date of refi( debtor wants 9/2023) w/ creditor.

**CAN REC CONFIRM AT $850 x 36 Begin 4/1/22; 100% .Preserve equity T/h of $56,496 .Refinance of Midland Drive by 9/15/22: Trustee is authorized to pay Bank of America arrears on claim 3-1 Pending Refinance. TR authorized to pay Toyota lease claim #5-1 $579.92. Consent Order resolving US Bank objection w/in 30 days.
STRIKE PRIORITY TREATMENT OF ST. OF NJ AND PAY CLAIM AS FILED- GENERAL UNSECURD CLAIM
low base pending REFI**

1. Objection by Bank Of America( Powers):
Refi of property is speculative
PLAN HAS PAY ARREARS BEING PAID PENDING REFI-MK: atty says arrears now pd thru plan- will be a CO on this)

2.Toyota lease arrears $579.92- NOT IN PLAN-OK TO PAY? Per atty - yes pay

3. Trustee objection:
-There is $56,496 in non exempt equity in the residence. (100% plan
- St Of NJ - filed unsecured claim so STRIKE PRIORITY TREATMENT AND PAY CLAIM AS FILED(GUC)


plan:$850 X 36 BEG 4/2022; REFY BY 9/15/2022; 100%
3/3 payments
Matter ResolvedRequest
Adjourment
1876/8/2022 10:00 am22-12045 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 6/1/2022 (JMA)

1) Old Bridge Municipal Utilities Authority (Scarinci & Hollenbeck) objection to confirmation - need to resolve
-first lien secured claim totaling $1,622.46
2) Midland Mortgage (KML) objection to confirmation - RESOLVED, CONSENT ORDER - LOAN MOD BY 9/1/2022, NO ARREARS WHILE LOAN MOD PENDING AND REGULAR POST PETITION PAYMENTS IN ACCORDANCE WITH THE TERMS OF THE NOTE AND MORTGAGE
-pre petition arrears estimated at $146,695.32
3) Old Bridge MUA secured claim 15 in the amount of $1,622.46 is not treated in plan
4) Trustee objection to confirmation - need to resolve
- Need to provide Trustee with business profit & loss statements and business forms - from non-filing spouse business BH Consulting.
- Need to provide Trustee with a copy of the last filed tax return - for 2021.
- Need to provide Trustee with 2 months bank statements from two Chase Bank accts prior to filing date.
- The Schedules fail to account for the debtor (s) tax refund in the amount of $3,764 when determining disposable income.
- The current Plan does not specify treatment of IRS and State of NJ tax claims under the Plan.
- Must resolve IRS and State of NJ estimated tax claims.
- Must file Pre-Confirmation Certification

proposed plan $100x36 base plan with loan mod by 9/30/2022
paid in $200
arrears $100
last filed claim 22
Matter ResolvedRequest
Adjourment
1886/8/2022 10:00 am22-12095 / MBKJoan Sirkis Warren Confirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $1,350.00
As of 6/7/22 (SF) UPDATED

Recommend confirming at $450 x 20 begin 4/1/22; $1559 x 40 begin 12/1/23; 100% with a minimum dividend $249,456.31 to gucs, due to non-exempt equity on real properties.
- Student loans to be treated outside.
- FWDSL & Associates claim#14-2 to be paid in full through plan.

As of 5/11/22 Debtor attorney requested adjournment, mod plan filed and sched 6/8/22

As of 5/2/22 (DS): MOD PLAN FILED 5/2/22 ON NOTICE, MUST SUBMIT CONF ADJOURNMENT REQUEST.

5/11/22 (DS): 1. Trustee obj to the following:
- Excessive expenses on Sched J such as: $650 Food, $522 Cat expenses and $550 Home maintenance.
- 22C has disposable income $5,723.29, which would require minimum dividend $343,380 to gucs. Also disposable income verifies $1,391.87.
- There is non-exempt equity on both properties total $249,456.31.

2. Plan propose to pay FWDSL & Associated claim in full, but list 18% interest total $59,880. Trustee only pays claim in full. POC filed owed $55,515.52.

3. Select Portfolio (FEIN SUCHM KAHN) obj to arrears owed $1,428.24, POC filed arrears $1,934.13, Mod Plan adds arrears to pay. (there is no objection to the modified plan)

Prop Plan $450 x 20 begin 4/1/22; $1,304 x 40; 100%
Note: 2021 tax return provided 6/1/22.
Matter ResolvedRequest
Adjourment
1896/8/2022 10:00 am22-12144 / MBKKevin C. Fayette, EsqConfirmation Hearing on Modified PlanWithdrawnDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $525.00
5/17/2022 (at)

This modified plan was withdrawn on 5/17/2022. Original plan confirmed on 5/25/2022.
Matter ResolvedRequest
Adjourment
1906/8/2022 10:00 am22-12187 / MBKPRO SEConfirmation Hearing ScheduledDismissedDebtor has made 2 of 3 required payments   Arrears: $0  

NA
AS OF 6/8/2022 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

1. 341 is scheduled for 5/12/2022. Debtor was a no show.
2. Payments: 0/3, arrears $1,500
Matter ResolvedRequest
Adjourment
1916/8/2022 10:00 am22-12347 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $169.00  
341 on 6/23/22
1/2 payments
Matter ResolvedRequest
Adjourment
1926/8/2022 10:00 am22-12356 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 6/1/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- Need to provide Trustee with a copy of the last filed tax return - 2021 by 5/31/2022. RESOLVED, PROVIDED
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $320,061 in non-exempt equity in the residence. CLAIM LOWER THAN LISTED ON SCHEDULE D, NON EXEMPT EQUITY $320,871.66 - OK, 100% PLAN
- Need to file Pre-Confirmation Certification.
- Need to resolve the estimated claim filed by the IRS
2) Not current with Trustee plan payments, arrears $1,214 (1 out of 3 payments made to date)
3) Westlake Financial Service (2020 Kia Soul) filed secured claim 3, no arrears - not treated in plan

proposed plan $607x36 100% plan
paid in $607
arrears $1,214
last claim 4
Matter ResolvedRequest
Adjourment
1936/8/2022 10:00 am22-12366 / MBKJoan Sirkis Warren Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $750.00
AS OF 6/7/22 (SF) Updated

RECOMMEND $750 PTD, $322 X 33 (BEGIN 7/1/22) BASE PLAN, LOAN MOD BY 10/1/22
- DO NOT PAY ARREARS OR RESERVE TO US BANK PENDING APPROVAL OF LOAN MOD
- OK TO PAY ARREARS CLAIM 2-1 FOR CARAVANA, LLC
- OK TO PAY ARREARS CLAIM 3-1 FOR ALLY CAPITAL
- FILED AMENDED POC FOR IRS TO BE RECEIVED BY 6/15/22

(Note, pacer was not working today to retrieve copy of IRS amended claim)




Plan proposes $250 x 36 Base. Loan Mod by 10/1/22
Payments: 3/3

RESOLVED ISSUES:
1. Ally Financial filed arrears claim 3-1 for $889.07 which is not addressed in plan (PER ATTY, OK TO PAY)

2. Carvana filed arrears claim 2-1 for $1760 which is higher than proposed amount of $800 (OKAY TO PAY?) YES

3. Trustee objection:
- IRS filed an estimated claim- needs to be resolved. (AMENDED)

Matter ResolvedRequest
Adjourment
1946/8/2022 10:00 am22-12375 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $1,083.00  
As of 6/3/22(mk):

As of now POC not filed for tax sale

1. IRS Estimated Priority POC. No return for 2019(Per Atty returns sent to Mary Ford at IRS- waiting for APOC

2. Credit Acceptance( On auto) filed arrears POC $1,213- PLan has unaffected- OK TO PAY? YES PAY PER ATTY

3. Trustee Objection:
-Verified income leaves monthly disposable income of $663.
-CONF ORDER TO PROVIDE FOR UPDATED POI
AND BUDGET 9 MONTHS FRON
CONFIRMATION
- need copy of Deed(atty provided proof50% owner)
- need 2021 tax retrun by 5/31/22


Plan:$523 X 60 BEG 4/2022; 0%
1/2 payments
bar date 6/3/22
Matter ResolvedRequest
Adjourment
1956/8/2022 10:00 am22-12377 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

NA
AS OF 6/3/2022 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

341 has not been held or rescheduled.
Matter ResolvedRequest
Adjourment
1966/8/2022 10:00 am22-12417 / MBKLaurence R. Sheller, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $3,164.00  
As of 6/7/22 Debtor attorney requested adjournment to resolve all issues.

As of 5/31/22 (DS): 1. Debtor has made no Trustee payments, arrears are $3,164 for April and May. 1 payment $1,582 made 6/2/22.

2. Trustee obj to the following:
- Need CMA for both properties that provide dates, 2021 Tax returns and proof of auto insurance for 2000 Mercedes and 2018 Jeep Wrangler (2018 Jeep expired 5/21/22). - AUTO INSURANCE PROVIDED 6/7/22 AT 13:55.
- Need a tier plan when car loan payment $837 ends 12/2024 when car loan is paid off.
- 22c has disposable income $1,582, which would require min. dividend $94,920 to gucs.
- There is non-exempt equity $99,095.96 in Anthony Dr, $91,441.13 in Claflin Ave and $8,773 in 2018 Jeep Wrangler total $199,310.09 to gucs.
- Need to resolve IRS estimated tax claim.
- Must resolve all creditor objections.
- Attorney disclosure list attorney fees to be paid outside, however plan propose attorney fees to be paid through plan $1,818. Must either amend Attorney disclosure to mark off balance will be paid or file mod plan to remove attorney fees.
- Must file Pre-confirmation certificate.
- Amend Sched B to add 2006 Mercedes Benz (auto insurance provided and not on Sched B and C).

3. Well Fargo (BROCK & SCOTT) obj to plan silent on arrears owed. POC filed arrears $23,704.38.

4. Lakeview (STEVEN KELL) obj arrears owed, POC filed arrears $4,294.39.

5. Wells Fargo 2nd mortgage on Anthony Dr filed with arrears $23,704.38. Not in plan.

6. Santander/Chrysler filed arrears claim $82.12.

Prop Plan $1,582 x 60 begin 4/1/22; 100%
Matter ResolvedRequest
Adjourment
1976/8/2022 10:00 am22-12425 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledContinued
8/24/2022 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $210.00  
As of 5/27/22 (DS): 341 not held 4/28/22, still missing docs proof of income for Feb and March 2022, 2 months bank statements, prior to filing date, current homeowner insurance and car insurance.
Matter ResolvedRequest
Adjourment
1986/8/2022 10:00 am22-12429 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $235.00  
As of 5/31/22 (DS): 1. Trustee obj to the following:
- Need 2021 tax return from non-filing spouse.
- Schedules I fails to add tax refund $1,018 when determining disposable income.
- Plan fails to provide prompt cure of rental arrears.

2. Woodmere Assoc. (DONALD CAMPBELL, JR) obj to no prompt cure of rental arrears. Also need to confirm the amount to pay. Plan has $9,13 is missing one digit. Obj must be resolved.

3. Woodmere Assoc. filed unsecured claim for $8,904, they did not file secured claim.

Prop Plan $235 x 60 begin 4/1/22; Base
Matter ResolvedRequest
Adjourment
1996/8/2022 10:00 am22-12440 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

NA

issues as of 5/27/2022 (JMA)

1) 341 not held, not rescheduled - missing documents required to hold 341 hearing
2) No Trustee plan payments to date, arrears $400
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
2006/8/2022 10:00 am22-12450 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $400.00  
Matter ResolvedRequest
Adjourment
2016/8/2022 10:00 am22-12454 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $1,500.00
AS OF 6/8/22 (SF)UPDATED


RECOMMEND $500 X 60 (BEGIN 4/1/22) 100%, LOAN MOD BY 9/1/22
- PAY ARREARS TO US BANK PENDING APPROVAL OF LOAN MOD
- COTBS WITHIN 30 DAYS RESOLVING US BANK OBJ
- STRIKE SALE FROM PLAN
- STRIKE US BANK CUST/TLCF 2012A, LLC PER PLAN CLAIM FROM PLAN AS NO CLAIM WAS FILED
- LOW BASE


issues as of 6/1/2022 (JMA)

1) US Bank/First Franklin Mortgage Loan Trust (KML) objection to confirmation - RESOLVED CONSENT ORDER SUBMITTED - LOAN MOD BY 9/1/2022, PAYMENTS ON PRE PETITION ARREARS PER PLAN TO BE PAID WHILE LOAN MOD PENDING
-pre petition arrears $124,190.22
2) Trustee objection to confirmation - need to resolve
- Amendments to Schedules amend Schedules B and C to reflect Wisely acct #9565 balance of $1,084 (plan will be 100% so ok)

proposed plan $500x60 with sale by 4/1/2023 or loan mod by 10/1/2023 100% plan
paid in $1,000
arrears $500
last claim 2
Matter ResolvedRequest
Adjourment
2026/8/2022 10:00 am22-12455 / MBKJames J. Romero, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $450.00  
updated insurance uploaded 5/31/22
AR AUTO INSURANCE RENEWAL MANDATORY
AS OF 6/2/22 (SF)

1. Objection filed by Bank of NY Mellon (McDonough) - failure to pay arrears of $460,704.40; failure to pay post-petition payments and speculative loan mod (no claim filed yet) - DOUG TO PREPARE AN OTBS

2. Trustee objection:

- auto insurance will expire 6/8/2022, need renewal if not confirmed before that date (RECEIVED)

- need to file Pre Confirmation Certification with Court

Plan proposes $450 x 60 100%, Loan Mod (no date)
Payments: 2/3 Arrears: $450

Matter ResolvedRequest
Adjourment
2036/8/2022 10:00 am22-12459 / MBKJeffrey S. WaltersConfirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 6/2/2022 (at):

1. Objection filed by Nationstar Mortgage/Mr. Cooper (LOGS) - failure to cure arrears of $49.74 (Per obj - no POC yet)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - from Twp of Westampton prior to filing date. Document
provided is up to pay period 11/29/21. (NOT RECEIVED)
- A copy of the last filed tax return - for 2021. (NOT RECEIVED - NEED PRIOR TO CONFIRMATION)
- A copy of the homeowner's insurance renewal declaration - , if not confirmed on
6/8/22, insurance expires 5/28/22. (NOT RECEIVED)
- 2 months bank statements from Credit Union of NJ for checking and savings acct prior
to filing date. (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- 22c Line 45 has disposable income $4,184. May be moot since plan propose 100% to gucs.
- The current Plan does not specify treatment of Diamond Resorts Financial Services
(timeshare) under the Plan. (NOT AMENDED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There may be non-exempt equity on real property pending updated CMA and there is
non-exempt equity on 2017 Mercedes E300 $822.18. (UPDATED CMA NOT RECEIVED)
- Must resolve IRS estimated tax claim (NO LONGER ESTIMATED)
-Trustee objects to the value of real property provided by debtor. Comparable sales are
out of date and trustees research indicates the value is much higher. Trustee requires a
current CMA with comparable sales in the last 6-8 months. (UPDATED CMA NOT RECEIVED)
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $2,750 x 60 beginning 4/1/2022, 100% plan
Payments: 2/3, arrears $2,750
Matter ResolvedRequest
Adjourment
2046/8/2022 10:00 am22-12464 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,515.00  
AS OF 6/7/22 (SF)

1. 341 NOT HELD - RESCHEDULED TO 6/23/22
2. PAYMENTS: 2/3 ARREARS: $1515

Matter ResolvedRequest
Adjourment
2056/8/2022 10:00 am22-12526 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $900.00  
341 on for 6/16/22. 1/2 payments

NEEDS REQUEST TO ADJ. THIS CONFIRMATION HEARING.
Matter ResolvedRequest
Adjourment
2066/8/2022 10:00 am22-12535 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 0 of 3 required payments   Arrears: $2,700.00  
ONE $900 PAYMENT MAILED IN - ADJ TO 7/27/22 FOR DEBTOR TO GET ON TFS AUTO PAY

issues as of 6/1/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- Need to provide Trustee with Domestic Support Obligation information
- A copy of the last filed tax return - 2021 return on or by 5/31/2022
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car payment of $773 is excessive (100% plan)
- Need to file Pre Confirmation Certification with Court
2) To date has not made Trustee plan payments (0 out of 3), arrears $2,700

proposed plan $900x60 100% plan
paid in $0
arrears $2,700
last claim 12
Matter ResolvedRequest
Adjourment
2076/8/2022 10:00 am22-12536 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 6/2/22 (SF)

Note: The plan does not address any claims

1. Objection filed by Flagstar Bank (McDonough) - failure to address creditor in plan. There are arrears of $170.43

2. US Depart of HUD filed secured claim with zero arrears, not addressed in plan

3. ACAR Leasing filed claim with zero arrears but not assumed in the plan. Is lease rejected?

4. Trustee objection:
- Proof of income verifies higher, there is disposable income of $2,805.
- There is non-exempt equity in real property of $13,409 and in bank acct $888.20. (Plan is 100%)
- Must file Pre-confirmation certification


Plan proposes $663 x 60 100% Plan
Payments: 2/3 Arrears: $663

RESOLVED ISSUES:
- Amendments to Schedules A and C to take d(1) exemption on real property. (AMENDED)
Matter ResolvedRequest
Adjourment
2086/8/2022 10:00 am22-12545 / MBKAndrew Carroll, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 3 required payments   Arrears: $0  

6/3/22(mk):per atty on 6/4/22can't get docs ion time- DISMISS HOLD FEES

1/3 payments
no 341(still need proof of home & auto insurance)
Matter ResolvedRequest
Adjourment
2096/8/2022 10:00 am22-12547 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 6/3/2022 (at):

1. Objection filed by Lynx Asset (Michael Alfieri) - Plan does not pay towards pre-petition arrears and correct post petition payment is $2,121.80, not $1,994 as listed on Schedule J. Not enough equity to pay in full through sale. (UNRESOLVED)

2. Township of Florence filed a secured claim #1 in the amount of $6,128.54 which is not in the plan. Is it ok to pay this claim?

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that steps up trustee payment by $500/month beginning 5/1/2024 when pension loan is paid off. (MOD PLAN NOT FILED)
- Amendments to Schedules to include workers compensation claim anEd personal
injury lawsuit (NOT AMENDED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- A copy of the divorce decree and property settlement agreement.
- The debtor will amend the petition and include proof of income when she gets the child support award from her divorce. (LANGUAGE ADDED)

RESOLVED:
- A copy of the last filed tax return - 2021 by 5/31/2022. (RECEIVED - REFUND OF $10,285)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $967.91. ($1,408 ONCE 2021 TAX RETURN IS AVERAGED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $8,914.23 in non exempt equity in the residence.
- There is $19,598 in non exempt equity in the Bank of America account. (LANGUAGE ADDED)

Plan proposes: $750 x 36 beginning 4/1/2022, sale of residence by 6/30/2023, base
Payments: 2/3, arrears $750
Matter ResolvedRequest
Adjourment
2106/8/2022 10:00 am22-12551 / MBKPAUL H YOUNGConfirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $200.00  
341 scheduled for 6/30/22
AS OF 5/26/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
2116/8/2022 10:00 am22-12571 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledMoot - DismissedDebtor has made 0 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
2126/8/2022 10:00 am22-12621 / MBKMAUREEN VELLAConfirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,437.00  
BUSINESS QUESTIONAIRE FOR BOTH BUSINESS BY 6/10/22 - ADJ TO 8/10/22

As of 6/7/22 (DS): Debtor attorney requested adjournment, request denied, still missing business forms and does not get consent of objecting creditors

341 not held 4/28/22, still missing docs: debtor's complete business form (received P&L 6/7/22 and uploaded docs to business forms 6/7/22, but forms are not provided. These forms can be found on Trustee website, under forms.
Matter ResolvedRequest
Adjourment
2136/8/2022 10:00 am22-12625 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $4,050.00
Matter ResolvedRequest
Adjourment
2146/8/2022 10:00 am22-12627 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $885.00
6/13/22(mk): ok to waive 2021 tax return

AS of 5/27/22(mk:

**CAN REC CONFIRM AT 295 x 36, Begin 4/1/22; Base**

1. Trustee objection:
-Bank of Americ balance as of 3/9/2022 acct# 6026 is $2,011.51, Schedule B only lists
$40.00. Need to amend Schedules B and C(Filed)
- need 2021 tax return by 5/31/22.
-schedules fail to acct for tax refund$2804- (Added In)

Plan:$295 X 36; BASE
2/2 payments
bar date:6/9/22
Matter ResolvedRequest
Adjourment
2156/8/2022 10:00 am22-12650 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 5/27/2022 (JMA)

1) 341 not held, rescheduled for 6/30/2022
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification
Matter ResolvedRequest
Adjourment
2166/8/2022 10:00 am22-12656 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 2 required payments   Arrears: $0  
Total Paid In: $1,169.00
AS OF 6/7/2022 (at): Atty accepts updated terms (dm)

RECOMMEND: $740 PAID TO DATE, $429 x 34 BEGINNING 7/1/2022, BASE WITH A MINIMUM OF $10,000 TO UNSECURED CREDITORS
- Claims will be paid according to the order of distribution in the plan.
- Claim #6 filed by US Bank/PHH Mortgage will be paid through the plan.
- Debtor's attorney will be paid $3,130 attorney fee balance pursuant to the Attorney Disclosure Statement.
- Preserve non-exempt equity of $10,000 in real estate and personal property.
- Need to file Pre-Confirmation Certification within 7 days of confirmation.

AR, HOME INS RENEWAL MANDATORY - received (dm)

1. US Bank/PHH Mortgage filed a secured arrears claim #6 in the amount of $12.24 which is not in the plan. Objection filed by US Bank (Robertson Anschutz) - failure to cure arrears of $651.50. (PAY PER POC - yes)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - if not confirmed by
6/8/22, insurance expires 6/9/22. (RECEIVED)
- Auto insurance (RECEIVED)
- 2 months bank statements from USAA Fed Savings Bank acct prior to filing date. (RECEIVED)
- A Modified Plan that corrects attorney fees per disclosure $3,130 or amend attorney
disclosure per plan $3,430 (Per Atty, the Disclosure is correct)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Food $550 and Clothing $150.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Net disposable income verifies at $714.
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is estimated non-exempt equity on real property $12,170 (POC FILED - N/E EQU
Matter ResolvedRequest
Adjourment
2176/8/2022 10:00 am22-12659 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $0  

NA
Matter ResolvedRequest
Adjourment
2186/8/2022 10:00 am22-12660 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $1,128.00  
341 on for 6/30/22
1/2 payments
Matter ResolvedRequest
Adjourment
2196/8/2022 10:00 am22-12662 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $0  

As of 5/31/22 (DS):

1. Debtor in arrears $1,108, soon to be $2,216. No payments made.

2. Trustee obj to the following:
- Amendments to Schedules B and C to add 2010 Volkswagen Jetta (CAR IS TOTALED).
- Plan does not specify treatment of Northcountry Federal Credit Union (2010 VW Jetta), bifurcated claim $9,212.21 secured $5,875 and unsecured $3,337.21 with $0 arrears.
- Need updated proof of income and amended Sched I for new job at the gym.
- Must file Pre-confirmation certificate.

3. Freedom Mortgage (BROCK & SCOTT) obj arrears not $53,000, POC filed arrears $66,665.93.

4. US Bank (SHANNON BURRINI) obj to arrears not $490.11, POC filed arrears $976.09.

Prop Plan $1,108 x 60 begin 5/1/22; $0
Matter ResolvedRequest
Adjourment
2206/8/2022 10:00 am22-12663 / MBKJohn Michael McDonnell, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 6/1/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- Need to provide Trustee with a copy of the homeowner's insurance renewal declaration - that includes liability coverage RESOLVED, PROVIDED RENEWAL
- Need to provide Trustee with proof of insurance for both vehicles RESOLVED, PROVIDED RENEWAL
- The Schedules fail to account for the debtors tax refund in the amount of $1,483 when determining disposable income
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non exempt equity in the residence - this must remain a 100% plan
- Need to file Pre Confirmation Certification with Court RESOLVED, FILED
- Need to resolve the estimated claim filed by the IRS
2) Debtor has not made Trustee plan payments to date, arrears $200

proposed plan $100x36 100% plan with lump sum from insurance proceeds $45,000
paid in $0
arrears $200
last claim 2
Matter ResolvedRequest
Adjourment
2216/8/2022 10:00 am22-12681 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/2/22 (SF)

1. Improper service to Virtual Health. Did not serve Managing Agent or Corporate Officer - to EDC for obj.

2. Loss mit order expires on 7/25/22

3. IRS filed estimated priority claim 1-1 (NEED AMENDED CLAIM)

4. Trustee objection:
- Income for new job at Cooper Health verifies higher ($2,853.55) than scheduled ($2,560.35).
-need bank statement showing name of bank (received printout). Information in schedules on ending balance does not match statements provided.


Plan proposes $400 x 36 Base, Loan Mod in 6 months
Payments: 1/2 Arrears: $400


RESOLVED ISSUES:
-need to file Pre-Confirmation Certification with Court (FILED)
Matter ResolvedRequest
Adjourment
2226/8/2022 10:00 am22-12691 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 5/26/22 (SF)

1. ATTORNEY MUST REQUEST ADJ OF CONF HEARING
2. 341 NOT HELD - RESCHEDULED TO 6/9/22
3. PAYMENTS: 1/1
Matter ResolvedRequest
Adjourment
2236/8/2022 10:00 am22-12692 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/8/2022 (at):

RECEIVED PROOF OF ONE PAYMENT ON 6/8/2022.

341 is scheduled for 6/23/2022
Matter ResolvedRequest
Adjourment
2246/8/2022 10:00 am22-12695 / MBKStacey L. Mullen, Esq.Confirmation Hearing on Modified PlanContinued
7/13/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 6/2/2022 (JMA) - Consent Order resolving objection, ok to pay arrears per poc through plan and correcting the monthly post petition payment amount.


1) SN Servicing/US Bank (Friedman Vartolo) objection to confirmation - need to resolve
-pre petition arrears $124,329.24
2) Trustee objection to confimration- need to resolve
- Need to file a Modified Plan that removes Bank of America from part 4a. RESOLVED, MP FILED
- Need Amendment to Schedules Statement of Financial Affairs to list foreclosure action. RESOLVED, FILED
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $4,900.62.
- The Schedules fail to account for the debtor (s) tax refund in the amount of $4,352.00 when determining disposable income.- PER NOTICE THE 2021 THE ADJUSTED REFUND IS $1,552
- Need to file Pre Confirmation Certification RESOLVED, FILED
3) IRS amended priority claim was filed 4/14/2022 and the amount to be paid is $2,199.44 -ER ATTY OK TO PAY PER AMENDED POC
4) Certification of Service for the debtors plan motion against Bank of America is not sufficient service. The party served was KML Law Group. There is no objection, proof of claim or notice of appearance filed by KML Law Group for Bank of America. Must serve creditor directly

proposed plan $2200x60 0% plan
paid in $3850
arrears $550
last claim 3
Matter ResolvedRequest
Adjourment
2256/8/2022 10:00 am22-12703 / MBKLaurence R. Sheller, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $500.00  
RECEIVED HOMEOWNER'S INSURANCE

AS OF 6/7/2022 (at):

1. Objection filed by Specialized/Loan Servicing/Government Loan Securitization Trust (Stewart Legal) - if loan mod is unsuccessful, plan should be modified to cure pre-petition arrears of $67,822.07 (Per POC). (UNRESOLVED)

2. Trustee's objection:
- The circumstances and contents of the debtor's Plan, when taken in their totality,
indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)
(3).
- Must resolve creditor objection

RESOLVED:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - , not email printout from Debtor, need proof with insurance company letterhead. (NOT RECEIVED - E-MAIL STATES INSURANCE FROM STATE FARM WITH PERIOD ENDING 3/29/2023 AND INCLUDES LIABILITY INSURANCE)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real property $9,908.69. (LANGUE ADDED)
- Pre-confirmation certificate. (FILED)

Plan proposes: $500 x 60 beginning 5/1/2022, loan mod within 6 months of filing, base
Payments: 1/2, arrears $500
Matter ResolvedRequest
Adjourment
2266/8/2022 10:00 am22-12715 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/6/2022 (at):

ADJOURNMENT REQUEST REQUIRED.

1. 341 is scheduled for 6/23/2022.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
2276/8/2022 10:00 am22-12729 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $236.00  
As of 5/31/22 (DS): 1. Trustee obj to the following:
- Need 2021 Tax return.
- Plan fails to provide for a prompt cure of rental arrears to landlord.
- Must resolve IRS estimated tax claim, 2020 tax return not filed.
- Add to confirming order non-exempt proceeds from disputed claim from mother's estate to Trustee.
- Must file Pre-confirmation certificate.

2. Santander (MORTON) obj to cram, 910 claim, proof of insurance and adequate protection payments not proposed.

3. Affiliated Management (BRACH EICHLER) obj to post-pet payments $491, not $400 and Debtor has failed to execute renewal of rental leased.

Prop Plan $244 x 60 begin 5/1/22; $0
Matter ResolvedRequest
Adjourment
2286/8/2022 10:00 am22-12732 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $400.00
updated 6/7/2022 (JMA)

ok to confirm at $200 paid to date, $279x34 begin 7/1/2022 which includes minimum $5,217.13 dividend to general unsecured creditors with sale of property on or by 6/7/2022
-Trustee to receive non exempt proceeds from sale of property
-US Bank mortgage to be paid at sale of property
-need to file Pre Confirmation Certification within 10 days of confirmation

issues as of 6/2/2022 (JMA)

1) US Bank /LaSalle Bank (KML) objection to confirmation - RESOLVED, CONSENT ORDER DATED 5/31/2022 PAY AT SALE ON OR BY 10/1/2022
- pre petition arrears $150,379.57, plan does not provide for payment of arrears through plan
2) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - for 2021. RESOLVED, RETURN PROVIDED, NO REFUND
- Letter from Snap showing funds received as income. RESOLVED, PROVIDED CURRENT STATEMENT SHOWING AMOUNT RECEIVED
- The circumstances and contents of the debtor 's Plan, when taken in their totality,indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)(3).
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is about $867.13 non-exempt equity on real property, $4,350 on 2020 Kia TOTAL NON EXEMPT EQUITY $5,217.13, MAY CHANGE IF/WHEN MORTGAGE PROOF OF CLAIM IS FILED, PLAN NEED TO PAY GENERAL UNSECURED CREDITORS A MINIMUM $5,217.13 DIVIDEND
- Need life insurance statement from Prudential whole life insurance policy with balance prior to filing date. NOT PROVIDED TO DATE
- Must add to confirming order non -exempt proceeds from sale of real property to Trustee. ADD NOTE TO CONFIRMING ORDER
- Must file Pre-confirmation certificate. NOT FILED TO DATE

proposed plan $200x36 base plan with sale residence by 10/1/2022
paid in $200
arrears $200
last claim 8-1
Matter ResolvedRequest
Adjourment
2296/8/2022 10:00 am22-12734 / MBKSCOTT E KAPLAN ESQConfirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

$6,000 WAS SENT OVERNIGHT ON 6/7/22 - ADJ TO 8/10/22

As of 5/27/22 341 not held 5/5/22, no docs provided and no payments made for May and soon June, arrears $3,000.
Matter ResolvedRequest
Adjourment
2306/8/2022 10:00 am22-12736 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $400.00  
updated as of 6/6/2022 (JMA)

attorney provided proof of payment $400 - ok to grant adjournment request

issues as of 5/27/2022 (JMA)

1) 341 not held, not rescheduled
2) No Trustee plan payments, arrears $400
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
2316/8/2022 10:00 am22-12744 / MBKCHONG S KIMConfirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $0  

NA
Matter ResolvedRequest
Adjourment
2326/8/2022 10:00 am22-12768 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/3/22 (SF)

1. Objection filed by NewRez LLC (Holdren) - failure to pay arrears of $2566.41

2. IRS filed estimated priority claim 1-1 (NEED AMENDED CLAIM)

3. The plan proposes to separately classify the IRS unsecured claim but does not state Treatment. Does this mean to pay in full? The unsecured claim is $51,762.62

4. Trustee objection
- A copy of the last filed tax return - 2021 by 5/31/2022

- Need February and March bank statements for TD account 1438. Need a statement for the Venmo account.

- Need to file Pre-Confirmation Certification.

- Need a valuation (Balance Sheet) for the business.

- Need an updated P&L and amended I and J by 8/1/2022.

Plan proposes $2082 x 60 0%
Payments: 2/2

RESOLVED ISSUES:
- The plan proposes to separately classify the IRS unsecured claim. (Ok, per AR)
- A copy of the homeowner's insurance renewal declaration - prior to confirmation hearing - expires 5/14/22. (RECEIVED)
- Need service on Santander for cram of 2021 Chevy Traverse. (FILED)
- Service to Sovereign Distributors ok
- The debtor has failed to provide proof of service with respect to Plan Motion (s). Need service on State of NJ for motions to avoid liens. (STILL NEED SERVICE TO NJ ATTORNEY GENERAL) (FILED)
Matter ResolvedRequest
Adjourment
2336/8/2022 10:00 am22-12770 / MBKPAUL H YOUNGConfirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

341 now on for 6/30/22
1/2 payments
Matter ResolvedRequest
Adjourment
2346/8/2022 10:00 am22-12782 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 5/27/22(mk):

>>Once IRS Estimated POC is resolved, case can be worked<<


1. IRS Estimated GUC claim- no return for 2017

2. Trustee objection:
need pre conf cert

Plan:$300 X 60 BEG 5/2022; BASE
1/1
bar date 6/15/22
Matter ResolvedRequest
Adjourment
2356/8/2022 10:00 am22-12783 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 6/7/22 (DS): Debtor attorney requested adjournment, 341 sched 6/16/22
Matter ResolvedRequest
Adjourment
2366/8/2022 10:00 am22-12785 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $204.00  
AS OF 5/26/22 (SF)

1. ATTORNEY MUST REQUEST ADJ OF CONF HEARING
2. 341 NOT HELD - RESCHEDULED TO 6/16/22
3. PAYMENTS: 1/1

Matter ResolvedRequest
Adjourment
2376/8/2022 10:00 am22-12790 / MBKErik M. Helbing Confirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $0  

6/7/22(mk); Adj request uploaded toady- No Payments -DENIED


341 on for 6/16/22. NO PAYMENTS


NEEDS REQUEST TO ADJ. THIS CONFIRMATION HEARING ONCE A PAYMENT IS MADE.
Matter ResolvedRequest
Adjourment
2386/8/2022 10:00 am22-12833 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $383.00  
6/6/22(mk):atty had proof of $order sent .

6/3/22: Request to adj - NO $- email to atty

341 on for 6/16/22. NO PAYMENTS 0/2


NEEDS REQUEST TO ADJ. THIS CONFIRMATION HEARING ONCE A PAYMENT IS MADE.
Matter ResolvedRequest
Adjourment
2396/8/2022 10:00 am22-12835 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 5/26/22 (SF)


1. 341 NOT HELD - RESCHEDULED TO 6/23/22
2. 1/2 Arrears: $600
Matter ResolvedRequest
Adjourment
2406/8/2022 10:00 am22-12876 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $200.00  
AS OF 6/6/2022 (at):

1. 341 is scheduled for 6/30/2022.
2. Payments: 1/2, arrears $200
Matter ResolvedRequest
Adjourment
2416/8/2022 10:00 am22-12908 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 1 of 2 required payments   Arrears: $100.00  
updated 6/7/2022 (JMA) - modified plan filed, adjournment to be requested in Court - atty holding 1 payment
issues as of 5/27/2022 (JMA)

1) 341 not held, rescheduled for 6/23/2022
2) No Trustee plan payments to date, arrears $500
3) Need to file Pre Confirmation Certification
4) IRS priority claim 1 is estimated for 2019-2021 taxes - need to resolve
5) IRS unsecured claim 1 is estimated for 2016-2017 taxes - need to resolve
Matter ResolvedRequest
Adjourment
2426/8/2022 10:00 am22-12930 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 0 of 2 required payments   Arrears: $500.00  
Atty holding $500 & we have proof of insurance
1. 341 not held - missing documents
2. No Payments: 0/2 Arrears: $500
Matter ResolvedRequest
Adjourment
2436/8/2022 10:00 am22-12939 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $300.00  
6/6/22(mk):

341 now on 6/30/22
1/2 payments
Matter ResolvedRequest
Adjourment
2446/8/2022 10:00 am22-12941 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 6/3/22 (DS): Debtor attorney requested adjournment, 341 sched 6/23/22.
Matter ResolvedRequest
Adjourment
2456/8/2022 10:00 am22-12947 / MBKPRO SEConfirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 2 required payments   Arrears: $0  

AR HOLD FOR AUTO INSURANCE SUBMITTED
As of 5/31/22 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income to fund the plan. Disposable income verifies $-448.
- Need auto insurance for 2020 Toyota .SUBMITTED
- Need a mod plan that marks off Part 8a Vesting of property of estate upon confirmation.
- Amendments to Schedules J to remove the $325 auto lease (surrendering in August).
- Amendment to Sched J to remove auto lease $325 (surrendering lease Aug. 2022).
- Must file Pre-confirmation certificate.
- Need to appoint wrongful termination counsel in the bankruptcy.

Prop Plan $25 x 36 begin 5/1/22; Base
Matter ResolvedRequest
Adjourment
2466/8/2022 10:00 am22-12948 / MBKScott D. Sherman, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 5/25/22 (SF)

341 not held - Rescheduled to 6/9/22
Payments: Current: $692 received.
Matter ResolvedRequest
Adjourment
2476/8/2022 10:00 am22-12949 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

RECEIVED PROOF OF TWO PAYMENTS ON 6/6/2022.

AS OF 6/6/2022 (at):

341 is scheduled for 6/23/2022
DEBTOR HAS MADE NO TRUSTEE PAYMENTS.
Matter ResolvedRequest
Adjourment
2486/8/2022 10:00 am22-13002 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 5/27/22 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income. Disposable income verifies $149.43.
- Need updated auto insurance, insurance expired 4/25/22.
- Excessive expenses on Sched J such as: $650 cable/internet/phone and transportation $1,155.
- There is non-exempt equity on real property $58,176.05. Plan needs to be 100% or minimum depends on gucs filed.
- Must file Pre-confirmation certificate.
- Must resolve all creditor objections.

2. Americredit (MORTON) obj to plan surrendering in full satisfaction.

3. US Bank-1st mtg (ROBERTSON, ANSCHUTZ, CRANE) obj to loan mod.

4. Real Time-2nd mtg (STERN & EISENBERG) obj arrears owed.


Prop Plan $567 x 60 begin 5/1/22; Dollar Base $7,339.03 and Loan mod on Seward Ave 6 months after conf
Note: Service to Kia done 5/17/22.
Matter ResolvedRequest
Adjourment
2496/8/2022 10:00 am22-13010 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $0  

NA
updated 6/3/2022 (JMA) - adjournment denied, no Trustee plan payments received to date, arrears $1,674
issues as of 5/27/2022 (JMA)

1) 341 not held, rescheduled for 6/23/2022
2) No Trustee payments to date, arrears $1,674
3) Need to file Pre Confirmation Certification
Matter ResolvedRequest
Adjourment
2506/8/2022 10:00 am22-13035 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
7/19/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 5/31/2022 (JMA)

1) Phoenix Funding Inc (Goldenberg, Mackler) objection to confirmation - need to resolve
-treats creditors municipal tax sale certificate as an unsecured lien
-need to pay $13,110.22 through the plan
2) Trustee objection to confirmation - need to resolve
- A Modified Plan that addresses the priority claim filed by the IRS.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $57,797 in non-exempt equity in the residence. (100% plan ) There is $14,496 in non-exempt equity in the Lexus. (100% plan )
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l).
- Need to file Pre-Confirmation Certification.
- Need to resolve the bifurcated claim #2 filed by Bayview Condo Avenue Association

proposed plan $430x60 100% plan
paid in $430
last claim 4
Matter ResolvedRequest
Adjourment
2516/8/2022 10:00 am22-13047 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  


ADJ FOR 341 TO BE SCHEDULED AND TFS AUTO PAY
AS OF 5/26/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $1,000
Matter ResolvedRequest
Adjourment
2526/8/2022 10:00 am22-13467 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 6/3/2022 (at):

1. Objection filed by Select Portfolio/DLJ Mortgage (Fein Such) - failure to cure pre-petition arrears of $1,757.15 (Per obj - no POC yet). Creditor wants the listing agreement and/or contract of sale. (UNRESOLVED)

2. Part 1 of the plan states that 100% will be paid to unsecured creditors, but part 5a lists the creditors will be paid pro rata. Need clarification. (PER ATTORNEY - PAY 100%)

3. Trustee's objection:
- Must resolve creditor objection.
- Must file Pre-confirmation certificate. (NOT FILED - LANGUAGE ADDED)

RESOLVED:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $696 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on real property. Plan must continue to pay 100% to creditors. (LANGUAGE ADDED)
- Add to confirming order non-exempt proceeds from sale to Trustee. (LANGUAGE ADDED)
- Must file fee application for attorney fees listed plan. (LANGUAGE ADDED)


Plan proposes: 150 x 12 beginning 5/1/2022, then $695 x 48 beginning 6/1/2023, sale of residence by 8/1/2023, 100% to unsecured creditors
Payments: 2/2
Matter ResolvedRequest
Adjourment
06/8/2022 10:00 am22-13623 / MBKANDREW J KELLY, ESQMotion Extend TimeOn the Papers
MTN TO EXTEND TIME TO FILE SCH AND FINC AFFAIRS
Matter ResolvedRequest
Adjourment
2536/8/2022 2:00 pm18-10763 / MBKCandyce I. Smith-Sklar, Esq.Motion CompensationOrder to be SubmittedTotal Paid In: $34,179.00
attorney to amend order to include ewage within 7 days

-debtor amended I & J

trustee objection-AMT: FEASIBLE? - adding $6,200 to plan.

(app includes approval for the $750 previously pd by Trustee on LM order)
Matter ResolvedRequest
Adjourment
2546/8/2022 2:00 pm18-21262 / MBKJOAN S. WARREN, ESQ.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $30,335.00
Debtor obj<>BANK OF NEW YORK MELLON /Silver Lake d (KML)
Matter ResolvedRequest
Adjourment
2556/8/2022 2:00 pm19-20773 / MBKMICHAEL P OTTO ESQMotion CompensationGranted
Matter ResolvedRequest
Adjourment
2586/8/2022 2:00 pm19-29731 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $25,212.00
Matter ResolvedRequest
Adjourment
2596/8/2022 2:00 pm19-29731 / MBKAllen I. Gorski, Esq.Motion CompensationWithdrawnTotal Paid In: $25,212.00
Matter ResolvedRequest
Adjourment
2606/8/2022 2:00 pm20-17063 / MBKBruce C. Truesdale, Esq.Motion CompensationGrantedTotal Paid In: $16,762.00
Matter ResolvedRequest
Adjourment
2616/8/2022 2:00 pm21-10899 / MBKDavid L. Stevens Motion CompensationGrantedTotal Paid In: $14,450.00
Matter ResolvedRequest
Adjourment
2626/8/2022 2:00 pm21-16721 / MBKJonathan Goldsmith-Cohen, Esq.Motion CompensationGrantedTotal Paid In: $7,508.00
Matter ResolvedRequest
Adjourment
2636/8/2022 2:00 pm21-17879 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
6/22/2022 9:00 am

ADJ BY MBK TO 6/8/22 AT 2 PM

ALFRED VAIL MUTUAL ASSOC/Belshaw Ave (now Cutolo Barros who substituted in for Stark)
**Debtor Cert in support of her position filed (#44)4/12/22


Mk: TR Limited Obj. : NEEDS REVISED ORDER CLAIFIYING RELEIF REQUESTED FOR VACATION AUTOMATIC STAY ( ex: to allow Superior Ct action in Probate Part to Continue etc.

2/7/22(mk): creditor has revised order if the stay is granted - BUT debtor filed an objection at #30 so need to see what the resolution will be.

Matter ResolvedRequest
Adjourment
2646/8/2022 2:00 pm22-11366 / MBKRONALD E NORMAN, ESQOrder Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
2656/8/2022 2:00 pm22-12453 / MBKWARREN LEVY, ESQ.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2666/8/2022 2:00 pm22-12836 / MBKPRO SEOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2676/8/2022 2:00 pm22-12908 / MBKPeter E. Zimnis, Esq.Order Show CauseWithdrawn
FILING FEE
Matter ResolvedRequest
Adjourment
2686/8/2022 2:00 pm22-12930 / MBKANDREW B FINBERG ESQOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2696/8/2022 2:00 pm22-13230 / MBKVera Fedoroff, Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2716/8/2022 2:00 pm22-13313 / MBKKenneth J. Rosellini Order Show CauseWithdrawn
5/24/22 - Atty will be appearing to request adjournment although this case is marked Judge to Reserve Decision.sf

MISSING DOCS
Matter ResolvedRequest
Adjourment
2726/8/2022 2:00 pm22-13336 / MBKJOHN C FEGGELER, ESQOrder Show CauseWithdrawn
6/2/2022 KJ: THE MATTER WAS MARKED AS W/D BUT THE COURT HAS IT SCHEDULED FOR 6/8

Debtor obj<>CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2736/8/2022 2:00 pm22-13456 / MBKGeorge E Veitengruber IIIOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2746/8/2022 2:00 pm22-13592 / MBKCamille J. Kassar, Esq.Order Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2756/8/2022 2:00 pm22-13604 / MBKWARREN LEVY, ESQ.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2766/8/2022 2:00 pm22-13604 / MBKWARREN LEVY, ESQ.Motion Extend TimeWithdrawn
MISSING DOC
Matter ResolvedRequest
Adjourment
2776/8/2022 2:00 pm22-13623 / MBKANDREW J KELLY, ESQOrder Show CauseContinued
6/22/2022 2:00 pm

MISSING DOCS
Matter ResolvedRequest
Adjourment
2786/8/2022 2:00 pm22-13666 / MBKDonald C. Goins, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2796/8/2022 2:00 pm22-13683 / MBKAdrian Johnson, Esq.Order Show CauseDismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2806/8/2022 2:00 pm22-13730 / MBKJustin M. Gillman, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2816/8/2022 2:00 pm22-13732 / MBKPRO SEOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2826/8/2022 2:00 pm22-13740 / MBKEugene Roth, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2836/8/2022 2:00 pm22-13748 / MBKAndrew G. Greenberg, Esq.Order Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
2846/8/2022 2:00 pm22-13765 / MBKDaniel E. Straffi, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2856/8/2022 2:00 pm22-13770 / MBKRobert C. Nisenson, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2866/8/2022 2:00 pm22-13779 / MBKAndrew Carroll, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2876/8/2022 2:00 pm22-13786 / MBKGeorge E Veitengruber IIIOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2886/8/2022 2:00 pm22-13812 / MBKRONALDO C GEORGEAmended Order Show CauseDismissed
CREDIT COUNSELING/MISSING DOCS - SSN, STREET ADDRESS
Matter ResolvedRequest
Adjourment
2896/8/2022 2:00 pm22-13812 / MBKRONALDO C GEORGEOrder to Show CauseDismissed
CREDIT COUNSELING/MISSING DOCS
Matter ResolvedRequest
Adjourment
2906/8/2022 2:00 pm22-13843 / MBKRobert C. Nisenson, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2916/8/2022 2:00 pm22-13855 / MBKJohn Zimnis, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2926/8/2022 2:00 pm22-13928 / MBKEric ClaymanOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2936/8/2022 2:00 pm22-13967 / MBKAndrew Thomas Archer Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2946/8/2022 2:00 pm22-13979 / MBKRobert B Davis Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2956/8/2022 2:00 pm22-13980 / MBKMarc C. Capone, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2966/8/2022 2:00 pm22-13982 / MBKDOUGLAS G. MITCHELL, ESQ.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2976/8/2022 2:00 pm22-13988 / MBKYakov Rudikh, Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2986/8/2022 2:00 pm22-13992 / MBKKarina Pia Lucid, Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2996/8/2022 2:00 pm22-13995 / MBKGeorge E Veitengruber IIIOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
3006/8/2022 2:00 pm22-14042 / MBKRobert B Davis Order Show CauseDismissed
MISSING DOCS
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes