Judge Mark Edward Hall
Hearing Date: 5/7/2025
Hearing Count: 0
Last Updated: 04-28-2025 10:51 AM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
55/7/2025 9:00 am19-24217 / MEHJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $20,739.00
AMT: ADJ FOR FINAL $400 PYMT & NTC OF SETTLEMENT<>

Per AR, adjourn to 4/16 to allow debtor to pay $4,000 to GUCs or dismiss (dm)

Per AR, okay to ADJ to 3/26/25 Peremptory (dm)

1/17 AMT; TR ORDER TO CHAMBERS FOR FILING; MTN ADJ TO 3/5

ADJ to 1/22 - AR will put an Order together (dm)
ADJ to 12/10 - AR to contact Atty about what he needs (dm)
Still need status of claim against NJ Transit Rail Ops (dm)

10/7 amt: mtn to approve settlement filed for motor vehicle accident; hearing 11/13

Debtor obj<>FAILED TO PROVIDE TRUSTEE WITH PI STATUS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am19-24817 / MEHBruce H. Levitt, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $57,720.00
FAILED TO FILE MO PER ORDER DOC #55 ADDING APPX $10,000 PP MTG ARREARS TO PLAN
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am20-10731 / MEHAndre L. Kydala, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition Filed
TRUSTEE MTN TO DEEM CONDUIT CURRENT
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am20-15185 / MEHLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $25,752.00
AMT: PIF/PENDING CLOSING AUDIT<>


FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am20-15273 / MEHAndrew Thomas Archer, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $12,000.00
3/18 AMT: PLAN IN MO 59/BAL TO COMPLETE IS $900<>

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am20-16715 / MEHAndrew M. Carroll, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $36,855.00
Debtor obj<> ARREAs
Matter ResolvedRequest
Adjourment
115/7/2025 9:00 am20-16743 / MEHMarc C. Capone, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $98,897.00
Debtor obj, making pymts<> US BANK TRUST/Ensign Ave (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am20-18091 / MEHMarc C. Capone, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $15,005.00
Debtor obj, will pay<>ANDREWS FED CU/2015 Explorer (Luscz)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am20-19987 / MEHPeter J. Broege, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $33,088.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am20-20469 / MEHJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $15,512.00
SELECT PORTFOLIO/Gaff Road (RAS)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am20-22325 / MEHMichelle Lee, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $33,332.00
CITIZENS BANK/Exton La (McCABE)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am21-12058 / MEHJohn Zimnis, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $11,052.00
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am21-14710 / MEHRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $38,188.00
Debtor obj, filed mtn to sell<> ARREARS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am22-13109 / MEHCandyce I. Smith-Sklar, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $15,271.00
Debtor obj, made pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am22-14862 / MEHRobert Cameron Legg, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $19,394.00
Debtor obj<>OCEAN INC (Semanchik)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am22-17461 / MEHWarren S. Jones, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $16,979.00
PLAN NOT FEASIBLE DUE TO OVER $15,000 POST PET MORTGAGE ARREARS ADDED TO PLAN PER ORDER #52
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am22-18083 / MEHLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $42,106.00
ARREARS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am23-10293 / MEHMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $9,394.00
DEBOR FAILED TO COMPLETE SALE OF MIDLAND ROAD PPTY BY 5/15/24
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am23-11478 / MEHRonald E. Norman, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $17,465.00
AMT: TR CONDUIT REQUEST<>

Debtor obj, made pymt<>LAKEVIEW LOAN/Potter Lane (LOGS)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am23-11930 / MEHMaryBeth Schroeder, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $29,038.00
AMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj, made pymt<> M&T BANK/19th ave (KML)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am23-12022 / MEHLee M. Perlman, Esq.Trustee Cewertification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $28,029.00
Debtor obj, will make pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am23-12527 / MEHBrad J. Sadek, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $10,290.00
Debtor obj, made pymts<>NATIONSTAR/A. South Warren St ( KML)
Matter ResolvedRequest
Adjourment
375/7/2025 9:00 am23-14150 / MEHRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $28,380.00
$7,751 TFS pending for 4/18 - ADJ to 5/7
Per AR, ADJ to 4/16 - debtor should change TFS payment to 4/9

Debtor obj, made pymts<>ARREARS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am23-14816 / MEHDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $12,945.00
SV/US BANK; ARREARS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am23-15821 / MEHRobert C. Nisenson, Esq.Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceNo Opposition FiledTotal Paid In: $29,400.00
FHA Partial Claim
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am23-16532 / MEHRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $52,808.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am23-17065 / MEHRussell L. Low, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $9,400.00
AMT; MP 5/7<<>>

Debtor obj, working on LM with new servcier<>FAILED TO LM BY 12/31/24
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am23-18325 / MEHAndrew G. Greenberg, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $28,555.00
SN SERVICING CORP /Applegate Lane (FRIEDMAN)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am23-19563 / MEHThomas G. Egner, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $3,369.00
SV/CREDIT ACCEPTANCE; ARREARS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am23-19856 / MEHTerry Glen Tucker, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
Trustee OBJ
- Arrears $2,736 as of 4/8/25
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-10014 / MEHJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $24,400.00
Debtor obj, made pymt<>PRIME MTG TRUST/Mulberry Lane (PADGETT LAW)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-10132 / MEHJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $11,955.00
Debtor obj, made pymt<>HYUNDAI CAPITAL/2023 Forte (EISENBERG)
Matter ResolvedRequest
Adjourment
555/7/2025 9:00 am24-10136 / MEHDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections
AMT: MP 5/7 >

Debtor obj, filed MP<>DEBTOR'S PLAN DENIED ON 9/25/24 AND FAILED TO FILE MP IN 14 DAYS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-10136 / MEHDaniel E. Straffi, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition Filed
MTN TO APPROVE LM
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-10423 / MEHYakov Rudikh, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $8,310.00
SV/HYUNDAI; ARREARS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-10993 / MEHGeorge E. Veitengruber, III, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $12,218.00
MTN DEBTOR OR FINDING OF INCOMPETENCY OF A DEBTOR
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-10993 / MEHGeorge E. Veitengruber, III, Esq.Motion SellNo Opposition FiledTotal Paid In: $12,218.00
36 HAMPTON HOLLOW DR
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-11347 / MEHDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $4,850.00
(amt: loss mit now extended to 6/18)<>

Debtor obj<>FAILED TO LM BY 11/6/24; NOT FEASIBLE DUE TO NJ TURNPIKE #7-1; ARREARS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-11540 / MEHCandyce I. Smith-Sklar, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $1,595.00
Debtor obj, making pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-11579 / MEHLaurence R. Sheller, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $10,225.00
Debtor obj, making pymt<> ARREARS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-13924 / MEHCandyce I. Smith-Sklar, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $8,250.00
MTN APPV DISBURSEMENT FROM INSURANCE PROCEEDS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-16087 / MEHJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $972.00
MP on 5/7>>HR>>


Debtor obj, filing MP<>SV/SANTANDER; PLAN NOT FEASIBLE DUE TO SUPP FEES ADDED TO PLAN
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-16112 / MEHJeanie D. Wiesner, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $3,520.00
Debtor obj, proposes recap<> SANTANDER/2017 Santa Fe (Eisenberg Gold)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-16333 / MEHRegina L. Gelzer, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $9,782.00
Debtor obj<>ROCKET MTG /Pinta Way (BROCK)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-16369 / MEHDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $19,660.00
AMT: MP 5/7<<>>

Debtor obj, filing MP<>FAILED TO LM BY 1/1/25
Matter ResolvedRequest
Adjourment
1845/7/2025 9:00 am24-16649 / MEHDonald F. Campbell, Jr., Esq.Motion CompelNo Opposition Filed
ADJ Request to 5/7/25 (dm)
ADJ by MEH to 4/16 at 2 PM
ADJ by MEH to 3/26 at 2 PM

Need 2-week ADJ with respect to Wells Fargo with consent (dm)

MTN COMPELLING PRODUCTION OF DOCS BY WELLS FARGO BANK (Reed Smith), SPECIALIZED LOAN (no response) AND SELENE FINC (RAS)
Matter ResolvedRequest
Adjourment
1865/7/2025 9:00 am24-16649 / MEHDonald F. Campbell, Jr., Esq.Motion Cross MotionNeeds Resolution of Issues - Objections
ADJ Request to 5/7/25 (dm)
ADJ by MEH to 4/16 at 2 PM
ADJ by MEH to 3/26 at 2 PM

SEE # 68
Debtor obj<>Selene/US BANK MTN TO QUASH DEBTOR'S SUBPOENA
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-17040 / MEHScott E. Kaplan, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition Filed
LATE CLM/ASSOC COMMUNITY MGMT CORP
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-17280 / MEHPeter E. Zimnis, Esq.Order Shorten TimeNeeds Resolution of Issues - ObjectionsTotal Paid In: $4,500.00
OST - DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-17377 / MEHJonathan Goldsmith Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/28/2025 9:00 am
Total Paid In: $1,864.00
AMT: MP 5/28

Debtor obj, filed MP<>SV/NISSAN
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-18238 / MEHRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $4,020.00
MILL POND AT EATONTOWN CONDO ASSOC (McGOVERN)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-18383 / MEHAdam G. Rosenberg, Esq.Motion Relief from Stay (Fee)No Opposition Filed
SELENE FINC/Coreja Avenue (RAS)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-18857 / MEHJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,249.00
AMT: MP 5/7

Debtor obj, filing MP<>FAILED TO LM BY 3/1/25
Matter ResolvedRequest
Adjourment
765/7/2025 9:00 am24-19299 / MEHAndre L. Kydala, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - Objections
Debtor obj<>NEWREZ/SHELLPOINT - Hunt Drive (RAS)
Matter ResolvedRequest
Adjourment
725/7/2025 9:00 am24-19718 / MEHJoan Sirkis Warren, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - Objections
Note - CO submitted on Confirmation OBJ - cure arrears with ERMA by 8/26/25 (dm)

Debtor obj<>WILMINGTON TRUST (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-19762 / MEHAndrew M. Carroll, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $8,394.00
ALLOW CLM 19-1 AS TIMELY
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-19993 / MEHAndrew Thomas Archer, Esq.Motion SellNo Opposition FiledTotal Paid In: $300.00
4/15/25 email with Amended Order okay by Trustee (dm)

1007 GARNET DR
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-21409 / MEHGeorge E. Veitengruber, III, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNeeds Resolution of Issues - Objections
SN Servicing obj (Friedman Vartolo)<>LOSS MIT/SN SERVICING
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-21409 / MEHGeorge E. Veitengruber, III, Esq.Motion for Relief from stayNeeds Resolution of Issues - Objections
Debtor obj<>SANTANDER CONSUMER /2020 Sonata (EISENBERG)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-21728 / MEHKevin C. Fayette, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $3,820.00
PENNYMAC LOAN /Lafayette Avenue (FRENKEL LAMBERT)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-21814 / MEHJeffrey H. Ward, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition Filed
MTN TERMINATING STAY ALLOWING PROSPECTIVE IN REM RELIEF
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am24-21814 / MEHJeffrey H. Ward, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition Filed
MTN/PHH MTG - Squirrel Rd (McCalla)
Matter ResolvedRequest
Adjourment
825/7/2025 9:00 am24-22085 / MEHDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
ADJ by MEH to 5/7/25 on condition that $7,500 paid by 5/1 to Selene - proof of marketing - what can be paid Adequate Protection while property is listed going forward (dm)

AR NOTE
PARTIES CONFIRING FOR RESOLUTION
Debtor obj, can make pymt & requests recap<>SELENE FINC /MEhar Court (RAS)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am25-10184 / MEHTheodore M. Costa, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
MTN VACATE DISMISSAL
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am25-10188 / MEHMitchell R. Stein, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am25-10551 / MEHSteven J. Abelson, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj, making pymts<>FREEDOM MTG/Kadlubeck Way (BROCK)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am25-11041 / MEHPeter E. Zimnis, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition Filed
MTN TO DISBURSE INSURANCE PROCEEDS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am25-11646 / MEHPRO SEMotion Prospective ReliefNo Opposition Filed
DEUTSCHE BANK/Folwell Station Road (LOGS)
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am25-12238 / MEHGeorge E. Veitengruber, III, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition Filed
LOSS MIT/SHELLPOINT
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am25-12746 / MEHBrian S. Thomas, Esq.Motion Extend TimeNo Opposition Filed
MISSING DOCS
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am25-12777 / MEHRobert C. Nisenson, Esq.Request for Loss MitigationNeeds Resolution of Issues - Objections
SN servicing obj (Friedman Vartolo)<> REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am25-13627 / MEHJonathan Stone, Esq.Motion Extend TimeNo Opposition Filed
MTN EXTEND STAY
Matter ResolvedRequest
Adjourment
05/7/2025 9:00 am25-13819 / MEHDavid G. Beslow, Esq.Motion Extend TimeNo Opposition Filed
MTN EXTEND STAY
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am23-17065 / MEHRussell L. Low, Esq.Confirmation Hearing on Modified PlanRecommend DenialDebtor has made 19 of 20 required payments   Arrears: $500.00  Total Paid In: $9,400.00
ISSUES AS OF 4/25/2025 (DM):

***Mortgage obtained stay relief - Plan is no longer feasible - RECOMMEND DENIAL OF MP***

 4/17/25 - NewRez/Shellpoint (HILL) obtained stay relief on Fabiszewski Way property.


Confirmed Case: $5,400 Ptd, $500 x 49, Base Plan
- Loan Mod by 12/31/24.
Prop. MP: $500 x 60, Base Plan
- Loan Mod by Oct 2025.
PTD = $9,400, Arrears $0 as MP filed.
Last Claim (7-2) dated 1/23/24.
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am23-19563 / MEHThomas G. Egner, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 15 of 18 required payments   Arrears: $218.00  Total Paid In: $3,369.00
Note - $1,000 Fee App pending.
Matter ResolvedRequest
Adjourment
1025/7/2025 10:00 am24-10136 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 15 required payments   Arrears: $5,700.00  
ADJ to 4/16/25 - Motion to Approve Loan Mod to be corrected & work-up confirmation at 100% with student loans outside (dm)

2/26 Workup for the 3/5 calendar EDC


Per AR, need to retain professional on WC- was this done?

*Well Fargo mortgage resolved objection with order that said the debtor must get loan mod by 2/2/25 and that if done claim would be put in LM. STATUS OF LM? (Trial Payments just completed but what is status of final LM?? Need LM date

mp 100 X 60 PLUS DEBTOR TO TURN OVER WC PROCEEDS BY 3/1/26 TO PAY PLAN-100% Preserve non exempt equity of $117,904 in real estate. --LM BY ???? TRUSTEE WILL NOT PAY ARREARS PENDING LM WITH ADEQUATE PROTECTION TO WELLS PAID OUTSIDE OF THE PLAN--STUDENT LOANS OUTSIDE

-LOW BASE PENDING WC PROCEEDS
------------------
RESOLVED
*NJR Solar filed objection to MP-claim not dealt with in plan 0RDER SUBMITTED - WILL PAY OUTSIDE
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-11347 / MEHDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 14 required payments   Arrears: $556.00  Total Paid In: $4,850.00
Matter ResolvedRequest
Adjourment
875/7/2025 10:00 am24-14544 / MEHGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 6 of 6 required payments   Arrears: $0  

AS OF 4/24/25 (SF)

RECOMMEND $7,500 PTD; $2475 X 42 (BEGIN 5/1/25) 100% PLAN W/MIN $43,433 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE
- OK TO PAY STATE OF NJ PRIORITY CLAIM 3-2
- OK TO PAY CITIZENS BANK ARREARS CLAIM 19-1





1. Trustee objection:

- Amendments to Schedules schedules to include the new job and November income (RECEIVED). DISPOSABLE INCOME IS NOW $4498

- Verified income leaves monthly disposable income of $2,542.24.

- Per the 22C, monthly disposable income is $2,687 which requires a minimum dividend of $161,220 to general unsecured creditors.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,269.00 when determining disposable income.

- There is $43,433.45 in non exempt equity in the residence.



Plan proposes $1250 x 60 100% Plan
Payments: 6/6


RESOLVED:
- Need to file Pre-Confirmation Certification. (FILED)
- Citizens Bank filed arrears claim 19-1 in the amount of $2801.22 which is not addressed in plan. (OK TO PAY?) YES

ADJ to 5/7 - estimated tax claim is not amended by 4/16, debtor must immediately move against the claim (dm)

- The stay is vacated as to Americredit/GM Financial and deficiency claim filed.
- State of NJ filed estimated priority and unsecured claim 3-1 (AMENDED)
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-16087 / MEHJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 8 of 10 required payments   Arrears: $66.00  Total Paid In: $972.00
AS of 4/14/25(mk):atty ok to terms


**NEED TO CONFIRM AT $972 PTD Then $134 x 39 Begin 5/1/25 Base w/ min to GUCS of 1,900 dues to equity**



MP proposes:$103 X 39; MIN $1,900
PLAN LENGTH SHORTENED
LEASE VEH SURRENDERED
ATTY FEES TO BE ADDED

prior conf:$324 PTD (4 MOS) $119 X 56 BEG 11/1/24 ; BASE $6988 W/MIN $1900 TO GUCS DUE TO NE EQUITY ; ATTY FEE $3060/$4750 ; OK TO PAY NIP CLAIM 3-1
Matter ResolvedRequest
Adjourment
1035/7/2025 10:00 am24-16112 / MEHJeanie D. Wiesner, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 10 required payments   Arrears: $916.00  Total Paid In: $3,520.00
as of 4/11/2025 (JMA)

ok to confirm at $2,888 paid to date, $316x50 begin 5/1/2025 base plan

proposed plan $268x36, $316x53 base
paid in $2,888
50 months to go
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-16369 / MEHDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 9 of 10 required payments   Arrears: $1,522.00  Total Paid In: $19,660.00
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-16649 / MEHDonald F. Campbell, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 9 required payments   Arrears: $2,294.00  
ADJ Request to 5/7/25 (dm)
ISSUES AS OF 4/11/2025 (DM):

***If Motion to Compel and Cross Motions are resolved without an impact to the plan, TRUSTEE CAN RECOMMEND CONFIRMATION AT $9,709.12 PTD, THEN $1,525 x 42 STARTING 4/1/25, THEN $2,322 x 10 STARTING 10/1/28, 100% PLAN WITH $183,402 EQUITY THRESHOLD PRESERVED, ATTY TO FILE A FEE AP WITHIN 7 DAYS***

 3/18/25 Order Resolving MFR of US Bank (RAS) entered - plan is not impacted.

1) Trustee OBJ:
- Atty must file a Fee App within 7 days of confirmation.
- Excessive Expenses: $600 home maintenance, $2,100 mortgage (OK PER POC), $400 entertainment. Need proof of expenses 10 days prior to confirmation.

***RESOLVED ISSUES***

A) US Bank (RAS) OBJs - $63,205.13 arrears on South St property (MP PAYS.)

B) Credit Acceptance (Bill Craig, Esq) OBJs to unsecured plan treatment on 2016 Ford Explorer - MP pays $12,506.97 but Consent Order treats as secured unaffected (MP NOW TREATS AS SECURED UNAFFECTED OUTSIDE THE PLAN.)

C) Nissan Motor Acceptance filed $1,027.28 arrears claim on 2011 Nissan Murano not treated in the plan (MP PAYS)

D) Trustee OBJ:
- Order of Distribution departs from Trustee standard (MP CORRECTS.)
- Need a MP that only selects 100% in Part 5 of the Plan (MP FILED.)
- There is $211,302 non-exempt equity in real estate (MP IS 100%.)
- Need a statement for 401k loan (RECEIVED - LOAN ENDS 4/13/25 - ADD BACK $500 PER MONTH.)
- Need to file Pre-Confirmation Certification (FILED.)
- Need amended Sch C - blank (AMENDED.)
- Need amended Sch D to list mortgage - blank (AMENDED.)
- Need amended Sch I and provide proof of income for non-debtor spouse part-time job (RECEIVED.)
- Tax refund of $5,009 was not prorated and included in disposable income calculation (AMENDED SCH I FILED.)


Prop. Plan $8,495.48 PTD, $1,524.30 x 40, $2,322.30 x 10, 100% Plan.
PTD 7/9 = $9,709.12
Last Claim (5-2)
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-17040 / MEHScott E. Kaplan, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 6 of 9 required payments   Arrears: $0  

As of 4/25/25(mk):

Work up on plan #28
CLAIM MOTION ON 5/7/25- POC is timely so set up to be paid

**CAN REC CONFIRM AT $3,968 PTD Then $617 x 52 Begin 5/1/25 BASE. Plus-any non exempt proceeds from law suit must be paid to trustee. Claim 2-1S of D RETAIL CARD SERVICES will be paid a secured per the claim of $214 and the unsecured portion of that claim
will be paid pro rata with other unsecured creditors pursuant to the confirmed plan. Claim 1-1 of the U.S. DEPARTMENT OF HUD shall be treated as unaffected and outside the plan**




SHOULD ADJ TO 5/7 PEREMPTORY TO BE CURRENT AND HAVE RESIULT ON MOTION

Plan: 300 x 5 , 617 x 55 BASE NE proceeds form PI case to TR

Note - personal injury claim added to amended Sch A/B filed 1/16/25 - need to add non-exempt proceeds to confirmation order.

----RESOLVED-----------------
Late filed claim Priority- ST OF NJ for 1,406.41- OK TO PAY? ORDER SUBMITTED PAYS THIS
- pre conf cert filed
-IRS APOC filed and higher at $4,177.53 than per plan 2,600 - (Yes,
Okay- OTBS pay 4177.53 priority and guc to be treated w/ other gucs per conf plam)
Claim 1-1 of the U.S. DEPARTMENT OF HUD shall be treated as unaffected and outside the plan.. (ADD UNAFFECTED)

.Claim 2-1S of D RETAIL CARD SERVICES will be paid a secured per the claim of $214 and the unsecured portion of that claim will be paid pro rata with other unsecured creditors pursuant to the confirmed plan.


Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-17290 / MEHRobert H. Johnson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 9 of 9 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-18383 / MEHAdam G. Rosenberg, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 3 of 8 required payments   Arrears: $32,560.00  
ADJ by MEH to 5/7 with specifics on how debtors can stay in Ch.13 - need info on 3rd party financing to bring secured debt amount down.
Both debtors appear with their Atty

AR TOO MANY OPEN ISSUES WITHOUT RESOLUTION OR DEFINITE PLAN TO PROCEED AFTER 8 MONTHS IN 13 , 109E ISSUE ,AREARS ARE OVER $32,000 RECOMMEND DISMISSAL , FREE TO FILE CHP 11 OR MOVE TO REINSATE 13 IF DEBTOR CURES ISSUES

Arrears $32,559.54 NO 341 hearing

4/10/25: atty converting to Ch 11? atty now says there may be an investor to reduce debt... Will appear and put stuff on record

case 8 mos old- no 341
arrears 32,559.54

As OF 3/3/24(mk):3rd payment was sent atty will be filing Motion to Convert to ch 11 shortly as liens on real property are above the debtor limit and so far creditor have not agreed to any resolution other than convert to Ch 11

1. Objection by Lisatu(Archer& Greiner):
- plan fails to pay J'ment lien


>> DISMISSAL WAS VACATED BY ORDER ENTERED 2/3/25 A



3/8 payments ARREARS 32,559.54
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-18751 / MEHJeanie D. Wiesner, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 3 of 7 required payments   Arrears: $876.00  
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-18857 / MEHJoan Sirkis Warren, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 7 required payments   Arrears: $486.00  Total Paid In: $2,249.00
Matter ResolvedRequest
Adjourment
1025/7/2025 10:00 am24-18938 / MEHCamille J. Kassar, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 5 of 7 required payments   Arrears: $1,234.00  
Per AR, ADJ to 5/7
issues as of 3/14/2025 (JMA)

1) 341 not held, not rescheduled
2) Pre-Confirmation Certification with Court

$350x1, $617x59 100% plan
paid in $2201
arrears $1234
last claim 5-1
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-19086 / MEHPeter E. Zimnis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 7 required payments   Arrears: $1,642.00  Total Paid In: $8,958.00
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-19299 / MEHAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 7 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-19302 / MEHAndre L. Kydala, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 4 of 7 required payments   Arrears: $1,440.00  
Matter ResolvedRequest
Adjourment
1135/7/2025 10:00 am24-19718 / MEHJoan Sirkis Warren, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 6 required payments   Arrears: $400.00  
ISSUES AS OF 3/17/2025 (DM):

***Debtor's proposed $200 plan payment is insufficient to pay 100% even if mortgage arrears are cured by ERMA and student loan POC (18-1) is treated outside the plan***

1) Trustee OBJ:
- Debtor has insufficient income.
- Need Certification regarding sale of the Virginia property (SEE DOC #28.)
- There is $78,713 non-exempt equity in real estate (MP IS 100%)
- There is $31,000 non-exempt equity in the inheritance (MP IS 100%)

***RESOLVED ISSUES***

A) Wilmington Trust (BROCK) OBJs - $106,297.79 arrears on Halfway House Rd property (CONSENT ORDER ENTERED - CURE ARREARS WITH ERMA BY 8/26/25.)

B) Trustee OBJ:
- Need amended Sch C to list exemptions for all property (FILED.)
- Need proof of income for new job at Sherwin Williams (RECEIVED.)
- Need updated car insurance (RECEIVED.)
- Need a MP to propose 100% or Base - not both (MP CORRECTS.)
- Need to file Pre-Confirmation Certification (FILED.)


Prop. Plan $200 x 36, 100% Plan
- cure mtg arrears with ERMA
PTD 4/5 = $800
Last Claim (18-1)
Matter ResolvedRequest
Adjourment
1175/7/2025 10:00 am24-20562 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 13 of 6 required payments   Arrears: $0  

3/21 workup EDC

MP $526 x 1; $199 x 57; $0

*Case severed

*Plan says to pay Cenlar but also pay NJ Housing and Mortgage outside. Aren't they the same (1st mortgage)?

*Plan says to pay Brickmans and Long Branch taxes but no claims filed-cannot pay unless valid claim filed

* Trustee objection:
--The debtor has failed to file a feasible plan - that propose a tier plan when Debtor 's
pension loan $659 ends in month 20.
--Need a copy of the last filed tax return - for Debtor for 2023, only provided girlfriend.
- atty fee balance in plan is $2,375.
- Bar date has passed and no claims filed by Brickmans and Pine Management and Long
Branch Sewerage.
- Must file Pre-confirmation certification. DONE
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-21149 / MEHDavid A. Kasen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-21266 / MEHStephanie Shreter, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

AS OF 4/11/2025 (at):

1. Modified plan lists the IRS and Knuckles & Manfro as Secured claims paid in full and under motion to avoid liens. Cannot propose both. (MODIFIED PLAN FILED - DOES NOT LIST KNUCKLES & MANFRO)

2. Need Certificate of Service on IRS and Knuckles & Manfro if they are being crammed in the modified plan. (MOD PLAN FILED - NO CRAM)

3. NJ Division of Taxation filed an estimated claim which needs to be amended. (STILL ESTIMATED)

4. Trustee's objection:
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $2,483.

RESOLVED ISSUES:
- The attorney's fees in the plan ($3,000) and the disclosure statement ($0) do not agree.
One of these must be amended. (DISCLOSURE AMENDED - PAY $3,000 THROUGH THE PLAN)
- A Modified Plan that checks off box 1e. (MOD PLAN FILED)
- Need to file Pre-Confirmation Certification. (FILED)
- The IRS filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED)
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2023 for the co -debtor. (RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$750/month for utilities
$1,100/month for health insurance
Need proof of expenses 10 days prior to confirmation. (PROOF OF EXPENSES RECEIVED)
- Need proof of insurance for the 1987 Porsche. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $75,000 in non exempt equity in the business. (LANGUAGE ADDED)

Modified plan before confirmation proposes: $1,900 x 60 beginning 12/1/2024, loan modification by 5/18/2025, base
Payments: 4/5, a
Matter ResolvedRequest
Adjourment
1275/7/2025 10:00 am24-21320 / MEHEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

As of 3/24/25 (DS): Debtor atty requested adj to allow time to gather docs.

As of 3/21/25 (DS): 1. Trustee obj to the following:
- Must provide 2 months proof of income from Debtor and spouse prior to filing date, 2 months bank statements from Chase Bank acct prior to filing date, updated CMA (Trustee gets a higher value $503,167, comps submitted are old, Zillow values $530,600) and 2024 Tax return.
- Need a Mod Plan that removes IRS and State of NJ from Part 3b and put on Part 3a, specifies treatment of Quantum3/GoodLeap claim #19 -1 and add Trustee standard order of distribution.
- There is estimated non-exempt equity in the residence $45,211-$57,145, TD Bank acct $1,764 and Chase Bank
acct (pending bank statements).
- Must resolve Planet Home Lending obj to arrears.
- Must file Pre-confirmation certification.
- Trustee standard order of distribution.

2. Planet Home Lending (CHARLES WOHLRAB) obj to arrears owed, POC filed with arrears $2,156.41. Must resolve obj.

Prop Plan $1,204 x 60 begin 12/1/24; Base
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-21398 / MEHAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-21500 / MEHRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 5 required payments   Arrears: $6,776.00  
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-21901 / MEHRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

As of 4/14/25 (DS): Debtor atty requested adj, Mod plan filed 3/25/25 and sched 5/7/25.

As of 3/25/25 (DS): Debtor atty requested adj to file another mod plan

As of 3/21/25 (DS): MOD PLAN FILED 3/17/25, DOES NOT MARK OFF NOTICE/NO NOTICE REQUIRED AND PART 9 DOES NOT GIVE EXPLANATION AS TO WHY FILED. NEEDS TO GO ON NOTICE

As of 2/10/25 (DS): Debtor atty requested adj to pass bar date.

As of 2/7/25 (DS): 1. Trustee obj to the following:
- 401(k) monthly loan paymt $166 ends in month 15, requires tier plan. MOD PLAN DOES NOT PROPOSE A TIER PLAN, NOR NON-EXEMPT EQUITY.
- There is non-exempt equity in the residence $22,787 and $24,945 in the bank and stocks total $47,732. TOTAL GUCS FILED $28,223.70.

2. MCLP Asset (PADGETT LAW GRP) obj to arrears not paid pending loan mod and loan mod. C/O ENTERED 2/11/25 TO PAY ARREARS, MOD PLAN DOES NOT PROPOSE TO PAY ARREARS, PROPOSE LOAN MOD OUTSIDE. CREDITOR IS FREE TO SEEK RELIEF.

Prop Plan $200 x 60 begin 1/1/25; Base and Loan mod on Norman St to be outside
Note: 401(k) loan statement provided.
Matter ResolvedRequest
Adjourment
1345/7/2025 10:00 am24-21953 / MEHLaurence R. Sheller, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 4 required payments   Arrears: $0  

AS OF 3/24/25 (SF) UPDATED - Atty would like to provide proof of excessive expenses

RECOMMEND $2,600 PTD, $1,045 X 45 (BEGIN 4/1/25) BASE W/MIN $35,950 TO GUCS
- OK TO PAY LAKEVIEW LOAN SERVICING ARREARS CLAIM 10-1
- PRESERVE NON-EXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY IN THE AMOUNT OF $33,501 IN CONFIRMATION ORDER



1. Lakeview Loan Servicing filed arrears claim 10-1 in the amount of $938.69 which is not addressed in the plan (OK TO PAY?)

2. Trustee objection:

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$300/month for home maintenance
$1,896/month mortgage payment (per statement the payment is $1,178.83) (PER POC PYMT IS $1811.18)
$400/month for miscellaneous (OK)
$600/month for expenses for college
Need proof of excessive expenses 10 days prior to confirmation. (EXPENSES REDUCED BY $784)

- Verified income leaves monthly disposable income of $939. DISPOSABLE INCOME IS NOW $1723.56

- There is $30,816 in non exempt equity in the residence.

- There is $2,685 in non exempt equity in the Chase bank accounts.



Plan proposes $650 x 60 Base w/Min $35,950 to gucs
Payments: 3/3

RESOLVED:
- Need to file Pre-Confirmation Certification. (RECEIVED)

Matter ResolvedRequest
Adjourment
1365/7/2025 10:00 am24-22022 / MEHDouglas G. Mitchell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $860.00  
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-22085 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

ADJ by MEH to 5/7/25 on condition that $7,500 paid by 5/1 to Selene - proof of marketing - what can be paid Adequate Protection while property is listed going forward (dm)

AR NOTE BANK ONLY CASE NEED RESULT OF MFR
4/16/25(mk) Listing agreement uploaded today $665,000

----------------



>>MRF BY US BANK/SELENE NOW ON 5/7- NEED RESULT

As of the date above- no listing agm't provided and the internet has this property as OFF MARKET:

ADJ to 4/16 for Listing Agreement - secured creditor concerned about short sale

1. Objection by US Bank(RAS):
- plan fails to pay full arrears of $317,371.41
- sale plan speculative. No appraisal of prop provided to show sale will
cover lien amt

2. Trustee Objection:
- debtor has insufficient income Verified income leaves monthly
disposable income of -$5,123.00. income is family contrib. (CURRENT )
-add to terms: need updated income status for debtor 6 mos from confirmation.

>NO UNSECURED CLAIMS FILED


Plan:$300 X 60; SALE 1/1/2026 (741 MEHAR CT); BASE
4/4 payments


-------RESOLVED---------------
- any non exempt proceeds from sale of home to be paid to Trustee.
- No unsecured claims filed and bar date has past.
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-22299 / MEHAshley M. Sullivan, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 2 required payments   Arrears: $0  

issues as of 4/9/2025 (JMA)

1) Ok to adjourn past bar date
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-22493 / MEHPeter E. Zimnis, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $98.00  
As of 4/25/25(mk);

1. Estimated tax claims by IRS and ST of NJ.
and FIXED SECURED CLAIM FILED BY NJ DIV OF TAXATION- NOT IN PLAN and makes plan not feasible

2.Objection by First Bank(Obermayer):
- bad faith Plan is underfunded. Creditor is owed 1,171,316 on Guarantees

3. Claim filed by AmericCredit on Chevy Tahoe- NOT IN PLAN

4. Trustee Objection:
-109(e) objection unsecured debt exceeds limits.
- need proof of income for new job and amended sch I.
- need 2023 and 2024 tax return.
- First Bank (Obermayer Rebmann) objection to confirmation - need to resolve
- Debtor is the owner of Local Greek and Boukalo75, LLC
- First Bank supplied funds to Boukalo75, LLC in the form of a Term Loan and
together with the Local Greek Loans in the amount of $800,000.
- First Bank supplied funds to Local Greek, LLC in the form of a Business Term
Loan in the amount of $150,000 and a Business Line of Credit in the amount
of $50,000. Debtor signed guarantee on the payment and performance of
the debt and obligations associated with both loans.
-Local Greek, Boukalo75 and the debtor have failed to make the required
payments under then loans.
-In total, there is currently $1,171,316.13 due and owing by the Debtor to First Bank.
-need settlement statement for sale of leigh Ave property and cert from debtor
with proof attached as to where the proceeds went- how they were spent.
- Need to file Pre-Confirmation Certification with Court.


Plan:100 x 60 Base
3/4 payments
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-22522 / MEHJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 1/29/25 (SF)

RECOMMEND $4575 PTD, $1975 X 45 (BEGIN 4/1/25) 100% PLAN W/MIN $126,464 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY



Trustee objection:

- Need PERS/PFRS loan balance statement prior to filing date for Debtor. (PENSION LOAN EXPIRES IN 40 MONTHS. ADDITIONAL $551 WILL BE AVAILABLE FOR DISPOSABLE INCOME)

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home
maintenance $250, Electricity/Gas/Heat $585, Cell $475, Phone/Cable/Internet $250,
Childcare/Education Cost $646 and Auto insurance $640.

- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22C has disposable income $3,026.86. (100% Plan.)

- Disposable income verifies $5,267.

- There is non-exempt equity in the residence $109,283, 2019 Subaru Ascent $8,550, 2019
Subaru Impreza $6,359, 2003 Subaru WRX $2,272 (100% Plan)

- Must provide 2 months bank (Nov & Dec) statements for the TD Bank accts#9657 and
#0631.

- Must file fee app within 7 days from confirming order.


Plan proposes $1525 x 60 100%
Payments: 3/3


RESOLVED:
- Must file Pre-confirmation certification. (FILED)
- Must resolve IRS estimated priority tax claim 1-1 (AMENDED)
Matter ResolvedRequest
Adjourment
1585/7/2025 10:00 am24-22584 / MEHJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

CMG case transferred to MEH

As of 2/27/25 (DS): Need to confirm at $489 x 3 begin 1/1/25; $1,261 x 57 begin 4/1/25; 100% with min. div. $49,965 to gucs due to non-exempt equity and within 7 days must file Pre-confirmation certification

1. Trustee obj to the following:
- Income is insufficient, disposable income verifies $382.
- There is non-exempt equity in the residence $49,965.
- Must file Pre-confirmation certification.

2. Claims#6-1 and #7-1 by US Small Business Adm may be duplicates. Debtor Attorney may want to review claims and move against.

Prop Plan $489 x 60 begin 1/1/25; 100%
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am24-22639 / MEHThomas G. Egner, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-10011 / MEHAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $0  

updated 3/20/2025 (JMA)
issues as of 3/13/2025 (JMA)

1) Bank of America (Frenkel Lambert) objection to confirmation - need to resolve
- plan treats the creditors claim as secured and outside of the plan
- the plan does not treat arrears through plan, $3,709.45 per filed claim
- creditor estimates pre-petition arrears to be $2,512.35
2) Ally Capital filed claim with $14,200 secured, $128.95 unsecured and $367.44 arrears - plan only treats claim as current and outside the plan. Need to advise Trustee how the claim is being paid NEED TO RESOLVE
3) Cavalry SPV I, LLC filed secured claim in the amount of $5,669.20 -this claim is not addressed in the debtors plan - need to resolve
4) Trustee objection to confirmation - need to resolve
- A Modified Plan that surrenders Wyndham timeshare
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): -there is $28,863.31 non-exempt equity in house. Amended IRS priority claim may reduce
non-exempt equity.
- IRS priority claim estimated for 2023 and 2024 taxes. Amended claim filed, still estimated for 2024 taxes (return not filed to date).
5) State of NJ priority claim estimated for 2023 taxes - need to resolve

proposed plan $422x60 base plan with minimum $18,586 to general unsecured creditors
paid in $844
last claim 33-1
Matter ResolvedRequest
Adjourment
1465/7/2025 10:00 am25-10013 / MEHJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $530.00  
AS OF 3/24/2025 (at):

Trustee's objection:
- Form 122c-2 Line 23 optional telephone and teleservices in the amount of $435. The
allowance for this expense is $50. Therefore, Line 45 is increased to $1,080.65 and would
require minimum $64,839 to general unsecured creditors

RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
-Plan motions to avoid liens for the following creditors Sterling Jewelers, Police & Fire FCU (2 motions) and LVNV Funding. (AMENDED CERT OF SERVICE FILED 3/21/2025)
- The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information debtor advised support is not court ordered. (RECEIVED)
- Proof of 6 months of payments need to be provided to the trustee. (RECEIVED)
- A copy of the last filed tax return - 2024 returns by 5/31/2025 (LANGUAGE ADDED)

Plan proposes: $530 x 60 beginning 2/1/2025, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
1725/7/2025 10:00 am25-10061 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

UPDATED 3/3/2025 (JMA)
issues as of 2/21/2025 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Excess expense: $600/utilities
- There is excess disposable income on Form 122C-2 Line 45 in the amount of $290.71 which requires a $17,442 minimum dividend to general unsecured creditors.
2) IRS priority taxes estimated for 2024 taxes - need amended claim
3) No Trustee payments to date, arrears $826

proposed plan $413x60 base plan
paid in $0
arrears $826
last claim 8-1

RESOLVED:

- Need to provide statements (Nov & Dec) for Jersey Central Credit Union RESOLVED, PROVIDED STATEMENTS
Matter ResolvedRequest
Adjourment
1775/7/2025 10:00 am25-10185 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

UPDATED 3/3/2025 (JMA)
issues as of 2/28/2025 (JMA)

1) IRS priority claim estimated, need to resolve STILL NOT AMENDED
2) Trustee objection to confirmation - need to resovle
- Domestic Support Obligation information NOT PROVIDED
- A copy of the last filed tax return - for 2024 by 5/15/25.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Income verified higher than scheduled amount, disposable net income is $1,803 per month.
- Form 122 C, Line #45 disposable net income is $654.15 which requires $39,249 minimum dividend.
- Need Certification from co-debtor regarding what she received from her mother's estate. NOT PROVIDED

proposed plan $1,068x60 base
paid in $1,068
arrears $1,068
last claim 13-1
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-10189 / MEHJacqueline Rita Rocci Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

issues as of 4/10/2025 (JMA)

1) HSBC Bank (RASC) OBJs - $68,339.59 arrears on Edwards Ave property (UNRESOLVED.)

2) IRS filed $16,490.68 priority claim that includes estimated taxes for 2024 not treated in the plan (UNRESOLVED.)

3) State of NJ filed $7,180.06 priority claim that includes estimated taxes for 2021 - 2023 not treated in the plan (UNRESOLVED.)

4) State of NJ filed a general unsecured claim that includes estimated taxes for 2019 - 2020 (UNRESOLVED.)

5) Trustee OBJ:
- Debtor has interest in land in Nigeria - property is in the family. Debtor has an interest in the use and enjoyment of the land. Need value of debtor's interest in this land. CERT from debtor as to what kind of interest debtor has.
- Any non-exempt proceeds from sale of property by 6/30/2025 to Trustee.


Prop. Plan $200 x 36, Base Plan
- sale of Edwards Ave by 6/30/25
PTD 3/3 = $600
Last Claim (13-1)
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-10189 / MEHJacqueline Rita Rocci Motion SellNeeds Resolution of Issues - Objections
126 EDWARDS AV

Trustee OBJ:
- Debtor does not intend to turn over the non-exempt proceeds of the sale to the Trustee for payment to general unsecured creditors.
- Debtor has not certified that the transaction is an arms-length transaction.
- Debtor's motion fails to meet the criteria set forth in In Re Abbotts Dairies of Pennsylvania, Inc., 788 F2d 143 (3d Cir.1986).
- Certification was signed by the attorney.
- Debtor has failed to file a Notice of Private Sale.
- Order must provide the following language: "The debtor's authorization to sell the subject property shall expire 60 days from the date of entry of this Order, unless an Order extending time to close is entered by this Court upon Application and proper notice."
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-10564 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-10625 / MEHGeorge E. Veitengruber, III, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 3 required payments   Arrears: $0  

AS of 4/25/25(mk);



1. Estimated claim by IRS

2. Plan put student loans outside plan in part 6(executory contracts) instead of part 5b. will add lang to be paid outside plan.

There are 4 NJ Class student loan claims.

Plan $635 X 60; BASE STD Loans Outside plan
3/3 payments
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-10690 / MEHDavid A. Semanchik, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-10719 / MEHRoger J. Yehl, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $823.00  
AS OF 3/20/25 (SF)

1. One Main Financial Group filed secured claim 1-1 with arrears of $60. This creditor is not addressed in the plan or schedules (MUST RESOLVE) (Atty will file MP to surrender car

2. Trustee objection:

- Need a consent order to make adequate protection payments to Santander
Consumer. (STILL NEED)

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$800/month for medical and dental
$600/month for wife and son in Dubai
$2,000/month for payroll loan expense
Need proof of excessive expenses 10 days prior to confirmation.

- Verified income leaves monthly disposable income of $4,538.

- Per the 22C, monthly disposable income is $5,454 which requires a minimum dividend of
$327,240 to general unsecured creditors.



Plan proposes $2183 x 60 Base
Payments: $3,543 Received Arrears: $823

RESOLVED:
- The IRS filed an estimated claim which needs to be amended. (AMENDED)
- Need a copy of the last filed tax return - 2024 by 5/15/2025. (RECEIVED)

Matter ResolvedRequest
Adjourment
1705/7/2025 10:00 am25-10816 / MEHJustin M. Gillman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 3 required payments   Arrears: $0  

ISSUES AS OF 4/25/2025 (DM):

***Received ADT paystubs from March 2025 - disposable income is $1,517 per month (see calculation below) and could be higher if KLA & KLB RSIP loans are to be paid off soon. Need estimated IRS claim for 2024 resolved***

<<< INCOME CALCULATION >>>

$4,312.51 - Debtor ($51,750.20 Ytd Net/12)
$25 - Debtor 2024 Tax Refund ($294/12)
$3,937.73 - Spouse ADT net paystubs from March 2025
$223 - Spouse 2023 Tax Refund ($2,677/12)
-$6,981 - Sch J expenses

 3/24/25 (DS): Atty requested Adj to pass Bar Date and address Obj.

1) IRS filed $3,064.80 priority claim that includes estimated taxes for 2024 (UNRESOLVED. Received a copy of 2024 tax return.)

2) M&T Bank filed bifurcated claim for 2022 Mercedes GLC with no arrears (TREAT BIFURCATED CLAIM AS SECURED UNAFFECTED OUTSIDE THE PLAN.)

3) VW Credit filed $305.69 arrears claim on 20156 VW GTI (OKAY TO PAY??)

4) Rocket Mtg filed $1,605.68 arrears claim on Harrison Ave property (OKAY TO PAY??)

5) Trustee OBJ:
- There is $20,435 estimated non-exempt equity in the residence, pending the resolution of the IRS estimated tax claim.
- There is $1,277 disposable income, however pending updated income, if spouse not working, income would be insufficient.
- Need 2 months updated proof of income from spouse who did not work Nov. & Dec, which income can't be verified until proof of income is provided for Jan & Feb (DEBTOR ATTY TO PROVIDE UPDATED INCOME FROM SPOUSE FROM DISABILITY.)
- Need statement for Robinhood acct (RECEIVED.)
- Need to file Pre-Confirmation Certification (UNRESOLVED.)


Prop. Plan $300 x 13, $500 x 47, Base Plan
- student loans treated outside the plan.
PTD 3/3 = $900
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-10834 / MEHRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-10912 / MEHYakov Rudikh, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 3 of 3 required payments   Arrears: $0  

As of 4/24/25(mk):

**CAN REC CONFIRM AT $2,000 X 60 BEGIN 2/1/25 100%. MUST FILE PRE CONF CERT W/ IN 7 DAYS OF CONFIRMATION**


1. TRUSTEE Objection:
-must file pre conf cert.


Plan: $2000 X 60; 100%
3/3 payments

-------RESOLVED-----
- debtor has insufficient income. Debtor is current
There is enough exemption to cover these
-Bank of America #45665 balance $5,126.73 as of 12/18/204
-Bank of America #4825 balance $6,267.97 as of 12/31/2024
IRS ESTIMATED PRIORITY CLAIM(No return for 2024) APOC FILED
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-10933 / MEHJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledContinued
5/28/2025 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 3/17/2025 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 4/3/2025. (READY)
2. Payments: 2/2

** objection filed by Valley National Bank**
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11008 / MEHMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 3/14/25 (SF)

1. IRS priority claim 6-1 is estimated (NEED AMENDED CLAIM)

2. Trustee objection:

- Need Proof of pension income - for 2025.

- Need amendments to Schedules D to list mortgage and Schedule I to list pension income.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,000/month for tuition
$454.78/month for alimony/support (need copy of order)
Need proof of expenses 10 days prior to confirmation.

- There is $78,594 in non exempt equity in the residence.

- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

- Need to file Pre-Confirmation Certification

Plan proposes $525 x 12; $800 x 12; $1125 x 12; $1350 x 12; $1750 x 12 Base w/min $57,309 to gucs
Payments: 1/2 Arrears: $525


RESOLVED:
- Need Domestic Support Obligation information for LynnAnn Sosnowski (RECEIVED)

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11035 / MEHMark N. Glyptis, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $1,300.00  
AS of 4/25/25(mk):


341 held 4/24/25

>>MRF on 5/28/25

1. IRS Estimated claim.

2 Objection by Freedom Mtg(Brock & Scott):
- Plan fails to pay arrears

3. Objection by Rockland leasing(Fleisher etal):
- has secured loan on trucking assets. of First Clss Delivery LLC and
debtor signed a personal Guaranty- plan has debt as unsecured.

4. Trustee Objection:
-Need Proof of 2 month's income - for the Debtor Majestic
Transportation from 3/14/25 to 4/18/25

-disposable income is negative $28.07

-Need Amendments to Schedules A/B and C to correct property address to 261 George St.

- Need 2024 tax return.

-There is estimated non-exempt equity in the residence $151,373.

-current Plan does not specify treatment of US Dept of HUD and
Rockland Lease Funding under the Plan.

-bifurcated claim filed by Rockland Lease Funding for equipment
finance agreements (2014 Freightliner and collateral for 2004
International) secure $27,000, unsecure $38,878.87 and arrears
$65,878.87.

- Need Certification regarding Always Solution EXP LLC and 1st Class
Delivery Service businesses, including their assets, income and
operations.

-excessive expense items, such as: Truck
insurance $350 and Truck payment $1,592. Per Debtor's cert to be
paid by Majestic Transportation.

- Must file Pre-confirmation certification.

Plan: 1,300 x 60 begin 2/1/25; Dollar Base $47,317.07
2/3 payments
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11041 / MEHPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1685/7/2025 10:00 am25-11096 / MEHValerie Palma DeLuisi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $15,652.00  
As of 4/14/25 (DS): Debtor atty requested adj proof of TFS payments made $7,826 sched 4/16/27 and $7,826 sched 4/17/25

Debtor atty requested adj request denied, no Trustee payments made.


As of 4/11/25 (DS 1. No Trustee payments made, Debtor in arrears $15,652, made 0 out of 2 payments.

2. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $1,156, Plan propose $7,826.
- Need Settlement Statement/HUD-1 from sale of Florida property in 2023 and copy of 2024 Tax Return.
- Attorney has chosen the flat fee and has charged $8,000 which is in excess of the flat fee under D.N.J.L BR 2016-5(b).
- Need a Mod Plan that removes Freedom Mortgage from Part 4f, the plan propose to pay arrears and specify treatment of Stephen J. Nichols for $270,000 and Twp of Wall $1,037.80.
- Sched J has excesses expenses: Mortgage $8,452.65, Utilities $650, Tele/cell/internet $475, Food $820, Clothing $200 and
Transportation $600. Sched J #24 states "Debtor is expecting his first child, so his expenses will increase to an undetermined sum."
- The amount of debt in debtor's Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ?109(e).
Total unsecured filed $1,257,513.02 (allowed $465,275) and secure $1,459,127.39 (allowed
$1,395,875).
- Must resolve IRS estimated tax claim, 2022-2024 not filed.
- Must file Pre-confirmation certification with the Court.

3. Freedom Mtg (BROCK&SCOTT) obj to arrears more, POC filed with arrears $208,813.45. Must resolve obj.

4. IRS (ALINA HABBA) obj arrears owed, plan has $0. POC filed priority is estimated and secured $24,481.77. Must resolve obj.

Prop Plan $7,826 x 60 begin 3/1/25; Base
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11186 / MEHJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

As of 4/9/25 (DS): Debtor atty requested adj to pass bar date 4/15/25

As of 4/7/25 (DS): 1. Trustee obj to the following:
- There is non-exempt equity in the residence $218,396. Recommend waiting pass bar date 4/15/25 total gucs filed $30,265.81.
- Must provide 2024 Tax Return, if not filed can add to confirming order to provide no later than 5/31/25.

2. Freedom Mtg (BROCK&SCOTT) obj arrears are owed $560.66, plan has no arrears, POC not filed. Must resolve obj.

Prop Plan $1,000 x 60 begin 3/1/25; 100%
Note: IRS claim no longer estimated. Plan has non-exempt proceeds from auto accident to Trustee.
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11189 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 4/3/25 (SF)


1. IRS priority claim 1-1 is estimated (NEED AMENDED CLAIM)

2. Trustee objection:

- The debtor has insufficient income Verified income leaves monthly disposable income of
$476.16..

- There is $128,282 in non exempt equity in the residence.

- There is $1,591 in non exempt equity in the bank accounts.

- The IRS filed an estimated claim which needs to be amended.


Plan proposes $731 x 60 100%
Payments: 1/2 Arrears: $731


RESOLVED:
- A copy of the last filed tax return - 2024 by 5/15/2025. (RECEIVED)
Matter ResolvedRequest
Adjourment
1775/7/2025 10:00 am25-11243 / MEHMark S. Cherry, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 4/14/2025 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

1. 341 is scheduled for 4/24/2025. (READY)
2. Payments: 0/2
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11260 / MEHJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

341 IS 4/10/25 (READY)
Matter ResolvedRequest
Adjourment
1805/7/2025 10:00 am25-11273 / MEHKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

ADJ by MEH to 5/7 - note that Motion to Extend Stay was Denied on 4/16/25 (dm)

AS OF 4/11/25 (SF) HOLD FOR 2:00 PM

Attorney for Landlord (Gorski) requests that confirmation be held for 2:00 to coincide with Motion to Extend

Note - there is a pending Motion to Extend the Stay at 2 PM which has been moved several times with a Bridge Order (dm) Stay extended to 4/16/25

1. Avalon MGT Group Inc. filed unsecured claim 1-1 in the amount of $14,361.96 which is higher than proposed payment. (OK TO PAY?)

2. Trustee objection:

- The debtor has insufficient income disposable income verifies $740. Debtor will need to apply for E-Wage or TFS payments..

- Must file Pre-confirmation certification.

- Must resolve Avalon Management objection.


Plan proposes $835 x 36 100% Plan
Payments: 2/2



Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11347 / MEHDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $600.00  
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11603 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,670.00  
ISSUES AS OF 4/9/2025 (JMA)

1) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - for 2024 by 5/15/25.
- Need to provide 2 months (Jan & Feb) bank statements from TD Bank acct#6377, Citizens Bank and Andrews FCU.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Water/sewer/garbage $300, Cell $300, Life insurance $500 and Auto insurance $330 (verifies $254). Must provide proof of expenses 10 days prior to confirmation.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Income verifies higher than scheduled (100% PLAN.)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $102,056 non-exempt equity in the residence, and $1,925 in the 2019 Dodge (100% PLAN.)
2) IRS priority claim is estimated for 2024 taxes - RESOLVED - 2024 RETURN PROVIDED, NO REFUND - NEED AMENDED PROOF OF CLAIM

proposed plan $1,670x60 100% plan
paid in $1,670
arrears $1,670
last claim 5-1
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11607 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 6 required payments   Arrears: $1,932.00  
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11618 / MEHWarren Brumel, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 2 required payments   Arrears: $0  

AS of 4/25/25(mk);


**Can Rec Confirm at $300 X 36 BEGIN 3/1/25 BASE**


Plan:$300 X 36; BASE
2/2 payments
--------------------------------------
debtor has insufficient income . Verified income leaves monthly disposable income of -$36.17 DEBTRO IS CURRENT
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11646 / MEHPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $4,910.00  
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11680 / MEHMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 2 required payments   Arrears: $0  

AS OF 4/3/2025 (at):

NEED TO ADJOURN THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 4/24/2025. (READY)
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11721 / MEHStephen M. Goldberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11771 / MEHJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11788 / MEHSteven J. Abelson, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

1. AS OF 4/24/25 (SF)

1. ATTORNEY MUST REQUEST ADJOURNMENT OF CONFIRMATION HEARING

2. 341 NOT HELD - RESCHEDULED TO 5/22

3, PAYMENTS: 2/2

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11790 / MEHFrancis P. Cullari, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

As of 4/25/25(mk);

Plan 100% Bar date 5/5/25 so need to update when that passes



1. Trustee Objection:
- SCH I income is 1,453 and Verified income leaves monthly disposable
income of $1,812.81. Plan payment proposed only $496

Plan: $496 X 60; 100%
2/2 payments

-------------------
EXPENSES ALLOWED AS PLON AS PLAN REMAINS 100%
$550/month for food for one
$175/month for clothing
$200/month for entertainment
Need proof of excessive expenses 10 days prior to confirmation.
-pre conf cert FILED
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11805 / MEHYakov Rudikh, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $2,000.00  
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11886 / MEHJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11918 / MEHWarren S. Jones, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11929 / MEHMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $900.00  
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11972 / MEHRobert C. Nisenson, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-11989 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 4/24/25 (SF)

1. USAA Federal Savings Bank filed unsecured claim 3-1 for 2020 Cadillac. The plan states that this is a secured claim unaffected by the plan. It appears that the claim may have been filed as unsecured in error. Attorney will need to review claim if debtor still has the vehicle.

2. Trustee objection:

- Need a copy of the last filed tax return - 2024 by 5/15/2025.

- Need a statement for the TSP loan. (EXPIRES 9/30/25)

- Verified income leaves monthly disposable income of $5,985 (100% PLAN.)

- Per the 22C, monthly disposable income is $5,114 which requires a minimum dividend of $306,840 to general unsecured creditors (100% PLAN.)

- Need Settlement Statement for the sale of Fiesta Oak Drive property and Brook Point Circle property, and Certification regarding disposition of proceeds if any.

Plan proposes $5014 x 60 100%
Payments: 2/2




Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12006 / MEHFrances A. Tomes, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 2 required payments   Arrears: $0  

341 5/1/25

as of 4/25 missing all 341 dox
3/2 payments
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12047 / MEHJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $465.00  
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12048 / MEHJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 4/28/2025 (at):

Trustee's objection:
- The debtor has insufficient income. Verified income leaves monthly disposable income of -$175.22.
- The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED)
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

Plan proposes: $200 x 36 beginning 3/1/2025, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12128 / MEHS. Daniel Hutchison, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12204 / MEHSteven J. Abelson, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 1 required payments   Arrears: $0  

AS OF 4/28/2025 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/1
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12233 / MEHChristopher G. Cassie, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 1 required payments   Arrears: $0  

AS OF 4/24/25(SF)

1. Objection filed by Santander (Fissel) - failure to pay arrears of $36,788.34

2. Trustee objection:

- The debtor's plan consists of unnecessary or excessive expense items, such as:
$800/month for utilities
$2,100/month for medical/dental
Need proof of excessive expenses 10 days prior to confirmation. Allowed as long as case remains 100%

- There is $23,372.62 in non exempt equity in the residence.

- Need to file Pre-Confirmation Certification.


Plan proposes $1015 x 60 100%
Payments: 1/1

RESOLVED:
- Must provide copy of 2024 Tax Return by 5/15/2025. (RECEIVED)
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12238 / MEHGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 1 required payments   Arrears: $0  

AS of 4/25/25(mk):


1. Objection By NewRez/Shellpoint(Hill W):
- fails to pay arrears. LM speculative

2. Trustee Objection:
-car insurance expired 4/1/15- NEED Update proof
-There is $888 in non exempt equity in the bank accounts.

Plan:$478 X 60; LM 6/1/2025 (392 EAST BIRD VILLAGE RD); BASE
1/1 payments

--------------RESOLVED------------------------
-Updated Home insurance provided
-Bank statements provided.
pre conf cert filed
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12307 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 1 required payments   Arrears: $400.00  
As of 4/25/25 (DS): 341 not held 4/17/25, still missing docs. CURRENT NJ STATE CHILD SUPPORT STMT, DR 2023/2024 TAX RETURNS AND 2 MONTHS BANK STMTS PRIOR TO FILING DATE, ALSO NO TRUSTEE PAYMENT MADE.
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12330 / MEHDavid A. Semanchik, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $90.00  
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12396 / MEHDavid G. Beslow, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 1 required payments   Arrears: $0  

AS OF 4/28/2025 (at):

1. Objection filed by Lakeview Loan Servicing (Brock & Scott) - failure to cure arrears of $5,544.86 (Per objection) Plan proposes to pay $0. (UNRESOLVED)

2. Trustee's objection:
- Must file Pre-confirmation certification. (NOT FILED)

RESOLVED ISSUES:
- The debtor has insufficient income disposable income verifies $214. Will need E -wage. (LANGUAGE ADDED)
- Must resolve creditor objection. (LISTED ABOVE)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in the residence $1,400, Wells Fargo savings acct $511 and Teachers FCU Money Market acct $2,592 (LANGUAGE ADDED)

Plan proposes: $425 x 36 beginning 4/1/2025, $9,128.19 to unsecured creditors
Payments: 1/1
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12402 / MEHJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $2,469.00  
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12535 / MEHFrancis P. Cullari, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

As of 4/25/25 (DS): Debtor atty requested adj, request denied does not provide updated auto insurance, insurance expires 5/16/25.
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12537 / MEHRobert Manchel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

341 IS 5/1/2025 (READY)
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12580 / MEHWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12581 / MEHEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

341 IS SCHEDULED FOR 5/1/2025 (NOT READY)
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12593 / MEHDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12684 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 1 required payments   Arrears: $0  

issues as of 4/25/2025 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income.
- The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - 2024 by 5/15/2025.
Need updated car insurance for the 2012 Volvo and the 2020 Honda. Policy provided expires on 5/1/2025.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $460/month for home maintenance; $700/month for utilities; $496/month for cable/internet/phone; $500/month for clothing; $400/month for entertainment. Need proof of excessive expenses 10 days prior to confirmation.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,322 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $296,134 non-exempt equity in the residence (100% PLAN.)
- There is $25,695 non-exempt equity in the Wells Fargo bank account.
- Need pay stub for the spouse's bonus of $110,400.
- Need proof of income for the debtor within 6 months of confirmation.
- Need Certification regarding any assets of the business that were financed or owned outright that is still in the possession of the debtor.
- Need P&L statements from debtor's new contracting job with Delta-T with an anticipated start date in May 2025.
2) Wells Fargo Bank (LOGS Legal Group) objection to confirmation - need to resolve
- Estimated pre-petition arrears $985.83.

proposed plan $4,500x60 100%
paid in $4,500
last claim 2-1
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12686 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

341 IS SCHEDULED FOR 5/8/2025 (NOT READY)
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12726 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending - Work-up in ProcessDebtor has made 1 of 1 required payments   Arrears: $0  

issues as of 4/25/2025 (JMA)

1) 341 scheduled for 5/1/2025 - will complete workup after hearing held
2) US Bank (RASC) objection to confirmation - need to resolve
- anticipated proof of claim will show arrears due in the amount of $137,832.44.
3) The Bank of New York Mellon (McCalla Raymer) objection to confirmation - need to resolve
- arrears due to creditor approximately $13,844.07

Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12728 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

341 IS SCHEDULED FOR 5/1/2025 (NOT READY)
Matter ResolvedRequest
Adjourment
05/7/2025 10:00 am25-12877 / MEHRobert Manchel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

As of 4/25/25 (DS): 341 sched 5/1/25
Matter ResolvedRequest
Adjourment
05/7/2025 2:00 pm20-15435 / MEHCohn Lifland Pearlman Herrmann & Knopf Motion CompensationNo Opposition Filed
Proposed Order filed as Doc #71
Matter ResolvedRequest
Adjourment
05/7/2025 2:00 pm22-17466 / MEHJonathan Goldsmith Cohen, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $45,938.00
Matter ResolvedRequest
Adjourment
05/7/2025 2:00 pm23-11189 / MEHAndrew Thomas Archer, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $25,880.00
Matter ResolvedRequest
Adjourment
05/7/2025 2:00 pm23-19563 / MEHThomas G. Egner, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $3,369.00
Matter ResolvedRequest
Adjourment
05/7/2025 2:00 pm23-20923 / MEHMichael P. Otto, Esq.Motion CompensationNo Opposition Filed
Matter ResolvedRequest
Adjourment
05/7/2025 2:00 pm24-16568 / MEHMarc C. Capone, Esq.Motion CompensationRevised Order SubmittedTotal Paid In: $6,500.00
Revised Order submitted 4/22/25 (dm)
Matter ResolvedRequest
Adjourment
05/7/2025 2:00 pm24-19738 / MEHCarol L. Knowlton, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $1,805.00
Matter ResolvedRequest
Adjourment
05/7/2025 2:00 pm24-20644 / MEHScott J. Goldstein, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $143,019.00
Matter ResolvedRequest
Adjourment
05/7/2025 2:00 pm25-10474 / MEHScott J. Goldstein, Esq.Motion CompensationNo Opposition Filed
Matter ResolvedRequest
Adjourment
05/7/2025 2:00 pm25-10538 / MEHJustin M. Gillman, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $924.00
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes