Judge Christine M. Gravelle
Hearing Date: 3/4/2020
Hearing Count: 226
Last Updated: 04-07-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
13/4/2020 9:00 am14-29256 / CMGJOHN ZIMNIS, ESQMotion Requesting RedactionGranted
Matter ResolvedRequest
Adjourment
23/4/2020 9:00 am14-32863 / CMGWardell Huff Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/20/2020 9:00 am
Total Paid In: $138,283.00
MK to discuss w/atty-debtors woill pay 3331 by next week and another 3331 by end of month. Snt atty a case report. They want to pay case off.
2/27/20: atty working on an arrangement to pay balance off

12/11/19(mk): Atty working on funds to pay balance. Needs time. Will file objection to Motion & Will request adj.

Debtor obj, requests time to pay balance<>ARREARS

Matter ResolvedRequest
Adjourment
33/4/2020 9:00 am15-13731 / CMGJustin M. Gillman, Esq.Trustee Certification of DefaultContinued
4/1/2020 9:00 am
Total Paid In: $47,070.00
>>Status of Sale? Mtg Co has MFR 4/1/20. Atty to discuss w/ client last payment of $1,221 which will resolve MP & this motion.

1/31/20(mk) MP (#63) filed. Got LM. sec. creditor now outside.

1/27 AMT: Plan will complete at 100% < base balance prior to plan expiration. Adjourning to allow additional payments to post<<<>>>

Debtor obj
Matter ResolvedRequest
Adjourment
43/4/2020 9:00 am15-24618 / CMGROGER J. YEHL, ESQ.Creditor Certification of DefaultContinued
3/18/2020 9:00 am
Total Paid In: $117,851.00
bsi (Friedman Vartolo)( TR ARREARS )
Matter ResolvedRequest
Adjourment
53/4/2020 9:00 am15-26717 / CMGLAURENCE R SHELLER, ESQMotion Dismiss CaseContinued
4/1/2020 9:00 am
Total Paid In: $55,873.00
AR PER ATTY OPPOSITION FILED
Debtor obj<>CITY OF TRENTION MTN TO DISMISS OR STAY RELIEF (Golodenberg Mackler)
Matter ResolvedRequest
Adjourment
63/4/2020 9:00 am15-29892 / CMGEric ClaymanMotion Motion (Generic) - Only use if no other event is applicableContinued
4/1/2020 9:00 am
Total Paid In: $14,301.00
JP Morgan response (Phelan)<>MTN TO ESTABLISH CORRECT POST-PET MTG PYMT TO JPMORGAN CHASE

10/30/19(mk):Form of Order leaves a blank as to the status of post pet. mtg payments- This issue needs to be resolved b/w debtor & mtg co. and a CO entered.
Matter ResolvedRequest
Adjourment
73/4/2020 9:00 am16-11473 / CMGMICHAEL L DETZKY, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $49,055.00
2/28 AMT: $45,244.92 PTD (49); $2,540 X 1 (3/2020); $1,270 X 10 BEG 4/1/2020 (atty ok)<<<>>>

RECAP looks like $45,244.92 PTD, Then $1292 x 11 begin 3/1/20>

2/4/20 posted $3,810- adj . to 3/4/20 to be fully current or Dismiss.

1/31/20(mk): $1270 posted 1/27/20. 2/4/20 posted $3,810- adj . to 3/4/20 to be fully current or Dismiss

(1/9 AMT: Atty advised debtor will be making lump sum for most or all of arrears prior to hearing. Will review after funds post)<<<>>>

ARREARS
Matter ResolvedRequest
Adjourment
83/4/2020 9:00 am16-11796 / CMGSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Continued
4/1/2020 9:00 am
Total Paid In: $13,740.00
Mk: debtor has LM

Debtor obj<<>>NEWREZ (GREENSPOON MARDER)
Matter ResolvedRequest
Adjourment
93/4/2020 9:00 am16-23200 / CMGJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $24,649.00
2/27 AMT: Mtn to reinstate stay, doc #97 filed on 5/9/19 was heard on 7/3/19 with OTBS - no order was ever docketed<<<>>>
Arrears 1,132

Debtor obj, made pymt, stay was reinstated 5/2019>SV/CONSUMER PORTOLIO#3-1(auto); ARREARS
Matter ResolvedRequest
Adjourment
103/4/2020 9:00 am16-25004 / CMGROBERT C NISENSON ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $16,523.00
WELLS FARGO (Robertson)
Matter ResolvedRequest
Adjourment
123/4/2020 9:00 am17-10868 / CMGJOSEPH ALBANESE, ESQTrustee Certification of DefaultWithdrawnTotal Paid In: $10,850.00
TRUSTEE CERT. OF DEFAULT
>>Debtor has motion for Hardship Discharge on for 3/4/20 .
Matter ResolvedRequest
Adjourment
133/4/2020 9:00 am17-11111 / CMGKurt E. Reinheimer, Esq.Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $14,583.00
WELLS FARGO BANK (POWERS)
Matter ResolvedRequest
Adjourment
143/4/2020 9:00 am17-11329 / CMGSCOTT E KAPLAN ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/15/2020 9:00 am
Total Paid In: $38,191.00
Debtor obj. arrears pd.<>SV/SELECT(Mtg) #8-1;
Matter ResolvedRequest
Adjourment
153/4/2020 9:00 am17-13971 / CMGScott J. Goldstein Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $18,108.00
NS
SV/BOA(Mtg)#4-1; ARREARS $3,411
Matter ResolvedRequest
Adjourment
163/4/2020 9:00 am17-15434 / CMGDAVID A SEMANCHIK ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $16,290.00
NS

SV/US BANK(mtg) #1-1; ARREARS $2565. last pay 10/8/19
Matter ResolvedRequest
Adjourment
173/4/2020 9:00 am17-17049 / CMGWARREN BRUMEL, ESQTrustee Certification of DefaultDismissedTotal Paid In: $32,500.00
3/3/20(mk):email from WB: No payments made - dismiss
adj 2 weeks for a payment and a recap

Debtor obj, requests recap- Arrears $5644. last pay 10/2019.


>>Needs 1,451 x 26 begin 3/1/20.
Matter ResolvedRequest
Adjourment
183/4/2020 9:00 am17-17600 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)Continued
3/18/2020 9:00 am
Total Paid In: $28,492.00
Debtor obj<>HOME POINT FINC (KNUCKLES, KOMOSINSKI)
Matter ResolvedRequest
Adjourment
193/4/2020 9:00 am17-17888 / CMGLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/15/2020 9:00 am
Total Paid In: $39,841.00
3/4/20: atty filed MP in this jt case

1/15/20: atty has MP ready to file in Serbia case. HAS TO BE FILED IN THIS CASE AS LEAD CASE

1/10/20(mk):Motion to Approve LM on SC prop; was filed in the consolidated case#17-17889. It should have been filed in this case#17-17888 - Jt case but spouse has passed away)as this case is the lead case).Is atty going to file a MP? to surrender West Union RE& put in LM on SC RE( US Bank claim will need to be amended which is #7 in 17-17889)

11/18/19(mk): Atty to file a MP to surrender West Union property & a motion to approve Mm On Beverly lane Nuc Pro tunc.

214 West union is a surrender- other RE sold & closed - we have proceeds on that - She is living in North Carolina RE and got a LM in that - atty will review .

10/9/19(mk) will contact Amy K.

9/17/19; Had to adj because still issue remain:

Joint case 17-17888: received n/e proceeds from sale of York St, Burl lington City,NJ(pending audit). CMA at filing valued ppty at $80,000, but sold for $45,000. There is no claim filed.
Issues to resolve:
 Clm #1-1 and 1-1A: SV on 214 West Union St, Brul -need MP if surrendering or Mtn to reinstate stay

 Clm #7-1: re 15 Beverly Lane, NC (Sherbia's ppty- I believe she is living there now).
o SV was obtained in Sherbia's case 17-17889 only so clm was not marked in joint case
o creditor returned trustee payments; claim on hold pending resolution
o need amd schedules add ppty in joint case? and MP if surrending or mtn to reinstate stay

 (Trustee mtn only filed for arrears; should have also been for SV/Wells Fargo - need to know what debtor's intentions are for West Union, Burl and how to treat NC ppty)



9/12/19(mk): Re'd Proceeds $21,707

9/4/19- re sale closed- title co cut ck to atty instead of to Trustee- atty corrected it and ck is in the mail $21,435.76. Atty will upload all docs to T'ee.

mk- adj. again to discuss with atty.

8/2/19(MK)- need to reach out to atty- Husband passed away - motion to sell granted last hearing. W
Matter ResolvedRequest
Adjourment
203/4/2020 9:00 am17-20299 / CMGJONATHAN GOLDSMITH-COHEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/1/2020 9:00 am
Total Paid In: $14,163.00
AMT: CLM MTN 4/1<<<<>>>>
Debtor obj, filing mtn to amend mtg claim<>FAILED TO COMPLY WITH 9/17/19 LM ORDER FOR AMENDED ARREARAGE CLM
Matter ResolvedRequest
Adjourment
213/4/2020 9:00 am17-21772 / CMGJOSEPH J ROGERS, ESQTrustee Certification of DefaultDismissedTotal Paid In: $30,265.00
2/26/20: arrears $19,789. Last pay 7/23/19

debtor now has new job w/ another trucking job to see if he can cure-- adj 3/4/20 to be current NFA

Debtor obj- says Debtor is Trucker- will have full amt by 2/28/20-
Matter ResolvedRequest
Adjourment
223/4/2020 9:00 am17-25899 / CMGLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/15/2020 9:00 am
Total Paid In: $31,414.00
Debtor obj<>FAILED TO OBTAIN ORDER FOR DISTRIBUTION OF AUTO LOSS PROCEEDS/2017 NISSAN ALTIMA; ARREARS $6,128.51
Matter ResolvedRequest
Adjourment
233/4/2020 9:00 am17-30867 / CMGSCOTT D SHERMAN ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $25,778.00
AMERICAN HONDA (Morton)( TR ARREARS )
Matter ResolvedRequest
Adjourment
243/4/2020 9:00 am17-31749 / CMGAvram D White Motion Dismiss CaseOrder to be SubmittedTotal Paid In: $6,750.00
AR RESOLVE OR HOLD THIS MATTER HAS BEEN ON SINCE JUNE
1/31/20(mk:Atty requests adj says debtor app'd for trial LM -payments start 3/1/20- Requested proof of LM approval. Conf. of MP adj to 3/4/20-will adj this to 3/4/20

ADJ APPEARANCES REQUIRED UNLESS ORDER SUBMITTED
AMT: MP 2/5<<<>>> Mk: REC . on MP IS DISMISSAL


11/6/19; creditor here. did not see new MP filed 10/31/19- case been adj numerous times- Needs AR review

10/31/19(MK- FYI - Filed another MP(#74)- on for 12/4/19 - adds a refi on Re in addition to LM..

>>MP on 11/6/19- REC. DENIAL.

Debtor obj<<<>>>WELLS FARGO BANK MTN TO DISMISS (Shapiro)
----------------------------------------------------------------------------------------
>>MP filed(doc #68) on 7/2/19 to extend LM date. hearing date 8/21/19: NEEDS RESOLUTION OF
WELLS ISSUES- case is 22 mos old and no LM- needs to resolve w/ creditor.
Matter ResolvedRequest
Adjourment
253/4/2020 9:00 am17-32601 / CMGHERBERT B RAYMOND ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/1/2020 9:00 am
Total Paid In: $6,750.00
Filing MP

FAILED TO ADDRESS LATE FILED CLM/FIRST INVESTORS #11-1; ARREARS $750
Matter ResolvedRequest
Adjourment
263/4/2020 9:00 am17-33829 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $16,647.00
per atty ok to D

FAILED TO LM BY 7/24/18; PRIOR TR MTN WAS WITHDRAWN WHEN LOSS MIT WAS EXTENDED TO 8/25/19, WHICH HAS NOW EXPIRED; ARREARS $2,202
Matter ResolvedRequest
Adjourment
273/4/2020 9:00 am17-33838 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,193.00
Debtor obj, filing MP<>SV/US BANK #1-3; ARREARS 41,705. Lat pay 8/22/19
Matter ResolvedRequest
Adjourment
283/4/2020 9:00 am17-35417 / CMGPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $2,700.00
Motion to File Late POC on 3/18/20

Debtor obj, filing clm mtn<> FAILED TO ADDRESS IRS LATE FILED CLM #9
Matter ResolvedRequest
Adjourment
293/4/2020 9:00 am17-35544 / CMGDONALD C GOINS, ESQMotion Reinstate StayContinued
3/18/2020 9:00 am
Total Paid In: $7,095.00
MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
303/4/2020 9:00 am18-10302 / CMGPasquale Menna, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $27,557.00
1/27/20(mk):debtor atty email- no objection to dismissal
Matter ResolvedRequest
Adjourment
313/4/2020 9:00 am18-10331 / CMGDavid C. Russo Motion Relief from Stay (Fee)GrantedTotal Paid In: $24,882.00
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
323/4/2020 9:00 am18-12203 / CMGBRUCE C TRUESDALE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/1/2020 9:00 am
Total Paid In: $32,708.00
made payments - needs more time & is doing double payments- As of 2/26/20:Arrears $3,893

AR THERE HAS BEEN NO REDUCTION IN DELINQUENCY
MFR SCH FOR 1=15

11/20/19- debtor needs time to make double payments


Debtor obj<>ARREARS $8,636 as of 1/2/20.
Matter ResolvedRequest
Adjourment
333/4/2020 9:00 am18-14044 / CMGSTEVEN A RAGLAND, ESQMotion Relief from Stay (Fee)Continued
3/18/2020 9:00 am
Total Paid In: $12,342.00
Debtor obj<>FREEDOM MTG (PHELAN)
Matter ResolvedRequest
Adjourment
343/4/2020 9:00 am18-14112 / CMGAndrew Thomas Archer Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $5,242.00
Debtor obj<>CARRINGTON MTG (STERN, LAVINTHAL)
Matter ResolvedRequest
Adjourment
353/4/2020 9:00 am18-14435 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $8,261.00
NO OPPOSITION

SV/ALLY FINANCIAL(auto) #3-1; FAILED TO ADDRESS 'PER PLAN CLM'/MONUMENT CROSSING; ARREARS $2,712. Lat pay 11/18/19.
Matter ResolvedRequest
Adjourment
363/4/2020 9:00 am18-14562 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $8,764.00
AMT: MP 3/4 ****SUBJECT TO TERMS****<<<>>> now HR
Debtor obj, filing MP<>FAILED TO LM BY 1/18/19; EXTENDED LOSS MIT EXPIRED 7/13/19
Matter ResolvedRequest
Adjourment
373/4/2020 9:00 am18-15130 / CMGSCOTT E KAPLAN ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,132.00
AMT: MP 3/4<< ON HR

12/4/19: Trial Lm in place .Last trial payment die dec. then file Motion to Approve

AMT: Loss mit now ext to 1/31/20, Doc #53<<<<>>>>

Debtor obj, filed mtn to extend<>FAILED TO LM BY 12/31/18, EXTENDED LOSS MIT EXPIRED 6/15/19
Matter ResolvedRequest
Adjourment
383/4/2020 9:00 am18-16903 / CMGJAMES J CERBONE, ESQMotion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $10,678.00
Debtor obj<>BSI FINC (FRIEDMAN)
Matter ResolvedRequest
Adjourment
393/4/2020 9:00 am18-17371 / CMGROBERT MANCHEL ESQMotion File Claim After Claims Bar DateOrder to be SubmittedTotal Paid In: $15,531.00
3/3 AMT: CREDITOR ATTY SUBMITTING REVISED ORDER (email to chanbers/cc MK) ADDING LANGUAGE AUTHORIZING TR TO PAY/WILL NOT BE APPEARING <<<>>>
2/26/20(mk: Filed limited obj. Needs revised Orde.r
(AMT: Order language does not allow trustee to pay)<<<>>>

Trustee limited obj<>PERTH AMBOY DIAGNOSTIC MTN TO ALLOW LATE FILED CLM #9-1
Matter ResolvedRequest
Adjourment
403/4/2020 9:00 am18-17390 / CMGSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,620.00
ARREARS $1,420. Last pay 10/8/19.
Matter ResolvedRequest
Adjourment
413/4/2020 9:00 am18-18635 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $12,761.00
Debtor obj<>TOYOTA MOTOR (KML)
Matter ResolvedRequest
Adjourment
423/4/2020 9:00 am18-20113 / CMGSTACEY L MULLEN, ESQCreditor Certification of DefaultGrantedTotal Paid In: $9,720.00
2/19 AMT: OBJ WITHDRAWN, DOC #43<<>>

MK: write attys -neither showed - is this settled?

BOA (Shapiro)( TR ARREARS )
Matter ResolvedRequest
Adjourment
433/4/2020 9:00 am18-20212 / CMGYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $15,272.00
NS
SV/NEW PENN(mtg) #9-1; ARREARS $4,900. Last pay 11/7/19.
Matter ResolvedRequest
Adjourment
443/4/2020 9:00 am18-20565 / CMGJOSEPH J MANIA III ESQMotion Relief from Stay (Fee)Continued
4/15/2020 9:00 am
Total Paid In: $4,102.00
NAVY FEDERAL CRED UNION (MCCABE)
Matter ResolvedRequest
Adjourment
453/4/2020 9:00 am18-20716 / CMGDaniel Straffi, Esq.Motion to File Proof of Claim Out of TimeMoot - DismissedTotal Paid In: $2,100.00
AMT: Proposed order states priority claim but #10-1/10-2 filed as guc<<<>>>
GENTLE DENTAL PROVIDERS/JACK RAINIERI MTN TO ALLOW LATE CLM #10-1 TO BE PD IN PLAN (Rapciewicz)
Matter ResolvedRequest
Adjourment
473/4/2020 9:00 am18-20767 / CMGDARIN D PINTO, ESQMotion File Claim After Claims Bar DateOrder Previously SubmittedTotal Paid In: $10,705.00
MK;revised Order submitted to Chambers 2/6/20- OK

>>Atty(J.Glucksman-for Old Bridge Muni Authority) to submit a revised Order stating the late POC is allowed and will be pd. thru the plan as a secured claim.


MTN TO ALLOW LATE CLAIM
Matter ResolvedRequest
Adjourment
463/4/2020 9:00 am18-20767 / CMGDARIN D PINTO, ESQMotion File Claim After Claims Bar DateWithdrawnTotal Paid In: $10,705.00
Matter ResolvedRequest
Adjourment
483/4/2020 9:00 am18-22004 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $8,752.00
AMT: MP 3/4<< Subject to Terms- Now on HR

11/6/19(mk): MP (#48) filed on for 2/5/20..

Debtor obj<<>>FAILED TO COMPLY WITH 3/25/19 LM ORDER TO FILE MP AND AMD I/J; 100% PLAN NOT FEASIBLE DUE TO UNSECURED CRAM BALANCE #6-1/FLAGSHIP CREDIT AND DEFICIENCY CLM #2-2/CAPITAL ONE
Matter ResolvedRequest
Adjourment
493/4/2020 9:00 am18-22037 / CMGWARREN LEVYMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $11,326.00
debtor wrote letter- adj 2 weeks to resolve of Dismiss- mk email atty again on 3/5/20- If no resolution- Dismiss on 3/18/20

SV/LYNX ASSET #4-1; FAILED TO ADDRESS LATE FILED CLM/JNH #7-1; ARREARS $2,770. Last pay 11/4/19.
Matter ResolvedRequest
Adjourment
503/4/2020 9:00 am18-22154 / CMGWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $13,822.00
adj to 3/4/20 for posting of last paymnt- 2/26/20:CURRENT

2/15/20(mk): Arrears $1,126. inconsistent pay history

Debtor obj, will bring current
Matter ResolvedRequest
Adjourment
513/4/2020 9:00 am18-23026 / CMGBRUCE C TRUESDALE ESQMotion Dismiss CaseGrantedTotal Paid In: $12,575.00
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
523/4/2020 9:00 am18-23320 / CMGSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Continued
4/1/2020 9:00 am
Total Paid In: $5,882.00
Debtor obj<>FLAGSTAR BANK (FEIN SUCH)
Matter ResolvedRequest
Adjourment
533/4/2020 9:00 am18-24243 / CMGMark Kriegel Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $12,976.00
NS
SV/NEW PENN #3-2; ARREARS $5,034.52. Last pay 9/3/19.
Matter ResolvedRequest
Adjourment
543/4/2020 9:00 am18-24810 / CMGSTEPHANIE SHRETER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $1,600.00
MK: Motion Amended Claim granted- Arrears $430-41 mos remain -payments continue at 110

1/22/20 email from atty- trying to reach client. Will file motion to amended mtg. claim today .if no payments by next hearing- let it go

Debtor filed opp'n- says will pay arrears w/in 30 days.


FAILED TO COMPLY WITH 10/10/19 LM ORDER ; ARREARS are $520 as of 1/10/20.
Matter ResolvedRequest
Adjourment
553/4/2020 9:00 am18-24911 / CMGJonathan Stone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $6,398.00
NS

FAILED TO ADDRESS LATE FILED/ESTIMATED NJ DIV TAX CLM #7-1
Matter ResolvedRequest
Adjourment
563/4/2020 9:00 am18-25072 / CMGROBERT C NISENSON ESQMotion Sell Free and Clear of Liens under 363(f) (FEE)Continued
4/1/2020 9:00 am
Total Paid In: $4,000.00
MARL RD

1. Trustee Obj.--case 5 mos old- value per Sch. A $220,000 and per CMA(Zillow) is $293,767. Contract is for $60,000.

2. Objection by US Bank(RAS)
Matter ResolvedRequest
Adjourment
573/4/2020 9:00 am18-25119 / CMGMICHAEL L DETZKY, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/15/2020 9:00 am
Total Paid In: $40,048.00
2/26 AMT: Pymt made; ATTY WILL REQ. ADJ. TO ADDRESS NJ CLAIM<<>>>



FAILED TO ADDRESS LATE FILED/ESTIMATED NJ DIV TAX CLM #10-1; ARREARS
Matter ResolvedRequest
Adjourment
583/4/2020 9:00 am18-26693 / CMGEric ClaymanTrustee Certification of DefaultDismissedTotal Paid In: $2,780.00
Debtor obj, converting to ch 7-never did it
Matter ResolvedRequest
Adjourment
593/4/2020 9:00 am18-27029 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/3/2020 9:00 am
Total Paid In: $5,430.00
Debtor obj, approved for trial period/filing mtn to extend loss mit<>FAILED TO LM BY 3/1/19, EXTENDED LOSS MIT EXPIRED 12/21/19
Matter ResolvedRequest
Adjourment
603/4/2020 9:00 am18-27710 / CMGDONALD C GOINS, ESQMotion Dismiss CaseGrantedTotal Paid In: $4,680.00
MTN FOR VOLUNTARY DISMISSAL
Matter ResolvedRequest
Adjourment
613/4/2020 9:00 am18-28957 / CMGEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/1/2020 9:00 am
Total Paid In: $3,290.00
3/4/20(Mk) debtor signed and sent to servicer 2/28/20- once get signed copy - will file a motion

2/5/20- Got LM 1/15/20- waiting for final signature form bank then will file motion to approve

Debtor obj(#67)>> In trial LM period ending 12/1/19>>FAILED TO LM BY 4/22/19
Matter ResolvedRequest
Adjourment
623/4/2020 9:00 am18-29323 / CMGANDREW CARROLL, ESQ.Trustee Motion to DismissDismissedTotal Paid In: $15,030.00
NS

SV/WELLS FARGO Arrears $5,855.44. Last pay 10/4/20.
Matter ResolvedRequest
Adjourment
633/4/2020 9:00 am18-29622 / CMGBRUCE H. LEVITTMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $41,464.00
2/26/20: Pd $5,562. Now current -owe March payment.

1/15/20- daughter pays for parents . has new job - can be current by next time

ARREARS of $13,905 as of 1/2/20.
Matter ResolvedRequest
Adjourment
643/4/2020 9:00 am18-29792 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/1/2020 9:00 am
Total Paid In: $21,307.00
Debtor obj<>SV/WILMINGTON #12-1;FAILED TO ENTER ORDER RE CONSUMPER PORTFOLIO CRAM, FILE POC'S ON BEHALF OF BEACHWOOD SEWERAGE & WATER ALONG WITH MTN ALLOWINTG TRUSTEE TO PAY
Matter ResolvedRequest
Adjourment
653/4/2020 9:00 am18-29892 / CMGDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $15,300.00
Debtor obj, filing for extenstion of loss mit>
motion to extend Loss mit on 3/18/20
Matter ResolvedRequest
Adjourment
663/4/2020 9:00 am18-30916 / CMGSEYMOUR WASSERSTRUM, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,049.00
SV/WELLS #1-1; ARREARS $3,143. Last pay 10/3/19.
Matter ResolvedRequest
Adjourment
673/4/2020 9:00 am18-31117 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,950.00
NS

FAILED TO SELL PENNSYLVANIA AVE PPTY BY 12/13/19
SV on 11/7/19 on Penn Prop.
Matter ResolvedRequest
Adjourment
683/4/2020 9:00 am18-32398 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,668.00
Debtor obj, filing MP<>SV/WILMINGTON(mtg) #5-1; ARREARS $4,808.
Matter ResolvedRequest
Adjourment
693/4/2020 9:00 am18-32986 / CMGSTEPHANIE SHRETER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)GrantedTotal Paid In: $900.00
NS

SV/NATIONSTAR #11-1; ARREARS $700. Last pay 9/16/19.

>>also failure to LM by 9/1/19 .see PN
Matter ResolvedRequest
Adjourment
703/4/2020 9:00 am18-33314 / CMGJAY A WEINBERG, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $2,600.00
2nd call (9:53AM) NS by debtor atty-creditor atty here pressing objection

Debtor obj<>US BANK/CALIBER (PHELAN)
Matter ResolvedRequest
Adjourment
713/4/2020 9:00 am18-34270 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,312.00
Debtor obj, (WITHDRAWN)t<> SV/ACAR LEASING #2-1; ARREARS $2,226. Last pay 8/13/19
Matter ResolvedRequest
Adjourment
723/4/2020 9:00 am19-10285 / CMGJOAN S. WARREN, ESQ.Trustee Certification of DefaultWithdrawnTotal Paid In: $5,294.00
2/26/20: Debtor now current

Debtor obj, will be current
Matter ResolvedRequest
Adjourment
733/4/2020 9:00 am19-10296 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $20,921.00
3/4 AMT: $20,921 PTD (14); $2,440 X 46 BEG 4/1/2020; Trustee authorized to pay per plan clam US Bank Trust for post petition arrears of $15,457.45<<<>>>

Debtor obj<>FAILED TO ADDRESS US BANK TRUST 'PER PLAN' CLM BY 7/19/19; As of 2/26/20, ARREARS $7,274. That amt includes 2/3/20 paymt of $3000.
Matter ResolvedRequest
Adjourment
743/4/2020 9:00 am19-10868 / CMGWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $7,440.00
3/3/20 AMT: $6,440.00 PTD (13); $1,000 X 1 (March); $1,082 x 46 beg 4/1/2020. (atty ok) (ALSO, needs mtn w/proper svs to cram capital one #1-1)<<<>>>

2/26/20(mk):pd 810.( PTD $6,440) RECAP looks like $1,082 x 47 begin 3/1/20

- co debtor ill- will make payment & then like to recap

Arrears $6824. Last pay 11/14/19.

Debtor obj, will try to bring current; requests recap


>>Other issue - Capital one Auto service improper- need to reserve.Claim is on hold- Should have been added to Conf Order to resolve.
Matter ResolvedRequest
Adjourment
753/4/2020 9:00 am19-10999 / CMGJOHN C FEGGELER, ESQMotion Requesting RedactionGranted
TD BANK MTN TO REDACT
Matter ResolvedRequest
Adjourment
763/4/2020 9:00 am19-11162 / CMGMARYBETH SCHROEDERTrustee Certification of DefaultContinued
4/15/2020 9:00 am
Total Paid In: $8,101.00
Recap not possible now- needs to make signif. payments. debtor elderly

AS Of 2/26/20: Arrears $7,020. Last pay 9/13/20

Debtor obj, will pay arrears<>
Matter ResolvedRequest
Adjourment
773/4/2020 9:00 am19-11707 / CMGAndrew Thomas Archer Motion File Claim After Claims Bar DateGrantedTotal Paid In: $7,658.00
MOTION TO ALLOW LATE CLAIM OF INTERNAL REVENUE
Matter ResolvedRequest
Adjourment
783/4/2020 9:00 am19-12617 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)Continued
3/18/2020 9:00 am
Total Paid In: $2,544.00
HEIDI PINCUS/DSO MTN FOR RELIEF TO ENFORCE DSO ORDER AND VACATE CONFIRMATION ORDER (ABELSON)
Matter ResolvedRequest
Adjourment
793/4/2020 9:00 am19-14380 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
FAILED TO FILE AMD J AND MP WITHIN 20 DAYS OF 9/11/19 LM ORDER; ARREARS $4,305. Last pay 8/29/20.
Matter ResolvedRequest
Adjourment
803/4/2020 9:00 am19-16256 / CMGLAWRENCE L ABT III ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,505.00
NS

SV/NJ HOUSING #9-1; ARREARS
Matter ResolvedRequest
Adjourment
813/4/2020 9:00 am19-17567 / CMGWARREN LEVYObjection to Debtor's Claim of ExemptionsOrder to be Submitted
TRUSTEE OBJ TO AMD SCH C, DOC #37 RE $28,996.45 EXEMPTION FOR WHOLE LIFE INSURANCE

MK do Order
Matter ResolvedRequest
Adjourment
823/4/2020 9:00 am19-18069 / CMGGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayContinued
3/18/2020 9:00 am
Total Paid In: $7,755.00
Debtor obj<>AMERICREDIT FINC (MORTON)
Matter ResolvedRequest
Adjourment
833/4/2020 9:00 am19-19078 / CMGKarina Pia Lucid Motion Relief from Stay (Fee)Order Previously Submitted
3/3/20(mk); CO submitted to chambers today.
1/31/20(mk) atty says have a resolution and have funds. Will like advise in ct on 2/5/20 that OTBS

Debtor obj<>GREENWICH CHASE HOMEOWNERS ASSOC (GRIFFIN ALEXANDER)
Matter ResolvedRequest
Adjourment
843/4/2020 9:00 am19-19213 / CMGLAWRENCE L ABT III ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,552.00
3/3/20: no notice/motion to convert & NS

2/26/20(mk): AS of today no notice to convert.

MK; adj 2 weeks- debtor to convert to ch 7. Not on docket yet- double ck docket


FAILED TO ADDRESS 'PER PLAN' CLM/WOODLANE HOA; ARREARS
Matter ResolvedRequest
Adjourment
853/4/2020 9:00 am19-20123 / CMGEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
3/18/2020 9:00 am

1/11/20(mk): Objection filed by creditor(#50).

PHH obj ( RAS)<>MTN TO REDUCE PHH ARREARAGE CLM #27 TO $30,563.80.

>>MP on 1/15/20.Issues Need Resolution<<
Matter ResolvedRequest
Adjourment
863/4/2020 9:00 am19-22183 / CMGJoan Sirkis Warren Motion Relief from Stay (Fee)GrantedTotal Paid In: $4,547.00
U.S. BANK NAT'L ASSOC (SHAPIRO)
Matter ResolvedRequest
Adjourment
873/4/2020 9:00 am19-22616 / CMGJOHN ZIMNIS, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder Previously Submitted
mk: CO submitted( 2/7/20)-Not entered yet- that clearly sets forth set up and payment of claim Terms= claim #3-1 is superseded& amended by #3-2 filed 1/27/20 and is allowed as follows: Plan to set up and pay Secured part $87,209.16;priority amt $99,980.81 & guc amt $13,333.48.

Trustee obj<>MTN TO MODIFY STATE OF NJ

Matter ResolvedRequest
Adjourment
883/4/2020 9:00 am19-24907 / CMGROGER CHAVEZ ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $8,848.00
US bank obj (KML)<>MTN TO REDUCE US BANK NAT'L #25-1 ARREARAGE CLM TO $17,786.64
Matter ResolvedRequest
Adjourment
893/4/2020 9:00 am19-25009 / CMGADAM SCHNEIDER, ESQMotion File Claim After Claims Bar DateGranted
MTN TO ALLOW LATE FILE CLAIM (CRUM & FORSTER INDEMNITY)

FYI - Motion to reclassify claim #3 from unsecured to secured is on for 3/18/20.
Matter ResolvedRequest
Adjourment
903/4/2020 9:00 am19-25605 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayContinued
5/20/2020 9:00 am

Debtor obj<>JPMORGAN CHASE (PHELAN)
Matter ResolvedRequest
Adjourment
913/4/2020 9:00 am19-26408 / CMGBRIAN W HOFMEISTERMotion Dismiss CaseGrantedTotal Paid In: $2,334.00
Debtor's motion- has LM -
Matter ResolvedRequest
Adjourment
923/4/2020 9:00 am19-27204 / CMGMonika Mazurczyk Motion for Relief from StayWithdrawn
Debtor obj<> FREEDOM MTG (Phelan)

conf is on for 2/5/20- debtor atty needs to get that adj to 3/4/20 as they need a 341 hearing
Matter ResolvedRequest
Adjourment
933/4/2020 9:00 am19-27434 / CMGROBERT C NISENSON ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
3/18/2020 9:00 am
Total Paid In: $14,280.00
Creditor, Gharber obj (Patel, Soltis)<>MTN TO VOID MEDAT ADLY BARBER ADI CLM #5-1
Matter ResolvedRequest
Adjourment
943/4/2020 9:00 am19-27735 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $916.00
3/3/20(mk): Order resolving submitted to chambers today.

Debtor obj<>WELLS FARGO BANK (POWERS)
Matter ResolvedRequest
Adjourment
953/4/2020 9:00 am19-28306 / CMGMARYBETH SCHROEDERMotion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>SUNTRUST BANK (MORTON)
Matter ResolvedRequest
Adjourment
963/4/2020 9:00 am19-28642 / CMGDOROTHY L WRIGHT, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
4/15/2020 9:00 am

MTN TO RECLASSIFY CLM#4 TO UNSECURED

>.Waiting for St CT Matrimonial Motion on 3/4/20
Matter ResolvedRequest
Adjourment
973/4/2020 9:00 am19-28878 / CMGVERA FEDOROFFMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,510.00
Debtor obj<>AMERICAN HONDA (MORTON)
Matter ResolvedRequest
Adjourment
983/4/2020 9:00 am19-29167 / CMGLEE M PERLMAN, ESQMotion Relief from Stay (Fee)Granted
AMERICAN HONDA (MORTON)
Matter ResolvedRequest
Adjourment
993/4/2020 9:00 am19-29911 / CMGPETER E ZIMNIS, ESQMotion Relief from Stay (Fee)Granted
WILMINGTON SAVINGS (HILL WALLACK)
Matter ResolvedRequest
Adjourment
1003/4/2020 9:00 am19-30375 / CMGLEE M PERLMAN, ESQMotion Relief from Co-Debtor StayWithdrawnTotal Paid In: $3,375.00
NISSAN (MORTON)
Matter ResolvedRequest
Adjourment
1013/4/2020 9:00 am19-31299 / CMGWilliam H. Oliver, Jr., Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Granted
Bank of NY obj (KML)<>123 EVERGREEN AV
amend order to resolve obj submit cert with supporting docs to show decrease in value

>>Short sale- price way less than sch A and CMA value. Case filed in Nov.- T'ee obj.- REQUESTED explanation for huge decrease in value form CMA 185,000 to contract price $75,000.
Matter ResolvedRequest
Adjourment
1023/4/2020 9:00 am19-31988 / CMGKirsten B. Ennis Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $2,520.00
NATIONSTAR MTG (STERN LAVINTHAL)

Resolved- Order submitted 2/26/20
Matter ResolvedRequest
Adjourment
1033/4/2020 9:00 am19-32922 / CMGMelinda D Middlebrooks, EsqMotion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/SPECIALIZED LOAN
Matter ResolvedRequest
Adjourment
1053/4/2020 9:00 am19-33261 / CMGSTEVEN J ABELSON, ESQMotion Motion (Generic) - Only use if no other event is applicableContinued
4/1/2020 9:00 am

MTN TO ENFORCE AND EXTEND STAY To LIL SPROUTS EDUCATIONAL CENTER INC.

St, Of NJ #26- no objection to extend stay to Lill Sprouts as long as Plan treats claims vs. Lil Sprouts.
Matter ResolvedRequest
Adjourment
1043/4/2020 9:00 am19-33261 / CMGSTEVEN J ABELSON, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
4/1/2020 9:00 am

MTN TO REDUCE ST OF NJ SEC CLM #6-1 TO $8,707.76

Reply by St of NJ #27. Says submitted amended POC #12-2
Matter ResolvedRequest
Adjourment
1063/4/2020 9:00 am19-33352 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Granted
BSI FINANCIAL (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
1073/4/2020 9:00 am19-33354 / CMGDAVID A SEMANCHIK ESQMotion Relief from Co-Debtor StayMoot - Dismissed
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
1083/4/2020 9:00 am20-10190 / CMGSEYMOUR WASSERSTRUM, ESQMotion Relief from Stay (Fee)Granted
MATTHEW & KIM CIPOLLONI/LANDLORD
Matter ResolvedRequest
Adjourment
1093/4/2020 9:00 am20-10495 / CMGEdward Hanratty, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramContinued
3/18/2020 9:00 am

Mk contact atty - he left- emailed 3/5/20- Ned mandatoty forms

Trustee limited obj; REQUEST FOR LOSS MIT/PHH MTG
Matter ResolvedRequest
Adjourment
1103/4/2020 9:00 am20-10878 / CMGGARY L MASON ESQMotion Relief from Stay (Fee)Granted
DAIMLER TRUST (MORTON)
Matter ResolvedRequest
Adjourment
1113/4/2020 9:00 am20-11797 / CMGWilliam H. Oliver, Jr., Esq.Order Shorten TimeGranted
MTN TO EXTEND STAY>>>OST<<<<
Matter ResolvedRequest
Adjourment
1123/4/2020 9:00 am20-11821 / CMGCarol L Knowlton, EsqMotion Impose Automatic StayGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1133/4/2020 9:00 am20-11884 / CMGROBERT C NISENSON ESQMotion Relief from Stay (Fee)Continued
4/15/2020 9:00 am

adj to 4/15/20 at 12- fix matters -adj. motion on 3/18/to 4/15/20 at 12 noon

OST-Debtor obj; Brookside at Somerville brief in support of mtn (Weingarten)<>407 BROOKS BLVD, LLC (BART KLEIN)

Mk: petition filed feb4.20;NO Payments- 1 due at $1,822. no 341 , missing docs
6 cases filed begin 2014,2016,2 in 2017 ,2 in 2019 and this one in 2020.
Matter ResolvedRequest
Adjourment
1143/4/2020 9:00 am20-11935 / CMGKarina Pia Lucid Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
03/4/2020 9:00 am20-11985 / CMGAndrew Thomas Archer AP Motion Motion (Generic) - Only use if no other event is applicableWithdrawn
AP 20-1082 Salerno vs. Zappia MTN FOR INJUNCTIVE RELIEF
Matter ResolvedRequest
Adjourment
1153/4/2020 9:00 am20-12209 / CMGKevin Fayette, EsqMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
03/4/2020 9:00 am20-12217 / CMGPRO SEOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
1163/4/2020 9:00 am20-13602 / CMGANDRE L KYDALA ESQMotion to Impose StayGranted
OST
Matter ResolvedRequest
Adjourment
1173/4/2020 10:00 am15-13731 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 40 of 61 required payments   Arrears: $8,195.00  Total Paid In: $47,070.00
mk: mtg co has MFR on 4/1/20. Atty to discuss w/ debtor re: final payment of $1221 which wil resolve MP & Trustee motion.

AS OF 2/27/20 (SF)

RECOMMEND $47,070 PTD, $1221 X 1 (BEGIN 3/1/20) 100%
- STUDENT LOANS TO BE PAID OUTSIDE

1. Trustee objection: Debtor arrears through 1/30/2020 is $5865. To complete plan at 100% debtor needs final payment of $1221.

2. Trustee certification of default scheduled for 3/4/20 at 9.


MP proposes $811 x 58 BASE
Plan has run 59 months with 1 month remaining
Arrears: $5865


Matter ResolvedRequest
Adjourment
1183/4/2020 10:00 am17-16819 / CMGEric ClaymanConfirmation Hearing on Modified PlanConfirmedDebtor has made 87 of 36 required payments   Arrears: $100.00  Total Paid In: $8,705.00
ISSUES AS OF 2/26/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $8,605 PTD, THEN $100 x 4 STARTING 3/1/20, THEN $525 x 22 STARTING 7/1/20, 0% PLAN, REMAINING TERMS OF CONFIRMATION APPLY***

1) MP proposes $13,507 cram on 2011 Honda Accord - Trustee will continue to set up claim at $13,755.35 per consent order entered 12/6/17.


Confirmed Case: $3,430 Ptd, $325 x 50 start 3/1/18, 0% Plan
Prop. MP: $8,505 Ptd, $100 x 5 start 2/1/20, $525 x 22, 0% Plan
PTD = $8,605
Last Claim (4-2) dated 8/1/19
Matter ResolvedRequest
Adjourment
1193/4/2020 10:00 am17-31749 / CMGAvram D White Confirmation Hearing on Modified PlanPlan DeniedDebtor has made 27 of 30 required payments   Arrears: $750.00  Total Paid In: $6,750.00
NEED MP TO SURRENDER TOYOTA AND EXT LOAN MOD BY 3-30-20
AR PER LENDER TRIAL MOD BEG 3-1-20
2/21 workup for the 3/4 calendar EDC
same as last time-per att. in trial mod EDC
NFA
-Wells filed a motion to D
-relief granted on the Toyota on 1/17

ADJ FOR REFI OR LOAN MOD
11/20 workup for the 12/4 calendar

--mortgagor has a motion to dismiss scheduled for 1/15
-Toyota has a motion for stay relief on for 1/15
trustee obj
---original plan took over a year to confirm and called for LM by 2/2019. This MP extends 2 loan mods to 12/19 and 2/2020.

MP proposes 250 x 60 loan mod by 12/31/19 for 32 Saxony Circle and 2/2820 on 2 Saxony Circle
Matter ResolvedRequest
Adjourment
1203/4/2020 10:00 am18-14562 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 11 of 25 required payments   Arrears: $65.00  Total Paid In: $8,764.00
As of 2/25/20 (DS): - Atty ok with terms.sf

Need to confirm at $7,677 paid, $334 x 1 begin 3/1/20, $753 x 12 begin 4/1/20 pro rata dividend to gucs and loan mod with US Bank on Bangs Ave by 7/31/20 (Trustee ok to pay toward arrears)

MP Prop $334 x 15 Base and Loan mod with US Bank on Bangs Ave by 7/31/20 - Extends loan mod date.
Matter ResolvedRequest
Adjourment
1213/4/2020 10:00 am18-15130 / CMGSCOTT E KAPLAN ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 19 of 25 required payments   Arrears: $544.00  Total Paid In: $5,132.00
2/19 workup for the 3/4 calendar EDC

CONFIRM at $5132 paid then $272 x 13 beg 3/1/20--100%
Matter ResolvedRequest
Adjourment
1223/4/2020 10:00 am18-22004 / CMGAndrew Thomas Archer Confirmation Hearing on Modified PlanConfirmedDebtor has made 50 of 22 required payments   Arrears: $126.00  Total Paid In: $8,752.00
ISSUES AS OF 2/26/2020 (DM): Updated 2/29/20 - Atty ok with terms.sf

***TO RESOLVE TRUSTEE OBJECTIONS ($3,095 arrears), RECOMMEND CONFIRMATION AT $8,552 PTD, THEN $150 x 40 STARTING 3/1/20, BASE PLAN, DEBTOR TO MOVE AGAINST NATIONSTAR POC (3-1) WITHIN 60 DAYS IF CLAIM IS NOT AMENDED OR WITHDRAWN POST LOAN MOD***

1) Trustee Supplemental OBJ:
- Need a copy of the statement for the $719.72 Loan Repayment deduction in the pension (RECEIVED).
- Excessive Expenses: $100 work clothes - debtor is retired (MOOT).

2) Trustee OBJ:
- Need proof of income (RECEIVED).
- Need 2018 tax returns (CERT OF NON-FILING FOR 2018 & 2019).


Confirmed Case: $1,905 Ptd, $377 x 4, $702 x 25 start 5/1/19, 100% Plan
Prop. MP: Ptd, $100 x 43 start 12/1/19, Base Plan
PTD = $8,552
Last Claim (2-2) dated 7/26/19
Matter ResolvedRequest
Adjourment
1233/4/2020 10:00 am18-25263 / CMGBRUCE C TRUESDALE ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 16 of 21 required payments   Arrears: $163.00  Total Paid In: $15,288.00
AS OF 2/27/20 (SF)

RECOMMEND $13,519 PTD, $966 X 41 (BEGIN 3/1/20) BASE PLAN
- OK TO PAY CLAIM 1-1 AS TO CREDIT ACCEPTANCE


MP proposes $13,517 PTD, $965 X 42 Base
Plan has run 19 months with 41 months remaining
Matter ResolvedRequest
Adjourment
1243/4/2020 10:00 am19-10157 / CMGWARREN BRUMEL, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 13 of 15 required payments   Arrears: $2,044.00  Total Paid In: $13,000.00
AS Of 2/25/20(mk): - Atty ok with terms.sf

***NEED TO CONFIRM AT $12,000 PTD, Then $1022 x 47, Begin 3/1/20, Base***

>>there ere are Arrears $1000 so payment goes up a few dollars to complete in 47 mos<<

MP proposes 1000 x 60, Base. PLan has run 13 mos and 47 remain.
Matter ResolvedRequest
Adjourment
1253/4/2020 10:00 am19-14333 / CMGEric ClaymanOrder Vacate Dismissal of CaseConfirmedDebtor has made 11 of 13 required payments   Arrears: $36.00  Total Paid In: $5,339.00
ISSUES AS OF 2/26/2020 (DM):

***Debtor had two NFS payments returned in January. TO CONFIRM WE WOULD NEED $4,365 PTD, THEN $505 x 49 STARTING 3/1/20, 0% PLAN, DEBTOR TO PROVIDE TRUSTEE WITH A COPY OF THE SIGNED SETTLEMENT RELEASE WITHIN 30 DAYS***

1/15/20 - AR, ADD SIGNED SETTLEMENT RELEASE 30 DAYS

1) Trustee OBJ:
- Debtor has insufficient income.
- Need 2018 tax returns (RECEIVED).
- Need auto insurance - only received doc for Precious Kaite (RECEIVED).
- Debtor must serve plan motions (FILED).
- Need a copy of Release Settlement statement from auto accident claim (UNRESOLVED - RECEIVED AN UNDATED AND UNSIGNED RELEASE).


Prop. Plan $485 x 60, 0% Plan
PTD 9/11 = $4,365
Last Claim (4-2)
Matter ResolvedRequest
Adjourment
1263/4/2020 10:00 am19-15416 / CMGROBERT C NISENSON ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 13 required payments   Arrears: $700.00  Total Paid In: $5,116.00
mk: obj filed by JP Morgan Chase on 2/25/20.

2/19 workup for the 3/4 calendar EDC
-denied loan mod now wants sale or refi in 13 months. Too long can confirm with sale/refi by 10/1/20
-plan does not propose to pay any mortgage arrears pending sale--Is that correct? If so we can confirm per below.

Recommend CONFIRMATION AT: $3716 paid then 700 x 49 beg 3/1/20 --MIN $22,223 TO GUCS DUE TO NE EQUITY-- sale/refi by 10/1/20

Matter ResolvedRequest
Adjourment
1273/4/2020 10:00 am19-17954 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 12 required payments   Arrears: $0  

AS OF 2/28/2020 (at):

CASE HAS RUN 10 MONTHS. DEBTOR HAS MADE 4/10 PAYMENTS AND THE STATE AND IRS CLAIMS REMAIN ESTIMATED.

1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - policy provided expired 9/18/2019 (RECEIVED)
- debtors plan fails to follow Trustee standard Order of Distribution

Plan proposes: $200 x 36, 0% to guc's, loan mod by 12/31/2019
Payments: 4/10, arrears $1,200
Matter ResolvedRequest
Adjourment
1283/4/2020 10:00 am19-19056 / CMGNICHOLAS FITZGERALD, ESQConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 7 of 11 required payments   Arrears: $800.00  
MK: atty has written answers. Debtor is vet. disabled and fell several times. Atty will upload rogs for MK review etc.

ISSUES AS OF 2/26/2020 (DM):

***Trustee has not received responses to written 341 exam sent to Debtor's counsel in December. Debtor is also 3 Trustee payments behind - RECOMMEND DISMISSAL***

1) Motion to Conduct 341 Via Alternative Means scheduled for 12/4/19 was granted - need responses to written 341 exam that was sent to Debtor's counsel (UNRESOLVED).

2) Wilmington Savings (Argentieri) OBJs to confirmation (UNRESOLVED).


Prop. Plan $200 x 11, 100% Plan, Sale of property by 5/1/20
PTD 6/9 = $1,200
Last Claim (1-1)
Matter ResolvedRequest
Adjourment
1293/4/2020 10:00 am19-19156 / CMGMichael G Brucki Confirmation Hearing on Modified PlanContinued
4/15/2020 10:00 am
Debtor has made 11 of 11 required payments   Arrears: $0  

Debtor injured and as of now not sure if he will be able to return to work- adj 4/15/20-NFA

AR RESOLVE OR DISC WITH TR
AS OF 2/28/2020 (at):

RECOMMEND: $900 PAID TO DATE, $1,153 x 27 BEGINNING 3/1/2020, 100% TO GUC'S
Need Pre-Confirmation Certification within 10 days of confirmation.
Claims will be paid according to the trustee's order of distribution.

1. Stay motion for 2018 Nissan Pathfinder is scheduled for 3/20/20.

2 Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2018. (NOT RECEIVED)
- need statement of pension loan showing balance. (NOT RECEIVED)
The debtor has undertaken an improper use of exemption. Specifically:
- Needs amended Sch. C to add values of assets and amounts of exemptions claimed and statute claimed under.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- Improper deductions on form 122c. Will need proof for Line 17 $864.02 in Court ordered payments; $500 child care;$250 additional health care expenses;line 23 optional telephone $300. Line 25, health Insurance $996.40;line 33 $1300 - this is rent payment not a secured debt.
- Income form pay stubs verified higher( 7,120.02 ) than scheduled($4,814.88) resulting in monthly disposable income of $1,749.02. Plan needs to be 100%.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2587 when determining disposable income.
- The Plan needs to run 60 months pursuant to the B22C form.
- order of distribution departs from Trustee order. (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
- must file per conf cert. (NOT FILED)
- need debtor cert as to debtor's employment situation & sick leave and he receives his regular salary. (NOT RECEIVED)

Plan proposes: $100
Matter ResolvedRequest
Adjourment
1303/4/2020 10:00 am19-19674 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 9 of 11 required payments   Arrears: $400.00  Total Paid In: $1,800.00
ISSUES AS OF 2/27/2020 (DM): - Atty ok with terms.sf

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $200 x 36 STARTING 6/1/19, BASE PLAN, LOAN MOD WITH BANK OF NY MELLON BY 9/4/20, TRUSTEE SHALL MAKE PAYMENT ON BANK OF NY MELLON CLAIM PENDING THE LOAN MOD (low base case)***

1/15/20 - AR, adj peremptory - file motion to allow late claim

1) State of NJ filed an estimated claim (AMENDED).

2) Plan has an error in Part 4d of the cram provision - provides for payment of $2,200 while Part 7a provides for $0 payment (MP CORRECTS BUT NO POC FILED BY CREDITOR - motion to allow late claim granted and POC file).

3) Trustee OBJ:
- Must file pre conf cert (FILED).
- Must address IRS estimated claim (AMENDED).
- Need a copy of homeowner's insurance renewal declaration (RECEIVED).
- Plan has Loan Mod, thus we need a pro rata distribution (MP IS PRO RATA).
- Debtor has failed to provide proof of service on Plan Motions (CERT OF SERVICE FILED BUT PLAN NEEDS TO BE AMENDED - SEE ABOVE).


Prop. Plan $200 x 36, Base Plan, Loan Mod within 6 months
PTD 8/9 = $1,600
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1313/4/2020 10:00 am19-20175 / CMGLEONARD R BOYERConfirmation Hearing on Modified PlanWithdrawnDebtor has made 10 of 11 required payments   Arrears: $200.00  Total Paid In: $2,000.00
AR DISC WITH ATTY WHY MP FILED 6 DAYS AFTER CONFIRMED
2/24 workup for the the 3/4 calendar EDC

MP proposes $200 x 60 LM by 3/20 pro rata. Originally confirmed the same with 100% to unsecured.

-Trustee objection---Plan needs to remain 100% and pay more then $200 monthly. According to the filed I & J the debtor has disposable income of over $1500 monthly
Can confirm at $1800 paid then $800 x 51 beginning 3/1/20
Matter ResolvedRequest
Adjourment
1323/4/2020 10:00 am19-21323 / CMGAlan G. Cosner Confirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 7 of 10 required payments   Arrears: $158.00  

AR RESOLVE OR HOLD Adj. requested as debtor atty says IRS requested CO to be pd outside.

AS of 2/27/20(mk):Updated


>> The objection w/ Nationstar was resolved by Order 8/7/20-Says Debtor to cure pre pet arrears via LM to be completed by 12/1/19- NEED STATUS OF LM? OR Must pay POC arrears $27,450.92<<

>>- IRS FILED SECURED CLAIM - MUST BE PAID- Or move against- ATTY SAYS getting a Consent order- Cannot remove claim w/out signed consent order.

1. Trustee Objection: RESOLVED BY CONFIRM AT 100%
- Amended 22c has disposable income $3,992, which would require 100% to gucs, total unsecured claims filed $15,655.75.( Plan now 100%)
- Proof of income verifies higher, due to tax return and excess expenses on Schedule J.
- There is non-exempt equity on real property $13,306.34 and in bank account $160.92 total $13,467.26.
- IRS FILED SECURED CLAIM - MUST BE PAID- Or move against
- Current market analysis with-dates and property comparatives used. ( Provided).
-copy of support agmt-Letter from Recipient of child support provided but it is not court-ordered.( Per atty make plan 100%)
- Must file Pre-confirmation certificate. (Still)


Prop Plan $450 x 60 Base.
payments:8/8
last claim:4-1, bar date:8/14/20
Matter ResolvedRequest
Adjourment
1333/4/2020 10:00 am19-21515 / CMGDavid L. Stevens Confirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 10 of 10 required payments   Arrears: $0  

ISSUES AS OF 2/27/2020 (DM):

***Extension of Loss Mit was denied on 2/19/20 and tax claims are still estimated - RECOMMEND DISMISSAL***

1/30/20 Interim Scheduling Order entered - estimated claims must be resolved.

1) Wilmington Savings (Warren Jones, Esq) OBJs - extension of Loss Mit was denied on 2/19/20.

2) IRS filed $10,559.62 priority claim that includes estimated taxes for 2016 - 2018 (UNRESOLVED).


3) IRS filed $600 general unsecured claim that includes estimated taxes for 2013 - 2015 (UNRESOLVED).
2016 FILED 2-12 -20 :2018 FILED 1 - 14 -20

4) State of NJ filed $11,243.51 priority claim that includes estimaed taxes for 2015 - 2018 (UNRESOLVED).

5) State of NJ filed $6,769.77 general unsecured claim that includes estimated taxes for 2013 - 2014 (UNRESOLVED).

6) Trustee OBJ:
- Need 2018 tax return (RECEIVED).
- Need HUD-1 from sale of Main St property in 11/2018 (RECEIVED).
- Form 22c has disposable income and proof of income verifies higher (100% PLAN).
- Plan fails to provide for a prompt Loan Mod.
- Must confirm 100% plan with a minimum dividend.
- Must file Pre-Con Cert (FILED).


Prop. Plan $350 x 36, 100% Plan, Loan Mod in 6 months
PTD 7/8 = $2,450
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
1353/4/2020 10:00 am19-22616 / CMGJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 8 of 10 required payments   Arrears: $600.00  
Sale by 5/31/20- if sale occurs at 300,000 and pays sec debts. there is 174,570 in priority debts. if sale may be feasible if debtor takes no exemption-or uses those funds to complete sale. upon sale required amended J. & MP- Confirm as a base plan. work up for next hearing.



3/3/20(mk):Order submitted resolving Santander objectionat #7 below.Terms=Debtor has till 5/31/20 to sell residence & payoff Santander's mtg. If sold on or before 5/31/20, payoff of entire loan(including arrears per POC #5) will will done at sale. If not sold by deadline,file MP to provide payoff of entire balance due on loan thru the plan.

ISSUES AS OF 2/27/2020 (DM):

***Heather Anderson from State of NJ emailed a consent order to Chambers on 2/7/20 whereby Debtor acknowledges S&U taxes were not filed and accepts the estimated claims filed. Debtor must address feasibility if all IRS and NJ secured/priority tax claims must be paid per POC. Also, Santander objection is not resolved***

2/11/20 Response Doc #46 filed - notes below updated.

1/30/20 Interim Scheduling Order entered - estimated tax claims must be resolved (CONSENT ORDER) and objections filed by Santander (UNRESOLVED) and Investors Bank (OBJ WITHDRAWN) must be resolved.

11/20/19 - mk - house is listed and has an offer.

1) IRS filed $71,330.12 amended priority claim not treated in plan (MP PROVIDES PAY PER POC).

2) IRS filed $12,521 amended secured claim not treated in plan (UNRESOLVED).

3) State of NJ filed $99,980.81 amended sales & use priority claim that includes estimated taxes not treated in plan (UNRESOLVED).

4) State of NJ filed $87,209.16 amended sales & use secured claim that includes estimated taxes not treated in plan (UNRESOLVED).

5) State of NJ filed $13,333.48 amended general unsecured claim that includes estimated taxes (UNRESOLVED).

6) Investors Bank (SALDUTTI) OBJs - $90,481.25 arrears - repeat filings - too much time to sell and no listing agreement (OBJ WITHDRAWN).

7) Santander (GROSS McGINLEY) - $4,3
Matter ResolvedRequest
Adjourment
1373/4/2020 10:00 am19-23559 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $158.00  
ADJ PEREMPTORY WITH SCH ORDER
ISSUES AS OF 2/27/2020 (DM):

***IRS tax claims are still estimated***

1) IRS filed $6,772.59 amended priority claim that includes estimated taxes for 2016 not treated in the plan (UNRESOLVED).

2) IRS filed $3,089.50 amended unsecured claim that includes estimated taxes for 2013 (UNRESOLVED).

3) State of NJ filed $819.63 estimated priority claim not treated in the plan for 2016 tax year (AMENDED TO $0).

4) State of NJ filed an estimated unsecured claim for 2012 thru 2015 tax years (AMENDED TO $0).

5) Need to file Pre-Confirmation Certification (UNRESOLVED).

6) Trustee OBJ:
- Need copies of June 2019 bank statements (RECEIVED).
- Need to amend Sch I&J for fiance's income and expenses (CERT FILED DOC #16 - NO LONGER ENGAGED).


Prop. Plan $158 x 36, $2,225 Min Div
PTD 7/7 = $1,106
Last Claim (3-2)
Matter ResolvedRequest
Adjourment
1383/4/2020 10:00 am19-24391 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $170.00  
3/4/20(MK): needs result of IRS motion on 3/18/20
2/19 workup for the 3/4 calendar---motion to reduce IRS POC on for 3/18/20- if successful, will impact conf.

1/21 workup for the 2/5 calendar EDC
atty working with IRS but claim is till higher.



AS OF 11/13/2019 (at):

Trustee's objection:
The debtor has insufficient income to fund the plan..
- The debtor has failed to file a feasible plan - IRS filed Priority POC $27,678.24. Plan has $3,209.


Plan proposes: $169.71 x 45, base
Payments: 3/4, arrears $169.71
Matter ResolvedRequest
Adjourment
1393/4/2020 10:00 am19-24447 / CMGSCOTT C PYFERConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 9 required payments   Arrears: $0  
Total Paid In: $5,894.00
ISSUES AS OF 2/27/2020 (DM):

***Trustee will compromise and used the Debtors' amended Form 122c result of $547.46 which requires a $32,847.60 minimum dividend. TRUSTEE CAN RECOMMEND CONFIRMATION AT $4,200 PTD, THEN $847 x 53 STARTING 3/1/20, FORM 122c MINIMUM DIVIDEND OF $32,847.60; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY STATE OF NJ AMENDED SECURED POC (14-2) IN THE AMOUNT OF $2,467.39***

2/5/20 - atty wants to try to resolve the disposable income issue - will contact DM- adj to 3/4/20 - NFA

1) State of NJ filed $1,218.07 estimated priority claim for 2018 tax year (AMENDED).

2) State of NJ filed $2,467.39 secured claim not treated in plan (OKAY TO ADD?? - Yes)

3) Bank of America (1st Mtg) filed $568.32 arrears claim (OKAY TO PAY?? - Yes).

4) Bank of America (2nd Mtg) filed $160.88 arrears claim (OKAY TO PAY?? - Yes).

5) Trustee OBJ:
- Per Form 122c, monthly disposable income is $5,163 which would require a $309,780 minimum dividend or 100% plan (Atty filed amended 122c on 12/17/19 - NEEDS TO BE REVIEWED - Amended Form 122c result is $547.46 ... need to reduce Line #16 by $367.08 for overstated payroll tax deduction for co-debtor ... thus, the result of Form 122c should be $547.46 plus $367.08 equals $914.54 monthly disposable income which requires a $54,872 minimum dividend).

- Excessive Expenses: $600 childcare/education (need proof - see spread sheet covering 8 months under Post-341 Misc Docs - sets forth costs for 2 kids sports fees, academic fees for testing etc. - no dates on spreadsheet for time period. Trustee/MK need to review expenses on Sch J as a whole and see if reasonable over all).

*********************
ITEMS RESOLVED BELOW
*********************

- Need Pre-Conf Cert (FILED).
- Need CMA with comparables (RECEIVED).
- Need copy of homeowners insurance renewal declaration (RECEIVED).
- Need a statement for the debtor's 401k loan and co-debtor's savings plan loan (RECEIVED).
- There is $26,007 non-exempt equity in real estate (AMEN
Matter ResolvedRequest
Adjourment
1403/4/2020 10:00 am19-24822 / CMGBRIAN S THOMAS ESQConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 9 of 9 required payments   Arrears: $0  


ADJ PEREMPTORY
ISSUES AS OF 2/27/2020 (DM):

12/18/19 - Atty has proof of insurance - adj to 3/4/20 NFA.
AR RESOLVED

1) PNC 1st mtg (FEIN) OBJs - $1,376.67 arrears (UNRESOLVED).
PAY CLAIM

2) PNC 2nd mtg filed $408.88 arrears claim (OKAY TO PAY??)
PAY CLAIM

3) Trustee OBJ:
- Must file Pre-confirmation certificate (UNRESOLVED).
- Need homeowner insurance for vacant lots (RECEIVED).
- Need June & July bank statements for PNC acct (RECEIVED).
- Need June & July bank statements for Wells acct (MISSING 1ST AND LAST PAGE FROM EACH MONTH).
- Need June and July bank statements for Prudential acct (UNRESOLVED).
- There is $5,369 non-exempt equity in real estate.

- Debtors must provide a certification regarding the 2017 inheritance that includes proof of the amounts received and the disposition of those assets (RECEIVED AN OLD BANK STATEMENT FROM M&T BANK MY CHOICE MONEY MARKET DATED 8/2/17 ... SHOWS DEBTORS DEPOSITED $92,524.59 ON 5/2/17; THEN $10,000 WAS WITHDRAWN TO A JENNIFER TRAVISANO ON 5/8/17; THEN $30,000 WAS WITHDRAWN TO PAY PNC $17,500, TARGET $7,500, CITY OF BARNEGAT $5,000 AND $2,000 FOR PERSONAL USE ON 5/8/17; THEN $6,000 FOR PERSONAL EXPENSES ON 6/14/17; THEN $2,000 AGAIN FOR PERSONAL ON 7/7/17 ... THERE REMAINS A BALANCE OF $44,573.23 ... WHAT WAS DONE WITH THE REMAINDER? ... THERE IS NON-EXEMPT EQUITY IN THIS M&T ACCOUNT NOT LISTED ON SCHEDULES ... NEED UPDATED STATEMENT AND CERT FROM DEBTORS.


Note: Certification on social security card for co-debtor provided. Amended Atty Disclosure filed.


Prop Plan $300 x 60, Base
PTD 7/7 = $2,100
Last Claim (35-2)
Matter ResolvedRequest
Adjourment
1413/4/2020 10:00 am19-24907 / CMGROGER CHAVEZ ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 9 required payments   Arrears: $1,389.00  Total Paid In: $8,848.00
2/24 workup for the the 3/4 calendar EDC PEREMPTORY - Atty ok with terms.sf- MK:plus add to confirming Order: OTBS from Santander- see below

CAN CONFIRM AT: $7458.57 paid then $1389 x 29 beg 3/1/20- pro rata --order of distribution needs trustee's standard order of distribution.
-any non exempt proceeds from class action suit be turned over to the Trustee;MK:plus add to confirming Order: OTBS from Santander w/in 30 days for17,544.13 includes interest- and adequate protection payments of $160 mos. beginning 8/1/2019 .

>>>All issues still need resolution- case dismissed and reinstated--NOTHING RESOLVED SINCE 10/2/19<
**If US bank resolved the trustee will compromise at $1295 going forward beginning 3/1/20-otherwise needs Judge
1. Objection By US Bank(KML):
- plan fails to pay full amt arrears- Plan has $17,786.64 & POC $24,426.62.-
-Debtor has filed a motion to reduce the US Bank claim on for 2/5/20
2. Objection to cram By Santander( Morton)-OTBS 17,544.13 includes interest-adeq prot of $160 mos. beginning 8/19
3. Trustee objection:
-plan has excessive expense:$833/month for car insurance for one vehicle (on P&L)(Atty was to provide documentation re: expenses per the 9/25/19(doc #28)-CERT SAYS THIS IS $762 AND PROVIDES A PROOF OF PAYMENT-WE NEED TO SEE YEARLY TOTAL OF BILL)
$786/month for cable/internet/phone (CERT INCLUDES THE 23 YEAR OLD DAUGHTERS CELL PHONE-THIS NEEDS TO BE REMOVED)
$400/month for transportation (one vehicle)(OK PER CERT PROVIDED)
-Verified income per profit and loss and POI leaves a monthly net balance of $1,311.34 which is higher than the amount of $1065 on schedules I & J
-order of distribution needs trustee's standard order of distribution.
-any non exempt proceeds from class action suit be turned over to the Trustee


Proposed plan:1,065.51/36, BASE
payments: 4/4
last claim:25-1, bar date:10/9/19
Matter ResolvedRequest
Adjourment
1423/4/2020 10:00 am19-25037 / CMGEric ClaymanConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 8 required payments   Arrears: $1,170.00  Total Paid In: $2,875.00
ISSUES AS OF 2/27/2020 (DM):atty ok to terms(mk)

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $2,875 PTD, THEN $585 x 54 STARTING 3/1/20, 0% PLAN***

1) Plan provides $4,408 treatment to Summerfileds Franklin (landlord) - no POC filed and bar date has expired (MOTION TO ALLOW LATE POC GRANTED AND POC FILED BY DEBTOR'S COUNSEL).

2) Plan provides $1,000 cram treatment to Rent-A-Center - no POC filed and bar date has expired (MOTION TO ALLOW LATE POC GRANTED AND POC FILED BY DEBTOR'S COUNSEL).

3) Trustee OBJ:
- Need proof of service on Bridgecrest Financial and Rent-A-Center (SERVED ON 12/2/19).
- Need to use Trustee standard order of distribution.
- DSO information (12/2/19 - uploaded form of Order from Superior Court, obligation terminated).


Prop. Plan $574 x 60, 0% Plan
PTD 5/6 = $2,875
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1433/4/2020 10:00 am19-25497 / CMGMarc C. Capone, Esq.Confirmation Hearing on Modified PlanContinued
5/6/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $1,750.00  
ADJ FOR LAST 3 MOS MOR AND JULY 19
AND RESOLUTION OD 109e
ISSUES AS OF 2/27/2020 (DM):

***Per AR, adj to 3/3/2020***

1) Quicken Loans (STERN E) OBJs - $2,649.66 arrears (MP PAYS).

2) Citizens Bank (Ronald Gellert, Esq) OBJs - $566.17 arrears - per atty, this was paid by business - informed atty that claim needs to be amended or claim needs to be paid (OBJ WITHDRAWN BY STATUS CHANGE FORM - STILL NEED AMENDED POC).

3) Thomas Bergstrom (POWERS KIRN) unsecured creditor OBJs - debtor's bankruptcy filing and supporting documentation is deficient (UNRESOLVED).

4. Must file Pre-Confirmation Certificate (UNRESOLVED).

5) Trustee Supplemental OBJ:
- Unsecured claims filed exceed the 109e limit.

6) Trustee OBJ:
- Need Business Profit and Loss for the entire month of May 2019 (RECEIVED).
- Need to amend Sch C to take proper exemptions on 2008 Ford Econo - there is $1,465 non-exempt equity.
- Excess Expenses Sch J: $235 home maintenance, $730 childcare/education, $1,500 estimated IRS and NJ payments (requires proof).

- Amended 122c still has disposable income. Gross income was not calculated correctly, since proof of income provided shows way more disposable income at $33,527.28. Also, Line #20 education takes $730, Line #30 additional food $42.20, and Line #45 disposable income of $705.69 results in $1,477.89 post adjustment which requires $88,673.40 minimum dividend to gucs (ANOTHER FORM 122c FILED - PRORATED PRIORITY CLAIM OF $1,186 WAS SUBTRACTED BUT BUSINESS NET PROFIT ON LINE #5 IS STILL INCORRECT).

- Proof of income is calculated as follows $31,714.82 plus $52,103.39 = $83,818.21/2.5 months = $33,527.28 (INCOME IS ACTUALLY HIGHER IF YOU ALSO ADD BACK PHIL BRILLIANT PAYROLL EXPENSE DEDUCTION).


Prop. Plan $1,400 x 5, $1,750 x 55, Base
PTD 6/6 = $8,750
Last Claim (22-1)
Matter ResolvedRequest
Adjourment
1443/4/2020 10:00 am19-25541 / CMGJOAN S. WARREN, ESQ.Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $0  

MP on 4/1/20

2/21 workup for the 3/4 calendar EDC

--per last time has 2018 tax return- needs time
---Wells Fargo Bank objection resolved - 1/3/20(mk) fyi Order resolving wells faro(KML) objection -ORDER SUBMITTTED_Debtor to get lM by 2/18/20 or as extended by MP; No pay arrears pending LM; if LM fails,debtor to file MP to address claim.
--Snap on Credit LLC filed secured claim 1 in the amount of $4,705.27 - claim not in plan, need to pay claim through plan or move against claim
-- State of New Jersey Division of Taxation priority claim 5 is estimated, need to resolve

proposed plan $1100x60 loan mod by 3/1/2020 100% plan
paid in $3300 NOW $5500
arrears $2200 NOW $0
last claim 6-1
Matter ResolvedRequest
Adjourment
1453/4/2020 10:00 am19-25605 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $600.00  
ADJ FOR MOTION V CLAIM OF CHASE
ISSUES AS OF 2/27/2020 (DM):

2/5/20 - AR to discuss with Phelan and debtor's counsel - ADJ FOR STAY MOTION.

1) JP Morgan Chase (PHELAN) OBJs - $47,140.22 arrears on Meadow St property - plan provides that no arrears due b/c of Sandy Forbearance agreement - per Court notes form 10/16/19, this was to be resolved by OTBS but no order yet (AR, NEED TO SEE AGREEMENT - MK uploaded agreement under Post-341 Misc - need AR to review).

2) JP Morgan Chase (PHELAN) filed MFR on Meadow St property currently scheduled for 3/4/20 - need result.

3) Cazenovia Creek Funding filed $1,347.29 secured tax claim on Meadow St property (OKAY TO PAY??)

4) Plan provides $697 secured treatment to Cazenovia Creek Funding on Oceanic Dr property - no POC filed (STRIKE??)

5) Nationstar/Mr. Cooper (GROSS POLOWY) filed MFR on Oceanic Dr property currently scheduled for 2/5/20 - need result. Plan provides secured unaffected treatment to creditor - no POC filed (MFR GRANTED).

6) Plan provides $6,536 secured paid in full treatment to American Honda Finance on 2013 Honda Pilot - secured POC filed in the amount of $6,143.79 (TRUSTEE TO PAY PER POC UNLESS CONSENT ORDER IS OBTAINED TO PAY HIGHER AMOUNT).

7) Trustee OBJ:
- Debtor has insufficient income.
- Need to file Pre-Confirmation Certification (FILED).
- Need a copy of the divorce decree (PROVIDED).
- There is $13,105 non-exempt equity in residence (MOOT, POC FILED).


Prop. Plan $200 x 60, 0% Plan
PTD 5/6 = $1,000
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1463/4/2020 10:00 am19-25654 / CMGJohn Joseph LoSordo Confirmation Hearing on Modified PlanContinued
4/1/2020 10:00 am
Debtor has made 0 of 8 required payments   Arrears: $0  

AS OF 2/28/20 (SF)


1. Did attorney charge fees for this case? Disclosure statement is blank.
2. Modified plan filed proposes $295 per month but debtor's income verifies at $13. Plan does not appear to be feasible. Debtor has only paid $63 to date and has not stepped up to higher payment of $295. Previous payment was $21 per month. The only secured creditor being paid in the plan is Santander ($9291.59)

2. Trustee objection:
-need pre conf cert.


Plan propose $295 x 36 Base
Payments: 3/6 Arrears: $337

RESOLVED ISSUES:
- A current market analysis - from a broker. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration (RECEIVED)
- divorce decree showing 40% interest in home. (RECEIVED)
- A Modified Plan that is for 36 months and treats the arrears claim for Santander. (RECEIVED)
Matter ResolvedRequest
Adjourment
1473/4/2020 10:00 am19-25987 / CMGSEYMOUR WASSERSTRUM, ESQConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $4,200.00  
adj 5/20/20- NTA - Peremptory

ISSUES AS OF 2/27/2020 (DM):

1) IRS filed $271.18 amended priority claim not treated in plan (OKAY TO ADD??)- Mk: per atty -PAY

2) State of NJ filed $2,284.40 priority claim that includes estimated taxes for 2015 - 2018 not treated in the plan (UNRESOLVED).mk: returns just recently filed

3) State of NJ filed $9,136.12 general unsecured claim that includes estimated taxes for 2005 - 2014 (UNRESOLVED).
Mk ;returns just recently filed.
4) Trustee OBJ:
- Need CMA that includes comparables (UNRESOLVED).
- Need copy of Will from the estate of the co-debtor's mother (UNRESOLVED).
- Need letter from probate attorney regarding the status of the estate (UNRESOLVED).
- Disposable income verifies higher at $2,931 (OKAY, $802 SSI WAS INCLUDED).
- Need proof of service on cram motions (FILED).
- The Order of Distribution departs from the Trustee standard (USE STANDARD??)


Prop. Plan $2,100 x 60, 0% Plan, Loan Mod by 2/2020
PTD 5/6 = $10,500
Last Claim (1-3)
Matter ResolvedRequest
Adjourment
1483/4/2020 10:00 am19-26381 / CMGEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $0  

Mk: atty requested time- going to convert to 7

AS OF 3/2/2020 (at):

SALE PLAN IS NOT FEASIBLE. PROPERTY IS VALUED AT $371,464. MORTGAGES TOTAL $779,000.

1. Objection filed by US Bank (Frenkel) - failure to cure arrears of $339,564.61 (Per POC). (UNRESOLVED)

2. Objection filed by Mosaic Ventures (Mandelbaum Salsburg) - Debtor was supposed to execute a consent order extending the automatic stay only to 12/17/19. Mosaic withdrew it's objection to the motion for continuation of the stay, but consent order was never executed. (UNRESOLVED)

3. Mosaic Ventures filed a secured arrears claim for $52,276.44 which is not addressed in the plan.

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - ; profit and loss for August and September 2019. (RECEIVED)
- A copy of the last filed tax return - 2019 (NOT RECEIVED)
- Auto insurance, docs provided was only an application. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Food $350 and support payments $300 (must provide documentation).
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- 2 months bank statements from PNC Bank acct ending #9214, prior to filing date. (RECEIVED)
- Must resolve creditor objection. (UNRESOLVED)
- Must file Pre-confirmation certificate. (NOT FILED)
-amend 22C to claim 2 deductions not 3. (NOT AMENDED)

Plan proposes: $319 x 36, base, sale of residence within 6 months of confirmation
Payments: 5/7, arrears $635
Matter ResolvedRequest
Adjourment
1493/4/2020 10:00 am19-26605 / CMGLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 44 of 8 required payments   Arrears: $0  

3/4/20: LM submitted to lender - needs 30 days to review- A.Libin here and OK w. that. and they will know 1 way or the other by next hearing.

2/24 workup for the the 3/4 calendar EDC

lender has LMpackage - missing a few things but will resolve & look to confirm on 3/4/20. Otherwise to one to pay and case should be dismissed

AR DISC WITH ATTYS
AS OF 1/8/2020 (at):

PLAN DOES NOT PAY MORTGAGE ARREARS. THAT IS THE ONLY CLAIM FILED AND BAR DATE HAS PASSED. DISPOSABLE INCOME IS $4,847 AND PROPOSED TRUSTEE PAYMENT IS $55. WHO IS SUPPOSED TO BE PAID?

1. Objection filed by Bank of America (Milstead) - failure to cure arrears of $163,895.48 (Per POC). (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - on residence. (RECEIVED)
- Proof of 2 month's income - (updated) (RECEIVED - SUBSTANTIALLY HIGHER THAN SCHEDULED)
- Income contribution affidavit (RECEIVED)
- A copy of the last filed tax return - 2018. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - on residence with personal liability coverage. (RECEIVED)
- Auto insurance for all vehicles and 2 months bank statements prior to filing date. (RECEIVED)
- A copy of the deed - on residence. (RECEIVED)
- A Modified Plan that completes Part 5a and Part 8c. (NOT MODIFIED - NO UNSECURED CLAIMS)
- Amendments to Schedules C to take proper exemptions on all vehicles listed on Schedule B. (AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: Auto insurance $702 (requires proof).
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
Per Schedules there is $376.56 in monthly disposable income. The plan only proposes plan payments in the amount of $55/month - this should be increased to
Matter ResolvedRequest
Adjourment
1503/4/2020 10:00 am19-27105 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanContinued
4/15/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $2,000.00  
MK see notes- atty to file a MP-

As of 2/25/20(mk):


1.Objection BY Specialized Loan(Shapiro): IS THIS THE Second MTG? MK: NO- see notes beowl
-plan fails to pay arrears.

>>NOTE: It appears Specialized Loan is the second mtg. Wells Fargo holds the first- No POC filed by Wells Fargo and bar date has passed. << MK- NO it's the reverse. Specialized is first and specilaized has line of credit which is a second- and C Walrath is looking into the second mtg- b/c no claim

2. MP attempts to cram IRS Lien on personalty and St of NJ lien on RE. There is service on Taxing authorities- no objection yet.

3.Trustee Objection:
-Proof of 2 month's income for debtor specifically-Need updated pay stubs for job at Matlen Silver Group that started in August 2019.(WE STILL NEED UPDATED STUBS -mk- look for these as atty says provided.
FOR DEBTOR'S JOB. She started it in August, filed case Sept we need 60 days of her income form her new job.)
---------------------------------------------------------------------------
-need Amend Sch I and proof of income for non-debtor spouse income.(Debtor reply says separated from spouse- his income not in picture).
-need Modified Plan that treats the IRS and NJ secured claims.(Filed).



plan:2000 X 60 BEG 10/19; 0%.
payments:5/5
last claim:12-1, bar date:11/14/19
Matter ResolvedRequest
Adjourment
1513/4/2020 10:00 am19-27332 / CMGPAUL H YOUNGConfirmation Hearing ScheduledDismissedDebtor has made 10 of 7 required payments   Arrears: $0  

NS

AS OF 2/25/20 (SF)

1. 341 NOT HELD - MISSING DOCUMENTS- mk: NO docs. There is SV
2. PAYMENTS: CURRENT $7200 RECEIVED
Matter ResolvedRequest
Adjourment
1523/4/2020 10:00 am19-27486 / CMGBRIAN W HOFMEISTERConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 7 required payments   Arrears: $0  
Total Paid In: $2,472.00
2/24 workup for the the 3/4 calendar EDC--CONF OR DISMISS FROM LAST TIME

Compromise house value at $155,000 ***CAN CONFIRM AT: $1800 paid then $672 x 54 beginning 4/1/20--min of $29,528 to unsecured (equity)


1/9/20(mk) Debtor submitted new CMA. Needs to amend sch A for value (filed on 1/8/20)and provide explanation as to reduction in value for orig. CMA provided vs. the recent one. Atty will request adj. of confirmation to do this.--NOT DONE
-New CMA says value between $137,750 and $169,000
-Orig CMA says value between $155,000 and $205,000 (with assertion from realtor that belies it would sell at $186,000
-Zillow estimates $194,100

1/2 workup for the 1/15 calendar EDC
CONF OR DISM
As of 12/11/19 (DS): Need to confirm at $1200 paid, $1,193 x 57 begin 2/1/20 with minimum dividend $56,498.35, due to non-exempt equity on real property and add to confirming order Trustee ok to pay the arrears claim of Wells Fargo claim#5-1

Mk- atty wants to adj after bar date of 11/21/19

11/6/19 (DS): Recommend confirming at $300 x 3 begin 10/1/19, $1,178 x 57 begin 12/1/19 with minimum dividend $56,498.35, due to non-exempt equity on real property and add to confirming order Trustee ok to pay the arrears claim of Wells Fargo claim#5-1

1. Trustee obj to the following:
- There is non-exempt equity on real property $56,498.35. Recommend waiting pass bar date which is 11/21/19, total unsecured claims filed to date $9,641.10 or will confirm per non-exempt equity.
- Must resolve Wells Fargo obj. PER MK COTBS ok to pay arrears.

2. Wells Fargo obj arrears owed $225.46 and plan does not list post-petition monthly payment on Scheduled J, POC filed, plan does not list creditor. Ok to pay arrears? Per MK COTBS ok to pay arrears.

Recommend confirming at $300 x 3 begin 10/1/19, $1,178 x 57 begin 12/1/19 with minimum dividend $56,498.35, due to non-exempt equity on real property and add to confirming order Trustee ok to pay the arrears claim of Wells Fargo claim#5-1

Prop Plan $300 x 60 Bas
Matter ResolvedRequest
Adjourment
1533/4/2020 10:00 am19-27735 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 7 required payments   Arrears: $478.00  Total Paid In: $916.00
AS OF 2/28/20 (SF) - ADJ PEREMPTORY

RECOMMEND $916 PTD, $239 X 55 (BEGIN 3/1/20) BASE PLAN N/E PROCEEDS FROM SALE OF RESIDENCE BY 9/4/20

1. Motion to Sell scheduled for 3/18/20 @ 9

Plan proposes $229 x 60 Base Sale of residence in 6 months
Payments: 4/5 Arrears: $229

RESOLVED ISSUES:
1. Objection filed by Wells Fargo (Powers) - failure to pay arrears of $8974.58 (RESOLVED WITH ORDER)
2. Trustee objection:
Failure to provide Proof of Service for Wells Fargo for automobile cram. (REMOVED WITH MP)
Matter ResolvedRequest
Adjourment
1543/4/2020 10:00 am19-27888 / CMGMARYBETH SCHROEDERConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 7 required payments   Arrears: $0  

As of 2/25/20(mk):


>>>2/5 payments. Last pay Nov. 2019. Insufficient income . Plan not feasible<<

1. Objection by Bank of NY(Frenkel):
- Mtg has matured - must pay full amt thru plan.

2. Trustee Objection:
-debtor has insufficient income. Verified income leaves a moly net of -$399.43.
-debtor has failed to file a feasible plan . Mortgage matured in 2012 and mortgage company wants $117,911.57 paid through the plan.
-need Income contribution affidavit
-need updated proof of insurance for the 2003 Nissan Altima.
-need to file Pre-Confirmation Certification.


Plan: 1,517/60, BASE.
payments:2/5
last claim:1-1.Bar date:11/28/19
Matter ResolvedRequest
Adjourment
1553/4/2020 10:00 am19-28103 / CMGFrances A. Tomes, Esq.Confirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $432.00  
AS OF 2/25/2020 (at):

1. Lakeview Loan Servicing filed a secured arrears claim #8 in the amount of $2,733.23 which is not in the plan. Is it ok to pay this claim?

2. Need to resolve the estimated claim #2 filed by the NJ Division of Taxation.

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - for Georgian Ct property. The info.uploaded was for a property at 58 Renee Ct, Jackson (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - for both properties. The information uploaded has expired. (RECEIVED FOR BOTH)
- statements for 2 401(k) loans for debtor showing balances on each loan. (RECEIVED - 70 MONTHS REMAINING)
- A Modified Plan that clarifies treatment of Mortgages on Georgian Blvd(Loancare) & on Fife Ct.( PHH) on Fife Court. Are you paying arrears or in full? (MOD PLAN CORRECTS)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3298.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $1,122.49 in non exempt equity in cash & bank accounts.
-must file pre conf cert. (FILED)
- Plan has mixed up of Info as to properties and treatment of Mtgs on each property. Plan has Loancare in part 4a for arrears on residence( residence is Georgian Blvd, -plan has Fifie Ct ,which is other prop.) then, plan has at Part 4g- Pay in full again to Loancare on Fife prop.-According to claims filed :By PHH(POC #4-1) has Mtg on Fife Ct. and Lakeview Loan/Loan care has Mtg on Georgian ct. (POC #8-1) . NEED A MP TO CORRECTLY LIST PROPERTIES AND TREATMENT OF MTGS ON EACH PROPERTY. (MOD PLAN CORRECTS)
- provide information to Trustee regarding damage to property at Georgian Ct. Insurance claim and proceeds and use of proceeds for repairs. (NOT RECEIVED)

Plan proposes: $4
Matter ResolvedRequest
Adjourment
1563/4/2020 10:00 am19-28476 / CMGCAMILLE J KASSARConfirmation HearingContinued
4/15/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $51.00  
3/3/20(mk): atty says filed extension for loss mi.t and MP amended I & J today. Only 2/6/payments made. still Need proof of income( see updated POI in pre 341 category- just uploaded 3//3/20) and other issues to be resolved- needs adj. request.

AS Of 2/25/20(mk):

>>>2/5/payments & Trustee Objection all unresolved<<<

1. Trustee Objection:
-debtor has insufficient income income verifies $-337.24..( 2/5/payments).
need proof of 2 month's income - for new job for debtor and for spouse.
-need 2019 tax return by 5/31/20.
-need A Modified Plan that extends loan mod, date expired 1/2020.
-need Amendments to Schedules I to update income for debtor and add spouse income..
-Schedules fail to account for the tax refund of $2084 when determine dispos income.
- The current Plan does not specify treatment of US Dept of HUD under the Plan.
- The Plan fails to provide for a prompt loan modification completion date.
-Must file Pre-confirmation certificate.



Plan:$51.41 x 60 100% and Loan Mod with Carrington Mortgage on County Rd by 1/2020.
Payments:2/5
last claim:6-6.Bar date:12/8/19
Matter ResolvedRequest
Adjourment
1573/4/2020 10:00 am19-28612 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 7 required payments   Arrears: $300.00  Total Paid In: $1,722.00
AS OF 3/4/20 (SF) UPDATED

RECOMMEND $1148 PTD, $437 X 43 (BEGIN 3/1/20) BASE PLAN
- OTBS WITHIN 30 DAYS RESOLVING OBJ BY WELLS FARGO BANK
- OK TO PAY ARREARS CLAIM 10-1 FOR NEWREZ MORTGAGE
- OK TO PAY ARREARS CLAIM 11-1 FOR ALLY BANK LEASE TRUST
-STUDENT LOANS TO BE PAID OUTSIDE PLAN


atty says it is all been worked out- needs to see if client can make higher payment

1. Objection filed by Wells Fargo Bank (Morton) - to cram - OTBS (NEED ORDER)
$14544 AD PRO 129 BEG 10-1-19

2. Objection filed by New Rez LLC/Shellpoint (Stern Lavintal) - failure to pay arrears of $167.28 and plan does not propose to pay post-petition payments -PER ATTY PAY

3. Newrez Mortgage LLC filed arrears claim 10-1 for $167.28 (OK TO PAY?) YES

4. Ally Bank Lease Truste filed arrears claim for $447.35 (OK TO PAY?) PER ATTY PAY

5. Trustee objection:
- A Modified Plan that add Wells Fargo Dealer on Section 7c partially secured and unsecured.
- A Modified Plan that adds all cramdowns to Section 4 AND Section 7 of the Plan
AR OK AS FILED
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Transportation $1,315. There would be disposable income $565.35.


Plan proposes $287 x 48 0%
Payments: 4/5 Arrears: $287


RESOLVED ISSUES:
- Must resolve IRS estimated claim, 2017 tax return not filed. (NOT ESTIMATED)
- There is $1,979 non-exempt equity in real estate. (MOOT)
Matter ResolvedRequest
Adjourment
1583/4/2020 10:00 am19-28714 / CMGJOAN S. WARREN, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $3,042.00
ISSUES AS OF 2/27/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $507 x 60 STARTING 11/1/19, BASE PLAN, STUDENT LOANS TREATED OUTSIDE THE PLAN***

1) Trustee OBJ:
- Failed to properly serve plan motions (AMENDED SERVICE FILED FOR BOTH CREDITORS).


Prop. Plan $507 x 60, Base Plan, student loans outside
PTD 4/4 = $2,028
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1593/4/2020 10:00 am19-28963 / CMGADAM SCHNEIDER, ESQConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $100.00  
As of 3/1/20 (DS): 1. Trustee obj to the following:
- Need business P&L statements, proof of auto insurance for 2014 Jeep and 2010 Nissan.
- Amendments to Schedules B and C to list Chase bank accounts.
- Excessive expenses on Schedule J such as: Car insurance on P&L and Schedule J, $500 for rent for apartment $350 support for daughter, $2,590 for auto costs on P&L and $400 on Schedule J.
- Schedules fail to account for tax refund in the amount of $10,289.00 when determining disposable income.
- Need explanation on P&L: P&L shows a loss of $4,322 for 12 months ending 11/15/19? How did they get $4,740 on Schedule I?
- Must file Pre-confirmation certificate.

Prop Plan $100 x 36 ?? SECTION 5(a) in plan is blank as to unsecured creditors
Note: Amended attorney disclosure filed.
Matter ResolvedRequest
Adjourment
1603/4/2020 10:00 am19-28965 / CMGROBERT H JOHNSONConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $500.00  
issues as of 2/27/2020

1) Need to file Pre Confirmation Certification with Court
2) Santander Bank (Speziale) objection to confirmation - need to resolve
-pre petition arrears $32,165.24 -CLAIM FILED FOR $66,236.77 ARREARS
3) Trustee objection to confirmation - need to resolve
-need a copy of the homeowner's insurance renewal declaration - prior to confirmation hearing on 3/4/2020
-need a modified plan that lists First American Bank in Part 4 not Part 6
-need amendment to schedules to list debtors business
-Form 122c needs to be amended because debtor is above median
-the debtor is not paying all disposable income into plan - verified income leaves a monthly net balance of $15,869.10 (OK plan proposes 100%)
-there is non exempt equity in residence in the amount of $139,126.30 (OK plan proposes 100%)
-the debtors plan proposes an order of distribution that his contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l)
-need to file pre confirmation certification
4) Ditech filed secured claim 1-1 in the amount of $197,637.40 for a mortgage on the property (arrears $35,807.05)- this claim is not treated in plan or listed on Schedule D - need to address claim

proposed plan $300x35, $32,000x1 100% plan with sale or refi on or by 7/1/2020
paid in $1000
arrears $200
last claim 3-1
Matter ResolvedRequest
Adjourment
1613/4/2020 10:00 am19-29167 / CMGLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $631.00  
mk: SV By Amer Home fin.- NEEDS MP

AS OF 2/25/2020 (at):

1. Stay motion filed by American Honda/2018 CRV (Morton) which is scheduled for 3/4/2020.

2. Objection filed by Arc Home LLC (RAS Citron) - failure to cure arrears of $34,722.39 (Per POC). (UNRESOLVED)

3. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $1,330.50.
- Per the 122C, monthly disposable income is $1,545 which would require a minimum dividend of $92,700 to general unsecured creditors.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,226.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $93,515.00 in non exempt equity in the residence. Non exempt equity in proceeds from sale of real estate to be provided to trustee.

Plan proposes: $643 x 60, 100% to guc's, sale of residence by 7/1/2020
Payments: 4/4
Matter ResolvedRequest
Adjourment
1623/4/2020 10:00 am19-29611 / CMGANDREW CARROLL, ESQ.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 6 required payments   Arrears: $0  

MFR (15 K IN ARREARS ) 3-18
As of 2/25/20 (DS): Debtor attorney requested adjournment, request denied, Debtor has only made a payment of $609.28, arrears owed $7,790.72, does not include March payment. Recommend case be dismissed.

Case dismissed 12/18/19 conf, reinstated 1/15/20, issues still not resolved and Debtor still in arrears.

As of 12/10/19 (DS): 1. Debtor in arrears $3,840, made no payments out of 2.

2. Trustee obj to the following:
- Amendments to Schedules C to correct exemptions and E/F to remove mortgage, still not resolved. Was amended, but does not exempt all assets and mortgage still on Sched E/F.
- Need 2018 tax return.
- Proof of income verifies higher. Is moot since plan is proposing 100% to gucs.
- Must resolve creditor objection.
- Must add to confirming order Trustee standard order of distribution.

3. US Bank obj arrears more, POC filed and mod plan pays arrears.

4. Toscan HOA filed arrears owed $2,805.51, not in plan. Ok to pay?

As of 12/5/19 (DS): Debtor attorney requested adjournment, request denied, no payments made, arrears $3,840.

Prop Plan $1,920 x 60 100%
Note: Amended attorney disclosure and 22c filed. Excess expenses moot, since plan is proposing 100%.
Matter ResolvedRequest
Adjourment
1633/4/2020 10:00 am19-29691 / CMGLAWRENCE L ABT III ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 6 required payments   Arrears: $0  

AS OF 3/2/20 (SF) - PER ATTY, OK TO DISMISS/HOLD FEES

As of 2/28/20 (DS): 1. Trustee obj Debtor has insufficient income and must provide Sept and Oct. bank statements for Santander acct.

2. State of NJ estimated claim, not resolved, 2011, 2014, 2016 and 2018 tax returns not filed. Debtor attorney previously requested adjournment to resolve this claim, not yet resolved.

Prop Plan $334 x 60 0%
Matter ResolvedRequest
Adjourment
1643/4/2020 10:00 am19-29698 / CMGTerry Tucker Confirmation Hearing ScheduledConverted to 7 / 11Debtor has made 4 of 6 required payments   Arrears: $0  

updated 2/27/2020 - converted to Chapter 7 2/20/2020


issues as of 1/8/2020

1) SKS Holdings LLC obtained stay relief 12/19/2019 - need modified plan to treat creditor
2) SKS Holdings LLC (Sklar) objection to confirmation - obtained stay vacate 12/19/2019
3) Exeter Finance LLC filed secured claim 5
4) Trustee objection to confirmation - need to resolve
-the debtors are not paying all disposable income into plan - income verified higher than scheduled, disposable net income $892.89
-the schedules fail to account for the debtors tax refund in the amount of $2,685 when determining disposable income
-need secondary proof of social security number for the debtor

proposed plan $251x36 base
paid in $753
last claim 12-1
Matter ResolvedRequest
Adjourment
1653/4/2020 10:00 am19-29793 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $189.00  
AS OF 2/28/20 (SF)

1. Motion to modify Santander claim 2-1 scheduled for 3/18/20 @ 9
2. Objection filed by Santander (Morton) - to cram
3. Trustee objection:
- Proof of income verifies there is disposable income $215.55, plan only propose $94.74.
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (RECEIVED)
- Must file Pre-confirmation certificate. (RECEIVED)


Plan proposes $94.74 x 50 Base
Payments: 3/4 Arrears: $94.69
Matter ResolvedRequest
Adjourment
1663/4/2020 10:00 am19-29874 / CMGADRIAN JOHNSONConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $1,964.00  
atty has uploaded LM package- adj to 5/20/20 NFA- Peremptory

AS of 2/24/20(mk):

--NOTHING DONE SINCE LAST HEARING--
>>PLan has AP payments to Fay Servicing/Wilmington- NEEDS CONSENT ORDER FOR AMT FOR TRUSTEE TO PAY<<

1. Objection By Fay Serv/ Wilmington Trust(Freidman Vartolo):
-plan fails to pay arrears.

2. Trustee Objection:
- debtor has insufficient income .( made 3/4 payments)
-Need updated proof of insurance for all 4 cars.
-Need a statement for the debtor's and the co-debtor's pension loans.
-Need September and October bank statements for Ocean First accounts #5506.
- Need to file Pre-Confirmation Certification.
- Debtors' attorney must file a consent order with Fay Servicing for the Trustee to make
adequate protection payments. Order must provide monthly payment amount.


Plan: 1,963/60, LM: BY 4/30/20, 100%.
payments:3/4
last claim:25-1.Bar date:12/30/19
Matter ResolvedRequest
Adjourment
1673/4/2020 10:00 am19-29943 / CMGDONALD F CAMPBELL, JRConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $350.00  
AS OF 2/25/20 (at):

IF OK TO PAY QUICKEN CLAIM, RECOMMEND: $1,400 PAID TO DATE, $2,946 x 44 BEGINNING 3/1/2020, 100% PLAN
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

1. Quicken Loans filed a secured arrears claim #2 in the amount of $880.85 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Domestic Support Obligation information for support payments. (RECEIVED)
- Need value statement of TD Ameritrade prior to filing date. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Medical $630, Transportation $1,000, Entertainment $600, Pet related expenses $500, Contributions to other family $200 and non-filing spouse personal loans $3,000.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s): -
- 122C-1 gross monthly income for Debtor is $5,964.03 and spouse $5,709.81, but Schedule I has Debtor $12,100.88 and spouse $11,759.17. There is a very large discrepancy with the income.
- 2018 tax return has gross income for Debtor $130,036 and spouse $148,718 total $278,754. 22c has total gross annual income $140,000.
- Debtor proof of income gross for 10/25/19 is $142,703.22/10 months = $14,270.33 monthly AND Spouse proof of income gross 10/18/19 is $128,128.45/10 months = $12,812.85 SO total gross income should be $27,083.18, but Line 11 has $11,673.84. How is this? Need documentation.
- Income verifies $14,560.30, not adding back excess expenses.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $7512 and $1753 spouse when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The Plan provides for payment on unsecured claims of less than
Matter ResolvedRequest
Adjourment
1683/4/2020 10:00 am19-30064 / CMGWARREN S JONES, JR ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 6 required payments   Arrears: $511.00  Total Paid In: $1,768.00
AS OF 3/4/2020 (at):

RECOMMEND: $1,767.54 PAID TO DATE, $511 x 55 BEGINNING 4/1/2020, BASE
Need order resolving Santander objection within 30 days of confirmation.
Debtor will make adequate protection payments to Santander in the amount of $122 per month beginning November 1, 2019 through the trustee.

1. Objection filed by Santander (Morton) - 2017 Sonata is undervalues in the plan. Want $16,038.97 versus $13,069.61 as proposed in the plan. Want adequate protection payments of $202.50/month. (UNRESOLVED)>> MK":OTBS 14,524 .18.ADD PRO 122 BEG 11-1-19

2. Trustee's objection:
- Need September and October statements for Bank of America account #0172 and # 8085. (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $863.07.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,818.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Need to file Pre-Confirmation Certification. (FILED)
- Need a statement for the Merrill Lynch stock/bond account. (RECEIVED)

MP Plan proposes: $416.72 x 2, $467.05 x 58 beginning 1/1/2020, base
Payments: 4/5, arrears $467.05
Matter ResolvedRequest
Adjourment
1693/4/2020 10:00 am19-30207 / CMGROBERT BRAVERMANConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $0  

Mk:ns by anyone so I confirmed on rec terms

AS OF 2/25/2020 (at):

IF OK TO PAY WELLS FARGO BANK, RECOMMEND $175 x 60 BEGINNING 11/1/2019, BASE

1. Wells Fargo Bank filed a secured arrears claim #4 in the amount of $137.86 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need proof of insurance for the 1985 Sierra. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$275/month for home maintenance
$100/month for support of someone who does not live with him (need proof)
$195/month for Snapon & Macco (need explanation)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $396.76.
- Reviewed the 122C, average monthly gross income is $7,526.50. Line 17 (involuntary deductions) should be $135, Line 23 (optional telephone) requires documentation and Line 35 (priority claims) should be $0.00. Per the 122C, monthly disposable income is $712 which would require a minimum dividend of $42,720 to general unsecured creditors.
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $175 x 60, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1703/4/2020 10:00 am19-30209 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 2 of 6 required payments   Arrears: $1,158.00  Total Paid In: $2,610.00
AS OF 2/28/20 (SF)

1. There is improper service to Real Time Resolutions. The plan proposes to cram Greentree but claim filed for Real Time Resolutions-(Mk: filed 1/13/20- NO Needs to serve real time at address on POC_ once that's done can work up).

2. Capital One Auto filed arrears claim 8-1 for $396.35 (OK TO PAY?) YES.

3. Trustee objection:
4 22c has disposable income $2,539.14, which would require minimum dividend $152,348.40 to gucs. (AMENDED AND IS NOW ZERO, HOUSEHOLD SIZE WENT FROM 2 TO 6)
- The debtor has failed to provide proof of service with respect to Plan Motion(s).

Plan proposes $870 x 60 0%
Payments: 3/4 Arrears: $870

RESOLVED ISSUES:
1. Objection filed by Wilmington Savings Fund Society (Jennings) - failure to pay arrears of $37,142.82 (RESOLVED VIA ORDER)
Matter ResolvedRequest
Adjourment
1713/4/2020 10:00 am19-30390 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $130.00  Total Paid In: $1,800.00
2/19 workup for the 3/4 calendar
CAN CONFIRM AT:***$1200 paid then $365 x 56 beg 3/1/20-min of $17,520 to unsecured-- Loan mod with Bayview Loan on Bosum Ave by 4/1/20

As of 2/10/20 (DS): 1. Service filed and served 1/14/20 does not service address on POC filed by creditor 12/26/19. Must service address on POC. Should this be stricken?

1/15/20 (DS): 1. Trustee obj to the following:
- There is non-exempt equity in Debtor's Chase bank account $17,520.68. OK TO WORK UP WITH NON-EXEMPT EQUITY
- Need service to creditor (Santander) in motion to plan.

Prop Plan $300 x 60 Base and Loan mod with Bayview Loan on Bosum Ave by 4/1/20
Note: Homeowner insurance provided.
Matter ResolvedRequest
Adjourment
1723/4/2020 10:00 am19-30747 / CMGANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 6 required payments   Arrears: $3,838.00  Total Paid In: $4,302.00
AS OF 2/28/20 (SF)

RECOMMEND $4302 PTD, $1919 X 56 (BEGIN 3/1/20) 100% PLAN
- MUST FILE PRE-CONFIRMATION CERTIFICATION WITHIN 10 DAYS
- STUDENT LOANS TO BE PAID OUTSIDE PLAN
- TRUSTE STANDARD ORDER OF DISTRIBUTION


1. Deutsche Bank filed arrears claim for $97,333.07 which is higher than the proposed amount of $75,000. The Trustee payment will need to increase.

2. Trustee objection:
-Form 122C-2 Line 45 has monthly disposable income $5,077 requires minimum $304,620 dividend to general unsecured creditors -PLAN PROPOSES 100%
- The Schedules fail to account for the debtor(s) tax refund in the amount of $11489 when determining disposable income.
- Must file pre conf cert.

3. Confirm with Trustee Standard Order of Distribution


Plan proposes $1434 x 60 100%
Payments: 3/4 Arrears: $1434
Matter ResolvedRequest
Adjourment
1733/4/2020 10:00 am19-30823 / CMGPAUL E RUSENConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $1,829.00
As of 2/27/20 (DS): 1. Trustee obj to the following:
- Excess expenses for 3 car payments $500, $445.71 and $249.
- Income verifies higher, there is disposable income $991.
- Add to confirming order Trustee standard order of distribution.
- Must file Pre-confirmation certificate.

2. ACAR Leasing filed arrears claim $249. Ok to pay?

Recommend confirming at $335.66 x 4 begin 12/1/19, $486 x 56 begin 4/1/20 pro rata dividend to gucs, add to confirming order Trustee ok to pay the arrears claim of Acar Leasing, Claim#1-1, within 10 days must file Pre-confirmation certificate and Trustee standard order of distribution

Prop Plan $335.66 c 60 Base
Note: Life insurance values provided. HUD provided for North Maple Avenue short sale, Debtor received no funds.
Matter ResolvedRequest
Adjourment
1743/4/2020 10:00 am19-30857 / CMGWARREN BRUMEL, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $500.00
AS OF 3/2/20 (SF) UPDATED

RECOMMEND $100 X 6 (BEGIN 12/1/19), $260 X 30 (BEGIN 6/1/20) BASE PLAN W/MIN $1985 TO GUCS
- STRIKE PER PLAN CLAIM FOR NATIONSTAR/MR. COOPER


1. The plan proposes $1775 to Nationstar/Mr. Cooper. The bar date expired on 1/13/20 and no claim has been filed. Should this per plan claim be stricken? - (PER ATTY, OK TO STRIKE)

2. Trustee objection:
- The debtor has insufficient income. Debtor has negative income.

Plan proposes $100 x 6, $260 x 30 Base w/min $1985 to gucs
Payments: Current $400 Received

RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - insurance expired 11/17/19. (RECEIVED)
- Need cert from estranged spouse that states he is paying Debtor's mortgage. (RECEIVED)
- Must file Pre-confirmation certificate. (FILED)
Matter ResolvedRequest
Adjourment
1753/4/2020 10:00 am19-30858 / CMGWARREN BRUMEL, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $695.00  Total Paid In: $2,420.00
AS OF 2/25/2020 (at):

RECOMMEND: $1,815 PAID TO DATE, $650 x 57 BEGINNING 3/1/2020, BASE
SST Medallian is stricken from the debtor's plan.

1. Debtor's plan proposes to pay SST Medallian $263 in arrears for a 2017 trailer and retain the trailer. Medallian Express filed an unsecured claim #15 for $3,552.57 for a 2018 trailer. Last four digits of account #'s are the same. Is this claim for the trailer the debtor wants to keep? Needs to be addressed. (PER ATTY, STRIKE FROM PLAN AND PAY UNSECURED CLAIM AS FILED BY CREDITOR)

2. Wells Fargo Bank/Value City Furniture filed a secured claim #26 for $710.59 which is not in the plan. Is it ok to pay this claim? (PER ATTY, OK TO PAY)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $605 x 60, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1763/4/2020 10:00 am19-30872 / CMGADAM SCHNEIDER, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $234.00  Total Paid In: $941.00
Ok to confirm at $235 x 60 begin 12/1/19 pro rata dividend to gucs

AR OK TO CONF

As of 2/28/20 (DS): 1. Cert of non-filing of tax returns was not signed by Debtor.

1/15/20 (DS): 1. Trustee obj to the following:
- Debtor income is insufficient, the disposable income is $35.
- Need 2018 tax return or cert of non-filing of tax return. - CERT NOT SIGNED
- Need service on motions in plan (Alert Ambulance). - CERT DONE.

Prop Plan $235 x 60 Base
Note: Pre-conf cert filed.
Matter ResolvedRequest
Adjourment
1773/4/2020 10:00 am19-31145 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $4,177.00
Need to confirm at $3,184 paid, $993 x 56 begin 4/1/20 0% to gucs, Loan mod on Hawthorne St by 5/6/20 (arrears to be paid pending loan mod), COTBS with Toyota Motor Credit within 45 days and within 10 days must file Pre-confirmation certificate

see mk notes

As of 2/28/20 (DS): 1. Trustee obj to the following:
- Need current CMA on real property and proof of social security income. (MK uploaded)
- Current Plan does not specify treatment of BB 316 Investments LLC (tax claim) under the Plan. (MK OK TO PAY)
-Plan list Twp of Neptune for sewer $2,879.42 and Twp of Neptune for property taxes $1,348.( Mk set up per plan and if no POC filed by gov bar date -atty will file motion)
- Must resolve the objections of Freedom Mortgage and Toyota Motor Credit.(MK- toyota is outside per MP- obj should be w/d)
- Must file Pre-confirmation certificate.

2. Freedom Mortgage obj arrears more, claim filed $34,193.98 and loan mod is speculative. Obj must be resolved.( MK :OTBS LM by 5/6/20 and T'ee to pay arrears pending LM)

3. Toyota obj to cram, 910 days and plan not feasible. Mod plan removes cram and list as outside. Obj resolved?( MK atty thinks so but Denise Carlon- creditor-atty out of town- OTBS w/in 45 days.

4. Twp of Neptune (real property taxes) has not been filed. Will a claim be filed?

Prop Plan $545 x 60 $0 - Mod plan filed to add loan mod, removes Toyota Financial Services to be crammed and adds Toyota to be paid outside.
Matter ResolvedRequest
Adjourment
1783/4/2020 10:00 am19-31508 / CMGWARREN LEVYConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $1,459.00  
issues as of 2/27/2020

1) Need to file Pre Confirmation Certification with Court
2) Canal Crossing Condominium Association Inc (McGovern) objection to confirmation - need to resolve
-proposed plan does not include full payment of secured claim
3) Trustee objection to confirmation - need to resolve
-unnecessary/excessive expense items $350/month food; $150/month clothing; $150/month personal care; $400/month transportation
-the debtor is not paying all disposable income into plan - excessive expenses on Schedule J $716/car payment; verified income leaves a monthly net balance of $3,133.61; Form 122C-2 Line 45 $2,490.39 which requires minimum $149,423.40 dividend to general unsecured creditors - may be 100% plan
-the schedules fail to account for the debtors tax refund in the amount of $2,620 when determining disposable income
-need to file Pre Confirmation Certification with Court
-need to resolve the estimated claim filed by the IRS
4) IRS priority claim estimated - need to resolve

proposed plan $1460x60 base plan
paid in $4381.50
last claim 17-1
Matter ResolvedRequest
Adjourment
1793/4/2020 10:00 am19-31803 / CMGStuart K Santiago Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 0 of 5 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1803/4/2020 10:00 am19-31877 / CMGDANIEL L. REINGANUMConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $927.00  
mk still need to address est tax claim. debtor now curent

issues as of 2/27/2020

1) Trustee objection to confirmation - RESOLVED
-need pension loan statement PROVIDED, LOAN SHOULD BE PAID IN FULL AND DISPOSABLE INCOME SHOULD BE APPROXIMATELY $1,644.60 - MODIFIED PLAN PROPOSES 3RD TIER RESOLVES THIS PART OF THE OBJECTION
-need a modified plan that includes Premier Management - MODIFIED PLAN TREATS PREMIER MANAGEMENT
-the Trustee is to receive any non exempt lawsuit proceeds - ADD NOTE TO THE CONFIRMING ORDER
2) State of NJ filed priority claim 17 - estimated for 2018 taxes - need to resolve
3) Modified plan proposes priority payment to Township of Florence in the amount of $662 to date claim has not been filed, Township of Florence filed secured claim 6 in the amount of $1,236.56 - is this in addition to the priority claim? Need to advise Trustee


proposed plan $300x3, $927x3, $1850x54 base plan
paid in $900
last claim 17-1
Matter ResolvedRequest
Adjourment
03/4/2020 10:00 am19-31877 / CMGDANIEL L. REINGANUMConfirmation Hearing on Modified PlanWithdrawnDebtor has made 2 of 5 required payments   Arrears: $927.00  
Matter ResolvedRequest
Adjourment
1813/4/2020 10:00 am19-31934 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $628.00  Total Paid In: $1,725.00
AS OF 3/2/20 (SF)


RECOMMEND $1725.12 PTD, $628 X 56 (BEGIN 4/1/20) BASE PLAN

1. Trustee objection: There is no service as to lien avoidance of Pressler and Pressler (FILED)


Plan proposes $575.06 x 60 BASE
Payments: 3/4 Arrears: $575.12
Matter ResolvedRequest
Adjourment
1823/4/2020 10:00 am19-32045 / CMGEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $708.00  
working on Wilmington objection and fiiling MP to address all issues.

AS OF 2/25/2020 (at):

1. Objection filed by Wilmington Savings (Parker McCay) - failure to cure arrears of $133,924.40, property is worth $90,000 less than payoff so needs to be a short sale and debtors are not making full post petition payments of $2,142.51.

2. Stay motion by Wilmington Savings (1st mortgage) is scheduled for 3/18/2020.

3. Ally Financial filed a secured arrears claim #18 in the amount of $1,602.99 which is not in the plan. Is it ok to pay this claim?

4. Americredit/GM Financial filed a secured arrears claim #6 in the amount of $528.02 which is not in the plan. Is it ok to pay this claim?

5. Santander filed a secured arrears claim #7 in the amount of $80 which is not in the plan. Is it ok to pay this claim?

6. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - that includes liability coverage. (RECEIVED)
- Need car insurance for all 3 cars. (RECEIVED)
- Need a statement for the TD Bank mortgage. (NOT RECEIVED)
- Need a statement for the debtor's 401k loan. (RECEIVED)
- Need October and November bank statements for all accounts. (STILL NEED ACCT #'S 9961, 4810 AND 6374)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $536 and $528/month car payments
- $2,568/month student loans (need proof of same) (STATEMENT PROVIDED CLEARLY STATES PAYMENTS BEGIN 12/2022 AND THAT THE DEBTORS ARE NOT PAYING THIS RIGHT NOW - REDUCED EXPENSES)
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (CERT OF SERVICE FILED 2/1/20)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need a statement for the whole life insurance policy. (OK - TERM LIFE ONLY)

Plan proposes: $354 x 60, base, sale of residence within 6 months of confirmation
Payments: 3/3
Matter ResolvedRequest
Adjourment
1833/4/2020 10:00 am19-32735 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanContinued
5/6/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $380.00  
Mk This is most recent plan - and is now adj to 5/6/20.

AS of 2/24/20(mk):

1.Objection by Auto Equity Loan(Parker McKay).

2. Plan has pay Auto Equity in Full at 1,100 in Part 4 g- They filed a LATE POC $2,527.08(Needs to be addressed).

3.Trustee Objection:
-Proof of 2 month's income. Need proof of income for new job Jersey Printing.
-need copy of current lease .
- Must amend Schedule I to include income from Uber & Lift.
-debtors are not paying all disposable income into the plan.Disposable income verifies higher at $2592.


plan:$255 X 59 BEG 2/20; 0%.
payments:2/2
last claim:15-1
Matter ResolvedRequest
Adjourment
1843/4/2020 10:00 am19-32835 / CMGPAUL N MIRABELLI ESQConfirmation Hearing on Modified PlanContinued
5/6/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  


AR ADJ FOR MP NEED TO REVIEW TH
As of 2/28/20 (DS): 1. BELOW ISSUES NOT RESOLVED:
- NO CERT FROM DEBTOR THAT THEY REVIEWED PETITION WITH ATTORNEY-
see doc 21
- MOD PLAN FAILS TO ADD SECURED IRS CLAIM TO BE PAID
- AMERICAN HONDA FILED CLAIM FOR 2015 HONDA CIVIC LISTED ON AUTO INSURANCE, BUT NOT IN PLAN OR SCHEDULES. DEBTOR CO-SIGNED. STILL NOT IN MOD PLAN.
- CREDITOR OBJ MUST BE RESOLVED. CASE IS NOT FEASIBLE TO PAY ARREARS WOULD NEED $2,905 X 57, DISPOSABLE INCOME IS $1,069.

As of 2/3/20 Debtor attorney requested adjournment, mod plan filed 1/30/20 and sched 3/4/20

2/5/20 (DS): 1. Trustee obj to the following:
- Debtor has failed to file a feasible plan, the IRS POC priority $76,433.92 and secured $25,187.35. Plan has $31,507 only. MOD PLAN FILED, BUT STILL DID NOT PROPOSE TO PAY SECURED PORTION OF CLAIM.
- Must resolve Bank of America obj. - MOD PLAN ADDS ARREARS.
- Need cert from Debtors that they reviewed petition with attorney before they signed it.

2. Bank of America obj to arrears owed $1,917.98. POC FILED AND MOD PLAN PAYS ARREARS.

3. American Honda filed claim for 2015 Honda Civic listed on auto insurance, but not in plan or Schedules. Debtor co-signed.

Prop Plan $1,500 x 60 Dollar Base $46,000
Note: Updated auto insurance provided. Pre-conf cert filed.
Matter ResolvedRequest
Adjourment
1853/4/2020 10:00 am19-33632 / CMGNICHOLAS FITZGERALD, ESQConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $474.00  
AS OF 2/25/20 (at):

1. Objection filed by Nationstar Mortgage/Mr. Cooper (RAS Citron) - failure to cure full arrears of $26,215.56 (Per POC).

2. Need a statement for the Debtor's TPAF loan showing payoff amount.

3. Reviewed the 22C, monthly gross income is $14,255 (2019 gross/12 months). Line 16 (taxes) should be $2,770 (2018 refund was not deducted) and Line 23 (optional telephone services) requires documentation. Need the TPAF statement in order to calculate Line 41. (STILL NEED TPAF STATEMENT)

4. Objection to expenses on Amended Schedule J:
- $900/month for transportation (REVIEWED CERTIFICATION FROM DEBTORS' ATTY REGARDING TRANSPORTATION - DEBTOR'S BOTH TRAVEL SIGNIFICANTLY FOR WORK - $900 IS OK)
- Reduced Line 21 by $190 - above the limit of miscellaneous expenses

. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - page. (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- The debtors proof of income provided is higher than estimated in the schedules.
- The full refund amount was not added back as income in the schedules. (AVERAGED/ADDED TO MONTHLY INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is currently $22,891 of equity in real estate (need an amended Sch C). (MORTGAGE COMPANY CLAIM FILED - SUBSTANTIALLY HIGHER THAN WHAT WAS SCHEDULED. NO EQUITY IN THE RESIDENCE EVEN WITH NO EXEMPTION TAKEN)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(ii
Matter ResolvedRequest
Adjourment
1863/4/2020 10:00 am19-33640 / CMGRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $915.00  
AR NEED HO INS (MK Uploaded 3/4/20.

As of 2/27/20 (DS): 1. Trustee obj to the following:
- Need homeowner insurance with personal liability coverage. Insurance provided was forced insurance and has expired 10/10/19.
- Excessive expenses on Sched J such as: Transportation $570.Auto maintenance $300.Tolls/parking $400. (Plan is 100%.)
- 22c has disposable income, there are excessive deductions on Line 23, 23 and 30. May be moot, plan is paying 100%
- There is non-exempt equity on real property $11,624.03.

2. Freedom Mortgage obj to arrears and post-petition payment is incorrect. Obj must be resolved.

Prop Plan $991.24 x 60 100%
Matter ResolvedRequest
Adjourment
1873/4/2020 10:00 am19-33645 / CMGSTACEY L MULLEN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $3,600.00
updated 3/3/2020

ok to confirm at $900x60 begin 1/1/2020 100% plan
-To follow the Trustee standard order of distribution
-Capital One Auto Finance secured claim 2 will be paid arrears per claim in the amount of $1,696.24 through plan
-Deutsche Bank secured claim 4 will be paid arrears per claim in the amount of $34,823.77 through plan - creditor to submit consent order




as of 2/27/2020

1) Deutsche Bank (RAS Citron) objection to confirmation - PER DEBTOR ATTORNEY PAY HIGHER ARREARS THROUGH PLAN
-pre petition arrears $41,997.52 PROOF OF CLAIM FILED FOR $34,823.77
2) Trustee objection to confirmation -RESOLVED - 100% PLAN
3) Debtors plan fails to follow Trustee standard order of distribution ADD TO CONFIRMING ORDER

proposed plan $900x60 100% plan
paid in $1800
last claim 4-1
Matter ResolvedRequest
Adjourment
1883/4/2020 10:00 am19-33649 / CMGRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $159.00  
AS OF 2/28/2020 (at):

1. Need a statement for the debtor's 401k loan.

Trustee's objection:
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- 122C has monthly disposable income of $2,570.25.
- must file pre conf cert. (FILED)

Plan proposes: $162.04 x 60, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
1893/4/2020 10:00 am19-33667 / CMGKevin Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $1,285.00  Total Paid In: $2,570.00
MK;3/6/20 add language to confirming Order :Strike arrears per plan payment of $620 to NJR Clean in part 6 of plan.
Need to confirm at $2,570 by 3/15/20, $1,285 x 57 begin 4/1/20 pro rata dividend to gucs

ATTY HAS 2 PYMTS SO ADD 2570 BY 3-15-20 THEN CALC
AS of 2/24/20(mk):

>>>NO PAYMENTS. NEEDS MAKE THEM , THEN CASE WILL BE WORKED UP<<<

1. Trustee Objection:
The debtor needs to get current with trustee payments.

Plan:1,285 X 60 BEG 1/2020; BASE.
Payments:0/2
last claim:3-1,bar date:3/2/20
Matter ResolvedRequest
Adjourment
1903/4/2020 10:00 am19-33793 / CMGJonathan Stone, Esq.Confirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $375.00  
AS OF 2/24/2020 (at):

1. Nationstar Mortgage/Mr. Cooper filed a secured arrears claim #9 in the amount of $15 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has insufficient income Debtor has insufficient income, expenses are very low.
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - for State Park Rd, appraisal is dated 2013. (RECEIVED)
- Proof of 2 month's income - from spouse. (RECEIVED)
- Business profit & loss statements (NOT RECEIVED)
- Business forms (NOT RECEIVED)
- A copy of the last filed tax return - 2018 for spouse. (RECEIVED)
- Bank statements from Bank of America closed 11/22/19. (NOT RECEIVED)
- Amendments to Schedules I to add spouse income and J to list spouse expenses paying. (NOT AMENDED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity estimated to be $721,330 on both properties, pending review of docs.
- Amended 122c to add spouse's income. (NOT AMENDED)
- Need mortgage statement for Main Street commercial property. (NOT RECEIVED)
- Need proof of ownership of business, WB Enterprise Debtor has 50% ownership with brother. (NOT RECEIVED)
- Need copy of debtor's mother's Will and a letter from the probate attorney as to debtor's interest in the state and the status of the estate. (ONLY RECEIVED WILL - NO LETTER- HE GETS 25% OF THE ESTATE - ONE OF FOUR CHILDREN)

Plan proposes: $357 x 60, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
1913/4/2020 10:00 am19-33807 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $554.00  
As of 3/2/20 (DS): Debtor attorney requested adjournment, request granted, auto insurance provided.
As of 2/27/20 (DS): Debtor attorney requested adjournment, request denied, need proof of auto insurance.

As of 2/27/20 (DS): 1. Trustee obj to the following:
- Need proof of auto insurance. - PROVIDED 2/28/20
- Schedules fail to add tax refund $2,076.
- Need service to Mariner Finance, no service done, listed in plan as judgment lien.

2. Capital One obj to cram of 2011 Kia Optima, obj must be resolved.

3. Capital One Auto filed bifurcated claim, secured $7,150, unsecured $2,999.36, arrears $1,771.09. Claim must be resolved.

4. IRS filed estimated claim, must resolve claim.

Prop Plan $277.89 x 18, $246.10 x 42 Base
Matter ResolvedRequest
Adjourment
1923/4/2020 10:00 am19-33849 / CMGRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 2/28/2020

1) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return - 2018
-need a copy of the 401k statement
-the debtor is not paying all disposable income into the plan - disposable income on Schedule I verifies higher
-need to file Pre Confirmation Certification with Court FILED
-the confirmation order must include language that provides for the turnover of all non exempt proceeds from the personal injury claim

proposed plan $150x36 base plan
paid in $450
last claim 9-1
Matter ResolvedRequest
Adjourment
1933/4/2020 10:00 am19-33869 / CMGDAVID A SEMANCHIK ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,802.00
AS OF 2/28/2020 (at):

RECOMMEND: $1,350 PAID TO DATE, $452 x 57 BEGINNING 4/1/2020, base
Need to file Pre-Confirmation Certification within 10 days of confirmation.

Plan proposes: $450 x 60, base
Payments: 3/2, $450 credit
Matter ResolvedRequest
Adjourment
1943/4/2020 10:00 am19-33937 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
6/3/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $600.00  
341 3/19/20- atty has 600 money order
Matter ResolvedRequest
Adjourment
1953/4/2020 10:00 am19-33939 / CMGANDY WINCHELLConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $600.00  
As of 2/24/20(mk):

1. Objection by US Bank(Phelan):
-plan files to pay arrears. Lm speculative.

2. Trustee Objection:
-plan has excessive expenses:Homeowner insurance $556.67 (insurance has $283.92 monthly), Electricity $600 & Car payment $710
-current Plan does not specify treatment of IRS for secured and unsecured priority claims under the Plan.
-debtor has failed to provide proof of service with respect to Plan Motion(s).
- Plan has vesting of property of the estate upon Discharge, Part 8(a) of the plan shall be
modified to provide that the Debtor(s) property shall be vested upon confirmation or must have proof Trustee is named as loss payees on home & auto insurance..
- State of NJ filed estimated claim, claim needs to be resolved.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.
Schedule B list potential claims against creditors, PI settlements, social security,
unemployment, VA Benefits and workers comp. Are there any pending lawsuits?
need to be added to confirming order the non-exempt proceeds to Trustee.


Plan:600 x 60 base Lm by6/1/2020
payments:1/2
last claim:7-1.Bar date:3/9/20
Matter ResolvedRequest
Adjourment
1963/4/2020 10:00 am19-33953 / CMGVERA MCCOYConfirmation Hearing ScheduledContinued
6/3/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $300.00  
AS OF 2/24/2020 (at:

1. 341 has not been held or rescheduled.
2. Payments: 1/2, arrears $300
Matter ResolvedRequest
Adjourment
1973/4/2020 10:00 am20-10028 / CMGLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1983/4/2020 10:00 am20-10038 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $252.00  
NEED VERIFICATION OF EPAY
341 on 3/12/20. atty seeking confirmation of debtor payment
Matter ResolvedRequest
Adjourment
1993/4/2020 10:00 am20-10046 / CMGJOHN C FEGGELER, ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 2/26/2020

1) 341 not held, not rescheduled
2) Current with Trustee plan payments
Matter ResolvedRequest
Adjourment
2003/4/2020 10:00 am20-10053 / CMGDavid L. Stevens Confirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

341SC 3-26
Matter ResolvedRequest
Adjourment
2013/4/2020 10:00 am20-10066 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 2/27/20 (DS): 1. Trustee obj to the following:
- Need current market analysis with summary/narrative page and copy of 2018 tax return immediately and 2019 tax return by 5/31/20. Provided 2017 tax returns twice.
- Amend Statement of Financial Affairs to list attorney fees collected prior to bankruptcy filing.
- Debtor has undertaken an improper use of exemption. Specifically: Both Debtor and Co-Debtor must demonstrate that they are entitled to an exemption in connection with the personal injury claim.
- Excess expenses such as: $594 transportation and $490 vehicle insurance.
- The confirming order must provide for the turnover of all non-exempt proceeds from personal injury claim.
- Case needs to be a base, due to PI lawsuit.

Prop Plan $742 x 60 $0
Matter ResolvedRequest
Adjourment
2023/4/2020 10:00 am20-10097 / CMGKarina Pia Lucid Confirmation Hearing ScheduledDismissedDebtor has made 1 of 3 required payments   Arrears: $0  

NS
Stay extend was denied on 2/19/20
no 341 docs
Matter ResolvedRequest
Adjourment
2033/4/2020 10:00 am20-10151 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 2/28/2020

1) US Alliance Federal Credit Union (Cohn) objection to confirmation - need to resolve-- MK- Per ATY- PAY POC
-arrears $38,638.36
2) Trustee objection to confirmation - need to resolve
-need updated homeowners insurance renewal policy-provided)
3) IRS priority claim is estimated - need to resolve- Mk atty says will file returns any day now.

proposed plan $500x6, $775x54 0% plan loan modification 6/1/2020
paid $500
last claim 4-1
Matter ResolvedRequest
Adjourment
2043/4/2020 10:00 am20-10173 / CMGSCOTT D SHERMAN ESQConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 2/28/20 (at):

1. Objection filed by Wilmington Savings (RAS Crane) - failure to cure arrears of $169,905 (Per Obj - no POC yet). Plan proposes to pay $40,000 and is not a loan mod plan.

2. Trustee's objection:
- The debtor has failed to file a feasible plan. The plan is not feasible per objection filed by Wilmington Savings.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - . Need copy of 2019 Tax Return. (NOT RECEIVED YET)
- Amendments to Schedules . Amend Disclosure Statement to pay fees through the plan. (AMENDED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- Excessive expenses on Schedule J: $520 telephone/cell phone
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
- File pre-confirmation cert. (FILED)

Plan proposes: $810 x 60, 100% to guc's
Payments: 1/1
Matter ResolvedRequest
Adjourment
2053/4/2020 10:00 am20-10176 / CMGJOSEPH ALBANESE, ESQConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

341 on for 3/5/20
Matter ResolvedRequest
Adjourment
2063/4/2020 10:00 am20-10190 / CMGSEYMOUR WASSERSTRUM, ESQConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $150.00  
AS OF 2/24/2020 (at):

1. 341 has not been held or rescheduled
2. Payments: 1/2 of 1, arrears $75
Matter ResolvedRequest
Adjourment
2073/4/2020 10:00 am20-10201 / CMGPRO SEConfirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

No payments
no 341/ or docs
NS
Matter ResolvedRequest
Adjourment
2083/4/2020 10:00 am20-10259 / CMGLAWRENCE W. LUTTRELLConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

mk - made payments

2/27/2020 - ADJOURNMENT REQUEST DENIED - NO PLAN PAYMENTS, ARREARS $180.33
issues as of 2/26/2020

1) 341 not held, rescheduled for 3/19/2020
2) No Trustee plan payments to date - arrears $180.33
Matter ResolvedRequest
Adjourment
2093/4/2020 10:00 am20-10272 / CMGSTEPHANIE SHRETER, ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $200.00  

1. 341 NOT HELD - RESCHEDULED TO 3/12/20
2. PAYMENTS: 1/1
Matter ResolvedRequest
Adjourment
2103/4/2020 10:00 am20-10292 / CMGPRO SEConfirmation Hearing ScheduledMoot - DismissedDebtor has made 0 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
2113/4/2020 10:00 am20-10318 / CMGSCOTT E KAPLAN ESQConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $600.00  
3/4/20(mk): 341 docs in & request for 341 date uploaded. atty has 700 in funds
Filed MP & amended sch I & J 3/3/20.
Matter ResolvedRequest
Adjourment
2123/4/2020 10:00 am20-10397 / CMGWARREN BRUMEL, ESQConfirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

NO PAYMENTS

As of 2/27/20 (DS): 1. Trustee obj income verifies higher and tax refund $2,632 not accounted for on Schedule I.

2. Newrez LLC d/b/a Shellpoint Mortgage obj to sale, fails to provide appraisal and pay arrears. Obj must be resolved.

Prop Plan $150 x 36, $375,000 x 1 100% to gucs, non-exempt proceeds from sale of Orchard St and workers comp and sale of Orchard St by 5/1/20
Matter ResolvedRequest
Adjourment
2133/4/2020 10:00 am20-10462 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

341 sch for 3-18 conf mp on for 4-1

issues as of 2/28/2020

1) IRS priority claim is estimated - need to resolve
2) Need 2019 tax return

proposed plan $1155x60 0% plan loan mod 6 months
paid in $1155
last claim2-1
Matter ResolvedRequest
Adjourment
2153/4/2020 12:00 pm15-23433 / CMGVERA FEDOROFFMotion Relief from Stay (Fee)Continued
3/18/2020 12:00 pm
Total Paid In: $42,275.00
>>Status of sale? Delayed

1/31/20(mk): per atty email- Per Chambers to RH to 12:00 noon

ct wants to know if there is a Judgment- if no then will grant SV and no sale w/o Ct order

Debtor obj<<<>>>US BANK NAT'L ASSOC/SELECT (ECKERT SEAMANS CHERIN & MALLOTT)
Matter ResolvedRequest
Adjourment
2143/4/2020 12:00 pm15-23433 / CMGVERA FEDOROFFMotion Cross MotionContinued
3/18/2020 12:00 pm
Total Paid In: $42,275.00
>>Status of Sale? Delayed

1/31/20(mk):Per atty email-Per Chambers- RH 12:00 noon.

CROSS MTN TO COMPEL ACCOUNTING
Matter ResolvedRequest
Adjourment
2163/4/2020 12:00 pm16-33680 / CMGDouglas T. Tabachnik Motion CompensationOrder to be SubmittedTotal Paid In: $26,844.00
ct awarded fees but reduced amt. to 21,085.12.

Trustee obj<>Debtor Atty response & T'ee reply
Matter ResolvedRequest
Adjourment
2173/4/2020 12:00 pm16-34324 / CMGMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $64,781.00
Matter ResolvedRequest
Adjourment
2183/4/2020 12:00 pm18-15130 / CMGSCOTT E KAPLAN ESQMotion CompensationGrantedTotal Paid In: $5,132.00
Matter ResolvedRequest
Adjourment
2193/4/2020 12:00 pm18-27154 / CMGJAMES J CERBONE, ESQMotion CompensationGrantedTotal Paid In: $4,309.00
Matter ResolvedRequest
Adjourment
2203/4/2020 12:00 pm18-30504 / CMGKirsten B. Ennis Motion CompensationOrder to be SubmittedTotal Paid In: $5,807.00
MK:Atty will do OTBS:
atty reviewed w/Ar- closing on left 10,000 to debtro on exemption- 2200 to T"ee- as NE Proceeds from sale . Atty has fess of 9,000 which included 4750 for beg- atty now agrees to take 3,000 in add to 4750 which will be outside (3,000)

AR TO REVIEW AND RESOLVE - PROB WITH TH AND HUD
Trustee objection filed
Matter ResolvedRequest
Adjourment
2213/4/2020 12:00 pm19-13279 / CMGDAVID A SEMANCHIK ESQMotion CompensationGranted
Matter ResolvedRequest
Adjourment
2223/4/2020 12:00 pm19-22309 / CMGANDY WINCHELLMotion CompensationContinued
4/1/2020 12:00 pm

Trustee obj<>

atty says case willl likely be reinstated - adj to 4/1/20
Matter ResolvedRequest
Adjourment
2233/4/2020 12:00 pm19-23599 / CMGWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $18,835.00
Matter ResolvedRequest
Adjourment
2253/4/2020 1:00 pm19-17813 / CMGPRO SEConfirmation Hearing on Modified PlanDeniedDebtor has made 12 of 12 required payments   Arrears: $0  

3/4/20(mk):Confirmation is denied. Email to debtor from the CT."Additionally, you have expressed a desire to voluntarily dismiss your case.
1. Pursuant to FRBP 1017(f)(2), such a request must be made by motion. In light of your personal circumstances, Judge Gravelle will allow you time to file your motion
to dismiss. It must be filed by 3/11 (at latest) and made returnable for 4/1 at 12:00 p.m.
2.Ravens Crest seeks to dismiss on its own grounds. The hearing on that motion will also be adjourned to 4/1 at 12:00 p.m.
3.Your plan, as filed, is not confirmable and confirmation will be denied today. So, in the event you decide not to file a motion to dismiss and want to continue your case, you must file a modified plan by 3/25. If you don't file a modified plan, your case may be dismissed on April 1 for this reason alone.
4.On April 1st, the Court will hear both your motion to dismiss, if you file one, and the motion to dismiss or for relief from stay filed by Ravens Crest. If instead you file a modified plan, the Court will discuss that plan with you as well. "


3/3/20(mk); Debtor doc letter (#123) to court seeking to "withdraw his petition"- APPEARS TO BE REQUEST TO DISMISS CASE> Will clarify with debtor and if so can be dismissed a conf hearing.

3/2/20 (SF) Debtor requests another adjournment but creditor does not consent. (REQUEST DENIED)

AS OF 2/25/20(SF) - >>>READY HOLD 1:00 FOR 3/4/20<<<


MK-debtor requested adj to April- creditor objects- agrees to 2 weeks .


1. Need outcome of Adv. against Ravens Crest East Condo scheduled for 1/15 at 3 (JUDGE TO RESERVE DECISION) (CREDITOR TO AMEND CLAIM OR PROVIDE ORDER SETTING AMOUNT TO BE PAID)

2. Need outcome of Adv. against US Dept of ED scheduled for 1/15 at 3 (JUDGE TO RESERVE DECISION)

3. Proposes to cure Ravens Crest Condo Assoc thru plan and cram them but proposed payment is not enough to cover the claim. (NOT SURE IF THE CRAM IS AN ERROR)

4. Motion for Relief by Ravens Crest Condo Assoc re
Matter ResolvedRequest
Adjourment
2243/4/2020 1:00 pm19-17813 / CMGPRO SEMotion Relief from Stay (Fee)Continued
4/1/2020 12:00 pm

Mk- ct adj this to 4/1/20 at 12noon. Notes on conf are:"Confirmation is denied. Email to debtor from the CT."Additionally, you have expressed a desire to voluntarily dismiss your case.
1. Pursuant to FRBP 1017(f)(2), such a request must be made by motion. In light of your personal circumstances, Judge Gravelle will allow you time to file your motion
to dismiss. It must be filed by 3/11 (at latest) and made returnable for 4/1 at 12:00 p.m.
2.Ravens Crest seeks to dismiss on its own grounds. The hearing on that motion will also be adjourned to 4/1 at 12:00 p.m.
3.Your plan, as filed, is not confirmable and confirmation will be denied today. So, in the event you decide not to file a motion to dismiss and want to continue your case, you must file a modified plan by 3/25. If you don't file a modified plan, your case may be dismissed on April 1 for this reason alone.
4.On April 1st, the Court will hear both your motion to dismiss, if you file one, and the motion to dismiss or for relief from stay filed by Ravens Crest. If instead you file a modified plan, the Court will discuss that plan with you as well. "


3/3/20(mk): Debtor' letter (#123) requests to "withdraw his petition".

Adj. request denied
RH 1:00 on 3/4/20


Confirmation was adj to 3/4/20. Contested.

Debtor obj; Meadows response<<<>>>RAVENS CREST EAST AT PRINCETON MEADOWS CONDO (CUTOLO)
Matter ResolvedRequest
Adjourment
2263/4/2020 2:00 pm16-32237 / CMGJEFFREY H WARDConfirmation Hearing ScheduledConfirmedDebtor has made 22 of 41 required payments   Arrears: $723.00  Total Paid In: $34,723.00
ISSUES AS OF 2/27/2020 (DM): - Atty ok with terms.sf

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $32,300.38 PTD, THEN $1,573 x 21 STARTING 3/1/20, BASE PLAN***

9/18/19 - Adj to 12/18/19 Peremptory to resolve Lynx order, tax sale claim & confirm or dismiss.

1) MP proposes to pay late claim of Jian Yang filed by Debtor attorney - Motion to allow Trustee to pay late filed claim of Jian Yang was filed. The creditor, Jian Yang, has objected to the motion. The motion is currently scheduled for 1/15/20 - need outcome (GRANTED - ORDER ENTERED 1/21/20).

2) Lynx Asset MFR was marked OTBS on 8/21/19 - no order has been submitted (ORDER ENTERED 1/28/20 - NO IMPACT ON PLAN).

3) Case was confirmed paying Lynx Asset $36,277.78 on its claim - MP only proposes $12,519.30 but Trustee has already paid $29,498.77 (TRUSTEE WILL SET UP $6,779.01 BALANCE TO BE PAID IN ACCORDANCE WITH THE CONFIRMED PLAN).


Confirmed Case: $850.01 x 60, Base Plan
Prop. MP: Ptd, $1,572.96 x 28 start 8/1/19, Base Plan
PTD = $32,300.38
Last Claim (9-1) dated 7/11/19
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes