| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
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Matter ResolvedRequest Adjourment | 1 | 5/1/2024 9:00 am | 18-30325 / CMG | PRO SE | Motion to Cancel Discharge | MOOT | 4/29(mk) creditor has recorded the mortgage discharge so THIS MTOIN IS NOW MOOT. MTN TO CANCEL DISCHARGE/AJAX E. MASTER TRUST mk: debtor has paid off entire mtg claim |
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Matter ResolvedRequest Adjourment | 2 | 5/1/2024 9:00 am | 18-35075 / CMG | Candyce I. Smith-Sklar, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj, will pay full arrearage<> LAKEVIEW LOAN/ andover pl (Frenkel Lambert) mk: post pet arrears $6,340.10 debtor says will cure before hearing |
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Matter ResolvedRequest Adjourment | 3 | 5/1/2024 9:00 am | 19-13804 / CMG | Eugene Roth, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | TR MTN TO DEEM CONDUIT MTG TO FIFTH THIRD BANK CURRENT |
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Matter ResolvedRequest Adjourment | 4 | 5/1/2024 9:00 am | 19-16297 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Sell | Granted | 213 BLAINE AV MK; DEBTOR PASSED AWAY 1/27/24; MOTION FILED FOR CONTINUED ADMINISTRATION. Case confirmed at 100% due to equity ORDER HAS PROCEEDS TO TR mk:atty fee 1100 for closing and 800 for k review and motion- ok below flat fee allowed |
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Matter ResolvedRequest Adjourment | 6 | 5/1/2024 9:00 am | 19-16297 / CMG | Candyce I. Smith-Sklar, Esq. | Creditor Certification of Default | Continued 6/5/2024 9:00 am | CREDITOR CERT OF DEFAULT(LOGS- E Wassel): New Motion to Sell Filed and on 5/1/24 NOTE: DEBTOR PASSSED AWAY 1/27/24 . CASE NEEDS NOTICE OFR DEATH FILED AND A MOTION TO CONTINUE ADMINISTRATION- filed and also on 5/1 3/22/24:(mk): prior sale motion was granted. That fell thru and have new K for sale - NEEDS A NEW MOTION TO APPROVE SAL mk : creditor upload adj request for 4/3 to allow more time for sale of prop. to occur in March SALE MOTION ON 3/6/24 11/1/23 creditor - Its 3rd default- wants judge debtor -filed Mp to sel (Blane Ave prop)= debtor says lots of equity. realtor retained and has listing agmt MP for sale of RE confirmed 12/6 sale by 2/1/24 Oder extending deadline FOR SALE ENTERED 2/13/24 |
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Matter ResolvedRequest Adjourment | 5 | 5/1/2024 9:00 am | 19-16297 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | NTC DEATH OF DEBTOR AND MTN TO CONTUNUE ADMIN OF CASE Brother is executor and will admin the case sale moiton on 5/1/24 |
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Matter ResolvedRequest Adjourment | 7 | 5/1/2024 9:00 am | 19-17882 / CMG | Robert Cameron Legg, Esq. | Creditor Certification of Default | Withdrawn | Debtor obj will pay<> CARRINGTON MTG/Edwards Ae (Hill Wallack) mk: post pet: $3,087.91 as of April 1, 2024 debtor will pay 2nd cert of default- 1st one was w/d in march 2022 |
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Matter ResolvedRequest Adjourment | 8 | 5/1/2024 9:00 am | 19-32024 / CMG | Joan Sirkis Warren, Esq. | Trustee Certification of Default | Continued 6/5/2024 9:00 am | MP 5/1/24>>ISSSES/OBJECTIONS> Debtor obj, filing MP<> ARREARS |
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Matter ResolvedRequest Adjourment | 9 | 5/1/2024 9:00 am | 20-10231 / CMG | Angela Nascondiglio Stein | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | MP 5/1<<>> HR Debtor obj, filing MP<>FAILED TO LM BY 9/15/21; SV/HSBC on mortgage |
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Matter ResolvedRequest Adjourment | 10 | 5/1/2024 9:00 am | 20-17312 / CMG | John Zimnis, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | 4/9(mk): ANY UPDATE ON RESOLUTION? 4/17 for resolution ALLY BANK/2017 Ford F150 (LAVIN CEDRONE) debtor> Wants loan history - iut was 7 htr loan and has 2 mos left can''t owe what creditor says - does not make sense |
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Matter ResolvedRequest Adjourment | 11 | 5/1/2024 9:00 am | 20-18017 / CMG | Thomas G. Egner, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj<>MADISON TRUST CO/Laramoor Dr (HONIG & GREENBERG) 4/29/24(mk): Resolution Details: Debtor will pay $5,000 toward post petition tax arrears to tax collector by May 1st and be current by July 1st. Order will be submitted. |
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Matter ResolvedRequest Adjourment | 12 | 5/1/2024 9:00 am | 20-21659 / CMG | David G. Beslow, Esq. | Trustee Certification of Default | Withdrawn | arrears CURED Debtor obj, pymt made<> ARREARS |
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Matter ResolvedRequest Adjourment | 13 | 5/1/2024 9:00 am | 20-23718 / CMG | Jeffrey E. Jenkins, Esq. | Motion Relief from Co-Debtor Stay | Continued 5/15/2024 9:00 am | Debtor obj<>US BANK NAT'L ASSOC (ROBERTSON) mk: post pet : $13,676.33 as of 2/7/24 debtor says case is done would like to resume payments and put RE up for sale in a year Creditor says will need to be sold in 3/6 mos |
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Matter ResolvedRequest Adjourment | 14 | 5/1/2024 9:00 am | 21-15782 / CMG | Andrew Thomas Archer, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | Mk: debtor cert in support filed 4/23 atty will request short adj to get cert. FREEDOM MTG MTN TO APPROVE PARTIAL CLAIM MTG (BROCK & SCOTT) Tr limited Obj: needs a cert by debtor |
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Matter ResolvedRequest Adjourment | 15 | 5/1/2024 9:00 am | 21-17278 / CMG | Warren Levy, Esq. | Trustee Certification of Default | Trustee Order | Debtor obj, will pay<> ARREARS 2,916 as of 4/23 Bad Pay history says can be current by 5/10/24 4/30/24: needs15,626.14 PTD 1,038 x 29 begin 5/1/24 is recap or since this is 1st Tr motion adj and see if can be current? |
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Matter ResolvedRequest Adjourment | 16 | 5/1/2024 9:00 am | 21-17946 / CMG | Robert C. Nisenson, Esq. | Trustee Certification of Default | Withdrawn | AMT: PIF/PENDING CLOSING<> Debtor obj<> ARREARS |
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Matter ResolvedRequest Adjourment | 17 | 5/1/2024 9:00 am | 22-12925 / CMG | Robert Cameron Legg, Esq. | Trustee Certification of Default | Withdrawn | AMT: MP 5/1<<>> Recommend Dismissal Debtor obj, filing MP<> ARREARS 8,951 Mp on 4/17- Debtor approved for Erma funds for mtg |
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Matter ResolvedRequest Adjourment | 0 | 5/1/2024 9:00 am | 22-12954 / JNP | JENKINS LAW GROUP | Confirmation Hearing on Modified Plan | Denied | 4//15 MP filed-notice went out on 4/19--needs a date later than 5/1--- ***Debtor has not started making the higher tier payment in the proposed plan***WIFE LOST JOB AND FILED NEW PLAN AND SCHEDULES 1) Wells Fargo filed a bifurcated claim for Bob's Discount Furniture in the amount of $389.18 secured and $1,259.36 unsecured not treated in the plan (TREAT CLAIM AS FILED??) 2) Trustee Balboa Notes: - When does Cenlar pension loan payment ($265.39 bi-weekly) end for spouse, when was it taken out, what is the payoff, and what was the original amount? (OK LOST JOB) - CMA disclaimer (only received comps). Also, CMA is from May 2022 (UNRESOLVED). Otherwise, would need $1,285 Ptd, then $1,060 x 54 (beg. Sept. 2023) 100% due to Trustee's 122c-2. Atty Fees $4,150/$4,150. ------------------- ***RESOLVED ISSUES*** 2) Trustee Balboa Notes: - When does Cenlar pension loan payment ($265.39 bi-weekly) end for spouse, when was it taken out, what is the payoff, and what was the original amount? (OK LOST JOB) - CMA disclaimer (only received comps). Also, CMA is from May 2022 (UNRESOLVED). ***Per latest online comps the house value far exceeds the $35,000 in unsecured creditors. Comp show $387,000 value. House is in good condition per photos. Balboa asked for updated CMA a year ago because comps were from 2021 and beg of 2022. Also many comps were for houses half the size of the debtors house. Debtor now says he got new comps recently but hasnt submitted them. It needs to remain 100% but debtor does not appear to have income now that wife lost her job. Needs to re-file. OK NO EQUITY DUE TO LM ORDER ***attorney sent in partial claim mortgage dated May 2022 but case was filed in April 2022. Obtained post filing and no motion filed. OK PART OF LM ORDER A) Freedom Mortgage (BROCK & SCOTT) OBJs - creditor filed $3,740.99 arrears claim on the Lock Ave property not treated in the plan (CONSENT ORDER ENTERED TO PAY ARREARS.) B) Trustee Balboa Expense OBJ: - Excessive Expenses: $870 |
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Matter ResolvedRequest Adjourment | 18 | 5/1/2024 9:00 am | 22-15140 / CMG | Marc C. Capone, Esq. | Creditor Certification of Default | Continued 5/15/2024 9:00 am | 5/1/24:CREDITR AGRES TO CONDUIT - DEBTOR OPPOSES 4/17: debtor made payment AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, making pymts<>FAY SERVICING/Santa Anita Lane (Friedman Vartolo) MK: arrears 3,837.63 as of 2/26/24 debtor says was ill can make payments |
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Matter ResolvedRequest Adjourment | 19 | 5/1/2024 9:00 am | 22-15422 / CMG | George E. Veitengruber, III, Esq. | Motion Reinstate Stay | Order to be Submitted | OTBS - AMT to circulate conduit order 4/30/24:debtor agrees to conduit- need to hear from creditor AMT: TR LTR REQUESTING CONDUIT<> M&T Bank obj (McCalla)<>MTN REINSTATE STAY/M & T Bank >Amended Notice of Motion filed correcting to M & T bank form Fox Chse Condo Assoc MK: Motion papers are for Reinstate to M & T Mtg- sent email to atty on 4/9/24- need amended notice of motion cert and PPSD Order for m & T bank Atty will file amended Notice of Motion TR CERT OF DEFAULT IN 5/15/24 |
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Matter ResolvedRequest Adjourment | 20 | 5/1/2024 9:00 am | 22-17041 / CMG | George E. Veitengruber, III, Esq. | Motion Sell | Revised Order Submitted | 4/30/24: revised order dealing w/ banks obj submitted 4/17 : bank limited obj - May need another revised Order US Bank limited obj (Friedman Vartolo)<> MTN TO SELL 8TH AVE PPTY mk: plan confirmed at 100% due to equity >>revised order submitted adjusting for the error in listing brokers commission 13,800 instead of 12,800- ATTY TO FILE AMNEDED NOTICE OF SALE |
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Matter ResolvedRequest Adjourment | 21 | 5/1/2024 9:00 am | 22-18827 / CMG | Lee M. Perlman, Esq. | Motion Relief from Co-Debtor Stay | Order Previously Submitted | mk: order submitted 5/1 - outside cure- $294.30 w/in 10 days Debtor obj, made pymt<>AMERICAN HERITAGE FEDERAL CRED / 2016 Cherokee (WELTMAN, WEINBERG) Conf says if MRF is resolved w/ no arrears case has terms for confirmation |
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Matter ResolvedRequest Adjourment | 22 | 5/1/2024 9:00 am | 23-10013 / CMG | Kevin C. Fayette, Esq | Motion Relief from Stay (Fee) | Order to be Submitted | mk: per atty creditor will w/d this as debtor current debtor opp'n> will get current-HALSTON BUILDERS ASSOC (HABER SILVER) Landlord |
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Matter ResolvedRequest Adjourment | 23 | 5/1/2024 9:00 am | 23-10122 / CMG | Justin M. Gillman, Esq. | Motion Relief from Stay (Fee) | Continued 5/15/2024 9:00 am | MK: PUT NEW DATE ON RECORD Debtor obj, will pay<>RITZ CONDO (MCGOVERN) |
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Matter ResolvedRequest Adjourment | 24 | 5/1/2024 9:00 am | 23-10546 / CMG | PRO SE | Creditor Certification of Default | Order to be Submitted | MK: resolved- OTBS arrears through April into plan 175 atty fee 4/24/24(mk) Sent email to parties to see if there was any resolution. Debtor obj<> CREDIT ACCPETANCE/2017 Land Rover (Eisenberg Gold) |
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Matter ResolvedRequest Adjourment | 25 | 5/1/2024 9:00 am | 23-11000 / CMG | Warren Brumel, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | Debtor obj, made pymt<>TD BANK/2018 Lexus (GROSS) order submitted 4/8/24- debtor is current |
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Matter ResolvedRequest Adjourment | 26 | 5/1/2024 9:00 am | 23-11881 / CMG | John H. Anlian, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | 4/30/24(mk): amended cert of service filed- OK TR opp'n can be w/d DEBTOR HAS TO FILE AMENDED CERT OF SERVICE USING THE MANDATORY FORM- email to atty and obj filed MTN TO EXCLUDE POC FILED BY AMY GECZI AND NO PAYMENTS TO SAID CRED Child support claim - debtor says been paying support- fell behind when lost job - now has caught up will be filing a MP to make up plan and Mtg payments he missed MP (#%4) filed - on for 65/ BUT CT ERROR ON DOCKET- PLAN IS MISSING DEBTRO AND ATTY INITILAS ON 1ST PAGE |
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Matter ResolvedRequest Adjourment | 27 | 5/1/2024 9:00 am | 23-12378 / CMG | Kevin C. Fayette, Esq | Trustee Certification of Default | Trustee Order | AMT: $4,679.99 PTD (13); $ 785 X 35 BEG 5/1/24 ( ATTY OK)<<>> Debtor obj, can make pymt & requests recap<>ARREARS 3,916.01 as of 4/24 and last pay was 2/8/24 |
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Matter ResolvedRequest Adjourment | 28 | 5/1/2024 9:00 am | 23-12456 / CMG | Justin M. Gillman, Esq. | Creditor Certification of Default | Withdrawn | 4/17: creditor says payment delivered today - needs to verify and will w/d 3/20:credtor wants 2 more weeks - debtor says she is current- TR pressing conduit >>TR ARREARS<< creditor adj request to 3/20 for ongoing settlement discussions AMT: TR LTR REQUESTING CONDUIT<<>> Debtor obj, made pymt<>M&T Bank/Central Ave (McCalla) Mk; post pet :4,034.31 debtor to cure in reasonable time.. |
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Matter ResolvedRequest Adjourment | 29 | 5/1/2024 9:00 am | 23-12456 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 4/23/24: Funds paid - current Debtor obj, made payments<>ARREARS 964 as of 4/10/24. as payment posted 4/10 - Befre that date last pay was 2/9/24 and payment increased in March Creditor Cert of Default was also w/d |
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Matter ResolvedRequest Adjourment | 30 | 5/1/2024 9:00 am | 23-12489 / CMG | Robert Cameron Legg, Esq. | Trustee Certification of Default | Dismissed | Debtor ob. NEEDS SOME TIME<> ARREARS 10,927. Last pay 2/2/24 4/24/24:MK: last pay was feb- needs to make a payment then i can give you some time for rest of arrears |
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Matter ResolvedRequest Adjourment | 0 | 5/1/2024 9:00 am | 23-12564 / CMG | Marc C. Capone, Esq. | AP Motion to Dismiss | Judge to Reserve Decision | AP 23-1388 MANGIAFICO MTN TO DISMISS AP (Greenbaum) |
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Matter ResolvedRequest Adjourment | 31 | 5/1/2024 9:00 am | 23-12758 / CMG | John Zimnis, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | 4/26/24(mk) Order submitted - outside cure parties seeking to resolve adj to 5/1 CREDIT UNION / North Olden Ave- 1st mtg (McKENNA DUPONT) |
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Matter ResolvedRequest Adjourment | 32 | 5/1/2024 9:00 am | 23-12758 / CMG | John Zimnis, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | 4/26/24(mk) Order submitted - outside cure parties seeking to resolve adj to 5/1 CREDIT UNION /North Olden - 2nd mtg(McKENNA DUPONT) |
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Matter ResolvedRequest Adjourment | 33 | 5/1/2024 9:00 am | 23-13119 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 5/15/2024 9:00 am | AMT: mp 5/1<<>> Needs Resolution 2/21: had back and forth w/ mtg co - new atty for lender West Coast- LM has now been offered case is 10 mos old - email for atty- requesting 2 more weeks-working on finalizing LM and then will file a MP Debtor obj<>PLAN WAS DENIED ON 12/20/23 AND FAILED TO FILE MP WITHIN 21 DAYS debtor says is filing a MP to address claim of West Coast Serv. 2/7/24:debtor was offered to negotiate w/ 2nd mtg |
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Matter ResolvedRequest Adjourment | 34 | 5/1/2024 9:00 am | 23-14650 / CMG | Robert Manchel, Esq. | Creditor Certification of Default | Withdrawn | 4/17: debtor had proof of 33,000 payment form debtor's mother AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, proposes 6 mo recap<>FAY SERVICING/Wendover Rd (Friedman Vartolo) mk: Post pet 19,503.06 as of 2/7/24 |
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Matter ResolvedRequest Adjourment | 35 | 5/1/2024 9:00 am | 23-15116 / CMG | Donald C. Goins, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MOTION TO ALLOW LATE POC OF ST OF NJ #13 ------------------------------ case is 100% and 50 mos left so there is time to work this issue out (amt: 4/19/24 Email to atty; also needs to address #10-1) ISSUE ON POC 10-1- Proof of Claim #10-1 was filed on behalf of Capital One Auto Finance for debtor's 2015 Mazda 3, as an unsecured claim in the amount of $5,883.22. Since the creditor is listed in plan as a secured, unaffected claim, please advise if an amended Proof of Claim will be filed or the creditor otherwise addressed. The claim has been placed on reserve pending a resolution. ATTY SAYS WORKING TO RESOLVE THIS |
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Matter ResolvedRequest Adjourment | 36 | 5/1/2024 9:00 am | 23-15826 / CMG | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Granted | ALLY CAPITAL /2018 Lincoln (LAVIN CEDRONE) TR Motion 6/5/24= FAILURE TO LM BY 3/31/24 |
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Matter ResolvedRequest Adjourment | 37 | 5/1/2024 9:00 am | 23-16248 / CMG | Marc C. Capone, Esq. | Creditor Certification of Default | Continued 6/5/2024 9:00 am | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, making pymt & requests recap<>FREEDOM MTG/Lake Barnegat Dr (Brock & Scott) Mk: Debtor opposes conduit |
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Matter ResolvedRequest Adjourment | 38 | 5/1/2024 9:00 am | 23-16814 / CMG | George E. Veitengruber, III, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | MP #37 filed on 5/1/24- HAS TERMS NO LONGER A LM BUT A CURE PLAN NOW FAILED TO LM BY 1/31/24; FAILED TO FILE ORDER RESOLVING DEUTSCHE OBJ BY 12/20/23 |
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Matter ResolvedRequest Adjourment | 39 | 5/1/2024 9:00 am | 23-16902 / CMG | Brad J. Sadek, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 6/5/2024 9:00 am | atty attempting to resolves issues with debtor and family member over sale of b'ness and that will impact a MP - needs time debtor opp'n>PLAN DENIED ON 2/21/24 AND FAILED TO FILE MP; ARREARS atty may be late - has ch 7 341 |
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Matter ResolvedRequest Adjourment | 40 | 5/1/2024 9:00 am | 23-17103 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Continued 6/5/2024 9:00 am | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj<>SELECT PORTFOLIO SERVICING /COTTONWOOD CT (ROBERTSON, ANSCHUTZ) MK: post pet arrears 44,683.30 as of 1/16/24 debtor Opp'n> had large medical issues - now back to work can have 1/2 arrear by hearing date and rest by 6/1/24 |
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Matter ResolvedRequest Adjourment | 41 | 5/1/2024 9:00 am | 23-17725 / CMG | Robert C. Nisenson, Esq. | Motion to Approve Loan Modification | Order to be Submitted | Pennymac limited obj (Fein Such); MTN TO APPROVE LM |
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Matter ResolvedRequest Adjourment | 42 | 5/1/2024 9:00 am | 23-18268 / CMG | MaryBeth Schroeder, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Order Previously Submitted | CT marked up order submitted and added conf date Mk: case was dismissed - failed to provide insurance for real properties and behind in Tr payments Now has insurance and payments made TFS >>NO PPSD ORDER SUBMITTED W/ THE MOTION TR obj : and make conf 6/5/ 24 in Order |
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Matter ResolvedRequest Adjourment | 0 | 5/1/2024 9:00 am | 23-18612 / CMG | John Michael McDonnell, Esq. | Motion Reopen Ch. 13 Case (fee) | Moot - Dismissed | MISSING DOCS ORDER DENYING MOTION TO VACATE DISMISSAL ENTERED 4/1/24 COURT MINUTES REFLECT BOTH MOTINS AT #13 AND #16 WERE DENIED |
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Matter ResolvedRequest Adjourment | 43 | 5/1/2024 9:00 am | 23-18989 / CMG | Andrew G. Greenberg, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | 5/1: waiitng for 1 payment to post then #s to AMT parties agree to conduit but need payment to post first then creditor will provide # to AMT for draft of Conduit order 4/16/: debtor atty says debtor made a mtg payment last week creditor has not rec'd payment 4/14/24(mk); email for A Lubin=am waiting for an updated post-petition payment history from my client. In the event that Debtor has not brought the loan post-petition current, my client is amenable to a Trustee conduit order, AMT; TR LTR REQUESTING CONDUIT<> Debtor obj, requests recap<>MCLP ASSET COMPANY/Elm Drive (McCABE WEISBERG) |
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Matter ResolvedRequest Adjourment | 44 | 5/1/2024 9:00 am | 23-19199 / CMG | Kevin C. Fayette, Esq | Motion Relief from Stay (Fee) | Order to be Submitted | mk: no conduit now- lang to be added to order - in event of future default then conduit will be required. AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, can make pymt & requests recap<>CITIZENS BANK /Greenwood Ave (McCABE WEISBERG) mk: POST PET ARREARS:$5,374.35 debtor says can pay 3,000 before hearing and rest over 6 mo cure. AMT: PER PLAN MTG ARREARAGE CLM NEEDS TO BE ADDRESSED- Citizens Bank never filed a claim |
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Matter ResolvedRequest Adjourment | 45 | 5/1/2024 9:00 am | 23-19523 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Continued 6/5/2024 9:00 am | Debtor obj, filing MP to sell<>US BANK NAT'L ASSOC / Churchill Rd (ROMANO) MK: post pet=3,305.28 as of 4/1/24 MP filed to sell property- on for 6/5/24 so old plan on 5/1 is markd PLAN DENIED |
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Matter ResolvedRequest Adjourment | 46 | 5/1/2024 9:00 am | 23-19532 / CMG | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Continued 6/5/2024 9:00 am | mk: creditor adj request to allow debtor to get current AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, will pay<>AJAX MTG/Fairfiled Ave (PLUESE BECKER) mk: post pet $5,518.41 as of hearing date |
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Matter ResolvedRequest Adjourment | 47 | 5/1/2024 9:00 am | 23-19569 / CMG | Scott J. Goldstein, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Moot | 4/25 AMT: AMD MINUTES ON 3/20 CONF CHANGED DISMISSAL TO DENIED - THERE WAS NO DISMISSAL. THIS HEARING SHOULD BE MOOT - MP PENDING 5/1 |
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Matter ResolvedRequest Adjourment | 48 | 5/1/2024 9:00 am | 23-19848 / CMG | Richard F. Fried, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 6/5/2024 9:00 am | Debtor obj, pending mtn to approve lm<> FAILED TO LM BY 3/5/24 MOTION TO APPROVE LM ON 6/5/24 |
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Matter ResolvedRequest Adjourment | 49 | 5/1/2024 9:00 am | 23-20416 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | Order Previously Submitted | Order submitted 4/30/24 Resolution Details: OTBS - 6 month cure. Debtor obj, can make pymt & requests recap<>AMERICAN HONDA / 2022 CRV (STEWART LEGAL) |
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Matter ResolvedRequest Adjourment | 50 | 5/1/2024 9:00 am | 23-20474 / CMG | Yakov Rudikh, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | Creditor motion to Allow LATE POC/STATEBRIDGE(Friedman V) Total claim 178,726.81 mk: Conf 5/15/24: sale of RE by 5/1/24- NO REALTOR RETAINED - NO LISTING AGMT |
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Matter ResolvedRequest Adjourment | 51 | 5/1/2024 9:00 am | 23-20578 / CMG | John A. Underwood, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Continued 6/5/2024 9:00 am | Trustee's limited obj<>MTN TO STRIKE FINANCIAL PACIFIC POC#7 adj for proper service |
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Matter ResolvedRequest Adjourment | 52 | 5/1/2024 9:00 am | 23-20726 / CMG | Michelle Lee, Esq. | Motion Relief from Stay (Fee) | Granted | AMERICREDIT FINC / 2016 Hyundai Tuscon (EISENBERG) 4/28/24: MP #38 filed that surrenders the car email to atty - MP needs to be on notice and box is not checked |
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Matter ResolvedRequest Adjourment | 53 | 5/1/2024 9:00 am | 23-20726 / CMG | Michelle Lee, Esq. | Motion Relief from Stay (Fee) | Continued 6/5/2024 9:00 am | SERVICE ONE, DBA BSI FINC (HILL WALLACK)/Tower Lane |
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Matter ResolvedRequest Adjourment | 54 | 5/1/2024 9:00 am | 23-20797 / CMG | Yakov Rudikh, Esq. | Motion Relief from Co-Debtor Stay | Granted | WELLS FARGO / Churchill Rd(BROCK & SCOTT) Mk: PP arrears = $6,006.48 as of March 19, 2024 |
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Matter ResolvedRequest Adjourment | 55 | 5/1/2024 9:00 am | 23-20955 / CMG | Steven J. Abelson, Esq. | Motion Relief from Co-Debtor Stay | Continued 5/15/2024 9:00 am | 5/1/24 for proof of payment Debtor obj, made pymt<>SELENE FINC / Parkside Lane (ROBERTSON, ANSCHUTZ) |
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Matter ResolvedRequest Adjourment | 56 | 5/1/2024 9:00 am | 23-21365 / CMG | PRO SE | Motion Requesting Redaction | Moot - Dismissed | |
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Matter ResolvedRequest Adjourment | 0 | 5/1/2024 9:00 am | 23-21431 / CMG | Karina Pia Lucid, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Withdrawn | Mk: still contested - creditor does not agree to Order 4/16/(mk) Order submitted resolving this . Pay total $9,788 as a secured claim through the plan. Creditor filed objection to motion at #26- objects to cram and seeks full balance $19,716.88. Tr Obj; Carvana obj ( Lavin Cedrone)<>MTN TO MODIFY CARVANA CLM#5 TO CRAMDOWN to 9,788 The original plan had this as unaffected. Now wants to cram it and says its in MP- as of 3/8 that MP is not on docket- a copy was attached to motion and cram is only in part 7 and not in Part 4 ORDER Needs to be specific - cram to what amt plus interest of x for a total payment of x thru the plan |
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Matter ResolvedRequest Adjourment | 57 | 5/1/2024 9:00 am | 23-21992 / CMG | Jonathan Stone, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Revised Order Submitted | VACATE DISMISSAL revised order submitted 4/10/24: atty email reply to TR obj> says is working on resolving objection of creditor and uploaded docs re expenses >.NEED TO SUBMIT A REVISED ORDER THAT MAKES CONFIRMATION 5/15/24- not 8/7/24 MK: case dismissed on 4/3:NS AND FAILURE TO PROSECUTE multiple objections not resolved Tr Objection: motion papers explain nothing and do not offer any resolution of the objections in the case |
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Matter ResolvedRequest Adjourment | 58 | 5/1/2024 9:00 am | 24-10014 / CMG | Justin M. Gillman, Esq. | Motion Relief from Co-Debtor Stay | Continued 6/5/2024 9:00 am | Debtor obj<>WELLS FARGO BANK / Mulbeery La (BROCK & SCOTT) Conf 5/1- Has issues- was adj to 6/5 debtor has failed to pay prop taxes debtor says plan is to pay full mtg thru plan and creditor is protected - lots of equity |
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Matter ResolvedRequest Adjourment | 59 | 5/1/2024 9:00 am | 24-10143 / CMG | Herbert B. Raymond, Esq. | Application for Termination of Loss Mitigation | Order to be Submitted | 4/30/24: OTBS with loss mit by 5/6 or as extended by court order SO IS THIS RESOLVED- due to CO noted below? Debtor obj<> PHH APPLICATION FOR EARLY TERMINATION OF LOSS MIT CO resolving MRF allowing case to continue and debtor to apply for Loss mit thru Ct program (#34) entered 4/25/24 |
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Matter ResolvedRequest Adjourment | 60 | 5/1/2024 9:00 am | 24-10255 / CMG | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | Revised Order Submitted | mk: revised order was submitted 4/29/24 4/29/24(mk) NEEDS A REVISED ORDER- responded to email to Ct and attys FRANKLIN ESTATES / Princeton Rd(ARONS & ARONS) Lease arrears post pet $6,307.18 ORDER SUBMITTED 4/29: outside cure on post petition arrears and TR is authorized to pay claim 8349.59 over 12 mons order also has Tr making monthly payment in a specified amt - MK objected to Order - needs to correct lang to say Tr authorized to pay late claim #12- by a 12 month prompt cure thru the plan |
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Matter ResolvedRequest Adjourment | 61 | 5/1/2024 9:00 am | 24-11297 / CMG | Paul H. Young, Esq. | Motion Relief from Stay (Fee) | Moot - Dismissed | FIRST FINC FEDERAL CRED (McKENNA) |
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Matter ResolvedRequest Adjourment | 62 | 5/1/2024 9:00 am | 24-11347 / CMG | Daniel E. Straffi, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | Granted | LOSS MIT/SELENCE FINC |
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Matter ResolvedRequest Adjourment | 0 | 5/1/2024 9:00 am | 24-11377 / CMG | Steven J. Abelson, Esq. | Motion Relief from Stay (Fee) | Moot - Dismissed | VALLEY NAT'L BANK/2020 Ford F450 (DONNA THOMPSON) |
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Matter ResolvedRequest Adjourment | 64 | 5/1/2024 9:00 am | 24-12675 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Granted | CHERYL PARZIALE/LANDLORD Lease: creditor cert does not state what is owed only that home is rented for summer begin 5/24/24 current lease w/ debtor ends 5/15- needs debtor out by then 4/30/24(mk): spoke to creditor atty (Michael Mirne, esq)- no opp'n filed and so he is not appearing |
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Matter ResolvedRequest Adjourment | 65 | 5/1/2024 9:00 am | 24-12967 / CMG | Jeffrey E. Jenkins, Esq. | Motion Relief from Stay (Fee) | Granted | Debtor obj; creditor response<>STAMFORD SQ (GOODGOLD WEST & BENNETT RENT PAYMENTS 8,626 post and 18,3235.02 pre pet debtor says paid post pet- Creditor says DID NOT as of 4/25 |
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Matter ResolvedRequest Adjourment | 66 | 5/1/2024 9:00 am | 24-13376 / CMG | James J. Cerbone, Esq. | Motion Adequate Protection | Order Previously Submitted | ORDER SUBMITTEd Mk ;PARTIES NEED TO RESOLVE THISWITH AN ORDER Debtor obj<>TRANSPORT FUNDING MTN FOR ADQ PRO PYMTS(MAURICE WUTSCHER) Mk: AP for 2018 Frieghtliner moly payment under the K is 2,698.18 - creditor requests AP of $500 monthly Debtor say not opposed to AP PRE CONFIRMATION |
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Matter ResolvedRequest Adjourment | 67 | 5/1/2024 10:00 am | 19-32024 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing on Modified Plan | Continued 6/5/2024 10:00 am | ISSUES AS OF 4/22/2024 (DM): 1) Trustee OBJ: - Need updated proof of income. - Need amended Sch I&J. - Need 2023 tax returns. Note - Loan Mod order entered 4/9/24 as Doc #87. Confirmed Case: $9,650 Ptd, $400 x 34, Base Plan. Prop. MP: $18,550 Ptd, $100 x 9, Base Plan. PTD = $18,650, Arrears $1,400 as MP filed. Last Claim (26-3) dated 10/27/21. |
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Matter ResolvedRequest Adjourment | 68 | 5/1/2024 10:00 am | 20-10231 / CMG | Angela Nascondiglio Stein | Confirmation Hearing on Modified Plan | Confirmed | 4/29/24 (sf) Atty accepts terms. ISSUES AS OF 4/23/2024 (DM): ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $19,184 PTD, THEN $705 x 9 STARTING 5/1/24, BASE PLAN WITH $3,020 MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS*** Confirmed Case: $1,570 Ptd, then $457 x 47, $3,020 Min. Div. Prop. MP: Ptd, $705 x 11, $3,020 Min. Div. PTD = $19,184, Arrears $0 as MP filed. Last Claim (15-1) dated 2/29/24. |
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Matter ResolvedRequest Adjourment | 69 | 5/1/2024 10:00 am | 20-13335 / CMG | Thomas G. Egner, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 4/26/24 (DS): Ok to confirm at $20,439 paid, $410 x 2 begi 5/1/24; Base MP Prop $20,060.50 PTD; $410 x 2; Base - Surrendering 2016 Jeep Cherokee - Santander claim#1-1, vehicle involved in auto accident. Note: Debtor's cert provided on auto accident. No lawsuit being pursued by Debtor. |
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Matter ResolvedRequest Adjourment | 70 | 5/1/2024 10:00 am | 22-12925 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing on Modified Plan | Confirmed | Atty ok to terms ISSUES AS OF 4/22/2024 (DM): updated 5/1/24. ***To resolve plan arrears, TRUSTEE WILL RECOMMEND CONFIRMATION AT $13,525 PTD, THEN $400 x 36 STARTING 5/1/24, BASE PLAN, LAKEVIEW LOAN POC (18-1) SHALL BE TREATED OUTSIDE THE PLAN DUE TO ERMA FUNDING AND TRUSTEE SHALL MAKE NO FURTHER PAYMENT ON SAID CLAIM*** ERMA funding Order is Doc #73 - needs APOC from mtg co. 1) Need motion to approve ERMA funding with a proposed order (Loan Mod standard order) that addresses the Lakeview Loan POC (18-1) claim balance - Atty reaching out to Brock & Scott for an amended POC (UNRESOLVED.) ***RESOLVED ISSUES*** A) Need tax return to verify tax refund disclosed on amended Sch I - Atty using original tax refund and has requested 2023 returns from his client (dm) B) Need Certification regarding tips - per Atty, within the pay stubs and under "Tip Credit" there is a reference to "OTHER" and then "Cash Tips." OKAY Confirmed Case: $6,008 Ptd, $1,339 x 48, Base Plan. Prop. MP: Ptd, $400 x 25, Base Plan. PTD = $13,525, Arrears $7,612 as MP filed. Last Claim (20-1) dated 1/27/23. |
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Matter ResolvedRequest Adjourment | 71 | 5/1/2024 10:00 am | 22-18827 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing on Modified Plan | Confirmed | As of 4/26/24 (DS): If MFR resolved with no arrears owed to American Heritage will need to confirm at $27,306 paid, $3,680 x 43 begin 5/1/24; Base; - Pays Ally Capital per consent order entered 4/23/24 to pay $8,601.46. - Pays arrears claim#16-1 of Federal Home Loan and conduit payments. - Student loans to be treated outside. Debtor atty requested adjournment to resolve all issues. 4/17/24 (DS): 1. MFR for 2016 Jeep by American Heritage, post petition arrears $1,458.50, sched 5/1/24. PER ATTY RESPONSE DEBTOR MADE PYMT $1,471.50, NO PROOF ATTACHED, STILL NEEDS TO BE RESOLVED., 2. Mod plan proposes to pay Ally (2014 Ford) claim in full $8,601.46, however, case was previously confirmed to only pay arrears $696.54. Claim filed 1/1/23 had a balance of $11,082.33. MFR heard 11/1/23 by Ally for car shows order was to be submitted, no consent order was ever entered. Per notes at hearing Debtor wants to add to plan. Need amount owed and consent order with creditor. ORDER DOC#39 TO PAY $8,601.46 3. MFR by Trustee and mortgage company was confirmed with consent order entered 8/10/23 for conduit payments to mortgage $3,100 for 52 months, but is no longer proposing conduit and just paying post-pet arrears through plan. This needs to be resove mortgafolved. Will conduit payments remain? PER ATTY CONTINUE CONDUIT PAYMENTS 4. If paying car claim in full, will also need to file amended Sched J to remove the car payment $390 and remove mortgage expense as well. MP Prop $24,206 PTD; $965 x 44; Base - Ally Financial to be paid in full by 2/2025. |
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Matter ResolvedRequest Adjourment | 72 | 5/1/2024 10:00 am | 23-11985 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS of 4/23/24(mk): email to atty- OK TO TERMS **CAN REC CONFIRM AT $1,662 PTD Then $509 x 47 begin 5/1/24 base w/ min to GUCS of $4285 due to equity in real Property. Must file application for supplemental fees w/in 7 days of confirming order** MP proposes $509 X 48; BASE add mtg Post pet arrears Plan has run 13 mos and 47 remain Prior conf:6/21/23 - $755 PD TO DATE (3 MOS) $302 X 57 BEGIN 7/1/23; POT BASE $17,969 (MIN $4,285 TO GUCS DUE TO NE EQUITY PAY WELLS FARGO 3-1 (NIP) |
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Matter ResolvedRequest Adjourment | 73 | 5/1/2024 10:00 am | 23-13119 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 5/15/2024 10:00 am | ISSUES AS OF 4/23/2024 (DM): updated 4/29/24. Response Doc #37. ***Still need to address Trustee objections regarding new expense(s) on amended Sch J*** 1) Trustee OBJ: - There is $7,913 of non-exempt equity in the residence. - Amended Sch J adds new expenses of $987 for spouse personal loan (UNRESOLVED) and $300 for spouse's care of elderly father (RESOLVED.) Need proof of excessive expenses 10 days prior to confirmation. - Need statements for the debtor & non-filing spouse's 401k loans and 457 loan (RECEIVED LOAN STATEMENT FOR DEBTOR - $528 MONTHLY ON LOAN #014 ENDS JUNE 2026 AND $439 MONTHLY LOAN #013 ENDS FEB 2024 - SPOUSE'S LOAN $330 MONTHLY ENDS OCT 2028 AND $350 MONTHLY LOAN ENDS MAY 2026.) ***RESOLVE ISSUES*** Motion to Approve Loan Mod filed with 4/1/24 objection deadline. Note that the $50,000 down payment for Loan Mod is coming from a hardship withdrawal from retirement account. A) West Coast Servicing (Hladik, Onorato) OBJs - loan matured on 8/1/2021 and creditor has filed a total debt claim in the amount of $117,897.44. Plan proposes a loan modification on this mortgage (MOTION TO APPROVE LOAN MOD ENTERED.) B) ACAR Leasing obtained stay relief on 2021 Chevy Traverse (LEASE WAS NOT ASSUMED IN PART 6 OF THE PLAN AND THUS REJECTED). C) Athene Annuity & Life Assurance Company (RAS) OBJs - failure to cure arrears of $2,262.68 per POC (CONSENT ORDER SUBMITTED). D) Trustee OBJ: - Need homeowner's insurance renewal declaration (RECEIVED). - Need proof of insurance for the 2019 GMC - policy expires 7/20/23 (RECEIVED). - Must file a Fee App within 7 days of confirming (LANGUAGE ADDED). - Need a statement for the second mortgage (WEST COAST SERVICING FILED A POC). - Income verifies higher ($1,424) than scheduled ($350) resulting in $1,044 monthly disposable income based upon bank statements showing DSO is paid weekly (AMENDED SCH I CORRECTS DSO AMOUNT.) - Excessive Expenses: $500 utilities, $700 cable/internet/phone, $500 medical and dental, $500 |
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Matter ResolvedRequest Adjourment | 0 | 5/1/2024 10:00 am | 23-16038 / RG | Jonathan Stone, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | Trustee takes no position. RUSHMORE SERVICING/Sunrise Lane5 (FRIEDMAN) |
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Matter ResolvedRequest Adjourment | 74 | 5/1/2024 10:00 am | 23-16205 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Continued 7/3/2024 10:00 am | AS OF 4/24/24 (SF) 1. Modified plan proposes to reduce payment and pay 0% to unsecured creditors. Disposable income verifies higher at $4.044 and will be even higher if the above car is removed from Schedule J. 2. The plan (part 4e) surrenders the creditor Honda for a 2022 Acura but amended Schedule J still has payment listed (need explanation) MP proposes $4708 PTD, $1125 X 52 0% PLAN Plan has run 9 months with 51 months remaining surrenders car |
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Matter ResolvedRequest Adjourment | 75 | 5/1/2024 10:00 am | 23-16248 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | MK: TR REQUESTING CONDUIT on Creditor Cert of default - debtor does not agree to it. ISSUES AS OF 4/25/2024 (DM): 4/16/24 - checking for payments in transit electronically (dm) Freedom Mortgage (BROCK & SCOTT) Cert of Default filed (UNRESOLVED.) 1) NJR Clean Energy (Andrew Kelly) OBJs - there are $2,972 pre-petition lease arrears for solar equipment that is not treated in the MP (CONSENT ORDER ENTERED - assumption of lease with no plan payment.) 2) Trustee OBJ: - MP amends treatment to Quantum3 from secured unaffected (confirmed terms) to a cram of $2,500 secured for doors and windows - this amended treatment needs to be served on the creditor (REVIEW DOC 71 - service made now - cram with GUC balance.) - MP proposes a cram of Citibank/The Home Depot in Part 7b, but required data is not populated in Part 4d (STRIKE??) Confirmed Case: $4,868 Ptd, $500 x 2, $2,585 x 54, $73,368 Min Div. Prop. MP: $1,934 x 2, $500 x 5, $2,082 x 53, $73,368 Min Div. PTD = $8,953, Arrears $2,085 as MP filed. Last Claim (44-1) dated 10/24/23. |
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Matter ResolvedRequest Adjourment | 76 | 5/1/2024 10:00 am | 23-16814 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing on Modified Plan | Confirmed | ISSUES AS OF 4/26/2024 (DM): ATTYOK TO TERMS(mk) ***Debtor is 2 payments behind. TO CONFIRM THE DEBTOR NEEDS $14,922 PTD, THEN $2,802 x 52 STARTING 5/1/24, 100% PLAN WITH $4,500 THRESHOLD PRESERVED*** 1) Trustee OBJ: - case was confirmed with $4,500 minimum dividend. Confirmed Case: $9,948 Ptd, $2,487 x 56, 100% Plan with $4,500 Min Div. Prop. MP: $2,487 x 60, Base Plan. PTD = $14,922, Arrears $4,974 as MP filed. Last Claim (2-4) dated 2/7/24. |
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Matter ResolvedRequest Adjourment | 77 | 5/1/2024 10:00 am | 23-17137 / CMG | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 4/24/24 (DS): Ok to confirm at $961 x 60 begin 3/1/24; 100% with a min. div. $9,277 due to non-exempt equity; - Trustee standard order of distribution. - Trustee ok to pay the arrears claim#9-1 of Lakeview Loan $269.05. 1. Lakeview filed arrears claim $269.05. Trustee ok to pay? As of 3/26/24 (DS): Debtor atty req adj to pass bar date 4/3/24 (DS): Recommend waiting pass bar date 4/23/24 or confirming at $961 x 2 begin 3/1/24; $970 x 58 begin 5/1/24; Base with a min. dividend $47,580 to gucs and a preserve $9,277 non-exempt equity and Trustee standard order of distribution. 1. Trustee obj to the following: - Per 22C disposable income is $793 which requires min. div. of $47,580 to gucs. TOTAL GUCS FILED $41,219.23. - There is $9,277 non-exempt equity in the residence. - Need Trustee standard order of distribution. Prop Plan $961 x 60 begin 3/1/24; Base Note: 2023 tax return provided |
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Matter ResolvedRequest Adjourment | 78 | 5/1/2024 10:00 am | 23-17725 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP Filed on for 6/5/24. Part 10 Non std treatment::Treatment of IRS, & State of New Jersey will be paid $42,000. & $12,000 respectively the balance of the claims shall not be discharged subject to consent order-- waht consent order?? CASE IS 7 MOS OLD AS OF 4/25/24 (SF) PEREMTORY - Resolve or D FYI Motion to approve LM will be granted- obj deadline is 4/17(mk) 1. Objection filed by State of NJ - Plan is not feasible. Debtor does not provide for full payment of secured claim thru the plan. Failure to file tax returns for business, Sunshine Bus Transportation which has forced Taxation to file partially estimated claim. 2. There is a modified plan but it does not resolve all of the issues. Is there an order resolving the State of NJ claims balances to be paid outside? NO. NJ JUST FILED OBJ. DUE TO HIGHER CLAIMS FILED, THE PLAN IS NOT FEASIBLE 3. The plan now proposes a crams of claim 23-1 State of NJ Worker's Compensation but there is no separate proof of service 4. I and J amended. Need updated contribution affidavits from family members 5. Objection filed by Grassy Sprain Group (McDowell) - failure to provide for payment of judgement claim in the amount of $50,912.56 through the plan (MOTION TO APPROVE LOAN MOD SCHEDULED FOR 5/1/24) 6. State of NJ filed estimated priority claim 19-2 (NEED AMENDED CLAIM) 7. State of NJ filed secured claim 19-1 in the amount of $49,201.13 which is not addressed in plan. PLAN IS NOT FEASIBLE 8. State of NJ filed secured judgement claim 23-1 in the amount of $180,413.32 which is not addressed in plan. (MP FILED TO CRAM BUT NO SERVICE) 9. Trustee objection: - The debtor has insufficient income. Disposable income verifies $ -265.83, no income from Debtor. (Budget amended, need contribution affs) - The debtor has failed to file a feasible plan - that can pay all secured/unsecured priority claims. - The current Plan does not specify treatment of tax claims and secured/judgment liens filed and not in plan: |
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Matter ResolvedRequest Adjourment | 79 | 5/1/2024 10:00 am | 23-17833 / CMG | Melinda D Middlebrooks, Esq | Order Vacate Dismissal of Case | Confirmed | AS OF 4/24/24 (SF) RECOMMEND $3500 x 60 (BEGIN 10/1/23) 100% W/ MIN DIV OF $46,520 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE - OTBS WITHIN 30 DAYS RESOLVING MFR 1. Motion for Relief just filed by PHH Mortgage scheduled for 4/17 at 9 (OTBS) - Need copy of order. Will there be creditor fees? 2. Trustee Objection: - The debtor has insufficient income -There is $39,874 non-exempt equity in house (100% Plan.) Plan proposes $3500 x 60 100% Plan; Loan Mod in 6 months (Loan mod is removed per order resolving objection) Payments: 7/7 RESOLVED ISSUES: -Need to file Pre-Confirmation Certification with Court (FILED) - Objection filed by Deutsche Bank (Jennings) - The Plan proposes to cure the pre-petition arrears via a loan modification, however a loan modification was recently denied on April 25, 2023 due to the account having already been modified the maximum amount of times by Owner. As such, only a short sale or deed in lieu of foreclosure. (OTBS TO PAY ARREARS) pay arrears, loan mod is removed - State of NJ filed estimated secured claim 3-2 (NEED AMENDED CLAIM) (RESOLVED VIA CONSENT ORDER) - Need to provide Wells Fargo acct #5798 for August and July 2023 (RECEIVED) Business account - TFS payment is scheduled for $7000 - waiting for it to post. Debtor was to be completely current. (Now current) |
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Matter ResolvedRequest Adjourment | 80 | 5/1/2024 10:00 am | 23-18152 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | The April Conduit payment of 5,225( Per Conduit Order) has not been paid as of 4/29/24- case is 7 mos old. is this even feasible??? 4/23/24(mk): conduit order entered 4/11/24- DID DEBTOR GET A LM? plan has by 4/1?? mk emailed attys- REPLY- straffi says that portal reflects that the lender is still determining completeness. I also wrote them on April 4th and April 11th to request if all documents were provided without a response. >>waiting for reply from Ken B. he is waiting to hear from client - once i have that info wlll update notes adj to 5/1 to see if LM is approved 3/14/24(mk): Lender( K Borger sending #s to AMT today for draft Conduit order. once i have that can work case up to be consistent w/ order terms Need conduit numbers for 2/21 MRF so we are consistent before this can be worked up per AR- prior filings- needs Conduit- will send out info Ken B is ok to conduit and debtor is too Both bar dates have passed and need to strike the per plan claim of Barnegat Tship water and sewer for $661. NEED TO ADD:TR is authorized to pay the following arrears claims: Consumer portfolio(#2-1) $435.97, Tidewater(#13-1) $541.32, Ally Capital(#16-1) $53.69 strike the per plan claim of Barnegat T'ship water and sewer for $661. ---------- 2/26/24(mk): NEED ANSWERS TO OBJECTIONS BELOW 1. MFR on 2/21/23 by PHH MTG.( MK OTBS- debtor to remain current- pay post pet into plan- debtor does not object to conduit) 2. Motion to Approve Loss Mit 2/21/24( GRANTED) 3. Objection by US Bank(RAS): Note: motion for Loss mit was granted -3rd filing and LM not offered Plan:$500 x 6 begin 10/1/23; $3,250 x 54; Base and Loan mod on Alexander Dr by 4/1/24 5/5 payments --------------------RESOLVED------------------------------- > Trustee Objection: ATTY SAYS OK TO PAY THESE ARREARS CLAIMS FILED BY: Consumer portfolio $435.97 Tidewater $541.32 Ally Capital $53.69 Plan has all as unaffected- OK TO PAY THESE? |
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Matter ResolvedRequest Adjourment | 81 | 5/1/2024 10:00 am | 23-18348 / CMG | Joseph Albanese, Esq. | Confirmation Hearing on Modified Plan | Continued 6/5/2024 10:00 am | Adj to 6/5 Peremptory AR RESOLVE OR HOLD AS OF 4/25/24 (SF) 1. Modified plan (Part 4f, 9 and 10) propose to deal with claim 14-1 Service Finance Company UCC secured lien outside plan. The claim lists arrears of $2305.65. Does attorney need to move against claim? 2. Trustee objection: - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution. - Need to file Pre-Confirmation Certification. Plan proposes $100 x 40 Base Payments: 6/7 Arrears: $100 RESOLVED ISSUES: - Motion for Relief filed by Americredit/GM scheduled for 12/20 at 9 (GRANTED) - Chevy Traverse - The current Plan does not specify treatment of Americredit Financial secured claim under the Plan. (STAY VACATED) - Need updated proof of income (Sept & Oct) for 3rd part-time job at Professional Therapy Associates (PTA). (RECEIVED) The debtor(s) plan consists of unnecessary or excessive expense items, such as: Need proof of excessive expenses 10 days prior to confirmation. - $627 & $556/month car payments (two vehicles belong to non-filing spouse) - $1,000/month for child care; (RECEIVED) - $374/month for a motorcycle (luxury item) (NON FILING SPOUSE); - Need Proof of 2 month's income - for July through September only for non filing spouse. - The Schedules fail to account for the debtor(s) tax refund in the amount of $11,377 when determining disposable income. |
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Matter ResolvedRequest Adjourment | 82 | 5/1/2024 10:00 am | 23-18384 / CMG | Scott E. Kaplan, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | AS OF 4/25/2024 (at): 1. 341 has not been held - Rescheduled to 5/9/24 2. Arrears: $59,900 |
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Matter ResolvedRequest Adjourment | 83 | 5/1/2024 10:00 am | 23-18712 / CMG | Scott E. Kaplan, Esq. | Confirmation Hearing on Modified Plan | Confirmed | 4/29/24 (sf) Atty accepts terms ATT SENT EMAIL 4.17 WITH SOME INCOME EXPLANATION EDC 4/22 workup for the 5/1 calendar EDC RECOMMEND CONF AT: **$9760 PAID THEN 3500 X 54 BEG 5/1/24 PRO RATA WITH MINIMUM OF $59,478 TO UNSECURED CREDITORS--Trustee will pay Nationstar/Cooper Arrearage claim through the plan -----AP of $200 a month to mortgage by trustee up to confirmation date **I don't see proof of service on the crams to Flagship or Consumer Portfolio DONE **MP calls for AP to mortgage through the trustee of $200 **proof of income is much higher. The schedules did not include income from Mount Holly and Springfield so there is $14,000 in monthly income not $11,700. After deducting expenses there is approximately $4100 in monthly disposable income which would require a 100% plan Trustee objection: --There is $59,478 non-exempt equity in debtors' home. $1140 X 3; $2600 X 57; MIN $41,595--TRUSTEE TO PAY AP OF $200 A MONTH TO MORTGAGE UNTIL CASE IS CONFIRMED --------------------- resolved: --Need to file Pre Confirmation certification with Court done **MP pays Mr. Cooper/Nationstar outside but an arrears claim of $4943 was filed. Are we paying?OK TO PAY *Need proof of service on cramdowns--DONE -- need bank statements for September and August 2023 --Excess expenses Schedule J, $625/telephone, cable, internet; $678/car payment (allowed $629); $811/car payment (allowed $629); $475/Harley Davidson is a luxury and should not be on Schedule J. Need supporting documentation for the excessive expenses. AMENDED J OK --Amendments to Schedules Schedule D to list 2nd mtg name from United States Senate to US Department of HUD done |
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Matter ResolvedRequest Adjourment | 84 | 5/1/2024 10:00 am | 23-18964 / CMG | Brian Gregory Hannon | Order Vacate Dismissal of Case | Dismissed | NS AS OF 4/30/2024 (at): NEED HOMEOWNER'S INSURANCE FOR PENNSYLVANIA PROPERTY. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A current market analysis - for Pennsylvania property. (NOT RECEIVED) - A copy of the homeowner's insurance renewal declaration - for Pennsylvania property. (NOT RECEIVED) - A copy of the deed - for Pennsylvania property. (NOT RECEIVED) The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $2,346.91. The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $74,681 in non exempt equity in the real estate. (pending review of CMA for PA property) RESOLVED ISSUES: - There is $2,558 in non exempt equity in the bank accounts. (LANGUAGE ADDED) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) Plan proposes: $2,000 x 60,000 beginning 11/1/2023, not less than $94,940.73 to unsecured creditors Payments: 6/6 |
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Matter ResolvedRequest Adjourment | 85 | 5/1/2024 10:00 am | 23-19333 / CMG | Bruce W. Radowitz, Esq. | Confirmation Hearing Scheduled | Withdrawn | 4/25/2024 (JMA) modified plan has been filed, this plan is marked as withdrawn. Note - Trustee objection that references a possible issue with debtor's SSN was an internal typo - verified by Deb (dm) |
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Matter ResolvedRequest Adjourment | 86 | 5/1/2024 10:00 am | 23-19523 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP filed and on for 6/5/24- Plan proposes to sell property- this plan on 5/1/24 will ne marked as Plan denied(mk) 4/22 workup for the 5/1 calendar EDC -amended I & J filed STILL IN ARREARS 3 payments $4272 1. Objection filed by US Bank (Romano Garubo) - failure to cure full arrears of $34,977.76 (Per POC). Plan proposes to pay $23,708.37. (UNRESOLVED)- MK: per atty PAY POC 2. TRUSTEE OBJECTIONS: - Disposable net income on Schedules I/J is higher at $2,190.53.--MAY BE OK SINCE CLAIMS ARE HIGHER - Co Debtor has pension from grandma listed on Line #21 Schedule A/ B. Referred to as a legacy pension. Amount not disclosed and not on Schedule I as income. need explanation (NOT RECEIVED) Plan proposes: $1,443 x 60 beginning 11/1/2023, $0 to unsecured creditors Payments: 2/5, arrears $4,329 ---------------- resolved: - The debtor has undertaken an improper use of exemption. The full d (1) exemption was taken. The co-debtor is not in title to the property and therefore, not able to claim d(1) exemption. As the full homestead exemption was taken only the $1,475 wildcard exemption is available. The debtors may not take the $13,950 exemption. RESOLVED:mk:ATTY agrees w/ TR position on the exemptions - claims came i n higher so not equity |
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Matter ResolvedRequest Adjourment | 87 | 5/1/2024 10:00 am | 23-19569 / CMG | Scott J. Goldstein, Esq. | Confirmation Hearing on Modified Plan | Confirmed | mk: The Motion to vacate dismiss - error - plan #11 was denied- case was not dismissed- SO this hearing is conf for MP # 28 and has terms: *rec confirm at $11,125 paid to date, $3,288x54 begin 5/1/2024 100% plan* issues as of 4/26/2024 1) Motion to vacate dismissal scheduled for 5/1/2024 - need outcome 2) Trustee objection to confirmation - need to resolve - The debtor has insufficient income ; disposable income verifies $1,632, still missing contribution letter of $400. RESOLVED - The debtor has failed to supply the Trustee with the following document (s): Income contribution affidavit RESOLVED - A Modified Plan that removes Select Portfolio on Section 4a twice If the dismissal is vacated, Trustee recommends confirmation RESOLVED, MODIFIED PLAN FILED AND CORRECTED 3) If the motion to vacate dismissal is granted - ok to confirm at $11,125 paid to date, $3,288x54 begin 5/1/2024 100% plan proposed plan $2,225x5, $3,203x55 100% plan paid in $11,125 last claim 10 |
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Matter ResolvedRequest Adjourment | 88 | 5/1/2024 10:00 am | 23-19743 / CMG | Andrew Thomas Archer, Esq. | Order Vacate Dismissal of Case | Confirmed | Atty Ok to terms 4/25/24(mk): To resolve issues involving percentage of ownership of property- debtor agrees to pay 100% **CAN REC CONFIRM AT $3,468 PTD Then $1,035 x 55 begin 5/1/24 100%. Preserve equity T/H In real property of 30,597** ALL OF DEBTOR'S INCOME(except 953 in soc sec disab) IS FROM SOMEONE WHO LIVES IN HOUSE W/ HER and ownership needs to be resolved- if debtor's siblings have ownership interest in home then explain how debtor and friend live there? >>atty now says as to the property in question that all siblings have an interest in property when a letter form debtor and cert said they did not have any interests. father died in 2018. Home Insurance in debtor's name and debtor lives there- WHY hasn't property been transferred out of estate NEEDS CLARIFICATION 1. Trustee obj: - Statement of Financial Affairs #15 shows loss of $50,000 in 2022. Review of bank statements provided shows debtor is still gambling. There is $30,597 non-exempt equity in debtor's home. PLAN CANNOT BE 0% NEEDS TO BE 100% CUC CLAIMS TOTAL IS $5,742.53- atty says she only has 20%intesest - debtor needs to register for TFS payments Plan: $867 X 60 BEG 12/2023; 0% 4/5 payments ----------RESOLVED-------- St Of NJ ESTIMATED CLAIM- no returns for 2020 and 2021 APOC FILED - Need information on the estate of the debtor's father (passed away in 2018 without a Will) including what property the estate is comprised of and what property has already been distributed.(Cert provided |
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Matter ResolvedRequest Adjourment | 89 | 5/1/2024 10:00 am | 23-20401 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 4/26/2024 (DM): Atty accepts terms ***TO CONFIRM, THE DEBTOR NEEDS $6,000 PTD, THEN $2,193 x 55 STARTING 5/1/24, BASE PLAN WITH $26,972 MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS, TRUSTEE IS AUTHORIZED TO PAY STATE OF NJ PRIORITY POC 9-2*** 1) Trustee obj: - There is $17,397 non-exempt equity in the residence (PER ATTY OKAY.) - There is $9,575 non-exempt equity in the bank account. - Need proof of income for non-filing spouse form new Job (CERT FILED TO BE REVIEWED.) - Need amended Sch I for spouse's new job (PER ATTY, SEE CERT.) ***RESOLVED ISSUES*** A) State of NJ filed $3,365.11 priority claim that includes estimated taxes for 2020 - 2021 not treated in the plan (AMENDED TO $692.82. OKAY TO PAY??) B) State of NJ filed a general unsecured claim that includes estimated taxes for 2017 - 2019 (AMENDED.) C) Flagstar Bank (McCalla Raymer) OBJs - $82,695.85 arrears on York St property (OTBS - PAY ARREARS CLAIM.) D) Trustee OBJ: - Need Oct & Nov bank statements for Bank of America acct #8709 (RECEIVED.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $1,200 x 60, Base Plan PTD 5/5 = $6,000 Last Claim (10-1) |
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Matter ResolvedRequest Adjourment | 90 | 5/1/2024 10:00 am | 23-20409 / CMG | Brian S. Thomas, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | ISSUES AS OF 4/26/2024 (DM): 1) Ally Bank filed a full secured POC (22-1) in the amount of $13,971.71 for a 2014 Chevy Silverado. Is the debtor going to pay this claim?? 2) Trustee OBJ: - Using the P&L through to November 1st, income verifies much higher than the earlier P&L. - Income for spouse verifies at $5,949 per month. - Excess expense on Sch J: $948 car payment exceeds allowance. - Using the value on the Zillow report dated 3/20/2024 there would be non-exempt equity in the amount of $3,252 in real estate. - There is $162,297 of non-exempt equity in other assets as follows: Collectibles of $145,226; Drew Harp Lawn Sprinklers and equipment of $10,725; 2014 Chevy Silverado of $1,029; 2008 Chevy 1500 of $2,992; 2023 Honda CRV of $2,325. Can't be a base plan but must pay all non-exempt equity to general unsecured creditors - need 100% plan. ***RESOLVED ISSUES*** A) Pay Tomorrow, LLC filed a bifurcated POC (8-1) for a Jet Moto Raptor with a secured claim of $1,687.62 and unsecured claim of $1,809.52. (PER ATTORNEY, PAY SECURED PORTION OF CLAIM - UNSECURED PRO RATA.) B) Santander Consumer filed $3,500.75 arrears claim on 2023 Chevy Silverado - okay to pay arrears?? (PER ATTORNEY, PAY CLAIM.) C) Trustee OBJ: - Need to provide auto insurance renewal (RECEIVED.) Prop. Plan: $2,700 x 60, Base Plan. PTD 4/5 = $10,800 Last Claim (18-2) |
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Matter ResolvedRequest Adjourment | 91 | 5/1/2024 10:00 am | 23-20608 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Confirmed | As of 4/30/24(mk): Updated- email to atty- OK to terms **CAN REC CONFIRM AT $1400 PTD The $350 x 2 begin 5/1/24 Then $740 x53 Begin 7/1/24. LM BY 6/30/24. Tr to pay arrears pending LM. Low base pending LM OTBS on objection by Toyota Motor(#6-1) to pay total$ 9,730.73 thru plan** --------- >4/14/24:Appraisal of home provided- 310,000 3/15/24(mk) atty adj request: says Appraiser will be providing appraisal on prop by Monday. FILED MP 3/15/24 (#18)to address Shellpoint Obj. 1. Objection BY New Rez/Shellpoint( Stewart Legal): -plan fails to pay full arrears- MP STILL SEEKING LM AND ONLY PARTIAL PAY AREARS PENDING LM- no obj . to MP Plan:$175 X 4; $350 X 3; $740 X 53; LM 6/2024; BASE Tr partial pay arrears pending Std loans outside. None are in part 5b of plan 4/5 payments ---------------------- . Objection by Toyota Motor( Stewart Legal): Objects to Cram- interest rate- Need to know if this is resolved as MP interest rate still lower than obj. amt RESOLVED: PAY TOTAL $9,730.73 - need current CMA- that provides better comparables. Zillow estimates the home value to be approximately $344,00- APPRAISAL PROVIDED- VALUE 310,000- NO EQUITY |
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Matter ResolvedRequest Adjourment | 92 | 5/1/2024 10:00 am | 23-20647 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Continued 5/15/2024 10:00 am | 5/1/24: PPSED CO to resolve objection in #1 AS OF 4/25/24 (SF) 1. Objection filed by Sabrina Porcaro- estranged wife (Casello) - failure to pay domestic support arrears of $58,792.67 and failure to disclose assets listed in objection (MUST RESOLVE) debtor response filed to Objection in #1 2. Trustee objection: - Need Domestic Support Obligation information (Term Sheet provided, debtor to pay $2935 for daughter's tuition and $12,719 for children's activities and expenses) Average $1300 per month - Need a copy of the homeowner's insurance renewal declaration - for Burlington commercial property. (that includes liability coverage and policy period ) - Need bank statements for Sept. and October which is 2 mos. before filing (RECEIVED) Between 8/11/23 and 9/8/23 debtor deposited $67,460 and withdrew $67,240.26. Between 9/9/23 and 10/10/23 debtor deposited $94,925 and withdrew $95,259.65 (PLAN WILL BE 100%) - Verified income leaves monthly disposable income of $2,399.39. - There is $100,000 in non exempt in Motor Hub LLC. (100% plan ) - There is $354,457 in non exempt equity in the Burlington commercial property. The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution Plan proposes $750 x 12; $1000 x 12; $1500 x 32 100% Payments: 5/5 RESOLVED ISSUES: Motion for Relief by Sabrina Porcaro 3/6 at 9 (OTBS) Stay vacated to permit continuation of matrimonial proceedings in Superior Court. Need to file Pre-Confirmation Certification (FILED) |
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Matter ResolvedRequest Adjourment | 93 | 5/1/2024 10:00 am | 23-20793 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Confirmed | ISSUES AS OF 4/25/2024 (DM): ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,100 PTD, THEN $220 x 31 STARTING 5/1/24, 100% PLAN, STUDENT LOANS SHALL BE TREATED OUTSIDE THE PLAN, HYUNDAI CAPITAL POC (1-1) SHALL BE TREATED AS SECURED UNAFFECTED OUTSIDE THE PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION*** ADJ to 5/1 - debtor has a new job - need updated income (dm) 1) Claim filed by Hyundai Motor for 2023 Hyundai Elantra is not treated in the plan (TREAT AS SECURED UNAFFECTED??) 2) Trustee OBJ: - Debtor has insufficient income. - Need pay stubs for last pay period in Nov and the month of Dec (MOOTE - DEBTOR HAS NEW JOB.) - Need balance statement from Savings plan loan prior to filing date - deduction is listed on pay stub for $78.70 bi-weekly (MOOT - DEBTOR HAS NEW JOB.) - Need to file Pre-Confirmation Certificate (FILED.) - Add to confirming order Trustee standard order of distribution. Note: Updated auto insurance provided. Prop. Plan $220 x 60, 100% Plan. - student loans outside. PTD 5/5 = $1,100 Last Claim (3-1) |
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Matter ResolvedRequest Adjourment | 94 | 5/1/2024 10:00 am | 23-20954 / CMG | Thomas J. Orr, Esq. | Confirmation Hearing Scheduled | Continued 5/15/2024 10:00 am | RAS in the process of amending the POC- debtor's Atty wants to review once amended. ISSUES AS OF 4/25/2024 (DM): 1) Wells Fargo (Powers Kirn) OBJs - failure to cure $1,062.88 arrears per POC - lender wants full balance paid thru plan and debtor objects (UNRESOLVED. FILE IS NOW WITH RAS.)5/1/24 mk: atty says waiitng for APOC for entire POC thru plan 2) Flagship Credit Acceptance filed a bifurcated claim FOR $11,600 secured and $644.68 unsecured with $0 arrears. Atty will review and advise (TREAT CLAIM AS SECURED UNAFFECTED OUTSIDE THE PLAN.) 3) Trustee OBJ: - Income verifies higher ($2,299/$2,689) than scheduled ($2,132/$2,100) resulting in $1,117 monthly disposable income. ***RESOLVED ISSUES*** A) State of NJ filed an estimated claim for 2019 which needs to be amended (AMENDED.) B) Plan provides $7,728 secured to treatment to Jefferson Square HOA - no POC filed (CREDITOR FILED $5,474 AMENDED UNSECURED CLAIM - ATTY WILL GET CREDITOR TO AMEND TO SECURED - okay amended to secured.) C) Trustee OBJ: - There is $78,128 non-exempt equity in the residence (100% PLAN - LANGUAGE ADDED.) - Need to file Pre-Confirmation Certification (FILED.) - The attorney fees in the plan and Disclosure Statement do not agree. Disclosure provides $3,013 will Not be paid through the plan. One of these must be amended (DISCLOSURE AMENDED.) Prop. Plan $260 x 60, 100% Plan. PTD 5/5 = $1,300 Last Claim (2-3) |
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Matter ResolvedRequest Adjourment | 95 | 5/1/2024 10:00 am | 23-21401 / CMG | Frederick J. Simon, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | ISSUES AS OF 4/26/2024 (DM): MFR by Carrington Mtg scheduled for 6/5/24. 1) Carrington (HILL WALLACK) OBJs - $30,815.82 arrears on Lois Ave property (UNRESOLVED.) 2) US Dept of HUD filed claim not treated in the plan (ADD SECURED UNAFFECTED??) 3) Trustee OBJ: - Debtor has insufficient income. - Need statements for the debtor's 401(k) loan and "repay" loan (UNRESOLVED.) - Need 2023 tax returns (UNRESOLVED.) - Need to amend Sch C which was filed blank (UNRESOLVED.) - There is $37,065 equity in real property. - Need to file Pre-confirmation Certificate (UNRESOLVED.) - Plan fails to select an Order of Distribution in Part 8c (UNRESOLVED.) - Plan fails to select a Post-Petition Claims option in Part 8d (UNRESOLVED.) Prop. Plan $555 x 60, 100% Plan. PTD 4/4 = $2,220 Last Claim (3-1) |
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Matter ResolvedRequest Adjourment | 96 | 5/1/2024 10:00 am | 23-21431 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Plan Denied | 2 MP filed #27 and #34- on for 6/5- This plan needs to be denied and plan # 27 w/d (mk). AS OF 4/22/2024 (at): RECOMMEND: $2,725 x 4 BEGINNING 1/1/2024, $3,256 x 56 BEGINNING 5/1/2024, BASE Need order resolving Legacy Mortgage objection within 30 days of confirmation. 1. Objection filed by Legacy Mortgage (Robertson Anschutz) - failure to cure full arrears of $36,620.32 (Per POC) (UNRESOLVED)- Atty agrees to pay this 2. One Main Financial filed a secured bifurcated claim #4 for a 2011 Hyundai which is not in the plan and needs to be resolved. (arrears are $5,092.02)- mk: that will be settled at 4,000 flat depending on Motion or if creditor amends the claim 3. Trustee's objection: The debtor(s) plan consists of unnecessary or excessive expense items, such as: $400/month for home maintenance $635/month for cable/internet/phone $435/month for personal care $510/month for medical/dental - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $4,588.99. Modified Plan before confirmation proposes: $2,725 x 4 beginning 1/1/2024, $2,820 x 56, base Payments: 4/4 |
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Matter ResolvedRequest Adjourment | 97 | 5/1/2024 10:00 am | 23-21459 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing on Modified Plan | Confirmed | 4/30/24(mk) Revised terms as atty wants to keep to total 36 mos: **CAN REC CONFIRM AT $1,940 PTD Then $1,200 x34 begin 5/1/24 Base W/ min minimum of $17,775 Due to non exempt equity in real and personal property. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan** AS OF 4/25/2024 (at): RECOMMEND: $1,940 PAID TO DATE, $800 x 56 BEGINNING 5/1/2024, BASE Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. Preserve non exempt equity of $17,775 in real and personal property. 1. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $1,229.04. RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $9,111 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $8,114 in non exempt equity in the Capital One account and $550 in the 2010 Toyota. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $700/month in support/alimony (need proof)(RECEIVED PROOF OF $500/MONTH IN CHILD SUPPORT) The debtor has failed to supply the Trustee with the following document (s): - Domestic Support Obligation information (NOT REQUIRED) - Need proof of insurance for the 2010 Toyota. (RECEIVED) Modified plan before confirmation proposes: $485 x 2 beginning 1/1/2024, $800 x 34, base Payments: 3/4, arrears $630 |
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Matter ResolvedRequest Adjourment | 98 | 5/1/2024 10:00 am | 23-21505 / CMG | Michelle Lee, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | 5/1/24: bank will accept the mtg payments so we will adj to resolve obj and for work up mk: see pink PN for debtor atty response to title not in debtor's name. NEED TO KNOW BANK'S POSITION ON THIS. issues as of 3/7/2024 (JMA) 1) Creditor and Trustee issues regarding property need to be resolved before case can be worked up 2) M&T Bank (McCalla Raymer) objection to confirmation - STILL NEED TO RESOLVE -debtors plan does not propose cure of all arrears through the plan -arrears $40,018.57- 3) Trustee objection to confirmation - need to resolve - The debtor has insufficient income per Sched I income is $4,118, but verifies $1,856, disposable income would be $-402. DEBTOR IS CURRENT - The debtor has failed to supply the Trustee with the following document (s): A copy of the homeowner's insurance renewal declaration - with personal liability coverage, document provided is binder/application.( PROVIDED-uploaded 3/19- In Name of Estate of Carol Jackson) - Auto insurance for 1979 Cadillac Seville and valuation of vehicle( CLASSIC CAR) CAR IS NOT RUNNING, NEED CERTIFICATION OF DEBTOR - excessive expense items, such as: Home maintenance $250, Food $500 and Transportation $600. - The Schedules fail to account for the debtor(s) tax refund in the amount of $409 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity in real property $20,017.60( mk: this may decrease as etsate who owns property has debts) and pending valuation on Cadillac pending valuation. - Must file Pre-confirmation certificate. FILED 3/19/24 4) Need amended attorney disclosure for atty fees for new counsel proposed plan $725x2, $845x58 base plan paid in $3,025 arrears $115 last claim 4 ATTORNEY NOTES: 3/26/24(mk); email from Laura Egerman @McCalla: have spoken to M&T Bank about the mortgage loan for this c |
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Matter ResolvedRequest Adjourment | 99 | 5/1/2024 10:00 am | 23-21595 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP filed 5/1/24: 6/5 hearing issues as of 4/25/2024 (JMA) 1) The Bank of New York Mellon (RASC) objection to confirmation - STILL NEED TO RESOLVE -arrears $15,248.79 not provided for in the debtor's plan 2) One Main (2008 Chevy Impala) claim #9 has secured claim of $7,200 and unsecured claim of $14,305.92, not treated in plan -NEED TO ADVISE TRUSTEE HOW CLAIM SHOULD BE TREATED 3) Trustee objection to confirmation - need to resolve - A Modified Plan that treats mortgage arrears The Bank of NY Mellon, Amendments to Schedules Schedule D to include The Bank of NY Mellon (mortgage on house); identify OneMain as loan for 2008 Chevy Impala NOT FILED, ISSUES NOT RESOLVED - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -Excessive expense on Schedule J $760/car payment - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -there is non-exempt equity in the amount of $30,874 in real estate. - IRS priority claim is estimated for 2021 and 2022 taxes, GUC claim estimated for 2017 taxes CLAIMS ARE STILL ESTIMATED, NEED TO RESOLVE - Kia Finance claim #9 is cosigned by mother and daughter. The plan in this case indicates the car is being paid in the daughters Chapter 13 case #23 -14135. proposed plan $916x60 0% plan paid in $1,850 arrears $1814 last claim 18 RESOLVED ISSUES: - Need to file Pre-Confirmation Certification with Court FILED, RESOLVED - A copy of the homeowner's insurance renewal declaration - policy provided is for condo association, need personal liability coverage RESOLVED, PROVIDED POLICY WITH PERSONAL LIABILITY COVERAGE |
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Matter ResolvedRequest Adjourment | 100 | 5/1/2024 10:00 am | 23-21825 / CMG | Edward Nathan Vaisman | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | ISSUES AS OF 4/26/2024 (DM): 1) State of NJ filed $23,211.52 secured claim not treated in the plan (OKAY TO ADD??) 2) Ally Capital filed $480 arrears claim on 2016Ford F-150 not treated in the plan (OKAY TO PAY??) 3) Trustee OBJ: - Need bank statements for Wells Fargo acct (UNRESOLVED.) - Need 2023 tax returns (UNRESOLVED.) - Need MP that specifies treatment of Ally Capital (2016 Ford F-150) arrears $480.45, adds Trustee standard order of distribution, surrender the timeshare and adds attorney fees per amended disclosure $2,250 or amended attorney disclosure to remove attorney fees owed (UNRESOLVED.) - Form 22C-1 was done improperly. Line 2 column A-Debtor monthly gross income has $5,560, Sch I has $12,111, 22C-1 Line 2 column B-Spouse gross monthly income has $2,773.60, Sch I has $6,009. Case should be above median due to 2022 tax return gross income being $168,880. - Excessive Expenses on Sch J: Electricity $550, Food $1,700, Medical $445, Health insurance $225 (spouse has medical insurance deductions $902.40 on Sch I), Federal back taxes $2,291.66 and State of NJ back taxes $1,083.33 (these will be paid through the plan and should be removed) and car payment $848. - Sch I & J show disposable monthly income of $2,945. - Need to file Pre-Confirmation Certificate (UNRESOLVED.) ***RESOLVED ISSUES*** A) Lakeview Loan/Flagstar (FEIN SUCH) OBJs - $7,689.78 arrears on Ramble Way property (CONSENT ORDER ENTERED.) B) Trustee OBJ: - Need updated CMA (RECEIVED.) Prop. Plan $2,150 x 60, Base Plan PTD 3/4 = $6,450 Last Claim (16-1) |
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Matter ResolvedRequest Adjourment | 101 | 5/1/2024 10:00 am | 23-21976 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing on Modified Plan | Continued 6/5/2024 10:00 am | mk: adj to 6/5 for service on cram AS OF 4/25/24(SF) 1. Trustee objection: - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,237.00 when determining disposable income. - There is $136,560 in non exempt equity in the residence. - The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on OneMain Financial at a physical address, not just a PO Box. (SHOULD SERVE ON THE ADDRESS LISTED ON THE POC. PO BOX NUMBER IS DIFFERENT) STILL NEED OR WE CAN STRIKE FROM PLAN - Need to file Pre-Confirmation Certification. (STILL NEED) Plan proposes $305 x 12; $1,000 x 48 100% PLAN Payments: 4/4 RESOLVED ISSUES: - Need a copy of the homeowner's insurance renewal declaration - . Policy expires 2/9/2024. (RECEIVED) 3/22/24: Consent orders submitted on each of the condo claims: claim 1 . Allowed claim of secured 9,928.12 to be paid thru plan and guc 2,177,83 Order on claim #2 Allows claim of secured 6,106.36 and guc $441 pd thru plan Note: plan is 100% so unsecured portions to be paid in full MP FILED AND AMOUNTS IN PLAN DO NOT MATCH CONDO CLAIMS 1. Objection filed by Lakewood/Four Seasons Condo Assoc (McGovern Legal Services) - failure to pay entire secured claim amount of $6106.36 (Claim is bifurcated. How should this claim be paid?) ORDER ENTERED 2. Objection filed by Lakewood/Four Seasons Condo Assoc (McGovern Legal Services) - failure to pay entire secured claim amount of $9928.12 (Claim is bifurcated. How should this claim be paid?) ORDER ENTERED - Need statements for the three whole life insurance policies. (RECEIVED AND OK) |
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Matter ResolvedRequest Adjourment | 102 | 5/1/2024 10:00 am | 24-10014 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | issues as of 4/25/2024 (JMA) 1) Wells Fargo Bank (Brock & Scott) objection to confirmation - need to resolve -plan proposes to pay 0% interest on mortgage claim -creditor disputes value of property and seeks a motion to value property 2) IRS priority claim is estimated for 2020-2023 taxes, guc claim is estimated for 2018 taxes - need to resolve 3) Trustee objection to confirmation - need to resolve - A copy of the last filed tax return - 2023 by 5/15/2024. STILL NEED TO PROVIDE - Need 2022 tax return prior to confirmation. STILL NEED TO PROVIDE - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $11,054 per month. - Per the 22C, monthly disposable income is $11,244 which requires a minimum dividend of $674,640 to general unsecured creditors. The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $171,897 non-exempt equity in the residence. (100% Plan) - Need a valuation for the business (Balance Sheet). STILL NEED TO PROVIDE - Need to file Pre-Confirmation Certification. NEED TO FILE - The IRS filed an estimated claim which needs to be amended. NEED TO RESOLVE - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. proposed plan $1,500x12, $5,300x48 100% plan paid in $4,500 last claim 8 RESOLVED ISSUES: 1) Specialized Loan Servicing LLC (Stewart Legal) objection to confirmation - CONSENT ORDER, PAY PRE-PETITION ARREARS $153,937.69 through plan |
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Matter ResolvedRequest Adjourment | 103 | 5/1/2024 10:00 am | 24-10050 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 4/24/24 (SF) RECOMMEND $498 PTD, $485 X 33 (BEGIN 5/1/24); $166 X 5 (BEGIN 2/1/27) BASE PLAN - R&O WOODBRDIGE URGAN RENEWAL TO BE PAID AS PROMPT CURE IN 36 MONTHS - TRUSTEE STANDARD ORDER OF DISTRIBUTION 1. Rental arrears to be paid in 36 months 2. Trustee objection: - The Plan fails to provide for a prompt cure of rental arrears. FYI: order submitted that resolved MFR by Landlord and addressed the POC #1-1 the amt. in the order $10, 796.47 will control and cure over 36 mos (mk) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution - Income verifies higher due to part-time job at Wegmans. (Per atty, Wegmans income was included on Schedule I) Plan proposes $166 x 60 Base Payments: 3/3 RESOLVED: 1. IRS priority claim 3-1 is estimated (MENDED) 2. Trustee objection: - Need a copy of the last filed tax return - for 2023 by 5/31/24. (RECEIVED) - Must file Pre-confirmation certificate (FILED) |
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Matter ResolvedRequest Adjourment | 104 | 5/1/2024 10:00 am | 24-10161 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | adj 6/5 to resolve tax issue AS OF 4/30/2024 (at): MK: Order submitted on #1 on 4/30: terms=PAYS POC $18,871.54 1. Objection filed by Santander Bank (Brock & Scott) - failure to cure full arrears of $18,871.54 (Per POC) (UNRESOLVED) 2. Trustee's objection: - The debtor has insufficient income. - The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - once debtor returns to work from disability. (LANGUAGE ADDED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $5,891 in non-exempt equity in the residence. (LANGUAGE ADDED) - The attorney's fees in the plan ($4,650) and the disclosure statement ($4,400) do not agree. One of these must be amended. (DISCLOSURE AMENDED) Plan proposes: $400 x 60 beginning 2/1/2024, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 105 | 5/1/2024 10:00 am | 24-10281 / CMG | Edward Hanratty, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 5/1/2024 (JMA) updated paid to date as of 4/25/2024 (JMA) ok to confirm at $600 paid to date 662x57 begin 5/1/2024 base plan -Confirming order should provide for all non-exempt proceeds from lawsuits scheduled -Order on verdona obj. resolved- waiting for order to be submitted proposed plan $350.77x60 base plan paid in $450 last claim 11 RESOLVED ISSUES - The debtor has failed to supply the Trustee with the following document (s): Proof of pension income - from ex-husband. RESOLVED, PROVIDED - Need updated income for Social Spectrum. RESOLVED PROVIDED - Amendments to Schedules Amend Schedule I to add 2nd job with Bright Achievements RESOLVED, RECALCULATED INCOME 1) Howell Verdana LLC and Verdonna LLC (Cohen Selias) objection to confirmation - ORDER RELEASES HOWELL VERDANA LLC FROM THE STAY AND MAY PROCEED IN LANDLORD TENANT COURT OF STATE OF NJ TO REINSTATE LANDLORD TENANT CASE AGAINST DEBTOR BY EITHER REQUESTING ISSUANCE OF A WARRANT FOR REMOVAL OF THE EXISTING DEFAULT JUDGMENT OF POSSESSION OR IF REQUIRED BY THE LANDLORD TENANT COURT, RELISTMENT OF THE CASE FOR TRIAL. - Back rent totals $67,238.36 - No payments since October 2023 - Bad faith 3) IRS priority claim is estimated for 2023 taxes - need to amended claim to include amount due for 2023 taxes RESOLVED, RETURN FILED, AMENDED CLAIM FILED - The debtor has insufficient income. RESOLVED, RECALCULATED INCOME SHOWS EXCESS DISPOSABLE NET INCOME $662.15 - Need to file Pre-Confirmation Certification. RESOLVED, FILED 2) Global Lending Services LLC (Stewart Legal) objection to confirmation - RESOLVED, CONSENT ORDER - pre-petition arrears $12,325.35 (2019 Nissan Kicks) 4) Trustee objection to confirmation - need to resolve - Confirming order should provide for all non-exempt proceeds from lawsuits scheduled ADD TO CONFIRMING ORDER |
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Matter ResolvedRequest Adjourment | 106 | 5/1/2024 10:00 am | 24-10317 / CMG | Peter J. Broege, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 4/22/24(mk): email to atty- OK TO TERMS **CAN REC CONFIRM AT $3,120 PTD Then $1,878 x 57 begin 5/1/24 100% PRESERVE EQUITY T/H OF $265,345 IN REAL PROPERTY. TRUSTEE SHALL PAY THE ARREAGE AMOUNT OF $1,239 TO CARVANA/BRIDGECREST CLAIM #5-1. NO DISTRIBUTIONS SHALL BE MADE ON THE BIFURCATED SECURED AND USECURED PORTIONS OF THE PROOF OF CLAIM. STUDENT LOANS OUTSIDE PLAN** ------------------------- 1. Trustee Objection: -Verified income leaves monthly disposable income of $2,765.55. - As of now, there is $265,345 in non exempt equity in the real estate. (100% plan ) -will review equity T/H again after all claims filed Plan:1560 X 60 100% STD Loans OUTSIDE 2/3 payments ------------RESOLVED----------------------- St Of NJ ESTIMATED FOR PRIORITY CLAIM no return for 2021secured part is fixed at 3397.75- apoc filed Guc fixed at 3636.23 4/15/23: mk email to atty to request he w/d and refile 3 sep claims for Maine cabin beneficiaries- THAT WAS DONE 3/7/24mk Order submitted resolving obj by Cardinal- pay arrears claim est at 27,995.21 thru plan |
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Matter ResolvedRequest Adjourment | 107 | 5/1/2024 10:00 am | 24-10421 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Continued 7/3/2024 10:00 am | atty has proof of payments and debtor seeking add'l employment- needs some time to show feasibility AS of 4/23/24(mk); 1/3 payments ARREARS $1,396 ..PLAN IS NOT FEASIBLE. DEBTOR DOES NOT HAVE THE INCOEM TO PAY CLAIMS IN CASE and tier needs to be $2,587 x 54 and income is social sec and pension >>no support for higher payment tier that begins 8/1/24. Says debtor will look for 2nd job. Debtor has only made 1/3 payments at the $700 tier> 1. City Of Trenton POC mush higher at $125,910.74 plan has it at $78,783.36. MP pays POC 2. Trustee Obj: NO CERT OF SERVICE ON PLAN MOTIONS FOR MP #12 - Plan does not specify treatment of New Century Financial secured claim (MP avoids lien and reclassifies as unsecured.) -pre conf cert Plan:$700 X 6; $2,421.46 X 54; BASE 1/3 payments |
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Matter ResolvedRequest Adjourment | 108 | 5/1/2024 10:00 am | 24-10423 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | AS OF 4/25/2024 (at): 1. Objection filed by Planet Home Lending (McCabe Weisberg) - failure to cure arrears of $3,347.24 (Per POC) (UNRESOLVED) 2. Quantum 3 Group filed a secured claim #3 in the amount of $3,058.01 which is not in the plan. Is the debtor going to pay this claim? 3. Hyundai Capital filed a secured arrears claim #7 for a 2019 Santa Fe in the amount of $1,605.94 which is not in the plan. Is the debtor going to pay this claim? 4. Trustee's objection: The debtor has insufficient income income is negative. - IRS estimated tax claim (STILL ESTIMATED) - pre conf cert. (NOT FILED) RESOLVED ISSUES: The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in debtors residence in the amount of $70,660.37 (this may change once IRS priority claim is amended) (LANGUAGE ADDED) Plan proposes: $630 x 60 beginning 2/1/2024, 100% plan Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 109 | 5/1/2024 10:00 am | 24-10535 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 4/18/2024 (at): RECOMMEND: $2,059 PAID TO DATE, $1,654 x 57 BEGINNING 5/1/2024, BASE Need 2023 tax return by 5/15/2024. Claims will be paid according to the trustee's order of distribution. 1. Objection filed by Loan Depot (Frenkel Lambert) - failure to cure full arrears of $39,854.23. (MOD PLAN PAYS FULL ARREARS AND NO OBJECTION TO MODIFIED PLAN) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - for 2023 by 5/15/24. (LANGUAGE ADDED) - The current Plan does not specify treatment of Twp of Stafford arrears $244.80 under the Plan. (MOD PLAN PAYS) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBTION) - Must file Pre-confirmation certificate. (FILED) Modified Plan before confirmation proposes: $1,139 paid to date, $1,614 x 59 beginning 3/1/2024, $0 to unsecured creditors Payments: 1/3, arrears $2,677 |
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Matter ResolvedRequest Adjourment | 110 | 5/1/2024 10:00 am | 24-10547 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Withdrawn | issues as of 3/25/2024 (JMA) modified plan filed and scheduled for 6/5/2024 1) Trustee objection to confirmation - need to resolve - Proof of 2 month's income - for non filing spouse. - A copy of the last filed tax return - 2023 by 5/15/2024. - Need a statement for the debtor's 401k loan. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $500/month for cable/internet/phone; $900/month for food for two; $615 & 750/month car payments; $500/month for pet expenses; $265/month for spouse IRS debt. Need proof of excessive expenses 10 days prior to confirmation. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verifiable income leaves monthly disposable income of $3,875. - Need to file Pre-Confirmation Certification. - Need statements (January) for the Paypal and Coinbase accounts. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. proposed plan $1100x60 base plan paid in $1650 arrears $550 last claim 13 |
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Matter ResolvedRequest Adjourment | 111 | 5/1/2024 10:00 am | 24-10629 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 4/28/24(mk): UPDATED IF OK TO PAY FREEDOM ARREARS OF $425.09 THEM NEEDS ** CAN REC CONFIRM AT $200 x 60 begin 2/1/24 100% w/ min to GUCS of $2,725 Trustee is authorized to pay arrears Claim 7-1 FREEDOM MTG CORP in the amount of $425.09. Not in Plan Claim 11-1 CAPITAL ONE AUTO FINANCE is current and will be treated outside the plan** 1. Plan has Freedom Mtg as Unaffected- filed claim for arrears of $425.09- OK TO PAY? 2, Trustee Objection - NOW w/ Amended C there is 2,725 equity in real property. Plan: $200 X 60; BASE 3/3 payments --------RESOLVED------------ no d 1 exemption was claimed on RE- NEEDS TO AMNED SCH C TO TAKE IT to reduce equity t/h FILED |
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Matter ResolvedRequest Adjourment | 112 | 5/1/2024 10:00 am | 24-10656 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 5/15/2024 10:00 am | AS OF 4/30/2024 (at): 1. The IRS filed an estimated claim #7 which needs to be amended. (NO LONGER ESTIMATED) 2. Objection filed by Trystone Capital Assets (Velasquez) - failure to cure full amount of $29,274.69 (Per POC). Plan proposes to pay $22,414. (UNRESOLVED) 3. Trustee's objection: - The debtor has insufficient income Verified income leaves monthly disposable income of $916.06. (DEBTOR MUST SIGN UP FOR E-WAGE WITHIN 7 DAYS OF CONFIRMATION) - Need to resolve objection by Trystone Capital Assets. (UNRESOLVED) RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 by 5/15/2024. (RECEIVED) - A copy of the homeowner's insurance renewal declaration - prior to confirmation. (RECEIVED) - Need 2022 tax return for non filing spouse. (RECEIVED) - The current Plan does not specify treatment of NJ Department of Labor secured claim under the Plan. (CLAIM WITHDRAWN) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $183,501 in non exempt equity in the residence. (100% plan ) (LANGUAGE ADDED) Plan proposes: $1,182 x 60 beginning 2/1/2024, 100% to unsecured creditors Payments: 2/3, arrears $1,146 |
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Matter ResolvedRequest Adjourment | 113 | 5/1/2024 10:00 am | 24-10783 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 4/18/2024 (at): RECOMMEND: $750 X 36 BEGINNING 2/1/2024, BASE Claim #1 filed by State of NJ Dept of Labor will be paid through the plan. 1. State of NJ, Dept. of Labor filed a secured claim #1 in the amount of $2,445 which is not in the plan. Is the debtor going to pay this claim? 2. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Income verifies higher than scheduled, net disposable income $963. RESOLVED ISSUES: - pre conf cert (FILED) - need update in 6 mos for potential appeal w/ division of unemployment. (LANGUAGE ADDED) Plan proposes: $750 x 36 beginning 2/1/2024, base Payments: 1/3, arrears $1,125 |
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Matter ResolvedRequest Adjourment | 114 | 5/1/2024 10:00 am | 24-10797 / CMG | Jose R. Torres | Confirmation Hearing Scheduled | Confirmed | 5/2/24(mk) add to terms that NJ Dept Of Labor is separately classified unsecured creditor and per Judgment entered in Adv Pro 24-1188 (Docket #5) will be paid in the amount of $26,827.04 before other unsecured creditors. AS OF 5/1/2024 (at): ATTY OK TO TERMS- told Ct RECOMMEND: $1,500 PAID TO DATE, $750 x 56 BEGINNING 6/1/2024, BASE The NJ Dept of Labor and Workforce shall be paid $26,827.04 as a non dischargeable debt as per consent order resolving adversary proceeding. 1. Adversary proceeding filed by NJ Department of Labor & Workforce, Division of Unemployment and Disability Insurance. Need outcome. ( CO being circulated that says debtor shall pay 26,,827.04 to the Ch 13 Tr for the benefit of NJ labor thru the course of her ch 13 plan- debt will be conditionally discharged as long as she makes the payments and completes plan- if default owes the entire 35,793.79 penalties and interest RESOLVED ISSUES: - Schedule A/B lists Wells Fargo acct #5154. Statements for the months before filing need to be provided to the Trustee. (RECEIVED) The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 (LANGUAGE ADDED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $4331 when determining disposable income. (AVERAGED/ADDED TO INCOME) Plan proposes: $500 x 60 beginning 2/1/2024, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 115 | 5/1/2024 10:00 am | 24-10915 / CMG | Bruce C. Truesdale, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 4/26/2024 (JMA) ok to confirm at $2,130 paid to date, $834x57 begin 5/1/2024 100% plan which includes minimum $208,504 dividend to general unsecured creditors due to non-exempt equity issues as of 4/25/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Need proof of insurance for the 2016 Buick. PROVIDED, EXPIRES 5/3/2024, IF NOT CONFIRMED 5/1/2024 NEED TO PROVIDE RENEWAL - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,342 after deducting social security. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $200,961 in non exempt equity in the residence. - There is $7,543 in non exempt equity in the 2016 Buick. TOTAL NON-EXEMPT EQUITY $208,504 - Need December and January bank statements for TD checking account. STILL NOT PROVIDED TO DATE proposed plan $710x60 base plan paid in $2,130 last claim 6 RESOLVED ISSUES: - Need to file Pre-Confirmation Certification - FILED, RESOLVED - A copy of the last filed tax return - 2023 by 5/15/2024. RESOLVED, PROVIDED RETURN |
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Matter ResolvedRequest Adjourment | 116 | 5/1/2024 10:00 am | 24-10928 / CMG | Joseph Albanese, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | As of 4/22/24(mk): 1. Objection by Wells Fargo (RAS): -plan has unaffected - arrears $5,668.68-OK TO PAY? 2. Secured claim filed by Balboa Capital Corporation- NOT TREATED IN PLAN 3. Trustee Objection: There is $112,036 in non exempt equity in the residence. There is $9,657 in non exempt equity in the bank account. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. Need to file Pre-Confirmation Certification. - excessive expense items, such as: $374/month for home maintenance $380/month for birthdays/holidays $259/month for pool repair Need proof of expenses 10 days prior to confirmation Plan:$2000 X 2; $2386 X 58; BASE 3/3 payments |
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Matter ResolvedRequest Adjourment | 117 | 5/1/2024 10:00 am | 24-11030 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | AS OF 4/25/2024 (at): 1. The NJ Division of Taxation filed an estimated claim #8 which needs to be amended. (NO LONGER ESTIMATED) 2. Objection filed by Wells Fargo Bank (Powers Kirn) - failure to cure full arrears of $45,256.80 (Per POC) Plan proposes to pay $44,097.93. (UNRESOLVED) 3. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - for VA Industries job. (NOT RECEIVED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $754/month car payment - The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $50,384 in non exempt equity in the residence. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $1,140 x 60 beginning 3/1/2024, 100% to unsecured creditors Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 118 | 5/1/2024 10:00 am | 24-11181 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Confirmed | 5/1/24- sent dispo to Ct AS OF 4/24/24 (SF) - Attorney accepts terms.sf RECOMMEND $1900 x 2 (BEGIN 3/1/24); $2509 X 2 (BEGIN 5/1/24); $1900 X 2 (BEGIN 7/1/24); $2538 X 42 (BEGIN 9/1/24) 100% PLAN - OK TO PAY PENNYMAC LOAN SERVICES ARREARS CLAIM 8-1 - MINIMUM DIVIDEND OF $232,293 PER 122C IS PRESERVED IN CONFIRMATION ORDER Note: Due to excess disposable income of $4369, plan is recommended for 48 months. (Per MK ok to compromise for 2 months in July and August by leaving at original payment as debtor has to get a roof and does not receive pay due to 10-month employee) 1. IRS priority claim 3-1 is estimated (NEED AMENDED CLAIM) MK: APOC filed 4/15 2. Pennymac Loan Services filed arrears claim 8-1 for $965.23 which is not addressed in plan (OK TO PAY?) mk ; yes pay 3. Trustee objection: case is 100% -Excessive expenses on Schedule J $560/home maintenance (Trustee allowance is $200); car payment $761 (allowance $629) -Excess income on Form 122-C2, Line 45 $3,871.55 which requires minimum $232,293 dividend to general unsecured creditors (100% PLAN) Plan proposes $1900 x 60 100% Payments: 2/2 RESOLVED: car insurance policy expires 3/27/2024 (UPDATE RECEIVED) -there is $14,072 in non-exempt equity, claims have not been filed and may change the amount of non-exempt equity. (MOOT, CLAIMS ARE HIGHER) |
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Matter ResolvedRequest Adjourment | 119 | 5/1/2024 10:00 am | 24-11288 / CMG | MaryBeth Schroeder, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 4/22/24(mk):updated- email to atty- OK to terms ** CAN REC CONFIRM AT $1,150 PTD Then $747 x 34 Begin 5/1/24 Base .Must file pre conf cert in 7 days. Trustee standard order of distribution. >>Mtg claim came in higher so needs increase plan payment to cover 1. Trustee Objection: - needs Trustee standard order of distribution -must file pre conf cert. ------------RESOLVED--------- AMENDED A B & C FILED - NOW EXEMPT -PNC checking acct #4124 balance as of 1/25/2024 is $2,510.47 - need to amend Schedules A/B and C. As of now, there is non-exempt equity in the amount of $1,931. Plan:$575 X 36; BASE 2/2 payments |
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Matter ResolvedRequest Adjourment | 120 | 5/1/2024 10:00 am | 24-11556 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 7/3/2024 10:00 am | As of 4/29/24 (DS): Debtor atty requested adjournment to resolve objs As of 4/25/24 (DS): 1. Trustee obj to the following: - Income is insufficient, disposable income verifies $-5,444. Debtor must sign up for e-wage within 10 days of confirmation. - Must provide 2023 tax return, 2 months proof of income from spouse employment with E-commerce, income affidavit from family members contributing toward expenses and 2 months bank statements from TD America acct, prior to filing date. - Must amend Sched I to add family contribution and amend Sched B and C to add TD America acct. - Must resolve Berkshire Bank obj. - Must resolve IRS and State of NJ estimated tax claims. - Debtor's attorney must file a fee app within 7 days prior to confirming. - Must file Pre-Confirmation Certification. 2. Berkshire Bank (BROCK & SCOTT) obj to sale and arrears are more. Obj must be resolved. Prop Plan $1,000 x 60 begin 3/1/24; Base and Sale of Harris Rd by 9/30/24 |
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Matter ResolvedRequest Adjourment | 121 | 5/1/2024 10:00 am | 24-11568 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Confirmed | issues as of 4/25/2024 (JMA) TO CONFIRM NEED $1,000 PAID TO DATE, $800X58 BEGIN 5/1/2024 BASE PLAN 1) Trustee objection to confirmation - need to resolve - Proof of social security income - from spouse presently receiving this income - RESOLVED, PROVIDED - A copy of the last filed tax return - for 2023 - RESOLVED, PROVIDED 2) Schedule J deducts $1603 which is the estimated amount that was expected to be received by spouse at a later date. Now that spouse is recieiving $1612, Schedule J should be amended to $5,537.72 and Schedule I should be amended to add social security income of $1,612. 3) The result of amendments to Schedules I and J income is $2,439.78 and adjusting out the social security the disposable net is $828. proposed plan $500x60 base plan paid in $1,000 last claim 11 |
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Matter ResolvedRequest Adjourment | 122 | 5/1/2024 10:00 am | 24-11604 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 5/15/2024 10:00 am | AS OF 4/23/24 (SF) Adj to after bar date RECOMMEND $740 PTD, $525 X 58 (BEGIN 5/1/24) BASE PLAN - MUST PROVIDE COPY OF 2023 TAX RETURN BY 5/31/24 - MUST SIGN UP FOR EWAGE WITHIN 10 DAYS Trustee objection: - The debtor has insufficient income Verified income leaves monthly disposable income of $120.85. Debtor must sign up for e-wage for trustee payments.. - A copy of the last filed tax return - 2023 by 5/31/2024. - Need updated car insurance prior to confirmation. Plan proposes $370 x 60 Base Payments: 1/2 Arrears: $370 |
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Matter ResolvedRequest Adjourment | 123 | 5/1/2024 10:00 am | 24-11679 / CMG | Otto J. Kostbar, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | As of 4/22/24(mk): 1. Trustee objection Verified income leaves monthly disposable income of $1,804. Reviewed the 22C, monthly gross income is $14,147. (2022 gross $169,764/12.) Per the 22C, monthly disposable income is $2,175 which requires a minimum dividend of $130,500 to gucs. - Excess expenses: $115/month for solar (debtor rents) >> lease for solar panels is NOT in plan - IS IT ASSUMED? as of now since you failed to list it it will be deemed rejected on conf<< $1,600/month for childcare, $900/month for food $200/month for pet supplies, Need proof of excessive expenses 10 days prior to confirmation. 1 YR OLD ON SCH J- DOES DEBTOR HAVE SOLE CUSTODY? Need 2023 tax return Need to file Pre-Confirmation Certification. lease for solar panels is NOT in plan - IS IT ASSUMED Plan:$1475 X 60; BASE 2/2 payments |
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Matter ResolvedRequest Adjourment | 124 | 5/1/2024 10:00 am | 24-11704 / CMG | Barbara J. Snavely, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | AS OF 4/30/2024 (at): 1. Need a consent order with Crescent Bank for trustee to make adequate protection payments. 2. Trustee's objection: - The debtor has insufficient income Verified income leaves monthly disposable income of $367.83. Debtor must sign up for e-wage within 10 days of confirmation. RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 by 5/15/2024. (RECEIVED) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION) - Need to file Pre-Confirmation Certification. (FILED) - ADD LANGUAGE TO TERMS THAT vesting of property is upon confirmation. (LANGUAGE ADDED) Plan proposes: $628 x 60 beginning 3/1/2024, base Payments: 1/2, arrears $628 |
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Matter ResolvedRequest Adjourment | 125 | 5/1/2024 10:00 am | 24-11707 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Dismissed | No 341 docs and no payments as of 4/29. Arrears $1,976 |
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Matter ResolvedRequest Adjourment | 126 | 5/1/2024 10:00 am | 24-11738 / CMG | Edward Nathan Vaisman | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | As of 4/26/24 (DS): Debtor atty requested adjournment to allow time to get updated CMA w/comps As of 4/25/24 (DS): 1. Trustee obj to the following: - Need CMA with comps for the last 6 months (Trustee used the last 6 months comps provided and there would be more equity), current homeowner insurance with personal liability coverage (insurance provided is binder/application) and 2023 Tax return. - Excessive expenses on Sched J: $1,055 Health insurance, $525 Car insurance and $728 & $799 car payments. Must provide proof of excessive expenses 10 days prior to confirmation. - Must provide Certification explaining ownership interest in his father's business. - There is $38,070 non-exempt equity in residence based on CMA with 39 comps. There is $160,498 non-exempt equity based on Zillow values of $596,000 and using the last 6 months comps there is non-exempt equity $50,261. - Add to confirming order Trustee standard order of distribution. - Must file Pre-confirmation certificate. Prop Plan $231.48 x 60; Base |
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Matter ResolvedRequest Adjourment | 127 | 5/1/2024 10:00 am | 24-11796 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Dismissed | Filed a MP ( #15) - hearing date 6/5/24- STILL NO PAYMENTS - email to atty- needs to make a payment or case gets dismissed- if payment made then this plan can be denied and MP will proceed AS OF 4/18/24 (SF) Adj request denied, no payments. 341 NOT HELD- RESCHEDULED TO 5/9/24 NO PAYMENTS: 0/2 ARREARS: $2338 |
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Matter ResolvedRequest Adjourment | 128 | 5/1/2024 10:00 am | 24-11804 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 7/3/2024 10:00 am | Atty has cashiers ck for 8,000- and getting 341 docs AS OF 4/30/2024 (at): 1. 341 has not been held or rescheduled. NO 341 docs at all 2. Payments: 0/2, arrears $8,000 FYI : order submitted resolving obj by M & T bank . Terms= pay arrears POC $6005.94 |
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Matter ResolvedRequest Adjourment | 129 | 5/1/2024 10:00 am | 24-11807 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Confirmed | issues as of 4/25/2024 (JMA) OK TO CONFIRM AT $400X36 BEGIN 3/1/2024 BASE PLAN -SEALOFT CONDOMINIUM ASSOCIATION OTBS - PAID $2,580 THROUGH PLAN, BALANCE OF CLAIM PAID PRO RATA WITH GUC POOL -KEYPORT BOROUGH PRIORITY CLAIM TO BE PAID THROUGH PLAN 1) Sealoft Condominium Association (Sklar Law) objection to confirmation - OTBS TO PAY $2,580 THROUGH, BALANCE TO BE TREATED AS UNSECURED 2) Trustee objection to confirmation - need to resolve - The current Plan does not specify treatment of Borough of Keyport 's priority claim under the Plan. PER ATTY OK TO PAY THROUGH PLAN - The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need service on Sealoft Condo Association - MOTION RESOLVED, OTBS proposed plan $400x36 base paid in $1,200 last claim 25 |
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Matter ResolvedRequest Adjourment | 130 | 5/1/2024 10:00 am | 24-11808 / CMG | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Dismissed | 5/1/24 (per atty ok to dismiss) As of 4/19/24 (DS): 341 was not held 4/4/24, due to missing documents. Also no Trustee payments made, Debtor in arrears $800, 0 out of 2 payments. |
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Matter ResolvedRequest Adjourment | 131 | 5/1/2024 10:00 am | 24-12114 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 7/3/2024 10:00 am | ISSUES AS OF 4/25/2024 (JMA) 1) 341 not held, not rescheduled |
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Matter ResolvedRequest Adjourment | 132 | 5/1/2024 10:00 am | 24-12138 / CMG | Kirsten B. Ennis, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 4/30/24 (SF) UPDATED RECOMMEND $40O X 60 BASE PLAN (BEGIN 3/1/24) - OBJ BY NATIONSTART RESOLVED. OK TO PAY ARREARS- OTBS WITHIN 30 DAYS - PAY ATTORNEY FEE IN THE AMOUNT OF $2738 PER DISCLOSURE STATEMENT Plan proposes $400 x 60 Base Payments: 1/2 Arrears: $400 RESOLVED: - There is $5,000 nonexempt equity in real estate (MOOT, CLAIM IS HIGHER) AS OF 4/30/24 (SF) RECOMMEND $4598 PTD, $2511 X 58 (BEGIN 5/1/24) 100% PLAN W/MIN DIV OF $144,286 TO GUCS PER 122c - STUDENT LOANS TO BE PAID OUTSIDE PLANSTUDEN Trustee objection: - Reviewed the 22C, monthly gross income is $15,295.43. (2023 gross for shoprite $102,236/12 = $8,519.67, UPS gross for January, 2024 = $1,229.86, and co -debtor monthly gross $5,545.90). Per the 22C, monthly disposable income is $2,404 which requires a minimum dividend of $144,286 to general unsecured creditors. PLAN IS 100% - Verified income leaves monthly disposable income of $3,122.52. Plan proposes $2299 x 60 100% Payments: 2/2 RESOLVED ISSUES: - A copy of the homeowner's insurance renewal declaration - need current declaration page. (RECEIVED) - Need a statement for the debtor's 401k loan. (RECEIVED. WILL BE PAID IN 14 MONTHS) - IRS priority claim is estimated (AMENDED) - A copy of the last filed tax return - 2023 by 5/31/2024. (RECEIVED) - Need to file Pre-Confirmation Certification. (FILED) |
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Matter ResolvedRequest Adjourment | 133 | 5/1/2024 10:00 am | 24-12174 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | AS OF 4/22/2024 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED. 1. 341 is scheduled for 5/9/2024. 2. Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 134 | 5/1/2024 10:00 am | 24-12215 / CMG | Bruce C. Truesdale, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 4/18/2024 (at): Updated 4/19/24 by dm. ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $510 PTD, THEN $255 x 34 STARTING 5/1/24, BASE PLAN, STRIKE PRIORITY PLAN TREATMENT TO THE IRS*** Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Need January 2024 bank statement for BOA acct #8742 (RECEIVED) The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Income verified higher ($4,494) than scheduled ($4,090), resulting in disposable income in the amount of $659 per month (DISPOSABLE INCOME RECALCULATED - BONUS CHECK WAS PRORATED INSTEAD OF AVERAGING WITH THE OTHER PAY STUBS - dm.) Plan proposes: $255 x 36 beginning 3/1/2024, base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 135 | 5/1/2024 10:00 am | 24-12254 / CMG | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Continued 7/3/2024 10:00 am | 5/1/24: another payment scheduled for today and 341 is 5/16 mK: ATTY IN CAMDEN- Hold for end of call 4/29/24:1/2 payment posted as of 4/29 341 on 5/16/24 AS OF 4/22/24 (SF) 1. 341 NOT HELD - MISSING DOCUMENTS 2. NO PAYMENTS: 0/1 ARREARS: $1977 |
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Matter ResolvedRequest Adjourment | 136 | 5/1/2024 10:00 am | 24-12264 / CMG | Mark N. Glyptis, Esq. | Confirmation Hearing Scheduled | Continued 7/3/2024 10:00 am | As of 4/26/24 (DS): Debtor atty requested adj 341 rescheduled to 5/9/24. |
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Matter ResolvedRequest Adjourment | 137 | 5/1/2024 10:00 am | 24-12268 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 7/3/2024 10:00 am | AS OF 4/30/2024 (at): RECEIVED PROOF OF ONE TRUSTEE PAYMENT ON 4/30. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $964.05. - The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need proof of service on One Main Financial. (CERT OF SERVICE NOT FILED) RESOLVED ISSUES: - Need to file Pre-Confirmation Certification. (FILED) The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - for debtor's new job (LANGUAGE ADDED -NEED BY 7/31/2024) - A copy of the last filed tax return - 2023 by 5/15/2024. (NON FILING) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED) Plan proposes: $481 x 60 beginning 4/1/2024, $0 to unsecured creditors Payments: 0/1, arrears $481 |
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Matter ResolvedRequest Adjourment | 138 | 5/1/2024 10:00 am | 24-12353 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 4/29/24 (DS): Confirm at $150 x 36 begin 4/1/24; 100% to gucs due to non-exempt equity $190,099; - Refinance or Reverse Mortgage by 11/1/24 of Selkirk Ave, PNC Bank arrears not to be paid pending refinance/reverse mtg. - Trustee ok to pay claim#2-1 of N or D Remick arrears $3,378.38. - Berkeley Twp Sewerage claim#1-1 to be treated as per POC filed (unsecured), Trustee to strike section 4(g) as to Berkeley Twp Sewerage only. - Fee app within 7 days prior to confirming. - Low Base. 1. Trustee obj there is non-exempt equity in real property $190,099 and Debtor atty must file fee app within 7 days. RECOMMEND WAITING PASS BAR DATE 5/13/24. 2. PNC Bank (DENISE CARLON) obj to plan proposing refinance/reversed mortgage. Obj must be resolved. OBJ SETTLED, BUT PER TERMS PROVIDED, OTBS INVOLVES BOTH A REFINANCE/REVERSED MTG BY 11/1/24 AND SALE. PLAN ONLY CALLS FOR REFINANCE/REVERSED MTG. IF RESOLUTION IS TO SELL, THEN TRUSTEE NEEDS MOD PLAN OR TRUSTEE WILL HAVE TO STRIKE THE LANGUAGE FOR REFINANCE/ REVERSED MTG. MK EMAILED DEBTOR ATTY 4/28/24 - ATTY OK WITH REFINANCE/REVERSE MTG 3. Berkeley Twp Sewerage filed unsecured claim, not secured. 4. N or D Remick filed claim $3,378.38. Trustee ok to pay? Prop Plan $150 x 36 begin 4/1/24; Base and Refinance/Applying for reverse mortgage on Selkirk Ave by 9/1/24 |
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Matter ResolvedRequest Adjourment | 139 | 5/1/2024 10:00 am | 24-12390 / CMG | Edward Nathan Vaisman | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | issues as of 4/25/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Proof of 2 month's income - for February 2024. (only have January and 2/8 stub ) - A copy of the last filed tax return - 2023 by 5/15/2024. - Need February bank statements for Bank of America accounts 2409 and 1392. - Amendments to Schedules B & C to include the $8000 that debtor's brother is holding for him (per the 341 testimony). - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,090.16. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). - The IRS filed an estimated claim which needs to be amended. - Need a statement for the Charles Schwab account. - Need a statement for the debtor's 401k loan. - Need to file Pre-Confirmation Certification. - The debtor needs to supply a certification explaining the use of the $29, 667 that he withdrew from his 401k plan in February proposed plan $101X60 BASE PLAN paid in $102 last claim |
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Matter ResolvedRequest Adjourment | 140 | 5/1/2024 10:00 am | 24-12440 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Dismissed | AS OF 4/30/2024 (at): DEBTOR HAS MADE NO TRUSTEE PAYMENTS. 1. Objection filed by Capital One Auto Finance (Lavin Cedrone) - creditor wants $15,100 @ 9.5% for a total of $19,027.69 for the 2016 Acura TLX. 2. Objection filed by 43 Kathryn LLC (Nisenson) - creditor has a docketed judgment and wants to be paid. 3. Santander Consumer filed a secured arrears claim #5 for a 2017 Maxima in the amount of $431.46 which is not in the plan. Is the debtor going to pay this claim? 4. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - auto insurance renewal, policy provided expires 5/7/2024. (NOT RECEIVED YET) **Claims will be paid according to the trustee's order of distribution.** Plan proposes: $100 x 4 beginning 4/1/2024, $381 x 56, $0 to unsecured creditors Payments: 0/1, arrears $100 |
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Matter ResolvedRequest Adjourment | 141 | 5/1/2024 10:00 am | 24-12527 / CMG | Sergey Joseph Litvak, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | To be adjourned to after bar date - waiting for adj request Copy of TFS payment received in the amount of $655.50 |
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Matter ResolvedRequest Adjourment | 142 | 5/1/2024 12:00 pm | 23-11918 / CMG | Brad J. Sadek, Esq. | Motion Compensation | Recommend Granting | |
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Matter ResolvedRequest Adjourment | 143 | 5/1/2024 12:00 pm | 23-17399 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 144 | 5/1/2024 12:00 pm | 23-17501 / CMG | Allen I. Gorski, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 145 | 5/1/2024 12:00 pm | 23-17930 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 172 | 5/1/2024 3:00 pm | 23-18083 / CMG | Steven D. Pertuz, Esq. | AP Summons Issued | Judge to Reserve Decision | AP 24-1015 Shah vs. XIII Group, LLC |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |