Judge Michael B. Kaplan
Hearing Date: 5/8/2024
Hearing Count: 0
Last Updated: 05-02-2024 11:07 AM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
15/8/2024 9:00 am17-20067 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $20,302.00
Possible $1,882.99 TFS receipt in transit to complete the case (dm)

4/18 AMT: NO PYMTS SINCE LAST HEARING/NEED 3 PYMTS TO COMPLETE<>

3/21 AMT: ARREARS CURED/OWES MARCH & WILL COMPLETE TIMELY<<>>

Debtor obj, will pay prior to hearing<>ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am18-10763 / MBKCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $44,624.00
Debtor obj, paying full arrearage<>CARRINGTON/Stout Ave (Hill Wallack)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am18-20537 / MBKJoseph Albanese, Esq.Motion Reopen Ch. 13 Case (fee)No Opposition Filed
MTN REOPEN TO OBTAIN DISCHARGE-debtor deceased
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am18-26107 / MBKSteven J. Abelson, Esq.Motion Reopen Ch. 13 Case (fee)No Opposition Filed
MTN REOPEN TO ADMINISTER POST PET ACCIDENT RECOVERY
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am18-35206 / MBKThomas J. Orr, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $47,239.00
4/23 AMT: ARREARS CURED; WILL OWE MAY & COMPLETE TIMELY<<>>

Debtor obj, mailed pymt<> ARREARS
Matter ResolvedRequest
Adjourment
95/8/2024 9:00 am19-11364 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $178,423.00
ADJ to 5/8 - Bridge OTBS, debtor to be current by 5/8/24 per AR.

Debtor obj, will pay<>ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am19-11810 / MBKRobert Cameron Legg, Esq.Motion for Exemption from filing Certification in Support of DischargeNo Opposition Filed
EXEMPTION FROM FILING CERT IN SUPPORT
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am19-12383 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $100,743.00
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am19-15219 / MBKAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/22/2024 9:00 am
Total Paid In: $36,084.00
4/24 AMT; DEBTOR MAKING PYMTS/1 TO COMPLETE<<>>

FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am19-15928 / MBKRobert Cameron Legg, Esq.Motion Withdraw As AttorneyNeeds Resolution of Issues - ObjectionsTotal Paid In: $31,844.00
Matter ResolvedRequest
Adjourment
85/8/2024 9:00 am19-15928 / MBKRobert Cameron Legg, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $31,844.00
OTBS - Debtor current through April 2024. Stay current order being entered with standard default clauses and fees.

AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj, making pymts <<>>PHH/Oxonia Ave (RAS)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am19-16645 / MBKMaryBeth Schroeder, Esq.Motion Cross MotionContinued
6/12/2024 9:00 am
Total Paid In: $87,432.00
ADJ to 6/12 Peremptory.
GREGORY HEIZLER CROSS MTN FOR NUNC PRO TUNC RETENTION (Casello)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am19-16645 / MBKMaryBeth Schroeder, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
6/12/2024 9:00 am
Total Paid In: $87,432.00
ADJ to 6/12 Peremptory.
MTN TO DISGORGE SPECIAL COUNSEL FEES
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am19-23996 / MBKMARK GOLDMAN, ESQTrustee Certification of DefaultWithdrawnTotal Paid In: $113,100.00
AMT: ARREARS CURED/WILL COMPLETE TIMELYU<<>>

Debtor obj, making pymts<> ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am19-24097 / MBKEdward Hanratty, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $33,542.00
Debtor obj, made pymt<>NAT'L MTG/LAKEVIEW/Hope Rd (GROSS)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am19-26212 / MBKDavid A. Semanchik, Esq.Motion Relief from Stay (Fee)Moot - Dismissed
specialized loan (stewart legal)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am19-28196 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $52,868.00
FREEDOM MTG /Messenger Ln (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
265/8/2024 9:00 am19-29716 / MBKJamal J. Romero, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $71,088.00
AMT: 3/27 MP WAS DENIED AND NO MP FILED IN 14 DAYS AS REQUIRED EDC

MP filed on 2/14/24 - per atty, the refi has
been done and funds are available - ADJ to 3/27 for the MP Confirmation (dm)

conf rec dismiss
per AR att. to draft order that if info not received by 11/8 the case will be dismissed--MP is marked REC DISMISSAL EDC

ADJ 10/25/23 for Atty to submit documents to Trustee with respect to property that friend will refi to get money for the debtor to fund plan.

Debtor obj<>FAILED TO REFI BY 8/1/21; NEEDS TO ADDRESS NY STATE LATE CLM #24-1 (POC WITHDRAWN)
Matter ResolvedRequest
Adjourment
265/8/2024 9:00 am19-30843 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $15,583.00
Debtor obj, will pay<>FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
295/8/2024 9:00 am19-31704 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $73,750.00
Debtor obj, filing MP to sell<>CARRINGTON MTG /Ravine Dr (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am19-32698 / MBKWarren Brumel, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $59,425.00
ALLY /2015 Equinox(LAVIN CEDRONE)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am19-34072 / MBKBruce C. Truesdale, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $15,504.00
*Proposed Trustee Order: $15,504 Ptd, $3,500 lump sum 5/1/24, then $810 X 7 starting 6/1/24***

Debtor obj (blank obj)<> ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am20-11143 / MBKBrian Gregory HannonTrustee Certification of DefaultWithdrawnTotal Paid In: $29,305.00
Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am20-13544 / MBKPeter E. Zimnis, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $70,178.00
Reply Brief (Doc #91) filed by the creditor (dm)
Debtor obj<>US BANK, CUST TOWER DBW IV (Honig)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am20-14371 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $14,647.00
AMT: $14,037 PTD (49); $610 X 11 BEG 5/1/24 (ATTY OK)<<>>

FAILED TO FILE FEASIBLE PLAN; MTG ARREARS & SUPP ATTY FEES ADDED, PRIOR RECAP NOT FILED NOR IS DEBTOR PAYING HIGHER TIER
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am20-21462 / MBKMelinda D Middlebrooks, EsqMotion Approve Compromise Under Rule 9019No Opposition FiledTotal Paid In: $3,615.00
MTN TO APPROVE PI SETTLEMENT-APPX $7,100 TO PAYOFF CH 13 (100%)
Matter ResolvedRequest
Adjourment
325/8/2024 9:00 am20-21589 / MBKGeorge E. Veitengruber, III, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
MOTION TO VACATE DISMISSAL

1) Trustee OBJ:
- The Trustee issued two debtor refunds totaling $2,256.71 in April 2024. The debtor's arrears are $3,106.71 as of April 15, 2024, which includes the debtor refunds.
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am20-21715 / MBKJonathan Stone, Esq.Order Shorten TimeNeeds Resolution of Issues - ObjectionsTotal Paid In: $56,850.00
OST - MTN TO PURCHASE HOME

Trustee Limited OBJ:
- need to use standard order to incur new debt and disclose whether plan is affected.
Matter ResolvedRequest
Adjourment
335/8/2024 9:00 am20-23241 / MBKPeter E. Zimnis, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $20,426.00
Debtor obj, making pymts<>NJTL CAPITAL (GARY ZEITZ)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am20-23488 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $67,519.00
AMT: ARREARS CURED/WILL COMPLETE TIMELY<<>>

ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am20-23613 / MBKKevin C. Fayette, EsqTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $28,205.00
Debtor obj, can make pymt & requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
295/8/2024 9:00 am20-23876 / MBKWarren Brumel, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Trustee objected to the COTBS because plan payments are complete and proposed order attempted to add pp arrears to the plan (dm)

ADJ to 5/8 Peremptory (dm)

Debtor obj<>SPECIALIZED LOAN (McCALLA)
Matter ResolvedRequest
Adjourment
305/8/2024 9:00 am20-23915 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $19,095.00
CO submitted to Chambers 5/1/24 (dm)
Atty to get consent order with Eamonn - ADJ to 5/8/24 (dm)

Debtor obj<>FAILED TO ADDRESS IRS LATE FILED CLM #13-1
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am21-11714 / MBKBrad J. Sadek, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $48,431.00
AMT: PPSD TR ORDER: $ 48,431 PTD (37); $2,304 X 23 BEGINNING 5/1/24; DEBTORS TO REGISTER FOR TFS AUTO WAGE WITHIN 15 DAYS (EMAIL TO ATTY)<<>>

Debtor proposes recap<>ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am21-13871 / MBKRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $8,988.00
Debtor obj, wants to pay<>ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am21-16417 / MBKJohn Zimnis, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $6,400.00
CAPITAL ONE /2017 Nissan (LAVIN CEDRONE)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am21-17260 / MBKKarina Pia Lucid, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $46,586.00
SV/NATIONSTAR; ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am21-18149 / MBKRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $10,165.00
Debtor obj, made pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am21-18362 / MBKJonathan Goldsmith-Cohen, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $9,135.00
Debtor obj, made pymt<> NEW REZ/Thorne Place ( McCabe Weisberg)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am22-10823 / MBKRodney Nelson, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $14,950.00
Debtor obj, applied for ERMA<>TRUIST BANK (MCCABE)
Matter ResolvedRequest
Adjourment
405/8/2024 9:00 am22-11793 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $9,200.00
AMT: MP 5/8 **SUBJECT TO TERMS**<<>>

Debtor obj, filing MP<>FAILED TO LM BY 9/9/22, EXTENDED LOSS MIT EXPIRED 12/23/22; ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am22-11923 / MBKFrancis P. Cullari, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $16,862.00
MERCEDES-BENZ /2020 GLB250W4(EISENBERG)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am22-12526 / MBKJohn Zimnis, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $8,600.00
Debtor obj, will pay<> US BANK/Toms River Rd (RAS)
Matter ResolvedRequest
Adjourment
495/8/2024 9:00 am22-12736 / MBKPeter E. Zimnis, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $9,786.00
ADJ to 5/8 for $800 TFS payment to clear
Atty filed obj<> ARREARS
Matter ResolvedRequest
Adjourment
425/8/2024 9:00 am22-13111 / MBKJustin M. Gillman, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $33,009.00
Debtor obj, under contract<> LOAN DEPOT/Kent Place (McCabe Weisberg)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am22-13328 / MBKWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $20,785.00
AMT: MP 5/8 **HR**


Debtor obj, filing MP to sell home <> ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am22-14391 / MBKScott E. Kaplan, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $17,052.00
Debtor obj, paying arrearage<>TLOA OF NJ /colonial ave(PELLEGRINO)
Matter ResolvedRequest
Adjourment
505/8/2024 9:00 am22-15454 / MBKCarol L. Knowlton, Esq.Motion Extend TimeNo Opposition FiledTotal Paid In: $45,250.00
EXTEND SALE TIME
Matter ResolvedRequest
Adjourment
515/8/2024 9:00 am22-15454 / MBKCarol L. Knowlton, Esq.Motion Cross MotionNeeds Resolution of Issues - ObjectionsTotal Paid In: $45,250.00
Debtor obj<>CREDITOR, MITCHELL CROSS MTN TO CONVERT TO CH 7 (Kasen)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am22-15527 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $21,500.00
Debtor obj, will pay arrears (does not address LM deficiency)<> FAILURE TO LM BY 4/1/24; ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am22-17497 / MBKYakov Rudikh, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $5,500.00
ARREARS; STATUS OF PI LAWSUIT
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am22-17525 / MBKSteven J. Abelson, Esq.Motion Reinstate StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $2,850.00
AMT: TR LTR REQUESTING CONDUIT<>

Deutsche obj (RAS)<>REINSTATE STAY
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am22-17601 / MBKAndrew Thomas Archer, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $6,460.00
Debtor obj, made pymt<>ALLY CAPITAL (LAVIN CEDRONE)
Matter ResolvedRequest
Adjourment
585/8/2024 9:00 am22-18791 / MBKGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,700.00
AMT: MP 5/8 ****<<>>

Debtor obj, fee app filed<>FAILED TO LM WITHIN 30 DAYS OF 5/10/23 CONF-EXTENDED LOSS MITIGATION EXPIRED 2/1/24; FAILED TO FILE FEE APP FOR AMOUNT RECEIVED OVER $4,750 WIHTIN 14 DAYS OF 5/10/23 CONF
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am22-19738 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,300.00
Debtor obj<>FAILED TO ADDRESS EST NJ DIV TAX CLM #8-1
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am22-20160 / MBKJoseph Casello, Esq.Order Shorten TimeNeeds Resolution of Issues - ObjectionsTotal Paid In: $8,000.00
Trustee objection:
(1) The debtor has failed to update the schedules showing combined income from himself and his new wife.
(2) The debtor needs to provide updated proof of income.
(3) The debtor's new monthly mortgage expense will increase from $2000 to $4500 monthly without a meaningful distribution to unsecured creditors.
(4) The debtor has failed to provide information on the amount of the down payment and source.

$4500 new mortgage payment rent is currently $2000 monthly
$631k loan
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am23-10360 / MBKAndre L. Kydala, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $1,900.00
Debtor obj. LM docs submitted to mtg co several times<>FAILED TO LM BY 8/1/23, EXTENDED LOSS MIT EXPIRED 3/20/24
Matter ResolvedRequest
Adjourment
615/8/2024 9:00 am23-10696 / MBKBruce C. Truesdale, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $14,038.00
Debtor obj, made pymt & requests 6 mo cure<>SANTANDER /2015 BMW (EISENBERG)
Matter ResolvedRequest
Adjourment
665/8/2024 9:00 am23-11619 / MBKKarina Pia Lucid, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $22,582.00
Debtor obj, made pymts<>PNC /E. Militia Rd (MARTONE & UHLMANN)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am23-11817 / MBKDaniel E. Straffi, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $3,700.00
Debtor obj, can make pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
695/8/2024 9:00 am23-11898 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $13,294.00
Debtor obj, disputes claim<<>>FAILED TO ADDRESS LATE FILED CLAIM, SAIDA CLARKE
Matter ResolvedRequest
Adjourment
725/8/2024 9:00 am23-12338 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $11,188.00
AMT: PPSD TR ORDER: $ 10,488 PTD (13); $1,850 X 47 BEG 5/1/24; BERKELEY TWP PER PLAN STRICKEN (EMAIL TO ATTY)

Amended IRS consent order is ready to submit (dm)
Possible recap once consent orders with NJ & IRS are entered to pay claims (dm)

Debtor Obj <<<>>> ARREARS ($4,700 as of 2/21/24)

FAILED TO ADDRESS PER PLAN CLAIMS: BERKELEY TWP (okay to strike) & NJ DIV TAX (creditor filed an amended claim)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am23-12568 / MBKRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $5,415.00
AMT: PPSD TR ORDER: $ 5415 PTD (13); $ 658 X 47 BEG 5/1/24; DEBTOR TO REGISTER FOR TSF WITHIN 15 DAYS (EMAIL TO ATTY)<<>>

Debtor obj, making pymt<> ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am23-12630 / MBKChristopher G. Cassie, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $14,052.00
Debtor obj, filed mtn to suspend pymts<> ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am23-12630 / MBKChristopher G. Cassie, Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $14,052.00
edc sent Cassie email

SUSPEND TRUSTEE PAYMENTS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am23-13504 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $3,600.00
ARREARS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am23-13898 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $6,200.00
Debtor obj, filing MP; applying for ERMA<>FAILED TO COMLETE LM BY 12/6/23; EXTENDED LOSS MIT EXPIRED 3/6/24
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am23-14007 / MBKRobert H. Johnson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $8,300.00
AMT: mP 6/12 **NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN BEFORE 5/3 OR APPEAR ON THE 8TH**<<>>

Debtor obj, filing MP<>FAILED TO SELL DANELLA WAY PPTY BY 3/1/24; ARREARS
Matter ResolvedRequest
Adjourment
895/8/2024 9:00 am23-14838 / MBKJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $3,393.00
AMT: MP 5/8<<>>

SV/FRONT ST; FAILED TO FILE MTN TO CRAM CARAVANA #4-1 WITHIN 15 DAYS OF 10/17/23 CONF
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am23-16093 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $4,500.00
Debtor obj, filed MP<>FAILED TO COMPLETE LM BY 3/27/24
Matter ResolvedRequest
Adjourment
935/8/2024 9:00 am23-16826 / MBKJonathan Goldsmith-Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $7,082.00
AMT: both filed<>

FAILED TO FILE PRECONF CERT & FEE APP
Matter ResolvedRequest
Adjourment
955/8/2024 9:00 am23-16983 / MBKJonathan Goldsmith-Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $7,856.00
AMT: both filed<>


FAILED TO FILE PRECONF CERT BY 11/28/23; FAILED TO FILE FEE APP WITHIN 7 DAYS OF 11/8/23 CONF (HOURLY FEES PD OUTSIDE)
Matter ResolvedRequest
Adjourment
965/8/2024 9:00 am23-17022 / MBKJonathan Goldsmith-Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $4,225.00
AMT; both filed<>

FAILED TO FILE FEE APP BY 2/6/24; FAILED TO FILE PRE CONF CERT BY 2/14/24 (FILED);
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am23-17390 / MBKRobert Cameron Legg, Esq.Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceNo Opposition FiledTotal Paid In: $4,840.00
MTN TO APPROVE ERMA ASSISTANCE
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am23-17995 / MBKGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $8,827.00
SV/US BANK TRUST; FAILED TO SELL NELSON DR PPTY BY 3/31/24
Matter ResolvedRequest
Adjourment
995/8/2024 9:00 am23-18220 / MBKJonathan Goldsmith-Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,740.00
AMT: filed<>

FAILED TO FILE FEE APPLICATION WITHIN 7 DAYS OF 12/13/23 CONFIRMATION
Matter ResolvedRequest
Adjourment
815/8/2024 9:00 am23-18323 / MBKGeorge E. Veitengruber, III, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $8,706.00
4/25 AMT: DRAFT CONDUIT ORDER TO PARTIES<<>>

Debtor okay with conduit - Ray needs to check with creditor but will email Anita with figures - ADJ to 5/8/24 (dm)

AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj, made pymt<>PNC BANK / W. Bangs Ave (FEIN SUCH)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am23-18409 / MBKAndrew M. Carroll, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $4,495.00
Debtor obj,<>ALLY CAPITAL /2016 Yukon (LAVIN CEDRONE)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am23-19626 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $4,800.00
Debtor obj, made pymt<>AMERICREDIT FINC/2022 Equinox (EISENBERG)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am23-20501 / MBKMarc C. Capone, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledTotal Paid In: $2,000.00
MTN TO RECLASSIFY POC AFNI INC FROM SECURED TO UNSECURED
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am23-20623 / MBKYakov Rudikh, Esq.Notice of Hearing (Upload)Judge to Reserve Decision
FAILURE TO FILE SCHEDULES
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am24-10550 / MBKDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition Filed
LOSS MIT/CARRINGTON MTG
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am24-10552 / MBKDonald C. Goins, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition Filed
LOSS MIT
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am24-12150 / MBKRobert Cameron Legg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed
MTN TO MODIFY TD RETAIL CLM #2 TO $500 SECURED /$2,754.52 UNSECURED
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am24-12536 / MBKPaul H. Young, Esq.Motion Relief from Stay (Fee)No Opposition Filed
CREDIT UNION OF NJ/2001 BMW (McKENNA DuPONT)
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am24-13455 / MBKVera Fedoroff, Esq.Order Shorten TimeNeeds Resolution of Issues - Objections
Bridge Order - Stay imposed through 5/8/24 (dm)

OST - MTN TO IMPOSE STAY
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am24-13639 / MBKYakov Rudikh, Esq.Motion Impose Automatic StayNeeds Resolution of Issues - Objections
Landlord, Ramaligam Opp (Ragan)<>MTN EXTEND STAY
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am24-13664 / MBKMarc C. Capone, Esq.Motion Impose Automatic StayNo Opposition Filed
MTN TO CON'T STAY
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am24-13791 / MBKPaul S. Pflumm, Esq.Motion Extend TimeNo Opposition Filed
EXTEND STAY ALL CREDS
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am24-13841 / MBKKevin C. Fayette, EsqMotion Extend TimeNeeds Resolution of Issues - Objections
LCL Management obj (McDowell)<>EXTEND STAY
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am24-13896 / MBKEugene Roth, Esq.Motion Extend TimeNo Opposition Filed
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am24-13924 / MBKCandyce I. Smith-Sklar, Esq.Motion Impose Automatic StayNo Opposition Filed
MTN EXTEND STAY
Matter ResolvedRequest
Adjourment
05/8/2024 9:00 am24-13994 / MBKRobert Cameron Legg, Esq.Order Shorten TimeNeeds Resolution of Issues - Objections
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am20-23883 / MBKBruce C. Truesdale, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 37 of 41 required payments   Arrears: $1,270.00  Total Paid In: $13,081.00
AS OF 5/1/2024 (at):

CASE IS PAID IN FULL.

RECOMMEND: $350 X 36 BEGINNING 1/1/2021, BASE

MP proposes: $350 x 36, base
(Surrender of 2018 Hyundai Elantra. Till Rate no longer necessary. Plan has run 36 months. No more plan payments required)
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am21-15054 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 38 of 35 required payments   Arrears: $906.00  Total Paid In: $22,588.00
ISSUES AS OF 4/29/2024 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $22,587.65 PTD, THEN $631 x 26 STARTING 5/1/24, BASE PLAN***


Confirmed Case: $2,574 Ptd, $600 x 53, Base Plan.
Prop. MP: Ptd, $600 x 53, Base Plan.
PTD = $22,587.65, Arrears $306 as MP filed.
Last Claim (5-2) dated 10/23/23.
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am22-10362 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 14 of 28 required payments   Arrears: $16,590.00  Total Paid In: $51,066.00
AS OF 4/26/24 (SF)

1. The debtor paid off mortgage. Did the sale take place? There is no sale order or HUD (NEED STATUS)

2. Plan must remain 100% due to nonexempt equity in real estate

MP proposes $1582 x 34 Base
Plan has run 27 months with 33 months remaining
Arrears: $10,914 through March 2024


Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am22-11793 / MBKDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 23 of 26 required payments   Arrears: $1,200.00  Total Paid In: $9,200.00
ISSUES AS OF 4/29/2024 (DM):

***Based upon remaining filed claims, TRUSTEE CAN RECOMMEND CONFIRMATION AT $9,200 PTD, THEN $400 x 19 STARTING 5/1/24, 100% PLAN***

1) MP proposes $7,104.13 priority treatment to the IRS - amended claim filed for $3,894.28 (TRUSTEE TO PAY PER CLAIM UNLESS THERE IS A CONSENT ORDER TO PAY HIGHER AMOUNT.)

2) MP fails to treat Wells Fargo on 2009 GMC Acadia (TREAT AS SECURED UNAFFECTED??)


Confirmed Case: $400 x 60, Base Plan.
Prop. MP: $8,400 Ptd, $400 x 35, Base Plan.
PTD = $9,200, Arrears $800 as MP filed.
Last Claim (1-3) dated 8/22/22.
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am22-13328 / MBKWarren Brumel, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 14 of 25 required payments   Arrears: $6,788.00  Total Paid In: $20,785.00
As Of 4/24/24(mk): email to atty- ok to terms

**CAN REC CONFIRN AT $20,110 PTD The $675 x 11 Begin 5/1/24 Then $20,750 x 1 Begin 4/1/25. BASE Sale of real property by 10/15/24.
Trustee to pay arrears pending sale.
Student loans outside plan.
Low base pending sale.
Secured claim #4-1 of Unifund will be paid the balance of their claim 1,679.24 through the plan per Order entered on 8/12/22 at docket #31.
Plan shortened to total 36 mos**




MP proposes 20,110 PTD; $675 X 11; $20,750 X 1 ( SALE OF 86 FIELDCREST WAY BY 10/15/24);
DEBTOR RETIRED AND DESIRES TO SELL PROPERTY ALL CLMS TO BE PAID IN FULL

Plan has run 24 mos and 36 remain
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am22-17525 / MBKSteven J. Abelson, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 19 of 20 required payments   Arrears: $150.00  Total Paid In: $2,850.00
ISSUES AS OF 5/2/2024 (DM):

 Need $50,000 proposed in the MP by 4/8/24 before confirmation is entertained.

 Per Order (Doc #70), the stay was automatically lifted on 4/1/24 with respect to the PHH Mortgage on the Corbin Ave property. Motion to Reinstate the Stay scheduled for 5/8/24.

1) Need Fee App ($500) within 7 days of confirmation.


Confirmed Case: $1,650 Ptd, $150 x 25, 100% Plan with $527,883 Min Div.
- balance of plan to be paid from sale of Bidwell Ave by 3/31/24.
Prop. MP: $2,550 Ptd, $150 x 42, 100% Plan.
- $50,000 contribution from brother by 4/8/24.
- sale of Bidwell property by 12/31/25.
- $50,000 contribution from brother by 12/31/25 if Bidwell property does not sell.
PTD = $2,850, Arrears $0 as MP filed.
Last Claim (2-1) dated 5/22/23.
Matter ResolvedRequest
Adjourment
1125/8/2024 10:00 am22-18475 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 13 of 19 required payments   Arrears: $500.00  Total Paid In: $6,600.00
ISSUES AS OF 4/29/2024 (DM):

***Refi is complete. TRUSTEE CAN RECOMMEND CONFIRMATION AT $6,600 PTD, NO FURTHER PAYMENTS, 100% PLAN***

 ADJ to 5/8/24 Peremptory.
 ADJ to 4/10/24 Peremptory (dm)
 Motion Authorizing Refi scheduled for 2/28/24 (COTBS - Refi within 45 days.)
 Powers received proof that a Refi has been submitted.

1) CitiMortgage (POWERS) OBJs - proposed Refi is speculative (OBJ WITHDRAWN PER STATUS CHANGE FORM).

2) Debtor needs to file an amended Sch I&J and provide updated proof of income if Plan payment is to be reduce from $500 to $200 (ATTY ADVISES THAT DEBTOR WILL CONTINUE PAYMENTS AT $500 PER MONTH).


Interim Confirmed Case: $1,600 Ptd, $500 x 52 start 7/1/23, 100% Plan
Prop. MP: $3,600 Ptd, $200 x 60, 100% Plan
- Refi within 60 days
PTD = $6,600, Arrears $0 as MP filed.
Last Claim (2-1) dated 12/27/22
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am22-18701 / MBKRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 15 of 18 required payments   Arrears: $1,387.00  Total Paid In: $28,797.00
4/29/24(mk); don't see a decision by Judge Kaplan on the Motion re: attys fees

4/24/24::Waiting for Judge decision on Motion

MBK to decide motion by 4/19/24 and then we can work-up conduit numbers (dm)

Mk: will need update on numbers on MFR so conf terms and MRF Order( conduit) are consistent.

3/27/24: still discussing reasonableness of lender's atty fee and debtor reviewing arrears amt.

As of 3/25/24(mk): Updated

>>MFR NEW REZ/SHELL PONIT ( RAS) ON 3/27- LOOKS LIKE IT WILL BE CONDUIT SO WILL NEED NUMBERS SO ORDER AND PLAN ARE CONSISITENT.

Tr needs an order to pay the post petition in plan so only question is if it will be conduit or not?

MP proposes $2,519 X 45; BASE
ADDING POST-PET MTG ARR 19,440.72

plan has run 16 mos and 44 remain
PLAN ARREARS AS OF FEB WHEN MP WAS FILED $1,783 NOW IN MARCH ARREARS ARE 1233.76

PRIOR PLAN CONF AT $4,756.05 PTD (5 MOS) $1,956 X 55 BEG 5/1/23 ; BASE $112,336.05
-------------

1.Trustee Objection: UPDATED POI PROVIDED - DISPOS INCOME still
a bit higher but w/o OT willbe less going forward
THE POI IS ALL FROM 2023- NEED 2024 JAN- PRESENT- AMENDED i SAYS CO DEBTOR DOES NOT GET OT ANYMORE SO NEED THE 2024 STUBS AND PROOF OF VA INCOME
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am22-18791 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 18 of 18 required payments   Arrears: $0  
Total Paid In: $2,700.00
AS OF 4/29/24 (SF)

1. Modified plan removes loan mod and proposes a sale. Sale date has already passed (Need status of debtor's intention to sell)

2. Trustee motion to dismiss scheduled for 5/8 at 9

3. Motion for Compensation by Attorney Goldsmith-Cohen scheduled for 5/8 at 2


MP proposes $150 x 60 100% Plan; sale by 3/1/24
Plan has run 17 months with 43 months remaining
Removes loss mit as debtor was denied. Now proposes a sale

Matter ResolvedRequest
Adjourment
1285/8/2024 10:00 am23-10799 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 7 required payments   Arrears: $100.00  
ISSUES AS OF 4/30/2024 (DM): updated 5/1/24.

***Debtor needs $676/month to fund the plan. Trustee needs to see commitment from the debtor by making the higher payment before confirming case***

 ADJ to 5/8 Peremptory to address feasibility (UPDATED PAY STUBS RECEIVED SHOWING $579 IN MONTHLY DISPOSABLE INCOME.)

1) Debtor needs to file a POC on behalf of the DSO recipient (LATE FILED CLAIM FILED BY DEBTOR'S COUNSEL.)

2) Trustee OBJ:
- Plan is not feasible - Plan only proposes $100 x 36 months plus speculative PI claim - minimum funding for the plan consists of $11.2k DSO claim, $3.6k claim for Chapter 7 Trustee fees, $9.9k claim for Atty representing Ch 7 Trustee, and $8.7k Debtor Atty fee plus Trustee comp.

- Must file Chapter 13 Attorney Disclosure form (UNRESOLVED.)
- Need to amend Sch B & C to add bank acct shown on debtor's pay stubs (UNRESOLVED.)
- PI claim is speculative, so plan payments need to be increased to pay claims.

***RESOLVED ISSUES***

 ADJ by MBK to 3/13/24 - Atty to provide updated with respect to tax issue (gas tax credit.) Note that as of 2/14/24, the tax return has not been amended and the debtor has not received the $30k tax refund (TAX RETURN WAS AMENDED 3/6/24 - dm)

A) Trustee OBJ:
- 2022 tax refund $30,215 not listed on Sched I as income (see Ch. 7 Trustee Doc #34. Tax return was amended 3/6/24.)
- Disposable income verifies at $460/month, plus prorated tax refund of $30,215 ($2,517.91/month) results in $2,978 monthly disposable income (HAVE TAX RETURNS BEEN AMENDED? WHERE IS THE $30k REFUND? Tax return was amended 3/6/24.)
- Need 2 months bank statements from acct#6984 shown on pay stubs, prior to converting. (PROVIDE COMBO BANK STATEMENTS FROM MVB BANK/CREDIT KARMA SAVINGS ACCT #2162/CHECKING ACCT #6984.)
- PI attorney needs to be appointed in this case (ORDER APPOINTING PI ATTY GRANTED 1/19/24.)
- nFusion Capital filed secured claim $6,916.06 not treated in the plan (ORDER ENTERED RECLASSIFYING CLAIM TO GENERAL UNSECURED.)

Note:
Matter ResolvedRequest
Adjourment
1215/8/2024 10:00 am23-13915 / MBKCamille J. Kassar, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 10 of 12 required payments   Arrears: $4,252.00  
5/1 workup EDC

ADJ to 5/8 Peremptory
ADJ to 3/13 to see where Loan Mod app is - NEED UPDATED FROM NEW REZ

3/29 workup for the 4/10 calendar EDC

-9 months old -- 2nd MP filed that attempts to extend LM date and raise trustee payments - wants 3/30/24 as new LM date. There is only $1500 in monthly disposable income but wants to pay over $4800 to trustee.

- NewRez LLC d/b/a Shellpoint Mortgage Servicing (Pincus Law Group) objection to confirmation - estimated pre-petition arrears $147,878.16
---WHAT IS LM STATUS?

** Trustee objection to confirmation - need to resolve
- Schedule J does not include mortgage expense for the Lavallette property.
- The proof of income provided is approximately $3,000 less than provided in the schedules. The debtor needs to provide updated proof of income.



proposed MP plan paid to date then 4802 x 51 beg 2/1/24 100% PLAN WITH LOAN MOD BY 3/31/2024

---------------------
resolved:
- Need to file Pre-Confirmation Certification with Court - FILED, RESOLVED
- A copy of the homeowner's insurance renewal declaration - policy for W. Dune Way property, RESOLVED, THIS POLICY ALSO COVERS THE VACANT LAND AT 120 W DUNE WAY (LISTED UNDER OTHER INSURED LOCATIONS)
- A Modified Plan that includes the IRS claims, RESOLVED
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am23-14838 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 9 of 11 required payments   Arrears: $433.00  Total Paid In: $3,393.00
Matter ResolvedRequest
Adjourment
1505/8/2024 10:00 am23-16291 / MBKAndre L. Kydala, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 9 of 10 required payments   Arrears: $480.00  
AS OF 04/30/24 (SF)

BELOW ISSUES STILL APPLY, ADJ 4 TIMES - CASE IS 9 MOS OLD - 2017,2018 and 2019 returns still not filed.

1. IRS filed estimated unsecured claim 2-1 (NEED AMENDED CLAIM)

2. State of NJ filed estimated unsecured claim 3-1 (NEED AMENDED CLAIM)


3. Trustee objection:

- Need Proof of the value of the debtor's 1% interest in his brothers LLC (STILL NEED)(will be 100%)

-Excessive expenses on Schedule J: $400/home maintenance; $750/food for 1 person

-There is $67,695 non-exempt equity in house (PLAN WILL REQUIRE 100%)


Plan proposes $480 x 60 Base
Payments: 9/9

Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am23-16744 / MBKDemetrius J. Parrish Jr.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 3 of 9 required payments   Arrears: $2,809.00  
AS OF 5/1/24 (SF) BELOW ISSUES STILL APPLY. CASE IS 9 MOS OLD. DEBTOR IS NOT CURRENT AND HAS NOT STEPPED UP TO HIGHER TIER OF $1069 WHICH WOULD HAVE BEGIN IN MARCH 2024.

1. Objection filed by South Fork at Ewing (Gorski) - failure to pay arrears of $25,685.68.

2. Motion for Relief filed by Lakeview Loan 2/28/24 at 9 (OTBS - STILL NEED ORDER)

3. Motion for Relief filed by South Fork At Ewing 2/28/23 at 9 (OTBS - STILL NEED ORDER)

4. Trustee objection:

- Need 2 months (June & July) bank statements from PNC Bank acct. (STILL NEED JULY)

- 22c has disposable income $821.50, which requires minimum dividend $49,290 to gucs. (22 AMENDED BUT LINE 41 DEDUCTION OF $1422 IS INCORRECT. RETIREMENT DEDUCTIONS DO NOT TOTAL $1422. THE BALANCE OF THE PENSION LOAN MUST BE DIVIDED BY 60 MONTHS)

- Need pension loan balance statement prior to filing date. (STILL NEED STATEMENT FOR PENSION LOAN) DOCUMENT PROVIDED IS NOT A PENSION STATEMENT



Plan proposes $398.17 x 6; $1069 x 54 Base Plan
Payments: 6.2/9 Arrears: $2808.83


RESOLVED ISSUES:
- There is estimated non-exempt equity in real property pending all secured claims against
property. (There is no equity)

- Must file Pre-confirmation certificate. (FILED)

- Objection filed by South Fork at Ewing HOA (Knowlton) - failure to provide for secured amount of $8589.14 and failure to pay all disposable income into the plan. (MP FILED)

- South Fork at Ewing HOA filed secured claim for $8589.14 with amount necessary to cure default in the amount of $25,685.68. (MUST RESOLVE) MP FILED

- Need Modified Plan and amended Attorney Disclosure Statement to correct the fees.
Claims are higher:

- Lakeview Loan filed arrears claim 7-1- for $19,384.33

- The current Plan does not specify treatment of US Dept of HUD under the Plan.
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am23-17572 / MBKHerbert B. Raymond, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 9 required payments   Arrears: $840.00  
ISSUES AS OF 4/30/2024 (DM):

***Debtor still needs to address feasibility. MP is simply pushing significantly higher payment of $3,150 down the road***

 ADJ to 3/27 to see if debtor can pay Feb & March - otherwise case should be dismissed.

 Debtor needs $2,320 x 55 starting February to fund the plan. Attorney needs to address feasibility.

1) Carrington Mortgage (HILL WALLACK) OBJs - property was sold at Sheriff Sale 8/22/23, Bk Petition filed 8/30/23, mortgage arrears $111,370.95 and redemption was extended to 10/29/23. OBJ also to Loan Mod. MOTION TO SET ASIDE SHERIFF SALE WAS GRANTED BY STATE COURT. Still need to treat the claim (CONSENT ORDER ENTERED - $111,370.95 ARREARS SHALL BE PAID THROUGH THE PLAN.)

2) If paying $4,750 fee balance to Franklin Montero, need estimated fee for Herb Raymond (UNRESOLVED.)

3) Trustee OBJ:
- Debtor has insufficient income. After deducting car payment and auto insurance, which verified lower, disposable income verifies at $216 per month.
- Need to amend Sch J to remove car payment $400 - loan completed (NO AMENDED SCH J FILED. TRUSTEE DEDUCTED EXP - STILL HAS INSUFFICIENT DISP INCOME OF $216.)
- Need to file Pre-Confirmation Certificate (UNRESOLVED.)

***RESOLVED ISSUES***

A) Trustee OBJ:
- Need updated CMA - CMA is dated 2/28/22 and attaches old comps from 2020-2022 (PLAN NEEDS TO BE 100% BASED UPON $319 FILED CLAIMS. TRUSTEE WILL USE $385,500 ZILLOW VALUE FOR ANY THRESHOLD.)
- There is $5,454 non-exempt equity in Bank of America acct (TOTAL GUCS FILED IS $319, PLAN WILL BE 100%.)
- Need auto insurance for car that is listed as car payment on Sch J (AUTO INSURANCE PROVIDED HAS 2005 HONDA, NO NEWER CAR LISTED.)


Prop. Plan $509.56 x 7, $850 x 18, $3,150 x 35, 100% Plan.
PTD 8/8 = $4,427
Last Claim (2-1)
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am23-17996 / MBKEric S. Landau, Esq.Confirmation Hearing ScheduledPending - Work-up in ProcessDebtor has made 7 of 8 required payments   Arrears: $2,247.00  
4/25/24(mk): This is going to be revised again as sale will occur before conf - mom or Tuesday 4/29 or 4/30- debtor has paid almost all the funds to complete at 100% as secure claims will be paid at sale


AS of 4/24/24(mk): Revised terms - email to atty


**CAN REC CONFIRM AT $15,727.11 Then 2,246 x 29 Begin 5/1/24 100% .
Sale of real property by 6/15/24.
Any non exempt proceeds from sale needed to fund the plan at 100% be paid to Trustee.
Trustee is not authorized to pay arrears to Wilmington Saving Fund ( Claim #3-1)and Dogwood Meadows Association( Claim 2-1) pending sale.
Must file pre conf cert in 7 days.
Trustee standard order of distribution.
Plan shortened to total 36 mos**


>>Order to sell granted 4/19/24> docket #64
proceeds to TR

1.Objections by Dogwood Meadows Condo Assoc( Hill Wallack) and Wilmington Sav Fund(RAS- MP is a sale and pAy at sale for both - no objection to MP)

2. Trustee Objection:
-Amendments to Schedules Schedule C to specifically state
the dollar amount of each exemption.
- All non-exemption proceeds from sale to be paid to
trustee.




Plan:$2246.73 X 60 BEG 10/2023; SALE 6/15/2024 (38 WOODFERN ST); 100%
7/7 payments

----RESOLVED-------
. MRF By Wilmington on 2/28/24-ORDER SUBMITTED 3/5/24: TERMS= DEBTOR TO SELL PROP. BY 6/15/24


Objection by Willmigton Sav( RAS): this was obj to orig plan that called for LM - now a sale and we have a sale order

Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am23-18058 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 5 of 5 required payments   Arrears: $0  

ISSUES AS OF 4/30/2024 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $750 PTD, THEN $193 x 56 STARTING 5/1/24, BASE PLAN, TRUSTEE IS AUTHORIZED TO PAY IRS PRIORITY POC (3-4) AND STATE OF NJ PRIORITY POC (4-2), PRE-CONFIRMATION CERTIFICATION SHALL BE FILED WITHIN 14 DAYS***

1) IRS filed $2,706.67 amended priority claim not treated in the plan (OKAY TO ADD??)

2) State of NJ filed $1,208.88 amended priority claim not treated in the plan (OKAY TO ADD??)

3) Trustee OBJ:
- Debtor has insufficient income.

***RESOLVE ISSUES***

A) Wells Fargo (LOGS) OBJs - $3,321.03 arrears on Kinney Dr property not treated in the plan (CONSENT ORDER ENTERED.)

B) State of NJ filed an estimated general unsecured claim for 2018 taxes (AMENDED.)

C) Trustee OBJ:
- Need statement for debtor's 401k loan (RECEIVED - ADD $107/MONTH STARTING 10/1/24.)
- Tax refund of $210 was not prorated and included in disposable income calculation (AVG ADDED.)


Prop. Plan $150 x 60, Base Plan.
PTD 5/4 = $750
Last Claim (4-2)
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am23-18072 / MBKPatrick James Best, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 5 of 8 required payments   Arrears: $1,480.00  
AS OF 5/1/24 (SF)

RECOMMEND $1100 X 6 (BEGIN 10/1/24); $1480 X 54 (BEGIN 4/1/24) 100% PLAN W/MIN $269,817 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY




2. Trustee objection:

- Need 2 months bank statements from Wells Fargo accts not #2106 and #8907, prior to filing date. Schedule B has 4 accts listed, only provided 2 accts (PLAN WILL BE 100%)

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car
payment $611 on scheduled J (this should be removed since the car is being paid through the bankruptcy plan).

- Due to car payment there would be disposable income $2,919. The plan length should be
shortened to 48 months. (MOOT DUE TO SOCIAL SECURITY INCOME)

- There is non-exempt equity in real property $266,969.39 and 2013 Infiniti $2,848.72, cash
$100 and in bank accts pending bank acct statements.

- Need 2nd mortgage balance statement. Schedule J list another mortgage payment $600.


Plan proposes $5500 PTD, $1480 X 54 100%
Payments: 7/8 Arrears: $1480



RESOLVED ISSUES:
- Need a Modified Plan that removes Capital One on Section 4c and propose to pay claim in full on Section 4g, since the amount is what is on POC and marks off Section 8 Upon confirmation. (DONE)

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution.

- Must file Pre-confirmation certificate. (FILED)

- Objection filed by Deutsche Bank (Egerman) - failure to pay arrears of $51,628.48 (MP PAYS ARREARS)

- Motion for Relief by Deutsche Bank scheduled for 3/27/24 at 9 (ORDER ENTERED)
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am23-18506 / MBKMarcia Y. Phillips, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 7 of 8 required payments   Arrears: $1,000.00  
Case is 7 mos old as of April

4/29/24(mk: HAVE NOT HEARD FROM ATTY ON THIS - WHAT IS STATUS OF LM? Lm does not appear to be thru plan - no Loss mit in this case


As of 3/17/24(mk):

Work up on MP before conf #22 says LM by 8/1/24 and No pay pending LM- ONLY 1,802.01 IN GUC CLAIMS- NEEDS TO PAY ARREARS PENDING LM


1.Objection by US BANK/Shellpoint( Freidman V):
plan fails to cure arrears LM speculative.

2. Trustee Objection:
Plan now for LM- and plan lists unaffected- Accord to plan is TR NOT paying arrears pending the LM but there will be no one to pay as guc debt is minima and already paid w/ FOH
- NO APPLICATION FOR LOSS MIT WAS FILED IN THIS CASE- IS THE LM BEING DONE OUTSIDE THE PLAN? Yes


Plan:$1000 X 36; LM 8/1/2024; 100%
7/7 payments
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am23-18944 / MBKFrancis P. Cullari, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 0 of 2 required payments   Arrears: $1,080.00  
issues as of 5/1/2024 (JMA)

1) Specialized Loan Servicing LLC (Pluese Becker) objection to confirmation - need to resolve
-estimated pre-petition arrears $3,505.17
2) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - 2023 FILED AN EXTENSION FOR FILING THE RETURN
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -Disposable net income is $647.53
- Chase savings acct #0925 end balance as of 2/27/2024 is $9,150.26, not $206. Need to amend Schedules A/B and C. As of now there is, $8,944.26 non-exempt equity in this account.AMENDED SCHEDULES A/B AND C FILED, USED EXEMPTION RESULTING IN ZERO NON-EXEMPT EQUITY
3) ACAR Leasing LTD d/b/a GM Leasing filed unsecured claims #1 and #2. The plan treats these vehicles as current an outside plan - need to advise Trustee of correct treatment of these two claims

proposed plan $540X60 base plan
paid in $0
arrears $1,080
last claim 17
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am23-19236 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 7 of 7 required payments   Arrears: $25.00  
ISSUES AS OF 4/30/2024 (DM):

 The $1,000 the co-debtor pays (Sch J) for the completed Loan Mod does not appear in the Divorce documents with the co-debtor's ex-wife.
 Response Doc #45 filed regarding value of property (dm)

1) Trustee Supp Obj:
- Divorce Judgment provides for a 50/50 split between co-debtor and ex-wife when Madeline Ave is sold. Based upon $461,300 Zillow value, there is approximately $56,824 non-exempt equity once co-debtor takes the proper exemption.

***RESOLVED ISSUES***

A) Nationstar (FRENKEL LAMBERT) OBJs - POC filed with $10,410.35 arrears (LOAN MOD ORDER ENTERED AND POC AMENDED.)

B) The following claims filed with arrears:
- Claim#28-1 of Toyota (2017 Lexus) $887.84. Plan has outside (MP PAYS.)
- Claim#29-1 of Toyota (2019 Buick) $816.78. Plan has outside (MP PAYS.)
- Nationstar Mortgage (Madeline Ave property) $10,410.35. Plan has outside, but Motion to approve loan mod was granted 2/9/24 and had to complete 14 days from order, which expired 2/23/24. Plan did not mention any loan mod (MP TREATS AS SECURED UNAFFECTED POST LOAN MOD.)
- Claim#54-1 of Service Finance for HVAC Plumbing with arrears $721.44, not in plan (MP PAYS ENTIRE SECURED CLAIM.)

C) Trustee OBJ:
- Debtor was never on the Deed to the Madeline Ave property. Thus, the 522(d)(5) exemption has been exceeded (AMENDED.)
- Need to file Pre-Confirmation Certificate (FILED.)

Note: Divorce Decree and property settlement agreement provided. Amended Sch A/B and C filed to add amounts in bank accts and provides bank statements.


Prop Plan $325 x 6, $350 x 54, Base Plan.
PTD 6/6 = $1,950
Last Claim (32-2)
Matter ResolvedRequest
Adjourment
1345/8/2024 10:00 am23-19305 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 7 required payments   Arrears: $1,330.00  
ISSUES AS OF 4/30/2024 (DM):

***Filed GUCs came in lower ($8,532) than amount proposed in the plan ($12,000.) If Whispering Hills HOA objection below can be resolved by paying the bifurcated claim as filed, then debtor will need $2,500 Ptd, then $1,508 x 54 starting 5/1/24, 100%, Trustee is authorized to pay Whispering Hills HOA bifurcated POC (1-1) as filed and Slomins secured POC (2-1) as filed***

1) Carrington Mtg (HILL WALLACK) OBJs - $37,886.93 arrears on 1st mtg (CONSENT ORDER TO PAY ARREARS ENTERED.)

2) Whispering Hills at Barnegat HOA (CUTOLO BARROS) OBJs - arrears not treated in the plan. A bifurcated claim was filed with $13,126.02 secured and $3,382.55 unsecured (UNRESOLVED.)

3) Slomins, Inc. filed $2,005.32 secure judgment not treated in the plan (OKAY TO ADD??)

 Capital One Auto MFR was resolved. Need terms of order as to amount owed. Per Debtor's opposition, post-pet arrears are to be paid through plan (CO ENTERED PROVIDES $2,530.76 PP ARREARS TO BE PAID WITHIN 30 DAYS OR FILE A MP TO ADD TO THE CASE.)

4) Trustee OBJ:
- Need Sept & Oct bank statements for TD acct #6399 (UNRESOLVED.)
- Need Sept & Oct bank statements for TD accts #0723, #7969 (RECEIVED.)
- Need Sept & Oct statements for Apple Cash acct (RECEIVED SCREENSHOT.)
- There is $1,099 disposable income due to tax refund of $3,678 not prorated on Sch I.

Note: Auto insurance for 2018 BMW provided 1/30/24.


Prop. Plan $500 x 6, $830 x 54, $12,000 Min Div.
- Loan Mod on Hawthorne Ln by 6/1/24.
PTD 5/6 = $2,500
Last Claim (9-1)
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am23-19401 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 6 of 7 required payments   Arrears: $1,100.00  
4/29 workup for the 5/8 calendar edc

STATE AND IRS CLAIMS ARE STILL ESTIMATED.

1. Objection filed by PNC Bank (KML) - plan is silent as to pre-petition arrears of $4,278.09. (RESOLVED - PAY PER POC ARREARS)

2. NJ Division of Taxation filed an estimated priority claim #12 which needs to be amended. (STILL ESTIMATED)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2022 tax return or cert of non -filing. (NOT RECEIVED)
- Must resolve IRS estimated tax claim. (STILL ESTIMATED)
- Must file Pre-confirmation certificate. (NOT FILED)

RESOLVED ISSUES:
- Auto insurance for 2019 Dodge Durango. (RECEIVED)
- The current Plan does not specify treatment of PNC Bank under the Plan. (OBJECTION FILED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real property $234,123. (100% Plan) (LANGUAGE ADDED)

Plan proposes: $1,100 x 60 beginning 11/1/2023, 100% plan
Payments: 4/5, arrears $1,100
Matter ResolvedRequest
Adjourment
1635/8/2024 10:00 am23-19409 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
5/22/2024 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $100.00  
341 scheduled to 3/21-needs adjournment of confirmation edc


1) 341 hearing not held, not rescheduled - missing documents
2) Mortgage Specialized Loan Servicing (Pluese Becker) objection to confirmation - need to resolve
-estimated arrears $384,689.39
3) Not current with Trustee plan payments -- arrears $100
4) Need to file Pre Confirmation Certification with Court

proposed plan $100x60 base plan with loan mod by 54/1/2024
paid in $200
arrears 4100
last claim 24
Matter ResolvedRequest
Adjourment
1655/8/2024 10:00 am23-19568 / MBKScott J. Goldstein, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 7 required payments   Arrears: $125.00  
4/29 Workup for the 5/8 calendar EDC

NJ FILED AN ESTIMATED CLAIM

*THERE IS A $140K SECURED JUDGEMENT THAT WILL BECOME UNSECURED NOW THAT HOME SURRENDERED. THIS SHOULD BE PAID PRO RATA WITH OTHER GUCS


Trustee's objection:

- Excess expenses on Schedule J $1,000 childcare/education costs for
15 year old; * RESPONSE SHOWS $1000 A MONTH FOR CATHOLIC TUITION--NEEDS TO BE BRIEFED. DEBTOR CANNOT ASK CREDITOR TO PAY FOR SON'S RELIGIOUS SCHOOLING
- Debtor income verified higher than scheduled amount. There is disposable net income of $761.17.
- Debtor received annual incentive compensation of $6814.43, which averaged over 12 months is an additional $568/month not reported on Schedule I-RESPONSE SAYS HE MAY NOT BE RECEIVING BUT WE CAN ONLY GO BY RECENT HISTORY AND HASN'T PROVED 2023-2024 BONUSES
- SOFA #7 lists payment of $2000 to Tyler Gallagher on 9/27/2023 and Marian Gallagher $1,000 on 12/30/2022 the reason for both is listed as "loan". Those items should be considered preferential payments for bankruptcy purposes. NEED TO BE ADDED TO T/H
------------------------

RESOLVED ISSUES:
*IS FILING IN NJ PROPER DOMICILE SINCE ASBURY PROPERTY SURRENDERED? trustee filed suppl objection per code 1408-ok surrendering Staten Island property not NJ
ADJ TO 2/14 - ATTY TO RESPOND TO EXCESSIVE EXPENSES 10 DAYS PRIOR TO HEARING--DONE SEE BELOW

$820 food 2 people;
$450 transportation 1 person. TRANS OK
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that completes Part 4e checking surrendered box (PLAN IS OK)

Plan proposes: $150 x 60 beginning 11/1/2023, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1395/8/2024 10:00 am23-19709 / MBKRussell L. Low, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 6 required payments   Arrears: $872.00  Total Paid In: $4,360.00
5/1 workup EDC
SAME AS LAST TIME

1. Need a Consent order or a proof of claim and motion to allow late claim to pay the landlord.

MP proposes: $872 x 36 beginning 12/1/2023, base
Payments: 3/3
(Added Arrears of the Landlord)
Matter ResolvedRequest
Adjourment
1385/8/2024 10:00 am23-19856 / MBKTERRY GLEN TUCKER, PCConfirmation Hearing - Order Vacate Dismissal of CasePending - Work-up in ProcessDebtor has made 5 of 6 required payments   Arrears: $465.00  
issues as of 5/1/2024 (JMA)

1) 341 Scheduled for 5/2/2024 - work up will be completed once hearing is held
2) IRS priority claim estimated for 2021 taxes - need amended claim
3) Need to file Pre-Confirmation Certification with Court
4) Current with Trustee plan payments
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am23-20573 / MBKDarin D. Pinto, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 3 of 6 required payments   Arrears: $1,689.00  
AS of 4/26/24(mk):

3/5 payments. TAX CLAIMS MAKE CASE NOT FEASIBLE Payment would more than triple and debtor is not current

>> SBA filed POC #12-1- filed as unsecured but Back up docs on this claim appear to indicate it is secured lien on property yet claim in part 9 is checked as not secured

1. TR Objection:
- debtor has failed to file a feasible plan - that pays the IRS
claim, income will be insufficient, since payments will
need to be increased.
-current Plan does not specify treatment of IRS secured and
priority claim under the Plan and St of NJ Priority claim.
- need 6 months Profit and Loss statement that separates
business expenses. Perhaps the
forms on Trustee website.

Plan: $563 x 36 begin 12/1/23; Base
3/5 payments
Matter ResolvedRequest
Adjourment
1815/8/2024 10:00 am23-20610 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 6 required payments   Arrears: $1,470.00  
4/29 Workup for the 5/8 calendar EDC

1. State of NJ filed estimated tax claim, 2017, 2018 and 2021 not FILED Must resolve estimated tax claim.

Prop Plan $490 x 36 begin 12/1/23; Base
Note: Capital One bank statements provided.
-------------------
RESOLVED

2. IRS estimated tax claim, still not resolved as well. RESOLVED
1/24/24 (DS): 1. Ford Motor Credit (MORTON) obj to arrears possibly owed, plan rejects the lease and/or fails to identify the lease. POC filed no arrrears owed, Plan has Lincoln Automotive, not Ford Motor Credit. Obj needs to be resolved. ORDER FOR LEASE ASSUMPTION GRANTED 1/30/24.
Matter ResolvedRequest
Adjourment
2385/8/2024 10:00 am23-20977 / MBKDouglas T. Tabachnik Confirmation Hearing ScheduledContinued
6/12/2024 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $1,769.00  
As of 5/2/24 (DS): Debtor atty requested adjournment to resolve Trustee obj

Prop Plan $1,201.52 x 60 begin 12/1/23; 100%
Matter ResolvedRequest
Adjourment
2225/8/2024 10:00 am23-21198 / MBKCarol L. Knowlton, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $1,600.00  
AS OF 3/21/2024 (at):

NEED UPDATED CMA'S FOR BOTH PROPERTIES WITH COMPARATIVES SOLD WITHIN SIX MONTHS OF FILING.

1. Objection filed by SN Servicing (Friedman Vartolo) - failure to cure full arrears of $83,590.17 (Per POC) (PER CHARLES WOHLRAB, OKAY TO PAY PER POC)

2. Harley Davidson filed a bifurcated claim #20 with a secured amount of $9,000 and an unsecured amount of $8,057.58 which needs to be resolved. Arrears per the claim are $15,791.12.

3. Trustee's objection:
- The debtor has failed to file a feasible plan - that propose the amount that will be necessary to pay all the arrears proposing to pay. Will need a Trustee payment estimated $3,300.
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - with recent comps for the past 6 months from filing for
both properties. (NOT RECEIVED - 2ND SUBMISSION - COMPS ARE TOO OLD)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
#6a-electricity $500, #6c $465, Auto insurance $525 (Much higher per proof, auto insurance verifies $879 and $39 for motorcycle total $918), Car and motorcycle loans $356 and $475 (motorcycle is 16 years old with a balance $15,354) and 2nd property expenses total $1,455 (son's contribution affidavit has $1,350, Sched I has $1,300, plus no proof of income to verify from son).
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in both properties pending updated CMA with comps (Per Zillow properties listed much higher.) (AWAITING CMA'S)
- Must resolve creditor objection.
- Must file Pre-confirmation certificate. (NOT FILED)
1b. Plan has to pay IRS and State of NJ taxes total $46,733, plus mortgage arrears $78,000
on Landon Dr, $27,000 on Lilac Ct plus HOA $23,950 total wit Trustee comp is $195,204 and would require Trustee payment $3,254.

RESOLVED ISSUES:
- Upda
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am23-21266 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 317 of 5 required payments   Arrears: $770.00  Total Paid In: $201,271.00
AS OF 5/2/24 (SF)


RECOMMEND $194,270.66 PTD, $350 X 56 (BEGIN 5/1/24) 100% PLAN W/MIN $193,770 TO GUCS PER NONEXEMPT PROCEEDS FROM SALE WHICH WERE ALREADY RECEIVED

Note: Nonexempt proceeds of $200,770.66 was received on 1/31/24 and $7,000 was refunded for exemption.



MP proposes $201270.66 x 1; $350 x 56 100% PLAN
Plan has run 5 months with 55 months remaining

Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am23-21408 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 5 required payments   Arrears: $477.00  
As of 5/2/24 (DS): If obj resolved to pay Toyota POC in full $11,758.67, need to confirm at $477 x 5 begin 1/1/24 (if May pymt has been made), $556 x 55 begin 6/1/24; 100% to gucs with a min. div. $38,682 to gucs due to non-exempt equity
- Ok to pay Toyota claim#2-1 in full $11,758.67.
- US Dept of HUD claim#1-1 to be treated outside, no arrears owed.
- Carrington Mtg claim#4-1 and per consent order to pay $2,425.11.


1. Trustee obj to the following:
- Debtor has undertaken an improper us of exemption, specifically exceeding d(5) by $3,425.
- Excessive expenses on Sched J: $750 Food, $150 Clothing,
$605 Transportation and $565 daughter's car payment. PLAN WILL BE 100%.
- Verified income leaves monthly disposable income of $1,075 after deducting social security income. PLAN WILL BE 100%.
- 22C monthly disposable income is $2,244 which requires min. div. $134,640 to gucs. PLAN WILL BE 100%.
- There is $35,257 in non-exempt equity in the residence and $3,425 in the bank accounts total $38,682. Total gucs filed $12,973.03. Plan can pay 100%.

2. Toyota (STEWART LEGAL) obj plan propose to pay $9,000 claim in full, total claim filed is $11,758.67. Obj must be resolved.

Prop Plan $477 x 60 begin 1/1/24; Base
Note: Carrington obj resolved to pay POC arrears $2,425.11.
Matter ResolvedRequest
Adjourment
1505/8/2024 10:00 am23-21477 / MBKRonald E. Norman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 5 required payments   Arrears: $1,800.00  
AS OF 5/1/24 (SF)


1. Objection filed by US Bank (Caine) - Debtor and spouse both have Chapter 13 cases which propose to cure arrears to US Bank. It is unknown as to Debtor's intentions with respect to repayment of pre-petition and post-petition mortgage payments (MUST RESOLVE)
Spouse's case is dismissed

2. Trustee objection:

- Plan proposes adequate protection payments to Ally Financial. Need Order setting amount to be paid. (STILL NEED)

- There is $103,167 in non exempt equity in the residence. (Claim is higher. Nonexempt equity is $78,428) PLAN WILL REQUIRE 100% TO GUCS.

- There is $4,150 in non exempt equity in the 2011 Nissan Altima.

- There is $3,525 in non exempt equity in the bank account.

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution



Plan proposes $1200 x 60 Base
Payments: 3.5/5 Arrears: $1800


RESOLVED:

Note: Plan should be adjourned to date after wife's trustee motion to dismiss hearing. (Trustee motion adj to 4/17/24 at 9)
- Trustee motion to dismiss is pending in wife's case 18-30886 rescheduled to 4/17/24 at 9 (case dismissed)
- Need updated car insurance prior to confirmation. (RECEIVED)
- The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Ally Financial for cram of 2016 Dodge Ram. (Also, plan pays way more than amount due on claim) RECEIVED
- The debtor has undertaken an improper use of exemption. Specifically: Debtor has
exceeded the D5 limit by $3,525 (AMENDED.)
- Need to file Pre-Confirmation Certification. (FILED)
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am23-21634 / MBKAniello D. Cerreto, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 3 of 5 required payments   Arrears: $10,000.00  
AS OF 4/30/2024 (at):

RECOMMEND: $15,000 PAID TO DATE, $5,000 x 1 BEGINNING 5/1/2024, $7,500 x 54 BEGINNING 6/1/2024, $1,008,356 x 1 100% PLAN

1. Objection filed by Cross Country Mortgage (Brock & Scott) - failure to cure arrears of $7,250.69. (RESOLVED - PAY PER POC)

2. Trustee's objection:
The debtor has failed to file a feasible plan
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - only provided 3 paystubs (Jan & Feb). (RECEIVED - VERIFIED INCOME LEAVES MONTHLY DISPOSABLE INCOME OF $13,627.20)
- Amendments to Schedules Form 122C-1 is blank, need to amend - should be an
above median plan based on income. (RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
-Excessive expenses on Schedule J $800/utilities, $800/telephone, cell phone, internet,
cable; $2,000/food for household of 3; $650/clothing, laundry and dry cleaning;
$900/transportation; $2,500/entertainment, and $1,300 additional expenses for tutoring for
kids, childcare and children's activities. Disposable income will be higher with adjusted
expenses.
- HUD/Closing Statement from sale of property that occurred in 2022. (RECEIVED)
- Amend Schedule B to add any businesses.
- Adjusting expenses on Schedule J per guidelines reduces total to $15,835.32 and leaves $8,725.06 disposable net income.

Modified plan before confirmation proposes: $5,000 x 59 beginning 1/1/2024, $1,200,000 x 1, 100% plan
Payments: 3/4, arrears $5,000
Matter ResolvedRequest
Adjourment
1905/8/2024 10:00 am24-10136 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 3 of 4 required payments   Arrears: $100.00  
AS OF 5/1/2024 (at):

NEED UPDATED CAR INSURANCE.

1. Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure arrears of $63,011.65 and loan mod is speculative. (RESOLVED - LOAN MOD BY 6/1/2024 & REGULAR PAYMENTS PENDING MOD)

2. Objection filed by NJR Clean Energy Ventures (The Kelly Firm) - plan is silent as to lease with NJR. (UNRESOLVED)

3. Trustee's objection:
- The debtor has insufficient income.
- The debtor has failed to file a feasible plan - Debtor has no income.
- Need proof of insurance for the 2007 Mercedes. (NOT RECEIVED)
- Plan to be partially funded by two worker's compensation claims. Need status of these
claims. (STILL NEED STATUS OF CLAIMS)

RESOLVED ISSUES:
- The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2023 by 5/15/2024. (NOT RECEIVED - LANGUAGE ADDED)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $117,904 in non-exempt equity in the residence (100% Plan.) (LANGUAGE ADDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $688 when
determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $100 x 12 beginning 2/1/2024, $2,000 x 48, loan modification by 6/1/2024, 100% plan
Payments: 3/4, arrears $100



Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-10169 / MBKRichard S. Hoffman Jr.Confirmation Hearing ScheduledContinued
6/12/2024 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,981.00  
issues as of 5/1/2024 (JMA)

1) MCLP Asset Company Inc (McCabe Weisberg) objection to confirmation - need to resolve
-loan matures 4/1/2016
-claim $70,015.82 plus 8/5% interest plus interest points for risk over 5 year term
-Debtor's plan is unfeasible
2) ACAR Leasing LTD d/b/a GM Financial creditor filed unsecured claim. Plan proposes to cure arrears through plan. Need to clarify treatment of claim
3) Trustee objection to confirmation - need to resolve
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $146,865 in non exempt equity in the residence.
- Need to resolve objection by MCLP Asset Company.
- Add language for trustee standard order of distribution

proposed planm$1,300x60 100% plan
paid in $4,581
arrears $1,981
last claim 4

RESOLVED ISSUES:

- IRS priority claim #3 estimated for 2020-2023 taxes and guc claim #3 is estimated for 2018 taxes - need to resolve - RESOLVED, CLAIM AMENDED NO LONGER ESTIMATED
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-10246 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $600.00  
5/1/24: atty email=uploaded today the DSO form, 2023 tax returns and proof of Nanny payments of $1,500/month. State of NJ claim is higher than expected but ok to pay. I just need IRS to amend estimated claim for 2020 and 2023. Hopefully we can then work up and place on honor roll.




4/28/24(mk): SAME AS LAST HEARING IN MARCH

1. IRS FILED PRIORITY ESTIMATED CLAIM
- no returns filed for 2020 and 2023

2. ST OF NJ POC is much more at $8,125.69 and plan had $3132.

3. Trustee Objection:
- need 2023 tax return by 5/25/24- BEEN SENT TO IRS - NEED APOC
- need DSO Form
-Pre conf cert..
-2/12/24 (sf)- Per atty, ok to add vesting at confirmation to confirmation order.


Plan:$600 X 60; MIN $11,000
3/3 payments

---------------------
-Debtor's attorney must file a fee application within 7 days
of the entry of the order confirming the plan- FEE APP ON 5/8 - amt is on WS
Matter ResolvedRequest
Adjourment
1955/8/2024 10:00 am24-10248 / MBKChristopher G. Cassie, Esq.Confirmation Hearing ScheduledMootDebtor has made 2 of 4 required payments   Arrears: $670.00  Total Paid In: $1,555.00
AS OF 4/25/2024 (at):

MODIFIED PLAN CONFIRMED ON 4/24/2024.

RECOMMEND: $885 x 60 BEGINNING 2/1/2024 100% TO UNSECURED CREDITORS
Need 2023 tax return by 5/15/2024.
Claims will be paid according to the trustee's order of distribution.
Non exempt funds from personal injury suit are to be turned over to the trustee.
Need to file Pre-Confirmation Certification within 7 days of confirmation.

Trustee's objection:
- The debtor has insufficient income.
- A Modified Plan that completes part 8. (MOD PLAN NOT FILED)
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2023 by 5/15/2024. (LANGUAGE ADDED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
- Need to add non-exempt proceeds from PI claim to the confirming order. (LANGUAGE ADDED)

Plan proposes: $885 x 60 beginning 2/1/2024, not less than $18,611 to unsecured creditors
Payments: 1/2, arrears $885
Matter ResolvedRequest
Adjourment
1975/8/2024 10:00 am24-10300 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 3 of 4 required payments   Arrears: $1,154.00  
issues as of 5/2/2024 (JMA) plan marked withdrawn, MP scheduled for 6/12/2024

1) JP Morgan Chase Bank (McCalla Raymer) objection to confirmation - need to resolve
arrears $3,295.92 ( order submitted 3/26/24= PAYS ARREARS)
2) Modified plan filed and scheduled for 6/12/2024

proposed plan $1,312x60 100% plan
paid in $3,936
arrears $1,154
last claim 12
Matter ResolvedRequest
Adjourment
2025/8/2024 10:00 am24-10368 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 1 of 4 required payments   Arrears: $4,203.00  
As of 5/2/24 (DS): 1. Debtor in arrears $4,203, made 1 out of 4 pymts, last pymt made $1,401 on 3/18/24.

2. Trustee obj to the following:
- Must provide 2023 tax returns, December and January statements for the crypto account, stash account and Ameritrade account.
- There is $50,000 in non exempt equity in the business.
- Verified income leaves monthly disposable income of $3,794.
- Must resolve IRS estimated tax claim, 2021 & 2023 tax returns not filed.
- Must resolve State of NJ estimated tax claims, 2021 and 2022 tax returns not filed.
- Must file Pre-confirmation certificate.
- Student loans will be paid outside of the plan.

3. Carrington Mtg - Phoebe Dr (HILL WALLACK) obj arrears more, POC filed arrears $8,581.80.

4. State of NJ Division of Taxation (HEATHER ANDERSON) obj to plan not proposing to pay secured arrears. POC filed secured $10,638.72, priority is estimated and needs to be resolved.

5. NewRez/Shellpoint - 1st mtg on Citation Ct (ALEISHA JENNINGS) obj plan propose to pay Loancare, but does not list correct mortgage, which is NewRez/Shellpoint.

6. Real Time - 2nd mtg Citation Ct (BERNSTEIN-BURKLEY) obj to cram, property BPO value $285,000.

7. Society Hill - HOA Citation Ct (HILL WALLACK) obj to arrears owed more, POC filed $26,236.37.

8. TD Retail/Raymour & Flanigan filed bifurcated claim, secured $2,385 and unsecured $1,021.55. Claim needs to be resolved.


Prop Plan $1,401 x 60 begin 2/1/24; Base
Note: No service needed to Real Time, obj filed.
Matter ResolvedRequest
Adjourment
2035/8/2024 10:00 am24-10376 / MBKAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $800.00  
issues as of 5/2/2024 (JMA)

1) Santander Bank (Brock & Scott) objection to confirmation - need to resolve
-pre-petition arrears per filed claim $228,598.56
-loan modification is speculative
-loan modification not offered
2) Trustee objection to confirmation - need to resolve
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): there is non-exempt equity in the following: $1,500/Household goods; $3,125/Jewelry; $118,525/debtors 10% interest in husbands business.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): -there is $338,696.50 non-equi0ty in house

proposed plan $800x60 100% plan with loan mod by 7/15/2024
paid in $2,400
arrears $800
last claim 3
Matter ResolvedRequest
Adjourment
2055/8/2024 10:00 am24-10510 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 4 required payments   Arrears: $800.00  
issues as of 5/1/2024 (JMA)

1) Nationstar Mortgage LLC (Frenkel Lambert) objection to confirmation - need to resolve
-plan does not cure arrears
2) Trustee objection to confirmation - need to resolve
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): there is $220,000 non-exempt equity debtor's home
- There is $328,000 non-exempt equity in other home
- There is $1,698 non-exempt equity in Santander acct #0459
-TOTAL NON-EXEMPT EQUITY $549,698

proposed plan $400x60 100% plan
paid in $800
arrears $800
last claim 16
arrears $800
last claim 16
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-10526 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 3 of 4 required payments   Arrears: $829.00  
AS OF 5/1/2024 (at):

NEED HOMEOWNER'S INSURANCE.

1. Objection filed by Wells Fargo Bank (Powers Kirn) - plan list creditor in part 4f as unaffected and in part 4g as claim to be paid in full. Treatment is unclear.
(UNRESOLVED)

2. Trustee's objection:
- The debtor has failed to file a feasible plan - tax claims are much higher and will
require a much higher Trustee payment, estimated $2,600.
- A copy of the homeowner's insurance renewal declaration - for 205 Bloomfield Ave
property (updated) (GOOD THROUGH 4/1/2024)
- A Modified Plan that removes Pro Build Company from Part 4 g, due to being on Motions to avoid on Part 7a and 7b. (MOD PLAN NOT FILED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERT OF SERVICE NOT FILED)
- Must resolve IRS estimated tax claim. (STILL ESTIMATED)
- Must file Pre-confirmation certificate. (NOT FILED)

RESOLVED ISSUES:
- Homeowner insurance page 8 list insurance for jewelry valued $9,550. Schedule B has jewelry (chains, rings and watches) $800. There would be $7,675 NE equity in jewelry, after using full d(4) exemption. (LANGUAGE ADDED)
- The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2023. (LANGUAGE ADDED)

Plan proposes: $829.02 x 60 beginning 2/1/2024, base
Payments: 3/4, arrears $829.02
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-10552 / MBKDonald C. Goins, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 4 required payments   Arrears: $660.00  
AS OF 05/01/24 (SF)

1. Motion for loss mit scheduled for 5/8/24 at 9

2. Objection filed by Bank United (Cozzini) - failure to pay arrears of $53,637.70; loss mitigation period is too long (MUST RESOLVE)

3. IRS filed estimated priority claim 4-2 (NEED AMENDED CLAIM)

4. Trustee objection:

- The Plan proposes non-standard order of distribution

- Need copy of 2023 Tax Return by 5/31/24.

- Need Amendments to A/B and C to add Wells Fargo accts checking has $835 and savings has $3,122.

- Need copy of PERS loan balance statement, prior to filing date.

- The debtor's plan consists of unnecessary or excessive expense items, such as: Food $620 and Clothing $205.

- 22C has disposable income $1,111.34, which would require minimum dividend $66,680 to gucs.

- Disposable income verifies $800.

- The current Plan does not specify treatment of IRS

- Must file Pre-confirmation certification.


Plan proposes $330 x 60 Base; Loan Mod by 8/30/24
Payments: 2/4 Arrears: $660


RESOLVED:
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
Service to AJ Portfolio Holdings is not addressed to the Attention: Managing Agent. Must serve again.
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-10653 / MBKEugene Roth, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 246 of 4 required payments   Arrears: $360.00  
updated 5/1/2024 (JMA)

OK TO CONFIRM AT $29,671.82 PAID TO DATE, 100% PLAN

as of 4/29/2024 (JMA)

1) Trustee objection to confirmation - RESOLVED
- A copy of the last filed tax return - 2023 RESOLVED, FILED
- IRS priority claim is estimated for 2023 taxes RESOLVED, CLAIM AMENDED
- Need to correct the last two digits of debtor's social security number and provide proof to the Trustee that it was corrected.
- Bar Dates may need to be extended depending on if notices with the incorrect social security number went out and how it was corrected.
2) Note that SSN was correctly filed on the Docket. The error noticed at the 341 Hearing was an internal error (dm)

proposed plan $363x36 100% plan
paid in $89,385.99
last claim 5

Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-10715 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 4 required payments   Arrears: $3,380.00  
issues as of 4/29/2024 (JMA)

1) Provident Bank (Pluese Becker) objection to confirmation - need to resolve
arrears $61,554.81
2) Trustee objection to confirmation - need to resolve
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -Income verifies higher than scheduled amount, disposable net income is $6,643.19 - 100% PLAN
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -There is $47,934.60 non-exempt equity in house (ADJUSTED BASED UPON AMENDED SCH C)
- Any dismissal should come with a 1 year bar on re-filing. This is the 5th filing in 8 years.
- The debtor needs to provide a detailed certification about the receipt of the 2022 inheritance of approximately $250,000 and how those proceeds were utilized. CERTIFICATION PROVIDED, DOES NOT ITEMIZE THE AMOUNTS FOR REPAIRS OR THE LOAN MOD
3) IRS priority claim #4 is estimated for 2023 taxes
4) State of NJ priority claim #2 is estimated for 2023 taxes

proposed plan $1690x60 100%
paid in $3,380
arrears $1,690
last claim 6

RESOLVED ISSUES:

- Balance in TD Bank acct #4337 as of 1/15/2024 was $2,663.50, not $100. Need to amend Schedules A/B and C. RESOLVED, AMENDED SCHEDULES FILED
-A copy of the homeowner's insurance renewal declaration - policy expired 2 15 2024 RESOLVED, RENEWAL PROVIDED
Matter ResolvedRequest
Adjourment
1705/8/2024 10:00 am24-10981 / MBKBrad J. Sadek, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 3 required payments   Arrears: $1,000.00  
AS OF 5/1/2024 (at):

1. Trustee's objection:
- A Modified Plan that removes Saco Valley from Part 7c, since creditor is also on Part 4f. (MOD PLAN NOT FILED)
- Must amend attorney disclosure to add per plan attorney fees $2,110 or modify the plan to correct attorney fees owed. (NEITHER AMENDED)

RESOLVED ISSUES:
- Saco Valley Credit Union (2023 Nissan) filed bifurcated claim, secured $44,975, unsecured $3,819.35, arrears none. Must resolve claim. ($0 ARREARS - PAY OUTSIDE OF THE PLAN)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Car payment $841.13.
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- 22C shows disposable income $3,137.41, plan pays 100%.
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information for Ms. Rios (RECEIVED)
- A copy of the last filed tax return - for 2022 for non -filing spouse and 2023 for both. (RECEIVED)
- Balance statement for IRA with Sofi Bank prior to filing date (RECEIVED)
- auto insurance for 2023 Nissan. (RECEIVED)
- The debtor has undertaken an improper use of exemption. Specifically:
- Sched C uses state and federal exemptions, must use one, not both. (AMENDED C FILED)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in Sofi savings acct#9476 $5,646.68, Sofi checking acct#5389 $4,460.02 and pending IRA with Sofi. (LANGUAGE ADDED)
- Must file Pre-confirmation certificate (FILED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,385 when determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $1,000 x 60 beginning 3/1/2024, 100% p
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-11008 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,000.00  
As of 5/2/24 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED.

As of 4/3/24 (DS): Debtor atty requested adj to resolve IRS claim and creditor obj

4/10/24 (DS): 1. Trustee obj to the following:
- Need 2023 tax return.
- 22c has disposable income $1,258, would require min. div. $75,501 to gucs. Total gucs filed $49,916.06, excludes student loans.

2. BMW Bank (LAVIN, CEDRONE, GRAVER) obj to cram, vehicle purchased within 910 days (8/25/22) wants plan modified to pay $71,794.21, plan crams to $50,595.60. Must resolve obj.

3. Must resolve IRS estimated tax claim, 2023 not filed.

Prop Plan $1,000 x 60 begin 3/1/24; Base
Note: Life insurance policies provided.
Auto insurance provided for 2018 Honda.
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-11021 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 3 required payments   Arrears: $1,600.00  
AS OF 4/30/24 (SF) Attorney requests adjournment for debtor to decide how she wishes to proceed.

1. Objection filed by ILI Management/YAD Properties LLC (Knowlton) - failure to pay arrears of $17,807.20 as prompt cure; good faith and feasibility (MUST RESOLVE)

2. Motion to Extend Stay was denied.


Plan proposes $800 x 36 Base
Payments: 1/2 Arrears: $800
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-11115 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $8,568.00  
As of 4/5/24 Debtor atty requested adjournment to allow time to resolve tax claim. Informed Debtor Atty that they must be current with Trustee payment at next hearing.

As of 4/5/24 (DS): 1. No Trustee payments made, arrears $14,090, made 0 out of 2 payments. - HALF PAYMENT MADE $3,522.50 OUT OF 2. PROOF OF PAYMENT SHOWS THAT APRIL PAYMENT WILL BE $3,522.50, WHICH IS NOT PLAN PAYMENT AMOUNT OF $7,045.

2. Trustee obj to the following:
- 22c has disposable income $3,716.79, which would require min. dividend $223,007.40 to gucs, total gucs filed $43,055.31, Bar date is 4/15/24.
- There is non-exempt equity $1,002.49 total in bank accts.
- Must resolve IRS estimated tax claim, 2018 and 2023 tax return not filed. AMENDED CLAIM FILED, STILL NEED TO RESOLVE 2023 TAXES NOT FILED.

Prop Plan $7,045 x 60 begin 3/1/24; 100%
Note: Mortgage claim filed higher, no equity on real property.
Matter ResolvedRequest
Adjourment
1825/8/2024 10:00 am24-11154 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 3 required payments   Arrears: $1,000.00  
AS OF 4/25/2024 (at):

RECOMMEND: $2,000 PAID TO DATE, $2,001 x 58 BEGINNING 5/1/2024, 100% PLAN
Preserve non exempt equity of $118,914 in real and personal property.

1. Objection filed by Lakeview Loan Servicing (Brock & Scott) - failure to cure arrears of $1,478.66. (MOD PLAN PAYS ARREARS AND NO OBJECTION TO MODIFIED PLAN)

2. Objection filed by Citizens Bank (Weltman, Weinberg) - failure to cure arrears of $979.18. (MOD PLAN PAYS ARREARS AND NO OBJECTION TO MODIFIED PLAN)

RESOLVED ISSUES:
Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2023. (RECEIVED)
- The current Plan does not specify treatment of Citizens Bank arrears $979.18 under the Plan. (MOD PLAN PAYS ARREARS)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is non-exempt equity in real property $102,215.76, 2017 Toyota $3,600 and Canyon
Legal Grp Trust acct $13,099.37. (LANGUAGE ADDED - TOTAL NON EXEMPT EQUTY IS $118,914)
- Must resolve creditor objection. (MOD PLAN RESOLVES OBJECTION)

Modified plan before confirmation proposes:$1,000 x 60 beginning 3/1/2024, not less than $48,042.16 to unsecured creditors
Payments: 1/1
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-11184 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 1 of 3 required payments   Arrears: $600.00  
As of 5/1/24 (DS): 1. Debtor in arrears $600, made 1 out of 3 pymts, last pymt made 3/21/24.

2. Trustee obj to the following:
- Must provide current market analysis (appraisal provided is dated 7/12/23. Zillow values more), 2023 tax return and 2 months bank statements from PNC Bank acct#9591 prior to filing date.
- Must amend Schedules B and C to add PNC Bank acct#9591, shown on PNC Bank
acct#9428.
- Need Trustee standard order of distribution.
- Must file Pre-confirmation certificate.

3. Freedom Mortrgage (BROCK & SCOTT) obj arrears owed, POC filed with arrears $2,693.87.

Prop Plan $300 x 36 begin 3/1/24; Base
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-11204 / MBKChristopher G. Cassie, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $1,477.00  
issues as of 4/29/2024 (JMA)

1) Magerick LLC (Waldman & Kaplan) objection to confirmation - need to resolve
-arrears $78,392.78
2) Trustee objection to confirmation - need to resolve
- Proof of social security income - from person contributing to household expenses, per affidavit.
- A copy of the last filed tax return - for 2023. NOT PROVIDED TO DATE
- Updated auto insurance for 2011 Ford, expired 3/28/24. RENEWAL NOT PROVIDED
- A Modified Plan that marks off Parts 8a, 8c and 8d, and also corrects treatment of Land Home Financial. NOT FILED
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in TD Bank acct $1,223.
- Add to confirming order non-exempt proceeds from potential claim on solar panels to Trustee.
- Must resolve IRS estimated tax claim. NOT RESOLVED
- Must file Pre-confirmation certification. NOT FILED TO DATE

proposed plan $1477x60 minimum $5498 dividend to gucs
paid in $2,954
last claim 5
Matter ResolvedRequest
Adjourment
1635/8/2024 10:00 am24-11209 / MBKPRO SEConfirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

issues as of 4/18/2024 (JMA)

1) Trustee objection to confirmation - need to resolve
-The debtor has insufficient income.
-The debtor has undertaken an improper use of exemption. Specifically: The Trustee objects to the 522(b)(3)(B) exemption taken on the Pebble Lane property. ISSUE NOT RESOLVED
-The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $70,479 equity in real estate. FILED CLAIM HIGHER, REDUCES NON-EXEMPT EQUITY TO $57,484.28

proposed plan $1,424.72x60 100% plan
paid in $1,424.72
arrears $1,424.72
last claim 1

RESOLVED ISSUES:
-Must file Pre-confirmation certificate. RESOLVED, FILED
-A Modified Plan that marks off Part 5a of plan unsecured creditors. RESOLVED
-The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - Need Tax Declaration Form. PROVIDED, HAS BEEN UNEMPLOYED FOR LAST 4 YEARS, SOCIAL SECURITY IN ONLY INCOME
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-11216 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $1,220.00  
issues as of 4/29/2024 (JMA)

1) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - 2023 by 5/15/2024.
- Need December and January bank statements for Chase account 5512. NOT PROVIDED TO DATE
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $134,380 in non-exempt equity in the residence (100% Plan.)
- The IRS filed an estimated claim which needs to be amended. STILL NOT RESOLVED
- Need to file Pre-Confirmation Certification NOT FILED TO DATE
2) State of NJ priority claim is estimated, need amended claim RESOLVED, CLAIM HAS BEEN AMENDED

proposed plan $1,220x60 100% plan
paid in $2,440
last claim 16


RESOLVED ISSUES:

- A copy of the homeowner's insurance renewal declaration - Policy expired 3/10/24. RESOLVED, RENEWAL PROVIDED
- State of NJ priority claim is estimated, need amended claim RESOLVED, CLAIM HAS BEEN AMENDED
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-11266 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 2 of 3 required payments   Arrears: $2,299.00  
AS OF 4/30/24 (SF)

RECOMMEND $4598 PTD, $2511 X 58 (BEGIN 5/1/24) 100% PLAN W/MIN DIV OF $144,286 TO GUCS PER 122c
- STUDENT LOANS TO BE PAID OUTSIDE PLANSTUDEN


Trustee objection:

- Reviewed the 22C, monthly gross income is $15,295.43. (2023 gross for shoprite
$102,236/12 = $8,519.67, UPS gross for January, 2024 = $1,229.86, and co -debtor monthly gross $5,545.90). Per the 22C, monthly disposable income is $2,404 which requires a minimum dividend of $144,286 to general unsecured creditors. PLAN IS 100%

- Verified income leaves monthly disposable income of $3,122.52.



Plan proposes $2299 x 60 100%
Payments: 2/2



RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - need current
declaration page. (RECEIVED)
- Need a statement for the debtor's 401k loan. (RECEIVED. WILL BE PAID IN 14 MONTHS)
- IRS priority claim is estimated (AMENDED)
- A copy of the last filed tax return - 2023 by 5/31/2024. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)

Matter ResolvedRequest
Adjourment
1685/8/2024 10:00 am24-11369 / MBKPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

OTBS by MBK - stay relief limited to health & safety issues with respect to the property - case can be worked-up for confirmation to address the financial portion - Confirmation ADJ to 5/8/24 for work-up (dm)

Mk: replied to debtor's email on 4/20. She asked status of her case. I told her there was an MFR by the LL on and she had not filed any opposition. I attached the motion to the email . I copied and pasted the confirmation case notes as well

As of 4/19/24 (DS): 1. Trustee obj to add language that vesting will occur at confirmation, also need Trustee standard order of distribution.

2. Halina Kapala (landlord) filed motion for relief sched 4/24/24. Debtor owed pre-petition arrears $800, claim filed as unsecured, no post-pet arrears owed. Plan propose to pay $800 as unsecured pro rata up to amount ilsted. NEED OUTCOME OF MOTION.

Prop Plan $341 x 38 begin 3/1/24; $316.12 x 1; Base
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-11453 / MBKYakov Rudikh, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj, made pymts<>CLEVELAND APT/LANDLORD (ARONS & ARONS)
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-11581 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 3 required payments   Arrears: $516.00  
AS OF 4/25/2024 (at):

RECOMMEND: $516 x 60 BEGINNING 3/1/2024, 100% PLAN
Preserve non exempt equity of $83,726 in the residence.
Preserve non exempt equity of $9,852 in the 2018 Chevy.

1. NJ Division of Taxation filed an estimated claim #6 which needs to be amended. (NO LONGER ESTIMATED)

RESOLVED ISSUES:
Trustee's objection:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $83,726 in non exempt equity in the residence. (LANGUAGE ADDED)
- There is $9,852 in non exempt equity in the 2018 Chevy. (LANGUAGE ADDED)
- The IRS filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED)
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $516 x 60 beginning 3/1/2024, 100% plan
Payments: 2/2
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-11680 / MBKPRO SEConfirmation Hearing ScheduledMoot - DismissedDebtor has made 0 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-11693 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $3,574.00  
AS OF 5/1/2024 (at):

1. The IRS filed an estimated claim #5 which needs to be amended. (STILL ESTIMATED)

2. Objection filed by PNC Bank (KML) - failure to cure arrears of $1,314.59 (Per POC) (RESOLVED - PAY PER POC)

3. Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$750/month for utilities
$3,000/month for food
$2,000/month for clothing
$1,000/month for personal care
$1,700/month car payment
(Tr will allow as long as plan remains 100%)
$500/month for pet care
$600/month for dance lessons
Need proof of excessive expenses 10 days prior to confirmation.
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $7,196.50. (with excessive
expenses)
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2023 by 5/15/2024. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $286,469 in non exempt equity in the residence. (LANGUAGE ADDED)
- There is $88,625 in non exempt equity in the jewelry. (LANGUAGE ADDED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan. (LANGUAGE ADDED)

Modified plan before confirmation proposes: $3,340 x 60 beginning 3/1/2024, 100% plan
Payments: almost 2/3, arrears $3,574
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-11815 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 3 required payments   Arrears: $2,799.00  
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-11833 / MBKJuan C. Velasco, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 3 required payments   Arrears: $1,035.00  
AS OF 5/1/2024 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/3, arrears $1,035
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12150 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $402.00  
As of 4/29/24(mk):

>>Need to know reult of motion and NEEDS UPDATE INFO ON HOME VALUE- DEBTOR'S S IS TOO LOW.

5/1/24:MTN TO MODIFY TD RETAIL CLM #2 TO $500 SECURED /$2,754.52 UNSECURED

1. Trustee Objection:
- 2023 tax return
-Tax claims much higher than plan amt
-online CMA's show a house value of approximately $303,000- 310,000. There would be equity of
approximately $11,882 using this value.
Recent comparable sales w/n last 2-4 mos range 330,000-349,000
Comparable sales in Debtor equifax report all have higher values : 106 Bananier Drive= Listed for 350,000. 284 Port Royal was sold in Oct 2023- so out of date and 29 Liberta also sold in 10/2023


Plan: $404 x 36; $0
2/2
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12156 / MBKDarin D. Pinto, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 3 required payments   Arrears: $528.00  
AS OF 4/30/2024 (at):

1. Objection filed by US Bank (Robertson, Anschutz) - plan incorrectly identifies servicer as Shellpoint Mortgage instead of Selene Finance. Creditor requires full monthly mortgage payments since the debtor is pursuing a loan mod directly with the creditor. (UNRESOLVED)

2. Trustee's objection:
- The debtor has insufficient income. Verifiable income leaves monthly disposable income of $91.95. Debtors must sign up for e-wage for trustee payments. (LANGUAGE ADDED)
- The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - with comparatives sold within 6 months of filing. (NOT RECEIVED)
- A copy of the last filed tax return - 2024 by 5/15/2024. (NOT RECEIVED - LANGUAGE ADDED)
- Need a statement for the debtor's 401k loan. (NOT RECEIVED)
- A Modified Plan that increases trustee payment when 2018 Honda is paid off. (MOD PLAN NOT FILED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $13,276 in non exempt equity in the 2018 Honda. (LANGUAGE ADDED)
- The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED)
- Need a statement for the loan on the 2018 Honda Odyssey. (NOT RECEIVED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need a breakdown of the deduction of $1,105 bi-weekly for the Staten Island Credit
Union. Per notes, part of this is for car payments which are not on Schedule J. Need to
know how much is not car payments as that is additional income- Provide debtor
certification for explanation. (NOT RECEIVED)

Plan proposes: $528 x 36 beginning 3/1/2024, loan modification by 9/1/2024, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12217 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledContinued
5/22/2024 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $1,314.00  
As of 5/1/24 (DS): Debtor attorney requested adj to pass bar date 5/9/24.
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12219 / MBKFrances A. Tomes, Esq.Confirmation Hearing ScheduledPending - Work-up in ProcessDebtor has made 2 of 3 required payments   Arrears: $633.00  
issues as of 4/29/2024 (JMA)

1) 341 not held, rescheduled for 5/2/2024 - confirmation workup to be completed after hearing held
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12250 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $1,106.00  
AS OF 5/1/24 (SF)

1. Objection filed by US Bank (Caine) - failure to provide for payment of arrears in the amount of $67,167.57. (No claim filed yet)

2. Trustee objection:

-there is excess income on Line 45 on form 122c-2 in the amount of $1,064.29 and requires
minimum $63,857.40 dividend to general unsecured creditors PLAN IS 100%.

-There is $59,678.50 non-exempt equity using CMA (may go up or down after IRS claim
amended and mortgage claim filed)

-There is $38,100 non-exempt equity in the Roundup Class Action Lawsuit reward
OK 100% PLAN

- IRS priority claim 1-1 is estimated for 2023 taxes (NEED AMENDED CLAIM)



Plan proposes $1106 x 60 100% Plan
Payments: 1/2 Arrears: $1106

RESOLVED:
-must file pre conf cert (FILED)




Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12275 / MBKStephen M. Goldberg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $200.00  
AS of 4/28/24(mk):


1. Trustee Objection :
-Verified income leaves monthly disposable income of
$884.23. Sch I & J show dispos income of 643 and plan
payment is only 200 p/m
-Need to file Pre-Confirmation Certification.
-The attorney's fees in the plan ($3,675) and the disclosure
statement ($0) do not agree. One of these must be
amended.

Plan:$200 X 36; BASE
1/1 payment

---------
- need 2023 tax return- PROVIDED
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12299 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 1 of 2 required payments   Arrears: $395.00  
AS OF 4/30/2024 (at):

Trustee's objection:
- The debtor has insufficient income.
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - for Seafood Number 1 job - Letter indicating how much
she receives (cash job.) (NOT RECEIVED)

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
- A copy of the last filed tax return - 2023 by 5/15/2024. (NOT RECEIVED - LANGUAGE ADDED)
- Need updated car insurance prior to confirmation. Policy expires March 29, 2024. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $78,539 in non exempt equity in the residence. (LANGUAGE ADDED)

Plan proposes: $394.78 x 60 beginning 4/1/2024, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12301 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 0 of 2 required payments   Arrears: $900.00  
As of 5/1/24 (DS) 341 will not be held 5/2/24, still missing docs, also no Trustee payment made, arrears $900, made 0 out of 2 payment.
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12322 / MBKDavid A. Semanchik, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 0 of 2 required payments   Arrears: $5,000.00  
issues as of 4/26/2024 (jma)

1) 341 scheduled for 5/2/2024 - no documents provided to date
2) No Trustee plan payments to date
3) Need to file Pre-Confirmation Certification with Court
4) Selene Finance/MCLP Asset Company Inc (McCabe Weisberg) objection to confirmation - need to resolve
-arrears $134,807.64
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12338 / MBKJoseph I. Windman, Esq.Confirmation Hearing ScheduledContinued
6/12/2024 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $1,734.00  
AS OF 4/30/24 (SF)


1. IRS filed estimated priority claim 1-1 (NEED AMENDED CLAIM)

2. Improper service to MV Realty of NJ. Debtor served attorney and did not serve Managing Agent or Corporate Officer. We do not know if this is the current attorney of record.

Also, there is no lien amount listed in part 7a to avoid

3. No secured claims filed yet.

4. Trustee objection:
- There is $85,011 in non exempt equity in the residence. (100% plan )




Plan proposes $1734 x 42 100% Plan
Payments: 1/1


RESOLVED:
- Need a copy of the last filed tax return - 2023 by 5/15/2024. (RECEIVED)
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12348 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 2 required payments   Arrears: $800.00  
AS of 4/28/24(mk): No Payments


1. Objection by US NAT"L BANK( RAS):
- LM speculative and not been offered

2. Trustee objection:
- Need 2023 tax return
-debtor has insufficient income income is negative $164 per month- income is only soc sec.
- as of now there is 53,257 equity in real property.


Plan:$400 X 36; LM 9/1/24 (1223 SILVANIA PL); MIN $65,000
0/1/payment
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12379 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

341 IS 5/2/2024.
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12391 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $2,376.00  
As of 4/26/24 (DS): 341 not held 4/18/24, all docs missing, also no Trustee payments made. Debtor in arrears $1,188, 0 out of 1 payment.
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12414 / MBKFrancis P. Cullari, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 2 required payments   Arrears: $530.00  
As of 5/1/24 (DS): 1. Debtor has not made any Trustee payments, arrears $530, made 0 out of 2 pymts.

2. Trustee obj to the following:
- Excessive expenses on Sched J for Tele, cell, internet/cable $906, plus electricity/heat/gas $500 and Life insurance $1,195. Plan pays 100%.
- There is non-exempt equity $160,000 in cash value in life insurance policies.
- There is a Deed dated 6/30/20, which transfers 115 Hatteras Rd, Waretown and
47 Central Ave, Waretown from Debtor and Spouse to Spouse only. This must remain 100% plan.
- Need Trustee standard order of distribution.
- Must file Pre-confirmation certification.

3. Canon Financial Service filed secured judgment lien $72,880.44, which needs to be paid,, but is not mentioned in plan.

Prop Plan $265 x 60 begin 4/1/24; 100% and Sale of B. Denville St by 9/1/24
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12426 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 1 of 2 required payments   Arrears: $4,000.00  
issues as of 4/26/2024 (JMA)

1) 341 not held, rescheduled for 5/2/2024 - documents not provided
2) Current with Trustee plan payments
3) Need to file Pre-Confirmation Certification with Court
4) PNC Bank (Martone Uhlmann) objection to confirmation - need to resolve
-negative income, plan not feasible
-multiple filings
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12453 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledRecommend DenialDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 5/2/24 (SF) Recommend plan be denied and new plan filed to complete part 1e in plan

1. Objection filed by PNC Bank (Martone) - failure to pay arrears o $1234.95

2. Chrysler Capital filed arrears claim 2-1 in the amount of $811.73 which is not addressed in the plan (ok to pay?)

2. Trustee objection:

- Need proof of homeowner's insurance

- Need copy of 2023 Tax Return by 5/31/24

- Must provide copy of PNC bank statements for January through March 6

- 22c Line 45 has disposable income $4,784.42, which would require minimum dividend $287,065 to gucs.

- Proof of income also verifies higher.

- the schedules fail to account for the debtor(s) tax refund in the amount of $5,077

- There is non-exempt equity in jewelry $1,010, estimated in bank accts (pending bank acct statements) and real property (pending updated CMA with comps)

- Must provide loan balance for the furnace/AC/water heater, not listed on Schedules, but is listed as payment on Sched J.

-Part 1e not marked off for joint admininstered filing.

-CMA does not attach any comps. Using the Zillow value, there would be NE equity $29,000.


Plan proposes $600 x 60 Base w/min div of $15,650 to gucs
Payments: 2/2

Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12466 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $274.00  
341 is 5/2/24
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12490 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 1 of 2 required payments   Arrears: $1,205.00  
AS OF 4/25/2024 (at):

RECOMMEND: $1,205 PAID TO DATE, $1,343 x 59 BEGINNING 5/1/2024, 100% PLAN
Student loans will be paid outside of the plan.
Preserve non exempt equity of $161,551 in real estate.

1. Objection filed by Specialized Loan Servicing/Citigroup (Stewart Legal) - failure to cure arrears of $3,844.46. (RESOLVED - PAY PER POC)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2023 by 5/15/2024. (RECEIVED)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $161,551 in non exempt equity in the residence. (100% plan ) (LANGUAGE ADDED)
- The IRS filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED)
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $1,205 x 60 beginning 4/1/2024, 100% plan
Payments: 1/1
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12536 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 1 of 2 required payments   Arrears: $300.00  
issues as of 4/26/2024 (JMA)

1) 341 not held, not rescheduled - failed to provide Trustee with documents for 341 hearing
2) Current with Trustee plan payments
3) Legacy Mortgage Asset Trust (RASC) objection to confirmation - need to resolve
-total debt claim of $31,276.64
4) Federal Home Loan Mortgage Corporation (RASC) objection to confirmation - need to resolve
- The Plan proposes to cure the pre-petition arrears via a loan modification. A loan modification has not been offered or approved by Secured Creditor.
- Debtor has failed to provide alternative treatment of Secured Creditor's Claim in the event loss mitigation is unsuccessful.
5) Need to file Pre-Confirmation Certification with Court

proposed plan 4300x60 loan mod, base plan
paid in $300
last claim 7
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-12540 / MBKEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,154.00  
341 sched 5/2/24 @11
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-13238 / MBKBrian Gregory HannonConfirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $125.00  
issues as of 4/26/2024 (JMA)

1) 341 not held, rescheduled for 5/9/2024
2) Current with Trustee plan payments

proposed plan $125x36 base plan
paid in $125
last claim 2
Matter ResolvedRequest
Adjourment
05/8/2024 10:00 am24-13841 / MBKKevin C. Fayette, EsqMotion Confirming Automatic Stay is Not in Effect3rd Party MatterDebtor has made 0 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/8/2024 2:00 pm22-18300 / MBKJustin M. Gillman, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $5,170.00
Matter ResolvedRequest
Adjourment
1925/8/2024 2:00 pm22-18791 / MBKGeorge E. Veitengruber, III, Esq.Motion CompensationNeeds Resolution of Issues - ObjectionsTotal Paid In: $2,700.00
Debtor obj <> GOLDSMITH-COHEN FEE APP
Matter ResolvedRequest
Adjourment
05/8/2024 2:00 pm22-19677 / MBKKarina Pia Lucid, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $50,700.00
Matter ResolvedRequest
Adjourment
05/8/2024 2:00 pm23-15130 / MBKJames J. Cerbone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $12,702.00
Matter ResolvedRequest
Adjourment
05/8/2024 2:00 pm23-16826 / MBKJonathan Goldsmith-Cohen, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $7,082.00
Matter ResolvedRequest
Adjourment
05/8/2024 2:00 pm23-16983 / MBKJonathan Goldsmith-Cohen, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $7,856.00
Matter ResolvedRequest
Adjourment
05/8/2024 2:00 pm23-17022 / MBKJonathan Goldsmith-Cohen, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $4,225.00
Matter ResolvedRequest
Adjourment
05/8/2024 2:00 pm23-17250 / MBKJonathan Goldsmith-Cohen, Esq.Motion CompensationNeeds Resolution of Issues - ObjectionsTotal Paid In: $15,480.00
4/19 AMT: PRE CONF CERT NOT FILED TO DATE
Matter ResolvedRequest
Adjourment
805/8/2024 2:00 pm23-18117 / MBKJohn Zimnis, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - Objections
NOT CURRENT EDC
Per MBK, ADJ to 5/8 at 2 PM to be current - also giving strong consideration for Conduit (dm)

4/24/24 - HOLD FOR JUDGE
- creditor asserts $5,669.48 arrears.
- Debtor Atty holding $0 but debtor advised that she could pay in full by Friday.
- MBK previously heard this case - Trustee recommended Conduit.
- Also, case on for confirmation.

*****

ADJ to 3/27 - Hold for Judge
AMT: TR LTR REQUESTING CONDUIT<>
MULTIPLE PRIOR FILINGS WITH CREDITOR DEFAULTS
3X CERTY ON STILL NOT CURRENT
Debtor obj<> US BANK/Carrie Drive (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
1295/8/2024 2:00 pm23-18117 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 8 required payments   Arrears: $1,950.00  
AS OF 4/30/24 (SF)

Per MBK, ADJ to 5/8 at 2 PM to be current - also giving strong consideration for Conduit (dm)

A
**JUDGE ORDERED CONDUIT --NEED TO CIRCULATE ORDER

SEE NOTES IN CREDITOR CERT OF D

1. Cert of Default by SN Servicing/US Bank just filed scheduled for 5/8/24 at 9 (MUST RESOLVE)

2. Trustee objection:
- Disposable income verifies $2,554.59. (RECOMMEND 48 MONTH PLAN)

- 2014 Mazda has non-exempt equity $127 and bank accts, but d(5) not used, only d(1) on real property. Also pending bank acct statements requested.


Plan proposes $975 x 60 100%
Payments: 6/7 Arrears: $975



RESOLVED ISSUES:
- Amendments to Schedules B and C to add Bank of America checking accts #6189 and
#1933. (Accounts belong to Debtor's children)

- Need 2 months bank statements from Bank of America checking accts #6189 and #1933 prior to filing date.
- Must file Pre-confirmation certificate. (FILED)


Matter ResolvedRequest
Adjourment
05/8/2024 2:00 pm23-18220 / MBKJonathan Goldsmith-Cohen, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $5,740.00
Matter ResolvedRequest
Adjourment
05/8/2024 2:00 pm23-21458 / MBKJustin M. Gillman, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $3,600.00
Matter ResolvedRequest
Adjourment
05/8/2024 2:00 pm24-10246 / MBKAllen I. Gorski, Esq.Motion CompensationNo Opposition Filed
Matter ResolvedRequest
Adjourment
05/8/2024 2:00 pm24-10556 / MBKAllen I. Gorski, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $4,000.00
Matter ResolvedRequest
Adjourment
05/8/2024 2:00 pm24-12862 / MBKDaniel L Reinganum Motion CompensationNo Opposition Filed
(amt: no foh/order outside)
Matter ResolvedRequest
Adjourment
05/8/2024 2:00 pm24-12862 / MBKDaniel L Reinganum Motion CompensationWithdrawn
Matter ResolvedRequest
Adjourment
2205/8/2024 2:30 pm22-17996 / MBKPeter E. Zimnis, Esq.AP Hearing Scheduled (Document)Judge to Reserve DecisionTotal Paid In: $1,800.00
AP 23-10001 E.G.R.LLLP VS. KELLY -- STATUS CONFERENCE
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes