Judge Christine M. Gravelle
Hearing Date: 4/17/2024
Hearing Count: 0
Last Updated: 04-19-2024 09:07 AM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
14/17/2024 9:00 am17-34307 / CMGKirsten B. Ennis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Dismissed
ARREARS 1,668 in mo 76 now of 83 mo plan


Bad Pay history
Matter ResolvedRequest
Adjourment
24/17/2024 9:00 am18-19366 / CMGStephen M. Goldberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $63,764.00
Debtor obj, made pymt<>ARREARS

AMT: RECAP FEASIBLE: $63,794 PTD (71); $2,900 X 13 BEG 5/1/24; ADD TFS LANGUAGE mk: SENT EMAIL TO ATTY 4/9 w/ these terms- ATTY OK TO TERM
Matter ResolvedRequest
Adjourment
34/17/2024 9:00 am18-30886 / CMGThomas J. Orr, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Dismissed
4/9/24(mk) same as below - NOTHING DONE - NOTHING PAID since Jan 2024


3/20/24:adj request for debtor to determine impact of ex spouse case (23-21477(MBK) and $

ARREARS 6,775. Last pay 1/8/24

MP confirmed in Feb 2022 and provided for payment to increase in Jan 2024 to 1700. has not made those payments
Matter ResolvedRequest
Adjourment
44/17/2024 9:00 am19-11893 / CMGStacey L. Mullen, Esq.Motion for Exemption from Financial Management Course and Certification in SupportGranted
MTN EXEMT FOR FINC MTGMT AND SUPPORT CERT
(for deceased husband-Saddah)
Matter ResolvedRequest
Adjourment
54/17/2024 9:00 am19-12577 / CMGLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $55,985.00
mk; plan balance paid

Debtor obj, making pymt<>FAILED TO PAY PLAN BALANCE of $2,649.
PLAN HAS EXPIRED - IN MO 62
Matter ResolvedRequest
Adjourment
64/17/2024 9:00 am19-19370 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/15/2024 9:00 am
Total Paid In: $19,228.00
Debtor obj, making pymts<>ARREARS now$ 688 as of 4/9/24

WE ARE IN MO 59 OF A 60 MO PLAN- PLAN BALANCE $1,244
Matter ResolvedRequest
Adjourment
74/17/2024 9:00 am19-22409 / CMGStacey L. Mullen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $75,734.00
Debtor obj **WITHDRAWN**<> ARREARS 6,604 LAST PAY 2/22/24

plan balance 10,116 we are in mo 58 of 60 mo plan

opp'n says debtors elderly- trying to resolve mtg ad Tr in time remaining in plan
Matter ResolvedRequest
Adjourment
84/17/2024 9:00 am19-25109 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $65,172.00
4/17/24(mk) OTBS:
Resolution Details:
OTBS debtor to cure or obtain loan mod before final month of the Plan.





4/9/24(mk) NEED UPDATE ON STATUS

parties need an accting- need another adj to 4/17

Debtor obj<>SPECIALIZED LOAN/Strathmere St (STEWART LEGAL)

Post pet :2,605.32
debtor said payments made and not accounted for
Matter ResolvedRequest
Adjourment
94/17/2024 9:00 am19-27244 / CMGJames J. Cerbone, Esq.Creditor Certification of DefaultWithdrawn
Debtor obj, made pymt<> MIDFIRST BANK/McDermott St (KML)
Matter ResolvedRequest
Adjourment
104/17/2024 9:00 am19-28171 / CMGPRO SETrustee Certification of DefaultTrustee OrderTotal Paid In: $17,378.00
4/8/24(mk) payments posted now arrears $812

recap is 17,378.10 PTD then 434 x 29 begin 5/1/24- email to debtor


Debtor obj, will pay <>ARREARS

Matter ResolvedRequest
Adjourment
114/17/2024 9:00 am19-30936 / CMGRobert C. Nisenson, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $84,593.00
4/9/24(mk): NEED UPDATE

mk: debtor attempting to cure - creditor uploaded request to adj to 4/17

Debtor obj, will pay<> SANTANDER/State St (Gross)

post pet 2,709.98
debtor says will try to get current
Matter ResolvedRequest
Adjourment
124/17/2024 9:00 am19-33261 / CMGSteven J. Abelson, Esq.Motion CompelContinued
5/15/2024 9:00 am

NJ respsonse (Matthew Platkin)<>MTN TO DISCHARGE LIENS BY STATE OF NJ DIV TAXATION

St of Nj says steps taken to to release J'ments
Matter ResolvedRequest
Adjourment
134/17/2024 9:00 am20-11183 / CMGTimothy P. Kane, Esq.Creditor Certification of DefaultContinued
5/15/2024 9:00 am
Total Paid In: $45,550.00
30 days as debtor was approved for LM

Debtor obj, requesting repayment plan<> US BANK/Emerson St (Brock & Scott)

mk email form atty 4/15 that debtor was app'd for a LM and he has requested the creditor ( Brock & Scott0 consent to an adjournment of their motion
Matter ResolvedRequest
Adjourment
144/17/2024 9:00 am20-14763 / CMGStacey L. Mullen, Esq.Creditor Certification of DefaultContinued
5/15/2024 9:00 am
Total Paid In: $31,962.00
working on a CO

Debtor obj, will pay<>NATIONSTAR/Glenview La (Gross Polowy)
Matter ResolvedRequest
Adjourment
154/17/2024 9:00 am20-17312 / CMGJohn Zimnis, Esq.Motion Relief from Stay (Fee)Continued
5/1/2024 9:00 am
Total Paid In: $12,302.00
4/9(mk): ANY UPDATE ON RESOLUTION?

4/17 for resolution


ALLY BANK/2017 Ford F150 (LAVIN CEDRONE)

debtor> Wants loan history - iut was 7 htr loan and has 2 mos left can''t owe what creditor says - does not make sense
Matter ResolvedRequest
Adjourment
164/17/2024 9:00 am20-17609 / CMGJames J. Cerbone, Esq.Motion SellRevised Order SubmittedTotal Paid In: $110,616.00
3/27/24(mk) Revised Order submitted: exemption corrected . all proceeds to TR

US Bank limited response (RAS)<> MTN TO SELL PICADILLY DR PPTY<<>>

>>NEEDS AMNEDED SCH C TO CLAIM D 1 EXEMPTION- order has 27,900- Amended C filed and claims 25,150 SO need revised sale order for that amt in parg 5

Applications for realtors and sp atty filed

value at conf in Dec was 493,054 SALE K for 1,157,000
Debtor is 50% owner in property
ORDER PROVIDES NE PROCEEDS TO TR ( looks to be about 93,000)
and MP in 14 days
Matter ResolvedRequest
Adjourment
174/17/2024 9:00 am21-15782 / CMGAndrew Thomas Archer, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
5/1/2024 9:00 am
Total Paid In: $4,673.00
atty will request short adj to get cert.

FREEDOM MTG MTN TO APPROVE PARTIAL CLAIM MTG (BROCK & SCOTT)

Tr limited Obj: needs a cert by debtor
Matter ResolvedRequest
Adjourment
184/17/2024 9:00 am21-16694 / CMGSteven J. Abelson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $21,116.00
mk: per atty ok to ttR order: 21,116 PTD, then $670 x 22 beg 5/1/24 = base $35,856.. extending to 54 mo)


sent atty proposal for terms for Tr order based upon the CO submitted

4/15/24(mk) Proposed Co w/ St of NJ. terms=
says #31-2- filed 2/23/24 Pay priority total of $4,625.96 is allowed- this includes sales & Use tx of 1,852.41. Guc of $ 261.47 treated w/ other gucs.

#32 filed 3/8/24 Is W/D
----------------------------

adj to 4/17 for atty to resolve tax claim 31- has call scheduled w/ St On NJ- says van keep payment the same and extend plan from 48 to 53

3/19/24:THE TAX CLAIMS STILL CONTAIN ESTIMATED PORTIONS- EMAIL TO ATTY #32

Debtor obj<>FAILED TO ADDRESS NJ ESTIMATED/LATE FILED CLMS #31-1 & #32-1

debtor obj: working on resolving tax claim if not will file motion MK: amended claims still estimated


-----------------------Resolved------------------------
AND STATUS OF LAWSUIT ON AUTO ACCIDENT- there was a stip of dismissal - will provide-supple reply= attaches stip of dismissal


PI claim was dropped by counsel and not pursued-TR NEEDS A CERT AS TO THIS OR A COPY OF THE STRIP OF DISMISSAL FOR THE LAWSUIT
Matter ResolvedRequest
Adjourment
194/17/2024 9:00 am21-18456 / CMGAndrew G. Greenberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/15/2024 9:00 am
Total Paid In: $14,275.00
motion for cont admin and motion to sell property at 100%

ARREARS 4,300 last pay 11/13/23

4/9/24(mk) debtor passed away back in NOV - no notice of death filed or a motion for continued Admin

2//27/24(mk): atty writes debtor recently passed away , Daughter is Executrix and waiting for Surrogates papers then will file motion to continue admin and motion to sell real property
Matter ResolvedRequest
Adjourment
204/17/2024 9:00 am22-11147 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Dismissed
debtor has under paid for mos and thus far no payment of 4,000 as stated in papers


Debtor obj, proposes $4,000 & recap<>ARREARS now 12,068

Mk: TR payment increased from $1200 to $ 2,446. Debtor never adjusted his payment upward so arrears as of 4/9 12,068
Matter ResolvedRequest
Adjourment
214/17/2024 9:00 am22-12831 / CMGVera Fedoroff, Esq.Creditor Certification of DefaultContinued
5/15/2024 9:00 am
Total Paid In: $26,734.00
4/15/24(mk) parties trying to resolve debtor needs to review bank's accounting

4/9/24(mk): creditor sent email requesting update from debtor

MK: creditor adj request . needs time for accounting clarification on loan history

AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj, will cure<> SELENE FINANCE/Hendrickson Rd (RAS)

MK: post pet:5,029.84 as of 12/28/23

Creditor email ( Aleisha): - Secured Creditor will only allow conduit as a resolution to this matter due to repeated default(s).

Matter ResolvedRequest
Adjourment
224/17/2024 9:00 am22-12925 / CMGRobert Cameron Legg, Esq.Trustee Certification of DefaultContinued
5/1/2024 9:00 am
Total Paid In: $13,125.00
AMT: MP 4/17<>

Debtor obj, filing MP<>
ARREARS 8,951


Mp on 4/17- Debtor approved for Erma funds for mtg
Matter ResolvedRequest
Adjourment
234/17/2024 9:00 am22-13096 / CMGGeorge E. Veitengruber, III, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $111,602.00
AMT: PPSD RECAP TO ATTY <<>>

Debtor obj, proposes $12,000 and balance of arrears in 30 days<> ARREARS

TR Order

 $111,602 ptd (24)

 $6,075 x 36 beginning 5/1/24
Matter ResolvedRequest
Adjourment
244/17/2024 9:00 am22-15140 / CMGMarc C. Capone, Esq.Creditor Certification of DefaultContinued
5/1/2024 9:00 am
Total Paid In: $21,413.00
4/17: debtro made payment

AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj, making pymts<>FAY SERVICING/Santa Anita Lane (Friedman Vartolo)

MK: arrears 3,837.63 as of 2/26/24
debtor says was ill can make payments
Matter ResolvedRequest
Adjourment
254/17/2024 9:00 am22-15349 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/15/2024 9:00 am
Total Paid In: $10,500.00
MP filed on 4/17/24 **NEEDS RESOLUTION**


- reduce payments and include pending workers comp settlement as other source of payments-
ARREARS STILL NEED TO BE ADDRESSED

Debtor obj, filed MP<>ARREARS $8,764 as of 3/12/24

mk: payment increased from $500 to $1,533 begin 8/1/23.
Debtor has never made a payment at that higher amt.
Matter ResolvedRequest
Adjourment
264/17/2024 9:00 am22-16293 / CMGKarina Pia Lucid, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $43,839.00
4/17: debtor made another payment so revised terms are: email to atty

$43,839 PTD(20 mos) Then 2,899 x 40 Begin 5/1/24


AMT: $ 40,041 PTD (19); $2,898 X 41 BEG 4/1/23 (ATTY OK)<<>>

Debtor obj<>ARREARS $8,460; FAILED TO ADDRESS ESTIMATED IRS POC

4/17 for APOC by IRS and $ to post for payments
Matter ResolvedRequest
Adjourment
274/17/2024 9:00 am22-17711 / CMGFrancis P. Cullari, Esq.Motion to Approve Loan ModificationRevised Order SubmittedTotal Paid In: $10,450.00
Trustee limited obj<> MTN TO APPROVE LM

Revised Order submitted that has parag 4 completed
Matter ResolvedRequest
Adjourment
284/17/2024 9:00 am22-18083 / CMGLee M. Perlman, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $22,006.00
MTN APPV INSURANCE SETTLEMENT

2-025 Chevy- totaled- debtor got no $ paid creditor 24,937.06- will file MP to surrender

MFR on 4/3
Matter ResolvedRequest
Adjourment
294/17/2024 9:00 am22-18410 / CMGJoseph Albanese, Esq.Order Shorten TimeGrantedTotal Paid In: $9,574.00
>>OST<<

MTN TO SELL HICKORY CIR PPTY

-case confirmed at 100% due to equity in RE
guc total $6,353 only other creditor is the tax sale holder.
debtor gas requested a payoff in case which was provided

Order pays balance due on plan-
Matter ResolvedRequest
Adjourment
304/17/2024 9:00 am23-10013 / CMGKevin C. Fayette, EsqMotion Relief from Stay (Fee)Continued
5/1/2024 9:00 am
Total Paid In: $7,230.00
mk: per atty creditor will w/d this as debtor current

debtor opp'n> will get current-HALSTON BUILDERS ASSOC (HABER SILVER) Landlord
Matter ResolvedRequest
Adjourment
314/17/2024 9:00 am23-10122 / CMGJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Continued
5/1/2024 9:00 am
Total Paid In: $16,088.00
Debtor obj, will pay<>RITZ CONDO (MCGOVERN)

creditor uploaded adj request to 5/1 for resolution
Matter ResolvedRequest
Adjourment
324/17/2024 9:00 am23-10486 / CMGJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $11,250.00
4/17/24 MOD PLAN RECOMMENDED HONOR ROLL

AMT: mp 4/17 **SUBJECT TO TERMS**<<>>

needs to provide tax returns for conf


MP on 3/6/24- extends time to sell liquor License>> INCOMP DOCS/ISSUES

Debtor obj<>FAILED TO SELL MAIN ST W/LIQUOR LICENSE BY 1/1/24
Matter ResolvedRequest
Adjourment
04/17/2024 9:00 am23-10836 / JNPKEVIN C. FAYETTE, ESQUIREFinal ConfirmationContinued
5/15/2024 9:00 am
Debtor has made 13 of 14 required payments   Arrears: $168.00  Total Paid In: $2,240.00
ISSUES AS OF 4/12/2024 (DM):

 Loss Mit extended to 4/30/2024.
 Adjournment to 2/21/24 - FINAL CONFIRMATION.

1) NewRez/US Bank (HILL WALLACK) consent order, dated 6/7/23, provides for a loan Mod by 6/6/23 or as extended by the Court. (LOSS MIT WAS EXTENDED 1/30/24 BY ORDER DATED 11/7/23).


Interim Confirmed Case: $150 x 3, $178 x 33
Prop. Plan: $150 x 36, 100% Plan
PTD = $2,240
Last Claim (2-1) dated 3/24/23
Matter ResolvedRequest
Adjourment
334/17/2024 9:00 am23-11141 / CMGJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Continued
6/5/2024 9:00 am
Total Paid In: $14,262.00
Debtor obj, resume & cure with recap<>US BANK NAT'L ASSOC /2nd Ave (McCALLA RAYMER)

creditor request to adj to 6/5
Matter ResolvedRequest
Adjourment
344/17/2024 9:00 am23-11657 / CMGLaurence R. Sheller, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $6,590.00
MP ON HR


filed :debtor is seeking to extend Loss mit she is providing docs to lender


Debtor obj, working on LM, needs more time<>FAILED TO LM BY 1/1/24
Matter ResolvedRequest
Adjourment
354/17/2024 9:00 am23-11881 / CMGJohn H. Anlian, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/5/2024 9:00 am
Total Paid In: $14,800.00
MP filed 4/16/24


4/10/24(mk) - sent email to atty atty need to file a MP the most recent one was w/d and last confirmed plan was 9/2023- debtor lost job since then and fell behind so need to address arrears for TR and mtg.

>> atty is working on MP

MP #45 was w/d. atty to file new MP and motion objecting to DSO claim as claims it was paid. Needs request to adj this Tr Motion

Debtor obj<>FAILED TO ADDRESS GECZI LAT FILED CLM #7-1; MOTION OBJECTINFG TO CALIM ON 5/1/24

ARREARS 15,000 . LAST PAY 12/6/23

FILED A MP( NO NOTICE) to catch up on amended amended I & J- MP still does not address the DSO late claim #7-1

3/23:MK sent atty email on probs w/ MP and debtor needs to make a payment ASAP

atty reply - he will file opp'n to Tr moiton. he will w/d mp #45 and refile plan on notice- he is going to move against the DSO claim as says debtor is now current on that.
Matter ResolvedRequest
Adjourment
364/17/2024 9:00 am23-12456 / CMGJustin M. Gillman, Esq.Creditor Certification of DefaultContinued
5/1/2024 9:00 am
Total Paid In: $7,090.00
4/17: creditor says payment delivered today - needs to verify and will w/d

3/20:credtor wants 2 more weeks - debtor says she is current- TR pressing conduit

>>TR ARREARS<<

creditor adj request to 3/20 for ongoing settlement discussions

AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj, made pymt<>M&T Bank/Central Ave (McCalla)

Mk; post pet :4,034.31
debtor to cure in reasonable time..
Matter ResolvedRequest
Adjourment
374/17/2024 9:00 am23-12456 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/1/2024 9:00 am
Total Paid In: $7,090.00
Debtor obj, made payments<>ARREARS 964 as of 4/10/24.
as payment posted 4/10 - Befre that date last pay was 2/9/24 and payment increased in March

Creditor Cert of Default 4/17/24
Matter ResolvedRequest
Adjourment
384/17/2024 9:00 am23-12758 / CMGJohn Zimnis, Esq.Motion Relief from Stay (Fee)Continued
5/1/2024 9:00 am
Total Paid In: $1,100.00
parties seeking to resolve adj to 5/1


CREDIT UNION / North Olden Ave- 1st mtg
(McKENNA DUPONT)
Matter ResolvedRequest
Adjourment
394/17/2024 9:00 am23-12758 / CMGJohn Zimnis, Esq.Motion Relief from Stay (Fee)Continued
5/1/2024 9:00 am
Total Paid In: $1,100.00
parties seeking to resolve adj to 5/1

CREDIT UNION /North Olden - 2nd mtg(McKENNA DUPONT)
Matter ResolvedRequest
Adjourment
404/17/2024 9:00 am23-12798 / CMGKirsten B. Ennis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/15/2024 9:00 am
Total Paid In: $3,000.00
debtor opp'n>>FAILED TO COMPLETE LM BY 12/5/23; EXTENDED LOSS MIT EXPIRED 3/4/24

debtor says filed a MP( On 5/15/24) to sell property as LM was denied
Matter ResolvedRequest
Adjourment
414/17/2024 9:00 am23-12901 / CMGWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
7/3/2024 9:00 am
Total Paid In: $6,640.00
mk: 3/28/24 Debtor got approval for a LM on 3/22/24- now trial period the LM -


debtor obj>FAILED TO LM BY 12/31/23

Debtor says LM package submitted waiting for lender reply- have PD TR and Mtg payments
Matter ResolvedRequest
Adjourment
424/17/2024 9:00 am23-13831 / CMGMelinda D Middlebrooks, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/5/2024 9:00 am
Total Paid In: $1,100.00
AMT; MP 4/17**RECOMMEND DISMISSAL**<<>>

Debtor obj, filing MP<>FAILED TO LM BY 9/15/23; EXTENDED LOSS MIT EXPIRED 12/15/23

MK: plan has LM removed and says mtg was paid off by debtor's son- need APOC from Mtg co
Matter ResolvedRequest
Adjourment
434/17/2024 9:00 am23-13870 / CMGJohn Michael McDonnell, Esq.Motion Relief from Co-Debtor StayGrantedTotal Paid In: $115,560.00
US ASSET FUNDING/Mountainview Court (WALLACK)

SV WAS GRATNED ON 4/3 FOR ATCF II NEW JERSEY LLC( G. ZEITZ) FOR TAX LIEN ON THE REAL PROPERTY
Matter ResolvedRequest
Adjourment
444/17/2024 9:00 am23-13878 / CMGRobert Cameron Legg, Esq.Order Shorten TimeGrantedTotal Paid In: $10,480.00
4/16(mk):Per creditor stay can be reinstated so this can be granted


was adj from 4/3 to 4/17

>OST<<

MTN TO REINSTATE STAY/BELTWAY CAPITAL

MFR resolved by Order entered 3/6 (#43): debtor made payment on arrears but then was 3 days late w/ March mtg payment
parg #5 or Order said SV if not made BUT.. mk at parg 5 says a Cert had to be filed if default.

Creditor scheduled a Sheriff sale- made large payment in Feb to be current thru March
Matter ResolvedRequest
Adjourment
464/17/2024 9:00 am23-13941 / CMGDaniel E. Straffi, Esq.Application for RetentionContinued
5/15/2024 9:00 am
Total Paid In: $3,300.00
Trustee obj<> APPLICATION FOR SPECIAL COUNSEL RETENTION of real estate atty

MK; CHARGED FES OF 7500 FOR re CLOSING- NO RETAINER ATTACHED TO MOTION-
short sale
Matter ResolvedRequest
Adjourment
474/17/2024 9:00 am23-13941 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/15/2024 9:00 am
Total Paid In: $3,300.00
Debtor obj, has contract, filing mtn<>FAILED TO SELL ISABELLA DRIVE PPTY BY 11/30/23

MK: obj to sale motion filed
Matter ResolvedRequest
Adjourment
454/17/2024 9:00 am23-13941 / CMGDaniel E. Straffi, Esq.Motion SellContinued
5/15/2024 9:00 am
Total Paid In: $3,300.00
THIS IS A SHORT SALE DUE TO REDUCED PRICE- IS THERE LENDER APPROVAL?


Wilmington obj (McCabe)<>MTN TO SELL ISABELLA DR PPTY

Mk: sold as is- for way less that value at conf(809,000)

TR OBJECTION:
SALE K 380,000
plan confirmed at 100% guc total claims $55,732.46- was equity at conf of 283,998- NOW THERE IS NONE
Order and Notice of sale has atty fees 7,560 for a Gerald Cici atty - OBJECTED TO HIS RETENTION- NEEDS FEE APP FOR THAT KIND OF FEE
Matter ResolvedRequest
Adjourment
484/17/2024 9:00 am23-14273 / CMGRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/5/2024 9:00 am
Total Paid In: $5,390.00
Debtor obj, filing ext of loss mit<>FAILED TO LM BY 1/19/24

Motion to extend LM filed to extend to may 26,2024- obj by 3/4
debtor's son going to contribute to help for a LM
Matter ResolvedRequest
Adjourment
494/17/2024 9:00 am23-14424 / CMGCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $2,800.00
mk: per atty- this can be granted and case will be dismissed on 5/15/ on Tr Moiton

SN SERVICING /CONOVER ST(FRIEDMAN)

LOSS MIT WAS TERMINATED BY ORDER ENTERED 4/3/24(#56)


Debtor filed motion to extend Loss mit to 6/7/24 ORDER ENTERED EXTENDING TO 6/7/24

adj 4/17/24:atty want adj as he wants to file motion to terminate the Loss mit- they failed to obj to the motion for loss mit by the debtor

Matter ResolvedRequest
Adjourment
504/17/2024 9:00 am23-14650 / CMGRobert Manchel, Esq.Creditor Certification of DefaultContinued
5/1/2024 9:00 am
Total Paid In: $30,100.00
4/17: debtor had proof of 33,000 payment form debtor's mother

AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj, proposes 6 mo recap<>FAY SERVICING/Wendover Rd (Friedman Vartolo)

mk: Post pet 19,503.06 as of 2/7/24
Matter ResolvedRequest
Adjourment
514/17/2024 9:00 am23-15974 / CMGJames J. Cerbone, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $9,351.00
3/27 AMT: ARREARS CURED AND APRIL PD/PLAN WILL COMPLETE TIMELY<<>>


Debtor obj, sent pytm<> ARREARS

mk 3/22: debtor atty sending in $ to be current thru April- once posts i can w/d
Matter ResolvedRequest
Adjourment
524/17/2024 9:00 am23-16382 / CMGWarren S. Jones, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $6,680.00
SPECIALIZED LOAN/Shoshoni Trail (KML)
Matter ResolvedRequest
Adjourment
534/17/2024 9:00 am23-16646 / CMGRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Dismissed
SV/11 FREDWOOD PL LLC
Matter ResolvedRequest
Adjourment
544/17/2024 9:00 am23-17294 / CMGJeffrey H. Ward, Esq.Motion to DismissWithdrawn
DEBTOR MTN TO DISMISS

case was dismissed OST on 4/3
Matter ResolvedRequest
Adjourment
554/17/2024 9:00 am23-17589 / CMGMark N. Glyptis, Esq.Motion File Claim After Claims Bar DateOrder Previously SubmittedTotal Paid In: $6,140.00
4/9/24(mk): REVISED ORDER SUBMITTED-OK


Debtor response to limited obj<>ALLOW LATE POC/MIDDLESEX COUNTY FED CRED UNION #16-1

Limited Obj: needs revised Order- adding Trustee is authorized to pay the late unsecured claim through the plan as confirmed at 100 % dividend.
Plan payments going forward will be $960 x 53 begin April 1 2024
Matter ResolvedRequest
Adjourment
564/17/2024 9:00 am23-17725 / CMGRobert C. Nisenson, Esq.Motion Relief from Stay (Fee)Order Previously Submitted
Debtor obj, will pay before hearing<>PENNYMAC LOAN/ Eisenhower Dr (FEIN SUCH)

3/25/24: Order submitted: outside cure over 6 mos
Matter ResolvedRequest
Adjourment
574/17/2024 9:00 am23-17833 / CMGMelinda D Middlebrooks, EsqMotion Relief from Co-Debtor StayOrder to be Submitted
4/12/24:OTBS:debtor due for October 2023 through April 2024 for a total due of $14,070.85. An Order will be entered providing for the arrears to be rolled into the Plan; standard default clauses; and fees.




Debtor obj, made pymts<>PHH MTG/DEUTSCHE East Highland Ave (ROBERTSON)
Matter ResolvedRequest
Adjourment
584/17/2024 9:00 am23-18292 / CMGPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Dismissed
4/17 AMT: ORDER TO CHAMBERS/7 DAY<<>>

TR to submit order and file under 7 day rule- email and reg mail order to debtor

Adv Pro mooted

TR wants 1 year bar in refiling in Order to dismiss
JUDGE READ DECISON ON RECORD

3/27/24: MP #88 filed on for 4/17/24 **NEEDS RESOLUTION**<<>>

-----------------------------

plan was DENIED back in on 1/4/24. as of 3/14 24 No proper form of MP has been filed on 2/26/24 debtor filed old form of plan. Mk emailed him on 2/2/4 and attached the current plan form and told him the m Tr Motion To Dismiss had been adjourned to 4/3/24


debtor filed MP on 2/16- WRONG FORM on 2/20 mk sent debtor correct plan form and requested he complete , sign and file it ASAP. I agreed to adj Tr motion to 4/3 to hopefully be on same heariing date as new MP

Debtor response<>PLAN WAS DENIED ON 1/3/24 AND FAILED TO FILE MP WITHIN 21 DAYS

2/15/24(mk): sent email to debtor asking when he was filing the MP. then Tr motion can be adjourned to that hearing date.
Matter ResolvedRequest
Adjourment
594/17/2024 9:00 am23-18989 / CMGAndrew G. Greenberg, Esq.Motion Relief from Co-Debtor StayContinued
5/1/2024 9:00 am
Total Paid In: $10,873.00
parties agree to conduit but need payment to post first then creditor will provide # to AMT for draft of Conduit order

4/16/: debtor atty says debtor made a mtg payment last week creditor has not rec'd payment

4/14/24(mk); email for A Lubin=am waiting for an updated post-petition payment history from my client. In the event that Debtor has not brought the loan post-petition current, my client is amenable to a Trustee conduit order,



AMT; TR LTR REQUESTING CONDUIT<>

Debtor obj, requests recap<>MCLP ASSET COMPANY/Elm Drive (McCABE WEISBERG)
Matter ResolvedRequest
Adjourment
604/17/2024 9:00 am23-19439 / CMGPRO SEMotion File Claim After Claims Bar DateGrantedTotal Paid In: $2,476.00
mk: sent email to debtor


MTN AUTHORIZING TRUSTEE TO PAY LATE POC/CAPITAL ONE AUTO FINANCE

IS SERVICE OK? NEEDS CERTIFIED MAIL BECAUSE CAP ONE IS FDIC

debtor motion to file late claim for creditor

TR Obj>NEEDS service by Certified mail on creditor.

NEEDS AMENDED CERT OF SERVICE FILED


Matter ResolvedRequest
Adjourment
614/17/2024 9:00 am23-20447 / CMGTamika N. Wyche, Esq.Motion Relief from Co-Debtor StayMoot - Dismissed
PHH MTG (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
624/17/2024 9:00 am23-20650 / CMGRichard F. Fried, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
MP filed seeking to extend LM to 7/16


LOSS MIT

CONF has ISSUES- MP was filed 4/16-extend LM
Matter ResolvedRequest
Adjourment
634/17/2024 9:00 am23-20726 / CMGMichelle Lee, Esq.Motion Relief from Stay (Fee)Continued
5/1/2024 9:00 am

SERVICE ONE, DBA BSI FINC (HILL WALLACK)/Tower Lane




Matter ResolvedRequest
Adjourment
644/17/2024 9:00 am23-21431 / CMGKarina Pia Lucid, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
5/1/2024 9:00 am

Mk: still contested - creditor does not agree to Order its 910 claim


4/16/(mk) Order submitted resolving this . Pay total $9,788 as a secured claim through the plan.

Creditor filed objection to motion at #26- objects to cram and seeks full balance $19,716.88.

Tr Obj; Carvana obj ( Lavin Cedrone)<>MTN TO MODIFY CARVANA CLM#5 TO CRAMDOWN to 9,788

The original plan had this as unaffected. Now wants to cram it and says its in MP- as of 3/8 that MP is not on docket- a copy was attached to motion and cram is only in part 7 and not in Part 4

ORDER Needs to be specific - cram to what amt plus interest of x for a total payment of x thru the plan
Matter ResolvedRequest
Adjourment
654/17/2024 9:00 am23-21431 / CMGKarina Pia Lucid, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder Previously Submitted
4/12/24(mk CO submitted- One main to be piad total 4,000


there was a Cert of Consent for a CO filed w/ Ct at #25 on 3/14/24-NO ORDER HAS BEEN SUBMITTED on that


Tr Obj>MTN TO MODIFY ONE MAIN FINANCIAL TO A CRAMDOWN 4-1 One main is on a 2011 Hyundai Focus

pay Creditor 2,793
attaches a MP - One main is not even in that MP

Order :Needs to be specific - cram to what amt plus interest of x for a total payment of x thru the plan
Matter ResolvedRequest
Adjourment
674/17/2024 9:00 am23-21715 / CMGCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)Order Previously Submitted
Order submitted: outside cure by 4/30/24

Debtor obj, cured arrearage<>CARRINGTON MTG /Sayreville Blvd (HILL WALLACK)



MP 4/17>> Incomplete docs- needs resolution>>
Matter ResolvedRequest
Adjourment
664/17/2024 9:00 am23-21715 / CMGCandyce I. Smith-Sklar, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT
Matter ResolvedRequest
Adjourment
684/17/2024 9:00 am24-10107 / CMGCharles M Izzo, EsqMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
mk case was dismissed 3/20/24

no 341 docs and NS at conf hearing

4/16: has some 341 docs in:
auto insr , tax returns, POI - need bank statements and a 341 date
Matter ResolvedRequest
Adjourment
694/17/2024 9:00 am24-10120 / CMGJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
VACATE DISMISSAL

if this is granted MP at #131 adj to 6/5
Matter ResolvedRequest
Adjourment
714/17/2024 9:00 am24-10142 / CMGDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Order Previously Submitted
4/10/24(mk) CO submitted- outside cure

Debtor obj, paid arrears<>TD BANK /2015 Sierra 500(GROSS)

debtor says paid in full

Matter ResolvedRequest
Adjourment
704/17/2024 9:00 am24-10142 / CMGDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Order Previously Submitted
Order submitted 4/16: Terms:
-debtor pay immediately to M & T $2204.78 on2020 Ford F-150 for March and April payments and pay immediate to M 7 T $1,553.34 for march and April payments on 2020 Ford explorer

THEM 30 days after CO debtor to MP to provided for( post pet jan & Feb)arrears 2,204.78 on 2020 Ford F-150 add'l payment $1,553.34 for past due for Jan & Feb 2020 ford explorer




M & T Bank POC #13 2020 Ford Truck- NO Arrears in claim

M & T Bank POC #14-1 2020 ford- arrears 3,330.01


debtor opp'n>M&T BANK /2020 Ford Explorer and F 150 (FITZPATRICK LENTZ)

mk: debtor proposes 1800 ASAP and cap rest into plan

CONF IS ISSUES/ INCOMPLETE DOCS

Matter ResolvedRequest
Adjourment
724/17/2024 9:00 am24-10768 / CMGLeonard S. Singer, Esq.Motion Relief from Stay (Fee)Granted
DLJ MTG CAPITAL /Moffett St(McCABE,WEISBERG)



CONF REC DISMISS - NO 341 HEARING
NO HOME OR AUTO INSURANCE PROVIDED AND OTHER DOCS
Matter ResolvedRequest
Adjourment
04/17/2024 9:00 am24-11062 / CMGLINWOOD A JONESMotion Convert Chapter 13 to Chapter 7 (fee)Order Previously Submitted
Matter ResolvedRequest
Adjourment
734/17/2024 9:00 am24-11062 / CMGLINWOOD A JONESMotion Relief from Stay (Fee)Needs Resolution of Issues - Objections
CASE CONVERTED TO CH &

NORTH AV APT (GREENBLATT LIEBERMAN)

mk:I THINK THIS MOTION NEEDS TO ADJ TO A CMG CH 7 HEARING DATE
Matter ResolvedRequest
Adjourment
744/17/2024 9:00 am24-11165 / CMGAllen I. Gorski, Esq.Motion SellRevised Order Submitted
4/17/24(MK) : ONLY 3 CLAIMS IN CASE - 2 SECURED- PAY AT SALE? AND THEN 1 GUC CLAIM SO PLAN WILL BE 1000%. Plan has a j'ment lien for worldwide management 17,785.50 - NO claim filed- STRIKE IT?

NEED ESTIMATE FOR GORSKI ATTY FEES FOR PLAN
WHEN IS CLOSING DATE? mk prob in 30 days
------------------
BAR DATE 4/16: SEE WHAT CLAIM WERE FILED AND IF PLAN IS 100% SALE IS OK

3/15/24 tr objection FILED

3/13/24(mk: atty submitted a Revised Order adding 2 judgment creditors ( from 2007 and 2009) and he file supp cert and serve 2 additional creditors

SALE OF 428 SOUTH LOGAN AV

MK: value 115,000. Sale K for 93,000 . cert says value was arrived at by mtg co and rather than receive exemption of 27,750 and wildcard 1,075 debtor has agreed to give purchaser "gift of equity of 23,250 as a sellers concession towards closing costs of 8,370

sold "as is " so less than market value
debtor say enough to pay liens and all gucs- MK: bar date is 4/16 at sale price appears as of 3/1 NE Equity of 48,816.12( at FMV w/ 13% COS deducted it is $67,405)- proceeds may be able to pay 100%- CLAIMS BAR DATE IS 4/16
PURCHASER IS INSIDER- MOTHER OF DEBTOR"S CHILDEREN AND LIVES W/ DEBTOR AT S. LOGAN AVE.
- what is reason for sale since debtor and purchaser live together in property?
no realtor involved - K prepared by Atty
Matter ResolvedRequest
Adjourment
754/17/2024 9:00 am24-11200 / CMGRobert Cameron Legg, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
5/15/2024 9:00 am

get 34 scheduled and adj this motion

Ar concern debtor's competency- how do we know if debtor was competent at time of signing POA

4/2/24:see response at # 19- debtor is out of rehab and living w/ daughter now -so then he doesn't need to have a POA- per AR - have debtor come to 341

atty says debtor 's competency is fluid- not ready for guardian yet - but..

Debtor response to Tr obj<>MTN ALLOW POA

POA =sister of debtor
3/27/24: TR limited ojb. need more info
POA was signed 3/12/24 AFTER petition was filed 2/7/24
motion for POA filed 3/25 Need more info - was debtor competent to sign POA
cert says in a mental health rehab and does not know when he will be released

debtor signed petition and plan in Feb Need supplemental cert - when did he enter facility? was he competent? needs medical support for his condition
Matter ResolvedRequest
Adjourment
764/17/2024 9:00 am24-11231 / CMGRalph A Ferro, Jr, EsqMotion Relief from Stay (Fee)Granted
SIGNATURE FEDERAL CRED UNION (SCHWARTZ, HANNA)

This creditor filed an unsecured claim which will be treated w/ other gucs in plan- this is to go against co debor George Lawrence

NO PPP'N
Matter ResolvedRequest
Adjourment
774/17/2024 9:00 am24-12254 / CMGMoshe Rothenberg, Esq.Motion Relief from Stay (Fee)Granted
CONSUMER PORTFOLIO/2019 Nissan (BERNSTEIN-BURLEY)
Matter ResolvedRequest
Adjourment
784/17/2024 9:00 am24-12696 / CMGRobert Cameron Legg, Esq.Order Shorten TimeGranted
>>OST<<

MTN EXTEND STAY

plan filed and all schedules filed

prev case - had a company- now give nup the company- no longer in operation. Now he gets paid by 1 person pay check to breton trucking- no deductions no taxes taken out so that is why he has the P & L company is dead
Matter ResolvedRequest
Adjourment
794/17/2024 9:00 am24-13124 / CMGDonald C. Goins, Esq.Motion Extend TimeContinued
5/15/2024 9:00 am

CT - will extend stay to 5/15 to get realtor and see if there is interest in prop- bridge order and then SV motion to be filed


Wilmington obj (Friedman Vartolo)<>MTN TO EXTEND STAY

missing docs filed 4/12 and plan filed 4/15


4/17: creditor : 4th filing Loan due since 2018 Foreclosure j'ment in 2020 and no equity in property.

it is a rental prop. debtor says; this case is different - trying to sell prop- says now has equity. prop not listed yet

New CMA 279,000 creditor says claim is 268,000 so still no equity after closing costs
Matter ResolvedRequest
Adjourment
804/17/2024 10:00 am19-15753 / CMGHerbert B. Raymond, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 120 of 61 required payments   Arrears: $200.00  Total Paid In: $24,098.00
ISSUES AS OF 4/11/2024 (DM): - Atty ok with terms.

***TRUSTEE CAN RECOMMEND CONFIRMATION WITH A LOW BASE AT $24,098 PTD, THEN $200 x 24 STARTING 4/1/24, BASE PLAN, SALE OF OAKS BLVD PROPERTY BY 6/30/24, TRUSTEE SHALL MAKE PAYMENT ON US BANK POC (8-1) PENDING THE SALE, REMAINING IRS SECURED POC (2-2) AND OAKS AT NORTH BRUNSWICK CONDO ASSN SHALL BE PAID AT SALE***

1) Oaks Condo Assn (Antony Chirles, Esq) filed a Response to the MP. No objection to the MP as long as creditor retains recorded lien.


Confirmed Case: $22,502 Ptd, $5,321 x 1, $1,286 x 26, Base Plan.
Prop. MP: $393 x 60, $200 x 24, Base Plan.
- sale of Oaks Blvd by 6/30/24 - pay pending sale.
PTD = $24,098, Arrears $1,508 as MP filed.
Last Claim (11-2) dated 12/7/23.
Matter ResolvedRequest
Adjourment
814/17/2024 10:00 am22-12925 / CMGRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanContinued
5/1/2024 10:00 am
Debtor has made 10 of 24 required payments   Arrears: $8,951.00  Total Paid In: $13,125.00
order is #73

ISSUES AS OF 4/11/2024 (DM):

1) Need motion to approve ERMA funding with a proposed order (Loan Mod standard order) that addresses the Lakeview Loan POC (18-1) claim balance (UNRESOLVED.)

2) Need tax return to verify tax refund disclosed on amended Sch I (UNRESOLVED.)

3) Need Certification regarding tips (UNRESOLVED.)


Confirmed Case: $6,008 Ptd, $1,339 x 48, Base Plan.
Prop. MP: Ptd, $400 x 25, Base Plan.
PTD = $13,125, Arrears $7,612 as MP filed.
Last Claim (20-1) dated 1/27/23.
Matter ResolvedRequest
Adjourment
04/17/2024 10:00 am22-12954 / JNPJENKINS LAW GROUPConfirmation Hearing on Modified PlanContinued
5/1/2024 9:00 am
Debtor has made 10 of 14 required payments   Arrears: $714.00  
NFA
ISSUES AS OF 4/12/2024 (DM):

***Debtor has not started making the higher tier payment in the proposed plan***

***Per latest online comps the house value far exceeds the $35,000 in unsecured creditors. Comp show $387,000 value. House is in good condition per photos. Balboa asked for updated CMA a year ago because comps were from 2021 and beg of 2022. Also many comps were for houses half the size of the debtors house. Debtor now says he got new comps recently but hasnt submitted them. It needs to remain 100% but debtor does not appear to have income now that wife lost her job. Needs to re-file.

1) Wells Fargo filed a bifurcated claim for Bob's Discount Furniture in the amount of $389.18 secured and $1,259.36 unsecured not treated in the plan (TREAT CLAIM AS FILED??)

2) Trustee Balboa Notes:
- When does Cenlar pension loan payment ($265.39 bi-weekly) end for spouse, when was it taken out, what is the payoff, and what was the original amount? (UNRESOLVED)
- CMA disclaimer (only received comps). Also, CMA is from May 2022 (UNRESOLVED).

 Otherwise, would need $1,285 Ptd, then $1,060 x 54 (beg. Sept. 2023) 100% due to Trustee's 122c-2. Atty Fees $4,150/$4,150.

***RESOLVED ISSUES***

A) Freedom Mortgage (BROCK & SCOTT) OBJs - creditor filed $3,740.99 arrears claim on the Lock Ave property not treated in the plan (CONSENT ORDER ENTERED TO PAY ARREARS.)

B) Trustee Balboa Expense OBJ:
- Excessive Expenses: $870 electric/heat/gas, $634 tele/cell, $1,400 food, $450 personal care, $580 transportation, $200 entertainment (AMENDED SCH J COVERS SOME OF THESE EXPENSES.)

C) Trustee Balboa Notes:
- Need amended Sch I: Atty advised that Debtor is no longer a part-time bartender so line item should be removes. Also, there is -$1,229.06 in monthly net disposable income. Plan is NOT feasible, please review. (AMENDED SCH I&J FILED.)
- When does Mt. Ephraim Board of Ed pension loan payment ($392.14 bi-weekly) end, when was it taken out, what is the payoff, and what was the orig
Matter ResolvedRequest
Adjourment
824/17/2024 10:00 am22-15349 / CMGDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanContinued
5/15/2024 10:00 am
Debtor has made 7 of 21 required payments   Arrears: $9,297.00  Total Paid In: $10,500.00
need to provide updated I & J- and evidence of amt of Workers comp $

issues as of 4/5/2024 (JMA)

1) Modified plan states that plan payments are being reduced and that proceeds from pending workers comp settlement to be paid. Is there a specified amount that is to be paid? The original plan base was $79,584.

proposed plan $10,000 paid to date, $500x40 plus proceeds from pending workers comp settlement
paid in $10,000
arrears $9,797
39 months to go
Matter ResolvedRequest
Adjourment
834/17/2024 10:00 am22-18827 / CMGLee M. Perlman, Esq.Confirmation Hearing on Modified PlanContinued
5/1/2024 10:00 am
Debtor has made 9 of 17 required payments   Arrears: $5,499.00  Total Paid In: $27,306.00
Debtor atty requested adjournment to resolve all issues.

As of 4/12/24 (DS): 1. MFR for 2016 Jeep by American Heritage, post petition arrears $1,458.50, sched 5/1/24. Need outcome.

2. Mod plan proposes to pay Ally (2014 Ford) claim in full $8,601.46, however, case was previously confirmed to only pay arrears $696.54. Claim filed 1/1/23 had a balance of $11,082.33. MFR heard 11/1/23 by Ally for car shows order was to be submitted, no consent order was ever entered. Per notes at hearing Debtor wants to add to plan. Need amount owed and consent order with creditor.

3. MFR by Trustee and mortgage company was confirmed with consent order entered 8/10/23 for conduit payments to mortgage $3,100 for 52 months, but is no longer proposing conduit and just paying post-pet arrears through plan. This needs to be resove mortgafolved. Will conduit payments remain? PER ATTY CONTINUE CONDUIT PAYMENTS.

4. If paying car claim in full, will also need to file amended Sched J to remove the car payment $390 and remove mortgage expense as well.

MP Prop $24,206 PTD; $965 x 44; Base
- Ally Financial to be paid in full by 2/2025.
Matter ResolvedRequest
Adjourment
844/17/2024 10:00 am23-10486 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 15 of 15 required payments   Arrears: $0  
Total Paid In: $11,250.00
As of 4/12/24 (DS): Ok to confirm at $11,250 paid, $750 x 21 begin 5/1/24; 100% with min. div. $319,925 to gucs due to non-exempt equity;
- Sale of 718-725 Main St with liquor license by 11/1/24.
- Non-exempt proceeds from sale to Trustee.
- Trustee to continue paying arrears Claim#3-1 of Reverse Mortgage.
- Trustee standard order of distribution.

As of 3/1/24 (DS): Debtor atty requested adjournment to allow time to get 2022 tax return

3/6/24 (DS): Once amended consent order entered with Reverse Mtg - NO OBJ FILED BY CREDITOR - Need to confirm at $9,750 paid, $750 x 23 begin 3/1/24; 100% to gucs with a minimum dividend $319,925, due to non-exempt equity.
- Sale of 718-720 Main St by 11/1/24, plus non-exempt proceeds from sale to Trustee.
- OneMain Financial claim#1-1 to be treated outside (No payment on secured or gucs portions).
- Per C/O entered 5/1/23 with Reverse Mtg claim#3-1 to be paid thru plan with Sale of Bar/Restaurant and Debtor to pay escrow on Reverse Mtg payments and maintain insurance. NO OBJ FILED BY CREDITOR.

1. Need 2022 tax returns, per confirming order dated 4/10/23 Debtor to provide on or before 5/31/23. - PROVIDED, NO REFUND.

2. Consent order entered 5/1/23 with Reverse Mortgage agreed to sale done 9 months, which woud be 2/1/24 and has passed. Will need amended consent order.

MP Prop $750 x 36 begin 2/1/23; 100% and Sale of 718-720 Main St w/Liquor License by 11/1/24
- Extends time to sell business property w/liquor license.
Note: 2022 tax return provided 3/6/24, no refund.
Matter ResolvedRequest
Adjourment
854/17/2024 10:00 am23-11657 / CMGLaurence R. Sheller, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 13 required payments   Arrears: $0  
Total Paid In: $6,590.00
updated 4/9/2024 (JMA)

ok to confirm at $6,311.46 paid to date, $579x47 begin 5/1/2024 base plan with loan modification by June 11, 2024
-Trustee will pay arrears on Freedom Mortgage claim #15 while loan mod is pending

issues as of 4/5/2024 (JMA)

1) Modified plan Part 1d states arrears will be paid while loan mod is pending. Part 4a states arrears to be resolved by loan mod - which is it? Sent email to debtors counsel to clarify treatment

Matter ResolvedRequest
Adjourment
864/17/2024 10:00 am23-11662 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 10 of 13 required payments   Arrears: $0  
Total Paid In: $28,430.00
4/18?25(mk) add to lang for amended order : Tr to pay post pet arrears of $6668.24 to NJ Housing. OTBS w/in 30 days AND CORRECT PAYMENT TO 496 X23 BEGIN 5/1/24

4/15/24(mk) UPDATED. numbers reworked to acct for supp fees 1,000

As of 4/10/24(mk): EMAIL TO ATTY - THE CALCULATION DOES NOT INCLUDE ANY PRSSIBLE SUPPL ATTY FEES SO NEED TO LET ME KNOW IF WILL BE FILING AN APLICATION

**CAN REC CONFIRM AT $28,429.50 PTD THEN $450 X 23 BEGIN 5/1/24. 100%. Gap payment marked PTD $1867.37 with LM completion and Trustee has terminated conduit payment.
Plan shortened to total 36 mos. Must file application for supplemental atty fees w/in 7 days of confirming order**



3/28(mk) per atty: got word from the lender's counsel; no payment history but the account is due as follows per their attorney's office.
$1667.06 x 4 (January through April) $0 in suspense

there is 7,320.80 906.79 on reserve


3/20: atty says last info was lender did not update system to reflect LM - need to back fill and get payment history - needs time


AS of 3/14/24(mk):email to atty

there is 7,320.80 906.79 on reserve- atty thinks mtg co may be expecting that- he is getting a pay history from lender. once i have the answer as to whether i need to add in post pet thru march( debtor would pay lender directly Begin April 2024 then i can work it up


>>THERE IS EXCESS DISPOS INCOME OF $1,937.97 PER MONTH SO THIS CAN BE PAID OFF MUCH SOONER Plan has only run 12 mos so have to confirm for 24 mos .


Debtor received a loan modification. Loan modification intentions have been removed as well as mortgage arrears. Cenlar Mortgage Central loan Admin is now unaffected in the plan.

Debtor is paying 100% to unsecured creditors due to increased disposable income on Schedule J.


MP proposes$350 X 50; 100%
LM COMPLETED
100% PLAN
plan has run 12 mos and 48 remain

PREV CONF:$3,480 PD TO DATE (3 MOS) $2,912 X 57 BEGIN 7/1/23; POT BASE $169,464; ATTY $4100/$4750
LM W/N
Matter ResolvedRequest
Adjourment
874/17/2024 10:00 am23-11881 / CMGJohn H. Anlian, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 5 of 13 required payments   Arrears: $15,000.00  Total Paid In: $14,800.00
Matter ResolvedRequest
Adjourment
884/17/2024 10:00 am23-13759 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 11 of 11 required payments   Arrears: $0  
Total Paid In: $6,451.00
issues as of 4/5/2024 (JMA)

ok to confirm at $6,451 paid to date, $668x49 begin 5/1/2024 100% plan
-claim # 7 Sunnova TE Management I LLC amended to guc claim, lease is assumed and per modiified plan to pay $1,643.27 through plan

proposed plan $4,648 paid to date, $668x52 100% plan
paid in $6,451
49 months to go in plan
Matter ResolvedRequest
Adjourment
894/17/2024 10:00 am23-13831 / CMGMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledContinued
6/5/2024 10:00 am
Debtor has made 11 of 11 required payments   Arrears: $0  
Total Paid In: $1,100.00
4/17: motion to Modify Mtg claim for -0- arrears filed and on 6/5/24


4/3 workup for the 4/17 calendar EDC

same issues as of 3/11/2024 (JMA) - NEED AMENDED PROOF OF CLAIM SHOWING ARREARS PAID

1) Modified plan after confirmation states plan no longer includes loan mod as mortgage arrears have been treated and claim is now unaffected by the plan. The claim filed by secured creditor has not been amended to zero. Order approving loan mod not filed. Need to resolve


proposed plan $100x36 base plan
paid in $1,000
26 months to go
Matter ResolvedRequest
Adjourment
904/17/2024 10:00 am23-15257 / CMGAmy Lynn Bennecoff Ginsburg, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 9 of 10 required payments   Arrears: $330.00  
ADJ to 5/15 Peremptory for 341 to be conducted on 5/9. If 341 is conducted, then confirmation can be adjourned if necessary (dm)

ISSUES AS OF 4/11/2024 (DM):

***Case is 10 months old and 341 still has not been conducted - RECOMMEND DISMISSAL***

341 has been rescheduled for 4/4/24. NOT HELD

1/16/24(mk) email to atty we will use Trulia value of 213,400 unless she gets us a CMA and need to get copy of DEED from County Clerk NEEDS A 341 DATE- we have Deed in docs now.


Prop. Plan $330 x 60, Base Plan
PTD 9/10 = $2,970
Last Claim (1-1)
Matter ResolvedRequest
Adjourment
914/17/2024 10:00 am23-16024 / CMGPRO SEOrder Vacate Dismissal of CaseContinued
5/15/2024 10:00 am
Debtor has made 7 of 9 required payments   Arrears: $87.00  
4/15(mk): sent email to debtor

mk: 341 was not held - so needs to adj for that Payment has to increase - only 2 claim in case - the car and 1 guc so can be 100% and we may not need to deal w/ the PI claim - WILL NEED TO ADJ TO 5/15/24 FOR 341 TO TAKE PLACE AND THEN IF DEBTOR IS ABLE TO PAY THE HIGHER PLAN AMT TR WILL ASK CT TO CONFIRM AT NEXT HEARING - no objections have been filed.

DEBTOR SHOULD MAKE AN APRIL PAYMENT


As of 4/10/24(mk):
only 2 creditor in case- no objections other than TR both regular and Gov bar dates have passed- Need Ct to rule on not including the PI case???

if he appears at a 341 then payment goes up

**CAN REC CONFIRM AT $303 PTD Then $75 x 51 Begin 5/1/24 100%. Must file pre conf certification with in 10 days**


adj to try to consult w/ atty

CASE IS MOS OLD- also sent email to PI atty asking if the child support lien/issue was resolved w/ respect to the settlement of the PI case.

3/19/24: ONLY CHANGE / UPDATE HAS BEEN A PAYMENT OF$ 174 POSTED TODAY which brough him current thru FEB. so march payment is due and no amended sch B & C filed for PI case or motion for retention . A Arrears $43.64 . NOTHING ELSE DONE SINCE MY FEB 21 EMAIL DETAILED BELOW

3/15/24(mk):

NOW we are in March and arrears are $217.64. LAST & ONLY PAYMENT PAY WAS 10/23.
Nothing has been filed paid or done on the case since my 2/21/24 email to debtor and non filing spouse.


2/21/23 Mk: email to debtor -attached forms for retention of professional . snet new plan form for him, attached the car/Santander proof of claim. Instructions for bankruptcy forms off the Ct's website and a blank petition( for his amended schedules) also from the Ct's website. I explained the process of retention of professional for his PI Atty in the body of the email and the need for amended schedules B & C to list the P I case. Also tol him ( as of 2/21) his arrears were 174.31.

pay arrears to Tr- debtor says wife to get tax refund

need amended sch B & C for
Matter ResolvedRequest
Adjourment
924/17/2024 10:00 am23-16248 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
5/1/2024 10:00 am
Debtor has made 2 of 9 required payments   Arrears: $7,255.00  Total Paid In: $6,368.00
mk: per DM - need to adj to 5/1 . may be adding post petition arrears and cert of default is 5/1 and payments are in transit.

4/16/24 - checking for payments in transit electronically (dm)

ISSUES AS OF 4/11/2024 (DM):

 Freedom Mortgage (BROCK & SCOTT) Cert of Default filed - OBJ deadline is 4/12/24.

1) NJR Clean Energy (Andrew Kelly) OBJs - there are $2,972 pre-petition lease arrears for solar equipment that is not treated in the MP (OTBS - assumption of lease with no plan payment.)

2) Trustee OBJ:
- MP amends treatment to Quantum3 from secured unaffected (confirmed terms) to a cram of $2,500 secured for doors and windows - this amended treatment needs to be served on the creditor (REVIEW DOC 71 - service made now cram with GUC balance.)

- MP proposes a cram of Citibank/The Home Depot in Part 7b, but required data is not populated in Part 4d (STRIKE??)


Confirmed Case: $4,868 Ptd, $500 x 2, $2,585 x 54, $73,368 Min Div.
Prop. MP: $1,934 x 2, $500 x 5, $2,082 x 53, $73,368 Min Div.
PTD = $6,368, Arrears $2,085 as MP filed.
Last Claim (44-1) dated 10/24/23.
Matter ResolvedRequest
Adjourment
934/17/2024 10:00 am23-16506 / CMGRussell L. Low, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 1 of 9 required payments   Arrears: $0  
Total Paid In: $1,350.00
4/16 updated Workup for the 4/10 calendar EDC - Atty agrees to terms

EITHER CONFIRM PER BELOW OR DISMISS CASE IS 9 MONTHS OLD EDC

MP PROPOSES paid to date then $1043 x 52 remaining BUT CLAIMS STILL NOT ADDRESSED IN MP. IF ADD CLAIMS AND EQUITY IN STOCK AND THE HOME THE PLAN NEEDS:

****$1350 PAID THEN $1503 X 51 BEG 5/1/24-PRO RATA WITH MIN OF $61,759 TO UNSECURED---TRUSTEE TO PAY TD BANK, WELLS FARGO AND NEW REZ FILED ARREARAGE CLAIMS----QUANTUM GROUP CLAIM TO BE TREATED OUTSIDE OF THE PLAN-----TRUSTEE TO PAY UNSECURED PORTION OF TD BANK AND WELLS FARGO CLAIMS PRO RATA WITH OTHER UNSECURED CLAIMS *****


*$47,966 in stock value per certification AND $28,858 IN HOUSE--ADDED TO NON-EXEMPT

NOTHING HAS BEEN DONE THE LAST 2 TIMES IT WAS ADJ-TRUSTEE RECOMMENDS DISMISSAL

1) Trustee objection to confirmation - need to resolve
- Proof of income verifies much higher, per year to date net income. Also 2022 tax returns show a much higher gross income for Debtor, which would agree with year to date income per pay stubs. INCOME OK DEBTOR PAID ONCE MONTHLY
- Need proof of income for April and May 2023, balance statement owed to LoanPal for solar panels and balance statement for 401(k) loan, prior to filing date.


proposed plan $150x60 base plan
paid in $600
last claim 22
----------------
Resolved
* Quantum 3 group LLC claim #21 is for solar panels(not furniture). The claim does not show arrears due - not treated in plan - need to resolve - PAY OUTSIDE OF THE PLAN
3) Wells Fargo Bank claim #9 is a bifurcated claim which is not treated in the plan - need to resolve - STILL NEED TO ADVISE TRUSTEE HOW THIS CLAIM SHOULD BE TREATED. EITHER PAY THROUGH PLAN OR MOVE AGAINST IT

2) TD Retail Card Services claim #6 is a bifurcated claim which is not treated in the plan - need to resolve - WILL PAY WITH OTHER CLAIMS
- The current Plan does not specify treatment of TD Retail/Raymour & Flanigan and Wells Fargo/Value City Furniture under the Plan. TRUSTEE WILL PAY
- Proof of 2
Matter ResolvedRequest
Adjourment
944/17/2024 10:00 am23-16926 / CMGMarcia Y. Phillips, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 14 of 8 required payments   Arrears: $68,177.00  
4/17: debtors have $ 67,000 and will send $

As of 4/9/24 (DS):

1. Mod plan propose lump sum payment $67,000 in month 7, which has passed and no payment made. No payment has been made since 2/6/24, Debtor in arrears $70,500.

2. Mod Plan fails to include arrears owed to Lakeview $4,076.78, specify treatment of US Dept of HUD and TD Retail/Raymour & Flanigan bifircated claim.

3. Trustee obj:
- There is $146,044.55 non-exempt equity in real property, $2,224 in car and $3,707.35 in bank accts total $151,975.90.
- Add to confirming order non-exempt proceeds from auto accident to Trustee.
- Need to resolve creditor objection.
- Excessive expenses on Sched J: Car insurance $832 (Debtor testified $698) and $600 for support of grown. Amend Sched J to correct auto insurance and remove $600 in support.

4. TD Retail/Raymour & Flanigan filed bifurcated claim, secured $2,179, unsecured $1,522.09, no arrears. Claim needs to be resolved. IS TRUSTEE TO PAY CLAIM OR IS CLAIM TO BE TREATED OUTSIDE?

MP in 14 days

2/21/24 (DS): 1. Plan proposed sale of Adams St to be done by 2/1/24. What is the status of sale? Will need mod plan to address and documents with regards to sale. MK: no longer want to sell prop - now MP to use co- debtor w/d 401K plan

2. BELOW ISSUES REMAIN UNRESOLVED.

NS 2nd call - dismissed w/o prej-motion to vacate dismissal granted 1/17
MK: says uploaded bank statments

11/15/23 (DS): 1. Trustee obj to the following:
- BOTH BANK ACCT STATEMENTS PROVIDED AND THERE IS NON-EXEMPT EQUITY IN BOTH ACCTS $3,514.72 AND $192.63.
- There is $146,044.55 non-exempt equity in real property, $2,224 in car and $3,707.35 in bank accts total $151,975.90.
- Add to confirming order non-exempt proceeds from auto accident to Trustee.
- Need to resolve creditor objection.
- Excessive expenses on Sched J: Car insurance $832 (Debtor testified $698) and $600 for support of grown. Amend Sched J to correct auto insurance and remove $600 in support.

2. Lakeview Loan (MCCABE, WEIS
Matter ResolvedRequest
Adjourment
954/17/2024 10:00 am23-17525 / CMGAndy Winchell, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  

4/17; sale has not closed- creditor says post final j/ment and payoff needs to be requested form foreclosure atty - who is different that bkcy atty- NOT DEBTORS DELAY
creditor is working on it and then will close in next 2-3 weeks

AR RESOLVE OR HOLD
ISSUES AS OF 4/11/2024 (DM):

***Debtor is proposing plan payments of $850 per month while income is strictly SSI. If debtor has a closing date for the sale, then pending plan should be denied, sale needs to take place with all non-exempt proceeds turned over to the Trustee, and a MP to be filed within 14 days***

 3/6 email to Atty advising of 2015 estimated NJ tax claim. Sale now in early April (dm)
 Motion to Sell pending (ORDER ENTERED.)
 MFR (Friedman Vartolo) pending (OTBS.)

1) Shellpoint Mtg (Friedman Vartolo) OBJs - creditor wants stay relief if property is not sold within time frame that creditor agrees to (UNRESOLVED.)

2) State of NJ filed an unsecured claim that includes estimated taxes for 2015 (UNRESOLVED.)

3) MP provides $2,878.06 secured treatment to the State of NJ - no POC filed (STRIKE??)

4) Trustee OBJ:
- Debtor has insufficient income.
- Need CMA with comparative properties sold within 6 months of filing (USING CONTRACT PRICE OF $287,000, THERE IS $15,404 NON-EXEMPT EQUITY.)
- There is $3,692 non-exempt equity in BOA account (LANGUAGE ADDED.)
- Atty must file fee application within 7 days of confirmation (LANGUAGE ADDED.)

***RESOLVED ISSUES***

 Motion to Expunge POC (11-1) pending 3/20/24 - amended POC (11-2) filed 2/27/24.

A) DC Gov't Office of Tax & Revenue filed $13,485.66 amended secured POC (11-2) - pending Motion to Expunge was filed with respect to POC (11-1) and proposed order incorrectly references POC #17 - proposed order will need to be amended to correct POC number and provide more detail - is debtor looking to expunge the claim based upon his Certification or just make entire claim unsecured (POC HAS BEEN WITHDRAWN AND MOTION TO EXPUNGE THE POC WAS ALSO GRANTED.)

B) Trus
Matter ResolvedRequest
Adjourment
964/17/2024 10:00 am23-17616 / CMGJoseph Casello, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 8 required payments   Arrears: $0  
Total Paid In: $9,400.00
ISSUES AS OF 4/11/2024 (DM): Updated 4/16/24.

***In order to fund the plan and satisfy the priority/secured claims, the plan needs to confirm at $9,400 PTD, THEN $2,208 x 52 STARTING 5/1/24, BASE PLAN. TRUSTEE IS AUTHORIZED TO PAY THE IRS PRIORITY POC (23-1). VALLEY NATIONAL BANK POC (1-1) THAT SECURES THE 2023 KIA FORTE IS SURRENDERED. HYUNDAI CAPITAL POC (4-1) FOR THE LEASED 2023 KIA SOUL IS ASSUMED. NISSAN MOTOR POC (11-1) FOR THE 2019 NISSAN MAXIMA SHALL BE TREATED AS SECURED UNAFFECTED. NISSAN MOTOR POC (12-1) FOR THE 2019 NISSAN SENTRA SHALL BE TREATED AS SECURED UNAFFECTED. PRE-CONFIRMATION CERTIFICATION SHALL BE FILED WITHIN 14 DAYS***

1) Trustee OBJ:
- Tax refund of $4,696 was not prorated and included in disposable income calculation.
- Disposable income verifies at $2,141 not taking away the excessive car payments.

- Excessive Expenses: 4 car payments $573, $249.50, $100 and $299.89, not including another claim filed by Capital One (2023 Hyundai Kona) payment is $789.81.

- Nissan Maxima payment $573 ends month 25.
- Lease $100 car payment (2023 Kia Soul) ends in month 25.
- Must file Pre-confirmation certificate.

Note: Aetna POI provided. Homeowner insurance is current and expires 4/10/24.

***RESOLVED ISSUES***

A) Investors Bank (POWERS) OBJs - $156,985.87 arrears not treated and Loan Mod is speculative (LOAN MOD ORDER ENTERED 3/15/24.)

B) PNC Bank (FEIN) OBJs to $20,000 full satisfaction of secured claim treatment - creditor asserts a 2nd mtg claim for $203,883 total (CONSENT ORDER ENTERED - CLAIM BIFURCATED TO $101,941.57 SECURED AND $101,941.57 UNSECURED.)

C) Plan provides $9,944 treatment for SBA loan on Grouse Way property - no POC filed (MP REMOVES.)

D) Capital One (LAVIN, CEDRONE, GRAVER) OBJs - plan fails to treat 2023 Hyundai Kona (MP TREATS AS SECURED UNAFFECTED - OBJ WITHDRAWN.)

E) IRS filed $7,087.61 priority claim not treated in the plan (OKAY TO ADD?? - Yes.)

F) MP removes treatment from Valley National on 2023 Kia Forte (TREAT A
Matter ResolvedRequest
Adjourment
974/17/2024 10:00 am23-17711 / CMGBrad J. Sadek, Esq.Confirmation Hearing on Modified PlanContinued
5/15/2024 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $500.00  

AR 5-15 RESOLVE OR HOLD
AS OF 4/10/24 (SF)

1. State of NJ unsecured claim 19-1 is estimated (NEED AMENDED CLAIM for guc portion) NEEDS TIME and may need a MP

2. Trustee objection:

- Plan does not state that student loans will be paid outside of the plan.

- Need a Modified Plan that steps up trustee payment by $500 in March, 2025 when car loan is paid off.

- Verified income leaves monthly disposable income of $1,770.05.

- Reviewed the 22C, monthly gross income is $7,787.50. Line 17 (involuntary deductions)
should be $0 and Line 23 (optional telephone services) requires documentation. Per the
22C, monthly disposable income is $795 which requires a minimum dividend of $47,700 to
general unsecured creditors.

- Need to file Pre-Confirmation Certification.


Plan proposes $1250 x 60 Base
Payments: 6.16/7 Arrears: 500





Matter ResolvedRequest
Adjourment
994/17/2024 10:00 am23-17725 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 7 of 7 required payments   Arrears: $0  

atty says needs new MP in 14 days


AS OF 4/11/24 (SF) - Adj request denied. An appearance is required

adj to 4/17 to be on w/ motion - PREEMTORY - Resolve or D


1. There is a modified plan but it does not resolve all of the issues. Is there an order resolving the State of NJ claims balances to be paid outside?
DUE TO HIGHER CLAIMS FILED, THE PLAN IS NOT FEASIBLE


MP(#35) filed and on for 5/1/24
FYI Motion to approve LM will be granted- obj deadline is 4/17(mk)


2. The plan now proposes crams of claims 20-2 Grassy Sprain and 23-1 State of NJ Worker's Compensation but there is no separate proof of service

3. I and J amended. Need updated contribution affidavits from family members

4. Objection filed by Grassy Sprain Group (McDowell) - failure to provide for payment of judgement claim in the amount of $50,912.56 through the plan (MOTION TO APPROVE LOAN MOD SCHEDULED FOR 5/1/24)

5. State of NJ filed estimated priority claim 19-2 (NEED AMENDED CLAIM)

6. State of NJ filed secured claim 19-1 in the amount of $49,201.13 which is not addressed in plan. PLAN IS NOT FEASIBLE

7. State of NJ filed secured judgement claim 23-1 in the amount of $180,413.32 which is not addressed in plan. (MP FILED TO CRAM BUT NO SERVICE)

8. Trustee objection:

- The debtor has insufficient income. Disposable income verifies $ -265.83, no income from
Debtor. (Budget amended, need contribution affs)

- The debtor has failed to file a feasible plan - that can pay all secured/unsecured priority claims.

- The current Plan does not specify treatment of tax claims and secured/judgment liens
filed and not in plan: US Dept of HUD (no arrears, but not in plan), State of NJ taxes $49,201.13 secured and priority $13,000 (estimated), Grassy Sprain $50,912.56 (judgment) and State of NJ workers comp $180,413.32 (judgment). (MP FILED)


Plan proposes $200 x 7; $1286.80 X 53 Base
Payments: 7/7


RESOLVED ISSUES:
- Objection filed by Pennymac Loan (Lebron) - failure to provide for paym
Matter ResolvedRequest
Adjourment
1004/17/2024 10:00 am23-17833 / CMGMelinda D Middlebrooks, EsqOrder Vacate Dismissal of CaseContinued
5/1/2024 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

TFS payment is scheduled for $7000 - waiting for it to post. Debtor was to be completely current.

AS OF 4/10/24 (SF)

1. Motion for Relief just filed by PHH Mortgage scheduled for 4/17 at 9 (OTBS) - Need copy of order. Will there be creditor fees?

2. Trustee Objection:

- The debtor has insufficient income

-There is $39,874 non-exempt equity in house (100% Plan.)


Plan proposes $3500 x 60 100% Plan; Loan Mod in 6 months (Loan mod is removed per order resolving objection)

Payments: 5/7 Arrears: $7000


RESOLVED ISSUES:
-Need to file Pre-Confirmation Certification with Court (FILED)
- Objection filed by Deutsche Bank (Jennings) - The Plan proposes to cure the pre-petition arrears via a loan modification, however a loan modification was recently denied on April 25, 2023 due to the account having already been modified the maximum amount of times by Owner. As such, only a short sale or deed in lieu of foreclosure. (OTBS TO PAY ARREARS) pay arrears, loan mod is removed
- State of NJ filed estimated secured claim 3-2 (NEED AMENDED CLAIM) (RESOLVED VIA CONSENT ORDER)
- Need to provide Wells Fargo acct #5798 for August and July 2023 (RECEIVED) Business account
Matter ResolvedRequest
Adjourment
1014/17/2024 10:00 am23-17981 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
6/5/2024 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $1,200.00  
4/16 24; 122c filed- Needs 341 date


As of 4/9/24(mk) STILL NO 341 SCHEDULED
1/3 payments0 Arrears 1,200


341 2/29- NOT HELD- missing docs
1/2 payments

converted to ch 13- Dan is subst atty and sent 2022 returns to TR and had appraisal

3/6/24:Order submitted resolving Penny Mac Objection- Pay POC $2,106.87
Matter ResolvedRequest
Adjourment
1024/17/2024 10:00 am23-17985 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $1,000.00  

PEREMPTORY
Mk: IRS amended their claim but st of NJ has not- all returns submitted and notion vs st of Nj on for 5/15.s far as the missing business returns, the company shut down years ago and many of the alleged missing returns were for periods after the company ceased operation. NEED A CERT ON THIS(mk)

4/1 Workup for the 4/17 calendar EDC
SAME ISSUES AS JANUARY AND FEBRUARY HEARING

*motion for relief Wilmington mortgage on for 4/3 needs resolution

SAME ISSUES AS JANUARY AND FEBRUARY HEARING

1) IRS claim #1 estimated for 2019-2021 taxes - STILL ESTIMATED, NEED AMENDED CLAIM

2) Trustee objection to confirmation - need to resolve
- copy of the last filed tax return - 2022 prior to confirmation.
- here is $124,392 in non exempt equity in the residence. Needs to be 100% plan.
- There is $8,443 in non exempt equity in the 2015 Chevy.
- Need to file Pre-Confirmation Certification.


proposed paln $1000x60 base plan
paid in $3,000
arrears $1,000
last claim 20

RESOLVED ISSUES:
- Need proof of insurance for the 2015 Chevy. PROVIDED, RESOLVED
Matter ResolvedRequest
Adjourment
1034/17/2024 10:00 am23-17987 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $787.00  Total Paid In: $4,500.00
AS OF 4/11/24 (SF) -

Property sold on 3/29/24

RECOMMEND $4500 PTD, $787 X 30 (BEGIN 4/1/24) 100% PLAN; NONEXEMPT PROCEEDS FROM SALE THAT TOOK PLACE ON 3/29/24 TO BE TURNED OVER TO TRUSTEE IMMEDIATELY
- ROBBINSVILLE PER PLAN TAX CLAIM TO BE STRICKEN FROM PLAN AS NO CLAIM WAS FILED
- PRESERVE N/E EQUITY OF $133,836 IN CONF ORDER


1. Trustee objection:

- There is non-exempt equity in real property $104,180, 2018 Audi $5,597.50, 2016 BMW 1/2 interest $15,318.50, 2007 Audi S4 $2,283 and Wells Fargo acct 1/2 interest $2,000.

- Add to confirming order non-exempt proceeds from sale of real property to Trustee.



Plan proposes $750 X 36 100% Plan; Sale by 8/31/24
Payments: 6/7 Arrears: $750


RESOLVED ISSUES:
- Objection filed by Wells Fargo (Fissel) - failure to pay arrears of $44,067.14 (RESOLVED) PAY ARREARS
- Objection filed by Wells Fargo (Powers Kirn) - failure to pay arrears; speculative sale and failure to provide for adequate protection payments (RESOLVED VIA CONSENT ORDER. Debtor to pay arrears through plan)
- IRS filed estimated priority claim 1-1 (MENDED)

- State of NJ filed estimated priority claim 8-1 (AMENDED)
- Motion for Relief by Wells Fargo (1st mortgage) 1/17 at 9 (GRANTED)
- Must file Pre-confirmation certificate. (FILED)

- Stay is vacated as to Wells Fargo, 1st mortgage

- Motion for Relief by Wells Fargo (Fissel) (2nd mortgage) - scheduled for 4/3/24 at 9

- IRS filed secured claim 1-1 in the amount of $44,094.73 which is not addressed in plan (OK TO PAY?)
Matter ResolvedRequest
Adjourment
1044/17/2024 10:00 am23-18048 / CMGAndrew M. Carroll, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $702.00
Adjourned peremptory, no further adjournments will be granted.
4/3 Workup for the 4/17 calendar EDC

**IF OBJ RESOLVED WITH MORTGAGE WE CAN CONFIRM---$100 x 60 begin 10/1/23; 100% and Sale of Balfour Ln by 6/1/24---TRUSTEE TO PRESERVE EQUITY OF $33442 IN REAL PROPERTY---TRUSTEE WILL PAY SECURED PORTION OF WILLINGBORO CLAIM---
TRUSTEE WILL PAY MTG ASSETS PENDING SALE ***
add co within with lender 30day s

---LOW BASE PENDING SALE

1. Trustee obj to the following:
- Must file Pre-confirmation certificate. done

2. Nationstar/Mortgage Asset (MCCALLA RAYMER LEIBERT PIERCE) obj to sale being speculative. (Zillow does not list property for sale and sale is to be by 1/1/24?). Must resolve obj.

Prop mp Plan $100 x 60 begin 10/1/23; 100% and Sale of Balfour Ln by 6/1/24
-----------------
RESOLVED
3. Willingboro Tax Collector filed secured claim for $1,205.13, not priority per Plan $4,613.01.
- There is non-exempt equity in real property $33,442.84. Bar date has passed, total gucs filed $432.90. OK 100% MP PLAN
1. Plan proposed sale of real property by 1/1/24. What is the status of sale? MP FILED

Matter ResolvedRequest
Adjourment
1054/17/2024 10:00 am23-18083 / CMGSteven D. Pertuz, Esq.Confirmation Hearing on Modified PlanContinued
5/15/2024 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $432.00  

30 day for both co peremptory

AS OF 4/11/24 (SF)

Adj. Peremptory. Attorney must provide copy of listing agreement and Retention of Realtor order by 4/8/24 (NOT RECEIVED)


1. Modified plan proposes to avoid lien of Tajuddin Haslani. Trustee objects because there is no separate service. Also the plan states that there is no perfected lien.
(need to determine if this is really a secured claim as it affects the property valuations)

2. Objection filed by Planet Home Lending (Wohlrab) - failure to pay arrears of $76,992.18
and objects to confirmation unless a consent order is entered giving stay relief should the property not be sold within an appropriate time frame
otbs 6 mo to sell 30 bela vista wi 60 day if no sale realtor

3. Objection filed by XIII Goup LLC d/b/a Watch Trading Co. (Javier Lopez) - Debtor was given line of credit to purchase watches and loan was never repaid. Creditor has a judgment. WTC respectfully requests that Plan confirmation be denied, that the Debtor's asset disclosures be investigated, that WTC's claim not be subject to a discharge order under the Chapter 13 Plan. Creditor filed unsecured claim for $847,938.37.
co withdraw obj

4. Adv. Complaint (23-18083) filed by XIII Group/Watch Trading to determine dischargeability of claim. Summons and Notice of Pretrial conference 3/20/24 at 3

5. Township of Woodbridge has not filed a claim. Should the per plan claim be stricken?

6. Trustee objection:

- There is $125,521 in non exempt equity in the real estate.

- There is $2,039 in non exempt equity in the bank accounts.

- Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan.



Plan proposes $432.23 x 12; $1500 x 48 Base; Sale of real estate in 12 months
Payments: 6/7 Arrears: $432.23


RESOLVED ISSUES:

- Motion for Relief filed by Planet Home Lending scheduled for 2/7 at 9 (Order entered)
- The current Plan does not specify treatment of secured clai
Matter ResolvedRequest
Adjourment
1064/17/2024 10:00 am23-18292 / CMGPRO SEConfirmation Hearing ScheduledPlan DeniedDebtor has made 7 of 7 required payments   Arrears: $0  

ct used words bad faith filing and plan and laid out the facts not dealing w/ mtg in plan.JjUDGE READ DECISON ON RECORD

4/17: Ray Lebon rep Shellpoint( took over form Nationstar) as far as obj to plan
C Walrob rep Shellpoint in Adv. Pro,
Mc Calla rep resurgent/ Westlake cap'l- - for Car


As of 3/28/24(mk):

WHAT IS THE POINT OF THIS CASE? DEBTOR REFUESES TO TREAT THE MTG CLAIM AND THERE ARE ONLY 2 UNSECURED CREDITORS THAT HAVE FILED CLAIMS IN TH CASE FOR A TOTAL OF $20 . . THE PTD IS $720.

1.Trustee Objection:
Plan disregard Ct's prior ruling about treatment of Mtg in plan.
- plan fails to treat mortgage claim #2-1 for $222,680.76
- plan fails to treat unsecured creditors
-plan has vesting of property at Discharge- that means Tr has to be listed as loss payee on all insurance OR add language to making vesting upon confirmation.
-Order of distribution to be Trustee standard order.


There is a no order respecting Amendment to schedules file 3/7/24: so added creditors (IF DEBTOR PEOPRLY SERVED THE ORDER ,PLAN AND NOTICE OF HEARING ON THEM) have 60 days so by 5/6/24- but his current plan fails to treat unsecured creditors


2. Objection by Nationstar( lebron)


Plan:120 x 36 PART 5 IS BLANK
6/6 PAYMENTS
Matter ResolvedRequest
Adjourment
1074/17/2024 10:00 am23-18533 / CMGJoseph Casello, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 3 of 7 required payments   Arrears: $4,000.00  
adj 5/15- NFA
4/16: CO submitted resolving obj by United teletech- Pay arrears claim $1,217
Mk: atty sent proof of 2 payments to post today 3,000 and 1,000 on 4/17 - NEEDS TO POST as to income- atty says P & L from insurance agency- filed sept- best mos are march- sept and insurance agency went thru a Ch 11- will address rest of obj.

arrears are 4,000 as of 4/15/24

PER LAST TIME: be current by 4/17/ hearing

4/10 Workup for the 4/17 calendar EDC

As of 4/10: 1. DEBTORS 4 PAYMENTS IN ARREARS $4,000

** TRUSTEE OBJ STILL NOT RESOLVED:
- Need 2022 tax returns, 2 months bank statements from Kearney Bank and Blue Foundry Bank prior to filing date, Timeshare info and HUD statement for 2020 house sale in Little Silver.
- After recalculating Debtors income there is disposable income $3,778.
- Excessive expenses on Sched J: Rent $5,750, Electricity/heat/gas $600, Medical $500, Car insurance $700 (pays for their adult children). MUST PROVIDE PROOF OF EXPENSES 10 DAYS BEFORE CONF.
- There is non-exempt equity in 2019 Kia $2,415.38 and in Timeshare there is $17,472.41 and estimated in bank accts pending statements..
- SOFA has lawsuit for fraudulent transfer is pending. Debtors and Holmdel Financial Services are named as defendants. Several unsecured claims filed causing the case to be over 109(e) limit, 3 seem to be duplicates each $198,000 and one for $2,699,488.38.
MOTIONS RESOLVE UNDER 109 E
- Must resolve creditor objections.
- Must file Pre-confirmation certificate.

3. United Teletech (MCKENNA DUPONT) obj to arreara owed, POC with arrears $1,217.

4. Ally Capital arrears claim $364.05, Plan has outside, needs to be paid.


As of 1/11/24 (DS): Debtor atty requested extended adjournment due to out of office, per AR ok to adjourn.

As of 1/11/24 (DS): Debtor atty requested adjournment to resolve duplicate claim issues, per Trustee ok to adjourn to 60 days.

As of 12/14/23 (DS): Debtor atty requested adjournment to resolve all issues.

12/20/23 (DS): 1. Debtors are
Matter ResolvedRequest
Adjourment
1084/17/2024 10:00 am23-18587 / CMGJoseph Albanese, Esq.Confirmation Hearing on Modified PlanContinued
5/15/2024 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $0  

AR RESOLVE OR HOLD
AS OF 4/11/2024 (at):

CASE PENDING SINCE 9/30/2023.

1. Capital One Auto filed a secured arrears claim #9 in the amount of $1,180.74 for a 2018 Toyota which is not in the plan. Is the debtor going to pay this claim?

2. Carvana filed a secured arrears claim #14 in the amount of $1,110.00 for a 2019 Dodge which is not in the plan. Is the debtor going to pay this claim?

3. Wells Fargo Bank/Value Furniture filed a bifurcated claim #13 which is not in the plan and needs to be resolved.

4. Objection filed by Lakeview Loan Servicing (McCabe Weisberg) - failure to cure anticipated arrears of $1,063.24. No claim filed yet. (RESOLVED - PAY PER POC)

5. Trustee's objection:
- A Modified Plan that pays student loans outside of the plan per Schedule J expenses. (MOD PLAN NOT FILED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$450/month for utilities
$420/month for cable/internet/phone
$900/month for food & $145/month for pets
$576 & $570/month car payments
$703 & 100/month for student loans (need proof these are being paid)
$309/month for birthdays/emergencies
$454/month for needed repairs (RECEIVED ESTIMATES FOR HOME IMPROVEMENTS)
$350/month additional medical expenses
Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $2,038.73.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $712 in non exempt equity in the bank accounts.

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve objection b
Matter ResolvedRequest
Adjourment
1104/17/2024 10:00 am23-18712 / CMGScott E. Kaplan, Esq.Confirmation Hearing on Modified PlanContinued
5/1/2024 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $4,060.00  
4/1 Workup for the 4/17 calendar EDC


**I don't see proof of service on the crams to Flagship or Consumer Portfolio

**MP calls for AP to mortgage through the trustee of $200

**proof of income is much higher. The schedules did not include income from Mount Holly and Springfield so there is $14,000 in monthly income not $11,700. After deducting expenses there is approximately $4100 in monthly disposable income which would require a 100% plan

Trustee objection:
--There is $59,478 non-exempt equity in debtors' home.
--Need to file Pre Confirmation certification with Court

$1140 X 3; $2600 X 57; MIN $41,595--TRUSTEE TO PAY AP OF $200 A MONTH TO MORTGAGE UNTIL CASE IS CONFIRMED
---------------------
resolved:
**MP pays Mr. Cooper/Nationstar outside but an arrears claim of $4943 was filed. Are we paying?OK TO PAY
*Need proof of service on cramdowns--DONE
-- need bank statements for September and August 2023
--Excess expenses Schedule J, $625/telephone, cable, internet; $678/car payment (allowed
$629); $811/car payment (allowed $629); $475/Harley Davidson is a luxury and should not
be on Schedule J. Need supporting documentation for the excessive expenses. AMENDED J OK
--Amendments to Schedules Schedule D to list 2nd mtg name from United States Senate to US Department of HUD done
Matter ResolvedRequest
Adjourment
1124/17/2024 10:00 am23-18960 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $0  
Total Paid In: $7,500.00
AS OF 4/11/2024 (at):

RECOMMEND: $7,500 PAID TO DATE, $2,250 X 21 BEGINNING 5/1/2024, $3,250 X 33 BEGINNING 2/1/2026, BASE
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
Preserve non exempt equity of $118,636 in real estate.
Need to file Pre-Confirmation Certification within 7 days of confirmation.

Trustee's objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$300/month for home maintenance
$600/month for utilities
$575/month for cable/internet/phone
$729 & $710/month car payments
$404/month for storage unit
$569/month for 457b retirement loan repayment
Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $3,569.80.
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- Need a statement for the non filing spouse's 401k loans. (2 of them) (RECEIVED - ADDITIONAL $400/MONTH BEGINNING 2/2026)
- A copy of the last filed tax return - 2022 for non filing spouse. (RECEIVED)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $118,636 in non exempt equity in the residence. (LANGUAGE ADDED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan. (LANGUAGE ADDED)
Need a statement for the debtor's pension loan.

Plan proposes: $1,500 x 30 beginning 11/1/2023, $3,000 x 30 beginning 5/1/2026, base
Payments: 5/6, arrears $1,500
Matter ResolvedRequest
Adjourment
1134/17/2024 10:00 am23-19143 / CMGBrian S. Thomas, Esq.Confirmation Hearing on Modified PlanContinued
5/15/2024 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $800.00  
AS OF 4/11/2024 (at):

1. Objection filed by MidFirst Bank (KML Law) - failure to cure full arrears of $9,875.96. (ORDER ENTERED - PARTIAL CLAIM PROMISSORY NOTE ALLOWING THESE ARREARS TO BE DUE ON 2/1/2052)

2. Mercedes-Benz filed a secured arrears claim #3 in the amount of $449 which is not in the plan. Is the debtor going to pay this claim? (PAY)

3. Hilton Resorts filed a secured claim #16 in the amount of $1,224.84 which is not in the plan. Is the debtor going to pay this claim? (PAY)

4. Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- 2 car payments $804 and $540 and a motorcycle payment $250, electricity/gas/heat $650, tele/cell/internet $850, auto insurance $630 and spouses bills $1,266.
- 22c-1 deducts expenses Line 13 for credit cards $740, Timeshare $300 (luxury item and
should be surrendered) and misc. $226 (not allowed).
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Proof of income verifies higher and when deducting excessive expenses. There is estimated disposable income of $3,480.

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information (RECEIVED)
- Updated auto insurance for 2022 Mercedes, insurance expires 12/24/23 (RECEIVED)
- The current Plan does not specify treatment of Hilton Resorts under the Plan. (MOD PLAN LISTS AS UNAFFECTED)
- Need 2 months (Sept & Oct) bank statements from Wells Fargo savings acct prior to filing
date. (RECEIVED)

Modified plan before confirmation proposes: $800 x 60 beginning 11/1/2023, base
Payments: 5/6, arrears $800
Matter ResolvedRequest
Adjourment
1144/17/2024 10:00 am23-19196 / CMGPaul H. Young, Esq.Order Vacate Dismissal of CaseContinued
6/5/2024 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $1,817.00  
AS OF 4/11/2024 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUNCTED.

1. 341 is scheduled for 5/2/2024.
2. Payments: 5/6, arrears $1,817
Matter ResolvedRequest
Adjourment
1154/17/2024 10:00 am23-19439 / CMGPRO SEConfirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $2,476.00
4/15 Workup for the 4/17 calendar EDC- debtro ok to terms(mk)

**Eastampton and East Coast Apartments filed claims 8-1 and 9-1 which are the same. This needs resolution. Need motion to remove one of the claims.

CONF
$2475 paid to date then 441 x 30 beginning 5/1/24 pro rata---Debtor to file a motion to remove either claim 8-1 or 9-1 for Eastampton and East Coast Apartments within 30 days


proposed modified plan $354.74x2, $441X34 base plan
paid in $1150.83
arrears $882.70
last claim 11

----------------------
RESOLVED ISSUES:
1) Creditor has not filed claim for 2019 Mercedes-Benz (served with modified plan on 1/5/2024) NEEDS CERTIFIED MAIL BECAUSE CAP ONE IS FDIC done

1) Trustee objection to confirmation - need to resolve
-The debtor has insufficient income- verified income leaves monthly disposable income of $-339.56 AMENDED SCHEDULE INCREASES DISPOSABLE INCOME TO $441.35, BY REMOVING EXCESSIVE CAR PAYMENT $635
-Need to file Pre-Confirmation Certification with Court - FILED

-Need to file Modified plan that completes Part 8. MP FILED SCHEDULED FOR 2/7/2024
-Need to file Modified plan that adds all cramdowns to Sections 4 and 7 of the plan RESOLVED, MP FILED
-Need amendment to schedules A/B and C to list property and Schedule J to remove car payment RESOLVED, FILED
-The debtor has failed to provide proof of service for Capital One Auto Finaice for cram of 2019 Mercedes RESOLVED, FILED
-The debtors plan consists of unnecessary or excessive expense items, such as $635/car payment, being paid through plan AMENDED SCHEDULE J TO REMOVE EXPENSE
-Need to provide Trustee with copies of the September and October bank statements for acct#7450 RESOLVED, PROVIDED

Matter ResolvedRequest
Adjourment
1164/17/2024 10:00 am23-19553 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

adj to 5/15 NFA


As of 4/8/24 (DS): 1. Plan propose loan mod by 4/29/24. No motion filed for loss mit. What is the status of the loan mod?

2. Plan states to not pay arrears to Rushmore pending loan mod. Case to be paid off in 5 months at 100% to gucs with total gucs filed $2,219.32, bar date has passed 1/8/24.

3. BELOW ISSUES REMAIN UNRESOLVED.

3/6/24 (DS): 1. Trustee obj to the following:
- Need Trustee standard order of distribution.
Plan does not propose all disposable income $1,192 total gucs filed $2,219.32. Plan propose $500 x 60 and will pay 100%.

2. Carrington - Search Ave property (HILL WALLACK) obj to arrears owed, POC filed arrears $1,995.11. Must resolve obj. MOD PLAN SURRENDERS PROPERTY.

3. US Bank/Rushmore - Leroy Pl property (ROMANO GARUBO) obj to loan mod and arrears not paid. Must resolve.

4. Must file Pre-confirmation certificate.

Prop Plan $500 x 60 begin 11/1/23; Base and Loan mod on Leroy Pl by 4/29/24
Note: 2023 Tax return and updated auto insurance provided.
Matter ResolvedRequest
Adjourment
1174/17/2024 10:00 am23-19743 / CMGAndrew Thomas Archer, Esq.Order Vacate Dismissal of CaseContinued
5/1/2024 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $867.00  
AS of 4 /12/24/24(mk):updated

ALL OF DEBTOR'S INCOME IS FROM SOMEONE WHO LIVES IN HOUSE W/ HER and ownership needs to be resolved- if debtor's siblings have ownership interest in home then
explain how debtor and friend live there?

>>atty now says as to the property in question that all siblings have an interest in property when a letter form debtor and cert said they did not have any interests. father died in 2018. Home Insurance in debtor's name and debtor lives there- WHY hasn't property been transferred out of estate ? NEEDS CLARIFICATION

1. Trustee obj:
- Statement of Financial Affairs #15 shows loss of $50,000 in 2022. Review of bank statements provided shows debtor is still gambling.
There is $30,597 non-exempt equity in debtor's home. PLAN CANNOT BE 0% NEEDS TO BE 100% CUC CLAIMS TOTAL IS $5,742.53- atty says she only has 20%intesest
- debtor needs to register for TFS payments


Plan: $867 X 60 BEG 12/2023; 0%
4/5 payments

----------RESOLVED--------
St Of NJ ESTIMATED CLAIM- no returns for 2020 and 2021
APOC FILED
- Need information on the estate of the debtor's father (passed away in 2018 without a
Will) including what property the estate is comprised of and what property has already
been distributed.(Cert provided

Matter ResolvedRequest
Adjourment
1184/17/2024 10:00 am23-20394 / CMGPaul H. Young, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $4,500.00
AS OF 4/3/2024 (at):

RECOMMEND: $3,600 PAID TO DATE, $1,565 x 55 BEGINNING 5/1/2024, 100% PLAN
Preserve non exempt equity of $69,093 in real and personal property.
Need to file Pre-Confirmation Certification within 7 days of confirmation.

Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Food $455 and Clothing $200.
- The current Plan does not specify treatment of TD Retail/Raymour & Flanigan under the
Plan. (arrears $0 & 100% plan)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real property $26,686.29, 2023 Honda Accord $20,652, TD
Bank acct#9505 $347.10, TD Bank acct#7349 $1,684.81 and TD Bank acct#2528 $19,542.08
total $68,912.28. (100% Plan) (LANGUAGE ADDED)
- Must file Pre-confirmation certificate. (NOT FILED)
- Debtor's boyfriend contributes to the household (boyfriend is on the Deed.) Need to
amend Sch I and proof of his income.

Plan proposes: $900 x 60 beginning 12/1/2023, 100% plan
Payments: 4/5, arrears $900
Matter ResolvedRequest
Adjourment
1194/17/2024 10:00 am23-20578 / CMGJohn A. Underwood, Esq.Confirmation Hearing on Modified PlanContinued
5/15/2024 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $2,123.00  
confirm at $7582 paid then 2500 x 55 beg 5/1/24 100% with min of $37600---ANY ACCOUNTS RECEIVABLE OWED TO RAYS TRUCKING SHALL BE TURNED OVER TO THE TRUSTEE--TRUSTEE WILL TREAT US DEPT OF HUD CLAIM AS OUTSIDE OF THE PLAN--trustee will treat late filed claim of Kalamata 15-1 as outside of the plan

ATTY AGREES WITH TH WILL BE 100%P
ER LAST TIME:
Debtor atty requesed adj to resolve all issues.

4/10 Workup for the 4/17 calendar EDC

1. Trustee supplemental obj to the following:

--online comps have been going up for this home. Now valued at $491,000 leaving equity of $22,366 after mortgage and claims

- Need statement for the Guardian whole life insurance policy and statement for the debtor's Thrift loan, prior to filing date. CASH VALUE $9255 OK WITH EXEMPTION ---AND $6700 LOAN BALANCE WILL BE PAID OFF AT END OF 2025

- Sched J list mortgage payment $3,439, when mortgage claim has $2,269.49 paid on 12/27/23. AMENDED- PER FILED SCHEDULES THERE IS $3293 IN DISPOSABLE INCOME AND PER TRUSTEE REVIEW OF POI THERE IS $4948 IN DISPOSABLE INCOME

- 22C monthly gross income is $18,100 (October gross $151,446/10 = $15,144). Line 17 (involuntary deductions) should be $627. Per the 22C, monthly disposable income is $2,484 which requires min. dividend of $149,040 to gucs.

- There is non-exempt equity in 2014 Honda $14000 - $1035 =$12965, 2018 BMW $22500 -4450-39=$18011 and $6,000 equity in funds that the debtor received from the sale of the Freightliner that needs to be added to the schedules, plus online comps have been going up for this home. Now valued at $491,000 leaving equity of $22,366 after mortgage and claims TOTAL IS $59343 equity in everything
- Must file Pre-confirmation certificate.

2. Kalamata Capital Grp filed LATE secured claim $36,655.17. How will claim be treated?


Prop Plan $4,246 PTD; $1,668 x 58; Dollar Base $37,599.12
------------------------
RESOLVED
- Must amend Sched B to remove 2013 Freightliner and add the amount that was sold $6,000. OK
3. US Dep
Matter ResolvedRequest
Adjourment
1204/17/2024 10:00 am23-20650 / CMGRichard F. Fried, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 8 of 5 required payments   Arrears: $7,160.00  
MP (#23) filed 4/15- NO NOTICE- THIS NEEDS A DATE
MP extends date of LM to 7/16/24- AP directly to creditor

4/9/24(mk):

atty can't get creditor to agree to AP through the TR- debtor paid in 15,000 but has not made a payment since-ARREARS $4,640 needs to MP or dismiss and start over

motion to participate in Loss Mit filed and on 4/17

Plan had LM by 3/29/24 - request t for LM not filed then filed recently and on for 4/17- atty can't get creditor to agree to order for Tr to pay AP pre conf.

As of 3/17/24(mk): Debtor made the 1st lump sum payment of 15,000 in Dec. But no payments for Jan feb and march in the amt of $950 each have been made as of this date. Arrears 2,850

WHAT IS STATUS OF LM? as last hearing was still working on it not done it yet

1. Trustee objection:
- Need consent order with mortgage holder to allow Trustee to pay monthly adequate protection payments of $1,260 to First Federal Bank. OR I CAN STRIKE IT AND DEBTOR PAYS THAT DIRECTLY TO LENDER
-need Amendments to Schedules B and C to list values of
cars, add 2016 Ford Explorer
-There is non-exempt equity in real property $253,171.89, 2016 Dodge Ram $9,917.40,
Fishing Equipment $20,000, Cash $18,000, Manasquan
Bank $1,533.52 and Plumbers & Pipefitters FCU $900.
- needs Trustee standard order of distribution.
- The Huntington National Bank filed arrears claim
$231.43.
- The Huntington National Bank filed arrears claim $230.49
for 2020 Forest River Salem
-RV, not on Schedules or plan, but listed on auto insurance.
- Must file Pre-confirmation certificate.

Plan: $15,000 x 1 begin 12/1/23; $950 x 3; $1,790 x 56; 100% and Loan mod on James Pl by 3/29/24
PTD 15,000

---RESOLVED------------------

Objection by Toyota(Stewart Legal): ORDER ENTERED 3/15; CLAIM #10-1 DEEMED UNAFFECTED- TR NOT TO PAY
for 2016 Ford Explorer
- plan does not provided treatment( arrears $521.06-OK TO PAY? mk: says paid so needs to resolve claim
Matter ResolvedRequest
Adjourment
1214/17/2024 10:00 am23-20726 / CMGMichelle Lee, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 2 of 5 required payments   Arrears: $1,150.00  
MK; WITHDRAWN MO IN 14 DAYS TO SURRENDER CAR(MFR on That on is 5/1/24) need to address MFR by mtg co

4/16(mk) atty says he will surrender the car as there will be SV granted on 4/17 - Rec this plan be Denied or W/D and MP in 14 days

4/14/24:MK: MRF on 4/17 and no opp'n - post pet over 8,000 and MFR w/ car on 5/1- atty not sure can cure these outside and may want case dismissed- she will let me know which way to go


AS OF 4/3/2024 (at):

RECOMMEND: $1,425 PAID TO DATE, $575 x 19 BEGINNING 5/1/2024, $1,274 x 36 BEGINNING 12/1/2024, 100% PLAN
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
Non exempt proceeds from personal injury suit are to be turned over to the trustee.
Preserve non exempt equity of $29,954 in real property

1. Debtor's attorney must filed a fee application within 7 days of the entry of the order confirming the plan.

2. Objection filed by Service One/BSI Financial (Hill Wallack) - failure to cure full arrears of $40,125.93 (Per POC) (MOD PLAN PAYS ARREARS IN FULL AND NO OBJECTION TO MOD PLAN)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2022 prior to confirmation. (RECEIVED)
- A Modified Plan that pays a dollar amount to unsecured creditors, not 92%. needs
100% (MOD PLAN FILED)
- Amendments to Schedules I & J to remove job and add unemployment benefits. (NOT FILED)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now, There is $29,954 in non exempt equity in the residence. (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (FILED)
- any non exempt proceeds from personal injury case payable to TR (LANGUAGE ADDED)

Modified plan before confirmation proposes: $950 paid to date, $575 x 21 beginning 3/1/2024, $1,080 x36 beginning 12/1/2025, base
Pay
Matter ResolvedRequest
Adjourment
1224/17/2024 10:00 am23-20918 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

4/17 : filed cert of service BUt now wants to pay Cap One the secured pat of claim 10,187.7 - BUT will try to reach out to get order w/ creditr to resolve

AS OF 4/12/24 (SF)


1. Capital One Auto Finance is listed in plan to cram interest rate but no separate service filed. ( mk: will file w/ transmittal letter) (STILL NEED)

2. Trustee objection:

- The debtor has insufficient income Verified income leaves monthly disposable income of $906.67. (Disposable income is now $1557 because pension loan expired)

- Amendments to Schedules I to include Uber income.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$426/month for cable/internet/phone
$550/month for transportation
$375/month for life insurance
Need proof of excessive expenses 10 days prior to confirmation.

- There is $56,809 in non exempt equity in the residence.


Plan proposes $1200 x 60 Base w/min $60,000 to gucs
Payments: 5/5


RESOLVED ISSUES:

- A Modified Plan that increases trustee payment by $650 in March, 2024. (Not needed)
- Nationstar Mortgage filed arrears claim 14-1 in the amount $935.83 which is not addressed in plan. (Ok to pay?) Mk; YES PAY
- Need updated car insurance. (RECEIVED)
Matter ResolvedRequest
Adjourment
1234/17/2024 10:00 am23-21023 / CMGAllen I. Gorski, Esq.Confirmation Hearing ScheduledContinued
6/5/2024 10:00 am
Debtor has made 6 of 5 required payments   Arrears: $0  

4/17: properties are not rented and trying to market for rental- as of now plan would need 5,375 x 55 begin 5/1/24
PER AR : adj 60 day to 6/5/.debtor to establish feasibilty and proof of signed rental agmts and a payment of 5,400 to Tr>> Gorski to prep order w/ conditions and to comply 10 days before 6/5 and circulate order to Tr and Balik - also has to pay Txes to trenton


PER LAST TIME needs to show feasibilty - needs new leases AND payment has to go way up
4/10 Workup for the 4/17 calendar EDC

--PER WHAT WE HAVE RECEIVED THERE IS EQUITY IN PROPERTY, EBAY ITEMS AND ACCOUNTS OF MORE THAN THE $74,098 IN FILED CLAIMS. IF TRENTON RESOLVED WE CAN CONFIRM WITH A MINIMUM OF $74,100 TO STREAMLINE THIS IF GORSKI AGREES EDC

1) City of Trenton (Goldenberg Mackler) objection to confirmation - NEED TO RESOLVE
-tax sale certificate $84,179.55-

2) Trustee objection to confirmation - NEED TO RESOLVE
- A current market analysis - did not provide valuation for 228 North New Jersey Avenue. If house demolished what is the land value?
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1846 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): PNC growth account balance as of 10/31/2023 is $643.13; PNC reserve account balance as of
10/25/2023 is $7,207.70. Total in PNC Bank $7,850.89 and no exemption on Schedule C which leaves $7,850.89 non-exempt equity.
- There is $21,665 non-exempt equity in 139 Hoffman Avenue property
- There is $66,358.75 non-exempt equity in 1219 MLK Blvd property
- There is $13,476.50 non-exempt equity in 226 North New Jersey Avenue property PROPERTY SURRENDERED IN PLAN
- There is $13,476.50 non-exempt equity in 228 North New Jersey Avenue property PROPERTY SURRENDERED IN PLAN
- The total non-exempt equity will be determined once all claims have been filed.
- De
Matter ResolvedRequest
Adjourment
1244/17/2024 10:00 am23-21459 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanContinued
5/1/2024 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $630.00  
needs to review w/ client and file 2023 retrun

AS OF 4/11/2024 (at):

RECOMMEND: $1,940 PAID TO DATE, $1,200 x 32 BEGINNING 5/1/2024, BASE
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
Preserve non exempt equity of $17,775 in real and personal property.

1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information (NOT REQUIRED)
- Need proof of insurance for the 2010 Toyota. (RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$700/month in support/alimony (need proof)(RECEIVED PROOF OF $500/MONTH IN CHILD SUPPORT)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,229.04.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $9,111 in non exempt equity in the residence. (LANGUAGE ADDED)
- There is $8,114 in non exempt equity in the Capital One account and $550 in the 2010 Toyota. (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (FILED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan. (LANGUAGE ADDED)

Modified plan before confirmation proposes: $485 x 2 beginning 1/1/2024, $800 x 34, base
Payments: 3/4, arrears $630
Matter ResolvedRequest
Adjourment
1254/17/2024 10:00 am23-21715 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanContinued
5/15/2024 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $300.00  
Another MP filed 4/15

AS OF 4/11/2024 (at):

1. Objection filed by Carrington Mortgage (Hill Wallack) - failure to cure full arrears of $134,879 (Per POC) (MOD PLAN PAYS FULL ARREARS AND NO OBJ TO MOD PLAN)

2. Objection filed by Fay Servicing (McCabe Weisberg) - failure to cure full arrears of $25,005.25 (Per POC) (MOD PLAN PAYS FULL ARREARS AND NO OBJ TO MOD PLAN)

3. Objection filed by Princeton FCU (Saldutti) - plan is silent as to this creditor. (UNRESOLVED)

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Business profit & loss statements (NOT RECIEVED)
- Business forms - for Flip Inventions LLC. (NOT RECEIVED)
- Amendments to Schedules C to take d(5) exemption remaining $15,412.55 on Cortland
St property to add copyright infringment law suit. (NOT AMENDED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Disposable income verifies $ 3,427.
- 22c has mortgage arrears on Line 34, plan is proposing loan mod, not sure if both properties or one.

RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - with personal liability coverage for 304 Cortland St property. (RECEIVED)
- Auto insurance for 2008 BMW. (SURRENDERED)
- A Modified Plan that states which properties on to apply for loan modifications. (MOD PLAN FILED)
- The current Plan does not specify treatment of Navy FCU for 2008 BMW. under the Plan.(MOD PLAN SURRENDERS VEHICLE)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on Cortland St property pending amended Sched C taking $15,412.55, there would remain $14,532 non-exempt equity. (LANGUAGE ADDED)
- Must file Pre-confirmat
Matter ResolvedRequest
Adjourment
1274/17/2024 10:00 am23-21780 / CMGDavid G. Beslow, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $200.00  
AS OF 4/11/24 (SF)

1. Need proof of unemployment income

2. Trustee Objection:

- A copy of the last filed tax return - for 2023.

- update income when he returns to work.

- Amendments to Schedules I to update employment.

- Need whole life insurance policy balance statement prior to filing date.

- Must file Pre-confirmation certificate.

- Trustee standard order of distribution.


Plan proposes $200 x 60 Base
Payments: 3/4 Arrears: $200





Matter ResolvedRequest
Adjourment
1284/17/2024 10:00 am24-10004 / CMGEdward Nathan VaismanConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $3,084.00
updated 4/16/2024 (JMA)

ok to confirm at $1,028x60 begin 2/1/2024 100% plan with minimum $44,004.67 dividend due to non-exempt equity

ssues as of 4/4/2024 (JMA)

1) Bank of America objection resovled with Order - debtor pays POC arrears $3,555.87 through plan
2) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - 2023 by 5/15/2024. PROVIDED
- Amendments to Schedules B/C to add 2013 Honda Civic and all personal property.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,859.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $7,520 when determining disposable income. 2023 REFUND SIGNIFICANTLY LOWER
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $44,004 in non exempt equity in the residence.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- Need to file Pre-Confirmation Certification RESOLVED, FILED

proposed plan $1,025x60 100%
paid in $3084
last claim 11
Matter ResolvedRequest
Adjourment
1294/17/2024 10:00 am24-10075 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $4,398.00
AS OF 4/17/24 (SF) UPDATED

RECOMMEND $4,398 PTD, $1600 X 57 (BEGIN 5/1/24) 100% PLAN W/MIN $381,001 TO GUCS PER NON-EXEMPT EQUITY IN REAL ESTATE
- STRIKE MTAG AS CUST FOR CAZ CK NJ 11 PER PLAN CLAIM. NO CLAIM FILED
- OK TO PAY ARREARS TO MTG ACCESS - WEICHERT FINANCIAL


4/17: april payment posted and APOC filed by IRS- asked claims to set it up then case can be worked

As of 4/9/24(mk): needs to make April payment and still EST. IRS tax claim

100% PLAN BAR DATE PASSED

1. Objection by Weichert Fin( Pluese):
- plan fails to pay arrears. $53,204.97- OK TO PAY?

2. IRS ESTIMATED CLAIM- for 2023

3. Non exempt equity if $381,001- PLAN IS 100%

4. No claim(per plan $698) filed for MTAG as Cust for Caz Ck NJ 11- STRIKE?


Plan: $1466 X 60; 100%
2/3 payments
Matter ResolvedRequest
Adjourment
1304/17/2024 10:00 am24-10120 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanContinued
6/5/2024 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $406.00  
#130 should be w/d and # 131 adjourned

MK: This will need to be adj after motion to Vacate dismissal is entered


issues as of 4/2/2024 (JMA)

1) Case dismissed 3/20/2024 at confirmation hearing
2) Motion to vacate dismissal hearing scheduled for 4/17/2024
3) Modified plan scheduled for 4/17/2024


#130 should be w/d and 131 adjourned
Matter ResolvedRequest
Adjourment
1324/17/2024 10:00 am24-10142 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 2 of 3 required payments   Arrears: $375.00  
mk: FYI order resolving motion on the 2 ford trucks was submitted and that requires a MP in 30 days- can be sooner - so this plan should be w/d or denied and MP in 21 days

AS OF 4/16/2024 (at):

1. Objection filed by Citizens Bank (Weltman, Weinberg) - plan is silent as to lien on 2019 Honda Pilot. (UNRESOLVED)

2. Byzfunder filed a secured claim in the amount of $97,538.75 which is not in the plan.

3. TD Bank filed a secured arrears claim for a 2015 GMC Sierra in the amount of $1,147.68 which is not in the plan.

4. Sheffield Financial filed a secured arrears claim for a 2022 Wells Cargo trailer in the amount of $3,164.15 which is not in the plan.

5. Sheffield Financial filed a secured arrears claim for a 2022 Big Tex Trailer in the amount of $2,045.25 which is not in the plan.

6. M&T Bank filed a bifurcated claim #13 which needs to be resolved. (2020 Ford)

7. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information (NOT RECEIVED)
- Need proof of income for Lauren Kreisberg (contributor). (NOT RECEIVED)
- Amendments to Schedules B/C to add the 2019 Honda Pilot, 2015 Sierra, 2018 Ford
Transit, 2022 cargo trailer and 2022 big tex trailer. (per claims filed ) (NOT AMENDED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$498/month in support/alimony payments (need proof of same)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,574.98.

RESOLVED ISSUES:
A copy of the last filed tax return - 2023 by 5/15/2024. (NOT RECEIVED - LANGUAGE ADDED)
- Proof of 2 month's income - once debtor returns to work. (LANGUAGE ADDED)
- The Schedules fail to account for the debtor(s) tax refund in the
Matter ResolvedRequest
Adjourment
1334/17/2024 10:00 am24-10166 / CMGFrancis P. Cullari, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

updated 4/9/2024 (JMA)

ok to confirm at $1,995 paid to date, $706x57 begin 5/1/2024 100%
- Part 4(f) of plan is amended to correct property address to 204 Twin Lakes Blvd.
- Nationstar Mortgage objection resolved and order resolving to pay arrears $1,041.12 through plan
- Trustee is authorized to pay Wells Fargo Bank claim #1 arrears of $370.96 for the 2017 Jeep Wrangler
- Trustee is authorized to pay Harley-Davidson Credit Corp. claim #8 arrears of $280.05 for the 2016 Harley Davidson FLHTK Ultra
- Trustee shall pay the arreage amount of $329.98 to M&T Bank. NO distributions shall be made on the bifurcated secured and unsecured portions of Proof of Claim
- Trustee Standard order of distribution

issues as of 4/4/2024 (JMA)

1) Nationstar Morgage LLC (Parker McCay) objection to confirmation order to allow payment of arrears to be paid through plan $1,041.01
- pre-petition arrears $1,041.04
- Debtor's plan Part 4f incorrectly refers to home as 209 Twin Lakes Blvd, Little Egg Harbor NJ, should be amended to read 204 Twin Lakes Blvd.
2) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - for 2023. NOT PROVIDED TO DATE, IRS CLAIM ESTIMATED FOR 2023 TAXES
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in real property $51,887, 2017 Jeep $12.46, 2016 Harley $1,139
and possibly in First Financial (pending bank statements). BANK STATEMENTS NOT PROVIDED TO DATE
- Wells Fargo (2017 Jeep) filed arrears $370.96. - NEED TO PAY THROUGH PLAN
- Must file Pre-confirmation certificate. NOT FILED TO DATE
- Trustee standard order of distribution ADD TO CONFIRMING ORDER

proposed plan $665x60 100% plan
paid in $1,995
last claim 11
Matter ResolvedRequest
Adjourment
1344/17/2024 10:00 am24-10186 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 2 of 3 required payments   Arrears: $1,500.00  
Plan is withdrawn (doc 2)


MP filed and on for 5/15
I and J amended 4/4/24
Matter ResolvedRequest
Adjourment
1354/17/2024 10:00 am24-10188 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $1,017.00  
As OF 4/14/24(MK):Updated- email to atty- ok to terms

>Debtor is 1 payment behind and guc total is 445.25 so can be 100%

** REC CONFIRM AT 2,034 PTD Then $1,393 x 57 begin 5/1/24 100%**



1. Plan has Pay in full Jones Act Opp LLC for 55,773.79- CLAIM 3-1 WAS FILED BY ZARURI LLC FOR THE RE TAXES AND IT IS FOR $70,633.91- OK TO PAY? mk: per atty YES PAY

payment will need to increase to cover this


Plan: $1,017.09 X 60; BASE
2/3 payments- did not make feb payment

Matter ResolvedRequest
Adjourment
1364/17/2024 10:00 am24-10192 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 4/11/2024 (at):

Trustee's objection:
- Amendments to Schedules D and creditor Matrix to list Chrysalis Investors, LLC,
which is in Plan to pay claim in full. (NOT AMENDED)
- Must resolve IRS and State of NJ estimated tax claims. (BOTH REMAIN ESTIMATED)

RESOLVED ISSUES:
- Must file Pre-confirmation certificate. (FILED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real property ($146,501 estimated), pending all claims filed and Wells Fargo $33,971.36. (100% Plan) (LANGUAGE ADDED)
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2023 by 5/15/24. (LANGUAGE ADDED)


Plan proposes: $450 x 45 beginning 2/1/2024, loan modification 6 months from filing, 100% plan
Payments: 2/3, arrears $450
Matter ResolvedRequest
Adjourment
1374/17/2024 10:00 am24-10255 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 4/11/2024 (at):

1. The NJ Division of Taxation filed an estimated claim #4 which needs to be amended. (2017 - 2023) (STILL ESTIMATED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information (NOT RECEIVED)
- Need a statement for the debtor's PERS loan. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$600/month for food
$500/month for childcare (no dependents listed)
$200/month for clothing
$250/month for entertainment
$350/month for car insurance (per statement it is $267/month)
$850/month car payment
$1,148/month for support payments (Need DSO and order)
Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -
- Verified income leaves monthly disposable income of $ 1,362 (with excessive expenses.)
- Reviewed the 22C, monthly gross income is $15,692. Line #16 (taxes) should be $5,150
and Line #23 (optional phone) requires documentation. Per the 22 C, monthly disposable income is $3,116 which requires a minimum dividend of $186,960 to general unsecured creditors.
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- A copy of the last filed tax return - 2023 by 5/15/2024. (LANGUAGE ADDED)

Plan proposes: $500 x 60 beginning 2/1/2024, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1384/17/2024 10:00 am24-10265 / CMGJoseph Casello, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 3 of 3 required payments   Arrears: $0  

4/10/24: loss mit Denied MP filed today (#24)- now a cure plan- atty request to mark this plan on 4/17 as W/D(mk)

mk: atty says adj . request was uploaded . LM package complete 3/4/24 and decision w/in 30 days. atty says requested 4/17 and if gets LM will confirm on that day . If NOT will w/d plan and file a MP

As of 3/25/24 (DS):

IF OBJ RESOLVED WITH MORTGAGE WITH NO ARREARS TO BE PENDING LOAN MOD BY 4/24/24, Need to confirm at $500 x 3 begin 2/1/24; $595 x 37 begin 5/1/24; 100% with a minimum dividend $44,126 due to non-exempt equity;
- Loan mod on Lakewood Rd by 4/24/24 (Per loss mit order); Arrears not to be paid pending loan mod.
- Within 7 days must file Pre-confirmation certificate.
- Debtor to provide 2023 tax returns no later then 5/31/24.

1. AJX Mortgage (PLUESE, BECKER, SALTZMAN) obj to loan mod, Debtor defaulted in 2017 loan mod. Obj must be resolved.

As of 3/1/24 (DS): Debtor atty requested adjournment to pass bar date 3/20/24

3/6/24 (DS): Need to confirm at $500 x 2 begin 2/1/24; $562 x 38 begin 4/1/24; 100% with a minimum dividend $70,057 due to non-exempt equity;
- Loan mod on Lakewood Rd by 4/24/24 (Per loss mit order); Arrears not to be paid pending loan mod.
- Within 7 days must file Pre-confirmation certificate.
- Debtor to provide 2023 tax returns no later then 5/31/24.

OR WAIT PASS BAR DATE 3/20/24

1. Trustee obj to the following:
- Pension loan balance statement provided and pension loan payment $555 ends in month 11. PLAN PAYS 100%
- Need 2023 tax returns, if not filed then must provide no later than 5/31/24.
- Disposable income verifies $1,049, plus tax refund $607 not on Schedule I. Plan pays 100%.
- There is non-exempt equity in real property $39,601 and $4,525 in bank acct total $44,126.
- Must file Pre-confirmation certificate.

2. Loss mit order entered 1/25/24 has loan mod by 4/29/24.

Prop Plan $500 x 40 begin 2/1/24; 100% and Loan mod on Lakewood Rd by 6/1/24
Matter ResolvedRequest
Adjourment
1394/17/2024 10:00 am24-10281 / CMGEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
5/1/2024 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

adj to 5/1/24 for resolution of issues

RECALCULATED INCOME SHOWS EXCESS DISPOSABLE NET INCOME $662.15- mk ; debtro does not have issue paying this- and see order on Global lending #49

>> Order on verdona obj. resolved


UPDATED 4/17/2024 (JMA)
updated 4/10/2024 (JMA)
issues as of 4/4/2024 (JMA)

2) Global Lending Services LLC (Stewart Legal) objection to confirmation - STILL NEED TO RESOLVE CREDITOR OBJECTION
- pre-petition arrears $12,325.35 (2019 Nissan Kicks)
4) Trustee objection to confirmation - need to resolve
- Confirming order should provide for all non-exempt proceeds from lawsuits scheduled ADD TO CONFIRMING ORDER

proposed plan $350.77x60 base plan
paid in $450
last claim 11

RESOLVED ISSUES

- The debtor has failed to supply the Trustee with the following document (s): Proof of pension income - from ex-husband. RESOLVED, PROVIDED
- Need updated income for Social Spectrum. RESOLVED PROVIDED
- Amendments to Schedules Amend Schedule I to add 2nd job with Bright Achievements RESOLVED, RECALCULATED INCOME
1) Howell Verdana LLC and Verdonna LLC (Cohen Selias) objection to confirmation - ORDER RELEASES HOWELL VERDANA LLC FROM THE STAY AND MAY PROCEED IN LANDLORD TENANT COURT OF STATE OF NJ TO REINSTATE LANDLORD TENANT CASE AGAINST DEBTOR BY EITHER REQUESTING ISSUANCE OF A WARRANT FOR REMOVAL OF THE EXISTING DEFAULT JUDGMENT OF POSSESSION OR IF REQUIRED BY THE LANDLORD TENANT COURT, RELISTMENT OF THE CASE FOR TRIAL.
- Back rent totals $67,238.36
- No payments since October 2023
- Bad faith
3) IRS priority claim is estimated for 2023 taxes - need to amended claim to include amount due for 2023 taxes RESOLVED, RETURN FILED, AMENDED CLAIM FILED
- The debtor has insufficient income. RESOLVED, RECALCULATED INCOME SHOWS EXCESS DISPOSABLE NET INCOME $662.15
- Need to file Pre-Confirmation Certification. RESOLVED, FILED
Matter ResolvedRequest
Adjourment
1404/17/2024 10:00 am24-10306 / CMGKevin C. Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 4/15/24 (SF) UPDATED ok to terms(mk)

Note: Due to excess income, plan recommended for 48 months


RECOMMEND $5220 PTD, $2178 X 45 (BEGIN 5/1/24) 100% PLAN W/ MIN DIV OF $189,780 TO GUCS PER 122C




1. Trustee objection:

- Verified income leaves monthly disposable income of $2,993 (100% PLAN.)

- Per the 22C, monthly disposable income is $3,163 which requires a minimum dividend
of $189,780 to general unsecured creditors.

- Need statements for the debtor and co-debtor's retirement loans. (RECEIVED)
Theodore - Loan 06 will be paid by 7/22/24 - $&83.44 will be available
Loan 07 will be paid by 10/26/26 - $40.91 will be available
Michelle - Loan will be paid in 17 months - $51.32 will be available


Plan proposes $1740 x 60 100%
Payments: 3/3


RESOLVED ISSUES:

- Need to file Pre-Confirmation Certification. (FILED)
- Need proof of insurance for the 2008 Nissan. (RECEIVED)
- There is $5,000 in non-exempt equity in the residence (100% PLAN.) MOOT, CLAIM IS HIGHER
- Objection filed by NewRez (Pattison) - failure to pay arrears of $13,371.14 - COTBS - ok to pay arrears
- IRS filed estimated priority claim 5-2 (AMENDED BUT STLL ESTIMATED. NEED AMENDED CLAIM) AMENDED
Matter ResolvedRequest
Adjourment
1414/17/2024 10:00 am24-10316 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $570.00  
AS OF 4/11/2024 (at):

RECOMMEND: $1,140 PAID TO DATE, $850 x 57 BEGINNING 5/1/2024 BASE
Need 2023 tax return by 5/15/2024.
Claims will be paid according to the trustee's order of distribution.

Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,900/month for rent (need proof - lives with family) (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $934.75.

RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need proof of service on American Honda Finance. (CERTIFICATE OF SERVICE FILED)
- Need to file Pre-Confirmation Certification. (FILED)
- trustee standard order of distribution. (LANGUAGE ADDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4,817 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2023 by 5/15/2024. (LANGUAGE ADDED)

Plan proposes: $570 x 60 beginning 2/1/2024, $0 to unsecured creditors
Payments: 2/3, arrears $570
Matter ResolvedRequest
Adjourment
1424/17/2024 10:00 am24-10417 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $1.00  
updated 4/11/2024 (JMA)

ok to confirm at $1,100 paid to date, $551x57 begin 5/1/2024 which includes minimum $12,925.80 to general unsecured creditors

issues as of 4/2/2024 (JMA)

1) Trustee objection to confirmation - need to resolve
- Need to provide Trustee with 2 months bank statements from Police & Fire FCU checking/savings and Wells Fargo savings acct prior to filing date. ONLY PROVIDED STATEMENTS FOR WELLS FARGO ACCOUNTS, STILL NEED TO PROVIDE POLICE & FIRE FCU STATEMENTS
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Income verifies higher at $871 per month.
- Not current with Trustee plan payments, arrears $553

proposed plan $551x60 base plan
paid in $1,100
arrears $553
last claim 16

RESOLVED ISSUES:

- IRS priority claim estimated for 2023 taxes. RESOLVED, AMENDED TO ZERO
- A copy of the last filed tax return - for 2023. RESOLVED, PROVIDED
- Must file Pre-confirmation certificate. RESOLVED, FILED
- Need Wells Fargo checking acct statement for January prior to filing date. PROVIDED, RESOLVED
Matter ResolvedRequest
Adjourment
1434/17/2024 10:00 am24-10420 / CMGMark N. Glyptis, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 3 of 3 required payments   Arrears: $0  

MP or resolution of doc error w/ in 14 days

FILED MP AT 19 AND 20 - ERROR ON DOCKET
pan #20 pays POC amt for lakeview and resolves objection of Lakeview

AS OF 4/11/2024 (at):

1. Need a consent order for trustee to make adequate protection payments to Santander Consumer.

2. One Main Financial filed a bifurcated claim which needs to be resolved. (CAR BEING SURRENDERED) mk; YES surrender

3. Objection filed by Lakeview Loan Servicing (McCabe Weisberg) - failure to cure full arrears of $31,456.05 (Per POC) (RESOLVED - NEED TERMS)

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - for 2023. (LANGUAGE ADDED)
- A Modified Plan that marks off Part 5 properly. Plan has %, but no amount, may be
100% due to equity. (MOD PLAN FILED - 100% PLAN)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4,328 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The current Plan does not specify treatment of OneMain Financial (2006 Lexus) arrears $13,146.79 and bifurcated under the Plan. (MOD PLAN SURRENDERS VEHICLE)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real property $29,482.20, 2019 Landrover $3,200.13 and
Princeton FCU $1,270.80 (LANGUAGE ADDED)
- Santander filed a bifurcated claim as secured $13,875m unsecured $2,204.87 and arrears
$109.34. (UNRESOLVED)
- Must file Pre-confirmation certificate. (NOT FILED)

Modified plan before confirmation proposes: $695 x 4 beginning 2/1/2024, $1,350 x 56, 100% plan
Payments: 3/3
Matter ResolvedRequest
Adjourment
1444/17/2024 10:00 am24-10609 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 4/3/2024 (at):

RECOMMEND: $760 X 60 BEGINNING 2/1/2024, 100% PLAN
Need 2023 tax return by 5/15/2024.
Need to file Pre-Confirmation Certification within 7 days of confirmation.


Trustee's objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$857/month for food
$1,100/month for spouse's debt
$309/month for entertainment
Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Per the 22C, monthly disposable income is $1,178 which requires a minimum dividend of $70,680 to general unsecured creditors.
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2023 by 5/15/2024. (LANGUAGE ADDED)

Plan proposes: $760 x 60 beginning 2/1/2024, not less than $38,000 to unsecured creditors
Payments: 2/2
Matter ResolvedRequest
Adjourment
1454/17/2024 10:00 am24-10613 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

Confirm at $682 paid, $346 x 57 begin 5/1/24; 0% to gucs

APOC for IRS FILED TODAY and 2023 return provided 4/16/24


As of 4/11/24 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED.

4/3/24 (DS): 1. Trustee obj to the following:
- Need 2023 tax returns. PROVIDED 4/16/24
- Must resolve IRS estimated tax claim, 2023 not filed. AMENDED 4/17/24

Prop Plan $341 x 60 begin 2/1/24; $0
Note: TD Bank statements and updated homeowner insurance provided. Amendment to Sched I add spouse contribution.

Pd $682 2/3 pymts
Matter ResolvedRequest
Adjourment
1464/17/2024 10:00 am24-10629 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledContinued
5/1/2024 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $100.00  
no d 1 exemption was claimed on RE- NEEDS TO AMNED SCH C TO TAKE IT

As of 4/9/24(mk):

>>Plan has PPSED Tr payments of only 200 p/m But in order to pay 100% as plan proposes needs 985 begin 5/1.

THIS IS NOT FEASIBLE AT ALL. Verified income is $119 per month.

IF OK TO PAY FREEDOM ARREARS OF $425.09 THEM NEEDS

** CAN REC CONFIRM AT $400 PTD Then $985 x 57 begin 5/1/24 100% w/ min to GUCS of $30,625.
Trustee is authorized to pay arrears Claim 7-1 FREEDOM MTG CORP in the amount of $425.09.
Not in Plan Claim 11-1 CAPITAL ONE AUTO FINANCE is current an will be treated outside the plan**


1. Plan has Freedom Mtg as Unaffected- filed claim for arrears of $425.09- OK TO PAY?

2, Trustee Objection
- as of now, there is 30,625,401 in equity in real property.


Plan: $200 X 60; BASE
2/3 payments
Matter ResolvedRequest
Adjourment
1474/17/2024 10:00 am24-10676 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $150.00  
Order form myg co came in - atty ok to terms(mk)

As of 4/11/24 (DS): No order entered with Mortgage Assets, per notes below, if order provided need to confirm at $300 paid, $150 x 33 begin 5/1/24; Base
- Sale of Trebing Ct by 7/31/24 (arrears not to be paid, claim to be paid upon sale).
- Plus non-exempt proceeds from sale to Trustee.
- Strike Section 1(c) as to refinance.

Per atty: Has resolved obj Mtg obj>Debtor has until 7/31/2024 to sell the property or file a modified plan to surrender; Debtor shall maintain taxes and insurance while the sale is pending; Total debt to be paid in full from the sale. NEED CONSENT ORDER, NONE ON DOCKET.

4/3/24 (DS): 1. Trustee to obj:
- There is non-exempt equity in real property $61,653. CLAIM FILED MUCH HIGHER THERE IS NO EQUITY.
- Add to confirming order non-exempt proceeds from sale of real property to Trustee.

2. Mortgage Assets (MCCALLA RAYMER LEIBERT) obj to sale/refinance and that Debtor inherited home, mortgage in name of Marjorie Taylor. Must resolve obj.

Prop Plan $150 x 36 begin 2/1/24; Base and Sale/Refinance of Trebing Ct with 7 months from filing 1/25/24 (7/25/24)
Note: Auto insurance provided for 2010 Mazda.
Matter ResolvedRequest
Adjourment
1484/17/2024 10:00 am24-10751 / CMGDavid L. Stevens, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $450.00  
2/3 payments
341 now on 4/25/24 and order submitted resolving USSA Fed bank obj. to conf= PAY POC for $417.65


As of 4/3/24 (DS): 341 sched 4/24/24, no Trustee payments made. Debtor in arrears $1,350, made 0 out of 3 payments. Must get current then request confirmation adj. Trustee will not adjourn unless payment is made.
AR PYMT POSTED

As of 3/20/24 (DS):

341 will not be held 3/28/24, missing docs: DR BUSINESS PL 2 MTHS FROM DEC 2023 & JAN 2024 AND COMPLETED BUSINESS QUEST FOR CONSTRUCTION, , SP BUSINESS P/L 2 MTHS FROM DEC 2023 & JAN 2024 AND COMPLETED BUSINESS QUEST FOR CHIROPRACTIC.

ALSO NO TRSUTEE PAYMENTS MADE, ARREARS $900, MADE 0 OUT OF 2 SOON 3.
Matter ResolvedRequest
Adjourment
1494/17/2024 10:00 am24-10768 / CMGLeonard S. Singer, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 3 of 3 required payments   Arrears: $0  

NS amd SV

issues as of 4/4/2024 (JMA)

1) 341 hearing not held, not rescheduled - not all 341 documents provided
2) DLJ Mortgage Capital Inc (McCabe Weisberg) objection to confirmation - need to resolve
3) Plan fails to pay in 36 months of disposable income

NO HOME OR AUTO INSURANCE PROVIDED
Matter ResolvedRequest
Adjourment
1504/17/2024 10:00 am24-10812 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

As of 4/12/24 (DS): Atty agrees to terms and creditor obj is resolved.

If creditor obj resolved to pay arrears claim $815.12 and April payment $600 is made,

can confirm at $600 x 36 begin 2/1/24; $950 x 9 begin 2/1/27; $2,256 x 15 begin 11/1/27; 100% with min. of $80,854.77 to gucs due to non-exempt equity;
- Trustee ok to pay JPMorgan Chase arrears claim#8-1 $30.
- Trustee ok to pay CrossCountry arrears claim#11-1 $815.12.
- Attorney to file fee app within 7 days.
- Add to confirming order Trustee standard order of distribution.
- Debtor must provide 2023 tax returns no later than 5/31/24.

As of 4/1/24 (DS): Debtor atty rquested adj to pass bar date, homeowner insurance provided.

4/3/24 (DS): 1. Trustee obj to the following:
- Need 2023 tax returns (can add to confirming order if not filed to provide no later than 5/31/24).
- There is non-exempt equity in real property $80,854.77. TOTAL GUCS FILED $53,740.42.
- Need Trustee standard order of distribution.

2. Cross Country (FRIEDMAN & VARTOLO) obj to arrears owed, POC with arrears $815.12 filed. Must resolve obj.

3. JPMorgan Chase - 2018 Subaru filed arrears $30. Trustee ok to pay?

Prop Plan $600 x 36 begin 2/1/24; $950 x 9; $2,075 x 15; 100%
Note: Homeowner insurance provided.
Matter ResolvedRequest
Adjourment
1514/17/2024 10:00 am24-10979 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  

amended A B & C filed 4/16

AS OF 4/16/2024 (at);

RECOMMEND: $2,000 PAID TO DATE, $1,620 x 58 BEGINNING 5/1/2024, BASE
Student loans will be paid outside of the plan.
Preserve non exempt equity of $5,303 in real property.
Need Order resolving SN Servicing objection within 30 days of confirmation.

1. Objection filed by SN Servicing (Friedman Vartolo) - failure to cure full arrears of $76,782.37 (Per POC) (UNRESOLVED)
PER ATTY OK TP PAY

Trustee's objection:
- Need a mortgage statement showing monthly payment amount. (NOT RECEIVED)
REFER TO POC
- Need to file Pre-Confirmation Certification. (FILED)
FILED

RESOLVED ISSUES:
- The IRS filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED)
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2023 by 5/15/2024. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - that includes liability
coverage. (RECEIVED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $5,303 in non exempt equity in the residence. (CLAIM CAME IN HIGHER - N/E $5,303 LANGUAGE ADDED)
OK
- student loans outside (LANGUAGE ADDED)

Plan proposes: $1,000 x 60 beginning 3/1/2024, 100% plan
Payments: 1/2, arrears $1,000
Matter ResolvedRequest
Adjourment
1524/17/2024 10:00 am24-11017 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  

updated 4/16/2024 (JMA)

ok to confirm at $2,400 paid to date, $1,314x58 begin 5/1/2024 which includes minimum $19,950.02 dividend due to non-exempt equity

issues as of 4/2/2024 (JMA)

BAR DATE EXPIRES 4/12/2024, WILL WORK UP CONFIRMATION TERMS AT THAT TIME

1) Rocket Mortgage LLC f/k/a Quicken Loans (KML) objection to confirmation - order to be submitted resolving creditor objection paying $67,077.46 arrears through plan
2) Trustee objection to confirmation - need to resolve
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): - There is 21,501 non-exempt equity in the debtor's home.
- The car insurance policy expired 2/17/2024, need renewal. RESOLVED, RENEWAL PROVIDED
3) Bar date expires 4/12/2024, there is $19,950.02 non-exempt equity in real estate to be paid into the plan.

proposed plan $1,200x60 base plan
paid in $2,400
last claim 1
Matter ResolvedRequest
Adjourment
1534/17/2024 10:00 am24-11062 / CMGLINWOOD A JONESConfirmation Hearing ScheduledMoot - Converted to 7 / 11Debtor has made 0 of 2 required payments   Arrears: $0  

AS OF 4/1/2024 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $1,816

Motion to convert to a Chapter 7 is scheduled for 4/17/2024.

Stay motion by landlord is scheduled for 4/17/2024.
Matter ResolvedRequest
Adjourment
1544/17/2024 10:00 am24-11087 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 2 required payments   Arrears: $500.00  
4/15/24(mk): POC filed by Cap One Auto Fin(#2-1) arrears 268.32. Plan had unaffected. to pay this claim numbers are reworked as follows:

**$500 PTD Then $ $500 x 4 Begin 5/1/24 Then $1,262 x 54 begin 9/1/24 V Base.
Must file fee application w/ in 7 days of confirming order
Trustee is authorized to pay arrears claim #2-1 of Cap. Auto Fin in the amount of $268.32 through the plan.
Must file pre conf cert in 7 days**



As of 4/10/24(mk) Atty agrees to terms.sf

>>Mtg claim higher at $60,300 second tier needs to go up to 1256 x 54.

**WOULD NEED TO CONFIRM AT $500 PTD Then 500 x4 begin 5/1/24 Then $1,256 x 54 Begin 9/1/24 Base.
Must file fee application w/ in 7 days of confirming order
Must file pre conf cert in 7 days**


1. Trustee Objection:
- file fee app and pre conf cert


Plan:$500 X 6; $1200 X 54; BASE
1/2 payments


-----------------RESOLVED----------------
order submitted 3/29/24 resolving Flagstar bank Obj to confirmation. Terms= pay arrears POC when filed ( est amt $59,789.07)
Matter ResolvedRequest
Adjourment
1554/17/2024 10:00 am24-11088 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $0  

AS OF 4/16/2024 (at):

DEBTORS HAVE MADE NO TRUSTEE PAYMENTS.

1. Objection filed by New Rez/Shellpoint (McCabe Weisberg) - failure to cure full arrears of $8,505.85 (Per obj - no POC yet) (UNRESOLVED)

2. Citizens Bank filed a secured arrears claim #1 in the amount of $564.63 which is not in the plan. Is the debtor going to pay this claim?

3. The IRS filed an estimated claim #5 which needs to be amended.

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need statements for the debtors two Savings Plan loans.
- Amendments to Schedules to include the daughters contribution towards the
insurance for her Jeep (per 341 testimony).
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $527.50.
- Need to resolve objection by New Rez/Shellpoint.
- Need December and January statements for Zelle and Paypal accounts.
- Need December and January statements for Chase account 8721.
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
- A copy of the last filed tax return - 2023 by 5/15/2024 (LANGUAGE ADDED)
- The IRS filed an estimated claim which needs to be amended. (LISTED ABOVE)
- The current Plan does not specify treatment of Citizens' Bank secured arrears claim
under the Plan. (LISTED ABOVE)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)

Plan proposes: $338 x 60 beginning 3/1/2024, $0 to unsecured creditors
Payments: 0/2, arrears $676
Matter ResolvedRequest
Adjourment
1564/17/2024 10:00 am24-11123 / CMGMoshe Rothenberg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 2 required payments   Arrears: $2,800.00  
AS OF 4/17/24 (DS) OK TO CONFIRM AT $2,800 PTD, $3,520 X 58 (BEGIN 5/1/24) 100% PLAN W/MIN DIV OF $163,221 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE
- TRUSTEE STANDARD ORDER OF DISTRIBUTION
- NISSAN-INFINITI CLAIM 1-1 WILL BE PAID OUTSIDE PLAN. EMAIL DEBTOR ATTY TERMS

4/16/24 (SF) UPDATED

Note: 1 payment received and mortgage claim is much higher so payment was increased. Also, Nissan claim 1-1 is current and outsi

As of 4/12/24 (DS): 1. No Trustee payments made, Debtor in arrears $5,600, made 0 out of 2 payments. 1 payment made 4/12/24 for $2,800. CURRENTLY PENDING ALL CLAIMS FILED BY 4/15/24

WILL NEED TO CONFIRM AT $2,800 PAID, $2,944 X 58 BEGIN 5/1/24; 100% WITH A MIN. OF $165,497.50 TO GUCS DUE TO NON-EXEMPT EQUITY

2. Trustee obj to the following:
- Plan is not proposed in good faith, fails to propose the non-exempt equity in real property $165,497.50, Plan propose 0%. RECOMMND WAITING PASS BAR DATE 4/15/24 TOTAL GUCS FILED $2,629.83, ALSO NO MORTGAGE CLAIM HAS BEEN FILED. CASE NEEDS TO BE 100% DUE TO NON-EXEMPT EQUITY. EMAILED ATTY THAT CASE WILL BE UPDATED BY 4/16/24 TO RECOMMEND TERMS ON CLAIMS FILED
- Add to confirming order Trustee standard order of distribution.

Prop Plan $2,800 x 60 begin 3/1/24; 0%
Payments: 1/2 Arrears: $2800
Note: 2023 Tax returns provided.
Matter ResolvedRequest
Adjourment
1574/17/2024 10:00 am24-11156 / CMGPRO SEConfirmation Hearing ScheduledMoot - DismissedDebtor has made 0 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1584/17/2024 10:00 am24-11160 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledContinued
6/5/2024 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 4/16/2024 (at):

1. 341 is scheduled for 5/2/2024.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
1594/17/2024 10:00 am24-11165 / CMGAllen I. Gorski, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  

4/17/2024 updated (JMA)

ok to confirm at $1,600 paid to date, $800x47 begin 5/1/2024 100% plan
-with sale of real estate by 6/20/2024
- non exempt proceeds need to pay case off at 100% to be paid to Trustee.
-Worldwide Asset Management assignee HFC per plan claim to be stricken, no claim filed, bar date has passed
_atty must file a fee application w/in 7 days of confirming order

mk: this current plan does not provide for a sale -so question is if sale motion is granted 4/17 as it will pay 100%- does a MP need to be filed or do we rework the terms of this plan??

issues as of 4/4/2024 (JMA)

1) Trustee objection to confirmation - need to resolve
- The current Plan does not specify treatment of City of Trenton Tax Collector 's claim under the Plan. NEED MODIFIED PLAN
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $67,405 in non exempt equity in the residence.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

proposed plan $800x60 base plan
paid in $1,600
last claim 3
Matter ResolvedRequest
Adjourment
1604/17/2024 10:00 am24-11181 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
5/1/2024 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

4/17(mk: atty says client has questions needs 60 mos- needs to review - adj to 5/1


AS OF 4/17/24 (SF) UPDATED

Note: Due to excess income, plan is recommended for 48 months

RECOMMEND $3800 PTD, $2509 X 46 (BEGIN 5/1/24) 100% PLAN
- OK TO PAY PENNYMAC LOAN SERVICES ARREARS CLAIM 8-1
- MINIMUM DIVIDEND OF $232,293 PER 122C IS PRESERVED IN CONFIRMATION ORDER


AS OF 4/10/24 (SF) mk:100%

1. IRS priority claim 3-1 is estimated (NEED AMENDED CLAIM) MK: APOC filed 4/15

2. Pennymac Loan Services filed arrears claim 8-1 for $965.23 which is not addressed in plan (OK TO PAY?) mk ; yes pay

3. Trustee objection: case is 100%

-Excessive expenses on Schedule J $560/home maintenance (Trustee allowance is $200);
car payment $761 (allowance $629)

-Excess income on Form 122-C2, Line 45 $3,871.55 which requires minimum $232,293 dividend to general unsecured creditors (100% PLAN)



Plan proposes $1900 x 60 100%
Payments: 2/2


RESOLVED:

car insurance policy expires 3/27/2024 (UPDATE RECEIVED)
-there is $14,072 in non-exempt equity, claims have not been filed and may change the amount of non-exempt equity. (MOOT, CLAIMS ARE HIGHER)
Matter ResolvedRequest
Adjourment
1614/17/2024 10:00 am24-11195 / CMGDAVID H. LIPOW, ESQ.Confirmation Hearing ScheduledPlan DeniedDebtor has made 2 of 2 required payments   Arrears: $8.00  
MP #18 filed and on for 5/15/24


Obj to Mp #16 filed on 4/7- no notice

TR Objection filed:

MK: filed MP #16 4/3 (w/ no notice and page 10 that has part 9 is missing- plan should have 11 pages
amended I & J filed as well



orig Plan : 382.58 x 36
MP before conf filed 4/3 : 382.55 x 1 then 544.50
Matter ResolvedRequest
Adjourment
1624/17/2024 10:00 am24-11200 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $1,124.00  
AS OF 4/11/2024 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 4/25/24.
2. Payments: 1/2, arrears $1,124
Matter ResolvedRequest
Adjourment
1634/17/2024 10:00 am24-11231 / CMGRalph A Ferro, Jr, EsqConfirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 4/10/24 (DS): Debtor atty requested adj to allow Debtor to respond to Trustee obj and provde proof.

As of 4/8/24 (DS): Recommend confirming at $700 paid, $1,179 x 58 begin 5/1/24; Base with a min. div. $62,148 to gucs due to non-exempt equity;
- Fee app within 7 days from confirming order.
- Claim#3-1 of Acar Leasing/GM Financial to be treated outside, no arrears filed. Lease to be assumed.

1. Trustee obj to the following:
- Tax refund not listed on Sched I, there is disposable income $951. PLAN WILL NEED TO PAY MORE DUE TO EQUITY.
- Excessive expense for Food $1,400. PLAN WILL NEED TO PAY MORE DUE TO EQUITY.
- There is non-exempt equity $57,209 in equitable distribution (50% ownership of 248 Vasser Rd property) that was to be transferred pursuant to the property settlement agreement and Bank of America $4,939 total $62,148.
- Add to confirming order Debtor attorney to file fee app within 7 days from confirming.

Prop Plan $350 x 36 begin 3/1/24; Base
Note: 2023 tax returns provided. Proof of auto insurance verifies $227.
Matter ResolvedRequest
Adjourment
1644/17/2024 10:00 am24-11279 / CMGBrad J. Sadek, Esq.Confirmation Hearing ScheduledContinued
6/5/2024 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 4/4/2024 (JMA)

1) Rocket Mortgage LLC f/k/a Quicken Loans LLC (Brock & Scott) objection to confirmation - need to resolve
-arrears $2,899.52
2) 341 rescheduled for 5/2/2024
3) Not current with Trustee plan payments, arrears $186
4) Need to file Pre-Confirmation Certification with Court

proposed plan $186x60 minimum $7,233 dividend to general unsecured creditors
paid in $186
arrears $186
last claim 2
Matter ResolvedRequest
Adjourment
1654/17/2024 10:00 am24-11286 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 4/11/24 (SF) UPDATED

1. Objection filed by Capital One Auto (Regina Cohen) - objects to cram

2. Trustee objection:

- A copy of the last filed tax return - for 2023 by 5/31/24.

- Updated auto insurance if not confirmed by 4/17/24, insurance expires.

- Need Certification regarding voluntary support payments.


Plan proposes $190 x 60 Base
Payments: 2/2



RESOLVED:
- Must file Pre-confirmation certificate. (FILED)
- The debtor has failed to provide proof of service with respect to Plan Motion (s). Capital One Auto (MOOT, OBJ FILED)
Matter ResolvedRequest
Adjourment
1664/17/2024 10:00 am24-11288 / CMGMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledContinued
5/1/2024 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 4/10/24(mk):updated

>> needs to make the April payment and waiting for Mtg POC to be filed


1. Trustee Objection:
- needs Trustee standard order of distribution


------------RESOLVED---------
AMENDED A B & C FILED - NOW EXEMPT
-PNC checking acct #4124 balance as of 1/25/2024 is
$2,510.47 - need to amend Schedules
A/B and C. As of now, there is non-exempt equity in the
amount of $1,931.



Plan:$575 X 36; BASE
1/2 payments
Matter ResolvedRequest
Adjourment
1674/17/2024 10:00 am24-11297 / CMGPaul H. Young, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $0  

NS

As of 4/3/24 (DS): 341 not held 3/21/24, still missing docs all docs, also no Trustee payments made. Debtor in arrears $8,452, made 0 out of 2 payments.

MFR 5/1/24
Matter ResolvedRequest
Adjourment
1684/17/2024 10:00 am24-11302 / CMGHerbert B. Raymond, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 2 required payments   Arrears: $1,600.00  
AS OF 4/16/2024 (at):

RECOMMEND: $1,600 x 24 BEGINNING 3/1/2024, $2,551 x 36 BEGINNING 3/1/2026, BASE

1. Objection filed by SN Servicing (Friedman Vartolo) - failure to cure full arrears of $112,454.08 (Per POC) (RESOLVED - PAY PER POC)

2. Trustee's objection:
- The debtor has undertaken an improper use of exemption. Specifically: -Debtor only has
a marital interest in the house, therefore, not eligible for the D (1) exemption.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $200 when determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $1,600 x 24 beginning 3/1/2024, $2,400 x 36, base
Payments: 1/2, arrears $1,600
Matter ResolvedRequest
Adjourment
1694/17/2024 10:00 am24-11308 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 4/16/24 (SF) UPDATED

RECOMMEND $1,296 PTD, $766 X 58 (BEGIN 5/1/24) BASE W/MIN $17,797 TO GUCS
- US DEPT OF HUD CLAIM 1-1 TO BE PAID OUTSIDE PLAN
- MUST FILE PRE-CONFIRMATION CERT WITHIN 14 DAYS
- OTBS WITHIN 30 DAYS RESOLVING PENNYMAC OBJ. OK TO PAY ARREARS CLAIM 4-1
- TD BANK RETAIL CLAIM 3-1 TO BE SET UP AS FILED. PAY SECUED CLAIM IN FULL AND UNSECURED PORTION AS PRO RATA
- TOYOTA CLAIM 5-1 TO BE PAID OUTSIDE. NO ARREARS
- PRESERVE NONEXEMPT EQUITY OF $11,946 FOR REAL ESTATE AND PERSONAL PROPERTY IN CONF ORDER



As of 4/15/24 (DS):

1. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $94.
- There is non-exempt equity in real property $6,225.60 and 2016 Mazda $5,720 total $11,945.60. TOTAL GUCS FILED WHICH INCLUDES TD/RAYMOUR CLAIM IS $5,892.98 RECOMMEND WAITING PASS BAR DATE 4/22/24.
- US Dept of HUD filed claim, not mentioned in plan, no arrears owed.
- Must file Pre-confirmation certificate.

2. Pennymac Loan (FEIN SUCH KAHN & SHEPARD) obj to arrears more, POC filed with arrears $17,763.33, plan has $13,610.15. Obj must be resolved.

3. TD Retail/Raymour & Flanigan filed bifurcated claim total owed $4,242.82, secured but no arrears owed $2,000 secured and $2,242.82 unsecured. Clam needs to be resolved, since plan is paying unsecured claims, will need to know how to handle the claim. (PER ATTY PAY SECURED PORTION AND UNSECURED PORTION TO BE PAID PRO RATA)

Prop Plan $648 x 60 begin 3/1/24; Dollar base $17,797
Note: DSO Info sheet and updated auto insurance provided. Amended Sched A/B and C filed.
Matter ResolvedRequest
Adjourment
1704/17/2024 10:00 am24-11315 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 0 of 2 required payments   Arrears: $3,350.00  
proof of payment


ISSUES AS OF 4/16/2024 (JMA) -ADJOURNMENT OF CONFIRMATION HEARING DENIED, NO TRUSTEE PLAN PAYMENTS TO DATE
issues as of 4/3/2024 (JMA)

1) 341 not held, rescheduled for 4/18/2024
2) No Trustee plan payments to date, arrears $3,350
Matter ResolvedRequest
Adjourment
1714/17/2024 10:00 am24-11317 / CMGEVAN N PICKUS, ESQConfirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $0  

no payments

341 on 5/23

updated 4/17/2024 - adjournment request denied, no Trustee payments received to date arrears $6,400
issues as of 4/3/2024 (JMA)

1) 341 not held, not rescheduled
2) No Trustee plan payments to date, arrears $6,400

proposed plan $3200x60 bae plan
paid in $0
arrears $6,400
last claim 2
Matter ResolvedRequest
Adjourment
1724/17/2024 10:00 am24-11347 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
6/5/2024 10:00 am
Debtor has made 0 of 2 required payments   Arrears: $700.00  
no 341- looks like docs are in
0/2 payments
Matter ResolvedRequest
Adjourment
1734/17/2024 10:00 am24-11350 / CMGEdward Nathan VaismanConfirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $795.00  
AS OF 4/5/24 (SF)

1. 341 NOT HELD - RESCHEDULED TO 5/2/24
2. PAYMENTS: 1/2 Arrears: $795.08
Matter ResolvedRequest
Adjourment
1744/17/2024 10:00 am24-11359 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 2 of 2 required payments   Arrears: $0  

This plan marked W/D - per status change

MP filed 4/16- not in our system yet but creditor said its on for 5/15 so this plan can be denied- ATTY SENT PROOF OF TRACKING FOR 3RD 3500 PAYMENT

4/16/24(mk): UPDATED: 2 payments of 3500 have posted per CT's ruling at last hearing were to have 3 payments posted - there is apparently 1 on way

AS of now( bar date has not passed) Plan would need
$7,000 PTD Then $5033 x 58 Begin 5/1 If more claims are filed before bar date this payment would increase.

REAL FEASIBILITY ISSUE - NONE OF TAX CLAIMS IN PLAN AND 3500 IS NOT GOING TO COVER ALL CLAIMS- Profit and loss provided for dec - Fec shows net income 17,629/3=5876- no support for theses numbers and bank statements for business do not support them- then soc sec $921 and family contribution 1,000= 4500 dispos income as as of 4/16 needs 5,033 and may be higher after bar date passes

CASE IS 100% AND BAR DATE IS 4/23/24

> NEEDS STAY TO BE EXTENDED TO BE ABLE TO CONFIRM

1. Plan has GMC Fin? Americredit as unaffected. Filed arrears claim for $246.93- OK TO PAY?

2. Objection by Jean Wisniewski( Pincus):
- hold a foreclosure j'ment on property


3. Trustee Objection:
- PNC is listed in plan for arrears in part4a and as unaffected in Part 4f
- Amendments to Schedules I to add contributions from
daughter and grandson.
- Current Plan does not specify treatment of the IRS
secured(27,835.14) and priority(39,384.08) claim under the Plan.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan
There is $145,296 in non-exempt equity in the residence (100% Plan.)


Plan: $3500 X 60; 100%
2/2 payments

-----------------Resoled--------
1.Claim 33-1 Citizens Bank-APOC FILED 4/16

need clarification of claim treatment>> -LINE 8 OF THE POC SAYS, THE BASIS OF THE CLAIM IS FOR A CREDIT CARD; LINE 9 SAYS SECURED FOR MOTOR VEHICLE; DESCRIPTION OF VEHICLE & SUPPORT DOCUMENTS NOT PROVIDED. CREDIT
Matter ResolvedRequest
Adjourment
1754/17/2024 10:00 am24-11377 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 2 required payments   Arrears: $0  

No 341- missing docs
1/2 payments
no car insurance- 5 cars on sch B

MRF Valley Nat'l Bank on 5/1/24
Matter ResolvedRequest
Adjourment
1764/17/2024 10:00 am24-11384 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $626.00  
AS OF 4/11/2024 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 4/25/2024.
2. Payments: 1/2, arrears $626
Matter ResolvedRequest
Adjourment
1774/17/2024 10:00 am24-11410 / CMGKevin C. Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $900.00  
ok to terms(mk)
creditor obj is w/d as they are provided for in plan

As of 4/5/24 (DS): Recommend waiting pass bar date 4/24/24 or if obj resolved with Wilmington to pay POC arrears $8,583.99 need to confirm at $2,750 paid, $1,936 x 34 begin 5/1/24; 100% to gucs due to non-exempt equity $56,601.69

1. Wilmington - Hoffman Ave prop (ROMANO GARUBO & ARGENTIERI) obj to creditor not in plan and fails to pay arrears owed. POC filed arrears $8,583.99, plan has arrears $4,700 to Rushmore, not Wilmington. Obj must be resolved.

Prop Plan $1,825 x 36 begin 3/1/24; 100%
Matter ResolvedRequest
Adjourment
1784/17/2024 10:00 am24-11412 / CMGBrad J. Sadek, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 4/3/2024 (JMA)

1) Trustee objection to confirmation - need to resolve
- Proof of 2 month's income - from fiancee, contributing $1,500. PROVIDED
- Domestic Support Obligation information for Tessa Jones.
- A copy of the last filed tax return - for 2023.
- TSP Loan balance statements for two loans on pay stubs, prior to filing date.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22C Line 18 Life insurance $169.17, Line 19 Court order payment $645, Line 22 Additional healthcare $42, Line 23 take $400 phone service, Line 30 Additional food and clothing $46, pending proof of support payments would leave disposable income on Line 45 $336.60, which would require a minimum dividend to gucs.
- The proof of income verifies higher than the schedules.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $918 when determining disposable income.
- The Plan needs to run 60 months pursuant to the B22C form - NEED MODIFIED PLAN PROPOSING 60 MONTH PLAN
- Must resolve IRS estimated tax claim.
- Must provide the following bank acct statements: Bank of America checking acct#5605 and #9990 for Jan. and Feb. prior to filing date and Monmouth County Postal FCU savings acct#2359 for Jan. and Feb. prior to filing date. DID NOT PROVIDE JANUARY & FEBRUARY 2024 STATEMENTS
- Must provide bank statements from the following accts, none were provided: Chase Bank accts#2878, #3551 and #9910; Signature FCU acct#2041 prior to filing date; Postal Employees Credit Union checking/saviings acct#8562 prior to filing date; Cash App, PayPal and Apple Cash for Dec. to Feb, prior to filing date. ONLY PROVIDED NOVEMBER STATEMENTS FOR ACCOUNTS, NEED JANUARY AND FEBRUARY 2024
- Must file Pre-confirmation certificate.

proposed plan $375x60 B
Matter ResolvedRequest
Adjourment
1794/17/2024 10:00 am24-11418 / CMGPaul N. Mirabelli, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 4/9/24 (SF) This plan should be denied (doc 12)


MP JUST FILED AND SCHEDULED FOR 5/15/24
Payments: 2/2


Sched D amended

hearing On MP #18 is 5/15
Matter ResolvedRequest
Adjourment
1814/17/2024 10:00 am24-11448 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 4/9/24 (mk): Needs to make April payment

1. Plan proposes to pay Cresent Bank( 2022 Toyota) in full for 28,000 interest for total $32,574.29- full SECURED POC is for 30,811.73>>NEEDS AN ORDER TO PAY DIFFERENT AMT. FROM CLAIM

2. Trustee Objection:
-Verified income leaves monthly disposable income of $2,428.
Need proof of service on One Main Financial.
Need to file Pre-Confirmation Certification


Plan:$1132.65 X 60; BASE
1/2 payments
Matter ResolvedRequest
Adjourment
1824/17/2024 10:00 am24-11454 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $0  

NS

AS OF 4/16/2024 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $1,000
Matter ResolvedRequest
Adjourment
04/17/2024 10:00 am24-11466 / JNPAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $630.00  
ISSUES AS OF 4/12/2024 (DM):

1) IRS filed $5,445.39 priority claim not treated in the plan that includes estimated taxes for 2021 (UNRESOLVED.)

2) Trustee OBJ:
- Debtor has insufficient income.
- Need Dec & Jan bank statements for acct #8024 (RECEIVED.)
- Need to file Pre-Confirmation Certification (FILED.)


Prop. Plan $630 x 36, Base Plan.
PTD 1/2 = $630
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
1834/17/2024 10:00 am24-11468 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
6/5/2024 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $2,432.00  
AS OF 4/15/2024 (at):

RECEIVED PROOF OF ONE PAYMENT.

1. NJ Division of Taxation filed an estimated claim #5 which needs to be amended.

2. Santander Consumer filed a secured arrears claim #3 for a 2013 Ford in the amount of $693.44 which is not in the plan. Is the debtor going to pay this claim?

3. Objection filed by Midfirst Bank (KML) - failure to cure full arrears of $129,903.22 (Per obj - no POC yet)

4. Trustee's objection:
- debtors income verified lower than scheduled amount using all paystubs provided.
Missing 6 paystubs,
- must file pre conf cert (NOT FILED)
- estimated tax claim for IRS (STILL ESTIMATED)

RESOLVED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - need to include declaration page showing personal liability coverage (RECEIVED)

Plan proposes: $2,432 x 60 beginning 3/1/2024, $0 to unsecured creditors
Payments: 0/2, arrears $4,864
Matter ResolvedRequest
Adjourment
1844/17/2024 10:00 am24-11478 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 2 required payments   Arrears: $434.00  
CO for 18 mo cure for LL

As of 4/10/24 (DS):

If objection resolved w/creditor, need to confirm at $434 paid, $1,148 x 16 begin 5/1/24; $209 x 22 begin 9/1/25; Base
- 18 month prompt cure to Asden US claim#3-1 $13,547.32 to be treated as secured.
- Claim#1-2 of Sensible Auto Finance to be paid in full $4,134.77.
- Trustee standard order of distribution.
- Strike Section 4(b) of plan, Asden is listed on Section 6 of plan.


1. Trustee obj to the following"
- Disposable income verifies $756.79. May be moot since landlord claim filed much higher.
- Plan fails to provide an 18 prompt cure of rental arrears.
- Need Trustee standard order of distribution.
- Must file Pre-confirmation certificate. FILED 4/4/24

2. Asden (MICHAEL GREENBLATT) obj asking for 18 month prompt cure of rental arrears, POC filed $13,547.32, not $6,000. Obj must be resolved. DEBTOR ATTY OK WITH TERMS, BUT THE MATTER NEEDS TO BE RESOLVED WITH CREDITOR ATTY

3. Need to strike Section 4(b) of plan, since Asden is listed on Section 6 of Plan.

Prop Plan $434 x 40 begin 3/1/24; $0
Matter ResolvedRequest
Adjourment
1854/17/2024 10:00 am24-11484 / CMGCharles M Izzo, EsqConfirmation Hearing ScheduledContinued
6/5/2024 10:00 am
Debtor has made 3 of 2 required payments   Arrears: $0  

As of 4/8/24 (DS): Debtor atty requested adj, request denied, still missing docs and 341 not rescheduled.

As of 4/3/24 (DS): 341 will not be held 4/4/24, due to missing 2 months bank statements from WSFS checking acct prior to filing date and current auto insurance for 2011 Ford Explorer
Matter ResolvedRequest
Adjourment
1864/17/2024 10:00 am24-11588 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
6/5/2024 10:00 am
Debtor has made 0 of 2 required payments   Arrears: $0  

No 341 -looks like docs are in
no payments
Matter ResolvedRequest
Adjourment
1874/17/2024 10:00 am24-11592 / CMGJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 4/3/2024 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income Verified income (with excessive expenses) leaves monthly disposable income of -$67.43. Debtor must sign up for e-wage for trustee payments.
- The debtor has failed to supply the Trustee with the following document (s): Need pay stub for bonus of $7,706 to determine monthly average.
- A Modified Plan that removes step down in trustee payment in month 7.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Reviewed the 22C, Line 21 (Childcare) requires proof and Line 23 (optional phone) requires documentation. Per the 22C, monthly disposable income is $677 which requires a minimum dividend of $40,620 to general unsecured creditors.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $575.00 when determining disposable income.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
- Need to file Pre-Confirmation Certification

proposed plan $350x6, $150x54 base plan
paid in $350
arrears $350
last claim 9
Matter ResolvedRequest
Adjourment
1884/17/2024 10:00 am24-11627 / CMGFrancis P. Cullari, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1894/17/2024 10:00 am24-11633 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
7/3/2024 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 4/9/24 (SF)

1. State of NJ Worker's Comp(Pressler) filed secured judgment in the amount $162,013.26 which is not addressed in plan (PLAN IS NOT FEASIBLE)

2. Objection filed by Federal Home Loan Mortgage (Carlon) - failure to pay arrears of $86,403.05 and speculative loan mod. (OTBS - Debtor to obtain loan mod by 10/1/24. Trustee to pay arrears pending approval)

3. Trustee objection:

- Need 2 months bank statements from Bank of America savings accts#7175, #6551 and #1042 prior to filing date. (JUST RECEIVED, NOT REVIEWED)

- The current Plan does not specify treatment of Chase Bank (2nd mtg) and State of NJ
Workers Comp under the Plan.

- Need valuation on 2016 GMC Acadia. NADA values auto from $10,000 -$15,000.

- Must file Pre-confirmation certificate.


Plan proposes $450 x 60 Base w/min $7956 to gucs; LOAN MOD BY 10/31/24
Payments: 2/2


RESOLVED:
- Must provide updated auto insurance, insurance expires 4/5/24. (RECEIVED)
- Amendments to Schedules A/B and C to add 3 Bank of America savings accts#7175,
#6551 and #1042. (Amended)
Matter ResolvedRequest
Adjourment
1904/17/2024 10:00 am24-11690 / CMGLaurence R. Sheller, Esq.Confirmation Hearing ScheduledContinued
5/15/2024 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $350.00  
email to atty- he says ok so once the apirl payment is made will work it up

As of 4/9/24(mk): Needs to make April payment and payment will need to increase a little to cover the higher arrears claim.


1. Objection by Longbridge Financial( Greenspoon Marder);
- plan fails to pay arrears 20,512.50- OK TO PAY? (per atty - yes pay)

Plan: $350 x 60 begin 3/1/24; Base
1/2 payments
Matter ResolvedRequest
Adjourment
1914/17/2024 12:00 pm20-16743 / CMGMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $78,250.00
Matter ResolvedRequest
Adjourment
1924/17/2024 12:00 pm21-15667 / CMGMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $43,330.00
Matter ResolvedRequest
Adjourment
1934/17/2024 12:00 pm23-14890 / CMGJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $7,800.00
Matter ResolvedRequest
Adjourment
1944/17/2024 12:00 pm23-15282 / CMGRobert Cameron Legg, Esq.Motion CompensationGrantedTotal Paid In: $1,440.00
Matter ResolvedRequest
Adjourment
1954/17/2024 12:00 pm23-19519 / CMGJonathan Goldsmith-Cohen, Esq.Motion CompensationGrantedTotal Paid In: $3,251.00
PPSED ORDER IS ON DOCKET #21
Matter ResolvedRequest
Adjourment
1964/17/2024 12:00 pm23-19671 / CMGJonathan Goldsmith-Cohen, Esq.Motion CompensationGrantedTotal Paid In: $4,236.00
Matter ResolvedRequest
Adjourment
1974/17/2024 12:00 pm23-21023 / CMGAllen I. Gorski, Esq.Motion CompensationOrder Previously Submitted
TR limited objection-email atty

Revised Order submitted 3/26/24


NEEDS REVISED ORDER typo in total of 1st Ordered paragraph- should be 8,192.50 - has 6,192.50
amounts for inside and outside plan are correct
Matter ResolvedRequest
Adjourment
1984/17/2024 12:00 pm24-10281 / CMGEdward Hanratty, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
1994/17/2024 12:00 pm24-11359 / CMGKarina Pia Lucid, Esq.Order Shorten TimeContinued
5/15/2024 9:00 am

PATRIES AGREE TO BRIDGE ORDER- TR TO PREPARE.ADJ TO 5/15 TO BE ON W/ MP


4/16/ mk sent email to parties per the note below

MK: per AR : if all parties agree then Tr will Bridge
order -suggest extend stay to 5/15 to MP - atty to review claims evaluate amt required for moly payments and prove feasibility

4/16/24: ATTY SENT PROOF OF TRACKING FOR 3RD PAYMENT OF 3500.

4/15: debtor has made the 2/3 payments of 3500 per Judge Gravelle at last hearing- feasability of the plan is still an issue. 3rd one is apparently on the way

**grant limited stay thru 4/17 = must pay 3 payments 3500 to be made and can determine feasabililty judge wants to see commitment**


sheriff s sale pending

>>OST<<

MTN TO IMPOSE STAY- Not timely filed

debtor now has family contributing- Creditor wants proof

creditor says Serial filer- last case was a sale- she had offers and turned it down- now her income does not satisfy claims

there are 2 letter aff'ds - 1 not signed and need proof that daughter and grandson are able to pay

APOC by Irs: secured 27,836.14
priority 39,384
Matter ResolvedRequest
Adjourment
2004/17/2024 12:00 pm24-12420 / CMGPRO SEOrder Show CauseContinued
5/15/2024 9:00 am

5/10 to filed missing docs or case will be dismissed on 5/15

MISSING DOCS
Matter ResolvedRequest
Adjourment
2024/17/2024 12:00 pm24-12420 / CMGPRO SEOrder Shorten TimeContinued
5/15/2024 9:00 am

5/10 to filed missing docs or case will be dismissed on 5/15

D. Carlon rep successful bidder at sheriff sale on 3/24/24

MTN TO EXTEND TIME TO FILE MISSING SCHEDULES

Multiple filings 7 ch 7 cases and

4 ch 13 cases
22-19325
23-12610
23-17307
24-12420 current case (debtor listed incorrect case number on the pleadings hat were faxed)

Matter ResolvedRequest
Adjourment
2014/17/2024 12:00 pm24-12420 / CMGPRO SEOrder Shorten TimeOrder to be Submitted
4/17 AMT: ORDER TO CHAMBERS/7 DAY<<>>

TR to Prep Order reinstating the stay as to all creditors except creditor on real property

stay denied as to home and granted to other crediitor

D. Carlon rep successful bidder at sheriff sale on 3/24/24
Hainsport NJ

MTN TO REINSTATE STAY & SEAL DOCUMENTS

Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes