Judge Michael B. Kaplan
Hearing Date: 2/26/2020
Hearing Count: 265
Last Updated: 04-07-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
12/26/2020 9:00 am14-21668 / MBKSTEVEN J ABELSON, ESQMotion Reopen Ch. 13 Case (fee)Granted
MTN TO REOPEN AND ISSUE DISCHARGE
Matter ResolvedRequest
Adjourment
22/26/2020 9:00 am14-31010 / MBKCarrie J. Boyle, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
$415 balance. Need money in attorney trust account and then we can vacate dismissal EDC
Matter ResolvedRequest
Adjourment
32/26/2020 9:00 am14-35130 / MBKKurt E. Reinheimer, Esq.Motion to Cancel and DischargeGranted
MTN TO CANCEL DISCHARGE/CAPITAL ONE
Matter ResolvedRequest
Adjourment
42/26/2020 9:00 am14-35219 / MBKROBERT MANCHEL ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
2/3 AMT; pymt made; plan bal $338<<<>>>

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
52/26/2020 9:00 am15-12366 / MBKEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AR SMALL PLAN BAL
1/13 AMT: PARTIAL PYMT DUE TO COMPLETE THE 100% PLAN<<<>>>

Debtor obj<>ARREARS
MO 58
Matter ResolvedRequest
Adjourment
62/26/2020 9:00 am15-12490 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $16,903.00
Debtor obj, can pay bal of plan end 2/2020<>ARREARS
Matter ResolvedRequest
Adjourment
72/26/2020 9:00 am15-21712 / MBKSTACEY L MULLEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
Debtor obj, sold ppty 1/31/20, sending proceeds to Trustee<> ARREARS
Matter ResolvedRequest
Adjourment
82/26/2020 9:00 am15-24829 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
6/16/2020 9:00 am
Total Paid In: $180,760.00
ARREARS
Matter ResolvedRequest
Adjourment
92/26/2020 9:00 am15-27443 / MBKCHRISTOPHER J. KERNMotion Relief from Stay (Fee)GrantedTotal Paid In: $16,740.00
PORTFOLIO RECOVERY (MESTER)
Matter ResolvedRequest
Adjourment
102/26/2020 9:00 am16-14348 / MBKSTEVEN J ABELSON, ESQMotion EnforceContinued
3/11/2020 9:00 am

MTN FOR CHAMPION MTN TO CEASE COLLECTION OF $14,373.48 DEFAULT BALANCE
Matter ResolvedRequest
Adjourment
112/26/2020 9:00 am16-15599 / MBKPRO SEMotion Withdraw As AttorneyGrantedTotal Paid In: $141,080.00
Matter ResolvedRequest
Adjourment
122/26/2020 9:00 am16-18691 / MBKANDRE L KYDALA ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AR OPPOSITION DOES NOT ADDRESS THE MOTION
Debtor obj<>FAILED TO COMPLY WITH TRUSTEE'S REQUEST TO FILE AMENDED ORDER APPROVING SALE TO PROVIDE FOR 100% DIVIDEND TO GENERAL UNSECURED CREDITORS FROM THE N/E PROCEEDS
Matter ResolvedRequest
Adjourment
132/26/2020 9:00 am16-21981 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
3/11/2020 9:00 am
Total Paid In: $15,530.00
Debtor is deceased.
Debtor obj<>NATIONSTAR MTG (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
142/26/2020 9:00 am16-25268 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $29,741.00
FAILED TO PROVIDE HUD-1 FROM SALE OF BEAVER DAM RD; ARREARS
-stay relief order entered on 1/27/20 says sale by 1/19/20 or else to pay post pet arrears
Matter ResolvedRequest
Adjourment
152/26/2020 9:00 am16-32568 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $36,805.00
TOWNSHIP OF BERKELEY (ROTHSTEIN, MANDELL)
Matter ResolvedRequest
Adjourment
162/26/2020 9:00 am16-32568 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $36,805.00
Debtor obj, converting to ch 7<>SV/BERKELEY TWP #12-1
Matter ResolvedRequest
Adjourment
172/26/2020 9:00 am17-10124 / MBKJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,700.00
FAILED TO LM BY 10/1/19
Matter ResolvedRequest
Adjourment
182/26/2020 9:00 am17-11664 / MBKKirsten B. Ennis Trustee Certification of DefaultGrantedTotal Paid In: $15,892.00
Debtor obj<>
Matter ResolvedRequest
Adjourment
192/26/2020 9:00 am17-12544 / MBKROBERT MANCHEL ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
3/11/2020 9:00 am
Total Paid In: $9,819.00
Need the 2232 in arrears in order to reinstate
Matter ResolvedRequest
Adjourment
202/26/2020 9:00 am17-14146 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/25/2020 9:00 am
Total Paid In: $22,306.00
amt: MP 3/25<<<>>>
Debtor obj, filing MP<>FAILED TO SELL 407 S. MAIN PPTYU BY 11/1/19; NEEDS TO ADDRESS 'PER PLAN' CLMS
Matter ResolvedRequest
Adjourment
212/26/2020 9:00 am17-19435 / MBKROBERT H JOHNSONAP Motion Summary JudgmentContinued
3/11/2020 9:00 am
Total Paid In: $42,826.00
AP 17-1438 MTN FOR SUMMARY JUDGMENT TO DETERMINE DISCHARGEABLE DEBT
Matter ResolvedRequest
Adjourment
222/26/2020 9:00 am17-25895 / MBKJ. Todd MurphyMotion Reopen Ch. 13 Case (fee)Granted
CERT OF SUPPORT
Matter ResolvedRequest
Adjourment
232/26/2020 9:00 am17-26321 / MBKBRIAN W HOFMEISTERMotion Sell Free and Clear of Liens under 363(f) (FEE)Continued
3/11/2020 9:00 am
Total Paid In: $74,818.00
shortened time-order does not mention trustee to be paid in full from closing or non exempt to trustee - needs to be added--100%
JP Morgan Chase obj (Fein Such)<>MTN TO REIMPOSE STAY AND SELL VILLAGE ROAD EAST PPTY
Matter ResolvedRequest
Adjourment
242/26/2020 9:00 am17-27113 / MBKJOHN C FEGGELER, ESQMotion Relief from Co-Debtor StayContinued
3/25/2020 9:00 am
Total Paid In: $28,435.00
Debtor obj<>SHELLPOINT MTG (PINCUS LAW GROUP)
Matter ResolvedRequest
Adjourment
252/26/2020 9:00 am17-30467 / MBKMICHAEL P OTTO ESQTrustee Certification of DefaultContinued
3/11/2020 9:00 am
Total Paid In: $4,096.00
2/24 AMT: Fee order added $21,000 and increased pymt to $730, but needs recap as follows to extend plan and recap arrearage - $2,266 ptd (27); $730 x 1 (Feb); $759 x 32 beg 3/1/20; plan ext to 60 mo<<<<>>>>

Debtor obj, paying arrears
Matter ResolvedRequest
Adjourment
262/26/2020 9:00 am17-31845 / MBKJAMES J CERBONE, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $4,809.00
CITIZENS BANK (MCCABE)
Matter ResolvedRequest
Adjourment
272/26/2020 9:00 am18-11130 / MBKSTEPHANIE RITIGSTEINCreditor Certification of DefaultGrantedTotal Paid In: $7,940.00
TRUST BANK (Phelan)--post pet arrears $5800-3 payments plus 2 in arrears on prior order
Matter ResolvedRequest
Adjourment
282/26/2020 9:00 am18-12033 / MBKOTTO J KOSTBAR, ESQMotion Relief from Co-Debtor StayConsent Order to be SubmittedTotal Paid In: $5,850.00
Debtor obj<>ARVEST CENTRAL MTG (STERN & EISNBERG)
Matter ResolvedRequest
Adjourment
292/26/2020 9:00 am18-13343 / MBKRUSSELL L LOW, ESQMotion Convert Chapter 13 to Chapter 7 (fee)WithdrawnTotal Paid In: $3,000.00
2/24 AMT: Tr mtn to dismiss pending 3/25<<<>>>need to WD objection filed 2/24 edc


AR TO BE WD AND MOTION TO D FILED
TRUSTEE MTN TO RECONVERT TO CH 7/ARREARS & SV, CITIMTG

-debtors filed ch13 after US Trustee filed motion to dismiss for abuse and not paying disposable income EDC
Matter ResolvedRequest
Adjourment
302/26/2020 9:00 am18-13343 / MBKRUSSELL L LOW, ESQApplication to Waive Filing FeeGrantedTotal Paid In: $3,000.00
AR TO BE WD AND TR MOTION TO D FILED
TRUSTEE APPLICATION TO WAIVE FILING FEE/MTN TO CONVERT TO CH 7
Matter ResolvedRequest
Adjourment
312/26/2020 9:00 am18-14361 / MBKWARREN LEVYMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $8,608.00
SV/WILMINGTON #6-1; FAILED TO LM BY 10/20/19; ARREARS
Matter ResolvedRequest
Adjourment
322/26/2020 9:00 am18-16407 / MBKBRUCE H. LEVITTMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $11,016.00
ARREARS
Matter ResolvedRequest
Adjourment
332/26/2020 9:00 am18-16774 / MBKROBERT C NISENSON ESQOrder Shorten TimeOrder Previously SubmittedTotal Paid In: $31,803.00
New order submitted OK

---order needs to say that the balance of the plan will be paid off upon closing EDC

MTN TO APPROVAL FINANCING/OST---
Matter ResolvedRequest
Adjourment
342/26/2020 9:00 am18-17257 / MBKPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/25/2020 9:00 am
Total Paid In: $5,776.00
MP FILED 2-18 NEED HEARING DATE
Debtor obj, filing MP<>SV/HYUNDAI #2-1; ARREARS
Matter ResolvedRequest
Adjourment
352/26/2020 9:00 am18-17524 / MBKMICHAEL R SPECKMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/25/2020 9:00 am
Total Paid In: $12,000.00
FAILED TO LM BY 12/31/18, EXTENDED LOSS MIT EXPIRED 12/31/19
Matter ResolvedRequest
Adjourment
362/26/2020 9:00 am18-18954 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,940.00
AMT: MP 2/26<<<<>>>REC SUBJECT TO TERMS

Debtor obj, filing MP<>FAILED TO COMPLY WITH 8/28/19 LM ORDER TO ADDRESS PRE AND POST PETITION MORTGAGE CLAIMS; MP WAS DENIED ON 12/3/19 AND DEBTOR FAILED TO FILE FEASILBE PLAN/POST LM
Matter ResolvedRequest
Adjourment
372/26/2020 9:00 am18-19028 / MBKSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Settled / ResolvedTotal Paid In: $12,187.00
Debtor obj<>TOYOTA MOTOR CRED (KML)
Matter ResolvedRequest
Adjourment
382/26/2020 9:00 am18-20300 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $19,200.00
SV/US BANK #7-1; ARREARS
Matter ResolvedRequest
Adjourment
392/26/2020 9:00 am18-21262 / MBKJOAN S. WARREN, ESQ.Motion Vacate (DO NOT USE TO VACATE DISMISSAL OF CASE)GrantedTotal Paid In: $12,395.00
MTN TO VACATE ORDER DOC #53 RESOLVING MFR (ADDED $4599 POST PET ARREARS TO PLAN)
--got LM and claim and claim amended to zero but previous order says paying post petition arrears. This motion voids that order. OK
Matter ResolvedRequest
Adjourment
402/26/2020 9:00 am18-21262 / MBKJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $12,395.00
(AMT: Mtn to vacate post pet order pending 2/26)<<<>>>

FAILED TO AMEND ORDER FOR POST PET MTG ARREARS PER 6/26/19 LM ORDER
Matter ResolvedRequest
Adjourment
422/26/2020 9:00 am18-21789 / MBKMARK G CARUSILLOMotion Relief from Stay (Fee)Settled / ResolvedTotal Paid In: $14,208.00
WELLS FARGO BANK (SHAPIRO)
Matter ResolvedRequest
Adjourment
412/26/2020 9:00 am18-21789 / MBKMARK G CARUSILLOMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $14,208.00
SV/NISSAN #1-1; ARREARS
Matter ResolvedRequest
Adjourment
432/26/2020 9:00 am18-22177 / MBKWILLIAM S WOLFSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
***adj to 2/26/20 for Motion to Convert to Ch 7***
Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
442/26/2020 9:00 am18-22529 / MBKGARY L GOLDBERG ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $7,000.00
ARREARS
Matter ResolvedRequest
Adjourment
452/26/2020 9:00 am18-23183 / MBKROBERT BRAVERMANMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $6,714.00
Debtor obj<>FNA, DZ, LLC (HONIG & GREENBERG)
Matter ResolvedRequest
Adjourment
462/26/2020 9:00 am18-23382 / MBKWALTER D NEALY, ESQApplication for Early Termination of Loss MItGrantedTotal Paid In: $7,260.00
Debtor obj<>SLS MTN FOR EARLY TERMINATION OF LOSSM IT (Pluese Becker)
Matter ResolvedRequest
Adjourment
472/26/2020 9:00 am18-23753 / MBKLAURENCE R SHELLER, ESQMotion Reinstate StayGrantedTotal Paid In: $11,000.00
MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
482/26/2020 9:00 am18-23943 / MBKTAMIKA NICOLE WYCHE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/25/2020 9:00 am
Total Paid In: $14,037.00
Debtor obj<>FAILED TO ADDRESS WELLS FARGO LATE FILED CLM #4-1
Matter ResolvedRequest
Adjourment
492/26/2020 9:00 am18-24469 / MBKROBERT C NISENSON ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $21,974.00
FINANCIAL SVS VEHICLE TRUST (Mester Schwartz) ( TR ARREARS )
Matter ResolvedRequest
Adjourment
502/26/2020 9:00 am18-24956 / MBKBRIAN W HOFMEISTERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $48,272.00
Debtor obj<> NEEDS TO ADDRESS LATE FIELD CLM #3-1/USDA RURAL HOUSING & FEASIBILITY IF ALLOWED
Matter ResolvedRequest
Adjourment
512/26/2020 9:00 am18-25362 / MBKJOAN S. WARREN, ESQ.Motion Relief from Stay (Fee)GrantedTotal Paid In: $1,948.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
522/26/2020 9:00 am18-27156 / MBKJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/11/2020 9:00 am
Total Paid In: $10,380.00
to file MP or D by 3/11

Debtor obj<>SV/SANTANDER #12-1; FEASIBILITY
Matter ResolvedRequest
Adjourment
532/26/2020 9:00 am18-28502 / MBKJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/25/2020 9:00 am
Total Paid In: $6,679.00
Debtor obj, filing mtn to approve lm<>FAILED TO LM BY 12/31/19; ARREARS
Matter ResolvedRequest
Adjourment
542/26/2020 9:00 am18-28904 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)GrantedTotal Paid In: $6,600.00
SV/REVERSE MTG #7-1; ARREARS
Matter ResolvedRequest
Adjourment
552/26/2020 9:00 am18-29750 / MBKJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/11/2020 9:00 am
Total Paid In: $6,519.00
Debtor obj<>SV/FORD #1-1; ARREARS
Matter ResolvedRequest
Adjourment
562/26/2020 9:00 am18-29770 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,858.00
SV/NATIONSTAR #2-1; FAILED TO LM BY 7/1/19
Matter ResolvedRequest
Adjourment
572/26/2020 9:00 am18-30416 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $11,497.00
SV/WELLS FARGO #5-1; ARREARS
Matter ResolvedRequest
Adjourment
582/26/2020 9:00 am18-30604 / MBKJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/25/2020 9:00 am
Total Paid In: $9,602.00
Debtor obj, filing MP<>SV/KEY BANK #7-1; FAILED TO FILE FEASIBLE PLAN
Matter ResolvedRequest
Adjourment
592/26/2020 9:00 am18-30961 / MBKEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $28,000.00
INFEASIBLE DUE TO IRS #4-2 HIGHER THAN PROPOSED IN PLAN
Matter ResolvedRequest
Adjourment
602/26/2020 9:00 am18-31567 / MBKSCOTT D SHERMAN ESQMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $3,131.00
Debtor obj<>U.S. BANK TRUST/CALIBER (PHELAN)
Matter ResolvedRequest
Adjourment
612/26/2020 9:00 am18-32320 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/11/2020 9:00 am
Total Paid In: $39,300.00
1/28 AMT: Consent Orders were entered prior to confirmation, however, feasibility due to Wells Fargo #8-1 has not been addressed. Cons Order #32 required a MP to pay pre-petition arrears, surrender, or convert to ch 7 if a loan modification was not entered into by 6/1/19.<<<>>>
Debtor obj<>FAILED TO FILE CONSENT ORDER WITH WELLS FARGO WITHIN 30 DAYS OF 7/24/19 CONF
Matter ResolvedRequest
Adjourment
622/26/2020 9:00 am18-32877 / MBKWilliam H. Oliver, Jr., Esq.Notice of Request for Loss MitigationGrantedTotal Paid In: $10,154.00
Matter ResolvedRequest
Adjourment
632/26/2020 9:00 am18-32928 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $11,847.00
AMT: MP CONFIRMED 2/18<<<>>>
Debtor obj<>FAILED TO ADDRESS 'PER PLAN' CLM RITTENHOUSE PARK COMM ASSOC; FAILED TO LM BY 3/17/19, EXTENDED LOSS MIT EXPIRED 9/15/19
Matter ResolvedRequest
Adjourment
642/26/2020 9:00 am18-33773 / MBKMITCHELL L CHAMBERS, JRMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $4,800.00
***State of NJ withdrew POC 5-1 on 1/23/20***
FAILED TO ADDRESS LATE FILED NJ DIV TAX CLM #5-1
Matter ResolvedRequest
Adjourment
652/26/2020 9:00 am18-33807 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/11/2020 9:00 am
Total Paid In: $7,752.00
Debtor obj, will cure arrears in 3 weeks<>ARREARS
Matter ResolvedRequest
Adjourment
662/26/2020 9:00 am18-34190 / MBKJACQUELINE R ROCCI ESQMotion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $8,544.00
WILMINGTON SAVINGS
Matter ResolvedRequest
Adjourment
02/26/2020 9:00 am18-34190 / MBKJACQUELINE R ROCCI ESQMotion Motion (Generic) - Only use if no other event is applicableMootTotal Paid In: $8,544.00
AMT: REFILED, DOC #62
Matter ResolvedRequest
Adjourment
672/26/2020 9:00 am18-34190 / MBKJACQUELINE R ROCCI ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/8/2020 9:00 am
Total Paid In: $8,544.00
will file MP

ADJ FOR IRS ORDER AND EXT OF LOSS MIT SCH FOR 2-26
Debtor obj<>FAILED TO LM BY 7/31/19; FAILED TO PROPERLY FILE WITH BK COURT CONS ORDER RE IRS CLM #1 (co emailed to Chambers on 1/27/20)
Matter ResolvedRequest
Adjourment
682/26/2020 9:00 am18-34290 / MBKLEE M PERLMAN, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $15,391.00
Debtor obj<>LOANCARE LLC (RAS)
Matter ResolvedRequest
Adjourment
692/26/2020 9:00 am18-34405 / MBKLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,781.00
SV/DEUTSCHE #4-1; FAILED TO MOVE AGAINST LVNV #3-1 WITHIN 30 DAYS OF CONFIRMATION; ARREARS
Matter ResolvedRequest
Adjourment
702/26/2020 9:00 am19-10420 / MBKHERBERT B RAYMOND ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $4,550.00
MTN TO EXPUNGE SANTANDER CLM 1-1
Matter ResolvedRequest
Adjourment
712/26/2020 9:00 am19-10420 / MBKHERBERT B RAYMOND ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $4,550.00
AMT: MOOT/APOC #8-2 FILED 1/20/2020<<<>>>

MTN TO EXPUNGING RUSHMOPRE ARREARAGE PORTION OF CLM # 8-1
Matter ResolvedRequest
Adjourment
722/26/2020 9:00 am19-11556 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,400.00
ARREARS; FAILED TO COMPLY WITH 10/7/19 LM ORDER TO FILE MP AND AMD I/J WITHIN 20 DAYS
Matter ResolvedRequest
Adjourment
732/26/2020 9:00 am19-12210 / MBKPAUL N MIRABELLI ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/8/2020 9:00 am

Debtor obj, filing MP<>FAILED TO ADDRESS PNC LATE FILED CLM #8-1 AND PER PLAN CLAIMS/UNION BEACH SEWER AND TAX COLLECTOR; ARREARS
Matter ResolvedRequest
Adjourment
742/26/2020 9:00 am19-12411 / MBKROBERT BRAVERMANMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $7,025.00
Debtor obj, APOC filed<>FAILED TO ADDRESS ESTIMATED IRS CLM #1-1
Matter ResolvedRequest
Adjourment
752/26/2020 9:00 am19-12467 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,185.00
SV/WELLS #7-1; FAILED TO LM BY 10/1/19
Matter ResolvedRequest
Adjourment
762/26/2020 9:00 am19-12706 / MBKJOHN F. BRACAGLIA, JR, ESQ.Motion Relief from Stay (Fee)Continued
3/11/2020 9:00 am
Total Paid In: $5,175.00
Debtor obj<>WILMINGTON SAVINGS FUND (RAS)
Matter ResolvedRequest
Adjourment
772/26/2020 9:00 am19-13081 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $4,500.00
2/19 AMT: $2,000 PTD (11); $1,500 X 1 (Feb); $510 X 41 BEGINNING 3/1/20, EXT PLAN TO 53 MONTHS (atty ok)<<<>>>
***atty is holding $1,500 - atty to contact Anita re per plan claim***
Debtor obj<>FAILED TO ADDRESS 'PER PLAN CLM/NJ DIV TAX; ARREARS
Matter ResolvedRequest
Adjourment
782/26/2020 9:00 am19-13358 / MBKDouglas E. Freiberger Motion Relief from Co-Debtor StayGrantedTotal Paid In: $1,600.00
NISSAN MOTOR (MORTON)
Matter ResolvedRequest
Adjourment
792/26/2020 9:00 am19-13543 / MBKJohn Joseph LoSordo Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $15,928.00
SV/WELLS FARGO #4-1; ARREARS
Matter ResolvedRequest
Adjourment
802/26/2020 9:00 am19-14603 / MBKAndrew Thomas Archer Application for Early Termination of Loss MitigationContinued
3/11/2020 9:00 am
Total Paid In: $2,000.00
Debtor obj<>SELECT PORTFOLIO APPLICATOIN FOR EARLY TERMINATION OF LOSS MIT (Stern & L)
Matter ResolvedRequest
Adjourment
812/26/2020 9:00 am19-14669 / MBKSTEVEN J ABELSON, ESQMotion for Relief from StaySettled / ResolvedTotal Paid In: $82,079.00
Debtor obj<>LAKEVIEW (McCabe)
Matter ResolvedRequest
Adjourment
822/26/2020 9:00 am19-14669 / MBKSTEVEN J ABELSON, ESQCreditor Certification of DefaultDeniedTotal Paid In: $82,079.00
JP MORGAN (Winston)
Matter ResolvedRequest
Adjourment
832/26/2020 9:00 am19-14899 / MBKDaniel Straffi, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder to be Submitted
AR CONF RESOLVE OR HOLD
AR RESOLVE OR HOLD Order Entered??? - Doc #42??? ( AR NO )

MTN TO EXPUNGE 7-1/EDWARD & MARIA GABRIELA KOLIVER
Matter ResolvedRequest
Adjourment
842/26/2020 9:00 am19-15622 / MBKCAMILLE J KASSARMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/3/2020 9:00 am
Total Paid In: $2,889.00
debtor appeared by herself she is to contact attorney and report on 3/3 EDC

FAILED TO LM BY 9/16/19; SV/NJ HOUSING #6-1; ARREARS
Matter ResolvedRequest
Adjourment
852/26/2020 9:00 am19-16854 / MBKWARREN BRUMEL, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $15,960.00
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
862/26/2020 9:00 am19-17021 / MBKDONALD C GOINS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,233.00
ARREARS
Matter ResolvedRequest
Adjourment
872/26/2020 9:00 am19-17677 / MBKBRIAN D WINTERS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,549.00
SV/NEWREZ #12-1; ARREARS
Matter ResolvedRequest
Adjourment
882/26/2020 9:00 am19-17770 / MBKYAKOV RUDIKHTrustee Certification of DefaultDismissedTotal Paid In: $450.00
Debtor obj<>
Matter ResolvedRequest
Adjourment
892/26/2020 9:00 am19-18165 / MBKJOHN ZIMNIS, ESQMotion Avoid LienGrantedTotal Paid In: $5,050.00
MTN TO RECLASSIFY CREDIT UNION OF NJ #6-1 TO GUC & VOID UPON CH 13 DISCHARGE
Matter ResolvedRequest
Adjourment
902/26/2020 9:00 am19-18216 / MBKJAVIER L. MERINO, ESQ.Motion Dismiss CaseGrantedTotal Paid In: $7,983.00
Debtor may be barred from re-filing if voluntary dismissal granted after a stay motion
Matter ResolvedRequest
Adjourment
912/26/2020 9:00 am19-18357 / MBKGeorge E Veitengruber IIIMotion Relief from Stay (Fee)Continued
3/11/2020 9:00 am
Total Paid In: $2,923.00
NISSAN MOTOR (MORTON)
Matter ResolvedRequest
Adjourment
922/26/2020 9:00 am19-19651 / MBKJohn J. Hopkins IIIMotion Motion (Generic) - Only use if no other event is applicableContinued
3/3/2020 2:00 pm

Arianne Holding obj<>MTN TO VACATE DISMISSAL AND REINSTATE CASE
***TRUSTEE OBJ

- PLAN DOES NOT APPEAR TO BE FEASIBLE. NO HOMEOWNER'S INS.
-Supplemental Objection to MP filed by Arianna Holding Company Francis Ballak) - Creditor obtained Final Judgment in its tax sale foreclosure on 8/8/18. Debtor does not own the property.
-Objection filed by American Credit Acceptance (Morton) - 910 claim, cannot be crammed; failure to pay adequate protection payments of $200.85, plan not feasible. (STAY VACATED - NEED MODIFIED PLAN)
NEED MP TO SURRENDER


- Proof of 2 month's income - only provided 2 paystubs, does not equal scheduled income. NEED stubs for June & July 2019 (SCHEDULE I SHOWS TAKE HOME PAY OF $4320. PER PAY STUBS PROVIDED INCOME VERIFIES AS NEGATIVE $390.86 )

- Amendments to Schedules Schedule C to use proper exemption for real property

- The debtor has undertaken an improper use of exemption. Specifically: -Michael cannot use (d)(1) objection as he is not in title to the property Michelle inherited. The Deed is to Michelle only.
NEED AMEND C SUBJECT TO AMENDMENT
-non-exempt equity in real estate of $51,093.37.

Matter ResolvedRequest
Adjourment
932/26/2020 9:00 am19-19750 / MBKJOHN ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,328.00
SV/FREEDOM #12-1; ARREARS
Matter ResolvedRequest
Adjourment
942/26/2020 9:00 am19-20898 / MBKANDY WINCHELLMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,200.00
FAILED TO LM BY 10/9/19; ARREARS
Matter ResolvedRequest
Adjourment
952/26/2020 9:00 am19-21137 / MBKPRO SEMotion Relief from Stay (Fee)Moot - Dismissed
CAPITAL ONE (MESTER)
Matter ResolvedRequest
Adjourment
962/26/2020 9:00 am19-21259 / MBKDaniel Straffi, Esq.Motion Relief from Co-Debtor StayContinued
3/25/2020 9:00 am
Total Paid In: $1,800.00
Debtor obj<>WELLS FARGO BANK (SHAPIRO)
Matter ResolvedRequest
Adjourment
02/26/2020 9:00 am19-21294 / MBKKirsten B. Ennis Motion Sell Free and Clear of Liens under 363(f) (FEE)Withdrawn
12 BENNIE RD
Matter ResolvedRequest
Adjourment
972/26/2020 9:00 am19-21697 / MBKHENRY CHUDZIK, JR.Motion Relief from Stay (Fee)GrantedTotal Paid In: $1,792.00
NATIONSTAR MTG
Matter ResolvedRequest
Adjourment
982/26/2020 9:00 am19-24402 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $2,192.00
Debtor obj<>SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
992/26/2020 9:00 am19-25502 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)Continued
3/11/2020 9:00 am
Total Paid In: $4,340.00
Debtor obj<>HARLEY-DAVIDSON (KML)
Matter ResolvedRequest
Adjourment
1002/26/2020 9:00 am19-25701 / MBKEric ClaymanMotion Relief from Stay (Fee)GrantedTotal Paid In: $9,026.00
EAGLE HOME MTG (MCCABE)
Matter ResolvedRequest
Adjourment
1012/26/2020 9:00 am19-25816 / MBKKirsten B. Ennis Motion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>MERCEDES-BENZ (MORTON)
Matter ResolvedRequest
Adjourment
1022/26/2020 9:00 am19-26755 / MBKREGINA L GELZER, ESQMotion Relief from Stay (Fee)Continued
3/11/2020 9:00 am

BANK OF AMERICA (McCALLA)
Matter ResolvedRequest
Adjourment
1032/26/2020 9:00 am19-26755 / MBKREGINA L GELZER, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
4/28 10:00 new conf
Matter ResolvedRequest
Adjourment
1042/26/2020 9:00 am19-26755 / MBKREGINA L GELZER, ESQMotion Relief from Stay (Fee)Continued
3/25/2020 9:00 am

Debtor obj<>JPMORGAN CHASE (FEIN)
Matter ResolvedRequest
Adjourment
1052/26/2020 9:00 am19-27168 / MBKVERA FEDOROFFMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $900.00
Debtor obj<>SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
1062/26/2020 9:00 am19-27775 / MBKEUGENE ROTH, ESQMotion Approval to Participate in the Court's Loss Mitigation ProgramGranted
MR. COOPER
Matter ResolvedRequest
Adjourment
1072/26/2020 9:00 am19-27971 / MBKPAUL N MIRABELLI ESQMotion Relief from Co-Debtor StayGranted
THE BANK OF NEW YORK MELLON (PLUESE)
Matter ResolvedRequest
Adjourment
1082/26/2020 9:00 am19-28079 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
3/11/2020 9:00 am
Total Paid In: $2,556.00
Debtor obj<>LEISURE VILLAGE WEST ASSOC (MCGOVERN LEGAL SERVICES)
Matter ResolvedRequest
Adjourment
1092/26/2020 9:00 am19-28092 / MBKYAKOV RUDIKHMotion Relief from Stay (Fee)Continued
3/25/2020 9:00 am

Debtor obj<>US BANK NAT'L ASSOC (MCCALLA)
Matter ResolvedRequest
Adjourment
1102/26/2020 9:00 am19-28196 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $5,616.00
MTN TO RECLASSIFY ONE MAIN #6 FROM SECURED TO UNSECURED
Matter ResolvedRequest
Adjourment
1112/26/2020 9:00 am19-28967 / MBKSTEVEN J ABELSON, ESQMotion Relief from Stay (Fee)Continued
3/11/2020 9:00 am
Total Paid In: $3,420.00
Debtor obj<>AMERICAN NEIGHBORHOOD MTG (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
1122/26/2020 9:00 am19-29362 / MBKFRANCIS P CULLARI, ESQMotion Relief from Stay (Fee)Granted
CAPITAL ONE (MESTER)
Matter ResolvedRequest
Adjourment
1132/26/2020 9:00 am19-29406 / MBKLEONARD R BOYERMotion Approval to Participate in the Court's Loss Mitigation ProgramGranted
PROVIDENT FUNDING ASSOC
Matter ResolvedRequest
Adjourment
1142/26/2020 9:00 am19-29433 / MBKRUSSELL L LOW, ESQMotion Relief from Stay (Fee)Consent Order to be Submitted
425 HEIGHTS TENANTS CORP (NORRIS MCLAUGHLIN)
Matter ResolvedRequest
Adjourment
1152/26/2020 9:00 am19-29433 / MBKRUSSELL L LOW, ESQMotion SellGranted
425 PROSPECT PLACE-OK will pay 100%
Matter ResolvedRequest
Adjourment
1162/26/2020 9:00 am19-29812 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayOrder to be Submitted
Debtor obj<>U.S. BANK TRUST/CALIBER (PHELAN)
Matter ResolvedRequest
Adjourment
1172/26/2020 9:00 am19-29870 / MBKEUGENE ROTH, ESQMotion Relief from Stay (Fee)Granted
TOWNSHIP OF BERKELEY (ROTHSTEIN, MANDELL)
Matter ResolvedRequest
Adjourment
1182/26/2020 9:00 am19-30267 / MBKANDREW SKLARMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawn
Trustee Obj - motion should be denied.

MTN: EXPUNGE PNC/PHEAA #2-1 TO BE PD OUTSIDE; EXPUNGE ARREARAGE PORTION OF NAVY FCU #3-1 AND PAY $147,593.19 OUTSIDE; EXPUNGE VERIZON #4-1; EXPUNGE FIRST COLONIAL #5-1
Matter ResolvedRequest
Adjourment
1192/26/2020 9:00 am19-30542 / MBKSCOTT D SHERMAN ESQMotion Relief from Co-Debtor StayGranted
SANTANDER BANK (PHELAN)
Matter ResolvedRequest
Adjourment
1202/26/2020 9:00 am19-31979 / MBKJonathan Stone, Esq.Order Shorten TimeContinued
3/3/2020 2:00 pm

OST - Creditor, Glenn Bisbing obj (Wasserman)<>MOTION TO VACATE DISMISSAL

Trustee Conf OBJ:
- The amount of debt exceeds the statutory limit of 109e (UNSECURED CLAIMS TOTAL $489,181).
- Need copy of Court Order obligating her to pay $26,200 & $10,800 to ex spouse in Nov.
- Need to amend SOFA, Q#17 to add payments to ex spouse made on her behalf.
- Need statement From Iowa Growth Portfolio for college savings plan to verify acct name & set up.
- Need statements on both Schwab IRAs (#4023 & #7511) for verification.
- Need to address IRS estimated claim.
Matter ResolvedRequest
Adjourment
1212/26/2020 9:00 am19-32938 / MBKYAKOV RUDIKHMotion Relief from Co-Debtor StayGranted
NISSAN (MORTON)
Matter ResolvedRequest
Adjourment
1222/26/2020 9:00 am19-33051 / MBKJOHN ZIMNIS, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $920.00
THRIFT INVESTMENT (MORTON)
Matter ResolvedRequest
Adjourment
1232/26/2020 9:00 am19-33314 / MBKDaniel E. Straffi Notice of Request for Loss MitigationGranted
request for loss mit
Matter ResolvedRequest
Adjourment
1242/26/2020 9:00 am20-10235 / MBKDavid M. Meth, Esq.Motion Impose Automatic StayGranted
OST - MTN TO IMPOSE STAY-sheriffs sale 2/28
Matter ResolvedRequest
Adjourment
1252/26/2020 9:00 am20-10298 / MBKPRO SEMotion Relief from Stay (Fee)Granted
BRIDGECREST CREDIT (HLADIK, ONORATO)
Matter ResolvedRequest
Adjourment
1262/26/2020 9:00 am20-10378 / MBKAndrew Thomas Archer Motion Extend TimeGranted
MTN TO EXTEND STAY-filed pro se last time
Matter ResolvedRequest
Adjourment
1272/26/2020 9:00 am20-10392 / MBKEdward Hanratty, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
PHH MTG
Matter ResolvedRequest
Adjourment
1282/26/2020 9:00 am20-10392 / MBKEdward Hanratty, Esq.Motion Impose Automatic StayContinued
3/11/2020 9:00 am

trustee objection:

MTN TO EXTEND STAY--no change in circumstances-341 was not held due to failure to provide documents
Matter ResolvedRequest
Adjourment
1292/26/2020 9:00 am20-10656 / MBKHARRISON ROSS BYCKMotion Relief from Co-Debtor StayMoot - Dismissed
PLANET HOME LENDING (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
1302/26/2020 9:00 am20-10731 / MBKANDRE L KYDALA ESQMotion Relief from Stay (Fee)Granted
LAKE CUHETUNK WOODS (SCHOLL & WHITTLESEY)
Matter ResolvedRequest
Adjourment
1322/26/2020 9:00 am20-10947 / MBKROBERT C NISENSON ESQMotion Impose Automatic StayGranted
MTN TO IMPOSE STAY-sherrifs sale
Matter ResolvedRequest
Adjourment
1332/26/2020 9:00 am20-11070 / MBKTRAVIS J RICHARDS ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN FOR TELE 341
Matter ResolvedRequest
Adjourment
1342/26/2020 9:00 am20-11140 / MBKKurt E. Reinheimer, Esq.Motion Reinstate StayWithdrawn
FAY SERVICING/CAPITAL ONE
Matter ResolvedRequest
Adjourment
1352/26/2020 9:00 am20-11208 / MBKADAM SCHNEIDER, ESQMotion Reinstate StayGranted
MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
1362/26/2020 9:00 am20-11299 / MBKJOSEPH J MANIA III ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
1372/26/2020 9:00 am20-11392 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Impose Automatic StayGranted
MTN TO IMPOSE STAY
Matter ResolvedRequest
Adjourment
1382/26/2020 9:00 am20-11419 / MBKWilliam H. Oliver, Jr., Esq.Motion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1392/26/2020 9:00 am20-11483 / MBKROBERT C NISENSON ESQMotion Motion (Generic) - Only use if no other event is applicableOrder to be Submitted
US Bank obj<>MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
1402/26/2020 9:00 am20-11550 / MBKTHOMAS J ORR ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1412/26/2020 9:00 am20-11675 / MBKJAMES J CERBONE, ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1422/26/2020 9:00 am20-11731 / MBKANDREW G. GREENBERG, ESQ.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1432/26/2020 9:00 am20-11790 / MBKSTEPHANIE RITIGSTEINOrder Shorten TimeGranted
MTN TO EXTEND STAY/OST
Matter ResolvedRequest
Adjourment
1442/26/2020 9:00 am20-11795 / MBKYAKOV RUDIKHMotion Impose Automatic StayGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1452/26/2020 10:00 am18-18954 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 23 required payments   Arrears: $0  
Total Paid In: $5,940.00
AR CONF ATTY MAY OBJ TO CONF ORDER SUBMIT UNDER 7 DAY RULE
ISSUES AS OF 2/19/2020 (DM):

***Debtors' Loan Mod is complete - TO RESOLVE TRUSTEE OBJECTIONS, RECOMMEND CONFIRMING AT $4,800 PTD, THEN $570 x 39 STARTING 3/1/20, BASE PLAN, ADD TO CONFIRMING ORDER: DEBTOR COMPLETED A LOAN MODIFICATION WITH US BANK. TRUSTEE SHALL MAKE NO FURTHER PAYMENT TO US BANK ON PRE-PETITION ARREARS POC (7-1) OR POST-PETITION ARREARS IN CONSENT ORDER DATED 11/15/18; DEBTOR SHALL MOVE AGAINST POC (7-1) IF THE CLAIM IS NOT AMENDED, POST LOAN MODIFICATION, WITHIN 60 DAYS***

2/18/20 - AR, DISPOSABLE INCOME OF $800 BEG 9/1/19 CALCULATE, RECAP AND REC CONF.

2/11/20 - after Disposition List published on 2/7/20, debtor's counsel uploaded 2018 tax returns on 2/10/20 but no amended I&J filed nor updated proof of income - atty only emails that income and expenses have not changed. However, the mortgage payment appears to have been reduced from $2,700 (per Sch J - Doc #33) down to $2,107 (Loan Mod Principal & Interest $1,725.50 plus POC Escrow $381) - note that 2nd mtg was crammed to $0.

1) Trustee OBJ:
- In accordance with the MP, the Debtors have failed to file amended Sch I&J and provide updated proof of income including 2018 tax returns (UNRESOLVED).


Confirmed Case: $200 x 60 start 6/1/18, Base Plan, student loans outside
Prop. MP: $4,600 Ptd, $200 x 40 start 2/1/20, Base Plan, student loans outside
PTD = $4,800
Last Claim (10-1) dated 7/5/18
Matter ResolvedRequest
Adjourment
1462/26/2020 10:00 am18-19610 / MBKAllen I. Gorski, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 23 required payments   Arrears: $2,736.00  Total Paid In: $16,938.00
AS OF 2/19/20 (SF)


RECOMMEND $16,938 PTD, $1368 X 39 (BEGIN 3/1/20) BASE PLAN W/WAGE ORDER

MP proposes $$13,922 PTD, $1278 X 42
Plan has run 21 months with 39 months remaining
Matter ResolvedRequest
Adjourment
1472/26/2020 10:00 am18-25736 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanConfirmedDebtor has made 18 of 20 required payments   Arrears: $0  
Total Paid In: $12,623.00
ISSUES AS OF 2/19/2020 (DM): - Atty ok with terms.sf

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $11,231 PTD, THEN $696 x 24 STARTING 3/1/20, 100% PLAN***

1/21/20 - Trustee received 2 pay stubs for the debtor but nothing for the non-debtor spouse. In addition, the pension loan should have concluded based upon the uploaded statement, however there is still a pension loan deduction.

1) Trustee OBJ:
- Need amended Sch I.
- Need proof of income (UNRESOLVED).
- Need 2018 tax returns (RECEIVED).

(Note - per Loan Mod, mtg increased from $2,975 to $4,159)


Confirmed Case: $4,800 Ptd, $876 x 51 start 6/1/19, 100% Plan
Prop. MP: Ptd, $696 x 25 start 2/1/20, 100% Plan
PTD = $11,231
Last Claim (5-2) dated 12/18/19
Matter ResolvedRequest
Adjourment
1482/26/2020 10:00 am18-27530 / MBKSTEPHEN M GOLDBERG, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 21 of 20 required payments   Arrears: $0  
Total Paid In: $5,670.00
As of 2/10/20 (DS): 1. Plan is proposing a lump sum of $66,000 in month 24, but plan is a 36 month and only has 18 months remaining. This was previously moved from last confirming order. Will be striked.

Need to confirm at $5,130 paid, $270 x 18 begin 3/1/20 100% to gucs due to non-exempt equity $669,525 on real property ,Sale of Lamington Rd by 5/31/20 (arrears not to be paid or reserved for mortgage and arrears to be paid at sale), plus non-exempt proceeds from sale and Part 10 lump sum payment to be stricken from plan

MP Prop $270 x 23, plus lump sum payment $66,000 in month 24 100% and Sale of Lamington by 5/31/20 - Sale of Lamington Rd extended to allow Debtor more time to get a buyer
Matter ResolvedRequest
Adjourment
1492/26/2020 10:00 am18-28614 / MBKJOHN F. BRACAGLIA, JR, ESQ.Confirmation Hearing on Modified PlanContinued
3/17/2020 2:00 pm
Debtor has made 18 of 19 required payments   Arrears: $500.00  Total Paid In: $9,000.00
ADJ TO 3-11 NEED RESOLUTION OF WITH BANK AND MUST BE PAID THROUGH PLAN
EMAIL UP DATE BY 3-11
***Response Doc filed 2/19/20 - property sold and atty is holding $224,971.63 in trust account***

AR REC DENY SEE 1-3
ISSUES AS OF 2/19/2020 (DM):

***The time provided for in the MP to sell the property owned by the Debtor's mother to fund the arrears claim of Wilmington Savings has expired - what is the status?***

1) MP proposes $7,100 priority treatment to the IRS - no POC filed (STRIKE??)


2) MP proposes $4,400 priority treatment to State of NJ - POC filed for $17,620.35 (PAY PER POC??)

3) Trustee OBJ:
- Plan must remain at 100% due to non-exempt equity in real estate.


Confirmed Case: $4,500 Ptd, $500 x 51 start 7/1/19, 100% Plan
Sale by 12/31/19
Prop. MP: $500 x 60 start 10/1/18, Base Plan
Sale by 2/13/20
PTD = $8,500
Last Claim (2-1) dated 11/27/18
Matter ResolvedRequest
Adjourment
1502/26/2020 10:00 am19-11472 / MBKJOHN C FEGGELER, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 11 of 15 required payments   Arrears: $1,044.00  Total Paid In: $11,317.00
To CONFIRM PLAN NEEDS:
$10,273 paid then $1044 x 47 beg 3/1/20- 100%
Matter ResolvedRequest
Adjourment
1512/26/2020 10:00 am19-11732 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
3/3/2020 2:00 pm
Debtor has made 7 of 15 required payments   Arrears: $17,409.00  Total Paid In: $32,070.00
AR REVIEW CERT SET FOR 2PM
AS OF 2/20/2020 (DM):

2/18/20 - AR, CURE ARREARS OF APPROX 6,600 OR REFILE

1) MP provides $575.24 arrears treatment to Nissan Motors for 2018 Infiniti QX60 - no POC filed (STRIKE??)

2) Trustee OBJ:
- Debtor has $10,937 in Trustee arrears.
- Need 2019 Tax Returns.
- Need all pay stubs from Dec 2019 - income already verifies higher based on Ytd stub from Nov.
- Excessive Expenses: Debtor is taking two motor vehicle deductions for $699 and $575 while eliminating the previous contribution from his girlfriend.


Confirmed Case: $23,463 Ptd, $4,336 x 51 start 11/1/19, Base
Prop. MP: Ptd, $1,782.18 x 49 start 2/1/20, Base
PTD = $29,870
Last Claim (17-1) dated 4/5/19
Matter ResolvedRequest
Adjourment
1522/26/2020 10:00 am19-14899 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
3/11/2020 10:00 am
Debtor has made 13 of 13 required payments   Arrears: $0  

AR PARTIES ADVISED RESOLVED BEING REVIEWED BY CLIENTS - NFA
ISSUES AS OF 2/20/2020 (DM):

2/18/20 - AR, RESOLVE OR HOLD - NEED EST OF CLAIM PENDING ADV

***Need resolution of Edward and Gabriela Koliver objection and motion to expunge their claim***
OTBS FOR CONF PURPOSES CLAIM EST AT 250,000 NON DISCH GUC ,SALE BY 10-15-20 , OUT OF SALE PROCEEDS 100K TO KOLIVER FROM SALE PAYABLE THROUGH PLANN

1/8/20 - AR RESOLVE OR HOLD

1) Plan provides $1,677.32 priority treatment to Twp of Frankford - no POC filed (STRIKE?? - Yes)

2) Pingora Loan Svc (PHELAN) OBJs to confirmation (CONSENT ORDER ENTERED).

3) 109e issue - POC (7-1) filed in the amount of $5,540.605.21 (MOTION TO EXPUNGE PENDING - AR, UNLIQUIDATED).

4) Edward and Gabriela Koliver (The Kelly Firm) OBJs to confirmation (UNRESOLVED).

5) Trustee OBJ - (RESOLVED ISSUES OF ORIGINAL OBJECTION).

6) Trustee Supplemental OBJ:
- There is non exempt equity in debtors residence in the amount of $133,741; Branchville property has non exempt equity in the amount of $3,968.50 and the time share in Utah has non exempt equity of $3,306 therefore, total $141,015.50 to be paid to general unsecured creditors (AR, ATTY OKAY).

- Need non exempt proceeds from sale of Spring Lake property.


Prop. Plan $200 x 60, Base Plan
Refi of Walnut Dr by 4/1/2020,
Sale of McNeel Rd by 4/1/2020
PTD 11/11 = $2,200
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1532/26/2020 10:00 am19-16725 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanMoot - DismissedDebtor has made 9 of 12 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1542/26/2020 10:00 am19-17465 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanMootDebtor has made 3 of 12 required payments   Arrears: $3,630.00  Total Paid In: $3,851.00
case was already confirmed on 2/4/2020
Matter ResolvedRequest
Adjourment
1552/26/2020 10:00 am19-17524 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 9 of 12 required payments   Arrears: $0  

2/24 AMT: Filed supp obj re disposable income (doc #22)<<<>>>

AS OF 2/20/20 (SF) AR RESOLVE OR HOLD -

I & J AMENDED. STILL NEED PROOF OF HEALTH INSURANCE PAYMENT OF $1467 AND ESTIMATED TAX PAYMENTS OF $3362


1. ACAR Leasing LTD filed arrears claim 2-1 for $446.32 which not addressed in plan (OK TO PAY?)
2. Trustee objection:
(REDUCED EXPENSES BY $5044. DISPOSABLE INCOME IS NOW $3946.50) (NEED TO REVISIT ONCE WE RECEIVE PROOF OF HEALTH INSURANCE AND ESTIMATED TAX EXPENSES)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$792/month for childcare (co-debtor doesn't work); $500/month for medical and dental
$1,467/month for health insurance (still need documentation); $723/month car payment (3 car payments for two adults); $3,500/month for estimated tax payments (still need proof)
- The order of distribution in the plan departs from the trustee's order of distribution. - OK


Plan proposes $750 x 60 Base
Payments: 9/10 Arrears: $840

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification (FILED)
Matter ResolvedRequest
Adjourment
1562/26/2020 10:00 am19-17666 / MBKFRANK J FISCHER, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 7 of 12 required payments   Arrears: $0  

AR RESOLVE OR HOLD
ISSUES AS OF 2/20/2020 (DM):

***State of NJ $18,777.66 secured claim has not been properly treated in the MP. We still have outstanding issues regarding disposable income (Trustee showing $2,752 disposable before new and increased expenses noted below)***

2/13/20 - Sch I&J and Form 122c amended (Doc #46) - pension loan only reduced by $729.90 on Sch I; $700 expense to Phoenix House removed from Sch J but following expenses were increased or newly added: $50 increase to electric, $90 added to water/sewer, $435 increase to tele/cell/cable, $200 increase to food, $242 increase to childcare, $209 increase to personal care, $400 increase to transportation, $200 increase to entertainment, $100 new expense for charity, $128 increase to vehicle insurance, $500 new expense for son at college/son with disability, $295 new expense for AXA loan.

1/22/20 - Janet Sozio has emergency and can't stay - ADJ to 2/26/20 Peremptory.

11/19/19 - Adj to 1/22/20 peremptory.

1) IRS filed a priority claim that has 2018 estimated taxes (AMENDED).

2) State of NJ filed an estimated priority claim not treated in plan (AMENDED & MP PAYS).

*3) State of NJ filed $18,777.66 secured claim - MP only proposes to pay $1,528.29 at sale (UNRESOLVED).

4) JPMorgan Chase (McCALLA) obj to sale and arrears not paid (CO ENTERED 2/7/20 - EXTENDS TIME TO SELL TO 5/15/20).

5) JPMorgan Chase also has pending MFR (CO ENTERED 2/7/20 - MP SHOULD LIST & PAY $26,548.29 POST-PETITION ARREARS).

6) Trustee OBJ:
- Must file Pre-confirmation certificate (UNRESOLVED).
- Need 2018 tax return (RECEIVED).
- Need MP that increases trustee payment once pension loan is paid off (UNRESOLVED).
- Need MP that treats student loans outside plan (MP CORRECTS).
- Amend Sch J to remove $700 per mo to Phoenix (AMENDED, BUT SEE ABOVE FOR NEW ISSUES).
- Amend Sch I to remove pension loan payment that ended 6/2019 (AMENDED, BUT SEE ABOVE).
- Form 122c has disposable income: Line #17 should not be $2,734.16 - must
Matter ResolvedRequest
Adjourment
1572/26/2020 10:00 am19-18057 / MBKPasquale Menna, EsqConfirmation Hearing on Modified PlanDismissedDebtor has made 5 of 12 required payments   Arrears: $0  

2/25/20 - PER ATTY, OK TO DISMISS

2/14 workup for the 2/26 calendar EDC
ADJ WITH SCH ORDER CAP IN MP
-4 payments in arrears--STILL
-Plan would need $10,500 paid then $2830 x 50 beg 3/1/20-100% with min of $389,383 to unsecured-pre conf cert in 10 days
1. Attorney's fees to be paid through the plan were $1,300 in the original plan. Modified plan lists balance of $0.00. Was the attorney paid the remaining $1,300 outside or this an error?
PER MP NO ATTY FEES VIA PLAN

2. Objection filed by W.W. Adcock (Paul & Katz) - insufficient income to pay 100% to unsecured creditors.
OTBS
3. Objection filed by Jet Line Products (Fox Rothschild) - plan proposes $1.00/month.
OTBS


4. Trustee's objection:
- The debtor has insufficient income.
- The debtor has failed to file a feasible plan
The debtor has failed to supply the Trustee with the following document(s):
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity of $372,323.21 in real estate; $16,000 non-equity in vehicles and machinery for business and; $1500 non-exempt equity in exercise and gym equipment (plan is 100%)
The Plan divides unsecured claims into classes with no rational basis and discriminates
unfairly against a class in violation of 11 U.S.C. ? 1322(b)(1). Specifically:
- Jet Line Products, Inc.(OK MP pays outside/business paying
1) Order of distribution is not per Trustee's standard order (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
2) File pre-confirmation certification. (NOT FILED)
3) Need a copy of the HUD-1 from the sale of the old residence. (OK 100%)

Plan proposes: paid to date then $2500 x 52 beg 1/1/20 refi by 8/1/20
Payments: 3/5, arrears $3,000
Matter ResolvedRequest
Adjourment
1582/26/2020 10:00 am19-19208 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
3/3/2020 2:00 pm
Debtor has made 7 of 11 required payments   Arrears: $635.00  Total Paid In: $4,725.00
AR MORTON DOESN'T AGREE WITH # , NEED OTBS AND NOW I WANT POLICE REPORT
Per AR OK to confirm paying Mortons claim in full, attorney agrees with the recommended 22c payment. LM by April 1, 2020

CAN CONFIRM AT: $4025 paid then $1190 x 51 beginning 3/1/20 -100% LM by 4/1/20-police report to trustee in 15 days
-student loans outside

2/14 workup for the 2/26 calendar EDC
AR ATTY TO EMAIL AR AND MORTON RE CAR --can confirm if resolved

-Wells (Morton) objection
-Ditech (Carlon) objection
IN TRIAL MOD
-Trustee obj:
---The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
----excess monthly disposable income on 122c-2 Line 45 $798.28 requires minimum
$47,896.80 dividend to general unsecured creditors
100%
-- Need Certfication regarding his business operations (not done) and amend Schedule I for new job
that started in July and provide proof of income(received updated paystubs but when add the refund of $550 monthly there is $1090 in disposable income)
SEE AMEND IJ

$574 X 60 BEG 6/1; LM 4/1/2020 (14 ASBURY AVE); BASE
Matter ResolvedRequest
Adjourment
1592/26/2020 10:00 am19-20604 / MBKHERBERT B RAYMOND ESQConfirmation Hearing ScheduledConfirmedDebtor has made 9 of 11 required payments   Arrears: $460.00  Total Paid In: $4,282.00
ISSUES AS OF 12/11/2019 (DM): Updated 2/25/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,394 PTD, THEN $424 BY 2/28/20, THEN $463 x 42 STARTING 3/1/20, THEN $813 x 9 STARTING 9/1/23, BASE PLAN, TRUSTEE TO RECEIVE NON-EXEMPT PROCEEDS FROM ALL PERSONAL INJURY CLAIMS; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY GATEWAY ARREARS POC (4-1) IN THE AMOUNT OF $227.74, STRIKE PLAN TREATMENT OF MONROE TOWNSHIP UTILITY DEPARTMENT***

12/17/19 - TRUSTEE TO REC NON EXEMPT LAWSUIT PROCEEDS (EDC).

1) Capital One (MESTER) OBJs to cram of 2012 Nissan Sentra (CONSENT ORDER ENTERED).

2) Gateway filed $227.74 arrears claim on 2009 Toyota Yaris (OKAY TO PAY?? - Yes)

3) Plan provides $500 secured treatment to Monroe Twp Utility Dept - no POC filed (STRIKE??)

4) Attorney Fee balance in the Disclosure Statement is $4,550 and $4,250 in the plan (GO BY ATTY DISCLOSURE).

5) Trustee OBJ:
- Debtors have insufficient income.
- Need proof of income for part-time job at Restoration Word Church (RESPONSE CERT OKAY).
- Need Cert regarding use of $16,774 from lawsuit funds (RESPONSE CERT OKAY).
- Debtors have taken an improper exemption on the pending lawsuit (UNRESOLVED).
- Must add non-exempt proceeds from PI claim.
- Must appoint special counsel for PI lawsuit (FILED).
- Monroe Twp filed $70,048 secured arrears claim - plan treats outside (POC AMENDED TO $0 ARREARS).
- Must file Pre-Con Cert (FILED).


Prop. Plan $424 x 51, $813 x 9, Base Plan
PTD 8/9 = $3,394
Last Claim (17-2)
Matter ResolvedRequest
Adjourment
1602/26/2020 10:00 am19-21065 / MBKDavid M. Meth, Esq.Confirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 12 of 10 required payments   Arrears: $0  

AR RESOLVE OR HOLD
AR PER WC ATTY NEG SETTLEMNT
ISSUES AS OF 2/20/2020 (DM):

***Debtor has failed to provide proof of income to support disposable income feasibility at $3,676/month which will be needed to fund the plan if Trustee receives additional $11,372 lump sum in August 2020***

1/15/20 - Amended Sch I&J filed 1/15/20

1) State of NJ filed $15,477.40 estimated priority claim not treated in plan (AMENDED AND PAID IN THE MP).

2) Unifund CCR Partners filed a $503.02 secured judgment claim not treated in plan (OKAY TO ADD?? - PER ATTY, OK TO PAY).

3) Delaware State Police FCU filed $10,616.46 arrears claim on a 2nd Mtg not treated in the plan (PER ATTY, OKAY TO PAY).

4) Hyundai Motor Finance filed $586.48 arrears claim on 2014 Hyundai Sonata (OKAY TO PAY?? - PER ATTY, OK TO PAY).

5) Hyundai Motor Finance filed $478 arrears claim on 2014 Hyundai Tucson (OKAY TO PAY?? - PER ATTY, OK TO PAY).

6) Trustee OBJ:
- Need a copy of the homeowners insurance renewal declaration - policy expires 10/19/19 (RECEIVED).
- Excessive Expenses: $587 car payment.


Prop. Plan $150 x 8, $3,420 x 52, Base Plan, Loan Mod by 4/30/20
$11,372 lump sum in month 14
PTD 8/8 = $1,150
Last Claim (5-3)
Matter ResolvedRequest
Adjourment
1612/26/2020 10:00 am19-21196 / MBKMICHELLE LABAYENConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 8 of 10 required payments   Arrears: $0  

ns
2/12 workup for the 2/26 calendar EDC ADJ PEREMPTORY
-same as 12/11 calendar --motion to grant permanent LM with objection - status
NJ still estimated
1. Carrington obj to full amount arrears not paid and plan failing to provide loan mod completion date. Obj must be resolved.(OTBS) - OBJ SETTLED
2. State of NJ filed estimated claim for gucs, claim must be resolved.

If taxes resolved we can CONF at $600 x 60 beg 7/1/19 Base and Loan mod on Fulton St by 1/1/20
Matter ResolvedRequest
Adjourment
1622/26/2020 10:00 am19-21345 / MBKPATRICK MOSCATELLO, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 10 required payments   Arrears: $0  
Total Paid In: $12,362.00
AR DISC WITH ATTY
WHY IS INCORRECT ARREARS IN MP , WHY IS BEACHWOOD IN MP
AS OF 2/19/20 (SF)

1. Borough of Beachwood did not file claims. Should be stricken from plan
2. Modified plan does not propose to pay pre-petition arrears to Well Fargo of $62,274.53

RECOMMEND $9555 PTD, $1390 X 52 (BEGIN 3/1/20) 0% PLAN
- OK TO WELLS FARGO ARREARS CLAIM
- STRIKE BOROUGH OF BEACHWOOD PER PLAN CLAIMS FROM PLAN



MP proposes $1420 x 53 0%
Plan has run 8 months with 52 months remaining
Matter ResolvedRequest
Adjourment
1632/26/2020 10:00 am19-21463 / MBKTAMIKA NICOLE WYCHE, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 7 of 10 required payments   Arrears: $0  

ISSUES AS OF 2/20/2019 (DM): NO UPDATES LISTED ON THE DOCKET - RECOMMEND DISMISSAL

Adj to 2/26/20 Peremptory to address stay relief.

***Mortgage company obtained stay relief - plan is no longer feasible - RECOMMEND DISMISSAL***

1) Round Point Mtg (SCHILLER) OBJs - $10,142.98 arrears (STAY VACATED 10/23/19 - PLAN NOT FEASIBLE).

2) Midland Credit filed $597.16 secured judgment not treated in plan (OKAY TO PAY??).

3) Trustee OBJ:
- Must file Pre-confirmation certificate (UNRESOLVED).
- Need to treat US Dept of HUD (MP CORRECTS TREATMENT).


Prop. Plan $420 x 60, 100% Plan
PTD 7/8 = $2,940
Last Claim (9-1)
Matter ResolvedRequest
Adjourment
1642/26/2020 10:00 am19-22887 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 9 of 10 required payments   Arrears: $1,419.00  Total Paid In: $12,771.00
AS OF 2/20/20 (SF)

RECOMMEND $1419 X 60 (BEGIN 7/1/19) 100% W/MIN $57,589 TO GUCS PER EQUITY IN REAL ESTATE AND PERSONAL PROPERTY


1. Wells Fargo Bank filed arrears clam 8-1 for $205.55 (OK TO PAY? )
2. On 5/24/19 there was a $10,000 deposit into account ending in 8694 from account ending in 6223. We do not have statements for account ending in 6223. As of 6/10 the balance in 8694 was $1441.52
3. On 7/23/19 there was a $25,000 deposit into account ending in 8719. As of 7/23/19 the balance in this account was $28,713
3. Trustee objection:
- A current market analysis - appraisal provided was done 1/5/18 and was good only until 2/10/19.
- 2 months bank statements from all bank accounts 2 months prior to filing date. (STILL NEED)
- Amendments to Schedules B and C to add bank accounts with TD Bank ending #6701,
- NEED RESOLUTION OF AUDITOR'S REPORT DOC #17
- Proof of income verifies higher, plan is proposing 100% to gucs. (PLAN SHOULD BE SHORTENED TO 48 MONTHS)
- There is non-exempt equity on residence $53,238.71, 2006 Toyota $2,554, 2005 Toyota Highlander $1,976, Jewelry $1,800, Bank accounts pending review of all bank account statements and Axiom Trade Account $80,000, pending review of balance statement.
- Balance statement from Axiom Trade Account prior to filing date. (RECEIVED, N/E EQUITY IS $65,163.61)

Plan proposes $1419 x 60 100%
Payments: 8/8

RESOLVED ISSUES:
- Amendments to Schedules B and C to add bank accounts with TD Bank ending #8694, #9226, #8719, 8701
- A copy of the last filed tax return - : 2018 tax return (RECEIVED)
- Must file Pre-confirmation certificate. (FILED)
1/14/20 - AMY said that she has complied with the US Trustee audit - work-up for 100%

AS OF 1/3/20 (SF) - AR ATTY TO SEND SF EMAIL RE REPORT AND CC AR (STILL NEED)
Matter ResolvedRequest
Adjourment
1652/26/2020 10:00 am19-23012 / MBKEdward Hanratty, Esq.Order Vacate Dismissal of CaseConfirmedDebtor has made 2 of 9 required payments   Arrears: $756.00  Total Paid In: $857.00
AR RESOLVE OR HOLD
ISSUES AS OF 2/21/2020 (DM): Updated 2/26/20

***TRUSTEE RECOMMENDS CONFIRMING AT $857 PTD, THEN $378 x 53 STARTING 3/1/20, 100% PLAN WITH $18,352 THRESHOLD MINIMUM DIVIDEND, LOAN MOD WITH SELENE FINANCE BY 8/1/20, NO PAYMENT OR RESERVE PENDING THE LOAN MOD, STUDENT LOAN TREATED OUTSIDE THE PLAN, DEBTOR MUST FILE MOTION TO RECLASSIFY SOCIETY HILL POC (1-1) BY 3/31/20 (will be treated as filed if no motion is filed)***

2/26/20 - Trustee received updated CMA which results in $17,202 equity in real estate. If exemptions are properly used on the real estate, business bank account and debtor's share of his father's estate, there is still enough non-exempt equity of $18,352 to pay filed unsecured claims 100% which would resolve the Trustee objections. Debtor would need $378 x 53 going forward with student loans outside, paying condo assn per poc, and no payment on mtg arrears pending the loan mod (AR, CONF AS PROPOSED, ADD MOTION TO RECLASSIFY CONDO TO SEC AND UNSECURED BY 3-31-20, AR DOESN'T IMPACT PLAN 100%)

1) Selene Finance (RAS) OBJs - $25,120.16 arrears (UNRESOLVED).

2) Society Hill Condo Assn (Cutolo Barros) OBJs to plan treatment (OTBS - TO DATE, NO ORDER HAS BEEN FILED AND POC IS ALREADY FILED AS GENERAL UNSECURED).

3) Trustee OBJ:
- Add to confirming order that student loans are outside the plan.
- Confirming order must provide for turnover of all non-exempt proceeds from estate of debtor's father.

- Need info on father's estate - who is executor/administrator - provide copy of Will if one exists and what debtor is to receive (RECEIVED A HANDWRITTEN NOTE THAT MONEY WOULD BE SPLIT BETWEEN DEBTOR AND SIBLING - FOLLOW-UP CERT PROVIDED INDICATING SURROGATE'S OFC CONFIRMED THERE IS NO WILL AND 4 VEHICLES ARE SPLIT BETWEEN DEBTOR AND HIS BROTHER).

- Need proof of income - received screen shots of partial pay stubs (RECEIVED - INCOME VERIFIES HIGHER AT $2,945 THAN SCHEDULED AT $2,772).

- Tax returns show $7,609 business income for the year th
Matter ResolvedRequest
Adjourment
1662/26/2020 10:00 am19-23277 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
3/3/2020 2:00 pm
Debtor has made 3 of 9 required payments   Arrears: $0  


ADJ FOR SALE AND RESOLUTION OF ISSUES OR DISM
HUD BY 2-28
AR ATTY HAS 1000
AS OF 2/21/2020 (DM):

***At most, the debtors have only made 3 of 7 Trustee payments with the last payment received in November. Several issues below remain outstanding including proper service on mtg cram, IRS & NJ estimated unsecured tax claims, consent order with NJ needs clarification, executed HUD-1 post sale, and unresolved (d)(5) exemption taken by the non-owner of the property***

12/11/19 - AR, ADJ TO 2/26/20 PEREMPTORY.

12/2/19 - Sale order was entered. Need status of closing and what claims were paid.
SALE SCH FOR 2-27

1) State of NJ (Ramanjit Chawla, Esq) OBJs to plan treatment of priority, secured and unsecured claims that all include estimated taxes (CONSENT ORDER ENTERED 1/23/20 BUT SECURED AMOUNT THAT IS TO ATTACH TO THE SALE PROCEEDS DOES NOT MATCH THE AMOUNT LISTED IN AMENDED POC 4-3 FILED).
AR REVIEW HUD WHEN SUBMITTED

2) Despite the Consent Order reached with State of NJ referenced above, the amended unsecured claim includes estimated taxes for 2014 tax year (UNRESOLVED).
NEED TO BE RESOLVED

3) IRS filed an amended unsecured claim that includes estimated taxes for 2014 tax year (UNRESOLVED).
NEED TO BE RESOLVED

4) Bayview (KML) OBJs - $42,004.18 arrears (NEED HUD-1 TO SEE IF CLAIM PAID AT SALE).

5) Trustee OBJ:
- Obj to 522(d)(5) exemption of $24,868.19 based upon co-debtor being sole owner of property.
AR REVIEW HUD
- Plan doesn't specify treatment of IRS priority claim (POC AMENDED TO $0).
- Motions in the plan must be served (DEBTOR HAS NOT SERVED THE PROPER 2nd MTG CO).
- Plan doesn't specify treatment of VAK M100 Fund LLC/FCI Lender Services (UNRESOLVED - PLAN LISTS TRINITY FIN SVC).
ATTY HAS NEED TO BE RESOLVED



Prop. Plan $500 x 4, $200 x 42, Base Plan, Sale in 6 months
PTD 3/7 = $600
Last Claim (4-3)
Matter ResolvedRequest
Adjourment
1672/26/2020 10:00 am19-24126 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 8 of 9 required payments   Arrears: $0  

2/24/20 - OK TO DISMISS/HOLD FEES.SF

2/14 workup for the 2/26 calendar EDC
SAME AS OF 12/5/2019:-No progress

1. The IRS filed an estimated claim #5 which needs to be resolved/amended.
2. NJ Division of Taxation filed an estimated claim #6 which needs to be resolved/amended.
3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules 1221C. Debtor is above median. Monthly gross income is $4,631. I & J to adjust for health Insurance costs. (NEITHER AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$600/month for food for a household of one
$180/month for clothing
$150/month for personal care
$1,850/month for rent (need lease or proof)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $837.65. (MONTHLY EXCESS INCOME IS $1,500 ONCE EXPENSES CORRECTED - RENT)
- The Plan needs to run 60 months pursuant to the B22C form.
- Need to file Pre-Confirmation Certification. (NOT FILED)
- The attorney's fees in the plan and disclosure statements do not agree. Debtor's attorney must amend either the plan or disclosure statement. (NEITHER AMENDED)

Plan proposes: $225 x 36, base
Payments: 5/5
Matter ResolvedRequest
Adjourment
1682/26/2020 10:00 am19-24530 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 5 of 9 required payments   Arrears: $1,923.00  
AR NO MOTION BY 12-30
AS OF 2/20/20 (SF)

1. JP Morgan filed arrears claim 14-1 for $48,704.98 which is not addressed in the plan (2016 Mercedes Benz). (PLAN IS NO LONGER FEASIBLE. MUST RESOLVE) - MOTION BY 12-30

2. JPMorgan filed Motion for Relief scheduled for 3/11/20 @ 9

3. FIG filed secured claim 18-2 for $630.81 which is not addressed in the plan (OK TO PAY?)
PAY PER ATTY
4. Objection filed by Freedom Mortgage (Phelan) - failure to pay arrears of $47,954.97 (no claim filed yet) - ok to pay per objection or poc (RESOLVED)

5. Berkeley Township MUA has not filed a claim yet. Should the per plan amount of $614.48 stay in the plan until the gov bar date of 1/22/20? ATTY TO REVIEW AFTER BAR DATE

6. Trustee objection:
- Need a copy of the homeowner's insurance renewal declaration
SUBMITED
- Need June and July bank statements for Bank of America checking and savings accounts.
SUBMITTD
- Verified income leaves a monthly net balance of $1,296.69.
- Per the 122C, monthly disposable income is $731 which would require a minimum dividend of $43,860 to general unsecured creditors.
100%

- There is $3,800 in non-exempt equity in the 2016 Mercedes.

Plan proposes $1261 x 60 100%
Payments: 7/7

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
Matter ResolvedRequest
Adjourment
1692/26/2020 10:00 am19-24927 / MBKANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $900.00
Ok to confirm at $100 x 36 begin 8/1/19 Base


ISSUES AS OF 2/21/2020 (DM): Updated 2/25/20

***Why is Debtor in a Chapter 13???***
AR OK 7 FILED WI 8 YEARS

1) Trustee OBJ:
- Need proof of income for new job at Stryve (UPLOADED 2/24/20).
- Need at amend Sch I&J for new job (AMENDED 2/23/20).
- Order of Distribution departs from Trustee standard.
- Need to file Pre-Con Cert (FILED).
- Need to update address to Garfield St, Johnstown, Pa (AMENDED 2/23/20).


Prop. Plan $100 x 36, Base Plan
PTD 7/7 = $700
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
1702/26/2020 10:00 am19-25032 / MBKTAMIKA NICOLE WYCHE, ESQConfirmation Hearing on Modified PlanWithdrawnDebtor has made 9 of 8 required payments   Arrears: $368.00  Total Paid In: $6,905.00
AS OF 12/19/2019 (at):

1. Per previous notes in the case, the modified plan was supposed to surrender the totaled 2009 Chevy Impala. Modified plan does not surrender the vehicle.

2. Need the status of payment to One Main Financial. Will they be paid the full claim amount of $16,812.97 or will there be an unsecured balance remaining as this is 100% plan.

3. Is there a PI suit stemming from this car accident? If so, need the attorney handling the matter.(ADD TRUSTEE TO REC NON EXEMPT PROCEEDS TO ORDER)

MP proposes: $3,452.32 paid to date, $591 x 56 beginning 1/1/2020, 100% to guc's
Payments: almost 3/4, arrears $71.92
Matter ResolvedRequest
Adjourment
1712/26/2020 10:00 am19-25143 / MBKSCOTT E KAPLAN ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 8 required payments   Arrears: $701.00  Total Paid In: $3,381.00
2/12 workup for the 2/26 calendar EDC
MP on for 2/26 extends LM for 5/1/20...can confirm if no objection

Recommend CONF AT: $2680 paid then $701 x 54 beg 3/1/20 -- LM by 5/1/20 pro rata

LM status is only remaining issue. CONF at $2680 paid then 689 x 55 beg 2/1/20 pro rata- LM by 5/1/20

proposed plan $670x60 base plan loan mod by 2/1/2020
paid in $1340
arrears $1340
last claim 5-1
Matter ResolvedRequest
Adjourment
1722/26/2020 10:00 am19-26432 / MBKSTEVEN N. TAIEB, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 8 required payments   Arrears: $1,177.00  Total Paid In: $6,420.00
2/14 workup for the 2/26 calendar EDC

CONF AT *** $4536.84 paid then $1020 x 55 beg 2/1/20 0%-OTBS USDA in 30 days

As of 12/9/19 (DS): Debtor attorney requested adjournment to resolve MFR pending 1/8/20--OTBS but still no order??(OTBS in 30 DAYS)
-Pemberton and IRS did not file a claim for taxes. Cannot pay. Attorney can file claim on their behalf post confirmation if he wishes but cannot include in this confirmation.
-Can confirm if paying per the POC at $1020 going forward EDC


Prop Plan $1,020 x 60 0%
Note: Pension loan statement provided.
Matter ResolvedRequest
Adjourment
1732/26/2020 10:00 am19-26572 / MBKWARREN L PETERSON ESQConfirmation Hearing - Order Vacate Dismissal of CaseContinued
3/25/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $935.00  
341 BY 12-31-
AR ATTY IS CHECKING ON REQUEST FOR 341
ATTY HAS 1700
issues as of 2/14/2020

1. 341 was held 1/16/2020
2. Payments: 5/6, arrears $850
Matter ResolvedRequest
Adjourment
1742/26/2020 10:00 am19-26727 / MBKMARK GOLDMAN, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 8 required payments   Arrears: $0  
Total Paid In: $2,860.00
2/14 workup for the 2/26 calendar EDC
AS OF 12/23/2019 (at):

-Ovation Sales Finance filed a secured claim #13 in the amount of $297.34 which is not in the plan. Is it ok to pay this claim?WILL PAY
-No claim filed by NY State -cannot pay unless claim filed
-NJ Dept of Finance filed an unsecured claim so cannot pay as secured unless claim amended or consent order.

CONFIRM AT***$2140 paid then $240 x 55 beg 2/1/20 -pro rata with min of $625 to unsecured creditors--NY State stricken from plan because no POC filed and Pay NJ Dept of Finance/Banking Insurance as an unsecured claim as filed (claim#18)


Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules B and C to add Capital One bank checking account. (NOT AMENDED)
The debtor has undertaken an improper use of exemption. Over exempts 522 (d)(5). ($625 non-exempt in personal property)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Tele/Cell/Internet/Cable $587, Auto insurance $450 and car payment $564.(OK amended sch filed debtor now on WC)


Plan proposes: $475 x 36, base
Payments: 3/4, arrears $475
Matter ResolvedRequest
Adjourment
1752/26/2020 10:00 am19-26755 / MBKREGINA L GELZER, ESQConfirmation Hearing on Modified PlanContinued
4/28/2020 10:00 am
Debtor has made 25 of 8 required payments   Arrears: $0  

AS OF 1/23/2020 (at):

MOTION TO VACATE DISMISSAL IS SCHEDULED FOR 2/26/20. IF THE CASE IS REINSTATED, NEED A NEW HEARING DATE FOR THIS CONFIRMATION.

1. Objection filed by Ford Motor Credit (Morton) - plan does not assume lease and they need proof of insurance. (MOD PLAN ASSUMES LEASE)

2. Objection filed by JP Morgan Chase 1st mortgage (McCalla Raymer) - plan does not propose to pay full arrears of $68,996.17 (Per POC)

3. Objection filed by JP Morgan Chase 2nd mortgage (Fein Such) - plan does not list 2nd mortgage or arrears of $25. (MOD PLAN LIST 2ND MORTGAGE AS UNAFFECTED)

4. Objection filed by the IRS (Eamonn O'Hagan) - Plan is not feasible. IRS claim is $251,473.77. (Priority $40,048.33, Secured $201,735.95 and Unsecured $9,689.49)

5. Stay motion filed by Ford Motor Company (Morton). Hearing is 2/4/2020.

6. Stay motion filed by JP Morgan Chase (Fein Such) 2nd mortgage on residence. Hearing is 2/18/2020.

7. Need a proposed completion date for sale of residence.

8. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
Proof of 2 month's income - : Updated pay stubs for Debtor's new position with his
company.
Business profit & loss statements
Business forms
A copy of the homeowner's insurance renewal declaration
A Modified Plan that addresses treatment of second mortgage held by Chase and
assume Ford lease.
Amendments to Schedules B to list all 5 Chase bank accounts and D to list liens on
vehicles.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$750/month for home maintenance
$500/month for lawn care
$333/month for pool maintenance
$360/month for cleaning services
$1,232/month for home and car insurance (mortgage company pays insurance)
$1,500/month for medical/dental expenses
$2,800/month for food (household of 6)
$800/month for clothing
$988/month for cable/internet/phones
$850/month for utilities
$1,000/month for college students living expenses
The debtor(s) is no
Matter ResolvedRequest
Adjourment
1762/26/2020 10:00 am19-26874 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

AS OF 2/20/20 (SF)

1. There is no proof of service to avoid judgment lien for Atlantic Credit and Finance Inc. (STILL NEED)
2. Must file pre-confirmation certification.
3. Order of distribution will be paid according to Trustee Standard Order.


Plan proposes $178 x 48 BASE
Payments: 5/5

RESOLVED ISSUES:
- AUTO INSURANCE RENEWAL POLICY PROVIDED EXPIRES 10/22/2019 (RECEIVED)
Matter ResolvedRequest
Adjourment
1772/26/2020 10:00 am19-26912 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $500.00  
ISSUES AS OF 2/21/2020 (DM):

***If objection with Bank of NY Mellon can be resolved by paying arrears per POC, then the Trustee objections can be resolved by confirming at $500 x 25 starting 10/1/19, then $1,440 x 35 starting 11/1/21, 100% Plan***

1) Bank of NY Mellon (POWERS) OBJs - $39,896.61 arrears (OKAY TO PAY??)

2) Trustee OBJ:
- Need to amend Sch B to add 1989 Dodge and 2018 Subaru (N/A - BELONG TO NON-FILING SPOUSE).
- 522(d)(5) exemption exceeds limit by $3130.
- Pension loan will expire in 25 months. There will be $1,399 additional disposable income available in November 2021. May require 100% dividend to general unsecured creditors.
- Excessive Expenses Form 122c: involuntary deductions of $2,956.06 on Line #17 is incorrect. The pension loan was calculated incorrectly. Need breakdown of calculations.
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $500 x 60, Base Plan, Loan Mod by 4/1/20
PTD 4/5 = $2,000
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
1782/26/2020 10:00 am19-27043 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 2 of 7 required payments   Arrears: $3,124.00  
AS OF 2/20/20 (SF)

12/31/19(mk):Atty email says filing a MP & will upload adj request w/consent of creditors. (NOT FILED)

1. Objection filed by Bank of America (Phelan) - failure to pay arrears of $265.94 for 2010 Acura
2. Objection filed by Fifth Third Bank (Phelan) - failure to pay arrears of $4290.62
3. Objection filed by Investors Bank (Saldutti Law Group) - to cram
4. Citizens Bank filed arrears claim 5-1 for $80 - OK TO PAY?
5. Trustee objection:
- The debtor has insufficient income. (UPDATED INCOME RECEIVED AND STILL NEGATIVE $2113.86)
The debtor has failed to supply the Trustee with the following document(s):
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Cell $315.78 and Life insurance $864.52.
- There is non-exempt equity on real property $9,553.34 and on vehicles, once values and amended Schedule A/B and C filed. (NEED TO REVISIT AFTER OBJ IS RESOLVED)
- Amend Sch B and C to correct year of Acura TL to 2017 and to add mileage for the vehicles. There is estimated to be non-exempt equity in vehicles. (THERE IS $10,137.51 N/E IN VEHICLES)
- Car payment $257.44 ends in month 15.
- Must file Pre-confirmation certificate.

6. Hourly fees - must file fee application within 7 days of conf.

Plan proposes $787 x 60 Base w/ $10,139 to gucs
Payments: 3/5 Arrears: $1574

RESOLVED ISSUES:
- Proof of 2 month's income - from part time employment. (Debtor started new job in Nov.)(RECEIVED)
- Amendments to Schedules B and C to correct year of 2017 Acura, Sched B has 2016 and no mileage listed, auto insurance has 2017. (RECEIVED)
- Amendments to Schedules B and C to correct year of 2017 Acura, Sched B has 2016 and no mileage listed, auto insurance has 2017. (RECEIVED)
The debtor has failed to provide proof of service with respect to Plan Motion(s). MOOT, OBJ FILED
Matter ResolvedRequest
Adjourment
1792/26/2020 10:00 am19-27291 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $400.00  
ADJ PEREMPTORY
RETAIN REALTOR BY 3-11
As of 2/18/20(mk):

>>NOTHING DONE SINCE LAST HEARING IN NOV.<<

1. SV Motion by Freedom Mtg on for 3/4/20. Need result.
ADJ 3-11

2. Objection By Freedom Mtg(Phelan):
-plan fails to pay arrears- Sale of RE speculative.

3. Objection by Main Electric Supply(Nordlaw):AR GUC DID NOT APPEAR ON 2-26
- filed 4 prior plans - all unconfirmable.

4. Objection by PNC Bank( Martone):
- plan fails to pay arrears- sale speculative.
COTBS

5. Trustee Objection:
-Contract for sale of real property with realtor, property to be sold within 6 months by 3/13/20.
-plan has excessive expenses:Life insurance $375
AR PER ATTY OK TO DISALLOW
- Need second mortgage statement with balance prior to filing date.
PER ATTY SUBMITTED
- Updated auto insurance, confirmation hearing 11/13 has to be adjourned, auto
insurance expires 12/1/19, will need if not confirmed by next date.
PER ATTY UPDATED
- Must add to confirming order non-exempt proceeds from sale of real property.
ADD
- Must resolve creditor objections.
-The case should be dismissed with a 1 year bar to refiling


Plan:400 x 60; Base and Sale of Saddle Ct within 6 months (3/13/20).
payments:4/5
last claim:8-2.bar date:11/18/19.
Matter ResolvedRequest
Adjourment
1802/26/2020 10:00 am19-27352 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $900.00  
ADJ PEREMPTORY
As of 2/19/20 (DS): 1. TRUSTEE OBJ STILL NOT RESOLVED:
- AMENDED SCHED B AND C STILL NOT RESOLVED. AMENDED SCHED B ADDS ONLY 1 ADDITIONAL VEHICLE (1999 TOYOTA LAND CRUIS WITH NO VALUE), BUT AUTO INSURANCE HAS 2004 FORD EXPLORER AND 2007 NISSAN 350Z AND LIST DEBTORS AS PRINCIPAL DRIVERS).
- Amended Sched J increases mortgage for rental property to $2,116, but per proof provided mortgage is $1,892.30 as of 1/1/20. PLAN IS PAYING 100% SO THIS WILL BE MOOT.

2. Ditech (125-127 Princeton Ln) obj that plan fails to pay arrears, claim filed for $119,353.58. Obj must be resolved. Plan is not feasible if paying arrears and propose no loan mod. MOD PLAN PROPOSE LOAN MOD AND ARREARS THROUGH LOAN MOD.

3. WHAT IS THE STATUS ON LOAN MOD, PLAN HAS LOAN MOD PER ORDER OF LOSS MIT. MOTION FOR LOSS MIT WAS GRANTED 2/18/20, NEED DATE TO EXTEND.

1/22/20 (DS): 1. Trustee obj to the following:
- Must amend Schedule B and C to add all autos on auto insurance. - AMENDED SCHED B ADDS ONLY 1 ADDITIONAL VEHICLE (1999 TOYOTA LAND CRUIS WITH NO VALUE), BUT AUTO INSURANCE HAS 2004 FORD EXPLORER AND 2007 NISSAN 350Z AND LIST DEBTORS AS PRINCIPAL DRIVERS)
- Amended Sched J increases mortgage for rental property to $2,116, but per proof provided mortgage is $1,892.30 as of 1/1/20. PLAN IS PAYING 100% SO THIS WILL BE MOOT.

2. Ditech (125-127 Princeton Ln) obj that plan fails to pay arrears, claim filed for $119,353.58. Obj must be resolved. Plan is not feasible if paying arrears and propose no loan mod. MOD PLAN PROPOSE LOAN MOD AND ARREARS THROUGH LOAN MOD.

3. Arrears claim filed by PHH Mortgage (West Front St property) for $2,602.08, listed in plan as loan mod to be complete within 3 month post-conf, arrears not to be paid or reserved. Claim must be paid or moved against the claim. MOD PLAN PAYS ARREARS.

Prop Plan $300 x 60 100% and Loan mod on W. Front St by 3 months post-conf
Note: Amended Sched I filed and adds rental income 2/10/20. 2 leases provided for proof of rental inc
Matter ResolvedRequest
Adjourment
1812/26/2020 10:00 am19-27394 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $1,628.00  
ADJ PEREMPTORY
AS of 2/18/20(mk):


1.Trustee Objection:
- debtor has insufficient income . Claims filed by IRS(priority & secured), State of NJ( EST. Priority &fixed secured amts) and Mortgage company
are substantially higher than what is proposed in the plan. PLAN IS NOT FEASIBLE
AR PER ATTY LENDER CLAIM TO BE REDUCED .
-debtor has failed to supply the Trustee with a certification regarding 2018 inheritance
-needs Modified Plan that increases trustee payment to cure mortgage arrears of $57,002.
-need to resolve the ESTIMATED CLAIM by NJ Division of Taxation.


Plan:814 X 60 BEG 10/19; 0%.
payments:3/5 Arrears 1,628.
last claim:3-1, Bar date:11/19/19
Matter ResolvedRequest
Adjourment
1822/26/2020 10:00 am19-27493 / MBKAndrew de HeerConfirmation Hearing ScheduledDismissedDebtor has made 3 of 7 required payments   Arrears: $0  

ns
AS OF 2/19/20 (at):

1. 341 has not bee rescheduled or held
2. Payments: 3/5, arrears $200
Matter ResolvedRequest
Adjourment
1832/26/2020 10:00 am19-27581 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

2/14 workup for the 2/26 calendar EDC

-The plan does not mention mortgage being crammed. Needs to add. Are we paying pending LM. Is there AP?
1) Trustee objection:
- Need Proof of 2 month's income - Need statements from Uber for 60 days prior to filing.
- Need copy of 2018 Tax Return.
-Need copies of bank statements for period 60 days prior through date of filing.
-Disposable income on per Schedule I verifies higher at $849.08. May require 100% plan.
-The Schedules fail to account for the debtor(s) tax refund in the amount of $1728.00 when
determining disposable income.
- Resolve Attorney Fee Balance issue. The plan does not match the Disclosure
statement.
- Order of Distribution pays priority before secured.
2) Need to file Pre Confirmation Certification with Court
3) Select Portfolio Servicing Inc (McCalla) objection to confirmation - need to resolve
-arrears $450,000
450/60, LM: 31 PUEBLO CRT BY 2/28/20, BASE
Matter ResolvedRequest
Adjourment
1842/26/2020 10:00 am19-27831 / MBKDANIEL L. REINGANUMConfirmation Hearing on Modified PlanWithdrawnDebtor has made 7 of 7 required payments   Arrears: $10.00  Total Paid In: $3,740.00
AS OF 2/21/20(mk): -


>> Trustee objection filed:
1. there is no basis to reduce base of the original confirmed planPlan was confirmed at a Pot base of $33,165.
2. failure to amend J to remove auto payment as car is surrendered.
3. the Credit Acceptance will not be treated as an unsecured claim until an deficiency claim is filed
4.NO reason to reduce plan payment from $555 to 500. Dispos. income verified is more than that amt.



MP proposes 510 x 2,545 x 1, 555 x 1 ,500 x 56;0%. Plan has run 5 mos and 55 remain.
Matter ResolvedRequest
Adjourment
1852/26/2020 10:00 am19-29011 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 6 required payments   Arrears: $0  

AS Of 12/6/19(mk):

STILL NO 341. Dismiss


341 scheduled or D EDC

AR NO DOCS
341 MUST BE SCHEDULED
Matter ResolvedRequest
Adjourment
1862/26/2020 10:00 am19-29269 / MBKNICHOLAS FITZGERALD, ESQConfirmation Hearing ScheduledContinued
3/11/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

ADJ PEREMPTORY
DETAILED RESPONSE TO TR OBJ WITH SUPPORTING DOCS TO TR BY 3-11
AR RESOLVE OR HOLD
As of 2/11/20 (DS): 1. Trustee obj to the following:
- Amended 22c Line 41 has $276, but 401(k) loan balance is $1,739.64 / 60 months is $29. Line 34 should deduct mortgage arrears $1826.35 / 60 total $30.44. Line 45 has disposable income $352.36 plus Line 41 would be $599.36 deduct Line 34 would be $568.92 x 60 would need $34,135.20 to gucs
- Disposable income verifies higher as well due to tax refund $666 and excessive expenses on Sched J. Food $400 and Transportation/EZ Pass $460. Disposable income is $1,001.23.

Recommend confirming at $1,876 paid, $771 x 56 begin 3/1/20 Base with a minimum dividend $34,135.20 to gucs and add to confirming order Trustees standard order of distribution

Prop Plan $1,407 Paid, $469 x 42, $532 x 18 Base
Note: 401(k) loan statement provided.
Matter ResolvedRequest
Adjourment
1872/26/2020 10:00 am19-29295 / MBKJACQUELINE R ROCCI ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

issues as of 2/20/2020

1) Freedom Mortgage Corporation (Phelan) objection to confirmation - need to resolve arrears $10,275.20
2) Trustee objection to confirmation - need to resolve
-need a current market analysis - CMA provided it too old PROVIDED
-need a copy of the Merrill Lynch Brokerage Savings Account for period 60 days prior to filing thru date of filing
-need a modified plan that pays student loans outside the plan
-the debtor is not paying all disposable income into plan - 1) excessive expenses on Form 122c, Line 22 $106 additional health care expenses 2) Disposable income per Form 122c Line 45 will require a minimum dividend to be paid to general unsecured creditors
3) Disposable income verifies higher at $2,048.34 due to debtors bonus of $5,000 pro rated over 12 months
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $3,668.83 non exempt equity in 2012 Honda Odyssey
-need to file Pre Confirmation Certification with Court

proposed plan $1,660x60 base
paid in $6,640
last claim 12-1
Matter ResolvedRequest
Adjourment
1882/26/2020 10:00 am19-29362 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledContinued
3/11/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

AS OF 2/20/20 (SF) -MP FILED AND SCHEDULED FOR 3/11/20

1. Capital One Auto Finance filed arrears claim for $3665.62 which is not addressed in plan (OK TO PAY?)
2. Motion for Relief by Capital One scheduled for 2/26/20 @ 9
3. Trustee objection:
- Need a statement for the Employee Loan deduction.
- Verified income leaves a monthly net balance of $981.04.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $884.00 when determining disposable income.
- Need to file Pre-Confirmation Certification.

Plan proposes $200 x 48 Base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1892/26/2020 10:00 am19-29447 / MBKROBERT MANCHEL ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $1,818.00  
AS OF 2/20/20 - Adj for HUD to file claim.

RECOMMEND $2556 PTD, $801 X 56 (BEGIN 3/1/20) 100% PLAN
- OK TO PAY ARREARS CLAIM 7-1 FOR WELLS FARGO BANK

Per Atty, submitted, Cert in response to trustee objection; Copy of HUD for second mortgage and amended I and J. (NO CLAIM FILED)

AS OF 12/11/19(mk) - Atty needs more time to respond to Trustee objection and file a motion to administer case with another case. (No motion filed)

3. Trustee Objection:ALL UNRESOLVED
-need Amendments to Schedules I to include for amount of rent received & J to include adequate protection mtg. payments to US Bank on Barnsdale Drive.
-plan consists has unnecessary/ excessive expense items:Following expenses need Proof/documentation: Transportation $1,070- there is a deduction of $255 for Transit pass, Childcare/education $1,170. Food $1,835. (REDUCED FOOD EXPENSE BY $635) PER ATTY OK TO CONFIRM AT 100%
-debtor not paying all disposable income into the plan: 122C is not accurate as the gross amounts of monthly wages are much lower than what appears on sch I.
-As of now, there is $37,888.16 of NE Equity in Stonehedge Property. (MOOT)
-need Explanation regarding the large $31,000 payment made to the mortgage company in September, 2019.
-need information regarding all checking/savings accounts owned by the debtor within 6 mos. of filing.


Proposed plan: $2556 PTD, $606 X 57 base
payments: 3/4 Arrears: $606



RESOLVED ISSUES:
-this is a MP before Conf. It is NO LONGER FEASIBLE. SEE #1 & 2 below. All issues remain unresolved. NEEDS NEW MP<<<
-must file pre conf cert.
-debtor has failed to file a feasible plan .Debtor is attempting to hold onto a second property that costs more to maintain than the income received from it. (SURRENDERED)
- Loss Mit was Denied on 12/11/19. For 6 Barnsdale Dr. (PROPERTY SURRENDERED)
- this is a MP before Conf. It is NO LONGER FEASIBLE. SEE #1 & 2 below. All issues remain unresolved. NEEDS NEW MP<<<
- Objection by US Bank/Wells Fargo(on 1st Mtg-6 Barns
Matter ResolvedRequest
Adjourment
1902/26/2020 10:00 am19-29526 / MBKJOSEPH CASELLO ESQConfirmation Hearing ScheduledContinued
3/25/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $0  

AS OF 2/19/2020 (at):

1. NJ Division of Taxation filed a priority claim #5 in the amount of $359.18 which is not in the plan. Is it ok to pay this claim?

2. Objection filed by Carrington Mortgage (Hill Wallack) - failure to cure arrears of $34,022.36 (Per POC). (UNRESOLVED)

3. Trustee's objection:
The debtor has insufficient income to fund the plan.
The debtor has failed to supply the Trustee with the following document(s):
- Domestic Support Obligation information Order for support. (NOT RECEIVED)
- Must resolve the objection filed by Carrington Mortgage. (UNRESOLVED)
- Must file pre conf cert. (NOT FILED)

Plan proposes: $300 x 36, base, loan modification by 4/30/20
Payments: 4/4
Matter ResolvedRequest
Adjourment
1912/26/2020 10:00 am19-29635 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $725.00  Total Paid In: $3,525.00
AR RESOLVED 725 FOR # OF MO NEEDED FOR 100%
AS OF 2/26/2020 (at):

RECOMMEND: $2,100 PAID TO DATE, $725 x 55 BEGINNING 3/1/2020, 100% TO GUC'S
Need to file Pre-Confirmation Certification within 10 days of confirmation.
(Monthly disposable income is $1,130. Plan does not need to run 60 months)

Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- excessive expenses on Schedule J $757/food 2 people; $629/car payment
- monthly disposable income on Form 122C-2 Line 45 is $1,287.60 which requires
- minimum $77,256 dividend to general unsecured creditors - must remain a 100% plan (PLAN IS 100%)
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (CERT OF SERVICE FILED)

Plan proposes: $700 x 60, 100% plan
Payments: 3/4, arrears $700
Matter ResolvedRequest
Adjourment
1922/26/2020 10:00 am19-29716 / MBKCarlos D Martinez Confirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $1,411.00  
AS Of 2/13/20(mk):


1. Need to resolve estimated tax claim of IRS.

2. Trustee Objection: NOTHING RESOLVED
- Need a statement for his whole life insurance policy.
-need Modified Plan that surrenders time share.
-plan has excessive expenses:
--$1,400/month for childcare/education(print out provided- does not match up to 1200 per month);
--$1,950/month mortgage payment (per statement it is $1,402);$400/month for home maintenance
-debtor not paying all disposable income into the plan for the following reason(s):
--Verified income leaves a monthly net balance of $2,507.80.
--Reviewed the 122C, Line 16 (Taxes) should be $3,178, Line 20 (education) requires
proof/documentation, Line 25 (Health insurance) should be $454, Line 30 (additional
food/clothing expense) requires documentation. Per the 122C, moly dispos. income is $2,469 which requires min. dividend of
$148,142 to general unsecured creditors.
-Schedules fail to account for the debtor's tax refund of $6,531.00 when determining disposable income.
-There is $41,976.97 in non-exempt equity in the North Arlington property.
-Need to file Pre-Confirmation Certification.
-Need to resolve the estimated claim filed by the IRS
-------------------------------------------------------------
- expense of $500/month for car insurance (no vehicles on petition-(Titles provided- in spouse's name)



Plan:1,611/60, NOT<$42,090.83.
payments:4/4
last claim:22-1. Bar date:12/27/19
Matter ResolvedRequest
Adjourment
1932/26/2020 10:00 am19-29786 / MBKANDREW CARROLL, ESQ.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 6 required payments   Arrears: $0  

ns
AR PLAN NO LONGER FEASIBLE NEED TO REINSTATE STAY
issues as of 2/20/2020

1) Modified plan proposes payment of $27,967.92 by 3/1/2020 no other payments being made, the payment is being paid by the debtor's sister
2) Phoenix Funding Inc obtained stay vacate 2/5/2020
3) Phoenix Funding Inc (Goldenberg) objection to confirmation - CREDITOR NOW HAS STAY VACATE
4) Trustee objection to confirmation - need to resolve
-need a current market analysis CMA provided is dated 4/2/2018 (filed 10/2019)
-need a copy of 2018 tax return
-need a copy of the homeowner's insurance renewal declaration - policy provided expired 7/17/2018
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $76,731.94 of non exempt equity in real property. Plan is 100%
-must file Pre Confirmation Certification with Court

proposed plan $27,967.92 by 3/1/2020 100%
paid in $310
arrears $1400
last claim 7-1
Matter ResolvedRequest
Adjourment
1942/26/2020 10:00 am19-29798 / MBKSTACEY L MULLEN, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 6 required payments   Arrears: $710.00  Total Paid In: $3,550.00
ISSUES AS OF 2/21/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $710 x 36 STARTING 11/1/19, 100% PLAN***


Prop. Plan $710 x 36, 100% Plan
PTD 4/4 = $2,840
Last Claim (8-1)
Matter ResolvedRequest
Adjourment
1952/26/2020 10:00 am19-29812 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
3/11/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $436.00  
ATTY HAS 654 ADJ FOR $ TO POST THEN WORK UP
AS OF 2/20/20 (SF) - NOT CURRENT 1/4 ARREARS: $654

1. Objection filed by US Bank (Phelan) - failure to pay arrears of $160,588.77
OTBS
2. Motion for Relief by US Bank 2/26 @ 9
3. Trustee objection:
- Must file pre conf cert.

Plan proposes $218 x 48 0%
Payments: 1/4 Arrears: $654

RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - policy provided expired 10/28/2019
Matter ResolvedRequest
Adjourment
1962/26/2020 10:00 am19-29870 / MBKEUGENE ROTH, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 6 required payments   Arrears: $0  

AS OF 2/19/20 (at):

1. Claims will be paid according to the trustee's order of distribution.

2. Motion for Stay Relief by Tax Collector for Township of Berkeley is scheduled for 2/26/2020. No opposition has been filed by the debtor.

3. Trustee's objection:
- The confirmation order must include language that provides for the turnover of all non-exempt proceeds from the collection of the personal loan (see Sch B, Q #38). Debtor must keep Trustee updated on the collection status of the loan. (LANGUAGE ADDED)

Plan proposes: $1,157 x 60, base
Payments: 1/4, arrears $3,471
Matter ResolvedRequest
Adjourment
1972/26/2020 10:00 am19-29986 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

As of 2/25/20 (DS):1. Trustee obj to the following:
- Need status of action in appellate court and appoint special counsel. - ON 2/3/20 IT WAS DECIDED THAT DEBTOR WAS DENIED APPEAL DUE TO LACK OF SUFFICIENT MERIT TO WARRANT DISCUSSION IN A WRITTEN OPINION. HOWEVER, LETTER FROM ATTORNEY STATES THAT DEBTOR REQUESTED THAT A PETITION FOR CERTIFICATION BE FILED WITH THE NJ SUPREME COURT AND EXPECT A DECISION ON THE PETITION WITHIN 60 DAYS.
- Case needs to be a base, due to PI lawsuit.

2. The Bank of NY Mellon obj that State Appellate Division ruling must be resolved, which is in Chancery Court.

Prop Plan $500 x 36 0%
Matter ResolvedRequest
Adjourment
1982/26/2020 10:00 am19-30267 / MBKANDREW SKLARConfirmation Hearing on Modified PlanContinued
4/22/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $0  

As of 2/25/20 Debtor attorney requested adjournment to allow time to file motion against the claim of 1st Colonial to address 109e issue and address Trustee other objections. Adjourned peremptory, no further adjournments.

AR 109E
As of 2/19/20 (DS): 1. Trustee obj to the following:
- The amount of debt filed of claims is $1,389,484.12. Case exceeds the statutory limit for unsecured debt pursuant to 11 U.S.C. 109(e) over $419,275.
- There is non-exempt equity on real property $15,698.53, 2011 BMW $4,500, 2010 Chevy Camaro $5,500, 1972 Chevy $7,550, Life insurance $36,381 and bank accounts $17,452.67 total $87,082.20.
- Income verifies higher, there is disposable income $7,093.88, due to excessive expenses. 22c has disposable income as well $1,450.49, which would require minimum dividend $87,029.40 to gucs.
- Arrears claim filed by Navy FCU for $498.44. Must be paid or move against the claim.

As of 1/2/20 Debtor attorney requested adjournment to resolve Trustee obj

Mod plan filed 12/31/19, must submit confirmation adjournment request. Amended Sched A/B and C filed and changes all exemptions (removes all assets, except 2 of the 3 bank accts and changes their values).

1/8/20 (DS): 1. Trustee obj to the following:
- Need Statement for whole life insurance showing cash surrender value (provided and there is non-exempt equity) and copy of papers documenting the sale of the 51% interest in the LLC. (PROVIDED AND DEBTOR SOLD FOR $52,000 TO CHARLES MORRIS ON 8/1/18.
- Sched J list excess expenses such as: Food $1,100 (2 adult children ages 30 and 32, not listed on 2017 or 2018 tax returns), Clothing $400 (2 adult children), Medical $600, Life insurance $1,200 and student loans $1,595 (not listed in plan as outside).
- 22c Line 22 takes additional health care expenses, not on income of $380, Line 23 Optional phone takes $185, Line 26 continued contribution to the care or household family member $1,595, Line 30 additional food expense $60, Line 31 Continued charitable con
Matter ResolvedRequest
Adjourment
1992/26/2020 10:00 am19-30520 / MBKROBERT MANCHEL ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $0  
Total Paid In: $5,022.00
As of 2/21/20 (DS): Ok to confirm at $3,148 paid, $937 x 56 begin 3/1/20 Base with a minimum dividend $43,395 to gucs, student loans to be treated outside and Section 4(a) to be stricken as to Taylor Management

As of 1/3/20 Debtor attorney requested adjournment to allow additional time to file an amended CMI statement and to allow time to review submitted docs

AR DISC WITH ATTY VERIFIED I/J SHOWS DISP INC $3,088.55

1/8/20 (DS): 1. Trustee obj to the following:
- Excess expenses on Sched J such as: Transportation $1,120 (per cert Debtor travels to PA and Co-D to Jersey City to work $120 tolls, $300 parking and $700 gas) and Storage unit $361.07 (Per cert Debtors reside in small 2 bedroom condo and need storage, deductions found in Debtors checking account ending #2893 for 2 payments made monthly $242.38 and $118.69).
- 22c excessive deductions:
Line 10 takes storage expense $361.07. - AMOUNT VERIFIED IN CHECKING ACCOUNT)
Line 13c takes $19.42, but loan balance is $37,063.92 / 60 months = $617.74, so Line 13c would be $0.
Line 35 takes attorney fees $4,100 plus IRS taxes, $2,353.80, only allowed IRS. Add back $69.03.
Line 45 disposable income $635.51 plus $19.42 plus $69.03 total $723.96, minus mortgage claim $.71 disposable income $723.25 x 60 = $43,395 to gucs, does not include the $361.07 storage. There would be disposable income $1,084.32, which would require min. div. $65,059.20 to gucs.
- Proof of income also verifies higher, there is disposable income $3,088.55.
- Need proof on how bonus was calculated. Year to date bonus from 3/1/19 total is $23,511.32, which net is $16,072.97 if last bonus since 9/30/19 months is $1,785.89, not what is listed on Sched I $497.

Prop Plan $787 x 60 Base
Note: Daycare $1,200 (Per letter from daycare, cost to increase 1/1/20) and Life insurance $199.79 (bank statements show). Cert provided 12/19/19. Attorney ok with striking Section 4(a) and with terms.
Matter ResolvedRequest
Adjourment
2002/26/2020 10:00 am19-30542 / MBKSCOTT D SHERMAN ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

AS OF 2/18/2020(at):

1. Claims will be paid according to the trustee's order of distribution.

2. Objection filed by Santander Bank (Phelan) - failure to cure full arrears of $18,217.04 (Per POC) and failure to provide proof of efforts to sell the property.

3. Objection filed by Bank of America (Frenkel) - failure to cure full arrears of $30,583.56 (Per POC).

4. Objection filed by Kathie Babich (Ast & Schmidt) - debtor has not made required post petition support payments, debtor has insufficient income and plan does not provide for payment in full of this priority claim.

5. Motion for Stay Relief as to Kathie Babich filed by Santander Bank. Hearing is scheduled for 2/26/2020.

6. Need to resolve estimated claim #1 filed by the IRS.

7. Trustee's objection:
- The debtor has insufficient income -The income from the profit and loss statements is approximately $4000 a month less than scheduled in the petition. The plan is not
feasible.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -
- No exemptions taken on the houses. There is approximately $235,000 in equity. ($236,012 IN NON EXEMPT EQUITY IN REAL ESTATE)
-The debtor must resolve the objection by Kathie Babich ($161,216 Support claim) and Bank of America (BOTH UNRESOLVED)
-Debtor has life estate with mother on Belvidere property. Counsel needs to supply proof of the remainder of the life estate value (NOT RECEIVED)
-Need accountants valuation of debtors dentistry practice. It was improperly valued at $0 on schedule B. (NOT RECEIVED)
-need the property settlement agreement to figure out status of property ownership between the debtor and his ex-wife. (NOT RECEIVED)
-We need proof of personal liability coverage for the NY property. (NOT RECEIVED)
-We n
Matter ResolvedRequest
Adjourment
2012/26/2020 10:00 am19-30864 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 5 required payments   Arrears: $0  

AS OF 2/18/2020 (at):

1. Brick Twp MUA filed a secured claim #5 in the amount of $1,599.34 which is not in the plan. Is it ok to pay this claim?

2. The IRS filed an estimated claim #2 that needs to be resolved/amended. (STILL ESTIMATED)

3. Trustee's objection:
The debtor has insufficient income Per proof of income provided, disposable income is $78.24.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2018 from non-filing spouse. (RECEIVED CERT OF NON-FILING STATUS FROM SPOUSE)
- Amendments to Schedules I to add spouse's income form Accupac & J to adjust the children from 5 to 3. (NOT AMENDED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $249 x 36, $0 to guc's
Payments: 2/3, arrears $247
Matter ResolvedRequest
Adjourment
2022/26/2020 10:00 am19-30896 / MBKEVAN N PICKUS, ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 2/18/2020 (at):

1. Borough of Milltown Water filed a secured claim #1 in the amount of $876.05 which is not in the plan. Is it ok to pay this claim?

2. Borough of Milltown Electric filed a secured claim #2 in the amount of $822 which is not in the plan. Is it ok to pay this claim?

3. Objection filed by NJ Housing and Mortgage Finance/Cenlar (Pluese) - failure to cure full arrears of $35,415.95 (Per POC). (UNRESOLVED)

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - document provided shows an auction value, not current market value. (CMA PROVIDED DOES NOT PROVIDE COMPARABLES. NEED A CMA WITH COMPARABLES)
- A Modified Plan that completes Part 5a treatment of unsecured creditors. (MOD PLAN FILED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2376 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- bank statements provided are missing pages for the deposits into the account. Need to provide a complete copy of the bank statements with all 4 pages - each providing are missing pages 2 and 4. (RECEIVED)
- must file pre conf cert. (NOT FILED)

Plan proposes: $557.36 x 60, base
Payments: almost 3/3, arrears $117.64
Matter ResolvedRequest
Adjourment
2032/26/2020 10:00 am19-31136 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 2/18/20 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Income contribution affidavit (NOT RECEIVED)
- Need copies of 401k loan statement for debtor. (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- Income per Schedule I verifies higher at $311.50.
1. Plan should be confirmed with non-exempt proceeds from pending personal injury and workman's comp claims. (LANGUAGE ADDED)
2. need explanation of deduction on pay stubs for debtors labeled"Writ." (NOT RECEIVED)
3. File pre-confirmation certification. (FILED)

Plan proposes: $150 x 36, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
2042/26/2020 10:00 am19-31402 / MBKJohn Joseph LoSordo Confirmation Hearing ScheduledDeniedDebtor has made 5 of 5 required payments   Arrears: $0  

MP BY 3-31
AR ATTY TO REVIEW 122C AND AMEND AS MAY BE REQUIRED AND MP ( MAY WANT STUDENT LOANS IN PLAN
AS OF 2/18/2020 (at):

RECOMMEND: $3,927 PAID TO DATE, $1,309 x 22 BEGINNING 3/1/2020, THEN $1,900 x 35 BEGINNING 1/1/2022, BASE
(Step up when 401k loan is paid off in 12/2021)
Student loans will be paid outside of the plan.
Need to file Pre-Confirmation Certification within 10 days of confirmation.

1. Objection filed by Wells Fargo Bank (Shapiro) - failure to cure arrears of $2,071.41. (RESOLVED - ARREARS TO BE PAID THROUGH THE PLAN)

2. Trustee's objection:
The debtor has insufficient income.
The debtor has failed to file a feasible plan.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
-excess expense on Schedule J $545/telephone, cell phone, internet; $1,200/food 3 people; $885/student loans - plan does not state they are paid outside
-Form 122c-2 Line 45 has excess income $2,326 which requires minimum $139,560 dividend to general unsecured creditors

Plan proposes: $1,309 x 60, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
2052/26/2020 10:00 am19-31472 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $1,114.00  Total Paid In: $5,536.00
AS OF 2/26/2020 (at):

RECOMMEND: $1,330 X 60 BEGINNING 12/1/2019, BASE
Need Order Resolving objection by HSBC within 30 days of confirmation.

1. Objection filed by HSBC Bank (RAS Citron) - failure to pay full arrears of approximately $80,968. Objection should be withdrawn. Plan proposes to pay $69,211.05 and the proof of claim filed is for pre-petition arrears of $65,774.99. (UNRESOLVED)
PER ATTY PAY PER CLAIM

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Updated auto insurance, if not confirmed by 2/26/20, insurance expires 2/19/20.
SUBMITTED
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Transportation $422
AR OK
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on 2005 Lexus ES 330 $22,500 and possibly bank account,
SEE AMEND B NO EQUITY pending review of bank statements.
- Need bank statements from TD Bank from 10/12/19 to 11/14/19. (RECEIVED)
- Must resolve creditor objection. (UNRSOLVED)

Plan proposes: $1,330 x 60, $0 to guc's
Payments: 3/3
Matter ResolvedRequest
Adjourment
2062/26/2020 10:00 am19-31513 / MBKWARREN S JONES, JR ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $2,944.00
AS OF 2/13/20 (at):

RECOMMEND: $1,766.59 PAID TO DATE, $589 x 57 BEGINNING 3/1/2020, BASE
Non-exempt proceeds for the Estate of the Debtor's mother are to be turned over to the Trustee.

Trustee's objection:
The confirmation order must include language that provides for the turnover of all non-exempt proceeds from the estate of the Debtor's mother or Debtor to provide a Certification regarding the value. (PER ATTORNEY, ADD LANGUAGE TO CONFIRMING ORDER)

Plan proposes: $588.87 x 60, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
2072/26/2020 10:00 am19-31618 / MBKJeffrey S. WaltersConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $386.00  Total Paid In: $2,436.00
As of 2/19/20 (DS): - Atty ok with terms.sf

Need to confirm at $1,640 paid, $796 x 57 begin 3/1/20 100% to gucs and add to confirming order Trustee ok to pay the arrears claim#1-1 of Mount Holly MUA

As of 12/30/19 Debtor attorney requested adjournment to allow time to resolve obj

1/8/20 (DS): 1. Trustee obj to the following:
- Proof of income verifies higher, also tax refund $1,932 not calculated on Sched I. There is disposable income $3,114.80.

2. Wells Fargo obj arrears more, no POC filed and post-pet mortgage payment is $1,901.52, not $1,878.87. Obj must be resolved. CONSENT ORDER ENTERED 1/30/20 TO PAY CLAIM

3. Mount Holly MUA filed arrears claim $1,388.71, not in plan. Ok to pay?

4. Must file Pre-confirmation certificate. - FILED 1/21/20

Prop Plan $410 x 60 Base
Note: Auto and homeowner insurance provided.
Matter ResolvedRequest
Adjourment
2082/26/2020 10:00 am19-31823 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $1,590.00  
AS OF 2/13/20 (at):

1. Trenton Water Works filed a secured claim #5 in the amount of $1,459.45 which is not in the plan. Is it ok to pay this claim? (PER ATTY, OK TO PAY)

2. MTAG Custodian and City of Trenton Tax Collector both filed claims for Tax Sale Cert #19-1724. One of these claims must be withdrawn.

Plan proposes: $550 x 60, base
Payments: 1/3, arrears $1,090
Matter ResolvedRequest
Adjourment
2092/26/2020 10:00 am19-32005 / MBKFRANK J FISCHER, ESQConfirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

AS OF 2/20/20 (SF) - ADJ REQUEST DENIED. NEED PROOF OF AUTO INSURANCE AND DEC PAGE FOR HOMEOWNER'S INSURANCE

1. Ally Financial filed bifurcated claim 17-1 with arrears of $1034.18 (OK TO PAY?)

2. Ally Financial filed arrears claim 18-1 for $971.38 (OK TO PAY?)

3. Ally Financial filed bifurcated claim 19-1 with arrears of $1365.40 (OK TO PAY?)

4. US Bank filed arrears claim16-1 for $62,178.47 which is higher than the proposed amount of $54,000 (OK TO PAY?)

5. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - with comparables.
- A copy of the last filed tax return - Need copy of 2018 Tax Return
- Need current proof of insurance for all 5 cars. (Atty will amend schedules to remove Lincoln Towncar as debtors no longer have car)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,500/month for student loans (need proof) $300/month for granddaughter
- There is $985 in non-exempt equity in the bank accounts.
- Need to file Pre-Confirmation Certification.


Plan proposes $1180 X 60 50%
Payments: 3/3
Matter ResolvedRequest
Adjourment
2102/26/2020 10:00 am19-33025 / MBKPRO SEConfirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $288.00  
AS OF 2/19/20

1. 341 NOT HELD - RESCHEDULED TO 3/19/20
2. PAYMENTS: 1/2 ARREARS: $288


***adj to 2/26 for payment to clear and verify 341 docs are in***
Matter ResolvedRequest
Adjourment
2112/26/2020 10:00 am19-33054 / MBKDONALD F CAMPBELL, JRConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 513.22 of 4 required payments   Arrears: $0  

DEBTOR NOW ON UNEMPLOYMENT NEED MP MIN 100 PER MO
NEED BY 341 DATE
ns
As of 2/25/20 Debtor attorney requested adjournment, request denied, no payments and does not get the consent of objecting creditor

TR OBJ 109E
NO 341
NO TR PYMTS ( LAN PROVIDES FOR NO PLAN PYMTS PENDING SALE--open sale date)
-no employment or income
Matter ResolvedRequest
Adjourment
2122/26/2020 10:00 am19-33073 / MBKDarren M Baldo Confirmation Hearing ScheduledDismissedDebtor has made 3 of 4 required payments   Arrears: $0  

ns
AR NEED TO REVIEW WITH ATTY AS of 2/21/20(mk):Updated

--THIS HEARING DATE IS ON THE MP #15->> ON 2/20/20: Second MP(#23) before confirmation filed w/ notice required. HEARING DATE IS 4/8/20. (No Proof of Service has been filed attaching the proper transmittal letter stating what the debtor relies upon for valuation). Needs to W/D MP # 15(see below)or that plan should be denied and second MP#23 will be heard on 4/8/20.


1. GM Fin/Americredit(2016 Hyundai)- Plan has unaffected- POC filed $369- OK TO PAY?

2. Trustee Objection:
-need current market analysis - that includes comparables and is less than a year old.(CMA STILL NOT ACCEPTABLE- Not dated and no source of the information- no letterhead just- it is a typed sheet . Value of the RE is an issue due to debtor's attempt to lien strip.
-need Modified Plan that provides treatment of unsecured claims and removes One Main
Financial cram to zero.( MP #23 filed 2/20/20- States in Part 4d amt. to be pd. to One Main is $7722. Then in Part 7a. & 7b attempts to avoid lien & reclassify to -0-as imparing exemptions etc. CANNOT AVOID A CONSENSUAL LIEN UNDER SECTION 522 .T'ss filed obj.
-need Amendments to Schedules C to add amount of each exemption( NOT DONE) and correct the 122C. (NOT DONE)
-debtors are not paying all disposable income into the plan. as verified income leaves a monthly net balance of $5,177.88.(PLAN NEEDS TO BE 100% IT IS PROPOSED AS A BASE).
-Schedules fail to account for tax refund of $1,935.00 when determining disposable income.
-Need proof of service for One Main and Midland Funding(Midland filed an unsecured claim). ( Needs amended POS that includes a copy of the Transmittal letter showing what the debtor based the value on and creditors to also be served at the notice section address of their proof of claim- STILL NOT PROVIDED).
------------------------------------------
-Need October and November bank statements for PNC account(Provided).
- attorney's fees in the plan and the disclosure statem
Matter ResolvedRequest
Adjourment
2132/26/2020 10:00 am19-33137 / MBKSTACEY L MULLEN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $910.00  Total Paid In: $2,643.00
As of 2/21/20 (DS): Ok to confirm at $1,243 paid, $1,155 x 58 begin 3/1/20 100% to gucs due to non-exempt equity $28,822 on real property and wage order

Debtor atty provided proof of payment 2/10/20, but none yet posted since 2/18. Short adjournment to allow funds to be received.

As of 2/5/20 (DS): 1. Debtor has made no Trustee payments, Debtor in arrears $1,840. Debtor must get current.

2. Trustee obj there is non-exempt equity on real property $28,822, bar date is 2/20/20, to date total unsecured claims filed $14,466.90.

Prop Plan $1,020 x 59 Base
Note: Mod plan filed to add DSO and arrears on tax lien.
Matter ResolvedRequest
Adjourment
2142/26/2020 10:00 am19-33262 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $3,412.00  

AR ATTY HAS 2 PYMNTS AS OF 2/18/20 (at):

1. Regional Acceptance filed a secured arrears claim #10 in the amount of $709.57 which is not in the plan. Is it ok to pay this claim?

2. Angelo Spargfiore filed a secured claim #9 in the amount of $19,047.90 which is not in the plan. Is it ok to pay this claim?

3. 1st Merchant Funding filed a secured claim #13 in the amount of $79,645.94 which is not in the plan. Is it ok to pay this claim?

4. Trustee's objection:
- The debtor has insufficient income Verified income leaves a monthly net balance of -$217.00.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 (NOT RECEIVED)
- Need proof of insurance for the 2015 BMW. (RECEIVED)
- A Modified Plan that to include all support obligations (NOT FILED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $697/month car payment
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on the IRS. (CERT OF SERVICE NOT FILED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve the estimated claim filed by the IRS. (STILL ESTIMATED)

Plan proposes: $1,706 x 60, base
Payments: 0/2, arrears $3,412
Matter ResolvedRequest
Adjourment
2152/26/2020 10:00 am19-33450 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
2162/26/2020 10:00 am19-33555 / MBKEric ClaymanConfirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

LL APPEARED
Matter ResolvedRequest
Adjourment
2172/26/2020 10:00 am19-33575 / MBKEric ClaymanConfirmation Hearing ScheduledDeniedDebtor has made 2 of 4 required payments   Arrears: $706.00  
new MP plan by 3/15

As of 2/14/20 (DS): 1. IRS filed priority claim $253.33, needs to be paid.

2. Trustee obj need 18 month prompt cure to landlord.

3. Proof of income provided 2/13/20 for spouse verifies higher, there is disposable income $1,204.95.

Prop Plan $353 x 36 $0
Matter ResolvedRequest
Adjourment
2182/26/2020 10:00 am19-33619 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
3/11/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $2,292.00
ATTY TO REQUEST ADJOURNMENT TO AFTER BAR DATE TO SEE WHAT GUC CLAIMS ARE FILED
updated 2/24/2020

need to confirm at $1,528 paid to date, $765x58 begin 3/1/2020 100% plan which includes minimum $156,940.65 dividend to general unsecured creditors

as of 2/20/2020

1) Trustee objection to confirmation - need to resolve
-need October and November bank statements for account #3328.
-need statement for the debtor's pension loan
-the schedules fail to account for the debtors tax refund in the amount of $1122 when determining disposable income
-the plan provides for payment on unsecured creditors of less than that which would be distributed upon liquidation under Chapter 7 - there is $156,940.65 in non exempt equity in the residence.
2) To resolve Trustee objection need to confirm at $1,528 paid to date, $765x58 begin 3/1/2020 100% plan which includes minimum $156,940.65 dividend to general unsecured creditors

proposed plan $764x60 100%
paid in $1528
last claim 6-1
Matter ResolvedRequest
Adjourment
2192/26/2020 10:00 am19-33639 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $600.00
AS OF 2/20/20 (SF)


RECOMMEND $150 X 60 BASE (BEGIN 1/1/20)
- Ally Financial is surrendered

1. Trustee objection:
- The debtor has insufficient income (CURRENT WITH PAYMENTS)
2. Should Ally Financial be surrendered in plan? They filed an unsecured deficiency claim but the plan lists them as unaffected. (yes per atty)

Plan proposes $150 x 60 Base
Payments: 2/2
Matter ResolvedRequest
Adjourment
2202/26/2020 10:00 am19-33646 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As Of 2/12/20(mk);


1. Objection by Deutsche Bank(Fein Such):
-plan fails to pay arrears- LM speculative.

2. Americredit/GM filed POC $1382.96- Plan has unaffected- OK TO PAY?

3. Wells Fargo filed POC $934.47- Plan has unaffected- OK TO PAY?

4. Trustee Objection: NEEDS TO ADDRESS EXCESS EXPENSES
-Need Wells Fargo and Investors checking account statements for November.( Provided).
-plan has excessive expenses:$780tele/cell/internet/cable, $570 transportation, $300 entertainment, $385 health insurance
(need proof), $480 vehicle insurance.



Plan:400/60, LM: 1901 PATERSON AVE BY 6/1/20, BASE.
Payments:2/2
last claim:11-1bar date:2/29/20
Matter ResolvedRequest
Adjourment
2212/26/2020 10:00 am19-33650 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
6/10/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

341 on 3/12/20.
Matter ResolvedRequest
Adjourment
2222/26/2020 10:00 am19-33677 / MBKS DANIEL HUTCHISON ESQConfirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
2232/26/2020 10:00 am19-33680 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,060.00  
As of 2/25/20 (DS) Debtor attorney requested adjournment, 341 sched 3/5/20
Matter ResolvedRequest
Adjourment
2242/26/2020 10:00 am19-33708 / MBKJoan Sirkis Warren Confirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 2/20/2020

1) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return - 2019 by 5/31/2020
-a copy of the homeowner's insurance renewal declaration RESOLVED, PROVIDED RENEWAL
-certification regarding the $40,000 received as inheritance PROVIDED CERTIFICATION WITHOUT ANY PROOF OF PAYMENTS MADE - NEED CANCELED CHECKS OR BANK STATEMENTS TO SUPPORT SPENDING $33,980.99 ON BILLS AND GIVING $10,116.53 TO DAD
-Amendments to Schedules C to correct d1 exemption HAS NOT FILED AMENDMENT
-The plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $30,450.81 in non-exempt equity in the residence
-the debtors plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l)

proposed plan $230x48 begin 1/2020 base plan
paid in $460
last claim 8-1
Matter ResolvedRequest
Adjourment
2252/26/2020 10:00 am19-33731 / MBKNICHOLAS FITZGERALD, ESQConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/20/20 (SF)

RECOMMEND $300 PTD, $743 X 58 (BEGIN 3/1/20) 100% PLAN W/MIN $6010 TO GUCS
- MUST FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS.
- OK TO PAY ARREARS CLAIM 6-1 FOR NATIONSTAR MORTGAGE

1. Nationstar Mortgage filed arrrears claim 6-1 for $157.80 (ok to pay?)

2. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2018. (RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Electricity/Heat/Gas $1,150, Tele/Cell/Internet/Cable $525 and Car payment $652.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Income verifies higher, also due to excessive expenses there would be disposable income $2,542.85. (PENSION LOAN EXPIRES IN 23 MONTHS AND AN ADDITIONAL $758.39 WILL BE AVAILABLE) NEED 100% PLAN
- Must file Pre-confirmation certificate.

Plan proposes $150 x 20, $525 x 16 Base w/min $6010 to gucs
Payments: 2/2
Matter ResolvedRequest
Adjourment
2262/26/2020 10:00 am19-33742 / MBKWARREN BRUMEL, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $856.00
As Of 2/13/20(mk):UPDATED-atty ok to terms


*** CAN REC CONFIRM AT $300 PTD, THEN $278 x 44, Begin 3/1/20:Base w/min to gucs $7,993 due to NE Equity in RE & Bank Acct.***



1. Trustee Objection:
A current market analysis - that is less than a year old.(MK: per atty - appraiser wants to chg debtor 250 to update; compromise and added 4% to value- NOW NE EQUITY IS $6,884.61 in RE and $1109 in bank acct .Total =7,993.61
A copy of the homeowner's insurance renewal declaration - policy expired 1/9/20. (Provided)
-excess expense:$1,021/month for health insurance (Proof was provided that this is pd. Cert and bank statement)
-Verified income leaves a monthly net balance of $857.21.( Due to P/T income that is now as need as person she replaced came back for maturnity leave)
-There is $1,109 in non exempt equity in her bank account.( Preserve the T/H)
Need to file Pre-Confirmation Certification.(Filed)


Plan:150 x 36, Base
payments:2/2
last claim:3-1, bar date:3/3/30
Matter ResolvedRequest
Adjourment
2272/26/2020 10:00 am19-33772 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $2,600.00
AS OF 2/13/20 (at):

RECOMMEND: $650 x 36 BEGINNING 1/1/2020, BASE

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need statements for the 3 TIAA CREFF loans. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $650 x 36, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
2282/26/2020 10:00 am19-33773 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $450.00  
As of 2/14/20 (DS): 1. Affinity Federal Credit Union filed bifurcated claim for 2018 Jeep Renegade with secured $13,500 and unsecured $11,001.66, no arrears, claim must be resolved.

Prop Plan $450 x 30, $840 x 30 Base
Matter ResolvedRequest
Adjourment
2292/26/2020 10:00 am19-33871 / MBKJonathan Stone, Esq.Confirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $148.00  
issues as of 2/20/2020

1) Santander Consumer USA Inc (Morton) objection to confirmation - need to resolve
-plan is silent and does not provide for payment of pre-petition arrears $808.10
2) Trustee objection to confirmation - need to resolve
-need Proof of 2 month's income - PROVIDED THE SAME INCOME - DEBTOR VERIFIED AT $5,531/72 AND CODEBTOR VERIFIED AT $2932.32 -
-need a copy of the homeowner's insurance renewal declaration - need renewal policy provided expires 2/28/2020 RESOLVED, PROVIDED RENEWAL
-pension 401k loan statement showing balance due PROVIDED STATEMENT, WILL BE PAID 2/1/2021 NEED TO RAISE PLAN PAYMENT BY $150 BEGINNING 2/1/2021
-the debtor is not paying all disposable income into the plan - excessive expense on Schedule J $568/telephone, cell phone TRUSTEE WILL ALLOW $450; $1,000/medical, dental FAILED TO PROVIDE PROOF OF THIS MONTHLY EXPENSE; $125/pet supplies, vet TRUSTEE WILL ALLOW EXPENSE
-income verified much higher than what is listed on Schedule I for both debtors AFTER ADJUSTING SCH J TO $6,099.48 DUE TO TRUSTEE OBJECTION, THE UPDATED EXCESS NET BALANCE $2,738.47
-disposable net income is $1,620.47, must pay 60 months of disposable income into plan AFTER ADJUSTING SCH J PER TRUSTEE OBJECTION, DISPOSABLE INCOME IS MUCH HIGHER

proposed plan $150x60 base plan
paid in $301.99
last claim 11-1

Matter ResolvedRequest
Adjourment
2302/26/2020 10:00 am19-34070 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,383.00  
NEED 341 DATE
AS OF 2/13/2020 (at):

1. 341 has not been held or rescheduled
2. Payments: 0/2, arrears $2,766
Matter ResolvedRequest
Adjourment
2312/26/2020 10:00 am19-34072 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $153.00  Total Paid In: $459.00
Need to confirm at $153 x 36 begin 1/1/20 Base plus $7,525 or non-exempt proceeds from sale, whichever is greater, Sale of Robin Ct by 6/30/20 (arrears to be paid at sale) and Section 4(a) is to be stricken as to Mountainview Green Brook Condo Assoc (claim to be treated as unsecured)

AS OF 2/20/20 (SF)

1. Objection filed by Wells Fargo (Wohlrab) - failure to pay arrears and speculative sale.

2. Mountainview Green Brook Condo Assoc filed unsecured claim. Not sure if this is an error. Attorney needs to review claim. The plan proposes to pay secured claim at sale
PER ATTY STRIKE SECURED TREAT AS GUC .

3. Trustee objection:
-There is non-exempt equity in real estate $13,289.05 - plan needs to pay minimum $13,289.05 dividend to general unsecured creditors (NEED TO REVISIT ONCE THE CONDO ASSOC CLAIM IS RESOLVED.
AR RECALC


Plan proposes $153 x 36 Base, Sale of Robin Court by 6/30/20
Payments: 2/2

RESOLVED ISSUES:
auto insurance renewal, policy expires 2/5/2020 (RECEIVED)
Matter ResolvedRequest
Adjourment
2322/26/2020 10:00 am20-10037 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
6/10/2020 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $3,006.00  
341 on for 3/5/20- NEED TO REQUEST ADJ. OF THIS CONFIRMATION HEARING
Matter ResolvedRequest
Adjourment
2332/26/2020 2:00 pm15-12621 / MBKWILLIAM S WOLFSON, ESQMotion CompensationGrantedTotal Paid In: $167,218.00
Matter ResolvedRequest
Adjourment
2342/26/2020 2:00 pm18-14434 / MBKWILLIAM S WOLFSON, ESQMotion CompensationGrantedTotal Paid In: $66,137.00
Matter ResolvedRequest
Adjourment
2352/26/2020 2:00 pm18-17803 / MBKWALTER D NEALY, ESQMotion CompensationGrantedTotal Paid In: $23,273.00
Matter ResolvedRequest
Adjourment
2362/26/2020 2:00 pm19-11290 / MBKJENEE K. CICCARELLIMotion CompensationGrantedTotal Paid In: $10,546.00
Matter ResolvedRequest
Adjourment
2372/26/2020 2:00 pm19-16566 / MBKLEE M PERLMAN, ESQMotion CompensationGrantedTotal Paid In: $52,604.00
Matter ResolvedRequest
Adjourment
2382/26/2020 2:00 pm19-17262 / MBKDAVID A. KASENConfirmation Hearing on Modified PlanContinued
3/11/2020 2:00 pm
Debtor has made 10 of 12 required payments   Arrears: $716.00  
2/14 workup for the 2/26 calendar EDC
PEREMPTORY --email send to attorney on 2/14 asking for status update edc
****12/17-per discussion with attorney he will file adj request to adjourn conf to 2/26/20 to see what refund debtors are entitled to for 2019 and resolve lien issue. The trustee will agree to $350 increase to resolve the school expense issue based on 60 months if agreed upon by the debtors(this amount would need to be capitalized over remaining months). Brief deadlines will be suspended pending resolution of issues EDC****

AR DEBTOR BRIEF RE ED COST AND 522 F BY 12-15 SANTANDER AND TR IF ANY BY 12-31
AR RESOLVE OR HOLD -- att. ust sent in supplemental email. See notes**
11/6 workup for the 11/19 calendar EDC
income is higher based upon 2018 tax refund of $8015--$890 in disposable not taking into account below issues
As of 8/6/19 (DS): 1. Trustee obj that there is excessive expense in childcare/education costs $1,300 requires proof, tax return does not show any education/childcare expenses. - CERT FILED 8/5 --The trustee has reviewed the debtors support regarding school expenses and argues that these private school expenses above the statutory maximum under the 22C are not allowable. A mere religious purpose or preference in not a compelling reason to deviate from the standards allowed by Congress.
- Arrears claims filed by Santander claim#6-1 $654.60 and Nationstar #12-2 $2,782.10. Needs to be paid or move against claims.
- Santander obj to cram to judgment lien owed, POC#2-1 filed $50,419.95. Obj must be resolved.
- Santander mortgage obj to arrears owed, POC filed $654.60, obj must be resolved.
-Nationstar obj arrears owed, POC filed $2,782.10. Obj must be resolved.


Prop Plan $357.77 x 60 Base
Matter ResolvedRequest
Adjourment
2392/26/2020 2:00 pm19-17878 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationOrder Previously SubmittedTotal Paid In: $6,120.00
Trustee Obj
Matter ResolvedRequest
Adjourment
2402/26/2020 2:00 pm19-19288 / MBKANDY WINCHELLMotion CompensationContinued
3/11/2020 2:00 pm
Total Paid In: $3,474.00
Amended proposed order (Doc #35) does not resolve the objection
Trustee Obj
Matter ResolvedRequest
Adjourment
2412/26/2020 2:00 pm19-19333 / MBKNICHOLAS FITZGERALD, ESQMotion CompensationGrantedTotal Paid In: $1,420.00
Matter ResolvedRequest
Adjourment
2422/26/2020 2:00 pm19-23401 / MBKLeah E. Capece Motion CompensationGrantedTotal Paid In: $1,782.00
Matter ResolvedRequest
Adjourment
2432/26/2020 2:00 pm19-31701 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $3,800.00
Matter ResolvedRequest
Adjourment
2442/26/2020 2:00 pm20-10786 / MBKDaniel Straffi, Esq.Order Shorten TimeContinued
3/11/2020 2:00 pm

OST - MFR, Sale of Real Estate, and Partition - TRUSTEE LIMITED OBJ TO THE PROPOSED ORDER
Matter ResolvedRequest
Adjourment
2462/26/2020 2:00 pm20-11362 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2472/26/2020 2:00 pm20-11413 / MBKPRO SEOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2482/26/2020 2:00 pm20-11483 / MBKROBERT C NISENSON ESQOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2492/26/2020 2:00 pm20-11514 / MBKSTEPHANIE RITIGSTEINOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
2502/26/2020 2:00 pm20-11515 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2512/26/2020 2:00 pm20-11632 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2522/26/2020 2:00 pm20-11658 / MBKROBERT MANCHEL ESQOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2532/26/2020 2:00 pm20-11778 / MBKMarc C. Capone, Esq.Order Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
2542/26/2020 2:00 pm20-11778 / MBKMarc C. Capone, Esq.Motion Extend TimeDenied
TO FILE MISSING SCHEDULES
Matter ResolvedRequest
Adjourment
2562/26/2020 2:00 pm20-11786 / MBKSTEPHANIE RITIGSTEINOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2572/26/2020 2:00 pm20-11790 / MBKSTEPHANIE RITIGSTEINOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2582/26/2020 2:00 pm20-11795 / MBKYAKOV RUDIKHOrder Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
2592/26/2020 2:00 pm20-11840 / MBKJOHN ZIMNIS, ESQOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2602/26/2020 2:00 pm20-11850 / MBKKarina Pia Lucid Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2612/26/2020 2:00 pm20-11901 / MBKNICHOLAS FITZGERALD, ESQOrder Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
2622/26/2020 2:00 pm20-11907 / MBKMarc C. Capone, Esq.Order Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
02/26/2020 2:00 pm20-11908 / MBKJAY B FELDMANMotion Extend TimeGranted
TO FILE MISSING DOCS
Matter ResolvedRequest
Adjourment
2652/26/2020 2:00 pm20-11909 / MBKPRO SEOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2662/26/2020 2:00 pm20-11912 / MBKEric ClaymanOrder Show CauseVacated
MISSING DOCS
Matter ResolvedRequest
Adjourment
2672/26/2020 2:00 pm20-11966 / MBKPRO SEOrder Show CauseDismissed
MISSING DOCS
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes