Judge Christine M. Gravelle
Hearing Date: 4/9/2025
Hearing Count: 0
Last Updated: 03-14-2025 06:51 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am19-10296 / CMGRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $128,839.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am20-10909 / CMGErik M. Helbing, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $75,596.00
3/14 AMT: PYMT MAILED, BUT ATTY WAS ADVISED SV NEEDS TO BE ADDRESSED<<>>

SV/RUSHMORE #13-1; FAILED TO PAY PLAN BAL
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am20-15615 / CMGCandyce I. Smith-Sklar, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $10,111.00
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am20-17105 / CMGRobert Stephen Casagrand, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $32,912.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am21-14552 / CMGJonathan Goldsmith Cohen, Esq.Motion Reopen Ch. 13 Case (fee)No Opposition Filed
MTN REOPEN FILE CERT IN SUPPORT

Not the std order. - should say No Tr is appointed and case will be reclosed after the filing of cert in support of discharge
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am21-18995 / CMGRussell L. Low, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $44,598.00
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am22-14068 / CMGAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $16,992.00
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am22-14223 / CMGThomas M. Monahan, Esq.Motion to Approve Loan ModificationNeeds Resolution of Issues - ObjectionsTotal Paid In: $56,120.00
Trustee's limited obj<>MTN TO APPROVE LM
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am22-15936 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $13,612.00
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am22-16293 / CMGKarina Pia Lucid, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $60,834.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am22-18718 / CMGJohn Zimnis, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $6,080.00
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am22-20201 / CMGJohn Zimnis, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $8,200.00
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-10017 / CMGCarrie J. Boyle, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $13,800.00
Debtor obj<>WERLLS FARGO AUTO/2015 Highlander (LOGS)
Matter ResolvedRequest
Adjourment
174/9/2025 9:00 am23-10122 / CMGJustin M. Gillman, Esq.Creditor Certification of Default3rd Party MatterTotal Paid In: $29,057.00
Debtor obj<> RITZ CONDO ASSOC (MCGVERN)

parties trying to resolve
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-11680 / CMGJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $10,035.00
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-11864 / CMGNicholas Fitzgerald, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $7,365.00
SV/LAKEVIEW; ARREARS
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-12139 / CMGJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $46,300.00
SELECT PORTFLIO/Norton Rd (RAS)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-12766 / CMGRobert H. Johnson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $7,302.00
MP filed 3/12/25- refi not feasible - hearing date 4/9/25


Debtor obj, filing MP<>FAILED TO REFI BY 2/1/25
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-12798 / CMGKirsten B. Ennis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $5,750.00
AMT; MP 4/9<<>>

FAILED TO SELL WARREN ST PPTY BY 12/31/24
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-12798 / CMGKirsten B. Ennis, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $5,750.00
Debtor obj, filed MP<>NEWREZ/SHELLPOINT- Warren St(STEWART LEGAL)


MP (to extend time to sell) #78 on for confirmation 4/9/25
Matter ResolvedRequest
Adjourment
224/9/2025 9:00 am23-13740 / CMGCarrie J. Boyle, Esq.Creditor Certification of Default3rd Party MatterTotal Paid In: $20,782.00
debtor to s cure the default

(amt: order approving settlement, doc # 86 provides for $12,079.55 from debtor's proceeds to mtg co)<<>>

Debtor obj<>AMERICAN NEIGHBORHOOD/Niagra Lane (Pluese Becker)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-14433 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $4,937.00
FAILED TO COMPLETE LM BY 6/30/24; EXTENDED LOSS MIT EXPIRED 12/31/24
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-14433 / CMGMarc C. Capone, Esq.Motion Motion (Generic) - Only use if no other event is applicable3rd Party MatterTotal Paid In: $4,937.00
EXT OF LOSS MIT
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-14450 / CMGStacey L. Mullen, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $11,924.00
Debtor obj, requests recap<>UNITED ASSET MNGMT/Tavernier Sts (Hldiak)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-14805 / CMGPeter J. Broege, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $18,126.00
LAKEVIEW LOAN /Emerson Place (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-14885 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $21,720.00
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-16002 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $10,224.00
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-18935 / CMGPeter E. Zimnis, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $1,200.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-19586 / CMGEugene D. RothMotion to Cancel DischargeNo Opposition Filed
MTN TO CANCEL DISCHARGE ARG LLC MTG & GLOBAL FUNDING MTG
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-20395 / CMGYakov Rudikh, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $29,600.00
SV/FED HOME LOAN
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-20622 / CMGBrad J. Sadek, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $1,391.00
FAILED TO ADDRESS 2013 HONDA TOTAL LOSS CLM CAP ONE $4-1; ARREARS
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-20907 / CMGKarina Pia Lucid, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $5,566.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am23-21861 / CMGWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $3,750.00
SV/BANK OF NY MELLON; FAILED TO REFI BY 1/15/25
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-10265 / CMGJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $10,824.00
ARREARS
Matter ResolvedRequest
Adjourment
324/9/2025 9:00 am24-10420 / CMGMark N. Glyptis, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $13,275.00
LAKEVIEW LOAN/dunham St (McCABE)

TR ARREARS $3,505 as of 3/12/25
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-10614 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $19,736.00
NISSAN (STEWART)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-11014 / CMGJohn Zimnis, Esq.Creditor Certification of Default3rd Party MatterTotal Paid In: $15,343.00
AMT: TR CONDUIT REQUEST<>

Debtor obj, will pay<> ARREARS/Parkside Ave (RAS)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-11087 / CMGJustin M. Gillman, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterTotal Paid In: $10,572.00
LAKEVIEW LOAN (McCALLA)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-11087 / CMGJustin M. Gillman, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $10,572.00
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-11160 / CMGGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $4,667.00
FAILED TO LM BY 12/31/24
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-11302 / CMGHerbert B. Raymond, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
2/19/25(mk): debtor atty adj request to 4/9 to allow more time for debtor to become current w/ mtg- has consent


US Bank obj ( Friedman Vartolo)<>MOTION TO VACATE DISMISSAL AND VACATE THE ORDER LIFTING THE STAY ( in same motion)

TR OBJECTION(MK) file obj: debtor must be completely current w/ Tr payments and proof is required. The stay must be reinstated as to mtg company for plan to succeed

Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-11410 / CMGKevin C. Fayette, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $6,575.00
Trustee obj, no default pleading filed, only exhibits<>WELLS FARGO/Ardsley Ave (Brock & Scott)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-11448 / CMGCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $11,379.00
Debtor obj, will pay<>SELECT PORTFOLIO /Valley forge Ave (RAS)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-12496 / CMGRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $10,669.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-12791 / CMGBarbara J. Snavely, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
case dismissed on TR cert


arrears as of 3/10 are $9,644

Tr Objection:

-Debtor must have proof of the funds needed to bring case Current. Arrears through March are $9,644.

-It appears the case was confirmed at an amount that is not feasible for the debtor. The case was confirmed in August and debtor has failed to make any payment that is even close to the payment amount confirmed at $2,030 per month.
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-14806 / CMGRobert Cameron Legg, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)No Opposition FiledTotal Paid In: $9,384.00
22 CUMBERLAND DR

MK: short sale so needs approval from 1st and second mtg
needs realtor retained
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-15049 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $6,500.00
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-15198 / CMGJeanie D. Wiesner, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $5,693.00
FEASIBILITY/PLAN CONFIRMED SHORT TO COVER MINIMUM IN T/H
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-15748 / CMGFrancis P. Cullari, Esq.Motion Reinstate Stay3rd Party MatterTotal Paid In: $8,160.00
MTN REINSTATE M&T BANK
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-15826 / CMGVera Fedoroff, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledTotal Paid In: $11,697.00
MTN TO REDUCE WELLS #1-1 ARREARAGE TO $69,098.26
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-15826 / CMGVera Fedoroff, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $11,697.00
AMT; CLMS MTN 4/9<>

Debtor obj, mtn filed<>FAILED TO FILE MTN TO REDUCE WELLS POC #1-1 PER CONF ORDER
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-15833 / CMGJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $3,289.00
ARREARS
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-16037 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $3,750.00
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-16558 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $16,578.00
SANTANDER (EISENBERG)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-16900 / CMGVera Fedoroff, Esq.Trustee Certification of DefaultContinued
4/30/2025 9:00 am

MP on 4/30


plan os 2/26 DENIED MP in 14 days


debtor says unaware of payment increase and wants RECAP- ARREARS ARE NOW 11,808 AS OF 2/11/25;

Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-17257 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections
AMT: MP 4/9 *<>

Debtor obj<>PLAN WAS DENIED ON 1/15/25 AND FAILED TO FILE MP IN 14 DAYS
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-17450 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $12,930.00
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-17855 / CMGJose R. Torres, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $6,300.00
Matter ResolvedRequest
Adjourment
464/9/2025 9:00 am24-18370 / CMGRoger J. Yehl, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $1,764.00
Debtor obj, has contract for sale<>SANTANDER BANK / Birchwood Dr(BROCK & SCOTT)

Sale order entered 2/6/25
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-18811 / CMGEdward Nathan Vaisman, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterTotal Paid In: $16,860.00
LAKEVIEW LON (ALBERTELLI)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-18811 / CMGEdward Nathan Vaisman, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $16,860.00
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-18870 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $7,495.00
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-20051 / CMGLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition Filed
PLAN DENIED ON 2/5/25 AND FAILED TO FILE MP IN 14 DAYS
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-20053 / CMGRoger J. Yehl, Esq.Motion Relief from Stay (Fee)No Opposition Filed
CREDIT ACCEPTANCE/2017 Chevy (EISENBERG)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-20090 / CMGJames F. Anderson, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $13,493.00
SHELLPOINT/Halliard Ave (HILL WALLACK)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-20131 / CMGRussell L. Low, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections



mk: CASE WAS DISMISSED FOR FAILURE TO PROVIDE INSURANCE FOR REAL PROP. IN DOM REPUBLIC. Now has it and Tr payment

TR Objection
Need to make conf date 4/30/25 debtor needs to have all funds to be current through April in the total amount of 1500
ipload proof of insurance to 13 dox
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-20256 / CMGWarren S. Jones, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - Objections
St of NJ obj<>MTN MODIFY CLM STATE OF NJ


MK Order is not clear as to treatment of claim - parag. 1 of the PPSD ORDER is a word salad TR needs clarification on treatment for set up etc.

Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-20420 / CMGJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $6,435.00
DEUTSCHE BANK /Stone Leigh Way(LOGS)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-20951 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $2,835.00
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-21169 / CMGAmy Lynn Bennecoff Ginsburg, Esq.Motion Relief from Co-Debtor Stay3rd Party Matter
SN SERVICING (FRIEDMAN)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-21169 / CMGAmy Lynn Bennecoff Ginsburg, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-21192 / CMGJeffrey E. Jenkins, Esq.Motion Relief from Co-Debtor Stay3rd Party Matter
SELECT PORTFOLIO (RAS)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-21344 / CMGAdam Schneider, Esq.Motion Dismiss CaseNo Opposition Filed
CREDITOR, SHAN BALA, MTN TO DISMISS
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-21431 / CMGKirsten B. Ennis, Esq.Motion Relief from Co-Debtor Stay3rd Party Matter
SELECT PORTFOLIO (RAS)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am24-21498 / CMGDavid L. Stevens, Esq.Motion Relief from Stay (Fee)No Opposition Filed
US BANK TRUST /Horseshoe Bend Rd (PADGETT)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am25-11291 / CMGRussell L. Low, Esq.Motion Relief from Stay (Fee)3rd Party Matter
WOODBINE LIVING (SOBEL HAN)
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am25-11979 / CMGJames J. Cerbone, Esq.Motion Impose Automatic Stay3rd Party Matter
MTN IMPOSE STAY
Matter ResolvedRequest
Adjourment
04/9/2025 9:00 am25-12462 / CMGTamika N. Wyche, Esq.Motion Extend Time3rd Party Matter
MTN EXTEND STAY
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am22-15547 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 21 of 32 required payments   Arrears: $904.00  Total Paid In: $10,260.00
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am23-12766 / CMGRobert H. Johnson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 13 of 23 required payments   Arrears: $0  
Total Paid In: $7,302.00
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am23-12798 / CMGKirsten B. Ennis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 23 of 23 required payments   Arrears: $0  
Total Paid In: $5,750.00
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-12114 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 13 required payments   Arrears: $1,511.00  Total Paid In: $16,141.00
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-14146 / CMGDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 11 required payments   Arrears: $2,336.00  Total Paid In: $1,950.00
Matter ResolvedRequest
Adjourment
774/9/2025 10:00 am24-15636 / CMGJeanie D. Wiesner, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 6 of 9 required payments   Arrears: $0  

mk: atty has proof of funds and proof of LM - just got it- submitted on 13 dox


ISSUES AS OF 2/18/2025 (DM): updated 2/24/25

***Amended Sch I&J filed. Need proof of Utility Assistance and SNAP Benefits. Certified check for $190 being mailed out and Atty will file Motion to Approve Permanent Mod***

 Debtor received a Trial Mod from Oct through Dec (dm)
STATUS ??
 Debtor now receiving $1,714 SSI.

1) Nationstar Mortgage (Hladik Onorato) OBJs - failure to cure arrears of $25,399.99 on Springfield Rd property (UNRESOLVED.)

2) Part 8d of the plan provides unclear treatment with respect to payment of post-petition claims (UNRESOLVED.) TR NOT pay post pet claims(mk)

3) Trustee OBJ:
- The debtor has insufficient income.

***RESOLVED ISSUES***

A) Trustee OBJ:
- Plan fails to provide for a prompt Loan Mod completion date (MOOT, DEBTOR IS IN A TRIAL MOD THAT ENDS IN DEC.)
- Need a CMA with comps 6 months prior to filing date. Zillow values property at $300,800. (UPDATED CMA RECEIVED - NO EQUITY.)
- There is estimated non-exempt equity in real property (pending updated CMA) and $867 in Citizen Bank acct. (CMA RECEIVED - VALUATION IS $195,000.)
- Must file Pre-Confirmation Certification (FILED.)


Prop. Plan $45 x 6, $95 x 30, Base Plan.
PTD 6/8 = $270
Last Claim (9-1)
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-17257 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 8 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-18587 / CMGEdward Hanratty, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 7 required payments   Arrears: $61.00  
As of 3/10/25(MK):


>WORK UP ON PLAN #49

1. Trustee Objection:
attorney must file a fee application within 7 days of the entry of the order confirming the plan.

-Need to file Pre-Confirmation Certification.

NE Equity in real property $27,435


Ne MP #49: PTD then $553x 54- Payment has to go up to cover NE equity $27,435.00



----------RESOLVED---------

-Atty fee is hourly- NEED ESTIMATE OF FEES FOR PLAN CALCULATION>
atty provided info


Amended sch. A, B, C I & J filed

Appraisal submitted - Value $519,000. NE Equity is $43,965

>> Motion to Allow TR to pay Unsecured claim( #16 of Midland) as secured - on 2/26/25- GRANTED

-MP has Midland credit management as secured Pay in Full in part 4 g- THEY FILED AN UNSECURED CLAIM- YOU WILL
NEED A MOTION AND OR ORDER TO PAY AS SECURED- MOTION FILED ON 2/26

APPRAISAL SUBMITTED 2/25/25- value $519,000 EQUITY
CMA post 341 has comparables which are all way above the price of 479,940. The repair ESTIMATE for driveway will not impact the value. ZILLOW has 568,500- TR DISPUTES DEBTOR"S VALUE FOR THE HOME.

Objection by WestLake :( McCalla): THIS WAS W/D
- objects to cram of auto

Objection by ServBank(Stewart Legal): ORDER SUBMITTED PAYS ARREARS CLAIM FOR $1086.32

Objection by WestLake :( McCalla): THIS WAS W/D
- objects to cram of auto

- appraisal value of property is $519,000--reviewed the comps and mot os higher ones had more bedrooms- s compromise 500,000
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-18903 / CMGVera Fedoroff, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  












--------------RESOLVED----------------
- objection by Athene Annuity- ORDER SUBMITTED 3/10. Terms = pay POC arrears $8,971.18
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-18989 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $300.00  
adj to 4/9/25 PEREMPTORY

debtor has new job and needs to resolve obj in #1

As of 2/18/25(mk):

CASE IS 5 MOS OLD


1. Objection by Atlantic Federal Credit Union (Saldutti) :
Creditor objects to debtor proposal to pay trade-in value of $3,900.
As of 12/27/2024 the loan balance was $11,635.17
>> Late filed claim by Atlantic Federal- NEEDS TOT BE ADDRESSED

2.Trustee objection:
-current Plan does not specify treatment of Thrift Investment 's
secured claim( 2010 MERCEDES) under the Plan - NOT RESOLVED TO DATE
- Need to amend Sch I and provide proof of income for new part -
time at Whole Foods - NOT PROVIDED TO DATE


plan $300x60 base plan
4/5 payments


---------RESOLVED ISSUES------------

- The debtor has failed to provide proof of service with respect to Plan Motion (s) - RESOLVED, FILED
- Need proof of service on First Atlantic FCU - RESOLVED, FILED
- The debtor needs to file Amendments to Schedules to add 2010 Mercedes - MK- owned by debtor's mother - debtor's co signor only
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-19317 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 6 required payments   Arrears: $224.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-19334 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 6 required payments   Arrears: $1,800.00  
2/5: debto rhas new job made payments and working on workers comp issue- now in Loss mit- need update on workers comp issue 10 DAYS BEFORE CONF

AS OF 2/4/25(mk):

2 and a half/ 5 payments Arrears now $800 w/ recent payment. PLAN NOT FEASIBLE AT ALL DUE TO CLAIMS FILED . DEBTOR DOES NOT HAVE THE INCOME AT ALL

>> STAY RELIEF MOTION ON 2/5 US BANK

>>MOTON FOR LOSS MI ON 2/5- ORDER RESOLVING BANK'S OBJECTION HAS FULL PAY ARREEARS IN PLAN


1 State of New Jersey Workers Compensation filed secured claim #2 in the amount of $253,972.55, not treated in plan.

2. Township of Freehold Tax Collector filed secured claim #10 in the amount of $2,824.81, not treated in plan

3. Trustee objection:
- debtor has insufficient income.
- failed to file a feasible plan - . State of NJ Worker 's Compensation filed a
secured claim in the amount of $253,972.55.
- plan fails to treat the worker comp claim


plan $500x12, $2500x48 loan mod by 5/2025 100% plan
2/4 payments

-----RESOLVED-----
-There is $118,509 in non exempt equity in the residence. Plan is 100%

US Bank (Padgett Law Group) objection to confirmation - need to resolve - RESOLVED, PER STATUS CHANGE FORM
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-19675 / CMGJoseph Albanese, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  

ADJ to 4/9/25 PEREMPTORY

3/12/259mk) Interim Order entered- need appraisal on real prop and support for exp. in order amended I & J and POI amd MP id deemed necessay by debtor

3/3 AMT: REVISED INTERIM SCH ORDER TO CHAMBERS<> adj it to 4/19 Peremptory- needs to be entered before marking this calendar

2/21 AMT: INTERIM SCH ORDER TO CHAMBERS/7 DAY<>

PREMPTORY for 3/19- debtor to get appraisal on real property


A/S OF 2/13/25(MK)

>>TR SUPP OBJECTION NEEDS UPDATED CMA WITH COMPS IN LAST 6 -8 MOS. TO ESTABLISH HOME VALUE. Zillow has 493,400 and other internet values 471,313 (Redfin) and Trulia($493,400)NEED SOMTHING FROM A REALOTR WITH SUPPORTING COMPS.


Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$800/month for car insurance (RECEIVED PROOF WIFE PAYS $269/MONTH)
$490/month for medical
$505/cheerleading/gymnastics
$1,190/month spouse's car payments (RECEIVED PROOF THAT TWO CAR PAYMENTS TOTAL $1,183.49)
$1,400/month for spouse's credit cards (RECEIVED PROOF OF $507/MONTH LOAN PAYMENT AND $184/MONTH FOR CREDIT CARDS)
$750/month for spouse transportation
$375/month for birthdays/holidays/emergencies
$150/month for water delivery
Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification (FILED)
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2023 prior to confirmation. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $8,173 in non exempt equity in the residence. (LANGUAGE ADDED)
- There is $4,438 in non exempt equity in the personal property. (LANGUAGE ADDED)

Plan proposes: $282 x 60 beginning 10/1/2024, base
Payments:
Matter ResolvedRequest
Adjourment
1034/9/2025 10:00 am24-19897 / CMGCarlos D. Martinez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

AS OF 3/10/25 (SF)

1. Ally Bank Lease Truste filed arrears claim 16-1 in the amount of $1711.12 which is not addressed in plan for 2020 Ram Truck 1500 (Per AR OK TO PAY AS GENERAL UNSECURED CLAIM) Add Language to confirmation order

2. NexBank filed arrears claim 27-1 in the amount of $4033.90 which is not addressed in the plan (OK TO PAY?) (NEED ORDER TO PAY ARREARS OUTSIDE OR MOVE AGAINST CLAIM)

3. Trustee objection:

The debtor(s) plan consists of unnecessary or excessive expense items, such as: 22 C-Line
30 additional food/clothing expense $86 and Tax refund $777.25 not on 22c.

- 22c gross income on Line 2 for Debtor should be $10,903.59, not $10,250.51. Line 45
Disposable income should be $653.08, plus Line Tax refund $408.25 and Line 30 total should be $1,147.33, which would require min. div. $68,840 to general unsecured creditors.

- Disposable income verifies higher, there is disposable income of $3001.16 and will increase to $3571 when pension loan expires in 5 months

There is non-exempt equity in the residence $26,663 and bank accts (pending all bank acct statements).

- Must provide Debtor's Pension loan balance statement prior to filing date. (loan expires in 5 months Additional $570.45 will be available)

- Must file fee app within 7 days from confirmation order.



Plan proposes $870 x 60 Base w/min $41,717.88 to gucs
Payments: 5/5

RESOLVED:
- Must file Pre-confirmation certification. (FILED)
- Updated auto insurance (PROVIDED)
- State of NJ filed estimated priority claim 26-1 (AMENDED)
- Need a copy of the last filed tax return - from Co-Debtor (Silver) for 2023. (RECEIVED)
-Need bank statements for Sept. & Oct. from
Robinhood, Xaman Crypto, Public Service FCU, PNC Bank and Coinbase Acct, prior to filing date. (RECEIVED)
- Amendments to Schedules A/B and C to add Acorn Securities acct.
Matter ResolvedRequest
Adjourment
1034/9/2025 10:00 am24-19902 / CMGAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

341 now on 3/20/25. debtor is current-atty will appear to request adj.

issues as of 2/19/2025 (JMA)

1) 341 not held, not rescheduled - debtor counsel needs to reschedule 341 hearing.

2) Village Capital & Investment LLC (Stern & Eisenberg) objection to confirmation - need to resolve
-pre-petition arrears $3,826.84

3) Capital One (Lavin Cedrone) objection to confirmation - need to resolve
-pre-petition arrears $13,793.93

proposed plan $150x60 base
paid in $600
last claim 34-1

Matter ResolvedRequest
Adjourment
964/9/2025 10:00 am24-20053 / CMGRoger J. Yehl, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $5,738.00  
issues as of 1/30/2025 (JMA)

1) Citizens Bank (McCabe Weisberg) objection to confirmation - RESOLVED
- objection resolved with consent order debtor to pay poc #4 for 26,261.49
2) IRS priority claim estimated for 2022 taxes - need to resolve - STILL ESTIMATED
3) NJ Division of Taxation priority claim estimated for 2022 taxes - need to resolve - STILL ESTIMATED
4) NJ Division of Taxation secured claim $10,341.28 - not treated in plan -NOT TREATED IN MODIFIED PLAN
5) Credit Acceptance Corporation claim for 2017 Chevrolet G3500 Van - not treated in plan - NOT TREATED IN MODIFIED PLAN
6) US Dept of HUD filed claim 3 - MODIFIED PLAN PROPOSES TO PAY CLAIM IN FULL THROUGH PLAN
7) Trustee objection to confirmation - need to resolve
- Motorcycle insurance for 2016 Harley Tri-Glide and loan balance statement prior to filing date. MODIFIED PLAN SURRENDERS
- A Modified Plan that marks off 1e - RESOLVED
- Amendments to Schedules A/B and C to add 2009 Jeep Compass, listed on auto insurance.
- The current Plan does not specify treatment of US Dept of HUD under the Plan.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is estimated non-exempt equity in the motorcycle and 2009 Jeep Compass, pending amended Sched A/B and C.
- Must resolve IRS and State of NJ estimated tax claims.
- Must file Pre-confirmation certification.
- Need amended Sch I and updated proof of income for William 's new job at Lohnpack

proposed plan $1,390.39x1, $1,782x58 base plan
paid in $0,
arrears $2,780.78
last claim 15-1

NOTES: fyi: 12/6 ORDER SUBMITTED RESOLVING OBJ BY Citizens Bank. Terms= Pay POC #4 for 26,261.49(mk)
Matter ResolvedRequest
Adjourment
1094/9/2025 10:00 am24-20105 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 5 required payments   Arrears: $6,326.00  
AS OF 2/26/25 (SF) Homeowners Ins. just received

BELOW ISSUES STILL APPLY. NEED UPDATED HOMEOWNER'S INS.
DEBTOR HAS NOT FILED TAX RETURNS FOR 2022 AND 2023

As of 1/9/25 (mk):

1. - IRS priority claim estimated for 2022 and 2023 taxes and IRS unsecured claim estimated for 2020 taxes.

2. NJ DIV OF TAX has estimated priority and unsecured claim.

3. Trustee Objection:

-The debtor has insufficient income spouse business has zero income for 2024
and 2023.

-failed to file a feasible plan. there is no disposable income to make monthly payments

- need updated home insurance. Expired in March of 2024

- need 2023 copy of tax return.

-need MP that completes part 8d. OR LET TR KNOW IF AUTHORIZED TO PAY POST PET CLAIMS OR NOT AND WILL ADD LANG. TO TERMS
-Need amendments to schedules A/B should be amended to remove debtor as
owner of property.

- Improper exemption: property in this case is in the name of the non-debtor
spouse only. The debtor is not entitled to the (d)(1) exemption.

-The debtor is not paying all disposable income into the plan pursuant to
either Schedules I & J or 22C due to Wells Fargo acct #1078 statements for
August and September show weekly deposits of $370 for UI Unemployment .
This income is not disclosed on Schedule I. May need to amend Schedule I.

-There is $3,125 non-exempt equity in jewelry.

- need pre conf cert.


Plan:$3164 X 60; 100%
Payments: 3/4 Arrears: $3,161.60

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-20256 / CMGWarren S. Jones, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

4/9 PEREMPTORY

AS of 2/18/25(mk):


1. State of NJ filed estimated tax claim, 2021 not filed. Must resolve claim.(Motion filed - on 4/9- Issues)

2. Trustee Obj :
- Need service to Bank of America listed in plan motions to avoid lien.
- Sched J has expense $1,070.25 pro-rated to pay 2023 taxes owed $12,843. Proof of claim was filed, which has 2023 taxes owed and will be paid by the Trustee. MUST PROVIDE PROOF THAT 2024 TAXES ARE BEING PAID.
- Income verified higher than scheduled amount, disposable net income $1,294, also since Trustee is to pay taxes owed, the $1,070.25 has to be deducted from expenses, leaving disposable income to be $2,365.
- Must file Pre-confirmation certification.

Prop Plan $1,000 x 60 begin 11/1/24; Base
4/4 payments

---------------------------------------------------
Note: IRS amended their claim and no longer estimated. Auto insurance provided for trailer. Per AR CMA Ok.
Matter ResolvedRequest
Adjourment
1174/9/2025 10:00 am24-20514 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $1,252.00  
As of 2/24/25 (DS): Debtor atty requested adj to allow time to resolve obj

As of 2/20/25 (DS): 1. Trustee obj to the following:
- Debtor has undertaken an improper exemption, specifically Co-Debtor is not on Deed and cannot take d(1) exemption.
- Excessive expenses on Sched J: $2,298 mortgage payment (per statement it is $2,242.53), $250 Home maintenance and $650 2nd mtg (VERIFIES $1,279, PER POC FILED). Must provide proof of expenses 10 days prior to confirmation. (100% PLAN ).
- 22C, Line 16 (taxes) should be $2,903.55, line 20 (education) requires documentation and line 23 (optional phone) allowed $225. Per the 22C disposable income is $2,583, which would require a min. div. $154,980 to gucs (100% PLAN).
- Disposable income verifies $2,018. Due to tax refund and not deducting the excessive expenses.
- There is $129,536 non-exempt equity in the residence, $9,044 in 2018 Nissan, 9mm $200, Mossberg $200. PNC Bank checking acct#2798 $945, TD Bank checking acct#3888 $2,870 and PNC Bank acct#5808 $1,159 total $143,954. (100% PLAN)
- Secured claims filed with arrears: TD Bank (2018) $430.85, Carrington (1st mtg) $3,284.31 and TD Bank (2nd mtg) $1,339.05. Trustee ok to pay?
- Must file Pre-confirmation certification.

2. Carrington Mtg (HILL WALLACK) obj to arrears owed. Must resolve obj.

3. MFR filed by TD Bank for 2018 Nissan, Sched 3/19/25. Debtors are behind with post-pet payments $1,292.55 as of 2/10/25. Must resolve.

Prop Plan $1,270 x 60 begin 11/1/24; 100%
Matter ResolvedRequest
Adjourment
1264/9/2025 10:00 am24-21032 / CMGJohn H. Anlian, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $2,000.00  
has creditor consent - adj to 4/9 and 341 must be conducted on or before 3/27/25

AS OF 2/25/2025 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/3, arrears $1,000



>>Objections by Nation Star( McCalla) and Harley Davidson( Stewart legal)

Plan calls for sale of real property. arrears on a motor cycl $5,960.42
Mtg arrears 182,068 and guc debt total is $9,520.89 Bar date passed Base plan
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-21192 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1334/9/2025 10:00 am24-21344 / CMGAdam Schneider, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

2/25/25:mk creditor, Bala is filing a Motion to Dismiss and parties agree to adj this. 4/9/25


AS OF 2/19/2025 (at):

1. Objection filed by Shan Bala (Pro Se) - debtor has not disclosed all financial accounts, plan understates amount owed to creditor, and plan is not feasible. (UNRESOLVED)

2. Trustee's objection:
109(e issue) unsecured debtor over the limit
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - with comps for the past 6 months from filing date. Zillow values property much higher. (SUBMITTED - CMA IS NOT ACCEPTABLE - USING ZILLOW)
- The debtor has undertaken an improper use of exemption. Specifically: Sched C over
exempts d(5) by $5,050. Sched C takes full d(1), remaining d(5) would be $1,475.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- 22C fails to add tax refund $418.42 to income and Line 45 has disposable income $2,033.24,
which would have a total disposable income $2,451.66 and require a minimum dividend
$147,100 to gucs.
- Proof of income verifies higher, there is disposable income $3,972.
- The current Plan does not specify treatment of Mr. Cooper under the Plan.
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4):
- CERTIFICATION WITH DOCUMENTS AND DISPOSITION OF FUNDS FOR 2 BUSINESSES
IDENTIFY BUSINESS NGL PARTNERS LLC , INCOME ASSESTS OWNWERSHIP AND EXPENSE (NO CERTIFICATION RECEIVED - ONLY A LETTER FROM AN ATTORNEY)
- 109E ISSUE

RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - with personal liability coverage. (RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $7,521 when determining disposable
Matter ResolvedRequest
Adjourment
1354/9/2025 10:00 am24-21480 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $717.00  
As of 2/24/25 (DS): Debtor atty requested adj to allow time to resolve State of NJ estimated tax claim

As of 2/21/25 (DS): 1. State of NJ filed estimated tax claim, 2018 tax return not filed. Must resolve claim. Also creditor not in plan.

2. BELOW ISSUES REMAIN UNRESOLVED.

1/15/25 (DS): 1. Trustee obj to the following:
- Must provide detailed cert on Car situation, regarding transfer of Porsche Cayenne out of Debtor's name prior to filing Need detailed cert on Car situation and 2 months bank statements from Wells Fargo, TD Bank and Citibank prior to filing date.

2. Marina District Development T/A Borgata filed secured judgment lien for $21,990.19. Must pay or move against claim.

Prop Plan $360 x 60 begin 12/1/24; Base
Note: IRS claim amended and no longer estimated. Amended Sched A/B and C was filed to add 2 additional bank accts TD Bank and Citibank.
Matter ResolvedRequest
Adjourment
1364/9/2025 10:00 am24-21622 / CMGMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

AS of 2/20/25 (SF)

1. Rocket Mortgage filed arrears claim 6-1 in the amount of $1739.69 which is not addressed in the plan (OK TO PAY?)

2. IRS filed priority claim 4-1 in the amount of $23,437.23 which is higher than proposed amount of $6695.72 (OK TO PAY?)

3. Objection by Carol Granese( hand written letter(#12) to Ct says she is owed money form debtor) UNSECURED CLAIM FILED

4. Trustee Objection
- need updated home insurance (EXPIRED 12/21/24)

-Schedule C takes d(1) exemption for Co-Debtor who is not on the Deed, Debtor
only on Deed

- excessive expanses: Taxes $500. Must provide proof of taxes being paid within
10 days prior to confirmation. (STILL NEED PROOF)

-There is estimated non-exempt equity in the residence, as of now at $145,567 (Pending State of NJ tax claim to be filed) NEED PROOF THAT DEBTOR OWES STATE OF NJ SO THAT WE CAN PROPERLY CALCULATE NONEXEMPT EQUITY

- There is Nonexempt equity in 2007 Chrysler $758 and Wells Fargo business acct $1,100

- Must file Pre-confirmation certification.

Plan proposes $2815 x 60 Base
Payments: 3/3


RESOLVED:
- NEED MP TO CHECK OFF PART 1E (FILED)

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-22010 / CMGRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-22210 / CMGFrank J. Fischer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-22212 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $212.00  
341 scheduled for 3/6
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-22232 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 3 required payments   Arrears: $366.00  Total Paid In: $1,266.00
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-22348 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $874.00  
AS OF 2/14/2025 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 3/13/2025. (READY)
2. Payments: 1/2, arrears $874
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-22415 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $130.00  
AS of 3/10/25(mk):

341 scheduled for 3/13/25 - will update obj if Tr files one after the 341

1. Objection By Wells Fargo(RAS):
- fails to pay arrears LM speculative

2. OneMain Financial Group LLC (2010 Ford Focus) filed arrears claim in the amount of $321.94. Plan treats claim a secured and unaffected by plan. NEED TO ADVISE TRUSTEE OF TREATMENT OF THE ARREARS

3. OneMain Financial Group, LLC (2006 GMC Envoy) filed BIFURCATED claim $17,466.22 of which $6,975 is secured and $10,491.22 is unsecured. In addition, there are arrears in the amount of $1.365.52. Plan treats claim a secured and unaffected by plan. NEED TO ADVISE TRUSTEE OF TREATMENT OF THIS CREDITOR CLAIM.

4. TR Objection so far:
- Need pre conf cert.

proposed plan $130x60 base plan with loan mod by 6/30/2025
2/3 payments
Matter ResolvedRequest
Adjourment
1634/9/2025 10:00 am24-22682 / CMGPaola D. Vera, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 2/19/25 (SF)

1. Ally Bank filed arrears claim 2-1 in the amount of $619.95 which is not addressed in plan. (OK TO PAY?)

2. IRS filed estimated priority claim 4-1 (NEED AMENDED CLIAM)

3. Trustee objection:

- Need a current market analysis - with comparatives sold within 6 months of filing.

- Need December and January bank statements for Valley Bank account.

The debtor has undertaken an improper use of exemption. Specifically: Schedule C exceeds the D5 exemption by $5,989. No exemption taken for the Peterbuilt commercial truck valued at $25,000.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $$468.00 when determining disposable income.

-Using Zillow, there is $48,530.00 in non exempt equity in the residence. (need updated CMA)

- There is $30,989 in non exempt equity in the personal property.

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution

- Need to file Pre-Confirmation Certification.


Plan proposes $1800 x 60 100%
Payments: 2/2





Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am24-22723 / CMGAndy Winchell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

issues as of 2/20/2025 (JMA)

1) NBKC Bank (Brock & Scott) objection to confirmation - need to resolve
- creditor does not anticipate that there will be a claim for pre-petition arrearage
2) Trustee objection to confirmation - need to resolve
- Need to provide proof of 2 month's income for the debtor's spouse
- Need to provide a copy of the last filed tax return - need 2023 tax return for non-filing spouse
- Need a certification from the debtor explaining the $362,381 in deposits into PNC Bank acct between 10/18/2024 and 11/18/2024.
- The debtor is not paying all disposable income into the plan pursuant to either Schedules I&J or 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reasons: Verified income leaves monthly disposable income of $4,122.65
- The circumstances and contents of the debtor's Plan, when taking in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. 1325(A)(3). The debtor has continued to gamble during the pendency of this case and failed to disclose spousal income.
- There is $185,436 in non-exempt equity in the residence
- Need to resolve objection to NBKC Bank
- Need to file Pre-Confirmation Certification
- Debtor must provide proof that Trustee was added as loss payee to all motor vehicle and real estate insurance policies based upon vesting at discharge or the confirming order must provide for vesting at confirmation
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
- The debtor must provide a detailed explanation regarding the amount of money that was won and lost gambling during the pendency of this case.

proposed plan $3,200x60 base
paid in $6,400
last claim 5-1
Matter ResolvedRequest
Adjourment
1664/9/2025 10:00 am24-22724 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $233.00  
AS OF 2/24/2025 (at):

RECEIVED PROOF OF OFFICIAL CHECK FOR $466 DATED 2/20/2025 ON 2/24/2025.

1. Ford Motor Credit filed a secured arrears claim #2 in the amount of $477.08 which is not in the plan. Is the debtor going to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- 2 months bank statements from OceanFirst Bank accts#4224, #6664 and #8217, shown on bank acct #8556. (NOT RECEIVED)
- Amendments to Schedules A/B and C to add bank accts. (NOT AMENDED)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- One Main Financial not served. (CERT OF SERVICE NOT FILED)

RESOLVED ISSUES:
- Arrears claim filed by Ford Motor Credit for 2013 Ford $477.08. (LISTED ABOVE)

Plan proposes: $233 x 36 beginning 1/1/2025, $0 to unsecured creditors
Payments: 0/2, arrears $466
Matter ResolvedRequest
Adjourment
1694/9/2025 10:00 am24-22792 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

As of 2/21/25 (DS): Debtor atty requested adj 341 resched to 3/13/25
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10034 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 2/19/25 (SF)

1. State of NJ filed priority claim 1-2 in the amount of $2876.44 which is not addressed in plan

2. IRS filed estimated priority claim 2-1 (NEED AMENDED CLAIM)

3. Objection filed by Wilmington Savings Fund Society (Egerman) - failure to pay arrears of $123,702.40 (NO CLAIM FILED YET)

4. Trustee objection:

-There is $1529.67 excess income on Form 122C-2 Line 45 which requires minimum dividend of
$91,780.20

- -There is non-exempt equity $202,349.61 in the house. (PLAN WILL REQUIRE 100% TO GUCS)

-Need to file Pre-Confirmation Certification with Court.

3. Add to conf order Standard Order of Distribution



Plan proposes $1667 x 60 Base
Payments: 1/1

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10040 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 2/14/2025 (at):

RECOMMEND: $270 PAID TO DATE, $272 x 35 BEGINNING 3/1/2025, BASE
- Debtor must sign up for e-wage within 7 days of confirmation.
- Need a Certification from debtor regarding status of inheritance within 6 months of confirmation.
- Non exempt proceeds from father's estate are to be turned over to the trustee.

Trustee's objection:
- Confirming order must provide for all non-exempt proceeds from the estate of the debtor's father. Need a copy of the father's Will. Once the debtor obtains an updated status regarding the litigation from the estate of her grandmother (debtor's father has an interest in this estate), pending since 2008, the Trustee will need a Certification regarding the status. (WILL RECEIVED - LANGUAGE ADDED - CERTIFICATION REGARDING STATUS OF INHERITANCE WITHIN 6 MONTHS OF CONFIRMATION)

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
- The debtor has insufficient income. (DEBTOR MUST SIGN UP FOR E-WAGE WITHIN 7 DAYS OF CONFIRMATION)

Plan proposes: $270 x 36 beginning 2/1/2025, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10063 / CMGNicholas Fitzgerald, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10159 / CMGScott J. Goldstein, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $370.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10399 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,800.00  
issues as of 3/10/2025 (JMA)

1) 341 hearing scheduled for 3/13/2025 - work up to be completed after hearing held
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10537 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 2 required payments   Arrears: $400.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10565 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10586 / CMGVera Fedoroff, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 2 required payments   Arrears: $711.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10603 / CMGMoshe Rothenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $4,000.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10605 / CMGMoshe Rothenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $100.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10633 / CMGBruce H. Levitt, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10790 / CMGEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $270.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10801 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10818 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $954.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10843 / CMGStacey L. Mullen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $3,400.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10847 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $300.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10855 / CMGLaurence R. Sheller, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $475.00  
FYI: obj by Rocket mtg resolved- Order submitted 2/18/25- pay arrears POC(mk)
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10939 / CMGAmy Lynn Bennecoff Ginsburg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,550.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10953 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10957 / CMGRegina L. Gelzer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-10968 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,381.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-11038 / CMGJoseph Casello, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $850.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-11052 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,890.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-11061 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-11098 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-11118 / CMGTamika N. Wyche, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-11119 / CMGScott E. Kaplan, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-11141 / CMGDonald C. Goins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $307.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-11198 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-11210 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,833.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-11232 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $662.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-11291 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $485.00  
Matter ResolvedRequest
Adjourment
04/9/2025 10:00 am25-11532 / CMGEdward Hanratty, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $358.00  
3/5/25 (sf) Adj request denied. No payments

Matter ResolvedRequest
Adjourment
04/9/2025 12:00 pm23-11141 / CMGJustin M. Gillman, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $25,746.00
Matter ResolvedRequest
Adjourment
04/9/2025 12:00 pm24-18655 / CMGJames J. Cerbone, Esq.Motion CompensationNeeds Resolution of Issues - ObjectionsTotal Paid In: $1,256.00
Trustee obj<> FEE APPLICATION
Matter ResolvedRequest
Adjourment
04/9/2025 12:00 pm24-19300 / CMGDavid G. Beslow, Esq.Motion CompensationNo Opposition Filed
Matter ResolvedRequest
Adjourment
04/9/2025 12:00 pm24-20219 / CMGAndrew Thomas Archer, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $1,250.00
Matter ResolvedRequest
Adjourment
04/9/2025 12:00 pm24-20841 / CMGJustin M. Gillman, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $2,948.00




>> Hourly - fees more than plan estimate so base needs to be increased to cover it.
Matter ResolvedRequest
Adjourment
04/9/2025 12:00 pm24-22442 / CMGMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes