Judge Christine M. Gravelle
Hearing Date: 2/26/2025
Hearing Count: 0
Last Updated: 02-11-2025 06:51 PM

Type an attorney name, case number, or disposition in the box below to filter results.
Example: type the last name of the debtor's attorney to show only records for that attorney;
type a case number to see only that case

Back to Hearings List
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am17-35800 / CMGWarren Brumel, Esq.Motion to Cancel DischargeNo Opposition Filed
MTN TO CANCEL DISCHARGE US BANK MTG
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am17-35800 / CMGWarren Brumel, Esq.Motion to Cancel DischargeNo Opposition Filed
MTN TO CANCEL DISCHARGE NJHMFA MTG
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am19-22285 / CMGGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $18,007.00
FAILED TO PAY PLAN BALANCE OF $420- BALANCE HAS BEEN PAID

Plan has expired
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am19-28641 / CMGStephen M. Goldberg, Esq.Motion Reopen Ch. 13 Case (fee)Needs Resolution of Issues - Objections
MTN TO VACATE DISMISSAL AND REINSTATE

TR OBJECITON:

**CT DOCKET ERROR SAYS NEEEDS MOTION TO REOPEN CASE(case was closed 11/13/24)

AND ON MOTION TO VACATE DISMISSAL--NEEDS A REVISED ORDER TO VACATE DISMISSAL THAT ADDS TO PAGE 2 OF STD ORDER PLAN BALANCE OF $6,860 TO BE SUBMITTED TO TRUSTEE WITHIN 7 DAYS OF ENTRY OF ORDER VACATING DISMISSAL)





mk: dismissed after conf on TR motion 10/2/24

Plan has expired - Jan is mo 64



AND A REVISED ORDER TO VACATE DISMISSAL THAT ADDS TO PAGE 2 OF STD ORDER PLAN BALANCE OF $6,860 TO BE SUBMITTED TO TRUSTEE WITHIN 7 DAYS OF ENTRY OF ORDER VACATING DISMISSAL


-Debtor have $ to pay plan balance-
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am19-32586 / CMGJoseph M. Pinto, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $103,126.00
adj to 2/26/ for full payoff of case

Debtor obj, will pay<> ARREARS

plan has expired in mo. 61 Plan balance 3,221.33 Last pay was July

Debtor opp'n says can pay balance off w/in 30 days
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am21-14884 / CMGRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $53,601.00
Debtor obj, making pymts<> ARREARS 1,267 as of 2/11/25

2/26/ to be completely current
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am21-17278 / CMGWarren D. Levy, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $20,609.00
ARREARS $5,397 as of 2/11/15. Plan will not complete om time
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am22-12236 / CMGCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $25,881.00
Debtor obj, will pay<>HABITAT FOR HUMANITY OF SOUTH JERSEY (PLUESE)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am22-14937 / CMGJohn F. Bracaglia, Jr., Esq.Creditor Certification of DefaultContinued
3/19/2025 9:00 am
Total Paid In: $39,840.00



AMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<> BANK OF NEW YORK/Hidden Pond Court

CREDITOR REJECTS CONDUIT AND SAYS ONLY RESOLUTION IS FOR DEBTOR TO BECOME CURRENT
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am22-15195 / CMGAndrew G. Greenberg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $114,663.00
adj 2/26 for $ to post

AS of 2/11 arrears 11,421.09

1/14/: per atty:proof of 3 payments not yet credited to debtor's account. A TFS payment in the amount of $3,180 was processed on 1/9/25 and another TFS payment in the amount of $1,000 was processed on 1/10/25. A MoneyGram payment in the amount of $2,109 was processed on 1/12/25. These payments will reduce the plan arrears from $11,976 to $5,687.



Debtor obj, can resume & requests recap<> ARREARS 11,967.23 as of 1/7/25
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am22-16358 / CMGMichael McLaughlin, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $108,249.00
CARRINGTON MTG/Stonywyck Drive (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am22-18023 / CMGEdward Nathan Vaisman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/19/2025 9:00 am
Total Paid In: $62,285.00
Motion to impose stay was filed- it should be a motion to reinstate the stay as to creditor who got SV on 3/19


adj to 2/26 - need motion to reimpose stay and we will give him a recap on payments and debtor needs to show feasibility.

SV/WELLS FARGO; ARREARS 18,100 as of 2/4/25

If arrears can be recap WE STILL HAVE ISSUE OF SV WHICH MUST BE ADDRESSED
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am22-18697 / ABACarol L. Knowlton, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 270 of 27 required payments   Arrears: $0  

ADJ Conf to 2/26/25.
Court scheduled evidentiary hearing for 1/30/25 (dm)

ISSUES AS OF 9/18/2024 (DM):

 8/20/24 - Borough of Riverton obtained stay relief on 602 Cinnaminson St, 612 Lippincott Ave and 401 Second St properties.

 6/12/24 - ADJ to 9/25/24 per direction from the Court (dm)

 Motion to Expunge Renny & Shelia Jones POC (9-1) is scheduled for 5/14/24 (6/4/24 DOCKET ENTRY - PARTIES TO PROVIDE DISCOVERY AND BRIEFING SCHEDULE.)

 Marital residence was sold, and trustee received $64,564 from sale but otherwise has only paid 7 of 22 payments.

1) Renny & Shelia Jones (CORVELEYN LAW FIRM) OBJs - case pending for 17 months, claims that the 4 properties, although in the name of debtor, are not really hers because Jones put up all the money. Debtor is collecting rent on 2 properties but not disclosed in schedules. Secured POC from Renny and Sheila Jones (Graig Corveleyn, Esq) in the amount of $1,422,602.98 makes the case infeasible. 100% due to non-exempt equity in real estate.

2) IRS recently filed $1,520.17 post-petition POC (16-1) for 2023 tax returns that are estimated (UNRESOLVED.)

3) Plan provides $3,370.66 secured treatment to Borough of Riverton on Cinnaminson St property - no POC filed for this property (CREDITOR FILED POC 14-1, BUT STAY RELIEF GRANTED 8/20/24.)

4) Current attorney, Carol Knowlton, has $10,000 in estimated fees which will need a Fee App.

5) Trustee OBJ and Balboa Notes:
- Not feasible - would need over $1,000/month even if we don't include claim for 1.4 million (NEGATIVE DISPOSABLE INCOME PER AMENDED I&J.)
- Need proof of employment (UNRESOLVED.)
- Current Pay Stub (RECEIVED CERT THAT DEBTOR IS SELF EMPLOYED.)
- Need trustee payments (DEBTOR RESUMED PAYMENTS IN APRIL 2024.)
- Child support if/when ordered - pending.

***RESOLVED ISSUES***

 4/10/24 (EDC): Per Judge, by 4/22/24 debtor to provide all docs, insurance, MP, resolve trustee issues regarding feasibility. Can file Cert of Default on 4/23/2
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am23-10122 / CMGJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $27,802.00
MERCEDES-BENZ (EISENBERG)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am23-10233 / CMGStacey L. Mullen, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $12,036.00
Debtor obj, made pymt<> ARREARS PAID

needs to make feb payment of $512 then motion can be w/d
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am23-10233 / CMGStacey L. Mullen, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $12,036.00
Debtor obj, needs time to cure<>HABITAT FOR HUMANITY OF SOUTH JERSEY/Clinton ave (PLUESE)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am23-12220 / CMGYakov Rudikh, Esq.Motion to Approve Loan ModificationNeeds Resolution of Issues - ObjectionsTotal Paid In: $13,870.00
Trustee limited obj, no ppsd order<> CARRINGTON MTN MTN TO APPROVE LM ( Hill Wallack)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am23-14450 / CMGStacey L. Mullen, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $11,282.00
Debtor obj, made pymts, requests recap<> US BANK/Tavernier St (Padgett Law)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am23-15626 / CMGGeorge E. Veitengruber, III, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledTotal Paid In: $37,931.00
MTN APPV POST-PET FINC




Mk: plan confirmed Dec 2024 100% and sale of property by 3/1/25. Now doing a refi that will pay of Mtg and all creditors in plan
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am23-19519 / CMGJonathan Goldsmith Cohen, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $11,348.00
SELECT PORTFOLIO /Ruth Drive(RAS)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am23-20593 / CMGBrad J. Sadek, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $4,435.00
PEREMPTORY

Debtor obj<> ARREARS $4,468 as of 2/11/25 . Last pay 1/2025 DEBTOR HAS MADE 2 PAYMENTS SINCE CONFIRMED IN FEB 2024
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am23-20709 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $6,000.00
mk: parties attempting to resolve

Debtor obj<>JPMORGAN CHASE / Vacari Way (MCCALLA)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am23-20955 / CMGSteven J. Abelson, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $7,405.00
Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am23-21068 / CMGRobert Cameron Legg, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $26,270.00
Debtor obj, will make pymts<> AMERICAN HONDA/2018 Civic (Stewart Legal)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am23-21085 / CMGVera Fedoroff, Esq.Motion to Approve Loan ModificationNeeds Resolution of Issues - ObjectionsTotal Paid In: $5,874.00
Trustee's limited obj<>MTN TO APPROVE LM

PPSD ORDER NOT CORRECT FORM FOR LM
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-10306 / CMGKevin C. Fayette, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $24,600.00
ATT; ATTY FILING MP TO SURR CAR; DEBTOR HAS FUNDS TO REMIT TO TRUSTEE<<>>

Debtor obj, will make pymt & requests recap (does not address SV)<>SV/CITADEL(auto); ARREARS 8,260 as of 11/6/24
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-10475 / CMGWarren Brumel, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $21,450.00
TOYOTA /2022 Lexus (STEWART)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-11302 / CMGHerbert B. Raymond, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
US Bank obj ( Friedman Vartolo)<>MOTION TO VACATE DISMISSAL AND VACATE THE ORDER LIFTING THE STAY ( in same motion)

TR OBJECTION(MK) file obj: debtor must be completely current w/ Tr payments and proof is required. The stay must be reinstated as to mtg company for plan to succeed

Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-12317 / CMGMoshe Rothenberg, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $7,300.00
TOYOTA /2023 Sienna(STEWART)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-12352 / CMGDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $4,000.00
Debtor obj, pending sale<>US BANK TRUST /Eighth Ave(RAS)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-12353 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/19/2025 9:00 am
Total Paid In: $1,650.00
AMT: MP 3/19<<>>

MP filed 1/31/25 to sell prop - rev mtg was denied- appl to retain realtor filed 2/7/25

MK: atty filing MP to sell- she just signed listing agmt and atty will file application for retention. property is listed at $299K and the mortgage claim is only $62K so plenty of equity and sufficient funds to pay 100% to GUC's from the sale.


Debtor obj<>DEBTOR FAILED TO REFI BY 11/1/24

creditor's cert of default filed 12/9/24
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-12496 / CMGRobert Cameron Legg, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $8,952.00
2/26 to be current

AMT: TR LTR REQUESTING CONDUIT<>

Debtor obj, will pay<> SANTANDER/Hillside Dr (Brock & Scott)



>>TR ARREARS AS OF 2/7/25 $4,032 last pay Dec and not full Tr payment was paid
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-12852 / CMGJustin M. Gillman, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $9,950.00
PROVIDENT FUNDING ASSOC /Stony Road (POWERS)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-13403 / CMGPRO SEMotion Dismiss CaseNo Opposition FiledTotal Paid In: $225.00
US BANK MTN TO DISMISS OR FOR STAY RELIEF (Hinshaw & Culbertson)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-14033 / CMGJonathan Goldsmith Cohen, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $4,950.00
FEDERAL HOME LOAN / Hudson Ave (KML)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-14391 / CMGMaryBeth Schroeder, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $8,550.00
2/26/25 PEREMPTORY


Debtor obj, made pymt<>PENNYMAC LOAN /Bowline St (FRENKEL)

--

Motion to Approve LM filed- on for 12/4- revised order submitted-Order entered only takes care of pre pet arrears

Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-14652 / CMGOtto J. Kostbar, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $8,699.00
WELLS FARGO/South Louis St (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-14806 / CMGRobert Cameron Legg, Esq.Motion Reinstate StayNo Opposition FiledTotal Paid In: $8,454.00
MTN TO REINSTATE STAY OF LEGACY MTG


mk: Debtors have sale K for short sale for 2nd mtg but sale will pay this creditor in full
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-15397 / CMGDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayMoot - Converted to 7 / 11
ALLY BANK (LAVIN CEDRONE)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-16827 / CMGJonathan Goldsmith Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $7,508.00
ARREARS AND SV PHH
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-16841 / CMGJeffrey E. Jenkins, Esq.Motion Relief from Stay (Fee)Moot - Dismissed
ALLY CAPITAL (LAVIN CEDRONE)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-16900 / CMGVera Fedoroff, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - Objections
debtor says unaware of payment increase and wants RECAP- ARREARS ARE NOW 11,808 AS OF 2/11/25;

CONF ON 2/26/ REC DISMISSAL
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-16939 / CMGLaurence R. Sheller, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,615.00
Debtor obj<>SANTANDER /2017 Kia Sportage (EISENBERG)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-17450 / CMGDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $12,930.00
WILMINGTON SAVINGS / Harbor Rd (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-17686 / CMGGeorge E. Veitengruber, III, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
mk:; case was dismissed 1/8- revised order submitted on the motion to vacate dismissal - on 2/26 and fixes conf for 3/19 so should this motion be marked MOOT or should it be adj to 3/19 or can it be resolved?


parties working on resolving- need more time-adj 2/26/25 PEREMPTORY

Debtor obj<>NATIONSTAR MTG /Greenwood Drive (LOGS)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-17686 / CMGGeorge E. Veitengruber, III, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Revised Order Submitted
2/7/25(mk) Revised order submitted- takes care of TR obj BUT stay relief has to be dealt w/



MK: case dismissed on CT OSC - failed to pay installment fee.
Motion says case ready for Conf-

TR Objection:
Needs REVISED ORDER and put in new conf date of 3/19/25
and debtor to pay total of $888 to be current with the Tr w/in 7 days of entry of the order vacating Dismissal
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-18182 / CMGSteven J. Abelson, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTotal Paid In: $1,200.00
SANTANDER /2017 Pacifica (EISENBERG)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-18370 / CMGRoger J. Yehl, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $1,764.00
Debtor obj, has contract for sale<>SANTANDER BANK / Birchwood Dr(BROCK & SCOTT)

Sale order entered 2/6/25
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-18417 / CMGRobert C. Nisenson, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $7,095.00
FREEDOM MTG /Howard St (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-18556 / CMGKarina Pia Lucid, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $1,850.00
Debtor obj, made pymt<>SANTANDER /2020 Santa Fe (EISENBERG)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-18587 / CMGEdward Hanratty, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition Filed
MTN FOR UNSECURED CLM TO BE PAID AS SECURED (MIDLAND CREDIT MGMT/POC16)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-18612 / CMGRobert Cameron Legg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - Objections
West Coast response (Hladik Onorato)<>MTN TO REDUCE WEST COASE CLM #2-1 TO $13,111.80
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-18612 / CMGRobert Cameron Legg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - Objections
2/5/25:mk: needs amend I & J proof of feasibility


US Bank obj ( RAS)<>MTN MODIFY US BANK CLM #3-1 TO REMOVE FINES/FEES RELATED TO 7/2023 DEFAULT

debtor has completed trial LM-says never rec'd final loan mod approval. Debtor wants to enforce the trial LM

Creditor says sent final LM and it never returned it and debtor stopped making payments and needs to reapply for LM

debtor says made payments but bank stopped accepting them.
debtor says if he had to reapply - he would be denied as now he's not working- it's a contact issue

debtor income when filed: unemployment income and family contribution
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-18655 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)No Opposition FiledTotal Paid In: $1,043.00
CITIGROUP MTG/Beachwood Blvd (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-18668 / CMGJonathan Stone, Esq.Motion Relief from Stay (Fee)No Opposition Filed
NISSAN /2022 Pathfinder (STEWART)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-18828 / CMGCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)No Opposition Filed
TOYOTA /2024 Toyota 86(STEWART)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-18987 / CMGPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections
AMT: mp 2/26


Debtor obj,<>PLAN DENIED 12/4/24 AND FAILED TO FILE MP IN 14 DAYS
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-19096 / CMGJames J. Cerbone, Esq.Motion SellNo Opposition FiledTotal Paid In: $512.00
407 6TH STREET

Order has NE proceeds to Tr

Plan in month 4 of 60 mo plan
retention appl filed for realtor and closing atty
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-19561 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition Filed
PLAN WAS W/D ON 12/18/24 AND FAILED TO FILE MP IN 14 DAYS
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-19812 / CMGWarren S. Jones, Jr., Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,139.00
Debtor obj, willpay<>US BANK TRUST NAT'L ASSOC (RAS)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-19958 / CMGAndre L. Kydala, Esq.Motion Motion (Generic) - Only use if no other event is applicableNeeds Resolution of Issues - Objections
Bridge order to say: continue stay to 2/26 341 to be scheduled on or before 2/13/25 conf will be adj to 2/26/25

1/15: atty amended Order for accountant. did get K from partner to buy debtor out of property- he uploaded doc in 13 docs


1/10/25: Retention Appl. for accountant was filed.(#32-2) GRANTED
>WHERE IS THE NOTICE OF SETTLEMENT?


12/31/24(mk) : email to atty for notice of settlement funds and to retain an accountant.

Per AR :debtor to submit Bridge Order extend stay to 1/15/25 and all returns to be filed except 2024- and notice of settlement for funds- retain accountant

MTN TO CON'T STAY; DEBTOR SUPPLEMENTAL CERT<>

11/6: debtor settled interest in property- he will be bought out at 72,000 form partner



TR OBJ:
mK :PRIOR CASE WAS A CONDUIT CASE AND WAS DISMISSED FOR FAILURE TO MAKE PAYMENTS, ESTIMATED TAX CLAIMS AS WELL AS NOT ADDRESSING FIXED SECURED TAX CLAIMS FILED IN THE CASEOR AN CLAIM BY NJ DEPT OF LABOR
CERT OF DEBTOR IN INADEQUATE AND MAKES NOW SHOWING OF A CHANGE IN CIRCUMSTANCES OR HOW THIS CASE WILL BE FEASIBLE THIS TIME.
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-20051 / CMGLee M. Perlman, Esq.Motion Relief from Stay (Fee)No Opposition Filed
NEWREZ LLC / Colonial Dr (HILL WALLACK)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-20053 / CMGRoger J. Yehl, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections
Debtor obj<>CIITZENS BANK/Prospect St (McCABE)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-20098 / CMGJoan Sirkis Warren, Esq.Motion Relief from Co-Debtor StayNo Opposition Filed
FREEDOM MTG/Rockport rd (Brock & Scott)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-20167 / CMGGeorge E. Veitengruber, III, Esq.Motion Relief from Stay (Fee)No Opposition Filed
MIDFIRST BANK/Manhattan Dr (KML)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-20914 / CMGJohn Michael McDonnell, Esq.Motion Relief from Stay (Fee)Moot - Dismissed
WESTLAKE SERVICES (McCALLA)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-20914 / CMGJohn Michael McDonnell, Esq.Motion Relief from Stay (Fee)Moot - Dismissed
DEPTH CHARGE MARINE LTD (NORGAARD O'BOYLE AND HANNON)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-21039 / CMGPRO SEMotion File Claim After Claims Bar DateNo Opposition Filed
MTN FILE CLM AFTER BAR DATE (STARK & STARK)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am24-21476 / CMGPRO SEMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
1/28/25: case was dismissed1/15/25 on CT OSC for failure to pay filing fee installment

case filed in November. No 341 dox and no payments (owe 2 as of Jan)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am25-10052 / CMGRobert Cameron Legg, Esq.Order Shorten TimeNo Opposition Filed
2/11/25(mk):

341 on 2/13/25
conf 3/19/25
owes 1st payment for Feb





1/15/25: Bridge order 2/26


>>OST<<<

MTN EXTEND STAY

AS of 1/9: need missing sch and Plan
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am25-10096 / CMGShmuel Klein Motion Relief from Stay (Fee)No Opposition Filed
NATHAN HERZKA/Superior ct matter (GREENBAUM ROWE)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am25-10116 / CMGDavid G. Beslow, Esq.Motion Relief from Stay (Fee)No Opposition Filed
AMERICREDIT FINC/2022 Blazer (EISENBERG)
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am25-10586 / CMGVera Fedoroff, Esq.Motion Motion (Generic) - Only use if no other event is applicableNeeds Resolution of Issues - Objections
>>OST>> FOR 2/18/25 AT 10


MTN CON'T STAY

Case filed 1/20/25:
1 prior case dismissed after conf 10/17/24
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am25-10968 / CMGJames J. Cerbone, Esq.Motion to Impose StayNo Opposition Filed
MTN IMPOSE STAY

1 prior case- Conduit case and dismissed after confirmation(Arrears)

341 dox in
Matter ResolvedRequest
Adjourment
02/26/2025 9:00 am25-11128 / CMGRobert Cameron Legg, Esq.Motion Extend TimeNo Opposition Filed
MTN EXTEND STAY

2 prior cases

as of 2/11/25:no plan No missing do no 341 dox
debtor has new job now has funds to be successful
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am23-19802 / CMGRonald E. Norman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 15 required payments   Arrears: $448.00  Total Paid In: $3,220.00
AS OF 1/13/2025 (at):

1. Need updated income to justify lowering trustee payment.

2. Need Amended I and J. (FILED 1/20/2025)

3. Need copy of new residential lease.

MP proposes: $150 X 47, base
Arrears: $614
(to remove rental arrears, the Debtor has moved out per Order for Relief granted)
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-10511 / CMGPaul H. Young, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 13 required payments   Arrears: $1,642.00  Total Paid In: $8,635.00
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-15636 / CMGJeanie D. Wiesner, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 3 of 8 required payments   Arrears: $190.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-15864 / CMGRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 3 required payments   Arrears: $872.00  Total Paid In: $900.00
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-16900 / CMGVera Fedoroff, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 3 of 7 required payments   Arrears: $11,808.00  
AS of 2/11/25(mk):

Work up on plan #30. CASE IS NOW 7 mos old.

3/7 payments Arrears 11,808. This is the 3rd filing b/w 2018 and 2024. all dismissed.


1. NJ DIV OF TAX- ESTIMATED PRIORITY CLAIM- no return for 2021

2. Plan has GLOBAL LENDING SERVICES, LLC. as unaffected- There is arrears claim filed for $656.48- OK TO PAY?

3.OBJECTION BY NJ DIV OF TAXATION: plan fails to pay full priority claim

4. OBJECTION BY SN SERVICING (Freidman V): Plan is insufficient to cover arrears

5. TRUSTEE OBJECTION:
-unnecessary or excessive expense items, such as: Car
payments are $499, $526 and $657 total $1,682 monthly
and auto insurance $722.
- Plan is not feasible. ARREARS 11,808
-need treatment for Glen Arden Home owners assoc. No CO has been submitted



Plan:$2998 X 60; BASE
3/7 payments Arrears 11,808

------------RESOLVED----------------------
MFR (2018 VW) on 2/5 by Santander( W. Craig)OTBS- outside cure
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-17357 / CMGMichelle Lee, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 6 of 7 required payments   Arrears: $450.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-17475 / CMGAndrew M. Carroll, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 6 of 7 required payments   Arrears: $1,260.00  
2/26 PEREMPTORY

>CASE IS 7mos old

>>2 creditor case- Mtg and IRS

As of 2/11/24(mk):

>> ESTIMATED CLAIM IN #1 NEEDS TO BE RESOLVED(Unsecured portion- NO RETURN for 2020)/AMENDED BEFORE CASE CAN BE CONFIRMED


1. IRS STILL HAS ESTIMATED CLAIM- NO RETRUN FOR 2021 on priority and on GUC no return for 2020

2.TRUSTEE OBJECTION:
Any dismissal of this case should trigger a one year bar to re -filing. This is the 4th filing in 5 years


Plan: $2380 X 57; 100%
6/7 payments

-------------------
Mrg co US Bank(McCalla ) objected to orig plan as not paying arrears and Tr payment to low to pay claim - MP ups payment- SO IS THIS RESOLVED? no objection to MP filed
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-18213 / CMGDonald C. Goins, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 4 of 6 required payments   Arrears: $1,344.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-18251 / CMGLee M. Perlman, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 4 of 6 required payments   Arrears: $780.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-18587 / CMGEdward Hanratty, Esq.Confirmation Hearing on Modified PlanIncomplete Docs - Needs Resolution of IssuesDebtor has made 11 of 6 required payments   Arrears: $0  

debtor-to get appraisal on prop. by 2/7/25

1/10/25: Motion to Allow TR to pay Unsecured claim( #16 of Midland) as secured - on 2/26/25


AS of 2/7/24(mk);

>WORK UP ON PLAN #26

1. Trustee Objection:
-Atty fee is hourly- NEED ESTIMATE OF FEES FOR PLAN CALCULATION>

--PLAN IS NOT FEASIBLE AT 100%- NEEDS MORE DETAILED EVICENCE ON VALUE OF HOME IF DEBTORS DISPUTE EQUITY CALCULATION--

CMA post 341 has comparables which are all way above the price of 479,940. The repair ESTIMATE for driveway will not impact the value. ZILLOW has 568,500- TR DISPUTES DEBTOR"S VALUE FOR THE HOME. NE EQUITY AT Zillow value is 90,970 PLAN HAS TO BE 100% AND THE PLAN IS NOT FESSIBLE.

-MP has Midland credit management as secured Pay in Full in part 4 g- THEY FILED AN UNSECURED CLAIM- YOU WILL
NEED A MOTION AND OR ORDER TO PAY AS SECURED

- plan reduces payments to 217 P/m and there is dispos. income of $696 per month under old schedules. Amended J filed but not amended I and no updated POI. Income we have is old - NEED UPDATED POI

-There is $90,970 in non exempt equity in the residence PLAN NEEDS TO BE 100%

-attorney must file a fee application within 7 days of the entry of the order confirming the plan.

-Need to file Pre-Confirmation Certification.


Plan:$217 X 32; BASE
current w/ payments


-----RESOLVED----

Objection by WestLake :( McCalla): THIS WAS W/D
- objects to cram of auto

Objection by ServBank(Stewart Legal): ORDER SUBMITTED PAYS ARREARS CLAIM FOR $1086.32

Objection by WestLake :( McCalla): THIS WAS W/D
- objects to cram of auto
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-18588 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 5 of 6 required payments   Arrears: $1,313.00  
As of 2/4/25(mk):



**CAN REC CONFIRM AT $1,750 X 36 BEGIN 9/1/24 BAASE W/ MINIMUM TO GUCS OF $25,809 DUE TO EQUITY IN REAL AND PERSONAL PROPERTY**



Pan:$1,750 x 36 begin 9/1/24; Base
5/6 payments
plan surrenders Dodge and chevy - creditor one main
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-18612 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 6 required payments   Arrears: $0  

2/26 PEREMPTORY

Motion to Modify/ Reduce Claim #2-1 to 13,111.80 on 2/26- CONTESTED

AS of 2/11/25(mk): Plan does not appear to be feasible.

1. Objection by West Coast Servicing( Hladik):
- plan fails to pay full arrears-Working on Resolving

3. Claim for arrears filed by US Bank( 1st Mtg) for arrears $90,317- Plan has this creditor as unaffected says pay outside per trial LM issued 6/2023- WHAT IS STATUS OF LM? TRIAL PERIOD OVER YET - IT'S OVER A YEAR NOW? AND WHEN WILL CLAIM BE AMENDED?

2.Trustee objection:
- debtor has insufficient income to fund the plan when DEBTOR IS CURRENT AS OF NOW
unemployment ends in November of 2024. DOES DEBTOR HAVE EMPLOYMENT NOW?
-Add to confirming order Debtor to provide updated proof of income 1/1/2025.


Plan:$409 x 36 begin 9/1/24; 0%
6/6 payments

-----------RESOLVED------------------
- need copy of the homeowner's insurance renewal declaration - with personal liability coverage.(PROVIDED)
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-18668 / CMGJonathan Stone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 6 required payments   Arrears: $1,299.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-18828 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $66.00  
2/5/25:adj to 2/26: parties to file supp submissions 7 days before hearing

2/5/25: debtor's appraisal(#21) is filed on docket. creditor says car was damages and should have been submitted to insurance co and creditor should not be responsible for that. Debtor says values says damages aren't in appraisal - minimal damages to a taillight
Creditor says debtor submitted conflicting info.


PEREMPTORY for 2/5

AS OF 1/22/25 (mk)

BELOW ISSUES STILL APPLY:3rd hearing Date.

1. Objection filed by Americredit/GM Financial (Craig) - objects to cram. Vehicle is worth more than amount owed.
objects to cram amt. ( per atty- got an appraisal - waiting for creditor to respond)

2. Trustee objection:
- The debtor has insufficient income Verified income leaves monthly disposable income of $151.18. Debtor has made 3/4 payments and is on TFS- but if claims are higher( on cram resolution payment will need to go up


Plan proposes $182.84 x 60 Base
Payments: 4/4


-------------RESOLVED-------------
-Trenton filed a secured claim - plan treats as priority- TR WILL PAY CLAIM AS FILED AND SECURED

Wells Fargo filed arrears claim 3-1 in the amount of $128.27 which is not addressed in plan (OK TO PAY?) YES PER ATTY PAY


- The debtor has failed to provide proof of service with respect to Plan Motion (s).
Need proof of service on GM Financial at a physical address, not a PO Box. (obj filed)
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-18903 / CMGVera Fedoroff, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 5 required payments   Arrears: $0  

AS OF 2/11/25(mk)

1. Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure arrears of $1,670.56. (PER POC) Plan proposes to pay $0. (UNRESOLVED)

2. Objection filed by Athene Annuity and Life Company (Robertson Anschutz) - plan proposes to pay $0. Creditor will be filing a claim in the amount of $8,971.18. (CLAIM FILED) (UNRESOLVED)

3. One Main Financial filed a bifurcated claim #9 which needs to be resolved. Secured - $7,475, unsecured - $8,499.23 and arrears $87.01. (HOW WILL THIS CLAIM BE TREATED?)

4. Trustee's objection:
- plan has unnecessary/ excessive expenses:
Sched J list 24 yr old daughter as dependent, daughter is not on 2023
tax return, only 2 sons.
Excessive expenses: Food $1,450, transportation $875, life insurance $349, auto insurance $558.48 (verifies $320 for both cars), IRS ongoing payments $1,022 NEED PROOF), 4 car payments $522.05, $425.83, $960.10 and $749.75, funeral home/burial payments for mother in law $200, spouse student loans $628.95, State of NJ taxes $69, dog/cat food/veterinary visits $230 (Sched B does not list pets), tax accountant monthly $50 ($600 yrly) and spouse credit cards $225. Must provide proof of expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)

- The current Plan does not specify treatment of OneMain Financial (2014 Cadillac SRX): arrears $87.01 bifurcated claim under the Plan.
- Arrears claim#10-1 filed by Wells Fargo for $711.48.

Plan proposes: $664 x 36 beginning 10/1/2024, base
Payments: 5/5

-------------RESOLVED ISSUES---------------
The debtor has failed to supply the Trustee with the following document (s):
- Statements from Wells Fargo brokerage and Robinhood Brokerage accts for August and September. (RECEIVED)
- Amend Sch I and provide proof of income for new job at MX Logistics. (AMENDED/RECEIVED)
- Must file Pre-confirmation certification. (FILED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquid
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-18987 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $0  

issues as of 1/31/2025 (JMA)

1) Amended Schedules I & J were filed 1/29/2025. Need to provide proof of income used for the amended schedules for Trustee review. Amended Schedule I fails to identify the employer(s).
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-18989 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $300.00  
1/15: working on resolution w/ Atlantic fed"l


updated 1/9/2025 (JMA)
issues as of 12/26/2024 (JMA)

1) Trustee objection to confirmation - need to resolve
- The current Plan does not specify treatment of Thrift Investment 's secured claim under the Plan - NOT RESOLVED TO DATE
- Need to amend Sch I and provide proof of income for new part -time at Whole Foods - NOT PROVIDED TO DATE
2) Atlantic Federal Credit Union (Saldutti) objection to confirmation - need to resolve
- Creditor objects to debtor proposal to pay trade-in value of $3,900.
- As of 12/27/2024 the loan balance was $11,635.17
3) Debtor made 2 TFS payments each in the amount of $300 for 1/27/2025 and 2/5/2025.

proposed plan $300x60 base plan
paid in $600
arrears $300
last claim 9-1

RESOLVED ISSUES:

- The debtor has failed to provide proof of service with respect to Plan Motion (s) - RESOLVED, FILED
- Need proof of service on First Atlantic FCU - RESOLVED, FILED
- The debtor needs to file Amendments to Schedules to add 2010 Mercedes - MK- owned by debtor's mother - debtor's co signor only
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-18990 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

As of 1/10/25 (DS): Debtor atty requested adj, 341 was held 1/9/25, needs time to resolve all issues

Prop Plan $505 x 60 begin 10/1/24; Base
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-19044 / CMGEric J. Clayman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

plan to work up is #36 NO CERT OF SERVICE for this plan and needs it for car crams


1. MFR by Nationstar sched 1/15/25, Debtors are in post-petition arrears as of 12/1/24 $12,313.95. No response filed by Debtors. Need outcome. OTBS _ NEED ORDER

Trustee obj to the following:
- Plan proposes to pay two car loans in full on Part 4g with an 8% interest rate for each debt to be paid in 3 years. Debtor has calculated an interest rate different than the creditor's proof of claim. Debtor intends to cram interest rate and it should be listed in Part 4 AND Part 7 as well and notice and service of plan on each creditor and file a proof of service, or debtor can get a consent order with each creditor as to treatment.

- Disposable income verifies $5,192.

- There is non-exempt equity in the residence $1,893.

3. Nationstar (STUART WEST) obj arrears owed, plan has outside, claim filed with arrears $25,193.05. Must resolve obj.

4. Aqua Finance claim#15-1 has no arrears, plan has arrears $1,600 to be paid. Recommend striking since no arrears owed.

Prop Plan $2,100 x 60 begin 10/1/24; 100%
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-19264 / CMGPRO SEOrder Vacate Dismissal of CaseRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 5 required payments   Arrears: $2,167.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-19279 / CMGJoseph Albanese, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 4 of 5 required payments   Arrears: $203.00  
UPDATED 2/11/2025 (JMA)

OK TO CONFIRM AT $202.85X36 BEGIN 10/1/2024 BASE PLAN

issues as of 12/26/2024 (JMA)

1) Bank of America (Frenkel Lambert) (2023 LINCOLN CORSAIR) objection to confirmation - RESOLVED, CLAIM FILED, NO ARREARS
- the proposed plan does not provide for the proper treatment of the secured creditor's claim
2) Trustee objection to confirmation - RESOLVED
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $428. USING ALL PAYSTUBS PROVIDED DISPOSABLE INCOME $164.58
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l).

proposed plan $202.85x36 base plan
paid in $405.70
arrears $202.85
last claim 22-1

RESOLVED ISSUES:

- Need proof of insurance for all three vehicles - RESOLVED, PROVIDED
- Need to file Pre-Confirmation Certification - RESOLVED, FILED
- Need a statement (Aug & Sept) for TD account #8078 - RESOLVED, PROVIDED
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-19284 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $303.00  
1/15/25: atty has $ from debtor and will send to TR

issues as of 12/26/2024 (JMA)

1) No Trustee payments made to date, arrears $304.66
2) Trustee objection to confirmation - need to resolve
-debtor has insufficient income

proposed plan $152.33x60 base plan
paid in $0
arrears $304.66
last claim 11-1
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-19300 / CMGDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $2,200.00  
AS of 1/9/25(mk):

341 held today


1. Objection by Cit iGroup Mtg( Pluese):
- plan fails to pay full arrears of 106,814.94.Plan has only 97,199

2. Objection by Sortis & Collier Smith Fund LLC(Greenspoon):
- 2nd mtg- plan has unaffected and there are arrears $721.88-OK TO PAY?

4. Objection by Sortis and Collier Smith Fund:
- Plan fails to pay full amt. of arrears arrears.

4. NJ DIV of Taxation ESTIMATED CLAIM

5.Trustee Objection:
- need estimate for atty fee as a place holder- hourly fee
- debtor has insufficient income- Verified income leaves monthly disposable
income of $1,734.24.
-There is $500,014 in non exempt equity in the real estate.
- Need to resolve all creditor objections.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
- Need to file Pre-Confirmation Certification.


Plan: $2200 X 60; 100%
3/4 payments
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-19317 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $176.00  
As of 1/10/25 (DS): Debtor atty requested adj due to change in circumstance with Debtors and wants to file amended Schedule I& J and modified plan. Will need to provide updated proof of income from both Debtors.

As of 12/30/24 (DS): Need to confirm at $176 x 4 begin 10/1/24; $547 x 56 begin 2/1/25; Base with a min. div. $24,566.30 to gucs;
- Debtors must apply for E-wage within 7 days from confirming order.
- Add to confirmig order Trustee ok to pay arrears claim#13-1 of Towne Mortgage $711.76.
- Student loans to be treated outside.

As of 12/2/24 (DS): Debtor atty requested adj to allow payments to post and review income and expenses with clients.

12/4/24 (DS): 1. Debtor has not made any Trustee payments, arrears $528, 0 out of 3 payments. PROVIDED PROOF OF TFS PAYMENT SCHEDULED ON WED. 11/27/24 FOR $352, NOT YET RECEIVED. DEBTOR IS CURRENT AS OF 12/30/24.

2. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $-172. Debtor must apply for E-wage.
- Must provide copy of HUD-1 Settlement statement from sale of Colorado property. PROVIDED ON 11/27/24, DEBTORS RECEIVED ON 8/30/21 $178,863 FROM SALES OF PROPERTY.
- Must file Pre-confirmation certification. FILED 11/28/24

3. Towne Mtg filed arrears $711.76. TRUSTEE OK TO PAY?

Prop Plan $176 x 60 begin 10/1/24; Dollar Base $24,566.30
Note: Updated homeowner insurance provided.
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-19675 / CMGJoseph Albanese, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

AS OF 1/8/2025 (at):

RECOMMEND: $1,128 PAID TO DATE, $850 x 56 BEGINNING 2/1/2025, BASE
- Preserve non exempt equity of $12,611.00 in real and personal property.


Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$800/month for car insurance (RECEIVED PROOF WIFE PAYS $269/MONTH)
$490/month for medical
$505/cheerleading/gymnastics
$1,190/month spouse's car payments (RECEIVED PROOF THAT TWO CAR PAYMENTS TOTAL $1,183.49)
$1,400/month for spouse's credit cards (RECEIVED PROOF OF $507/MONTH LOAN PAYMENT AND $184/MONTH FOR CREDIT CARDS)
$750/month for spouse transportation
$375/month for birthdays/holidays/emergencies
$150/month for water delivery
Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification (FILED)
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2023 prior to confirmation. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $8,173 in non exempt equity in the residence. (LANGUAGE ADDED)
- There is $4,438 in non exempt equity in the personal property. (LANGUAGE ADDED)

Plan proposes: $282 x 60 beginning 10/1/2024, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-19764 / CMGAndrew M. Carroll, Esq.Confirmation Hearing ScheduledMoot - DismissedDebtor has made 2 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-19902 / CMGAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

Needs 341 hearing date


issues as of 12/12/2024 (JMA)

1) 341 not held, not rescheduled - missing documents.
2) Village Capital & Investment LLC (Stern & Eisenberg) objection to confirmation - need to resolve
-pre-petition arrears $3,826.84
3) Capital One (Lavin Cedrone) objection to confirmation - need to resolve
-pre-petition arrears $13,793.93

proposed plan $150x60 base
paid in $300
last claim 30-1

Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-19908 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 4 required payments   Arrears: $4,200.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-19958 / CMGAndre L. Kydala, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $1,700.00  
adj to 2/26 to be on w/ bridge order and 341 should have been done on or before 2/13/25


Hold For proof of insurance and then can adj-
policy provided- OK - waiting for TR to review and confirm its acceptable . pers liab see pg. 7/8.


some 341 dox uploaded 12/17/24 including auto insurance -BUT NO HOME INSURANCE





AS OF 12/12/2024 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $1,800
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20040 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $964.00  
NEED UPDATED AUTO INSURANCE PROOF then can adj


As of 1/8/25 (DS):


1. Trustee obj to the following:
- Must provide updated auto insurance fro 2018 Dodge (expired 12/14/24) and DSO Information Jaqueline Popinko.
- Must file a mod Plan that removes One Main on Part 3b, adds arrears owed to Credit Union $544.68 and complete Part 8.
- Attorney fees in plan $3,365 and attorney disclosure statement $4,750 do not agree. One of these must be amended.
- Must amend Sched C, form is completely blank.
- 22C disposable income $4,983 which requires a min. div. $298,980 to gucs.
- Disposable income verifies $2,372.09. Schedules failed to add tax refund $2,937.
- Must resolve Credit Union obj arrears claimi filed $544.68.
- Must file Pre-confirmation certification.

2. Credit Union (MICHAEL DUPONT) obj arrears owed, POC filed $544.68.

Prop Plan $568 x 60 begin 11/1/24; 100%


Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20098 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $200.00  
1/13/25(mk: order submitted resolving PNC obj. TERMS pay arrears claim.

UPDATED 1/10/2025 (JMA)
UPDATED 1/7/2025 (JMA)
issues as of 12/26/2024 (JMA)

1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - RESOLVED, CONSENT ORDER RESOLVING OBJECTION, PAY $1,887.11 THROUGH PLAN
2) PNC Bank (Fein Such) objection to confirmation - NEED TO RESOLVE
- estimated pre-petition arrears $15,401.56
3) Ally Capital (Lavin Cedrone) objection to confirmation - NEED TO RESOLVE
- to resolve creditor objection, claim of $39,890.08 to be paid through plan
4) IRS priority claim estimated for 2021 and 2022 taxes - AMENDED CLAIM FILED 1/10/2025, PRIORITY CLAIM $267,513.54. GUC CLAIM $77,368.32
5) ACAR Leasing LTD d/b/a GM Financial Leasing - 2020 Cadillac XT6 is current and outside plan
6) Trustee objection to confirmation - need to resolve
- Need statements for the debtor's two 401k loans. -PROVIDED AN UNDATED STATEMENT SHOWING PENSION LOAN AMOUNT #1 OF $35,648.58 WITH BALANCE OF $28,849.61. FINAL PAYMENT ON THIS LOAN WILL BE 8/12/2027. LOAN #2 REQUEST WAS MADE 7/8/2024 IN THE AMOUNT OF $9,000 AND BALANCE OF 8,670. THE FINAL PAYMENT IS DUE 7/8/2029.
- A Modified Plan that adds all cramdowns to Section 4 AND Section 7 of the Plan - NOT FILED TO DATE
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $820/month car payment (cram in the plan)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,170.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $8,541 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20105 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 4 required payments   Arrears: $3,162.00  
As of 1/9/25 (mk):

1. - IRS priority claim estimated for 2022 and 2023 taxes and IRS unsecured claim estimated for 2020 taxes.

2. NJ DIV OF TAX has estimated priority and unsecured claim.

3. Trustee Objection:
-The debtor has insufficient income spouse business has zero income for 2024
and 2023.
-failed to file a feasible plan. there is no disposable income to make monthly
payments
-need updated home insurance.
- need 2023 tax return.
-need MP that completes part 8d. OR LET TR KNOW IF AUTHORIZED TO PAY POST PET CLAIMS OR NOT AND WILL ADD LANG. TO TERMS
-Need amendments to schedules A/B should be amended to remove debtor as
owner of property.
- Improper exemption: property in this case is in the name of the non-debtor
spouse only. The debtor is not entitled to the (d)(1) exemption.
-The debtor is not paying all disposable income into the plan pursuant to
either Schedules I & J or 22C due to Wells Fargo acct #1078 statements for
August and September show weekly deposits of $370 for UI Unemployment .
This income is not disclosed on Schedule I. May need to amend Schedule I.
-There is $3,125 non-exempt equity in jewelry.
- need pre conf cert.


Plan:$3164 X 60; 100%
2/3 payments
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20137 / CMGVera Fedoroff, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $676.00  
ISSUES AS OF 12/26/2024 (JMA)

1) US Bank (RASC) objection to confirmation - need to resolve
- arrears $92,210.13
- loan modification has not been offered or approved
2) Wells Fargo Bank (Brock & Scott) objection to confirmation - need to resolve
- arrears $1,164.72
- plan treats creditor as outside plan and unaffected
3) Trustee objection to confirmation - need to resolve
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -Excess expenses on Schedule J $725/utilities - need to provide statements within 10 days of confirmation hearing.
- Income verified higher with disposable net income in the amount of $886. (100% PLAN )

proposed plan $676x48 100% plan with loan mod by 2/2025
paid in $1,352
last claim 5-1

RESOLVED ISSUES:

- Need to file Pre-Confirmation Certification with Court - RESOLVED, FILED
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20154 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 1/8/25 (mk):


1. Trustee objection:
-NO income for debtor from Podiatrist practice was provided- 341 testimony indicated he was d still practicing- NEED Clarification and POI- Business income(Suppl obj filed)
- There is $76,386 non-exempt equity in debtor's home.
-WHAT IS STATUS OF THE REFI?

Plan proposes $200 X 36 Base; Refinance by 6/1/25
Payments:2/3

------------RESOLVED---------------
- need to provide HOI renewal, policy provided expires 12/14/2024-PROVIDED

fti: ORDER RESOLVING OBJ. TO CONFIRMATION BY AMERICAN NEIGHBORHOOD MTG SUBMITTED 12/4; TERMS=pay arrears claim 3,967.95 thru plan
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20167 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $885.00  
updated as of 12/17/2024 (JMA) - debtor atty to request adjournment at hearing
issues as of 12/12/2024 (JMA)

1) Midfirst Bank (KML) objection to confirmation - need to resolve
- 12/6/24 Order submitted resolving objection by Mid First Bank. TERMS= Pay POC #6 in the amt of $43,669.33 thru plan(mk)
2) Trustee objection to confirmation - need to resolve
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3478 when determining disposable income.
- Need to file Pre-Confirmation Certification with Court.
- Midfirst Bank (KML) objection to confirmation - Mortgage arrears $43,669.33 - need to resolve
- Santander Bank acct #1274 balance as of 8/31/2024 $1,397.94 not listed on Schedules - need explanation and/or amended schedules to list acct
3) IRS priority claim is estimated for 2021 and 2022 taxes

proposed plan $885x60 base plan
paid in $885
arrears $885
last claim 12-1

Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20194 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $1,502.00  
issues as of 1/10/2025 (JMA)

1) Community Loan Servicing (Fein Such) objection to confirmation - need to resolve> MK: ORDER SUBMITTED 1/21/25 THAT PAYS ARREARS CLAIM #5-1<
-pre-petition arrears $118,453.07
2) IRS (US Atty) objection to confirmation - RESOLVED - CLAIMS TO BE PAID THROUGH PLAN
- IRS priority claim $5,000.21 - not treated in plan - ATTY ADVISED OK TO PAY CLAIM THROUGH PLAN
- IRS secured claim $21,053.07 - not treated in plan - ATTY ADVISED OK TO PAY CLAIM THROUGH PLAN
3) Trustee objection to confirmation - need to resolve
- Domestic Support Obligation information Colleen Kahl
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $4,400 & $3,000/month mortgage payments (per statement mortgage statement is $3,081); $1,200/month for alimony/support (need order); Need explanation and proof 10 days prior to confirmation.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $6,064.36.
- Per the 22C, monthly disposable income is $3,473 which requires a minimum dividend of $208,380 to general unsecured creditors.
- The current Plan does not specify treatment of the IRS under the Plan.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $51,712 in non exempt equity in the real estate.
- There is $24,196 in non exempt equity in the bank account.
- Per the 341 testimony there is approximately $150,000 in business equipment
- Need to resolve objection by Bayview Loan Servicing.
- Need to resolve objection by the IRS.
- Need to file Pre-Confirmation Certification.
- Debtor to provide the property settlement agreement for the recent home sale
Matter ResolvedRequest
Adjourment
1622/26/2025 10:00 am24-20196 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

As of 1/15/25 (DS): 1. State of NJ filed estimated tax claim, 2018 tax returns not filed. Case can no longer recommed confirming. EMAILED DEBTOR ATTY

need to confirm at $1,630 x 3 begin 11/1/24; $1,738 x 57 begin 2/1/25; 100% with a min. div. $44,915 to gucs due to non-exempt equity - Section 3a as to State of NJ Div. of Tax to be stricken, no claim filed.
- Claim 2-1 of Santander not to be paid, due to motion to expunge claim. OTBS

1. Motion against Santander claim, sched 1/15/25, no objection filed by creditor, creditor was served 11/26/24.

2. State of NJ has not filed claim. Recommend striking and not pay.

12/12/24 (DS): Trustee obj to the following:
- Plan does not have the Santander claim. Motion to expunge claim is scheduled 1/15/25.
- There is non-exempt equity in the residence $19,880, 2005 BMW $1,250, 2002 Chevy Express 2500 $2,000, 2002 Angler 22' Boat $10,000 and Wells Fargo Bank acct $11,785 total $44,915. Bar dare as passed total gucs filed $35,

Prop Plan $1,630 x 60 begin 11/1/24; 100%
Note: Updated auto insurance provided.
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20256 / CMGWarren S. Jones, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

As of 1/13/25 (DS): Debtor atty requested adj to resolve all issues

As of 12/30/24 (DS): 1. State of NJ filed estimated tax claim, 2021 not filed. Must resolve claim.

2. BELOW ISSUES REMAIN UNRESOLVED.

As of 11/26/24 (DS): Debtor atty requested adj to brief an issue with Trustee obj. NO BRIEF FILED.

12/4/24 (DS): 1. Trustee obj to the following:
- Need service to Bank of America listed in plan motions to avoid lien.
- Sched J has expense $1,070.25 pro-rated to pay 2023 taxes owed $12,843. Proof of claim was filed, which has 2023 taxes owed and will be paid by the Trustee. MUST PROVIDE PROOF THAT 2024 TAXES ARE BEING PAID.
- Income verified higher than scheduled amount, disposable net income $1,294, also since Trustee is to pay taxes owed, the $1,070.25 has to be deducted from expenses, leaving disposable income to be $2,365.
- Must file Pre-confirmation certification.

Prop Plan $1,000 x 60 begin 11/1/24; Base
Note: IRS amended their claim and no longer estimated. Auto insurance provided for trailer. Per AR CMA Ok.
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20375 / CMGWarren S. Jones, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2107/25 (mk): sent email to atty - still no cert of service.



Trustee's objection:
- debtor has failed to provide proof of service with respect to
Plan Motion FOR DISCOVER LOANS. (CERT OF SERVICE NOT FILED) this creditor filed an unsecured claim
- Must file Pre-confirmation certification. (NOT FILED)

Plan proposes: $450 x 60 beginning 11/1/2024, base
Payments: 3/4
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20514 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $1,258.00  
As of 1/10/25 (DS): Debtor atty requested adj to resolve obj, 341 was held 1/9/25

Prop Plan $1,270 x 60 begin 11/1/24; 100%
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20602 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

As of 1/13/25 (DS): Debtor atty requested adj, mod plan filed to decrease Trustee payment

As of 1/10/25 (DS): Need to confirm at $3,400 paid, $1,700 x 57 begin 2/1/25; 100% with a min. div. $244,245 to gucs due to non-exempt equity;
- Trustee ok to pay arrears claim#20-1 of Shellpoint $5,350.77.
- Within 7 days must file Pre-confirmation certification.

1. Trustee obj to the following:
- 22C has disposable income $4,871.40, which would require min. div. $292,284 to gucs.
- Disposable income verifies $9,455. PLAN IS 100%
- There is non-exempt equity in the residence $236,592, 2014 Honda CRV $2,278, 2015 Honda Civic $3,481, 2009 Nissan Altima $689 and Chase Bank acct#5516 $1,205. Plan is 100%
- Shellpoint filed arrears claim $5,350.77. Trustee ok to pay ?
- Must file Pre-confirmation certification.

Prop Plan $1,700 x 60 begin 10/26/24; 100%
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20650 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

341 now on 2/13/25


issues as of 12/23/2024 (JMA)

1) 341 not held - work up will be completed once hearing has been held.
2) The Bank of New York (McCalla Raymer) objection to confirmation - need to resolve
- estimated mortgage arrears $532,955.83
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20670 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $1,570.00  
AS OF 1/10/2025 (at):

1. Objection filed by Ajax Mortgage (Stern & Eisenberg) - failure to cure full arrears of $104,059.81 (Per POC) Plan proposes to pay $69,476. (UNRESOLVED)

2. Capital One Auto Finance filed a secured arrears claim in the amount of $1,303.76 which is not in the plan. Is the debtor going to pay this claim?

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Balance statement from 401(k) loan prior to filing date. (NOT RECEIVED)
- Amendments to Schedules A/B and C to add values of cars and take exemptions for
residence. (NOT AMENDED)
- Must file Pre-confirmation certification. (NOT FILED)

RESOLVED ISSUES:
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in the residence $179,594 (CORRECT N/E EQUITY IS $150,219) and on 2nd property $41,812, also
in bank accts, pending amended Sched C exemptions. (LANGUAGE ADDED)
- Capital One filed arrears claim for $1,303.76, Debtor 2 months in arrears. (LISTED ABOVE)
- Must resolve creditor objection. (LISTED ABOVE)

Plan proposes: $1,570.46 x 60 beginning 11/1/2024, base
Payments: 2/3, arrears $1,570.46
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20841 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 4 required payments   Arrears: $737.00  
AS of 1/9/25(mk):email to atty- ATTY WORKING ON SUPPLING INFO - ADJ TO 2/26 FOR RESOLUTION

>>NEED MORE INFO FROM DEBTOR AS TO HOW HE SPENT THE PROCEEDS FROM SALE OF PROPERTY AND LIFE INSURANCE


1. Trustee Objection:

- verified disposable income is 1482

-Need settlement statement /Hud for sale of 21-23 Franklin
St. property. SOLD 1/16/22 Proceeds $ 141,584

- need documentation on proceeds received from life
insurance policies REC'D 29,381.16 in June 2024 OR was it 17,556.53??

- need pre conf cert.


Plan:$737 X 60; BASE
2/3 payments

-------RESOLVED----------
. Objection by M & T Bank(KML): DEBTOR WILL PAY THIS
-plan fails to pay arrears 1,707.16- ORDER SUBMITTED ON THIS 1/15/25- PAYS ARREAARS

- no proof of service on plan motions-FILED
-There is $35,833.88 non-exempt equity in house . NOT WITH THE J'MENT LIEN FILED AT secured CLAIM #3-1(j'ment from PI case- JURY VERDICT))
- there is excess disposable income of $1,482.23. 2934 IS SOCILA SECURITY INCOME
Atty must file a fee application within 7 days of confirming order LANG EWILL BE ADDED TO COF TERMS
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20948 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 26 of 3 required payments   Arrears: $0  

UPDATED 1/9/2025 (JMA)
UPDATED 12/26/2024 (JMA)
issues as of 12/23/2024 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): 22c has disposable income $237.97, which would require min. dividend $14,278 to gucs.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in the residence (add to confirming order non-exempt proceeds from sale), there is also non-exempt equity video games $100, Cash $10, Chime acct $306, PayPal Bank acct $141 and Varo Bank acct $5,874 total personal assets $6,431, not including residence.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l).
- Add to confirming order non-exempt proceeds from sale of residence to Trustee - NOTE ADDED TO WORKSHEET
- Must file Pre-confirmation certification - RESOLVED

proposed plan $500x60 begin 12/1/2024 minimum $4,554 with sale of Mill Run Court by12/31/2024
paid in $500
last claim 8-1

RESOLVED ISSUES:

- Must file Pre-confirmation certification - RESOLVED
- Add to confirming order non-exempt proceeds from sale of residence to Trustee - NOTE ADDED TO WORKSHEET
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-20989 / CMGRobert H. Johnson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $200.00  
As of 1/10/25 (DS): Debtor atty requested adj, 341 has been resched to 1/23/25, auo insurance provided expires 1/30/25.
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-21017 / CMGStephen M. Zullo, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

issues as of 1/9/2025 (JMA)

1) Trustee objection to confirmation - need to resolve
- Need to file amendment to schedule Form 122C to remove income from separated spouse or amended Sched I to add spouse income and provide 2 months proof of income and 2023 tax returns from spouse.
- Need to provide auto insurance for 2017 Toyota and updated auto insurance for 2005 Honda Accord (Expired 12/4/24).
- Debtor is not paying all disposable income into plan, disposable net income is $515.
- The schedules fail to account for the debtor(s) tax refund in the amount of $2,081 when determining disposable income.
- Must file Pre-Confirmation Certification with Court.

proposed plan $175x36 base plan
paid in $350
last claim 21-1
Matter ResolvedRequest
Adjourment
1822/26/2025 10:00 am24-21032 / CMGJohn H. Anlian, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,000.00  
have insurance for car and home

creditor :Sale was scheduled for 11/05/2024 but hold placed 11/05/2024. Foreclosure handled by LOGS

We have requested a client pay history and hope to have prior to the hearing.

AR NOTES IF GETS PROOF OF INSURANE AND PROOF OF PAYMENT CAN ADJ; CREDITOR WILL REPOERT ON POST PET PAYMENTS

No home Insurance

and car insurance( have car insurance)
atty has $
creditor obj: sale plan and wants to sell in 1 year- too long


AS OF 1/14/2025 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $2,000
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-21130 / CMGFrederick J. Simon, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $370.00  
341 IS 1/9/2025. (READY)
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-21192 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

MP at #17 has docket error

updated 1/13/2025 (JMA)
issues as of 12/23/2024 (JMA)

1) 341 hearing not held - not held, missing documents required for 341 hearing
2) ANOTHER PLAN FILED- CHECKED BOX AS ORIGINAL PLAN FILED AT(#17) on for 2/5/25- HAS NO REASON IN PART 9
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-21207 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $700.00  
$ and insurance provided

issues as of 12/23/2024 (JMA)

1) 341 has not been held, not rescheduled

proposed plan $350x60 mininmum $80,000 with sale by 12/2025
paid in $0
arrears $350
no claims to date
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-21215 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 1/14/2025 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 2/6/2025.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-21304 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $2,841.00  
Needs 341 hearing before that and needs to get 341 dox in sent debtor list of 341 dox


MK: WE REC'D PROOF OF AUTO INSURANCE- GOOD THRU 3/1/25

need auto insurance
creditor appearing on car

car was repo and on way to sale when case filed- it was brought back to debtor


updated 1/8/2025 (JMA)
issues as of 12/23/2024 (JMA)

1) 341 hearing has been adjourned to 1/9/2025 - hearing will not be held, missing documents
2) Porsche Financial Services, Inc (Dembo Brown) objection to confirmation - need to resolve
- debtor's plan payment not sufficient to pay creditors claim plus Trustee compensation.

proposed plan $1,420.67x60
paid in $1,420.67
arrears $1,420.67
last claim 2-1
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-21305 / CMGErik M. Helbing, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $122.00  
AS OF 1/13/2025 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Amendments to Schedules C to use federal exemptions. (NOT AMENDED)
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $71,689 in non exempt equity in the residence. (No D1 taken ) (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- The attorney's fees in the plan ($2,125) and the disclosure statement ($2,625) do not agree. One of these must be amended. (NEITHER AMENDED)

Plan proposes: $122 x 60 beginning 12/1/2024, not less than $4,387 to unsecured creditors
Payments: 1/2, arrears $122
Matter ResolvedRequest
Adjourment
1952/26/2025 10:00 am24-21344 / CMGAdam Schneider, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 1/15/2025 (at):

1. Objection filed by Shan Bala (Pro Se) - debtor has not disclosed all financial accounts, plan understates amount owed to creditor, and plan is not feasible. (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - with comps for the past 6 months from filing date. Zillow values property much higher. (NOT RECEIVED)
- The debtor has undertaken an improper use of exemption. Specifically: Sched C over
exempts d(5) by $5,050. Sched C takes full d(1), remaining d(5) would be $1,475.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- 22C fails to add tax refund $418.42 to income and Line 45 has disposable income $2,033.24,
which would have a total disposable income $2,451.66 and require a minimum dividend
$147,100 to gucs.
- Proof of income verifies higher, there is disposable income $3,972.
- The current Plan does not specify treatment of Mr. Cooper under the Plan.
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- CERTIFICATION WITH DOCUMENTS AND DISPOSITION OF FUNDS FOR 2 BUSINESSES
IDENTIFY BUSINESS NGL PARTNERS LLC , INCOME ASSESTS OWNWERSHIP AND EXPENSE

RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - with personal liability coverage. (RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $7,521 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- There is estimated non-exempt equity in the residence $94,747 (using the most recent
comps with properties sold), Bank of America $3,100 and TD Bank $2,511. (LANGUAGE ADDED)

Plan proposes: $2,000 x 60 beginning 1
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-21366 / CMGEugene D. RothConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,535.00  
As of 1/13/25 (DS): Debtor atty requested adj, 341 sched 1/23/25, Debtor atty provided proof of MO dated 1/13/25 for $968, states in email sent overnight mail.
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-21480 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $357.00  
need detailed cert on Car situation


As of 1/10/25 (DS):


1. Trustee obj to the following:
- Must provide Debtor's certification regarding transfer of Porsche Cayenne out of Debtor's name prior to filing and 2 months bank statements from Wells Fargo, TD Bank and Citibank prior to filing date.

2. IRS filed estimated tax claim, 2019 and 2020 tax return not filed. Must resolve claim.

3. Marina District Development T/A Borgata filed secured judgment lien for $21,990.19. Must pay or move against claim.

Prop Plan $360 x 60 begin 12/1/24; Base
Note: Amended Sched A/B and C was filed to add 2 additional bank accts TD Bank and Citibank.
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-21622 / CMGMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-21648 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

UPDATED 1/13/2025 (jma)
issues as of 12/23/2024 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income .
- Domestic Support Obligation information for Walbis Rivera

proposed plan $


proposed plan $200x36 base plan
paid in $0
arrears $200
no claims to date
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-21719 / CMGJoseph Casello, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $2,200.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-21858 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-21979 / CMGBarbara J. Snavely, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 2 required payments   Arrears: $6,000.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22010 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

341 IS 2/13/2025.
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22030 / CMGWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $163.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22115 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22131 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $521.00  
As of 1/30/25 (DS): Debtor atty requested adj to allow time for proper service to Navy FCU

As of 1/23/25 (DS): 1. Trustee obj to the following:
- Service to Navy FCU was done 1/13/25, although states 12/10/24 creditor was served, however Navy FCU was improperly served to PO Box that same day. Will need adjournment to allow time for creditor to receive notice.
- Must resolve creditor objection.

2. Lakeview Loan (BROCK & SCOTT) obj to arrears more, no POC filed. Must resolve obj.

Prop Plan $521.39 x 60 begin 1/1/25; Base
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22135 / CMGMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

issues as of 1/24/2025 (JMA)

1) 341 confirmation hearing rescheduled for 2/13/2025 - need to adjourn confirmation hearing to allow 341 hearing to be held
2) Current with Trustee plan payments
3) No objections to date

proposed pland $1024x60 base plan
paid in $1025
last claim 3-1
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22143 / CMGCarlos D. Martinez, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 2/11/2025 (at):

1. Objection filed by Chase Bank (Fein Such) - failure to cure arrears of $1,149.94 (Per POC) (UNRESOLVED)

2. Trustee's objection:
- Must file Pre-confirmation certification. (FILED)

3. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

RESOLVED ISSUES:
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in the residence $124,504, Chase Bank acct $105 and in MCU
Bank acct#9032 $246. (LANGUAGE ADDED)
- Must resolve creditor objection. (LISTED ABOVE)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,810 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Plan is
proposing 100%.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22C has disposable income $2,547.89. Plan pays 100%.
- Disposable income verifies $2,201. Plan pays 100%.

Plan proposes: $1,100 x 60 beginning 1/1/2025, 100% plan
Payments: 2/2
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22210 / CMGFrank J. Fischer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

341 2/13/25
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22212 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $212.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22272 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,280.00  
341 is 2/13/25 (READY)
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22348 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $874.00  
AS OF 2/11/2025 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/2, arrears $874
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22371 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $438.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22415 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $260.00  
issues as of 1/24/2025 (JMA)

1) 341 has been adjourned to 1/30/2025 - work up to be completed once hearing has been held
2) OneMain Financial Group LLC (2010 Ford Focus) filed arrears claim in the amount of $321.94. Plan treats claim a secured and unaffected by plan. NEED TO ADVISE TRUSTEE OF TREATMENT OF THE ARREARS
3) OneMain Financial Group, LLC (2006 GMC Envoy) filed claim $17,466.22 of which $6,975 is secured and $10,491.22 is unsecured. In addition there are arrears in the amount of $1.365.52. Plan treats claim a secured and unaffected by plan. NEED TO ADVISE TRUSTEE OF TREATMENT OF THIS CREDITOR CLAIM.

proposed plan $130x60 base plan with loan mod by 6/30/2025
paid in $0
arrears $130
last claim 4-1
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22420 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22436 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22442 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,170.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22452 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 1 of 2 required payments   Arrears: $158.00  
AS OF 2/11/2025 (at):

Trustee's objection:
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Disposable income verifies $590.
- Must provide balance statement from PERS Loan shown on spouse pay stub, prior to filing date. (NOT RECEIVED)

RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,089 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The debtor has failed to supply the Trustee with the following document (s):
- Updated auto insurance, expires 1/19/25. (RECEIVED)

Plan proposes: $157.89 x 60 beginning 1/1/2025, base
Payments: 1/2, arrears $157.89
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22460 / CMGMichelle Lee, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $775.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22503 / CMGDavid G. Esposito, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,200.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22566 / MEHMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,400.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22585 / MEHJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,120.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22631 / CMGJohn A. Lipowski, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 1 of 2 required payments   Arrears: $600.00  
AS OF 2/11/2025 (at):

1. Wells Fargo Bank filed a secured arrears claim #5 in the amount of $938.52 (2018 Honda Accord) which is not in the plan. Is the debtor going to pay this claim?

2. Trustee's objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$900/month for food for one
$200/month for clothing
$550/month for transportation
$100/month for gambling
Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $855. (with excessive expenses )
- Reviewed the 22C, monthly gross income is $8,141.54. Per the 22C, monthly disposable
income is $829.85 which requires a minimum dividend of $49,791 to general unsecured
creditors.

RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,073 when
determining disposable income. (AVERAGED/ADDED TO INCOME)
- The debtor has failed to supply the Trustee with the following document (s):
- Need November and December bank statements for Chase account #5287. (RECEIVED)

Plan proposes: $600 x 60 beginning 1/1/2025, base
Payments: 1/2, arrears $600
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22665 / CMGHerbert B. Raymond, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $800.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22672 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $590.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22682 / CMGPaola D. Vera, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,800.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22705 / CMGNicholas Fitzgerald, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $589.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22723 / CMGAndy Winchell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22724 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $466.00  
341 IS 2/20/2025 (READY)
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22736 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22771 / CMGRoger J. Yehl, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am24-22792 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am25-10002 / CMGRoger J. Yehl, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $2,106.00  
Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am25-10034 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/26/2025 10:00 am25-10040 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 1 of 1 required payments   Arrears: $0  

AS OF 2/11/2025 (at):

Trustee's objection:
- Confirming order must provide for all non-exempt proceeds from the estate of the debtor's father. Need a copy of the father's Will. Once the debtor obtains an updated status regarding the litigation from the estate of her grandmother (debtor's father has an interest in this estate), pending since 2008, the Trustee will need a Certification regarding the status. (NEED WILL AND CERTIFICATION FROM DEBTOR)

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
- The debtor has insufficient income. (DEBTOR MUST SIGN UP FOR E-WAGE WITHIN 7 DAYS OF CONFIRMATION)

Plan proposes: $270 x 36 beginning 2/1/2025, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
02/26/2025 11:00 am25-11199 / CMGJeanie D. Wiesner, Esq.Order Show CauseJudge to Reserve Decision
Failure to File Missing Documents. Missing Documents: Summary of Assets/Liabilities and Stat Info, Declaration About An Individuals Scheds, Statement of Financial Affairs For Individuals, Chapter 13 Disclosure of Attorney Compensation (LOCAL FORM), Statement of Your Current Monthly Income & Calc of Commitment Period(122C-1), Calculation of Your Disposable Income (122C-2) - If Applicable, Ch. 13 Plan and Motions (LOCAL FORM) and Schedules A/B,C,D,E/F,G,H,I&J.
Matter ResolvedRequest
Adjourment
02/26/2025 12:00 pm21-16779 / MEHAllen I. Gorski, Esq.Motion CompensationWithdrawn
Matter ResolvedRequest
Adjourment
02/26/2025 12:00 pm23-20550 / CMGThomas G. Egner, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $8,452.00
Matter ResolvedRequest
Adjourment
02/26/2025 12:00 pm24-11556 / CMGJustin M. Gillman, Esq.Motion CompensationRecommend GrantingTotal Paid In: $11,000.00
MK: TR Limited obj: RESOLVED
Matter ResolvedRequest
Adjourment
02/26/2025 12:00 pm24-13897 / CMGWarren Brumel, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $3,250.00
Matter ResolvedRequest
Adjourment
02/26/2025 12:00 pm24-15770 / CMGDavid E. Shaver, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $18,118.00
Matter ResolvedRequest
Adjourment
02/26/2025 12:00 pm24-17222 / CMGMarc C. Capone, Esq.Motion CompensationRecommend GrantingTotal Paid In: $2,100.00
Matter ResolvedRequest
Adjourment
02/26/2025 12:00 pm24-18964 / CMGMarc C. Capone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $2,000.00
Matter ResolvedRequest
Adjourment
02/26/2025 12:00 pm24-19248 / CMGMarc C. Capone, Esq.Motion CompensationRecommend GrantingTotal Paid In: $5,300.00
Matter ResolvedRequest
Adjourment
02/26/2025 12:00 pm24-19684 / CMGJonathan Goldsmith Cohen, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $6,556.00
Matter ResolvedRequest
Adjourment
02/26/2025 12:00 pm24-19922 / CMGScott E. Tanne, Esq.Motion CompensationRecommend GrantingTotal Paid In: $7,458.00
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes