| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
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Matter ResolvedRequest Adjourment | 1 | 3/19/2025 9:00 am | 19-28641 / CMG | Stephen M. Goldberg, Esq. | Motion Reopen Ch. 13 Case (fee) | No Opposition Filed | MTN REOPEN |
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Matter ResolvedRequest Adjourment | 1 | 3/19/2025 9:00 am | 19-28641 / CMG | Stephen M. Goldberg, Esq. | Motion Reopen Ch. 13 Case (fee) | Needs Resolution of Issues - Objections | Motion to Reopen is on 3/19 MTN TO VACATE DISMISSAL AND REINSTATE TR OBJECITON: AND ON MOTION TO VACATE DISMISSAL--NEEDS A REVISED ORDER TO VACATE DISMISSAL THAT ADDS TO PAGE 2 OF STD ORDER PLAN BALANCE OF $6,860 TO BE SUBMITTED TO TRUSTEE WITHIN 7 DAYS OF ENTRY OF ORDER VACATING DISMISSAL) mk: dismissed after conf on TR motion 10/2/24 Plan has expired - Jan is mo 64 **CT DOCKET ERROR SAYS NEEEDS MOTION TO REOPEN CASE(case was closed 11/13/24) AND A REVISED ORDER TO VACATE DISMISSAL THAT ADDS TO PAGE 2 OF STD ORDER PLAN BALANCE OF $6,860 TO BE SUBMITTED TO TRUSTEE WITHIN 7 DAYS OF ENTRY OF ORDER VACATING DISMISSAL -Debtor have $ to pay plan balance- |
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Matter ResolvedRequest Adjourment | 2 | 3/19/2025 9:00 am | 19-32586 / CMG | Joseph M. Pinto, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | 3rd hearing date adj to 3/19/ for full payoff of case PEREMPTORY Debtor obj, will pay<> plan has expired in mo. 63 Plan balance 3,221.33 Last pay was July Debtor opp'n says can pay balance off w/in 30 days |
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Matter ResolvedRequest Adjourment | 3 | 3/19/2025 9:00 am | 19-32725 / CMG | Daniel L. Reinganum, Esq. | Motion to Cancel Discharge | Recommend Granting | MTN TO CANCEL DISCHARGE/ DEUTCHE BANK/MERS(2nd Mtg) mk: email form creditor atty(B. Caine) - not opposing this motion |
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Matter ResolvedRequest Adjourment | 4 | 3/19/2025 9:00 am | 19-32725 / CMG | Daniel L. Reinganum, Esq. | Motion to Cancel Discharge | No Opposition Filed | MTN TO CANCEL DISCHARGE/NJ HOUSING(3rd Mtg) |
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Matter ResolvedRequest Adjourment | 5 | 3/19/2025 9:00 am | 20-14613 / CMG | Robert Cameron Legg, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | As of 3/13/25(mk): Plan balance 5,463.63 WE ARE IN MONTH 60 100% plan |
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Matter ResolvedRequest Adjourment | 7 | 3/19/2025 9:00 am | 20-16345 / CMG | Warren Brumel, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj<>SV/US BANK; ARREARS have been cured. Opp'n says will move to reintate stay and default was cured... 2 mos left Plan balance is 4,314 MOTION TO REINSTATE STAY ON 3/19- if that is granted the TR motion can be w/d |
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Matter ResolvedRequest Adjourment | 6 | 3/19/2025 9:00 am | 20-16345 / CMG | Warren Brumel, Esq. | Motion Reinstate Stay | No Opposition Filed | MTN REIMPOSE STAY |
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Matter ResolvedRequest Adjourment | 8 | 3/19/2025 9:00 am | 22-12925 / CMG | Robert Cameron Legg, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | AMT: TR CONDUIT REQUEST<> Debtor obj, will pay<>LAKEVIEW LOAN/Central Pkway ( Brock & Scott) |
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Matter ResolvedRequest Adjourment | 9 | 3/19/2025 9:00 am | 22-14223 / CMG | Thomas M. Monahan, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, was approved for lm><>SV/US BANK; ARREARS Motion to Approve the LM was filed- tr limited obj - the ppsd order is not the mandatory form for lm approval |
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Matter ResolvedRequest Adjourment | 10 | 3/19/2025 9:00 am | 22-14937 / CMG | John F. Bracaglia, Jr., Esq. | Creditor Certification of Default | Order to be Submitted | OTBS: Acct is current. resume payments 4/1/25 Conduit on any future default 3/19 PEREMPTORY Debtor obj<> BANK OF NEW YORK/Hidden Pond Court CREDITOR REJECTS CONDUIT AND SAYS ONLY RESOLUTION IS FOR DEBTOR TO BECOME CURRENT |
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Matter ResolvedRequest Adjourment | 11 | 3/19/2025 9:00 am | 22-16358 / CMG | Michael McLaughlin, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | AMT; TR CONDUIT REQUEST<> Debor obj<>CARRINGTON MTG/Stonywyck Drive (STERN LAVINTHAL) |
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Matter ResolvedRequest Adjourment | 12 | 3/19/2025 9:00 am | 22-16975 / CMG | Jacqueline R. Rocci, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | ARREARS 2,605 as of 3/12/25. Last pay 10/15/24 |
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Matter ResolvedRequest Adjourment | 13 | 3/19/2025 9:00 am | 22-18023 / CMG | Edward Nathan Vaisman, Esq. | Motion Impose Automatic Stay | Needs Resolution of Issues - Objections | AMT: TR CONDUIT REQUEST<> Wells Fargo obj( Brock & Scott)<>MTN IMPOSE STAY amended cert filed that also serves atty for creditor |
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Matter ResolvedRequest Adjourment | 14 | 3/19/2025 9:00 am | 22-18023 / CMG | Edward Nathan Vaisman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | Motion to impose stay was filed- it should be a motion to reinstate the stay as to creditor who got SV on 3/19- MOTION IS CONTESTED adj to 2/26 - need motion to reimpose stay and we will give him a recap on payments and debtor needs to show feasibility. SV/WELLS FARGO; ARREARS 18,100 as of 2/4/25 If arrears can be recap WE STILL HAVE ISSUE OF SV WHICH MUST BE ADDRESSED |
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Matter ResolvedRequest Adjourment | 15 | 3/19/2025 9:00 am | 22-18827 / CMG | Lee M. Perlman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, can make pymt & requests recap<>ARREARS 8,032 as of 3/12/25 |
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Matter ResolvedRequest Adjourment | 17 | 3/19/2025 9:00 am | 23-10122 / CMG | Justin M. Gillman, Esq. | Creditor Certification of Default | Continued 4/9/2025 9:00 am | Debtor obj<> RITZ CONDO ASSOC (MCGVERN) parties trying to resolve |
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Matter ResolvedRequest Adjourment | 16 | 3/19/2025 9:00 am | 23-10122 / CMG | Justin M. Gillman, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj<>MERCEDES-BENZ (EISENBERG) |
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Matter ResolvedRequest Adjourment | 18 | 3/19/2025 9:00 am | 23-10349 / CMG | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, made pymt<>AMERICREDIT FINC/2020 Sierra (EISENBERG) |
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Matter ResolvedRequest Adjourment | 19 | 3/19/2025 9:00 am | 23-11777 / CMG | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj<>PRESTIGE FINC/2016 rogue (EISENBERG) |
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Matter ResolvedRequest Adjourment | 20 | 3/19/2025 9:00 am | 23-12766 / CMG | Robert H. Johnson, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 4/9/2025 9:00 am | MP filed 3/12/25- refi not feasible - hearing date 4/9/25 Debtor obj, filing MP<>FAILED TO REFI BY 2/1/25 |
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Matter ResolvedRequest Adjourment | 21 | 3/19/2025 9:00 am | 23-12798 / CMG | Kirsten B. Ennis, Esq. | Motion Relief from Stay (Fee) | Continued 4/9/2025 9:00 am | Debtor obj, filed MP<>NEWREZ/SHELLPOINT- Warren St(STEWART LEGAL) MP (to extend time to sell) #78 on for confirmation 4/9/25 |
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Matter ResolvedRequest Adjourment | 22 | 3/19/2025 9:00 am | 23-13740 / CMG | Carrie J. Boyle, Esq. | Creditor Certification of Default | Continued 4/9/2025 9:00 am | debtor to s cure the default (amt: order approving settlement, doc # 86 provides for $12,079.55 from debtor's proceeds to mtg co)<<>> Debtor obj<>AMERICAN NEIGHBORHOOD/Niagra Lane (Pluese Becker) |
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Matter ResolvedRequest Adjourment | 23 | 3/19/2025 9:00 am | 23-16205 / CMG | Jeffrey E. Jenkins, Esq. | Motion Dismiss Case | No Opposition Filed | DEBTOR MTN TO DISMISS |
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Matter ResolvedRequest Adjourment | 24 | 3/19/2025 9:00 am | 23-16267 / CMG | Joseph Albanese, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | CREDITOR ADJ request to pursue settlement 3/19 PEREMPTORY AMT: TR CONDUIT REQUEST<> Debtor obj<>WELLS FARGO BANK/Balsam St (McCALLA) 1/6/25: working to resolve |
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Matter ResolvedRequest Adjourment | 25 | 3/19/2025 9:00 am | 23-18217 / CMG | Bruce C. Truesdale, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj<>ARREARS; PLAN WILL NOT COMPLETE TIMELY DUE TO NJ DIV TAX PP CLM #8-1 |
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Matter ResolvedRequest Adjourment | 26 | 3/19/2025 9:00 am | 23-18935 / CMG | Peter E. Zimnis, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Needs Resolution of Issues - Objections | 1/31/25: atty to move against largest claim MOTION ON 3/19/25 MTN PAY OFF EARLY >>atty requested adj fromDEC date to 2/5/25 as nothing happening in prof. liab. case TR Objection: mk: case confirmed at 100 x 36 proceeds from Med mal case. NEED STATUS OF CASE Plan currently in month 13 as of Nov. pay of coming from a relative as a gift ***SUPP CERT BY DEBTORFILED AT #50 says case still going on no settlement offers(need something form atty handling case) |
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Matter ResolvedRequest Adjourment | 27 | 3/19/2025 9:00 am | 23-18935 / CMG | Peter E. Zimnis, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | No Opposition Filed | MTN EXPUNGE RIGGINS INC CLM 6-1 |
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Matter ResolvedRequest Adjourment | 28 | 3/19/2025 9:00 am | 23-19519 / CMG | Jonathan Goldsmith Cohen, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | SELECT PORTFOLIO /Ruth Drive(RAS) debtor says:Opposition docketed 02.19.25. Debtor believes she is current post-petition. She is providing all bank statements since her case was filed to compare with Cert filed by SLS. Cory Warner from RAS agreed to adjourn to March 19th so that we can both review her post-petition proof of payments once I receive them |
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Matter ResolvedRequest Adjourment | 29 | 3/19/2025 9:00 am | 23-21068 / CMG | Robert Cameron Legg, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, will make pymts<> AMERICAN HONDA/2018 Civic (Stewart Legal) |
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Matter ResolvedRequest Adjourment | 30 | 3/19/2025 9:00 am | 23-21085 / CMG | Vera Fedoroff, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | 4th hearing date LM offered and accepted and needs motion to be filed MOTION FILED 1/27/25 AND OBJECTION DEADLINE IS 2/10/25( mk; this is one of those LM with that moly reduction of principal for 36 mos- FHA Payment Supplement ( see page 17 of Exhibit A -page 2 of 6)in addition to a gross amt (24,183.85 then plus $25,601.04 for the payments suppl over 36 mos) 11/15/24;mk; adj request as parties trying to resolve w/ LM agmt Debtor obj<>PENNYMAC LOAN/Reuben Court (FRENKEL LAMBERT) |
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Matter ResolvedRequest Adjourment | 31 | 3/19/2025 9:00 am | 24-10161 / CMG | Daniel E. Straffi, Esq. | Trustee Certification of Default | Trustee Order | AMT; $ 3,200 PTD (14); $ 739 X 46 BEG 4/1/25 ()- OK TO TERMS(mk) Debtor obj, requests recap<> ARREARS 3,600 as of 3/3/25.Last pay 7/9/24 |
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Matter ResolvedRequest Adjourment | 32 | 3/19/2025 9:00 am | 24-10420 / CMG | Mark N. Glyptis, Esq. | Motion Relief from Stay (Fee) | Continued 4/9/2025 9:00 am | LAKEVIEW LOAN/dunham St (McCABE) TR ARREARS $3,505 as of 3/12/25 |
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Matter ResolvedRequest Adjourment | 33 | 3/19/2025 9:00 am | 24-10614 / CMG | James J. Cerbone, Esq. | Motion for Relief from Stay | Order Previously Submitted | 2/26/25:CO was submitted- resume reg payments 11/2024 RE-LISTED, 10/2 WAS OTBS<<>> Debtor obj, current<> ALLY CAPITAL/2022 PATHFINDER (Lavin Cedrone) |
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Matter ResolvedRequest Adjourment | 34 | 3/19/2025 9:00 am | 24-11014 / CMG | John Zimnis, Esq. | Creditor Certification of Default | Continued 4/9/2025 9:00 am | AMT: TR CONDUIT REQUEST<> Debtor obj, will pay<> ARREARS/Parkside Ave (RAS) |
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Matter ResolvedRequest Adjourment | 35 | 3/19/2025 9:00 am | 24-11030 / CMG | Lee M. Perlman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, deal fell through; house relisted<>FAILED TO SELL LOCUS AVE PPTY BY 12/31/24 |
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Matter ResolvedRequest Adjourment | 36 | 3/19/2025 9:00 am | 24-11410 / CMG | Kevin C. Fayette, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj<>CREDIT ACCEPTANCE/2013 fORD 150 (EISENBERG) |
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Matter ResolvedRequest Adjourment | 37 | 3/19/2025 9:00 am | 24-12268 / CMG | Jeffrey E. Jenkins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | MP filed on 3/19/25>>HAS TERMS>> PLAN WAS DENIED ON 11/20/24 AND FAILED TO FILE MP IN 14 DAYS |
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Matter ResolvedRequest Adjourment | 39 | 3/19/2025 9:00 am | 24-12353 / CMG | Marc C. Capone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT: MP 3/19< MP filed 1/31/25 to sell prop - rev mtg was denied- appl to retain realtor filed 2/7/25 MK: atty filing MP to sell- she just signed listing agmt and atty will file application for retention. property is listed at $299K and the mortgage claim is only $62K so plenty of equity and sufficient funds to pay 100% to GUC's from the sale. Debtor obj<>DEBTOR FAILED TO REFI BY 11/1/24 creditor's cert of default filed 12/9/24 |
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Matter ResolvedRequest Adjourment | 38 | 3/19/2025 9:00 am | 24-12353 / CMG | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, made pymt<>M&T BANK/2019 Charger (FITPATRICK LENTZ) |
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Matter ResolvedRequest Adjourment | 40 | 3/19/2025 9:00 am | 24-12496 / CMG | Robert Cameron Legg, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, will pay<> SANTANDER/Hillside Dr (Brock & Scott) **TR COD filed and obj - hearing 4/9/25 ARREARS AS OF 3/3/25 $5,749 last pay Dec and not full Tr payment was paid |
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Matter ResolvedRequest Adjourment | 41 | 3/19/2025 9:00 am | 24-13206 / CMG | Robert Cameron Legg, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj<> ARREARS 6,000 as of 3/12/35 last pay 8/2/24 |
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Matter ResolvedRequest Adjourment | 42 | 3/19/2025 9:00 am | 24-13403 / CMG | PRO SE | Motion Dismiss Case | Hold for Judge | Debtor obj<<>US BANK MTN TO DISMISS OR FOR STAY RELIEF (Hinshaw & Culbertson) MK: property is not listed for sale as debtor represented at last hearing. Creditor intends to pursue rights to Dismiss. 2/26/25:Ct inquired as to status of sale on home. |
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Matter ResolvedRequest Adjourment | 43 | 3/19/2025 9:00 am | 24-13819 / CMG | Lee M. Perlman, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, made pymt & requests recap<>MTN REINSTATE STAY/PENNYMAC - Frontage Rd (Frenkel Lambert) |
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Matter ResolvedRequest Adjourment | 44 | 3/19/2025 9:00 am | 24-14391 / CMG | MaryBeth Schroeder, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | 3/19/25 PEREMPTORY - creditor says ct approved LM but creditor did not approve?? Lm order entered Debtor obj, made pymt<>PENNYMAC LOAN /Bowline St (FRENKEL) -- Motion to Approve LM filed- on for 12/4- revised order submitted-Order entered only takes care of pre pet arrears |
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Matter ResolvedRequest Adjourment | 45 | 3/19/2025 9:00 am | 24-14402 / CMG | Laurence R. Sheller, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | CREDIT UNION OF NEW JERSEY/Soloff Drive (MCKENNA DUPONT) 3/10/25: Order submitted- outside cure |
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Matter ResolvedRequest Adjourment | 46 | 3/19/2025 9:00 am | 24-14652 / CMG | Otto J. Kostbar, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | 3/10/25(mk) : creditor has submitted a PPSD ORDER resolving the motion. Arrears 1,529.89- 5 mo outside cure _ NEEDS TR REVIEW AS THERE IS A CONDUIT REQUEST AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj, making pymts<>WELLS FARGO/South Louis St (BROCK & SCOTT) parties want to resolve w/ cure and debtor needs to reply to Tr request TR arrears as of 3/10/25 $3,568 |
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Matter ResolvedRequest Adjourment | 47 | 3/19/2025 9:00 am | 24-14773 / CMG | Kevin C. Fayette, Esq. | Trustee Certification of Default | Trustee Order | AMT: $ 9,192 PTD (10); $1,063 X 50 BEG 4/1/25 ( ATTY ok)<> Debtor obj<> ARREARS 6,320 last pay Mk: debtor has wage deduction and its been sent by the employer- and atty needs to find out where all the money went - its been deducted off every paycheck but TR does not have it |
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Matter ResolvedRequest Adjourment | 49 | 3/19/2025 9:00 am | 24-15010 / CMG | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | (AMT: PPSD ORDER ALLOWS #15-1 P&U; CASE WILL NEED RECAP)<<>> Debtor obj<> FAILED TO ADDRESS NJ DIV TAX LATE FILED CLM |
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Matter ResolvedRequest Adjourment | 48 | 3/19/2025 9:00 am | 24-15010 / CMG | James J. Cerbone, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | MTN TO PAY STATE OF NEW JERSEY DIV OF TAXATION |
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Matter ResolvedRequest Adjourment | 50 | 3/19/2025 9:00 am | 24-15346 / CMG | David Reinherz, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | LM was offered and need to filed motion to approve it Debtor obj, applying for lm<>PENNYMAC LOAN / Charleston Rd (POWERS) |
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Matter ResolvedRequest Adjourment | 51 | 3/19/2025 9:00 am | 24-15806 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | COMMUNITY LOAN SERVICING / W. Broad St (FEIN SUCH) |
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Matter ResolvedRequest Adjourment | 52 | 3/19/2025 9:00 am | 24-15826 / CMG | Vera Fedoroff, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 4/9/2025 9:00 am | AMT; CLMS MTN 4/9<>Debtor obj, mtn filed<>FAILED TO FILE MTN TO REDUCE WELLS POC #1-1 PER CONF ORDER |
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Matter ResolvedRequest Adjourment | 53 | 3/19/2025 9:00 am | 24-16085 / CMG | James J. Cerbone, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj<> MERCEDES-BENZ /2021 Mercedes (Eisenberg Gold) |
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Matter ResolvedRequest Adjourment | 54 | 3/19/2025 9:00 am | 24-16520 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT: MP 2/5 ** denied**<<>> Debtor obj, filed MP<>PLAN WAS DENIED ON 12/4/24 AND ON 2/5/25 AND FAILED TO FIL MP IN 14 DAYS |
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Matter ResolvedRequest Adjourment | 55 | 3/19/2025 9:00 am | 24-16520 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj<>NISSAN MOTOR/2017 Rogue (STEWART) |
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Matter ResolvedRequest Adjourment | 56 | 3/19/2025 9:00 am | 24-16900 / CMG | Vera Fedoroff, Esq. | Motion for Relief from Stay | Needs Resolution of Issues - Objections | RELISTED - 12/18 OTBS/<<>> Debtor obj<> SM SERVICING/Liberty Ct (Friedman) TR CERT OF DEFAULT 4/9/25 |
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Matter ResolvedRequest Adjourment | 57 | 3/19/2025 9:00 am | 24-17257 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 4/9/2025 9:00 am | AMT: MP 4/9 *<> Debtor obj<>PLAN WAS DENIED ON 1/15/25 AND FAILED TO FILE MP IN 14 DAYS |
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Matter ResolvedRequest Adjourment | 58 | 3/19/2025 9:00 am | 24-17686 / CMG | George E. Veitengruber, III, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | 3/13/25(mk): Order submitted mk:; case was dismissed 1/8- revised order submitted on the motion to vacate dismissal - on 2/26 and fixes conf for 3/19 parties working on resolving- need more time-adj 2/26/25 PEREMPTORY Debtor obj<>NATIONSTAR MTG /Greenwood Drive (LOGS) |
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Matter ResolvedRequest Adjourment | 59 | 3/19/2025 9:00 am | 24-18213 / CMG | Donald C. Goins, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | DEBTOR OPP'N>>FAY SERVICING /Wheeler Ave (FRIEDMAN) Debtor says can cure |
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Matter ResolvedRequest Adjourment | 60 | 3/19/2025 9:00 am | 24-18370 / CMG | Roger J. Yehl, Esq. | Motion Sell | Revised Order Submitted | Revised order submitted that resolves Santander obj. Santander( Brock $ Scott) has limited obj- wants lien paid off at sale and sale w/in 60 days Santander Bank limited obj (Brock & Scott)<>223 BIRCHWOOD DR mk:Plan confirmed at 100%. STD Loans outside. Order provides plan pay of -OK AT 100% realtor apptd. lang added to pay Santander lien |
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Matter ResolvedRequest Adjourment | 61 | 3/19/2025 9:00 am | 24-18417 / CMG | Robert C. Nisenson, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj<>FREEDOM MTG /Howard St (BROCK & SCOTT) creditor needs paymt history to resolve |
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Matter ResolvedRequest Adjourment | 62 | 3/19/2025 9:00 am | 24-18503 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | adj for payment Debtor obj., made pymt<>OCEANFIRST BANK NAT'L ASSOC/Oak Knoll Drive (BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 63 | 3/19/2025 9:00 am | 24-18612 / CMG | Robert Cameron Legg, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Needs Resolution of Issues - Objections | 3/14/25(mk) so far do not have an order on this debtor will apply for new LM - accept claim no LM for now debtor going back to work - WILL BE AN ORDER ON THIS 2/5/25:mk: needs amend I & J proof of feasibility- NOT FILED AS OF 2/25 atty says for now 2/26 I & J correct - going back to work soon and then will amend I & J and POI US Bank obj ( RAS)<>MTN MODIFY US BANK CLM #3-1 TO REMOVE FINES/FEES RELATED TO 7/2023 DEFAULT debtor has completed trial LM-says never rec'd final loan mod approval. Debtor wants to enforce the trial LM Creditor says sent final LM and it never returned it and debtor stopped making payments and needs to reapply for LM debtor says made payments but bank stopped accepting them. debtor says if he had to reapply - he would be denied as now he's not working- it's a contact issue debtor income when filed: unemployment income and family contribution |
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Matter ResolvedRequest Adjourment | 64 | 3/19/2025 9:00 am | 24-18612 / CMG | Robert Cameron Legg, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Needs Resolution of Issues - Objections | West Coast response (Hladik Onorato)<>MTN TO REDUCE WEST COASE CLM #2-1 TO $13,111.80 |
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Matter ResolvedRequest Adjourment | 65 | 3/19/2025 9:00 am | 24-18655 / CMG | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj<>FAILED TO LM BY 12/31/24; DEBTRO FILING NEW APPLCIATION FOR lM WOILL SEK ADJ TO ALLOW TIME FOR THAT ------------- FAILED TO FILE PRE CONF CERT BY 12/12/24 (NOW FILED) |
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Matter ResolvedRequest Adjourment | 66 | 3/19/2025 9:00 am | 24-18718 / CMG | Moshe Rothenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT: MP 3/19< Debtor obj<>PLAN WAS DENIED ON 12/18/24 AND FAIELD TO FILE MP IN 14 DAYS |
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Matter ResolvedRequest Adjourment | 67 | 3/19/2025 9:00 am | 24-18718 / CMG | Moshe Rothenberg, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | SELECT PORTFOLIO /Amherst Drive (RAS) |
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Matter ResolvedRequest Adjourment | 68 | 3/19/2025 9:00 am | 24-19161 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | Continued 4/30/2025 9:00 am | Debtor obj, made pymt<>CENLAR /Pheasant Drive (McCALLA) parties working on resolving |
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Matter ResolvedRequest Adjourment | 69 | 3/19/2025 9:00 am | 24-19307 / CMG | Melinda D. Middlebrooks, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | No Opposition Filed | MTN TO RECLASSIFY NAIR CLM#8-1 TO UNSECURED CONF 3/19:REC DISMISSAL |
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Matter ResolvedRequest Adjourment | 70 | 3/19/2025 9:00 am | 24-19334 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | Order Previously Submitted | 3/10(mk): Order submitted - outside cure Debtor obj, can make pymt & requests recap<>US BANK NAT'L ASSOC / Iron Bridge Rd (PADGETTI) |
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Matter ResolvedRequest Adjourment | 71 | 3/19/2025 9:00 am | 24-20040 / CMG | Jeffrey E. Jenkins, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | CREDIT UNION OF NJ (MCKENNA) |
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Matter ResolvedRequest Adjourment | 72 | 3/19/2025 9:00 am | 24-20167 / CMG | George E. Veitengruber, III, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, made pymt<>MIDFIRST BANK/Manhattan Dr (KML) |
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Matter ResolvedRequest Adjourment | 73 | 3/19/2025 9:00 am | 24-20514 / CMG | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | TD BANK /2018 Nissan (GROSS) |
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Matter ResolvedRequest Adjourment | 75 | 3/19/2025 9:00 am | 24-21039 / CMG | PRO SE | Motion Relief from Stay (Fee) | No Opposition Filed | SN SERVICING/Gwizdak Court (FRIEDMAN) |
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Matter ResolvedRequest Adjourment | 74 | 3/19/2025 9:00 am | 24-21039 / CMG | PRO SE | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | MFR also on 3/19 NO 341 scheduled as of 3/3. We only have home & auto insurance for 341 dox as of now NO PAYMENTS (0/4) arrears 4,000 |
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Matter ResolvedRequest Adjourment | 76 | 3/19/2025 9:00 am | 24-21431 / CMG | Kirsten B. Ennis, Esq. | Motion to Dismiss | No Opposition Filed | DEBTOR MTN TO DISMISS |
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Matter ResolvedRequest Adjourment | 77 | 3/19/2025 9:00 am | 24-21476 / CMG | PRO SE | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Recommend Denial | 3/11/14(MK): DEBTRO CAN'T MAKE tfs PAYEMT UNLESSC CASE IS RESISTATED. HAS TO MAIL IN PAYMENT - INFO WAS SENT TO HIM NO 3421 dox have been uploaded 2/26/25(mk); Sent debtor email w/ starter packet attached and gave him TR website for further info and explained payments a address and said need 341 doc asap and 4,000 to be current thru march 2025. per ar adj to 3/19 MK to send debtor email as to what he needs Debtor response; Tr obj<> MTN TO VACATE DISMISSAL<> -case was dismissed1/15/25 on CT OSC for failure to pay filing fee installment case filed in November. No 341 dox and no payments (owe 2 as of Jan) as of 2/25: NO 341 dox have been provided. So we have no proof of home or auto insurance Plan #28 is for a Loan Modification No sch I was filed as far as i can tell. there is a sch J case was filed in Nov so would need debtor sent in copy of his 2 Personal Ck for 1,000- TR DOES NOT ACCEPT PERSONAL CHECKS 1 Prior Ch 13: 23-20627 filed 11/14/23 pro se then retained atty. No 341 ever held and No payments made Case dismissed on 7/17/24 |
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Matter ResolvedRequest Adjourment | 78 | 3/19/2025 9:00 am | 24-21734 / CMG | Andy Winchell, Esq. | Motion Reinstate Stay | No Opposition Filed | MTN REIMPOSE STAY |
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Matter ResolvedRequest Adjourment | 79 | 3/19/2025 9:00 am | 25-10096 / CMG | Shmuel Klein | Motion Relief from Stay (Fee) | Hold for Judge | Debtor obj<>NATHAN HERZKA/Superior ct matter (GREENBAUM ROWE (N. Isaacson ,Esq)) seeks stay relief to proceed with divorce trial in St CT ADV Pro filed by Debtor Vs. Various parties for fraud , Pref. Transfers |
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Matter ResolvedRequest Adjourment | 80 | 3/19/2025 9:00 am | 25-10644 / CMG | Peter E. Zimnis, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | Bridge order: 341 by 3/6 and conf 3/19 motion adj to 3/19 341 on for 3/20/25 MTN EXTEND STAY ---------------------------- TR Objection: NO PLAN FILED OR MISSING SCH as of/2/4/25 CT. OSC 2/11/25 case filed 1/21/25. Prior case dismissed - unresolved tax claims- not feasible - no resolution of Bank, St Of NJ and Tr objection not feasible to to tax claims that were fixed 3 prior filings the 23-17985 case was dismissed 10/16/24- never confirmed |
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Matter ResolvedRequest Adjourment | 81 | 3/19/2025 9:00 am | 25-10953 / CMG | Karina Pia Lucid, Esq. | Motion to Approve Post Pet financing | No Opposition Filed | MTN POST-PET FINC Debtor seeks to borrow form 401(k) loan Conf on 4/9 Base plan and pay mtg arrears |
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Matter ResolvedRequest Adjourment | 82 | 3/19/2025 9:00 am | 25-11128 / CMG | Robert Cameron Legg, Esq. | Motion Extend Time | Recommend Granting | 3/12/25(mk) all dox in including 341 dox- Bridge order: all missing dox and Plan to be filed and 341 dox to tr by 3/11/25 adj hearing 3/19 MTN EXTEND STAY Tr objection: 2 prior cases as of 2/18/25:no plan. No missing dox. no 341 dox debtor has new job now has funds to be successful CT OSC 2/25/25 for missing dox- adj to 3/11/25 |
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Matter ResolvedRequest Adjourment | 83 | 3/19/2025 9:00 am | 25-11577 / CMG | Andrew G. Greenberg, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | >>OST>> EXTEND STAY Filed 2/20/25. Plan filed. no 341 dox as of 3/13/25 |
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Matter ResolvedRequest Adjourment | 84 | 3/19/2025 9:00 am | 25-11668 / CMG | Bruce C. Truesdale, Esq. | Motion Extend Time | Recommend Granting | MTN EXTEND STAY ALL CREDS 341 on 3/20: Ready payments 1/1 conf 4/30 - sale plan and appl to retain realtor is filed |
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Matter ResolvedRequest Adjourment | 85 | 3/19/2025 10:00 am | 21-11435 / CMG | Robert Manchel, Esq. | Confirmation Hearing on Modified Plan | Recommend Denial | ISSUES AS OF 3/12/2025 (DM): ***The debtor is not making payments under the Modified Plan*** 1) Trustee OBJ: - Need amended Sch I&J (FILED.) - Need updated proof of income (RECEIVED.) Confirmed Case: $1,468 Ptd, $600 x 53, Base w $8,060 Min Div. Prop. MP: $24,868 Ptd, $105 x 13, Base Plan PTD = $24,868, Arrears $0 as MP filed. Last Claim (22-2) dated 8/24/21. |
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Matter ResolvedRequest Adjourment | 86 | 3/19/2025 10:00 am | 24-12268 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - SUBJECT TO TERMS | ISSUES AS OF 3/12/2025 (DM): ***TO CONFIRM, THE DEBTOR NEEDS $4,810 PTD, THEN $915 x 48 STARTING 4/1/25, 100% PLAN, DEBTOR SHALL MOVE AGAINST JEFFERSON CAPITAL POC (5-1) WITHIN 45 DAYS*** 11/20/24 (sf): Per Atty, MP and amended I & J just filed. Also just filed motion to expunge Jefferson Capital Systems POC 5 (NOTHING APPEARS ON THE DOCKET.) 11/6/24: debtor and spouse now have employment. Claim in #1 below is NOT debtor - needs to move against it and file that with 2 weeks - also amended I & J and POI. ADJ to 11/6/24 Peremptory (dm) 1) Jefferson Capital/Westlake Services filed a secured claim for a 2007 Infiniti M45 not treated in the plan (TREAT AS SECURED UNAFFECTED??) 2) Trustee OBJ: - Disposable income verifies at $964 per month (RECEIVED UPLOAD - DEBTOR NO LONGER EMPLOYED AS OF 7/31/24.) ***RESOLVED ISSUES*** A) Trustee OBJ: - Need proof of income for debtor's new job (RECEIVED.) - Need a copy of 2023 tax return by 5/15/24 (CERT OF NON-FILING RECEIVED.) - Plan proposes an order of distribution that is contrary to the standard order of distribution (LANGUAGE ADDED.) - Need proof of service on One Main Financial (SERVICE IS OKAY.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $481 x 8, $747 x 52, 100% Plan. PTD 9/12 = $4,810 Last Claim (8-1) |
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Matter ResolvedRequest Adjourment | 87 | 3/19/2025 10:00 am | 24-12353 / CMG | Marc C. Capone, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | As of 3/12/25 (DS): 1. MFR filed by M&T Bank for 2019 Dodge sched 3/19/25. Must resolve. Plan propose to pay arrears, but does not propose post-pet arrears. MP Prop $150 x 36; 100% and Sale of Selkirk Ave by 6/30/25 - Debtor was denied reverse mortgage, mod plan now sells the real property. |
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Matter ResolvedRequest Adjourment | 88 | 3/19/2025 10:00 am | 24-13980 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS OF 3/7/2025 (at): RECOMMEND: $8,130 PAID TO DATE, $568 x 49 BEGINNING 4/1/2025, 100% PLAN - Preserve non exempt equity of $212,784 in real estate. - Preserve non exempt equity of $3,402 in personal property. MP proposes: $568 x 3, $1,144 x 6, $568 x 51, base Arrears: $2,726 (Debtor received partial claim loan modification from Freedom Mortgage Corporation.) |
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Matter ResolvedRequest Adjourment | 89 | 3/19/2025 10:00 am | 24-15266 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS OF 3/13/25 (SF) RECOMMEND $3032 PTD, $689 X 51 (BEGIN 3/1/25) 0% PLAN MP proposes $3032 PTD, $689 X 51 0% Plan Removes Landlord prompt cure from plan |
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Matter ResolvedRequest Adjourment | 90 | 3/19/2025 10:00 am | 24-15806 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | AS of 3/10/25(mk): ** NEED TO RESOLVE THINGS WITH BANK , THEN CAN WORK UP >>MFR By Comm. Loan on 3/19- NEED RESULT CASE IS 8 MOS OLD- now a sale plan and as of the date above property is NOT on the market. MTG ($535,175.46) IS MORE THAN VALUE(420,000) so would be a short sale 1. Objection by Community Bank(Fein Such): - this is 3rd plan and now calls for sale -debtor is delinquent post petition. 1. Trustee obj: - only 1 guc $472.50- Pay first? Plan:$100 x 36; SALE 7/2025 (37 W BROAD ST by 7/1/25); BASE 8/9 payments |
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Matter ResolvedRequest Adjourment | 91 | 3/19/2025 10:00 am | 24-17357 / CMG | Michelle Lee, Esq. | Order Vacate Dismissal of Case | Needs Resolution of Issues - Objections | 3/19 peremptory AS OF 3/10225(mk):: CASE PENDING SINCE 7/24/24. 1. Objection filed by Santander Consumer (Eisenberg Gold) - cram value of $16,000 is too low, creditor wants $17,825 plus interest, 7% rate is too low, creditor wants 10.5% and plan does not propose adequate protection payments. (UNRESOLVED) RESOLVED ISSUES: Trustee's objection: - Need to provide ABCO FCU (EdiFi FCU) account statements for May and June 2024. (RECEIVED) - Need to file Pre-Confirmation Certification with Court. (FILED) Plan proposes: $450 x 60 beginning 8/1/2024, base Payments: 7/8 |
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Matter ResolvedRequest Adjourment | 92 | 3/19/2025 10:00 am | 24-17686 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 3/13/25 (DS): 1. CASE REINSTATED 2/26/25, NO TRUSTEE PAYMENTS MADE SINCE 12/23/24, ARREARS $1,776. EMAILED DEBTOR ATTY 2. ISSUES UNRESOLVED: EMAILED DEBTOR ATTY - Must resolve Exeter Finance (2015 Audi) bifurcated claim filed with secured $20,456.23, unsecured $11,162.68 and arrears $2,904.28. MOD PLAN FAILS TO RESOLVE CLAIM. IS TRUSTEE TO PAY ARREARS $2,904.28 AND UNSECURED PORTION $11,162.68 OF CLAIM? ========================================= ORDER DISMISSING CASE ENTERED 1/8/25, REINSTATED 2/26/25 1/15/25 (DS): 1. Debtors did not make their monthly plan payment for 12/1/24 of $444, paid $100, arrears $444. 2. Trustee obj issues not resolved: - Must provide auto insurance for 2007 Honda Fit. Car was a Lemon and they do not have it any longer. - Must resolve Exeter Finance (2015 Audi) bifurcated claim filed with secured $20,456.23, unsecured $11,162.68 and arrears $2,904.28. MOD PLAN FAILS TO RESOLVE CLAIM. IS TRUSTEE TO PAY ARREARS $2,904.28 AND UNSECURED PORTION $11,162.68 OF CLAIM? MO in 14 days - reminder set NO TRUSTEE PAYMENT MADE AS OF 12/19/24 MK: Plan should be denied as it does not mark off 1e jointly administering the case. As to Honda, it was a Lemon and do not have it any longer. Atty will move against claim. As of 11/15/24 (DS): Debtor atty requested adj to resolve all issues, request denied must provide auto insurance for 2007 Honda Fit. 11/14/24 (DS): 1. Trustee obj to the following: - Must provide auto insurance for 2007 Honda Fit. Car was a Lemon and they do not have it any longer. - Sched I fails to add tax refund $2,760. DISPOSABLE INCOME IS $558, WILL NEED A TRUSTEE PAYMENT OF $844 OR HIGHER, PENDING IF PAYMENT IS MADE FOR JAN. - There is non-exempt equity in the residence $42,474. PLAN PAYS 100% - Must resolve Exeter Finance (2015 Audi) bifurcated claim filed with secured $20,456.23, unsecured $11,162.68 and arrears $2,904.28. MOD PLAN FAILS TO RESOLVE CLAIM. IS TRUSTEE TO PAY ARREARS $2,904.28 AND UNSECURED PORTION $11,162.6 |
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Matter ResolvedRequest Adjourment | 93 | 3/19/2025 10:00 am | 24-18587 / CMG | Edward Hanratty, Esq. | Confirmation Hearing on Modified Plan | Plan Denied | OLD Plan #26 is the one scheduled for 3/19/25- sent email to atty -------------------------- As of 3/4/25(MK): NEW MP #49 filed - which is reviewed here but will be on 4/9/25 >WORK UP ON PLAN #49 1. Trustee Objection: -Atty fee is hourly- NEED ESTIMATE OF FEES FOR PLAN CALCULATION> attorney must file a fee application within 7 days of the entry of the order confirming the plan. -Need to file Pre-Confirmation Certification. NE Equity in real property $27,435 Ne MP #49: PTD then $553x 54- Payment has to go up to cover NE equity $27,435.00 ----------RESOLVED--------- Amended sch. A, B, C I & J filed Appraisal submitted - Value $519,000. NE Equity is $43,965 >> Motion to Allow TR to pay Unsecured claim( #16 of Midland) as secured - on 2/26/25- GRANTED -MP has Midland credit management as secured Pay in Full in part 4 g- THEY FILED AN UNSECURED CLAIM- YOU WILL NEED A MOTION AND OR ORDER TO PAY AS SECURED- MOTION FILED ON 2/26 APPRAISAL SUBMITTED 2/25/25- value $519,000 EQUITY CMA post 341 has comparables which are all way above the price of 479,940. The repair ESTIMATE for driveway will not impact the value. ZILLOW has 568,500- TR DISPUTES DEBTOR"S VALUE FOR THE HOME. Objection by WestLake :( McCalla): THIS WAS W/D - objects to cram of auto Objection by ServBank(Stewart Legal): ORDER SUBMITTED PAYS ARREARS CLAIM FOR $1086.32 Objection by WestLake :( McCalla): THIS WAS W/D - objects to cram of auto - appraisal value of property is $519,000--reviewed the comps and mot os higher ones had more bedrooms- s compromise 500,000 |
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Matter ResolvedRequest Adjourment | 94 | 3/19/2025 10:00 am | 24-18612 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | 3/19 PEREMPTORY 3/14/25(mk):NEED UPDATED POI for new job and update on resolution of objections below Motion to Modify/ Reduce Claim #2-1 to 13,111.80 on 2/26- ORDER ON THIS- DEBTOR TO REAPPLY FOR LM AS of 2/18/25(mk): Plan does not appear to be feasible. 1. Objection by West Coast Servicing( Hladik): - plan fails to pay full arrears-Working on Resolving 3. Claim for arrears filed by US Bank( 1st Mtg) for arrears $90,317- Plan has this creditor as unaffected says pay outside per trial LM issued 6/2023- WHAT IS STATUS OF LM? TRIAL PERIOD OVER YET - IT'S OVER A YEAR NOW? AND WHEN WILL CLAIM BE AMENDED? 2.Trustee objection: - debtor has insufficient income to fund the plan when DEBTOR IS CURRENT AS OF NOW unemployment ends in November of 2024. DOES DEBTOR HAVE EMPLOYMENT NOW? -Add to confirming order Debtor to provide updated proof of income 1/1/2025. Plan:$409 x 36 begin 9/1/24; 0% 6/6 payments -----------RESOLVED------------------ - need copy of the homeowner's insurance renewal declaration - with personal liability coverage.(PROVIDED) |
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Matter ResolvedRequest Adjourment | 95 | 3/19/2025 10:00 am | 24-18668 / CMG | Jonathan Stone, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 3/13/2025 (at): CASE PENDING SINCE 8/31/2024. MISSING DOCUMENTS. DEBTORS ARE NOT CURRENT WITH TRUSTEE PAYMENTS. OBJECTION IS UNRESOLVED. 1. Objection filed by Glassboro Plaza (McNally Law) - failure to pay secured claim of $93,711.92. (UNRESOLVED) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A current market analysis - with comparatives sold within 6 months of filing. (NOT RECEIVED) - Domestic Support Obligation information (NOT RECEIVED) The debtor(s) plan consists of unnecessary or excessive expense items, such as: - $541.67/month for alimony/support (need copy of order) (NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $3,613. - Need to file Pre-Confirmation Certification. (NOT FILED) - Need Settlement Statement from avenue throwing company that debtor previously owned. (NOT RECEIVED) RESOLVED ISSUES: - The current Plan does not specify treatment of Valley National Bank 's secured arrears claim under the Plan. (PAY) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $14,666 in non-exempt equity in the bank accounts. (LANGUAGE ADDED) - There is $28,909 in non-exempt equity in the residence. (LANGUAGE ADDED) - A copy of the last filed tax return - 2024 by 5/15/25 (LANGUAGE ADDED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $13,328 when determining disposable income. (AVERAGED/ADDED TO INCOME) Modified plan before confirmation proposes: $312.50 x 4 beginning 9/1/2024, $830 x 56, base Payments: 6/7, arrears $698.50 |
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Matter ResolvedRequest Adjourment | 96 | 3/19/2025 10:00 am | 24-18718 / CMG | Moshe Rothenberg, Esq. | Confirmation Hearing on Modified Plan | Recommend Dismissal | AS of 3/10/25(mk): **MFR on 3/19 1. Trustee Objection: - Plan is not feasible. Second tier jumps to 4000 WHICH IS NOT ENOUGHT TO COVER THE CALIMS- income is less that 2,000 p/m and that includes soc sec. - No amended I & J were filed or proof of current income. - this plan attempts to cure mtg arrears of $172,816.62 and tax claims :IRS: priority:$34,658.91 and secured :$22,500.00(plan did not provide for secured portion. St Of NJ:$22,917.98 Plan:$450 X 6; $4000 X 54; 0% 5/5 payments at the $450 amt. |
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Matter ResolvedRequest Adjourment | 97 | 3/19/2025 10:00 am | 24-19196 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 3/13/25 (SF) ISSUES STILL NOT RESOLVED 3/19/25 PEREMPTORY AS OF 1/5/25(mk): per atty- debtor told would so 2023 w/ 2024 taxes- adj request - 3/19/25 PREMPTORY Trustee objection: - Must resolve IRS and State of NJ estimated tax claims. STILL ESTIMATED - Need a copy of the last filed tax return - for 2023. - Need 2 months bank statements from Bank of America checking accts#6314 and #9141, listed on acct#2325 prior to filing date. -plan consists excessive expenses: Student loans $1,700. Must provide proof of expenses 10 days prior to confirmation. - Disposable income verifies $837(even including expenses), pending proof of expenses, may be higher. Must provide 401(k) loan balance statement for 2 loans on Bank of America pay stub, prior to filing date. - Must file Pre-confirmation certification. Plan proposes $500 x 36 Base Payments: 5/6 payments Arrears: $500 ------RESOLVED---------------- - car payment is ok only 1 car(mk) The Schedules fail to account for the debtor(s) tax refund in the amount of $5,250 when determining disposable income. ADDED IN |
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Matter ResolvedRequest Adjourment | 98 | 3/19/2025 10:00 am | 24-19264 / CMG | PRO SE | Confirmation Hearing | Needs Resolution of Issues - Objections | AS of 3/13/25(mk): 341 hearing 3/13 1. Objection By Santander bank( W. Craig): - plan does not propose to pay claim w/ interest 2. Trustee Objection: - need information on settlement of law suit. - Santander Bank filed a bifurcated claim which needs to be resolved. - objection by Santander. - Need to file Pre-Confirmation Certification. -plan is a base dividend to unsecured creditors -Need August and September bank statements for all accounts. Plan:$433.33 X 60; PART 5 (NONE) 5/6 payments |
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Matter ResolvedRequest Adjourment | 99 | 3/19/2025 10:00 am | 24-19284 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | adj to 3/19 PEREMPTORY to be current so we can confirm AS of 3/64/25(mk): 3/6 payments. arrears 454.98 >>NEEDS TO BE CURRENT TO CONFIRM as the income is insufficient 1. Trustee objection to confirmation - need to resolve -debtor has insufficient income proposed plan $152.33x60 base plan 3/6 payments |
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Matter ResolvedRequest Adjourment | 100 | 3/19/2025 10:00 am | 24-19307 / CMG | Melinda D. Middlebrooks, Esq. | Confirmation Hearing on Modified Plan | Recommend Dismissal | NOTE:atty for debtor must have provided debtor's position on the 109(e) objection prior to conf(mk) AS OF 3/13/2025 (at): CASE PENDING SINCE 9/20/2024. DEBTORS ARE TWO MONTHS BEHIND IN TRUSTEE PAYMENTS. NOT MAKING INCREASED PAYMENT. MOTION TO RECLASSIFY CLAIM #8 FILED BY VINI NAIR IS SCHEDULED FOR 3/19/2025. 1. Objection filed by US Bank (Robertson Anschutz) - failure to cure arrears of $20,470.83 (Per objection - no POC filed and bar date has passed) (UNRESOLVED) 2. Objection filed by Gul Muhammad and Sobia Chaudhry (Scura Wigfield) - creditor objects to the value debtor places on the residence and failure to pay secured claim of $1,101,593.76. (MODIFIED PLAN AVOIDS CLAIM - OBJECTION FILED TO MODIFIED PLAN - UNRESOLVED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - A copy of the deed - that includes the name of the Grantor (RECEIVED) -Need to file Pre-Confirmation Certification with Court. (FILED) - IRS estimated tax claim. (NO LONGER ESTIMATED) Modified plan before confirmation proposes: $350 x 4 beginning 10/1/2024, $1,135 x 54, base Payments: 4/6, arrears $1,5700 |
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Matter ResolvedRequest Adjourment | 101 | 3/19/2025 10:00 am | 24-19344 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | 3/19 PEREMPTORY AS of 3 /10/25(mk): NOT FEASIBLE >> THE PROPSED PLAN PAYNT OF $500 IS NOT ENOUGH TO COVER CLAIMS Currently TR payments going forward would be over 1,122. Dispos income is $465. 1.. Country Club Homes Condo Assoc (Cutolo Barros) objection: - arrears $13,818.29 ($9,858.10 is secured and $3,960.19 is unsecured) - PLAN IS 100%. IS THIS RESOLVED AS TR WILL PAY SECURED AND UNSECURED PORTIONS OF THE CLAIM? 2. Trustee objection to confirmation: - Current Plan does not specify treatment of the bifurcated claim of Country Club Homes Condo Assoc. under the Plan. - There is non-exempt equity in the residence $134,852.05 . -must file pre conf cert. plan $500x60 100% plan 5/6 payments -------RESOLVED ISSUES------- Nationstar Mortgage LLC (Hladik Onorato) objection :NOT IN PLAN - mortgage arrears $2,652.46- OK TO PAY? ORDER SUBMITTED THAT PAYS THIS 2/4/25. . Must resolve IRS estimated tax claim - AMENDED CLAIM NO PRIORITY CLAIM, ONLY GUC CLAIM STILL ESTIMATED FOR 2018 TAXES - CLAIMAMENDED TO -0- - There is non-exempt equity in the residence $134,852.05 100% plan debtor has insufficient income disposable income verifies $465, Debtor will need to apply for E-wage. DEBTOR HAS BEEN USING TFS FOR PAYMENTS, IS CURRENT PMorgan Chase Bank (Powers Kirn) objection to confirmation - RESOLVED, DEBTOR TO PAY ARREARS OF $818.14 THROUGH PLAN PER ORDER FILED. - The debtor has failed to supply the Trustee with the following document (s): A copy of the homeowner's insurance renewal declaration - if not confirmed by 12/4/24, insurance expires 12/11/24.RESOLVED, PROVIDED RENEWAL GOOD THROUGH 12/11/2025 - Updated auto insurance, if not confirmed by 12/4/24, insurance expires 12/14/24. RESOLVED, PROVIDED RENEWAL GOOD THROUGH 12/14/2025 |
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Matter ResolvedRequest Adjourment | 102 | 3/19/2025 10:00 am | 24-19675 / CMG | Joseph Albanese, Esq. | Confirmation Hearing Scheduled | Continued 4/9/2025 10:00 am | ADJ to 4/9/25 PEREMPTORY 3/12/259mk) Interim Order entered- need appraisal on real prop and support for exp. in order amended I & J and POI amd MP id deemed necessary by debtor 3/3 AMT: REVISED INTERIM SCH ORDER TO CHAMBERS<> adj it to 4/19 Peremptory- needs to be entered before marking this calendar 2/21 AMT: INTERIM SCH ORDER TO CHAMBERS/7 DAY<> PREMPTORY for 3/19- debtor to get appraisal on real property A/S OF 2/13/25(MK) >>TR SUPP OBJECTION NEEDS UPDATED CMA WITH COMPS IN LAST 6 -8 MOS. TO ESTABLISH HOME VALUE. Zillow has 493,400 and other internet values 471,313 (Redfin) and Trulia($493,400)NEED SOMTHING FROM A REALOTR WITH SUPPORTING COMPS. Trustee's objection: The debtor(s) plan consists of unnecessary or excessive expense items, such as: $800/month for car insurance (RECEIVED PROOF WIFE PAYS $269/MONTH) $490/month for medical $505/cheerleading/gymnastics $1,190/month spouse's car payments (RECEIVED PROOF THAT TWO CAR PAYMENTS TOTAL $1,183.49) $1,400/month for spouse's credit cards (RECEIVED PROOF OF $507/MONTH LOAN PAYMENT AND $184/MONTH FOR CREDIT CARDS) $750/month for spouse transportation $375/month for birthdays/holidays/emergencies $150/month for water delivery Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED) RESOLVED ISSUES: - Need to file Pre-Confirmation Certification (FILED) The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 prior to confirmation. (RECEIVED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $8,173 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $4,438 in non exempt equity in the personal property. (LANGUAGE ADDED) Plan proposes: $282 x 60 beginning 10/1/2024, base Payments: |
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Matter ResolvedRequest Adjourment | 103 | 3/19/2025 10:00 am | 24-19897 / CMG | Carlos D. Martinez, Esq. | Confirmation Hearing Scheduled | Continued 4/9/2025 10:00 am | AS OF 3/10/25 (SF) 1. Ally Bank Lease Truste filed arrears claim 16-1 in the amount of $1711.12 which is not addressed in plan for 2020 Ram Truck 1500 (Per AR OK TO PAY AS GENERAL UNSECURED CLAIM) Add Language to confirmation order 2. NexBank filed arrears claim 27-1 in the amount of $4033.90 which is not addressed in the plan (OK TO PAY?) (NEED ORDER TO PAY ARREARS OUTSIDE OR MOVE AGAINST CLAIM) 3. Trustee objection: The debtor(s) plan consists of unnecessary or excessive expense items, such as: 22 C-Line 30 additional food/clothing expense $86 and Tax refund $777.25 not on 22c. - 22c gross income on Line 2 for Debtor should be $10,903.59, not $10,250.51. Line 45 Disposable income should be $653.08, plus Line Tax refund $408.25 and Line 30 total should be $1,147.33, which would require min. div. $68,840 to general unsecured creditors. - Disposable income verifies higher, there is disposable income of $3001.16 and will increase to $3571 when pension loan expires in 5 months There is non-exempt equity in the residence $26,663 and bank accts (pending all bank acct statements). - Must provide Debtor's Pension loan balance statement prior to filing date. (loan expires in 5 months Additional $570.45 will be available) - Must file fee app within 7 days from confirmation order. Plan proposes $870 x 60 Base w/min $41,717.88 to gucs Payments: 5/5 RESOLVED: - Must file Pre-confirmation certification. (FILED) - Updated auto insurance (PROVIDED) - State of NJ filed estimated priority claim 26-1 (AMENDED) - Need a copy of the last filed tax return - from Co-Debtor (Silver) for 2023. (RECEIVED) -Need bank statements for Sept. & Oct. from Robinhood, Xaman Crypto, Public Service FCU, PNC Bank and Coinbase Acct, prior to filing date. (RECEIVED) - Amendments to Schedules A/B and C to add Acorn Securities acct. |
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Matter ResolvedRequest Adjourment | 104 | 3/19/2025 10:00 am | 24-19908 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Continued 4/30/2025 10:00 am | 4/30 PEREMPTORY 3/14/25(mk) atty has bank ck for full arrears and needs an appraisal to resolve Santander objection. As of 3/10/25(mk): Not current with Trustee plan payments, arrears $3,600 1. NewRez LLC dba Shellpoint Mortgage Servicing (McCalla Raymer) objection to confirmation -MP FILED 1/10/2025 PROPOSES TO PAY PARTIAL PAYMENTS TOWARDS ARREARS PENDING THE OUTCOME OF THE LOAN MOD APRIL 2025 - anticipated arrears $153,207.32 - plan only provides for payment of arrears in the amount of $99,000 - MODIFIED PLAN PROPOSES TO PAY $153,229.16 - proposing loan modification to cure arrears shifts the burden of going forth with a feasible plan to the creditor 2. Objection by Santander Consumer USA Inc (Eisenberg Gold) - debtors proposed cramdown value of $12,178 for the 2018 Toyota Sienna is too low. - Santander objects to the Debtor' plan unless the Debtor pays an interest rate of 10/5% on the net balance of $22,650 over the life of the plan in order to adequately protect Santander for any risk of loss. - Adequate protection payments to Santander beginning November 2024 at $226.50 per month and continue up to an after confirmation, until regular payments are to be commenced through the Plan to Santander. 3. Trustee objection: - IRS claim much higher. proposed plan $1400x6, $3607.57x54 base plan with loan mod by 4/2025 paid in $1,400 arrears $4,200 last claim 15-1 -------RESOLVED------------------------------- - Domestic Support Obligation information RESOLVED, INCREASED SCHEDULE J FOR HIGHER AMOUNT NOW BEING PAID - Need September and October bank statements for account ending in 2948 per spouse's direct deposits. NOW PAYING $368/MONTH - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $280/month for alimony/support (need order/proof) $600/month for car insurance. Need proof of excessive expenses 10 days prior to confirmation. RESOLVED, PROOF OF BOTH PROVIDED |
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Matter ResolvedRequest Adjourment | 105 | 3/19/2025 10:00 am | 24-20040 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing on Modified Plan | Moot | CASE WAS CONFIRMED ON 2/26/25 |
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Matter ResolvedRequest Adjourment | 106 | 3/19/2025 10:00 am | 24-20086 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 3/13/25 (SF) NEED PAY STUBS FOR WIFE'S NEW JOB AS OF 1/22/25(mk): Debtors are still unemployed. Wife will start a new job on 2/10. >>THERE IS ONLY 1 UNSECURED CLAIM FILE IN THIS CASE FOR $2,386.11 . That and atty fee balance and per plan claim of Willingboro T'ship ( gov bar date 4/9/25 1.Trustee objection: debtor is 3/3 payments -atty fee balance in disclosure($4750) and plan($3363) do not match- 1 of them needs to be corrected - Need order termination support obligation - Need I and J to show unemployment (Debtor and Spouse are now unemployed) -Income for debtor verified higher than scheduled. There is disposable net income in the amount of $1,283.25. (THIS IS A 100% PLAN) -Form 122C-2 Line 5 states household size of zero used for calculations. -Form 122C-2 Line 45 has disposable income of $8,145. -There is $126,093 non-exempt equity in house (THIS IS 100% PLAN) -Need to file Pre-Confirmation Certification with Court. Plan proposes $285 x 60 100% Plan Payments: 5/5 RESOLVED: - Provide Trustee with current auto insurance policy (RECEIVED) |
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Matter ResolvedRequest Adjourment | 107 | 3/19/2025 10:00 am | 24-20098 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | 3/11/15(mk) PER ATTY - DISMISS/HOLD FEES 3/19 TO CONVERT OR D 2/21/25(mk) atty says want 1 more adj to 3/19 to determine if debtor can convert to a ch 7- E. O'Hagen consented to adj. 3/19 to convert or D AS Of 2/19/24(mk):Updated CASE IS 4 MOS OLD CASE IS NOT FEASIBLE >>IRS HAS AN AMENDED PRIORTY CLAIM FOR 267,513.54 >>MFR Freedom Mtg -OTBS - cure by 3/31/25 1. Ally Capital (Lavin Cedrone) objection to confirmation - NEED TO RESOLVE - to resolve creditor objection, claim of $39,890.08 to be paid through plan auto was purchased w/in 910 days before filing 2. Objection by IRS(Vikas Khanna):Plan is not confirmable due to claim IRS priority claim estimated for 2021 and 2022 taxes - AMENDED CLAIM FILED 1/10/2025, PRIORITY CLAIM $267,513.54. GUC CLAIM $77,368.32 3 Trustee objection: Need statements for the debtor's two 401k loans. -PROVIDED AN UNDATED STATEMENT SHOWING PENSION LOAN AMOUNT #1 OF $35,648.58 WITH BALANCE OF $28,849.61. FINAL PAYMENT ON THIS LOAN WILL BE 8/12/2027. LOAN #2 REQUEST WAS MADE 7/8/2024 IN THE AMOUNT OF $9,000 AND BALANCE OF 8,670. THE FINAL PAYMENT IS DUE 7/8/2029. - A Modified Plan that adds all cramdowns to Section 4 AND Section 7 of the Plan - NOT FILED TO DATE- moot case is not feasible - Plan has excessive expenses: $820/month car payment (cram in the plan) -Debtor not paying all disposable income into plan: Verified income leaves monthly disposable income of $1,170. Schedules fail to account for tax refund of $8,541 for determining disposable income. - There is $134,712 non-exempt equity in real estate. - Failed to provide proof of service with respect to Plan Motion (s) - NOT PROVIDED TO DATE. - Need proof of service on Ally for cram of 2024 Subaru -STILL NOT FILED TO DATE. - Need to file Pre-Confirmation Certification -STILL NOT FILED TO DATE - Need closing statement from the sale of Golden Sweets Bakery in 2023. - NOT PROVIDED TO DATE proposed plan $200x60 base plan 4/4 p |
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Matter ResolvedRequest Adjourment | 108 | 3/19/2025 10:00 am | 24-20102 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | as OF 3/10/25(MK) **CAN REC CONFIRM AT $800 x 60 Begin 11/1/24 Base. Trustee is authorized to pay claim #9-1 of NAVY FEDERAL CREDIT UNION in the amount of $985.95 through the plan** --------------------------------- 1.Trustee Objection: RESOLVED - 22C has excessive expenses Line 30 $49 for additional food/clothing expenses and Line 45 has disposable income $604 total $653, which would require min. div. $39,180 to GUCs. Disposable income without deducting the spouse excessive expenses verifies $3,019, which includes tax refund. - Sched J has excess car payment $920 and amended Sched J now adds additional car $462, auto insurance list no lien on 2018 Nissan Murano. - Amended Sched J adds additional expenses, which are excessive: HOA $625, Clothing $300, Food $900, Spouses expenses: Debt $2,600, Student loans $170, Fuel $400 & Tolls $150 bringing total Transportation $850. Must provide proof of expenses 10 days prior to confirming. - Navy FCU (2022 BMW) filed arrears $985.95. Trustee ok to pay? Prop Plan $800 x 60 begin 11/1/24; Base 4/5 PAYMENTS Note: Updated auto insurance provided 2/3/25. POI for spouse provided. Amended Sched I and J filed 1/17/25. |
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Matter ResolvedRequest Adjourment | 109 | 3/19/2025 10:00 am | 24-20153 / CMG | Carol L. Knowlton, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | As of 3/14/25 (DS): Recommend confirming at $3,500 paid, $1,618 x 31 begin 4/1/25; Base with a min. div. $39,243 to gucs due to non-exempt equity; - Fee app within 7 days from confirming order. - Claim#1-1 NBT Bank to be treated outside, no arrears owed. - Claim#9-1 Freedom Mtg arrears $1,048.65 to be paid by Trustee. - Non-exempt proceeds from auto accident to Trustee. - Within 7 days must file Pre-confirmation certification. 1. Mod plan fails to add NBT Bank (Solar panels), pay mortgage arrears $1,048.65 and non-exempt equity of assets. 2. BELOW ISSUES REMAIN UNRESOLVED. MP in 14 days to address solar panels and Honda and time share sch a & B amended- working on expenses 2/5/25 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED. As of 12/16/24 (DS): Debtor atty requested adj to allow time to get all docs per obj, will need to adjourn to 2/5/25, 1/15/25 is already full 12/18/24 (DS): 1. Trustee obj to the following: - Must provide CMA for Timeshares (SC TIMESHARE HAS NON-EXEMPT EQUITY $19,227, IF PURCHASE CONTRACT IS USED). - Need a modified plan to address treatment of NBT Bank secured claim for solar panels. - Excessive expenses on Sched J: $300 home maintenance, $577 water/sewer/garbage (VERIFIES $176, BILL PROVIDED $529.49 IS QUARTERLY), $861 cable/internet/phone (VERIFIES $83 CABLE, $487 CELL AND $131 INTERNET TOTAL $701, VERY EXCESSIVE, BILLS DO NOT SHOW DETAILS), $1,000 transportation, $500 for entertainment, $1,239 car payment, $217.40 & $333 "7C and 7D unspecified". - There would be lots of disposable income, due to the excessive expenses and tax refund $3,283. PARTIAL INCOME IS SOC. SEC. & VA BENEFITS DEDUCTING THAT INCOME, DISPOSABLE INCOME WOULD BE $0. - There is non-exempt equity $15,511 in the residence, $3,103 in 2016 Honda, $936 in 2012 Ford F150, $519 in Bank of America acct#2508 and Wyndham SC timeshare $19,174 total $39,243. - Must file Pre-Confirmation Certification. - Must file fee app within 7 days from confirming order. - Add to confirming orde |
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Matter ResolvedRequest Adjourment | 110 | 3/19/2025 10:00 am | 24-20154 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Continued 4/30/2025 10:00 am | AS OF 03/10/25 (SF) Debtor has new job. Need current pay stubs. Also need amended claim for Atlantic Health Partners 1. Atlantic Health Partners LLC filed a bifurcated claim 11-1. $80,949.04 priority and $31,127.23 unsecured. This claim is not addressed in the plan. (HOW SHOULD THIS CLAIM BE PAID?) 2. Trustee objection: -NO income for debtor from Podiatrist practice was provided- 341 testimony indicated he was d still practicing- NEED Clarification and POI- Business income(Suppl obj filed) - There is $76,386 non-exempt equity in debtor's home. -WHAT IS STATUS OF THE REFI? Plan proposes $200 X 36 Base; Refinance by 6/1/25 Payments: 4/4 ------------RESOLVED--------------- - need to provide HOI renewal, policy provided expires 12/14/2024-PROVIDED fti: ORDER RESOLVING OBJ. TO CONFIRMATION BY AMERICAN NEIGHBORHOOD MTG SUBMITTED 12/4; TERMS=pay arrears claim 3,967.95 thru plan |
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Matter ResolvedRequest Adjourment | 111 | 3/19/2025 10:00 am | 24-20167 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | As of 3/10/25(mk) >>ESTIMATED TAX CLAIMS. CASE 5 MOS OLD and not feasible 1) OBJECTION BY IRS (US ATTY): - debtors failed to file income tax returns for tax years 2019, 2021 and 2022 - debtors have unpaid federal tax liabilities for numerous tax years preceding the Petition Date. - claim filed poc in the amount of $103,859.48 consisting of an unsecured priority claim in the amount of $42,218.77 - plan is not confirmable proposed plan $885x60 base plan 4/5 payments ---------------RESOLVED------------------ . Objection by Midfirst Bank (KML) 3/6/24 Order submitted resolving objection by Mid First Bank. TERMS= Pay POC #6 in the amt of $43,669.33 thru plan(mk) - Santander Bank acct #1274 balance as of 8/31/2024 $1,397.94 not listed on Schedules - need explanation and/or amended schedules to list acct - RESOLVED, PER NOTICE FROM DEBTOR ONLY ONE SANTANDER BANK ACCT #4274. |
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Matter ResolvedRequest Adjourment | 112 | 3/19/2025 10:00 am | 24-20419 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing on Modified Plan | Incomplete Docs - Needs Resolution of Issues | As of 3/14/25 (DS): 1. Still missing updated proof of income. Need pay stubs for Jan. & Feb 2025 and Pinnacle FCU bank statements for acct#1952 from 7/1/24-10/21/24. Emailed Debtor atty Mod plan filed 1/31/25 reducing Trustee payments. Debtor atty will need to provide updated proof of income. 2/5/25 (DS): Once bank statements are provided, recommend confirming at $1,000 x 4 begin 11/1/24; $1,277 x 56 begin 3/1/25; 100% to gucs; - Fee app within 7 days from conf order. - Within 7 days from confirming order must file Pre-confirmation cert. - Student loans to be treated outside. 1. Still has not provided 2 months bank statements from Pinnacle acct#1952 from 7/1/24-10/21/24. As of 12/12/24 (DS): Debtor atty requested adj to pass bar date 12/30/24, adjourned further out, due to calendar judge 1/15/25 full and needs to be avoided. 12/18/24 (DS): 1. Trustee obj to the following: - Must provide 2 months bank statements from Pinnacle FCU acct#1952 prior to filing date. - Sched I fails to add tax refund, disposable income verifies $1,710.44. CASE IS ABOVE MEDIAN AND WE SHOULD HAVE GONE WITH LINE 45 DISPOSABLE INCOME, PLUS THERE WERE EXCESSIVE EXPENSES ON LINE 18, LINE 23, LINE 26, LINE 27 AND LINE 30 - Must file Pre-confirmation certification. - Must file fee app within 7 days from confirming order. Prop Plan $1,000 x 3 begin 11/1/24; $300 x 57 begin 2/1/25; Base Note: Bank statements from United Teletech and 2 accts with Pinnacle FCU and E-Trade provided. |
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Matter ResolvedRequest Adjourment | 114 | 3/19/2025 10:00 am | 24-20650 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS of 3/14/25(mk): single asset case. NO gucs just mtg co and its a sale plan >>BANK'S OBJECTION RESOLVED -COTBS: contract for sale on RE by 5/31 or stay lift. **CAN REC CONFIRM AT $200 x 36 Begin 11/1/24 100%. Sale of real property by 5/30/25. Trustee is authorized to pay arrears on Bank of NY claim 1-2 pending sale. COTBS w/in 14 days resolving objection by Bank of NY/Melon. Must file fee application w/in 7 days of confirming order ** ----------------------------------------- adj to 3/19 for resolution b/w debtor and creditor Deed does not list debtor as an owner. Spouse has 1/3 interest and 2 other parties- how is debtor going to sell property that the does not appear to own? Adjournment request denied. 2/26/25:debtor atty says there is 2nd mtg- prop is listed for sale. creditor in #1 says its a short sale and they don't like that debtor said would give SV if no K by end of May >>NO CLAIM HAS BEEN FILED BY SECOND MTG HOLDER 1. The Bank of New York (McCalla Raymer) objection to confirmation - need to resolve - mortgage arrears $531,489.97 2. Trustee objection: -How can debtor sell property when not in title? proposed plan $200x36 base plan with sale by 3/31/2025 5/5 payments ------RESOLVED----------- - ADDED Lang to terms Attorney to file fee application after confirmation |
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Matter ResolvedRequest Adjourment | 115 | 3/19/2025 10:00 am | 24-20670 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 3/10/2025 (mk): CASE NOW 5 MOS. OLD Plan would need to be 6,281.84 PTD then $2,399 x 55 Begin 4/1/25. 100% DISPOS INCOME IS ONLY 1,094 P/M 1. Objection filed by Ajax Mortgage (Stern & Eisenberg) - failure to cure full arrears of $104,059.81 (Per POC) Plan proposes to pay $69,476. (UNRESOLVED) 2. Capital One Auto Finance filed a secured arrears claim in the amount of $1,303.76 which is not in the plan. Is the debtor going to pay this claim? 3. Trustee's objection: - debtor failed to provide the following document (s): - Balance statement from 401(k) loan prior to filing date. (NOT RECEIVED) - Amendments to Schedules A/B and C to add values of cars and take exemptions for residence. (NOT AMENDED) - Must file Pre-confirmation certification. (NOT FILED) ------------------RESOLVED ISSUES-------------------- - PLAN proposes to pay secured claim to MRC/UNITED WHOLESALE/6 Marie Street (Mtg) in the amt of $11,828.24- this appears to be the second MTG claim was filed by Federal Home loan for 11,489.24. so this is set up to be paid - There is non-exempt equity in the residence $179,594 (CORRECT N/E EQUITY IS $150,219) and on 2nd property $41,812, also in bank accts, pending amended Sched C exemptions. (LANGUAGE ADDED) - Capital One filed arrears claim for $1,303.76, Debtor 2 months in arrears. (LISTED ABOVE) - Must resolve creditor objection. (LISTED ABOVE) Plan proposes: $1,570.46 x 60 beginning 11/1/2024, base Payments: 4/5, arrears $1,570.46 |
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Matter ResolvedRequest Adjourment | 116 | 3/19/2025 10:00 am | 24-20948 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS of 3/10/25(mk): EMAIL TO ATTY-ok to terms -Property was sold and TR has NE proceeds **CAN REC CONFIRM AT $13, 574 PTD THEN $500 x 56 BEGIN 4/12/25 BASE W/MIn to GUCS OF $17,948.00 DUE TO EQUITY IN SALE PROCEEDS AND PERSONAL PROPERTY. STUDENT LOANS OUTSIDE. proposed plan $500x60 begin 12/1/2024 minimum $4,554 with sale of Mill Run Court by12/31/2024 -------RESOLVED---------- SALE CLOSED AND PROCEEDS 12,574.60 PAID TO TR . Trustee objection: - 22c has disposable income $237.97, which would require min. dividend $14,278 to gucs. - There is non-exempt equity in the residence (add to confirming order non-exempt proceeds from sale ), there is also non-exempt equity video games $100, Cash $10, Chime acct $306, PayPal Bank acct $141 and Varo Bank acct $5,874 total personal assets $6,431, not including residence. proposed plan $500x60 begin 12/1/2024 minimum $4,554 with sale of Mill Run Court by12/31/2024 - Add to confirming order non-exempt proceeds from sale of residence to Trustee - NOTE ADDED TO WORKSHEET - Must file Pre-confirmation certification - RESOLVED |
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Matter ResolvedRequest Adjourment | 117 | 3/19/2025 10:00 am | 24-20989 / CMG | Robert H. Johnson, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 3/11/25(mk): EMAIL TO ATTY NEEDS TO BE CURRENT SO CAN BE WORKED UP 1. Debtor in arrears $300, made 1 payment out of 4. ONLY PAYMENT WAS IN DEC. Plan $100 x 60 begin 12/1/24; 100% 1/4 ---------RESOLVED----------------------------------- . Trustee obj to the following: - Must provide updated auto insurance, insurance expired 1/30/25. UPDATED INSURANCE PROVIDED, EXPIRES 3/30/25. - Must file motion to retain special counsel for lawsuit.(Filed) - Add to confirming order non-exempt proceeds from lawsuit to Trustee. -need status of law suit ( wrongful death)- Trial In May 2025(mk) |
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Matter ResolvedRequest Adjourment | 118 | 3/19/2025 10:00 am | 24-20994 / CMG | Michael McLaughlin, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | as of 3/12/2025 (JMA) ok to confirm at $11,150 paid to date, $3,650x48 begin 4/1/2025 base plan with minimum $160,000 dividend to general unsecured creditors -Non-exempt proceeds from insurance proceeds to debtor from Knights of Columbus -Student loans outside plan proposed plan $2,500x3, $3650x57 base with minimum $160,000 to gucs plus non-exempt proceeds from insurance proceeds to debtor from Knights of Columbus paid in $11,150 |
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Matter ResolvedRequest Adjourment | 119 | 3/19/2025 10:00 am | 24-21169 / CMG | Amy Lynn Bennecoff Ginsburg, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS OF 3/7/2025 (at): RECOMMEND: $2,697 x 6 BEGINNING 12/1/2024, $2,875 x 54 BEGINNING 6/1/2025, 100% PLAN - Claims will be paid according to the trustee's order of distribution. 1. Objection filed by Trystone Capital (Anthony Velasquez) - failure to pay claim of $12,168.14. (MOD PLAN PAYS CLAIM AND NO OBJECTION TO MODIFIED PLAN) 2. Trustee's objection: - The debtor has insufficient income Verified income leaves monthly disposable income of $1,379.15. How will the 2nd tier be funded?. - Amendments to Schedules B to remove 2007 Nissan - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,050/month for cable/internet/phones . The expenses will be allowed as long as case remains s 100% RESOLVED ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $4,221.00 when determining disposable income. (AVERAGED/ADDED TO INCOME) - Need October and November bank statements for TD bank account 1613. (RECEIVED) - The debtor has failed to supply the Trustee with the following document (s): - Need proof of insurance for the 2013 BMW . (RECEIVED) - Need to resolve objection by Trystone Capital Assets. (MOD PLAN RESOLVES) - The attorney's fees in the plan ($0) and the disclosure statement ($3,187) do not agree. One of these must be amended. (PLAN AMENDED) - Need to file Pre-Confirmation Certification. (FILED) - TR standard order of distribution (LANGUAGE ADDED) Modified plan before confirmation proposes: $2,697 x 6 beginning 12/1/2024, $2,875 x 54, 100% plan Payments: 2/4, arrears $5,394 |
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Matter ResolvedRequest Adjourment | 120 | 3/19/2025 10:00 am | 24-21192 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Denied | issues as of 3/12/2025 (JMA) - MODIFIED PLAN SCHEDULED FOR 4/9/2025 1) A modified plan has been filed and is scheduled for 4/9/2025. 2) The modified plan is missing Parts 2, 3, 4 - should file amended MP. 3) Deutsche Bank (RASC) objection to confirmation - need to resolve -The Plan provides unclear treatment of the Secured Creditor's claim -The Plan proposes to refinance the property with no proposed completion date for said refinancing -The plan also proposes to cure the pre-petition arrears through a loan modification to be completed by 6/30/2025. -Secured Creditor objects to this speculative treatment. 4) Trustee objection to confirmation - need to resolve - Plan provides for unclear treatment of secured creditors claims. - Plan proposes to refinance the property without a proposed completion date for said refinancing proposed plan $208x38 with loan mod by 6/2025 100% (minimum $3737 to gucs) paid in $832 last claim 4-1 |
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Matter ResolvedRequest Adjourment | 121 | 3/19/2025 10:00 am | 24-21207 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | adj to 3/19 to be current ..DEBTOR NEEDS TO BE CURRENT TO WORK UP FOR CONF. As of 3/11/25(mk): 1/4 payments 1. Trustee objection: - debtor has insufficient income . plan $350x60 minimum $80,000 with sale by 12/2025 1/4 payments ---------------RESOLVED----------------------------- - There is non-exempt equity in the residence $80,000 (Total gucs filed $ 19,684.31). - Add to confirming order non-exempt proceeds from sale to Trustee. - Any non-exempt proceeds from sale be paid to Trustee. ADDED TO WORKSHEET A copy of the last filed tax return - for 2024 or Cert of non -filing of tax returns. ( MK; uploaded) Debtor apply for Ewage or TFS payments - RESOLVED, USING TFS - Must file Pre-confirmation certification -- filed |
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Matter ResolvedRequest Adjourment | 122 | 3/19/2025 10:00 am | 24-21305 / CMG | Erik M. Helbing, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 3/11/25 (mk) There is non exempt equity of $71,689 in real property and that amt is what has to be paid to unsecured crediotrs. THIS PLAN IS NOT FEASIBLE AND THERE IS INSUFFICIENT INCOME TO COVER PLAN CLAIMS. DISPOS INCOME IS ONLY $166 P/M 1. Trustee's objection: - needs Amendments to Schedules C to use federal exemptions. (NOT AMENDED) - Need to file Pre-Confirmation Certification. (NOT FILED) - The attorney's fees in the plan ($2,125) and the disclosure statement ($2,625) do not agree. One of these must be amended. (NEITHER AMENDED) Plan proposes: $122 x 60 beginning 12/1/2024, not less than $4,387 to unsecured creditors Payments: 3/4, arrears $122 -------------------RESOLVED------------------------------------- Objection filed by Freedom Mortgage (Brock & Scott) - (RESOLVED - PAY PER POC) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $71,689 in non exempt equity in the residence. (No D1 taken ) (LANGUAGE ADDED) |
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Matter ResolvedRequest Adjourment | 123 | 3/19/2025 10:00 am | 24-21366 / CMG | Eugene D. Roth | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | As of 2/28/25( mk):email to atty- ok to terms **CAN REC CONFIRM AT $986 X 60 BEGIN 12/1/24 100%. Preserve equity T/H of $112,238 in real property. Sale of real property By 7/1/25. All non exempt proceeds , needed to fund plan at 100%,from sale of real property to be paid to trustee Student loans to be treated outside. Per plan tax claims will not be paid unless a timely proof of claim is filed by the IRS and ST. Of NJ Trustee is authorized to pay arrears claim 1-1 of CarMax Business Services, LLC in the amount of $11,178.39 through the plan. Must file pre conf certification w/in 7 days. Low Base pending sale of real property** Prop Plan $986 x 60 begin 12/1/24; Base and Sale of Myrtle Ave 6 months post-conf --------------RESOLVED------------ RESOLVED W/100% PLAN 1. Trustee obj to the following: - 22C has disposable income $1,779.13, which would require min. dividend $106,748 to gucs. Disposable income due to excessive expenses verifies $1,099 ecev allowing all expenses. - Excessive expenses on Sched J: Home maintenance $300, Water/sewer/garbage $226.67, Food $1,060 and Food for grandchildren living at home $500 total food $1,560 (No dependents listed on Sched J), Clothing $180 and Auto insurance $315 (verifies $225). - There is non-exempt equity in the residence $112,238. T/H {Protected) - Add to confirming order non-exempt proceeds from sale of residence to Trustee. - CarMax filed arrears claim $11,178.39. Must pay arrears or move against the claim. PER EMAIL FROM ATTY PAY CLAIM IN FULL. language added . NJ Housing & Mtg (ANDREW LUBIN) obj to to arrears not paid and sale. Must resolve obj. OBJ W/D 2/25/25 |
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Matter ResolvedRequest Adjourment | 124 | 3/19/2025 10:00 am | 24-21431 / CMG | Kirsten B. Ennis, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 3/12/2025 (JMA) 1) New Rez LLC d/b/a Shellpoint Mortgage Servicing (Stewart Legal) - objection to confirmation - Creditor's claim #8 in the amount of $342,62.84 including arrearage in the amount of $83,992.37 2) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Debtors disposable net income is $6,076.34; need to pay all disposable income into the plan. Plan needs to be 100%; -Schedule J includes excessive expenses as follows: $400 assistance to parents; $600 horse expenses for business (10 horses and 3 ponies); $500 graduate school - need explanation of the horses. - Form 122C Line 23 $350 for telephone etc is excessive, allowed $50. Line 45 increased by $300 for total of $639.40. With disposable income of $639.40 will need to pay $38,364 to general unsecured creditors. - CSMC 2021 RPL4 Trust (RASC) objection to confirmation - loan mod not offered or approved; pre-petition arrears $131,220.48-need to resolve -IRS priority claim estimated 2023 taxes - NEED TO AMEND CLAIM -non-exempt proceeds from lawsuit are payable to Trustee. 3) NJ Division of Taxation priority claim estimated for 2023 taxes - NEED TO AMEND CLAIM proposed plan $1,233.38 paid to date, $600x58 begin 3/1/2025 100% plan with loan mod by 5/31/2025 paid in $1,233.38 arrears $5,344.62 last claim 9-1 |
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Matter ResolvedRequest Adjourment | 125 | 3/19/2025 10:00 am | 24-21455 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 4/30/2025 10:00 am | As of 3/14/25 (DS): Debtor atty requested adj to allow more time to resolve obj As of 1/31/25 (DS): Debtor atty requested adj to allow time to resolve obj As of 1/30/25 (DS): 1. Trustee obj to the following: - There is non-exempt equity in the residence $208,856. - Must resolve Wells Fargo obj. - Must file Pre-confirmation certification. - Amount of debt in the debtor's Plan exceeds the statutory limit for unsecured debt pursuant to 11 U.S.C. ? 109(e) with total filed $1,675,086.95. 2. Wells Fargo (BROCK & SCOTT) obj arrears owed, POC filed with arrears $753.50. Must resolve obj. 3. Secured judgment lien claim filed by Cavalry SPV for $29,388.13. Plan propose 100%, Trustee ok to pay? 4. Wells Fargo (1st mtg) filed arrears claim $1,297.68. Trustee ok to pay? Prop Plan $4,550 x 60 begin 12/1/24; 100% |
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Matter ResolvedRequest Adjourment | 126 | 3/19/2025 10:00 am | 24-21498 / CMG | David L. Stevens, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 3/12/2025 (JMA) 1) Debtor has not made Trustee plan payments to date, arrears $11,300 2) US Bank (Padgett Law Group) objection to confirmation - need to resolve -total claim $179,637.65 3) Trustee objection to confirmation - need to resolve - A copy of the last filed tax return - 2023 prior to confirmation. - A Modified Plan that steps up trustee payment by $850 in month 44 of the plan. (when pension loan is paid off) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $2,833.44. - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,918.00 when determining disposable income. - The current Plan does not specify treatment of Capital One Auto 's secured arrears claim under the Plan. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $17,074 in non-exempt equity in the personal property - Need to resolve objection by US Bank. - The IRS filed an estimated claim which needs to be amended. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need to file Pre-Confirmation Certification. - Need information on Mother's estate- Need a copy of the Will and information about the estate. - Debtor took out a pension loan in Sept. 2024 for $36,240 and spent it then filed this case in November 2024. need certification and back up documentation as to what the funds were spent on. proposed plan $2,825x12, $4,025x32, $4,875x16 with minimum base $17,074 to general unsecured creditors paid in $0 arrears $11,300 last claim 13-1 |
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Matter ResolvedRequest Adjourment | 127 | 3/19/2025 10:00 am | 24-21559 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | As of 3/14/25 (DS): If obj resolved with creditor to pay arrears claim amount and amended Sched J filed to add mortgage, need to confirm at $13,712 paid, $3,773 x 56 begin 4/1/25; 100% with a min. div. $340,115 1. Ocwen (CORY WOERNER) obj to arrears owed are more than plan arrears. POC filed with arrears $197,253.72. Obj must be resolved. As of 1/31/25 (DS): Debtor atty requested adj to allow time to get documents 2/5/25 (DS): 1. Trustee obj to the following: - Amend Sched J to add mortgage payment. - There is non-exempt equity in the residence $315,499, Bank acct $19,616 and Business $5,000 total $340,115. Prop Plan $3,428 x 60 begin 12/1/24; 100% Note: Business Form and P&L provided. Disposable income $4,212.95 and Tax refund no issue as plan is proposing 100% |
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Matter ResolvedRequest Adjourment | 128 | 3/19/2025 10:00 am | 24-21648 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | As of 3/10/25(mk): email to atty-OK TO TERMS If OK TO PAY arrears claim in #1 THEN **CAN REC CONFIRM AT 200 X 36 BEGIN 12/1/24 BASE. TR is authorized to pay arrears claim 5-1 of NEWREZ MORTGAGE LLC in the amount of $1,981.13 through the plan** 1. Plan has Mtg ( NEW REZ/SPECILAIZED lOAN) AS UNAFFECTED. ARREARS CLAIM FILED FOR $1,981.13- OK TO PAY? proposed plan $200x36 base plan 4/4 payments ---------RESOLVED------------------------ 1. Trustee objection : - debtor has insufficient income. DEBTOR IS CURRENT - Domestic Support Obligation information for Walbis Rivera(PROVIDED) |
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Matter ResolvedRequest Adjourment | 129 | 3/19/2025 10:00 am | 24-21676 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 3/14/2025 (at): RECOMMEND: $7,800 PAID TO DATE, $2,100 x 56 BEGINNING 4/1/2025, BASE - Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Preserve non exempt equity of $62,763.77 in real estate. - Preserve non exempt equity of $2,768 in personal property. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Disposable income on Form 122C-2 Line 45 is $2,340.18 which requires minimum $140,410.80 to general unsecured creditors. - Only received bank statement in Elizabeth's name. This account does not show pay deposits for William. The income into the account is mostly Zelle payments from William. RESOLVED ISSUES: - Schedule A/B reflects additional accounts: Chase Bank #3612, Chase Bank #7755 and PayPal - need statements for all of these accounts for September, October and November 2024. (BANK STATEMENTS RECEIVED) The debtor has failed to supply the Trustee with the following document (s): - auto insurance policy provided expired 1/2/2025, need renewal (RECIEVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - there is $90,663.77 non-exempt equity in house. Must pay minimum $90,663.77 to general unsecured creditors. (LANGUAGE ADDED - $62,763.77 in non exempt equity - amended C filed) -Statement of Financial Affairs, Part 11 shows debtor is a member of a limited liability company Grateful Bill, Inc. (BUSINESS HAS BEEN DISSOLVED) -Debtor attorney needs to file fee application 7 days after confirmation hearing. (LANGUAGE ADDED) Plan proposes: $1,950 x 60 beginning 12/1/2024, base Payments: 4/4 |
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Matter ResolvedRequest Adjourment | 130 | 3/19/2025 10:00 am | 24-21734 / CMG | Andy Winchell, Esq. | Confirmation Hearing Scheduled | Recommend Denial | As of 3/14/25 (DS): NO MOD PLAN FILED W/CONDUIT PAYMENTS As of 2/4/25 (DS): PER AR MOTION TO EXTEND STAY NO BRIDGE ORDER WAS SUBMITTED - A MP W/CONDUIT PAYMENTS WAS TO BE FILED - EMAILED DEBTOR ATTY ISSUES 1. Trustee obj to the following: - Santander in plan as unaffected, arrears claim filed for $670.28. Trustee ok to pay? PER DEBTOR ATTY OK TO PAY. Prop Plan $2,600 x 40 begin 12/1/24, $3,050 x 20; Base Note: CERT FROM DEBTOR OF NO 3RD PARTY ACTION PROVDED 2/4/25.Wisely statements provided. |
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Matter ResolvedRequest Adjourment | 131 | 3/19/2025 10:00 am | 24-21899 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 3/12/2025 (JMA) 1) Annie Mac Home Mortgage (Brock & Scott) objection to confirmation - NEED TO RESOLVE -anticipated pre-petition arrears $3,090.66 2) Trustee objection to confirmation - need to resolve - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): -There is a total of $1,347.05 non-exempt equity in bank accounts. - There is $36,684 non-exempt equity in house - AMOUNT OF NON-EXEMPT EQUITY MAY CHANGE ONCE CLAIM HAS BEEN FILED TOTAL NON-EXEMPT EQUITY $38,031 - Annie Mac Home Mortgage (Brock & Scott) objection to confirmation - arrears $3,090.66 - NEED TO RESOLVE - Need to file Pre-Confirmation Certification with Court - NOT FILED TO DATE proposed plan $890x60 base paid in $890 last claim 4-1 |
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Matter ResolvedRequest Adjourment | 132 | 3/19/2025 10:00 am | 24-21907 / CMG | Bruce H. Levitt, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 3/13/2025 (at): 1. Objection filed by Bank of America (Powers Kirn) - failure to cure full arrears of $29,987.58 (Per POC). Plan proposes to pay $26,486.16. (RESOLVED - PAY PER POC) 2. Objection filed by Ocean First Bank (Pluese Becker) - debtor proposes to cure pre-petition arrears of $4,805 but the loan matures on 8/26/25. Creditor wants unpaid principal balance of $8,704.10 plus interest and fees. (UNRESOLVED) 3. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - There is disposable net income $1,225. RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $23,125 non-exempt equity in wedding ring/engagement ring. (LANGUAGE ADDED) - There is $76,203 non-exempt equity in house. (LANGUAGE ADDED) TOTAL NON-EXEMPT EQUITY $99.328. (OK 100% PLAN) Plan proposes: $756 x 60 beginning 1/1/2025, 100% plan Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 133 | 3/19/2025 10:00 am | 24-21975 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 5/21/2025 10:00 am | As of 3/14/25 (DS): Debtor atty requested adj to allow atty to file a motion obj to POC filed by MMU. As of 3/13/25 (DS): Trustee will require E-Wage to confirm at $5,811 paid, $16,224 x 57 begin 4/1/25; Base - Fee app within 7 days from confirming order. - Trustee ok to pay arrears claim#4-1 of US Bank $1,893. - Trustee ok to pay claim#4-1 of MMU, LLC $832,078.25. - Within 7 days must file Pre-confirmation certification. 1. Trustee obj to the following: - Excessive expenses on Sched J: Food $1,300, Cell phones $242 and spouse credit cards, student loans and wage garnishment $2,200. Must provide proof of expenses 10 days prior to confirmation. - Plan propose to pay MMU/Nicholas Shimko claim in full $101,104.82, however the claim was filed for much more at $838,078.25. Case is not feasible. WOULD NEED $16,187 X 57 - Add to confirming order fee app within 7 days from confirming. - Nationstar filed arrears claim for $1,893. TRUSTEE OK TO PAY? - Must file Pre-confirmation certification. Prop Plan $1,937 x 60 begin 1/1/25; Base Note: There is no non-exempt equity in Valley Bank due to the secure claim filed by MMU. There is disposable income $5,908, deduct social security would be $2,638. Updated homeowner insurance and Citizen Bank statements provided. |
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Matter ResolvedRequest Adjourment | 134 | 3/19/2025 10:00 am | 24-21979 / CMG | Barbara J. Snavely, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | issues as of 3/11/2025 (JMA) 1) State of NJ - Dept Labor (Thomas J. Swan) objection to confirmation - need to resolve - creditor requires full payment of plan - deny confirmation of Plan 2) Bank New York (RASC) objection to confirmation - need to resolve - Property 55 Country Club Road - The plan is unclear regarding the payment of adequate protection payments/gap payments to secured creditor in that amended plan was to have conduit payments to be made per Trustee. Secured creditor objects to the plan and seeks clarification as to debtor's intentions, with regard to the subject property and claim. 3) US Bank (RASC) objection to confirmation - need to resolve - Property 1256 Whitman Avenue - Plan fails to treat this property, it is not listed on Schedules A/B, C or D - Creditor estimates pre-petition arrears in the amount of $24,577.58 - NO CLAIM FILED, BAR DATE PASSED 2/13/2025 (in plan as Selene Finance) 4) Trustee objection to confirmation - need to resolve - A current market analysis - for Camden property or Listing Agreement. PROVIDED LISTING AGREEMENT - A copy of the homeowner's insurance renewal declaration - for Camden property. Need mortgage statement for Camden property if no POC has been filed. NO CLAIMS FILED TO DATE - A copy of the deed - for Camden property. NOT PROVIDED TO DATE - Amendments to Schedules A, C and D to list Camden property. AMENDED SCHEDULES NOT FILED TO DATE - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verifiable income leaves monthly disposable income of $12,138. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): - There is $13,000 in non-exempt equity in the 2017 Box Tru |
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Matter ResolvedRequest Adjourment | 135 | 3/19/2025 10:00 am | 24-22010 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 3/13/2025 (at): NEED A MODIFIED PLAN THAT CHECKS OFF JOINT ADMINISTRATION. 1. Service Finance filed a secured claim #18 in the amount of $6,017.96 which is not in the plan. Are the debtors going to pay this claim? 2. Trustee's objection: - A Modified Plan that checks off 1e (joint administration) (MOD PLAN FILED DOES NOT CHECK OFF JOINT ADMINISTRATION) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $695/month for cable/internet/phone $650/month for childcare/education $880/month for transportation $350/month for ice hockey Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED) - Wells Fargo filed a bifurcated claim which needs to be resolved. (NEED TO KNOW HOW TO TREAT THIS CLAIM) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - A current market analysis - with comparative sold within 6 months of filing. (RECEIVED) - Need a statement for the co-debtor's 401k loan. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $6,313.00 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $53,803 in non exempt equity in the residence. (pending review of updated CMA) (LANGUAGE ADDED) - There is $11,437 in non exempt equity in the bank account. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $820 x 60 beginning 1/1/2025, base Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 136 | 3/19/2025 10:00 am | 24-22042 / CMG | Allen I. Gorski, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 3/13/2025 (at): RECOMMEND: $1,400 PAID TO DATE, $762 x 57 BEGINNING 4/1/2025, 100% PLAN - Preserve non exempt equity of $43,991 in real estate. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Debtor's property shall be vested upon confirmation. - The trustee shall pay the arrearage amount of $906.78 to Capital One Auto Finance, claim #5. No distributions shall be made on the bifurcated secured and unsecured portions of the proof of claim. Trustee's objection: - The debtor has insufficient income. - The debtor has failed to supply the Trustee with the following document (s): - Per Schedule I, monthly income for debtor's business is $4,600.00. Per P&L provided, monthly income is $515.58. Needs explanation. (NO EXPLANATION RECEIVED) - Need November and December bank statements for TD account 9271, Credit Union of NJ account and Wells Fargo account 763. (NOT RECEIVED) - Car payment, mortgage payment, utilities, insurance, and money to nephew are all on the P&L and Schedule J. Need amended P&L. Or debtor certification explaining this. (NOT RECEIVED) RESOLVE ISSUES: - The State of NJ Division of Taxation filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED) - A Modified Plan that completes part 8a. (vesting of estate ) (LANGUAGE ADDED) -For cap one Bifurcated claim: add lang to terms to pay arrears amt No payment on secured or unsecured portions of the claim (LANGUAGE ADDED) - add language that property vests at confirmation. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $43,991 in non exempt equity in the residence. (LANGUAGE ADDED) - The Schedules |
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Matter ResolvedRequest Adjourment | 137 | 3/19/2025 10:00 am | 24-22143 / CMG | Carlos D. Martinez, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 3/11/25 (mk):email to atty- ok to terms IF OK TO PAY ARREARS IN #1 THEN **CAN REC CONFIRM AT $3,300 PTD THEN $1,218 x 57 BEGIN 4/1/25. 100%. Preserve non exempt equity of $124,855 in real and personal property. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. OTBS resolving objection by Chase Bank and to pay arrears claim of $1,149.94 w/in 14 days. Claim #17-1 Sunnova for solar lease is current and will be treated outside the plan ** 1. Objection filed by Chase Bank (Fein Such) - failure to cure arrears of $1,149.94 (Per POC) OK TO PAY? -------------------RESOLVED ISSUES------------------------ The NJ Division of Taxation filed an estimated priority claim which needs to be amended. (APOC FILED - zero liability Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) - Must file Pre-confirmation certification. (FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $124,504, Chase Bank acct $105 and in MCU Bank acct#9032 $246. (LANGUAGE ADDED) - Must resolve creditor objection. (LISTED ABOVE) - The Schedules fail to account for the debtor(s) tax refund in the amount of $3,810 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Plan is proposing 100%. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22C has disposable income $2,547.89. Plan pays 100%. - Disposable income verifies $2,201. Plan pays 100%. Plan proposes: $1,100 x 60 beginning 1/1/2025, 100% |
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Matter ResolvedRequest Adjourment | 138 | 3/19/2025 10:00 am | 24-22371 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 4/30/2025 10:00 am | As of 3/14/25 (DS): Debtor atty requested adj to allow time to serve creditor and resolve obj. As of 3/13/25 (DS): 1. Trustee obj to the following: - Must resolve Capital One obj. - The service to Westlake was not done properly, serves PO Box, must serve at street address. POC filed with a street address. Must serve Westlake to address on claim. 2. Capital One (REGINA COHEN) obj to cram. Must resolved. 3. IRS filed priority claim for $2,851.09. Trustee ok to pay or move against the claim Prop Plan $438.31 x 60 begin 1/1/25; Base |
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Matter ResolvedRequest Adjourment | 139 | 3/19/2025 10:00 am | 24-22415 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Continued 4/9/2025 10:00 am | AS of 3/10/25(mk): 341 scheduled for 3/13/25 - will update obj if Tr files one after the 341 1. Objection By Wells Fargo(RAS): - fails to pay arrears LM speculative 2. OneMain Financial Group LLC (2010 Ford Focus) filed arrears claim in the amount of $321.94. Plan treats claim a secured and unaffected by plan. NEED TO ADVISE TRUSTEE OF TREATMENT OF THE ARREARS 3. OneMain Financial Group, LLC (2006 GMC Envoy) filed BIFURCATED claim $17,466.22 of which $6,975 is secured and $10,491.22 is unsecured. In addition, there are arrears in the amount of $1.365.52. Plan treats claim a secured and unaffected by plan. NEED TO ADVISE TRUSTEE OF TREATMENT OF THIS CREDITOR CLAIM. 4. TR Objection so far: - Need pre conf cert. proposed plan $130x60 base plan with loan mod by 6/30/2025 2/3 payments |
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Matter ResolvedRequest Adjourment | 140 | 3/19/2025 10:00 am | 24-22452 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 3/13/2025 (at): RECOMMEND: $315.78 PAID TO DATE, $400 x 17 BEGINNING 4/1/2025, $800 x 16 BEGINNING 9/1/2025, BASE Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Disposable income verifies $590. - Must provide balance statement from PERS Loan shown on spouse pay stub, prior to filing date. (RECEIVED - ENDS IN MONTH 20 - ADDITIONAL $645/MONTH IN INCOME) RESOLVED ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,089 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The debtor has failed to supply the Trustee with the following document (s): - Updated auto insurance, expires 1/19/25. (RECEIVED) Plan proposes: $157.89 x 60 beginning 1/1/2025, base Payments: 2/3, arrears $157.89 |
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Matter ResolvedRequest Adjourment | 141 | 3/19/2025 10:00 am | 24-22460 / CMG | Michelle Lee, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | 3/12/15(MK) : have appraisal form Dec 2024 and pictures to bad roof- need certified estimates on cost for new roof- email to atty 2/26/25:Tr will retain appraiser for home if not resolved and debtor will send in info on repairs As of 2/21/25 (DS): Recommend confirming at $775 paid, $1,118 x 58 begin 3/1/25; Base with a min. div. $49,165 to gucs due to non-exempt equity; - Trustee ok to pay arrears claim#14-1 of Cavalry SPV $837.54. - US Dept of HUD claim#1-1 to be treated outside, no arrears owed. - Must provide 2024 Tax returns no later than 5/15/25. 1. Trustee obj to the following: - Capital one in plan as unaffected_Claim filed for arrerars $60- OK TO PAY? - There is non-exempt equity in the residence $47,787, Ardent chkg acct of $1,284, PenFed Credit Union of $9, and Edifi acct#151 of $85 total $49,165. - Excessive expenses on Sched J: Auto insurance $610 and 2 car payments $432 and $869 total car pymts $1,301. - income verfied at 1,047 p/m - Cavalry filed secured judgment lien claim $837.54. Trustee ok to pay? - US Dept of HUD filed claim, not in plan, no arrears owed. - Must provide 2024 Tax return, if not filed can add to confirming order to provide no later than 5/15/25. Prop Plan $775 x 60 begin 1/1/25; Dollar Base $25,000 |
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Matter ResolvedRequest Adjourment | 142 | 3/19/2025 10:00 am | 24-22487 / MEH | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 3/13/25 (SF) Trustee objection: - Need a copy of the last filed tax return - for 2024 by 5/15/25. - Need Auto insurance for 2023 Nissan Rogue. -22C has excessive deductions. There would be estimated disposable income $836.66, which would require min. div. $50,199.60 to gucs, pending proof of life insurance expenses: - Line 16 Taxes has $1,517.61 (Sched I has $1,946.82 and POI verifies $2,149.39). - Line 17 Involuntary deductions $1,367.65 (Sched I has $1,026.99, but has a garnishment $202.75, which is no longer active and POI verifies $704.83) - Line 18 Life Insurance has $270 (Sched I has $65.12 and Sched J has $365, but need proof). - Line 22 Additional healthcare $1,084 (Healthcare on Sched I is $504.02 and POI verifies $507.38). - Line 23 Optional phone services $330 (only allowed $150). - Line 30 Additional food/clothing $49. - Excessive expenses on Sched J: Cell phone $374, Medical $1,250, Life insurance $265 and spouse life insurance $100, Auto insurance $350, Car payments $662 and $348 for spouse (Must provide balance statement for car). Must provide proof of expenses 10 days prior to confirmation. Due to excessive expenses and pending proof of expenses there is estimated disposable income $2,148 or more. - 22C due to excessive expenses will also have disposable income. - Must provide Nov & Dec bank statements from PNC Bank acct#7841, Chase Bank acct#7280, Chase Bank savings acct#6358 and Cryptocurrency balance statement. - Must provide Chase Bank acct#7801 statements from 11/6/24 - 12/19/24, PNC Bank acct#7833 statements from 10/25/24 - 12/19/24 and PNC Bank acct#7868 statements from 11/1/24 - 12/19/24. - Must file Pre-confirmation certification. Plan requires 100% to gucs. To confirm currently need : $1164 PTD, $902 X 45 (BEGIN 4/1/25) 100% PLAN W/MIN DIV OF $50,199 TO GUCS PER 122C - MUST PROVIDE COPY OF 2024 TAX RETURN BY 5/31/25 - MUST FILE PRE-CONFIRMATION CERT WITHIN 7 DAYS Plan proposes $583 x 60 Base Payments: 2/3 Arr |
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Matter ResolvedRequest Adjourment | 143 | 3/19/2025 10:00 am | 24-22503 / CMG | David G. Esposito, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | MP filed #20 3/11/25- NO NOTICE AS OF 3/13/25 (SF) NOT CURRENT 1. Objection filed by US Bank (Egerman) - There are conflicting provisions in the plan to cure the arrears to US Bank and to pay in full. There is lack of feasibility and speculative sale 2. Modified plan makes no sense. (Trustee Obj to be filed - sent to MK for review) - Plan is not feasible. No proof of rental income provided - Part 3a lists all of the debt for secured priority and unsecured - Part 4 proposes to cure arrears to Fay Servicing and Part 4g proposes to pay in full - The plan fails to provide for a prompt sale/refinance of the debtor's real property - Schedule C was amended and is still blank. 3. Trustee objection: - The debtor has insufficient income disposable income verifies $ -1. How are debtors' funding the plan payments?. - Need a copy of the homeowner's insurance renewal declaration - with personal liability coverage. - Need 2 months bank statements from Wells Fargo acct#1195 prior to filing date, docs provided are up to 5/23/24. - Need amendments to Schedules B to add values of electronics and clothing and amended Schedule C to take proper exemptions for all assets. - The current Plan does not specify treatment of NJ Dept of Labor $530.15 under the Plan. - There is non-exempt equity in the residence $222,292, 1st Property in Philippines $32,021, 2nd property in Philippines $41,950, 3rd property in Philippines $40,409, 2012 Ford $20,000 and all other personal assets, estimated to be $9,095. - Add to confirming order non-exempt proceeds from sales of Philippine properties to Trustee. - Must file Pre-confirmation certification Plan proposes $2,000 x 12; $2300 x 24; $2400 x 24; Sale of property in Philipines by 4/2026 and Refinance (reverse mortgage) by 7/2027 100% Plan Payments: 1 of 3 Arrears: $3600 |
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Matter ResolvedRequest Adjourment | 144 | 3/19/2025 10:00 am | 24-22566 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS of 3/14/25 (mk): **CAN REC CONFIRM AT $2,800 PTD Then $1,400 x 9 Begin 4/1/25 Then $1,800 x 12 Begin 4/1/26 Then $2,250 x 12 begin 4/1/27 Then $2,750 x 12 Begin 4/1/28 Then $3,300 x 12 Begin 4/1/29. 100%. PRESERVE EQUITY T/H OF $ 116,064 IN REAL AND PERSONAL PROPERTY. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. Must file pre conf cert. w/in 7 days from confirmation** --------------------------------------- >>Bar date has passed- total guc claims 115,367.16- PLAN PROVIDES MORE - case will be 100% 1. Trustee Objection: - Need to file Pre-Confirmation Certification. - needs fee app w/ in 7 days Plan:1400 x 12, 2250x12 then 2,750 x 12 ,3300 x12 Not less than 121,000 2/3 payments ----------------------------RESOLVED--------------------------------- -There is $114,131 in non exempt equity in the residence. - There is $1,933 in non exempt equity in the bank accounts PLAN PROVIDES FOR MIN $121,000 - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan -Verified income leaves monthly disposable income of $1,950.46. PLAN HAS INCEASED TIERS - need copy of Will of debtor's mother.( (nothing to debtro) - what is funding the plan increases? ( Pay raises) |
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Matter ResolvedRequest Adjourment | 145 | 3/19/2025 10:00 am | 24-22672 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | As of 3/14/25 (DS): Need to confirm at $1,180 paid, $677 x 57 begin 4/1/25; 100% w/min. div. $56,103 to gucs due to non-exempt equity; - Trustee ok to pay claim#4-1 of Cavalry SPV $2,156.16. - Trustee ok to pay arrears claim#6-1 of Fifth Third Bank $429.01. - Trustee ok to pay arrears claim#9-1 of Truist Bank $2,771.06. - Fee app within 7 days from confirming order. 1. Arrears claim filed by Truist Bank mortgage $2,771.06. Trustee ok to pay? As of 2/24/25 (DS): Debtor atty requested adj to pass bar date As of 2/21/25 (DS): RECOMMEND WAITING PASS BAR DATE 3/7/25 or need to confirm at $590 paid, $1,192 x 58 begin 3/1/25; 100% with a min. div. $56,627 to gucs due to non-exempt equity; - Trustee ok to pay claim#4-1 of Cavalry SPV $2,156.16. - Trustee ok to pay arrears claim#6-1 of Fifth Third Bank $429.01. - Fee app within 7 days from confirming order. Note: Sufficient income to support increase in plan pymt 1. Trustee obj to the following: - 22C Line 45 has disposable income $3,058.21, plan pays 100%. - Secured claim filed by Cavalry SPV I for Home Depot card $2,156.16 judgment lien. Atty emailed ok to pay claim. - Must file fee app within 7 days from confirming order. - Must file Pre-confirmation certification. - Add to confirming order Debtor to provide updated proof of income when spouse returns to work or when unemployment ends by 10/1/25. - There is non-exempt equity in the residence $56,627, total claims filed $22,660.82. RECOMMEND WAITING PASS BAR DATE 3/7/25 OR WILL NEED TO WORK UP WITH NON-EXEMPT EQUITY 2. Fifth Third (2019 Honda) filed arrears $429.01. Trustee ok to pay? Emailed Debtor atty. Prop Plan $590 x 60 begin 1/1/25; 100% Note: 2023 Tax returns provided for both Debtor and spouse. |
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Matter ResolvedRequest Adjourment | 146 | 3/19/2025 10:00 am | 24-22736 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | As of 3/13/25 (DS): Recommend confirming at $1,245 paid, $695 x 57 begin 4/1/25; Base with a min. div. $24,900 to gucs - Trustee ok to pay the IRS claim#4-1 $4,566.47. - The claim#10-1 of Harley Davidson is to be treated outside, no arrears owed and the unsecured portion is not to be paid and treated outside. 1. Trustee obj to disposable income $851. 2. IRS filed priority claim $4,566.47. Trustee ok to pay? 3. Harley Davison filed a bifurcated claim with secured $13,280 and unsecured $562.62 with no arrears. The creditor is not in the plan, but is on Sched D and payment is on Sched J. Trustee to treat this claim outside? Prop Plan $415 x 60 begin 1/1/25; Dollar Base $24,900 |
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Matter ResolvedRequest Adjourment | 147 | 3/19/2025 10:00 am | 24-22771 / CMG | Roger J. Yehl, Esq. | Confirmation Hearing on Modified Plan | Continued 4/30/2025 10:00 am | AS OF 3/13/25 (SF) 1. IRS filed estimated priority claim 11-1 (Need amended claim) 2. Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $275/month for cable/internet/phone and $75.50/month for phone on P &L $1,050/month for food and $76/month for food on P &L (FOOD AMENDED TO $650, $400 IS ALLOWED) $325/month for clothing (AMENDED TO $250, $100 IS ALLOWED) $175/month for personal care $550/month support for son and granddaughter Need proof of excessive expenses 10 days prior to confirmation. - Need Certification from debtor regarding disposition of proceeds from sale of property in 2022. (Debtor received $113,546.14. Cert provided only accounts for an estimated $50,000. No proofs of payments provided) Plan proposes $400 x 60 Base Payments: Current $2200 received RESOLVED: - Need to file Pre-Confirmation Certification. (FILED) - Need November and December bank statements for TD account #6564 or closing statement. (RECEIVED) - Need statements for the Mass Mutual and Guardian whole life insurance policies. E (RECEIVED) - The debtor has insufficient income . (SCHEDULES I AND J AMENDED) |
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Matter ResolvedRequest Adjourment | 148 | 3/19/2025 10:00 am | 25-10002 / CMG | Roger J. Yehl, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | 3/13/25(mk): OK to terms **CAN REC CONFIRM $1,053 PTD THEN THEN $ 1,125 x 58 Begin 4/1/25 100% ---------------- >>CASE IS 100% . Only mtg claim and atty fees in case. 1. Trustee Objection: - need 2024 tax return by 5/31/25 -There is non-exempt equity in the residence $114,251. PLAN 100% Plan: $1,053 x 60 begin 2/1/25;100% 1/2 payments -------------RESOLVED--------------------------- excessive expense items, such as: Food $1,050, Clothing $325 and Auto insurance $200 (verifies $165). These expenses will be allowed if case is 100% |
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Matter ResolvedRequest Adjourment | 149 | 3/19/2025 10:00 am | 25-10052 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 3/11/2025 (JMA) 1) Trustee objection to confirmation - need to resolve - Proof of 2 month's income - all of November and December pay stubs. - A copy of the last filed tax return - 2024 by 5/15/2025. - A copy of the homeowner's insurance renewal declaration - prior to confirmation. - Need updated car insurance. Policy provided expired on 2/9/2025. - The IRS filed an estimated claim which needs to be amended. - Need November and December bank statements for all accounts owned by the debtor. - Need proof of income for both contributors. - Need to file Pre-Confirmation Certification - RESOLVED, FILED proposed plan $3,050x60 0% plan paid in $3,050 arrears $3,050 last claim 6-1 |
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Matter ResolvedRequest Adjourment | 150 | 3/19/2025 10:00 am | 25-10055 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 3/14/2025 (at): 1. Lakeview Loan Servicing filed a secured arrears claim in the amount of $1,773.87 which is not in the plan. Are the debtors going to pay this claim? 2. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - policy expires 4/18/2025, if not confirmed need to provide renewal. (NOT RECEIVED) - Both debtors claim an exemption under 5229d0(11)(D). need information on the lawsuit to determine if this is a Joint asset or only the asset of one of the debtors. (PER 341 TESTIMONY CLAIM WAS DISMISSED) -When does debtor expect to collect income from new job? Need to provide paystubs to Trustee. (PAY STUBS NOT RECEIVED) RESOLVED ISSUES: - The debtor has insufficient income significantly negative income, plan not feasible. (CURRENT WITH TRUSTEE PAYMENTS) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -There is $150,384.45 non-exempt equity in the debtor's home. However, the house was severely damage in fire and not liveable. (LANGUAGE ADDED) Plan proposes: $200 x 60 beginning 2/1/2025, refinance of 1 Andrea Way by 1/1/2027, 100% plan Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 151 | 3/19/2025 10:00 am | 25-10063 / CMG | Nicholas Fitzgerald, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP FILED AND SCHEDULED FOR 4/9/25 FYI: Order submitted resolving objection by Rocket Mtg . TERMS=PAY arrears of $104,223.99 thru plan (mk) |
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Matter ResolvedRequest Adjourment | 152 | 3/19/2025 10:00 am | 25-10071 / CMG | Bruce J. Duke, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | AS OF 3/13/2025 (at): 1. 341 has not been held or rescheduled. (NO DOCUMENTS PROVIDED) 2. Payments: 0/2, arrears $1,600 |
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Matter ResolvedRequest Adjourment | 153 | 3/19/2025 10:00 am | 25-10096 / CMG | Shmuel Klein | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 3/14/25(mk): >341 held yesterday 3/13 - this hearing will need to be adjourned. MFFR on 3/19 to continue matrimonial case 1. Trustee Objection: - Adversary proceeding filed by debtor against George Herzka. Need outcome. - None of the income letters are certified. - certification from debtor as to Bank account closing with date and address how she handles the money she receives and how does she pay bills ? - proof of payment for rent lease or certification from landlord. debtor testified the rent is $4,200 per month. Sch J says $500. Needs explanation - Need to file Pre-Confirmation Certification. -Needs TR std order of distribution. - need fee app for hourly fee 7 days frorm confirming order - Need most recent full statements for Lakeland Bank #8506(mk: debtor testified has not had a bank acct since 8/2022) Plan:$110 X 36; BASE 2/2 payments |
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Matter ResolvedRequest Adjourment | 154 | 3/19/2025 10:00 am | 25-10108 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | issues as of 3/11/2025 (JMA) 1) 341 will not be held 3/13/2025 - missing documents 2) IRS priority claim estimated for 2021, 2022 and 2024 taxes 3) No Trustee plan payments to date, arrears $1,032 4) Citigroup Mortgage Loan Trust (RASC) objection to confirmation - need to resolve -loan modification has not been offered or approved by Secured Creditor proposed plan $516x60 base plan, loan mod by 7/15/2025 paid in $0 arrears $1,032 last claim 11-1 |
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Matter ResolvedRequest Adjourment | 155 | 3/19/2025 10:00 am | 25-10116 / CMG | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 3/13/2025 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED. 1. 341 is scheduled for 3/20/2025. (READY) 2. Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 156 | 3/19/2025 10:00 am | 25-10121 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | As of 3/13/25 (DS): 1. No Trustee payments made, Debtor in arrears $1,794, made 0 out of 2 payments. 2. Trustee obj to the following: - There is non-exempt equity in the residence $129,464. A SECURED JUDGMENT LIEN WAS FILED BY STATE OF NJ WORKERS COMP FOR $168,800.83, NOT IN PLAN, WHICH WILL TAKE AWAY THE NON-EXEMPT EQUITY. - Must file Pre-confirmation certification. - Attorney disclosure has fees owed $2,563 and plan has $2,187, one of these must be amended to correct atty fees to be paid. 3. SPS (DENISE CARLON) obj to loan mod and arrears not paid. 4. State of NJ Workers comp filed secured claim $168,800.83, which will tank this case, increasing payments to $4,193 or more. Disposable income is $798. Prop Plan $897 x 60 begin 2/1/25; 100% and Loan mod on Tennis Ct by 5/31/25 |
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Matter ResolvedRequest Adjourment | 157 | 3/19/2025 10:00 am | 25-10164 / CMG | Andrew G. Greenberg, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | As of 3/12/25 (DS): 341 not held 2/20/25, missing all docs. |
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Matter ResolvedRequest Adjourment | 158 | 3/19/2025 10:00 am | 25-10167 / CMG | Frederick J. Simon, Esq. | Confirmation Hearing Scheduled | Continued 4/30/2025 10:00 am | 341 not held - rescheduled to 3/13/25 Payments: 1/2 Arrears: $1134 |
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Matter ResolvedRequest Adjourment | 159 | 3/19/2025 10:00 am | 25-10182 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 3/12/25 (SF) 1. Attorney must request adjournment of confirmation hearing 2. 341 not held. Rescheduled to 3/27/25 at 11 3. Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 160 | 3/19/2025 10:00 am | 25-10192 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 5/21/2025 10:00 am | UPDATED 3/11/2025 (JMA) issues as of 3/10/2025 (JMA) 1) US Bank (RASC) objection to confirmation - need to resolve - approximate arrears $36,523.80 2) Trustee objection to confirmation - need to resolve - The debtor has insufficient income Verified income leaves monthly disposable income of $537.35. - The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - 2024 by 5/15/2025. - Need December and January bank statements for Municipal Credit Union Share 2 account - RESOLVED, PROVIDED - Need to file Pre-Confirmation Certification - RESOLVED, FILED 3) This is an above median case and the plan only provides for a 52-month plan - need to modify plan for 60 months proposed plan $$850x40, $1,300x12 base plan paid in $850 arrears $850 last claim 6-1 |
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Matter ResolvedRequest Adjourment | 0 | 3/19/2025 10:00 am | 25-10234 / MBK | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Withdrawn | AMT: SCHEDULED FOR 3/12 |
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Matter ResolvedRequest Adjourment | 161 | 3/19/2025 10:00 am | 25-10260 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 4/30/2025 10:00 am | AS OF 3/13/2025 (at): 1. Objection filed by New Rez/Shellpoint (Stewart Legal) - failure to cure full arrears of $9,612.06 (Per obj - no POC yet). Plan proposes to pay $1,921.37. (UNRESOLVED) 2. Objection filed by Systems & Services/Medallion Bank (Stewart Legal) - objecting to valuation of $3,900. Creditor values collateral at $4,700 and interest rate of 0% is too low. Creditor wants 9.5%. (UNRESOLVED) 3. Objection filed by One Main Financial (Stewart Legal) - objecting to valuation of $15,500. Creditor values the 2022 Kia at $30,075 and the interest rate of 6% is too low. Creditor wants 9.5%. (UNRESOLVED) 4. Trustee's objection: - Balance statement from debtor's 401(k) loan prior to filing date. (NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Disposable income verifies $1,008. - The case is a Joint case and the plan filed fails to check off the box for joint administration in part 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint administration. (MODIFIED PLAN NOT FILED) RESOLVED ISSUES: - Must file Pre-confirmation Certification. (FILED) - The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERTIFICATION OF SERVICE FILED) - The current Plan does not specify treatment of US Dept of HUD under the Plan. (PAY OUTSIDE) The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - for 2024 by 5/15/25. (LANGUAGE ADDED) - Add to confirming order Debtors to provide updated proof of income from landscaping business and employment by 7/2025.(LANGUAGE ADDED) Plan proposes: $468.53 x 60 beginning 2/1/2025, base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 162 | 3/19/2025 10:00 am | 25-10266 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | |
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Matter ResolvedRequest Adjourment | 163 | 3/19/2025 10:00 am | 25-10345 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 4/30/2025 10:00 am | As of 3/14/25 (DS): Debtor atty requested adj to resolve estimated tax claims As of 3/13/25 (DS): 1. Trustee obj to the following: - Must provide DSO Info form. - Disposable income verifies $575. - Must file Pre-confirmation certification. 2. State of NY filed estimated claim, 2018 not filed. Must resolve claim. 3. IRS filed estimated tax claim, 2020, 2021, 2022 and 2024 not filed. Must resolve claim. Prop Plan $100 x 55 begin 2/1/25; Base |
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Matter ResolvedRequest Adjourment | 164 | 3/19/2025 10:00 am | 25-10394 / CMG | Roger J. Yehl, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | 3/13/25 (sf) Per atty, debtor lives with a roommate and the roommate pays the rent and the debtor pays all other expenses. There is no rental payment on schedule J. Atty would like to know if we will compromise. Advised attorney to send certification to explain living arrangements. AS OF 3/12/25 (SF) DUE TO EXCESSIVE EXPENSES NEED BASE OF $33,705.54 RECOMMEND $861.54 PTD, $966 X 34 (BEGIN 4/1/25) BASED PLAN - OK TO PAY IRS PRIORITY CLAIM 5-1 1. IRS filed priority claim 5-1 in the amount of $71 which is not addressed in plan (OK TO PAY?) 2. Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $400/month for cable/internet/phone $1,050/month for food for one $350/month for clothing $275/month for personal care $275/month for entertainment Need proof of excessive expenses 10 days prior to confirmation REDUCED EXPENSES BY $1125 LEAVING DISPOSABLE INCOME OF $1170 Plan proposes $350 x 36 Base Payments: Current $861.54 Received RESOLVED: - Need a copy of the last filed tax return - 2024 by 5/15/2025. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 165 | 3/19/2025 10:00 am | 25-10399 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Continued 4/9/2025 10:00 am | issues as of 3/10/2025 (JMA) 1) 341 hearing scheduled for 3/13/2025 - work up to be completed after hearing held |
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Matter ResolvedRequest Adjourment | 166 | 3/19/2025 10:00 am | 25-10458 / CMG | Andrew G. Greenberg, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | issues as of 3/1/2025 (JMA) 1) 341 not held, not rescheduled - still missing documents 2) 5TH FILING- IF DISMISSED NEED A 1 OR 2 YR BAR TO REFILE |
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Matter ResolvedRequest Adjourment | 167 | 3/19/2025 10:00 am | 25-10467 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 3/6/2025 (at): RECOMMEND: $250 x 36 BEGINNING 2/1/2025, BASE - Non exempt proceeds from inheritance are to be turned over to trustee. - Need 2024 tax return by 5/15/2025. Plan proposes: $250 x 36 beginning 2/1/2025, base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 168 | 3/19/2025 10:00 am | 25-10479 / CMG | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | As of 3/13/25 (DS): Ok to confirm at $1,000 x 60 begin 2/1/25; Base 1. Trustee obj to Debtors income is insufficient, disposable income verifies $979 with 2024 Tax refund and proof of recent support provided. Prop Plan $1,000 x 60 begin 2/1/25; Base Note: 2024 Tax return, Proof of support, updated homeowner and auto insurance provided. |
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Matter ResolvedRequest Adjourment | 169 | 3/19/2025 10:00 am | 25-10535 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 3/13/25 (SF) Updated RECOMMEND $900 X 36 (BEGIN 2/1/25); $1847 X 24 (BEGIN 2/1/28 100% PLAN W/ MIN $110,662 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE - MUST FILE FEE APPLICATION FOR HOURLY FEES WITHIN 7 DAY OF ENTERED CONFIRMATION ORDER - STUDENT LOANS TO BE PAID OUTSIDE PLAN Trustee objection: - The debtor has insufficient income expenses are excessive, disposable income verifies $652. Debtors will need E-Wage.. (Ewage not required as debtors car payments will expire during the life of the plan) Updated auto insurance, expires 3/3/25 and 2 months bank statements from TD Bank checking acct ending in #7131. - A Modified Plan that adds 2nd 2020 Ford Fusion loan with Ally Bank. Amendments to Schedules A/B and C to add 2nd 2020 Ford Fusion listed on auto insurance and TD Bank checking acct#7131, listed on TD Bank acct#3119. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Auto insurance $1,054. May be moot plan propose 100%. The current Plan does not specify treatment of Ally Bank (2020 Ford Fusion) under the Plan. - There is non-exempt equity in the residence $114,237, 2020 Ford EcoSport Vin#4820 has $1,087, 2020 Ford Fusion VIN#8957 has $1,262 and pending claims filed for additional 2 vehicles. - Add to confirming order fee app within 7 days from confirming. Plan proposes $900 x 36; $1670 x 24 100% Plan Payments: 2/2 RESOLVED: - A copy of the last filed tax return - for 2024. (RECEIVED) - Must file Pre-confirmation certification. (FILED) |
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Matter ResolvedRequest Adjourment | 170 | 3/19/2025 10:00 am | 25-10537 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 3/10/2024 (JMA) 1) PennyMac Loan Services, LLC (Fein Such) objection to confirmation - need to resolve - total arrears due is estimated at $3,411.40 - total claim is estimated at $361,595.02 2) Trustee objection to confirmation - need to resolve - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $17,982.50 non-exempt equity in house. - Debtors counsel must file a fee application within 7 days of confirmation. - Must file Pre- Confirmation Certification with Court - RESOLVED, FILED proposed plan $400x60 base plan paid in $400 arrears $400 last claim 7-1 |
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Matter ResolvedRequest Adjourment | 171 | 3/19/2025 10:00 am | 25-10541 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 3/13/2025 (at): RECOMMEND: $1,940.06 PAID TO DATE, $1,147 x 58 BEGINNING 4/1/2025, BASE - Need 2024 tax return by 5/15/2025. Plan proposes: $970.03 x 60 beginning 2/1/2025, base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 172 | 3/19/2025 10:00 am | 25-10546 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 4/30/2025 10:00 am | As of 3/14/25 (DS): Debtor atty requested adj to allow more time to resolve obj. As of 3/13/25 (DS): 1. Trustee obj to the following: - Must provide DSO Info form and bank statements for TD accts #7139 and #3030 for December and January, prior to filing date. - Excessive expenses on Sched J: $500 Home maintenance (Rents apt), $600 Transportation, $1,076 Support payments (Must provide order for support) and $400 Auto insurance (Verifies $270). - Disposable income verifies $342, deducting excessive expenses would be $1,918. - Must file Pre-confirmation Certification. - Reviewing 22c, due to case being above median there are also excessive expenses on Line 11 $754 (takes 2 or more for transportation (Should be $377 for 1 car), Line 19 $1,000 Court ordered support (Must provide order), Line 23 Childcare $500 (None on 2023 Tax return and child not dependent, but child of Debtor), Line 29 Education expenses $189 (Must provide proof), Line 30 Additional food/clothing $49, which would leave disposable income $2,179, which would require min. div. $130,740 to gucs. RECOMMEND WAITING PASS BAR DATE 3/31/25. 2. Must resolve IRS estimated tax claim, 2024 tax return not filed and must provide 2024 Tax return. Prop Plan $150 x 60 begin 2/1/25; Base Note: Expenses for entertainment is ok. |
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Matter ResolvedRequest Adjourment | 173 | 3/19/2025 10:00 am | 25-10547 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 3/13/25 (SF) 1. 341 NOT HELD - NO SHOW ON 3/13 2. NO PAYMENTS: 0/2 ARREARS: $3008 |
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Matter ResolvedRequest Adjourment | 174 | 3/19/2025 10:00 am | 25-10573 / CMG | Christopher G. Cassie, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | issues as of 3/10/2025 (JMA) 1) 341 not held, not rescheduled - missing documents |
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Matter ResolvedRequest Adjourment | 175 | 3/19/2025 10:00 am | 25-10580 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 3/14/2025 (at): NEED HOMEOWNER'S INSURANCE. 1. The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED) 2. Citizens Bank filed a secured arrears claim in the amount of $1,792.21 for a 2018 Dodge Charger which is not in the plan. Is the debtor going to pay this claim? 3. Citadel Credit Union filed a secured arrears claim in the amount of $312.31 for a 2018 Mercedes which is not in the plan. Is the debtor going to pay this claim? 4. JPMorgan Chase filed a secured arrears claim in the amount of $4,266.58 which is not in the plan. Is the debtor going to pay this claim? 5. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - policy provided expired 2/17/2025 (NOT RECEIVED) - need to provided November and December statements for Citadel CU (NOT RECEIVED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity $105,843.05 in house. (LANGUAGE ADDED) Plan proposes: $2,150 x 60 beginning 2/1/2025, 100% plan Payments: 1/2, arrears $2,150 |
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Matter ResolvedRequest Adjourment | 176 | 3/19/2025 10:00 am | 25-10586 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | AS OF 3/13/2025 (at): 1. 341 has not been held or rescheduled. 2. Payments: 0/2, arrears $1,422 |
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Matter ResolvedRequest Adjourment | 177 | 3/19/2025 10:00 am | 25-10644 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | As of 3/12/25 (DS): 341 sched 3/20/25. Need updated auto insurance, expired 2/21/25, then can submit confirmation adj req. |
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Matter ResolvedRequest Adjourment | 178 | 3/19/2025 10:00 am | 25-10698 / CMG | Scott E. Tanne, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 3/13/25 (SF) NO PAYMENTS 1. Acura Financial Services filed arrears claim 1-1 in the amount of $569.84 which is not addressed in plan (OK TO PAY?) 2. Trustee objection: - Need a copy of the last filed tax return - for 2024 by 5/15/25. - Need Bank of America acct#6745 first page of statement for 1/15/25. - Need amendments to Schedules Sched A/B and C to correct year of Infiniti to 2008, not 2012, per auto insurance. -The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food $700, Clothing $200 and Car insurance $346. If Debtor is not married. Statement of Financial Affairs states Debtor is married and 22C takes household of 2. - Must provide proof of auto insurance payment 10 days prior to confirmation. - Due to excessive expenses disposable income will be much higher, estimating to be $596. - Need 2 months (Dec & Jan) bank statements from Citizens Bank, Chime and Navy FCU. - Must file Pre-confirmation certification. - Need Certification from Debtor regarding separation from husband. - Amend Form 122C for a household of 1. - Need a Modified Plan or amended Attorney Disclosure for the correct attorney fee balance. Plan proposes $300 x 36 Base Payments: 0/2 Arrears: $600 |
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Matter ResolvedRequest Adjourment | 179 | 3/19/2025 10:00 am | 25-10753 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 3/10/2025 (JMA) 1) 341 hearing has been rescheduled for 3/27/2025 2) US Bank (RASC) objection to confirmation - need to resolve - The plan proposes to cure Secured Creditor's claim through sale of the subject property. - The plan is speculative as it is silent as to what efforts have been undertaken to sell property. - To date no application of sale has been filed. 3) IRS priority claim is estimated for 2021 - 2024 taxes - NEED TO RESOLVE 4) IRS guc claim is estimated for 2020 taxes - NEED TO RESOLVE. 5) State of NJ priority claim is estimated for secured claims from 2021 - 2023 - NEED TO RESOLVE 6) NJ Dept of Labor, Division Employer Accounts claim $17,253.68 7) NJ Division of Taxation guc claim is estimated for 2019 and 2020 taxes - NEED TO RESOLVE 8) NJ Department of Labor, Division of Employer Accounts filed secured claim 6-1 in the amount of $17,253.68 not provided for in plan - NEED TO RESOLVE proposed plan $371x60 base with sale of house by 8/1/2025 paid in $371 arrears $371 last claim 8-1 |
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Matter ResolvedRequest Adjourment | 180 | 3/19/2025 10:00 am | 25-10759 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 3/13/2025 (at): 1. Kubota Credit Corporation filed (2) secured arrears claims 12 and 13 each in the amount of $507.75 which are not listed in the plan. Are the debtors going to pay these claims? 2. Trustee's objection: - The debtor has insufficient income. - The debtor has failed to supply the Trustee with the following document (s): - Need name of attorney handling the Heather Ragucci v. John Fitzpatrick DMD case. (NOT RECEIVED) RESOLVED ISSUES: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $740/month for cable/internet/phone $1,595/month for medical and dental Need proof of excessive expenses 10 days prior to confirmation. (RECEIVED - MEDICAL AND DENTAL TOTAL $420/MONTH ON AVERAGE) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $41,154 in non exempt equity in the residence. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) - Confirming order should provide for all non-exempt proceeds from medical malpractice claim. (LANGUAGE ADDED) Plan proposes: $1,725 x 36 beginning 2/1/2025, base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 181 | 3/19/2025 10:00 am | 25-10787 / CMG | Stephen M. Goldberg, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | As of 3/14/25 (DS): Debtor atty requested adj to allow time to resolve obj, request denied, does not get the consent of obj creditor As of 3/13/25 (DS): Must resolve obj. Recommend confirming at $250 x 2 begin 2/1/25; $317 x 34 begin 4/1/25; Base; - The claim#1-1 of US Dept of HUD to be treated outside, no arrears owed. - The Claim#2-1 of Bank of America arrears $6,482.59 is to be paid by Trustee. 1. Trustee obj to insufficient income, verifies $191. 2. US Dept of HUD filed claim, not in plan. Is this creditor Compulink Corp listed in plan as reversed mortgage? Compulink is not in the claim, but is a reversed mortgage. 3. Bank of America (POWERS KIRN) obj to not in plan, arrears claim filed for $6,482.59. Must resolve creditor obj. Prop Plan $250 x 36 begin 2/1/25; Base |
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Matter ResolvedRequest Adjourment | 0 | 3/19/2025 11:00 am | 23-15209 / MBK | Edward Hanratty, Esq. | AP Hearing Rescheduled (Document) | Moot - Converted to 7 / 11 | |
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Matter ResolvedRequest Adjourment | 182 | 3/19/2025 12:00 pm | 20-17231 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 183 | 3/19/2025 12:00 pm | 22-17271 / CMG | David L. Stevens, Esq. | Motion Compensation | No Opposition Filed | 3/5/25 amt: no mtn has been filed approving financing nunc pro tunc for the $80,000 posted in nov 2024. Should fee be held pending resolution? |
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Matter ResolvedRequest Adjourment | 184 | 3/19/2025 12:00 pm | 23-15721 / CMG | Brad J. Sadek, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 185 | 3/19/2025 12:00 pm | 24-10143 / CMG | Herbert B. Raymond, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 186 | 3/19/2025 12:00 pm | 24-11804 / CMG | Justin M. Gillman, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 187 | 3/19/2025 12:00 pm | 24-13403 / CMG | PRO SE | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Hold for Judge | property to be sold by 3/14- Order to be submitted that says that home sold or if under atty review ct can extend the deadline Debtor obj (zimnis)<>FAILED TO FILE MTN OBJECTING TO US BANK CLAIM @12-1 BY 12/20/24; US BANK'S 9/4/24 MTN FOR RELIEF FROM STAY WAS OTBS, NO ORDER ENTERED TO DATE House is off market |
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Matter ResolvedRequest Adjourment | 188 | 3/19/2025 12:00 pm | 24-13403 / CMG | PRO SE | Motion for Relief from Stay | Hold for Judge | AMT: 9/4/24 HEARING WAS OTBS<<>> Debtor obj<> US BANK TRUST/Newman Court ( Stern &E) |
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Matter ResolvedRequest Adjourment | 190 | 3/19/2025 12:00 pm | 24-19561 / CMG | Marc C. Capone, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 191 | 3/19/2025 12:00 pm | 24-19855 / CMG | Marc C. Capone, Esq. | Motion Compensation | Recommend Granting | 3/5 amt: PRE CONF CERT HAS NOT BEEN FILED - DO WE HOLD PYMT ON FEES? |
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Matter ResolvedRequest Adjourment | 192 | 3/19/2025 12:00 pm | 24-19915 / CMG | Jonathan Goldsmith Cohen, Esq. | Motion Compensation | No Opposition Filed | |
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Matter ResolvedRequest Adjourment | 193 | 3/19/2025 12:00 pm | 24-20951 / CMG | Robert Cameron Legg, Esq. | Motion Compensation | No Opposition Filed | |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |