| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
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Matter ResolvedRequest Adjourment | 1 | 5/17/2023 9:00 am | 18-14112 / CMG | Andrew Thomas Archer | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 6/21/2023 9:00 am | mk: debtro has $ sent 300 and has balance - must be paid in full on or before 6/21 or Dismiss. Debtor obj, can pay<>ARREARS 5/11/23(mk: Heard form atty - debtor to get him Money order for balance - he will advise when he receives it 5/10/23(mk): sent email to A. Archer asking for update. this is 5th hearing date and plan expired in mo 62. 5/5/23(mk):Plan Balance $713.81- email to atty- |
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Matter ResolvedRequest Adjourment | 2 | 5/17/2023 9:00 am | 18-14201 / CMG | Jeffrey E. Jenkins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 8/16/2023 9:00 am | paid in full or dismiss Debtor obj<>ARREARS as of 5/10/23 and we are in month 62 PLAN HAS EXPIRED. BALANE DUE $1,689 ANY UPDATE? MOTION WAS CARRIED FROM 4/19 23 FOR PLAN PAYOFF >debtor says going to take a pension loan to pay it off |
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Matter ResolvedRequest Adjourment | 3 | 5/17/2023 9:00 am | 18-17695 / CMG | Candyce I. Smith-Sklar, Esq. | Trustee Certification of Default | Continued 6/7/2023 9:00 am | MP on 6/7/23 Debtor obj, made pymt<> ARREARS $3,400 as of 5/1/ Last pay 1/19/23 atty email says debtor made payment 4/22 and not posted wants 2 weeks and will make another payment 5/7 |
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Matter ResolvedRequest Adjourment | 4 | 5/17/2023 9:00 am | 18-17739 / CMG | Joan Sirkis Warren, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Debtor obj, made pymt<> ARREARS |
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Matter ResolvedRequest Adjourment | 5 | 5/17/2023 9:00 am | 18-17900 / CMG | PATRICK MOSCATELLO, ESQ | Motion to Cancel Discharge | Continued 6/21/2023 9:00 am | 5/17/23(mk); email to atty NS on 5/17 MTN TO STRIP OFF HSBS BANK Motion papers have not been corrected. Mk: TR OBJECTION: filed 4/18: papers filed at #36 is only the Notice of motion This 2nd Mtg was crammed to -00 in plan- plan is complete - IT SHOULD BE A MOITON TO CANCEL /DISCHRGE MORTGAE |
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Matter ResolvedRequest Adjourment | 6 | 5/17/2023 9:00 am | 18-25119 / CMG | MICHAEL L DETZKY, ESQ | Trustee Certification of Default | Withdrawn | Debtor obj, can pay<> ARREARS 5/5/23(mk): arrears paid plan can continue at current amt - 2 mos left |
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Matter ResolvedRequest Adjourment | 7 | 5/17/2023 9:00 am | 18-27055 / CMG | James J. Cerbone, Esq. | Trustee Certification of Default | Dismissed | 5/16/23:sent email to atty- oer atty letting case go Debtor obj made pymts & requests recap<> ARREARS as of 5/10/23 $4,506. There are 2 mos left in plan begin June plan balance 9,963.59.-email to atty |
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Matter ResolvedRequest Adjourment | 8 | 5/17/2023 9:00 am | 18-27689 / CMG | Piotr Rapeiewicz Esquire | Trustee Certification of Default | Continued 6/21/2023 9:00 am | 5/17/23(mk): atty for debtor submitted child support payment history for debtor. Ocn Cty probation was double garnihing and a refund check will be issued but don't know how much. ADJ 30 days 6/21/23 to see if resolved. Debtor obj<> ARREARS as of 5/10/23 $6,248. Last pay 9/29/23 Debtor says Probation holding $(5,396.93) belonging to debtor due to incorrect w/holding for child support. ------------------- In MO 56. what is status of lawsuit per conf order? (amt: see attached atty email)- mk: appeal for pension benefits- DENIED |
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Matter ResolvedRequest Adjourment | 9 | 5/17/2023 9:00 am | 18-28768 / CMG | Dorothy L. Wright, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 7/19/2023 9:00 am | 5/15/23:Mk: atty making motion to reinstate stay and get current. trying to complete case SV entered after Tr mtn was filed 5/10/23:ARREARS 1,500; STAY LIFTED FOR DEUTSCHE BANK 4/4/23 Plan in mo 56 |
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Matter ResolvedRequest Adjourment | 10 | 5/17/2023 9:00 am | 18-29622 / CMG | BRUCE H. LEVITT | Creditor Certification of Default | Continued 6/21/2023 9:00 am | 5/15 AMT: TR LTR REUESTING CONDUIT<> 5/10/23(mk): IS THIS RESOLVED? Debtor obj<>PHH/Baystream Drive (RAS) arrears 43,793.49- DEBTOR SAYS THIS HAS BEEN PAID AND NOT ACCOUNTED FOR TR Arrears $5,372(missed the Jan payment and owes for May |
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Matter ResolvedRequest Adjourment | 11 | 5/17/2023 9:00 am | 18-33825 / CMG | JOSEPH ALBANESE, ESQ | Motion Relief from Stay (Fee) | Order to be Submitted | 5/23/23(mk);update Order submitted vacating stay effective of 8/23/23 with out further order of the CT HOLD FOR JUDGE AT NOON MK: now appears to be issue with someone using old Gregory funding logo to scam people. Mr West advising his client and .. debtor atty to make adj request?? 5/15/23: 4th hearing date- Need status- sent email to attys : Reply from S West: Documents were submitted on May 5th. A Missing Documents Letter was emailed on May 9th. Additional documents were sent on May 10th. A Missing Documents email was sent this morning: 1. A full 30 days check stubs for Christine; 2. Bank Statements requested for accounts ending in #8794; #3972; #2450; and #5875. So we still do not have a complete application in order for my client to complete a review. INTERIM Order submitted for complete LM package by 5/8/23 and lender review and hearing 5/17 - 4/19/23: post pet arrears are 36,000 CMG- LM appl in by 5/8/23 then review by Gregory and set hearing for 5/17/23 Debtor obj<>BARCLAYS MTG / Cannon ball Drive (PLUESE, BECKER). ------------------------- >>Doc #61 supple letter from debtor atty- says has 10,000 in trust acct and have paid 6,00 over their regular payments MK: post pet arrears ( 21 payments thru 2/1/23 $42,251.29. 50* payments were due for post petition since petition was filed and debtors made 29 payments mo payment currently is is 1,981 * amount comprised of 1,990.03 x 5 mos :1981.63 x 16: atty fees $1238 .Less suspense balance $682.94 = 42,251.29 Creditor anticipates at time of hearing arrears will be 44,232.92 opp'n says made payments - not credited |
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Matter ResolvedRequest Adjourment | 12 | 5/17/2023 9:00 am | 18-34834 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Continued 6/21/2023 9:00 am | Debtor obj<>FREEDOM MTG /Carr Ave(BROCK & SCOTT) MK: creditor says $4,040.13 arrears as of 4/10/23 debtor says: missing a payment but will make payment asap 5/11/23: creditor request to adjourn as parties are working on resolving |
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Matter ResolvedRequest Adjourment | 14 | 5/17/2023 9:00 am | 19-11430 / CMG | Warren Levy, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 6/7/2023 9:00 am | mk:atty wants 2 weeks to work out something w/ mtg co if motion to reinstate stay is granted then recap on Tr motion-email to atty 5/16/23 Debtor obj, proposes pymts - DOES NOT ADDRESS STAY VACATE- >> MOTION ON 5/17/23 TO VACATE STAY ORDER /REINSTATE STAY <>SV/WILMINGTON; ARREARS 8,609- atty says paying 6,000 5/10/23(mk) 6,000 posted 4/19/23. as of now arrears $4,246 - atty wants recap Recap :$73,005 PTD(52 mos) Then $3,319 x 8 Begin 6/1/23 dbetor must sign up for TFS |
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Matter ResolvedRequest Adjourment | 13 | 5/17/2023 9:00 am | 19-11430 / CMG | Warren Levy, Esq. | Motion Vacate (DO NOT USE TO VACATE DISMISSAL OF CASE) | Granted | MTN TO REINSTATE STAY/AJAX MTG |
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Matter ResolvedRequest Adjourment | 15 | 5/17/2023 9:00 am | 19-16714 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 6/21/2023 9:00 am | 5/16/23:Atty filing plan today to surrender as of 5/11/23- No MP filed MP being filed to surrender prop. and address late POC from dept of Labor Debtor obj, made pymt/filing MP<>FAILED TO SELL THIEMARX TERRACE PPTY BY 2/28/23; FAILED TO ADDRESS NJ DEPT LABOR LATE FILED CLM #7-1; ARREARS |
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Matter ResolvedRequest Adjourment | 16 | 5/17/2023 9:00 am | 19-20370 / CMG | Warren Levy, Esq. | Creditor Certification of Default | Continued 6/21/2023 9:00 am | NFA 5/5/23(mk): Matter was adj frorm 4/19 to 5/17- WHAT IS STATUS? 4/11/23NEED STATUS- mk email to atty 3/10/23(mk); adj request submitted by creditor to adj to 4/19 .debtor provided proof of payments and creditor needs time to research for settlement purposes. Debtor obj<> RUSHMORE/11TH Ave (Fein Such) 3/6/23(m): arrears as of 2/9/23 $7,105.64 moly payment was 1,371 for arreas 10/1/22-1/1/23. Now it's $1,618.68 for feb payment(escrow increase) Debtor oppn filed 2/27/23: will be current in 45 days. payments made and not credited this is the 2nd creditro cert of default in the case. |
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Matter ResolvedRequest Adjourment | 17 | 5/17/2023 9:00 am | 19-21201 / CMG | SCOTT E KAPLAN ESQ | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 6/7/2023 9:00 am | PLAN NOT FEASIBLE DUE TO ORDERS ADDING PP MP filed on 6/7 |
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Matter ResolvedRequest Adjourment | 18 | 5/17/2023 9:00 am | 19-21211 / CMG | Mitchell L. Chambers, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | 4/25/23(mk): payment posted 4/18 23 for $900. RECAP IS $18,216 (46 mos) Then $583 x 14 Begin 5/1/23- Atty OK to terms |
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Matter ResolvedRequest Adjourment | 19 | 5/17/2023 9:00 am | 19-21954 / CMG | PRO SE | Order Shorten Time | Order to be Submitted | >>OST<< MOTION TO SELL MANDLIN LANE Wells Fargo response (LOGS)<>MTN TO SELL MANDOLIN LN LIMITED OBJ NEED TO PAY LIEN IN FULL- >>ORDER WAS SUBMITTED THAT RESOLVES THE OBJECTION Appl to Appt realtor filed but Cert not signed by realtor- (2 & 93 appear to have realtor signature under debtor and initial of realtor on other- NEEDS TO HAVE ONLY THE REALTOR'S SIGNATURE ON THE CERT IN SUPPORT OF THE APPLICATION TO APPOINT Need cert from deboor arms length transaction needs CT rec form of order to approve sale - PROCEEDS TO PAY OFF PLAN appreciation, if any, goes to debtor - not sure what 2 mtg payoffs will be |
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Matter ResolvedRequest Adjourment | 21 | 5/17/2023 9:00 am | 19-21954 / CMG | PRO SE | Application for Retention | Granted | Trustee obj<> APPLICATION FOR REATLOR RETENTION/KEVIN RUIZ-BERROA Amended cert filed- NOW OK |
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Matter ResolvedRequest Adjourment | 20 | 5/17/2023 9:00 am | 19-21954 / CMG | PRO SE | Application for Retention | Granted | Trustee obj<> APP FOR REALTOR RETENTION/CHERYL LAMANTIA mk: amended cert filed- NOW OK |
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Matter ResolvedRequest Adjourment | 23 | 5/17/2023 9:00 am | 19-22231 / CMG | Candyce I. Smith-Sklar, Esq. | Order Shorten Time | Withdrawn | mk :this is going to be w/d MTN TO ALLOW AMERICAN TRADING LATE CLM #13-1 |
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Matter ResolvedRequest Adjourment | 24 | 5/17/2023 9:00 am | 19-22231 / CMG | Candyce I. Smith-Sklar, Esq. | Order Shorten Time | Withdrawn | Mk: atty will w/d the motion - MTN TO ALLOW AM TRADING LATE CLM #14-1 |
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Matter ResolvedRequest Adjourment | 22 | 5/17/2023 9:00 am | 19-22231 / CMG | Candyce I. Smith-Sklar, Esq. | Order Shorten Time | Granted | >>OST>> MTN TO AVOID LIEN/AMERICAN TRADING CO. (DJ-068503-2011 & DJ-114087-2014) **AMENDED MOTION AT #134 AND AMNEDED CERT AT #133 LINKED TO THIS MOITN AT #117- SETS FORTH RELIEF REQUESTED IS TO AVOID LIENS AMERICAN TRADING AND EXPUNGE CLAIMS - Revised order submitted to chambers 5/11/23. ---------------- MK: atty to let us know if pay it 100% or creditor was listed under another creditor.(MK:Amer Trading was listed under Cap health in petition- so need to now expunge claim) |
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Matter ResolvedRequest Adjourment | 25 | 5/17/2023 9:00 am | 19-22958 / CMG | John O'Boyle, Esq. | Motion Relief from Stay (Fee) | Withdrawn | 5/17 amt: Status Change/withdrawn<<>> MIDFIRST BANK/Baywood Boulevard (KML) as of 4/26/23(mk): creditor says: 4 mos past due for total $6,406.53. Reg moly payments =1,656.53 TR arrears =4,088- Motion on 7/5/23 |
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Matter ResolvedRequest Adjourment | 27 | 5/17/2023 9:00 am | 19-24822 / CMG | Brian S. Thomas, Esq. | Creditor Certification of Default | Order Previously Submitted | 4/28/23(mk): Order submitted today- Immediate cure of total arrears by 5/1/23 Debtor obj<> PNC/Pomona Dr (Fein Such) mK: DEBTOR SAYS WILL BRING 3 MO DELINQUENCY CURRENT OUTSIDE PLAN plan was completed in March |
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Matter ResolvedRequest Adjourment | 26 | 5/17/2023 9:00 am | 19-24822 / CMG | Brian S. Thomas, Esq. | Motion Requesting Redaction | Granted | |
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Matter ResolvedRequest Adjourment | 28 | 5/17/2023 9:00 am | 19-28171 / CMG | PRO SE | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | Debtor obj, made pymt<>ARREARS 772 as of 5/11/23- email to debto Recap $13,724.10 PTD(44 Mos), Then $406 x 40 Begin 6/1/23 this is cares plan 84 mos |
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Matter ResolvedRequest Adjourment | 29 | 5/17/2023 9:00 am | 19-28694 / CMG | Steven J. Abelson, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 6/21/2023 9:00 am | AMT: MP 5/17 debtor obj, filing MP<>ARREARS as of 3/16 are $22,128. Last pay 9/30/23 Mp 1st payment due in April atty says debtor has K to sell residence |
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Matter ResolvedRequest Adjourment | 30 | 5/17/2023 9:00 am | 19-31842 / CMG | John Zimnis, Esq. | Creditor Certification of Default | Continued 6/7/2023 9:00 am | Mk Creditor agrees to conduit - CIRCULATE ORDER 4/17 AMT: TR LTR REQUESTING CONDUIT<> Debtor obj<>PHH/Bolton Ln (RAS) MK: post pet arrears $4,916.47 as of 3/7/23 debtro says will cure before hearing Tr motion on 6/7/23 arrears $2,646 .Plan will not complete in 60 mos |
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Matter ResolvedRequest Adjourment | 31 | 5/17/2023 9:00 am | 19-32648 / CMG | Andrew Thomas Archer | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 6/21/2023 9:00 am | Debtor obj, can pay $3,000 & requests recap<> ARREARS 12,934 last pay 2/1/23 5/15/23(mk: atty says debtor to drop off 3,000- that hardly makes a adj to get current and recap |
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Matter ResolvedRequest Adjourment | 32 | 5/17/2023 9:00 am | 19-33238 / CMG | PRO SE | Motion Relief from Stay (Fee) | Continued 5/23/2023 10:00 am | Debtor obj, made pymt<>MORTGAGEE, SPECIALIZED LOAN / Lambert St (PLUESE, BECKER)<> pp arrears $5,655 through April, 2023 |
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Matter ResolvedRequest Adjourment | 33 | 5/17/2023 9:00 am | 20-11160 / CMG | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 6/7/2023 9:00 am | Debtor obj, made pymt/requests recap for remaining arrears<<>> Debtor made 12,582 payment on 4/3/23. arrears as of 5/11/23 are $6,381 - need to resolve creditor cert of default and then deal with this motion. That was marked OTBS on 5/3/23- NO ORDER YET- it was to be a conduit order Tammy says: Debtor made two payments that totaled $12,584. 25 (debtor's mother gave her the $), which leaves a total amount due of $4251, that includes April. Can a recap be done |
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Matter ResolvedRequest Adjourment | 34 | 5/17/2023 9:00 am | 20-14110 / CMG | Brian W. Hofmeister, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | needs amended cert by TR arrears and SV (doc #39)<> SV/FULTON; ARREARS 10,712. last pay 1/5/23 |
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Matter ResolvedRequest Adjourment | 35 | 5/17/2023 9:00 am | 20-16741 / CMG | Justin M. Gillman, Esq. | Motion Relief from Stay (Fee) | Continued 6/21/2023 9:00 am | mk: adj to 6/21/23 for ongoing settlement discussions Debtor obj, making pymts to tax collector; requesting tax info<>PHH MTG/Borghaus Rd (McCALLA RAYMER) MK:post petition escrow advances by creditor as of 3/1/23 $3,556.64 |
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Matter ResolvedRequest Adjourment | 36 | 5/17/2023 9:00 am | 20-19971 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 7/5/2023 9:00 am | Debtor obj<>ARREARS 5,474 as of 5/11/23 last pay 12/9/23 debtor had employment issues. now just getting back on track- needs time and a recap . 1st hearing date adj to july and do recap |
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Matter ResolvedRequest Adjourment | 37 | 5/17/2023 9:00 am | 20-21949 / CMG | Daniel E. Straffi, Esq. | Creditor Certification of Default | Continued 6/21/2023 9:00 am | 5/17/: NEEDS CONDUIT ORDER Debtor obj<> SELENE FINANCE/Marshall Ave (Pincus) STATUS? IS DEBTOR CURRENT? MK: creditor says:5,765.95 due debtor says income is seasonal and fell behind in Wintertime. Will be current by 5/1/23 |
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Matter ResolvedRequest Adjourment | 38 | 5/17/2023 9:00 am | 21-10817 / CMG | Karina Pia Lucid, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | Debtor obj, will pay<>ARREARS as of 5/10 are $253 RECAP IS $13,241(28 mos) PTD Then $509 x 32 begin 6/1/23- email to atty-ok to terms |
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Matter ResolvedRequest Adjourment | 39 | 5/17/2023 9:00 am | 21-14552 / CMG | Jonathan Goldsmith-Cohen, Esq. | Motion Relief from Stay (Fee) | Continued 6/7/2023 9:00 am | SANTANDER CONSUMER / 2017 Ford Explorer(MORTON) 5/17/23: late opp'n filed by debtor- needs 2 week adj -has reached out to Creditor for consent |
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Matter ResolvedRequest Adjourment | 40 | 5/17/2023 9:00 am | 21-16548 / CMG | STEPHANIE SHRETER, ESQ | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Granted | ARREARS $2,392 as of 5/11/23. Last pay 1/5/23 |
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Matter ResolvedRequest Adjourment | 41 | 5/17/2023 9:00 am | 21-17183 / CMG | Joan Sirkis Warren, Esq. | Motion Relief from Stay (Fee) | Granted | PHH MTG / Washington St (ROBERTSON, ANSCHUTZ) |
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Matter ResolvedRequest Adjourment | 42 | 5/17/2023 9:00 am | 21-17278 / CMG | Warren Levy, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | 5/16/23:mk sent email to atty Debtor obj, will pay $1,000 & requests recap<> ARREARS 2,421 as of 5/11/23. made recent April payment |
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Matter ResolvedRequest Adjourment | 43 | 5/17/2023 9:00 am | 21-17313 / CMG | Bruce C. Truesdale, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 6/7/2023 9:00 am | Debtor obj<>SV/WILMINGTON; ARREARS Motion to Re Impose stay 6/7/23 |
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Matter ResolvedRequest Adjourment | 44 | 5/17/2023 9:00 am | 21-18253 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | Debtor obj, will pay and wants recap<> ARREARS 2,518 as of 5/11/23 5/11/23(mk: Recap is $12,607.14 PTD(19 mos) Then $905 x 41 Begin 6/1/23 TFS -email to atty- ok to terms |
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Matter ResolvedRequest Adjourment | 45 | 5/17/2023 9:00 am | 21-18939 / CMG | Vera Fedoroff, Esq. | Creditor Certification of Default | Continued 6/7/2023 9:00 am | NEED STATUS ON THIS? parties agree to adj to 6/7 as waiting for word form client to verify debtor is current 5/3/23: debtor wants adj- made payment and will make another payment Debtor obj<> SANTANDER/2017 VW Jetta (Morton) Creditors says: $526.35 x 3 = $1,573.94 Debtor says: got laid off- now have new job . Will pay $750 on 4/29 and can be completely current by 5/17/23 |
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Matter ResolvedRequest Adjourment | 46 | 5/17/2023 9:00 am | 21-18995 / CMG | Russell L. Low, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | MIDFIRST BANK/Vine Street (GROSS) Mk: total post petition due $6,439.80(Nov-Feb 4 x 1,609.95 5/11/23(mk): settled and Order submitted: Terms= cures arrears outside plan |
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Matter ResolvedRequest Adjourment | 47 | 5/17/2023 9:00 am | 22-11652 / CMG | John Zimnis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Granted | SV/NEW REZ ARRERAS AS OF 5/11/23 $4,458 |
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Matter ResolvedRequest Adjourment | 48 | 5/17/2023 9:00 am | 22-11872 / CMG | ROBERT G SWAN, ESQ | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | SV/US BANK; ARREARS $6,936. LAST PAY 12/5/22 |
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Matter ResolvedRequest Adjourment | 49 | 5/17/2023 9:00 am | 22-12010 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, requests recap; LM in review<>SELENE FINC/WILMINGTON SAVINGS/ Eight Ave (ROBERTSON, ANSCHUTZ) APPLICATION TO EXTEND LOSS MIT FILED 5/10/23 5/16/23(mk); OTBS Resolution Details: Loan in loss mitigation review; period to terminate 9/1/23 or pursuant to loss mitigation order; $1200.00/month APP |
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Matter ResolvedRequest Adjourment | 50 | 5/17/2023 9:00 am | 22-12013 / CMG | Eugene Roth, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 6/21/2023 9:00 am | MP filed 5/10 SV motion filed and on for 6/21 Debtor obj, filing MP<>FAILED TO SELL FOREST GLEN COURT PPTY WITHIN 6 MO OF 9/21/22 CONF Mk: conf has LM w/ in 6 mos atty now wants to file a MP to sell property. |
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Matter ResolvedRequest Adjourment | 51 | 5/17/2023 9:00 am | 22-12351 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | FAILED TO LM BY 7/11/22 EXTENDED LOSS MIT EXPiRED 3/1/23; FAILED TO FILE PRE CONF CERT BY 7/11/22 The application to extend Loss mit was w/ d 4/5/23 arrears 1,000. last pay 3/2/23 |
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Matter ResolvedRequest Adjourment | 52 | 5/17/2023 9:00 am | 22-12546 / CMG | John Zimnis, Esq. | Trustee Certification of Default | Trustee Order | 5/15/23: atty has proof of 2500 Recap would be 54,087 PTD 2,500 by 5/26/23 then 6,574 x 46 begin 6/1/23. 5/11/23: Payment posted for 3,500 on 5/8/23 ARREARS as of today are 9,704 Debtor obj, gave a payment to atty<> ARREARS 6,786 as of 4/26/23 Inconsistent pay history- did make payment in April for $6,050 Motion for comp on 5/17 $1600 |
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Matter ResolvedRequest Adjourment | 53 | 5/17/2023 9:00 am | 22-13077 / CMG | Brad J. Sadek, Esq. | Motion Approve Compromise Under Rule 9019 | Granted | mk: PI case settled gross 15,000 less atty fees for Sp counsel $9,333.96 who was retainednet $5,656.04- EXEMPT Amended C filed 4/14/23 |
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Matter ResolvedRequest Adjourment | 54 | 5/17/2023 9:00 am | 22-13096 / CMG | George E Veitengruber III | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 6/7/2023 9:00 am | atty says filed Mp adj request uploaded FAILED TO LM BY 4/1/23 |
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Matter ResolvedRequest Adjourment | 55 | 5/17/2023 9:00 am | 22-13688 / CMG | BENJAMIN JAMIE GINTER | Creditor Certification of Default | Withdrawn | 5/4 AMT: CREDITOR ATTY EMAIL/WILL BE WITHDRAWING DEF CERT<<>> 4/24/23(mk); Debtor says current and creditor is checking on status. Reply=payments applied. Debtro due for April w/ $145.63 in suspense Debtor says: The following payments have been made: Feb - $2,264.61 (conf# 918 225 412) - paid 4/19 Mar - $2,264.61 (conf# 301 067 119) - paid 4/20 Apr - $2,264.61 (conf# 624 118 529) - paid 4/21 3/15/23(mk):creditor says client has not advised position on conduit. DEBTRO TO BE CURRENT THRU MAY WITH ALL MTG PAYMENTS PER CMG $2200.46 reg mtg payment . arrears 6600.26 but debtor says he made payments yesterday and today 3/15: parties say needs judge 2/27/23(mk: debtor says made payments . wants 2 week adj to 3/1/23 and creditor is discussing conduit w/ client. 2/24 amt: TR LTR REQUESTING CONDUIT (PREVIOUSLY REQUESTED AT 10/2022 HEARING)<<>> Debtor obj<> FAY SVS/Deerfield La (Friedman Vartolo) due $4529.23 as of Jan. /debtor says he's current |
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Matter ResolvedRequest Adjourment | 56 | 5/17/2023 9:00 am | 22-13754 / CMG | Warren Brumel, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 6/21/2023 9:00 am | NEED STATUS ON THIS.- email to atty. Per atty LM is pending and request last 30 day adj and will file Mp to extend if no answer before 6/21/23 Debtor obj<>SV/DEUTSCHE; FAILED TO LM BY 12/31/22 mk: debtor pursuing LM-there was a misdirection of LM docs w/ lender and miscommunications. debtro providing add'l docs and lender is reviewing . says needs 60 days |
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Matter ResolvedRequest Adjourment | 57 | 5/17/2023 9:00 am | 22-14089 / CMG | Georgette Miller, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: MP 5/17*<< HR>> Debtor obj<>FAILED TO LM BY 12/31/22 MK: MP #51 filed 4/11/23 and obj. to that plan filed by Dupont for Credit Union |
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Matter ResolvedRequest Adjourment | 58 | 5/17/2023 9:00 am | 22-14323 / CMG | MARK G CARUSILLO | Creditor Certification of Default | Order to be Submitted | 5/17/23: mk: TR CONDUIT ORDER (AMT: DRAFT TO PARTIES-NEED CREDITOR INFO) 5/16/23(mk): Order submitted resolving- debtor is current- BUT TR requested Conduit back in April and there are also Tr arrears of 2,131. NEED STATUS 5/4/23(mk); creditor to confirm receipt of funds 5/2/23(mk): email form debtro atty to creditor atty- says past due balance was deposited by creditor- IS THIS RERSOLVED? 4/18/23(mk) creditro needs 30 day adj to 5/17 to confirm account is current 4/17/23(mk):creditor, P Raymond will discuss conduit w/ client DEBTOR ATTY email says was not aware of conduit till rec"Dd TR letter and debtor has a check for arrears to cure in total , just needs to know correct address to mail it to. 4/17 AMT: TR LTR REQUESTING CONDUIT<> NEED STATUS Debtor obj<> Nationstar/ Sefton Circle (McCalla) MK: post pet default $1,802.90 as of 2/7/23. DEBTOR SAYS HE IS CURRENT 3/10/23: creditor request to adj for settlement negotiations |
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Matter ResolvedRequest Adjourment | 59 | 5/17/2023 9:00 am | 22-14409 / CMG | Seymour Wasserstrum, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 6/7/2023 9:00 am | 5/17/23:MK: email to atty - NS on this moiton FAILED TO LM BY 1/2/23 |
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Matter ResolvedRequest Adjourment | 60 | 5/17/2023 9:00 am | 22-14937 / CMG | John F. Bracaglia, Jr., Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Debtor obj, trial period completed/pending final approval<>FAILED TO LM BY 3/1/23 5/9/23- ORDER ENTERED APPROVING LM ------------------------ 5/1/23:MK; MOTION TO APPROVE THE LM FILED 4/24/23 AND OBJ DEADLINE IS 5/8 |
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Matter ResolvedRequest Adjourment | 61 | 5/17/2023 9:00 am | 22-15047 / CMG | Kevin C. Fayette, Esq | Motion Relief from Stay (Fee) | Order Previously Submitted | Debtor obj, can pay and requests recap over 6 mo<>NEW JERSEY HOUSING MTG FINC/ Ewing St (POWERS) 5/16/23(mk): Order submitted today - cure |
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Matter ResolvedRequest Adjourment | 62 | 5/17/2023 9:00 am | 22-15195 / CMG | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 6/21/2023 9:00 am | mk: 6/21/23 to be totally current Debtor obj<>ARREARS as of 5/15 /23 $5,538 Recap $24,007 PTD Then 2,899 x 49 Begin 6/1/23 TFS- email to atty sent him a case report |
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Matter ResolvedRequest Adjourment | 63 | 5/17/2023 9:00 am | 22-15920 / CMG | Andrew B. Finberg, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | 4/24/23(mk): Order submitted resolving motion - 1 lump sum od $1,731.55 by 4/30/23 Debtor obj, paid $7,000; will be current through March<>JPMORGAN CHASE/Coopertown Rd (McCALLA RAYMER) MK: post pet arrears $5,658.69 as of 2/15/23 |
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Matter ResolvedRequest Adjourment | 64 | 5/17/2023 9:00 am | 22-16107 / CMG | Eugene Roth, Esq. | Creditor Certification of Default | Order to be Submitted | 5/17/23mk: CONDUIT- CIRCULSTE ORDER (amt: draft to parties/need creditor info)<<>> 5/11/23(mk: NEED STATUS 4/17/23(mk): Creditor, Selene (John Monari from Pincus firm) uploaded adj. request to 5/17 as he is waiting for proof of receipt of funds from debtor) mk: debtor atty says payments were already made to Selene so conduit not needed - creditor waiting for $ to clear AMT: TR LTR REQUESTING CONDUIT<<>> Debtor obj<> SELENE FINANCE/Diamond Lane (Pincus) Debtor says current through March mk: post pet arrears $4,519.92 Debtor says:I made the payments referenced in the CoD to Nationstar in accordance with the terms of the subject 12/21/22 Order. However, I have been advised that in the interim, my loan was transferred to MCLP and my prior payments were never negotiated or transferred by Nationstar to the new lender. We have reached out to counsel to attempt to resolve the matter and have offered to reissue the payments |
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Matter ResolvedRequest Adjourment | 65 | 5/17/2023 9:00 am | 22-16182 / CMG | David G. Beslow, Esq. | Application to Extend Loss Mitigation | Continued 6/7/2023 9:00 am | Deutsche obj (RAS<> DEBTOR APP TO EXTEND LOSS MIT TO 6/30/23 3rd application to extend loss mit. Per creditor- LOSS MIT WAS DENIED ON 3/2/23 AND NO APPEAL WAS TAKEN. No AP payments are being made. Debtro says : Not true that appeal was not uploaded to portal- will seek ad creditor agrees to 2 wek adj for debtor complete LM appeal and creditor response |
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Matter ResolvedRequest Adjourment | 66 | 5/17/2023 9:00 am | 22-16411 / CMG | Donald C. Goins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | MP filed on 5/17/23>> Removed form HR- creditor Nationstar obj filed 5/12/23<< MFR(Nationstar) 5/3/23 Debtor obj<> FAILED TO OBTAIN LM BY 2/28/23 |
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Matter ResolvedRequest Adjourment | 67 | 5/17/2023 9:00 am | 22-16636 / CMG | Joan Sirkis Warren, Esq. | Motion Relief from Stay (Fee) | Granted | KUBOTA CREDIT (STEWART LEGAL) |
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Matter ResolvedRequest Adjourment | 68 | 5/17/2023 9:00 am | 22-16850 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Granted | PERITUS PORTFOLIO / 2016 Chevyu Cruze (MORTON) |
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Matter ResolvedRequest Adjourment | 69 | 5/17/2023 9:00 am | 22-17273 / CMG | Andrew Thomas Archer | Motion File Claim After Claims Bar Date | Withdrawn | MTN TO ALLOW LATE CLM/TECHBIZ |
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Matter ResolvedRequest Adjourment | 70 | 5/17/2023 9:00 am | 22-17273 / CMG | Andrew Thomas Archer | Motion File Claim After Claims Bar Date | Order Previously Submitted | JEMLIGHT LLC MTN TO PAY FILE LATE IN PLAN (Pellegrino) MK: CO submitted 5/8/23- file and pay late claim |
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Matter ResolvedRequest Adjourment | 71 | 5/17/2023 9:00 am | 22-17311 / CMG | David G. Beslow, Esq. | Motion Relief from Co-Debtor Stay | Continued 6/7/2023 9:00 am | mk:attys still tryin gto resolve Debtor opp'n>SANTANDER/2018 toyota highlander (MORTON) 5/10/23: STATUS? was pay history supplied? 4/5/23: debtor looking for 30 day adj for creditor to provide payment history |
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Matter ResolvedRequest Adjourment | 72 | 5/17/2023 9:00 am | 22-17473 / CMG | Peter E. Zimnis, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | PERITUS PORTFOLIO / 2015 Jee[ Renegade (MORTON) |
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Matter ResolvedRequest Adjourment | 73 | 5/17/2023 9:00 am | 22-18682 / CMG | Daniel E. Straffi, Esq. | Creditor Certification of Default | Granted | Debtor obj, pending sale<>NATIONAL CAPITAL MANAGEMENT/Opal Court ( Friedman Schuman) Creditor failed to pay all post pet due. Debtor says has K of sale on property. TR MOTION 6/7/23- failed to file MP when plan on 3/15/23 was W/D MP FILED AND ON FOR 6/7/23- |
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Matter ResolvedRequest Adjourment | 74 | 5/17/2023 9:00 am | 22-18827 / CMG | Lee M. Perlman, Esq. | Motion Relief from Co-Debtor Stay | Continued 6/21/2023 9:00 am | mk: adj to 6/21/23 for ongoing settlement discussions Debtor obj, made pymts<>FEDERAL HOME LOAN/ Rocky Brook Court (McCALLA RAYMER) debtor says made the payments |
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Matter ResolvedRequest Adjourment | 75 | 5/17/2023 9:00 am | 22-18852 / CMG | Karina Pia Lucid, Esq. | Motion Relief from Co-Debtor Stay | Order Previously Submitted | AMT: TR LTR REUQESTING CONDUIT<> Debtor obj, filing MP to add pp<>WELLS FARGO / S. 7th Ave (BROCK & SCOTT) 5/11/23(mk):arrears $8,033.86 cap. into plan and debtor to file a MP in 15 days from entry of the order. |
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Matter ResolvedRequest Adjourment | 76 | 5/17/2023 9:00 am | 22-19020 / CMG | Justin M. Gillman, Esq. | Motion Relief from Co-Debtor Stay | Continued 6/7/2023 9:00 am | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj<>NEWREZ/SHELLPOINT - Mermaid Ave (McCALLA RAYMER) Mk: post petition arrears $5,134.27 ( 121/22-2/1/23) Debor says made some payments and can cure rest over time |
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Matter ResolvedRequest Adjourment | 77 | 5/17/2023 9:00 am | 22-19209 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Debtor obj, filed docs<>FAILED TO FILE PRE CONF CERT W/I 7 DAYS & FAILED TO FILE MOITON TO APPROVE lm Motion to Approve a LM on for 6/7/23 AND PRE CONF CERT FILED |
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Matter ResolvedRequest Adjourment | 78 | 5/17/2023 9:00 am | 22-19359 / CMG | Steven J. Abelson, Esq. | Motion Compel | Order to be Submitted | MTN TO ENFORCE STAY RE TENQANCY ACTION AGAINST DEBTOR |
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Matter ResolvedRequest Adjourment | 79 | 5/17/2023 9:00 am | 22-19389 / CMG | MICHELLE LABAYEN | Motion Determine Validity of Payment Change | Withdrawn | 5/17 amt: Status Change/withdrawn<<>> Wells Fargo obj (Brock & Scott)<>DEBTOR'S OBJ TO NTC OF MTG PYMT CHANGE/WELLS FARGO BANK #4-1 |
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Matter ResolvedRequest Adjourment | 81 | 5/17/2023 9:00 am | 22-19389 / CMG | MICHELLE LABAYEN | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Withdrawn | amt: Status Change/withdrawn<<>> Wells Fargo obj (Brock & Scott)<>MTN TO EXPUNGE WELLS FARGO POC 3 & 4 |
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Matter ResolvedRequest Adjourment | 80 | 5/17/2023 9:00 am | 22-19389 / CMG | MICHELLE LABAYEN | Motion Determine Validity of Payment Change | Withdrawn | Wells Fargo obj (Brock & Scott)<>DEBTOR OBJ TO NTC OF MTG PYMT CHANGE/WELLS FARGO #3-1 |
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Matter ResolvedRequest Adjourment | 82 | 5/17/2023 9:00 am | 22-19850 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | FAILED TO ADDRESS TD PER PLAN CLAIM |
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Matter ResolvedRequest Adjourment | 83 | 5/17/2023 9:00 am | 22-19850 / CMG | Robert Cameron Legg, Esq. | Motion File Claim After Claims Bar Date | Granted | MTN AUTHORIZING TRUSTEE TO PAY TD LATE CLM #11-1 |
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Matter ResolvedRequest Adjourment | 84 | 5/17/2023 9:00 am | 22-20077 / CMG | Eric J. Clayman, Esq. | Motion Relief from Stay (Fee) | Granted | SANTANDER/2017 Lexus CONSUMER (MORTON) |
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Matter ResolvedRequest Adjourment | 85 | 5/17/2023 9:00 am | 23-10310 / CMG | Steven J. Abelson, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | debtor opp'n>>SELENE FINC /Coventry Terrace (ROBERTSON, ANSCHUTZ) Debtors says they are current 5/15/23:OTBS Resolution Details: Debtor currently due for March - May less $1693.97 in suspense for a total due of $3,424,12. Order providing for immediate cure; fees; standard default clauses. |
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Matter ResolvedRequest Adjourment | 87 | 5/17/2023 9:00 am | 23-10375 / CMG | Richard F. Fried, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | 5/16/23(mk): debtor atty email; says post pet brought current. AMT: TR LTR REUQESTING CONDUIT<> Debtor obj, made pymt<>FREEDOM MTG /Chestnut St (BROCK & SCOTT) creditor: $7,149.66 post pet due as of 4/6/23. Debtor says made payments $4500 not accounted for. |
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Matter ResolvedRequest Adjourment | 86 | 5/17/2023 9:00 am | 23-10375 / CMG | Richard F. Fried, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Continued 6/21/2023 9:00 am | creditor(Susan Jairdullo) obj(Scott Goldstein)<>MTN TO EXPUNGE/MODIFY CLM #6 mk: CLAIM IS FILED AS PRIORITY FOR DSO debtor seeks to modify to guc b/c based upon equitable distribution and medical issues and not in the nature of Support |
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Matter ResolvedRequest Adjourment | 88 | 5/17/2023 9:00 am | 23-11586 / CMG | Kevin C. Fayette, Esq | Motion Relief from Stay (Fee) | Moot - Dismissed | KRIEGMAN & SMITH (ANTHONY LANDOLFI) |
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Matter ResolvedRequest Adjourment | 89 | 5/17/2023 9:00 am | 23-11722 / CMG | Jeffrey E. Jenkins, Esq. | Motion Confirming Automatic Stay is Not in Effect | Granted | MOTION BY LANDLORD EAST COAST LUMBERTON APTS conf 5/3/23 MFR on 5/17/23 by Flagship( Morton) |
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Matter ResolvedRequest Adjourment | 90 | 5/17/2023 9:00 am | 23-11722 / CMG | Jeffrey E. Jenkins, Esq. | Motion Relief from Stay (Fee) | Granted | FLAGSHIP CREDIT/2018 Dodge Ram (MORTON) |
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Matter ResolvedRequest Adjourment | 91 | 5/17/2023 9:00 am | 23-12027 / CMG | Vera Fedoroff, Esq. | Motion Dismiss Case | Granted | DEBTOR MTN TO DISMISS |
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Matter ResolvedRequest Adjourment | 92 | 5/17/2023 9:00 am | 23-12336 / CMG | MaryBeth Schroeder, Esq. | Motion Dismiss Case | Continued 6/21/2023 9:00 am | 5/17/23: adj for CO and will adj conf as well to 6/21/23 Debtor obj; atty response to debtor obj<>NON-DEBTOR SPOUSE MTN TO DISMISS (Jules Rossi) Debtor says :St CT matriomonial action - debtro will agree to SV to allow st CT to make decision- case not ripe for dismissal - conf 6/7/23 |
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Matter ResolvedRequest Adjourment | 93 | 5/17/2023 9:00 am | 23-12380 / CMG | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Granted | 5/17/23:mk: email form debtor atty- will not be pressing his objection 5/15/23(mk: per Mr. Brumel- sent CO to debtor atty has not heard back . 5/11/23:NEED STATUS 5/5/23(mk) Parties were talking trying to resolve 5/1/23(mk): Creditor says needs judge - want direct hold for noon- waiing for word from debtor atty Debtor obj<>JOHN & MELVA CHAMBERS/LANDLORD (WARREN BRUMEL) LL says Mo to Mo lease terminated 10/2022. debtor failed to pay rent or vacate and what debtor says in opp'n is untrue - there was no lease w/ option to purchase. See #17 which is creditor reply to debtor opp'n) Debtor says :he and spuose negotiated lease w/ option to buy the prop. |
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Matter ResolvedRequest Adjourment | 94 | 5/17/2023 9:00 am | 23-12597 / CMG | Andrew G. Greenberg, Esq. | Motion to Impose Stay | Continued 6/7/2023 9:00 am | 5/17/23 Mk; BRIDGE ORDER TO EXTEND STAY TO 6/7 JP Morgan obj(McCalla)<>3/30/23 BRIDGE ORDER IMPOSING STAY UNTIL 5/17 HEARING MK: MFR (JP Morgam Chase- L Egerman)w/ Prospective relief on for 6/7/23 conf 6/7 |
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Matter ResolvedRequest Adjourment | 95 | 5/17/2023 9:00 am | 23-12607 / CMG | Bruce W. Radowitz, Esq. | Motion Relief from Stay (Fee) | Granted | QUEENS GATE APT/Landlord (EHRLICH, PETRIELLO) |
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Matter ResolvedRequest Adjourment | 96 | 5/17/2023 9:00 am | 23-13032 / CMG | Otto J. Kostbar, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MTN TO ALLOW POA |
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Matter ResolvedRequest Adjourment | 97 | 5/17/2023 9:00 am | 23-13069 / CMG | Robert Cameron Legg, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MTN TO RESCIND LICENSE SUSPENSION |
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Matter ResolvedRequest Adjourment | 98 | 5/17/2023 9:00 am | 23-13159 / CMG | Daniel E. Straffi, Esq. | Notice of Request for Loss Mitigation | Withdrawn | US BAnk obj (Friedman Vartolo)<> REQUEST FOR LOSS MITIGATION Creditor says LM was Denied and Appeal upheld the denial on 12/16/22 |
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Matter ResolvedRequest Adjourment | 99 | 5/17/2023 9:00 am | 23-13278 / CMG | Warren Brumel, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MTN TO CON'T STAY MK: Timely filed. full pet. and Plan filed. change of circumstances 341 scheduled for 5/18. |
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Matter ResolvedRequest Adjourment | 100 | 5/17/2023 9:00 am | 23-13870 / CMG | John Michael McDonnell, Esq. | Order Shorten Time | Order to be Submitted | mk: limited reinstatement of stay to date of cross motion 6/21/23 >>OST MTN TO CONTINUE STAY -timely filed - says has resolved IRS debt which was cause of prior dismissal. - 341 scheduled for 6/8-some docs uploaded as of 5/16/23- needs 341 date |
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Matter ResolvedRequest Adjourment | 101 | 5/17/2023 9:00 am | 23-13870 / CMG | John Michael McDonnell, Esq. | Motion Cross Motion | Continued 6/21/2023 9:00 am | CROSS MOTION BY US ASSET FUNDING(Hill Wallack) FOR ORDER GRANTING RELIEF FORM THE STAY --CREDITOR SAYS DEBTRO CANNOT REBUT THE PRESUMPTOIN THAT CASE WAS FILED IN GOOD FAIHT BY CLEAR AND CONVINCING EVIDENCE |
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Matter ResolvedRequest Adjourment | 102 | 5/17/2023 9:00 am | 23-13878 / CMG | Robert Cameron Legg, Esq. | Order Shorten Time | Order to be Submitted | mk; Ct will extend stay 7/5/23 OTBS >>OST<< MTN TO EXTEND STAY -Timely filed -debtro says change of circumstance -341 on 6/8/23- docs submitted creditor says had SV in last case- presumption of bad faith- debtor not addressed- don't see that there was a chg in circumstances |
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Matter ResolvedRequest Adjourment | 103 | 5/17/2023 10:00 am | 19-26994 / CMG | DANIEL L. REINGANUM | Confirmation Hearing Scheduled | Confirmed | AS of 5/9/23(mk):atty ok to terms >Debtor has no made May payment yet. If one is made then i will rework #s . **NEEDS TO CONFIRM AT 35,771 PTD, Then $952 x 16 Begin 6/1/23 BASE. Plan is a total of 60 mos. Must file application for supplemental atty fees of $1500 within 7 days of confirming order. MP Proposes:$860 x 19 BEG 4/2023; BASE EXTEND PLAN DURATION AND REDUCE MONTHLY PAYMENT Plan has run 44 mos . 16 mos remain begin 6/1/23. Plan now a total of 60 mos |
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Matter ResolvedRequest Adjourment | 104 | 5/17/2023 10:00 am | 19-28694 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | As of 5/12/23 (DS): 1. Still no payment made for April and May, Debtor in arrears $22,128, last payment made 9/30/22. 2. Still need 2021/2022 tax return, plus amended Sched J filed with excessive expenses. 5/3/23 (DS): 1. Debtor has not made any Trustee payments since 9/30/22, arrears $19,362. Mod plan propose to begin payment on April, but no payment made. 2. Mod plan states amended Sched I & J filed, none filed. Will need 2 months recent proof of income and 2021/2022 tax return. AMENDED SCHED I FILED AS WELL AS SCHED J WITH EXCESSIVE EXPENSES IN MAINTENANCE $1,000, MEDICAL $1,500, TRANSPORTATION $500, AND POI PROVIDED, BUT NO TAX RETURNS MP Prop $96,457 PTD; $500 x 9 begin 4/1/23; Dollar Base $114,000 and Sale of Honeysuckle Dr by 12/31/23 - Debtor propose to sell residence |
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Matter ResolvedRequest Adjourment | 105 | 5/17/2023 10:00 am | 20-21659 / CMG | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Plan Denied | 5/16/23: mk: atty wants plan denied an MP in 14 days Lm was denied. will file opp'n to creditor cert of default. reminder set for Mp in 14 days as of 5/9/2023 (JMA) ok to confirm at $14,146 paid to date, $778x29 begin 6/1/2023 100% plan -with loan modification completed on or by 12/1/2023 -Trustee to strike Part 3a of Modified plan as to IRS and State of NJ, no claims filed and bar dates have passed proposed plan $12,932 paid to date, $607x31 begin 4/1/2023 100% plan loan mod 6 months from confirmation paid in $14,146 29 months to go of 60 month plan |
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Matter ResolvedRequest Adjourment | 106 | 5/17/2023 10:00 am | 22-13537 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 5/3/2023 (at): RECOMMEND: $5,080 PAID TO DATE, $240 x 23 BEGINNING 6/1/2023, BASE WITH A MINIMUM OF $3,040 TO UNSECURED CREDITORS Need amended Schedules B/C per 7/2022 confirmation order within 7 days of confirmation of modified plan. 1. Need updated income for the debtor and co-debtor. (RECEIVED) 2. Need amended I and J. (AMENDED) MP proposes: $240 x 26 beginning 3/1/2023, not less than $3,040 to unsecured creditors Arrears: $1,420 (part 1a: reducing length of plan to 3 year plan part 4a: removing cure of mortgage part 4f: adding mortgage to be paid outside of plan as per loan modification agreement) |
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Matter ResolvedRequest Adjourment | 107 | 5/17/2023 10:00 am | 22-14089 / CMG | Georgette Miller, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 5/10/23(mk);Updated- email to atty- ok to terms Work up on Plan #51 **CAN REC CONFIRM AT $3,600 PTD, Then $733 x 48 Begin 6/1/23 Base w/ min to gucs of $1,245 Due to NE Equity in real property. Trustee is authorized to pay Credit Union of NJ secured claim $2-1 in the amount of $4,524.97 through the plan. Need application for supplemental fees and Order to pay $500** MP Proposes:$300 X 11; $635 X 49; BASE Plan has run 12 mos and 48 remain Order submitted 5/10/23: pays secured claim in POC #2 and 3 1. Trustee Obj: -plan was flat fee and there is a balance due of $1,667.40 to atty- Plan adds $500 to Firm Dillworth Paxson- Need appl for supp fees and Order to pay this |
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Matter ResolvedRequest Adjourment | 108 | 5/17/2023 10:00 am | 22-14193 / CMG | Eugene Roth, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 5/11/2023 (DM): updated 5/17/23 MK: #1 is resolved to pay at sale - OTBS 30 days resolving objection. ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $16,632 PTD, THEN $1,512 x 18 STARTING 6/1/23, 100% PLAN, SALE OF MIMI DR PROPERTY BY 11/1/23, OTBS ON LOANCARE OBJECTION WITHIN 30 DAYS, NO FURTHER PAYMENT OR RESERVE BY TRUSTEE ON LOANCARE POC (7-1) PENDING THE SALE*** 5/19/23(sf) correction: Per DM Confirm plan for 36 months instead of 30. Plan will pay off early. 1) LoanCare (RAS) OBJs - $231,531.35 arrears on Mimi Dr property and sale is speculative (UNRESOLVED). 2) Trustee OBJ: - Plan needs to be a minimum of 36 months. Confirmed Case: $1,512 x 60, Base Plan Prop. MP: Ptd, $1,512 x 10 start 5/1/23, 100% Plan - sale of Mimi Dr within 6 months PTD = $16,632 Last Claim (2-3) dated 10/20/22 |
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Matter ResolvedRequest Adjourment | 109 | 5/17/2023 10:00 am | 22-14681 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 5/11/23 (SF) RECOMMEND $370178 PTD, $1528 X 50 (BEGIN 5/1/23) 100% PLAN W/ MIN $2941 TO GUCS PER N/E EQUITY IN REAL ESTATE; LOAN MOD BY 12/31/23 - PAY ARREARS TO THE BANK OF NY MELLON - STRIKE TRENTON WATER WORKS SECURED PER PLAN CLAIM. UNSECURED CLAIM FILED - LOW BASE - FILE PRE CONFIRMATION CERT WITHIN 14 DAYS 5/5/23(mk): CMG gave debtor a deadline to apply for Loss Mit at last hearing. atty emailed letter dated 4/24/23 from agent of Sp>Loan Svcs saying debtor's package is complete. 30 days to review 4/19/23: mk: Interim order to be submitted Lm app submitted by 4/26/23 and conf 5/17. TR REC DISMISSAL adj to 4/5/23-PEREMPTORY - NFA must be current including April TRF auto pay AS OF 4/11/23(SF) STILL NOT CURRENT($2,998 arrears- very bad pay history) 1 Trenton Water Works filed unsecured claim. The plan proposes to pay as secured. If plan confirmed at 100% this will be paid. 2. The plan proposes to pay post petition arrears of $3926.54. There is no order entered yet for post petition arrears. The Motion for Relief was marked OTBS back in December. Also, will there be conduit payments set up? (PER MK NO CONDUIT) STILL NO ORDER RESOLVING MOTION FOR RELIEF 3. Objection filed by Specialized loan Servicing (Stewart) - Plan fails to provide for prompt loan mod. 12/31/23 is unreasonable; post petition arrears are higher than plan amount. Correct amount is $8,003. (ORDERS SUBMITTED) 4. Trustee objection: - There is $8,722.00 in non exempt equity in the residence. (DUE TO HIGHER CLAIM EQUITY IS NOW $2941) PLAN WILL REQUIRE 100% - Need to file Pre-Confirmation Certification. Plan proposes $600 PTD, $1500 X 53 Base, Loan mod by 12/31/23 Payments: 9/11 Arrears: $2998.22 |
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Matter ResolvedRequest Adjourment | 110 | 5/17/2023 10:00 am | 22-15172 / CMG | Brian W. Hofmeister, Esq. | Confirmation Hearing Scheduled | Confirmed | 5/8 workup for the 5/17 calendar EDC - Atty ok with terms CAN CONFIRM AT: $14000 paid then $200 x 49 beg 6/1/23 loan mod by 5/31/23---A modified plan must be filed by 5/31/23 if the debtor is unable to obtain a loan modification by that date---The trustee will not pay mortgage arrears pending the loan modification--OTBS with Chase within 30 days Deadline for Lm is 5/31 **attorney supplied bank statements ok edc AR RESOLVE OR HOLD ***Order submitted resolving JP Morgan Chase obj, to conf(see #1 below). Terms=LM including CT Approval by 5/31/23.If no LM by deadline file MP to cure or surrrender. AP Paments outside to lender--STILL NO INFORMATION REGARDING THE 2022 BANK ACCOUNTS, HE SENT RECENT 2023 BUT WE DON'T NEED THOSE FOR THE T/H-2 EMAILS SENT EDC AR RESOLVE OR HOLD 3/7 workup for the 3/15 calendar EDC ****--Changed from payment of over $3000 monthly to $200 monthly which is OK due to mostly SS income BUT NEEDS $33,580 to gucs due to bank accounts EQUITY. Email sent to attorney about paying over a lump sum amount of money in the bank to lower the trustee payments. ***** Per email, Will review equity and make sure calculation is based on joint ownership but missing verification of account number 5676. I have the 4 other accounts but don't see that one. It looks like the 7203 account makes deposits into that 5676 account regularly. EDC 3/1/23: loss mit package is under review- lm May 31 2023.if no Lm then MP. TR NOT to pay arrears pending LM OTBS in 30 days AR RESOLVE OR HOLD 2/15/23: parties consent to 2 weeks to have decision on LM 3/1 calendar EDC AS OF 1/30/2023 (at): CASE HAS BEEN PENDING SINCE 6/27/2022,--Changed from payment of over $3000 monthly to $200 monthly which is OK due to mostly SS income BUT NEEDS $33,580 to gucs due to bank accounts EQUITY 1. Objection by JP Morgan Chase (Fein Such) - failure to cure arrears of $151,081.89. (UNRESOLVED)- mk: parties will confer and try to resolve 2. P |
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Matter ResolvedRequest Adjourment | 111 | 5/17/2023 10:00 am | 22-16411 / CMG | Donald C. Goins, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 5/17/2023 (at): RECOMMEND: $2,597 PAID TO DATE, $324 x 27 BEGINNING 6/1/2023, LOAN MODIFICATION BY 10/30/2023, BASE Low base pending loan modification. Preserve non exempt equity of $11,764. Objection filed by Nationstar Mortgage (Schiller Knapp) - plan fails to provide for payment of mortgage arrears in the event loss mitigation is unsuccessful. (RESOLVED - COMPLETED PACKAGE BY 6/30/23, LOAN MOD BY 9/30/2023 IF DEBTOR IS DENIED FOR A LOAN MOD THEN DEBTOR MUST FILE A MODIFIED PLAN TO CURE ARREARS) MP proposes: $324 x 36 beginning 9/1/2022, loan modification by 10/30/2023, base Arrears: $319 (Extended time to obtain a loan modification to October 30, 2023) |
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Matter ResolvedRequest Adjourment | 112 | 5/17/2023 10:00 am | 22-17273 / CMG | Andrew Thomas Archer | Confirmation Hearing Scheduled | Confirmed | AS OF 5/11/23 (SF)-atty ok to terms RECOMMEND $7,032 PTD, $1,296 X 52 BEGIN 6/1/23) 100% PLAN - PRESERVE NONEXEMPT EQUITY IN REAL ESTATE OF $608,751 IN CONF ORDER - ONEMAIN FINANCIAL IS CURRENT AND OUTSIDE. DO NOT PAY CLAIM 1. Trustee objection: - There is equity in real property of $441,525.00 for the farm land and $167,226 in the NJ property. Plan proposes $879 x 60 100% Payments: 8/8 RESOLVED ISSUES: 2/15/23(mk): atty has reached out to NJ tax authorities and no response- needs to file a motion - A copy of the homeowner's insurance renewal declaration - for land in Maryland (Farm)MK: this was provided on 2/8/23) -need to file Pre-Confirmation Certification with Court(Filed) -Wells Fargo July 2022 statement shows balance of $621.41, need to provide Trustee with August and September statements(MK: Provided 2/8/23) - Motion to Expunge/Modify claim of State of NJ scheduled for 4/5/23 at 9(no opp'n and PPSD Order reduces claim to $2293) - Wilmington Tax Office has not filed a claim and the gov bar date expired on 3/13/23. (SHOULD THIS CLAIM BE STRICKEN FROM PLAN?) Atty will file late claim and motion to allow (creditor filed late claim and it is allowed per consent order) -must resolve State of NJ estimated claim 17-1. (motion filed) |
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Matter ResolvedRequest Adjourment | 113 | 5/17/2023 10:00 am | 22-17278 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Confirmed | 5/9 workup for the 5/17 calendar EDC - Atty ok with terms. Can CONFIRM AT: $2590 paid then $557 x 52 beg 6/1/23 pro rata - The terms of order dated 1/6/23 remains in full force & effect and shall control treatment of AmeriCredit. 4/20/23(mk): Order submitted on AmeriCredit obj- hearing 4/5- Term= partiesa agree that not w/standing the lang in the MP filed 1/26/23, the terms of order dated 1/6/23 remains in full force & effect and shall control treatment of AmriiCredit 4/5/23: debtor agrees to creditor position on the objection on #2(morford)- OTBS- adj to May to pmake more $ and then will recap it- email atty on recap #s 4/4/23(mk); debtor made a recent payment $600. BAD Pay history. Arrears $3,149 as of now. parties working on resolving #2 stating that terms of prior order control as the plan fails to state creditor will retain their lien and the prior order does have that language. CASE IS 7 MOS OLD 3/24 workup for the 4/5 calendar EDC ****adj to 4/5 to be current::debtor out of work waiting for temp disability to kick in. needs to resolve morton(D. Morford) objection STILL OUT OF WORK - NO MONEY SINCE NOVEMBER NEEDS DISMISSAL 1) Not current with Trustee plan payments. 2) AmeriCreditFinancial Services, Inc. (Morton) objection to second modified plan - need to resolve -modified plan fails to provide for adequate protection payments in the amount of $277 as set forth in the second modified plan -second modified plan also propose motion to partially void lien/reclassify claim as partially secured and partially unsecured - this is not in accordance with the terms of the consent order dated 1/6/2023 3) Trustee objection to confirmation - need to resolve - needs to provide Proof of 2 month's income - for debtor once she returns to work. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $3,100/month for rent proposed plan $492x57 begin 1/2023 base plan paid in $990 arrears $2,765 last claim 19 ------------- |
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Matter ResolvedRequest Adjourment | 114 | 5/17/2023 10:00 am | 22-18083 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Continued 6/7/2023 10:00 am | Mk: adj to 6/7/23 so parties can finally resolved the car issues. 5/10/23: email sent to Cory and Debbie- they need determine and agree on the amounts to be paid through th plan- full pay of cars or pre and post and conduit payments till paid off. They need to enter CO on the 2 motion that were marked OTBS on april 19 and then I will be able to address confirmation 5/5/23(mk): NEED TO GET FINAL NUMBERS ON CONDUIT FOR MTG AND IF 2 CARS ARE FULL PAY OR JUST PRE PET AND CONDUIT FOR POST PET? THEN CAN WORK UP 4/19/23: Parties agreed to conduit on Mtg and 2 cars AMT will circulate Order once she has #s 3/7 workup: Anita is circulating conduit order **att may want conduit to discuss with clients EDC 2/7 workup for the 2/15 calendar EDC OK to pay St of NJ-EDC SEND EMAIL PROPOSING $500 X 12 THEN $1000 X 44 100% issues as of 1/12/2023 (JMA) 1) First Home Mortgage Corporation (KML) objection to confirmation - need to resolve CO RESOLVING OBJ PAY ARREARS THROUGH PLAN PER FILEDCLAIM - pre-petition arrears $1,724.32 2) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Income verifies higher resulting in $951 monthly disposable income. Need to pay disposable income into plan. - Need September 2022 WSFS Bank statement for #7664; need August 2022 and September 2022 Wells Fargo Bank statement for 2728; need September 2022 Wells Fargo Bank statement #7861. PROVIDED STATEMENTS, RESOLVED - Per SOFA Q#15, gambling losses for 2020 were $40,000. - Need to file Pre-Confirmation Certification 3) NJ Division of Taxation filed claim 15 which includes priority claim for $317.55 - not in plan, need to address 4) Santander Consumer USA Inc (2019 Jeep Cherokee) plan proposes to pay arrears $1,735.20, claim i |
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Matter ResolvedRequest Adjourment | 115 | 5/17/2023 10:00 am | 22-18839 / CMG | Regina L. Gelzer, Esq. | Confirmation Hearing on Modified Plan | Dismissed | As of 5/11/23 (DS): 1. Debtor in arrears $1,900, made 4 out of 6 payments, last payment made 3/1/23. 2. ISSUES WHICH REMAIN UNRESOLVED: - DSO Info sheet has ex-spouse receiving alimony payments at Debtor's home address. Needs to be amended. - Need homeowner insurance with personal liability coverage, docs provided is the renewal declaration and missing the declaration page. - Mod plan fails to add Borough of Beachwood filed secured arrears claim $389.19 for water utility expense. - Bar date has passed, no claim filed by Borough of Beachwood for property taxes owed per Plan $18,600. This needs to be stricken and not paid. - No objection to mod plan filed by Mr. Cooper Mtg, plan propose sale by 11/1/23. Mod plan filed 4/3/23, must request adjournment at hearing Mk: 3/28/23: CO resolving MFR in #1 submitted to chambers. Terms post-pet $6,597.96 to be capitalized into plan. Debtor to file a MP in 14 days from entry of the CO providing for the Post pet arrears and funding of same. 4/5/23 (DS): 1. Trustee obj to the following: - Need DSO information form with address of ex-spouse, not Debtor's home address and Homeowner insurance declaration page 2, which shows personal liability coverage, which is missing. - There is non-exempt equity in real property $82,340.21. Cannot be a base plan. No claim filed by Borough of Beachwood for property taxes. 3. Borough of Beachwood filed secured arrears claim $389.19 for water utility expenses, which is not in Plan. Mod plan fails to add. 4. Consent order entered with Mr. Cooper mortgage fails to add if consent was given to sale, refinance or loan mod, but does consent to pay arrears. Mod plan filed to pay arrears and sell propertyIs Trustee to pay arrears and strike all three? Prop Plan $500 x 6 begin 12/1/22; $1,400 x 54 begin 5/1/23; Base and Sale of Walnut St by 11/1/23 Note: IRS claim amended and no longer estimated. MFR resolved consent order |
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Matter ResolvedRequest Adjourment | 116 | 5/17/2023 10:00 am | 22-18918 / CMG | Andrew G. Greenberg, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 5/11/2023 (DM): ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $17,514 PTD, THEN $3,318 x 54 STARTING 6/1/23, 100% PLAN; STRIKE SECURED PLAN TREATMENT TO EAST ORANGE FIREMENS FCU; TRUSTEE STANDARD ORDER OF DISTRIBUTION; PRE-CONFIRMATION CERT SHALL BE FILED WITHIN 7 DAYS; DEBTOR SHALL SIGN UP FOR TFS AUTO PAY WITHIN 7 DAYS*** (mk): Per atty email, debtor has filed NJ returns for 2015, 2016 and 2020 several days ago. Needs an APOC from St of NJ. He also needs to respond to other issues in Tr objection - Adj to 5/17 PEREMPTORY NFA (ALL TAXES HAVE BEEN AMENDED - DM) 1) Must resolve IRS estimated tax claims (AMENDED). 2) Need to resolve State of NJ estimated claims (AMENDED). 3) Plan proves $2,000 treatment to East Orange Firemen's FCU for 2015 Chevy Silverado - no POC filed and Bar Date has expired (STRIKE??) 4) Trustee OBJ: - Excessive Expense: electricity/heat/gas $650, cell/phone/cable/internet $445, clothing $250, car payments $711 and $600. - Form 22c has disposable income $6,298.83, which would require a $377,929.80 minimum dividend to gucs (100% Plan). - The Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution. - Must file Pre-Confirmation Certificate (UNRESOLVED). Prop. Plan $2,963 x 60, 100% Plan PTD 5.5/6 = $17,514 Last Claim (7-2) |
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Matter ResolvedRequest Adjourment | 117 | 5/17/2023 10:00 am | 22-19098 / CMG | Nicholas Fitzgerald, Esq. | Confirmation Hearing on Modified Plan | Confirmed | 5/8 workup for the 5/17 calendar EDC Att OK to confirm per email CONF AT: $5,116 paid then 852 x 5 beg 5/1/23 then 1299 x 49 beg 10/1/23--pro rata with min of $2800 to gucs---Trustee to hold funds on claim 3-1 for NJ unemployment pending resolution within 120 days---OTBS or resolution of NJ claim within 120 days 5/3/23(mk) Atty questioned terms and setrp up :saying the budget does not support the Step Up and is NOT be permissible for the unsecured unemployment insurance debt to be paid at 100 cents on the dollar even IF the State of NJ Unemployment wins the AP they are when the other creditors get a pro rata share and the budget doesn't support the step=-up. ATTY to Contact EDC to try to resolve 4/24 workup for the 5/3 calendar EDC **Since we are holding funds for NJ I proposed this with regular payments and a step up in 5 months that will pay NJ in full they lose the case against NJ. If they win they can file a MP to lower payments and keep at $852.. ....RECOMMEND CONF AT: $5,116 paid then 852 x 5 beg 5/1/23 then 1299 x 49 beg 10/1/23--pro rata with min of $2800 to gucs---Trustee to hold funds on claim 3-1 for NJ unemployment pending resolution within 120 days---OTBS or resolution of NJ claim within 120 days MP filed proposes $852 X 55 BEG 1/2023; MIN $2799.83 -Last issue is the NJ Dept of Labor claim for $23,172 for unemployment benefits. They filed an AP complaint on for 7/7/23 that needs to be resolved--Status?? ---either adjourn until June or add the $23,172 to the plan and hold disbursements ================== 1/18/23 (DS): 1. Trustee obj to the following: - Excessive expenses with car payment $855.24, allowed $588 for 1 car and $1,176 for 2, will deduct the difference on both cars listed on Sched J, which would be $146.24 (MK: says family of 6). - Proof of income verifies that there is disposable income $1,639. OK 4 kids and food expense is low EDC 2. Wells Fargo filed a bifurcated claim, secured $15,050, unsecured $1,729.44 with no ar |
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Matter ResolvedRequest Adjourment | 118 | 5/17/2023 10:00 am | 22-19329 / CMG | Jose R. Torres | Confirmation Hearing Scheduled | Confirmed | As of 5/8/23(mk):ATTY OK TO TERMS **CAN REC CONFIRM AT $6,000 PTD THEN $2,039 x 42, Begin 6/1/23 100%.Plan reduced to total 48 mos.** workup on plan #27- PLAN NEEDS TO BE 100% DUES TO EXCESS INCOME- PLAN LENGTH REDUCED TO TOTAL 48 MOS Trustee objection: -debtors is not paying all disposable income into the plan Verified income leaves monthly disposable income of $5,897.86. Per the 22C, monthly disposable income is $4,369 which requires a minimum dividend of $262,140 to general unsecured creditors or 100% plan. - schedules I & J show dispo income 5,283- needs 100%. ----------RESOLVED------------------ > PHH /Deutche Bank filed a claim on 2nd mtg for total debt of $28, 351.65 .mtg matures in april 2026. Plan has $arrears 3,631.14- ORDER APPROVING LM AND PAYS POST PET ARREARS FILED 5/3/23 > PHH/US Bank Objection(RAS) 1st mtg - filed arrears claim on 1st mtg. $1,904.36. PLAN HAS UNAFFECTED- OK TO PAY? mk: YES PAY- order submitted -PAYS ARREARS Plan:$1000 X 60 BEG 12/2023; BASE 6/6 paymets |
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Matter ResolvedRequest Adjourment | 119 | 5/17/2023 10:00 am | 22-19359 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 5/10/23(mk):atty ok to terms >As of the above date: debtor has not made may payment so **CAN REC CONFIRM AT $4,762 PTD Then $1,066 x 1 Begin 5/26/23, Then $ 1,069 x 53 Begin 6/1/23 Base. Strike Per Plan Claim of Westminster Management. Distribution is Per plan. Must file pre conf cert in 7 days** 1. Motion To Enforce Stay and Compel Cessation of Tenancy Action on 5/17/23. ( creditor LL Quail Ridge( debtor listed his LL as Westminster management) got J'ment of possession while debtor was in bankruptcy- debtor seeks to void the J'ment ,cease all ST. Ct tenancy actions and sanctions for the violation. 1.Trustee Objection: - Plan pays Westminster(Or Quail Ridge) on assumed lease arrears of $1950- NO CLAIM WAS FILED ON THIS- Strike it or file POC and Motion to allow late claim? (PER ATTY STRIKE IT) -Distribution is per plan. - file pre conf cert. ----------RESOLVED--------- . Objection by Wells Fargo( Powers): -plan under estimates arrears claim amount of $52,483.69.(ORDER ENTERED SAYS PAY ARREARS ) Objection by Toyota Motor Credit( Stewart legal): -plan fails to treat arrears claim of $281.24- MP PAYS arrears -need April pay stubs for new job for debtor.(Provided)amended I& J filed 3/16/23 Plan:MP before conf #18: Ptd then $1066 x 56. BASE PTD $4,762 |
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Matter ResolvedRequest Adjourment | 120 | 5/17/2023 10:00 am | 22-19389 / CMG | MICHELLE LABAYEN | Confirmation Hearing Scheduled | Dismissed - Hold Fees | AS OF 5/11/23 (SF) 1. Motion to Expunge Wells Fargo claims 3 and 4 adj to 5/17 at 9 2. Notice of Objection to Notice of Mortgage Payment Change adj to 5/17 at 9 3. Objection filed by Wells Fargo Bank (Fissel) - failure to provide for total debt claim in the amount of $117,598.95 which matures 6/8/25. Arrears are $32,300.27 4. Objection filed by Wells Fargo Bank (Fissel) - failure to provide for claim in plan. Arrears are $715.85 5. Trustee objection: - The current Plan does not specify treatment of Wells Fargo arrears claim under the Plan. - There is $140,522.48 non exempt equity in the residence. Plan proposes $250 x 60 100% Payments: 5/6 Arrears: $250 RESOLVED ISSUES: - A copy of the homeowner's insurance renewal declaration (RECEIVED) - Need to file Pre-Confirmation Certification. (FILED) - Need October and November bank statements for First Atlantic FCU and Wells Fargo acct # 1067. |
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Matter ResolvedRequest Adjourment | 121 | 5/17/2023 10:00 am | 22-19419 / CMG | Andrew Carroll, Esq. | Confirmation Hearing on Modified Plan | Dismissed - Hold Fees | 5/15/23(sf) - Per atty ok to dismiss/hold fees 5/9 workup for the 5/17 calendar EDC MP on 4/6 has LM but stay is lifted (can do LM outside), IRS still estimated, MP does not include $89,000 to unsecured due to t/h ??? ---MP $4420 X 56 BEG 5/2023; LM BY 9/1/2023; BASE 1. Objection filed by SN Servicing (Friedman Vartolo) - plan insufficiently provides for claim of $54,413.33 (Per POC) (STAY VACATED ON 2/15/2023) 2 Trustee's amended objection: (1) The plan has an increased payment from $600 to over $4400 with no updated proof of income or expenses. The disposable income proof provided several months ago shows disposable income of only $150 monthly (2) The plan calls for a loan modification but stay has been lifted on the residence (3) The debtor has failed to provide proof of insurance on the Mercury vehicle (4) The IRS claim is still estimated (5) The plan is not feasible RESOLVED ISSUES: - Need to resolve objection by SN Servicing.(stay lift) - Need to file Pre-Confirmation Certification. (FILED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $5,333.00 when determining disposable income. (AVERAGED/ADDED TO INCOME) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $98,032 in non exempt equity in the residence. (LANGUAGE ADDED) Plan proposes: $600 x 60 beginning 12/1/2022, loan modification by 6/1/2022, base Payments: $4,896.68 credit |
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Matter ResolvedRequest Adjourment | 122 | 5/17/2023 10:00 am | 22-19482 / CMG | PRO SE | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | mk; debtro has registered w/ TFS and adj 30 days to resolve issues- debtor was told to respond to dispo list ISSUES AS OF 5/11/2023 (DM): ***Case was marked Recommend Dismissal for 4/19/23 Confirmation Hearing for all the outstanding reasons below and the only thing done since the adjournment was to file the signed Bankruptcy Petition. Taxes are still estimated, and debtor has failed to properly prosecute her case after 6 months - RECOMMEND DISMISSAL*** 1) IRS filed a $21,538.24 priority claim that includes estimated taxes for 2019 thru 2022 (UNRESOLVED). 2) IRS filed a general unsecured claim that includes estimated taxes for 2016 thru 2019 (UNRESOLVED). 3) Plan proposes a $6,515.62 lien avoidance on an IRS lien - no secured claim filed by the IRS and the IRS was not properly served (STRIKE??) 4) Plan provides $4,300 secured treatment to 147 Mercer Street Realty LLC - no POC filed (STRIKE??) 5) Blue FCU filed$419.64 arrears claim on a 2018 Hyundai Kona not treated in the Plan (OKAY TO PAY??) 6) Trustee OBJ: - The Bankruptcy Petition in not signed (FILED SIGNED PETITION ON 4/19/23). - Need to provide proof of renters insurance with personal liability coverage (UNRESOLVED). - Need to file Pre-Confirmation Certification with Court (UNRESOLVED). - The debtor has insufficient income. - Need proof of income for Oct/Nov for debtor and non-filing spouse (UNRESOLVED). - Need a copy of 2021 tax return for debtor (UNRESOLVED). - Need Sept/Oct statements for non-filing spouse's account with Navy FCU (UNRESOLVED). - Need amended Sch C to specify the dollar amount of each exemption (UNRESOLVED). - Need amended Sch J to remove the $4,200 payment to the IRS - if there is a claim, it will be paid through the plan (UNRESOLVED). - Sch I indicates debtor has been working at job for 1 month. Was the debtor collecting unemployment in the six months before filing? If so, need to provide proof of unemployment income. - Need a Modified Plan that: = completes Part 5a for tre |
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Matter ResolvedRequest Adjourment | 123 | 5/17/2023 10:00 am | 22-19568 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | AS OF 5/10/23 (SF) Per attorney, debtor is in arrears and has not communicated with her for months. He has not obtained a loan mod so ok to dismiss/hold fees. mk: debtor submitted a LM package- and debtor to resolve post pet AS OF 3/8/23 (SF) 1. Objection filed by PennyMac Loan Services (Powers Kirn) - failure to pay arrears of $92,494.30; speculative loan mod and plan does not appear to be feasible per disposable income.mk: also no post pet payments made. so they will be filing MFR 2. Trustee objection: - The debtor has insufficient income ; disposable income verifies $ -1,897. - Need Balance statement of Crypto currency prior to filing date. (Statement provided does not have debtor's name on it and is not dated) - PNC Bank acct#1114 shows that there are 2 additional bank accts for over draft protection#9132 and #2709, not listed on Sched B and C and no statements provided. Need explanation. (Statement for 9132 Received) STILL NEED STATEMENT FOR 2709 FOR NOVEMBER Plan proposes $250 x 36 Base Loan Mod by 6/1/23 Payments: 1/3 Arrears: $500 RESOLVED ISSUES: - Must file Pre-confirmation certificate. (FILED) |
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Matter ResolvedRequest Adjourment | 124 | 5/17/2023 10:00 am | 22-19726 / CMG | Scott D. Sherman, Esq. | Confirmation Hearing Scheduled | Continued 7/5/2023 10:00 am | 5/9 workup for the 5/17 calendar EDC *if att wants to pay NJ claim outside per plan he will need to file a motion against claim or to pay outside * Trustee objection to confirmation: - Domestic Support Obligation information. - Need a statement for the whole life insurance policy.(DONE $4433-WILL NEED TO CALCULATE T/H WHEN OTHER INFO COMES IN) - $1,191.67/month for support/alimony (need DSO information and proof of payment) - Need an explanation via certification and to provide proof of the expenses on P&L: - charitable donations $2,649; officer payment $32,250; rent/lease $7,888; telephone expense $3,095; Can also include office expenses (breakdown)--- - Verified income leaves monthly disposable income of $1,785. - The Schedules fail to account for the debtor(s) tax refund in the amount of $15,575 when determining disposable income. - There is $6,500 in non-exempt equity in the business. (2012 Ford) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). - Need a valuation for the 1938 Mack Firetruck or Certification. - Need an updated P&L by 6/30/2023. (DONE BUT STILL NO EXPLANATIONS OF EXPENSES) - Certification regarding the joint account with debtor's son and a copy of the December statement. ** State of NJ, Division of Taxation filed secured claim for $24,445.83, they did not file a priority claim - not provided for in the plan, NEED TO RESOLVE proposed plan $150x36 begin 1/1/2023 base plan --------------- RESOLVED: 4) NJ Housing and Mortgage Finance (2nd mortgage holder) did not file a claim. Bar date passed 2/17/2023 -OK PAY OUTSIDE NO ARREARS - Need to file Pre-Confirmation Certification. RESOLVED, FILED 1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation -need to resolve -pre-petition arrears $2,933.42 (ORDER SUB) |
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Matter ResolvedRequest Adjourment | 125 | 5/17/2023 10:00 am | 22-19732 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Continued 6/7/2023 10:00 am | mk;5/17 motion filed on 6/7 ISSUES AS OF 5/11/2023 (DM): ***Debtor may need to file a MP to clean up what claims remain secured, including judgments, post-sale of Russell Court property*** 2/27/23(mk): atty says resolving the IRS w/Eammon O'Hagan with a CO. IRS will take the max amount they can, and the balance will be converted to an unsecured claim. Trustee received $167,303.66 from the sale on 2/27/2023. Note - Per HUD-1, the Trustee is holding $27,900 of debtor's exempt proceeds (DEBTOR FILED AN AMENDED SCH C REMOVING THE HOMESTEAD EXEMPTION). 1) IRS (Eamonn O'Hagan, Esq) OBJs - debtor has numerous years of unpaid federal tax liabilities and fails to properly treat priority and secured claim (UNRESOLVED). 2) Farrington Ridge Homeowner's Association filed bifurcated POC (4-1) for $15,537.09 secured and $9,217.36 unsecured not treated in the plan (DOES NOT APPEAR THAT CLAIM PAID AT SALE - NEED MP TO CRAM TO $0 NOW THAT PROPERTY WAS SOLD) 3) Plan proposes a judgment cram of Agostino Assoc to $30,228 - creditor filed $27,900 secured POC (PAY PER POC OR FILE MP TO CRAM TO $0 NOW THAT PROPERTY WAS SOLD??) 4) Plan provides a judgment cram of McGovern Legal to $26,902.15 - no POC filed, and Bar Date has expired (STRIKE??) 5) Plan provides Walden Savings Bank to be paid in full as a secured claim - no POC filed, and Bar Date has expired (STRIKE??) 6) Trustee OBJ: - There is $16,575 in non-exempt equity in the Lexus (AMENDED C FILED - NO EQUITY). - Need to file Pre-Confirmation Certification (FILED). Prop. Plan $200 x 60, Base Plan - sale of residence by 3/1/2023 PTD $168,162.28 Last Claim (1-3) |
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Matter ResolvedRequest Adjourment | 126 | 5/17/2023 10:00 am | 22-19768 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Continued 7/5/2023 10:00 am | ISSUES AS OF 5/11/2023 (DM): updated 5/16/23 5/15/23 DM: $4,500 payment mailed out by attorney. 4/19/23 Mk: atty has 2021 tax return, car insurance and $4500 (2 Payments). 1) HSBC Bank (RAS) OBJs - $476,624.05 arrears per filed POC (UNRESOLVED). 2) Trustee OBJ: - Proof of income provided verifies higher ($6,664) than scheduled ($4,590) resulting in $4,073 of monthly disposable income. - Need 2022 tax return by 5/31/23 (UNRESOLVED). - The dismissal of this case should trigger a 1-year bar to re-filing. ***RESOLVED ISSUES*** A) IRS filed $21,916.39 amended priority claim not treated in the Plan (OKAY TO PAY?? - Yes) B) State of NJ filed $2,190.28 amended priority claim not treated in the Plan (OKAY TO PAY?? - Yes) C) Trustee OBJ: - Need DSO information for Allison Foy (RECEIVED). - Need to provide proof of insurance for his construction LLC (RECEIVED). - Need proof of insurance for 1995 Chevy and 2000 Ford (RECEIVED). - Need to file Pre-Confirmation Certification (FILED). Prop. Plan $250 x 2, $2,200 x 58, Base Plan - Loan Mod by 7/1/23 PTD 2/5 = $2,450 Last Claim (4-2) |
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Matter ResolvedRequest Adjourment | 127 | 5/17/2023 10:00 am | 22-20047 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing on Modified Plan | Confirmed | 5/9 workup for the 5/17 calendar EDC- Atty ok with terms *NO PROOF OF $833 EXPENSE AND ITEMIZED P&L PROVIDED. WILL NEED 100%. CAN CONFIRM AT: $1000 PAID THEN 532 X 55 BEG 6/1/23 100%--the claims of Shellpoint and Real Time solutions shall not be paid by trustee as this property is being surrendered by the debtor -no priority claim filed by IRS so trustee cannot pay * Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - auto insurance expires 3/16/2023, need to provide renewal (NOT RECEIVED) -Schedule J includes expense $833.33, need to provide proof of payments being made. (not provided) -Updated Profit and Loss statement that itemizes expenses and removes depreciation. (NOT RECEIVED) ---------------------------- RESOLVED ISSUES: - A Modified Plan that clarify treatment of Shellpoint Mortgage - listed as unaffected and a motion to avoid/reclassify (ok stay vacated) * Objection filed by Barclay's Mortgage Trust/US Bank - (Pluese Becker) - 104 Farms Road Circle, plan states secured claim is unaffected but Part 7b moves to reclassify claim to unsecured. Per debtor's attorney, a modified plan will be filed to surrender the property which will resolve this objection. (CONSENT ORDER - STAY VACATED ON 5/17/2023 AND PROPERTY IS SURRENDERED IN MOD PLAN) 1. Real Time Resolutions filed a secured claim #2 in the amount of $51,913.34 which is not in the plan. Is the debtor going to pay this claim? surrender The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -there is non-exempt equity in the 2007 Infiniti $750 -there is non-exempt equity in the2009 Toyota Corolla $950 total non-exempt equity $1,700, need to pay minimum $1,700 dividend to general unsecured creditors (LANGUAGE ADDED) -Need to provide Trustee with copy of 2022 tax return on or by 5/31/2023. (LANGUAGE ADDED) Plan proposes: $200 x 60 beginni |
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Matter ResolvedRequest Adjourment | 128 | 5/17/2023 10:00 am | 22-20142 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Withdrawn | 5/17/23-last issue is income-we have more income due to pre school income being higher--edc will check calculation-per zimnis the debtor is a 10 month employee. MP filed on for 6/21 *arrears of $1650 added..can compromise and confirm per below TO CONFIRM IT NEEDS: $3100 PAID THEN $1387 X 55 BEG 6/1/23 PRO RATA--DEBTOR TO SIGN UP FOR TFS/EWAGE WITHIN 7 DAYS OF CONFIRMATION 1) Trustee objection to confirmation - need to resolve - Verified income leaves monthly disposable income of $1,510.- OK PAYMENT IS HIGHER DUE TO CLAIMS EDC 2) Not current with Trustee plan payments, arrears $2,400 - PROVIDED $550 TO ATTY, WOULD REDUCE TO $1,850 proposed plan $900x1, $1150x29, $1200x30 begin 1/1/2023 base plan ----------------- RESOLVED- - Domestic Support Obligation information DONE - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $800/month for childcare, Need proof of expense 10 days prior to confirmation. OK PER AGREEMENT REC Divorce Decree & Settlement Agreement for Christopher - property transferred back to ex-wife. OK - Divorce Decree & Settlement Agreement for Erica - property sold as a result of divorce. - Need HUD-1/Settlement Statement from sale. OK - Need to file Pre-Confirmation Certification - RESOLVED, FILED |
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Matter ResolvedRequest Adjourment | 129 | 5/17/2023 10:00 am | 22-20164 / CMG | FREDERICK J SIMON | Confirmation Hearing Scheduled | Confirmed | AS OF 5/11/23 (SF) RECOMMEND $5,470 PTD, $1,479 X 55 (BEGIN 6/1/23) 100% PLAN - PRESERVE NON EXEMPT EQUITY OF $65,292 IN CONF ORDER - OK TO PAY ARREARS CAIM 13-1 TO CAPITAL ONE AUTO - OK TO PAY ARREARS CLAIM 15-1 TO CAPITAL ONE AUTO - STUDENT LOANS TO BE PAID OUTSIDE PLAN 1. Capital One Auto Finance filed arrears claim 13-1 for $7.60 (OK TO PAY?) 2. Capital One Auto Finance filed arrears claim 15-1 for $174.75 (OK TO PAY?) 3. Trustee objection: - Need a statement for the debtor's 401k loan. (RECEIVED: expires in 12 months. additional $228.36 will be available) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $600/month for cable/internet/phone $250/month for clothing $620 & $620/month car payments (per claims payments are $566 & $608) Need proof of expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $3,365.08. - Per the 22C, monthly disposable income if $3,050 which requires a minimum dividend of $183,000 to unsecured creditors. (100% plan) - The Schedules fail to account for the debtor(s) tax refund in the amount of $414.00 when determining disposable income. - The current Plan does not specify treatment of Capital One Auto secured claims (2) under the Plan. - There is $65292 in non exempt equity in the residence. (100% plan ) Plan proposes $1341 x 60 100% Payments: 3/4 Arrears: $1242.50 RESOLVED ISSUES: - Need updated car insurance prior to confirmation (RECEIVED) - Need to file Pre-Confirmation Certification. (FILED) - A copy of the last filed tax return - 2022 by 5/31/2023. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 130 | 5/17/2023 10:00 am | 23-10007 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 5/11/2023 (DM): updated 5/16/23 ***Trustee has agreed to compromise disposable income and RECOMMEND CONFIRMATION AT $1,752 PTD, THEN $1,550 x 56 STARTING 6/1/23, BASE PLAN WITH A $17,330 MINIMUM DIVIDEND; DEBTORS SHALL SIGN UP FOR TFS AUTO PAY OR eWAGE WITHIN 7 DAYS*** 1) IRS filed a higher priority claim for $4,629.52 than scheduled (OKAY TO PAY HIGHER CLAIM??) 2) Trustee OBJ: - Proof of income provided verifies higher ($5,031) than scheduled ($0) for Meridian resulting in $1,919 of monthly disposable income. INCOME CALCULATION Rutgers $43,454 Net/12 equals $3,621.17 Meridian $60,372 Net/12 equals $5,031 Expenses per Sch J is $6,733 Disposable Income $1,919 - Per Form 122-C monthly disposable income is $3,217 which requires a $193,020 minimum dividend to gucs - Bar Date has expired and $76,258.86 unsecured claims have been filed. - Excessive Expenses Sch J: $595 cable/internet/cell, $620 afterschool/sports/tutoring, and $200 pet care. - Need to file Pre-Confirmation Certificate (UNRESOLVED). ***RESOLVED ISSUES*** A) State of NJ filed priority claim for $199 not treated in the plan (AMENDED TO $0) B) Trustee OBJ: - Need updated auto insurance - expired 3/4/22 (RECEIVED). - Need Nov and Dec bank statements for Bank of America accts #0102, #6745, #7371, #6714 and #3477 (RECEIVED) - Need 2022 tax return (RECEIVED). Prop. Plan $438 x 60, $17,330 Min Div PTD 4/4 = $1,752 Last Claim (12-2) |
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Matter ResolvedRequest Adjourment | 131 | 5/17/2023 10:00 am | 23-10014 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing Scheduled | Withdrawn | MP ON FOR 6/7 5/10 workup for the 5/17 calendar EDC *Ally filed a $590 arrears claim-trustee will pay unless objection 1) Trustee objection: --- Need to provide Trustee with a copy of the last filed tax return - 2022 by 5/30/2023.(DONE BUT REFUND IS HIGHER-ADDED $200 MONTHLY TO INCOME) --- Verified income leaves monthly disposable income of $1,531 including tax refund. --- Reviewed the 22C, monthly gross income is $8,042. (Comprised of $6,886 salary ($3,188 x 2.16), $780 part time job (November & December $1560/2 = $780) and $376 child support). Line #16 (taxes) should be $1,543, Line #17 (involuntary deductions) should be $630.14, Line #23 (optional telephone services) requires documentation and Line #35 (pension loan) should be $387. Per the 22C, monthly disposable income is $579 which requires a minimum dividend of $34,740 to general unsecured creditors. ---- Need to file Pre-Confirmation Certification - NOT FILED proposed MP plan $2000 PTD$500 X 36; $963 X 19 BEG 6/2023 base plan paid in $1,500 ---------------------------- RESOLVED: --- Need to file a Modified Plan that steps up trustee payment in July, 2026 when pension loan is paid off. DONE - Need statements for the Cash App, Pay Pal, Apple pay PROVIDED FOR THESE THREE ACCOUNTS ALL HAD ZERO END BALANCE; Venmo account - OK |
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Matter ResolvedRequest Adjourment | 132 | 5/17/2023 10:00 am | 23-10186 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 5/10/23 (DS): Ok to confirm at $600 paid, $150 x 32 begin 6/1/23; Base MP Prop $150 x 36 begin 2/1/23; Base - Surrenders M&T Bank (2010 Honda). |
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Matter ResolvedRequest Adjourment | 133 | 5/17/2023 10:00 am | 23-10192 / CMG | Paul H. Young, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 05/11/23 (SF) RECOMMEND $500 PTD, $547 X 13 (BEGIN 6/1/23); $678 X 30 (BEGIN 7/1/24); $738 X 13 (BEGIN 1/1/27) BASE W/MIN $14,081 TO GUCS PER N/E IN REAL ESTATE - DEBTOR TO PROVIDE COPY OF 2022 TAX RETURN BY 5/31/23 - FILE PRE-CONFIRMATION CERTIFICATION WITHIN 14 DAYS Trustee objection: - Need a copy of the last filed tax return - 2022 by 5/31/23. - Need a Modified Plan that steps up trustee payment when 2 401k loans are paid off. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $300/month for aftercare (OK) $420/month for ez pass $200/month for public transportation $425/month for transportation - Need proof of excessive expenses 10 days prior to confirmation. (NO PROOFS PROVIDED. REDUCED EXPENSES BY $695 - Reviewed the 22C, monthly gross income is $8,786.67. Line 12 (vehicle expense) should be $406, Line 16 (taxes) should be $1,545.92, Line 21 (childcare) requires documentation, Line 23 (optional phone service) requires documentation and line 40 should be $84.77(retirement deductions) Per the 22C, monthly disposable income is $1,117 which requires a minimum dividend of $67,020 to general unsecured creditors. - There is $14,081 in non exempt equity in the residence. - Need to file Pre-Confirmation Certification Plan proposes $100 x 17, $230.95 x 19 Base Payments: 4/4 |
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Matter ResolvedRequest Adjourment | 134 | 5/17/2023 10:00 am | 23-10259 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing on Modified Plan | Withdrawn | MP WITHDRAWN 4/4/23 |
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Matter ResolvedRequest Adjourment | 135 | 5/17/2023 10:00 am | 23-10314 / CMG | S DANIEL HUTCHISON ESQ | Confirmation Hearing on Modified Plan | Continued 6/21/2023 10:00 am | ISSUES AS OF 5/11/2023 (DM): ***Updated pension award letter was not attached to Certification - still need. Also need amended Form 122c to determine if case should be 36 months or 60 months - don't know how long debtor was on unemployment prior to filing*** 1) Trustee OBJ: - Need to amend Form 122c to remove three people from household and amend to a household of two per 341 Meeting testimony (PER CERTIFICATION, UPLOADED 5/16/23, DEBTOR'S REQUEST FOR UNEMPLOYMENT BENEFITS WAS REJECTED AND HE DIDN'T START WORKING UNTIL 2/13/23). ***RESOLVED ISSUES*** A) Trustee OBJ: - Need to file Pre-Confirmation Certification (FILED) - Need 2022 tax return by 5/31/23 (RECEIVED). - Need proof of insurance for 2006 Chevy (RECEIVED). - Need to amend Sch I to include job and remove unemployment (AMENDED) - The $1,577 tax refund was not prorated and included in disposable income calculation (AMENDED SCH I INCLUDES REFUND FROM 2022 TAX RETURN). Note - crams served per Doc #28. Prop. Plan $2,725 x 36, Base Plan PTD 4/4 = $10,900 Last Claim (10-1) |
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Matter ResolvedRequest Adjourment | 136 | 5/17/2023 10:00 am | 23-10375 / CMG | Richard F. Fried, Esq. | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | As of 5/10/23(mk): >MFR By Freedom Mtg on 5/17- NEED TO KNOW IF THIS WILL IMPACT PLAN? 1. Objection by Freedom Mtg( Brock & Scott): -plan fails to pay arrears and LM Speculative 2. Objection by Affinity Fed'l Credit(R. McDowell): - creditor has j'ment -docketed as st wide lien $7,209.20 POC #3- plan tries to avoid lien and there is equity in RE 3. Objection by Susan Jairdullo(S. Goldstein); -DSO claim- 30,310.22 of which $24,810.22 is DSO obligation Plan says no arrears due. ALSO CONTESTED MOTION ON 5/17 RE THIS CLAIM . 4. Trustee Objection: - need to resolve creditor objections. - insufficient income $816 and payment is $900- debtor current 4/4 however payment may increase depend on resolutions of objections and motions. -There is $72,533 in non exempt equity in the residence.Tis amt included the Affinity Fed credit j'ment amt) (100% plan -There is $10,415 in non exempt equity in the 2013 GMC -Strike part 6 of plan as time share put there when surrendered in part 4e -must file pre conf cert. ---------Resolved----------------- -failed to add tax refund of $,2525 into income(ADDED IN BY TR) Trustee standard order of distribution Plan: $900 X 60 BEG 2/2023; LM BY 8/31/2023 (535 CHESTNUT ST); 100% 4/4 payments |
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Matter ResolvedRequest Adjourment | 137 | 5/17/2023 10:00 am | 23-10376 / CMG | Monica Mazurczyk, Esq. | Confirmation Hearing on Modified Plan | Confirmed | as of 5/9/2023 (JMA) OK TO CONFIRM AT $6,900 PAID TO DATE, $2,300X45 BEGIN 6/1/2023 100% PLAN 1) Trustee objection to confirmation -RESOLVED - The debtor has insufficient income Verified income leaves monthly disposable income of $973.58. RESOLVED, DEBTOR EARLY WITHDRAW RETIREMENT FUNDS TO MAKE PLAN FEASIBLE - The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - 2022 by 4/30/2023. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $152,915 in non exempt equity in the residence. - CLAIM FILED WAS HIGHER THAN SCHEDULED, NON-EXEMPT EQUITY REDUCED TO $148,793.62- OK 100% PLAN - Need to file Pre-Confirmation Certification - RESOLVED, FILED - The attorney's fees ($0) in the plan and the disclosure statement ($1,290) do not agree. One of these must be amended. RESOLVED, FILED MODIFIED PLAN |
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Matter ResolvedRequest Adjourment | 138 | 5/17/2023 10:00 am | 23-10379 / CMG | THOMAS J ORR ESQ | Confirmation Hearing Scheduled | Continued 6/7/2023 10:00 am | mk; will adj to 6/7 for debtro to be current and answer to LL POC 5/15/23(mk) LL filed claim 17-1($12,538 of which has $3,300 as priority- security deposit) but did not check it has amended claim so it is marked as a late claim- email to atty 5/12/23 (sf) Case removed from honor roll due to cashier's check is being returned for insufficient funds AS of 5/9/23(mk): email to atty- OK TO TERMS >>At proposed plan payment of $885 x 60 guc claims can be paid at 100%. Therefore **Can REC CONFIRM AT $855 x 60 Begin 2/1/23 100%. TR is authorized to pay claim #4-1 in the full amount of $10,170 as an 18 month prompt cure through the plan concurrently with debtors attorney. debtor reserves right to to object to claims. Trustee standard order of Distribution** >>4/4 payments<< --------------------------------------------------------- 4/19/23(mk) Now 2/3 payments- just got email from dispo list that was sent 4/17:Message: Documents responding to the trustee's objections were filed or uploaded on April 13, 2023. Ms. McNeil agrees to pay the landlord's claim at $10,170. Ms. McNeil advises that she will make 2 trustee payments on 4/18/23. We will upload proof. We request that a confirmation order preserve debtor's ability to object to proofs of claims. 1. Claim (4-1)by Landlord has total 10,170 but only 3,300 as priority- DO YOU WANT THE ENTIRE 10,170 set up? YES- ADD LANG THAT TR TO PAY FILL LLCLAIM AMT 2. Trustee Objection:RESOLVED -debtor has insufficient income Verified income leaves monthly disposable income of -$2,098.08.DEBTOR HAS NEW JOB AMENDED I & J FILED - need Proof of 2 month's income- (PROVIDED) - P&L for November - January, 2023.(PROVIDED) -need Business forms - for tax preparer business.(PROVIDED) -need 2022 tax return. - need Amendments to Schedules I and J for new employment(DONE) - distribution is Trustee's Standard distribution - must file pre conf cert(DONE) Plan:$855 X 60 BEG 2/2023; BASE 4/4 payments |
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Matter ResolvedRequest Adjourment | 139 | 5/17/2023 10:00 am | 23-10383 / CMG | Brian F. O'Malley | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | issues as of 5/4/2023 (JMA) 1) 341 not held, rescheduled for 6/1/2023 - need to adjourn confirmation to allow341 hearing to be held 2) Need to file Pre-Confirmation Certification with Court |
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Matter ResolvedRequest Adjourment | 140 | 5/17/2023 10:00 am | 23-10468 / CMG | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | MK: atty will file amended schedules and get current POI 5/8 workup for the 5/17 calendar--no updated POI received EDC 5/1/23(mk) Atty says puzzled how we verified income so high . I suggested we adj 2 weeks for pay stubs for feb March & April to give a more complete picture. What was uploaded for this hearing is dec & jan stubs- we need more stubs.. AS OF 4/18/2023 (at): RECOMMEND: $900 PAID TO DATE, $1,115 x 56 BEGINNING 6/1/2023, 100% PLAN Distribution is per plan. RESOLVED ISSUES: Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2022 by 5/31/2023.(RECEIVED) The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $2,606.10. - Need to file Pre-Confirmation Certification.(FILED) - Need to resolve the estimated claim filed by the IRS. (NO LONGER ESTIMATED) - Distribution is per plan (LANGUAGE ADDED) Plan proposes: $300 x 36 beginning 2/1/2023, base Payments: 2/3, arrears $300 |
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Matter ResolvedRequest Adjourment | 141 | 5/17/2023 10:00 am | 23-10492 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Continued 6/7/2023 10:00 am | 5/15/23(mk): per atty Motion in St CT is scheduled for this Thursday 5/18/23- adj to 6/7/23 - we will know if motion nis successful or not and that will determine where we go. Has creditor consent Needs St Ct to extend redemption period has a CO to vacate stay to go into St CT AS OF 5/11/23 (SF) 1. Motion for Relief filed by Americredit (Morton) - scheduled for 6/7/23 2. Objection filed by LOGS Legal Group LLP/Lakeview Loan Sservicing Wassall) - failure to pay arrears of $51,149.45 but the claim was filed for $103,659.22 (total debt claim). Also, sale is speculative Amended objection by LOGS Legal Group/Lakewview Loan Servicing: Debtor's proposed Chapter 13 Plan does not provide for payment of the full redemption amount post-sheriff sale within the redemption period. The foreclosure sheriff sale was held on January 12, 2023, and the subject property sold to a third party. Unless Debtor can fully payoff the debt before the redemption period expires, Debtor has no right to retain the property. 3. Motion to Sell scheduled for 4/19/23 at 9 (DENIED) 4. Trustee objection: - Need amendments to Schedules A/B and C to show Wells Fargo acct #9119 balance as of 12/31/2022 is $540.95 and amount exempted, if any (AMENDED) $282 threshold -Need to provide Trustee with copy of 2022 tax return on or by 5/31/2023. -Confirming order on the 100% plan should provide for $112,246 threshold. Plan proposes $308 x 60 100% plan; Sale by 7/1/23 Payments: 4/4 RESOLVED: -IRS priority claim 1 is estimated for 2022 taxes - need to resolve. (AMENDED) -Need to file Pre-Confirmation Certification with Court. (FILED) |
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Matter ResolvedRequest Adjourment | 142 | 5/17/2023 10:00 am | 23-10537 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 5/11/2023 (DM): ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,178 x 36 STARTING 2/1/23, 100% PLAN*** 1) State of NJ filed estimated priority claim for 2020 and 2021 taxes (AMENDED TO $0) ***RESOLVED ISSSUES*** A) Trustee OBJ: - Need 2022 tax return (RECEIVED). - Need bank statements from USAA acct from 10/26/22 to 1/22/23 (RECEIVED). - Need to file Pre-Confirmation Certificate (FILED). Prop. Plan $3,178 x 36, 100% Plan PTD 3/4 = $9,534 Last Claim (14-) |
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Matter ResolvedRequest Adjourment | 143 | 5/17/2023 10:00 am | 23-10551 / CMG | Andre L. Kydala, Esq. | Confirmation Hearing Scheduled | Continued 6/7/2023 10:00 am | AS OF 5/10/23 (SF) If creditor objection is resolved can confirm at: $6,900 PTD, $2,101 x 44 (BEGIN 06/01/23) 100% PLAN W/ MIN $194,480 TO GUCS PER 122C - FILE PRE-CONFIRMATION CERT WITHIN 14 DAYS add regular monthly mortg payments are to be made to the lender Note: Plan is recommended at 48 months due to excessive income. 1. Objection filed by Rushmore Loan Management (Schwartz) - failure to include monthly mortgage payment of $1593.14 2. Trustee objection: -Excessive expense $1,100/roof and deck; $600/telephone, cell phone, cable/internet; $400/college. Need supporting documentation at least 10 days before confirmation hearing. -Excessive expenses on Form 122c-2 Line 17 $170/life insurance, not listed on Schedule J; Line 23 $300/optional telephone and telephone services, allowed $50; Line 30 $101/clothing; Line 31 Charitable contribution $200, Schedule J lists $450; -Line 45 has monthly disposable income $3,241.33 which requires a minimum $194,479.80 dividend to general unsecured creditors -Income verified higher at $12,530 than scheduled at $11,200. -Bank of America acct #5505 need to provide January 2023 statement -Peapack Gladstone acct balance as of time of filing $2,958.66, need to amend Schedule A/B and C -Bank of America acct #2322 balance as of 1/13/2023 $596.66 - need to amend Schedule A/B and C -must file pre conf cert. Plan proposes $1700 X 60 Base Payments: 4/4 |
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Matter ResolvedRequest Adjourment | 145 | 5/17/2023 10:00 am | 23-10738 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 5/15/2023 (JMA) ok to confirm at $1,000x12 begin 2/1/2023, $2,250x48 begin 2/1/2024 which includes minimum $32,965.62 dividend to general unsecured creditors - Debtor's counsel must file fee application for attorney fees within 7 days from confirmation. - Need to provide Trustee with a copy of the last filed tax return - for 2022 no later than 5/31/23. - All non-exempt proceeds from PI lawsuit to be paid to Trustee. - Must file Pre-Confirmation Certification with Court. issues as of 5/8/2023 (JMA) 1) MidFirst Bank (Gross Polowy) objection to confirmation - CONSENT ORDER - PAY PRE-PETITION ARREARS THROUGH PLAN$61,779.98 2) Trustee objection to confirmation - need to resolve - Need to provide Trustee with a copy of the last filed tax return - for 2022 no later than 5/31/23. RESOLVED, PROVIDED RETURN - Need to provide Trustee with 2 months (Dec & Jan) statement from Webull, EToro, Coinbase, Ameritrade and Robinhood. NOT PROVIDED - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Electricity/Gas/Heat $600, Water/Sewer/Garbage $400 and Medical $500. ADDRESSED PER RESPONSE TO TRUSTEE OBJECTION - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is estimated non-exempt equity in real property $4,389.31, Chase savings acct $22,724, Chase checking acct.#7724 $302, Chase checking acct#1155 $617, Robinhood $359 (pending statements), Ameritrade $132 (pending statements), Coinbase $53 (pending statements). STATEMENTS NOT PROVIDED - Add to confirming order non-exempt proceeds from PI lawsuit. ADD NOTE TO CONFIRMING ORDER - Must file fee app for attorney fees within 7 days from confirming. ADD NOTE TO CONFIRMING ORDER - Must file Pre-confirmation certificate with Court NOT FILED TO DATE proposed plan $1,000x12 begin 2/1/2023; $2,250x48 begin 2/1/2024 base plan paid in $2,000 |
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Matter ResolvedRequest Adjourment | 146 | 5/17/2023 10:00 am | 23-10757 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | mk: 6/21/23 RESOLVE ALL ISSUES AND BE CURRENT OR DISMISS UPDATED 5/16/2023 (JMA) issues as of 5/9/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income disposable income verifies $975. - Need to provide Trustee with a copy of the 2022 tax return on or by 5/31/2023 - Need to provide Trustee with a copy of 2 months of bank statements prior to filing date per pay stubs, accts ending #4460 and #8317. NOT PROVIDED - Amendments to Schedules B and C to add bank accts listed on both debtors pay stubs. NOT FILED The debtor(s) plan consists of unnecessary or excessive expense items, such as: Tele/cell/internet/cable $648 - NOT ADDRESSED - The current Plan does not specify treatment of NY State Dept of Taxation, IRS and State of NJ tax claims under the Plan. ADDRESSED IN MODIFIED PLAN - The Plan fails to provide for a prompt loan modification completion date. LOAN MOD DATE PER MODIFIED PLAN 10/1/2023 - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There may be non-exempt equity in bank accts pending amended Sched B and C and bank statements. NOT FILED - Must resolve IRS estimated tax claim. ESTIMATED FOR 2022 TAXES, NOT RESOLVED - Must file Pre-confirmation certificate. STILL NEED TO FILE proposed plan $1,450x60 begin 2/1/2023 base plan with loan modification on or by 10/1/2023 paid in $2,900 arrears $2,900 last claim 15 RESOLVED: - The debtor has failed to supply the Trustee with the following document (s):A current market analysis - with recent comps in the last 6 months, not from 2021. RESOLVED, PROVIDED |
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Matter ResolvedRequest Adjourment | 147 | 5/17/2023 10:00 am | 23-10759 / CMG | Roger J. Yehl, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 5/5/2023 (at): RECOMMEND: $400 PAID TO DATE, $100 X 1 BEGINNING 6/1/2023, $750 X 55 BEGINNING 7/1/2023, BASE Need 2022 tax return by 5/31/2023. Preserve non exempt equity of $11,704 in real estate. 1. Objection filed by Navy Federal Credit Union (Fein Such) - failure to cure arrears of $1,239.10. (RESOLVED - PAY PER POC) 2. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $1,180.88. - Reviewed the 22C, monthly gross income is $10,510.90 (August - December gross $52,554.53/5 = $10,510.90). Line 19 (court ordered payments) should be $762.48 and Line 21 (childcare) requires documentation (PER COURT ORDER THIS IS $261 PER MONTH). Per the 22C, monthly disposable income is $1,064 which requires a minimum dividend of $63,868 to general unsecured creditors. - Need to resolve objection by Navy Federal Credit Union. RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2022 by 5/31/2023. (LANGUAGE ADDED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $11,704 in non exempt equity in the residence. (LANGUAGE ADDED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $775/month for childcare (Need proof of expense 10 days prior to confirmation) (RECEIVED PROOF OF CHILD CARE EXPENSES) Plan proposes: $100 x 12 beginning 2/1/2023, $540 x 48 beginning 2/1/2024, base Payments: 4/4 |
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Matter ResolvedRequest Adjourment | 148 | 5/17/2023 10:00 am | 23-10828 / CMG | Mark N. Glyptis, Esq. | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | UPDATED 5/16/2023 (JMA) issues as of 5/10/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,242.20. USING 2022 TAX REFUND, DISPOSABLE INCOME IS $892.70 - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $23,888 in non-exempt equity in the residence. - There is $12,719 in non-exempt equity in the 2019 Jeep. - Need to file Pre-Confirmation Certification - NOT FILED TO DATE proposed plan $700x60 begin 2/1/2023 base plan paid in $2,100 arrears $700 last claim 18 RESOLVED: - A copy of the last filed tax return - 2022 by 5/31/2023. RESOLVED, PROVIDED RETURN - The Schedules fail to account for the debtor(s) tax refund in the amount of $9,019.00 when determining disposable income. 2022 RETURN SIGNIFICANTLY LOWER |
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Matter ResolvedRequest Adjourment | 149 | 5/17/2023 10:00 am | 23-10884 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Confirmed | As of 5/16/23(mk):Updated- email to atty -ok to terms -payment pending for $880 SO **CAN REC CONFIRM AT $900 PTD, THEN $880 x 1 Begin 5/19/23 THEN $680 x 56 Begin 6/1/23 BASE w/ min $351 to gucs Due to equity in personal property. Strike the Per plan claim for Nissan in the amount of $1,929.45** ---------------------- >> DEBTOR NEEDS TO GET CURRENT arrears $1,096) Tr payment is 666 and they have made 2 payments of 450. the higher payment was to begin in April. needs to prove this is feasible 1. Trustee Objection: -debtor has insufficient income ------------RESOLVED---------------- - need 2022 tax return(Provided) - Plan has in Part 6 to pay Nissan lease Arrears $1,929.45. NO PRE PET. CLAIM WAS FILED? So either we strike it or you file a claim and motion to allow late claim - PER ATTY- STRIKE IT -need homeowner's insurance renewal declaration - which provides personal liability coverage, not forced insurance by mortgagee.(Provided) 4/24/23(mk): Order resolving objection by CitiMtg submitted- PAY ARREARS $32,791.42 PER POC#14- MP also pays this -must file pre conf cert.(Filed) Plan: Mp before conf removes LM and pays arrears$665.43 X 60; BASE arrears 1,096 |
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Matter ResolvedRequest Adjourment | 150 | 5/17/2023 10:00 am | 23-10919 / CMG | Andrew B. Finberg, Esq. | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | AS OF 5/11/23 (SF) 1. Landlord (Edgewater Manor Apts) has not filed a claim. Should per plan claim in the amount of $5175 be stricken from plan? Bar date expired on 4/14/23/ 2. Trustee objection: - Need Proof of 2 month's income - or most recent paystubs from debtors most recent employment (debtor has negative income of -$1576.98) (PART-TIME INCOME WAS TO RESUME 2/27/23. (3 UPDATED PAY STUBS RECEIVED AND INCOME IS STILL NEGATIVE -$1146.37) - The Plan fails to provide for a prompt cure of rental arrears. Plan proposes $425 x 60 Base Payments: 2/3 Arrears: $425 RECEIVED: - Need Updated auto insurance, insurance expires 3/19/23. - Must file Pre-confirmation certificate. (FILED) - Need a copy of the last filed tax return - for 2022 (RECEIVED) |
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Matter ResolvedRequest Adjourment | 151 | 5/17/2023 10:00 am | 23-10956 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 5/16/2023 (JMA) issues as of 5/10/2023 (JMA) OK TO CONFIRM AT $7,300 PAID TO DATE, $4,762X57 BEGIN 6/1/2023 100% PLAN WHICH INCLUDES A MINIMUM $58,260 DIVIDEND TO GENERAL UNSECURED CREDITORS 1) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): 22c has disposable income as well. - Proof of income also verifies higher. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is estimated non-exempt equity in real property $77,850, Citibank checking acct $4,101 and Chase checking acct $92. SECURED CLAIM AND PER PLAN PRIORITY CLAIM REDUCE NON-EXEMPT EQUITY TO $58,260.15 - THIS WILL STILL NEED TO BE A 100% PLAN proposed plan $3,650x60 begin 3/1/2023 which includes a minimum $47,194.17 dollar base paid in $7,300 arrears $3,650 last claim 11 RESOLVED: 1) Truman 2021 SC9 Title Trust (Romano Garubo) objection to confirmation RESOLVED WITH CONSENT ORDER, $191,625.42 TO BE PAID THROUGH PLAN TRUSTEE OBJECTION ISSUES RESOLVED: - Need to provide Trustee with a copy of the last filed tax return - for 2021 (PROVIDED) and 2022 on or by 5/31/2022 RESOLVED, PROVIDED 2022 RETURN - Updated auto insurance, if not confirmed by 4/19/23, insurance expires 4/18/23. RESOLVED, PROVIDED NEW POLICY proposed plan $3560x60 begin 3/2023 with minimum $47,194.17 dividend to gucs paid in $7,300 arrears $3,650 last claim 11 |
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Matter ResolvedRequest Adjourment | 152 | 5/17/2023 10:00 am | 23-11037 / CMG | Warren Levy, Esq. | Confirmation Hearing Scheduled | Continued 7/5/2023 10:00 am | AS OF 5/4/2023 (at): RECOMMEND: $600 PAID TO DATE, $650 x 33 BEGINNING 6/1/2023, BASE 1. Objection filed by Freedom Mortgage (Brock & Scott) - failure to cure pre-petition arrears of $1,945.83. (RESOLVED - PAY PER PROOF OF CLAIM) 2. Trustee's objection: - The debtor has failed to file a feasible plan - auto lease ends with last payment $479 owed for April. RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - Pension loan balance statement prior to filing date. Must provide 10 days before confirmation. (RECEIVED PENSION IS PAID OFF IN JANUARY, 2026. ADDITIONAL $500/MONTH BEGINNING 2/2026.) - Amendments to Schedules B to add value of pistol and ammunition. (AMENDED) The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Auto lease ending, also pending pension loan ending date as well. Must resolve creditor objection. (RESOLVED) Plan proposes: $200 x 36 beginning 3/1/2023, not less than $2,904 to unsecured creditors Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 153 | 5/17/2023 10:00 am | 23-11093 / CMG | Andrew B. Finberg, Esq. | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | 5/17/23; adj for debtro to determine if feasible and be current- As of 5/11/23 (DS): 1. Debtor is in arrears $200, made 1 out of 3 payments. Last payment made 4/12/23. 2. Trustee obj to the following: - Debtor has insufficient income, disposable income verifies $-470.33. Proof of income provided for spouse is incomplete for Jan. and Feb. Paystubs which show income were before 11/10/22, then one for 2/10/23 for $633.25. Trustee was provided 11/18/22, 12/19/22, 1/6/23, all with $0 income. - Need settlement sheet for recently settled lawsuit in the amount of $13,000 net and 2022 joint tax return for Debtor/spouse (if not filed can add to confirming order to provide by 5/31/23). - Tax refund $2,324 not listed on Sched I. - Must file Pre-confirmation certificate. Prop Plan $100 x 60 begin 3/1/23; Base Note: Schedule B and C include amount received from settlement $13,811.44 and was exempt. |
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Matter ResolvedRequest Adjourment | 154 | 5/17/2023 10:00 am | 23-11113 / CMG | Brian L. Hoffman, Esq. | Confirmation Hearing Scheduled | Confirmed | 5/8 workup for the 5/17 calendar EDC ****$3000 paid then $1425 x 57 beg 6/1/23 remaining pro rata There is now $1880 in disposable after receiving the updated information from debtors. To confirm it needs $3000 paid then $1425 x 57 beg 6/1/23 remaining pro rata going forward per trustee objection EDC same issues as of 4/26/2023 (JMA) 1) Trustee objection to confirmation - need to resolve -The debtor's plan consists of unnecessarily or excessive expense items, such as: Home maintenance $335, electricity/heat/gas $565 ($146 mos. gas bill provided-leaves $419 disposable) childcare/education $880 (Dependent ages 11-22 provided proof of $400 monthly tutor for March then increased to $500 for April--which was only a one sentence cert--nothing showing why tutor needed or who the tutor was etc.--leaves $480 disposable) and Solar Energy $140 (not in plan). NOT ADDRESSED, STILL NEED SUPPORTING DOCUMENTS proposed plan $1,000x60 begin 3/1/2023 base plan paid in $2,000 last claim 19 RESOLVED - ACAR Leasing LTD d/b/a GM Financial Leasing (Morton) objection to confirmation - RESOLVED, OTBS- treat as unaffected -Need to provide Trustee with copy of the 2022 tax return on or by 5/31/2023 RESOLVED, PROVIDED -must file Pre-Confirmation Certification with Court RESOLVED, FILED |
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Matter ResolvedRequest Adjourment | 155 | 5/17/2023 10:00 am | 23-11141 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 5/11/23(mk): **CAN REC CONFIRM AT $985 x 60 Begin 3/1/23. BASE w/ min to GUCS $25,299 Due to Equity in Real Property. Strike plan provision 4g for NJ Dept of Labor. They will be treated as unsecured creditor per their filed claim #3-1. Fee application to be filed w/in 7 days of confirming order** --------Resolved---------- 1. Plan has pay NJ Dept Labor & Workforce a secured claim #3-1( for a statutory lien) of $5,117. That creditor filed an UNSECURED CLAIM for 5,117- Per atty- ok to pay as unsecured- Strike it from plan part 2. Trustee Objection :RESPOSE CERT BY DEBTOR- -There is $25,299 non-exempt equity in real property and Possibly bank accts pending statements. -need 2 months bank statements for all bank accts/brokerage accts listed with last 4 digits of acct number prior to filing date. - need 2022 tx return for both debtors - excess expenses: Home maintenance $300 &Transportation $1,300. -- 22C Fails to add tax refunds, Line #13b deducts $166.18 from $588, but the amount should be $405.40 since $24,324 is owed, which means $182.60 should be added back to disposable income. Line #31 takes additional food and clothing expense of $65, and Line #43 takes additional expense for transportation $500. Line #45 has disposable income of $437.13 and adding back additional expenses there would be a larger amount which can be paid to unsecured creditors -Income verifies much higher, even allowing all expenses, there is disposable income of $2,102. - failed to account for tax refund( ADDED IN) - Needs fee app w/ in 7 days Objection By US Bank(Brock & Scott):( No Claim filed Yet) -plan fails to pay arrears(4/24/23(mk):Consent Order submitted .Terms= debtro to cure arrears per the POC when filed $1,046.56 Plan:$985 x 60 begin 3/1/23; Base 3/3 payments |
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Matter ResolvedRequest Adjourment | 156 | 5/17/2023 10:00 am | 23-11167 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 5/15/23 (SF) UPDATED RECOMMEND $528 x 42 BEGIN (3/1/23) BASE PLAN W/ MIN $16,036 TO GUCS PER N/E EQUITY IN REAL ESTATE AND PERSONAL PROPERTY - OK TO PAY ARREARS CLAIM 5-1 TO NEWREZ MORTGAGE Plan proposes $528 x 36 Base w/min $13,482 to gucs Payments: 3/3 RESOLVED ISSUES: - Need to file Pre-Confirmation Certification. (FILED) - There is $8,920 in non exempt equity in her bank accounts. Reduced to $609 - There is $4,495 in non exempt equity in the whole life insurance policy. Reduced to $495 1. Newrez Mortgage filed arrears claim 5-1 for $202.19 (OK TO PAY?) 2. Trustee objection: - Verified income leaves monthly disposable income of $919.91. (Tax refund reduced by $4000 due to child tax credit. Disposable income is now $587) - There is $14,931 in non exempt equity in the residence. |
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Matter ResolvedRequest Adjourment | 157 | 5/17/2023 10:00 am | 23-11201 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 5/16/23 (DS): Ok to confirm at $2,327 paid; $957 x 57 begin 6/1/23; Base and add to confirming order Trustee ok to pay claim#8-1 NJ Division of Taxation 1. State of NJ filed tax claim $300. Trustee ok to pay? Per email from Debtor atty, ok to pay. As of 4/13/23 Debtor attorney requested adjournment to allow time to get Debtor income 4/19/23 (DS): 1. Trustee obj to the following: - Must amend Sched I to add part time job at Jersey Shore and SSI income. DONE - Need 2 months proof of income from part time and SSI to begin 4/2023. PROVIDED. 2. TD Bank (SCHILLER, KNAPP, LEFKOWITZ) obj to cram, 910 obj, financed 6/16/22. Obj must be resolved. OBJ W/D 3/9/23 Prop Plan $931 x 60 begin 3/1/23; Base Note: 2022 tax return provided. |
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Matter ResolvedRequest Adjourment | 158 | 5/17/2023 10:00 am | 23-11205 / CMG | James J. Romero, Esq. | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | UPDATED 5/16/2023 (JMA) issues as of 5/8/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - Need a statement for the savings plan loan deducted from pay check. PROVIDED DOCUMENT THAT DOES NOT REFLECT THE NAME OF THE HOLDER OF THE LOAN - Amendments to Schedules 22C. Debtor's monthly gross is $11,421 and she is above median. FORM 122C HAS NOT BEEN COMPLETED, BASED ON INCOME THIS IS AN ABOVE MEDIAN CASE. TRUSTEE CANNOT PROPOSE TERMS FOR CONFIRMATION WITHOUT THE COMPLETED FORM 122C-2 - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $652/month for dental and medical OK, PROVIDED A LIST OF EXPENSES WITH DATES; $150/month for clothing PROVIDED PROOF OF $31.71 SPENT ON CLOTHING; $248/month for home maintenance PROVIDED LIST OF HOME MAINTENANCE, ELECTRICITY AND WATER ARE UNDER UTILITIES, NOT HOME MAINTENANCE, THE ONLY ALLOWED EXPENSE IS THE ASSOCIATION FEE OF $48; $88/month for wine storage PURCHASE $816.18 ON 2/21/2023, THIS IS A LUXURY EXPENSE. Need proof of excessive expenses 10 days prior to confirmation. REDUCED SCHEDULE J BY $288 ,DISPOSABLE INCOME IS NOW $2,815.46 - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $2,527.46. AFTER REDUCING SCHEDULE J FOR EXCESSIVE EXPENSES, DISPOSABLE INCOME IS NOW $2,815.46 - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $24,648.00 in non-exempt equity in the PR property - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - DISCLOSE FAMILY SUPPORT AND HOUSEHOLD SIZE FOR MEANS TEST ACP - NOT ADDRESSED proposed |
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Matter ResolvedRequest Adjourment | 159 | 5/17/2023 10:00 am | 23-11212 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Confirmed | AS of 5/15/23(mk):Updated- email to atty-ok to terms **CAN REC CONFIRM AT $2,831 PTD Then $861 x 49 Begin 6/1/23. 100% Student Loans Outside Plan. Strike plan provision at Part 2 a. OTBS w/in 14 days resolving objection of Ally Capital that pays total of $25,642.06 through the plan. Plan shortened to total of 52 mos** -------Resolved-------------- **PLAN PROVIDES FOR ADEQ PROTECTION PAYMENTS BY THE TR TO ALLY PRE CONF- WE NEED AN ORDER TO PAY THAT OR I CAN STRIKE IT FROM PLAN- mk: per atty strike that 1. Objection by Ally Capital( Lavin Cedrone):RESOLED CO to be submitted plan fails to pay claim CREDIOTR WILL AGREE TO TOTAL 25,642.06 OVER 60 MOS. (Plan pays 24,017 says includes interest) Plan:$861 X 60 BEG 3/2023; 100% Student loans outside 3/3 payments |
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Matter ResolvedRequest Adjourment | 160 | 5/17/2023 10:00 am | 23-11217 / CMG | Jonathan Goldsmith-Cohen, Esq. | Confirmation Hearing Scheduled | Withdrawn | 5/17/23(mk):MP IN 14 days w/ loss mit- and amended sch AS OF 5/8/23 (SF) 1. Objection filed by Nationstar Mortgage LLC (Jennings) - failure to pay arrears of $34,607.93 2. Objection filed by Toyota Motor Credit (Stewart) - Plan does not provide for treatment of Creditors claim 3. Trustee objection: - Need Amendments to Schedules B and C to add correct years for Mazda (2019) and Chevy (2018) and values. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Transportation $940 and support payments $1,300 (must provide order for support payments or Certification with bank statements 10 days before confirmation). - Disposable income verifies at $ 3,361 per month. Form 22c has disposable income $761.41 (Plan pays 100%). - The Schedules fail to account for the debtor(s) tax refund in the amount of $7,984 when determining disposable income. - There is non-exempt equity in Chase savings acct#7756 of $5,940, Chase joint acct#2900 for Co-Debtor's interest of $575 and Debtor's interest of $75 and Chase Bank checking acct#1516 of $264. (100% Plan) - Need Statements from Co-Debtor for Loans 6, 7, 8 and 9, 10 shown (RECEIVED) loan 6 matures 12/12/24 - payment $389.64 loan 7 matures 10/03/25 - payment $235.86 loan 8 matures 05/01/26 - payment $797.34 loan 9 matures 01/22/27 - payment $263.28 loan 10 matures 11/12/27 - payment $86.20 - Must file Pre-confirmation certificate. - Amend schedules to add employment discrimination lawsuit. - Confirming order must provide for all non-exempt proceeds from employment discrimination lawsuit. Plan proposes $1750 x 60 100%; Student loans to be paid outside Payments: 3/3 RESOLVED: - Need Domestic Support Obligation information (RECEIVED) - There is non-exempt equity in real property of $18,205 (MOOT, CLAIM IS HIGHER) |
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Matter ResolvedRequest Adjourment | 161 | 5/17/2023 10:00 am | 23-11285 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Confirmed | 5/1023(mk) Order submitted on #1 Resolved PAT POC AREARS AS OF 5/15/2023 (at): RECOMMEND: $2,850 PAID TO DATE, $1,042 x 57 BEGINNING 6/1/2023, 100% PLAN Preserve non exempt equity of $109,836 in real and personal property. Claim #3 filed by Pennymac will be paid through the plan. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. 1. Objection filed by PennyMac Loan Services (Fein Such) - failure to cure arrears of $2,413.89 (Per POC). (RESOLVED - PAY ARREARS) 2. Trustee's objection: The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $1,712.46. - Reviewed the 22C, Line 22 (additional health care) requires documentation, Line 30 (additional food & clothing) requires documentation and Line 41 (retirement deductions) should be $0. That amount is already included on Line 17 (involuntary deductions). Per the 22C, monthly disposable income is $1,108 which requires a minimum dividend of $66,480. RESOLVED ISSUES: - Need to file Pre-Confirmation Certification. (FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $98,286.00 in non exempt equity in the residence. (LANUGAGE ADDED) - There is $11,550 in non exempt equity in the 2013 Sierra. (LANGUAGE ADDED) - Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) Plan proposes: $950 x 60 beginning 3/1/2023, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 162 | 5/17/2023 10:00 am | 23-11402 / CMG | FRANCIS P CULLARI, ESQ | Confirmation Hearing Scheduled | Confirmed | AS of 5/16/23(mk):atty says debtor made payment 5/12/23. needs to post/ Terms incorporate that into terms-email to atty- ok to terms **CAN REC CONFIRM AT $2,084 PTD, $1,042 x 1 Begin 5/22/23 Then $1,110 x 56 Begin 6/1/23. 100% w/ min. of $34,830 to gucs Due to Non exempt equity in real property** ------------- 1. Trustee Objection: -insufficient income $693.80(2/3 payments - there is $33,878 equity in home( plan is 100%). --------------- Objection by Wells Fargo (Powers):ORDER SUBMITTED- PAYS CLAIM -Fails to pay arrears $2,926.52 -Need to file Pre-Confirmation Certification.(Filed) - need proof of car insurance for Toyota and Nissan.(Provided) - need 2021 and 2022 tax return(Provided) Plan: $1042 X 60 BEG 3/2023; 100% 2/3 payments |
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Matter ResolvedRequest Adjourment | 163 | 5/17/2023 10:00 am | 23-11531 / CMG | George E Veitengruber III | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | Mk: 6/21/23 to resolve #1 and #2AS OF 5/12/2023 (SF): UPDATED 1. Objection filed by M&T Bank (Gerbino) - failure to provide for arrears of $68,313.65 and propose ongoing post petition payments of $433.97 (ARREARS CLAIM 3-1 SHOWS $39,553.74 DUE) Plan proposes to pay at sale 2. Objection filed by M&T Bank(#6-1) (Egerman) - failure to provide for amount due of $3330.81 (TOTAL DEBT CLAIM WHICH MATURES IN 2024) Plan proposes to pay at sale 3. NJMVC filed bifurcated claim 4-1 in the amount of $1770.97 secured and $1000 unsecured. This claim was not addressed in plan (MUST RESOLVE) mk: per atty pay secured part per claim amt and treat gucs pro rata per treatment w/ other gucs 4. Foxchase at Tinton Falls Condo Assoc filed bifurcated claim 5-1 in the amount of $9097.97 secured and $10,812.22 unsecured. (HOW SHOULD THIS CLAIM BE PAID?)mk: per atty pay secured part per claim amt and guc treated pro rata w/ other guc per confirmed plan 5. Trustee objection: The debtor has failed to supply the Trustee with the following document (s): - Amendments to Schedules Schedule A/B listing value of house - there is non-exempt equity $1,303 in real property. (DEBTOR DOES NOT TAKE D(1) EXEMPTION ON SCHEDULE C) -IRS claim #2 priority claim estimated for 2019 and 2020 taxes, unsecured claim estimated for 2018 taxes - need to resolve -all non-exempt proceeds from sale of house to be paid to Trustee -must file pre conf cert. Plan proposes $250 X 60 Base Sale of Fennec Court by 10/1/23 Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 164 | 5/17/2023 10:00 am | 23-11592 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Confirmed | 5/15/23(mk):atty ok to terms: **CAN REC CONFIRM AT $3,150 PTD, Then $1,800 x 57 Begin 6/1/23. Base w/ Min. of $19,500 Due To Equity in Personal Property .Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan -------------------------- Reviewed w/ TR . debtor's own schedules showed excess income of 1,450. Debtor proposed 1,050 . TR verified income a $ 2277 debtor has not been paying all dispos income since beginning of plan in March 2023. TR proposes since Mk offered compromise of 1800 - that means for the first 3 mos we are short 2250 which is 750 x 3 . then 1800 pr/ mo begin June and then atty can MP when increased child care expense occurs a and will provide proof of the increased amt and amended J. AS of 5/11/23(mk):updated the PTD --FOR THE REASONS IN >> BELOW **CAN REC CONFIRM AT $3,150 PTD, Then $1,800 x 57 Begin 6/1/23. Base w/ Min. of $19,500 Due To Equity in Personal Property .Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan** >>PAY STUBS PROVIDED FOR JAN- MARCH 2023.in div stubs. total 23,584,20/7(did not include the 1/31/23 ck for net $40.09)=$3369.14 x 2.16=$7,277.34. Then net merit bonus $8,526.86 /12= $710.57. Add spouse income of $4825.02 and Tax refund $710.57=12,885,23- 10,607.55(exp) = 2,277.28 moly disps income. The proposed plan payment on $1050 is not adequate. TR will compromise at$1800 going forward to resolve the issue. 1. Trustee Objection: -debtor(s) is not paying all disposable income into the plan. Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $2,921.07 >>NEED TO RESOLVE DISPOS INCOME ISSUE. WE DID A YTD NET FOR 2022 AND GOT INCOME FOR DEBTOR AT $8,263.75 AND $7,233 WAS ON SCH I. We only heave 1 stub for Jan debtor should provided stubs for rest of Jan, all of Feb and March and will review that and update. ----RESOLVED------------------ |
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Matter ResolvedRequest Adjourment | 165 | 5/17/2023 10:00 am | 23-11705 / CMG | Edward Hanratty, Esq. | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | 5/17/23objection resolved will sent email AS OF 5/4/2023 (at): 1. Objection filed by Global Lending Services (Stewart Legal) - failure to cure full arrears of $7,051.85. (RESOLVED - PAY ARREARS PER PROOF OF CLAIM) 2. Objection filed by Howell Verdana, LLC (Cohen, Seglias) - failure to cure rent arrears of $45,370.26 and lease was terminated prior to filing so it cannot be assumed. (UNRESOLVED) 3. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) 4. Trustee's objection: - The debtor has insufficient income income verifies significantly lower than the scheduled amount(-90.87). - The Plan fails to provide for a prompt cure of rental arrears. (NO RENT ARREARS IN PLAN) -Need to file Pre-Confirmation Certification with the Court (NOT FILED) - State of NJ estimated taxes. (STILL ESTIMATED) - Need proof of service on Eastern Auto Motor Corp, Bob Scerrato, Diegnan & Brophy, LLC and Fox & Molofchik, LLC. (CERT OF SERVICE NOT FILED) RESOLVED ISSUES: -Need to provide Trustee with a copy of the 2022 tax return on or by 5/31/2023 (RECEIVED) - IRS priority claim estimated for 2019 and 2022 taxes (NO LONGER ESTIMATED) Plan proposes: $900 x 36 beginning 4/1/2023, base Payments: 1/2, arrears $900 |
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Matter ResolvedRequest Adjourment | 166 | 5/17/2023 10:00 am | 23-11719 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Withdrawn | mk: MP IN 14 days. reminder set. AS OF 5/4/2023 (at): RECOMMEND: $200 PAID TO DATE, $200 x 10 BEGINNING 6/1/2023, $528 x 48 BEGINNING 4/1/2024, BASE WITH A MINIMUM OF $20,059 TO UNSECURED CREDITORS DUE TO NON EXEMPT EQUITY IN PERSONAL PROPERTY Debtor must sign up for e-wage or TFS for trustee payments within 7 days of confirmation. Preserve non exempt equity of $20,059 in personal property. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. Trustee's objection: - The debtor has insufficient income. - Need TD Bank statements from 1/8/23 - 3/3/23 and statement of 529 College/Education Savings Plan prior to filing date. (RECEIVED - THERE IS $20,059 IN NON EXEMPT EQUITY IN THE 529 ACCOUNT) - Need updated mortgage statement for Fidelity Bank if a POC is not filed. (NOT RECEIVED) - Must file Pre-confirmation certificate. (FILED) Plan proposes: $200 x 12 beginning 4/1/2023, $525 x 48 beginning 4/1/2024, base Payments: 1/2, arrears $200 |
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Matter ResolvedRequest Adjourment | 167 | 5/17/2023 10:00 am | 23-11815 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | As of 5/4/23 (sf) 1. 341 not held - missing documents 2. payments: 0/2 Arrears: $700 |
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Matter ResolvedRequest Adjourment | 168 | 5/17/2023 10:00 am | 23-11864 / CMG | Nicholas Fitzgerald, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 5/10/23 (DS): Recommend confirming or waiting pass bar date 5/16/23 Confirm at $755 x 2 begin 4/1/23; $931 x 58 begin 6/1/23; 100% to gucs with a minimum dividend $38,120.33 due to non-exempt equity. Student loans outside 1. Trustee obj to the following: - 22c has disposable income $3,339.76, which requires minimum dividend $200,385 to gucs. Plan pays 100%. - Income also verifies higher, tax refund $5,909 not on Schedule I. Disposable income verifies $1,525. - Excessive expenses on Schedule J such as: Home maintenance $300, Tele/cell/internet/cable $515, Food $1,200, Clothing $350, Personal care $500, Transportation $900, Car payment $1,144, Storage $606 and Afterschool activities $300. - There is non-exempt equity in real property $38,120.33. - Chase filed arrears claim $2,329.78. Trustee ok to pay? Prop Plan $755 x 60 begin 4/1/23; 100% Note: 2022 Tax return and updated auto insurance provided 5/1/23. |
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Matter ResolvedRequest Adjourment | 169 | 5/17/2023 10:00 am | 23-11879 / CMG | Herbert B. Raymond, Esq. | Confirmation Hearing Scheduled | Confirmed | as of 5/5/2023 (JMA) OK TO CONFIRM AT $200X36 BEGIN 4/1/2023 BASE PLAN 1) Trustee objection to confirmation - RESOLVED - Need to provide Trustee with a copy of the 2022 tax return on or by 5/31/2023 RESOLVE, PROVIDED proposed plan $200x36 begin 4/1/2023 base plan paid in $400 last claim 1 |
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Matter ResolvedRequest Adjourment | 170 | 5/17/2023 10:00 am | 23-11881 / CMG | John H. Anlian, Esq. | Confirmation Hearing Scheduled | Continued 7/19/2023 10:00 am | AS OF 5/16/2023 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED ON 6/22/2023. 1. 341 has been scheduled for 6/22/2023. 2. Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 171 | 5/17/2023 10:00 am | 23-11885 / CMG | DANIEL L. REINGANUM | Confirmation Hearing Scheduled | Confirmed | 5/17/23(mk) :Updated- email to atty-OK to terms **CAN REC CONFIRM AT $738.50 PTD, Then $400 x 34 begin 6/1/23. Base. LM on Brandywine BY 6/10/23 or as extended. Trustee is not authorized to pay arrears pending LM. OTBS resolving Sun West objection w/in 30 days. Must file Application for any supplemental fees** ----------------------------- 5/17/23(mk) I just rec'd the emails on this case this morning resolving #2 and says #1 is resolved and responding to dipos list. Wants case worked up b/ only forced pace insurance on prop which is in the name of the debtor's deceased father. The debtor and his brother are not able to qualify as administrator of the estate and as such, cannot obtain a homeowner's insurance policy. As of 5/8/23(mk): 1. Motion to Avoid Liens on 6/7/23( To reclassify Secured Claim of St Of NJ Dept Of Labor. **(5/17/23:atty says OTBS-terms= >ST New Jersey, Department of Labor has a valid secured claim (the "Claim") in the amount of $5,061.00 on the real property owned by the Debtor, commonly known as 72 Brandywine Road, Pemberton, NJ 08068 (the "Property"). > The State of New Jersey, Department of Labor `s claim in the amount of $5,061.00, shall be abrogated and null and void if the Debtor complete their chapter 13 plan in these proceedings and receive an order of discharge. >The State of New Jersey, Department of Labor shall have an allowed unsecured claim of $5,061.00, against the Debtor. > Upon the Debtor's successful completion of their chapter 13 plan and receipt of an order of discharge, the State of New Jersey, Department of Labor's claim shall be terminated. > In the event that the Debtors refinance the loans on the Property, or sell the Property prior to the completion of these chapter 13 proceedings and receipt of a chapter 13 discharge, then the State of New Jersey, Department of Labor's claim will be paid: (i) in the event of a refinancing, in full at closing; and (ii) in the event of a sale, to the extent of proceeds |
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Matter ResolvedRequest Adjourment | 172 | 5/17/2023 10:00 am | 23-11894 / CMG | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Continued 7/5/2023 10:00 am | 5/8/23 (SF) 1. 341 not held - rescheduled to 6/1/23 2. Payments: 1/2 Arrears: $250 |
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Matter ResolvedRequest Adjourment | 173 | 5/17/2023 10:00 am | 23-11920 / CMG | Laurence R. Sheller, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 5/4/2023 (at): RECOMMEND: $1,137 PAID TO DATE, $1,397 x 34 BEGINNING 6/1/2023, 100% TO UNSECURED CREDITORS Student loans will be paid outside of the plan. Need updated income for the co-debtor by 5/31/2023. Preserve non exempt equity of $272,755.00 in real estate. Trustee's objection: - Amendments to Schedules C which was filed blank. (NOT AMENDED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - for the co-debtor by 5/31/2023. (LANGUAGE ADDED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $272,755.00 in non exempt equity in the residence. (100% plan) (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $1,135 x 36 beginning 4/1/2023, 100% plan Payments: 1/2, arrears $1,133 |
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Matter ResolvedRequest Adjourment | 174 | 5/17/2023 10:00 am | 23-11929 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 5/16/23 (DS): Confirm at $2,172 x 2 begin 4/1/23; $3,059 x 58 begin 6/1/23; 100% to gucs; - Add to confirming order Trustee ok to pay claim#7-1 priority and secured claim of State of NJ. - Student loans to be treated outside. - COTBS with Wilmington pay arrears claim #8-1 $68,076.92. 1. Wilmington (PINCUS LAW GRP) obj arrears more, POC filed. Obj needs to be resolved. PER EMAIL FROM ATTY OTBS OK TO PAY ARREARS THROUGH PLAN. 2. Trustee obj to disposable income, plan pays 100%. 2. NJ Division of Taxation filed priority and secured claim, which is not in Plan. Trustee ok to pay? Prop Plan $2,172 x 60 begin 4/1/23; 100% Note: Homeowner insurance provided 5/10/23. |
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Matter ResolvedRequest Adjourment | 175 | 5/17/2023 10:00 am | 23-11933 / CMG | WARREN S JONES, JR ESQ | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | updated 5/16/2023 (JMA) issues as 5/5/2023 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income . Debtor needs to sign up for TFS eWage to address feasibility - FIRST PAYMENT WAS A TFS PAYMENT, HAS NOT MADE THE MAY PAYMENT TO DATE - The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - 2022 by 5/31/2023. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $153,114 in non-exempt equity in the residence. (100% plan ) - Need to file Pre-Confirmation Certification. NOT FILED TO DATE 2) State of NJ priority claim #6 estimated for 2020 - 2021 tax returns NOT RESOLVED 3) NJ Motor Vehicle Commission/NJSVS filed secured claim 3 in the amount of $1,397.46 - claim is not treated in plan, need to pay claim or move against it 4) Atlantic Bail Bonds filed secured claim 4 in the amount of $2,485.75 - claim is not treated in plan, need to pay claim or move against it 5) Is claim # 7 Community Capital 3, LLC the same as the per plan claim Beverly City Tax Collector and City of Beverly? Is it in addition to the other tax claims? proposed plan $604.56x60 100% plan paid in $605 arrears $604.12 last claim 7 |
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Matter ResolvedRequest Adjourment | 176 | 5/17/2023 10:00 am | 23-11975 / CMG | BRUCE H. LEVITT | Confirmation Hearing Scheduled | Continued 7/5/2023 10:00 am | 5/17/23: satty has $ and has to submit 1 more As of 5/10/23 (DS): 341 not held 4/20/23, still missing docs, also no Trustee payments made, Debtor in arrears $300, made 0 out of 2 payments. |
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Matter ResolvedRequest Adjourment | 177 | 5/17/2023 10:00 am | 23-11985 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | AS of 5/8/(mk); 341 on for 6/1/23 1/2 payments |
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Matter ResolvedRequest Adjourment | 178 | 5/17/2023 10:00 am | 23-12006 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Continued 6/7/2023 10:00 am | issues as of 5/4/2023 (JMA) 1) 341 hearing not held, now rescheduled for 5/25/2023 2) Westlake Services LLC objection to confirmation - need to resolve -claim filed iwth pre-petition arrears $962.82, not treated in plan |
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Matter ResolvedRequest Adjourment | 179 | 5/17/2023 10:00 am | 23-12022 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | mK; updated home insurance AS OF 5/8/23 (SF) Trustee objection: - Need a copy of the homeowner's insurance renewal declaration - insurance expires 5/5/23. - Need 2 months (Feb & March) bank statements from TD Bank checking acct#5848 prior to filing date. - Need Amendments to Schedules B and C to add 2013 Hyundai Sonata and 2016 Toyota Corolla and TD Bank checking acct#5848. - The current Plan does not specify treatment of Wells Fargo (2013 Hyundai Sonata under the Plan. - There is non-exempt equity in real property $44,013, 2011 Ford F150 $3,661.75, 2019 Dodge Grand Caravan $1,026.95 and 2013 Hyundai Sonata (pending amended Sched B and C), TD Bank checking acct#5396 $3,650 and TD Bank checking acct#5848 (pending bank statements). - Must file Pre-confirmation certificate. Plan proposes $1013 x 60 100% Payments: 1/2 Arrears: $1013 |
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Matter ResolvedRequest Adjourment | 180 | 5/17/2023 10:00 am | 23-12027 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Moot - Dismissed | MOTION TO DISMISS ON /5/17- Mark as MOOT as case will be dismissed at 9 on the moiton mk: debtor filed application to convert #17- error code on filing but - don't prep case and looks like it will be converted once proper filing of pleading |
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Matter ResolvedRequest Adjourment | 181 | 5/17/2023 10:00 am | 23-12036 / CMG | FRANKLIN S MONTERO | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | 5/19/23(mk) update insurance provided cmg will hold for 48 hours mk: HOLDING ONLY FOR PROOF OF INSURANCE THEN ADJ As of 5/4/23 (sf) 1. 341 not held - Missing documents 2. Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 182 | 5/17/2023 10:00 am | 23-12078 / CMG | Robert Manchel, Esq. | Confirmation Hearing Scheduled | Continued 7/5/2023 10:00 am | 341 docs in - needs date AS OF 5/15/2023 (at): 1. 341 has not been held or rescheduled. 2. Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 183 | 5/17/2023 10:00 am | 23-12092 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | AS OF 5/4/2023 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED ON 5/18/2023. Payments: 1/2, arrears $150 |
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Matter ResolvedRequest Adjourment | 184 | 5/17/2023 10:00 am | 23-12135 / CMG | Andrew Carroll, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | Atty emailed 5/11/23 ok to dismiss, hold fees As of 5/10/23 (DS): 341 not held 4/20/23, still missing docs |
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Matter ResolvedRequest Adjourment | 185 | 5/17/2023 10:00 am | 23-12139 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | As of 5/12/23 Debtor atty requested adjournment to pass bar date As of 5/10/23 (DS): 1. Trustee obj to the following: - Need 2nd mortgage balance statement (no claim filed, need to determine non-exempt equity, if any) and 2022 tax return, if not filed can add to confirming order to provided by 5/31/23. - 22c has disposable income $4,036.75. Plan pays 100%. There is also disposable income $4,826. - Excessive expenses on Sched J such as: Tele/cell/cable/internet $500, Medical $400, non-debtor spouse credit cards $700, installment debt $1,500 entertainment $500. May be moot since plan pays 100%. - There is non-exempt equity in real property $27,736.22, pending proof of 2nd mortgage/claim filed. - RECOMMEND WAITING PASS BAR DATE 5/25/23. Prop Plan $1,600 x 60 begin 4/1/23; 100% |
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Matter ResolvedRequest Adjourment | 186 | 5/17/2023 10:00 am | 23-12140 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 6/7/2023 10:00 am | issues as of 5/12/2023 (JMA) 1) US Bank (Friedman Vartolo) objection to confirmation - need to resolve -approximate arrears $8,767.48 2) Trustee objection to confirmation - need to resolve - The debtor has insufficient income ; disposable income verifies $ -615.16. - Must file Pre-confirmation certificate. - Must resolve creditor objection. 3) Not current with Trustee plan payments, arrears $150 proposed plan $150x29 begin on 4/1/2023. $300x30 begin on 9/1/2025 base plan paid in $150 arrears $150 last claim 1 |
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Matter ResolvedRequest Adjourment | 187 | 5/17/2023 10:00 am | 23-12220 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | AS of 5/8/23(mk): 1. Objection By Carrington( Hill Wallack): - Plan fails to cure arrears. 2.Secured claim(13-1) filed by Foundation Finance Co.( for basement water proofing for $6,834.76) NOT TREATED IN PLAN 3. Acar Leasing- Not in Plan- treat as unaffected?( POC -0- arrears) 4.Trustee Objection: A .Excessive expense on Schedule J, Line #4c for $500 home maintenance; $500 electricity/heat; $525 telephone/cell phone. Need to provide supporting documentation at least 10 days prior to hearing. -Excessive expense on Schedule J, $246 camper, $31.25 camper insurance, and $500. camp site for camper. These are luxury items and should not be deducted on Schedule J - SUBTRACT $777.25 FROM AMOUNT ON SCHEDULE J. B. Excessive expenses on Form 122c-2, Line #21 for $500 childcare (Schedule J only shows $300 for childcare); Line #23 for $300 telephone/telephone services (allowance is $50); Line #30 for $65 additional food and clothing expense (need supporting documentation); Line #33d deduction of $246 for camper - this is a luxury expense and should not be on Form 122c-2. The result is an adjustment to Line #45 changing monthly disposable income to $902.06 which will require a $54,123.60 minimum dividend to GUCS C. there is $21,013 non-exempt equity in debtor's home - must pay a $21,013 minimum dividend to GUCS. D. Plan does not propose Tr STD order of distrib- is that intentional to do per plan? D. Must file pre conf cert. Plan: $550 x 60 BEG 4/2023 BASE 1/2 payments |
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Matter ResolvedRequest Adjourment | 188 | 5/17/2023 10:00 am | 23-12262 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 5/8/23 (SF) To confirm need $650 x 2 (BEGIN 4/1/23); $947 X 58 (BEGIN 6/1/23) BASE W/ MIN $47,438 TO GUCS PER N/E IN REAL ESTATE AND PERSONAL PROPERTY - Attorney will be paid $3150 per Disclosure Statement - Debtor must sign up for Ewage within 14 days of confirmation Trustee objection: - Proof of 2 month's income - Need January and February pay stubs. (RECEIVED) Disposable income verifies at $332.44 which is insufficient to fund plan - There is $1041 in non exempt equity in bank account - There is $46,397.00 in non exempt equity in the residence. - The attorney's fees in the plan ($4,150) and the disclosure statement ($3,150) do not agree. One of these must be amended. (Only $3150 will be set up for payment) Plan proposes $650 x 60 Base w/Min $35,000 to gucs Payments: 1/2 Arrears: $650 RESOLVED ISSUES: - Need to file Pre-Confirmation Certification. (FILED) - Need February and March bank statements for Wells Fargo account. (Received thru 3/7/23 |
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Matter ResolvedRequest Adjourment | 189 | 5/17/2023 10:00 am | 23-12378 / CMG | Kevin C. Fayette, Esq | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | AS OF 5/15/2023 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED ON 6/1/2023. Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 190 | 5/17/2023 10:00 am | 23-12527 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing Scheduled | Continued 6/21/2023 10:00 am | As of 5/8/23 (DS): Debtor atty requested adjournment , 341 sched 5/25/23 |
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Matter ResolvedRequest Adjourment | 191 | 5/17/2023 12:00 pm | 17-33664 / CMG | Joseph Casello, Esq. | Motion Compensation | Granted | mk: PER ATTY- YES- this amt of fees includes the 1,000 estimated in MP that we were waiting for fee app on. |
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Matter ResolvedRequest Adjourment | 192 | 5/17/2023 12:00 pm | 19-22231 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 193 | 5/17/2023 12:00 pm | 20-17231 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 194 | 5/17/2023 12:00 pm | 20-17796 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 195 | 5/17/2023 12:00 pm | 21-18645 / CMG | Robert Cameron Legg, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 196 | 5/17/2023 12:00 pm | 22-12439 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 197 | 5/17/2023 12:00 pm | 22-12546 / CMG | John Zimnis, Esq. | Motion Compensation | Granted | 4/24/23: arrears $12,836 TR cert of default on 5/3/23 |
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Matter ResolvedRequest Adjourment | 198 | 5/17/2023 12:00 pm | 22-12548 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 199 | 5/17/2023 12:00 pm | 22-19473 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | 4/17/23(mk) Amended disclosure filed for $ rec'd $,2415 so that is consistent with what is set forth in fee appl TR limited Obj. Amts paid outside were 3,000 per amended (#7) atty disclosure , then according to fee appl. $2,415 paid by debtor 4/6/23 and balance dues $6394.50 The 3,000 per the amended disclosure is not accounted for |
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Matter ResolvedRequest Adjourment | 200 | 5/17/2023 12:00 pm | 23-10017 / CMG | Carrie J. Boyle, Esq. | Motion Compensation | Revised Order Submitted | |
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Matter ResolvedRequest Adjourment | 201 | 5/17/2023 12:00 pm | 23-10405 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 203 | 5/17/2023 3:00 pm | 22-16141 / CMG | Robert C. Nisenson, Esq. | AP Summons Issued | Converted to 7 / 11 | AP 22-1352 TSG RESOURCES & SUBSIDIUM HEALTHCARE VS. ZIEMANN |
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Matter ResolvedRequest Adjourment | 204 | 5/17/2023 3:00 pm | 22-18854 / CMG | John Zimnis, Esq. | AP Summons Issued | Moot | AP 23-1024 Credit Union vs. Porter Alis Summons/ PRETRIAL |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |