ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Christine M. Gravelle

Hearing Date: 5/13/2026
Last Updated: 4/21/2026 8:21 AM
Type an attorney name, case number, or disposition in the box below to filter results.
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am21-17573 / CMGDavid Jerome Witherspoon, Esq.Objection to Claim of ExemptionsNeeds Resolution of Issues - Objectionsthis will be moot as case will have been paid off at 100 %


Debtor response, amended exemptions<>TRUSTEE OBJ TO AMD SCH C EXEMPTION 522 (d)(1) FOR INHERITANCE
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am21-18442 / CMGJavier L. Merino, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> SELENE (gROSS pOLOWY)

Default is over 15,000
Payments are coming form ex sp and she's not paying
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am23-11632 / CMGJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending WorkupAMT: MADE PYMTS, ADJ'G TO BE CURRENT THROUGH MAY BY ADJ'D HEARING DATE<>

Debtor obj<>ARREARS 15,650 as of 4/16 - that includes payment posted today of 9,950
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am23-13122 / CMGJohn D. DiCiurcio, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN RESPONSE DEADLINE AND HEARING DATE

Debtors' objection to proof of claim of Ocean Med'l #4-1
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am23-16235 / CMGJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledSV/TRUMAN 2021; FAILED TO SELL PPTY BY 8/15/25; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am23-17711 / CMGBrad J. Sadek, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>COMPUTERSHARE TRUST COMP NAT'L ASSOC (ROMANO GARUBO)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am23-18332 / CMGThomas G. Egner, Esq.Motion SellNo Opposition FiledMOTION TO SELL #4


As of 4/16/26 ( mk):

Plan is in month 31 Below median case

confirmed on 1/17/24 - $1,824 PD TO DATE (4 MOS) $484 X 56 BEGIN 2/1/24; POT BASE $28,928 (MIN $20,894.45 TO GUCS DUE TO NE EQUITY); ATTY $4500/$4750 PP

sale K 435,000. Retention appl filed

value at conf in Jan 2024 $286,933
equity t/h at that time $20,894.45 total guc debt 30,975.38 so that's about 66.67% to gucs

NE proceeds now is 149,712





Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am23-19351 / CMGThomas G. Egner, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - Objectionsfiling MP

Debtor obj<> ARREARS (amt: also Claim form the State Of NJ that is lateNJ filed a late/partially est clm #26-1)- mk sent email to atty 3/24/26

Closing held and HUD sent on 2/21 and reviewed

(amt: also NJ filed a late/partially est clm #26-1)-

Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am23-20647 / CMGAllen I. Gorski, Esq.Motion CompelNo Opposition FiledMTN TO COMPEL AFONSO ARCHIE LAW TO DISGORGE RETAINER
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am24-10107 / CMGCharles M. Izzo, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledAMT: $ 6,092 PTD (27); $322 X 22 BEG 5/1/26; PLAN EXT TO 49 MONTHS (EMAIL TO ATTY)<>

ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am24-12679 / CMGRobert C. Nisenson, Esq.Hearing Scheduled (Document)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am24-13206 / CMGRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledAMIP MGMT/WILMINGTON SAVINGS (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am24-14829 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsMP on 5/13/26 to surrender RE

Debtor obj<>ARREARS 2,922 as of 3/16 Last pay 12/10/25; SV/CARRINGTON
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am24-15864 / CMGRobert C. Nisenson, Esq.Motion Convert Chapter 13 to Chapter 7 (fee)3rd Party MatterDebtor made a payment but needs to be completely current by next hearing date of 5/13

Debtor obj<> TRUSTEE MTN TO RECONVERT TO 7

arrears 4,844 as of 4/16/26
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am24-16681 / CMGWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending WorkupDebtor obj, filing MP<>ARREARS 1,967 as of 4/16
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am24-17669 / CMGJohn Zimnis, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledROCKET MTG (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am24-17898 / CMGJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
295/13/2026 9:00 am24-18503 / CMGRobert Cameron Legg, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<> OCEAN
FIRST ( Brock & Scott)

debtor says he's current
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am24-18556 / CMGKarina Pia Lucid, Esq.Motion Reinstate StayNo Opposition FiledMTN REINSTATE STAY
Email InquiryMatter ResolvedRequest
Adjournment
345/13/2026 9:00 am24-19129 / CMGAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, applied for LM<>SV/SELENE
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am24-20194 / CMGGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am24-22010 / CMGRobert C. Nisenson, Esq.Motion for Partial Claim ModificationNeeds Resolution of Issues - ObjectionsTrustee obj<> MTN FOR PARTIAL CLM MODIFICATION
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-10573 / CMGJohn D. DiCiurcio, Esq.Motion Relief from Stay (Fee)No Opposition FiledALLY CAPITAL (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
375/13/2026 9:00 am25-10586 / CMGJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objections5/13 to allow time for LM approval

Debtor obj<>FAILED TO LM BY 2/28/26



(amt: also, there was no order on 11/5 cred def cert)- Mk sent Corey an email- he is following up. Debtor atty says his client has that her LM App is complete and is being reviewed.
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-12687 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsMP on 5/13

Debtor obj<>FAILED TO SELL BY 3/1/26
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-13695 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO LM BY 3/31/26
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-14155 / CMGThomas G. Egner, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO ADDRESS ESTIMATED PRIORTY AND UNSECURED PORTIONS OF NJ DIV TAX POC #6-2
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-14359 / CMGJonathan Goldsmith Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj<>NJ DIV TAX LATE FILED CLM #11-1; 100% PLAN WILL NOT COMPLETE TIMELY


1/26/26(mk) Order submitted by St Of NJ that pays priority claim #11-1 9,364.34

Opp'N filed:Opposition has been docketed. Debtor filed their 2023 New Jersey State Tax Return last week. A copy was uploaded to 13 Docs. I have been in touch with the State of NJ attorney who prepared the Consent Order and the individual at the Dept. of the Treasury who will amend POC 11-1 to reflect that the 2023 State Tax Return has been filed. I emailed them the filed return as requested so that they can expedite amending the POC. Can this be adjourned?
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-14488 / CMGRussell L. Low, Esq.Motion Relief from Stay (Fee)No Opposition FiledWELLS FARGO BANK (LOGS)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-16690 / CMGOtto J. Kostbar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledPLAN WAS DENIED ON 4/1/26 AND FAILED TO FILE MP IN 14 DAYS; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
515/13/2026 9:00 am25-17277 / CMGDaniel E. Straffi, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> LOANDEPOT (Brock & Scott)

debtor has a trial LM 3 payments May June and July payments

adj to control date of may 13
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-17277 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsMP on 4/1>was plan denied


Debtor obj<>PLAN DENIED AND FAILED TO FILE MP IN 14 DAYS

debtor in trial LM- filing a MP




Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-17804 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsMP filed

Debtor obj<>FAILED TO LM BY 2/10/26

Obj says debtor has listed home for sale MP will be filed

MLS for sale for 650,000- needs realtor retention
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-17804 / CMGRobert Cameron Legg, Esq.Motion SellNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-18148 / CMGPaul N. Mirabelli, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledMIDFIRST BANK (GROSS)

3/30/26- working on resoolving
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-19163 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)No Opposition FiledSANTANDER BANK (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-19218 / CMGJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO REFI BY 3/31/26
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-19780 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>DEUTSCHE BANK (LOGS)

3/24/26: working on a CO adj to 5/13
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-19848 / CMGKevin C. Fayette, Esq.Motion Relief from Stay (Fee)No Opposition FiledQIXIAO YING TRUSTEE,EVERGREEN TRUST (GREENBLATT)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-20333 / CMGGeorge E. Veitengruber, III, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-20532 / CMGPaul H. Young, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledLAKEVIEW LOAN (STERN & EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-21905 / CMGWilliam S. Wolfson, Esq.Motion Relief from Stay (Fee)No Opposition FiledSELENE FINANCE (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-22240 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledPLAN WAS DENIED ON 4/1 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-22266 / CMGJustin M. Gillman, Esq.Motion Relief from Stay (Fee)No Opposition FiledWELLS FARGO (ras(
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-22610 / CMGScott D. Sherman, Esq.Motion Relief from Stay (Fee)No Opposition FiledMERCEDES-BENZ FINC (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-22905 / CMGRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledNEWREZ/SHELLPOINT (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-22975 / CMGStacey L. Mullen, Esq.Motion Relief from Stay (Fee)No Opposition FiledNEWREZ (HILL WALLACK)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-23037 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)No Opposition FiledSELECT PORTFOLIO (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-23285 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledPLAN WAS DENIED ON 4/1 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am25-23741 / CMGLee M. Perlman, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Revised Order SubmittedRevised order submitted 4/10/26- OK


mk all dox in

NEEDS A REVISED ORDER
needs 7500 to be current thorough May
make conf. 6/3
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am26-11596 / CMGDaniel E. Straffi, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filedcase dismissed on CT OSC for missing dox



MK: as of 4/12/26: Don't see missing dox or a plan yet and no 341 dox
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am26-12135 / CMGMark S. Cherry, Esq.Motion Prospective ReliefNo Opposition FiledSANTANDER BANK (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am26-13241 / CMGKirsten B. Ennis, Esq.Motion Relief from Stay (Fee)No Opposition FiledGRIGGS FARM (GORSKI)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am26-13390 / CMGJohn Michael McDonnell, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN EXT STAY


Mk : plan to sell residence w/ in 6 mos

Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am26-13390 / CMGJohn Michael McDonnell, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 9:00 am26-13447 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)No Opposition FiledUNITED TELETECH FINC (McKENNA)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am22-12686 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 37 of 48 required payments   Arrears: $1,132.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am24-14829 / CMGJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 14 of 23 required payments   Arrears: $1,506.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am25-12687 / CMGDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 13 of 13 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am25-15277 / CMGStacey L. Mullen, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 11 required payments   Arrears: $11,097.00
Email InquiryMatter ResolvedRequest
Adjournment
1595/13/2026 10:00 am25-16030 / CMGRoger J. Yehl, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 10 required payments   Arrears: $5,203.00
Ready hold for noon . There is SV on mtg

TR has recommended dismissal and atty wants to hold for Judge( I have a RH Request for noon )

As of 2/10 26(mk): still no consent to sell from co owner- SV as of November on real property. Income is soc security VA pension from sp TR suggested conversion to ch 7
debtor is paying car in full thru plan w/ interest



adj to 2/18/26 PEREMPTORY to get consent to sell or D


AS OF 2/9/26(mk); email to atty- No consent form co owner- wants it held for Judge

-STILL DOES NOT HAVE CO OWNER CONSENT TO SELL- MATRIMONIAL DISPUTE - THIS NEEDS RESOLUTION IN ORDER TO CONFIRM A SALE PLAN. Atty says pursing ST CT remedy in family CT to require co owner to sign listing agmt- UNTIL WE HAVE THAT A SAL PLAN CANNOT BE CONFIRMED


As of 11/18/25(mk):4/5 payments Arrears $1,377.53
SV on residence and debtor does not have consent of co owner to sell property.

Work up on Plan #14

>>MFR BY Lakeview on 11/6/25- GRANTED

1. Lakeview Loan (BROCK & SCOTT) obj to creditor not in plan, no arrears in plan and sale. CREDITOR NOW HAS SV


2. Trustee Obj:
- Must provide updated CMA with comps that are similar in size of residence (2 properties were small in size and less rooms and another was sold for more, not what is listed on CMA. Zillow values $607,500.) and property settlement agreement

-NEED A SELL BY DATE FOR Real Property.

- Debtor has insufficient income. Disposable income verifies $1,229, plan propose $1,260.37. Income is fixed. How is plan feasible?

- Trustee payment will need to be much higher, due to non-exempt equity on real property and car claim.

- Add to confirming order non-exempt proceeds from sale residence to Trustee.


Prop Plan $1,261 x 60 begin 7/1/25; Base and Sale of RE per part of divorce
4/5 payments



-----------------------------------RESOLVED----------------------------
. Ally Capital (LAURA EGERMAN) obj to Cram amount in plan not correct and interest. ORDER SUBMITTED 11/18. TERMS= pay total 67,743.53 over 60 mos


Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am25-17804 / CMGRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 9 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am25-20564 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 6 required payments   Arrears: $700.00
As of 4/16/26(mk): case is 6 mos old

Work up on plan #24


Plan now LM- Motion to Participate in Loss mit on 4/22. Contested

1.Objection by US Bank(RAS):
- plan has cure by LM - no LM offered or approved and plan does not proposes monthly payments pending LM.
Debtor already modified the loan once now seeks to do it again- debtor cannot afford the property.


2.. Trustee objection:
- disposable income now is $2,192 p/m
- no Loss Mit application( Request to participate in Loss mit on 4/22/26- CONTESTED


Plan:$700 X 7; $1300 X 53; LM 5/2026; BASE
5/6 payments
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am25-21074 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0
mk: debtro working on Tax claims PEREMPTORY for 5/13/26

AS of 4/13/26(mk):ALL ISSUES STILL NOT RESOLVED SINCE LAST HEARING ON 3/11/26

1. Trustee objection:
-Per plan claim of Twin River Community Trust will b not be paid as not timely claim was filed - STRIKE IT - unless debtor files claim and motion to allow late claim.


2. Must resolve IRS priority and unsecured claims are estimated.

3. State of NJ priority and unsecured claims are estimated.

4 Ally Capital filed arrears claim for $1,707.83. OK TO PAY?

Plan $1,525.46 x 60 100%
5/6 payments

------------------------RESOLVED-------------------------
- debtor has insufficient income. Disposable income verifies $759.DEBTOR IS CURRENT
- debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED.
- There is non-exempt equity in the residence $31,054 (Pending resolving estimated tax claims). Plan is 100%
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am25-21441 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $3,897.00
AS of 2/26/26(mk):


1. Objection by The Bank of New York (RAS)
- Arrears $203,046.01. Plan pays arrears

2. IRS estimated priority claim for 2013-2024 taxes and GUC claim for 202 taxes


Plan $3,897 x 60 100%
3/4 PAYMENTS


--------RESOLVED-----------
There is $3,125 non-exempt equity in jewelry.
- There is $391,714.83 non-exempt equity in house. TOTAL NON-EXEMPT EQUITY $394,839 (100% PLAN)

- failed to file the required Pre-Confirmation Certification - FILED
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am25-21926 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
AS of 4/14/26(mk)

ISSUE STILL UNRESOLVED.

atty says filing POCs for mariner and River Edge Apts: Not done as of above date

AS of 2/26/26(mk)

1. Objection by Exeter Finance (WILLIAM E. CRAIG) :
-Debtor co-signed for 2022 Honda Pilot 10/4/25 w/car pymt $856.52, POC filed no arrears owed

2.Trustee Objection;
- Plan has cram for mariner Finance- No claim filed
- plan avoids J'ment lien of River Edge apts- No claim filed
- Must file pre conf cert.

Prop Plan $204.48 x 60 begin 12/1/25; Base
4/5 payments


-------------RESOLVED-----------------------------
Must serve River Edge Apts to street address not PO Box creditor in plan motions. SERVICE DONE 1/13/26
Note: Amended Sched A/B and C to add 2022 Honda Pilot, but does not remove 2020 Nissan Sentra, claim was filed as unsecured and car was repossessed and sold. Proof of social security income provided 12/26/25.
Plan has Crescent Bank for 2020 Nissan Sentra as outside, POC filed 12/18/25 by Crescent Bank as unsecured, car repoed, sold 4/2/25 and deficiency balance claim filed. Also car is not on insurance.
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am25-21946 / CMGSHMUEL KLEINConfirmation Hearing ScheduledPending WorkupDebtor has made 15 of 5 required payments   Arrears: $0
4/7/26(mk)

MP does not address the claims filed in the case nor the lender Order at #57 entered 2/2/26

object to atty fee atty disclosure has flat fee 5,000 and balance will NOT be paid thru plan- need to obj when he filed his MP(mk)
Email InquiryMatter ResolvedRequest
Adjournment
1535/13/2026 10:00 am25-22122 / CMGAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $300.00
AS OF 2/27/26 (SF)

1. 341 NOT HELD - MISSING DOCUMENTS
2. PAYMENTS: 3/3
Email InquiryMatter ResolvedRequest
Adjournment
1085/13/2026 10:00 am25-22416 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
returns filed


AS OF 3/18/26 (mk:

1. The NJ Division of Taxation filed an estimated claim which needs to be amended. (STILL ESTIMATED FOR 2021- unsecured portion)


Plan $309 x 36 beginning 12/1/2025, $0 to unsecured creditors
Payments: 4/4

-----------------RESOLVED------------------
- has insufficient income. negative income is -$1,019 - debtor current and on TFS
- Need proof of service on Capital One Auto Finance. (CERT OF SERVICE FILED)
Email InquiryMatter ResolvedRequest
Adjournment
1575/13/2026 10:00 am25-22438 / CMGRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 5 required payments   Arrears: $500.00
3/11/26 (sf) Copy of money order for $500 just received

AS OF 3/9/2026 (at):

1. Objection filed by US Bank (Robertson Anschutz) - failure to cure full arrears of $55,746.48 and to make regular monthly payments pending the sale. (UNRESOLVED)

2. Objection filed by Transam Holdings LLC (Padgett Law Group) - plan dos not provide for adequate protection payments and plan does not address who will be responsible for payment of taxes and insurance pending sale. Plan was filed in December and creditor has seen no efforts to sell the property. (UNRESOLVED)

3. Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- A Modified Plan that Part 5a needs to specify treatment of unsecured claims (MODIFIED PLAN FILED)

Modified Plan before confirmation proposes: $500 x 60 beginning 12/1/2026, sale of residence within 6 months of confirmation, $0 to unsecured creditors
Payments: 2/4, arrears $1,000
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am25-22532 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $570.00
AS OF 4/17/26 (SF)

1. Objection filed by HSBC Bank (RAS) - failure to pay arrears of $8349.28 MK YES PAY (NEED ORDER OR CONFIRMATION FROM CREDITOR THAT THIS IS RESOLVED)

2. Motion for Relief by HSBC/PHH 4/22 at 9

3. Portfolio Recovery Associates filed arrears claim 10-1 in the amount of $19,085.62 which is not addressed in plan (MUST RESOLVE) MK AUTO TURNED IN AND IS LONG GONE (NEED MODIFIED PLAN TO SURRENDER)

4. IRS filed secured claim 3-1 in the amount of $30,499.69 which is not addressed in plan (MUST RESOLVE)

5. IRS filed estimated priority claim 3-1 (NEED AMENDED CLAIM)




Plan proposes $570 x 60 0%
Payments: 4/5 Arrears $570


RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- Need a copy of the last filed tax return - for 2024.
- Business forms: - missing pages 3-4 (RECEIVED)
- Must resolve the estimated tax claims of State of NJ, 2022 and 2023 not filed. (AMENDED)
- Trustee objection:
- The debtor must provide updated proof of auto insurance for the 2003 Honda Pilot. The policy
provided expires on 2/20/26. (RECEIVED)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am25-22762 / CMGAdrian J. Johnson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 4 required payments   Arrears: $11,807.00
Email InquiryMatter ResolvedRequest
Adjournment
1115/13/2026 10:00 am25-22866 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
4/2/26 2 feb pay stubs uploaded

AS OF 3/18/26 (mk):

1. One Main filed a bifurcated claim which needs to be resolved. NOT IN PLAN

2. Toyota Motor filed a bifurcated claim which needs to be resolved. PLAN HAS PAY IN FULL W. INTEREST TR NEED ORDER FOR THAT POC IS FOR 16,675 and plan has 18,219- how do you want to treat this?

3.Trustee's objection:
- Proof of 2 month's income - January and February for the debtor. (NOT RECEIVED)
- Has NF spouse returned to work
- unnecessary or excessive expense items :
$800/month for unemployment taxes PROOF THAT DEBTOR IS PAYING THIS 10 days prior to confirmation.

Plan proposes: $450 x 60 beginning 1/1/2026, base
Payments: 3/3,

------------RESOLVED--------
auto insurance for the 2019 Toyota. (RECEIVED)
- Proof of income for spouse once she returns to work. (LANGUAGE ADDED)
- Pre-Confirmation Certification. FILED
Email InquiryMatter ResolvedRequest
Adjournment
1125/13/2026 10:00 am25-22905 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As of 3/26/26 (DS): 1. Trustee obj to the following:
- Must provide Bank of America acct#8619 from 11/8/25-12/5/25, Bank of America acct#5105 from 11/26/25-12/5/25, Wells Fargo acct#2561 from 11/27/25-12/5/25 and Wells Fargo acct#6844 from 12/1/25-12/5/252025 and Tax return if not filed can add to confirming order to provide no later than 5/31/26.
- Debtor has insufficient income, disposable income verifies -$2 after deducting $50 from auto insurance. Debtor will need E-Wage.
- There is non-exempt equity in the residence $4,898 and pending bank acct statements.
- Must resolve Strickland Farm Condo Assoc. bifurcated claim which was filed as secured $2,715.64 and unsecured $3,475.67.
- Must resolve Ally Capital bifurcated claim which was filed with arrears $1,351.95 (plan has outside and unaffected), secured $9,025 and unsecured $9,025.

Prop Plan $301 x 60 begin 1/1/26; Dollar Base $5,608.41
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am25-22939 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $1,832.00
AS OF 3/24/26 (SF) CLAIMS ARE HIGHER. THE PLAN IS NOT FEASIBLE.


1. Objection filed by State of NJ (Steven Hordis) - Taxation requests that the Court: (1) deny confirmation of Debtor's plan; (2) require Debtor to file all delinquent tax returns within 30 days or Debtor's case will be dismissed; and (3) require Debtor to amend the plan to provide for full payment of Taxation's proof of claim

2. HSBC Bank filed arrears claim 4-1 in the amount of $4165.37 which is not addressed in plan (OK TO PAY?)

3. The State of NJ filed secured claim 2-1 in the amount of $18,364.85 which is not addressed in plan

4. The IRS filed secured claim 3-1 in the amount of $172,615.82 which is not addressed in plan

5. Trustee objection:

- There is $311,237 non-exempt equity in the real estate. (PLAN WILL REQUIRE 100%)

- The IRS filed an estimated claim which needs to be amended.

- The State of NJ Division of Taxation filed an estimated claim which needs to be amended


Plan proposes $1832 x 60 Base Plan
Payments: 2/3 Arrears: $1832


RESOLVED:
1. Objection filed by GS Mortgage-Backed Securities Trust 2018-RPLI (Carlon) - failure to pay arrears of $82,004.21 (RESOLVED VIA ORDER - PAY ARREARS)

- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
1155/13/2026 10:00 am25-22961 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $1,208.00
AS OF 3/26/26 (SF)

Note: Claims are higher. Plan is not feasible. Payment needs to increase to $1740 and debtor is not current with payments.

1. The State of NJ filed priority claim 8-1 in the amount of $1218.16 which is not addressed in the plan (OK TO PAY?)

2. US Bank filed arrears claim for $51,629.62 which is higher than proposed amount.

3. Trustee objection:

- Need copy of 401(k) loan balance statement prior to filing date.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
There is disposable income, plan propose 100%.

- The current Plan does not specify treatment of IRS for $6,362.69 under the Plan. (OK TO PAY?)

- There is non-exempt equity in the residence $159,915

Plan proposes $1208 x 60 100% Plan
Payments: 2/3 Arrears: $1208

RESOLVED:
- The debtor must provide updated proof of auto insurance for the 2008 Toyota Highlander. The policy provided has expired. (RECEIVED)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am25-23067 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 4 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am25-23356 / CMGAllen I. Gorski, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $1,500.00
MK: THERE IS AN EVIDENTIARY HEARING ON THE MOTION TO EXPUNGE THE LANDLORD'S CLAIM FOR 5/20/26 AT 10;00AM- SO THIS NEEDS TO BE ADJ TO A DTAE AFTER THAT.

AS OF 3/25/2026 (at):

DEBTORS HAVE MADE ONE OF THREE PAYMENTS.

3/25/2026 - RECEIVED PROOF OF A $3,000 PAYMENT SCHEDULED FOR 3/31/2026.

1. Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

2. Ally Capital filed a secured arrears claim for the 2022 Chevy Equinox in the amount of $426.09 which is not in the plan. Are the debtors going to pay this claim? (OK TO PAY)

3. Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - CMA provided is significantly lower than the Zillow amount of $722,900. (UPDATED CMA NOT RECEIVED - USING ZILLOW FOR NOW)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $174,582.00 non-exempt equity in house. (CURRENT N/E EQUITY IS $176,419)

RESOLVED ISSUES:
- The debtor has insufficient income. co-debtor income verified lower than amount on Schedule I, using all paystubs provided. (E-WAGE LANGUAGE ADDED)

Plan proposes: $1,500 x 60 beginning 1/1/2026, 100% plan
Payments: 1/3, arrears $3,000
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am25-23381 / CMGJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 4/13/2026 (at):

1. Objection filed by Truist Bank (McCabe Weisberg) - failure to cure arrears of $1,108.75. (MODIFIED PLAN PAYS ARREARS AND NO OBJECTION TO MODIFIED PLAN)

2. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Need a statement for the spouse's 403B loan. (NOT RECEIVED)
- proof of income for new part time job (NOT RECEIVED)
- Amendments to Schedules Sch I for new Part time job (NOT AMENDED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$2,100/month mortgage payment (per statement, payment is $1,971.48)
$300/month for home maintenance (RECEIVED A BILL FOR $80,000 FOR HOME IMPROVEMENTS DATED 2/4/2026)
$400/month for entertainment
$400/month for car insurance
$1,270/month for spouse's credit cards
$275/month for spouse's timeshare (RECEIVED BILL FOR $202/MONTH - LUXURY ITEM)
$275/month for pet care (RECEIVED PET EXPENSES)
Need proof of expenses 10 days prior to confirmation. (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- Per the 22C, monthly disposable income is $4,075 which requires a minimum dividend of $244,500 to general unsecured creditors.

RESOLVED ISSUES:
- The current Plan does not specify treatment of Citizen Bank's secured arrears claim under the Plan. (MODIFIED PLAN ADDRESSES CLAIM)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $39,798 in non exempt equity in the residence. (LANGUAGE ADDED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE
Email InquiryMatter ResolvedRequest
Adjournment
1225/13/2026 10:00 am25-23587 / CMGJenee K. Ciccarelli, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $925.00
5/13 for tax claims resolved and to be current

AS OF 3/26/26 (SF)

1. IRS filed estimated priority and unsecured claim 3-1

2. State of NJ filed estimated priority and unsecured claim 17-1

3. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification

- The debtor must provide proof of auto insurance for the 2008 Mazda.

- Verified income leaves monthly disposable income of $1,719.11.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $1671.00 when
determining disposable income.

- The debtor has failed to provide proof of service with respect to Plan Motion(s).

- NJ Motor Vehicle Commission needs to be served at a physical address to the attention of a
partner/managing agent.

- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.


Plan proposes $925 x 36 Base
Payments: 2/3 Arrears: $925
--------------------------------RESOLVED---------------
MK THIS IS OK
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$800/month for food for one. Need proof of expense 10 days prior to confirmation.



Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am25-23652 / CMGRichard Obuch, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 22 of 4 required payments   Arrears: $0
As of 3/27/26 (DS): Debtor atty requested adj to resolve all issues

As of 3/26/26 (DS): 1. Trustee obj to the following:
- Must provide Residential lease or proof of rental payment. Reviewed bank statements, which shows 2 payments made to Convery Assoc $1,410 10/27 & $1,510 12/9, not sure if this is landlord since none on Sched G and 2025 Tax return..
- Need a mod plan that propose to pay IRS $14,025.25 priority & $18,595.32 secured and American Credit Acceptance arrears $493.30.
- Excessive expenses on Sched J: Rent $2,000, IRS $400 (Since paying through plan must be removed from expenses). New expense total is $5540 instead of $5,940. Must provide proof of rent expense w/in 10 days prior to filing.
- Disposable income verifies at $797 per month, tax refund not listed on Sched I.
- Must file Pre-confirmation Certification.

Prop Plan $13.61 x 36 begin 1/1/26; Base
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-10029 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 3/24/26 (SF)

1. NJ Housing and Mortgage Finance Agency filed arrears claim 11-1 in the amount of $1002.11 which is not addressed in plan (ON TO PAY?)

2. Trustee objection:

- The debtor has insufficient income. Income verifies $3. Debtors will need E-wage.

- The debtor has failed to file a feasible plan - when car payment $439 ends in month 31.

- The debtor has failed to file the required Pre-Confirmation Certification .

- Need a copy of the last filed tax return - for 2025.

- Need copy of Co-Debtor pension loan balance statement prior to filing date.

- The debtor must provide proof of auto insurance for the 2024 Honda.

- The current Plan does not specify treatment of US Dept of HUD under the Plan.

- There is non-exempt equity in the residence $2,611.

- The debtor has failed to provide proof of service with respect to Plan Motion(s). Service to LVNV funding and Velocity Investments.

Note: LVNV filed unsecured judgement claim 15-1


- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution



Plan proposes $314 x 60 Base w/min div of $13,517 to gucs
Payments: 2/2

Email InquiryMatter ResolvedRequest
Adjournment
1275/13/2026 10:00 am26-10053 / CMGJonas Singer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 3/26/26 (SF) Need more time to resolve creditor objection


1. Objection filed by M&T Bank (Jennings) - failure to pay arrears of $1,482.51

2. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification (FILED)

- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,716 when
determining disposable income.

- There is non-exempt equity in the residence $184,475. Plan propose 100%.

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's
recommended order of distribution

Plan proposes $720 x 60 100% Plan
Payments: 2/2



Email InquiryMatter ResolvedRequest
Adjournment
1915/13/2026 10:00 am26-10166 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
341 4/2/26

AS OF 3/9/2026 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/2, arrears $130
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-10241 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 3 required payments   Arrears: $4.00
As of 4/16/26 (DS): Debtor atty requested adj to allow time to file motion to address IRS POC

As of 3/20/26 (DS): MOD PLAN FILED TO ADD LVNV IN MOTION AND REMOVE FROM PAY CLAIM IN FULL, SCHED 4/22/26

As of 3/9/26 (DS): Debtor atty requested adj to pass bar date and allow time to resolve all issues.

As of 3/4/26 (DS): 1. Trustee obj to the following:
- Service/notice of chapter 13 plan transmittal was done improperly to both Capital One and LVNV Funding. Transmittal marks off real property, fails to mark off personal property and provide details. Also service to Capital One fails to serve at street address listed on Proof of claim filed 1/21/26.
- Need clarification as to LVNV Funding listed in plan as claim to be paid in full for 2018 Jeep, but then has in Plan motions to avoid lien. Is this the same creditor?

2. IRS claim must be amended to reflect the refund that was taken. Per letter from IRS tax refund $2,026 was taken and paid toward tax lien 2/23/26 balance $34,037.11, no amended claim filed since 2/12/26 owed $35,974.30.

Prop Plan $101.23 x 60 begin 2/1/26; Base
Note: 2025 Tax return provided.
Email InquiryMatter ResolvedRequest
Adjournment
1335/13/2026 10:00 am26-10639 / CMGDavid L. Stevens, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $2,200.00
As of 3/30/26 (DS): 1. Trustee obj to the following:
- Must provide 2025 Tax return.
- Guardian whole life insurance policy #0147 has value $210 and #9653 has value of $381, Sched B has $0, there is non-exempt equity $591.
- Sched J has excessive expenses: $350 Home maintenance, $500 Child care (spouse not working), $600 Clothing, $500 Personal care, $500 Entertainment, $1,715.20 Life insurance, $7,000 Estimated tax payments. Must provide proof of expenses 10 days prior to confirmation.
- Plan propose that the IRS and State of NJ secured portion of claims be paid outside, must enter into consent order with both IRS and State of NJ in order for the claims to be treated outside.
- Must file Pre-confirmation certification.
- Add to confirming order fee app within 7 days from confirming order.

2. Must resolve IRS estimated tax claim, 2025 not filed.

3. Must resolve State of NJ estimated tax claim, 2022 - 2025 not filed.

Prop Plan $2,200 x 12 begin 2/1/26; $3,200 x 24; $4,800 x 12; $6,400 x 12; Base
Note: Homeowner insurance and bank statements provided.
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-10645 / CMGMark N. Glyptis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 3 required payments   Arrears: $2,195.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-10859 / CMGHerbert B. Raymond, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $200.00
UPDATED 3/30/2026 (JMA)
issues as of 3/24/2026 (JMA)

1) 341 not held, not rescheduled - documents provided - NEED TO RESCHEDULE 341 HEARING
2) IRS priority tax claim estimated for 2025, need to provide statement by 5/31/2026


proposed plan $400x60 base plan
paid in $800
last claim 17-1
Email InquiryMatter ResolvedRequest
Adjournment
1395/13/2026 10:00 am26-10985 / CMGHerbert B. Raymond, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $400.00
AS OF 3/31/2026 (at):

1. The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED FOR 2025)

2. Objection filed by NJ Housing and Mortgage Finance (Stern Lavinthal) - failure to cure arrears of $1,961.59. (Per objection, no claim filed yet) (UNRESOLVED)

3. Trustee's objection:
- The debtor has failed to file a feasible plan - does not have income
- information on the Virginia property transferred to son.(RECEIVED DOCUMENT VALUING PROPERTY AT $6,400 - NO CERTIFICATION)

RESOLVED ISSUES:
- The debtor has insufficient income. income verified lower than amount scheduled leaving negative income -$245.31 (E-WAGE LANGUAGE ADDED)
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2025 by 5/31/2026 (LANGUAGE ADDED)

Plan proposes: $400 x 48 beginning 2/1/2026, base
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
1415/13/2026 10:00 am26-11096 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $2,836.00
as of 4/1












































as of 3/331/2026 (JMA)

1) 341 rescheduled for 4/30/2026 - ok to adjourn confirmation hearing to allow 341 to be held.

proposed plan $1,418x60 100%
paid in $1418
arrears $1418
last claim 1-1


































































issues as of 3/24/2026 (JMA)

1) 341 not held, not rescheduled - missing documents
2) No Trustee plan payments, arrears $2,836

proposed plan $1,418x60 100%
paid in $0
arrears $2,836
last claim 1-1
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-11227 / CMGRoger J. Yehl, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,130.00
issues as of 3/24/2026 (JMA)

1) AmeriCredit Financial Services Inc, dba GM Financial (Eisenberg Gold & Agrawal) objection to confirmation - NEED TO RESOLVE
- The Debtor's proposed cramdown value of $10,000 for the 2019 GMC Terrain is too low. The vehicle has a clean retail value of $15,400 as per the NADA Official Used Car Guide, February 2026 edition.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return - 2025 by 5/31/2026.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Income verifies higher than amount scheduled, resulting in net income of $10,174.14 and $1,858.14 disposable net income.

proposed plan $1,130x60 base plan
paid in $1,130
last claim 4-1
Email InquiryMatter ResolvedRequest
Adjournment
1465/13/2026 10:00 am26-11257 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
As of 3/31/26 (DS): Debtor atty requested adj 341 sched
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-11286 / CMGEugene D. RothConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 2 required payments   Arrears: $0
3/18/26 (sf)


1. 341 not held - rescheduled to 4/9/26
2. Payments: 1/1



Email InquiryMatter ResolvedRequest
Adjournment
1495/13/2026 10:00 am26-11371 / CMGAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $300.00
AS OF 3/19/26 (SF)

1. 341 not held - missing documents
2. No payments - 0/1 Arrears: $300


has a pyment and needs to get a 341 date
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-11474 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
As of 4/17/26 (DS): Debtor atty requested adj still awaiting resolution on MFR

As of 4/14/26 (DS): 1. Santander (WILLIAM E. CRAIG) obj to cram of 2017 Kia. Must resolve obj.

2. Must resolve IRS estimated tax claim, 2025 tax return not filed.

3. Must provide Trustee with 2025 Tax return.

Prop Plan $745.55 x 60 begin 3/1/26; Base
Note: No amended Sched D needed as creditor is already listed and so is amount. There is no equity on residence, mortgage statement was provided, must've been an oversight. There is no equity in bank acct as social security is in acct.
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-11738 / CMGRegina L. Gelzer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 2 required payments   Arrears: $0
AS OF 4/16/26 (SF)

1. The IRS filed estimated priority claim 10-1 (NEED AMENDED CLAIM)

2. Trustee objection:

- The debtor has insufficient income.

There is nonexempt equity of $1476.20 in Fidelity brokerage account
There is nonexempt equity of $2505 in AMH Reality
There is nonexempt equity of $870 in Proctor Gamble stock
There is nonexempt equity of $1858 in BOA accounts

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$400/month to the IRS (Moot, IRS filed a claim. Expenses are reduced by $400)
Need proof of expenses 10 days prior to confirmation.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,370 when
determining disposable income. (2025 refund was $638)

- There is $15,794 non-exempt equity in the 2018 GMC Sierra.

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution


Plan proposes $600 x 60 Base
Payments: Current: $1800 Received

RESOLVED:

- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- Must provide a copy of the last filed tax return - for 2025 by 5/31/2026. (RECEIVED)
- $3,350/month for rent (need copy of lease (RECEIVED)
- Need January and February bank statement for TD Savings account, Fidelity brokerage
account and the Proctor & Gamble stock account. (RECEIVED)
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-11739 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $693.00
car insurance provided good through 10/2/2026
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-11944 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
issues as of 4/16/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification .
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2025 by 5/31/2026.
- Need explanation of CMA which values property at $167,500.00. Zillow values property at
$305,600.
- The debtor(s) plan consists of unnecessary or excessive expense items such as: $495/month for utilities; $520/month for food. Need proof of expenses 10 days prior to confirmation.
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on Consumers Credit Union.
- Need a statement for the 401k loan.

proposed plan $243.40x50 base plan
paid in $486.80
last claim 20-1
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-11977 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12020 / CMGRahaf Alrehaili, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $3,060.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12188 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $700.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12276 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12327 / CMGAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12333 / CMGMichelle Lee, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12452 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $3,113.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12481 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12527 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,120.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12529 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $673.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12562 / CMGAllen I. Gorski, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $800.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12567 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12583 / CMGBrian F. O'Malley, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $513.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12589 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12618 / CMGBrian L. Hoffman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12639 / CMGNicholas Fitzgerald, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,366.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12701 / CMGEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $320.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12778 / CMGCarlos D. Martinez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12815 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12893 / CMGKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12897 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $150.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12899 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $700.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12929 / CMGAndy Winchell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12947 / CMGFrederick J. Simon, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $100.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-12953 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $504.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-13062 / CMGBruce H. Levitt, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-13079 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $300.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 10:00 am26-13245 / CMGJohn D. DiCiurcio, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $3,516.00
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 12:00 pm22-19473 / CMGMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 12:00 pm23-15986 / CMGThomas J. Orr, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 12:00 pm23-20647 / CMGAllen I. Gorski, Esq.Motion CompensationNo Opposition Filedamt: special counsel fees Mk plan 100%- fees outside -OK
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 12:00 pm24-17222 / CMGMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 12:00 pm25-13045 / CMGKarina Pia Lucid, Esq.Motion CompensationRevised Order Submitted4/17/26: Revised order submitted-OK


TR objection

FOH only 1672.54- fee app requests 3,485.68
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 12:00 pm25-14451 / CMGRobert Manchel, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 12:00 pm25-21261 / CMGPeter E. Zimnis, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 12:00 pm25-22746 / CMGMelinda D. Middlebrooks, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
05/13/2026 12:00 pm26-10607 / CMGAllen I. Gorski, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes