Judge Michael B. Kaplan
Hearing Date: 5/11/2022
Hearing Count: 272
Last Updated: 06-24-2022 06:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
15/11/2022 9:00 am16-23123 / MBKSteven J. Abelson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $105,225.00
FILED IN ERROR
Matter ResolvedRequest
Adjourment
25/11/2022 9:00 am16-24171 / MBKDavid L. Stevens Trustee Certification of DefaultTrustee OrderTotal Paid In: $97,515.00
***Proposed Trustee Order: $97,515 Ptd, $2,111 by 5/20/22, then $2,703 x 7 starting 6/1/22*** ADD TFS AUTO PAY

Debtor obj, making pymts<> ARREARS
Matter ResolvedRequest
Adjourment
35/11/2022 9:00 am16-26387 / MBKBRAD J SPILLER ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn

AR FUNDS POSTED TODAY

Debtor obj, will pay<> FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
45/11/2022 9:00 am16-30009 / MBKTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $28,915.00
FILED IN ERROR FOR FAILURE TO PAY PLAN BAL/84 MO PLAN
Matter ResolvedRequest
Adjourment
55/11/2022 9:00 am16-34017 / MBKWilliam H. Oliver, Jr., Esq.Motion to Cancel and DischargeContinued
5/25/2022 1:30 pm

ADJ by MBK to 5/25 @ 1:30 to conference with the Judge regarding whether the briefing schedule below is still needed.

Brief Schedule
- Briefs due by 6/30/22
- Reply Brief due by 7/13/22
- Hearing scheduled for 7/27/22


DEBTOR BRIEF FILED - #101
LENDER BRIEF #103
Wells Fargo obj (Powers);Debtor response<>MTN TO CANCEL DISCHARGE/WELLS FARGO BANK MTG
Matter ResolvedRequest
Adjourment
65/11/2022 9:00 am17-18200 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee Order
(AMT: per atty, will be filing MP to address SV)<<>>
AR $ ON RESERVE ADD TO ORDER TO PAY RESRVE TO OTHER CREDITORS

Debtor obj<> SV/MTGLQ; FAILED TO PAY PLAN BAL
Matter ResolvedRequest
Adjourment
75/11/2022 9:00 am17-18409 / MBKBruce C. Truesdale, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $29,106.00
AMT: $ 28,660 PTD (61); $ 446 X 2 BEG 6/1/22; PLAN EXT 63 MO (ATTY OK)<<>>

ADJ to 5/11/22 - Michael to contact AR

Debtor obj<>FEASIBILITY NOT ADDRESSED WITH $4,826 POST PETITION ARREARS AND $3,106 ATTY FEES ADDED TO PLAN
Matter ResolvedRequest
Adjourment
85/11/2022 9:00 am17-18957 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/8/2022 9:00 am

Debtor obj, making pymts<>ARREARS/PLAN EXPIRES IN MAY
Matter ResolvedRequest
Adjourment
95/11/2022 9:00 am17-19435 / MBKRobert H. Johnson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/8/2022 9:00 am

Debtor obj, will pay<>ARREARS/PLAN EXPIRES MAY
Matter ResolvedRequest
Adjourment
105/11/2022 9:00 am17-19791 / MBKLaurence R. Sheller, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
Balance Paid
AMT: payoff requested- ltr issued 5/5<<>>


Debtor obj, researching pymts/will pay<>ARREARS/PLAN EXPIRES MAY
Matter ResolvedRequest
Adjourment
115/11/2022 9:00 am17-20067 / MBKCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultContinued
5/25/2022 9:00 am
Total Paid In: $11,114.00
Debtor obj<>CIM TRUST/Remsen St (RAS)

Creditor - $1,191 arrears
Debtor - will bring current
Matter ResolvedRequest
Adjourment
125/11/2022 9:00 am17-27539 / MBKLee M. Perlman, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $40,544.00
FINANCIAL RESOURCES FEDERAL CRED UNION/Graybar Dr (SALDUTTI LAW)
Matter ResolvedRequest
Adjourment
135/11/2022 9:00 am17-30265 / MBKPhillip L. Lucas, Esq.Motion Reopen Ch. 13 Case (fee)Granted
MTN TO REOPEN TO FILE CERTS
Matter ResolvedRequest
Adjourment
155/11/2022 9:00 am17-31845 / MBKJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayGrantedTotal Paid In: $10,871.00
ABC BAIL BONDS TO PURSUE COLLECTION FROM NON-FILING CODEBTORS ON $20,050 PROMISSORY NOTE(MORGAN, BORNSTEIN)
Matter ResolvedRequest
Adjourment
145/11/2022 9:00 am17-31845 / MBKJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayGrantedTotal Paid In: $10,871.00
ABC BAIL BONDS TO PURSUE COLLECTION FROM NON-FILING CODEBTORS ON $8,550 PROMISSORY NOTE (MORGAN, BORNSTEIN)
Matter ResolvedRequest
Adjourment
165/11/2022 9:00 am17-32636 / MBKRobert C. Nisenson, Esq.Motion Relief from Stay (Fee)Continued
6/22/2022 9:00 am
Total Paid In: $41,250.00
ADJ 6/22 Peremptory
Debtor obj<>CARDINAL FINC/fAIRVIEW rD (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
175/11/2022 9:00 am18-13930 / MBKSTEVEN DUNBAR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $38,097.00
SV/WILMINGTON; DOC #60 VACATING DISMISSAL DID NOT ADDRESS 2021 SV
Matter ResolvedRequest
Adjourment
185/11/2022 9:00 am18-16163 / MBKJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $15,400.00
AMT: MP 5/11**<<>>Honor Roll

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
195/11/2022 9:00 am18-20071 / MBKCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $35,598.00
Debtor obj<> WELLS FARGO/Old Stage Rd (Brock & Scott)
Matter ResolvedRequest
Adjourment
205/11/2022 9:00 am18-24617 / MBKWilliam H. Oliver, Jr., Esq.Motion to Cancel and DischargeGranted
MTN TO CANCEL/DISCHARGE - AM EX (J-037050-18)
Matter ResolvedRequest
Adjourment
215/11/2022 9:00 am18-28025 / MBKBrian F. O'Malley Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/8/2022 9:00 am
Total Paid In: $12,481.00
Debtor Atty to submit his own order under 7-day rule per AR instructions - ADJ to 6/8 (dm)

Atty to reach out to Milstead's office to get consent order rescinded due to debtor paying pp arrears outside the plan (dm)

Debtor obj<>12/8/21 MP DENIED; FAILED TO FILE FEASIBLE PLAN DUE TO PP ARREARS ADDED TO PLAN (DOC #51)
Matter ResolvedRequest
Adjourment
225/11/2022 9:00 am18-33613 / MBKMICHAEL P OTTO ESQCreditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $14,030.00
Debtor obj<> CLAREMONT HILLS (Hill Wallack)
Matter ResolvedRequest
Adjourment
235/11/2022 9:00 am18-34241 / MBKAndrew Thomas Archer Creditor Certification of DefaultContinued
5/25/2022 9:00 am
Total Paid In: $20,686.00
ADJ by MBK to 5/25/22 to bring current - KB to talk to AR about conduit

DEBTOR HAS NO FUND TODAY BUT WANTS TO PROPOSE A PYMT PLAN , LENDER DID NOT AGREE



Debtor obj<> CARRIONGTON MTG/Finch Rd (Hill Wallach)
Matter ResolvedRequest
Adjourment
245/11/2022 9:00 am18-35206 / MBKTHOMAS J ORR ESQCreditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $26,499.00
Debtor obj<> MIDFIRST BANK/Julia Ave (KML)
Matter ResolvedRequest
Adjourment
255/11/2022 9:00 am19-12677 / MBKVera Fedoroff, Esq.Creditor Certification of DefaultContinued
6/22/2022 9:00 am
Total Paid In: $34,424.00
Debtor obj<> WILMINGTON SVG/Whispering Oaks Way (RAS)


Creditor - $2,149.96 arrears
Debtor - payments have been made
Matter ResolvedRequest
Adjourment
265/11/2022 9:00 am19-12741 / MBKSteven J. Abelson, Esq.Order Shorten TimeContinued
6/8/2022 9:00 am

Atty anticipates OTBS before 5/11/22

OST - Shore Community obj (Ostrowitz)<>MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
275/11/2022 9:00 am19-14886 / MBKGEORGETTE MILLERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $16,542.00
Motion to Reinstate Stay marked Order Previously Submitted on 9/8/21 - Order resubmitted to Chambers on 5/4/22 (dm)

Debtor obj<>SV/WILMINGTON
Matter ResolvedRequest
Adjourment
285/11/2022 9:00 am19-17821 / MBKSteven J. Abelson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $42,109.00
AMT: MP 5/11< CONFIRMED<

Debtor obj<
Matter ResolvedRequest
Adjourment
295/11/2022 9:00 am19-18446 / MBKJACQUELINE R ROCCI ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $26,270.00
MTN TO APPV PARTIAL CLM MTG/WELLS FARGO (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
305/11/2022 9:00 am19-19301 / MBKAllen I. Gorski, Esq.Trustee Certification of DefaultContinued
6/8/2022 9:00 am
Total Paid In: $186,000.00
ADJ to 5/11/22 for $11k to clear (Done)
and atty to update regarding liquidation of stock options to fund the plan (dm)

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
315/11/2022 9:00 am19-21085 / MBKCandyce I. Smith-Sklar, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $41,386.00
MTN TO EXPUNGE CLM#8/PSE&G
Matter ResolvedRequest
Adjourment
325/11/2022 9:00 am19-23053 / MBKDouglas T. Tabachnik Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $50,159.00
***Trustee Order: $47,502 Ptd, then $1,360 x 50 starting 6/1/22, debtor shall sign up for TFS auto pay within 15 days***

ARREARS
Matter ResolvedRequest
Adjourment
335/11/2022 9:00 am19-23425 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultContinued
5/25/2022 2:00 pm
Total Paid In: $42,779.00
ADJ by MBK to 5/25 @ 2 PM for CL & AR to discuss plan term and conduit compromise (dm)

AMT:MP 5/11 ***<<<>>Needs Resolution'
TR REC CONDUIT FOR MP #110

Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
345/11/2022 9:00 am19-24386 / MBKELLEN M McDOWELL, ESQMotion Relief from Stay (Fee)WithdrawnTotal Paid In: $9,238.00
Debtor obj<>NATIONS LENDING CORP / South Broad St (McCABE, WEISBERG)
Matter ResolvedRequest
Adjourment
355/11/2022 9:00 am19-25478 / MBKRobert C. Nisenson, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $29,157.00
SELENE FINANCE /Grand Street (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
365/11/2022 9:00 am19-27043 / MBKMarc C. Capone, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order to be SubmittedTotal Paid In: $44,854.00
Capone needs to submit order reinstating and recapping at $41,043.65 paid then $1905 x 29 beginning 5/1/22-debtor to sign up for TFS or ewage within 7 days

OK to adjust base per EDC for $1905 going forward
Matter ResolvedRequest
Adjourment
375/11/2022 9:00 am19-27085 / MBKLee M. Perlman, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $44,125.00
Debtor obj<>CALIBER HOM/ Maple Grove Blvd (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
385/11/2022 9:00 am19-27128 / MBKWarren Brumel, Esq.Motion Relief from Stay (Fee)Continued
6/8/2022 9:00 am
Total Paid In: $36,300.00
Debtor obj<>NATIONSTAR MTG/COOPER -Aberdeen Rd(BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
395/11/2022 9:00 am19-27132 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $37,235.00
PINGORA LOAN/ Union Ave (GROSS POLOWY)
Matter ResolvedRequest
Adjourment
405/11/2022 9:00 am19-28094 / MBKRobert C. Nisenson, Esq.Creditor Certification of DefaultContinued
5/25/2022 9:00 am
Total Paid In: $9,390.00
Debtor obj<> CARRINGTON/Champlain Way (Stern & L)
Matter ResolvedRequest
Adjourment
415/11/2022 9:00 am19-29847 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)GrantedTotal Paid In: $14,332.00
AURORA FINCANCIAL GROUP/Netune Ave (DISTRICT OF NJ)
Matter ResolvedRequest
Adjourment
435/11/2022 9:00 am19-29995 / MBKRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $16,966.00
new MP scheduled for 5/11 - Needs Resolution
AMT: MP 4/13**withdrawn**

Debtor obj<> FAILED TO LM BY 8/31/21
Matter ResolvedRequest
Adjourment
425/11/2022 9:00 am19-29995 / MBKRobert C. Nisenson, Esq.Creditor Certification of DefaultGrantedTotal Paid In: $16,966.00
Debtor obj, Creditor response<> US BANK/Arbor Ct (Brock & Scott)
Matter ResolvedRequest
Adjourment
445/11/2022 9:00 am19-30469 / MBKBRIAN L HOFFMAN, ESQMotion Reinstate StayGrantedTotal Paid In: $8,720.00
MTN TO REINSTATE STAY/PHH MTG
Matter ResolvedRequest
Adjourment
455/11/2022 9:00 am19-31513 / MBKWARREN S JONES, JR ESQMotion File Claim After Claims Bar DateOrder to be SubmittedTotal Paid In: $18,184.00
(AMT: #14-1already marked ptd $270.03/clarify #15-1 is reduced to $9,665.50 (see para 2, 3, & 4 of ppsd order)<<>>

MTN TO MODIFY & AUTHORIZE TRUSTEE TO PAY MT. HOLLY CLM #14-1 & #15-1, AND EXPUNGE #14-2
Matter ResolvedRequest
Adjourment
465/11/2022 9:00 am20-10160 / MBKDaniel E. Straffi, Esq.Creditor Certification of DefaultContinued
5/25/2022 9:00 am
Total Paid In: $17,925.00
Debtor obj<> SANTANDER/2017 RAV 4 (Morton)
Matter ResolvedRequest
Adjourment
475/11/2022 9:00 am20-12528 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayOrder to be Submitted
Debtor obj<>SN SERVICING/US BANK-Pine Shore Rd (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
485/11/2022 9:00 am20-12772 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $4,026.00
Trustee order $4026 paid then $279 x 57 beg 6/1/22 -debtor to sign up for TFS in 7 days-the late estimated NJ claim to be resolved in 45 days


money cleared now 2 P arrears-needs TFS

ADJ to 5/11 for $810 to clear (dm)

Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
495/11/2022 9:00 am20-13544 / MBKPeter E. Zimnis, Esq.Motion for Relief from StayContinued
6/8/2022 9:00 am
Total Paid In: $23,121.00
RELISTED 3/23/22 HEARING WAS OTBS<<>>

Debtor obj<> US Bank (Honig & Greenberg)

Matter ResolvedRequest
Adjourment
505/11/2022 9:00 am20-13641 / MBKAndrew Thomas Archer Motion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $13,188.00
LOSS MIT
Matter ResolvedRequest
Adjourment
515/11/2022 9:00 am20-14480 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayContinued
6/8/2022 9:00 am
Total Paid In: $5,501.00
Debtor obj<>PHH MTG / CREEK RD (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
525/11/2022 9:00 am20-14618 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $68,305.00
AMT: $65,704 (26); $2,601 X 34 BEGINNING 6/1/22; Trustee is authorized to pay late filed NJ Division of Taxation, as amended by claim #24-2 (email to atty)<<<>>>

Debtor obj<>FAILED TO ADDRESS NJ DIV TAX LATE FILED/ESTIMATED CLM #24-1
Matter ResolvedRequest
Adjourment
535/11/2022 9:00 am20-17063 / MBKBruce C. Truesdale, Esq.Motion Relief from Stay (Fee)Continued
6/22/2022 9:00 am
Total Paid In: $16,762.00
Debtor obj<>RUSHMORE LOAN / Second St (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
545/11/2022 9:00 am20-17496 / MBKJavier L. Merino, Esq.Creditor Certification of DefaultContinued
6/22/2022 9:00 am
Total Paid In: $16,200.00
Debtor obj<> WILMINGTON/William St (McCabe)

Creditor - 2 payments past due
Debtor - will bring account current by 4/30/22
Matter ResolvedRequest
Adjourment
555/11/2022 9:00 am20-17687 / MBKWARREN LEVY, ESQ.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
5/25/2022 9:00 am
Total Paid In: $24,971.00
ADJ to 5/25 - atty to email Erik evidence of funds
Trustee Obj
Matter ResolvedRequest
Adjourment
565/11/2022 9:00 am20-19840 / MBKWilliam H. Oliver, Jr., Esq.Motion SellOrder to be SubmittedTotal Paid In: $63,797.00
Caliber limited obj (Stern & E)<>3021 ROOSEVELT ST
Matter ResolvedRequest
Adjourment
575/11/2022 9:00 am20-20469 / MBKJames J. Cerbone, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGranted
MTN TO EXPUNGE POC SELENE FINC
Matter ResolvedRequest
Adjourment
585/11/2022 9:00 am20-20469 / MBKJames J. Cerbone, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGranted
MTN TO EXPUNGE POC SELECT PORTFOLIO
Matter ResolvedRequest
Adjourment
595/11/2022 9:00 am20-20976 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
7/27/2022 9:00 am
Total Paid In: $7,748.00
Debtor obj<>PHH MTG/DEUTSCHE - Waters Edg Drive (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
605/11/2022 9:00 am20-21589 / MBKEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $7,030.00
Loan Mod document uploaded - need to file Application/Motion to Approve the Loan Mod (dm)

Debtor obj<>FAILED TO LM BY 3/31/21 OR 2/1/22 AS EXTENDED BY AGREED ORDER RESOLVING OBJ TO CONF (DOC #37)
Matter ResolvedRequest
Adjourment
615/11/2022 9:00 am20-22837 / MBKKarina Pia Lucid, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $31,765.00
4/7 AMT: order reinstating stay entered<<>>

SV/US BANK
Matter ResolvedRequest
Adjourment
625/11/2022 9:00 am20-23172 / MBKScott J. Goldstein Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $27,686.00
Debtor obj<>SN SERVICING CORP / Brentwood Ct (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
635/11/2022 9:00 am21-10292 / MBKCandyce I. Smith-Sklar, Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
(AMT: ARE WE PAYING CREDITOR ATTY FEE CLM? (yes)/ ALSO, NEED CH OF ADDRESS FILED/)<<>>


MTN TO APPV DISBURSEMENT PROCEEDS FROM SALE OF 11 DAWES AV
Matter ResolvedRequest
Adjourment
645/11/2022 9:00 am21-11109 / MBKTRAVIS J RICHARDS ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $14,841.00
SELECT PORTFOLIO/SYCAMORE CT (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
655/11/2022 9:00 am21-12763 / MBKJoan Sirkis Warren Trustee Certification of DefaultContinued
6/22/2022 9:00 am
Total Paid In: $10,630.00
MP filed 5/10 and payment made on 5/11 - ADJ to 6/22/22 (dm)

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
665/11/2022 9:00 am21-12827 / MBKDavid E. Shaver, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $2,450.00
MTN TO REDUCE #11 POC AND EXPUNGE #4 POC
Matter ResolvedRequest
Adjourment
675/11/2022 9:00 am21-12999 / MBKSTEPHEN M GOLDBERG, ESQMotion Relief from Co-Debtor StayGrantedTotal Paid In: $3,772.00
FORD MOTOR CREDIT (MORGAN, BORNSTEIN)
Matter ResolvedRequest
Adjourment
685/11/2022 9:00 am21-13676 / MBKWARREN S JONES, JR ESQMotion SellGrantedTotal Paid In: $5,016.00
Doc #55 - sale price reduced due to inspection & amended sale order attached (ok - dm)

Trustee Obj; Reliant Lon obj (Hill Wallack)<>

1010 LIGHTHOUSE LANE
Matter ResolvedRequest
Adjourment
695/11/2022 9:00 am21-14897 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/22/2022 9:00 am
Total Paid In: $7,850.00
MP scheduled on 6/22

Debtor obj<>FAILED TO LM RHODES AVE PPTY BY 12/31/21; ARREARS
Matter ResolvedRequest
Adjourment
705/11/2022 9:00 am21-15054 / MBKEdward Hanratty, Esq.Motion CompensationContinued
5/25/2022 9:00 am
Total Paid In: $4,962.00
trustee objection:
The fee application does not take into account that the debtor has already received $2,000 per the attorney disclosure page. The fee order should be for an additional $1273.80
Matter ResolvedRequest
Adjourment
715/11/2022 9:00 am21-15183 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $4,120.00
AMT: $3,747 ptd (11); $ 373 x 49 beginning 6/1/22; the secured portion of Central Jersey Claim #15-1 in the amount of $630 shall be treated outside per SV. The Trustee shall pay the unsecured portion in the amount of $3,050.75 pro rata with other general unsecured creditors.(EMAIL TO ATTY)<<>>


Debtor obj<>SV/CENTRAL JERSEY
Matter ResolvedRequest
Adjourment
725/11/2022 9:00 am21-15186 / MBKLee M. Perlman, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $3,680.00
Debtor obj<>LUMBERTON APT/LANDLORD (ROSEMARY SPOHN)
Matter ResolvedRequest
Adjourment
735/11/2022 9:00 am21-15375 / MBKMARK GOLDMAN, ESQMotion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $7,560.00
Debtor obj<>SELECT PORTFOLIO/Lakeside Drive (Fein Such)
Matter ResolvedRequest
Adjourment
745/11/2022 9:00 am21-16054 / MBKWarren D. Levy Motion Relief from Stay (Fee)Continued
6/8/2022 9:00 am
Total Paid In: $5,175.00
Debtor obj<>WELLS FARGO BANK/Evans Ave (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
755/11/2022 9:00 am21-17285 / MBKAndrew Thomas Archer Motion Relief from Co-Debtor StayContinued
6/22/2022 9:00 am

Debtor obj<>PHH MTG/ Clinton Rd (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
765/11/2022 9:00 am21-17332 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $3,450.00
AR REQUEST TO ATTY IF CONSENT TO BE ON THE PAPERS

trustee objection
Matter ResolvedRequest
Adjourment
775/11/2022 9:00 am21-17742 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $10,539.00
Debtor obj<>NATIONSTAR MTG/COOPER-Delaware Ave (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
785/11/2022 9:00 am21-18149 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayContinued
5/25/2022 9:00 am
Total Paid In: $4,019.00
Debtor obj<>AMERICAN HONDA FINC/2016 Accord (MORTON)
Matter ResolvedRequest
Adjourment
795/11/2022 9:00 am21-18284 / MBKVera Fedoroff, Esq.Motion Relief from Stay (Fee)Continued
6/8/2022 9:00 am
Total Paid In: $1,200.00
Waiting for fire insurance proceeds to come in and approval from mortgage company to apply insurance proceeds - ADJ to 6/8/22

MP ON FOR 5-11 (RESOLVE OR HOLD )

Debtor obj<>US BANK NAT'L ASSOC/Leigh Blvd (LOGS LEGAL)
Matter ResolvedRequest
Adjourment
805/11/2022 9:00 am21-18389 / MBKCandyce I. Smith-Sklar, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $9,313.00
MTN TO RECLASSIFY SECURED PORTION OF NJ CLM #7-1 TO GUC
Matter ResolvedRequest
Adjourment
815/11/2022 9:00 am21-19180 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $44,480.00
amt: mp 5/11 - HR<<

MP to pay off case (using insurance proceeds) to be filed by 3/23/22 - ADJ to 4/27/22 (dm)

Debtor obj, filing mtn to pay off case with life insurance proceeds<<>>FAILED TO FILE FEASIBLE PLAN, LACK OF PROSECUTION
Matter ResolvedRequest
Adjourment
825/11/2022 9:00 am21-19299 / MBKKirsten B. Ennis Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Withdrawn
Trustee obj
Matter ResolvedRequest
Adjourment
835/11/2022 9:00 am21-19451 / MBKJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayGranted
PHH MTG/WELLS FARGO/ Ramshorn Dr (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
845/11/2022 9:00 am22-10206 / MBKAllen I. Gorski, Esq.Motion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>TD BANK / Edinburg Rd(DEMO, BROWN & BURNS)
Matter ResolvedRequest
Adjourment
855/11/2022 9:00 am22-10319 / MBKWilliam H. Oliver, Jr., Esq.Order Shorten TimeGranted
OST - MTN FOR FINANCING - $272/month for motor vehicle
Matter ResolvedRequest
Adjourment
865/11/2022 9:00 am22-10347 / MBKANDRE L KYDALA ESQMotion Relief from Stay (Fee)Continued
7/13/2022 9:00 am

Debtor obj; creditor letter brief<>ROBERT STARZINSKI/ESTATE OF RUTH BENSON HAUCK AND ESTATE OF JOAN ANN STARZINSKI (NORRIS MCLAUGHLIN)
Matter ResolvedRequest
Adjourment
875/11/2022 9:00 am22-10823 / MBKMICHELLE LABAYENMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
6/8/2022 9:00 am

MTN TO EXPUNGE TO POC #2
Matter ResolvedRequest
Adjourment
885/11/2022 9:00 am22-10855 / MBKBrad J. Sadek, Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be Submitted
Debtor obj<>THAN WISLER/LANDLORD (EDWARD LOGAN)
Matter ResolvedRequest
Adjourment
895/11/2022 9:00 am22-11342 / MBKDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $1,500.00
LOSS MIT/SELENE FINC
Matter ResolvedRequest
Adjourment
905/11/2022 9:00 am22-11352 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGranted
MTN TO REDUCE FORD #6 TO $5,937.93
Matter ResolvedRequest
Adjourment
915/11/2022 9:00 am22-11550 / MBKDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/RUSHMORE LOAN
Matter ResolvedRequest
Adjourment
925/11/2022 9:00 am22-11556 / MBKJoseph Casello, Esq.Motion to QuashDenied
Denied by MBK

Netgear opp (Eckert Seamans)<>DEBTOR MTN TO QUASH SUBPOENA OR FOR PROTECTIVE ORDER RE NESTGEAR CAPITAL
Matter ResolvedRequest
Adjourment
935/11/2022 9:00 am22-11556 / MBKJoseph Casello, Esq.Motion Extend TimeGranted
Granted by MBK

Debtor letter brief & obj; Netgear responsse<>NETGEAR CAPITAL MTN TO EXTEND DEADLINE TO FILE DISCHARGEABILITY COMPLAINTS(ECKERT SEAMANS CHERIN)
Matter ResolvedRequest
Adjourment
945/11/2022 9:00 am22-11690 / MBKYakov Rudikh, Esq.Motion Relief from Stay (Fee)Continued
5/25/2022 9:00 am

Debtor obj<>HOWELL VERDANA/LANDLORD (COHEN SEGLIAS PALLAS)
Matter ResolvedRequest
Adjourment
955/11/2022 9:00 am22-11751 / MBKJoseph Casello, Esq.Motion Turnover of PropertyContinued
5/25/2022 9:00 am

Kominsky, Executrix obj (Forman Holt)<>MTN FOR EXECUTRIX TO TURNOVER DEBTOR'S SHARE OF ESTATE FUNDS TO TRUSTEE & PROVIDE ACCOUNTING
Matter ResolvedRequest
Adjourment
965/11/2022 9:00 am22-11778 / MBKRobert C. Nisenson, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Moot - Dismissed
SEE # 199 NO INSURANCE ATTY TO UPDATE

Trustee Obj
3808 CORRAL CT
Matter ResolvedRequest
Adjourment
975/11/2022 9:00 am22-11780 / MBKRobert C. Nisenson, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Withdrawn
BOA Limited obj (Powers Kirn)<> VIOLET CIR
Trustee obj:

The trustee is unable to determine the value, payoff or equity because a 341(a) creditors meeting has not been conducted.

The debtor is proposing to payoff the plan from the sale but the plan amount has not been determined because the case has not been confirmed.
Matter ResolvedRequest
Adjourment
985/11/2022 9:00 am22-11869 / MBKDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/CARRINGTON MTG
Matter ResolvedRequest
Adjourment
995/11/2022 9:00 am22-12269 / MBKLee M. Perlman, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Withdrawn
8 MILL ST
Matter ResolvedRequest
Adjourment
1005/11/2022 9:00 am22-12876 / MBKEric ClaymanMotion Prospective ReliefOrder Previously Submitted
Debtor obj<>REO TRUST/Coburn Rd (Paker McCay)
Matter ResolvedRequest
Adjourment
1015/11/2022 9:00 am22-13002 / MBKWilliam H. Oliver, Jr., Esq.Motion Extend TimeGranted
MTN TO EXTEND STAY FOR UNSECURED AND SECURED CREDS
Matter ResolvedRequest
Adjourment
1025/11/2022 9:00 am22-13047 / MBKJoseph Casello, Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1035/11/2022 10:00 am18-10421 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 75 of 53 required payments   Arrears: $0  
Total Paid In: $15,564.00
update 5/5/2022 (JMA)

ok to confirm at $14,992 paid to date, $207x8 begin 6/1/2022 base plan


issues as of 5/2/2022 (JMA)

1) IRS priority claim was added to plan in 2019 confirmation, no claim has been filed and not listed in the modified plan


Matter ResolvedRequest
Adjourment
1045/11/2022 10:00 am18-16163 / MBKJOAN S. WARREN, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 39 of 51 required payments   Arrears: $0  
Total Paid In: $15,400.00
5/4 workup for the 5/11 calendar

Per AR OK to confirm at $15,000 paid then $400 x 10 beg. 06/01/2022 pro rata


1) Excessive expenses on Amended Schedule J $450/home maintenance (allowance $200); $690/utilities (allowance $450); $1,000/food 2 people (allowance $800); $300 emergency fund; $1,035/medical expenses increased $385 need supporting documentation
2) With an adjustment to Schedule J for all items, except medical which we need documentation, Schedule J should be reduced to $6,532.66
3) Need to provide proof of social security income, need proof of pension income and need 2020 tax return NOT RECEIVED TO DATE
4) Trustee objection to modified plan - need to resolve
-the modified plan does not propose to pay the required $41,444 dividend to general unsecured creditors as determined by the originally confirmed plan
-excessive expenses on amended Schedule J: $450/home maintenance (allowed $200); $690/utilities (allowed $450); $1,000/food 2 people (allowed $800); $300/emergency fund and $1,035/medical (increased $385 need explanation)

proposed plan $300x60base plan
paid in $14,700
11 months to go in 60 plan
Matter ResolvedRequest
Adjourment
1055/11/2022 10:00 am18-17410 / MBKTHOMAS G. EGNERConfirmation Hearing on Modified PlanConfirmedDebtor has made 36 of 50 required payments   Arrears: $0  
Total Paid In: $13,465.00
as of 5/2/2022 (JMA)

to confirm need $12,769 paid to date, $371x11 begin 6/1/2022 base plan

proposed plan $12,769 paid to date, $314x13 base
Matter ResolvedRequest
Adjourment
1065/11/2022 10:00 am18-28209 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanContinued
5/25/2022 10:00 am
Debtor has made 20 of 45 required payments   Arrears: $0  
Total Paid In: $24,914.00
issues as of 5/2/2022 (JMA)

1) Modified plan seeks to reduce Trustee plan payment - need amended Schedule I and J, updated proof of income
2) Deutsche Bank filed a motion for relief scheduled for 5/25/2022
Matter ResolvedRequest
Adjourment
1075/11/2022 10:00 am18-31017 / MBKJeffrey S. WaltersConfirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 44 required payments   Arrears: $3,312.00  Total Paid In: $34,222.00
AS 05/2/22 (SF)

RECOMMEND $30,908 PTD, $3,313 X 42 (BEGIN 5/1/22) 100% (84 MONTH CONDUIT PLAN)
- CONDUIT ORDER TO BE SUBMITTED TO COURT FOR FILING WITHIN 7 DAYS
- DEBTOR TO SIGN UP FOR TFS AUTOMATIC WITHDRAWAL PAYMENTS OR EWAGE BEFORE JUNE 2022


1) Modified plan proposes 0% but previous plan was confirmed at 100%. Proposed payment will pay plan at almost 100%.

2) Objection filed by PennyMac Loan Services (Freinkel Lambert) - If plan proposes to pay pre petition and post petition arrears, creditor calls into question feasibility. I and J should show debtor's ability to support higher payment and ability to make direct payments to creditor outside the plan.

3) Trustee Conduit OBJ:
- The Debtor's CARES Act Certification as filed does not meet the standard for an extension of the Plan beyond 60 months.

(AMENDED CERT PROVIDED)
- Based upon the Certification of Default filed on behalf of creditor, PennyMac Loan Services, the failure of the debtor to make timely post-petition mortgage payments directly to the mortgagee is a default under the confirmed plan pursuant to In re Heinzle, 511 B.R. 69 (Bankr. W.D.Tex. 2014) and In re Padilla, 365 B.R. 492, 502 (Bankr. E.D.Pa. 2007). Additionally, due to the history of default by the debtor in making timely post-petition payments to the mortgagee and Trustee, the debtor's plan is no longer feasible as constituted. For the foregoing reasons, the Chapter 13 Trustee requests the Court to enter an Order recapitalizing the post-petition mortgage arrears through the plan, consolidating the debtor's payments, and directing that all future post-petition mortgage payments due during the pendency of the Chapter 13 Bankruptcy proceeding be made through the Chapter 13 Trustee using ePay, eWage, TFS or other electronic payment platform available to bankruptcy debtors. In the alternative, the Trustee requests dismissal of the Bankruptcy due to lack of feasibility.

MP proposes $27,802 PTD, $1224 X 45 0%
Plan has run 41 months and prop
Matter ResolvedRequest
Adjourment
1085/11/2022 10:00 am19-17748 / MBKRoger Chavez, Esq.Confirmation Hearing on Modified PlanContinued
6/22/2022 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $555.00  Total Paid In: $4,191.00
ADJ by MBK to 6/22 for Mr. Morton to consider discovery with respect to the vehicle - AR suggest Morton talk to Mr. Artis

Updated 5/9/22 (dm)
NEED TO RESOLVE MORTON OBJECTION
***TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,635.62 PTD, $555 x 54 STARTING 5/1/22, BASE PLAN WITH A MINIMUM DIVIDEND OF $15,888 TO UNSECURED CREDITORS DUE TO NON-EXEMPT EQUITY IN REAL ESTATE, DEBTOR SHALL SIGN UP FOR TFS AUTO PAY WITHIN 10 DAYS***
(The outcome of motion to reclassify will not affect this payment)

1. Motion to reclassify Wells Fargo Bank claim #12 to unsecured is scheduled for 3/23/2022.

2. Objection filed by GM Financial (Morton) to second modified plan before confirmation - plan is silent as to lien on 2014 BMW X5. Claim amount is $44,129.29. (MODIFIED PLAN SURRENDERS 2014 BMW - OBJECTION UNRESOLVED)

3. SunPower capital filed a secured arrears claim #17 in the amount of $3,655.26 which is not in the plan. Are the debtors assuming this lease and paying this claim? (MODIFIED PLAN REJECTS THIS LEASE)

4. Bank of America filed a secured claim #18 in the amount of $0 for a 2019 Mercedes GLS. Plan is silent as to this claim. What are the debtors intentions for this vehicle? (MODIFIED PLAN SURRENDERS THE 2019 MERCEDES GLS)

5. JP Morgan filed a secured claim #19 in the amount of $97,945.06 for a 2017 Range Rover which is not in the plan. Are the debtors going to pay this claim? What are their intentions for this vehicle? (MODIFIED PLAN SURRENDERS THE 2017 RANGE ROVER)

6. JP Morgan Chase filed a secured claim #20 in the amount of $44,703.71 for a 2015 Mercedes GL 450 which is not in the plan. Are the debtors going to pay this claim? (MODIFIED PLAN SURRENDERS THE 2015 MERCEDES GL)

7. JP Morgan Chase filed a secured claim #21 in the amount of $94,516.29 for a 2017 Range Rover which is not in the plan. Are the debtors going to pay this claim? (MODIFIED PLAN SURRENDERS THE 2017 RANGE ROVER)

8. Wells Fargo Bank/Ashley Homestore filed a bifurcated claim #12 which
Matter ResolvedRequest
Adjourment
1095/11/2022 10:00 am19-17821 / MBKSteven J. Abelson, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 79 of 38 required payments   Arrears: $0  
Total Paid In: $42,109.00
MK:ATTY REPLIED TO MY EMAIL- HE AGREES TO TERMS- PLEASE CONFIRM CASE & READ THEM INTO RECORD.

5/12/22(mk): updated from CT.-sent email too atty

**can rec confirm at $41,578 PTD, Then $531 x 23 ,Begin 6/1/22; 100%(Preserve T/H equity of $210,632).Plus payment form Donnelly Family Trust, if needed ,to complete plan at 100%; Claims #5 & 6 of First Atlantic Federal Credit Union are to be treated outside the plan. OTBS resolving objection of First Atlantic Credit Union w/in 30 days. Distribution is per plan**


AS of 5/4/22(mk):

1. Objection by First Atlantic FCU(McCabe):>>PER NOTES FORM CT ON 5/11/22; TREAT CLAIMS #5 &6 OUTSIDE PLAN & OTBS ON THIS OBJECTION W/IN 30 DAYS<<
-Plan fails to pay arrears- will be filing an APOC (NO AMENDED CLAIMS HAVE BEEN FILED- NEED TO KNOW IS TO BE PAID THRU PLAN NOW THAT THERE IS NO LONGER A REFI OF THE PROPERTY- the current filed claims(#5-1 & #6-1) for this creditor on the first & second mtgs have no arrears amt and say that an APOC will be filed))

>>When is any distribution for Donnelly Trust to debtor expected?
AR NEED STATUS OF UNCLAIMED PTY FUND

MP Proposes PTD, then $536 x 28 begin 3/1/2 Plus plan funding from Trust to pay any plan balance per order 4/3/21#44

MP extended plan length to 60 mos. Plan has run 37 mos so 23 remain as of May 1,2022







Matter ResolvedRequest
Adjourment
1105/11/2022 10:00 am19-23425 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/25/2022 2:00 pm
Debtor has made 29 of 35 required payments   Arrears: $6,984.00  Total Paid In: $42,779.00
ADJ by MBK to 5/25 @ 2 PM for CL & AR to discuss plan term and conduit compromise (dm)

AS OF 5/2/2022 (at):
TR REC CODUIT DEBTOR OBJECTS
IF TRUSTEE OBJECTION RESOLVED, RECOMMEND: $3,062 x 14 BEGINNING 6/1/2022, 100% PLAN
(Monthly disposable income is $9,564 so there is no reason to extend the length of the plan)
Need e-wage, e-pay or TSF for future trustee and mortgage payments.

1) Trustee OBJ:
Based upon the Certification of Default filed on behalf of creditor, Freedom Mortgage/Nationstar Mortgage/Mr. Cooper, the failure of the debtor to make post-petition mortgage payments directly to the mortgagee is a default under the confirmed plan pursuant to In re Heinzle, 511 B.R. 69 (Bankr. W.D.Tex. 2014) and In re Padilla, 365 B.R. 492, 502 (Bankr. E.D.Pa. 2007). Additionally, due to the history of default by the debtor in making post-petition payments to the mortgagee and Trustee, the debtor's plan is no longer feasible as constituted. For the foregoing reasons, the Chapter 13 Trustee requests the Court to enter an Order recapitalizing the post-petition mortgage arrears through the plan, consolidating the debtor's payments, and directing that all future post-petition mortgage payments due during the pendency of the Chapter 13 Bankruptcy proceeding be made through the Chapter 13 Trustee using ePay, eWage, TFS or other electronic payment platform available to bankruptcy debtors. In the alternative, the Trustee requests dismissal of the Bankruptcy due to lack of feasibility.

MP proposes: $1,653 x 25 beginning 4/1/2022, 100% plan
Arrears: 5 months $7,471.50
(Adding Post Petition arrearages under part 4(a)
Removing lease from Part 6 and adding unaffected secured creditor in part 4(f))
Matter ResolvedRequest
Adjourment
1115/11/2022 10:00 am19-29995 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 75 of 32 required payments   Arrears: $0  
Total Paid In: $16,966.00
ISSUES AS OF 5/3/2022 (DM):

1) Pending Cert of Default (Brock & Scott) - need outcome (UNRESOLVED).

2) Trustee OBJ:
- Need amended Sch I&J (FILED).
- Need updated proof of income (RECEIVED).


Confirmed Case: $14,716 Ptd, $225 x 40 start 7/1/21, Base
Prop. MP: $16,516 Ptd, $225 x 30 start 5/1/22, Base, sale in 3 months
PTD = $16,741
Last Claim (5-1) dated 1/15/20
Matter ResolvedRequest
Adjourment
1125/11/2022 10:00 am20-11806 / MBKJoan Sirkis Warren Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 16 of 28 required payments   Arrears: $0  
Total Paid In: $10,144.00
Matter ResolvedRequest
Adjourment
1135/11/2022 10:00 am21-12883 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 13 of 14 required payments   Arrears: $0  
Total Paid In: $11,510.00
5/12/22Mk: Strike part 7d of plan & St of NY claim treated as filed and unsecured

As of 5/10/22(mk):Updated-email to atty- OK TO TERMS

**CAN REC CONFIRM AT $10,610 PTD, Then $900 x 47 begin 6/1/22; Base. STRIKE PRIORITY TREATMENT AND TREAT CLAIM AS FILED- A GENERAL UNSECURED CLAIM**

>Plan pays NTY State as a priority and they filed a general unsecured claim- STRIKE PRIORITY TREATMENT AND TREAT CLAIM AS FILED- A GENERAL UNSECURED CLAIM


MP proposes :PTD, Then 900 x 48 begin 5/1/22;Base.
Matter ResolvedRequest
Adjourment
1145/11/2022 10:00 am21-14897 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 5 of 12 required payments   Arrears: $0  
Total Paid In: $7,850.00
As of 5/4/22(mk):

1. Trustee Objection:
>> Order approving LM entered 3/18/22 & includes Post pet arrears per parag #4>TR has marked this claim as funds PTD $25.79. So what I have coming thru the MP is IRS$12,753.48;Golbal lending for remaining bal on their POC Of $18,875.08, then base div

>>SO IT APPEARS THE LM IS COMPLETE??
there are 49 mos left in plan. As of this date PTD is $7000.so we have 2 mos at the proposes $850 then payment goes up(form prior conf of $1,717 to 2,823.19. I ma confused as to this MP plan. Please clarify what you are trying to do here.

- Need amended I & J and current POI .
- arrears $5,835

MP proposes: $700 X 10; $850 X 4; $2823.19 X 46; BASE
TO ADD IRS AMD POC .
TO EXT SECOND TIER PENDING LM
Plan has run 11 mos and 49 remain

prior CONFIRMED: $1700 PTD (3 MTHS) $850 X 3 $1717 X 54; POT $96968; $2300/$3637; MTN; LOAN MOD 12/31/2021 - PAY NATIONSTAR CLAIM 7-1 PENDING LOAN MOD; The priority claim of Internal Revenue Service, PACER Claim #2-2, in the amount of $12,753.48, will be paid as if in the Plan and the Trustee is authorized to pay such claim
Matter ResolvedRequest
Adjourment
1155/11/2022 10:00 am21-15294 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
6/8/2022 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $680.00  Total Paid In: $6,038.00
ADJ to 6/8 - atty to email DM & AR
ISSUES AS OF 5/3/2022 (DM):

 Chapter 7 Trustee contested the debtor's request to convert to Chapter 13 based upon non-exempt equity in real estate - at the time of conversion, the Chapter 7 Trustee had a CMA with a value of $349,000 resulting in net equity of $48,600. The non-exempt equity has been adjusted to $53,089 by the Chapter 13 Trustee based upon a lower POC filed by the mortgagee. AMENDED SCH I&J STILL HAVE NOT BEEN FILED.

 Debtor wants to use appraisal from August 2021 (THIS CMA WOULD REQUIRE $31,489 DISTRIBUTION TO GUCs - NO AMENDED I&J HAVE BEEN FILED TO DEMONSTRATE FEASIBILITY) - trustee may need new appraisal EDC

 3/15/2022 (DM) - Bar Date has expired. To resolve Trustee objection with respect to disposable income and non-exempt equity in assets, TRUSTEE RECOMMEND CONFIRMATION AT $3,400 PTD, THEN $1,596 x 43 STARTING 4/1/22, 100% PLAN WITH $118,000 THRESHOLD PRESERVED, DEBTOR SHALL SIGN UP FOR TFS AUTO PAY WITHIN 10 DAYS.

1) Trustee OBJ:
* Need amended Sch I to list employment for Debtor (Lowes) and new job for co-debtor at Urban Coalhouse (UNRESOLVED).
- Debtor exceeds 522(d)(4) exemption - Jewelry allowed a joint total of $3,400, not $3,400 each - there is no remainder 522(d)(5) exemption, thus leaving non-exempt equity.
* Disposable income verifies at $3,407 per month.
* Tax refund of $3,585 was not prorated and included in disposable income calculation.
* There is $40,899 estimated non-exempt equity in real estate (no mortgage claim filed) based upon the Chapter 7 Trustee's valuation. Also, the half interest in jewelry results in $1,700 non-exempt equity for the debtor (POC FILED AND IS LOWER THAN MORTGAGE BALANCE DUE ON SCHEDULE D - PER ZILLOW VALUE THERE IS $116,482 OF NON-EXEMPT EQUITY IN THE RESIDENCE).
- Must file Pre-confirmation certificate (UNRESOLVED).
* Certification regarding assets, if any, from estate of Evelyn Rose Mihm (grandmother - received Will) and Cynthia Cullen (mother) (UNRESOLVED).
Matter ResolvedRequest
Adjourment
1165/11/2022 10:00 am21-16547 / MBKSTEPHANIE SHRETER, ESQConfirmation Hearing on Modified PlanMootDebtor has made 7 of 10 required payments   Arrears: $3,500.00  Total Paid In: $12,815.00
This cae was confirmed on 4/29/22
Matter ResolvedRequest
Adjourment
1175/11/2022 10:00 am21-16584 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
5/25/2022 10:00 am
Debtor has made 11 of 10 required payments   Arrears: $0  
Total Paid In: $1,731.00
AS OF 04/28/22 (SF) MP FILED AND SCHEDULED FOR 5/25/22 (NFA)

1. Objection filed by Real Time Resolutions (Steven Kelly) - failure to address creditor and total debt claim in the amount of $33,595.18 which matures in 2022 (PER CREDITOR OTBS - NEED TERMS.) (THERE IS STILL NO ORDER)

2. Metropolitan Life Ins. Co. filed arrears claim 7-1 for $501.07 (OK TO PAY?)


Plan proposes $185 x 48 Base w/min $4876 to gucs
Payments: 8/8

RESOLVED:
- Need to file Pre-Confirmation Certification (FILED)
3. Trustee objection:
- Proof of 2 month's income - for Reside Professional Bookkeeping and Stich Ahead jobs.
(RECEIVED)
- There is $2,716 in non exempt equity in the residence (NO EQUITY IN REAL ESTATE)
- There is non exempt equity of $3,667.73 in the bank accounts/stock account. (EQUITY IS LOWER FOR BANK ACCOUNT AND STOCK $250.41 BANK ACCT AND $1083 STOCK FOR TOTAL OF $1333.41)

Matter ResolvedRequest
Adjourment
1185/11/2022 10:00 am21-16617 / MBKRobert Manchel, Esq.Confirmation Hearing on Modified PlanConverted to 7 / 11Debtor has made 3 of 10 required payments   Arrears: $0  

AR ATTY ADVISED WILL CONVERT

ISSUES AS OF 5/3/2022 (DM): Need copy of executed HUD-1 from completed sale. Also need to resolve estimated tax claims.

 Motion to Avoid Liens pending to address higher claims that held up sale - property still under contract for $360,000 - proposed order will amend the 12/8/21 sale order (dm)

 Motion to Sell granted and Order entered 12/8/21 - need HUD and status of non-exempt sale proceeds.

1) State of NJ filed $1,173.31 priority claim that includes estimated taxes for 2018 (UNRESOLVED)

2) State of NJ filed a general unsecured claim that includes estimated taxes for 2016 & 2017 (UNRESOLVED).

3) American Express (Zwicker & Associates) OBJs - $10,846.84 secured judgment not treated in the plan (SEPARATE MOTION TO AVOID LIEN GRANTED).

4) Carol L. Baron (John M. Baron, Esq.) OBJs - $31,089.50 tax sale certificate (CONSENT ORDER ENTERED 10/19/21 - CHECK HUD FOR PAYMENT AT SALE).

5) MP provides $197.44 secured treatment to Barnegat Twp - no POC filed (MP REMOVES)

6) Trustee OBJ:
- Debtor has insufficient income - need to provide updated proof of income - Sch I lists income as $1,037. Income verifies only at $720.
- Need to provide proof of income for Med A Quest for last pay period in July and first pay period in August.
- Excessive Expense: $516.66 property taxes (need proof that property taxes are being paid by debtor 10 days before confirmation); $211.05 auto insurance (verifies at $157); and $219 homeowners insurance (verifies at $181).

- Trustee to receive non-exempt proceeds from sale of property.
- There may be $248,388 non-exempt equity in real estate (PER MOTION TO SELL, STATE OF NJ TRANSFER INHERITANCE TAX BUREAU HAS $170,616 CLAIM - CHECK HUD FOR PAYMENT AT SALE).

- Need bank statements for Chime checking & savings for July and August (ONLY RECEIVED CHECKING STATEMENTS)
- Need updated auto insurance - policy provided expired 8/14/2021 (RECEIVED).
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Pl
Matter ResolvedRequest
Adjourment
1195/11/2022 10:00 am21-17228 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 8 of 9 required payments   Arrears: $0  
Total Paid In: $3,760.00
ISSUES AS OF 5/3/2022 (DM): Atty ok with terms

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $2,800 PTD, THEN $480 x 53 STARTING 5/1/22, $21,000 MINIMUM DIVIDEND, DEBTOR SHALL SIGN UP FOR TFS AUTO PAY WITHIN 15 DAYS*** Preserve n/e in real estate of $19,335 in conf order.

1) Trustee obj to the following:
- Debtor has insufficient income.
- Need Aug & Sept bank statements for Wells Fargo accts #8432 & #4537.
- There is $19,335 non-exempt equity in real property.


Prop. Plan $400 x 60, Dollar Base $21,000
PTD 7/8 = $2,800
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
1205/11/2022 10:00 am21-17315 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $11,438.00
Updated 5/11/22 - TRUSTEE CAN RECOMMEND CONFIRMATION AT $8,890 PTD, THEN $1,274 x 4 STARTING 6/1/22, THEN $2,230 x 48 STARTING 10/1/22, LOW BASE PLAN, REFINANCE BY 3/15/23, OTBS WITHIN 30 DAYS ON OBJECTION BY THOMAS BEAUDRY & AK ELECTRIC, AMENDED POC (5-2) TO BE FILED FOR $50,000 AND BE TREATED AT REFINANCE BY 3/15/23, STRIKE FROM PART 4(g) SECURED PLAN TREATMENT OF CC1 NJ II LLC AND CAPITAL ONE AUTO FINANCE (Capital One to be paid per Consent Order).

ISSUES AS OF 5/3/2022 (DM): case is a low Base pending the Refi, but debtor needs to resolve objections filed judgment holders.

 1/21/22 - Debtor attorney requested adjournment to resolve judgment creditors Obj (UNRESOLVED) and to resolve mortgagee MFR (CONSENT ORDER ENTERED).

 MFR filed by Nationstar Mortgage scheduled for 2/9/22. Debtor owes post-petition arrears of $5,279.13. Must resolve (CONSENT ORDER ENTERED - DEBTOR BROUGHT CURRENT).

*1) Two separate $150,000 secured/judgment claims (POC 5 & POC 9) filed by Thomas Beaudry and AK Electric not treated in the plan but listed on Sch F. Both claims need to be addressed (UNRESOLVED - FRANCES TOMES, ESQ FILED AN OBJ ON 2/3/22 AS DOC #33 - POC 9 HAS BEEN WITHDRAWN & POC 5 WILL BE AMENDED TO $50,000 TO BE PAID STARTING IN 3/2023 AT REFI).

2) Capital One (MESTER) OBJs to plan treatment of 2017 Dodge Caravan (CONSENT ORDER ENTERED).

3) Plan propose to pay Capital One (2017 Dodge Caravan) claim in full. Consent Order propose to pay pre-petition $465 and post-petition $968.02 arrears and to be current with all future payments (TRUSTEE TO STRIKE PART 4(g) AS TO CAPITAL ONE AND PAY PER CONSENT ORDER).

4) Plan provides $4,088.72 secured treatment to CC1 NJ II LLC - Bar Date has expired and no POC has been filed (TRUSTEE TO STRIKE FROM PART 4(g)).

5) Trustee OBJ:
- Excessive Expense Sch J: $750 childcare & education costs - must provide proof of
expenses 10 days before confirmation (UNRESOLVED).
- Form 122c, Line #45 shows disposable income of $546.13 which requires $
Matter ResolvedRequest
Adjourment
1215/11/2022 10:00 am21-17740 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledContinued
6/8/2022 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $3,563.00
issuses as of 5/2/2022 (JMA)

1) Ally Capital (Lavin Cedrone) objection to confirmation - need to resolve
-seeking fair market value of vehicle to be paid over 54 months of plan
-creditor is entitled to interest consistent with Till vs. SCS Credit Corp
2) Part 4g of the plan lists Knights of Columbus Annuity Loan and RMS Mortgage Services as secured claims unaffected by the plan. However, neither are on the schedules or the original plan. Debtors attorney needs to review and advise Trustee.

Matter ResolvedRequest
Adjourment
1225/11/2022 10:00 am21-17756 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 8 required payments   Arrears: $1,486.00  Total Paid In: $8,916.00
CAN CONFIRM AT:
$8916 paid then $1486 x 53 beg 6/1/22-pro rata-strike the VW Credit and Ally claims
pay secured Evergreen claim and pay unsecured Evergreen claim pro rata with other unsecured claims

5/2 workup for the 5/11 calendar

Same as last time


- Evergreen Woods Park Condo Association claim is bifurcated need to resolve

*Trustee objection to confirmation - need to resolve
-Need statement for TSP loan showing balance due
-Income verified slightly lower than scheduled amount
- plan proposes to reject two VW Credit auto leases and an Ally Financial auto lease - it is noted that these claims are not listed in schedules, nor on the creditor matrix - therefore, how are these creditors made aware of the filing?

proposed plan $1,486x60 0% plan
paid in $2,972
arrears $1,486
last claim 10
-----------------------------
1) IRS priority claim estimated 2019 and 2020 taxes not filed (RESOLVED)
Matter ResolvedRequest
Adjourment
1235/11/2022 10:00 am21-17879 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
6/8/2022 10:00 am
Debtor has made 43 of 8 required payments   Arrears: $2,736.00  
ADJ to 6/8 to address estimated tax claim
AS of 4/28/22(mk):

**Case cannot go forward until the motions to Expunge/modify Claim and 2 MFR(by Alfred Vail & Quicken Loans/Rocket Mtg) are resolved. There motions are on for 6/8/22**


Note: Order resolving obj to Notice of settlement submitted. Tr to get NE proceeds($59,657.43 net -debtor exemption $25,150=$34,507.43 to TR


>Motion to Expunge POC #10 Alfred Vail on 4/13/22: & MFR by Creditor Alfred Vail also adj to 4/13/22. THERES ISSUES NEED TO BE RESOLVED BEFORE CASE CAN BECONFIRMED<

>> AS OF NOW DEBTOR DOES NOT OWN ANY PART OF ALFRED VAIL MEMEBRSHIP CO OP IN SHREWSBURY BUT DEBTOR & DAUGHTER ARE LIVING THERE- debtor's name is not on the membership certificate. ( It is in name of Philip ( who died ) and Ruth Bailly- the ex spouse of Philip)nor -is debtor daughter of Phillip or 2nd spouse? The membership certificate and the transfer of it is the subject of litigation in Mon Cty. Probate Ct.

1. Stay Motion now on 4/13/22 by Alfred Vail Assoc( Stark & Stark):
membership (In co op) NOT IN Debtor's name.(owned by estate of Phillip Baily & his ex spouse who apparently has left.
Debtor & daughter residing there and not in compliance with governing d0cs for a fees & assessment, oil tank removal and application for transfer of membership certificate.

2. Objection by Alfred Vail( Stark & Stark); See #1

3. Objection by Rocket Mtg( KML)- (THIS OBJ. WAS W/D BY A STATUS CHANGE FILED 1/21/22)-

4. IRS ESTIMATED PRIORITY CLAIM

5. Trustee Objection:
-There is non-exempt equity on Belshaw property $62,990.75, Boat -
Drive property $15,778.32, 2016 Honda $9,695.56 and 2009 Nissan -
Murano estimated $4,088 (pending amended Schedules). 100% PLAN
- Must add to confirming order non-exempt proceeds from lawsuit to
Trustee.
- Must file Pre-confirmation certificate.

Plan:$912 x 60 begin 11/1/21; 100% and Loan mod on Boat Ave by 6 months from conf
2/5 payments
last claim:13-1 bar date:12/17/21
Matter ResolvedRequest
Adjourment
1245/11/2022 10:00 am21-17908 / MBKEugene Roth, Esq.Confirmation Hearing on Modified PlanContinued
5/25/2022 10:00 am
Debtor has made 4 of 8 required payments   Arrears: $0  
Total Paid In: $5,271.00
As of 5/9/22(mk):adj for payments to post

>>atty to upload POI .Needs 2 payments at MP payment of $1,377. Atty says debtor make April payment 5/11 amd may payment 5/13/22.


1. MFR on 5/25/22 by Nationstar/US Bank( McCalla)- need result>>WILL THIS IMPACT THE PLAN??( MK: per atty NO- otbs to be submitted on that)
(this creditor had obj to prior plan that was LM- this MP provides payment of arrears POC for $63,950.75.

2.Trustee Objection:
-NEED Updated POI for MP higher payment.
-order of distribution will be TR STD Order.
- need pre conf cert.(Filed)

Plan: $1377 X 55 BEG 4/2022; 100%
arrears $2,754
bar date passed
Matter ResolvedRequest
Adjourment
1255/11/2022 10:00 am21-17955 / MBKJONI L GRAY, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 8 required payments   Arrears: $0  
Total Paid In: $1,925.00
5/4 workup for the 5/11 calendar EDC - Atty ok with terms

MP filed--loan mod approved

**CAN CONFIRM AT: 1650 paid then $275 x 30 beg 5/1/22 pro rata --- student loans outside--trustee will not pay Wells Fargo arrearage claim due to the loan modification




** Trustee's objection:

-Wells Fargo Bank (Powers Kirn) objection to confirmation - need to resolve (LM granted)

---are we paying student loans outside? Will pay outside


Plan proposes: $275 x 36 beginning 11/1/2021, loan mod on 1608 Columbus Road by 2/21/2022 (per loss mit order), base
Payments: 4/5, arrears $275
-----------------
resolved:
- excessive expenses $350/car insurance, per invoice provided only $300/month ; OK EDC
-must file pre conf cert. (FILED)
- A copy of the homeowner's insurance renewal declaration - need to provide declaration page (RECEIVED)
Matter ResolvedRequest
Adjourment
1265/11/2022 10:00 am21-18116 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 8 required payments   Arrears: $554.00  Total Paid In: $2,961.00
ISSUES AS OF 5/4/2022 (DM):

***TO CONFIRM, THE DEBTOR NEEDS $2,538 PTD, THEN $977 x 53 STARTING 6/1/22, 100% PLAN WITH $200,000 THRESHOLD PRESERVED, DEBTOR SHALL SIGN UP FOR TFS AUTO PAY OR eWAGE WITHIN 15 DAYS***

 Cert Doc #17 filed regarding inheritance.

 Amended IRS POC filed 3/23/22 - okay, but still need supporting documentation regarding inheritance (dm)

1) The IRS filed a $2,807.30 priority claim that includes estimated taxes for 2018 not treated in the plan (AMENDED TO $0).

2) The IRS filed an estimated unsecured claim that includes estimated taxes for 2015 - 2017 (AMENDED - TAXES FILED).

3) State of NJ filed a $51,184.87 priority claim that includes estimates taxes for 2018 not treated in the plan (AMENDED TO $0).

4) Trustee OBJ:
- Need proof of auto insurance (RECEIVED).
- Excessive Expenses Sch J: $840 food 1 person; $695 transportation 1 person (100% PLAN)
- Need supporting documentation regarding inheritance note on Sch A for Partridge Street property (RECEIVED).


Prop. Plan $423 x 60, 100% Plan
PTD 6/7 = $2,538
Last Claim (4-3)
Matter ResolvedRequest
Adjourment
1275/11/2022 10:00 am21-18149 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $574.00  Total Paid In: $4,019.00
Updated 5/11/22 - TRUSTEE CAN RECOMMEND CONFIRMATION AT $2,259 PTD, $1,760 BY 5/25/22, THEN $574 x 53 STARTING 6/1/22, 100% PLAN WITH $29,755 THRESHOLD PRESERVED, OTBS ON NORTH POINTE HOLLOW CONDO ASSN OBJECTION WITHIN 30 DAYS.

5/10/22 - Atty emailed $1,760 in money orders
5/4/22 - North Pointe Hollow Condo Assn supplemental objection filed.

ISSUES AS OF 5/4/2022 (DM): proposed plan payment is sufficient to fund the plan, but last payment received in March - RECOMMEND DISMISSAL.

1) North Pointe Hollow Condo (Stark & Stark) OBJs - debtor has failed to make November and December post-petition association payments (OTBS).

2) Trustee OBJ:
- Need amended petition for alias names (FILED).
- Verified income results in $829 monthly disposable income.
- There is $29,755 of non-exempt equity in the residence (100% plan).
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $574 x 60, 100% Plan
PTD 4/7 = $2,259
Last Claim (9-1)
Matter ResolvedRequest
Adjourment
1285/11/2022 10:00 am21-18284 / MBKVera Fedoroff, Esq.Confirmation Hearing ScheduledContinued
6/8/2022 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $400.00  Total Paid In: $1,200.00
Waiting for fire insurance proceeds to come in and approval from mortgage company to apply insurance proceeds - ADJ to 6/8/22

AR RESOLVE OR HOLD 5/3 workup for the 5/11 calendar EDC

-MFR is on for 5/11-need status

-Mortgage claim of US Bank amended to $298k for total claim via Order but no mention of the $141k arrearage portion. Need amended order with amount of arrears.

Trustee obj to the following;

- Debtor's income verified higher than scheduled, $4,782.18 leaving monthly disposable $2,263.35.---ONLY ONE UNSECURED CREDITOR FOR $600 SO IF 100% TRUSTEE OBJECTION RESOLVED

Prop Plan $200 x 36 begin 11/1/2; Base
Note: Auto insurance provided 1/24/22.
-------------------
RESOLVED
--Will and other documents of the estate of Salvacion Elyea (Property on Sched A was inherited by debtor after mother passed away 4/1/21 in house fire--WILL AND PROBATE SUPPLIED BUT JUST NEED CERTIFICATION AS TO WHAT EXACTLY DEBTOR INHERITED-DONE

-filed cert regarding inheritance EDC
--proof of social security number. DONE
- US Bank filed secured claim for arrears $141,668.56. Plan has to be disputed. What is being
done to resolve this? No motions filed. RESOLVED BY ORDER
Matter ResolvedRequest
Adjourment
1295/11/2022 10:00 am21-18389 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 8 required payments   Arrears: $866.00  Total Paid In: $9,313.00
AS OF 5/10/22 (SF) - Updated


TO CONFIRM NEED $6334.80 PTD, $1922 X 54 (BEGIN 5/1/22) BASE PLAN
- Need Order to Reclassify secured claim 7-1 to unsecured within 30 days
- Debtor to set up TFS ewage within 15 days from confirmation
- Ok to pay IRS secured claim 1-2


1. Trustee objection:
- The debtor has failed to file a feasible plan (Plan proposes total base of $63,348 but claims total $138,713) If NJ motion is granted, claims will be reduced to $110,108.

- Amendments to Schedules I to include income for non filing spouse. Amend Sch B to include any assets from business that ceased operations in February 2021.

2. State of NJ filed claim 7-1 for $10,571.12 priority and $25,701.68 secured which is not addressed in plan. (Motion filed to pay priority and reclassify unsecured claim scheduled for 5/11/22 at 9 with no opposition)

Plan proposes $1055.80 x 60 Base
Payments: 6/6

RESOLVED:
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need service on all 6 creditors listed in part 7a of the plan. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)

- Need a current market analysis - with comparables from the last 6 months. (MOOT DUE TO HIGH TAX CLAIMS)

1/24/22 - Per Eamonn O'hagan, debtor attorney will amend schedules which he anticipates will result in the IRS amending its claim. Motion may be moot.sf (CLAIM AMENDED)


1. Objection filed by IRS (O'Hagan) - failure to pay secured claim in the amount of $204,761.85 and failure to calculate post-confirmation interest (CLAIM AMENDED)

2. Motion to Modify Claim of IRS scheduled for 2/23/22 at 9 (WITHDRAWN)
Matter ResolvedRequest
Adjourment
1305/11/2022 10:00 am21-18945 / MBKKevin C. Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 8 of 7 required payments   Arrears: $0  
Total Paid In: $2,360.00
5/3 workup for the 5/11 calendar EDC

CONFIRM AT: $1740 paid then 310 x 55 beg 05/01/2022-min of $12900 to unsecured due to equity

As of 3/14/22 (DS): 1. Issues not resolved:
- Income verifies higher, there is disposable income $1,294 as of 3/14/22, reviewed updated income and commission.
- American Express filed unsecured claim#8-1 for $13,384.13. Plan list judgment lien to cram to $8,456 to be paid by Trustee, but non-exempt equity is $13,561.72. Claim will either need to be stricken or need amended claim as secured and pay full claim.
- There is non-exempt equity on real property $5,105.72 and bank accts $3,444.50 total $8,550.22. If AMEX claim is not amended to secured claim non-exempt equity on real property $13,561.72.
- Need cert explaining all withdrawals/transfers - CERT STATES $1,000 WAS DEPOSITED INTO SON'S ACCT ON 9/28/21 WHICH EX-SPOUSE DEPOSITED FOR SON'S BIRTHDAY GIFT (SKIS). DEBTOR PURCHASED, THEN WITHDREW $1,000 OWED TO DEBTOR FOR PURCHASE. CERT DOES NOT EXPLAIN ALL OTHER TRANSFERS/WITHDRAWALS.



As of 2/17/22 Debtor attorney requested adjournment, to allow time for service. Note: Bank of America was not serviced properly. Service sent to PO Box, not street addres, also not sent to Attn: Managing Agent (no claim filed). Allowed to do better service to BOA.

As of 1/21/22 Debtor attorney requested adjournment to resolved obj

1/26/22 (DS): 1. Trustee obj to the following:
- Income verifies higher, there is disposable income $1,294 as of 3/14/22, reviewed updated income and commission.
- There is non-exempt equity on real property $5,105.72 and bank accts $3,444.50 total $8,550.22.
- Need explanation of any deposits or transfers/withdrawals from son's bank acct in excess of $1,000 for the period 7/1/21-11/30/21. CERT STATES $1,000 WAS DEPOSITED INTO SON'S ACCT ON 9/28/21 WHICH EX-SPOUSE DEPOSITED FOR SON'S BIRTHDAY GIFT (SKIS). DEBTOR PURCHASED, THEN WITHDREW $1,000 OWED TO DEBTOR FOR PURCHASE. CERT DOES NOT EXPLAIN ALL OTHER TRANSFERS/WITHDRAWALS
Matter ResolvedRequest
Adjourment
1315/11/2022 10:00 am21-18991 / MBKDonald C. Goins, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 7 of 7 required payments   Arrears: $0  

Withdrawn - MP has been scheduled
- debtor received a Loan Mod
- OTBS on Cap One objection

ISSUES AS OF 5/4/2022 (DM):

***Meeting of Creditors has not been conducted or rescheduled - RECOMMEND DISMISSAL***

1) Midfirst Bank (KML) OBJs - $158,881.75 arrears (UNRESOLVED).

2) Capital One Auto Finance (Mester Schwartz) OBJs - $19,307.03 arrears on 2018 Nissan Altima (UNRESOLVED).


Prop. Plan $572 x 60, Base Plan, Loan Mod by 5/30/22
PTD 5/6 = $2,860
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
1325/11/2022 10:00 am21-18992 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 7 required payments   Arrears: $0  
Total Paid In: $4,352.00
AS OF 5/9/22 (SF)

RECOMMEND $2,612 PTD, $870 X 55 (BEGIN 5/1/22) 100% PLAN W/MIN $60,916 TO GUCS PER N/E IN REAL ESTATE


MP proposes $860 x 55 100%
Plan has run 6 months with 54 months remaining
Matter ResolvedRequest
Adjourment
1335/11/2022 10:00 am21-19003 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

Debtor received a Trial Loan Mod with last payment due May
5/4 Workup for teh 5/11 calendar EDC

SAME ISSUES SINCE FEBRUARY

* Trustee obj to the following:
--- Excessive expenses on Sched J such as: Auto insurance $200 (verifies $102) and auto lease $650.
--- Proof of income verifies higher, there is disposable income $2,687. Paramedic income is $6419 monthly
--- Must file Pre-confirmation certificate.
--- Add to confirming order Debtors to provide 2 months recent proof of income, 2021 tax return and amended Sched I & J no later than 6/30/22.

* LoanCare (ROBERTSON, ANSCHUTZ, SCHEID ET AL) obj to arrears not paid and loan mod not granted or approved.

Prop Plan $110 x 36 begin 12/1/21; Base and Loan mod on Cutter Cove 6 months after conf
Note: Debtor provided bank statement from Chase shows no equity. Pension loan statement provided.

----------------------
RESOLVED

- TDA loan statement provided and loan $159 monthly ends in month 31, would require tier plan payment..(OK PLAN IS 36 MONTHS)
- Pension loan statement provided and loan $1,648 ends in month 30 would require tier plan payment.(OK PLAN IS 36 MONTHS EDC)
Matter ResolvedRequest
Adjourment
1345/11/2022 10:00 am21-19174 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $0  
Total Paid In: $2,100.00
5/11 Workup EDC

same as last time

debtor in arrears

RECOMMEND: $1400 PAID TO DATE, $350 x 32 BEGINNING 5/1/2022, pro rata -loss mit by 6/16/22---Need to file Pre-Confirmation Certification within 10 days of confirmation.

- LOW BASE PENDING LOAN MODIFICATION

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that pays a base to unsecured creditors. A loan mod plan cannot pay $0 to guc's. (MOD PLAN NOT FILED)--LM CASES DON'T ALWAYS NEED BASE BUT THIS ONE DOES DUE TO $599 IN DISPOSABLE INCOME WHICH IS HIGHER THAN SCHEDULED ALSO LM TO BE COMPLETED BY NEXT MONTH PER LOSS MIT., ALSO PLAN WOULD END IN MONTH 20 IF 0%

- Amendments to Schedules : Amend Sch for new part-time at Door-Dash and proof of income. (NOT AMENDED AND NO PROOF OF INCOME PROVIDED)

- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $350 x 36 beginning 12/1/2022, loan mod on Seaman Ave within 6 months of confirmation, $0 to unsecured creditors.
Payments: 2/4, arrears $700
Matter ResolvedRequest
Adjourment
1355/11/2022 10:00 am21-19180 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 44480.00 of 24 required payments   Arrears: $0  
Total Paid In: $44,480.00
AS of 5/5/22(mk): email to atty- ok to terms

**CAN REC CONFIRM AT $44,480 x 1 begin 5/1/22; 100%; Fee application to be filed w/in 7 days of confirming order.***


--Plan is for 1 lump sum payment for 100%. PLan includes atty fee balance of $3315- THERE WAS NO ATTY DISCLOSURE FOR THIS- NEEDS FEE APP- (mk: per atty add lang to terms to file fee app w/in 7 days of confirming order)

Plan:$1 X 60 BEG 4/2022; 100%
To be pd from life insurance proceeds
Matter ResolvedRequest
Adjourment
1365/11/2022 10:00 am21-19322 / MBKPAUL H YOUNGConfirmation Hearing ScheduledDeniedDebtor has made 3 of 6 required payments   Arrears: $0  
Total Paid In: $3,814.00
MP filed 5/9/22 to cure arrears - pending plan should be withdrawn or denied (DM)
ISSUES AS OF 5/4/2022 (DM):

***No unsecured claims have been filed by the Bar Date. Thus, if US Bank objection gets resolved, then debtor will need to pay on mortgage arrears pending the Loan Mod***

1) US Bank (Emmanuel Argentieri, Esq) OBJs to confirmation - plan is not feasible (CONSENT ORDER ENTERED).

2) Trustee OBJ:
- Income verifies higher than scheduled resulting in $795 monthly disposable income.


Prop. Plan $500 x 60, 100% Plan, Loan Mod by 7/1/22
PTD 4/5 = $2,000
Last Claim (1-1)
Matter ResolvedRequest
Adjourment
1375/11/2022 10:00 am21-19616 / MBKGEORGETTE MILLERConfirmation HearingContinued
6/8/2022 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $1,100.00  
debtor made a double payment in May & looks like Loan Mod will be given by mtg co - ADJ 6/8/22 (dm)

AS OF 5/2/2022 (at):

DEBTOR HAS MADE TWO OF FIVE PAYMENTS AND ARREARS ARE $3,300.

1. Objection filed by Wilmington Savings Fund (Eisenberg Gold) - debtor has not paid since June 2018 and failure to cure full arrears of $34,756.86. Debtor was offered a loan mod in 2018 which he declined. Debtor has insufficient funds for a loan modification. (UNRESOLVED)

2. Trustee's objection:
- The debtor has insufficient income Verified income leaves monthly disposable income of $398.16.
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 by 5/31/2022. (NOT RECEIVED - LANGUAGE ADDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $590.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $1,626 in non exempt equity in the residence. (100% plan - non exempt equity is $1,792.02)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by Wilmington Savings. (UNRESOLVED)


Modified plan before confirmation proposes: $1,100 x 1 beginning 1/1/2022, then $950 x 59 beginning 2/1/2022, loan mod by 7/31/2022, 100% plan
Payments: 2/5, arrears $3,300
Matter ResolvedRequest
Adjourment
1385/11/2022 10:00 am21-19656 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $1,302.00
Matter ResolvedRequest
Adjourment
1395/11/2022 10:00 am21-19867 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $1,140.00
AS OF 5/2/2022 (at):

RECOMMEND: $950 PAID TO DATE, $190 x 17 BEGINNING 6/1/2022, $375 x 7 BEGINNING 11/1/2023 AND THEN $775 x 7 BEGINNING 5/1/2024, BASE

1. Amerihome Mortgage filed a secured claim #14 in the amount of $150.41 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to file a feasible plan
- car payment $448 ends in month 26 and car
payment $234 ends in month 21, would require tiers in plan.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Food $800 and Personal loan secured against vehicle with Mariner Finance for $224 (MARINER FINANCE FILED AN UNSECURED CLAIM SO $224 SHOULD NOT BE IN THE BUDGET) (listed on Sched D once for car loan, Schedule J has $234 for other vehicle, but Schedule D only list 2 liens for cars).
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There may be non-exempt equity on real property $10,537.24 (pending if mortgage claim filed - claim filed - non exempt equity is $7,056 AMENDED C FILED - NO LONGER NON EXEMPT EQUITY IN BANK OR HOUSE), Santander acct#8162 has $2,518.14, .

Plan proposes: $190 x 36 beginning 1/1/2022, base
Payments: 5/5
Matter ResolvedRequest
Adjourment
1405/11/2022 10:00 am21-19952 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 7 of 6 required payments   Arrears: $0  


MP 21 DAYS
As of 5/3/22 (DS): 1. BELOW ISSUES STILL REMAIN UNRESOLVED.

3/9/22 (DS): 1. Trustee obj to the following:
- Need homeowner insurance for Florida property, which provides personal liability coverage and proof of car payment $300 and auto insurance $300.
- Schedule J list excess expenses $400 Cell, $450 Transportation, Car payment $300 and $300 auto insurance (Attorney provided email stating both cars on schedules Lincoln and Chevy are not operational and not insured. Need explanation of transportation, vehicle insurance and car payment $300. Must provide proof 10 days before confirmation.
- Need proof of auto payment $300 and car insurance payment $300. Cert from Debtor states he pays father for car and auto insurance.
- Proof of income verifies higher, there is disposable income $2,224.51.

2. Must resolve State of NJ estimated tax claim, 2018 tax returns not filed.

Prop Plan $409 x 60 begin 1/1/22; 0%
Note: Per cert from Debtor TD Bank acct was closed 8/2021. Amended Sched B and C changes amount in TD Bank acct.
Matter ResolvedRequest
Adjourment
1415/11/2022 10:00 am21-19971 / MBKMarcia Y. Phillips, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

ADJ to 6/22 Peremptory on all issues
As of 5/4/22(mk):

1. Objection by Nissan Motor ( Stewart legal):
-Objects to cram value.

2. IRS ESTIMATED PRIORITY CLAIM- needs resolution. the secured claim of $10,335.07 is fixed

3. Trustee Objection:
- need 2021 tax return by 5/31/22
- amended atty disclosure filed in Jan has
fees NOT pd thru plan- plan has fees - need
amended disclosure(amended disclosure filed 5/10/22-ok)
- unnecessary or excessive expense items,
such as: College expense of $850 is ending
this year per the debtor's 341 testimony and
should be removed from schedule J
-needs pre conf cert.
-



Plan: $929.07 x 60 begin 12/1/21; Base
4/5
Bar date: 3/11/22
Matter ResolvedRequest
Adjourment
1425/11/2022 10:00 am22-10032 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledContinued
6/8/2022 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $2,000.00  
issues as of 5/2/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
-debtor has insufficient income
-need to provide proof of 2 months income from DoorDash, such as printout of payments if no paystubs IF DEBTOR DOES NOT HAVE PAYSTUBS, THE INFORMATION SHOULD BE PREPARED AS A P&L,
-need to provide a copy of the last filed tax return for 2021, if not filed must provide no later than 5/31/2022 RESOLVED, PROVIDED 2021 RETURN
-the debtors plan consists of unnecessary or excessive expense items, such as: transportation $600, car maintenance $50, storage $345 (requires proof of expense and must provide 10 days before confirmation) PROVIDED INVOICE FOR STORAGE FACILITY $381.72
-the plan fails to provide for a prompt cure of rental arrears MODIFIED PLAN PROVIDES FOR 24 MONTH CURE
-must resolve IRS estimated claim RESOLVED, AMENDED CLAIM FILED NO LONGER ESTIMATED
-must file Pre Confirmation Certification RESOLVED, FILED
2) OneMain Financial Group Inc (2009 Ford Escape) filed secured claims - RESOLVED, TREATED AS CRAM TO $4,051
3) Not current with Trustee plan payments, arrears $2,000
4) Failed to provide proof of service for plan motion OneMain Financial

proposed plan $1000x36 base plan
paid in $3,000
arrears $1,000
last claim 9
Matter ResolvedRequest
Adjourment
1435/11/2022 10:00 am22-10082 / MBKDARIN D PINTO, ESQConfirmation Hearing ScheduledDismissedDebtor has made 4 of 5 required payments   Arrears: $0  

5/11 - Jonathan Schwalb appeared for creditor - no appearance by debtor's counsel

5/4 workup for the 5/11 calendar EDC

As of 4/11/22 Debtor attorney requested adjournment to resolve creditor SN Servicing/Mr. Cooper (FRIEDMAN VARTOLO) obj as to loan mod--LM extended to 5/20 per order. What is the status?

* Trustee obj to the following: (NO RESPONSE FROM ATTORNEY SINCE LAST TIME)

--- Need current market analysis, CMA provided is dated 8/2/2019, 2 months bank statements with Credit Union prior to filing date (per pay stubs deducted $120 bi -weekly) and bank statements from NCUA savings account from 12/1/21 to 1/5/22, TD Bank checking acct#5248 from 12/21/21 to 1/5/22, 2 months bank statements from Capital One checking, savings, vacation and college funds 2 months prior to filing date. Must provide 10 days before confirmation.
--- Must amend Schedules B and C to add Credit Union bank account and TD Bank
savings acct#7736 (listed on checking acct).
---Proof of income verifies higher, there is disposable income $587. Tax refund not listed on Schedule I.
--- There may be non-exempt equity on real property (pending updated CMA with comps 6 months from filing date) and bank accts (pending all bank statements needed and amended Sched B and C).
--- Must file Pre-confirmation certificate.


Prop Plan $120 x 36 begin 1/10/22; Base and Loan mod on Cranbury Station Rd by 7/1/2022
Matter ResolvedRequest
Adjourment
1445/11/2022 10:00 am22-10138 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $7,375.00
AS OF 4/29/2022 (at):

RECOMMEND: $1,475 x 60 BEGINNING 2/1/2022, 100% PLAN
Need to file Pre-Confirmation Certification within 7 days of confirmation.
Trustee shall pay Wells Fargo Bank, Claim #9, a secured claim in the amount of $912.71. The unsecured portion in the amount of $636.73 shall be paid pro rata with other general unsecured creditors pursuant to the terms of confirmation.
Debtor shall maintain regular monthly payments to Nissan Motor Acceptance Corp. outside of the plan.
Preserve non exempt equity of $56,300 in real estate.

1. Wells Fargo Bank/Value City Furniture filed a bifurcated claim #9 in the amount of $912.71 which is not in the plan and needs to be resolved.

2. Wells Fargo Bank/Mortgage filed a secured arrears claim #12 in he amount of $190.04 which is not in the plan. Is it ok to pay this claim? Objection filed by Wells Fargo Bank (LOGS) - failure to cure arrears of $190.04. (RESOLVED BY CONSENT ORDER - PAY PER POC $190.04 AND PAY POST PETITION PAYMENTS OF $1,115.63 BEGINNING 2/1/2022)

3. Objection filed by Nissan Motor Acceptance (Stewart Legal) - plan is silent as to this creditor.

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- amend schedules to include Nissan car loan and add 2 timeshares (NOT AMENDED)
- many documents provided (homeowners insurance, 2 PNC Bank accounts) include the spouse Thomas, yet SOFA indicates debtor is "not married". Need an explanation (NOT RECEIVED)
-Brighthouse balance as of 1/13/2022 is $34,569.71 only lists $30,000 or Schedules B and C - need amended schedule for the full amount (NOT AMENDED)
- PNC statement shows Deposit from Teamsters Local $141.81 - what is this? Is it the spouse?
- Wells Fargo Bank (LOGS) objection to confirmation - need to resolve objection
- Nissan Motor Acceptance Corporation (Stewart Legal) filed Limited Objection to Confirmation regarding 2016 Nissan Pathfinder

Plan proposes: $1,475 x 60 beginning 2/1/2022, $79,650 t
Matter ResolvedRequest
Adjourment
1455/11/2022 10:00 am22-10148 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $2,500.00
ADJ to 6/22 to address the 2nd mtg cram
ISSUES AS OF 5/4/2022 (DM):

1) US Bank (Frenkel Lambert) OBJs - $448,380.40 arrears on 1st mtg (PER DOUG, OKAY TO ADD LOAN MOD IN 6 MONTHS TO CONF ORDER).

2) MEB Loan Trust/SLS (Stewart Legal) OBJs - $175,834 arrears on 2nd mtg - objects to cram/strip off of this mortgage. Creditor is obtaining an appraisal (UNRESOLVED).

3) Trustee OBJ:
- Need Jan paystubs for debtor and Dec/Jan stubs for non filing spouse (RECEIVED - SPOUSE IS PAID $3,600 TWICE A MONTH...WHY ONLY CONTRIBUTING $1,500/MONTH?)
- Need 2021 tax return by 5/31/22 (RECEIVED).
- Need Dec & Jan bank statements for Santander and Charles Schwab accounts.
- Verified income results in $811 monthly disposable income.
- Tax refund of $11,715 was not prorated and included in disposable income calculation (AVERAGE ADDED TO INCOME).
- There is $12,754 non-exempt equity in 2014 Chevy Suburban.
- Need proof of service on MEB Loan/SLS (OKAY, OBJECTION FILED).
- Plan proposes an Order of Distribution that is contrary to the Trustee recommended order (LANGUAGE ADDED).
- Need to file Pre-Confirmation Certification (UNRESOLVED).
- Need to resolve estimated claim filed by the IRS (NO LONGER ESTIMATED).
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan (NEED ESTIMATED ATTY FEES).


Prop. Plan $500 x 36, 100% Plan, Loan Mod by 4/7/22
PTD 3/4 = $1,500
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1465/11/2022 10:00 am22-10166 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $0  
Total Paid In: $2,797.00
As of 5/10/22 Ok to confirm at $1,936 paid, $861 x 56 begin 6/1/22; 100% with a minimum of $30,360.12 to gucs due to non-exempt equity on real property
- Trustee standard order of distribution.
- Within 7 days must file Pre-confirmation certificate.

1. Trustee obj to the following:
- Debtor has insufficient income to fund the plan. Disposable income verifies $498, would need $861. Mortgage arrears double the amount proposed in plan.
- Amendments to Schedules all signature pages of petition to set forth POA name of POA under debtor as she signed debtor's name in her capacity as POA.
- There is non-exempt equity on real property $30,360.12.
- Need Trustee standard order of distribution.
- Must file Pre-confirmation certificate.

2. US Bank/Rushmore (PLUESE, BECKER & SALTZMAN) obj to income insufficient and mortgage arrears much higher, POC filed with arrears $40,725.32. Obj must be resolved. PER EMAIL FROM DEBTOR ATTORNEY, OBJ RESOLVED TO PAY ARREARS CLAIM.

Prop Plan $484 x 60 begin 2/1/22; 100%
Note: State of NJ claim amended no longer estimated.
Matter ResolvedRequest
Adjourment
1475/11/2022 10:00 am22-10188 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $300.00  
5/11 - debtor has a contract of sale and submitted docs to IRS regarding estimated claim - ADJ to 7/27/22

AS of 5/4/22(mk):

1. Objection by New Rez(Hill Wallack)
- fails to pay arrears
-no evidence of marketing property

2. St of NJ has secured POC(5,061); Then ESTIMATED PRIORITY(11,533.49) & GUC has portions that are estimated.

3. IRS Priority is $60,156.76.

4. Secured POC for j'ment filed by NJSVS surcharge viloations$773.69- Not In Plan.

5. Per plan claim for FIG UST 19 LC for taxes $294.50(no poc filed yet- would thiss be the gov bar date?

6. Trustee Objection:
-plan is not feasible.
-plan strips wells fargo 2nd mtg- NO POC FILED- bar date passed
-sale of property should not take 9 mos in this
market
debtor has failed to file a feasible plan -
income is negative
- need declaration page showing personal
liability coverage
-auto insurance renewal, policy provided expired 3/25/2022
-when does the debtors temporary disability
end? Will need amended Schedule I and
updated paystubs when debtor returns to
work

Plan:300/12 THEN 700/48, SALE: 106 BASH RD, TOMS RVER BY 2/1/23,BASE
3/4 payments
reg bar date passed. gov bar date is 7/11/22
Matter ResolvedRequest
Adjourment
1485/11/2022 10:00 am22-10203 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $1,306.00  Total Paid In: $2,954.00
AS of 4/29/22(mk):atty ok to terms(5/9/22)


**CAN REC CONFIRM AT $2,454 PTD, THEN $903 x 57, Begin 5/1/22 0%:pre conf cert.w/in 10 days. 2021 tax return by 5/31/22**

work up for Mp before conf file 4/20/22

1. Trustee Objection:
need 2021 Tax Return by 5/31/22
-must file pre conf cert.
--------------------------
- Objection By Fin Wise Bank(MP #26 Surrenders)
Stern Eisenberg):( for furniture)
- Plan fails to treat secured claim for $3,043
- Objection by Exeter Finance( Mester & Schwartz):
-objects to cram amt for 2018 Dodge>>>(MK: RESOLVED CO SUBMITTED 4/14/22.Terms= pay total $20,567.81 on cram(18,500 interest)

-Modified Plan that treats OneMain Financial, and surrenders the 1999
Mercedes E32 and 2017 Nissan (MP FILED 2/14/22 #14 - surrenders mercedes-One Main & Nissan)


Plan: $818 x 60 begin 2/1/22; $0
3/3 payments
last claim:24-1, bar date:3/21/22
Matter ResolvedRequest
Adjourment
1495/11/2022 10:00 am22-10206 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

Atty has federal tax returns and most of state tax returns - needs to contact IRS/State to address estimated claims - ADJ to 7/13/22

updated 5/11/2022 (JMA)
issues as of 5/2/2022 (JMA)
AR LENDER MFR OTBS NEED TERMS
1) Trustee objection to confirmation - need to resolve
-A current market analysis - need to include comps that show dates of sale and sale price
-A copy of the last filed tax return - 2021 tax return on or 5/31/2022
-need profit and loss statement for eBay sales
-there are two different addresses for the residential property - 487 Edinburg Road and 487 Mercer Edinburg Road - which is correct ?
-Estimated IRS priority claims for 2018, 2019, 2020 and 2021 - need to file taxes and claim amended
-Estimated IRS guc claims for 2016 and 2017 - need to file taxes and claim amended
-Estimated State of NJ priority TGI taxes 2018 - need to file taxes and claim amended
-Estimated State of NJ priority GITER taxes 2020 & 2021 - need to file taxes and claim amended
-Estimated State of NJ priority S&U taxes 2020 & 2021 - need to file taxes and claim amended
2) Need to file Pre Confirmation Certification with Court

proposed plan $1000x36 sale by 2/2022/refil by 12/31/2022 100% plan
paid in $4,000
last claim 7
Matter ResolvedRequest
Adjourment
1505/11/2022 10:00 am22-10207 / MBKEugene Roth, Esq.Confirmation Hearing ScheduledContinued
6/8/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $1,965.00
AS OF 5/10/2022 (at):

CONFIRMATION HEARING ADJOURNED TO COINCIDE WITH MOTION TO SELL PROPERTY.

1. Objection filed by JP Morgan Chase (Fein Such) - prepetition arrears are $20,997.36 and plan proposes to make post petition payments pending sale, but does not list the post petition payment amount. (RESOLVED VIA ORDER 4/14/2022 - SALE BY 9/23/2022, MAINTAIN REGULAR MONTHLY MORTGAGE PAYMENTS AND MODIFY THE PLAN TO CURE ARREARS IF NO SALE BY 9/23/2022)

2. Objection filed by SMS Financial (Eisenberg Gold) - bankruptcy filed on the eve of sheriff's sale. No payments in 11 years. Plan does not disclose amount of the payment to be made to SMS. (UNRESOLVED)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - document provided does not reflect personal liability coverage - need declaration page (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- income verified higher than amount on schedule I
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,734 when determining disposable income.(AVERAGED/ADDED TO INCOME)

Plan proposes: $361 x 36 beginning 2/1/2022, sale or residence within 6 months of confirmation, base
Payments: 2/3, arrears $321
Matter ResolvedRequest
Adjourment
1515/11/2022 10:00 am22-10210 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledContinued
5/25/2022 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $2,800.00  
Per AR, ADJ to 5/25/22 to verify that tax returns were filed

As of 5/3/22 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED.

3/23/22 (DS): 1. Trustee obj that there is non-exempt equity $34,803.43 pending IRS amended claim.

2. Must resolve IRS estimated claim, 2016-2018 and 2021 tax returns not filed.

3. Must resolve Locust Hill HOA filed a bifurcated claim. Secured $2,346, unsecured $9,168.31.

4. Spencer Savings (HILL WALLACK) obj to plan silent as to arrears and Loan mod, to which Debtor was denied a loan mod. Debtor states no arrears owed and order of loss mit entered 1/25/22 with no objection by creditor. Obj must be resolved.

Prop Plan $1,400 x 6 begin 2/1/22; $3,100 x 54; Base and Loan mod on Burholme Dr by 7/10/22
Matter ResolvedRequest
Adjourment
1525/11/2022 10:00 am22-10293 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 5 required payments   Arrears: $0  

AS OF 04/28/22 (SF) NOT CURRENT , NO PAY SINCE FEB TR REC DISMISSAL ATTY WANTS TO BE HEARD


1. Objection field by Credit Acceptance Corp (Morton) - plan does not propose adequate protection payments

2. IRS filed estimated priority claim 3-1 (STILL AMENDED CLAIM)

3. Trustee objection:
- The debtor has insufficient income .
- Must provide a copy of the last filed tax return - for 2021 by 5/31/22.
- Amendments to Schedules : Amend Sch I and updated proof of income for new employment at Advanced Auto Parts and Chick-Fil-A.
- Must file Pre-confirmation certificate.
- Confirming Order must include all non-exempt proceeds from claims against Chipotle.

Plan proposes $385 x 60 0%
Payments: 1/3 Arrears: $770

RESOLVED:
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (OBJ FILED)
Matter ResolvedRequest
Adjourment
1535/11/2022 10:00 am22-10312 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
6/8/2022 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $1,676.00  Total Paid In: $3,475.00
AS of 4/29/22(mk):

>>FEASIBILITY ISSUE AS MTG ARREAS POC MUCH HIGHER THAN PLAN AMT<<

1.Trustee Objection:
-PHH mtg arrears POC $67,674.14. PLan has $35,000
-need homeowner's insurance renewal declaration - which provides
personal liability coverage, not force placed insurance
-need Amendments to Schedules Statement of Financial Affairs to add
Debtor's business information
-There is non-exempt equity in bank account $7,960.95, tools for
business $1,629 and business forms list 2 vehicles both value
$3,000, would be $6,000, total non -exempt equity $15,589.95.
-Order of distribution contrary to TR Order
-must file pre conf cert
-----------------------
- St OF NJ estimated priority POC -NOW -0-
-IRS APOC--0-
-need 2021 tax return by 5/31/22.(provided)


Plan: $695 x 60 begin 2/1/22; Base
2/2 payments
last claim 8-1, bar date:3/25/22
Matter ResolvedRequest
Adjourment
1545/11/2022 10:00 am22-10319 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

ADJ to 6/22 Peremptory to resolve estimated tax claims

issues as of 5/3/2022 (JMA)

1) Bank of America (Brock Scott) objection to confirmation - need to resolve
-arrears $119,115.44
2) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return - for 2021, if not filed must provide no later than 5/31/2022.
-need a copy of the December and January bank statements for Chase accts #2086, 5071, 6951 and 6144.
-Schedule I has unnecessary or excessive expense items, such as: $250 Home maintenance, $750 utilities, $525 cable/internet/phone, $500 Clothing, $816 transportation, $315 auto insurance (verifies $248), $751 car payment and $833 kids sports. - OK 100% PLAN
-The debtor(s) is not paying all disposable income into the plan -the Trustee's calculations are higher for the following reason (s): - Case
is above median, disposable income on Line 45 is $5,455.60, which would require a minimum dividend $327,336. MAY BE MOOT, SINCE PLAN IS PROPOSING 100% TO GUCS
- Disposable income verifies $3,458.
-The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $12,494 in non exempt equity in the Ford Edge and Jeep Wrangler; There is estimated non-exempt equity in other bank accts, pending updated statements. MAY BE MOOT, SINCE PLAN IS PROPOSING 100% TO GUCS
- Must file Pre-Confirmation Certification.
- Must resolve Bank of America objection and estimated IRS and State of NJ claims (Missing tax returns).
- need affidavit for spouse for ID and her social security number.
- add to terms need amended I and proof of income for spouse after she returns to work in May 2022.
3) IRS priority claim 7 is estimated for 2018 , 2020 and 2021 taxes - no returns filed - need to resolve
4) State of NJ Division of Taxation priority claim 12 is estimated for 2018, 2019, 2020 and 2021 taxes - no returns filed - need to resolve

proposed pla
Matter ResolvedRequest
Adjourment
1555/11/2022 10:00 am22-10347 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

As of 5/3/22 (DS): 1. Trustee obj to the following:
- The circumstances and contents of Debtor's Plan, when taken in their totality, indicate that plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)(3).
- Debtor has failed to file a feasible plan.
- Debtor has insufficient income, verified income leaves monthly disposable income of -$12,683.00. Fails to add non-filing spouse income. 2020 tax return showed income from wages $164,389 total income $510,342.
- Need the following docs:
(1) December and January pay stubs or P&L for non-filing spouse.
(2) Proof of social security income. Need a current social security statement. Statement provided is from 2019.
(3) December and January bank statements for Chase account listed on
Schedule B.
(4) Copy of the deed for Vermont prop that debtor deeded over to husband, he still owns the property.
(5) Copy of the HUD-1 statement for sale of real estate in Vermont or settlement statement or mtg payoff as debtor testified she deeded her interest in the property to spouse.
(6) Copy of Will/Probate documents for estate of Ruth Hauck listed on statement of financial affairs.
(7) Statement for the 200 shares of Apple stock listed on Schedule B, prior to filing date. (8) 2021 Tax returns.
- Excessive expenses on Sched J such as: $500 Home maintenance, $580 utilities, $1,300 food for household of two (spouse income not listed or provided), $600 clothing, $400 personal care, $1,300 entertainment, $500 transportation, $1,500 life insurance, $3,000 husband's credit cards (fails to add spouse income), $1,700 vacation/gifts. These expenses are grossly excessive and this debtor has failed to included the income of her spouse on schedule I or provide proof of income for spouse.
- 122C does include income from spouse and Line 45 shows disposable income of $10,713 per month. This is a joint household and non-filing spouse's expenses are included on schedule J . Debtor is married and files a Joint tax return with her
Matter ResolvedRequest
Adjourment
1565/11/2022 10:00 am22-10354 / MBKDAVID A. SEMANCHIK, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 5 required payments   Arrears: $0  

issues as of 5/3/2022 (JMA)

1) US Bank (Frenkel Lambert) objection to confirmation - need to resolve
-plan does not cure all of the pre-petition arrears due an owing - arrears per filed claim 2 are $178,930.61
-plan does not provide for payment of post-petition mortgage payments
2) Trustee objection to confirmation - need to resolve
- The debtor has failed to file a feasible plan - that removes loan mod or extends loan mod, Plan loan mod completed by 4/1/22.
- The debtor has failed to supply the Trustee with the following document (s): A current market analysis - which provides 6 months recent comps from filing date, not 2019 dates.
- Need to provide copy of the last filed tax return - for 2021, if not filed must provide no later than 5/31/2022.
- Need to provide a copy of the homeowner's insurance renewal declaration - with personal liability coverage.
- Need to provide a timeshare balance statement and 2 months bank statements from TD Savings Acct#8589 prior to filing date.
- Need to file Amendments to Schedules I AND J FOR UPDATED EMPLOYMENT
- The debtor(s) is not paying all disposable income into the plan - The Trustee's calculations are higher for the following reason (s): DISPOSABLE INCOME VERIFIES AT $1,972
- The Schedules fail to account for the debtor (s) tax refund in the amount of $1,451 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity on 2007 Ford for $1,500, AND NON EXEMPT EQUITY IN TIMESHARE OF $13,845
- Must resolve creditor objection
- Must file Pre -confirmation certification with Court
- Debtor to turnover non exempt proceeds of back pay from former employer

proposed plan $100x36 base plan with loan mod by 4/1/2022
paid in $400
last claim 2
Matter ResolvedRequest
Adjourment
1575/11/2022 10:00 am22-10360 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 04/28/22 (SF)

1. Objection filed by Provident Bank (Dennis Uhlmann) - failure to pay arrears of $88,430.63; proposes $1150 for adeq prot when amount should be $1648; and speculative loan mod

2. Loss mit order expires on 6/8/22

3. Trustee objection:
- Need a copy of the last filed tax return - 2021 by 5/31/2022.
- The debtor(s) is not paying all disposable income into the plan. Verified income leaves monthly disposable income of $1,989.
- Need to file Pre-Confirmation Certification. (FILED)
- Need December and January bank statements to TD accounts 5871, 9145 and 4145.


Plan proposes $500 x 12, $1550 x 48, 100% Loan Mod by 7/1/22
Payments: 2/3 Arrears: $500
Matter ResolvedRequest
Adjourment
1585/11/2022 10:00 am22-10370 / MBKRobert B Davis Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 5 required payments   Arrears: $0  
Total Paid In: $1,770.00
work-up 100%, add Loan Mod by 7/23/22 to resolve creditor obj
AS OF 5/11/2022 (at):

RECOMMEND: $1,485.32 PAID TO DATE, $285 x 56 BEGINNING 6/1/2022, 100% TO UNSECURED CREDITORS
Claims will be paid according to the trustee's order of distribution.
Low base pending loan modification.
Loan modification by 7/23/2022.

1. Objection filed by US Bank (Romano Garubo) - blanket objection. (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - (Updated proof of income for both jobs) (RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,455.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED - PAY PER TRUSTEE'S ORDER OF DISTRIBUTION)
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve objection filed by US Bank. (UNRESOLVED)

Modified Plan before confirmation proposes: $284.98 x 57 beginning 5/1/2022, loan modification by 7/23/2022, 100% to unsecured creditors
Payments: 4/4, $172.36 credit

Matter ResolvedRequest
Adjourment
1595/11/2022 10:00 am22-10474 / MBKScott D. Sherman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $1,100.00
AS OF 5/5/22 (SF) UPDATED

RECOMMEND $800 PTD, $300 X 32 (BEGIN 6/1/22) BASE PLAN, LOAN MOD BY 7/31/22
- PAY ARREARS TO FIRST BANK MORTGAGE PENDING APPROVAL OF LOAN MOD
- TRUSTEE STANDARD ORDER OF DISTRIBUTION
- LOW BASE


1. Loss Mit order expires on 5/16/22

2. Trustee objection:
- The debtor has failed to file a feasible plan - disposable income is negative $46 (Disposable income is now $374.52)

- Proof of 2 month's income - rest of Jan. and all of Feb. for job. (NEED PROOF OF INCOME FOR NEW JOB AT SAM ROSE SALON) 2 PAY STUBS RECEIVED. DISPOSABLE INCOME IS NOW $374.52

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution

Plan proposes $200 x 36 Base, Loan Mod by 7/31/22
Payments: 3/3

RESOVED:
- Must file Pre-confirmation certificate. (FILED)
- There is no equity in real estate due to higher claim
- A copy of the last filed tax return - for 2021, if not filed must be provided no later than
5/31/22. (RECEIVED) Tax Refund is $1757
- The debtor has undertaken an improper use of exemption. Specifically: Schedule C over
exempt d(5) on $675 Firearms, $50 cash and checking acct $100. Takes full d (1) and only
permitted to take $1,325 of d(5). (AMENDED)
- There is non-exempt equity: $2,000 fire arms,
$50 cash and $50 in Chase bank checking acct and $8.67 in Chase savings acct.. (MOOT)


Matter ResolvedRequest
Adjourment
1605/11/2022 10:00 am22-10499 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledContinued
6/8/2022 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $200.00  Total Paid In: $800.00
updated 4/29/2022 (JMA)

Atty request adjournment - awaiting transcripts to complete missing tax returns - GRANTED

issues as of 3/3/2020 (JMA)

1) Trustee objection to confirmation - RESOLVED
2) IRS filed unsecured claim 4 which is estimated for 2016 taxes
Matter ResolvedRequest
Adjourment
1615/11/2022 10:00 am22-10529 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $4,639.00
AS OF 5/3/2022 (at):

RECOMMEND: $2,541 PAID TO DATE, $1,049 x 57 BEGINNING 5/1/2022, 100% PLAN
Need 2021 tax return by 5/31/2022.
Need to file Pre-Confirmation Certification within 7 days of confirmation.
Preserve non exempt equity of $166,730.00 in real estate.


1. The IRS filed an estimated claim #6 for 2021 which needs to be amended. (AMENDED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - with comps that are closer to subject property and sold within the last 6 months. (RECEIVED)
- A copy of the last filed tax return - 2021 BY 5/31/2022. (NOT RECEIVED - LANGUAGE ADDED)
- A Modified Plan that pays a minimum of $117,009 to unsecured creditors. (NOT FILED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $117,009 in non exempt equity in the residence. Needs to be 100% plan.
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $847 x 60 beginning 2/1/2022, not less than $29,547.55
Payments: 3/3
Matter ResolvedRequest
Adjourment
1625/11/2022 10:00 am22-10559 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $4,037.00
As of 5/10/22(mk):Updated-email to atty

**$2,960 PTD, Then $1,077 x 56 begin 6/1/22 100% & preserve equity T/h of $16,638.


>>(mk: ANSWER FROM CREDITOR- YES - PAY ARRERAS RESOLVES OBJECTION)eed to know if paying arrears in #1 resolves creditor objection.( the POC is much higher than plan amt) Also Plan needs much higher Tr payment- atty says debtor need to save home and will get family help. she needs a chance:


1. Objection by:Reverse Mtg Funding / Celink(McCabe)
- fails to pay arrears

2.Trustee Objection:
-debtor has insufficient income.(4/4 payments)
-need home insurance dec page w/ personal
liab. coverage
- improper use of exemption. Specifically: Schedule C over exempt d(5) by $10,300.43 - used d(1) for $22,875.43. The amount remaining for d(5) was $3,599.57, which was used for cash of $20, Santander Bank acct#9721 for $100 and
remaining Santander Bank acct #7697 for $3,479.57. NEEDS AMENDED C)
-There is $16,638 non-exempt equity in Santander Bank money market acct#7697.
>>BAR DATE HAS PASSED -GUC CLAIMS TOTAL $2,330.24- PLAN MUST BE 100% AND PROTECT EQUITY T/H<<
- Need copy of HUD-1 from sale of property in NY State from 2020.
- must file pre conf cert.

plan: $740 x 60 begin 2/1/22; Dollar Base $4,220
4/4 payments
bar date passed4/5/22
Matter ResolvedRequest
Adjourment
1635/11/2022 10:00 am22-10679 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $100.00  
debtor is current and has a contract for the sale ($553,000) of the house - needs to clear title for the sale - ADJ to 7/13/22

AS OF 5/10/2022 (at):

RECEIVED "PROOF" OF THREE PAYMENTS. THEY HAVEN'T POSTED YET. APPEARANCE IS REQUIRED.

1. Objection filed by US Bank/Rushmore (Romano Garubo) - states 90 - 120 days is enough for sale (plan proposes 6 months) and creditor wants adequate protection payments. (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - document fails to include coverage dates for policy (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $6,856 non-exempt equity in real estate. (LANGUAGE ADDED)
- Schedule J does not include a mortgage payment

Plan proposes: $100 x 36 beginning 2/1/2022, sale of real estate within 6 months of confirmation, base
Payments: 1/4, arrears $300
Matter ResolvedRequest
Adjourment
1645/11/2022 10:00 am22-10690 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledContinued
6/8/2022 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

ISSUES AS OF 5/4/2022 (DM):

1) JP Morgan Chase (POWERS) OBJs - $64,000.42 arrears - no POC filed (UNRESOLVED).

2) Ally Financial filed $3,596.88 arrears claim on 2005 Cadillac Escalade not treated in the plan (UNRESOLVED).

3) Trustee OBJ:
- There is $40,466 non-exempt equity in the real estate properties.
- There is $7,200 in non exempt equity in the 1997 Pro-Line.
- Need to file Pre-Confirmation Certification.
- Trustee to receive non-exempt lawsuit proceeds.


Prop. Plan $150 x 60, Base Plan
- sale of Genesee St. by 5/31/22
- Loan Mod on Streeker Rd. by 8/21/22
PTD 4/4 = $600
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
1655/11/2022 10:00 am22-10747 / MBKScott J. Goldstein Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $515.00  Total Paid In: $2,060.00
AS OF 4/29/2022 (at):

RECOMMEND: $515 x 60 BEGINNING 2/1/2022, 100% PLAN
Need 2021 tax return by 5/31/2022.


Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - November and December, 2021 pay stubs. (NOT RECEIVED)
- A copy of the last filed tax return - 2021 by 5/31/2022. (NOT RECEIVED - LANGUAGE ADDED)
- Need proof of insurance for the 2003 Ford. (RECEIVED)
The Schedules fail to account for the debtor(s) tax refund in the amount of $1,311.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $515 x 60 beginning 2/1/2022, 100% to unsecured creditors
Payments: 3/3
Matter ResolvedRequest
Adjourment
1665/11/2022 10:00 am22-10797 / MBKBrian W. Hofmeister, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 5/2/22 (DS): 1. Trustee obj to the following:
- Need Business forms and 3 months Profit & Loss for Nearly New Shop Thrift Shop/Consignment Store, updated auto insurance for 1990 Jeep and 2013 Honda (insurance expired 3/28/22), TD Bank personal acct from 1/1/22 to 1/31//22 and accountants valuation on business.
- 22C Line 16 has deductions $2,356.16, does not agree with Schedule I, which has $751.83 deductions. There would be disposable income $394.18, which would require min. dividend $23,650.80 to gucs.
- Excessive expenses on Sched J such as: Utilities $350 (P&L has $550 total $900), Phone $250 (P&L has $183 total $433) and Food $700 (P&L has $253 total $953 expense).
- There is non-exempt equity on 1990 Jeep Wrangler $475.87, Bank accts $4,287.52 and business $5,776.75 (pending business valuation).
- Santander filed arrears claim $1,351.09, plan has outside and unaffected.
- IRS tax claim is estimated, claim has 2021 taxes owed $11,040, tax return filed 4/16/22 has $2,939. Claim needs to be resolved.

2. Fay Servicing (FRIEDMAN VARTOLO) obj to loan mod and plan not proposing to pay arrears. Obj must resolved. (OTBS - LOAN MOD IN 90 DAYS)

Prop Plan $400 x 60 begin 3/1/22; Base and Loan mod on Hopewell Amwell Rd by 7/31/22
Note: 2021 tax return and business bank acct provided.
Matter ResolvedRequest
Adjourment
1675/11/2022 10:00 am22-10807 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $2,100.00  
mk: filing MP to surrender BMW -Exeter POC- and put in Tax claims amts

As of 5/9/22(mk):

>>NOT FEASIBLE<<

>> Exeter Fin (creditor )got stay relief in April 2022. Atty says they surrenders it a year ago - BUT PLAN DOES NOT SURRENDER IT. They filed a claim2-1 in March 2022- Plan does not address that either. Large arrears claims filed for creditors in #1 & 2. Mtg claim112,595.15) is more than double the plan amt(50,000) and NJ tax claim also double. Aff'd of support uploaded today for $550 x 2 p/m- THAT IS NO HELP AT ALL. WHEN EXETER ISSUE IS RESOLVED- PLAN PAYMENTS NEEDED ARE AROUND $2,814. VERIFIED INCOME AND INCLUDING TODAYS AFF'D OF CONTRIBUTION EQUAL 2.063


1. US Bank/Nationstar - filed POC for arrears $112,595.16- Per atty - PAY

2. St. of NJ /Div. of tax filed POC: secured:3,159.40 & priority $7,611.98- Per atty -PAY

3. Exeter Finance has stay relief on 2010 BMW- plan does not surrender it or treat it at all??

4.Trustee Objection:
-need another amended disclosure- still has box checked for balance of fee NOT pd thru plan.
- PLAN IS NOT FEASIBLE W/ TAX CLAIM AND MTG CLAIM.
-order of distribution contrary to Tr std.order.


Plan: $1040 X 60 BEG 3/2022; 100%
1/2 payments
bar date passed
Matter ResolvedRequest
Adjourment
1685/11/2022 10:00 am22-10823 / MBKMICHELLE LABAYENConfirmation Hearing on Modified PlanContinued
6/8/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

MP ON FOR 4-27 AS OF 4/11/2022 (at):

PER ATTY, THEY ARE OBJECTING TO GLEN SECTION POC AND CASE WILL BE ADJOURNED IN ORDER TO RESOLVE THIS OBJECTION.

IF OK TO PAY GLEN SECTION 1 CONDO ASSOCIATION CLAIM #2,
RECOMMEND: $948 PAID TO DATE, $594 X 58 BEGINNING 5/1/2022, LOAN MOD BY 6/30/2022, 100% PLAN
Need to file Pre-Confirmation Certification within 7 days of confirmation.
Preserve non exempt equity of $26,117 in real and personal property.


1. The Glen Section 1 Condo Association filed a secured claim #2 in the amount of $25,811.23 which is not in the plan. Plan proposes to pay $5,100. Is the debtor going to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 on or before 5/31/2022 (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- excessive expense Schedule J $660/car payment
- The Schedules fail to account for the debtor(s) tax refund in the amount of $5146 when determining disposable income. (2021 TAX REFUND AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- The plan must remain a 100% plan due to equity in Real Estate. (LANGUAGE ADDED)

Modified Plan before confirmation proposes: $470 x 60 beginning 3/1/2022, loan modification by 6/30/2022, 100% to unsecured creditors
Payments: 2/2
Matter ResolvedRequest
Adjourment
1695/11/2022 10:00 am22-10851 / MBKSTEVEN J. SICOConfirmation Hearing ScheduledWithdrawnDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $5,580.00
MP 14 DAYS CHECK FOR NOTICE
issues as of 5/3/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
-the debtor has failed to file a feasible plan - that proposes a tier plan, car payment $300 ends in month 22
-need a copy of the last filed return for 2021, if not filed must provide no later than 5/31/2022 PROVIDED COPY OF 2021 TAX RETURN,
-Commerce Bank (TD Bank) 2nd mortgage balance statement prior to filing date PROVIDED LETTER DATED 4/22/2022 WITH PAYOFF AMOUNT OF $32,357.95, TO DATE CLAIM HAS NOT BEEN FILED
-need a modified plan that corrects attorney fees disclosure balance $1,039, plan has $1,000 or amend attorney disclosure
-the debtor has undertaken an improper use of exemption - d(5) over exempts by $75
-the debtor is not paying all disposable income into the plan - proof of income verifies higher and there is disposable income of $3,549
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is estimated non exempt equity on real property (pending 2nd mortgage balance statement), Yard equipment $75 and in TD Bank acct $2,334.73
-must file pre confirmation certification with Court

proposed plan $1500x60 base
paid in $3720
arrears $780
last claim 5
Matter ResolvedRequest
Adjourment
1705/11/2022 10:00 am22-10909 / MBKJoan Sirkis Warren Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $800.00
As of 5/10/22 Ok to confirm at $200 x 36 begin 3/1/22; Base and Loan mod on Valley View Rd by 8/11/22 (ok to pay toward arrears and Debtor to pay directly to creditor post-petition payments)

1. CREDITOR OBJ STILL NOT RESOLVED.

As of 4/4/22 Debtor attorney requested adjournment, mod plan filed 3/31/22 and sched 5/11/22.

4/13/22 (DS): 1. Select Portfolio (FRIEDMAN VARTOLO) obj that plan does not propose to pay arrears and loan mod. Obj must be resolved. PER EMAIL FROM DEBTOR ATTORNEY, OTBS LOAN MOD 3 MONTHS FROM CONF, OK TO PAY TOWARD ARREARS AND DEBTOR TO CONTINE MAKING POST-PET PAYMENTS DIRECTLY TO MORTGAGE.

Prop Plan $200 x 36 begin 3/1/22; Base and Loan mod on Valley View Rd by 9/1/22
Note: Mod plan filed to add attorney fees, per disclosure amount.
Matter ResolvedRequest
Adjourment
1715/11/2022 10:00 am22-10915 / MBKWARREN LEVY, ESQ.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $903.00  
MP by 5/27 - ADJ to 7/13/22
As of 5/4/22(mk):

1. 4/25/22: subst of atty - warren levy in for Jim Dimaggio?? SO NEED TO DETERMINE WHO GETS PD.

2.Trustee Objection:
-there is $26,937.02 non exempt equity in house, must pay minimum $28,437.02 dividend to general unsecured creditors
-auto insurance expired 2/24/2022, need renewal
-Amendments to Schedules J to remove the $500 IRS payment
-Need January 2022 statements for Bank of America checking and savings accounts
-Need to provide December 2021 and January 2022 statement for Merrill Lynch account
-Debtors plan proposes to pay a 76% dividend to general unsecured creditors. Will need
total claims filed to determine the amount of a 76% dividend to gucs


Plan: 903.37/60, 76%
2/3 payments
bar date:4/14/22
Matter ResolvedRequest
Adjourment
1725/11/2022 10:00 am22-10935 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $2,000.00
updated 5/10/2022 (JMA)

ok to confirm at $500x36 begin 3/1/2022 base plan

UPDATED 5/9/2022 (JMA) - ADDITIONAL INFORMATION STILL NEEDED - PROVIDED
issues as of 5/3/2022 (JMA)

1) IRS priority claim estimated AMENDED CLAIM FILED $524 NEEDS TO BE PAID, CLAIM NOT IN THE PLAN - PER ATTORNEY PAYING CLAIM THROUGH PLAN
2) Trustee's Objection to Confirmation - need to resolve
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: - Excessive expenses of non filing spouse $800/medical marijuana (need proof supporting expense) RESOLVED, PROOF PROVIDED; and $636/spouse car payment. ALLOW $471 AS CAR PAYMENT ALLOWED REDUCE SCHEDULE J TO
- Need statements for Health Care Credit Union #4644; Bank of America #0109; Bank of America #4099; Bank of America #4167 RESOLVED, PROVIDED

proposed plan $500x36 base plan
paid in $1500
last claim 11
Matter ResolvedRequest
Adjourment
1735/11/2022 10:00 am22-10981 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
5/25/2022 10:00 am
Debtor has made 29 of 4 required payments   Arrears: $0  

AS OF 4/27/2022 (at):

CONFIRMATION HEARING ADJOURNED TO 5/25/2022 TO ALLOW 341 TO BE HELD.

1. 341 is scheduled for 5/12/2022
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
1745/11/2022 10:00 am22-11006 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 4 required payments   Arrears: $0  
Total Paid In: $1,006.00
MK: ATTY AGREES TO TERMS- PLEASE CONFIRM AND PUT ON RECORD.

5/11/22(mk): Updated from CT.- Terms are between------------
email to atty w/terms
--------------------
**CAN REC CONFIRM AT $800 PTD, Then $203 x 33, Begin 6/1/22, Base, Plus any non exempt funds recovered from debtor's preference payments made to creditors w/in the 90 days proceeding the filing of the case.

- TRUSTEE IS AUTHORIZED TO PAY NJ HOUSING ARREARS CLAIM #7-1 IN THE AMOUNT OF $2,641.89 THROUGH THE PLAN.

-The debtor shall be required, as a provision of this plan, to turn over any and all documents requested by the trustee in relation to any action to recover funds from creditors, within 30 days. If the debtor fails to turn over requested documents, the Standing Trustee may file, with the Court and serve upon the Debtor and Debtor's Counsel, a Certification of Default and request that the debtor's case be dismissed. The debtor shall have fourteen (14) days within which to file with the Court and serve upon the Trustee a written objection to such Certification.

-The debtor shall further be required to cooperate with the Office of the Standing Trustee in order for the trustee to prosecute any action to recover funds for the benefit of the estate. The debtor's cooperation shall include, but not be limited to, producing documents, submitting certifications, and attending required depositions (if necessary to prosecute). If the debtor fails cooperate with the Trustee's Office, then the Standing Trustee may file, with the Court and serve upon the Debtor and Debtor's Counsel, a Certification of Default and request that the debtor's case be dismissed. The debtor shall have fourteen (14) days within which to file with the Court and serve upon the Trustee a written objection to such Certification.

-NEED 2021 TAX RETURN BY 5/31/22.

----------------------------------------------------


5/10/22(mk): atty emailed PPSED Confirmation Order that addresses possible recovery of preference payments and requ
Matter ResolvedRequest
Adjourment
1755/11/2022 10:00 am22-11076 / MBKSTEPHANIE SHRETER, ESQConfirmation Hearing on Modified PlanMootDebtor has made 2 of 4 required payments   Arrears: $640.00  Total Paid In: $1,275.00
4/19/22 (sf) - MOOT, PREVIOUSLY CONFIRMED ON 4/13/22.
Matter ResolvedRequest
Adjourment
1765/11/2022 10:00 am22-11196 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 3 of 4 required payments   Arrears: $0  

issues as of 4/29/2022 (JMA)

1) 341 not held, not rescheduled
2) current with Trustee plan payments
3) US Bank (RAS Citron) objection to confirmation - need to resolve
-pre petition arrears $125,565.19
4) Need to file Pre Confirmation Certification with Court
5) IRS priority claim 2 estimated for 2017 to 2021 taxes
6) NJ Division of Taxation priority claim 4 estimated for 2020 taxes
Matter ResolvedRequest
Adjourment
1775/11/2022 10:00 am22-11221 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $300.00  
debtor made the May payment - ADJ to 7/27
AS of 5/4/22(mk):

-has not made April or May payment yet

>>Plan pays State of NJ Restitution $14.103.87- NO POC YET. That is probably the Gov Bar date of 8/15/22 so will use plan amt for now


1. ST OF NJ- Div( NOT IN PLAN) of tax filed an estimated priority claim for $2,752.90- Needs to be resolved

2. Trustee Objection:
-debtor has insufficient income (negative $70)

Plan: $300 X 60 BEG 3/2022; 0%
1/3 payments
last claim:15-1 bar date:4/27/22
Matter ResolvedRequest
Adjourment
1785/11/2022 10:00 am22-11299 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

341 scheduled for 6/9
AS OF 5/2/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/3, arrears $300
Matter ResolvedRequest
Adjourment
1795/11/2022 10:00 am22-11349 / MBKKevin C. Fayette, EsqConfirmation Hearing on Modified PlanContinued
6/22/2022 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $2,400.00  
AS OF 4/29/22 (SF)

1. ATTY MUST REQUEST AN ADJ OF CONF HEARING
2. 341 NOT HELD - RESCHEDULED TO 5/26/22
3. PAYMENTS: 1/2 ARREARS: $800


Matter ResolvedRequest
Adjourment
1805/11/2022 10:00 am22-11484 / MBKWARREN LEVY, ESQ.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

debtor current
need to send ADJ request to Bud on 341
Matter ResolvedRequest
Adjourment
1815/11/2022 10:00 am22-11503 / MBKStacey L. Mullen, Esq.Confirmation Hearing on Modified PlanContinued
6/22/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,820.00
issues as of 5/3/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
- A current market analysis - which provides distance of comparables to subject property. PROVIDED SAME DOCUMENTS AND CMA VALUE WITH THE ADDITION OF DISTANCE EACH PROPERTY HAS TO THE SUBJECT PROPERTY
- Need to provide Trustee with the January and February bank statements for Santander account #5300. RESOLVE, PROVIDED STATEMENTS
- Need a Modified Plan that addresses secured claim filed by Borough of Beachwood. RESOLVED, MODIFIED PLAN FILED
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There may be non-exempt equity in real estate pending review of an updated CMA
2) To date claims have not been filed by PHH or US Dept of HUD. The bar date expires 5/6/2022
3) Not current with Trustee plan payments arrears $470

proposed plan $460x60 0% plan
paid in $900
arrears $70
last claim 9
Matter ResolvedRequest
Adjourment
1825/11/2022 10:00 am22-11511 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 5/2/2022 (at):

1. 341 has not been held or rescheduled - now scheduled
2. Payments: 0/3, arrears $300 - now current
Matter ResolvedRequest
Adjourment
1835/11/2022 10:00 am22-11524 / MBKMark Kriegel Confirmation Hearing ScheduledContinued
5/25/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $23.00  Total Paid In: $2,677.00
As of 5/9/22 (DS): Debtor attorney requested adjournment to resolve creditor obj and provide signed letter from granddaughter for babysitting income. Proof of payments provided and attached to docs.

As of 5/6/22 (DS): 1. Debtor in arrears $1,274, plan has $625, Debtor made 1 payment $601, less than 1 payment out of 3 owed.

2. Cenlar (PLUESE, BECKER & SALTZMAN) obj to arrears more, POC filed arrears $40,424.71, plan has $33,076.95. Debtor income is negative, not feasible to keep up with payments, higher POC increase in Trustee payment. Obj must be resolved.

3. Trustee obj to the following:
- Per Debtor's Cert to creditors obj, Debtor is paid $500 bi-weekly for babysitting grandchildren. Listed on bottom of Sched I, but not calculated into income. Need proof of income from babysitting job and amended Sched I. - NEED SIGNED LETTER FROM GRANDDAUGHTER, NOT E-SIGNATURE.
AMENDED SCHED I & J FILED 5/6/22 TO ADD BABYSITTING.
- Must resolve creditor obj.

Prop Plan $625 x 60 begin 4/1/22; Base
Note: Pre-confirmation cert filed 5/3/22
Matter ResolvedRequest
Adjourment
1845/11/2022 10:00 am22-11543 / MBKJonathan Stone, Esq.Confirmation Hearing ScheduledContinued
7/5/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 5/6/22 (DS): Debtor attorney requested adjournment 341 sched 5/26/22
Matter ResolvedRequest
Adjourment
1855/11/2022 10:00 am22-11550 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

341 is scheduled for 6/16

As of 4/28/22 (DS): 341 not held 3/31/22, still missing dated Business P&L 2 months (Jan & Feb 2022) and 2021 tax returns. Also no Trustee payments made, Debtor in arrears $1,000, made 0 out of 2 payments.
Matter ResolvedRequest
Adjourment
1865/11/2022 10:00 am22-11551 / MBKRONALD E NORMAN, ESQConfirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 4/29/2022 (JMA)

1) 341 not held, not rescheduled
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court
4) IRS priority claim 2 estimated for 2019 and 2021
Matter ResolvedRequest
Adjourment
1875/11/2022 10:00 am22-11556 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 5/4/22(mk):

1. Motion to Quash Subpoena 5/11/22.

2. Motion to Extend Time ( Filed by NextGear Cap(N. Gaunce ,esq))to Object to Discharge- 5/11/22

3. Trustee Objection:
-There appears to be non exempt equity in the Tesla. NADA trade $33,600 for the 2014 model S- claim is $25, 354- So NE equity is 8,246.no exemption claimed on sch C
-amount of debt in the debtor(s) Plan exceeds
the statutory limit funder 109(e).
Nextgear Capital in the amount of
$1,958,171 has a Superior Court case
pending for a fraudulent transfer. Case has been stayed due to the within bankruptcy
filing.
--need certification from debtor as to what debtor did with his share of the proceeds from
the sale of marital residence in Sept 2021 including documentation of what amount he
paid to people and name and addresses of persons whom he paid..
-Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan.( NEED ESTIMATE FOR PLAN CALCULATION & PLACEHOLDER)
-need proof of $1,000/month is support listed on Schedule J.
-need Amendments to Schedules 22C which was filed blank.
-Is TR to pay post pet claims - Or not?
-need pre conf cert.
--------------------------------------
-need 2021 tax return by 5/31/22(Provided)
-need copy of the HUD-1 statement for sale of residence on 9/15/2021.(PROVIDED)
-need a statement for the TD Ameritrade account.(Provided)
-need January and February bank statements for Bank of America accounts 3395, 3719
and 4022.(Provided)- no equity.
-need statements for the two Mass Mutual whole life policies.(Provided)


Plan: $500 X 36 BEG 3/2022; BASE
3/3 payments
bar date:5/9/22
Matter ResolvedRequest
Adjourment
1885/11/2022 10:00 am22-11563 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $595.00  
AS OF 5/2/22 (SF)

1. IRS priority claim 4-1 is estimated (NEED AMENDED CLAIM)

2. US Dept of HUD filed secured claim 11-1 with zero arrears.. This claim is not listed in schedules or addressed in plan.

3. Midfirst Bank filed arrears claim 12- for $22.25 which is not addressed in plan. (OK TO PAY?)

4. ACAR Leasing filed zero arrears claim 2-1. This lease is not assumed in the plan. Should it be rejected?

5. Trustee objection:
- The debtor has insufficient income .
- Need a copy of the last filed tax return - for 2021, if not filed must provide no later than
5/31/22.
- Bank statements from Chase Bank for 1/28/22 to Feb prior to filing date.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food
$495.
- There is non exempt equity of $576 in Mercedes and 2006 Toyota Highlander $4,051 and estimated non -exempt equity in bank acct $33.28 (pending bank statement).
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution
- Must file Pre-confirmation certificate.


Plan proposes $595 x 40 Base
Payments: 2/3 Arrears: $595

RESOLVED ISSUES:
There is estimated non-exempt equity on real property $9,454.40 (NO EQUITY)
Matter ResolvedRequest
Adjourment
1895/11/2022 10:00 am22-11641 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

5/10/22 - Per atty, debtor made a payment of $200 on 4/8 but it has not posted to our system. Kierstyn is looking into it. She says that we did receive the payment but for some reason it is not posted.
Matter ResolvedRequest
Adjourment
1905/11/2022 10:00 am22-11662 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $4,800.00
AS OF 5/2/2022 (at):

RECOMMEND: $1,600 x 36 BEGINNING 4/1/2022, $2,274 x 24 BEGINNING 4/1/2025, 100% PLAN
Claim #12 filed by Bank of America will be paid through the plan.

**NEED HOMEOWNER'S AND CAR INSURANCE IF PLAN IS NOT CONFIRMED**

1. Bank of America filed a secured arrears claim #12 in the amount of $539.62 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information for Deborah Sachs (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - with personal liability
coverage for PA property. (NOT RECEIVED)
- Current motorcycle insurance for 2009 Honda. (NOT RECEIVED)
The debtor has undertaken an improper use of exemption. Specifically:
- D(5) only allowed $1,325, since D(1) was used fully. Over exempts on bank acct $1,321.74. Plan must remain 100%.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is estimated non-exempt equity on NJ property $106,334 (PER CLAIMS, $104,134 IN NON EXEMPT EQUITY), non-exempt equity on PA property $2,175, 2009 Honda $750, 1977 Tama Imperial Star drum set $36, Golf Clubs, bag, shoes $200, Bank of America checking/savings accts $3,528.86 and TD Bank $319.65. Plan must remain 100%.
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $1,600 x 36, then $2,000 x 24 beginning 4/1/2025, 100% plan
Payments: 2/2
Matter ResolvedRequest
Adjourment
1915/11/2022 10:00 am22-11664 / MBKJavier L. Merino, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 5/9/2022 (at):

CONFIRMATION HEARING IS SCHEDULED FOR 7/28/2022.

1. 341 has scheduled for 6/16/2022.
2. Payments:2/2
Matter ResolvedRequest
Adjourment
1925/11/2022 10:00 am22-11729 / MBKAndrew Carroll, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 3 of 3 required payments   Arrears: $135.00  
(AMT: MP DOC #20 FILED 5/9)<<>>
As of 4/28/22 (DS): 341 not held 3/31/22, still missing Debtor's additional proof of income new for Feb & Mar 2022.
Matter ResolvedRequest
Adjourment
1935/11/2022 10:00 am22-11734 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 4 of 3 required payments   Arrears: $0  

341 is scheduled and atty mailed $600

As of 4/28/22 (DS): 341 not held 3/31/22, still missing the following documents: Completed Business forms and 2 months P&L prior to filing date (Jan & Feb 2022), 2020/2021 Tax returns and 2 months bank statements prior to filing date.
Matter ResolvedRequest
Adjourment
1945/11/2022 10:00 am22-11738 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $400.00  
issues as of 4/29/2022 (JMA)

1) 341 not held, rescheduled for 6/16/2022
2) Not current with Trustee plan payments to date, arrears $400
3) Need to file Pre Confirmation Certification with Court
4) Nationstar Mortgage (LOGS Legal Group) objection to confirmation - need to resolve
Matter ResolvedRequest
Adjourment
1955/11/2022 10:00 am22-11751 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $25.00  
AS OF 5/4/22 (SF)

341 NOT HELD - RESCHEDULED TO 6/9/22
PAYMENTS: 2/2
Matter ResolvedRequest
Adjourment
1965/11/2022 10:00 am22-11754 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $375.00  
341 on for 5/12/22- >>NEEDS REQUEST TO ADJ. THIS HEARING TO AFTER 341<<
Matter ResolvedRequest
Adjourment
1975/11/2022 10:00 am22-11757 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
7/5/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $803.00  
issues as of 5/4/2022 (JMA)

1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - need to resolve
-pre petition arrears $41,830.10 per filed claim 6
2) Trustee objection to confirmation - need to resolve
- Need to provide the Trustee with a copy of the last filed tax return - 2021 on or by 5/31/2022
- Need to provide the Trustee with the February statement for Bank of America acct #2275 NOT PROVIDED TO DATE
- Need to file a Modified Plan that clarifies treatment of Freedom Mortgage Corp which is listed as a cure, outside and motion to avoid/reclassify TO DATE HAS NOT FILED MODIFIED PLAN
- The debtor(s) is not paying all disposable income into the plan - the Trustee's calculations are higher for the following reason (s): spouse income is significantly higher $2,557.50 than the scheduled amount $2002 which results in $1,257.08 disposable net
- The debtor has failed to provide proof of service with respect to Plan Motion - plan motion to avoid lien Western Union Financial Services - CERTIFICATION OF SERVICE FILED FAILS TO SERVE THE CREDITOR DIRECTLY. THE LAW FIRM SERVED ON BEHALF OF WESTERN UNION HAS NOT FILED A NOTICE OF APPEARANCE OR PROOF OF CLAIM - MUST RE SERVE CREDITOR DIRECTLY
-Freedom Mortgage Corporation (Brock & Scott) objection to confirmation, need to resolve
-need to file Pre Confirmation Certification with Court - RESOLVED, FILED

proposed plan $697.56x60 base plan
paid in $697.56
arrears $697.56
last claim 6
Matter ResolvedRequest
Adjourment
1985/11/2022 10:00 am22-11770 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

AS OF 5/2/2022 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $1,000
Matter ResolvedRequest
Adjourment
1995/11/2022 10:00 am22-11778 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 4 of 3 required payments   Arrears: $0  

HOLD FOR INSURANCE

As of 4/28/22 (DS): 341 not held 4/7/22, no documents provided and no Trustee payment made.
Matter ResolvedRequest
Adjourment
2005/11/2022 10:00 am22-11780 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

As of 4/28/22 (DS): 341 not held 4/7/22, still missing the following docs: 60 days proof of income from Debtor, 2020/2021 tax returns, 2 months bank statements prior to filing date, recent mortgage statement and current car insurance. Also no Trustee payment made.
Matter ResolvedRequest
Adjourment
2015/11/2022 10:00 am22-11803 / MBKBrian F. O'Malley Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $40.00  
issues as of 4/29/2022 (JMA)

1) 341 not held, not rescheduled
2) Wilmington Savings Fund Society (Parker McCay) objection to confirmation - need to resolve
3) Current with Trustee plan payments
4) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
2025/11/2022 10:00 am22-11819 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $0  
Total Paid In: $1,100.00
AS OF 4/28/2022 (at):

RECOMMEND: $400 PAID TO DATE, $450 x 2 beginning 5/1/2022, $600 x 12 beginning 7/1/2022, then $675 x 36 beginning 7/1/2023 and $800 x 9 beginning 7/1/2026, base
Preserve non exempt equity of $5,051 in real estate.

Trustee's objection:
The debtor has insufficient income.
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 by 5/31/2022. (LANGUAGE ADDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $420 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $5,051 in non exempt equity in the residence. (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (FILED)


Plan proposes: $200 x 1 beginning 4/1/2022, then $450 x 2 beginning 5/1/2022, $600 x 12 beginning 7/1/2022, then $675 x 36 beginning 7/1/2023 and $800 x 9 beginning 7/1/2026, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
2035/11/2022 10:00 am22-11869 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
2045/11/2022 10:00 am22-11887 / MBKStacey L. Mullen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $518.00  Total Paid In: $2,050.00
AS OF 4/28/22 (SF)

RECOMMEND $700 PTD, $934 X 59 (BEGIN 5/1/22) 100% W/MIN $3027 TO GUCS PER EQUITY IN REAL ESTATE
- TRUSTEE STANDARD ORDER OF DISTRIBUTION
- DEBTOR TO PROVIDE UPDATED PROOF OF INCOME AND AMENDED SCHEDULES I AND J FOR HUSBAND IN 6 MONTHS IF HE BECOMES EMPLOYED



Trustee objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Auto
insurance $210 (verifies $175).
- Income for debtor verified higher ($3,343.33) than scheduled ($2,974.74) resulting in
Disposable income verifies $1,287.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4,448 when
determining disposable income.
-Debtor to provide 2 months proof of income 6 months from confirmation order and
amended I for her income and spouse's income if he is employed by then.

Plan proposes $700 x 60 100%
Payments: 1/1

RESOLVED ISSUES:
- There may be non-exempt equity on real property, pending proof of tax claims owed. (There is $3027 of n/e in real estate)
- Need proof of tax liens owed, unless claims are filed. (Claim filed)
- Must file Pre-confirmation certificate. (Filed)




Matter ResolvedRequest
Adjourment
2055/11/2022 10:00 am22-11906 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

debtor may have a contract of sale - need to review for approval - ADJ to 7/13/22
ISSUES AS OF 5/4/2022 (JMA)

1) SN Servicing Corporation/US Bank (Friedman Vartolo) objection to confirmation - need to resolve
-arrears approximately $262,369.81
2) Trustee objection to confirmation - need to resolve
- Need to provide Trustee with a copy of the last filed tax return - 2021 by 5/31/2022.
- The Schedules fail to account for the debtor (s) tax refund in the amount of $564.00 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $52,150 in non exempt equity in the residence. Plan needs to be 100%
- Need to file Pre-Confirmation Certification with Court - RESOLVED, FILED

proposed plan $163x60 base plan with sale of real estate within 5 months of filing date (August 10, 2022)
paid in $163
arrears $163
last claim 1
Matter ResolvedRequest
Adjourment
2065/11/2022 10:00 am22-11911 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 5/9/2022 (at):

1. 341 has not been held or rescheduled - now scheduled
2. Payments: 1/2, arrears $375
Matter ResolvedRequest
Adjourment
2075/11/2022 10:00 am22-11918 / MBKDonald C. Goins, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 1167.00 of 3 required payments   Arrears: $0  

As of 5/9/22 (DS): Debtor attorney requested adjournment, request denied, still missing docs Debtor 2 months proof of income for Feb. & March 20222, Spouse proof of income for Feb. & March 2022, Debtor 2020/2021 (Debtor provided 1st page for 2020/2021 tax returns missing other pages attached, Spouse 2020/2021 tax returns (Debtor filed as HOH, not married), CMA for real property, balance mortgage statement prior to filing date.

341 not held 4/7/22
Matter ResolvedRequest
Adjourment
2085/11/2022 10:00 am22-11922 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $16.00  Total Paid In: $2,254.00
AS OF 5/2/22 (SF)

RECOMMEND $746 X 1 (BEGIN 4/1/22); $762 X 47 (BEGIN 5/1/22) 100% W/ MIN $24,882 TO GUCS PER EQUITY IN REAL ESTATE
- FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS
- TRUSTEE STANDARD ORDER OF DISTRIBUTION


1. Onemain Financial filed arrears claim 2-1 for $370.46 (OK TO PAY?)
2. Trustee objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$900/month for transportation, $635/month car payment - Need proof of excessive expenses 10 days prior to confirmation.
- Verified income leaves monthly disposable income of $2,843 (100% Plan).
- There is $24,882 in non exempt equity in the timeshare (100% Plan).
- Need to file Pre-Confirmation Certification


Plan proposes $746 x 48 100%
Payments: 1/2 Arrears: $746
Matter ResolvedRequest
Adjourment
2095/11/2022 10:00 am22-11923 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $2,163.00
As of 5/2/22 (DS): Debtor attorney requested adjournment, 341 sched 5/12/22
Matter ResolvedRequest
Adjourment
2105/11/2022 10:00 am22-11927 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,160.00  
Atty has $600 in trust and debtor on a wage order - per AR, okay to ADJ to 7/13

AS OF 5/2/22 (SF) - NO PAYMENTS

1. Due to excessive expenses, plan will require 100% to general unsecured creditors.

2. Trustee objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$900/month for food $263.31/$299.50/$476.12 - cannot have three car payments and Harley Davidson is a luxury item $303/month for miscellaneous
- There is $12,036 in non exempt equity in the vehicles.
- Need to file Pre-Confirmation Certification.
- Need to resolve the bifurcated claim filed by Mountainview at Green Brook Condo Assoc.
- EXPLANATIONN OF 125 DED ON PAY STUB
- VERIFICATION THAT THERE IS NO PI ASPRCT OF WC CASE

Plan proposes $1040 x 36
Payments: 0/2 Arrears: $2080



Matter ResolvedRequest
Adjourment
2115/11/2022 10:00 am22-11930 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $0  
Total Paid In: $894.00
AS OF 5/5/2022 (at):

RECOMMEND: $235 PAID TO DATE, $378 x 46 BEGINNING 6/1/2022, BASE WITH A MINIMUM OF $11,000 TO UNSECURED CREDITORS DUE TO NON EXEMPT EQUITY
Preserve non exempt equity in real estate of $11,000

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - with comparables sold within 6 months of filing. (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $3,121.55 in non exempt equity in the residence. (LANGUAGE ADDED - PENDING REVIEW OF UPDATED CMA)

Plan proposes: $235 x 48 beginning 4/1/2022, base
Payments: 1/2, arrears $235
Matter ResolvedRequest
Adjourment
2125/11/2022 10:00 am22-11943 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 5/2/22 (DS): 1. Trustee obj to the following:
- Need a plan that proposes that proposes a tier plan and Base, PERS Loan $240 ends in month 27 months.
- Must file Pre-confirmation certificate.
- Need 2021 tax returns, if not filed must provide no later than 5/31/22.

2. Exeter Finance (MESTER & SCHWARTZ) obj to cramdown. Obj must be resolved.

Prop Plan $272 x 60 begin 4/1/22; $0
Note: Auto insurance provided. Service no longer needed, creditor objects.
Matter ResolvedRequest
Adjourment
2135/11/2022 10:00 am22-11956 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

updated 5/9/2022 (JMA) - ok to adjourn hearing to allow 341 to be held


issues a of 4/29/2022 (JMA)

1) 341 not held, not rescheduled
2) Current with Trustee plan payments
Matter ResolvedRequest
Adjourment
2145/11/2022 10:00 am22-11958 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 5/4/22(mk):

bar date 5/20/22 . no POC from LL as of 5/4/22.per plan arrears $7,225. as of now not a prompt cure os these arrears

1. IRS ESTIMATED PRIORITY CLAIM

2.. Trustee Objection:
-need Updated auto insurance, insurance
expired 3/30/22.
- The Plan fails to provide for a prompt cure of
rental arrears.
- Need 401(k) loan balance statement for
both loans prior to filing date.
- Must file Pre-confirmation certificate.
---------
-need proof of service on plan motions for
auto cram.(Done)

Plan:$507 x 60 begin 4/1/22; $0
1/1
bar date 5/20/22



Matter ResolvedRequest
Adjourment
2155/11/2022 10:00 am22-11973 / MBKAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,527.00  
AS OF 5/10/22 (SF) Adj request denied. no 341 held.

1. 341 NOT HELD DUE TO MISSING DOCS
2. PAYMENTS: 2/2
Matter ResolvedRequest
Adjourment
2165/11/2022 10:00 am22-11984 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $501.00
issues as of 5/4/2022 (JMA)

1) Nationstar Mortgage LLC d/b/a Mr. Cooper (LOGS Legal Group) objection to confirmation - need to resolve
-estimated pre petition arrears $57,051.35
2) Trustee objection to confirmation - need to resolve
- Need to provide Trustee with a copy of the homeowner's insurance renewal declaration - document provided is a forced placed policy for the mortgage company, does not include personal liability coverage - NEW POLICY PROVIDED, HOWEVER, NEED DECLARATION PAGE SHOWING THE PERSONAL LIABILITY COVERAGE, NOT PROVIDED
- Nationstar Mortgage LLC (LOGS Legal Group) objection to confirmation - need to resolve
- Need to file Pre Confirmation Certification with Court

proposed plan $167x60 base plan with loan mod by 10/15/2022
paid in $334
last claim 6
Matter ResolvedRequest
Adjourment
2175/11/2022 10:00 am22-11995 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,742.00  
AS OF 5/6/2022 (at):

1. 341 has not been held or rescheduled - now scheduled
2. Payments: 0/2, arrears $3,484 - payment made
Matter ResolvedRequest
Adjourment
2185/11/2022 10:00 am22-12027 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 4/29/22 (SF)

1. MUST REQUEST ADJOURNMENT OF CONFIRMATION HEARING BUT DEBTOR HAS TO MAKE A PAYMENT
2. 341 NOT HELD - RESCHEDULED TO 5/12
3. PAYMENTS: 0/1 ARREARS: $265
Matter ResolvedRequest
Adjourment
2195/11/2022 10:00 am22-12051 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Payments made & docs uploaded but for CMA which needs to be resent

As of 4/28/22 (DS): 341 not held 4/21/22, no documents provided.
Matter ResolvedRequest
Adjourment
2205/11/2022 10:00 am22-12095 / MBKJoan Sirkis Warren Confirmation Hearing ScheduledContinued
6/8/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $1,350.00
As of 5/11/22 Debtor attorney requested adjournment, mod plan filed and sched 6/8/22

As of 5/2/22 (DS): MOD PLAN FILED 5/2/22 ON NOTICE, MUST SUBMIT CONF ADJOURNMENT REQUEST.

1. Trustee obj to the following:
- Excessive expenses on Sched J such as: $650 Food, $522 Cat expenses and $550 Home maintenance.
- 22C has disposable income $5,723.29, which would require minimum dividend $343,380 to gucs.
- There is non-exempt equity on both properties total $263,993.59. Recommend waiting pass bar date 5/25/22.
- Need 2021 Tax return.

2. Plan propose to pay FWDSL & Associated claim in full, but list 18% interest. Trustee only pays claim in full. No claim has been filed.

3. Select Portfolio (FEIN SUCHM KAHN) obj to arrears owed $1,428.24, no POC filed, but Mod Plan add arrears to pay.

Prop Plan $450 x 20 begin 4/1/22; $1,304 x 40; 100%
Matter ResolvedRequest
Adjourment
2215/11/2022 10:00 am22-12097 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

As of 4/28/22 (DS): 341 not held 4/21/22 missing docs: 1st and 2nd renter rent agreements or signed certs, 2 months bank statements prior to filing date, current homeowner and auto insurances. Also no Trustee payment made.
Matter ResolvedRequest
Adjourment
2225/11/2022 10:00 am22-12190 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
7/5/2022 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $858.00  
issues as of 4/29/2922 (JMA)

1) 341 hearing not held, not rescheduled
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
2235/11/2022 10:00 am22-12224 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
6/22/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS of 5/4/22(mk):

1. Objection By US Bank(McCalla):
- plan fails to pay arrears- proposes LM - creditor wants arrears pd pending any LM as LM is not finalized(MK: no POC filed yet)

2.. Trustee Objection:
- debtor has insufficient income .Verified
income leaves monthly disposable income of
-$230.39..
-plan cannot pay 0% when there is a LM
proposed.
-need to file Pre-Confirmation Certification.
-Need to resolve the estimated claim filed by
the IRS


Plan:$500 X 60 BEG 4/2022; LM 6 MO AFTER CONF (59 RAVENWOOD BLVD); $0
2/2 payments
last claim :10-1, bar date :5/31/22

Matter ResolvedRequest
Adjourment
2245/11/2022 10:00 am22-12298 / MBKMarcia Y. Phillips, Esq.Confirmation Hearing ScheduledContinued
7/27/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 5/9/22 - Adj request denied

- NO HOMEOWNERS INSURANCE (5/11/22) JUST RECEIVED AND OK)
- 341 NOT HELD - MISSING DOCUMENTS - STILL MISSING MTG STMT)
- PAYMENTS: 2/2

Matter ResolvedRequest
Adjourment
2255/11/2022 10:00 am22-12543 / MBKRONALD E NORMAN, ESQConfirmation Hearing ScheduledContinued
7/13/2022 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 5/6/2022 (at):

1. 341 has been scheduled for 6/16/2022.
2. Payments: 1/2, arrears $350
Matter ResolvedRequest
Adjourment
2265/11/2022 2:00 pm18-32831 / MBKGeorge E Veitengruber IIIMotion CompensationGranted
Matter ResolvedRequest
Adjourment
2275/11/2022 2:00 pm19-10199 / MBKJavier L. Merino, Esq.Motion CompensationGrantedTotal Paid In: $34,910.00
Matter ResolvedRequest
Adjourment
2285/11/2022 2:00 pm19-16504 / MBKDavid L. Stevens Motion CompensationGrantedTotal Paid In: $25,792.00
Matter ResolvedRequest
Adjourment
2295/11/2022 2:00 pm19-24041 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $12,233.00
Matter ResolvedRequest
Adjourment
2305/11/2022 2:00 pm19-29816 / MBKGeorge E Veitengruber IIIMotion CompensationContinued
5/25/2022 9:00 am
Total Paid In: $53,996.00
Atty to amend Application - ADJ to 5/25
Trustee OBJ - need provide hourly description of services
Matter ResolvedRequest
Adjourment
2315/11/2022 2:00 pm20-10160 / MBKDaniel E. Straffi, Esq.Motion CompensationGrantedTotal Paid In: $17,925.00
Matter ResolvedRequest
Adjourment
2325/11/2022 2:00 pm21-13005 / MBKAndrew Thomas Archer Motion CompensationGrantedTotal Paid In: $10,509.00
Matter ResolvedRequest
Adjourment
2335/11/2022 2:00 pm21-16606 / MBKMary Ann McField Motion CompensationGranted
Matter ResolvedRequest
Adjourment
2345/11/2022 2:00 pm21-17885 / MBKJonathan Goldsmith-Cohen, Esq.Motion CompensationGrantedTotal Paid In: $4,860.00
Matter ResolvedRequest
Adjourment
2355/11/2022 2:00 pm22-11354 / MBKEdward Hanratty, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
2365/11/2022 2:00 pm22-11366 / MBKRONALD E NORMAN, ESQOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2375/11/2022 2:00 pm22-11874 / MBKPRO SEOrder Show CauseMoot - Dismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2385/11/2022 2:00 pm22-12437 / MBKPRO SEOrder Show CauseDismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2395/11/2022 2:00 pm22-12453 / MBKWARREN LEVY, ESQ.Motion Extend TimeGranted
MISSING DOCS
Matter ResolvedRequest
Adjourment
2415/11/2022 2:00 pm22-12501 / MBKPRO SEOrder Show CauseDismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2425/11/2022 2:00 pm22-12501 / MBKPRO SEMotion to Pay Filing Fee InstallmentMoot - Dismissed
APPLICATION TO PAY FILING FEE IN INSTALLMENTS
Matter ResolvedRequest
Adjourment
2445/11/2022 2:00 pm22-12545 / MBKAndrew Carroll, Esq.Motion Extend TimeMoot
MISING DOCS
Matter ResolvedRequest
Adjourment
2435/11/2022 2:00 pm22-12545 / MBKAndrew Carroll, Esq.Order Show CauseWithdrawn
Matter ResolvedRequest
Adjourment
2455/11/2022 2:00 pm22-12715 / MBKGeorge E Veitengruber IIIOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2465/11/2022 2:00 pm22-12833 / MBKJeffrey E. Jenkins, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2475/11/2022 2:00 pm22-12835 / MBKGeorge E Veitengruber IIIOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2495/11/2022 2:00 pm22-12876 / MBKEric ClaymanOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2505/11/2022 2:00 pm22-12908 / MBKPeter E. Zimnis, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2515/11/2022 2:00 pm22-12927 / MBKPRO SEOrder Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
2525/11/2022 2:00 pm22-12930 / MBKANDREW B FINBERG ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2535/11/2022 2:00 pm22-12930 / MBKANDREW B FINBERG ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2545/11/2022 2:00 pm22-12939 / MBKDaniel E. Straffi, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2555/11/2022 2:00 pm22-12941 / MBKDaniel E. Straffi, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2565/11/2022 2:00 pm22-12947 / MBKPRO SEOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2575/11/2022 2:00 pm22-12948 / MBKScott D. Sherman, Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2585/11/2022 2:00 pm22-12949 / MBKDaniel E. Straffi, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2595/11/2022 2:00 pm22-12962 / MBKDaniel E. Straffi, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2605/11/2022 2:00 pm22-13009 / MBKBruce C. Truesdale, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2615/11/2022 2:00 pm22-13010 / MBKMelinda D Middlebrooks, EsqOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2625/11/2022 2:00 pm22-13035 / MBKYakov Rudikh, Esq.Order Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
2635/11/2022 2:00 pm22-13038 / MBKYakov Rudikh, Esq.Order Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
2645/11/2022 2:00 pm22-13046 / MBKYakov Rudikh, Esq.Order Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
2655/11/2022 2:00 pm22-13047 / MBKJoseph Casello, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2665/11/2022 2:00 pm22-13090 / MBKEugene Roth, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2675/11/2022 2:00 pm22-13095 / MBKBrad J. Sadek, Esq.Order Show CauseContinued
5/25/2022 9:00 am

MISSING DOCS
Matter ResolvedRequest
Adjourment
2685/11/2022 2:00 pm22-13095 / MBKBrad J. Sadek, Esq.Motion Extend TimeContinued
5/25/2022 9:00 am

TO FILE MISSING DOCS
Matter ResolvedRequest
Adjourment
2695/11/2022 2:00 pm22-13097 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2705/11/2022 2:00 pm22-13102 / MBKEdward Hanratty, Esq.Order Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
2715/11/2022 2:00 pm22-13104 / MBKKarina Pia Lucid, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2725/11/2022 2:00 pm22-13111 / MBKJustin M. Gillman, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2735/11/2022 2:00 pm22-13116 / MBKPRO SEOrder Show CauseDismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2745/11/2022 2:00 pm22-13189 / MBKPeter E. Zimnis, Esq.Order Show CauseWithdrawn
MISSING DOCS
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes