Judge Michael B. Kaplan
Hearing Date: 4/6/2021
Hearing Count: 209
Last Updated: 05-11-2021 06:22 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
14/6/2021 9:00 am14-33703 / MBKLAURENCE R SHELLER, ESQMotion to Reopen & Vacate DismissalGranted
MTN TO REOPEN & VACATE DISMISSAL
Matter ResolvedRequest
Adjourment
24/6/2021 9:00 am15-21386 / MBKWilliam H. Oliver, Jr., Esq.AP Motion to CompelGrantedTotal Paid In: $17,790.00
AP 20-1232 Norflett vs. Neptune Twp

MTN TO COMPEL RESPONSES TO PLAINTIFF DISCOVERY REQUUESTS
Matter ResolvedRequest
Adjourment
34/6/2021 9:00 am16-15435 / MBKAlan G. Cosner Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
amt: PER ATTY, no countersuit filed; forwarding ltr<>

FAILED TO REPLY TO TRUSTEE'S REQUEST FOR STATUS ON POTENTIAL COUNTERSUIT AGAINST CREDIT TRAFFIC SAFETY SVS
Matter ResolvedRequest
Adjourment
44/6/2021 9:00 am16-15599 / MBKPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
3/31 AMT: PIF/PENDING CLOSING<>>


3/22 AMT: UPDATED PAYOFF SENT; DEBTORS WILL PAYOFF 3/31<<<>>>
2/16 AMT; $2,552 posted; 1 pymt to complete<<>>

1/26 AMT: Debtor making pymts to complete<<>>


ARREARS
Matter ResolvedRequest
Adjourment
54/6/2021 9:00 am16-18911 / MBKPAUL N MIRABELLI ESQMotion Relief from Co-Debtor StayContinued
4/28/2021 9:00 am
Total Paid In: $54,325.00
Debtor obj<>PHH MTG (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
64/6/2021 9:00 am16-26048 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $34,036.00
3/2 AMT: MP 4/6 ***Honor Roll***

Debtor obj, made pymts<>PLAN WILL NOT COMPLETE TIMELY DUE TO POST PETITION CLMS ADDED TO PLAN; ARREARS
Matter ResolvedRequest
Adjourment
74/6/2021 9:00 am16-27384 / MBKDONALD C GOINS, ESQMotion Relief from Stay (Fee)Continued
4/20/2021 9:00 am
Total Paid In: $7,793.00
Debtor obj<>WELLS FARGO (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
84/6/2021 9:00 am16-33503 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $13,266.00
SV/WELLS FARGO; ARREARS
Matter ResolvedRequest
Adjourment
94/6/2021 9:00 am17-10669 / MBKLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2021 9:00 am
Total Paid In: $44,968.00
AMT: MP 4/28 ***NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN***<<<>>>

Debtor obj, made pymts<>ARREARS
Matter ResolvedRequest
Adjourment
104/6/2021 9:00 am17-18264 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $12,283.00
Debtor obj<>ARREARS; FEASIBILITY DUE TO #14-1 HIGHER THAN PROPOSED IN PLAN, POST PETITION ARREARS AND SUPP FEES ADDING APP $3600 TO PLAN
Matter ResolvedRequest
Adjourment
114/6/2021 9:00 am17-20034 / MBKROBERT C NISENSON ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $10,752.00
Debtor obj<> NATIONSTAR (Stern & L)
Matter ResolvedRequest
Adjourment
124/6/2021 9:00 am17-20173 / MBKEric ClaymanMotion Motion (Generic) - Only use if no other event is applicableContinued
5/4/2021 9:00 am
Total Paid In: $11,410.00
MTN TO APPV DISBURSEMENT FROM PI
trustee obj to proposes settlement------We need proof of the outstanding reimbursable expenses in the amount of $36,068.31 claimed in the notice.

Out of pocket medical expenses $2,837.73
Loss of income from 2/16/19-4/18/19 $10,833.62
Out of pocket cost for replacement vehicle $21,661.19
Camera purchase and installation $490.43
Rental car expenses $245.34
Matter ResolvedRequest
Adjourment
134/6/2021 9:00 am17-20173 / MBKEric ClaymanNotice of Proposed SettlementContinued
5/4/2021 9:00 am
Total Paid In: $11,410.00
Trustee obj<> NTC OF PROPOSED SETTLEMENT
---We need proof of the outstanding reimbursable expenses in the amount
of $36,068.31 claimed in the notice.

Out of pocket medical expenses $2,837.73
Loss of income from 2/16/19-4/18/19 $10,833.62
Out of pocket cost for replacement vehicle $21,661.19
Camera purchase and installation $490.43
Rental car expenses $245.34
Matter ResolvedRequest
Adjourment
144/6/2021 9:00 am17-21678 / MBKRONALD E NORMAN, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)GrantedTotal Paid In: $27,808.00
Received copy of $4,160 cashier's check & UPS mail receipt (dm)

Trustee Obj
Matter ResolvedRequest
Adjourment
154/6/2021 9:00 am17-23075 / MBKLAWRENCE W. LUTTRELLMotion Relief from Co-Debtor StayGrantedTotal Paid In: $28,937.00
GRANTED BY MBK
Debtor obj<>DEUTSCHE (ras)
Matter ResolvedRequest
Adjourment
164/6/2021 9:00 am17-23452 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $18,602.00
DEBTORS ARE CURRENT
Per atty, $2,202 certified check was mailed 2/26/21

Debtor obj, can pay<> ARREARS
( TR ARREARS CERT OF D SCH 3-24 ?)
Matter ResolvedRequest
Adjourment
174/6/2021 9:00 am17-25960 / MBKSTEVEN J ABELSON, ESQMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $37,530.00
Debtor obj<>NEW JERSEY HOUSING MTG FINC (PLUESE, BECKER)
Matter ResolvedRequest
Adjourment
184/6/2021 9:00 am17-27795 / MBKLEE M PERLMAN, ESQMotion to File Claim After Bar DateGrantedTotal Paid In: $16,972.00
PC 4, LLC MTN TO ALLOW LATE CLM #7-1 TO BE PD IN PLAN (ZEITZ)
Matter ResolvedRequest
Adjourment
194/6/2021 9:00 am17-30125 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Continued
4/20/2021 9:00 am
Total Paid In: $36,378.00
Debtor obj<>FREEDOM MTG (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
204/6/2021 9:00 am17-31259 / MBKMarc C. Capone, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $17,534.00
Debtorobj<>SLS (Stewart Legal)
Matter ResolvedRequest
Adjourment
214/6/2021 9:00 am17-31845 / MBKJames J. Cerbone, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $7,703.00
DEBTOR IS CURRENT
Debtor obj, proposes pymts<> ARREARS
Matter ResolvedRequest
Adjourment
224/6/2021 9:00 am17-33486 / MBKTHOMAS G. EGNERTrustee Certification of DefaultWithdrawnTotal Paid In: $6,233.00
AMT: MP 4/6***Honor Roll***

Debtor obj, filed MP<> ARREARS
Matter ResolvedRequest
Adjourment
234/6/2021 9:00 am17-33840 / MBKAllen I. Gorski, Esq.Order Shorten TimeOrder to be SubmittedTotal Paid In: $25,792.00
OST - MTN TO DISBURSE HOMEOWNERS INSURANCE PROCEEDS
Matter ResolvedRequest
Adjourment
244/6/2021 9:00 am17-34314 / MBKJustin M. Gillman, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $32,954.00
MTN TO MODIFY CARRINGTON MTG/POST LM
Matter ResolvedRequest
Adjourment
254/6/2021 9:00 am17-35220 / MBKTHOMAS G. EGNERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $14,604.00
MP Disposition - Honor Roll

Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
264/6/2021 9:00 am17-36011 / MBKBRAD J SADEKMotion Relief from Stay (Fee)Continued
4/20/2021 9:00 am
Total Paid In: $28,322.00
Debtor obj<>WILMINGTON SAVINGS (HILL WALLACK)
Matter ResolvedRequest
Adjourment
264/6/2021 9:00 am17-36011 / MBKBRAD J SADEKMotion Relief from Stay (Fee)Continued
4/20/2021 9:00 am
Total Paid In: $28,322.00
****DUPLICATE***
Debtor obj<>WILMINGTON SAVINGS (HILL WALLACK)
Matter ResolvedRequest
Adjourment
274/6/2021 9:00 am18-10469 / MBKAndrew Thomas Archer Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $29,115.00
Debtor obj, filing MP<> RUSHMORE (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
284/6/2021 9:00 am18-10690 / MBKSCOTT E KAPLAN ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $20,330.00
MTN TO DISTRIBUTE AUTO LOSS PROCEEDS
OK EDC
Matter ResolvedRequest
Adjourment
294/6/2021 9:00 am18-12538 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/14/2021 9:00 am
Total Paid In: $9,279.00
Debtor obj, filing MP<>SV/SANTANDER
Matter ResolvedRequest
Adjourment
304/6/2021 9:00 am18-12854 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $12,362.00
AMT: MP 4/6/21***HONOR ROLL***

Debtor obj, filing MP<>SV/ALLY LEASE
Matter ResolvedRequest
Adjourment
314/6/2021 9:00 am18-13338 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $7,650.00
Debtor obj, made pymt<>SANTANDER BANK (GROSS MCGINLEY)
Matter ResolvedRequest
Adjourment
324/6/2021 9:00 am18-16651 / MBKWilliam H. Oliver, Jr., Esq.Motion SellContinued
5/26/2021 9:00 am
Total Paid In: $19,702.00

AR HELD TO DISCUSS WITH JUDGE APPRECIATION ISSUE SIMILSR TO LATSHAW
Nationstar limited response ( Robertson Anschutz)<>9 KING STREET

-Trustee objection: $220,000 CMA in 2018 and now selling for $425,000
Matter ResolvedRequest
Adjourment
334/6/2021 9:00 am18-17544 / MBKCANDYCE I SMITH-SKLAR, ESQObjection to Claim of ExemptionsContinued
4/28/2021 9:00 am
Total Paid In: $13,061.00
sent email edc---filed amended C showing exemption of 10,760. Gift of equity was $46,000. That would leave $35,240 assuming there are no other assets from estate. Need MP to pay equity and certification or letter from executor as to any other amounts the debtor will receive.

per recent order attorney to amend exemptions in 10 days--still not done

TRUSTEE OBJ TO IMPROPER HOMEOWNER EXEMPTION ON INHERITED PROPERTY UNDER(d)(1)
Matter ResolvedRequest
Adjourment
344/6/2021 9:00 am18-19610 / MBKAllen I. Gorski, Esq.Creditor Certification of DefaultContinued
4/20/2021 9:00 am
Total Paid In: $33,130.00
Debtor obj<>Selene (Robertson Anschutz)
TR ARREARS
Matter ResolvedRequest
Adjourment
354/6/2021 9:00 am18-20510 / MBKFrank ArmenanteOrder Shorten TimeContinued
4/14/2021 9:00 am
Total Paid In: $53,941.00
NA ON 4/6/21 - ADJ TO 4/14/21
OST

(AMT: see doc #75 for cert & Ppsd order)<<>>

MTN TO PAY OFF CH 13 AND FOR LOAN MOD
Matter ResolvedRequest
Adjourment
364/6/2021 9:00 am18-20788 / MBKPRO SEMotion Relief from Co-Debtor StayMoot - DismissedTotal Paid In: $7,000.00
SELECT PORTFOLIO (ROBERTSTON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
374/6/2021 9:00 am18-21209 / MBKEric ClaymanCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $11,660.00
Debtor obj, can pay<> US BANK (Friedman Vartolo)
TR ARREARS
Matter ResolvedRequest
Adjourment
384/6/2021 9:00 am18-23067 / MBKBrian Gregory HannonMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $152,455.00
DEBTOR IS CURRENT
Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
394/6/2021 9:00 am18-24035 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/4/2021 9:00 am
Total Paid In: $15,457.00
DEBTOR IS CURRENT

Debtor obj, now current<>ARREARShttp://printserver1/13software_app2/images/box-checked.gif
Matter ResolvedRequest
Adjourment
404/6/2021 9:00 am18-24399 / MBKJ. Todd MurphyMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/12/2021 9:00 am
Total Paid In: $28,136.00
AMT: MP 5/12 ***NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN***<<<>>>

Debtor obj<>SV/NJ HOUING; ARREARS
Matter ResolvedRequest
Adjourment
414/6/2021 9:00 am18-24546 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/18/2021 9:00 am
Total Paid In: $25,329.00
3/18 amt: Email to atty/needs amended LM order to address Lakeview post pet arrears - will reduce 100% plan bal to calculate recap<<>>

Debtor obj, will make pymt<>ARREARS
Matter ResolvedRequest
Adjourment
424/6/2021 9:00 am18-25675 / MBKMARYBETH SCHROEDERMotion Motion (Generic) - Only use if no other event is applicableContinued
5/4/2021 9:00 am
Total Paid In: $23,008.00
Trustee Obj

MTN TO EXTEND PLAN DUE TO CARES ACT
Covid Cert filed doc #72 - Atty needs to file a modified plan.sf
Matter ResolvedRequest
Adjourment
434/6/2021 9:00 am18-26096 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Relief from Co-Debtor StayWithdrawn
POLICE AND FIREMEN'S RETIREMENT (POWERS)
Matter ResolvedRequest
Adjourment
444/6/2021 9:00 am18-27530 / MBKSTEPHEN M GOLDBERG, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AMT: PROCEEDS RECEIVED/PENDING CLOSING<<<>>>

Debtor obj, sale proceeds & HUD forwarded 2/18/21<>FAILED TO PROVIDE COPY OF HUD FROM SALE OF LAMINGTON RD PPTY (11/18/20 SALE ORDER)
Matter ResolvedRequest
Adjourment
454/6/2021 9:00 am18-28502 / MBKJOHN ZIMNIS, ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $12,981.00
***Trustee Order: $12,351 Ptd, then $630 x 18 starting 4/1/21***

3/31 AMT: Arrears cured/owes March<<<>>>


Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
464/6/2021 9:00 am18-30186 / MBKBRUCE C TRUESDALE ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $33,050.00
MTN TO EXPUNGE JEFFERSON CLM #5 AND REFUND $1,847.34 TO TRUSTEE
Matter ResolvedRequest
Adjourment
474/6/2021 9:00 am18-30888 / MBKTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $31,926.00
AMT: MP 4/6 ***HONOR ROLL***

Debtor obj filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
484/6/2021 9:00 am18-31407 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $5,885.00
MTN TO SUSPEND TRUSTEE PYMTS
Matter ResolvedRequest
Adjourment
494/6/2021 9:00 am18-32211 / MBKJOHN ZIMNIS, ESQTrustee Certification of DefaultContinued
4/28/2021 9:00 am
Total Paid In: $13,932.00
***Proposed Trustee Order: $11,936 Ptd, then $673 x 29 starting 4/1/21, debtor to sign up for eWage within 10 days***

Debtor obj, will make pymt<> ARREARS
Matter ResolvedRequest
Adjourment
504/6/2021 9:00 am18-32959 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $22,390.00
JPMORGAN CHASE (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
514/6/2021 9:00 am18-33613 / MBKMICHAEL P OTTO ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $7,150.00
Debtor obj, can make pymts<>CLAREMONT HILLS (Hill Wallack)
TR ARREARS
Matter ResolvedRequest
Adjourment
524/6/2021 9:00 am18-34241 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)Continued
4/20/2021 9:00 am
Total Paid In: $15,205.00
Debtor obj<>BANK OF AMERICA (HILL WALLACK)
Matter ResolvedRequest
Adjourment
534/6/2021 9:00 am18-34647 / MBKSTEVEN N. TAIEB, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2021 9:00 am
Total Paid In: $38,460.00
AMT; MP 4/6 **NEEDS RESOLUTION**

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
544/6/2021 9:00 am18-34944 / MBKMark Kriegel Motion Relief from Stay (Fee)GrantedTotal Paid In: $53,400.00
ACAR (MORTON)
Matter ResolvedRequest
Adjourment
554/6/2021 9:00 am18-34985 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $11,152.00
ARREARS
Matter ResolvedRequest
Adjourment
564/6/2021 9:00 am19-10004 / MBKJEANIE D. WIESNER, ESQ.Motion to Approve Loan ModificationOrder Previously SubmittedTotal Paid In: $9,546.00
Wells Fargo limited obj (Powers)<> MTN TO APPROVE LM
Matter ResolvedRequest
Adjourment
574/6/2021 9:00 am19-10199 / MBKJAVIER L. MERINO, ESQ.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $23,365.00
SN SERVICING CORP (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
584/6/2021 9:00 am19-10413 / MBKBARRY J. BERAN, ESQ.Motion Relief from Stay (Fee)GrantedTotal Paid In: $14,768.00
CAPITAL ONE (MESTER & SCHWARTZ)
Matter ResolvedRequest
Adjourment
594/6/2021 9:00 am19-11167 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $18,728.00
3/31 AMT: Arrears cured/will complete timely<<>>>

ARREARS
Matter ResolvedRequest
Adjourment
604/6/2021 9:00 am19-12915 / MBKSTEPHEN M GOLDBERG, ESQMotion Relief from Co-Debtor StayContinued
4/20/2021 9:00 am
Total Paid In: $31,606.00
Debtor obj<>AMERICREDIT FINC (MORTON)
Matter ResolvedRequest
Adjourment
614/6/2021 9:00 am19-12915 / MBKSTEPHEN M GOLDBERG, ESQMotion Relief from Co-Debtor StayContinued
4/20/2021 9:00 am
Total Paid In: $31,606.00
Debtor obj<>HYUNDAI CAPITAL AMERICA (MORTON)
Matter ResolvedRequest
Adjourment
624/6/2021 9:00 am19-13104 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $11,932.00
MP on for 4/6 ***Honor Roll***

needs 250 x 12 beg 3/1 pro rata


Debtor obj, filing MP<>DEBTOR NEEDS TO MODIFY 0% PLAN TO BASE TO PAY IN 36 MO DISPOSABLE INCOME
Matter ResolvedRequest
Adjourment
634/6/2021 9:00 am19-19194 / MBKBRIAN L HOFFMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/20/2021 9:00 am

AR ADJ FOR CHECK TO POST
3/16 AMT: Sale proceeds received; small plan bal to pay (payoff sent 2/8)<<<>>>

1/19 AMT: FUNDS/HUD POSTED -TO NM HUD AUDIT<<>>

12/29/20 AMT: PER ATTY. PPTY SOLD TODAY- SENDING $$ TO TN<<<>>>

ARREARS
Matter ResolvedRequest
Adjourment
644/6/2021 9:00 am19-19301 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/20/2021 9:00 am
Total Paid In: $93,000.00
NFA

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
654/6/2021 9:00 am19-21294 / MBKKirsten B. Ennis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $213,003.00
AR PER ATTY WILL LET DISMISS


3/31 AMT: Need OTBS from 1/5/21 on mtn to allow Masi late clm Doc #154 (???); recap<<<>>>WE SHOULD ADD OTBS IN 15 DAYS TO TRUSTEE ORDER EDC


ADJ to 3/16/21 for consistent payments

AR NEED SEAWATCH CERT RESOLVED (order entered1/24/21)<<>>
11/3 AMT: Per atty, working on consent order re mfr TD (SUBMITTED 1/14/21); NJ Tax (RESOLVED) w/#17-3; Can resolve late clm #20-1 by adding language to tr order if SV is resolved>>


Debtor obj<>ARREARS, FAILED TO ADDRESS NJ DIV TAX EST CLM #17-2 FAILED TO FILE MTN TO REINSTATE STAY/TD AUTO W/I 30YS OF 5/3/20 CONF; FAILED TO FILE MTN TO ALLOW LATE CLAIM/MASI #20-1 WITHIN 30 DAYS OF CONF
Matter ResolvedRequest
Adjourment
664/6/2021 9:00 am19-22185 / MBKWARREN S JONES, JR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $8,945.00
SV/NATIONSTAR; ARREARS
Matter ResolvedRequest
Adjourment
674/6/2021 9:00 am19-22700 / MBKDouglas T. Tabachnik Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $45,563.00
AMT: MP 4/6 ***Honor Roll***

AR NOTE PER OPINION DATED 1-21-21 PLAN DENIED AND DEBTOR AFFORDED 30 DAYS TO FILE FEASIBLE PLAN - NO PLAN FILED
adjournment request denied-Judge gave time to file feasible plan but not filed EDC

***MP ADJ by MBK to 1/27/21***RECOMMEND DENIED***<<>>



SV/M&T; ARREARS
Matter ResolvedRequest
Adjourment
684/6/2021 9:00 am19-22877 / MBKJames J. Cerbone, Esq.Motion Reinstate StayGrantedTotal Paid In: $28,236.00
MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
694/6/2021 9:00 am19-23338 / MBKEUGENE ROTH, ESQMotion SellGrantedTotal Paid In: $4,128.00
Freedom mtg response (Pluese Becker)<>1506 BOAT LANDING RD
Matter ResolvedRequest
Adjourment
704/6/2021 9:00 am19-23416 / MBKMICHAEL SCHWARTZBERG ESQMotion Relief from Co-Debtor StayGrantedTotal Paid In: $17,985.00
TOYOTA MOTOR (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
714/6/2021 9:00 am19-23755 / MBKTHOMAS J ORR ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder Previously SubmittedTotal Paid In: $6,203.00
Debtor response<>MTN TO EXPUNGE 40 MADESTONE CLM #5-1, RETURN ANY FUNDS PAID TO TRUSTEE AND ALLOW MOHAMAD KHAN TO FILE A LATE CLM
Matter ResolvedRequest
Adjourment
724/6/2021 9:00 am19-25096 / MBKWARREN LEVY, ESQ.Trustee Certification of DefaultWithdrawnTotal Paid In: $19,494.00
DEBTOR IS CURRENT

Debtor obj, waiting for lm to file MP or will pay arrears<>ARREARS
Matter ResolvedRequest
Adjourment
734/6/2021 9:00 am19-25309 / MBKWARREN L PETERSON ESQMotion Relief from Stay (Fee)Continued
4/20/2021 9:00 am
Total Paid In: $21,252.00
Debtor obj<>FREEDOM MTG (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
744/6/2021 9:00 am19-28375 / MBKRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $12,159.00
***Proposed Recap: $10,851 Ptd, then $846 x 42 starting 4/1/21***

Debtor obj, making pymts, requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
754/6/2021 9:00 am19-29447 / MBKRobert Manchel, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $7,474.00
Debtor obj, can pay in 90 days<>HONDA (Morton)
Matter ResolvedRequest
Adjourment
764/6/2021 9:00 am19-29622 / MBKKarina Pia Lucid Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $29,087.00
AMT: Can resolve with Tr order authorizing pymt of late clm: $ 29,087 ptd (17); $2,047 x 43 beg 4/1/21<<<>>>


Debtor obj, will be current<>ARREARS (current); NEEDS TO ADDRESS NJ DIV TAX LATE FILED CLM #22-1 (PRIORITY PORTION EST)
Matter ResolvedRequest
Adjourment
774/6/2021 9:00 am19-29815 / MBKEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/4/2021 9:00 am
Total Paid In: $1,190.00
AR DEBTOR TO MAKE GOOD FAITH PAYMENT
PER AR, ADJ TO 5/4/21 - ATTY TO CONTACT AR
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
784/6/2021 9:00 am19-29945 / MBKAmy L Knapp Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2021 9:00 am
Total Paid In: $12,300.00
Debtor obj, can make pymts<>ARREARS
Matter ResolvedRequest
Adjourment
794/6/2021 9:00 am19-30819 / MBKKirsten B. Ennis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/4/2021 9:00 am
Total Paid In: $38,249.00
Debtor obj, filing obj to IRS claim<>ARREARS
Matter ResolvedRequest
Adjourment
804/6/2021 9:00 am19-32814 / MBKSEYMOUR WASSERSTRUM, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $12,124.00
DEBTOR IS CURRENT

Debtor obj, made pymt<>ARREARS
Matter ResolvedRequest
Adjourment
814/6/2021 9:00 am19-32861 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/20/2021 9:00 am
Total Paid In: $5,240.00
amt: MP 4/20 ***

Debtor obj<>FAILED TO REFI BY 1/1/21; FAILED TO FILE MTNS TO DISALLOW OR REDUCE CLMS FILED WITHOUT DEFICIENCY SUPPORT/JP MORGAN #15-1 & BERKSHIRE BANK #18-1 FOR MTGS ON SURR PPTY
Matter ResolvedRequest
Adjourment
824/6/2021 9:00 am19-32940 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/20/2021 9:00 am
Total Paid In: $4,607.00
AMT: Loss mit ext to 4/1/21 <<<>>>

FAILED TO LM BY 9/1/20
Matter ResolvedRequest
Adjourment
834/6/2021 9:00 am19-33425 / MBKSTEVEN J. SICOMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2021 9:00 am
Total Paid In: $42,996.00
ADJ TO 4/28 FOR ADDITIONAL FUNDS TO POST (dm)
ARREARS
Matter ResolvedRequest
Adjourment
844/6/2021 9:00 am19-33672 / MBKWilliam H. Oliver, Jr., Esq.AP Motion Summary JudgmentContinued
5/4/2021 9:00 am
Total Paid In: $10,563.00
AP20-1038 Nealy vs. Ivy Holdings <<>> IVY HOLDINGS MTN FOR SUMMARY JUDGMENT
Matter ResolvedRequest
Adjourment
854/6/2021 9:00 am20-10129 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $750.00
FAILED TO FILE PRE CONF CERT BY 10/31/20; FAILED TO REFI BY1/31/21
Matter ResolvedRequest
Adjourment
864/6/2021 9:00 am20-10200 / MBKMARYBETH SCHROEDERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2021 9:00 am
Total Paid In: $9,153.00
ADJ to 4/28/21 for good faith payment (dm)
Debtor obj, obtaining a partial claim mortgage<>ARREARS
Matter ResolvedRequest
Adjourment
874/6/2021 9:00 am20-10232 / MBKMonika Mazurczyk Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2021 9:00 am
Total Paid In: $22,019.00
ADJ TO 4/6/21 FOR PAYMENTS TO POST

AMT: MP 4/28<<>>

***ADJ to 3/2/21 for funds to post***

NON COVID MOD PLAN INCREASE PLAN PYMT APPEAERS TO ADD POST PETITION MORTG ARREARS

AR AMEND BUDGET AND POI

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
884/6/2021 9:00 am20-10373 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/20/2021 9:00 am
Total Paid In: $5,160.00
ORDER ENTERED 3/29/21 - SANTANDER TO AMEND ITS POC TO REFLECT OVERPAYMENT WITHIN 15 DAYS

***current eWage coming out is $129.69 per week - dm needs to see OTBS that reduces the POC - ADJ 3/24/21***

***Per MBK, ADJ to 2/2/21 to explore an amended order on the pending motion which may reduce the cram amount so money does not have to be refunded by the creditor***

***Adj by MBK to 1/19/21 to sign up for eWage and present a proposal to cure arrears***

AR PER ATTY DEBTOR UNCONFORTABLE WITH EWAGE AND MONEY NEEDS TO BE RECOVERED FROM CAR CREDITOR

Debtor obj<>ARREARS; FAILED TO SIGN UP FOR EWAGE WITHIN 15 DAYS OF 8/6/20 CONFIRMATION
Matter ResolvedRequest
Adjourment
894/6/2021 9:00 am20-11392 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/14/2021 9:00 am
Total Paid In: $12,740.00
Debtor obj, filing MP<> FAILED TO LM BY 8/1/20, LOSS MIT TERMINATED 1/29/21
Matter ResolvedRequest
Adjourment
914/6/2021 9:00 am20-12106 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/4/2021 9:00 am
Total Paid In: $15,657.00
AMT: MP 4/6 ***Needs Resolution***

Debtor obj, filing MP<>FAILED TO ADDRESS PIKE COUNTY LATE CLM #17-1 AND NJ DIV TAX PER PLAN CLAIM
Matter ResolvedRequest
Adjourment
904/6/2021 9:00 am20-12106 / MBKJames J. Cerbone, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $15,657.00
MTN AUTHORIZING TRUSTEE TO TO PAY PIKE COUNTY TAX LATE FILED CLM #17-1
Matter ResolvedRequest
Adjourment
924/6/2021 9:00 am20-12511 / MBKSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)WithdrawnTotal Paid In: $9,540.00
Debtor obj<>NEWREZ/SHELLPOINT (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
934/6/2021 9:00 am20-12916 / MBKANDREW J KELLY, ESQOrder Shorten TimeContinued
5/4/2021 9:00 am
Total Paid In: $53,699.00
4/5/21(mk): Updated-Atty ok to terms

**CAN REC CONFIRM AT $48,264 PTD,THEN $2,717 X 67 BEGIN 5/1/21;100%: Plus any non exempt proceeds, if any, needed to complete plan at 100% from either or both of the 2 lawsuits listed on Schedule B; plan extended to total 81 months under Cares Act**


3/31/21(MK): got cert and more info.still some things missing- email back to atty about status- needs to remain 100%- BUT - need clarification if this plan would now qualify for Cares Extension that was just signed as it was originally confirmed before 3/27/21 .If yes can work it up at 100% w/ extension and everybody is happy

3/29/21(mk): reviewed POI uploaded today. Need more info re:debtor's income. email to atty. need a Cert for her - what she does, who she works for , rate/amount of compensation and how often she is piad p/m. Proofs need to be attached. pay stubs or if she does not receive them then full bank statements for Jan. Feb & march showing the deposits that are for her payroll.

TR obj to extension & need updated poi<>OST - MTN TO MODIFY PLAN FOR PYMTS OF $2,717.46 X 62 BEG 3/1/21 (mk - does not qualify for covid extension. Orig confirmed 7/20200

3/18/21(mk)Doc #30 filed a proposed MP/no conf hearing date schedule by Court.

1. proposed MP, doc #30, proposes PTD (12mos) then $2,717.46 x 62 mos begin 5/1/21.Part 5 is not completed but Part 9 of plan says reduce dividend from 100 to 10% and extend plan 14 mos
says debtor was laid off and has new job but makes less income. still an indep. consultant
-Amended I & J were filed .Shows dispos income $3,141,p/m
ALSO- Need updated proof of income to support amended I. Debtor now works as consultant for PwC -says makes way less. NEED PROOF OF INCOME FROM START OF (Debtor's)NEW JOB IN DECEMBER- MID MARCH 2021. AND UPDATED POI FOR SPOUSE FOR JAN.- MARCH 15,2021.


Plan has run 13 mos and has 47 left w/ no extension.
Atty email has proposed a balloon in mo 62- source?


Matter ResolvedRequest
Adjourment
944/6/2021 9:00 am20-13099 / MBKWilliam H. Oliver, Jr., Esq.Motion SellGrantedTotal Paid In: $2,776.00
17 SAVANNAH DRIVE
Matter ResolvedRequest
Adjourment
954/6/2021 9:00 am20-13641 / MBKAndrew Thomas Archer Creditor Certification of DefaultContinued
4/28/2021 9:00 am
Total Paid In: $5,004.00
Debtor obj<> SELENE FINANCE (Olson)
Matter ResolvedRequest
Adjourment
964/6/2021 9:00 am20-13990 / MBKJustin M. Gillman, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
4/20/2021 9:00 am
Total Paid In: $19,945.00
MTN TO DISPUTE PAYOFF OF MTG/DEUTSCHE
Matter ResolvedRequest
Adjourment
974/6/2021 9:00 am20-15587 / MBKSTACEY L MULLEN, ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $10,205.00
Debtor obj, made pymt & request recap<>MTGLQ (Parker McCay)
Matter ResolvedRequest
Adjourment
984/6/2021 9:00 am20-15783 / MBKROBERT C NISENSON ESQMotion Dismiss CaseGrantedTotal Paid In: $8,400.00
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
994/6/2021 9:00 am20-16421 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/20/2021 9:00 am
Total Paid In: $16,356.00
Debtor obj, filing mp<>SV/DAIMLER
Matter ResolvedRequest
Adjourment
1004/6/2021 9:00 am20-17536 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $5,781.00
AMT: CREDITOR WITHDREW NTC (DOC #57)<<>>

DEBTOR MTN TO REDUCE POST-PET FEES, EXPENSE FILED 12/11/20 TO $0
Matter ResolvedRequest
Adjourment
1014/6/2021 9:00 am20-17999 / MBKSTEVEN J. SICOMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/4/2021 9:00 am
Total Paid In: $6,525.00
SV/CAPITAL ONE AUTO
Matter ResolvedRequest
Adjourment
1024/6/2021 9:00 am20-18523 / MBKEdward Hanratty, Esq.Objection to Claim of ExemptionsContinued
4/20/2021 9:00 am
Total Paid In: $27,900.00
TRUSTEE OBJ , FAILED TO SPECIFY DOLLAR AMOUNT FOR NJ V. KATZ, FAILED TO INCLUDE BALANCE OF CKG ACCTS AND COMPUTERS/PRINTERS
Matter ResolvedRequest
Adjourment
1034/6/2021 9:00 am20-18908 / MBKMonika Mazurczyk Motion SellOrder to be SubmittedTotal Paid In: $6,246.00
Nationstar limited obj (Gross Polowy); debtor response<>3 BECKYS LANDING
Matter ResolvedRequest
Adjourment
1044/6/2021 9:00 am20-19062 / MBKCANDYCE I SMITH-SKLAR, ESQMotion File Claim After Claims Bar DateGrantedTotal Paid In: $4,921.00
MTN TO ALLOW LATE CLM MTAG CUSTODIAN#15-1 TO BE PD IN PLAN
Matter ResolvedRequest
Adjourment
1054/6/2021 9:00 am20-19609 / MBKSTACEY L MULLEN, ESQCreditor Certification of DefaultContinued
4/20/2021 9:00 am
Total Paid In: $12,114.00
Debtor obj, making pymts> SN SERVICING (Friedman Vartolo)
TR ARREARS
Matter ResolvedRequest
Adjourment
1064/6/2021 9:00 am20-20138 / MBKJames J. Romero, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $9,240.00
Debtor obj<>SANTANDER (MORTON)
Matter ResolvedRequest
Adjourment
1074/6/2021 9:00 am20-21714 / MBKROBERT C NISENSON ESQMotion Relief from Stay (Fee)Continued
4/20/2021 9:00 am
Total Paid In: $2,062.00
Debtor obj, under contract for short sale<>CITIMORTGAGE (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
04/6/2021 9:00 am20-21899 / MBKFRANKLIN S MONTEROMotion CompensationMootTotal Paid In: $7,425.00
4/5/21 AMT: PACER DOCKET NOTED FEE APP #35 REQUIRES 30 DAY NOTICE - PLEASE CORRECT AND REFILE<<<>>>

Trustee Obj
Matter ResolvedRequest
Adjourment
1084/6/2021 9:00 am20-22548 / MBKLEE M PERLMAN, ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $2,615.00
MTN TO DISALLOW CLM OF FIRST FEDERAL CREDIT CONTROL #1-1
Matter ResolvedRequest
Adjourment
1144/6/2021 9:00 am20-23561 / MBKDavid L. Stevens AP Hearing Rescheduled (Document)Continued
4/20/2021 9:00 am

AP 21-1029 Blazovic vs. Keystone
KEYSTONE SERVICING MTN TO DISMISS
Matter ResolvedRequest
Adjourment
1104/6/2021 9:00 am21-10849 / MBKDavid M. Meth, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
CONF set for 5/18
MOTION TO VACATE DISMISSAL

case dismissed on OTSC filing fees
Matter ResolvedRequest
Adjourment
1114/6/2021 9:00 am21-11654 / MBKANDRE L KYDALA ESQOrder Shorten TimeGranted
OST - MTN TO REINSTATE CASE
Matter ResolvedRequest
Adjourment
1124/6/2021 9:00 am21-11818 / MBKWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO ALLOW DEBTOR TO PROVIDE WRITTEN ANS TO 341 INTERRIGATORES
Matter ResolvedRequest
Adjourment
1134/6/2021 10:00 am15-22778 / MBKPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanContinued
4/28/2021 10:00 am
Debtor has made 21 of 70 required payments   Arrears: $57,322.00  Total Paid In: $102,280.00
***ADJ TO 4/28/21 AT 1 PM FOR THE JUDGE***

3/19 workup for the 4/6 case EDC

(1) Need all updated proof of income. The proofs from September and November and insufficient to prove feasibility. This includes a detailed December-February profit and loss which would include receipts expenses and corresponding checking account details
(2) Need tax returns for 2019 and 2020
(3) Need updated I & J

$90262 PTD; $500 X 18; 100%




****CASE HISTORY:
-case was dismissed in September due to $19,878 arrears
-there were previous motions to dismiss in 2017 and 2018
-Filed motion to reconsider in November in 64th month of the plan, issues with tax
payments
also-this motion was denied
-Filied another motion to reconsider and Judge granted with order that must pay over 6
months
-Counsel then ignored the order and filed another motion to remove the 6 months
language and filed this MP to extend to 84 months.
-Pandemic is not the reason for payment problems because has had problems
Matter ResolvedRequest
Adjourment
04/6/2021 10:00 am15-32755 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledMootDebtor has made 60 of 65 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1144/6/2021 10:00 am16-21981 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 19698.18 of 59 required payments   Arrears: $0  

AS OF 4/2/2021 (at):

RECOMMEND: $19,328.18 PAID TO DATE, CASE IS COMPLETED
Property located at 519B Cheshire Court is being surrendered in full satisfaction.
Funds on hand will be disbursed to remaining creditors.

MP proposes: $0 beginning 3/1/2021,
Arrears: $740
(part 1a: closing case out
part 4a: removing mortgage to be paid
part 4e: adding mortgage and property to be surrendered)
Matter ResolvedRequest
Adjourment
1154/6/2021 10:00 am16-26048 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 21 of 57 required payments   Arrears: $301.00  Total Paid In: $34,036.00
As of 3/26/21 (DS): Ok to confirm at $31,045 paid, $1,646 x 5 begin 4/1/21 100% to gucs

MP Prop $1,344 x 8; 100% - Adds post-petition arrears to the Plan.
Matter ResolvedRequest
Adjourment
1164/6/2021 10:00 am16-33412 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanContinued
5/4/2021 10:00 am
Debtor has made 40 of 53 required payments   Arrears: $0  
Total Paid In: $25,059.00
updated 4/1/2021 (JMA)

as of 3/25/2021 (JMA)

1) MEB Loan Trust (Lebron) - objection to confirmation of modified plan, need to resolve
-this loan matures 11/1/2022
-seeks to be paid the full amount of loan $26,479.13 plus declining interest at contract rate over the remaining months of the Chapter 13 plan.




proposed plan $22,527 paid to date, $1180.73x33 begin 3/2021 base plan
paid in $23,793
extended plan to 84 months, 33 months to go
Matter ResolvedRequest
Adjourment
1174/6/2021 10:00 am17-15636 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledContinued
5/4/2021 10:00 am
Debtor has made 119 of 50 required payments   Arrears: $23.00  Total Paid In: $97,146.00
4/2/21 - consent order with Citimortgage submitted to Chambers - pay pre-petition arrears of $98,347.37 per the filed POC (1-1).

issues as of 3/25/2021 (JMA)

1) Citimortgage (Powers Kirn) objection to confirmation of modified plan -need to resolve
-pre petition arrears are underestimated
-filed claim is for arrears in the amount of $98,347.37
2) The Covid Cert paragraph #6 incorrectly states previous income on Schedule I is $1,464.25. The original Schedule I listed $6,021.60 as income and Trustee verified income in the amount of $5,689.28
3) Amended Schedule I filed 2/24/2021 listed current income for the debtor from job as a teacher, COVID Certification filed 2/24/2021 paragraph 7 states only income is her pension. The amount of the job and pension are the same
4) Amended Schedule I filed 2/24/21 states her spouse is unemployed and out of the country, COVID Certification filed 2/24/2021 states her husband has returned to this country, lives with the debtor and as a result her expenses are higher
5) Need to provide Trustee with updated proof of income and 2019/2020 tax return

proposed plan $1850x5, $2086x41, $790x38 base plan
paid in $95,566
arrears $3,382
extending plan to 84 months, leaves 36 months remaining
Matter ResolvedRequest
Adjourment
1184/6/2021 10:00 am17-33486 / MBKTHOMAS G. EGNERConfirmation Hearing on Modified PlanConfirmedDebtor has made 14 of 42 required payments   Arrears: $912.00  Total Paid In: $6,233.00
3/22 workup for the 4/6 calendar EDC

trustee obj:

1. The debtor has failed to provide amended Schedules I & J. (done)
2. The debtor has failed to provide Proof of Income. (Done)
3. It appears that the debtor is seeking an extension of plan duration under the CARES Act.
However, said Act does not provide an automatic right to extend plan duration past 60 months.
The debtor must establish that he/she is experiencing a "material financial hardship" as a result
of the COVID-19 pandemic. The debtor has not provided sufficient evidence as to why an
extension of plan duration is justified. Based upon the foregoing, Confirmation should be denied
unless the debtor files a COVID-19 Certification in Support of Chapter 13 Plan Modification that
provides sufficient evidence to establish that the debtor has suffered a material financial hardship
as a result of COVID(OK)



6233.10 ; $456 X 45 BEG 4/21; BASE--LM by 2/24/21

Matter ResolvedRequest
Adjourment
1194/6/2021 10:00 am17-35220 / MBKTHOMAS G. EGNERConfirmation Hearing on Modified PlanConfirmedDebtor has made 47 of 41 required payments   Arrears: $168.00  Total Paid In: $14,604.00
ISSUES AS OF 3/24/2021 (DM): Updated 4/5/21

***Received payment on 4/5/21. TRUSTEE CAN RECOMMEND CONFIRMATION AT $14,460.21 PTD, THEN $312 x 44 STARTING 5/1/21, 100% PLAN, SUPPLEMENTAL FEE APP FOR $1,400 TO BE SUBMITTED WITHIN 10 DAYS, REMAINING TERMS OF CONFIRMATION APPLY***

1) Care Act Cert filed as Doc #55 (OKAY).


Confirm Case: $861 Ptd, $446 x 55 start 6/1/18, 100%
Prop. MP: $14,148.21 Ptd, $312 x 45 start 3/1/21, 100%
PTD = $14,460.21
Last Claim (7-1) dated 2/20/18
Matter ResolvedRequest
Adjourment
1204/6/2021 10:00 am18-12854 / MBKJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 33 of 39 required payments   Arrears: $376.00  Total Paid In: $12,362.00
3/19 workup for the 4/6 calendar EDC

**Can CONF at: $11,986 paid then $376 x 23 beg 4/1/21- 0%-trustee will only pay on post petition claims that are filed or with an order


-for some reason counsel checked "do not pay post petition claims" box

DM NOTE - PLAN WILL SLIGHTLY INCREASE TO PAY THE POST PETITION MTG CLAIM ADDED TO PLAN WHICH IS WHY PLAN HAS CHANGED FROM BASE TO 0% - ADJ TO 4/6/21.

issues as of 2/25/2020 (JMA)

1) Need to provide updated proof of income (PROVIDED), 2019 tax return (PROVIDED) and amended schedules I&J to support modified plan TO DATE AMENDED SCHEDULES HAVE NOT BEEN FILED WITH COURT
2) Modified plan fails to treat Hyundai Lease Titling Trust for the 2015 Kia Optima - need to resolve (ATTY CONFIRMS THAT SILENCE IN THE PLAN MEANS LEASE IS STILL REJECTED).
3) Case was confirmed as a base plan and should remain a base plan (AR, OKAY IF MP IS ADDING POST-PETITION MTG CLAIM THAT EATS UP THE BASE)

proposed plan $393x28 0% plan
paid in $11,336
25 months to go
Matter ResolvedRequest
Adjourment
1214/6/2021 10:00 am18-14094 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanContinued
4/28/2021 10:00 am
Debtor has made 39 of 38 required payments   Arrears: $0  
Total Paid In: $23,634.00
ISSUES AS OF 3/24/2021 (DM):

1) Trustee OBJ:
- The MP does not pay the required $31,679 threshold dividend to general unsecured creditors as determined by the originally confirmed plan.
- Prior to the confirmation of the plan on 9/25/18, the debtors provided the Trustee with documentation valuing the Chariot Eagle Mobile Home at $30,000. Upon information and belief, to date, the Trustee has not received any documentation rebutting the $30,000 value provided for the Chariot Eagle Mobile Home at the time of confirmation.


Confirm Case: $606 x 60 start 4/1/18, $31,679 Min Div
Prop. MP: Ptd, $0 x 0 start 2/1/21, $16,214.13 Min Div
PTD = $21,210
Last Claim (13-1) dated 5/11/18
Matter ResolvedRequest
Adjourment
1224/6/2021 10:00 am18-24178 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 43 of 34 required payments   Arrears: $330.00  Total Paid In: $7,107.00
AS OF 3/26/21 (SF)


RECOMMEND $7,107 PTD, $165 X 52 (BEGIN 4/1/21) BASE PLAN (84 MONTH PLAN)

MP proposes $7107 PTD, $165 X 54 Base and proposes to extend plan to 84 months

Arrears: $666

RESOLVED ISSUES:

1. I and J amended. Need current proof of income (RECEIVED)

2. Trustee objection
- Need Cert in support of Covid-19 MP (RECEIVED)
Matter ResolvedRequest
Adjourment
1234/6/2021 10:00 am18-25082 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 18 of 34 required payments   Arrears: $248.00  Total Paid In: $10,632.00
AS of 3/23/21(mk)

**REC CONFIRM AT $9,721 PTD, THEN $569 X 49 BEGIN 4/1/21;BASE W/ MIN GUCS $5,500 DUE TO NE EQUITY PLUS ANY NE PROCEEDS FROM PI LAWSUIT**




MP proposes PTD Then $569 x 49 Base w/min $5,500
Plan was extended to 81 mos under prior MP. Plan has run 32 mos and 49 remain.
Matter ResolvedRequest
Adjourment
1244/6/2021 10:00 am18-30178 / MBKHERBERT B RAYMOND ESQConfirmation Hearing on Modified PlanContinued
5/12/2021 10:00 am
Debtor has made 25 of 31 required payments   Arrears: $2,296.00  Total Paid In: $14,544.00
3/23 workup for the 4/6 calendar EDC


-Covid Cert filed and amended I & J

*Trustee objection:

-Debtor has forbearance and is calling for payments of $21,788.74 arrears beg in June per MP but there is no order or claim for the $21,788.74. Need an order

-I'm getting higher income. Looks like $1280 every 2 weeks and around $1000 commish every 2 weeks.

-Need 2020 tax info

-Plan leaves out administrative fees. Need to use trustee order of distribution


$13,966 PTD; $390 X 55 BEG 4/21; BASE (84 months)


Matter ResolvedRequest
Adjourment
1254/6/2021 10:00 am18-30888 / MBKTHOMAS J ORR ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 37 of 31 required payments   Arrears: $870.00  Total Paid In: $31,926.00
AS OF 4/2/2021 (at):

RECOMMEND: $12,006 PAID TO DATE, $870 x 31 BEGINNING 4/1/2021, 100% TO GUC'S
Need a fee application within 7 days of the entry of the order confirming the modified plan.

1. Need a fee application for the estimated $1,500 in fees in the modified plan.

MP proposes: $870 x 31 beginning 4/1/2021, 100% to guc's
Arrears: $12,006
(Debtor received a loan modification. Mod plan removes arrears to Specialized Loan Servicing/Wilmington Savings)
Matter ResolvedRequest
Adjourment
1264/6/2021 10:00 am18-32366 / MBKRYAN L GENTILEConfirmation Hearing on Modified PlanContinued
4/20/2021 10:00 am
Debtor has made 133 of 30 required payments   Arrears: $0  
Total Paid In: $13,333.00
4/1/21 - sent email to atty regarding $845 jump in expenses in less than a month (dm) - ATTY ASSERTS EXPENSES WERE REDUCED TO MAKE PLAN WORK, THEN HE FOUND OUT THAT DEBTOR RECEIVES EXTRA $300 STIMULUS, SO HE RETURNED EXPENSES BACK

ISSUES AS OF 3/24/2021 (DM):

1) Trustee OBJ:
- Need proof of unemployment income.


Confirm Case: $1,576 Ptd, $600 x 28 start 8/1/19, Base
Prop. MP: $13,576 Ptd, $57 x 8 start 4/1/21, Base
PTD = $13,173
Last Claim (17-2) dated 12/21/19
Matter ResolvedRequest
Adjourment
1274/6/2021 10:00 am18-34647 / MBKSTEVEN N. TAIEB, ESQ.Confirmation Hearing on Modified PlanContinued
4/28/2021 10:00 am
Debtor has made 29 of 29 required payments   Arrears: $1,331.00  Total Paid In: $38,460.00
As of 4/1/21 Debtor attorney requested adjournment working on resolving obj

3/30/21 - consent order with Westampton Twp emailed to Chambers

As of 3/26/21 (DS): 1. Bank of America (FRENKEL LAMBERT WEISS WEISMAN & GORDON) obj to pre-pet and post-pet arrears not in plan, but mod plan does propose to pay pre and post. Obj needs to be resolved.

2. No post-petition claims or consent orders have been filed Bank of America and Westampton Tax Dept. Cannot pay with none.

3. Plan needs to be 100%, due to non-exempt equity on real property $47,867.

MP Prop $36,000 PTD; $1,230 x 58 begin 3/1/21; Base - Mod plan adds post-pet arrears to mtg and property taxes and extends plan pursuant to Cares Act.
Matter ResolvedRequest
Adjourment
1284/6/2021 10:00 am19-12182 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 33 of 27 required payments   Arrears: $40.00  Total Paid In: $40,343.00
3/24 workup for the 4/6 calendar EDC


Can Confirm at: $37,967 paid then $1208 x 59 beg 4/1/21- 100% with $60,182 min equity

-Covid cert filed-lost sons contribution




Matter ResolvedRequest
Adjourment
1294/6/2021 10:00 am19-13104 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 48 of 27 required payments   Arrears: $0  
Total Paid In: $11,932.00
As of 3/23/21 (DS): Ok to confirm at $11,432 paid, $250 x 11 begin 4/1/21 Base

MP Prop $250 x 12 begin 3/1/21; Base - Modified to be 36 month plan and plan to be pro rata, instead of 0%.
Matter ResolvedRequest
Adjourment
1304/6/2021 10:00 am19-15614 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 25 of 26 required payments   Arrears: $400.00  Total Paid In: $10,000.00
ISSUES AS OF 3/25/2021 (DM): Updated 4/1/21

***Received Consent Order with Wells Fargo to extend the Loan Mod date. TRUSTEE WILL RECOMMEND CONFIRMATION AT $9,600 PTD, THEN $400 x 12 STARTING 4/1/21, BASE PLAN, LOAN MOD WITH WELLS FARGO BY 11/30/21, TRUSTEE SHALL MAKE PAYMENTS ON WELLS FARGO ARREARS POC (10-1) PENDING THE LOAN MOD (low base plan), REMAINING TERMS OF CONFIRMATION APPLY***

1) Trustee OBJ:
- Proposed loan modification has been proven infeasible. The original plan called for a Loan Mod by 11/30/19 which the debtor was not able to complete. Despite that inability to complete a Loan Mod, the debtor wants this court to grant an additional 9 months to allow for a Loan Mod.


Confirm Case: $7,600 Ptd, $400 x 17 start 11/1/20, Base
Prop. MP: $400 x 36 start 4/1/19, Base, Loan Mod by 11/30/21
PTD = $9,600
Last Claim (11-1) dated 6/18/19
Matter ResolvedRequest
Adjourment
1314/6/2021 10:00 am19-22590 / MBKDAVID G BESLOW, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 21 of 23 required payments   Arrears: $64.00  Total Paid In: $30,259.00
3/24 workup for the 4/6 calendar EDC

To Confirm it needs ****$27,495 paid then $1414 x 39 beg 04/01/2021 - 100%

plan surrenders vehicles
Matter ResolvedRequest
Adjourment
04/6/2021 10:00 am19-22700 / MBKDouglas T. Tabachnik Confirmation Hearing on Modified PlanMootDebtor has made 46 of 23 required payments   Arrears: $0  
Total Paid In: $45,563.00
Moot another mp filed doc #71
Matter ResolvedRequest
Adjourment
1324/6/2021 10:00 am19-22700 / MBKDouglas T. Tabachnik Confirmation Hearing on Modified PlanConfirmedDebtor has made 46 of 23 required payments   Arrears: $0  
Total Paid In: $45,563.00
ISSUES AS OF 3/25/2021 (DM): Updated 4/5/21

***Trustee has reviewed Response Certification Doc #78. TRUSTEE WILL RECOMMEND CONFIRMATION AT $44,563.33 PTD, THEN $1,000 x 38 REMAINING MONTHS STARTING 5/1/21, 100% PLAN WITH $265,512 THRESHOLD PRESERVED, SALE OF SILVERLEAF WAY PROPERTY BY 6/30/21, NON-EXEMPT PROCEEDS FROM SALE SHALL BE TURNED OVER TO THE TRUSTEE TO PAY PLAN OFF AT 100%; ADD TO THE CONFIRMING ORDER: M&T BANK POC (18-1) SHALL BE TREATED OUTSIDE THE PLAN AT SALE; TRUSTEE IS AUTHORIZED TO PAY TD BANK ARREARS POC (21-1) PENDING THE SALE; HYUNDAI LEASE POCs (11-1) AND (13-1) ARE REJECTED; HYUNDAI LEASE POC (12-1) IS ASSUMED; STUDENT LOAN POCs (3-1), (25-1), (26-1), (27-1), (28-1), AND (29-1) SHALL ALL BE TREATED OUTSIDE THE PLAN AND THE TREATMENT IN PART 5B OF THE PLAN IS AMENDED TO REFLECT THAT STUDENT LOANS SHALL BE PAID OUTSIDE THE PLAN***

 1/21/21 MBK Opinion entered denying previous CARES Act Modified Plan (Doc #52) that provided for payments of $0 for 24 months.

1) Trustee OBJ:
- Need amended Sch I&J.

- MP provides $346,599.29 treatment for M&T Bank inside the plan, however the creditor obtained stay relief 9/1/20. The Trustee needs to verify that M&T Bank POC (18-1) will treated outside the plan at the sale of real estate (PER RESPONSE CERTIFICATION, TREAT M&T BANK OUTSIDE THE PLAN AT SALE).

- MP provides $220,171.18 treatment to TD Bank inside the plan. The Trustee need to verify that he is authorized to pay TD Bank arrears POC (21-1) in the amount $67,862.71 pending the sale of real estate.

- MP changes treatment of student loans and now provides for payment inside the plan. The Trustee needs to verify if student loan POC (27-1) should also be paid inside the plan (PER RESPONSE CERTIFICATION, TREAT ALL STUDENT LOANS OUTSIDE THE PLAN AND PAID AT SALE).

- MP provides assumption of auto leases with Hyundai Motor. The Trustee needs to verify that 2017 Hyundai Elantra lease should be rejected due to stay relief entered on 12/3/20 and the 2017 Hyun
Matter ResolvedRequest
Adjourment
1334/6/2021 10:00 am19-24817 / MBKBRUCE H. LEVITTConfirmation Hearing on Modified PlanContinued
5/4/2021 10:00 am
Debtor has made 27 of 22 required payments   Arrears: $0  
Total Paid In: $21,426.00

AS OF 3/19/21

1. Need amended I and J and Current proof of income for the period 60 days prior to filing modified plan.->to DM to file obj.

2. The modified plan proposes $3610 in attorneys fees. Is this correct? The previous plan proposed $2610 which has been paid.


MP proposes $950 x 6, $1000 x 13, $787 x 65 Base and proposes to extend to 84 months

Arrears: $2454

Matter ResolvedRequest
Adjourment
1344/6/2021 10:00 am19-27049 / MBKROBERT BRAVERMANConfirmation Hearing on Modified PlanDismissedDebtor has made 8 of 20 required payments   Arrears: $0  
Total Paid In: $24,622.00
NA - DISMISSED
AS OF 3/25/2021 (at):

RECOMMEND: $18,000 PAID TO DATE, $3,650 x 42 BEGINNING 4/1/2021, BASE

1. Need updated proof of income for debtor and non filing spouse. (RECEIVED)

2. Need Covid certification. (RECEIVED)

3. Need Amended I and J. (RECEIVED)

MP proposes: $18,000 paid to date, $3,310 x 44 beginning 2/1/2021, base
Arrears: $8,689
(Added Shellpoint post petition mortgage arrears to
part 4(b) - Debtor was affected by COVID. Modifying to add post petition mortgage arrears to plan.)

Matter ResolvedRequest
Adjourment
1354/6/2021 10:00 am20-11907 / MBKMarc C. Capone, Esq.Confirmation Hearing on Modified PlanContinued
5/18/2021 10:00 am
Debtor has made 12 of 15 required payments   Arrears: $2,700.00  Total Paid In: $16,200.00
ISSUES AS OF 3/25/2021 (DM):

1) New Rez/Shellpoint (HILL) OBJs - debtor was denied a Loan Mod, Loss Mit has been terminated, and MP is not adequately funded to fully cure the pre-petition arrears claim (UNRESOLVED).

2) Trustee OBJ:
- Debtor must serve Sterling Jewelers on cram in the MP (UNRESOLVED).


Confirm Case: $6,750 Ptd, $1,350 x 54 start 9/1/20, $2,800 Min Div
Prop. MP: $12,150 Ptd, $1,350 x 49 start 2/1/21, 0%
PTD = $13,500
Last Claim (9-4) dated 1/6/21
Matter ResolvedRequest
Adjourment
1364/6/2021 10:00 am20-12106 / MBKJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanContinued
5/4/2021 10:00 am
Debtor has made 18 of 15 required payments   Arrears: $0  
Total Paid In: $15,657.00
AS OF 3/25/2021 (at):

RECOMMEND: $13,499 PAID TO DATE, $1,454 x 23 BEGINNING 4/1/2021, 100% TO GUC'S
Student loans will be paid outside of the plan.
Per plan claim of the NJ Division of Taxation will be stricken.
Late Claim #17 filed by Pike County Tax Bureau will be paid through the plan.

1. Need updated proof of income to justify lowering payment from $1,079 to $732. (December and January pay stubs for debtor and co-debtor)

2. Need Amended I and J.

MP proposes: $732 x 49 beginning 3/1/2021, 100% to guc's
Arrears: $176
(Removing per plan claim of NJ Div of Taxation. Pay Pike County claim.)
Matter ResolvedRequest
Adjourment
1374/6/2021 10:00 am20-15397 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 13 required payments   Arrears: $0  
Total Paid In: $1,600.00
AS Of 3/19/21(mk):


**CAN REC CONFIRM $1,100 PTD, THEN $200 X 6, BEGIN 4/1/21;THEN $1,406 X 43 BEGIN 10/1/21; 100% W/MIN TO GUCS $67,905 DUE TO NE EQUITY IN RE;STD LOANS OUTSIDE;AMENDED I & J AND UPDATED POI BY 9/1/21;DISTRIBUTION IS PER PLAN
REMAINING TERMS OF PREVIOUS CONFIRMED PLAN APPLY**



MP proposes: PTD. 200 x 6,1011 x 43 100%.Plan has run 11 mos &49 remain.
debtor still in Nursing school. expects to graduate in May and get job to fund
second tier.
Arrears $1136
Matter ResolvedRequest
Adjourment
1384/6/2021 10:00 am20-18523 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 10 required payments   Arrears: $3,980.00  Total Paid In: $27,900.00
ISSUES AS OF 4/5/2021 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $27,900 PTD, THEN $3,980 x 51 STARTING 5/1/21, BASE PLAN, PLUS NON-EXEMPT PROCEEDS FROM ALL CLAIMS LISTED IN SCHEDULE A/B, QUESTION #53, CONSENT ORDER WITH JP MORGAN CHASE TO BE SUBMITTED WITHIN 10 DAYS; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY NJ DEPT. OF LABOR PRIORITY POC (5-2) AND STATE OF NJ PRIORITY POC (8-2)***

 3/18/21 - reviewed proposed order resolving Chase Obj - $45k secured, $5k unsecured, but Order never submitted to Chambers (dm)

1) State of NJ Dept of Labor filed $3,852.14 amended priority claim not treated in the plan (OKAY TO ADD??)

2) NJ Division of Taxation filed $12,748.17 priority claim not treated in MP that includes estimated taxes for 2016 - WERE THEY FILED (OKAY - AMENDED TO $9,381.03).

*3) JP Morgan Chase (Shawn Edwards, Esq) OBJs $50,000 secured business credit claim - UCC Financing - contested Motion to Modify the claim of JP Morgan Chase was marked On the Papers on 12/1/20 (MBK ENTERED ORDER DENYING MOTION ON 12/9/20 - REVIEWED CO ON 3/18/21 BUT IT WAS NEVER SUBMITTED TO CHAMBERS).

4) Trustee OBJ:
---Must add to conf. order non-exempt proceeds from all lawsuits.
--- Improper Exemption - Sch C over exempts d(5).
--- Non-exempt equity in bank account $31,816 and computer/printer $3,500 - need to review total priority claims after estimated taxes are resolved ... THERE IS NO NON-EXEMPT EQUITY AFTER DEDUCTING ALL SECURED AND PRIORITY CLAIMS IN THE LIQUIDATION ANALYSIS.

----------------------
RESOLVED ISSUES
----------------------

- Need homeowner's insurance renewal by 9/28/20 (RECEIVED).
- Must file Pre-Confirmation Certificate (FILED).
- Plan propose to pay mortgage claim in full, not feasible (RESOLVED BY CO TO PAY ARREARS).

 1/19/21: taxes have been filed, AR wants a Consent Order with NJ by 2/10/21 - Per AR, ADJ to 2/10/21 Peremptory (POC AMENDED).

5) IRS filed an estimated priority claim - amended POC filed for $46,087.05 priority and $75,286
Matter ResolvedRequest
Adjourment
1394/6/2021 10:00 am20-18852 / MBKFRANK J FISCHER, ESQConfirmation Hearing on Modified PlanDismissedDebtor has made 7 of 10 required payments   Arrears: $0  

DISMISSED BY MBK
NFA NFA

3/26 workup for the 4/6 calendar EDC
-nothing done by debtors in the last 4 months and the last 2 times it was adjourned.

NOTHING DONE>NEED RESOLUTION OF OBJECTION/AP PROCEEDING TO WORK UP FOR CONFIRMATION.

** Supplemental Objection filed by Pine Brook Care Center (McManimon, Scotland & Baumann) and Adversary- the Plan violates 11 U.S.C. ? 1307(c) because the Chapter 13 Petition and Plan were filed in bad faith; and the Plan does not propose to pay any meaningful payment to Pine Brook, in violation of the good faith requirement for confirmation under 11 U.S.C. ? 1325. They filed an unsecured claim #7 in the amount of $140,000.
---Supplemental Pine Brook also shows house valuation of $178,705 per Redfin. The debtor listed it at $115,000
**Trustee's objection:
---Supplemental objection shows Zillow value of $222,000--would be equity of $42,070
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - for Amazon. (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $15,619 in non exempt equity in the bank account. (once levy is released). The minimum dividend proposed by the plan protects this threshold.
- Need to file Pre-Confirmation Certification. (NOT FILED)

-----------------------------------
The Schedules fail to account for the debtor(s) tax refund in the amount of $1,383.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
1. Objection filed by Bank of America (Phelan) - failure to cure arrears of $973.14 (OK in MP and Per POC).


Plan proposes: $327 x 60, not less than $19,000 to guc's
Payments: 3/4, arrears $327
Matter ResolvedRequest
Adjourment
1404/6/2021 10:00 am20-19549 / MBKGEORGETTE MILLEROrder Vacate Dismissal of CaseConfirmedDebtor has made 7 of 9 required payments   Arrears: $0  
Total Paid In: $7,007.00
AS OF 4/20/2021 (at):

RECOMMEND: $5,005 PAID TO DATE, $1,001 x 53 BEGINNING 4/1/2021, 100% TO GUC'S
Preserve non exempt equity of $7,037.00 in real and personal property.
Ocwen Loan Servicing claim will be stricken or the attorney has to file a late claim and motion within 30 days. (PER DEBTOR'S ATTORNEY - STRIKE OCWEN FROM THE PLAN)
(Bar date has passed - 1/19/2021)


1. Objection filed by Specialized Loan Servicing (Stewart Legal) - failure to cure full arrears of $41,941.63. (RESOLVLED - PAY ARREARS)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Car insurance for 2010 Toyota Venza, none provided. (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - - Proof of income verifies higher, there is disposable income $2,450.79.
The Schedules fail to account for the debtor(s) tax refund in the amount of $8,158 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on rental property $2,380.00, bank account $4,657 and pending docs with value on ESOP with JPMorgan Chase.
- Need value statement on ESOP with JPMorgan prior to filing date.(NOT RECEIVED)
- Must resolve creditor objection. (RESOLVED)
- Must file Pre-confirmation certificate. (FILED)
-Attorney must supply certification regarding proof of social security identification (RECEIVED)

Plan proposes: $715 x 60 beginning 9/1/2020, base
Payments: 8/8
Matter ResolvedRequest
Adjourment
1414/6/2021 10:00 am20-19708 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
4/28/2021 10:00 am
Debtor has made 2 of 9 required payments   Arrears: $695.00  Total Paid In: $1,400.00
Motion to Expunge/Modify Creditor Claim (Per obj #1)on for 4/28/21.

AS OF 3/29/21(mk):

SAME AS BELOW- NEED UPDATE ON STATUS OF #1

As of 1/21/21(mk); IS CREDITOR OBJ(#1) RESOLVED?
- amended I filed & Nov stubs provided. Waiting for updates on rest of issues below,


12/21/20(mk):adj request uploaded 12/29/20. resolving issues with creditor & will supply paystubs & bank statements. Atty agrees to the T/h as set forth below.


1. Objection by Joao Dias( D. Shaver, Esq.)
-plan fails to properly classify as priority creditor. (THIS NEEDS CLARIFICATION-- the claim is filed as priority and has a family Ct order attached- BUT it is unclear that this amt was order to be paid by debtor-parag 5 of that Order says PROBATION is to release funds to (creditor)- DEBTOR NEEDS TO MOVE AGAINST THIS CLAIM IF NOT PRIORITY).


2. Trustee Objection:
-debtor has insufficient income to fund the plan.( Debtor was laid off in March 2020 -what is
status now?( New Job- amended I filed & POI only for Nov uploaded)
-need Amendments to Schedules I to update that debtor is back to work.(Filed)
--there is non exempt equity in the 2019 Dodge Challenger in the amount of $27,590 as
Schedule D does not show a loan on this vehicle.( Covering the T/H makes plan NOT FEASIBLE)
-need to provide bank statements for June and July 2020.
-need certification from debtor as to the income from the $107,630.34 ex spose annuity liquidation in 2019. Including statement of amount of liquidation and what debtor did with the funds including proofs on the spending. (PROVIDED>> BUT POSSIBLE PREFERENCE/FRADULENT TRANSFER ISSUES- SEE POST 341 -MISC. DOCS)-w/in 1 year,3months & 23 days of filing bankruptcy case w/ made payments to insiders, regular creditors etc. Total guc filed claims in this case is $29,384.46 (minus std loan outside of 3832.14 leaves 25,552.32. plus priority of creditor J. Dias (see #1)if that stays a priority or if still owed.<
Matter ResolvedRequest
Adjourment
1424/6/2021 10:00 am20-19713 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 9 required payments   Arrears: $0  
Total Paid In: $3,264.00
3/26 workup for the 4/6 calendar EDC

$2044 paid to date then $610 x 53 beg 4/1/21-min of $826 to unsecured
Matter ResolvedRequest
Adjourment
1434/6/2021 10:00 am20-19798 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/18/2021 10:00 am
Debtor has made 7 of 9 required payments   Arrears: $846.00  
4/5/21 (sf) payment of $846 received 4/5/21 via epay and updated income just received, not reviewed. Also amended I and J just filed on 4/5

Credit Acceptance (Morton) obj to cram value of vehicle and plan not proposing adequate protection.

As of 3/24/21 (DS): 1. BELOW ISSIES NOT RESOLVED. CASE WAS ADJOURNED PEREMPTORY.

2. DEBTOR IN ARREARS $846, MADE $846 PAYMENT IN FEB, BUT WAS STILL IN ARREARS $423, BUT NO PAYMENT MADE FOR MARCH, SO ARREARS BACK TO 846.. PAYMENT $846 MADE 4/5/21, 1 DAY BEFORE CONF.

ADJ to 4/6/21 Peremptory

2/2/21 (DS): 1. Debtors are in arrears $846, made 3 out of 5, soon to be 6 payments. Last payment made 11/9/20. - PAYMENT POSTED TODAY

2. BELOW ISSUES STILL REMAIN UNRESOLVED

12/1/20 (DS): 1. BELOW ISSUES STILL REMAIN UNRESOLVED.

Debtor attorney requested adjournment to get appraisals on vehicles

10/14/20 (DS): 1. Debtor no longer in arrears and is current as of 11/24/20.

2. Trustee obj to the following:
- Amendments to Schedules I to add debtor income from new job and remove unemployment & J.
- Excessive expense on Sched J such as: $444 storage and $809 transportation. DISPOSABLE INCOME VERIFIES $740
- Plan does not specify treatment of IRS claim. IRS claim is estimated due to not filing 2015.
- Must resolve the creditors objections.

Credit Acceptance (Morton) obj to cram value of vehicle and plan not proposing adequate protection.

3. Ally (Morton) obj to cram value of vehicle and plan not proposing adequate protection.

Prop Plan $423 x 36 $0
Note: POI from new job provided and income verifies that disposable income verifies $440.
- MOTION TO EXPUNGE NCEP WAS GRANTED.
Matter ResolvedRequest
Adjourment
1444/6/2021 10:00 am20-20547 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/4/2021 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $3,108.00  Total Paid In: $7,222.00
AS OF 3/22/2021 (at):

1. Need February pay stubs as mod plan was filed 3/1/2021.

2. Does debtor no longer work at wawa?

3. Excessive expenses on amended J: $450 for cable/internet/phone, $795/month for food for a household of two, and $399/month for transportation.

4. Need January and February bank statements.

MP proposes: $396 x 55 beginning 3/1/2021, base
Arrears: $1,300
(Debtor has had a decrease in income and has a new added vehicle payment expense)
Matter ResolvedRequest
Adjourment
1454/6/2021 10:00 am20-21046 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $1,052.00  Total Paid In: $7,364.00
ISSUES AS OF 3/25/2021 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $6,312 PTD, THEN $1,052 x 54 STARTING 4/1/21, BASE PLAN, PLUS NON-EXEMPT PROCEEDS FROM PERSONAL INJURY CLAIM***

1) MFR by PennyMac (FEIN) rescheduled for 2/10/21 (CO SUBMITTED - $688 fees & costs added to plan).

2) Carvana not treated in plan for 2017 Ford Fusion (ADD SECURED UNAFFECTED?? - Bridgecrest in Part 4f is the same as Carvana)

3) Trustee OBJ:
- Need homeowner's insurance renewal declaration with liability coverage (RECEIVED).
- The debtor has insufficient income.
- Need to add non-exempt proceeds from PI claim to conf order.
- Case has to be a Base, not 0%, due to MVA suit.
- There is $263 non-exempt equity in bank acct.

-------------
RESOLVED
-------------

- Need proof of SSN (RECEIVED DECLARATION OF SSN).
- Certification regarding separation from husband and multiple addresses. (RECEIVED CERTs - ISSUE REGARDING SEPARATION FROM HUSBAND IS PART OF CAR INSURANCE CERT).


Prop. Plan $1,052 x 60 start 10/1/20, 0% Plan
PTD 6/6 = $6,312
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1464/6/2021 10:00 am20-21413 / MBKROBERT H JOHNSONConfirmation Hearing on Modified PlanContinued
5/18/2021 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $700.00  
issues as of 3/25/2021 (JMA)

1) Nationstar Mortgage LLC d/b/a Mr. Cooper (Stern Lavinthal) objection to confirmation - need to resolve
-approximate arrears $49,084.28
2) BSI Financial Services as servicer for ARCPE I LLC (Hasbani & Light) objection to confirmation - need to resolve
-pre petition arrears $53,595.52
3) Trustee objection to confirmation - need to resolve
-need a current market analysis - for both properties, docs provided are from 2018 (Chestnut) and 2019 (Bay)
-a copy of the homeowners insurance renewal declaration - for Bay Avenue, no insurance provided RESOLVED AT LAST HEARING
-bank statements from checking account with Chase prior to filing date RESOLVED
-a modified plan that removes cram of Borough of Highlands on 4d or removes from 4g RESOLVED WITH MODIFIED PLAN
-a modified plan that adds all cramdowns to Section 4 and Section 7 of the Plan RESOLVED WITH MODIFIED PLAN
-Amendments to Schedules 22c to add Gert Snacks & Spices income
-the debtor is not paying all disposable income into plan - proof of income verifies higher. The plan must remain 100% to unsecured creditors MODIFIED PLAN PROPOSES 100% PLAN
-the current plan does not specify treatment of Law Offices of Lawrence W. Luttrell for $3,351.70 under the plan - claim listed on Schedule F as an unsecured claim TO BE PAID IN FULL THROUGH MODIFIED PLAN
-the plan provides for payment on unsecured claims of less than distributed upon liquidation under Chapter 7 - there is a total of non exempt equity in real estate in the amount of $324,256.01 - plan must remain 100% to general unsecured creditors RESOLVED
-the debtor failed to provide proof of service with respect to plan motions RESOLVED, MODIFIED PLAN DOES NOT HAVE PLAN MOTIONS
-must resolve creditor objections
-must file pre confirmation certification RESOLVED

proposed plan $700x60 100% plan
paid in $3500
last claim 9
Matter ResolvedRequest
Adjourment
1474/6/2021 10:00 am20-21739 / MBKMARCIA Y. PHILLIPSConfirmation Hearing ScheduledContinued
4/20/2021 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $300.00  
ISSUES AS OF 3/25/2021 (DM):

1) Madison Trust (Rebecca Boudwin, Esq) OBJs to MP treatment to bifurcate the claim - $75,587.26 secured tax lien certificate filed (UNRESOLVED).

2) MP proposes a $10,497.98 cram on 2013 Nissan Quest - need to serve the cram on Nissan Motor Acceptance (UNRESOLVED).

3) MP proposes a $2,925 cram on a 2005 Mercury Marquis - the vehicle is inoperative, no POC has been filed, and cram has not been served on Thrift Investment Corp (STRIKE??)

4) Trustee OBJ;
- Need to file Pre-Confirmation Certification (FILED).
- Need proof of pension income? (NO PENSION, JUST SSI & SSA)
- Need updated car insurance.
- There is $399,203 non-exempt equity in real estate.
- Need a MP that runs a minimum of 36 months and pays 100% due to non-exempt equity in real estate.


Prop. Plan $300 x 35, then $166,946.79 x 1, Base Plan
Sale/Refi by 6/1/21
PTD 5/5 = $1,500
Last Claim (15-2)
Matter ResolvedRequest
Adjourment
1484/6/2021 10:00 am20-21742 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 6 of 7 required payments   Arrears: $0  

4/5/21 (sf) - PER ATTY OK TO DISMISS/HOLD FEES

3/26 workup for the 4/6 calendar EDC

same issues as of 2/9/2021-NOTHING DONE-RECOMMEND DISMISSAL

1) Trustee objection to confirmation - need to resolve
-domestic support obligation information NOT RECEIVED TO DATE
-a modified plan that addresses secured claim of One Main Financial NOT FILED TO DATE
-amendments to schedules - add 2008 Mazda 3 (debtor intends to surrender) NOT FILED TO DATE
-the debtors plan consists of unnecessary excessive expense items such as $2,200/month for support - need proof NOT PROVIDED
-need to file Pre Confirmation Certification FILED
2) Thomas & Barbara McConville (Broege, Neumann) objection to confirmation - need to resolve
-questioning income of the spouse
3) Filed Schedule I does indicate spouse is employed in Part 1.1 - no income was disclosed

proposed plan $301x60 minimum $6,776 dividend
paid in $1204
last claim 17
Matter ResolvedRequest
Adjourment
1494/6/2021 10:00 am20-21909 / MBKEric ClaymanConfirmation Hearing on Modified PlanContinued
5/12/2021 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $1,000.00  
issues as of 3/25/2020 (JMA)

1) Trustee objection to confirmation - need to resolve
-need proof of 2 month's income for debtor by 5/1/2021 PROVIDED - DUE TO EXCESS INCOME CANNOT BE A 0% PLAN
-need a modified plan that addresses residential lease. Appears the debtors are rejecting since Schedule I states they are moving LEASE PROVIDED SHOWS LEASE BEGINNING 1/16/2021 ENDING 1/15/2022 - NEED UPDATED INFO ON OR BY 3/1/2022
-need a modified plan that adds all cramdowns to Section and Section 7 of the plan RESOLVED WITH MODIFIED PLAN
-the debtor is not paying all disposable income into the plan - verified income leave monthly disposable income of $2,019.18
-the schedules fail to account for the debtors tax refund in the amount of $10,378 when determining disposable income
-the debtors plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution ADD NOTE TO CONFIRMING ORDER
-need to resolve the estimated claim filed by the IRS and State of NJ - BOTH CLAIMS ARE STILL ESTIMATED
2) Not current with Trustee plan payments, arrears $1,000

proposed plan $1,000x57 begin 11/1/2020 (month of july and August Jvery year only pay $100/month 0%
paid in $4,000
arrears $1,000
last claim 15

RESOLVED ISSUES:
-need to file Pre Confirmation Certification FILED
-need proof of unemployment showing amount and frequency PROVIDED
Matter ResolvedRequest
Adjourment
1504/6/2021 10:00 am20-22107 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 7 required payments   Arrears: $950.00  Total Paid In: $1,900.00
As of 4/6/21 (DS): Ok to confirm at $1,900 paid, $475 x 55 begin 4/1/21, 100% with a minimum $61,313 to gucs, due to non-exempt equity on real property and timeshare
- Sale of Sturgis Rd by 5/31/21, plus non-exempt proceeds from sale by 5/31/21.
- Section 4(d) and 7(c) to be stricken. due to improper service.
- Add to confirming order claim#2-1 of Nissan to be rejected.

1. BELOW ISSUES STILL NOT RESOLVED. ALSO DEBTOR IN ARREARS $950, HAS NOT MADE A PAYMENT FOR MARCH OR APRIL.

Debtor attorney requested adjournment to resolve all objections

3/2/21 (DS): 1. Trustee obj to the following:
- Excessive expenses on Schedule J such as: Childcare expense $1,000 (verifies $1,079) and Life insurance $400 (verifies $296). DISPOSABLE INCOME VERIFIES $1,213.69.
- There is non-exempt equity on Sturgis property $60,008 and Timeshare $3,305.
- Debtor has failed to provide proof of service with respect to Plan Motion, must service creditors to street address, not PO Box. NO CLAIMS FILED AND BAR DATE HAS PASSED.
- Must add to confirming order non-exempt proceeds from sale of Sturgis Rd.
- Must resolve creditor objection.
- WHAT IS THE STATUS OF SALE TO OCCUR 5/31?

2. Secured arrears claim filed by Nissan-Infiniti for 2019 Pathfinder arrears $2,682.72, not listed in plan. Is this to be paid? (LEASE REJECTED)

3. Freedom Mortgage (POWERS KIRN) obj to arrears not paid, plan providing date of sale 5/31/20 on Edison property is outdated and provides no proof that there is a realtor retained. Obj must be resolved. - 3/31/21 - OTBS submitted to Chambers - sale of property by 5/31/21, arrears not to be paid.

Prop Plan $475 x 60 Base and Sale of Sturgis Rd by 5/31/2020??
Note: Proof of rental income, homeowner insurance for Church St, auto insurance and life insurance provided. Also bank statements and Merrill lynch statements provided.
Matter ResolvedRequest
Adjourment
1514/6/2021 10:00 am20-22548 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $535.00  Total Paid In: $2,615.00
AS OF 3/22/21 (SF)

RECOMMEND $2080 PTD, $535 X 56 (BEGIN 4/1/21) 100% PLAN
- Need order to pay $182 adequate protection payments to Santander within 30 days
- Preserve N/E in real estate of $120,855 in conf order



1. Objection filed by Santander (Morton) - to cram of interest for 2017 Ford Escape and failure to propose adequate protection payments. Creditor seeking $20,655.79 to be paid thru plan and $182 adequate protection payments. (MODIFIED PLAN FILED)

2. Trustee objection:
- Verified income leaves monthly disposable income of $2,199.46.
- There is $120,855 in non exempt equity in the residence. The plan must remain 100% as proposed.
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes $1560 PTD, $535 X 57 100%
Payments: 4/4


RESOLVED ISSUES:
1. Objection filed by NJ Housing and Mortgage Finance Agency (Saltzman) - failure to pay arrears of $2569.33 (RESOLVED VIA CONSENT ORDER)
Matter ResolvedRequest
Adjourment
1524/6/2021 10:00 am20-22668 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 6 required payments   Arrears: $929.00  Total Paid In: $2,179.00
3/29/21(Mk): updated-email to atty- OK TO TERMS

>>To cover Mtg arrears & settlement priority amt , Plan **NEEDS TO CONFIRM AT $1250 PTD,THEN $929 X 56 BEGIN 4/1/21;BASE;Trustee is authorized to pay Citi mortgage arrears claim 19-1 in the amount of $11,086.69 through the plan.
Trustee is authorized to pay Hyundai Capital claim 7-1 in the amount of $192.98 through the plan. Student loans Outside plan. Plan extended to total 60 mos.**



plan does not seem feasible.payment will have to increase to over $929 x 55 per month beg. 4/1/21 and plan would have to be lengthened to a total 60 mo plan not 36 as proposed.


1. Hyundai Capital(2019 Elantra Lease- Arrears POC $192.98- OK TO PAY?(YES)

2. Objection by Citi Mortgage/ Cenlar( Stern Lav.(Maria Cozzini esq):
fails to pay arrears. $11,086.69- plan has unaffected- PER ATTY OK TO PAY

3. Objection by Food nations(Arseneault & Fasseett)- Resolved
-plan fails to properly treat creditor(-plan has Cram)
-filed Adv Pro re: non discharge of debt (SETTLED-SEE #23)- J'ment of $43,170.33 deemed non dischargeable -pay $33,800.29 as priority claim thru plan in full satisfaction. creditor gets guc claims for payable pro rata w/ other gucs for any remainder. If plan completed & creditor Pd $33,800.29, J'ment deemed satisfied .DM Note - Judgment of $43,170.33 entered in the Adv Pro under Doc #11.


4.Trustee Objection: Resolved
-plan has excessive expense: Auto insurance $606 (includes 2 adult children ages 22 & 24); 4 car payments $450.22, $192.98, $210.97 & $284.10 .(adjusted expense total)
- Need proof of 3rd mortgage and balance statement prior to filing date.( Provided. (Cenlar has 1st mtg;Vincent Loverde has 2nd & third mtg) has 2nd
-need 2 months bank statements from all accounts prior to filing date.(Provided)
- failed to provide POS on Plan Motion(s).(Filed)

Plan: $250 x 36 Base; std loans outside
payments:5/4
last claim:19-1, bar date:1/22/21
Matter ResolvedRequest
Adjourment
1534/6/2021 10:00 am20-22917 / MBKMark N Glyptis Confirmation Hearing ScheduledContinued
5/18/2021 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $500.00  
AS OF 3/22/21 (SF)

1. Objection filed by US Bank (Licker) - failure to pay arrears

2. The plan proposes to pay claim 24-1 in full with interest. The claim filed is bifurcated $7150 secured and $10,830.08 unsecured (HOW SHOULD CLAIM BE PAID?)

3. Trustee objection:
- Need modified plan that addresses the secured claim #12-1 filed by Quantum 3 Group and Surrenders in full satisfaction the Trenton property. (Edgemere Avenue)
- Need copy of Divorce Decree
- The schedules fail to account for the debtor(s) tax refund in the amount of $4,335
- There is non-exempt equity in bank acct $2,518.
-USB leasing filed claim #29-1 for auto lease arrears $100. Plan proposes to surrender and assume (NEED EXPLANATION)
-Wilmington/PHH filed claim #11-1 for arrears of $4,537.67. Plan has unaffected. Need to pay or move against claim.
- Must file Pre-confirmation certificate.

Plan proposes $250 x 8, $1359 x 52 Base
Payments: 4/4


RESOLVED ISSUES:
- 22c has excessive expenses on Line 43 for pension loan deduction of $1,138.15, balance on pension loan is $8,405 divide into 60 months, would be $140, add back $998 to Line 45, which has $504.40. The disposable income is $1,502 and would require a minimum dividend $90,120 to gucs. (PROPOSED PAYMENT IS OK)
Matter ResolvedRequest
Adjourment
1544/6/2021 10:00 am20-23049 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $2,100.00
AS of 3/19/21(mk):atty ok to terms

**CAN REC. CONFIRM AT $350 X 12 BEGIN 12/1/20;THEN $516 X 48, BEGIN 12/1/21;BASE; Creditor, M & T Bank, POC #12-1shall be treated per plan provision as current/outside and will not receive distribution on the secured or unsecured portions of the claim.**


1. Trustee Objection:
Income verifies less than scheduled.
Even w/ reduced expenses, barely makes payment
-Plan has excessive expenses:$1,026.76/health insurance;(Need proof)
-3 car loans and 2 have high payments of $719.9 & $787.74.
-debtors not paying all disposable income into plan due to:
Line 45 of Form 122c -2 has $476.93 monthly disposable income and requires minimum
$28,615.80 to general unsecured creditors



Plan:350 X 12; $500 X 48 BEG 12/20; BASE
4/4 payments
last claim:13-1, bar date:2/5/21
Matter ResolvedRequest
Adjourment
1554/6/2021 10:00 am20-23090 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledContinued
5/12/2021 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

AR SCH FOR 2 PM
ADJ FOR OSC FOR SANCTIONS 9011 1B
ATTY REQUESTED DISMISSAL , NEED EXPLANATION OF GOOD FAITH BASIS OF PROPOSED 150 / MONTH PLAN WHEN LIQUIDATION ANALYSIS OVER 103 K
4/6/21 (sf) PER ATTY, DISMISS/HOLD FEES

As of 3/29/21 (DS): Recommend confirming at $150 x 5 begin 12/1/20, $2,353 x 55 begin 5/1/21 Base with a minimum dividend $103,601, due to non-exempt equity
- Add to confirming order Trustee standard order of distribution.
- Add to confirming order Trustee ok to pay the arrears claim of De Lage Landen claim#8-1.
- Within 7 days must file Pre-confirmation certificate.

1. BELOW ISSUES STILL NOT RESOLVED.

Debtor attorney requested adjournment to resolve obj

3/2/21 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, income verifies $-2,346.25.
- Plan proposes non-standard order of distribution.
- Plan is not feasible, claims filed & equity threshold will require huge increase in plan payment and debtor does not have the income.
- There is non-exempt equity on real property $81,731 and bank accts $21,870 total $103,601.
- Plan has De lage Landen (truck lease) as unaffected. Claim filed with arrears $4,891.68.
- Must file Pre-Confirmation Certification.

2. Unsecured claim filed by Daimler Truck / Mercedes-Benz for 2015 Freightliner Cascada. Plan list as outside and P&L list truck payments, but not sure of amount, since there are several truck payments. Per claim payment is $1,547.29 monthly.

3. TD Bank filed secured claim, not in plan, no arrears owed.

Prop Plan $150 x 60 Base
Note: Business expense on transportation for trucks is fine, Debtor drives trucks, as well as transportation expenses on Schedule J. Auto insurance provided 2/26/21.
Matter ResolvedRequest
Adjourment
1564/6/2021 10:00 am20-23166 / MBKANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $7,890.00
As of 4/5/21 OK TO CONFIRM AT $1,315 X 60 BEGIN 12/1/20; 100% WITH A MINIMUM DIVIDEND $146,481.35 (NON-MODIFIABLE)
AND ADD TO CONFIRMING ORDER TRUSTEE STANDARD ORDER OF DISTRIBUTION


1. BELOW ISSUES NOT RESOLVED.

As of 2/1/21 Debtor attorney requested adj on 2/1/21, request denied, still missing proof of auto for 2010 Ford (proof provided 2/1/21 has no info on vehicle at all and doc provided 3 times is the same as previously provided).

2/2/21 (DS): 1. Trustee obj to the following:
- Need accountants valuation on business (Balance Sheet), auto insurance for 2010 Ford E350 (insurance provided does not list any vehicles) and bank statements for savings and checking with Santander for the month of November.
- Amend Sched B to add correct year and value of 2020 Kia Sportage (Sched B has 2017 value $1).
- There is non-exempt equity in real property $17,321.35, business $129,160, bank accounts
and vehicles pending review of docs. (100% PLAN).
- Excessive expense on Schedule J such as: Food
$800 and Clothing $300. (100% PLAN)
- 22c has disposable income $1,998. Income also verifies higher. (100% PLAN)
- Need to add to confirming order Trustee standard order of distribution.
- Must file Pre-confirmation certificate. FILED 4/5/21

Prop Plan $1,315 x 60 100%
Note: Homeowner insurance provided.
Matter ResolvedRequest
Adjourment
1574/6/2021 10:00 am20-23167 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
5/4/2021 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $895.00  Total Paid In: $4,490.00
updated 4/5/2020 (JMA) MFR 4/28/2021 ON A PROPERTY THAT WAS NOT INCLUDED IN PETITION, DEBTORS ATTY ASSERTS THERE WAS A QUITCLAIM DEED, TRUSTEE NEEDS A COPY OF THE QUITCLAIM DEED AND MANY NEED ADDITIONAL DOCUMENTS ... per atty, property was transferred in accordance with divorce

1) Recalculated debtor income for 6 months before filing, net income for the second job is $1,241.16 this leaves $817.08 disposable income as of 11/1/2021 the disposable income increases to $1,199.34

2) US Bank filed motion relief on the East Windsor property scheduled for 4/28/2021 - debtor claimed no longer in title for this property, have not received a recorded Quit Claim Deed from debtor

issues as of 3/25/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-the debtor has failed to file a feasible plan - the Debtors pension loan $382.26 ends in month 10 NEED TIER BEGINNING 11/1/2021

-the debtor is not paying all disposable income into the plan - income verifies higher, there is disposable income $1,285.49 - REMOVING THE DEBTORS 2019 TAX REFUND AND ADJUSTING DEBTOR INCOME DUE TO NEW PENSION LOAN, DISPOSABLE NET INCOME IS $734.20, ADDING BACK THE DEBTORS PENSION LOAN PAYMENT WHICH IS COMPLETED IN OCTOBER 2021 WILL INCREASE MONTHLY DISPOSABLE INCOME TO $1,116.46 AND REQUIRES A TIER TO BEGIN WITH THE NOVEMBER 2021 AND THE TRUSTEE PLAN PAYMENT WOULD INCREASE TO $1,005X50 BEGINNING 11/1/2021.

-the schedules fail to account for the debtors tax refund in the amount of $6,929 when determining disposable income ATTY PROVIDED CERTIFICATION CLAIMING THE TAX REFUNDS OFFSET THE CHILD SUPPORT. SUPPORTS $2,640 TAKEN BY MARYLAND TO OFSET THE CHILD SUPPORT. THE CO DEBTOR REFUND WAS NOT LEVIED AND REMAINS INCOME OF THE ESTATE

-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non exempt equity on real property $3,084 and bank accounts WITH ADJUSTMENT FOR LOWER CLAIM NON EXEMPT EQUITY IS
Matter ResolvedRequest
Adjourment
1584/6/2021 10:00 am20-23609 / MBKANDRE L KYDALA ESQConfirmation Hearing on Modified PlanContinued
5/4/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

3/26 workup for the 4/6 calendar EDC

*MP filed but many issues remaining from last plan are:

1) Citizens Bank f/k/a RBS Citizens (McCabe Weisberg) objection to confirmation - need to resolve-MP now pays arrears $16,618.56 but did not withdraw objection

2) Trustee objection to confirmation - need to resolve
-need to provide 2 months proof of current unemployment-only supplied application
-need updated proof of income for non filing spouse by 6/1/2021
-need statements for the debtors two 401kloans(DONE-need to add $400 monthly beg 1/1/22 when one of the loan ends)
-the debtors plan consists of unnecessary or excessive expenses: $455/month car insurance (two people have 4 vehicles); $665/month car payment
-the debtor is not paying all disposable income into the plan - verified income leaves monthly disposable income $1,130
-need to file pre confirmation certification with Court
--IRS and NJ in plan but no claims filed-cannot pay unless claims filed

$500 X 60; BASE--plan payment to increase by $400 1/1/22 when 401k loan ends, updated POI from spouse by 6/1/21
------------------------------------------
-need copy of HUD-1 for purchase of current property in 2019 for disclosure of down payment and HUD-1 sale of previous property (OK received)
Matter ResolvedRequest
Adjourment
1594/6/2021 10:00 am20-23696 / MBKAmy L Knapp Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $3,646.00
ISSUES AS OF 3/26/2021 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,986 PTD, THEN $830 x 57 STARTING 4/1/21, BASE PLAN WITH $37,956 MINIMUM DIVIDEND TO GENERAL UNSURED CREDITORS DUE TO NON-EXEMPT EQUITY IN REAL ESTATE; TRUSTEE SHALL PAY WELLS FARGO SECURED POC (9-1) IN FULL AT $2,349.28***

1) Trustee OBJ:
- Need copy of Deed on timeshare (RECEIVED).

- Excessive Expense - Form 22c: Line #43 takes $440.41 as co-debtor no longer working, but Debtor has been unemployed for 9 months and 22c should be done with 6 months prior to filing. If asserting change in circumstances, then Sch I&J should be used (MOOT BASED UPON REAL ESTATE THRESHOLD).

- Disposable Income - Form 22c: if we add back $440.41, there would be disposable income of $557.88, which would require a minimum dividend $33,473. If asserting change in circumstances, then Sch I&J should be used (MOOT BASED UPON REAL ESTATE THRESHOLD).

- Proof of income also verifies higher for the debtor ($6,069) than scheduled ($5,724) resulting in $1,151 monthly disposable income (SEE ADJUSTED MINIMUM DIVIDEND PER 122c ABOVE).

- Plan does not specify treatment of Wells Fargo/Value City Furniture
bifurcated claim under the Plan (MP PAYS IN FULL).

- There is estimated non-exempt equity in real property of $35,767, Timeshare $1,360 (pending Deed), TD Bank acct#8210 of $406.86, TD Bank acct#7006 of $2,461.48 and TD Bank #2683 of $7,422.65 (pending updated bank statements (ADJUSTED - MINIMUM DIVIDEND IN MP IS OKAY).

- Need TD Bank acct#8210, TD Bank acct#7006 and TD Bank acct#2683 for Nov. and Dec. prior to filing date (RECEIVED).

- Must file Pre-confirmation certificate (FILED).


Prop. Plan $1,986 Ptd, $830 x 57 starting 4/1/21, $37,955.25 Min Div
PTD 3/3 = $1,986
Last Claim (15-1)
Matter ResolvedRequest
Adjourment
1604/6/2021 10:00 am20-23711 / MBKSCOTT M WILHELM, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 5 required payments   Arrears: $0  
Total Paid In: $4,900.00
AS OF 3/22/21 (SF)

RECOMMEND $600 PTD, $1550 X 57 (BEGIN 4/1/21) 100% PLAN W/ MIN $79,964 TO GUCS PER EQUITY IN REAL AND PERSONAL PROPERTY
- TRUSTEE STANDARD ORDER OF DISTRIBUTION
- DEBTOR WILL LIQUIDATE INSURANCE POLICY AS NEEDED TO HELP FUND PLAN


Debtor will liquidate life insurance to fund plan.


Note: Due to equity in real estate and life insurance, the plan is not feasible. May want to wait until after the bar date expires to see if the mortgage claim will reduce the equity and to determine the amount to be paid to general unsecured creditors.


1. Trustee objection:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,002 when determining disposable income.
- There is non exempt equity in real estate $118,775. (Reduced to $74,702)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution
-need statement showing cash value of Prudential Whole Life #1139 ($13,557); #7678 ($14,012) and #4136 ($14,561) whole life policies. (RECEIVED, THERE IS $5262.27 EQUITY)

4. Debtor has taken improper exemption for whole life insurance. Debtor uses (d)11c and should have used (d)8. Need amended Schedule C (AMENDED BUT NO EXEMPTION TAKEN)



Plan proposes $600 PTD, $1550 X 57 Base
Payments: $600 RECEIVED

RESOLVED:

1. Motion for permission to submit written Answers to Interrogatories in lieu of Appearance at 341 meeting for Mary Maslonka - Granted

2. Objection filed by PNC Bank (Lebron) - failure to address PNC in plan. (A modified plan was filed and PNC is listed as unaffected. Also, no claim filed.)

Matter ResolvedRequest
Adjourment
1614/6/2021 10:00 am20-23862 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $400.00  Total Paid In: $1,600.00
As of 4/5/21 (DS):

4/6/21 (sf) Obj by Community Loan is resolved, ok to pay arrears
AR OBJ OVERRULLED FOR LACK OF APPEARANCE

If obj resolved with Bayview to pay arrears claim, need to confirm at $400 x 60 begin 1/1/21 100% with minimum dividend $109,417 to gucs, due to non-exempt equity
- Loan mod with Specialized Loan on Grassy Lake Rd by 6/30/21 (arrears not to be paid pending loan mod).
- Add to confirming order Trustee ok to pay the arrears claim of Community Loan claim#3-1 $1,935.70.


2/24/21 1. Trustee obj to the following:
- Need proof of current auto insurance that provides expiration date (doc provided gives no date of expiration).
- Debtor has undertaken an improper use of exemption. Specifically: Debtor has exceed the statutory amount under 522 (d)(5). Needs amended C.
- Schedule I fails to account for Debtor's tax refund in the amount of $1,484 when determining disposable income.
- There is non-exempt equity on real property of $107,472 and $1,945 equity in personal assets (Case is 100%)
- Must resolve all creditor objs.
- Must file Pre-confirmation certificate. FILED 4/2/21.

2. Community Loan/Bayview (Schiller, Knapp, Lefkowitz & Hertzel) obj arrears owed $1,935.70, POC filed. Obj must be resolved. Ok to pay arrears?

Prop Plan $400 x 60 100% and Loan mod on Grassy Lake Rd by 6/30/21
Note: Specialize Loan entered into C/O arrears not to be paid and loan mod by 6/30/21.
Matter ResolvedRequest
Adjourment
1624/6/2021 10:00 am20-23883 / MBKBRUCE C TRUESDALE ESQOrder Show CauseWithdrawnTotal Paid In: $1,415.00
FILING FEES
Matter ResolvedRequest
Adjourment
1634/6/2021 10:00 am20-23894 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
5/18/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $200.00  
AS OF 3/22/2021 (at):

1. Objection filed by PennyMac (Powers Kirn) - failure to cure arrears of $14,936.88 (Per POC) and plan is not feasible as debtor shows disposable income of -$3,118. (UNRESOLVED)

2. Wells Fargo Bank (Ashley Furniture) filed a bifurcated claim #2 which needs to be addressed. Cram in the plan. No objection filed to date.

3. Trustee's objection:
- The debtor has insufficient income.
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - for debtor and non filing spouse by 8/30/2021 if they become employed. (LANGUAGE ADDED)
- Business profit & loss statements (NOT RECEIVED)
- Business forms - for Vsabas LLC. (NOT RECEIVED)
- A copy of the last filed tax return - : 2020 by 5/31/2021. (NOT RECEIVED - LANGUAGE ADDED)
- Need November and December bank statements for Chase and First Commerce bank accounts. (NOT RECEIVED)
- Amendments to Schedules B to list business Vsabas LLC. (NOT AMENDED
- The debtor has failed to supply proof of Social Security Number to the Trustee. (NOT RECEIVED)
The debtor has undertaken an improper use of exemption. Specifically:
- Debtor has exceeded the D5 exemption by $2,937.
The Schedules fail to account for the debtor(s) tax refund in the amount of $6,397.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is $20,055.73 in non exempt equity in the residence.
There is $2,937 in non exempt equity in the bank account/jewelry.
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need HUD-1 from sale of real estate in 2017 with explanation that money was used to buy current residence. (NOT RECEIVED)

Plan proposes: $200 x 36 beginning 1/1/2021, loan mod by 6/30/2021, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1644/6/2021 10:00 am20-23920 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 5 required payments   Arrears: $0  
Total Paid In: $4,365.00
AS OF 3/18/2021 (at):

RECOMMEND: $773 x 36 BEGINNING 1/1/2021, 100% TO GUC'S
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
Student loans will be paid outside of the plan.
Claim #3 filed by Capital One Auto will be paid through the plan.
Need to file Pre-Confirmation Certification within 10 days of the entry of the order confirming the plan.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - : 2020 Tax Returns by 5/31/21. (RECEIVED)
- Need proof of income for Debtor for the month of December 2020. (RECEIVED)
- Capital One Auto filed arrears claim for $125.01.
- Must file Pre-confirmation certificate.

Plan proposes: $773 x 36 beginning 1/1/2021, 100% to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
1654/6/2021 10:00 am20-23986 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 5 required payments   Arrears: $279.00  Total Paid In: $478.00
AS OF 3/25/2021 (at):

RECOMMEND: $239 PAID TO DATE, $259 x 57 BEGINNING 4/1/2021, BASE
Berkley Twp will be paid $418.19 as per the plan. (water/sewer) Gov bar date is 6/28/21

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need November and December bank statements for Wells Fargo account #1423. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)
- The attorney's fees in the plan and disclosure statement do not agree. One of these must be amended. (DISCLOSURE AMENDED)
- The debtor must verify the DSO payment on his schedules. Per the 341 meeting testimony the obligation is his current wife's obligation. (OK)

Plan proposes: $239 x 60 beginning 1/1/2021, $0 to guc's
Payments: 2/3, arrears $239
Matter ResolvedRequest
Adjourment
1664/6/2021 10:00 am20-24019 / MBKDavid L. Stevens Confirmation Hearing on Modified PlanContinued
5/18/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $308.00  
updated 4/5/2021 (JMA)

issues as of 3/24/2021 (JMA)

1) Trustee objection -need to resolve
-a copy of the deed - showing debtor has no interest in the property (Quitclaim Deed to wife) PROVIDED - TRUSTEE NEEDS VALUE AND LIEN INFOMRATION AT THE TIME OF TRANSFER

-need a modified plan that assumes or rejects Volvo lease FILED MODIFIED PLAN REJECTS LEASE
-need amendment to Schedule G to add lease for Volvo - FILED
-the schedules fail to account for the debtors tax refund in the amount of $4,424 when determining disposable income
-need to file Pre Confirmation Certification FILED

proposed plan $616 paid to date, $308x34 base plan
paid in $924
last claim 12

Matter ResolvedRequest
Adjourment
1674/6/2021 10:00 am21-10164 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,151.00
UPDATED 4/6/2021 (jma)

OK TO CONFIRM AT $861 PAID TO DATE, $290X33 BEGIN 5/1/2021 0% PLAN
-PRE CONFIRMATION CERTIFICATION TO BE FILED WITH COURT WITHIN 10 DAYS OF CONFIRMATION

issues as of 3/24/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-the debtor has failed to provide proof of service with respect to Plan Motion(s). Need service on Valley National Bank for cram of 2012 Toyota CERT OF SERVICE FILED, ISSUED 3/5/2021
-need some form of valuation of land in Mississippi & proof of insurance - DOCUMENT PROVIDED FAILS TO SHOW ANYTHING TO IDENTIFY THIS PROPERTY IS THE PROPERTY IN QUESTIONS. THIS DOCUMENT FAILS TO SHOW DEBTORS NAME AND ADDRESS. FURTHERMORE, ITS A TAX BILL NOT A VALUATION OF THE PROPERTY - RESOLVED,
-need to file Pre Confirmation Certification NOT FILED TO DATE

proposed plan $287x36 0% plan
paid in $861
last claim 6
Matter ResolvedRequest
Adjourment
1684/6/2021 10:00 am21-10412 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $1,025.00  Total Paid In: $4,616.00
AS of 3/31/21(mk):email to atty-OK to terms

>>Bar date is 3/30/21. As of now GUCS total $262,986. 01 TR will compromise on dispos income form excess expenses and **REC Confirm at $3,075 PTD, Then $1,283 x 58 Begin 4/1/21; Base w/ Min to GUCs $65,824 Due To Non Exempt equity in real and personal Property**

1. Trustee objection:
-need 2020 tax return by 5/31/2021.(Provided).
-need Dec & Jan bank statements for accounts ending in #8628, #7787 and #9618.
-need a filed POC or mortgage statement to verify monthly payment.
-excessive expenses:$350/month for home maintenance.
$850/month for transportation (P&L has $6,657/6 = $1,109.50/month in vehicle expenses
also $475/month for cable/internet phone.
-Verified income after deducting social security= monthly disposable income $1,711.
- Reviewed the 22C, monthly gross income is $12,787.98. Per the 22 C, monthly
disposable income is $1,947 which would require a minimum dividend of $116,820 to
general unsecured creditors.
-There is $45,913.35 in non exempt equity in the residence.
-There is $6,217 in non exempt equity in the bank accounts.
-There is $13,694 in non exempt equity in stock/interest in business per Schedule B.


Plan:1025 x 60;Base
2/2
last claim:22-1,bar date:3/30/21
Matter ResolvedRequest
Adjourment
1694/6/2021 10:00 am21-10560 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
4/20/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $254.00  
***ADJ TO 4/20/21 - AR, PROPOSES 100% TO RESOLVE THE OBJ***

4/5/21(mk):PER AR - ATTY MUST APPEAR TO CLARIFY ISSUES:
Debtor cert uploaded today in 13 docs(post 341- miscel).Now says ex wife lives in South Amboy RE and pays mtg and expenses on property. Debtor lives in Parlin prop. - no rent/housing expense for that on J. Scj J has the expense for the first Mtg & second mtg on the South Amboy RE. Cert says there was no property settlement agreement & he is entitled to 50 % of South Amboy RE if sold. ( mk: RE is under water given value & amt of 2 mtgs. Debtor is paying arrearson 2nd mtg on South Amboy RE thru plan.

AS of 4/1/21(mk):

update: Judgment of Divorce uploaded- says no equitable distribution- why then did
debtor testify he was transferring house to ex spouse?


1. Trustee Objection:
-need copy of the property settlement agreement.(debtor testified at 341- recently divorced & ex-spouse living in & paying for house & in process of transferring to her-DEBTOR PAYING THE 2nd MTG THRU THE PLAN while living elsewhere- NEED To See What Agreement says.
-need Auto insurance for 2014 Chevy Traverse.
-Must file Pre-confirmation certificate.
-need copy of homeowner's insurance renewal declaration (Provided)

Plan:254 x 60 :base
2/2 payments
last claim:6-1, bar date:4/5/21
Matter ResolvedRequest
Adjourment
1704/6/2021 10:00 am21-10618 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/28/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $644.00  
AS OF 4/5/21 (SF) UPDATED

1. Objection filed by Carrington Mortgage (Stern, Lavinthal) - failure to pay arrears of $24,357.58 and speculative loan mod (Debtor attorney is working on resolving obj. Waiting for mortgage company to confirm all payments were made per trial loan mod which ended in March.)

2. Trustee objection:
- A copy of the last filed tax return - 2020 return on or by 6/30/21
- bank statement (Bank of Princeton) in which the VA Benefit is deposited. (RECEIVED. WHAT ARE THE HOUSING MANAGEMENT DEPOSITS OF $2135.91 on 2/19/21 and $1452.98 and $389.59 on 2/5/21. IS THIS ADDITIONAL INCOME?

2. Must file pre-confirmation certification (STILL NEED)

Plan proposes $644 x 60, 0%, Loan Mod in 6 months
Payments: 1/3 Arrears: $1288

RESOLVED ISSUES:
--Proof of 2 month's income - : need copy of VA benefit award letter ( RECEIVED, DEBTOR RECEIVES VA DISABILITY, and updated pay stubs for anticipated decreased in pay asserted on Schedule I. (RECEIVED AND INCOME VERIFIES HIGHER AT $1582.56. THERE IS NO EXCESS INCOME DUE TO VA DISABILITY)
-- The gross income on Form 122 for debtor is lower than the amount on Schedule I and verified. this may increase the overall income
-income verifies higher than scheduled amount, disposable net income totals $1,262.63 (Includes VA disability income)
Matter ResolvedRequest
Adjourment
1714/6/2021 10:00 am21-10816 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledContinued
5/4/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $4,464.00
AS OF 4/2/2021 (at):

DEBTOR HAS MADE ONE TRUSTEE PAYMENT.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2020 by 5/31/2021. (NOT RECEIVED - LANGUAGE ADDED)
- Amendments to Schedules statement of financial affairs to add fees paid to attorney. (NOT AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$400/month for cable/internet/phone
$600/month for food for a household of one
$400/month for transportation (need proof)
$200/month for childcare/education (household of one)- needs explanation as sch J has no dependents.
$200/month for parents (need proof)
- needs review of expenses and provide proof and explanations to why so high.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,852.50.
- Reviewed the 22C, monthly gross income is $10,156. Per the 22C, monthly disposable
income is $2,144 which requires a minimum dividend of $128,640 to general unsecured
creditors.
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve estimated claim filed by the IRS. (STILL ESTIMATED)

Plan proposes: $1,488 x 60 beginning 2/1/2021, base
Payments: 1/3, arrears $2,976
Matter ResolvedRequest
Adjourment
1724/6/2021 10:00 am21-10836 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledContinued
5/18/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,100.00  
As of 3/24/21 (DS): 1. Amended Sched B was filed to remove 2020 Nissan. 22c list car payment and so does Schedule J. Still requires balance statement and proof of monthly payments.

2. Trustee obj to the following:
- Need valuation on 2018 GM Colorado (Listed with a value of $500 on Sched B, per claim filed by creditor car valued $26,900, there would be non-exempt equity $1,736).
- Amend Sched B and C to add FDCUFCU checking acct and 2018 GM Colorado to correct value and take all exemptions on all assets listed on Sched B (Sched C only takes d(4) for 2018 GM and d(3) for furniture.
- Excessive expenses on Sched J such as: $600 car payment and $1,200 to Puerto Rico (need explanation and proof of monthly payments made).
- 22c Line 23 takes $200 for phone services, Line 30 $44 for additional food/clothing expenses and Line 33d $767 car loan for 2020 Nissan (Sched J has $600 and per Sched D total owed $20,000/60 months would be $333.34, need balance statement to determine monthly payment).
- There is non-exempt equity $3,929 on 2014 Chevy, 2018 GM, 2020 Nissan (requires balance statement, prior to filing date) and bank acct $2,536 (bank statement dated 12/18/20 has this balance in checking acct).
- Must file Pre-confirmation certificate.
- Must resolve IRS estimated claim, 2020 tax return not filed.
- Must provide 2020 tax return, if not filed can add to confirming order must provide no later than 6/30/21.

3. Claim/Reaffirmation Agreement filed by FDUFCU/Fairleigh Dickinson University FCU for 2014 Chevy Malibu in the amount of $9,071.09. Creditor is not listed in Plan.

Prop Plan $1,100 x 60 Base
Matter ResolvedRequest
Adjourment
1734/6/2021 10:00 am21-10907 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledContinued
5/26/2021 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1744/6/2021 10:00 am21-11024 / MBKJAY A WEINBERG, ESQConfirmation Hearing ScheduledContinued
5/4/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 3/23/21(mk):


1.Objection by Wells Fargo(Brock & Scott):
plan does not treat Claim
Furniture claim: secured POC $2,2135.13

2. Trustee Objection:
-need valuation for the timeshare.
-need2020 tax return by 6/30/2021.
-need copy of the homeowner's insurance renewal declaration - prior to confirmation
hearing 4/6/2021.(Policy provided expire 3/28/21)
-need a statement for the co-debtor's pension loan.
-need Modified Plan that addresses secured claim filed by Wells Fargo/Value Furniture
and steps up when co-debtor pension loan is paid off.
-excessive expenses:$600/month for charitable donations (need proof);
$110/month for timeshare maintenance (luxury item)
-debtors not paying all disposable income into plan. Verified income leaves monthly
disposable income of $1,745.
-need to file Pre-Confirmation Certification.


Plan:425 x 60
1/1
last claim:4-1;bar date:4/16/21
Matter ResolvedRequest
Adjourment
1754/6/2021 10:00 am21-11039 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
6/1/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,500.00  
AS OF 3/21/21 (SF)

1. IRS filed estimated priority claim 2-2 (NEED AMENDED CLAIM)

2. IRS filed secured claim 2-2 for $52,042.09 which is not addressed in plan (PLAN MAY NOT BE FEASIBLE)

3. Trustee objection:
- A copy of the last filed tax return - 2020 tax return on or by 6/30/21
- The confirming order must provide for $15,460 minimum dividend to unsecured creditors based upon non-exempt equity in real estate. (IRS secured claim reduces equity to zero)

Plan proposes $1500 x 60 Base
Payments: 1/1


Matter ResolvedRequest
Adjourment
1764/6/2021 10:00 am21-11177 / MBKMonika Mazurczyk Confirmation Hearing ScheduledWithdrawnDebtor has made 2 of 3 required payments   Arrears: $1,728.00  Total Paid In: $3,456.00
After Court all parties agreed that Plan Doc #3 should be marked Withdrawn (dm)
MP FILED AS DOC #14 - ADJ TO 5/4/21

AS OF 3/26/2021 (at):

IF THE STUDENT LOANS ARE BEING PAID OUTSIDE OF THE PLAN, WHY IS THE PROPOSED TRUSTEE PAYMENT $1,728? DEBTOR'S INCOME DOES NOT SUPPORT THIS PAYMENT. NEED EXPLANATION.

Trustee's objection:
The debtor has failed to file a feasible plan.
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - from Jan. and Feb. 2021, prior to filing date for both employments.
- A copy of the last filed tax return - for 2020 by 6/30/21. (RECEIVED)
- A Modified Plan that list student loans to be paid outside. (NOT FILED - LANGUAGE ADDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Food $545 and Student loans $434.25 (plan does not list student loans outside).
The Schedules fail to account for the debtor(s) tax refund in the amount of $855 when determining disposable income. (OWED FOR 2020 - $85)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in bank acct $2,118.
- Must resolve IRS estimated claim. (STILL ESTIMATED)
- Must file Pre-confirmation certificate. (NOT FILED)

Plan proposes: $1,728 x 36 beginning 3/1/2021, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
04/6/2021 11:00 am21-11970 / CMGEric ClaymanOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
04/6/2021 11:00 am21-11993 / CMGROBERT C NISENSON ESQOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
04/6/2021 11:00 am21-12092 / CMGYAKOV RUDIKHOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
1774/6/2021 1:00 pm16-24171 / MBKDavid L. Stevens Motion CompensationOn the PapersTotal Paid In: $82,191.00
Trustee obj<>
Matter ResolvedRequest
Adjourment
1784/6/2021 1:00 pm16-25566 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $22,570.00
Matter ResolvedRequest
Adjourment
1794/6/2021 1:00 pm16-27718 / MBKSCOTT C PYFERAP Hearing Rescheduled (Document)WithdrawnTotal Paid In: $19,335.00
AP 17-1197 Professional Electric vs. Schwartz OSC FOR SANCTIONS
Matter ResolvedRequest
Adjourment
1804/6/2021 1:00 pm18-23699 / MBKCarol L Knowlton, EsqMotion CompensationGrantedTotal Paid In: $21,875.00
Matter ResolvedRequest
Adjourment
1814/6/2021 1:00 pm18-24747 / MBKROBERT G SWAN, ESQMotion CompensationGrantedTotal Paid In: $116,627.00
Matter ResolvedRequest
Adjourment
1824/6/2021 1:00 pm18-32511 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $24,438.00
Matter ResolvedRequest
Adjourment
1834/6/2021 1:00 pm19-17182 / MBKBRUCE C TRUESDALE ESQObjection to Proposed OrderOrder Previously SubmittedTotal Paid In: $21,100.00
Hearing Scheduled for Objection to proposed Order (J Morton) on MFR
Matter ResolvedRequest
Adjourment
1844/6/2021 1:00 pm19-21335 / MBKTHOMAS J ORR ESQMotion CompensationGranted
Matter ResolvedRequest
Adjourment
1854/6/2021 1:00 pm19-28636 / MBKTHOMAS J ORR ESQMotion CompensationGranted
Matter ResolvedRequest
Adjourment
1864/6/2021 1:00 pm19-28847 / MBKJustin M. Gillman, Esq.Motion CompensationGranted
(amt; outside plan)
Matter ResolvedRequest
Adjourment
1874/6/2021 1:00 pm19-33180 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $13,527.00
Matter ResolvedRequest
Adjourment
1884/6/2021 1:00 pm20-11553 / MBKTHOMAS J ORR ESQMotion CompensationGrantedTotal Paid In: $55,479.00
Matter ResolvedRequest
Adjourment
1894/6/2021 1:00 pm20-11644 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $3,747.00
Matter ResolvedRequest
Adjourment
1904/6/2021 1:00 pm20-17496 / MBKJAVIER L. MERINO, ESQ.Motion CompensationContinued
4/20/2021 9:00 am
Total Paid In: $7,800.00
Trustee Obj
Matter ResolvedRequest
Adjourment
1914/6/2021 1:00 pm20-18954 / MBKBrian Gregory HannonMotion CompensationGrantedTotal Paid In: $2,575.00
Matter ResolvedRequest
Adjourment
1924/6/2021 2:00 pm19-20962 / MBKEdward Hanratty, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
1934/6/2021 2:00 pm20-18523 / MBKEdward Hanratty, Esq.Motion CompensationGrantedTotal Paid In: $27,900.00
Matter ResolvedRequest
Adjourment
1944/6/2021 2:00 pm20-19473 / MBKEdward Hanratty, Esq.Motion CompensationGrantedTotal Paid In: $9,073.00
Matter ResolvedRequest
Adjourment
1954/6/2021 2:00 pm20-22489 / MBKEdward Hanratty, Esq.Motion CompensationContinued
4/20/2021 9:00 am
Total Paid In: $5,709.00
Trustee Obj
Matter ResolvedRequest
Adjourment
1964/6/2021 2:00 pm21-11781 / MBKMark K. Smith, Esq.Order Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
1974/6/2021 2:00 pm21-11809 / MBKSTEPHANIE RITIGSTEINOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
1984/6/2021 2:00 pm21-11829 / MBKROBERT C NISENSON ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
1994/6/2021 2:00 pm21-11839 / MBKYAKOV RUDIKHOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2004/6/2021 2:00 pm21-11892 / MBKEric ClaymanOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2014/6/2021 2:00 pm21-11894 / MBKAniello D. Cerreto Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2024/6/2021 2:00 pm21-12091 / MBKYAKOV RUDIKHOrder Show CauseWithdrawn
MISSING DOCS
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes