Judge Michael B. Kaplan
Hearing Date: 3/16/2021
Hearing Count: 108
Last Updated: 03-03-2021 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am17-14146 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $24,456.00
FAILED TO PROVIDE COPY OF HUD-1 SETTLEMENT STATE FROM THE SALE F S. MAIN STREET (11/16/20 SALE ORDER)
Matter ResolvedRequest
Adjourment
133/16/2021 9:00 am17-15319 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $107,238.00
AMT: MP 3/2 **CONFIRMED***<<<>>>

MP filed 2/1/21 to surrender (dm)

Friedman Vartolo objected to Application

Debtor obj, filed app to extend<>FAILED TO LM BY 7/8/20
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am18-10469 / MBKAndrew Thomas Archer Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $27,617.00
Debtor obj, filing MP<> RUSHMORE (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
193/16/2021 9:00 am18-17107 / MBKMAUREEN VELLAMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $19,800.00
***Debtor pre-approved for loan to pay off case ... atty to file a Motion to Approve Financing and another MP - ADJ to 3/16/21***

***debtor needs to file a MP to pay entire tax claim in the plan ... current plan is a low base pending refi***

Atty cert in opposition<>FAILED TO REFI BY 10/1/19
Matter ResolvedRequest
Adjourment
203/16/2021 9:00 am18-23657 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $64,925.00
AMT: MP 3/10<<<>>


MP filed 2/1/21 to surrender (dm)

AMT: EXTENDED LOSS MIT EXPIRED 9/1/20

***Debtor Obj - Pre-Conf Cert filed 6/1/20 and App to Extend Loss Mit filed 6/1/20***

FAILED TO LM BY 3/12/19, EXTENDED LOSS MIT EXPIRED 10/1/19; FAILED TO FILE PRECONF CERT BY 10/10/18
Matter ResolvedRequest
Adjourment
253/16/2021 9:00 am18-25747 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $17,335.00
ADJ to 3/16/21 for State of NJ to resolve claim (dm)

Debtor obj<>

1) FAILED TO ADDRESS EST NJ DIV TAX CLM (motion to modify granted - dm sent email to State of NJ on 2/5/21 - STATE OF NJ ADVISES THEY WERE NOT SERVED - numerous emails going back and forth trying to resolve the issue (dm));

2) FAILED TO FILE FEE APP FOR $6,000 FEES PROPOSED IN MP (unresolved);

3) FAILED TO AMEND FREEDOM MTG POC #2-1 WITHIN 60 DAYS OF 9/28/20 LM ORDER (AMT: APOC #2-2 filed 2/19/21)
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am18-27006 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $15,500.00
FAILED TO COMPLY WITH PROVISION OF 8/18/20 CONFIRMATION TO ADDRESS US BANK PRE & POST PET ARREARAGE CLMS W/I 45 DAYS
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am18-28440 / MBKAllen I. Gorski, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $17,953.00
CITY OF TRENTON (GOLDENBERG, MACKLER)
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am18-32211 / MBKJOHN ZIMNIS, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $9,936.00
Debtor obj, making pymt<> ARREARS
Matter ResolvedRequest
Adjourment
333/16/2021 9:00 am18-33912 / MBKMAUREEN VELLAMotion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $39,634.00
Debtor obj<>J.P. MORGAN MTG (ROMANO GARUBO & ARGENTIERI)
Matter ResolvedRequest
Adjourment
343/16/2021 9:00 am18-33912 / MBKMAUREEN VELLAMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $39,634.00
Debtor obj, working on LM<>FAILED TO LM BY 11/1/20
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-12148 / MBKLEE M PERLMAN, ESQMotion Relief from Co-Debtor StayWithdrawnTotal Paid In: $9,633.00
ALLY FINANICAL (LAVIN, CEDRONE, GRAVER)
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-15348 / MBKSTEVEN J ABELSON, ESQMotion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $11,309.00
Debtor obj<>TOWD POINT MTG TRUST (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-15348 / MBKSTEVEN J ABELSON, ESQMotion to Approve Loan ModificationNeeds Resolution of Issues - ObjectionsTotal Paid In: $11,309.00
Trustee limited ojb (form of order)<> MTN FOR LM
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-17047 / MBKGeorge E Veitengruber IIIMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $4,200.00
NISSAN MOTOR (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-17410 / MBKROBERT BRAVERMANTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $4,139.00
Debtor obj, can make pymt<> ARREARS
Matter ResolvedRequest
Adjourment
313/16/2021 9:00 am19-19194 / MBKBRIAN L HOFFMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $22,793.00
2/8 AMT: Sale proceeds received; small plan bal to pay (payoff sent)<<<>>>

1/19 AMT: FUNDS/HUD POSTED -TO NM HUD AUDIT<<>>

12/29/20 AMT: PER ATTY. PPTY SOLD TODAY- SENDING $$ TO TN<<<>>>

ARREARS
Matter ResolvedRequest
Adjourment
323/16/2021 9:00 am19-20962 / MBKEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $11,640.00
AMT: MP 3/16<<<>>>

3/2/21:MK: email sent by atty at 4;15 yesterday -FUNDS WERE SENT CMRRR.
BELOW IS THE TRACKING NUMBER Certified Mail Return Receipt
7020-0640-0000-7160-8032


***ADJ TO 3/2/21 FOR FUNDS FROM SALE TO POST***

***received executed HUD-1 and Motion to Dispose Funds is on for 2/10/21 - case is 100% and needs payoff***

AMT: MP 3/2***Needs Resolution***

Debtor Obj, filing MP<>FAILED TO LM BY 8/1/20
Matter ResolvedRequest
Adjourment
393/16/2021 9:00 am19-21294 / MBKKirsten B. Ennis Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $213,003.00
Debtor obj<>SELENE FINANCE (ROMANO GARUBO & ARGENTIERI)
Matter ResolvedRequest
Adjourment
413/16/2021 9:00 am19-21294 / MBKKirsten B. Ennis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $213,003.00
ADJ to 3/16/21 for consistent payments

AR NEED SEAWATCH CERT RESOLVED
11/3 AMT: Per atty, working on consent order to reinstate TD (SUBMITTED 1/14/21); NJ Tax (RESOLVED) w/#17-3; Can resolve late clm #20-1 by adding language to tr order if SV is resolved>>


Debtor obj<>FAILED TO ADDRESS NJ DIV TAX EST CLM #17-2 FAILED TO FILE MTN TO REINSTATE STAY/TD AUTO W/I 30YS OF 5/3/20 CONF; FAILED TO FILE MTN TO ALLOW LATE CLAIM/MASI #20-1 WITHIN 30 DAYS OF CONF
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-24188 / MBKBrian Gregory HannonCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $23,070.00
Debtor obj<> CARRINGTON/BANK OF NY ( HillWallack)
Matter ResolvedRequest
Adjourment
383/16/2021 9:00 am19-25309 / MBKWARREN L PETERSON ESQMotion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $18,216.00
Debtor obj<>FREEDOM MTG (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
563/16/2021 9:00 am19-27044 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $15,300.00
1/13/21 - debtors recently signed a Contract for Sale - need time to file a motion and close

FAILED TO SELL NORRIS AVE PPTY BY 10/31/20
Matter ResolvedRequest
Adjourment
403/16/2021 9:00 am19-28845 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $7,712.00
ADJ to 3/16/21 Peremptory

AMT: MP 3/16<<<>>>

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-28845 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $7,712.00
THE PROVIDENT BANK (MELLINGER KARTZMAN)
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-28846 / MBKJustin M. Gillman, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledTotal Paid In: $14,400.00
TRUSTEE'S MTN TO EXPUNGE CLM #13-1 LVNV FUNDING (DUP CLM)
Matter ResolvedRequest
Adjourment
413/16/2021 9:00 am19-28968 / MBKSTEVEN J ABELSON, ESQMotion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $10,691.00
Debtor obj<>TOYOTA (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-28977 / MBKMOSHE ROTHENBERG, ESQMotion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $22,138.00
NATIONSTAR MTG (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-29773 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $25,151.00
Debtor obj, making pymts<>COMMUNITY LOAN SERVICING (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-30329 / MBKROBERT C NISENSON ESQCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $2,427.00
Debtor obj, selling ppty<>SLS (KML)
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-30345 / MBKEUGENE ROTH, ESQCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $12,116.00
Debtor obj<> WILMINGTON SVS (hill Wallack)
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-30986 / MBKJ. Todd MurphyMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $1,464.00
ARREARS
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-31689 / MBKCANDYCE I SMITH-SKLAR, ESQMotion ReconsiderNo Opposition Filed
MTN TO RECONSIDER 2/2/21 ORDER LIMITING DEBTOR'S RELIEF IN AP
Matter ResolvedRequest
Adjourment
593/16/2021 9:00 am19-31875 / MBKSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,856.00
Debtor obj, obtaining LM, in trial <>

FAILED TO LM BY 10/1/20 OR 1/1/21 AS EXTENDED BY ORDER RESOLVING OBJ TO CONF;

FAILED TO SUBMIT ORDER ON WELLS FARGO MFR/OTBS ON 6/24/20
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-33137 / MBKSTACEY L MULLEN, ESQMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $15,504.00
MTAG CUST FOR EMPIRE (GARY ZEITZ)
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am19-33365 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $8,699.00
S/LONACARE; AREARS
Matter ResolvedRequest
Adjourment
513/16/2021 9:00 am20-10253 / MBKJEANIE D WIESNERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $11,924.00
3/3 AMT: $11,924.09 PTD (14); $997 X 46 BEGINNING 4/1/21; register for eWage w/i 10 days (ATTY Ok)<<<>>>

CHECK NUMBER FOR ADDITIONAL PAYMENT MADE
***Proposed Trustee Recap: $9,068 Ptd, then $1,036 x 47 starting 3/1/21, debtor to sign up for eWage within 10 days***

Debtor obj, made pymts<> ARREARS
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am20-11504 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $8,732.00
ARREARS; 100% PLAN NOT FEASIBLE DUE TO $23,000 UNSECURED CRAM BALANCE NOT INCLUDED IN CONF
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am20-11632 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $4,550.00
Debtor obj, now current<>SPECIALIZED LOAN (KML)
Matter ResolvedRequest
Adjourment
633/16/2021 9:00 am20-12281 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $6,791.00
AMT: MP 3/16 <<>>

Debtor obj,filing MP<>FAILED TO LM BY 8/11/20; FAILED TO FILE PRECONF CERT BY 4/24/20; ARREARS
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am20-12386 / MBKMARCIA Y. PHILLIPSMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $7,311.00
FAILED TO FILE ORDER RESOLVING IRS CLM #7-3 BY 12/7/20
Matter ResolvedRequest
Adjourment
553/16/2021 9:00 am20-12588 / MBKADAM SCHNEIDER, ESQMotion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $22,438.00
Debtor obj<>WILMINGTON SAVINGS (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
643/16/2021 9:00 am20-12918 / MBKEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,794.00
***ADJ to 3/16/21***
AMT: MP FILED 2/11 BUT LAST CLEARED PAYMENT RECEIVED IN AUGUST BECAUSE PAYMENTS IN NOV & DEC WERE BOTH RETURNED DUE TO NSF
NO TR PYMT SINCE 8-11-20

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am20-13544 / MBKPETER E ZIMNIS, ESQMotion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $10,400.00
US BANK/CUSTODIAN FOR TOWER DBW (HONIG & GREENBERG)
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am20-14827 / MBKRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $6,300.00
AMT: MP 3/16

Debtor obj, can make pymt<>ARREARS
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am20-19256 / MBKEUGENE ROTH, ESQMotion SellNo Opposition FiledTotal Paid In: $840.00
124 CURTIS PLACE
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am20-20124 / MBKANDRE L KYDALA ESQMotion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $2,935.00
SELECT PORTFOLIO (MILSTEAD)
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am20-20772 / MBKRoger Jon Yehl Motion SellNo Opposition FiledTotal Paid In: $500.00
41 MILL POND RD--100% ok edc
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am21-11287 / MBKFRANCIS P CULLARI, ESQMotion Motion (Generic) - Only use if no other event is applicableNo Opposition Filed
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am21-11385 / MBKWilliam H. Oliver, Jr., Esq.Motion Extend Time3rd Party Matter
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
03/16/2021 9:00 am21-11385 / MBKWilliam H. Oliver, Jr., Esq.Order Shorten Time3rd Party Matter
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am18-29675 / MBKVERA FEDOROFFConfirmation Hearing on Modified PlanPending WorkupDebtor has made 26 of 29 required payments   Arrears: $4,436.00  Total Paid In: $50,665.00
AS OF 2/12/21 (SF) BELOW STILL APPLY

AS OF 1/11/21 (SF) - Attty to provide updated proof of income and amended budget.

1. Plan proposes to reduce payment and extend to 84 months but certification states that income has not changed. Cert also states that debtor had no income coming in during the first stages of Covid-19 shutdowns but income is now back to what he was receiving when first filed. Need proof of debtor's current proof of income along with amended Schedules I and J.

MP proposes $1244 x 58 100%
Plan has run 27 months and proposes to extend to 84 months

Arrears: $3276.50 thru Jan 2021
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am18-32889 / MBKROBERT BRAVERMANConfirmation Hearing on Modified PlanPending WorkupDebtor has made 25 of 28 required payments   Arrears: $780.00  Total Paid In: $10,040.00
Matter ResolvedRequest
Adjourment
743/16/2021 10:00 am19-20962 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 22 required payments   Arrears: $2,082.00  Total Paid In: $11,640.00
3/2/21:MK: email sent by atty at 4;15 yesterday -FUNDS WERE SENT CMRRR. BELOW IS THE TRACKING NUMBER Certified Mail Return Receipt
7020-0640-0000-7160-8032

***AR, ADVISED ATTY TO SEND IN FUNDS - ADJ TO 3/2/21 FOR FUNDS TO POST***

ISSUES AS OF 2/11/2021 (DM):

 Motion to Dispose Funds on Hand from Sale is on for 2/16/21 - case is 100% and needs payoff.

 1/13/21 - Atty is holding $102k in trust account - needs to request a payoff at 100%

 1/12/21 email - property sold on 12/14/20. Based upon Closing Ledger received, the debtor has sufficient funds from sale ($204,835.75/2 - $25,150 exemption) to pay off case at 100% now.

1) Consent Order entered 6/30/20 with Investors Bank (PHELAN) to pay claim pending the Loan Mod - MP proposes sale in 6 months with no payment on claim pending the sale - Order Approving Sale of Property was entered on 11/30/20 (SALE IS COMPLETED).

2) POWERS filed OBJ on behalf of Investors Bank - does pending sale (see above) resolve the objection (OBJECTION WITHDRAWN - DOC #137).

3) Trustee OBJ:
- Trustee objects to IRS priority claims being paid at sale closing (OK TRUSTEE WILL PAY PER ATT).
- Trustee objects to reduction from 100% to Base plan due to confirmed plan with a $62,408 threshold preserved (WILL BE 100%)


Confirm Case: $3,312 Ptd, $1,041 x 48 start 6/1/20, 100%
Prop. MP: Ptd, $1,041 x 48 start 6/1/20, Base, Sale in 6 months
PTD = $11,640
Last Claim (12-2) dated 10/22/19
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am19-22188 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 21 required payments   Arrears: $0  
Total Paid In: $9,316.00
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am19-23497 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 13 of 20 required payments   Arrears: $1,680.00  Total Paid In: $9,470.00
Care Act Cert filed as Doc #32
Matter ResolvedRequest
Adjourment
773/16/2021 10:00 am19-28845 / MBKJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 17 required payments   Arrears: $9,460.00  Total Paid In: $7,712.00
ADJ TO 3/16/21 TO COINCIDE WITH MFR

issue as of 2/25/2021 (JMA)

1) Need to updated proof of 2019 tax return -ATTY TO SEND -NOT RECIEVED TO DATE
2) Township of Woodbridge (Goldenberg) objection to confirmation - need to resolve ATTY TRYING TO RESOLVE
-not current with post petition taxes.


proposed plan $6,912 paid to date, $800x72 base plan
paid in $7,712
extending plan to 84 months, 68 to go
Matter ResolvedRequest
Adjourment
863/16/2021 10:00 am19-30871 / MBKADAM SCHNEIDER, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 16 of 16 required payments   Arrears: $0  

Amended POC (18-2) filed as secured.
ISSUES AS OF 2/9/2021 (DM): See #1 & #2 below - Feasibility Issues Remain.

1) Trustee received executed HUD-1 which discloses payment of $381,905.71 to the IRS - however, IRS filed amended POC (1-4) on 2/2/21 for $0 secured, $23,253.76 priority, and $2,002.89 unsecured (IS PRIORITY & UNSECURED AMOUNT IN AMENDED POC 1-4 CORRECT??)

2) Phoenix Sales & Services (Jonathan Goldsmith Cohen, Esq) judgment creditor OBJs to timeframe to sell property - $48,206.36 was paid to Phoenix from deposit and proceeds post sale - a Consent Order is being prepared to adjust claim down to $81,733.55 (IS THIS BALANCE TREATED AS SECURED OR UNSECURED??)

 There is a pending Motion to Sell Elena Ct property scheduled for 11/4/20 - TRUSTEE RECOMMENDS ONE MORE ADJOURNMENT TO AFTER THE SALE TO DETERMINE FEASIBILITY OF PLAN POST SALE***

3) State of NJ filed a $23,625.38 amended priority claim that includes estimated taxes for 2018 (OKAY - AMENDED).

4) State of NJ filed an unsecured claim that includes estimated taxes for 2015 (OKAY - AMENDED).

5) M&T Bank filed $62.33 arrears claim (PAID AT CLOSING).

6) Trustee OBJ:
- Information on sale of boat and proceeds received (100% PLAN).
- Need amendments to schedules to reflect sale of boat & proceeds received (100% PLAN).
- There is non-exempt equity of $22,403 and $40,780 in real estate and an unknown amount for the boat - pending review of docs from sale and secured claims filed (100% PLAN).
- Need MP that adds all cram downs to Part 4d and Part 7 and removes Phoenix Sales and Services from Part 4g (MP REMOVES CRAM).
- Need service to creditors in motion if cramming Phoenix and Services (MP REMOVES CRAM).
- Plan is not feasible - there is no disposable income (MP IS A SALE PLAN).

Note: Homeowner insurance provided for both properties.


Prop. Plan $1,370 x 60, 100% Plan
- sale of Elena Ct property by 12/30/20
PTD 15/15 = $20,550
Last Claim (1-4)
Matter ResolvedRequest
Adjourment
803/16/2021 10:00 am20-10457 / MBKKirsten B. Ennis Confirmation Hearing ScheduledPending WorkupDebtor has made 13 of 14 required payments   Arrears: $1,700.00  
***ADJ BY MBK TO 3/2/21 TO MAKE DECISION ON THE MOTION FOR RECONSIDERATION***

Motion to Reconsider scheduled for 2/2/21--cannot move confirmation unless debtor motion to reconsider is granted. If not, case to be dismissed EDC

1/8/20 PER MBK DECISION READ ON RECORD DENYING OBJECTION TO THE POC. ADJ TO 1/13 FOR ATTORNEY TO MP OR D CASE-sent email to ennis edc

12/15 workup
still need result***MBK TO ISSUE A RULING ON OBJ TO POC - ADJ TO 1/5/21***

adj several times for resolution. The 12/1 date is NFA and still needs resolution with Hecker. Sent email to Ennis. This will need Judge. EDC

10/8 workup for the 10/20 calendar EDC
per 8/26 Judge Reserving decision on mortgage issue 2 to 3 weeks-STILL DO NOT SEE RESOLUTION EDC

RESOLVE OR HOLD-------PER MBK LAST TIME ADJ TO FOR HECKER FILE POC AND OBJ TO CRAM IN CONF (DONE)
IF CAN NOT CRAM WI 30 DAYS AND ARGUE IF UNSECURED AND DISCHARGED

** Dean Hecker and Dean Hecker as the Executor of the Estate of Marlene Hecker (Tomes) objection to confirmation - need to resolve
-plan fails to pay pre petition arrears through plan and valuation supplied by debtor is too low cannot cram
*Mr. Cooper giving Covid forebearance until October 2020
** Trustee objection to confirmation - need to resolve
-the debtor failed to file a feasible plan - proposed plan payments do not pay scheduled claims plus dividend to general unsecured creditors per filed Form 122C-2 Line 45
-paystubs for spouse that includes name and address of recipient PROVIDED EMAILS SHOWING CANNOT BE PRINTED FROM ONLINE SITE WITH ADDRESS, LIKELY SECURITY REASONS
-need amendment to Form 122C to correct household size NOT DONE
-the debtor is not paying all disposable income into plan - per schedules there is monthly disposable income of $589.49 on Line 45 of Form 122C-2. This requires a minimum $35,369 dividend to general unsecured creditors AMENDED LINE 45 $1,765.49 WHICH REQUIRES MINIMUM $105,929.40 DIVIDEND TO GENERAL UNSECURED CREDITORS
-debtors plan seek attorney f
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am20-10667 / CMGEric ClaymanAP Motion for Summary JudgmentJudge to Reserve Decision
AP 20-1239 Motion for Summary Judgment
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am20-10667 / CMGEric ClaymanAP 20-1239 Cross MotionJudge to Reserve Decision
ap 20-1239CITY OF TRENTON CROSSMOTION FOR SUMMARY JUDGMENT
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am20-12281 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 13 required payments   Arrears: $4,005.00  Total Paid In: $6,791.00
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am20-12918 / MBKEric ClaymanConfirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 13 required payments   Arrears: $3,376.00  Total Paid In: $2,794.00
Matter ResolvedRequest
Adjourment
1093/16/2021 10:00 am20-13980 / MBKFRANK J FISCHER, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 71 of 12 required payments   Arrears: $0  

Per staff meeting, ADJ to 3/16/21 Peremptory (dm).
ISSUES AS OF 1/13/2021 (DM): Need Status of Refi

 11/12/20 - debtor must complete repairs on property damage before the reverse mortgage process can be completed - Adj to 1/19/21 PEREMPTORY with consent from JP Morgan Chase.

***Consent Order with JP Morgan Chase was entered 9/6/20 and debtor has only made 1 Adequate Protection payment - need status of Refi which is due by 11/15/20***

 9/8/20 - Family member impacted by COVID - Adj to 11/17/20

1) JP Morgan Chase Bank (PHELAN) OBJs - $253,907.61 matured loan (CONSENT ORDER ENTERED - $2,000 AP PAYMNTS DISBURSED BY TRUSTEE AND REFI NO LATER THAN 11/15/20).

2) Global Lending Services (GAVIN STEWART, ESQ) OBJs - plan does not treat 2018 Buick Encore (MP CORRECTS).

3) Trustee OBJ:
- Need to add non-exempt proceeds from malpractice lawsuit to confirming order.
- Need status of lawsuit from attorney David Shaver
- Debtor has insufficient income.
- Need a copy of 2018 tax returns for spouse (UNRESOLVED).
- Need a copy of 2019 tax returns for debtor and spouse (UNRESOLVED).
- Need proof of auto insurance (UNRESOLVED).
- Need proof of value on 2018 Buick Encore (UNRESOLVED).
- Need MP that corrects real property involved in sale, refi and/or loan mod (MP CORRECTS).
- There is $84,007 non-exempt equity in real estate - adjusted to $74,208 based on filed mtg claim (100% PLAN).
- There is $312 non-exempt equity in bank acct and possibly vehicle (100% PLAN).
- Need to file Pre-Confirmation Certification (UNRESOLVED).
- Excessive Expenses: Homeowners $250 (proof of insurance shows $116.36/monthly); food $800 (grandson listed as dependent, not on tax return); auto insurance $263; non-debtor expenses $1,500 (requires proof of expenses); no housing expense on Schedule J (100% PLAN).


Prop. Plan $100 x 60, 100% Plan, Refi/Loan Mod by 12/31/20
PTD $2,700
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am20-14827 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 12 required payments   Arrears: $2,820.00  Total Paid In: $6,300.00
Matter ResolvedRequest
Adjourment
893/16/2021 10:00 am20-16511 / MBKSTEVEN DUNBAR ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 11 of 10 required payments   Arrears: $379.00  
ADJ to 3/16/21 for Consent Orders
ISSUES AS OF 2/9/2021 (DM): Need consent orders with creditors in #2 & #4 below if we are paying interest on the filed claims. Otherwise, case is ready to confirm.

1) VAK Fund/FCI Lender Services (KML) OBJs to cram of 2nd Mtg (CONSENT ORDER ENTERED - treat as secured unaffected due to Loan Mod ***need motion to approve Loan Mod with standard order filed within 15 days ***).

*2) Plan provides pay-in-full with interest to Wells Fargo for 2015 Subaru Legacy - POC filed for $15,479.08 - need Consent Order to pay claim with correct amount of interest (UNRESOLVED).

3) Plan provides $4,738.06 pay-in-full treatment to Medallion Bank - no secured POC filed - need a filed claim and motion to allow the late filed claim (MP REMOVES TREATMENT).

*4) Plan provides $13,249.01 arrears treatment to NewRez/US Bank which includes interest - need consent order to pay interest (UNRESOLVED).

5) Trustee Supp OBJ:
- Need proper service on cram of FCI Lending/VAK Fund (MOOT - KML FILED OBJ).

6) Trustee OBJ:
- Income verifies higher than scheduled (BOTH DEBTORS OPERATE A BUSINESS - COVID AFFECTED AND VARIES).
- Need proof of insurance for the 2018 trailer (RECEIVED).
- Need April and May bank statements for TD account (RECEIVED).
- FCI Lender needs to be served at a physical address (MOOT - OBJ FILED).
- Need to file Pre-Confirmation Certification (FILED).
- Attorney fees in the plan & disclosure statement do not agree (AMENDED).


Prop. Plan $729.52 x 6, $613 x 54, Base Plan
PTD 8/9 = $5,836.16
Last Claim (25-2)
Matter ResolvedRequest
Adjourment
933/16/2021 10:00 am20-17996 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $400.00  
Mk: emailed aty that we need the info. as stated above the -------. Told him to upload an adj request.

AS of 2/12/21(mk):Updated

Case has to Be 100%.( It was proposed as dollar base of 16,756) The 100% will resolved the excess expenses- BUT still need debtor cert. that explains the 11/7/20 bank statement where there were deposits totaling $72,144.87 . Payments of $66,769 and multiple transfers. What is source of all this $. There appears there is Non exempt equity in bank accounts. Also question on funds of $17,000 deposited into sisters PNC acct from a loan on debtor's whole life insurance policy. need statements on 2 Chase bank accts ( on ch 7 schs-)that were closed 3/20/21 & statement on Capital one bank acct that was claimed to be levied w/ funds of $3005 & exempted on C. Even at 100%- we need to establish is there is a T/H in the bank accts and Debtor has not supplied the requested bank statements and Certification.

--------------------
1. Objection by PNC Bank( Fein Such):
fails to pay arrears $1,550.49-- OK TO PAY? Per atty - YES PAY

2.Objection by Lakeview/M& T Bank(Shiller/knapp)
plan fails to pay arrears. $1,633.94- OK TO PAY? Per Atty - YES PAY

3. Trustee Objection: >> Case is now 100%- But We Need T0 Establish T/h for equity in bank accts in case there is a later modification to less than 100%<<
-plan has excessive expenses:
Property tax $533 (need proof of payments made), Homeowner insurance for both
properties $100 and $95 (requires proof payments made by Debtor), Food $450,
Transportation $624, Life insurance $477 (provide proof of payments made), Auto
insurance $240 (per proof provided pays $165) and excessive expenses on rental
property $1,699.90 (rental income $1,352 is not sufficient to pay cost).
- 22c has excessive expenses, takes household of 2, should be 1, no dependents and
Debtor not married.
-debtor(is not paying all disposable income into the plan due to 122c has disposable income,
must amend 22c to list household of 1 to de
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am20-18465 / MBKKurt E. Reinheimer, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 8 required payments   Arrears: $2,550.00  Total Paid In: $11,050.00
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am20-18954 / MBKBrian Gregory HannonConfirmation Hearing ScheduledPending WorkupDebtor has made 8 of 8 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
963/16/2021 10:00 am20-20320 / MBKROBERT BRAVERMANConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 6 required payments   Arrears: $575.00  
ISSUES AS OF 2/10/2021 (DM):

***Feasibility is an issue. If debtor makes the February payment, THEN TRUSTEE WILL RECOMMEND CONFIRMATION AT $1,015 PTD, THEN $265 x 56 STARTING 2/1/21, BASE PLAN***

1) Trustee OBJ:
- Plan is not feasible - no disposable income - income verifies $-410.
- Need Updated auto insurance,.
- Must file Pre-confirmation certificate.


Prop. Plan $265 x 60, Base
PTD 4/5 = $1,015
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
973/16/2021 10:00 am20-20554 / MBKKarina Pia Lucid Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  

Adj requested for ACAR to amend its guc claim - ADJ to 3/16/21

ISSUES AS OF 2/10/2021 (DM):

***To resolve Trustee objections, NEED TO CONFIRM AT $7,756.31 PTD, THEN $1,767 x 55 STARTING 3/1/2021, 100% PLAN***

1) Caliber (Brock & Scott) OBJs - $3,176.86 arrears (CONSENT ORDER ENTERED).

2) Trustee OBJ:
- Need proof of non filing spouse retirement loan (UNRESOLVED).
- Need MP that treats HUD mtg and IRS claim (MP CORRECTS).
- Need amended Sch I & J to make corrections to deductions & expenses (UNRESOLVED).
- Excessive Expenses: $400 to IRS (claim filed so it will be paid through plan); 403(b) loan is deducted from pay so should not be on Sch J (UNRESOLVED - NO AMENDED SCHEDULES FILED).
- Verified income leaves monthly disposable income of $2,951.
- Per Form 122c, monthly disposable income is $2,373 which requires a minimum dividend of $142,380 to gucs (100% PLAN).
- There is $20,000 of non exempt equity in 2016 Infinity.
- Need to file Pre Confirmation Certification (FILED).
- Need July & Aug bank statements for Santander #1698, Capital One #4525 and PNC account #4451, 4478, 4494 and 4507 (RECEIVED).


Prop. Plan $1,617.79 x 60, 100% Plan
PTD 5/5 = $7,756.31
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
953/16/2021 10:00 am20-20863 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  

updated notes 2/82/2021 (JMA)
issues as of 2/4/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-need a current market analysis PROVIDED CMA WHICH REDUCES VALUE FROM THE AMOUNT SET FORTH ON SCHEDULE
-need a copy of the last filed tax return - for 2019 PROVIDED
-need updated affidavit of contribution, proof provided is dated 9/25/2019, over a year ago - PROVIDED NEW DOCUMENT DATED 9/21/2020
-need Amendment to Schedule B and C to add PNC Bank acct#8012 FILED
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non-exempt equity on real property, vehicles and bank accounts NON EXEMPT EQUITY TOTALS $50,102.72
-plan lists attorney fees as $3,610 to be paid, but attorney disclosure has to be paid outside AMENDED ATTY FEE DISCLOSURE FILED PAYING FEE BALANCE THROUGH PLAN
-arrears claim filed by Santander $130.50 - in plan as Gateway One and treated outside plan - NEED TO EITHER PAY ARREARS THROUGH PLAN OR MOVE AGAINST CLAIM
-must file Pre Confirmation Certification with Court FILED
-debtor provide certification regarding parents property inherited by debtor's sister valued at $17,000 NOT RECEIVED
2) Provided Deed from 2018 for property located in Ranshaw, Pennsylvania - this property is not disclosed in the schedules or plan. The transfer was 2018 - need amended schedules, A, C and D, current market analysis and mortgages if any. There may be non exempt equity in this property and the case cannot move forward without this issue addressed.
3) Santander Consumer secured claim 4 has arrears in the amount of $130.50 - either pay arrears or move against claim - need to advise Trustee
4) Westlake Financial Services secured claim 13 has arrears in the amount of $240.52 - either pay arrears or move against claim - need to advise Trustee

proposed plan $290x60 minimum $12,028
paid in $1450
last claim 17
Matter ResolvedRequest
Adjourment
1003/16/2021 10:00 am20-20902 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $170.00  
Atty trying to get full year of pay stubs
AS OF 2/4/21 (SF)

RECOMMEND $850 PTD, $855 X 55 (BEGIN 3/1/21) 100% PLAN PER DISPOSABLE INCOMER ON 122C
- MUST FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS


1. Trustee objection:

The debtor has failed to supply the Trustee with the following document(s):
- auto renewal expires 1/12/2021
- There is excess on Form 122c Line 45 monthly disposable income $1,798.75 which requires
minimum $107,925 dividend to general unsecured creditors - may need to be a 100% plan
-income verified higher along with the the tax refund there is disposable income of $663.72
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3722 when determining disposable income.
- The Plan needs to run 60 months pursuant to the B22C form.
must file pre conf cert.


Plan proposes $170 x 36 Base
Payments: 5/5

Matter ResolvedRequest
Adjourment
1033/16/2021 10:00 am20-21589 / MBKEric ClaymanConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

ISSUES AS OF 2/10/2021 (DM): Insurance received 2/11/21.

 1/27/21(mk): See correspondence from atty in docs - Debtor in trial LM for 9 months.

1) US Bank(J. Schwalb, Esq.) OBJs to plan treatment (CONSENT ORDER ENTERED - LOAN MOD BY 3/31/21).

2) Judgment crams in the plan are incorrectly populated in Part 7b - need to file a MP to correct (UNRESOLVED).

3) Trustee OBJ:
- Need updated homeowners insurance (RECEIVED).
- Excessive Expenses: $220 cell phone, $500 car payment in friend's name - need supporting docs.
- Tax refund of $6,697 was not prorated and included in disposable income calculation.
- Need to serve plan motions (SEE ABOVE).
- Order of Distribution departs from Trustee standard.


Prop. Plan $180 x 36, Base, Loan Mod by 6/30/21
PTD 4/4 = $720
Last Claim (27-1)
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am20-21589 / MBKEric ClaymanConfirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am20-21724 / MBKADRIAN JOHNSONConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $836.00  
Matter ResolvedRequest
Adjourment
1323/16/2021 10:00 am20-21899 / MBKFRANKLIN S MONTEROConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $1,210.00  
AS OF 1/11/2021 (at):

NEED HOMEOWNER'S INSURANCE IF AN ADJOURNMENT REQUEST IS RECEIVED. (received updated Plymouth Rock policy)

1. Objection filed by US Bank (Frenkel Lambert) failure to cure full arrears of $65,536.34. (Per POC - UNRESOLVED)

2. Objection filed by Maple Finance (Morton) - plan is silent as to creditor, 910 claim and request for insurance. (UNRESOLVED)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - did not provide proof of personal liability coverage, mortgage statement shows forced placed policy (NOT RECEIVED)
- Amendments to Schedules Schedule A lists current value of property as zero (NOT AMENDED)
The debtor has undertaken an improper use of exemption. Specifically:
- Schedule C Part 1 (1) states they are claiming Federal exemptions 11 U.S.C 522(b)(2) however all of the exemptions in Part 1 (2) are NJ state exemptions. (NOT AMENDED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- income verifies higher due to two rental agreements that are not listed as income on
Schedule I and Form 122c
-monthly disposable net is significantly higher $2,422.78 than amount on Schedule J $1,210.62, - may result in requiring a 100% plan
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1976 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- there is $1,400 excess equity in personal property
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (CERT OF SERVICE NOT FILED)
-failed to provide proof of auto ins
Matter ResolvedRequest
Adjourment
1073/16/2021 10:00 am20-21903 / MBKBRIAN D WINTERS, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $100.00  
AS OF 2/4/2021 (at):

1. 341 has not been held or rescheduled - NO SHOW AT 1/14/21 HEARING
2. Payments: 3/4, arrears $100
Matter ResolvedRequest
Adjourment
993/16/2021 10:00 am20-22037 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

Truesdale is OK with waiver and will provide cert regarding circumstances EDC

Adj. denied until we get waiver
2/2 workup for the 2/10 calendar EDC

**Nothing new since last adjournment
**In any event there is enough equity in the current residence to pay the $39,000 in filed gucs. We can confirm at: $1050 paid then $827 x 56 beg 3/1/21--pro rata with min of $73,500 to gucs--the look back period of any trustee's potential fraudulent conveyance action is extended and statute of limitations indefinitely waived during the duration of this case


*Trustee's objection:

--- Proof of 2 month's income - form Harleen Enterprises. Income thru Dec. 2020. (ONLY GOT 2 PAY STUBS FOR SEPTEMBER)
--- Proof of rental income (NOT RECEIVED)
---auto insurance, policy provided expired 10/30/2020. (NOT RECEIVED)
--- proof of any liens on Polk Ave property. (NOT RECEIVED)
--- Amendments to Schedules Schedule A to include Polk Avenue rental property (NOT AMENDED)
---excessive expenses on Schedule J, $754/car payment
---non exempt equity in the 2016 Toyota Rav4 $12,097
---non exempt equity in the 2019 Nissan NV $4,432.38
---non exempt equity in residential property $55,703.32 if Debtor only holds a 50% interest
---total non exempt equity $72,232.70 not provided for in the plan
---need more proof of income from debtors new job with Harleen Enterprises. Only provided a check 9/28/2020 for $1,000 and 9/21 for $900 - no deductions were provided.
--- need Statement on whole life policy showing cash surrender value. (NOT RECEIVED)
---debtor transferred the residence to his spouse 2 years, 10 mos and 15 days before filing bankruptcy for 1.00 which is lees than equivalent value. Property value is $340,000 and mortgage is $$184,393.37 leaving equity of $$55,703.32 per liquidation analysis. Attorney needs to address why this is not a fraudulent transfer (NOT ADDRESSED).
--- also Trustee needs all information on the property located at 17 Polk Avenue including a copy of the Deed, CMA and proof o
Matter ResolvedRequest
Adjourment
1083/16/2021 10:00 am20-22083 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 6 of 5 required payments   Arrears: $0  

issues as of 2/8/2021

1) Trustee objection to confirmation - need to resolve
-need auto insurance for 2008 and 2012 Honda Accord, doc provided cannot be opened
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $1,206 non-exempt equity Bank of America savings account and estimated $110 in PNC savings account pending review of docs requested
-need two months bank statements from PNC savings account prior to filing date
-need valuation on Robinhood account prior to filing date

proposed plan $150x36 base
paid in $750
last claim 1
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am20-22837 / MBKKarina Pia Lucid Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $950.00  
AS OF 2/5/21 (SF)

1. State of NJ filed estimated priority claim 20-1.
Missing 2017, 2018 and 2019 returns (NEED AMENDED CLAIM)
2. Trustee objection:
- need 2 months bank statements for Oct & Nov 2020 which is 2 mos before filing date.
- There is non-exempt equity on real property $141,992.48. Plan is 100%.
- Must file Pre-confirmation certificate.
- need affidavit for children contribution when Trustee payments increase. (DEBTOR'S PLAN PAYMENTS WILL INCREASE TO $2,005 IN JUNE)


Plan proposes $950 x 6, $2005 x 54 100%
Payments: 2/3 Arrears: $950
Matter ResolvedRequest
Adjourment
1033/16/2021 10:00 am20-22942 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $200.00  
2/10/21 - $600 posted on 2/9/21.sf

***ADJ to 2/10/21 for $600 to post - no need to re-work case because 341 has not taken place yet***

As of 2/2/21 Email from Debtor attorney that payment $600 was made via TFS, proof provided gives no date when payment was made, messaged KB to confirm if payment was received, who is not in yet.

As of 1/29/21 Debtor attorney requested adjournment. 341 sched 2/18/21, request denied, no payments made, Debtor in arrears $400 for Dec - Feb. Must get current.
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am20-23274 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1153/16/2021 10:00 am20-23432 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 2/9/2021 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING.

1. 341 is scheduled for 2/25/2021
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
1123/16/2021 10:00 am20-23561 / MBKDavid L. Stevens Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $541.00  
AS OF 2/12/21 (SF)


1. 341 NOT HELD - RESCHEDULED TO 2/25/21
2. PAYMENTS: 1/2 ARREARS: $541
3. NO HOMEOWNER'S INSURANCE PROVIDED (RECEIVED)
Matter ResolvedRequest
Adjourment
1243/16/2021 10:00 am20-23711 / MBKSCOTT M WILHELM, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,200.00  
AS OF 2/2/21 (SF)

Note: Due to equity in real estate and life insurance, the plan is not feasible. May want to wait until after the bar date expires to see if the mortgage claim will reduce the equity and to determine the amount to be paid to general unsecured creditors.


1. Motion for permission to submit written Answers to Interrogatories in lieu of Appearance at 341 meeting for Mary Maslonka - Granted

2. Objection filed by PNC Bank (Lebron) - failure to address PNC in plan. (A modified plan was filed and PNC is listed as unaffected. Also, no claim filed.)

3. Trustee objection:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,002 when determining disposable income.
- There is non exempt equity in real estate $118,775.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution
-need statement showing cash value of Prudential Whole Life #1139 ($13,557); #7678 ($14,012) and #4136 ($14,561) whole life policies. (RECEIVED, THERE IS $5262.27 EQUITY)

4. Debtor has taken improper exemption for whole life insurance. Debtor uses (d)11c and should have used (d)8. Need amended Schedule C



Plan proposes $600 x 60 Base
Payments: 1/2 Arrears: $600
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am20-24037 / MBKSTEPHEN M GOLDBERG, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 2/23/2021 (at):

IF OBJECTION IS RESOLVED, CAN CONFIRM AT 100%. MAY WANT TO WAIT UNTIL BAR DATE OF 3/11/2021.

1. Objection filed by PHH Mortgage (RAS) - failure to cure arrears of $4,442.65. (Per POC - DEBTOR FILED A RESPONSE TO THIS OBJECTION REQUESTING A BREAKDOWN OF THE POC. DOESN'T BELIEVE IT SHOULD BE $4,442.65)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - with comparables not just a letter. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- The following expenses are all very high and need a certification from debtor and supporting proofs attached.
$882/month for cable/internet/cell
$2,000/month for food
$650/month for transportation (only debtor works)
$983/month for son's insurance (need proof)
$801/month car payment
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $153,891.25 in non exempt equity in the residence.
- There is $2,906 in non exempt equity in her personal property.
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $1,440 x 60 beginning 1/15/2021, 100% to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
1053/16/2021 10:00 am21-10027 / MBKLAURENCE R SHELLER, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $900.00  
2/24/21(mk):this was adj in Ct on 2/24/21. for payment to post & then atty can request a further adj. IF NO $- Dismiss on 3/2/21 .

2/23/21(mk): atty waiting for proof of a payment & will appear an request adj.

As of 2//16/21(mk):email to atty

>> NO PAYMENTS AS OF TODAY

1. North point Condo Assoc has filed a claim for Secured amt of $$6,812.80 and unsecured of $5,650.59- Needs to know if we are to pay this secured amt and then treat the unsecured portion as the rest of the gucs?

2.No Celink mortgage claim filed yet for the arrears.

3.Trustee Objection:
-need updated CMA. Provided)
-Arrears claim filed by One Main.( Per atty PAY)
Need to file Pre-Confirmation Certification.(filed)
Need to send certification regarding the 2020 tax returns.(Provided).


Plan:450 x 60 base
0/1 payment
last claim:3-1,bar date:3/15/21
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am21-10172 / MBKEdward Nathan VaismanConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am21-10173 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $290.00  
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am21-10228 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am21-10247 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,000.00  
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am21-10248 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am21-10344 / MBKKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,247.00  
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am21-10560 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $254.00  
Matter ResolvedRequest
Adjourment
03/16/2021 10:00 am21-10571 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $800.00  
Matter ResolvedRequest
Adjourment
03/16/2021 11:00 am21-11284 / CMGYAKOV RUDIKHOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
03/16/2021 11:00 am21-11310 / CMGANDREW CARROLL, ESQ.Order Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
03/16/2021 1:00 pm15-27667 / MBKPETER J BROEGE ESQMotion CompensationNo Opposition Filed
Matter ResolvedRequest
Adjourment
03/16/2021 1:00 pm19-28528 / MBKEdward Hanratty, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $12,880.00
Matter ResolvedRequest
Adjourment
03/16/2021 1:00 pm19-30871 / MBKADAM SCHNEIDER, ESQMotion CompensationNo Opposition Filed
Matter ResolvedRequest
Adjourment
03/16/2021 1:00 pm19-33552 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationNo Opposition FiledTotal Paid In: $39,085.00
Matter ResolvedRequest
Adjourment
03/16/2021 1:00 pm20-14619 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationNeeds Resolution of Issues - ObjectionsTotal Paid In: $109,335.00
Trustee limited objection - bankruptcy related fess should be paid through the plan; Atty response
Matter ResolvedRequest
Adjourment
03/16/2021 1:00 pm20-16679 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationNo Opposition FiledTotal Paid In: $5,200.00
Matter ResolvedRequest
Adjourment
03/16/2021 2:00 pm20-23883 / MBKBRUCE C TRUESDALE ESQOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
03/16/2021 2:00 pm21-11354 / MBKMelinda D Middlebrooks, EsqOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
03/16/2021 2:00 pm21-11363 / MBKLAWRENCE W. LUTTRELLOrder Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
03/16/2021 2:00 pm21-11374 / MBKYAKOV RUDIKHOrder Show CauseJudge to Reserve Decision
FILING FEES
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes