Judge Michael B. Kaplan
Hearing Date: 5/13/2020
Hearing Count: 230
Last Updated: 07-02-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
05/13/2020 8:30 am20-14335 / SLMSCOTT D SHERMAN ESQNEWARK - Confirmation HearingContinued
6/10/2020 8:30 am
Debtor has made 1 of 4 required payments   Arrears: $270.00  Total Paid In: $300.00
AS OF 5/6/20 (SF) - Atty to request adjournment.

1. The plan proposes to pay the IRS outside the plan. (NEED CONSENT ORDER)

2. Trustee objection:
- Proof of 2 month's income - from family trust account and party planning business (1099 Form). (1099 RECEIVED. THERE IS NEGATIVE INCOME)
- Trust account documents, and 2 months bank statements from checking acct with TD Bank prior to filing date.
The debtor(s) plan consists of unnecessary or excessive expense items, such as: IRS $150 (requires consent order with IRS).



Plan proposes $100 x 36 Base
Payments: 1/2 Arrears: $100

RESOLVED ISSUES:
- Must file Pre-confirmation certificate. (FILED)
- Must resolve IRS estimated claim - CLAIM AMENDED
Matter ResolvedRequest
Adjourment
15/13/2020 9:00 am14-15626 / MBKEdward Hanratty, Esq.Motion SanctionsWithdrawn
Fox Rothschild requested adjournment to 5/13/20 because lack of adequate notice

MTN FOR SANCTIONS AGAINST JET LINE PRODUCTS TO VOID WARRANT
Matter ResolvedRequest
Adjourment
25/13/2020 9:00 am15-12836 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
4/3 AMT: PIF/PENDING CLOSING<<>>

FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
35/13/2020 9:00 am15-14263 / MBKPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/27/2020 9:00 am
Total Paid In: $16,999.00
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
45/13/2020 9:00 am15-21326 / MBKLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
5/8 AMT: Arrears cured/1 pymt left to complete plan<<<>>>

rec money but $450 left
Debtor obj, will pay<>ARREARS
Matter ResolvedRequest
Adjourment
55/13/2020 9:00 am15-21643 / MBKROBERT MANCHEL ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/24/2020 9:00 am
Total Paid In: $36,201.00
ARREARS-adj denied no payments since January
Matter ResolvedRequest
Adjourment
05/13/2020 9:00 am15-21659 / MBKEUGENE ROTH, ESQMotion for Exemption from Financial ManagementGranted
5/12/20 KJ: Motion previously Granted on 4/22/20
Matter ResolvedRequest
Adjourment
65/13/2020 9:00 am15-24004 / MBKSTEVEN J ABELSON, ESQCreditor Certification of DefaultWithdrawn
AR CASE IN MO 57
US BANK (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
75/13/2020 9:00 am15-29196 / MBKBRUCE C TRUESDALE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $32,043.00
4/7 AMT: Arrears cured through April/will complete timely<<<>>>
ARREARS
Matter ResolvedRequest
Adjourment
85/13/2020 9:00 am15-29756 / MBKDAVID G BESLOW, ESQMotion for Relief From StayContinued
6/10/2020 9:00 am
Total Paid In: $45,988.00
RELISTED-3/14/18 HEARING WAS OTBS<<>> Debtor obj<>WELLS FARGO (Phelan)
Matter ResolvedRequest
Adjourment
95/13/2020 9:00 am16-18400 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $101,941.00
4/24 AMT: Debtor cured arrears and paid ahead with exempt sale proceeds<<<>>>
atty filed obj, forwarding funds<> ARREARS
Matter ResolvedRequest
Adjourment
105/13/2020 9:00 am16-22322 / MBKJAVIER L. MERINO, ESQ.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $19,084.00
MTN TO APPROVE SETTLEMENT/NET PROCEEDS $7,499.31 TO DEBTOR (EXEMPT)
Matter ResolvedRequest
Adjourment
115/13/2020 9:00 am16-25268 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $29,741.00
5/12/20 KJ: PER COURT DOCKET MATTER WAS RE-LISTED

Debtor obj<>WELLS FARGO BANK (PHELAN)
Matter ResolvedRequest
Adjourment
125/13/2020 9:00 am16-28488 / MBKJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/2/2020 9:00 am
Total Paid In: $23,140.00
FYI:mk: The MP on 5/13/20 was adj. to 6/2/20(Tues.MBK day). Atty to file motion to amended POC of Virgo Munic.Fund to -0-. They were prev. pd and they will not spend & to prep & file amended POC.

AR ATTY TO PROVIDE UPDATE AS TO PYMT OF TSC
per atty wells Fargo
AMT: MP 5/13***Adj. to 6/2/20***<<<>>>


Debtor obj, filing MP<>SV/US BANK #6-1; NEEDS TO PROVIDE INFO AS TO WHO SATISFIED VIRGO MUNICIPAL FINANCE FUND TAX SALE CERT #11-1
Matter ResolvedRequest
Adjourment
135/13/2020 9:00 am16-31694 / MBKDANIEL L. REINGANUMMotion to Cancel DischargeGranted
MTN TO CANCEL DISCHARGE/US DEPT HOUSING
Matter ResolvedRequest
Adjourment
145/13/2020 9:00 am16-31694 / MBKDANIEL L. REINGANUMMotion to Cancel DischargeGranted
MTN TO CANCEL DISCHARGE/BUR CO BOARD OF FREEHOLDERS
Matter ResolvedRequest
Adjourment
155/13/2020 9:00 am16-33255 / MBKHENRY CHUDZIK, JR.Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $7,219.00
US BANK ( Friedman Vartolo)( tr arrears )
Matter ResolvedRequest
Adjourment
165/13/2020 9:00 am17-10754 / MBKROBERT C NISENSON ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $20,831.00
UPDATED 5/7 AMT: $18,931 PTD (40); $899 X 20 BEG 6/1/20<<<>>>

4/24 AMT: $17,981 PTD (39); $936 X 21 BEG 5/1/20 (atty OK)<<<>>>

***received $475 in April - Atty has not heard back from debtor re additional payments but wants a recap (DM)***
AR NEED UPDATE FROM ATTY BEFORE HEARING DATE
Debtor obj, attempting to cure
Matter ResolvedRequest
Adjourment
175/13/2020 9:00 am17-12300 / MBKWilliam H. Oliver, Jr., Esq.Objection to Proposed OrderWithdrawn
AR DEBTORS MOTION , APOC FILED NEED TO RESOLVE REFUND ISSUE
IRS OBJECTION TO TRUSTEE PROPOSED ORDER
Matter ResolvedRequest
Adjourment
185/13/2020 9:00 am17-19304 / MBKGeorge E Veitengruber IIIMotion SellOrder to be SubmittedTotal Paid In: $24,121.00
OST/Wells Fargo response ( Shapiro); Madison Trust obj (Zeitz)<>MTN TO SELL FREDERICK PLACE-
OBJ: Selling for double the amount scheduled in the petition
-need all non-exempt proceeds to trustee in the order
Matter ResolvedRequest
Adjourment
195/13/2020 9:00 am17-20260 / MBKWARREN BRUMEL, ESQMotion Relief from Stay (Fee)Continued
6/16/2020 9:00 am
Total Paid In: $9,250.00
Debtor obj<>STARNS LENDING (MCCABE)
Matter ResolvedRequest
Adjourment
205/13/2020 9:00 am17-21678 / MBKRONALD E NORMAN, ESQCreditor Certification of DefaultGrantedTotal Paid In: $23,648.00
PHH (Robertson Anschutz)( tr arrears )
-20,000 arr no pay since aug last year
Matter ResolvedRequest
Adjourment
215/13/2020 9:00 am17-22950 / MBKBRUCE C TRUESDALE ESQMotion Relief from Stay (Fee)Continued
6/16/2020 9:00 am
Total Paid In: $19,801.00
nfa
Debtor obj<>BSI FINC (FRIEDMAN)
Matter ResolvedRequest
Adjourment
225/13/2020 9:00 am17-29937 / MBKEric ClaymanMotion Relief from Stay (Fee)GrantedTotal Paid In: $8,875.00
MTGLQ INVESTORS (PARKER MCCAY)
Matter ResolvedRequest
Adjourment
235/13/2020 9:00 am17-30241 / MBKKirsten B. Ennis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/16/2020 9:00 am
Total Paid In: $6,492.00
amt: MP 6/16<<<>>>

Debtor obj<>FAILED TO LM BY 2/14/19
Matter ResolvedRequest
Adjourment
245/13/2020 9:00 am17-31259 / MBKMarc C. Capone, Esq.Motion for Early Termination of Loss MitWithdrawnTotal Paid In: $11,654.00
Debtor obj<>SLS/BANK OF NY APPLICATION FOR EARLY TERMINATION OF LOSS MIT
Matter ResolvedRequest
Adjourment
255/13/2020 9:00 am17-33633 / MBKSTACEY L MULLEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $29,769.00
ARREARS
Matter ResolvedRequest
Adjourment
265/13/2020 9:00 am17-34314 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/26/2020 9:00 am
Total Paid In: $14,954.00
***Debtor received a Trial Mod with last payment in July - ADJ to 8/26/20***


FAILED TO LM BY 10/31/19
Matter ResolvedRequest
Adjourment
275/13/2020 9:00 am18-11091 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $24,000.00
JPMORGAN CHASE (ROBERTSON, ANSCHUTZ, SCHNEID)
Matter ResolvedRequest
Adjourment
285/13/2020 9:00 am18-12566 / MBKAndrew Thomas Archer Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $34,843.00
NATIONSTAR (RAS)
Matter ResolvedRequest
Adjourment
295/13/2020 9:00 am18-13494 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Dismissed - Hold FeesTotal Paid In: $5,729.00
AR LAST PYMT 7-2019 ARREARS 3371
Got perm mod now-will file motion to approve

AR DO NOT ADJ , CONTINUED FROM 2-4
Debtor obj<>SV/FREEDOM MTG #6-1; FAILED TO LM BY 12/31/18; ARREARS
Matter ResolvedRequest
Adjourment
305/13/2020 9:00 am18-14085 / MBKMarc C. Capone, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $73,074.00
***ADJ to 5/13/20 Peremptory***
NEW REZ/SHELLPOINT (2006 Belmar Blvd) ( Hill Wallack)
Matter ResolvedRequest
Adjourment
315/13/2020 9:00 am18-16545 / MBKTerry Tucker Trustee Certification of DefaultContinued
5/27/2020 9:00 am
Total Paid In: $9,092.00
Debtor obj<>
Matter ResolvedRequest
Adjourment
325/13/2020 9:00 am18-19503 / MBKWARREN BRUMEL, ESQCreditor Certification of DefaultGrantedTotal Paid In: $3,665.00
Hold for 2 PM
BROKER SOLUTIONS (Shapiro)
Matter ResolvedRequest
Adjourment
335/13/2020 9:00 am18-20434 / MBKJOSEPH CASELLO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/24/2020 9:00 am
Total Paid In: $82,000.00
FAILED TO FILE POC ON BEHALF OF BOROUGH OF RUMSON AND MTN ALLOWING TRUSTEE TO PAY BY 2/18/19
Matter ResolvedRequest
Adjourment
345/13/2020 9:00 am18-21209 / MBKEric ClaymanMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,900.00
Debtor obj<>SN SERVICING (FRIEDMAN)
Matter ResolvedRequest
Adjourment
355/13/2020 9:00 am18-22253 / MBKJONATHAN GOLDSMITH-COHEN, ESQCreditor Certification of DefaultContinued
6/10/2020 9:00 am
Total Paid In: $13,372.00
NATIONSTAR ( Fein Such)
Matter ResolvedRequest
Adjourment
365/13/2020 9:00 am18-23308 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $9,503.00
ADJ BY TR
AMT: MP 5/13*** HONOR ROLL****<<<>>>

Debtor obj<>FAILED TO ADDRESS NJ DIV TAX EST CLM #6-1
Matter ResolvedRequest
Adjourment
375/13/2020 9:00 am18-23382 / MBKWALTER D NEALY, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $7,260.00
AR LAST TR PAY MARCH
ADJ BY TR
Debtor obj, still trying to lm<>FAILED TO COMPLETE LM BY 2/18/19
Matter ResolvedRequest
Adjourment
385/13/2020 9:00 am18-25819 / MBKROBERT MANCHEL ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
SV/PNC #8-1
Matter ResolvedRequest
Adjourment
395/13/2020 9:00 am18-28198 / MBKCANDYCE I SMITH-SKLAR, ESQTrustee Certification of DefaultDismissedTotal Paid In: $11,700.00
ADJ BY TR
Debtor obj
Matter ResolvedRequest
Adjourment
405/13/2020 9:00 am18-28502 / MBKJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $7,679.00
5/13 AMT: $6,679 PTD (20); $593 X 27 BEG 6/1/20; PLAN EXTENDED 47 MO (ATTY OK)<<<>>>

ADJ BY TR
AMT: LM order entered 3/12/20; if no cert is filed by 3/26, pre-pet clm will be adjusted. DEBTOR NEEDS TO ADDRESS ARREARS<<<>>>

AR REVIEW LOAN MOD ORDER
Debtor obj, filing mtn to approve lm<>FAILED TO LM BY 12/31/19; ARREARS
Matter ResolvedRequest
Adjourment
415/13/2020 9:00 am18-29750 / MBKJOAN S. WARREN, ESQ.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $6,519.00
CENLAR ( Pluese)( tr arrears )
Matter ResolvedRequest
Adjourment
425/13/2020 9:00 am18-30009 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $10,944.00
4/24 AMT: NTC FILED/ORDERS ENTERED<<<>>>
ADJ BY TR
Debtor obj will file<>FAILED TO FILE NTC OF SETTLEMENT AND APPL TO APPOINT SPEICAL COUNSEL
Matter ResolvedRequest
Adjourment
435/13/2020 9:00 am18-33148 / MBKWilliam H. Oliver, Jr., Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)GrantedTotal Paid In: $5,828.00
Trustee Obj
Matter ResolvedRequest
Adjourment
445/13/2020 9:00 am18-34273 / MBKDaniel Straffi, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $3,750.00
(AMT: PER CONF, LM BY 8/31/19 - POC #2-1 ARREARS NOT BEING PD IN PLAN. WHAT IS STATUS OF LM?)<<<>>>

Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
455/13/2020 9:00 am19-10139 / MBKTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/10/2020 9:00 am
Total Paid In: $20,825.00
AR CARES ACT MP PLAN FILED TO EXTEND CASE CALC OK PAYS 100%
CERT FILED - NOT SUGGESTED FORM BUT OK
REC ADJ TO 6-10
AMT; MP 6/10<<<>>>
Debtor obj, filing MP(income affected by Covid)<>ARREARS
Matter ResolvedRequest
Adjourment
465/13/2020 9:00 am19-10700 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,104.00
NO APPEAR ON 5-13
AR MP FILED TO EXT SALE DATE NEED CERT OF EFFORTS TO SELL
AMT: MP 5/19<<<>>>

file MP and put on for 5/13
Debtor obj, filing MP<>FAILED TO REFI TURTLE HOLLOW DRIVE BY 8/31/19; FAILED TO SELL APPLE BLOSSOM PPTY BY 8/31/19
Matter ResolvedRequest
Adjourment
475/13/2020 9:00 am19-10923 / MBKDONALD C GOINS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $4,154.00
AMT: MP 5/13*** HONOR ROLL***<<>>>

AR ATTY TO PROVIDE UPDATE
AMT: MP 4/8*** PLAN WITHDRAWN***<<>>>

Debtor obj, filing MP (Conf 3/3/20 - WITHDRAWN)<>FAILED TO LM BY 7/30/19
Matter ResolvedRequest
Adjourment
485/13/2020 9:00 am19-12706 / MBKJOHN F. BRACAGLIA, JR, ESQ.Motion Relief from Stay (Fee)GrantedTotal Paid In: $6,925.00
Debtor obj<>WILMINGTON SAVINGS FUND (RAS)
Matter ResolvedRequest
Adjourment
495/13/2020 9:00 am19-12798 / MBKSTEVEN N. TAIEB, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $7,632.00
AMT: MP 5/13<<<>>>
Debtor obj, filed MP<> FAILED TO LM BY 10/16/19
Matter ResolvedRequest
Adjourment
505/13/2020 9:00 am19-16626 / MBKBRIAN W HOFMEISTERMotion Relief from Stay (Fee)Continued
6/16/2020 9:00 am
Total Paid In: $5,519.00
Debtor obj<>BSI FINC/US BANK TRUST (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
515/13/2020 9:00 am19-16636 / MBKJustin M. Gillman, Esq.Creditor Certification of DefaultContinued
6/24/2020 9:00 am
Total Paid In: $6,361.00
CNP by trustee
- debtor to file MP by 5/29-to make may and june trustee payment at minimum--OTBS re: cert of default and adj to June 24th to see if MP is feasible EDC

---5 trustee payments arrears LP in Jan--adding $160K in arrears would need at least $3400 going forward
BSI (Stern & E)( tr arrears )
order LM by oct 2019-default on post-gillman wants to propose MP to pay 160k in pre pet arrears
Matter ResolvedRequest
Adjourment
525/13/2020 9:00 am19-16846 / MBKEric ClaymanCreditor Certification of DefaultWithdrawnTotal Paid In: $4,000.00
CALIBER HOMES (pHELAN)
Matter ResolvedRequest
Adjourment
535/13/2020 9:00 am19-17047 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $2,310.00
AMT: MP 5/13 *** NEEDS RESOLUTION***<<<>>>

***Opp filed by Debtor***
FAILED TO LM BY 1/1/20; ARREARS
Matter ResolvedRequest
Adjourment
545/13/2020 9:00 am19-17059 / MBKBRIAN W HOFMEISTERTrustee Certification of DefaultWithdrawnTotal Paid In: $5,744.00
AMT: MP CONFIRMED 4/28<<<>>>

ADJ BY TR
Debtor obj, will bring current
Matter ResolvedRequest
Adjourment
555/13/2020 9:00 am19-18678 / MBKEric ClaymanMotion Relief from Stay (Fee)Continued
5/27/2020 9:00 am

Debtor obj<>SPECIALIZED LOAN SERVICING (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
565/13/2020 9:00 am19-19247 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Relief from Stay (Fee)Settled / ResolvedTotal Paid In: $2,716.00
Debtor obj<>BANK OF NEW YORK MELLON/SELECT PORTFOLIO (FEIN)
Matter ResolvedRequest
Adjourment
575/13/2020 9:00 am19-19301 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/27/2020 9:00 am
Total Paid In: $54,000.00
made $2,000 payment will adj for 2 weeks to get more money EDC

Debtor obj, proposes substantial pymt by 5/13 and MP<>ARREARS



-most income from contribution and spouse
Matter ResolvedRequest
Adjourment
585/13/2020 9:00 am19-19744 / MBKPETER E ZIMNIS, ESQMotion Relief from Stay (Fee)Continued
5/27/2020 9:00 am
Total Paid In: $7,200.00
Debtor obj<>MEADOW WOODS AT LAWRENCEVILLE CONDO (MCGOVERN)
Matter ResolvedRequest
Adjourment
595/13/2020 9:00 am19-21294 / MBKKirsten B. Ennis Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $186,408.00
AR HOLD FOR 2 PM
ADJ PER AR
Debtor obj<<<>>>MAGYAR BANK (SCHILLER)
Matter ResolvedRequest
Adjourment
605/13/2020 9:00 am19-22136 / MBKFranklin S. Montero Motion Relief from Stay (Fee)GrantedTotal Paid In: $29,100.00
SELECT PORTFOLIO SERVICING (FRENKEL LAMBERT WEISS)
Matter ResolvedRequest
Adjourment
615/13/2020 9:00 am19-23038 / MBKVERA FEDOROFFRequest for Extension of Loss MitigationDeniedTotal Paid In: $2,475.00
US Bank obj (Robertson)<>MTN TO EXTEND LOSS MIT
Matter ResolvedRequest
Adjourment
625/13/2020 9:00 am19-23138 / MBKSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)GrantedTotal Paid In: $2,365.00
CREDIT ACCEPTANCE (MORTON)
Matter ResolvedRequest
Adjourment
635/13/2020 9:00 am19-24334 / MBKScott J. Goldstein Motion Relief from Co-Debtor StayContinued
5/27/2020 9:00 am
Total Paid In: $14,514.00
Debtor obj<>U.S. BANK NAT'L ASSOC (SHAPIRO)
Matter ResolvedRequest
Adjourment
645/13/2020 9:00 am19-26995 / MBKGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayGrantedTotal Paid In: $3,648.00
NISSAN MOTOR (MORTON)
Matter ResolvedRequest
Adjourment
655/13/2020 9:00 am19-26995 / MBKGeorge E Veitengruber IIIMotion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $3,648.00
MTN LOSS MIT
Matter ResolvedRequest
Adjourment
665/13/2020 9:00 am19-27581 / MBKYAKOV RUDIKHMotion Relief from Stay (Fee)Moot - Dismissed
BOA (MCCALLA RAYMER)
Matter ResolvedRequest
Adjourment
675/13/2020 9:00 am19-27882 / MBKCAMILLE J KASSARMotion to Reinstate StayDeniedTotal Paid In: $12,787.00
US Bank obj(Romano)<>MTN FOR ORDER TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
685/13/2020 9:00 am19-27982 / MBKYAKOV RUDIKHMotion Dismiss CaseGranted
Debtor obj<>CITADEL FUNDING MTN TO DISMISS OR IN ALTERNATIVE FOR STAY RELIEF (TARTER KRINSKY)
Matter ResolvedRequest
Adjourment
695/13/2020 9:00 am19-28364 / MBKSTACEY L MULLEN, ESQMotion Relief from Stay (Fee)Continued
6/16/2020 9:00 am
Total Paid In: $6,858.00
Debtor obj<>THE BANK OF NEW YORK MELLON (MCCALLA RAYMER)
Matter ResolvedRequest
Adjourment
705/13/2020 9:00 am19-30455 / MBKJustin M. Gillman, Esq.Motion Relief from Co-Debtor StaySettled / ResolvedTotal Paid In: $2,730.00
Debtor obj<>SPECIALIZED LOAN (KML)
Matter ResolvedRequest
Adjourment
715/13/2020 9:00 am19-31878 / MBKDANIEL L. REINGANUMMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $2,634.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
725/13/2020 9:00 am19-31878 / MBKDANIEL L. REINGANUMObjection to Notice of Post petition Mortgage FeesOn the PapersTotal Paid In: $2,634.00
Deutsche response (RAS)<<>>DEBTOR OBJ TO DEUTSCHE POST PET MTG FEE CHARGING $750 FOR PREP OF POC<<<>>>RAS objection and motion for relief filed on for 5/13/20 EDC
Matter ResolvedRequest
Adjourment
735/13/2020 9:00 am19-32359 / MBKDaniel Straffi, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $4,000.00
AMERICREDIT FINANCIAL (MORTON)
Matter ResolvedRequest
Adjourment
745/13/2020 9:00 am19-32917 / MBKDaniel E. Straffi Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
WELLS FARGO BANK
Matter ResolvedRequest
Adjourment
755/13/2020 9:00 am19-33086 / MBKDavid G. Beslow Creditor Certification of DefaultContinued
6/2/2020 9:00 am

SN SERVICING (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
765/13/2020 9:00 am19-33262 / MBKSTEVEN J ABELSON, ESQMotion Relief from Stay (Fee)Continued
6/2/2020 9:00 am

REGIONAL ACCEPTANCE (BERNSTEIN-BURKLEY)
Matter ResolvedRequest
Adjourment
775/13/2020 9:00 am19-33552 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be Submitted
2pm per judge
Debtor obj<>SPECIALIZED LOAN SERVICING (PLUESE)
5/27 conf
Matter ResolvedRequest
Adjourment
785/13/2020 9:00 am19-33575 / MBKEric ClaymanMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $706.00
MTN TO ALLOW LATE POC/KACW APARTMENTS
Matter ResolvedRequest
Adjourment
795/13/2020 9:00 am20-10771 / MBKNICHOLAS FITZGERALD, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order to be Submitted
new conf 7/14
AR SENT ATTY EMAIL
AR TO REVIEW MOTION 36
AND ORDER 32
Response Doc #49 filed
trustee objection-various conf issues still not resolved
OTBS
ORDERED THAT THE PROPERTY SHALL BE DEEMED ABANDONED BY THE BANKRUPTCY ESTATE TO THE DEBTOR , WITH NO LIABILITY THEREAFTER ATTACHING TO THE BANKRUPTCY ESTATE OR THE TRUSTEE
FROM CONF HEARING WHEN CASE WAS DISMISSED
AS OF 3/3/2020 (at):

1. TD Bank (furniture) filed a claim #1 for $1,069 secured and $572.54 unsecured which is not in the plan. Is it ok to pay this claim?

2. Objection by Lakeview Loan Servicing (Phelan) - failure to cure arrears of $623.16 (Per obj - no POC filed yet)

3. Stay motion filed by Richard Leonardis tax sale certificate owner for lien on 661 Schyuler Ave, Kearny property. (Gary Zeitz representing him) Plan does not surrender property and there is no provision for payment of the tax sale certification. Motion returnable 3/3/2020 - stay relief granted.

4. Trustee's objection:
- The debtor has insufficient income Verified income leaves a monthly net balance of $21.58.
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - for Schuyler Ave property. (NOT RECEIVED)
- A copy of the homeowner's insurance renewal declaration - for Schuyler Ave property. (NOT RECEIVED)
- Mortgage balance for Schuyler Ave property. (NOT RECEIVED)
- A copy of the deed - for Schuyler Ave property. (NOT RECEIVED)
- A Modified Plan that surrenders Kearny property. Increases trustee payment in April, 2021.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There may be equity in the Kearny NJ property- need CMA
- must file pre conf cert. (NOT FILED)

Plan proposes: $253 x 36, not less than $4,010 to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
805/13/2020 9:00 am20-10947 / MBKROBERT C NISENSON ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
5/27/2020 9:00 am

Trustee Obj
- $1,600 arrears as of 5/8/20.
- Debtor must address if there is an active Ch 7 bankruptcy.
- Need proof of homeowners insurance.
NO 341 MEETING DUE TO:
- Need 2018 tax returns.
- Need proof of income.
- Need P&L statements and Business Questionnaire.
- Need proof of motor vehicle insurance.
Matter ResolvedRequest
Adjourment
815/13/2020 9:00 am20-11841 / MBKNICHOLAS FITZGERALD, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
7/14 conf
sent in deed ok to reinstate- new conf will be was dismissed for no payments and no 341.
Current but need deed to schedule 341 -adj last time to schedule EDC
supplemental cert. filed by debtor 4/30/20.
Matter ResolvedRequest
Adjourment
825/13/2020 9:00 am20-11979 / MBKSTEPHANIE RITIGSTEINMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
7/14 new conf
ATTY EMAILED COPIES OF $1,725 IN MONEY ORDERS THAT WILL BE MAILED UPON REINSTATEMENT (DM)

***Trustee Obj - $1,725 arrears as of 5/8/20 - 2nd Motion to Vacate Dismissal was withdrawn - 341 docs are in but needs to be rescheduled (DM)***

This matter docket 18 should be withdrawn.. They filed a new motion #21 scheduled for 5/19 EDC

no appearance at 341 and no money
Matter ResolvedRequest
Adjourment
835/13/2020 9:00 am20-12260 / MBKEUGENE ROTH, ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
LOSS MIT/WINDSOR PARK ASSET HOLDING
Matter ResolvedRequest
Adjourment
855/13/2020 9:00 am20-12522 / MBKAllen I. Gorski, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $2,200.00
MTN TO REDUCE 21ST MTG CLAIM (ATTY FEES)
Matter ResolvedRequest
Adjourment
845/13/2020 9:00 am20-12522 / MBKAllen I. Gorski, Esq.Motion Relief from Co-Debtor StayContinued
6/16/2020 9:00 am
Total Paid In: $2,200.00
Debtor obj<>21 ST MTG (LAW OFF OF MICHAEL D'ARIES)
Matter ResolvedRequest
Adjourment
865/13/2020 9:00 am20-12879 / MBKPRO SEMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Denied
DEBTOR EMAILED MBK - CHAMBERS ADVISED THE MATTER WILL BE HEARS AT 2 PM ON 5/13/20

***No Appearance on 5/5/20 so motion was adjourned to 5/13/20***

5/5/20: OST - MOTION TO VACATE DISMISSAL WHICH REQUIRES AN APPEARANCE

AS OF 4/16/20 (SF)

1. 341 not held - scheduled for 4/30/20 - No documents provided
2. Payments: 0/2 Arrears: $200
Matter ResolvedRequest
Adjourment
875/13/2020 9:00 am20-13397 / MBKSimone Mulla Motion Dismiss CaseGranted
DEBTOR MTN FOR VOLUNTARY DISMISSAL
Matter ResolvedRequest
Adjourment
885/13/2020 9:00 am20-13722 / MBKMOSHE ROTHENBERG, ESQNotice of Request for Loss MitigationContinued
5/27/2020 9:00 am

Select portfolio obj (Milstead)<> REQUEST FOR LOSS MITIGATION
Matter ResolvedRequest
Adjourment
895/13/2020 9:00 am20-13911 / MBKAndrew Thomas Archer Motion Motion (Generic) - Only use if no other event is applicableGranted
LOSS MIT/BANK OF AMERICA
Matter ResolvedRequest
Adjourment
905/13/2020 9:00 am20-14151 / MBKROBERT C NISENSON ESQNotice of Request for Loss MitigationGranted
Matter ResolvedRequest
Adjourment
915/13/2020 9:00 am20-14268 / MBKROBERT C NISENSON ESQNotice of Request for Loss MitigationGranted
Matter ResolvedRequest
Adjourment
925/13/2020 9:00 am20-14329 / MBKSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Continued
5/27/2020 9:00 am

JAMIL FARCOQUI/LANDLORD (EHRLICH, PETRIELLO)
Matter ResolvedRequest
Adjourment
935/13/2020 9:00 am20-14670 / MBKAndrew Thomas Archer Notice of Request for Loss MitigationGranted
US Bank obj (Frenkel)<> REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
945/13/2020 9:00 am20-15451 / MBKWarren D. Levy Motion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
955/13/2020 9:00 am20-15711 / MBKJOSEPH J MANIA III ESQMotion Impose Automatic StayGranted
MTN TO IMPOSE STAY
Matter ResolvedRequest
Adjourment
965/13/2020 9:00 am20-15718 / MBKANDREW B FINBERG ESQMotion Impose Automatic StayGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
975/13/2020 10:00 am15-13468 / MBKJOSEPH CASELLO ESQConfirmation Hearing ScheduledWithdrawnDebtor has made 93 of 65 required payments   Arrears: $516.00  Total Paid In: $16,022.00
4/6 AMT: Resolved w/Tr order 4/8; MP to be w/d
Matter ResolvedRequest
Adjourment
985/13/2020 10:00 am16-28488 / MBKJAMES J CERBONE, ESQConfirmation Hearing on Modified PlanContinued
6/2/2020 10:00 am
Debtor has made 23139.50 of 46 required payments   Arrears: $0  
Total Paid In: $23,140.00
5/12/20(mk):Strike lang. on lien strip & Virgo Munic Fund replied they are not going to spend $ to amend claim so she has to file a motion. needs adj to do that . Requested 6/2/20- Tues MBK

As of 5/7/20(mk):
>>email from atty says; she had judg. lien.strip b/c debtor selling RE- MP says surrender?? She says due to SV they have to surrender but still trying to sell . CANNOT SURRENDER & LIEN STRIP. HAS TO BE DEALT W/OUTSIDE DUE TO SV<<

1. MP surrenders RE at 15 Lena ct. Need to Strike Capital One (judicial lien)from Part 7a of Plan.
2. Still need an amended POC from Virgo Municipal Fin for-0-.
3. plan now 100%.


MP :567 x18;100%.Plan run 44 mos .16 remain.





Matter ResolvedRequest
Adjourment
995/13/2020 10:00 am17-17719 / MBKJOSEPH J MANIA III ESQConfirmation Hearing on Modified PlanContinued
5/27/2020 10:00 am
Debtor has made 28 of 39 required payments   Arrears: $0  
Total Paid In: $33,111.00
As of 5/12/20 (DS): Debtor attorney requested adjournment to date for motion to reconsider stay. Adjourned peremptory, no further adjournments, all parties must appear at next hearing, if not resolved.

As of 5/7/20 (DS): 1. BELOW ISSUES STILL NOT RESOLVED. MOTION TO REINSTATE WAS DENIED 4/28/20, BUT MOTION TO RECONSIDER MOTION TO REINSTATE STAY FILED 5/5/20, SCHEDULED 5/27/20.

As of 3/24/20 (DS): Debtor attorney requested adjournment to resolve all matters.

3/25/20 (DS): 1. Stay relief was granted to Wells Fargo, Motion to reinstate stay is on 3/25/20, need outcome.

2. Mod plan marks off post-petition claims not authorized to be paid, but propose to pay post-petition arrears for mortgage, does not list all arrears owed. Cannot tell how much is needed to pay on newest post-petition arrears.

3. Wells Fargo obj plan underfunded and fails to provide current post-petition arrears owed. Obj must be resolved.

4. Per judge rolling in post petition arrears may not be OK per 3/11 motion to reinstate. Needs to come up with money for creditor. EDC

MP Prop $1,201.76 x 27 Base - Increase payments to cover post petition mortgage arrears.
Matter ResolvedRequest
Adjourment
05/13/2020 10:00 am18-20064 / CMGWilliam H. Oliver, Jr., Esq.AP Summons IssuedContinued
6/24/2020 10:00 am
Total Paid In: $3,280.00
***CMG***
AMT: JOINT SCHEDULING ORDER<<<>>>


AP 18-1516 SPERRY VS. DUETSCHE BANK
Matter ResolvedRequest
Adjourment
1005/13/2020 10:00 am18-22440 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledContinued
6/24/2020 10:00 am
Debtor has made 49 of 25 required payments   Arrears: $440.00  Total Paid In: $21,391.00
AR NO CERT IN SUPPORT OF CARES ACT
4/30 workup for the 5/13 calendar

-plan reduces income due to fiance not working per COVID. Need a certification averring to those facts as verification.
-fee app to be filed in 10 days
-need updated POI and I & J in 6 months
MP paid then $440 x 38 beg 4/120
Matter ResolvedRequest
Adjourment
1015/13/2020 10:00 am18-23308 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 43 of 24 required payments   Arrears: $221.00  Total Paid In: $9,503.00
As of 5/11/20 (DS):

Informed from obj creditor's atty that obj is not resolved. (Creditor obj withdrawn doc #89)


If obj resolved can confirm at $9,282 paid, $221 x 38 begin 6/1/20 100% to gucs, due to non-exempt equity $35,096.44 on real property.

1. The objection with The Highlands has not been resolved or withdrawn. PER EMAIL FORM ATTYS OBJ RESOLVED, POST PET PAYMENTS HAVE BEEN MADE AND CREDITOR ATTY TO WITHDRAW OBJ..

***Adj to 5/13/20 peremptory***

AR DISC WITH ATTY
-WHY NJ EST CLAIM NOT ADDRESSED (Atty submitted filed returns to the State 3/10/20)-AMENDED 3/11/20.
-WHY 2 PLANS FILED DOC 76 (one plan is electronic signature and one plan is handwritten signature)

3/11/20 (DS): 1. Estimated claim filed by State of NJ, due to 2008, 2010, 2014 and 2017 tax returns not filed. Claim must be resolved.-AMENDED

2. The Highlands at Monroe HOA obj to plan, there are post petition arrears $949. Obj must be resolved. (Atty states creditor advised that obj would be withdrawn)

MP Prop $221 x 43 100% - Received loan mod and pays Planet Home as outside.
Matter ResolvedRequest
Adjourment
1025/13/2020 10:00 am18-34273 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 15 of 19 required payments   Arrears: $0  
Total Paid In: $3,750.00
5/1 workup for the 5/13 calendar EDC

-Plan is raising payments from $250 to $1670? No amended I & J or income and debtor is behind at $250 monthly
-Plan says 250 x 24 then 1670 x 60 beg 1/1/19 which is 84 months. Needs modified plan
-stay lift motion on for 5/13
-MP changes from LM to cure arrears and is 84 months
-Still no claim filed by Brick-CANNOT PAY
Matter ResolvedRequest
Adjourment
1035/13/2020 10:00 am19-10923 / MBKDONALD C GOINS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 17 of 18 required payments   Arrears: $250.00  Total Paid In: $4,154.00
ISSUES AS OF 5/6/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,654 PTD, THEN $250 x 45 STARTING 5/1/20, BASE PLAN, LOAN MOD WITH US BANK BY 7/31/20, NO PAYMENT OR RESERVE BY THE TRUSTEE PENDING THE LOAN MOD***

1) Wells Fargo (POWERS) OBJs - treatment of the claim should be in Part 4a instead of Part 4g (MP CORRECTS).


Confirmed Case: $904 Ptd, $250 x 56 start 6/1/19, Base Plan
Prop. MP: Ptd, $250 x 47 start 2/1/20, Base Plan, Loan Mod 7/31/20
PTD = $3,654
Last Claim (9-1) dated 6/26/19
Matter ResolvedRequest
Adjourment
1045/13/2020 10:00 am19-12706 / MBKJOHN F. BRACAGLIA, JR, ESQ.Confirmation Hearing on Modified PlanDeniedDebtor has made 5 of 17 required payments   Arrears: $8,400.00  Total Paid In: $6,925.00
convert to 7 by 5/27--Cert of default by trustee

ISSUES AS OF 5/7/2020 (DM):

1) Case was confirmed paying IRS $8,174.70 amended priority claim - MP does not treat (TRUSTEE TO PAY PER CONFIRMED PLAN).

2) Case was confirmed paying State of NJ $2,748 amended priority claim - MP does not treat (TRUSTEE TO PAY PER CONFIRMED PLAN).

3) Case was confirmed paying State of NJ $16,662.35 amended secured claim - MP does not treat (TRUSTEE TO PAY PER CONFIRMED PLAN).

4) MP provides in Part 9 that $7,441.91 post-petition arrears are being rolled into the plan - need Order from pending MFR currently scheduled for 5/13/20 (UNRESOLVED).

5) Trustee OBJ:
 Case was confirmed at a $44,300 base including a $1,619 minimum dividend.


Confirmed Case: $1,600 Ptd, $1,525 x 28 start 11/1/19, $1,619 Min Div
Prop. MP: $5,175 Ptd, $1,525 x 27 start 4/1/20, Base Plan, Loan Mod in 12 months
PTD = $6,325
Last Claim (11-2) dated 7/23/19
Matter ResolvedRequest
Adjourment
1055/13/2020 10:00 am19-12798 / MBKSTEVEN N. TAIEB, ESQ.Confirmation Hearing on Modified PlanConfirmedDebtor has made 16 of 17 required payments   Arrears: $422.00  Total Paid In: $7,632.00
AS OF 5/6/20 (SF)

RECOMMEND $6680 PTD, $470 X 46 (BEGIN 5/1/20) BASE PLAN, LOAN MOD OUTSIDE PLAN BY 10/31/20
- DO NOT PAY ARREARS OR RESERVE TO US BANK/NEW REZ
- TRUSTEE STANDARD ORDER OF DISTRIBUTION

1. Plan must be confirmed as a base plan, not 0%
2. Trustee motion to dismiss scheduled for 5/13/20 can be withdrawn

MP PROPOSES: $6210 PTD, $470 x 46 0%, Loan Mod by 10/31/20
Matter ResolvedRequest
Adjourment
1065/13/2020 10:00 am19-14899 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
5/27/2020 10:00 am
Debtor has made 16 of 16 required payments   Arrears: $0  
Total Paid In: $3,200.00
AR REIEW AND WORKOUT ORDER
AR WAITING FOR PROPOSED ORDER
ISSUES AS OF 5/7/2020 (DM): Need copy of proposed order for work-up - email sent.

 4/22/20 Per MBK, OTBS by 5/13/20.

 4/17/20 - Travis is having trouble reaching his client - he will get back to me on Monday with status. (DM)

 3/11/20 - Travis (Kelly Firm) advised that CO should be in by the end of the week - ADJ to 4/22/20.

 3/5/2020 (DM): Need to see copy of proposed order for work-up.

 2/26/20 - AR PARTIES ADVISED RESOLVED BEING REVIEWED BY CLIENTS - NFA

 2/18/20 - Need resolution of Edward and Gabriela Koliver objection and motion to expunge their claim (AR, OTBS FOR CONF PURPOSES CLAIM EST AT 250,000 NON-DISCHARGE GUC, SALE BY 10/15/20, OUT OF SALE PROCEEDS 100K TO KOLIVER FROM SALE PAYABLE THROUGH PLAN).

1) Plan provides $1,677.32 priority treatment to Twp of Frankford - no POC filed (STRIKE?? - Yes)

2) Pingora Loan Svc (PHELAN) OBJs to confirmation (CONSENT ORDER ENTERED).

3) 109e issue - POC (7-1) filed in the amount of $5,540.605.21 (MOTION TO EXPUNGE PENDING - AR, UNLIQUIDATED).

4) Edward and Gabriela Koliver (The Kelly Firm) OBJs to confirmation (UNRESOLVED).

5) Trustee OBJ - (RESOLVED ISSUES OF ORIGINAL OBJECTION).

6) Trustee Supplemental OBJ:
- There is non exempt equity in debtors residence in the amount of $133,741; Branchville property has non exempt equity in the amount of $3,968.50 and the time share in Utah has non exempt equity of $3,306 therefore, total $141,015.50 to be paid to general unsecured creditors (AR, ATTY OKAY).

- Need non exempt proceeds from sale of Spring Lake property.


Prop. Plan $200 x 60, Base Plan
Refi of Walnut Dr by 4/1/2020,
Sale of McNeel Rd by 4/1/2020
PTD 14/14 = $2,800
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1075/13/2020 10:00 am19-17047 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 11 of 15 required payments   Arrears: $0  
Total Paid In: $2,310.00
As of 5/8/20 (DS): Ok to confirm at $1,890 paid, $210 x 47 begin 6/1/20 100% to gucs, Student Loans to be paid with Section 4(f) to be stricken (student loans) and within 30 days amend or move against the arrears claim of NJ Housing

1. Plan has student loans outside, only claim to pay is NY State $111.50. and attorney fees $1,533.47. Plan has 47 months remaining, 23 months if 36 month. Should student loans be paid? Emailed Debtor's attorney.

MP Prop $210 x 60 Base - Loan mod granted.
Matter ResolvedRequest
Adjourment
1085/13/2020 10:00 am19-21294 / MBKKirsten B. Ennis Confirmation Hearing on Modified PlanConfirmedDebtor has made 35 of 13 required payments   Arrears: $5,319.00  Total Paid In: $186,408.00
AS OF 5/13/20 (SF) UPDATED -

If objections and motion for relief are resolved, ok to confirm with terms below:

RECOMMEND $181,088.71 PTD, $5319 X 49 (BEGIN 6/1/20 100%
1. Ok to pay IRS priority claim 7-8
2. Must file 2017 Tax Return by 5/13/20 and provide amended POC to Trustee in 60 days
3. Ok to pay late claim 19-1 for Francisco Toledo
4. Ok to pay late claim 18-2 for Seawatch of Marco, COS
5. Magyar Bank claim 5-2 to be paid as follows: $109514 to be paid first before other secured creditors, then balance of $$36438.79 to be paid along with other secured creditors (OTBS WITHIN 30 DAYS)
6. Ok to pay arrears claim 11-1 for Wells Fargo Bank
7. Ford Motor Creditor Lease is rejected for 2017 Ford Fusion
8. TD Auto Finance claim 9-1, hold/reserve. Atty to file motion to reinstate stay within 30 days
9. Suntrust Bank claim 12-1 - set up and hold/reserve. Atty to file motion to resolve within 30 days
10. Steven Mitnick claim will be paid as unsecured per filed claim
11. ADD STRIKE PLAN PROVISION RE Axalta Coating Systems
12. Late claim filed by attorney on behalf of Douglas M. Masi DMD LLC, need motion allowing claim in 30 days
13. Santander Consumer filed unsecured claim 3-1. The Stay is vacated. Need amended claim for deficiency balance. This claim will not be paid
14. Preserve threshold of $384,714 in confirmation order

AR HOLD FOR 2 PM
2/20 AMT: INTERIM SCH ORDER TO CHAMBERS FOR FILING/7 DAY<<<>>>
- RESOLVE SUNTRUST AND EST NJ CLMS BY 3/15 (NOT DONE)
- RESOLVE ALL CREDITOR OBJ BY 3/15
- MP BY 2/28: ADD WELLS FARGO, IRS & NJ PRIORITY CLMS; STRIKE SPECIAL CLASSIFICATION OR SUBMIT BRIEF IN SUPPORT; (MP FILED)
- FILE MTN TO ALLOW LATE CLMS FOR AXALTA COATING & MASI DMD (Safe Harbour removed from plan. State of N did file a secured claim. Still need claim for Axalta Coating Systems and motion to allow. Late claim filed for Douglas Masi. Need motion to allow claim)

MAYGAR AD PRO 4000 PER MO BEG 12-15-19

1. Late claim filed
Matter ResolvedRequest
Adjourment
1095/13/2020 10:00 am19-21582 / MBKROBERT MANCHEL ESQConfirmation Hearing on Modified PlanContinued
6/2/2020 10:00 am
Debtor has made 8 of 13 required payments   Arrears: $1,198.00  Total Paid In: $4,590.00
5/8 workup for the 6/2 calendar
-use MP docket #63 and withdraw 56

CAN CONFIRM AT: $4590 paid then $637 x 28 beg 6/1/20 pro rata-strike East Windsor provision(no claim filed)

Both 4/13 and 4/29 MP- last one adds twin rivers but this was set up per the November order.
Matter ResolvedRequest
Adjourment
1105/13/2020 10:00 am19-22136 / MBKFranklin S. Montero Confirmation Hearing on Modified PlanConfirmedDebtor has made 19 of 13 required payments   Arrears: $0  
Total Paid In: $29,100.00
AR RESOLVE OR HOLD

ISSUES AS OF 5/7/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $26,000 PTD, THEN $1,550 x 49 STARTING 6/1/20 BASE PLAN***

 4/20/20 - OBJ to amended Sch C filed (OBJ TO EXEMPTION FOR TAX REFUND PROJECTED DISPOSABLE INCOME IS MOOT, LOAN MOD REMOVED AND AMENDED SCH J FILED ADDS MTG PAYMENT).

 3/25/20 - Per MBK, file MP to pay mtg arrears and no more Loan Mod - also need to have proof of insurance by then (EDC).

1) US Bank/SPS - 1st Mtg (FRENKEL) OBJs - $79,828.80 arrears (MP REMOVES LOAN MOD AND PAYS ARREARS).

2) US Bank/SLS - 2nd Mtg (KML) OBJs - $1,160 arrears (CONSENT ORDER EMAILED TO CHAMBERS 5/7/20).

3) Trustee OBJ:
- Loss Mit now over - Plan not feasible (MP REMOVES LOAN MOD).
- Auto insurance expired 11/19/19
- Need amended Sch I for 2nd job & provide proof of income (RECEIVED).
- Tax refund of $4,109 was not prorated and included in disposable income (SCH J WAS AMENDED TO ADD MTG PAYMENT).
- Order of Distribution departs from Trustee standard (MP CORRECTS).
- Need Pre-Confirmation Certification (FILED).


Prop. Plan $23,000 Ptd, $1,550 x 50, Base Plan
PTD 11/11 = $26,000
Last Claim (3-1)
Matter ResolvedRequest
Adjourment
1115/13/2020 10:00 am19-23137 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 10 of 12 required payments   Arrears: $0  

ISSUES AS OF 5/7/2020 (DM): Per atty, ok to dismiss/Hold Fees

***Debtor is 3 Trustee payments behind - RECOMMEND DISMISSAL***

 3/25/20 - If MTGLQ objection can be resolved, the Trustee disposable objection can be resolved by paying 100% to $1,279 general unsecured claims filed - Adj to 5/13/20 Peremptory.

1) State of NJ filed $4,504.75 priority claim that includes estimated taxes (OK - AMENDED TO $1,004.75).

2) State of NJ filed $10,181.52 amended secured claim not treated in plan (OKAY TO ADD??)

3) MTGLQ Investors (PLUESE) OBJs - $141,192.34 arrears (UNRESOLVED).

4) Must file Pre-confirmation certificate (FILED).

5) Trustee OBJ:
- Debtor has insufficient income.
- Need copy of homeowner insurance which provides personal liability coverage (RECEIVED).
- Need documents from the estate of the debtor's father (RECEIVED WILL - NEED ESTATE ACCOUNTING).
- Must amend Sch B to add the value of the debtor's business (UNRESOLVED - AMENDED SCH B LISTS $0 FOR VALUE WHEN BUSINESS QUESTIONNAIRE INDICATES VALUE).
- Proof of income verifies higher due to 7 month P&L statements - there is $851 monthly disposable income.
- Debtor has failed to provide proof of service with respect to Plan Motions (FILED).
- Confirmation order must include language that provides for the turnover of all non-exempt proceeds from the debtor's share in her father's estate.


Prop. Plan $429 x 60, Base Plan, Loan Mod by 5/1/20
PTD 7/10 = $3,003
Last Claim (2-2)
Matter ResolvedRequest
Adjourment
1125/13/2020 10:00 am19-23867 / MBKANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 12 required payments   Arrears: $8,818.00  Total Paid In: $24,120.00
AR RESOLVE OR HOLD - Atty ok with terms.sf
AS OF 5/7/20 (SF)

OK TO CONFIRM AT $24,120 PTD, $4409 X 50 (BEGIN 6/1/20) 100%
- FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS
- TRUSTEE STANDARD ORDER OF DISTRIBUTION


1. Objection filed by The Bank of NY Mellon (RAS Crane) - failure to pay arrears of $155,757.99 (RESOLVED, OTBS)
2. Trustee objection:
- Per Sch I &J: debtor has $4,146 monthly disposable income without accounting for SSI (plan
is 100%).
- Per Form 122c: debtor has $3,310 monthly disposable income which requires a $198,600
minimum dividend (plan is 100%).
- must file pre conf cert.
3. Confirm with Trustee Standard Order of Distribution


Plan proposes $2680 X 60 100%
Payments: 9/10 Arrears: $2680
Matter ResolvedRequest
Adjourment
1135/13/2020 10:00 am19-24177 / MBKAllen I. Gorski, Esq.Motion Relief from Co-Debtor StayContinued
5/27/2020 9:00 am
Total Paid In: $7,100.00
Debtor obj<>SHELLPOINT MTG (RAS)
Matter ResolvedRequest
Adjourment
1145/13/2020 10:00 am19-24530 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 12 required payments   Arrears: $633.00  Total Paid In: $16,490.00
AS OF 5/13/20 (SF)

RECOMMEND $12,011 PTD, $2556 X 50 (BEGIN 6/1/20) 100% W/MIN $3800 TO GUCS
- NEED ORDER RESOLVING MOTION FOR RELIEF BY JPMORGAN CHASE WITHIN 30 DAYS


AR RESOLVE OR HOLD
AS OF 5/6/20 (SF)

1. Motion for Relief by JPMorgan Chase scheduled for 5/13/20 @ 9 (OK to pay the claim)

2. Trustee objection: (MP PAYS 100%)
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration
- Verified income leaves a monthly net balance of $1,296.69.
- Per the 122C, monthly disposable income is $731 which would require a minimum dividend of $43,860 to general unsecured creditors.
- There is $3,800 in non-exempt equity in the 2016 Mercedes.


Plan proposes $$1261 x 8, 1923 x 52 100%
Payments: 9/10 Arrears: $1923

RESOLVED ISSUES:
- Objection filed by Freedom Mortgage Corp (Phelan) - failure to pay arrears of $47,954.97 (RESOLVED)
- Need to file Pre-Confirmation Certification. (FILED)
- Need June and July bank statements for Bank of America checking and savings accounts.
Matter ResolvedRequest
Adjourment
1155/13/2020 10:00 am19-24530 / MBKJAMES J CERBONE, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $16,490.00
AR DO NOT ADJ CONF IS RESOLVE OR HOLD
Debtor obj<>JPMORGAN CHASE (RAS)
Matter ResolvedRequest
Adjourment
1165/13/2020 10:00 am19-24695 / MBKREGINA L GELZER, ESQOrder Vacate Dismissal of CaseContinued
7/8/2020 10:00 am
Debtor has made 11 of 12 required payments   Arrears: $417.00  
AS OF 5/8/20 (SF)


1. Trustee objection:
- Amendments to Schedules : Amend SOFA to add the business and disclose fees collected prior to filing. (BUSINESSES WERE ADDED BUT FEES WERE NOT CORRECTED)

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $800 estimated taxes (need proof of payment), 3 car loans, (ESTIMATED TAXES WERE REMOVED FROM SCHEDULE J) ALSO REDUCED EXPENSES BY $359.01 FOR 3RD VEHICLE

- Disposable income per Form 122c, as filed, is $4,208.21 which would require a $252,492.60 minimum dividend.

- Debtor may have duplicated expenses on Schedule J and the P&L statement (example - DSO payments are on both, car payment, Trustee payment, etc).

(AMENDED PROFIT AND LOSS STATEMENT PROVIDED FOR TIN MAN FOR THE ENTIRE YEAR OF 2019 AND DOES NOT MATCH SCHEDULE I. SCHEDULE I SHOWS $8191.70 AND WE VERIFY $2494.50 EVEN WITH ADDING BACK UTILITIES OF $4179.35/12 AND 3RD VEHICLE $359.01)


Plan proposes $417 x 60 Base
Payments: 7/8 Arrears: $417

RESOLVED ISSUES:
- $1,350 DSO payment (need order/settlement agreement). (RECEIVED)
- Domestic Support Obligation information (RECEIVED)
- Nationstar filed arrears claim for $14,626.25 (OK TO PAY?) YES
- Capital One Auto filed arrears claim for $452.36 (OK TO PAY?) YES
- JPMorgan Chase filed arrears claim for $359.01 (OK TO PAY?) YES
Matter ResolvedRequest
Adjourment
1175/13/2020 10:00 am19-25020 / MBKMITCHELL˙MALZBERG,˙ESQ.Confirmation Hearing ScheduledContinued
7/22/2020 10:00 am
Debtor has made 11 of 11 required payments   Arrears: $0  

AS OF 5/6/20 (SF) -ADJ PEREMPTORY

***NEED STATUS OF SALE OF COMMERICAL PROPERTY, PLAN IS NOT FEASIBLE, 109e ISSUE, ESTIMATED TAXES***

1. Objection filed by Wells Fargo (Phelan) - failure to pay arrears of $29,529.04 - OK TO PAY

2. Objection filed by WBL SPE III, LLC (Jessica Gulash) failure to pay arrears of $853,635.14. (THE ARREARS PER POC $1,564290.91)

3. Objection filed by Bank of America ( Roger Gottilla) - Plan is not feasible, speculative sale, and 109(e) issue. Debtor owes the Bank approximately $5,294,269.14. (FILED UNSECURED CLAIM FOR $6,182,876.19)
TO BE WD AT SALE

4. IRS priority claim 2-2 is estimated (NEED AMENDED CLAIM)

5. State of NJ priority claim 6-1 is estimated (NEED AMENDED CLAIM)
VERIFY IF FILED GET APOC

6. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- Business forms - and 6 months profit and loss statements for all businesses (RECEIVED) _supplemental trustee obj: DISPOSABLE INCOME VERIFIES AT $2639.36 BUT DEBTOR IS ONLY PAYING $100 PER MONTH
- A copy of the last filed tax return - 2018 personal and business
- The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e).


Plan proposes $100 x 60 100%, Sale of commercial property by 11/30/19
Payments: 9/9

RESOLVED ISSUES:
- Motion for Relief by Wells Fargo Bank (Phelan) 1/8 @ 9 (ORDER SUBMITTED)
- Need copy of the listing agreement for the commercial property (RECEIVED COPY OF SALES CONTRACT)

PREVIOUS NOTES:
1/3/20(MK):Adj DENIED as nothing done in case & over 90 days since last hearing date of 9/25/19 - THERE IS STILL NO LISTING AGREEMENT PROVIDED. (RECEIVED)
WAS UNDER CONTRACT LITIGATION NEG WITH OTHER DEAL

12/20/19 (SF) - 90 DAY ADJ. IF ISSUES ARE NOT RESOLVED IN 90 DAYS MAY NEED JUDGE (SAME ISSUES AS BEFORE AND NOW TAX CLAIMS ARE ESTIMATED)
Matter ResolvedRequest
Adjourment
1185/13/2020 10:00 am19-25096 / MBKWARREN LEVYConfirmation Hearing ScheduledContinued
5/27/2020 10:00 am
Debtor has made 7 of 11 required payments   Arrears: $3,200.00  
5/8 workup for the 5/27 calendar EDC
Motion to Expunge/Modify claim US Bank on 4/14/20. (ADJ TO 4/28 Needs resolution) NFA
---- minimum of $1344 to unsecured (FYI this is the 8% proposed in the plan)
--need amended disclosure that says fees to be paid through the plan in 10 days

nfa As of 11/6/19 (DS): 1. Trustee obj the plan needs to be amended to pro rata.

2. Santander obj resolved
3. US Bank/Rushmore obj POC filed $40,496.35, plan has $27,512.03. Arrears a lot more higher, ok to pay?
-$4750 attorney fees in plan. Plan says to pay Humphries and new counsel needs to get an order allowing us to pay him instead of old attorney


Prop Plan $800 x 60 8% to gucs
Matter ResolvedRequest
Adjourment
1195/13/2020 10:00 am19-25565 / MBKVincent Commisa Confirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 4 of 11 required payments   Arrears: $0  

PER ATTY OK TO DISM HOLD FEES
ISSUES AS OF 5/7/2020 (DM):

***Trustee is showing $3,076 per month in disposable income which has not been addressed - case should be 100% based on $21,838 general unsecured claims filed. Debtor stopped making Trustee payments after Motion to Approve Loan Mod was filed. Last adjournment was peremptory. RECOMMEND DISMISSAL***

 3/6/20 - Debtors received a permanent Loan Mod offer - ADJ to 5/13/20 Peremptory. Email sent to atty to address disposable income issues.

1) IRS filed $23,021.05 priority claim not treated in plan (IN PART 1e OF THE MP)

2) Bayview (FEIN) OBJs - $85,313.69 arrears - Loan Mod offered (MOTION TO APPROVE LOAN MOD WAS GRANTED 4/11/20).

3) Ford Motor Credit (MORTON) OBJs - assume or reject lease (MP ASSUMES LEASE IN PART 1e).

4) Nissan Motor Acceptance filed a secured claim on 2011 Nissan Cube not treated in plan (SECURED UNAFFECTED IN PART 1e OF MP).

5) Atty Fee balance in the MP is $0 - balance in Atty Disclosure is $2,850 (MP CORRECTS).

6) Trustee OBJ:
- Need P&L statements (RECEIVED).
- Need business forms for co-debtor - continuation sheet (UNRESOLVED).
- Income verifies higher ($2,040/$5,589) than scheduled ($867/$3,800) resulting in $3,076 monthly disposable income.
- Need to file Pre-Confirmation Cert (FILED).
- Order of Distribution departs from Trustee standard distribution.


Prop. Plan $150 x 9, $250 x 20, $500 x 31, Base Plan, Loan Mod completed
PTD 7/9 = $1,050
Last Claim (14-1)
Matter ResolvedRequest
Adjourment
1205/13/2020 10:00 am19-25816 / MBKKirsten B. Ennis Confirmation Hearing on Modified PlanContinued
6/2/2020 10:00 am
Debtor has made 9 of 11 required payments   Arrears: $100.00  Total Paid In: $3,950.00
adj to 6/2 must provide updated POI and info on the $11,400 bank withdrawal or D EDC

5/1 workup for the 5/13 calendar EDC

SAME AS OF LAST 3 ADJOURNMENTS
1. Objection by Piscataway Condo. Assoc'n(McGovern):(OTBS per att $11,5000 secured and $27,507.48 guc)
2. JP Morgan Chase filed arrears POC $1,684.10- OK TO PAY MP
3. Mercedes Banz arrears POC $60.00-OK TO PAY? pay in full at 3520.93 per 3/6 order
4. Trustee Objection:
-originally there was insufficient income -Now has P/T job. Have August pay stubs- YTD net for August=1 mo.$1930- now excess disposable
income $1744 . We asked for Sept. stubs to see if income changed - they sent August again.(STILL NOTHING SINCE SEPT)
-need Cert from debtor as to what was paid with the 11,400 bank withdraw in Jan. 2019.( STILL)
--------------------------------------------------------------------------------------------------------
-need a CMA with comparables. (PROVIDED)
-need Proof of 2 month's income - need all of June and July pay stubs. (PROVIDED)
-Schedules fail to account for tax refund of $1,493.00 when determining disposable income.(Added in)


Proposed plan:350 x 60 ,Base
payments:2/2
last claim:111; bar date:10/24/19
Matter ResolvedRequest
Adjourment
1215/13/2020 10:00 am19-25952 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
5/27/2020 10:00 am
Debtor has made 9 of 11 required payments   Arrears: $3,599.00  Total Paid In: $16,322.00
to send all money to get current and resolve NJ or D EDC

ISSUES AS OF 5/7/2020 (DM):

1) State of NJ filed $9,205.11 priority claim that includes estimated taxes for 2018 (UNRESOLVED).

2) State of NJ filed $2,503.20 secured claim not treated in the plan (OKAY TO PAY??)

3) State of NJ filed $10,274.97 unsecured claim that includes estimated taxes for 2012 (UNRESOLVED).

4) US Bank (PHELAN) OBJs - $52,989.21 arrears (CONSENT ORDER ENTERED).

5) Trustee objection to confirmation - RESOLVED (JA).


Prop. Plan $1,811 x 60, Base Plan
PTD 5/9 = $9,622
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
1225/13/2020 10:00 am19-26112 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,724.00
AS OF 5/6/20 (at):

1. Confirmation hearing needs to be adjourned.
2. 341 is scheduled for 5/21/20
3. Payments: 2/2
Matter ResolvedRequest
Adjourment
1235/13/2020 10:00 am19-26849 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 11 required payments   Arrears: $868.00  Total Paid In: $1,000.00
AR RESOLVE OR HOLD - Atty ok with terms.sf
ISSUES AS OF 5/7/2020 (DM):

***Nothing has been done since the last Hearing which was peremptory. Plan treats student loans outside the plan, thus only $10,746.93 unsecured claims have been filed. TRUSTEE RECOMMENDS CONFIRMATION AT $800 PTD, THEN $356 x 52 STARTING 5/1/20, 100% PLAN, STUDENT LOANS POC (16-1), (17-1), (18-1) AND (19-1) SHALL BE TREATED OUTSIDE THE PLAN; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY STATE OF NJ POC (8-1) AS FILED***

 3/11/20 - Atty to submit a Cert to explain - ADJ to 5/13/20 Peremptory.

AR EMAIL SENT TO ATTY.

 3/6/20 - Received bank statements but deposits do not match the life insurance proceeds disclosed on Sch B/C. In addition, document uploaded for $150,000 insurance award is insufficient***

1) State of NJ filed $2,780.68 secured claim not treated in plan (OKAY TO ADD??)

2) Trustee OBJ:
- Need bank statements for May 2019 and June 2019 (RECEIVED) and evidence of the $150,000 life insurance award to verify exemptions (DOCUMENT UPLOADED IS INSUFFICIENT).
- Need proof of health insurance payment of $1,053.62 per month (RECEIVED).
- Must file pre-confirmation certification (FILED).


Prop. Plan $100 x 60, 0% Plan, student loans outside
PTD 8/9 = $800
Last Claim (26-1)
Matter ResolvedRequest
Adjourment
1245/13/2020 10:00 am19-27044 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
5/27/2020 10:00 am
Debtor has made 9 of 10 required payments   Arrears: $900.00  Total Paid In: $8,100.00
5/8/20 (SF) - MP filed and scheduled for 5/27/20. Must request adjournment


1. Objection filed by Specialized Loan Servicing (Phelan) - failure to pay arrears of $29,219.87 and speculative sale or loan mod (MUST RESOLVE)

2. Trustee objection:
The debtor has insufficient income Verifiable income leaves a monthly net balance of -$125.87.(mk:per atty-debtor is current)
- Need Income contribution affidavit(mk:per atty-not rec'd from adult son)
- Need a statement for the ADP stock shares.(mk:per atty-will provide)
- Debtor's attorney must file a fee application within 7 days of the entry of the confirming order.(Mk;Atty agrees).

Plan proposes $900 x 60 Base, Sale or loan mod by 10/31/20
Payments: 7/8 Arrears: $900


RESOLVED ISSUES:
- Objection filed by Ada Green (Abelson) - Plan not filed in good faith as required by 11 U.S.C. ?
1325(a)(3) AND (7) as debtor seeks to cure mortgage arrears to property which was ordered to be sold by Superior Court in 2016 and is improperly using the provisions of Chapter 13 to Avoid Court ordered obligations. (RESOLVED VIA ORDER - PROPERTY TO BE SOLD NO LATER THAN 10/31/20)

- State of NJ filed priority claim 6-1 for $78.42 (OK TO PAY?)mk-per Atty YES PAY.

- State of NJ filed secured claim 6-2 for $4222.82 (OK TO PAY?)mk-per atty -YES PAY

- A copy of the last filed tax return - 2018(mk;per atty-will upload)
- Need property settlement agreement showing if ex wife has interest in the home(mk:per atty says see objection of Ada Green-support Exhibit doc #23.)
- Need to file Pre-Confirmation Certification.(mk:per atty-will file).
Matter ResolvedRequest
Adjourment
1255/13/2020 10:00 am19-27982 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledMoot - DismissedDebtor has made 7 of 10 required payments   Arrears: $0  

ISSUES AS OF 5/8/2020 (DM): - Per Atty, ok to dismiss/Hold Fees.sf

***Only $5,464 unsecured claims filed - Trustee objections can be resolved by paying 100%. Still need resolution of Citadel Funding Group objection and motion to dismiss***

 4/28/20 - AR, ADJ TO 5/13/20 PEREMPTORY.

1) State of NJ filed an estimated unsecured claim for 2013 and 2014 tax returns not filed (AMENDED TO $0).

2) Citadel Funding Group (Rocco Cavaliere, Esq) OBJs to plan treatment on commercial loan and has a pending Motion to Dismiss or Stay Relief in the alternative scheduled for 5/13/20 (UNRESOLVED).

3) M&T Bank filed $52.69 arrears claim on the 2nd Mtg (OKAY TO PAY??)

4) Ally Financial filed $799.27 arrears claim on 2007 BMW X5 (OKAY TO PAY??)

5) Trustee OBJ:
- Order of Distribution departs from Trustee standard.
- Excessive Expenses: $300 home maintenance, $400 transportation, and $300 auto insurance.
- Income documentation provided verifies higher ($3,822/$2,610) than Scheduled ($3,242/$2,400).
- The tax refund of $4,312 was not prorated and included in the disposable income calculation.
- Needs to amend Form 122c to remove household of 2 people per 341 testimony (UNRESOLVED).
- Debtor has taken an improper 522(d)(1) exemption on NY property that is not residence.

- There is $1,107 non-exempt equity in real property and $725 non exempt in Bank of America accts (NEED 100% BASED ON FILED CLAIMS AND DISPOSABLE INCOME).

- Need updated CMA - properties provided on analysis are dated 2015 & 2017 (DEBTOR SUBMITTED SIMILAR CMA WITH SAME ISSUES - OBJECTING CREDITOR SUBMITTED BPO COMING IN AT $117,599 - MOOT ISSUE AS DEBTOR WILL NEED TO PAY 100% BASED UPON $5,464 UNSECURED CLAIMS FILED AND VERIFIED DISPOSABLE INCOME).

- Form 122c has deductions that are not proven - Line #16 tax deduction of $1,843 does not agree with Sch I deductions of $962 total, income deductions verify at $887. Need proof on how this was calculated. Line #20 for physically/mentally challenged dependent child
Matter ResolvedRequest
Adjourment
1265/13/2020 10:00 am19-28067 / MBKSCOTT E KAPLAN ESQConfirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 2 of 10 required payments   Arrears: $0  

5/13/20 (sf) - PER ATTY, OK TO DISMISS/HOLD FEES

5/4 workup for the 5/13 calendar
3.5 payments arrears-8 months old

--Need DSO information. Information provided lists Luis Rodriguez as recipient?
<>Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need copies of 401k loan statements for both debtors. (RECEIVED - DEBTOR LOAN PAID OFF IN 10/2021, ADDITIONAL $650 BEGINNING 11/2021 AND CO-DEBTOR LOAN PAID OFF IN 9/2021, ADDITIONAL $280 BEGINNING 10/2021)
- Amendments to Schedules to include 2006 Toyota and 2015 Nissan. (NOT AMENDED)
- Need amend 122C to remove mortgage payment and arrears. (NOT AMENDED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
-Income on Schedule I verifies higher at $1,263.85
-Need proof of residential leases per rental expenses listed on Schedule J of $1950 and $1238 (RECEIVED LEASE FOR CO-DEBTOR ($1,238/MONTH AND DEBTOR 1950)
-Need proof that debtor is paying $300 per month for mother's car for transportation (NOT RECEIVED)
- Must resolve IRS estimated priority claim (STILL ESTIMATED)

MP proposes: $500 paid to date, $850 x 19 beginning 3/1/2020, $1,130 x 36, base, loan mod by?? (can't do a loan mod - property sold in May, 2019)
Payments: 4/6, arrears $1,120
Matter ResolvedRequest
Adjourment
1275/13/2020 10:00 am19-29096 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 9 required payments   Arrears: $1,551.00  Total Paid In: $3,301.00
ISSUES AS 5/7/2020 (DM): Updated 5/12/20

***Received a contribution Affidavit from debtor's son. TO CONFIRM, THE DEBTOR NEEDS $1,750 PTD, THEN $1,551 x 53 STARTING 6/1/20, BASE PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION, ARREARS CLAIMS OF DEUTSCHE BANK POC (8-1) AND AFFINITY FCU POC (4-1) SHALL BE PAID AS FILED; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY IRS SECURED/PRIORITY POC (3-3), STATE OF NJ SECURED/PRIORITY POC (12-3), AND DAYTON SQUARE CONDO LATE POC (11-1)***

1) IRS filed $10,815.33 amended priority claim not treated in plan (OKAY TO ADD?? - Yes)

2) IRS filed $6,851 amended secured claim not treated in plan (OKAY TO ADD?? - Yes).

3) State of NJ filed $3,260.76 amended priority claim not treated in plan (OKAY TO ADD - Yes).

4) State of NJ filed $2,860.30 amended secured claim not treated in plan (OKAY TO ADD?? - Yes).

5) State of NJ filed an amended unsecured claim that includes estimated taxes for 2012 - 2013 (AMENDED).

6) Affinity FCU - 2nd Mtg (Allison Kiffin, Esq) OBJs - $3,786.05 arrears not treated in plan (PER ATTY, OKAY TO PAY).

7) Deutsche Bank/Ocwen - 1st Mtg filed $35,987.26 arrears claim not treated in plan (PER ATTY, OKAY TO PAY).

8) Dayton Square IV Condo Assn filed a $8,413.02 LATE secured claim not treated in plan (PER ATTY, OKAY TO PAY).

9) Trustee OBJ:
 The Order of Distribution departs from the Trustee standard.
- Per Form 122c, monthly disposable income is $4,361 which would require a $261,660 minimum dividend to to general unsecured creditors, or 100% plan (ATTY FAILED TO LIST BASIC DEDUCTIONS - NEEDS TO AMENDED).
- Need Aug & Sept Affinity checking and savings acct statements (RECEIVED).
- Need Aug & Sept Chime Savings account statements (RECEIVED).
- Need a statement balance for the ARSP loan deducted from her pay check (RECEIVED).
- Excessive Expense: $1,400 mtg payment (amount is only $1,154 per POC), $469 car insurance (amount is only $245 per statement), $500 for cable/internet/phone (MOOT BASED ON CALCULATE
Matter ResolvedRequest
Adjourment
1285/13/2020 10:00 am19-29387 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 9 required payments   Arrears: $0  

5/1 Workup for the 5/13 calendar EDC - PER ATTY, OK TO DISMISS/HOLD FEES.sf

2.5 payments in arrears
* PLAN NO LONGER FEASIBLE WITH STAY LIFT. WHAT IS DEBTOR DOING?
- Objection filed by Blitei LLC (Goldenberg, Mackler) - debtor has no ownership to the property. Tax sale foreclosure was completed prior to transfer of title to debtor from his mother. (STAY NOW VACATED)
-- NJSVS, Surcharge Violations filed a secured claim #3 in the amount of $6,224.28 which is not in the plan. Is it ok to pay this claim?
--Trustee's objection:
The debtor has insufficient income to fund the plan.
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - for Oct. & Nov. 2019. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration. (RECEIVED)
- Need proof of current auto insurance. (CAR IS INOPERABLE - OK)
- must address objection by Blitei, LLC. (UNRESOLVED)

Plan proposes: $500 x 12, $942.77 x 48, base
Payments: 4/5, arrears $500
Matter ResolvedRequest
Adjourment
1295/13/2020 10:00 am19-29914 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 9 required payments   Arrears: $0  
Total Paid In: $5,080.00
AS OF 5/12/20 (SF) -Updated.

OK TO CONFIRM AT $2100 PTD, $1490 X 53 (BEGIN 6/1/20) BASE W/MIN $1608 TO GUCS
- COTBS RESOLVING OBJ BY FREEDOM MORTGAGE WITHIN 30 DAYS
- TRUSTEE STANDARD ORDER OF DISTRIBUTION

Plan is not feasible (Attorney provided contribution affidavit from family member)


1. Objection filed by Freedom Mortgage (Phelan) - Failure to pay arrears of $67,270.63 (RESOLVED, COTBS)

2. Trustee objection:
The debtor has insufficient income to fund the plan.
The debtor has failed to supply the Trustee with the following document(s):
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Proof of income verifies higher, there is disposable income $968.28.
- There is non-exempt equity in Debtor's bank account $182 and 2012 Audi $1,425.85, which would require minimum dividend $1,607.85

Plan proposes $300 x 60 Base
Payments: 7/7

RESOLVED ISSUES:
- Updated auto insurance if not confirmed by 3/11/20, insurance expired 3/17/20. (RECEIVED)
- Must file Pre-confirmation certificate (RECEIVED)
Matter ResolvedRequest
Adjourment
1305/13/2020 10:00 am19-30028 / MBKDavid C. Russo Confirmation Hearing ScheduledContinued
5/27/2020 10:00 am
Debtor has made 4 of 9 required payments   Arrears: $1,668.00  Total Paid In: $3,776.00
ISSUES AS OF 5/7/2020 (DM): Updated 5/13/20 after work-up request.

***Schedules I&J amended, non-debtor spouse is now collecting unemployment. Amended schedules are still showing $1,047 in monthly disposable income. Additionally, atty has failed to serve the cram on Valley National Bank. TRUSTEE TO RECOMMEND CONFIRMATION AT $3,304 PTD, THEN $1,070 x 53 STARTING 6/1/20, BASE PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION, STRIKE PLAN TREATMENT OF VALLEY NATIONAL BANK (VNB), TRUSTEE TO SET UP A RESERVE CLAIM FOR VNB AND DEBTOR TO FILE SEPARATE CRAM MOTION WITHIN 30 DAYS***

1) Trustee OBJ:
 Disposable income verifies $1,268 - disposable is $1,047 per amended schedules filed.
 Need service to Valley National Bank cram (UNRESOLVED).
 Need Trustee standard order of distribution.
- Must amend Form 122c - form is blank (FILED).
- Proof of expense for daycare shows Debtor pays $1349.50, not $1410.

Note: Auto insurance and pension loan statement provided.


Prop. Plan $472 x 60, Base
PTD 7/7 = $3,304
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
1315/13/2020 10:00 am19-30107 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 9 required payments   Arrears: $949.00  Total Paid In: $2,702.00
5/8 Workup for the 5/13 calendar EDC
** per attorney email we can compromise trustee objections and confirm now that RAS objection is withdrawn at:
**********$1751.50 paid then $950 x 53 beg 6/1/20- min of $21,632 to unsecured-use trustee order of distribution

-Stay motion by Capital One Auto (Mester & Schwartz) is scheduled for 3/25/20. (OTBS)
-Objection filed by Nationstar Mortgage/Mr. Cooper (RAS Citron) - failure to cure arrears of $10,156.83. (UNRESOLVED BUT AGREES TO PAY IN FULL)
-The IRS filed a priority claim #1 in the amount of $10,432.17 which is not in the plan. Need MP
< >Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A Modified Plan that addresses the IRS claim and secured arrears claim by Nationstar Mortgage.(MOD PLAN NOT FILED)
-$515/month for utilities
-$450/month for cable/internet/phone
-$900/month for food and $1,165/month for food on P&L (Per P&L there are no employees)
-$500/month for transportation/maintenance and $3,050/month on P&L
- There is $4,679.77 in non-exempt equity in the residence.
- There is $16,953 in non exempt equity in the bank accounts.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)

Plan proposes: $250 x 60, base
Payments: 6/5, $251 credit
Matter ResolvedRequest
Adjourment
1325/13/2020 10:00 am19-30429 / MBKCAMILLE J KASSARConfirmation Hearing on Modified PlanContinued
6/10/2020 10:00 am
Debtor has made 5 of 9 required payments   Arrears: $101.00  Total Paid In: $563.00
MP filed and scheduled for 6/10/20 - adj peremptory

AS OF 3/13/2020 (at):

NEED HOMEOWNER'S INSURANCE IF AN ADJOURNMENT REQUEST IS RECEIVED. (HOMEOWNER'S RECEIVED)

1. Plan proposes to cure mortgage arrears of $41,646.93 but the trustee payment is $73.06/month?

2. Objection filed by Ditech/New Residential Mortgage (Phelan) - plan only proposes to make adequate protection payments. Debtor is not in the Court Loss Mitigation Program so they want full post petition payments.

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2018 & 2019 (NOT RECEIVED)
- A copy of the homeowner's insurance renewal declaration - with personal liability.Home insurance that was provided is forced place and has no personal
liability and expires 2/1/20 (NOT RECEIVED)
- Amendments to Schedules "I" to include theater income (NOT AMENDED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $56,033.99 of non exempt equity in real property. Plan is 100%.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
-must address objection by Ditech. (UNRESOLVED)
-needs per conf cert. (NOT FILED)

MP Plan proposes: $73.06 x 57, 100% to guc's, Loan mod by April, 2020
Payments: 3/5
Matter ResolvedRequest
Adjourment
1335/13/2020 10:00 am19-30486 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 9 required payments   Arrears: $0  

ISSUES AS OF 5/7/2020 (DM):

***Motor Vehicle cram were just served on 5/7/20 which means plan cannot be confirmed. Atty attempted to address the Trustee disposable income objection, however a supplemental objection has been filed based upon new expenses (COULD BE RESOLVABLE). Notwithstanding the above, the debtor has only made 2 Trustee payments in total at the old lower plan payment amount of $1,175 - the new plan calls for payments of $1,428. Last payment received from the debtor was for $270 in March - RECOMMEND DISMISSAL***

 3/10/20 (MK): Atty needs to amend schedules - change of circumstances- Adj to 5/13/20 NFA.

1) IRS filed $2,860.91 secured claim not treated in plan (MP PAYS).

2) Motor vehicle crams were just served on 5/7/20.

3) Trustee Suppl OBJ:
 Excessive Expenses: cell increased from $140 to $320, food increased from $725 to $1,100, childcare increased from $150 to $350, insurance still high at $740, spouse expenses added for $300 (NOTE - EXPENSES MAY BE RESOLVABLE BASED UPON INCOME THAT VERIFIED LOWER AND PROPOSED PAYMENT OF $1,428).

4) Trustee OBJ:
 Excessive Expenses: $1,100 auto insurance - debtors have 4 autos - Sch J amended to $740 (SEE ABOVE).
 Debtor not paying all disposable income into the plan based upon amended expenses added (SEE ABOVE).
 Order of Distribution departs from Trustee standard.
- Income verified higher than scheduled (OK - RECEIVED UPDATED PAY STUBS FROM 2020).
- Tax refund of $6,156 was not prorated and included in disposable income calculation (SCH I AMENDED TO ADD).
- Debtor's 401k loan paid off which adds income of $540 per month (CALC USED NED PAY STUBS).
- Need proof of income for both debtor & spouse for Jan. & Feb 2020 (RECEIVED).
- Needs amended proof of service on auto crams to entity on the respective proof of claims


Prop. Plan $2,090 Ptd, $1,428 x 50, 0% Plan
PTD 2/7 = $2,360
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1345/13/2020 10:00 am19-30989 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
7/22/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $843.00  
4/30 workup for the 5/13 calendar-SAME AS LAST TIME

>>Both IRS Claim & Mtg Arrears claims were higher. plan payment needs to go to around $1200 monthly-
--Still need to deal with $1800 POC form Kay Jewelers in #2 below from Febuary. Are we paying it???
-need Business forms - for drapery business and Balance Sheet.( Still).
-need 2 months bank statements from savings account prior to filing date.( Still).
1. Objection By Wells Fargo(Frenkel):
-plan fails to cure full arrears-POC $48,743.85.(PER ATTY, PAY PER POC)
2. Tea Olive/Kay Jewelers filed Secured POC $1800- not in plan- NEED TO ADDRESS.

---------------
3. Trustee Objection:
-need Business forms - for drapery business and Balance Sheet.( Still).
-need 2 months bank statements from savings account prior to filing date.( Still).
Must resolve creditor objection.
----------------------------------------------
- Must resolve IRS estimated claim.(Amended POC filed).
- Must file Pre-confirmation certificate.(Filed).


Proposed plan:843 x 60, 0%
payments:3/3
last claim:8-1, bar date:1/15/20
Matter ResolvedRequest
Adjourment
1355/13/2020 10:00 am19-31349 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 8 required payments   Arrears: $0  

5/11/20 (sf) - Per Atty, due to Covid, debtor cannot proceeds with case, OK TO DISMISS/HOLD FEES.

ISSUES AS OF 5/8/2020 (DM):

***Debtor has only made 2.5 of 6 Trustee payments and bad faith objection based upon disposable income has not been addressed - RECOMMEND DISMISSAL***

1) IRS filed an estimated priority claim not treated in plan (AMENDED TO $5,268.89 - OKAY TO ADD??)

2) Credit Acceptance filed a $134.60 LATE arrears claim on 2012 BMW 528 - claim is also filed as bifurcated (PAY LATE ARREARS AND TREAT REMAINING BIFURCATED CLAIM OUTSIDE THE PLAN??)

3) Acura Financial filed $611 arrears claim on 2015 Acura MDX not listed on Sch B and not treated in plan (UNRESOLVED).

4) Trustee OBJ:
- Need missing pages from Business Forms (UNRESOLVED).
- Need to amend Sch B to add 2015 Acura MDX (UNRESOLVED).
- Amended Form 122c has $4,789 monthly disposable income - need $287,340 minimum dividend or 100% Plan.
- The Plan needs to run 60 months pursuant to the B22C form (UNRESOLVED).
 The Plan is not proposed in good faith - debtor is proposing $900 x 36 months when scheduled disposable income per amended Sch I&J is $7,995 per month and scheduled disposable income per Form 122c is $4,789 per month.


Prop. Plan $900 x 36, Base Plan, Loan Mod by 5/31/2020, student loans outside
PTD 2.5/6 = $2,419
Last Claim (2-2)
Matter ResolvedRequest
Adjourment
1365/13/2020 10:00 am19-31704 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
7/22/2020 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  

4/30 workup for the 5/13 calendar EDC
As of 3/6/20 (DS): Debtor attorney requested adjournment to resolve claims(STILL UNRESOLVED). FILED NEW ADJ REQUEST FOR MORE TIME

1. Trustee obj to the following:
- 22c has disposable income $1,962, which would require a minimum dividend $117,720 to gucs.
- Plan does not specify treatment of the IRS and State of NJ (priority) under the Plan.
- Need a Fee Application within 7 days of Confirmation.
2. State of NJ filed estimated 2016-2018priority and gucs claims, claims need to be resolved.
3. Must file Pre-confirmation certificate.

Prop Plan $1,000 x 60 Base
Note: POI, 2018 tax return and homeowner insurance provided.
Matter ResolvedRequest
Adjourment
05/13/2020 10:00 am19-31773 / MBKEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $736.00  Total Paid In: $5,152.00
AS OF 5/11/20 (SF) - This case was adj to 5/19 on 5/5


RECOMMEND $736 X 60 (BEGIN 12/1/19) BASE PLAN
- N/E PROCEEDS FROM INHERITANCE TO BE TURNED OVER TO TRUSTEE
- NEED COPY OF DEED FOR INHERITED PROPERTY


1. Trustee objection:

- The debtor has failed to file a feasible plan
- The confirmation order must include language that provides for the turnover of all non-exempt proceeds from the estate of John Edward Smith
- Also need documents from the estate. (COPY OF WILL PROVIDED. THE PROPERTY WAS INHERITED BY THE TWO SIBLINGS WHICH WOULD GIVE REBECCA A 50% INTEREST. PER THE EXECUTOR THE PROPERTY IS NOW OWNED BY THE TWO SIBLINGS AND AN AUNT WHICH REDUCES DEBTOR'S INTEREST TO 25%. NEED A COPY OF THE DEED TO DETERMINE WHEN THE AUNT RECEIVED 50% OWNERSHIP. REAL ESTATE IS WORTH APPROX. $500,000 WITH NO MORTGAGE.

2. Trustee Supplemental objection
- Debtors must provide copies of Will and/or Letters of Administration and an accounting of the Estate of Mr. Smith for which the co debtor is a beneficiary and has a 25% interest.

***(Per letter from from Jerry Dasti, Administrator of the Estate, The correct name of the Estate is John E. Smith. Still need copy of Will as the debtor's name does not appear in any of these documents. The administrator was to also provide an accounting/inventory to the Court of assets which was not included. He also states that the Decedent's home may need to be sold. No information provided about the home)***


Plan proposes $736 x 60 Base
Payments: 5/6 Arrears: $736

RESOLVED ISSUES:

- Objection filed by Freedom Mortgage Corporation (Phelan) - failure to pay arrears of $33,331.61 (obj resolved if atty agrees to pay higher POC amount ... no order needed per Spivack)OK to pay

-. ACAR leasing filed a claim with zero arrears. They were not assumed in the plan so they will be deemed rejected OK

- There is non-exempt equity of $17,107 in real estate. Attorney needs to amend Schedule C.( MK:Filed(#22)- takes (d)(1) of 19,486.59. (
Matter ResolvedRequest
Adjourment
1375/13/2020 10:00 am19-31860 / MBKJOHN D DICIURCIOConfirmation Hearing ScheduledDismissedDebtor has made 1 of 8 required payments   Arrears: $0  

ns
AS of 4/30/20(mk):

NO 341 HAS BEEN SCHEDULED.
Matter ResolvedRequest
Adjourment
1385/13/2020 10:00 am19-31911 / MBKWILLIAM S WOLFSON, ESQConfirmation Hearing ScheduledContinued
6/10/2020 10:00 am
Debtor has made 3 of 8 required payments   Arrears: $800.00  Total Paid In: $2,695.00
MP filed and scheduled for 6/10/20 - ADJ Peremptory.

As of 3/6/20 (DS): Debtor attorney requested adjournment to file mod plan and amended Sched I & J. Adjourned peremptory, no further adjournments

As of 3/2/20 (DS): 1. JPMorgan Chase obj to cram. Obj must be resolved.

2. BELOW ISSUES NOT RESOLVED.

As of 1/7/20 (DS): Debtor attorney requested adjournment, to allow time to review and respond to Trustee obj. Debtor is currently in PR attending to ill wife (FYI several earthquakes in PR as well, not sure if affected Debtor and family)

1/8/20 (DS): 1. Trustee obj to the following:
- Amendments to Schedules J to remove car payment $285 on car that is being crammed through the plan. Overall expense total reduced by $300.
- Proof of income verifies higher. There is disposable income $1,297.99.
- Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- Must file pre conf cert.
- Add to confirming Order to strike part 4g of plan.
- Needs trustee standard order of distribution.
- Student loans are outside.

Prop Plan $230 x 36 Base
Note: 401(k) loan statements provided. Service moot, creditor obj to cram.
Matter ResolvedRequest
Adjourment
1395/13/2020 10:00 am19-32126 / MBKDONALD F CAMPBELL, JRConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 8 required payments   Arrears: $15,520.00  Total Paid In: $6,024.00
AS OF 5/13/20 (SF) UPDATED

RECOMMEND $3780 PTD, $15,000 BY 6/1/20, $2764 X 54 BEGIN 7/1/20 BASE PLAN
- OK TO PAY ARREARS CLAIM 10-1 FOR NEWREZ LLC/BANK OF NY
- STRIKE CRAM OF SUN NATIONAL BANK AND MOTION TO CRAM TO BE FILED BY 6/13/20
- HOURLY FEE: MUST FILE FEE APPLICATION FOR FEES WITHIN 7 DAYS OF ENTERED CONF ORDER




AR RESOLVED
ADD BANK OF NY - PAY CLAIM
ADD INC RESOLVE $2800 X60
ADD 15000 TRUSTEE PYMT BY 6-1

AR SAME ISSUES SINCE FEB
AS OF 5/7/20 (SF) - BELOW ISSUES STILL APPLY

1. Objection filed by The Bank of NY (Lubin) - failure to pay arrears of $68,988.35 and speculative payment of $15,000 to first lien arrears.

2. Is the $15,000 lump sum payment to be made through the plan or outside? Also, need to provide the source of where these funds are coming from. Outside plan per att.-----

3. Improper Service to Sun National Bank. Served Branch Manager at Ocean First Bank formerly Sun National Bank. Did not serve Managing Agent

4. Trustee objection:
-Schedule J includes excessive expenses, specifically $350/home maintenance; $648.49/telephone, cell phone, internet; $860/car insurance (REDUCED EXPENSES BY $728. DISPOSABLE INCOME IS NOW $3110.73)
- Need to amend Form 122C-1 to list gross income on Line 2 should be gross income of
$18,457.84 - the adjustment of income would result in monthly disposable income in the
amount of $2,633.19 on Line 45 of Form 122C-2. This would require a minimum $157,991.40 dividend to general unsecured creditors


Plan proposes $630 x 60 Base, plus $15,000 to be paid to first lien arrears ??
Payments: 6/6

RESOLVED ISSUES:
- Need to file pre-confirmation certification (FILED)
Matter ResolvedRequest
Adjourment
1405/13/2020 10:00 am19-32253 / MBKDavid L. Stevens Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 8 required payments   Arrears: $0  
Total Paid In: $14,000.00
$5000 paid then $3,000 x 12 beg. 5/1/20 then $3160 x 25 beg. 5/1/21 ----min of $100,000 to unsecured--fee application to be filed in 7 days ($8000 estimated)

AS OF 3/23/20 (SF) UPDATED

I and J were amended on 3/20/20. Still need to reduce expenses by $1027 ($450 home maintenance; $318.22 projected auto payment and $259 transp expenses in additional to amount deemed acceptable for Roth IRA. Right now the deduction on Schedule J is $4000


1. Objection filed by Lakeview Loan Servicing (Frenkel, Lambert Weiss) - failure to treat Lakeview Loan Servicing in the plan; failure to cure all arrears; failure to propose post-petition payments. (THE PLAN LISTS QUICKEN LOANS AS UNAFFECTED. LAKEVIEW LOAN POC HAS ZERO ARREARS) (RESOLVED OTBS)

2. Trustee objection:

- The debtor has failed to supply the Trustee with the following document(s):

- Schedule J includes excessive/unnecessary expenses:
$800/home maintenance (allowed $200) (CERT PROVIDED THAT DEBTOR HAS TO DO HOUSE REPAIRS BUT THEY ARE ESTIMATES. DEBTOR IS NOT CURRENTLY PAYING THESE HIGHER EXPENSES)

- $500/clothing for 2 people (allowed $200) - AMENDED TO $200
- $400/personal care; AMENDED TO $200
- $1,000/transportation (allowed $700); (REDUCE BY $300. DEBTOR PROJECTS $318 FOR FUTURE LEASE (NEED PROOF THAT DEBTOR HAS A NEW LEASE. IT'S NOT LISTED ON SCHEDULE J)

$600/month medical expenses - need proof of this expense ($300 ALLOWED) AMENDED TO $200

- $4,000 retirement contribution - need proof of these monthly payments for retirement - statements. (DEBTORS JUST FILED IN NOVEMBER OF 2019 AND BOTH OPENED ROTH IRA AND BEGAN CONTRIBUTING $2050 OF THEIR SALARY PER MONTH) - NEEDS TRUSTEE REVIEW.

- Statement of Financial Affairs states debtors own 2 business which are currently operating: Core Tech Solutions and Advance Core Solutions LLC (Need Ch. 7 discharge papers for both companies when available).

3. Must file pre-confirmation certification

Plan proposes $1000 x 36 Base
Payments: 4/4

RESOLVED ISSUES
Matter ResolvedRequest
Adjourment
1415/13/2020 10:00 am19-32686 / MBKJOHN D DICIURCIOOrder Vacate Dismissal of CaseConfirmedDebtor has made 5 of 7 required payments   Arrears: $705.00  Total Paid In: $7,820.00
As of 5/7/20 (DS): Recommend confirming at $5,115 paid, $1,705 x 55 begin 6/1/20 0% to gucs within 10 days must file Pre-confirmation certificate and Part 8(a) of the plan shall be modified to provide that the Debtor(s) property shall be vested upon confirmation (Emailed Debtor attorney)

1. Trustee obj to the following:
- Must file Pre-confirmation certificate.

Prop Plan $1,705 x 60 $0
Note: 2018 Tax return and auto insurance provided. Trustee standard order of distribution is fine, no unsecured creditors filed.
Matter ResolvedRequest
Adjourment
1425/13/2020 10:00 am19-33680 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 7 required payments   Arrears: $0  

As of 5/12/20 Debtor attorney requested that case be dismissed and hold fees.

***ADJ TO 5/13/20 TO CONVERT TO CH 7***
As of 4/16/20 (DS): 1. Trustee obj to the following:
- Need proof of disability income.
- Must amend Schedules B & C to add stock and amend Sched I to remove job income & add disability.
- Must resolve IRS estimated claim. 2016 tax return not filed.
- Need Trustee standard order of distribution.

2. Specialized Loan obj to arrears owed are more, POC filed with arrears $25,827.53. Ok to pay? Obj must be resolved.

3. Capital One Auto filed arrears claim $20. Need to be paid.

Prop Plan $530 x 60 0%
Note: Mortgage claim filed, no equity.
Matter ResolvedRequest
Adjourment
1435/13/2020 10:00 am20-10135 / MBKSimone Mulla Confirmation Hearing ScheduledDismissedDebtor has made 4 of 6 required payments   Arrears: $0  

ns
AR CAN ADJOURN IF REALTOR RETAINED AND LISTING AGRMT PROVIDED
issues as of 5/5/2020

1) Selene Finance (Schwalb) objection to confirmation - need to resolve
-Pre Petition arrears $70,831.65
2) Need to file Pre Confirmation Certification with Court
3) Trustee objection to confirmation - need to resolve
-the debtor has insufficient income
-spouse income verifies significantly lower than scheduled amount - need proof of income used to get income numbers on Schedule I
-need the business profit and loss statements
-need a copy of the last filed tax return - 2019 by 8/15/2020
-need personal bank statements for 6 months before filing
-need to provide Trustee with proof of payment of $463 monthly expense for taxes
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $63,800 of non exempt equity in real estate MORTGAGE CLAIM HIGHER WHICH REDUCED NON EXEMPT EQUITY TO $59,606.90
-need to resolve the Selene Finance objection to confirmation
-need Certification and P&L statement, if needed, explaining the spouse's income
4) IRS priority claim 3 is estimated for 2017-2019 taxes - need to resolve
5) Not current with Trustee plan payments, arrears $80

proposed plan $40x60 base plan
paid in $80
arrears $80
last claim 3
Matter ResolvedRequest
Adjourment
1445/13/2020 10:00 am20-10232 / MBKMonika Mazurczyk Confirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 6 required payments   Arrears: $2,376.00  Total Paid In: $11,850.00
issues as of 5/6/2020

****OK TO CONFIRM AT $7,098.11 PAID TO DATE, $2,376X57 BEGIN 5/1/2020 BASE PLAN****


1) Trustee objection to confirmation - RESOLVED
-need a copy of the homeowner's insurance renewal declaration RESOLVED, RENEWAL PROVIDED
-need Amendment to Schedule C to specifically state the dollar amount of all exemptions, 100% of fair market value is not sufficient RESOLVED, AMENDED SCHEDULE C FILED
-the debtor has failed to provide proof of service with respect to plan motions - Cenlar/Citigroup second mortgage cram RESOLVED
-need amended Schedules to remove 2017 Nissan car lease and add new lease when acquired RESOLVED, AMENDMENT FILED
2) IRS claim is estimated for priority portion of claim for 2019 taxes - the date for filing has been extended to 7/15/2020, MUST FILE AND HAVE CLAIM AMENDED BY 9/30/2020


proposed plan $2,361x2, $2376.11x58 base plan
paid in $7098.11
arrears $2376.11
last claim 10
Matter ResolvedRequest
Adjourment
1455/13/2020 10:00 am20-10260 / MBKPRO SEConfirmation Hearing ScheduledDismissedDebtor has made 2 of 6 required payments   Arrears: $0  

ns
As Of 5/3/20(mk):

fyi:5/11/20:creditor, New Rez(Hill Wallack) email. Debtor has made NO Post pet Mtg payments- They will press for Dismissal.


>>>PLAN NOT FEASIBLE( NO LM& Arrears $4566,360) NOTHING DONE SINCE LAST HEARING. INCOMPLETE PROOF OF HOME INSURANCE & 2 PRIOR CASES in 1 YEAR - NO STAY IN EFFECT ? <<<

1.Objection By NewRez/Shellpoint(Hill Wallack):
- default on loan 5/1/2011.
-Plan fails to cure arrears & Lm speculative

2.ST. OF NJ-in plan at $735-they filed priority POC $1,891.03.

3. IRS POC Priority $57,990.60( of which 2019 ESTIMATED AMT. $14,979.30

4. TRUSTEE OBJECTION: ALL UNRESOLVED
-need copy of the homeowner's idec. page. ( ONLY Provided pg.1 of 3 and pg.1 does not show coverage.)
-Need valuation of timeshare.
-Need A Modified Plan that provides treatment of unsecured claims and removes mortgage from Part 7b.
-Need Amendments to Schedules J to add the adequate protection mortgage payment.
- debtor is not paying all disposable income into the plan. The debtors income shows
approximately $15,600 in mo. disposable income based on
the debtor's projected 1st quarter 2020 income.
-Plan must provide for Trustee standard order of distribution.
-Need Pre-Confirmation Certification.
-The debtor should be barred from re-filing for a period of one year upon dismissal.
-The debtor must include the name of the obligor for the timeshare in the schedules
-The plan should be 100% based upon the debtors projected income.
-Need copy of 2019 tax return by 7/31/2020.


plan:250 X 36 BEG 2/20; LM BY 4/30/20 (18 NELSON DR); PLAN TYPE??
payments:2/4
last claim:8-1, bar date3/18/20:
Matter ResolvedRequest
Adjourment
1465/13/2020 10:00 am20-10413 / MBKADAM SCHNEIDER, ESQConfirmation Hearing ScheduledContinued
6/24/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $793.00  Total Paid In: $3,170.00
As of 5/7/20 (DS): 1. Need status date for loan mod to complete. No order on docket gives date. Need date of loan mod to complete.

2. BELOW ISSUES NOT RESOLVED.

3/11/20 (DS): 1. Trustee obj to the following:
- Verified income leaves disposable income $1,248.96. Reviewed 22C, average monthly gross income is $8,692. (December 2019 gross $104,307/12). Per 22C, monthly disposable income is $1,442, which would require min dividend of $86,520 to gucs.
- Schedule I fails to add tax refund $1,815, pending 2019 tax refund.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.

2. Home Point obj to arrears more and sale, but plan does not propose sale, proposes loan mod. Obj must be resolved.

Prop Plan $634 x 60 Base and Loam mod on Park Pl by 4/30/20
Note: Plan does list student loans as outside. Amended attorney disclosure filed 3/1/20. Homeowner insurance provided.
Matter ResolvedRequest
Adjourment
1475/13/2020 10:00 am20-10456 / MBKWILLIAM S WOLFSON, ESQConfirmation Hearing ScheduledContinued
5/27/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $1,808.00  Total Paid In: $9,040.00
As of 4/30/20 (DS): Debtor attorney requested adjournment, mod plan filed and sched 5/27/20

As of 3/13/20 (DS): Debtor attorney requested adjournment, to resolve creditor objection and resolve IRS estimated claim.

As of 3/10/20 (DS): 1. BELOW ISSUES NOT RESOLVED.

As of 2/27/20 Debtor attorney requested adjournment, obj creditor allowed 2 week adjournment

3/3/20 (DS): 1. Trustee obj to the following:
- Need 2019 tax return. Since claim is estimated, due to 2019 tax return not filed, Debtor must provide copy of filed 2019 tax return.

2. Caliber/US Bank obj to loan mod and arrears more, no POC filed. Obj must be resolved.

3. Arrears claim filed by Santander in the amount of $1,251.77, remainder balance owed.

4. IRS filed estimated claim for 2019 tax return $105, if taxes filed, must provide. Must resolve claim.

5. Raritan Twp MUA filed arrears claim for pre-petition $2,935.37 and post-petition arrears $165.25 owed, not listed in plan. Claim must be resolved. Ok to pay?

Prop Plan $1,808 x 60 Base and Loan Mod on Dayton Rd by 6/30/20
Note: Bank statement provided and response from Debtor is ok to strike section 4 and 7 as to 2nd mortgage and student loan. Amended Sched I filed.
Matter ResolvedRequest
Adjourment
1485/13/2020 10:00 am20-10576 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 6 required payments   Arrears: $853.00  Total Paid In: $1,853.00
As of 5/8/20 (DS): Ok to confirm at $1,000 paid, $853 x 56 begin 6/1/20 Pro rata dividend to gucs, add to confirming order Trustee ok to pay the following claims: 3-1 Nancy Conley, 9-1 Credit Acceptance, 10-1 PHH Mortgage and 14-1 Wells Fargo and Trustee standard order of distribution

1. Arrears claim filed by Wells Fargo for $1,676. Ok to pay? Per atty ok to pay.

3/11/20 (DS): 1. Trustee obj to the following:
- Need Trustee standard order of distribution.
- Must file Pre-confirmation certificate.-FILED

2. PHH Mortgage obj arrears owed, plan list as outside, POC filed arrears $36,282.77. Obj must be resolved. (PER ATTY, OKAY TO PAY) Per disposition calendar obj resolved to pay arrears claim.

3. Credit Acceptance filed arrears claim $805.08, listed in plan as outside. Needs to be paid or move against claim. (PER ATTY, OKAY TO PAY)

4. Nancy Conley CRNFA (judgment lien) filed secured claim $1,532.71, needs to be paid or move against claim. (PER ATTY, OKAY TO PAY)

Prop Plan $250 x 36 Base
Note: 2019 tax return provided. IRS estimated claim resolved.
Matter ResolvedRequest
Adjourment
1495/13/2020 10:00 am20-10587 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
7/8/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $1,538.00  
AS OF 5/7/20 (SF) - BELOW ISSUES STILL APPLY.

1. Objection filed by Deutsche Bank (RAS Crane) - failure to pay arrears of $20,935.91 (RESOLVED, PAY ARREARS OTBS)
2. Ally Financial filed late claim 7-1 for $12,989.19 (Add to conf order)
3. Trustee objection:
- Need amendments to Schedules "I" to include the photo booth income. J to remove spouse's expenses as she now lives in Georgia.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: -$714 monthly for a vehicle.(Need proof for spouse's car payment)
-The debtor needs to provide proof the wife's monthly expenses in the amount of $1500 along with proof of the $600 a month charitable donation expense.
- The debtor must provide the trustee with an accountants valuation of the business.
- Part 9 of the 22C was not filled in to include the business or the pension/retirement income. The inclusion of the income would put the debtor over the "means" limit. The 22C must be amended.
-The business forms and profit and loss statements must be re-submitted for 2019 and need to include all dates and explanations regarding the line items including loan proceeds, rent proceeds, sales, business rent, car leases, vehicle expense, Loans/gifts, bank cards, internet and telephone. Should be broken down for a each month for a 6 month period.

Plan proposes:$765 x 60 Base
Payments: 3/4 Arrears: $773
Matter ResolvedRequest
Adjourment
1505/13/2020 10:00 am20-10591 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 6 required payments   Arrears: $0  

AS OF 5/6/2020 (at): - per atty ok to dismiss/hold fees

1. Westlake Financial Services (2008 Toyota) filed a secured arrears claim #1 in the amount of $463.12 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - for the debtor's husband (NOT RECEIVED)
- A copy of the last filed tax return - 2019 (NOT RECEIVED YET - DUE BY 8/30/2020)
- statements for Southern Middlesex Teachers Credit Union - not provided (NOT RECEIVED)
- Amendments to Schedules B & C to iinclude potential lawsuit (auto accident) (NOT AMENDED)
- Schedules need to be amended to include husbands income and expenses on schedule J (NOT AMENDED)

Plan proposes: $328 x 60, 100% to guc's
Payments: 1/4, arrears $953
Matter ResolvedRequest
Adjourment
1515/13/2020 10:00 am20-10802 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledContinued
7/22/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $900.00  
debtor should be getting over 500,000 from public offering---to send me email and provide cert of when he will get money EDC

AS OF 5/5/2020 (at):

1. Quicken Loans filed a secured arrears claim #7 in the amount of $322.36 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Property divorce settlement, which also provides court order support payments $3,500. (NOT RECEIVED)
- Amendments to Schedules 122c-1 and 2 to take proper household deductions. (NOT AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- 22c Line 19 support $3,500 (requires proof) according to tax return Debtor pays $3,208), Line 23 telephone services $250, Line 30 additional food/clothing $60, Line 33b car payment $950, Line 33d additional vehicle $83.33, Line 35 takes attorney fees $3,200.
- Schedule J also list excess expenses as well such as: Tele/Cell/Cable/Internet $470, Auto insurance $500, 3 car payments $250, $400 and $650, student loans $100 (not listed in plan as outside and not listed on Sched E/F) and support payments ($3,500, must provide proof/order).
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- 22c takes household of 4, but Schedule J list two daughters 20, tax return only list 1 daughter), Debtor is not married. Must provide proof of household 4 or amend 22c.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $11,370 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The current Plan does not specify treatment of M&T Bank for 2018 Subaru under the Plan. (PLAN/PETITION LISTS CHASE AUTO INSTEAD OF M&T)
The Plan provides for payment on unsecured claims of less than that which would be distributed
Matter ResolvedRequest
Adjourment
1525/13/2020 10:00 am20-10826 / MBKCHARLES D WHELAN, IIIConfirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $2,234.00  Total Paid In: $7,134.00
issues as of 5/5/2020

1) IRS priority claim 2 is estimated - CLAIM NEEDS TO BE AMENDED
2) IRS secured claim 2 in the amount of $67,937.05 - CLAIM IS NOT TREATED IN THE PLAN
2) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return - 2019 by 5/30/2020 RESOLVED, PROVIDED
-need proof of insurance for Mercedes RESOLVED, PROVIDED
-the Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $45,140.58 in non-exempt equity in the residence. Proposed plan is 100% FILED CLAIM LOWER THAN SCHEDULED AMOUNT, NON EXEMPT EQUITY INCREASED TO $46,745.51 - OK 100% PLAN PROPOSED
-the debtor's plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution ADD NOTE TO CONFIRMING ORDER THAN PLAN WILL FOLLOW TRUSTEE STANDARD ORDER OF DISTRIBUTION
-need to file Pre Confirmation Certification RESOLVED, FILED


proposed plan $1247.64x36 10)%
paid in $3675
arrears $1315.56
last claim 6-1
Matter ResolvedRequest
Adjourment
1535/13/2020 10:00 am20-10837 / MBKKarina Pia Lucid Confirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $641.00  
AS OF 5/11/2020 (at):

1. The IRS filed an estimated claim #2 which is not in the plan and needs to be resolved/amended.

2. Objection filed by PennyMac (Fein Such) - failure to cure arrears of $20,405.19. (UNRESOLVED)

3. Wells Fargo/Bob's Discount Furniture filed a secured claim #9 which is not in the plan. Is it ok to pay this claim or are the debtors going to move against this claim?

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - : updated pay stubs for co-debtor for new job at Coleman Cadillac. (NOT RECEIVED)
- Domestic Support Obligation information (NOT RECEIVED)
- A copy of the last filed tax return - for 2019 by 8/15/20. (NOT RECEIVED)
- bank statements from PNC savings 2 months prior to filing date. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Support payment $1,922 (requires proof of support).
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Proof of income verifies higher ($6,493) than scheduled ($5,500).
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Members First ACU was not properly served. (CERT OF SERVICE NOT FILED)
- Need proof of support payments $1,922, such as order of support. (NOT RECEIVED)
- Must resolve IRS estimated claim. (STILL ESTIMATED)
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $641.19 x 60, base, loan mod by 5/20/20 (passed)
Payments: 3/4, arrears $641.38
Matter ResolvedRequest
Adjourment
1545/13/2020 10:00 am20-10947 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanMoot - DismissedDebtor has made 0 of 6 required payments   Arrears: $0  

issues as of 4/30/2020

1) Case was dismissed at confirmation on 4/8/2020 with Trustee notation that there is an active Chapter 7 case
2) Motion to vacate order to dismiss scheduled for 5/13/2020 - need outcome
3) 341 hearing has not been held to date
4) To date no Trustee plan payments have been made, as of 5/1/2020 the arrears will be $1,600
Matter ResolvedRequest
Adjourment
1555/13/2020 10:00 am20-10959 / MBKSCOTT D SHERMAN ESQConfirmation Hearing ScheduledContinued
6/24/2020 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $532.00  
issues as of 5/5/2020

1) Fidelity National Law Group/Fidelity National Title Insurance Company (Balala) objection to confirmation - need to resolve
-objects to cram of judgment lien
2) Trustee objection to confirmation - need to resolve
-need an appraisal on the classic cars - NEED TO AMEND SCHEDULES TO INCLUDE THESE VEHICLES TOTAL VALUE $11,300 NO EXEMPT EQUITY
-debtor needs to supply proof of child support RESOLVED, PROVIDED ORDER
-the debtor is not paying all disposable income into plan - $15,375 tax refund was higher than estimated. There is $774 in monthly disposable income
-need tier increase when the Mercedes loan is paid back in August 2020
-the debtor needs to provide a certification of service on all plan cramdowns FILED
-thee is $25000 in equity in autos, guns and checking account TOTAL NON EXEMPT EQUITY $13,136.91 , BAR DATE HAS PASSED
-there is $38,100 in equity in the debtors home - REDUCED TO $536.91 AS THE NBT LIEN WAS NOT DEDUCTED IN LIQUIDATION ANALYSIS

proposed plan $200x4, $532x56 base plan with non exempt proceeds from workers comp claim
paid in $600
arrears $200
last claim 7-1
Matter ResolvedRequest
Adjourment
1565/13/2020 10:00 am20-10964 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 6 required payments   Arrears: $0  
Total Paid In: $1,820.00
AS OF 5/12/20 (SF) UPDATED

RECOMMEND $260 x 36 (BEGIN 2/1/20) BASE PLAN
- DEBTOR TO PROVIDE UPDATED PROFIT AND LOSS STATEMENTS FOR BUSINESS IN 6 MONTHS


Note: Debtor's photography business is currently not operating due to Covid. There was excess income. Need updated profit and loss in 6 months. Cert and amended Schedule I provided.

1. Trustee objection:
- Resubmit P&L statements with a breakdown of expenses. (RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,151 when determining disposable income.
- must file pre conf cert (FILED)

2. Need copy of 2019 Tax Return by 8/15/20

Plan proposes $260 x 36 (Base)
Payments: Current, $1300 Received

RESOLVED ISSUES:
- Proof of pension income - and annuity income (documents received are from 2018). (RECEIVED)
- Domestic Support Obligation information .
- Need court order for child support or CS payment statement.
Matter ResolvedRequest
Adjourment
1575/13/2020 10:00 am20-11064 / MBKKevin Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $300.00  Total Paid In: $1,500.00
AS OF 5/4/20 (at):

RECOMMEND: $300 x 23 BEGINNING 2/1/2020, THEN $500 x 16 BEGINNING 1/1/2022, BASE
(Increase due to Thrift loan being paid off in 12/2021)

1. Objection filed by Bank of America (1st mortgage) (Parker McCay) - failure to cure arrears of $1,974.08 (Per POC). (RESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 5/31/20. (RECEIVED -REFUND OF $386)
- A Modified Plan that increases trustee payment in January, 2022 when thrift loan is paid off. (NOT FILED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $429.65.
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on the creditors listed in Part 4d of the plan. (CERT OF SERVICE FILED - 3/3/2020)
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve the estimated claim filed by the IRS. (NO LONGER ESTIMATED)
- Need to resolve objection by Bank of America. (RESOLVED)

Plan proposes: $300 x 36, base
Payments: 3/4, arrears $300
Matter ResolvedRequest
Adjourment
1585/13/2020 10:00 am20-11235 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
5/27/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $810.00
AS of 5/3/20(mk):

>>>MP (#23)Filed 4/24/20. HEARING DATE 5/27/20. NEEDS ADJ. REQUEST TO 5/27/20 OR W/D THIS PLAN #4.

1.Objection by Capital One(Mester)(W/D)
plan does not address/intention as to 2020 Toyota Camry? MP (#23) filed& treats -0- arrears.
2016 toyota was traded in for 2020 toyota.

2. Trustee Objection:
-need a current market analysis (Provided).
-need Updated auto insurance for 2020 toyota.
-As of now is $2,371.85 NE equity in real property.


Plan:$135 x 60 Dollar Base $3,635 .
payments:3/4
last claim:15-1, bar date:4/6/20
Matter ResolvedRequest
Adjourment
1595/13/2020 10:00 am20-11287 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
7/8/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $494.00  
5/11/20 (sf) - copy of epay receipt $741 paid on 5/11/20
Mk: also email from atty . Has not been able to work out #1 as creditor atty is Ill. Debtor has not found a new job yet so
only income is daughter's contrib. adj requested.

5/3/20(mk): NOTING DONE SINCE LAST HEARING IN MARCH.
1/4/Payments. Arrears $741

1.Objection by Credit Acceptance(Morton)
- objects to cram.

2.Trustee Objection;
-Proof of 2 month's income - from new job if she got one.
-without proof of income from new job, cannot determine if general unsecured creditors will receive a dividend.


Plan:247 X 36 BEG 2/20; $0
Payments:1/2
last claim:9-1,Bar date:4/6/20
Matter ResolvedRequest
Adjourment
1605/13/2020 10:00 am20-11392 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
7/8/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $968.00  
As of 5/12/20 (DS): Debtor attorney requested adjournment to resolve all issues, Debtor caught up with payments 5/12/20. Adjourned peremptory, must resolve all issues, no further adjournments.

1. Trustee obj still not resolved, income is insufficient, verifies at $276, CMA provided gives 1 comp, the realtor amount valued is all blank, need 2019 tax return or cert of non-filing.

3. JPMorgan Chase obj still not resolved.

4. Four Seasons filed bifurcated claim, secured arrears $13,740.87 and unsecured $36,262.29. Claim must be resolved.

As of 3/24/20 (DS): Debtor attorney requested adjournment and has provided proof of one money order sent 3/19/20 and the other to be mailed out, adjourned to allow time to review docs provided, payments to be received and POC from mortgage to be filed.

As of 3/23/20 Debtor attorney requested adjournment, request denied, no payments made

AR REC DISMISSAL, WILL AGREE TO ADJ IF TRUSTEE PAYMENTS ARE MADE

3/25/20 (DS): 1. Debtor in arrears $1,122.78, no payments made out of 2.

2. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $276, plan propose $561.39.
- Need current market analysis (CMA provided has one comp, list no values on what realtor recommends, form is blank) and 2019 tax return.
- There is estimated to be non-exempt equity on real property. CMA provided is from 2017. Checked value and estimated to be $389,782, which would leave non-exempt equity.
- Must resolve creditor objection.

3. JPMorgan Chase obj arrears more, no POC filed. Obj must be resolved.

Prop Plan $561.39 x 60 Base and Loan mod by 7/2020
Note: Auto insurance and bank statements provided.
Matter ResolvedRequest
Adjourment
1615/13/2020 10:00 am20-11550 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $0  
Total Paid In: $3,045.00
AS OF 5/6/20 (SF)

If creditor objection is resolved, ok to confirm at $1810 PTD, $614 x 56 (BEGIN 6/1/20) BASE PLAN
- STUDENT LOANS OUTSIDE
- OK TO PAY ARREARS CLAIM 1-1 FOR ONE MAIN FINANCIAL (C/O RESOLVING OBJ TO BE SUBMITTED WITHIN 30 DAYS)
- OK TO PAY ARREARS CLAIM - 6-1 FOR ALLY CAPITAL
- PLUS N/E PROCEEDS FROM ACCOUNTS RECEIVABLES, IF ANY



1. Ally Capital filed arrears claim 6-1 for $88.74 (OK TO PAY?)
2. Objection filed by OneMain Financial Group (Peter Meltzer) - failure to treat them in the plan. They filed an arrears claim for $20. (RESOLVED OTBS)

Plan proposes $600 x 60 0%
Payments: 3/4 Arrears: $590

RESOLVED ISSUES:
Trustee objection:
- excessive expense items on Schedule J $603/car payments - allowed $508; $42.50 deduction for 10 month employee, Trustee calculates 10 months and then averages for 12 months this deduction should be removed; $534 deduction for Amazon seasonal income reducing by 50% therefore this deduction should be removed - the adjusted total for Schedule J is $4,739 (MOOT, DEBTOR RECEIVES SOCIAL SECURITY AND IS CURRENTLY NOT WORKING AT P/T JOB. REDUCED EXPENSES BY $100 FOR AUTO PAYMENT.)
-IRS priority claim 2-1 is estimated (AMENDED)
Matter ResolvedRequest
Adjourment
1625/13/2020 10:00 am20-11641 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $1,400.00  
AS OF 5/11/20 (at):

1. The IRS filed an estimated claim #5 which needs to be resolved/amended.

2. Need service on IRS for lien strip unless mod plan removing strip is filed. (MOD PLAN PAYS THE IRS)

3. Capital One Auto Finance filed a secured arrears claim #2 in the amount of $694.82 which is not in the plan. Is it ok to pay this claim?

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A Modified Plan that states dividend is 100% to unsecureds and removes plan motions. (MOD PLAN FILED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- excessive expense on Schedule J $694 car payment (allowed $508)
- monthly disposable income on Line 45 of Form 122C in the amount of $2,329.19 which requires minimum $139,751.40 dividend to general unsecured creditors - may need to be 100% plan
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now , there is $13,127.90 of non exempt equity. No (d) (1) exemption was claimed on Sch C.
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- will be MP to remove motions. (MOD PLAN FILED)
- must file pre conf cert. (FILED)

MP Plan proposes: $1,400 x 60, 100% to guc's
Payments: 3/4, arrears $1,400
Matter ResolvedRequest
Adjourment
1635/13/2020 10:00 am20-11697 / MBKANDY WINCHELLConfirmation Hearing ScheduledDeniedDebtor has made 2 of 6 required payments   Arrears: $1,100.00  
Per Judge cannot pay $2000 for 2 vehicles at lease $500 has to go back into plan. Plan denied and has 30 days to propose a new plan or D

AS OF 5/4/2020 (at):

RECOMMEND: $1,350 PAID TO DATE, $937 X 57 BEGINNING 5/1/2020, 100% TO GUC'S-
In addition to the payments set forth above, debtor must turn over all non-exempt proceeds from all claims against creditors and all personal injury claims. Any exemption claimed on Schedule C for any asset listed as having a value of $1 with an exemption of 100% of value is stricken. Debtor shall have the right to amend Schedule C if and when the right to potential asset is determined.
Need 2019 tax return by 8/30/2020.
Vesting of the estate will be upon confirmation.
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019. (NOT RECEIVED YET)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Credit Union loan payments $2,101.67 on pay stubs for 2 auto payments monthly. Tele/Cell/Internet/Cable $650, Food $900, Childcare $250, Transportation $575, Car insurance $345, Pet expenses $200
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- 22c has disposable income, which would require minimum dividend to gucs.
- Income also verifies higher.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4887 for 2018 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- needs explanation for Pay stubs show Debtor has an allotment savings $1,092 bi-weekly total $2,358.72 monthly. Seems to be for 2 vehicles (Debtor owns an additional vehicle (2012 Jeep Wrangler), which is way over the expe
Matter ResolvedRequest
Adjourment
1645/13/2020 10:00 am20-11720 / MBKKEVIN E ABERANT ESQConfirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $601.00  
As of 5/8/20 (DS): Debtor attorney requested adjournment to provide requested docs.

As of 5/6/20 (DS): 1. Trustee obj to the following:
- Need statement for retirement loans for debtor and spouse and WSFS Bank statements.
- Excessive expenses on Schedule J such as: $425 tele/cell/internet/cable, $428 auto insurance, $2,100 spouse's debts and obligations (need proof).
- 22c has marital expense $2,100 on Line #13, which requires proof of expenses. There would be disposable income $1,807.14, which would require a minimum dividend $108,428.40 to gucs.
- Add to confirming order Trustee standard order of distribution.
- Need 2019 tax return, if not filed can add to confirming order to provide by 8/15/20.

2. Specialized Loan obj to arrears more, but claim is less than what plan proposes.

3. Navy FCU filed claim for 2015 Kia Forte, not listed on Schedule B, J or Plan, but listed on auto insurance. Must amend Schedule B and C to add vehicle.

4. IRS filed estimated claim, 2019 tax return not filed.

5. Must file Pre-confirmation certificate.

Prop Plan $601 x 60 Base
Note: Second Mortgage statement provided. Attorney fees to be paid outside, per attorney disclosure.
Matter ResolvedRequest
Adjourment
1655/13/2020 10:00 am20-12522 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $0  
Total Paid In: $2,200.00
As of 5/12/20 (DS): 1. Trustee obj still not resolved:
- Need December and January bank statements from all accts, December and January pay stubs for the non-filing spouse.
- Must provide 2019 tax returns by 8/15/20, if not filed.
- There is non-exempt equity on real property $92,657.86. Plan is proposing 100%.
- Debtor's attorney must file fee app within 7 days of the entry of the confirming order.
- Must resolve objection by 21st Mortgage.

2. MFR by 21st Mortgage sched 6/16/20, will there be any additional fees? EMAILED BOTH CREDITOR AND DEBTOR ATTY TO CONFIRM

3. Motion to reduce 21st Mortgage claim to $36,878.14 rescheduled to 6/16/20. PER BOTH PARTIES OK TO PAY PER TERMS OF MOTION.

As of 4/6/20 (DS): Debtor attorney requested adjournment to motion date

4/14/20 (DS): 1. MFR filed by 21st Mortgage and sched 4/8/20, need outcome. Resched to 5/13/20. RESCHED TO 6/16/20.

2. Trustee obj to the following:
- Need December and January bank statements from all accts, December and January pay stubs for the non filing spouse.
- Must provide 2019 tax returns by 8/15/20, if not filed.
- There is non-exempt equity on real property $92,657.86. Plan is proposing 100%.
- Must file Pre-confirmation certificate. - FILED 5/11/20
- Debtor's attorney must file fee app within 7 days of the entry of the confirming order.
- Must resolve objection by 21st Mortgage.

3. 21st Century obj to arrears more, POC filed, plan is proposing to pay claim in full. Total claim is $49,024.61. Trustee will pay, but obj must be resolved with creditor. MOTION TO REDUCE MORTGAGE CLAIM TO $36,878.14, PER EMAIL FROM CREDITOR AND ATTY MOTION IS OK AND CONSENTS TO PAYING $36,878.14 PER MOTION.

Prop Plan $100 x 2, $1,000 x 58 100%
Note: Disposable income on 22c and excess expenses moot, since plan is proposing 100%.
Matter ResolvedRequest
Adjourment
1665/13/2020 10:00 am20-12588 / MBKADAM SCHNEIDER, ESQConfirmation Hearing ScheduledContinued
8/12/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $4,460.00  
AS Of 5/3/20(mk):


1.Plan has Cap.One as unaffected. Filed arrears POC $4,202-OK TO PAY?

2. IRS ESTIMATED Taxes-Returns not filed for 2017,2018 & 2019.

3. Objection by Wilmington(McCalla):
-plan fails to cure arrears.

4. Trustee Objection:
-must resolve IRS Estimated claim .
proof of debtor's work expense reimbursement.
-plan has excessive expenses :Auto insurance- $585; Student loans $2,324 p/m
needs proof. Real estate taxes $791p/m, No mtg. St. uploaded.( Plan is 100%.)
-Income verified Higher ($15,335.67) and is likely higher once proof of work expense
reimbursement listed on sch I)than scheduled ($14,507.60) Plan 100%.
-need Proof Of Service with respect to Plan Motions on all creditors for lien strip.
-need proof of Auto insurance for 2009 Jeep & 2012 Chevy.
-need proof of 3rd mtg lien on RE. SBA Loan?
-must resolve objection by Wilmington Savings.
-need 2019 Tax Return by 8/15/20.
-Add to confirming Order Student loans to be paid outside plan.
-must file pre conf Cert.


plan:2230 X 60 BEG 3/20; LM BY 5/15/20 (23 MONMOUTH BLVD); OR REFI:100%
payments:2/3
last claim:6-1, bar date:4/26/20
Matter ResolvedRequest
Adjourment
1675/13/2020 10:00 am20-13906 / MBKDONALD C GOINS, ESQConfirmation Hearing ScheduledContinued
8/12/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $668.00  
341 Now on For 5/21/20-NEED REQUEST TO ADJ THIS CONF HEARING.
Matter ResolvedRequest
Adjourment
1685/13/2020 10:00 am20-13990 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
6/24/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $500.00  
As of 5/1/20 (DS): Debtor attorney requested adjournment, 341 sched 5/21/20.
Matter ResolvedRequest
Adjourment
1695/13/2020 10:00 am20-14020 / MBKWARREN LEVYConfirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $2,838.00  Total Paid In: $7,050.00
AS OF 5/11/2020 (at):

1. 341 adjournment request received
2. Payments: 1/2, arrears $2,350
Matter ResolvedRequest
Adjourment
1705/13/2020 10:00 am20-14151 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
8/12/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1715/13/2020 10:00 am20-14162 / MBKBRAD J SADEKConfirmation Hearing ScheduledContinued
7/22/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AR WAITING FOR CAR INS
issues as of 4/30/2020

1) 341 not held, rescheduled 5/28/2020
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
1725/13/2020 10:00 am20-14234 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
5/27/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $700.00  
need auto insurance

adjournment request denied, still missing documents for 341 hearing to be held
issues as of 5/4/2020

1) 341 not held, not rescheduled - no documents provided to date
2) No Trustee plan payments to date, arrears $1,400
3) IRS priority claim estimated for 2018 and 2019 tax returns
Matter ResolvedRequest
Adjourment
1735/13/2020 10:00 am20-14236 / MBKStephen M. Zullo Confirmation Hearing ScheduledContinued
6/24/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $88.00  
MP , Cert and amended I and J just filed on 5/9 - not reviewed. Also atty will be filing motion regarding State of NJ

AS OF 5/6/20 (SF)

1. Trustee objection:
- A Modified Plan that pays student loans outside plan.
- Amendments to Schedules B & C to include the 2007 Scion
- Excessive deductions taken on 122C:
Line 17: Need breakdown of $3507 for involuntary deductions
Line 30: $42 additional food and clothing (need documentation)
- Disposable income per line 45 may be higher and will require dividend to general unsecured creditors.
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
Need proof of separate service as to cram of interest rate for Toyota Motor Credit. In addition, the plan proposes an interest rate cram but does not propose to pay claim through the plan. (MUST RESOLVE, IS THIS A CRAM? ALSO LISTED AS UNAFFECTED. THE CLAIM WAS FILED WITH ZERO ARREARS)
- File pre-confirmation certification.


Plan proposes $663 x 60 Base
Payments: 2/2

RESOLVED ISSUES:
- Need Bank Statements for 60 days prior to filing through date of filing for Bank of America Savings Account ending in 6333.
Matter ResolvedRequest
Adjourment
1745/13/2020 10:00 am20-14253 / MBKStephen M. Zullo Confirmation Hearing ScheduledConverted to 7 / 11Debtor has made 0 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1755/13/2020 10:00 am20-14260 / MBKDavid E. Finch Confirmation Hearing ScheduledWithdrawnDebtor has made 2 of 4 required payments   Arrears: $1,964.00  Total Paid In: $4,730.00
to put MP on for 6/16 (docket 23)

AS OF 5/4/2020 (at):

1. Objection filed by Selene Finance/NJCC Fund (Friedman Vartolo) - failure to cure full arrears of $73,551.52 and failure to propose to pay full regular monthly mortgage payments of $2,443.06. (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - and Deed for timeshare. (NEITHER RECEIVED)
- Proof of 2 month's income - P&L from Debtor for the months of Jan and Feb 2020. (NOT RECEIVED)
The debtor has undertaken an improper use of exemption. Specifically:
- Over exempts (d) (6) by $475.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Excessive expenses on Schedule J such as Food $750, and Life insurance $165, will be moot, since Plan is proposing 100%.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- Plan is proposing 100%, to confirm there is non-exempt equity on real property $46,936, Timeshare $4,350, 2005 Dodge Dakota $1,750, 2005 Dodge Magnum $500, 2011 Jeep $3,898.05, Motors $1,200, TD Bank acct $1,785.55 and machinery $475 total $60,985.60 minimum dividend.
- Must resolve creditor objection. (UNRESOLVED)
- Must file Pre-confirmation certificate (NOT FILED)

Plan proposes: $1,510 x 60, 100% to guc's
Payments: 1/2, arrears $1,604
Matter ResolvedRequest
Adjourment
1765/13/2020 10:00 am20-14268 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
8/12/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $300.00  
Matter ResolvedRequest
Adjourment
1775/13/2020 10:00 am20-14329 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
8/12/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

341 now on June 11,2020
Matter ResolvedRequest
Adjourment
1785/13/2020 10:00 am20-14347 / MBKKevin Fayette, EsqConfirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $335.00  Total Paid In: $1,005.00
As of 5/8/200 (DS): Debtor attorney requested adjournment to resolve objections.

As of 5/6/20 (DS): 1. Lendmark Financial filed bi-furcated arrears claim for 2004 Chevy Cavalier, not listed in plan, secured arrears $2,150 and unsecured $71.97. Claim needs to be resolved.

2. PennyMac obj to arrears and post-petition payments regular payments $0. Obj must be resolved, no POC filed.

Prop Plan $335 x 60 Base
Matter ResolvedRequest
Adjourment
1795/13/2020 10:00 am20-14348 / MBKKevin Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $961.00  Total Paid In: $2,581.00
updated 5/8/2020

*****Ok to confirm at $1,620 paid to date, $961x58 begin 6/1/2020 base plan
-Select Portfolio Services objection resolved, COTBS pay arrears per objection through the plan and maintain regular payments. COTBS to be filed within 30 days of confirmation
-amended Schedule J showing change in monthly mortgage payment within 10 days of confirmation

issues as of 5/5/2020

1) Select Portfolio Servicing Inc (Fein Such) objection to confirmation - RESOLVED, PAY ARREARS THROUGH PLAN AND MAINTAIN REGULAR PAYMENTS, CONSENT ORDER TO BE FILED WITH COURT WITHIN 30 DAYS OF CONFIRMATION
-estimated arrears $10,201.23
2) Trustee objection to confirmation - RESOLVED
-mortgage payment is more than 1/2 income DEBTORS MORTGAGE PAYMENT IS LOWER, AMENDED SCHEDULE J TO BE FILED


proposed plan $810x60 base plan
paid in $1620
last claim 13-1
Matter ResolvedRequest
Adjourment
1805/13/2020 10:00 am20-14371 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,140.00
AS OF 5/6/20 (SF)

RECOMMEND $285 X 60 0% (BEGIN 4/1/20)

1. Trustee objection:
- A copy of the last filed tax return - 2019 by 8/15/20 (RECEIVED)
- auto insurance renewal, policy provided expires 4/15/2020

Plan proposes $285 x 60 0%
Payments: 2/2

Matter ResolvedRequest
Adjourment
1815/13/2020 10:00 am20-14373 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
8/12/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS of 5/1/20(mk):


1.Plan has pay TD in Full w/ interest. They filed a POC. NEED A CO IF YOU WANT AMT. PD DIFFERENT THAT POC FULL BAL & TO INCLUDE INTEREST.

2. Trustee Objection:
-need copy of Oppenheimer Stock Statement through February, 2020.(Statement provided thru 3/30/20. Value 21,141. Minus sch C
exemption $12,419=8722 in NE Equity
-disposable income per Schedules I and J verify higher at $843.82.
-need 2019 tax return by 8/25/20.
-must file pre-confirmation certification.


Plan: 339 x 60 min 7551
payments: 2/2
last claim: 7-1.Bar date:522/20
Matter ResolvedRequest
Adjourment
1825/13/2020 10:00 am20-14374 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $4,344.00  
trustee to have money or d

AS OF 5/1/2020 (at):

1. 341 has not been held or rescheduled
2. Payments: 0/2, arrears $4,344
Matter ResolvedRequest
Adjourment
1835/13/2020 10:00 am20-14448 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
5/27/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $200.00  
to send all money and get 341 sch. by 5/27
Matter ResolvedRequest
Adjourment
1845/13/2020 10:00 am20-14479 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
7/22/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $200.00  
AS OF 5/12/2020 (at):

1. Objection filed by Wells Fargo/Select Portfolio (McCalla) - failure to cure arrears of $54,151.64. Plan proposes no payments towards arrears pending loan mod. (Per obj - No POC yet)

2. LVNV Funding filed a secured claim #6 in the amount of $1,049.11 which is not in the plan. Is it ok to pay this claim? (PER ATTORNEY, OK TO PAY THIS CLAIM)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Income contribution affidavit (RECEIVED)
- A copy of the last filed tax return - 2019 by 8/15/20.

Plan proposes: $200 x 36,base, loan mod by 10/1/2020
Payments: 1/2, arrears $200
Matter ResolvedRequest
Adjourment
1855/13/2020 10:00 am20-14480 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
7/22/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $500.00  
need home insurance-received OK

As of 5/6/20 (DS): 1. Debtor in arrears $500, no payments made out of 2.

2. Trustee obj Debtor has insufficient income to fund plan, case should be 100% case due to non-exempt equity on real property and Debtor must provide proof of homeowner insurance with personal liability coverage.

Prop Plan $250 x 36 100% and Sale of Creek Rd by 3/1/21
Matter ResolvedRequest
Adjourment
1865/13/2020 10:00 am20-14578 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
7/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 5/4/2020

1) 341 not held, not rescheduled - no 341 documents provided ALL DOCUMENTS PROVIDED
2) Current with Trustee plan payments
Matter ResolvedRequest
Adjourment
1875/13/2020 10:00 am20-14584 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
6/24/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $3,508.00  Total Paid In: $10,524.00
issues as of 5/5/2020

1) Wells Fargo Bank (Shapiro & DeNardo) objection to confirmation - need to resolve
-plan does not address post petition payments of $1,236.06
2) OneMain Financial Group LLC (Weber Gallagher) objection to confirmation - need to resolve
-2007 Chevrolet Avalanche
-plan fails to treat claim in plan
-no arrears on filed claim
3) Trustee objection to confirmation - need to resolve
-need proof of 2 months income - on how debtors salary is calculated on Schedule I (net $3,384.91 apart from the P&L for business income)
-statements on the 2 whole life policies listed on Schedule B showing cash surrender value
-the debtors plan consists of unnecessary or excessive expenses - need proof/explanation for all of the following expenses: life insurance $951; Mom Rehab facility $500; whole life insurance repayment $400; security alarm $73; Orthodontist $325; Dance $400; vocal lessons $346
-the debtors are not paying all disposable income into plan - Form 122c Line 21 childcare $800 need proof; Line 45 shows disposable income of $4,131.48 which requires minimum $247,888 dividend to general unsecured creditors
-must address objection by Wells Fargo and OneMain Financial
-add to confirming order student loans to be paid outside plan
-must file Pre Confirmation Certification with Court
4) IRS priority claim estimated 2019 taxes

proposed plan $3508x60 base plan
paid in $7016
last claim 13-1
Matter ResolvedRequest
Adjourment
1885/13/2020 10:00 am20-14585 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
6/24/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $487.00  Total Paid In: $7,060.00
issues as of 5/5/2020

1) IRS filed priority claim #5 in the amount of $19,485 for 2019 taxes - claim not in plan, need to address claim
2) Trustee objection to confirmation - need to resolve
-need valuation of timeshare
-need a modified plan that treats timeshare
-excessive expense $1,094 health insurance/month - need to provide proof of this monthly expense
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - non exempt equity of $1,600 in jewelry; non exempt equity of $3, 149.72 in Wells Fargo checking account and as of now there is $117,528.61 in non exempt equity in real property
3) Need to file Pre Confirmation Certification with Court

proposed plan $1,765x60 base plan
paid in $3530
last claim 10
Matter ResolvedRequest
Adjourment
1895/13/2020 10:00 am20-14676 / MBKROBERT G SWAN, ESQConfirmation Hearing ScheduledContinued
7/8/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 5/12/20 (SF)

1. 341 NOT HELD - RESCHEDULED TO 6/11/20
2. PAYMENTS: 2/2
Matter ResolvedRequest
Adjourment
1905/13/2020 10:00 am20-14792 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledContinued
7/8/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $150.00  
As of 5/1/20(mk):


1. IRS ESTIMATED POC for 2019 priority taxes- no return filed & plan fails to treat taxes fixed for 206 & 2018.

2. Trustee Objection:
-Plan does not specify treatment of the IRS (priority) under the Plan.
-Carvana filed $358.37 arrears claim on 2016 VW Tiguan - PLan has creditor Bridgecrest as unaffeced- OK TO PAY?
- Trustee standard order of distribution..

Plan:150 x 60 Base
payments:1/2
last claim:9-1, bar date:6/1/20
Matter ResolvedRequest
Adjourment
1915/13/2020 10:00 am20-14994 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,200.00
AS OF 5/12/2020 (at):

RECOMMEND: $300 X 36 BEGINNING 4/1/2020, BASE
M&T claim #7 will be paid through the plan.

1. Manufacturers and Traders/Bank of America filed a secured arrears claim #7 in the amount of $6.32 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration. The policy provided has expired as of 4/15/20. (RECEIVED)
- proof of current auto insurance. What was provided has expired. (NOT RECEIVED)
- Plan must provide for a base dividend .The current plan proposes 0% and lists mortgages as current so the only person being paid through the plan is the debtor's attorney. (MOD PLAN NOT FILED)

Plan proposes: $300 x 36, 0% to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
1925/13/2020 10:00 am20-14999 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
7/22/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $250.00  
341 is 5/28/20/
Debtor has made a partial payment of $50.
Matter ResolvedRequest
Adjourment
1935/13/2020 10:00 am20-15104 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 5/11/20 (DS): Debtor attorney requested adjournment to resolve the IRS estimated claim.

As of 5/8/20 (DS): 1. Trustee obj to the following:
- Amendments to Schedules Schedule I to remove income for Wilmington University and adjusting pension income if tax deduction has changed.
- Will need amended Schedules I&J and proof of income when debtor returns to work.
- There is non-exempt equity on real property estimated $2,498.12, pending the outcome of all claims filed.
- Must resolve Towd Point Master Funding and Wells Fargo objections.

2. Towd obj arrears owed $4,821.08, no POC filed. Obj must be resolve.

3. Wells Fargo obj arrears owed are more than what plan is proposing, no POC filed. Obj must be resolved.

4. IRS filed estimated claim for 2019, 2019 tax return provided. Must amend or move against claim.

Prop Plan $820 x 60 Base
Matter ResolvedRequest
Adjourment
1945/13/2020 2:00 pm16-17963 / MBKEric ClaymanMotion CompensationOrder to be SubmittedTotal Paid In: $39,952.00
attorney needs order to say $1163 x 12 remaining beg. 5/1/20---Their calc is wrong EDC
Matter ResolvedRequest
Adjourment
1955/13/2020 2:00 pm17-28433 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $4,820.00
OK but only $1988.28 on hand EDC
Matter ResolvedRequest
Adjourment
1965/13/2020 2:00 pm17-31407 / MBKBRUCE C TRUESDALE ESQMotion CompensationGrantedTotal Paid In: $44,400.00
Matter ResolvedRequest
Adjourment
1975/13/2020 2:00 pm18-13514 / MBKSTEPHANIE RITIGSTEINMotion CompensationOrder to be SubmittedTotal Paid In: $6,225.00
-att needs new order--Due to arrears the plan needs an amended Wage order and needs to pay $440 x 34 remaining months EDC
Matter ResolvedRequest
Adjourment
1985/13/2020 2:00 pm18-14219 / MBKSTEPHANIE RITIGSTEINMotion CompensationGrantedTotal Paid In: $7,648.00
Matter ResolvedRequest
Adjourment
1995/13/2020 2:00 pm18-25380 / MBKSTEPHANIE RITIGSTEINMotion CompensationOrder to be SubmittedTotal Paid In: $4,200.00
-The plan amount was reduced last month. The order should say $435 x 16 beg 5/1/20 EDC
Matter ResolvedRequest
Adjourment
2005/13/2020 2:00 pm18-34505 / MBKSTEPHANIE RITIGSTEINMotion CompensationGrantedTotal Paid In: $6,699.00
Matter ResolvedRequest
Adjourment
2015/13/2020 2:00 pm19-14843 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationWithdrawnTotal Paid In: $15,296.00
Matter ResolvedRequest
Adjourment
2025/13/2020 2:00 pm19-15516 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $1,575.00
Matter ResolvedRequest
Adjourment
2035/13/2020 2:00 pm19-17248 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $5,312.00
Matter ResolvedRequest
Adjourment
2055/13/2020 2:00 pm20-11909 / MBKPRO SEOrder Show CauseMoot - Dismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2045/13/2020 2:00 pm20-11909 / MBKPRO SEOrder Show CauseMoot - Dismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2065/13/2020 2:00 pm20-12324 / MBKDavid Jerome WitherspoonOrder Show CauseMoot - Dismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2075/13/2020 2:00 pm20-12828 / MBKPRO SEOrder Show CauseDismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2085/13/2020 2:00 pm20-12879 / MBKPRO SEOrder Show CauseMoot - Dismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2095/13/2020 2:00 pm20-12965 / MBKJOHN J HOPKINS, IIIOrder Show CauseDismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2105/13/2020 2:00 pm20-13102 / MBKYAKOV RUDIKHOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2115/13/2020 2:00 pm20-13105 / MBKJeffrey B Peltz Order Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
2125/13/2020 2:00 pm20-13207 / MBKKarina Pia Lucid Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2135/13/2020 2:00 pm20-13397 / MBKSimone Mulla Order Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
2145/13/2020 2:00 pm20-13660 / MBKPRO SEOrder Show CauseDismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2155/13/2020 2:00 pm20-13681 / MBKPRO SEOrder Show CauseDismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2165/13/2020 2:00 pm20-13681 / MBKPRO SEOrder Show CauseDismissed
FILING FEE
Matter ResolvedRequest
Adjourment
2175/13/2020 2:00 pm20-13726 / MBKPRO SEOrder Show CauseDismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2185/13/2020 2:00 pm20-13732 / MBKPRO SEOrder Show CauseDismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2195/13/2020 2:00 pm20-13732 / MBKPRO SEOrder Show CauseDismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2205/13/2020 2:00 pm20-13734 / MBKPRO SEOrder Show CauseDismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2215/13/2020 2:00 pm20-14254 / MBKEUGENE SONGOrder Show CauseWithdrawn
MBK ADJ'D<<>>

MISSING DOCS
Matter ResolvedRequest
Adjourment
2225/13/2020 2:00 pm20-15556 / MBKPATRICK MOSCATELLO, ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2235/13/2020 2:00 pm20-15569 / MBKWarren D. Levy Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2245/13/2020 2:00 pm20-15569 / MBKWarren D. Levy Motion Extend TimeGranted
TO FILE MISSING SCHEDULES
Matter ResolvedRequest
Adjourment
2255/13/2020 2:00 pm20-15652 / MBKFREDERICK J SIMONOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
05/13/2020 2:00 pm20-15711 / MBKJOSEPH J MANIA III ESQOrder Show CauseWithdrawn
CREDIT COUNSELING
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes