Judge Michael B. Kaplan
Hearing Date: 6/2/2020
Hearing Count: 185
Last Updated: 07-02-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
16/2/2020 9:00 am12-38448 / MBKWilliam H. Oliver, Jr., Esq.AP Notice of Hearing - (Generic)Denied
HANRATTY HANDLING AP
***Per Chambers, Hold for 2 PM***

AP 19-2191 NEPTUNE TWP CROSS MTN FOR SUMMARY JUDGMENT (Celli)
Matter ResolvedRequest
Adjourment
26/2/2020 9:00 am12-38448 / MBKWilliam H. Oliver, Jr., Esq.AP Motion Summary JudgmentOrder to be Submitted
GRANTED AS TO LIABILITY
***Per Chambers, Hold for 2 PM***

AP 19-2191 Moss vs. Neptune Twp
Matter ResolvedRequest
Adjourment
46/2/2020 9:00 am15-12621 / MBKERIC L LEINBACH, ESQMotion Motion (Generic) - Only use if no other event is applicableDeniedTotal Paid In: $167,318.00
hold for 2 PM judge
MTN TO SUSPEND PAYMENT THRU AUG 31, 2020-Covid

- Trustee OBJ: The motion should be withdrawn and a modified plan filed (MP PENDING 6/2/20).
- Wells Fargo (PHELAN) OBJ: suspension of Trustee payments should be done through confirmation.
Matter ResolvedRequest
Adjourment
56/2/2020 9:00 am15-26875 / MBKJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/28/2020 9:00 am
Total Paid In: $33,174.00
***MP filed by 6/15/20 - adj to 7/28/20***
AR OPPOSITION DOES NOT ADDRESS STAY VACATE
Debtor obj<>SV/ALFRED VAIL; ARREARS
Matter ResolvedRequest
Adjourment
66/2/2020 9:00 am15-27667 / MBKPETER J BROEGE ESQMotion Relief from Stay (Fee)WithdrawnTotal Paid In: $162,103.00
Debtor obj<>McCORMICK 110 (DEMBO, BROWN & BURNS)
Matter ResolvedRequest
Adjourment
76/2/2020 9:00 am16-16873 / MBKJAMES J CERBONE, ESQCreditor Certification of DefaultContinued
6/16/2020 9:00 am
Total Paid In: $48,088.00
NATIONSTAR (Shapiro)
Matter ResolvedRequest
Adjourment
86/2/2020 9:00 am16-21369 / MBKEUGENE ROTH, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $42,861.00
HERITAGE WOODS (CUTOLO BARROS)
Matter ResolvedRequest
Adjourment
96/2/2020 9:00 am16-21981 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $16,682.00
Debtor is deceased.
Debtor son obj<>NATIONSTAR MTG (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
106/2/2020 9:00 am16-24826 / MBKGARY L GOLDBERG ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $34,008.00
5/8 AMT: $32,354.40 PTD (45); $827 X 15 BEG 6/1/20 (STAY REINSTATED, BUT NEEDS RECAP DUE TO POST PET CLMS ADDED - ATTY OK - NO APPEARANCE REQUIRED)<<<>>>

SV/HSBC #10-1
Matter ResolvedRequest
Adjourment
116/2/2020 9:00 am16-25215 / MBKLEE M PERLMAN, ESQMotion SellGrantedTotal Paid In: $36,415.00
216 POWDEHORN DRIVE
Matter ResolvedRequest
Adjourment
126/2/2020 9:00 am16-26911 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/28/2020 9:00 am

Debtor obj<>FAILED TO SELL KEYSTONE OUTBACK 328 TRAILER BY 10/31/19
Matter ResolvedRequest
Adjourment
136/2/2020 9:00 am16-28488 / MBKJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $23,140.00
AMT: MP 6/2 - ***HONOR ROLL***<<<>>>

mk: The MP was adj to 6/2/20. Atty to file motion to amended POC of Virgo Muni Fund to $0. Creditor was previously paid and they will not spend money to prepare and file amended POC.


AR ATTY TO PROVIDE UPDATE AS TO PYMT OF TAX SALE CERT (per atty, Wells Fargo paid).


Debtor obj, filing MP<>SV/US BANK #6-1; NEEDS TO PROVIDE INFO AS TO WHO SATISFIED VIRGO MUNICIPAL FINANCE FUND TAX SALE CERT #11-1
Matter ResolvedRequest
Adjourment
146/2/2020 9:00 am16-29492 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/16/2020 9:00 am
Total Paid In: $58,748.00
Debtor obj<>SV/WELLS FARGO #3-1
Matter ResolvedRequest
Adjourment
156/2/2020 9:00 am16-32747 / MBKJACQUELINE R ROCCI ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $95,662.00
NATIONSTAR MTG/COOPER (RAS)
Matter ResolvedRequest
Adjourment
166/2/2020 9:00 am17-14794 / MBKJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/28/2020 9:00 am
Total Paid In: $8,722.00
MP by 6/15/20 - adj to 7/28/20
Debtor obj, filing MP<>SV/VW CREDIT #3-1
Matter ResolvedRequest
Adjourment
176/2/2020 9:00 am17-17387 / MBKFRANCIS P CULLARI, ESQCreditor Certification of DefaultContinued
6/16/2020 9:00 am
Total Paid In: $22,029.00
NATIONSTAR (Pluese Becker)
Matter ResolvedRequest
Adjourment
186/2/2020 9:00 am17-17719 / MBKJOSEPH J MANIA III ESQMotion to ReconsiderOrder to be SubmittedTotal Paid In: $33,111.00
OTBS
FUNDS TO LENDER WI 7 DAYS
AR ADJ PER CHAMBERS
MTN TO RECONSIDER OVS/WELLS FARGO (Phelan)
Matter ResolvedRequest
Adjourment
196/2/2020 9:00 am17-22921 / MBKFRED R BRAVERMAN ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/16/2020 9:00 am
Total Paid In: $12,320.00
***Debtor Obj 6/1/20 - stay reinstated 4/16/20 - confirmed MP crammed Quantum POC not surrendered as debtor asserts***
SV/M&T BANK #6-1; PLAN NOT FEASIBLE DUE TO QUANTUM #9-1
Matter ResolvedRequest
Adjourment
206/2/2020 9:00 am17-23122 / MBKJOHN ZIMNIS, ESQCreditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $57,633.00
NFA ON SINCE MARCH NATIONSTAR (Mccalla Raymer) ( TR ARREARS )
Matter ResolvedRequest
Adjourment
216/2/2020 9:00 am17-25939 / MBKEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/28/2020 9:00 am
Total Paid In: $6,356.00
***ADJ to 7/28/20 for motion to approve sale and/or confirmation date on a MP***
Debtor obj<>SV/WILMINGTON #1-1; FAILED TO LM BY 10/23/19
Matter ResolvedRequest
Adjourment
226/2/2020 9:00 am17-28424 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $17,050.00
AMT: MP 6/2: Subject to Terms


***MP filed 4/27/20***
4/13 per email Straffi agrees to pay $26,543 to unsecured based on the amended equity. He will file a MP within 10 days. We can adjourn this pending the MP EDC

- ADJ FOR AMENDED SCH C TO REMOVE 522(d)(1) TAKEN ON HOUSE AND ADD 522(d)(5) ON BANK ACCT (amended 4/1/20), AND MP TO PAY MIN BASE CALCULATION ON THRESHOLD (unresolved).---$26,543 in equity when adding bank accout and $12,300 in TD Ameritrade stock on scheudule B EDC

- Straffi to contact AR.

- Debtor obj<>Trustee Motion to Dismiss: ATTY DISCLOSURE $5,000 PD OUTSIDE IN EXCESS OF ALLOWED 'NO LOOK' (Fee App Doc #58 was Withdrawn - Fee App Doc #66 was granted ... $8,809.55 fee - $5,309.55 voluntary deduction totals $3,500); CONFIRMED POT OF $30,000 INSUFFICIENT TO COVER GUC MINIMUM OF $39,193
Matter ResolvedRequest
Adjourment
236/2/2020 9:00 am17-32193 / MBKDAVID G BESLOW, ESQApplication to Extend Loss MitigationWithdrawnTotal Paid In: $8,402.00
Bayview Loan obj (Phelan)<>MTN TO EXTEND LOSS MIT
Matter ResolvedRequest
Adjourment
246/2/2020 9:00 am17-32941 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $4,465.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
256/2/2020 9:00 am17-34816 / MBKHERBERT B RAYMOND ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $18,834.00
AMT: MP 6/2: Honor Roll

STAY RELIEF/HOME POINT FINANCIAL #2-1
Matter ResolvedRequest
Adjourment
266/2/2020 9:00 am17-35009 / MBKROBERT G SWAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $32,500.00
SV/SELENE FINANCE #3-1; ARREARS
Matter ResolvedRequest
Adjourment
276/2/2020 9:00 am17-35798 / MBKJAMES J CERBONE, ESQCreditor Certification of DefaultContinued
6/16/2020 9:00 am
Total Paid In: $16,069.00
SANTANDER (Gross McGinley)
Matter ResolvedRequest
Adjourment
286/2/2020 9:00 am18-10247 / MBKJENEE K. CICCARELLIMotion Sell Free and Clear of Liens under 363(f) (FEE)Consent Order to be Submitted
14 BECKET RD
Matter ResolvedRequest
Adjourment
296/2/2020 9:00 am18-10247 / MBKJENEE K. CICCARELLICreditor Certification of DefaultContinued
6/24/2020 9:00 am

CHAMPTION MTG (Robertson)
Matter ResolvedRequest
Adjourment
306/2/2020 9:00 am18-10870 / MBKAvram D White Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $4,940.00
***Treat Mtg outside plan***

adj deinied
AR NEED UPDATE ON LOAN MOD PACKAGE***3 payments (RECEIVED) and proof of package submission by 4/28/20***

AR NEED UPDATE FROM ATTY
Filed adj request--one week adjournment granted to 4/14- no payments since December, no loan mod and no filed opposition EDC

Debtor obj<>FAILED TO LM BY 12/31/19; ARREARS
Matter ResolvedRequest
Adjourment
316/2/2020 9:00 am18-21354 / MBKSTEVEN J ABELSON, ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $24,006.00
FAY SERVICING/WILMINGTON TRUST (Friedman)( tr arrears )
Matter ResolvedRequest
Adjourment
326/2/2020 9:00 am18-23657 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/16/2020 9:00 am
Total Paid In: $49,925.00
***Debtor Obj - Pre-Con Cert filed 6/1/20 and App to Extend Loss Mit filed 6/1/20***
FAILED TO LM BY 3/12/19, EXTENDED LOSS MIT EXPIRED 10/1/19; FAILED TO FILE PRECONF CERT BY 10/10/18
Matter ResolvedRequest
Adjourment
336/2/2020 9:00 am18-24596 / MBKAllen I. Gorski, Esq.Creditor Certification of DefaultContinued
7/8/2020 9:00 am
Total Paid In: $12,322.00
REVERSE MORTGAGE FUNDING (Robertson Anschutz)
Matter ResolvedRequest
Adjourment
346/2/2020 9:00 am18-25099 / MBKEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $15,680.00
FAILED TO LM BY 8/12/19, EXTENDED LOSS MIT EXPIRED 11/20/19
Matter ResolvedRequest
Adjourment
356/2/2020 9:00 am18-28815 / MBKBRIAN W HOFMEISTERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $11,042.00
AMT; APOC FILED<<>>
FAILED TO LM/ADDRESS MTG CLM
Matter ResolvedRequest
Adjourment
366/2/2020 9:00 am18-29664 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/8/2020 9:00 am
Total Paid In: $9,330.00
AMT: MP 7/8 <<<>>>
Debtor obj, filing MP<>FAILED TO COMPLETE LM BY 8/2/19, EXTENDED LOSS MIT EXPIRED 11/2/19; PLAN NOT FEASIBLE DUE TO MTAG #7-2, WHICH ADDED PSOTS PET
Matter ResolvedRequest
Adjourment
376/2/2020 9:00 am18-29750 / MBKJOAN S. WARREN, ESQ.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $6,519.00
FORD MTN ADMINISTRATIVE CLM FOR EXCESS MILEAGE, LATE CHARGES, UNPAID LEASE (2017 FORD FUSION)(MORTON)
Matter ResolvedRequest
Adjourment
386/2/2020 9:00 am18-29958 / MBKJOSEPH J MANIA III ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/28/2020 9:00 am
Total Paid In: $10,164.00
***ADJ 7/28/20 for Loan Mod or treat mtg out plan***
 4/23/20 - lender requested additional docs - ADJ to 6/2/20.

FAILED TO OBTAIN A LOAN MOD BY 6/30/19
Matter ResolvedRequest
Adjourment
396/2/2020 9:00 am18-29979 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)Continued
6/16/2020 9:00 am
Total Paid In: $14,726.00
Debtor obj<>SPECIALIZED LOAN SERVICING (KML)
Matter ResolvedRequest
Adjourment
406/2/2020 9:00 am18-32820 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $21,862.00
SV/BAYVIEW #4-1; ARREARS
Matter ResolvedRequest
Adjourment
416/2/2020 9:00 am18-33092 / MBKFRANK J FISCHER, ESQMotion Relief from Co-Debtor StayContinued
7/8/2020 9:00 am
Total Paid In: $1,830.00
NA by either party - adj to 7/8/20
Debtor obj<>HSBC BANK (SHAPIRO)
Matter ResolvedRequest
Adjourment
426/2/2020 9:00 am19-11167 / MBKSTEVEN J ABELSON, ESQMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $12,682.00
Adj request denied - KML cannot give consent to adjourn with filed opposition.

Debtor obj<>PNC BANK (KML)
Matter ResolvedRequest
Adjourment
436/2/2020 9:00 am19-12462 / MBKEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/16/2020 9:00 am
Total Paid In: $5,619.00
AMT: MP 6/16<<<>>>

Debtor obj<>FAILED TO LM BY 10/31/19; FAILED TO FILE ORDER RESOLVING PENNYMAC OBJ TO CONF WITHIN 30 DAYS OF 9/17/19 CONF
Matter ResolvedRequest
Adjourment
446/2/2020 9:00 am19-13104 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/14/2020 9:00 am
Total Paid In: $8,000.00
MP filed - Trial Mod starting April for 6 months
***Consolidated with Case #19-14072 Patricia Short***
Debtor obj<>FAILED TO LM BY 10/23
Matter ResolvedRequest
Adjourment
456/2/2020 9:00 am19-14958 / MBKDAVID G BESLOW, ESQMotion Avoid LienGrantedTotal Paid In: $6,800.00
MTN TO DISCHARGE/CANCEL MTG/WACHOVIA BANK
Matter ResolvedRequest
Adjourment
466/2/2020 9:00 am19-14977 / MBKGARY L MASON ESQMotion Relief from Stay (Fee)Continued
6/16/2020 9:00 am
Total Paid In: $6,733.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
476/2/2020 9:00 am19-15193 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
7/14/2020 9:00 am
Total Paid In: $7,275.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
486/2/2020 9:00 am19-17102 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $8,488.00
FAILED TO LM BY 11/1/19; SV/WILMINGTON #3-1; ARREARS
Matter ResolvedRequest
Adjourment
496/2/2020 9:00 am19-18182 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,238.00
SV/NATIONSTAR #7-1
Matter ResolvedRequest
Adjourment
506/2/2020 9:00 am19-19101 / MBKJustin M. Gillman, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $3,005.00
(AMT: deficiency clm was pd by gap insurance)<<>>
MTN TO MODIFY CAPITAL ONE CLM#1-2 TO $0
Matter ResolvedRequest
Adjourment
516/2/2020 9:00 am19-20029 / MBKTHEODORE SLIWINSKI ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $12,412.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
526/2/2020 9:00 am19-20458 / MBKJoan Sirkis Warren Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $2,985.00
US BANK TRUSt (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
536/2/2020 9:00 am19-21526 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/8/2020 9:00 am
Total Paid In: $4,531.00
Debtor obj<>FAILED TO LM BY 10/1/19; FAILED TO FILE MTN TO CRAM CREDIT ACCEPTANCE BY 9/15/19 (PLAN SECTION STRICKEN FOR DEFICIENT SVS)
Matter ResolvedRequest
Adjourment
546/2/2020 9:00 am19-21587 / MBKROBERT C NISENSON ESQMotion Relief from Co-Debtor StayGrantedTotal Paid In: $4,456.00
Debtor obj<>SELENE FINANCE (RAS)
Matter ResolvedRequest
Adjourment
556/2/2020 9:00 am19-21715 / MBKLEE M PERLMAN, ESQMotion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $6,825.00
MTN TO REFI - Trustee Obj to the proposed order
Matter ResolvedRequest
Adjourment
566/2/2020 9:00 am19-21795 / MBKSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,429.00
5/27 AMT: Parties clarified and resolved treatment of doc #57<<>>>

PLAN NOT FEASIBLE DUE TO CONSENT ORDER MODIFYING STAY, DOC #57 WHICH PROVIDED FOR IN PART, FILE MP TO PAY UNITED AUTO CREDIT CLM #2 AT MODIFIED INTEREST RATE; ADEQUATE PROTECTION PYMTS OF $1200 TO BE PD BY TRUSTEE. THE CURRENT PLAN PAYMENT IS $354, INSUFFICIENT TO COVER ADQ PROTECTION PYMT
Matter ResolvedRequest
Adjourment
576/2/2020 9:00 am19-23012 / MBKEdward Hanratty, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $857.00
Debtor obj<>SELENE FINANCE (RAS)
Matter ResolvedRequest
Adjourment
586/2/2020 9:00 am19-23712 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $8,624.00
5/29 AMT: $7342 PTD (10); $2343 X 29 BEG 6/1, EXT TO 39 MO (atty ok)<<<>>>

***Adj to 6/2/20 Peremptory for $2,343 to post and debtors to sign up for eWage - Debtor to contact Anita for recap***
Debtor obj<>FAILED TO ENROLL IN EWAGE BY 3/31/20; ARREARS
Matter ResolvedRequest
Adjourment
596/2/2020 9:00 am19-24189 / MBKEUGENE ROTH, ESQMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $3,327.00
Debtor obj<>EXETER FINANCE (MESTER)
Matter ResolvedRequest
Adjourment
606/2/2020 9:00 am19-24987 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceGrantedTotal Paid In: $1,545.00
MTN TO REFI
Matter ResolvedRequest
Adjourment
616/2/2020 9:00 am19-27352 / MBKROBERT C NISENSON ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $2,700.00
OTBS - rolling arrears to plan
AR DO NOT ADJ - CONF IS PEREMPTORY
Debtor obj<>SHELLPOINT MTG (MCCALLA RAYMER)
Matter ResolvedRequest
Adjourment
636/2/2020 9:00 am19-27503 / MBKVERA FEDOROFFMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $1,050.00
PC 6, LLC (GARY ZEITZ)
Matter ResolvedRequest
Adjourment
646/2/2020 9:00 am19-28559 / MBKJOSEPH J ROGERS, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $8,660.00
Debtor obj<>NEW JERSEY MTG HOUSING (PLUESE, BECKER)
Matter ResolvedRequest
Adjourment
656/2/2020 9:00 am19-29199 / MBKWARREN S JONES, JR ESQMotion Relief from Stay (Fee)Continued
7/8/2020 9:00 am
Total Paid In: $7,259.00
SELENE FINANCE (RAS)
Matter ResolvedRequest
Adjourment
666/2/2020 9:00 am19-29743 / MBKSTEPHANIE RITIGSTEINMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN AUTHORIZING TRUSTEE TO PAY PHILLIPSBURG LATE FILED CLM (TO BE FILED)
Matter ResolvedRequest
Adjourment
676/2/2020 9:00 am19-30345 / MBKEUGENE ROTH, ESQMotion Relief from Stay (Fee)Continued
6/16/2020 9:00 am
Total Paid In: $6,524.00
Debtor obj<>SIXTY ACRE RRESERVE CONDO (MCGOVERN LEGAL SERVICES)
Matter ResolvedRequest
Adjourment
686/2/2020 9:00 am19-30429 / MBKCAMILLE J KASSARNotice of Request for Loss MitGrantedTotal Paid In: $563.00
REQUEST FOR LOSS MIT/DITECH
Matter ResolvedRequest
Adjourment
696/2/2020 9:00 am19-30890 / MBKJustin M. Gillman, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGranted
MTN TO MODIFY IRS CLAIM #1-1 to $0
Matter ResolvedRequest
Adjourment
706/2/2020 9:00 am19-33086 / MBKDavid G. Beslow Creditor Certification of DefaultMoot - Dismissed
SN SERVICING (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
716/2/2020 9:00 am19-33262 / MBKSTEVEN J ABELSON, ESQMotion Relief from Stay (Fee)Order to be Submitted
REGIONAL ACCEPTANCE (BERNSTEIN-BURKLEY)
Matter ResolvedRequest
Adjourment
726/2/2020 9:00 am20-11413 / MBKPRO SEObjection to Proof of ClaimContinued
6/16/2020 9:00 am

-debtor req adj but didnt specify for which hearing or both. If both, needs consent of both creditors. EDC

DEBTOR OBJ TO BANK OF NY POC #3-1 (HILL WALLACK OBJ)
Matter ResolvedRequest
Adjourment
736/2/2020 9:00 am20-11413 / MBKPRO SEObjection to Proof of claimContinued
6/16/2020 9:00 am

-debtor req adj but didnt specify for which hearing or both. If both, needs consent of both creditors. EDC

DEBTOR OBJ TO WELLS FARGO POC #2-1 (PHELAN OBJ)
Matter ResolvedRequest
Adjourment
746/2/2020 9:00 am20-12939 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
7/8/2020 9:00 am

Debtor obj<>BANK OF NY MELLON (PLUESE)
Matter ResolvedRequest
Adjourment
756/2/2020 9:00 am20-12990 / MBKYAKOV RUDIKHMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN ALLOWING 341 MEETING VIA TELEPHONE
Matter ResolvedRequest
Adjourment
766/2/2020 9:00 am20-13629 / MBKROBERT C NISENSON ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
6/16/2020 9:00 am

Trustee Obj
Matter ResolvedRequest
Adjourment
776/2/2020 9:00 am20-13695 / MBKJUAN C VELASCO, ESQMotion Relief from Co-Debtor StayGranted
SN SERVICING (FRIEDMAN)
Matter ResolvedRequest
Adjourment
786/2/2020 9:00 am20-14619 / MBKWilliam H. Oliver, Jr., Esq.Motion to SeverOrder to be Submitted
MTN TO SEVER AND CONVERT ROBERT TO CH 7 - Trustee OBJ (need claims analysis)
Matter ResolvedRequest
Adjourment
816/2/2020 9:00 am20-14738 / MBKJAMES J CERBONE, ESQMotion Relief from Co-Debtor StayGranted
WELLS FARGO BANK (PHELAN)
Matter ResolvedRequest
Adjourment
796/2/2020 9:00 am20-14738 / MBKJAMES J CERBONE, ESQMotion Motion (Generic) - Only use if no other event is applicableContinued
6/16/2020 9:00 am

Wells Fargo (POWERS) obj<>MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
806/2/2020 9:00 am20-14738 / MBKJAMES J CERBONE, ESQMotion Cross MotionContinued
6/16/2020 9:00 am

WELLS FARGO CROSS MTN FOR STAY RELIEF (Powers)
Matter ResolvedRequest
Adjourment
826/2/2020 9:00 am20-15477 / MBKS DANIEL HUTCHISON ESQMotion Relief from Co-Debtor StayGrantedTotal Paid In: $1,567.00
AMERICREDIT FINANCIAL (MORTON)
Matter ResolvedRequest
Adjourment
836/2/2020 9:00 am20-16421 / MBKJAMES J CERBONE, ESQMotion Motion (Generic) - Only use if no other event is applicableWithdrawn
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
846/2/2020 9:00 am20-16421 / MBKJAMES J CERBONE, ESQMotion Impose Automatic StayWithdrawn
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
856/2/2020 9:00 am20-16462 / MBKPETER E ZIMNIS, ESQMotion Extend TimeOrder to be Submitted
City of Trenton obj ( Paul)<>MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
866/2/2020 10:00 am15-12621 / MBKERIC L LEINBACH, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 1673 of 65 required payments   Arrears: $100.00  Total Paid In: $167,318.00
CONF PTD 167,218 ;100 X 6 BEG 6-1-20 ;BEG 12-1 2000 X 8 BASE
AR PER CONF ORDER DEBTOR WAS TO PROVIDE UPDATED P&L AND TAX RETURNS EACH YEAR
ADD OTBS WELLS 30 DAYS
ADD UPDATED P&L 3-31 20

AR HOLD FOR 2 PM
AR NEED EXPLANATION OF MOD PLAN
issues as of 5/28/2020

1) Wells Fargo Bank (Phelan) objection to confirmation - need to resolve
-modified plan terms modify the January 22, 2020 order which capitalized back taxes outside plan
2) COVID certification in support of modified plan filed 5/20/2020 and linked below
3) Not current with Trustee plan payments, arrears $4,631
4) In month 64 of plan - modified plan extends to 83 months


proposed plan $167,218 paid to date, $817x18 begin 8/1/2020
paid in $167,218
Matter ResolvedRequest
Adjourment
876/2/2020 10:00 am16-21912 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 303 of 49 required payments   Arrears: $95.00  Total Paid In: $30,326.00
As of 5/28/20 (DS): Atty ok with terms.sf

Recommend confirming at $30,226 Ptd, $100 x 4 begin 6/1/20, $646 x 11 begin 10/1/20 100% to gucs, due to non-exempt equity

1. Trustee requires some form of payment be made. Per EC Attorney ok with $100 then step up.

MP Prop $28,940 paid, $0 from 4/2020 thru 9/30/20, $646 x 16 begin 10/1/20 100% - Spouse lost employment, due to covid-19 outbreak. Part 1a is being increased.
Matter ResolvedRequest
Adjourment
886/2/2020 10:00 am16-28488 / MBKJAMES J CERBONE, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 23139.50 of 46 required payments   Arrears: $0  
Total Paid In: $23,140.00
5/29/20(Mk): atty ok to terms

*** CAN REC. CONFIRM AT FUNDS PTD OF $23,139.50.No Further payments required;100% plan; must file fee application for suppl fees w/in 14 days; Strike Capital One Bank Lien strip for Part 7a of plan; Order reducing Virgo Claim #11-1 to -0- w/in 30 Days***


1. MP surrenders RE at 15 Lena ct. (Need to Strike Capital One (judicial lien)from Part 7a ).
--Cannot Surrender & Lien strip.Has to be dealt w/ outside due to Sv.

2. Still need an amended POC from Virgo Municipal Fin for-0-. (Motion filed on for 6/16/20.- ADD Lang. Amended POC w/in 30 days)

3. plan now 100%.

As of 5/7/20(mk):
>>email from atty says; she had judg. lien.strip b/c debtor selling RE- MP says surrender?? She says due to SV they have to surrender but still trying to sell . CANNOT SURRENDER & LIEN STRIP. HAS TO BE DEALT W/OUTSIDE DUE TO SV<<


MP :567 x18;100%.Plan run 44 mos .16 remain.





Matter ResolvedRequest
Adjourment
896/2/2020 10:00 am17-28424 / MBKDaniel Straffi, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 32 of 34 required payments   Arrears: $0  
Total Paid In: $17,050.00
5/20 workup for the 6/2 calendar - Atty ok with terms.sf

Debtor wants to lower the T/h of $39193 down to 26,543. Amended C to take d5 exemption because debtor didn't need the full d1. This should have been done before confirmation. In any event he took the 2019 exemption amount instead of 2017 when case was filed. The Bank account exemption is $12,250 not $13,800 so the NEW T/H is $28,138.

*****Can confirm at $16,000 paid then $525 x 28 beg 6/1/20-min of $28,138 to gucs
Matter ResolvedRequest
Adjourment
906/2/2020 10:00 am17-30070 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanConfirmedDebtor has made 41 of 33 required payments   Arrears: $1,125.00  Total Paid In: $55,993.00
ISSUES AS OF 5/26/2020 (DM): Updated 5/27/20

***If striking Shellpoint cram provision, TRUSTEE CAN RECOMMEND CONFIRMATION AT $54,643 PTD, THEN $1,350 x 29 STARTING 6/1/20, BASE PLAN, STRIKE SHELLPOINT CRAM PROVISION IN PART 7b (SANTANDER ALREADY CRAMMED IN CONFIRMED CASE)***

1) Shellpoint is mistakenly listed in Part 7b of the plan when it should be Santander (STRIKE??)


Confirmed Case: $1,750 x 60 start 11/1/17, $43,653 min div
Prop. MP: Ptd, $1,350 x 30 start 5/1/20, Base Plan
PTD = $54,643
Last Claim (5-2) dated 12/24/19
Matter ResolvedRequest
Adjourment
916/2/2020 10:00 am17-34816 / MBKHERBERT B RAYMOND ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 31 of 31 required payments   Arrears: $604.00  Total Paid In: $18,834.00
ISSUES AS OF 5/26/2020 (DM): Updated 6/1/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $18,230 PTD, THEN $604 x 31 STARTING 6/1/20, BASE PLAN***

1) Trustee Supplemental OBJ:
 Amended Sch I&J (Doc #60) references a 401k loan taken to repair Daniel Dr property that was damaged by tenants - Debtor moved from daughter's house to the Daniel Dr property after tenants damaged the property - need most recent statement for 401k loan - was loan approved by the Bankruptcy Court - RESPONSE DOC #62, ATTACHED STATEMENT SHOWS 401k LOAN WAS TAKEN ON 12/27/2019 IN THE AMOUNT OF $29,000 WITH PAYMENTS OF $258.47 EVERY 2 WEEKS.

 Income verifies higher ($7,969) than scheduled ($6,159 plus $400) - RESPONSE DOC #62, SUN PHARMA IS A NEW JOB AND BENEFITS/CONTRIBUTIONS/LOANS DID NOT IMMEDIATELY COME OUT - REQUESTING YTD NOT BE USED - RATHER USE NEW PAY STUBS (1 in Feb & 1 in March) WITH ALL DEDUCTIONS THAT REFLECT $2,842.66 NET EVERY 2 WEEKS.

 Amended Sch I&J filed 3/7/20 ... when is sheriff's sale scheduled for Maryland property? - debtor taking $525 monthly expense (insurance, Assn dues, elec, alarm) on Maryland property until sheriff's sale takes place - RESPONSE DOC #62, NOTICE OF SHERIFF'S SALE ATTACHED WITH AUCTION SCHEDULED FOR 4/2/20 - RESPONSE DOC #63, NEW NOTICE ADVISING THAT SHERIFF'S SALE WAS CANCELED AND RESCHEDULED FOR A NEW DATE NOT YET DETERMINED.


2) Trustee OBJ:
 Need 2018 tax returns (RECEIVED).
- Need amended Sch I&J (FILED).
- Need updated proof of income (RECEIVED 1 PAY STUB FROM FEBRUARY ... $15,939.86 YTD NET/2 = $7,969.93).


Confirmed Case: $2,100 Ptd, $835 x 53 start 8/1/18, Base Plan
Prop. MP: $15,460 Ptd, $550 x 36 start 1/1/20, Base Plan
PTD = $18,230
Last Claim (3-2) dated 3/6/18
Matter ResolvedRequest
Adjourment
926/2/2020 10:00 am18-12936 / MBKJOSEPH ALBANESE, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 21 of 29 required payments   Arrears: $1,592.00  Total Paid In: $38,333.00
ISSUES AS OF 5/27/2020 (DM): Updated 6/1/20

***Based upon the filed Certifications of Debtor and Debtor's counsel (See Doc #133), TRUSTEE WILL RECOMMEND CONFIRMATION AT $36,267 PTD, THEN $1,829 x 33 STARTING 6/1/2020, BASE PLAN WITH A $12,200 MINIMUM DIVIDEND, PLUS ALL NON-EXEMPT PROCEEDS FROM SALE OF TAMARA CT ROPERTY BY 11/30/20, NO FURTHER PAYMENT OR RESERVE BY TRUSTEE TO WILMINGTON TRUST/FAY SERVICING PENDING THE SALE OF TAMARA CT PROPRTY, OTBS ON WILMINGTON TRUST/FAY SERVICING OBJECTION WITHIN 15 DAYS, TRUSTEE STANDARD ORDER OF DISTRIBUTION***

 5/29/20 - Response Certs filed, amended Sch I&J filed, updated P&L statements with bank statements attached uploaded - 2019 tax return was previously uploaded on 4/13/20 - TRUSTEE TO REVIEW.

 4/23/20 - Adj with consent to 6/2/20 Peremptory.

1) Wilmington Trust/Fay Servicing (Friedman Vartolo) OBJs - debtor is in default of and proposed plan is contrary to 11/1/19 Consent Order (OTBS).

2) Trustee OBJs to amended Sch C (Doc #119) - debtor has exceeded (d)(5) exemption based upon the use of (d)(1) exemption (AMENDED SCH C, DOC #127, REMOVES EXCESS (d)(5) EXEMPTION, HOWEVER AMENDMENT CREATES $35,743 NON-EXEMPT EQUITY IN OTHER REAL ESTATE AND PERSONAL ASSETS PER TRUSTEE OBJECTION).

3) Need updated certification of contribution in the amount of $1,400 (RECEIVED).

4) Amended Sch J filed 2/26/20 is $485 higher than Sch J filed 1/4/19. The 1/4/19 Sch J was reduced $2,000 per Trustee. The current Sch J should also be reduced $2,000 and the Trustee provided with an explanation of the higher mtg payment ($645 higher than the 2019 scheduled amount).

5) Trustee OBJ:
- Debtor has failed to provide tax returns for 2019 (RECEIVED - NO REFUND).

 Debtor has failed to provide proof of income (REVIEWED UPDATED 6-MONTH P&L FROM 8/2019-1/2020 ... THE TOTAL MAINTENANCE & REPAIRS FOR THIS PERIOD IS $22,557 ... IN CONTRAST, THE 12 MONTHS OF 2018 MAINTENANCE & REPAIRS TOTALED $756 ... WHY IS IT SO MUCH HIGHER NOW? ... NEED EXPLANATION
Matter ResolvedRequest
Adjourment
936/2/2020 10:00 am19-11454 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 222 of 18 required payments   Arrears: $0  
Total Paid In: $12,225.00
AS of 5/29/20(mk):Atty ok to terms.

***CAN REC. CONFIRM AT $11,950 PTD, Then $55 x 5, Begin 5/1/20; $946 x 45, Begin 10/1/20;Base;Add Language to Confirming Order to Preserve T/H of $15,834 TO GUCS DUE TO NON EXEMPT EQUITY; Plan extended to 66 mos. Under Cares Act***

>.Per AR debtor needs to make some reduced paymnt not -0- re work and email atty

MP proposes $11,005 paid to date thru March 2020, then $0 from April 2020 thru September 30, 2020, then
$945 per month beginning October 2020 for 46 months. Plan extended to total 66 mos. paln has run 16 mos ,50 remain
Matter ResolvedRequest
Adjourment
946/2/2020 10:00 am19-12102 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing on Modified PlanContinued
7/14/2020 10:00 am
Debtor has made 16 of 18 required payments   Arrears: $4,100.00  Total Paid In: $29,200.00
issues as of 5/28/2020

1) Westwinds at Princeton Junction HOA late claim $5,095 was filed 2/14/2020 - need to address this claim
2) Plan does not address the State of NJ priority claim in the amount of $1,319.15

proposed plan $25,900 paid to date, $1,100x46 begin 4/1/2020 loan modification was completed 2/20/2020
paid in $28,100
44 months to go
Matter ResolvedRequest
Adjourment
956/2/2020 10:00 am19-14204 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
7/14/2020 10:00 am
Debtor has made 0 of 4 required payments   Arrears: $3,948.00  
Sent email to Oliver. The revised order consolidating sent on 5/19 should have been entered by court by now. Not sure why not entered. Att to resolve any duplicate claims for both cases. OK to adjourn to resolve EDC

As of 5/29/20 (DS) Joint admin with 20-12992 conf sched 6/3/20, order not yet provided. Debtor in arrears $1,316, no payments made out of 3.
Matter ResolvedRequest
Adjourment
966/2/2020 10:00 am19-17417 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 19 of 15 required payments   Arrears: $523.00  Total Paid In: $9,684.00
5/29/20(mk): - Atty ok with terms.sf

***CAN REC CONFIRM AT $9,194 PTD,THEN $490 x 28, Begin 6/1/20;Base; LM on 121 Atrium Dr. by 7/15/20;Trustee is Not Authorized to Pay Pre Petition or Post Petition arrears to MidFirst Bank Pending LM . OTBS w/in 30 days resolving Midfirst Objection.***


AR ONLY ISSUE IS CONDITIONS IMPOSED BY LENDER ATTY LM so needs base not 0%.
NEED ANSWER AS TO WHETHER WE ARE PAYING BAL DUE ON PP ARREARS PER 1/4/20 ORDER(per dbetor atty- this was resolved by Judge Kaplan. The LM covers pre & post petiton arrears- so NO Pay on post pet balance from Order 1/4/19. THERE WILL BR OTBS Resolving Objection.

AS Of 5/15/20(mk):
OTBS LOAN MOD BY 7-15-20

1. Objection by MidFirst Bank(Shapiro):
MP Does NOT CURE Post Pet Arrears - per Order 1/4/20(#66)- PP ARREARS Bal. is 8,174- MP SAYS NO PAY? IS THIS RESOLVED?(YES - See above)

2. Trustee Objection:
MP has LM so it cannot be 0%, must be a base.
Arrears $1363 now (as of 5/28/20)have to be added in.


MP proposes $490 x 24, begin 4/1/20,0% LM w/in 6mos of Conf. ( Debtor in trial LM Now). MP shortens plan from 58 to 36 .
Plan has run 13 mos.
Plan was confirmed at 3,360 PD TO DATE (7 MOS) $1,052 X 51 BEGIN 12/1/19; 0%;
Matter ResolvedRequest
Adjourment
976/2/2020 10:00 am19-21582 / MBKROBERT MANCHEL ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 13 required payments   Arrears: $1,198.00  Total Paid In: $4,590.00
5/8 workup for the 6/2 calendar
-use MP docket #63 and withdraw 56

$4590 paid then $599 x 29 beg 6/1/20 pro rata-strike East Windsor provision(no claim filed)

Both 4/13 and 4/29 MP- last one adds twin rivers but this was set up per the November order.
Matter ResolvedRequest
Adjourment
986/2/2020 10:00 am19-25816 / MBKKirsten B. Ennis Confirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 11 required payments   Arrears: $100.00  Total Paid In: $3,950.00
5/20 workup for the 6/2 calendar EDC
****AGREE TO COMPROMISE AND CONF AT $3150 PAID THEN $450 X 51 BEG 6/1/20 PRO RATA

SAME AS OF LAST 3 ADJOURNMENTS
* Trustee Objection:
-originally there was insufficient income -Now has P/T job. Have August pay stubs- YTD net for August=1 mo.$1930- now excess disposable
income $1744 . We asked for Sept. stubs to see if income changed - they sent August again.(STILL NOTHING SINCE SEPT)
-need Cert from debtor as to what was paid with the 11,400 bank withdraw in Jan. 2019.( ok PER COMP)
--------------------------------------------------------------------------------------------------------
1. Objection by Piscataway Condo. Assoc'n(McGovern):(OTBS per att $11,5000 secured and $27,507.48 guc)
2. JP Morgan Chase filed arrears POC $1,684.10- OK TO PAY MP
3. Mercedes Banz arrears POC $60.00-OK TO PAY? pay in full at 3520.93 per 3/6 order
-need a CMA with comparables. (PROVIDED)
-need Proof of 2 month's income - need all of June and July pay stubs. (PROVIDED)
-Schedules fail to account for tax refund of $1,493.00 when determining disposable income.(Added in)


Proposed plan:350 x 60 ,Base
payments:2/2
last claim:111; bar date:10/24/19
Matter ResolvedRequest
Adjourment
996/2/2020 10:00 am19-26912 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 9 of 10 required payments   Arrears: $500.00  Total Paid In: $4,500.00
ISSUES AS OF 5/27/2020 (DM): Updated 5/29/20 - Atty ok with terms.sf

***Consent Order with Bank of NY Mellon entered 4/27/20. Trustee objections can be resolved by confirming at $500 x 25 starting 10/1/19, then $1,440 x 35 starting 11/1/21, 100% Plan***

 4/13/20 - ADJ to 6/2/20 Peremptory.

1) Bank of NY Mellon (POWERS) OBJs - $39,896.61 arrears (CONSENT ORDER ENTERED)

2) Trustee OBJ:
- Need to amend Sch B to add 1989 Dodge and 2018 Subaru (N/A - BELONG TO NON-FILING SPOUSE).
- 522(d)(5) exemption exceeds limit by $3,130.
- Pension loan will expire in 25 months. There will be $1,399 additional disposable income available in November 2021. May require 100% dividend to general unsecured creditors.
- Excessive Expenses Form 122c: involuntary deductions of $2,956.06 on Line #17 is incorrect. The pension loan was calculated incorrectly. Need breakdown of calculations.
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $500 x 60, Base Plan, Loan Mod by 4/1/20
PTD 7/8 = $3,500
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
1006/2/2020 10:00 am19-27043 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 10 required payments   Arrears: $1,737.00  Total Paid In: $7,798.00
AS OF 6/1/20 (SF) UPDATED


Currently need $7,798 PTD, $1,737 X 51 (BEGIN 7/1/20) BASE W/MIN $10,138 TO GUCS DUE TO EQUITY IN AUTOS
- OK TO PAY ARREARS CLAIM 5-1 FOR CITIZENS BANK
- FILED PRE-CONFIRMATON WITHIN 10 DAYS
- $3500 EST FEE TO BE PAID THRU PLAN. FEE APPLICATION TO BE FILED WITHIN 7 DAYS OF ENTERED CONF ORDER.

1. Citizens Bank filed arrears claim 5-1 for $80 - OK TO PAY? (WILL ADD TO CONF ORDER)
2. Trustee objection:
- The debtor has insufficient income. (UPDATED INCOME RECEIVED AND STILL NEGATIVE $1771.86)
The debtor has failed to supply the Trustee with the following document(s):
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Cell $315.78 and Life insurance $864.52.
- Amend Sch B and C to correct year of Acura TL to 2017 and to add mileage for the vehicles. There is estimated to be non-exempt equity in vehicles. (THERE IS $10,137.51 N/E IN VEHICLES)
- Car payment $257.44 ends in month 15.
- Must file Pre-confirmation certificate.
3. Hourly fees - must file fee application within 7 days of conf.

Plan proposes $787 x 6, $1550 X 54 Base w/ $9553 to gucs
Payments: 8/9 Arrears: $1574


RESOLVED ISSUES:
1. Objection filed by Bank of America (Phelan) - failure to pay arrears of $265.94 for 2010 Acura (MP PAYS)
2. Objection filed by Fifth Third Bank (Phelan) - failure to pay arrears of $4290.62 (MP PAYS)
3. Objection filed by Investors Bank (Saldutti Law Group) - to cram (OBJ WITHDRAWN)
- There is non-exempt equity on real property $9,553.34 and on vehicles, once values and amended Schedule A/B and C filed. (MOOT, CRAM AMT IS HIGHER)
Matter ResolvedRequest
Adjourment
1016/2/2020 10:00 am19-27352 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 10 required payments   Arrears: $181.00  Total Paid In: $2,700.00
OTBS with Shellpoint - rolling arrears into plan $28,722.72

PER AR OK TO CONF AT: $2100 paid then $781 x 51 beg. 7/1/20-100% min of $3600 to gucs-OTBS with Shellpoint in 30 days-pay arrears of $28,722.72 to Shellpoint pending Loan mod-LM by 10-31-20

AR RESOLVE OR HOLD
5/20 workup for the 6/2 calendar EDC
----ADJ PEREMPTORY --Only remaining issue is loan mod-Shellpoint has MFR on for 5/5


As of 2/19/20 (DS): 1. TRUSTEE OBJ RESOLVED:
- AMENDED SCHED B AND C STILL NOT RESOLVED. AMENDED SCHED B ADDS ONLY 1 ADDITIONAL VEHICLE (1999 TOYOTA LAND CRUIS WITH NO VALUE), BUT AUTO INSURANCE HAS 2004 FORD EXPLORER AND 2007 NISSAN 350Z AND LIST DEBTORS AS PRINCIPAL DRIVERS).($3600 equity but 100%)
- Amended Sched J increases mortgage for rental property to $2,116, but per proof provided mortgage is $1,892.30 as of 1/1/20. PLAN IS PAYING 100% SO THIS WILL BE MOOT.

2. Ditech (125-127 Princeton Ln) obj that plan fails to pay arrears, claim filed for $119,353.58. Obj must be resolved. Plan is not feasible if paying arrears and propose no loan mod. MOD PLAN PROPOSE LOAN MOD AND ARREARS THROUGH LOAN MOD.

3. WHAT IS THE STATUS ON LOAN MOD, PLAN HAS LOAN MOD PER ORDER OF LOSS MIT. MOTION FOR LOSS MIT WAS GRANTED 2/18/20, NEED DATE TO EXTEND.

1/22/20 (DS): 1. Trustee obj to the following:
- Must amend Schedule B and C to add all autos on auto insurance. - AMENDED SCHED B ADDS ONLY 1 ADDITIONAL VEHICLE (1999 TOYOTA LAND CRUIS WITH NO VALUE), BUT AUTO INSURANCE HAS 2004 FORD EXPLORER AND 2007 NISSAN 350Z AND LIST DEBTORS AS PRINCIPAL DRIVERS)
- Amended Sched J increases mortgage for rental property to $2,116, but per proof provided mortgage is $1,892.30 as of 1/1/20. PLAN IS PAYING 100% SO THIS WILL BE MOOT.

2. Ditech (125-127 Princeton Ln) obj that plan fails to pay arrears, claim filed for $119,353.58. Obj must be resolved. Plan is not feasible if paying arrears and propose no loan mod. MOD PLAN PROPOSE LOAN MOD AND ARREARS THROUGH LOAN MOD.

3. Arrears claim filed by PHH Mortgag
Matter ResolvedRequest
Adjourment
1026/2/2020 10:00 am19-28529 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanConverted to 7 / 11Debtor has made 9 of 10 required payments   Arrears: $0  

>>>either converted by 6/2 or D<<<

5/27/20 - Per atty, case will be converted to Chapter 7.sf

>>5/26/20(mk): Checked w/ J. Schwalb today on status of LM -was told debtor atty has med'l issues but communicated that debtor will not be accepting the loan mod and will be surrendering the collateral either by modified plan or conversion to chapter 7"

AR RESOLVE OR HOLD
5/16/20(mk):

>>> NEED TO KNOW IF DEBTORS ACCEPTED NEW TRIAL LOAN MOD> IF YES AMENDED J NO LONGER VALID AND PLAN IS NOT FEASIBLE<<

1. Motion to Extend/Alter/Clarify terms Of LM Trial Period on for 5/6/20. SAYS OTBS-WHAT ARE TERMS?
>asked J. Schwalb for status:Terms =Debtor to be re-reviewed with the updated income (which SN did).
-New trial mod offer, which debtor would have to immediately make payments on or a denial would be issued and we can the move for stay relief. (mk: new trial LM is for 9 mos begin 6/1/20. TL payment is $4,939.26. Final Payment 2/1/21.Agmt has to be signed & returned by
5/20/20. note : if accepted by debtors, this TL payment is $4,939.26. Amended J has mtg payment $2,378.19. The difference is $2,561.07. This Payment ,if accepted by debtors will caused expense total (if left as is)on amended J to be $9582.26 and the plan will not be feasible .


2. Objection by SN Servicing/US Bank(Friedman Vartolo):MP Still Seeking LM-Needs to resolve obj.
-plan modifies rights- no pay arrears. Says debtors were offered Trial Lm for potential LM in Feb. That was subject of the motion in #1.
Debtors submitted several different income docs. Debtors requested re review of LM based on recent income & New trial loan mod was sent to debtor.(see #1) If no resolution if this new TLM meaning if not accepted by debtors, LM will be denied.

3. Objection by Towd Point Master Funding(KML):MP Now STRIPS THIS 2nd Mtg
-plan fails to pay arrears.

4. Late Secured claim filed by New Century Fin on a J'ment.- MP Strips Judgment.

5. Trustee objection: To MP & amended I & J, 122c
-plan has excessive ex
Matter ResolvedRequest
Adjourment
1036/2/2020 10:00 am19-28724 / MBKCAMILLE J KASSARConfirmation Hearing on Modified PlanConfirmedDebtor has made 1 of 9 required payments   Arrears: $1,934.00  Total Paid In: $2,621.00
ISSUES AS OF 5/27/2020 (DM): Updated 5/29/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $685.50 PTD, THEN $1,935 x 53 STARTING 6/1/20, 100% PLAN, OTBS WITH JP MORGAN CHASE WITHIN 30 DAYS TO PAY $83,572.62 ARREARS THROUGH PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION, ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY JP MORGAN CHASE LATE POC (2-1)***

 4/9/20 - MP proposed at 100% filed and scheduled for 6/2/20 - need adj request which will be peremptory to resolve all issues (DM)

1) Chase (McCalla Raymer) OBJs - $83,572.62 arrears per late filed claim (UNRESOLVED - MP PROPOSES TO PAY ARREARS, BUT TRUSTEE PAYMENT IS INSUFFICIENT AND PLAN ALSO PROPOSES A LOAN MOD).

2) Trustee OBJ:
- Need a copy of 2019 tax return (RECEIVED).
- Need amended Sch J to list AP mtg payment, not full mtg payment (AMENDED).
- Tax refund was not prorated and included in disposable income calculation (NO REFUND IN 2019).
- Need to file Pre-Confirmation Certification (FILED).
- Order of Distribution departs from Trustee standard (OKAY TO ADD TO CONF ORDER??)
- Excessive Expenses: $600 home maintenance, $1,000 food for a household of one, $150 clothing, $150 personal care, $600 medical & dental, $500 entertainment (MP PROPOSES 100%).


Prop. Plan Ptd, $344.21 x 54 start 5/1/20, 100% Plan, Loan Mod by 8/2019
PTD 7/7 = $685.50
Last Claim (2-1)
Matter ResolvedRequest
Adjourment
1056/2/2020 10:00 am19-28756 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledWithdrawnDebtor has made 5 of 9 required payments   Arrears: $790.00  
*per email attorney MP and amended sch just filed
5/20 workup for the 6/2 calendar EDC
* As of 4/10/20(Mk): Atty reply - no more unemployment- now plan not feasible. Needs to adj to review for MP & amended I & J.--NOTHING DONE
2 payments arrears

As of 4/8/20(mk):

>>review indicates large excess of disposable income but part of that income was spouse's unemployment- need status of that or if there is any income from spouse - may need supple objection. Have emailed atty.<<<

1. Trustee Objection:
-need homeowner's insurance renewal declaration - policy provided expired.(Provided).


Plan:290 x 60,0%
payments:4/6
last claim:6-1, bar date:12/10/19
Matter ResolvedRequest
Adjourment
1066/2/2020 10:00 am19-28842 / MBKDAVID J KHAWAMConfirmation Hearing on Modified PlanWithdrawnDebtor has made 5 of 9 required payments   Arrears: $4,423.00  
AR PER PRIOR CONF NOTES ATTY WAS TO WD
Matter ResolvedRequest
Adjourment
1076/2/2020 10:00 am19-28919 / MBKMARK W FORDConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 9 required payments   Arrears: $376.00  Total Paid In: $3,301.00
ISSUES AS OF 5/27/2020 (DM): - Atty ok with terms.sf

***In order to adequately fund the plan, NEED TO CONFIRM AT $2,275 PTD, THEN $701 x 53 STARTING 6/1/20, 100% PLAN WITH $147,532 MINIMUM DIVIDEND; ADD TO CONFIRMING ORDER: TRUSTEE STANDARD ORDER OF DISTRIBUTION***

1) MP proposes $7,100 secured treatment to Twp of Willingboro - case was confirmed to pay $11,082.05 secured claim (TRUSTEE TO SET UP PER CONFIRMED NUMBERS).

2) MP proposes secured unaffected treatment to Ford Motor Credit on 2016 Ford Fusion - case was confirmed to pay $487.66 arrears claim (TRUSTEE TO SET UP PER CONFIRMED NUMBERS - DUPLICATE CLAIM WAS EXPUNGED).

3) Trustee OBJ:
- Proposed MP payment is insufficient to fund the plan at 100%.
- Proposed MP fails to adequately treat Twp of Willingboro secured claim ($11,082.05) and Ford Motor Credit arrears claim ($487.66).
- Order of Distribution departs from Trustee standard (OKAY TO PAY PER STANDARD??)


Confirmed Case: $1,625 Ptd, $759 x 56 start 3/1/20, 100% Plan w/$147,532 min div
Prop. MP: $459 x 60, 100% Plan
PTD = $2,275
Last Claim (16-1) dated 12/10/19
Matter ResolvedRequest
Adjourment
1086/2/2020 10:00 am19-29020 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
7/28/2020 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $86.00  Total Paid In: $3,171.00
5/21 workup for the 6/2 calendar EDC

-plan adds post pet debt--no claim filed--$4414--cannot confirm or pay until claim filed

MP paid then $460 x 31 remaining beg 5/1/20 0%
Matter ResolvedRequest
Adjourment
1096/2/2020 10:00 am19-29816 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 7 of 9 required payments   Arrears: $3,088.00  
AR RESOLVE OR HOLD - Adj by AR for 2 weeks to 6/16/20
AS of 5/26/20(mk):

>>>Needs to Resolved obj in #1, What is status of LM?T then case can be worked at 100%<<


1. Objection by Bank of NY /Mellon(Powers); This claim was transferred to New Rez 2/21/20.
-plan fails to cure arrears. LM speculative

2. Trustee Objection :
--Form 122c Line 45 has monthly disposable income $2,600.01 which requires minimum
$156,000.60 dividend to general unsecured creditors - ok 100% plan
--Non exempt equity in Kearny Bank and 1st Constitution Bank accts $18,183.71 (100% plan).
-Non exempt equity in real property $400,476.78 (100% plan).
need copy of the homeowner's insurance renewal declaration-(Provided).



Plan: 1,544/60, LM: 1616 MARTIN RD BY 6/1/20, 100%.
payments;6/7
last claim:3-1, bar date 12/30/19
Matter ResolvedRequest
Adjourment
1106/2/2020 10:00 am19-30353 / MBKDaniel Straffi, Esq.Order Vacate Dismissal of CaseWithdrawnDebtor has made 8 of 9 required payments   Arrears: $500.00  
AS OF 5/27/20 (SF) MP filed and scheduled for 6/10/20 Need to be adjourned.

1. Motion to Extend Loss Mitigation scheduled for 6/24/20

2. Objection filed by Select Portfolio (Milstead & Associates) - failure to pay arrears of $52,070.12 and loss mitigation order was terminated and has not been extended. Debtor is not current with adequate protection payments.



Plan proposes $500 x 12, $1100 x 48 Base, loan mod by 10/1/20
Payments: 6/8 Arrears: $1000

RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Ally Financial filed arrears claim 6-1 for $8822.73 which is not addressed in the plan (OK TO PAY?) (MP FILED TO SURRENDER)
Trustee objection:
- The debtor has undertaken an improper use of exemption. Specifically: The Debtors have exceeded the 522(d)(1) exemption based upon the Deed provided that lists the Debtor as the sole owner. (MOOT, PROPERTY IS JOINTLY OWNED)
Matter ResolvedRequest
Adjourment
1116/2/2020 10:00 am19-31026 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledContinued
8/4/2020 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  

NFA
5/20 workup for the 6/2 calendar EDC

* Trustee objection:
- The monthly net disposable income using schedules I & J is approximately $2520 when
adding back tax refunds and average take home pay of $3150 bi-weekly.
- The 22c as filed requires $1725 monthly be paid to unsecured creditors.
- No exemption has been taken on the residence. There is approximately $50,400 in equity.
must file pre conf cert
* Atlantic Health Systems has not file a claim and trustee cannot pay if no claim
* Marriott filed 2 claims for a timeshare-not on the petition or the plan. Need amended for both.
* Nationstar mortgage, Citizens and Hyundai all filed secured claims and none are in plan-need MP
-----------------------
-Need a copy of the homeowner's insurance renewal declaration - (RESOLVED)


$1700 X 60; BASE


Matter ResolvedRequest
Adjourment
1126/2/2020 10:00 am19-31615 / MBKANDREW CARROLL, ESQ.Confirmation Hearing on Modified PlanContinued
6/16/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $780.00  Total Paid In: $6,020.00
***ADJ BY AR TO 6/16/20***
As of 5/27/20 (DS): 1. Attorney fees still an issue since case was confirmed on 4/8/20. Confirming order had within 30 days must file Attorney Disclosure Statement and provide statement or Consent Order from prior attorney that prior attorney is not owed fees.
Previous attorney fees $2,250 and present attorney fees $4,250. Amended Attorney disclosure total owed $4,750, attorney received minus $2,500 paid, balance due $4,250 when it should be $2,250.

2. Needs Trustee standard order of distribution.

MP Prop $866 x 54 100% - To correct amount due to secured creditor and correct amount to be paid to unsecured creditor.
Matter ResolvedRequest
Adjourment
1136/2/2020 10:00 am19-31678 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $250.00  Total Paid In: $1,750.00
AS OF 6/2/2020 (SF) UPDATED

RECOMMEND $250 X 60 (BEGIN 12/1/19) BASE PLAN, LOAN MOD BY 8/31/20
- DO NOT PAY ARREARS TO BAYVIEW LOAN SERVICING
- OTBS WITHIN 30 DAYS RESOLVING OBJ BY BAYVIEW LOAN SERVICING
- NEED CERTIFICATION REGARDING FATHER'S ESTATE WITHIN 15 DAYS

1. Objection filed by Bayview Loan Servicing (Schiller Knapp) - failure to pay arrears of $33,479.10; insufficient income; speculative loan mod and failure to pay adequate protection payments (OTBS - LOAN MOD BY 8/31/20).

2. Loss mit order expires 5/21/20 - NEED STATUS OF LOAN MOD

3. Trustee objection:
- Proof of social security income - .Letter form Social security as to his benefit. Debtor to apply for soc security
Need proof of insurance for the 2000 Lexus. Need a copy of the debtor's deceased father's will.
-must provide letter from Probate attorney as to status of debtor's father's estate and what the debtor's interest is in the estate (CERT WITHIN 15 DAYS - ESTATE PROBATE WAS COMPLETED IN EARLY 2000s - DISTRIBUTION COMPLETED).

Plan proposes $250 x 60 Base, Loan Mod by 8/1/20
Payments: 6/7 Arrears: $250

RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - .(RECEIVED)
-Need to file Pre-Confirmation Certification. (FILED)
Matter ResolvedRequest
Adjourment
1146/2/2020 10:00 am19-31768 / MBKLAURENCE R SHELLER, ESQConfirmation Hearing - Order Vacate Dismissal of CaseConfirmedDebtor has made 5 of 8 required payments   Arrears: $268.00  Total Paid In: $2,820.00
as of 5/26/2020

ok to confirm at $1,880 paid to date, $604x54 begin 6/1/2020 base plan
-must file Pre Confirmation Certification with Court within 10 days of confirmation

proposed pan $470x60 base plan
paid in $1880
arrears $940
last claim 6
Matter ResolvedRequest
Adjourment
1156/2/2020 10:00 am19-31841 / MBKSTEPHEN M GOLDBERG, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 8 required payments   Arrears: $1,196.00  Total Paid In: $9,100.00
As of 5/27/20 (DS): - Atty ok with terms.sf

Need to confirm at $7,150 paid, $1,573 x 54 begin 6/1/20 pro rata dividend to gucs

1. Mortgage obj but ok so long as plan propose to pay pre and post-pet arrears, plus attorneys fees. Above work up pays all claims and attorney fees.

MP Prop $5,850 paid, $1,573 x 52 Base - Capitalizes post-pet mtg arrears $5,850 over remaining 52 months of plan. Pre-pet arrears claim is increased to $70,442.48 to match POC.
Matter ResolvedRequest
Adjourment
1166/2/2020 10:00 am19-32342 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 6 of 8 required payments   Arrears: $0  

As of 5/28/20(mk): - Per atty, ok to dismiss/hold fees

SAME AS LAST TIME. NO UPDATES. NOTHING DONE.

4/10/20(mk):atty says working on resolving objections. May have one w/ Phelan office. Still nothing
with Powers office or T'ee obj. Debtor now working so has requested POI. Will upload adj request.

As Of 4/8/20(mk): Same Issues from Last hearing.

1. Objection by US Bank(1st Mtg)(Phelan):
-fails to cure arrears. LM speculative

2.Objection By Ally Bank(2nd Mtg)(Powers):
-fails to pay arrears POC $2,373.12. NOT IN PLAN

3. Plan has Santander current- POC $135.60-OK TO PAY?

4. Trustee Objection:
-Plan is LM - cannot be 0%- must be a base.
-income verified higher than scheduled. Disposable net income is $2,133.75
-cannot be zero percent plan due to excess income
-non exempt equity $4,175 bank account.



Plan:632 X 60 BEG 12/19; LM BY 8/31/2020 (3 MAYFLOWER DR); $0.
payments:5/6
last claim:11-1,bar date:2/5/20
Matter ResolvedRequest
Adjourment
06/2/2020 10:00 am19-32353 / CMGDaniel Straffi, Esq.AP Hearing Rescheduled (Document)Continued
6/16/2020 10:00 am
Total Paid In: $700.00
AP 20-1127 DEBTOR MTN TO DISMISS AP
Matter ResolvedRequest
Adjourment
1176/2/2020 10:00 am19-32359 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $4,000.00
As of 5/28/20 (DS): Atty ok with terms.sf

Need to confirm at $500 x 60 begin 12/1/19 100% to gucs, due to disposable income and add to confirming order Trustee ok to pay the arrears claim of Wells Fargo/Empire claim#14-1

4/28/20 (DS): 1. Wells Fargo/Empire Today filed arrears claim for $491.08, not in plan. PER EMAIL FROM DEBTOR ATTY OK TO PAY

2. BELOW ISSUES NOT RESOLVED.

2/4/20 (DS): 1. Trustee obj to the following:
- Must amend Schedule I, Debtor advised position will terminate 1/2020. Must provide any other income, if Debtor is to receive pension or 401(k).
- Excess expenses on Schedule J such as: Car payments $575 and $580, expenses for surrendered property $300 electric, $240 HOA and maintenance $100, Food $700 and Life insurance $300. Deducting excess expenses, leaving disposable income $7,958.75.
- 22c has disposable income $1,899.61, which would require min. dividend $113,976.60 to gucs.

Prop Plan $500 x 60 Base
Note: Homeowner insurance provided.
Matter ResolvedRequest
Adjourment
1186/2/2020 10:00 am19-32458 / MBKANDREW CARROLL, ESQ.Confirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 3 of 7 required payments   Arrears: $0  

Per Atty, HOLD FEES

WAGE ORDER ENTERED BUT NONE OF TRUSTEES OBJ RESOLVED SINCE LAST TIME
5/22 workup for the 6/2 calendar EDC

* Trustee's objection:
- A copy of the last filed tax return - 2018. (NOT RECEIVED)
- Need October and November bank statements for TD account or Certification that account was closed. (NOT RECEIVED)
- Amendments to Schedules to complete Schedule C (filed blank) (NOT AMENDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $7,645.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
------------------
1. Objection filed by JP Morgan Chase (Phelan) - failure to cure arrears of $43,634.02. (MOD PLAN FILED TO PAY FULL ARREARS. NO OBJ TO MOD PLAN)

Need to file Pre-Confirmation Certification (FILED)

MP proposes: $550 x 3, $915 x 57 beginning 4/1/2020, 100% to guc's
Payments: 2/4, arrears $1,465
Matter ResolvedRequest
Adjourment
1196/2/2020 10:00 am19-32716 / MBKJonathan Stone, Esq.Confirmation Hearing ScheduledContinued
7/14/2020 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $950.00  
AS OF 5/27/20 (SF)

1. IRS filed estimated priority claim 16-1 (NEED AMENDED CLAIM)
2. IRS filed secured claim 16-1 for $18,488.61 which is not addressed in plan (OK TO PAY?)
3. Trustee Suppl Obj: service to Wells Fargo is improper. Cannot serve FDIC creditor at PO Box. Must serve at street address. (Amended to serve street address but did not serve at address listed on proof of claim)
4. Trustee objection:
- Need Proof of 2 month's income - for January and February of 2020 (Updated income received and net income is $1031.30
- The 22C provided requires min dividend to gucs.

Plan proposes $475 x 60 Base
Payments: 4/5 Arrears: $475


RESOLVED ISSUES:
- Amendments to Schedules B to remove Mercedes. (Surrendered in plan)
Matter ResolvedRequest
Adjourment
1206/2/2020 10:00 am19-32938 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 6 of 7 required payments   Arrears: $0  

6/1/20 (SF) - PER ATTY OK TO DISMISS/HOLD FEES

AR DISCUSS WITH ATTY 5/21 workup for the 6/2 calendar EDC
* 4/9/20 Debtor attorney requested adjournment to allow time to resolve IRS and State of NJ POCs.--NOT DONE

* There are 4 different creditors that were either not listed in plan or in plan as outside that filed arrearage claims. Attorney must file a MP to include these EDC

As of 4/3/20 (DS): 1. Trustee obj to the following:
- Need copy of 2018 tax return.
- Amendment to Schedule I to include rental income.
- Excess expense on Schedule J for transportation $900.
- Plan does not provide for IRS and State of NJ claims.
- CVI SGP Acquisition Trust/Sterling Jewelers filed a secured claim for $1,674.26 that must be paid or move against the claim.
- SLS filed $48,791.14 arrears claim that must be addressed, plan list outside and unaffected.

2. Nissan received stay relief 2/27/20. Must surrender vehicle and amend Sched

3. IRS and State of NJ filed estimated tax claims. Claims must be resolved.

4. Must file Pre-confirmation certificate.

Prop Plan $300 x 36 Base
Matter ResolvedRequest
Adjourment
1216/2/2020 10:00 am19-33040 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 7 required payments   Arrears: $638.00  Total Paid In: $1,784.00
As of 5/25/20(mk):

***CAN REC CONFIRM AT $346 x 60 ,Begin 1/1/20; Base; Trustee is authorized to pay arrears claim 3-1 of Wells Fargo in the amount of $2007.34. Trustee is authorized to pay arrears claim 6-1of Ally Capital in the amount of $299.20. Must file pre conf cert w/in 10 days.***



1.Objection by Wells Fargo(Phelan):
-plan fails to pay arrears( POC $2,007.34)- OK TO PAY?. PER ATTY YES PAY

2. Ally Fin. in plan as unaffected-Filed POC $299.20- OK TO PAY?PER ATTY- YES PAY

3. Trustee Objection:
- need the divorce decree if debtor is no longer married.
must file pre conf cert.
---------------------------------------------------
-Need November and December bank statements for accounts #7295 and #9035. (see
direct deposit info) (Provided).
- also need Nov. & Dec. bank statements for Wells Fargo account #8217
-Reviewed the 122C, Line 23 (optional telephone) requires documentation. Per the 122C,
-monthly dispos. income $297 which requires a min.div.of $17,820 to gucs.( Proposed plan payment is 346 x 60 which is more)



Proposed plan:346 x 60 BEG 1/2020; BASE.
payments:5/5
last claim:8-1,bar date:2/19/20
Matter ResolvedRequest
Adjourment
1226/2/2020 10:00 am19-33052 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
6/24/2020 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $500.00  Total Paid In: $2,200.00
AS OF 5/27/20 (SF) - MP filed and scheduled for 6/24/20. Need to adjourn.

Debtor affected by Covid-19, need to file new budget.

Attorney filed certification in response to our objection. We only have 60 days proof of income for both debtors. His calculations are for 6 months but its a moot issue. The calculations below are based on the retirement loans which one has already expired for $621.95 and the other will expire in June of 2022 for $122.27.

Disposable income is higher per I and J. 401k loan for Mr. Kilpatrick expires on 6/8/22 and additional $122.27 will be available. Pension loan expires in 2/2020 and $621.95 will be available as of 3/1/20.

***** RECOMMEND $300 x 4, (BEGIN 1/1/20), $825.00 X 28 (BEGIN 5/1/20), $1390 X 28 (BEGIN 9/1/22) BASE PLAN****

1. Trustee objection:
- Verified income leaves a monthly net balance of $1139
- Reviewed the 122C, average monthly gross income is $10,330.
Line 17 (involuntary deductions) should be $423 and
Line 23 (optional phone) requires proof. Per the 122C, monthly disposable income is $1,707 which requires a minimum dividend of $102,420 to general unsecured creditors. (REDUCED BASED FROM $87,600 TO $63,218)


Plan proposes $300 x 4, $825 x 28, $925 x 28 Base
Payments: 4/5 Arrears: $325

RESOLVED ISSUES:
- Need statements for the debtor's 401k loan and the co-debtor's pension loan. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)
- Need proof that debtor is paying $433/month is support (DEBTORS ARE SEPARATED AND DEBTOR LIVES WITH MOTHER. THIS IS RENT DEBTOR PAYS TO MOTHER. CERT PROVIDED)
Line 10 (support) requires a court order, (MOOT, THIS IS RENT)
Matter ResolvedRequest
Adjourment
1236/2/2020 10:00 am19-33086 / MBKDavid G. Beslow Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 7 required payments   Arrears: $0  

5/22 workup for the 6/2 calendar EDC
-same issues as last time

* Trustee's objection:
- A copy of the last filed tax return - 2019 (NOT RECEIVED)
- an accountants valuation of the debtor's business (NOT RECEIVED)
- Proof of income verifies higher, there is disposable income $$2,157.82, may be moot, plan propose 100%.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1229 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on real property $11,074.30 and checking account $812.45.
The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- Must provide valuation statement from whole life insurance policy with Polish Women's Alliance prior to filing date. (NOT RECEIVED)
- Must resolve IRS estimated claim. (STILL ESTIMATED)
- Must resolve creditor obj. (UNRESOLVED)
- Must file Pre-confirmation certificate. (NOT FILED)
- The debtor may be over the 109(e) limit (SECURED CLAIM IS ABOVE THE LIMIT AT $1,267,905)
---------------------
1. Objection filed by SN Servicing (Friedman) - Plan fails to provide for the claim of $727,841.92. Adequate protection payment is too low. Creditor wants a consent order giving stay relief should the property not be sold within an appropriate time frame. (RESOLVED)

Plan proposes: $200 x 60, 100% plan, sale of residence within 6 month of confirmation
Payments: 3/4, arrears $200
Matter ResolvedRequest
Adjourment
1246/2/2020 10:00 am19-33181 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
6/10/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $2,689.00
ADJ to 6/10/20 for MFR
ISSUES AS OF 5/27/2020 (DM):

***If debtors can resolve pending MFR, they will need $390 x 55 going forward to service the other secured claims***

 MFR by MTGLQ pending 6/10/20 - no post-petition mtg payments made.

1) MTGLQ Investors (Parker McKay) OBJs - $93,542.17 arrears (CONSENT ORDER ENTERED - LOAN MOD BY 7/13/20).

2) Consumer Portfolio (Bernstein Burkley) OBJs to cram (CONSENT ORDER ENTERED).

3) Trustee OBJ:
- Proof of income verifies higher resulting in $1,119 disposable income (RESOLVED, DISPOSABLE INCOME $425).
- Need service to Capital One on judgment cram - notice is addressed to Capital One Auto Finance (AMENDED).
- Need amended Sch A & C to add timeshare (RESOLVED, MP SURRENDERS TIMESHARE).
- Improper Exemptions: specifically, (d)(1) exemption is exceeded (Deed is not in name of Co-Debtor). Also, improper (d)(5) exemption of $7,000 but only allowed $1,325 - need another amended Sch C to resolve (OK - AMENDED).


Prop. Plan $383 x 60, 0% Plan, Loan Mod 6 months
PTD 5/5 = $1,915
Last Claim (20-1)
Matter ResolvedRequest
Adjourment
1256/2/2020 10:00 am19-33208 / MBKJames J. Cerbone Confirmation Hearing ScheduledContinued
8/4/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $1,175.00  
As of 5/26/209mk):


>>Needs To Address Arrears in POC in #1 & 2.<<


1. Objection By US Bank(Phelan)--This claim has been transferred to UMB Bank/Rushmore (ParkerMcKay):
-plan fails to pay arrears. POC $1,545.84 (OKAY TO PAY)

2. Objection by IRS(O'Hagan):
-plan not confirmable. Secured POC $28,532.84 (not in PLan)& Priority $47,991.68

3. Trustee Objection:
-need 209 tax return by 8/15/20.
-need pension/401(k) loan statement showing balance.
-debtor( not paying all disposable income into the plan .
-22C requires minimum of $407 monthly to be paid to unsecured creditors
-POI from UPS is approximately $500 higher than scheduled .
-rental income provided is $2000 p/m which is higher than scheduled .
-of now ,there is non exempt equity of $18,396.00. No (d)(1) exemption taken on sch C.
-must file pre conf cert.


plan:1,175 x 60 not <33,015.00
payments:5/5
last claim:11-1,bar date:2/21/20.
Matter ResolvedRequest
Adjourment
1266/2/2020 10:00 am19-33244 / MBKEdward Nathan Vaisman Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 7 required payments   Arrears: $0  

AS OF 5/28/20 (SF) - Per Atty, ok to dismiss

Note: Per atty, debtor's income has significantly reduced but the budget has not been amended and no current proof of income provided. Plan currently needs 100%.

RECOMMEND $448 PTD, $2195 X 55 (BEGIN 6/1/20) 100% W/MIN $6226 PER EQUITY IN BANK ACCOUNT
- OK TO PAY ARREARS CLAIM 2-1 FOR WELLS FARGO

Disposable income is currently $2126.09 and will increase to $2787.09 in October once the retirement loan ends. Plan requires 100%

1. Trustee objection:
- Need copy of 401k loan statement for co-debtor. 2mos - (RECEIVED - Loan will be paid off by 9/5/20 and $661 will be available as of 10/1/20

- ( Nov. & Dec 2019) of bank statements for TD bank acct. (RECEIVED. AS OF 12/31/19 THERE IS N/E EQUITY OF $6226 IN TD BANK ACCOUNT)

- Amendments to Schedules . Must amend 122C to correct monthly mortgage payment.
- Sch. B to add TD bank acct ( AMENDED)

Excessive expenses on Schedule J:
--$1100 transportation; both debtor's work in NY - Reviewed debtor's proof of expenses and $1100 for transportation is ok due to fact that both debtor's incur additional expenses traveling to NY for work.

--$417 car repairs- Repairs for 2019 total $2610.96/12 = $217.58 (Expenses will be reduced by $199)

- Excessive expenses per 122C: (NOT AMENDED)
Line 21: $929.67 childcare. Only $685 listed on Schedule J
Line 30: $47.75 additional food
Line 33a: $6227 mortgage payment is incorrect, should be $3273.40
- Disposable income per 122C will require minimum divided to general unsecured creditors.

Plan proposes $112 x 60 Base
Payments: 5/5

RESOLVED ISSUES:
- File pre-confirmation cert. (FILED)
- there is $7,309.19 of non exempt equity in real estate. (MOOT, SCHEDULE C AMENDED)
- Wells Fargo filed arrears claim 2-1 for $279.30 (OK TO PAY? YES)
Matter ResolvedRequest
Adjourment
1276/2/2020 10:00 am19-33292 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 3 of 7 required payments   Arrears: $0  

AR , IF ADDL FUNDS POST BY 6-1 AND DEBTOR ENROLLS IN EWAGE OK T ADJ
AS OF 5/27/20 (SF)

Order entered Validating Sheriff's Sale doc #31 - to be reviewed

1. IRS priority/unsecured claim is estimated (NEED AMENDED CLAIM)
2. State of NJ priority claim is estimated (NEED AMENDED CLAIM)
3. The plan proposes to pay $30,844 to HSBC/JP Morgan. No claim filed. The bar date expired on 2/24/20 (MUST RESOLVE) Order entered Validating Sheriff's Sale doc #31 - (STILL NO CLAIM FILED)
4. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - that provides the source of the CMA. No realtor page so cannot tell where it came from.
- Amend Sch I to add rental income from parking spaces.
- Income verifies higher($8,251.66) than scheduled ($8,100.83) resulting in monthly disposable income of $2,140.66.
- Must file pre conf. cert.


Plan proposes $1064 X 36 0%, Loan Mod in 6 months
Payments: 3/5 Arrears: $2128

RESOLVED ISSUES:
- Snap on Tools filed arrears claim 2-1 for $6128.33 (OKAY TO PAY - Yes)
- Amendments to Schedules: Attorney disclosure to pay fees through the plan (RECEIVED)
Matter ResolvedRequest
Adjourment
1286/2/2020 10:00 am19-33314 / MBKDaniel E. Straffi Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $0  
Total Paid In: $3,000.00
6/1 workup for the 6/2 calendar EDC:

2500 paid then 500 x 18 beg 7/1/20 then 730 x 36 beg 1/1/22 LM by 10/1/20 - 100% -otbs caliber 30 days(low base)

1. Objection filed by Caliber Home Loans (Phelan) - failure to cure full arrears of $36,445.21. (OTBS per Straffi LM by 10/1 pay arrears pending)
2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need proof of insurance for the 2013 Chrysler. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$500/month for transportation (100% Plan).
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $2,495 (pension loan was paid off in November 2019 - 100% Plan).
- Reviewed the 22C, Line 17 (involuntary deductions) should be $1,176. Per the 22C, monthly disposable income is $404 which would require a minimum dividend of $24,240 to general unsecured creditors (100% Plan).
- The Schedules fail to account for the debtor(s) tax refund in the amount of $7395 when determining disposable income. (AVERAGED/ADDED TO INCOME)

---------------------------
- A copy of the last filed tax return - 2019 by 8/15/2020. (RECEIVED-got big refund of $7398)
- Need November and December bank statements for TD account #4921. (RECEIVED)

Plan proposes: $500 x 24, $730 x 36, 100% to guc's, loan mod by 7/1/2020
Payments: 4/4
Matter ResolvedRequest
Adjourment
1296/2/2020 10:00 am19-33355 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $6.00  Total Paid In: $5,837.00
ISSUES AS OF 5/27/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $4,165 PTD, THEN $839 x 55 STARTING 6/1/20, 0% PLAN***

1) Trustee OBJ:
- Debtor has insufficient income.
- Need service to Capital One Auto (FILED).


Prop. Plan $833 x 60, 0% Plan
PTD 5/5 = $4,165
Last Claim (7-2)
Matter ResolvedRequest
Adjourment
1306/2/2020 10:00 am19-33394 / MBKEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
6/24/2020 10:00 am
Debtor has made 2 of 7 required payments   Arrears: $0  

AS 5/28/20 (SF) - Homeowner's insurance expires on 6/25/20

1. Carol Baron has not filed a claim. Should the per plan claim of $3307.54 be stricken?

2. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - two page document provided is illegible
- There is non-exempt equity in house $368,824.88 (100% PLAN).
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution,
- plan proposes a tier however, income is not sufficient to make this large payment - what is the source of the funds?

3. Must file pre-confirmation certification

Plan proposes $470 x 6, $1485 x 54 100%
Payments: 5/5
Matter ResolvedRequest
Adjourment
1316/2/2020 10:00 am19-33595 / MBKFRANK J FISCHER, ESQConfirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 35 of 7 required payments   Arrears: $0  
Total Paid In: $6,900.00
MP scheduled for 6/16/20
issues as of 4/14/2020

1) IRS objection to confirmation - need to resolve
-priority claim $120,071.56
-secure claim $42,549
2) State of NJ, Division Taxation objection to confirmation - need to resolve
-priority claim $16,598.98
3) Trustee objection to confirmation - need to resolve
-need a current market analysis - CMA provided is dated 3/13/2018 - need more current valuation
-need a copy of tax returns - 2018 personal return, only provided business return PROVIDED. For the 2019 return, provide by the extended date of 8/15/2020
-updated auto insurance if not confirmed by 4/22 - policy provided will expire 4/29/2020
-need a modified plan that marks off Section 5a unsecured claims
-need amendment to Schedule I to add spouse's income ONLY PROVIDES TO 1/8/2020, IS SHE STILL EMPLOYED?
-excessive expenses $900/non debtor car payment; $500/spouse miscellaneous expenses NOT ADDRESSED
-the debtor is not paying all disposable income into plan - Form 122c has excessive expenses Line 13b taxes $508 for car, no payments owed; Line 30 takes $13.20 additional food or clothing expense AMENDED FORM 122C INCREASES LINE 30 TO $60.05, INCREASES MORTGAGE PAYMENT TO $5809;
-disposable income Line 45 of Form 122c $1,203.42 which would require minimum $72,205.20 to gucs
-must resolve creditor objections
-must file Pre Confirmation Certification
-need paystubs for spouse from January through March 2020
4) Ally Bank Lease Trust filed secured claim 12 for 2019 Jeep Wranger lease - not treated in plan, no arrears
5) Not current with Trustee plan payment, arrears $3200

proposed plan $3200x60
paid in $6400
arrears $3200
last claim 15
Matter ResolvedRequest
Adjourment
1326/2/2020 10:00 am19-33767 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 7 required payments   Arrears: $0  
Total Paid In: $2,295.00
6/1/20/20(mk):Updated-atty ok to terms

***CAN REC CONFIRM AT $1,836 PTD, THEN $459 x 46, Begin 7/1/20; 0%;Trustee is Authorized to pay to Wells Fargo the Cram amount of $4,872.99, which is the secured portion of their claim #1-2 ; Trustee is Authorized to pay arrears of $915.25 to VW Credit Leasing per their claim #4-1.***


1. Need Clarification on Cram for Wells Fargo on 2013 VW. Part 4d has amt to be pd .$4,528.80 but Part 7 c has secured amt of $5,438?
POC filed says secured amt is 4,872.99 .What is Cram AMT To Be pd Thru Plan? PER ATTY- - pay cram amt of $4,872.99.

2.Arrears claim filed on 2017 VW lease $915.25- OK TO PAY? PER ATTY- YES PAY

3. Trustee Objection: Need Debtor's feb march & April stubs ( Provided & recalculated - Dispos income OK now)
- income documentation for the debtor verifies higher (4,851.32) than scheduled (3991.51)
resulting in $1,391 disposable income. Income was ytd net 2019.


Plan: 459 x 60: 0%
Payments:4/6
last claim:20-1, bar date:3/5/20
Matter ResolvedRequest
Adjourment
1336/2/2020 10:00 am19-33774 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
7/14/2020 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $200.00  
AS OF 5/27/20 (SF)

1. Objection filed by Credit Union of NJ (Allison Kiffin) - failure to pay arrears of $4733.11 (COTBS - OK TO PAY ARREARS)
2. Trustee objection:
- A copy of the last filed tax return - 2019 by 8/15/20
- Need pension loan statement; (LOAN EXPIRES IN 12 MOS. $884 WILL BE AVAILABLE IN 7/2021
- Need 60 days complete statements for Santander and CUNJ. (STILL NEED)
- Amendments to Schedules : Amend Sch B to add Santander bank account.
The debtor(s) plan consists of unnecessary or excessive expense items, such as: $560 tele/cell/internet/cable, $260 storage


Plan proposes $75 x 3, $100 x 21, $290 x 12 Base
Payments: 3/6 Arrears: $300

RESOLVED ISSUES:
- Order to Show Cause for filing fees 4/22 @ 2 - Judge to Reserve Decision (VACATED)
Matter ResolvedRequest
Adjourment
1346/2/2020 10:00 am19-33871 / MBKJonathan Stone, Esq.Confirmation Hearing ScheduledContinued
8/12/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $148.00  
***ADJ TO 8/12/20 PEREMPTORY***
adj request filed yesterday 6/1 not reviewed EDC
AR RESOLVE OR HOLD 5/26 workup for the 6/2 calendar EDC
-same as last time

1) Santander Consumer USA Inc (Morton) objection to confirmation - need to resolve
-plan is silent and does not provide for payment of pre-petition arrears $808.10 (OTBS)
2) Trustee objection to confirmation - need to resolve
-need Proof of 2 month's income - PROVIDED THE SAME INCOME - DEBTOR VERIFIED AT $5,531/72 AND CODEBTOR VERIFIED AT $3757(5 stubs provided but one of them is for one day, dont divide by 5 need to divide by 4 -
-pension 401k loan statement showing balance due PROVIDED STATEMENT, WILL BE PAID 2/1/2021 NEED TO RAISE PLAN PAYMENT BY $150 BEGINNING 2/1/2021
-the debtor is not paying all disposable income into the plan - excessive expense on Schedule J $568/telephone, cell phone TRUSTEE WILL ALLOW $450; $1,000/medical, dental FAILED TO PROVIDE PROOF OF THIS MONTHLY EXPENSE; $125/pet supplies, vet TRUSTEE WILL ALLOW EXPENSE
-income verified much higher than what is listed on Schedule I for both debtors AFTER ADJUSTING SCH J TO $6,099.48 DUE TO TRUSTEE OBJECTION, THE UPDATED EXCESS NET BALANCE $2,738.47
-disposable net income is $1,620.47, must pay 60 months of disposable income into plan AFTER ADJUSTING SCH J PER TRUSTEE OBJECTION, DISPOSABLE INCOME IS MUCH HIGHER AT $2,738.47
3) Form 122c Line 43 also deducts $1,000 for periodontal and lower intestine issues needing medical care - there's nothing provided to the Trustee regarding this expense as requested in the Trustee objection. It was noticed that the same expenses is added to the Form 122c, without the deduction there is excess on Line 45 in the amount of $988.63 - which
----------------------------
-need a copy of the homeowner's insurance renewal declaration - need renewal policy provided expires 2/28/2020 RESOLVED, PROVIDED RENEWAL

proposed plan $150x60 base plan
paid in $601.99
last claim 20-1

Matter ResolvedRequest
Adjourment
1356/2/2020 10:00 am20-10270 / MBKOTTO J KOSTBAR, ESQConfirmation Hearing ScheduledContinued
7/28/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $300.00  
ISSUES AS OF 5/27/2020 (DM):

1) Carrington Mtg (STERN LAV) - $47,641.98 arrears (UNRESOLVED).

2) Trustee OBJ:
- Need a full copy of 2018 tax return and 2019 by 5/30/20 (RECEIVED 2019 ONLY).
- Need updated auto insurance - insurance expired 2/25/20.
- Need auto insurance for 2003 Mitsubishi Eclipse (UNRESOLVED).
- Need amended Sch I to adjust income for debtor (UNRESOLVED).
- Proof of income verifies higher - Debtor is now on disability so must go by I & J.
- Need proof of disability income (RECEIVED).
- Form 122c, as filed, has $832.50 disposable income which requires $49,950 min dividend (USE I&J).
- Need proof of title for Dodge Charger that son owns it (RECEIVED).


Prop. Plan $300 x 60, Base Plan, Loan Mod by 7/1/20
PTD 3/4 = $900
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
1366/2/2020 10:00 am20-10378 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 6 required payments   Arrears: $0  

AS OF 5/27/20 (SF) - Per atty, OK TO DISMISS/HOLD FEES

all docs in and 341 scheduled by 3/13 or D. If done we will adjourn confirmation past 341 date EDC

1. 341 NOT HELD - MISSING DOCUMENTS
2. PAYMENTS: 3/4 ARREARS: $400
Matter ResolvedRequest
Adjourment
1376/2/2020 10:00 am20-10395 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $180.00  
ALL DOCS IN AND RESPONSE TO ALL OBJECTION BY 6-9 ADJ PEREMPTORY
ATTY WILL CALL IN LATE
AR RESOLVE OR HOLD
5/26 workup for the 6/2 calendar EDC
**adjourned from 5/19 to resolve all matters

1) RoundPoint Mortgage Servicing Corporation (KML) objection to confirmation -RESOLVED, CONSENT ORDER TO BE FILED, LOAN MOD BY 8/1/2020, ADQ PROT TO CREDITOR, NO ARREARS WHILE LOAN MOD PENDING
-arrears $88,678.64
2) Trustee objection to confirmation - need to resolve
-need a copy of the 2019 tax return by 8/15/2020
-need valuation for 1995 Chevy Corvette PROVIDED VALUATION $3,286 LEAVES NON EXEMPT EQUITY OF $367
-need a modified plan that adds all cramdowns to Section 4 and Section 7 of the plan
-the debtors are improperly cramming a first mortgage secured by the residence
-debtor must resubmit the P&L statement to provide on consistent time period for the P&L statement (July to Dec, 4th quarter, Nov/Dec)
3) Need to file Pre Confirmation Certification with Court
4) Plan does not propose to pay arrears while loan mod pending, money on hand pays Fee Order, who is getting paid while loan mod is pending?
5) Profit and loss statement recently provided shows $24,000 payroll, on business forms no employees listed so this is debtor income which averaged over 5 months is $4.800; the profit averaged over 5 months is $900.28. There is now disposable income of $3,715.39

proposed plan $180x60 base plan with loan mod after 6 months
paid in $720
last claim 12-1
RESOLVED ISSUES FOR TRUSTEE OBJECTION:
-need a copy of the homeowner's insurance renewal declaration RESOLVED, RENEWAL PROVIDED
-need 401k loan statements PROVIDED
-need E-Trade account statement PROVIDED
-need December and January bank statements for all accounts RESOLVED, PROVIDED STATEMENTS
-need Amendment to Schedules - statement of financial affairs to list debtors business RESOLVED, AMENDED SOFA FILED
-need Amended Form 122c to include debtor's business income RESOLVED, AMENDED FORM 122C FILED
-the debtor has undertaken a
Matter ResolvedRequest
Adjourment
1386/2/2020 10:00 am20-10506 / MBKJOSEPH J MANIA III ESQConfirmation Hearing ScheduledDismissedDebtor has made 0 of 6 required payments   Arrears: $0  

NA
AS OF 5/27/20 (SF)

1. 341 NOT HELD AND NOT RESCHEDULED
2. PAYMENTS: 0/4 Arrears: $1000
COPY MONEY ORDERS REPRESENTING 2 PAYMENTS RECEIVED IN MARCH (PAYMENTS NEVER POSTED)
Matter ResolvedRequest
Adjourment
1396/2/2020 10:00 am20-10592 / MBKEdward Nathan VaismanConfirmation Hearing ScheduledContinued
7/14/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $117.00  
AS OF 4/17/20 (SF) - Adj requested to file MP

1. LVNV Funding LLC filed secured judgment lien for $4982.21 not addressed in plan (OK TO PAY?)

2. The plan only proposes 6 months. The plan must be extended to 36 months

3. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 8/15/20
- A Modified Plan that completes part 5.
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
Need service on Advantage Assets, Midland Funding, New Century Financial and Sallie Mae for motions to avoid liens.
- Need to file Pre-Confirmation Certification.


Plan proposes $117 X 6 BEG 2/2020; LM W/IN 6 MOS
Payments: 4/4
Matter ResolvedRequest
Adjourment
1406/2/2020 10:00 am20-10683 / MBKKarina Pia Lucid Confirmation Hearing ScheduledDismissedDebtor has made 4 of 6 required payments   Arrears: $0  

NA
issues as of 5/26/2020

1) 341 not held, not rescheduled - need to adjourn confirmation hearing - sent atty email
2) Not current with Trustee payments, arrears $500
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
1416/2/2020 10:00 am20-10777 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
6/24/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $127.00  
updated 4/17/2020
issues as of 4/13/2020

1) Trustee objection to confirmation - need to resolve
-need a current market analysis - on timeshare, listed on Schedule B as unknown PER ATTY, NO LONGER HAS INTEREST, NEED EXPLANATION AND MODIFY PLAN TO SURRENDER TIMESHARE
-need 2 months bank statements TD Bank 2 months prior to filng date PER ATTY ACCOUNT CLOSED, NEED DATE CLOSED AND CERTIFICATION OF DEBTOR
-need a copy of the deed for timeshare PER ATTY, NO LONGER HAS INTEREST, NEED EXPLANATION AND MODIFY PLAN TO SURRENDER TIMESHARE
-need Amendment to Schedules attorney disclosure for fees through the plan FILED, WILL NEED TO FILE MOTION FOR FEES 7 DAYS AFTER CONFIRMATION ORDER
-must file Pre Confirmation Certification
2) IRS priority claim 18 is estimated for 2019 taxes - Federal filing has been extended to 8/15/2020 PER ATTY 2019 FILED, NEED TO PROVIDE TRUSTEE WITH COPY

proposed plan $127x60 base
paid in $381
last claim 21-1
Matter ResolvedRequest
Adjourment
1426/2/2020 10:00 am20-10783 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 6 required payments   Arrears: $655.00  Total Paid In: $2,500.00
AS OF 6/2/20 (SF) UPDATED

If creditor objection is resolved, ok to confirm with terms below:
RECOMMEND $2000 PTD, $1155 X 55 (BEGIN 7/1/20) 100% PLAN
- OK TO PAY ARREARS CLAIM 1-1 FOR ONE MAIN FINANCIAL
- OK TO PAY ARREARS CLAIM 10-1 FOR LAKEVIEW LOAN SERVICING
- OK TO PAY ARREARS CLAIM 11-1 FOR ALLY CAPITAL
- OK TO PAY ARREARS CLAIM 12-1 FOR ALLY CAPITAL - OTBS WITHIN 30 DAYS RESOLVING OBJ.
- STRIKE SYNCHRONY/KAWASAKI FROM PLAN, NO CLAIM FILED
- TRUSTEE STANDARD ORDER OF DISTRIBUTION





1. Objection filed by Lakeview Loan Servicing (RAS Citron) - failure to pay arrears of $19,419.72 (per atty ok to pay)
2. Objection filed by Ally Financial (Morton) - failure to pay arrears (RESOLVED) OTBS
3. Trustee objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: 5 car payments: $787, $895, $525, $314 and $400 (100% PLAN). $476/month for utilities
- Per the 122C, monthly disposable income is $3,401 which would require a minimum
dividend of $204,060 to general unsecured creditors (100% PLAN).
4. Add Standard order of distribution to conf order


Plan proposes $500 x 48 100%
Payments: 4/5 Arrears: $500

RESOLVED ISSUES:
- The Huntington National Bank filed arrears claim 3-1 for $1962.84 (OK TO PAY?) (AMENDED TO ZERO)
- A copy of the last filed tax return - 2019 by 8/15/20. (RECEIVED)
- Need proof of insurance for the 2016 Kawasaki. (Received Insurance for 2018 Kawasaki) Per Atty 2018 is correct
- Need a statement for the Thrift savings account. (RECEIVED)
- One Main filed arrears claim for $20 (OK TO PAY?) yes
- Late claim filed by Ally Capital (11-1) with arrears of $2,002.39. Creditor listed in the plan as unaffected. (OK TO PAY?) YES
- Late claim filed by All Capital (12-1) with arrears of $1,835. Creditor listed in the plan as unaffected. yes
- Synchrony/Kawasaki is listed to be paid through the plan but no claim has been filed. Should this be stricken from plan? Strike
- Need to file Pre-Confirmation Certification.
Matter ResolvedRequest
Adjourment
1436/2/2020 10:00 am20-10872 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
7/14/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $376.00  
 5/29/19 - Per Adj Request, debtor will be filing a MP and adding property that was not previously disclosed - ADJ to 7/14/20.

ISSUES AS OF 5/27/2020 (DM):

1) HSBC/PHH Mtg (RAS) OBJs - $43,558.19 arrears (UNRESOLVED).

2) Wells Fargo (SHAPIRO) OBJs - $17,022.15 arrears (CONSENT ORDER ENTERED).

3) Capital One Auto filed $45 arrears claim on 2011 Nissan Armada (OKAY TO PAY??)

4) Capital One Auto filed $604.21 arrears claim on 2013 Nissan Rogue (OKAY TO PAY??)

5) Trustee OBJ:
- Need 2019 tax return (RECEIVED).

Note: Expense moot due to SSI


Prop Plan $388 x 60, 0% Plan
PTD 4/4 = $1,552
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
1446/2/2020 10:00 am20-11075 / MBKJoan Sirkis Warren Confirmation Hearing ScheduledContinued
7/28/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $400.00  
issues as of 5/28/2020

1) New Rez LLC d/b/a Shellpoint Mortgage Servicing - objection to confirmation, need to resolve
-pre petition arrears $693,006/19
2) Trustee objection to confirmation - need to resolve
-need P&L for January - March 2020 for spouse business
3) Skylands Urology Group PA - judgment claim $611.21 filed - not treated in plan, need to resolve

proposed plan $200.36 base plan with loan mod by 9/1/2020
paid to date $600
arrears $200
last claim 4
Matter ResolvedRequest
Adjourment
1456/2/2020 10:00 am20-11907 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
7/22/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $2,700.00  
As of 6/1/20 (DS): Debtor attorney requested adjournment to resolve obj.

As of 5/28/20 (DS): 1. Trustee obj to the following:
- Need 2018 and 2019 tax return for non-filing spouse and information for Chase invest acct including recent statement and description of the annuity and proof debtor fits w/in the statutory exemption claimed on Schedule C.
- A Modified Plan that adds all cramdowns to Section 4 AND Section 7 of the Plan. List IRS on 7 but not on 4.
- No cert of service to IRS in plan motions Part 7.
- Plan cannot be 0% with a loan modification, Has to be base.
- There is non-exempt equity $2,807.44 in bank account, took off 50% interest to spouse.
- Must file Pre-confirmation certificate.
- Must resolve creditor objection.

2. Shellpoint obj to loan mod and arrears not paid. Obj must be resolved.

3. CVI SGP-CO Acquisition filed arrears claim for Sterling Jewelers for $2,743.30.

Prop Plan $1,350 x 60 0% and Loan mod with Citibank on Westgate Dr by 6 months from date of conf
Note: Pension, homeowner insurance and income affidavit provided.
Matter ResolvedRequest
Adjourment
1466/2/2020 10:00 am20-12029 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
7/28/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AR NEED TO DISCUSS WITH ATTYS
As of 5/28/20 (DS): 1. Trustee obj to the following:
- The plan must remain 100% plan due to the equity of approximately $113,869.58 in debtor's residence.
- Must file Pre-confirmation certificate.

2. Borough of Freehold obj there was a final judgment in foreclosure was entered 11/7/19 and filed bankruptcy 91 days after the entry of final judgment. Obj must be resolved.

3. No claim has been filed by Borough of Freehold.

4. IRS filed secured claim $2,267.28, not in plan and needs to be paid.

Prop Plan $461 x 60 100%
Matter ResolvedRequest
Adjourment
1476/2/2020 10:00 am20-12188 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
7/14/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $1,450.00  
AS OF 5/28/20 (SF)

1. IRS filed estimated priority claim 14-1 (NEED AMENDED CLAIM)

2. IRS filed secured claim 14-1 for $11,639.51 which is not addressed in plan (OK TO PAY?)

3. State of NJ filed estimated priority and unsecured claims (NEED AMENDED CLAIM)

4. Citizens Bank filed arrears claim 6-1 for $1814.56 (OK TO PAY?)

5. Objection filed by US Bank (Lubin) - failure to pay arrears of $33,617.13

6. CVI SGIP Co Acquisition Trust/Sterling Jewelers Inc filed secured claim 8-1 claim for $429.95, no arrears. This claim is not in the plan. How should this claim be treated?

7. LVNV Funding LLC filed claim 7-1 which is a secured judgment lien for $2988.33, not addressed in plan (NEED TO RESOLVE)

8. Cavalry Investments filed secured judgment claim 16-1 for 2531.73 which is not addressed in plan (OK TO PAY?)

9. Wells Fargo Bank filed secured claim 27-1 for $352.66 for furniture not addressed in plan (OK TO PAY?

10. Trustee objection:
- Excessive expenses on Schedule J: $900 transportation; $460 auto insurance
- Income verifies higher at 2,126.39
- Need update on insurance claim

Plan proposes $725 x 60 0%
Payments: 2/3 Arrears $725
Matter ResolvedRequest
Adjourment
1486/2/2020 10:00 am20-12260 / MBKEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
7/14/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $5,280.00  
AS OF 5/28/20 (SF)

1. Objection filed by Windsor Park Asset Holding (Stern Eisenberg) - failure to pay total debt claim. Lien matured in Feb of 2019 and debtor may be deemed ineligible for loss mitigation.

2. Motion for loss mit scheduled for 5/13/20 at 9 (GRANTED. ORDER EXPIRES 8/14/20)

3. Santander is being crammed in the plan. The bar date has expired and no claim has been filed. This lien is in the amount of $399,754.04 and listed as a collateral mortgage on residence. (MUST RESOLVE)

4. Trustee objection:
- The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules B/C to add Toyota and Lexus. (Per atty vehicles are not in debtor's name)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $275/month for home maintenance ; $500/month for utilities; $513/month for cable/internet/phone; $1,254/month for life insurance (need proof);$738/month car payment
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $2,860.38.
- Per the 22C, monthly disposable income is $2,330 which would require a minimum dividend of $139,800 to general unsecured creditors.


Plan proposes $2640 x 60, Loan mod in 6 mos
Payments: 3/3

RESOLVED ISSUES:
- A current market analysis - (updated). The trustee's valuation is approximately $798,000 (CAM PROVIDED BY BROKER IS LOWER)
- A copy of the last filed tax return - 2019 by 8/15/2020 (RECEIVED)
- Need proof of bonus income for the debtor. (RECEIVED)
- Need to file Pre-Confirmation Certification.
- Need proof of service on Santander Bank and Klein Wholesale Co. (RECEIVED)
Matter ResolvedRequest
Adjourment
1496/2/2020 10:00 am20-12327 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
7/14/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $350.00  
AS OF 5/27/2020 (at):

1. Bar date has passed and Shellpoint Mortgage has not filed a proof of claim. Debtor's attorney must file a claim on behalf of the creditor and a motion to allow the claim or strike the claim from the plan.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 5/31/2020. (NOT RECEIVED YET - EXTENDED TO 8/30/2020)
- A copy of the homeowner's insurance renewal declaration - . Need declaration page from current homeowner's insurance policy. (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
Verified income leaves monthly disposable income of $537.10.
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need service on Bank of America for cram down of Buick and strip off of 2nd mortgage. (CERT OF SERVICE DOES NOT SERVE BANK OF AMERICA AT A PHYSICAL ADDRESS)
- Need service on JH Portfolio and Synchrony Bank for motions to avoid liens. (CERT OF SERVICE FILED)
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $350 x 60, base, loan mod by 8/2020
Payments: 3/3
Matter ResolvedRequest
Adjourment
1506/2/2020 10:00 am20-12346 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledDismissedDebtor has made 4 of 5 required payments   Arrears: $0  

NA
AS OF 5/27/20 (SF)

1. 341 NOT HELD - MISSING DOCUMENTS
2. PAYMENTS: 3/3
Matter ResolvedRequest
Adjourment
1516/2/2020 10:00 am20-12349 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledContinued
7/28/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $150.00  
issues as of 5/27/2020

1) Trustee objection to confirmation - need to resolve
-need a current market analysis for timeshare
-need a copy of the last filed tax return, need a copy of the 2019 tax return by 8/15/2020
-the debtor is not paying all disposable income into the plan - disposable income per Schedule I verifies higher at $319.45
-the plan provides for payment on unsecured claims of less than that which would be distributed under Chapter 7 - non exempt equity in real estate $42,724 in real estate and there is non exempt equity of $8,700 in timeshare
-the debtor's plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution
-IRS filed estimated priority claim 3-1, need amended claim
-Quicken Loans filed arrears claim 1-1 for $207.25 - not addressed in plan
-any non exempt proceeds from lawsuit to be paid to Trustee
-file pre Confirmation Certification

proposed plan $150x36 base plan
paid in $450
last claim 10
Matter ResolvedRequest
Adjourment
1526/2/2020 10:00 am20-12365 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $200.00  
***Adj to 6/16/20 for better copy of insurance for TX property***
As of 5/28/20 (DS): Debtor attorney requested adjournment, request denied, need homeowner insurance on Texas

As of 5/27/20 (DS): 1. Trustee obj to the following:
- Need current CMA and homeowner insurance on 20 acres of land in Texas, recent statements for the debtor's (2) 401k loans and 2019 tax return.
- Schedule J list excessive expense for monthly utilities $600.
- There is estimated $8,352.00 in non exempt equity in the land in Texas, pending updates CMA.
- Must resolve objection by NewRez/Shellpoint.
- Must file Pre-confirmation certificate.

2. Shellpoint obj to loan mod and arrears not paid.

3. US Dept of HUD filed claim, not in plan.

Prop Plan $200 x 60 Base and Loan mod with Shellpoint Mortgage on Clarksburg Rd by date set forth in loss mit order
Matter ResolvedRequest
Adjourment
1536/2/2020 10:00 am20-12857 / MBKKEVIN E ABERANT ESQConfirmation Hearing ScheduledContinued
7/22/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

UPDATED 5/29/2020
issues as of 5/28/2020

1) Pennymac Loan Services LLC (Fein) objection to confirmation - need to resolve DEBTOR ATTY ADVISES THIS OBJECTION IS RESOLVED, NEED TERMS OF THE SETTLEMENT
-estimated arrears $15,423.63
2) Nissan Motor Acceptance Corporation (Stewart) objection to cram - need to resolve DEBTOR ATTY ADVISES THIS OBJECTION IS RESOLVED, NEED THE TERMS OF THE SETTLEMENT
3) Trustee objection to confirmation - need to resolve
-the debtor is not paying all disposable income through plan - income verified much higher than scheduled resulting in monthly disposable income $2,178.67. Plan cannot be a 0% plan
the debtor has failed to provide proof of services with respect to plan motions - need proof of service on Nissan cram FILED
-the debtors Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution ADD NOTE TO CONFIRMING ORDER
-need statement on 401(k) loan showing balance PROVIDED STATEMENT SHOWING LOAN WILL BE PAID 2/17/2021 TIER PAYMENT ADDING $160 TO PAYMENT BEGINNING 3/1/2021
-must file Pre Confirmation Certification
4) TD Retail Card Services filed secured claim 5 for fine jewelry in the full amount of $5,973.23 of which only $746 is secured - claim is not treated in plan, need to advise Trustee of how you are treating this claim - either pay or move against claim ATTY ADVISES HE WILL MOVE AGAINST CLAIM, SEPARATE MOTION TO BE FILED OUTSIDE OF THE PLAN- NEED TO DO THIS WITHIN 30 DAYS
5) Plan does not propose payment of attorney fees through plan - Disclosure states flat fee of $1,425 billed, zero paid with balance due of $1,425 - need to either modify plan or Disclosure PER ATTY DEBTOR HAS A LEGAL PLAN, NOT BY DEBTOR; NO FEE TO BE PAID THROUGH THE PLAN
6) State of NJ, Division of Taxation - filed priority claim 10 $3,205.39 - not in plan need to pay or move against claim PER DEBTOR ATTY OK TO PAY CLAIM THROUGH PLAN

proposed plan $909x48 0% plan
paid in $2727
last cla
Matter ResolvedRequest
Adjourment
1546/2/2020 10:00 am20-12903 / MBKKarina Pia Lucid Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $3,193.00
AS OF 5/27/2020 (at):

RECOMMEND: $638.62 x 60 BEGINNING 3/1/2020, 100% TO GUC'S
Claim #6 filed by Chase will be paid through the plan.
Preserve non-exempt equity of $39,571.32 in real estate and personal property.

1. JP Morgan Chase filed a secured arrears claim #6 in the amount of $11.27 which is not in the plan. Is it ok to pay this claim? (OK TO PAY)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 on or before 8/15/20. (RECEIVED)
The debtor has undertaken an improper use of exemption. Specifically:
- Amount claimed under (d)(5) is in excess of the statutory limits.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is a total of $4,247.46 in non exempt equity in the debtor's Checking & Savings bank accounts.
- There is $35,323.86 of non exempt equity in real property.
- Atty fee balance in Plan and in atty disclosure do not match. Need to correct whichever one is wrong. (DISCLOSURE AMENDED)
- must file pre conf cert (FILED)

Plan proposes: $638.62 x 60, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1556/2/2020 10:00 am20-12939 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
7/8/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $508.00  
AS OF 5/27/20 (at):

1. Objection filed by Bank of NY Mellon/CIT (Pleuse) - Debtor is not the owner. This is a reverse mortgage that cannot be assumed and default cannot be cured. (UNRESOLVED)

2. Stay motion filed by Bank of NY Mellon (Pluese) - returnable 6/2/2020. (DEBTOR HAS MADE NO POST PETITION PAYMENTS)

3. Bank of NY Mellon filed a secured claim #5 in the amount of $173,152.64 which is not in the plan. Need outcome of motion for stay relief.

Plan proposes: $254 x 36, $0 to guc's
Payments: 2/3, arrears $254
Matter ResolvedRequest
Adjourment
1566/2/2020 10:00 am20-12988 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $826.00
AS OF 5/27/2020 (at):

RECOMMEND: $450 PAID TO DATE, $188 x 33 BEGINNING 6/1/2020, BASE WITH A MINIMUM OF $2,183 TO GUC'S DUE TO NON-EXEMPT EQUITY IN THE RESIDENCE
Need order resolving Lakeview Loan objection within 30 days of confirmation.
Need Pre-confirmation Certification within 10 days of confirmation.

1. Need to resolve estimated claim #8 filed by the IRS. (AMENDED - $0 OWED)

2. Objection filed by Lakeview Loan Servicing (Phelan) - failure to cure arrears of $555.59. (Per POC) (PER DEBTOR'S ATTORNEY, RESOLVED AND PAY ARREARS)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - : Need updated CMA received doc from 8/2019 (RECEIVED - NON EXEMPT EQUITY OF $2,182.93)
- A copy of the last filed tax return - : 2019 tax return by 8/15/20. (RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$500 tele/cell/internet/cable

Plan proposes: $150 x 36, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1576/2/2020 10:00 am20-13102 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 5 required payments   Arrears: $0  

issues as of 6/2/2020 - Per Atty, ok to dismiss/HOLD FEES

1) Kriegman & Smith, Inc (Landolfi) objection to confirmation - need to resolve OBTAINED STAY RELIEF 5/6/2020
-failure to provide a prompt cure
-rental arrears through 2/2020 $3,870.12
2) Trustee objection to confirmation - need to resolve
-need Domestic Support Obligation information NOT PROVIDED
-need a copy of 2019 tax return by 8/15/2020
-need proof of $600 DSO payment on Schedule J NOT PROVIDED
-the current plan does not specify treatment of American Honda Finance NOT ADDRESSED
-the plan fails to provide for prompt cure of rental arrears CREDITOR OBTAINED STAY RELIEF 5/6/2020
-the debtor's plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution

proposed plan $150x60 base plan
paid in $600
last claim 4
Matter ResolvedRequest
Adjourment
1586/2/2020 10:00 am20-13164 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
7/14/2020 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $1,241.00  
AS OF 5/26/20 (at):

RECOMMEND: $1,501 PAID TO DATE, $1,400 x 57 BEGINNING 6/1/2020, BASE
Need 2019 tax return by 8/30/2020.
Need Pre-confirmation Certification within 10 days of confirmation.


1. The IRS filed an estimated claim #6 which needs to be resolved/amended. (NO LONGER ESTIMATED. $0 OWED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 8/31/2020. (NOT RECEIVED)
- Need current car insurance policy. (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $1,449.11.
- Per the 22c, monthly disposable income would require a minimum dividend of $98,520 to general unsecured creditors.
Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $500 x 60, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
1596/2/2020 10:00 am20-13549 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $2,271.00
AS OF 6/1/2020 (at):

RECOMMEND: $1,500 PAID TO DATE, $771 x 9 BEGINNING 7/1/2020, THEN $2,130 x 48 BEGINNING 4/1/2021, 100% PLAN WITH A MINIMUM OF $71,558 TO GUC'S DUE TO NON EXEMPT EQUITY IN REAL ESTATE
Debtor's attorney must file a fee application within 10 days of confirmation.
Non exempt funds from debtor's mother's estate are to be turned over to the Trustee.
Need Pre-Confirmation Certification within 10 days of confirmation.

Trustee's objection:
- The debtor has insufficient income Income verifies at $1332.51.
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - and evidence of estate valuation for the property. (NOT RECEIVED)
- A copy of the last filed tax return - Need copy of 2019 Tax Return by 8/15/20. (RECEIVED)
- Need copy of Will for the Estate of Audrey Makely. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity of 71,558.79 in real estate.
1. File pre-confirmation certification. (NOT FILED)
2. Need breakdown of how line 41 on 122C was calculated. (NOT RECEIVED)
3. Need a accounting from estate of Audrey Makely. (NOT RECEIVED)
4. Any non exempt equity from debtor's share i the estate of Audrey Makely to be paid over to the Trustee.

Plan proposes: $500 x 12, $2,130 x 48, base, sale of residence by 3/1/2021
Payments: 3/3
Matter ResolvedRequest
Adjourment
1606/2/2020 10:00 am20-13590 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledContinued
7/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 5/26/2020 (at):

1. The IRS filed a priority claim #4 which is not in the plan. Is it ok to pay this claim?

2. Objection filed be US Bank/Select Portfolio (RAS Citron) - failure to cure arrears of $24,115.46. Plan lists Select Portfolio as unaffected. (UNRESOLVED)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A Modified Plan that addresses secured claim filed by Credit Acceptance. (MOD PLAN NOT FILED)
- Amendments to Schedules B to add 2016 Honda Civic. (SCHEDULE NOT AMENDED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $35,024.63 in non-exempt equity in the residence.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $300 x 60, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
1616/2/2020 10:00 am20-13678 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledContinued
7/8/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 5/28/2020

1) Ally Bank (Powers Kirn)(Gless Av) objection to confirmation - need to resolve
-approximate arrears $89,105.18 CLAIM FILED WITH ARREARS IN THE AMOUNT OF $91,987.15
2) Specialized Loan Servicing LLC/US Bank (Stewart Legal Group) (Waters Rd) objection to confirmation -WITHDRAWN
-estimated arrears $2,869.15 - CLAIM FILED ZERO ARREARS
3) Trustee objection to confirmation - RESOLVED
-the debtor is not paying all disposable income into plan - verified income leaves monthly disposable income $2,193.95 - OK 100% PLAN
-the schedules fail to account for the debtors tax refund $8,920 when determining disposable income - OK 100% PLAN
-need to file Pre Confirmation Certification with court FILED

proposed plan $133x60 sale of Nutley pty by 8/31/2020 100%
paid in $266
last claim 5-1
Matter ResolvedRequest
Adjourment
1626/2/2020 10:00 am20-14260 / MBKDavid E. Finch Confirmation Hearing on Modified PlanWithdrawnDebtor has made 2 of 4 required payments   Arrears: $1,964.00  Total Paid In: $4,730.00
Matter ResolvedRequest
Adjourment
1636/2/2020 10:00 am20-14738 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
7/28/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,075.00  
updated notes 6/1/2020
issues as of 5/28/2020

1) Wells Fargo Bank (Powers Kirn) objection to confirmation - need to resolve
-approximate arrears $56,863.33
2) Wells Fargo has cross motion for relief from stay scheduled for 6/2/2020 - need outcome
3) Trustee objection to confirmation - need to resolve
-need a current market analysis that provides comps for residence STILL NOT PROVIDED
-need valuation of timeshare - PROVIDED
-need February bank statements for Chase Bank STILL NOT PROVIDED
-need to amend Schedules to add HUD and Capital One - both are listed in the plan as unaffected FILED
--the debtor is not paying all disposable income into plan - excessive expense on Schedule J $608 vehicle insurance
-file pre confirmation certification with Court RESOLVED, FILED


proposed plan $1075x60 0% plan
paid in $2150
last claim 13
Matter ResolvedRequest
Adjourment
1646/2/2020 10:00 am20-15451 / MBKWarren D. Levy Confirmation Hearing ScheduledContinued
8/4/2020 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $1,320.00  
341 NOW ON 6/4/20. NEEDREQUEST TO ADJ.THIS CONF. HEARING.
Matter ResolvedRequest
Adjourment
1656/2/2020 10:00 am20-15509 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
7/28/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 5/26/2020 (at):

1. Mr. Cooper/Nationstar filed a secured arrears claim #5 in the amount of $2,274.46 which is not in the plan. Is it ok to pay this claim? Objection filed by (Phelan) failure to cure arrears of $2,274.46. (OKAY TO PAY)

2. Objection filed by Wells Fargo (Shapiro) - failure to cure full arrears of $17,537.28 (Per POC). (RESOLVED BY CONSENT ORDER - PAY ARREARS PER POC)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2019. (NOT RECEIVED YET)
- 2 months bank statements from Wells Fargo savings account prior to filing date. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Children's activities $550 and Entertainment $350.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Income for Debtor verifies higher, Debtor receive approximately $6,000 monthly from severance.
- Arrears claim filed by Mr. Cooper/Nationstar.
- Must resolve creditor objection (NATIONSTAR OBJ IS UNRESOLVED)
- Must file Pre-confirmation certificate. (NOT FILED)
- The trustee needs updated proof of income in November when the severance ends (LANGUAGE ADDED)

Plan proposes: $428 x 60, not less than $20,000 to guc's
Payments: 1/1
Matter ResolvedRequest
Adjourment
06/2/2020 11:00 am19-19677 / CMGPRO SEAP Hearing Rescheduled (Document)Judge to Reserve Decision
Matter ResolvedRequest
Adjourment
06/2/2020 11:00 am20-12672 / CMGPRO SEOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
06/2/2020 11:00 am20-13376 / CMGPRO SEOrder Show CauseMoot - Dismissed
***CMG***
FILING FEES
Matter ResolvedRequest
Adjourment
06/2/2020 11:00 am20-13376 / CMGPRO SEOrder Show CauseMoot - Dismissed
***CMG***
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
06/2/2020 11:00 am20-13628 / CMGPRO SEOrder Show CauseJudge to Reserve Decision
***CMG***
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
06/2/2020 11:00 am20-14163 / CMGPRO SEOrder Show CauseMoot - Dismissed
FILING FEES
Matter ResolvedRequest
Adjourment
06/2/2020 11:00 am20-16393 / CMGMARCIA Y. PHILLIPSOrder Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
1666/2/2020 2:00 pm16-33503 / MBKCANDYCE I SMITH-SKLAR, ESQMotion CompensationGrantedTotal Paid In: $10,742.00
Matter ResolvedRequest
Adjourment
1676/2/2020 2:00 pm17-17719 / MBKJOSEPH J MANIA III ESQConfirmation Hearing on Modified PlanContinued
6/24/2020 10:00 am
Debtor has made 28 of 39 required payments   Arrears: $0  
Total Paid In: $33,111.00
AR ADJ PER CHAMBERS
5/22 workup for the 6/2 calendar
As of 5/12/20 (DS): Debtor attorney requested adjournment to date for motion to reconsider stay. Adjourned peremptory, no further adjournments, all parties must appear at next hearing, if not resolved.

As of 5/7/20 (DS): 1. BELOW ISSUES STILL NOT RESOLVED. MOTION TO REINSTATE WAS DENIED 4/28/20, BUT MOTION TO RECONSIDER MOTION TO REINSTATE STAY FILED 5/5/20, SCHEDULED 5/27/20.

As of 3/24/20 (DS): Debtor attorney requested adjournment to resolve all matters.

3/25/20 (DS): 1. Stay relief was granted to Wells Fargo, Motion to reinstate stay is on 3/25/20, need outcome.

2. Mod plan marks off post-petition claims not authorized to be paid, but propose to pay post-petition arrears for mortgage, does not list all arrears owed. Cannot tell how much is needed to pay on newest post-petition arrears.

3. Wells Fargo obj plan underfunded and fails to provide current post-petition arrears owed. Obj must be resolved.

4. Per judge rolling in post petition arrears may not be OK per 3/11 motion to reinstate. Needs to come up with money for creditor. EDC

MP Prop $1,201.76 x 27 Base - Increase payments to cover post petition mortgage arrears.
Matter ResolvedRequest
Adjourment
1686/2/2020 2:00 pm18-32385 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationWithdrawnTotal Paid In: $14,450.00
Matter ResolvedRequest
Adjourment
1696/2/2020 2:00 pm19-12655 / MBKEdward Hanratty, Esq.Motion CompensationGrantedTotal Paid In: $56,550.00
Matter ResolvedRequest
Adjourment
1706/2/2020 2:00 pm19-12706 / MBKJOHN F. BRACAGLIA, JR, ESQ.Motion CompensationGrantedTotal Paid In: $6,925.00
Matter ResolvedRequest
Adjourment
1716/2/2020 2:00 pm19-13423 / MBKPRO SEMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,232.00
GRANTED
5/26/2020 KJ: MATTER RE-LISTED PER THE DOCKET

Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
1726/2/2020 2:00 pm19-19651 / MBKJohn J. Hopkins IIIConfirmation Hearing ScheduledDeniedDebtor has made 4 of 14 required payments   Arrears: $162.00  
DENIED MP AND CO ON AD PROTECTION BY 6-12-20 TO FILE FEASIBLE PLAN WITH CONTINGENCY IF AD PRO NOT SUCCESSFUL
AS OF 5/27/20 (SF) - To be heard at 2pm

1. Objection filed by American Credit Acceptance (Morton) - to cram and 910 claim. (STAY VACATED)

2. Supp Objection to modified plan filed by Arianna Holding Company (Keith Bonchi) - 237 Joline Ave is not property of debtors' estate. There was a tax sale on 8/8/18. Proposed amount to pay Ariianna in plan is incorrect and creditor requests adequate protection payments until Adv. is concluded.

3. Adv. proceeding scheduled for 8/12/20 at 10. Basile v. Arianna Holding - Judge to reserve decision

4. Motion to Reclassify American Credit Acceptance claim to guc 5/5/20 (Stay Vacated) - OTBS (NEED ORDER)

5. Bob's Discount Furniture filed bifurcated claim 7-1, $428.35 is secured and $596.27 is unsecured. Arrears are $1024.62. (How should claim be paid?).

6. Trustee objection:
- Proof of 2 month's income - only provided 2 paystubs, does not equal scheduled income. NEED stubs for June & July 2019 - 3 more pay stubs provided. Income is negative ($376.30)
-There is non-exempt equity in real estate of $51,168.37. (PLAN WILL REQUIRE 100%)

Plan proposes $99.68 x 60
Payments: 11/12 Arrears: $92.30

RESOLVED ISSUES:
- A copy of the last filed tax return - 2018 (RECEIVED)
- Amendments to Schedules Schedule C to use proper exemption for real property
- The debtor has undertaken an improper use of exemption. Specifically: -Michael cannot
use (d)(1) objection as he is not in title to the property Michelle inherited. The Deed is to Michelle only.
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
Matter ResolvedRequest
Adjourment
1736/2/2020 2:00 pm20-11786 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
7/14/2020 2:00 pm
Debtor has made 3 of 5 required payments   Arrears: $1,600.00  
per attorney all items uploaded EDC

AS OF 6/2/2020 (at):

CLAIMS FILED BY THE IRS AND STATE OF NJ ARE BOTH STILL ESTIMATED. NEED TO BE RESOLVED/AMENDED.

RECEIVED PROOF OF A SECOND TRUSTEE PAYMENT.

1. Objection filed by Wells Fargo (RAS Citron) - failure to cure arrears of $42,322.67(Per POC). (RESOLVED - PAY PER POC)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules to include Wells Fargo Bank Account. RENTAL AUTO AND ADD TO EXPENSES (AMENDED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Excessive expenses on Schedule J: $299 for auto insurance. There are no cars listed in schedules. Car was repossessed. (AMENDED J FILED)
2. Income verifies higher at $1,036.53
1. Need copies of January 2020 statements for Navy Federal Credit Union and Wells Fargo. (RECEIVED)
2. IRS filed estimated priority claim. Need amended claim. (STILL ESTIMATED)
3. State of NJ filed estimated priority claim. Need amended claim. (STILL ESTIMATED)
4. Need proof of business insurance. (RECEIVED)

Plan proposes: $800 x 60, 0% to guc's
Payments: 1/3, arrears $1600
Matter ResolvedRequest
Adjourment
1746/2/2020 2:00 pm20-13989 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $2,388.00
Matter ResolvedRequest
Adjourment
1756/2/2020 2:00 pm20-16365 / MBKPRO SEOrder Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
1766/2/2020 2:00 pm20-16365 / MBKPRO SEOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
1776/2/2020 2:00 pm20-16376 / MBKPRO SEOrder Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
1786/2/2020 3:00 pm18-28614 / MBKJOHN F. BRACAGLIA, JR, ESQ.Confirmation Hearing on Modified PlanContinued
7/14/2020 2:00 pm
Debtor has made 21 of 22 required payments   Arrears: $500.00  Total Paid In: $10,500.00
MBK LOAN MOD APP WI 2 WEEKS , 30 DAY FOR BANK REVIEW
ATTY WANTS CONFERENCE
ISSUES AS OF 5/27/2020 (DM):

AR, DEBTOR DOES NOT AGREE TO TRUSTEE PROPOSED TERMS.

 5/5/20 - ADJ by MBK to 5/19/20 - Debtor's counsel and creditor's counsel to get approval on Trustee proposed confirmation terms pending resolution of the Debtor's motion to modify the mtg claim (MOTION DENIED BY MBK).

***TRUSTEE IS RECOMMENDING $9,500 PTD, THEN $224,971.63 BY 6/1/20, THEN $2,075 x 27 STARTING 7/1/2020, 100% PLAN, TRUSTEE TO RESERVE $25,000 PENDING THE RESOLUTION OF WILMINGTON SAVINGS/SELENE OBJECTION TO MOTION MODIFY ITS CLAIM - DEBTOR AND CREDITORS RIGHTS ARE PRESERVED WITH RESPECT TO THE CLAIM PENDING FURTHER ORDER OF COURT, STRIKE PLAN TREATMENT TO THE IRS AND TRUSTEE IS AUTHORIZED TO PAY STATE OF NJ POC (1-1)***

 3/13/20 - John Bracaglia & Stern Lav still working on resolving objection - ADJ to 4/22/20

 2/26/20 - AR, ADJ to 3/11/20 - need resolution with Wilmington Savings/Selene (STERN LAV) and must be paid through plan - email update by 3/11/20.

 2/19/20 - Response Doc filed - property sold and atty is holding $224,971.63 in trust account.

 2/13/20 - The time provided for in the MP to sell the property owned by the Debtor's mother to fund the arrears claim of Wilmington Savings has expired - what is the status?

1) MP proposes $7,100 priority treatment to the IRS - no POC filed (STRIKE??)

2) MP proposes $4,400 priority treatment to State of NJ - POC filed for $17,620.35 (PAY PER POC??)

3) Trustee OBJ:
- Plan must remain at 100% due to non-exempt equity in real estate.


Confirmed Case: $4,500 Ptd, $500 x 51 start 7/1/19, 100% Plan
- Sale by 12/31/19
Prop. MP: $500 x 60 start 10/1/18, Base Plan
- Sale by 2/13/20
PTD = $9,500
Last Claim (2-2) dated 5/2/20
Matter ResolvedRequest
Adjourment
1796/2/2020 3:00 pm19-25096 / MBKWARREN LEVYMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
7/8/2020 3:00 pm

ADDITIONAL SUBMISSION BY 6-17 FROM BANK , RESPONSE DEBTOR BY 6-24
5/26/20(mk): Email from Jill Tafton @ Romano Garubo & Argentieri (Michael Baronio esq)REP. US Bank . They WILL APPEAR on this matter at 9:00am on 5/27/20.

AR DO NOT ADJOURN

US Bank obj (Romano Garubo)<>MTN TO REDUCE US BANK POC #12-1 TO $31,597.75
Matter ResolvedRequest
Adjourment
1806/2/2020 3:00 pm19-25096 / MBKWARREN LEVYConfirmation Hearing ScheduledContinued
7/8/2020 2:00 pm
Debtor has made 7 of 11 required payments   Arrears: $3,200.00  
AR RESOLVE OR HOLD
5/8 workup for the 6/2 calendar EDC
Motion to Expunge/Modify claim US Bank on 4/14/20. (ADJ TO 4/28 Needs resolution) NFA
---- minimum of $1344 to unsecured (FYI this is the 8% proposed in the plan)
--need amended disclosure that says fees to be paid through the plan in 10 days

nfa As of 11/6/19 (DS): 1. Trustee obj the plan needs to be amended to pro rata.

2. Santander obj resolved
3. US Bank/Rushmore obj POC filed $40,496.35, plan has $27,512.03. Arrears a lot more higher, ok to pay?
-$4750 attorney fees in plan. Plan says to pay Humphries and new counsel needs to get an order allowing us to pay him instead of old attorney


Prop Plan $800 x 60 8% to gucs
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes