Judge Christine M. Gravelle
Hearing Date: 3/17/2021
Hearing Count: 130
Last Updated: 03-03-2021 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
03/17/2021 8:30 am19-30037 / RG BRUCE C TRUESDALE ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 67 of 17 required payments   Arrears: $0  
Total Paid In: $47,045.00
Matter ResolvedRequest
Adjourment
13/17/2021 9:00 am15-31573 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $65,445.00
AMT: PIF/PENDING CLOSING<<<>>>

2/16/21(mk): per atty debtor sent $1850 out on Friday . this will complete case- adj 30 days to post

Debtor obj, can make pymt<> FAILED TO PAY PLAN BAL- emailed atty & he is checking with client

>in mo 63- Plan balance $1,711
Matter ResolvedRequest
Adjourment
23/17/2021 9:00 am15-31868 / CMGPAUL N MIRABELLI ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $25,097.00
1/11/21:MP filed & ON FOR 2/17/21. >>INCOMPLETE DOCS/ISSUES>>
extending plan due to COVID for 24 mos to pay off at 125 p/m. Covid cert and Amended I & J also filed. income is only debtor's unemployment.

12/29/20: atty reply- debtor out of work due to COVID- needs a little time

12/28/20: Plan balance $2,736.62. Plan is in month 61. sent email to atty.


FAILED TO PAY PLAN BALANCE/PLAN EXPIRED
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am16-14578 / CMGJONI L GRAY, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $45,457.00
2/1/21mk): per atty debtor will make payment in Feb and the pay off rest in March . Atty will request adj to 3/17/21

2/1/21(mk): Cert as to no pursuit or expected recovery from lawsuit uploaded under post 341 Litigation docs. Only 1 mo left in plan & plan balance is 1,415.50

Debtor obj, can make pymt<> ARREARS; NEEDS TO PROVIDE STATUS OF POTENTIAL LAWSUIT

1/31/21: atty email. Payment made- debtor current thru Jan. & Cert Re: Status of potential Law suit uploaded( AMT: CERT ATTACHED)

>>PLAN IS MO 59 AS OF FEB.
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am16-15423 / CMGANDRE KYDALAMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $29,324.00
2/25/21(mk): We are in mo 59. Plan balance is $4,464.16

12/14/20:email to debtor's atty & A. Kydala. REPLY- Will be seeking Letter of Admin. - need time for Surrogates office /etc.

12/9/20: Response (By debtor's son- Rep. By A.Kydala) filed- Debtor (Dad)has passed away - family wants to complete the plan. Money orders totally 4,606 which is arrears amt) sent in- wait to see when they post.

Only 3 mos remain in case. if those money orders post then recap would be around 1,766 x 3, begin 1/1/21


Debtor obj<>ARREARS; FEASIBILITY
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am16-15705 / CMGSTACEY L MULLEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $26,531.00
2/22/21(mk): made payment in Jan 3,115.50. Plan balance to complete now 1,227

Debtor obj, can pay<> ARREARS

mk: plan at 60 mos in March. Debtor trying to pay balance off.
Matter ResolvedRequest
Adjourment
93/17/2021 9:00 am16-23473 / CMGPAUL H YOUNGMotion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $13,228.00
Debtor obj, made pymts<>WILMINGTON SAVINGS (HLADIK, ONORATO)
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am16-25935 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $23,209.00
Debtor obj, will bring current<> ARREARS
Matter ResolvedRequest
Adjourment
123/17/2021 9:00 am16-32333 / CMGROBERT C NISENSON ESQMotion Sell Free and Clear of Liens under 363(f) (FEE)3rd Party MatterTotal Paid In: $18,346.00
2/16/21(mk): Email form atty - (there had been Order submitted on this BUT buyers trying to back out - will request adj. for 2 weeks

2/10 AMT: North Pointe Hollow limited obj (Stark & Stark(<<<>>>

1/22/21(mk);Revised order submitted resolves Tr & Creditor objections - OK

SN Servicing limited obj (Friedman Vartolo)<>1907 SCHLEY AVE.
requests add'l provision for sec creditor to be pd in full per payoff at closing & no further pymts form TR to creditor

last Confirmed 3/2019 at base.w/ a LM. plan has Run 50 mos

TR Obj. :Order in sale motion (#102)& Notice (#103)of Priv sale in conflict as to atty fee. Notice has 3500 and Order has 2500. Plan can't complete early unless at 100%.
1/21/21: another notice of priv sale filed9#107) corrects amt of flat fee for atty to 2500-OK
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am16-34324 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $92,281.00
Matter ResolvedRequest
Adjourment
93/17/2021 9:00 am17-16819 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $11,099.00
As of 3/2/21(mk): ARREARS 3,666.32. Last payment for $560 posted 3/1/21.


>>mk: Atty email says debtor Covid affected- moved and did not receive papers and firm had invalid email for her RS got her on telephone. She may either file COVID extension or convert to Ch 7. Motion adj 30 days and atty will advise which path
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am17-22453 / CMGMarc C. Capone, Esq.Motion Motion (Generic) - Only use if no other event is applicable3rd Party MatterTotal Paid In: $19,800.00
MTN TO PAYOFF PLAN
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am17-23076 / CMGROBERT C NISENSON ESQMotion Motion (Generic) - Only use if no other event is applicable3rd Party MatterTotal Paid In: $9,000.00
MTN TO ALLOW DEBTOR TO PURCHASE PROPERT
Matter ResolvedRequest
Adjourment
193/17/2021 9:00 am17-25333 / CMGJOSEPH J ROGERS, ESQMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $19,297.00
Debtor obj<>FIRST GUARANTY MTG (PARKER McCAY)
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am17-29033 / CMGWilliam H. Oliver, Jr., Esq.Motion SellNeeds Resolution of Issues - ObjectionsTotal Paid In: $20,070.00
915 ROUTE 9, UNIT 1

TR objection
-appl to retain realtor filed after Tr obj.
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am18-13154 / CMGSTEVEN J ABELSON, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $32,088.00
Debtor obj, making pymt<> ARREARS
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am18-13154 / CMGSTEVEN J ABELSON, ESQCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $32,088.00
Debtor obj<> ALLY (Lavin, Cedrone)
Matter ResolvedRequest
Adjourment
243/17/2021 9:00 am18-18267 / CMGTHEODORE M COSTA, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $28,527.00
As of 3/2/21:ARREARS $4,383. There was recent paymt $3000 posted on 2/3/21.
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am18-19788 / CMGPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $114,929.00
Matter ResolvedRequest
Adjourment
303/17/2021 9:00 am18-20511 / CMGRONALD E NORMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $17,166.00
MK: atty will request adj.30 days

AMT: MP 2/17<< INCOMPLETE DOCS/ ISSUES NEED RESOLUTION<>>>

1/5/21:(MK): MP (#41) filed today. COVID EXTENSION

Debtor obj, filing MP- COVID Affected<>

as of 11/13/20:ARREARS $4,328. last pay 4/3/20.
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am18-21142 / CMGWilliam H. Oliver, Jr., Esq.Motion SellNeeds Resolution of Issues - ObjectionsTotal Paid In: $6,229.00
218 PAULISON AV

2/25/21:TR Objection
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am18-24073 / CMGKirsten B. Ennis Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $32,745.00
Debtor obj, paying arrears<>RUSHMORE LOAN (Pluese Becker)
Matter ResolvedRequest
Adjourment
263/17/2021 9:00 am18-24911 / CMGJonathan Stone, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $11,304.00
Debtor obj, selling home<>SELECT PORTFOLIO (FEIN, SUCH)


TR Motion on 3/3/21.
Matter ResolvedRequest
Adjourment
273/17/2021 9:00 am18-24911 / CMGJonathan Stone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $11,304.00
3/2/21(mk); Listing agreement uploaded today

1/28/21: Debtor now current. adj requested to list prop & file MP

Debtor obj, making pymt; selling home<> FAILED TO FILE MP WITHIN 14 DAYS OF 9/16/20 ORDER #47; FAILED TO REFINANCE BY 11/14/19; ARREARS

>>MFR on 3/3/21- contested

Matter ResolvedRequest
Adjourment
323/17/2021 9:00 am18-25371 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $7,787.00
AMT: 3/17 MP<<<>>>

2/12/21: per atty email MP COVID Ext. filed toady - has not hit our docket yet but is on pacer

Debtor obj, filing MP (covid)<>ARREARS 3,216 as of 2/11/21.
Matter ResolvedRequest
Adjourment
343/17/2021 9:00 am18-27548 / CMGROBERT BRAVERMANMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $8,774.00
mk: MP filed and On for 2/17/21. >>ISSUES /NEED RESOLUTION>>
COVID extend

Debtor obj<>ARREARS $4,998
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am18-27680 / CMGYAKOV RUDIKHMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $13,913.00
JPMORGAN CHASE (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am18-28131 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $25,180.00
Debtor obj, made pymt requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am18-28556 / CMGNICHOLAS FITZGERALD, ESQMotion File Claim After Claims Bar DateNeeds Resolution of Issues - ObjectionsTotal Paid In: $72,460.00
Debtor obj<>US DEPT HUD MTN TO ALLOW LATE FILED CLM
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am18-30484 / CMGJOSEPH I WINDMAN, ESQMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $28,703.00
WILMINGTON SAVING (HILL WALLACK)
Matter ResolvedRequest
Adjourment
333/17/2021 9:00 am18-30935 / CMGRobert Manchel, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $16,651.00
3/1/21(mk):atty says still waiting for creditor reply if they will offer debtor's a LM. WANTS ANOTHER ADJ- told him can give him 2 weeks if has consent but that's it

2/11/21: STATUS? IS THIS RESOLVED? >.Atty reply- creditor atty waiting for confirmation from client that they rec'd debtor's final trial LM Payment& will offer perm LM

1/15/21:Adj requested: wants 30 days for NewRez to confirm approval of LM. Last payment on trial was Dec.



SHELLPOINT MTG (STERN LAVINTHAL & FRANKENBERG)

Debtor opp'n filed- in a trial LM- says will include Post pet arrears ...?
Matter ResolvedRequest
Adjourment
343/17/2021 9:00 am18-33956 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $11,558.00
MP (#27) ON FOR 3/17/21.

Debtor obj, filing MP (covid)<> ARREARS
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am18-35302 / CMGYAKOV RUDIKHTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $2,500.00
Debtor obj, making pymt<> ARREARS
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am18-35302 / CMGYAKOV RUDIKHMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $2,500.00
JPMORGAN CHASE (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am19-10949 / CMGYAKOV RUDIKHTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $2,275.00
Debtor obj, new job, can make pymts<> ARREARS
Matter ResolvedRequest
Adjourment
353/17/2021 9:00 am19-11349 / CMGSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $12,503.00
1/27/21(mk): MP on 2/3/21-ISSUES (#85)

12/12/20: atty wants to try to refi - wants adj to file MP
AR says RE is encumbered by 2 mtgs and a lien- may not be viable but will give a chance

11/30/20(mk): Creditor( L. Egerman, Esq.) email:Selene has advised that the account was fully reviewed today and the loan mod was denied because the debt-to-income ratio was too high (51.94%); the threshold for DTI is 35%. In part this is because the deferred principal balance under the 2010 HAMP ($129933.71) must be included. The denial letter will not be available for a few days but a copy will be provided to debtor and DC when available.

11/28/20: mk: AR emailed attys- No adj- need to appear if not resolved.

10/20/20: atty reply from lender- all backlogged- need more time for LM review

10/2/20(mk): mk email to atty for status. Reply- Bank told debtor will have answer by 10/14/20.

9/1/20(mk):debtor submitted the additional docs. Atty trying to confirm package is in underwriting, Reached out to bank's counsel

Debtor obj<>FAILED TO LM BY 12/1/19

debtor says:1st LM denied Appeal filed which is pending. Current w/ TR & Post pet. mtg payments.
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am19-14041 / CMGJoseph Casello, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $7,160.00
Debtor obj<>MORTGAGEE, POLICE AND FIREMEN'S (PLUESE)
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am19-14537 / CMGJACQUELINE R ROCCI ESQCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $14,890.00
Debtor obj, made pymt<> US BANK (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am19-15546 / CMGNICHOLAS FITZGERALD, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $3,466.00
Debtor obj, just returned to work<> ARREARS
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am19-15797 / CMGSTACEY L MULLEN, ESQMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $25,648.00
ONEMAIN FINC (BERNSTEIN-BURKLEY)
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am19-16714 / CMGCANDYCE I SMITH-SKLAR, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $17,007.00
Debtor obj, making pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am19-17201 / CMGSTEVEN N. TAIEB, ESQ.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $6,390.00
Debtor obj, wants to roll into plan<>SLS (kml)
SPECIALIZED LOAN (KML)
Matter ResolvedRequest
Adjourment
413/17/2021 9:00 am19-17487 / CMGJustin M. Gillman, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $23,820.00
adj request filed w/ CT by mistake. Emailed creditor atty office- 2 weeks or 4?

RAVENS CREST EAST CONDO (CUTOLO BARROS)

Debtor obj.-says has made all PP payments.
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am19-21588 / CMGSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $5,650.00
Debtor obj, filing MP< Doc #59 filed 2/12<<>>..

1/27/21(mk) atty email- does not want to have POC 6-1 treated as secured. Told her file a MP and chg treatment to unsecured per the filed claim

PLAN will not complete within confirmed length of 60 mos. b/c:
1.An order curing arrears (6705.84 in June 2020 #39)- was to file MP w/in20 days) and/or adding supplemental attorney fees (1/7/21added fees $1514.54) has been added to the plan.

2. debtor failed to file a feasible plan.

3.Failed to amend Proof of Claim or file order providing for Foxmoor #6-1 to be paid as secured within 30 days of 4/21/20 confirmation.
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am19-21637 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $10,327.00
Matter ResolvedRequest
Adjourment
443/17/2021 9:00 am19-21954 / CMGPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $11,580.00
1/14/21(mk): arrears now 1,221 Last pay in Nov and need to verify if car was surrendered. Correspondence to debtor to appear on 1/20/21 and included ct solutions instructions.

12//31/20: J. Morton making inquiry if vehicle was returned

mk: sent email to J Morton on 12/18/20- He has SV- what's status of auto- did she return it?
Debtor is pro se so . no email address, need correspondence

Debtor obj(#63)<>SV/HYUNDAI

-debtor letter doc#62- she surrendered car.
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am19-23753 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $3,800.00
11/13/20: Atty email .Debtors have trial LM 1st of 3 payments is Dec. 1.

FAILED TO LM BY 2/1/20.

Debtor Opp'n- LM is under review- Order extending LM to 11/9/20 entered 8/18/20.
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am19-24078 / CMGMAUREEN VELLAMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $44,153.00
USB LEASING LT (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am19-28103 / CMGFrances A. Tomes, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $4,915.00
SV/PHH; FAILED TO PROVIDE TRUSTEE WITH A OPY OF 2019 FED TAX RETURN BY 5/1/20
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am19-31145 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $14,117.00
Debtor obj<>BB 316 INVESTMENTS (TAYLOR AND KEYSER)
Matter ResolvedRequest
Adjourment
573/17/2021 9:00 am19-31624 / CMGGary D. HoffmanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $3,000.00
3/2/21: if no payment on 3/3/21- adj 2 weeks to be current.

2/26/21: Atty email reply says debtor made payment in full yesterday . see if posts then W/d

2/25/21: LM Granted- Arrears as of today $596.70- email to Atty
Recap $2,999.72 PTD(15 mos) Then $367 x 45 Begin 3/1/21.

2/11/21(mk): Motion to Approve LM filed- obj date is 2/24/21. Will adj this motion to 3/3/21 and the W/D when LM motion granted- ALSO TR ARREARS AS OF TODAY $596.70

1/14/21(mk): Need Status of LM. Atty reply: Got LM - needs to make motion to approve it

Debtor obj, filed extension<>FAILED TO OBTAIN LM BY 7/31/20

>>Atty email debtors have Trial LM & will get final by end of Jan
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am19-33391 / CMGEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $1,271.00
FAILED TO SELL DIAMOND LANE PPTY BY 11/20/20; 12/2/20 MFR WAS "OTBS", NO ORDER ENTERED
Matter ResolvedRequest
Adjourment
613/17/2021 9:00 am19-33564 / CMGCHARLES D WHELAN, IIIMotion Relief from Co-Debtor Stay3rd Party MatterTotal Paid In: $17,052.00
Debtor obj<>SELECT PORTFOLIO (MILSTEAD & ASSOC)
Matter ResolvedRequest
Adjourment
643/17/2021 9:00 am20-10231 / CMGAngela Nascondiglio Stein Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $1,570.00
AMT: MP 3/17 <<<>>>

1/4/21: MP filed to address late claim & has CO on it

FAILED TO LM BY 10/1/20; NEEDS TO ADDRESS LATE FILED/PARTIALLY ESTIMATED NJ DIV TX CLM #13-1

>>Debtor opp'n; working with the State of NJ to address the late filed claim
and estimated amounts. Debtor is also still applying for a loan modification.
will file a Modified Plan accordingly
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am20-10819 / CMGWarren Brumel, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $9,957.00
Debtor obj<>NISSAN MOTOR (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am20-11780 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $3,600.00
1/15/21: adj request uploaded. Has K for sale of RE - needs to file motion. debtor current

1/14/21(mk: NJ filed APOC #13-2(secured $18,862.56). Original claim was late filed and NO MP filed yet

12/17/20(mkL) Atty email- will be filing Opp'n. debtor has RE listed & offers pending. NJ in process of amending POC. Will upload adj request for 30 days.

Debtor obj, filing MP<>FILED TO COMPLETE SALE OF LAKESIDE DRIVE & DEBTOR NEEDS TO ADDRERSS NJ DIV. OF TAX'S LATE FILED CLIAM #13-1 WHICH MAY AFFECT FEASIBILITY.
Matter ResolvedRequest
Adjourment
693/17/2021 9:00 am20-12220 / CMGDaniel Straffi, Esq.Creditor Certification of Default3rd Party MatterTotal Paid In: $4,500.00
Debtor obj<>CENLAR (Powers)

>TR Motion on 2/17/21

MP Filed 1/13/21:trying to extend LM period. If denied, plan then calls for sale/refi
Matter ResolvedRequest
Adjourment
683/17/2021 9:00 am20-12220 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $4,500.00
2/12/21: MP on 2/17/21>>ISSUES NEED RESOLUTION>>

> Creditor Cert of Default(Powers) on 2/17/21


debtor in final LM review

1/13/21(mk): Mp filed. Hearing ON 2/17/21.

trying to extend LM period. If denied, plan then calls for sale/refi

Debtor obj, can pay $500 & requests recap<>FAILED TO LM BY 10/1/20; ARREARS


Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am20-13135 / CMGMICHAEL MCLAUGHLINMotion Sell Free and Clear of Liens under 363(f) (FEE)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,600.00
US Bank response( Mccalla)<>131 PEACHCROFT DR

TR Limited obj- Order needs to provide all NE proceeds to TR.
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am20-14015 / CMGDaniel Straffi, Esq.Motion Dismiss Case3rd Party MatterTotal Paid In: $4,400.00
DEUTSCHE BANK MTN TO DISMISS OR FOR STAY RELIEF (kml)

>No LM - file closed 12/1/20. No Mp and there are PP arrears $6,147.98
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am20-14542 / CMGPETER E ZIMNIS, ESQMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $1,000.00
CENLAR (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
713/17/2021 9:00 am20-15365 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $1,764.00
MK; Atty working on resolving w/ creditor atty (M. Cozzini of Stern Lav.)

Debtor obj<>FAILED TO LM BY 11/30/20; FAILED TO FILE CONS ORDER RESOLVING NEW REZ OBJ WITHIN 14 DAYS OF 10/7/20 CONF
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am20-18737 / CMGRobert Manchel, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,360.00
Debtor obj<>NISSAN MOTOR (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
1333/17/2021 9:00 am20-20931 / CMGMICHAEL P OTTO ESQApplication for Retention3rd Party Matter
Judge to hear at 2:00 w/Adv. Pro. Summary Judgment Motion

NR Deed obj ( Kraemer Burns)<>APPLICATION FOR RETENTION OF REALTOR

(Mk):NR Deed purchased RE by Tax sale. says debtor does not own it.
MFR also on 3/3/21

Adv pro filed by debtor vs. NR Deed.
Matter ResolvedRequest
Adjourment
753/17/2021 9:00 am20-20931 / CMGMICHAEL P OTTO ESQMotion Relief from Stay (Fee)3rd Party Matter
Judge To hear this at 2:00 w/ Adv Pro. Summary Judgment Motion

Debtor obj<>NR DEED (RAYMOND M PATELLA/KRAEMER BURNS)
Matter ResolvedRequest
Adjourment
1353/17/2021 9:00 am20-20931 / CMGMICHAEL P OTTO ESQAP Motion Summary Judgment3rd Party Matter
AP 20-1564 Farano vs. NR Deed MTN FOR SUMMARY JUDGMET
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am20-24088 / CMGKevin Fayette, EsqMotion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party Matter
MTN TO EXPUNGE ONEMAIN FINANCIAL GROUP FROM SECURED TO UNSECURED
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am21-11242 / CMGKevin Fayette, EsqMotion Motion (Generic) - Only use if no other event is applicable3rd Party Matter
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
03/17/2021 9:00 am21-11284 / CMGYAKOV RUDIKHMotion Impose Automatic Stay3rd Party Matter
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
863/17/2021 10:00 am15-31868 / CMGPAUL N MIRABELLI ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 56 of 64 required payments   Arrears: $2,487.00  Total Paid In: $25,097.00
As of 2/4/21 (DS): 1. Trustee requires 2 months income from unemployment and 2019 tax return. - Emailed Debtor attorney

MP Prop $450 x 60; $125 x 24 BEG 12/1/2015 Base - PLAN EXTENDED TO 84 MO DUE TO COVID-19.
Note: Cert of Covid provided.
Matter ResolvedRequest
Adjourment
893/17/2021 10:00 am18-17421 / CMGKarina Pia Lucid Confirmation Hearing on Modified PlanPending WorkupDebtor has made 23 of 35 required payments   Arrears: $24,113.00  Total Paid In: $69,171.00
AS OF 2/16/21 (SF)


Note: Arrears are $16,742 thru December

1. Objection filed by Vito Gallo - because debtor is relying on non-filing spouse to make trustee payments, creditor wants spouse to provide amended Schedules I and J. Wants proof that debtor and non-filing spouse suffered material financial hardship.

2. Trustee objection:

-- The debtor has failed to provide amended Schedules I & J. (JUST RECEIVED)
-- NEED CURRENT PROOF OF DEBTOR'S INCOME FOR BEE DISTRIBUTION IN THE AMOUNT OF $1650. ALSO NEED PROOF OF LIFE INSURANCE AND FLOOD INSURANCE PAYMENTS ADDED TO SCHEDULE J.

-- The debtor has failed to provide Updated/current proof of income. (Debtor receives unemployment and profit and loss just received)

It appears that the debtor is seeking an extension of plan duration under the CARES Act. However, said Act does not provide an automatic right to extend plan duration past 60 months. The debtor must establish that he/she is experiencing a "material financial hardship" as a result of the COVID-19 pandemic. The debtor has not provided sufficient evidence as to why an extension of plan duration is justified. Based upon the foregoing, Confirmation should be denied unless the debtor files a COVID-19 Certification in Support of Chapter 13 Plan Modification that provides sufficient evidence to establish that the debtor has suffered a material financial hardship as a result of COVID-19. (CERT RECEIVED)


MP proposes $1000 x 1; $500 x 11; $2111 x 42 Base
Plan has run 34 months and proposes to extend to 84 months


Matter ResolvedRequest
Adjourment
913/17/2021 10:00 am18-20511 / CMGRONALD E NORMAN, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 27 of 34 required payments   Arrears: $5,429.00  Total Paid In: $17,166.00
12/16/21(mk) Atty email- on the TR motion but he discussed conf.- he is ok w/100% if it can be worked .recently filed amended I & J. Uploaded POI & Tax return today. Need fee app. He will apply for 800 from 5/2019 mp that we were waiting for and another 800 for this MP. He will request adj. for 30 days I told him it was LATE and if not processed- needs to appear tomorrow and request it.

As of 2/9/21 (DS): 1. Trustee obj to the following:
- Must amend Sched I & J.
- Need 2 months proof of income from Debtor and spouse and 2019 tax return.

2. Per mod plan filed 3/28/19, attorney was to file supplemental fee app for $800. Now 2nd mod plan again includes $800 twice, yet still no fee apps have been filed.

3. Case needs to remain 100% due to non-exempt equity $24,251.38

MP Prop $477 x 53 Base - Mod plan extends due to Covid-19.
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am18-25371 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 19 of 31 required payments   Arrears: $3,618.00  Total Paid In: $7,787.00
Matter ResolvedRequest
Adjourment
933/17/2021 10:00 am18-27548 / CMGROBERT BRAVERMANConfirmation Hearing on Modified PlanPending WorkupDebtor has made 18 of 31 required payments   Arrears: $5,098.00  Total Paid In: $8,774.00
AS OF 2/16/2021 (at):

1. Need Fee Application for additional $500 in the modified plan.(MK: Filed 2/16/21 for $500)

2. Need November and December pay stubs.(MK: uploaded 2/16/21- needs review -
USING JAN & 1ST FEB STUB - BASED ON THE THREE PAY STUBS PROVIDED AND AMENDED J DISPOSABLE INCOME IS $4,267) this includes the food stamp income-food stamp award letter says from 1/2021-10/2021-appears debtor has new job. pay stub says NUTRI System- Old job POI & last filed I(1/6/21) says employer is Harison Nat'l employment. Need clarification.

(Covid Cert received #53)

MP proposes: $7,583 paid to date, $379 x 56 beginning 1/1/2021 (84 month plan), base
Arrears $4,998
(Debtor has been adversely affected by COVID-19)
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am18-33956 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 24 of 27 required payments   Arrears: $1,645.00  Total Paid In: $11,558.00
Matter ResolvedRequest
Adjourment
853/17/2021 10:00 am19-11349 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanPending WorkupDebtor has made 24 of 26 required payments   Arrears: $519.00  Total Paid In: $12,503.00
ISSUES AS OF 1/26/2021 (DM):

1) Wilmington Savings (RAS) OBJs to the Refi treatment in the MP post Loan Mod denial (UNRESOLVED).


Confirm Case: $3,220 Ptd, $460 by 9/2019, $519 x 52 start 10/1, 0%
Prop. MP: $460 x 60 start 2/1/19, Refi by 6/30/21, 0%
PTD = $11,465
Last Claim (19-1) dated 3/22/19
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am19-21588 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanPending WorkupDebtor has made 16 of 21 required payments   Arrears: $401.00  Total Paid In: $5,650.00
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am19-21588 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanWithdrawnDebtor has made 16 of 21 required payments   Arrears: $401.00  Total Paid In: $5,650.00
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am19-21954 / CMGPRO SEConfirmation Hearing on Modified PlanPending WorkupDebtor has made 19 of 21 required payments   Arrears: $600.00  Total Paid In: $11,580.00
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am19-25530 / CMGEric ClaymanConfirmation Hearing ScheduledPending WorkupDebtor has made 50 of 3 required payments   Arrears: $0  
Total Paid In: $13,717.00
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am19-30037 / RG BRUCE C TRUESDALE ESQTrustee Motion to Dismiss CaseNeeds Resolution of Issues - ObjectionsTotal Paid In: $47,045.00
AMT: MP 3/17 <<<>>>


Debtor obj, filed mp<>FAILED TO SELL PRIMROSE LAND PPTY BY 9/30/20
Matter ResolvedRequest
Adjourment
933/17/2021 10:00 am19-33730 / CMGDOUGLAS A COLE, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $300.00  
AS OF 3/2/21 (SF) UPDATED

Plan requires 100% after reducing expenses by $2534.04. Disposable income is now $2295.95. Recommend $1605 going forward after issues below are resolved.

1. New Rez LLC filed arrears claim 18-1 for $2382.87 (OK TO PAY?)

2. TD Retail Card Services filed bifurcated claim for furniture: $1132 is secured and $1302.14 is unsecured. This claim is not addressed in plan or budget (NEED TO ADDRESS CLAIM)

3. Mortgage payment listed on Schedule J is $3432.18 but the proof of claim show that the payment is actually $2856.43 (NEED EXPLANATION)

4. TRUSTEE OBJECTION: (RESPONSE/MEMORANDUM OF LAW FILED)
-- Need a current market analysis - on timeshares. (Provided purchase agreement for Island Links. Purchased in 2013 for $6100 and paid in full). Statement provided for United Vacations Club states that membership is cancelled. (SHOULD THIS BE SURRENDERED IN PLAN?

-- A Modified Plan that proposes Trustee Standard Order of Distribution in Part 8c, and
marks off an option for Part 8d post-petition claims.

-- Excessive Expenses on Schedule J such as:
Electricity/heat/gas $625: (VERIFY $242 bills include delinquency)

--Water/sewer/garbage $315: (VERIFY $108: water is $62.17 per month and sewer is $137.50 quarterly) don't see separate charge for garbage

--Tele/cell/internet/cable $590, (VERIFY $96.27 for VERIZON) Will allow $530

--Home security $105 (NO PROOF PROVIDED)

--Food $2,206 (HOUSEHOLD SIZE IS 5 $1500 IS ALLOWED)

--Auto insurance $325 (proof shows $238 for 3 vehicles)

--Disability and Home warranty $306 (What is this about? Requires proof) (NO PROOF PROVIDED)

--car payment $760 - ($508 allowed)

--Additional mortgage $157.29 and additional home maintenance $159. (STILL NEED EXPLANATION AND PROOF OF THIS EXPENSE)

--22c has excessive expenses such as:
Line 10 $145 for housing (already takes $3,432 on
Line 9b THIS AMOUNT IS INCORRECT)
, Line 25 disability insurance $221 and $108.84 health savings acct (not shown on Schedule I),
L
Matter ResolvedRequest
Adjourment
913/17/2021 10:00 am20-10231 / CMGAngela Nascondiglio Stein Confirmation Hearing on Modified PlanPending WorkupDebtor has made 14 of 14 required payments   Arrears: $0  
Total Paid In: $1,570.00
ISSUES AS OF 1/26/2021 (DM):

1) IRS filed a $14,154.06 late priority claim that includes estimated taxes for 2015 - claim not treated in the plan (UNRESOLVED).


Confirm Case: $400 Ptd, $115 x 31 start 7/1/20, $3,020 Min Div
Prop. MP: Ptd, $275 x 25 start 1/1/21, Loan Mod 6 Months, Base
PTD = $1,320
Last Claim (14-1) dated 1/22/21
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am20-11183 / CMGTIMOTHY P KANE ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 9 of 14 required payments   Arrears: $6,430.00  Total Paid In: $12,012.00
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am20-11325 / CMGANDREW CARROLL, ESQ.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 14 of 14 required payments   Arrears: $2,035.00  
Matter ResolvedRequest
Adjourment
1023/17/2021 10:00 am20-12220 / CMGDaniel Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 9 of 13 required payments   Arrears: $2,000.00  Total Paid In: $4,500.00
ISSUES AS OF 2/10/2021 (DM):

***If debtor resolves objection with Ally, the debtor will need $526 x 49 starting 2/1/21 to cure plan arrears on Base plan***

1) Ally Bank (POWERS) OBJs to extension of timelines for Loan Mod, Refi and Sale (UNRESOLVED).


Confirm Case: $3,000 Ptd, $500 x 54 start 9/1/20, Base
Prop. MP: $500 x 60 start 3/1/20, Base, Sale/Refi/Loan Mod by 6/1/21
PTD = $4,250
Last Claim (11-1) dated 4/14/20
Matter ResolvedRequest
Adjourment
983/17/2021 10:00 am20-15339 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 11 required payments   Arrears: $775.00  Total Paid In: $2,605.00
ISSUES AS OF 2/24/2021 (DM): Recommend Denial

1) Trustee OBJ:
- Debtor's case was confirmed on 1/20/21 after a compromise was reached with the Trustee on an outstanding disposable income objection. On 1/27/21, the Order of Confirmation was entered on the Docket. The Modified Plan filed on 1/27/21 proposes a reduction in the plan payment. The Trustee hereby renews the disposable income objection and requests that the pending Modified Plan be denied.


Confirm Case: $2,000 Ptd, $460 x 40 start 1/1/21, 100% Plan
Prop. MP: $2,000 Ptd, $355 x 52 start 2/1/21, 100%
PTD = $2,605
Last Claim (10-1) dated 6/15/20
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am20-15534 / CMGJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 10 of 11 required payments   Arrears: $800.00  
Matter ResolvedRequest
Adjourment
963/17/2021 10:00 am20-15551 / CMGAndrew Thomas Archer Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 11 required payments   Arrears: $1,840.00  
1/22 workup for the 2/3 calendar EDC

JUDGE TO RESERVE DECISION ON CONDO ISSUE

***per last time12/16/20:(mk): debtor atty brief (replying to doc #30) by 1/15/21 (FILED BY BORGER (#42) & reply by creditor by 1/27/21.( Filed (#46)1/27/21 by Cutolo Barros) ---Motion for relief with Wyndham on for 2/17/20---

>>cannot adjourn unless debtor makes a payment for January EDC

***still 3 payments arrears

--MFR Carrington Mort on for 1/6/21-need resolution and if terms affect plan(WITHDRAWN)

** Trustee obj to the following:
---- Need to file Pre-Confirmation Certification.
--Wyndham Place Condo obj to arrears more and failure to provide payment for post-pet payments. POC filed as bifurcated claim $12,992.94 secured and $3,216.60 unsecured. MP has as a cramdown--no service but obj filed---Obj and claim needs to be resolved.


------------------------
-Ovation Sales Finance filed arrears claim $186.81 for HVAC, not in plan. Ok to pay? MK; YES PAY
4. JPMorgan listed in plan as outside filed arrears claim $49.62. Ok to pay? Mk; YES PAY
Need to add non-exempt proceeds from personal injury claim to confirming order. (DONE)
- Need to resolve the estimated claim filed by the IRS, 2018 and 2019 not filed.(AMENDED)
- Need a modified plan that addresses mortgage held by HUD.(DONE)
- Need 2019 tax return.(DONE)
- Excessive expenses on Schedule J such as: $490 Food, $300 Pet food (1 dog) and $150 clothing.(OK paying $6848)
- Income verifies higher, there is disposable income $966. Tax refund not listed on Sched I. Also deducted excessive expenses. Case is above median 22c has disposable income $231.15, add back all the differences in arrears claims and there would be disposable income $117.01, which would require minimum dividend $6,848.40 to gucs.(MP pays $6848)

Prop Plan $460 x 60 Base
Matter ResolvedRequest
Adjourment
1213/17/2021 10:00 am20-19199 / CMGANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 8 required payments   Arrears: $0  

3/3/21: (mk)FYI there will be a Consent order resolving the US Bank MFR for 4/7/21 that rolls in Post pet arrears $7,444.49 & requires a MP w/in 14 days

2/18/219mk) FYI Motion To Modify IRS POC filed & on for 4/7/21.

Debtor attorney requested adjournment to allow time for Debtor to file 2015 tax return, adjourned peremptory, there will be no further adjournments.

As of 12/21/20 ISSUES (DS): 1. BELOW ISSUES NOT RESOLVED.

11/18/20(Mk): Plan denied and w/d MP #17 and file new MP plan w/in 14 days with notice.

11/18/20 (DS): 1. Trustee obj to the following:
- Must resolve IRS estimated claim, 2015 tax return not filed.
- Per the 22C, monthly disposable income is $4,956 which requires a minimum dividend of $297,360 to gucs. Proposed plan is 100% plan.
- Verified income leaves monthly disposable income of $4,651.20.
- Excessive expenses on Schedule J such as: $711 and $661 Car payments and $675 transportation (debtor doesn't work). Only allowed if case remains 100%.
- Must file Pre-confirmation certificate.
- Must add to confirming order Trustee standard order of distribution.
- Must resolve the creditors objections.

2. East Orange Firemens FCU (Peter Liska) obj arrears owed for both vehicles. Mod plan pays arrears, but claim 5-1 was withdrawn. Is Trustee to pay $1,392 or is this to be stricken? Obj must be resolved.

3. US Bank (McCalla Raymer Leiber Pierce law firm) obj arrears owed are more, POC filed arrears $84,858.56. Obj must be resolved. - MOD PLAN PAYS ARREARS.

Prop Plan $2,785 x 5; $3,378 x 55 100%
Note: Auto insurance provided. Mod plan filed to correct issues with vehicles.
Matter ResolvedRequest
Adjourment
1023/17/2021 10:00 am20-19951 / CMGRUSSELL L LOW, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 7 of 7 required payments   Arrears: $0  

ISSUES AS OF 2/25/2021 (DM):

***If Community Bank objection can be resolved by paying the arrears claim, THEN TO RESOLVE THE TRUSTEE DISPOSABLE INCOME OBJECTION (see calculation below), WE WILL RECOMMEND CONFIRMATION AT $1,416 PTD, THEN $901 x 54 STARTING 3/1/21, 100% PLAN***

 2/12/21 - Trustee received Form 1099 for unemployment which averages to $1,513 per month; business income averages to $3,890 per month; and rent income is $1,200 per month (omitted on Sch I). Disposable income is now $1,544 per month.

1) Community Bank (Schiller Knapp) OBJs - $7,910.16 arrears (UNRESOLVED).

2) Trustee Supplemental OBJ:
- Disposable income verifies higher than scheduled.

3) Trustee OBJ:
- Need proof of spouse's unemployment (RECEIVED FORM 1099).
- Need a copy of homeowner's insurance for Manalapan Dr property - policy provided expires 12/7/2020 (RECEIVED).
- Schedules show 2 bank accounts - only provided statements for business - need 2 months (July & Aug) of statements for other account (RECEIVED).
- Amend Schedule A, C & D - all misspell property - correct spelling
is College Drive (AMENDED).
- Objection to using (d)(1) exemption for property the debtor does not live in - selected 100% (AMENDED).


Prop. Plan $236 x 60, Base Plan
PTD 6/6 = $1,416
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
1083/17/2021 10:00 am20-19971 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 7 required payments   Arrears: $3,260.00  
2/9 workup for the 2/17 calendar EDC

1 of 6 trustee payments-no payments since October


* Objection By Santander(Morton):
objects to value on cram- says total(including interest) is $22,241.08

* ST of NJ Estimated poc $15,108.37

* MFR for 2/17 & Objection by Cross Country Mortgage(Milstead):
fails to pay full arrears- POC $70,489.48- MP proposes sale of RE
creditor says sale speculative; no realtor appointed

* Trustee Objection:
---updated Proof of income provided in December shows much less income. Income is $700 less than scheduled per amended I & J. Debtor is also $2908 in arrears to trustee which makes sense.
---need proof of income (bank deposits- & P &L)from March 2020 to present for cash
jobs debtor testified to at 341.
-excessive expense items, such as: 2 mortgage payments -(need information on 2nd property. at 826 Ocean Ave. including
Deed, mortgage statement, proof of insurance. (Deed provided- spouse owns it)- no income for her)
-need to file Pre-Confirmation Certification.
-need to resolve the estimated claim filed by the NJ and address in Plan.
-need Cert regarding debtor's cash jobs and proof of income - not an affidavit- bank statement deposits since he no longer has job as construction manager that is listed on sch I.
-----------------------
600/month from cable/internet/phone;$525/month for transportation(OK amended I & J)
-need service on Santander for cram of 2012 Cadillac.(Objection filed by creditor)
-debtor has failed to supply proof of Social Security Number to the Trustee.(done)
-need Amendments to Schedules I to remove old job and list what he does for income since
March 2020 he lost other job.(DONE)
-need 2019 tax return.(DONE)
2. IRS Estimated POC-$31,030.94- No return for 2019(Amended)

-need copy of the deed - on Ocean Ave property(Provided-owned by spouse & she got it from her former spouse)
Debtor's Plan filed at docket #3 has an attachment at docket 3-1.
Docket #3-1 is an plan from debtor's prior case attached apparently
Matter ResolvedRequest
Adjourment
1123/17/2021 10:00 am20-20267 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 6 required payments   Arrears: $0  

2/10/21 - Per Balboa's office, adjourn for 30 days.sf

1/15/21 - Per Balboa's office, ok to adjourn for 30 days.sf

12/30/20 AMT: TRANSFERRED TO TRUSTEE BALBOA<<<>>>

11/15 AMT: AR REQUESTED UST TO TRANSFER/OFFICE CONFLICT
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am20-20617 / CMGSTEPHANIE SHRETER, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 6 required payments   Arrears: $520.00  
Matter ResolvedRequest
Adjourment
1143/17/2021 10:00 am20-20617 / CMGSTEPHANIE SHRETER, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 6 required payments   Arrears: $520.00  
AS OF 2/11/21 (SF) - MP filed and Schedules amended

PLAN IS NOT FEASIBLE DUE TO HIGHER CLAIMS, EQUITY IN RE AND INSUFFICIENT INCOME. Note: No d(1) exemption taken on real estate.

1. The plan proposes to pay ABCO through the plan but no claim filed. The bar date expired on 11/25/20. Should this claim be stricken from plan?

2. Trustee objection:

- A Modified Plan that provides dividend to gucs due to non exempt equity in real estate

- Amendments to Schedules Form 122c shows no income, need to amend

-There is non exempt equity in real property of $26,671- cannot be a zero percent plan with non exempt equity. No d(1) exemption taken on Sched C (AMENDED, EQUITY IS NOW $1522)

- must file pre conf cert. (STILL NEED)

4. Debtor has insufficient income. Income verifies at $67 (PLAN IS NOT FEASIBLE)


Plan proposes $1890 PTD, $630 X 50 Base w/min $4200 to gucs
Payments: 4/5 Arrears: $630


RESOLVED ISSUES:
1. Christiana Trust filed 3 proof of claim: 8-1, 9-1, and 10-1. Are we paying all three claims?
(Christiana Trust claim 10 was amended lower) MP proposes to pay
Matter ResolvedRequest
Adjourment
1153/17/2021 10:00 am20-20866 / CMGMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $500.00  
2/16/21:MK: atty will appear and request adj. due to the filing of an Adv. Pro.

2/4 workup for the 2/17 calendar EDC
Same exact issues as of 12/30/2020 -- attorney was to review below with debtors

To resolve the Trustee objection, need to confirm at ****$2,000 paid to date, $3,092x555 begin 3/1/2021 100% plan

1) Trustee objection to confirmation - RESOLVED
-debtor has failed to file feasible plan - PLAN IS 100% AND NEEDS SIGNIFICANTLY HIGHER PLAN PAYMENT, APPEARS DEBTOR WOULD BE ABLE TO MAKE NEEDED PAYMENTS TO COMPLETE PLAN
-need proof of insurance for the 2019 Nissan Rogue RESOLVED, PROVIDED RENEWAL
-the debtors plan consists of unnecessary or excessive expense items: $500/month utilities; $400/month water/sewer/garbage; $650/month cable/internet/500 to 3000 ; $300/month life insurance; $150/month pet insurance for 1 dog; $400/month for storage - THIS IS A 100% PLAN
-the debtor is not paying all disposable income into plan - verified income leaves monthly disposable income of $2,960 - THIS IS A 100% PLAN
-debtor is not paying all disposable income into plan - verified income $2,960 - THIS IS A 100% PLAN
-excess income on Form 122c is $5,075 which requires a minimum dividend of $304,500 to general unsecured creditors - THIS IS A 100% PLAN
-the schedules fail to account for the debtors tax refund in the amount of $8,735 when determining disposable income
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $70,728 in non exempt equity in the land in New York 100% PLAN
-need to file Pre Confirmation certification with Court RESOLVED, FILED
2) To resolve the Trustee objection, need to confirm at $1,000 paid to date, $3,001x57 begin 1/1/2021 100% plan

proposed plan $500x60 100% plan
paid in $1,000
arrears $500
last claim 14
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am20-20911 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1003/17/2021 10:00 am20-20911 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  

2/3/21:MK: need amended sch. & filed MP today.


ISSUES AS OF 1/28/2021 (DM):

***Disposable income per debtors' schedules is $1,737 per month which includes unemployment income. Bar Date has expired. To resolve Trustee disposable income objections, RECOMMEND CONFIRMING AT $3,372 PTD, THEN $1,000 x 16 STARTING 2/1/21, THEN $1,451 x 40 STARTING 6/1/22, 100% PLAN, STUDENT LOANS TREATED OUTSIDE THE PLAN, STRIKE PRIORITY PLAN TREATMENT FOR THE STATE OF NJ, ATTORNEY FEE BALANCE TO BE PAID PER ATTORNEY DISCLOSURE***

1) Specialized Loan (McCalla Raymer) OBJs - $43,305 arrears (COTBS ENTERED).

2) Ally (Regina Cohen, Esq) OBJs to cram treatment of 2009 Dodge Ram (COTBS ENTERED).

3) Plan provides $433.50 priority treatment to State of NJ - no POC filed (STRIKE??)

4) Trustee OBJ:
- Need MP with increased tier when $327 car payment ends in month 20.
- Debtor is still $1,500 over on the exemption under 522(d)(2) for the
motor cycle. Debtors each claimed 522(d)(2) exemption for each of their vehicles. They cannot use the excess in a third vehicle. (MK: ATTY TO AMEND TO USE WILDCARD - AGREE ONLY 1 CAR PER DEBTOR).
- Proof of income verifies higher ($5,920) than scheduled ($5,771) resulting in $1,892 monthly disposable income (RECOMMEND WAITING PAST THE BAR DATE - TOTAL UNSECURED CLAIMS OF $7,518.21 TO DATE).
- Fees in the Attorney Disclosure and Plan do not agree - MP will address (UNRESOLVED).
- Need valuation for boat or Certification from debtor if boat has no value and why (RECEIVED CERTIFICATION).

Note: Motorcycle insurance provided.


Prop. Plan $843 x 60, 0%, student loans outside
PTD 4/4 = $3,372
Last Claim (16-1)
Matter ResolvedRequest
Adjourment
1013/17/2021 10:00 am20-20931 / CMGMICHAEL P OTTO ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $50.00  
As of 2/1/21 Debtor attorney requested adjournment to resolve obj

As of 1/27/21 (DS): 1. Trustee obj to the following:
- Debtor has failed to file a feasible plan, plan is proposing to pay the arrears of all secured claims at $50 x 36.
- Attorney disclosure has previous attorney Dorothy Wright to be paid $4,750, but new attorney has not filed attorney disclosure and mod plan filed by new atty has attorney fees $2,250. Is Trustee to pay previous attorney fees?
- Must amend attorney disclosure with new attorney fees or mod plan to correct attorney fees and old attorney to be paid. Needs to be addressed.
- Must resolve NR Deed LLC (Kraemer Burns) objection.
- Must file Pre-confirmation certificate.

2. NR Deed LLC (Kraemer Burns) obj that Debtor is not proposing to pay post-pet property taxes, plus no funds available to pay.

Prop Plan $50 x 36 100% and Sale of Elizabeth Ave within 6 months after conf
Matter ResolvedRequest
Adjourment
1283/17/2021 10:00 am20-21174 / CMGScott J. Goldstein Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $599.00  
MK: insurance provided & will file MP and clean it up

issues as of 1/13/2021 (JMA)

1) Bank of America (Shapiro & DeNardo) objection to confirmation - CONSENT ORDER PAYING ARREARS THROUGH PLAN PER FILED CLAIM AMOUNT OF $54,890.52
-pre petition arrears $54,890.52 - plan only proposes to pay $20,753
2) Trustee objection to confirmation - need to resolve
-need a copy of the homeowners insurance renewal declaration - policy expired 7/30/2020
-need a value for the 2007 Avalon
-need amendment to Schedules to add 2016 Honda and 2007 Avalon with values
-the debtor is not paying all disposable income into the plan - verified income leaves monthly disposable income of $2,337.41
-the schedules fail to account for the debtors tax refund in the amount of $31,486 when determining disposable income
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 as there is non exempt equity of $2,999 in the Bank of America account
-need to file Pre Confirmation Certification with Court
-need to resolve the objection of Bank of America
3) Not current with Trustee plan payments, arrears $600
4) The debtors plan fails to treat Post Petition claims

proposed plan $600x60 base plan
paid in $1800
arrears $600
last claim 6
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am20-21672 / CMGE. Carlton KromerConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $850.00  
Matter ResolvedRequest
Adjourment
1243/17/2021 10:00 am20-21698 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $1,150.00  
AS OF 2/8/2021 (at):

1. Need an order to pay adequate protection payments to Credit Acceptance. Debtor's attorney needs to file an application.

2. Credit Acceptance filed a bifurcated claim (secured $4,117 and unsecured $3,968.03). Is the debtor going to pay this full amount of $8,085.03 or the amount in the plan of $6,174? Would need to be a cram if not paying the full amount.

3. Trustee's objection:
- The debtor has failed to file a feasible plan - disposable income is negative.
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - Dec 2020 & Jan 20121 pay stubs. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $2,750/month for rent for one person (need proof)
- $600/month for food
- $150/month for personal care
The Schedules fail to account for the debtor(s) tax refund in the amount of $6,957.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve estimated claim filed by the IRS. (NO LONGER ESTIMATED)
- Need Certification ask how Sch I says monthly income of $6,495 and as to expenses.

Plan proposes: $750 x 60 beginning 11/1/2020, base
Payments: 3/4, arrears $750
Matter ResolvedRequest
Adjourment
1313/17/2021 10:00 am20-22183 / CMGEric ClaymanConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $450.00  
1/5/21(mk): 341 hearing now on 1/28/21

12/30/20(mk):email form atty. Debtor under wage Order. Attached proof of Dec pay stubs which showed garnishment for Tr payments. 2 checks for garnishment of $225 each which = the Dec payment. have not reached our system yet.

-still need 341 docs:
DR CMA ,DEED AND CURR HOME INSUR FOR 2894 AND
DR CURR CAR INSUR FOR 1 Veh



1. NO PAYMENTS(0/2)
2. NO 341
Matter ResolvedRequest
Adjourment
1103/17/2021 10:00 am20-22234 / CMGRUSSELL L LOW, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 5 required payments   Arrears: $679.00  
Debtor attorney requested adjournment to allow time for debtor to sign amended Sched B and C and to provide bank statements, adjourned peremptory, no further adjournments

As of 2/24/21 (DS): 1. STILL HAS NOT PROVIDED September and October bank statements for Chase account #2231 and amended Schedules B/C to add 2004 Nissan not filed.

As of 2/1/21 Debtor attorney requested adjournment, mod plan filed 1/29/21

2/3/21 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED AND NO DOCS HAVE BEEN PROVIDED.

Debtor attorney requested adjournment 12/23/20 to allow time to file mod plan and provide docs to resolve Trustee obj.

12/18/20 Issues (DS): 1. Trustee obj to the following:
- Need September and October bank statements for Chase account #2231.
- Digital FCU claim attaches UCC and is for solar panels on property. - MOD PLAN SURRENDERS SOLAR PANELS.
- Need modified Plan that removes Digital FCU/residence from Part 4e (surrender), plan list Loancare mortgage to be paid, cannot surrender and pay. - MOD PLAN SURRENDERS
- Must amend Schedules B/C to add 2004 Nissan.
- Need service on Digital FCU if it's a cram. Listed under surrender in the plan. Debtor is not surrendering the residence. - MOD PLAN SURRENDERS

Prop Plan $666.58 X 3 begin 11/1/20, $678.53 x 57 begin 2/1/21 Base
Note: Claim filed by Digital FCU has the UCC attached to claim.
Matter ResolvedRequest
Adjourment
1343/17/2021 10:00 am20-22320 / CMGJoan Sirkis Warren Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

1/15/21(mk): debtor atty email- says creditor wants an appraisal- so will need an adj

1/12/21: same as last time: email to atty as to status on Obj.in #1(See PN)

needs 2 weeks to work out objection with second mtg co. Plan is 100%

AS of 1/4/21(MK):

1. Objection by MEB Loan Trust( Frenkel Lambert-Doug McDonough,esq)
Plan fails to pay full arrears. Plan has cram

>>PROPOSED PLAN IS 100%. CRAM PROPOSED ON SECOND MTG -so then there is cram balance that becomes unsecured -atty says this was discharged in prior ch 7- They filed a POC for secured amt $65,146.74 - need to move against claim.

2. Trustee Objection: PLan is 100%
- need P & L statements & business forms for spouse Art Studio.(Cert from debtor- ceased business operations Jan 2020)
-need September and October bank statements for Wells Fargo account #5121.
-Per the 22C, monthly disposable income is $3,391 which would require a minimum dividend of $203,460 to general unsecured creditors.



Plan:$794 X 60 BEG 12/20; 100%
2/2 payments
last claim:3-1,bar date:1/11/21
Matter ResolvedRequest
Adjourment
1083/17/2021 10:00 am20-22603 / CMGSTEVEN J ABELSON, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 4 required payments   Arrears: $435.00  
Needs to file MP to cover resolutions with creditors. Order was submitted.

As of 1/26/21 (DS): 1. Trustee obj to the following:
- CMA provided for 1100 Route 73 property has non-exempt equity of $91,810.16.
- Must file Pre-Confirmation Certification.
- Must resolve TD Bank obj. and Stay motion filed by Y.A.H. Inc.

2. TD Bank (Powers Kirn) 1st mtg on Elmer St obj arrears owed, plan list as outside. POC filed with arrears $12,196.65.

3. Chase mtg filed unsecured claim#6-1, plan list as secured mortgage. Claim must be resolved.

4. US Dept of HUD filed claim, not in plan.

Prop Plan $150 x 36 Base and Sale of 1100 Rte 73 by 12/31/22
Note: Sale date on Rte 73 property is fine, plan also propose non-exempt proceeds from sale.
Matter ResolvedRequest
Adjourment
1243/17/2021 10:00 am20-22956 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/8/2021 (at):

1. US Bank filed a secured arrears claim #14 in the amount of $587.20 which is not in the plan. Is it ok to pay this claim?

2. Plan has Hidden Meadows Condo to be paid as a secured claim. Hidden Meadows filed an unsecured claim #11 in the amount of $2,329. Are they to be paid as secured or unsecured?

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - : Updated P&L for April and May 2021 by 6/15/2021. (NOT RECEIVED)
- Need October and November bank statements for Santander account #8484. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $570/month for cable/internet/phone
- $550/month a transportation (additional transportation expense on P&L)
- $621/month car payment
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $2,051.84.
- Need to file Pre-Confirmation Certification.
- Need Certification regarding for "other expenses" on P &L - May $1873.35, June - $2200.12, July $2421.12, August - $1262.18, September - $1256.93 and October - $1345.55. (NOT RECEIVED)
- Why did debtors withdraw $5,000 from Wells Fargo account within 2 weeks of filing ? (NEED EXPLANATION)

Plan proposes: $1,447 x 60 beginning 12/1/2020,$0.00 to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
1253/17/2021 10:00 am20-23038 / CMGKarina Pia Lucid Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $1,020.00  
issues as of 2/10/2021

1) Trustee objection to confirmation - need to resolve
-need proof of 2 months income - need September and October pay stubs for the debtor and "church employee income" per tax return
-need a statement for the debtor's Nycers loan and 401k loan
-need a modified plan that states student loans will be paid outside of the plan
-the debtors plan consists of unnecessary or excessive expense items, such as - Schedule J $509.99/month cable/internet/phone
-review of Form 122c shows monthly gross income of $16,005 (debtor $81,781/10 October gross and co debtor $78,272/10 October gross), Line 15 (additional transportation) $620 requires requires documentation. Taxes for the co-debtor are $1,899/month before backing out large refund. Need actual paystubs for the debtor to determine taxes withheld. What was provided as income does not give this information. Line 31 (charitable contributions) is $250, but only $100 per schedule J. Line 41 (qualified retirement deductions) should be $82
-the debtor is not paying all disposable income in the plan - verified income leaves monthly disposable income of $2,196.38
-the schedules fail to account for the debtors tax refund in the amount of $7,056 when determining disposable income
-need to file Pre Confirmation Certification
-the attorney's fees in the plan and disclosure statement do not agree. Plan states that $2,670 will be paid through the plan and disclosure statement states $2,670 will be paid outside. Once of them needs to be amended
2) Quantum3 Group LLC as agent for Aqua Finance Inc UCC Claim in the amount of $7,915.92 - not treated in the plan

proposed plan $1,020x60 base
paid in $3,060
last claim 14
Matter ResolvedRequest
Adjourment
1113/17/2021 10:00 am20-23188 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,392.00  
atty email said debtor sent Jan .payment on 1/31/21- he sent proof
pic of moneygram/money order emailed to me 2/3/21 $896

AS OF 1/28/2021 (at):

DEBTOR HAS NOT MADE A TRUSTEE PAYMENT.

1. The IRS filed a priority claim #2 in the amount of $567.93 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- The proof of income and tax returns provided show approximately $520 more in monthly income
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2757 when determining disposable income.
- Attorney will send cert regarding Social Security identification. (RECEIVED)

Plan proposes: $896 x 60 beginning 1/1/2021, $0 to guc's
Payments: 0/1, arrears $896
Matter ResolvedRequest
Adjourment
1313/17/2021 10:00 am20-23356 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 2/12/2021 (at):

1. Objection filed by First Guaranty Mortgage (Romano Garubo) - failure to make post petition payments.

2. The IRS filed a priority claim #5 in the amount of $4,478.44 which is not in the plan. Is it ok to pay this claim?

3. Trustee's objection:
The debtor has insufficient income verifies lower than scheduled.
-statement on spouse payroll loans showing balance and when paid in full (NOT RECEIVED)
-certification regarding the Zelle/Square deposits from September through December (NOT RECEIVED)
- CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION. LANGUAGE ADDED

Plan proposes: 150 x 60 beginning 1/1/2021, base
Payments:2/2
Matter ResolvedRequest
Adjourment
1333/17/2021 10:00 am20-23451 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 3 required payments   Arrears: $0  

issues as of 2/10/2021

1) Trustee objection to confirmation - need to resolve
-the debtor has insufficient income
-the debtor has failed to file a feasible plan
-need to provide 2 months income for part time job (Allied)
-need a modified plan that pays a minimum of $143,751 to general unsecured creditors
-the plan provides for payment on unsecured claims than that which would be distributed upon liquidation under Chapter 7 - there is $143,751 in non exempt equity in the residence

proposed plan $398x60 begin 1/1/2021 minimum $2,414 dividend to general unsecured creditors
paid in $796
last claim 3
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am20-24088 / CMGKevin Fayette, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $800.00  
AS Of 2/5/21(mk); email to atty

>>May want to Adj to 3/17/21- for Motion outcome? Also need to be current with payments.

1. Motion to Expunge(/ Modify (One Main Financial) claims on 3/17/21
from secured to unsecured.

2.Trustee Objection:
-Need explanation of co debtor income as what was provided was no where near what is
scheduled and Income for debtor verified at approx 1,000 less than scheduled.
-debtor has insufficient income / verified income leaves monthly disposable income
of -$2,901.39.( 1 payment made so far)
- need Amendments to Schedules B/C to add 2005 Mercury Mountaineer.( It was surrendered)
-current Plan does not specify treatment of claim 6 -1 filed by One Main under the
Plan. MOTION FIELD TO MODIFIED THAT CLAIM FROM SECURED TO UNSECURED.



Plan:400 x20;600 x40 Base
1/2 payments
last claim:12-1, bar date:3/11/21
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am21-10169 / CMGEdward Nathan VaismanConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 2 required payments   Arrears: $0  

AMT: COURT DOCKET/ENTERED IN ERROR
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am21-10169 / CMGEdward Nathan VaismanConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am21-10170 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am21-10194 / CMGLEE M PERLMAN, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am21-10244 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $100.00  
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am21-10347 / CMGEric ClaymanConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,000.00  
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am21-10471 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $300.00  
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am21-10488 / CMGKevin Fayette, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am21-10491 / CMGKevin Fayette, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $300.00  
Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am21-10545 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am21-10689 / CMGFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
03/17/2021 10:00 am21-10692 / CMGFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
03/17/2021 12:00 pm19-29240 / CMGEric ClaymanMotion CompensationOrder Previously SubmittedTotal Paid In: $3,392.00
2/22/219mk): revised order submitted


2/16/21(mk): TR Obj. Needs revised Order.
Matter ResolvedRequest
Adjourment
03/17/2021 12:00 pm20-12899 / CMGDaniel Straffi, Esq.Motion CompensationOrder Previously SubmittedTotal Paid In: $5,219.00
Hearing on Fee App.

mk:Revised Order submitted to Chambers 2/26/21 resolved TR obj.
Matter ResolvedRequest
Adjourment
03/17/2021 12:00 pm20-22492 / CMGEdward Hanratty, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $1,800.00
Matter ResolvedRequest
Adjourment
203/17/2021 2:00 pm18-10553 / CMGJustin M. Gillman, Esq.Motion Sell3rd Party MatterTotal Paid In: $12,175.00
JUDGE TO HEAR AT 1:00PM ON 3/3/21.


Michelle Hyers/Mason obj ( Sraffi); Polyorgani reply (Rosen)<>15 SHARES OF POLYORGANIC

Tr Objection: re: auctioneer commission & awaiting further info/clarification on company financials
Matter ResolvedRequest
Adjourment
223/17/2021 2:00 pm18-10553 / CMGJustin M. Gillman, Esq.Motion Motion (Generic) - Only use if no other event is applicable3rd Party MatterTotal Paid In: $12,175.00
JUDGE TO HEAR AT 1:00PM ON 3/3/21.


1/22/21(mk): MOTION TO SELL- ON 3/3/21-

1/15/21(mk); Atty email:We have entered a Contract to Sell Shares and we will be adjourning our Motion and Poly Objection to a date to coincide with hearing on Motion to Sell Poly Shares. Expect that to be filed next week with Notice of Private Sale so needs time .

1/14/21: Working on resolving

>>>MTN TO SET PUBLIC AUCTION /APPROVE BIDDING PROCEDURES OF POLYORGANIC SHARES FOR 3/8/21 TO 3/10/21

>>Objection by Polyorganic Corp Shareholders

Matter ResolvedRequest
Adjourment
213/17/2021 2:00 pm18-10553 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $12,175.00
JUDGE TO HEAR AT 1:00PM ON 3/3/21.

MP on for 4/7/21


1/15/21(mk); Atty email:We have entered a Contract to Sell Shares and we will be adjourning our Motion and Poly Objection to a date to coincide with hearing on Motion to Sell Poly Shares. Expect that to be filed next week with Notice of Private Sale so needs about 30days.


1/14/21: Motion to Approve Bidding procedures on for 1/20/21. Working on resolving that

11/15/20: Auctioneer appt. waiting for sale date.

Debtor obj<>FAILED TO TURN OVER NON-EXEMPT PROCEEDS FROM PRIVATE SALE OF POLYORGANIC STOCK BY 6/30/20 OR IN THE ALTERNATIVE FROM A PUBLIC SALE BY 9/30/20; FAILED TO FILE A REPORT BY 9/1/20 REGARDING STATUS OF AN AUCTION
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes