Judge Christine M. Gravelle
Hearing Date: 6/3/2020
Hearing Count: 185
Last Updated: 07-02-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
16/3/2020 9:00 am14-27416 / CMGROBERT H JOHNSONMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
5/26 AMT: PD OUT AT 100%/ PENDING CLOSING<<>>

AMT: Per atty, debtor pd bal due/requesting adj to allow time for funds to post<<<>>>

5/18 AMT: $9,400 pymt posted; appx $9,000 will now complete the plan at 100%<<<>>>

5/15/20(mk):Pd 23,000 in march. do we care that NO REFI?

3/31 AMT: Atty advised appx $18,400 will satisfy 100%<<<>>>

3/29/20: atty email wants to pay off at 100%. UPLOADED ADJ. REQUEST -per AR adj 45 days
3/27 AMT: Email to atty re source of $29,000<<<>>>

Debtor obj<>FAILED TO REFI BY 4/1/2018

Matter ResolvedRequest
Adjourment
26/3/2020 9:00 am14-29907 / CMGIleana Montes Motion Reopen Ch. 13 Case (fee)Granted
MTN TO REOPEN TO FILE CERT/FINC COURSE
Matter ResolvedRequest
Adjourment
46/3/2020 9:00 am15-18428 / CMGROBERT C NISENSON ESQCreditor Certification of DefaultWithdrawn
US BANK (Phelan)

Plan in mo 60. base balance is $24.
Matter ResolvedRequest
Adjourment
56/3/2020 9:00 am15-25700 / CMGJONI L GRAY, ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $16,952.00
5/19/20:creditor asked for add'linfo. Debtor has to drop it off. as no way to scan & send. has consent to adj 2 weeks.

5/14/20(mk): per R. Davidow- this will be adj again- to 5/20. will submit a request.

3/31/20:MK: emailed R. Davidow for status-waiting to hear from client as to payment proofs- will elt me know- worst case it will be short adj

US BANK (Phelan)



MK:atty working on this may be w/d by creditor or adj for payment proof
Matter ResolvedRequest
Adjourment
66/3/2020 9:00 am15-25987 / CMGROBERT MANCHEL ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
7/15/2020 9:00 am
Total Paid In: $12,470.00
MTN TO MODIFY NJ DIV TAX CLM TO $0/RETURNS FILED
Matter ResolvedRequest
Adjourment
76/3/2020 9:00 am15-26717 / CMGLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/5/2020 9:00 am
Total Paid In: $59,421.00
Debtor obj<>SV/TRENTON TAX COLL #1-1;

6/3/20: Atty to file Mp tw/in 14 dayso surrender RE - creditor has SV - treat outside
Matter ResolvedRequest
Adjourment
86/3/2020 9:00 am15-31868 / CMGPAUL N MIRABELLI ESQCertification of DefaultOrder to be SubmittedTotal Paid In: $24,397.00
CARRINGTON MTG ( Jones)

5/28/20:TR arrears 802.62
Matter ResolvedRequest
Adjourment
96/3/2020 9:00 am15-32525 / CMGWilliam H. Oliver, Jr., Esq.Hearing Scheduled (Document)Order to be SubmittedTotal Paid In: $109,635.00
Creditor Cert of Default--US BANK (Friedman Vartolo)

>>Debtor obj.
Matter ResolvedRequest
Adjourment
106/3/2020 9:00 am16-15513 / CMGSTACEY L MULLEN, ESQCreditor Certification of DefaultOrder to be Submitted
Debtor obj>>BSI FINANCIAL (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
116/3/2020 9:00 am16-25152 / CMGWILLIAM S WOLFSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/17/2020 9:00 am
Total Paid In: $55,329.00
MP Filed -ON for 6/17/20.

4/28/20: Filing MP extending to 84 mos.- will req. adj 1 more time -

4/10/20(mk):Atty exploring options w/ debtors for MP under the CARES ACT.

3/13/20(mk); Atty reply to Mk email . debtor to return to work in 2 week at the school district- even if shut down due to CV- he will receive pay.s- receiving reg. pay and atty will file MP to address all issues as it now appears the income will be stable and wants to save home and pay IRS etc.

2/17/20: Debtor awaiting confirming letter to return to work.Needs to see if School will accept it and let him back. Once we know, will file MP.
MK- review atty email- call him re status

12/12/19:Chg of Cir.-debtor going disability in Jan.2020- likely be permanent but if not can add lang for updated income every 4 mos after conf. ALSO co debtor lost job w/ school- now tutoring- A MP was filed on 12/8/19 & amended I & J but still has debtor's reg income on schedule I. Mk has discussed with Atty. Needs to w/d or we can deny MP (#163) on 12/18/19. Will file new MP in Jan with Amended I & J with proof of Disability income etc. Going to adj Motion for new MP . Debtor will continue making some kind of a Trustee payment till new MP. New MP will likely reduce div to gucs as debtors do not have the income anymore.

11/12/19: Filed MP on for 12/18/18. adj this motion to that date.



AMT: Dup clm resolved; Needs to address feasibility<<<>>>

Debtor obj, filing MP<<<>>>NOT FEASIBLE DUE TO ORDER CURING ARREARS ADDING PP TO PLAN; DEBTOR FILED CLMS #22-1 & #23-1 ARE DUP OF IRS AMD CLM #2-2;
Matter ResolvedRequest
Adjourment
126/3/2020 9:00 am16-25305 / CMGERIC L LEINBACH, ESQMotion Motion (Generic) - Only use if no other event is applicableContinued
6/17/2020 9:00 am
Total Paid In: $51,684.00
MTN TO SUSPEND TRUSTEE PAYMENT 5/20-10/20

TR Obj. Has MP also filed. On for 6/17/20. Suspension of Payments should be part of MP. Do not need both.
Matter ResolvedRequest
Adjourment
136/3/2020 9:00 am16-26639 / CMGREX J. ROLDANMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)GrantedTotal Paid In: $19,725.00
Has funds to be current .
case was confirmed
Matter ResolvedRequest
Adjourment
146/3/2020 9:00 am16-27882 / CMGTHOMAS E DOWEYCreditor Certification of DefaultContinued
7/1/2020 9:00 am
Total Paid In: $47,578.00
adj peremptory to 7/1/20
BSI FINANCIAL (Stern & E)

5/28/20:TR ARREARS 1,105.80
Matter ResolvedRequest
Adjourment
156/3/2020 9:00 am16-28663 / CMGLEE M PERLMAN, ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $13,890.00
MTN TO APPROVE SETTLEMENT AGREEEMENT

Distribution ok per Notice of Settlement. 100% case and TR will receive proceeds to pay off at 100%
Matter ResolvedRequest
Adjourment
166/3/2020 9:00 am16-34303 / CMGEric ClaymanCreditor Certification of DefaultWithdrawnTotal Paid In: $15,844.00
NATIONSTAR (Stern & L)
Matter ResolvedRequest
Adjourment
176/3/2020 9:00 am16-34324 / CMGMarc C. Capone, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $72,281.00
6/2/20: debtor atty email says he advised creditor atty he agrees w/ terms so this should be resolved. GOT RESOLVED EMAIL- OTBS

SLS (Stewart Legal)

5/28/20:TR Arrears 3,317
Matter ResolvedRequest
Adjourment
196/3/2020 9:00 am16-34490 / CMGDAVID G BESLOW, ESQMotion Relief from Stay (Fee)Continued
6/17/2020 9:00 am
Total Paid In: $26,214.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
186/3/2020 9:00 am16-34490 / CMGDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/15/2020 9:00 am
Total Paid In: $26,214.00
5/28/20(mk):Debtor has completed Trial LM payments. waitng for final agmt ,then will file motion.


Debtor obj<>FAILED TO LM ON BEEKMAN LN PPTY BY 10/31/17, EXTENDED LOSS MIT EXPIRED 12/11/18
Matter ResolvedRequest
Adjourment
206/3/2020 9:00 am17-16595 / CMGJAMES J CERBONE, ESQTrustee Certification of DefaultDismissedTotal Paid In: $10,170.00
debtor w/d opp'n
5/28/20: No Payments since March. Arrears now 1,500- to recap needs $10,170 (38)OTD, $427 x 22 begin 6/1/20.

4/4/20: debtor made lump sum payment $1200 in March - needs time for debtors to come up with rest

3/2/10(mk):
Debtor obj, will pay $1686 and current by 3/23/20.-- this is after hearing date so I am guessing yo want an adj.?
Arrears are 2024. last pay 12/4/19
Matter ResolvedRequest
Adjourment
216/3/2020 9:00 am17-17886 / CMGLEE M PERLMAN, ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO DEEM MTG CURRENT

>. Response by Mtg Co. They agree
Matter ResolvedRequest
Adjourment
226/3/2020 9:00 am17-24833 / CMGKurt E. Reinheimer, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $13,306.00
5/28/20(mk): atty email says creditor will be requesting 30 day adj to allow payments to clear.

LOAN DEPOT (McCabe)

Debtor filed support #71 says payment made to Mtg Co 5/26/20 and debtor is current.
Matter ResolvedRequest
Adjourment
236/3/2020 9:00 am17-25899 / CMGLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $35,434.00
MP on 6/3/20
MK; Motion to approve distribution of proceeds on for 5/6/20. If resolved,can w/d this T'ee Motion. ORDER GRANTING DISTRIB OF INSUR PROCEEDS ENTERED 5/6/20.


Debtor obj<>FAILED TO OBTAIN ORDER FOR DISTRIBUTION OF AUTO LOSS PROCEEDS/2017 NISSAN ALTIMA; ARREARS $6,128.51
Matter ResolvedRequest
Adjourment
246/3/2020 9:00 am17-28521 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/1/2020 9:00 am
Total Paid In: $22,955.00
5/29/20(mk): atty email MP filed today. Hearing 7/1/20.Surrenders RE and updates treatment for gucs. A

Debtor obj<>SV/BANK OF NY #2-2

Debtor says will surrender Re & filing a MP
Matter ResolvedRequest
Adjourment
256/3/2020 9:00 am17-28870 / CMGJ. Todd MurphyMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $47,138.00
5/28/20(mk):ARREARS $21,288.92. Last pay 2/7/20.
Matter ResolvedRequest
Adjourment
266/3/2020 9:00 am17-32945 / CMGWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
6/17/2020 9:00 am
Total Paid In: $19,478.00
NATIONSTAR (Robertson)
Matter ResolvedRequest
Adjourment
276/3/2020 9:00 am17-33020 / CMGSTEVEN J ABELSON, ESQMotion Relief from Co-Debtor StayContinued
7/1/2020 9:00 am
Total Paid In: $11,076.00
7/1/20 NFA

AR PARTIES CAN NOT AGREE ON CURE
AR NOTE MULT TR DEFAULTS NO PYMTS SINCE LAST RECAP (12/2019) Arrears $1,944.

May be adj. atty waiting for client consent

Debtor obj<>WILMINGTON SAVINGS (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
286/3/2020 9:00 am17-33884 / CMGANDRE L KYDALA ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $38,702.00
ARREARS as of 5/28/20(mk): 8,465 .Last pay 3/16/20.
Matter ResolvedRequest
Adjourment
296/3/2020 9:00 am17-34750 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
6/17/2020 9:00 am
Total Paid In: $11,135.00
NFA

Debtor obj<>REVERSE MTG (ROBERSTON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
306/3/2020 9:00 am17-34813 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/15/2020 9:00 am
Total Paid In: $11,788.00
5/28/20(mk): atty email Debtor app'd for LM need to file motion to approve & MP

Debtor obj<>FAILED TO LM BY 6/30/18; EXTENDED LOSS MIT EXPIRED 2/23/20
Matter ResolvedRequest
Adjourment
316/3/2020 9:00 am18-10553 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $9,781.00
AR SEE NOTES MOD PLAN CONF
HOLD FOR JUDGE- 2:00

AMT: MP 6/3<<<>>>


4/29/20(mk): Proposed Order submitted to chambers. T'ee obj. needed sale date & other lang. Atty email says today filed MP(#71) & Amended I & J.9#72) and Debtor Cert 9#73)re;Poly Distribution . Says also uploaded (post 341-Miscel) to 13 docs proof of Poly shares distrib but wants to know if motion can be adj to date of MP when that is set.

MODIFIED PLAN , AMEND I AND J POI BY 4-30-20
DISCLOSURE OF DIVIDENDS EARNED OR ACCRUED FROM jAN 2018 TO DATE
2:00

Debtor obj<>FAILED TO PROVIDE POI TO TRUSTEE BY 7/1/19; FAILED TO TURN OVER N/E PROCEEDS FROM SALE OF POLYAGANIC SHARES TO TRUSTEE BY 12/15/19
Matter ResolvedRequest
Adjourment
326/3/2020 9:00 am18-12944 / CMGDaniel Straffi, Esq.Motion Relief from Co-Debtor StayContinued
6/17/2020 9:00 am
Total Paid In: $17,964.00
Debtor obj<>DEUTSCHE BANK NAT'L (RAS)
Matter ResolvedRequest
Adjourment
336/3/2020 9:00 am18-16860 / CMGJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,300.00
5/28/20(mk) Per Atty - no defense to D

FAILED TO SELL FISK STREET PPTY BY 10/1/19

Matter ResolvedRequest
Adjourment
346/3/2020 9:00 am18-18041 / CMGSTACEY L MULLEN, ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $46,449.00
Debtor obj<>THE MONEY SOURCE (STEWART LEGAL)

Order submitted to Chambers 5/12/20.
Matter ResolvedRequest
Adjourment
356/3/2020 9:00 am18-18145 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $36,190.00
AR OK WITH DISMISSAL - HOLD ON FUNDS FOR FEE AP.
As of 6/1/20(mk): rec'd payment june $815 -Arrears now $38,075

DEBTOR DID NOT GET BAL OF PROCEEDS FROM CHURCH GETTING NEXT MONTH 1/15/20: atty says still checking on rest of proceeds from sale of business - that was not property of estate

1/10/20(mk): 15,000 was pd. in Nov. 2019. Arrears $38,890. Where is rest of funds from sale of business RE?

11/6/19 atty has proof of 15,000 & still waiting for sale proceeds

10/29/19: NO Funds as of this date.

9/4/19- RE sold- debtors have not rec'd funds from sale yet. atty wants to adj to Nov for full payment. funds due to be rec'd in Oct. -will pay 10,000 soon

Debtor obj<<<>>>FAILED TO REMIT $53,075 LUMP SUM BY 6/1/19
Matter ResolvedRequest
Adjourment
366/3/2020 9:00 am18-19788 / CMGPRO SECreditor Certification of DefaultWithdrawnTotal Paid In: $92,929.00
6/1/20(mk): email from J.Tafton-Paymt confirmed. Cert.is w/d.

5/5/20:mk: per J.Tafton email. Debtor has provided some proofs & she consents to adj. to 6/3/20. Waiting to confirm agreeable date b//w parties.


US BANK (Romano)

TR arrears 8.800. Made $8,800 TR Pymt in April. Arrears are $8800 which includes what is due for May.
Matter ResolvedRequest
Adjourment
376/3/2020 9:00 am18-24122 / CMGSTUART V BRODMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $2,445.00
AMT: MP 6/3<<< SUBJECT TO TERMS>>>atty accepted terms

4/21/20(mk):atty says MP filed (#50)& debtor's budget has not changed so no Amended I & J filed.

FAILED TO COMPLY WITH 10/25/19 LM ORDER TO FILE MP AND AMD I/J
Matter ResolvedRequest
Adjourment
396/3/2020 9:00 am18-24359 / CMGSTEVEN D PERTUZ, ESQMotion Relief from Co-Debtor StayContinued
7/15/2020 9:00 am
Total Paid In: $27,600.00
Debtor obj<>PHH MTG (RAS)

Matter ResolvedRequest
Adjourment
386/3/2020 9:00 am18-24359 / CMGSTEVEN D PERTUZ, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/15/2020 9:00 am
Total Paid In: $27,600.00
5/28/20(mk):atty email -needs adj due to family issues. Told him to upload request. Complete LM package uploaded & has filed extension application-obj deadline is 6/3/20.

4/5/20(mk); emailed atty for status. reply is filing for extension today & docs uploaded to portal today.Debtor in Hotelbusiness so been affected.

3/13/20(mk): NEED STATUS OF LM.

1/24 AMT: LOSS MIT NOW EXT 3/5/20<<<>>>

12/4/19: debtor had health issues- now application is in & being reviewed- appl to extend has been filed


Debtor obj<>FAILED TO LM BY 5/31/19, EXTENDED LOSS MIT EXPIRED 6/21/19
Matter ResolvedRequest
Adjourment
406/3/2020 9:00 am18-24911 / CMGJonathan Stone, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
7/1/2020 9:00 am
Total Paid In: $6,398.00
6/2/20: Adj request as working out terms w/ creditor ( R Lebron)

Select Portfolio obj (Fein Such)<>MTN TO VACATE DISMISSAL

needs April ,May & June payment if reinstated.
Matter ResolvedRequest
Adjourment
416/3/2020 9:00 am18-25119 / CMGMICHAEL L DETZKY, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $41,657.00
AMT: MP 6/3<>> On HR

2/26 AMT: Pymt made; ATTY WILL REQ. ADJ. TO ADDRESS NJ CLAIM<<>>>



FAILED TO ADDRESS LATE FILED/ESTIMATED NJ DIV TAX CLM #10-1; ARREARS
Matter ResolvedRequest
Adjourment
426/3/2020 9:00 am18-27029 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,430.00
5/28 AMT: LOSS MIT TERMINATED<<>>Arrears 1,645 as of 5/28/20.

Debtor obj, approved for trial period/filing mtn to extend loss mit<>FAILED TO LM BY 3/1/19, EXTENDED LOSS MIT EXPIRED 12/21/19
Matter ResolvedRequest
Adjourment
436/3/2020 9:00 am18-30069 / CMGCANDYCE I SMITH-SKLAR, ESQCreditor Certification of DefaultContinued
7/1/2020 9:00 am
Total Paid In: $8,715.00
CARRINGTON MTG (Phelan)

5/28/20:TR Arrears $1,914
Matter ResolvedRequest
Adjourment
446/3/2020 9:00 am18-30325 / CMGPRO SEMotion for Relief from StayOrder Previously SubmittedTotal Paid In: $21,996.00
5/12/20(MK):RESOLVED BY CO SUBMITTED TO CHAMBERS. The CO does not have the fixed total for the new amt to Ajax but to
clarify that, Ajax will also file an Amended Claim fixing Amt. that calculates the lower interest rate 5.25%.


Judge to have conf call w/ parties and motion will be relisted for 6/3 if not resolved.
5/1/20(mk): CONTESTED & NEEDS JUDGE --R. Saltzman requested to be heard at 2:00 PM . CT. WILL HEAR AT 2.
4/15 AMT: Email/ltr re ppsd order from debtor attached<<<>>

on 4/15/20:R.Saltzman will appear by CT. Solutions

RELISTED -1/15/20 was OTBS --Debtor obj<>AJAX MASTER TRUST (Pluese)
Matter ResolvedRequest
Adjourment
456/3/2020 9:00 am18-33405 / CMGDaniel Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $39,191.00
CENLAR
Matter ResolvedRequest
Adjourment
466/3/2020 9:00 am19-10010 / CMGAndrew Thomas Archer Trustee Certification of DefaultContinued
7/1/2020 9:00 am
Total Paid In: $4,410.00
6/26/20(mk: ADJ. Requested :says filed motion for turnover & sanctions vs. IRS & 3 ST agencies. on for 6/17/20. Arrears $5298 and last pay 12/2019. Told atty she needs to make a payment.


Debtor obj, will have funds- debtor tax refund was offset by IRS- trying to recoup.

as of 3/24/20: Arrears 3,532. Last pay 12/11/20
Matter ResolvedRequest
Adjourment
476/3/2020 9:00 am19-10304 / CMGWilliam H. Oliver, Jr., Esq.Application for Early Termination of Loss MitGrantedTotal Paid In: $6,600.00
SLS APP FOR EARLY TERMIANTION OF LOSS MIT (kml)<<<>>>
Hearing on Issues related to below:

CT. Vacated both Orders: Granting Termination (#56)of LM & Granting Extension of LM(#57)
Matter ResolvedRequest
Adjourment
486/3/2020 9:00 am19-10304 / CMGWilliam H. Oliver, Jr., Esq.Application for Extension of Loss MItWithdrawnTotal Paid In: $6,600.00
APPLICATION FOR EXTENSION OF LOSS MIT

..Previous Orders were vacated and hearing set
Matter ResolvedRequest
Adjourment
496/3/2020 9:00 am19-12300 / CMGLEONARD R BOYERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,800.00
FAILED TO LM BY 7/17/19, EXTENDED LOSS MIT EXPIRED 11/7/19

5/28/20:TR Arrears 1,200. Last pay 2/10/20.
Matter ResolvedRequest
Adjourment
506/3/2020 9:00 am19-13295 / CMGKirsten B. Ennis Trustee Certification of DefaultContinued
7/15/2020 9:00 am
Total Paid In: $15,054.00
6/2/20(mk) Atty will have cert ck for 7500. will email proof. need a MP and to resolve creditor cert of default

5/28/20(mk): NEED UPDATE ON STATUS

Debtor obj<> needs time see PN
Matter ResolvedRequest
Adjourment
516/3/2020 9:00 am19-13780 / CMGMarc C. Capone, Esq.Creditor Certification of DefaultGrantedTotal Paid In: $6,730.00
6/2/20: debtor atty can't resolve this so it will be granted . Case will be confirmed at 10 .On HR.

5/28/20(mk):MP on 6/3/20--ISSUES NEEDS RESOLUTION

5/4/20: atty says will request 30 day consensual adj.

(AMT: PER CONF, LM BY 10/1/19 - WHAT IS STATUS OF LM>)<<<>>

3/31/20(mk): debtor atty email says A. Lubin will request 30 day adj

SELECT PORTFOLIO (Milstead)
Matter ResolvedRequest
Adjourment
526/3/2020 9:00 am19-14333 / CMGEric ClaymanMotion Relief from Co-Debtor StayGrantedTotal Paid In: $5,339.00
AMERICAN HONDA (MORTON)
Matter ResolvedRequest
Adjourment
536/3/2020 9:00 am19-14546 / CMGJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $13,510.00
AMT: APOC #6-2 has now been filed<<<>>>
Debtor obj, order approving LM entered 9/20919<>FAILED TO LM BY 11/1/19
Matter ResolvedRequest
Adjourment
546/3/2020 9:00 am19-14628 / CMGSCOTT E KAPLAN ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/17/2020 9:00 am
Total Paid In: $12,525.00
mk: NEW MP (#44) filed 5/4/20. ON FOR 6/17/20. Extends plan due to covid & removes LM.

AMT: MP (#37)6/3/20***NEEDS RESOLUTION****<<<>>>

Debtor obj, filed mP<>FAILED TO LM BY 9/1/10 ARREARS $3,474. last pay 1/6/20.
Matter ResolvedRequest
Adjourment
556/3/2020 9:00 am19-15546 / CMGNICHOLAS FITZGERALD, ESQMotion CompelContinued
6/17/2020 2:00 pm
Total Paid In: $1,951.00
6/17/20 at 2:00- for Judge -

6/1/20:mk- email fromP.Dunn-Hale of Union cty- she is trying to file opposition . Having pacer issues. she emailed me her papers. now uploaded at #44

5/26/20: Motion was relisted per email from Pamela Dunn-Hale , Deputy Counsel for Union Cty Div. Of Social Services. SEE PN.

5/22/20:Mk: Atty to submit Order- Mk review and sent email to chambers as relief included continued date for live testimony and sanctions/atty fees which Judge must rule on.


5/15/20(mk)TR Suppl Obj, filed to Motion

5/15/20(mk): cert of Service filed. Letter also filed in Support releases USA & St of NJ from motion relief. Still seeking relief vs Union Cty Div. of Social Services. Motion says debtor received notice that she was overpaid $1,783 for NJ SNAP Benefits for 2015. They sent notice of offset to debtor of her st & fed tax returns. Apparently her refunds were intercepted. Debtor has now released The st & fed - so WHAT is he seeking form Union cty? Filed TR objection for clarification & will need new form of Order if there is relief to be granted in this case.

4/10/20(mk): atty needs a 30 day adj for proper service on Union Cty.AJ. to 5/20/20 NFA

4/8/20(mk):Atty cert filed #36 says w/d both United States & St of NJ from action.Now only pursuing relief vs. Union Cty Dept Social Services for causing the offset of St & Federal tax refund. adds damages to his motion ( but no cert from debtor as to damages )& debtor wants to testify. Proposed order attached as exhibit. Atty cert seeks return of Federal refund of 1,800.08 from Union Cty Dept.- ( Union Cty offset refunds for r due to overpayment of NJ SNAP Benefits to debtor.

4/3/20(mk): email form debtor atty-->>>By virtue of this e-mail we are voluntarily dismissing any cause of action related to the within alleged stay violation against either the USA (specifically, the Internal Revenue Service) as well as the State of New Jersey (that is, the Division of Taxation of the Dept. of the Treasury).
Matter ResolvedRequest
Adjourment
566/3/2020 9:00 am19-16297 / CMGCANDYCE I SMITH-SKLAR, ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $7,620.00


Debtor obj--WELLS FARGO (Shapiro)

TR Arrears :1,725 as of 5/1/5/20
Matter ResolvedRequest
Adjourment
576/3/2020 9:00 am19-16659 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/15/2020 9:00 am
Total Paid In: $7,943.00
5/29/20(mk) Debtor made May payment. Atty request adj to review income & propose plan to address plan arrears.

Debtor obj<>ARREARS(3,265as of 5/28/20); INFEASIBLE DUE TO ORDER ADDING POST PET ARREARS TO PLAN; FAILED TO FILE PRE-CONF CERT BY 6/20/19
Matter ResolvedRequest
Adjourment
586/3/2020 9:00 am19-17009 / CMGJOHN ZIMNIS, ESQMotion Relief from Stay (Fee)Continued
6/17/2020 9:00 am
Total Paid In: $11,933.00
Debtor obj<>RURAL HOUSING (MARTONE & UHLMANN)
Matter ResolvedRequest
Adjourment
596/3/2020 9:00 am19-19102 / CMGJustin M. Gillman, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $2,610.00
WILMINGTON SAVINGS FUND (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
606/3/2020 9:00 am19-19260 / CMGMARYBETH SCHROEDERTrustee Certification of DefaultContinued
7/15/2020 9:00 am
Total Paid In: $9,004.00


Appl to Approve Lm - objection deadline is 6/3/20. Need amended claim (#2)for mtg co amd a MP.
Matter ResolvedRequest
Adjourment
06/3/2020 9:00 am19-20223 / CMGGeorge E Veitengruber IIIMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder Previously Submitted
5/28/20(mk): Amended POC filed by Nationstar/Champion on 5/15/20. <
5/6/20 : creditor , Champion to file amended POC w/in 10 days

MK: MP adj to 5/6/20- and then to 6/3/20 >>MP SAYS REC DISMISSAL<<
ALSO Atty says Champion Mtg now wants Evidentiary hearing on motion...

CONF RESOLVE OR HOLD
AR HAVE ISSUE WITH MOTION HOA FEES ASSERTED LENDER HAD NO AUTH TO PAY
PROBLEM WITH ORDER - HOW DOES COURT RETAIN JURISDICTION AFTER CASE CLOSING(mk: filed obj)>>Jiim M.says will remove that.

Nationstar limited response (Robertson Anschutz)- will review and filed Amended claim- AS OF 3/13/20 NO AMENDED CLAIM<>Trustee limited obj<>MTN TO DISALLOW OR REDUCE NATIONSTAR ARREARAGE CLM #4-1
Matter ResolvedRequest
Adjourment
616/3/2020 9:00 am19-20438 / CMGBRIAN W HOFMEISTERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,760.00
FAILED TO LM BY 11/30/19
Matter ResolvedRequest
Adjourment
626/3/2020 9:00 am19-21211 / CMGMITCHELL L CHAMBERS, JRMotion Relief from Co-Debtor StayContinued
6/17/2020 9:00 am
Total Paid In: $4,060.00
SELECT PORTFOLIO SERVICING (MILSTEAD)
Matter ResolvedRequest
Adjourment
636/3/2020 9:00 am19-22119 / CMGSTEVEN N. TAIEB, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/17/2020 2:00 pm
Total Paid In: $6,050.00
adj to 6/17/at 2-

AR SEE NOTES CONF
AMT: MP 6/3*** REC TERMS***<<>>atty says he has filed Covid cert & amended I & J

3/25/20-adj request- debtor has funds need to post

Debtor obj, filing MP<>SV/SANTANDER #4-1; FAILED TO LM BY 12/18/19; ARREARS
Matter ResolvedRequest
Adjourment
646/3/2020 9:00 am19-22409 / CMGSTACEY L MULLEN, ESQMotion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $18,046.00
Debtor obj<>SELENE FINC (RAS)- Order submitted to chambers 5/29/20.

5/28/20(mk):TR arrears $1,499
Matter ResolvedRequest
Adjourment
656/3/2020 9:00 am19-22703 / CMGSCOTT D SHERMAN ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $5,022.00
MTN TO REDUCE CLM #18-1 TO $0 (US BANK) due to LM Approved by CT.
Matter ResolvedRequest
Adjourment
666/3/2020 9:00 am19-24184 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Granted
Debtor obj<>WELLS FARGO BANK (PHELAN)

5/28/20(mk): TR arrears $4,850 >>MP ON 6/3/20--REC DISMISS<<
Matter ResolvedRequest
Adjourment
676/3/2020 9:00 am19-27489 / CMGEric ClaymanMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO ALLOW LATE FILE CLM OF PEMBERTON TOWNSHIP
Matter ResolvedRequest
Adjourment
686/3/2020 9:00 am19-28103 / CMGFrances A. Tomes, Esq.Motion Relief from Stay (Fee)Continued
6/17/2020 9:00 am
Total Paid In: $3,773.00
Debtor obj<>PHH MTG (ras)- adj request .MP on 6/17/20
MP ON FOR 6/3 PUTS ARR IN PLAN
Matter ResolvedRequest
Adjourment
696/3/2020 9:00 am19-28642 / CMGDOROTHY L WRIGHT, ESQMotion to VacateOrder to be SubmittedTotal Paid In: $1,400.00
A.Gorski to submit Order denying Motion


Creditor Brickley-Reina obj (Gorski)<>MOTION TO VACATE PRIOR CT. ORDER 11/29/19 THAT LIFTED STAY & REINSTATE STAY AS TO CREDITOR, CHRISTINE BRICKLEY-REINA & Other Releif
Matter ResolvedRequest
Adjourment
706/3/2020 9:00 am19-28642 / CMGDOROTHY L WRIGHT, ESQMotion Relief from Co-Debtor StayGrantedTotal Paid In: $1,400.00
CITIZENS BANK (McCABE)
Matter ResolvedRequest
Adjourment
716/3/2020 9:00 am19-28878 / CMGVERA FEDOROFFMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,680.00
WELLS FARGO BANK (PHELAN)
Matter ResolvedRequest
Adjourment
726/3/2020 9:00 am19-29240 / CMGEric ClaymanMotion Relief from Co-Debtor StayOrder to be Submitted
5/5/20:this will be adj.creditor reviewing debtor proposed resolution

Debtor obj<>SHELLPOINT MTG/NEWREZ (HILL WALLACK)

Matter ResolvedRequest
Adjourment
736/3/2020 9:00 am19-30115 / CMGYAKOV RUDIKHMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,348.00
CALIBER HOME LOANS (PHELAN)
Matter ResolvedRequest
Adjourment
736/3/2020 9:00 am19-30115 / CMGYAKOV RUDIKHMotion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $3,348.00
MTN FOR NUNC PRO TUNC/CALIBER HOME LOANS

MK;comfort order, allowing Mtg co to communication w/ debtors for sole purpose of proceeding w/Debtor's forbearance request.
Matter ResolvedRequest
Adjourment
746/3/2020 9:00 am19-30375 / CMGLEE M PERLMAN, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,725.00
Debtor obj<>ESTATES AT OAK MILL COMMUNITY ASSOC (NONA OSTROVE)

Resolved: Debtor will cure post-petition HOA fees on or before 7/1/2020 outside of Chapter 13 Plan. Creditor's Counsel fees and costs will be paid in the Chapter 13 Plan. Debtor's counsel will file a Modified Plan no later than 7/15/2020.
Matter ResolvedRequest
Adjourment
756/3/2020 9:00 am19-31877 / CMGDANIEL L. REINGANUMMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $4,608.00
MTN TO MODIFY NJ CLM #17-1 TO $0
Matter ResolvedRequest
Adjourment
766/3/2020 9:00 am19-32768 / CMGLAWRENCE L ABT III ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $2,664.00
NATIONSTAR MTG (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
776/3/2020 9:00 am19-32835 / CMGPAUL N MIRABELLI ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $12,008.00
JPMORGAN CHASE (ROBERTSON, ANSCHUTZ)

>.MP on 6/3/20. HR<<
Matter ResolvedRequest
Adjourment
786/3/2020 9:00 am20-10231 / CMGAngela Nascondiglio Stein Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $400.00
mk: there was adk request first- Then it was Resolved - OTBS. I think I caught the adj process before it was filed.

ORDER TERMS= We will have an Order entered providing for the forbearance period; loss mitigation decision to be made by the end of the forbearance period; if loss mitigation not approved by October 1, 2020, then the total funds owed would come due and owing; $531.00 filing fees to be paid via the Chapter 13

Debtor obj<>HSBC BANK (RAS)
Matter ResolvedRequest
Adjourment
796/3/2020 9:00 am20-10859 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,381.00
Debtor obj,.BRANCH BANKING & TRUST (BERNSTEIN-BURKLEY)
On 2019 Chevy

MFR on 73 Joseph Place on 6/17/20.
Matter ResolvedRequest
Adjourment
806/3/2020 9:00 am20-11058 / CMGSTEPHANIE RITIGSTEINMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGranted
MTN TO MODIFY IRS CLM #3-2/PRIORITY $793.73, GUC $691.59
Matter ResolvedRequest
Adjourment
816/3/2020 9:00 am20-12672 / CMGPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/15/2020 9:00 am

AMT; MP(# 53)6/17<<<>>>AND MOTION BY AJAX MTG TO BARR FUTURE FILINGS INVOLVING THIS MTG.

>>mk: Debtor filed Another MP (#57) On 7/15/20.

Debtor obj<>FAILED TO FILE FEASIBLE PLAN; PLAN DENIED ON 4/125 AND FILED FO FILE MP BY 4/30/20; FAILED TO PROVIDE TRUSTEE WITH REQUIRED DOCUMENTS TO CONDUCT 341 (a) MEETING; 3 PRIOR FILINGS ALL DISMISSED
Matter ResolvedRequest
Adjourment
826/3/2020 9:00 am20-12672 / CMGPRO SEMotion Motion (Generic) - Only use if no other event is applicableGranted
6/11/20 AMT: PPSD ORDER TO CHAMBERS FOR FILING<<>>

mk: email Mike T and ask if order can be marked it should we submit Order

AR ORDER NEEDS TO BE COMPLETED - TR Obj
Debtor's MTN TO REMOVE COUNSEL
Matter ResolvedRequest
Adjourment
836/3/2020 9:00 am20-13345 / CMGWilliam H. Oliver, Jr., Esq.Motion SellOrder Previously SubmittedTotal Paid In: $3,350.00
1006 ISAAC COURT

TR Obj filed.-- REVISED ORDER SUBMITTED TO CHAMBERS 6/2/20. NOW OK- that is Order that should be entered.
it corrects exemption amt.& reduces atty fee.

Conf is 6/17/20.
Matter ResolvedRequest
Adjourment
846/3/2020 9:00 am20-14168 / CMGWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableWithdrawn
AR SEE CONF NOTES
MTN TO SUSPEND TRUSTEE PAYMENT
>>CONF also on 6/3<
Trustee Obj.
1.case filed 3/11/20. Plan proposes 400x 36, LM 6 mos from conf ;0%. 341 held & obj filed.
2.NO plan payments made. as of June 3 are due 400 x 3= 1,200 arrears
3.Order Terminating Loss Mit. entered 4/28/20. Plan not feasible.
4. Order on motion insufficient .
Matter ResolvedRequest
Adjourment
856/3/2020 9:00 am20-14523 / CMGBARRY J ROYMotion to Approve CompromiseOrder Previously Submitted
6/2/20: Revised Order submitted to Chambers today- OK

TR Limited obj. filed.

5/21/20(mk):SupplCert filed and attaches settlement agreement. Gross settlement was 120,000, not the 110,000 in motion. Net to debtor$72,335. Needs new form of order should state disbursement approved with the debtor to retain the amt of his exemptio
& balance of proceeds to be turned over the the Trustee. sch C is OK as to exemptionamts for proceeds. $42,492.80 toTR for NE Proceeds.
Matter ResolvedRequest
Adjourment
866/3/2020 9:00 am20-15616 / CMGDaniel Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
SELECT PORTFOLIO SERVICING
Matter ResolvedRequest
Adjourment
876/3/2020 9:00 am20-16483 / CMGWilliam H. Oliver, Jr., Esq.Order Shorten TimeGranted
..OST<
Matter ResolvedRequest
Adjourment
886/3/2020 9:00 am20-16483 / CMGWilliam H. Oliver, Jr., Esq.Notice of Request for Loss MitigationGranted
Nationstar obj (ras)<>REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
896/3/2020 9:00 am20-16722 / CMGDAVID A ASTOrder Shorten TimeOn the Papers
>>OST<< For Creditor, Cresco Capital) To Turnover Of Property(2015 Volvo).

Cert of Service does not serve authorized agent or Corp. officer. and serves at address on Lease agmt(4020 E Lone Mountain Rd. North Las Vegas, NV 89081)which is not address on certificate of title (200 Owen Parkway Cir Carter Lake, IA 51510)which is address that comes up on internet
Matter ResolvedRequest
Adjourment
896/3/2020 9:00 am20-16722 / CMGDAVID A ASTMotion for Turnover of PropertyOn the Papers
atty to email chambers as to if service is proper.

OST/DEBTOR MTN FOR CRESCO CAPITAL TO RETURN 2015 VOLVO



>Cert of service does not service corp officer or authorized agent. It uses address on lease agmt which is different that title address in supporting docs.
Matter ResolvedRequest
Adjourment
906/3/2020 10:00 am17-25899 / CMGLAURENCE R SHELLER, ESQConfirmation Hearing on Modified PlanContinued
7/15/2020 10:00 am
Debtor has made 24 of 35 required payments   Arrears: $5,903.00  Total Paid In: $35,434.00
5/20 workup for the 5/27 calendar

-trustee objection - no amended I & J
-no updated POI (only one paystub submitted. Income is higher if I use year to date)
-no updated 2019 tax returns
-must supply COVID cert available on trustee website
-would need $844 going forward
Matter ResolvedRequest
Adjourment
916/3/2020 10:00 am18-10553 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanOrder to be SubmittedDebtor has made 25 of 30 required payments   Arrears: $0  
Total Paid In: $9,781.00
Confirm Order terms - atty ok to terms via email 6/4/20 to mk

***RECOMMEND $9382 PTD, $399 X 31 (BEGIN 7/1/20) BASE PLAN
- Supplemental Fee application to be filed within 15 days
- Must provide proof of social security income within 15 days
- LOW BASE
- non exempt proceeds from sale of Polyorganic stock to be paid to Trustee & add language :Sale Of Polyorganic Stock Privately BY 6/30/20; Auctioneer To be appointed by 7/10/20. Public sale by auction of Polyorganic stock by 9/30/20. Debtor's attorney to file a status report regarding the status of Auction by 9/1/20.***

MK:for ***Confirming Order to be submitted: Payment terms ok w/ numbers non exempt proceeds form sale of Polyorganic stock & add language :SALE OF POLYRGANIC PRIVATELY BY JUNE 30 . Auctioneer To be appointed by 7/10/20. Public sale by auction by 9/30/20. DEBTOR ATTY TO FILE STATUS REPORT AS TO WHY SALE HAS NOT OCCURRED.*** mk:lang changed above per ct for status of auction by9/1/20.

AR MAJOR ISSUES
FAILURE TO PROVIDE DOCS REQUESTED BY TRUSTEE
NO AGREEMENT ON SALE / AUCTION DATES
HOLD FOR JUDGE-2:00

>Debtor Memo In Support Of MP Filed(#81)

AS OF 5/28/20 (SF)

1. Trustee motion to dismiss scheduled for 6/3/20 @ 9

2. Objection filed by Michelle Mason (Straffi) - Creditor has filed amended POC for $88,260.05 plus 2/3 of fair market value of Debtor's 15 shares of Polyorganic Tech Corp. on motion to enforce Equitable Distribution. Also, creditor believes debtor has significant equitable income to pay creditors 100%.

3. Trustee Objection:
- The debtor has failed to provide -2018 Tax Return for Debtor.
- Need copy of 2019 Tax return for Debtor by 8/15/20.
- Valuation of the Polyorganic Stock by some means including but not limited to statement of valuation from the Company's accountant or chief financial officer.
- Copies of signed shareholder and/or other agreements between the debtor and the Company from 2010(date of debtor's original investment) to present
- Copies of financi
Matter ResolvedRequest
Adjourment
926/3/2020 10:00 am18-24122 / CMGSTUART V BRODConfirmation Hearing on Modified PlanConfirmedDebtor has made 23 of 24 required payments   Arrears: $108.00  Total Paid In: $2,445.00
ISSUES AS OF 5/27/2020 (DM):atty ok to terms( mk)

***Debtor has completed a Loan Mod with Ocwen/PHH Mtg, however the old form of order was used. THEREFORE, WE NEED TO CONFIRM AT $2,337 PTD, THEN $108 x 38 STARTING 6/1/20, 100% PLAN, DEBTOR MUST MOVE AGAINST OCWEN/PHH MTG POC (9-1) WITHIN 60 DAYS IF CLAIM IS NOT AMENDED POST LOAN MODIFICATION***


Confirmed Case: $720 Ptd, $108 x 53 start 3/1/19, 100% Plan
Prop. MP: $108 x 60, 100% Plan
PTD = $2,337
Last Claim (11-1) dated 9/7/18
Matter ResolvedRequest
Adjourment
936/3/2020 10:00 am18-25119 / CMGMICHAEL L DETZKY, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 78 of 24 required payments   Arrears: $536.00  Total Paid In: $41,657.00
ISSUES AS OF 5/28/2020 (DM): - Atty ok with terms.sf

***Trustee has received the non-exempt proceeds from the sale of real estate and State of NJ priority POC (10-2) has been amended to $0. THEREFORE, TRUSTEE CAN RECOMMEND CONFIRMATION AT $40,584.70 PTD, THEN $1,072 LUMP SUM PAYMENT BY 6/20/20 TO PAY FOR MAY & JUNE PAYMENT, THEN $536 x 37 STARTING 7/1/20, BASE PLAN WITH A $33,356 MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS, STRIKE PRIORITY PLAN TREATMENT TO STATE OF NJ (POC amended to $0)***

 4/15/20 - Adj by AR to 6/3/20

1) Debtor must address the $1,090.08 late filed estimated priority POC (10-1) filed by the State of NJ (AMENDED TO $0).


Confirmed Case: $4,452.49 Ptd, $250 x 1, $494 x 54 start 2/1/19, Base Plan
- plus $33,356 or non-exempt proceeds whichever is greater
Prop. MP: Ptd, $536.45 x 39 start 4/1/20, Base Plan
PTD = $40,584.70
Last Claim (10-2) dated 5/18/20
Matter ResolvedRequest
Adjourment
946/3/2020 10:00 am18-33701 / CMGWARREN S JONES, JR ESQConfirmation Hearing on Modified PlanContinued
7/15/2020 10:00 am
Debtor has made 17 of 20 required payments   Arrears: $3,004.00  Total Paid In: $16,919.00
AS OF 5/28/2020 (at):

MONTHLY TRUSTEE PAYMENT CANNOT BE ZERO, MINIMUM OF $100/MONTH TEMPORARILY.

Trustee's objection:
1. The debtor has failed to provide amended Schedules I & J. (NOT FILED)
2. The debtor has failed to provide Proof of Income. (DISABILITY CLAIM SUMMARY PROVIDED - UNCLEAR IF DEBTOR IS RECEIVING ANYTHING)
The debtor has failed to provide Modified plan filed due to Covid-19. Still must also file Amended I & J and updated Proof of income.

MP proposes: $979.09 Monthly for 5 months, then $980.00 Monthly for 7 months, then $1,021.00 Monthly for 5 months, then $0.00 Monthly for 6 months, then $1,059.41 Monthly for 42 months to the Chapter 13 Trustee, starting on 10/01/2019 for approximately 65 months, 100% to guc's
Payments: 17/18, arrears $962.09

Matter ResolvedRequest
Adjourment
956/3/2020 10:00 am19-13780 / CMGMarc C. Capone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 16 of 17 required payments   Arrears: $0  
Total Paid In: $6,730.00
updated 6/2/2020
updated 6/1/2020

ok to confirm at $6,300 paid to date, $430x44 begin 6/1/2020 base plan
-strike Part 4g of the modified plan as to Select Portfolio
-Certification of Default cannot be resolved and creditor will obtain stay relief
-the sale of the property will be outside of the plan

issues as of 5/28/2020

1) Creditor cert of default also scheduled for 6/3/2020
2) Plan proposes to pay the mortgage in full through the plan from sale of the debtors residence, no longer a loan mod plan
Matter ResolvedRequest
Adjourment
966/3/2020 10:00 am19-14546 / CMGJOAN S. WARREN, ESQ.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 13 of 16 required payments   Arrears: $1,010.00  Total Paid In: $13,510.00
this is on Plan (#43)- This plan should be W/D Or DENIED.

>>>MP (#47) scheduled for 6/17/20
LM approved .MP deletes all reference to LM. Debtor was in Lm when case filed so payment on J is same and no amended J filed
Matter ResolvedRequest
Adjourment
976/3/2020 10:00 am19-14628 / CMGSCOTT E KAPLAN ESQConfirmation Hearing ScheduledContinued
6/17/2020 10:00 am
Debtor has made 11 of 16 required payments   Arrears: $0  
Total Paid In: $12,525.00
As of 6/1/20 (DS): Debtor attorney requested adjournment, mod plan filed 5/4/20 and sched 6/17/20

As of 5/5/20 (DS): Debtor attorney requested adjournment to allow time to file motion to suspend Trustee payments as Debtor is not currently working and cannot make the Trustee payments.

5/4/20:MP(#44) filed extends Plan due to Covid & Removes LM.

AR TO DISCUSS WITH ATTY
As of 4/23/20 (DS) 1. Debtor in arrears $2,878, last payment $877 made 3/20/20.

2. Trustee obj to the following:
- Debtor has failed to provide amended Schedules I & J, proof of income and Certification explaining the material financial hardship caused by the COVID 19 pandemic.
- Loan mod reference was not removed form Part 1 c.
NOW CURE PLAN
- Amended schedules I & J were not file with the plan nor was updated proof of income provided.

MP Prop $9,894 paid, $1,223 x 71 Dollar Base $7,475 - Debtor lost job and has been significantly affected by the COVID-19 pandemic. Adding post-pet mortgage arrears to plan and removed loan mod.
Matter ResolvedRequest
Adjourment
986/3/2020 10:00 am19-20015 / CMGJAMES J CERBONE, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 15 of 14 required payments   Arrears: $2,048.00  Total Paid In: $30,440.00
AS OF 5/28/2020 (at):

RECOMMEND: $28,392 PAID TO DATE, $2,048 x 48 BEGINNING 6/1/2020, BASE WITH A MINIMUM OF $60,000 TO GUC'S

1. Verified income leaves monthly disposable income of $2,586.

MP proposes: $28,392 paid to date, $1,679 x 48 beginning 12/1/2019, $60,000 to guc's (debtor's income has reduced - reducing the amount to unsecured)
Payments: 9.5/12, arrears $7,596
Matter ResolvedRequest
Adjourment
996/3/2020 10:00 am19-20223 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 11 of 14 required payments   Arrears: $0  

6/2/20 (sf) Per Atty, ok to dismiss/hold fees

4/24 workup for the 5/6 calendar EDC
11 months old - cant confirm until Champion resolved(CLAIM AMENDED SLIGHTLY LOWER. STILL NOT FEASIBLE. NEEDS $2222 X 48 BEG JUNE WHICH IS DOUBLE WHAT IS BEING PAID NOW)
-2 payments arrears

-----------------------------------
Motion carried to 3/18 for motion to Amend POC vs. Champion-needs to be resolved
AR RESOLVE OR HOLD

-per last time atty request adj to work on income-has reached out to lender for POC inconsistencies. -SAME ISSUES

AS Of 10/6/19(mk):


1. Plan has pay Champion/Nationstar in Full on Reverse Mtg. -POC $117,008.88. THIS Means >>>To CONFIRM NEEDS $4494 PTD, Then $2368 x 55 begin 10/1/19, Base<<< INCOME IS INSUFFICIENT TO MAKE THIS HIGHER PLAN PAYMENT

Plan:1121 x 60,Base
payments:4/5/
last claim:4-1, bar date:7/30/19
Matter ResolvedRequest
Adjourment
1006/3/2020 10:00 am19-21607 / CMGJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 13 required payments   Arrears: $500.00  Total Paid In: $6,000.00
ISSUES AS OF 5/27/2020 (DM): - Atty ok with terms.sf

***If no objection is filed by the secured creditors, TRUSTEE CAN RECOMMEND CONFIRMATION AT $5,538.48 PTD, THEN $500 x 49 STARTING 6/1/20, BASE PLAN, LOAN MOD WITH WILMINGTON SAVINGS POC (2-1) AND M&T BANK POC (5-2) BY 11/30/20, TRUSTEE TO PAY ON SECURED ARREARS CLAIMS PENDING THE LOAN MOD***

1) Trustee OBJ:
- The Plan needs to run 60 months pursuant to the B22C form.


Confirmed Case: $2,538.47 Ptd, $500 x 55 start 12/1/19, Base Plan
Prop. MP: $500 x 36 start 7/1/19, Base Plan, Loan Mod by 11/30/20
PTD = $5,538.48
Last Claim (5-2) dated 9/23/19
Matter ResolvedRequest
Adjourment
1016/3/2020 10:00 am19-22046 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 6 of 13 required payments   Arrears: $0  

ISSUES AS OF 5/28/2020 (DM): PER ATTY OK TO DISMISS/HOLD FEES

***MP proposes payment on arrears claims filed by New American Funding and First Financial FCU pending the sale of real estate. New American Funding obtained stay relief on 5/7/20 and there does not appear to be any equity in the real estate. In addition to the lack of feasibility, the debtor is 3 Trustee payments behind - RECOMMEND DISMISSAL***

 5/6/20 - AR, Recommend Dismissal, no payments since Feb - MFR GRANTED, CONFIRMATION DENIED & ATTY TO FILE MP.

 4/21/20 - MP to sell filed - scheduled for 6/3/20 - need peremptory adj request

 4/7/20(mk): MFR Adj. 5/6/20- Needs MP to Sell & will file as soon as client can come in and sign.

 1/31/20(mk): atty ok to terms to HR but need to know if MFR will impact plan before HR - ATTY says it MIGHT- motion adj 3/18/20.

1) First Financial FCU (McKenna) OBJs to cram of 2nd Mtg - no POC filed (OBJ WITHDRAWN AFTER MP FILED BUT WE NEED A CONSENT ORDER OR FILED POC TO PAY THE PRE-PETITION AND POST-PETITION AMOUNTS IN THE MP).

2) IRS filed an estimated claim - 2017 tax return not filed (AMENDED).

3) State of NJ filed an estimated claim - 2018 tax return not filed (AMENDED).

4) New American Funding/Broker Solutions (SHAPIRO) OBJs - $63,363.80 arrears (UNRESOLVED).

5) Trustee OBJ:
- Must file Pre-confirmation certificate (FILED).
- Need updated homeowner insurance (RECEIVED).


Prop. Plan $993 x 6, $1,382 x 54, 0% Plan, sale in 6 months
PTD 8/11 = $8,862
Last Claim (14-2)
Matter ResolvedRequest
Adjourment
1026/3/2020 10:00 am19-22119 / CMGSTEVEN N. TAIEB, ESQ.Confirmation Hearing on Modified PlanContinued
6/17/2020 2:00 pm
Debtor has made 4 of 13 required payments   Arrears: $1,416.00  Total Paid In: $6,050.00
6/17 at 2;00-
AS OF 6/1/2020 (at):

IF OBJECTION BY NEW REZ/SHELLPOINT IS RESOLVED, RECOMMEND: $5,000 PAID TO DATE, $1,050 x 74 BEGINNING 6/1/2020, BASE
Santander will be paid outside of the plan per stay relief.

1. Objection filed by New Rez/Shellpoint (Hill Wallack) - mod plan does not propose to pay pre-petition arrears of $64,748.28.

2. Part 9 of the modified plan is blank. (PLAN EXTENDED DUE TO COVID)

3. MP does not propose a loan modification, but part 4 states that no arrears will be paid to Shellpoint Mortgage pending a loan modification. (PER ATTORNEY, PAY ARREARS PER CLAIM)

4. Plan lists Chrysler Capital as secured claim unaffected by the plan. Stay relief was granted on 12/5/19. (PER ATTORNEY, LEASE ENDED, BUT DEBTOR CONTINUES TO PAY FOR AND USE THE VEHICLE)

5. Plan lists Burlington Twp will be paid $2,078 as a priority creditor. Priority claim amount is $3,468.79. (PER ATTORNEY, PAY PRIORITY CLAIM)

MP proposes: $5,000 paid to date, $1,050 x 74 beginning 5/1/2020
Payments: 6.5/11, arrears $3,250
Matter ResolvedRequest
Adjourment
1036/3/2020 10:00 am19-23005 / CMGJOHN F. BRACAGLIA, JR, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 30 of 12 required payments   Arrears: $0  
Total Paid In: $14,758.00
5/22 workup for the 6/3 calendar EDC---agrees to ewage

****CONF $14,231 paid then 500 x 49 beg 7/1/20-100%-claim of Wells to be treated outside and not paid by trustee-attorney to file ewage within 10 days-permanent loan mod by 12/1/20---Plan to follow Trustee standard order of distribution

* trustee obj:
--10 months old
per last time MP denied and debtor to get current NFA
--still $8949 in arrears-original plan was 2517 x 55 with LM---new plan is paid to date then 527 going forward. Reduced by $1500.
--no amended I & J filed, no updated POI and only shows $200 in monthly disposable
--Wells filed an arrearage claim for $26,020.30--must get order to pay this outside
--With Wells claim the plan and 100% (MP) would need $926 going forward which is not feasible without EWAGE
-need trustee distribution

3/6 workup for the 3/18 calendar EDC
MP filed to pay Wells Fargo outside plan.
-Per MP Trustee to pay AP pending Confirmation but per attorney no more AP because of trial mod? Which is it?
-3 payments arrears still
-how is this feasible at $2517? Schedules I & J show $297 in disposable income
-need to use trustee order of distribution
Matter ResolvedRequest
Adjourment
1046/3/2020 10:00 am19-24184 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 12 required payments   Arrears: $0  

ISSUES AS OF 5/28/2020 (DM):

***Debtor is 5 Trustee payments behind with the last payment received in December - also, discrepancies in gross income have not been addressed - RECOMMEND DISMISSAL***

 4/7/20 MK: debtor union worker - no work since COVID- atty needs to review and see if he can do a MP & amend 122C.

1) IRS filed $460.20 priority claim not treated in plan (OKAY TO ADD??)

2) US Dept of HUD filed a secured claim not treated in plan (MP CRAMS).

3) Santander (Morton) OBJs to cram of 2009 Ford Mustang (CONSENT ORDER ENTERED - TRUSTEE TO DISREGARD THE CRAM NUMBER IN THE MP).

4) Plan provides $176.18 secured treatment to Berkeley Twp Sewer - unsecured POC filed (STRIKE??)

5) Trustee OBJ:
- Need DSO information (RECEIVED).
- Gross income listed on Form 122c does not coincide with Sch I (UNRESOLVED).
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $970 x 60, 0% Plan
PTD 5/10 = $4,850
Last Claim (9-1)
Matter ResolvedRequest
Adjourment
1056/3/2020 10:00 am19-26831 / CMGJAMES J CERBONE, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 11 required payments   Arrears: $549.00  Total Paid In: $3,150.00
5/22 workup for the 6/3 calendar EDC

-MP surrenders furniture
CONF AT $2601 paid then $549 x 51 beg 6/1/20 min $23812 to gucs
Matter ResolvedRequest
Adjourment
1066/3/2020 10:00 am19-27105 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanContinued
6/17/2020 10:00 am
Debtor has made 6 of 10 required payments   Arrears: $0  

adj to 6/17/20 as that is what date was in matters

ISSUES AS OF 5/28/2020 (DM): Nothing has been done since last Court date. No MP filed and no motion filed to address cram provisions. Also, debtor is currently 2 Trustee payments behind and will be 3 payments behind by the Court date - RECOMMEND DISMISSAL.

>>> 4/15/20 - Adj to 6/17/20 Peremptory.

***Debtor needs to file a MP to correct IRS & NJ cram provisions or file a separate motion. Also need responses to #1, #2, and #4 below***

 3/4/20 - MK see notes, Atty to file a MP.

 NOTE: It appears SLS is the 2nd mtg and Wells Fargo holds the 1st mtg. No POC filed by Wells Fargo and Bar Date has expired. However, SLS is the 1st mtg and Wells has a Line of Credit which is a 2nd mtg (MK). Charles Wohlrab is looking into the 2nd mtg b/c no claim filed (SHAPIRO WITHDREW NOTICE OF APPEARANCE WITH RESPECT TO WELLS FARO - DOC #29).

 NOTE: cram provisions in plan are confusing - debtor may want to file a separate motion.

 NOTE: Disposable Income Resolved.

1) Specialized Loan (SHAPIRO) OBJs - $124,439.54 arrears (UNRESOLVED).

2) MP proposes $40,100.56 treatment to Wells Fargo - no POC filed (STRIKE??)

3) MP attempts to cram IRS and State of NJ liens. There is service on taxing authorities - no objection yet.

4) Trustee Supplemental OBJ:
- All crams must be in Part 4 and Part 7 (UNRESOLVED).

5) Trustee OBJ:
- Need updated pay stubs for job at Matlen Silver Group that started in August 2019 (DEBTOR WAS AT MATLEN SILVER GROUP UNTIL 4/9/19, THEN WENT TO SEVEN SEVEN SOFTWARE UNTIL 7/16/19, AND THEN BACK TO MATLEN SILVER GROUP STARTING IN AUGUST - WE HAVE ONE PARTIAL PAY STUB FROM AUGUST AND ONE PAY STUB FROM DECEMBER WITH FULL 80 HRS WHICH WILL BE USED FOR INCOME CALCULATION - $3,169.22 x 2.16 - DISPOSABLE INCOME OKAY).

- Need amended Sch I and proof of income for non-debtor spouse income (CERT FILED AS DOC #28 - DEBTOR IS SEPARATED FROM SPOUSE AND RECEIVES NO CONTRIBUTION).

- Need a MP that treats the IRS and NJ sec
Matter ResolvedRequest
Adjourment
1076/3/2020 10:00 am19-27204 / CMGMonika Mazurczyk Confirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 5 of 7 required payments   Arrears: $0  

atty email- ok to dismiss -hold fees- MK: amended disclosure (#73)filed 5/28/20 for flat fee of $4,750. Owed 2250 thru plan. Says will be filing fee app for suppl fees.

NS on 6/3/20

Mk contact atty- adj to 6/3/20- NFA NS on 4/7/20

AS OF 5/28/2020 (at):

1. Credit Acceptance filed a secured arrears claim #2 in the amount of $503.81 which is not in the plan. Is it ok to pay this claim?

2. Objection filed by Freedom Mortgage (Phelan) - failure to cure arrears of $101,872.55 (Per POC). Modified plan cures arrears. Need order or the objection withdrawn. (CONSENT ORDER ENTERED 4/13 - PAY PER POC)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2018. 2019 by 5/31/20. (NO TAX RETURNS RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
Verified income leaves a monthly net balance of $2,666.50.
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Plan lists attorney fee balance of $2,250. No Attorney Disclosure Statement has been filed. Attorney's fees will not be paid until the Disclosure is filed. (AMENDED DISCLOSURE HAS NOT BEEN FILED)
- Need to resolve objection by Freedom Mortgage. (RESOLVED)

Plan proposes: $2,162 x 60 beginning 12/1/2019 (should be 1/1/20 - converted to 13 12/3/19), base
Payments: 4/5, arrears $2,162
Matter ResolvedRequest
Adjourment
1086/3/2020 10:00 am19-28103 / CMGFrances A. Tomes, Esq.Confirmation Hearing on Modified PlanContinued
6/17/2020 10:00 am
Debtor has made 15 of 10 required payments   Arrears: $0  
Total Paid In: $3,773.00
6/17/20 is also SV motion

AR RESOLVE OR HOLD
5/22 workup for the 6/3 calendar EDC

IF PHH STAY RELIEF RESOLVED THEN CAN CONF-MP PUTS PP ARREARS IN PLAN-NEED ORDER

CONFIRM AT: $3273.25 PAID THEN $250 X 4 BEG 6/1/20 THEN $642 X 48 BEG 10/1/20--PRO RAT WITH MIN OF 1122 TO UNSECURED CREDITORS-TRUSTEE TO GET TAX REFUNDS YEARLY BEGINNING WITH 2019 FILED RETURNS(TO BE RECEIVED BY MAY 1ST EVERY YEAR DURING PENDENCY OF THE CASE)--NEED ORDER IN 30 DAYS TO PAY PHH POST PET CLAIMS

*MP INCLUDES POST PET TO PHH-CANNOT PAY UNLESS ORDER -NEED ORDER IN 30 DAYS TO PAY
* Trustee's objection:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3298.00 when determining disposable income. (AVERAGED/ADDED TO INCOME--MP SAYS TO GIVE TRUSTEE TAX REFUNDS YEARLY)
- There is $1,122.49 in non exempt equity in cash & bank accounts.
- provide information to Trustee regarding damage to property at Georgian Ct. Insurance claim and proceeds and use of proceeds for repairs. (NOT RECEIVED)
----------------------
- A current market analysis - for Georgian Ct property. The info.uploaded was for a property at 58 Renee Ct, Jackson (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - for both properties. The information uploaded has expired. (RECEIVED FOR BOTH)
- statements for 2 401(k) loans for debtor showing balances on each loan. (RECEIVED - 70 MONTHS REMAINING)
- A Modified Plan that clarifies treatment of Mortgages on Georgian Blvd(Loancare) & on Fife Ct.( PHH) on Fife Court. Are you paying arrears or in full? (MOD PLAN CORRECTS)
-must file pre conf cert. (FILED)
- Plan has mixed up of Info as to properties and treatment of Mtgs on each property. Plan has Loancare in part 4a for arrears on residence( residence is Georgian Blvd, -plan has Fifie Ct ,which is other prop.) then, plan has at Part 4g- Pay in full again to Loancare on Fife prop.-According to claims filed :By PHH(POC #4-1) has Mtg on Fife Ct. and Lakeview Loan/Loan care has Mtg on Georgian ct.
Matter ResolvedRequest
Adjourment
1096/3/2020 10:00 am19-28171 / CMGPRO SEConfirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 9 of 10 required payments   Arrears: $352.00  
MK; spoke to debtor.Needs to file Motion objecting to Ecommission priority claim. Did speak to IRS so is checking if their can be a further amended claim9-2 --if not will pay their secured claim . Needs service on cram to Santander.

AS OF 5/18/2020 (at):

1. Ecommission Financial Services filed a priority claim #4 in the amount of $12,491 which is not in the plan. Is it ok to pay this claim?

2. The IRS filed a secured claim #9 in the amount of $15,958.34 which is not in the plan. Is it ok to pay this claim?

3. Need to resolve the estimated priority claim filed by the IRS. (NO LONGER ESTIMATED)

4. Trustee's objection:
- 2 Mos bank statements prior to filing. (MK; RECEIVED- uploaded july & Aug. case filed in Sept.)
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on Santander for cram down of 2013 Mercedes. (CERT OF SERVICE FILED DOES NOT LIST CREDITOR OR ADDRESS)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Needs Trustee standard order of distribution. (LANGUAGE ADDED)
- add to confirming Order that property vests at confirmation. (LANGUAGE ADDED)

Plan proposes: $353.10 x 24, $533.65 x 24 beginning 10/1/2021, $656.80 x 12 beginning 10/1/2023, base
Payments: 7/8, arrears $352.20
Matter ResolvedRequest
Adjourment
1106/3/2020 10:00 am19-28306 / CMGMARYBETH SCHROEDERConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 10 required payments   Arrears: $3,648.00  Total Paid In: $3,750.00
ISSUES AS OF 5/28/2020 (DM): Updated 6/1/20

***Need status of the sale of Florida property - sale order entered 10/29/19 and no executed HUD-1 received; TRUSTEE TO RECOMMEND CONFIRMATION AT $2,800 PTD, THEN $2,299 x 51 STARTING 6/1/20, BASE PLAN WITH $19,433 MINIMUM DIVIDEND DUE TO EQUITY IN REAL ESTATE/ASSETS, PLUS ALL NON-EXEMPT PROCEEDS FROM SALE OF FLORIDA PROPERTY, EXECUTED HUD-1 TO BE PROVIDED TO TRUSTEE WITHIN 10 DAYS, TRUSTEE STANDARD ORDER OF DISTRIBUTION***

 3/30/20 Per AR, okay to Adj to 6/3/20 Peremptory - NOTE, AR REC DISMISSAL - TRUSTEE TO REVIEW CASE AGAIN IF ATTY PROVIDES REPORT VIA DISPOSITION LIST.

1) AmeriHome Mortgage (KML) OBJs - $1,769.16 arrears on Florida property (OBJ WITHDRAWN).

2) Trustee OBJ:
 Confirming Order must provide for turnover of all non-exempt proceeds from sale of FL property (SALE ORDER ENTERED 10/29/19 - WHAT IS STATUS OF THE EXECUTED HUD-1. SCH J WAS AMENDED TO REMOVE FL CONDO FEES).

 Tax refund of $5,518 was not prorated and included in disposable income calculation

 Income documentation provided in connection with Sch I verifies higher ($13,820) than scheduled ($8,653). It appears the Debtor failed to include additional income items from pay stubs including Def Comp, Bonus, Tax Living, and Trk A Excp (RECEIVED UPDATED PAY STUBS THROUGH 4/2/20 AND YTD NET IS EVEN HIGHER AT $15,826 - EVEN IF WE ALLOW ALLOW ALL EXPENSES ON New Jersey SCH J AND Florida SCH J, THERE IS STILL $2,530 OF DISPOSABLE INCOME AFTER SUBTRACTING OUT SSI).

- The debtor has utilized joint exemptions on his Sch C when filing two separate Sch Cs (UNRESOLVED).
- Using joint numbers on the Sch C, the 522(d)(5) exemption has been exceeded by $6,537.
- Non-exempt equity in real estate once Debtors provide adequate CMA (RECEIVED - $16,763 EQUITY IN NJ PROPERTY).
- There is $2,670 non-exempt equity in the VW Beetle convertible.
- There is approximately $5,000 non-exempt funds in the Debtor's bank accounts at the time of filing.
- The Plan does not spe
Matter ResolvedRequest
Adjourment
1116/3/2020 10:00 am19-28641 / CMGSTEPHEN M GOLDBERG, ESQConfirmation Hearing ScheduledContinued
8/19/2020 10:00 am
Debtor has made 9 of 10 required payments   Arrears: $500.00  
adj Peremptory-NFA
MP w/in 21 days. & see mk: notes re: motion and other notes below


AR REC DISMISSAL FAILURE TO PROSECUTE
AS OF 5/29/20 (SF)


1. Wells Fargo Bank filed secured claim 22-1 for $2818.32 with arrears of $566.01 for Castle Windows. This claim is not addressed in plan (OK TO PAY?) mk:YES

2. State of NJ filed estimated unsecured claim 30-1 - missing 2009 and 2012 returns (NEED AMENDED CLAIM)-mk: RETURNS FILED ON TIME. Atty thought it would be done- needs motion in 7 days.

3. ADV: Social Security v. Bradley scheduled for 2/19 @ 3 - Judge to Reserve Decision (ADJ TO 6/3/20)-mk: SETTLED- Need Order in 14 days
AR NO POC FILED FOR SSA-

4. Trustee objection to confirmation - need to resolve

-a modified plan that treats student loans outside plan per Schedule J expense taken, and increases the tier when the debtor's pension loan is paid off in 2/2021 -PER ATTY OK ON BOTH

-the debtor's schedule J consists of unnecessary or excessive expense items, such as $320/childcare (need proof of expense); $200/$100 personal care/personal grooming; $70/timeshare; $800 student loans (need proof) (NO PROOFS PROVIDED)-mk: atty has it .will upload.

-the debtor is not paying all disposable income into plan - disposable income on Line 45 of Form 122c require minimum $35,266 dividend to general unsecured creditors

-the schedules fail to account for the debtors tax refund in the amount of $4,163 when determining disposable income

-the current plan does not specify treatment of the North Plainfield Sewer Department (scheduled)-mk:STRIKE (NO CLAIM FILED)

-the attorney fees paid and balance due in the Statement of Financial Affairs, Attorney Disclosure Statement and the Plan are not consistent (NEED TO RESOLVE)mk: Will Amend.

5. Need to file Pre Confirmation Certification with Court


proposed plan $500x60 base plan
Payments: 8/8

RESOLVED ISSUES:
-need a copy of the homeowner's insuranace renewal declaration - need updated declaration page on or before 11/25/2
Matter ResolvedRequest
Adjourment
1126/3/2020 10:00 am19-28946 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 5 of 9 required payments   Arrears: $3,088.00  
mk: all return filed &. needs file motion- adj to 8/5/20 PEREMPTORY

ATTY OKAY WITH PAYING 100%
ISSUES AS OF 5/29/2020 (DM):

***Only $12,935 unsecured claims have been filed - plan needs to be 100%. Need to resolve estimated tax claims and debtor is 2 Trustee payments behind***

1) IRS filed $105 amended priority claim that includes estimated taxes for 2016 not treated in plan (UNRESOLVED).

2) IRS filed $645.77 amended unsecured claim that includes estimated taxes for 2013 (UNRESOLVED).

3) State of NJ filed $1,788.44 priority claim that includes estimated taxes for 2016 not treated in plan (UNRESOLVED).

4) State of NJ filed $4,729.93 unsecured claim that includes estimated taxes for 2009, 2011 and 2013 (UNRESOLVED).

5) Trustee OBJ:
- Need a copy of 2018 tax return for spouse (RECEIVED 1/31/2020).
- Need a copy of the homeowner's insurance renewal - only received (RECEIVED 1/31/2020).
- Income verified higher than scheduled resulting in $1,014 monthly disposable income.
- Form 22c has monthly disposable income of $2,350.75 which would require a 100% dividend to unsecured creditors.
- The schedules fail to account for the $581 tax refund when determining disposable income.


Prop. Plan $772 x 60, 0% Plan
PTD 5/7 = $3,860
Last Claim (12-1/1-2)
Matter ResolvedRequest
Adjourment
1136/3/2020 10:00 am19-29002 / CMGLAWRENCE W. LUTTRELLConfirmation Hearing ScheduledWithdrawnDebtor has made 27 of 9 required payments   Arrears: $0  

adj. adj to 6/3/20 NFA- MK contact atty

Mk: some 341 docs uploaded on 4/6/20 , Still need poi; for spouse- debtor is unemployed 2018 Tax return( only 2017 uploaded)

issues as of 3/11/2020

1) 341 not held, not rescheduled - to date no documents provided for 341 hearing
2) No Trustee plan payments, arrears $1,500
3) Need to file Pre Confirmation Certification with Court
4) Nationstar Mortgage/Mr. Cooper (Vartolo) objection to confirmation - need to resolve
Matter ResolvedRequest
Adjourment
1146/3/2020 10:00 am19-29153 / CMGKarina Pia Lucid Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 8 of 9 required payments   Arrears: $0  

AS of 5/28/20(mk):

>>>NOTHING NEW SINCE LAST HEARING. Plan Payments way above income & no contribution aff'd was uploaded to support feasibility<<

** As OF Now Needs $6,000 PTD,1,000 x 10 ,begin 6/1/20; $4,641 x 43, Begin 4/1/21;Base w/min div to gucs of $140,072.17 due to NE Equity in RE;Trustee is Authorized to pay late claim #6-1 of Investors Savings through the plan. Fee Application must be filed w/in 7 days of confirming Order. Must file pre conf cert.**


adj 6/3/20 NFA

4/1/20(mk): ATTY To REQUEST ADJ. Debtor family going to assist him to help fund the plan . Will have contribution aff'd from son. Asking for 60 days to see if can make it work. creditor email ok to adj.

3/31/20(mk): proof of Insurance om Lumberton RE uploaded today- OK- ATTY TO SIGN UP FOR CT SOLUTIONS as no consent by creditor to adj. Feasibility issue on this case.

AS OF 3/30/20(mk):Updated

--NEED Proof of Home insurance on Lumberton if adj is requested--
>>>Due to T/H for Non Exempt equity in both pieces of RE,(totals $140,072.17) plan payment would go up to $3,847 per mo. There was not enough income to pay the proposed amt of 1,000 but debtor made 4/5 payments. NOW NOT FEASIBLE AT ALL. Even at tirs of 4000 ptd, then 1000 x 10 begin 4/1/20 then $4479 x 45 begin 2/1/21 still too high and much more than income<<<


1.Late POC Filed by Investors on Smithville RD- (ARE YOU DOING A CO TO PAY?). (Per atty email YES will Pay getting a CO)

2. Trustee Objection:
-need a copy of the homeowner's insurance renewal decl. - policy for Lumberton property expired 12/15/2019
- debtor not paying all disposable income into the plan.-excessive expenses Schedule J $500/home maint.(Reduced by 200).
-Suppl objection: NE Equity Both real property.( Bordentown($86,936.87) & Lumberton ($53,135.13).



Plan:1000 X 60 BEG 11/19; BASE.
payments:6/8
last claim:6-1,bar date:12/18/19
Matter ResolvedRequest
Adjourment
06/3/2020 10:00 am19-30037 / RG BRUCE C TRUESDALE ESQMotion CompensationOn the PapersTotal Paid In: $41,445.00
5/28/20(mk): Discussed fee Application and case at length with Atty. TR Objection was withdrawn (Doc #110) . Status Change.
Matter ResolvedRequest
Adjourment
06/3/2020 10:00 am19-30037 / RG BRUCE C TRUESDALE ESQMotion CompensationOrder to be SubmittedTotal Paid In: $41,445.00
Creditor Vella obj (Pinto)<>APPLICATION FOR SPECIAL COUNSEL
Matter ResolvedRequest
Adjourment
1156/3/2020 10:00 am19-30437 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 9 required payments   Arrears: $1,000.00  Total Paid In: $3,500.00
AS OF 6/3/20 (SF) -

RECOMMEND $500 X 12 (BEGIN 11/1/19) $5732 X 48 (BEGIN 11/1/20) BASE PLAN, LOAN MOD BY 7/1/20
- PAY ARREARS TO NATIONSTAR MORTGAGE
- OK TO PAY CLAIM 3-1 FOR IRS
- STRIKE US BANK CUT FOR PRO CAPITAL I PER PLAN CLAIM. NO CLAIM WAS FILED
- LOW BASE

1. IRS filed secured claim 3-1 for $128,987.96 which is not addressed in the plan. This claim makes the plan infeasible.
AR NEED MOTION TO RECLASSIFY (NO MOTION FILED)- mk:atty disagrees . debtor has signif dispos.income

2. Nationstar filed arrears claim 18-1 for $174,885.05 which is higher than the proposed $159,047. The plan is not feasible. (WILL THIS BE A LOW BASE PLAN, NO OBJ BY CREDITOR YET)- mk;atty wants to pay claim

3. Loss Mit Order extended to 7/1/20

4. US Bank Cust did not file a claim (Should this claim be stricken from plan?)- mk:yes - STRIKE

5. Trustee objection:
- Disposable income of 5,732.85 per I and J


Plan proposes $500 x 12, $3500 x 48, Loan Mod by 5/1/20
Payments: 7/8 Arrears: $500

RESOLVED ISSUES:
- Need copy of September 2019 bank statement (RECEIVED)
- 122C- disposable income per line 45 of $3170.46 requires a minimum dividend of $190,227.60 to general unsecured creditors.(MOOT DUE TO HIGHER CLAIMS FILED)
- Amendments to Schedules J to add spouse & child. and 122c for correct household size. (Amended)
- Discover Financial - OK, NO CLAIM FILED YET
- (122c was amended and shows $2942.97 of disposable income on line 45 which requires minimum of $176,578 to gucs) (MOOT BECAUSE OF HIGHER CLAIMS)
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
Citibank - (IMPROPER SERVICE. DID NOT SERVE MANAGING AGENT PER POC)-atty says served .
Valley National Bank (IMPROPER SERVICE. DID NOT SERVE MANAGING AGENT PER POC)
Visa Dept Store National Bank/Macy's (IMPROPER SERVICE. DID NOT SERVE MANAGING AGENT PER POC)
Matter ResolvedRequest
Adjourment
1166/3/2020 10:00 am19-30457 / CMGDONALD C GOINS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 8 of 9 required payments   Arrears: $357.00  Total Paid In: $2,856.00
5/20 workup for the 6/3 calendar EDC
****357 x 60 beg 11/1/19-100% LM by 8/30/20-use trustee order of distribution

LM date expired in April but no obj from mortgage so will conf extended until 8/30/20 EDC
1) Trustee objection to confirmation - need to resolve
-need a statement showing balance due on pension loan(ok)
-need copy of 2019 tax return on or by 8/15/2020(RESOLVED)
-the debtors plan proposes an order of distribution that is contrary to the Trustee's standard order of distribution
-must file Pre Confirmation Certification with Court - RESOLVED, FILED
2) What is the status of the loan modification?
3) The plan does not propose to pay arrears through plan. Bar date has passed, only 1 claim for $501.50 and attorney fees of $4,050 to pay if loan mod not complete in 10 months.

proposed plan $357x60 with loan mod by 4/30/2020 100% plan
paid in $1785
arrears $357
last claim 2-1
Matter ResolvedRequest
Adjourment
1176/3/2020 10:00 am19-30498 / CMGDavid L. Stevens Confirmation Hearing on Modified PlanContinued
8/5/2020 10:00 am
Debtor has made 4 of 9 required payments   Arrears: $6,400.00  
5/26 workup for the 6/3 calendar EDC
-need payments and to resolve estimated claims

now 5 of 7 payments and 341 docs in. MP on for 5/6/20. 341 sched for 4/23

-MP filed 3/24/20---$3,200 paid to date, $2,000x57 BEG 3/1/2020; LM (63 DEWEY AV); 100%
-IRS estimated 2018
-NJ estimated 2018
*Trustee objection:
-A copy of the homeowner's insurance renewal declaration - need declaration page
outlining coverage - need personal liability coverage
-The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): Non
exempt equity in rental property in the amount of $119,103.03 - THIS IS A 100% PLAN
must file pre conf cert.
Matter ResolvedRequest
Adjourment
1186/3/2020 10:00 am19-30863 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
7/1/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $1,000.00  
6/3/20:mk:atty will MP to include DSO. & include #4. NJ taxes filed. need proof of filing need amended claim. resolve issue #5 by 7/1/20; respond to TR objections w/in 10 days.

 6/2/20 - Cashier's Check for $2,000 mailed

ISSUES AS OF 5/29/2020 (DM):

***Debtor has only made 2 of 6 Trustee payments with another payment due on 6/1/20 - RECOMMEND DISMISSAL***

1) IRS filed $14,370.24 amended priority claim not treated in plan (OKAY TO ADD??)

2) State of NJ filed $1,630.39 priority claim that includes estimated taxes for 2018 not treated in plan (UNRESOLVED).

3) Plan does not treat DSO from Sch J (UNRESOLVED).

4) Plan does not treat Ecological Systems from Sch D (UNRESOLVED).

5) HSBC Bank (RAS Citron) OBJs - $366,388.40 arrears (CONSENT ORDER ENTERED - LOAN MOD BY 6/10/20).

6) Trustee OBJ:
- Need Domestic Support Obligation information (RECEIVED).
- Need divorce decree and settlement agreement (RECEIVED).
- Excessive Expense: $2,262 DSO payment (need proof of that payment is being made).
- Income verifies higher than scheduled (DISPOSABLE INCOME $807).
- Must file Pre Confirmation Certification (UNRESOLVED).
- Need revised P&L that does not include employee wages as debtor is only one in the business (UNRESOLVED).


Prop. Plan $500 x 60, 0% Plan, Loan Mod w/6 months
PTD 2/6 = $1,000
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
1196/3/2020 10:00 am19-31066 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $430.00  
As of 6/2/20 (DS): Debtor attorney requested adjournment to resolve State of NJ estimated claim.

As of 6/1/20 (DS): 1. Trustee obj t the following:
- Must resolve State of NJ estimated claim, 2016-2018 not filed.
- Need Trustee standard order of distribution.

2. Wells Fargo obj arrears more, POC filed arrears $26,113.86, plan had $18,000.. Ok to pay? Must resolve obj. RESOLVED:PAY CLAIM- Order submitted to Chambers 6/1/20(mk).

Prop Plan $430 x 60 $0
Note: Homeowner insurance provided.
Matter ResolvedRequest
Adjourment
1206/3/2020 10:00 am19-31189 / CMGGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 8 required payments   Arrears: $200.00  Total Paid In: $1,400.00
updated 6/2/2020

ok to confirm at $1,200 paid to date $200x1 by 6/15/2020, $200x3 begin 7/1/2020, $650x50 begin 10/1/2020
-loan mod by 8/1/2020
-IRS priority claim $$2,826.00 to be paid through plan
-Ally Capital late claim arrears $64.02 to be paid through plan

issues as of 5/28/2020

1) Ally Capital (2017 Chevy Equinox) filed secured claim with arrears of $64.02 - need to either pay through plan or move against claim ATTY AGREES TO PAY ARREARS THROUGH PLAN
2) IRS filed priority claim - not treated in plan ATTY AGREES TO PAY CLAIM THROUGH PLAN
3) Nationstar Mortgage LLC/Mr. Cooper (Shapiro DeNardo) objection to confirmation - CONSENT ORDER, DEBTOR WILL COMPLY WITH TRIAL LOAN MOD
-arrears $42,025.08 - plan does not provide for payment of arrears

proposed plan $200x10, $650x50 base plan with loan mod by 8/1/2020
paid in $1,200
last claim 10
Matter ResolvedRequest
Adjourment
1216/3/2020 10:00 am19-31627 / CMGVeer P Patel Confirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $0  

mk: 341 w/in 20 days . conf .

341 now on 4/23/20. --no show again

As of 3/17/20 (DS): 341 not held 2/13/20, no show, must reschedule 341 and submit confirmation adjournment request
Matter ResolvedRequest
Adjourment
1226/3/2020 10:00 am19-31889 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanContinued
7/15/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $370.00  
MK: ADJ to 7/15/20 PEREMPTORY

AS OF 5/29/20

1. IRS filed estimated unsecured claim. Missing 2014 Tax Return (STILL NEED AMENDED CLAIM)

2. The bar date has expired and no claim was filed for SJFCU (NEED TO FILE LATE CLAIM AND MOTION TO ALLOW CLAIM OR STRIKE FROM PLAN) (PER ATTY OK TO STRIKE FROM PLAN)

3. Trustee objection:
- A copy of the last filed tax return - 2019 by 8/15/20
- Income verified much higher (3,429.78) than scheduled(3,429.78) resulting in monthly disposable income of 1,642.78.Plan cannot be 0%.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $73.08 when determining disposable income.

Plan proposes $370 x 60 0%
Payments: 6/6

RESOLVED ISSUES:
- Objection filed by Landlord, Kriegman & Smith (Landolfi) - failure to pay arrears of $3373.74 and failure to pay as prompt cure. (RESOLVED)
- The Plan fails to provide for a prompt cure of rental arrears.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution
Matter ResolvedRequest
Adjourment
1236/3/2020 10:00 am19-32045 / CMGEUGENE ROTH, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 8 required payments   Arrears: $794.00  Total Paid In: $2,478.00
5/23 workup for the 6/3 calendar EDC
mk: Confirmed as below**

***-If Wilmington resolved we can confirm at 100%. Also need LM date---Would need $2124 paid then 794 x 32 beg 7/1/20 LM by 9/3/20- No Pay arrears Pending LM; student loans outside-100% OTBS w/ Wilmington w/in 14 days**

* Objection filed by Wilmington Savings (Parker McCay) - failure to cure arrears of $133,924.40, property is worth $90,000 less than payoff so needs to be a short sale and debtors are not making full post petition payments of $2,142.51. Is this resolved with MP?
* The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $536 and $528/month car payments
- $2,568/month student loans (need proof of same) (STATEMENT PROVIDED CLEARLY STATES PAYMENTS BEGIN 12/2022 AND THAT THE DEBTORS ARE NOT PAYING THIS RIGHT NOW - REDUCED EXPENSES). There is $2830 in monthly disposable.

-----------------------------------------------
2. Stay motion by Wilmington Savings (1st mortgage) is scheduled for 4/7(order submitted)
3. Ally Financial filed a secured arrears claim #18 in the amount of $1,602.99 which is not in the plan. Is it ok to pay this claim?(IN MP)
4. Americredit/GM Financial filed a secured arrears claim #6 in the amount of $528.02 which is not in the plan. Is it ok to pay this claim?(IN MP)
5. Santander filed a secured arrears claim #7 in the amount of $80 which is not in the plan. Is it ok to pay this claim?(IN MP)
>>Trustee's objection:
- Need October and November bank statements for all accounts. (STILL NEED ACCT #'S 9961, 4810 AND 6374)(OK)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $536 and $528/month car payments
- $2,568/month student loans (need proof of same) (STATEMENT PROVIDED CLEARLY STATES PAYMENTS BEGIN 12/2022 AND THAT THE DEBTORS ARE NOT PAYING THIS RIGHT NOW - REDUCED EXPENSES)
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $354 x 60, base, sale of residence within 6 months of
Matter ResolvedRequest
Adjourment
1246/3/2020 10:00 am19-32460 / CMGSTEVEN J. SICOConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 7 required payments   Arrears: $408.00  Total Paid In: $2,212.00
5/23 workup for the 6/3 calendar EDC

PER TRUSTEE COMPROMISE-CONFIRM AT: $1580 PAID THEN $632 BEG 6/1/20 THEN $408 X 54 BEG 7/1/20 PRO RATA--Claims 16 and 17 filed arrears by Hyundai Lease Titling Trust will be paid through the plan.
Both Hyundai Lease Titling Trust leases (2017 Kia and 2017 Tucson) are assumed.



Debtors are now 3 payments in arrears. Recommend dismissal EDC

IF OK TO PAY CLAIMS #16 AND 17 and current can go forward at $500 monthly with BASE. Also:
Need to file Pre-Confirmation Certification within 10 days of confirmation. DONE
Claims 16 and 17 filed by Hyundai Lease Titling Trust will be paid through the plan. PAY SMALL ARREARS
Both Hyundai Lease Titling Trust leases (2017 Kia and 2017 Tucson) are assumed.
Need 2019 tax return by 5/31/20.DONE

1. Plan does not assume the two Hyundai Lease Titling Trust Leases (2017 Kia and 2017 Tucson)

2. Hyundai Lease Titling Trust filed a secured arrears claim #16 in the amount of $402.33 which is not in the plan. Is it ok to pay this claim?

3. Hyundai Lease Titling Trust filed a secured arrears claim #17 in the amount of $392.83 which is not in the plan. Is it ok to pay this claim?

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 5/31/20. (NOT RECEIVED YET - IN CONFIRMING ORDER)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,448.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Must file pre conf cert. (NOT FILED)

MP proposes: $316 x 60, base
Payments: 2/3, arrears $316
Matter ResolvedRequest
Adjourment
1256/3/2020 10:00 am19-32486 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 1 of 7 required payments   Arrears: $2,568.00  Total Paid In: $750.00
AS OF 6/2/20 (SF) UPDATED

RECOMMEND $750 PTD, $1284 X 55 (BEGIN 6/1/20) 100% W/ MIN 79,480 TO GUCS PER EQUITY IN REAL ESTATE
- ORDER RESOLVING OBJ BY BANK OF AMERICA TO BE RECEIVED WITHIN 30 DAYS
- TRUSTEE STANDARD ORDER OF DISTRIBUTION


1. Trustee objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home maintenance $500.
- Proof of income for Debtor verifies much higher.
- There is non-exempt equity on real property $79,479.76. Plan would need to be a minimum dividend or 100% to general unsecured creditors.

2. If confirmed, add Trustee standard order of distribution to conf order.


Plan proposes $150 x 36 Base
Payments: 5/6 Arrears: $150

RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - if not confirmed by 6/3/20, insurance expires 5/19/20.
(RECEIVED)
- Need 2 months bank statements from Lusitania savings account prior to filing date. (Nov and Dec statements provided)
- Must file Pre-confirmation certificate.
- need more info for Co-Debtor re employment. What was provided was what seems to be a payroll ledger, which looks like Co-Debtor made out herself. No name of company and all info was added by pen, not real proof.
- Objection filed by TD Auto Finance (Schiller, Knapp) - failure to pay arrears of 515.92 (Claim filed with zero arrears) (WITHDRAWN)
- Objection by Bank of America (Frenkel, Lambert) - failure to pay arrears of $9,271.93 and provide for post-petition payments.(MK: Ordr resolving obj to chambers 6/2/20.Terms= PAY POC $9,271.93).
- Arrears claim filed by Bank of America for $9,271.93, needs to be paid, plan list as outside.
Matter ResolvedRequest
Adjourment
1266/3/2020 10:00 am19-32648 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 7 required payments   Arrears: $2,046.00  Total Paid In: $4,962.00
ISSUES AS OF 5/29/2020 (DM): Updated 5/29/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,944 PTD, THEN $2,532 x 55 STARTING 6/1/20, 100% PLAN***

 5/29/20 - email from debtor's counsel - he uploaded an updated P&L statement removing mtg and car expenses taken on Sch J and agrees to 100% plan.

1) Reviewed Oct/Nov P&L statement - when removing the mortgage and vehicle expense (SEE BELOW), the average net income for the two months is $27,505 which results in $24,390 monthly disposable income per I&J.

2) Trustee OBJ:
- Need to file Pre Confirmation Certification (FILED).
- Need Domestic Support Obligation (RECEIVED).
- Need proof of $750/month payment (UNRESOLVED).
- Need amended Sch J to remove mtg and car payments reflected on P&L (TRUSTEE TO REMOVE FROM P&L CALCULATION).
- Excessive Expenses: $120 & $230 for 2 motorcycle payments; $500 & $500 car payments for non-filing spouse; $320 utilities on Sch J - $620 for Oct and $1,197 for Nov on P&L - business is run out of residence; $331/$340 medical insurance on P&L and $365 on Sch J; $2,989 vehicle and mtg allowance on P&L - car and mtg payments are on Sch J.


Prop. Plan $486 x 60, Base Plan
PTD 4/5 = $1,944
Last Claim (18-1)
Matter ResolvedRequest
Adjourment
1276/3/2020 10:00 am19-32725 / CMGDANIEL L. REINGANUMConfirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

ADJ PEREMPTORY
5/20 workup for the 6/3 calendar EDC-SAME ISSUES

1) Deutsche Bank (RAS Citron) (1st mtg) objection to confirmation - need to resolve- Atty will PAY
-plan does not adequately treat claim, ARREARS CLAIM $1,226.19
2) Deutsche Bank (Parker McCay) (2nd mtg) objection to confirmation - need to resolve
-loan matures 2/1/2022
3) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return 2019 - by 8/30/2020
-need proof of long term disability income RESOLVED, PROVIDED ORDER FOR TOTAL DISABILITY
-need a modified plan that removes cram down of 2nd mortgage
-the debtors plan consists of unnecessary or excessive expense items, such as: $655/food; $558/car payment

proposed plan $850x60 0% plan
paid in $3400
last claim 9-1
Matter ResolvedRequest
Adjourment
1286/3/2020 10:00 am19-32763 / CMGPRO SEConfirmation Hearing ScheduledDismissedDebtor has made 5 of 7 required payments   Arrears: $0  

Mk: conract debtor- must appear and respond to T'ee dispo list - & consult w/ an atty

AS OF 5/28/2020 (at):

1. Need service on Navy FCU for cram down of 2008 BMW.

2. Trustee's objection:
The debtor has insufficient income to fund the plan.
- The debtor has failed to file a feasible plan
- The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income (NO PROOF OF INCOME PROVIDED)
- A copy of the last filed tax return - 2019 (CERT OF NON FILING)
- Amendments to Schedules to remove the state exemptions and use the Federal exemptions (FILED)
The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)

Plan proposes: $42.28 x 36, Part 5 states no guc's ($48,482.72 in claims filed)
Payments: 5/5
Matter ResolvedRequest
Adjourment
1296/3/2020 10:00 am19-32835 / CMGPAUL N MIRABELLI ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 7 required payments   Arrears: $508.00  Total Paid In: $12,008.00
5/22 workup for the 6/3 calendar EDC
-MP filed
****TO CONF needs: $8500 paid then $2008 x 55 beg 6/1/20 pro rata--filed arrearage claim of Bank of America to be paid by trustee

-motion for relief by Chase on for 6/3 for vehicle lease but POC is 0 and outside so wont affect plan
As of 2/28/20 (DS): 1. BELOW ISSUES NOT RESOLVED:
- NO CERT FROM DEBTOR THAT THEY REVIEWED PETITION WITH ATTORNEY- (DONE)
see doc 21
- MOD PLAN FAILS TO ADD SECURED IRS CLAIM TO BE PAID
- AMERICAN HONDA FILED CLAIM FOR 2015 HONDA CIVIC LISTED ON AUTO INSURANCE, BUT NOT IN PLAN OR SCHEDULES. DEBTOR CO-SIGNED. STILL NOT IN MOD PLAN.
- CREDITOR OBJ MUST BE RESOLVED. CASE IS NOT FEASIBLE TO PAY ARREARS WOULD NEED $2,905 X 57, DISPOSABLE INCOME IS $1,069.
Matter ResolvedRequest
Adjourment
1306/3/2020 10:00 am19-32864 / CMGFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $2,310.00  
ISSUES AS OF 5/29/2020 (DM):

1) State of NJ filed $250 priority claim that includes estimated taxes for 2019 (UNRESOLVED).

2) State of NJ filed $1,284.46 general unsecured claim that includes estimated taxes for 2015 (UNRESOLVED).

3) Nationstar/Mr. Cooper filed $4,080.32 arrears claim (OKAY TO PAY??)

4) Are we treating $20,234.73 ECMC POC (3-1) student loan outside the plan?

5) Trustee OBJ:
- Need to file Pre-Confirmation Certification (UNRESOLVED).
- Need co-debtor pay stubs fr Feb/March for new job at Twp of East Brunswick (RECEIVED).
- Need 2019 tax returns by 8/15/20.
- There is $26,627 non-exempt equity in real estate (100% PLAN).
- Need statement for life insurance for Boston Mutual (RECEIVED).
- Need statement for miscellaneous bonds, mutual funds or stocks listed on Sch B for $250 (UNRESOLVED).


Prop. Plan $770 x 60, 100% Plan
PTD 4/5 = $3,080
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1316/3/2020 10:00 am19-33031 / CMGJEFFREY H WARDConfirmation Hearing ScheduledContinued
6/17/2020 10:00 am
Debtor has made 3 of 7 required payments   Arrears: $1,171.00  Total Paid In: $3,035.00
AS OF 5/29/20 (SF) - MP FILED AND SCHEDULED FOR 6/17/20 - NEED TO ADJOURN

1. The plan does not propose to pay balance of attorney fees

2. Trustee objection: DUE TO EQUITY IN REAL ESTATE PLAN WILL NEED TO BE 100%
- The debtor has failed to file a feasible plan - does not propose to pay mortgage arrears for both mortgages, fails to pay non exempt equity to general unsecured creditors

- Plan does not propose to pay Santander Bank $39,359.86 (first mortgage) through plan,
therefore, Form 122C-2, Line 34 should remove $56 deduction. Line 45 will be adjusted to
$629.35 which requires a minimum $37,761 dividend to general unsecured creditors

- non exempt equity on residential property in the amount of $20,113.86

3. Must file pre-confirmation certification.



Plan proposes $370.47 x 60 Base
Payments: 3/3

RESOLVED ISSUES:
- Objection filed by Santander (Phelan) failure to pay arrears of $23,638.33. Treatment of creditor is vague and ambiguous. (1st mortgage) (RESOLVED)
- Objection filed by Santander/Sovereign Bank ( Loren Speziale) - failure to pay arrears of $31,311.01 (2nd mortgage) (MP FILED TO PAY)
Matter ResolvedRequest
Adjourment
1326/3/2020 10:00 am19-33032 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 6 of 7 required payments   Arrears: $0  

As of 4/13/20 (DS): - Per atty, ok to dismiss/Hold Fees.

Debtor attorney requested adjournment, to allow time to file mod plan (NOT DONE) and allow claims to be filed
* Trustee obj to the following:
- Amendments to Schedules I to include $450, now that company loan has been paid off. Total disposable income would be $599.94. BAR DATE HAS PASSED ONLY UNSECURED CLAIM IS IRS UNSECURED PORTION OF CLAIM.
- Plan does not specify treatment of Carrington Mortgage (1st mtg) or United Teletech (2nd mtg).
- Need Trustee standard order of distribution.
- Must file Pre-confirmation certificate.
-Must resolve Carrington/Bank of America (1st mtg) obj not in plan and loan mod and United Teletech (2nd mtg) obj not in plan.
--IRS file priority claim $5,263.58. Needs to be paid.

Prop Plan $150 x 36 Base and Loan mod on Lawrence Ln by 6/2020
Note: 2019 Tax return provided.
Matter ResolvedRequest
Adjourment
1336/3/2020 10:00 am19-33105 / CMGDONALD F CAMPBELL, JRConfirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $1,397.00  
AS OF 5/29/20 (SF)

1. Objection filed by Nationstar (Stern, Lavinthal) - failure to pay arrears of $88,588.87

2. Motion to participate in Loss Mit Program was denied per order dated 5/7/20.

3. The IRS filed an estimated priority and unsecured claim 1-1 Missing 2014 thru 2019 returns (NEED AMENDED CLAIM)

4. The State of NJ filed estimated priority claim 2-1 Missing 2015 return (NEED AMENDED CLAIM)

5. The Highlands at Monroe HOA filed bifurcated claim 4-1. $2627.82 is secured and $5238.64 is unsecured (NEED TO ADVISE HOW CLAIM SHOULD BE PAID)

6. Trustee objection:
- A copy of the last filed tax return - Need copy of 2019 Tax Return by 8/15/20.
- -excess expenses on Schedule J $650/utilities (allowed $450);
- -Any dismissal of the case should contain language barring any new cases for the period of one year.

7. Need fee application for hourly fees.

8. Must file pre-confirmation certification.

Plan proposes $1889 x 60 Base W/ 25% TO GUCS
Payments: 5/5
Matter ResolvedRequest
Adjourment
1346/3/2020 10:00 am19-33480 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 3 of 7 required payments   Arrears: $828.00  Total Paid In: $1,400.00
5/28/20(mk): Atty says will w/d.

5/26/20(mk): MP FILED (#18)& ON FOR 6/17/20. This PLan . This needs to be adj or this plan (#2)w/d.


5/1/20: adj request file MP and amendments.

As of 4/24/20(mk):

>>ALL ISSUES UNRESOLVED SINCE LAST HEARING ON 2/19/20<<<

1. Objection by Lakeview Loan(Frenkel):
-plan fails to cure arrears.

2. Trustee Objection:
-need-Modified Plan that steps up the trustee payment in July, 2023 when pension laon is paid off - add'l $390 p/m.
-need Amendments to Schedules B to add class action. J to remove student loan and auto
payment for adult son.
-plan has unnecessary or excessive expense :
$550/month for student loans - need to amends sch J to remove this expense as
daughter now pays this and remove auto payment for adult son. This adjustment in
expenses may result in excess disposable income.
-Need proof of service on Synchrony Bank for motion to avoid lien.
-need Letter from probate attorney as to the status of co debtor's father's estate and
inheritance due to co debtor if any.
- add to confirming Order that any non exempt proceeds from class action lawsuit and co debtor's father's estate be paid to the Trustee


Plan:200 x 42; 590 x 18 ,Base.
payments:6/5
last claim:26-1, bar date;2/26/20
Matter ResolvedRequest
Adjourment
1356/3/2020 10:00 am19-33649 / CMGRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
6/17/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $156.00  
-MP filed per attorney email will be 100%
5/20 workup for the 6/3 calendar
EDC SENT EMAIL ON 5/20 TO LOW-offering $400 compromise going forward

* Need a statement for the debtor's 401k loan. (RECEIVED. BALANCE OF $443 WHICH WILL BE PAID AROUND JULY. INCOME WOULD GO
UP AROUND $120 MONTHLY BEG AUGUST)

* Trustee's objection:
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's
review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- The filed 122C has monthly disposable income of $2,570.25. (need resolution)
- per I & J there is $430 disposable after adding back pension loan that just ended and tax refund
- must file pre conf cert. (FILED)

Plan proposes: $162.04 x 60, base
Payments: 4/5, arrears $158.20
Matter ResolvedRequest
Adjourment
1366/3/2020 10:00 am19-33937 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $2,100.00
As of 5/26/20(mk): - Atty ok with terms.sf

>>No POC or objection filed by Ocwen on Mtg. bar date passed can be 100%; below median only needs 36 mos.& will complete early ***CAN REC CONFIRM AT $300 x 36 ,Begin 1/1/20:100%: Sale or Refi of 10 Harpoon St. by 1/1/21 and any Non exempt proceeds from sale of Refi of 10 Harpoon St. to be paid to Trustee.***

1. Trustee Objection:
-debtor has insufficient income .( Current w/ payments 5/5). Sch I says disabled and no income- how is she paying the TR apayments?
-need homeowner's insurance renewal declaration - Current policy expired 5/9/20.
- Must add to confirming order non-exempt proceeds from sale of real property.
- need tax declaration form.( Provided)

Plan:$300 x 60 Base and Sale/Refi on Harpoon St by 1/1/21
payments:5/5
last claim:3-1 bar date:3/9/20
Matter ResolvedRequest
Adjourment
1376/3/2020 10:00 am19-33953 / CMGVERA MCCOYConfirmation Hearing ScheduledDismissedDebtor has made 4 of 7 required payments   Arrears: $0  

NS

AS OF 5/28/2020 (at):

1. 341 has not been held or rescheduled.
2. Payments: 3/5, arrears $600
Matter ResolvedRequest
Adjourment
1386/3/2020 10:00 am20-10028 / CMGLEE M PERLMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $789.00  Total Paid In: $3,945.00
ISSUES AS OF 5/29/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $789 x 60 STARTING 2/1/20, 0% PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION***

1) Trustee OBJ:
- Need DSO info - Property Settlement Agreement (RECEIVED).
- Need homeowner's insurance renewal - what was provided has expired (RECEIVED).
- The Order of Distribution departs from Trustee standard (PAY PER TRUSTEE STANDARD).
- Must file Pre-Confirmation Certification (FILED).


Prop. Plan $789 x 60, 0% Plan
PTD 4/4 = $3,156
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1396/3/2020 10:00 am20-10046 / CMGJOHN C FEGGELER, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $4,573.00
5/21 workup for the 56/3 calendar EDC

Can compromise at $3080 paid then $723 x 55 remaining beg 7/1/20- 100% (min of $40,771 equity) plan--trustee to not pay secured creditor CACH of NJ unless claim is filed-need a copy of the 2019 on or by 8/15/2020

1) Trustee objection to confirmation - need to resolve
-need a copy of the 2019 on or by 8/15/2020
-need a modified plan that pays student loans outside of the plan(OK no claim filed)
-need Amendment to Schedules to include 2017 Nissan(OK-not sure where this came from)
-debtor is not paying all disposable income into plan - excessive expenses on Schedule J (need proof of payments being made); disposable income verifies higher with net balance of $3,008.25
-the plan provides payment on unsecured claim of less than that which would be distributed upon liquidation under Chapter 7 - there is non exempt equity of $40,771 in real estate. The plan will require a 100% dividend to be paid to general unsecured creditors
-need to file Pre Confirmation Certification with Court
2) Wells Fargo Bank (2012 Honda Civic) filed secured claim 1 with arrears in the amount of $53.85 - either pay claim through plan or move against claim - need to advise Trustee of determined treatment of this claim

proposed plan $770x60 base plan
paid in $2310
last claim 10-1
proposed plan $770x60 base plan
paid in $2310
last claim 10
Matter ResolvedRequest
Adjourment
1406/3/2020 10:00 am20-10344 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $104.00  Total Paid In: $3,364.00
As of 5/29/20 (DS): - Atty ok with terms.sf

Recommend confirming at $2,523 paid, $945 x 55 begin 7/1/20 Base, within 10 days must file Pre-confirmation certificate and Debtor to provide 2019 tax return no later than 8/15/20.

Prop Plan $841 x 60 Base
Note: No gucs filed, consent order entered with creditor, amended IRS claim filed.
Matter ResolvedRequest
Adjourment
1416/3/2020 10:00 am20-10638 / CMGROBERT BRAVERMANConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $6,222.00
AS OF 5/27/2020 (at):

RECOMMEND: $1,037 x 60 BEGINNING 2/1/2020, 100% TO GUC'S
Preserve non-exempt equity of $228,095 in real estate.
Preserve non-exempt equity of $15,638 in bank accounts.
Claim #3 filed by Philadelphia Gas Works will be paid through the plan.

1. Objection filed by Midland Mortgage (KML Law) - failure to cure full arrears of $32,709.70 (Per Obj - no POC yet)MK; Oder resolving obj. submitted to chambers 3/16/20- Pay arrears per claim when filed.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - . Need copy of 2019 Tax Return by 5/31/20. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - for 1813 N. Willington Street. (RECEIVED)
- Amendments to Schedules to all bank accounts. (AMENDED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
1. There is non-exempt equity of $228,095.81 in real estate.
2. There is non-exempt equity of $15,638.68 in bank accounts.
1. Must resolve IRS estimated claim. (NO LONGER ESTIMATED)
2. File pre-confirmation certification. (FILED)

Plan proposes: $1,037 x 60, 100% to guc's
Payments: 4/4
Matter ResolvedRequest
Adjourment
1426/3/2020 10:00 am20-10727 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $478.00  
issues as of 5/28/2020 STATE OF NJ UNSECURED ESTIMATED CLAIM NEEDS TO BE RESOLVE, 2014 TAX RETURN NOT FILED.

1) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return - for 2019
-the schedules fail to account for the debtors tax refund in the amount of $1,278 for 2018 when determining disposable income
-the current plan does not specify treatment of Capital One for 2014 Mercedes-Benz arrears $411.93 under the Plan
OK TO PAY PER ATTY
-the debtor has failed to provide proof of service with respect to plan motions - service does not list what documents were sent to creditor on Part 2 CERTIFICATION FILED
-need to file a modified plan that removes attorney fees $4,160, due to attorney disclosure listing attorney fees $4,610 will not be paid thru plan or amend attorney disclosure and correct amount to be paid RESOLVED, AMENDED ATTORNEY DISCLOSURE FILED $4,610 TO BE PAID THROUGH PLAN
-must resolve IRS & State of NJ estimated priority claim
2) Not current with Trustee plan payments, arrears $478

proposed plan $478x60 0%
paid in $1434
arrears 4478
last claim 7-1
Matter ResolvedRequest
Adjourment
1436/3/2020 10:00 am20-10741 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $890.00  
As of 6/3/20 Debtor attorney requested adjournment to resolve issues

As of 5/29/20 (DS): 1. Trustee obj to the following:
- Need cover letter showing source of CMA, copy of Will &/or accounting from debtor's mother's estate, proof/statements for liens on real property unless claims are filed and copy of 2019, if not filed by 8/15/20.
- There is non-exempt equity $12,722.24 in bank acct #1679, $47,471.86 in real property, $61,600 in debtor's mother's estate and there is $5,700 in stock. Plan is paying 100%.
- Attorney disclosure and plan balance of fees do not match. Need to correct whichever
one is wrong.
- Must address estimated IRS claim $500. no return for 2019.
- Add to confirming order all non-exempt proceeds from debtor's mother's estate to be paid to trustee.

2. No claim has been filed by the Twp of Berkeley.

Prop Plan $890 x 60 100%
Matter ResolvedRequest
Adjourment
1446/3/2020 10:00 am20-10812 / CMGPRO SEConfirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $250.00  
As of 5/26/20 (DS): Debtor attorney requested adjournment, wants time to retain an attorney and file mod plan.

As of 5/21/20, 341 not held, must submit confirmation adjournment request
Matter ResolvedRequest
Adjourment
1456/3/2020 10:00 am20-10819 / CMGWARREN BRUMEL, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $829.00  Total Paid In: $3,325.00
As of 5/29/20 (DS): Ok to confirm at $665 x 5 begin 2/1/20, $829 x 55 begin 7/1/20 pro rata dividend to gucs and add to confirming order Trustee ok to pay the arrears claim of Nissan-Infiniti claim#7-1

4/7/20 (DS): 1. IRS filed estimated claim, 2019 tax returns not filed. Debtor attorney provided tax return, must amend or move against claim. CLAIM AMENDED.

2. Arrears claim filed by Nissan $401.10. Ok to pay?(MK- per atty YES- PAY)

Prop Plan $665 x 60 Base
Note: 2019 Tax return, bank statements and proof of income provided.
Matter ResolvedRequest
Adjourment
1466/3/2020 10:00 am20-10825 / CMGChristopher S. Martone Confirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $100.00  
Matter ResolvedRequest
Adjourment
1476/3/2020 10:00 am20-10909 / CMGErik M. Helbing Confirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $2,462.00  
As of 5/29/20 (DS): Debtor attorney requested adjournment
Matter ResolvedRequest
Adjourment
1486/3/2020 10:00 am20-11106 / CMGSTEPHEN M GOLDBERG, ESQConfirmation Hearing on Modified PlanContinued
9/16/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $1,000.00  
ISSUES AS OF 5/29/2020 (DM):

 5/6/20 mk: looks like the proof of current insurance is last 2 pages of 3/25/20 upload. Per debtor's attorney, the debtor will received funds from the estate, but the executor of the estate just died. So this will be delayed.

1) IRS filed $14,018.99 priority claim that includes estimated taxes for 2019 (UNRESOLVED).

2) Carrington Mtg (HILL) OBJs - $27,976.28 arrears (UNRESOLVED).

3) US Dept of HUD filed a secured claim not treated in plan (MP TREATS AS SECURED UNAFFECTED).

4) Trustee OBJ:
- Need to provide info regarding inheritance from Uncle (NOT RECEIVED)
- Need non-exempt sale proceeds from house (ADD TO CONF ORDER).
- Need proof of $1,701/month for rent (UNRESOLVED).
- Need a copy of 2019 tax return by 8/15/20 (UNRESOLVED - RECEIVED BLANK FORM).
- Need homeowner's insurance that includes liability coverage (RECEIVED).
- Need a copy of the listing agreement for sale of real estate (RECEIVED - LISTING AGREEMENT $225,000).
- Need a MP that addresses 2nd mtg held by US Dept of HUD. (MP FILED).
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $1,000 x 60, 100% Plan, sale by 9/30/20
PTD 4/4 = $4,000
Last Claim (24-1)
Matter ResolvedRequest
Adjourment
1496/3/2020 10:00 am20-11251 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 6 required payments   Arrears: $0  

issues as of 5/28/2020 - Per atty, ok to dismiss/hold fees

1) Not current with Trustee plan payments, arrears $2,750
2) Need to file Pre Confirmation Certification with Court
3) PNC Bank (Martone) objection to confirmation - need to resolve
-arrears $50,580.49
4) Trustee objection to confirmation - need to resolve
-need proof of 2 months income - need updated proof for January - April as no longer has business
-need a copy of the 2019 return on or by 8/15/2020
-need to file Amended Schedule I for change in business income - no longer has income according to 341 testimony
-need amendment to Schedule C to take an exemption on the potential lawsuit
-need to file Amended Schedules I&J
-the debtor is not paying all disposable income into plan - tax refund has been added back as income
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - the plan must be 100% due to the debtors interest of approximately $100,000 in intellectual property per the filed business forms. Or amend forms and explain why it is not accurate
-the debtor must resolve the objection by PNC Bank
-the plan must provide that the Trustee receives all non-exempt lawsuit proceeds
-must add estimated tax claims IRS AND STATE NJ
-must file pre confirmation certification

proposed plan $916x60 base plan loan mod by 9/1/2020
paid in $914
arrears $2,750
last claim 9-1
Matter ResolvedRequest
Adjourment
1506/3/2020 10:00 am20-11821 / CMGCarol L Knowlton, EsqConfirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $1,100.00  
As of 6/2/20 Debtor attorney requested adjournment, mod plan filed

As of 5/29/20 (DS): 1. Per consent order entered with US Bank, Debtor to complete loan mod by 5/20/20. What is the status of loan mod?

2. BELOW ISSUES NOT RESOLVED.

As of 4/13/20 (DS): Debtor attorney requested adjournment to resolve all issues

4/15/20 (DS): 1. Debtor has made no payments out of 2, arrears $1,000. - Debtor made $500 e-payment 4/13/20

2. Trustee obj to the following:
- 122C Line 17- provide proof of amount $1,374 taken for involuntary deductions, Line 34 monthly mortgage cure $5,945.08 is improper deduction, Plan does not call for cure of arrears. This causes 122C to be inaccurate and there would be disposable income over $2,500 per month. Bar date is 4/13/20.
- Per I & J there is over $1,000 monthly disposable income and plan should be 100%.
- Pension loan will be paid off in 12 months. Will have at least $800 more per month in disposable income. Needs a second tier increasing plan payment.
- Excessive expense items, such as: Tele/cable/cell $825, Entertainment $500. Expense total reduced by $250.
- IRS filed priority POC $962.58. Needs to be paid.
- Must address objection by US Bank.- obj resolved per email.
- Must file a fee application w/in 7 days of the confirming order.
- Must file Pre-confirmation certificate.

3. US Bank obj to arrears not paid during loan mod and loan mod.(4/10/20:mk: Order submitted to chambers resolving- LM by 5/20/20, Pay AP mtg pymt $2,543.86 to creditor in accord w/Loss Mit order,if Loss Mit denied, debtor to convert case, surrender Re or proceed w/ case as approp.)

4. Consumer Portfolio filed arrears claim $262.50. Ok to pay?

Prop Plan $500 x 60 Base and Loan Mod on Concord Circle by 9/30/2020
Matter ResolvedRequest
Adjourment
1516/3/2020 10:00 am20-12102 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
7/15/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $462.00  
adj & review exemptions & debtor be current

As of 6/1/20 (DS): 1. DEBTORS IN ARREARS $462, MADE 2 OUT OF 4 PAYMENTS.

2. Debtor has undertaken an improper use of exemption. Specifically: Sched C takes federal and State exemptions. Cannot combine, must pick one. AMENDED SCHEDS FILED BUT NOW OVER EXEMPTS LEVIED FUNDS BY $1,447.66 (D)(1) FOR DEBTOR ONLY, THERE IS NON-EXEMPT EQUITY AND MUST PROVIDED 2019 TAX RETURN NO LATER THAN, IF NOT FILED.

As of 4/14/20 (DS): Debtor attorney requested adjournment, mod plan filed 4/14/20

4/15/20 (DS): 1. Trustee obj to the following:
- Amendments to Schedules B and C to add TD Bank acct ending #1057 (listed as ckg acct on bank statement #8664 as funds e-transferred). PER BANK STATEMENT NO FUNDS IN ACCT, ACCT NEGATIVE.
- Debtor has undertaken an improper use of exemption. Specifically: Sched C takes federal and State exemptions. Cannot combine, must pick one. AMENDED SCHEDS FILED BUT NOW OVER EXEMPTS LEVIED FUNDS BY $1,447.66 (D)(1) FOR DEBTOR ONLY, THERE IS NON-EXEMPT EQUITY.
- Must provide 2019 tax return, no later than 8/15/20, if not filed.

Prop Plan $231 x 60 Base
Note: - Mod plan now treats Capital One Auto for 2010 Honda.
Matter ResolvedRequest
Adjourment
1526/3/2020 10:00 am20-12109 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
7/1/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $208.00  
MK; atty to provide info/explanation as to trust - house put into trust - -he says that doesn't matter

As of 5/29/20 (DS): 1. Trustee obj to the following:
- The debtor needs to provide a copy of the 2010 trust.
- Must file Pre-confirmation certificate.

Prop Plan $104 x 60 Dollar Base $3,000 and Loan mod on Lynn Dr by 10/31/20
Matter ResolvedRequest
Adjourment
1536/3/2020 10:00 am20-12220 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $500.00  
mk: time for refi was to be 3/2021 not 2020. Atty will work to resolve obj #1

AS OF 6/2/2020 (at):

RECEIVED PROOF OF 3 PAYMENTS OF $500 ON 6/2/2020. NEED TO ADJOURN THE CONFIRMATION HEARING TO RESOLVE THE MORTGAGE COMPANY'S OBJECTION.

1. Objection filed by Ally Bank/Cenlar/South Shore Bank (Phelan) - failure to cure arrears of $286,399.60 (Per obj - no POC filed yet)

2. Trustee's objection:
- Schedule I indicates debtor is applying for permanent disability to assist in making plan payments. We need to follow up within 3 months on the status of disability.
- In addition, counsel will need to file amended Schedule I disclosing additional income.

Plan proposes: $500 x 60, base, sale/refi by 3/1/2020 or loan mod by 9/1/2020
Payments: 1/3, arrears $1,000
Matter ResolvedRequest
Adjourment
1546/3/2020 10:00 am20-12246 / CMGMICHAEL P OTTO ESQConfirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 10 of 5 required payments   Arrears: $0  

AS OF 5/27/20 (SF)


1. MUST REQUEST ADJOURNMENT OF CONFIRMATION HEARING
2. 341 NOT HELD RESCHEDULED TO 6/25/20
3. PAYMENTS: Current: $800 Received
Matter ResolvedRequest
Adjourment
1556/3/2020 10:00 am20-12374 / CMGDANIEL L. REINGANUMConfirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 5 required payments   Arrears: $300.00  Total Paid In: $1,200.00
5/21 workup for the 6/3 calendar EDC - Atty ok with terms

$900 paid then 300 x 4 , begin 6/1/20 ;then $767 x 53 beg 10/1/20 ;0%

*plan increase when SSD kicks in
* Nationstar Mortgage LLC d/b/a Mr. Cooper (Stern Lavinthal) objection to confirmation-MP PAYS-arrears approximately $35,790.97
* Trustee objection to confirmation - need to resolve
-need a copy of the homeowner's insurance renewal declaration - policy provided expired 3/12/2020
-plan needs to be a base(NO OK)
-must move against the IRS estimated claim(RESOLVED)

proposed plan $300x7, $687x53 0% plan
paid in $900
last claim 14
Matter ResolvedRequest
Adjourment
1566/3/2020 10:00 am20-12904 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 5 required payments   Arrears: $0  

AS OF 5/28/2020 (at):

PER E-MAIL FROM DEBTOR'S ATTORNEY, DISMISS AND HOLD FEES.

1. NJ Division of Taxation filed an estimated priority claim #4 which needs to be resolved/amended. (STILL ESTIMATED)

2. Santander filed a secured arrears claim #6 in the amount of $2,315.81 which is not in the plan. Is it ok to pay this claim?

3. Objection filed by MTGLQ (Parker McCay) - failure to cure arrears of $217,774.23. (UNRESOLVED)

4. Objection filed by IRS - plan not feasible. Claim totals $130,191.47. Plan is silent as to secured portion of the claim of $19,752. (UNRESOLVED)

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - provides more than 2 comps and comps that are around 5 acres of property. (NOT RECEIVED)
- A Modified Plan that pays a dividend to unsecured creditors. Loan mod plans cannot pay 0% to gucs. (MOD PLAN NOT FILED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,055/month for utilities
$750/month for food
$635/month car payment
$6,300/month mortgage payment. $2,000 per month for escrow.
- The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e).
- must file pre conf cert. (NOT FILED)
- correct petition for co debtor's correct 1st name- Marie- not Maria (NOT CORRECTED)

Plan proposes: $1,071 x 60, 0% to guc's, loan mod within 6 months of filing
Payments: 3/3
Matter ResolvedRequest
Adjourment
1576/3/2020 10:00 am20-12992 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
7/14/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $1,316.00  
This case will be administered jointly with husbands case - awaiting Order
DS already handling husbands case
Motion for joint admin on for 5/19 EDC - marked OTBS
Matter ResolvedRequest
Adjourment
1586/3/2020 10:00 am20-13570 / CMGTAMIKA NICOLE WYCHE, ESQConfirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,380.00  
AS OF 5/27/20 (at):

1. The IRS filed an estimated claim #8 which needs to be resolved/amended. (STILL ESTIMATED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A Modified Plan that list cram of vehicle on Part 7c, not 7b as completely unsecured. (MOD PLAN NOT FILED)
- A Modified Plan that adds all cramdowns to Section 4 AND Seciton 7 of the Plan (MOD PLAN NOT FILED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is estimated to be non-exempt equity on real property of $43,535.00, pending all claims filed.
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Must service Santander cram once mod plan is filed. (MOD PLAN NOT FILED. SANTANDER NEEDS TO BE SERVED AT A PHYSICAL ADDRESS)
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $882 x 60, not less than $25,000 to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
1596/3/2020 10:00 am20-13762 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $428.00  
Matter ResolvedRequest
Adjourment
1606/3/2020 10:00 am20-13821 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $193.00  Total Paid In: $2,838.00
As of 6/2/20(mk):Updated- atty ok to terms

***NEEDS TO CONFIRM AT $2,128.77 PTD,THEN $903 X 57; BEGIN 7/1/20;BASE; OTBS BY Ally resolving Objection w/in 30days. OTBS By Santander resolving objection w/in 30 days.***


1. Objection By Ally Capital( Morton): OTBS- Cram total amt of $21,701.55.
- obj to cram amt.

2. IRS ESTIMATED POC - AMENDED POC FILED.- Arrears $3,937.77-OK TO PAY?( Per atty- YES- PAY)

3. Objection by Santander(Morton); Resolved -OTBS= Pay 16,859.84 and AP 149 p/m
-objects to cram

4. Trustee Objection: Resolved
- no proof of service on Auto crams for Ally & Santander( santander filed obj so they know BUT needs proof of service on ALLY)& Also need service on all judgment lien strips. (Filed 4/28/20 and cert says they were served March27/20)
-need 2019 tax return by 8/15/20.
-need Updated auto insurance, insurance expired 2/5/20.(Provided)
- 2 months bank statements from all bank accounts prior to filing date.(Provided).
- Must file Pre-confirmation certificate.(Filed)

Plan:709.59 x 60 ;base.
Payments:3/3
last claim:20-1, bar date;5/14/20
Matter ResolvedRequest
Adjourment
1616/3/2020 10:00 am20-13965 / CMGDavid L. Stevens Confirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,100.00  
updated 6/1/2020 payment of $1,000 posted
documents provided - ok to adjourn

issues as of 5/26/2020

1) 341 not held, not rescheduled - missing documents
2) No Trustee plan payments to date, arrears $1,100
3) US Bank (KML) objection to confirmation - need to resolve
parties discussing conditional order to resolve objection whereby sale deadline will be moved up to 12/2020 and claim arrearage to be paid pro-rata portion until then, with full payoff upon sale by 12/2020
Matter ResolvedRequest
Adjourment
1626/3/2020 10:00 am20-14110 / CMGBRIAN W HOFMEISTERConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $2,564.00  Total Paid In: $4,560.00
AS OF 5/29/20 (at):

RECOMMEND: $3040 PAID TO DATE, $2,042 x 58 BEGINNING 6/1/2020, 100% TO GUC'S
Need 2019 tax return by 8/30/2020.
Non-exempt proceeds from parent's estate are to be turned over to the Trustee.


1. Objection filed by Princeton FCU (Liska) - failure to cure arrears of $588. (OBJECTION RESOLVED - PAY PER POC)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - Need copy of 2019 Tax Return by 8/15/20. (NOT RECEIVED YET)
- Need proof of current auto insurance. Current policy expired on 4/30/20. (RECEIVED)
- Amendments to Schedules . Need amended Schedule I to include spouse's income. (NOT AMENDED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
1) Excessive expenses on Schedule J: $1147.28 auto payment; $1013.80 auto payment
2) Excessive deduction per 122C: Line 33b $917.82 auto payment; Line 45 $2576.82 requires minimium dividend of $154,609 to general unsecured creditors.
- Need copies of February 2020 bank statements for The Bank of Princeton Checking account and Princeton FCU checking and savings accounts. (RECEIVED)
- need information on estate of debtor's mother including Will and accounting &/or status form Probate atty. (RECEIVED SETTLEMENT STATEMENT. NEED CLARIFICATION AS TO HOW MUCH DEBTOR RECEIVED)
- Confirm with non-exempt proceeds from parents' estate.
- File pre-confirmation certification. (FILED)

Plan proposes: $1,520 x 60, base
Payments: 2/2

Matter ResolvedRequest
Adjourment
1636/3/2020 10:00 am20-14117 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $3,002.00
AS OF 6/2/2020 (at):

RECOMMEND: $2,172 PAID TO DATE, $830 X 57 BEGINNING 7/1/2020, 100% TO GUC'S
Need Pre-Confirmation Certification within 10 days of confirmation.
Debtor's attorney must file a claim on behalf of Manor at Wayside Condo within 30 days of confirmation.
Preserve non-exempt equity of $67,752.36 in real estate.

1. Manor at Wayside Condo did not file a proof of claim and the bar date has passed. Debtor's attorney must file a claim on behalf of the creditor and a motion to allow the claim or the claim stricken from the plan.

2. Disclosure statement needs to be amended. States that $4,160 will and will not be paid through the plan. (AMENDED)

3. JP Morgan Chase filed a secured arrears claim #6 in the amount of $476.19 which is not in the plan. Is it ok to pay this claim? (PER ATTORNEY, OK TO PAY)

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - on the 96 Gimbel Place property (RECEIVED - THERE IS $67,752.36 IN NON-EXEMPT EQUITY)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There may be non-exempt equity in real estate once CMA is provided. ($67,752.36)

Plan proposes: $724 x 60, not less than $29,580.21 to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
1646/3/2020 10:00 am20-14168 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
7/15/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,000.00  
600 BY 6-10
LOSS MIT APPLICATION BY 10 DAYS WITH AD PRO
AR ATTY TRYING TO RESOLVE WITH LENDER ATTY , IF RESOLVED TR WILL WORK OUT TR PYMTS
issues as of 5/28/2020
notes from last hearing:
atty says debtor to get unemployment- Motion to Suspend on 6/3/20

Per AR- Needs 1 payment ,then can adj. to after 6/3/20 which is date of Motion To Suspend TR Payments. Needs MP

1) Motion to suspend payments is scheduled for 6/3/2020 -Trustee objection to motion filed, need outcome
2) US Bank (RAS Crane) objection to confirmation - need to resolve
-arrears $127,481.87
3) On 4/28/2020 Order terminating Loss Mitigation was entered by the Court
4) Trustee objection to confirmation - need to resolve
-need a copy of the 2019 tax return by 8/15/2020 ADD NOTE TO CONFIRMING ORDER
-need a modified plan that pays a base to unsecured creditors. Loan mod plans cannot pay $0 to guc's FAILED TO FILE MP
-the debtor has failed to supply proof of social security number to Trustee NEED CERTIFICATION
-excessive expense on Schedule J $545/month for food 1 person
-the Schedules fail to account for the debtors tax refund in the amount of $519 when determining disposable income
-need to file Pre Confirmation Certification with Court FILED
-need to resolve estimated IRS priority claim

proposed plan $400x36 0% plan with loan mod 6 months
no plan payments to date, arrears $800 (0 for 2 payments)
last claim 7
Matter ResolvedRequest
Adjourment
1656/3/2020 10:00 am20-14652 / CMGKevin Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $709.00  Total Paid In: $1,725.00
updated 6/1/2020

to confirm need $1,150 paid to date, $642x57 begin 6/1/2020 base plan
-all non exempt proceeds from personal injury claim paid to Trustee

issues as of 5/28/2020

1) New Jersey Housing and Mortgage Finance Agency (Phelan) objection to confirmation
-approximate arrears $22,964.42 PER ATTY WILL PAY ARREARS THROUGH PLAN PER POC(OTBS submitted 5/21/20 that says apy this amt.mk)
2) Trustee objection to confirmation - need to resolve
-the debtor is not paying all disposable income into plan - excessive expense per Schedule J: $694 auto payment $495 food
-need to file Pre Confirmation Certification with Court RESOLVED, FILED
-need copy of mortgage claim. The crams may be improper as there is equity after deducting the mortgage claim MORTGAGE CLAIM WAS MUCH HIGHER THAN SCHEDULED, NO EQUITY IN PROPERTY
-confirming order must provide for all non-exempt proceeds from personal injury claim ADD NOTE TO CONFIRMING ORDER

proposed plan $575x60 base plan
paid in $1150
last claim 16
Matter ResolvedRequest
Adjourment
1666/3/2020 10:00 am20-15080 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
7/1/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 6/2/20 Debtor attorney requested adjournment, mod plan filed and sched 7/1/20.

As of 5/29/20 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income. Income verified $-812.87.
- Need 2019 tax return.
- Must address secured claim filed by BMO with arrears $11,536.62 for 2018 Isuzu.
- There is non-exempt equity in $2,419.95 in non-exempt equity in the residence.
- Need to resolve the estimated claim filed by the IRS, 2019 tax return not filed.
- Must add to confirming order non-exempt equity from PI claim to trustee.

2. Arrears claim filed by Santander for $552.85. Ok to pay?

3. Must file Pre-confirmation certificate.

Prop Plan $104 x 36 Dollar Base $2,088.60
Note: Excess expenses moot, household of 2 and income is negative.
Matter ResolvedRequest
Adjourment
1676/3/2020 10:00 am20-15185 / CMGLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $248.00  
341 ON For 6/11/20. NEEDS REQUEST TO ADJ. THIS CONF.HEARING.
Matter ResolvedRequest
Adjourment
1686/3/2020 10:00 am20-15187 / CMGBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,010.00  
Matter ResolvedRequest
Adjourment
1696/3/2020 10:00 am20-15295 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
7/1/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Atty says submitted all docs - need to review & email atty as to what is missing.mkm

AS OF 5/27/2020 (at):

1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 8/30/2020 (RECEIVED)
- Need statements for both whole life insurance policies. (RECEIVED FLEX V ACCOUNT ONLY - NEED STATE FARM POLICY)
- Need a statement for the BCG account. (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is $9,027 in non exempt equity in her bank/stock accounts. (Pending review of statement for BCG account)
There is $5,300 in non exempt equity in the life insurance policies. (Pending review of statements for Flex V and State Farm policies)
-Need to file Pre-Confirmation Certification.
-Attorney fees in the plan and disclosure statement do not agree. Plan lists $3,610 is to be paid as an administrative claim and the disclosure lists $3,610 will not be paid through the plan. One of these must be amended. (NEITHER AMENDED)
-Need a copy of the CMA and mortgage statement on the 59 Glenwood Road property owned by the husband and purchased in February 2019
-Need a copy of the HUD closing statement for the 6 Brynnes Court property sold in July of 2019 (RECEIVED - NON FILING SPOUSE RECEIVED $140,237)

Plan proposes: $178 x 60, not less than $6,000 to guc's
Payments: 1/1
Matter ResolvedRequest
Adjourment
1706/3/2020 10:00 am20-15375 / CMGKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledContinued
8/5/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $657.00  
mk: Adj request was process ed & filed for wrong date of 8/4/20. CMG DAY iS 8/5/20. I changed it matters BUT NOTE FOR RECORD CORRCT DATE IS 8/5/20

As of 5/29/20 (DS): Debtor attorney requested adjournment to resolve all issues.

As of 5/28/20 (DS): 1. Trustee obj to the following:
- Need mod Plan that addresses secured arrears claim of Steward Financial for 2012 Nissan Altima (claim filed) and increases trustee payment by $500 in 1/2023 when pension loan is paid off.
- Verified income leaves monthly disposable income of $1,200.88.
- 22C monthly gross income is $12,036. Line 17 (involuntary deductions) should be $691 and Line 35 (priority claims) should be $0. Per the 22C, monthly disposable income is $971 which would require a minimum dividend of $58,260 to gucs.
- Improper service to Capital One in plan motions, serves attorney, no notice of appearance or claim filed. Must serve creditor directly.

2. Freedom Mortgage obj arrears more, POC filed arrears $33,122.36, plan proposes $33,000. Ok to pay? Obj must be resolved.(PER ATTY- YES PAY)mk

3. Steward obj to not in plan arrears owed $2,418.09. Obj must be resolved.(PER ATTY - YES PAY)mk

Prop Plan $657 x 60 $0
Matter ResolvedRequest
Adjourment
1716/3/2020 10:00 am20-15379 / CMGJOHN ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $52.00  Total Paid In: $1,260.00
UPDATED 6/2/2020

TO CONFIRM NEED $840 PAID TO DATE, $472X58 BEGIN 7/1/2020 BASE PLAN
-Order to be submitted resolving creditor objection within 30 days of confirmation hearing

issues as of 5/28/2020

1) Lakeview Loan Servicing, LLC (McCabe) objection to confirmation- RESOLVED ARREARS $22,255.14 AS SET FORTH ON POC 6 TO BE PAID THROUGH PLAN - ORDER TO BE SUBMITTED

proposed plan $420x60 base
paid $840
last claim filed 6
Matter ResolvedRequest
Adjourment
1726/3/2020 10:00 am20-15508 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 1 of 3 required payments   Arrears: $644.00  Total Paid In: $874.00
AS OF 6/3/20 (SF) UPDATED - see mk notes


RECOMMEND $874 PTD, $644 X 58 (BEGIN 7/1/20) BASE W/MIN $20,000 TO GUCS
- OK TO PAY ARREARS CLAIM 11-1 FOR LAKEVIEW LOAN SERVICING
- US DEPT OF HOUSING CLAIM 7-1 TO BE TREATED AS CURRENT AND OUTSIDE PLAN


1. Objection filed by Lakeview Loan Servicing LLC (Phelan) - failure to pay arrears of $10,748.91 and failure to pay correct post-petition payment-mk: atty will Pay POC

2. US Dept of HUD filed secured claim 7-1 with zero arrears not addressed in plan-mk: add lang they are treated outside as current

3. Trustee objection:
-excessive expense on Schedule J $654 car payment

4. Must file pre-confirmation certification. (FILED)

Plan proposes $437 X 60 BASE W/MIN $20,000 TO GUCS
Payments: 2/2
Matter ResolvedRequest
Adjourment
36/3/2020 12:00 pm15-13946 / CMGPRO SEMotion Relief from Stay (Fee)Continued
6/17/2020 2:00 pm
Total Paid In: $51,891.00
2:00 PM on 6/17/20- .
Per email from Chambers(M. Tedesco). Adj to 6/17/20 at 12:00PM ( Will CHG to 2:00>>. Record needs to be supplemented. On or before 6/10/20 each party must file submissions. Each party should state what they believe the current arrears are as of the June 2020 payment. The bank should update its payment history (ECF 157). If Ms. Foster believes any payments are unaccounted for, she should provide proof of payments with her submission. Ms. Foster should also specifically outline her proposal to cure any arrears.
The supplemental submissions should be e-mailed to the Court and your adversary. Debtor(Ms. Foster)r should also mail a hard copy to the Court. hearing via ct solutions. Debtor's fee should be waived .if issue, contact court<<
------------

JUDGE TO REVIEW EMAIL
6/2/20: Debtor email says she is NOT appearing telephonically as apparently she was charged last time?. She will challenge atty billing to her mtg???

6/1/20: Wiil be appearing on Ct Solutions.

5/5/20(mk):Creditor seeks adj to 6/3/20 to confirm debtor payments but has not heard if debtor consents to adj.
PLan has expired- 62 mos Plan bal 1,014
Ct. Solutions.
5/4/20(mk):per creditor email, pay history filed and last 3 payments applied as follows:
1.October 31, 2019, in the amount of $3,392.00 which was applied to the payments due: July 1, 2019, August 1, 2019, September 1, 2019
and October 1, 2019.
2.January 10, 2020, in the amount of $1,130.00 which was applied to the November 1, 2019 payment.
3.March 16, 2020, in the amount of $1,132.00 which was applied to December 1, 2019 payment


4/1/20: adj to 5/6/20 to review the pay records

3/31/20 Mk: creditor atty email -he will appear via ct solutions. and apparently the debtor will also- Debtor is pro se

2/2019:debtor in hospital

NC BANK (MARTONE & UHLMANN)
Matter ResolvedRequest
Adjourment
1736/3/2020 12:00 pm15-25056 / CMGAllen I. Gorski, Esq.Motion CompensationGranted
no opp'n
Matter ResolvedRequest
Adjourment
1746/3/2020 12:00 pm16-11796 / CMGSTEPHANIE RITIGSTEINMotion CompensationGrantedTotal Paid In: $14,878.00
no opp'n
Matter ResolvedRequest
Adjourment
1756/3/2020 12:00 pm16-25152 / CMGWILLIAM S WOLFSON, ESQMotion CompensationGrantedTotal Paid In: $55,329.00
no opp'n

MP Filed On for 6/17/20.

adj w/ T'ee Motion to 6/3/20. MP being filed to extend plan under CARES

MK: fee app. reviewed and no objection to work/time put into this case but feasibility issue will adding these fees to case w/ feasibility issues- Atty reviewing MP options w/ debtors under Cares Act


AR REC ADJ TO 5-6 -20 TR MOTION TO DISMISS
Matter ResolvedRequest
Adjourment
1766/3/2020 12:00 pm18-24911 / CMGJonathan Stone, Esq.Motion CompensationWithdrawnTotal Paid In: $6,398.00
Matter ResolvedRequest
Adjourment
1776/3/2020 12:00 pm18-24911 / CMGJonathan Stone, Esq.Motion CompensationGrantedTotal Paid In: $6,398.00
No opp'n
Matter ResolvedRequest
Adjourment
1786/3/2020 12:00 pm19-24518 / CMGDONALD F CAMPBELL, JRMotion CompensationContinued
6/17/2020 12:00 pm
Total Paid In: $13,500.00
MK - reach out to resolve

Trustee obj<>
Matter ResolvedRequest
Adjourment
1796/3/2020 12:00 pm20-13002 / CMGMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $3,600.00
no opposition
Matter ResolvedRequest
Adjourment
1836/3/2020 3:00 pm19-28641 / CMGSTEPHEN M GOLDBERG, ESQAP Summons IssuedContinued
8/5/2020 3:00 pm

AP 19-2301 Social Security vs. Bradley PRETRIAL
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes