Judge Michael B. Kaplan
Hearing Date: 5/25/2022
Hearing Count: 295
Last Updated: 06-24-2022 06:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
15/25/2022 9:00 am14-25631 / MBKWilliam H. Oliver, Jr., Esq.Motion Reopen Ch. 13 Case (fee)Granted
MTN TO REOPEN TO FILE CERTS
Matter ResolvedRequest
Adjourment
25/25/2022 9:00 am14-25631 / MBKWilliam H. Oliver, Jr., Esq.Motion to Cancel and Discharge MortgageGranted
MTN TO CANCEL DISCHARGE/US BANK
Matter ResolvedRequest
Adjourment
35/25/2022 9:00 am17-16424 / MBKTHOMAS J ORR ESQNotice of Proposed SettlementOrder to be SubmittedTotal Paid In: $9,000.00
Trustee obj<> NTC OF SETTLEMENT

(1) The trustee objects to the wife's loss of services (consortium) 522(d)(11)(D) and 522(d)(5)
exemptions to the extent that the injury award does not specify the apportioned loss
Matter ResolvedRequest
Adjourment
45/25/2022 9:00 am17-16424 / MBKTHOMAS J ORR ESQObjection to ExemptionsWithdrawnTotal Paid In: $9,000.00
TRUSTEE OBJECTS TO 522(d)(11)(D) AND (D)(5)
Matter ResolvedRequest
Adjourment
55/25/2022 9:00 am17-18982 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $25,452.00
Debtor obj<>US BANK TRUST NAT'L ASSOC/Benjamin St (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
65/25/2022 9:00 am17-20067 / MBKCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $11,114.00
Debtor obj<>CIM TRUST/Remsen St (RAS)

Creditor - $1,191 arrears
Debtor - will bring current
Matter ResolvedRequest
Adjourment
75/25/2022 9:00 am17-22134 / MBKRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $29,645.00
ARREARS
Matter ResolvedRequest
Adjourment
85/25/2022 9:00 am17-23707 / MBKBrian W. Hofmeister, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/8/2022 9:00 am
Total Paid In: $37,762.00
amt: MTN TO EXPUNGE #3-2 PENDING 6/8 ****ADJ REQUEST FOR TR MTN PENDING PROCESSING***<<>>


100% PLAN WILL NOT COMPLETE TIMELY DUE TO #3-2
Matter ResolvedRequest
Adjourment
95/25/2022 9:00 am17-24013 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/13/2022 9:00 am
Total Paid In: $21,681.00
Debtor obj, filing MP<>FAILED TO FILE MP WITHIN 14 DAYS OF 12/21/21 ORDER RESOLVING MFR ADDING > $8,000 IN PP ARREARS TO PLAN
Matter ResolvedRequest
Adjourment
105/25/2022 9:00 am17-24738 / MBKRobert C. Nisenson, Esq.Motion to request for Exemption from Participation in Financial Management CourseGranted
MTN FOR EXEMPTION FINC MAGEMNT COURSE
Matter ResolvedRequest
Adjourment
115/25/2022 9:00 am17-27052 / MBKDonald C. Goins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $40,613.00
AMT: MP 5/25 - Honor Roll

Debtor obj<>FAILED TO LM BY 5/30/21
Matter ResolvedRequest
Adjourment
125/25/2022 9:00 am17-35990 / MBKRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/8/2022 9:00 am
Total Paid In: $27,187.00
settlement docs by 6/8 or D

Debtor obj, will make pymts<>FEASIBILITY; FAILED TO FILE NTC OF SETTLEMENT & RETENTION FOR PI MATTER
Matter ResolvedRequest
Adjourment
135/25/2022 9:00 am17-36011 / MBKBrad J. Sadek, Esq.Creditor Certification of DefaultConsent Order to be SubmittedTotal Paid In: $39,216.00
3 prev adj

Debtor obj<> US BANK/Guilford Pl (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
145/25/2022 9:00 am18-10469 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $41,146.00
AMT: $40,219 PTD (52); $907 X 32 BEG 6/1/22; plan modified to pay 100%; US Bank obtained stay relief and shall be treated outside the plan. Trustee shall not make any further pymts on post pet mortgage arrearage clms (Orders Doc #46 & #71), which shall be adjusted to the paid to date amounts.<<>>

AMT: MP 6/22 ****<<>>

Debtor obj, filing MP<>SV/US BANK
Matter ResolvedRequest
Adjourment
155/25/2022 9:00 am18-12648 / MBKJohn Zimnis, Esq.Motion Relief from Stay (Fee)Continued
6/22/2022 9:00 am
Total Paid In: $18,700.00
Debtor obj<>WELLS FARGO BANK/2011 Lexus (LOGS)
Matter ResolvedRequest
Adjourment
165/25/2022 9:00 am18-15116 / MBKDAVID A. SEMANCHIK, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $26,858.00
ARREARS
Matter ResolvedRequest
Adjourment
175/25/2022 9:00 am18-15347 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/22/2022 9:00 am
Total Paid In: $39,359.00

AR PER MBK ALL ARREARAGES PIAD OR DISMISS
ar note default on conduit order
Debtor obj. will pay<>ARREARS
Matter ResolvedRequest
Adjourment
185/25/2022 9:00 am18-15605 / MBKJoseph Casello, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Order to be SubmittedTotal Paid In: $29,000.00
US Bank limited obj ( Friedman Vartolo)<> OAKWOOD LN
Matter ResolvedRequest
Adjourment
195/25/2022 9:00 am18-17544 / MBKCandyce I. Smith-Sklar, Esq.Motion SellGrantedTotal Paid In: $24,924.00
21 EGGERTS CROSSING RD
Matter ResolvedRequest
Adjourment
205/25/2022 9:00 am18-21209 / MBKEric ClaymanMotion Reinstate StayOrder to be SubmittedTotal Paid In: $32,060.00
US Bank obj (fRIEDMAN vARTOLO)<>MTN TO REIMPOSE STAY AS TO SN SERVICING
Matter ResolvedRequest
Adjourment
215/25/2022 9:00 am18-21262 / MBKJOAN S. WARREN, ESQ.Motion Relief from Stay (Fee)Continued
6/8/2022 9:00 am
Total Paid In: $30,335.00
Debtor obj<>BANK OF NEW YORK MELLON /Silver Lake d (KML)
Matter ResolvedRequest
Adjourment
225/25/2022 9:00 am18-23071 / MBKVera Fedoroff, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $28,612.00
AMT: $27,591.64 PTD (47); $994 X 13 BEG 6/1/22 ( ATTY OK)<<<>>>

Debtor obj,requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
235/25/2022 9:00 am18-24031 / MBKWilliam H. Oliver, Jr., Esq.Motion CompelGrantedTotal Paid In: $21,259.00
OK car cram paid in full in plan, 2014 Honda EDC

MTNT TO COMPEL PROGRESSIVE INS TO PAY PROCEEDS TO DEBTOR AS A RESULT OF AUTO ACCIDENT
Matter ResolvedRequest
Adjourment
245/25/2022 9:00 am18-26107 / MBKSteven J. Abelson, Esq.Motion Reopen Ch. 13 Case (fee)Denied
Trustee Obj
MTN TO REOPEN TO FILE AMD SCH FOR PI SUIT
Matter ResolvedRequest
Adjourment
255/25/2022 9:00 am18-26130 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/13/2022 9:00 am
Total Paid In: $20,000.00
FAILED TO REFi/SALE 12/31/21
Matter ResolvedRequest
Adjourment
265/25/2022 9:00 am18-27097 / MBKDavid L. Stevens Order Shortening TimeOrder to be SubmittedTotal Paid In: $110,990.00
OST - Wells Fargo obj (LOGS)<>MTN TO SELL BRADFORD RD
Matter ResolvedRequest
Adjourment
275/25/2022 9:00 am18-28209 / MBKAndrew Thomas Archer Motion Relief from Co-Debtor StayGrantedTotal Paid In: $24,914.00
DEUTSCHE BANK NAT'L/ Red Feather Trail (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
285/25/2022 9:00 am18-28474 / MBKSteven J. Abelson, Esq.Creditor Certification of DefaultContinued
6/8/2022 9:00 am
Total Paid In: $59,546.00
Debtor obj<> PHH/Jackson Mills Rd (RAS)
Matter ResolvedRequest
Adjourment
295/25/2022 9:00 am18-29961 / MBKWILLIAM S WOLFSON, ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $31,055.00
Atty okay with terms below (dm)
AMT: TR ORDER -$31,054.58 PTD (43); $815 X 17BEG 6/1/22; TRUSTEE TO PAY IRS #3-2 AS FILED AND WILL NOT SEEK MODIFICATION OF CLM (EMAIL TO IRS & DEBTOR COUNSEL. IRS OK - NEED WOLFSON'S REPLY)<<>>

4/8/22 - email sent to Mr. O'Hagan & Mr. Wolfson (dm)

Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
305/25/2022 9:00 am18-30110 / MBKBruce C. Truesdale, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $47,522.00
nfa
Debtor obj<>WILMINGTON SAVINGS FUND/Tieman Circle (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
315/25/2022 9:00 am18-30110 / MBKBruce C. Truesdale, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $47,522.00
trustee order send 4320 by 6/1 then 842 x 12 beg 6/1/22

Debtor obj, funds deposited in atty trust acct<> ARREARS
Matter ResolvedRequest
Adjourment
325/25/2022 9:00 am18-34241 / MBKAndrew Thomas Archer Creditor Certification of DefaultGrantedTotal Paid In: $20,686.00
Debtor obj (**WITHDRAWN**)<> CARRIONGTON MTG/Finch Rd (Hill Wallach)


ADJ by MBK to 5/25/22 to bring current - KB to talk to AR about conduit

DEBTOR HAS NO FUND TODAY BUT WANTS TO PROPOSE A PYMT PLAN , LENDER DID NOT AGREE


Matter ResolvedRequest
Adjourment
335/25/2022 9:00 am18-35244 / MBKALEXANDER J RINALDI, ESQMotion Relief from Stay (Fee)Continued
7/13/2022 9:00 am
Total Paid In: $3,600.00
Debtor obj<>RUSHMORE LOAN /Rt 94(FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
345/25/2022 9:00 am19-10249 / MBKTHOMAS J ORR ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $20,350.00
Debtor obj<>CARRINGTON MTG (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
355/25/2022 9:00 am19-10526 / MBKSTEVEN D PERTUZ, ESQMotion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $10,000.00
Debtor obj<>US BANK/ Washington Ave (Brock & Scott)
Matter ResolvedRequest
Adjourment
365/25/2022 9:00 am19-12411 / MBKRobert Braverman, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $24,282.00
Debtor is current
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
385/25/2022 9:00 am19-13629 / MBKWarren Brumel, Esq.Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceGrantedTotal Paid In: $14,908.00
MTN TO REFI
Matter ResolvedRequest
Adjourment
395/25/2022 9:00 am19-19383 / MBKPRO SEMotion Withdraw As AttorneyGrantedTotal Paid In: $44,709.00
ok edc
Matter ResolvedRequest
Adjourment
405/25/2022 9:00 am19-20686 / MBKRobert Braverman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $24,860.00
FAILED TO REFI BY 3/31/22
Matter ResolvedRequest
Adjourment
415/25/2022 9:00 am19-21279 / MBKLaurence R. Sheller, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $18,968.00
Debtor obj, filing MP (***WITHDRAWN***)<> FAILED TO FILE MP AND AMD SCH PER 12/16/21 LM ORDER
Matter ResolvedRequest
Adjourment
425/25/2022 9:00 am19-21324 / MBKAlan G. Cosner Motion Relief from Co-Debtor StayGrantedTotal Paid In: $28,858.00
SANTANDER CONSUMER/2019 Ram (MORTON)
Matter ResolvedRequest
Adjourment
435/25/2022 9:00 am19-22166 / MBKPeter J. Broege, Esq.Order Shorten TimeOrder to be SubmittedTotal Paid In: $23,990.00
OST - Wells Fargo limited response (Brock & Scott); Hearthwood obj ( Mcgovern)<>MTN STAYING EVICTION
hold for Judge
Matter ResolvedRequest
Adjourment
445/25/2022 9:00 am19-23035 / MBKGeorge E Veitengruber IIIMotion SellContinued
6/8/2022 9:00 am
Total Paid In: $5,195.00
US Bank obj (Hladik, Onorato)<>1146 KENTON DR
Matter ResolvedRequest
Adjourment
455/25/2022 9:00 am19-23487 / MBKJoseph Casello, Esq.Trustee Certification of DefaultContinued
6/22/2022 9:00 am
Total Paid In: $17,003.00
(amt: adj request pending processing/delay in receipt of pi proceeds)

Debtor obj, pending PI settlement to pay plan in full<> ARREARS
Matter ResolvedRequest
Adjourment
465/25/2022 9:00 am19-23957 / MBKVera Fedoroff, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $10,340.00
Debtor obj<> WELLS FARGO/Azalea Circle (LOGS)
Matter ResolvedRequest
Adjourment
475/25/2022 9:00 am19-24266 / MBKDonald C. Goins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,950.00
AMT: MP 5/25 **RECOMMEND DISMISSAL**<<>>


Debtor obj<>FAILED TO LM BY 1/31/21
Matter ResolvedRequest
Adjourment
485/25/2022 9:00 am19-24343 / MBKStephanie Ritigstein, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)GrantedTotal Paid In: $11,848.00
4/29 AMT: PER ATTY, $1,600 SENT TO TN, CK # 5491138-2
Matter ResolvedRequest
Adjourment
495/25/2022 9:00 am19-25150 / MBKSCOTT E KAPLAN ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $85,665.00
AMT: $81,210 PTD (33); $3,100 X 4 BEG 6/1/22;$2,692 X 23 BEG 10/1/22; TFS EWAGE WITHIN 10 DAYS (ATTY EMAIL)<<>>

Debtor obj,proposing to cure arrears over 6 mo<> ARREARS
Matter ResolvedRequest
Adjourment
505/25/2022 9:00 am19-27579 / MBKPAUL PFLUMMMotion Relief from Co-Debtor StayContinued
7/13/2022 9:00 am
Total Paid In: $25,094.00
Debtor obj<>COMMUNITY LOAN SERVICING/BAYVIEW - Limewood Dr (SCHILLER, SNAPP)
Matter ResolvedRequest
Adjourment
515/25/2022 9:00 am19-27666 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $30,892.00
28892 paid then $2000 by 6/1 then 1484 x 52 beg 6/1/22 TFS or ewage

Debtor obj, made pymts & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
525/25/2022 9:00 am19-28094 / MBKRobert C. Nisenson, Esq.Creditor Certification of DefaultGrantedTotal Paid In: $9,390.00
Debtor obj<> CARRINGTON/Champlain Way (Stern & L)
Matter ResolvedRequest
Adjourment
535/25/2022 9:00 am19-28756 / MBKAndrew Thomas Archer Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceGrantedTotal Paid In: $12,617.00
MTN TO APPROVE PENSION LOAN
Matter ResolvedRequest
Adjourment
545/25/2022 9:00 am19-28863 / MBKAndrew Thomas Archer Creditor Certification of DefaultContinued
6/22/2022 9:00 am
Total Paid In: $14,329.00
Debtor obj<> SANTANDER/2016 Ram (Morton)
--default $2391 in arrears--previous payment order violated
---no money from Borger
Matter ResolvedRequest
Adjourment
555/25/2022 9:00 am19-29199 / MBKWARREN S JONES, JR ESQMotion Impose Automatic StayGrantedTotal Paid In: $31,433.00
MTN TO REIMPOSE STAY
Matter ResolvedRequest
Adjourment
565/25/2022 9:00 am19-30195 / MBKPATRICIA COLLIGAN, ESQ.Creditor Certification of DefaultContinued
6/22/2022 9:00 am
Total Paid In: $12,922.00
Debtor obj<> SANTANDER (Gross McGinley)


Creditor - 5 payments past due
Debtor - proposes $2k lump sum payment & then 3-month cure
Matter ResolvedRequest
Adjourment
575/25/2022 9:00 am19-30429 / MBKCamille J. Kassar, Esq.Motion CompensationGrantedTotal Paid In: $3,068.00
Matter ResolvedRequest
Adjourment
585/25/2022 9:00 am19-32861 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $19,030.00
amt: MP 5/25****<
>

Debtor obj, filed MP<>FAILED TO RE BY 3/1/22
Matter ResolvedRequest
Adjourment
595/25/2022 9:00 am20-10160 / MBKDaniel E. Straffi, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $17,925.00
NFA
Debtor obj<> SANTANDER/2017 RAV 4 (Morton)
Matter ResolvedRequest
Adjourment
605/25/2022 9:00 am20-10498 / MBKDaniel E. Straffi, Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $25,898.00
AR TERMS TO BE REVIEWED BY JUDGE
loan doc
12%
1500 fee 2000 lender cost deposit
6 mo pymts in advance
interest only mo 7-12
mo 12 balloon with 12 mo option with 12 mo pymts prepaid and 1.5% principal repay

MTN AUTHORIZING REFIN
Matter ResolvedRequest
Adjourment
615/25/2022 9:00 am20-11907 / MBKMarc C. Capone, Esq.Motion to Compel Payment of Admin ExpensesOrder to be SubmittedTotal Paid In: $27,000.00
no proposed order attached - not a proper motion

DEBTOR MTN TO PAY WESTGATE SQUARE MTN PP ASSOCIATION FEES IN PLAN
Matter ResolvedRequest
Adjourment
625/25/2022 9:00 am20-12188 / MBKStephanie Ritigstein, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $24,400.00
MTN APPROVING SBA COVID ECONOMIC LOAN
Matter ResolvedRequest
Adjourment
635/25/2022 9:00 am20-12522 / MBKAllen I. Gorski, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $25,080.00

PARTIES REPORTED CONTESTED
Debtor obj<> 21ST MTG/Iowana Ave (D'Aries)
Matter ResolvedRequest
Adjourment
655/25/2022 9:00 am20-14480 / MBKDaniel E. Straffi, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $5,501.00
(amt: Docket noted incorrect event code/refiled as doc #46)

MTN TO ALLOW LATE CLM
Matter ResolvedRequest
Adjourment
645/25/2022 9:00 am20-14480 / MBKDaniel E. Straffi, Esq.Motion SellGrantedTotal Paid In: $5,501.00
US Bank limited obj (RAS)<>3139 CREEK RD
Matter ResolvedRequest
Adjourment
665/25/2022 9:00 am20-14480 / MBKDaniel E. Straffi, Esq.Motion File Claim After Claims Bar DateGrantedTotal Paid In: $5,501.00
MTN AUTHORIZING TRUSTEE TO PAY PHH LATE CLM #5-2 PER CONF TERMS
Matter ResolvedRequest
Adjourment
675/25/2022 9:00 am20-14585 / MBKGeorge E Veitengruber IIIMotion Dismiss CaseGrantedTotal Paid In: $49,848.00
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
685/25/2022 9:00 am20-14632 / MBKMARYBETH SCHROEDERMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $5,500.00
Debtor obj<>FLAGSTAR BANK/Keene St (KML)
Matter ResolvedRequest
Adjourment
695/25/2022 9:00 am20-16945 / MBKRobert Manchel, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $15,539.00
Debtor obj<> NATIONSTAR/Claremont Rd (RAS)
Matter ResolvedRequest
Adjourment
705/25/2022 9:00 am20-17495 / MBKJavier L. Merino, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $13,610.00
LOSS MIT
Matter ResolvedRequest
Adjourment
715/25/2022 9:00 am20-17687 / MBKWARREN LEVY, ESQ.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
6/8/2022 9:00 am
Total Paid In: $24,971.00
ADJ to 5/25 - atty to email Erik evidence of funds
Trustee Obj
Matter ResolvedRequest
Adjourment
725/25/2022 9:00 am20-18096 / MBKJustin M. Gillman, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $46,823.00
CENLAR MTN TO APPLY $1,500 TO PP ARREARS (STERN & L))
Matter ResolvedRequest
Adjourment
735/25/2022 9:00 am20-18107 / MBKJeffrey E. Jenkins, Esq.Motion Relief from Stay (Fee)Continued
7/13/2022 9:00 am
Total Paid In: $30,280.00
LOANCARE/ Avenue B (RAS)
Matter ResolvedRequest
Adjourment
745/25/2022 9:00 am20-18351 / MBKDavid L. Stevens Motion Relief from Stay (Fee)Continued
6/8/2022 9:00 am

Debtor obj<>TRINITY FINANCIAL/Begonia Court ( Leopold & Assoc)
Matter ResolvedRequest
Adjourment
755/25/2022 9:00 am20-20152 / MBKBrad J. Sadek, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/5/2022 9:00 am
Total Paid In: $12,105.00
Debtor obj, filing MP<>FEASIBILITY DUE TO CONSENT ORDER #35 TO PAY US BANK CUST FOR ACTLIEN
Matter ResolvedRequest
Adjourment
765/25/2022 9:00 am20-21529 / MBKJohn Zimnis, Esq.Trustee Certification of DefaultContinued
6/8/2022 9:00 am
Total Paid In: $6,650.00
AMT: MP 6/8

Debtor obj, made pymts<> ARREARS
Matter ResolvedRequest
Adjourment
775/25/2022 9:00 am20-21566 / MBKDavid G. Beslow, Esq.Creditor Certification of DefaultContinued
6/8/2022 9:00 am
Total Paid In: $35,200.00
Debtor obj<> SANTANDER/2018 Highlander (Morton)
Matter ResolvedRequest
Adjourment
785/25/2022 9:00 am20-21781 / MBKLee M. Perlman, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $7,640.00
HYUNDAI/2019 Sportage (MORTON)
Matter ResolvedRequest
Adjourment
795/25/2022 9:00 am20-21899 / MBKFRANKLIN S MONTEROMotion Relief from Stay (Fee)Continued
6/8/2022 9:00 am
Total Paid In: $25,183.00
Debtor obj<>U.S BANK NAT'L ASSOC / Fairview Ave (FRENKEL LAMBERT)
Matter ResolvedRequest
Adjourment
805/25/2022 9:00 am20-22036 / MBKKevin C. Fayette, EsqMotion Relief from Stay (Fee)GrantedTotal Paid In: $7,520.00
HYUNDAI CAPITAL AMERICA / 2018 Kia (MORTON)
Matter ResolvedRequest
Adjourment
815/25/2022 9:00 am20-22619 / MBKHoward N. Sobel, Esquire Motion Relief from Stay (Fee)Continued
6/8/2022 9:00 am
Total Paid In: $36,389.00
SANTANDER BANK/Court St (GROSS McGINLEY)
Matter ResolvedRequest
Adjourment
825/25/2022 9:00 am20-22917 / MBKMark N Glyptis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $6,000.00
ARREARS
Matter ResolvedRequest
Adjourment
835/25/2022 9:00 am20-22942 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $12,755.00
MP is honor roll EDC

AMT: MP 5/25 ** *<<>>

Debtor obj, filed MP<>FAILED TO REFI 12/1/21
Matter ResolvedRequest
Adjourment
845/25/2022 9:00 am20-23241 / MBKPeter E. Zimnis, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
6/22/2022 9:00 am
Total Paid In: $10,466.00
NJTL Capital obj (Zeitz)<>MTN TO SUSPEND TRUSTEE PAYMENTS (LESSER OF SIX MO)

trustee objection:
Plan is not feasible if needs suspension for more than 90 days. 6 months is too long.
-Did not disclose reason for need to suspend
-behind on post petition taxes
Matter ResolvedRequest
Adjourment
855/25/2022 9:00 am20-23337 / MBKJames J. Cerbone, Esq.Motion SellGrantedTotal Paid In: $11,420.00
JACKSON MILLS RD
Matter ResolvedRequest
Adjourment
865/25/2022 9:00 am21-10173 / MBKANDREW B FINBERG ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $4,181.00
***Trustee Order: $4,181 Ptd, then $315 x 20 starting 6/1/22, debtor shall sign up for TFS eWage within 15 days***

4/25/22 - payments sent by accident to Isabel's office which has been located (dm)


Debtor obj, can pay<> ARREARS
Matter ResolvedRequest
Adjourment
875/25/2022 9:00 am21-10228 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $8,000.00
AMT: MP 5/25 ***RECOMMEND DENIED**<<>>

Debtor obj, filed loss mit extension and MP<>FAILED TO LM BY 11/28/21,LOSS MIT EXPIRED 3/13/22; ARREARS; NOT PAYING INCREASED TIER
Matter ResolvedRequest
Adjourment
885/25/2022 9:00 am21-10554 / MBKMelinda D Middlebrooks, EsqTrustee Certification of DefaultContinued
6/22/2022 9:00 am
Total Paid In: $3,481.00
AMT: MP 5/25**NEEDS RESOLUTION***<<<>>>

adj to 5/25--payment $385 by 4/27 and payment of $385 by 5/24

AR HELD FOR PROOF OF PYMTS FOR MP
AMT: MP 5/25***NEEDS TO APPEAR TO REQUEST ADJ FOR TR MTN***<<>



ADJ BY MBK TO 4/27/22 TO ADDRESS THE TFS PAYMENTS & TO EVALUATE THE MP THAT WAS FILED

AR note AR PER TFS 2-4 AND 3-8 PYMTS NSF
Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
895/25/2022 9:00 am21-10981 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
6/22/2022 9:00 am
Total Paid In: $23,096.00
Debtor obj<>BANK OF AMERICA/CARRINGTON MTG -Sandalwood Ave (HILL WALLACK)
Matter ResolvedRequest
Adjourment
915/25/2022 9:00 am21-11109 / MBKTRAVIS J RICHARDS ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $14,841.00
MTN TO REFINANCE
Matter ResolvedRequest
Adjourment
905/25/2022 9:00 am21-11109 / MBKTRAVIS J RICHARDS ESQMotion Relief from Stay (Fee)Continued
6/8/2022 9:00 am
Total Paid In: $14,841.00
THE SUNNYBROOK ASSOC (NONA OSTROVE)
Matter ResolvedRequest
Adjourment
925/25/2022 9:00 am21-12421 / MBKPAUL H YOUNGTrustee Certification of DefaultContinued
6/8/2022 9:00 am
Total Paid In: $7,232.00
AMT: MP 6/8***NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN**<<>>


Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
935/25/2022 9:00 am21-12711 / MBKStephanie Ritigstein, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Withdrawn
trustee objection
$4020 in arrears
Matter ResolvedRequest
Adjourment
945/25/2022 9:00 am21-13023 / MBKAlex A PisarevskiMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $19,102.00
HOLD FOR CONFIRMATION
AMT: MP 5/25**NEEDS RESOLUTION***<<>>


Debtor obj<>PLAN DENIED 1/26/22; FAILED TO FILE MP WITHIN 21 DAS
Matter ResolvedRequest
Adjourment
955/25/2022 9:00 am21-13748 / MBKStephanie Ritigstein, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $3,480.00
Debtor obj<>OAK TREE EQUITIES/Center St (GREENBERG & ASSOC)
Matter ResolvedRequest
Adjourment
965/25/2022 9:00 am21-14200 / MBKWilliam H. Oliver, Jr., Esq.Motion for Payment DeferralGrantedTotal Paid In: $6,695.00
*Order doesn't say if pre petition is being rolled in also EDC

FIFTH THIRD BANK MTN FOR PYMT DEFERRAL/LM (McCabe Weisberg)
Matter ResolvedRequest
Adjourment
975/25/2022 9:00 am21-14686 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $12,276.00
Debtor obj, in trial LM (Feb, March & Apr)

FAILED TO LM BY 12/7/21
Matter ResolvedRequest
Adjourment
985/25/2022 9:00 am21-14801 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/13/2022 9:00 am
Total Paid In: $5,300.00
Debtor obj, filing MP<>FAILED TO LM BY 3/31/22
Matter ResolvedRequest
Adjourment
995/25/2022 9:00 am21-14907 / MBKRussell L. Low, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,521.00
Debor obj<>ALLY FINANCIAL/2015 Silverado (LAVIN, CEDRONE)
Matter ResolvedRequest
Adjourment
05/25/2022 9:00 am21-14907 / MBKRussell L. Low, Esq.Certificate of ConsentOrder to be SubmittedTotal Paid In: $3,521.00
Matter ResolvedRequest
Adjourment
1005/25/2022 9:00 am21-14926 / MBKEugene Roth, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/22/2022 9:00 am
Total Paid In: $5,913.00
Atty working on finalizing the Loan Mod docs - ADJ to 6/22 (dm)
FAILED TO LM BY 2/1/22
Matter ResolvedRequest
Adjourment
1015/25/2022 9:00 am21-15054 / MBKEdward Hanratty, Esq.Motion CompensationContinued
6/8/2022 9:00 am
Total Paid In: $4,962.00
trustee objection:
The fee application does not take into account that the debtor has already received $2,000 per the attorney disclosure page. The fee order should be for an additional $1273.80
Matter ResolvedRequest
Adjourment
1025/25/2022 9:00 am21-15197 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $10,963.00
no opp filed to Loss Mit motion & MP filed

Debtor obj<>FAILED TO LM BY 3/31/22
Matter ResolvedRequest
Adjourment
1035/25/2022 9:00 am21-15197 / MBKCandyce I. Smith-Sklar, Esq.Notice of Request for Loss MitigationGrantedTotal Paid In: $10,963.00
REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
1045/25/2022 9:00 am21-15340 / MBKJ. Todd MurphyMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/13/2022 9:00 am
Total Paid In: $13,448.00
Debtor obj, made mtg pytms directly to lender<>ARREARS
Matter ResolvedRequest
Adjourment
1055/25/2022 9:00 am21-16054 / MBKWarren D. Levy Order Shorten TimeOrder to be SubmittedTotal Paid In: $5,175.00
needs new order, box 6 is not checked to pay non-exempt proceeds or balance EDC


Wells Fargo limited obj (Brock & Scott)<> MTN TO SELL EVANS AVE
Matter ResolvedRequest
Adjourment
1065/25/2022 9:00 am21-16584 / MBKJohn Zimnis, Esq.Motion Relief from Stay (Fee)Continued
6/22/2022 9:00 am
Total Paid In: $1,731.00
Debtor obj<>SELECT PORTFOLIO/Rvens Crest Drive (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
1075/25/2022 9:00 am21-16636 / MBKScott J. Goldstein Motion CompensationGranted
Matter ResolvedRequest
Adjourment
1085/25/2022 9:00 am21-17134 / MBKRobert C. Nisenson, Esq.Creditor Certification of DefaultGrantedTotal Paid In: $17,982.00
Debtor obj<> WILMINGTON/ Pittsfield Road (Powers Kirn)
Matter ResolvedRequest
Adjourment
1095/25/2022 9:00 am21-17220 / MBKJ. Todd MurphyMotion File Claim After Claims Bar DateGranted
MTN TO ALLOW LATE FILED CLM TO BE TREATED AS TIMLEY FILED/OAK HOLLOW NORTH HOA
Matter ResolvedRequest
Adjourment
1105/25/2022 9:00 am21-17231 / MBKJENEE K. CICCARELLIMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
7/27 new conf date

Trustee objection:

$1081 in arrears

Many unresolved confirmation issues:

--- excessive expenses on Schedule J $500/home maintenance.
---- US Bank (McCalla Raymer) objection to confirmation - need to resolve (UNRESOLVED)
- ---real estate inherited from the Estate of Marjorie Olsen, need copy of Will and list of estate assets (RECEIVED ONLY DOCS FROM SURROGATE)
---- lease expires 12/31/2021 is it expected to be extended? (NEW LEASE NOT RECEIVED)
---- If and when non filing spouse returns to work, need 2 mos proof of income. (PER AMENDED I AND J ON 1/28/22 - SPOUSE IS BACK TO WORK. NEED PROOF OF INCOME)
Matter ResolvedRequest
Adjourment
1115/25/2022 9:00 am21-17285 / MBKAndrew Thomas Archer Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToMoot - Dismissed
MTN TO REDUCE IRS CLM #1 WITH AMENDED POC TO RESOLVE ESTIMATED CLM
Matter ResolvedRequest
Adjourment
1125/25/2022 9:00 am21-17908 / MBKEugene Roth, Esq.Motion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $5,271.00
Debtor obj<>NATIONSTAR MTG/MR. COOPER (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
1135/25/2022 9:00 am21-18035 / MBKSteven J. Abelson, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $3,127.00
MTN TO RECLASSIFY DISCOVERY 2-1 TO UNSECURED
Matter ResolvedRequest
Adjourment
1145/25/2022 9:00 am21-18149 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayContinued
6/8/2022 9:00 am
Total Paid In: $4,019.00
Debtor obj<>AMERICAN HONDA FINC/2016 Accord (MORTON)
Matter ResolvedRequest
Adjourment
1155/25/2022 9:00 am21-18362 / MBKJonathan Goldsmith-Cohen, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $2,520.00
Debtor obj<>NEWREZ/SHELLPOINT / Thorne Place (PINCUS LAW)
Matter ResolvedRequest
Adjourment
1165/25/2022 9:00 am21-18758 / MBKGeorge E Veitengruber IIIMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $7,689.00
ADJ to 4/27 for creditor to respond to settlement proposal by debtor

Evidentiary Hearing

Debtor obj<>CENLAR/ Cliff St (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
1175/25/2022 9:00 am21-18762 / MBKKevin C. Fayette, EsqMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,600.00
Debtor obj<>SANTANDER/2017 Murano (MORTON)
Matter ResolvedRequest
Adjourment
1185/25/2022 9:00 am21-19270 / MBKSCOTT E KAPLAN ESQMotion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>PHH MTG/DEUTSCHE/RE 59 (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
1195/25/2022 9:00 am21-19451 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Granted
NANCY KENNEDY, 2ND MTG/Ramshorn Drive (EPSTEIN BECKER & GREEN)
Matter ResolvedRequest
Adjourment
1205/25/2022 9:00 am21-19484 / MBKCandyce I. Smith-Sklar, Esq.Motion File Claim After Claims Bar DateGranted
MTN TO ALLOW PYMT OF #5-1 LATE CLM /KAJAINE FUND
Matter ResolvedRequest
Adjourment
1215/25/2022 9:00 am21-19610 / MBKCandyce I. Smith-Sklar, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $1,526.00
MTN TO RECLASSIFY WILMINGTON/CLM #1-1 TO UNSECURED
Matter ResolvedRequest
Adjourment
1225/25/2022 9:00 am21-19610 / MBKCandyce I. Smith-Sklar, Esq.Application for Loss MitigationContinued
7/27/2022 9:00 am
Total Paid In: $1,526.00
US BAnk obj (Frenkel)<> LOSS MIT
Matter ResolvedRequest
Adjourment
1235/25/2022 9:00 am22-10131 / MBKEdward Hanratty, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,443.00
RELIANT LOAN /Route 33 West (HILL WALLACK)
Matter ResolvedRequest
Adjourment
1245/25/2022 9:00 am22-10573 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOn the Papers
*Filed new certification of exhibits? We need certification of the debtor EDC

Trustee objection:

(1) The motion does not contain a certification. It is improper to submit a "letter" in lieu of a more formal objection to the proof of claim.
(2) The certification should be signed by the debtor(s).

Debtor response/support<>MTN TO EXPUNGE CLM#11/LVNV
Matter ResolvedRequest
Adjourment
1255/25/2022 9:00 am22-10573 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOn the Papers
Debtor support<>MTN TO EXPUNGE CLM#15/CALVARY SPV I, LC
Matter ResolvedRequest
Adjourment
1265/25/2022 9:00 am22-10573 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOn the Papers
No certification in support. Can't file motion via "letter" EDC

Debtor response/support<>MTN TO EXPUNGE CLM# 13/CALVARY SPV I, LLC
Matter ResolvedRequest
Adjourment
1275/25/2022 9:00 am22-10573 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOn the Papers
No certification in support. Can't file motion via "letter" EDC

Debtor response/support<>MTN TO EXPUNGE CLM#14
Matter ResolvedRequest
Adjourment
1285/25/2022 9:00 am22-10573 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOn the Papers
Ted Sliwinski filed objection claiming the only reason statute tolled is because of the previous bankruptcy filings and the automatic stay

MTN TO EXPUNGE KYLE WILSON CLM#16

*Filed new certification of exhibits? Claims the POC itself is enough for proof it should be expunged. We asked certification of the debtor averring facts. EDC

Trustee objection:

(1) The original motion does not contain a certification. It is improper to submit a "letter" in lieu of a more formal objection to the proof of claim.
(2) The certification should be signed by the debtor(s).
Matter ResolvedRequest
Adjourment
1295/25/2022 9:00 am22-10760 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayOrder to be Submitted
Debtor obj<>NEWREZ/SHELLPOINT / Parkertown Rd (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
1305/25/2022 9:00 am22-10918 / MBKAdrian Johnson, Esq.Notice of Request for Loss MitigationContinued
6/22/2022 9:00 am

r/h 10:00 AM-attorney will be late
NO LOSS MIT PER INVESTOR
Primary Residential Mtg obj (Powers Kirn)<> DEBTOR REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
1315/25/2022 9:00 am22-11026 / MBKEric ClaymanMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO ALLOW 341(a) TO BE CONDUCTED BY WRITTEN INTERROGATORIES
Matter ResolvedRequest
Adjourment
1325/25/2022 9:00 am22-11124 / MBKEric ClaymanMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
*needs to schedule new 341
* new confirmation date will be 6/22 at 10:00

4/29 AMT: PER ATTY, 3 MONEY ORDERS FOR $446 EA SENT TO TN. ** FUNDS IN SUSPENSE**
Matter ResolvedRequest
Adjourment
1335/25/2022 9:00 am22-11279 / MBKBRIAN L HOFFMAN, ESQNotice of Request for Loss MitigationGrantedTotal Paid In: $590.00
AMT:Is this moot? Mtn for Loss Mit, doc #29 granted on 4/27 (Order Doc #33)

REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
1345/25/2022 9:00 am22-11354 / MBKEdward Hanratty, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Order to be Submitted
r/h 2PM

-obj by SN servicing (Jonathan Schwalb)-just wants to be paid in full


29 CHEYENNE ST
Matter ResolvedRequest
Adjourment
1355/25/2022 9:00 am22-11495 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>JILL MEASLEY/STAY MTN TO PURSUE SUPERIOR CT MATTER (STERN & E)
Matter ResolvedRequest
Adjourment
1365/25/2022 9:00 am22-11690 / MBKYakov Rudikh, Esq.Motion Relief from Stay (Fee)Granted
ns rudikh
Debtor obj<>HOWELL VERDANA/LANDLORD (COHEN SEGLIAS PALLAS)
Matter ResolvedRequest
Adjourment
1375/25/2022 9:00 am22-11751 / MBKJoseph Casello, Esq.Motion Turnover of PropertyDenied
Kominsky, Executrix obj (Forman Holt)<>MTN FOR EXECUTRIX TO TURNOVER DEBTOR'S SHARE OF ESTATE FUNDS TO TRUSTEE & PROVIDE ACCOUNTING
Matter ResolvedRequest
Adjourment
1385/25/2022 9:00 am22-11846 / MBKPHILIP R KAUFMAN, ESQOrder Shorten TimeContinued
6/8/2022 9:00 am

PER EC EMAIL MATTER SHOULD BE ON THE CALENDAR FOR 6/8
AR NOTE NO ORDER INCLUDED WITH MOTION
TO SUBMIT PROPOSED ORDER TO CHAMBERS
OST - MTN TO VACATE DISMISSAL
Matter ResolvedRequest
Adjourment
1395/25/2022 9:00 am22-12005 / MBKBrian W. Hofmeister, Esq.Motion Relief from Stay (Fee)Granted
CONCLUSION, DIVORCE ANY AND ALL ASSOC ISSUES/LAURA YACULLO (KEITH,WINTERS)
Matter ResolvedRequest
Adjourment
1405/25/2022 9:00 am22-12144 / MBKKevin C. Fayette, EsqMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $525.00
LOSS MIT
Matter ResolvedRequest
Adjourment
1415/25/2022 9:00 am22-13102 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder to be Submitted
-Attorney to file order that he will not get fees EDC

MTN TO EXPUNGE ASHLEY FUNDING CLM #2 FOR $8.29 TO $0 AND FILE AMENDED POC
pro rata case
Matter ResolvedRequest
Adjourment
1425/25/2022 9:00 am22-13428 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
**MTN TO ALLOW POA**
Matter ResolvedRequest
Adjourment
1435/25/2022 9:00 am22-13454 / MBKSteven N. Taieb, Esq.Motion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1445/25/2022 10:00 am17-27052 / MBKDonald C. Goins, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 55 of 58 required payments   Arrears: $0  
Total Paid In: $40,613.00
ISSUES AS OF 5/17/2022 (DM):atty ok to terms(mk)

***If no objection is filed by M&T Bank, TRUSTEE CAN RECOMMEND CONFIRMATION AT $39,876 PTD, THEN $737 x 3 STARTING 6/1/2022, 100% PLAN, YeSTUDENT LOANS TREATED OUTSIDE THE PLAN, LOAN MOD WITH M&T BANK BY 8/30/22, TRUSTEE TO PAY ON M&T BANK PRE-PETITION ARREARS (low base) PENDING THE LOAN MOD***


Confirmed Case: $27,347 Ptd, $737 x 20 start 1/1/21, 100%
Prop. MP: Ptd, $737 x 4 start 5/1/22, Base, Loan Mod by 8/30/22
PTD = $39,876
Last Claim (4-2) dated 1/4/19
Matter ResolvedRequest
Adjourment
1455/25/2022 10:00 am18-28209 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanDismissedDebtor has made 20 of 45 required payments   Arrears: $0  
Total Paid In: $24,914.00
issues as of 5/17/2022 (JMA)

1) Modified plan seeks to reduce Trustee plan payment - need amended Schedule I and J, updated proof of income
2) Deutsche Bank filed a motion for relief scheduled for 5/25/2022
Matter ResolvedRequest
Adjourment
1465/25/2022 10:00 am19-11874 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 43 of 41 required payments   Arrears: $470.00  Total Paid In: $20,445.00
AS OF 5/20/2022 (at):

RECOMMEND: $20,025.50 PAID TO DATE, $470 x 20 BEGINNING 6/1/2022, BASE
Non exempt proceeds from personal injury suit are to be turned over to the trustee.
Adequate protection payments in the amount of $288 will continue to be made to Credit Acceptance.

1. Adequate protection payments to credit acceptance are reduced from $288 to $192 in the modified plan. Need explanation as to why. (Per Attorney that was a typo. The amount is still $288 - ADD $288 TO CONFIRMING ORDER PER ATTY)

2. Need 2021 tax return. (Attorney to provide cert that debtor was not required to file a tax return) (CERTIFCATION OF NON FILING RECEIVED)

3. Need December and January pay stubs for debtor's job at the NJ Turnpike Authority. (Per attorney, this was removed from schedules and he has submitted a cert regarding debtor's babysitting income) (DEBTOR PROVIDED AN AFFIDAVIT THAT STATES THAT SHE MAKES APPROXIMATELY $2257.50 PER MONTH. THERE SHOULD BE SOME PROOF OF PAYMENT TO DEBTOR BY WAY OF CANCELLED CHECKS OR PAID INVOICES). DEBTOR NO LONGER WORKS FOR NJ TURNPIKE AUTHORITY.

MP proposes: $419 x 24 beginning 3/1/2022, $0 to unsecured creditors
Arrears: $1,621.50
(part 1a: reducing monthly plan payment due to loss in income)
Matter ResolvedRequest
Adjourment
1475/25/2022 10:00 am19-14630 / MBKSteven J. Abelson, Esq.Confirmation Hearing on Modified PlanContinued
6/8/2022 10:00 am
Debtor has made 50 of 39 required payments   Arrears: $2,612.00  Total Paid In: $55,907.00
ISSUES AS OF 5/17/2022 (DM):

***MP filed to add 17k post-petition arrears from Cert of Default. Another Cert of Default has been filed asserting March & April payments have not been made. Debtor is either making a case for conduit payments or needs to file a new case - RECOMMEND DENIAL DUE TO LACK OF FEASIBILITY***

 5/13/22 - Carrington Mtg filed a Cert. of Default - March & April payments have not been made.

1) Trustee Supp OBJ:
- Need amended Sch I&J (UNRESOLVED).
- Need updated proof of income (RECEIVED).

2) Trustee Obj:
- needs conduit due to over $17,000 in post pet mortgage arrears and trustee arrears.


Confirmed Case: $46,232.28 Ptd, $1,117 x 56 start 8/1/21, Base
Prop. MP: $53,047.28 Ptd, $1,533 x 49 start 3/1/22, Base
PTD = $55,907.28
Last Claim (14-1) dated 2/11/20
Matter ResolvedRequest
Adjourment
1485/25/2022 10:00 am19-24266 / MBKDonald C. Goins, Esq.Confirmation Hearing ScheduledMoot - DismissedDebtor has made 35 of 35 required payments   Arrears: $0  
Total Paid In: $5,950.00
5/16 workup for the 5/25 calendar EDC

Trustee objection
-MP wants to extend LM. Case is 3 years old if no LM by now the case should be dismissed. LM was supposed to be completed 2 years ago
-no I & J, no updated POI, no 2021 taxes


proposes $170 X 60 BEG 8/2019; (62 SOUTH GROVE AV); BASE LM by 9/30/22
Matter ResolvedRequest
Adjourment
1495/25/2022 10:00 am19-28863 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 29 of 32 required payments   Arrears: $289.00  Total Paid In: $14,329.00
AS OF 5/9/2022 (at):

MOTION TO EXPUNGE CLAIM FILED BY STATE OF NJ DIVISION OF TAXATION IS SCHEDULED FOR 5/25/2022. NEED OUTCOME OF THIS MOTION.

1. Objection filed by Santander/Chrysler Capital (Morton) - proposed modified plan pays $7,800 for the 2016 Ram. Current loan balance is $15,029 and vehicle is worth $22,250. Cannot cram as vehicle has equity. (CERT BY DEBTOR FILED 5/18/2022 - STATES LOAN MATURES IN NOVEMBER 2022 AND BALANCE DUE IS $7,769.84)

2. Trustee's objection:
(1) The plan is not feasible because it does not include the State of NJ tax claim of $1,995,982.58.
(2) The debtor's case exceeds the 109(e) debt limits and should be either converted or dismissed.

MP proposes: $910 x 30 beginning 5/1/2022, not less than $26,410 to unsecured creditors
Arrears: $735
(Plan was amended to include the auto loan being paid in full through the Chapter 13 plan in the amount of $7,800.00.
Plan payment was increased to $910.00 starting May 1, 2022.)

Matter ResolvedRequest
Adjourment
1505/25/2022 10:00 am19-30195 / MBKPATRICIA COLLIGAN, ESQ.Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 27 of 32 required payments   Arrears: $0  
Total Paid In: $12,922.00
Creditor Certification of Default scheduled for 5/25/22 at 9 (Santander)
Matter ResolvedRequest
Adjourment
1515/25/2022 10:00 am19-32861 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 19 of 30 required payments   Arrears: $0  
Total Paid In: $19,030.00
As of 5/11/22(mk):


**CAN REC CONFIRM AT $18,045 PTD, THEN $985 x 31 Begin 6/1/22. BASE w/ min to GUCS $5,564 Due to NE Equity**


Mp proposes: $17,060 PTD; $985 X ?? BEG 5/2022; BASE. Plan removes REFI language.
Plan has run 29 mos and 31 remain.
Matter ResolvedRequest
Adjourment
1525/25/2022 10:00 am20-11907 / MBKMarc C. Capone, Esq.Confirmation Hearing on Modified PlanContinued
6/22/2022 10:00 am
Debtor has made 20 of 28 required payments   Arrears: $8,100.00  Total Paid In: $27,000.00
ISSUES AS OF 5/17/2022 (DM): last payment received in March - RECOMMEND DENIAL

 Pending Motion to Compel Payment of Admin Expenses.

 4/20/22 - Objection filed by Westgate Square Condo Assn (David Frizzell, Esq)

***To cure plan arrears, NEED TO CONFIRM AT $27,000 PTD, THEN $1,466 x 35 STARTING 4/1/22, BASE PLAN WITH $2,807 MINIMUM DIVIDEND, DEBTOR'S COUNSEL SHALL FILE A $4,000 SUPPLEMENTAL FEE APP WITHIN 7 DAYS, DEBTOR SHALL SIGN UP FOR TFS AUTO PAY WITHIN 10 DAYS***


Confirm Case: $17,550 Ptd, $1,350 x 45 start 6/1/21, $2,807 Min Div
Prop. MP: $22,950 Ptd, $1,350 x 39 start 12/1/21, Base
PTD = $27,000
Last Claim (15-1) dated 11/22/21
Matter ResolvedRequest
Adjourment
1535/25/2022 10:00 am20-18351 / MBKDavid L. Stevens Confirmation Hearing ScheduledContinued
6/8/2022 10:00 am
Debtor has made 18 of 23 required payments   Arrears: $0  

no need to workup for 6/8 EDC

issues as of 4/6/2022 (JMA)

1) Trinity Financial Services LLC (Leopold) objection to confirmation - need to resolve
-debtor has not provided basis for their stated valuation at $270,000
-plan should not be confirmed absent a valuation hearing and a basis for valuation
2) Debtors modified plan states $5,298 has been paid into plan, however, Trustee records show having received only $4,728.10

Matter ResolvedRequest
Adjourment
1545/25/2022 10:00 am20-19713 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing on Modified PlanContinued
7/13/2022 10:00 am
Debtor has made 19 of 22 required payments   Arrears: $0  
Total Paid In: $11,434.00
5/18 workup for the 5/25 calendar EDC

-filed amended I

-plan adds $7413.30 arrears per forbearance post petition but need an order or a claim to pay that additional amount. If we get order we can CONFIRM AT:

** $10,704 paid then 730 x 39 beg 06/01/2022 pro rata (min of $826 to unsecured)
Matter ResolvedRequest
Adjourment
1555/25/2022 10:00 am20-20469 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

5/16 workup for the 5/25 calendar EDC

* Trustee's objection:

A copy of the last filed tax return - 2021 by 5/31/2022. (Still need)
- The attorney's fees in the plan ($3,425) and the disclosure statement ($1,685) do not agree. One of these must be amended. (NEITHER AMENDED)
- Proof of 2 month's income - for the debtor by 6/30/2022. (LANGUAGE ADDED)

Plan proposes: $369 x 60 beginning 12/1/2021, not less than $2,500 to unsecured creditors
Payments: 3/4, arrears $369
------------------
Resolved
- Verified income leaves monthly disposable income of $405. OK
- Need to file Pre-Confirmation Certification. (FILED)
1. US Bank/Wells Fargo filed a secured arrears claim #22 in the amount of $8,577.04 which is not in the plan. Is it ok to pay this claim?

2. CSMC 2021-JR1 Trust filed a secured arrears claim #23 in the amount of $10,585.34 which is not in the plan. Is it ok to pay this claim?
Matter ResolvedRequest
Adjourment
1565/25/2022 10:00 am20-21512 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 11 of 14 required payments   Arrears: $0  
Total Paid In: $4,667.00
AS OF 5/11/22 (SF)-atty ok to terms(mk)


RECOMMEND $4246 PTD, $421 X 47 (BEGIN 6/1/22) 100% PLAN
- STANDARD ORDER OF DISTRIBUTION


MP proposes $386 x 60 100% Plan
Plan has run 19 months with 47 months remaining
Arrears: $772

Matter ResolvedRequest
Adjourment
1575/25/2022 10:00 am20-21529 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 19 of 20 required payments   Arrears: $0  
Total Paid In: $6,650.00
amt: mp doc #76 filed 5/12<<>>

issues as of 4/22/2022 (JMA)

1) US Bank (LOGS Legal Group) objection to confirmation - need to resolve
-plan fails to treat pre petition arrears in the amount of $71,320.61
-modified plan does not provide for secured creditor to receive distributions with equal value to the allowed amount of its claim
-plan is underfunded
2) What is the status of the car accident claim?

proposed plan$350x36 base plan with loan mod by 9/30/2022 plus non exempt proceeds from car accident claim
paid in $ 5,950
18 months to go in plan
Matter ResolvedRequest
Adjourment
1585/25/2022 10:00 am20-22942 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 9 of 19 required payments   Arrears: $0  
Total Paid In: $12,755.00
5/18 workup for the 5/25 calendar EDC

Cert of default for failure to refinance by 12/1/21

Only 42 months remaining so To CONFIRM AS PROPOSED THE PLAN NEEDS:

$11,400 PAID THEN 1355 X 42 BEG 6/1/22 100%-Refinance removed from plan-trustee to pay mortgage arrears of Deutsche and Islandcap


-----------------------------------------
MP proposes 48 months but only 42 left
$10,300 PTD; $1200 X 48 BEG 5/2022; 100%
Matter ResolvedRequest
Adjourment
1595/25/2022 10:00 am20-23570 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 9 of 18 required payments   Arrears: $636.00  Total Paid In: $5,775.00
AS OF 5/11/22 (SF)

RECOMMEND $5,775 PTD, $636 X 43 (BEGIN 6/1/22) 100% PLAN W/MIN $16797 TO GUCS PER EQUITY IN REAL ESTATE
- N/E PROCEEDS FROM INHERITANCE TO BE TURNED OVER TO TRUSTEE


MP proposes $580 x 44 100%
Plan has run 17 months with 43 months remaining
Arrears: $2470


Matter ResolvedRequest
Adjourment
1605/25/2022 10:00 am21-10228 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledMoot - DismissedDebtor has made 4 of 17 required payments   Arrears: $0  
Total Paid In: $8,000.00
AS OF 5/11/22 (SF)

1. Trustee motion to dismiss scheduled for 5/25/22 at 9
2. Debtor proposes to increase payment to $2460. Debtor has never stepped up to the the original $2000 payment so arrears are $6000. Disposable income is only $429. Plan is not feasible.


MP proposes $7500 PTD, $2460 X 44 Base Plan, Loan Mod by 10/1/22 - Extends loan mod date
Plan has run 16 months with 44 months remaining
Arrears: $6000

Matter ResolvedRequest
Adjourment
1615/25/2022 10:00 am21-10554 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 9 of 17 required payments   Arrears: $1,625.00  Total Paid In: $3,481.00
issues as of 5/18/2022 (JMA)

1) The purpose of the modified plan is to extend the plan due to change in circumstance, need to provide amended Schedules I & J and 2021 tax return
2) Only provided 2 paystubs - not clear if they are for the full or part time income. Need to provide 2 months of paystubs
3) Why is social security income removed? It was disclosed in original filing and would make the plan feasible

proposed plan $125x45 begin 5/1/2022 base plan
paid in $3,181
plan extended to 60 months, leaves 44 months to go
Matter ResolvedRequest
Adjourment
1625/25/2022 10:00 am21-13023 / MBKAlex A PisarevskiConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 14 required payments   Arrears: $0  
Total Paid In: $19,102.00
UPDATED 5/18/2022 (DM): Updated 5/25/22

***THE TRUSTEE WILL RECOMMEND CONFIRMATION AT $15,738.12 PTD, THEN $3,364 x 6 STARTING 6/1/22, THEN $712 x 18 STARTING 12/1/22, THEN $4,072 x 22 STARTING 6/1/24, BASE PLAN, STUDENT LOANS INCLUDING GRANITE STATE MANAGEMENT & RESOURSES POC (7-1) SHALL BE TREATED OUTSIDE THE PLAN; ADD TO THE CONFIRMING ORDER THE FOLLOWING:
a) TRUSTEE IS AUTHORIZED TO PAY NJ DIVISION OF TAXATION LATE PRIORITY POC (14-1) IN THE AMOUNT OF $5,589.
b) TRUSTEE IS AUTHORIZED TO PAY WELLS FARGO ARREARS POC (6-1) IN THE AMOUNT OF $118.05.
c) OBJECTION BY CADENCE BANK SHALL BE RESOLVED BY CONSENT ORDER WITHIN 60 DAYS. IN THE EVENT A CONSENT ORDER IS NOT SUBMITTED WITHIN 60 DAYS, THE TRUSTEE SHALL CONTACT THE COURT TO SCHEDULE AN EVIDENTIARY HEARING WITH NOTICE TO BOTH PARTIES. (AR HOLD AND RESRVE SECURED CLAIM)
d) Debtors have disclosed that, as of the date of the petition, they are in the possession of funds in the amount of $243,694 related to the business loans of Sunflower Children Services. Debtors have asserted that these funds are property of the businesses and must be utilized to first pay valid claims and liabilities of the businesses. No later than 7/31/22, the debtors shall provide the Trustee with a full and complete accounting of funds from the business loans and the proposed distribution of available funds from those loans to pay claims and liabilities of the business with all documentation to support such proposed disbursements. Upon receipt of the accounting and proposed distribution, the Trustee shall review and report to the Court whether consent has been reached with respect to the proposed disbursement of available funds. All funds in excess of agreed disbursements shall be turned over to the Trustee as additional payments under the plan. Any proposed disbursements that are contested shall be resolved by further order of this Court***

5/16/22 - Debtor's counsel is still working with Cadence Bank and will get back to DM & AR

5/10/22 -
Matter ResolvedRequest
Adjourment
1635/25/2022 10:00 am21-14200 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 13 required payments   Arrears: $53.00  Total Paid In: $6,695.00
ISSUES AS OF 5/18/2022 (DM):atty ok to terms(mk)

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $6,180 PTD, THEN $568 x 48 STARTING 6/1/22, BASE PLAN, CHARLES SWEENEY SHALL BE PAID A $750 ADMIN CLAIM, ALL CLAIMS OF FIFTH THIRD BANK SHALL BE INCORPORATED INTO DEFERRAL AGREEMENT ORDER AND TRUSTEE SHALL NOT PAY POC (10-1) CLAIMS***

 Pending Motion for Payment Deferral - 5/25/22 (ANDREW LUBIN, ESQ CONFIRMED THAT ALL CLAIMS OF FIFTH THIRD BANK ABSORBED INTO DEFERRAL AGREEMENT).

 2/10/22 - AR DISCUSSED WITH CAMERON. NO THRESHOLD BUT PAY SWEENEY AS ADMIN.

 Trustee filed Application for Retention of Appraiser - objection deadline expired 1/14/22.

1) Trustee's objection to amended Sch C needs to be resolved prior to confirmation or confirmation needs to be adjourned to 9/8/2021 to coincide with that hearing (OBJ WITHDRAWN).

2) Fifth Third Bank (McCabe) OBJs - claim filed by Fifth Third Bank is for $4,173.43. Is it okay to pay this higher claim? (YES)

3) MP provides $23,219 treatment to Capital One on 2015 Chevy Silverado - no POC filed and service of Plan on creditor not executed (ORDER ON SEPARATE MOTION TO MODIFY POC 5 HAS BEEN ENTERED).

4) Trustee Supplemental OBJ:
- Trustee objects to debtor's valuation of real property. Debtor values real property on Sch A at $340,200. Zillow has a valuation of $476,400 and all of the comparables with sales between 2 & 9 months have values from $375,00 - $485,000. All of debtors comparable sales, with one exception are from 2020 (UPDATED CMA FROM PITTENGER REALTY APPEARS TO HAVE THE INCORRECT SQUARE FOOTAGE FOR DEBTOR'S HOUSE BASED UPON ZILLOW RECORDS AND SOME OF THE COMPARABLES DO NOT LIST THE SQUARE FOOTAGE).

5) Trustee OBJ:
- Need homeowner's insurance renewal declaration (RECEIVED).
- Need a statement for the debtor's 401k loan (RECEIVED).
- Need updated car insurance prior to confirmation hearing (RECEIVED).
- Need a MP that steps up the trustee payment in December 2023 when co-debtor pension loan is paid off (LOAN IS PAID O
Matter ResolvedRequest
Adjourment
1645/25/2022 10:00 am21-14420 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 30 of 13 required payments   Arrears: $0  
Total Paid In: $60,548.00
Updated 5/24/22 (DM) - If Trustee consents to PNC Bank claim being treated outside the plan, then recommend confirmation at $56,548.36 Ptd, then $2,000 x 48 starting 6/1/22, 100% Plan with $1,107,000 threshold preserved, OTBS with PNC Bank within 15 days and its POC (15-1) shall be treated outside the Plan, Supplemental Fee Application shall be filed within 7 days.

AR RESOLVE OR HOLD
ISSUES AS OF 5/16/2022 (DM): Debtor's counsel finalizing Agreement & Consent Order with PNC to treat $212,258.54 unsecured claim outside the Plan.

 2/17/2022 (DM) - All items below have been addressed. To complete the case, the debtor needs plan payments of $5,529 x 51. Atty wants to contact PNC to see if he can work out an agreement to address the $212,258 unsecured claim.

 Per AR, okay to ADJ to 2/23/22. Atty to file a Motion to Disburse sale proceeds - Trustee to receive non-exempt proceeds - plan will remain 100%. Need settlement information with Northeastern Building Supply (EDC REVIEWED MOTION TO APPROVE DISBURSEMENT OF SALE PROCEEDS & CONSENT ORDER WITH NORTHEASTERN BUILDING SUPPLY ENTERED).

 Sales of 8 Wilson & 10 Wilson have taken place and HUDs received - Atty holding proceeds in Trust ($74,317 HELD FROM 8 WILSON SALE & $75,391 FROM 10 WILSON SALE) - Atty is going to file a motion to disburse proceeds and is in contact with attorney representing Northeastern Building Supply regarding late POC - ADJ to 1/12/22.

 10/13/21 - check for sale proceeds to come in - ADJ to 11/23/21 (LATE POC (17-1) FILED ON 10/14/21 AS A SECURED JUDGMENT LIEN ON ANY REAL ESTATE - NEED TO ADDRESS CLAIM - resolved, see below)

1) Northeastern Building Supply filed a late secured POC (17-1) for $57,419.83 that needs to be addressed (JUDGMENT AGAINST BUSINESS & DEBTOR - CONSENT ORDER ENTERED TO REDUCE CLAIM AND PAY OUTSIDE FROM SALE PROCEEDS).

2) Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan with payment of fees outside the plan purs
Matter ResolvedRequest
Adjourment
1655/25/2022 10:00 am21-14539 / MBKMark N Glyptis Confirmation Hearing on Modified PlanContinued
8/16/2022 10:00 am
Debtor has made 7 of 6 required payments   Arrears: $0  

issues as of 5/18/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- Need to file a Modified Plan that adds all cramdowns to Section 4 AND Seciton 7 of the Plan. MODIFIED PLAN NOW TREATS SNAP ON TOOLS AS A SECURED CLAIM TO BE PAID IN FULL THROUGH THE PLAN
- The debtor(s) is not paying all disposable income into the plan. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,134.75.
- The Schedules fail to account for the debtor (s) tax refund in the amount of $1,221.00 when determining disposable income.
- The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Snap On Tools.
- Need to file Pre-Confirmation Certification.
- The attorney's fees in the plan ($2,000) and the disclosure statement ($0) do not agree. One of these must be amended.

proposed plan $685x4 begin 1/1/2022, $697x56 begin 5/1/2022 100% plan
paid in $3,437
arrears $12
last claim 16
Matter ResolvedRequest
Adjourment
1665/25/2022 10:00 am21-16453 / MBKS DANIEL HUTCHISON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 13 of 10 required payments   Arrears: $0  
Total Paid In: $15,616.00
As of 5/23/22 (DS): Ok to confirm at $13,855 paid, $1,217 x 39 begin 6/1/22; 100% to gucs with reserve $4,687.24, due to non-exempt equity and pay attorney fees per fee app $3,227.21

1. Case was confirmed 100% due to 22c disposable income, plus disposable income was $2,042.34. Need 2 months proof of income and 2021 tax returns from Debtor and non-filing spouse and amend Sched I, if not paying 100%.

2. Need to add non-exempt equity in 2018 Ford $4,687.24.

3. Must confirm that attorney fees $3,225 is for attorney fees. Plan list as taxes owed. Fee app filed 4/19/22 has attorney fees $3,227.21.

MP Prop $1,350 x 2 begin 9/1/21; $2,297 x 4 begin 11/1/21; $0 x 1 begin 3/1/22; $1,087.41 x 41 begin 4/1/22; Base
- Loan mod was granted and removed. Plan reduces Trustee monthly payment and length of plan.
Matter ResolvedRequest
Adjourment
1675/25/2022 10:00 am21-16584 / MBKJohn Zimnis, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 11 of 10 required payments   Arrears: $0  
Total Paid In: $1,731.00
AR RESOLVE OR HOLD
AS OF 5/24/22 (SF) UPDATED

Note: There is a Motion for Relief filed by Select Portfolio/Met Life (1st mortgage) scheduled for 6/22/22 but there is no obj by this creditor to confirmation.


RECOMMEND $1580 PTD, $151 X 27 BASE (BEGIN 6/1/22) W/MIN $1333 TO GUCS PER EQUITY IN PERSONAL PROPERTY
- REAL TIME SOLUTIONS INC. 2ND MORTGAGE (CLAIM 12-1) TO BE PAID OUTSIDE PLAN. (OTBS IN 30 DAYS)


AR OBJ RESOLVED NEED TERMS
1. Objection filed by Real Time Resolutions (Steven Kelly) - failure to address creditor and total debt claim in the amount of $33,595.18 which matures in 2022 (PER CREDITOR OTBS - NEED TERMS.) (THERE IS STILL NO ORDER) OBJ WITHDRAWN AND OTBS


Plan proposes $1295 PTD, $100 X 28 Base
Payments: 9/9

RESOLVED:
- Need to file Pre-Confirmation Certification (FILED)
3. Trustee objection:
- Proof of 2 month's income - for Reside Professional Bookkeeping and Stich Ahead jobs.
(RECEIVED)
- There is $2,716 in non exempt equity in the residence (NO EQUITY IN REAL ESTATE)
- There is non exempt equity of $3,667.73 in the bank accounts/stock account. (EQUITY IS LOWER FOR BANK ACCOUNT AND STOCK $250.41 BANK ACCT AND $1083 STOCK FOR TOTAL OF $1333.41)

Matter ResolvedRequest
Adjourment
1695/25/2022 10:00 am21-16606 / MBKMary Ann McField Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $940.00  
5/18 workup for the 5/25 calendar EDC

** NOTE Converted from CH 7-no dismissal allowed-must reconvert

*The MP proposes to pay IRS and NJ 2021 priority taxes but no claims filed for those years. Cannot pay unless claim filed or an order is filed.

* Trustee obj to the following:
- Need July and August bank statements for TD bank account listed on Schedule B.--Mistake not his account OK
- Verified income leaves monthly disposable income of $1,743.40.
- There is $31,975.31 non-exempt equity in the residence. CMA they provided is $489,000. Would need $713 monthly beginning in June to trustee
- Must file Pre-confirmation certificate.

MP filed 4/11/22 - ADJ to 5/25 for Notice on this Plan by debtor's counsel (dm)
MP proposes $461.89 x 60 beg 1/1/22 pro rata

original Prop Plan $932.05 x 32 begin 1/1/22; $1,276.97 (932.05 344.92) x 4; Base and Loan mod on Jeffrey Rd by 3/1/22
Note: Plan propose tier plan for pension loan.
------------------------
RESOLVED

1. PHH Mortgage (ROBERTSON, ANSCHUTZ, SCHNEID) obj to loan mod. -LOAN MOD GRANTED

* Plan propose loan mod to be done by 3/1/22. What is the status of loan mod? Will need mod plan to extend. GRANTED

* . Need to confirm if mortgage arrears are to be paid, note in plan as to how treat mortgage as: "Mortgage arrears to be paid within loan modification plan." GRANTED
- Plan needs to run 60 months pursuant to the B22C form. Over median. DONE
Matter ResolvedRequest
Adjourment
1705/25/2022 10:00 am21-16613 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,400.00
5/23/22 - Atty ok with terms.sf

AS of 5/17/22(Mk):email from atty as to reducing # of months- I can't lower the second tier payment proposed in plan.

So **Can confirm at 1,050 PTD(3 mos), The $350 x 13, begin 6/1/22, The $835 x 26, Begin 7/1/23 100%and Preserve Equity T/H in real property of $51,145; Trustee is authorized to pay arrears claim #5-1 of US Bank through the plan, Must file pre conf cert w/in 7 days.
Plan reduced to total 42 months**

---------------------
>>If ok to pay arrears in #1 **CAN REC CONFIRM AT $1,050 PTD, Then $350 x 10 begin 6/1/22, Then $835 x 47 Begin 4/1/23, 100% and Preserve Equity T/H in real property of $51,145; Trustee is authorized to pay arrears claim #5-1 of US Bank through the plan, Must file pre conf cert w/in 7 days.**

>>NOTE; plan will complete early once second tier kicks in<<
---------------------------------

>>Bar date has passed GUC claim total is $13,385.20- so plan needs to be 100% and protect the equity T/H.

1. Objection by US Bank( RAS):
- Plan fails to treat arrears $1,876.92

2. Trustee Objection:
-There is $51,000 in non exempt equity in the
residence
-need 2021 tax return by 5/31/22


Plan:$350 X 13; $835 X 47; MIN $30,000
3/3 payments
Bar date passed
Matter ResolvedRequest
Adjourment
1715/25/2022 10:00 am21-17220 / MBKJ. Todd MurphyConfirmation Hearing on Modified PlanContinued
6/22/2022 10:00 am
Debtor has made 9 of 9 required payments   Arrears: $0  

**per attorney have OTBS with NJ Labor-adj peremptorty to get that order EDC

AR RESOLVE OR HOLD
ISSUES AS OF 4/5/2022 (DM): Updated 5/24/22

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $14,134 PTD, THEN $1,879 x 52 STARTING 6/1/22, BASE PLAN, TRUSTEE IS AUTHORIZED TO PAY NJ MOTOR VEHICLE COMMISSION SECURED JUDGMENT POC (6-1) IN THE AMOUNT OF $652.73; TRUSTEE IS AUTHORIZED TO PAY OAK HOLLOW NORTH HOA INC. BIFURCATED POC (7-1) AS FILED; UPON RESOLUTION OF THE ADVERSARY PROCEEDING OF THE STATE OF NJ DEPT OF LABOR, THE DEBTOR SHALL FILE AN AMENDED PLAN WITHIN 10 DAYS IF THE PLAN IS IMPACTED***

 5/12/22 - Adv Pro filed by NJ Dept of Labor against the debtor.

 Debtor's counsel to file a POC and Motion to Allow the Late Claim by 4/22/22 - ADJ confirmation to 5/25/25 Peremptory (dm)

1) MP fails to treat $652.73 secured judgment of NJ Motor Vehicle Commission (OKAY TO ADD?)

2) MP provides $25,354 secured treatment to Oak Hollow HOA - no POC filed - need a claim filed and a motion to allow the late claim (UNRESOLVED - plan provides $25,354 as a cure, and Motion/POC have bifurcated claim with $22,940.90 secured and $2,413.10 as unsecured).

3) SPS/Wells Fargo (FEIN) - $59,998.79 arrears (MP PAYS FULL ARREARS).

4) Trustee OBJ:
- Need DSO information (RECEIVED).
- Excessive expense - Sch J: $550 transportation; $250 clothes for minor children.

 3/10/22 (at): RECOMMEND: $10,598 PAID TO DATE, $1,879 x 54 BEGINNING 4/1/2022, BASE. Need to file Pre-Confirmation Certification within 10 days of confirmation. Need to amend the voluntary petition to correct the debtor's name within 10 days of confirmation (name does not match driver's license - DOC #52 CORRECTS THE SPELLING OF THE DEBTOR'S LAST NAME).


Prop. Plan $1,668 x 5, then $1,878.55 x 55 start 3/1/22, Base
PTD 8/8 = $14,134
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
1725/25/2022 10:00 am21-17285 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 9 required payments   Arrears: $0  

AS OF 5/23/2022 (at):

CASE HAS BEEN PENDING SINCE 9/16/2021. DEBTOR HAS NOT FILED TAX RETURNS SINCE 2015 AND IS 4 MONTHS ($2,430.20) BEHIND ON TRUSTEE PAYMENTS.

1. Objection filed by the IRS (O'Hagan) - debtor has failed to file tax returns 2016 - 2020. Plan is not confirmable.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Valuation on all vehicles. (RECEIVED)
- Amendments to Schedules B to add all vehicles with year, make, model and mileage. (AMENDED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is estimated non-exempt equity on vehicles, pending amended Schedules B and C and valuations on all. (SCHEDULES AMENDED - THERE IS $25,535 IN NON EXEMPT EQUITY IN THE VEHICLES)
- Must resolve IRS estimated claim (STILL ESTIMATED)
- Need to file Pre-confirmation certificate. (FILED)

Plan proposes: $494 x 60 beginning 10/1/2021, 100% plan
Payments: 4/8, arrears $2,430.20
Matter ResolvedRequest
Adjourment
1735/25/2022 10:00 am21-17908 / MBKEugene Roth, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 8 required payments   Arrears: $0  
Total Paid In: $5,271.00
As of 5/24/22(mk):Updated

**Can rec Confirm at $3,894 PTD, Then $1,377 x 53 Begin 6/1/22, 100%,Trustee Standard Order of Distribution


>>atty to upload POI . Needs 2 payments at MP payment of $1,377. Atty says debtor make April payment by 5/11 nmd may payment 5/13/22.(PAYMENT FOR $1,377 POSTED 5/17/22- POSTED

1. MFR on 5/25/22 by Nationstar/US Bank( McCalla)- need result>>WILL THIS IMPACT THE PLAN??( MK: per atty NO- otbs to be submitted on that)
(this creditor had obj to prior plan that was LM- this MP provides payment of arrears POC for $63,950.75.

2.Trustee Objection:
-NEED Updated POI for MP higher payment. (aff'd provided- still a stretch on income)
-order of distribution will be TR STD Order.
- need pre conf cert.(Filed)

Plan: $1377 X 55 BEG 4/2022; 100%
arrears $2,754
bar date passed
Matter ResolvedRequest
Adjourment
1745/25/2022 10:00 am21-18035 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 8 required payments   Arrears: $0  
Total Paid In: $3,127.00
ISSUES AS OF 5/19/2022 (DM):

***TO CONFIRM THE DEBTOR NEEDS $2,610 PTD, THEN $517 x 53 STARTING 6/1/22, $12,000 LUMP SUM BY 9/30/22, BASE PLAN, ORDER OF DISTRIBUTION IS PER PLAN, SUPPLEMENTAL FEE APP FOR $300 SHALL BE FILED WITHIN 10 DAYS***

1) Plan provides $57,362 priority treatment to the State of NJ Div of Taxation - the creditor filed an estimated priority claim POC (8-1) which needs to be amended/resolved (AMENDED TO $0).

2) State of NJ Dept of Labor filed amended POC (4-2) in the amount of $34,050.46 for secured judgment not treated in the plan (MP PAYS & CONSENT ORDER SUBMITTED TO PAY)

3) LVNV Funding/New Century filed secured judgment POC (14-1) for $3,343.95 - address in Cert of Service (Doc #25) on cram does not exactly match the address in POC (14-1) - need updated Cert of Service (MOTION TO MODIFY CLAIM FILED & GRANTED).

4) Trustee OBJ:
- Need homeowner's insurance renewal declaration (RECEIVED).
- Need copies of bank statements for 2 months before filing - paystubs show direct deposit (OK - PAYSTUBS DO NOT SHOW DIRECT DEPOSIT - ERROR).
- Excessive Expense - Form 122c: Line #22 for $32/additional health care, excluding insurance costs; Line #23 for $100/optional telephone and services - allowed $50; Line #30 for $25/additional food and clothing (MOOT).
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution (PER PLAN LANGUAGE TO BE ADDED).
- Need to file Pre-Conf Cert (FILED).


Prop. Plan $350 x 6, $510 x 54, Base
- contribution of $12,000 from Robin Tice by 9/30/22
PTD 7/7 = $2,610
Last Claim (2-2)
Matter ResolvedRequest
Adjourment
1755/25/2022 10:00 am21-18117 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $4,840.00
AR RESOLVE OR HOLD
AS OF 5/23/22 (SF) UPDATED

RECOMMEND $605 X 60 (BEGIN 11/1/21 BASE PLAN; LOAN MOD BY 8/3/22
- DO NOT PAY ARREARS TO NEWREZ PENDING APPROVAL OF LOAN MOD
- OK TO PAY PARK PLACE 2 CONDO CLAIM 13-1 AS FILED. SET UP SECURED AND UNSECURED CLAIM
- NEED ORDER ALLOWING LATE CLAIM WITHIN 30 DAYS FOR LAKEWOOD TWP MUA
- FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS




1. Park Place 2 Condo Assoc filed a bifurcated claim 13-1 in the amount of $23,506 secured and $998.93 unsecured (HOW SHOULD THIS CLAIM BE PAID? - pay per POC)

2. Gov Bar expired. No claim filed for Lakewood Twp MUA (Late claim just filed on 5/20/22 and motion to allow late claim scheduled for 6/22/22)

3. Trustee objection:
- A Modified Plan that pays a base dividend to general unsecured creditors
- the plan proposes a loan modification, and for that reason it cannot be a zero percent plan.

4. Must file pre-confirmation certification

5. Objection filed by Newrez (Harold Kaplan) - failure to pay arrears of $25,745.47 and speculative loan mod. (OTBS - Loan Mod by Loss Mit Order - no pay by Trustee pending Loan Mod)


Plan proposes $605 x 60 0%, Loan Mod in 6 months
Payments: 7/7

RESOLVED ISSUES:
- Proof of 2 month's income - only received one paystub for co debtor part time job -
need additional paystubs to date (RECEIVED)
- Loss mit period extended to 5/3/22 (NEW ORDER ENTERED AND EXTENDS TO 8/3/22)
Matter ResolvedRequest
Adjourment
1765/25/2022 10:00 am21-18758 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $7,689.00
AS of 5/25/22(mk):UPDATED FROM CT- email to atty(K. Borger) w/ terms

**CAN REC CONFIRM AT $1,098 x 60 Begin 12/1/21; Base; LM on 7 Cliff St. by 9/1/22; Trustee is authorized to pay NJ Housing/Cenlar arrears claim #10-1 pending LM
Strike Per plan claim of Villages at Delaware Run
low base pending LM***

-------------------------------------------------------
5/19/22

>SAME ISSUES REMAIN CASE IS NOW 6 MOS OLD<

>>MFR BY CENLAR (Stern Lav) ON 5/28/22.NEED RESULT?-
Need to know if this will be resolved and if so will it affect plan? The order entered 3/10/22 allows Tr to pay late claim from mtg creditor as a secured claim in accordance with confirmation. Plan treats creditor as LM - No pay arrears -PAY ARREARS PENDING LM


1. Bar date has passed and no claims filed by Villages At Delaware Run. STRIKE PER PLAN CLAIM ($4,273.76 OR ARE YOU GOING TO FILE A CLAIM & A MOTION TO ALLOW LATE CLAIM?? - OKAY TO STRIKE

2. Trustee Objection
-Loss mit expires 2/28/22- plan has LM by 9/1/22.As of now, no obj. by Mtg. Co. CENLAR (need clarification on this given what plan has .
- Need proof of $1,800/month for spousal support.(pay stubs provided)
- need Amendments to Schedules : amend the schedules to add the
Kia Sorrento and remove the Kia Tuscon (vehicle totaled)..
-------------------------------
-IRS estimated POC- AMENDED- NO MORE ESTIMATED
- Schedules fail to account tax refund i$5,866 for dispos. income.(ADDED IN)
-need homeowner's insurance renewal declaration - that includes
liability coverage.(PROVIDED
-need October and November bank statements for PNC accounts 5887
and 5908(Provided)
- Need proof of $1,800/month for spousal support.(pay stubs provided

Plan: $1098 X 60 BEG 12/2021; LM BY 9/1/2022 (7 CLIFF ST); BASE
6/6 payments
last claim:10-1 Bar date:1/20/22
Matter ResolvedRequest
Adjourment
1775/25/2022 10:00 am21-18784 / MBKPRO SEConfirmation Hearing on Modified PlanContinued
6/22/2022 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $200.00  
5/19/222(mk): adj request uploaded. atty in process of withdrawing as counsel. Debtor needs time to obtain new atty

AS OF 5/11/22 (SF)

AR WILL BE SALE PLAN AND ATTY WILL REACH OUT TO OBJECTOR TO RESOLVE ABD RESOLVE NJ

1. Received Notice of Rejection letter from Inesa Kichkimet which I assume is an objection to the plan but it is not filed with the Court. Letter states that debtor owes her back child support in the amount $75,435.03 (DEBTOR'S ATTORNEY HAS NOT SUBMITTED DSO INFORMATION SHEET)

2. Objection filed by Pratibha Garewal (Donald Campbell) - Creditor's claim is a total debt claim. Although debtor proposes a Refinance, Debtor is not making post-petition payments and debtor has no regular income other than support from daughter and funds from interest and dividends which makes the plan infeasible. Debtor's plan does not provide for adequate protection payments. (THERE IS NO OBJECTION TO MODIFIED PLAN FILED ON 4/20/22)

3. Trustee objection:

- A copy of the homeowner's insurance renewal declaration - show personal liability coverage, policies provided fail to show this coverage

-there are multiple child support obligations listed on Schedule E without setting forth the amounts due on these claims (ALSO NEED DSO INFORMAITON SHEETS)

-plan treats mortgage held by Pratibha Garewal as both cure of $0 and unaffected by plan. (MODIFIED PLAN STILL TREATS CREDITOR THE SAME WAY)

-need certification for special counsel, atty Joshua Thomas as to why the retainer agreement with the debtor lists debtor's residence as 5 Hollow Brook Rd, Morris County NJ.

- NEED PROOF OF DEBTOR'S ID AND SOCIAL SECURITY NUMBER.

-plan proposes increasing plan payments to $900 for the last 48 months of the plan - disposable income is only $140 how is this tier feasible ?


Plan proposes $200 x 12, $900 x 48 100%, Sale by 8/30/22
Payments: 5/6 Arrears: $200

RESOLVED ISSUES:
-must file pre conf cert. (FILED)
-State of NJ filed estimated priority claim 2-1 (NEED AMENDED CLAIM).
Matter ResolvedRequest
Adjourment
1795/25/2022 10:00 am21-18824 / MBKJohn F. Bracaglia, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 1 of 4 required payments   Arrears: $0  
Total Paid In: $36,800.00
5/25/22(mk)- ATTY OK TO TERMS- PLEASE READ TERMS INTO RECORD AS THIS CAME IN AFTER EMAIL TO COURT THIS AM

AS of 5/24/22(mk): Updated- email to atty

**CAN REC CONFIRM AT $300 PTD, Then $100 x 32, begin 6/1/22; Then $36,400 x 1 Begin 6/17/22; 100%; Preserve equity T/h in business proceeds of $248,750;(Lump sum (funded by proceeds from sale of business to complete plan at 100%) to be paid within 7 days of confirming order or by 6/17/22 whichever occurs first.
Trustee standard order of distribution.**

------------------------
case proposed 100 x 36. Atty fee balance $2000 - leaves $ 1600 for gucs- ?
GUC TOTAL CLAIMS $33,805.33S
->what did debtor do with proceeds $248,750 from sale of St. George 12/8/21 (is this the pizzeria ?)and proceeds of $89,145 from Meadow brook Drive in 12/2019.- MK: have $ to turn over as soon as case is confirmed)

-trustee needs HUD & CK for proceeds of
of the brothers Pizzeria. (AGREEMENT PROVIDED & COPY OF A CHECK dated 12/8/21 for $248,750 MADE OUT TO DEBTOR, JERRY )

- case was converted to ch 13
in jan 2022 as debtor was entitled to receive proceeds from sale of business prop.
WHERE IS DEBTOR"S INTEREST ITHE PROCEEDS???



Plan:$100 X 36 BEG 3/2022; BASE
3/3 payments
bar date passed
Matter ResolvedRequest
Adjourment
1805/25/2022 10:00 am21-18881 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $500.00  
5/18 workup for the 5/25 calendar EDC

-objection by Skyview (Zeitz) for tax cert. $53,173.59

* Trustee objection:

----The debtor has insufficient income . Verified income leaves monthly disposable income
of -$5,215.67. need updated Business profit & loss statements
----need A copy of the last filed tax return - 2020 prior to confirmation hearing.
----The Schedules fail to account for the debtor(s) tax refund in the amount of $8,112.00
when determining disposable income.
----Need to file Pre-Confirmation Certification.
----The attorney's fees in the plan ($2,750) and the disclosure statement do not agree.
Disclosure states that $2,750 will be paid outside of the plan. One of these must be
amended.

$500 X 36 BEG 12/2021; SALE BY 7/31/2022 (840 ROUTE 524); 100%
---------------------------------
resolved
----Need a valuation for Rising Sun Equestrian Center and Energy Metering Systems. OK 100%
----There is $264,998 in non exempt equity in the residence. (100% plan )
----There is $7,351 in non exempt equity in the bank accounts and farm equipment. OK 100%
----Need a valuation for the 7 horses OK 100%

Matter ResolvedRequest
Adjourment
1815/25/2022 10:00 am21-19135 / MBKLaurence R. Sheller, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $200.00  
nfa
issues as of 5/18/2022 (JMA)

1) Fifth Third Bank (McCabe Weisberg) - objection to confirmation - need to resolve
- pre petition arrears are estimated in the amount of $34,601.63
2) Trustee objection to confirmation - need to resolve
- Bank of America statement from acct ending#2644 from 10/15/21 to 11/29/21.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity on real property $17,546.50 and estimated in checking acct pending updated bank statement.
- Must file Pre-confirmation certificate.
- Schedule B lists Bank of America checking account only in Debtor 's name with a $13,000 balance. Debtor claims funds of $11,000 in the account are not hers and belong to her daughter. Approximately $11,000 was deposited into account on 6/24/21 as NJ TLR transfer, then $11,000 withdrawn 8/20/21. Need verification of daughter 's ownership of said funds
2) Not current with Trustee plan payments, arrears $400
3) The Nissan Motor Acceptance claim 7 for the 2018 Nissan Altima has arrears of $2,616.72 plan only lists $1,800 to be paid through the plan

proposed plan $200x60 base plan with loan mod 6 months from filing
paid in $800
arrears $400
last claim 7
Matter ResolvedRequest
Adjourment
1825/25/2022 10:00 am21-19147 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 6 of 7 required payments   Arrears: $0  

AS OF 5/24/2022 (at):

PER ATTORNEY, DISMISS AND HOLD FEES.


1. Objection filed by PNC Bank (Fein Such) - failure to cure arrears of $2,206.38 (Per POC) and plan is silent as to this creditor. (UNRESOLVED)

2. Objection filed by US Bank (Romano, Garubo) - generic objection. (UNRESOLVED)

3. Trustee's objection:
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $25,769 in non-exempt equity in the residence. (100% plan) (LANGUAGE ADDED)
- There is $1,475 in non-exempt equity in the Wells Fargo bank account. (LANGUAGE ADDED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)

Plan proposes: $600 x 60 beginning 11/30,2021, loan mod on Pine St by 5/1/2022, 100% plan
Payments: 6/6
Matter ResolvedRequest
Adjourment
1835/25/2022 10:00 am21-19200 / MBKFREDERICK J SIMONConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 7 required payments   Arrears: $0  
Total Paid In: $2,522.00
ISSUES AS OF 4/6/2022 (DM): Updated 5/24/22

***Trustee can recommend confirmation at $2,010 Ptd, then $512 x 54 starting 6/1/22; Base with a minimum dividend of $8,809, due to non-exempt equity; Strike plan treatment of Township of Monroe in Part 4a; OTBS on PNC Bank objection within 15 days; file Pre-confirmation certificate within 7 days***

 ADJ to 5/25/22 Peremptory.

 3/21/22 Debtor attorney requested adjournment to resolve objections

 3/14/22 (DS): If objection resolved with PNC to pay arrears with consent order, recommend confirming at $1,206 paid, $508 x 56 begin 4/1/22; Base with a minimum dividend $8,809, due to non-exempt equity
- Section 4a Twp of Monroe to be stricken and not paid.
- Add to confirming order Trustee ok to pay the arrears claim#6-1 of PNC Bank.
- Within 7 days must file Pre-confirmation certificate.


1) PNC Bank (MARTONE & UHLMANN) OBJS - debtor is due for August 2021. POC filed arrears owed $2,276.46. Obj must be resolved.

2) Trustee OBJ:
- There is $15,481 estimated non-exempt equity in real property (ADJUSTED TO $8,809 - MTG CLAIM FILED BUT NO WATER/SEWER CLAIMS FILED & BAR DATE HAS EXPIRED - RECOMMEND STRIKING WATER/SEWER PLAN TREATMENT).
- Must file Pre-confirmation certificate.


Prop. Plan $402 x 60, Base
PTD 5/6 = $2,010
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
1845/25/2022 10:00 am21-19270 / MBKSCOTT E KAPLAN ESQConfirmation Hearing on Modified PlanContinued
7/13/2022 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $2,965.00  
As of 5/20/22 (DS): Debtor attorney requested adjournment to resolve all issues

As of 5/13/22 (DS): 1. Debtor in arrears $5,930, made 3 out of 5 payments, last payment $2,965 made 3/28/22. Proof of payment certified check $5,930 provided via email 5/20/22. Per EDC adjourn one time.

2. MFR filed by mortgage and sched 5/25/22. Debtor has not made post-petition payments since 1/1/22. Need outcome.

3. Trustee obj to the following:
- Need bank statements from Bank of America (checking and savings), TD Bank, NJ Law, Chase and Capital One Accts for Nov. and Dec. 2021 and 2021 tax returns.
- Modified plan that provides amount of monthly mortgage adequate protection payments.
- Verified income leaves monthly disposable income of $4,509.75. Per 22C, disposable income is $7,392 which requires min. dividend of $443,520 to gucs. Tax refund $2,052 not on Schedule I. Total gucs $78,614.75. Plan needs 100%.
- How did debtor arrive at $11,714.41 for monthly income? P &L provided does not support this amount.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.

4. PHH Mortgage/Deutsche Bank (ROBERTSON, ANSCHUTZ ET ALS) obj to plan proposing less to pay arrears and loan mod. NO CLAIM FILED, BAR DATE HAS PASSED.

5. What is the status of loan mod? Plan has to be done by 6/1/22.

Prop Plan $2,644 x 2; $2,965 x 58; Base and Loan mod Rt 539 6 months from filing date (6/1/22)
Matter ResolvedRequest
Adjourment
1855/25/2022 10:00 am21-19382 / MBKCarrie J. Boyle Confirmation Hearing on Modified PlanContinued
7/13/2022 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $0  

AS OF 5/24/22 (SF) Updated


1. Trustee objection:

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$972.81/month for cable/internet/phone/cell phones/apps. Need proof of expenses within
10 days of confirmation hearing. (REDUCED THIS EXPENSE BY $472)

- Verified income leaves monthly disposable income of $2,401.51. Debtor's income verified higher ($7,640.00) than scheduled ($6,941.80).

- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,800.00 when determining disposable income.

- The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Flagship Credit Acceptance. (SERVICE IS IMPROPER. DID NOT SERVE MANAGING AGENT OR CORPORATE OFFICER)

- Need to file Pre-Confirmation Certification. (STILL NEED)

- Debtors' attorney must file a fee application within 7 days of confirmation.

- Need an order to make adequate protection payments to Flagship Credit Acceptance. (STILL NEED)

Plan proposes $1500 x 3, $1700 x 2, $2500 x 55 Base
Payments: 5/5


RESOLVED:
- Need to resolve estimated unsecured claim 26-1 filed by the IRS. (AMENDED)
- Need a statement for the Robinhood/Stash accounts. (RECEIVED)
- Need to resolve estimated unsecured claim 26-1 filed by the IRS. (AMENDED)
- Need November and December bank statements for Capital One accounts 9837 and 3604. (RECEIVED)
- Need November and December bank statements for Credit Union of NJ accounts 4220 -3
and 4220-0. (RECEIVED)
- Aaron's LLC filed bifurcated claim for $1000 secured and $537.18 unsecured. Creditor is not addressed in plan (MP FILED TO SURRENDER)
- A Modified Plan that steps up trustee payment in April, 2022 when pension loan expires
- State of NJ filed estimated unsecured claim 38-1 (AMENDED)

Matter ResolvedRequest
Adjourment
1865/25/2022 10:00 am21-19451 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 6 required payments   Arrears: $0  

5/24/22 - Per atty ok to dismiss/hold fees

5/18 workup for the 5/25 calendar EDC

same issues as of 4/7/2022

1) Wells Fargo Bank (RAS Crane) objection to confirmation - need to resolve
-loan mod has not been offered or approved by Secured Creditor

2) Trustee objection to confirmation - need to resolve

---need November and December bank statements for TD account #9369
---the market value of the real property appears to be much higher than scheduled. Trustee requires a current CMA with dates of comparable property sale dates within the last 6 months
---need explanation for 2nd mortgage is held by Nancy Kennedy as TR for Qualified Trust for Anna Marino. It was taken out in November 2006 for $58,200. No payments have ever been made?

proposed plan $104x60 minimum $3,000 dividend to gucs with loan mod by 6/30/2022

------------------------------
resolved
-need to file Pre Confirmation Certification with Court RESOLVED, FILED
Matter ResolvedRequest
Adjourment
1875/25/2022 10:00 am21-19475 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
7/13/2022 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $2,710.00  
As of 5/19/22 (DS): 1. Mod plan filed 4/20/22 now crams 2008 Chevy and served creditor 5/2/22. Will need time for creditor to receive notice.

2. Trustee obj issues unresolved:
- AMENDED 22c LINE 30 STILL TAKES $44 FOR ADDITIONAL FOOD, LINE 45 HAS DISPOSABLE INCOME $417.61 ADD BACK $44, THERE IS DISPOSABLE INCOME $461.61, WHICH REQUIRES MINIMUM DIVIDEND $27,696.60 TO GUCS.
- Disposable income verifies $2,169.
- Excessive expenses still on amended Sched J: Food $860 and Transportation $574.
- Must file Pre-confirmation certificate.

3. Credit Acceptance (MORTON) - C/O entered 5/17/22.


MP filed - received $1,810 ePay receipt that cleared.


4/13/22 - MBK ADJ TO 4/27 FOR MP AND AT LEAST 1 MORE PAYMENT

As of 4/6/22 (DS): 1. Debtor in arrears $3,620, made 2 out of 4 payments, last payment $510 on 3/14/22. DEBTOR ONLY OWES $1,810 FOR MAY 2022.

2. BELOW ISSUES REMAIN UNRESOLVED.

MP to be filed by 2/25 - ADJ to 4/13/22

2/9/22 (DS): 1. Trustee obj to the following:
- 22c takes excessive expenses on Line 30 of $44 for additional food/clothing expenses. Line 45 disposable income has $1,170.13, thus there would be adjusted disposable income of $1,214.13 and would require $72,848 to gucs. AMENDED AND LISTED ABOVE.
- Excessive expenses on Sched J for Food $860 and Transportation $574.
- 22c has disposable income of $1,170.13, add the excessive expense on Line 30, there would be $1,214.13 as adjusted and would require minimum dividend $72,848 to gucs. AMENDED LINE 30 TAKES $44 FOR ADDITIONAL FOOD, LINE 45 HAS DISPOSABLE INCOME $417.61 ADD BACK $44, THERE IS DISPOSABLE INCOME $461.61, WHICH REQUIRES MINIMUM DIVIDEND $27,696.60 TO GUCS.
- Income verifies higher, also due to excessive expenses there would be disposable income $2,169.
- Must file Pre-confirmation certificate.

2. Credit Acceptance (MORTON) obj to 910 claim (2016 Chevy was purchased by Debtor 7/6/19), plan does not pay adequate protection payments and proof of insurance. OBJ MUST BE RESOLVED. (OTBS - WILL GET US
Matter ResolvedRequest
Adjourment
1885/25/2022 10:00 am21-19501 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanContinued
7/13/2022 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

NFA

ISSUES AS OF 5/19/2022 (DM): email sent to Nisenson re bank statements.

1) NJHMFA (Pluese Becker) OBJs - plan depends on highly speculative prospect of obtaining a loan modification - this is debtors 3rd filing (CONSENT ORDER ENTERED).

2) Plan fails to treat US Dept of HUD 2nd Mtg (MP TREATS CLAIM)

3) Trustee OBJ:
- Need 2 months bank statements from PNC Bank account prior to filing date (PROVIDED DECEMBER STATEMENT FOR ACCT #4120, BUT DIDN'T PROVIDE STATEMENTS FOR ACCOUNT PNC Bank #7159, Pinnacle FCU #4878, Unknown Bank #0341 OR Unknown Bank #2900 WHERE TRANSFERS WERE MADE FROM PROVIDENT ACCT).
- Excessive Expense: home maintenance $250; clothing $500 and auto insurance $300 which verifies at $128.
- Income verifies higher than scheduled resulting in $1,971 monthly disposable income.
- Need to file Pre-Confirmation Certification.


Prop. Plan $800 Ptd, $200 x 57, 100% Plan, Loan Mod per Loss Mit Order
PTD 5/5 = $1,000
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1895/25/2022 10:00 am21-19940 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
7/5/2022 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $1,500.00  
AS OF 5/9/2022 (at):

RECOMMEND: $1,500 PAID TO DATE, $1,400 x 55 BEGINNING 6/1/2022, BASE
Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan.
Student loans will be paid outside of the plan.

1. Need to resolve objection by AmeriHome Mortgage (Brock & Scott) - failure to cure full arrears of $3,147.07. (RESOLVED BY CONSENT ORDER - PAY ARREARS)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need a statement for the whole life insurance policy. (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,666.01.
- Per the 22C, monthly disposable income should be $1,449. Line 43 lists $1,829 for "change of circumstances" because co-debtor is a car salesman and income is being reduced because of lack of sales. Debtors' attorney can file an Amended I and J when the income is reduced.
- Need to resolve objection by AmeriHome Mortgage Company. (RESOLVED)
- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

Plan proposes: $500 x 60 beginning 1/1/2022, base
Payments: 3/5, arrears $1,000
Matter ResolvedRequest
Adjourment
1905/25/2022 10:00 am22-10017 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
7/27/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

As of 5/24/22(mk):

>>Consent order submitted on #1(First Financial) below. Consent Order states in parag #3 debtor to pay all taxes due on prop pending sale- SO MY QUESTION IS ARE WE PAYING
- Boro Of South River- POC #2-1 through plan Or marking that pay at Sale? (see note #3 below-PAID AT CLOSING

1. St OF NJ filed ESTIMATED Claim.


2. First Financial (M. Dupont): CO Submitted=SALE of RE w/in 3 mos or by 8/5/22. If not, Stay relief granted to First Financial.
OTBS DRAFTED
----------
Multiple filings: arrears
This appears to be mtg-Or is is a tax sale cert??? POC lists arrears $37,454.06 for pre pet taxes-
THE POC IS A LATED FILED CLAIM-There was a foreclosure J'ment entered in 2017 for 137,521.75. POC only has taxes amt.
-----------
3. Boro of South River filed POC for $5,121.36- THERE APPEARS TO BE A PERIOD OVERLAP FOR TAXES ON POC FOR FIRST FEDERAL(#4-1) 7 BORO OF SOUTH RIVER(#2-1)

4. Trustee objection:
- non exempt equity in RE $48,837
(plan is 100% and sale plan)
must file pre conf cert.

Plan:$1000 X 36; SALE 6 MO AFTER CONF (40 ADELPHI RD); 100%
4/4/ payments
bar date passed.
Matter ResolvedRequest
Adjourment
1915/25/2022 10:00 am22-10131 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 5 required payments   Arrears: $0  
Total Paid In: $3,443.00
AS OF 5/25/22 (SF) UPDATED


RECOMMEND $3022.92 PTD, $420 X 56 (BEGIN 6/1/22) 100% W/MIN $9513 TO GUCS PER EQUITY IN REAL ESTATE AND PERSONAL PROPERTY
- OTBS WITHIN 30 DAYS RESOLVING MFR BY RELIANT
- ATTORNEY MUST FILE FEE APPLICATION FOR FEES WITHIN 7 DAYS OF ORDER CONFIRMING PLAN


1. Motion for Relief filed by Reliant Loan scheduled for 5/25 at 9 (NEED OUTCOME) OTBS

2. Trustee objection:

- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.


Plan proposes $867.64 x 3, $420 x 57 100% Plan
Payments: 4/4

RESOLVED ISSUES:
- Objection filed by Legacy Mortgtage (Carlon) - failure to pay arrears of $3795.49 (RESOLVED VIA ORDER)
- Objection filed by Reliant Loan Servicing (Philip Raymond) - failure to pay arrears of $17,265.91 (WITHDRAWN)
- A current market analysis - with comparables in the last 6 -8 months.
- Need a statement for the United of Omaha whole life insurance policy.
- Need more information on home value. The CMA submitted has low estimated value of
299,999. There are no specific comparable sales attached. Petition value and Zillow are at
387,100.
- amended C filed-new home equity is now $6,760 and whole life equity is now $2753 ($5518 minus $2765 d(5) exemption)=total 9513 equity minimum EDC
- A copy of the last filed tax return - 2021 for debtor and non filing spouse by 5/31/2022.
- Need to file Pre-Confirmation Certification. FILED
Matter ResolvedRequest
Adjourment
1925/25/2022 10:00 am22-10193 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $400.00  
As of 5/12/22 (DS): 1. Debtor in arrears $800, made 2 out of 4 payments, last payment made 3/24/22 for $800. Trustee obj to insufficient income.

2. Trustee obj to the following:
- Debtor has insufficient income to fund the plan, income is family contribution for $500. Disposable income is $-3,231.75.
- Schedule J has excessive car payment $626, income is negative and cannot afford any expenses.
- There is non-exempt equity in real property $150,746.53.
- Must resolve creditor objection.
- Add to confirming order Debtor to provide updated proof of income and amended Schedule I by 8/1/22.

3. Rushmore (ROMANO GARUBO & ARGENTIERI) obj to loan mod, plan not feasible and sale date should be within 90-120 days.

Prop Plan $400 x 60 begin 2/1/22; 100% and Loan mod on Creekview Rd by 8/1/22 or Sale by 2/1/23
Matter ResolvedRequest
Adjourment
1935/25/2022 10:00 am22-10210 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $2,800.00  
As of 5/16/22 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED.

Per AR, ADJ to 5/25/22 to verify that tax returns were filed

5/16/22 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED.

3/23/22 (DS): 1. Trustee obj that there is non-exempt equity $34,803.43 pending IRS amended claim.

2. Must resolve IRS estimated claim, 2016-2018 and 2021 tax returns not filed.

3. Must resolve Locust Hill HOA filed a bifurcated claim. Secured $2,346, unsecured $9,168.31.

4. Spencer Savings (HILL WALLACK) obj to plan silent as to arrears and Loan mod, to which Debtor was denied a loan mod. Debtor states no arrears owed and order of loss mit entered 1/25/22 with no objection by creditor. Obj must be resolved.

Prop Plan $1,400 x 6 begin 2/1/22; $3,100 x 54; Base and Loan mod on Burholme Dr by 7/10/22
Matter ResolvedRequest
Adjourment
1945/25/2022 10:00 am22-10283 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $250.00  
reviewing tfs
As of 5/23/22 (DS): 341 not held 5/5/22, Still missing 2020/2021 tax returns and make Trustee payment. Debtor in arrears $200, made 0 out of 1 payment. Checked with KB per request payment was to be by TFS and taken by 5/20, but no payment made and no proof provided.
Matter ResolvedRequest
Adjourment
1955/25/2022 10:00 am22-10299 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $500.00  
As of 5/16/22(mk)

>>Order extending Loss Mit to 6/30/22

1. Objection by SN Servicing (Friedman)
-plan not feasible
OTBS
2.Trustee Objection:
-profit and loss statement includes expenses for auto repairs totaling $1,500. There is also auto expense of $450/month on transportation. These expenses should be deemed excessive unless the debtor can provide additional evidence regarding these expenses. The expenses should also be removed from the P &L as they are provided for
on Schedule J.
- The profit and loss statement also includes salary draw which is not disclosed on Schedule I as income. With only 2 months of profit and loss statements provided it is unclear exactly how much the salary/withdrawal is per month. The trustee will need
additional statements.
- The plan must remain a 100% plan due to the equity in the residence

Plan: 500/36, SALE/REFI 181 RUMSON RD BY 6MTHS AFT CONF,100%
3/4 payments
last claim:5-1, bar date:3/24/22
Matter ResolvedRequest
Adjourment
1965/25/2022 10:00 am22-10513 / MBKAndrew Carroll, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 3 of 5 required payments   Arrears: $650.00  
Matter ResolvedRequest
Adjourment
1975/25/2022 10:00 am22-10564 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 5/23/2022 (at):


1. Objection filed by US Bank (Robertson, Anschutz) - blanket objection.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 on or by 5/31/2022 (NOT RECEIVED)
-The debtor needs to provide a contribution affidavit from Joanne for $500. (NOT RECEIVED)
-The debtor needs to provide proof of the business value. (NOT RECEIVED)
-US Bank (RAS Crane) objection to confirmation (NOT RESOLVED)
- Need to file Pre-Confirmation Certification (NOT FILED)

RESOLVED:
1. The attorney's fees in the plan ($3,724) and the disclosure statement ($3,250) do not agree. One of these must be amended. (DISCLOSURE AMENDED - PAY $3,724 THROUGH THE PLAN)


Plan proposes: $706 x 6 beginning 2/1/2022, then $4,665 x 54 beginning 8/1/2022, loan mod by 7/24/2022, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1985/25/2022 10:00 am22-10614 / MBKAndrew Carroll, Esq.Confirmation Hearing on Modified PlanContinued
7/27/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $582.00  
As of 5/20/22 (DS): Debtor attorney requested adjournment to allow time to resolve all issues.

As of 5/13/22 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED.

4/13/22 (DS): 1. Debtor in arrears $993.48, made 1 payment out of 2. - DEBTOR NOW IN ARREARS $735.80, MADE 2 OUT OF 4 PAYMENTS.

2. Trustee obj need standard order of distribution.

3. IRS filed estimated claim, 2019 tax return not filed. Must resolve estimated claim.

4. Plan has rental arrears to be paid to Oak Tree Equities $26,143.30, also has rental arrears to Abe Berger to be paid $7,920.80, no claims filed. Are these for 2 residence? - MOD PLAN REMOVES OAK TREE AND KEEPS ABE BERGER, BUT NO POC FILED, BAR DATE HAS PASSED 4/5/22.

5. Need 2021 tax return, if not filed must provide no later than 5/31/22.

Prop Plan $615 x 60 begin 2/1/22; 100%
Matter ResolvedRequest
Adjourment
1995/25/2022 10:00 am22-10822 / MBKPAUL H YOUNGConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,680.00
AS OF 5/11/22 (SF)-Per atty obj. is resoled- order submitted & agree to terms

IF CREDITOR OBJ IS RESOLVED, CAN CONFIRM AT:

$420 X 7 (BEGIN 3/1/22), $760 X 29 (BEGIN 10/1/22) 100% PLAN; LOAN MOD BY 7/14/22
- DO NOT PAY ARREARS TO FREEDOM MORTGAGE PENDING APPROVAL OF LOAN MOD
- OK TO PAY ARREARS CLAIM 6-1 TO NISSAN MOTOR ACCEPTANCE
- FILE PRE-CONFIRMATION CERTIFICATION WITHIN 10 DAYS


1. Objection filed by Freedom Mortgage (Fissel) - failure to pay arrears, speculative loan mod and post petition payment is incorrect.

2. Motion to approve loss mit scheduled for 4/13 at 9 (GRANTED. LOSS MIT ORDER EXPIRES ON 7/14/22)

3. Nissan Motor Acceptance filed arrears claim 6-1 for $363.75 which is not addressed in plan (OK TO PAY?)

4. Trustee objection:

- The debtor has failed to file a feasible plan - that propose a tier when monthly car payment of $334 ends in month 7. (Disposable income verifies at $903.92)
- Need PNC Bank savings acct statements that cover the filing date
The debtor(s) plan consists of unnecessary or excessive expense items, such as: Clothing $250.
- 22c Line 45 shows disposable income $377.37 (100% PLAN).
Must file Pre-confirmation certificate


Plan proposes $420 x 60 100%, Loan Mod by 6/1/22
Payments: 2/2
Matter ResolvedRequest
Adjourment
2005/25/2022 10:00 am22-10843 / MBKMICHAEL P OTTO ESQConfirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 5/18/2022 (JMA)

1) SN Servicing Corporation/SN Servicing Corporation (Friedman Vartolo) objection to confirmation - need to resolve
- secured arrears $128,664.19

2) Trustee objection to confirmation - need to resolve
- Need to provide Trustee with a copy of the last filed tax return - for 2021, if not filed must provide no later than 5/31/22.
- The debtor(s) is not paying all disposable income into the plan - the Trustee's calculations are higher for the following reason (s): Disposable income verifies $523.
- The Schedules fail to account for the debtor (s) tax refund in the amount of $1,634 when determining disposable income.
- Must file Pre Confirmation Certification with Court

proposed plan $324x50 base plan with loan mod by 9/1/2022
paid in $972
last claim 9
Matter ResolvedRequest
Adjourment
2015/25/2022 10:00 am22-10850 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,500.00  
As of 5/19/22 (DS): Debtor attorney requested adjournment, 341 is sched 5/26/22

Matter ResolvedRequest
Adjourment
2025/25/2022 10:00 am22-10855 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $408.00  
As of 5/16/22 (DS): Recommend confirming at $408 paid, $204 x 33 begin 6/1/22; Base
- Section 6 of plan to be stricken and not paid (Life Storage and Wilser, LLC).
- Student loans to be treated outside.
- Wage order or TFS AUTO payments.

1. Bar date has passed 4/13/22 and no claims filed by Life Storage and Wilser. Recommend this be stricken and not paid, unless claim is filed, but if late claim is filed will need motion to allow Trustee to pay late filed claim.

debtor 1 of 2 payments & docs uploaded 4/11/22 & 4/12/22 - ADJ to 5/25/22

4/13/22 (DS): 1. Debtor in arrears $408, made 0 out of 2 payments. Debtor made 1 payment out of 2 on 4/8/22. DEBTO MADE PAYMENT ARREARS NOW $204, MADE 2 OUT OF 3 PAYMENTS.

2. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $-502.74.

Prop Plan $204 x 36 begin 3/1/22; Base
Note: Letter from TD Bank shows that account had insufficient funds in Feb 2022. Attorney disclosure amended 4/7/22. Bank statements provided for Bank of America#2479. Amended Sched B to remove TD and Bank of America and amended SOFA to add closed bank accts filed 4/12/22.
Matter ResolvedRequest
Adjourment
2035/25/2022 10:00 am22-10882 / MBKRobert Braverman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 4 required payments   Arrears: $0  
Total Paid In: $900.00
5/25/2022 updated 5/25/2022 (JMA)

ok to confirm at $200x45 begin 3/1/2022 base plan
-debtors attorney agreed to set up debtor for eWage within 7 days


ADJ to 5/25/ - Atty agreed to set up debtor for eWage (dm)

AS OF 5/23/2022 (at):

1. Objection filed by Carrington Mortgage (Hill Wallack) - failure to cure arrears of $91,733.39 (Per POC) and failure to proposes a prompt loan modification. Plan is asking for 10 months to obtain a loan modification.
OTBS - LOAN MOD 8-16 , NO PAY ARREAS

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- BOA acct. #9679 end balance as of 1/21/22 is $1,837.81, not $44.96 - need to amend Schedule B and C or there will be non-exempt equity. (NOT AMENDED)
SUBMITTED

-RFCU account end balance as of 1/31/22 is $154.83, not $10 - need to amend Schedules B and C or there will be non-exempt equity. (NOT AMENDED)
SUBMITTED


RESOLVED:
- A copy of the homeowner's insurance renewal declaration - policy provided expired 3/19/2022 (RECEIVED)


Plan proposes: $200 x 45 beginning 3/1/2022, loan mod by 12/1/22, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
2045/25/2022 10:00 am22-10918 / MBKAdrian Johnson, Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 5 of 4 required payments   Arrears: $0  

issues as of 5/18/2022 (JMA)

1) Primary Residential Mortgage Inc (Powers Kirn) objection to confirmation - need to resolve
-approximate arrears $112,793.52
2) Nissan Motor Acceptance (Stewart Legal) limited objection to confirmation - need to resolve
-claim 5 filed for $2,799.86, plan does not treat creditors claim
3) Nissan Motor Acceptance (Stewart Legal) limited objection to confirmation - need to resolve
-claim 6 filed for $13,596.99, plan does not treat creditors claim
4) Trustee objection to confirmation - need to resolve
- Need to provide Trustee with a copy of the last filed tax return - for 2021, if not filed must provide no later than 5/31/22.
- Need to file a Modified Plan that amends Part 8 to vest property of the estate at confirmation and to include auto leases
- Need to file Amendments to Schedules B and C to add Bank of America accts#1983 and #3748 and provide 2 months bank statements prior to filing date .
- The debtor(s) is not paying all disposable income into the plan - the Trustee's calculations are higher for the following reason (s): Proof of income verifies higher there is disposable income $5,353.
- The Schedules fail to account for the debtor (s) tax refund in the amount of $10,820 when determining disposable income.
- The circumstances and contents of the debtor 's Plan, when taken in their totality indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a) (3).
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is estimated non-exempt equity on real property $90,672.88.
- Amend 22c to add correct income and amended Schedule C to take d (1) exemption on real property.
- Must resolve all creditor objections.
- Must file Pre Confirmation Certification with Court

proposed plan $200x60 100% plan with loan mod by 9/1/2022
paid in $600
last claim 12
Matter ResolvedRequest
Adjourment
2055/25/2022 10:00 am22-10924 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $41.00  Total Paid In: $3,068.00
5/23/22 (SF) UPDATED


OK TO CONFIRM AT $2,301 PTD, $808 X 57 (BEGIN 6/1/22) BASE W/MIN $36716 TO GUCS
- OK TO PAY ARREARS CLAIM 15-1 TO NATIONSTAR MORTGAGE - COTBS WITHIN 30 DAYS RESOLVIN OBJ.
- OK TO PAY ARREARS CLAIM 4-1 TO SANTANDER
- PRESERVE N/E OF $34,884 IN REAL ESTATE
- FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS
- PROVIDE COPY OF 2021 TAX RETURN BY 5/31/22



1. Objection filed by Nationstar (Wassall) - failure to pay arrears of $2335.93 and failure to provide for ongoing monthly post-petition payments

2. Santander filed arrears claim 4-1 in the amount $305.12 which is not addressed in plan (OK TO PAY?)

3. Trustee objection:
- A copy of the last filed tax return - for 2021, if not filed must provide no later than 5/31/22.
- There is non-exempt equity in real property of $35,367)and on 2021 Kia need to amend
Schedule C based upon filed claim.
- Must file Pre-confirmation certificate.

Plan proposes $767 x 60 BASE W/MIN $36,716 TO GUCS
Payments: 3/3
Matter ResolvedRequest
Adjourment
2065/25/2022 10:00 am22-10940 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $3,164.00
AS OF 5/24/2022 (at):

RECEIVED PROOF OF TWO PAYMENTS ON 5/24/2022.

RECOMMEND: $791 PAID TO DATE, $1,582 BY 5/31/2022, $785 x 57 BEGINNING 6/1/2022, BASE
Need to file Pre-Confirmation Certification within 7 days of confirmation.
Strike per plan claims of PC4, LLC and FWDSL & Associates.

1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2021, if not provided, then provide by 5/31/22. (RECEIVED)
- Must file Pre-confirmation certificate. (LANGUAGE ADDED)

RESOLVED:
- Need to resolve the estimated claim filed by the IRS. (AMENDED TO ZERO)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $5,121 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on real property $2,799. (NO EQUITY IN REAL ESTATE)
- Need to confirm with a minimum dividend $2,799 to gucs. (MISTAKE - NO EQUITY)

Plan proposes: $791 x 60 beginning 3/1/2022, $0 to unsecured creditors
Payments: 1/3, arrears $1,582
Matter ResolvedRequest
Adjourment
2075/25/2022 10:00 am22-10963 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
7/5/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,254.00  
issues as of 5/18/2022 (JMA)

1) IRS priority claim is estimated for 2018 and 2021 taxes - need to resolve
2) IRS unsecured claim is estimated for 2016 and 2017 taxes - need to resolve
3) NJ Division of Taxation priority claim is estimated for 2018 taxes - need to resolve
4) NJ Division of Taxation unsecured claim estimated bor 2016 and 2017 taxes - need to resolve
5) Wilmington Savings Fund Society FSB (Hill Wallack) objection to confirmation - need to resolve
-pre petition arrears $186,172.57
6) Trustee objection to confirmation - need to resolve
- Need to provide the Trustee with a copy of the last filed tax return - 2021 by 5/31/2022.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $720/month for EZ pass, need proof of excessive expenses 10 days prior to confirmation.
- The debtor(s) is not paying all disposable income into the plan - the Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,730.60. Per the 22C, monthly disposable income is $2,159 which requires a minimum of $129,540
to unsecured creditors.
- The Schedules fail to account for the debtor (s) tax refund in the amount of $2,153.00 when determining disposable income.
- Need to file Pre-Confirmation Certification with Court RESOLVED, FILED
- Need to resolve the amended Estimated claim filed by the IRS.
- Need to resolve the amended estimated claim filed by the State of NJ Division of Taxation.
- Need to resolve objection by Wilmington Savings.
7) Capital One Auto Finance (2016 Nissan Altima) filed secured claim 2, plan does not treat claim - need to resolve
8) Not current with Trustee plan payments, arrears $1,254

proposed plan $1,254x60 loan mod by 12/1/2022 base plan
paid in $2508
arrears $1,254
last claim 4
Matter ResolvedRequest
Adjourment
2085/25/2022 10:00 am22-10981 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 29 of 4 required payments   Arrears: $0  

AS OF 5/17/2022 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need a statement for the debtor's TPAF loan. (NOT RECEIVED)
- A Modified Plan that removes American Honda and Wells Fargo from Part 6. (MOD PLAN NOT FILED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $1,760/month for childcare
Need proof of expenses 10 days prior to confirmation.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $739.16. Plan payments of $100 p/m are insufficient.
- The Schedules fail to account for the d
- The Plan needs to run 60 months pursuant to the B22C form.
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,027.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)


Plan proposes: $2,600 x 1 on 3/1/2022, then $100 x 35 beginning 4/1/2022, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
2095/25/2022 10:00 am22-11041 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $1,878.00  Total Paid In: $1,878.00
AS OF 5/25/22 (SF) UPDATED

RECOMMEND $939 X 58 (BEGIN 3/1/22) 100% PLAN
- STRIKE IRS PRIORITY PER PLAN CLAIM
- OK TO PAY ARREARS CLAIM 3-2 FOR LAKEVIEW LOAN SVCS
- OK TO PAY ARREARS CLAIM 4-1 FOR ALLY FINANCIAL
- STRIKE VALLEY NATIONAL BANK PER PLAN CLAIM AS NO CLAIM WAS FILED
- STUDENT LOANS TO BE PAID OUTSIDE PLAN
- PROVIDE APRIL AND MAY PAY STUBS FOR SPOUSE BY 6/15/22
- PROPERTY ADDRESS IS 851 POWELL ROAD, TABERNACLE, NJ



AS OF 05/10/22 (SF)

Debtor has negative income (-$200) and claims are higher. Plan is not feasible.


1. No claim filed for Valley National Bank - Strike from plan

2. Trustee objection:
- need bank statements for December and January for savings account #4052 - not provided. Need January statement for checking #3228 (RECEIVED)

-excessive expenses on Schedule J $530/utilities; $660/car payment (100% PLAN).

-Form 122c shows monthly disposable income $1,729.87 which requires minimum $103,792.20 dividend to gucs (100% PLAN)

-spouse is out on maternity leave, is she collecting disability? If so need to provided proof of that income. (SPOUSE RETURNED TO WORK on 4/20 NEED CURRENT PAY STUBS )

Plan proposes $939 x 36 100%
Payments: 2/3 Arrears: $939

RESOLVED ISSUES:
1. Ally Financial filed arrears claim 4-1 for $9436.10 which is higher than amount proposed in plan (OK TO PAY?) YES

2. IRS amended their claim and there is no priority amount due. The per plan amount should be stricken. YES

3. Lakeview Loan Servicing filed arrears claim 3-2 for $28,335.37 which is higher than amount proposed in plan (OK TO PAY?) YES
Matter ResolvedRequest
Adjourment
2105/25/2022 10:00 am22-11155 / MBKMICHELLE LABAYENConfirmation Hearing on Modified PlanContinued
6/22/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

Consent Order submitted to Chambers - debtor received a 12-month Trial Mod (dm)
AS OF 5/23/2022 (at):

ADJOURNED TO 6/22 TO COINCIDE WITH HEARING ON MOD PLAN

1. Objection filed by SN Servicing/US Bank (Friedman Vartolo) - failure to cure arrears of $77,781.02 (Per POC) and correct monthly mortgage post petition payment is $1,827.70.

2. Objection filed by Affinity FCU (Kiffin) - Plan fails to address arrears of $8,650.31 (Per POC)

3. NJ Division of Taxation filed a Priority claim #5 in the amount of $2,078.69 which is not in the plan. Is the debtor going to pay this claim?

4. Trustee's objection:
- Need to resolve objection by Affinity FCU. (UNRESOLVED)
- Debtor must provide proof that the Trustee was added as Loss Payee to all motor vehicle and real estate insurance policies based upon vesting at discharge or the confirming order must provide for besting at confirmation. (ADDED TO CAR INSURANCE BUT NOT HOMEOWNER'S)

RESOLVED:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $7,460 in non exempt equity in the Merrill account. (pending review of
statement) (STATEMENT RECEIVED - LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve the estimated claim filed by the IRS. (NO LONGER ESTIMATED)
- Need January and February bank statements for Bank of America account #220- 4. (RECEIVED)
- Need proof of insurance for the 2019 Dodge. (RECEIVED)
- Need a statement for the debtor's 401k loan. (RECEIVED -LOAN WILL BE PAID OFF IN MONTH 47 OF THE PLAN)

MP before confirmation proposes: $260 x 60 beginning 3/1/2022, loan modification by 6/30/2022, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
2125/25/2022 10:00 am22-11176 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $2,000.00
AS OF 5/10/22 (SF)

RECOMMEND $500 X 36 (BEGIN 3/1/22) 100% W/MIN $4249 TO GUCS PER NONEXEMPT EQUITY IN PERSONAL PROPERTY, LOAN MOD BY 9/30/22
- PAY ARREARS TO US BANK PENDING APPROVAL OF LOAN MOD
- PROVIDE COPY OF 2021 TAX RETURN BY 5/31/22
- FILE PRE CONFIMATION CERTIFICATION WITHIN 10 DAYS
- PROVIDE COPIES OF E-TRADE STATEMENTS FOR PERIOD 60 DAYS PRIOR TO FILING BY 6/30/22
- LOW BASE


1. Trustee objection:
- A copy of the last filed tax return - Need copy of 2021 tax return by 5/31/22

- Statement from E-Trade with balance info, prior to filing date.

- There may be non-exempt equity on 2017 vehicle, pending amended Schedules and valuation and real property pending mortgage claim. (There is n/e equity of $4249 in vehicle and no equity in real estate)

- Must file Pre-confirmation certificate.

2. Bar date expired on 4/26/22. No unsecured claims filed.

Plan proposes $500 x 36 Base, Loan Mod in 6 months
Payments: 3/3

RESOLVED ISSUES:
1. Objection filed by US Bank (Raymond) - failure to pay arrears of approximately $377,737.71. (RESOLVED VIA C/O. LOAN MOD BY 9/30/22)

2. Objection filed by Caravana (Jason Schwartz) - failure to pay secured claim 1-1 in the amount of $8750.92 in full. (RESOLVED, OBJ WITHDRAWN)

- The debtor has failed to provide proof of service with respect to Plan Motion (s).
Midland Funding and New Century Financial. (FILED)
- The current Plan does not specify treatment of Carvana LLC for 2017 Nissan Sentra under the Plan. (MP FILED)
- Amendments to Schedules B and C to add 2017 Nissan Sentra and Schedule J to add monthly payment $222.

Matter ResolvedRequest
Adjourment
2135/25/2022 10:00 am22-11275 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $200.00  
As of 5/16/22(mk):

1.Objection by Paul Woodford (pro se):

2. Trustee Objection:
-Verified income is much higher than scheduled and leaves monthly disposable income of $1,199.25.
- excessive expenses: 732.92 p/m for life insurance
-need a detailed Certification from debtor with supporting documentation that explains what was done with the sale proceeds for sale of 2 properties in Seagirt
and Manasquan, NJ
-Need a copy of the lease showing
$2,400/month for rent.
-need 2021 tax return by 5/31/22
- needs pre conf cert.


Plan:$200 X 36 BEG 3/2022; BASE
3/3 payments
last claim 7-1, bar date 4/28/22
Matter ResolvedRequest
Adjourment
2145/25/2022 10:00 am22-11281 / MBKArlindo B. Araujo Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $62.00  
AS OF 5/17/2022 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 by 5/31/2022. (NOT RECEIVED - LANGUAGE ADDED)
- Need proof of insurance for the 2009 Ford. (NOT RECEIVED)
- A Modified Plan that removes creditors from Part 4d of the plan if they are being paid
in full. (NOT MODIFIED - STILL IN PART 4d AND 4g)
- Amendments to Schedules G to remove cars from lease section (NOT AMENDED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $627.34.
Need to file Pre-Confirmation Certification.
- The attorney's fees in the plan and the disclosure statement do not agree. One of these must be amended. Plan states $2,000 will be paid through the plan and disclosure states $2,000 will be paid outside. (DISCLOSURE AMENDED - $2,000 TO BE PAID IN THE PLAN)
- Need a statement for the debtor's savings loan. (NOT RECEIVED)

Plan proposes: $184.62 bi-weekly for 60 months starting on 3/1/2022, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
2155/25/2022 10:00 am22-11354 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $2,606.00  
6/22 at 2pm for status conference per Judge-potential evid hearing July 18th per Judge if Detzky issues not resolved

non CH13 date to establish evidentiary record per Detzky objection

UPDATED 5/24/2022 (JMA)
issues as of 5/13/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has failed to file a feasible plan
- The debtor has failed to supply the Trustee with the following document (s): Business forms - for law practice RESOLVED, FORMS PROVIDED, LAW PRACTICE IS NO LONGER OPERATING CLOSED 2/28/2022, A copy of the homeowner's insurance renewal declaration - which shows amount of personal liability coverage, document provided does not show this information RESOLVED, POLICY RENEWAL PROVIDED
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -non exempt equity of $1,740.00 in the Wyoming property needs to pay gucs minimum dividend of $1,740
- US Bank (Friedman Vartolo) objection to confirmation - need to resolve
- plan proposes a cram to zero of mortgage - THE CLAIMS FOR BOTH ARE JUDGMENTS ASSIGNED TO FRANK ALARIO AS ASSIGNEE FOR SUSSEX BANK AND ASSIGNEE FOR MANUFACTURERS AND TRADERS TRUST COMPANY - OBJECTION FILED
- estimated tax claims need to be resolved IRS UNSECURED 2016 AND 2018; NJ DIVISION OF TAXATION PRIORITY AND GUC
2) SN Servicing Corporation/US Bank (Friedman Vartolo) objection to confirmation - need to resolve
-plan does not provide for payment of pre petition arrears
3) Dr. Frank Alario (Detzky Hunter) objection to confirmation - need to resolve
-the plan has not been proposed in good faith
4) NJ Division of Taxation secured claim $19,915.53 not treated in plan

proposed plan $1303x60 begin 3/1/2022 with sale 6 months after confirmation base plan
paid in $2606
arrears $1303
last claim 14
Matter ResolvedRequest
Adjourment
2165/25/2022 10:00 am22-11492 / MBKJ. Todd Murphy Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $300.00  
AS OF 5/17/2022 (at):

DEBTOR HAS MADE ONE OF THREE TRUSTEE PAYMENTS.

1. Objection filed New Rez/Shellpoint Mortgage (Stewart Legal) - Plan does not address arrears of $866,903. (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Accountants valuation of business. (NOT RECEIVED)
- A Modified Plan that marks off Section 8d. Post-petition claims and Trustee standard
order of distribution. (MOD PLAN STILL HAS BLANK 8d)
- Amendments to Schedules B to add value of business and amended Sched C to take
exemptions on all personal assets listed on Sched B. (NOT AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Utilities $750 and Medical $600.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,000 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The circumstances and contents of the debtor's Plan, when taken in their totality,
indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)
(3).
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in Valley Bank acct#5743 $1,576.28, Valley Bank acct#9728
$360.45 and business $10,000. per business forms. (LANGUAGE ADDED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
- Must resolve IRS estimated tax claim. (STILL ESTIMATED)
- Add to confirming order non-exempt proceeds from sale of Arrowhead Lane to Trustee. (LANGUAGE ADDED)
- Must file Pre-confirmation certificate. (NOT FILED)

Modified Plan before confirmation proposes: $100 x 36 beginning 3/1/2022, sale of residence by 7/31/2022, base
Payments: 1/3, arrears $200
Matter ResolvedRequest
Adjourment
2175/25/2022 10:00 am22-11524 / MBKMark Kriegel Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $23.00  Total Paid In: $2,677.00
As of 5/23/22 (DS): Ok to confirm at $1,876 paid, $824 x 57 begin 6/1/22; Base

1. ISSUES STILL UNRESOLVED:
- SIGNED LETTER FOR BABYSITTER JOB BY PERSON PAYING DEBTOR. - PROVIDED
- RESOLVE MORTGAGE CREDITOR OBJECTION.---Order submitted to pay arrears per claim - EDC

As of 5/9/22 (DS): Debtor attorney requested adjournment to resolve creditor obj and provide signed letter from granddaughter for babysitting income. Proof of payments provided and attached to docs.

5/11/22 (DS): 1. Debtor in arrears $1,274, plan has $625, Debtor made 1 payment $601, less than 1 payment out of 3 owed. DEBTOR CURRENT.

2. Cenlar (PLUESE, BECKER & SALTZMAN) obj to arrears more, POC filed arrears $40,424.71, plan has $33,076.95. Debtor income is negative, not feasible to keep up with payments, higher POC increase in Trustee payment. Obj must be resolved.

3. Trustee obj to the following:
- Per Debtor's Cert to creditors obj, Debtor is paid $500 bi-weekly for babysitting grandchildren. Listed on bottom of Sched I, but not calculated into income. Need proof of income from babysitting job and amended Sched I. - NEED SIGNED LETTER FROM GRANDDAUGHTER, NOT E-SIGNATURE.
AMENDED SCHED I & J FILED 5/6/22 TO ADD BABYSITTING.
- Must resolve creditor obj.

Prop Plan $625 x 60 begin 4/1/22; Base
Note: Pre-confirmation cert filed 5/3/22
Matter ResolvedRequest
Adjourment
2185/25/2022 10:00 am22-11793 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $400.00  
As of 5/11/22 (DS): 341 sched 5/26/22, must submit confirmation adjournment request.
Matter ResolvedRequest
Adjourment
2195/25/2022 10:00 am22-11998 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $0  
Total Paid In: $562.00
5/18/229mk)- atty ok to terms

As of 5/12/22 (DS): Recommend confirming at $300 paid, $262 x 58 begin 6/1/22; Base
- TD Retail claim#1-1 is to be paid outside, no arrears owed.
- M&T Bank claim#15-1 is to be paid outside, no arrears owed.
- Trustee standard order of distribution.
- Within 7 days must file Pre-confirmation certificate.

1. Trustee obj to the following:
- Excessive expense with car payment $560.
- Proof of income verifies higher, there is disposable income $536.91.
- Must file Pre-confirmation certificate.
- Need Trustee standard order of distribution.

2. TD Retail/Raymour & Flanigan filed bifurcated claim, not in plan or Schedule J. No arrears owed.

Prop Plan $150 x 60 begin 4/1/22; Base
Matter ResolvedRequest
Adjourment
2205/25/2022 10:00 am22-12000 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $872.00  Total Paid In: $1,744.00
as of 5/19/2022 (JMA)-atty ok to terms(mk)

OK TO CONFIRM AT $872 X 60 BEGIN 4/1/2022 100% PLAN
-US Dept HUD claim 4 is treated as secured claim outside the plan

1) Trustee objection to confirmation - need to resolve
- Amendments to Schedules amend Schedule I and provide proof of income for new job (Integrichain) RESOLVED, PROVIDED
- The debtor(s) is not paying all disposable income into the plan - the Trustee's calculations are higher for the following reason (s): 22C
has disposable income $3,402 (100% Plan); THE AMENDED SCHEDULES LISTS INCOME AT $6,070.76, TRUSTEE CALCULATION IS $7,041.59 THIS IS A 100% PLAN
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity on real property $13,337 (100% Plan). OK
- Must file Pre-confirmation certification RESOLVED, FILED

proposed plan $872x60 100% plan
paid in $872
arrears $872
last claim 12-1
Matter ResolvedRequest
Adjourment
2215/25/2022 10:00 am22-12001 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $3,415.00
AS OF 5/16/2022 (at):

RECOMMEND: $1,115 PAID TO DATE, $1,150 x 58 BEGINNING 6/1/2022, 100% PLAN
Need 2021 tax return by 5/31/2022.
Preserve non exempt equity of $172,453 in real estate.

1. PNC Bank filed a secured arrears claim #11 in the amount of $195.47 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 by 5/31/2022. (NOT RECEIVED - LANGUAGE ADDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$301/$265/$463 car payments (3 cars)
$650/month for utilities
Need proof of excessive expenses 10 days prior to confirmation.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,407 (100% Plan).
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $172,453 in non exempt equity in the residence. (100% plan )
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $1,115 x 60 beginning 4/1/2022, 100% to guc's
Payments: 1/2, arrears $1,115
Matter ResolvedRequest
Adjourment
2225/25/2022 10:00 am22-12002 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
7/5/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 5/20/22 (DS): Debtor attorney requested adjournment to allow time to resolve issues below.

As of 5/12/22 (DS): 1. Trustee obj to the following:
- Plan does not specify treatment of BMO Harris Bank NA under the Plan. Judgment lien claim filed for $203,561.91. BMO is listed on Schedule F as unsecured creditor.
- Debtors bank acct balance from date of filing is $17,486.52; debtor's half is $8,743.23 (joint acct w/non-filing spouse). After exemption there is $1,016.76 NE equity. Sched B only reports balance $7,726.50. As a result, there must be a $1,016 min. dividend to gucs.
- Need to add to confirming order Trustee standard order of distribution.

2. FreedomRoad filed secured claim with no arrears for 2018 Triumph motorcycle, listed on Sched B, C and D, but not in Plan or Schedule J expense $162.15 and is current. According to claim motorcycle is valued $7,605 and a loan balance $2,168.29, deducting d(4) exemption, leaving non-exempt equity $1,436.71.

3. Must file Pre-confirmation certificate.

Prop Plan $150 x 60 begin 4/1/22; Base
Matter ResolvedRequest
Adjourment
2235/25/2022 10:00 am22-12005 / MBKBrian W. Hofmeister, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

updated 5/24/2022 (JMA) - adjournment request denied, no plan payments to date, arrears $1,000

1) No Trustee plan payments to date, arrears $1,000
2) 341 not held, rescheduled for 6/23/2022
3) Need to file Pre Confirmation Certification
Matter ResolvedRequest
Adjourment
2245/25/2022 10:00 am22-12035 / MBKJoan Sirkis Warren Confirmation Hearing ScheduledContinued
6/8/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
2255/25/2022 10:00 am22-12045 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledContinued
6/8/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
2265/25/2022 10:00 am22-12049 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $200.00  
AS OF 5/24/2022 (at):

1. 341 has not been held or rescheduled. 6-23 -22
2. Payments: 0/2, arrears $400
ON TFS
Matter ResolvedRequest
Adjourment
2275/25/2022 10:00 am22-12061 / MBKJoan Sirkis Warren Confirmation Hearing ScheduledContinued
7/5/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 5/20/2022 (at):

1. Santander filed a secured arrears claim #1 in the amount of $1,133.20 which is not in the plan. Is it ok to pay this claim?

2. Objection filed by Nationstar Mortgage/Mr. Cooper (Robertson, Anschutz) - failure to cure arrears of $79,467.13. (Per obj - No POC filed yet)

3. US Department of HUD filed a claim #4 in the amount of $0. Plan is silent as to the second mortgage held by HUD. Will the debtor maintain payments outside of the plan?

4. Trustee's objection:
- The debtor has insufficient income.
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - Must provide copy of 2021 Tax Return by 5/31/22. (NOT RECEIVED - LANGUAGE ADDED)
- A copy of the homeowner's insurance renewal declaration - Must provide updated proof of homeowner's insurance. Current policy expires on 5/20/22. (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Excessive expenses listed on Schedule J: $595 food; $625 transportation; $556 auto payment. Note: plan is recommended at 100%.
1. File pre-confirmation certification. (NOT FILED)
2. Provide copy of 401k loan statement. (NOT RECEIVED)
3. Case should confirm at 100% with a $19,400 minimum dividend due to equity in real estate ($11,400) and preference payments ($8,000) made to creditors. (LANGUAGE ADDED)

Plan proposes: $200 x 60 beginning 4/1/2022, loan mod by 10/1/2022, 100% plan
Payments: 2/2
Matter ResolvedRequest
Adjourment
2285/25/2022 10:00 am22-12070 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $990.00  
As of 5/19/22 (DS): 1. Trustee obj to the following:
- Need the following docs: (1) updated homeowner insurance (insurance expired 9/7/21); (2) auto insurance for all vehicles; (3) balance statement for co-debtor's TSP loan prior to filing date; (4) Feb and March bank statement for PNC accts #8506 and #0307 prior to filing date.
- Need service to Ocean County Jail (listed in motions in plan to avoid judgment lien)
and service to Office of Attorney General, NJ Attorney General Office, Division of Law - Richard J. Hughes Justice Complex.
- Must file Pre-confirmation certificate.

2. Rushmore Loan (FRIEDMAN VARTOLO) obj Plan improperly list creditor name as Wells Fargo, not Rushmore and post-petition payments $1,937.89, not $1,931.43. No POC filed. Obj must be resolved.

3. Global Lending (STEWART LEGAL GRP) obj to cram. Obj must be resolved.

Prop Plan $992 x 60 begin 4/1/22; $0
Note: Calculated income and income is fine.
Matter ResolvedRequest
Adjourment
2295/25/2022 10:00 am22-12102 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissedDebtor has made 2 of 3 required payments   Arrears: $0  

AR HELD PENDING DEC PAGE OF HOME INS
issues as of 5/19/2022 (JMA)

1) US Bank (McCalla Raymer) objection to confirmation - need to resolve
-pre petition arrears $133,714.92, not treated in plan
2) Trustee objection to confirmation - need to resolve
- Domestic Support Obligation information need form. RESOLVED, PROVIDED FORM
- A copy of the homeowner's insurance renewal declaration - provided a commercial package policy which does not include personal liability coverage and it is only a binder
- Amendments to Schedules Schedule A current value of the entire property should be $183,875
- The debtor has undertaken an improper use of exemption. Specifically: -debtor is claiming 522(d)(5) exemption, without documents showing his interest in this property not clear if the debtor has a right to the exemption
- Need to provide Trustee with Will and accounting and any other documents regarding Estate of Lucille Bullock.
- US Bank (McCalla Raymer) objection to confirmation - arrears $133,714.92 not treated in
plan - need to resolve
- Trustee objects to debtor's valuation of the Neptune property. Trustee 's investigation reveals it may be worth twice as much according to recent comparable sales.
- Plan cannot be 0% to unsecured. All nonexempt proceeds for sale of property to be paid to trustee.
- Need to file Pre Confirmation Certification with Court
3) Not current with Trustee plan payments, arrears $500
4) IRS claim 1 is estimated for unsecured claim for 2017 taxes not filed

proposed plan $500x36 begin 4/2022 with sale 6 months after confirmation 0% plan
paid in $500
arrears $500
last claim 2
Matter ResolvedRequest
Adjourment
2305/25/2022 10:00 am22-12109 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $23.00  Total Paid In: $854.00
As of 5/20/22 (DS): Ok to confirm at $576.96 paid, $300 x 34 begin 6/1/22: Base

1. Trustee obj to the following
- Plan is only paying attorney fees and proposing 0% to gucs. What is plan paying?

Prop Plan $300 x 36 begin 4/1/22; 0%
Note: POI reviewed and was provided previously in docs in 4/7/22. Amended Sched B & C and Pre-confirmation cert filed 5/19/22.
Matter ResolvedRequest
Adjourment
2315/25/2022 10:00 am22-12110 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

UPDATED 5/24/2022 (JMA)
issues as of 5/19/2022 (JMA)

1) GITSIT Solutions, LLC f/k/a Kondaur Capital, LLC (W Jones) objection to confirmation - need to resolve
ORDER SUBMITTED
- debtors plan states the arrears will be paid in full through the proceeds of sale, does not state that the subject loan shall be paid in full through the proceeds
2) Debtors plan proposes to pay Gary V. Karakashian MD as a secured claim to be paid in full through plan. The creditors attorney filed an unsecured claim - need to resolve THE NON EXEMPT EQUITY PAYS GUC CLAIMS 100%
3) Trustee objection to confirmation - need to resolve
- Need to file a Modified Plan that removes attorney fees $3,000 or another amended attorney disclosure to mark off that balance will be paid through plan. THE ATTORNEY DISCLOSURE SHOWS FEES RECEIVED IN THE AMOUNT OF $3,000 ANY ADDITIONAL FEES WILL REQUIRE A FEE APPLICATION WITHIN 7 DAYS OF CONFIRMATION, THE PLAN ITSELF STATES AN ADDITIONAL FEE OF $3,000 IS TO BE PAID THROUGH THE PLAN
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is estimated non-exempt equity on real property, pending mortgage claim. MORTGAGE CLAIM FILED IS HIGHER THAN AMOUNT ON SCHEDULES. THERE IS NON EXEMPT EQUITY ON REAL PROPERTY IN THE AMOUNT OF $36,273.84
- Must file Pre Confirmation Certification with Court NOT FILED TO DATE, WILL ADD NOTE TO CONFIRMING ORDER

proposed plan $150x36 begin 4/1/2022 base plan with sale of property by 9/15/2022
paid in $300
last claim 6
Matter ResolvedRequest
Adjourment
2325/25/2022 10:00 am22-12128 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

ISSUES 5/20/2022 (jma)

1) No Trustee plan payments to date, arrears $700
2) 341 hearing not held, not rescheduled
3) Specialized Loan Servicing LLC (Stewart Legal) objection to confirmation - need to resolve
4) Need to file Pre Confirmation Certification with Court
5) IRS priority claim estimated for 2021 taxes
Matter ResolvedRequest
Adjourment
2335/25/2022 10:00 am22-12130 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 5/12/2022 (JMA)

1) 341 rescheduled for 6/9/2022
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court
4) Wilmington Savings Fund Society / Christiana Trust (RAS Crane) objection to confirmation - need to resolve
- debtor does not specify whether the inheritance has been received or when it is expected to be received
Matter ResolvedRequest
Adjourment
2345/25/2022 10:00 am22-12144 / MBKKevin C. Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $525.00
AS OF 5/10/2022 (at):

RECOMMEND: $175 x 60 beginning 4/1/2022, loan modification by 9/15/2022, base
Loan modification with SN Servicing by 9/15/2022.
SN Servicing will be paid outside the plan.

Trustee's objection:
- The debtor has insufficient income. Verified income leaves monthly disposable income of
$53.00.
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that removes SN Servicing from Part 4 f. (MOD PLAN NOT FILED - NO CLAIM FILED BY MORTGAGE COMPANY - PLAN DOES NOT LIST ARREARS)
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $175 x 60 beginning 4/1/2022, loan mod by 9/15/2022, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
2355/25/2022 10:00 am22-12153 / MBKMARYBETH SCHROEDERConfirmation Hearing ScheduledDismissedDebtor has made 2 of 3 required payments   Arrears: $0  

AS OF 5/17/2022 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

1. 341 is scheduled 5/26/2022.
2. Payments: 0/2, arrears $1,500


OBJECTION FILED BY LAKEVIEW LOAN SERVICING (KML LAW) - FAILURE TO CURE FULL ARREARS OF $60,319.76 PER OBJECTION.. (mk; order resolving objection sent to chambers 5/11/22; terms=pay POC arrears in POC #6.
Matter ResolvedRequest
Adjourment
2365/25/2022 10:00 am22-12168 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 5/17/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/2, arrears $666
Matter ResolvedRequest
Adjourment
2375/25/2022 10:00 am22-12181 / MBKPeter J. Broege, Esq.Confirmation Hearing ScheduledContinued
7/5/2022 10:00 am
Debtor has made 8 of 3 required payments   Arrears: $0  

As of 5/20/22 (DS): Debtor attorney requested adjournment to allow time to pass bar date and file mod plan.

NOTE: STATE OF NJ FILED ESTIMATED TAX CLAIM 5/16/22

As of 5/11/22 (DS): Recommend confirming at $15,000 paid, $2,618 x 58 begin 6/1/22; 100% with a minimum of $31,412.80 to gucs due to non-exempt equity

1. Trustee obj to the following:
- There is estimated non-exempt equity on real property $8,054.80, pending State of NJ and mortgage claims, not yet filed and non-exempt equity in bank accts $23,358 total $31,412.80. Recommend waiting pass bar date, unless ok to confirm per terms.

Prop Plan $15,000 x 1 begin 4/1/22; $2,530 x 59 begin 5/1/22; 100% (EST $60,000)
Note: 2021 Tax return provided 5/4/22 (refund, owes $9,530) and estimated IRS claim amended.
Matter ResolvedRequest
Adjourment
2385/25/2022 10:00 am22-12187 / MBKPRO SEConfirmation Hearing ScheduledContinued
6/8/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $0  

5/25/22 (sf) Debtor just called. Says he's having trouble getting online. I told him to contact Chambers and I also gave him the phone number for Court Solutions. He says he made a payment yesterday of $1000. No proof provided.

AS OF 5/17/2022 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

1. 341 is scheduled for 5/12/2022.
2. Payments: 0/2, arrears $1,000
Matter ResolvedRequest
Adjourment
2395/25/2022 10:00 am22-12189 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AMT: PER EC, FILED STATUS CHANGE TO AMEND MINUTES FROM DISMISSED TO CONTINUED<>

As of 5/20/22 (DS): 341 sched 6/9/22, still missing homeowner insurance with personal liability coverage for Shore Ave and Alpine Trail properties. Emailed Debtor attorney.
Matter ResolvedRequest
Adjourment
2405/25/2022 10:00 am22-12222 / MBKMICHAEL P OTTO ESQConfirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $626.00  
Matter ResolvedRequest
Adjourment
2415/25/2022 10:00 am22-12225 / MBKMICHAEL L DETZKY, ESQConfirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 5/12/2022 (JMA)

1) 341 not held, not rescheduled
2) Ford Motor Credit Company (Morton) objection to confirmation - need to resolve MODIFIED PLAN SURRENDERS VEHICLE
-plan does not specify treatment of 2019 Ford Explorer
3) Need to file Pre Confirmation Certification with Court

Matter ResolvedRequest
Adjourment
2425/25/2022 10:00 am22-12234 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 5/19/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- Need to provide Trustee with proof of income and affidavit from daughter regarding her contribution
- Need to file Pre Confirmation Certification RESOLVED, FILED
- The plan must remain a 100% plan due to the $282,557 of non exempt equity in real estate

proposed plan $1,220x60 begin 4/1/2022 100% plan
paid in $2,440
no claims to date
Matter ResolvedRequest
Adjourment
2435/25/2022 10:00 am22-12239 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $2,800.00
AS OF 5/24/2022 (at):

RECOMMEND: $1,900 PAID TO DATE, $900 x 34 BEGINNING 6/1/2022, 100% TO UNSECURED CREDITORS
Low base pending loan.
Loan modification by 10/31/2022.
Preserve non exempt equity of $38,965.50 in real estate and personal property.

1. Objection filed by Planet Home Lending (McCabe, Weisberg) - failure to cure full arrears of $108,164.68. (RESOLVED)

RESOLVED:
Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- property settlement agreement (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now, there is nonexempt equity in real property of $38,965.50. (LANGUAGE ADDED)
- need to file pre confirmation certification with court (FILED)

Plan proposes: $900 x 36 beginning 4/1/2022, loan mod by 10/31/2022, 100% to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
2445/25/2022 10:00 am22-12269 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $150.00  
As of 5/13/22 (DS): 1. Trustee obj to the following:
- Need 2021 Tax return.
- There is non-exempt equity on all 4 properties total $535,437.14. Plan is proposing sale and 100% to gucs.
- The majority of properties on CMAs for all 4 properties are more than 6 months old. The Trustee only used comps that were 6 months from filing date. CMA values are different than the averages on the CMA 's provided. (100% PLAN)

2. Nationstar Mtg (GROSS POLOWY) "431 Carranza Rd" obj that there are pre-petition arrears owed, no POC filed. Obj must be resolved.

3. Rocket Mtg (DENISE CARLON) "8 Mill St" obj to sale and arrears not paid. Obj must be resolved.

4. Must file Pre-confirmation certificate.

Prop Plan $150 x 36 begin 4/1/22; 100% and Sale on Mill St & Main St 9 months from filing date (12/22/22)
Note: Do not need CMA for 445 Carranza 8 acres of land, comps used are all vacant lands.
Matter ResolvedRequest
Adjourment
2455/25/2022 10:00 am22-12452 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $1,386.00  Total Paid In: $2,110.00
As of 5/23/22 (DS): Confirm at $2,110 paid, $1,386 x 58 begin 6/1/22; Base
- Pay IRS unsecured claim in full
- Within 7 days must file Pre-confirmation certificate.

1. Trustee obj must file Pre-confirmation certificate.

2. Wells Fargo filed arrears claim for $3,613.87. Ok to pay? Attorney advised ok to pay.

Prop Plan $1,055 x 60 begin 4/1/22; Dollar Base $21,402.44
Note: 22c disposable income is less, due to IRS claim. Plan pays more. There is no equity on real property, high tax claim and mortgage claim make it moot, unless IRS claim is amended for less. 2021 Tax return provided 5/20/22.
Matter ResolvedRequest
Adjourment
2465/25/2022 10:00 am22-12492 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 5/12/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - 2020 and 2021 tax returns on or by 5/31/2022
- The debtor needs to provide proof of unemployment
- Schedule B references a savings account with Provident Bank, the Trustee has not received statements for this account. The debtor should provide statements from February and March 2022
- The debtor needs to file Pre Confirmation Certification with Court

proposed plan $200x36 base plan with loan mod by 10/31/2022
paid in $0
arrears $400
last claim 1
Matter ResolvedRequest
Adjourment
2475/25/2022 10:00 am22-12690 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $53.00  Total Paid In: $1,388.00
As of 5/13/22 (DS): If Debtor's cert provided need to confirm at $694 paid, $747 x 59 begin 6/1/22; Dollar Base $36,670 to gucs with a reserve $33,870 in non-exempt equity on real property and within 7 days must file Pre-confirmation certificate.

1. Trustee obj that bank statements show a pension of $875.88 and a deposit of $190.80 from National Financial in Debtor's name, but neither are reported on Schedule I and requires explanation.

2. Must file Pre-confirmation certificate.

Prop Plan $694 x 60; Dollar Base $36,670
Matter ResolvedRequest
Adjourment
2485/25/2022 10:00 am22-12695 / MBKStacey L. Mullen, Esq.Confirmation Hearing ScheduledContinued
6/8/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

5/4/22 (sf) Per atty, ok to pay amended IRS claim.
Matter ResolvedRequest
Adjourment
2495/25/2022 10:00 am22-12745 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
7/5/2022 10:00 am
Debtor has made 6 of 2 required payments   Arrears: $0  

As of 5/20/22 (DS): Debtor attorney requested adjournment, 341 sched 6/9/22.
Matter ResolvedRequest
Adjourment
2505/25/2022 10:00 am22-12794 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
8/10/2022 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

5/25/22 (sf) - 341 just rescheduled to 6/16/22

As of 5/11/22 (DS): 341 not held 5/5/22, no documents provided and
Payments: 1/1
Matter ResolvedRequest
Adjourment
2515/25/2022 10:00 am22-12892 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $0  

5/24/2022 Debtor's attorney advised to dismiss the case

issues as of 5/12/2022 (JMA)

1) 341 not held, not rescheduled
2) No Trustee payments to date, arrears $884
3) Need to file Pre Confirmation Certification with Court
4) Lakeview Loan Servicing LLC (Parker McCay) objection to confirmation - need to resolve
-approximate arrears $365,267.12
-post petition monthly payment is $4,796.48
5) First Financial Federal Credit Union (McKenna DuPont) objection to confirmation - need to resolve
-account for the 2009 BMW 3 Series is treated in plan as current and paid outside the Chapter 13 plan

Matter ResolvedRequest
Adjourment
2525/25/2022 1:30 pm16-34017 / MBKWilliam H. Oliver, Jr., Esq.Motion to Cancel and DischargeContinued
7/27/2022 9:00 am

ADJ by MBK to 5/25 @ 1:30 to conference with the Judge regarding whether the briefing schedule below is still needed.

Brief Schedule
- Briefs due by 6/30/22
- Reply Brief due by 7/13/22
- Hearing scheduled for 7/27/22


DEBTOR BRIEF FILED - #101
LENDER BRIEF #103
Wells Fargo obj (Powers);Debtor response<>MTN TO CANCEL DISCHARGE/WELLS FARGO BANK MTG
Matter ResolvedRequest
Adjourment
2535/25/2022 2:00 pm19-19833 / MBKLee M. Perlman, Esq.Motion CompensationGrantedTotal Paid In: $77,602.00
Matter ResolvedRequest
Adjourment
2555/25/2022 2:00 pm19-23425 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultContinued
6/22/2022 9:00 am
Total Paid In: $42,779.00
ADJ by MBK to 5/25 @ 2 PM for CL & AR to discuss plan term and conduit compromise (dm)

AMT:MP 5/11 ***<<<>>Needs Resolution'
TR REC CONDUIT FOR MP #110

Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
2545/25/2022 2:00 pm19-23425 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 29 of 35 required payments   Arrears: $6,984.00  Total Paid In: $42,779.00
AR NEED TO ADJUST PENDING RESOLUTION OF CERT OF D
5/23 AMT: EMAIL TO COUNSEL TO REVIEW CONDUIT ORDER AND PPSD MP TERMS:
-$41,597.50 PTD (34 MO); $TBD pending resolution of cert of def doc #81 beg 6/1/22; lump sum $1,160 by 6/15/22; 100% plan; guc creditors currently have bal due of $1,778 and shall be paid prior to all other claims, except conduit mtg pymts;; debtor to register for eWage/TFS within 10 days of conf order<<<>>>


ADJ by MBK to 5/25 @ 2 PM for CL & AR to discuss plan term and conduit compromise (dm)

AS OF 5/2/2022 (at):
TR REC CODUIT DEBTOR OBJECTS
IF TRUSTEE OBJECTION RESOLVED, RECOMMEND: $3,062 x 14 BEGINNING 6/1/2022, 100% PLAN
(Monthly disposable income is $9,564 so there is no reason to extend the length of the plan)
Need e-wage, e-pay or TSF for future trustee and mortgage payments.

1) Trustee OBJ:
Based upon the Certification of Default filed on behalf of creditor, Freedom Mortgage/Nationstar Mortgage/Mr. Cooper, the failure of the debtor to make post-petition mortgage payments directly to the mortgagee is a default under the confirmed plan pursuant to In re Heinzle, 511 B.R. 69 (Bankr. W.D.Tex. 2014) and In re Padilla, 365 B.R. 492, 502 (Bankr. E.D.Pa. 2007). Additionally, due to the history of default by the debtor in making post-petition payments to the mortgagee and Trustee, the debtor's plan is no longer feasible as constituted. For the foregoing reasons, the Chapter 13 Trustee requests the Court to enter an Order recapitalizing the post-petition mortgage arrears through the plan, consolidating the debtor's payments, and directing that all future post-petition mortgage payments due during the pendency of the Chapter 13 Bankruptcy proceeding be made through the Chapter 13 Trustee using ePay, eWage, TFS or other electronic payment platform available to bankruptcy debtors. In the alternative, the Trustee requests dismissal of the Bankruptcy due to lack of feasibility.

MP proposes: $1,653 x 25 beginning 4/1/2022, 100% plan
Arrears: 5 mont
Matter ResolvedRequest
Adjourment
2565/25/2022 2:00 pm19-24188 / MBKBrian Gregory HannonMotion CompensationGrantedTotal Paid In: $42,345.00
Matter ResolvedRequest
Adjourment
2575/25/2022 2:00 pm19-25697 / MBKJonathan Goldsmith-Cohen, Esq.Motion CompensationGrantedTotal Paid In: $108,681.00
Matter ResolvedRequest
Adjourment
2585/25/2022 2:00 pm19-28432 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $14,041.00
Matter ResolvedRequest
Adjourment
2595/25/2022 2:00 pm19-29816 / MBKGeorge E Veitengruber IIIMotion CompensationGrantedTotal Paid In: $53,996.00
trustee withdraws objection

Atty to amend Application - ADJ to 5/25
Trustee OBJ - need provide hourly description of services
Matter ResolvedRequest
Adjourment
2605/25/2022 2:00 pm19-32698 / MBKWarren Brumel, Esq.Motion CompensationGrantedTotal Paid In: $36,427.00
Matter ResolvedRequest
Adjourment
2615/25/2022 2:00 pm20-20554 / MBKKarina Pia Lucid, Esq.Motion CompensationGrantedTotal Paid In: $31,948.00
Matter ResolvedRequest
Adjourment
2625/25/2022 2:00 pm21-16137 / MBKJonathan Goldsmith-Cohen, Esq.Motion CompensationGrantedTotal Paid In: $10,060.00
Matter ResolvedRequest
Adjourment
2635/25/2022 2:00 pm21-16453 / MBKS DANIEL HUTCHISON ESQMotion CompensationGrantedTotal Paid In: $15,616.00
Matter ResolvedRequest
Adjourment
2645/25/2022 2:00 pm21-16492 / MBKDaniel E. Straffi, Esq.Motion CompensationGrantedTotal Paid In: $5,000.00
Matter ResolvedRequest
Adjourment
2655/25/2022 2:00 pm21-18317 / MBKAllen I. Gorski, Esq.Motion CompensationOrder Previously Submitted
Matter ResolvedRequest
Adjourment
2685/25/2022 2:00 pm22-12543 / MBKRONALD E NORMAN, ESQOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2695/25/2022 2:00 pm22-12545 / MBKAndrew Carroll, Esq.Order Show CauseDismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2705/25/2022 2:00 pm22-12836 / MBKPRO SEOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2715/25/2022 2:00 pm22-13095 / MBKBrad J. Sadek, Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2725/25/2022 2:00 pm22-13095 / MBKBrad J. Sadek, Esq.Motion Extend TimeMoot
TO FILE MISSING DOCS
Matter ResolvedRequest
Adjourment
2735/25/2022 2:00 pm22-13163 / MBKEric ClaymanOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2745/25/2022 2:00 pm22-13165 / MBKMark S Cherry Order Show CauseVacated
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2755/25/2022 2:00 pm22-13205 / MBKJohn Zimnis, Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2765/25/2022 2:00 pm22-13230 / MBKVera Fedoroff, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2775/25/2022 2:00 pm22-13242 / MBKEric ClaymanOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2785/25/2022 2:00 pm22-13264 / MBKMark N Glyptis Order Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
2795/25/2022 2:00 pm22-13291 / MBKRobert C. Nisenson, Esq.Order Show Cause3rd Party Matter
MISSING DOCS
Matter ResolvedRequest
Adjourment
2815/25/2022 2:00 pm22-13315 / MBKGeorge E Veitengruber IIIOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2825/25/2022 2:00 pm22-13322 / MBKRobert C. Nisenson, Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2835/25/2022 2:00 pm22-13336 / MBKJOHN C FEGGELER, ESQOrder Show CauseWithdrawn
6/2/2022 KJ: THE MATTER WAS MARKED AS W/D BUT THE COURT HAS IT SCHEDULED FOR 6/8

Debtor obj<>CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2845/25/2022 2:00 pm22-13341 / MBKDavid E. Shaver, Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2855/25/2022 2:00 pm22-13358 / MBKGeorge E Veitengruber IIIOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2865/25/2022 2:00 pm22-13367 / MBKPRO SEOrder Show CauseDismissedTotal Paid In: $0.00
MISSING DOCS
Matter ResolvedRequest
Adjourment
2875/25/2022 2:00 pm22-13375 / MBKDaniel E. Straffi, Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2885/25/2022 2:00 pm22-13430 / MBKBRUCE H. LEVITTOrder Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
2895/25/2022 2:00 pm22-13434 / MBKPeter E. Zimnis, Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2905/25/2022 2:00 pm22-13435 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2915/25/2022 2:00 pm22-13437 / MBKVirginia E Fortunato, LLCOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2925/25/2022 2:00 pm22-13441 / MBKEdward Hanratty, Esq.Order Show CauseVacated
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2935/25/2022 2:00 pm22-13441 / MBKEdward Hanratty, Esq.Order Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
2945/25/2022 2:00 pm22-13529 / MBKJavier L. Merino, Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2955/25/2022 2:00 pm22-13572 / MBKEric ClaymanOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2965/25/2022 2:00 pm22-13585 / MBKWARREN LEVY, ESQ.Order Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
2975/25/2022 2:00 pm22-13587 / MBKPRO SEOrder Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
2985/25/2022 2:00 pm22-13587 / MBKPRO SEOrder Show CauseDismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
3015/25/2022 2:00 pm22-13630 / MBKJeffrey E. Jenkins, Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
3025/25/2022 2:00 pm22-13646 / MBKGeorge E Veitengruber IIIOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
3035/25/2022 2:00 pm22-13651 / MBKJose R. Torres Order Show CauseVacated
MISSING DOCS
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes