Judge Christine M. Gravelle
Hearing Date: 4/7/2021
Hearing Count: 171
Last Updated: 05-11-2021 07:07 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
14/7/2021 9:00 am16-11049 / CMGROBERT C NISENSON ESQCreditor Certification of DefaultContinued
4/21/2021 9:00 am
Total Paid In: $69,938.00
Debtor obj, current<>CALIBER HOMES ( Stern & E)
TR ARREARS
Matter ResolvedRequest
Adjourment
24/7/2021 9:00 am16-20644 / CMGANDREW G. GREENBERG, ESQ.Motion to Approve Loan ModificationOrder to be SubmittedTotal Paid In: $44,422.00
US Bank obj (Friedman Vartolo)<> MTN FOR LOAN MODIFICATION
Matter ResolvedRequest
Adjourment
34/7/2021 9:00 am16-22254 / CMGKirsten B. Ennis Motion Relief from Stay (Fee)Continued
4/21/2021 9:00 am
Total Paid In: $20,069.00
PENNYMAC (POWERS)
Matter ResolvedRequest
Adjourment
44/7/2021 9:00 am16-25935 / CMGWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $27,009.00
Debtor obj, made pymt/misapplied<>SANTANDER/ (Brock & Scott) re: order 7/5/18

TR ARREARS - TR motion 4/7/21
Matter ResolvedRequest
Adjourment
54/7/2021 9:00 am16-25935 / CMGWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $27,009.00
Debtor obj, made pymt<>SANTANDER ( Brock & Scott)
re: order 8/30/19


3/30/21:Tr ARREARS -$1,740. (Included credit for payment $650 posted 3/29/21.)

Tr Motion 4/7/21
Matter ResolvedRequest
Adjourment
64/7/2021 9:00 am16-25935 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/21/2021 9:00 am
Total Paid In: $27,009.00
4/6/21(mk): debtor sent screen shot of 2500 TFS payment today- this will bring them current but needs to post- Takes 5-7 days

Debtor obj, will bring current<>

3/31/21(mk): ARREARS $1,740. 4 mos left in plan as of 4/1/21
>>Atty email says can bring current by end of march- expecting commission ck


(2) Creditor's cert of default(Santander) on 4/7/21.
1 on 7/5/18 Order & 1 on8/30/19 Order.
Matter ResolvedRequest
Adjourment
74/7/2021 9:00 am16-32333 / CMGROBERT C NISENSON ESQMotion Relief from Stay (Fee)Continued
4/21/2021 9:00 am
Total Paid In: $19,887.00
Debtor obj<>NORTH POINTE HOLLOW (STARK & STARK)
Matter ResolvedRequest
Adjourment
84/7/2021 9:00 am16-33457 / CMGDAVID A. SEMANCHIK, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/21/2021 9:00 am
Total Paid In: $40,547.00
4/8/21(mk) Snet atty email again with terms as ns on 4/7

AMT: PPSD RECAP: $37,368 PTD (50); $2,600 (March); $1,137 X 9 BEG 4/1/21 (email to debtor & atty)<<<>>>

ARREARS
Matter ResolvedRequest
Adjourment
94/7/2021 9:00 am16-34651 / CMGJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/21/2021 9:00 am
Total Paid In: $190,044.00
3/31/21(mk): email to atty- $ coming to trust acct then will send trust acct ck to TN- need short adj for it to post

AMT: NTC OF SETTLEMENT TO BE FILED FOR INHERITANCE/<<>.

ARREARS

NTC Of Settlement: will pay 44,820 for arrears and remaining balance , Then pay extra #25 for inheritance for gucs
Obj deadline on NTC is 3/30/21
Matter ResolvedRequest
Adjourment
104/7/2021 9:00 am17-11683 / CMGYAKOV RUDIKHMotion Motion (Generic) - Only use if no other event is applicableWithdrawnTotal Paid In: $22,260.00
MTN TO OBTAIN ECONOMIC INJURY DISATER LOAN

3/9/21(mk): TR OBJ.
needs more info- conflicting info in motion
Matter ResolvedRequest
Adjourment
114/7/2021 9:00 am17-14156 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/5/2021 9:00 am
Total Paid In: $17,451.00
Mk: adj to May to be current

Debtor obj<>ARREARS $1,584 as of 4/1/21. This amt includes payment posted today. of $364 12 mos left in plan

mk: per opp'n was to pay $700 before hearing and cure in 60 days
Matter ResolvedRequest
Adjourment
124/7/2021 9:00 am17-17215 / CMGJOSEPH J ROGERS, ESQMotion SellOrder Previously SubmittedTotal Paid In: $28,943.00
3/10/21(mk): Revised order submitted addressing PHH objection

PHH obj (Robertson Anschutz)<>36 MONROE DRIVE

SV on RE 7/2020. Re was surrendered in MP confirmed
10/2020. Short sale but Order is OK
Matter ResolvedRequest
Adjourment
134/7/2021 9:00 am17-19669 / CMGMark S Cherry Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $45,000.00
AMT: $44,000 PTD; $1,000 X 14 BEGINNING 4/1/21 (ATTY ok)<<>>>

ARREARS
Matter ResolvedRequest
Adjourment
144/7/2021 9:00 am17-19797 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $33,620.00
MP (#144) ON 4/7/21: ***Honor Roll***


Debtor obj, filing MP<>ARREARS; NEEDS TO ADDRESS SANTANDER PER PLAN CLM AND STAY VACATE

2/26/219mk): Arrear cured. Needs to address remaining issues above.
Matter ResolvedRequest
Adjourment
154/7/2021 9:00 am17-22580 / CMGBRIAN W HOFMEISTERMotion Relief from Stay (Fee)GrantedTotal Paid In: $46,848.00
NEW JERSEY HOUSING AND MTG FINC (POWERS)
Matter ResolvedRequest
Adjourment
164/7/2021 9:00 am17-23074 / CMGKevin Fayette, EsqMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $32,045.00
4/6/21(mk): Per atty & J Morton - OTBS

Debtor obj<>SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
174/7/2021 9:00 am17-23334 / CMGSTEVEN J ABELSON, ESQMotion Relief from Stay (Fee)Continued
4/21/2021 9:00 am
Total Paid In: $24,674.00
Debtor obj<>SELECT PORTFOLIO (MILSTEAD & ASSOC)
Matter ResolvedRequest
Adjourment
184/7/2021 9:00 am17-24480 / CMGJEANIE D. WIESNER, ESQ.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $61,169.00
Debtor will pay<>CITY OF TRENTON (GOLDENBERG, MACKLER)
Matter ResolvedRequest
Adjourment
194/7/2021 9:00 am17-25751 / CMGSTEPHANIE SHRETER, ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $5,215.00
4/6/21(MK): Order submitted to chambers toady

CITIMORTGAGE (POWERS)
Matter ResolvedRequest
Adjourment
204/7/2021 9:00 am17-26271 / CMGSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $23,896.00
AMT: PPSD RECAP - $23,546 PTD (43); $414 X 17 BEG 4/1/21<<<>mk: forwarded email to atty Rhondi on 3/31/21- OK to terms

Debtor obj, can resume pymts<>NO PAYMENTS MADE SINCE 3/2020 RECEIPT OF SALE PROCEEDS
Matter ResolvedRequest
Adjourment
214/7/2021 9:00 am17-28430 / CMGDaniel Straffi, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $32,670.00
4/6/21(mk): payment for 6,000 posted today. arreras including April $2056.50
Recap $32,670 ptd (43 mos), Then 1,392 x 17 begin 5/1/21- needs Ewage

Debtor obj, can make pymt<> ARREARS $6,845.50 as of 3/2/21. Last payment( 1/2 of reg. payment amt. )posted 2/16/21. Case was recapped 8/2020 and debtor not made a full payment since then.

>> Opp'n says can cure arrears by April.

Any recap has to have EWage.
Matter ResolvedRequest
Adjourment
224/7/2021 9:00 am17-29033 / CMGWilliam H. Oliver, Jr., Esq.Motion to SeverOrder to be SubmittedTotal Paid In: $20,605.00
4/6/21(MK): Revised Order will be submitted -OK

MTN TO SEVER DANIEL



TR obj filed 3/19/21. Needs Revised Order.
Matter ResolvedRequest
Adjourment
234/7/2021 9:00 am17-30660 / CMGPETER E ZIMNIS, ESQTrustee Certification of DefaultWithdrawnTotal Paid In: $18,877.00
MP on the Honor Roll

4/5/21(mk): Atty email says debtor dropped of $460 cash. will mail out today.

Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
244/7/2021 9:00 am17-32024 / CMGHERBERT B RAYMOND ESQCreditor Certification of DefaultConsent Order to be SubmittedTotal Paid In: $16,809.00
Debtor obj, made pymt<> NATIONSTAR (Robertson Anschutz)

3/29/21(mk); email form creditor. debtor curent. COTBS to stay current
Matter ResolvedRequest
Adjourment
254/7/2021 9:00 am17-32448 / CMGSTEPHANIE SHRETER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $7,965.00
SV/NATIONSTAR; ARREARS $1,945.50 last pay 12/17/20
Matter ResolvedRequest
Adjourment
274/7/2021 9:00 am18-10553 / CMGJustin M. Gillman, Esq.Motion Motion (Generic) - Only use if no other event is applicableWithdrawnTotal Paid In: $55,473.00
MK; SALE ORDER ENTERED 3/17/21

JUDGE TO HEAR AT 2:00PM ON 3/17/21.


1/22/21(mk): MOTION TO SELL- ON 3/3/21-

1/15/21(mk); Atty email:We have entered a Contract to Sell Shares and we will be adjourning our Motion and Poly Objection to a date to coincide with hearing on Motion to Sell Poly Shares. Expect that to be filed next week with Notice of Private Sale so needs time .

1/14/21: Working on resolving

>>>MTN TO SET PUBLIC AUCTION /APPROVE BIDDING PROCEDURES OF POLYORGANIC SHARES FOR 3/8/21 TO 3/10/21

>>Objection by Polyorganic Corp Shareholders

Matter ResolvedRequest
Adjourment
264/7/2021 9:00 am18-10553 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $55,473.00
MP on for 4/7/21<

1/15/21(mk); Atty email:We have entered a Contract to Sell Shares and we will be adjourning our Motion and Poly Objection to a date to coincide with hearing on Motion to Sell Poly Shares. Expect that to be filed next week with Notice of Private Sale so needs about 30days.


1/14/21: Motion to Approve Bidding procedures on for 1/20/21. Working on resolving that

11/15/20: Auctioneer appt. waiting for sale date.

Debtor obj<>FAILED TO TURN OVER NON-EXEMPT PROCEEDS FROM PRIVATE SALE OF POLYORGANIC STOCK BY 6/30/20 OR IN THE ALTERNATIVE FROM A PUBLIC SALE BY 9/30/20; FAILED TO FILE A REPORT BY 9/1/20 REGARDING STATUS OF AN AUCTION
Matter ResolvedRequest
Adjourment
294/7/2021 9:00 am18-13154 / CMGSTEVEN J ABELSON, ESQTrustee Certification of DefaultWithdrawnTotal Paid In: $36,388.00
3/24/21(mk); check $4,300 posted- NOW CURRENT

Debtor obj, making pymt<> ARREARS

Opp'n says atty has funds in Trust Acct - NEED TO POST BEFORE MOTION IS W/D
Matter ResolvedRequest
Adjourment
284/7/2021 9:00 am18-13154 / CMGSTEVEN J ABELSON, ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $36,388.00
Debtor obj<> ALLY (Lavin, Cedrone)
Matter ResolvedRequest
Adjourment
304/7/2021 9:00 am18-14044 / CMGSTEVEN A RAGLAND, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $16,570.00
SV/FREEDOM MTG Arrears $3,624. last pay 11/16/20
Matter ResolvedRequest
Adjourment
314/7/2021 9:00 am18-16271 / CMGTHOMAS J ORR ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $52,500.00
AMT: $52,500 PTD (36); $ 1,647 X 24 BEG 4/1/21 (atty ok)<<<>>>

Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
324/7/2021 9:00 am18-17964 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $15,324.00
WELLS FARGO (MORTON)
Matter ResolvedRequest
Adjourment
334/7/2021 9:00 am18-18267 / CMGTHEODORE M COSTA, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $31,027.00
ns on 4/7/21

4/6/21(mk) SV Order on residence entered 3/26/21- so RECap not valid anymore


3/17/21(mk):March payment has posted: RECAP as of today is $31,027 PTD(35mos) Then $1,044 x 25, begin 4/1/21. EWAGE- email to atty


3/4 AMT: PPSD RECAP - $28,527 PTD (34); $991 (MARCH);$1,100 X 25 BEG 4/1/21; EwAGE (EMAIL TO ATTY)<<<>>>

As of 3/2/21:ARREARS $4,383. There was recent pymt $3000 posted on 2/3/21.

ARREARS
Matter ResolvedRequest
Adjourment
344/7/2021 9:00 am18-19299 / CMGJoseph Casello, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $1,070.00
SANTANDER (MORTON)
>debtor not opposing- car lease & car was retruned.
Matter ResolvedRequest
Adjourment
354/7/2021 9:00 am18-21506 / CMGDONALD C GOINS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/5/2021 9:00 am
Total Paid In: $3,564.00
Debtor obj<> FAILED TO LM BY 1/16/21; FAILED TO FILE ORDER RESOLVING BOA OBJ BY 1/4/21; ARREARS

>Debtor says got Lm- motion to be filed before this hearing
- NO Arrears as of 3/31/21
Still need B of A Order
Matter ResolvedRequest
Adjourment
364/7/2021 9:00 am18-24211 / CMGJEFFREY E JENKINS ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/19/2021 9:00 am
Total Paid In: $5,812.00
Debtor obj, now pre-approved for LM<>SV/US BANK; FAILED TO LM BY 12/31/20
Matter ResolvedRequest
Adjourment
374/7/2021 9:00 am18-25263 / CMGBRUCE C TRUESDALE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $26,182.00
AMT: $25,184 PTD (32); $998 X 28 BEGINNING 4/1/21 (atty ok)<<<>>>

ARREARS
Matter ResolvedRequest
Adjourment
384/7/2021 9:00 am18-27937 / CMGPHILLIP L LUCAS ESQMotion Relief from Stay (Fee)Continued
5/5/2021 9:00 am
Total Paid In: $14,145.00
Mk: adj to 5/5/21 NFA

2/24/21(mk) emailed atty for status. (Richard Gerbino,esq. now for Schiller Knapp

1/29/21(mk): Need status- emailed both counsel

1/18/21(mk): creditor wants to adj as Debtor made payment and wants CO

COMMUNITY LOAN (SCHILLER, KNAPP- J. Devine, esq.)
MFR on Home

>MK: THERE WAS NO OPP'N FILED
Matter ResolvedRequest
Adjourment
394/7/2021 9:00 am18-28699 / CMGWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $7,647.00
3/31/21(mk) Debtor current- can continue paying and case will complete.

Debtor obj, will be current<> ARREARS
Matter ResolvedRequest
Adjourment
404/7/2021 9:00 am18-28806 / CMGCharles M Izzo, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $32,938.00
ARREARS 11,755.10. last pay 9/16/20
Matter ResolvedRequest
Adjourment
414/7/2021 9:00 am18-29247 / CMGMarc C. Capone, Esq.Creditor Certification of DefaultContinued
4/21/2021 9:00 am
Total Paid In: $29,000.00
Debtor obj<>FAY SERVICING (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
424/7/2021 9:00 am18-30393 / CMGEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $28,381.00
4/5/21(mk): Per Atty w/d opp'n: OK TO DISMISS- can' make payments

debtor opp'n> will file MP seeking Lm- income reduction due to Coivd. ARREARS $10,762.99

2/23/21: G. Roth substituted in as counsel for P Moscatello on 2/19/21. Needs to MP due to Covid
Matter ResolvedRequest
Adjourment
434/7/2021 9:00 am18-30886 / CMGTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/19/2021 9:00 am
Total Paid In: $12,730.00
4/5/21(mk);MP filed 4/3/21.

Debtor obj, filing MP<> SV/ALLY
Matter ResolvedRequest
Adjourment
444/7/2021 9:00 am19-10868 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/21/2021 9:00 am
Total Paid In: $18,031.00
MP on for 4/21/21


Debtor obj, making pymts, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
454/7/2021 9:00 am19-10949 / CMGYAKOV RUDIKHTrustee Certification of DefaultWithdrawnTotal Paid In: $3,325.00
4/5/21: payments posted .


Debtor obj, new job, can make pymts<> ARREARS $525 as of 4/1/21. last pay 3/24/21

>>atty uploaded proof of payment 1,100 on 3/5/21 & 350 on 3/11/21. NOTHING HAS POSTED AS OF 3/15/21.
Matter ResolvedRequest
Adjourment
464/7/2021 9:00 am19-14435 / CMGJOSEPH I WINDMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $14,520.00
mk: per atty - Ok to Dismiss
Matter ResolvedRequest
Adjourment
474/7/2021 9:00 am19-14897 / CMGFREDERICK J SIMONMotion Relief from Stay (Fee)GrantedTotal Paid In: $23,782.00
ALLY CAPITAL (LAVIN, CEDRONE)
Matter ResolvedRequest
Adjourment
484/7/2021 9:00 am19-15666 / CMGGARY L GOLDBERG ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $10,685.00
4/1/21(mk): ARREARS $6,500.last pay 11/2/20.
Matter ResolvedRequest
Adjourment
494/7/2021 9:00 am19-15797 / CMGSTACEY L MULLEN, ESQMotion Relief from Stay (Fee)Continued
5/5/2021 9:00 am
Total Paid In: $28,068.00
Debtor obj, cured arrearage<>ONEMAIN FINC (BERNSTEIN-BURKLEY)
2010 Toyota.
Matter ResolvedRequest
Adjourment
504/7/2021 9:00 am19-16187 / CMGLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,634.00
SV/REVERSE MTG; ARREARS $978 as of 4/1/21.

4/1/21(mk): email to atty - LETTING CASE GO & WILL REFILE
Matter ResolvedRequest
Adjourment
514/7/2021 9:00 am19-16276 / CMGWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
Matter ResolvedRequest
Adjourment
524/7/2021 9:00 am19-16487 / CMGEUGENE ROTH, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $32,378.00
ALLY CAPITAL (LAVIN, CEDRONE, GRAVER)
Matter ResolvedRequest
Adjourment
534/7/2021 9:00 am19-16596 / CMGWARREN LEVY, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,602.00
SV/SLS; ARREARS 1,420. last pay 9/9/20.
Matter ResolvedRequest
Adjourment
544/7/2021 9:00 am19-16747 / CMGPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,150.00
PLAN WILL NOT COMPLETE TIMELY DUE TO ORDER DOC # 70 ADDING APPX $5,300 PP MTG ARREARS; FAILED TO LM BY 1/31/21

4/1/21(mk): email to atty
Matter ResolvedRequest
Adjourment
554/7/2021 9:00 am19-17487 / CMGJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $25,920.00
4/5/21(mk): COTBS- $2000 settled amt for PP - it will go directly to creditor Not thru plan per clarification from creditor atty(mk)


RAVENS CREST EAST CONDO (CUTOLO BARROS)

Debtor obj.-says has made all PP payments.
Matter ResolvedRequest
Adjourment
564/7/2021 9:00 am19-19102 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/5/2021 9:00 am
Total Paid In: $4,640.00
4/5/21: LM Motion filed

debtor obj.> re: LM--Debtor signed a prior agreement requiring 12 months of
trial payments through November 2020. Debtor has completed those payments
and is filing Motion to Approve Loan Modification

FAILED TO OBTAIN LM BY 12/31/20; ARREARS $1,360 as of 4/1/21.
Matter ResolvedRequest
Adjourment
574/7/2021 9:00 am19-21637 / CMGWilliam H. Oliver, Jr., Esq.Motion Reinstate StayWithdrawnTotal Paid In: $11,419.00
Bayview obj(KML)<>MTN TO REINSTATE STAY AS TO BAYVIEW LOAN
Matter ResolvedRequest
Adjourment
584/7/2021 9:00 am19-21696 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/21/2021 9:00 am
Total Paid In: $23,697.00
4/5/21: DEBTOR TO PAY 6500 via TFS. adj for post ing & recap

Debtor obj, can make a pymt<> ARREARS $9,018 as of 4/1/21. Last pay 10/22/20
Matter ResolvedRequest
Adjourment
594/7/2021 9:00 am19-22119 / CMGSTEVEN N. TAIEB, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/19/2021 9:00 am
Total Paid In: $12,930.00
3/31/21(mk): atty uploaded adj request. He mailed 4000 to TN o 3/30/21 will have another 4,000 by end of April. then do recap for May

Debtor obj, can make pymt and requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
604/7/2021 9:00 am19-22703 / CMGSCOTT D SHERMAN ESQCreditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $8,175.00
4/5/21: Order submitted today

Debtor obj, now current<> SLS ( Stewart LEgal)

>>MP FILED ON FOR 5/5/21.
Matter ResolvedRequest
Adjourment
614/7/2021 9:00 am19-23902 / CMGEdward Hanratty, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $8,162.00
MTN LOSS MIT/SPECIALZIED LOAN
Matter ResolvedRequest
Adjourment
624/7/2021 9:00 am19-25037 / CMGEric ClaymanTrustee Certification of DefaultContinued
5/5/2021 9:00 am
Total Paid In: $9,345.00
4/5/21: debtor tracing payments & atty to address late filed priority POC #12

Debtor obj<> ARREARS $4,140 as of 4/1/21

>>> ALSO LATE PRIORITY CLAIM FILED BY ST. OF ARIZONA-NEEDS TO BE DEALT WITH - it was not included in our Cert of default but I alerted atty in email on 4/5/21.

Mk: made a March payment but that was first one since recap in Sept 2020.
debtor 's opp'n states sent money orders sent but not rec'd. now on TFS-
debtor trying to trace missing payments
Matter ResolvedRequest
Adjourment
634/7/2021 9:00 am19-26203 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/21/2021 9:00 am
Total Paid In: $11,079.00
4/6/21:atty says debtor pd 750- has not posted- if it does- #s below will chg- may want to adj to 4/21

MK: recap 10,329 PTD(20 mos) Then $747 x 40 begin 5/1/21- email to atty

Debtor obj, made pymt<> ARREARS $2,329 as of 4/1/21.
made recent payments in Feb. & march
Matter ResolvedRequest
Adjourment
644/7/2021 9:00 am19-26945 / CMGAndrew Thomas Archer Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $5,800.00
Debtor obj<>ALLY FINC (LAVIN, CEDRONE)
Matter ResolvedRequest
Adjourment
654/7/2021 9:00 am19-27300 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
FAILED TO COMPLY WITH 2/3/21 LM ORDER TO FILE MP AND AMD J WITHIN 14 DAYS
Matter ResolvedRequest
Adjourment
664/7/2021 9:00 am19-28641 / CMGSTEPHEN M GOLDBERG, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
4/21/2021 9:00 am
Total Paid In: $8,000.00
4/5/21(mk): emailed atty- will adj this motion- they are to filed MP & amended I & J and POI.

3/8/21(mk): TR Objection filed.

4/5/21: atty reply- she uploaded new order in 13 docs. It provides for MP & amended I & J w/in 14 days
Matter ResolvedRequest
Adjourment
674/7/2021 9:00 am19-29153 / CMGKarina Pia Lucid Trustee Certification of DefaultContinued
5/5/2021 9:00 am
Total Paid In: $17,000.00
mk: 4/5/21: Per AR- Told atty to appear- explain feasibility- maybe extend under cares act 2021?

Debtor obj, made pymt & requests recap<> ARREARS $13,000 as of 4/1/21.

4/1/21;Mk: no payments Nov.2020-Feb.2021. made 2 payments of 1,000 each in march. The reg moly payment is 2500. Then in June payment increases to $4572 p/m.
Matter ResolvedRequest
Adjourment
694/7/2021 9:00 am19-29480 / CMGKevin Fayette, EsqTrustee Certification of DefaultTrustee OrderTotal Paid In: $9,450.00
4/5/21(mk): Recap $9,450(PTD( 18 mos) Then $847 x 42 begin 5/1/21. email to atty-OK TO TERMS


Debtor obj, can make pymt & requests recap<> ARREARS $2,344 as of 4/1/21

debtor made large March payment $3,200
Matter ResolvedRequest
Adjourment
684/7/2021 9:00 am19-29480 / CMGKevin Fayette, EsqMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $9,450.00
4/5/21: Order submitted to CT.
Debtor obj<>WELLS FARGO BANK (POWERS)
Matter ResolvedRequest
Adjourment
704/7/2021 9:00 am19-30150 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/21/2021 9:00 am
Total Paid In: $4,725.00
AMT; MP 4/21 >

Debtor obj, filing MP<> NEEDS TO ADDRESS IRS PER PLAN CLM; ARREARS
Matter ResolvedRequest
Adjourment
714/7/2021 9:00 am19-30310 / CMGDaniel Straffi, Esq.Motion Relief from Co-Debtor StayContinued
5/5/2021 9:00 am
Total Paid In: $6,800.00
LAKEVIEW LOAN (SCHILLER, KNAPP, LEFKOWITZ)

>>Debtor opp'n. recap arrears into plan. & debtor seeking 30 days to get a loss mit pack submitted. MP(#23) filed 12/29/20. seeks LM 7/1/21 or SALE of RE by 12/1/21 and 100%

MP on 3/3/21: NEEDS RESOLUTION OF ISSUES
Matter ResolvedRequest
Adjourment
724/7/2021 9:00 am19-30310 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/5/2021 9:00 am
Total Paid In: $6,800.00
AMT: MP 4/7 ***NEEDS RESOLUTION***<<<>>>

>FYI the MFR(docket #21) was adj from 2/3/21 to 3/3/21- working on resolving

Debtor obj, on 12/29/20 filed MP(#23)* on for 2/3/21<>FAILED TO COMPLETE LM BY 4/1/20; EXTENDED LOSS MIT EXPIRED 5/6/20

*MP seeks LM by 7/1/21 or Sale of RE by 12/1/21
Matter ResolvedRequest
Adjourment
734/7/2021 9:00 am19-30386 / CMGPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/21/2021 9:00 am
Total Paid In: $4,051.00
3/22/21. MP Filed. ON 4/21/21


Debtor obj<>FAILED TO FILE MP AND AMD J W/I 14 DAYS OF 12/25/20 LM ORDER; FAILED TO COMPLY WITH PROVISION OF CONF TO PROVIDE TRUSTEE WITH UPDATED UNEMPLOYMENT STATUS BY 2/1/21; NEEDS TO ADDRESS FEASIBILITY RE APOC #6-2
Matter ResolvedRequest
Adjourment
744/7/2021 9:00 am19-30498 / CMGDavid L. Stevens Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/21/2021 9:00 am
Total Paid In: $11,600.00
mk: request to adj 2 weeks to 4/21/21 for MP

ARREARS $16,000 as of 4/1/21. Last pay 8/5/20

debtor opp'n: Covid affected- will file MP
Matter ResolvedRequest
Adjourment
754/7/2021 9:00 am19-31145 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
5/5/2021 9:00 am
Total Paid In: $16,123.00
Debtor obj<>FREEDOM MTG (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
764/7/2021 9:00 am19-32597 / CMGYAKOV RUDIKHMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $8,220.00
3/4/219mk): Order submitted to Chambers today.

CAPITAL ONE AUTO (MESTER & SCHWARTZ)
Matter ResolvedRequest
Adjourment
774/7/2021 9:00 am19-33640 / CMGRUSSELL L LOW, ESQTrustee Certification of DefaultContinued
4/21/2021 9:00 am
Total Paid In: $7,841.00
4/5/21(mk): atty says debtor made payment 1200. Needs to post- adj to allow and do recap for next hearing

Atty filed obj, needs time to contact debtor<> ARREARS $4,955 as of 4/1/21. last pay 11/16/20.
Matter ResolvedRequest
Adjourment
784/7/2021 9:00 am19-33649 / CMGRUSSELL L LOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/21/2021 9:00 am
Total Paid In: $2,194.00
4/5/21(mk): wiil adj to allow motion to be filed

NEEDS TO ADDRESS BANK OF NY MELLON #6-1 (UNSECURED CL FOR PPTY NOT LISTED ON DEBTORS SCHEDULES

>debtor opp'n: debtor previously owned the property at 120 Christian Ct Hertford, NC
27944 and lost the property to foreclosure prior to filing bankruptcy

>>NEEDS TO MOVE AGAINST CLAIM?
Matter ResolvedRequest
Adjourment
794/7/2021 9:00 am19-33807 / CMGCANDYCE I SMITH-SKLAR, ESQTrustee Certification of DefaultContinued
4/21/2021 9:00 am
Total Paid In: $3,540.00
4/5/21(mk): atty uploaded proof of 2 money orders for $600 each. will asj to 4/21/21 to post and recap- will need Ewage

Debtor obj, making pymt & requests recap<> ARREARS $2,778. last pay 10/27/20.

>>Needs a good faith payment before recap.
Matter ResolvedRequest
Adjourment
804/7/2021 9:00 am20-10053 / CMGDavid L. Stevens Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $17,660.00
4/5/219mk): creditor says:Debtor to cure remaining arrears to Creditor by 4/2, and recommence ongoing payments 4/1. OTBS.



Debtor obj<>NATIONSTAR (Robertson Anschutz)
Matter ResolvedRequest
Adjourment
814/7/2021 9:00 am20-11160 / CMGJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayConsent Order to be SubmittedTotal Paid In: $25,553.00
Mk;COTBS. Debtor to make a lump sum and cure remainder over 6 months.



Debtor obj<>SELENE FINANCE/WILMINGTONSAVINGS (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
824/7/2021 9:00 am20-12246 / CMGMICHAEL P OTTO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/19/2021 9:00 am
Total Paid In: $2,388.00
4/5/21(mk):debtor signed K of sale- will file Motion


Debtor obj, filed MP<>FAILED TO SELL COUNTRY CLUB RD BY 12/31/20
Matter ResolvedRequest
Adjourment
834/7/2021 9:00 am20-13844 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $1,510.00
MP on 4/7/21>. *** HR>>

4/1/21(mk): Arrears $1,250, made 1,200 pymt 3/2021. Per plan claim for mtg arrears.Mp says debtor was given a "release of Mtg(w/o satisfaction of debt)so MP pays 100% to guc...


1/11 AMT: Atty trying to contact mtg co to verify arrearage<<<>>>


Debtor obj, can make pymt & requests recap<> FAILED TO ADDRESS PER PLAN CLM/SELECT PORTFOLIO; ARREARS
Matter ResolvedRequest
Adjourment
844/7/2021 9:00 am20-13965 / CMGDavid L. Stevens Objection to ClaimGrantedTotal Paid In: $258,091.00
DEBTOR OBJ TO NY STATE CLM #1-1
>mk; This was paid at closing but numbers did not match up to claim so need order expunging



POS WAS FILED SO TR OPP'N CAN BE W/D

2/22/21(mk) No proof of service for motion on creditor filed

Matter ResolvedRequest
Adjourment
854/7/2021 9:00 am20-14015 / CMGDaniel Straffi, Esq.Motion Dismiss CaseOrder Previously SubmittedTotal Paid In: $6,075.00
3/30/21(mk):Order submitted: LM by 7/1/21.payments outside to mtg co. $538 fees &costs to creditor atty


Debtor obj<>DEUTSCHE BANK MTN TO DISMISS OR FOR STAY RELIEF (kml)

>No LM - file closed 12/1/20. there are PP arrears $6,147.98

**MP filed & On 4/21/21. It attempts to extend the time for a LM...
Matter ResolvedRequest
Adjourment
864/7/2021 9:00 am20-14177 / CMGROBERT C NISENSON ESQTrustee Certification of DefaultDismissedTotal Paid In: $2,400.00
OK TO DISMISS

Debtor obj, (WITHDRAWN)<> ARREARS $1200.Last pay 8/13/21.
Matter ResolvedRequest
Adjourment
874/7/2021 9:00 am20-14235 / CMGSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/18/2021 9:00 am
Total Paid In: $7,496.00
4/6/21(mk): atty had proof of debtor in Trial LM- for 5/2021- 7/2021 at trial payments of $2,448.83


Debtor obj<>FAILED TO COMPLETE LM BY 12/31/20 OR 2/10/21 AS EXTENDED BY CONS ORDER RESOLVING OBJ TO CONF

mk: debtor obj says bank confirmed LM package complete 3/2/21. bank needs 30 days to review. will have update before this hearing date.
Matter ResolvedRequest
Adjourment
884/7/2021 9:00 am20-14384 / CMGANDREW G. GREENBERG, ESQ.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $4,661.00
(mk):Order was submitted to chambers on 3/2/21 .

1/18/21(mk): creditor want a adj to work out consent Order.

Debtor Opp'n>>LAKEVIEW LOAN/M&T BANK (SCHILLER, KNAPP, LEFOWITZ- atty Richard Gerbino, esq)

12/15/20:Creditor will request an adj. to allow time to get a payment history. Debtor atty consents to the adjournment.

Matter ResolvedRequest
Adjourment
894/7/2021 9:00 am20-14542 / CMGPETER E ZIMNIS, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $1,200.00
NEED response from attys- 4/7/21- debtor atty says No Defense to motion as LM was denied

CENLAR (STERN LAVINTHAL)

3/12/21(mk): per debtor's atty- made proposal to creditor. Waiting to hear back.

4/1/21(mk): emailed debtor atty for update.
Matter ResolvedRequest
Adjourment
904/7/2021 9:00 am20-14749 / CMGTHOMAS J ORR ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,844.00
Debtor obj<>NEW JERSEY HOUSING AND MTG (PLUESE, BECKER)
Matter ResolvedRequest
Adjourment
914/7/2021 9:00 am20-15365 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/21/2021 9:00 am
Total Paid In: $2,388.00
4/6/21(mk): Just got Order back form crediotr. needs to submit it to chambers. says LM by 5/15/21- adj to 4/21 for order to be entered

3/16/21:(mk) Have a CO circulating- just needs signatures- extends LM to 5/15/21, Adj 2 weeks for CO to be entered.

MK; Atty working on resolving w/ creditor atty (M. Cozzini of Stern Lav.)

Debtor obj<>FAILED TO LM BY 11/30/20; FAILED TO FILE CONS ORDER RESOLVING NEW REZ OBJ WITHIN 14 DAYS OF 10/7/20 CONF
Matter ResolvedRequest
Adjourment
924/7/2021 9:00 am20-17033 / CMGBRUCE C TRUESDALE ESQMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $7,270.00
Debtor obj<>SELECT PORTFOLIO (ROBERSTON, ANSCHUTZ)

4/5/21(mk) Resolved- OTBS- cap. arrears into plan
Matter ResolvedRequest
Adjourment
934/7/2021 9:00 am20-17231 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,336.00
Debtor obj<>NEW JERSEY HOUSING AND MTG (PLUESE, BECKER)
Matter ResolvedRequest
Adjourment
944/7/2021 9:00 am20-17267 / CMGROBERT H JOHNSONMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,750.00
4/1/21(mk): PER ATTY- NO OPP'N TO DISMISSAL

SV/ALL CREDIT CONSIDERED MTG; FAILED TO PROVIDE APRIL & MAY 2020 TD BANK STATEMENT TO TRUSTEE BY 11/20/20 PER CONF TERMS; ARREARS $2,750. last pay 11/24/20
Matter ResolvedRequest
Adjourment
954/7/2021 9:00 am20-19199 / CMGANDREW G. GREENBERG, ESQ.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder to be Submitted
MTN TO EXPUNGE IRS CLM

2/18/21: Tr objection. No Proof of service on IRS for Motion. Order language is too vague

>>4/7/21: per AR: atty to file pp order and serve IRS & Tr-addressing 2015 est. tax
Matter ResolvedRequest
Adjourment
964/7/2021 9:00 am20-19199 / CMGANDREW G. GREENBERG, ESQ.Motion Relief from Co-Debtor StayOrder Previously Submitted
3/16/219mk: CO submitted to chambers today. rolls pp arrears into plan & MP w/in 14 days.

3/2/21(mk): debtor atty says debtor can't do the add'l proposed payment- asked creditor atty if can roll post pet arrears into plan. Creditro atty( P Raymond)needs time to review & discuss w/ Client


2/24/21(mk): Creditor sent CO to debtor atty for review & signature


Debtor obj<>U.S. BANK NAT'L ASSOC (McCALLA RAYMER)

>Conf on 3/17/21 & Motion to Modify Claim of IRS on 4/7/21
Matter ResolvedRequest
Adjourment
974/7/2021 9:00 am20-19309 / CMGPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $2,800.00
AMT: $2,800 PTD (7); $553 X 53 BEG 4/1/21(atty ok)<<<>>>

Debtor obj, atty has funds<> ARREARS
Matter ResolvedRequest
Adjourment
984/7/2021 9:00 am20-20307 / CMGGEORGETTE MILLERMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
4/21/2021 9:00 am

TR Limited Obj. Needs to resolve creditor & TR objections.

>debtor requested adj to 4/21/21 to address Tr objections.
Matter ResolvedRequest
Adjourment
994/7/2021 9:00 am20-20746 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $2,459.00
HOLD FOR JUDGE AT 12 NOON


Debtor obj; creditor response<>MILL POND AT EATONTOWN CONDO (McGOVERN)
Matter ResolvedRequest
Adjourment
1004/7/2021 9:00 am20-20866 / CMGMelinda D Middlebrooks, EsqMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,900.00
Debtor obj<>ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
1014/7/2021 9:00 am20-21428 / CMGROBERT C NISENSON ESQHearing Scheduled (Document)WithdrawnTotal Paid In: $4,053.00
3/10/21(mk) Filed corrected Sch C #54- ok- TR OBJECTION TO SCH C CAN BE MARKED W/D



3/9/21(mk); DEBTOR FILED ANOTHER AMENDED C ON 3/8/21 (#51) AND ADDS THE 2017 HYUNDAI AND CLAIMS $5100. THIS VEHICLE IS SURRENDERED IN MP #44 ALSO ON FOR 4/7/21.

>>3/9/21:TR OBJECTION FILED TO AMENDED C (DOCKET #51)



Hearing On TR Objection(#43) to Exemptions.

>>MK: Amended C filed2/26/21- Corrects problem.
Matter ResolvedRequest
Adjourment
1034/7/2021 9:00 am20-21652 / CMGWilliam H. Oliver, Jr., Esq.Order Shorten Time/Cross mtn for reliefContinued
4/21/2021 9:00 am

attys working on an Order

HOLD FOR JUDGE AT 12:00PM

--Creditor letter#37 & 45

>> IF CASE IS TO BE DISMISSED-CREDITOR WANTS HIS MOTION GRANTED (Seeking in rem stay relief)BEFORE CASE GETS DISMISSED<<

Conf. 12/16/20. REC DISMISSSAL
NP PAYMENTS as of 12/14/2- & other issuses.


debtor has made no payments in this case- income difficult to verify based on what was provided. 2 prior cases dismissed before conf for 2019- SV, not feasible- made some payments; other case (2018)dismissed b/c no tax returns- est .taxes & no payments.

THIS WILL NEED JUDGE AT NOON
was adj from 11/4/20

12/1/20:G. Reiser esq. - represents creditor filed declaration at doc #34


>>OST<
-- This is the CROSS MOTION -MFR/KIM AND DOUGLAS VAN HASSEL (LOFARO & REISER)
This is debtor's 3rd filing in last 2 yrs
Matter ResolvedRequest
Adjourment
1044/7/2021 9:00 am20-21652 / CMGWilliam H. Oliver, Jr., Esq.Order Shorten Time/Mtn to Extend StayContinued
4/21/2021 9:00 am

attys working on order

HOLD FOR JUDGE AT 12:00PM

-Creditor letter#37 &45

>> IF CASE IS TO BE DISMISSED-CREDITOR WANTS HIS MOTION GRANTED BEFORE CASE GETS DISMISSED<<


12/2/20: CMG extend stay to 12/16/20 & adj motion to conf to 12/16/20


THIS WILL NEED JUDGE AT NOON
was adj from 11/4/20

>>12/1/20:G. Reiser esq. - represents creditor filed declaration at doc #34


>>OST<<

MTN TO EXTEND STAY- stay extended to 12/2/20

>.Debtor suppl Cert.filed #28
tp pay AP to lender 5,000
Matter ResolvedRequest
Adjourment
1054/7/2021 9:00 am20-21698 / CMGAndrew Thomas Archer Motion Adequate ProtectionWithdrawn
APPL FOR ADEQUATE PROTECTION

TR obj filed 3/18/21
Matter ResolvedRequest
Adjourment
1064/7/2021 9:00 am20-21801 / CMGMARK R SILBER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $6,023.00
AMT: MP 4/7 >.HR<<

AR NOTE MK TRYING TO REACH OUT TO ATTY AGAIN
Atty filed obj<>FAILED TO FILE FEASIBLE PLAN WITHIN 14 DAYS OF 1/6/21

Matter ResolvedRequest
Adjourment
1074/7/2021 9:00 am20-23356 / CMGYAKOV RUDIKHMotion to Approve Loan ModificationOrder Previously Submitted
3/29/21(mk): submitted a revised Order- correct form

Trustee obj, proposed form of order is not mandatory form<>MTN FOR LOAN MODIFICATION
Matter ResolvedRequest
Adjourment
1084/7/2021 9:00 am20-23380 / CMGMonika Mazurczyk Motion Motion (Generic) - Only use if no other event is applicableWithdrawnTotal Paid In: $5,259.00
Mk: claims are correct- Atty will W/D this motion.

Trustee obj<>MTN OBJECTING TO CLM'S 5 AND 6 PNC
Matter ResolvedRequest
Adjourment
1094/7/2021 10:00 am17-11838 / CMGRICHARD J PEPSNY, ESQ.Confirmation Hearing on Modified PlanConfirmedDebtor has made 48 of 52 required payments   Arrears: $0  
Total Paid In: $46,318.00
4/7/21(mk) workup from CT-email to atty- ok to terms

**CAN REC CONFIRM AT $44,368 PTD THEN $974 X 9 BEGIN 5/1/21;BASE
Strike supplemental atty fees in modified plan**


4/7/21:>>resolved- no longer seeking atty fees and will continue at same payment amt.

AS OF 4/6/2021 (mk):

>>Plan has run 51 mos and there are 9 mos remaining Begin 5/1/21. NEEDS TO ADDRESS ISSUES IN #1,2 & 3 Below<<

1. Need a fee application for the $565 in attorney's fees in the modified plan. (HAS NOT BEEN FILED).MK: per atty on 4/7/21 - no longer seeking supple fees

2. Need amended I and J. for this MP filed 1/27/21. (REVIEWED OLD AMENDED I AND J FILED ON 10/5/20 - $505 FOR UTILITIES (NEED PROOF), $1,500/MINTH FOR FOOD FOR A FAMILY OF FOUR IS EXCESSIVE, $2,350/MONTH FOR EDUCATION/CHILD CARE (NEED PROOF), $550/MONTH FOR CAR INSURANCE FOR TWO CARS WHEN IT WAS ORIGINALLY $255/MONTH (NEED A BILL)

3. Reviewed updated POI provided as of 2/26/21. Income verified at $10,554 p/m. This is same income as before. STILL NEEDS AMENDED I & J FILED in support of MP. NO BASIS /SUPPORT FOR TO REDUCE TR PAYMENT
----------------------------------------

4. Need HUD from sale of 7 Sherman Court, Manalapan. (RECEIVED)

5. Need an amended claim from Specialized Loan Servicing if loan was paid off through the sale of residence. (HUD shows paid at sale & claim has been adjusted)

MP proposes: $975 x 44 beginning 2/1/2017, $535 x 16 beginning 2/1/2021, base
Arrears: $0
(The plan is being amended to eliminate the balloon payment that was previously required to satisfy Wells Fargo, and to reduce the trustee payment from $975 to $535 for the remaining 16 months of the Plan on account of the debtors amended budget following the sale of their residence.)
Matter ResolvedRequest
Adjourment
1104/7/2021 10:00 am17-19797 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 45 of 48 required payments   Arrears: $750.00  Total Paid In: $33,620.00
ISSUES AS OF 3/26/2021 (DM): Updated 3/31/21

***The remaining term of the plan was miscalculated at 16 months starting in April. TO COMPLETE THE PLAN, THE DEBTOR NEEDS $32,870 PTD, THEN $750 x 14 STARTING 4/1/21, 100% PLAN, STUDENT LOANS TREATED OUTSIDE THE PLAN***


Confirm Case: $15,132 Ptd, $953 x 32 start 10/1/19, 100%
Prop. MP: Ptd, $650 x 16 start 4/1/21, 100%
PTD = $32,870
Last Claim (1-2) dated 9/15/20
Matter ResolvedRequest
Adjourment
1114/7/2021 10:00 am17-20612 / CMGPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 5375.00 of 48 required payments   Arrears: $0  

as of 4/1/2021 (JMA)

plan confirmed at $5,375 paid to date, no further payments
-property Cuyler Avenue, Trenton, NJ is surrendered through modified plan

Matter ResolvedRequest
Adjourment
1124/7/2021 10:00 am17-30660 / CMGPETER E ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 42 of 43 required payments   Arrears: $833.00  Total Paid In: $18,877.00
ISSUES AS OF 3/26/2021 (DM): Updated 4/5/21

***Debtor's counsel is in possession of $460 payment - TRUSTEE CAN RECOMMEND CONFIRMATION AT $18,416.71 PTD, THEN $424 x 44 starting 3/1/21***

1) CARES Act Cert filed as Doc #57.


Confirm Case: $2,598.71 Ptd, $649 x 51 start 8/1/18, Base
Prop. MP: Ptd, $405 x 44 start ??, Base
PTD = $18,416.71
Last Claim (2-3) dated 3/20/19
Matter ResolvedRequest
Adjourment
1134/7/2021 10:00 am18-10553 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 139 of 40 required payments   Arrears: $0  
Total Paid In: $55,473.00
AS OF 4/5/21 (SF) UPDATED


RECOMMEND $12574 PTD, $399 X 1 (BEGIN 4/1/21) BASE PLAN; PLUS $42,500 LUMPSUM BY 4/1/21 WHICH IS N/E PROCEEDS FROM SALE OF POLYORGANIC STOCK


Trustee motion to Dismiss scheduled for 4/7/21 at 9 (If case confirmed, motion can be withdrawn.)

MP proposes $200 x 11, $399 x 27 Base, plus $50,000 lump sum payment in month 38 (Estimated net proceeds of sale of Poly Stock)
Plan has run 38 months
Arrears: $399

Matter ResolvedRequest
Adjourment
1144/7/2021 10:00 am18-21619 / CMGWARREN LEVY, ESQ.Confirmation Hearing on Modified PlanConfirmedDebtor has made 43 of 35 required payments   Arrears: $0  
Total Paid In: $46,650.00
3/26 workup for the 4/7 calendar EDC

MP extends to 84 and add post peition

-amended I & J filed and COVID cert attached to MP

**CAN CONF AT $44500 paid then $1075 x 51 beg 4/1/21 pro rata
Matter ResolvedRequest
Adjourment
1154/7/2021 10:00 am18-29892 / CMGDAVID G BESLOW, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 29 of 31 required payments   Arrears: $932.00  Total Paid In: $27,032.00
AS OF 04/7/21 Updated

RECOMMEND $26,100 PTD, $932 X 55 (BEGIN 4/1/21) BASE PLAN (84 MONTH PLAN)
- PAY $21,779.10 PP ARREARS TO WELLS FARGO. COTBS WITHIN 30 DAYS
- STANDARD TRUSTEE ORDER OF DISTRIBUTION

1. Objection filed by Wells Fargo Bank (Spivack) - Need clarification as to amount of pre-petition arrears to be paid thru plan. POC arrears are $41,867.64 and plan arrears are $39,278.98. Also, Wells Fargo never approved of $18,500 post-petition arrears to be paid in plan. >>MK: resolved - working on CO- will provide terms amt to be 41,867.84 for pre pet & 21,779.10 for post pet- OTBS w/in 30 days<<

2. Need order to pay post-petition forbearance arrears (STILL NEED)


MP proposes $900 x 84 Base
Plan has run 29 months and proposes to extend to 84 months

RESOLVED ISSUES:
- Need copy of 2019 Tax Return (RECEIVED)
- Still need pay stubs for spouse. (RECEIVED)
- Need proof of unemployment income (DEBTOR WAS DENIED UNEMPLOYMENT)
- Need current proof of income per amended Schedules I and J. Debtor is currently unemployed and is renting out his house. Need proof of rental income. (NEED COPY OF RENTAL LEASE AND CANCELLED CHECKS) LEASE PROVIDE EXPIRED BUT PER ATTY, TENANTS ARE MONTH TO MONTH AND CURRENT CANCELLED CHECKS WERE PROVIDED
Matter ResolvedRequest
Adjourment
1164/7/2021 10:00 am18-30484 / CMGJOSEPH I WINDMAN, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 30 of 31 required payments   Arrears: $1,063.00  Total Paid In: $31,892.00
4/5/21(mk) Atty OK TO TERMS

As of 3/23/21 (DS): Need to confirm at $30,828.74 paid, $1,063.06 x 31 begin 4/1/21 Base with minimum dividend $2,297 to gucs

MP Prop $28,702.62 PTD; $1,063.06; NOT LESS 4% - Mod plan surrenders 2011 Hyundai to Ally Financial, claim filed as unsecured.
Matter ResolvedRequest
Adjourment
1174/7/2021 10:00 am19-10808 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 38 of 28 required payments   Arrears: $0  
Total Paid In: $12,065.00
3/29 workup for the 4/7 calendar

debtor extending plan due to Covid-on unemployment

-Are we paying Americredit per the order? There would be $14,030.36 remaining. The MP has a different amount on the cramdown-----If YES we can confirm per below


$11436 paid then $309 X 58 BEG 4/21; BASE

4/7/21:MK: amt to Americrdeit is correct on c;laim set up total 18,765.89 -per order and now only 13 ,601.24 left
Matter ResolvedRequest
Adjourment
1184/7/2021 10:00 am19-12450 / CMGJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 31 of 27 required payments   Arrears: $123.00  Total Paid In: $22,222.00
AS OF 3/31/2021 (mk):

**CAN REC CONFIRM AT $20,930.41 PTD, THEN $700 X 59 BEGIN 4/1/21;BASE;PLAN EXTENDED TO TOTAL 84 MOS UNDER THE CARES ACT**



MP proposes: $19,488 paid to date, $700 x 60 beginning 3/1/2021, base
Arrears: $2,233.44
(Part 1a adjusts the Trustee payments. Part 1e mentions that this is a Covid Plan.)

Plan has run 25 mos Has 59 left under Covid extend.
Matter ResolvedRequest
Adjourment
1194/7/2021 10:00 am19-14537 / CMGJACQUELINE R ROCCI ESQConfirmation Hearing ScheduledConfirmedDebtor has made 38 of 26 required payments   Arrears: $8.00  Total Paid In: $15,698.00
3/29 workup for the 4/7 calendar EDC

-filed COVID cert and amended I & J


TO CONF IT NEEDS ***$14,890 PTD; $408 X 60 BEG 4/1/21 pro rata--att. to file fee app in 7 days
Matter ResolvedRequest
Adjourment
1204/7/2021 10:00 am19-15753 / CMGHERBERT B RAYMOND ESQConfirmation Hearing ScheduledConfirmedDebtor has made 24 of 26 required payments   Arrears: $342.00  Total Paid In: $8,230.00
ISSUES AS OF 3/26/2021 (DM):

***TO CONFIRM, THE DEBTOR NEEDS $7,530 PTD, THEN $346 x 4 STARTING 4/1/21, THEN $492 x 56 STARTING 8/1/21, BASE PLAN, REMAINING TERMS OF PREVIOUS CONFIRMATION APPLY***

1) MP adds post-petition arrears to the confirmed CARES Act plan from October 2020.


Confirm Case: $5,480 Ptd, $326 x 66 start 10/1/21, Base
Prop. MP: $7,180 Ptd, $346 x 6 start 2/1/21, $473 x 56, Base
PTD = $7,530
Last Claim (10-2) dated 8/28/20
Matter ResolvedRequest
Adjourment
1214/7/2021 10:00 am19-24822 / CMGBRIAN S THOMAS ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 22 required payments   Arrears: $0  
Total Paid In: $7,250.00
ISSUES AS OF 3/29/2021 (DM): Updated 4/6/21

***The last Order adding post-petition arrears was entered on 12/8/20. If no additional orders are pending, TRUSTEE CAN RECOMMEND CONFIRMATION AT $6,625 PTD, THEN $625 x 39 STARTING 5/1/21, BASE PLAN WITH $5,369 MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS, $1,000 SUPPLEMENTAL FEE APP TO BE FILED WITHIN 10 DAYS***

1) PNC Bank (FEIN) OBJs - MP proposes to pay post=petition arrears but fails to treat pre-petition arrears in previously confirmed plan (CONSENT ORDER SUBMITTED TO CHAMBERS 4/5/21).

2) Trustee OBJ:
- Need updated proof of income (RECEIVED).
- Need supplemental fee application for $1,000.


Confirm Case: $300 x 60 start 8/1/19, $5,369 Min Div
Prop. MP: Ptd, $625 x 44 start 1/1/21, Base
PTD = $6,625
Last Claim (22-2) dated 12/18/20
Matter ResolvedRequest
Adjourment
1224/7/2021 10:00 am19-25044 / CMGMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledWithdrawnDebtor has made 14 of 21 required payments   Arrears: $8,937.00  Total Paid In: $41,360.00
MK: FYI MP #69 was w/d by status change form #74
Matter ResolvedRequest
Adjourment
1234/7/2021 10:00 am19-25530 / CMGEric ClaymanConfirmation Hearing ScheduledConfirmedDebtor has made 85 of 5 required payments   Arrears: $162.00  Total Paid In: $13,717.00
work up as base and preserve ne proceeds if any form law suit

ISSUES AS OF 3/29/2021 (DM): Updated 4/7/21

***Upon Trustee review, RECOMMEND CONFIRMATION AT $11,612 PTD, THEN $162 x 20 STARTING 5/1/21, BASE PLAN PLUS NON-EXEMPT PROCEEDS FROM WRONGFUL TERMINATION CLAIM***

- Disposable income is higher using the unemployment income (NEED TO DEDUCT TAXES)... debtor has not made a payment since August ... what is the source of the $11,774 payment made in August?? (DEBTOR'S MOTHER GAVE HER THE MONEY)

1) MP provides $804 cure treatment to Santander for 2015 Kia - creditor filed an unsecured deficiency balance claim (STRIKE PLAN TREATMENT?? - YES)

2) Trustee Obj:
- Need updated proof of income (UPLOADED PROOF OF UNEMPLOYMENT INCOME).


Confirm Case: $1,673 Ptd, $273 x 37 start 5/1/20, Base
Prop. MP: Ptd, $162 x 20 start 2/1/21, 0%
PTD = $11,612
Last Claim (20-1) dated 2/18/21
Matter ResolvedRequest
Adjourment
1244/7/2021 10:00 am19-26232 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/5/2021 10:00 am
Debtor has made 15 of 21 required payments   Arrears: $30.00  Total Paid In: $12,124.00
Adj to finish up consent order per attorney EDC
3/29 workup for the 4/7 calendar EDC

--MP proposes tp pay post pet to Wells but there is no claim to pay-needs an order
---Wells filed objection--If Ok with paying post petition arrears we can confirm per below with OTBS

**CAN CONF AT: $10552 paid then 812 x 41 beg 4/1/21 0%-attorney to get order to pay Wells Fargo post pet arrears in 30 days




proposed $786 X 43 BEG 3/21; $0

----previously confirmed at: $575 x 54 beg 3/1/20 0%--ADD UPDATED P&L AND TAX RETURN BY 5-31-20 --otbs Wells in 30 days
Matter ResolvedRequest
Adjourment
1254/7/2021 10:00 am19-30310 / CMGDaniel Straffi, Esq.Confirmation Hearing on Modified PlanContinued
5/5/2021 10:00 am
Debtor has made 17 of 19 required payments   Arrears: $400.00  Total Paid In: $6,800.00
AS OF 3/26/21 (SF)

1. Motion for Relief by Lakeview rescheduled to 4/7/21 at 9 (NEED OUTCOME)

2. Trustee Motion to dismiss rescheduled to 4/7/21 at 9

3. The modified plan proposes a loan mod by 7/1/21 and sale by 12/1/21

4. The modified plan does not propose to pay mortgage arrears. Gucs will be paid in 6 months so if loan mod is not approved, the plan will only run approximately 21 months.



MP proposes $400 x 36 100% LM by 7/1/21 and Sale by 12/1/21
Plan has run 15 months with 21 months remaining
Arrears: $400


Matter ResolvedRequest
Adjourment
1264/7/2021 10:00 am20-13844 / CMGKevin Fayette, EsqConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 14 required payments   Arrears: $310.00  Total Paid In: $1,510.00
AS OF 4/5/21 (mk):updated

***CAN REC CONFIRM AT $1,510 PTD, THEN $310 X 23 BEGIN 5/1/21;100%:Total plan length is 36 mos; Remaining terms of previously confirmed plan apply**


- Plan is PTD(125 x 12) then $310 x 24 and 100%

MP proposes: $125 X 12 beginning 4/1/2021, $310 x 24 beginning 4/1/2021, 100% to guc's
Arrears: $900
(Debtor has been given a "Release of Mortgage (Without
Satisfaction of Debt) from his mortgage company. Debtor proposes to pay 100% dividend to all unsecured creditors who timely filed a proof of claim.)
Matter ResolvedRequest
Adjourment
1274/7/2021 10:00 am20-18185 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
6/2/2021 10:00 am
Debtor has made 10 of 10 required payments   Arrears: $0  

3/29 workup for the 4/7 calendar EDC
--EDC sent email-last issues are proof of identity and SS

***If above resolved can confirm at $2400 paid then 663 x 52 beg 4/1/21-100%(based on disposable income)-student loans paid outside

* Trustee objection:
-----The debtor has failed to supply proof of identity to the Trustee.
-----The debtor has failed to supply proof of Social Security Number to the Trustee
-----Verified income leaves monthly disposable income of $1,365.44. Per the 22C, monthly disposable income is $1,143 which requires a minimum dividend of
$68,580 to general unsecured creditors. (Proposed plan pays 100% OK)
* student loans outside

$300 X 60 BEG 8/20; 100%

--------------------------
-----Need to resolve the estimated claims filed by State of New Jersey-estimated for 2017, 2018 and 2019 taxes, unsecured claim for 2016 taxes
* No claim filed by Jersey Management for rent(OK order entered allowing to pay)
-----Need May and June bank statements for PNC accounts 9434 and 9442.(OK)
Matter ResolvedRequest
Adjourment
1284/7/2021 10:00 am20-19951 / CMGRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
5/5/2021 10:00 am
Debtor has made 6 of 9 required payments   Arrears: $0  
Total Paid In: $2,288.00
ISSUES AS OF 3/11/2021 (DM): Updated 4/1/21

***TO RESOLVE THE TRUSTEE DISPOSABLE INCOME OBJECTION (see calculation below), WE WILL RECOMMEND CONFIRMATION AT $1,888 PTD, THEN $500 x 53 STARTING 5/1/21, BASE PLAN***

 3/12/21 - Co-debtor is back to work and received 1 stub per month - ADJ to 4/7/21 for review (SPOUSE AVERAGES $600 PER MONTH - business income averages to $3,890 per month; rent income is $1,200 per month (omitted on Sch I); and tax refund averages to $182 per month. Disposable income is now $630 per month).

1) Community Bank (Schiller Knapp) OBJs - $7,910.16 arrears (OTBS SUBMITTED).

2) Trustee Supplemental OBJ:
- Disposable income verifies higher than scheduled.

3) Trustee OBJ:
- Need proof of spouse's unemployment (RECEIVED FORM 1099).
- Need a copy of homeowner's insurance for Manalapan Dr property - policy provided expires 12/7/2020 (RECEIVED).
- Schedules show 2 bank accounts - only provided statements for business - need 2 months (July & Aug) of statements for other account (RECEIVED).
- Amend Schedule A, C & D - all misspell property - correct spelling
is College Drive (AMENDED).
- Objection to using (d)(1) exemption for property the debtor does not live in - selected 100% (AMENDED).


Prop. Plan $236 x 60, Base Plan
PTD 8/8 = $1,888
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
1294/7/2021 10:00 am20-20391 / CMGGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 2 of 8 required payments   Arrears: $2,700.00  Total Paid In: $2,823.00
ISSUES AS OF 3/29/2021 (DM):

Atty ok with terms.sf

***TO CONFIRM THE DEBTOR NEEDS $2,823 PTD, THEN $1,350 x 54 STARTING 4/1/21, 100% PLAN WITH $67,132 THRESHOLD PRESERVED; TRUSTEE IS AUTHORIZED TO PAY CHRISTIANA TRUST POC (18-1), (19-1) AND (20-1)***

1) MP provides $15,613.23 treatment to Christiana Trust - creditor filed 3 separate tax claims totaling $18,187.88 (OKAY TO PAY??)

2) Pointe O'Woods Condo Assoc (Kaitlyn Campanile, Esq) OBJs to the plan treatment of secured claim (CONSENT ORDER ENTERED ON MOTION TO CRAM).

3) IRS filed $1,656.85 priority claim not treated in the plan (MP PAYS)

4) Ford Motor Credit filed $329.20 arrears claim on 2016 Ford Escape not treated in plan (MP PAYS)

5) Plan provides $12,516.64 secured treatment to Township of Howell - no POC filed (MP REMOVES)

6) Attorney Disclosure has a $2,750 balance for fees and Plan has $3,250 balance for fees - one of the documents needs to be amended (MP CORRECTS).

7) Trustee OBJ:
- Debtor to provide info on inheritance received approximately 3 years ago and cert that money was used to purchase her current home (UNRESOLVED).
- There is $85,320 non-exempt equity in real estate (100% PLAN).
- Tax refund of $4,429 not prorated and included in disposable income calculation (100% PLAN).
- Need to file Pre-Confirmation Certificate (FILED).


Prop. Plan $941 x 60, 100% Plan
PTD 3/6 = $2,823
Last Claim (20-1)
Matter ResolvedRequest
Adjourment
1304/7/2021 10:00 am20-20530 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 18 of 8 required payments   Arrears: $155.00  Total Paid In: $2,745.00
As of 4/6/21 (DS): Ok to confirm at $2,745 paid, $155 x 53 begin 5/1/21: Base with a minimum dividend $4,331 to gucs and preserve $2,331, due to non-exempt equity

1. Must provide 2 months proof of income. Per plan Debtor is receiving social security and cannot afford payment, but no POI provided. - PROOF OF SOC SEC PROVIDED SHOWS DEBTOR WAS ALREADY RECEIVING SOC SECURITY 10/2020 BEFORE CASE WAS CONFIRMED 2/3/21

MP Prop $115 x 55; Dollar Base $4,331 - Plan surrenders 2017 Honda Civic to Credit Acceptance, removes IRS to be paid (no claim filed) and increases dollar base to gucs.
Note: Amended Sched I & J filed 3/24/21
Matter ResolvedRequest
Adjourment
1314/7/2021 10:00 am20-20746 / CMGWilliam H. Oliver, Jr., Esq.Order Vacate Dismissal of CaseConfirmedDebtor has made 5 of 8 required payments   Arrears: $0  
Total Paid In: $2,459.00
4/14/21(mk): need to add to conf terms the following language: Creditor, Mill Pond Condo. Association was granted stay relief by Order dated 4/8/21 and entered at docket #49 for the limited purpose of pursuing the State Court /Chancery Division lawsuit to remove the gas oven from the premises. Claim #6-1 filed by Creditor, Mill Pond Condo. Association is not affected by that Order and will be paid through the plan.



CONF TERMS WORKED UP HELD PENDING RESOLUTION OF MILL POND MOTION
The MFR by Mill Pond is Hold For Judge at Noon 4/7/21- will not affect plan- SEE MK NOTES on #2 FOR WORK UP

AS OF 4/7/2021 (at):

RECOMMEND: $1,769 PAID TO DATE, $495 x 53 BEGINNING 5/1/2021, BASE
Need Order Resolving Cenlar/Investors Bank objection within 30 days of confirmation.
Claim #12 filed by NJSVS Surcharge Violation will be paid through the plan.
Trustee shall pay Claim #6 filed by Mill Pond Condo Association a secured claim in the amount of $14,296.03. The unsecured portion in the amount of $11,628.80 shall be paid pro rata with other general unsecured creditors pursuant to the terms of confirmation.


1. Objection filed by Ford Motor Credit (Morton) - plan is silent as to Ford Motor Credit lease. (MOOT - STAY RELIEF GRANTED ON 11/4/2020)

2. Objection filed by Mill Pond Condo Association (McGovern Legal) - Plan is silent as to Association's secured claim #6 of $14,296.03. Modified plan proposes to pay $13,093.07. Bifurcated claim filed which needs resolution.(Mk: pay secured portion and treat unsecured w/ rest of gucs)

3. Objection filed by Cenlar/Investors Bank (Stern Lavinthal) - failure to cure full arrears of $6,465.01 (Per POC) (OTBS - PAY CLAIM)

4. NJSVS Surcharge Violation filed a secured claim #12 in the amount of $64.25 which is not in the plan. Is it ok to pay this claim? (PER ATTY, OK TO PAY)

Modified Plan before confirmation proposes: $349 x 60 beginning 10/1/2020, $0 to guc's
Arrears: $674
Matter ResolvedRequest
Adjourment
1324/7/2021 10:00 am20-21428 / CMGROBERT C NISENSON ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 7 required payments   Arrears: $1,464.00  Total Paid In: $4,053.00
3/26 workup for the 4/7 calendar EDC

**** To pay mortgage arrears in the plan it would need $2553 paid then $1482 x 55 beg 4/1/21 pro rata


1. Objection filed by US Bank (Pincus) - failure to cure arrears of $42,932.76 (Per POC) and failure to propose post petition payments. Plan states debtor will make adequate protection payments but fails to provide amount of those monthly payments. (RESOLVED -PLAN TO CURE ARREARS NOW)

-payments going from $400 to over $1400. Updated POI shows the same income. How is this feasible?---removed $509 lease payment

**Trustee's objection:
- Need bank statements from all accounts prior to filing date. (STILL NEED WELLS FARGO #4604)

To pay mortgage arrears in the plan it would need $2553 paid then $1482 x 55 beg 4/1/21 pro rata
----------------------------------------
- Proof of 2 month's income - for Debtor, prior to filing date, which provides all deductions on pay stubs. (OK))
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Home maintenance $175 and Homeowners assoc. $360 (requires proof, none shown in bank
acct). (OK based on Quailbrook Condo claim)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,974 when determining disposable income. (AVERAGED/ADDED TO INCOME-OK claims higher)
- Proof of 2 month's income - for Debtor, prior to filing date, which provides all deductions on pay stubs. (OK))
- Valuations on all vehicles. RECEIVED)
2. Objection filed b Qualbrook Homeowners Association (McGovern) - failure to cure arrears of $15,187.78 (Per POC - RESOLVED BY 12/16/20 ORDER - PAY FULL AMOUNT OF POC)
4. Supplemental trustee objection:
The trustee's prior filed objection to (#42)Schedule C was corrected by the Amended C filed at docket #46. However, debtors have now filed another Amended Schedule C at docket #51 and that
schedule adds an exemption for a 2017 Hyundai Sonata in the amount of $5100. That is the
third vehicle owned by debtors. The exemption is ov
Matter ResolvedRequest
Adjourment
1334/7/2021 10:00 am20-21652 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/21/2021 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $1,353.00  
Atty to APOC again to add atty fees to pre petiition amt


HOLD FOR JUDGE AT 12:00PM


As of 4/7/21(MK): Updated -debtor made April payment 6/6 payments)need atty to address issues below-

AS of today, If per plan for holiday homeowners is Stricken-then Plan needs $8,118 PTD, Then 1,825 x 54 , Begin 5/1/21; Base w/ min to gucs $16,442 due to equity in RE and personal property ;add lang to strike per plan- if claim to be filed & motion, the numbers will change.

>>TR still has no current bank statements for 2021 to verify income deposits- CAN DEBTOR MAKE THE INCREASED PAYMENT NEEDED?

1. Debtor current 5/5 as of today.
2. Need to resolve objection by Mtg Holder(Van Hassel(G. Reiser)
3. No POC filed by Holiday City Homeowners- bar date passed- STRIKE? or file claim and motion to allow late claim?


1/15/21(mk): Filed Amended I reducing income to 6,551.78(3mos P&L). Debtor Cert #42 says she can make plan payments. 2 plan payments were reversed for insuff funds.

--PLAN NOT FEASIBLE BASED UPON HIGHER CLAIMS FILED AND INSUFFICIENT INCOME PROOFS. P&L provided but nothing to support numbers . No bank statements showing deposits/ draws etc

>> Stay only extended to 12/16/20-MOTION TO EXTEND STAY FURTHER & CROSS MOTION( Creditor for STAY RELIEF ON 4/7/21.

>>Objection by Mtg. holder/Van Hasel(G. Reiser,esq):
-bad faith; insufficient income; plan not feasible.
Arrears POC $30,357.65

>>Trustee Objection:
-NE equity in RE & personal assets total 16,422<<
-need Proof of 2 month's income - of $12,000 drawing from
business and profit & loss for October. & Proof of NOV. income.
No support for P & L numbers nor proof of what debtor's actually takes from business(her draws) no checks or bank statements (needs 2 months bank statements from Business bank acct to show transfer of business draws from business acct to personal acct.) adjourned(expires 12/22/20).
-HOME INSURANCE EXPIRED 12/22/20.
-plan has excessive expenses:Cell/Cable/Internet $425, Food
$555, Clothing
Matter ResolvedRequest
Adjourment
1344/7/2021 10:00 am20-21672 / CMGE. Carlton KromerConfirmation Hearing ScheduledConfirmedDebtor has made 8 of 7 required payments   Arrears: $0  
Total Paid In: $7,261.00
As of 4/5/21 (DS): Ok to confirm at $5,362.99 paid, $949 x 54 begin 5/1/21 100% with a minimum dividend $54,429 to gucs, due to non-exempt equity.
- Trustee to pay IRS claim #1-1.
- Student loans to be treated outside
- Trustee standard order of distribution.

As of 3/12/21 Debtor attorney requested adjournment to allow to pass bar date

3/17/21 1. Trustee obj to the following:
- Plan does not specify treatment of IRS claim filed for $1,265.50. PER ATTY RESPONSE OK TO PAY.
- There is $54,428.75 in non-exempt equity in the residence. RECOMMEND WAITING PASS BAR DATE 3/22/21 TO ALLOW TIME FOR ALL CLAIMS TO BE FILED.
- Must add to confirming order Trustee standard order of distribution.

2. Deutsche Bank/PHH Mortgage (RAS Citron, LLC) obj to arrears, mod plan propose to pay per POC. Obj should be resolved.

Prop Plan $850 x 60 begin 11/1/2020; Base
Matter ResolvedRequest
Adjourment
1354/7/2021 10:00 am20-21801 / CMGMARK R SILBER, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $6,023.00
3/31/21(mk) : Morton filed obj- must be error as this was resolvd w/ his # in plan. email to him for clarification- for now - it stays on HR

3/23/21(mk):email to atty- OK TO TERMS

** CAN REC CONFIRM AT $4,302.16 PTD; THEN $860 X 55 BEGIN 4/1/21; BASE;STUDENT LOANS TO BE TREATED OUTSIDE; OTBS RESOLVING OBJECTION BY AMERICREDIT AND FIXING AMOUNT TO BE PAID THROUGH THE PLAN OF $18,753.08 W/IN 30 DAYS**


1. Objection to Cram of 2016 Buick by Americredit( Morton) RESOLVED- OTBS $18,573
- says value plus interest 18,573.08.

2.Trustee Objection:
- excessive expenses ;(Amended J filed).
-Student loans on J & not treated in plan- so Need to be treated outside plan. (ADD
LANGUAGE TO BE TREATED OUTSIDE)
-Must file Pre-confirmation certificate.(Filed)

Plan(#36):860.52 x60:Base
5/5 payments
last claim:11-1; bar date:12/29/20
Matter ResolvedRequest
Adjourment
1364/7/2021 10:00 am20-21949 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $500.00  Total Paid In: $3,000.00
AS OF 4/6/21 (SF)

RECOMMEND $500 X 12 (BEGIN 11/1/20); $600 X 48 (BEGIN 11/1/21) BASE PLAN , LOAN MOD BY 11/1/21
- PAY ARREARS TO US BANK PENDING APPROVAL OF LOAN MOD
- LOW BASE


MK: Work up-creditor NS- per AR - overule obj - confirm plan w/ lm by 11/1/21- pay arrearss to US Bank pending LM

AS OF 3/26/21(SF)

MK: still needs to resolve obj In #1 LM by 8/1/21. Debtor in trial LM now and that is for 6 mos and concludes 8/1/21

1. Objection filed by US Bank - Failure to pay arrears of $31,715.57 and speculative loan mod

2. Application to terminate Loss mit filed by US Bank ORDER RECEIVED AND LOSS MIT EXPIRED ON 2/11/21))
MK: Order submitted to Chambers today - but emailed atty as it says Loss Mit terminates 2/11/21?

Plan proposes $500 x 12, $600 x 48 Base, Loan Mod by 5/1/21
Payments: 5/5

RESOLVED ISSUES:
- The IRS filed two priority claims 1-1 and 2-1. The second one appears to be a duplicate. One of these claims should be withdrawn. (RESOLVED)
- State of NJ filed estimated priority claim 5-1 - Missing 2019 Return (AMENDED)
Matter ResolvedRequest
Adjourment
1374/7/2021 10:00 am20-22234 / CMGRUSSELL L LOW, ESQConfirmation Hearing on Modified PlanContinued
4/21/2021 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $986.00  Total Paid In: $4,035.00
MK: adj so atty can review numbers with client- he did not realize that the second tier was so high- he will review and reply thru dispo list

As of 4/7/21 (DS): Ok to confirm $3,356.80 paid, $678.53 x 1 begin 4/1/21, $1,037 x 54 begin 5/1/21 Base with a minimum $17,375 to gucs, due to non-exempt equity on real property and bank accts. - ATTY OK CONFIRMING, PROOF OF PAYMENT APRIL PYMT PROVIDED/DS

1. Amended Sched A/B and C filed again and still des not properly take exemptions, also reduces bank accts balances, when proof of bank statements has $5,596 in chkg and $9,312 in svgs with total $14,908.
- There is still non-exempt equity on real property $16,337 and bank accts $14,908.

As of 3/17/21 (ds): Amended Sched A/B and C filed 3/16/21, no time to review, needs to be adjourned to allow time to review

3/17/21 (DS): Need to confirm at $3,356.80 paid, $1,045 x 55 begin 4/1/21 Base with minimum dividend $18,132, due to non-exempt equity

1. Trustee filed additional objection on non-exempt equity on the following assets:
- Real property $16,337 (d(1) not taken).
- 2016 Toyota Rav4 $473 (claim filed for less). - AMENDED SCHED C TAKES EXEMPTION
- 2004 Nissan (needs to be added on Sched B and C). - AMENDED SCHED C TAKES EXEMPTION.
- Savings acct $422. - AMENDED SCHED C REMOVES ALL EXEMPTIONS IN BANK ACCTS.

Debtor attorney requested adjournment to allow time for debtor to sign amended Sched B and C and to provide bank statements, adjourned peremptory, no further adjournments

3/3/21 (DS): 1. STILL HAS NOT PROVIDED September and October bank statements for Chase account #2231 (PROVIDED) and amended Schedules B/C to add 2004 Nissan not filed.

As of 2/1/21 Debtor attorney requested adjournment, mod plan filed 1/29/21

2/3/21 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED AND NO DOCS HAVE BEEN PROVIDED.

Debtor attorney requested adjournment 12/23/20 to allow time to file mod plan and provide docs to resolve Trustee obj.

12/18/20 Issues (DS): 1. Trustee obj to the following:
-
Matter ResolvedRequest
Adjourment
1384/7/2021 10:00 am20-22466 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
5/19/2021 10:00 am
Debtor has made 8 of 6 required payments   Arrears: $0  

3/29 workup for the 4/7 calendar EDC

1. Objection filed by Caliber Home Loans (Stern & Eisenberg) - failure to cure full arrears of $51,145.77 and plan is underfunded. (UNRESOLVED ---OTBS to extend on 2/17 but still no order)

2. Trustee's objection:
- income verified higher than scheduled. resulting in disposable income of $2,276.65 per month.
-Form 122c-2 Line 45 shows monthly disposable income of $349.32 which requires
minimum $20,959.20 dividend to general unsecured creditors
- The Schedules fail to account for the debtor(s) tax refund in the amount of $7036 when determining disposable income. (AVERAGED/ADDED TO INCOME)
-Caliber Home Loans Inc (Stern Eisenberg) objection to confirmation, pre petition arrears $51,140.77, higher than what is provided for in the plan, need to resolve - Proof of claim shows total arrears $51,145.77

Plan proposes: $500 x 6 beginning 12/1/2020, $750 x 54 beginning 6/1/2021, loan mod by 5/1/2021, base
Payments: 4/2 ($1,000 credit)
--------------------------
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - policy provided expired 4/27/2017. (RECEIVED)
- auto insurance renewal, policy provided expired 9/29/2020 (RECEIVED)
Matter ResolvedRequest
Adjourment
1394/7/2021 10:00 am20-22662 / CMGEVELYN AKUSHIE-ONYEANIConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 6 required payments   Arrears: $0  
Total Paid In: $2,747.00
AS OF 3/26/21 (SF)


RECOMMEND $1673.72 PTD, $537 X 56 (BEGIN 4/1/21) BASE PLAN
- Confirm with Trustee standard order of distribution

Plan proposes $378.97X 2, $536.75 X 57 Base plan
Payments: 3/3

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
- IRS priority claim 7-1 is estimated. 2019 Tax Return not filed (AMENDED)
- Need Proof of 2 month's income - (update when husband returns to work )
- Need a statement for the 401k loan. (RECEIVED AND EXPIRES ON 8/3/22. ADDITIONAL $344 PER MONTH WILL BE AVAILABLE. (proposed plan pays more)
- Verified income leaves monthly disposable income of $474.45.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution
Matter ResolvedRequest
Adjourment
1404/7/2021 10:00 am20-23038 / CMGKarina Pia Lucid Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 6 required payments   Arrears: $2,450.00  Total Paid In: $4,080.00
UPDATED 4/6/2021 (jma)

ok to confirm at $4,080 paid to date, $1,430x55 begin 5/1/2021 which includes minimum $63,208.20 dividend to general unsecured creditors

UPDATED 4/5/2021 (jma)

issues as of 3/11/2021 (JMA) - email sent to attorney to resolve issues

1) Trustee objection to confirmation - need to resolve
-need proof of 2 months income - need September and October pay stubs for the debtor and "church employee income" per tax return RESOLVED, CERTIFICATION EXPLAINS THE TAX RETURN INFO
-need a statement for the debtor's Nycers loan and 401k loan NYCERS LOAN HAS 29 MONTHS TO GO BEFORE PAID
-need a modified plan that states student loans will be paid outside of the plan RESOLVED, TRUSTEE TO ADD A NOTE TO THE CONFIRMING ORDER THAT STUDENT LOANS ARE TO BE PAID OUTSIDE OF THE PLAN
-the debtors plan consists of unnecessary or excessive expense items, such as - Schedule J $509.99/month cable/internet/phone- $242.69 for internet/tv/landline ok, the cell phone expense is excessive, allowance $200 (reduce $117.55 from sch J);
-review of Form 122c shows monthly gross income of $16,005 (debtor $81,781/10 October gross and co debtor $78,272/10 October gross), Line 15 (additional transportation) $620 requires requires documentation - statements provided show $788.37 in expenses over 4 months which averages to $197.09/month which is significantly lower than $620. Taxes for the co-debtor are $1,899/month before backing out large refund. Need actual paystubs for the debtor to determine taxes withheld. What was provided as income does not give this information. Line 31 (charitable contributions) is $250, but only $100 per schedule J. Line 41 (qualified retirement deductions) should be $82
-the debtor is not paying all disposable income in the plan - verified income leaves monthly disposable income of $2,196.38 UPDATED INCOME SHOWS SLIGHTLY HIGHER MONTHLY NET WHICH YIELDS DISPOSABLE NET BALANCE OF $2,318.07
-the schedules fail to account for the debtors tax refund in the
Matter ResolvedRequest
Adjourment
1414/7/2021 10:00 am20-23040 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $0  
Total Paid In: $1,250.00
As of 4/6/21(mk):Updated- email TO ATTY- OK to terms


**CAN REC CONFIRM AT $1,000 PTD, THEN $250 X7 BEGIN 5/1/21;TEHN $589 X 48 BEGIN 12/1/21;BASE;OTBS w/ Ally bank fixing cram amount of $25,014.90 to be paid through the plan w/in 30 days.**

>> Need answer to #1 .I added lang for OTBS w/ Ally for cram amt

1. Ally Filed Bifurcated claim. Secured pay $20,800,unsecured $3,922.62 Arrears 24,722.62. Plan has cram and total amt 25,014.90. This was the amt apparently agreed to w/Ally-per parg 9 of MP before Conf. WILL THERE BE AN ORDER ON THIS?

2. Trustee Objection:
-NO UPDATED INCOME REC'D FROM NEW JOB (started 2/3/21). Uploaded 4/6/21& Amended I & J filed. anticipates increase in hours to be able to make payments.
-debtor has insufficient income . Verified income leaves monthly
disposable income of -$874.00. Only income as of now is tax refund
- debtor has failed to file a feasible plan - .
-need Proof of 2 month's income - from new job that began 1/11/21.
-Amended Sch. I to add new job.
-Amended sch J to correct car insurance monthly
-----------------------------
-need updated car insurance.(Provided)
-need October and November bank statements for PNC (Provided).


plan:$250 X 12; $400 X 48 BEG 12/20; BASE
payments:3/4
last claim:13-1, bar date:2/3/21
Matter ResolvedRequest
Adjourment
1424/7/2021 10:00 am20-23218 / CMGJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
4/21/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $2,525.00
AS OF 3/26/21 (SF) - Atty will amend Schedule C

RECOMMEND $1500 PTD, $651 X 57 (BEGIN 4/1/21) BASE W/MIN $6454 TO GUCS

1. Trustee objection:
- Verified income leaves monthly disposable income of $1,159.02. (2020 refund is lower so disposable income is now $739.69)
- There is $6,454 in non exempt equity in the bank account/2012 Acura.

Plan proposes $500 x 60 Base
Payments: 3/3

RESOLVED:
- November and December bank statements for PNC accounts 7863 and 7871. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)
- A current market analysis - : need updated CMA (received document from June 2020). RECEIVED
- A copy of the last filed tax return - 2020 by 4/30/2021. (RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $8,012 when determining disposable income.
Matter ResolvedRequest
Adjourment
1434/7/2021 10:00 am20-23240 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
4/21/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

updated 4/7/2021 (JMA)-adj to 4/21/21 for atty to respond

there is now excess income of $2,028.29 to pay claims through plan would need to confirm at $400 paid to date, $1,492x32 beginning 5/1/2021 which includes minimum $3,058 dividend to general unsecured creditors due to non exempt income
-sale on or by 12/1/2021 with non exempt proceeds from sale to be paid to Trustee

MK: see amended I & proof of unemployment- can this be worked


As of 4/1/21 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, income verifies $-1,059. Plan is not feasible to pay priority unsecured and secured arrears claims.
- Must amend Sched I to add unemployment income. FILED AND PROVIDED UPDATED UNEMPLOYMENT INCOME NOW SHOWS NET DISPOSABLE INCOME OF $2,028.29
- Need proof of income from unemployment. Doc provided is 2020 1099-G form and verifies Debtor is receiving $2,960.75, but does not show what Debtor is currently receiving unemployment.
- There is non-exempt equity on real property $3,058.

2. LoanDepot (MCCABE, WEISBERG & CONWAY) obj arrears owed, POC filed with arrears $1,830.65. Obj must be resolved. - OBJ SETTLEED TRUSTEE OK TO PAY ARREARS

Prop Plan $100 x 36 Base and Sale of S. Sailors Quay Dr by 12/1/2021
Note: Homeowner and motorcycle insurance and bank statements provided.
Matter ResolvedRequest
Adjourment
1444/7/2021 10:00 am20-23354 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $0  
Total Paid In: $885.00
UPDATED 4/6/2021 (JMA)

TO CONFIRM NEED $600 PAID TO DATE, $285X56 BEGIN 5/1/2021 WHICH INCLUDES MINIMUM $11,129.52 DIVIDEND TO GENERAL UNSECURED CREDITORS DUE TO NON EXEMPT EQUITY IN THE HOUSE AND BANK ACCOUNT
-PRE CONFIRMATION CERTIFICATION TO BE FILED WITH COURT WITHIN 10 DAYS OF CONFIRMATION

issues as of 4/1/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-the debtor has insufficient income
-needs to provide proof of 2 months income for non filing spouse PROVIDED JUDGMENT OF DIVORCE
-needs to supply updated income for debtor by 8/30/2021 if circumstances change
-need a copy of the 2020 by 5/31/2021 PROVIDED
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, there is non exempt equity in the bank accounts
-the debtors plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution
-need to file a pre confirmation certification with court within 10 days of confirmation ADD NOTE TO CONFIRMING ORDER

proposed plan $150x60 baes plan
paid in $600
last claim 15
Matter ResolvedRequest
Adjourment
1454/7/2021 10:00 am20-23643 / CMGANDREW J KELLY, ESQConfirmation Hearing ScheduledContinued
6/2/2021 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $0  

As of 3/25/21 (DS):

1. Trustee obj to the following:
- Need current market analysis (CMA provided is dated 8/26/19), DSO Information sheet, accountants valuation for trucking business and cert from debtor as to credit card payments (preference payments) made shortly before filing including name of creditor, date of payment and amount of payment. Also need to include in Cert that he voluntarily pays child support $600 per month and to whom he pays those funds.
- Amount of debt in debtor's Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e) up to $419,275. Total unsecured claims filed $840,044.85.
- Excessive expenses on Schedule J such as: $540 utilities, $2,552 Transportation (P&L $1,512 and $1,040 Schedule J (additional $1,942 mo. for repairs and maintenance on P&L), $629 cable/internet/phone/Netflix/Nest doorbell/family apps and $200 Phone on P&L, $668 Car insurance between Schedule J and P&L $910 Lease car payment and $533 Life insurance.
- 22C disposable income is $5,609, which requires minimum dividend of $336,540 to unsecured gucs.
- Proof of income verifies there is disposable income $4,620.64, which does not even deduct excessive expenses.
- Amendments to schedules B and C to add valuation of business.
- Must file Pre-confirmation certificate.
- Need outcome from AP proceeding filed by Efren.
- Must resolve creditor objection.
- There is non-exempt equity in bank accts $6,375.

2. Pennymac (FRENKEL LAMBERT WEISS WEISMAN & GORDON) obj to arrears owed, POC filed with arrears $13,365.46,, plan list as outside and unaffected. Obj needs to be resolved.

Prop Plan $100 x 3 begin 1/1/21, $2,500 x 57 begin 4/1/21; Base
Matter ResolvedRequest
Adjourment
1464/7/2021 10:00 am20-23648 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
5/19/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $250.00  
AS OF 3/25/21 (SF)

1. No claim filed for Parkwood Village Garden Communities. Should this claim be stricken from plan?

2. Trustee objection:
- The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2020 by 6/30/21.
- Need October and November bank statements for account ending in #7730.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $607/month car payment
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,635.00 when determining disposable income.
- The attorney's fees in the plan and disclosure statement do not agree. One of these must be amended.
- The debtor is to provide updated auto insurance premium amount now that he is surrendering the Toyota

Plan proposes $250 x 45 0%
Payments: 2/3 Arrears: $250

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
- Domestic Support Obligation information for child support to Shawnteesha Haynes (RECEIVED)
- The Plan fails to provide for a prompt cure of rental arrears. (OK PER EDC)
Matter ResolvedRequest
Adjourment
1474/7/2021 10:00 am20-23823 / CMGEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
5/5/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

As of 4/1/21 Debtor attorney requested adjournment, mod plan filed and amended Sched A/B and C filed


As of 3/31/21 (DS): 1. Trustee requires cert from debtor as to circumstances surrounding the fact that divorce judgment was dated 5/3/02 and then there is a paper with a paragraph addressing division of interests of real property dated 6/17/06 (4 years later from the judgment). 2002 Divorce Judgment refers to an "Interspousal agreement incorporated and made a part hereof." Trustee requests a copy of that agreement specifically referred to in the Divorce Judgment. Cert requested above, also must include the ages of the children and the
current status of title to real property. Has another Deed been recorded as it appears from scheduled J that the daughter is now 20? The Trustee requires this information to determine the
status of non-exempt equity in the real property.

2. Based on P&L and Business forms provided, Debtor's adult children listed as dependents, both work in the business and have income total monthly $5,183.33.

3. P&L also list phone/computers $554.34 monthly and Sched J has $238, business is out of home.

4. ISSUES UNRESOLVE SINCE 2/17/21:
- Need property settlement agreement.
- Must amend Schedules B and C to add 2009 Hyundai Sonata and 2008 Suzuki SX4.
- Excessive expense on Schedule J such as: Additional mortgage $235, maintenance $60 and
auto insurance of $570.
- There is non-exempt equity on real property estimated to be $36,306 or more (pending
outcome of property settlement agreement), equity on 2018 GMC Sierra $1,542, 2 other
vehicles (pending amended Sched B and C and valuation on vehicles ), bank acct $1,046
and Timeshare $10,440 (pending balance loan statement).
- Arrears claim filed by Wells Fargo $88.89, plan list outside. Ok to pay?
- Trustee objects to any timeshare payments unless the plan pays 100% to unsecured.
- Must file Pre-confirmation certificate.


Debtor attorney requested adjournment to allow time to file mod plan, PACER
Matter ResolvedRequest
Adjourment
1484/7/2021 10:00 am20-24095 / CMGANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledContinued
5/5/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $101.00  
AS OF 4/6/21 (SF)

1. 341 NOT HELD - RESCHEDULED TO 4/29/21
2. PAYMENTS: 3/4 Arrears: $101
Matter ResolvedRequest
Adjourment
1494/7/2021 10:00 am21-10001 / CMGSTEVEN J ABELSON, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,899.00
As of 4/5/21 (DS): Can confirm $944 paid, $449 x 1 begin 4/1/21, $483 x 57 begin 5/1/21 Base - HAS PAYMENT BEEN MADE FOR APRIL?(mk) atty ok to erms and no april payment as of today)


Mk: atty filed a w/d of plan #6 on 3/2/21. DO NOT ADJ-

3/2/21(mk) email from creditor in #2- w/d objection to confirmation- asked if he agrees w/ amt of cram (4,529) in plan - or will we have an order fixing amt? Reply is: There is a MP before conf. (#17) FILED NOW On 4/7/21 - has cram amt total of $6,130 - creditor is ok w/that amt. DEBTOR ATTTY NEEDS TO REQUEST ADJ OF THIS HEARING OR W/D Plan #6.

3/3/21 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $-157.75.
- Excessive expense for rent $2,600 (need proof of rental lease).
- Plan fails to provide for a prompt cure of rental arrears. - PLAN REJECTS LEASE AND NO LONGER PREPARES TO PAY ARREARS. MFR SCHED 4/21/21.
- Must file Pre-confirmation certificate. - FILED

2. Capital One Auto (MESTER & SCHWARTZ) obj to cram. Obj must be resolved. C/O ENTERED 3/22/21.

3. Must resolve IRS estimated claim, 2020 not filed. - AMENDED 3/18/21

Prop Plan $472 x 1, $449 X 59 Base
Matter ResolvedRequest
Adjourment
1504/7/2021 10:00 am21-10296 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,041.00
AS OF 4/7/2021 (at): see mk notes

RECOMMEND: $764 PAID TO DATE, $279 x 33 BEGINNING 5/1/2021, BASE WITH A MINIMUM OF $3,626 TO GUC'S
Need order resolving objection by Athene Annuity/Rushmore within 30 days of confirmation.
Need to file Pre-Confirmation Certification within 10 days of confirmation.

1. Athene Annuity/Rushmore filed a secured arrears claim #25 in the amount of $644.80 which is not in the plan. Is it ok to pay this claim? Objection filed by Romano Garubo.(MK- OK to pay-OTBS w/in 30 days)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Updated auto insurance, if not confirmed by 4/7/21, insurance expires 3/25/21. (MK- per ar now ok)
- Need to add to confirming order Trustee to receive non -exempt proceeds from medical malpractice lawsuit if there is a lawsuit. Or a certification from debtor that he is not going to pursue the claim. (LANGUAGE ADDED)
- Must resolve creditor objection. (UNRESOLVED)
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $254 x 36 beginning 2/1/2021, not less than $3,626 to guc's
payments: 3/3
Matter ResolvedRequest
Adjourment
1514/7/2021 10:00 am21-10732 / CMGSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $36.00  Total Paid In: $480.00
updated 4/6/2021 (JMA)

to confirm need $320 paid to date, $196x57 begin 5/1/2021 which includes minimum $4,973 dividend to general unsecured creditors
-consent order to be filed resolving the objection of New Rez, consent order pays arrears through the plan per the filed claim
-per debtors attorney ok to pay Key Bank arrears in the amount of $273.55 through plan (claim 1)

UPDATED 4/5/2021 (jma)
issues as of 4/1/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-need a copy of the 2020 tax return on or by 6/31/2021 PROVIDED
-the debtors plan proposes an order of distribution that is contrary to the Trustees recommended order of distribution
2) New Rez (RAS Crane) objection to confirmation - need to resolve
-pre petition arrears is approximately $2,265.98 - ARREARS CLAIM FILED FOR $1,926.65 - OTBS RESOLVING OBJECTION, PAY ARREARS THROUGH PLAN
3) Key Bank claim has arrears in the amount of $273.55 which are not provided for in the plan - PER ATTY OK TO PAY THE ARREARS THROUGH THE PLAN

proposed plan $160x60 minimum $4,973
paid in $320
arrears $160
last claim 10
Matter ResolvedRequest
Adjourment
1524/7/2021 10:00 am21-10782 / CMGRichard Fiory Tallini Confirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

4/6/21


1. No payments (0/3) arrears $2,543.52
2. No 341 hearing.
Matter ResolvedRequest
Adjourment
1534/7/2021 10:00 am21-10817 / CMGKarina Pia Lucid Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $3.00  Total Paid In: $1,491.00
As of 4/5/21(mk):Updated

**CAN REC CONFIRM AT $994 PTD, THEN 500 X 57 BEGIN 5/1/21; BASE;Trustee is authorized to pay Valley National Bank arrears claim 8-1 for $78.52 through the plan.
Student loans to be paid outside.**

>>Plan also has mtg as unaffected- No POC yet

1. Plan has Valley Nat'l -POC Arrears $78.52- OK TO PAY?(PER ATTY - YES )

2. Trustee Objection:
-need 2020 tax return by 6/30/21.(provided)
-need MP that list student loans outside(.OR Add Lang to terms).
-sch J has student loan $530 (plan does not list student loans outside)
-not paying all dispos income in to plan:122c has disposable income $1,022.70,
which require min. dividend $61,362 to gucs.( 122c does not acct for std loan payment)
-Schedules fail to account for tax refund (Added in).
-need to file pre conf cert.(Filed)


Plan:497 x 60;Base
2/3 payments
last claim :10-1, bar date:4/9/21
Matter ResolvedRequest
Adjourment
1544/7/2021 10:00 am21-10974 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
4/21/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $0  
Total Paid In: $1,038.00
AS OF 3/24/21 (SF)

1. Motion for Relief by Santander/Chrysler scheduled for 4/21/21 at 9

2. The plan proposes to pay $1480 to Chrysler Capital but no claim filed yet. Bar date expires on 4/14/21.

3. Trustee objection:
- Plan proposes to lower payments in second tier $279 X 18; $83.56 X 42. There is no basis to lower the plan payment after month 18.
- Need pay stubs for Feb & March 2021. What was provided was 3 paystubs ( 2 Dec.2020 & 1 Jan2021) which do not reflect the amount of income on Schedule I. (RECEIVED, INCOME IS LOWER)
- must file pre conf cert.


Plan proposes $279 X 18; $83.56 X 42; BASE
Payments: 1/1
Matter ResolvedRequest
Adjourment
1554/7/2021 10:00 am21-11000 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/19/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 3/29/2021 (at)

1. The IRS filed a priority estimated claim #3 which needs to be amended. (2019 - 2020)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - and mortgage payoff on the residence (owned by husband) (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
-excessive payments on schedule I - 3 car payments exceeding the allowance $1,025, $770 and $680
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- The debtors equitable interest in the residence and the HUD on the Cardinal Drive property need to be determined before a full liquidation analysis can be done.
- The debtor needs to supply the HUD closing statement on the 94 Cardinal Drive Toms River property that was sold 2 years ago. (NOT RECEIVED)

Plan proposes: $1,153 x 60 beginning 3/1/2021, 100% to guc's
Payments: 1/1
Matter ResolvedRequest
Adjourment
1564/7/2021 10:00 am21-11276 / CMGWARREN LEVY, ESQ.Confirmation Hearing ScheduledContinued
6/2/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $2,725.00  
As of 3/31/21 Debtor attorney requested adjournment, request denied, does not provide updated homeowner insurance.

As of 3/25/21 (DS): 1. Trustee obj to the following:
- Need 2nd mortgage balance statement prior to filing date (no claim filed and balance provided is from 12/31/2018) and updated homeowner insurance, insurance expired 2/17/21.
- 22c shows disposable income $5,118.80, which would require minimum dividend $307,128 to gucs.
- Proof of income verifies higher, there is disposable income $3,967.43.
- Must resolve both mortgage objections.
- Need copy of 2020 tax return, if not filed can add to confirming order to provide by 6/30/21.

2. US Bank/Wells Fargo-1st mtg obj (BROCK & SCOTT, PLLC) to arrears more, POC filed arrears $48,301.17.

3. US Bank/Wells Fargo-2nd mtg (LOGS LEGAL GRP) obj mortgage matured and is owed estimated $42,713.12, no claim filed.

Prop Plan $2,725 x 60 begin 1/1/21; Base
Matter ResolvedRequest
Adjourment
1574/7/2021 10:00 am21-11284 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
5/5/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $450.00
issues as of 4/1/2021 (JMA)

1) The Money Source Inc (KML) objection to confirmation - need to resolve
-pre petition arrears $1716.43
2) Trustee objection to confirmation - need to resolve
-a copy of the 2020 tax return on or by 6/30/2021
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7
-the debtor's plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution
-must file pre confirmation certification
-no auto insurance on Schedule J atty said auto surrendered in Plan - not so - MODIFIED PLAN SURRENDERS US BANK/2019 DODGE RAM 1500
MODIFIED PLAN FAILS TO TREAT JPMCB AUTO/2016 MAZDA 3

proposed plan $150x60 base
paid in $300
last claim 14
Matter ResolvedRequest
Adjourment
1584/7/2021 10:00 am21-11355 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
6/2/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

341 NOW ON FOR 4/15/21- NEEDS REQUEST TO ADJ. THIS HEARING

1/1 Payment
Matter ResolvedRequest
Adjourment
04/7/2021 11:00 am21-11840 / CMGYAKOV RUDIKHOrder Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
1594/7/2021 12:00 pm17-24681 / CMGWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $22,375.00
Matter ResolvedRequest
Adjourment
1604/7/2021 12:00 pm17-31265 / CMGMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $10,700.00
Matter ResolvedRequest
Adjourment
1614/7/2021 12:00 pm18-24911 / CMGJonathan Stone, Esq.Motion CompensationGrantedTotal Paid In: $12,643.00
Matter ResolvedRequest
Adjourment
1624/7/2021 12:00 pm18-26064 / CMGJames J. Cerbone, Esq.Motion CompensationWithdrawnTotal Paid In: $6,336.00
Matter ResolvedRequest
Adjourment
1634/7/2021 12:00 pm19-19290 / CMGWilliam H. Oliver, Jr., Esq.Motion CompensationOrder Previously SubmittedTotal Paid In: $2,816.00
3/21/21(mk):Revised order submitted (#50)-OK

Trustee obj, needs amd Ppsd order with $255 x 38 beg 4/1/21<> FEE APPLICATION
Matter ResolvedRequest
Adjourment
1644/7/2021 12:00 pm19-32298 / CMGSCOTT E. TANNE, PC.Motion CompensationGrantedTotal Paid In: $15,472.00
Matter ResolvedRequest
Adjourment
1654/7/2021 12:00 pm19-33939 / CMGANDY WINCHELLMotion CompensationGranted
Matter ResolvedRequest
Adjourment
1664/7/2021 12:00 pm20-11255 / CMGAndrew Thomas Archer Motion CompensationOrder Previously SubmittedTotal Paid In: $6,589.00
Revised Order submitted- 2/22/21

2/22/21(mk) Order has typo in it . Needs revised order
Matter ResolvedRequest
Adjourment
1674/7/2021 12:00 pm20-11856 / CMGWilliam H. Oliver, Jr., Esq.Motion CompensationWithdrawnTotal Paid In: $4,416.00
Trustee obj<> FEE APPLICATION
Matter ResolvedRequest
Adjourment
1684/7/2021 12:00 pm20-13135 / CMGMICHAEL MCLAUGHLINMotion CompensationGranted
3/1/21(mk) Amended cert filed- OK to G

MK: 2/22/21: email to atty; Error in parag. 1 of his aff'd as to his role in case. Clearly an error as to his role in case. I requested he filed amended aff'd and file as support of the fee app at #60 .
Matter ResolvedRequest
Adjourment
1694/7/2021 12:00 pm20-13965 / CMGDavid L. Stevens Motion CompensationOrder to be SubmittedTotal Paid In: $258,091.00
Revised order to be submitted fees reduced to $12,086.10 plus expenses $413.19=12,499.29 and no more than 2500 for future fees in addressing claim issues w/ creditor Gindi


THIS WILL NEED JUDGE

Debtor obj<>
TR Obj.
Matter ResolvedRequest
Adjourment
1704/7/2021 12:00 pm20-21659 / CMGDAVID G BESLOW, ESQMotion CompensationGrantedTotal Paid In: $2,200.00
Matter ResolvedRequest
Adjourment
1864/7/2021 3:00 pm20-20931 / CMGMICHAEL P OTTO ESQAP Summons IssuedSettled - Resolved
AP 20-1564 Farano vs. NR Deed PRETRIAL
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes