Judge Kathryn C. Ferguson
Hearing Date: 3/31/2020
Hearing Count: 270
Last Updated: 04-07-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
13/31/2020 9:00 am14-30819 / MBKJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
2/28 AMT: PIF/Pending closing audit<<<>>>


Debtor obj<>FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
23/31/2020 9:00 am14-32400 / MBKHERBERT B RAYMOND ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AMT: PIF/PENDING CLOSING AUDIT<<<>>>

FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
33/31/2020 9:00 am15-14279 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
3/2 AMT: PIF/PENDING CLOSING AUDIT<<<>>>

Debtor obj, wants to complete plan<>ARREARS
Matter ResolvedRequest
Adjourment
43/31/2020 9:00 am15-24413 / MBKPHILLIP L LUCAS ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $153,631.00
FAY SERVICING (FRIEDMAN)
Matter ResolvedRequest
Adjourment
53/31/2020 9:00 am15-27848 / MBKPATRICK MOSCATELLO, ESQCreditor Certification of DefaultContinued
4/14/2020 9:00 am
Total Paid In: $43,436.00
PARKVIEW VILLAGE CONDO (Faro) ( TR ARREARS)
Matter ResolvedRequest
Adjourment
63/31/2020 9:00 am15-28184 / MBKJAMES J CERBONE, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
5/19/2020 9:00 am
Total Paid In: $48,300.00
MTN TO REDUCE IRS CLM #2 TO ZERO

1/22 AMT: Per Patricia Davis/irs still processing refund and-apoc<<<>>>

12/17 AMT: HEARING SHOULD BE ADJ'D PENDING APOC -- Patricia Davis/IRS called this morning; she is working on getting amended Proof of Claim filed (2013 assessment due) and will refund the Trustee for any overpayment <<<>>>


8/26 AMT: APOC #2-2 filed on 8/22 reduced priority clm ($5,185.54) to less than PTD ($6,274.44) by trustee. Clm has been marked PTD ($6,274.44). Is proposed order clear on how the general unsecured portion of #2-2 is to be treated?<<>>
Matter ResolvedRequest
Adjourment
73/31/2020 9:00 am15-28698 / MBKKevin Fayette, EsqCreditor Certification of DefaultWithdrawnTotal Paid In: $93,075.00
WELLS FARGO (Phelan)( TR ARREARS )
Matter ResolvedRequest
Adjourment
83/31/2020 9:00 am15-29559 / MBKSTEVEN DUNBAR ESQMotion Reinstate StayGrantedTotal Paid In: $67,651.00
MTN TO REINSTATE STAY/ROUNDPOINT
Matter ResolvedRequest
Adjourment
93/31/2020 9:00 am16-11330 / MBKSCOTT E KAPLAN ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/14/2020 9:00 am
Total Paid In: $43,196.00
AMT: MP 4/14<><<>>>

>>>MBK CASE<<< debtor appearing by Tele?

3/13/20(mk): MP filed (#98) on 3/12/20. No hearing date yet. Filed Opp'n to motion (#100).

SV/US BANK #5-2/7-1; CONSENT ORDER DOC #73 ADDED APPX $13,000 ARREARS TO THE PLAN AND DEBTOR HAS NOT ADDRESSED FEASIBILITY
Matter ResolvedRequest
Adjourment
103/31/2020 9:00 am16-18807 / MBKJOHN D DICIURCIOTrustee Certification of DefaultTrustee OrderTotal Paid In: $22,787.00
AMT: $22,147.47 (46); $1,260 (April); $935 x 13 beg 5/1/20 (atty OK)<<<>>>

ADJ BY AR FOR DEBTOR UPDATE
Debtor obj, will catch up<>
Matter ResolvedRequest
Adjourment
113/31/2020 9:00 am16-34596 / MBKDAVID A SEMANCHIK ESQMotion Impose Automatic StayOrder to be SubmittedTotal Paid In: $22,908.00
MTN TO REINSTATE STAY/WELLS FARGO #2-1
Matter ResolvedRequest
Adjourment
123/31/2020 9:00 am17-19304 / MBKGeorge E Veitengruber IIIMotion CompelWithdrawnTotal Paid In: $24,121.00
WELLS FARGO MTN TO COMPEL PRODUCTION OF PROOF OF INTEREST IN REAL PROPERTY (SHAPIRO)
Matter ResolvedRequest
Adjourment
133/31/2020 9:00 am17-22950 / MBKBRUCE C TRUESDALE ESQMotion Relief from Stay (Fee)Continued
4/14/2020 9:00 am
Total Paid In: $18,151.00
Debtor obj<>BSI FINC (FRIEDMAN)
Matter ResolvedRequest
Adjourment
153/31/2020 9:00 am17-28440 / MBKJULES L ROSSI ESQOrder Shorten TimeMoot - DismissedTotal Paid In: $26,451.00
ON FOR 2PM
BOA obj (Shapiro)<>MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
143/31/2020 9:00 am17-28440 / MBKJULES L ROSSI ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $26,451.00
***Dismissed by MBK***
ON FOR 2 PM
***adj by MBK, to 3/17/20 - two payments of $2,602 to Trustee by 3/17/20***
Debtor obj<>SV/BOA #2-1; FAILED TO SELL CINDY LANE & MOSS PL PPTYS BY 10/1/19; FAILED TO COMPLY WITH 10/10/19 SALE ORDER; ARREARS 27,622 - last payment made in September
Matter ResolvedRequest
Adjourment
163/31/2020 9:00 am17-32344 / MBKAndrew Thomas Archer Motion to Terminate Wage OrderGrantedTotal Paid In: $14,421.00
Matter ResolvedRequest
Adjourment
173/31/2020 9:00 am17-34423 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Moot - DismissedTotal Paid In: $20,900.00
Debtor obj<>BANK OF AM (SHAPIRO)
Matter ResolvedRequest
Adjourment
183/31/2020 9:00 am17-34456 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayContinued
4/14/2020 9:00 am
Total Paid In: $22,901.00
Debtor obj<>WILMINGTON SAVINGS (PHELAN)
Matter ResolvedRequest
Adjourment
193/31/2020 9:00 am17-36084 / MBKTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $26,368.00
amt: MP 3/31 *****HONOR ROLL******<<<>>>
Debtor obj, made pymt; filing MP to remove Willingboro <<<>>>FAILED TO ADDRESS TWP OF WILLINGBORO PER PLAN CLM; ARREARS
Matter ResolvedRequest
Adjourment
203/31/2020 9:00 am18-10509 / MBKTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $4,425.00
AMT: WILL COMPLETE TIMELY<<<>>>

Atty has $600 money order to send in - Adj to 1/14/20
Debtor obj<<>>ARREARS
Matter ResolvedRequest
Adjourment
213/31/2020 9:00 am18-11133 / MBKAndrew Thomas Archer Creditor Certification of DefaultGrantedTotal Paid In: $6,641.00
3-27 AR INQUIRED IF RETURN FILED

***debtor intends to catch up with tax refund - adj to 3/17/20 peremptory***

Trustee Cert - Debtor obj, will be current prior to hearing
Matter ResolvedRequest
Adjourment
223/31/2020 9:00 am18-11843 / MBKROBERT MANCHEL ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $8,122.00
MTN TO WAIVE DEBTOR TO COMPLETE FINC E/CERT IN SUPPORT OF DISCHARGE
Matter ResolvedRequest
Adjourment
233/31/2020 9:00 am18-12960 / MBKDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2020 9:00 am
Total Paid In: $27,810.00
$4,400 in transit - ADJ to 4/28/20
***adj by MBK to 3/17/20 to be fully current***
Atty advises $2,400 was mailed 12/16/19 - ADJ to 1/14/20
Debtor obj, made pymts<<<>>>ARREARS
Matter ResolvedRequest
Adjourment
243/31/2020 9:00 am18-13505 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $12,266.00
Last Trial payment was 2/1/20 - adj to 3/17/20

(amt: loss mit now ext 3/3/20)

Debtor obj, filing for loss mit extension<<<>>>DEBTOR FAILED TO LM BY 2/1/19
Matter ResolvedRequest
Adjourment
253/31/2020 9:00 am18-15065 / MBKGARY L MASON ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $142,267.00
WILMINGTON TRUST (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
263/31/2020 9:00 am18-15846 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,328.00
Debtor obj<>LEHMAN XS TRUST MTG (SHAPIRO)
Matter ResolvedRequest
Adjourment
273/31/2020 9:00 am18-16477 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $20,592.00
FAILED TO SELL ROSLYN DRIVE PPTY BY 9/1/19
Matter ResolvedRequest
Adjourment
283/31/2020 9:00 am18-16545 / MBKTerry Tucker Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $9,092.00
CARRINGTON MTG ( Stern & L) (TR ARREARS )
Matter ResolvedRequest
Adjourment
303/31/2020 9:00 am18-19830 / MBKKevin Fayette, EsqCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $9,150.00
NATIONSTAR (Shapiro)( TR ARREARS $3,710, NOW 4240 )
Matter ResolvedRequest
Adjourment
293/31/2020 9:00 am18-19830 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $9,150.00
3/24 AMT: $9,150 ptd (22); $613 x 38 beg 4/1/20 (atty OK)<<<>>>

Atty is holding $1,200 - adj to 3/17/20

ARREARS

Matter ResolvedRequest
Adjourment
313/31/2020 9:00 am18-20071 / MBKCANDYCE I SMITH-SKLAR, ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $12,448.00
WESLL FARGO (pHELAN)
Matter ResolvedRequest
Adjourment
323/31/2020 9:00 am18-21209 / MBKEric ClaymanMotion Relief from Stay (Fee)Continued
4/14/2020 9:00 am
Total Paid In: $5,900.00
Debtor obj<>SN SERVICING (FRIEDMAN)
Matter ResolvedRequest
Adjourment
333/31/2020 9:00 am18-22236 / MBKDAVID G BESLOW, ESQMotion Relief from Co-Debtor StayContinued
4/14/2020 9:00 am
Total Paid In: $4,200.00
Debtor obj<>SELENE FINANCE (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
343/31/2020 9:00 am18-22462 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
Debtor obj, converting to ch 7<>SV/WILMINGTON #7-1; FAILED TO LM BY 5/1/19; FAILED TO MOVE AGAINST PORTFOLIO #1-1
Matter ResolvedRequest
Adjourment
353/31/2020 9:00 am18-23508 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2020 9:00 am
Total Paid In: $2,541.00
ATTY REPRESENTED 2PYMTS BY 4-2
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
363/31/2020 9:00 am18-24596 / MBKAllen I. Gorski, Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $10,382.00
***Trustee Order: $9,412 Ptd, then $970 x 40 starting 4/1/20***

Debtor obj, made pymt
Matter ResolvedRequest
Adjourment
373/31/2020 9:00 am18-25053 / MBKJOSEPH CASELLO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,755.00
AR ATTY CHECKING ON STATUS
Debtor obj<>FAILED TO LM BY 7/31/19
Matter ResolvedRequest
Adjourment
383/31/2020 9:00 am18-25055 / MBKLEE M PERLMAN, ESQMotion Relief from Stay (Fee)Continued
4/14/2020 9:00 am
Total Paid In: $5,960.00
***Amy appears - NA by Schiller - ADJ 4/14/20***
Debtor obj<>LAKEVIEW LOAN SERVICING (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
393/31/2020 9:00 am18-25380 / MBKSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DeniedTotal Paid In: $3,600.00
AR HOLD FOR 2PM

AMT: MP 3/31***RECOMMEND DENIED****<<<>>>

Debtor obj<>FAILED TO LM BY 7/31/19; ARREARS (debtor paying the wrong amount)
Matter ResolvedRequest
Adjourment
403/31/2020 9:00 am18-25448 / MBKAndrew Thomas Archer Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawn
3/2 AMT: Moot-creditor pd at closing/clms adjusted - closing audit in progress<<<>>>
MTN TO EXPUNGE CLAIM/SANTANDER
Matter ResolvedRequest
Adjourment
413/31/2020 9:00 am18-25675 / MBKMARYBETH SCHROEDERTrustee Certification of DefaultTrustee OrderTotal Paid In: $12,074.00
***Trustee Order: $12,074 Ptd, then $994 x 29 starting 4/1/20***
Debtor obj, made pymts
Matter ResolvedRequest
Adjourment
423/31/2020 9:00 am18-26653 / MBKGeorge S. Mancheno Motion Relief from Stay (Fee)GrantedTotal Paid In: $13,240.00
NISSAN MOTOR (MORTON)
Matter ResolvedRequest
Adjourment
433/31/2020 9:00 am18-27302 / MBKDONALD F CAMPBELL, JRMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2020 9:00 am
Total Paid In: $23,100.00
AR MOTION TO VACATE STAY SCH 3-17 OK TO ADJ (KML withdrew opp to motion to reinstate stay)

Debtor obj<>SV/SLS #3-1 (resolved); NJ DIV TAX EST CLM #4-1 (unresolved)
Matter ResolvedRequest
Adjourment
443/31/2020 9:00 am18-30489 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $12,353.00
Debtor obj<>SYLVAN GLADE PARK CONDO (MCGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
453/31/2020 9:00 am18-31569 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,604.00
SV/WELLS FARGO #5-1; PER 8/14/19 CONF PROVISION , FAILED TO ENTER ORDER WITHIN 30 DAYS RESOLVING WELLS FARGO OBJ AND PROVIDING FOR LM BY 11/12/19
Matter ResolvedRequest
Adjourment
463/31/2020 9:00 am18-33456 / MBKLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $7,246.00
***TRUSTEE ORDER $6,734 PTD, THEN $534 x 44 STARTING 4/1/20 (Note - Loan Mod & Supplemental Fee App requirements are moot)***

Debtor obj, filing MP<>FAILED TO LM BY 5/1/19 (moot - plan cures the arrears); FAILED TO FILE SUPPLEMENTAL FEE APPLICATION WITHIN 10 DAYS OF 4/15/19 CONFIRMATION ORDER (not seeking additional fees b/c no Loan Mod); ARREARS
Matter ResolvedRequest
Adjourment
473/31/2020 9:00 am18-34505 / MBKSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $6,699.00
3/24 AMT: ARREARS CURED/WILL COMPLETE TIMELY<<<>>>

Debtor obj<>ARREARS; FAILED TO REGISTER FOR eWGE OR OBTAIN WAGE ORDER FOR TRUSTEE PAYMENTS BY 8/31/19
Matter ResolvedRequest
Adjourment
483/31/2020 9:00 am19-10526 / MBKSTEVEN D PERTUZ, ESQMotion Relief from Stay (Fee)Continued
4/28/2020 9:00 am
Total Paid In: $3,250.00
Debtor obj<>U.S. BANK NAT'L ASSOC (PHELAN)
Matter ResolvedRequest
Adjourment
503/31/2020 9:00 am19-11387 / MBKCANDYCE I SMITH-SKLAR, ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $5,135.00
ATTYS TO CALL INN
Debtor obj<>WELLS FARGO (Shapiro) ( TR ARREARS
Matter ResolvedRequest
Adjourment
493/31/2020 9:00 am19-11387 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,135.00
AMT: MP FILED 3/3 ***CONFIRMED****<<<>>>

Debtor obj, filing MP<>FAILED TO LM BY 7/29/19; ARREARS
Matter ResolvedRequest
Adjourment
513/31/2020 9:00 am19-12219 / MBKCAMILLE J KASSARMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToMoot - Dismissed
MTN TO DISALLOW ALLY FINANCIAL CLM #4
Matter ResolvedRequest
Adjourment
523/31/2020 9:00 am19-12256 / MBKJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,500.00
***MOTION TO APPROVE LOAN MOD FILED WITH 1/13/20 OBJ DEADLINE - ADJ TO 3/17/20 TO GET CURRENT***
Debtor obj, in trial period<<<>>>FAILED TO LM BY 8/1/19--Per zimnis in trial mod thru December EDC
Matter ResolvedRequest
Adjourment
533/31/2020 9:00 am19-12655 / MBKEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/8/2020 9:00 am

Debtor obj<>SV/SLS I, LLC #8-1; DEBTORS PLAN WAS DENIED ON 1/14/20 AND FAILED TO FILE MP BY 2/14/20
Matter ResolvedRequest
Adjourment
543/31/2020 9:00 am19-14886 / MBKGEORGETTE MILLERMotion Relief from Stay (Fee)Continued
4/14/2020 9:00 am
Total Paid In: $5,076.00
Debtor obj<>NEWREZ/SHELLPOINT (HILL WALLACK)
Matter ResolvedRequest
Adjourment
553/31/2020 9:00 am19-14984 / MBKSTEPHANIE RITIGSTEINMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $10,698.00
MORTGAGE RESEARCH CENTER (PHELAN)
Matter ResolvedRequest
Adjourment
563/31/2020 9:00 am19-15188 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,510.00
FAILED TO SELL TOLEDO LAND PPTY BY 9/1/19
Matter ResolvedRequest
Adjourment
573/31/2020 9:00 am19-16626 / MBKBRIAN W HOFMEISTERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/14/2020 9:00 am
Total Paid In: $4,695.00
AMT: MP 4/14<<<>>>
Debtor obj<>FAILED TO LM BY 8/31/19
Matter ResolvedRequest
Adjourment
583/31/2020 9:00 am19-16723 / MBKWILLIAM S WOLFSON, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $57,648.00
SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
593/31/2020 9:00 am19-16845 / MBKFRANCIS P CULLARI, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/24/2020 9:00 am
Total Paid In: $1,800.00
Debtor obj, in trial period ending 5/1/20<>FAILED TO LM BY 9/8/19
Matter ResolvedRequest
Adjourment
603/31/2020 9:00 am19-17248 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder Previously SubmittedTotal Paid In: $3,832.00
***amended order emailed to Chambers on 3/27/20***

AMT: Is proposed order seeking additional interest calc?<<<>>>

MTN TO MODIFY ONEMAIN CONSUMER CLM #5 TO SECURED AMOUNT OF $3,000 AND GUC AMOUNT OF $4,539.12 WITH 4.5% INTEREST RATE
Matter ResolvedRequest
Adjourment
613/31/2020 9:00 am19-17410 / MBKROBERT BRAVERMANMotion Relief from Stay (Fee)Continued
4/14/2020 9:00 am
Total Paid In: $3,093.00
***Clerk Notice of Fees Due - Doc #24***

Debtor obj<>M&T BANK (SCHILLER, KNAPP, LEFKOWITZ)
Matter ResolvedRequest
Adjourment
623/31/2020 9:00 am19-17465 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
4/14/2020 8:30 am
Total Paid In: $3,851.00
Debtor obj<>SELENE (FRIEDMAN)
Matter ResolvedRequest
Adjourment
633/31/2020 9:00 am19-17681 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
4/28/2020 9:00 am
Total Paid In: $2,360.00
BOA (Parker)
Matter ResolvedRequest
Adjourment
643/31/2020 9:00 am19-17681 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $2,360.00
***as of 3/25/20, the Debtor is current - motion withdrawn***
AR NO PAY SINCE NOV ADJ TO 3-31 FOR ATTY PROPOSAL
Debtor obj, will bring current
Matter ResolvedRequest
Adjourment
653/31/2020 9:00 am19-18563 / MBKBrian Gregory HannonCreditor Certification of DefaultOrder to be Submitted
PHH (Phelan) ( TR ARREARS )
Matter ResolvedRequest
Adjourment
663/31/2020 9:00 am19-19651 / MBKJohn J. Hopkins IIIMotion Motion (Generic) - Only use if no other event is applicableContinued
4/8/2020 9:00 am


AR 3-31- EMAILED DEBTOR ATTY
ADJ BY MBK TO 4/8/20 TO ADDRESS TRUSTEE OBJs***
***3/3/20 MBK - dismissal vacated on condition that $3,000 is paid to creditor within 10 days - IT WILL BE A BENCH ORDER IF VACATED WITHIN 10 DAYS***
AR PER OBJ CREDITOR RECD FUNDS

AR READY HOLD FOR 2

Arianne Holding obj<>MTN TO VACATE DISMISSAL AND REINSTATE CASE
***TRUSTEE OBJ

- PLAN DOES NOT APPEAR TO BE FEASIBLE. NO HOMEOWNER'S INS.
-Supplemental Objection to MP filed by Arianna Holding Company Francis Ballak) - Creditor obtained Final Judgment in its tax sale foreclosure on 8/8/18. Debtor does not own the property.
-Objection filed by American Credit Acceptance (Morton) - 910 claim, cannot be crammed; failure to pay adequate protection payments of $200.85, plan not feasible. (STAY VACATED - NEED MODIFIED PLAN)
NEED MP TO SURRENDER


- Proof of 2 month's income - only provided 2 paystubs, does not equal scheduled income. NEED stubs for June & July 2019 (SCHEDULE I SHOWS TAKE HOME PAY OF $4320. PER PAY STUBS PROVIDED INCOME VERIFIES AS NEGATIVE $390.86 )

- Amendments to Schedules Schedule C to use proper exemption for real property

- The debtor has undertaken an improper use of exemption. Specifically: -Michael cannot use (d)(1) objection as he is not in title to the property Michelle inherited. The Deed is to Michelle only.
NEED AMEND C SUBJECT TO AMENDMENT
-non-exempt equity in real estate of $51,093.37.

Matter ResolvedRequest
Adjourment
673/31/2020 9:00 am19-19672 / MBKGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $8,736.00
Debtor obj<>NATIONSTAR MTG (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
683/31/2020 9:00 am19-21074 / MBKBENJAMIN JAMIE GINTERMotion Relief from Co-Debtor StayGrantedTotal Paid In: $1,169.00
JPMORGAN CHASE (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
693/31/2020 9:00 am19-21995 / MBKPETER J BROEGE ESQMotion Sell Free and Clear of Liens under 363(f) (FEE)Order Previously SubmittedTotal Paid In: $5,000.00
***amended Order emailed to Chambers 3/27/20***

14 WYCKOFF AV - Trustee limited obj (Debtor to pay NJ claim and IRS having problems filing amended POCs - atty has copy of amended POC)
Matter ResolvedRequest
Adjourment
703/31/2020 9:00 am19-22978 / MBKDavid Nigro Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Dismissed
AMT: MP DOC #36 - HEARING 3/17**RECOMMEND DISMISSAL******** AND DOC #50 - HEARING 4/8<<<>>>

amt: MP DOC # 36 hearing 1/8/20 **** NEEDS RESOLUTION***<<<>>>

MP Doc #33 hearing 12/3 *** RECOMMEND DISMISSAL****<<>>


file MP by 11/5 or D case

Debtor obj<<>>PLAN WAS DENIED 9/3/19 AND DEBTOR FAILED TO FILE MP BY 9/17/19
Matter ResolvedRequest
Adjourment
713/31/2020 9:00 am19-23425 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $11,768.00
Debtor obj<>EAGLE HOME MTG (MILSTEAD)
Matter ResolvedRequest
Adjourment
723/31/2020 9:00 am19-23637 / MBKDouglas T. Tabachnik Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,117.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
733/31/2020 9:00 am19-24162 / MBKSTEVEN A RAGLAND, ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
LOSS MIT/ WELLS FARGO
Matter ResolvedRequest
Adjourment
743/31/2020 9:00 am19-26713 / MBKRUSSELL L LOW, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawn
--Parties are OK with adjournment but have CNP that needs to be heard at 2PM

Christina Trust obj (Truesdale)<>MTN TO AMEND CHRISTIANA TRUST #3-1 TO REFLECT CORRECT TAX SALE AMOUNT
Matter ResolvedRequest
Adjourment
753/31/2020 9:00 am19-26713 / MBKRUSSELL L LOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/14/2020 9:00 am


mp by 4-14 needs to be on at 2pm-low to set up court call EDC

-adj denied - MP was to be filed way back on 1/11 but still hasn't been filed EDC

AR CLAIMS MOTION ON FOR 3-31 BUT STILL NEED MP BECAUSE PLAN WAS DENIED
Debtor obj, filled clm mtn<> PLAN WAS DENIED ON 12/11/19; DEBTOR FAILED TO FILE A FEASIBLE PLAN BEFORE 1/11/2020
Matter ResolvedRequest
Adjourment
763/31/2020 9:00 am19-27512 / MBKANDY WINCHELLMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $2,450.00
MTN TO STRIKE ARREARAGE PORTION OF WELLS FARGO CLAIM 2-1/OBJ Phelan
Matter ResolvedRequest
Adjourment
773/31/2020 9:00 am19-28079 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $2,556.00
Debtor obj<>WELLS FARGO (PHELAN)
Matter ResolvedRequest
Adjourment
783/31/2020 9:00 am19-28529 / MBKEdward Hanratty, Esq.Application for CompensationOrder Previously Submitted
***amended Order emailed to Chambers on 1/17/20 - DM responded with no objection***
Trustee obj<>
Matter ResolvedRequest
Adjourment
793/31/2020 9:00 am19-28529 / MBKEdward Hanratty, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
4/14/2020 9:00 am

Adj to 4/14/20
MTN RE TERMS OF LOAN MOD TRIAL PERIOD
Matter ResolvedRequest
Adjourment
803/31/2020 9:00 am19-28842 / MBKDAVID J KHAWAMMotion Relief from Stay (Fee)Continued
4/8/2020 9:00 am

Debtor obj<>CREDIT ACCEPTANCE (MORTON)
Matter ResolvedRequest
Adjourment
813/31/2020 9:00 am19-29815 / MBKEdward Hanratty, Esq.Motion for Relief from StayOrder Previously Submitted
***order submitted 3/30/20***

Debtor obj<>THE BANK OF NEW YORK MELLON (SHAPIRO)
Matter ResolvedRequest
Adjourment
823/31/2020 9:00 am19-30337 / MBKPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/14/2020 9:00 am

AMT: MP 4/14
Debtor obj<>ARREARS; TRUSTEE REQUESTS 180 DAY BAR DUE TO 9 BK FILINGS IN 9 YEARS
Matter ResolvedRequest
Adjourment
833/31/2020 9:00 am19-31843 / MBKEric ClaymanMotion Relief from Stay (Fee)Granted
Movant is requesting the matter to be heard On the Papers

***Adj by MBK to 3/17/20***

Debtor obj<>KENNETH KOWALESKI/LANDLORD (PHILIP GUTWORTH)
Matter ResolvedRequest
Adjourment
843/31/2020 9:00 am19-32796 / MBKJOSEPH J MANIA III ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Withdrawn
***motion withdrawn per atty email on 3/16/20***
Trustee obj<>
Matter ResolvedRequest
Adjourment
853/31/2020 9:00 am19-32796 / MBKJOSEPH J MANIA III ESQMotion Relief from Stay (Fee)Moot - Dismissed
AMT: Mtn to vacate dismissal 3/31 - withdrawn<<<>>>
FIRST COMMONWEALTH FEDERAL CREDIT UNION (FITZPATRICK)
Matter ResolvedRequest
Adjourment
863/31/2020 9:00 am19-32936 / MBKSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Withdrawn
***Adj by MBK to 3/25/20***
Debtor obj<>KAPLAN AT PERTH AMBOY (EHRLICH, PETRIELLO, GUDIN & PLAZA)
Matter ResolvedRequest
Adjourment
873/31/2020 9:00 am19-33025 / MBKPRO SEOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
883/31/2020 9:00 am19-33073 / MBKDarren M Baldo Order Shorten TimeOrder Previously Submitted
3/24/20: atty email to MBK Chambers says this is settled?
Can reinstate if attorney resolves issues by 3/17 EDC

OST - Lakeview limited obj (KML)(debtor's Atty #52)says this obj is resolved & order submitted to chambers<>MOTION TO VACATE DISMISSAL - trustee obj to reinstatement until all below resolved:

1. GM Fin/Americredit(2016 Hyundai)- Plan has unaffected- POC filed $369- OK TO PAY?
2. Trustee Objection:
-need current market analysis - that includes comparables and is less than a year old.(CMA STILL NOT ACCEPTABLE- Not dated and no source of the information- no letterhead just- it is a typed sheet . Value of the RE is an issue due to debtor's attempt to lien strip.
-need Modified Plan that provides treatment of unsecured claims and removes One Main
Financial cram to zero.( MP #23 filed 2/20/20- States in Part 4d amt. to be pd. to One Main is $7722. Then in Part 7a. & 7b attempts to avoid lien & reclassify to -0-as imparing exemptions etc. CANNOT AVOID A CONSENSUAL LIEN UNDER SECTION 522 .T'ss filed obj.
-need Amendments to Schedules C to add amount of each exemption( NOT DONE) and correct the 122C. (NOT DONE)
-debtors are not paying all disposable income into the plan. as verified income leaves a monthly net balance of $5,177.88.(PLAN NEEDS TO BE 100% IT IS PROPOSED AS A BASE).
-Schedules fail to account for tax refund of $1,935.00 when determining disposable income.
-Need proof of service for One Main and Midland Funding(Midland filed an unsecured claim). ( Needs amended POS that includes a copy of the Transmittal letter showing what the debtor based the value on and creditors to also be served at the notice section address of their proof of claim- STILL NOT PROVIDED).
Matter ResolvedRequest
Adjourment
893/31/2020 9:00 am20-10591 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)Granted
PER KEN BORGER, OPPOSITION IS WITHDRAWN

***Adj by MBK to 3/17/20***
Debtor obj<>PRANCER CAPITAL (SEIDMAN & PINCUS)
Matter ResolvedRequest
Adjourment
903/31/2020 9:00 am20-10646 / MBKGeorge E Veitengruber IIINotice of Request for Loss MitigationGranted
REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
913/31/2020 9:00 am20-10722 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Granted
DOUGLAS WINKLER/LANDLORD (STEVEN SILUTZER)
Matter ResolvedRequest
Adjourment
923/31/2020 9:00 am20-10796 / MBKMarc C. Capone, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
NEW REZ/PHH MTG
Matter ResolvedRequest
Adjourment
933/31/2020 9:00 am20-11514 / MBKSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Granted
Debtor obj<>RAE MARISCO/LANDLORD (ROSSI)
Matter ResolvedRequest
Adjourment
943/31/2020 9:00 am20-12247 / MBKYAKOV RUDIKHMotion Impose Automatic StayGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
953/31/2020 9:00 am20-12792 / MBKKarina Pia Lucid Motion to Continue StayGranted
AMT: Granted through 3/31; hearing continued
Matter ResolvedRequest
Adjourment
963/31/2020 9:00 am20-13005 / MBKWilliam H. Oliver, Jr., Esq.Motion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
973/31/2020 9:00 am20-13014 / MBKJAMES J CERBONE, ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
983/31/2020 10:00 am15-29190 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
4/28/2020 10:00 am
Debtor has made 40 of 54 required payments   Arrears: $376.00  Total Paid In: $14,925.00
***Trustee wants debtor to consider pursuing Loan Mod outside now that plan is complete - Adj to 4/28/20***

As of 3/6/20 (DS): 1. Previous confirming order states further Modified Plans require loan modification status reports from both the debtor and the lender, with required appearance at Modified Plan confirmation hearing.

MP Prop $298 x 1 100% and Loan mod on White Rd by 7/31/20 - Extending time for loan mod date.
Matter ResolvedRequest
Adjourment
993/31/2020 10:00 am17-36084 / MBKTHOMAS J ORR ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 206 of 28 required payments   Arrears: $0  
Total Paid In: $26,368.00
as of 3/10/2020

ok to confirm at $26,058.28 paid to date, $128x5 begin 4/1/2020 100% plan

proposed plan $25,748.28 paid to date, $100x5 100% plan
paid in $26,058.28
arrears $1,129.90
note: modified plan shortens plan to 32 months
Matter ResolvedRequest
Adjourment
1003/31/2020 10:00 am18-25380 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 5 of 20 required payments   Arrears: $7,576.00  Total Paid In: $3,600.00

AR PER JUDGE OK TO CONFIRM AT 200 RESET OF PLAN , ATTY WILL NOT BE ALLOWED ANY FEE FOR MOD PLAN OR DEFENDING TR MOTION , EXISTING ATTY FEE BALANCE ALLOWED UNDER PLAN REUCED TO $500
SEE AR FOR WORK UP
***ADJ BY MBK TO 4/14/20 FOR WORK-UP AT CASE RESET NUMBERS AND REDUCTION OF ATTY FEE BALANCE TO $500***
2/21 workup for the 3/3 calendar EDC-9 payments arrears-MP excuses arrears

-CNP on for 3/3/20 by trustee-failed to get loan mod by 7/31/19 (LM GRANTED)
- debtors have large arrears of 9 payments
-plan lowers payments from $752 to $200. Filed amended J but did not supply updated proof of income, social security and 2019 tax refund information (only sent pension info which is the same)
-Chase has motion for stay for Nissan Pathfinder


3200 paid then 200 x 19 beg 2/1/20
Matter ResolvedRequest
Adjourment
1013/31/2020 10:00 am18-25972 / MBKGEORGETTE MILLERConfirmation Hearing on Modified PlanConfirmedDebtor has made 20 of 20 required payments   Arrears: $0  
Total Paid In: $3,200.00
3/4 workup
CONFIRM at: $3040 paid then 160 x 17 beg 4/1/20 pro rata
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am18-28614 / MBKJOHN F. BRACAGLIA, JR, ESQ.Confirmation Hearing on Modified PlanContinued
4/22/2020 10:00 am
Debtor has made 18 of 19 required payments   Arrears: $500.00  Total Paid In: $9,000.00
3/13/20 - John Bracaglia & Stern Lav still working on resolving objection - ADJ to 4/22/20

ISSUES AS OF 3/12/2020 (DM):

2/26/20 - AR, ADJ TO 3/11/20 - NEED RESOLUTION WITH BANK (Selene Finance - Stern Lav) AND MUST BE PAID THROUGH PLAN - EMAIL UPDATE BY 3/11/20.

2/19/20 - Response Doc filed - property sold and atty is holding $224,971.63 in trust account.

***The time provided for in the MP to sell the property owned by the Debtor's mother to fund the arrears claim of Wilmington Savings has expired - what is the status?***

1) MP proposes $7,100 priority treatment to the IRS - no POC filed (STRIKE??)

2) MP proposes $4,400 priority treatment to State of NJ - POC filed for $17,620.35 (PAY PER POC??)

3) Trustee OBJ:
- Plan must remain at 100% due to non-exempt equity in real estate.


Confirmed Case: $4,500 Ptd, $500 x 51 start 7/1/19, 100% Plan
Sale by 12/31/19
Prop. MP: $500 x 60 start 10/1/18, Base Plan
Sale by 2/13/20
PTD = $8,500
Last Claim (2-1) dated 11/27/18
Matter ResolvedRequest
Adjourment
1023/31/2020 10:00 am19-15327 / MBKRONALDO C GEORGEConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 12 of 13 required payments   Arrears: $2,000.00  
AR REMOVED FROM HONOR ROLL ,IRS # HAVE CHANGED CO WI 14 DAYS ADJ PEREMPTORY
ISSUES AS OF 3/13/2020 (DM): Updated 3/30/20 Subject to Terms

***TO RESOLVE TRUSTEE OBJECTIONS, RECOMMEND CONFIRMING AT $24,000 PTD, THEN $2,000 x 1 STARTING 4/1/20, THEN $2,764 x 47 STARTING 5/1/20, PLUS $10,000 PAYMENT MADE ON 10/15/20, 10/15/21 AND 10/15/22, 100% PLAN; ADD TO CONFIRMING ORDER: TRUSTEE TO PAY IRS POC (1-5) AS FILED, AND DEBTOR TO MOVE AGAINST IRS POC (1-5) WITHIN 45 DAYS IF CLAIM IS NOT AMENDED TO REMOVE ESTIMATED TAX CLAIMS***

3/3/20 Interim Scheduling Order
 Resolution of IRS estimated claim by 3/10/20.
 Resolution of IRS objection by 3/10/20.
 Resolution of Trustee disposable income objection or response to objection by 3/10/20

Adj request to 3/17/20 - Peremptory.

1) IRS filed $27,047.62 amended priority claim that includes estimated taxes not treated in plan (ATTY ADVISES THAT TAXES FILED BUT IRS REPRESENTATIVE INFORMED HIM THEY ARE HAVING TROUBLE WITH THEIR POC FILING SYSTEM).

2) IRS (Eamonn O'Hagan) OBJs - secured and priority claims not treated in plan (SEE ABOVE).

3) Plan provides $111,079.62 cure treatment to NVE Bank - amended POC filed for $129,965.06 (OKAY TO PAY HIGHER AMOUNT??)

4) Plan provides secured unaffected treatment to Nancy Wiggs equitable distribution/consent order - no POC has been filed (RECEIVED 8/10/18 MBK ORDER IN CHAPTER 11 CASE).

5) Trustee OBJ: (ONLY $1,753 UNSECURED CLAIMS FILED - PLAN SHOULD BE 100%)
- Need DSO info (UNRESOLVED).
- NVE Bank filed a secured claim - debtor's plan and schedules incorrectly list the creditor as MVE Bank.
- Form 122c has $10,026 disposable income which requires $601,596 minimum dividend.
- P&L statement provided reflects $55,072 average monthly income - only $7,034 was listed.

- Inconsistent docs: business forms provide that debtor receives $12,500 salary per month for COO duties, however accountant advises that debtor took $28,193 for the 1st quarter or $9,397 per month.

- Accountant advises
Matter ResolvedRequest
Adjourment
1033/31/2020 10:00 am19-19208 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 11 required payments   Arrears: $635.00  Total Paid In: $4,725.00
CAN CONFIRM AT: $4725 paid then $635 x 50 beg 4/1/20-pro rata--OTBS with Wells Fargo in 30 days
add police report wi 30 days ---police report in 30 days-student loans outside

Per Morton email****balance at filing of $16,715.72 with interest at 12.25%. If interest was pre-computed, the trustee would pay WELLS FARGO $22,436.83 over 60 months. Adeq prot of $336 beg June 2019

If OK CAN CONFIRM AT: $4025 paid then $648 x 50 beg 4/1/20-pro rata--OTBS with Wells Fargo in 30 days
add police report wi 30 days

3/4 workup for the 3/17 calendar--AR NOW NEED MORTON UPDATED $ AND I WANT POLICE REPORT
Per AR OK to confirm paying Mortons claim in full, attorney agrees with terms below per Jim Milano email

-Can confirm if Morton resolved
-student loans outside

2/14 workup for the 2/26 calendar EDC
AR ATTY TO EMAIL AR AND MORTON RE CAR --can confirm if resolved

-Wells (Morton) objection
-Ditech (Carlon) objection
IN TRIAL MOD
-Trustee obj:
---The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
----excess monthly disposable income on 122c-2 Line 45 $798.28 requires minimum
$47,896.80 dividend to general unsecured creditors
100%
-- Need Certfication regarding his business operations (not done) and amend Schedule I for new job
that started in July and provide proof of income(received updated paystubs but when add the refund of $550 monthly there is $1090 in disposable income)
SEE AMEND IJ

$574 X 60 BEG 6/1; LM 4/1/2020 (14 ASBURY AVE); BASE
Matter ResolvedRequest
Adjourment
1043/31/2020 10:00 am19-19236 / MBKLEONARD C WALCZYKConfirmation Hearing ScheduledConfirmedDebtor has made 11 of 11 required payments   Arrears: $0  
Total Paid In: $8,377.00
ISSUES AS OF 3/12/2020 (DM): Updated 3/30/20

***Debtor received a Loan Modification. The Trustee is willing to compromise on the disposable income objection and RECOMMEND CONFIRMATION AT $7,600 PTD, THEN $777 x 50 STARTING 4/1/20, 100% PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION, STUDENT LOAN POC (10-1) SHALL BE TREATED OUTSIDE THE PLAN, PER THE LOAN MOD ORDER ENTERED 3/6/20, THE BANK OF NY MELLON PRE-PETITION ARREARS POC (8-1) AND POST-PETITION ARREARS ADDED BY ORDER DATED 1/2/20 ARE DEEMED MODIFIED/CAPITALIZED AND INCORPORATED INTO THE LOAN MODIFICATION AGREEMENT WITH NO PAYMENT BY THE TRUSTEE OR DEBTORS ON SAID CLAIMS, THE TRUSTEE SHALL HOWEVER PAY $531 IN FEES & COSTS ASSOCIATED WITH THE 1/2/20 ORDER***

1/8/20 - AR, Adj to 3/17/20 Peremptory - NJ estimated tax claim must be resolved (OK - AMENDED).

Email from atty - debtors received a 3-month Trial Mod starting 1/1/20.

1) State of NJ filed 12,518.60 priority claim that includes estimated taxes for 2017 & 2018 (OK - AMENDED TO $1,995.20).

2) State of NJ filed $7,823.19 unsecured claim that includes estimated taxes for 2014 (OK - AMENDED).

3) Motion to Strip-Off Nationstar 2nd Mtg & reclassify claim as unsecured on for 7/10/19 (GRANTED).

4) Bank of NY (RAS) OBJs - $91,445.68 arrears (DEBTOR RECEIVED A 3-MONTH TRIAL MOD STARTING 1/1/20).

5) Trustee OBJ:
- Need Cert for each debtor for SSNs (RECEIVED LETTER).
- Form 122c includes 2nd mtg payment which has been stripped off.
- Form 122c disposable income, as scheduled, is $2,310.69 per month which requires $138,641.40 minimum dividend.
- Income verifies higher ($7,050/$2,929) than scheduled ($6,690/$2,769) resulting in $2,416 disposable income (DISPOSABLE INCOME ADJUSTED DOWN TO $1,421 BASED UPON AMENDED SCH J FILED FOR INCREASE IN MTG PAYMENT FROM 3-MONTH TRIAL MOD).


Prop. Plan $1,300 x 4, $400 x 56, Base Plan, Loan Mod by 12/31/19
PTD 10/10 = $7,600
Last Claim (7-2)
Matter ResolvedRequest
Adjourment
1053/31/2020 10:00 am19-19909 / MBKEric ClaymanConfirmation Hearing ScheduledConfirmedDebtor has made 9 of 11 required payments   Arrears: $332.00  Total Paid In: $5,446.00
3/4 workup for the 3/17 calendar EDC
-I capitalized missing plan payments
-cannot pay IRS NJ or landlord because no claim filed. Attorney will file motion to pay claims post confirmation if she wants them paid. In the meantime it must be pro rata

****CAN CONFIRM AT: 5173.89 paid then $604 x 50 beg. 4/1/20 pro rata-the secured IRS, NJ and rental management per plan claims are not being paid by trustee unless otherwise ordered.

2 payments arrears
-no cert of service for the cramdown on the car((DONE)
-341 just held-10 month old case
-need to use trustee order of distribution
-no claims filed by landlord, IRS or NJ so cannot pay- attorney may want to file claim on behalf of landlord post confirmation
>>trustee objection:
-need A copy of the homeowner's insurance renewal declaration
-Schedule A must be amended to include the 22 Devon Ave property in Ewing NJ where
the debtor's husband resides. (DONE)

$590 x 60 BEG 6/19; 0%
Matter ResolvedRequest
Adjourment
1063/31/2020 10:00 am19-21863 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 10 required payments   Arrears: $0  
Total Paid In: $2,390.00
ISSUES AS OF 3/12/2020 (DM): Updated 3/16/20 - Atty ok with terms.sf

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,960 PTD, THEN $345 x 51 STARTING 4/1/20, $5,141 MINIMUM DIVIDEND (50%), COTBS WITH WELLS FARGO WITHIN 30 DAYS ($9,620.68, AP of $81 per month), TRUSTEE STANDARD ORDER OF DISTRIBUTION***

3/3/20 - AR, INCOME RESOLVED AT 50% TO GUCs AND EXTEND TERM TO 60 MONTHS. ADJ JUST NEED MORTON # AND HR.

2/26/20 - Business P&Ls are break even as opposed to -$980 deduction taken from disposable income. Disposable income verifies at $1,928 and Trustee previously offered a compromise at $800 which has not been accepted. John Morton has filed his appraisal - need resolution of Morton objection.

12/17/19 - ADJ to 3/3/20 Peremptory. Morton needs to get an appraisal and Atty to file response re disposable income.

11/19/19 - AR REVIEW WITH ATTY. NEW P&L BREAK EVEN. REGARDING CURRENT INCOME RECOMMEND $600 PTD THEN 800 x 30 STARTING 1/1/20 WITH RIGHT TO FILE MP. STILL NEED RESOLUTION OF CONTESTED CRAM.

11/8/19 - Supplemental Response in Support of Confirmation filed.

9/13/19 - Certification in Support of Confirmation filed.

1) Wells Fargo (MORTON) OBJs to cram treatment (COTBS).
2) Trustee OBJ:
- Need proof of auto insurance (RECEIVED).
- Need provide proof of service - Wells Fargo (MOOT - OBJ FILED).
- Need to file Pre Confirmation Certification (FILED).
- Income docs provided for State of NJ verifies higher ($1,926) than scheduled ($1,562) resulting in $1,928 disposable income before expense adjustment.
- Excessive Expenses: $400 oil - need proof of expense for 6 months before filing; $960 childcare; horse food and housing expenses for non-working horses of approximately $1,000 monthly.
- The horse training business is operating at a monthly loss and Debtors are taking an improper deduction.


Prop. Plan $100 x 6, $430 x 30, Base Plan
PTD 9/9 = $1,960
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1073/31/2020 10:00 am19-22136 / MBKFranklin S. Montero Confirmation Hearing on Modified PlanContinued
4/28/2020 10:00 am
Debtor has made 16 of 10 required payments   Arrears: $0  

MP scheduled for 4/28/20

 3/25/20 - Per MBK, filed MP to pay mtg arrears and no more Loan Mod - also need to have proof of insurance by then (EDC).

 3/25/20(mk): Debtor atty email 9:45 am asked for adj (no consent from obj creditors). Told him to register for Court Solutions at 2:00 and request it.

1. MP has LM by 2/1/20. Objection by creditor to extend and Motion to Participate in Loss Mit was w/d on 12/3/20.

2. Objection by US Bank(1st mtg)( Frenkel): MP has LM & pay arrears pending LM- ( SEE #1)
-improper modification;fails to pay arrears.

3. Objection by US Bank(2nd mtg)(KML):-- MP pays
-plan fails to pay arrears.

4. Trustee objection:
Loss Mit now over- Plan not feasible.
-Auto insurance expired 11/19/19
-need to Amend Schedule I for 2nd job& provide proof of income(Provided- but could use updated POI on debtor's landscape job and spouses job as the POI from June/July verified lower.
- Schedules fail to add tax refund $4,109(ADDED IN).
-Order of distribution departs from T'ee Standard order. ( MP is T'ee standard order).
-need pre conf cert.( Filed)


Proposed plan: MP :3150 x 2;$1400 x 58, Base; LM by 2/1/20( old Plan had 3150 x 60)
Funds paid in $23,100
last claim:3-1, bar date:8/27/19
Matter ResolvedRequest
Adjourment
1083/31/2020 10:00 am19-22501 / MBKCAMILLE J KASSARConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 9 of 10 required payments   Arrears: $4.00  
Received $158 on 3/30/20 - ADJ to 5/19/20 Peremptory.

ISSUES AS OF 3/12/2020 (DM): No Trustee payments in 2 months - RECOMMEND DISMISSAL.

2/18/10 - AR, ATTY TO CONSIDER TREATING OUTSIDE AND CLOSING CASE.

2/12/20 - Loan was recently transferred to US Bank - don't know what is happening with the Trial Mod

1/8/20 - This appears to be a 1 creditor case and Debtor's last Trial Mod payment is in December.

1) Nationstar (RAS) OBJs - $45,348.80 arrears (UNRESOLVED).
2) Trustee OBJ:
- Need updated homeowners insurance (RECEIVED).
- Need updated car insurance (RECEIVED).
- Proof of income verifies higher than scheduled (100% PLAN).
- Tax refund of $814 not prorated and included in disposable income calculation (100% PLAN).
- Need to confirm with Trustee standard Order of Distribution.
- Need to file Pre-Con Cert (FILED).


Prop. Plan $33.33 X 2, $74.79 x 3, $79 x 55, 100% Plan, Loan Mod by 12/2019
PTD 7/9 = $445.45
Last Claim (1-1)
Matter ResolvedRequest
Adjourment
1093/31/2020 10:00 am19-22978 / MBKDavid Nigro Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 5 of 9 required payments   Arrears: $0  

As of 3/9/20 (DS): Mod plan filed 3/2/20 and sched 4/8/20, but Debtor's in arrears $4,573. Last payment made 1/3/20.
Matter ResolvedRequest
Adjourment
1103/31/2020 10:00 am19-23099 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConverted to 7 / 11Debtor has made 7 of 9 required payments   Arrears: $0  

3/30/20 sf (PER ATTY, CASE CONVERTED TO CHAPTER 7 TODAY)

AR RESOLVE OR HOLD
ISSUES AS OF 3/13/2020 (DM):

***Trustee set up POC (8-1) to receive pro rata distribution for no less than $11,000 in accordance with 1/22/20 Consent Order. Debtor must address #1 & #2 below for final work-up at $2,000 x 53 starting 3/1/20***

DM - potential issue with Jules Rossi's proposed consent order - creditor to received $11,000 but proposed plan is a base to general unsecured creditors.

12/17/29 - AR, NEED TO RESOLVE 109e AND PENDING CREDITOR (Jules Rossi, Esq) MOTION TO DISMISS (COTBS).

12/10/19 (DS) - Trustee disposable income $2,342.40 (AR, PER ATTY OK).

1) MP provides $4,500 priority treatment for DSO - no POC filed (UNRESOLVED).

2) MP provides $1,539.22 priority treatment to the State of NJ - no POC filed (STRIKE??)

3) Capital One Auto filed $20 arrears claim on 2016 Chrysler Town & Country (OKAY TO PAY?? - AR, per atty pay).

4) Wells Fargo filed $2,392.12 arrears claim on 2012 Dodge Durango - stay relief granted 3/12/20 (ADD SURRENDER TO CONFIRMING ORDER??)

5) DeNoia, Tambasco & Germann (JULES ROSSI, ESQ) OBJs - debt exceeds 109(e) limits (COTBS).

6) Trustee OBJ:
- Debtor has insufficient income (INCOME FROM INSURANCE DISABILITY IS $7,183.33, EFFECTIVE 4/1/19, WHICH IS NOW SHOWING THERE IS DISPOSABLE INCOME $2,342.40 - AR, atty ok with calculation).
- Excess Expenses: $500 electricity/heat/gas, $400 medical/dental.

Note: DSO Info sheet provided. Reviewed bank statements and verified that student loans are being paid up to $2133.56.


Prop. Plan $300 x 12, $1,100 x 48, Base Plan, Student Loans outside
PTD 7/8 = $2,100
Last Claim (21-1)
Matter ResolvedRequest
Adjourment
1113/31/2020 10:00 am19-23408 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $800.00  
3/26/20 - Proof of payments uploaded - Adj to 5/19/20

ISSUES AS OF 3/18/2020 (DM):

***Debtor is 5 of 8 Trustee payments - RECOMMEND DISMISSAL (Note - cram served on 3/14/20)***

1) IRS filed an estimated priority claim (AMENDED TO $2,076 - OKAY TO PAY??)

2) Plan provides for priority payment for two DSO creditors - no POCs filed (PAY OR STRIKE??)

3) US Bank Cust filed $278.20 secured tax claim on Spring St property not treated in plan (OKAY TO ADD??)

4) Trustee OBJ:
- No proof of service on US Dept HUD cram (SERVED ON 3/14/20)
- Debtor has insufficient income to fund the plan. He is currently unemployed.
- Need copy of 2017 & 2018 tax returns (RECEIVED).


Prop. Plan $800 x 60, Base Plan
PTD 5/8 = $4,000
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1123/31/2020 10:00 am19-23839 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 9 required payments   Arrears: $4,317.00  Total Paid In: $25,902.00
3/17 Workup for the 3/17 calendar EDC----------SAME AS THE 2/18 calendar EDC

EWAGE WITH AND TO BE CURRENT OR EXPL RE TRACING MISSING PYMT (still 2 payments arrears)

If below resolved to confirm****** it needs $25,902.18 paid then $4,317 x 52 beg 4/1/20-100%-minimum of $78,000 to unsecured-equity
-Milltown taxes and sewer filed claims that were not in the plan. Will set up to pay
>>trustee objection:
-The debtor has insufficient income . Income verifies lower..(RENTAL INCOME IS ONLY $3550 NOT $5750)
-A copy of the last filed tax return - 2018.(only sent S corp returns-DONE)
-A copy of the homeowner's insurance renewal declaration - for all properties. Current policies expired.(STILL NEED KIEL ROAD-VACANT LAND)
-Need copy of TD Bank statement per Schedule B.
-The petitions lists the vacant land as 143 Kiel Road but the appraisal is for 141 KieL (OK surrendered)
-Wells Fargo Bank (Shapiro DeNardo) objection to confirmation -need to resolve-ORDER SUB
-debtors plan lists mortgage under Part 4c - should be in Part 4a (RESOLVE PAY CLAIM )
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am19-23867 / MBKANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledContinued
5/13/2020 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $2,680.00  
AR RESOLVE OR HOLD
AS OF 3/9/20 (SF)

If creditor objection is resolved, to confirm need $18,760 PTD, $4328 X 52 (BEGIN 4/1/20) 100%
- FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS
- TRUSTEE STANDARD ORDER OF DISTRIBUTION


1. Objection filed by The Bank of NY Mellon (RAS Crane) - failure to pay arrears of $155,757.99
2. Trustee objection:
- Per Sch I &J: debtor has $4,146 monthly disposable income without accounting for SSI (plan
is 100%).
- Per Form 122c: debtor has $3,310 monthly disposable income which requires a $198,600
minimum dividend (plan is 100%).
- must file pre conf cert.
3. Confirm with Trustee Standard Order of Distribution


Plan proposes $2680 X 60 100%
Payments: 7/8 Arrears: $2680
Matter ResolvedRequest
Adjourment
1133/31/2020 10:00 am19-24343 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 9 required payments   Arrears: $149.00  Total Paid In: $2,841.00
ISSUES AS OF 3/12/2020 (DM): Updated 3/30/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $2,485 PTD, THEN $505 x 52 STARTING 4/1/20, 100% PLAN WITH A $7,830 MINIMUM EQUITY DIVIDEND, PLUS NON-EXEMPT PROCEEDS FROM PERSONAL INJURY CLAIM AND ALL CLAIMS AGAINST THE ADJUSTER/CONTRACTOR, TRUSTEE STANDARD ORDER OF DISTRIBUTION, ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY AMERICREDIT ARREARS POC (5-1) IN THE AMOUNT OF $2,470.89 AND AMERICREDIT SECURED POC (6-1) IN THE AMOUNT OF $100***

2/4/20 - Trustee received updated CMA. Need verification of $14,170 tax lien against the property (UPLOADED 2/3/20) to determine equity ... still need to pay 100% to unsecured creditors based upon $4,347 total claims filed.

12/3/20 - will reinstate if Trustee receives insurance by 12/4 - then adjourn to 2/4/20 at 10 AM.

1) AmeriCredit filed $2,470.89 arrears claim on 2015 Dodge Journey (OKAY TO PAY HIGHER CLAIM?? - Yes)

2) AmeriCredit filed $100 repo fee claim not treated in plan (OKAY TO ADD?? - Yes)

3) Plan provides $14,170 secured treatment to MTAG for tax claim on real estate - no POC filed (STRIKE?? - atty to file POC and motion to allow late claim - FILED)

4) Trustee OBJ:
- Need CMA - comparables provided averaged $58,183 - no justification for $24,500 value in CMA (RECEIVED UPDATED CMA).
- Need a copy of homeowner's insurance (RECEIVED - UPLOADED 12/4/19 UNDER CAR INSURANCE).
- There is $7,830 in non exempt equity in the residence - only $4,347 guc claims filed.
- Need to file Pre Confirmation Certification (FILED).
- The order of distribution in the plan departs from the Trustee standard Order of Distribution.
- The confirming order must include language that provides for the turnover of all non-exempt proceeds from the PI claim and the claim against the adjuster/contractor.


Prop. Plan $355 x 60, Min Div of $3025
PTD 7/8 = $2,485
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
1143/31/2020 10:00 am19-24813 / MBKANDRE L KYDALA ESQMotion to DismissGranted
OST/MTN FOR VOLUNTARY DISMISSAL
Matter ResolvedRequest
Adjourment
1153/31/2020 10:00 am19-25010 / MBKADAM SCHNEIDER, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 7 of 8 required payments   Arrears: $0  

AR ATTY OK TO DISMISS
ISSUES AS OF 3/12/2020 (DM):

***Loss Mit Order entered 2/20/20, but Bank of NY Mellon objection is unresolved, 109e has not been addressed and Trustee disposable income issue has not been addressed***

1/22/20 - Okay to adj to 2/18/20 per AR - get okay from Phelan (EDC).

1) Bank of NY Mellon/Bayview (PHELAN) OBJs - $1,402,269.96 arrears (UNRESOLVED).

2) Hyunda Lease filed $120.45 arrears claim (OKAY TO PAY??)

3) Trustee OBJ:
- Need 2018 tax returns for debtor and spouse (NON-FILING TAX DECLARATION UPLOADED, BUT TRUSTEE QUESTIONS THE CERTIFICATION BASED UPON THE AMOUNT OF INCOME DISCLOSED ON DEBTOR'S SCHEDULES).

- Income for the debtor verifies higher ($12,266) than scheduled ($5,136) resulting in $6,143 monthly disposable income.

- The amount of debt in the Debtor's plan exceeds the statutory limit for secured debt of $1,257,850 pursuant to 11 USC 109(e) - secured claims total is $2,482,508 (UNRESOLVED).

- Need certification by attorney for Debtor's social security number (UNRESOLVED).


Prop. Plan $100 x 36, Base Plan, Loan Mod by 11/30/19
PTD 7/7 = $700
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
1163/31/2020 10:00 am19-25097 / MBKDAVID J DOYAGA SRConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 8 required payments   Arrears: $1,642.00  Total Paid In: $8,400.00
3/4 workup for the 3/17 calendar - Atty ok with terms.sf

CAN CONFIRM AT: $7200 paid then $1642 x 53 beginning 4/1/20 100%-use trustee standard order of distribution


-debtor has now supplied updated profit and loss. The monthly net income averages over $17,000 a month. Needs 100% plan due to income
-mortgage objection should be resolved because paying arrears in full



-As of 12/12/19 Debtor attorney requested adjournment to allow more time to get P&L and business forms, request denied, does not get consent of objecting creditor
-As of 12/10/19 (DS): 1. No updated P&L and business forms provided and no amended Sched I filed.
-As of 10/10/19 Debtor attorney requested adjournment to provide accurate updated P&L and business forms
10/15/19 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income P&L has total income for 12 months at $12,407.10, which would be $1,033.92 monthly, not $5,500.
- Debtor has failed to file a feasible plan, disposable income is $-1,560.80. Need amended Profit & Loss.
- Issues regarding P&L: Needs explanation/Clarification: Does not agree with deductions for payroll $38,800/12 months is $3,233.33, which per business form monthly income for Debtor (helper) $2,800, spouse (driver/mover) $2,320 and employee (driver/mover) $4,000, which would total $9,120 monthly, not $3,233.33. Is this only employee only and not Debtor and spouse?
- Amendments to Schedules I to add rental income and spouse income and Sched J to add 2 children.
- Must resolve creditor objection.

2. US Bank obj to arrears more, mod plan pays arrears, but no POC filed. POC FILED AND MOD PLAN PROPOSES TO PAY ARREARS

MP Prop $1,200 x 60 Base
Note: Updated homeowner insurance provided.
Matter ResolvedRequest
Adjourment
1173/31/2020 10:00 am19-25273 / MBKWARREN S JONES, JR ESQConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 4 of 8 required payments   Arrears: $7,006.00  
Atty received cash from Debtor to bring Trustee payment current through March - ADJ to 5/19/20 Peremptory.

ISSUES AS OF 3/12/2020 (DM):

1) IRS filed $3,847.54 priority claim that includes estimated taxes for 2016 (UNRESOLVED).

2) IRS filed $10,129.33 unsecured claim that includes estimated taxes for 2015 (UNRESOLVED).

3) Lakeview Loan Servicing (McCabe) OBJs - $63,397.37 arrears (PER ATTY, PAY PER POC).

4) USAA Fed Sav (SHAPIRO) OBJs - $40,837.42 arrears (CONSENT ORDER ENTERED TO PAY PER POC).

5) Trustee OBJ:
- Need amended Sch I to include full amount of monthly rental for 2 occupied units (UNRESOLVED).
- Rental income verifies higher ($2,200) than scheduled ($106.83) resulting in $3,798 disposable income.
- There is $1,741 non-exempt equity in real estate.
- Why is income and mtg for Pemberton property lower on Form 122c than Sch I&J?


Prop. Plan $1,751.38 x 60, Base Plan
PTD 4/7 = $7,005.52
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
1183/31/2020 10:00 am19-25286 / MBKDavid L. Stevens Order Vacate Dismissal of CaseContinued
4/22/2020 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  

AS OF 3/9/20 (SF)

1. Objection filed by Wilmington Trust (Lubin) - failure to pay arrears and speculative loan mod (CREDITOR FILED LATE CLAIM) (Loss Mit Order Expired on 12/5/19)

2. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need copy of Mass Mutual Whole Life Insurance policy
- Need copy of 401k loan statement
- A Modified Plan that pays attorney fees. (THE PLAN DOES NOT PAY FEES)
- Disposable income per Schedules I and J verify at $1,272.92.
- Gross income on 122C is higher. Verifies at $11,112.28. Need to submit 6 months proof of income for period prior to filing.
- 122C: Line 16 is lower due to tax refund; Line 35 is lower due to IRS claim; Line 33b is incorrect as there are no auto payments; Line 41 needs to be verified once the 401k loan statement is provided.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $13,460.00
when determining disposable income.
- There is $9390 of nonexempt equity in Wells Fargo checking account.
- File pre-confirmation certification.
- Must provide proof of current auto insurance.

3. Need Standard Order of Distribution

Plan proposes $200 x $60 Loan Mod by ??
Payments: 7/7
Matter ResolvedRequest
Adjourment
1193/31/2020 10:00 am19-25493 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 8 required payments   Arrears: $250.00  Total Paid In: $600.00
3/30/20 (sf) - Atty ok with terms.sf

Can CONF at $600 paid then $250 x 53 beg. 4/1/20 pro rata

-Zimnis now arguing we arent entitled to non debtor tax refund-may need judge
AR RESOLVE OR HOLD
3/4 workup for the 3/17 calendar EDC

As of 1/13/20: AMENDED SCHED I & J FILED 1/13/20, UPDATED POI PROVIDED, MISC DOCS, BANK STATEMENTS PROVIDED(RECEIVED BUT NEED WIFE PENSION LOAN BALANCE AND 2018 TAX RETURNS in order to properly review amended I & J))

-plan only needed 388 x 60 to be 100%

>>>Trustee obj to the following:
- Need the following from spouse legible updated pay stubs for spouse for Oct 2019, 2018 tax return, pension loan balance statement prior to filing date to determine if Line 43 on 22c-2 is correct to take $663.
-Pension loan statement is not a current balance. What is the current balance? Per Oct of 2019 paystubs it should be paid off by now.
-wife latest paystubs is from 2019show $300 monthly savings account monthly and debtors shows $50 savings account monthly
- Must amend Schedule I for Debtor's new part time job at FedEx. (ok))
- Proposed Chapter 13 Plan payment is improperly deducted on 122c-1 Line 13 (see Line #36). There is disposable income.(22C is now useless because got job at Fed Ex, garnishments have stopped-change in circumstances. Use I & J)
- Proof of income verifies higher, there is disposable income.
- Need explanation for Other deductions (Farmington & Garnishment) in debtor's pay stubs from Capital Health in order to calculate monthly income.(garnishment has stopped)
-taking deduction for wifes 2017 Chapter 13 payment of $578(cannot use 22C)
-wifes cert says she didn't file a 2018 tax return. Why? Isn't she required-especially since she is currently in her own bankruptcy

Prop Plan $100 x 60 Base
Matter ResolvedRequest
Adjourment
1203/31/2020 10:00 am19-25581 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 8 required payments   Arrears: $1,652.00  Total Paid In: $9,385.00
updated 3/31/2020 court

*****OK TO CONFIRM AT $9,385 PAID TO DATE, $1,652X53 BEGIN 4/1/2020 0% PLAN
-strike Part 4a as to Woodbridge Twp Water & Sewer, no claim filed
-strike Part 4a as to Woodbridge Twp Tax Collector, no claim filed*****


AR RESOLVE OR HOLD
ISSUES AS OF 3/13/2020 (DM):

1) State of NJ amended OBJ - $966 priority claim not treated in plan (OKAY TO ADD?? - Yes)

2) MP provides $5,017.31 priority treatment to the IRS - priority POC filed for $27,532.67 (OK TO PAY?? - Yes)

3) JP Morgan Chase (RAS) OBJs to cram of 2013 BMW X3 (MP SURRENDERS IN FULL SATISFACTION).

4) MP provides $2,208.51 secured treatment to Woodbridge Twp Water & Sewer - no POC filed (STRIKE??) YES, STRIKE PART 4a

5) MP provides $1,217.59 secured treatment to Woodbridge Twp Tax Collector - no POC filed (STRIKE??) YES, STRIKE PART 4a

6) Trustee OBJ:
- Need to serve plan motions - Beneficial NJ & Ambulatory Surgery Center (FILED).
- Need to resolve IRS estimated priority & guc claims for 2013, 2016, 2017 & 2018 years (AMENDED).


Prop. Plan $1,335 x 5, $1,355 x 55, 0% Plan
PTD 7/7 = $9,385
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
1213/31/2020 10:00 am19-25595 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $390.00  
3/31 AMT: $500 HAD WRONG CASE #/FUNDS TRANSFERRED TO THIS CASE. FILED STATUS CHANGE FORM TO AMEND MINUTES FROM DISMISSED TO CONTINUED <<<>>>

per email sent $500 on 3/18-not received
3/3 workup for the 3/17 calendar EDC
Still 4 payments arrears

1. Objection filed by Santander (Morton) - value is too low and no adequate protection payments. (OTBS)

2. NJ Division of Taxation filed an estimated claim #7. (OK AMENDED)---IRS still estimated however

3. Trustee's objection:
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need service on motions in plan to Santander. (OK - OBJECTION FILED)
- Must resolve IRS estimated claim 2018. (STILL ESTIMATED)

Plan proposes: $178 x 60, $0.00
Payments: 2/4, arrears $356
Matter ResolvedRequest
Adjourment
1223/31/2020 10:00 am19-25793 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 8 required payments   Arrears: $900.00  Total Paid In: $4,200.00
AR RESOLVE OR HOLD
ISSUES AS OF 3/13/2020 (DM): Updated 3/30/20

***TRUSTEE WILL RECOMMEND CONFIRMATION AT $4,200 PTD, THEN $900 x 29 STARTING 4/1/20, BASE PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION***

 3/27/20 - Debtor Certification filed addressing contested expenses. Trustee accepts expenses reflected in the Certification.

1) Trustee Supplemental OBJ:
- Income verifies higher ($5,002/$1,255) than scheduled ($4,203/$1,101) on amended Sch I.
- Excessive Expenses Sch J: $600 misc, $200 pet care.
- Tax refund of $1,056 not prorated and included in disposable income calculation.

2) Trustee OBJ:
- Failed to file a feasible plan - proposed plan payment will not cover IRS claims (NO LONGER 100%).
- IRS priority $5,454.11 & unsecured $42,633.75 claims total $48,087.86 (NO LONGER 100%).
- State of NJ filed estimated claims (AMENDED).
- Need DSO information (RECEIVED).
- Need Trustee standard order of distribution (MP CORRECTS).
- Need updated pay stubs for co debtor prior to 1/14/20 confirmation - currently receiving disability (RECEIVED 2 DHL PAY STUBS).


Prop. Plan $600 x 36, 0% Plan
PTD 7/7 = $4,200
Last Claim (12-2)
Matter ResolvedRequest
Adjourment
1233/31/2020 10:00 am19-26012 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 8 required payments   Arrears: $0  

3/30/20 (sf) Per Atty ok to DISMISS/HOLD FEES

3/18/20 email from RAS - debtor was recently denied for a Loan Mod.

ISSUES AS OF 3/13/2020 (DM):

***Debtor is 4 Trustee payments behind - RECOMMEND DISMISSAL WITH 1 YEAR BAR***

1) Bridgewater Oaks HOA (STARK) OBJs - $20,006.88 late secured claim (UNRESOLVED).

2) Deutsche Bank (RAS) OBJs - $74,735.87 arrears (UNRESOLVED).

3) Plan provides for $8,900 secured pay in full treatment to Regional Acceptance for 2007 Honda Accord - POC filed for $8,726.42 (TRUSTEE TO SET UP AT $8,726.42 PER POC UNLESS CONSENT ORDER OBTAINED).

4) Trustee OBJ:
- Need a CMA that includes comparables (UNRESOLVED).
- Need proof of 2 months income (UNRESOLVED).
- Need to file Pre-Confirmation Certification (FILED).
- The case should include terms that bar the debtor from re-filing for a period of one year upon dismissal.


Prop. Plan $400 x 60, 0% Plan, Loan Mod in 6 months
PTD 3/7 = $1,200
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1243/31/2020 10:00 am19-26177 / MBKEric ClaymanConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $376.00  Total Paid In: $4,431.00
3/6 workup for the 3/17 calendar EDC

Fernmore filed an unsecured rental claim for some reason. I recommend that we set it up to pay in full as a seprately classified unsecured creditor to be paid concurrently with attorneys fees
****CONF at: 4,153.80 paid then $653 x 53 beg. 4/1/19- 0%---pay Fernmore unsecured claim in full concurrently with attorneys fees-use trustee order of distribution--OTBS with Santander in 30 days

-still need order submitted regarding cert of default for Fernmoor lease in order to confirm(RESOLVED)
-Are we paying landlord over 18 months? NO ARREARS -just post pet and att. fees
-use trustee order of distribution
$600 X 60 BEG 9/19; $0
Matter ResolvedRequest
Adjourment
1253/31/2020 10:00 am19-26231 / MBKJUDITH G AMORSKI, ESQConfirmation Hearing ScheduledDismissedDebtor has made 5 of 8 required payments   Arrears: $0  

ISSUES AS OF 3/13/2020 (DM):

***Debtor was a "No Show" for 341 Meeting on 2/20/20 and is 2 Trustee payments behind - RECOMMEND DISMISSAL***

1/14/20 - AR, 341 BY 2/28/20 - ADJ PEREMPTORY. AR WAITING FOR HOME INS.

1/8/20 - 341 Meeting was not conducted on 11/14/19 for missing documents and has not been rescheduled - still need July & Aug pay stubs and homeowners insurance - RECOMMEND DISMISSAL.


Prop. Plan $1,000 x 10, $2,880 x 50, Base Plan
PTD 5/7 = $5,000
Last Claim (3-2)
Matter ResolvedRequest
Adjourment
1263/31/2020 10:00 am19-26985 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 7 required payments   Arrears: $1,650.00  Total Paid In: $4,198.00
3/4 workup for the 3/17 calendar EDC - Atty ok with terms.sf

-per Borger email the self employment tax is $694 not the $2680 on schedule J. This leaves us with about $2500 in monthly disposable. I will compromise at 48 months and needs 100% ****TO CONFIRM needs: $4,197.76 paid then $1,650 x 42 beg 4/1/20- 100%

-per email ok to pay mortgage arrears in full to resolve objection

SAME as the 1/14 calendar EDC
SAME AS 10/28/19
1. Objection By Athene Annuity & Life( Fein Such):
- plan fails to pay full POC arrears.
2.Trustee Objection:
-needs Certification regarding business and business income
-plan has unnecessary/ excessive expense items:P&L lists payroll taxes $1,821.67 (business forms does not list employees)
and Sched J list $2,680;proposed self employment taxes (requires proof). These appear to be the same & need to be removed.
-Income verifies higher with deductions. Need clarifications of deductions on P&L & Sched J. When Trustee adjusts expenses on J dispos. income is $3,292.52
- Must resolve creditor objection.
- Must file Pre-confirmation certificate(done)


Proposed plan: 435 x 60,0%
payments:9/1
last claim:7-1,bar date:11/13/19
Matter ResolvedRequest
Adjourment
1273/31/2020 10:00 am19-27132 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

ISSUES AS OF 3/13/2020 (DM):

2/18/20 - AR, ATTY TO SEND ME AN EMAIL.

1/7/20 AMT: Debtor Audit Report/Material Misstatements - $11,775 under reported income on statement of current monthly income.

1) Pignora Loan Servicing/Cenlar (McCabe) OBJs - $1,147.31 arrears (PER ATTY, OKAY TO PAY).

2) Freedom Mtg filed $1,452.09 arrears claim on Gary Drive property (OKAY TO PAY??)

3) Ally Capital should also be served the cram at the address provided for in the POC (UNRESOLVED).

4) Trustee OBJ:
 Need Aug & Sept Capital One checking and savings acct statements (RECEIVED).
 Need statements for the debtors two 401k loans (RECEIVED - NEED TIER BEGINNING 10/1/2022 RAISING PLAN PAYMENT BY $330/MONTH).
 Need amended Form 122c - schedule is blank - needs to be completed/amended (AMENDED).
 Disposable income verifies at $4,487.88 per month (JA ANALYSIS BELOW).

 Debtor filed amended Sch I reducing rent from $1,425 to $533.33 - what is the explanation for this change? The letter provided showed contract rent charged is $1,425 ... Housing Assistance payment of $1,030 was provided for the Debtor and the Tenant paid $395 - WHERE DOES $533.33 COME FROM??

 Amended Sch I reduces income by $1,698.08 from the scheduled amount and $1,783.08 from verified income - there is a change in spouse income from $2,150 to $1,193 without any explanation or proof. Proof originally provided showed income in the amount of $2,165.

 The amended Sch J filed has increased expenses by $1,871.73.

 Review and comparison of amended Sch J dated 9/5/2019 and amended Sch J dated 1/8/2020 expenses across the board are raised without explanation or proof of increase. The combination of the reduction in income in the amount of $1,698.08 and the increase of expenses in the amount of $1,871.73, the net balance is reduced by $3,569.81 for the sum of $833.07 which is significantly lower than the net balance of $4,402.88 amendment of schedules on 9/5.


Prop. Plan $833 x 60, 0% Plan
PTD 6/6 = $4,998
Last
Matter ResolvedRequest
Adjourment
1283/31/2020 10:00 am19-27291 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $400.00  
Need OTBS with Main Electric - Adj to 5/5/20
3/6 workup for the 3/17 calendar EDC
ADJ PEREMPTORY
RETAIN REALTOR BY 3-11
SAME as of 2/18/20(mk):>>NOTHING DONE SINCE LAST NOV.<<

1. SV Motion by Freedom Mtg on for 3/4/20. Need result.
ADJ 3-11 (OTBS - 6 months sell)

2. Objection By Freedom Mtg(Phelan):
-plan fails to pay arrears- Sale of RE speculative.

3. Objection by Main Electric Supply(Nordlaw):AR GUC DID NOT APPEAR ON 2-26
- filed 4 prior plans - all unconfirmable.

4. Objection by PNC Bank( Martone):
- plan fails to pay arrears- sale speculative.
COTBS

5. Trustee Objection:
-Contract for sale of real property with realtor, property to be sold within 6 months by 3/13/20.
-plan has excessive expenses:Life insurance $375
AR PER ATTY OK TO DISALLOW
- Need second mortgage statement with balance prior to filing date.
PER ATTY SUBMITTED
- Updated auto insurance, confirmation hearing 11/13 has to be adjourned, auto
insurance expires 12/1/19, will need if not confirmed by next date.
PER ATTY UPDATED
- Must add to confirming order non-exempt proceeds from sale of real property.
ADD
- Must resolve creditor objections.
-The case should be dismissed with a 1 year bar to refiling


Plan:400 x 60; Base and Sale of Saddle Ct within 6 months (3/13/20).
payments:4/5
last claim:8-2.bar date:11/18/19.
Matter ResolvedRequest
Adjourment
1293/31/2020 10:00 am19-27408 / MBKMarcia Y. Phillips, Esq.Order Vacate Dismissal of CaseContinued
4/28/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $657.00  
AS OF 3/10/20 (SF)

1. Objection filed by Bayview Loan Servicing (Joseph Devine) - plan is unclear as to treatment of their claim. Proposes to cure, pay in full and reclassify to unsecured

2. Trustee objection:
- A copy of the homeowner's insurance renewal declaration - (Binder provided is good for 60 days which expires 5/2/20)
- proof of 2 pensions/benefits from deceased spouse. (RECEIVED PROOF OF 1 FOR PRUDENTIAL)
- Amendments to Schedules add pension & benefit from deceased spouse. sch. C to exempt life insurance cash out of $5000.
- Must file pre conf cert.
- strike plan provision 4g.

Plan proposes $657.60 x 60 Base
Payments: 5/6 Arrears: 657.20

- Proof of pension income - certification of non filing tax return debtor states she receives pension from deceased husband, not on schedules or bank statement
Matter ResolvedRequest
Adjourment
1303/31/2020 10:00 am19-27512 / MBKANDY WINCHELLConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $2,450.00
ISSUES AS OF 3/13/2020 (DM): Updated 3/30/20

***If Trustee gets a copy of OTBS on DSO claim (RECEIVED 3/28/20), TRUSTEE CAN RECOMMEND CONFIRMATION AT $350 x 60 STARTING 10/1/19, BASE PLAN; ADD TO CONFIRMING ORDER: Debtor must turn over all non-exempt proceeds from all claims against creditors and all personal injury claims. Any exemption claimed on Schedule C for any asset listed as having a value of $1 with an exemption of 100% of value is stricken. Debtor shall have the right to amend Schedule C if and when the right to potential asset is determined.***

1) Wells Fargo filed $840.47 mtg arrears claim (MOTION TO STRIKE ARREARS IS UNOPPOSED - its actually COTBS).

2) Plan provides $2,232 priority treatment to DSO - claim filed by ex spouse for $23,098.89 (MARKED OTBS ON 2/18/20 - $4,629 PRIORITY, DSO BALANCE IS GUC - email submitted to Chambers on 3/28/20).

3) Trustee Supp OBJ:
- Debtor must turn over all non-exempt proceeds from all claims against creditors and all personal injury claims. Any exemption claimed on Schedule C for any asset listed as having a value of $1 with an exemption of 100% of value is stricken. Debtor shall have the right to amend Schedule C if and when the right to potential asset is determined.

4) Trustee OBJ:
- Need to file Pre-Conf Cert (FILED).
- Need DSO information and property settlement agreement (PROVIDED).
- Failed to file Attorney Disclosure with petition (SEE DOC #1, PAGE 65 - HOURLY FEE CHARGED).
- Plan proposes vesting upon discharge - need to add Trustee to auto and homeowners policies or change vesting to upon confirmation (MK: per atty, upon discharge - Trustee added as interested party on policies).
- Need explanation of deductions column on debtors pay stubs - letter descriptions are not clear (PROVIDED).


Prop. Plan $350 x 60, Base
PTD 6/6 = $2,100
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1313/31/2020 10:00 am19-27671 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $400.00  
Adj to 5/19/20 Peremptory.

ISSUES AS OF 3/13/2020 (DM):

***MBK needs to hear this one - debtor passed away and Nisenson intends to sell the property - so Judge should hear the case (SEE DM PURPLE NOTE). Wayne Christie to find out if someone has been appointed Executor***

1) Bank of America (POWERS) OBJs - $82,429.64 arrears and no evidence of sale efforts (UNRESOLVED).

2) Trustee OBJ:
- There is $188,653 non-exempt equity in real estate - plan needs 100%
- Need to file Pre-Confirmation Certification (FILED).
- Trustee must receive non-exempt proceeds from sale of real estate.
- Need listing agreement and realtor appointed within 30 days (UNRESOLVED).


Prop. Plan $200 x 60, Base Plan, sale in 6 months
PTD 4/6 = $800
Last Claim (9-1)
Matter ResolvedRequest
Adjourment
1323/31/2020 10:00 am19-27709 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $582.00  
3/3 workup for the 3/17 calendar EDC
SAME AS OF 1/23/2020 (at):

1. Objection filed by Wells Fargo Bank (Morton) - Vehicle is undervalued and plan fails to pay adequate protection payment. (OTBS)

2. Objection filed by Round Point Mortgage (Schiller, Knapp) - plan fails to cure arrears of $4,025.46. Plan lists creditor as unaffected. (PAY PER POC)

3. Trustee's objection:

The debtor has failed to supply the Trustee with the following document(s):
- needs updated auto insurance. What was provided has expired. (RECEIVED)
- must address objections filed by Roundpoint Mtg. & Wells Fargo Auto.

Plan proposes: $582 x 36, $0 to guc's
Payments: 3/4, arrears $582
Matter ResolvedRequest
Adjourment
1333/31/2020 10:00 am19-27729 / MBKNICHOLAS FITZGERALD, ESQConfirmation Hearing ScheduledDismissedDebtor has made 6 of 7 required payments   Arrears: $0  

NA
ISSUES AS OF 3/13/2020 (DM):

1) Popular Bank (CHUHAK & TECSON) OBJs - 2nd mtg on Larch Street property not treated in plan (UNRESOLVED).

2) J.P. Morgan/Rushmore (PARKER) OBJs - $2,780.17 arrears on Carroll Ave property (CONSENT ORDER ENTERED).

3) Time to obtain a Loan Mod with PHH Mtg on Larch Street property in the Plan is expiring in March.

4) Plan provides $704 secured treatment to Middlesex County Water - no POC filed (STRIKE??)

5) Plan provides $6,192.97 secured treatment to Borough of Carteret - no POC filed (STRIKE??)

6) Trustee OBJ:
- Need Atty Cert regarding proof of SSN (UNRESOLVED).
- Need MP that completes Part 5a treatment to creditors (UNRESOLVED).
- Need Certification regarding business operations of MGA Construction and income calculation (UNRESOLVED).


Prop. Plan $170 x 60, ??? Plan, Loan Mod by 3/2020
PTD 6/6 = $1,020
Last Claim (3-1)
Matter ResolvedRequest
Adjourment
1343/31/2020 10:00 am19-27882 / MBKCAMILLE J KASSARConfirmation Hearing on Modified PlanConfirmedDebtor has made 1 of 7 required payments   Arrears: $2,976.00  Total Paid In: $4,062.00
3/6 workup for the 3/17 calendar EDC

To CONFIRM IT NEEDS $4,061.76 paid then $2,976 x 54 beg 4/1/20 - 100%-Claims will be paid according to the trustee's order of distribution


MP raises payments to trustee from $237 to $2874-not feasible per income provided.
>>Trustee objection:
-Income contribution affidavit--(The certs received only total $1350 not $3000). Income is much lower and not feasible if we don't receive this.--$750 disposable income
-order of distribution differs for Trustee standard order.

$2874.11 X 55 BEG 3/20; 100%
Matter ResolvedRequest
Adjourment
1353/31/2020 10:00 am19-27954 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

AS of 3/30/20(mk):Updated- adj to 5/5/20 PEREMPTORY

>>>Last minute scramble on day before hearing. Need to know if obj. is resolved w/ LM and date? and No pay arrears. Also do not see amended I & J. No new POI <<

1. Objection by Home Point Financial(McCabe): (Debtor atty says offered OTBS for no payments during LM.If LM denied will MP in 14 days- Waiting for acceptance of terms from creditor).
- plan fails to pay arrears,Lm speculative.- LATE FILED POC

2. Trustee Objection:
-debtor has failed to file a feasible plan- loan modification date expired- MP says 6 mos from confirmation. Appl. to extend Loss mit filed - obj. by 3/13/20- Wrong forms used) Atty says Loss Mit extended - TO WHEN? & OTBS On motion extending dosc submission for LM-? So what is date to get LM?
- fails to pay dispos. income into plan:Income per Schedules I verify higher at $997.64.( Atty says amended I & J filed -as of now 3/30/20 at 3:01 PM,I do not see them --and besides- no new POI was uploaded we verified the income higher off the proofs)
-Plan fails to provide for a prompt loan modification completion date.(STILL)
-Needs proof of service on Cram of Capital One Auto- using POC address for Mp #45 filed 1/29/20- this is plan being addressed now. (Amended POC filed- says served on 3/24/20 via cert mail/NEF & Email- Not Enough time?)
------------------------------------------------------------
-need copy of the homeowner's insurance renewal declaration.Current policy expired(Provided)
- improper use of exemption. Specifically: Improper d(1)exemption taken on real estate. Debtor takes double exemption in the amount of $50,300.(Amended C filed- no (d)(1) taken)
-need current market analysis - The appraisal provided is too old.(Provided)

Proposed plan:144/60, LM: 1625 COMMWEALTH BLVD 6 MO AFTER CONF, BASE
payments:6/6
last claim:7-1, bar date:11/29/20
Matter ResolvedRequest
Adjourment
1363/31/2020 10:00 am19-27983 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $1,407.00
AS OF 3/9/20 (SF)

RECOMMEND $1200 PTD, $207 X 54 BASE W/MIN $7560 TO GUCS PER EQUITY IN REAL ESTATE
- NON-EXEMPT PROCEEDS FROM MALPRACTICE SUIT TO BE SENT TO TRUSTEE
- TRUSTEE STANDARD ORDER OF DISTRIBUTION

1. Trustee objection:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $5,969.00 when determining disposable income.
- There is $7,559.81 of non exempt equity in real property. AR ATTY OK
- Dental malpractice attorney needs to be appointed as special counsel.
- add to confirming Order that all non exempt proceeds form dental malpractice case be paid to Trustee.
- order of distribution differs form Trustee standard Order.
- must file pre conf. cert. (FILED)

Plan proposes $200 x 60 Base
Payments: 6/6

RESOLVED:
- Amendments to Schedules : Amend Sch I and provide proof of income for non-debtor spouse's new job that started in December. (Per Cert. Spouse did not start job)
SUBMITTED 1-31
Matter ResolvedRequest
Adjourment
1373/31/2020 10:00 am19-28375 / MBKROBERT MANCHEL ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 7 required payments   Arrears: $788.00  Total Paid In: $2,772.00
AS OF 3/9/20 (SF)

RECOMMEND $2772 PTD, $788 X 54 (BEGIN 4/1/20) BASE
- OK TO PAY ARREARS CLAIM 21-1 FOR SANTANDER
- OK TO PAY ARREARS CLAIM 22-1 FOR SANTANDER

1. Objection filed by Santander (Phelan) - failure to pay arrears of $27,870.53 (PER ATTY OK TO PAY) NEED CONFIRMATION FROM CREDITOR THAT OBJECTION IS RESOLVED

2. Santander filed arrears claim 21-1 for $7869.57 which is not addressed in plan (OK TO PAY)


Plan proposes $462 x 60 BASE
Payments: 5/6 Arrears: $462

Matter ResolvedRequest
Adjourment
1383/31/2020 10:00 am19-28528 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 3 of 7 required payments   Arrears: $0  

ATTY TO RESPOND TO DISPO WI 10 DAYS
2ND CALL
3/6 workup for the 3/17 calendar EDC

-filed amended 22C but it has the following errors/problems
---line 13e improper $508 auto deductions because doesnt show any loan payment
---line 17 improper $2624 deduction--paystubs don't show much in involuntary dues, union or pension deductions
---line 21 no proof of $1624 childcare deduction
---line 23 no proof of optional telephone of $430
---line 24-need proof of $315 addt energy cost
-If these added back there is $3155 monthly to go to guc's
-MP still doesn't make sense at 100%- why no MP filed?
>>>Trustee objection to confirmation - need to resolve
-the debtor has failed to file a feasible plan - $130/month will not pay guc's 100%
-need a Modified Plan that increases Trustee payment in June 2020 when co-debtor pension loan is paid off ($900/month in additional income)
-the debtors plan consists of unnecessary or excessive expense items on schedule J: $350/month for home maintenance; $1,600/month for food for a household of 4; $1,624/month childcare (need proof of same) ALLOW $200 FOR HOME MAINTENANCE; ALLOW $1,200/MONTH HOUSEHOLD FOOD; CHILDCARE OK AS SCHEDULED
-the Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $12,242.32 in non-exempt equity in their residence
-Debtors attorney must file a fee application within 7 days of the entry of the order confirming the plan
-The general unsecured creditors claims total $202,750.23 - plan payments need to be significantly higher to pay at 100%

proposed plan $130x60 100%
paid in $520
last claim 34-1
Matter ResolvedRequest
Adjourment
1393/31/2020 10:00 am19-28529 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

3/30/20(mk atty says reviewing income, provided (401K) statement- adj. 5/5/20 PEREMPTORY
AS of 3/6/20(mk):fyi. mk replied to atty email as to how we verified income and the reduction in excess expenses.


>>Case is 6 mos old- Issues abound<<


1. Motion to Extend Loss Mit period on for 3/25/20- NEED RESULT as plan is LM.

2. Objection by SN Servicing/US Bank(Friedman Vartolo):
-plan modifies rights- no pay arrears

3. Objection by Towd Point Master Funding(KML)
-plan fails to pay arrears.

4. Late Secured claim filed by New Century Fin on a J'ment.

5. Trustee objection:ALL UNRESOLVED ABOVE LINE
-need August and September bank statements for Chase account #7622.
-need a statement for the loan deducted from debtor's pay check showing balance due.
-need Modified Plan that removes Servicing Corp from Part 4c and 4g.
-plan has excessive expenses:$555/month for cable/internet/phone;$500/month for childcare/education (need proof),
$418/month for miscellaneous;$200/month for student loans - not listed as outside the plan-add language to pay outside.
- debtors are not paying all disposable income into the plan as verified income leaves a monthly net balance of $2,633.15.
-Per the 122C, monthly disposable income is $5,870 which requires min.dividend of $352,200 to gucs.
-Need to file Pre-Confirmation Certification.
-add to confirming order Student loans outside.
---------------------------------
-need copy of the homeowner's insurance renewal declaration(Provided).
-need updated car insurance for both cars(Provided)


Proposed plan:340/60, LM: 61 DOVER RD BY 2.1.20, BASE.
payments:6/6
last claim:9-1, bar date:12/9/19
Matter ResolvedRequest
Adjourment
1403/31/2020 10:00 am19-28533 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $2,606.00  
341 on for 4/16/20. made 4/6 payments
Matter ResolvedRequest
Adjourment
1413/31/2020 10:00 am19-28680 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
6/24/2020 10:00 am
Debtor has made 7 of 6 required payments   Arrears: $0  

3/23/20(mk): 341 now on for 4/9/20- Needs Request to adj this conf. date.

***MBK, ADJ TO 3/17/20 FOR 341 DOCS TO BE SUBMITTED***

NEED 341 DATE ->>> request for 341 date uploaded 3/3/20<<<
2/20/20(mk):

STILL NO 341 HEARING.


DOCS I BY 12-31 341 BY 1-31 -20
Matter ResolvedRequest
Adjourment
1423/31/2020 10:00 am19-28724 / MBKCAMILLE J KASSAROrder Vacate Dismissal of CaseContinued
4/14/2020 10:00 am
Debtor has made 1 of 6 required payments   Arrears: $139.00  
AS OF 3/25/2020 (at):

CONFIRMATION HEARING ADJOURNED TO 4/14 - DATE OF MODIFIED PLAN HEARING

PLAN IS NOT FEASIBLE. MORTGAGE ARREARS PER OBJECTION ARE $87,587. PLAN IS A LOAN MOD AND A CURE PLAN. DEBTOR IS PAYING $40.10/MONTH.

1. Objection filed by Chase (McCalla Raymer) - failure to cure full arrears of $83,587.62. (Per Obj - no POC filed and bar date passed)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 (NOT RECEIVED YET)
- Amendments to Schedules J to list adequate protection mortgage payment, not full mortgage payment. (NOT AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$600/month for home maintenance
$1,000/month for food for a household of one
$150/month for clothing
$150/month for personal care
$600/month for medical & dental
$500/month for entertainment
- The Schedules fail to account for the debtor(s) tax refund in the amount of $485.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by Chase Bank (mortgage). (UNRESOLVED)

Plan proposes: $40.10 x 60, 100% to guc's, loan modification by February, 2019?
Payments: 5/5
Matter ResolvedRequest
Adjourment
1433/31/2020 10:00 am19-28780 / MBKWARREN LEVYConfirmation Hearing on Modified PlanContinued
5/19/2020 10:00 am
Debtor has made 1 of 6 required payments   Arrears: $2,350.00  
As of 3/27/20 (DS): Debtor attorney requested adjournment to file mod plan to remove loan mod.

3/13/20 - Per RAS email, Selene objects to MP.

As of 3/9/20 (DS): 1. BELOW ISSUES NOT RESOLVED

12/3/19 (DS): 1. Trustee obj to the following:
- Need 2018 Tax return for spouse.
- Excessive expenses on Sched J such as: Home maintenance $250 and Food $800, but is moot, since plan is paying 100%.
- There is non-exempt equity on real property $27,101.77. Confirm 100%, due to non-exempt equity.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.

2. Selene obj to loan mod and arrears not paid. Obj must be resolved. MOD PLAN PROPOSE TO ARREARS PENDING THE OUTCOME OF LOAN MOD. OBJ RESOLVED WITH CREDITOR?

Prop Plan $275 x 4, $1,175 x 56 100% and Loan mod on Berrel Ave by 6/30/20
Note: IRS estimated claim amended. Auto insurance provided.
Matter ResolvedRequest
Adjourment
1443/31/2020 10:00 am19-28791 / MBKSTEPHANIE SHRETER, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 6 required payments   Arrears: $0  

AS OF 3/6/20(mk): - PER ATTY, OK TO DIMISS/HOLD FEES

>>MTG Arrears POC much higher. As of date of these notes T'ee plan payment Arrears $4,145. Needs to resolve #1. If pay POC Then Terms would be

***Confirm at $2605 PTD, Then $1,669 x 55 begin 4/1/20: Base***


1. Objection by Lakeview Loan(KML):
-plan fails to pay full arrears.

2. Trustee Objection:
- Debtors not paying all dispos income into plan: Net disposable income verifies higher at $1730.
-Excessive expenses per 122C: Line 22 $200 additional health care costs (need documentation)
- Disposable income per line 45 will require a minimum dividend to general unsecured
--------------------------------------------------------------------------------------------------------
-Need proof of auto insurance for 2010 Toyota.(Provided).
-Need copy of TSP loan statement for debtor.( Provided
-Need Amendments to Schedules to add 2016 Infiniti.(Filed).


Proposed plan:1,350 x 60, Base.
payments:2/5
last claim:24-1, bar date:12/11/19
Matter ResolvedRequest
Adjourment
1453/31/2020 10:00 am19-28842 / MBKDAVID J KHAWAMConfirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $3,154.00  
updated 3/19/2020
issues as of 3/6/2020

1) Modified plan filed 3/3/2020, scheduled for confirmation 4/8/2020 SENT DEBTORS COUNSEL EMAIL TO OBTAIN CONSENT OF THE OBJECTING CREDITORS TO ADJOURN THE 3/31 HEARING TO THE MODIFIED PLAN DATE (JMA 3/19/2020)
2) Not current with Trustee plan payments, arrears $1,480
3) Credit Acceptance motion relief scheduled for 3/17/2020 - need outcome
4) Credit Acceptance Corporation (Morton) objection to cram on both plan and modified plan - need to resolve
-creditors claim was late filed, resolution of objection must specify treatment of late claim.Currently the plan says to both pay in full and to cramdown
5) Lakeview Loan Servicing (Schiller) objection to confirmation - need to resolve
-arrears in the amount of $69,728.93
6) Trustee objection to confirmation - need to resolve
-need Domestic Support Obligation information
-need a copy of the last filed tax return - 2018
-the debtor is not paying all disposable income into the plan - verified income leaves a monthly net balance of $2,307.95
-need to file Pre Confirmation Certification
-need a consent order with M&T for adequate protection payments to be paid by the Trustee. Order must contain the amount of the adequate protection payment
-the order of distribution in the plan departs from the Trustee's order of distribution
7) Supplemental Objection - to be filed

proposed plan $1924x55 10%
paid in $6382
arrears $1480
last claim 20-1
Matter ResolvedRequest
Adjourment
1463/31/2020 10:00 am19-28968 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $928.00  Total Paid In: $4,195.00
AS of 3/6/20(mk):atty ok to terms


>>IF Obj in #1 is resolved & POC is pd. ***TO CONFIRM NEEDS 43,356 PTD, THEN 928 X 55, BEGIN 4/1/20;100%; STUDENT LOANS TO BE PAID OUTSIDE PLAN ;ORDER OF DISTRIBUTION IS PER PLAN***



1. Objection by Santander(Phelan):
- plan fails to pay arrears-POC $40,027.89- OK TO PAY?

2. Trustee Objection:
Amendments to Schedules "I" to include the debtor's business (Filed).
-debtors plan fails to follow Trustee standard Order of Distribution- Abelson case - distrib. is PER PLAN)




Proposed plan:839 x 60;100%
payments:4/5
last claim:5-1, bar date:12/15/19
Matter ResolvedRequest
Adjourment
1473/31/2020 10:00 am19-28977 / MBKMOSHE ROTHENBERG, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $1,984.00  Total Paid In: $7,250.00
ISSUES AS OF 3/13/2020 (DM): Updated 3/16/20

***TO CONFIRM THE DEBTORS NEED $5,650 PTD, THEN $1,984 x 55 STARTING 4/1/20, $96,829 MINIMUM DIVIDEND, TRUSTEE STANDARD ORDER OF DISTRIBUTION***

1) Nationstar filed $2,869.77 arrears claim (OKAY TO PAY?? - Yes)

2) Trustee OBJ:
- Debtor has insufficient income - P&L statement is negative. Plan is not feasible.
- Need amended Sch B and SOFA to add the business (AMENDED LATE - 3/16/20).
- Need to amend Sch I to correct business income listing (AMENDED LATE - 3/16/20).
- Tax refund of $8,270 was not prorated and added to disposable income calculation.
- There is $91,534 non-exempt equity in real estate.
- There is $14,639 non-exempt equity in bank account (ADJUSTED TO $5,295).
- Order of Distribution in the Plan departs from Trustee standard.


Prop. Plan $850 x 60, $45,000 Min Div
PTD 6/5 = $5,650
Last Claim (31-1)
Matter ResolvedRequest
Adjourment
1483/31/2020 10:00 am19-29174 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $3,288.00
UPDATED 3/31/2020

*****OK TO CONFIRM AT $548X60 BEGIN 11/1/2019 BASE PLAN*****


AS OF 3/10/20 (SF) - ADJ FOR PROOF OF RENT


1. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- Lease showing amount of monthly rent paid by the debtors. (MONTH TO MONTH LEASE)

Plan proposes $548 x 60 Base
Payments: 5/5

RESOLVED ISSUES:
- Objection filed by Hyundai (Morton) - to cram. (RESOLVED)
-Need a Consent Order authorizing the Trustee to make adequate protection payments to Kia Motor Finance. (RECEIVED)
- Proof of 2 month's income - for co-debtor 6 months from confirmation. (CO-DEBTOR IS UNEMPLOYED)
Matter ResolvedRequest
Adjourment
1493/31/2020 10:00 am19-29177 / MBKPAUL N MIRABELLI ESQOrder Vacate Dismissal of CaseConfirmedDebtor has made 4 of 6 required payments   Arrears: $455.00  Total Paid In: $4,440.00
AS OF 3/5/2020 (at):

IF OK TO PAY FREEDOM MORTGAGE AND MIDLAND CREDIT CLAIMS, RECOMMEND: $3,700 PAID TO DATE, $1,195 x 55 BEGINNING 4/1/2020, 100% TO GUC'S
Need to file Pre-Confirmation Certification within 10 days of confirmation.
Non-exempt proceeds from the personal injury suit are to be turned over to the trustee.
Preserve non-exempt equity of $26,680 in real estate.

1. Freedom Mortgage filed a secured arrears claim #16 in the amount of $693.19 which is not in the plan. Is it ok to pay this claim?

2. Midland Credit/Synchrony filed a secured claim #19 in the amount of $1,303.56 which is not in the plan. Is it ok to pay this claim?

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - .what was provided has expired. (RECEIVED)
- Need proof of insurance for 2005 Toyota, 2009 Saab and 2004 Nissan. (STILL NEED INSURANCE FOR 2009 SAAB - OTHERS RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $1,686.53.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $5,297.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $26,680.90 in non-exempt equity in the residence.
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Non exempt proceeds from Personal injury suit to be paid to Trustee. (LANGUAGE ADDED)

Plan proposes: $740 x 60, 100% to guc's
Payments: 5/5
Matter ResolvedRequest
Adjourment
1503/31/2020 10:00 am19-29318 / MBKDAVID G BESLOW, ESQConfirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $1,700.00  
3/25/20(mk):4/5 payments & req. adj to resolve IRS

AS of 3/920(mk):

As of this date 2/5 payments and rest of Issues below need resolution.

1. Objection By Nationstar/Mr Cooper(Stern Lav):
-plan fails to pay full arrears POC of $91,330.47.-OK TO PAY?

2. STILL HAVE EST.. IRS CLAIM - No return for 2009. Needs resolution.

3. POC filed for arrears by Santander ( NOT IN PLAN)on 2018 Toyota for $1,077.04- OK TO PAY?

4. Trustee Objection:
A current market analysis - apprisal provided is dated 7/12/18.
Amendments to Schedules B and C to add vehicle(s) owned by Debtor.
The current Plan does not specify treatment of Santander arrears claim $1,077.04 under
the Plan.
- Must resolve IRS estimated claim.
- Must resolve creditor objection.





Plan:1,700 x 60 100%
4/5
last claim:7-1,bar date:12/20/19
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am19-29406 / MBKLEONARD R BOYERConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

issues as of 3/6/2020

1) 341 not held, rescheduled for 3/19/2020
2) Provident Funding Associates L.P. (Powers Kirn) - objection to confirmation - need to resolve
-approximate arrears $51,508.06
3) Current with Trustee plan payments
4) Need to file Pre Confirmation Certification with Court

proposed plan $400x60 base plan
paid in $2000
last claim 13-1
Matter ResolvedRequest
Adjourment
1513/31/2020 10:00 am19-29433 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $1,000.00  
updated 3/19/2020
issues as of 3/10/2020

1) Not current with Trustee plan payments, arrears $1,000
2) PHH Mortgage Corporation (RAS Citron) (Myrtle) objection to confirmation - -pre petition arrears $65,607.16 (CONSENT ORDER TO PAY PER POC EMAILED TO CHAMBERS 3/27/20)
3) 425 Heights Tenant Corp (Norris McLaughlin) (Prospect Place) objection to confirmation - RESOLVED, STAY VACATE 2/27/2020 OUTSIDE PLAN PER STAY VACATE
4) NJ Division of Taxation filed priority, secured and general unsecured claim 9 which is estimated - need to resolve
5) Trustee objection to confirmation - need to resolve
-need proof of rental income - need lease agreements
-need a copy of the homeowner's insurance renewal declaration - for Maplewood and N. Plainfield properties - documents provided expired January 2020
-the current plan does not specify treatment of State of New Jersey, Division of Taxation priority and secured claims
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - non exempt equity in real estate, as follows: Maplewood $16,134.83 and Brooklyn $409,949.02 MUST BE A 100% PLAN
-Trustee to receive all non exempt proceeds from the sale of the Brooklyn Co-Op
-must resolve estimated portions of State of NJ, Division of Taxation claims
-must file Pre Confirmation Certification with Court FILED

proposed plan $500x8, $2,838.79x52 base plan
paid in $1500
arrears $1000
last claim 15-1

-
Matter ResolvedRequest
Adjourment
1523/31/2020 10:00 am19-29533 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $826.00  
AS OF 3/10/20 (SF)

1. Objection filed by Deutsche Bank (RAS Citron) - failure to pay arrears of $19,607.62

2. Improper service to Nationwide Credit. Did not serve at street address

3. Flagship Credit Acceptance filed arrears claim for $565 (OK TO PAY?)

4. Trustee objection:
Need the following:
- A current market analysis - of Wyndham Timeshare in San Diego, not listed on Schedule A or plan.
- A copy of the last filed tax return - 2018.
- Updated auto insurance, insurance expires 2/7/20.
- A copy of the deed - from Timeshare.
- A Modified Plan that marks off Part 8d post-petition claims.
- Need 2019 1099 Form from consulting employment.
- Must file Pre-confirmation certificate.

Plan proposes $271 x 60 Base
Payments: 3/5 Arrears: $555

Matter ResolvedRequest
Adjourment
1533/31/2020 10:00 am19-29541 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $866.00  Total Paid In: $4,150.00
updated 3/30/3030

****OK TO CONFIRM AT $4,150 PAID TO DATE, $866X55 BEGIN 4/1/2020 0% PLAN****

issues as of 3/10/2020

1) City of Burlington filed a secured claim for water/sewer charges in the amount of $714.85 -RESOLVED, PAY CREDITORS SECURED CLAIM THROUGH PLAN
2) Freedom Mortgage Corporation (Phelan) objection to confirmation - need to resolve
-approximate arrears $26,006.98 - CLAIM 6 FILED FOR $27,053.06 ARREARS
3) current with Trustee plan payments
4) Trustee objection to confirmation - need to resolve
-need 401k loan statement ($406 deducted on Schedule I)

proposed plan $830x60 0% plan
paid in $3560
arrears $590
last claim 6-1
Matter ResolvedRequest
Adjourment
1543/31/2020 10:00 am19-29549 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 1 of 6 required payments   Arrears: $1,540.00  Total Paid In: $1,250.00
AS OF 3/30/2020 (at):

RECOMMEND: $1,250 PAID TO DATE, $1,540 x 55 BEGINNING 4/1/2020, 100% TO GUC'S
Loan modification by 4/30/2020
No objection filed to the modified plan
(Increase due to disposable income of $1,556)

1. Objection filed by Bank of America (Frenkel) - failure to cure full arrears of $41,528.67 (Per POC). (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of pension income - and amended Sch I when debtor retires in January 2020. (NOT AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $3,275 in combined housing costs, $260 combined water/sewer, $606 combined electric, $740 combined telephone/cell/cable, $400 combined entertainment, $580 car payment. (CO-DEBTOR AND 2 KIDS LIVE IN FLORIDA NOW. DEBTOR CAN NOT CLAIM HOUSEHOLD EXPENSES FOR A FAMILY OF THREE)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- Disposable income of $1,152 per Form 122c requires a $69,120 minimum dividend to unsecured creditors.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,704 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- must file pre conf cert. (FILED)
- need to make arrangements for co debtor 341 hearing. (341 HELD)

Plan proposes: $250 x 60, base, loan mod by 4/30/2020
Payments: 5/5
Matter ResolvedRequest
Adjourment
1553/31/2020 10:00 am19-29622 / MBKKarina Pia Lucid Confirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $1,711.00  
As of 3/27/20 (DS): Debtor attorney requested adjournment to file mod plan, proof of homeowner and auto insurance provided

As of 3/9/20 (DS): 1. Trustee obj to the following:
- Need bank statements 2 months prior to filing date from credit union for Debtor, per proof of income $133 bi-weekly.
- Need Deed and CMA for timeshare.
- Must provide explanation (Certification) for Bank of America acct UTMA acct for minor daughter had $12,000.30, large deposit were made to acct from Debtors checking acct $10,000 on 10/21/19, then large withdrawals were made from the acct from 10/25/19 - 11/12/19 over $8,000, leaving the bank acct with $0.20.
- Need updated homeowner insurance, insurance expired 1/23/20 and auto insurance which expired 2/20/20
- Debtor has undertaken an improper use of exemption. Specifically: over exempts d(5), takes full d(1), only allowed joint $2,650.
- Excessive expenses on Sched J such as: Daughter's braces listed twice on Sched J $100 each. Food $1,000 and food maintenance
on Debtor's income $1,139.34 total food $2,139.34 for family of 4.
- 22c has disposable income $6,714.66, income also verifies higher. Plan propose 100%.
- There is non-exempt equity on timeshare (pending review of documents), bank accounts (pending review of credit union statements) and personal assets $27,225.89, not sure of amount with timeshare.
- Arrears claim filed by Capital One $538.80, needs to be paid or move against the claim.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.

2. JPMorgan Chase obj to loan mod and arrears not paid. Obj must be resolved.

3. LOAN MOD DATE HAS EXPIRED PER PLAN TO COMPLETE BY 2/2020.

4. No claims filed by Bank of America and Somerset County. Is this to be stricken or will claim be filed?

5. IRS filed secured claim $24,225.82, plan only list priority $799.92, which was filed higher as well $4,603.61.

6. Capital One Auto filed arrears claim $538.80. MFR sched 4/8/20, Debtor in arrears $2,155.60 from 11/14/19-2/1
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am19-29731 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/27/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $714.00  
updated 3/10/2020

1) NJ Division of Taxation priority and general unsecured claim 16 are estimated for failure to file tax returns
2) Wells Fargo Bank filed claim 11 of which $5,319.54 is secured and $1.549.88 unsecured - claim is to either be paid in full through plan or move against the claim
3) Not current with Trustee plan payments, arrears $714

ISSUES RESOLVED:
1) ARC Home LLC (Sarah McCaffery,esq) objection to confirmation RESOLVED, PAY ARREARS PER FILED CLAIM ORDER DATED 1/4/2020
2) Trustee objection to confirmation - RESOLVED
-debtors not paying all disposable income into the plan. Per 122C Line 45 - Disposable income of $1569.85 requires min.div. of 94,191 to gucs. ORIGINAL FORM ONLY LISTED FAMILY OF 2, THEY HAVE 3 CHILDREN PER TAX RETURN AND SCHEDULE J - CASE IS BELOW MEDIAN WITH NO MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS
- no proof of service provided for M&T Credit Services and Ally Financial. RESOLVED, CERTIFICATION OF SERVICE FILED
-Disclosure Statement and plan do not match. Plan shows $4160 due and disclosure has $4260. AMENDED DISCLOSURE FILED

Proposed plan:714 x 60,0%.
paid in $2856
arrears $714
last claim: 16-1
Matter ResolvedRequest
Adjourment
1563/31/2020 10:00 am19-29783 / MBKJ. Todd MurphyConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 2 of 6 required payments   Arrears: $1,424.00  
AS OF 3/17/2020 (at):

1. Objection filed by Nationstar Mortgage/Mr. Cooper (RAS Citron) - failure to cure arrears of $52,615.84 (Per POC). Mod plan pays POC in full. Objection should be withdrawn or a consent order entered.

2. Plan proposes to pay claim #3 of Bosonac Orthodontics "in full" at $6,111.90 or as per POC. Bosonac filed an unsecured claim for $6,308.80. Are we paying the claim in full as secured or are they being paid as a guc?

3. Need income contribution affidavit from debtor's son for the $1,400 contribution per the amended Schedule I.

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - Jan. and Feb 2020. (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now, there is $18,293.46 in non exempt equity in real property. No exemption on the real estate was claimed. (AMENDED SCHEDULE C NOT FILED)
- must file pre conf cert. (NOT FILED)

MP plan proposes: $441.75 x 4, $1,350 x 56, base
Payments: 4/5, arrears $1,866
Matter ResolvedRequest
Adjourment
1573/31/2020 10:00 am19-29785 / MBKSTEVEN J. SICOConfirmation Hearing ScheduledDismissedDebtor has made 4 of 6 required payments   Arrears: $0  

NA
AS OF 3/31/2020 (at):

1. Citibank (Bank of America in the plan) filed a secured arrears claim # 11 for $4,635.48 which is not in the plan. Is it ok to pay this claim? (OK TO PAY)

2. Plan does not provide treatment of unsecured claims. (MOD PLAN DOES NOT PROPOSE PAYMENT)

3. Infiniti Financial filed a claim #2 for a lease of a 2018 QX8 which is not listed in the plan. Is the debtor assuming this lease? (MOD PLAN DOES NOT ASSUME)

4. Daimler Trust file a claim #4 for a lease of a 2015 Mercedes which is not listed in the plan. Is the debtor assuming this lease? (MOD PLAN DOES NOT ASSUME)

5. Objection filed by Americredit Financial (Morton) - plan is silent as to creditor's security interest in a 2015 Chevy City Express Cargo Van and proof of insurance is required. (Mod plan lists Americredit as unaffected. Creditor needs proof of insurance and then objection needs to be withdrawn or a consent order entered) (RESOLVED)

6. Objection filed by Citibank (McCalla) - failure to cure arrears of $4,635.48 (Per POC). (UNRESOLVED)

7. Objection filed by BCB Community Bank (Braverman & Lester) - plan files to provide for the payment of sums due to this creditor as a perfected judgment lien holder. Creditor states that there is sufficient equity in the property for them to be paid some of their judgment. (UNRESOLVED)

8. Objection filed by Forethought Life Insurance (Parker McCay) - failure to cure arrears of $4,635.48. (7 Duke Rd) Plan states $0 arrears.

9. Trustee's objection:
The debtor has insufficient income. The debtor has negative income.
The debtor has failed to supply the Trustee with the following document(s):
- Business profit & loss statements (RECEIVED)
- A copy of the last filed tax return - 2019 (NOT RECEIVED - ADDED LANGUAGE TO CONFIRMING ORDER TERMS)
- certification regarding all business entities and the ownership (RECEIVED)
- Amendments to Schedules to include Pearl Delta Funding; (NOT AMENDED)
The debtor(s) is not paying all disposable
Matter ResolvedRequest
Adjourment
1583/31/2020 10:00 am19-29815 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $366.00  
AS OF 3/6/20 (SF)

1. 341 not held - Rescheduled to 3/26/20
2. Motion For Relief by Bank of NY Mellon scheduled for 3/17/20
3. Payments: 3/5 Arrears: $244
Matter ResolvedRequest
Adjourment
1593/31/2020 10:00 am19-29816 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
6/2/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

AS of 3/6/20(mk):

>>>Needs to Resolved obj in #1, Then case can be worked at 100%<<


1. Objection by Bank of NY /Mellon(Powers);
-plan fails to cure arrears. LM speculative

2. Trustee Objection :
-need copy of the homeowner's insurance renewal declaration- policy provided expired12/20/2019
-Form 122c Line 45 has monthly disposable income $2,600.01 which requires minimum
$156,000.60 dividend to general unsecured creditors - ok 100% plan
--Non exempt equity in Kearny Bank and 1st Constitution Bank accts $18,183.71 (100% plan).
-Non exempt equity in real property $400,476.78 (100% plan).



Plan: 1,544/60, LM: 1616 MARTIN RD BY 6/1/20, 100%.
5/5
last claim:3-1, bar date 12/30/19
Matter ResolvedRequest
Adjourment
1603/31/2020 10:00 am19-29873 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $1,000.00  
***ADJ BY MBK TO 4/8/20***
SET FOR 2PM HOLD FOR JUDGE
AS OF 3/17/2020 (at):

1. Objection filed by Arvest Central Mortgage (Stern & Eisenberg) - failure to cure arrears of $93,689.46 and plan does not propose to pay post petition payments of $1,971.96.

2. Trustee's objection:
- Need to resolve objection by Arvest Central Mortgage. (UNRESOLVED)

Plan proposes: $500 x 60, base, loan mod by 5/1/2020
Payments: 4/5, arrears $500
Matter ResolvedRequest
Adjourment
1613/31/2020 10:00 am19-29878 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $7,044.00
As of 3/9/20 (DS): Ok to confirm at $1,174 x 60 begin 11/1/19 100% to gucs

1. Trustee obj to the following:
- Need copy of homeowner's insurance renewal declaration, insurance expired 2/15/20.
- Must amend Schedules I to correct debtor income to now just disability and Sched J to add maintenance fees for time share.
- Schedule J has excessive expenses. Plan is currently 100% and must stay that way. Time share maintenance fees for 2 time share were not included on J. Debtors are retaining 2 Disney Time shares. These are luxury items and plan is currently 100% and must remain at 100% to keep these time shares.

Prop Plan $1,174 x 60 100%
Note: Expenses moot, not excessive, except for timeshares.
Matter ResolvedRequest
Adjourment
1623/31/2020 10:00 am19-29945 / MBKAmy L Knapp Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $700.00  
3/4 workup for the 3/17 calendar EDC-Sent email to Knapp

$1000 x 60 pro rata with student loans to be paid after other unsecured creditors by trustee

-Upon review there is only around $1500 in non-student loan unsecured claims filed so the disposable income is not an issues. $1000 x 60 pro rata with student loans to be paid after other unsecured creditors


------------------------------
AR ATTY WILL SUBMIT LTR RE BONUS
As of 2/5/20 (DS): Recommend confirming at $2,500 paid, $1,918 x 56 begin 3/1/20 100% to gucs

As of 12/2/19 (DS): Debtor attorney requested adjournment pass bar date 12/31/19

12/17/19 (DS): 1. Trustee obj to the following:
- 22c has disposable income $2,185, which would require minimum dividend $131,100 to gucs, no claims filed. Recommend waiting pass bar date 12/31/19.
- Must file Pre-confirmation certificate.

Prop Plan $1,000 x 60 Base
Matter ResolvedRequest
Adjourment
1633/31/2020 10:00 am19-29986 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
5/27/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

ISSUES AS OF 3/13/2020 (DM):

2/3/20 - DEBTOR WAS DENIED APPEAL DUE TO LACK OF SUFFICIENT MERIT TO WARRANT DISCUSSION IN A WRITTEN OPINION. HOWEVER, LETTER FROM ATTORNEY STATES THAT DEBTOR REQUESTED THAT A PETITION FOR CERTIFICATION BE FILED WITH THE NJ SUPREME COURT AND EXPECTS A DECISION ON THE PETITION WITHIN 60 DAYS.

1) The Bank of NY Mellon (PLUESE) OBJs - State Appellate Division ruling must be resolved, which is in Chancery Court (UNRESOLVED).

2) Trustee OBJ:
- Need status of action in appellate court and appoint special counsel.
- Case needs to be a base, due to PI lawsuit.


Prop. Plan $500 x 36, 0% Plan
PTD 5/5 = $2,500
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am19-29990 / MBKSTEPHANIE SHRETER, ESQConfirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 2 of 6 required payments   Arrears: $1,700.00  
issues as of 3/6/2020

1) Not current with Trustee plan payments, arrears $1,200
2) Need to file Pre Confirmation Certification with Court
3) Modified plan filed 3/3 and scheduled for confirmation 4/8/2020

Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am19-29995 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $0  

AS OF 3/4/2020 (at):

THIS HEARING NEEDS TO BE ADJOURNED TO ALLOW 28 DAYS FROM DATE OF SERVICE.

1. Southridge Hill filed an bifurcated claim for $11,512.50 and $22,596.67 as unsecured. The plan proposes to cram and pay $15,000 as an unsecured claim. Is the debtor going to pay the bifurcated claim as filed. Should the cram be stricken from the plan.

2. Objection to plan filed by US Bank (Phelan) - plan lists a refinance in 13 months and a cure. (UNRESOLVED)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - : Debtor (with new agency for 4 months) and co-debtor (new job at Rutgers 4 months). (RECEIVED PROOF OF INCOME FOR DEBTOR ONLY - NEED PROOF OF INCOME FOR CO-DEBTOR)
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need certificate of service on the Wells Fargo and Southridge Hills cramdowns. (SERVICE 2/26/20 - NEED 28 DAYS SO THIS HEARING NEEDS TO BE ADJOURNED)

Plan proposes: $1,216 paid to date, $750 x 57 beginning 2/1/2020, base, refinance with US Bank within 13 months of confirmation
Payments: almost 5/5, arrears $134
Matter ResolvedRequest
Adjourment
1643/31/2020 10:00 am19-30074 / MBKANDREW CARROLL, ESQ.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 6 required payments   Arrears: $0  

DEBTORS ATTORNEY ADVISED CASE TO BE DISMISSED AT CONFIRMATION, PRESERVE ATTORNEY FEES

issues of 3/10/2020

1) Trustee Objection: ALL UNRESOLVED
-need a current market analysis - that is less than a year old( the one provided is dated 8/2017. case was file din Oct. 2019) .
-need a Modified Plan that removes Bayview from Part 7 (cannot cram a first mortgage on debtor's residence) plan also lists arrears in Part 4a.
-need Amendments to Schedules C to exempt personal property and B/C to add $4,370 in bank account.
-debtor not paying all disposable income into plan as Income verified higher leaving a monthly net balance of $2,075.81.
-schedules fail to account for tax refund of $7,907.00 when determining disposable income
-need to file Pre-Confirmation Certification FILED
2) Bayview Loan Servicing, LLC (Schiller Knapp) objection to confirmation - need to resolve
-pre petition arrears approximately $54,732.72
3) Not current with Trustee plan payments, arrears $1,980 -only made 2 out of 5 payments

Proposed plan:660 x 60, Base.
paid in $1320
arrears $1980
last claim 4-1
Matter ResolvedRequest
Adjourment
1653/31/2020 10:00 am19-30100 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $756.00
AS Of 3/9/20(mk):

***CAN REC CONFIRM AT $630 PTD, THEN $126 x 31 Begin 4/1/20: Base***


MP proposes 126 x 36,Base. Plan has run 5 mos & 31 remain.
Matter ResolvedRequest
Adjourment
1663/31/2020 10:00 am19-30278 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $33.00  Total Paid In: $750.00
AS of 3/6/20(mk): atty ok to terms

>>IF OK TO PAY #1- ***CAN REC. CONFIRM AT $600 PTD, THEN $183 X 44, BEGIN 4/1/20;Base;Order of Distribution is per plan; Must provide 2019 tax return by 8/15/20.***


1. Plan has freedom Mtg as unaffected- Filed POC arrears $950.81. OK TO PAY?

2. Trustee Objection:
verified shows monthly net income of approx. $5160 per mo. which is higher than scheduled amount of $3729 . MK; income reviewed and recalculated-on ytd net- now neg income.Debtor making payments )
-need copy of 2019 tax return by 5/31/20.(add to conf. order).
-$29,733.40 in equity in the debtor's residence when using value of $242,700.( Updated CMA w/lower value- pictures & comps POC filed & IRS POC- so now more equity-OK)


Proposed plan:150 x 49 ,Base.
payments:4/5
last claim:15-1, bar date:1/6/20
Matter ResolvedRequest
Adjourment
1673/31/2020 10:00 am19-30337 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 8 of 6 required payments   Arrears: $1,114.00  
issues as of 3/10/2020 - MODIFIED PLAN FILED 3/9/2020, AWAITING NEW HEARING DATE

1) Not current with Trustee plan payments, arrears $2,764
2) Need to file Pre Confirmation Certification with Court
3) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return - need 2018 & 2019 tax returns
-need proof of insurance for all vehicles
-need 401k loan statement
-need October bank statement, not transaction printout, for Bank of NY account
-need a modified plan that includes all support obligations
-need amendment to Form 122c for a household of two based upon no dependents listed on Schedule J
-the debtor consists of unnecessary or excessive expense items, such as $200 appliances, $500 transportation, $500 charity (need proof)
-the debtor is not paying all disposable income into the plan pursuant - monthly disposable income on Form 122C for a household of 3, as filed, is $1,356.96 which requires a $81, 417.60 minimum dividend
-the current Plan does not specify treatment of NJ Division of Taxation (priority) and NE69 Northeastern Title Loans (Nissan Altima) under the plan
-if case is dismissed, there should be a one year bar from refiling based upon the number of previous bankruptcy filings
4) NJ Division of Taxation filed priority claim 15 which is estimated - need to resolve

proposed plan $350x60 base plan
paid in $691
arrears per modified plan $1059
last claim 16-1
Matter ResolvedRequest
Adjourment
1683/31/2020 10:00 am19-30394 / MBKJ. Todd MurphyConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 6 required payments   Arrears: $0  

As of 3/27/20 (DS): Email from Debtor attorney that Debtors wish to have case dismissed

1. Debtor in arrears $814.86.

2. Mod plan changes amount owed to Debtor's attorney $2,200, attorney disclosure has $2,000 due. Must amend attorney disclosure. Statement of Financial Affairs does not list attorney fees on Part 7(16).

3. Trustee issues not resolved:
- Must resolve IRS estimated claim. 2016 tax return not filed.
- Mod Plan filed, still fails to propose Trustee standard order of distribution.
- 22c has disposable income $259.95, Line 34 has mortgage arrears $51,377.40 with monthly $856 being paid, but is not being paid through plan and Line 35 has estimated IRS claim amount $24,478.80, but claim is not resolved.
- Mod Plan still does not list arrears $198.10 owed to Valley Bank for 2015 Ford.
- Must file Pre-confirmation certificate.

4. Pingora Loan obj still not resolved? Order extends loan mod, plan list arrears, but does not pay.

1/8/20 (DS): 1. Trustee obj to the following:
- Debtor has failed to file a feasible plan. Debtor is above median. Plan must run 60 months. MOD PLAN EXTENDS TO 60 MONTHS.
- Need a modified Plan that completes part 8d, adds mortgage arrears to be paid and corrects Trustee standard order Attorney fees, secured claims, priority claim, then unsecured. - MOD PLAN FILED, FAILS TO PROPOSE TRUSTEE STANDARD ORDER, ALL OTHER ISSUES WERE RESOLVED ON PLAN.
- Excessive expenses listed on Schedule J: 3 auto payments ($565, $217 and $217.47), $138 Federal tax payment (requires proof).
- 122C excessive expenses on Line 22 $325 on line 22 requires documentation to support expense.
- Disposable income of $2,419.22 per line 45 of 122C will require minimum dividend of approximately $145,153 to be paid to gucs.
- Income per Schedule I verifies higher at $378.76. 122c has disposable income $2,419.22, which does not agree with disposable income calculated at the workup of case.
- Must add to confirming order Trustee standard order of distribution.
- Mus
Matter ResolvedRequest
Adjourment
1693/31/2020 10:00 am19-30515 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $822.00  
Atty to respond with his calculation re income.

AS OF 3/26/2020 (at):

RECOMMEND: $600 PAID TO DATE, $339 x 55 BEGINNING 4/1/2020, BASE
Claim #6 filed by Global Lending in the amount of $5,543.04 will be paid through the plan pursuant to Order entered 3/18/20.

1. Need to resolve the estimated claim #1 filed by the IRS. (NO LONGER ESTIMATED)

2. Objection filed by Global Lending (KML Law) - cram is too low, 2011 Nissan undervalued and interest rate is lower than till rate. (RESOLVED)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules : Amend Sch I for per diem income. (NOT AMENDED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- income verified higher than the amount scheduled - net monthly income is $668.87 - cannot be a zero percent plan, must be base plan

Plan proposes: $237 x 60, $0 to guc's
Payments: 3/5, arrears $585
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am19-30774 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $735.00  
3/4 workup for the 3/17 calendar EDC

objection by Morton resolved
>>trustee objection:
-need mortgage statement showing principal balance owed on the mortgage(sent in for Rushmore. Is this the only loan? It is the only filed claim. If so it needs 100% There is $82,000 in equity and no exemption taken. Even with exemption there would be over $55,000. There are $40,000 in filed claims)
-The debtor's Plan proposes an order of distribution that is contrary to the Trustee's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l).
-The trustee needs an updated auto insurance policy.(DONE)

735/60, 0%
Matter ResolvedRequest
Adjourment
1703/31/2020 10:00 am19-30834 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS of 3/6/20(mk):



1. Trustee Objection:
-Proof of 2 month's income - for new job in Florida.
-need Amendments to Schedules I & J to include new employment and address expense objections.
-plan has excessive expenses:Food$750 and school breakfast and lunch $100 total $850 for household of 2, Childcare $200
and child's expenses $50 total $250 and Transportation $345 and auto maintenance $75 for total $420.
-debtor is not paying all disposable income into the plan.122c fails to add back refund $563.17, there would be disposable income $594.54, which would
require minimum dividend $35,672.40 to gucs.
-Proof of income verifies higher, also due to excessive expenses, proof of income verifies higher, there is disposable income $604.66.
-Schedules fail to account for tax refund of $6,758 when determining disposable income.
-Must file Pre-confirmation certificate.
-debtor must file a change of address form.
-------------------------
-need proof Auto insurance.(Provided)


Proposed plan:100 x 60 Base.
payments:4/4
last claim:3-1,bar date:1/12/20
Matter ResolvedRequest
Adjourment
1713/31/2020 10:00 am19-30843 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $427.00  Total Paid In: $1,456.00
UPDATED 3/30/2020

*****OK TO CONFIRM AT $1,456 PAID TO DATE, $427X44 BEGIN 4/1/2020 0% PLAN*****

UPDATED 3/23/2020
issues as of 3/10/2020

1) Trustee objection to confirmation - need to resolve
-the debtor has insufficient income
2) Global Lending Services LLC (Stewart) objection to confirmation - CONSENT ORDER RESOLVING OBJECTION FILED 3/17/2020, to PAY $13,522 SECURED CLAIM THROUGH PLAN, UNSECURED PORTION OF CLAIM TO RECEIVE PRO RATA DIVIDEND ALONG WITH OTHER GUC CLAIMS FILED
3) NJ Division of Taxation filed priority claim 6, claim is estimated for 2016, 2017 and 2018 returns; the general unsecured portion of the claim is also estimated for the 2009, 2010, 2012, 2013, 2014 and 2015 tax returns - RESOLVED

proposed plan $364x48 0% plan
paid in $1456
last claim 13-1
Matter ResolvedRequest
Adjourment
1723/31/2020 10:00 am19-30865 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $400.00  Total Paid In: $1,600.00
AS OF 3/30/20 (SF)

If creditor objection below is resolved, ok to confirm at $400 x 36 100% (Begin 12/1/19) Loan Mod by 6/1/20
- Trustee is authorized to pay late arrears claim 7-1 for Ally Financial
- N/E proceeds from lawsuit to be turned over to Trustee
OTBS SHELL POINT WI 30 DAYS

1. Ally Financial filed late arrears claim 7-1 for $264.28 (OK TO PAY?) YES

2. Objection filed by Shellpoint Mortgage (Hill Wallack) - failure to pay arrears of $39,952.93 and failure to propose post-petition payments (Loss mit order expires on 6/2/20) (MUST RESOLVE)

3. Trustee objection:
- Proof of income verifies higher, there is disposable income $3,330.84. (Atty ok with 100%)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4,521 when
determining disposable income.
- Case needs to be a base, due to loan mod.
- Must add to confirming order non-exempt proceeds from class action lawsuit.
- Must file Pre-confirmation certificate. (FILED)

Plan proposes $400 x 36 Loan Mod in 6 mos 0%
Payments: 4/4
Matter ResolvedRequest
Adjourment
1733/31/2020 10:00 am19-30871 / MBKADAM SCHNEIDER, ESQConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

As of 3/30/20 (DS): 1. State of NJ filed estimated claim, 2015, 2016 and 2018 not filed, claim must be resolved.

2. No claim filed by Phoenix Sales and Services, plan has pay claim in full $163,777.46. Per email from attorney dated 3/30/20, to be paid at sale.

3. M&T filed arrears $62.33, ok to pay? Per email ok to pay.

4. BELOW ISSUES STILL NOT RESOLVED.

1/8/20 (DS): 1. Trustee obj to the following:
- Information on sale of boat and proceeds received.
- Amendments to Schedules to reflect sale of boat & proceeds received.
- There is non-exempt equity on real properties $22,403.94 and $40,7810.33 and on boat ???, pending review of docs from sale and secured claims filed.
- Mod plan that add all cramdowns to Section 4d and 7 of the plan and removes from Section 4g Phoenix Sales and Services, cannot be cramdown and list as paying claim in full, has to be one or the other, not both. CRAM TO BE STRICKEN SECTION 4(D) STRICKEN.
- Service to creditors in motion, if cramming Phoenix and Services. - SECTION 4(D) TO BE STRICKEN
- Plan is not feasible, there is no disposable income. (MIGHT BE INCOME IF ADD REFUND AND EXCESS HEALTH INS). PLAN IS PROPOSING TO PAY IRS, STATE OF NJ AND PHOENIX SALES IN FULL, NO DISPOSABLE INCOME. INCOME VERIFIES $179.37


Prop Plan $1,370 x 60 100% and Sale of 2 properties (Venice Dr within 12 months, Elena Ct within 3 years
Note: Homeowner insurance provided for both properties.
Matter ResolvedRequest
Adjourment
1743/31/2020 10:00 am19-30881 / MBKRICHARD OBUCH, ESQConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

updated 3/19/2020
issues as of 3/10/2020

1) Nationstar Mortgage/Mr. Cooper (Gross Polowy) objection to confirmation - need to resolve
-plan proposes loan mod, this is speculative
2) PNC Bank (Martone) objection to confirmation (Martone) objection to confirmation - need to resolve
-plan fails to pay arrears through the plan
3) Trustee objection to confirmation - need to resolve
-proof of 2 months income - debtor and spouse are W-2 employees of his business STILL NEED SPOUSE PAYSTUBS
-business profit & loss statements STILL NEED TO PROVIDE A PROFIT AND LOSS STATEMENT
-business forms - for Al Damato Service Center Inc STILL NEED TO PROVIDE BUSINESS FORMS
-need Amendments to Schedule B, I and Statement of Financial Affairs to add business
-the debtor is not paying all disposable income into the plan - proof of income verifies higher, per proof of income provided for spouse, still pending 2018 tax return
-must file Pre Confirmation Certificate
-plan should be 100% based upon recent Chapter 7 discharge

RESOLVED ISSUES FROM TRUSTEE OBJECTION:
-need a copy of the last filed tax return - 2018 tax return RESOLVED, RETURN PROVIDED
-need a copy of the homeowners insurance renewal declaration - RESOLVED, RENEWAL PROVIDED
-life insurance statements with cash valve RESOLVED, NET CASH VALUE $11,055.12 SCH C EXEMPTS $12,000

proposed plan $25x36 base plan loan mod by 5/5/2020
paid in $100
last claim 2-1
Matter ResolvedRequest
Adjourment
1753/31/2020 10:00 am19-30972 / MBKHERBERT B RAYMOND ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $400.00  Total Paid In: $1,600.00
AS OF 3/3/2020 (at):

RECOMMMEND: $400 x 12 BEGINNING 12/1/2019, $800 x 21 BEGINNING 12/1/2020, $20,000 LUMP SUM PAYMENT FROM PI SETTLEMENT BY 12/1/2021, $1,490 x 13 STARTING 9/1/2022, $1,700 x 14 BEGINNING 10/1/2023, 100% TO GUC'S DUE TO NON EXEMPT EQUITY OF $108,569.88 IN REAL ESTATE
Non-exempt proceeds from personal injury suit are to be turned over to the trustee.
Bifurcated claim #16 filed by Wells Fargo will be paid in full through the plan.

1. Objection filed by HSBC/Wells Fargo (Shapiro) - failure to cure full arrears of $3,340.18 (Per POC). (RESOLVED)

2. Wells Fargo Bank/Ashley Furniture filed a claim #16 for $604.75 secured and $5,746.58 unsecured which is not in the plan. Is it ok to pay this claim in full? (PER DEBTOR'S ATTY, PAY BIFURCATED CLAIM IN FULL)

Plan proposes: $400 x 12, $800 x 21 beginning December, 2020, $1,000 x 13 beginning September 2022 and $1,210 x 14 beginning October, 2023, $20,000 on or before 12/31/2021, 100% plan
Payments: 3/4, arrears $400
Matter ResolvedRequest
Adjourment
1763/31/2020 10:00 am19-30973 / MBKHERBERT B RAYMOND ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  

As of 3/1120 (DS): Ok to confirm at $325 x 36 begin 12/1/19 pro rata dividend to gucs

As of 1/2/20 Debtor attorney requested adjournment to allow time to get info from Debtor

1/8/20 (DS): 1. Trustee needs copy of 401(k) loan balance, monthly payments are $548.13, if coming to a completion. Completes in month 39.

Prop Plan $325 x 36 Base
Note: 401(k) loan statement provided, ends month 39.
Matter ResolvedRequest
Adjourment
1773/31/2020 10:00 am19-30986 / MBKJ. Todd MurphyConfirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $166.00  
updated 3/26/2020
issues as of 3/9/2020

1) US Bank (Pluese) objection to confirmation - need to resolve
-estimated arrears $47,854.78
2) Trustee objection to confirmation - need to resolve
-need updated car insurance policy
-need a modified plan that proposes a completion date for the loan modification
-the debtor is not paying all disposable income into the plan - verified income leaves a monthly net balance of $688.08
-the schedules fail to account for the debtors tax refund in the amount of $2,091 when determining disposable income
-the plan fails to provide for a prompt loan modification completion date
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $13,177.60 in non-exempt equity in the residence
-need to file pre confirmation certification with court
-need explanation of a deduction "HEALTH CARE2U" of $636.92 every pay check
3) NJ Division of Taxation, State NJ filed unsecured claim 3 which is estimated - need to resolve

propose plan $166.22x60 base
paid in $664,8
last claim 4

Matter ResolvedRequest
Adjourment
1783/31/2020 10:00 am19-31026 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledContinued
6/2/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 3/17/2020 (at):

1. 341 is scheduled for 3/26/20
2. Payments: 4/4
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am19-31092 / MBKOTTO J KOSTBAR, ESQConfirmation Hearing ScheduledContinued
5/27/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $1,635.00  
issues as of 3/9/2020

1) Trustee objection to confirmation - need to resolve
-need a copy of the Merrill Lynch statement for the month before filing
-the debtor is not paying all disposable income into the plan - income verified higher from paystubs provided including tax refund leaving net disposable income of $3,468.81
-the schedules fail to account for the debtors tax refund in the amount of $10,953 when determining disposable income
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation of Chapter 7 - there is non exempt equity of $38,738.37 in real esate and $352,346.87 of non exempt equity in the Merrill Lynch account (need to verify that is only in spouse's name - also a lien on it so may be no equity after review of statement - Plan needs to be confirmed at 100%
-need documents regarding inheritance including Will of debtors' mother and estate accounting
-IRS priority claim is higher than plan provides
-must file Pre Confirmation Certification with Court
-need motion to approve sale of business (Pre School) and Amended Schedule I to include income to debtor from the sale when the contract is finalized
2) IRS filed secured claim 1 in the amount of $13,736.62 - this claim is not treated in plan, need to either pay secured claim through plan or move against claim
3) Bank of America filed secured claim 11 with arrears of $568.97 - the plan does not provide for payment of this claim, either pay arrears through plan or move against claim
4) Not current with Trustee plan payments, arrears $1,635

proposed plan $1,655x60 plus lump sum payment from inheritance
paid in $4985
arrears $1635
last claim 11-1
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am19-31219 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

issues as of 3/17/2020

1) State of NJ, Division of Taxation claim 15 priority and unsecured claim is estimated for 2018 taxes - need to resolve
2) Capital One Auto Finance stay vacate entered 3/4/2020, not in plan - outside per stay vacate
3) Hamilton Township Sewer Utility secured claim 5 $446.72 - not in plan, need to pay through plan or move against claim
4) Trustee objection to confirmation - need to resolve
-need a current market analysis - need updated CMA (screenshot is unacceptable)
-need proof of 2 months income - requesting updated paystubs from December 2019 and January 2020
-need Bank of America business account statement for October 2019
-the current plan does not specify treatment of Capita Auto Finance (repossessed) and Hamilton Township under plan
-the debtors plan proposes an Order of Distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by 1324(a)(5)(iii)(l)

proposed plan $471x60 base
paid in $1884
last claim 15-1
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am19-31421 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $550.00  
As of 3/10/20 Debtor attorney requested adjournment, Mod plan filed and sched 4/8/20
Matter ResolvedRequest
Adjourment
1793/31/2020 10:00 am19-31502 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $238.00  Total Paid In: $952.00
UPDATED 3/26/2020

*****ok to confirm at $238x36 begin 12/1/2019 which includes minimum $3,625 dividend to general unsecured creditors
-IRS claim 1 to be amended to remove the notation estimated, claim was amended to zero for both priority and general unsecured claim*****


issues as of 3/9/2020

1) Trustee objection to confirmation -RESOLVED
-need to provide updated auto insurance declaration - PROVIDED
2) Current with Trustee plan payments
3) IRS priority claim 1 was amended on 12/6/2019, still uses notation that claim is estimated. Need to have claim amended to remove the notation that the claim is estimated CLAIM IS AMENDED TO ZERO, STILL STATES "ESTIMATED" NEED TO HAVE CLAIM AMENDED TO REMOVE "ESTIMATED"

proposed plan $238x36 minimum $3,625
paid in $714
arrears $238
last claim 20-1
Matter ResolvedRequest
Adjourment
1803/31/2020 10:00 am19-31754 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 1 of 5 required payments   Arrears: $1,050.00  Total Paid In: $750.00
AS OF 3/17/20 (at):

IF OK TO PAY CAPITAL ONE CLAIM, RECOMMEND: $600 PAID TO DATE, $1,200 x 32 BEGINNING 4/1/2020, BASE
(increase due to income verifying much higher than scheduled)
Need to file Pre-Confirmation Certification within 10 days of confirmation.

1. Capital One filed a secured arrears claim #2 in the amount of $429.51 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need proof of $2,000/month rent (RECEIVED CERTIFICATION)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $2,000/month for rent
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $1,776.15.
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $150 x 36, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1813/31/2020 10:00 am19-31843 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $286.00  
updated 3/24/2020 - sent email to debtors counsel requesting they submit adjournment request for this hearing, their office filed a modified plan which has been scheduled for 4/28/2020 (JMA)

issues as of 3/9/2020

1) Kenneth Kowaleski (Gutworth) objection to confirmation - need to resolve
-rent arrears $3,800
2) Trustee objection to confirmation - need to resolve
-the schedules fail to account for the debtors tax refund in the amount of $3,211 when determining disposable income
-the plan fails to provide for a prompt cure of rental arrears
3) Not current with Trustee plan payments, arrears $245

proposed plan $245x36 0%
paid in $735
arrears $245
last claim 2-1
Matter ResolvedRequest
Adjourment
1823/31/2020 10:00 am19-32496 / MBKKarina Pia Lucid Confirmation Hearing on Modified PlanContinued
5/19/2020 10:00 am
Debtor has made 7 of 4 required payments   Arrears: $0  

AS OF 3/11/20 (SF)

1. Objection filed by New Residential Mortgage (Phelan) - failure to pay arrears of $60,489.36 and speculative loan mod.

2. Loss Mit order expires 5/17/20

3. Forrest Gate Homeowner's Assoc filed birfurcated claim. $10,291.97 is secured and $2248.52 is unsecured (HOW SHOULD THIS CLAIM BE TREATED? THIS IS NOT A 100% PLAN)

4. Trustee objection:
- The debtor has insufficient income .
- The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules : Amended Sch I for job promotion and updated proof of
income. (I and J amended and income is still insufficient. Debtor should offer Tax Refund of $442.58)

Plan proposes $1000 x 2, $441 x 56 Base, Loan Mod by 5/17/20
Payments: 2/3 Arrears: $441

RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - - insurance expired 10/10/2019. (RECEIVED)
Matter ResolvedRequest
Adjourment
1833/31/2020 10:00 am19-32508 / MBKWILLIAM S WOLFSON, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 4 required payments   Arrears: $0  

3/9/20(mk): UPDATED:



***CAN REC. CONFIRM AT $1809 PTD ,THEN $399 x 33,BEGIN 4/1/20; Base; Trustee Std Order of Distribution***



1.Objection By Nationstar Mtg(RAS)-( RESOLVED- COTBS - payment was made and bank w/ds their objection & will be amending claim to zero arrears.
-Plan fails to pay arrears$1,642.12.- Debtor disputes says Dec. payment was made).

2. Trustee objection:
- debtor has insufficient income to fund the plan.(Payments current- MP filed reduces payment)
-Need statements for 3 whole life insurance policies( Provided).
-There is $17,741.20 of non exempt equity in Certificate of Deposit for Affinity Federal
Credit Union. No exemption was claimed.(Amended Sch C filed- supp objection filed by Trustee- proof of retirement acct supplied)
- Statement form Affinity Federal Credit Union(Provided).
-Debtor has undertaken an improper use of exemption. Specifically: The Debtor must
demonstrate that 522(d)(10)(E) exemption can be used on the $17,741 Certificate of
Deposit with Affinity Federal Credit Union.( Provided- it is a retirement acct.)
-Order of distribution contrary to Trustee standard order.( Add Trustee Std. Order)
to confirming Order.

3. Objection By Toyota(KML)- RESOLVED.

MP: 1,206 ptd,399 x 36.Base
payments:5/3
last claim:12-1, bar date;2/10/20
Matter ResolvedRequest
Adjourment
1843/31/2020 10:00 am19-32901 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $4,984.00
As of 3/27/20 (DS): Per atty, ok with terms.sf

Recommend confirming at $1,246 x 36 begin 1/1/20 100% to gucs, due to non-exempt equity $120,848.77 to gucs, plus there is disposable income $2,187.58 for plan to be paid off sooner

2/18/20 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income to fund plan. - PER UPDATED P&L DEBTOR NOW EARNS $2,850.50 MONTHLY. THERE IS INCOME.
- Amendments to Schedule I to remove disability and adjust business income. UPDATED P&L PROVIDED 2/12/20.
- Schedule J fails to add tax refund.
- There is non-exempt equity on real properties $120,848.77, plan must remain at 100%, due to non-exempt equity.

Recommend waiting pass bar date 2/18/20 or confirm at $1,246 x 60 begin 1/1/20 100% to gucs, due to non-exempt equity $120,848.77 on real properties

Prop Plan $1,246 x 60 100%
Matter ResolvedRequest
Adjourment
1853/31/2020 10:00 am19-33292 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
6/2/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,064.00  
***ADJ to 6/2/20 - atty to also move the 4/14/20 conf date***

AS OF 3/11/20 (SF) - The original confirmation hearing was adjourned to 4/14/20. If attorney wants the modified plan moved to that date, need to request adjournment.

1. IRS priority/unsecured claim is estimated (NEED AMENDED CLAIM)
2. State of NJ priority claim is estimated (NEED AMENDED CLAIM)
3. Snap on Tools filed arrears claim 2-1 for $6128.33 (OKAY TO PAY - Yes)
4. The plan proposes to pay $30,844 to HSBC/JP Morgan. No claim filed. The bar date expired on 2/24/20 (MUST RESOLVE)
4. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - that provides the source of the CMA. No realtor page so cannot tell where it came form.
- Amendments to Schedules: Attorney disclosure to pay fees through the plan (RECEIVED)
- Amend Sch I to add rental income from parking spaces.
- Income verifies higher($8,251.66) than scheduled ($8,100.83) resulting in monthly disposable income of $2,140.66.
- Must file pre conf. cert.


Plan proposes $1064 X 36 0%, Loan Mod in 6 months
Payments: 1.33/3 Arrears: $1768
Matter ResolvedRequest
Adjourment
1863/31/2020 10:00 am19-33318 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledDismissedDebtor has made 4 of 4 required payments   Arrears: $0  

NA & RAS is present
As of 3/10/20 (DS): 1. Arrears claim filed by Resurgent/Sterling/Kay Jewelers $1,399.11, not in plan, needs to be paid or move against claim. Ok to pay?

2. Arrears claims filed by Ally Capital for 2014 GMC Sierra $700.01, Plan list as outside. Ok to pay?

3. Arrears claim filed Credit Acceptance for 2018 Kia Sportage $410.85 (not on scheds or plan). Per claim, loan was taken out 12/18/19, after filing ch 13 with first payment due 1/4/20 for $410.85, gave down payment of $3,000 (No co-signors). Debtors have 3 vehicles in addition to this vehicle. No auto insurance provided.

4. ISSUES NOT RESOLVED WITH TRUSTEE:
- INCOME HAS VERIFIES HIGHER, SINCE CO-DEBTOR HAS RETURNED TO WORK, ONLY 1 PAY STUB PROVIDED.
- Schedule J list excessive expense items, such as: Car payments $578 and $700.
- Current Plan does not specify treatment of Credit Acceptance for 2018 Dodge Journey under the Plan.

5. PHH Mortgage obj arrears owed, POC filed with arrears $7,233.69. Ok to pay? Must resolve objection.

=========================================================================

***On 2/18/20 attorney does not agree with terms below - adj to 3/17/20***

If ok to pay arrears pf PHH Mortgage, recommend confirming at $956 paid, $1,857 x 58 begin 3/1/20 pro rata dividend to gucs, due to disposable income and add to confirming order Trustee ok to pay the arrears claim of PHH Mortgage claim#8-1

2/18/20 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income. INCOME HAS VERIFIES HIGHER, SINCE CO-DEBTOR HAS RETURNED TO WORK, ONLY 1 PAY STUB PROVIDED.
- Need updated POI from co-debtor, who returned from disability. - NEW INCOME FOR CO-DEBTOR HAS VERIFIED HIGHER, THERE IS DISPOSABLE INCOME $10,544.82 - 2018 JOINT TAX RETURN SHOWED DEBTORS GROSS INCOME WAS $362,840. CASE WOULD HAVE BEEN ABOVE MEDIAN, BUT DUE TO DISABILITY WAS LESS.
- Amendments to Schedules B to add 2015 Infiniti Qx80 and Wells Fargo on Sched D, also add 2018 Kia Sportage and Credit Acceptanc
Matter ResolvedRequest
Adjourment
1873/31/2020 10:00 am20-10378 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
6/2/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $400.00  
all docs in and 341 scheduled by 3/13 or D. If done we will adjourn confirmation past 341 date EDC
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am20-10456 / MBKWILLIAM S WOLFSON, ESQConfirmation Hearing ScheduledContinued
5/13/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,808.00  
As of 3/13/20 (DS): Debtor attorney requested adjournment, to resolve creditor objection and resolve IRS estimated claim.

As of 3/10/20 (DS): 1. BELOW ISSUES NOT RESOLVED.

As of 2/27/20 Debtor attorney requested adjournment, obj creditor allowed 2 week adjournment

3/3/20 (DS): 1. Trustee obj to the following:
- Need 2019 tax return. Since claim is estimated, due to 2019 tax return not filed, Debtor must provide copy of filed 2019 tax return.

2. Caliber/US Bank obj to loan mod and arrears more, no POC filed. Obj must be resolved.

3. Arrears claim filed by Santander in the amount of $1,251.77, remainder balance owed.

4. IRS filed estimated claim for 2019 tax return $105, if taxes filed, must provide. Must resolve claim.

5. Raritan Twp MUA filed arrears claim for pre-petition $2,935.37 and post-petition arrears $165.25 owed, not listed in plan. Claim must be resolved. Ok to pay?

Prop Plan $1,808 x 60 Base and Loan Mod on Dayton Rd by 6/30/20
Note: Bank statement provided and response from Debtor is ok to strike section 4 and 7 as to 2nd mortgage and student loan. Amended Sched I filed.
Matter ResolvedRequest
Adjourment
1883/31/2020 10:00 am20-10483 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
7/8/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $600.00  
issues as of 3/26/2020

1) Wells Fargo Bank (Phelan) objection to confirmation - RESOLVED OTBS, PAY ARREARS PER FILED CLAIM THROUGH PLAN
-arrears $17,591.99
2) State of NJ, Division of Taxation -objection to confirmation - need to resolve
-secured claim $233,633.95
-estimated priority claim (A-1 Custom Detailing)
-general unsecured claim $24,520.45
3) USA/IRS objection to confirmation - need to resolve
-secured claim $99,470.31
-priority claim estimated for 2015 and 2019 taxes
-general unsecured claim $400
4) Not current with Trustee plan payments, arrears $400
5) Trustee objection to confirmation - need to resolve
-the debtor has failed to file a feasible plan - there is a foreclosure judgment on residence, arrears on rental property, huge tax debt and no where near enough income to resolve this
-need a copy of the 2019 tax retyrn by 8/15/2020
-need a modified plan that addresses arrears claim filed by Wells Fargo on Abbey Land property
-excessive expenses - $775/health insurance - need proof of payment
-must address objections by Wells Fargo Bank; State of NJ, Division of Taxation and the IRS
-information/accounting for estate of Joseph Adamo
-non exempt proceeds, if applicable, from the Estate of Joseph Adamo to be paid to Trustee
-income verifies less, $8,511.80 than scheduled amount of $9,070.96

proposed plan $400x60 loan mod by 12/1/2019 base plan
paid in $400
arrears $400
last claim 6-1

Matter ResolvedRequest
Adjourment
1893/31/2020 10:00 am20-10503 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $100.00  
As of 3/30/20 (DS): Debtor attorney requested adjournment, to resolve all issues

As of 3/9/20 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income to fund 100% plan or obtain a loan mod. Verified income leaves a monthly net balance of -$1,776.93.
- There is estimated non-exempt equity in the residence of $73491.45. Plan is proposing 100% to gucs, will confirm at 100% due to non-exempt equity.
- Need 2019 tax returns, no later than 8/15/20.

2. Specialized Loan obj to loan mod/sale/refinance. Obj must be resolved.

3. TD Bank obj to loan mod/sale/refinance as well. Obj must be resolved.

Prop Plan $100 x 36 100% Loan mod by on Jernee Dr by 8/1/20 or Sale/Refi by 2/21
Note: 2nd mortgage claim filed.
Matter ResolvedRequest
Adjourment
1903/31/2020 10:00 am20-10506 / MBKJOSEPH J MANIA III ESQConfirmation Hearing ScheduledContinued
6/2/2020 10:00 am
Debtor has made 0 of 3 required payments   Arrears: $750.00  
AS OF 3/30/20 (SF)

1. 341 NOT HELD - MISSING DOCUMENTS
2. PAYMENTS: COPY MONEY ORDERS REPRESENTING 2 PAYMENTS RECEIVED
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am20-10515 / MBKCAMILLE J KASSARConfirmation Hearing ScheduledContinued
5/27/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 3/6/2020

1) 341 rescheduled for 4/16/2020
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court

proposes plan $93.26x60 100% loan mod by 4/2020
paid in $186.52
last claim 1-1
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am20-10525 / MBKJ. Todd MurphyConfirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

MK: 341 now on for 3/26/20
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am20-10587 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
5/13/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $773.00  
AS OF 3/9/20 (SF)

1. Objection filed by Deutsche Bank (RAS Crane) - failure to pay arrears of $20,935.91
2. Trustee objection:
- Need amendments to Schedules "I" to include the photo booth income. J to remove spouse's expenses as she now lives in Georgia.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: -$714 monthly for a vehicle.(Need proof for spouse's car payment)
-The debtor needs to provide proof the wife's monthly expenses in the amount of $1500 along with proof of the $600 a month charitable donation expense.
- The debtor must provide the trustee with an accountants valuation of the business.
- Part 9 of the 22C was not filled in to include the business or the pension/retirement income. The inclusion of the income would put the debtor over the "means" limit. The 22C must be amended.
-The business forms and profit and loss statements must be re-submitted for 2019 and need to include all dates and explanations regarding the line items including loan proceeds, rent proceeds, sales, business rent, car leases, vehicle expense, Loans/gifts, bank cards, internet and telephone. Should be broken down for a each month for a 6 month period.

Plan proposes:$765 x 60 Base
Payments: 1/2 Arrears: 773
Matter ResolvedRequest
Adjourment
1913/31/2020 10:00 am20-10591 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
5/13/2020 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $625.00  
AS OF 3/27/2020 (at):

1. 341 is scheduled for 3/26/20
2. Payments: 1/2, arrears $297
Matter ResolvedRequest
Adjourment
1923/31/2020 10:00 am20-10616 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,841.00  
AS OF 3/6/20(mk):atty requesting adj . need to file a MPto address claims of Blue Foundry & possible BOA Cram. Obj w/ HopewellT'ship resolved and need to resolve IRS est.claim


1. Objection by Hopewell T'ship(Parker McKay):
- has tax lien ob RE -plan fails to pay full amt.

2. Objection by Blue Foundry Bank(Sherman Wells):
- plan fails to pay full arrears.

3. Bank of America- Second Mtg- FILED POC - arrears $2,599.41- NOT IN PLAN -OK TO PAY?

4. IRS filed ESTIMATED POC- NOT IN PLAN- Needs resolution.

5.Trustee Objection:
-need copy of 2019 by 5/31/20.
-need 2 months bank statements from all accounts prior to filing date.
-plan has excessive expenses:122c Line 9b takes homeowner insurance $241.40,
Line 14 takes public trans $217 and Line 43 takes vehicle expenses $1,314 total $1,531,
Line 21 takes Childcare $100, Line 22 additional healthcare $30, Line 31 charitable
contributions $200 (not listed on Schedules I or J).
- There would be disposable income$188.65, which would require minimum dividend $11,319 to gucs.
-Schedule J list excess expenses such as: Homeowner insurance $226.76, Propane $300;(electric/gas/heat has $450, would be total $750) and Auto insurance $550.
-debtor is not paying all disposable income into the plan.Income verifies higher at $10,428.99 than scheduled($9,820.47). This results in monthly disposable income of $2903.23.
- current Plan does not specify treatment of Bank of America arrears $2,599.41.
- Must resolve IRS estimated claim.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.





Proposed plan:1,841 x 60 0%
payments:1/2
last claim:4-1, bar date:3/24/20
Matter ResolvedRequest
Adjourment
1933/31/2020 10:00 am20-10647 / MBKKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $5,594.00
AS OF 3/1/2020 (at):

RECOMMEND: $3,714 PAID TO DATE, $1,880 x 34 BEGINNING 4/1/2020, 100% TO GUC'S
Need 2019 tax return by 8/15/2020.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 5/31/20.

Plan proposes: $1,857 x 36, 100% to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
1943/31/2020 10:00 am20-10648 / MBKKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $950.00  
As of 3/23/20 (DS): Ok to confirm at $950 x 36 begin 2/1/20 pro rata dividend to gucs and add to confirming order Trustee ok to pay the claim of Wells Fargo/Bob's Discount claim#14-1 secured portion and unsecured to be treated as pro rata

Prop Plan $950 x 36 Base
Note: 2019 Tax returns and bank statements provided.
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am20-10655 / MBKMICHAEL SCHWARTZBERG ESQConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $600.00  
As of 3/10/20 (DS): Debtor attorney requested adjournment, needs to resched 341.
Matter ResolvedRequest
Adjourment
1953/31/2020 10:00 am20-10683 / MBKKarina Pia Lucid Confirmation Hearing ScheduledContinued
6/2/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $500.00  
issues as of 3/26/2020

1) 341 not held, rescheduled for 4/30/2020 - need to adjourn confirmation hearing - sent atty email
2) Not current with Trustee payments, arrears $500
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
1963/31/2020 10:00 am20-10722 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

issues as of 3/6/2020

1) 341 has been scheduled for 4/23/2020
2) No Trustee plan payments, arrears $992
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am20-10731 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $600.00  
3/16/20 (SF) -

1. 341 NOT HELD - RESCHEDULED TO 4/16/20
2. PAYMENTS: 1/2 ARREARS: $600
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am20-10742 / MBKSTUART M NACHBARConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

***US TRUSTEE AUDIT AS OF 3/2 MUST BE CONCLUDED BEFORE CONFIRMED edc

AS OF 3/9/20 (SF) - ATTY WILL BE FILING MP

1. IRS filed estimated priority claim 4-1 (NEED AMENDED CLAIM)
2. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- Business profit & loss statements
- A copy of the last filed tax return - : 2019 tax returns by 5/31/20.
- 2 months bank statements from any missing Bank of America bank accounts listed on Schedule B.
- A Modified Plan that list student loans and secured liens for Raymour (claim filed) and lawn mower, listed on Sched J as payments.
- Amendments to Schedules B and C to add last 4 digits of all Bank of America bank accts, correct year of Ford and take exemption amounts for vehicle and PI lawsuit.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Lawn
mower payment $107 (not in plan), Maintenance and Gas on lawn service machinery $100
(no income disclosed for business), Student loans $60 (not in plan), Furniture $112 (not in
plan), Medical $400 and Tele/Cell/Internet/Cable $675.
- 22c has disposable income.
- Line 23 takes $340 optional tele services
- Line 45 has disposable income $621.11 plus Line 23 $115 would be disposable income $736.11 and would require minimum dividend $41,166.60 to gucs.
- Proof of income will also verify higher, due to excess expenses.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,496 when
determining disposable income.

3. Add to confirmation order Standard Order of Distribution

Plan proposes $647 x 60 Base
Payments: 2/2
Matter ResolvedRequest
Adjourment
1973/31/2020 10:00 am20-10749 / MBKWARREN BRUMEL, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $300.00
As of 3/6/20(mk):


***CAN REC. CONFIRM AT $100 X24, BEGIN 2/1/20,THEN $375 X 24 BEGIN 2/1/22; BASE WITH MIN TO GUCS OF $6718 DUE TO NE EQUITY IN RE***


1. Trustee Objection:
The debtor has insufficient income to fund the plan. ( Current)
The debtor has failed to supply the Trustee with the following document(s):
Proof of 2 month's income - Jan. & Feb. paystubs.( Provided )
-There is non-exempt equity on real property estimated $6,709.
Must file Pre-confirmation certificate.(Filed)


Proposed plan:100 x 24, $375 x 24 Dollar Base $6,718.
2/2 payments
last claim:4-1, bar date:3/26/20
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am20-10754 / MBKSCOTT E KAPLAN ESQConfirmation Hearing ScheduledContinued
6/16/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,691.00  
341 now on for 4/16/20
Matter ResolvedRequest
Adjourment
1983/31/2020 10:00 am20-10771 / MBKNICHOLAS FITZGERALD, ESQConfirmation Hearing ScheduledDismissedDebtor has made 3 of 3 required payments   Arrears: $0  

NA
AS OF 3/3/2020 (at):

1. TD Bank (furniture) filed a claim #1 for $1,069 secured and $572.54 unsecured which is not in the plan. Is it ok to pay this claim?

2. Objection by Lakeview Loan Servicing (Phelan) - failure to cure arrears of $623.16 (Per obj - no POC filed yet)

3. Stay motion filed by Richard Leonardis tax sale certificate owner for lien on 661 Schyuler Ave, Kearny property. (Gary Zeitz representing him) Plan does not surrender property and there is no provision for payment of the tax sale certification. Motion returnable 3/3/2020.

4. Trustee's objection:
- The debtor has insufficient income Verified income leaves a monthly net balance of $21.58.
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - for Schuyler Ave property. (NOT RECEIVED)
- A copy of the homeowner's insurance renewal declaration - for Schuyler Ave property. (NOT RECEIVED)
- Mortgage balance for Schuyler Ave property. (NOT RECEIVED)
- A copy of the deed - for Schuyler Ave property. (NOT RECEIVED)
- A Modified Plan that surrenders Kearny property. Increases trustee payment in April, 2021.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There may be equity in the Kearny NJ property- need CMA
- must file pre conf cert. (NOT FILED)

Plan proposes: $253 x 36, not less than $4,010 to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
1993/31/2020 10:00 am20-10786 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
6/24/2020 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $1,000.00  
Debtor attorney requested adjournment

As of 3/30/20 (DS): 1. Trustee obj to the following:
- Need docs for current DSO obligation and 2019 Tax Return.
- Debtor has undertaken an improper use of exemption. Specifically: Debtor has
over used 522 (d)(5) exemption by $12,475.
- Excessive expenses on Sched J such as: $4,691 for NY property that's not generating sufficient income and $2,170 for mortgage payment on Point Pleasant Beach property that is currently being sold.
- Trustee needs to receive all non-exempt sale proceeds pursuant to the partition.
- There is equity of approximately $397,086.75 in the debtor's various properties.

2. Nationstar obj to arrears owed, POC filed with arrears $1,468.48. Obj must be resolved.

3. Arrears claim filed by Capital One Auto for $10. Ok to pay?

Prop Plan $200 x 60 Base and Sale of Seapoint Dr by 7/1/20
Note: Homeowner insurance for Point Pleasant property provided.
Matter ResolvedRequest
Adjourment
2003/31/2020 10:00 am20-10786 / MBKDaniel Straffi, Esq.Objection to proposed orderOrder to be Submitted
Telephonic Hearing on proposed order submitted on MFR

DEBTOR OBJ TO CLAUDINE INTELISANO PROPOSED ORDER (Boudwin)
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am20-10802 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledContinued
5/13/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $900.00  
AS OF 3/17/2020 (at):

1. 341 is scheduled for 3/26/20
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am20-10826 / MBKCHARLES D WHELAN, IIIConfirmation Hearing ScheduledContinued
5/13/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,293.00  
issues as of 3/5/2020

1) IRS priority claim 2 is estimated - need to resolve
2) IRS secured claim 2 in the amount of $67,937.05 - claim is not in plan - need to resolve
2) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return - 2019 by 5/30/2020
-need proof of insurance for Mercedes PROVIDED
-the Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $45,140.58 in non-exempt equity in the residence. Proposed plan is 100%
-the debtor's plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l)
-need to file Pre Confirmation Certification
-need to resolve the estimated claim filed by the IRS

proposed plan $1247.64x36 10)%
paid in $1225
arrears $1270.28
last claim 3-1
Matter ResolvedRequest
Adjourment
2013/31/2020 10:00 am20-10836 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $714.00
AS OF 3/30/20 (SF)

RECOMMEND $238 X 60 (BEGIN 2/1/20) 100%, LOAN MOD BY 8/31/20
- DO NOT PAY ARREARS/RESERVE TO BANK OF AMERICA
- MUST PROVIDE COPY OF 2019 TAX RETURN BY 8/15/20
- STUDENT LOANS TO BE PAID OUTSIDE PLAN

1. Objection filed by Bank of America (Wohlrab) - failure to pay arrears of $80,269.96 and speculative loan mod. (RESOLVED)
2. Trustee objection:
- A copy of the last filed tax return - 2019 by 8/15/20
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $400/month for childcare (need proof), $350/month for entertainment, $155/month for water/sewer, (OK)
- Need to file Pre-Confirmation Certification. (FILED)


Plan proposes $238 x 60 100%, Loan Mod by 8/31/20
Payments: 2/2
Matter ResolvedRequest
Adjourment
2023/31/2020 10:00 am20-10846 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

3/13/20- atty reply-mk- reviewed- not much different-emailed atty w/ compromise- ok to terms below.


Can compromise at and ***REC CONFIRM AT $500 PTD then , $350 x 34, Begin 4/1/20;Base. ***


As of 3/9/20(mk):

>>To resolve the excess dispos income verified by Trustee, plan needs to be PTD 500, then 397 x 34, Begin 4/1/20- or extend length of plan for lower payment<<

1. Trustee objection:
-debtor not paying all disposable income into the plan as Income documentation provided verifies higher (4662.48) than scheduled (4491.75)
resulting in $485 of disposable income. To resolve-( Needs Ptd 500 ,then 397 x 34,begin 4/1/20)
-need 2019 tax return by 5/30/20. ( add to conf lang.)

Proposed plan:250 X 36 BEG 2/2020; BASE
payments: 2/2
last claim:4-1. bar date:3/28/20
Matter ResolvedRequest
Adjourment
2063/31/2020 10:00 am20-13720 / MBKANDREW G. GREENBERG, ESQ.Order Shorten TimeGranted
MTN TO EXTEND STAY/OST
Matter ResolvedRequest
Adjourment
03/31/2020 10:00 am20-14141 / CMGWilliam H. Oliver, Jr., Esq.Order Show CauseVacated
***CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
03/31/2020 11:00 am19-32643 / CMGJOHN ZIMNIS, ESQOrder Show CauseVacatedTotal Paid In: $1,500.00
***CMG***
FILING FEES
Matter ResolvedRequest
Adjourment
03/31/2020 11:00 am19-33953 / CMGVERA MCCOYOrder Show CauseVacated
***CMG***
FILING FEES
Matter ResolvedRequest
Adjourment
03/31/2020 11:00 am20-10569 / CMGPRO SEMotion Extend TimeMoot - Dismissed
AMT: Granted and time extended to 3/17
***CMG***
MTN TO FILE MISSING DOCS
Matter ResolvedRequest
Adjourment
03/31/2020 11:00 am20-12707 / CMGYAKOV RUDIKHOrder Show CauseVacated
***CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
03/31/2020 11:00 am20-12707 / CMGYAKOV RUDIKHOrder Show CauseVacated
***CMG***
FILING FEES
Matter ResolvedRequest
Adjourment
03/31/2020 11:00 am20-13118 / CMGPRO SEOrder Show CauseVacated
***CMG***
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
03/31/2020 11:00 am20-13685 / CMGJOSEPH ALBANESE, ESQMotion Extend TimeMoot
***CMG***
MTN TO EXTEND TIME TO FILE SCH & PLAN
Matter ResolvedRequest
Adjourment
03/31/2020 11:00 am20-13685 / CMGJOSEPH ALBANESE, ESQOrder Show CauseVacated
***CMG***
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
03/31/2020 11:00 am20-13731 / CMGGeorge E Veitengruber IIIOrder Show CauseVacated
***CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
03/31/2020 11:00 am20-13769 / CMGJOHN D DICIURCIOOrder Show CauseVacated
***CMG***
FILING FEES
Matter ResolvedRequest
Adjourment
03/31/2020 11:00 am20-13849 / CMGYAKOV RUDIKHOrder Show CauseVacated
***CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
03/31/2020 11:00 am20-13982 / CMGJUAN C VELASCO, ESQOrder Show CauseVacated
***CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
03/31/2020 11:00 am20-14008 / CMGROBERT C NISENSON ESQOrder Show CauseVacated
***CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
2073/31/2020 2:00 pm17-14146 / MBKDaniel Straffi, Esq.Motion CompensationGrantedTotal Paid In: $22,306.00
Trustee obj - withdraw
Matter ResolvedRequest
Adjourment
2083/31/2020 2:00 pm18-17771 / MBKDaniel Straffi, Esq.Motion CompensationGrantedTotal Paid In: $167,287.00
(AMT: No order has been entered on 11/5/19 OTBS for PHH motion for relief ---needs to be resolved)
Matter ResolvedRequest
Adjourment
03/31/2020 2:00 pm18-22099 / CMGMitchell Malzberg Confirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 22 of 22 required payments   Arrears: $0  

***KCF/CMG Case*** ADJ to 5/6/20 for DM to review confirmation docs.

ISSUES AS OF 3/27/2020 (DM):

 3/24/20 Response filed by Advanced Beverage - tentative settlement reached - Debtor is required to pay Advanced Beverage $42,000 over ten (10) total years, five of which are thru the plan, and Advanced Beverage settled with co-guarantor, Larry Schwartz, which was a condition of this settlement.

***KCF CASE - CAN"T DO MUCH WITH CASE AS ADV PRO IS PENDING***

7/22/19 - email form KCF Chambers (Christine Kelly) advising that Judge Ferguson has decided to keep this case and requested we process an adjournment for the 10/2/19 @ 10:00 to 10/15/19 @2:00.

 Case has been transferred to CMG -- 7/13/19 (mk): Adj request for 2 months - Adv Pro mediated w/CMG - settlement is subject to being approved in Schwartz Adv Pro which is still pending. CMG is aware of request to adj.

1) Motion to Expunge Jaydeen Corp POC (6-2) scheduled for 4/16/19 (GRANTED - ORDER ENTERED 4/24/19)

2) Motion for Summary Judgment in Jaydeen Corp vs. Sherwood scheduled for 4/16/19 (GRANTED - ORDER CLOSING ADV PRO ENTERED 5/6/19).

3) There is a potential 109(e) issue - GUC claims total $4,997,658.04 (NUMBER ADJUSTED DOWN TO $1,915,322 AFTER POC (6-2) EXPUNGED AND ADV PRO DISMISSED - NEED RESULT OF ADV PRO IN ADVANCED BEVERAGE vs. SHERWOOD).

4) Adv Pro in Advance Beverage vs. Sherwood to determine discharge of debt is now scheduled for trial on 9/30/20.

5) Trustee OBJ:
- Need a copy of 2017 tax return (RECEIVED 9/25/18).
- Need proof of balance owed on second home equity line (RECEIVED).
- There is $18,341 non-exempt equity in real estate.
- Debtor has failed to provide proof of service with respect to Plan Motions (FILED).
- Must file Pre-Confirmation Certification (UNRESOLVED).
- Atty to file Cert regarding status of closed businesses and info regarding the assets of businesses (UNRESOLVED).
- Debtor needs to send the proof of Assignment for Benefit of Creditors (UNRESOLVED).


Prop. Plan $458 x 6
Matter ResolvedRequest
Adjourment
2093/31/2020 2:00 pm18-24468 / MBKJOSEPH M PINTO ESQSettlement ConferenceContinued
4/8/2020 2:00 pm
Total Paid In: $18,196.00
Matter ResolvedRequest
Adjourment
2113/31/2020 2:00 pm18-24468 / MBKJOSEPH M PINTO ESQAP Hearing Scheduled (Document)Continued
4/8/2020 2:00 pm
Total Paid In: $18,196.00
AP 18-1501 French vs. Fed Home Loan Mtg SETTLEMENT CONFERENCE
Matter ResolvedRequest
Adjourment
2103/31/2020 2:00 pm18-24468 / MBKJOSEPH M PINTO ESQFinal ConfirmationContinued
4/8/2020 2:00 pm
Debtor has made 30 of 21 required payments   Arrears: $0  
Total Paid In: $18,196.00
***SETTLEMENT CONF ON 3/3/20 IN CHAMBERS - CONF ADJ BY MBK TO 3/17/20***
RH 2PM granted for 3/3

AR RESLOVE OR HOLD
12/31 workup for the 1/14 calendar EDC
Interim confirmation at $612 x 48 beg. 8/1/19
-adversary still needs to be decided for final confirmation
Matter ResolvedRequest
Adjourment
2123/31/2020 2:00 pm19-12655 / MBKEdward Hanratty, Esq.Motion CompensationContinued
4/14/2020 2:00 pm

Trustee Obj
Matter ResolvedRequest
Adjourment
2133/31/2020 2:00 pm19-18563 / MBKBrian Gregory HannonMotion CompensationGranted
Matter ResolvedRequest
Adjourment
2143/31/2020 2:00 pm19-21259 / MBKDaniel Straffi, Esq.Motion CompensationGrantedTotal Paid In: $1,800.00
Trustee obj - withdrawn
Matter ResolvedRequest
Adjourment
2153/31/2020 2:00 pm19-24097 / MBKEdward Hanratty, Esq.Motion CompensationContinued
4/14/2020 2:00 pm
Total Paid In: $2,982.00
Trustee Obj - need comprehensive hourly services rendered (SUPPORT DOC #45 DOES NOT CLEAR UP THE ISSUE - The 1st Fee App in an hourly case should include time from the beginning (3/22/18) through the closing date of the request (12/26/19) subtracting from the total what was paid outside ($1,000 per Disclosure) for a net total to be paid through the plan)
Matter ResolvedRequest
Adjourment
2163/31/2020 2:00 pm19-28910 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $1,500.00
Matter ResolvedRequest
Adjourment
2173/31/2020 2:00 pm19-31981 / MBKPETER E ZIMNIS, ESQOrder Show CauseMoot - Dismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2183/31/2020 2:00 pm19-33180 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $3,381.00
Matter ResolvedRequest
Adjourment
2193/31/2020 2:00 pm19-33774 / MBKPETER E ZIMNIS, ESQOrder Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
2203/31/2020 2:00 pm20-11261 / MBKPRO SEOrder Show CauseMoot - Dismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2223/31/2020 2:00 pm20-11946 / MBKMelinda D Middlebrooks, EsqOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2233/31/2020 2:00 pm20-12073 / MBKPRO SEOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2243/31/2020 2:00 pm20-12772 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2253/31/2020 2:00 pm20-12806 / MBKSTEVEN J ABELSON, ESQOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2263/31/2020 2:00 pm20-12828 / MBKPRO SEOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2273/31/2020 2:00 pm20-12829 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2283/31/2020 2:00 pm20-12879 / MBKPRO SEOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2293/31/2020 2:00 pm20-12916 / MBKANDREW J KELLY, ESQOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2303/31/2020 2:00 pm20-12918 / MBKEric ClaymanOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2313/31/2020 2:00 pm20-12918 / MBKEric ClaymanMotion Extend TimeGranted
MTN TO EXTEND TIME/PLAN & SCHEDULES)
Matter ResolvedRequest
Adjourment
2323/31/2020 2:00 pm20-12968 / MBKKirsten B. Ennis Order Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
2343/31/2020 2:00 pm20-12987 / MBKGeorge E Veitengruber IIIOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2353/31/2020 2:00 pm20-12988 / MBKYAKOV RUDIKHOrder Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
2363/31/2020 2:00 pm20-12990 / MBKYAKOV RUDIKHOrder Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
2373/31/2020 2:00 pm20-13005 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2383/31/2020 2:00 pm20-13099 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
03/31/2020 2:30 pm14-17571 / KCFPRO SEAP Summons IssuedContinued
5/26/2020 2:30 pm

***KCF***
AP 19-2175 Ruquet vs. The Note Holder/Nationstar PRETRIAL
Matter ResolvedRequest
Adjourment
03/31/2020 2:30 pm14-17571 / KCFPRO SEMotion EnforceGranted
***KCF****
Deutsche bank obj (RAS)<>MTN ; Nationstar obj (Robertson)<> TO ENFORCE MORTGAGE MODIFICATION
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes