Judge Christine M. Gravelle
Hearing Date: 3/3/2021
Hearing Count: 138
Last Updated: 03-03-2021 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
13/3/2021 9:00 am14-19749 / CMGAllen I. Gorski, Esq.Motion Reopen Ch. 13 Case (fee)Order to be Submitted
Motion granted ast to Oak Liens- OTBS

MK: WILL NEED JUDGE; 12:00 on 3/3/21

2/24/21(mk)emailed atty for update on status- PER ATTY- HE INTENDS TO PROCEED W/SANCTIONS AGAINST OAK LIENS ONLY & NOT TRYKO OR CITY OF TRENTON

2/1/21(mk): atty email:: I will submit request for adjournment as to Trenton and Oak Liens and withdraw as to Tryko

Hold for Judge at 2:00on 2/3/21

City of Trenton obj (Goldenberg Mackler)<>MTN TO REOPEN, DISCHARGE MTG OF RECORD AND FOR SANCTIONS FOR VIOLATION

>Sanctions vs. Oak Liens & City Of Trenton; to discharge & cancel Tax Sale Cert

Mk: WILL NEED JUDGE dues to sanctions( Payment of debtor's atty fees)ge & Cancel Tax Sale cert
Matter ResolvedRequest
Adjourment
23/3/2021 9:00 am15-26060 / CMGPAUL H YOUNGMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $19,730.00
2/25/21: Second Cert of Service filed- OK

2/24/21(mk) in reply to my email atty says they did serve SBA etc when they received Tr obj. Will file the amended POC

MTN FOR DEBTOR TO INCUR DEBT(SBA Loan)

>.TR obj.: failed to serve SBA
Matter ResolvedRequest
Adjourment
33/3/2021 9:00 am16-21633 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $16,194.00
2/22/21(mk): Made payment Now recap is PTD $ 16,194.40 (56 mos) then $393 x 4 begin 3/1/21- email to atty- OK TO TERMS


Debtor obj, made pymt<>PLAN WILL NOT COMPLETE TIMELY DUE TO $2,850 SUPP FEES
Matter ResolvedRequest
Adjourment
43/3/2021 9:00 am16-24581 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $44,588.00
Debtor obj making pymt requests recap<> ARREARS $3,028 as of 2/26/21

>>2/26/21(mk) last payment posted was 2/5/21; REcap now is $44,588(55mos) PTD Then 1,676 x 5 begin 3/1/21. email to atty- OK TO TERMS
Matter ResolvedRequest
Adjourment
63/3/2021 9:00 am16-25935 / CMGWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
4/7/2021 9:00 am
Total Paid In: $23,209.00
mk: adj to 4/7/21 to be current

Debtor obj, made pymt<>SANTANDER ( Brock & Scott)
re: order 8/30/19


3/2/21:Tr ARREARS $2,390. (Included credit for payment $650 posted 3/1/21.)

Tr Motion 3/17/21
Matter ResolvedRequest
Adjourment
53/3/2021 9:00 am16-25935 / CMGWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
4/7/2021 9:00 am
Total Paid In: $23,209.00
mk: adj to 4/7/21 to be curren

Debtor obj, made pymt/misapplied<>SANTANDER (Brock & Scott) re: order 7/5/18

TR ARREARS $2,343 as of 2/24/21 TR motion 3/17/21
Matter ResolvedRequest
Adjourment
73/3/2021 9:00 am17-12558 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $14,845.00
>> MP on 3/3/21- Confirmed<

1/26/21(mk: MP (#121) filed. ON 3/3/21. seeking LM(w/citi/US bank) outside plan w/in 3 mos of conf. 2nd mtg was cram and reclassified as unsecured per 12/13/17 Order.

AMT: MP 1/20/21 denied; MP to be filed w/i 14 days >> ISSUES/OBJECTIONS<<

12/14 AMT: MP FILED 11/16-no hearing date scheduled; EMAILED CHAMBERS FOR HEARING DATE<<<>>>

Debtor obj, filing MP<>FAILED TO LM BY 7/14/20
Matter ResolvedRequest
Adjourment
83/3/2021 9:00 am17-14156 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/7/2021 9:00 am
Total Paid In: $15,503.00
MK: adj to 4/7/21 for debtor to be current.

Debtor obj<>ARREARS $2,184 as of 3/2/21. Last pay 10/1/20

mk: per opp'n was to pay $700 before hearing and cure in 60 days
Matter ResolvedRequest
Adjourment
93/3/2021 9:00 am17-16819 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/17/2021 9:00 am
Total Paid In: $11,099.00
As of 3/2/21(mk): ARREARS 3,666.32. Last payment for $560 posted 3/1/21. Debtor making more payments & may have job offer


>>mk: Atty email says debtor Covid affected- moved and did not receive papers and firm had invalid email for her RS got her on telephone. She may either file COVID extension or convert to Ch 7. Motion adj 30 days and atty will advise which path
Matter ResolvedRequest
Adjourment
103/3/2021 9:00 am17-19510 / CMGLEE M PERLMAN, ESQMotion Reopen Ch. 13 Case (fee)Granted
CERT IN SUPPORT OF DISCHARGE/ED CERT
Matter ResolvedRequest
Adjourment
113/3/2021 9:00 am17-19797 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/7/2021 9:00 am
Total Paid In: $32,870.00
MK: Filing MP to surrender auto per SV


Debtor obj, filing MP<>ARREARS; NEEDS TO ADDRESS SANTANDER PER PLAN CLM AND STAY VACATE

2/26/219mk): Arrear cured. Needs to address remaining issues above.
Matter ResolvedRequest
Adjourment
123/3/2021 9:00 am17-23334 / CMGSTEVEN J ABELSON, ESQMotion Relief from Stay (Fee)Continued
4/7/2021 9:00 am
Total Paid In: $23,572.00
Debtor obj<>SELECT PORTFOLIO (MILSTEAD & ASSOC)
Matter ResolvedRequest
Adjourment
133/3/2021 9:00 am17-25861 / CMGSTEVEN J ABELSON, ESQMotion Dismiss CaseGrantedTotal Paid In: $15,310.00
DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
143/3/2021 9:00 am17-25899 / CMGLAURENCE R SHELLER, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $43,990.00
PRESTIGE FINANCIAL (SCHILLER, KNAPP)

>>Debtor Opp'n (WITHDRAWN) on 2/17/21
Matter ResolvedRequest
Adjourment
153/3/2021 9:00 am17-28430 / CMGDaniel Straffi, Esq.Trustee Certification of DefaultContinued
4/7/2021 9:00 am
Total Paid In: $26,670.00
Mk: adj to 4/7/21 to be current

Debtor obj, can make pymt<> ARREARS $6,845.50 as of 3/2/21. Last payment( 1/2 of reg. payment amt. )posted 2/16/21. Case was recapped 8/2020 and debtor not made a full payment since then.

>> Opp'n says can cure arrears by April.

Any recap has to have EWage.
Matter ResolvedRequest
Adjourment
163/3/2021 9:00 am17-30088 / CMGLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $19,247.00
MK: per Atty -debtor unable to cure-letting case go

As of 2/24/21(mk):ARREARS $3,513. last pay 9/20/20
Matter ResolvedRequest
Adjourment
173/3/2021 9:00 am17-33193 / CMGCHARLES C. BERKELEY, ESQUIREMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $25,004.00
2/9/21 AMT: HUD RECEIVED/PENDING CLOSING AUDIT<<>>

FAILED TO TURN OVER HUD
Matter ResolvedRequest
Adjourment
183/3/2021 9:00 am17-34750 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $13,799.00
SV/BOA; ARREARS 2,225 as of 3/2/21. last pay 12/15/20
Matter ResolvedRequest
Adjourment
193/3/2021 9:00 am17-35354 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $18,700.00
1/28/21(mk): MP 3/3/21>> HR<<

12/28/20(mk): Sale to close 12/31/20. 10,000 to Tr & will send HUD when done & will file MP to address remaining amts to be pd thru plan. sale was delayed due to tile issues




Debtor obj<>FAILED TO SELL FREDERICK PLACE BY 7/31/20; ORDER AUTHORIZING SALE WAS ENTERED 9/3/20 BUT NO HUD OR N/E PROCEEDS PROVIDED
Matter ResolvedRequest
Adjourment
223/3/2021 9:00 am18-10553 / CMGJustin M. Gillman, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
3/17/2021 9:00 am
Total Paid In: $12,175.00
JUDGE TO HEAR AT 2:00PM ON 3/17/21.


1/22/21(mk): MOTION TO SELL- ON 3/3/21-

1/15/21(mk); Atty email:We have entered a Contract to Sell Shares and we will be adjourning our Motion and Poly Objection to a date to coincide with hearing on Motion to Sell Poly Shares. Expect that to be filed next week with Notice of Private Sale so needs time .

1/14/21: Working on resolving

>>>MTN TO SET PUBLIC AUCTION /APPROVE BIDDING PROCEDURES OF POLYORGANIC SHARES FOR 3/8/21 TO 3/10/21

>>Objection by Polyorganic Corp Shareholders

Matter ResolvedRequest
Adjourment
213/3/2021 9:00 am18-10553 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/17/2021 9:00 am
Total Paid In: $12,175.00
Judge to hear 3/17/21 at 2:00PM


MP on for 4/7/21


1/15/21(mk); Atty email:We have entered a Contract to Sell Shares and we will be adjourning our Motion and Poly Objection to a date to coincide with hearing on Motion to Sell Poly Shares. Expect that to be filed next week with Notice of Private Sale so needs about 30days.


1/14/21: Motion to Approve Bidding procedures on for 1/20/21. Working on resolving that

11/15/20: Auctioneer appt. waiting for sale date.

Debtor obj<>FAILED TO TURN OVER NON-EXEMPT PROCEEDS FROM PRIVATE SALE OF POLYORGANIC STOCK BY 6/30/20 OR IN THE ALTERNATIVE FROM A PUBLIC SALE BY 9/30/20; FAILED TO FILE A REPORT BY 9/1/20 REGARDING STATUS OF AN AUCTION
Matter ResolvedRequest
Adjourment
203/3/2021 9:00 am18-10553 / CMGJustin M. Gillman, Esq.Motion SellContinued
3/17/2021 9:00 am
Total Paid In: $12,175.00
adj to 3/17/21 at 2:00PM


3/3/21: CT Adj to 3/17/21: Straffi to provided details by 3/15/21 if he has higher offer.
Then bidding on record..
Debtor atty to provide details to Tr as to procedures if there is another offer.


JUDGE TO HEAR AT 1:00PM ON 3/3/21.


Michelle Hyers/Mason obj ( Sraffi); Polyorgani reply (Rosen)<>15 SHARES OF POLYORGANIC

Tr Objection: re: auctioneer commission & awaiting further info/clarification on company financials
Matter ResolvedRequest
Adjourment
233/3/2021 9:00 am18-17695 / CMGCANDYCE I SMITH-SKLAR, ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $23,660.00
Debtor obj, will make pymt<>SANTANDER ( Brock & Scott)
Matter ResolvedRequest
Adjourment
243/3/2021 9:00 am18-18267 / CMGTHEODORE M COSTA, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/17/2021 9:00 am
Total Paid In: $28,527.00
MK : contact atty NS


As of 3/2/21:ARREARS $4,383. There was recent paymt $3000 posted on 2/3/21.
Matter ResolvedRequest
Adjourment
253/3/2021 9:00 am18-24359 / CMGSTEVEN D PERTUZ, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $37,200.00
AMT: MP 3/3< HR<>>

mk: MP ON 2/17/21>>ISSUES/NEEDS RESOLUTION>> GUCS have been pd 100% NEED STAY REINSTATED AS TO CITIBANK(SV 2/8/21) & PAY ARREARS PENDING LM

extends Loss mt to 4/2021 due to covid-adds arrears from MFR resolution.

RESOLVE OR HOLD

12//31/20: NEED STATUS OF LM

11/16/20 mk:lender requested more docs- due tomorrow

10/6/29(mk): atty says lm still pending. Lender request for updated docs- adj 1 more time to 11/18/20 PEREMPTORY

AS of 9/25/20(mk): Order #56 resolving MFR says LM by 9/1/20 or MP to surrender RE of cure arrears-STATUS?

>>NEED STATUS OF LM<<8/18/20:Atty says LM review still pending & he has CO circulating w/ creditor on MFR. Needs more time

1.NO Order has been submitted for the 7/15/20 Stay motion.
2.Order granting extension of Loss Mit on 6/4/20. Has date of extension 1 day to 6/5/20???
3. Notice of Mtg Forbearance filed 8/10/20. No payments from 7/31/20- 10/29/20. Payments resume
10/30/20. Current paymt amt $3,775.48


Prior Notes:
LossMit only extended to 6/5/20 by order 9#52). WHAT IS STATUS?

5/28/20(mk):atty email -needs adj due to family issues. Told him to upload request. Complete LM package uploaded & has filed extension application-obj deadline is 6/3/20.

4/5/20(mk); emailed atty for status. reply is filing for extension today & docs uploaded to portal today.Debtor in Hotelbusiness so been affected.

3/13/20(mk): NEED STATUS OF LM.

1/24 AMT: LOSS MIT NOW EXT 3/5/20<<<>>>

12/4/19: debtor had health issues- now application is in & being reviewed- appl to extend has been filed


Debtor obj<>FAILED TO LM BY 5/31/19, EXTENDED LOSS MIT EXPIRED 6/21/19
Matter ResolvedRequest
Adjourment
263/3/2021 9:00 am18-24911 / CMGJonathan Stone, Esq.Motion Relief from Stay (Fee)Continued
3/17/2021 9:00 am
Total Paid In: $11,304.00
Debtor obj, selling home<>SELECT PORTFOLIO (FEIN, SUCH)


TR Motion on 3/3/21.
Matter ResolvedRequest
Adjourment
273/3/2021 9:00 am18-24911 / CMGJonathan Stone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/17/2021 9:00 am
Total Paid In: $11,304.00
3/2/21(mk); Listing agreement uploaded today

1/28/21: Debtor now current. adj requested to list prop & file MP

Debtor obj, making pymt; selling home<> FAILED TO FILE MP WITHIN 14 DAYS OF 9/16/20 ORDER #47; FAILED TO REFINANCE BY 11/14/19; ARREARS

>>MFR on 3/3/21- contested

Matter ResolvedRequest
Adjourment
283/3/2021 9:00 am18-25119 / CMGMICHAEL L DETZKY, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $45,945.00
2/4 AMT: Arrears pif/plan will complete timely (atty advised)<<>>

ARREARS
Matter ResolvedRequest
Adjourment
293/3/2021 9:00 am18-26865 / CMGThomas J Orr Motion Relief from Stay (Fee)Moot - DismissedTotal Paid In: $17,300.00
WELLS FARGO BANK (MORTON)

Case was dismissed on 2/17/21.
Matter ResolvedRequest
Adjourment
303/3/2021 9:00 am18-27937 / CMGPHILLIP L LUCAS ESQMotion Relief from Stay (Fee)Continued
4/7/2021 9:00 am
Total Paid In: $13,209.00
3/2/21: trying to resolve.

2/24/21(mk) emailed atty for status. (Richard Gerbino,esq. now for Schiller Knapp

1/29/21(mk): Need status- emailed both counsel

1/18/21(mk): creditor wants to adj as Debtor made payment and wants CO

COMMUNITY LOAN (SCHILLER, KNAPP- J. Devine, esq.)
MFR on Home

>MK: THERE WAS NO OPP'N FILED
Matter ResolvedRequest
Adjourment
313/3/2021 9:00 am18-29740 / CMGBrian F. O'Malley Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $24,379.00
Debtor obj<>ALLY CAPITAL (LAVIN, CEDRONE, GRAVER)
Matter ResolvedRequest
Adjourment
323/3/2021 9:00 am18-30393 / CMGEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/7/2021 9:00 am
Total Paid In: $27,381.00
ARREARS $9,149

2/23/21: G. Roth substituted in as counsel for P Moscatello on 2/19/21. Needs to MP due to Covid.
Will upload adj request and make 1,000 pyment.
Matter ResolvedRequest
Adjourment
333/3/2021 9:00 am18-30935 / CMGRobert Manchel, Esq.Motion Relief from Stay (Fee)Continued
3/17/2021 9:00 am
Total Paid In: $16,651.00
3/1/21(mk):atty says still waiting for creditor reply if they will offer debtor's a LM. WANTS ANOTHER ADJ- told him can give him 2 weeks & has consent form M Cozzini.

2/11/21: STATUS? IS THIS RESOLVED? >.Atty reply- creditor atty waiting for confirmation from client that they rec'd debtor's final trial LM Payment& will offer perm LM

1/15/21:Adj requested: wants 30 days for NewRez to confirm approval of LM. Last payment on trial was Dec.



SHELLPOINT MTG (STERN LAVINTHAL & FRANKENBERG)

Debtor opp'n filed- in a trial LM- says will include Post pet arrears ...?
Matter ResolvedRequest
Adjourment
343/3/2021 9:00 am18-33956 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/17/2021 9:00 am
Total Paid In: $11,558.00
MP (#27) ON FOR 3/17/21.

Debtor obj, filing MP (covid)<> ARREARS
Matter ResolvedRequest
Adjourment
353/3/2021 9:00 am18-34447 / CMGKirsten B. Ennis Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $16,142.00
2/23/21(mk): RESOLVED:OTBS - Debtor to cure arrears directly by 3/24/21

Debtor obj<> REVERSE MORTGAGE SOLUTIONS (Robertson)
Matter ResolvedRequest
Adjourment
363/3/2021 9:00 am18-34908 / CMGDAVID S WALTZERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $14,300.00
ARREARS $5,950 as of 3/2/21. last pay 9/21/20.
Matter ResolvedRequest
Adjourment
373/3/2021 9:00 am19-10124 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
ARREARS 3,760 as of 2/24/21. last pay 9/1/20
Matter ResolvedRequest
Adjourment
383/3/2021 9:00 am19-11108 / CMGKirsten B. Ennis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/21/2021 9:00 am
Total Paid In: $42,000.00
ARREARS

>>Debtor paid a portion of arrears - can be current by begin April
Matter ResolvedRequest
Adjourment
393/3/2021 9:00 am19-15753 / CMGHERBERT B RAYMOND ESQMotion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $7,530.00
Debtor obj<>RUSHMORE LOAN MTGMNT (FRIEDMAN VARTOLO)

2/26/21(mk); CO submitted to Chambers on today
Matter ResolvedRequest
Adjourment
403/3/2021 9:00 am19-16775 / CMGJoel R. Spivack, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $14,375.00
2/25/21(mk); Order submitted to chambers today

Debtor obj<>U.S BANK NAT'L ASSOC (KML)
Matter ResolvedRequest
Adjourment
413/3/2021 9:00 am19-17487 / CMGJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Continued
3/17/2021 9:00 am
Total Paid In: $23,820.00
adj request filed w/ CT by mistake. Emailed creditor atty office- 2 weeks

RAVENS CREST EAST CONDO (CUTOLO BARROS)

Debtor obj.-says has made all PP payments.
Matter ResolvedRequest
Adjourment
423/3/2021 9:00 am19-19078 / CMGKarina Pia Lucid Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $38,967.00
AR NOTE LENDER REVIEWING ACCT AND WILL ADVISE IF RESOLVED
3/2/21: sent email for status.( J. Morton waiting for word from client)

SANTANDER (MORTON)

Debtor obj.- says up to date w/ payments - only Feb payment due & will be pd. 2/28/21
Matter ResolvedRequest
Adjourment
433/3/2021 9:00 am19-19290 / CMGWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultTrustee OrderTotal Paid In: $2,400.00
Debtor obj, requests recap<> ARREARS $838- email to atty

Plan was recapped 9/2020 and no payment made since then. Should make a payment but if not the recap is below.


2/24/21(mk): Recap is $2,400 PTD(21 mos) Then $237 x 39 begin 3/1/21. >>atty ok to terms
Matter ResolvedRequest
Adjourment
443/3/2021 9:00 am19-21588 / CMGSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $5,650.00
Debtor obj<>FOXMOOR TOWNHOME ASSOC (HILL WALLACK)

MP #59 on for 3/17/21
Matter ResolvedRequest
Adjourment
453/3/2021 9:00 am19-21760 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $13,905.00
Debtor obj, making pymts<> ARREARS 2,679 as of 3/1/21. Last pay 1/22/21.

Feb recap: $13,905 PTD ( 20 mos )Then $936 x 40 begin 3/1/21 . Atty ok to terms.

Matter ResolvedRequest
Adjourment
463/3/2021 9:00 am19-22703 / CMGSCOTT D SHERMAN ESQCreditor Certification of DefaultContinued
4/7/2021 9:00 am
Total Paid In: $7,775.00
Debtor obj, making pymts<> SLS ( Stewart LEgal)
Matter ResolvedRequest
Adjourment
473/3/2021 9:00 am19-24219 / CMGBRIAN D WINTERS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $10,166.00
As of 3/2/21(mk):ARREARS $5,474. last pay 8/5/20.
Matter ResolvedRequest
Adjourment
483/3/2021 9:00 am19-25044 / CMGMelinda D Middlebrooks, EsqMotion Relief from Stay (Fee)WithdrawnTotal Paid In: $38,381.00
JPMORGAN CHASE BANK (ROBERTSON, ANSCHUTZ)

Debtor obj. says current through 2/28/21
Matter ResolvedRequest
Adjourment
493/3/2021 9:00 am19-27489 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/21/2021 9:00 am
Total Paid In: $3,722.00
mk: per atty had to W/D MP- it was error- will file new one

>>MP on 3/3/21- REC DENIAL<<

1/29/21(mk): email to Atty, RS for status- MP filed today surrenders RE. MP hearing 3/3/21

adj to 2/3/21

AS OF 11-27 NO MP FILED AND SV by PHH/HSBC on 11-19

Debtor obj, filing MP to extend deadline; providing 2019 tax ret<>FAILED TO MP BY 7/31/20;

FAILED TO PROVIDE 2019 TAX RETURN--AR 2019 RETURN SUBMITTED
Matter ResolvedRequest
Adjourment
503/3/2021 9:00 am19-30310 / CMGDaniel Straffi, Esq.Motion Relief from Co-Debtor StayContinued
4/7/2021 9:00 am
Total Paid In: $6,000.00
LAKEVIEW LOAN (SCHILLER, KNAPP, LEFKOWITZ)

>>Debtor opp'n. recap arrears into plan. & debtor seeking 30 days to get a loss mit pack submitted. MP(#23) filed 12/29/20. seeks LM 7/1/21 or SALE of RE by 12/1/21 and 100%

MP on 3/3/21: NEEDS RESOLUTION OF ISSUES
Matter ResolvedRequest
Adjourment
513/3/2021 9:00 am19-30310 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/7/2021 9:00 am
Total Paid In: $6,000.00
MP on 3/3/21<>>

>FYI the MFR(docket #21) was adj from 2/3/21 to 3/3/21- working on resolving

Debtor obj, on 12/29/20 filed MP(#23)* on for 2/3/21<>FAILED TO COMPLETE LM BY 4/1/20; EXTENDED LOSS MIT EXPIRED 5/6/20

*MP seeks LM by 7/1/21 or Sale of RE by 12/1/21
Matter ResolvedRequest
Adjourment
523/3/2021 9:00 am19-30782 / CMGPaola D. Vera, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $14,550.00
ORIENTAL BANK (MAURICE WUTSCHER)

Mk; this motion is on RE in Puerto Rico
Matter ResolvedRequest
Adjourment
533/3/2021 9:00 am19-30782 / CMGPaola D. Vera, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $14,550.00
Debtor obj<>NEWREZ/SHELLPOINT (PINCUS LAW)
Matter ResolvedRequest
Adjourment
03/3/2021 9:00 am19-30782 / CMGPaola D. Vera, Esq.Certificate of ConsentOrder Previously SubmittedTotal Paid In: $14,550.00
Matter ResolvedRequest
Adjourment
543/3/2021 9:00 am19-30863 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,000.00
3/2/21(mk) atty email- had no contact w/ client- ok to Dismiss.

Debtor obj, considering converting to ch 7(WITHDRAWN)<>

ARREARS are $6,161 as of 2/12/21 last pay 6/16/20; FAILED TO LM BY 9/10/20; FAILED TO FILE CONS ORDER WITH CREDITOR, ALLISON FOY, W/I 30 DAYS OF 8/7/20 CONF
Matter ResolvedRequest
Adjourment
553/3/2021 9:00 am19-31145 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $14,117.00
3/2/21: OTBS: MP to cure arrears.

Debtor obj<>TOYOTA MOTOR (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
563/3/2021 9:00 am19-31620 / CMGNICHOLAS FITZGERALD, ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $13,899.00
3/2/21:Order submitted to Chambers today

Debtor obj<>PENNYMAC LOAN (POWERS)
Matter ResolvedRequest
Adjourment
573/3/2021 9:00 am19-31624 / CMGGary D. HoffmanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/17/2021 9:00 am
Total Paid In: $3,000.00
3/2/21: no payment on 3/3/21- adj 2 weeks to be current.

2/26/21: Atty email reply says debtor made payment in full yesterday . see if posts then W/d

2/25/21: LM Granted- Arrears as of today $596.70- email to Atty
Recap $2,999.72 PTD(15 mos) Then $367 x 45 Begin 3/1/21.

2/11/21(mk): Motion to Approve LM filed- obj date is 2/24/21. Will adj this motion to 3/3/21 and the W/D when LM motion granted- ALSO TR ARREARS AS OF TODAY $596.70

1/14/21(mk): Need Status of LM. Atty reply: Got LM - needs to make motion to approve it

Debtor obj, filed extension<>FAILED TO OBTAIN LM BY 7/31/20

>>Atty email debtors have Trial LM & will get final by end of Jan
Matter ResolvedRequest
Adjourment
583/3/2021 9:00 am19-32179 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $7,700.00
PER ATTY- LETTING CASE GO

As of 3/2/21(mk) ARREARS $7,976. last pay 8/27/20
Matter ResolvedRequest
Adjourment
593/3/2021 9:00 am19-32597 / CMGYAKOV RUDIKHMotion Relief from Stay (Fee)Continued
4/7/2021 9:00 am
Total Paid In: $6,936.00
CAPITAL ONE AUTO (MESTER & SCHWARTZ)

creditor req. to adj to 4/7/21: discussing settlement
Matter ResolvedRequest
Adjourment
603/3/2021 9:00 am19-32922 / CMGMelinda D Middlebrooks, EsqMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,193.00
Debtor obj, made pymt<>ALLY CAPITAL (LAVIN, CEDRONE)
Matter ResolvedRequest
Adjourment
613/3/2021 9:00 am19-33564 / CMGCHARLES D WHELAN, IIIMotion Relief from Co-Debtor StayContinued
3/17/2021 9:00 am
Total Paid In: $17,052.00
Debtor obj<>SELECT PORTFOLIO (MILSTEAD & ASSOC)
Matter ResolvedRequest
Adjourment
623/3/2021 9:00 am20-10028 / CMGLEE M PERLMAN, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $8,679.00
BANK OF AM (STERN LAVINTHAL)

3/2/21(mk): OTBS:Debtor will cure post-petition arrears of BOA in Chapter 13 Plan; it is debtor's intention to file a MP. Creditor's counsel is obtaining the current amount of the delinquency.


2/2/21(mk):debtor atty email.Trying to reach creditor counsel to agree to adj and resolve. Mtg payments in question in the MFR were addresses in 180 day forbearance(#24) for period 7/1/21- 12/1/20. Payments to resume 1/1/21.



Matter ResolvedRequest
Adjourment
633/3/2021 9:00 am20-11853 / CMGBRUCE W RADOWITZ ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $30,552.00
ALLY FINANCIAL (LAVIN, CEDRONE)
Matter ResolvedRequest
Adjourment
653/3/2021 9:00 am20-11917 / CMGTHEODORE SLIWINSKI ESQMotion Relief from Stay (Fee)DeniedTotal Paid In: $5,453.00
3/3/21: Motion denied- debtor has pd post pet maintenance fees &Judge had issue w/ atty fees of creditor. Judge will review and cut fees

Debtor response ; creditor atty cert for fees<>SOCIETY HILL EAST II CONDO (CUTOLO BARROS)

TR arrears 5,310. LAST PAY 12/10/20- TR Motion on 3/3/21
has not filed pre conf cert by 5/21/20

Matter ResolvedRequest
Adjourment
643/3/2021 9:00 am20-11917 / CMGTHEODORE SLIWINSKI ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/5/2021 9:00 am
Total Paid In: $5,453.00
MK: atty says needs 45 days to catch up-adj 4/21/21

Debtor obj<>ARREARS; FAILED TO FILE PRE-CONF CERT BY 5/21/20

arrears as of 3/2/21 $5,310. Last pay 12/10/20.

>>Recap is $5,453 PTD then 997 x 47 begin 4/7/21- not feasible
Matter ResolvedRequest
Adjourment
663/3/2021 9:00 am20-11935 / CMGKarina Pia Lucid Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $15,553.00
2/19/21: Payment posted. Recap is $15,553.35(12 mos) PTD Then $2,701 x 48 Begin 3/1/21. - ATTY OK TO TERMS


2/12/21: ARREARS NOW $15,102. Atty email w/ proof of 6,000 certified checked sent 2/10/21 to trustee- they want a RECAP - bad track record for payments. last pay 8/14/20

The 6,000 not posted as of 2/16/21. Income is all soc sec & pension



Matter ResolvedRequest
Adjourment
673/3/2021 9:00 am20-13965 / CMGDavid L. Stevens Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
5/5/2021 9:00 am
Total Paid In: $5,500.00
CMG to schedule evidence hearing of debtor & creditor & a date will be set via zoom or live testimony. Tr will set up claim and reserve payment pending decision on claims motion. CMG ordering debtor pay 125,000 from debtor over to D. Stevens to be held in trust acct. D. Stevens to email parties as to funds status.

HOLD FOR JUDGE AT 2:00 (dues to creditor atty conflict at 12.- emailed chambers to let Mike know.

Creditor response ( Castelluci)<>DEBTOR MTN TO EXPUNGE CLM #11/ ZACHARY GINDI


AMT: STATUS CHANGE #74 IS W/D;HEARING TO PROCEED<<>>>
>CREDITOR FILED OPP'NTO MOTION TO EXPUNGE

2/16/21:Atty submitted yet another revised order w/ correct name of creditor

2/1/21(MK): revised Order submitted names proper creditor in tilte of Order- OK- see if creditor objects.

1/29/21(mk):TR Limited Objection: Needs revised Order named proper creditor in title of order
Matter ResolvedRequest
Adjourment
683/3/2021 9:00 am20-14384 / CMGANDREW G. GREENBERG, ESQ.Motion Relief from Co-Debtor StayContinued
4/7/2021 9:00 am
Total Paid In: $4,661.00
3/2/21:ADJ request was uploaded and filed for adj to 4/7/21. Thereafter there was an Order submitted on the motion that resolved it . So mark the 4/7/21 hearing Order prev. submitted.

1/18/21(mk): creditor want a adj to work out consent Order.

Debtor Opp'n>>LAKEVIEW LOAN/M&T BANK (SCHILLER, KNAPP, LEFOWITZ- atty Richard Gerbino, esq)

12/15/20:Creditor will request an adj. to allow time to get a payment history. Debtor atty consents to the adjournment.

Matter ResolvedRequest
Adjourment
693/3/2021 9:00 am20-14384 / CMGANDREW G. GREENBERG, ESQ.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,661.00
Trying to resolve.

SANTANDER CONSUMER (MORTON)

late opp'n filed by debtor
Matter ResolvedRequest
Adjourment
703/3/2021 9:00 am20-14542 / CMGPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $1,000.00
AMT: MP FILED 3/3 >> HR<<>

Debtor obj, filing MP<>FAILED TO LM BY 11/15/20
Matter ResolvedRequest
Adjourment
713/3/2021 9:00 am20-17313 / CMGJOHN ZIMNIS, ESQMotion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $3,000.00
2/23/21(mk): CO submitted to chambers today

Debtor obj<>SPECIALIZED LOAN (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
723/3/2021 9:00 am20-19199 / CMGANDREW G. GREENBERG, ESQ.Motion Relief from Co-Debtor StayContinued
4/7/2021 9:00 am

3/3/21(mk): CO circulating that rolls in post pet arrears $7,444.49 & Req. Mp w/im 14 days.

3/2/21(mk): debtor atty says debtor can't do the add'l proposed payment- asked creditor atty if can roll post pet arrears into plan. Creditro atty( P Raymond)needs time to review & discuss w/ Client


2/24/21(mk): Creditor sent CO to debtor atty for review & signature


Debtor obj<>U.S. BANK NAT'L ASSOC (McCALLA RAYMER)

>Conf on 3/17/21 & Motion to Modify Claim of IRS on 4/7/21
Matter ResolvedRequest
Adjourment
733/3/2021 9:00 am20-19594 / CMGKurt E. Reinheimer, Esq.Motion Relief from Co-Debtor StayGrantedTotal Paid In: $6,446.00
SPECIALIZED LOAN (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
743/3/2021 9:00 am20-19951 / CMGRUSSELL L LOW, ESQObjection to Debtor's Claimed ExemptionsWithdrawn
2/13/21(mk: amended C filed. now takes $2,022 under (d)(5)- OK
CAN W/D THE TR OBJECTION

TRUSTEE OBJ TO AMD SCH C DOC #27/100% CLAIMED UNDER 522(d)(1)

>>CONF ON 3/3/21>
Matter ResolvedRequest
Adjourment
753/3/2021 9:00 am20-20931 / CMGMICHAEL P OTTO ESQMotion Relief from Stay (Fee)Continued
3/17/2021 9:00 am

3/3/21: adj to MP on 3/17/21 for settlement to be finalized.

Judge To hear this at 2:00 w/ Adv Pro. Summary Judgment Motion

Debtor obj<>NR DEED (RAYMOND M PATELLA/KRAEMER BURNS)


MP on 3/17/21; Settlement is RE sold by 5/15/21 and case is 100%
Matter ResolvedRequest
Adjourment
773/3/2021 9:00 am20-21456 / CMGROBERT C NISENSON ESQMotion Prospective ReliefContinued
5/5/2021 9:00 am

Debtor obj, filing MP( ON FOR 3/3/21)--NEEDS RESOLUTION OF ISSUES--

<>MOTION FOR PROSPECTIVE RELIEF BY SOURCE ENTERPRISES (PELLEGRINO & FELDSTEIN)
Matter ResolvedRequest
Adjourment
763/3/2021 9:00 am20-21456 / CMGROBERT C NISENSON ESQMotion Sell Free and Clear of Liens under 363(f) (FEE)Withdrawn
City of Plainfield obj (Bonchi)<>314-322 E. 4TH ST

>>1/25/21(mk) TR Limited obj. > as long as TR receives proceeds to pay of at 100% -OK
Matter ResolvedRequest
Adjourment
783/3/2021 9:00 am20-21801 / CMGMARK R SILBER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/7/2021 9:00 am

AMT: MP 4/7 ***

AR NOTE MK TRYING TO REACH OUT TO ATTY AGAIN
Atty filed obj<>FAILED TO FILE FEASIBLE PLAN WITHIN 14 DAYS OF 1/6/21

His objection at 333 says he needs 30 days which would be 3/17/21
Matter ResolvedRequest
Adjourment
793/3/2021 9:00 am20-21801 / CMGMARK R SILBER, ESQMotion Extend TimeWithdrawn
MK; marked w/d - Plan filed and on for 4/7/21

MTN TO EXTEND TIME TO FILE AMD PLAN
Matter ResolvedRequest
Adjourment
803/3/2021 9:00 am20-22234 / CMGRUSSELL L LOW, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder to be Submitted
2/25/21(mk) Atty to submit a revised order the Modified claim #21 from a secured claim to an unsecured claim and will be treated like other gucs per terms of confirmed plan.

MTN TO EXPUNGE CLM #21( For solar Panels) says MP (#19 surrenders the collateral)

POC filed as secured #9,069.69 (lien perfection on solar panels)

>>TR Objection: Order is not good- lang says- that claim no. 21 filed by Digital Federal Credit Union is hereby modified-

mk: Modified to what? Unsecured or is it expunged?
Lets' see what opp'n creditor files
Matter ResolvedRequest
Adjourment
813/3/2021 9:00 am20-23153 / CMGSTEVEN J ABELSON, ESQMotion Dismiss CaseMoot - Dismissed
Moot - Case previously dismissed on Tr Motion on 2/17/21



DEBTOR MTN TO DISMISS
Matter ResolvedRequest
Adjourment
823/3/2021 10:00 am17-11838 / CMGRICHARD J PEPSNY, ESQ.Confirmation Hearing on Modified PlanContinued
4/7/2021 10:00 am
Debtor has made 45 of 50 required payments   Arrears: $973.00  Total Paid In: $43,395.00
AS OF 3/2/2021 (at):

1. Need a fee application for the $565 in attorney's fees in the modified plan. (HAS NOT BEEN FILED)

2. Need HUD from sale of 7 Sherman Court, Manalapan. (RECEIVED - NO FUNDS TO DEBTORS FROM THIS SALE)

3. Need an amended claim from Specialized Loan Servicing if loan was paid off through the sale of residence. (AMENDED CLAIM HAS NOT BEEN FILED)

4. Need updated proof of income. (NOT RECEIVED)

5. Need amended I and J. (REVIEWED AMENDED I AND J FILED ON 10/5/20 - $505 FOR UTILITIES (NEED PROOF), $1,500/MINTH FOR FOOD FOR A FAMILY OF FOUR IS EXCESSIVE, $2,350/MONTH FOR EDUCATION/CHILD CARE (NEED PROOF), $550/MONTH FOR CAR INSURANCE FOR TWO CARS WHEN IT WAS ORIGINALLY $255/MONTH (NEED A BILL)

MP proposes: $975 x 44 beginning 2/1/2017, $535 x 16 beginning 2/1/2021, base
Arrears: $0
(The plan is being amended to eliminate the balloon payment that was previously required to satisfy Wells Fargo, and to reduce the trustee payment from $975 to $535 for the remaining 16 months of the Plan on account of the debtors amended budget following the sale of their residence.)
Matter ResolvedRequest
Adjourment
833/3/2021 10:00 am17-12558 / CMGROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 40 of 49 required payments   Arrears: $0  
Total Paid In: $14,845.00
AS OF 3/3/21 (SF) UPDATED

RECOMMEND $14,845 PTD, $380 X 11 (BEGIN 4/1/21) BASE PLAN
- -DO NOT PAY ARREARS OR RESERVE TO US BANK. LOAN MODIFICATION AS TO US BANK OUTSIDE PLAN BY 6/1/21
- STUDENT LOANS TO BE PAID OUTSIDE PLAN



1. Objection filed by US Bank (Powers) - failure to pay arrears and speculative loan mod outside plan. Proposed in bad faith. (OTBS) Debtor must obtain permanent loan mod by 6/1/21

2. Trustee motion to dismiss scheduled for 3/3/21 at 9 (If plan is confirmed motion can be withdrawn)

MP proposes $13,720 PTD, $380 X 13 Base, Loan Mod outside within 3 mos of conf.; Student loans o/s plan
Plan has run 48 months with 12 months remaining

Matter ResolvedRequest
Adjourment
843/3/2021 10:00 am17-35354 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 62 of 31 required payments   Arrears: $600.00  Total Paid In: $18,700.00
as of 2/26/2021 (JMA)

ok to confirm at $18,700 paid to date, $700x30 begin 3/1/2021 which includes minimum $16,496.93 dividend to general unsecured creditors

proposed plan $300x28 $700x32, $10,000 from sale minimum $16,496.93 to general unsecured creditors
paid in $18,700
30 months to go
Matter ResolvedRequest
Adjourment
853/3/2021 10:00 am18-17695 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 107 of 35 required payments   Arrears: $0  
Total Paid In: $23,660.00
ISSUES AS OF 2/24/2021 (DM): Updated 3/3/21

***TRUSTEE WILL RECOMMEND CONFIRMATION AT $23,660 PTD, THEN $160 x 50 STARTING 3/1/21, BASE PLAN; ADD TO CONFIRMING ORDER: PART 8d OF THE PLAN IS AMENDED TO ALLOW PAYMENT OF POST-PETITION CLAIMS, STRIKE $2,481.89 PLAN TREATMENT TO SANTANDER FOR POST-PETITION ARREARS CAPTURED INTO RECENT FORBEARANCE***


1) Midland Mortgage/Midfirst Bank (KML) has a $2,309.18 total unpaid balance on post-petition claims accrued post loan modification plus $350 in attorney fees (OKAY TO PAY BALANCES?? - Yes)

2) MP proposes $2,481.89 treatment to Santander/Sovereign (PHELAN/BROCK & SCOTT) on post-petition arrears - Per creditor's atty, as of 9/18/20, arrears rolled into Loan Mod and claim adjusted to funds paid to date - Need claim or consent order to pay claim proposed in the MP (OKAY TO STRIKE - YES, PER ATTY, DEBTOR RECEIVED FORBEARANCE & COD WAS WITHDRAWN).

3) MP proposes $6,273.36 cram on 2014 Dodge Journey - case was previously confirmed with a cram amount of $6,865.16 ... current unpaid balance is $627.16 (OKAY TO PAY THE ORIGINAL CRAM AMOUNT?? - Yes)

4) Trustee OBJ:
- Debtors case was confirmed for a second time on 5/20/20 which would appear to disqualify them from confirming a CARES Act Modified Plan (WAIVED). In the event that an 84-month plan is permitted, the Debtors must provide updated proof of income (RECEIVED).
- The Modified Plan proposes to treat post-petition arrears to Midland Mortgage and Santander Bank, however Part 8d of the Modified Plan does not permit payment of post-petition claims (ADD TO CONFIRMING ORDER THAT PART 8d IS AMENDED TO ALLOW PAYMENT OF POST-PETITION CLAIMS).


Confirm Case: $22,992 Ptd, $222 x 35 start 6/1/20, Base
Prop. MP: $710 x 33, $158.31 x 51, Base
PTD = $23,660
Last Claim (12-3) dated 1/2/20
Matter ResolvedRequest
Adjourment
863/3/2021 10:00 am18-24359 / CMGSTEVEN D PERTUZ, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 37200.00 of 32 required payments   Arrears: $0  
Total Paid In: $37,200.00
ISSUES AS OF 2/24/2021 (DM): atty ok to terms(mk)

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $36,000 PTD, NO FURTHER PAYMENTS, 100% PLAN, CITIBANK SHALL BE TREATED OUTSIDE THE PLAN***

 2/17/21 (mk): Treat Citibank as outside due to SV - Paid at 100% plan complete.

1) GUCs have been paid 100% based upon previous confirmation.

2) MP proposes low base payments on Citibank arrears balance of $110,556.99 pending the Loan Mod - however Citibank (RAS) obtained stay relief on 2/8/21 (NEED TO REINSTATE STAY).


Confirm Case: $1,200 x 60 start 8/1/18, 100%
Prop. MP: $1,200 x 60, 100% Plan, Loan Mod by 4/1/21
PTD = $36,000
Last Claim (7-1) dated 9/24/18
Matter ResolvedRequest
Adjourment
873/3/2021 10:00 am18-29892 / CMGDAVID G BESLOW, ESQConfirmation Hearing on Modified PlanContinued
4/7/2021 10:00 am
Debtor has made 28 of 29 required payments   Arrears: $900.00  Total Paid In: $25,200.00
AS OF 3/3/21 Updated

also: need order for creditor for post pet arrears

1. Need order to pay post-petition forbearance arrears (STILL NEED)
2. Need copy of 2019 Tax Return (RECEIVED)
3. Need current proof of income per amended Schedules I and J. Need all pay stubs for November and December 2020 for debtor and spouse (STILL NEED) - Debtor is currently unemployed and is renting out his house. Need proof of unemployment income and rental income. Still need pay stubs for spouse.


MP proposes $900 x 84 Base
Plan has run 27 months and proposes to extend to 84 months

Matter ResolvedRequest
Adjourment
883/3/2021 10:00 am19-19348 / CMGSTEVEN N. TAIEB, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 15 of 22 required payments   Arrears: $10,325.00  Total Paid In: $25,560.00
as of 2/26/2021 (JMA)

ok to confirm at $25,560 paid to date, $1,957x63 begin 3/1/2021 0% plan

proposed plan $23,660 paid to date, $1930x64 begin 2/1/2021 0%
paid in $25,560
63 months to go
Matter ResolvedRequest
Adjourment
893/3/2021 10:00 am19-19794 / CMGKevin Fayette, EsqConfirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 22 required payments   Arrears: $1,676.00  Total Paid In: $3,540.00
As of 2/22/21(mk):email to atty- OK to terms

**CAN REC CONFIRM AT $3,540 PTD, THEN 250 X 5 BEGIN 3/1/21;THEN 470 X 34 BEGIN 8/1/21 ; Base; remaining terms of prior conf apply**


1. Plan orig confirmed at Base 20,750. There are Arrears of 1,257 .
base balance is 17,210. Plan has run 21 mos, there are 39 mos left.
Part 10 of MP has extra 10 mos at 365- this appears to be typo/error.(Yes per atty)



MP proposes:$177 X 20; $250 X 6; $465 X 34;
365 X 10; BASE ;
plan has run 21 mos and 39 remain
Matter ResolvedRequest
Adjourment
903/3/2021 10:00 am19-24822 / CMGBRIAN S THOMAS ESQConfirmation Hearing on Modified PlanContinued
4/7/2021 10:00 am
Debtor has made 19 of 20 required payments   Arrears: $300.00  Total Paid In: $5,700.00
ISSUES AS OF 2/24/2021 (DM):

1) PNC Bank (FEIN) OBJs - MP proposes to pay post=petition arrears but fails to treat pre-petition arrears in previously confirmed plan (UNRESOLVED).

2) Trustee OBJ:
- Need updated proof of income.
- Need supplemental fee application for $1,000.


Confirm Case: $300 x 60 start 8/1/19, $5,369 Min Div
Prop. MP: Ptd, $625 x 44 start 1/1/21, Base
PTD = $5,700
Last Claim (22-2) dated 12/18/20
Matter ResolvedRequest
Adjourment
913/3/2021 10:00 am19-27489 / CMGEric ClaymanConfirmation Hearing on Modified PlanWithdrawnDebtor has made 9 of 18 required payments   Arrears: $1,574.00  Total Paid In: $3,722.00
mk: per atty had to W/D MP- it was error- will file new one tomorrow


ISSUES AS OF 2/24/2021 (DM):

***If the start date of the MP is an error, the MP should be withdrawn and refiled***

1) Trustee OBJ:
- The Modified Plan proposes $427 x 60 starting 2/1/21 without a CARES Act Certification.


Confirm Case: $1,750 Ptd, $394 x 51 start 7/1/20, Base
Prop. MP: Ptd, $427 x 60 start 2/1/21, 0%
PTD = $3,722.34
Last Claim (13-3) dated 10/5/20
Matter ResolvedRequest
Adjourment
923/3/2021 10:00 am19-30310 / CMGDaniel Straffi, Esq.Confirmation Hearing on Modified PlanContinued
4/7/2021 10:00 am
Debtor has made 15 of 17 required payments   Arrears: $800.00  Total Paid In: $6,000.00
MK: MRF was adj to 4/7/21.

AS OF 2/24/21 (SF)

1. Motion for Relief by Lakeview rescheduled to 3/3/21 at 9 (NEED OUTCOME)

2. Trustee Motion to dismiss rescheduled to 3/3/21 at 9

3. The modified plan proposes a loan mod by 7/1/21 and sale by 12/1/21

4. The modified plan does not propose to pay mortgage arrears. Gucs will be paid in 6 months so if loan mod is not approved, the plan will only run approximately 21 months.



MP proposes $400 x 36 100% LM by 7/1/21 and Sale by 12/1/21
Plan has run 15 months with 21 months remaining
Arrears: $400


Matter ResolvedRequest
Adjourment
933/3/2021 10:00 am19-33730 / CMGDOUGLAS A COLE, ESQConfirmation Hearing ScheduledContinued
3/17/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $300.00  
MK to contact atty- NS on 3/3/21

AS OF 3/2/21 (SF) UPDATED

Plan requires 100% after reducing expenses by $2534.04. Disposable income is now $2295.95. Recommend $1605 going forward after issues below are resolved.

1. New Rez LLC filed arrears claim 18-1 for $2382.87 (OK TO PAY?)

2. TD Retail Card Services filed bifurcated claim for furniture: $1132 is secured and $1302.14 is unsecured. This claim is not addressed in plan or budget (NEED TO ADDRESS CLAIM)

3. Mortgage payment listed on Schedule J is $3432.18 but the proof of claim show that the payment is actually $2856.43 (NEED EXPLANATION)

4. TRUSTEE OBJECTION: (RESPONSE/MEMORANDUM OF LAW FILED)
-- Need a current market analysis - on timeshares. (Provided purchase agreement for Island Links. Purchased in 2013 for $6100 and paid in full). Statement provided for United Vacations Club states that membership is cancelled. (SHOULD THIS BE SURRENDERED IN PLAN?

-- A Modified Plan that proposes Trustee Standard Order of Distribution in Part 8c, and
marks off an option for Part 8d post-petition claims.

-- Excessive Expenses on Schedule J such as:
Electricity/heat/gas $625: (VERIFY $242 bills include delinquency)

--Water/sewer/garbage $315: (VERIFY $108: water is $62.17 per month and sewer is $137.50 quarterly) don't see separate charge for garbage

--Tele/cell/internet/cable $590, (VERIFY $96.27 for VERIZON) Will allow $530

--Home security $105 (NO PROOF PROVIDED)

--Food $2,206 (HOUSEHOLD SIZE IS 5 $1500 IS ALLOWED)

--Auto insurance $325 (proof shows $238 for 3 vehicles)

--Disability and Home warranty $306 (What is this about? Requires proof) (NO PROOF PROVIDED)

--car payment $760 - ($508 allowed)

--Additional mortgage $157.29 and additional home maintenance $159. (STILL NEED EXPLANATION AND PROOF OF THIS EXPENSE)

--22c has excessive expenses such as:
Line 10 $145 for housing (already takes $3,432 on
Line 9b THIS AMOUNT IS INCORRECT)
, Line 25 disability insurance $221 and $108.84 health savings
Matter ResolvedRequest
Adjourment
943/3/2021 10:00 am20-10812 / CMGPRO SEConfirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 14 required payments   Arrears: $0  

ISSUES AS OF 2/26/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,591.68 PTD, THEN $142 x 47 STARTING 3/1/21, BASE PLAN***

1/15/21 - Debtor needs to serve the Plan (DOC #44) with the corrected cram of the VW Jetta to a street address - Need to amend Sch C to take proper exemption on real estate (mk: Amended C filed-ok)- Need to provide updated proof of income (P&Ls for consulting businesses or proof of unemployment with amended Sch I&J).


---PLAN DATES---
 MP Doc #44 filed 10/22/20 on Notice - scheduled for 12/2/20.
 MP Doc #32 filed 8/13/20 on Notice - scheduled for 9/16/20.
 MP Doc #31 filed 8/13/20 on Notice is a duplicate of Doc #32 above.
 MP Doc #25 filed 7/13/20 is scheduled for 8/19/20.
 Original Plan Doc #15 was adjourned from 7/15/20 to 9/16/26.

- Note: Deed transferred to debtor from the Estate of Cecile Laufer Solomon on 1/9/2020 - POC filed by PHH Mtg shows Cecile Laufer Solomon was obligor, however MP filed by debtor indicates that a Loan Mod has been completed.

1) HSBC Bank (RAS) OBJs - $117,361.23 arrears - MP Doc #44 indicates Loan Mod completed (EMAILED RAS ON 9/11/20 - THEY WILL CHECK AND REPORT BACK ON COMPLETED LOAN MOD - POC AMENDED 9/28/20 TO REFLECT $0 ARREARS POST LOAN MOD).

2) Cram of Santander on 2013 VW Jetta is not properly listed in the plan and has not been served (MP DOC #44 CORRECTS AND CREDITOR SERVED AT ADDRESS LISTED IN THE POC PER CERT OF SERVICE DOC #51).

3) Trustee OBJ:
 Need P&L statements (RECEIVED NOV/DEC - NEED UPDATED P&Ls - now unemployed, so we need amended Sch I&J and proof of unemployment income).
 Need to file Pre-Confirmation Certification (UNRESOLVED - FORM PROVIDED TO DEBTOR).
 Need 2019 tax return (RECEIVED BUT RETURNS DON'T APPEAR TO BE PROPERLY COMPLETED).
- Need to to file a completed amended Sch C (AMENDED).
- Need MP that completes Part 8a (MP DOC #44 CORRECTS).
- Need MP that completes Part 8c (MP DOC #44 CORRECTS).
- Need MP with standard Order of Distribution (MP DOC #44 CORRECTS).
-
Matter ResolvedRequest
Adjourment
953/3/2021 10:00 am20-11325 / CMGANDREW CARROLL, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 14 of 14 required payments   Arrears: $2,035.00  
2/23 workup for the 3/3 calendar EDC

****To CONFIRM it needs $24,420 paid then $1850 x 47 beg 3/1/21-100% --use trustee order of distribution

---------------
Per last time dismissed--NS- 2nd call
-Adjourned since June to resolve IRS estimated then adj again in September one last time-NOTHING DONE-RECOMMEND DISMISSAL HOLD FEES
Matter ResolvedRequest
Adjourment
963/3/2021 10:00 am20-14008 / CMGROBERT C NISENSON ESQOrder Vacate Dismissal of CaseConfirmedDebtor has made 8 of 12 required payments   Arrears: $1,061.00  
ISSUES AS OF 2/26/2021 (DM):

***Received P&Ls for 2020 prepared by the accountant. TRUSTEE CAN RECOMMEND CONFIRMATION AT $8,925 PTD, THEN $1,167 x 49 STARTING 3/1/21, BASE PLAN WITH $32,092 MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS***

- PER AR, okay to adj 30 days PEREMPTORY for accountant to prepare financials for 1/1/20-12/31/20 or can dismiss and refile when records are cleared up - atty to appear & state preference.

 2/3/21: W. Christie email: spoken with the client. The profit and loss was prepared by her. However, she does have an accountant, who will be willing to review the profit and loss prepared by her and make any changes if necessary. However, due to tax season, we would request a 30 day adjournment of this confirmation

- Received 3rd Qtr for non-debtor business income at $24,467.06 - even after deducting 25% for estimated taxes, monthly income for business verifies higher ($6,116) than scheduled ($4,166) resulting in $2,562 monthly disposable income.

 12/14/20(mk): amended C filed again - value of life insurance at 14,799.21 minus exemption 13,400 leaves non-exempt equity of $1,399 for the cash value.

 12/4/20:mk: filed supplemental objection as amended C filed - non-exempt equity in Life Insurance and to reserve right to supplement objection if documentation on assets reveals additional equity.

1) Fifth Third Bank (STEWART LEGAL) OBJs to treatment in plan (MP TREATS AS SECURED UNAFFECTED).

2) M&T Bank (SCHILLER KNAPP) OBJs - $2,913.30 arrears (OBJ WITHDRAWN).

3) Trustee OBJ:
- Improper exemptions taken on life insurance policy and M&T policy. The trustee cannot ascertain the values until documentation is provided regarding these policies (SEE ABOVE).
- Per CMA provided, there is 48,888 of equity in residence (ADJUSTED BASED UPON PRIORITY POC FILED).
- Need a more detailed P&L for a period of at least 6 months (RECEIVED 3rD QUARTER).
- Debtor must provide a valuation for 2009 & 2011 Volvo Tractors (RECEIVED).


Prop. Plan $4,828 Ptd,
Matter ResolvedRequest
Adjourment
973/3/2021 10:00 am20-14542 / CMGPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 12 required payments   Arrears: $100.00  Total Paid In: $1,000.00
As of 2/19/21 (DS): Ok to confirm at $1,000 paid, $100 x 25 begin 3/1/21 Base
- Loan mod by 9/30/21.
- Debtors must keep the Standing Trustee updated with the status of Debtors' personal injury / malpractice claim.
- Non-exempt proceeds of said claim shall be paid to the Trustee for the benefit of creditors.

MP Prop $100 x 36 Base and Loan mod - Extends loan mod date
Matter ResolvedRequest
Adjourment
983/3/2021 10:00 am20-15339 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanContinued
3/17/2021 10:00 am
Debtor has made 6 of 11 required payments   Arrears: $775.00  Total Paid In: $2,605.00
ISSUES AS OF 2/24/2021 (DM): Recommend Denial

1) Trustee OBJ:
- Debtor's case was confirmed on 1/20/21 after a compromise was reached with the Trustee on an outstanding disposable income objection. On 1/27/21, the Order of Confirmation was entered on the Docket. The Modified Plan filed on 1/27/21 proposes a reduction in the plan payment. The Trustee hereby renews the disposable income objection and requests that the pending Modified Plan be denied.


Confirm Case: $2,000 Ptd, $460 x 40 start 1/1/21, 100% Plan
Prop. MP: $2,000 Ptd, $355 x 52 start 2/1/21, 100%
PTD = $2,605
Last Claim (10-1) dated 6/15/20
Matter ResolvedRequest
Adjourment
993/3/2021 10:00 am20-17313 / CMGJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 9 required payments   Arrears: $1,500.00  Total Paid In: $3,000.00
AS OF 2/25/2021 (at):

RECOMMEND: $3,000 PAID TO DATE, $536 x 28 BEGINNGING 3/1/2021, LOAN MOD BY 8/31/2021, BASE

MP proposes: $3,000 paid to date, $500 x 28 beginning 2/1/2021, loan mod by 8/31/2021, base
Arrears: $1,000
Matter ResolvedRequest
Adjourment
1003/3/2021 10:00 am20-18315 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 8 required payments   Arrears: $0  

3/2/21(mk): per email from Tammy- OK to Dismiss/Hold fees-

2/25/21 - Balboa's office NOTES :
Confirmation Hearing - 5th listing 2 of 7 payments.
Summit at Neptune HOA filed SC POC 15951.64 - MP does not address. Summit objects - Must resolve Need to address estimated POC of IRS for 2019 NO progress on this claim since JULY. If no progress by next hearing case will be recommended for dismissal.

As of 02/17/2021 Needs:
-Cont Ltr w/Support Income from Parents; -Certification of Debtor for Consulting business; -Certification of Debtor for MJ Melango Bail Bonds, LLC.
(Unemployment ends in 8 week. Debtor's statement of unemployment does not match $ in schedule J.
Provide sources of funds to make plan feasible.
Is debtor not making mortgage payment

Advice trustee/ court of new address when debtor moves out of residence.

Capital one objects but MP may resolve objection (Per 10/24/2020 CO $20,526.83 in plan. kes)



Transferred to Balboa's office

1/15/21 - This case is set for a confirmation hearing on 01/20/2021 at 10:00 a.m. (Transfer In / Judge Gravelle). Please mark your tentative disposition list as adjourned to 03/03/2021 at 10:00 a.m.


TDL - ADJ 12/02 CONF TO ADDRESS SPOC FROM SUMMIT; EST POC FROM IRS; AND DOCS. KES Confirmation Hearing - 2d listing 2 of 3 payments.
Summit at Neptune HOA filed SC POC 15951.64 - MP does not address. Summit objects - Must resolve Need to address estimated POC of IRS for 2019

As of 11/23/2020 Needs:
-Cont Ltr w/Support Income from Parents; -Certification of Debtor for Consulting business; -Certification of Debtor for MJ Melango Bail Bonds, LLC.

Amend Voluntary petition to add middle initial "J" (RECV'D 10/23); Amend B to add 9-10 firearms - 3000 (RECV'D 10/23) Amend I/J show feasibility (RECV'D 10/23) (Unemployment ends in 8 week. Debtor's statement of unemployment does not match $ in schedule J.
Provide sources of funds to make plan feasible.
Is debtor not making mortgage payment

Advice trustee/ court
Matter ResolvedRequest
Adjourment
1013/3/2021 10:00 am20-19804 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $504.00  
ISSUES AS OF 2/25/2021 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,024 PTD, THEN $504 x 54 STARTING 3/1/21, BASE PLAN WITH $6,485 MINIMUM DIVIDEND***

 12/16/20: Atty trying to locate info on burial plot.

1) Plan provides $3,531 secured treatment to Western Monmouth Utilities Authority - no POC filed (POC FILED BY DEBTOR ATTY).

2) Plan provides $9,323.50 secured treatment to BI-WMG Cemeteries - no POC filed and see notes below (STRIKE?? - mk: sent in copy of installment agreement. Will file POC & Motion - OKAY, FILED).

3) Need to add cemetery plot to schedules - it's only on Sch D (mk; IT IS ON SCH A).

4) Trustee OBJ:
- Need proof of lien on burial plot and value of cemetery plot - provided an Invoice with past due balance of $6,737.89 dated 7/12/20 with last payment 6/20/19; does not appear to be a lien, and to date, no POC has been filed (SEE ABOVE).

- Plan does not specify treatment of TD Retail/Raymour & Flanigan - filed Motion to Reclassify scheduled for 11/4/20 (GRANTED - CLAIM HAS BEEN RECLASSIFIED).


Prop. Plan $504 x 60, $6,484.39 Min Div
PTD 6/6 = $3,024
Last Claim (2-3)
Matter ResolvedRequest
Adjourment
1023/3/2021 10:00 am20-19951 / CMGRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
3/17/2021 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

ISSUES AS OF 2/25/2021 (DM):

***If Community Bank objection can be resolved by paying the arrears claim, THEN TO RESOLVE THE TRUSTEE DISPOSABLE INCOME OBJECTION (see calculation below), WE WILL RECOMMEND CONFIRMATION AT $1,416 PTD, THEN $901 x 54 STARTING 3/1/21, 100% PLAN***

 2/12/21 - Trustee received Form 1099 for unemployment which averages to $1,513 per month; business income averages to $3,890 per month; and rent income is $1,200 per month (omitted on Sch I). Disposable income is now $1,544 per month.

1) Community Bank (Schiller Knapp) OBJs - $7,910.16 arrears (UNRESOLVED).

2) Trustee Supplemental OBJ:
- Disposable income verifies higher than scheduled.

3) Trustee OBJ:
- Need proof of spouse's unemployment (RECEIVED FORM 1099).
- Need a copy of homeowner's insurance for Manalapan Dr property - policy provided expires 12/7/2020 (RECEIVED).
- Schedules show 2 bank accounts - only provided statements for business - need 2 months (July & Aug) of statements for other account (RECEIVED).
- Amend Schedule A, C & D - all misspell property - correct spelling
is College Drive (AMENDED).
- Objection to using (d)(1) exemption for property the debtor does not live in - selected 100% (AMENDED).


Prop. Plan $236 x 60, Base Plan
PTD 6/6 = $1,416
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
1033/3/2021 10:00 am20-20048 / CMGYAKOV RUDIKHConfirmation Hearing on Modified PlanConfirmedDebtor has made 2 of 7 required payments   Arrears: $1,197.00  
2/23 workup ***Income and expenses higher trustee can compromise at 1253 paid then $1475 x 54 beg. 3/1/21-pro rata---trustee to pay IRS and mortgage secured claims

2/11/21(mk): FYI - Order entered today resolving Obj by Elizabeth NJ Fireman Fed'l Credit Union-Terms= Pay POC arrears claim# 8 in amt. of $20,346.26 post pet arrears rolled into plan $3,311.25.

MP filed on 1/25 on for 3/3/21
2/5 workup for the 2/17 calendar EDC

**Debtor attorney requested adjournment from December to resolve all issues--not resolved---plan did not include IRS or any of the mortgages and all filed large claims EDC

* Trustee obj to the following:
-----Excessive expenses on Sched J such as: Home
maintenance $250, Additional rent $1,200 (explanation and proof of payment required),
auto insurance $236 (per proof auto insurance is $177) and Car payment $424 (requires
proof of payments being made).
-----Debtor needs to supply explanation regarding the $15,000 deposit into the RSI bank acct
on 6/1/20.--PER ATTORNEY IT CAME FROM HIS ANNUITY AND IT WENT TO HIS WIFE
BECAUSE SHE WAS HELPING HIM PAY CHILD SUPPORT--TRUSTEE NEEDS PROOF IT CAME
FROM ANNUITY
------Plan does not specify treatment of IRS or mortgages
-----Proof of income verifies higher. There is disposable income $1,929, pending proof of car
payments and additional rental expense.
------Add to confirming order Trustee standard order of distribution.

*1st and 2nd mortgages filed arrears claims total $41,417.98, listed as outside and unaffected. There is no non-exempt equity on real property, claims filed by both mortgages and IRS.
**Must file Pre-confirmation certificate.

Prop Plan $250 x 60 Base
Note: Cert from Debtor states Wells Fargo acct was put on Sched B by error, Debtor has no Wells Fargo acct, also certifies that he does not own a vehicle, debt is in friend's name and he makes payments. Auto insurance provided and verifies debtor pays $177 mo. IRS claim resolved.
Matter ResolvedRequest
Adjourment
1043/3/2021 10:00 am20-20391 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledPlan DeniedDebtor has made 3 of 6 required payments   Arrears: $2,823.00  
3/2/21(Mk): payment posted. MP(#35)filed and on for 4/7/21. removes Howell T'ship pays 3rd party tax sale in full and amended D filed- atty contacting them to have them file a POC.


ISSUES AS OF 2/25/2021 (DM): Adj Request Denied for Payments

***Debtor has only made 2 of 5 payments - RECOMMEND DISMISSAL***

1) Pointe O'Woods Condo Assoc (Kaitlyn Campanile, Esq) OBJs to the plan treatment of secured claim (CONSENT ORDER ENTERED ON MOTION TO CRAM).

2) IRS filed $1,656.85 priority claim not treated in the plan (OKAY TO ADD?? - YES)

3) Ford Motor Credit filed $329.20 arrears claim on 2016 Ford Escape not treated in plan (OKAY TO PAY?? - YES)

*4) Plan provides $12,516.64 secured treatment to Township of Howell - no POC filed (STRIKE?? - mk: atty said Howell t'ship advised 3rd party purchased tax lien & atty contacting 3rd party about filing late claim and motion).

5) Attorney Disclosure has a $2,750 balance for fees and Plan has $3,250 balance for fees - one of the documents needs to be amended (mk: PER ATTY, PAY PER DISCLOSURE).

6) Trustee OBJ:
- Debtor to provide info on inheritance received approximately 3 years ago and cert that money was used to purchase her current home (UNRESOLVED).
- There is $85,320 non-exempt equity in real estate (100% PLAN).
- Tax refund of $4,429 not prorated and included in disposable income calculation (100% PLAN).
- Need to file Pre-Confirmation Certificate (FILED).


Prop. Plan $941 x 60, 100% Plan
PTD 2/5 = $1,882
Last Claim (17-1)
Matter ResolvedRequest
Adjourment
1053/3/2021 10:00 am20-20999 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/21/2021 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $485.00  
Mk: creditor requesting appraisal for #2

As of 2/26/21(mk):UPDATED

1. IRS ESTIMATED Priority POC. for $7722.76
No returns for 2017 & 2019 .

2. Objection to Cram By First Fin Fed'l Credit Union( Dupont)

3. Trustee Objection:
-Need to resolve the estimate claim filed by the IRS
---------
-need Amendments to Schedules I to include income from Home Depot.& remove Turnpike Authority income.(Filed)
-Need POS First Financial FCU for cram 2007 Lexus.(Filed)
-need copy of 2019 tax return.(Filed).

Plan:$243 X 36 BEG 10/20; $0
payments:4/5
last claim:19-1, bar date:12/7/20





Matter ResolvedRequest
Adjourment
1063/3/2021 10:00 am20-21428 / CMGROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
4/7/2021 10:00 am
Debtor has made 1 of 5 required payments   Arrears: $1,754.00  
AS OF 2/25/2021 (at):

1. Objection filed by US Bank (Pincus) - failure to cure arrears of $42,932.76 (Per POC) and failure to propose post petition payments. Plan states debtor will make adequate protection payments but fails to provide amount of those monthly payments. (RESOLVED - LOAN MOD OR MOD PLAN TO CURE ARREARS OR SURRENDER)

2. Objection filed b Qualbrook Homeowners Association (McGovern) - failure to cure arrears of $15,187.78 (Per POC - RESOLVED BY 12/16/20 ORDER - PAY FULL AMOUNT OF POC)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - - document provided is dated 9/27/18. (RECIEVED)
- Proof of 2 month's income - for Debtor, prior to filing date, which provides all deductions on pay stubs. (NOT RECEIVED - PAY STUBS UPLOADED ON 1/25/2021 STILL DO NOT SHOW ALL THE DEDUCTIONS)
- Valuations on all vehicles. (NOT RECEIVED)
- Amendments to Schedules B and C to add 2010 Subaru SUV, correct year of 2013 Hyundai Sonata (Sched B has 2012) and add mileage for all vehicles. (AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Home maintenance $175 and Homeowners assoc. $360 (requires proof, none shown in bank
acct). (NOT RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,974 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Need bank statements from all accounts prior to filing date. (STILL NEED WELLS FARGO #4604 AND TD BANK #2195)

4. Supplemental trustee objection:
Amended C filed at docket #42 stiil has over exemption for 522(d)(5). Debtors have $300
left over form 9d)(1) and each are allowed $1325 under (d)(5). The is a total of $2,950. Amended C claims total $6,966 under (d)(5).


Plan proposes: $400 x 60 beginning 11/1/2020, loan mod within 6 months of confirmation, base
Payments: 3/4, arrears $400

Matter ResolvedRequest
Adjourment
1073/3/2021 10:00 am20-21456 / CMGROBERT C NISENSON ESQConfirmation Hearing on Modified PlanContinued
5/5/2021 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $900.00  
mk: Told atty that 2/5 payments as of 3/3/21. debtor wants time to try to sell again. Has new K but that is only for 375,000. CMG adj Stay Relief Motion to 5/5/21.

email sent to Nisenson EDC

2/23 workup for the 3/3 calendar EDC

-2 payments arrears
-Motion to sell also scheduled with multiple objections-SALE NOW WITHDRAWN
-plan will be a low base plan pending sale. Will be 100%--cannot confirm until objections resolved

1) City of Plainfield (Goldenberg Mackler) objection to confirmation - need to resolve
-tax sale certificate $119,189.30 plus interest 18%
2) Source Enterprises LLC (Pelligrino & Feldstein) objection to confirmation - need to resolve
-tax sale certificate $86,282.30


MP proposes $600 PTD; $300 X 57 BEG 2/21; SALE W/I 12 MO (314 EAST 4TH ST); 100%
---------------------------------------------
3) Trustee objection to confirmation - need to resolve
-need value balance of Robin Hood listed on #18 prior to filing date(OK 100%)
-a modified plan that corrects attorney fees per attorney disclosure owed $3,800 or amend attorney disclosure per plan $4,200
-need amendment to Schedule I to remove rental income for Plainfield property(OK)
-the debtors plan consists of unnecessary or excessive expense items such as - taxes $200 (requires proof that taxes are being paid)(100%)
-the plan provides for payment on unsecured claims of less that that which would be distributed upon liquidation under Chapter 7 - as of now, there is non-exempt equity on real property $161,780 and on personal assets (TD Bank account, Robin Hood and self employed)
-must add to confirming order Trustee to receive non-exempt proceeds from sale of property
-need information on Heather Drive property, including deed, liens and status of foreclosure
-need information/Certification from debtor as to the Estate of his father(100%)

proposed MP : $600 PTD; $300 X 57 BEG 2/21; SALE W/I 12 MO (314 EAST 4TH ST); 100%
Matter ResolvedRequest
Adjourment
1083/3/2021 10:00 am20-21570 / CMGYAKOV RUDIKHConfirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 3 of 5 required payments   Arrears: $300.00  
AS of 3/2/21(mk):Updated- PER ATTY- DISMISS/HOLD FEES

>> SV on Toyota so strike part 4b from plan. NJ Tax claim still estimated<<

1. State of New Jersey filed Estimated priority POC $7614.33- NOT IN PLAN

2. Trustee Objection:
-St Of NJ filed estimated POC
- debtor has new job/1 pay ck provided Dispos income 266.25
-------------------------
IRS APOC 2/26/21-OKay now not estimated any longer.
-income is unemployment & family contrib.& b'ness generates no $
-need Sept. & Oct. bank statements/ Wells Fargo accounts 1749 &
4440.
-disrtib . is contrary to TR- (MP is TR Std.order0
-need to file Pre-Confirmation Certification.
-need Business forms for 6 Wertsville LLC if still operating (currently not generating income).

4. Objection by Wilmington(McCalla): W/D
-fails to pay arrears- MP pays arrears POC &


5. Toyota in plan as unaffected- POC arrears $464- SV On 1/2021
>>TOYOTA MOTOR CREDIT MFR (Stewart Legal)


Plan:300 X 57 ; BASE
payments;3/4
last claim:16-1; bar date: 12/22/20
Matter ResolvedRequest
Adjourment
1093/3/2021 10:00 am20-21949 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
4/7/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $500.00  
AS OF 2/24/21 (SF)

MK: still needs to resolve obj In #1 LM by 8/1/21. Debtor in trial LM now and that is for 6 mos and concludes 8/1/21

1. Objection filed by US Bank - Failure to pay arrears of $31,715.57 and speculative loan mod

2. Application to terminate Loss mit filed by US Bank ORDER RECEIVED AND LOSS MIT EXPIRED ON 2/11/21))
MK: Order submitted to Chambers today - but emailed atty as it says Loss Mit terminates 2/11/21?

Plan proposes $500 x 12, $600 x 48 Base, Loan Mod by 5/1/21
Payments: 4/4

RESOLVED ISSUES:
- The IRS filed two priority claims 1-1 and 2-1. The second one appears to be a duplicate. One of these claims should be withdrawn. (RESOLVED)
- State of NJ filed estimated priority claim 5-1 - Missing 2019 Return (AMENDED)
Matter ResolvedRequest
Adjourment
1103/3/2021 10:00 am20-22234 / CMGRUSSELL L LOW, ESQConfirmation Hearing on Modified PlanContinued
3/17/2021 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $679.00  
3/1/21:(mk) FYI:There will be CO entered to allow late POC of Rutgers Fed'l credit Union.

Debtor attorney requested adjournment to allow time for debtor to sign amended Sched B and C and to provide bank statements, adjourned peremptory, no further adjournments

As of 2/24/21 (DS): 1. STILL HAS NOT PROVIDED September and October bank statements for Chase account #2231 and amended Schedules B/C to add 2004 Nissan not filed.

As of 2/1/21 Debtor attorney requested adjournment, mod plan filed 1/29/21

2/3/21 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED AND NO DOCS HAVE BEEN PROVIDED.

Debtor attorney requested adjournment 12/23/20 to allow time to file mod plan and provide docs to resolve Trustee obj.

12/18/20 Issues (DS): 1. Trustee obj to the following:
- Need September and October bank statements for Chase account #2231.
- Digital FCU claim attaches UCC and is for solar panels on property. - MOD PLAN SURRENDERS SOLAR PANELS.
- Need modified Plan that removes Digital FCU/residence from Part 4e (surrender), plan list Loancare mortgage to be paid, cannot surrender and pay. - MOD PLAN SURRENDERS
- Must amend Schedules B/C to add 2004 Nissan.
- Need service on Digital FCU if it's a cram. Listed under surrender in the plan. Debtor is not surrendering the residence. - MOD PLAN SURRENDERS

Prop Plan $666.58 X 3 begin 11/1/20, $678.53 x 57 begin 2/1/21 Base
Note: Claim filed by Digital FCU has the UCC attached to claim.
Matter ResolvedRequest
Adjourment
1113/3/2021 10:00 am20-22274 / CMGYAKOV RUDIKHConfirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 5 required payments   Arrears: $300.00  
AS OF 3/1/2021 (at): Atty ok to terms(mk)

RECOMMEND: $750 PAID TO DATE, $324 x 56 BEGINNING 3/1/2021, BASE WITH A MINIMUM OF $12,937 TO GUC'S BASED ON NON EXEMPT EQUITY.
Claims will be paid according to the trustee's order of distribution.
Debtor must provide updated business forms, Profit and Loss statements and 2020 tax return by 5/31/2021.
Debtor must provide updated business forms, Profit and Loss statements and tax returns by May 31st for every year for the duration of his bankruptcy.
Preserve non exempt equity of $12,937.00 in personal property.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Business forms - from Day Logististics (RECEIVED)
- Truck insurance which list truck info listed on Sched B (International Prostar). (RECEIVED)
- The current Plan does not specify treatment of IRS and State of NJ Division of Taxation under the Plan. (MOD PLAN FILED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on 2012 International Prostar (pending valuation), 2007 Suzuki GSX $1,480, 2008 Great Dane Trailer (pending valuation), Bank of America checking acct. $865 and business checking acct. $2,542 (VALUATIONS RECEIVED - THERE IS $8,045 NON EXEMPT IN TRAILER - ADDED LANGUAGE - BUSINESS VALUE BASED ON TRAILER PER ATTORNEY SO NO EQUITY IN THE BUSINESS)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
- Need valuations on 2012 International Prostar and 2008 Great Dane Trailer.
- Must resolve IRS and State of NJ estimated taxes. (NO LONGER ESTIMATED)
- Must file Pre-confirmation certificate. (FILED)

MP before confirmation proposes: $750 paid to date, $300 x 57 beginning 2/1/2021, base
Payments: 4/5,
Matter ResolvedRequest
Adjourment
1123/3/2021 10:00 am20-22595 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
4/21/2021 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 2/24/21(mk):


1. Trustee objection:
-Business forms - need amended forms to list employees.
-Updated auto insurance, insurance expires 2/11/21.
-improper use of exemption. Takes d (2) &d(5) deductions on 2
leased vehicles.
-excessive expenses:122c has excessive expenses Line 20
Education $150 (not on Sched J), Line 23 Telephone services
$350 and Line 30 Additional food/clothing $49, Line 31 Continuing
charitable $50.(Schedule J has $20), there would be disposable
income $468.25, which would require
minimum dividend $28,095.
-not paying all disposable income into plan: 22c-1 Line 5 should be
$4,523.84 (P&L list salary $9,500, Business forms have no
employees).
Proof of income verifies higher, there is disposable income $1,472.26.
-schedules I & J should be amended to accurately reflect the
business income. Debtor testimony at the 341 was that business
has not operated since Covid began.
There is non-exempt equity in business bank acct. $4,034.
- order of distribution differs form Tr order.
- Santander filed arrears claim $32.83, plan list as outside. OK TO PAY?
-Debtor has a construction business and list as no value, but rents
property for this business in NY. (needs explanation of valuation).
-Debtor testified business has not operated since Covid began, yet a P & L was uploaded showing gross income form May2020 - Nov 2020 of $100,043.
-need Certification from Debtor as to what, if any equipment or
other assets are owned by the business.
-need 6 months bank statements for Business bank accounts.
- Must file Pre-confirmation certificate.


Plan: 150 x 60; base
3/3payments
last claim:14-1, bar date 1/21/21
Matter ResolvedRequest
Adjourment
1133/3/2021 10:00 am20-22662 / CMGEVELYN AKUSHIE-ONYEANIConfirmation Hearing ScheduledContinued
4/7/2021 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $0  

MP on for 4/7/21

AS OF 2/25/21 (SF)


1. IRS priority claim 7-1 is estimated. 2019 Tax Return not filed (NEED AMENDED CLAIM)

2. Trustee objection:
- Need Proof of 2 month's income - (updated when husband returns to work )
- Need a statement for the 401k loan. (RECEIVED AND EXPIRES ON 8/3/22. ADDITIONAL $344 PER MONTH WILL BE AVAILABLE. WILL NEED TIER PLAN)
- Verified income leaves monthly disposable income of $474.45.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution

Plan proposes $378.97X 2, $536.75 X 57 Base plan
Payments: 3/3

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
Matter ResolvedRequest
Adjourment
1143/3/2021 10:00 am20-22814 / CMGROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  

updated 3/1/2021 (JMA)

to confirm need $800 paid to date, $370x56 begin 4/1/2021 which includes minimum $15,322 dividend to general unsecured creditors
-debtor to provide Trustee with updated proof of income for all 3 businesses on or by 6/31/2021

issues as of 2/26/2021 (JMA)

1) Trustee objection to confirmation - need to resolve
-need to provide proof of 2 months income - need updated income for debtor's 3 businesses by 6/30/2021 ADD NOTE TO THE CONFIRMING ORDER
-need business forms - for all 3 businesses on Schedule B - PROVIDED
-need a statement for the second Prudential whole life insurance policy (received on with value of $1,162) STATEMENT THE PREVIOUS QUARTER (ENDING 6/30/2020) NET CASH VALUE WAS $9,213.08 AND QUARTER (ENDING 9/30/2020) NET CASH VALUE IS $1,162.74 - THE POLICY DEBT INCREASED $9,469.43 - NEED AN EXPLANATION
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation - there is $11,224 in non exempt equity in personal property and businesses - pending review of valuations (BOA Bank account balance $17,332 and PNC account $792)
-need valuation for all 3 Dry cleaning businesses - VALUTATIONS PROVIDED PLAZA CLEANERS $10,233; LA RITZ CLEANERS $6,391; HERITAGE CLEANERS $4,539 TOTAL EQUITY $21,163 LESS $7,000 EXEMPTIONS LEAVES $14,163 NON EXEMPT EQUITY
-need explanation of $2,400/month income from life insurance cash surrender on Schedule I

proposed plan $200x60 base plan
paid in $800
last claim 10
Matter ResolvedRequest
Adjourment
1153/3/2021 10:00 am20-22822 / CMGJOHN ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $800.00  
AS OF 2/24/2021 (at):

RECOMMEND: $800 x 60 BEGINNING 12/1/2020, 100% PLAN
Preserve non exempt equity of $27,975.32 in real estate and personal property.
(Bar date has passed and guc's are $0)

1. Objection filed by HSBC Bank/PHH (RAS Citron) - failure to cure full arrears of $41,823.17 per objection. POC filed is for $36,617.86 and debtor's plan proposes to pay $40,562 so this objection should be withdrawn. (PER ATTY, THIS OBJ WILL BE WITHDRAWN)

2. Trustee's objection:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real property of $27,587 and in Debtor's bank acct $388. (PRESERVE NON EXEMPT EQUITY)

Plan proposes: $800 x 60 beginning 12/1/2020, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1163/3/2021 10:00 am20-23231 / CMGSTEPHEN M ZULLO, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

3/1/21(mk): Updated-atty ok to terms

**CAN REC CONFIRM AT $1,360 PTD,THEN $474 x 57 BEGIN 4/1/21;100%Preserve Equity Threshold in real property of $270,084 ;Trustee is authorized to pay the secured portion of Trinity Financial Claim #7-1 in the amount of $11,576.98 through the plan. Strike Part 2a of plan for pre petition adequate protection payments to Trinity Financial.**


As of 2/19/21(mk):email to atty Re: treatment of Trinity POC #7-1

1. Part 1e & 4g of plan says Trinity Financial secured claim paid 100% through plan with adjusted interest rate of 1.5%, by agreement- NEED AN AN ORDER ON THIS. The poc amt. is Secured $11,576.98 and has arrears amt of 4,109.68, IF DEBTOR WANTS TO PAY SECURED PART PLUS INTEREST FOR THE PLAN AMT OF $20,174- THEN WE NEED AN ORDER FIXING THAT TOTAL AMT The Trustee does not compute interest on a filed claim- yuo need to work it out with creditor & submit an Order. OR authoriaze TR to pay the secured amt of the claim in the amt of $11,576.98 thru the plan -- but at end of case, they will be left with whatever the interest is that accrued of the life of the plan.

2.Plan also has AP payment from TR to Trinity $353 to be disbursed per conf- NEED ORDER FOR TRUSTEE TO DO THAT.


3.Trustee Objection:
-debtor has failed to supply proof of Social Security Number to the Trustee.(mk: Filed (#14) 1/31/21)
-The 100% plan should be confirmed with a $270,084 threshold due to equity in real estate



Plan:$680 X 60; 100%
2/2 payments
last claim:8-1, bar date:2/10/21
Matter ResolvedRequest
Adjourment
1173/3/2021 10:00 am20-23239 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 3/3/2021 (at):

IF PAYING CLAIM OF BANK OF AMERICA RESOLVES OBJECTION, RECOMMEND $150 x 36 BEGINNING 1/1/2021, BASE

MK: per AR inCt on 3/3/21-just w/d objection and mark WS creditro appeared and said ok
Need order resolving objection by Bank of America within 30 days of confirmation.

1. Objection filed by Bank of America (Frenkel) - failure to cure arrears of $1,987.12. (Per POC)
Mk: PER ATTY- PAY POC

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - ; insurance provided expired 10/26/20 (RECEIVED)
- Auto insurance, document provided expired 7/18/20. (RECEIVED)
- Need 2 months bank statements from all accounts prior to filing date. (RECEIVED)
- Arrears claim filed by Bank of America for $1,987.12. (ADDED CLAIM)
- Must resolve creditor objection. (UNRESOLVED)
-need all information on transfer to daughter of North Bergen property to daughter including date of transfer, value of real property and proof of liens on property and any value received for transfer. (RECEIVED - TRANSFER WAS IN 2008 - 13 YEARS AGO)

Plan proposes: $150 x 36, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1183/3/2021 10:00 am20-23380 / CMGMonika Mazurczyk Confirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

as of 2/26/2021 (JMA)

To resolve all objections need to confirm at $3,105 paid to date, $1,077x58 begin 3/1/2021 which includes minimum $69,368.12 dividend to general unsecured creditors

1) LoanCare LLC (McCabe Weisberg) objection to confirmation - MODIFIED PLAN PROPOSES TO PAY ARREARS PER THE CLAIM, RESOLVING CREDITOR OBJECTION
-arrears $6,707.29 not provided in plan
2) Trustee objection to debtors motion objecting to PNC Bank claims 5 and 6 RESOLVED, MODIFED PLAN LISTS CLAIM 5 TO BE TREATED AS UNAFFECTED BY THE PLAN, CLAIM 6 IS TO BE PAID ALONG WITH THE UNSECURED CREDITOR POOL
3) Trustee objection to confirmation - need to resolve
-need a current market analysis that provides comparables PROVIDED WITH VALUE OF $405,000 WHICH INCREASES NON EXEMPT EQUITY IN THE AMOUNT OF $69,189.12
-need November and December bank statements for PNC accounts 0117 and 3654 ENDING BALANCE FOR PNC IS $158, EXEMPTED
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $2,950 in non exempt equity in the PNC account and $179 in non exempt equity in the life insurance policies
-there is $8,289 in non exempt equity in the residence DUE TO UPDATED CMA WITH COMPS SHOWING VALUE OF $405,000 THE NON EXEMPT EQUITY OF THE REAL ESTATE IS $69,189.12, CLAIMS AS OF BAR DATE TOTAL $50,456.60
-need to file pre confirmation certification RESOLVED, FILED
-the attorney fees in the plan and the disclosure statement do not agree. Plan states $0 in fees and disclosure states that $2,375 will be paid through the plan. One of these must be amended RESOLVED - MODIFIED PLAN PAYS $2,375 THROUGH PLAN

proposed plan $951 paid to date, $1077x59 base plan
paid in $3105
last claim 13
Matter ResolvedRequest
Adjourment
1193/3/2021 10:00 am20-23476 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $250.00  
As of 2/25/21(mk):updated-atty ok to terms

**CAN REC CONFIRM AT $250 x 60 Begin 1/1/21:Base;LM with JP Morgan Chase by 5/11/21;Trustee is authorized to pay arrears on JP Morgan Chase claim #2-1 pending LM. LM w/PNC Bank BY 6/11/21. Trustee is authorized to arrears on PNC Bank claim #3-1 pending LM. OTBS resolving the objection with PNC Bank w/in 30 days. Trustee authorized to pay Investors arrears claim #1-1 for $1841.37. Low Base pending LM.**

1. Objection by PNC Bank (KmL):
Lm speculative;Filed arrears POC $5,700.98. PLan has LM w/n 6mos of filing- Pay arrears pending? Per Atty - YES- RESOLVED:
LM w/in 6 mos TR to pay arrears pending LM;Debtor is to make post-petition payments per the loss mitigation order while mod is pendingDebtor reserves right to object to claim;Secured Creditor reserves right to any pre- or post-petition arrears (including the difference between the regular & loss mitigation payment amounts) in the event a loan modification is not successful.

2. Objection by Cenlar FSB(Stern, Lav): Resolved
plan fails to pay arrears PER ATTY PAY & email from creditor
atty (M. Cozzini) saying paying POC resolves obj.

3.Trustee Objection:
Plan must be a base due to LM- can't be 0%- Ok atty agrees to base
- plan seeks LM w/ Jp Morgan & Chase. There are 3 mtgs on this prop. Need to clarify which is 1st,2nd & 3rd( Sch D lists Cenlar as 1st, Chase as 2nd & PNC as 3rd)- Is this correct? MK: per atty YES
- Must resolve all creditor objections.
need Updated auto insurance(Provided)

4. Objection By JPMorgan/Chase(Fein Such)- Fails to pay arrears. RESOLVED:2/8/21(mk): ORDER SUBMITED TO CHAMBERS. Terms= LM (including CT Approval)by 5/11/21. TR to pay arrears pending LM. If LM denied- file Mp to cure or surrender RE.

Plan:250 x 60 0% and LM Broadway 6 months from filing date (6/11/21).
2/2 payments
last claim:3-1,bar date:2/19/21
Matter ResolvedRequest
Adjourment
1203/3/2021 10:00 am20-23787 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

updated 3/2/2021 (JMA)

ok to confirm at $5,400 paid to date, $1,800x42 begin 4/1/2021 100% plan


issues as of 2/26/2021 -(JMA) bar date expires, 3/1 - review updated claims and make recommendation

1) Trustee objection to confirmation - need to resolve
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - excessive expenses on Schedule J home maintenance $350; telephone $560; $100 gifts - PLAN IS PROPOSED TO PAY 100% TO GENERAL UNSECURED CREDITORS
2) Bar date does not expire until 3/1/2021 - may wish to adjourn to allow the bar date to pass - sent debtor's attorney an email

proposed plan $1,800x60 100% plan
paid in $5,400
last claim 8
Matter ResolvedRequest
Adjourment
1213/3/2021 10:00 am20-23878 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  

As of 2/22/21(mk):


**CAN REC CONFIRM AT $600 x 9 begin 1/1/21; then 125 x 11 begin 10/1/21;then 300 x 16 begin 9/1/22;Base **


1. Trustee Objection: Resolved
-Debtor response to Tr obj. reviewed
-Debtor has exceeded D5 exemption by $5,234.( NO- wrong calculation-NOW OK)
- Income verifies higher than sch. ( No- did ytd and not more)
-excessive expenses: Debtor response- overall expenses OK
-domestic support form filed.


Plan:600 x 9,125 X 11; 300 x 16:base
2/2payments
last claim:2-1, bar date:3/3/21
Matter ResolvedRequest
Adjourment
1223/3/2021 10:00 am20-23943 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $250.00  
AS OF 2/24/2021 (at):

RECOMMEND: $500 PAID TO DATE, $253 x 58 BEGINNING 3/1/2021, BASE
Student loans will be paid outside of the plan.
Need to file Pre-Confirmation Certification within 10 days of confirmation.

Trustee's objection:
- The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERT OF SERVICE FILED)

Plan proposes: $250 x 60, $0 to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
1233/3/2021 10:00 am20-24038 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
4/21/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

2/26/21: adj request to resolve claims and see id can be feasible.

AS of 2/25/21(mk);Updated

>>PLan is not feasible. Plan fails to address claims filed & T/h equity 147,481<<

1. Obj. by New Rez(KML) POC- $21,541.48- Plan has unaffected.

2. Wells Fargo(2014 Hyundai Santa Fe) POC arrears $4,519.12- NOT IN PLAN

3. IRS ( NOT IN PLAN(POC -Priority $510.46 & GUC- Estimated- no returns filed for 2015 & 2016-

4. Trustee Objection:
- Needs to treat Wells Fargo arrears POC $4,519.12 .
- there is non exempt equity in the amount of $147,481 in the residential property owned by the debtor.. That T/H amt needs to be paid to gucs
- plan not feasible.



Plan:$250 X 60 BEG 1/2021; BASE
2/2 payments
last claim:7-1, bar date:3/11/21
Matter ResolvedRequest
Adjourment
1243/3/2021 10:00 am21-10001 / CMGSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledWithdrawnDebtor has made 1 of 2 required payments   Arrears: $449.00  
Mk: atty filed a w/d of plan #6 on 3/2/21. DO NOT ADJ-

3/2/21(mk) email from creditor in #2- w/d objection to confirmation- asked if he agrees w/ amt of cram(4, 529)in plan- or will we have an order fixing amt? Reply is:
There is a MP before conf.(#17)FILED NOW On 4/7/21- has cram amt total of $6,130- creditor is ok w/ that amt. DEBTOR ATTTY NEEDS TO REQUEST ADJ. OF THIS HEARING OR W/D Plan #6.


As of 2/24/21 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $-157.75.
- Excessive expense for rent $2,600 (need proof of rental lease).
- Plan fails to provide for a prompt cure of rental arrears.
- Must file Pre-confirmation certificate.

2. Capital One Auto (MESTER & SCHWARTZ) obj to cram. Obj must be resolved.

3. Must resolve IRS estimated claim, 2020 not filed.

Prop Plan $472 x 60 Base
Matter ResolvedRequest
Adjourment
1253/3/2021 10:00 am21-10058 / CMGJONAS SINGER, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  

UPDATED 3/2/2021 (JMA)

ok to confirm at $1,600 paid to date, $920x58 begin 4/1/2021 100% plan

issues as of 2/26/2021 (JMA) creditor will withdraw claim 1 - once withdrawn, Trustee to confirm at 100%

1) ACAR Leasing filed claim 1 for 2017 GMAC Acadia- PER DEBTORS COUNSEL THIS VEHICLE WAS PART OF THE CHAPTER 7 THAT WAS DISCHARGED FEBRUARY 2020 - PER STAFF ATTORNEY DEBTORS COUNSEL NEEDS TO MOVE AGAINST THIS CLAIM - PER DEBTORS ATTORNEY THE CREDITOR WILL BE WITHDRAWING THE CLAIM- CLAIM WITHDRAWN
2) If claim withdrawn, ok to confirm at $1,600 paid to date, $920x58 begin 4/1/2021 100% plan
Matter ResolvedRequest
Adjourment
1263/3/2021 10:00 am21-10065 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/21/2021 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $353.00  
mk: payment posted today.

AS OF 3/2/2021 (at):

1. 341 is scheduled for 3/11/2021.
2. Payments: 1/1
Matter ResolvedRequest
Adjourment
03/3/2021 10:00 am21-10169 / CMGEdward Nathan VaismanConfirmation Hearing ScheduledContinued
3/17/2021 10:00 am
Debtor has made 3 of 2 required payments   Arrears: $0  

AMT: COURT DOCKET/ENTERED IN ERROR SCH FOR 3-17
Matter ResolvedRequest
Adjourment
1273/3/2021 10:00 am21-10296 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/7/2021 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 3/1/2021 (at):

1. 341 hearing is scheduled for 3/11/2021
2. Payments: 2/1, arrears $254
Matter ResolvedRequest
Adjourment
03/3/2021 11:00 am21-11067 / CMGYAKOV RUDIKHOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
1283/3/2021 12:00 pm16-11510 / CMGMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $37,561.00
Matter ResolvedRequest
Adjourment
1293/3/2021 12:00 pm16-17488 / CMGCANDYCE I SMITH-SKLAR, ESQMotion CompensationOrder Previously Submitted
2/22/21(mk) Revised order submitted to chambers.

2/19/21: Atty will submit revised order; needs $525 x 2

Trustee obj<>FEE APPLICATION
Matter ResolvedRequest
Adjourment
1303/3/2021 12:00 pm17-15172 / CMGEric ClaymanMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $16,035.00
Per CMG adj to 8/18/21 at 9:00am

12:00 PM on 3/3/21

AR CAR NOTE ADJ TO 3-3 BY CMG
CONDO OWED 4 K DEBTOR ASSERTS PAID
SOME PROPOSES TERMS
Debtor obj<>THE COLONY AT MILL HILL CONDO (SCOTT KAPLAN)
Matter ResolvedRequest
Adjourment
1313/3/2021 12:00 pm18-26618 / CMGBRUCE C TRUESDALE ESQMotion CompensationGrantedTotal Paid In: $19,529.00
Matter ResolvedRequest
Adjourment
1323/3/2021 12:00 pm20-11183 / CMGTIMOTHY P KANE ESQMotion compensationGrantedTotal Paid In: $12,012.00
2/24/21: Now OK to G

2/22/21(MK): atty submitted amended Motion- it is really just his cert which fixes Tr obj. - ASK DIANE L. if we can enter the Order submitted at #39 w/ motion granting suppl. fees for $800

Trustee obj; atty cert<> FEE APP
Matter ResolvedRequest
Adjourment
1333/3/2021 12:00 pm20-20931 / CMGMICHAEL P OTTO ESQApplication for RetentionContinued
3/17/2021 9:00 am

3/3/21: adj to MP on 3/17/21 for settlement to be finalized.

Judge to hear at 2:00 w/Adv. Pro. Summary Judgment Motion

NR Deed obj ( Kraemer Burns)<>APPLICATION FOR RETENTION OF REALTOR

(Mk):NR Deed purchased RE by Tax sale. says debtor does not own it.
MFR also on 3/3/21

Adv pro filed by debtor vs. NR Deed.
Matter ResolvedRequest
Adjourment
1343/3/2021 12:00 pm20-21293 / CMGJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $2,500.00
Matter ResolvedRequest
Adjourment
1353/3/2021 2:00 pm20-20931 / CMGMICHAEL P OTTO ESQAP Motion Summary JudgmentContinued
3/17/2021 9:00 am

3/3/21: adj to MP on 3/17/21 for settlement to be finalized.

AP 20-1564 Farano vs. NR Deed MTN FOR SUMMARY JUDGMET
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes