Judge Christine M. Gravelle
Hearing Date: 4/1/2020
Hearing Count: 224
Last Updated: 04-07-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
44/1/2020 9:00 am12-38346 / CMGJOHN OBOYLE, ESQMotion Requesting RedactionGranted
Matter ResolvedRequest
Adjourment
54/1/2020 9:00 am13-29675 / CMGROGER J. YEHL, ESQ.Motion Requesting RedactionGranted
Matter ResolvedRequest
Adjourment
64/1/2020 9:00 am14-14321 / CMGJAMES J CERBONE, ESQMotion Requesting RedactionGranted
Matter ResolvedRequest
Adjourment
74/1/2020 9:00 am14-20185 / CMGBruno Bellucci IIIMotion Requesting RedactionGranted
Matter ResolvedRequest
Adjourment
84/1/2020 9:00 am14-27416 / CMGROBERT H JOHNSONMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/20/2020 9:00 am
Total Paid In: $56,100.00
3/29/20: atty email wants to pay off at 100%. UPLOADED ADJ. REQUEST -per AR adj 45 days
3/27 AMT: Email to atty re source of $29,000<<<>>>

Debtor obj<>FAILED TO REFI BY 4/1/2018

Matter ResolvedRequest
Adjourment
94/1/2020 9:00 am14-33494 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $23,611.00
3/30/20(mk); sent email to Nisenson with offer. Waiting for reply. ATTY OK TO TERMS

AR RECOMMEND $252 X 4 BEG 4-1-20
327/20(mk): still need plan pay off 1,006

adj to 4/1/20 to pay it off

2/5/20- 2 more weeks

1/15/20 - Atty says needs 2 weeks to pay it off


Debtor obj,will bring current<>ARREARS are $1727 and in month 62
Matter ResolvedRequest
Adjourment
104/1/2020 9:00 am14-34698 / CMGKirsten B. Ennis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
3/3 AMT: PIF/PENDING CLOSING AUDIT
Matter ResolvedRequest
Adjourment
114/1/2020 9:00 am15-10057 / CMGTAMIKA NICOLE WYCHE, ESQMotion Relief from Stay (Fee)Granted
JPMORGAN CHASE (PLUESE)

mk: case is complete but still open >notice of unclaimed funds filed by Trustee for 2 other creditors.
Matter ResolvedRequest
Adjourment
124/1/2020 9:00 am15-10250 / CMGCarrie J. Boyle, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/15/2020 9:00 am
Total Paid In: $25,478.00
3/27/20(mk):emailed atty for status-adj 15 days to b complete.

Debtor obj, will be current<>FAILED TO PAY PLAN BALANCE($351)
Matter ResolvedRequest
Adjourment
134/1/2020 9:00 am15-12548 / CMGJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
ARREARS/PLAN BALANCE
Matter ResolvedRequest
Adjourment
144/1/2020 9:00 am15-13731 / CMGJustin M. Gillman, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $47,070.00
3/31/20(mk) :per debtor atty not opposing- it's post LM & port petition will no affect plan completion


BSI (FRIEDMAN)
Matter ResolvedRequest
Adjourment
154/1/2020 9:00 am15-13731 / CMGJustin M. Gillman, Esq.Trustee Certification of DefaultContinued
4/15/2020 9:00 am
Total Paid In: $47,070.00
AR PENDING STATUS OF MP
>>Status of Sale? Mtg Co has MFR 4/1/20. MPon 4/1/20- Issues.

1/31/20(mk) MP (#63) filed. Got LM. sec. creditor now outside.

1/27 AMT: Plan will complete at 100% < base balance prior to plan expiration. Adjourning to allow additional payments to post<<<>>>

Debtor obj
Matter ResolvedRequest
Adjourment
164/1/2020 9:00 am15-13946 / CMGPRO SEMotion Relief from Stay (Fee)Continued
5/6/2020 9:00 am
Total Paid In: $49,863.00
3/31/20 Mk: creditor atty email -he will appear via ct solutions. and apparently the debtor will also- Debtor is pro se

2/2019:debtor in hospital

NC BANK (MARTONE & UHLMANN)
Matter ResolvedRequest
Adjourment
174/1/2020 9:00 am15-17866 / CMGKirsten B. Ennis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
3/30 AMT: AMD SCH & NTC OF SETTLEMENT FILED<<<>>>


3/17/20MK: Sp counsel appt. but no ntc or motion BUT looks like plan was paid off. Adj to allow atty to file amended C and Notice of settlement,then can w/d and send to close case


2/24 AMT: PIF/Needs retention, ntc of settlement, amd C to claim exemption<<<>>>

2/11/20(mk): atty to file opp'n- debtor waiting for outcome of PI suit- meeting w/PI atty next week and will have better time line. Office will file application to retain PI counsel and upload adj request on this motion .


FAILED TO PAY PLAN BALANCE/PLAN EXPIRED; FAILED TO FILE AMD C FOR EXEMPTION ON PI PROCEEDS; FAILED TO RETAIN SPECIAL COUNSEL; FAILED TO FILE NTC OF SETTLEMENT
Matter ResolvedRequest
Adjourment
184/1/2020 9:00 am15-25700 / CMGJONI L GRAY, ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $15,188.00
mk: Trustee order : $15,188 PTD, $588 x 5 Begin 4/1/20- atty ok to terms

Debtor obj, can pay $500 and cure remaining arrears
Matter ResolvedRequest
Adjourment
194/1/2020 9:00 am15-25700 / CMGJONI L GRAY, ESQCreditor Certification of DefaultContinued
4/15/2020 9:00 am
Total Paid In: $15,188.00
3/31/20:MK: emailed R. Davidow for status-waiting to hear from client as to payment proofs- will elt me know- worst case it will be short adj

US BANK (Phelan)

(TR ARREARS )

MK:atty working on this may be w/d by creditor or adj for payment proof
Matter ResolvedRequest
Adjourment
204/1/2020 9:00 am15-26717 / CMGLAURENCE R SHELLER, ESQMotion Dismiss CaseOrder to be SubmittedTotal Paid In: $55,873.00
Motion for stay relief is granted on Ellswoth Property- OTBS by City of Trenton- motion to dismiss denied
HOLD For Judge-2:00

3/31/20: atty L. Sheller- says signed up for ct call
AR PER ATTY OPPOSITION FILED (#69)
Debtor obj; City of Trenton corr<>CITY OF TRENTON MTN TO DISMISS OR STAY RELIEF (Golodenberg Mackler)
seeking dismissal or in alternative-SV on Ellsworth Ave. only
Matter ResolvedRequest
Adjourment
214/1/2020 9:00 am15-29892 / CMGEric ClaymanMotion Motion (Generic) - Only use if no other event is applicableContinued
4/15/2020 9:00 am
Total Paid In: $14,301.00
3/31/20(mk):debtor just got payment history- needs 2 weeks to review

JP Morgan response (Phelan)<>MTN TO ESTABLISH CORRECT POST-PET MTG PYMT TO JPMORGAN CHASE

10/30/19(mk):Form of Order leaves a blank as to the status of post pet. mtg payments- This issue needs to be resolved b/w debtor & mtg co. and a CO entered.
Matter ResolvedRequest
Adjourment
224/1/2020 9:00 am15-32525 / CMGWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $99,417.00
3/27/20(mk): 5,000 posted ARREARS NOW $8,622.95. RECAP Looks like $99,417.05 PTD, Then $3332 x 8 begin 4/1/20-atty ok

atty says debtor made 5,000 payment adj for posting

Debtor obj, will pay arrears within 30 days
Matter ResolvedRequest
Adjourment
234/1/2020 9:00 am16-11796 / CMGSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Continued
4/15/2020 9:00 am
Total Paid In: $13,740.00
Mk: debtor has LM

Debtor obj<<>>NEWREZ (GREENSPOON MARDER)
Matter ResolvedRequest
Adjourment
244/1/2020 9:00 am16-14334 / CMGJOSEPH CASELLO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/6/2020 9:00 am
Total Paid In: $8,330.00
SV/US BANK #2-2; FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
254/1/2020 9:00 am16-18912 / CMGPAUL N MIRABELLI ESQMotion Requesting RedactionGrantedTotal Paid In: $9,870.00
Matter ResolvedRequest
Adjourment
264/1/2020 9:00 am16-22227 / CMGWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $15,246.00
NISSAN (Morton)
Matter ResolvedRequest
Adjourment
274/1/2020 9:00 am16-27945 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/6/2020 9:00 am
Total Paid In: $57,416.00
ADJ BY TRUSTEE ATTY TO UPDATE 3 DAYS BEFORE ADJOURNED DTE
Atty filed obj, trying to contact client<>ARREARS $9,227. Last pay 3/20/20 $1000
Matter ResolvedRequest
Adjourment
284/1/2020 9:00 am16-28096 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $7,544.00
3/31/20 mk: per atty No Defense

AILED TO COMPLY WITH 1/14/20 LM ORDER TO FILE MP AND AMD I/J; ARREARS$1,032 as of 3/27/20.Last pay 11/24/20
Matter ResolvedRequest
Adjourment
294/1/2020 9:00 am16-31863 / CMGJOHN ZIMNIS, ESQMotion to Approve Loan ModificationWithdrawnTotal Paid In: $22,645.00
3/31/20(mk); Per P. Zimnis: there should be a w/d of this motion & debtor's obj. Then CT can enter order per debtor's own Motion
for Approval for LM at #35.



BAYVIEW LOAN MTN TO APPROVE LOAN MOD (McCabe)

Debtor obj; They filed own appl .for LM Approval-(#35)Order is correct form

Trustee limited obj;
Matter ResolvedRequest
Adjourment
304/1/2020 9:00 am17-10478 / CMGROBERT H JOHNSONMotion to Cancel and DischargeGranted
MTN TO DISCHARGE MTG/WELLS FARGO-WORLD SAVINGS

No Opp'n
Matter ResolvedRequest
Adjourment
314/1/2020 9:00 am17-10868 / CMGJOSEPH ALBANESE, ESQMotion Hardship DischargeGrantedTotal Paid In: $10,850.00
Mk: No opposition. Reviewed -ok
Matter ResolvedRequest
Adjourment
324/1/2020 9:00 am17-12558 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/15/2020 9:00 am
Total Paid In: $10,410.00
3/12/20(mk:MP filed(#101) ON FOR 4/15/20. Says LM denied- seeking LM Outside now- NO ARREARS PENDING lM- Only AP PAYMENTS OUTSIDE to Mtg co. - se if creditor objects-TREAT THIS AS OUTSIDE AND CREDITOR FEE TO SEEK SV-).

needs to file MP to cure arrears

12/1/19(mk): Order entered extending Loss Mit .to2/20/20. Mk- debtor has temp mod and made payments- bank needs to give the perm mod.

AR OBJECTION DOESNT MAKE SENSE
Debtor obj<>FAILED TO COMPLETE LM BY 9/23/17; EXTENDED LOSS MIT EXPIRED 6/23/19
Matter ResolvedRequest
Adjourment
344/1/2020 9:00 am17-14814 / CMGYAKOV RUDIKHMotion Relief from Co-Debtor StayContinued
4/15/2020 9:00 am
Total Paid In: $53,061.00
3/31/20(mk): debtor says filed opp'n & adj request- has consent form A.Jennings, Esq.

NATIONSTAR/MR.COOPER (RAS)
Matter ResolvedRequest
Adjourment
354/1/2020 9:00 am17-16894 / CMGJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $11,855.00
3/24 AMT: $11,855 PTD (35); $658 X 25 BEGINNING 4/1/20 (atty ok)<<<>>>

Debtor obj, making pymts/requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
364/1/2020 9:00 am17-18160 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $5,270.00
3/27/20:MK: Recap is $5,270 PTD, Then $372 by 3/31/20, Then 160 x 25 begin 4/1/20- emailed atty-ok

Debtor obj, can pay $372 and recap<>ARREARS

mk: prob. from cert in response filed (#57)by atty office 9/s/ by debtor)says Debtor can pay $372 on 3/19/20& then extra $100 for 5 mos. THEN DEBTOR FILED RESPONSE # 58 says payments increased and not her fault. Seems to be in conflict with #57. Does not say she can pay lump sum of $372 -- if no lump sum payment for March goes up to 175 x 25 begin 4/1/20
Matter ResolvedRequest
Adjourment
384/1/2020 9:00 am17-20299 / CMGJONATHAN GOLDSMITH-COHEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $14,163.00
3/27/20(mk):when claim motion #65 is granted ,this can be w/d

AMT: CLM MTN 4/1<<<<>>>>No opp'n
Debtor obj, filing mtn to amend mtg claim<>FAILED TO COMPLY WITH 9/17/19 LM ORDER FOR AMENDED ARREARAGE CLM
Matter ResolvedRequest
Adjourment
374/1/2020 9:00 am17-20299 / CMGJONATHAN GOLDSMITH-COHEN, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $14,163.00
mk: REC Granting

MTN TO MODIFY NATIONSTAR #2 TO $0 PRE PET ARREARS
Matter ResolvedRequest
Adjourment
394/1/2020 9:00 am17-21772 / CMGJOSEPH J ROGERS, ESQMotion File Claim After Claims Bar DateMoot - DismissedTotal Paid In: $30,265.00
MTN TO ALLOW LATE CLAIM
Matter ResolvedRequest
Adjourment
404/1/2020 9:00 am17-30351 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $92,976.00
3/31/20(mk): no Defense to Motion

ARREARS $27,493.
Matter ResolvedRequest
Adjourment
414/1/2020 9:00 am17-32601 / CMGHERBERT B RAYMOND ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $6,750.00
3/27/20(mk) :Amended claim filed. arrears 250 which is a plan payment.

Debtor obj<>FAILED TO ADDRESS LATE FILED CLM/FIRST INVESTORS #11-1; ARREARS $750
Matter ResolvedRequest
Adjourment
424/1/2020 9:00 am17-35796 / CMGJAMES J CERBONE, ESQTrustee Certification of DefaultDismissedTotal Paid In: $8,591.00
3/31/20(mk) atty says letting it go
3/30/20(mk): email from Tammy- not sure debtor can come up w/money- waiting to hear

AR PENDING PYMT
Debtor obj, can pay $1,000 before 3/31/20 and recap
Matter ResolvedRequest
Adjourment
434/1/2020 9:00 am18-12203 / CMGBRUCE C TRUESDALE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/6/2020 9:00 am
Total Paid In: $32,708.00
ADJ BY TRUSTEE ATTY TO UPDATE 3 DAYS BEFORE ADJOURNED DATE
made payments - needs more time & is doing double payments- As of 3/27/20:Arrears $2,312

AR THERE HAS BEEN NO REDUCTION IN DELINQUENCY
MFR SCH FOR 1=15

11/20/19- debtor needs time to make double payments


Debtor obj<>ARREARS $8,636 as of 1/2/20.
Matter ResolvedRequest
Adjourment
444/1/2020 9:00 am18-12542 / CMGPATRICK MOSCATELLO, ESQCreditor Certification of DefaultContinued
4/15/2020 9:00 am
Total Paid In: $38,587.00
US Bank (Friedman)
Matter ResolvedRequest
Adjourment
454/1/2020 9:00 am18-12944 / CMGDaniel Straffi, Esq.Motion Relief from Co-Debtor StayContinued
5/6/2020 9:00 am
Total Paid In: $15,366.00
Debtor obj<>DEUTSCHE BANK NAT'L (RAS)
Matter ResolvedRequest
Adjourment
464/1/2020 9:00 am18-14723 / CMGSTEPHANIE SHRETER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $28,512.00
SV/US BANK #1-2; ARREARS $6,155
Matter ResolvedRequest
Adjourment
474/1/2020 9:00 am18-16580 / CMGBENJAMIN JAMIE GINTERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,412.00
SV/RSI #10-1; ARREARS 1,932. last pay 11/2019
Matter ResolvedRequest
Adjourment
484/1/2020 9:00 am18-18145 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/3/2020 9:00 am
Total Paid In: $34,560.00

ADJ ATTY TO UPDATE 3 DAYS BEFORE RETURN DATE
As of 3/27/20(mk): rec'd payment totaling $1630 in March -Arrears now $37,260

DEBTOR DID NOT GET BAL OF PROCEEDS FROM CHURCH GETTING NEXT MONTH 1/15/20: atty says still checking on rest of proceeds from sale of business - that was not property of estate

1/10/20(mk): 15,000 was pd. in Nov. 2019. Arrears $38,890. Where is rest of funds from sale of business RE?

11/6/19 atty has proof of 15,000 & still waiting for sale proceeds

10/29/19: NO Funds as of this date.

9/4/19- RE sold- debtors have not rec'd funds from sale yet. atty wants to adj to Nov for full payment. funds due to be rec'd in Oct. -will pay 10,000 soon

Debtor obj<<<>>>FAILED TO REMIT $53,075 LUMP SUM BY 6/1/19
Matter ResolvedRequest
Adjourment
494/1/2020 9:00 am18-19171 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $47,760.00
3/31/20Mk: debtor w/d obj & letting case get dismissed.

Debtor obj, will bring current<>ARREARS 14,036 as of 3/27/20
Matter ResolvedRequest
Adjourment
504/1/2020 9:00 am18-20544 / CMGSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $67,516.00
amt: $67,516 ptd (22); $4,500 x 38 beginning 4/1/20 (atty ok)<<<>>>

Debtor, can pay $1,000 and requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
514/1/2020 9:00 am18-21743 / CMGGilberto M. Garcia Creditor Certification of DefaultContinued
5/6/2020 9:00 am
Total Paid In: $13,014.00
PHH (Robertson Anschutz)

march by 4/23/20 & april payments to be made prior to 5/6
Matter ResolvedRequest
Adjourment
524/1/2020 9:00 am18-22753 / CMGWilliam H. Oliver, Jr., Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Order Previously SubmittedTotal Paid In: $24,115.00
3/31/20:mk: Order ok

3/30/20(mk): revised order submitted today - then another one that put the exemption back in - Mk email to atty questioning amt of exemption claimed.

Trustee obj<>1807 MCBRIDE AV

K price 80,000 - CMA $49,344- order tries to claim 23,650 exemption under (d)(5)- This is not their residence. T'ee Obj. Plus RE atty fees( Flat fee for sale) need to be set forth in Order(parag.#3r and a note that seek approval form CT.. IF Needs MP for 100% - VALUE ISSUE WHEN CASE WAS CONFIRMED vs. Sale Price ( was confirmed at a base)and Order needs to be revised- NO exemption under (d)(1) allowed - so needs to adjusted amt per (d)(5) and bal of proceeds to Trustee (parag #6).
Matter ResolvedRequest
Adjourment
534/1/2020 9:00 am18-22753 / CMGWilliam H. Oliver, Jr., Esq.Motion Avoid LienGrantedTotal Paid In: $24,115.00
MTN TO AVOID LIEN/JERSEY SHORE MEDICAL CENTER (DJ-131802-2017

mk:Seeking to avoid J'ment lien on RE so they can sell. No levy by creditor so should be treated as guc w/ rest of gucs and not a secured creditor-ok by T'ee -see if crdtitor objects.
Matter ResolvedRequest
Adjourment
544/1/2020 9:00 am18-22753 / CMGWilliam H. Oliver, Jr., Esq.Notice of Proposed Private SaleWithdrawnTotal Paid In: $24,115.00
3/30/20:MK:can be w/d ? or marked resolved?- Revised Order on the motion resolves obj.

Trustee obj<>
Matter ResolvedRequest
Adjourment
554/1/2020 9:00 am18-23320 / CMGSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $5,882.00
3/30/20(mk); order submitted to chambers today

Debtor obj<>FLAGSTAR BANK (FEIN SUCH)
Matter ResolvedRequest
Adjourment
564/1/2020 9:00 am18-25072 / CMGROBERT C NISENSON ESQMotion Sell Free and Clear of Liens under 363(f) (FEE)WithdrawnTotal Paid In: $4,000.00
MARL RD

1. Trustee Obj.--case 5 mos old- value per Sch. A $220,000 and per CMA(Zillow) is $293,767. Contract is for $60,000.

2. Objection by US Bank(RAS)
Matter ResolvedRequest
Adjourment
574/1/2020 9:00 am18-26021 / CMGWARREN BRUMEL, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/6/2020 9:00 am
Total Paid In: $5,705.00
3/27/20(mk): email atty for status. Reply in PN- adj 30 days to fish or cut bait.

2/19/20: was a title problem- needs 30 days

atty needs adj 60-90 dyas to see of LM or if not will need MP to refi

Debtor obj<<<>>>FAILED TO LM BY 3/1/19
Matter ResolvedRequest
Adjourment
584/1/2020 9:00 am18-28067 / CMGROBERT C NISENSON ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $4,730.00
3/30 AMT: $4,730 PTD (18); $200 X 42 BEGINNING 4/1/20 <<<>>>
Debtor obj, will pay

3/24/20: made pymt 200 on 3/16. Arrears now $600. has 42 mos left and 100% so can keep paying at 200 p/m begin 4/1/20 and will complete 1 mo early in 41mos.
Matter ResolvedRequest
Adjourment
594/1/2020 9:00 am18-28510 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/6/2020 10:00 am
Total Paid In: $4,750.00
AMT: MP 5/6<<<>>>
Debtor obj, filing LM<>FAILED TO LM BY 3/1/19; EXTENDED LOSS MIT EXPIRED 9/1/19
Matter ResolvedRequest
Adjourment
604/1/2020 9:00 am18-28957 / CMGEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/6/2020 9:00 am
Total Paid In: $3,290.00
3/31/20(mk): Motion to Approve LM filed today- Wrong Forms- but filed

3/4/20(Mk) debtor signed and sent to servicer 2/28/20- once get signed copy - will file a motion

2/5/20- Got LM 1/15/20- waiting for final signature form bank then will file motion to approve

Debtor obj(#67)>> In trial LM period ending 12/1/19>>FAILED TO LM BY 4/22/19
Matter ResolvedRequest
Adjourment
614/1/2020 9:00 am18-29624 / CMGEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
8/19/2020 9:00 am
Total Paid In: $1,740.00
MK: 3/27/20- Stay motions resolved and debtor to sell RE by 8/31/20. adj to August for status.

Debtor obj<>FAILED TO LM BY 6/17/19; LOSS MIT EXPIRED 9/15/19;
Matter ResolvedRequest
Adjourment
624/1/2020 9:00 am18-29792 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $21,307.00
3/31/20)mk: atty update-Ok to dismiss-Hold on funds for his fee app.

AR AS OF 3-29 NO PYMT
>>>SV/WILMINGTON #12-1;FAILED TO ENTER ORDER RE CONSUMPER PORTFOLIO CRAM,(Order #53 entered 9/191/9 FILE POC'S ON BEHALF OF BEACHWOOD SEWERAGE & WATER ALONG WITH MTN ALLOWINTG TRUSTEE TO PAY(Order #44 entered)
-----------
Remaining Issues:
1.ARREARS 11,994 as of 3/27/20. Last pay 10/2019. debtor obj said will pay 4,000 by 3/6/20 & ask for recap( NO $ Pd .since 10/2019)

2.DEBTOR OBJ:Says will file Motion to reinstate stay w/ Willingington(no motion filed as of 3/27/20).
Matter ResolvedRequest
Adjourment
634/1/2020 9:00 am18-29947 / CMGNICHOLAS FITZGERALD, ESQTrustee Certification of DefaultDismissedTotal Paid In: $6,104.00
AR NO PYMT SINCE 10-16-19
Debtor obj, proposing wage order

as of 3/24/20:Arrears $5,144. Last pay 10/16/2019-
Matter ResolvedRequest
Adjourment
644/1/2020 9:00 am18-30325 / CMGPRO SEMotion for Relief from StayContinued
4/15/2020 9:00 am
Total Paid In: $19,800.00
RELISTED -1/15/20 was OTBS --Debtor obj<>AJAX MASTER TRUST (Pluese)
Matter ResolvedRequest
Adjourment
654/1/2020 9:00 am18-30504 / CMGKirsten B. Ennis Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $5,807.00
NATIONSTAR MTG (RAS)

mk: Order submitted to Chambers on 3/17/20.
Matter ResolvedRequest
Adjourment
664/1/2020 9:00 am18-33241 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,200.00
3/31/20: debtor atty attempted to reach client.no response no defense to motion

3/31/20:MK: Selene Finance(J. Schwalb) advises that sale/refi was NOT timley done nor were their payments to creditor pending sale/refi and they object to any more time given to debtor.


AR OK TO ADJ TO MP DATE IF MP FILED (mk: nothing filed as of 3/31/208:48 am)

Debtor obj, filing MP<>FAILED TO REFI BY 1/3/20
Matter ResolvedRequest
Adjourment
674/1/2020 9:00 am18-34347 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,275.00
per atty- no defense

FAILED TO LM BY 9/30/19;
Matter ResolvedRequest
Adjourment
684/1/2020 9:00 am19-10010 / CMGAndrew Thomas Archer Trustee Certification of DefaultContinued
6/3/2020 9:00 am
Total Paid In: $4,410.00
AR ATTY TO UPDATE 3 DAYS BEFORE ADJOURNED DATE
Debtor obj, will have funds- dbeors tax refund was offset by IRS- trying to recoup.

as of 3/24/20: Arrears 3,532. Last pay 12/11/20
Matter ResolvedRequest
Adjourment
694/1/2020 9:00 am19-10194 / CMGJOHN F. BRACAGLIA, JR, ESQ.Motion Relief from Co-Debtor StayContinued
4/15/2020 9:00 am
Total Paid In: $6,971.00
Debtor obj<>LOAN CARE (RAS)
Matter ResolvedRequest
Adjourment
704/1/2020 9:00 am19-12248 / CMGJAMES J CERBONE, ESQMotion Relief from Co-Debtor StayGrantedTotal Paid In: $9,046.00
SELECT PORTFOLIO (FEIN)

Debtor obj was to motion of Regional Acceptance(#42)on 4/7/20 and now settled.

>> This motion for Relief is #43) and no opposition as of 3/26/20<<
Matter ResolvedRequest
Adjourment
714/1/2020 9:00 am19-12432 / CMGJill Marie Tribulas Motion to Approve CompromiseOrder to be SubmittedTotal Paid In: $2,100.00
MTN TO APPROVE DISBURSEMENT OF SETTLEMENT PROCEEDS

MK spoke w/Atty- debtor will pay plan off at 100%. Will do a revised Order that sets forth settlement app'd as set forth at exhibit D to motion. Exemptions claimed in Amended sch C allowed and provide that non exempt proceeds from the settlement in an amount sufficient to pay the plan off at 100% will be paid over to the Trustee and the Debtor will be permitted to retain the funds remaining form the settlement.
Matter ResolvedRequest
Adjourment
724/1/2020 9:00 am19-12835 / CMGSTACEY L MULLEN, ESQMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $6,800.00
3/27/20(mk):Resolved:Cure of the post-petition arrears over a six (6) month period; maintenance of taxes and insurance; filing fees; and default clause.



Debtor obj<>NATIONSTAR MTG (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
734/1/2020 9:00 am19-13295 / CMGKirsten B. Ennis Trustee Certification of DefaultContinued
6/3/2020 9:00 am
Total Paid In: $7,554.00
AR ATTY TO PROVIDE UPDATE 3 DAYS BEFORE ADJOURNED DATE
Debtor obj<> needs time see PN
Matter ResolvedRequest
Adjourment
744/1/2020 9:00 am19-13780 / CMGMarc C. Capone, Esq.Creditor Certification of DefaultContinued
5/6/2020 9:00 am
Total Paid In: $5,396.00
3/31/20(mk): debtor atty email says A. Lubin will request 30 day adj

SELECT PORTFOLIO (Milstead)
Matter ResolvedRequest
Adjourment
754/1/2020 9:00 am19-13858 / CMGJOSEPH J ROGERS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,954.00
SV/NATIONSTAR #2-1; FAILED TO LM BY 9/30/19
Matter ResolvedRequest
Adjourment
764/1/2020 9:00 am19-14880 / CMGDaniel Straffi, Esq.Motion Relief from Stay (Fee)Continued
4/15/2020 9:00 am
Total Paid In: $3,864.00
Debtor obj<>TIAA , FSB/EVERBANK (KML)
Matter ResolvedRequest
Adjourment
774/1/2020 9:00 am19-15546 / CMGNICHOLAS FITZGERALD, ESQMotion Relief from Stay (Fee)Continued
4/15/2020 9:00 am
Total Paid In: $1,606.00
Debtor obj<>GLOBAL LENDING (KML)

mk:adj to 4/15.parties attempting resolution
Matter ResolvedRequest
Adjourment
784/1/2020 9:00 am19-15546 / CMGNICHOLAS FITZGERALD, ESQMotion CompelContinued
4/15/2020 9:00 am
Total Paid In: $1,606.00
adj to 4/15/20. Judge will hear motion and if sanction issue still in play wills set a hearing date for testimony.

mk: 3/30/20- emailed chambers for heads up- atty communications- THIS WILL LIKELY BE ADJ. Waiting for clarification.

>>E.O'Hagan does oppose this motion but was under impression the 4/1/dated would be adj. so he would have time to file response.


AR CHAMBERS TO REVIEW ORDER AS IT IMPOSES SANCTIONS (Mk sent email to MT & Gina in chambers & cc debtor's atty and E. O'Hagan

Trustee limited obj. per below( AMENDED CERT OF SERVICE FILED 3/11/20-OK)

<>MTN TO RELEASE FED/STATE TAX REFUND

Mk: Bad service address for IRS( failed to serve at PA address) & St Of NJ- Failed to serve div of Taxation.
Matter ResolvedRequest
Adjourment
794/1/2020 9:00 am19-15797 / CMGSTACEY L MULLEN, ESQMotion Relief from Stay (Fee)Continued
4/15/2020 9:00 am
Total Paid In: $11,290.00
Debtor obj<>THE MONEY SOURCE (PHELAN)
Matter ResolvedRequest
Adjourment
804/1/2020 9:00 am19-15879 / CMGJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,590.00
3/26/20(mk:per atty- Let case go)

3/24/20(mk):ARREARS $19,618. Last pay 1/17/20. When confirmed 9/2019 payments went to $3,509 x 54 beg 9/1/19. NEVE R MADE A PAYMENT IN THIS AMT. Instead made 3 payments at old amt .of $359.Clearly not feasible.
Matter ResolvedRequest
Adjourment
814/1/2020 9:00 am19-16228 / CMGROBERT MANCHEL ESQMotion Dismiss CaseWithdrawnTotal Paid In: $6,551.00
DEBTOR MTN FOR VOLUNTARY DISMISSAL
Matter ResolvedRequest
Adjourment
824/1/2020 9:00 am19-16487 / CMGPATRICK MOSCATELLO, ESQCreditor Certification of DefaultContinued
5/6/2020 9:00 am
Total Paid In: $12,465.00
FNMA (Schiller Knapp)
( TR ARREARS)
Matter ResolvedRequest
Adjourment
834/1/2020 9:00 am19-16596 / CMGWARREN LEVYMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,632.00
SPECIALIZED LOAN (STEWART LEGAL GROUP)- Mk: atty email thru dispo list- CO signed and will be submitted shortly

Debtor Obj(#50)
Matter ResolvedRequest
Adjourment
844/1/2020 9:00 am19-16659 / CMGAndrew Thomas Archer Creditor Certification of DefaultContinued
4/15/2020 9:00 am
Total Paid In: $6,289.00
NATIONSTAR ( Shapiro)- adj requested by bank
(TR ARREARS )
Matter ResolvedRequest
Adjourment
854/1/2020 9:00 am19-16825 / CMGDaniel Straffi, Esq.Motion Relief from Stay (Fee)Converted to 7 / 11
3/27/20(mk); Case converted to CH 7 on 3/25/20. >>>Motion needs to be put on CMG CH 7 day.<<< ch day /21/20

AMERICAN HONDA (MORTON)
Matter ResolvedRequest
Adjourment
864/1/2020 9:00 am19-17040 / CMGRUSSELL L LOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/20/2020 9:00 am
Total Paid In: $2,445.00
3/27/20(mk) ;adj request- debtor needs more time.

Debtor obj, filing MP<>FAILED TO LM BY 10/1/19, EXTENDED LOSS MIT EXPIRED 11/25/19

>>SV Motion(Deutsche Bk)(RAS) on for 4/15/20
Matter ResolvedRequest
Adjourment
874/1/2020 9:00 am19-17153 / CMGJOHN ZIMNIS, ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $4,400.00
Resolved-OTBS-

3/31/20:per P. Zimnis- waitng for reply form Pluese.

CENLAR (pluese)
Matter ResolvedRequest
Adjourment
884/1/2020 9:00 am19-19078 / CMGKarina Pia Lucid Motion File Claim After Claims Bar DateGranted
MTN TO ALLOW LATE CLAIM


>>Appl.To Extend Loss Mit on for 4/7/20- needs proper form
Matter ResolvedRequest
Adjourment
894/1/2020 9:00 am19-19260 / CMGMARYBETH SCHROEDERTrustee Certification of DefaultContinued
6/3/2020 9:00 am
Total Paid In: $9,004.00
Debtor obj<> Has LM will be filing Motion To Approve & arrears claim will be amended.
Matter ResolvedRequest
Adjourment
904/1/2020 9:00 am19-21139 / CMGDaniel Straffi, Esq.Application for Early Termination of Loss MitigationGranted
<>WELLS FARGO APPLICATION FOR EARLY TERMINATION

T'ee limited objection W/d - They are proper forms
Matter ResolvedRequest
Adjourment
924/1/2020 9:00 am19-22119 / CMGSTEVEN N. TAIEB, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/3/2020 9:00 am
Total Paid In: $5,000.00
3/25/20-adj request- debtor has funds need to post

SV/SANTANDER #4-1; FAILED TO LM BY 12/18/19; ARREARS
Matter ResolvedRequest
Adjourment
934/1/2020 9:00 am19-22525 / CMGEUGENE ROTH, ESQMotion Relief from Stay (Fee)Order Previously Submitted
US BANK CUST (GARY ZEITZ)

mk: Order submitted to Chambers 3/18/20 resolving- only creditor fees of $500 thru plan
Matter ResolvedRequest
Adjourment
944/1/2020 9:00 am19-22525 / CMGEUGENE ROTH, ESQMotion Relief from Stay (Fee)Order to be Submitted
PHH MTG (RAS)

3/27/20(mk) resolved. $3,000 p/m starting 4/2020 w/ sale date to remain 8/31/20.

Mk: is This Resolved-? there was CO resolving objection to Confirmation entered on 3/12/20 says sale of Re by 8/31/20 and debtor to make reg mtg payments pending sale .

MP on 4/7/20.
Matter ResolvedRequest
Adjourment
954/1/2020 9:00 am19-23618 / CMGSTEVEN J. SICOMotion Relief from Stay (Fee)GrantedTotal Paid In: $8,713.00
QUICKEN LOANS (KML)
Matter ResolvedRequest
Adjourment
964/1/2020 9:00 am19-24152 / CMGSTEPHANIE RITIGSTEINMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $15,740.00
MTN TO ALLOW LATE CLM (CHASE)- No opp'n
Matter ResolvedRequest
Adjourment
974/1/2020 9:00 am19-25382 / CMGSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Order to be Submitted
3/31/20(mk) email from dispos. list- Phelan's office says OTBS

Debtor obj<>BRANCH BANKING & TRUST (PHELAN)
Matter ResolvedRequest
Adjourment
984/1/2020 9:00 am19-25732 / CMGLEE M PERLMAN, ESQMotion Relief from Co-Debtor StayContinued
4/15/2020 9:00 am
Total Paid In: $3,910.00
Debtor obj<>CAPITAL ONE (MESTER)
Matter ResolvedRequest
Adjourment
994/1/2020 9:00 am19-26366 / CMGKirsten B. Ennis Motion Relief from Co-Debtor StayGranted
4/1/20- debtor opp'n w/d

3/31/20:mk: email form R. Davidow- sees case is rec dismissal.IF NOT DISMISSED CREDITOR WANTS MOTION HEARD ON PAPERS OR ADJ TO 4/15/20. He has let debtor;s counsel know this.

adj to 4/1/20- NFA

Debtor obj<>WELLS FARGO BANK (PHELAN)
Matter ResolvedRequest
Adjourment
1004/1/2020 9:00 am19-26961 / CMGPATRICK MOSCATELLO, ESQMotion Relief from Stay (Fee)WithdrawnTotal Paid In: $7,851.00
TOWNSHIP OF BERKELEY (ROTHSTEIN, MANDELL,STROHM)
Matter ResolvedRequest
Adjourment
1014/1/2020 9:00 am19-28946 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayOrder to be Submitted
Debtor obj<>SPECIALIZED LOAN (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
1034/1/2020 9:00 am19-28999 / CMGGeorge E Veitengruber IIIMotion Prospective ReliefGranted
U.S. BANK NAT'L (PARKER MCCAY)

3/29/20:MK: no opp'n and debtor atty email no defense so I marked this Granted to put on record 4/1/20
Matter ResolvedRequest
Adjourment
1024/1/2020 9:00 am19-28999 / CMGGeorge E Veitengruber IIIMotion Approval to Participate in the Court's Loss Mitigation ProgramWithdrawn
US Bank obj (Parker)<>LOSS MIT/RUSHMORE LOAN
Matter ResolvedRequest
Adjourment
1044/1/2020 9:00 am19-29419 / CMGANDREW J KELLY, ESQMotion Relief from Co-Debtor StayGranted
3/31/20(mk) :emailed to atty for status. his reply-Bank rejected offer so they are not opposing it

WELLS FARGO (PHELAN)

mk:fyi: this case is on HR for 4/7/20- IS This Motion Resolved?
Matter ResolvedRequest
Adjourment
1054/1/2020 9:00 am19-30498 / CMGDavid L. Stevens Motion Relief from Stay (Fee)Order Previously Submitted
3/31/20(mk) Order submitted to chambers today

JPMORGAN CHASE (ROMANO GARUBO)

FYI- NO 341 held or scheduled as of 3/27/20. Conf on original plan 9#18)4/72/0- Rec .Dismiss- since then debtor made payment & MP 9#36)filed and on 5/6/20
Matter ResolvedRequest
Adjourment
1064/1/2020 9:00 am19-32024 / CMGJoan Sirkis Warren Motion Relief from Stay (Fee)Continued
5/20/2020 9:00 am

Debtor obj<>NEWREZ/SHELLPOINT (WALLACK)
Matter ResolvedRequest
Adjourment
1074/1/2020 9:00 am19-32575 / CMGAndrew Thomas Archer Motion Relief from Stay (Fee)Continued
4/15/2020 9:00 am
Total Paid In: $1,489.00
Debtor obj<>NATIONSTAR MTG (SHARPIRO)
Matter ResolvedRequest
Adjourment
1084/1/2020 9:00 am19-33261 / CMGSTEVEN J ABELSON, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawn
3/30/20(Mk): per atty SJA- motion will be w/d

AR ATTY TO REVIEW APOC AND ADVISE
MTN TO REDUCE ST OF NJ SEC CLM #6-1 TO $8,707.76

Reply by St of NJ #27. Says submitted amended POC #12-2

>>>MK: ISSUES: Dept of Labor/Div. of Employer Accts filed POC#6-1 & amended 6-2 for Secured amts. THEN also filed POC #12-1 & 12-2 for Priority & unsecured amts. They then filed POC #23 -which is a duplicate of #12-2. MOTION ONLY ADDRESS SECURED CLAIM#6.<<
Matter ResolvedRequest
Adjourment
1094/1/2020 9:00 am19-33261 / CMGSTEVEN J ABELSON, ESQMotion Motion (Generic) - Only use if no other event is applicableOrder to be Submitted
3/30/20(mk); Per atty SJA- mark OTBS

MTN TO ENFORCE AND EXTEND STAY To LIL SPROUTS EDUCATIONAL CENTER INC.

St, Of NJ #26- no objection to extend stay to Lill Sprouts as long as Plan treats claims vs. Lil Sprouts.
Matter ResolvedRequest
Adjourment
1104/1/2020 9:00 am19-33632 / CMGNICHOLAS FITZGERALD, ESQMotion Relief from Co-Debtor StayOrder to be Submitted
3/27/20(mk) resolved:Cure of the post-petition arrears over a six (6) month period; maintenance of taxes and insurance; filing fees; and default clause.

Debtor obj<>NATIONSTAR MTG (RAS)
Matter ResolvedRequest
Adjourment
1114/1/2020 9:00 am20-11856 / CMGWilliam H. Oliver, Jr., Esq.Motion Prospective ReliefOrder to be Submitted
debtor atty does not object to SV just not prospective relief. MOTION GRANTED FOR STAY RELIEF ONLY NOT PROSPECTIVE RELIEF
Plan rejects lease.

AR HOLD FOR 2PM CONTESTED
Debtor obj<>MTN FOR RELIEF CARISBROOK ASSET HOLDING (STERN)
Matter ResolvedRequest
Adjourment
1124/1/2020 9:00 am20-12433 / CMGWilliam H. Oliver, Jr., Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Withdrawn
Trustee obj<>2063 BENJAMIN CIR

2/26/20- This debtor spouse has case 18-18635. Order approving sale of same property entered in that case.

as of this date missing docs so will need to review as to value but for obj. by T'ee to atty fees appear in HUD. otherwise Order ok
Matter ResolvedRequest
Adjourment
1134/1/2020 9:00 am20-12707 / CMGYAKOV RUDIKHMotion Relief from Stay (Fee)Granted
MONIKA BANAS/LANDLORD (MARZEC)
Matter ResolvedRequest
Adjourment
1144/1/2020 9:00 am20-13065 / CMGRobert C Leite Motion Relief from Co-Debtor StayGranted
hold for 2 for debtor atty to appear( he did not appear to prosecute his late filed obj which was filed today at 10.44AM)

4/1 amt: Attorney Chris McMonagle appearing via Court Solutions for S&E)<<>

Debtor obj<>WELLS FARGO BANK (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
1154/1/2020 9:00 am20-14168 / CMGWilliam H. Oliver, Jr., Esq.Order Shorten TimeGranted
>>>OST<<


MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1164/1/2020 9:00 am20-14457 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Impose Automatic StayGranted
OST/MTN TO IMPOSE STAY
Matter ResolvedRequest
Adjourment
1174/1/2020 10:00 am15-13731 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 40 of 61 required payments   Arrears: $8,195.00  Total Paid In: $47,070.00
3/31/20(mk): atty waiting to hear from client if he will pay the 1,221 to complete plan

AS OF 3/23/20 (SF)

mk: mtg co has MFR on 4/1/20. Atty to discuss w/ debtor re: final payment of $1221 which wil resolve MP & Trustee motion.


RECOMMEND $47,070 PTD, $1221 X 1 (BEGIN 3/1/20) 100%
- STUDENT LOANS TO BE PAID OUTSIDE
-US BANK OS TRUSTEE WILL NOT PAY CLAIM
1. Trustee objection: Debtor arrears through 1/30/2020 is $5865. To complete plan at 100% debtor needs final payment of $1221.

2. Trustee certification of default scheduled for 3/4/20 at 9.


MP proposes $811 x 58 BASE
Plan has run 59 months with 1 month remaining
Arrears: $5865


Matter ResolvedRequest
Adjourment
1184/1/2020 10:00 am17-13691 / CMGMarc C. Capone, Esq.Confirmation Hearing on Modified PlanContinued
4/7/2020 10:00 am
Debtor has made 55 of 38 required payments   Arrears: $0  
Total Paid In: $49,160.00
3/30/20(mk):adj to 4/7/20 to be heard with motion. to compel

As of 3/17/20 (DS): Need to confirm at $49,160 paid, $12,300.96 x 1 begin 4/1/20 100% to gucs and fee app within 7 days

MP Prop $49,160 paid, $11,523 x 1 100% - Debtor received $112,259.21 in non-exempt proceeds from sale of Bunker Hill Dr 12/19/19 and only turned over $24,910 to the Trustee. There are sufficient non-exempt proceeds to pay the plan at 100% with an additional lump sum payment of $11,523.
Matter ResolvedRequest
Adjourment
1194/1/2020 10:00 am17-17888 / CMGLEE M PERLMAN, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 184 of 36 required payments   Arrears: $216.00  Total Paid In: $39,841.00
4/1/20:Mk UPDATED


***CAN REC CONFIRM AT $39,840.60 PTD,THEN $216 x 19, BEGIN 4/1/20; 100%***



MK;3/29/20: The Ct. made the JT .case the lead case despite death of Mr Hughes. That is why we instructed atty to w/d MP in Wife, Sherbia's case 17-17889 and refile in this case as all claims are administered in this case. Can I add lang to confirming order LM that US Bank/PHH be treated outside per lM & SV?


ISSUES AS OF 3/25/2020 (DM): Note - this case #17-17888 (husband) is jointly administered with case #17-17889 (wife). Husband passed away 8/28/18.

1) MP proposes secured unaffected treatment to PHH/Ocwen on Beverly Lane property due to completed Loan Mod - creditor obtained stay relief on 1/17/19 in wife's case #17-17889 (UNRESOLVED)


Confirmed Case: $5,262.84 Ptd, $901 x 54 start 11/1/17, 100% Plan
Prop. MP: Ptd, $216 x 29 start 12/1/19, 100% Plan
PTD = $39,840.60
Last Claim (8-1) dated 9/13/17
Matter ResolvedRequest
Adjourment
1204/1/2020 10:00 am17-19707 / CMGKirsten B. Ennis Confirmation Hearing on Modified PlanConfirmedDebtor has made 27 of 35 required payments   Arrears: $578.00  Total Paid In: $15,792.00
ISSUES AS OF 3/25/2020 (DM): - Atty ok with terms.sf

***TO CONFIRM WE NEED $15,792 PTD, THEN $578 x 26 STARTING 4/1/20, BASE PLAN***

1) Trustee Notice of Reserve on River Edge Park Condo - MP proposes $0 distribution to creditor to resolve the Notice of Reserve.


Confirmed Case: $2,345 Ptd, $498 x 54 start 12/1/17, Base Plan
Prop. MP: $15,294 Ptd, $498 x 27 start 3/1/20, Base Plan
PTD = $15,792
Last Claim (2-2) dated 8/22/19
Matter ResolvedRequest
Adjourment
1214/1/2020 10:00 am18-20113 / CMGSTACEY L MULLEN, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 20 of 23 required payments   Arrears: $478.00  Total Paid In: $9,720.00
As of 3/31/20 (DS): Confirm at $9,720 paid, $100 x 14 begin 5/1/20 100% to gucs

MP Prop $466 x 6 100% - Property surrendered, due to stay relief.
Matter ResolvedRequest
Adjourment
1224/1/2020 10:00 am19-12859 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 14 of 14 required payments   Arrears: $0  
Total Paid In: $5,332.00
CAN CONFIRM AT: $4853 paid then $371 x 47 beg 4/1/20 Base
Matter ResolvedRequest
Adjourment
1234/1/2020 10:00 am19-15149 / CMGBRUCE J. DUKE, LLCConfirmation Hearing on Modified PlanDismissedDebtor has made 10 of 13 required payments   Arrears: $0  

NS - lack of prosecution

AR RESOLVE OR HOLD
ISSUES AS OF 3/25/2020 (DM):

2/5/20 - PER AR, ADJ TO 4/1/20 PEREMPTORY - MOTION TO PAY LATE DSO CLAIM OR MOTION OBJECTING TO CLAIM BY 2/28/20.

***Debtor has failed to address the DSO claim in the Plan and the MP - If we add the DSO claim, Debtor would need $10,628.60 Ptd, then $1,409 x 48 starting 4/1/19, minimum dividend of $1,992, Trustee standard Order of Distribution; add to confirming order: Trustee is authorized to pay Crystal Whalen late POC (4-1) in the amount of $8,249.20 - NEED TO ADDRESS FEASIBILITY OF PROPOSED TERMS***


11/20/19 - MK: Atty says debtor paying DSO outside - but there is no Order re support - Atty to review and see if it can put it thru plan.

1) Crystal Whalen filed $8,249.20 late DSO claim not treated in the Plan or MP (UNRESOLVED).

2) NewRez/Shelpoint (HILL) OBJs - $57,477.46 arrears - 9/4/19 mk: LM denied (MP CURES ARREARS).

3) Trustee OBJ:
- There is $1,992 non-exempt equity in real estate.
- Must file file pre conf cert (FILED).
- Need independent CMA - doc provided by relative/Patricia Jones (RESOLVED).
- Need copy of the homeowner's insurance renewal declaration (RESOLVED).
- Need updated auto insurance - doc provided expired 6/2/2019 (RESOLVED).


Prop. Plan $0 x 1, $833 x 6, $1,126.12 x 53, Base Plan
PTD 11/12 = $10,628.60
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1244/1/2020 10:00 am19-16000 / CMGRaymond C. Osterbye Order Vacate Dismissal of CaseContinued
5/6/2020 10:00 am
Debtor has made 5 of 13 required payments   Arrears: $2,499.00  
MP just filed on 3/29/20 100%, date is 5/6/20.

AS OF 3/27/20 (SF)

Note: Debtor is not current: 6/12 payments. Arrears: $1800. If creditor objection is resolved, calculations are below. Plan must be confirmed at 100% due to equity in real estate.

RECOMMEND $1800 PTD, $483 X 48 (BEGIN 4/1/20) 100% PLAN
- Calculations include TLF Claim
- Part 8(a) of the plan shall be modified to provide that the Debtor(s) property shall be vested upon confirmation.
- Need amended Schedule I to include son contribution within 30 days
- Must file pre-confirmation certification within 10 days
- Preserve non-exempt equity of $40,634.76 in confirmation order
- Must provide copy of 2019 Tax Return by 8/15/20


1. Objection filed by TLF National Lien Trust - failure to pay secured amount of $18,244.54

2. Trustee objection:
- Need a copy of the last filed tax return - 2019 by 5/31/20.
- Need amendment to Schedules I to add contribution from son.
- There is $40,634.76 of non exempt equity in real property.
- need a consent order for Trustee to Pay adequate protection payments to creditor,TLF National Tax Lien.
-Plan proposes vesting on Discharge- either we add lang. to vest at confirmation or debtor must name the Trustee as a loss payee on the home and auto insurance.(Mk per atty - add language to vest at confirmation)
-must file pre conf cert.


Plan proposes $300 x 60 10% to gucs
Payments: 6/12 Arrears: $1800
Matter ResolvedRequest
Adjourment
1254/1/2020 10:00 am19-16594 / CMGJOAN S. WARREN, ESQ.Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 2 of 12 required payments   Arrears: $0  
Total Paid In: $2,139.00
issues as of 3/23/2020

1) Trustee objection to modified plan
-modified plan proposes to reduce plan payments from $1,076 to $200. Disposable income as verified at original confirmation in September 2019 showed $726.85 in disposable income. Debtor's attorney has not provided updated Schedules or proof of income to support reducing plan to less than disposable income of $726. TRUSTEE SUGGESTS PLAN PAYMENT OF $580 WHILE SALE IS PENDING
2) To date debtor has failed to make any payments under the modified plan
3) PLan is being reduced from 60 month to 36 month plan

proposed plan $2139 paid, $200x27 or until home sold and plan is paid off
-sale by 11/2020
-mortgage arrears to be paid from sale proceeds
-100% plan
Matter ResolvedRequest
Adjourment
1264/1/2020 10:00 am19-17567 / CMGWARREN LEVYConfirmation Hearing on Modified PlanContinued
5/6/2020 10:00 am
Debtor has made 11 of 12 required payments   Arrears: $5,158.00  
Mk- NS by atty - per ar adj - contact atty- mk email atty on 4/4/20

AR RESOLVE OR HOLD
ISSUES AS OF 3/25/2020 (DM):

***Debtor's counsel must work-out a Consent Order with the IRS (Eamonn O'Hagan) if interest is to be paid on its secured claim. Plan should be 100% based upon non-exempt equity in personal assets and $23,8001 unsecured claims filed. IF ISSUES RESOLVED, THE DEBTORS WOULD NEED $19,890 PTD, $2,839 x 49 STARTING 4/1/20, LUMP SUM PAYMENT OF $17,500 BY 4/30/20, 100% PLAN, OTBS WITH IRS WITHIN 30 DAYS***

2/5/20 - AR, ADJ TO NEW PLAN CONF DATE - DEBTOR TO BE CURRENT.

1) Warren Levy substituted in for Joshua Humphries on 12/16/19 - what happens with Mr. Humphries atty fee balance through the plan? Need Atty Disclosure Statement for Mr. Levy (RESOLVED - AMENDED ATTY DISCLOSURE AND MP FILED).

2) IRS (Eamonn O'Hagan, Esq) OBJs - filed $9,099.59 higher amended priority claim (MP PAYS).

3) IRS (Eamonn O'Hagan, Esq) OBJs - filed $28,996.45 amended secured claim not treated in plan (MP PAYS).

4) US Bank (PHELAN) OBJs - $88,543.17 arrears (MP PAYS).

5) PNC Bank (F. MARTONE, ESQ) OBJs to cram (MP REMOVES CRAM & PAYS ARREARS).

6) Must file Pre-confirmation certificate (FILED).

7) Trustee OBJ:
- Debtor has failed to file a feasible plan.
- Service on motions in plan to Robert Wood Johnson (MOOT - CRAM REMOVED).
- Need information/statement from Whole Life Policy with National Western Life Insurance Co showing who is the owner of the policy and showing cash surrender value (RECEIVED - ONLY IN CO-DEBTOR'S NAME).
- Debtors each taken full exemption under 522(d)(8) for whole life insurance cash surrender value (MK - THIS IS AN ANNUITY, NOT LIFE INSURANCE - WILL FILE A MP TO PROPOSE LUMP SUM). Only the owner of the policy is entitled to take the exemption under this section of the statute (NEED AMENDED SCH C - amended Sch C filed resulting in $28,996 non-exempt equity in whole life insurance policy) - AR, PER ATTY OKAY.


Prop. Plan $1,774 x 10, $2,300 x 50, plus $
Matter ResolvedRequest
Adjourment
1274/1/2020 10:00 am19-18781 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
4/15/2020 10:00 am
Debtor has made 10 of 12 required payments   Arrears: $773.00  Total Paid In: $7,730.00
atty says RE been sold that POC was on - creditor will w/d claim- adj 2 weeks for amended claim

As of 3/23/20 (DS): 1. Must resolve mortgage claim, which remains unresolved since 9/18/19, date case was audited.

MP Prop $773 x 34 Base - Debtor has sold property, Plan removes sale, secured arrears owed to mortgage and remove avoid liens.
Matter ResolvedRequest
Adjourment
1284/1/2020 10:00 am19-22000 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 9 of 10 required payments   Arrears: $0  

3/19 workup for the 4/1 calendar EDC
-stay vacated on property, zero percent plan-not feasible

2/3/20(mk)Creditor (GlanReiser,Esq. for creditor,Kim&Doug Van Hasse)email to Oliver & mk)l says does not consent to adj.debtor failed to filed MP to address tax claims & is delinquent in T'ee payments & post pet. mtg ptmts.(3 mos behind) Position is debtor has insuff. income to confirm & case should be dismissed>

AR RESOLE OR HOLD
1/21 workup for the 2/5 calendar EDC-still need to resolve NJ est claim

1) Holiday City HOA did not file a claim. -WE WILL STRIKE AND OLIVER CAN FILE A MOTION TO FILE A CLAIM IF HE WANTS
2) IRS priority claim 1 in the amount of $9835.23 is not treated in plan - will need higher plan payment to pay this claim(AMENDED TO 0)
3) State of NJ priority claim 14 is estimated for 2018 taxes - need to resolve
PER ATTY FILED

proposed plan $561x60 0% plan
paid in $1,122
arrears $561
last claim 14-1
Matter ResolvedRequest
Adjourment
1294/1/2020 10:00 am19-22015 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 10 required payments   Arrears: $1,159.00  Total Paid In: $6,640.00
ISSUES AS OF 3/25/2020 (DM):atty ok to terms(mk)

***Mtg Co has not filed an objection to the MP that proposes an arrears cure, THEREFORE TRUSTEE CAN RECOMMEND CONFIRMATION AT $5,810.44 PTD, THEN $1,159 x 51 STARTING 4/1/20, BASE PLAN***

2/5/20 - US Bank offered a forbearance agreement - they do not do Loan Mods - Atty needs time to review with debtors to see if they will accept.

1) US Bank (PLUESE) OBJs - obligation/Note is not in debtor's name but rather in her husband's name who already received a Ch 7 discharge - $53,640.87 arrears (MP PROPOSES TO CURE ARREARS).

2) Plan lists Gregory Funding/US Bank mortgage arrears not to be paid by Trustee - total unsecured claims filed amount to $6,349. Case would be paid off in 11 months. Is Trustee to pay mortgage arrears or reserve funds? (MP CURES ARREARS).

3) Must file Pre-Confirmation certificate (FILED).


Prop. Plan $830 x 7, $1,125 x 53, Base Plan
PTD 7/9 = $5,810.44
Last Claim (5-2)
Matter ResolvedRequest
Adjourment
1304/1/2020 10:00 am19-23292 / CMGALEXANDER J RINALDI, ESQConfirmation Hearing ScheduledDismissedDebtor has made 8 of 9 required payments   Arrears: $0  

NS no updated insur. lack of prosecution

ISSUES AS OF 3/25/2020 (DM): No Certification and Allstate Insurance doc does show liability coverage.

***In addition to the outstanding issues below, the debtor has failed to provide updated homeowners insurance with liability coverage - RECOMMEND DISMISSAL***

2/5/20 - AR, ADJ PEREMPTORY - NEED CERT OF DEBTOR EXPENSE OF 45K ANNUITY INCOME (NOT ASSET)


1) Nationstar (RAS) OBJs - $4,577.04 arrears - creditor not treated in plan (UNRESOLVED).

2) Woodfield at Mount Olive HOA filed $5,080.31 late secured claim not treated in plan (UNRESOLVED).

3) Ally Capital filed $543.92 late arrears claim on 2016 VW Jetta (OKAY TO PAY??)

4) Must file Pre-Confirmation Certificate (FILED).

5) Trustee OBJ:
- Debtor has insufficient income once annuity ends on 1/1/20, then Debtor's income will be -$3,624.
- Need updated homeowner insurance (expired 10/14/19) with liability coverage (UNRESOLVED).
- Need service on motions in plan - service is not to the attn of Managing Agent (AMENDED - OKAY).
- Must add to confirming order Trustee standard Order of Distribution.
- Debtor has undertaken an improper use of exemption. Specifically, circumstances do not meet the statutory requirements of the 522 (d)(10)(e) exemption on the $45,000 annuity paid out to the Debtor over 12 months beginning 2/1/19.


Prop. Plan $150 x 60, Min Div $7,000
PTD 8/8 = $1,200
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
1314/1/2020 10:00 am19-25382 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 8 required payments   Arrears: $421.00  
3'31/30(mk): Motion resolved- no plan impact- atty ok to conf per terms below

AR RESOLVE OR HOLD
ISSUES AS OF 3/25/2020 (DM):
NEED TO SEE IF STAY RELIEF OF BBT IMPACTS PLAN
***Landlord obtained stay relief and MP rejects lease - orders entered 10/15/19 & 2/6/20 allow for Landlord to recover fees, costs, pre-petition monies and post-petition monies. THUS, TRUSTEE WILL RECOMMEND CONFIRMATION AT $1,699 PTD, THEN $295 x 53 STARTING 4/1/20, 100% PLAN, STUDENT LOANS TREATED OUTSIDE THE PLAN (Note - unknown if landlord has additional fees to add or if Citizens Bank will file a deficiency claim)***

1/15/20 - AR, IF LANDLORD RESOLVED BY 1/27/20, OKAY TO CONF AS PROPOSED

12/18/19 - AR, OKAY AT 36 MONTHS, 100% PLAN & PROMPT CURE FOR LANDLORD

1) Avalon Bay (Griffin Alexander) landlord filed a Cert of Default (ORDER ENTERED - STAY VACATED - MP REJECTS LEASE).

2) IRS filed $912.66 priority POC not treated in plan (MP PAYS).

3) Trustee OBJ:
- Supp Obj: Plan to provide a prompt cure for lease arrears to Avalon Bay (LANDLORD IS REPRESENTED).
- Disposable income verified higher at $586 due to clothing allowance not included in the calculation.
- Debtor is above median and the plan must be 60 months (MP IS 60 MONTHS).


Prop. Plan $265 x 60, Base Plan, student loans outside
PTD 6/7 = $1,699
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1324/1/2020 10:00 am19-25434 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 1 of 8 required payments   Arrears: $1,246.00  Total Paid In: $2,000.00
AR CONF OR DISMISS
3/23 workup for the 4/1 calendar EDC
same issues as of 1/8/2020-confirm or D...IF RAS OK with paying their claim and paying 100% due to trustee obj
CAN CONFIRM AT: $1750 paid then $1496 x 53 beg 4/1/20 100%

1) Loan Car LLC (RAS Citron) objection to confirmation - need to resolve
CLAIM FILED FOR $1,538 ARREARS
2) Trustee objection to confirmation - need to resolve
-excessive expense on Schedule J $668/car payment
-the debtor is not paying all disposable income into plan - verified income leaves monthly net balance $1,724.02
-the debtor is not paying all disposable income into plan - Form 122C, average monthly gross income is $13,000. Line 16 (taxes) should be $2,260 and Line 23 (optional telephone) requires documentation. Per the Form 122C-2, Line 45 monthly disposable income is $4,079 which would require a minimum dividend of $244,740 to general unsecured creditors
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 -there is $15,741.26 in non-exempt equity in the residence
-need to file Pre Confirmation Certification with Court RESOLVED, FILED
-the Order of Distribution in the plan departs from the Trustee's Order of Distribution
-the confirmation order must include language that provides for the turnover of all non-exempt proceeds from the personal injury claim
3) JPMorgan Chase Bank filed claim 12 with arrears in the amount of $950.92 - need to be paid through plan or move against claim
4) IRS filed priority claim 1 in the amount of $7,514.84


proposed plan $250x60 base plan
paid in $1250
last claim 12-1
Matter ResolvedRequest
Adjourment
1334/1/2020 10:00 am19-25530 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
4/7/2020 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $273.00  
AR IF PYMT MADE OK TO ADJ TO 4-7
As of 3/25/20 (DS): 1. Debtor did not make a payment in March, will payment be made in April?

2. Motion to allow late claim of landlord filed, but no claim filed. Sched 4/7/20.

3. BELOW ISSUES NOT RESOLVED.

2/5/20 (DS): 1. BELOW ISSUES NOT RESOLVED.

10/16/19 (DS): 1. Debtor in arrears $400, made 0 out of 2 payments - AS OF 1/29 DEBTOR IN ARREARS $200. As of 3/25/20 Debtor in arrears $200 for March and will not know for April.

2. Trustee obj to the following:
- Add to confirming order non-exempt proceeds from wrongful termination claim.
- Amended Sched C takes improper exemption for claim, instead of taking 522(d)(11)(e), it takes (d)(11)(d). AMENDED SCHED C TAKES 522(D(11)(E), BUT EXEMPTS ENTIRE AMOUNT FROM UNKNOWN AMOUNT OF CLAIM.
- Plan fails for a prompt cure of rental arrears to landlord. - BAR DATE HAS PASSED AND NO CLAIM FILED BY LANDLORD.

Prop Plan $200 x 49 $0
Note: DSO Information Sheet and 2018 tax return provided.
Matter ResolvedRequest
Adjourment
1344/1/2020 10:00 am19-25541 / CMGJOAN S. WARREN, ESQ.Confirmation Hearing on Modified PlanDismissedDebtor has made 5 of 8 required payments   Arrears: $0  

NS

3/20 workup for the 4/1 calendar EDC
MP filed removes loan mod and says parents are paying the $45,000 in arrears outside of the plan. Need to have proof amount was paid and amend arrears to 0. EDC
-still need to move against Snap On or else we will pay claim
-100%
---------------------


---Wells Fargo Bank objection resolved - 1/3/20(mk) fyi Order resolving wells faro(KML) objection -ORDER SUBMITTTED_Debtor to get lM by 2/18/20 or as extended by MP; No pay arrears pending LM; if LM fails,debtor to file MP to address claim.
--Snap on Credit LLC filed secured claim 1 in the amount of $4,705.27 - claim not in plan, need to pay claim through plan or move against claim
-- State of New Jersey Division of Taxation priority claim 5 is estimated, need to resolve

proposed plan $1100x60 loan mod by 3/1/2020 100% plan
paid in $3300 NOW $5500
arrears $2200 NOW $0
last claim 6-1
Matter ResolvedRequest
Adjourment
1354/1/2020 10:00 am19-25654 / CMGJohn Joseph LoSordo Confirmation Hearing on Modified PlanDismissedDebtor has made 0 of 8 required payments   Arrears: $0  

MK- debtor made minimal payments for on hand bal of $58.47. Per atty discussed issues w/ debtor-ok to Dismiss on 4/1/20

AS OF 2/28/20 (SF)


1. Did attorney charge fees for this case? Disclosure statement is blank.
2. Modified plan filed proposes $295 per month but debtor's income verifies at $13. Plan does not appear to be feasible. Debtor has only paid $63 to date and has not stepped up to higher payment of $295. Previous payment was $21 per month. The only secured creditor being paid in the plan is Santander ($9291.59)

2. Trustee objection:
-need pre conf cert.


Plan propose $295 x 36 Base
Payments: 3/6 Arrears: $337

RESOLVED ISSUES:
- A current market analysis - from a broker. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration (RECEIVED)
- divorce decree showing 40% interest in home. (RECEIVED)
- A Modified Plan that is for 36 months and treats the arrears claim for Santander. (RECEIVED)
Matter ResolvedRequest
Adjourment
1364/1/2020 10:00 am19-26083 / CMGMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 8 required payments   Arrears: $3,170.00  Total Paid In: $7,200.00
3/23 workup for the 4/1 calendar EDC
-2 payments arrears
TO CONFIRM NEEDS ***$7200 paid then $3170 x 53 beg 4/1/20 pro rata

-on 1/30/20 filed Cert re: objections to income- adj to 4/1/20 NFA

-LM approved
>>>Trustee objection:
--The debtor has failed to supply the Trustee with the following document(s):
A copy of the homeowner's insurance renewal declaration - that shows liability
coverage(DONE)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: 1.
$1800 monthly for education cost for children- Need certification.
2. $700 for an automobile payment
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s): 1.
The debtors failed to include the $5468 tax refund as disposable income
2. The co-debtors income is approximately $8000 monthly per the pay stubs provided to
the trustee
3. As filed the 22c requires $1860 monthly for gucs but the 22c improperly adds $700 for
optional phone services. Should be $2560 monthly.
1. The debtors must resolve the estimated IRS and NJ tax claims
2. Need statement showing value of the whole life policy
3. Certification form Debtor as to gross pay and deductions.
$1800 X 60 BEG 10/1; LM W/IN 6 MO (150 CARROLL AV); BASE
Matter ResolvedRequest
Adjourment
1374/1/2020 10:00 am19-26366 / CMGKirsten B. Ennis Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 8 of 8 required payments   Arrears: $0  

4/1/20(mk): ATTY SAYS DISMISS-HOLD FEES

Ar was ok to adj to 4/15/20 NFA but atty agress issues so Dismiss HF

mk to AR-SEE PN for Response to Dispo list. .... Also, if case is not dismissed,R. Davidow on Stay Relief motion on 4/1/20 wants his motion adj. to 4/15/20

AR IF ATTY SUBMITS SATISFACTORY RESPONSE TO DISPOSITION LIST THAT ALL WILL BE RESOLVED BY 4-15 OK TO ADJ
ISSUES AS OF 3/25/2020 (DM):

***Many issues below remain unresolved. There are pending motions to modify/expunge NG Solutions judgment claim and Toyota Motor Credit claim both of which are scheduled for 4/15/20***

1/30/20 - debtor attorney requested adjournment to resolve MFR and objections, adjourned peremptory, no further adjournments

1) Atty fee balance of $4,750 listed to be paid outside - at 341 debtor atty was to review and verify this is to be outside (Mk, atty advises its in the plan - NEED AMENDED ATTY DISCLOSURE AND MODIFIED PLAN NEITHER OF WHICH HAVE BEEN FILED).

2) MFR filed by US Bank/Wells Fargo (PHELAN) - scheduled for 4/1/20 nfa (UNRESOLVED).

3) US Bank/Wells Fargo 1st Mtg (PHELAN) OBJs - $24,853.34 arrears (UNRESOLVED).

4) US Bank/Wells Fargo 2nd Mtg (PHELAN) OBJs - $47,973.39 arrears (UNRESOLVED).

5) NG Solutions (SALDUTTI LAW GROUP) OBJs - $218,675.97 judgment lien not paid at sale (UNRESOLVED).

6) Toyota Motor Credit filed $61,169.63 arrears claim on 2012 Chevy Corvette not treated in plan (UNRESOLVED).

7) Trustee OBJ:
- There is $163,143 non-exempt equity in real estate even after deducting the $218,675 secured judgment claim of NG Solutions, therefore plan must be 100%.

Note: Homeowner insurance provided. - Pre-confirmation certificate filed.


Prop. Plan $250 x 36, Base Plan, Sale by 7/31/20
PTD 7/7 = $1,750
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1384/1/2020 10:00 am19-26945 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $293.00  
3/23 workup for the 4/1 calendar EDC
CAN CONFIRM AT: $1500 paid then: $332 x 53 remaining beg 4/1/20 pro rata --trustee to receive documentation of AARP and Metropolitan whole life insurance policies within 30 days-trustee to receive all non-exempt proceeds from those policies--trustee to receive all non-exempt lawsuit proceeds

-must be pro rata because of potential lawsuit recovery
-LVNV filed a judgment for $1077 that must be paid unless debtor moves against this

As of 1/29/20 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, income verifies at $-154.67.
- Need statements showing cash surrender value of the AARP and Metropolitan whole life insurance policies.
- Confirming order must include language that provides for the turnover of all non-exempt proceeds from personal injury claim.
- Must file Pre-confirmation certificate.

2. Ally filed claim for 2014 Buick, creditor is not in plan, but no arrears owed and will be paid in 12 months.

3. LVNV Funding filed secured claim $1,077.42, needs to be paid or move against the claim.

Prop Plan $299 x 60 0%

1/22/10 (MK): FYI Order submitted to chambers today re:Motion to Vacate stay (hearing 1/15/20)Terms=Debtor to maintain insurance and pay taxes on RE(it's a reverse mtg) no payments added to plan.

As of 10/22/19 (DS): 341 sched 11/14/19, must submit confirmation adjournment request
Matter ResolvedRequest
Adjourment
1394/1/2020 10:00 am19-27244 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 7 required payments   Arrears: $1,205.00  Total Paid In: $2,934.00
4/1/20:mk- atty ok to terms.
Mk: atty says debtor entering busy season of work(Landscaping) and can do higher payment & Is ok to terms. yes to pay NJ & I emailed atty & Hyundai lease is rejected-

AR RESOLVE OR HOLD
ISSUES AS OF 3/25/2020 (DM): Updated 3/31/20 Subject to Terms

***Debtor must address feasibility - TO CONFIRM, THE DEBTOR WOULD NEED $2,934 PTD, THEN $1,205 x 54 STARTING 4/1/20, 100% PLAN WITH $80,413 PRESERVED EQUITY MINIMUM DIVIDEND, ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY STATE OF NJ POC (6-1) IN THE AMOUNT OF $4,942.52, HYUNDAI LEASE POC (5-1) IS REJECTED***

1) Midfirst Bank (KML) OBJs - $25,570.28 arrears (CONSENT ORDER ENTERED TO PAY).

2) State of NJ filed $4,942.52 secured claim not treated in plan (OKAY TO ADD??)mk:per atty - YES

3) Plan does NOT assume 2016 Kia Soul lease - verify with atty that it is rejected.(Mk:yes REJECT)

4) Trustee OBJ:
- Debtor has insufficient income.
- Need proof of taxi income (AMENDED SCH I FILED - CHANGED TO HELP FROM BOYFRIEND).
- Need 2019 tax return by 8/15/20.
- Need proof of insurance for all 4 vehicle (UNRESOLVED).
- Need Aug & Sept bank statements for Santander account (UNRESOLVED).
- Need to amend Sch B to add 1989 Ford F150 (UNRESOLVED).
- Need to amend Sch I to add rental income (AMENDED SCH I FILED - CHANGED TO HELP FROM BOYFRIEND).
- There is $65,963 non-exempt equity in real estate (100% PLAN).
- There is $14,450 non-exempt equity in vehicles (100% PLAN).


Prop. Plan $489 x 60, 100% Plan
PTD 6/6 = $2,934
Last Claim (15-1)
Matter ResolvedRequest
Adjourment
1404/1/2020 10:00 am19-27300 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 7 required payments   Arrears: $642.00  Total Paid In: $1,200.00
adj to 4/1/20 to resolve tax claims-STILL ESTIMATED NJ

to confirm it needs: $1200 paid then $642 x 54 beg. 4/1/20 0%-NJ estimated tax claim to be resolved in 45 days-

AS OF 1/28/20 (at):

1. Objection filed by Ditech (RAS Citron) - failure to cure full arrears of $32,251.47 (Per POC)
AR PER ATTY PAY

2. Need to resolve the estimated claim #1 filed by NJ Division of Taxation. (STILL ESTIMATED)

Trustee's objection:
The debtor has insufficient income.
AR OK SEE WHAT HAPPENS ( LOW BASE PENDING MOD )

Plan proposes: $100 x 12, then $500 x 48, 0%, loan mod by 4/1/2020
Payments: 12/4, $800 credit
Matter ResolvedRequest
Adjourment
1414/1/2020 10:00 am19-27333 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $1,500.00  
ISSUES AS OF 3/25/2020 (DM):

1) Fay Servicing/Wilmington Trust (Friedman Vartolo) OBJs - $117,996.47 arrears - debtor filing Loan Mod package and will know where it stands by 4/1/20 (UNRESOLVED).

2) Fay Servicing/Wilmington Trust has a pending Application for Early Termination of Loss Mit scheduled for 4/7/20.

3) Plan provides $306.52 secured treatment to Brick Twp MUA - no POC filed (STRIKE??)


Prop. Plan $500 x 60, Base Plan, Loan Mod by 4/1/20
PTD 4/6 = $2,000
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1424/1/2020 10:00 am19-27404 / CMGVincent Ansetti Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 7 required payments   Arrears: $0  

AR RESOLVE OR HOLD - per ar confirmed it
ISSUES AS OF 3/26/2020 (DM):

***MP proposes to only cure $1,064 on Wilmington Savings claim and general unsecured creditors are not treated in Part 5 of the Plan (no unsecured claims filed). TO CORRECT THE ISSUES, WE NEED TO CONFIRM AT $1,685 PTD, THEN $1,283 x 54 STARTING 4/1/20, 100% PLAN; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY WILMINGTON SAVINGS POC (3-1) IN THE AMOUNT OF $63,869.67, AMERICAN HONDA FINANCE POC (1-1) SHALL BE TREATED AS SECURED UNAFFECTED***

 2/5/20 - ADJ to 4/1/20 PEREMPTORY.

 1/15/20 - AR, ADJOURN FOR MP TO CURE - IF NO MP RECOMMEND DISMISSAL

 1/8/20 - THERE ARE NO UNSECURED CLAIMS AND SECURED CLAIMS TOTAL $.83. WHO IS GETTING PAID?

1) Wilmington Savings (RAS) - $63,869.67 arrears (UNRESOLVED - MP PROPOSES TO PAY $1,064).

2) American Honda filed a claim for 2013 Honda CRV not treated in plan (ADD SECURED UNAFFECTED??)

3) Trustee OBJ:
- Need a copy of homeowner's insurance renewal declaration (RECEIVED).
- Need auto insurance for 2017 Toyota Rav4 (RECEIVED).
- Excessive Expenses: $800 Food.
- Income verifies higher than scheduled - there is $1,856 in disposable income.
- Tax refund of $227 was not prorated and included in disposable income calculation.
- There is $88,209 non-exempt equity in real estate.
- Form 122c has disposable income of $982.33 which would require $58,939 minimum dividend.
- Need a MP or amended Attorney Disclosure (MP REMOVES ATTY FEES).
- Need MP to correct Part 4a, 5a and 8c (MP CORRECTS).
- Need 2 months bank statements prior to filing date (NOT RECEIVED).
- Must file Pre-Confirmation Certificate (FILED).


Prop. Plan $100 x 6, $1,185 x 54, ??? Plan
PTD 5/6 = $1,685
Last Claim (3-1)
Matter ResolvedRequest
Adjourment
1434/1/2020 10:00 am19-27487 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

adj to 5/6/20- Peremptory

3/30/20(mk): atty email still working on NJ poc- needs a little more time

3/20 workup for the 4/1 calendar EDC
NOTHING DONE
-SAME AS 1/29/20 (DS): 1. Estimated claim filed by State of NJ, 2012-2013 and 2017 tax returns not filed. (STILL)
-Real Time and US Bank objections to sale and arrears not paid, must resolve both objections.
-Must file Pre-confirmation certificate.

Prop Plan $339 x 60 Base and Sale of Old York Rd by 10/1/20
Note: There is no equity on real property, claims came in higher.
Matter ResolvedRequest
Adjourment
1444/1/2020 10:00 am19-27824 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $8,064.00
4/3/20 - confirmed with Jim Milano that we are adding to confirming order that student loans are being treated outside the plan per the expense taken on Sch J (DM).

atty will do ct solution for 2:00PM

AR RESOLVE OR HOLD
ISSUES AS OF 3/26/2020 (DM): Updated 3/31/20 Subject to Terms

***Received 12/27/20 pay stub with Ytd net numbers which atty advises includes a $46,700 reimbursement number that should NOT be added as income. TRUSTEE CAN CONFIRMATION RECOMMENDATION AT $1,152 x 60 STARTING 10/1/19, MINIMUM DIVIDEND OF $34,805 (REAL ESTATE EQUITY), TRUSTEE STANDARD ORDER OF DISTRIBUTION; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY IRS POC (5-2), STATE OF NJ POC (10-1), TD RETAIL POC (1-1), AND NEW RESIDENTIAL MTG/OCWEN POC (9-1), PRE-CONFIRMATION CERTIFICATION TO BE FILED WITHIN 10 DAYS***

 2/5/20 - atty wants adj to provide more clarity on income.

 1/29/20 (DS) - Recommend confirming at $1,152 x 5 begin 10/1/19, $2,112 x 55 begin 3/1/20 100% to gucs with a minimum dividend $34,805.73, due to non-exempt equity on real property, add to confirming order Trustee ok to pay the claims of IRS claim#5-1, State of NJ claim#10-1, TD Retail claim#1-1 and Ocwen/New Residential Mortgage claim#9-1 and within 10 days must file Pre-confirmation certificate.

1) IRS filed $12,748.23 amended priority claim not treated in plan (OKAY TO ADD?)

2) IRS filed $8,542 amended secured claim not treated in plan (OKAY TO ADD??)

3) State of NJ filed $660.37 priority claim not treated in plan (OKAY TO ADD??)

4) State of NJ filed $857.06 secured claim not treated in plan (OKAY TO ADD??)

5) New Residential Mtg/Ocwen filed $378.49 arrears claim on Wertsville Rd property (OKAY TO PAY??)

6) TD Retail filed bifurcated that includes a $797 secured claim on furniture (OKAY TO ADD??)

7) Trustee OBJ:
- Must file Pre-confirmation certificate (UNRESOLVED).
- Need copy of homeowner insurance (RECEIVED).
- Need copy of auto insurance renewal (RECEIVED).
- Need a MP that treats secured/pr
Matter ResolvedRequest
Adjourment
04/1/2020 10:00 am19-27933 / CMGDAVID S WALTZERConfirmation Hearing on Modified PlanMootDebtor has made 7 of 7 required payments   Arrears: $0  

3/30/20 KJ: THIS MATTER IS NOT LISTED ON THE 4/1 CALENDAR PER DIANE (COURT) MARK MATTER CALENDARED ERROR

AS OF 3/26/20 (SF)

RECOMMEND $10,360 PTD, $1485 X 54 (BEGIN 4/1/20) 100% PLAN


1. Objection filed by Fifth Third Bank (Carlon) - objection to cram- (RESOLVED OTBS)

2. Trustee objection:
- Amendments to Schedules B & C to include timeshare and surrender (Schedule A/B amended)
- monthly disposable income on Line 45 on Form 122C-2 in the amount of $1,311.19 which requires minimum $78,671.40 dividend to general unsecured creditors
-income for debtor and co-debtor verified higher than scheduled. Net disposable income is $1,629.40
3. Must file pre-confirmation certification (FILED)

MP proposes $1480 x 60 100%
Payments: Current $10,360 received
Matter ResolvedRequest
Adjourment
1454/1/2020 10:00 am19-28212 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 6 of 7 required payments   Arrears: $0  

3/30/20(mk); atty email. Adversary resolved- case to be dismissed(mk)

3/23 workup for the 4/1 calendar

TO CONF Needs ****$2988 paid then $684 x 54 beg 4/1/20- 100% with $243,000 min to gucs
-No claim filed by Fidelity-cannot pay unless claim filed

As of 1/29/20 (DS): 1. Trustee obj there is non-exempt equity on real property. This is fine plan is proposing 100% to gucs.

2. Lincoln Auto (Morton) obj must be resolved.(MK- OTBS- lease assumed & current)

3. IRS filed estimated claim, claim must be resolved. Also IRS is not in plan to be paid. (AMENDED)

Prop Plan $498 x 60 100%
Note: Cert of non-filing of tax return provided.
Matter ResolvedRequest
Adjourment
1464/1/2020 10:00 am19-28306 / CMGMARYBETH SCHROEDERConfirmation Hearing ScheduledContinued
6/3/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

Per AR, okay to Adj to 6/3/20 Peremptory.

AR REC DISMISSAL - TRUSTEE TO REVIEW CASE AGAIN IF ATTY PROVIDES REPORT VIA DISPOSITION LIST

ISSUES AS OF 3/26/2020 (DM):

***Need status of the sale of Florida property; schedules I&J should be amended post sale; debtor's counsel needs to provide updated income docs and provide her disposable income calculation***

1) AmeriHome Mortgage (KML) OBJs - $1,769.16 arrears on Florida property (OBJ WITHDRAWN).

2) Trustee OBJ:
- Need 401k loan statement (UNRESOLVED).
- Need homeowners insurance renewal for Rio Court property (UNRESOLVED).
- The debtor has utilized joint exemptions on his Sch C when filing two separate Sch Cs.
- Using joint numbers on the Sch C, the 522(d)(5) exemption has been exceeded by $6,537.
- The Plan does not specify treat North Pointe Bank, Sun Trust Bank, and Las Vegas Timeshare (UNRESOLVED).
- There may be non-exempt equity in real estate once Debtors provide adequate CMA (RECEIVED - $16,763 EQUITY IN NJ PROPERTY).
- There is $2,670 non-exempt equity in the VW Beetle convertible.
- There is non-exempt funds in the Debtor's bank accounts at the time of filing.
- Tax refund of $5,518 was not prorated and included in disposable income calculation

- Income documentation provided in connection with Sch I verifies higher ($13,820) than scheduled ($8,653). It appears the Debtor failed to include additional income items from pay stubs including Def Comp, Bonus, Tax Living. No Tax Living and Trk A Excp.

- Form 122c gross income was understated on Line #2; excessive deductions take on Line #13b & #33b; duplicate childcare expense taken on Line #21 & Line #43.

- Confirming Order must provide for turnover of all non-exempt proceeds from sale of FL property (SALE ORDER ENTERED 10/29/19 - WHAT IS STATUS OF HUD-1. ALSO, SCH J SHOULD BE AMENDED TO REMOVE FL CONDO FEES).

*********
RESOLVED
*********

- Need proper CMA for Rio Ct property (RECEIVED).
- Need copy of debtor's lease for property he rents in Florida
Matter ResolvedRequest
Adjourment
1474/1/2020 10:00 am19-28325 / CMGLEE M PERLMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 7 required payments   Arrears: $1,072.00  Total Paid In: $4,520.00
3/23 workup for the 4/1 calendar EDC
CONFIRM AT:***$3448 paid then $1072 x 54 beg 4/1/20 100%

issues as of 2/14/2020

1) Wells Fargo Bank (Shapiro DeNardo) objection to confirmation - RESOLVED, CONSENT ORDER PAYS ARREARS THROUGH PLAN
2) Need the certification of service for motions to cram cars, never filed. Trustee cannot confirm without the certification. (DONE)
3) Not current with Trustee payments, arrears $1,072

proposed plan $1072x55 100%
paid in $2376
arrears $1072
Matter ResolvedRequest
Adjourment
1484/1/2020 10:00 am19-28524 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $150.00  
AS OF 3/27/20 (at):

RECOMMEND: $750 PAID TO DATE, $357 x 54 BEGINNING 4/1/2020, BASE WITH A MINIMUM OF $5,683 TO GUC'S DUE TO NON-EXEMPT EQUITY IN PERSONAL PROPERTY
Need to file Pre-Confirmation Certification within 10 days of confirmation.
Priority claim #2 filed by the IRS will be paid through the plan.
Secured claim #9 filed by Weichert Financial will be paid through the plan.

1. Weichert Financial filed a secured arrears claim #9 in the amount of $153.07 which is not in the plan. Is it ok to pay this claim?

2. The IRS filed a priority claim in the amount of $8,617.56 which is not in the plan. Is it ok to pay this claim?

3. Trustee's Objection:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $5683 in equity in bank accounts and vehicles including the 2005 BMW (plan needs a minimum dividend of $5683.00 to guc's)

Plan proposes: $150 x 60, base
Payments: 5/6, arrears $150
Matter ResolvedRequest
Adjourment
1494/1/2020 10:00 am19-28881 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $931.00  Total Paid In: $4,655.00
As of 4/1/20 (DS): Ok to confirm at $931 x 6 begin 11/1/19, $1,056 x 54 begin 5/1/20 100% to gucs, add attorney fees for mortgage to be paid $531, 2017 tax return provided within 10 days and 2019 tax return by 8/15/20 (Nationstar arrears to be paid per claim)

1. MFR on real property sched 4/7/20, need outcome. Resolved and what are the terms? Per attys resolved with post-petition arrears outside and add atty fees $531

2. Trustee obj to the following:
- Need 2017 and 2019 tax return.

2. Nationstar obj arrears more, POC filed with arrears $51,738.42. Ok to pay? Per atty ok to pay.

Prop Plan $931 x 60 100%
Matter ResolvedRequest
Adjourment
1504/1/2020 10:00 am19-28946 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
6/3/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $772.00  
ISSUES AS OF 3/26/2020 (DM):

***Only $12,935 unsecured claims have been filed - plan needs to be 100%. Need to resolve estimated tax claims***

1) IRS filed $105 amended priority claim that includes estimated taxes for 2016 not treated in plan (UNRESOLVED).

2) IRS filed $645.77 amended unsecured claim that includes estimated taxes for 2013 (UNRESOLVED).

3) State of NJ filed $1,788.44 priority claim that includes estimated taxes for 2016 not treated in plan (UNRESOLVED).

4) State of NJ filed $4,729.93 unsecured claim that includes estimated taxes for 2009, 2011 and 2013 (UNRESOLVED).

5) Trustee OBJ:
- Need a copy of 2018 tax return for spouse (RECEIVED 1/31/2020).
- Need a copy of the homeowner's insurance renewal - only received (RECEIVED 1/31/2020).
- Income verified higher than scheduled resulting in $1,014 monthly disposable income.
- Form 22c has monthly disposable income of $2,350.75 which would require a 100% dividend to unsecured creditors.
- The schedules fail to account for the $581 tax refund when determining disposable income.


Prop. Plan $772 x 60, 0% Plan
PTD 5/5 = $3,860
Last Claim (12-1/1-2)
Matter ResolvedRequest
Adjourment
1514/1/2020 10:00 am19-28999 / CMGGeorge E Veitengruber IIIOrder Vacate Dismissal of CaseDismissedDebtor has made 0 of 6 required payments   Arrears: $0  

3/29/20(mk): atty email-l no defense to dismissal.

3/25/20(mk) amended atty disclos. filed. Still NO Payments

As of 3/24/20(mk):


1. Case was dismissed 12/18/19 . Motion to Vacate Granted 1/15/20. This is Conf. date in Order Vacating Dismissal.
2. NO PAYMENTS.( one of reasons case orig. dismissed was for no payments)
3. MOTION FOR PROSPECTIVE RELIEF BY US BANK( Parker) ON 4/1/20.
4. DEBTOR MOTION TO PARTICIPATE LOSS MIT & OPP'N BYY US BANK ON 4/1/20
5. Objection by US Bank( Parker):
-plan fails to pay arrears.LM speculative.

6. Trustee Objection:
-plan & disclosure statement do no match . Disclosure has bal of fees 4250 and box checked NOT pd thru plan & Plan has bal. fees
3750.NEEDS AMENDED DISCLOSURE FILED).
-no proof of service on plan motions.
This the the debtors 4th filing in the last 4 years. Upon dismissal a 1 year bar to refiling
should go into effect.
- plan need to use the trustees order of distribution- ok per atty.
must file pre conf cert.


proposed plan:,082/60, LM: 333 ALDRICH RD BY 6/1/20.BASE
payments;0/5
last claim:7-1 bar date:
Matter ResolvedRequest
Adjourment
1524/1/2020 10:00 am19-29153 / CMGKarina Pia Lucid Confirmation Hearing ScheduledContinued
6/3/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $1,000.00  
adj 6/3/20 NFA

4/1/20(mk): ATTY To REQUEST ADJ. Debtor family going to assist him to help fund the plan . Will have contribution aff'd from son. Asking for 60 days to see if can make it work. creditor email ok to adj.

3/31/20(mk): proof of Insurance om Lumberton RE uploaded today- OK- ATTY TO SIGN UP FOR CT SOLUTIONS as no consent by creditor to adj. Feasibility issue on this case.

AS OF 3/30/20(mk):Updated

--NEED Proof of Home insurance on Lumberton if adj is requested--
>>>Due to T/H for Non Exempt equity in both pieces of RE,(totals $140,072.17) plan payment would go up to $3,847 per mo. There was not enough income to pay the proposed amt of 1,000 but debtor made 4/5 payments. NOW NOT FEASIBLE AT ALL. Even at tirs of 4000 ptd, then 1000 x 10 begin 4/1/20 then $4479 x 45 begin 2/1/21 still too high and much more than income<<<


1.Late POC Filed by Investors on Smithville RD- (ARE YOU DOING A CO TO PAY?). (Per atty email YES will Pay getting a CO)

2. Trustee Objection:
-need a copy of the homeowner's insurance renewal decl. - policy for Lumberton property expired 12/15/2019
- debtor not paying all disposable income into the plan.-excessive expenses Schedule J $500/home maint.(Reduced by 200).
-Suppl objection: NE Equity Both real property.( Bordentown($86,936.87) & Lumberton ($53,135.13).



Plan:1000 X 60 BEG 11/19; BASE.
payments:4/5
last claim:6-1,bar date:12/18/19
Matter ResolvedRequest
Adjourment
1534/1/2020 10:00 am19-29234 / CMGFREDERICK J SIMONConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $2,100.00
3/20 workup for the 4/1 calendar EDC

CAN CONFIRM AT: $350 x 60 beg 11/1/19- pro rata - do not pay late Medical Associates claim, trustee to pay Crescent Bank claim

As of 1/28/20 (DS): 1. Medical Associates filed late secured arrears claim for $512.47. Is this to be paid? Need to pay or move against claim

2. Arrears claim filed by Crescent Bank & Trust for $449.27, plan list outside, ok to pay?OK TO PAY

3. No claim was filed by Western Monmouth Utilities, cannot pay unless claim filed

Prop Plan $350 x 60 Base
Note: Auto insurance provided.
Matter ResolvedRequest
Adjourment
1544/1/2020 10:00 am19-29256 / CMGPRO SEOrder Vacate Dismissal of CaseContinued
5/6/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

Adj to 5/6/20 Peremptory

3/26/20: Debtor adj request . See notes from 3/16/20.
Order sets conf. for 4/1/20

3/16/20(mk): per debtor email-Debtor to file Motion papers(by 4/6/20 for a hearing date of 5/6/20) to object to Bayview's POC & he is filing an appeal of the Dismissal of the adversary- he wants an adj. of the Conf. hearing to 5/6/20. Needs consent of objecting parties.


AR MOTION TO VACATE DISM OF ADV SCH FOR 3-10 - ORDER ENTERED(#19) DENIED
AS Of 2/12/20(mk):


>>THIS SHOULD BE ADJOURNED TO 4/1/20 - SEE #2 BELOW.<<

1. AdV. PRO.Vs. Bayview was dismissed w/ prejudice by Order 1/28/20(#13).

2. Order vacating dismissal sets confirmation for 4/1/20. This is date for original plan MP(filed 11/25/19) was filed and given date of 2/19/20 but case was dismissed 12/4/19. So it appears that the 4/1/20 date is the new confirmation date.

3. Objection by JP Morgan Chase( McCalla):
- creditor holds 3rd mtg on RE at 161 Cherry Tree lan. Debtor says that was his former marital residence.

4. Objection by Bayview Loan(KML):
- bar date extended and will file POC for approx $115,836.18 in arrears. Plan provides -0- for arrears. Plan not feasible.

5. Trustee Objection:
-The Modified Plan filed by the debtor proposes an order of distribution that is contrary to the
Trustee's recommended order of distribution.
-The Plan is 100 x 36 months and 5% to unsecured creditors. It says it will only pay unsecured
creditors. Debtor has a home located in Holmdel NJ with a value of Approximately $478,089.
Bayview appears to hold the mortgage on the property ,which the debtor disputes. No housing
expense is listed on scheduleJ. No secured creditors are listed in the plan. The
adversary filed by the Debtor against Bayview was DISMISSED WITH PREJUDICE BY ORDER 1/28/20.
- Petition lists domestic support obligations that were terminated, yet it also states the Monmouth
County , Family Court has ordered a recalculation of those obligations. Needs status of that action.
-Schedule
Matter ResolvedRequest
Adjourment
1554/1/2020 10:00 am19-29470 / CMGMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 6 required payments   Arrears: $0  

As of 3/27/20(mk):UPDATED


***CAN REC. CONFIRM $50 x 44, Begin 11/1/19;BASE; Must file Amended Attorney Disclosure w/in 14 days; Order of Distribution is Order Plan.***


1. Trustee Objection: RESOLVED- atty will reduce balance of fee thru plan to 475. Needs amended disclosure
-plan proposes base 2200(50 x 44) atty fee(charged 3500) bal is 1975 leaving 225 for gucs- Suppl obj. Atty fee more than entire plan
- current market analysis( Deed & Mtg NOT in debtor's name-spouse only- only marital interest)
- copy of the homeowner's insurance renewal declaration(same as above)
- copy of the deed - and most recent mortgage statement.(same)
-Order of distribution is contrary to trustee's Std. Order. (Per Plan)


Plan:50 x 44;Base
Payments;6/5
last claim:8-1, bar date: 12/24/20
Matter ResolvedRequest
Adjourment
1564/1/2020 10:00 am19-29965 / CMGJOHN F. BRACAGLIA, JR, ESQ.Confirmation Hearing ScheduledDismissedDebtor has made 3 of 6 required payments   Arrears: $0  

NS

ISSUES AS OF 3/27/2020 (DM):

***Debtor is 2 Trustee payments behind and Plan payment is not high enough to cover $1,403 AP payment plus Trustee comp. Plan needs monthly payment of $1,559 plus $102 to cover AP payment and admin/secured/priority claims***

1) Need a Consent Order with Fay Servicing/Citibank in order for Trustee to pay the adequate protection payments. Order must include monthly adequate protection payment amount (UNRESOLVED).

2) Fay Servicing/Citibank (McCalla) OBJs - $254,829.21 arrears (UNRESOLVED).

3) Credit Acceptance filed $1,277.93 arrears claim on 2015 Subaru Forester (OKAY TO PAY??)

4) Claims will be paid according to the Trustee standard Order of Distribution.

5) Trustee OBJ:
- Need updated auto insurance (RECEIVED).
- Need to amend Sch J to list AP payments on the mtg (MOOT - AP PAYMENT GOING THRU TRUSTEE).
- There is $24,426.50 non exempt equity in real property (MOOT - POC FILED FOR MUCH HIGHER - NO EQUITY).
- Need to file Pre Conf Cert (FILED).


Prop. Plan $1,503 x 36, Base Plan, Loan Mod by ??
PTD 3/5 = $4,509
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1574/1/2020 10:00 am19-29996 / CMGVINCENT ANSETTIConfirmation Hearing on Modified PlanWithdrawnDebtor has made 4 of 6 required payments   Arrears: $710.00  Total Paid In: $2,752.00
doc #34 is withdrawn.
Matter ResolvedRequest
Adjourment
1584/1/2020 10:00 am19-30209 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 6 required payments   Arrears: $1,158.00  Total Paid In: $2,610.00
AS OF 3/26/20 (SF)

RECOMMEND $2610 PTD, $1158 X 55 (BEGIN 4/1/20) 0%
- OK TO PAY ARREARS CLAIM 8-1 FOR CAPITAL ONE AUTO FINANCE



Plan proposes $870 x 60 0%
Payments: 3/5 Arrears: $1740

RESOLVED ISSUES:

1. Objection filed by Wilmington Savings Fund Society (Jennings) - failure to pay arrears of $37,142.82 (RESOLVED VIA ORDER)
2. There is improper service to Real Time Resolutions. The plan proposes to cram Greentree but claim filed for Real Time Resolutions-(Mk: filed 1/13/20- NO Needs to serve real time at address on POC_ once that's done can work up).
3. Capital One Auto filed arrears claim 8-1 for $396.35 (OK TO PAY?) YES.
4. Trustee objection:
- 122c has disposable income $2,539.14, which would require minimum dividend $152,348.40 to gucs. (AMENDED AND IS NOW ZERO, HOUSEHOLD SIZE WENT FROM 2 TO 6)
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
Matter ResolvedRequest
Adjourment
1594/1/2020 10:00 am19-30386 / CMGPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $250.00  
As of 3/27/20 (DS): Debtor attorney requested adjournment, mod plan filed and sched 5/6/20.

(MK:3/26/20-Order submitted(Re:#2-Midfirst Obj. to ct. today resolves. Terms= LM by 7/1/20 or as extended, T'ee NO pay arrears pending LM;if LM fails debtor to address arrears.

As of 3/25/20 (DS): 1. Trustee obj to the following:
- Need proof of 2 month's updated income when debtor returns to work and updated car insurance (expired 1/4/20).
- Modified Plan that surrenders timeshare. Current Plan does not specify treatment of Wyndham Time Share, Bonnet Creek, Florida.
- Schedules fail to account for the debtor's tax refund for $3,861 when determining disposable income. There is disposable income $608.43.

2. Midfirst obj to arrears not paid and loan mod. Obj must be resolved.

Prop Plan $250 x 60 Base and Loan mod on Melbourne Lb by 6/30/20
Matter ResolvedRequest
Adjourment
1604/1/2020 10:00 am19-30437 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
6/3/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $1,000.00  
AS OF 3/26/20 (SF)

1. IRS filed secured claim 3-1 for $128,987.96 which is not addressed in the plan. This claim makes the plan infeasible.
AR NEED MOTION TO RECLASSIFY

2. Nationstar filed arrears claim 18-1 for $174,885.05 which is higher than the proposed $159,047. The plan is not feasible. (WILL THIS BE A LOW BASE PLAN, NO OBJ BY CREDITOR YET) (MOTION FOR RELIEF SCHEDULED FOR 4/15/20 @ 9)

3. US Bank Cust did not file a claim (Should this claim be stricken from plan?)

4. Trustee objection:
- (122c was amended and shows $2942.97 of disposable income on line 45 which requires minimum of $176,578 to gucs)
- Disposable income of 5,732.85 per I and J
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
Citibank - (IMPROPER SERVICE. DID NOT SERVE MANAGING AGENT PER POC)
Discover Financial - OK, NO CLAIM FILED YET
Valley National Bank (IMPROPER SERVICE. DID NOT SERVE MANAGING AGENT PER POC)
Visa Dept Store National Bank/Macy's (IMPROPER SERVICE. DID NOT SERVE MANAGING AGENT PER POC)


Plan proposes $500 x 12, $3500 x 48, Loan Mod by 5/1/20
Payments: 4/5 Arrears: $500

RESOLVED ISSUES:

- Need copy of September 2019 bank statement (RECEIVED)
- 122C- disposable income per line 45 of $3170.46 requires a minimum dividend of $190,227.60 to general unsecured creditors.(MOOT DUE TO HIGHER CLAIMS FILED)
- Amendments to Schedules J to add spouse & child. and 122c for correct household size. (Amended)
Matter ResolvedRequest
Adjourment
1614/1/2020 10:00 am19-30612 / CMGGARY L MASON ESQConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $315.00  
issues as of 3/24/2020

1) Trustee objection to confirmation - need to resolve
-need a current market analysis - requesting an appraisal as the property value on the Chapter 7 filing was $491,970 and on amended Schedules A & B valued at only $465,000
-proof of 2 months income for non filing spouse, co-owner of residence and resides at the property and is father of debtors 2 children
-debtor has 3 401k loans - need statements for all 3 loans
-the debtor is not paying all disposable income into plan - verified income leaves monthly disposable income of $1,061.50
-the schedules fail to account for the debtors tax refund in the amount of $7,060 when determining disposable income
-the circumstances and contents of the debtors Plan, when taken in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. 1325(a)(3)
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $7,887.42 in non exempt equity in the residence, pending review of the appraisal
-the debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l)
-need to file Pre Confirmation Certification

proposed plan $315x60 base plan
paid in $315
arrears $315
last claim 18-1
Matter ResolvedRequest
Adjourment
1624/1/2020 10:00 am19-30936 / CMGROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 3/23/20 (SF) - MP FILED AND SCHEDULED FOR 4/15/20 - ATTY MUST REQUEST ADJOURNMENT

PAYMENTS: 4/4
Matter ResolvedRequest
Adjourment
1634/1/2020 10:00 am19-30983 / CMGADRIAN JOHNSONConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $1,745.00  
AS OF 3/30/2020 (at):

NEEDS TO BE ADJOURNED TO HEARING FOR MOD PLAN 5/6/2020.

1. Objection filed by Wilmington Savings/Specialized Loan (KML Law) - failureure arrears of $50,908.28. (RESOLVED)

2. Trustee's objection:
The debtor has insufficient income.
The debtor has failed to supply the Trustee with the following document(s):
- A Modified Plan that corrects Part 4a which does not list the amount to be paid to Specialized Loan (MOD PLAN FILED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,294.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Need to file Pre-Confirmation Certification. (FILED)
- Need a consent order with Specialized Loan Servicing for trustee to make adequate protection payments (must provide monthly payment amount). (CONSENT ORDER ENTERED)

Plan proposes: $1,744.52 x 60, 100% to guc's, loan mod by 4/30/2020
Payments: 3/4, arrears $1,744.52
Matter ResolvedRequest
Adjourment
1644/1/2020 10:00 am19-31274 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $317.00  Total Paid In: $1,000.00
AS OF 3/27/2020 (at):

RECOMMEND: $1,000 PAID TO DATE, $317 x 56 BEGINNING 4/1/2020, BASE WITH A MINIMUM OF $13,300 TO GUC'S DUE TO NON EXEMPT EQUITY IN REAL ESTATE
Claims will be paid according to the trustee's order of distribution.
Need to file Pre-Confirmation Certification within 10 days of confirmation.

Trustee's objection:
The debtor has insufficient income .
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - . Need CMA for timeshare. (RECEIVED)
- Business profit & loss statements (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity of $13,300.31 in residence.
The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
- File pre-confirmation certification. (NOT FILED)

Plan proposes: $200 x 60, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1654/1/2020 10:00 am19-31345 / CMGCAMILLE J KASSARConfirmation Hearing on Modified PlanDismissedDebtor has made 2 of 5 required payments   Arrears: $0  

NS

As of 3/17/20 (DS): 341 not held 3/12/20, no show, must reschedule 341, then submit confirmation adjournment request

As of 1/13/20 (DS): Adjourned at 1/15/20 confirmation to 4/1/20
Matter ResolvedRequest
Adjourment
1664/1/2020 10:00 am19-31627 / CMGVeer P Patel Confirmation Hearing ScheduledContinued
6/3/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

341 now on 4/23/20. Debtor is current 4/4/payments. .

As of 3/17/20 (DS): 341 not held 2/13/20, no show, must reschedule 341 and submit confirmation adjournment request
Matter ResolvedRequest
Adjourment
1674/1/2020 10:00 am19-31733 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  

AS OF 3/31/20 (SF) UPDATED

RECOMMEND $1436 PTD, $418 X 56 (BEGIN 4/1/20) 0% PLAN
- MUST FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS


1. Objection filed by Nissan (Morton) - to cram (RESOLVED OTBS)
2. Trustee objection:
Counsel needs to file the certificate of service for the Nissan cramdown. (MOOT OBJ FILED)
must file pre conf cert - (STILL NEED)


Plan proposes $359 x 60 0%
Payments: 4/4
Matter ResolvedRequest
Adjourment
1684/1/2020 10:00 am19-31793 / CMGKarina Pia Lucid Confirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $800.00  
3/31/20(mk)insurance provded.

As of 3/30/20 (DS): Debtor attorney requested adjournment, request denied, has not provided updated auto insurance.

As of 3/25/20 (DS): 1. Trustee obj to the following:
- Need proof of current auto insurance (expired on 2/23/20), copy of mother's will, certification and supporting documentation for the $19,000 received from mother's estate and 2019 Tax return.
- Excessive expenses on Sched such as: $565 tele/cell/cable, $1000 food, $450
entertainment, $300 auto repair and $400 support for elderly parents.
- 22c takes excess expense on Line 23 for $965 tele services. Disposable income per line 45 $770.63 plus $790 deducted from Line 23 of 122C, disposable income $1560.63, which will require min div $93,637.80 to gucs. Income also verifies that there is disposable income $2,167.83 and tax refund not listed on Sched I.
- Debtor has failed to provide proof of service with respect to Plan Motion.
- Must file Pre-confirmation certificate.
- Must resolve creditor objection.

2. Caliber obj arrears are more, POC filed with arrears $44,829.16. Ok to pay?

Prop Plan $800 x 60 Base
Matter ResolvedRequest
Adjourment
1694/1/2020 10:00 am19-32007 / CMGTHOMAS M EGANConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $953.00  
issues as of 3/24/2020

1) Trustee objection to confirmation - need to resolve
-the debtor has failed to file a feasible plan - plan is proposing to pay secured claims of mortgage and 2 vehicles
-need a copy of the last filed tax return - 2019 by 7/31/2020
-need auto insurance declaration page
-need a modified plan that removes Carmax auto loans from part 4c and place on Part 4f as outside
-need Amendment to Schedule C to take exemptions right side of form takes $0
-the debtor has undertaken an improper use of exemption. Specifically Schedule C improperly takes (d)(5)
-the debtors plan consists of unnecessary or excessive expense items, such as: electricity/heat/gas $600; cell phone $529; entertainment $415; car payment $529 and student loans $830 (not listed to be outside in plan)
-the debtors are not paying all disposable income into the plan - Form 122c has disposable income $685.65 which would require a minimum $41,139 dividend to general unsecured creditors
-need proof of income verifies higher as well, there is disposable income after excessive deductions $2,158.05
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non exempt equity on all personal assets
-the debtors plan proposes an order of distribution that is contrary to the Trustee's recommended order of Distribution, and does not provide equal monthly payments as required by 1325(a)(5)(iii)(l)
-bank statements from all accounts 2 months prior to filing date and accountants valuation of Caporaso Excavating Inc
-must file Pre Confirmation Certification with the Court
2) Plan fails to provide for payment of attorney fees through the plan as set forth in the filed Disclosure of Compensation

proposed plan $953x60 100%
paid in $3812
last claim 15-1
Matter ResolvedRequest
Adjourment
1704/1/2020 10:00 am19-32052 / CMGKarina Pia Lucid Confirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $2,782.00  
AS OF 3/26/20 (SF)

1. Objection filed by Wilmington Savings Fund (Saltzman) - failure to pay arrears of $85,603.79 and failure to propose correct amount for post-petition payments of $2149.14

2. Trustee objection:
- Need a statement for the 2nd mortgage, SBA, showing payoff and monthly payment amount. (NO CLAIM FILED)

- Need November and December bank statements for Chase, Wells Fargo and TD.

- A Modified Plan that lists mortgage arrears in Part 4a and removes unsecured creditor Woody Charles from Part 4f Or strike that language..

- Amendments to Schedules C to exempt business and B to add 2001 Chevy Express.

- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):

- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,000.00 when determining disposable income.

- As of now, there is $78,917.82 in non-exempt equity in the residence We have no information on SBA loan that would be a second mortgage and will reduce equity..

- The debtor has failed to provide proof of service with respect to Plan Motion(s).
Need proof of service on all 4 creditors listed in Part 7a of the plan.

- Need to file Pre-Confirmation Certification.

- #42 on Schedule B lists a partnership, Curalagoon, LLC. Company manages a rental
property in Curacao? Debtors own 12% interest. Need information about this.

Plan proposes $2780.02 x 60 Base
Payments: 4/4

Matter ResolvedRequest
Adjourment
1714/1/2020 10:00 am19-32587 / CMGJOHN F. BRACAGLIA, JR, ESQ.Confirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $250.00  
As of 3/24/20 (DS): Debtor attorney requested adjournment, proof of payment provided with check from attorney trust account in the amount of $500.

As of 1/28/20 (DS): Debtor attorney requested adjournment, 341 sched 2/20/20
Matter ResolvedRequest
Adjourment
1724/1/2020 10:00 am19-32643 / CMGJOHN ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $500.00  Total Paid In: $1,500.00
3/31/20(mk: per P. Zimnis- ok to terms & obj is resolved.

As of 3/30/20 (DS): If obj resolved per plan, need to confirm at $500 x 36 begin 1/1/20 pro rata dividend to gucs, loan mod with Wilmington Trust on Rhodes Ave by 6/30/20 (ok to pay toward arrears) add to confirming order Trustee ok to pay the arrears claim of IRS claim#1-1P and Tower DB claim#2-1

2/5/20 (DS): 1. Planet Home/Wilmington Savings obj to loan mod and arrears not fully paid. Obj must be resolved.

2. IRS filed priority claim. Ok to pay? (Mk- YES Pay)

3. Tower DB filed secured claim for property taxes owed $4,900.93, not in plan. Ok to pay? (MK- YES PAY)

Prop Plan $500 x 36 Base and Loan mod by 6/30/20
Matter ResolvedRequest
Adjourment
1734/1/2020 10:00 am19-32648 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
6/3/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $486.00  
issues as of 3/23/2020

1) Trustee objection to confirmation - need to resolve
-need Domestic Support Obligation PROVIDED
-need proof of $750/month payment
-need Amendment to Schedule J to remove mortgage and car payments on Profit and Loss
-the debtors plan consists of unnecessary or excessive expense items: 2 motorcycle payments $120 & $230; non-filing spouse two $500/month car payments; utilities $320 on Schedule J - $620 for October and $1,197 for November on Profit and Loss - business is run out of residence
-medical insurance on profit and loss $331/$340 and on Schedule J for $365
-vehicle and mortgage allowance of $2,989/month on profit and loss - car and mortgage payments are on Schedule J
-need to file Pre Confirmation Certification FILED
2) Not current with Trustee plan payments, arrears $486
3) Reviewed the October 2019 and November 2019 profit and loss statement - removing the mortgage and vehicle expense the average of the two months income is $27,505.29 - this leaves $24,390.19

proposed plan $486x60 base plan
paid in $972
arrears $486
last claim 18-1
Matter ResolvedRequest
Adjourment
1744/1/2020 10:00 am19-33031 / CMGJEFFREY H WARDConfirmation Hearing ScheduledContinued
6/3/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $369.00  
AS OF 3/26/20 (SF) - Plan is not feasible. (Adj. Atty to file mp)

1. Objection filed by Santander/Sovereign Bank ( Loren Speziale) - failure to pay arrears of $31,311.01 (2nd mortgage)

2. Objection filed by Santander (Phelan) failure to pay arrears of $23,638.33. Treatment of creditor is vague and ambiguous. (1st mortgage)

3. The plan does not propose to pay balance of attorney fees

4. Trustee objection:
- The debtor has failed to file a feasible plan - does not propose to pay mortgage arrears for both mortgages, fails to pay non exempt equity to general unsecured creditors

- Plan does not propose to pay Santander Bank $39,359.86 (first mortgage) through plan,
therefore, Form 122C-2, Line 34 should remove $56 deduction. Line 45 will be adjusted to
$629.35 which requires a minimum $37,761 dividend to general unsecured creditors

- non exempt equity on residential property in the amount of $20,113.86

5. Must file pre-confirmation certification.



Plan proposes $370.47 x 60 Base
Payments: 3/3

Matter ResolvedRequest
Adjourment
1754/1/2020 10:00 am19-33143 / CMGJEANIE D. WIESNER, ESQ.Confirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 3/27/20 (DS): Debtor attorney requested adjournment, will be filing mod plan

As of 3/24/20 (DS): 1. Trustee obj to the following:
- Need 2 months income for co-debtor from new job started in Dec.
- Amendments to Schedules B and C to add 2005 Chevy. Amend G to address Kia lease and
Amend Sch I for co-debtor new job.
- Reviewed the 122C, average monthly gross income (inclusive of DSO and contribution) is $15,259. Line 17 (involuntary deductions) should be $450, Line 22 (additional health care expenses) requires documentation, Line 22 (optional telephone services) requires documentation, Line 25 (Health insurance/Health savings) should be $749 and Line 30 (additional food and clothing expense) requires documentation. Per the 122C, monthly disposable income is $3,148 which would require a minimum dividend of $188,880 to gucs.
- Verified income leaves a monthly net balance of $1,866.91.
- Schedules fail to account for the debtor's tax refund in the amount of $2,512 when determining disposable income.
- Excess expenses on Sched J such as: $515 cell phones, $500 medical/dental, $920 transportation, $500 entertainment, $712 car payment, $500 home schooling, $100 school uniforms and $50 tutoring.
- Need proof of service on all creditors listed in Part 7a of the plan.
- Need Trustee standard order of distribution.
- Must file Pre-confirmation certificate.

Prop Plan $193 x 60 Base
Matter ResolvedRequest
Adjourment
1764/1/2020 10:00 am19-33182 / CMGMITCHELL L CHAMBERS, JRConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $600.00
updated 3/19/2020
as of 2/20/2020

*****ok to confirm at $150x60 beginning 1/1/2020 base plan*****


proposed plan $150x36 base plan
paid in $450
last claim 5-1
Matter ResolvedRequest
Adjourment
1774/1/2020 10:00 am19-33238 / CMGDavid Jerome WitherspoonConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 3/24/2020 (at):

1. 341 rescheduled for 5/7/2020
2. Payments: 3/3
Matter ResolvedRequest
Adjourment
1784/1/2020 10:00 am19-33261 / CMGSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $3,264.00  
As Of 3/29/20(mk): emailed atty on this case. he replied has some issues still need to be addressed- working on resolving NJ motion & they are likely going to amended claims again & he will file MP clarify all outstanding tax issues & he has CO with IRS

1.Motion to Modify POC #6-1 of St. Of NJ (Dept of Labor- Div of Employer accts)- on for 4/1/20.(NEED RESULT)-ALSO NEED TO ADDRESS CLAIMS FILED BY Div. of Employee Accts on #12-2 & # 23 for Priority & unsecured amts. As explained here>>fyi : this Div of Employee acts/Dept of Labor has filed numerous claims & amendments thereto. claims numbered 6-1 & 6-2 are for secured amts and claims 12-1 & 12-2 are for priority amts & gucs. Claim #23 filed by this Div appears to be a duplicate of 12-2. Will review /claims and update notes.(MK:YES #23 id a duplicate & has been removed form wksheet)

2. St.of NJ- Div. of Tax POC #19 for priority $1,437.72. This claim is properly set up as separate claim from the other claims filed by St.of NJ- Dept of Labor,Div. of Employer Accounts as explained above.

3. IRS Amended claim #5-2- filed 3/17 (secured $37,598.59) and (priority for $39,282.53-of which there is still estimated portions for years 2017,2018 & 2019)so this still needs resolution. Plan proposes to cram secured portion.

3.Objection by Mid First Bank(KML):
-plan fails to pay full amt of claim($44,411.90)- OK TO PAY?

4.Trustee Objection:
-Flat fee charged per the atty disclosure is $50 more than the mandated fee.
-need an amended P&L statement that includes names of employees (separates
employees from debtor's pay check).
- debtor's Plan proposes an order of distribution that is contrary to the Trustee's- PER PLAN DISTRIBUTION.




Proposed plan:1632 X 60 BEG 1/2020; BASE.
Payments:1/2
last claim:16-1,bar date:2/24/20
Matter ResolvedRequest
Adjourment
1794/1/2020 10:00 am19-33319 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
4/7/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $912.00  
Trustee adjourning 4/1 hearing to 4/7 hearing for the modified plan

MP Filed 2/17/20

issues as of 2/14/2020

1) Lakeview Loan Servicing LLC (Schiller Knapp) objection to confirmation - need to resolve
-pre petition arrears $2,666
2) Trustee objection to confirmation - need to resolve
-need a copy of the homeowner's insurance renewal declaration
-need a modified plan that assumes car lease
-need Amendment to Schedule B to add 1 additional vehicle
-plan consists of unnecessary or excessive expense items, such as $710/month for food for a household of two; $630/month car lease; $600/month spouse car payment
-the debtor is not paying all disposable income into that plan - verified income leaves a monthly net balance of $1,356.62 (100%plan)
-reviewed the Form 122c, average monthly gross income is $9,918. Line 16 (taxes) should be $2,150. Per the Form 122c, monthly disposable income is $1,549 which requires a minimum dividend of $92,940 to general unsecured creditors (100% plan).
-need to file Pre Confirmation Certification with Court RESOLVED, FILED

proposed plan $912x60 100% plan
paid in $1824
last claim 10-1
Matter ResolvedRequest
Adjourment
1804/1/2020 10:00 am19-33814 / CMGCharles M Izzo, EsqConfirmation Hearing ScheduledDismissedDebtor has made 1 of 4 required payments   Arrears: $0  

NS

issues as of 3/20/2020

1) 341 not held, not rescheduled - to date has not provided Trustee with documents required for 341 to be held
2) Not current with Trustee plan payments, arrears $300 - made only 1 out of 3 payments
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
1814/1/2020 10:00 am20-10462 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

update 3/31/2020

*****Ok to confirm at $1,155x60 base plan begin 2/1/20
-US Bank objection to confirmation resolved - loan mod within 6 months of confirmation
-2019 tax return provided on or by 8/31/2020
-need to amend IRS claim once on or by 10/1/2020*****

issues as of 3/20/2020

1) IRS priority claim is estimated - for 2019 tax return TO BE PROVIDED ON OR BY 8/31/2020
2) US Bank (Frenkel Lambert) objection to confirmation - need to resolve
-arrears $57,710.79
3) Trustee objection to confirmation - need to resolve
-need 2019 tax return on or by 8/31/2020
-provided proof of value of Amazon stock - NON EXEMPT EQUITY $4,673.96
-confirm at base plan

-
proposed plan $1155x60 0% plan loan mod 6 months
paid in $2310
last claim2-1
Matter ResolvedRequest
Adjourment
1824/1/2020 10:00 am20-10871 / CMGJOHN ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $362.00  Total Paid In: $700.00
AS OF 3/24/2020 (at): atty ok to terms (mk)

RECOMMEND: $700 PAID TO DATE, $362 x 58 BEGINNING 4/1/2020, 100% TO GUC'S
Preserve non-exempt equity of $76,526 in real estate

Trustee's objection:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now, there is non exempt equity of $44,715.32 in the Ellis Ave. property and $31,811.55
in the Humbolt St. property. Plan is 100%.
- Must file pre conf cert. (FILED)

Plan proposes: $350 x 60, 100% to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
1834/1/2020 10:00 am20-10878 / CMGGARY L MASON ESQConfirmation Hearing ScheduledContinued
7/1/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 3/24/20(MK):

All Unresolved

>>>It appears debtor has 3 Mtgs on RE. 1. Wells Fargo/Us Bank 2. Select Portfolio/CSMC 2019-JR1Trust 3. Wells Fargo. Claims filed for #1 &2 no POC for # 3 and no mtg statement provided. Plan has cram of 3rd mtg for Wells fargo<<<

1. Objection by CSMC 2019-JR1 Trust(Frenkel): NEED TO CLARIFY- IS THIS 2nd MTG?
- plan fails to pay arrears

2. Objection By US Bank/Wells Fargo(Shapiro); NEED TO CLARIFY- IS THIS 1st MTG?
-plan fails to cure full amt of arrears.

3. Trustee Objection:
-need A current market analysis( what was provided is not adequate- no date & missing pages)
-need Business profit & loss statements
-need Business forms - for New Fitness Holdings.
POS for cram on Wells fargo 3rd MTG does not have copy of transmittal letter attached and does not appear to be proper address
-need Amendments to Schedules Disclosure of Chapter 13 Debtor's Attorney compensation
- form filed is blank- ZERO WILL BE PD TO ATTY THRU PLAN
-Schedules fail to account for tax refund of $9,348 when determining disposable income.
- Trustee needs an updated CMA to determine whether there is equity in real estate.
- Order of Distribution is contrary to T'ee Std. order.(USE T'EE STD ORDER)
-must file pre conf cert.


Plan:650 X 60 BEG 2/20; BASE
Payments:2/2
last claim: 21-1, bar date:3/30/20
Matter ResolvedRequest
Adjourment
1844/1/2020 10:00 am20-10889 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $474.00
AS OF 3/27/2020 (at):

RECOMMEND: $158 x 60 BEGINNING 2/1/2020, BASE WITH A MINIMUM OF $2,311 TO GUC'S
Need 2019 tax return by 8/15/2020.
Claim #5 filed by Nationstar Mortgage will be paid through the plan

1. Nationstar Mortgage/Mr. Cooper filed a secured arrears claim #5 in the amount of $4.76 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - (the policy provided expired in September 2019) (RECEIVED)
- updated auto insurance. (RECEIVED)
- The debtors need to supply an updated CMA that contains the street address of the property. (OK)
- must file pre conf cert.. (FILED)

Plan proposes: $158 x 60, not less than $2,311 to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
1854/1/2020 10:00 am20-10898 / CMGMark K. Smith, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 3 of 3 required payments   Arrears: $0  

NS-lack of prosecution

issues as of 3/23/2020

1) 341 hearing not held, not rescheduled - to date documents required for 341 hearing have not been provided
2) Current with Trustee plan payments to date
3) Need to file Pre Confirmation Certification with Court
4) Caliber Home Loans Inc (Fein Such) objection to confirmation - need to resolve
-approximate arrears $31,669.90
5) IRS guc claim is estimated for 2019 tax return (extension to 7/31/2020 to provide to Trustee)
Matter ResolvedRequest
Adjourment
1864/1/2020 10:00 am20-10902 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,392.00  
atty has funds 2,784)& uploaded insurance valid thru 5/31/20

As of 3/24/20 (DS): 1. Debtor in arrears $2,784, made 0 out of 2 payments.

2. Trustee obj to the following:
- Need copy of 2019 tax return, copy of homeowner insurance renewal declaration (policy received expired 5/31/19), bank statements for TD Bank (Dec & Jan) and Shore Community Bank (Dec).
- A Modified Plan that adds all cramdowns to Section 4 AND Seciton 7 of the Plan.
- Debtor has undertaken an improper use of exemption. Specifically: Debtor must
demonstrate that he is entitled to a 522(d)(1) exemption on the Holly Street property.
- Excessive expenses on Sched J such as: $500 childcare (requires proof), $1,421 transportation, $463 and $600 gas/electric and $600 tele/cell/cable/internet.
- 22c is scheduled at $6,054.09 which requires a 100% plan or $363,245 min. div.
- Income documentation verifies higher (11,239) than scheduled ($10,935).
- Schedule I fails to add debtor's tax refund in the amount of $3,288 when determining disposable income.
- IRS filed estimated claim, claim must be resolved.
- Service to cram improperly served. Does not certify what documents were served form is blank and attaches CMA on real property, not vehicle, however, creditor obj.

3. CrossCountry Mortgage obj to arrears more, POC filed, arrears $43,435.31. Ok to pay?

4. Santander obj to cram low, adequate protection payments and proof of auto insurance required. Obj must be resolved.

Prop Plan $1,392 x 60 $0
Matter ResolvedRequest
Adjourment
1874/1/2020 10:00 am20-10909 / CMGErik M. Helbing Confirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $2,568.00  
adj for 2 weeks- for proof of payment posting -atty has made 2 payments.- and get 341 scheduled and if done - can further adj.

no payments.
no 341.
Matter ResolvedRequest
Adjourment
1884/1/2020 10:00 am20-10967 / CMGFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $248.00  
updated 3/23/2020

*****ok to confirm at $248x36 begin 2/1/2020 base plan with loan mod on or by 8/1/2020
-to provide Trustee with a copy of the 2019 tax return on or by 7/31/2020
-need to file Pre Confirmation Certification with Court within 10 days of confirmation*****


issues as of 3/23/2020

1) Trustee objection to confirmation - RESOLVED
-need a copy of the 2019 tax return by 7/31/2020 ADD NOTE TO CONFIRMING ORDER
-need 6 months profit and loss statement on the P&L form available on the Trustee website PROVIDED
-must file Pre Confirmation Certification with Court

proposed plan $248x36 base plan with loan mod by 8/1/2020
Matter ResolvedRequest
Adjourment
1894/1/2020 10:00 am20-11024 / CMGANDREW CARROLL, ESQ.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

NS

No payments.
No 341.
Matter ResolvedRequest
Adjourment
1904/1/2020 10:00 am20-11058 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $575.00  
AS OF 3/23/20 (at):

1. The IRS filed an estimated claim #3 which needs to be resolved/amended.

2. NJ Division of Taxation filed a priority claim #6 in the amount of $312.67 which is not in the plan. Is it ok to pay this claim?

Plan proposes: $575 x 60, 0% to guc's
Payments: 1/2, arrears $575
Matter ResolvedRequest
Adjourment
1914/1/2020 10:00 am20-11065 / CMGKevin Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $485.00  Total Paid In: $970.00
AS of 3/30/20(mk):updated


***CAN REC CONFIRM AT $485 x 60,Begin 2/1/20; Base***


1. POC filed by HSBC/PNC BK on 74 Hudson- arrears $2,855.28- OK TO PAY? YES PAY


2. Trustee Objection:
Amended C filed 3/30/20- NO More equity in 74 Hudson.
-policy for residence (76 Hudson)is forced place policy, no personal liability coverage( Update Provided)



Plan:485 X 60 BEG 2/20; BASE
payments:2/2
last claim:5-1,bar date:4/2/20
Matter ResolvedRequest
Adjourment
1924/1/2020 10:00 am20-11106 / CMGSTEPHEN M GOLDBERG, ESQConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

mk: looks like the proof of current insurance is last 2 pages of 3/25/20 upload

AS OF 3/30/20 (at):

CONFIRMATION ADJOURNMENT REQUEST IS GRANTED.

NEED HOMEOWNER'S INSURANCE IF ADJOURNMENT IS REQUESTED. POLICY PROVIDED EXPIRED IN 2/2019.

1. US Dept of HUD filed a secured claim #2. HUD is not listed in the plan.

2. Objection filed by Carrington Mortgage (Hill Wallack) - failure to cure arrears of $29,916.43 and no provision to make post petition payments of $1,687.83.

3. Plan states deadline for sale of real estate is 1/31/2020. Deadline needs to be extended.

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 8/15/2020. (NOT RECEIVED YET)
- A copy of the homeowner's insurance renewal declaration - that includes liability coverage. (RECEIVED)
- Need proof of $1,701/month for rent and copy of the listing agreement (NOT RECEIVED)
- A Modified Plan that addresses 2nd mortgage held by US Dept of HUD. (NOT FILED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection filed by Carrington Mortgage. (UNRESOLVED)
- Need to resolve the estimated claim filed by the IRS. (STILL ESTIMATED)
- provide information regarding inheritance (Uncle) (NOT RECEIVED)
- need non-exempt sale proceeds from house (LANGUAGE ADDED)

Plan proposes: $1,000 x 60, base, sale of Wilson Ave property by 1/31/2020
Payments: 2/2
Matter ResolvedRequest
Adjourment
1934/1/2020 10:00 am20-11160 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
6/17/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 3/30/20 (DS): 1. Trustee obj to the following:
- Need copy of 2019 tax return, copy of the homeowner's insurance renewal declaration (current policy expired on 2/17/20)mk:uploaded 3/31/20
-need and current proof of auto insurance (expired 2/13/20). (mk: uploaded 3/31/20_
- Must file pre-confirmation certification.

2. Selene obj to arrears more, POC filed with arrears owed $81,012.99. Ok to pay?(Mk:per atty 3/31/20-PAY)

3. Toscana HOA obj arrears more, no POC filed.

4. LVNV Funding filed secured claim $4,701.23, ok to pay?( mk: 3/31/20:Per atty- NO- needs to address)

Prop Plan $1,773 x 60 $0
Note: CMA provided is correct, property is corner property and has address of both Chad Ln and Pitch Ln, per Deed.
Matter ResolvedRequest
Adjourment
1944/1/2020 10:00 am20-11183 / CMGTIMOTHY P KANE ESQConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1954/1/2020 10:00 am20-11198 / CMGWARREN L PETERSON ESQConfirmation Hearing ScheduledDismissedDebtor has made 1 of 3 required payments   Arrears: $0  

NS

no 341 docs at all uploaded . case filed 1/25/20
Matter ResolvedRequest
Adjourment
1964/1/2020 10:00 am20-11251 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
6/3/2020 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $1,834.00  
issues as of 3/20/2020

1) 341 not held, not rescheduled - no 341 documents provided to date
2) Not current with Trustee plan payments, arrears $918
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
1974/1/2020 10:00 am20-11255 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $1,200.00
updated 3/31/2020

****OK TO CONFIRM AT $400X60 BEGIN 2/1/2020 BASE PLAN WITH LOAN MOD BY 5/21/2020 OR AS EXTENDED BY COURT ORDER***** - USE TRUSTEE STANDARD ORDER OF DISTRIBUTION.SF

issues as of 3/20/2020

1) Deutsche Bank National Trust Company (RAS Citron) objection to confirmation - need to resolve
-pre petition arrears $471,643.58
2) Trustee objection to confirmation -
-need Amendment to Schedule C for real estate RESOLVED, NOT NEEDED
-the debtor's plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l)

proposed plan $400x60 base plan with loan mod 6months
paid in $800
last claim 1
Matter ResolvedRequest
Adjourment
1984/1/2020 10:00 am20-11257 / CMGMark S Cherry Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

NS

no payments.
no 341
Matter ResolvedRequest
Adjourment
1994/1/2020 10:00 am20-11298 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 3/23/2020 (at):

1. Objection filed by PNC Bank (Fein Such) - failure to cure full arrears of $34,691.37 (Per obj - no POC filed yet)

2. Trustee's objection:
The debtor has insufficient income Verified income leaves a monthly net balance of $312.11.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 5/31/2020. (EXTENDED TO 8/30/2020)
- Need December pay stubs from part time job. (NOT RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $866.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve the estimated claim filed by the IRS. (NO LONGER ESTIMATED)

Plan proposes: $603 x 60, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
2004/1/2020 10:00 am20-11325 / CMGANDREW CARROLL, ESQ.Confirmation Hearing ScheduledContinued
7/1/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

341 now on for 4/9/20
Matter ResolvedRequest
Adjourment
2014/1/2020 10:00 am20-11338 / CMGCAMILLE J KASSARConfirmation Hearing ScheduledContinued
7/1/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $111.00  
341 now on 4/30/20. NEEDS REQUEST TO ADJ. THIS CONF. HEARING
Matter ResolvedRequest
Adjourment
2024/1/2020 10:00 am20-11399 / CMGJOSEPH J MANIA III ESQConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $687.00  
AS OF 3/30/2020 (at):

341 NEEDS TO BE RESCHEDULED. CANNOT ADJOURN CONFIRMATION WITHOUT 341 DATE. ONLY CAR AND HOMEOWNER'S INSURANCE PROVIDED. NEED TO PROVIDE THE REMAINING REQUIRED 341 DOCUMENTS.

Payments: 2/2
Matter ResolvedRequest
Adjourment
2034/1/2020 10:00 am20-11421 / CMGJONI L GRAY, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $925.00  
AS OF 3/20/20 (at):

RECOMMEND: $925 PAID TO DATE, $975 x 11 BEGINNING 4/1/2020, $2000 x 24 BEGINNING 3/1/2021, 100% TO GUC'S
(Step up due to pension loan ending)
Need to file Pre-Confirmation Certification within 10 days of confirmation.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - . Need copy of 2019 Tax Return. (RECEIVED)
- Need copy of pension loan statement (RECEIVED ADDITIONAL $1,996/MONTH BEGINNING 3/2021)
- File pre-confirmation certification. (NOT FILED)

Plan proposes: $925 x 60, base, loan mod by 2/2021
Payments: 1/2, arrears $925
Matter ResolvedRequest
Adjourment
2044/1/2020 10:00 am20-11529 / CMGJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

3/30/20 (sf) - Per Atty, ok to dismiss.

As of 3/24/20 (DS):

341 sched 4/23/20, Debtor has made no payments, arrears are $1,000, made 0 out of 2 payments, soon to be 3 payments. Must get current, then submit confirmation adjournment.
Matter ResolvedRequest
Adjourment
2054/1/2020 10:00 am20-11558 / CMGErik M. Helbing Confirmation Hearing ScheduledDismissedDebtor has made 1 of 3 required payments   Arrears: $0  

NS - no insurance. 1/3 payments

As of 3/30/20 (DS): Debtor attorney requested adjournment, request denied, no docs provided such as: homeowner and auto insurance, Debtor and spouse Social security statement, bank statements for 2 months prior to filing date CMA, DEED and mortgage statement.
Matter ResolvedRequest
Adjourment
2064/1/2020 10:00 am20-11577 / CMGROBERT MANCHEL ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $870.00
updated 3/25/2020

*****ok to confirm at $290x36 begin 2/1/2020 base plan*****


issue as of 3/20/2020

1) Trustee objection to confirmation - need to resolve
-need a copy of the last filed return, 2019 by 7/30/2020
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non-exempt equity of $1035 in TD Bank account
-need to file Pre Confirmation Certification with Court

proposed plan $290x36 base plan
paid in $580
last claim 13-1
Matter ResolvedRequest
Adjourment
2074/1/2020 10:00 am20-11665 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
6/17/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 3/20/20 (at):

1. Lincoln Automotive (2017 Continental) filed a secured arrears claim #1 in the amount of $550 which is not in the plan. Is it ok to pay this claim?

2. Objection filed by Lincoln Automotive (Morton) - plan lists one lease payment as $530. Both leases are $550/month per objection.

3. Stay motion filed by Santander/Chrysler Capital (2017 300 lease) which is returnable on 4/15/20.

4. Trustee's objection:
The debtor has insufficient income Verified income leaves a monthly net balance of
$93.31..
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 5/31/2020 (RECEIVED - REFUND $1,032/12 = $86)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $3,359.00 in non-exempt equity in the residence. (PRESERVE N/E EQUITY)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve the estimated claim filed by the IRS. (STILL ESTIMATED)

Plan proposes: $230 X 60, $0 to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
2084/1/2020 10:00 am20-11670 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
6/17/2020 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $1,556.00  
3/27/20(mk):atty has proof of payment (money order$778). will upload adj request
-

-341 now on 4/9/20. NEEDS TO MAKE A PAYMENT &ADJ> REQUEST FOR THIS CONF. HEARING
-Objection By PennyMac(Powers)
-limited Obj by Nissan( Motoor Accep.Stewart Legal Group)
Matter ResolvedRequest
Adjourment
2094/1/2020 10:00 am20-11689 / CMGPaola D. Vera, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $0  
Total Paid In: $2,167.00
AS OF 3/23/20 (at):

IF OK TO PAY QUICKEN CLAIM, RECOMMEND $1,300 PAID TO DATE, $867 x 58 BEGINNING 4/1/2020, POT BASE
(increase due to income verifying higher)

1. Quicken Loans filed a secured claim #4 in amount of $232.15 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
-excess expense on Schedule J $200 support for debtors father in Dominican Republic
- The Schedules fail to account for the debtor(s) tax refund in the amount of $6908 when determining disposable income. (AVERAGED/ADDED TO INCOME - USED 2019 REFUND $3,122/12 = $260/MONTH)

Plan proposes: $650 x 60, base
Payments 2/2
Matter ResolvedRequest
Adjourment
2104/1/2020 10:00 am20-11707 / CMGHENRY CHUDZIK, JR.Confirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Adj to 4/15/- contact atty. mk :emailed atty on 4/4/20

As of 3/23/20 (DS): Recommend confirming at $200 x 3 begin 2/1/20, $428 x 57 begin 5/1/20 with a minimum dividend $20,921.40 to gucs

1. Trustee obj to the following: 22c has disposable income, excess expenses on Line 23 for tele services $334, Line 45 has disposable income $114.69 plus $234. There would be disposable income $348.69, which would require minimum dividend $20,921.40 to gucs.

Prop Plan $200 x 60 Dollar Base $11,134.34
Matter ResolvedRequest
Adjourment
2114/1/2020 10:00 am20-11791 / CMGJEANIE D WIESNERConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  

as of 3/20/2020


*****OK TO CONFIRM AT $440 PAID TO DATE, $444X59 BEGIN 4/1/2020 BASE PLAN*****

1) Trustee objection to confirmation - RESOLVED
-the debtor has insufficient income to fund the plan
-need proof of 2 month's income - January and February 2020 - INCOME IS STILL LOWER THAN SET FORTH ON SCHEDULE I - WHAT PAYSTUBS WERE USED TO GET THAT NUMBER?
-need a copy of the last filed tax return, need 2019 by 7/31/2020 NOTE ADDED TO CONFIRMING ORDER
-the debtor's plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l) PER DEBTORS ATTORNEY, DISTRIBUTION IS PER PLAN
-must file Pre Confirmation Certification ADD NOTE TO CONFIRMATION ORDER
-per attorney, distribution is per plan OK
Matter ResolvedRequest
Adjourment
2124/1/2020 10:00 am20-11797 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $913.00  
3/31/20mk: CO submitted to chambers today resolves objection#1. Pay 4,025 at 5% for total $4,447 over the 5 year plan.

AS OF 3/30/20 (at):

DEBTOR PROVIDED PROOF OF A TRUSTEE PAYMENT DATED 3/20/2020.

1. Objection filed by Regional Acceptance (Bernstein-Burkley) - Cram is too low. Per NADA value is $8,525. Plan lists value at $1,132. (RESOLVE BY CONSENT ORDER 3/31/20)

2. Objection filed by Carrington Mortgage (Shapiro) - failure to cure full arrears of $22,561. (Per obj - no POC filed yet).

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s)
- A current market analysis - needs to include the cover page so we see the source of the CMA. (NOT RECEIVED)
- A copy of the last filed tax return - 2019 by 5/31/20. (RECEIVED)
- Must file pre conf. cert. (FILED)
- plan is a Loan modification. Must be a base dividend not 0%. (MOD PLAN NOT FILED)

Plan propose: $913 x 60, $0 to guc's, loan mod months after confirmation
Payments: 0/1 arrears $913
Matter ResolvedRequest
Adjourment
2134/1/2020 10:00 am20-11853 / CMGBRUCE W RADOWITZ ESQConfirmation Hearing ScheduledContinued
7/1/2020 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

341 now on for 4/23/20. NEEDS ADJ.REQUEST FOR THIS CONF.HEARING
Matter ResolvedRequest
Adjourment
2144/1/2020 10:00 am20-11856 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $382.00  
Mk: ct granted stay relief not Prospective releif

AR HOLD FOR 2 PM CONTESTED
AS OF 3/19/20 (at):

DEBTOR HAS MADE 1/2 TRUSTEE PAYMENTS.

1. There is a motion for prospective relief returnable 4/1/20. Stay motion is for the mortgage held on 1064 Tralee Drive and against Ed and Sue Kensek...I'm guessing her landlords, but maybe double check? Property was sold at sheriff's sale and deed delivered in April 2019.

2 Need Change of Address for the Debtor.

Plan proposes: $382 x 36, $0 to guc's
Payments: 0/1, arrears $382
Matter ResolvedRequest
Adjourment
2154/1/2020 10:00 am20-11884 / CMGROBERT C NISENSON ESQConfirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $0  

debtor cannot come up with funds- Dismiss- no need to hold Order

issues as of 3/20/2020

1) 341 not held, if all 341 documents are provided, counsel needs to reschedule 341 hearing
2) NO Trustee plan PAYMENTS received to date, arrears $1,822
3) Need to file Pre Confirmation Certification with Court
4) 407 Brooks Blvd LLC objection to confirmation - need to resolve
Matter ResolvedRequest
Adjourment
2164/1/2020 10:00 am20-12109 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
6/3/2020 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $104.00  
As of 3/31/20 (DS): Debtor attorney requested adjournment, 341 sched 4/9/20
Matter ResolvedRequest
Adjourment
2174/1/2020 12:00 pm17-30610 / CMGPRO SEMotion Extend TimeDeniedTotal Paid In: $24,279.00
Madison Trust obj (Zeitz)<>MTN TO REINSTATE STAY

Case was dismissed on 2/5/20 on Trustee motion- SV & arrears over 15,000

MK:debtor says he has a sale contact on home and can close in 60 days
Matter ResolvedRequest
Adjourment
2194/1/2020 12:00 pm18-16547 / CMGJustin M. Gillman, Esq.Creditor Certification of DefaultGrantedTotal Paid In: $6,000.00
3/31/20(mk): email from R. Davidow, esq. will agree to have it heard on papers or do ct. solutions. Payment history provided to J. Gilman last week. Justin says bank is missing a payment. Bank looking into it. Robert cannot agree to adj it. Justin was waiting to hear form client.


FREEDOM MTG (Phelan)( TR ARREARS)
Matter ResolvedRequest
Adjourment
2204/1/2020 12:00 pm19-16599 / CMGEric ClaymanMotion CompensationGrantedTotal Paid In: $1,800.00
Mk; reviewed- no opp'n.
Matter ResolvedRequest
Adjourment
2214/1/2020 12:00 pm19-17813 / CMGPRO SEMotion Relief from Stay (Fee)Denied
3/23/20(mk): Per CMG Chambers CASE WILL BE HEARD VIA CT .SOLUTIONS 2:00 PM.
>>Debtor filed MPon 3/29/20(#129)- Hearing 5/6/20


3/23/20: Deadline for debtor to file MP extended by Ct to 3/30/20.

3/6/20- Order Setting deadlines

3/3/20(mk): Debtor' letter (#123) requests to "withdraw his petition".

Adj. request denied



Confirmation was adj to 3/4/20. Contested.

Debtor obj; Meadows response<<<>>>RAVENS CREST EAST AT PRINCETON MEADOWS CONDO (CUTOLO)
Matter ResolvedRequest
Adjourment
2224/1/2020 12:00 pm19-21868 / CMGANDY WINCHELLMotion CompensationGranted
Matter ResolvedRequest
Adjourment
2234/1/2020 12:00 pm19-22309 / CMGANDY WINCHELLMotion CompensationGranted
T'ee objection overruled

3/31/20(mk) ATTY TO APPEAR VIA CT. SOLUTIONS. 12:00

3/30/20: CAN DO ON PAPERS OR VIA CT. SOLUTIONS- up to atty. Mr. Winchell

3/27/20(mk); Case is still dismissed

Trustee obj<>

atty says case willl likely be reinstated - adj to 4/1/20
Matter ResolvedRequest
Adjourment
2244/1/2020 12:00 pm19-22958 / CMGJohn O'Boyle Motion CompensationGrantedTotal Paid In: $8,176.00
Matter ResolvedRequest
Adjourment
2254/1/2020 12:00 pm19-23916 / CMGSTEPHANIE RITIGSTEINApplication for CompensationOrder to be SubmittedTotal Paid In: $3,685.00
3/31/20(mk) Made offer to atty - wait to hear then OTBS- agreed

Trustee obj<<>>
Matter ResolvedRequest
Adjourment
2264/1/2020 12:00 pm19-27683 / CMGJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $7,000.00
MK reviewed- OK
Matter ResolvedRequest
Adjourment
2274/1/2020 12:00 pm19-33563 / CMGWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $1,500.00
Mk reviewed -ok
Matter ResolvedRequest
Adjourment
04/1/2020 1:00 pm19-17813 / CMGPRO SEConfirmation Hearing on Modified PlanMootDebtor has made 12 of 12 required payments   Arrears: $0  

3/29/20:mk: Debtor email- Filed MP today. 313.50 x 36 & Sets forth lots or special terms in Part 1e;motions etc.and no amended I & J- Needs review

3/27/20(mk): marked as Moot b/c plan denied on 3/4/20 and no MP filed( see doc#128)

3/23/20(mk): Debtor doc filed #126- Requests more time to file MP, which deadline was 3/25/20.CT. EXTENDED DEADLINE TO 3/30/20

mk-conditions from Ct email 3/4/20:Debtor to file a proper Motion To Dismiss. Pursuant to FRBP 1017(f)(2), such a request must be made by motion. It must be filed by 3/11 (at latest) and made returnable for 4/1 at 12:00 p.m. Ravens Crest seeks to dismiss on its own grounds. The hearing on that motion will also be adjourned to 4/1 at 12:00 p.m. in the event you decide not to file a motion to dismiss and want to continue your case, you must file a modified plan by 3/25. If you don't file a modified plan, your case may be dismissed on April 1 for this reason alone.



3/3/20(mk); Debtor doc letter (#123) to court seeking to "withdraw his petition"- APPEARS TO BE REQUEST TO DISMISS CASE> Will clarify with debtor and if so can be dismissed a conf hearing.

3/2/20 (SF) Debtor requests another adjournment but creditor does not consent. (REQUEST DENIED)

AS OF 2/25/20(SF) - >>>READY HOLD 1:00 FOR 3/4/20<<<


MK-debtor requested adj to April- creditor objects- agrees to 2 weeks .


1. Need outcome of Adv. against Ravens Crest East Condo scheduled for 1/15 at 3 (JUDGE TO RESERVE DECISION) (CREDITOR TO AMEND CLAIM OR PROVIDE ORDER SETTING AMOUNT TO BE PAID)

2. Need outcome of Adv. against US Dept of ED scheduled for 1/15 at 3 (JUDGE TO RESERVE DECISION)

3. Proposes to cure Ravens Crest Condo Assoc thru plan and cram them but proposed payment is not enough to cover the claim. (NOT SURE IF THE CRAM IS AN ERROR)

4. Motion for Relief by Ravens Crest Condo Assoc rescheduled to 2/19/20 at 2 (NEED OUTCOME)

5. Objection filed by Ravens Crest East Condo Assoc. to MP (Cutolo) - failure to pay secured claim of $
Matter ResolvedRequest
Adjourment
2334/1/2020 3:00 pm19-28641 / CMGSTEPHEN M GOLDBERG, ESQAP Summons IssuedContinued
6/3/2020 3:00 pm

AP 19-2301 Social Security vs. Bradley PRETRIAL
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes