Judge Michael B. Kaplan
Hearing Date: 3/3/2020
Hearing Count: 295
Last Updated: 04-07-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
13/3/2020 9:00 am10-18978 / MBKPATRICK MOSCATELLO, ESQMotion Requesting RedactionGranted
Matter ResolvedRequest
Adjourment
23/3/2020 9:00 am12-25752 / MBKPATRICK MOSCATELLO, ESQMotion Requesting RedactionGranted
Matter ResolvedRequest
Adjourment
33/3/2020 9:00 am13-26907 / MBKJOSEPH CASELLO ESQMotion Requesting RecactionGranted
Matter ResolvedRequest
Adjourment
43/3/2020 9:00 am14-33496 / MBKJEANIE D. WIESNER, ESQ.Motion Relief from Stay (Fee)Continued
3/25/2020 9:00 am

Debtor obj; Select Portfolio response<>SELECT PORTFOLIO SERVICING (FEIN, SUCH, KAHN)
Matter ResolvedRequest
Adjourment
53/3/2020 9:00 am15-20288 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultContinued
5/19/2020 9:00 am
Total Paid In: $33,868.00
Debtor obj, will pay $900, then $1250 to complete
Matter ResolvedRequest
Adjourment
73/3/2020 9:00 am15-24004 / MBKSTEVEN J ABELSON, ESQMotion Reinstate StayGrantedTotal Paid In: $41,077.00
MTN TO REINSTATE STAY/BSI
Matter ResolvedRequest
Adjourment
83/3/2020 9:00 am15-27613 / MBKJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2020 9:00 am
Total Paid In: $31,072.00
Debtor obj, filing MP<>FAILED TO ADDRESS IRS ' PER PLAN' CLM BY 4/1/17
Matter ResolvedRequest
Adjourment
93/3/2020 9:00 am15-27931 / MBKTHOMAS J ORR ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $27,351.00
WELLS FARGO (PHelan) ( TR ARREARS )
Matter ResolvedRequest
Adjourment
103/3/2020 9:00 am15-28489 / MBKANDREW G. GREENBERG, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/8/2020 9:00 am
Total Paid In: $22,572.00
AMT: MP 4/8<<>>
Debtor obj, filing MP<>PLAN NOT FEASIBLE DUE TO $10,667 POST PETTION ARREARS ADDED TO PLAN IN MONTH 48;FAILED TO FILE MP WITHIN 15 DAYS OF 8/12/19 ORDER RESOLVING MFR
Matter ResolvedRequest
Adjourment
113/3/2020 9:00 am15-28698 / MBKKevin Fayette, EsqCreditor Certification of DefaultContinued
3/17/2020 9:00 am
Total Paid In: $93,075.00
WELLS FARGO (Phelan)( TR ARREARS )
Matter ResolvedRequest
Adjourment
123/3/2020 9:00 am15-29032 / MBKJustin M. Gillman, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $19,900.00
Prior hearing on 10/23 was OTBS--------------
RELISTED - HUNTINGTON NATIONAL BANK (McCabe) (TR ARREARS )
Matter ResolvedRequest
Adjourment
133/3/2020 9:00 am15-32492 / MBKSTACEY L MULLEN, ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $38,634.00
Debtor obj<>M&T BANK (KML)
Matter ResolvedRequest
Adjourment
143/3/2020 9:00 am16-11486 / MBKDeborah B. Austin Notice of Mortgage Payment ChangeContinued
4/8/2020 9:00 am
Total Paid In: $35,448.00
DEBTOR OBJ TO WILMINGTON SVGS FUND NTC OF MTG PYMT CHANGE
Matter ResolvedRequest
Adjourment
153/3/2020 9:00 am16-11959 / MBKWARREN S JONES, JR ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $48,733.00
NATIONSTAR (STern & L)
Matter ResolvedRequest
Adjourment
163/3/2020 9:00 am16-12359 / MBKFrances A. Tomes, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $10,833.00
3/3 AMT: $10,683.12 PTD (49); $150.00 X 11 BEG 4/1/2020; DEBTOR COUNSEL TO W/D BALANCE OF FEES REMAINING TO BE PAID IN THE PLAN (TOTAL OF $2,335.88); DEBTOR COUNSEL TO REFUND TRUSTEE $1,000 BY 4/15/20; DEBTOR TO OBTAIN LM W/OCWEN O/S PLAN AND OCWEN FREE TO SEEK STAY RELIEF<<<<>>>>

ANITA WORK UP
AR TR ORDER WD ALL MP POST LAST CONF ORDER PTD 10683 , ADD 2336 IN UNPAID ATTY DISGORGED ;AMORT BALANCE ADD LOAN MOD OS PLAN TR NOT TO PAY CLAIM LENDER FREE TO SEEK STAY RELIEF
Debtor obj<>FAILED TO LM BY 9/1/18; FAILED TO FILE FEASIBLE PLAN (MP DENIED ON 8/14/19)
Matter ResolvedRequest
Adjourment
173/3/2020 9:00 am16-21308 / MBKROBERT C NISENSON ESQTrustee Certification of DefaultContinued
4/28/2020 9:00 am
Total Paid In: $20,602.00
Debtor obj, will be current
Matter ResolvedRequest
Adjourment
183/3/2020 9:00 am16-23123 / MBKSTEVEN J ABELSON, ESQTrustee Certification of DefaultWithdrawnTotal Paid In: $80,332.00
Matter ResolvedRequest
Adjourment
193/3/2020 9:00 am16-23199 / MBKJAMES J CERBONE, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $27,372.00
DEUTSCHE BANK (SHAPIRO)
Matter ResolvedRequest
Adjourment
203/3/2020 9:00 am16-28488 / MBKJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2020 9:00 am
Total Paid In: $21,551.00
Debtor obj, filing MP<>SV/US BANK #6-1; NEEDS TO PROVIDE INFO AS TO WHO SATISFIED VIRGO MUNICIPAL FINANCE FUND TAX SALE CERT #11-1
Matter ResolvedRequest
Adjourment
213/3/2020 9:00 am16-34596 / MBKDAVID A SEMANCHIK ESQMotion Impose Automatic StayContinued
3/17/2020 9:00 am
Total Paid In: $22,908.00
MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
223/3/2020 9:00 am17-13664 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2020 9:00 am
Total Paid In: $8,391.00
Atty filed obj, attempting to contact client<>FAILED TO LM BY 11/30/17, EXTENDED LOSS MIT EXPIRED 8/28/19;
Matter ResolvedRequest
Adjourment
233/3/2020 9:00 am17-14083 / MBKRobert M. Kline Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)GrantedTotal Paid In: $65,593.00
Matter ResolvedRequest
Adjourment
243/3/2020 9:00 am17-15685 / MBKJOSEPH CASELLO ESQMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $17,812.00
Debtor obj<>U.S. BANK NAT'L ASSOC (PARKER MCCAY)
Matter ResolvedRequest
Adjourment
253/3/2020 9:00 am17-15932 / MBKJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $10,982.00
AMT: MP 3/3<<>>
Debtor obj, filing MP<>PLAN WILL NOT COMPLETE TIMELY DUE TO POST PETITION MORTGAGE ARRREARS AND CREDITOR ATTY FEES ADDED TO PLAN
Matter ResolvedRequest
Adjourment
263/3/2020 9:00 am17-16295 / MBKJ. Todd MurphyMotion Relief from Stay (Fee)GrantedTotal Paid In: $45,529.00
AMERICREDIT FINC (MORTON)
Matter ResolvedRequest
Adjourment
273/3/2020 9:00 am17-16295 / MBKJ. Todd MurphyMotion to Use Cash CollateralGrantedTotal Paid In: $45,529.00
MTN FOR DIRECTION OF PAY FOR AUTO LOSS PROCEEDS
Matter ResolvedRequest
Adjourment
283/3/2020 9:00 am17-16454 / MBKBRUCE C TRUESDALE ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $57,111.00
WELLS FARGO (Phelan)
Matter ResolvedRequest
Adjourment
293/3/2020 9:00 am17-20779 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $43,750.00
FAILED TO FILE FEASIBLE PLAN; 100% PLAN NOT FEASIBLE DUE TO IRS APOC #2-2 WHICH ALSO INCLUDES POST PET/TRUSTEE NOT AUTHORIZED TO PAY POST PET
Matter ResolvedRequest
Adjourment
303/3/2020 9:00 am17-22134 / MBKROBERT MANCHEL ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $19,761.00
BIRCH HOLLOW CONDO (MCGOVERN)
Matter ResolvedRequest
Adjourment
313/3/2020 9:00 am17-23764 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $27,158.00
AMT: MP 3/3<<>>MP IS REC DENY

***MBK wants a MP within 10 days - adj to 3/3/20***
***MAY NEED TO HOLD FOR JUDGE IF NO MOVEMENT ON LOAN MOD***
***Atty mailed $2,500 on 9/11/19 - updated docs were sent 9/16 - adj to 12/17***
Debtor obj<<<>>>FAILED TO LM BY 4/24/19; ARREARS
Matter ResolvedRequest
Adjourment
323/3/2020 9:00 am17-28440 / MBKJULES L ROSSI ESQOrder Shorten TimeContinued
3/17/2020 9:00 am
Total Paid In: $26,451.00
BOA obj (Shapiro)<>MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
333/3/2020 9:00 am17-29926 / MBKPETER J BROEGE ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $17,277.00
3/2 AMT: $17,277 PTD (29); $902 X 31 BEGINNING 4/1/2020 (atty ok)<<<>>>

AR CHECK ATTY CALC- AT 16425 PTD NEEDS 887 X32 TO COMPLETE WO ADDL ATTY FEES
Debtor obj<>
Matter ResolvedRequest
Adjourment
343/3/2020 9:00 am17-30537 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/14/2020 9:00 am
Total Paid In: $53,326.00
MP filed 3/2/20
Debtor obj, filing MP<>SV/WILMINGTON #7-1; ARREARS
Matter ResolvedRequest
Adjourment
353/3/2020 9:00 am17-32976 / MBKArnold R. Schlisserman Notice of Proposed SettlementGrantedTotal Paid In: $99,821.00
***NA - TRUSTEE OBJECTION IS SUSTAINED***
Trustee obj<>NTC OF SETTLEMENT
Matter ResolvedRequest
Adjourment
363/3/2020 9:00 am17-34423 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
3/17/2020 9:00 am
Total Paid In: $20,900.00
Debtor obj<>BANK OF AM (SHAPIRO)
Matter ResolvedRequest
Adjourment
373/3/2020 9:00 am17-34660 / MBKROBERT H JOHNSONMotion Relief from Stay (Fee)WithdrawnTotal Paid In: $10,360.00
NEXBANK SSB (PLUESE)
Matter ResolvedRequest
Adjourment
383/3/2020 9:00 am17-34919 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultConverted to 7 / 11
Debtor obj<>
Matter ResolvedRequest
Adjourment
393/3/2020 9:00 am17-35035 / MBKWILLIAM S WOLFSON, ESQTrustee Certification of DefaultDismissedTotal Paid In: $20,118.00
AR THERE HAVE BEEN 2 RECAPS ON THIS CASE ALREADY
Debtor obj, requests recap
Matter ResolvedRequest
Adjourment
403/3/2020 9:00 am17-35060 / MBKBRUCE H. LEVITTMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/11/2020 9:00 am
Total Paid In: $10,755.00
MP SCH 3-11
Debtor obj, filed MP<>FAILED TO ADDRESS JEFFERSON PARK LATE FILED CLM #14-1/SECURED PORTION IS MORE THAN PROPOSED IN PLAN
Matter ResolvedRequest
Adjourment
413/3/2020 9:00 am18-10431 / MBKJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/11/2020 9:00 am
Total Paid In: $6,505.00
AMT: MP 3/11<<<<>>>>
Debtor obj, filing MP<>FAILED TO ADDRESS PER PLAN CLM/MONUMENT CROSSING; PLAN NOT FEASIBLE
Matter ResolvedRequest
Adjourment
423/3/2020 9:00 am18-12566 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $28,366.00
***$26,220 Ptd, then $2,146 x 36 starting 3/1/20 with both debtors signing up for eWage***
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
433/3/2020 9:00 am18-15347 / MBKHENRY CHUDZIK, JR.Trustee Certification of DefaultContinued
4/28/2020 9:00 am
Total Paid In: $13,320.00
AR STILL 1 MO ARREARS
Debtor obj, paying arrears by 2/12
Matter ResolvedRequest
Adjourment
443/3/2020 9:00 am18-15846 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)Continued
3/17/2020 9:00 am
Total Paid In: $6,328.00
Debtor obj<>LEHMAN XS TRUST MTG (SHAPIRO)
Matter ResolvedRequest
Adjourment
453/3/2020 9:00 am18-16775 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,250.00
SV/CHALET PROPERTIES #2-1
Matter ResolvedRequest
Adjourment
463/3/2020 9:00 am18-17620 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $4,373.00
AMT: MP 3/3<<>>

AR NO PYMT AND NO MP FILED
will send in $1000 and MP on for 1/22

Debtor response<>FAILED TO ADDRESS M&T BANK CLM #9-2 BY 8/15/19; FAILED TO COMPLY WITH 1/23/19 LM ORDER FOR MP AND AMD I/J; SV/M&T BANK #9-2; ARREARS
Matter ResolvedRequest
Adjourment
473/3/2020 9:00 am18-17666 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/8/2020 9:00 am
Total Paid In: $4,800.00
AR REC GUC BE PAID 1ST
AMT; MP 4/8<<<>>>
Debtor obj, will file MP<>FAILED TO SELL POPLAR DRIVE PPTY BY 8/18/19
Matter ResolvedRequest
Adjourment
483/3/2020 9:00 am18-17902 / MBKSTEVEN DUNBAR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $21,060.00
SV/ATLANTICA #4-1; ARREARS
Matter ResolvedRequest
Adjourment
493/3/2020 9:00 am18-19293 / MBKROBERT C NISENSON ESQTrustee Certification of DefaultContinued
4/14/2020 9:00 am
Total Paid In: $20,601.00
Debtor obj, will be current before hearing
Matter ResolvedRequest
Adjourment
503/3/2020 9:00 am18-19504 / MBKWARREN BRUMEL, ESQCreditor Certification of DefaultContinued
4/8/2020 9:00 am
Total Paid In: $25,672.00
SANTANDER (Phelan) ( tr arrears )
Matter ResolvedRequest
Adjourment
513/3/2020 9:00 am18-19698 / MBKJAMES J CERBONE, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $10,097.00
Debtor obj<>LAKEVIEW (Phelan)
Matter ResolvedRequest
Adjourment
523/3/2020 9:00 am18-20071 / MBKCANDYCE I SMITH-SKLAR, ESQCreditor Certification of DefaultContinued
3/17/2020 9:00 am
Total Paid In: $12,448.00
WESLL FARGO (pHELAN)
Matter ResolvedRequest
Adjourment
533/3/2020 9:00 am18-21209 / MBKEric ClaymanMotion Relief from Stay (Fee)Continued
3/17/2020 9:00 am
Total Paid In: $5,900.00
Debtor obj<>SN SERVICING (FRIEDMAN)
Matter ResolvedRequest
Adjourment
543/3/2020 9:00 am18-22236 / MBKDAVID G BESLOW, ESQMotion Relief from Co-Debtor StayContinued
3/17/2020 9:00 am
Total Paid In: $4,200.00
Debtor obj<>SELENE FINANCE (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
553/3/2020 9:00 am18-22440 / MBKDANIEL L. REINGANUMMotion Relief from Co-Debtor StayContinued
4/8/2020 9:00 am
Total Paid In: $20,071.00
Debtor obj<>AMERICAN NEIGHBOROOD MTG (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
573/3/2020 9:00 am18-23067 / MBKBrian Gregory HannonCreditor Certification of DefaultContinued
4/14/2020 9:00 am
Total Paid In: $102,280.00
JP MORGAN (Fein, Such)(TR ARREARS $56,855)
Matter ResolvedRequest
Adjourment
563/3/2020 9:00 am18-23067 / MBKBrian Gregory HannonMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/14/2020 9:00 am
Total Paid In: $102,280.00
AR EMAIL SENT TO LEBRON CHASE IS RETURNING $
IF DEBTOR PAYS BY 2-28 OK TO ADJ PENDING RECEIPT OF FUNDS BY CHASE
Debtor obj, $43,500 pd to Chase in error/Chase to turn over funds to Trustee & debtor to pay balance of $12,655 by 2/28<>FAILED TO SUBMIT $56,155 LUMP SUM BY 1/1/2020
Matter ResolvedRequest
Adjourment
583/3/2020 9:00 am18-23078 / MBKLAWRENCE L ABT III ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2020 9:00 am
Total Paid In: $8,305.00
SV/ALLY CAPITAL #1-1; ARREARS
Matter ResolvedRequest
Adjourment
593/3/2020 9:00 am18-24114 / MBKSTEVEN J ABELSON, ESQMotion Motion (Generic) - Only use if no other event is applicableContinued
4/8/2020 9:00 am
Total Paid In: $11,618.00
Freedom mtg brief in opp (Powers)<>MTN OBJECTING TO FREEDOM MTN NTC OF MTG PYMT CHANGE - Powers Kirn filed a non-contesting response and request the motion be marked moot
Matter ResolvedRequest
Adjourment
603/3/2020 9:00 am18-24469 / MBKROBERT C NISENSON ESQTrustee Certification of DefaultDismissedTotal Paid In: $21,974.00
Debtor obj, will attempt to bring current
Matter ResolvedRequest
Adjourment
613/3/2020 9:00 am18-24969 / MBKSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/8/2020 9:00 am
Total Paid In: $8,536.00
ARREARS; DEBTORS COUNSEL FAILED TO FILE FEE APPLICATION WITHIN 7 DAYS OF 8/8/19 CONF ORDER
Matter ResolvedRequest
Adjourment
623/3/2020 9:00 am18-25380 / MBKSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/17/2020 9:00 am
Total Paid In: $3,600.00
AMT: MP 3/3<<>>

Debtor obj<>FAILED TO LM BY 7/31/19; ARREARS (debtor paying the wrong amount)
Matter ResolvedRequest
Adjourment
633/3/2020 9:00 am18-27302 / MBKDONALD F CAMPBELL, JRMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/17/2020 9:00 am
Total Paid In: $23,100.00
AR MOTION TO VACATE STAY SCH 3-17 OK TO ADJ
--adj request denied because to opposition filed

Debtor obj<>SV/SLS #3-1; NJ DIV TAX EST CLM #4-1
Matter ResolvedRequest
Adjourment
643/3/2020 9:00 am18-30098 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/11/2020 9:00 am
Total Paid In: $2,756.00
AMT: MP 3/11<<<>>>

Debtor obj, filing MP<<>>FAILED TO LM BY 4/30/19
Matter ResolvedRequest
Adjourment
653/3/2020 9:00 am18-30178 / MBKHERBERT B RAYMOND ESQCreditor Certification of DefaultContinued
4/8/2020 9:00 am
Total Paid In: $8,380.00
JP MORGAN (Phelan)
Matter ResolvedRequest
Adjourment
663/3/2020 9:00 am18-30489 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
3/17/2020 9:00 am
Total Paid In: $12,353.00
Debtor obj<>SYLVAN GLADE PARK CONDO (MCGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
673/3/2020 9:00 am18-30650 / MBKCANDYCE I SMITH-SKLAR, ESQTrustee Certification of DefaultDismissedTotal Paid In: $4,025.00
Debtor obj, will make partial pymt
Matter ResolvedRequest
Adjourment
683/3/2020 9:00 am18-32517 / MBKSTEPHANIE SHRETER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2020 9:00 am
Total Paid In: $2,900.00
Debtor obj, in trial LM<>FAILED TO LM BY 6/27/19
Matter ResolvedRequest
Adjourment
693/3/2020 9:00 am18-32877 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultDismissedTotal Paid In: $10,154.00
AMT: MP 3/11<<<>>>

Debtor obj, filing MP
Matter ResolvedRequest
Adjourment
703/3/2020 9:00 am18-32877 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $10,154.00
Debtor obj<>SELECT PORTFOLIO (MILSTEAD)
Matter ResolvedRequest
Adjourment
713/3/2020 9:00 am18-33024 / MBKAndrew Thomas Archer Motion File Claim After Claims Bar DateGrantedTotal Paid In: $10,281.00
MTN ALLOWING HOME POINT LATE FILED CLM #16-1 TO BE PD IN PLAN
Matter ResolvedRequest
Adjourment
723/3/2020 9:00 am18-33949 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2020 9:00 am
Total Paid In: $9,310.00
FAILED TO ADDRESS 'PER PLAN' CLM/EWING TWP; ARREARS
Matter ResolvedRequest
Adjourment
03/3/2020 9:00 am18-33988 / MBKWARREN BRUMEL, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
FAILED TO FILE MP AND AMD I/J WITHIN 20 DAYS OF 8/15/19 LM ORDER
Matter ResolvedRequest
Adjourment
733/3/2020 9:00 am18-34604 / MBKMICHELLE LABAYENMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $11,400.00
FAILED TO LM BY 10/23/19; ARREARS
Matter ResolvedRequest
Adjourment
743/3/2020 9:00 am19-10094 / MBKAndrew Thomas Archer Motion File Claim After Claims Bar DateGrantedTotal Paid In: $21,604.00
MTN ALLOWING FARLEIGH DICKINSON LATE FILED CLM #16-1 TO BE PD IN PLAN
Matter ResolvedRequest
Adjourment
753/3/2020 9:00 am19-10286 / MBKSEYMOUR WASSERSTRUM, ESQCreditor Certification of DefaultGrantedTotal Paid In: $1,760.00
OBJ WITHDRAWN --SANTANDER (Morton) ( TR ARREARS )
Matter ResolvedRequest
Adjourment
763/3/2020 9:00 am19-10923 / MBKDONALD C GOINS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/14/2020 9:00 am
Total Paid In: $3,404.00
AMT: MP DOC #40 FILED 3/2<<<>>>

Debtor obj, filing MP (Conf 3/3/20 - WITHDRAWN)<>FAILED TO LM BY 7/30/19
Matter ResolvedRequest
Adjourment
773/3/2020 9:00 am19-11275 / MBKSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $16,434.00
Debtor obj<>DITECH FINC (RAS)
Matter ResolvedRequest
Adjourment
783/3/2020 9:00 am19-11290 / MBKJENEE K. CICCARELLIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/8/2020 9:00 am
Total Paid In: $10,546.00
AMT: MP 4/8<<<>>>
Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
793/3/2020 9:00 am19-11314 / MBKJOSEPH I WINDMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $47,692.00
SV/AMERICREDIT #4-1; ARREARS
Matter ResolvedRequest
Adjourment
803/3/2020 9:00 am19-11364 / MBKAllen I. Gorski, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $86,892.00
Debtor obj<>US BANK (HONIG & GREENBEG)
Matter ResolvedRequest
Adjourment
813/3/2020 9:00 am19-12219 / MBKCAMILLE J KASSARMotion Relief from Co-Debtor StayMoot - Dismissed
Debtor obj<>SPECIALIZED LOAN (PLUESE)
Matter ResolvedRequest
Adjourment
823/3/2020 9:00 am19-12388 / MBKEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,960.00
SV/US BANK #13-1; FAILED TO LM BY 10/31/19; ARREARS
Matter ResolvedRequest
Adjourment
833/3/2020 9:00 am19-12513 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $5,532.00
Debtor obj, will bring current
Matter ResolvedRequest
Adjourment
843/3/2020 9:00 am19-13353 / MBKEric ClaymanMotion Relief from Co-Debtor StayGrantedTotal Paid In: $22,000.00
BAYVIEW LOAN (MCCABE)
Matter ResolvedRequest
Adjourment
853/3/2020 9:00 am19-13427 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $2,716.00
Debtor obj, made pymts
Matter ResolvedRequest
Adjourment
863/3/2020 9:00 am19-13841 / MBKANDREW B FINBERG ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $10,250.00
SV/GLOBAL LENDING #8-1; ARREARS
Matter ResolvedRequest
Adjourment
873/3/2020 9:00 am19-14267 / MBKJOAN S. WARREN, ESQ.Motion Relief from Co-Debtor StayGrantedTotal Paid In: $10,617.00
U.S. BANK TRUST/CALIBER (PHELAN)
Matter ResolvedRequest
Adjourment
883/3/2020 9:00 am19-14984 / MBKSTEPHANIE RITIGSTEINMotion Relief from Co-Debtor StayContinued
3/17/2020 9:00 am
Total Paid In: $10,698.00
MORTGAGE RESEARCH CENTER (PHELAN)
Matter ResolvedRequest
Adjourment
893/3/2020 9:00 am19-15287 / MBKROBERT C NISENSON ESQTrustee Certification of DefaultDismissedTotal Paid In: $2,892.00
Debtor obj, will be current
Matter ResolvedRequest
Adjourment
903/3/2020 9:00 am19-15622 / MBKCAMILLE J KASSARMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,889.00
FAILED TO LM BY 9/16/19; SV/NJ HOUSING #6-1; ARREARS
Matter ResolvedRequest
Adjourment
933/3/2020 9:00 am19-16695 / MBKSTEVEN J ABELSON, ESQMotion Withdraw As AttorneyMoot - DismissedTotal Paid In: $1,200.00
Matter ResolvedRequest
Adjourment
913/3/2020 9:00 am19-16695 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,200.00
FAILED TO PAY $81,026 LUMP SUM BY 12/31/19; FAILED TO FILE CONSENT ORDER TO PAY LATE FILED CLM #7-1/RENE NIEVES; FAILED TO FILE ORDER RESOLVING OBJ OF CLM #5-1 WITHIN 30 DAYS OF 12/3/19 CONF
Matter ResolvedRequest
Adjourment
923/3/2020 9:00 am19-16695 / MBKSTEVEN J ABELSON, ESQMotion Relief from Stay (Fee)Moot - DismissedTotal Paid In: $1,200.00
U.S.BANK TRUST/CALIBER HOME (PHELAN)
Matter ResolvedRequest
Adjourment
943/3/2020 9:00 am19-17059 / MBKBRIAN W HOFMEISTERCreditor Certification of DefaultGrantedTotal Paid In: $4,340.00
Debtor obj<> CREDIT ACCEPTANCE (Morton) ( TR ARREARS )
Matter ResolvedRequest
Adjourment
953/3/2020 9:00 am19-17261 / MBKGeorge E Veitengruber IIIMotion Dismiss CaseGrantedTotal Paid In: $2,226.00
DEBTOR MTN VOLUNTARY DISMISSAL
Matter ResolvedRequest
Adjourment
963/3/2020 9:00 am19-17261 / MBKGeorge E Veitengruber IIIMotion for Relief from StayMoot - DismissedTotal Paid In: $2,226.00
REISTED - PRIOR HEARING 10/15/19 WAS OTBS <<>>JP MORGAN CHASE (Mccalla)
Matter ResolvedRequest
Adjourment
983/3/2020 9:00 am19-17410 / MBKROBERT BRAVERMANMotion Relief from Stay (Fee)Continued
3/17/2020 9:00 am
Total Paid In: $3,093.00
***Clerk Notice of Fees Due***

Debtor obj<>M&T BANK (SCHILLER, KNAPP, LEFKOWITZ)
Matter ResolvedRequest
Adjourment
973/3/2020 9:00 am19-17410 / MBKROBERT BRAVERMANTrustee Certification of DefaultWithdrawnTotal Paid In: $3,093.00
2/28 AMT: ARREARS CURED<<<>>>
Debtor obj, will be current before hearing
Matter ResolvedRequest
Adjourment
993/3/2020 9:00 am19-17688 / MBKYAKOV RUDIKHTrustee Certification of DefaultDismissedTotal Paid In: $3,600.00
NA
Debtor obj request 1 month adj to become current
Matter ResolvedRequest
Adjourment
1003/3/2020 9:00 am19-17793 / MBKAndrew Thomas Archer Application to Extend Loss MitigationWithdrawnTotal Paid In: $1,500.00
NATIONSTAR OBJ ( Shapiro)<>APPLICATION TO EXTEND LOSS MIT
Matter ResolvedRequest
Adjourment
1013/3/2020 9:00 am19-19651 / MBKJohn J. Hopkins IIIMotion Motion (Generic) - Only use if no other event is applicableContinued
3/17/2020 9:00 am

***3/3/20 MBK - dismissal vacated on condition that $3,000 is paid to creditor within 10 days - IT WILL BE A BENCH ORDER IF VACATED WITHIN 10 DAYS***

AR READY HOLD FOR 2

Arianne Holding obj<>MTN TO VACATE DISMISSAL AND REINSTATE CASE
***TRUSTEE OBJ

- PLAN DOES NOT APPEAR TO BE FEASIBLE. NO HOMEOWNER'S INS.
-Supplemental Objection to MP filed by Arianna Holding Company Francis Ballak) - Creditor obtained Final Judgment in its tax sale foreclosure on 8/8/18. Debtor does not own the property.
-Objection filed by American Credit Acceptance (Morton) - 910 claim, cannot be crammed; failure to pay adequate protection payments of $200.85, plan not feasible. (STAY VACATED - NEED MODIFIED PLAN)
NEED MP TO SURRENDER


- Proof of 2 month's income - only provided 2 paystubs, does not equal scheduled income. NEED stubs for June & July 2019 (SCHEDULE I SHOWS TAKE HOME PAY OF $4320. PER PAY STUBS PROVIDED INCOME VERIFIES AS NEGATIVE $390.86 )

- Amendments to Schedules Schedule C to use proper exemption for real property

- The debtor has undertaken an improper use of exemption. Specifically: -Michael cannot use (d)(1) objection as he is not in title to the property Michelle inherited. The Deed is to Michelle only.
NEED AMEND C SUBJECT TO AMENDMENT
-non-exempt equity in real estate of $51,093.37.

Matter ResolvedRequest
Adjourment
1023/3/2020 9:00 am19-19672 / MBKGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayContinued
3/17/2020 9:00 am
Total Paid In: $8,736.00
Debtor obj<>NATIONSTAR MTG (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
1033/3/2020 9:00 am19-19749 / MBKJOHN ZIMNIS, ESQMotion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $4,436.00
Debtor obj<>NATIONSTAR MTG (MCCALLA)
Matter ResolvedRequest
Adjourment
1043/3/2020 9:00 am19-20088 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $9,316.00
ARREARS
Matter ResolvedRequest
Adjourment
1053/3/2020 9:00 am19-20107 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $800.00
FAILED TO LM BY 12/6/19; ARREARS
Matter ResolvedRequest
Adjourment
1073/3/2020 9:00 am19-20391 / MBKEdward Hanratty, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $6,396.00
Debtor obj<>SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
1063/3/2020 9:00 am19-20391 / MBKEdward Hanratty, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $6,396.00
2/25 AMT: Need review/revision of Consent Order Doc #74, paragraph #2 to set for amount to be paid in the plan. Trustee will not calculate additional "per day" charges<<<>>>

M&T BANK (Fitzpatrick Lentz)
Matter ResolvedRequest
Adjourment
1083/3/2020 9:00 am19-20444 / MBKROBERT C NISENSON ESQMotion Relief from Stay (Fee)Continued
4/14/2020 9:00 am
Total Paid In: $2,000.00
RE-LISTED- 10/23/19 hearing was OTBS; Order doc #33 entered 11/14/19<<<<>>>>

Debtor obj<<<>>>WELLS FARGO BANK (PHELAN)
Matter ResolvedRequest
Adjourment
1093/3/2020 9:00 am19-21196 / MBKMICHELLE LABAYENMotion to Approve Loan ModificationOrder Previously Submitted
***corrected order emailed to Chambers on 2/14/20***
Trustee obj<> MTN TO APPROVE LM
Matter ResolvedRequest
Adjourment
1103/3/2020 9:00 am19-21294 / MBKKirsten B. Ennis Motion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>SUNTRUST BANK/TRUST BANK (MORTON)
Matter ResolvedRequest
Adjourment
1113/3/2020 9:00 am19-21993 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $9,760.00
MTN TO MODIFY US BANK #6 TO $0 PRE PET ARREARS (POST LM)
Matter ResolvedRequest
Adjourment
1123/3/2020 9:00 am19-22055 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/8/2020 9:00 am

AMT: MP 4/8<<<>>>

Debtor obj<>FAILED TO ADDRESS 'NOT IN PLAN' CLM #12-1/WILMINGTON SVS FOR SANDHURST ST PPTY WHICH IS NOT LISTED IN DEBTOR'S SCHEDULES OR PLAN.
Matter ResolvedRequest
Adjourment
1133/3/2020 9:00 am19-22440 / MBKAndrew Thomas Archer Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $3,500.00
Debtor obj<>MTN TO VACATE LOAN MOD ORDER DOC #32 (Phelan)
Matter ResolvedRequest
Adjourment
1143/3/2020 9:00 am19-23712 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultContinued
3/25/2020 9:00 am
Total Paid In: $3,699.00
AMT: MP 3/25 Peremptory<<<>>>
Debtor obj, filing MP<>
Matter ResolvedRequest
Adjourment
1153/3/2020 9:00 am19-25050 / MBKPaola D. Vera, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/25/2020 9:00 am
Total Paid In: $4,840.00
SV/FORD #2-1
Matter ResolvedRequest
Adjourment
1163/3/2020 9:00 am19-25752 / MBKEUGENE ROTH, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,892.00
Debtor obj<>AMERICAN HONDA (MORTON)
Matter ResolvedRequest
Adjourment
1173/3/2020 9:00 am19-26158 / MBKJAMES J CERBONE, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $8,050.00
Debtor obj<>NISSAN (MORTON)
Matter ResolvedRequest
Adjourment
1183/3/2020 9:00 am19-26177 / MBKEric ClaymanCreditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $4,431.00
FERNMORE MT. HOLLY URBAN RENEWAL (Griffin Alexander)
Matter ResolvedRequest
Adjourment
1193/3/2020 9:00 am19-28529 / MBKEdward Hanratty, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
3/25/2020 9:00 am

MTN RE TERMS OF LOAN MOD TRIAL PERIOD
Matter ResolvedRequest
Adjourment
1203/3/2020 9:00 am19-29815 / MBKEdward Hanratty, Esq.Motion for Relief from StayContinued
3/17/2020 9:00 am

Debtor obj<>THE BANK OF NEW YORK MELLON (SHAPIRO)
Matter ResolvedRequest
Adjourment
1213/3/2020 9:00 am19-31219 / MBKPETER E ZIMNIS, ESQMotion Relief from Stay (Fee)Granted
CAPITAL ONE (MESTER)
Matter ResolvedRequest
Adjourment
1223/3/2020 9:00 am19-31421 / MBKROBERT C NISENSON ESQMotion Relief from Stay (Fee)Granted
AMERICAN HONDA (MORTON)
Matter ResolvedRequest
Adjourment
1233/3/2020 9:00 am19-31488 / MBKPATRICK MOSCATELLO, ESQMotion ReconsiderDenied
US Bank obj (Pluese)<>MTN TO REINSTATE - Trustee Obj
Matter ResolvedRequest
Adjourment
1243/3/2020 9:00 am19-32133 / MBKDAVID E. SHAVERMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
Conf set for 5/5/20
-no 341(have all docs), no payments when dismissed(OK current), EDC
Matter ResolvedRequest
Adjourment
1253/3/2020 9:00 am19-32524 / MBKLAWRENCE W. LUTTRELLMotion Relief from Stay (Fee)Granted
Debtor obj<>MARK LEE/LANDLORD (GORSKI & KNOWLTON)
Matter ResolvedRequest
Adjourment
1263/3/2020 9:00 am19-32642 / MBKNelson Gonzalez Notice of Request for Loss MitigationOrder to be Submitted
Deutsche obj (Fein)<> REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
1273/3/2020 9:00 am20-10232 / MBKMONIKA MAZURCZYKMotion Relief from Stay (Fee)Granted
NISSAN MOTOR (MORTON)
Matter ResolvedRequest
Adjourment
1283/3/2020 9:00 am20-10771 / MBKNICHOLAS FITZGERALD, ESQMotion Relief from Stay (Fee)Granted
RICHARD LEONARDIS/TAX LIEN (GARY ZEITZ)
Matter ResolvedRequest
Adjourment
1293/3/2020 9:00 am20-11776 / MBKBRIAN W HOFMEISTERMotion Impose Automatic StayGranted
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
1303/3/2020 9:00 am20-11786 / MBKSTEPHANIE RITIGSTEINMotion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1313/3/2020 9:00 am20-11810 / MBKAndrew Thomas Archer Order Shorten TimeGranted
OST - MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1323/3/2020 9:00 am20-11907 / MBKMarc C. Capone, Esq.Motion Impose Automatic StayGranted
MTN TO CONTINUE STAY/SHELLPOINT
Matter ResolvedRequest
Adjourment
1333/3/2020 9:00 am20-11986 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Impose Automatic StayGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
03/3/2020 9:00 am20-12073 / MBKPRO SEMotion Extend TimeGranted
GRANTED/EXTENDED TO 3/17/20
Matter ResolvedRequest
Adjourment
1343/3/2020 9:00 am20-12210 / MBKMichael M Khalil Motion Extend TimeGranted
MTN TO CONTINUE STAY AS TO ALL CRED
Matter ResolvedRequest
Adjourment
1353/3/2020 9:00 am20-12255 / MBKROBERT C NISENSON ESQOrder Shorten TimeGranted
OST - MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
1363/3/2020 9:00 am20-12772 / MBKWilliam H. Oliver, Jr., Esq.Order Shorten TimeGranted
MTN TO EXTEND STAY/OST
Matter ResolvedRequest
Adjourment
03/3/2020 10:00 am10-21210 / KCFJOSEPH I WINDMAN, ESQMotion Requesting RedactionGranted
***KCF***
Matter ResolvedRequest
Adjourment
03/3/2020 10:00 am14-26993 / MBKKurt E. Reinheimer, Esq.Motion Requesting RedactionGranted
***KCF***
Matter ResolvedRequest
Adjourment
1373/3/2020 10:00 am16-33782 / MBKEric ClaymanConfirmation Hearing on Modified PlanConfirmedDebtor has made 35 of 40 required payments   Arrears: $300.00  Total Paid In: $10,575.00
ISSUES AS OF 2/25/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $10,275 PTD, THEN $300 x 3 STARTING 3/1/20, BASE PLAN, ANY FURTHER ATTORNEY FEES TO BE PAID OUTSIDE THE PLAN***


Confirmed Case: $3,375 Ptd, $300 x 35 start 4/1/18, Base Plan
Prop. MP: $9,975 Ptd, $300 x 4 start 2/1/20, Base Plan
PTD = $10,275
Last Claim (5-2) dated 1/11/18
Matter ResolvedRequest
Adjourment
1383/3/2020 10:00 am17-15932 / MBKJAMES J CERBONE, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 13 of 37 required payments   Arrears: $834.00  Total Paid In: $10,982.00
AS OF 2/27/20 (SF)

1. Debtor needs $834 going forward but budget does not support increased payment. I and J was not amended.
SEE AMENDED BUDGET

2. To confirm need: $10,147.50 PTD, $834 X 25 (BEGIN 3/1/20) 0%

3. Trustee motion to dismiss 3/3/20 @ 9

MP proposes $800 x 27 remaining months 0% - Adds post-petition arrears.
Plan has run 35 months with 25 months remaining
Matter ResolvedRequest
Adjourment
1393/3/2020 10:00 am17-23764 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 19 of 33 required payments   Arrears: $1,405.00  Total Paid In: $27,158.00
UPDATED 3/3/2020

TO CONFIRM NEED $25,932 PAID TO DATE, $1,226X1 BEGIN 3/1/2020, $1,389X28 BEGIN 4/1/2020 BASE PLAN
- LOAN MOD WITH BANK OF AMERICA BY 7/31/20
- DO NOT PAY ARREARS OR RESERVE FUNDS TO BANK OF AMERICA
- PAY SANTANDER PER ORDER DATED 12/20/17
- PAY BANK OF AMERICA POST-PETITION ARREARS PER ORDER DATED 6/22/18
- STRIKE PART 4a AS TO NEPTUNE TOWNSHIP FROM PLAN, NO CLAIM FILED



AR CHECK IF ANY TR ARREARS WHEN MP FILED , IF NEED TO ADD

As of 2/25/20 (DS): 1. Debtor in arrears $2,456.

2. Plan does not list post-petition arrears per consent order entered with Bank of America order dated 6/22/18 still owes $18,667.93 out of $25,909.20. If outside, must amend order with Bank of America.
AR ADD PAY

3. Plan list Neptune Twp for sewer/tax lien, previously confirmed as to be paid outside, but continues to list this debt. Is this to be stricken?
STRIKE

MP Prop $1,226 x 30 Base and Loan Mod with Bank of America on Bangs Ave by 7/31/20 - Extends loan mod date.
Matter ResolvedRequest
Adjourment
1403/3/2020 10:00 am17-30377 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 26 of 30 required payments   Arrears: $1,044.00  Total Paid In: $13,598.00
2/21 workup for the 3/3 calendar EDC - Atty ok with terms.sf

MP calls for sale of property because no loan mod in 28 months. The plan calls for payment to Deutsche pending the sale but there is now stay relief. The modified plan needs to be marked outside re: Deutsche or stay needs to be reinstated if trustee is to pay.

RECOMMEND CONF at $13,598 paid then $522 x 32 beg 3/1/20-pro rata-trustee to receive non-exempt sale proceeds by 7/31/20--Deutsche outside of the plan due to the stay lift
Matter ResolvedRequest
Adjourment
1413/3/2020 10:00 am17-34724 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanConfirmedDebtor has made 24 of 28 required payments   Arrears: $26.00  Total Paid In: $22,673.00
2/21 workup for the 3/3 calendar EDC

Can CONFIRM AT: ***$20,783 paid then 958 x 34 beg 3/1/20 0%
Matter ResolvedRequest
Adjourment
1423/3/2020 10:00 am18-16061 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanMoot - DismissedDebtor has made 5 of 25 required payments   Arrears: $0  
Total Paid In: $3,020.00
***need result of Motion to Vacate Dismissal - WITHDRAWN 1/14/20***

issues as of 9/26/2019

1) case dismissed on Trustee motion 8/14/2019
2) Motion to vacate dismissal scheduled for 10/23/2019 - need outcome

Matter ResolvedRequest
Adjourment
1433/3/2020 10:00 am18-16774 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanDeniedDebtor has made 54 of 24 required payments   Arrears: $1,273.00  Total Paid In: $31,803.00
ISSUES AS OF 2/25/2020 (DM):

***No payment received since November. Need status of Refi to pay off plan balance***

1) US Bank/BSI Fin (FRIEDMAN VARTOLO) obtained stay relief on Stout Ave property - pending motion OST to approve refi on Stout Ave property and pay plan balance.


Confirmed Case: $29,518 Ptd, $593 x 42 start 11/1/19, 100% Plan, sale proceeds
Prop. MP: $31,803 Ptd, $500 x 40 start 1/1/20, 100%, sale in 6 months
PTD = $31,803
Last Claim (10-2) dated 1/24/19
Matter ResolvedRequest
Adjourment
1443/3/2020 10:00 am18-17620 / MBKKevin Fayette, EsqConfirmation Hearing on Modified PlanConfirmedDebtor has made 13 of 24 required payments   Arrears: $680.00  Total Paid In: $4,373.00
as of 2/27/2020

ok to confirm at $4373 paid to date, $340x14 begin 3/1/2020 base plan

proposed plan $160x21, $340x15 base plan
paid in $4373
14 months to go
Matter ResolvedRequest
Adjourment
1453/3/2020 10:00 am18-22471 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 36 of 22 required payments   Arrears: $0  
Total Paid In: $5,830.00
2/21 workup for the 3/3 calendar EDC

-Morton objection but I believe that if we use Mortons numbers per the filed order we can confirm:
**CAN CONF at: $5510 paid then $160 x 39 beg 3/1/20

-trustee objections: MP reduces payments by $140 because contribution reduced but the income is much higher. $457 in disposable.(OK per EDC to lower)
-filed amended I & J back in November
-The MP has a different amount for the cram on the equinox than the 12/3/18 order. Morton objected because of the order. Will use order unless advised otherwise
-cannot pay MBA Lake Como post petition because no claim filed
Matter ResolvedRequest
Adjourment
1463/3/2020 10:00 am18-24468 / MBKJOSEPH M PINTO ESQFinal ConfirmationContinued
3/17/2020 10:00 am
Debtor has made 30 of 21 required payments   Arrears: $0  
Total Paid In: $18,196.00
***SETTLEMENT CONF ON 3/3/20 IN CHAMBERS - CONF ADJ BY MBK TO 3/17/20***
RH 2PM granted for 3/3

AR RESLOVE OR HOLD
12/31 workup for the 1/14 calendar EDC
Interim confirmation at $612 x 48 beg. 8/1/19
-adversary still needs to be decided for final confirmation
Matter ResolvedRequest
Adjourment
1473/3/2020 10:00 am18-25380 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 5 of 20 required payments   Arrears: $7,576.00  Total Paid In: $3,600.00
2/21 workup for the 3/3 calendar EDC

-CNP on for 3/3/20 by trustee-failed to get loan mod by 7/31/19 and debtors have large arrears of 8 payments
-plan lowers payments from $752 to $200. Filed amended J but did not supply updated proof of income, social security and 2019 tax refund information
-Chase has motion for stay for Nissan Pathfinder
-Plan says debtor got loan mod --filed motion to approve loan mod with 2/28 deadline

3200 paid then 200 x 19 beg 2/1/20
Matter ResolvedRequest
Adjourment
1483/3/2020 10:00 am18-31998 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing on Modified PlanConfirmedDebtor has made 29 of 17 required payments   Arrears: $0  
Total Paid In: $8,905.00
ISSUES AS OF 2/25/2020 (DM): Updated 3/2/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $8,602 PTD, THEN $303 x 20 STARTING 4/1/20, BASE PLAN; ADD TO CONFIRMING ORDER: BAYVIEW WILL BE TREATED AS SECURED UNAFFECTED, DEBTOR MUST MOVE AGAINST BAYVIEW PRE-PETITION POC (4-1) AND POST-PETITION CLAIM PER ORDER DATED 8/12/19 WITHIN 45 DAYS IF BOTH CLAIMS ARE NOT AMENDED OR WITHDRAWN POST LOAN MODIFICATION***

1) MP removed treatment of arrears to Bayview - creditor should be treated in Part 4f as secured unaffected (ADD TO CONF ORDER?? - Yes).

2) Per Loan Mod order, pre-petition POC must be amended to $0 or withdrawn, and post-petition claim, per order dated 8/12/19, must be amended (UNRESOLVED).

3) Trustee OBJ:
- Need updated pay stubs (received employment contract and Jan pay stub - OK).


Confirmed Case: $3,186 Ptd, $962 x 51 start 9/1/19, Base Plan
Prop. MP: Ptd, $303 x 22 start 2/1/20, Base Plan
PTD = $8,602
Last Claim (5-1) dated 1/14/19
Matter ResolvedRequest
Adjourment
1493/3/2020 10:00 am18-34290 / MBKLEE M PERLMAN, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 16 required payments   Arrears: $20.00  Total Paid In: $15,391.00
AS OF 2/25/2020 (at):

RECOMMEND: $12,869 PAID TO DATE, $1,271 x 46 BEGINNING 3/1/2020, 0% TO GUC'S
Need order resolving stay motion by Loancare w/in 30 days of confirmation.

MP proposes: $12,869 paid to date, $1,261 x 48 beginning 1/1/2020, 0% to guc's
Matter ResolvedRequest
Adjourment
1503/3/2020 10:00 am19-10923 / MBKDONALD C GOINS, ESQConfirmation Hearing on Modified PlanWithdrawnDebtor has made 14 of 15 required payments   Arrears: $250.00  Total Paid In: $3,404.00
ISSUES AS OF 2/25/2020 (DM):

1) MP fails to treat the arrears POC (8-1) on Wells Fargo 2nd mtg (UNRESOLVED).

2) MP proposes $765.08 secured pay in full treatment to Wells Fargo/AJ Perri - POC (1-1) was filed for $6,599.78 as secured. If cramming, another MP must be filed.


Confirmed Case: $904 Ptd, $250 x 56 start 6/1/19, Base Plan
Prop. MP: Ptd, $250 x 47 start 2/1/20, Base Plan, Loan Mod by 7/31/20
PTD = $3,154
Last Claim (9-1) dated 6/26/19
Matter ResolvedRequest
Adjourment
1513/3/2020 10:00 am19-11387 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 11 of 15 required payments   Arrears: $450.00  Total Paid In: $5,135.00
AS OF 3/2/20 (SF)


RECOMMEND $4,685 PTD, $450 X 4 (BEGIN 3/1/20), $941 X 43 (BEGIN 7/1/20) BASE PLAN, LOAN MOD BY 4/30/20
- PAY ARREARS TO WELLS FARGO
- STRIKE PER PLAN CLAIM TO EWING TOWNSHIP


1. Objection by Well Fargo (Wohlrab) - objection to reduced payments and speculative loan mod. (OTBS - Loan mod by 4/30/20)
2. Creditor Cert of Default (Wells Fargo) - 3/17/20 at 9 (NEED STATUS)
3. Ewing Twp should be stricken from plan, no claim filed. (PER ATTY, OK TO STRIKE)


MP Proposes $346 x 12, $450 x 5, $918.48 x 43, Loan mod by 7/2020, Student loans outside
Plan has run 13 months with 47 months remaining
Matter ResolvedRequest
Adjourment
1523/3/2020 10:00 am19-11732 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanDeniedDebtor has made 7 of 15 required payments   Arrears: $17,409.00  Total Paid In: $32,070.00
ISSUES AS OF 2/26/2020 (DM):

2/26/20 - AR, REVIEW CERT DOC #52 - ADJ TO 3/3/20 AT 2PM

2/18/20 - AR, CURE ARREARS OF APPROX 6,600 OR REFILE

1) MP provides $575.24 arrears treatment to Nissan Motors for 2018 Infiniti QX60 - no POC filed (STRIKE??)

2) Trustee OBJ:
- Debtor has $10,937 in Trustee arrears.
- Need 2019 Tax Returns.
- Need all pay stubs from Dec 2019 - income already verifies higher based on Ytd stub from Nov.
- Excessive Expenses: Debtor is taking two motor vehicle deductions for $699 and $575 while eliminating the previous contribution from his girlfriend.


Confirmed Case: $23,463 Ptd, $4,336 x 51 start 11/1/19, Base
Prop. MP: Ptd, $1,782.18 x 49 start 2/1/20, Base
PTD = $32,070
Last Claim (17-1) dated 4/5/19
Matter ResolvedRequest
Adjourment
1533/3/2020 10:00 am19-12256 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 11 of 14 required payments   Arrears: $500.00  Total Paid In: $5,500.00
AS OF 2/24/2020 (at):

RECOMMEND: $5,000 PAID TO DATE, $500 x 24 BEGINNING 3/1/2020, 100% TO GUC'S
Need an amended Proof of Claim for US Bank within 30 days of confirmation.
Pay claim #1-1 of the State of NJ Division of Taxation.
Non-exempt proceeds from Potential Fraud case are to be turned over to the trustee.

MP proposes: $4,500 paid to date, $500 x 36 beginning 2/1/2020, base
Arrears: $1,000
Matter ResolvedRequest
Adjourment
1543/3/2020 10:00 am19-15399 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 21 of 13 required payments   Arrears: $0  
Total Paid In: $6,136.00
AS OF 2/27/20 (SF)

RECOMMEND $5,358 PTD, $291 X 25 (BEGIN 3/1/20) 100% PLAN
- NEED AMENDED CLAIM FOR WILMINGTON SAVINGS FUND SOCIETY WITHIN 60 DAYS

Note: Previous plan was confirmed at 100%. Plan will be confirmed as 36 month plan.

MP proposes $291 x 49 Base
Plan has run 11 months with 25 months remaining
Matter ResolvedRequest
Adjourment
1553/3/2020 10:00 am19-17554 / MBKDemetrius J. Parrish Jr.Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 8 of 12 required payments   Arrears: $546.00  
***3-3 GORSKI APPEARS FOR HOA - MP resolves Goski's objection - ADJ to 4/14/20 Peremptory***


2/20 workup for the 3/3 calendar EDC
**Funds came in but still 3 payments arrears-----Adj to 3/3/20 Peremptory to resolve all issues. NOTHING DONE SINCE OCTOBER

Obj to POC # 7 is resolved OTBS per October-where is the order? - Atty needs to file a MP to treat the OTBS - (WAS TO RESOLVE LAST TIME ON 12/17)
-South Fork at Ewing HOA obj to cram. Obj must be resolved.
-BELOW ISSUES NOT RESOLVED, NOTHING DONE SINCE LAST HEARING.
>> Trustee obj to the following:
- Need current market analysis, document provided fails to show dates of sales or the average value and 2018 Tax Return.(NOT DONE)
- Need a mod plan that proposes a loan mod or pays arrears. (NOT DONE)
- Need service on motions in plan.(NOT DONE)
- 22c has disposable income, but this is pending if arrears are to be paid to Lakeview mortgage or if plan is proposing loan mod. Claim was filed higher.

3. Lakeview obj to plan proposing less arrears, POC filed $23,605.76 arrears.

4. Must file Pre-confirmation certificate. NOT DONE

Prop Plan $149.16 x 60 Base
Matter ResolvedRequest
Adjourment
03/3/2020 10:00 am19-18089 / CMGSTEPHANIE RITIGSTEINOrder Shorten TimeGranted
>>OST<
MK:Debtors prev, rep by Jenkins & Clayman- Now Andrew Greenberg rep. them- Has all 341 docs & requested hearing. Has Sheriff Sale 3/4/20. If case is reinstated- Needs new Conf. date far enough ahead to allow 341 to take place. Current .March payment due if reinstated.
Matter ResolvedRequest
Adjourment
1563/3/2020 10:00 am19-18563 / MBKBrian Gregory HannonOrder Vacate Dismissal of CaseContinued
4/22/2020 10:00 am
Debtor has made 9 of 12 required payments   Arrears: $5,500.00  
ADJ FOR MP ATTY HAS 6000 PEREMPTORY WITH SCH ORDER
AS OF 3/2/2020 (at):

PER ALICIA AT RAS CITRON, PLAN CANNOT BE CONFIRMED UNTIL A DETERMINATION IS MADE ON THE MOTION. PHELAN IS HANDLING THE CERT OF DEFALUT.

IF CREDITOR CERT OF DEFAULT WILL NOT IMPACT THE DEBTOR'S PLAN, RECOMMEND: $14,000 PAID TO DATE, $5,258 x 25 BEGINNING 4/1/2020, 100% TO GUC'S
Attorney's fees of $2,310 will be paid through the plan.
Claims will be paid according to the trustee's order of distribution.
Debtor is to obtain a loan modification by 7/1/2020.
PHH Mortgage's claim (#5) will not be paid through the debtor's plan.
Need Order resolving objection by PHH Mortgage within 30 days of confirmation.

1. PHH Mortgage filed Certification of Default. Hearing is scheduled for 3/17/2020.

2. Claims will be paid according to the trustee's order of distribution.

3. IRS claim #1 is estimated and needs to be amended. (2014)
APOC FILED

4. Objection filed by PHH Mortgage (RAS Citron) - plan does not propose to cure arrears. (UNRESOLVED)

5. Need amended disclosure statement or modified plan. Attorney's fees in plan and disclosure do not agree.

6. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Business profit & loss statements (RECEIVED)
- Business forms - for EXPLORER ELECTRICAL CONTRACTING. (RECEIVED)
- A copy of the last filed tax return - : 2018 tax returns. (RECEIVED)
- A Modified Plan that proposes loan mod completion date (NOT FILED)
- Amendments to Schedules : Amend Sch B for correct amount of accounts receivable ($40,000); Amend Sch I for business income. (NOT FILED)
- Need Certification from attorney regarding the 3rd digit not matching for the Debtor's social security number based upon the Trustee records. (NOT RECEIVED)
- The 100% plan should be confirmed with a $36,605 minimum dividend.

Plan proposes: $2,000 x 60, 100% to guc's, loan mod by 7/1/2020
Payments: 7/11, arrears $8,000
Matter ResolvedRequest
Adjourment
1573/3/2020 10:00 am19-18629 / MBKJOSEPH CASELLO ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 19 of 12 required payments   Arrears: $348.00  Total Paid In: $6,598.00
AS OF 2/24/2020 (at):

RECOMMEND: $6,250 PAID TO DATE, $348 x 31 BEGINNING 3/1/2020, 100% TO GUC'S
Need an amended proof of claim for Citibank within 30 days of confirmation.

MP proposes: $6,250 paid to date, $348 x 36 beginning 2/1/2020, 100% to guc's

(Debtor obtained a loan modification and the mortgage payment has increased by approximately $550/month. Extended plan term to 45 months, 100% to guc's)
Matter ResolvedRequest
Adjourment
1583/3/2020 10:00 am19-19208 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 7 of 11 required payments   Arrears: $635.00  Total Paid In: $4,725.00
AR NOW NEED MORTON UPDATED $ AND I WANT POLICE REPORT
Per AR OK to confirm paying Mortons claim in full, attorney agrees with terms below per Jim Milano email

CAN CONFIRM AT: $4025 paid then $1190 x 51 beginning 3/1/20 -100% LM by 4/1/20-police report to trustee in 15 days
-student loans outside

2/14 workup for the 2/26 calendar EDC
AR ATTY TO EMAIL AR AND MORTON RE CAR --can confirm if resolved

-Wells (Morton) objection
-Ditech (Carlon) objection
IN TRIAL MOD
-Trustee obj:
---The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
----excess monthly disposable income on 122c-2 Line 45 $798.28 requires minimum
$47,896.80 dividend to general unsecured creditors
100%
-- Need Certfication regarding his business operations (not done) and amend Schedule I for new job
that started in July and provide proof of income(received updated paystubs but when add the refund of $550 monthly there is $1090 in disposable income)
SEE AMEND IJ

$574 X 60 BEG 6/1; LM 4/1/2020 (14 ASBURY AVE); BASE
Matter ResolvedRequest
Adjourment
1593/3/2020 10:00 am19-21663 / MBKBRIAN W HOFMEISTERConfirmation Hearing ScheduledContinued
3/25/2020 10:00 am
Debtor has made 8 of 10 required payments   Arrears: $0  

***atty is showing $2,100 in ePay scheduled for 3/4/20 and creditor does not oppose a short adjournment - adj to 3/25/20 Peremptory***

12/9 workup for the 12/17 calendar EDC
-3 payments in arrears--RESOLVE OR D
ADJ TO EXCHANGE APPRAISALS---OTBS

- Objection filed by SN Servicing (Friedman Vartolo) - failure to cure arrears of $219,045.85 (Per POC)
-Objection filed by PNC (Fein Such) - objecting to strip off of 2nd mortgage. OTBSs (No objection for 3rd mortgage)
-Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- There is $13,662 of equity in Chase Checking Account(OK to pay equity)


Plan proposes: $700 x 60, min of $13,662 to guc's, refinance or loan mod by 6/30/20
Payments: 2/3, arrears $700
Matter ResolvedRequest
Adjourment
1603/3/2020 10:00 am19-21795 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 10 required payments   Arrears: $36.00  Total Paid In: $4,249.00
AR RESOLVE OR HOLD
AS OF 3/2/20 (SF)

RECOMMEND $3,577.75 PTD, $354 X 49 (BEGIN 3/1/20) 0% W/WAGE ORDER


1. Modified plan rejects residential lease. Is there a new lease agreement to support payment on Schedule J?
2. There is negative income but wage order in place


Plan proposes $2686.20 PTD; $354 X 53 BEG 2/20; 0% W/WAGE ORDER
Payments: 8/8
Matter ResolvedRequest
Adjourment
1613/3/2020 10:00 am19-21863 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 7 of 10 required payments   Arrears: $0  
Total Paid In: $2,390.00
ADJ JUST NEED MORTON # AND HR


AR INC RESOLVED 50 % TO GUC EX TEND TO 60 MO

ISSUES AS OF 2/26/2020 (DM):

***Business P&Ls are break even as opposed to -$980 deduction taken from disposable income. Disposable income verifies at $1,928 and Trustee previously offered a compromise at $800 which has not been accepted. John Morton has filed his appraisal - need resolution of Morton objection***
OTBS

12/17/19 - ADJ to 3/3/20 Peremptory. Morton needs to get an appraisal and Atty to file response re disposable income.

11/19/19 - AR REVIEW WITH ATTY. NEW P&L BREAK EVEN. AS TO CURRENT INCOME RECOMMEND $600 PTD THEN 800 x 30 STARTING 1/1/20 WITH RIGHT TO FILE MP. STILL NEED RESOLUTION OF CONTESTED CRAM.

11/8/19 - Supplemental Response in Support of Confirmation filed.
9/13/19 - Certification in Support of Confirmation filed.

1) Wells Fargo (MORTON) OBJs to cram treatment (UNRESOLVED).
2) Trustee OBJ:
- Need proof of auto insurance (RECEIVED).
- Need provide proof of service - Wells Fargo (MOOT - OBJ FILED).
- Need to file Pre Confirmation Certification (FILED).
- Income docs provided for State of NJ verifies higher ($1,926) than scheduled ($1,562) resulting in $1,928 disposable income before expense adjustment.
- Excessive Expenses: $400 oil - need proof of expense for 6 months before filing; $960 childcare; horse food and housing expenses for non-working horses of approximately $1,000 monthly.
- The horse training business is operating at a monthly loss and Debtors are taking an improper deduction.


Prop. Plan $100 x 6, $430 x 30, Base Plan
PTD 8/8 = $1,530
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1623/3/2020 10:00 am19-22133 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 10 required payments   Arrears: $0  

AS OF 2/27/20 (SF) - NO PAYMENTS SINCE NOVEMBER ARREARS $600

ADJ PEREMPTORY W SCH ORDER

1. IRS priority claim 5-2 is estimated (STILL NEED AMENDED CLAIM)
2. IRS filed secured claim 5-2 for $17,812 which is not addressed in plan (OK TO PAY?)
3. State of NJ Dept of Labor did not filed a claim. The per plan claim should be stricken from plan
4. Wells Fargo Bank filed bifurcated claim: $436.88 secured and $2570.44 unsecured. (Atty must advise how to treat claim) PER ATTY PAY CLIM AS FILED
5. Trustee objection:
-excessive expense on Schedule J $500/food; $500/transportation;
6. Must file pre-confirmation certification.

Plan proposes $200 x 12, $800 x 48 BASE
Payments: 5/8 Arrears: $600

RESOLVED ISSUES:
1. State of NJ priority and unsecured claim 3-1 is estimated (AMENDED CLAIM)
- Need Proof of 2 month's income - for debtor's new job. (STILL NEED) NO NEW JOB
- A copy of the last filed tax return - : 2018 tax return (RECEIVED)
- Amendments to Schedules : Amend Sch I for new job.
NO NEW JOB AS OF 12-17
Matter ResolvedRequest
Adjourment
1633/3/2020 10:00 am19-22583 / MBKAniello D. Cerreto Confirmation Hearing ScheduledConfirmedDebtor has made 9 of 10 required payments   Arrears: $0  
Total Paid In: $4,450.00
AS OF 3/3/20 (SF) UPDATED

RECOMMEND $2450 PTD, $1500 BY 3/15/20, $500 X 51 (BEGIN 4/1/20) 100% PLAN; LOAN MOD BY 6/15/20
- DO NOT PAY ARREARS TO THE BANK OF NY
- MUST FILE LATE CLAIM FOR TOYOTA AND MOTION TO ALLOW LATE CLAIM WITHIN 30 DAYS
- FILE PRE-CONFIRMATION CERT WITHIN 30 DAYS
- N/E PROCEEDS FROM WORKERS COMP CASE BY 9/30/21
- LOW BASE

DEBTOR ATTY 1500 BY 3-15 500 BEG APRIL 1
ADD
ISSUES AS OF 2/26/2020 (DM):

***MP filed is $0 x 60 with a $10 minimum dividend and must be denied***

1/14/20 - AR, MP BY 1/31/20 TO RESOLVE BANK AND STRIKE TOYOTA - IF DEBTOR WANTS TO RETAIN VA PTY WE NEED 100%
100%

1) Bank of NY Mellon/Select Portfolio (FEIN) OBJs to cram, no proposed date for Loan Mod, and failure to cure arrears (AR, PREV HELD BY MBK - OTBS - no order yet)
SUBMITTED

2) MP provides for $14,360 pay-in-full treatment to Toyota Motor Services Corp for a 2103 Toyota 4Runner - no POC has been filed (MP REMOVES BUT MP IS $0 x 60 AND MUST BE DENIED).
STRIKE ADD OS PLAN

3) Trustee OBJ:
- The debtor has insufficient income to fund the plan.
- Excessive Expenses: $753 auto insurance, Virginia property is operating at a loss (no rent).
- Improper exemptions were taken on the debtors' real estate and personal property (UNRESOLVED).
100%
- Need clarification - do they rent out VA property (INVESTMENT PTY AND NOT RENTED ) as they rent in new Jersey?


MP $0 X 60, $10 Min Div, Loan Mod by 6/13/20
Prop. Plan $350 x 60, $10 Min Div, Loan Mod on Va property by ???
PTD 7/8 = $2,450
Last Claim (12-1)
Matter ResolvedRequest
Adjourment
1643/3/2020 10:00 am19-22726 / MBKWilliam H. Oliver, Jr., Esq.Order Vacate Dismissal of CaseConfirmedDebtor has made 2 of 10 required payments   Arrears: $1,284.00  Total Paid In: $1,320.00
UPDATED 3/3/2020

To resolve Trustee objection and pay IRS claim through plan need to confirm at $1,320 paid to date, $642x28 begin 3/1/2020 base plan


issues as of 2/27/2020

1) Trustee objection to confirmation - need to resolve
-need proof of 2 months income for co debtor PROVIDED USED YTD AND AVERAGED OVER 12 MONTHS, DISPOSABLE MONTHLY INCOME IS HIGHER AT $669.80
-need a modified plan that addresses treatment of student loans MODIFIED PLAN FAILS TO ADDRESS STUDENT LOANS
-need to file Pre Confirmation Certification with Court
2) IRS priority claim 2 in the amount of $52.29- not treated in plan or modified plan - paying through plan?
3) To resolve Trustee objection and pay IRS claim through plan need to confirm at $1,320 paid to date, $642x28 begin 3/1/2020 base plan

proposed plan $220x33 begin 10/2019 base plan
paid in $1320
arrears $440
last claim 8-1
Matter ResolvedRequest
Adjourment
1653/3/2020 10:00 am19-23277 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 3 of 9 required payments   Arrears: $0  

ISSUES AS OF 2/26/2020 (DM):

2/26/20 - AR, ATTY HAS $1,000. ADJ FOR SALE/CLOSING ON 2/27/20 AND RESOLUTION OF ISSUES OR DISMISS - HUD BY 2/28/20

***At most, the debtors have only made 3 of 7 Trustee payments with the last payment received in November. Several issues below remain outstanding including proper service on mtg cram, IRS & NJ estimated unsecured tax claims, consent order with NJ needs clarification, executed HUD-1 post sale, and unresolved (d)(5) exemption taken by the non-owner of the property***

12/11/19 - AR, ADJ TO 2/26/20 PEREMPTORY.

12/2/19 - Sale order was entered. Need status of closing and what claims were paid (AR, SALE SCH FOR 2/27/20).

1) State of NJ (Ramanjit Chawla, Esq) OBJs to plan treatment of priority, secured and unsecured claims that all include estimated taxes (CONSENT ORDER ENTERED 1/23/20 BUT SECURED AMOUNT THAT IS TO ATTACH TO THE SALE PROCEEDS DOES NOT MATCH THE AMOUNT LISTED IN AMENDED POC 4-3 FILED - AR, REVIEW hud WHEN SUBMITTED).

2) Despite the Consent Order reached with State of NJ referenced above, the amended unsecured claim includes estimated taxes for 2014 tax year (UNRESOLVED).

3) IRS filed an amended unsecured claim that includes estimated taxes for 2014 tax year (UNRESOLVED).

4) Bayview (KML) OBJs - $42,004.18 arrears (NEED HUD-1 TO SEE IF CLAIM PAID AT SALE).

5) Trustee OBJ:
- Obj to 522(d)(5) exemption of $24,868.19 based upon co-debtor being sole owner of property (AR, REVIEW HUD).
- Plan doesn't specify treatment of IRS priority claim (POC AMENDED TO $0).
- Motions in the plan must be served (DEBTOR HAS NOT SERVED THE PROPER 2nd MTG CO).
- Plan doesn't specify treatment of VAK M100 Fund LLC/FCI Lender Services (UNRESOLVED - PLAN LISTS TRINITY FIN SVC).


Prop. Plan $500 x 4, $200 x 42, Base Plan, Sale in 6 months
PTD 3/7 = $600
Last Claim (4-3)
Matter ResolvedRequest
Adjourment
1663/3/2020 10:00 am19-23327 / MBKALEXANDER J RINALDI, ESQConfirmation hearing - Order Vacate Dismissal of CaseDismissedDebtor has made 6 of 9 required payments   Arrears: $0  

NA and creditor appears (Angel Ramirez per Janet Sozio)

issues as of 2/25/2020

Last hearing Interim Order, MOST ISSUES HAVE NOT BEEN RESOLVED AS OF 2/25
-Bank statements for April, May and June for Santander and Wells accounts PROVIDED
-State of NJ Division Taxation estimated claim 16 NOT RESOLVED, STILL ESTIMATED, NO CLAIMS MOTION FILED
-Wells Fargo objection to confirmation HAS NOT BEEN RESOLVED
-Modified plan to be filed on or before 2/3/2020 to list motions in both Section 4 and Section 7 of the Plan - NOT FILED TO DATE
-need to amend Certifcation of Service American Express before 2/3/2020 NOT FILED, NOT RESOLVED

1) Wells Fargo Bank (Powers) objection to confirmation - need to resolve
STILL NOT RESOLVED
2) State of NJ priority claim 16 is estimated - need to resolve
STILL NOT RESOLVED
3) Trustee objection to confirmation - need to resolve
-need 3 months (April, May & June 2019) bank statements for all personal bank accounts including the Wells Fargo account PROVIDED
-need a modified plan that adds all cramdowns to Section 4 and Section 7 of the plan NOT FILED TO DATE
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - as of now, there is $37,820.96 of non exempt equity in real property
-the debtor has failed to provide proof of service with respect to plan motions - needs amended proof of service on creditor American Express to the authorized agent/corporate office authorized to accept service NOT FILED TO DATE
-must address objection by Wells Fargo STILL NOT RESOLVED
-Order of distribution differs from Trustee standard order
-must file Pre Confirmation Certification with Court STILL NOT FILED

4) Angel Ramierz (Pertuz) objection to confirmation - need to resolve STILL NOT RESOLVED
-payment to unsecured creditors is less than that which would be distributed upon Chapter 7 liquidation in violation of 1325(a)(4)
-non exempt equity in real property needs to be distributed to
Matter ResolvedRequest
Adjourment
1673/3/2020 10:00 am19-24162 / MBKSTEVEN A RAGLAND, ESQConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 7 of 9 required payments   Arrears: $2,740.00  
AR REVIEW CASE RESOLUTION WITH ATTY
2/19 workup for the 3/3 calendar

341 just held 1/23/20
-Wells objection-OTBS
>>trustee objection:
-Need A current market analysis - for Claffin Ave and Anthony Dr - docs provided are over 3
years old.
-A copy of the homeowner's insurance renewal declaration - for 80 Anthony DR. with
personal liability.(DONE)
-Updated auto insurance need declaration page, insurance expired 10/12/19.
-Amendments to Schedules B and C to add the 2006 Mercedes, per auto inurance,
vehicle valued at higher as well and add Wells Savings account.
-The debtor(s) plan consists of unnecessary or excessive expense items, such as: Life
insurance $148, Auto insurance $457, expenses for daughter in college $150, plus student
loans $498( added to confirmation order to be paid outside plan.)
-22c has disposable income, tax refund not deducted $253.42
-Line 20 takes $498 for student loans, Line 22 takes $46 for additional health care expense,
-Line 23 takes telephone services $200, Line 29 additional education expenses for child
under 18 $160.42 (adult dependent is 21 yrs old), Line 30 additional food and clothing $42
and Line 31 charitable contributions $20 (none on Sched I or J). There would be
disposable income $1,216.17 minus the difference in claims filed $42.13 Twp Burlington,
$51.46 Lakeview/Central, $75.82 Wells Fargo 1st mtg and $40.88 Wells Fargo 2nd mtg
total $1,005.88, which would require $60,352.80 to gucs or 100%
-Proof of income verifies higher, there is disposable income $3,378.70.
-The Schedules fail to account for the debtor(s) tax refund in the amount of $3,041 when
determining disposable income.
- The current Plan does not specify treatment of Wells Fargo 2nd mortgage (consent order
was entered) under the Plan.
-There is non-exempt equity on both properties total $81,277.73, 2006 Mercedes (pending
review of documents and amended Sched C) and bank accounts also have non-exempt
equity $2,298.83.
- Need valuation on 2006 Mercedes SLK.
- Twp of Bur
Matter ResolvedRequest
Adjourment
1683/3/2020 10:00 am19-24692 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 9 required payments   Arrears: $0  

Debtor was a No Show for 341 Meeting of Creditors on 1/2/20

As of 12/9/19 (DS): Debtor attorney requested adjournment, 341 sched 1/2/20

As of 9/27/19 (DS): Debtor attorney requested adjournment, 341 sched 10/10/19
Matter ResolvedRequest
Adjourment
1693/3/2020 10:00 am19-25020 / MBKMITCHELL˙MALZBERG,˙ESQ.Confirmation Hearing ScheduledContinued
5/13/2020 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  

AS OF 2/27/20 (SF) -ADJ PEREMPTORY

1/3/20(MK):Adj DENIED as nothing done in case & over 90 days since last hearing date of 9/25/19 - THERE IS STILL NO LISTING AGREEMENT PROVIDED. (RECEIVED)
WAS UNDER CONTRACT LITIGATION NEG WITH OTHER DEAL

12/20/19 (SF) - 90 DAY ADJ. IF ISSUES ARE NOT RESOLVED IN 90 DAYS MAY NEED JUDGE (SAME ISSUES AS BEFORE AND NOW TAX CLAIMS ARE ESTIMATED)

1. Objection filed by Wells Fargo (Phelan) - failure to pay arrears of $29,529.04
PAY
2. Motion for Relief by Wells Fargo Bank (Phelan) 1/8 @ 9 (NEED OUTCOME)
ADJ
3. Objection filed by WBL SPE III, LLC (Jessica Gulash) failure to pay arrears of $853,635.14
4. Objection filed by Bank of America ( Roger Gottilla) - Plan is not feasible, speculative sale, and 109(e) issue. Debtor owes the Bank approximately $5,294,269.14.
TO BE WD AT SALE
5. IRS priority claim 2-2 is estimated (NEED AMENDED CLAIM)
6. State of NJ priority claim 6-1 is estimated (NEED AMENDED CLAIM)
VERIFY IF FILED GET APOC
7. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- Business profit & loss statements
- Business forms - and 6 months profit and loss statements for all businesses
- A copy of the last filed tax return - 2018 personal and business
- The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e).
-Schedule D shows $1,911,456.48 in secured claims
-Schedule F has $4,612,917.75 in unsecured debt plus student loans of $297,532
-Need copy of the listing agreement for the commercial property


Plan proposes $100 x 60 100%, Sale of commercial property by 11/30/19
Payments: 6/6


Matter ResolvedRequest
Adjourment
1703/3/2020 10:00 am19-25111 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $2,254.00  
ATTY WILL RESOLVE CLAIMS SEND IN PROPOSAL ON STEP UP WITH PENSION PLAN
2/21 workup for the 3/3 calendar EDC
PER ATTY ALL RETURNS FILED
As of 1/9/20 Debtor attorney requested adjournment to resolve estimated claims but nothing has been resolved since adjournment.

As of 1/7/20 (DS): 1. Trustee obj to the following:
- Amend the Bankruptcy Petition to correct the Co-Debtor's social security number and notify all three credit reporting agencies.
NOT DONE
- $1,190 monthly disposable income per 22C must be paid to unsecured creditors.

- Attorney needs to verify that digit two and digit three of co-debtor's social security number were filed correctly.

2. Santander (Morton) obj arrears owed, not in plan, POC filed arrears are $318.42.

3. Must resolve IRS and State of NJ estimated claims.

4. The Grand at Burrs Mill HOA has not filed claim, per plan arrears owed $870.
NEED POC

5. Must file Pre-confirmation certificate.

Prop Plan $900 x 60 Base
Note: Homeowner insurance provided.
Matter ResolvedRequest
Adjourment
1713/3/2020 10:00 am19-25309 / MBKWARREN L PETERSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $1,012.00  Total Paid In: $7,084.00
ISSUES AS OF 2/19/2020 (DM): NUMBERS BELOW WERE DOUBLE CHECKED AND ARE STILL GOOD.

As of 12/9/19 (DS): Ok to confirm at $1,012 x 60 begin 9/1/19 pro rata dividend to gucs, no leases were assumed in Part 6 and are therefore rejected.

Docs uploaded on 10/10 and 10/11 - ADJ to 12/17/19

10/15/19 (DS):

1. Trustee obj to the following:
- Must amend attorney disclosure to correct attorney fees owed per plan $2,000 or mod plan to remove attorney fees. - AMENDED ATTORNEY DISCLOSURE FILED

2. Toyota Lease filed 2 claims with arrears, not in plan for two 2016 Toyota Rav4 (claim 1-1 lease matures 10/5/19 and claim 3-1 lease matured 8/5/19). Claims need to be resolved (LEASES HAVE BEEN TURNED-IN - MARK AS REJECTED).

Note: Cert of non-filing of tax return and bank statements provided. Pre-conf cert filed 10/22/19.


Prop Plan $1,012 x 60, Base
PTD 6/6 = $6,072
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1723/3/2020 10:00 am19-25502 / MBKMarc C. Capone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 8 required payments   Arrears: $875.00  Total Paid In: $4,340.00
2/28 workup for the 3/3 calendar EDC-SAME AS LAST TIME-3 payments arrears

OK to confirm using Attorney proposed numbers via email but need to add trustee arrears

$3,525 paid then 845 x 10 beg 3/1/20 1,145 x 16 beg 1/1/21 then 1,345 x 27 beg 5/1/22- pro rata

MP $815 x 12; $910 x 48; BASE
-2 401k loans paid off in Feb 2021 and June of 2022. Need to increase plan payments $334 a month then $137 a month(ATT AGREES TO STEP UP BUT NOT TRUSTEE AMOUNT)
-debtors paying $812 for auto and car insurance for cars driven by children
-need verification of the $1200 monthly in transportation
1) Sixty Acre Reserve Condominium Association Inc (McGovern Legal) objection to confirmation -(WITHDRAWN)
2) still not current with Trustee plan payments to date, arrears $2,180 -almost 3 months
3) US Bank (RAS Crane) objection to confirmation- need to resolve-(MP PAYS CLAIM. IS THIS RESOLVED?)
>>>Trustee objection to confirmation - need to resolve
-the debtor has insufficient income - the income is negative
-excessive/unnecessary expense items - the plan proposes to cure arrears for two Harley Davidson motorcycles. These are luxury items(sons paying these ok)
-Excessive deductions per 122c Line 30 $58.25 additional food; Line 17 $687.05 involuntary deductions (need breakdown for this amount); motorcycle expenses
-disposable income per 122c requires minimum dividend to general unsecured creditors of $638 even without taking into account the contribution errors. Should be 100%
-the income affidavits provided from sons do not match amounts listed on Schedule I. They also do not match amounts on Form 122c(per 22c they only contribute $79 and $94 for their vehicles but the affidavits say $285, $405 and $766) . Why did Brandons contribution affidavit change and increase by over $300?

proposed plan $950x20, $1150x15, $1350x25 base plan
paid in $950
arrears $1900
last claim 25-1
Matter ResolvedRequest
Adjourment
1733/3/2020 10:00 am19-25665 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $3.00  Total Paid In: $5,684.00
per AR OK to CONFIRM $3248 paid then $2436 x 1 beg 3/1/20, then beg 4/1/20 $ 815 x 53 0% - Global Lending Services POC (13-1) treated outside the plan and creditor is free to seek stay relief

ATTY HAS $2436 IN MO
2/21 workup for the 3/3 calendar EDC
same issues as 12/12/2019
3 payments arrears

NOTE FROM LAST HEARING - attorney asserted that the debtor is separated from spouse was to provide Certification -AR REVIEWED OK
1) Santander Consumer USA Inc (Morton) objection to cram - RESOLVED, ORDER 11/5/2019 $36,140 gross, AP $260/month starting 9/1/19**Debtor has between $1400 and $1700 total monthly income and she is paying $36K on a Cadillac??
2) Global Lending Services, LLC filed claim with arrears in the amount of $2,613.07 - debtors plan states the claim is being paid by separated husband for son CLAIMS MOTION OR MP TO SURRENDER NEED TO MOVE AGAINST CLAIM-NOT DONE

3) CVI SGP- Co Aquisition Trust filed secured claim 28 in the amount of $282.71 - CLAIM NOT TREATED IN PLAN - ADD os plan tr not to pay lender free to seek stay relief

--------------------------
5) Trustee objection to confirmation - need to resolve
-need proof of 2 months income for spouse's new job NOT PROVIDED
AR NOT NEEDED
-need amended Schedule I for husbands new job NOT FILED
AR NOT NEEDED
-need to file Pre Confirmation Certification with Court RESOLVED, FILED

proposed plan $812x60 0% plan
paid in $2436
arrears $812
last claim 28-1

Matter ResolvedRequest
Adjourment
1743/3/2020 10:00 am19-25697 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 8 required payments   Arrears: $0  
Total Paid In: $17,800.00
ISSUES AS OF 3/3/20 (SF): UPDATED

RECOMMEND $11,000 PTD, $3400 X 48 (BEGIN 3/1/20) 100% PLAN PLUS N/E PROCEEDS FROM SALE OF 149 HIGHLAND TERRACE BY 4/30/20
- DO NOT PAY ARREARS TO WELLS FARGO
- AJAX MORTGAGE IS OUTSIDE PER STAY RELIEF
- DO NOT PAY FEES IN MODIFIED PLAN, FEE APPLICATION TO BE FILED WITHIN 10 DAYS
- NEED ORDER RESOLVING WELLS FARGO OBJ WITHIN 30 DAYS
- FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS
- PRESERVE N/E OF $2,226,585 IN CONF ORDER

ISSUES AS OF 2/26/2020 (DM):

***Need orders resolving confirmation objections of Ajax and Wells Fargo that provide for specific sale date and that arrears/claim will be paid at sale. Case will then be ready to confirm as proposed***
AR OTBS PAY AT SALE , SALE BY 4-30 -20

1/14/20 - AR, NEED MP FILED BY 1/31/20 - ADJ PEREMPTORY.

1) MP lists $12,162.75 in attorney fees - need Fee App (UNRESOLVED).

2) IRS filed priority and secured claims not treated in the plan - MP proposes to pay the total claim as priority (TRUSTEE TO SET UP PER POC AT $50,300.94 PRIORITY AND $25,184.50 SECURED).

3) Ajax Mtg (1st Mtg Highland Terr) obj (PLUESE) to making AP payments of $1,500 a month, sale and arrears not paid (ORDER FOR AP PAYMENTS INCLUDES PROVISION FOR LIMITED STAY RELIEF UP TO FINAL JUDGMENT).

4) Wells Fargo (2nd Mtg Highland Terr) obj (PHELAN) to sale and arrears not paid (SEE MFR OTBS BELOW).

5) Wells Fargo MFR scheduled for 1/14/20 (OTBS, SALE BY 90 DAYS 3-31-20 NO PAY).

6) Trustee OBJ:
- Need updated homeowner insurance for both properties (RECEIVED).
- Excessive Expenses Sch J: $1,200 home maintenance, $2,200 electricity/heat/gas, $720 tele/cell/internet/cable, $1,000 Food, $1,000 clothing, $500 personal care, $400 medical, $440 transportation, $800 auto insurance, $4,165 Cape May property taxes, $1,665 Federal Income taxes, $550 Rat Pack storage, $600 Milano storage, $600 Hillsborough storage, $2,000 Cape May mtg, $1,500 Cape May utilities, $1,500 Cape May maintenance, $3,000 assistance for disabled adult daughter,
Matter ResolvedRequest
Adjourment
1753/3/2020 10:00 am19-25702 / MBKBRUCE W RADOWITZ ESQConfirmation Hearing ScheduledDismissedDebtor has made 5 of 8 required payments   Arrears: $0  

NA
REC DISM ARREARS IF CURRENT RESOLVE OR HOLD
2/21 workup for the 3/3 calendar EDC

MP filed on 2/3/20 pay mortgage arrears but no claim filed-cannot pay without claim

1) Not current with Trustee plan payments, arrears $2000
2) US Bank (RAS Boriskin LLC) objection to confirmation but no arrearage claim filed-debtor is offering $68,203 - need to resolve
-pre petition arrears $68,203.32
3) Trustee objection to confirmation - need to resolve
-the debtor is not paying all disposable income into the plan - verified income leaves a monthly net balance of $1,830.36--only $200 in unsecured so can be 100%
-the order of distribution in the plan departs from the Trustee's Order of Distribution
-the confirmation order must include language that provides for the turnover of all non-exempt proceeds from the personal injury claim

proposed plan paid to date then 1300 x 54 beg 3/1 base plan
Matter ResolvedRequest
Adjourment
1763/3/2020 10:00 am19-25793 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledWithdrawnDebtor has made 5 of 8 required payments   Arrears: $900.00  Total Paid In: $4,200.00
ISSUES AS OF 2/26/2020 (DM):

***MP filed and scheduled for 3/17/20 - need adjournment. Note, MP was reviewed and supplemental disposable income objection will need to be addressed***

1) Trustee Supplemental OBJ:
- Income verifies higher ($5,002/$1,255) than scheduled ($4,203/$1,101) on amended Sch I.
- Excessive Expenses Sch J: $600 misc, $200 pet care.
- Tax refund of $1,056 not prorated and included in disposable income calculation.

2) Trustee OBJ:
- Failed to file a feasible plan - proposed plan payment will not cover IRS claims (NO LONGER 100%).
- IRS priority $5,454.11 & unsecured $42,633.75 claims total $48,087.86 (NO LONGER 100%).
- State of NJ filed estimated claims (AMENDED).
- Need DSO information (RECEIVED).
- Need Trustee standard order of distribution (MP CORRECTS).
- Need updated pay stubs for co debtor prior to 1/14/20 confirmation - currently receiving disability (RECEIVED 2 DHL PAY STUBS).


Prop. Plan $600 x 36, 0% Plan
PTD 5/6 = $3,000
Last Claim (12-2)
Matter ResolvedRequest
Adjourment
1773/3/2020 10:00 am19-25931 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledConfirmedDebtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $5,440.00
2/20 workup for the 3/3 calendar EDC

CONFIRM $,4080 paid then beg 4/1/20 $680 x 53 pro rata-estimated IRS claim resolved within 30 days--trustee to receive any non exempt proceeds from potential workers comp 3rd party claim

>>Still needs to resolve IRS Estimated Claim. Then can work up<

1. IRS ESTIMATED priority claim. return not filed for 2018.

2. Trustee objection:
-need Updated proof of income when debtor completes job training.(NEED STATUS- We have No POI for Debtor)
-need Amend ed Schedule I when debtor completes job training.
- confirming order provide for the turnover of all non-exempt proceeds from
third party claim, if any, stemming from workers compensation case involving
Woodbridge Twp Public Schools.
-need copy of the homeowner's insurance renewal declaration(Provided).

3. Objection By Quicken(KML):
- plan fails to pay full arrears. per POC.($31,856.37)-OK TO PAY? (RESOLVED BY PAYING PER POC)



Proposed plan:680 x 60 , Base
payments:3/4
last claim:7-1, Bar date:10/25/19
Matter ResolvedRequest
Adjourment
1783/3/2020 10:00 am19-25954 / MBKWARREN LEVYConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 8 required payments   Arrears: $0  
Total Paid In: $9,700.00
CONFIRM***DM NOTES -$5700 paid then $2000 x 44 beg. 4/1/20 100%, SALE BY 7/31/20 & OTBS ON SHELLPOINT OBJ WITHIN 30 DAYS, 3 MP filed 3/2/20 to be withdrawn***

2/20 workup for rthe 3/3 calendar EDC
same as the 1/8 calendar EDC

***Debtor per email is proposing $2000 x 44 remaining -100/% as compromise. OK per edc as long as Ditech resolved
-objection filed by Ditech/1st mortgage-sale plan
>>>trustee objection
-Amendments to Schedules I to list all of spouse's income.(Not done)
-The debtor has undertaken an improper use of exemption. Specifically: Debtor claimed
double the amount of the allowed statutory exemption under 522(d)(1). (NOT FIXED)
-Income verified higher($14,052.55) than scheduled($7,078.08) resulting in monthly
disposable income of $8,371.27. Plan is 100%but needs to be shortened to 36 months.(NOT DONE)
-There is non exempt equity in Bank account of at least $8000 based upon the ending
balance before filing and even more per the average monthly balance of bank account. Plan is 100%.
-must address objection by Ditech.
-needs debtor's 401k statement.

$950 X 60 BEG 9/1; SALE BY 5/31/2020 (11 ROBIN LANE); 100%
Matter ResolvedRequest
Adjourment
1793/3/2020 10:00 am19-26020 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 2 of 8 required payments   Arrears: $3,600.00  
3/2/20(mk): MP & Amended I & J filed today. Debtor now has more income that can make plan feasible.

As Of 2/24/20(mk):


>>>>PLAN NOT FEASIBLE WITH IRS PRIORITY CLAIM IN #1.<<<<


1. IRS Filed Secured POC $8330.63. Plan has this in priority section and they Filed $75,459.24 in priority unsecured- NOT IN PLAN.

2. Trustee Objection:
-need statement on Whole life policy showing cash surrender value.(Provided)
-plan not treat NJ Priority POC $4,458.38- MP Pays



Plan:702 x 60 Base: Lm on 374 EWINGVILLE RD by 5/1/20.
payments;6/6
last claim:10-2,Bar date:10/28/20
Matter ResolvedRequest
Adjourment
1803/3/2020 10:00 am19-26121 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 2 of 8 required payments   Arrears: $4,350.00  
ISSUES AS OF 2/26/2020 (DM):

1) State of NJ filed $1,719.76 priority claim that includes estimated taxes for 2015 not treated in plan (UNRESOLVED).

2) Santander (Gross McGinley) OBJs - $49,631.51 arrears and no loan mod docs have been supplied to the creditor (OTBS??).

3) Plan provides $77,232.69 secured treatment to Ebury Street Capital on 558 Atlantic Ave property - Sapient Providence/Ebury filed $109,617.68 tax claim (OKAY TO PAY HIGHER CLAIM??)

4) Plan provides $2,380 secured treatment to State of NJ DOT - no POC filed (STRIKE??)

5) Trustee OBJ:
- Proof of rental income - within 60 days (ADDED TO CONFIRMING ORDER).
- Tax refund of $761 was not prorated and added to disposable income calculation (AVG ADDED).
- There is $481,398 in non-exempt equity in his real estate (100% PLAN - NO GUCs FILED).
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $650 x 6, $1,600 x 54 start 3/1/20, 100% Plan, Loan Mod in 6 months
PTD 4/6 = $2,350
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1813/3/2020 10:00 am19-26773 / MBKJonathan Stone, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 7 of 8 required payments   Arrears: $0  

2/24 workup for the 3/3/ calendar EDC
As of 1/13/20 (DS): Debtor attorney requested adjournment to resolve all issues AR RESOLVE OR HOLD -NOTHING DONE SINCE OCTOBER

1. Arrears claim filed by Lakeview for $259.96. Ok to pay?
--10/23/19 (DS): 1. Trustee obj to the following:
- 401(k) loan statement provided shows loan owed $2,443.82 as of 6/30/19 ends in March 2020, so balance would be $1,875.82 / 60 months - $31.26, not $212.51 on Line 41.
- Amendments to Schedules C to fix exemptions, exceeded allowable D(1). Debtor has undertaken an improper use of exemption. Specifically: Debtor is the only party on the Deed. D(1) exemption cannot be $50,300. -STILL NO AMENDED SCHEDULE C FILED.
- Debtors plan consists of unnecessary expense items, such as: $170/month for work expenses (already on P&L).
- 22c has disposable income $1,132.47, which would require minimum dividend $67,948.20 to gucs. 122C, Line 12 (vehicle operation expenses) should be $474 (household of two can only have two cars here), Line 17 (involuntary deductions) should be $0, Lines 22 (additional healthcare expenses) and due to 401(k) loan should be $181.25. Recommend waiting pass bar date.
- Schedules fail to account for debtors tax refund in the amount of $3,448 when determining disposable income. There is disposable income $1,423.63.

Prop Plan $260 x 60 Base
Note: Amended Attorney disclosure filed 10/22/19. Updated auto insurance expired.
SUBMITTED
Matter ResolvedRequest
Adjourment
1823/3/2020 10:00 am19-27366 / MBKYAKOV RUDIKHConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 7 required payments   Arrears: $0  
Total Paid In: $2,471.00
RESOLVE OR HOLD
AS OF 2/28/2020 (at): - ATTY OK WITH TERMS.SF

RECOMMEND: $1,375 PAID TO DATE, $548 x 55 BEGINNING 3/1/2020, 100% TO GUC'S DUE TO NON EXEMPT EQUITY IN REAL ESTATE OF $62,815
Claims will be paid according to the trustee's order of distribution.
Need order resolving objection by Freedom Mortgage within 30 days of confirmation.
Claim #9 filed by Wells Fargo Bank will be paid through the plan.

1. Objection filed by Freedom Mortgage (Phelan) - failure to cure full arrears of $3,476.55 (Per POC).

2. Objection filed by Ford Motor Credit (Morton) - failure to assume the lease. (MOD PLAN ASSUMES THE LEASE)

3. Wells Fargo filed a secured claim #9 for $2,130.54 which is not in the plan. Is it ok to pay this claim?

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - need 2nd half of pay for Sept and all of October stubs for co debtor. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - - policy expired 10/10/19. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Need proof of Child care expense of $2300 per month. ($1539/MONTH IS PAID FOR CHILD CARE)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- 122C objections. Line 16 Taxes is overstated. Line 21 Childcare $2300- needs proof. Line 23.Optional telephone $300- needs proof.Line 30. Add'l food $60- needs proof.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $62,815.62 of non exempt equity in real property.
- need statement on co debtor pension loan showing balance due (see pay stub).
- must address objection by Freedom Mtg. (UNRE
Matter ResolvedRequest
Adjourment
1833/3/2020 10:00 am19-27530 / MBKJoan Sirkis Warren Confirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 7 required payments   Arrears: $250.00  Total Paid In: $1,500.00
PER AR OK to CONFIRM $250x60 100% plan with sale by loan mod by 4/1/20202/20 workup for the 3/3 calendar

*If below resolved by MP it can be confirmed as proposed EDC

1) Nationstar Mortgage LLC d/b/a Mr. Cooper (RAS Citron) objection to confirmation - MP SURRENDERS
2) Specialized Loan Servicing LLC/Deutsche Bank (KML) objection to confirmation - need to resolve
-estimated arrears $275,572.76--proposed LM
3) Amended Order Authorizing Sale of Real Estate entered 11/6/2019
4) Order Vacating Automatic Stay as to real property and granting prospective relief entered 11/14/2019

proposed plan $250x60 100% plan with sale by loan mod by 4/1/2020
paid in $1000
last claim 4-1
Matter ResolvedRequest
Adjourment
1843/3/2020 10:00 am19-27666 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
5/5/2020 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $2,784.00  
AS OF 2/27/20 (SF)

1. Objection filed by Lakeview Loan Servicing (Schiller, Knapp) - failure to pay arrears of $68,013.09 (THE PLAN PAYS ARREARS)
2. Objection filed by Santander Consumer (Morton) - to cram (MUST RESOLVE)
3. Trustee objection:
- Proof of 2 month's income - for debtors new job. (STILL NEED)
Amendments to Schedules I & J for debtor's new job (STILL NEED)

Plan proposes $1392 x 60 0%
Payments: 5/5

RESOLVED ISSUES:
- Need August and September bank statements for TD savings accounts #0674 (RECEIVED, ACCT IS CLOSED) and #2096 (RECEIVED)
-. Hyundai Lease filed secured claim with zero arrears. This creditor was not assumed in plan (MP REJECTS LEASE)
-. Mariner Finance filed secured claim with zero arrears for 2002 Acura MDX. This creditor was not addressed in the plan (MP SURRENDERS)
Matter ResolvedRequest
Adjourment
1853/3/2020 10:00 am19-27896 / MBKEric ClaymanConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

As of 2/24/20(mk):

1. Objection By NBT BanK(Gutworth,Esq):
- Objects to cram of solar panels.

2. Police & Fire on 1st mtg -POC arrears $250.74-OK TO PAY?

3. Trustee Objection
- debtors are not paying all disposable income into the plan following reasons:Monthly disposable income of $2,447 on Form 122c req. a $146,820 min.dividend to unsecured creditors.( Even allowing all expenses, total excess dispos income over 3,000)
- Income for the co-debtor's new job, starting September 2019, verifies higher ($3,848)than scheduled ($2,972)
-plan has excessive expenses:$3,258 housing cost,(J says sep households - proof of his mtg payment and her rental payment)- $300 childcare (need proof).
-objections for 122c: $175 optional telephone (Line #23), $200 additional energy cost (Line #28),
$460 education expense (Line #29), $74 additional food (Line #30).
- Schedules fail to account for tax refund of $10,245 when determining disposable income.(added in).
- The confirming order must provide for the turnover of all non-exempt proceeds from
wrongful discharge claim.
Order of Distribution- Needs trustee Standard Order.
- Need certification(No Cert provided) and supporting documentation regarding the disposition of proceeds
from the sale of the Woodlake Wynde property and verification that Giuseppe Iacovitti
was entitled to 50% of the sale proceeds.( Copy of ck to him for $14,688.2
-------------------------------------------------------------------------------------
The current Plan does not specify treatment of NBT Bank under the Plan.(MP Crams)
- CMA - Need narrative page from person that prepared the CMA.(Provided).
-need Proof of 2 month's income - : Need last pay stub in December for Debtor with Ytd numbers.( Provided)
-need insurance coverage for Infiniti Q50.( Provided)
- Need copies for all Wells Fargo accounts.(Provided).
-need Amend Sch B to add Beneficial Bank account(s).(Filed).


Plan:1200 x 60:Base.
payments:6/5
last claim:23-1.Bar date:11/28/19
Matter ResolvedRequest
Adjourment
1863/3/2020 10:00 am19-27952 / MBKEdward Hanratty, Esq.Order Vacate Dismissal of CaseContinued
4/8/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

issues as of 2/26/2020

1) Trustee objection to confirmation - RESOLVED
-need a copy of homeowners insurance renewal declaration - provide renewal, policy provided expires 12/7/2019 RESOLVED, PROVIDED
-must file Pre Confirmation Certification with Court RESOLVED, FILED
2) Modified plan fails to list the cram of TD Retail Card Services (claim 8) and US Dept HUD (claim 4) in Part 7
3) Wells Fargo Bank (2006 Infiniti G35) filed secured claim 9 with arrears in the amount of $792.85 - claim is not treated in the Modified plan

proposed plan $117x60 base plan with loan mod 6 months
paid in $585
last claim 18-1
Matter ResolvedRequest
Adjourment
1873/3/2020 10:00 am19-28079 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 7 required payments   Arrears: $1,023.00  Total Paid In: $2,556.00
2/20 workup for the 3/3 calendar
ADJ FOR $ TO POST (DONE)

still 3 payments in arrears

-motion for relief-Leisure Village 2/26/20. Filed slightly higher arrearage claim. If gets current with trustee and paying we CAN CONFIRM AT: $2,556 paid then beg 3/1/20-$512 x 55 $0 to gucs
Matter ResolvedRequest
Adjourment
1883/3/2020 10:00 am19-28559 / MBKJOSEPH J ROGERS, ESQConfirmation Hearing on Modified PlanContinued
4/22/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

AS OF 2/24/2020 (at):

1. Need Proof of Service on TD Bank for cram down of furniture from Raymour & Flanagan.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need 401k/pension loan statements. (RECEIVED)
- Amendments to Schedules to include the Honda Odyssey (AMENDED)
- The debtor has undertaken an improper use of exemption. Specifically: The Debtor must provide documentation that verifies debtor is entitled to a 522(d)(12) exemption on the Thrift Savings Plan asset. (RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Sch J: $1,000 childcare (need proof), $1,795 transportation (need proof), $450 entertainment.
- Form 122c: Line #21 for $1,000 childcare (need proof), Line #23 for $680 optional telephone.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Income documentation currently verifies higher ($6,091/$3,023) than scheduled ($5,850/$2,446) for the debtor and NJ Child Care assistance.
- The current Plan does not specify treatment of TD Retail Card Services (furniture) under the Plan.
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (CERT OF SERVICE FILED 11/25/19 FOR POSTAL FCU ONLY - NEED SERVICE ON TD BANK)
- Need consent order with Postal Employee Credit Union for Trustee to disburse (MOOT - SURRENDERING VEHICLE IN MOD PLAN)
- pre-confirmation adequate protection payments.
- Need explanation regarding Allotment deductions listed in the co-debtor's pay stub in order to calculate her income. (SAVINGS/INCOME)

Plan proposes: $880 x 60, base
Payments: 5/5
Matter ResolvedRequest
Adjourment
1893/3/2020 10:00 am19-28680 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 7 of 6 required payments   Arrears: $0  

***MBK, ADJ TO 3/17/20 FOR 341 DOCS TO BE SUBMITTED***

NEED 341 DATE
2/20/20(mk):

STILL NO 341 HEARING.


DOCS I BY 12-31 341 BY 1-31 -20
Matter ResolvedRequest
Adjourment
1903/3/2020 10:00 am19-28847 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 6 required payments   Arrears: $615.00  Total Paid In: $2,015.00
AS OF 2/21/20(mk): - Atty ok with terms.sf


>>To resolve Trustee objections & if pay Wells Fargo in #1,Plan can be 100%.Student loans outside. Only 1 guc claim for $25,199.81. ***Can Confirm at $1,400 PTD, Then $615 x 56, Begin 3/1/20; 100% w/ min of $131,840 to gucs due to NE Equity in real & personal property; student loans outside ;must file a fee application w/in 7 days of confirming order***

1. Plan has Wells Fargo( 2nd Mtg) as unaffected. POC filed for arrears $4,034.68- OK TO PAY?

2. Trustee objection:
-Need a statement for the spouse's 401k loan.
-Need a statement for the whole life insurance policy.
-Need a Modified Plan that runs no longer than 60 months.(Plan typo-60 mos plan - 2 tiers)
-debtor's plan consists of unnecessary or excessive expense items, such as:
$524/month for cable/internet/phone
$400/month for education costs (need proof of same)
- debtor is not paying all disposable income into the plan due too review of the 122C, monthly gross income is $13,449 (September gross Debtor -
$65,500/9 = $7,277 and September gross co-debtor - 55,551/9 = $6,172). Per the 122C,
monthly disposable income is $859 which would require a minimum dividend of $51,540 to gucs.
The Plan needs to run 60 months pursuant to the B22C form.
-There is $88,646.92 in non-exempt equity in the residence.
-There is $1,717 in non-exempt equity in the Civic and personal bank accounts.
-There is $41,477 in non-exempt equity in the Provident business bank account.
-amount of debt in Plan exceeds the statutory limit for unsecured debt pursuant to 11 U.S.C. 109(e).(Moot- bar date passed- under limit)



Proposed plan:350 x 20; 1,250 x 40; Base(std loans outside).
Payments:4/4
Last claim:5-1, bar date:12/12/19
Matter ResolvedRequest
Adjourment
1913/3/2020 10:00 am19-28855 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $218.00  Total Paid In: $3,985.00
3/3/20(mk): UPDATED FROM CT.

***CAN REC CONFIRM AT $3,338.48 PTD, THEN $864 x 55 BEGIN 4/1/20; 100% w/min div to GUCS $11,826.66 due to NE Equity in Personal Property; Must file Amended schedule C w/in 30 days.***


Note: bar date passed, NO guc claims filed so the $11,826.66 is protecting T/h in NE Equity in the personal property. The $864 is what is needed to cover atty fees and mtg POC.



>>>work-up at 100% plan with amended Sch C to be filed within 30 days<<

AS Of 2/24/20(mk):

1. Trustee Objection: ALL UNRESOLVED
-debtor has insufficient income .
-need a current market analysis - with comparatives,( What was provided is full is blank info).
-need Bank of America bank statement prior to filing date, to determine equity.
- debtor has undertaken an improper use of exemption. Specifically: (d)(5) over
exempts by $9,700 (2005 Porsche, cash and checking account).
-There is non-exempt equity on 2005 Porsche $3,680, and checking account $8,146.66 (per
bank statements).


Proposed Plan: 700 x 60, 0%.
Payments:4/4
last claim:1-1.Bar date:12/12/29
Matter ResolvedRequest
Adjourment
1923/3/2020 10:00 am19-28865 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $444.00  Total Paid In: $800.00
AS OF 3/3/20 (SF) UPDATED

RECOMMEND $800 PTD, $222 X 56 (BEGIN 3/1/20) 100% PLAN, LOAN MOD BY 5/6/20
- DO NOT PAY ARREARS TO MIDFIRST BANK
- OTBS WITHIN 30 DAYS RESOLVING OBJ BY MIDFIRST BANK

1. Objection filed by Old Bridge MUA (Glucksman) - failure to pay claim of $7590.59
PER ATTY PAY
2. Objection filed by MidFirst Bank (Carlon) - failure to pay arrears of $61,002.41 and speculative loan mod
OTBS LOAN MOD BY NO PAY CLAIM
3. Loss mit order terminates on 5/6/20
4. Trustee objection:
- Need JCPL bank statements. (MOOT)


Plan proposes $600 PTD; $200 X 56 BEG 3/20; LM PER COURT ORDER; BASE
Payments: 4/4

A current market analysis - : Need updated CMA. Even if we use current zillow, there is still no equity.
A copy of the last filed tax return - : Need 2018 tax returns for non-debtor spouse. (RECEIVED)
A copy of the homeowner's insurance renewal declaration - : Policy expired 12/28/19. (RECEIVED)
The current Plan does not specify treatment of U.S. Dept. of HUD under the Plan. (MP CORRECTS THIS)
Matter ResolvedRequest
Adjourment
1933/3/2020 10:00 am19-28917 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 6 required payments   Arrears: $2,448.00  Total Paid In: $2,500.00
AS OF 2/24/2020 (at):

RECOMMEND: $2,000 PAID TO DATE, $1,474 x 56 BEGINNING 3/1/2020, 100% PLAN
Need to file Pre-Confirmation Certification within 10 days of confirmation.
Loan modification by 5/1/2020.

Trustee's objection:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity of 58,426.65 in real estate (100% Plan)
- File pre-confirmation certification. (NOT FILED)

Plan proposes: $500 x 6, $1,300 x 54 beginning May, 2020, loan mod by 5/1/2020, 100% to guc's
Payments: 4/4
Matter ResolvedRequest
Adjourment
1943/3/2020 10:00 am19-28919 / MBKMARK W FORDConfirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 6 required payments   Arrears: $868.00  Total Paid In: $1,950.00
3/3/2020 (at):

RECOMMEND: $1,625 PAID TO DATE, $759 x 56 BEGINNING 3/1/2020, 100% TO GUC'S DUE TO NON-EXEMPT EQUITY
Township of Willingboro's proof of claim #10 will be paid in full through the plan.
Claim #12 filed by Ford Motor Credit will be paid through the plan.
Preserve non-exempt equity of $143,857 in real estate and $3,675 in personal property.


ISSUES AS OF 2/26/2020 (DM):

1) MP provides $7,100 secured treatment to Twp of Willingboro - POC filed for $11,082.04 (OK TO PAY HIGHER AMOUNT??)
PER ATTY PAY CLAIM

2) Ford Motor Credit filed $487.66 arrears claim on 2016 Ford Fusion (OK TO PAY??)
PAY PER ATTY

3) Atty must file amended Atty Disclosure Statement if he wants fees to be paid - currently provides $0 payment (UNRESOLVED).
SEE DOC 4

4) Trustee OBJ:
- There is $143,857 non-exempt equity in real estate (100% PLAN).AR PRESERVE
- There is $3,675 non-exempt equity in bank account and life insurance policy (100% PLAN).
- Order of Distribution departs from Trustee standard.
- Must file Pre-Confirmation Certification (FILED).
- The attorney fees in the Plan ($4,360) and Atty Disclosure Statement ($0) do not agree (UNRESOLVED).SEE DOC 4


Prop. Plan $325 x 60, 100% Plan
PTD 5/4 = $1,625
Last Claim (16-1)
Matter ResolvedRequest
Adjourment
1953/3/2020 10:00 am19-29079 / MBKLazaro Carvajal Order Vacate Dismissal of CaseContinued
4/28/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $563.00  
Amended Sch J filed 2/25/20

AS OF 2/24/2020 (at):

1. Atlantic Union Bank (siding) filed a secured claim #5 in the amount of $408.04 which is not in the plan. Is it ok to pay this claim?

2. Objection filed by Lakeview Loan Servicing (RAS Citron) - failure to cure arrears of $3,427.54 (Per obj - no POC filed and bar date has passed) (UNRESOLVED)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - policy provided expired 11/13/2019 (RECEIVED)
- child support court order (RECEIVED - SHOWS ALIMONY OF $562/MONTH AND CHILD SUPPORT OF $796/MONTH. SCHEDULE J LISTS ALIMONY/SUPPORT OF $2,291/MONTH. WHY IS THIS HIGHER ON J? - ALIMONY IS $1,500/MONTH - SCHEDULE J IS CORRECT)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3191 when determining disposable income. (AVERAGED/ADDED TO INCOME)

Plan proposes: $562.50 x 60, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1963/3/2020 10:00 am19-29135 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $500.00  
adj for contract
2/20 workup for the 3/3 calendar EDC

1.Objection By Select Portfolio/Deutche Bank(Fein Such):
- plan fails to pay arrears-sale speculative.
2.Trustee Objection:
-Debtor has exceeded the statutory limits under 522 (d)(5). (This results in $5168 of NE Equity in 2015 Mazda).
-There is $52,789.48 of non exempt equity in real property. Plan is 100%.
-must address objection by Select Protfolio./Deutche bank.
-must file pre conf. cert.
-need to resolve IRS estimated claim.(Amended POC filed)



Plan:500/36, SALE: 574 PENNSYLVANIA AVE 6MOS AFTR CONF, 100% .
Payments:3/4
last claim:11-2,bar date:12/17/19
Matter ResolvedRequest
Adjourment
1973/3/2020 10:00 am19-29140 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

341 3-19
issues as of 2/26/2020

1) 341 not held, not rescheduled - missing documents AT THE 12/3/2019 CONFIRMATION HEARING TRUSTEE NOTED 341 HEARING WAS TO BE SCHEDULED ON OR BY 1/31/2020
2) Current with Trustee plan payments
Matter ResolvedRequest
Adjourment
1983/3/2020 10:00 am19-29743 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $345.00  
AS OF 2/27/20 (SF)

1. Objection filed by Bank of NY Mellon (RAS Citron) - failure to pay arrears of $138,093.33. The plan proposes to pay $12,000 (PLAN IS NOT FEASIBLE)
2. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - from odd job's according to Schedule I.
- 2 months bank statements from savings account with Bakers Federal Credit Union prior to filing date. (Statements provided do not identify the name of the Bank)
- Need auto insurance for vehicles. (RECEIVED)

Plan proposes $345 x 60 0%
Payments: 4/4
Matter ResolvedRequest
Adjourment
1993/3/2020 10:00 am19-29782 / MBKBrian F. O'Malley Confirmation Hearing ScheduledWithdrawnDebtor has made 6 of 6 required payments   Arrears: $45.00  
issues as of 2/26/2020

1) Need to file Pre Confirmation Certification with Court
2) Trustee objection to confirmation - need to resolve
-need to provide 2 months bank statements from all bank accounts, prior to filing date PROVIDED
-excessive/unnecessary expenses on Schedule J - home maintenance $375 (ALLOWED $200); Food $872 EXPENSE ALLOWED; Medical $526 EXPENSE ALLOWED; Transportation $975 (ALLOWED $700); installment payments to the IRS and State of NJ $210 (requires proof), car payment $700 (ALLOWED $508); student loans $337and $297 (not in plan as outside)
-the debtor is not paying all disposable income into plan - Form 122C has excessive expenses such as: Line 13f takes $90 (no in plan and is leased vehicle, not in plan, means lease is to be rejected; Line 18 Life insurance $566, paystubs has $71.80 and Schedule J has $48; Line 25 medical insurance $360.58, proof of income total $208.88; Line 43 takes deductions for parent student loan $296.88, payment on co-signed loan $337; therapy expenses for disabled son $210 and monthly disposable contact lens purchase $66. Line 45 has at this point disposable income of $1,015.70, not adding back the excessive expenses. If the adjustments are made the disposable income would be higher. As filed, requires minimum $60,942 dividend to general unsecured creditors
-the current plan does not specify treatment of IRS claim for $5,817.07 under the plan
-Ally filed arrears claim for $34.92 and plan treats claim as current and outside (2018 Subaru Outback)
-must file Pre Confirmation Certification with Court
-closing statements on the sale/purchase of home to be supplied to the Trustee no
3) Debtors plan proposes payment of non dischargeble claims under Part 5b - this is not where these claims should be - wait to review modified plan to see if they are properly scheduled as priority claims

proposed plan $1000x60 base plan minimum $54000
paid in $4000
last claim 42-1
Matter ResolvedRequest
Adjourment
2003/3/2020 10:00 am19-30131 / MBKDEAN G SUTTON ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $1,100.00  
As of 2/27/20 (DS): Debtor attorney requested adjournment to resolve Trustee obj.

As of 2/27/20 (DS): 1. Trustee obj to the following:
- Need pay stub for non-filing spouse, for 8/19/19 to 9/1/19, missing a pay stub, only provides 3.
- Schedules fail to account for Debtor and spouses tax refunds $3,735 and $6,908 total $10,643. Proof of income will be higher.

2. US Dept of Housing filed secured claim, no arrears, but was not in plan.

Prop Plan $550 x 60 Base
Note: CMA provided. 2018 Tax refund provided for spouse.
Matter ResolvedRequest
Adjourment
2013/3/2020 10:00 am19-30412 / MBKDAVID A SEMANCHIK ESQConfirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

issues as of 2/26/2020

1) Deutsche Bank (RAS Citron) objection to confirmation - need to resolve
-plan is silent as to efforts undertaken to sell property and what the alternative treatment of the claim in the event sale is not consummated
2) Trustee objection to confirmation - need to resolve
-the debtor is not paying all disposable income into the plan - income verifies $6,890.51 than scheduled amount $6,405 resulting in disposable income of $589.44
-the schedules fail to account for the debtors tax refund in the amount of $1,782 when determining disposable income
-the plan needs to run 60 months pursuant to the B22c form
-must address objection by Deutsche Bank
-attorney disclosure and balance of fees in plan do not match
-must file pre confirmation certification
3) Failed to file certification of service for plan motions to avoid liens. If not filed, Trustee recommends striking the provisions and requiring counsel to file separate motions.

proposed plan $100x36 base plan sale within 12 months
paid in $500
last claim 6-1
Matter ResolvedRequest
Adjourment
2023/3/2020 10:00 am19-30455 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 6 required payments   Arrears: $1,530.00  Total Paid In: $1,965.00
AS OF 3/2/20 (SF) -

RECOMMEND $400 X 3 (BEGIN 11/1/19), $765 X 57 (BEGIN 2/1/20) BASE PLAN
- OTBS WITHIN 30 DAYS RESOLVING PNC OBJ
- OTBS WITHIN 30 DAYS RESOLVING FINANCIAL RESOURCES FCU OBJ
- PAY ESTIMATED FEES OF $2500 THRU PLAN, FEE APPLICATION TO BE FILED WITHIN 7 DAYS OF ENTERED CONF ORDER

1. Plan is not feasible due to insufficient income. Payment will need to increase to approx. $811 going forward. Income verifies at $317.
1. Objection filed by PNC Bank (Martone) - failure to pay arrears of $2081.52. Plan does not appear to feasible (OTBS) Proof of claim filed is for $412.32, is that what is to be paid? PAY CLAIM

2. Objection filed by Financial Resources FCU (Liska) - failure to pay arrears and failure to produce proof of insurance for 2012 Volvo. Also failure to pay arrears for 2012 VW Jetta. Creditor believes debtor is hiding vehicle to prevent repossession (RESOLVED VIA ORDER)

3. Financial Resources FCU filed arrears claim 8-1 for $4005.40 not addressed in plan (CLAIM AMENDED TO UNSECURED, DEBTOR NO LONGER HAS VEHICLE)

4. Financial Resources FCU filed arrears claim 7-2 for $2873.19 which is higher than proposed $1539 (OK TO PAY?) YES

5. Trustee objection:
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

Plan proposes $400 x 3, $765 x 57 Base
PAYMENTS: 4/4

RESOLVED ISSUES:
- Proof of 2 month's income - : Proof of income for new job that started in October. (RECEIVED)
- Need proof of service on Comprehensive Pediatric Dentistry. (RECEIVED)
- Need to file Pre-Confirmation Certification.
- Need to resolve the estimated claim filed by the IRS. (RESOLVED)
***2 PAYMENTS JUST POSTED AND MARTONE'S OFC EMAILED THAT OBJ CAN BE MARKED OTBS (dm)***
Matter ResolvedRequest
Adjourment
2033/3/2020 10:00 am19-30589 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $1,050.00  
As of 2/26/20 (DS): 1. Trustee obj to the following:
- Need September and October bank statements for both First Bank accounts and balance statements for the co-debtor's 2 401k loans prior to filing date.

Prop Plan $530 x 60 Base
Note: Amended attorney disclosure filed. Service ok.
Matter ResolvedRequest
Adjourment
2043/3/2020 10:00 am19-30890 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $649.00  
issues as of 2/26/2020

1) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return - 2018
-need Amendment to Schedules - Amend Schedule B to add 2010 Honda Accord
-the debtor has failed to provide proof of service with respect to plan motions - need proof of service for Valley Oil Company RESOLVED, FILED
-need to file Pre Confirmation Certification with Court
-debtor's attorney must file a fee application within 7 days of the entry of the Order confirming the plan
-need to resolve the estimated claim filed by the IRS
2) Wells Fargo filed secured claim 2 for the 2011 Honda Accord LOAN MATURED IN 2019, NEED TO EITHER PAY FULL CLAIM $8,866.05 THROUGH PLAN OR FILE MODIFIED PLAN SURRENDERING VEHICLE

proposed plan $650x36 base plan with loan mod by 5/31/2020
paid in $1951.50
last claim 5-1
Matter ResolvedRequest
Adjourment
2053/3/2020 10:00 am19-31068 / MBKTHOMAS M MONAHAN, ESQConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $1,291.00  
As of 3/1/20 (DS): Debtor attorney requested adjournment to resolve all objections.

As of 3/1/20 (DS): 1. Debtor in arrears $2,624.04, made 2 out of 4 payments.

2. BELOW ISSUES STILL NOT RESOLVED.

As of 1/7/20 Debtor attorney requested adjournment, to resolve obj.

1/8/20 (DS): 1. Debtor in arrears $1,322.51, no payments made. - Debtor made payment $1,333 on 1/2/20.

2. Trustee obj need to amended attorney disclosure as attorney is paid by employee benefit plan.

3. Ditech obj to arrears paid and post-pet payments, but fails to state what the difference is with arrears or post-pet payments, no POC filed. Obj must be resolved. POC filed arrears $41,383.37, plan has $26,726.

4. US Dept of Housing filed mortgage claim, no arrears owed, not in plan.

5. Must file Pre-confirmation certificate.

Prop Plan $1,322.51 x 60 Base
Matter ResolvedRequest
Adjourment
2063/3/2020 10:00 am19-31306 / MBKEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

issues as of 2/26/2020

1) US Bank Trust (Phelan) objection to confirmation - need to resolve
-arrears $315,168.84
2) Trustee objection to confirmation - need to resolve
-updated auto insurance, if not confirmed by 3/3/2020, auto insurance provided expired 2/14/2020 PROVIDED RENEWAL
-unnecessary/excessive expenses on Schedule J: Food $750, Life Insurance $148.23 INVOICE PROVIDED and Auto Insurance $508.32 INVOICE SHOWS CAR INSURANCE IS $638.75/MONTH FOR RENEWAL
-the debtor is not paying all disposable income into the play - proof of income provided verifies higher
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non exempt equity on real property $13,908.66 PROOF OF CLAIM FILED IS MUCH HIGHER THAN AMOUNT ON SCHEDULE D, THERE IS NO NON EXEMPT EQUITY
-need value of life insurance policy prior to filing date 2019 CASH VALUE TOTAL $7,626.23 AS OF 7/31/2019, SAME AS LISTED IN SCHEDULES, EXEMPTED
-need homeowners insurance which provides proof that Debtor has personal liability coverage. Document provided is a bill for the policy PROVIDED
-must file pre confirmation certification with court
-must resolve creditor objection
-must add to confirming order non exempt proceeds from sale of real property to Trustee
-need the property settlement agreement to verify house proceeds to be split with ex husband PROVIDED

proposed plan $293x36 base plan with sale of property in 6 months
paid in $879
last claim 12-1
Matter ResolvedRequest
Adjourment
2073/3/2020 10:00 am19-31389 / MBKJoan Sirkis Warren Confirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 6 of 5 required payments   Arrears: $0  

AS OF 2/28/20 (SF)

1. Objection filed by Specialized Loan Servicing (Carlon) - failure to pay arrears of $9356.07 (RESOLVED VIA ORDER)

2. Ally Financial filed late bifurcated claim for $7675 as secured and $2996.03 as unsecured and $830.26 arrears (HOW SHOULD THIS CLAIM BE PAID?)

3. Hyundai Lease Titling Trust filed arrears claim 15-1 for $441.02 (OK TO PAY?)

4. Trustee objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$430/month for cable/internet/phone ($370 ALLOWED, ADD BACK $60)
$435/month for transportation - NO PROOF PROVIDED (ADD BACK $85)
- Disposable income verifies at $1131.64 which requires a total base of $32,591
- There is $2,139.20 in non-exempt equity in the residence.

Plan proposes $400 x 36 Base
Payments: 3/3

RESOLVED ISSUES:
Attorney's fees in the plan and disclosure statement do not agree. Plan states $3,000 is
the balance due. Disclosure states that $3,000 will be paid outside of the plan. One of
these must be amended. (DISCLOSURE AMENDED)
Matter ResolvedRequest
Adjourment
2083/3/2020 10:00 am19-31417 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $1,590.00
As of 2/27/20 (DS): Confirm at $318 x 60 begin 12/1/19 Base with a minimum dividend $13,740 to gucs, order of distribution is per plan, and within 30 days must move against the secured claim of LVNV Funding claim#7-1

1. Secured arrears claim filed by LVNV Funding for $1,880.87. Ok to pay? Per email from Debtor attorney, will move against claim, do not pay.

Prop Plan $318 x 60 Dollar Base $13,740 to gucs
Matter ResolvedRequest
Adjourment
2093/3/2020 10:00 am19-31438 / MBKDONALD C GOINS, ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $1,612.00  
issues as of 2/26/2020

1) Wells Fargo Bank objection resolved with Order dated 2/6/2020pay arrears through plan
2) Trustee objection to confirmation - need to resolve
-need a current market analysis - must provide comparables for both properties
-need copies of 401k loan statements
-amendment to schedules - Debtor is above median, must complete Part 2
-the debtor is not paying all disposable income into the plan - disposable income per Schedules I and J verifies higher with net balance of $1,271.64
-the schedules fail to account for the debtors tax refund in the amount of $22,654 when determining disposable income
-the current plan does not satisfy treatment of Wells Fargo under the plan
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non-exempt equity in real estate of $61,380.75 and $8,329.12 in Bank of America bank accounts
-need to file Pre Confirmation Certification with Court

proposed plan $806x24, $1130x36 100% plan
paid in $2418
last claim 7-1
Matter ResolvedRequest
Adjourment
2103/3/2020 10:00 am19-31874 / MBKDANIEL L. REINGANUMConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $1,375.00
AS OF 2/21/2020 (at):

IF OK TO PAY NEW RESIDENTIAL CLAIM #11, RECOMMEND $275 x 36 BEGINNING 12/1/19, BASE

1. New Residential Mortgage/Shellpoint filed a secured arrears claim #11 in the amount of $122.98 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to file a feasible plan - that proposes a base to unsecured, plan pays only attorney fees.
The debtor has failed to supply the Trustee with the following document(s):
- 2 months bank statements from savings account with Republic Bank prior to filing date. (RECEIVED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $275 x 36, 0%
Payments: 3/3
Matter ResolvedRequest
Adjourment
2113/3/2020 10:00 am19-31971 / MBKDaniel Straffi, Esq.Confirmation Hearing on Modified PlanContinued
5/5/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $600.00  
AS OF 2/28/20 (SF)

1. Objection filed by Bank of America (Frenkel, Lambert, Weiss) - failure to pay arrears and speculative sale (384 5th Street)

2. Objection filed by Bank of America (Stern & Eisenberg) - failure to pay arrears and speculative sale/refi (384 N. 4th Street)

3. Commercial Credit Group Inc filed secured judgment claim for $108,435.27 which is not addressed in plan

4. Objection filed by Commercial Loan Investment VII, LLC (Drake Loeb PLLC) - failure to pay total debt claims for 1st and 2nd mortgages of $477,322.38 and $354,530.77 (matured 9/30/19), make post-petition payments and for filing infeasible plan (715 Old Shore Road)

5. Bank of America filed arrears claim 8-1 for $1039.59 (OK TO PAY?)

6. Commercial Loan Investment filed total debt claim 10-1 for $354,530.77 (not in plan)

7. Commercial Loan Investment filed total debt claim 11-1 for $477,322.38 (not in plan)

8. 713-715 Old Shore Road is the business property which is to be sold. Not sure if plan is feasible as no information provided as to the ownership or value

9. Trustee objection:
- The debtor has insufficient income .
- Need a Modified Plan that gives date when sale of business property to be done.
- There is non-exempt equity on real property $199,980.89
- The confirmation order must include language that provides for the turnover of all non-exempt proceeds from the personal injury claim.


Plan proposes $300 x 60 100% Sale of 713-715 Old Shore Road within 1 year and sale/refinance of 384 N. 5th St by 12/1/20
Payments: 3/3
Matter ResolvedRequest
Adjourment
2123/3/2020 10:00 am19-32524 / MBKLAWRENCE W. LUTTRELLConfirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 7 of 4 required payments   Arrears: $0  

3/24/20 - processed dismissal order and emailed Chambers due to failure to file MP within 14 days

***PER MBK, CONF DENIED - MP TO BE FILED WITHIN 14 DAYS OR DISMISS (Note - add hold fees if dismissal order is submitted in 15 days)***

AS Of 2/24/20(mk):

1. Stay Motion By LL, Mark Lee on 3/4/20. Need Result

2. Objection By LL,Mark Lee( Knowlton):

3. American Honda filed arrears POC $293.68- Not in plan- OK TO PAY?

4. One Main Financial filed arrears POC $326.91- Not in Plan- OK TO PAY?

5. Trustee Objection:
-Plan fails to provide for a prompt cure of rental arrears. (STILL- Needs 18 mo cure - not 22) POC Filed $7,308.46
-need copy of 2019 tax return by 5/31/20.
-debtor is not paying all disposable income into the plan for the following reason(s):
1. debtor is above median and require a 60 month commitment period.
2. Excessive expenses on Schedule J: $1500 food for 2 people $2000 education costs; $1200 transportation
3. Disposable income verifies higher on Schedule I at $2203.
-Schedules fail to account for the debtor's tax refund of $2844.00 in determining disposable income.


Plan:150.57 x 36: Base
payments:2/2
last claim:9-1,bar date;2/10/20
Matter ResolvedRequest
Adjourment
2133/3/2020 10:00 am19-32642 / MBKNelson Gonzalez Confirmation Hearing on Modified PlanContinued
4/14/2020 10:00 am
Debtor has made 12 of 4 required payments   Arrears: $0  

AR MP ON FOR 4-14
AR REC DISMISSAL - NEED INS RENEWAL
AS OF 2/28/2020 (at):

1. Objection filed by Select Portfolion/Deutsche Bank (Fein Such) - failure to cure arrears of $146,508.62 (Per POC).

2. Trustee's objection:
- The debtor has failed to file a feasible plan - proposed payment is insufficient to pay adequate protection payment to mortgage co.
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - for lot in Florida (NOT RECEIVED)
- A copy of the homeowner's insurance renewal declaration (NOT RECEIVED)
- A Modified Plan that increases trustee payment or removes adequate protection payment. (MOD PLAN FILED - PAYMENT STILL $100)
- Amendments to Schedules A/C to add the lot in Florida. (SCHEDULE A NOT AMENDED)
- Amend J to add mortgage payment. (AMENDED J STILL DOESN'T LIST MORTGAGE PAYMENT)
- Amend C to use federal exemptions. (AMENDED BUT STILL NOT CORRECT)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $5,593.57.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,298.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The Plan fails to provide for a prompt loan modification completion date. (MOD PLAN STILL DOESN'T PROVIDE A LOAN MOD COMPLETION DATE)
- Need to file Pre-Confirmation Certification. (NOT FILED)
Debtor's attorney must file a consent order with Select Portfolio for the trustee to pay the adequate protection payment. Order must specify payment amount. (NOT FILED)

Plan proposes: $100 x 60, base, loan mod by "to be determined"
Payments: 8/2, $600 credit
Matter ResolvedRequest
Adjourment
2143/3/2020 10:00 am19-32848 / MBKJAMES J CERBONE, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 4 required payments   Arrears: $0  
Total Paid In: $533.00
AS OF 2/27/20 (SF)

RECOMMEND $309 PTD, $112 X 58 (BEGIN 3/1/20) BASE W/MIN $2468 TO GUCS


1. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
A Modified Plan that marks off Section 5a. (SHOULD THIS PLAN BE CONFIRMED WITH MIN OF $2468 TO GUCS?)
- Attorney disclosure and plan do not agree with attorney fees owed. Attorney disclosure has $3,610 balance and plan has $3,110. Must amend or file mod plan to correct attorney fees.
- Must file Pre-confirmation certificate. (FILED)

Plan proposes $103 X 60 Base w/min $2468 to gucs
Payments: 2/2
Matter ResolvedRequest
Adjourment
2153/3/2020 10:00 am19-33183 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $1,550.00  Total Paid In: $10,850.00
AS OF 3/1/20 (SF)

RECOMMEND $3,100 X 12 (BEGIN 1/1/20), $4,129 X 48 (BEGIN 1/1/21) 100% PLAN
- PAY ESTIMATED $3000 TO ATTY THRU PLAN. FEE APPLICATION TO BE FILED WITHIN 7 DAYS OF ENTERED CONF. ORDER.


1. Trustee objection:
- Need copy of 401k loan statement (RECEIVED) ADDITIONAL $379 AVAILABLE IN 29 MOS.
- Excessive expenses on Schedule J: $2905 per month for elementary and high school tuition.
- Excessive expenses per 122C:
Line 10: $1657 for additional housing expenses
Line 23: $300 for optional telephone
Line 17: $3163.78 involuntary deductions
Line: 45 Disposable income is $5556.24 which requires a minimum dividend of $333,374 to general unsecured creditors or a 100% plan.
The debtor has failed to provide proof of service with respect to Plan Motion(s).
American Express. (IMPROPER SERVICE. DID NOT SERVE MANAGING AGENT OR BECKET & LEE) RECEIVED

Plan proposes $3100 x 12, $4200 x 36, $8585 x 12 Base
Payments: 2/2

RESOLVED ISSUES:
- File pre-confirmation certification. (FILED)
Matter ResolvedRequest
Adjourment
2163/3/2020 10:00 am19-33209 / MBKJames J. Cerbone Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 4 required payments   Arrears: $2,286.00  Total Paid In: $3,168.00
3/3/2020 (at);

RECOMMEND: $2,112 PAID TO DATE, $3,342 x 33 BEGINNING 4/1/2020, 100% TO GUC'S
Need order resolving Newrez LLC objection within 30 days of confirmation.
Claim #1 filed by One Main Financial will be paid through the plan.
Preserve non-exempt equity in real estate of $754.


AR SEE NOTES MAYBE ABLE TO CONF AT 36 MO
AS OF 2/27/2020 (at):

1. Objection filed by Newrez LLC (RAS Citron) - failure to cure full arrears of $60,819.80 (Per POC).
AR PER ATTY PAY

2. OneMain Financial filed a secured claim # 1 in the amount of $479 which is not in the plan. Is it ok to pay this claim?
AR PER ATTY PAY

3. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $4,207.00 (100% Plan).

- Per the 122C, monthly disposable income is $3,407 which would require a minimum dividend of $204,420 to general unsecured creditors (100% Plan).
PER ATTY OK
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $754.00 in non-exempt equity in the residence (100% Plan).
PRESERVE
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $1,056 x 60, 100% to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
2173/3/2020 10:00 am19-33532 / MBKAllen I. Gorski, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 4 required payments   Arrears: $310.00  Total Paid In: $1,090.00
As Of 2/2/20(mk):UPDATED


***CAN REC CONFIRM AT $350 x 60,Base w/ min $14,000 div to gucs due to NE equity in RE; must file fee application w/in 7 days of confirming order***


1. Trustee Objection:
-need Proof of 2 month's income specifically Updated pay stubs for new job through temp agency.
- there is non-exempt equity in real property $18,339.60. (THIS IS NOW REDUCED TO 10,882.68- value reduced- affordable housing & both mtg claims are filed now)



Mod.Plan:350 x 60 min 14,000.
payments:2/2
last claim:6-1.Bar date:2/27/20
Matter ResolvedRequest
Adjourment
2183/3/2020 10:00 am19-33672 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $709.00  
AS OF 2/25/20 (SF)
341 SCH FOR 3/19/20
1. 341 NOT HELD
2. PAYMENTS: 3/3
Matter ResolvedRequest
Adjourment
2193/3/2020 10:00 am19-33767 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
6/2/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $459.00  
341 on for 3/12/20- NEED TO REQUEST ADJ. Of THIS CONF. HEARING.
Matter ResolvedRequest
Adjourment
2203/3/2020 10:00 am19-33774 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $100.00  
2/28/20 (SF)

1. 341 NOT HELD - RESCHEDULED TO 3/26/20
2. PAYMENTS: 2/3 ARREARS: $75 (copy of money order received fro $150)

Matter ResolvedRequest
Adjourment
2213/3/2020 10:00 am19-33865 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $600.00
AS OF 2/21/20 (at):

RECOMMEND: $150 x 60 BEGINNING 1/1/2020, BASE

Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $1,000/month to support wife living over seas (need Certification). (RECEIVED)
- $151/miscellaneous.
Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $150 x 60, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
2223/3/2020 10:00 am19-34041 / MBKHENRY CHUDZIK, JR.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $90.00  Total Paid In: $2,222.00
As of 2/27/20 (DS): Confirm at $516.89 x 3 begin 1/1/20, $761 x 57 begin 4/1/20 Base with a minimum dividend $40,389.60 to gucs and student loans to be treated outside

1. Trustee obj to the following:
- Amended 22c has disposable income $673.16, which would require minimum dividend $40,389.60 to gucs. Income also verifies higher $1,236.63. Bar date is 3/10/20, total unsecured claims filed $35,451.26, recommend waiting pass bar date.
- Excessive expenses with medical $648, docs provided, verify that there is estimated $597.51 medical expenses.

Prop Plan $516.89 x 60 Base
Note: Investments statements for TD Ameritrade; American Funds:, LTEBX and BALCX and Life insurance statements provided. Pre-confirmation cert filed.
Matter ResolvedRequest
Adjourment
2233/3/2020 10:00 am19-34051 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 2/27/2020

1) New Rez LLC d/b/a Shellpoint Mortgage Servicing - objection to confirmation - need to resolve
-plan does not propose payment of arrears $2041.41 through plan
2) Trustee objection to confirmation - need to resolve
-need November and December bank statements for TD account #5153 THE TD BANK STATEMENT SHOWS TRANSFERS TO AND FROM AN ACCOUNT ENDING #8315. DO NOT HAVE STATEMENTS FOR THIS ACCOUNT
-unnecessary/excessive expense items, such as $546/month cable/internet/cell (ALLOW $450); $602.88/month car payment (ALLOW $508)
-the debtor is not paying all disposable income into plan - verified income leaves a monthly net balance of $429.81
-the schedules fail to account for the debtors tax refund in the amount of $4,133 when determining disposable income
-need to file Pre Confirmation Certification with Court FILED
-plan lists attorney fees of $2,610 to be paid as a priority claim. The disclosure states that $2,610 will not be paid through the plan. One of these must be amended

proposed plan $100x60 base
paid in $200
last claim 10-1
Matter ResolvedRequest
Adjourment
2243/3/2020 10:00 am20-10035 / MBKRALPH D TAWIL, ESQConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $50.00  

ATTY HAS 978
341 BY 4-15
Request to adj conf was blank and NO payments
Matter ResolvedRequest
Adjourment
2253/3/2020 10:00 am20-10054 / MBKDEMETRIUS J PARRISH JRConfirmation Hearing ScheduledContinued
5/27/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $850.00  
AS OF 2/20/20 (at):

1. 341 has not been held or rescheduled - sch for 3/19/20
2. Payments: >1/1, arrears $350 (MP reduces the payment)
Matter ResolvedRequest
Adjourment
2263/3/2020 10:00 am20-10063 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  


ADJ BAR DATE SB HR AS OF 2/27/20 (SF)

1. Objection filed by Santander Bank (Phelan) - failure to pay arrears of $26,417.34 (NO CLAIM FILED YET)
2. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules B and C to add 2005 Ford Explorer.
- Income verifies high and 22c has disposable income $2,433.13. Plan is proposing 100% to gucs.
The Schedules fail to account for the debtor(s) tax refund in the amount of $9,468 when
determining disposable income.
- There is non-exempt equity of 56,652 in real property
- Must file Pre-confirmation certificate.

Plan proposes $973 x 60 100%
Payments: 1/1

RESOLVED ISSUES:
- A copy of the last filed tax return - 2019
- A copy of the homeowner's insurance renewal declaration - ( insurance expires 2/28/20)
- 2 months bank statement from Wells Fargo prior to filing date.
Matter ResolvedRequest
Adjourment
2273/3/2020 10:00 am20-10098 / MBKJohn M. Kenney Confirmation Hearing ScheduledDismissedDebtor has made 2 of 3 required payments   Arrears: $0  

NA
Matter ResolvedRequest
Adjourment
2283/3/2020 10:00 am20-10104 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $643.00  
341 on for 3/5/20
Matter ResolvedRequest
Adjourment
2293/3/2020 10:00 am20-10157 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 2/21/2020 (at):

RECOMMEND: $175 x 6 BEGINNING 2/1/2020, $269 x 54 BEGINNING 8/1/2020, BASE
Need 2019 tax return by 5/31/2020.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 5/31/2020.
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $175 x 6, then $260 x 54, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
2303/3/2020 10:00 am20-10158 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 2/28/20 (DS): Debtor attorney requested adjournment to go past bar date and file 2019 tax return.

As of 2/26/20 (DS): 1. Trustee obj to the following:
- Need 2019 tax returns and pension loan balance statement prior to filing date, if paid during plan, will need tier raising payment by $1,011 monthly..

2. IRS filed estimated claim, 2019 tax return not provided. Must resolve claim.

3. Must file Pre-confirmation certificate.

Prop Plan $650 x 45, $1,400 x 15 Base
Matter ResolvedRequest
Adjourment
2313/3/2020 10:00 am20-10168 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,999.00  
issues as of 2/25/2020

1) US Bank (Romano) objection to confirmation - need to resolve
2) US Bank Order 2/11/2020 resolving motion to impose automatic stay
-attorney fee $1,350 to be paid as an administrative claim through Chapter 13 plan
3) Trustee objection to confirmation - need to resolve
-need a mortgage statement or filed POC
-need bank statements for Bank of America account
-the plan divides unsecured claims into classes with no rational basis and discriminates unfairly against a class in violation of 11 U.S.C. 1322(b)(1). Specifically, the debtor's proposed plan is 0% distribution to general unsecured creditors while student loans are receiving $860 monthly outside the plan
4) Need to file Pre Confirmation Certification with Court

proposed plan $1999x60 0% plan
paid in $1999
last claim 4-1
Matter ResolvedRequest
Adjourment
2323/3/2020 10:00 am20-10187 / MBKADRIAN J JOHNSONConfirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

NA
sent email requesting adjournment on 3/2 - failed to use Trustee form, failed to make plan payments to date arrears $13,395.80 -request denied

issues as of 2/25/2020

1) 341 not held, not rescheduled - missing documents
2) No 341 payments to date, arrears $6,697.90
3) Wells Fargo Bank (Shapiro & Denardo) objection to confirmation - need to resolve
-pre petition arrears $1,270.31
4) Disclosure for Attorney Compensation seeks $6,500 in flat fees - this exceeds the maximum allowance of $4,750. Of which $5,000 has already been paid with $1,500 to be paid through plan.
Matter ResolvedRequest
Adjourment
2333/3/2020 10:00 am20-10194 / MBKTHOMAS M MONAHAN, ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $1,308.00  
AS OF 2/28/20 (at):

1. The IRS filed an ESTIMATED priority claim #1 in the amount of $14,949.68 which is not in the plan. (2018 - 2019) This claim needs to be amended.

2. Objection filed by Bayview Loan Servicing (Fein Such) - failure to cure full arrears of $45,063.60 (Per Obj - no POC yet)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2018 for spouse (NOT RECEIVED)
- spouse bank statements (NOT RECEIVED)
- A copy of the deed - only provided coversheet (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s:
- excessive expenses on Schedule J - $1,600 spouse expenses & debt service (need to provide supporting documentation for this expense); $301/homeowners insurance
(invoice for annual policy (effective 5/15/2019-5/15/2020) shows total premium $1,399.55 which is $117/month)
- The case should be dismissed with a 180 day bar from re-filing.
- The debtor must file an amended 22C to correct the mortgage amount in section 9b. (NOT AMENDED)

Plan proposes: $654.32 x 60, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
2343/3/2020 10:00 am20-10253 / MBKJEANIE D WIESNERConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $1,591.00  
2/25/20(mk): atty adj request - emailed proof of payment

As of 2/21/20(mk):

>>As of this date no payments


1.Trustee Objection:
-need 2019 tax return by 5/31/20.
-plan has excessive expenses:$425/month for water/sewer/garbage;$350/month for cell phones;$433/month for entertainment.
-debtors are not paying all disposable income into the plan for the following reason(s):
-Verified income leaves a monthly net balance of $869.76.
-Need to file Pre-Confirmation Certification.
-Order of distribution differs from Trustee standard order


Plan:797 x 60;Base.
payments:0/1
last claim:7-1, Bar date:3/17/20
Matter ResolvedRequest
Adjourment
2353/3/2020 10:00 am20-10257 / MBKRobert C Leite Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

341 SCH FOR 3-12
Matter ResolvedRequest
Adjourment
2363/3/2020 10:00 am20-10265 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 0 of 3 required payments   Arrears: $4,168.00  
AR ATTY HAS 500 MUST BE CURRENT BY 4-28 OR DISMISS
341 SCH 3-26
Matter ResolvedRequest
Adjourment
2373/3/2020 10:00 am20-10269 / MBKSTEPHANIE SHRETER, ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,400.00  
AS OF 2/24/20 (at):

ADJOURNED TO 4/22 SO 341 CAN BE HELD.

1. 341 has not been held or rescheduled
2. Payments: 1/1
Matter ResolvedRequest
Adjourment
2383/3/2020 10:00 am20-10270 / MBKOTTO J KOSTBAR, ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 2/21/2020 (at):

1. Need to request an adjournment of the confirmation hearing.
2. 341 is scheduled for March 12, 2020
3. Payments: 1/1
Matter ResolvedRequest
Adjourment
2393/3/2020 10:00 am20-10273 / MBKSTEPHANIE SHRETER, ESQConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 2/26/20 (DS): 1. Arc Home mortgage obj to arrears more $27,488.90, no POC filed, Plan has $25,000. Obj must be resolved.

Prop Plan $525 x 60 0%
Note: Homeowner insurance provided and amended 22c and Pre-confirmation cert filed.
Matter ResolvedRequest
Adjourment
2403/3/2020 10:00 am20-10332 / MBKJOHN J HOPKINS, IIIConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

341 3-26
Matter ResolvedRequest
Adjourment
2413/3/2020 10:00 am20-10346 / MBKWarren D. Levy Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $4,500.00
UPDATED 3/3/2020

If paying Credit Acceptance arrears claim through plan, ok to confirm at $1,500x60 begin 2/1/2020 base plan


issues as of 2/25/2020

1) Credit Acceptance Corporation (2016 Mazda CX5) filed secured claim 1 with arrears $726.69 - not in plan, either pay arrears through plan or move against claim
2) If paying Credit Acceptance arrears claim through plan, ok to confirm at $1,500x60 begin 2/1/2020 base plan

proposed plan $1500x60 base plan
paid in $1500
last claim 5-1
Matter ResolvedRequest
Adjourment
2423/3/2020 10:00 am20-10373 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $562.00  
AS OF 3/3/20 (at):

1. The IRS filed an estimated proof of claim #2 which needs to be amended. (STILL ESTIMATED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 (RECEIVED)
- Santander Bank money market statement with value in account prior to filing date. (RECEIVED)
- Amendments to Schedules to correct the filed social security number (NOT AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Food $430 and Clothing $215.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- Proof of income verifies higher, than what is on Schedule I. Total 17 stubs provided, which were for a total of 10 pay periods from 11/1/19 to 1/3/20. There is disposable income $1,619.05. (2019 REFUND $1107/12 = $92.25 - DISPOSABLE INCOME IS $1,704.63) (THE 12/20/19 PAY CHECK WAS A $4000 BONUS AND SHOULD NOT HAVE BEEN CALCULATED AS A REGULAR CHECK, BUT DIVIDED BY 12. INCOME ON SCHEDULE I IS CORRECT)
- Need proof of values in stock with Bettini Stock and CD. (RECEIVED CD ($632) - NEED STOCK)

Plan proposes: $562 x 60, $0 to guc's
Payments: 1/2, ARREARS $562
Matter ResolvedRequest
Adjourment
2433/3/2020 10:00 am20-10390 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As OF 2/21/20(mk):


1. IRS Filed Est. Claim.

2.Trustee Objection:
-need 2019 tax returns by 5/31/20.
-Proof of income verifies higher, there is disposable income $657.60.
-need Proof of stock values as listed on Sched B(Still- see next line below).
-There may be non-exempt equity in stocks, pending review of documents needed.( Still need a statement form the company on the stock. debtor did a cert & a spreadsheet- not good enough)
-must resolve IRS estimated claim.
-must file pre conf cert.


Plan:214 x 36,not less than $3495.55to gucs.
payments:1/1
last claim:4-1,bar date:3/20/20
Matter ResolvedRequest
Adjourment
2443/3/2020 10:00 am20-10392 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 2/25/2020
341 3-12
1) 341 not held, not rescheduled - missing documents and schedules - need POI, business P&L and business forms; Schedules I&J and Form 122c are blank
2) US Bank (RAS Citron) objection to confirmation - need to resolve
-loan will mature over the life of the plan and total claim should be paid through plan, anticipated payoff $199,061.22
3) Fee application pending 3/11/2020
4) Need to file pre confirmation certification with court

proposed plan $823x19 begin 2/2020 100% plan with loan mod by 2/1/2020
paid in $823
last claim 3-1
Matter ResolvedRequest
Adjourment
2453/3/2020 10:00 am20-10395 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
5/19/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

updated 2/25/2020
issues as of 2/20/2020

1) 341 not held, not rescheduled - still missing required documents for 341 hearing
3-26
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court
4) RoundPoint Mortgage Servicing Corporation (KML) objection to confirmation - need to resolve
-arrears $88,678.64
Matter ResolvedRequest
Adjourment
2463/3/2020 10:00 am20-10398 / MBKWARREN BRUMEL, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $900.00
AS OF 3/3/20 (at):

RECOMMEND: $300 x 36 BEGINNING 2/1/2020, BASE
Need an amended proof of claim for TD Bank claim #2 listed secured amount of $1,000 within 30 days.
Lakeview Loan Servicing will be set up to be paid per it's objection. Need a proof of claim for Lakeview Loan Servicing by the bar date (3/20/2020).

1. TD Bank/Ashley Homestore filed a secured claim #2 in the amount of $1,987 which is not in the plan. Is it ok to pay this claim or are the debtors going to move against the claim?
PER ATTY RESOLVED APOC BY 30 DAYS $1000 SEC BAL GUC

2. Objection filed by Lakeview Loan Servicing (Parker McCay) - failure to cure arrears of $2,457.33 (Per Obj - No POC yet)
PAY PER OBJ ADD POC BY BAR DATE

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need proof of insurance for the 2010 Harley. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $300 x 36, base
Payments: 1/2, arrears $300
Matter ResolvedRequest
Adjourment
2473/3/2020 10:00 am20-10456 / MBKWILLIAM S WOLFSON, ESQConfirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,808.00  
As of 2/27/20 Debtor attorney requested adjournment, obj creditor allowed 2 week adjournment

As of 2/25/20 (DS): 1. Trustee obj to the following:
- Need 2019 tax return. Since claim is estimated, due to 2019 tax return not filed, Debtor must provide copy of filed 2019 tax return.

2. Caliber/US Bank obj to loan mod and arrears more, no POC filed. Obj must be resolved.

3. Arrears claim filed by Santander in the amount of $1,251.77, remainder balance owed.

4. IRS filed estimated claim for 2019 tax return $105, if taxes filed, must provide. Must resolve claim.

5. Raritan Twp MUA filed arrears claim for pre-petition $2,935.37 and post-petition arrears $165.25 owed, not listed in plan. Claim must be resolved. Ok to pay?

Prop Plan $1,808 x 60 Base and Loan Mod on Dayton Rd by 6/30/20
Note: Bank statement provided and response from Debtor is ok to strike section 4 and 7 as to 2nd mortgage and student loan. Amended Sched I filed.
Matter ResolvedRequest
Adjourment
2483/3/2020 10:00 am20-10457 / MBKKirsten B. Ennis Confirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 2/25/2020

1) Trustee objection to confirmation - need to resolve
-the debtor failed to file a feasible plan - proposed plan payments do not pay scheduled claims plus dividend to general unsecured creditors per filed Form 122C-2 Line 45
-need a copy of the last filed tax return - 2019 by 5/31/2020
-paystubs for spouse that includes name and address of recipient
-need amendment to Form 122C to correct household size
-the debtor is not paying all disposable income into plan - per schedules there is monthly disposable income of $589.49 on Line 45 of Form 122C-2. This requires a minimum $35,369 dividend to general unsecured creditors
-profit and loss statements are illegible! Need on spreadsheet showing rental income for each property and expenses for those properties. They should not be operating at a loss
-debtors plan seek attorney fees from prior Chapter 7 in the amount of $13,179.60 and paid as a priority administrative claim in addition to Chapter 13 fees - TRUSTEE TO ADDRESS ISSUE WITH ATTORNEY

proposed plan $1700x60 base plan
pai din $1700
no claims to date
Matter ResolvedRequest
Adjourment
2493/3/2020 10:00 am20-10467 / MBKHARRISON ROSS BYCKConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 2/27/20 (SF)

1. 341 NOT HELD - RESCHEDULED TO 3/12/20
2. PAYMENTS: 2/2
Matter ResolvedRequest
Adjourment
2503/3/2020 10:00 am20-10592 / MBKEdward Nathan VaismanConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 2/25/20 (SF)

1. MUST REQUEST ADJOURNMENT OF CONFIRMATION HEARING
2. 341 NOT HELD - RESCHEDULED TO 3/12/20
3. PAYMENTS: 1/1
Matter ResolvedRequest
Adjourment
2513/3/2020 10:00 am20-10595 / MBKBRIAN L HOFFMAN, ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $479.00  
AS OF 2/20/20 (at):

1. Objection filed by Nationstar/Mr. Cooper (Stern Lavinthal) - failure to cure full arrears of $29,674.60 (Per POC). (UNRESOLVED)

2. Trustee's objection:
The debtor has insufficient income.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity of $2398.32 in Affinity Federal Credit Union Account.
- File pre-confirmation certification. (NOT FILED)

Plan proposes: $479 x 60, 0%
Payments: 1/1
Matter ResolvedRequest
Adjourment
03/3/2020 10:00 am20-12145 / CMGTIMOTHY P NEUMANN, ESQOrder Show CauseDismissed
***CMG***
FILING FEE
Matter ResolvedRequest
Adjourment
03/3/2020 11:00 am17-21366 / KCFAndrew Thomas Archer AP Motion Summary JudgmentConverted to 7 / 11
***KCF***
Matter ResolvedRequest
Adjourment
03/3/2020 11:00 am20-10201 / CMGPRO SEOrder Show CauseDismissed
***CMG***
FILING FEES
Matter ResolvedRequest
Adjourment
03/3/2020 11:00 am20-10231 / CMGAngela Nascondiglio Stein Order Show CauseVacated
***CMG***
FILING FEES
Matter ResolvedRequest
Adjourment
03/3/2020 11:00 am20-10493 / CMGMark K. Smith, Esq.Order Show CauseVacated
***CMG***
FILING FEES
Matter ResolvedRequest
Adjourment
03/3/2020 11:00 am20-10569 / CMGPRO SEMotion Extend TimeContinued
3/17/2020 11:00 am

AMT: Granted and time extended to 3/17
***CMG***
MTN TO FILE MISSING DOCS
Matter ResolvedRequest
Adjourment
03/3/2020 11:00 am20-11935 / CMGKarina Pia Lucid Order Show CauseVacated
***CMG***
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
03/3/2020 11:00 am20-11944 / CMGPRO SEOrder Show CauseDismissed
***CMG***
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
03/3/2020 11:00 am20-11985 / CMGAndrew Thomas Archer Order Show CauseVacated
***CMG***
FILING FEES
Matter ResolvedRequest
Adjourment
03/3/2020 11:00 am20-12102 / CMGWilliam H. Oliver, Jr., Esq.Order Show CauseVacated
***CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
03/3/2020 11:00 am20-12217 / CMGPRO SEOrder Show CauseDismissed
***CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
03/3/2020 11:00 am20-12220 / CMGDaniel Straffi, Esq.Order Show CauseVacated
***CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
03/3/2020 11:00 am20-12283 / CMGEUGENE ROTH, ESQOrder Show CauseVacated
***CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
2523/3/2020 2:00 pm15-12366 / MBKEric ClaymanMotion CompensationOrder to be Submitted
Trustee Obj - case reached month 60 in February - fees should be paid outside.
Matter ResolvedRequest
Adjourment
2533/3/2020 2:00 pm18-10763 / MBKCANDYCE I SMITH-SKLAR, ESQMotion CompensationGrantedTotal Paid In: $13,066.00
Matter ResolvedRequest
Adjourment
2553/3/2020 2:00 pm18-24468 / MBKJOSEPH M PINTO ESQAP Hearing Scheduled (Document)Continued
3/17/2020 2:00 pm
Total Paid In: $18,196.00
AP 18-1501 French vs. Fed Home Loan Mtg SETTLEMENT CONFERENCE
Matter ResolvedRequest
Adjourment
2563/3/2020 2:00 pm19-21021 / MBKJAMES J CERBONE, ESQMotion CompensationGrantedTotal Paid In: $2,452.00
Matter ResolvedRequest
Adjourment
2573/3/2020 2:00 pm19-27954 / MBKEdward Hanratty, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
2583/3/2020 2:00 pm19-30986 / MBKJ. Todd MurphyOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2593/3/2020 2:00 pm19-31979 / MBKJonathan Stone, Esq.Order Shorten TimeDenied
***DENIED BY MBK***
OST - Creditor, Glenn Bisbing obj (Wasserman)<>MOTION TO VACATE DISMISSAL

Trustee Conf OBJ:
- The amount of debt exceeds the statutory limit of 109e (UNSECURED CLAIMS TOTAL $489,181).
- Need copy of Court Order obligating her to pay $26,200 & $10,800 to ex spouse in Nov.
- Need to amend SOFA, Q#17 to add payments to ex spouse made on her behalf.
- Need statement From Iowa Growth Portfolio for college savings plan to verify acct name & set up.
- Need statements on both Schwab IRAs (#4023 & #7511) for verification.
- Need to address IRS estimated claim.
Matter ResolvedRequest
Adjourment
2603/3/2020 2:00 pm19-32560 / MBKPETER E ZIMNIS, ESQOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2613/3/2020 2:00 pm20-10029 / MBKPRO SEOrder Show CauseMoot - Dismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2623/3/2020 2:00 pm20-10414 / MBKPRO SEOrder Show CauseDismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2633/3/2020 2:00 pm20-11934 / MBKRONALDO C GEORGEOrder Show CauseDismissed
FILING FEES
Matter ResolvedRequest
Adjourment
2653/3/2020 2:00 pm20-11946 / MBKMelinda D Middlebrooks, EsqMotion to Extend TimeNo Opposition Filed
TO FILE MISSING DOCS
Matter ResolvedRequest
Adjourment
2663/3/2020 2:00 pm20-11959 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2673/3/2020 2:00 pm20-12002 / MBKSTEPHANIE RITIGSTEINOrder Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
2683/3/2020 2:00 pm20-12003 / MBKEric ClaymanOrder Show CauseDismissed
2/6 AMT: LTR TO UST/CASE SHOULD BE TRANSFERRED TO CAMDEN VICINGAGE<<<>>>
MISSING DOCS
Matter ResolvedRequest
Adjourment
2693/3/2020 2:00 pm20-12021 / MBKYAKOV RUDIKHOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2703/3/2020 2:00 pm20-12029 / MBKGeorge E Veitengruber IIIOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2713/3/2020 2:00 pm20-12057 / MBKEdward Hanratty, Esq.Order Show CauseWithdrawn
FILING FEE
Matter ResolvedRequest
Adjourment
2743/3/2020 2:00 pm20-12155 / MBKJOSEPH CASELLO ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2753/3/2020 2:00 pm20-12157 / MBKMark Kriegel Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2763/3/2020 2:00 pm20-12175 / MBKPRO SEOrder Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
2773/3/2020 2:00 pm20-12186 / MBKDaniel Straffi, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2783/3/2020 2:00 pm20-12192 / MBKRobert C Leite Order Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2793/3/2020 2:00 pm20-12198 / MBKJOAN S. WARREN, ESQ.Order Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
2803/3/2020 2:00 pm20-12200 / MBKLEE M PERLMAN, ESQOrder Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
2813/3/2020 2:00 pm20-12224 / MBKMark K. Smith, Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
2823/3/2020 2:00 pm20-12390 / MBKPRO SEOrder Show CauseDismissed
CREDIT COUNSELING
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes