ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Mark Edward Hall

Hearing Date: 4/8/2026
Last Updated: 3/10/2026 6:51 PM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 8:30 am25-16553 / JKSPRO SEConfirmation Hearing ScheduledContinued
4/9/2026 8:30 am
Debtor has made 10 of 9 required payments   Arrears: $0
Motion to transfer case to Judge Sherwood 2/25/26 at 10
Objections to Exemptions 2/25/26 at 10
Moton to Quash Supoena 3/10/26 at 10


AS OF 2/6/26 (SF)

Motion to transfer case to Judge Sherwood scheduled for 2/11/26 at 10 (NEED OUTCOME)


1. Objection filed by Shannon Reilly (David Goldsmith) - creditor has a pending litigation in US District Court and seeks $578,838.85 for unpaid wages and attorneys fees. Asserts that plan is not feasible and filed in bad faith. (MUST RESOLVE)

Note: Debtor provided copy of LLC Certificate of Formation which shows that she is not the Registered Agent for Lisa's Priceless Pets, LLC. Her daughter is the sole owner

2. There is a 109(e) issue. Unsecured claims total $595,374.25 which exceeds the limit for unsecured debt. (MUST RESOLVE)

3. Objection to Exemptions filed by Reilly scheduled for 2/11/26 at 10:00 am

4. Motion to Extend Time to file Complaint objecting to debtor's discharged scheduled for 12/10/25 at 10:00 a.m.

5. The plan and schedule J are incorrect. Debtor has two car payments:

- Hyundai Capital filed claim 1-1 which is a lease for 2025 Hyundai Tucson for $470.58 (listed incorrectly in plan as Ally Financial) - zero arrears

- Ally Capital filed claim 3-1 which is a purchase for 2021 Nissan Rogue for $648.53 (Lisa Fillipini is co buyer for Ally Capital) not addressed in plan - $64.83 arrears (THIS CLAIM IS ALSO FILED IN FILLIPINI CASE)

6. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification

- The debtor has undertaken an improper use of exemption. Specifically: Debtor does not reside in New Jersey per petition and resides in New Hampshire. Therefore, only allowed to use d(5) and not d(1) on mobile home. Additionally, debtor testified that she lives in the New Hampshire property, and her current drivers license was issued in New Hampshire. (NEED AMENDED SCHEDULE C)

Note: Per debtor, she is 50% owner of a home in NJ. She maint
Email InquiryMatter ResolvedRequest
Adjournment
164/8/2026 9:00 am22-12621 / MEHMaureen Vella, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj, will pay<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am22-17635 / MEHRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj, making pymts<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am22-18812 / MEHThomas G. Egner, Esq.Motion Relief from Stay (Fee)No Opposition FiledALLY CAPITAL (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am23-10933 / MEHKevin C. Fayette, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am23-11906 / MEHJustin M. Gillman, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterROCKET MTG/QUICKEN LOAN (STERN & EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am23-11906 / MEHJustin M. Gillman, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am23-18035 / MEHJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO LM BY 3/31/25; EXTENDED LOSS MIT EXPIRED 12/2/25; 2ND APP TO EXTEND LOSS MIT W/D ON 2/25/26
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am24-13924 / MEHCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTFS is processing $1,400 scheduled for 2/20/26 (dm)

(AMT: ATTY FILING ADJ REQUEST TO FILE MP/LM TRIAL PERIOD COMPLETED) <>

Debtor obj<> SV/US BANK; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am24-16811 / MEHJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO SELL BY 2/1/26; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
504/8/2026 9:00 am24-18949 / MEHAniello D. Cerreto, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsTrustee Order that pays the $755.42 pre-petition arrears in accordance with the filed Hyundai POC (26-1) and strike the Plan provision that proposes to pay $3,840 in post-petition arrears since the creditor is not verifying that this amount is owed (ATTY WANTS TO FILE A MOTION).

Debtor obj<>FAILED TO FILE ORDER WITH HYINDAI CPITAL WITHIN 30 DAYS OF 5/28/25 CONFIRMATION PROVIDING FOR PAYMENT OF POSTS PET ARREARS IN THE AMOUNT OF $3,840
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am24-19403 / MEHStacey L. Mullen, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterALLY CAPITAL (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am24-19403 / MEHStacey L. Mullen, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am24-21901 / MEHRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO LM BY 3/1/26 (also, need order from 2/4 mfr if not dismissed)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-10011 / MEHAndrew Thomas Archer, Esq.Motion Relief from Stay (Fee)3rd Party MatterBANK OF AMERICAN (FRENKEL LAMBERT)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-10963 / MEHLee M. Perlman, Esq.Creditor Certification of Default3rd Party MatterAMT: TRUSTEE CONDUIT REQUEST <>

Debtor obj<> BSI FINANCIAL (Hill Wallack)
Email InquiryMatter ResolvedRequest
Adjournment
624/8/2026 9:00 am25-12396 / MEHDavid G. Beslow, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<>LAKEVIEW LOAN (BROCK & SCOTT)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-15359 / MEHDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-15917 / MEHAndrew Thomas Archer, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj, pending lm<>LAKEVIEW LOAN (KML)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-16561 / MEHEric J. Clayman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
814/8/2026 9:00 am25-16616 / MEHMarc C. Capone, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsPer AR - ADJ to 4/8

Debtor obj filing MP to sell <> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
824/8/2026 9:00 am25-16926 / MEHLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsADJ to 4/8 Peremptory on all issues
AMT: MP 2/25** NEEDS RESOLUTION**<>

Debtor obj<>DEBTOR'S PLAN WAS DENIED ON 12/3/25 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
844/8/2026 9:00 am25-17411 / MEHGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, filing mp<>PLAN WILL NOT COMPLETE TIMELY DUE TO PHH POC #4 APPX $30,000 HIGHER THAN PROPOSED IN PLAN; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-18992 / MEHJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>PENNYMAC LOAN (GROSS)
Email InquiryMatter ResolvedRequest
Adjournment
964/8/2026 9:00 am25-19164 / MEHJames J. Cerbone, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> WELLS FARGO (Brock & Scott)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-19225 / MEHJustin M. Gillman, Esq.Motion Relief from Stay (Fee)3rd Party MatterFINANCIAL SERVICES VEHICLE TRUST (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-19732 / MEHGeorge E. Veitengruber, III, Esq.Motion Relief from Stay (Fee)No Opposition FiledSELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-19822 / MEHJames J. Cerbone, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterSELECT PORTFOLIO (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-19822 / MEHJames J. Cerbone, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-20325 / MEHJohn Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, filing MP<>SV/US BANK
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-20329 / MEHJeanie D. Wiesner, Esq.Motion Relief from Stay (Fee)3rd Party MatterONSLOW BAY FINC (STERN LAVINTHAL)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-20839 / MEHJohn Zimnis, Esq.Motion Relief from Stay (Fee)3rd Party MatterUS BANK TRUST COMP NAT'L ASSOC (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-21305 / MEHRussell L. Low, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN EXPUNGE CLM#14
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-21852 / MEHYakov Rudikh, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterUS BANK TRUST COMP NAT'L ASSOC (PADGETT)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-21904 / MEHAndrew Thomas Archer, Esq.Motion SellNo Opposition FiledPROPERTY #320
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am25-23219 / MEHPRO SEHearing Scheduled (Document)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am26-11751 / MEHThomas G. Egner, Esq.Motion Impose Automatic Stay3rd Party MatterMTN TO IMPOSE STAY
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am26-11751 / MEHThomas G. Egner, Esq.Motion Impose Automatic Stay3rd Party MatterMTN IMPOSE STAY/NEW JERSEY DIV OF TAXATION
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 9:00 am26-12045 / MEHLaurence R. Sheller, Esq.Motion Impose Automatic StayNeeds Resolution of Issues - ObjectionsNJ Housing obj (Pluese Becker)<>MTN TO IMPOSE STAY
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-11041 / MEHPeter E. Zimnis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 10 of 14 required payments   Arrears: $1,066.00
Email InquiryMatter ResolvedRequest
Adjournment
1224/8/2026 10:00 am25-14065 / MEHDavid A. Semanchik, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 11 required payments   Arrears: $1,191.00
Emailed Chambers to re-list to 4/8 for Atty to file a MP with actual threshold (dm)

ISSUES AS OF 2/20/2026 (DM): updated 2/25/26.

***If POC (20-1) is expunged, THEN TO CONFIRM THE DEBTOR NEEDS $2,912 PTD, THEN $2,014 x 50 STARTING 3/1/26, 100% PLAN WITH $14,236 THRESHOLD PRESERVED, PLUS ALL NON-EXEMPT PROCEEDS FROM CLAIM AGAINST PRIOR EMPLOYER, TRUSTEE IS AUTHORIZED TO PAY STATE OF NJ PRIORITY POC (22-1), US DEPT OF HUD POC (2-1) SHALL BE TREATED AS SECURED UNAFFECTED OUTSIDE THE PLAN, STUDENT LOANS POC (3-1) AND POC (4-1) SHALL BE TREATED OUTSIDE THE PLAN, OTBS ON STRAFFI OBJ WITHIN 30 DAYS TO PAY $500 ADMIN CLAIM ON POC 20-1***


 Motion to Expunge POC (20-1) of Straffi scheduled for 1/14/26.

1) Starffi & Straffi OBJs to confirmation (UNRESOLVED.)

2) State of NJ filed $605.70 priority claim not treated in the plan (OKAY TO PAY?? - Yes)

3) US Dept of HUD (2nd mtg) was not treated in the MP (TREAT AS SECURED UNAFFECTED?? - Yes)

4) Trustee OBJ:
- Debtor has insufficient income (PAY STUB FOR CO-DEBTOR'S NEW JOB UPLOADED.)
- Add to confirming order non-exempt proceeds from potential lawsuit against prior employer (EEOC Claim) to Trustee.


***RESOLVED ISSUES***

 AmeriCredit (Bill Craig, Esq) filed MFR on 2019 GMC Acadia scheduled for 12/3/25 (CO ENTERED FOR 6-MONTH CURE.)

A) M&T Bank (McCalla Raymer) OBJs - $19,775.57 arrears on Kadlubeck Way property (MOTION TO APPROVE LOAN MOD ORDER ENTERED & OBJ WITHDRAWN.)

B) Ally Financial was not properly served with the cram motion in the MP for the 2018 Chevy Silverado 1500 - address in the POC was not served (SUBSEQUENT CERT OF SERVICE FILED ON 11/10/25.)

C) Trustee OBJ:
- Need DSO form (RECEIVED.)
- Need a MP that removes Ally & GM on Part 4b, since creditors are on Part 4d and 7c - also Atty Disclosure has fees $4,072 and plan has $4,063 (MP FILED.)
- Plan treats Ally (2018 Chevrolet) and American Financial Services (2019 GMC Acadia) in Part 4a and Part 4b with two different amounts (MP FILED.)
- There is $28,
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-14719 / MEHMelinda D. Middlebrooks, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 9 of 10 required payments   Arrears: $1,822.00
Email InquiryMatter ResolvedRequest
Adjournment
1324/8/2026 10:00 am25-16926 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 9 required payments   Arrears: $349.00
ADJ to 4/8 Peremptory on all issues
AS OF 2/24/26 (SF) Updated

Note: Attorney is disputing that Municipal CU is secured not unsecured but they filed an unsecured claim.


Currently need: $2216 PTD, $906 X 52 (BEGIN 3/1/26) BASE W/MIN DIV OF $41,100 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE
- STRIKE PER PLAN CLAIM TO MUNICIPAL CU AS AN UNSECURED CLAIM WAS FILED



Amended Sch C filed to reduce the (d)(1) exemption. I don't know why ... CMA uploaded for $305,000 ... there is now $41,100 non-exempt equity in the property. No lien filed by Municipal Credit Union yet (dm)


1. The plan proposes to pay Municipal Credit Union in full as a secured claim but they filed an unsecured claim and the plan proposes 0% to unsecured creditors.

2. Trustee objection:

- Need Modified Plan that pays a base dividend to unsecured creditors. (MP FILED AND STILL PAYS 0% TO GUCS)

- There is $17,453 non-exempt equity in the residence. (SCHEDULE C WAS AMENDED TO REDUCE D(1) EXEMPTION AND NON EXEMPT EQUITY IN REAL ESTATE IS NOW $41,100)


MP proposes $1518 PTD; $349 x 54 0% Plan
Payments: 5/5

RESOLVED:
- State of NJ filed estimated unsecured claim 19-1 (AMENDED)
- The debtor must provide updated proof of auto insurance for the 2017 Acura and the 2017 Dodge Ram. The policy provided has expired. (RECEIVED)
Payments: 7/8
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-17411 / MEHGeorge E. Veitengruber, III, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 8 required payments   Arrears: $1,250.00
Email InquiryMatter ResolvedRequest
Adjournment
1364/8/2026 10:00 am25-17661 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 8 required payments   Arrears: $0
ADJ to 4/8 Peremptory
AR RESOLVE OR HOLD
ISSUES AS OF 2/20/2026 (DM):

1) New Rez/Shellpoint (Stewart Legal Group) OBJ - $196,198.67 arrears on Serpentine Dr property (UNRESOLVED.)

2) Need info on Oceanic Dr property reflected in divorce property settlement agreement (UNRESOLVED.)

***RESOLVED ISSUES***

A) Trustee OBJ:
- Need to file Pre-Confirmation Certification (FILED.)
- Need CMA - document provided as CMA was mortgage balance owed (RECEIVED.)
- Need 2024 tax return (RECEIVED.)
- Need copy of divorce property settlement agreement (RECEIVED.)


Prop. Plan $350 x 36, Base Plan
- Loan Mod on Serpentine Dr by 2/1/26
PTD 7/7 = $2,450
Last Claim (9-1)
Email InquiryMatter ResolvedRequest
Adjournment
1374/8/2026 10:00 am25-18192 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 7 required payments   Arrears: $0
AS OF 2/20/26 (SF) PLAN IS NOT FEASIBLE AND 109(E) ISSUE


1. Objection filed by Harold Zuber (John Gagliardi) - failure to provide for secured claim in the amount of $1,680,000. which will exceed debt limit. Also debtors fail to disclose all disposable income. (UNSECURED CLAIM 19-1 FILED FOR $1,118,909.47)

Note: Debtor has 4 vehicles. 3 of the vehicles are not listed in the plan

2. Ally Capital filed arrears claim 9-1 in the amount of $9275.48 which is not addressed in plan for 2019 Chev Tahoe

3. Ally Bank filed arrears claim 10-1 in the amount of $4987.20 which is not addressed in plan for 2022 Chev Truck Silverado 3500

4. Ally Bank filed arrears claim 11-1 in the amount of $10,739.03 which is not addressed in plan for 2021 Chev Truck

5. The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e).

6. Loran DeLucca did not file a claim. (Should per plan claim be stricken from plan?)

7. Trustee objection:

- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,062 when determining disposable income.

- There is $216,138 in non-exempt equity in the residence (100% PLAN.)

- There is $435,000 non-exempt equity in Grove Road LLC business (owns property and manages rental income.)

- Need HUD-1/Settlement Statement from sale of vacant Lot in upstate New York. (A HUD WAS NOT PROVIDED. WE RECEIVED A STATEMENT OF SALE. DEBTOR RECEIVED $28,509.40 ON 7/29/2024 ) Need status of what the debtor did with the proceeds.



Plan proposes $500 x 60 100% Plan; Refinance by 8/1/26
Payments: 6/6

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- Domestic Support Obligation information (RECEIVED)
- Need Proof of 2 month's income - Need June and July pay stubs for co-debtor's job at Meridian Foundation.
- Objection filed by Freedom Mortgage (Wilson) - failure to provide for arrears of $3,156.42 (RESOLVED VIA ORDER)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-18654 / MEHJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 7 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-19256 / MEHMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-19396 / MEHJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 6 required payments   Arrears: $1,947.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-19705 / MEHStephen M. Goldberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Adj to after bar date
Email InquiryMatter ResolvedRequest
Adjournment
1494/8/2026 10:00 am25-19855 / MEHDonald C. Goins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 6 required payments   Arrears: $1,264.00
issues as of 2/18/2026 (JMA)

1) NewRez LLC d/b/a Shellpoint Mortgage Servicing (Hill Wallack) objection to confirmation - FILED CLAIM PAYS ARREARS OF $4,176.09 THROUGH PLAN, RESOLVES OBJECTION
- Pre-petition arrears due to creditor in the amount of $4,176.09
2) Trustee objection to confirmation - NEED TO RESOLVE
- Must provide all liens on real property, if no claims are filed.
- Amendments to Schedules A/B and C to correct amount in Wells Fargo Bank acct has $3,620 due to equity issues (AMENDED.)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): 22C has disposable income $1,373.53, which would require min. div. $82,411 to GUCs.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is estimated non-exempt equity in the residence $25,855 pending all claims or statements provided and Wells Fargo acct pending amended Schedules. NON-EXEMPT EQUITY IS $25,515.43. TWO CLAIMS NOT LISTED ON LIQUIDATION ANALYSIS. - DUE TO ADDITIONAL CLAIMS THE NON-EXEMPT EQUITY IS REDUCED TO $6,331.48 (AMENDED SCH C FILED.)
- Debtor is amending schedules to add a lease for a Hyundai Elantra - she is co-signor for her daughter.

proposed plan $632x60 base plan
paid in $2,212
arrears $948
last claim 16-1

RESOLVED ISSUES:

UPDATED 12/1/2025 (JMA) - PAYMENT OF $632 POSTED 12/1/2025
issues as of 11/24/2025 (JMA) - TO DATE NO TRUSTEE PLAN PAYMENTS HAVE BEEN MADE, ARREARS $1,264

1) NewRez LLC d/b/a Shellpoint Mortgage Servicing (Hill Wallack) objection to confirmation - NEED TO RESOLVE
- Pre-petition arrears due to creditor in the amount of $4,176.09
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to supply
Email InquiryMatter ResolvedRequest
Adjournment
1504/8/2026 10:00 am25-19994 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0
AS OF 2/17/2026 (at):

CASE PENDING SINCE 9/24/25.

1. Objection filed by LVNV Funding (McCalla Raymer) - creditor holds a docketed judgement lien on debtor's real estate in the amount of $37,599.44. Plan is silent as to this creditor. (UNRESOLVED)

2. Solar Mosaic filed a secured claim in the amount of $8,623.94 for solar panels which is not listed in the plan. Is the debtor going to pay this claim? (OKAY TO PAY PER ATTY - dm)

3. Trustee's objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$550/month for food for one
$150/month for clothing
$200/month for personal care
$550/month for transportation
Need proof of expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $1,205.

RESOLVED ISSUES:
- The current Plan does not specify treatment of Solar Mosaic's secured claim under the Plan. (LISTED ABOVE)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $86,430 in non-exempt equity in the residence. (LANGUAGE ADDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $5,471 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The debtor has failed to supply the Trustee with the following document(s):
- Need August and September bank statements for Chase accounts 6476, 1378 and 8660. (RECEIVED)
- The debtor must provide updated proof of auto insurance for the 2008 Jeep. The policy provided expires on 1/17/2026.(RECEIVED)

Plan proposes: $500 x 60 beginning 10/1/2025, refinance by 9/1/2026, $95,000 to unsecured creditors
Payments: 5/5


Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-20325 / MEHJohn Zimnis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 5 required payments   Arrears: $4,960.00
Email InquiryMatter ResolvedRequest
Adjournment
1544/8/2026 10:00 am25-20413 / MEHJoseph J. Mania, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $1,333.00
NA - ADJ to 4/8 as a courtesy
as of 2/12/2026 (JM)

1) 341 rescheduled for 3/5/2026, must adjourn confirmation hearing to allow 341 to be held


proposed plan $898x60 base plan
paid in $2704
arrears $888
last claim 4-1
Email InquiryMatter ResolvedRequest
Adjournment
1564/8/2026 10:00 am25-20710 / MEHErik M. Helbing, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
As of 2/24/26 (DS): Debtor atty requested adj to allow time to provide recorded mortgage and file mod plan and serve

As of 2/20/26 (DS): 1. Trustee obj to the following:
- Must provide the recorded mortgage of Louis Pokrocos, the claim filed fails to attach this. Debtor did provide proof of cancelled checks made.
- Excessive expenses for spouse credit cards $1,330 (verifies $457, docs provided cannot really be determined that they are all credit card expenses some seem to be purchases for online stores and not sure if they are paid off. Also Ally paid twice, but was $-141, then used 9/22-10/8 for many food items $775 prior to filing and does not provide enough statements).
- Disposable income verifies $2,745, not deducting the difference in spouse credit card expenses. BAR DATE HAS PASSED TOTAL GUCS FILED $59,768.81. PLAN SHOULD BE 100%.
- There is non-exempt equity in the residence $52,710 (may be more pending the resolution of the recorded mortgage), 2012 Honda $5,213 and TD Bank acct $637 total $58,560.
- Must file Pre-confirmation certification.

Prop Plan $1,060 x 60 begin 11/1/25; Base
Note: Schwab statement provided.
Email InquiryMatter ResolvedRequest
Adjournment
1594/8/2026 10:00 am25-20933 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 5 required payments   Arrears: $800.00
As of 2/20/26 (DS): 1. Trustee obj there is non-exempt equity $42,990.

2. State of NJ filed estimated tax claim, 2019-2024 not filed. Must resolve claim.

3. Weichert Financial (BROCK & SCOTT) obj to arrears owed. MOD PLAN NOW PROPOSE ARREARS OWED PER POC AND ALSO NOW PROPOSE SALE. OBJ SHOULD BE MOOT.

Prop Plan $133.33 x 3 begin 11/1/25; $400 x 33 begin 3/1/26; Dollar Base $41,486.12 and Sale of Cambridge Circle 12 months from conf
Note: Homeowner insurance provided. Tax refund no issue, since half income is social security.
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-21120 / MEHSteven A. Silnutzer, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 4 of 5 required payments   Arrears: $760.00
Email InquiryMatter ResolvedRequest
Adjournment
1604/8/2026 10:00 am25-21157 / MEHKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $950.00
As of 2/24/26 (DS): 1. MFR file by Mercedes Benz 2023 vehicle, Debtor owed post-pet arrears $2,892.57 as of 1/15/26. Sched 3/18/26, no opposition filed, plan has pre-petition arrears owed, not post pet. Must resolve.

2. Income is insufficient, disposable income verifies $639. Case is 100%, due to non-exempt equity. Will need about $2,208 Trustee payment x 56 begin 3/1/26 pending resolution on MFR post-pet arrears. This case will tank with no disposable income.
BELOW ISSUES STILL REMAIN UNRESOLVED.

As of 1/12/26 (DS): Debtor atty requested adj to resolve tax claims.

1/14/26 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, Debtor's disposable income verifies $639. Debtor will need E-Wage. PER PAY STUBS DEBTOR GETS PAID 10 MONTH SALARY INCOME IS $7,106.67, NOT $8,528.
- Sched J has excessive expenses $772.33 auto insurance (verifies $721.97) and $833.63 car payment. Plan propose 100%, but income is insufficient and verifies $639, will need higher contribution.
- There is non-exempt equity in the residence $126,188 and Bank of America acct $1,994 total $128,182.
- Add to confirming order fee app within 7 days from confirming order.

2. IRS filed estimated tax claim, 2021 not filed. Must resolve claim.

3. Harbour Club Condo filed bifurcated claim, arrears $27,752.87, secured $26,618.38 and unsecured $1,134.49. Trustee to treat unsecured portion and pay at 100%.

4. State of NJ filed estimated tax claim, 2020 & 2021 not filed. Must resolve.

Prop Plan $1,900 x 6 begin 11/1/25; $2,252 x 54; 100%
Note: Auto insurance provided for both cars.
Email InquiryMatter ResolvedRequest
Adjournment
1644/8/2026 10:00 am25-21397 / MEHDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
updated 2/17/2026 (JMA)

1) Fay Servicing/Wilmington Savings Fund Society FSB (Hill Wallack) objection to confirmation - NEED TO RESOLVE (OTBS)
- Secured Creditor filed claim 5-1 with arrears in the amount of $50,668.79
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): Need September and October bank statements for accounts 1745 and 3123 and the Municipal Credit Union account. (full statements). PROVIDED MCU STATMENTS FOR SEPT AND OCT - NEED OTHER TD ACCOUNTS 1745 AND 3123
- The debtor must provide proof of auto insurance for the 2009 Hyundai.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $675/month for cable/internet/phone; $400/month for personal care; $600/month for pet food. Need proof of expenses 10 days prior to confirmation.
- Need to resolve objection by Fay Servicing.

proposed plan $500x6, $2,500x30 base plan
paid in $2,000
last claim 10-1
Email InquiryMatter ResolvedRequest
Adjournment
1664/8/2026 10:00 am25-21444 / MEHGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $4,037.00
TFS pending
AS OF 2/17/2026 (at):

DEBTOR HAS MADE TWO OF FOUR TRUSTEE PAYMENTS. INSUFFICIENT INCOME TO CURE MORTGAGE ARREARS. PLAN IS NOT FEASIBLE.

1. Objection filed by US Bank (McCalla Raymer) - failure to cure arrears of $145,002.42 (Per POC). Plan lists arrears as "unknown". (UNRESOLVED)

2. Cavalry SPV filed a secured claim #6 in the amount of $996.36 which is not listed in the plan. Is the debtor going to pay this claim?

3. The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED)

4. NJ Division of Taxation filed an estimated claim which needs to be amended. (STILL ESTIMATED)

Plan proposes: $1,346 x 60 beginning 11/1/2025, base
Payments: 2/4, arrears $2,691
Email InquiryMatter ResolvedRequest
Adjournment
1674/8/2026 10:00 am25-21543 / MEHGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $810.00
2/18 workup for the 2/25 calendar EDC
-same as last time

*OBJECTION BY ALLY BANK TO 2017 GMC ACADIA CRAMDOWN

*plan will need 100% based on equity because less than $15,000 in guc claims so trustee expense objections may be moot

* TRUSTEE OBJECTION:
-- Need - 1. Balance statement from Co-Debtor's PERS/PFRS Loan prior to filing date, mortgage. 2. 1st mortgage balance statement. 3. Chase Bank acct statement from 9/26/25-10/26/25
(clear copy).
- Amendments to Schedules A/B and C to add 2005 Acura 3.2 TL shown on auto insurance as 5th car.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Electricity/gas/heat $680, Tele/cell/internet/cable $650 and Travel soccer $410 (should only be seasonal). All expenses are allowed as long as plan remains 100%
- Income verifies higher, also due to excessive expenses will be much higher. May be moot since plan propose 100%
- - There is non-exempt equity in the residence $134,198, 2008 PAC $1,400, Jewelry $4,250, Rutgers FCU $2,848 and Chase Bank acct (pending bank statement).
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
Must serve Ally at address listed on claim filed.
- Must provide Equitable Whole Life insurance value statement prior to filing date and Loan balance owed to Lentegrity for 2011 Ford.

$405 x 12 begin 11/1/25; $1,650 x 48; 100%
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-21553 / MEHMaryBeth Schroeder, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 5 required payments   Arrears: $1,140.00
Email InquiryMatter ResolvedRequest
Adjournment
1684/8/2026 10:00 am25-21614 / MEHJoseph Casello, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $375.00
ISSUES AS OF 2/17/2026 (DM):

1) Northern Ocean Habitat for Humanity filed POC (6-1) on real estate with $0 arrears that is not treated in the plan (TREAT AS SECURED UNAFFECTED.)

2) It appears that Northern Ocean Habitat for Humanity also filed POC (5-1) with the creditor name populated with the debtor's name and with $167,500 arrears on the property. Different creditor attorney filed this claim (NEED CREDITOR TO WITHDRAW THIS CLAIM OR DEBTOR MUST MOVE AGAINST THIS CLAIM.)

3) Trustee OBJ:
- There is $19,104 non-exempt equity in the residence, Buick $2,196 and Chase accts $1,095 total $22,395. (LANGUAGE ADDED)

***RESOLVED ISSUES***

A) Trustee OBJ:
- Need proof of SSI from spouse (RECEIVED.)
- Need homeowner's insurance renewal declaration - with personal liability coverage (RECEIVED.)
- Need updated proof of auto insurance for the vehicles (RECEIVED.)


Prop. Plan $375 x 60, $16,700 Min Div
PTD 3/4 = $1,125
Last Claim (6-1)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-22488 / MEHCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $1,500.00
AS OF 2/13/2026 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 3/5/2026. (READY)
2. Payments: 2/3, arrears $750

Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-22684 / MEHJoseph Albanese, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As of 1/29/26 (DS): Debtor atty requested adj to allow time to gather docs.

As of 1/28/26 (DS): 1. Trustee obj to the following:
- Must provide Certification from non-debtor spouse regarding the closing down of her business operations as a social worker.
- Need a tier plan when pension loan $1,146 ends in month 13.
- Excessive expenses on Sched J:
$796 & $719 Car payments (one of these is a lease rejection and should be removed), $450 Misc. $250 Activities, $98 Pest control, $280 & $336 Medical/dental, $255 Braces and $207 Counseling total medical $1,078. Must provide proof of expenses 10 days prior to conf.
- Case is above median, 22C Line 45 has disposable income $5,044.85, which would require min. div. $302,691 to gucs. RECOMMEND WAITING PASS BAR DATE 2/9/26 TOTAL GUCS FILED $108,564.53.
- Add to confirming order fee app within 7 days from confirming order.
- Must file Pre-confirmation certification.

2. LoanDepot filed arrears claim for $66.73. Trustee ok to pay?

Prop Plan $1,956 x 60 begin 12/1/25; Base
Note: After reviewing the excessive expenses and deducting income is not insufficient.
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-22800 / MEHYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
As of 2/23/26 (DS): Debtor atty requested adj to allow time to resolve all issues

As of 2/19/26 (DS): 1. Trustee obj to the following:
- Must provide Business Profit & Loss statements, amended to remove finance payments and give explanation on what the payments are for, valuations on all vehicles listed on Sched B that are not leases and balance statements from all liens on vehicles prior to filing, if no claim is filed, Westgate Resorts balance statement, per recorded mortgage payments were to complete by 11/2010 and provide proof of excessive payment $1,755 to Finance payments.
- Amended Sched J to add all expenses personal expenses on Profit & Loss.
- Plan fails to provide for the treatment of Time Investment-Home improvement loan of $20,220.55, no arrears.
- There is non-exempt equity in the timeshare $11,158, 2019 Kenilworth $5,039, 2016 Dorsey $14,553, 2009 Reitnouer $13,973 and pending all valuations on all vehicles there may be additional
non-exempt equity.
- Must file Pre-confirmation certification.
- Must resolve creditor objection.

2. SPS Mtg (CORY WOERNER) obj to arrears owed are more, POC filed $64,751.80. Must resolve obj.

3. IRS and State of NJ both filed estimated tax claims, 2019-2022 tax returns not filed. Must resolve claims.

4. Quantum3/Aqua (Doors) filed claim for $9,856.96, not in plan.

5. Toyota claim#6-1 filed arrears $1,320.29, plan had outside, arrears needs to be paid or move against claim.

Prop Plan $1,800 x 60 begin 1/1/26; Base
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-22933 / MEHStephanie Shreter, Esq.Confirmation HearingPending WorkupDebtor has made 1 of 3 required payments   Arrears: $3,200.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-23008 / MEHMichael P. Otto, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $857.00
As of 2/12/26 (sf)

341 not held - Rescheduled to 3/12/26
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am25-23219 / MEHPRO SEConfirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 3 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1934/8/2026 10:00 am25-23229 / MEHKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,430.00
AS OF 2/20/26 (SF)

1. Objection filed by 216 East State (Kaplan) - failure to cure arrears in the amount of $8591

2. Trustee objection:

- Need paystubs for spouse that includes the net income


Plan proposes $715 x 36 Base
Payments: 1/2 Arrears $715

Email InquiryMatter ResolvedRequest
Adjournment
1944/8/2026 10:00 am25-23239 / MEHMoshe Rothenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $815.00
issues as of 2/19/2026 (JMA)

1) US Bank (Fein Such) objection to confirmation - NEED TO RESOLVE
- Creditor claim total arrears to be paid through plan in the amount of $4,071.66
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Disposable income verifies $238. Debtor will need E-Wage.
- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED
- The debtor has failed to supply the Trustee with the following document(s): 2 months bank statements from TD Bank accts#052 and #127 shown in bank acct#780 and TD Bank savings acct prior to filing.
- The debtor must provide proof of auto insurance for the vehicles. - POLICY PROVIDED FAILS TO LIST VEHICLES BEING COVERED
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Education Cost $590, Transportation $850 and Auto insurance $487 FIRST MONTH AND $539. REMAINING 6 MONTHS. Must provide proof of expenses 10 days prior to confirmation.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $10,237 when determining disposable income.
- The Plan fails to provide for a prompt cure of rental arrears.
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l).

proposed plan $815x60 begin 1/1/2026 0% plan
paid in $815
arrears $815
last claim 24-1
Email InquiryMatter ResolvedRequest
Adjournment
1994/8/2026 10:00 am25-23500 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
issues as of 2/12/2026 (JMA) - NEED TO ADJOURN CONFIRMATION HEARING TO ALLOW 341 TO BE HELD

1) 341 scheduled for 3/5/2026

proposed plan $350x36 minimum $8,900
paid in $700
last claim 4-1
Email InquiryMatter ResolvedRequest
Adjournment
2024/8/2026 10:00 am25-23567 / MEHGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $2,460.00
issues as of 2/18/2026 (JMA)

1) SN Servicing/US Bank (Friedman Vartolo) objection to confirmation - NEED TO RESOLVE
- Secured Creditor expects to file claim for pre-petition arrears of approximately $168,961.90.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED FILED.
- The debtor has failed to supply the Trustee with the following document(s): Need November and December bank statements for TD accounts 9197 and 0802.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $2,803.97.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $7,738.00 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): there is $40,519 in non-exempt equity in the residence. (100% plan).
- Counsel needs to appoint the personal injury attorney who is handling the two 9 /11 lawsuits for both the debtor and the co-debtor.
3) IRS priority claim estimated for 2024 taxes

proposed plan $2,420x60 100% plan
paid in $2,400
arrears $2,400
last claim 16-1
Email InquiryMatter ResolvedRequest
Adjournment
2064/8/2026 10:00 am25-23763 / MEHMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
2/23/2026 (JMA) - Debtor atty provided epay payment for $1,000 - proof of payment linked in matter calendar.

issues as of 2/19/2026 (JMA) - NO TRUSTEE PLAN PAYMENTS TO DATE, ARREARS $1,000

1) US Bank (RASC) objection to confirmation - NEED TO RESOLVE
- Debtor's plan proposes to cure pre-petition arrears vial a loan modification, a loan modification has not been offered or approved
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification - NOT FILED TO DATE.
- Need December statement for the Acorn account.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $1,120.96.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $2,962.40 in non-exempt equity in the car, bank accounts and Acorn account. (pending review of Acorn statement)
- Need to resolve objection by US Bank.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

proposed plan $500x60 loan od by 7/15/2026 base plan
paid in $0
arrears $1,000
last claim 1-1

RESOLVED ISSUES:

- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration, Policy provided expired on 2/5/26 - RESOLVED, PROVIDED POLICY RENEWAL EFFECTIVE THROUGH 2/5/2027
- The debtor must provide updated proof of auto insurance for the 2004 Hyundai and 2014 Hyundai. The policy provided has expired - RESOLVED, PROVIDED UPDATED POLICY EFFECTIVE THROUGH 7/3/2026
Email InquiryMatter ResolvedRequest
Adjournment
2114/8/2026 10:00 am26-10015 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,120.00
ISSUES AS OF 2/23/2026 (JMA) - PROVIDED PROOF OF CAR INSURANCE FOR 2021 JEEP GRAND CHEROKEE - NOT LISTED IN CASE. NEED INSURANCE FOR 2020 HONDA. NEW STATMENT INCLUDES CHANGES REMOVING 2025 KIA
issues as of 2/12/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return - for 2025 by 5/31/2026.
- Need December and January statements for the Bank of America checking account listed on Schedule B.
- A Modified Plan that either pays Consumer Portfolio in full or crams their lien. Cannot propose both. Remove Hyundai Lease in Part 6.
- Amendments to Schedules J to remove car lease payment of $390
- The debtor must provide proof of auto insurance for the 2020 Honda and 2025 Kia.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as - $3,200/month for rent (need copy of lease); $700/month for car insurance. Need proof of expenses 10 days prior to confirmation.

proposed plan $1,140x60 0% plan
paid in $580
arrears $560
last claim 15-1
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-10147 / MEHPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $122.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-10217 / MEHEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 2 required payments   Arrears: $900.00
AS OF 3/6/26 (SF) Adj to after bar date

Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification

- A copy of the last filed tax return - 2025 by 5/31/2026

- Schedule D lists 2016 BMW X-1 value $5,000 . Does not provide value of vehicle in
Column B.

- -The income on the P&L provided shows $2,423 monthly income. As a result, disposable net income is $3,130. Plan is 100%

- There is $375 non-exempt equity in jewelry.

-There is $66,815.71 non-exempt equity in house.
TOTAL NON-EXEMPT EQUITY $67,190.71 PLAN is 100%


Plan proposes $4,000 x 1; $900 x 11; $1050 x 48 100% Plan
Payments: 1/2 Arrears: $900

Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-10229 / MEHEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $100.00
issues as of 3/9/2026 (JMA)

341 not held, not rescheduled - missing documents
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-10631 / MEHEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $815.00
AS OF 3/5/26 (SF)



341 not held - rescheduled to 3/26/26
payments: 1/2 Arrears: $815

Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-10660 / MEHHerbert K. Ryder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $1.00
341 IS SCHEDULED FOR 3/26/2026. (READY)
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-10828 / MEHDonald C. Goins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,110.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11062 / MEHMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,520.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11131 / MEHJoseph Albanese, Esq.Confirmation Hearing ScheduledContinued
5/20/2026 10:00 am
Debtor has made 0 of 2 required payments   Arrears: $1,395.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11159 / MEHLaurence R. Sheller, Esq.Confirmation Hearing ScheduledContinued
4/29/2026 10:00 am
Debtor has made 1 of 1 required payments   Arrears: $0
Adj to after bar date
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11181 / MEHJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,375.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11206 / MEHJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11207 / MEHJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $800.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11209 / MEHJohn D. DiCiurcio, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $930.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11217 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11252 / MEHFrederick J. Simon, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $2,050.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11259 / MEHKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $450.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11282 / MEHJames Mahon, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $286.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11290 / MEHPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11378 / MEHMichael P. Otto, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11479 / MEHRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11485 / MEHEdward Hanratty, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11498 / MEHJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,400.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-11656 / MEHKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,000.00
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 10:00 am26-12402 / MEHKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 11:00 am26-12448 / MEHDavid Jerome Witherspoon, Esq.Order Show CauseJudge to Reserve DecisionCorporate Debtor Without Counsel,Failure to Comply with Local Rule 1006. .
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 11:00 am26-12448 / MEHDavid Jerome Witherspoon, Esq.Order Show CauseWithdrawn
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Adjournment
04/8/2026 11:00 am26-12448 / MEHDavid Jerome Witherspoon, Esq.Hearing Withdrawn (Document)3rd Party MatterHearing Withdrawn - OSC Doc #7
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 2:00 pm23-17399 / MEHJustin M. Gillman, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 2:00 pm25-14195 / MEHEdward Hanratty, Esq.Motion CompensationOrder to be SubmittedAMT: PPSD ORDER FOR $14,725.46 IN PLAN; THERE IS ONLY $11,568.60 FOH
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 2:00 pm25-15049 / MEHEdward Hanratty, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 2:00 pm25-15519 / MEHJames J. Cerbone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 2:00 pm25-18412 / MEHRobert Cameron Legg, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
04/8/2026 2:00 pm25-19087 / MEHRobert Cameron Legg, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes