ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Christine M. Gravelle

Hearing Date: 4/1/2026
Last Updated: 3/10/2026 6:51 PM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
14/1/2026 9:00 am19-10296 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objectionshas 2 payments on TFS

Plan has expired plan balance is 5,295.17 as of 2/23/26

Atty filed obj, getting in touch w/client<>ARREARS

plan is in mo 85 as of FEB
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am21-18442 / CMGJavier L. Merino, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> SELENE (gROSS pOLOWY)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am21-19933 / CMGKevin C. Fayette, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsPER ATTY HAS $

Debtor obj<>ARREARS 3,440 as of 2/16/26; NEEDS SUPPORT FOR WILLINGBORO POC #13-2 TO IDENTIFY PPTY
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am22-15936 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)3rd Party MatterJULES ROSSI/LANDLORD
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am23-12220 / CMGYakov Rudikh, Esq.Motion Relief from Stay (Fee)No Opposition FiledCARRINGTON MTG (HILL WALLACK)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am23-13626 / CMGRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am23-14312 / CMGStacey L. Mullen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, will pay<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am23-14450 / CMGStacey L. Mullen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, making pymts & requests recap<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am23-14656 / CMGLee M. Perlman, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>FREEDOM MTG (BROCK)

Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am23-17364 / CMGDavid A. Kasen, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>SELECT PORTLIO (RAS)

MK debtor disputing the accounting of payments and requests copies of all of debtor's records as to payments made since the filing of the case

Adj request to 4/1/26:Debtor requesting time to gather proof of payments allegedly not accounted for
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am23-17364 / CMGDavid A. Kasen, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - ObjectionsTr obj, debtor response<>MTN EXPUNGE CLM#7 AND HAVE CRED RETURN FUNDS REC'D

2/27/26(mk) atty response to Tr obj. ok understand no distribution was made to creditor S. Bailey but would like a ruling on his objection to that claim #7 as no proofs were attached to the POC


--------------
MK: this creditor was added as a disputed per amended schedules and the POC was timely filed - breach of K consumer fraud- no back up dox to POC

THIS CREDIOTR HAS NOT BEEN PAID ANYTHING BY TR NO GUCS HAVE BEEN PAID ANYTHING YET

MOTION MAKES NO SENSE ;Debtor has only paid in $60,615.., $12,000 of which went to ATTY fees : WHY ATTY THINKS THAT TR paid an unsecured claim $47,000 before secured/priority were paid, or how we paid out a total of $130,000 when debtor only paid in $60,000 is unfounded

W TR is still paying out secured creditor and then after that will pay priority creditor- IRS and only after that do the unsecured creditors start to get distribution of no les than 48,272

what atty attached to his motion form TR office was a PROJECTED PLAN CALCULATION showing distribution to creditors IF BASE OF 130,853 IS IN FACT PAID IN FULL
Email InquiryMatter ResolvedRequest
Adjournment
164/1/2026 9:00 am23-18346 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup3/10 AMT: PENDING tfs $3,420; ADJ TO DISCUSS ADD'L LUMP SUM TO CATCH UP CONDUIT<>

3/6: atty following up w/ client and will get back to us

Debtor obj<>ARREARS (ALSO SV ON ALLY POc #12-1) 16,260 as of 3/4/26. last pay 11/21/25
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am23-18533 / CMGJoseph Casello, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - Objections2/15 made 1,000 payment today - pending

Debtor obj<> ARREARS 3,000

atty says payment scheduled for 1/30- not posted as of 2/12
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am23-18533 / CMGJoseph Casello, Esq.Motion SellNo Opposition FiledMOTION TO APPROVE SALE OF TIMESHARE POINTS


sale K 23,650 Order is Okay- debtors exemption on C and in order is 15,804.96 Net proceeds come to TR

Plan conf w/ MIn 19,887 due to NE equity in
2019 Kia $2,415.38
Time share -17,472
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am23-19351 / CMGThomas G. Egner, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS (amt: also NJ filed a late/partially est clm #26-1)

debtor selling property
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am24-10222 / CMGJohn Zimnis, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledALLY BANK (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am24-14829 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS; SV/CARRINGTON
Email InquiryMatter ResolvedRequest
Adjournment
624/1/2026 9:00 am24-17222 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsMP to sell filed 2/17

Debtor obj, filing MP to sell<>PLAN NOT FEASIBLE DUE TO POST PETITION CLAIMS ADDED; ARREARS (ALSO, SV ORDER ENTERED 1/14)
Email InquiryMatter ResolvedRequest
Adjournment
254/1/2026 9:00 am24-17670 / CMGJohn Zimnis, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - ObjectionsCarrington Mtg obj (Hill Wallack)<>MTN EXPUNGE CLMS CARRINGTON MTG

parties trying to resolve- atty email needs to adj to 4/1/26
need to do an MP for the husband case to pay the arrears, then a c/o for our debtor's case after his MP is confirm
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am24-18161 / CMGMelinda D. Middlebrooks, Esq.Motion Relief from Stay (Fee)3rd Party MatterCAPITAL ONE AUTO (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am24-18503 / CMGRobert Cameron Legg, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj, current<> OCEAN FIRST ( Brock & Scott)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am24-18593 / CMGLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objections(AMT: LM MTN FILED/OBJ 3/16 - ADVISED ATTY TO SUBMIT ADJ REQUEST FOR TR MTN)<>

Debtor obj<>FAILED TO LM BY 12/31/25
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am24-18612 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledMP To SEll REAL PROPERTY 4/1>

FAILED TO LM BY 10/9/25; FAILED TO FILE AMD I/J & PROVIDE POI TO TRUSTEE BY 4/2/25, PER CONF


debtor says working on LM application

Arrears $816 as of 11/25/25
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am24-19025 / CMGAndrew Thomas Archer, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>FEDERAL HOME LOAN (KML)

3/9/26(mk) parties trying to resolve
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am24-19095 / CMGJustin M. Gillman, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Continued
4/22/2026 9:00 am
PROPERTY AT #417
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am24-19129 / CMGAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledSV/SELENE
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-10192 / CMGJohn Zimnis, Esq.Motion Relief from Stay (Fee)No Opposition FiledLAKEVIEW LOAN (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-10458 / CMGAndrew G. Greenberg, Esq.Motion Relief from Stay (Fee)No Opposition FiledJP MORGAN CHASE BANK (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-10586 / CMGJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO LM BY 2/28/26 (amt: also, there was no order on 11/5 cred def cert)
Email InquiryMatter ResolvedRequest
Adjournment
794/1/2026 9:00 am25-10603 / CMGMoshe Rothenberg, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - Objectionsamt; TRUSTEE CONDUIT REQUEST<>

Debtor obj<>US BANK/BANK OF AM (RAS) 10 440 arrears

TR arrears 9,450
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-10603 / CMGMoshe Rothenberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS; PENDING MFR
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-11291 / CMGRussell L. Low, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsResponse<> CHRYSLER CAPITAL (Eisenberg Gold)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-11561 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO REFI BY 3/1/26; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-12475 / CMGCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO LM BYU 2/22/26
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-12687 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO SELL BY 3/1/26
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-12707 / CMGJohn Zimnis, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterMIDFIRST BANK (KML)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-12807 / CMGAndrew G. Greenberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS; SVS/PNC; NEEDS MTN FOR CONTINUED ADMIN FOR CASE TO PROCEED
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-13045 / CMGKarina Pia Lucid, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO ADDRESS LATE FILED CLM #12-1; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-14628 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)3rd Party MatterPENNYMAC LOAN (FEIN SUCH)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-15067 / CMGHerbert B. Raymond, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj, can make pymt & requests recap<>SN SERVICING (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-16474 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj, will pay<>FIRST ATLANTIC FEDERAL CREDIT UNION (SALDUTTI LAW)
Email InquiryMatter ResolvedRequest
Adjournment
1114/1/2026 9:00 am25-17277 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsMP on 4/1>



Debtor obj<>PLAN DENIED AND FAILED TO FILE MP IN 14 DAYS



Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-17277 / CMGDaniel E. Straffi, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> LOANDEPOT (Brock & Scott)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-17716 / CMGCandyce I. Smith-Sklar, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN RECLASSIFY CLM#7 Real Time Solutions

Conf was adj to 4/1 as still a valuation issue on real property- expect this to be adj as well
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-17804 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO LM BY 2/10/26
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-17890 / CMGFrederick J. Simon, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledSV/CROSSCOUNTRY MTG (amt: also need order on mfr #24 if not dismissed)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-18187 / CMGKirsten B. Ennis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledPLAN WAS DENIED ON 2/18/26 AND FAILED TO FIL MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
1144/1/2026 9:00 am25-18189 / CMGDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj, filing MP to sell<>US BANK NAT'L ASSOC (PADGETT LAW)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-18242 / CMGRobert H. Johnson, Esq.Motion SellNo Opposition FiledMOTION TO SELL #26



mK: Plan confirmed 2/28/26- sale of RE and NE proceeds to TR

realtor retained PPSD Order ok :proceeds to TR
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-18635 / CMGStacey L. Mullen, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>SELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-19166 / CMGAndrew G. Greenberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO LM BY 3/1/26
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-19493 / CMGDennis M. Mahoney, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledSV/CONSUMER PORTFOLIO
Email InquiryMatter ResolvedRequest
Adjournment
1264/1/2026 9:00 am25-19590 / CMGDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>PENNYMAC LOAN (FEIN SUCH)

debtor says made payment and wants arrears capitalized into plan

2/18 to verify payments

trial payment plan in march
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-19780 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>DEUTSCHE BANK (LOGS)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-20330 / CMGJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>M&T BANK (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-20916 / CMGRussell L. Low, Esq.Motion Relief from Stay (Fee)3rd Party Matteradjourning to 4/1 for debtro to make lump sum payment

Debtor obj, offers $6,000 pytm & recap<>SELECT PORTFOLIO (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-21241 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)No Opposition FiledFAY SERVICING (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-21261 / CMGPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledPLAN WAS DENIED ON 2/18/26 AND FAILED TO FIL MP IN 14 DAYS; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-21809 / CMGMichael L. Detzky, Esq.Motion Motion (Generic) - Only use if no other event is applicable3rd Party MatterMTN TO PAY LATE FILED POC/JERSEY SHORE UNIV MEDICAL CENTER
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-21946 / CMGTamika N. Wyche, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterTHE BANK OF NEW YORK MELLON (PADGETT)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-22107 / CMGGeorge E. Veitengruber, III, Esq.Notice of Hearing Re: Debtor's Failure to File Schedules Post ConversionJudge to Reserve Decision
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-22287 / CMGAndrew G. Greenberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyWithdrawnFILED IN WRONG CASE
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-22287 / CMGAndrew G. Greenberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledPLAN WAS DENIED ON 2/18 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-22808 / CMGPRO SEMotion to Reinstate Stay3rd Party MatterMTN REINSTATE STAY
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-23356 / CMGAllen I. Gorski, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party MatterMTN EXPUNGE CLM#1
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am25-23495 / CMGPRO SEMotion Relief from Co-Debtor StayNo Opposition FiledWELLS FARGO BANK NAT'L ASSOC (STRADLEY RONON)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am26-10565 / CMGDaniel E. Straffi, Esq.Motion Confirming Automatic Stay is Not in EffectNo Opposition FiledDebtor has made 0 of 2 required payments   Arrears: $1,600.00
THRIFT INVESTMENT MTN (THOMPSON)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am26-11204 / CMGPRO SEMotion Reinstate StayNo Opposition FiledMTN REINSTATE STAY
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am26-11474 / CMGCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)3rd Party MatterMTGLQ INVESTORS (PADGETT LAW)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 9:00 am26-11624 / CMGRussell L. Low, Esq.Motion Extend TimeNo Opposition FiledSANTANDER CONSUMER (LOW & LOW)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am24-10222 / CMGJohn Zimnis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 25 of 26 required payments   Arrears: $205.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am24-17222 / CMGMarc C. Capone, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 20 required payments   Arrears: $4,936.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am24-18668 / CMGJonathan Stone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 16 of 19 required payments   Arrears: $0
3/8/26 MK creditor needs mor time to respond.


3/4/26(mk) Brief by Debtor atty filed today. needs review and Creditor may need more time to respond. as this submission is past deadlineWILL UPDATE AFTER REVIEW AND SEE WHAT CREDIOTR POSTION IS - MAY NEED 1 MORE ADJ

3/3/26: still nothing filed by Debtor's atty

2/27/26(mk) sent email to attys>> Debtor response is overdue

2/18:Per Tr adj to 3/11. In 7 days debtor (by 2/25/26)r to file response to creditor obj and creditor reply 7 days from then


2/18/26(mk):parties have not spoken and creditor has emailed proposal 2 emails yesterday and debtor denies that- Per Tr adj to 3/11 7 days debtor to file response to creditor obj and creditor reply 7 days form then

as of 2/16(mk) sent another email to attys urging them to discuss/resolve objection


As of 2/9/26(mk):sent email to attys- obj needs to be resolved before case can be confirmed - CASE CANNOT BE CONFIRMED W/ OUT A RESOLTION OF GLASSBORO CLAIM

Conf order was vacated so we are back to original positions

Plan #54

1.Objection by Glassboro (McNallly Law)
- has a valid secured J'ment lien on the property for total $93,711.92:
-debtors have equity in home after the first and second Mtgs and debtors exemption can't strip off entire lien- creditor says - debtor has significant equity which means can't strip off lien

-ALSO debtor had Axe Throwing B'ness- Covaz Enterprises LLC-- it was transferred to Power Strike LLC formed in March 2024 by Christian Cortes who may be related to debtors- What was the consideration for that transfer?.

2. Trustee objection:
CMA from March 2025 shows estimated value at $541,950. Thea COMP ANALYSIS of $475, 000. Zillow has value at $502,700. Realtor.com has value at $545,800 Debtor put value at 481,000.
We need to settle on a value and then do the liquidation analysis .
- Also depending upon the determination on the creditor's objection - there will be equity in the home as will as personal property that may r
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-14181 / CMGYakov Rudikh, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 11 required payments   Arrears: $858.00



MP proposes :$250 X 5; $777 X 4; $420 X 51; BASE
THE DEBTOR IS ADDRESSING THE ACCURATE VALUATION FOR THE PROPERTY AT: 25 SOUTH HILL RD APPRAISAL TO ADJ THE VALUATION OF THE PROPERTY

>no amended sch of current POI- dispos income at last plan was $809 p/m



Prior conf $1250 PTD ( 5 MOS) $777 X 55 BEG 10/1/25 ; BASE $43,985 W/MIN $35,992 TO GUCS DUE TO NE EQUITY ; ATTY FEE $3550/$4750 ;

Total NE equity form last conf plan:
-There is $4,828 non-exempt equity 2024 Honda
-There is $2,829 non-exempt equity bank account
-There is $28,336 non-exempt equity house
TOTAL NON-EXEMPT EQUITY $35,993
Email InquiryMatter ResolvedRequest
Adjournment
1614/1/2026 10:00 am25-16690 / CMGOtto J. Kostbar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 9 required payments   Arrears: $3,290.00
2/18; prop not listed for sale - debtor wants to REFI
creditor will be filing an MFR creditor says no post pet payments made

2/18:per Tr debtor atty to send all info on refi to Tr and creditor

AR RESOLVE OR HOLD
AS OF 2/11/26 (SF)

1. Objection filed by Citibank (Powers) - failure to pay arrears and speculative Sale or Refinance. The budget in this case is predominately funded by individuals other than the debtor, and therefore, the case and plan are filed in bad faith inasmuch as the debtor lacks regular income. Arrears are $322,795.72 (MUST RESOLVE)



Plan proposes $3290.10 x 60 Base, Sale/Refi by 5/29/26
Payments: 5/6 Arrears: $3290.10

RESOLVED:
- Must file pre-confirmation certification (FILED)
Trustee objection:
- Need current market analysis with comps used to determine value. (RECEIVED)

Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-17112 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 8 required payments   Arrears: $500.00
2/10/26:debor finalizing settlement w/ Turner- req adj


2/9/26 (mk):

109(e) issue
>>CREDITORS HAVE ALLEGED FRAUD


1. Objection by Covarrubis( Raymond Jr and Raymond & Dianne Sr)(Glenn Reiser, esq.): debtor default in settlement agmt and claim fraud etc.

2. Trustee objection:
-Case should be above median 2023 Tax return income was $138,311, 2024 tax return not provided

- Bank statements from Capital One Bank all 3 accts from June to July prior to filing date

- excessive expense items, such as:
Auto insurance $325. There are no vehicles listed on Sched B and no auto insurance
provided. Business list expense for vehicle.

-Disposable income verifies $2,892. Plan is only proposing $500.


Plan: $500 x 60 begin 8/1/25; Base
6/7 payments

-------------------------
Bank statements for Citizens Bank savings acct#7216 from May - June prior to filing date REC"D
Email InquiryMatter ResolvedRequest
Adjournment
1634/1/2026 10:00 am25-17277 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 8 required payments   Arrears: $1,154.00
PEREMPTORY 4/1

AR RESOLVE OR HOLD

2/18: Amended i & j just filed - NEEDS REVIEW

AS of 2/4/26(mk):


1. Objection by Santander( B. Crag):
- objects to cram on Hyundai


2. Trustee objection:
- plan is now a cure plan and it is very underfunded and will not come close to covering the claims that need to be paid.
- no amened Schedules I & J have been filed or updated POI. Disposable income verified at $448 per month. UPDATED POI SHOWS $523.68 PER MONTH DISPOS INCOME still does not support the TR payment proposed
- creditor objection to the auto cram still needs to be resolved.


Plan: $2,684 PTD; $1207 X 54; BASE
7/6 payments
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-17716 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 8 required payments   Arrears: $0
As of 3/4/26 waiting for IRS amended claim and STILL A VALUATION ISSUE ON HOME

Adj to 3/11/26 uploaded needs to resolve valuation issue and 2nd mtg issue- has filed motion to modify claim of Realtime solutions on 3/11/26-

AS of 1/22/26(mk);

Work up on Plan #38

TWO Claims Motions on 1/28> IRS and Credit Acceptance NEEDS TO BE RESOLVED


1. Objection by Credit Acceptance on Toyota( B. Craig)

2. Objection By Real Time solutions(Stern & E):
- objects to cram as significant equity in property- their appraisal of RE is 375,000 Vs .debtor's appraisal 270,000


3. Trustee Objection:
- -ISSUE STILL ON THE C VALUE OF THE HOME. Debtor's original CMA had old comparable sales. Bank has much higher appraisal and Zillow has higher than debtor 's updated (#39)appraisal of 270,000 says home in poor condition. Under any scenario there appears to be equity after the first mtg lien.

Prop Plan $646.86 x5 Then 1,082.32 x 55 Base
4/6 payments arrears 434.12
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-18623 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 7 required payments   Arrears: $0
AS OF 3/5/26 (SF) Schedules I and J amended. Need to review

1. New profit and loss statement shows net income of $25,275.71 just for December 2025. This will increase income (Need explanation)

1. Objection filed by Wells Fargo (Joshua Goldman) - failure to provide for arrears of $236,877.87 and failure to match loss mitigation timeline provided in agreed order of 2/28/26.

2. Trustee objection:

- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):

-$1,225/food family of 4

-$1,600 Estimated IRS and State NJ taxes, need to provide proof the estimated payments are being made to allow deduction on Schedule J (REDUCED EXPENSES BY $1600)

- Schedule C lists "State of New Jersey for consultations and as Court Appointed Trustee on a case $18,000 with exemption of $11,397 (what is this deduction?) (nonexempt equity is $6603)

Plan proposes $4,114 x 4; $7480 x 56 Base w/min $1241.11 to gucs; Loan Mod in 6 months
Payments: 7/7



RESOLVED:

- Objection filed by Wells Fargo Bank (Joshua Goldman) - failure to pay arrears of $236,762.87 and speculative loan mod (RESOLVED DO NOT PAY ARREARS PENDING APPROVAL OF LOAN MOD. LOAN MOD BY 2/28/26)

- Loss Mit Order expires on 12/8/25

3 Objection filed by the State of NJ (Swan) - failure to provide for payment of secured claim (RESOLVED)
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
PLAN IS NOT FEASIBLE. PROPOSED TRUSTEE PAYMENT ONLY PAYS $246,840 AND NEED $489,797 TO FUND THE PLAN WHICH DOESN'T INCLUDE WELLS FARGO MORTGAGE ARREARS.
- JPMorgan Chase did not file a claim. Should this creditor be stricken from plan? (MUST RESOLVE) MP FILED
- Borough of Tinton Falls filed secured claim 5-1 in the amount of $512.69 which is not addressed in plan. (OK TO PAY?) MP FILED
Email InquiryMatter ResolvedRequest
Adjournment
1784/1/2026 10:00 am25-19590 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0
As of 2/9/26(mk):

>>NEED RESLT OF MOTION- WILL IT IMPACT PLAN?

Plan payment will need to increase to cover claims

1. MFR on 2/18/26 by PennyMac Loan Debtor in arrears post-pet $5,796.06 as of 12/1/25. .


Prop Plan $700 x 60 begin 10/1/25; Base
5/5 payments

---------RESOLVED-------------------------
Trustee obj must serve M&T Bank listed in motions in Plan. DONE

PennyMac Loans (R.A. LEBRON) obj to arrears owed more, POC filed with arrears $8,498.46. mk: PAY ARREARS PER CLAIM- OTBS


Email InquiryMatter ResolvedRequest
Adjournment
1794/1/2026 10:00 am25-19619 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 6 required payments   Arrears: $600.00
3/2/26(mk):order vacating stay submitted and DDM Portal remain open for 60 days for debtor to pursue Loss MItt efforts

2/18: proof of TR payment( bank ck) for $500 uploaded to 13 dox

AS of 2/9/2(mk): 2/5 payments- arrears $900


LM or bust case- LM submitted 1/27/26

1/28: a cashiers ck was uploaded to case for $600 HOWEVER- the RE: has a name that is not this debtor and no case # is on the ck and the ck is dated 1/17/26????

MFR on 2/18/26

This is a 1 asset case. Only claim filed was mtg claim and plan proposes a LM= so need to pay arrears pending LM
atty fees 47500 in plan

>>341 held 1/15/26

1.US Bank Trust NA (RASC) objection to confirmation
- secured creditor filed claim for $159,144.31


plan $300x60 100% plan loan mod by 4/2026
2/4 payments

------RESOLVED---------------
need 2024 tax return(Uploaded 1/28/26)
-There is $61,580 in non exempt equity in the residence.
- There is $10,107 in non exempt equity in the stock account. PLAN IS 100%

Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-20447 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $510.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-20532 / CMGPaul H. Young, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $550.00
by next hearing 4/22/26atty to provide better income proofs

3/2/26:MK: atty reviewing case notes and will advise

AS of 2/27/26(mk):email to atty office

1. Lakeview Loan(Nationstar ) treated as unaffected. CLAIM FILED FOR ARREARS $2,114.12-OK TO PAY?

2. Trustee objection:
- Tr verified income much higher than scheduled2,114.12 THE NFSP PAYSTUBS ARE FULL OF ERRORS AND ODD CHARACTERS AND SOME HAVE 2029 ON THEM??/
- There is $18,416 under debtor's valuation and $42,341 under Zillow for non-exempt equity in house.
Need more information to support debtor's lower Value as it makes a difference for the equity. cma OF DEBTOR IS 7 MOS OLD NOW AND THE 3 CONPS SOLD OVER AYEAR AGO

- There is $1,028.66 non-exempt equity in 2015 Honda Odyssey.
TOTAL NON-EXEMPT EQUITY MAY INCREASE DEPENDING ON THE EQUITY IN BANK ACCT #486 WHEN SCHEDULES ARE AMENDED)
Need more detail of relater adjusted price of $605,000. lower due to condition Need much more information.

- Need to provide better paystubs for the Debtor. The paystubs provided are not clear, no decimal points and cannot determine income amount.

-Must file pre conf cert.


Plan $550 x 60 base plan
3/4 payments
-------------------------------------
Veridian Credit Union (2021 Mazda CX9) treated in plan as unaffected by plan. Creditor filed secured claim for $21,125 and unsecured claim for $8,759.71 -WILL ADD LANGUAGE THAT TR NOT TO PAY ON SEC AND UNSECURED PARTS OF CLAIM AND TREAT AS OUTSIDE.
Email InquiryMatter ResolvedRequest
Adjournment
1884/1/2026 10:00 am25-21130 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $800.00
AS F 2/17/26 ATTY SENT LOTS OF DOCS AND PROOF OF TFS PAYMENT $700 AT 3PM, NO TIME TO REVIEW. ATTY WILL NEED TO REQUEST ADJOURNMENT AT CONF HRG

As of 2/13/25 (DS): 1. Debtor in arrears $1,100, made 1 out of 4 payments. PROOF OF TFS PAYMENT $700 MADE 2/18/26, WILL NOT CLEAR FOR A FEW DAYS

2. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $150.
- Must provide proof of income for Nov. & Dec. 2025 and Sept. & Oct. bank statements for accts#358 & #412.
- Plan does not specify treatment of Sheffield Financial for 2022 Buyers Snow equipment.
- Sheffield filed arrears claim for Wright lawn mower $882.07, which is balance owed.
- Ally Bank filed arrears claim for leased 2025 Chevy owed $118.97, not in plan.
- Plan fails to specify treatment of Kubota Credit arrears $81.62, claim is bifurcated, secured $5,805 and unsecured $2,062.72.
- Must resolve both objs of Kubota.

3. Kubota-claim#18-1 (GAVIN STEWART) obj plan does not provide for creditor, arrears $81.62. Mk YES PAY

4. Kubota-claim#19-1 (GAVIN STEWART) obj plan does not provide for creditor, arrears $195.97. MK YES PAY

5. The following claim filed with arrears, not in plan:
- Claim#5-1 Ally Bank-Leased Chevy Silverado $118.97.
- Claim#6-2 Sheffield-Snow equipment $1,901.75.
- Claim#15-1 Financial Pacific Cat Excavator $2,211.42.
- Claim#23-1 Kubota-Plow $147.46.
- Claim#24-1 Financial Pacific - Cat Loader-$3,942.70. MK:ADD LANG TO PAY ALL THESE CLAIMS

6. Issue with 2 claims and Plan Part 4g Pay claim in full amount is $0 has Corning Credit Union and no info on Collateral, 2 claims filed.
- Claim#27-1 Ford F250 total owed $46,963.92, arrears $822.64 - Late claim/Bifurcated
- Claim#28-1 Corning Credit - Late claim $24,256.02.

Prop Plan $400 x 36 begin 11/1/25; Base
Note: Auto insurance for 2025 Chevy provided 2/17/26
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-21809 / CMGMichael L. Detzky, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $2,996.00
Case was previously confirmed on 2/18/26
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-21924 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
4/1/ for appraisal

As of 3/2/26(mk)

>>VALUATION QUESTION STILL UNRESOLVED


1. Trustee objection:
- There is $4,989 in non-exempt equity in the residence as of now BUT
- Need addendum or updated CMA on property condition that supports lower value. Zillow has value at $292,00 and debtor CMA $181,000

Plan: $356.99 X 60; BASE
3/4

-------RESOLVED-------------
- The debtor has insufficient income. CURRENT
- The debtor has failed to file the required Pre-Confirmation Certification. FILED
- The debtor has failed to supply the Trustee with the following document(s): Need a statement for the 401k loan. provided proof of pension loan
Email InquiryMatter ResolvedRequest
Adjournment
2014/1/2026 10:00 am25-22240 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As of 2/18/26(mk) UPDATED

1. Plan has Lakeview Loan/M & T bank as unaffected: Filed a claim for arrears $478.02-OK TO PAY?

2.Trustee Objection:
There is non-exempt equity in the residence $25,725,.

Proof of income verifies higher, there is disposable income $1,936.

-Need- Profit & Loss for the month of October and contract with employer MindPath stating that income will be reduced in April. PROVIDED Just uploaded 2/18- NEEDS REVIEW


-excessive expenses:
Transportation $450 and Rent for Apt in Florida $1,600. Need proof of theses expenses. STILL NEED


Plan: $400 x 12 begin 12/1/25; $675 x 48; Dollar Base $29,000
3/3 payments


contract with employer MindPath stating that income will be reduced in April. PROVIDED uploaded 2/17
Email InquiryMatter ResolvedRequest
Adjournment
2014/1/2026 10:00 am25-22240 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As of 2/18/26(mk) UPDATED

1. Plan has Lakeview Loan/M & T bank as unaffected: Filed a claim for arrears $478.02-OK TO PAY?

2.Trustee Objection:
There is non-exempt equity in the residence $25,725,.

Proof of income verifies higher, there is disposable income $1,936.

-Need- Profit & Loss for the month of October and contract with employer MindPath stating that income will be reduced in April. PROVIDED Just uploaded 2/18- NEEDS REVIEW


-excessive expenses:
Transportation $450 and Rent for Apt in Florida $1,600. Need proof of theses expenses. STILL NEED


Plan: $400 x 12 begin 12/1/25; $675 x 48; Dollar Base $29,000
3/3 payments


contract with employer MindPath stating that income will be reduced in April. PROVIDED uploaded 2/17
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-22303 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $8,000.00
AS OF 3/5/26 (SF) NOT CURRENT WITH PAYMENTS: 2/4 ARREARS: $8000



1. Objection filed by US Bank Trust (Lubin) - debtor must apply for approval to participate in Cour'ts loss mit program and must be current with adequate protection payments at time of confirmation.

2. Loss Mit order expires on 5/19/26

3. Trustee objection:

- The debtor must provide proof of auto insurance for the car Debtor is driving as Uber driver..

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Food $1,050, Auto insurance $302 (Must provide proof of expense, since Sched B does not
list vehicles) and Proof of taxes paid monthly for Uber $800. Must provide proof of expenses
10 days prior to confirmation. May be moot since plan propose 100%.

- 22C has disposable income $7,503.95. Plan propose 100%.

- The current Plan does not specify treatment of IRS $6,411.40 and State of NJ $393.64 tax
claims under the Plan.




Plan proposes $4000 x 60 100% Plan; Loan Mod by 6/1/26
Payments: 2/4 Arrears: $8000


RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
1774/1/2026 10:00 am25-22377 / CMGBrian W. Hofmeister, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
1/28 creditor to do appraisal on prop and need POI for new job

As of 1/22/26 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies -$1,504. How is plan feasible?
- Must serve Waterfall Victoria listed in Plan motions to Attn: Managing Partner/Agent..
- Must provide proof of income for new job at Global Resources starting in January 2026.
- Must amend Schedule I to add when debtor starts new job at Global Resources in January 2026.
- Add to confirming order Trustee standard order of distribution.

2. US Bank-1st mtg (CORY WOERNER) obj to arrears owed more, but POC filed with arrears less $210,132.97, plan has $250,000. Obj should be resolved since plan was proposing more.

3. Real Tme-2nd mtg (ANDREW LUBIN) obj to cram of 2nd mtg, states that no evidence has been provided as to the value of the property and that unless creditor is allowed access to the property to perform interior/exterior appraisal as to property value and a determination cannot be made, including an evidentiary hearing, if necessary. Must resolve obj.

Prop Plan $4,590 x 60 begin 12/1/25; Base
Note: Service to Real Time done.
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-22407 / CMGRobert H. Johnson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As of 3/9/26 (DS): Debtor atty requested adj to allow time to resolve creditor obj

As of 3/6/26 (DS): If obj resolved by consent from both parties need to confirm at $100 x 12 begin 12/1/25 (payment for March must be paid or will increase), $25,000 lump sum payment 7 days from confirming order, $400 x 36 begin 12/1/26, $763 x 12 begin 12/1/29; 100% with a min. div. $83,768 to gucs due to non-exempt equity;
- Student loans to be treated outside.
- Add to confirming order Trustee US Dept of HUD claim#1-1 to be treated outside, no arrears owed.
- Claim#3-1 of PennyMac arrears $3,599.75 to be paid.
- Within 7 days must file Pre-confirmation certification.

1. Trustee obj to the following:
- There is non-exempt equity in the residence $83,768.
- Add to confirming order $25,000 from PI settlement form ex spouse's lawsuit to fund plan 7 days from confirming order.

2. Penny Mac (COURTNEY SHED) obj to arrears owed, POC filed with arrears $2,717.18. Must resolve obj.

3. US Dept of HUD filed claim, not in plan, no arrears owed. Trustee to add to be treated outside.

Prop Plan $100 x 12 begin 12/1/25; $400 x 36; $700 x 12; Plus $25,000 from proceeds of ex-spouse PI suit 7 days from confirming order; 100%
Email InquiryMatter ResolvedRequest
Adjournment
2054/1/2026 10:00 am25-22416 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $303.00
AS OF 2/17/2026 (at):

1. The NJ Division of Taxation filed an estimated claim which needs to be amended. (STILL ESTIMATED FOR 2021)

2. Trustee's objection:
- The debtor has insufficient income. negative income is -$1,019 (E-WAGE LANGUAGE ADDED)
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on Capital One Auto Finance. (CERT OF SERVICE FILED)

Plan proposes: $309 x 36 beginning 12/1/2025, $0 to unsecured creditors
Payments: 2/3, arrears $309
Email InquiryMatter ResolvedRequest
Adjournment
2114/1/2026 10:00 am25-22706 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 4 required payments   Arrears: $1,200.00
AS OF 2/17/2026 (at):

RECEIVED PROOF OF THE DECEMBER TRUSTEE PAYMENT MADE VIA TFS ON 2/14/2026.

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

1. 341 is scheduled for 3/5/2026. (READY)
2. Payments: 0/3, arrears $1,200
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-22808 / CMGPRO SEConfirmation Hearing on Modified PlanPending WorkupDebtor has made 0 of 3 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1604/1/2026 10:00 am25-22866 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 3/10/2026 (at):

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - January and February for the debtor. (NOT RECEIVED)
- Proof of income for spouse once she returns to work. (LANGUAGE ADDED)
- The debtor must provide proof of auto insurance for the 2019 Toyota. (RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$250/month for clothing
$250/month for entertainment
$800/month for unemployment taxes
Need proof of expenses 10 days prior to confirmation.
- One Main filed a bifurcated claim which needs to be resolved.
- Toyota Motor filed a bifurcated claim which needs to be resolved.

Plan proposes: $450 x 60 beginning 1/1/2026, base
Payments: 2/3, arrears $450
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-22905 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $299.00
As of 2/13/26 (DS): Debtor atty requested adj 341 sched 2/26/26
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-22937 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,669.00
AS OF 3/3/2026 (at):

1. Objection filed by BayFirst National Bank (McCalla Raymer) - failure to cure arrears of $738,198.03 (Per objection - no claim filed yet) and plan does not propose a date for completion of refinance. There are other secured liens, debtor has not provided evidence that a refinance would be in an amount sufficient to pay the secured creditor in full. (UNRESOLVED)

2. Trustee's objection:
- A copy of the last filed tax return - for 2024. (NOT RECEIVED)
- 2 months (Oct & Nov) bank statements from Wells Fargo Business checking acct#5716 prior to filing date. (NOT RECEIVED)
- A Modified Plan that provides refinance date and specifies treatment of student loans on Part 5b. (MODIFIED PLAN NOT FILED)
- Amendments to Schedules A/B and C to list values of business assets, per Business forms Shore Dental valued $750,000, INVU and Braces @Brick both valued $1,500,000. (NEITHER AMENEDED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Mortgages $21,267.63 and $6,935.70, Utilities $1,000 (Seen in bank acct paid $1,517 10/27, none paid in Nov.), Tele/Cell/Cable/Internet $600 (Not seen in bank accts), Car payments $958.63 & 800 (Profit & Loss have vehicle expense $850, needs explanation) and Student Loans $3,000 (Bank statements show Oct. paid $925 and Nov. paid $2,729, which is a big difference and seems to vary). Must provide proof of expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- 22C has disposable income $30,733.49, which would require min. div. $1,844,009 to gucs.
- Disposable income verifies $8,149.
- The current Plan does not specify treatment of First Atlantic FCU $40,990.63 and Hanover Community Bank $521,173.28 under the Plan.
- Plan fails
Email InquiryMatter ResolvedRequest
Adjournment
2224/1/2026 10:00 am25-22939 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,832.00
fyi: objection by GS Mtg(KML) was resolved by Order submitted 1/29/26 Terms=Pay POC arrears thru plan(mk)

341 not held - rescheduled to 3/12/26
payments: 1/2 Arrears: $1832

Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-22961 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,208.00
AS OF 2/10/26 (SF)

1. MUST REQUEST ADJ OF CONF HEARING
1. 341 SCHEDULED FOR 2/26 AT 9
2. PAYMENTS: 2/2

Email InquiryMatter ResolvedRequest
Adjournment
2324/1/2026 10:00 am25-23067 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,200.00

AS OF 2/12/26 (SF) Copy of TFS Receipt provided for $600

Trustee objection:

- The debtor has not filed the required Pre-Confirmation Certification.
- Need modified plan that pays 100% to unsecured creditors based on non exempt equity.
- There is $106,101 in non exempt equity in the residence.
- Student loans will be paid outside of the plan.

Plan proposes $600 x 60 Base
No Payments: 0/2 Arrears: $1200




Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-23196 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $696.00
AS OF 2/11/26 (SF)

1. Objection filed by Santander Bank (Craig) - objects to cram - 910 claim. (The plan does not propose a cram. It proposes to pay claim in full)

2. Nationstar Mortgage filed arrears claim 8-1 in the amount of $2,122.15 which is not addressed in plan (OK TO PAY?)

3. Trustee objection:

- A current market analysis - with only comparatives sold within 6 months of filing. (STILL NEED)

- Verified income leaves monthly disposable income of $1,190.64.

- The debtor has failed to provide proof of service with respect to Plan Motion(s). Need proof of service on all creditors listed in Part 7a of the plan (THE PLAN DOES NOT RECLASSIFY LIENS TO UNSECURED ALTHOUGH MOST OF THE CLAIMS ARE FILED AS UNSECURED)


Plan proposes $696 x 60 Base
Payments: 1/2 Arrears: $696

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
2374/1/2026 10:00 am25-23221 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $695.00
issues as of 2/17/2026 (JMA)

1) 341 not held, rescheduled for 3/12/2026

proposed plan $695x60 base plan
paid in $695
arrears $695
last claim 16-1
Email InquiryMatter ResolvedRequest
Adjournment
2394/1/2026 10:00 am25-23285 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00
As of 2/17/26 (DS): Debtor atty requested adj 341 sched 2/19/26


Email InquiryMatter ResolvedRequest
Adjournment
2414/1/2026 10:00 am25-23356 / CMGAllen I. Gorski, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $3,000.00
AS OF 2/17/2025 (at):

RECEIVED PROOF OF ONE PAYMENT DATED 2/17/2026.

DEBTORS HAVE MADE NO TRUSTEE PAYMENTS.

1. Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

2. Ally Capital filed a secured arrears claim for the 2022 Chevy Equinox in the amount of $426.09 which is not in the plan. Are the debtors going to pay this claim?

3. Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - CMA provided is significantly lower than the Zillow amount of $722,900. (UPDATED CMA NOT RECEIVED - USING ZILLOW FOR NOW)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $174,582.00 non-exempt equity in house. (CURRENT N/E EQUITY IS $175,899 - AWAITING CLAIMS TO BE FILED BY SELECT PORTFOLIO, SBA, STATE AND IRS TO CONFIRM EQUITY)

RESOLVED ISSUES:
- The debtor has insufficient income. co-debtor income verified lower than amount on Schedule I, using all paystubs provided. (E-WAGE LANGUAGE ADDED)

Plan proposes: $1,500 x 60 beginning 1/1/2026, 100% plan
Payments: 0/2, arrears $3,000
Email InquiryMatter ResolvedRequest
Adjournment
2464/1/2026 10:00 am25-23548 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $100.00
AS OF 2/17/2026 (at):

1. 341 has not been held or rescheduled. No on 3/12
2. Payments: 1/2, arrears $100
Email InquiryMatter ResolvedRequest
Adjournment
2474/1/2026 10:00 am25-23587 / CMGJenee K. Ciccarelli, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,850.00
No 341 missing dox
1/2 payments
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-23652 / CMGRichard Obuch, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 15 of 3 required payments   Arrears: $0
As of 3/4/26 (DS): Debtor atty requested adj 341 sched 3/19/26. Atty provided auto insurance.
Email InquiryMatter ResolvedRequest
Adjournment
1794/1/2026 10:00 am25-23769 / CMGJoseph Casello, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $400.00
3/10/26Proof of 2 payments pending-

AS OF 3/9/2026 (at):

DEBTOR HAS MADE ONE OF THREE TRUSTEE PAYMENTS.

Trustee's objection:
- The debtor has insufficient income. (E-WAGE LANGUAGE ADDED)
- The debtor has failed to file a feasible plan
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $3,570 non-exempt equity in 2021 Audi. (LANGUAGE ADDED)

Plan proposes: $200 x 36 beginning 1/1/2026, base
Payments: 1/3, arrears $400
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am25-23779 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 3/4/26 (SF) Adj to after bar date


RECOMMEND $330 X 2 (BEGIN 1/1/26); $564 X 34 (BEGIN 3/1/26) 100% PLAN W/MIN DIV OF $55,538 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE
- OK TO PAY CAPITAL ONE ARREARS CLAIM 2-1
- MUST FILE PRE-CONFIRMATION CERT WITHIN 7 DAYS


1. Capital One Bank filed arrears claim 2-1 in the amount of $30 which is not addressed in plan (OK TO PAY?)

2. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification.

- - Verified income leaves monthly disposable income of $2,065. (REQUIRES 36 MONTH PLAN)

- The Schedules fail to account for the debtor(s) tax refund in the amount of $7,516 when determining disposable income.

- There is $55,538 in non-exempt equity in the residence (100% PLAN.)


Plan proposes $330 x 60 100% Plan
Payments: 2/3 Arrears: $330


Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-10029 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 3/9/26 (SF)

1. 341 NOT HELD - RESCHEDULED TO 3/19/26

2. PAYMENTS: 1/2 ARREARS: $314
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-10053 / CMGJonas Singer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Note; the distribution in plan is ok its Tr std order(mk)
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-10230 / CMGRobert Manchel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 3/3/2026 (at):

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- Amendments to Schedules G to assume or reject Chevy Colorado lease. (NOT AMENDED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$2,050/month for health insurance
Need proof of expense 10 days prior to confirmation. (NOT RECEIVED)

RESOLVED ISSUES:
- The debtor has insufficient income. Debtor must sign up for e-wage within 7 days of confirmation. (LANGUAGE ADDED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2025 by 5/15/2026. (LANGUAGE ADDED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $12,021 in non exempt equity in the residence. (LANGUAGE ADDED)


Plan proposes: $315 x 60 beginning 2/1/2026, base
Payments: 1/2, arrears $315
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-10237 / CMGCarlos D. Martinez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
issues as of 3/4/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to supply the Trustee with the following document(s): Domestic Support Obligation information
-Schedule J line 21 includes wife's debt expenses in the amount of $4,038 - need supporting documentation for this expense.

proposed plan $1,300x48 100%
paid in $1,300
arrears $1,300
last claim 18-1
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-10241 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $2.00
As of 3/9/26 (DS): Debtor atty requested adj to pass bar date and allow time to resolve all issues.

As of 3/4/26 (DS): 1. Trustee obj to the following:
- Service/notice of chapter 13 plan transmittal was done improperly to both Capital One and LVNV Funding. Transmittal marks off real property, fails to mark off personal property and provide details. Also service to Capital One fails to serve at street address listed on Proof of claim filed 1/21/26.
- Need clarification as to LVNV Funding listed in plan as claim to be paid in full for 2018 Jeep, but then has in Plan motions to avoid lien. Is this the same creditor?

2. IRS claim must be amended to reflect the refund that was taken. Per letter from IRS tax refund $2,026 was taken and paid toward tax lien 2/23/26 balance $34,037.11, no amended claim filed since 2/12/26 owed $35,974.30.

Prop Plan $101.23 x 60 begin 2/1/26; Base
Note: 2025 Tax return provided.
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-10607 / CMGAllen I. Gorski, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $650.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-10639 / CMGDavid L. Stevens, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,200.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-10645 / CMGMark N. Glyptis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,908.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-10734 / CMGJenee K. Ciccarelli, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $994.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-10859 / CMGHerbert B. Raymond, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $800.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-10892 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $150.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-10979 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $575.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-10985 / CMGHerbert B. Raymond, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $400.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-11029 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $762.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-11096 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,836.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-11142 / CMGJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $642.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-11143 / CMGJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-11204 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $300.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-11227 / CMGRoger J. Yehl, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-11257 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-11286 / CMGEugene D. RothConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-11347 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $300.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 10:00 am26-11371 / CMGAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $300.00
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 12:00 pm25-10052 / CMGRobert Cameron Legg, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 12:00 pm25-14684 / CMGAndy Winchell, Esq.Motion CompensationNeeds Resolution of Issues - ObjectionsMk; order is confusing :TR Objection: NEEDS A REVISED ORDER :spelling out specifics

FOH as of 2/23 are7,919

total fee app. is for 20,752.89 $500 paid outside at filing
FOH as of 2/23 are 7,919
Email InquiryMatter ResolvedRequest
Adjournment
04/1/2026 12:00 pm25-17240 / CMGMarc P. Feldman, Esq. Motion to Approve Attorney FeesNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes