ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Mark Edward Hall

Hearing Date: 2/25/2026
Last Updated: 1/28/2026 6:51 PM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am19-20185 / MEHCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am19-27689 / MEHCarol L. Knowlton, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am19-31472 / MEHRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am20-14713 / MEHMichael McLaughlin, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am21-10421 / MEHAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO PAY PLAN BALANCE
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am21-14529 / MEHPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am21-15759 / MEHLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledIRS LATE FILED CLM #17-1
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am21-15816 / MEHJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am21-18149 / MEHRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS; 100% PLAN NOT FEASIBLE DUE TO HONDA APOC #2-2
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am22-10319 / MEHRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am22-10499 / MEHThomas G. Egner, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am22-12621 / MEHMaureen Vella, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj, will pay<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
92/25/2026 9:00 am22-13291 / MEHRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsMP in 10 days to surrender car - ADJ to 2/25

Debtor obj<>SV/FIRST ATLANTIC; ARREARS
DEBTOR TO ATTAEMPT TO BE CURRENT BUT NO RESPONSE TO SV
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am22-13660 / MEHThomas J. Orr, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>HSBC BANK (LOGS)
Email InquiryMatter ResolvedRequest
Adjournment
112/25/2026 9:00 am22-13843 / MEHRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections$4,000 recently mailed - ADJ to 2/25 for money to post and Feb payment of $5,275 to post (dm)

Debtor obj<>ARREARS
DEBTOR TO TRY TO BRING CURRENT
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am22-14867 / MEHCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am22-14960 / MEHJoseph Casello, Esq.Hearing Scheduled (Document)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am22-17635 / MEHRobert Manchel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am22-17858 / MEHSteven J. Abelson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO PAY PLAN BALANCE
Email InquiryMatter ResolvedRequest
Adjournment
152/25/2026 9:00 am23-10800 / MEHMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections$4,000 TFS - ADJ to 2/25 to post and recap of approximately of $5,300 for Feb to post

Debtor obj, can make pymt & requests recap<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am23-15076 / MEHGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
262/25/2026 9:00 am23-18035 / MEHJustin M. Gillman, Esq.Application for Termination of Loss MitigationNeeds Resolution of Issues - ObjectionsNew Rez obj (MCCALLA)<> APPLICATION FOR EXTENSION OF LOSS MIT
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am23-18781 / MEHKarina Pia Lucid, Esq.Motion Reinstate StayNo Opposition FiledProposed Order does not specify the creditor (dm)
MTN REINSTATE STAY
Email InquiryMatter ResolvedRequest
Adjournment
282/25/2026 9:00 am23-18781 / MEHKarina Pia Lucid, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>SV/CARRINGTON
Email InquiryMatter ResolvedRequest
Adjournment
322/25/2026 9:00 am23-19331 / MEHJohn Michael McDonnell, Esq.Motion Convert Chapter 13 to Chapter 7 (fee)No Opposition FiledMP 2/25
TRUSTEE MTN TO RECONVERT TO CH 7
Email InquiryMatter ResolvedRequest
Adjournment
312/25/2026 9:00 am23-19331 / MEHJohn Michael McDonnell, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsMP 2/25
MP to be filed to surrender the vehicle - ADJ to 12/3 (nothing filed - Trustee Order to Reconvert)

AMT: TR MTN CAN BE W/D IF MTN TO REINSTATE STAY IS GRANTED<<>>


Debtor obj<>SV/SANTANDER; ARREARS
ATTY TO ADDRESS STAY VACATE OPPOSITION IS NOT CLEAR
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am23-20608 / MEHCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledSV/NEWREZ; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am23-21480 / MEHKarina Pia Lucid, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am24-12696 / MEHRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, requests recap<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am24-13924 / MEHCandyce I. Smith-Sklar, Esq.Motion Reinstate StayNo Opposition FiledMTN VACATE AND REINSTATING STAY
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am24-13924 / MEHCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<> SV/US BANK; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am24-16232 / MEHJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am24-17595 / MEHRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am24-17697 / MEHSteven Alan Alpert, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am24-17728 / MEHRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am24-18949 / MEHAniello D. Cerreto, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
622/25/2026 9:00 am24-21195 / MEHDonald C. Goins, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>WELLS FARGO BANK (BROCK & SCOTT)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am24-22153 / MEHJohn D. DiCiurcio, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>HABITAT FOR HUMANITY OF SOUTH CENTRAL NEW JERSEY (LOGS)
Email InquiryMatter ResolvedRequest
Adjournment
672/25/2026 9:00 am24-22257 / MEHDaniel E. Straffi, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - Objectionsamt: trustee conduit request<>


Debtor obj<> FREEDOM MTG/ Saint Thomas Drive (Brock & Scott)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am24-22404 / MEHJohn C. Feggeler, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am24-22804 / MEHScott E. Tanne, Esq.Motion Withdraw As AttorneyNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-10550 / MEHHerbert B. Raymond, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-12396 / MEHDavid G. Beslow, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<>LAKEVIEW LOAN (BROCK & SCOTT)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-12593 / MEHDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-13668 / MEHJoan Sirkis Warren, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledCAPITAL ONE AUTO (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
942/25/2026 9:00 am25-13927 / MEHAndrew G. Greenberg, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>DEUTSCHE BANK (PADGETT)
Email InquiryMatter ResolvedRequest
Adjournment
662/25/2026 9:00 am25-14065 / MEHDavid A. Semanchik, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN EXPUNGE CLM#20
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-14188 / MEHRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)3rd Party MatterNATIONSTAR MTG (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-14260 / MEHJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
1032/25/2026 9:00 am25-15519 / MEHJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objections12/4 AMT: 2ND INTERIM SCH ORDER TO CHAMBERS/7 DAY<>

AR NOTE PARTIES WORKING ON RESOLUTION
 Interim Scheduling Order on MFR entered.
- additional submissions due by 11/25/25.
- authorized officer of the lender needs to appear.


ADJ to 12/3 - PEREMPTORY - AR to send email to Maria Cozzini, Esq
Debtor obj<>US BANK NAT'L ASSOC (STERN LAVINTHAL)
Email InquiryMatter ResolvedRequest
Adjournment
1042/25/2026 9:00 am25-15525 / MEHBrian Gregory Hannon, Esq.Objection to Proof of ClaimNeeds Resolution of Issues - ObjectionsADJ to 2/25 - parties to do a scheduling order

Mid Penn Bank obj (Eisenberg Gold); debtor response<>DEBTOR OBJ TO POC #5/MIDPENN BANK
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-16616 / MEHMarc C. Capone, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN FOR CONTINUED ADMINISTRATION
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-16926 / MEHLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsAMT: MP 2/25<>

Debtor obj<>DEBTOR'S PLAN WAS DENIED ON 12/3/25 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-17411 / MEHGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-17587 / MEHJames J. Cerbone, Esq.Motion for Relief from StayOrder Previously SubmittedOrder submitted to Chambers on 1/23/26 (dm)
1/23 email/creditor submitting order to court<>

RELISTED 11/12/25 WAS OTBS<>

Per AR, conduit on future default
Creditor agrees to conduit (dm)

AMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<>US BANK TRUST NAT'L ASSOC (PADGETT)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-18190 / MEHAndrew G. Greenberg, Esq.Motion Relief from Stay (Fee)3rd Party MatterSANTANDER BANK (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-18271 / MEHCandyce I. Smith-Sklar, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN MOD CLM 1-2 IRS
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-18726 / MEHLee M. Perlman, Esq.Motion Relief from Stay (Fee)3rd Party MatterWESTLAKE SERVICES (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-19070 / MEHJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-19716 / MEHRobert C. Nisenson, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterSELECT PORTFOLIO (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-20325 / MEHJohn Zimnis, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterSN SERVICING (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-20325 / MEHJohn Zimnis, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-20343 / MEHMaryBeth Schroeder, Esq.Motion Relief from Stay (Fee)3rd Party MatterWESTLAKE SERVICES (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-20744 / MEHValerie Palma DeLuisi, Esq.Motion Reopen Ch. 13 Case (fee)3rd Party MatterMTN REINSTATE CASE
Email InquiryMatter ResolvedRequest
Adjournment
1272/25/2026 9:00 am25-21412 / MEHDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>US BANK ( Stern & E)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-22089 / MEHJohn A. Underwood, Esq.Motion Relief from Stay (Fee)3rd Party MatterMORTGAGEE, CSMC 2021-RPL5 TRUST (PLUESE)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-22288 / MEHMatthew Gross, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am25-23133 / MEHPRO SEMotion to Vacate DismissalNeeds Resolution of Issues - ObjectionsTrustee OBJ
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 9:00 am26-10502 / MEHPaul N. Mirabelli, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN EXT STAY
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am22-13291 / MEHRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 33 of 45 required payments   Arrears: $210.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am23-19331 / MEHJohn Michael McDonnell, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 15 required payments   Arrears: $812.00
Email InquiryMatter ResolvedRequest
Adjournment
1432/25/2026 10:00 am25-12307 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 10 of 10 required payments   Arrears: $200.00
ISSUES AS OF 12/23/2025 (DM):

***Plan lacks feasibility - RECOMMEND DISMISSAL***

 Divorce Decree & Settlement Agreement uploaded - Debtor to receive Alimony in Paragraph #31 of the document (dm)

 ADJ to 1/14 Peremptory (dm)
 ADJ to 12/3 Peremptory to resolve IRS claim (dm)

1) IRS (Eamonn O'Hagan) OBJs - $9,060 secured claim and $123,649.53 priority claim not treated in the plan (UNRESOLVED.)

2) Trustee OBJ:
- Debtor has insufficient income.
- Plan proposes $1,249 arrears treatment to BMW Bank for 2019 Infiniti QX50 - creditor filed claim with $0 arrears (STRIKE PLAN TREATMENT AND TREAT AS SECURED UNAFFECTED?? - Yes)

***RESOLVED ISSUES***

A) IRS filed an amended estimated unsecured claim for 2019 tax year (AMENDED.)

B) State of NJ filed a late priority/secured claim not treated in the plan (CONSENT ORDER ENTERED TO PAY CLAIM.)

 Consent Order on MFR with BMW Fin (McCalla) is adding $4,049.72 post-petition delinquency to the plan. Plus $649 fees and costs.

C) Trustee OBJ:
- Updated auto insurance provided.
- Bank statements provided.
- Amended Sch B and C filed to add bank accts.


Prop. Plan $400 x 36, Base
PTD 8/9 = $3,200
Last Claim (1-6)
Email InquiryMatter ResolvedRequest
Adjournment
1442/25/2026 10:00 am25-12542 / MEHJohn D. DiCiurcio, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 9 of 10 required payments   Arrears: $250.00
TFS: $500 processing for 1/8 and $500 upcoming for 1/13 (dm)
ISSUES AS OF 12/10/2025 (DM):

***Debtor has failed to address disposable income objection. Additionally, debtor is 5 of 9 Trustee payments - RECOMMEND DISMISSAL***

1) Trustee OBJ:
- Tax refund of $7,196 was not prorated and included in disposable income calculation.
- Disposable income verifies higher ($6,095) than scheduled (4,835) resulting in $2,110 monthly disposable income (INCOME CALCULATION $18,286.10 Ytd Net/3 MONTHS.)


***RESOLVED ISSUES***

 9/25/2025: Refund check received and voided. DLS

 ADJ to 10/1 Peremptory to be current (dm)

 9/2/25 - now Atty advises that debtor accidentally discarded the check with the other mail (COPY OF REFUND CHECK UPLOADED 9/5 - WHO IS IN POSSESSION OF THIS CHECK?)

 Debtor has found the refund check and has mailed it to atty office. Requesting an adjournment of confirmation hearing so that they can make all amendments and supply all documents requested at 341.

 TFS receipt received for $500, and debtor will notify Atty if/when refund check is received - short ADJ to 8/20 to check for payment posting which is after scheduled 341 Meeting (dm)

A) trustee OBJ:
- Need amended Sch A/B to add car (AMENDED.)
- Need amended Form 22C-1 to add income - the form is blank and was not done properly (AMENDED.)
- Excessive Expense: $160 auto insurance, $430 car payment - no vehicles listed on schedules (SCH A/B AMENDED TO ADD CAR.)
- Need to provide proof of insurance for car listed on Schedule J (RECEIVED.)
- Need to provide 2 months bank statements for Liberty Savings FCU prior to filing date, shown in bank acct $270 deposited into account bi-weekly (RESOLVED.)
- Need to file Pre-Confirmation Certification (FILED.)


Prop. Plan $250 x 36, Base Plan
PTD 5/9 = $1,250
Last Claim (1-2)
Email InquiryMatter ResolvedRequest
Adjournment
1462/25/2026 10:00 am25-13825 / MEHRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 9 required payments   Arrears: $200.00
ADJ to 2/25 - need to address exp & disposable income 10 days in advance
AS OF 1/9/26 (SF)

1. MP proposes to cram USAA Federal Savings Bank (RV)- No service. (Must file certification of service to serve Managing Agent )

2. Trustee objection:

- The debtor(s) plan consists of unnecessary or Excessive expense items, such as: $1,525 & $615/month car payments $250/month for timeshare (luxury item)

- Verified income leaves monthly disposable income of $1,442.62.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $7,835.00 when determining disposable income.

- There is $18,815 in non exempt equity in the bank accounts.

- USAA filed a bifurcated claim which needs to be resolved.

- Need name of attorney handling car accident and personal injury suits.

- Need 6 months Profit and Loss statement for the Della Fusion Spa LLC (PROFIT AND LOSS MAKES NO SENSE. DEBTOR GROSSES $2920.32 PER MONTH AND EXPENSES ARE $11,065 PER MONTH)


Plan proposes $200 x 60 Base
Payments: 8/9 Arrears: $200



RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)

- Need a current market analysis - with comparatives sold within 6 months of filing. (Moot. Using Zillow there is still no equity)

- NewReZ LLC filed arrears claim 11-1 in the amount of $3792.62 which is not addressed in the plan (OK TO PAY?) MP FILED TO PAY

- USAA Federal Savings filed unsecured claim 4-1 for 2023 GMC Yukon XL. This is not a lease so this claim appears to be filed incorrectly. The debtor pays $1521.21 p/m. The plan lists this creditor as secured (NEED AMENDED CLAIM) MP FILED
- Need a valuation for the timeshare. (SURRENDERED)
- Nissan-Infiniti LT filed arrears claim 5-1 in the amount of $10 for a lease which is not assumed in the plan (MUST RESOLVE)


Note - Amended Sch A/B & C filed - $23k in PI proceeds exempted.
Email InquiryMatter ResolvedRequest
Adjournment
1012/25/2026 10:00 am25-14065 / MEHDavid A. Semanchik, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 9 required payments   Arrears: $1,248.00
ISSUES AS OF 12/23/2025 (DM):

 Motion to Expunge POC (20-1) of Straffi scheduled for 1/14/26.

1) Starffi & Straffi OBJs to confirmation (UNRESOLVED.)

2) State of NJ filed $605.70 priority claim not treated in the plan (OKAY TO PAY??)

3) US Dept of HUD (2nd mtg) was not treated in the MP (TREAT AS SECURED UNAFFECTED??)

4) Trustee OBJ:
- Debtor has insufficient income.
- Add to confirming order non-exempt proceeds from potential lawsuit against prior employer (EEOC Claim) to Trustee.

***RESOLVED ISSUES***

 AmeriCredit (Bill Craig, Esq) filed MFR on 2019 GMC Acadia scheduled for 12/3/25 (CO ENTERED FOR 6-MONTH CURE.)

A) M&T Bank (McCalla Raymer) OBJs - $19,775.57 arrears on Kadlubeck Way property (MOTION TO APPROVE LOAN MOD ORDER ENTERED & OBJ WITHDRAWN.)

B) Ally Financial was not properly served with the cram motion in the MP for the 2018 Chevy Silverado 1500 - address in the POC was not served (SUBSEQUENT CERT OF SERVICE FILED ON 11/10/25.)

C) Trustee OBJ:
- Need DSO form (RECEIVED.)
- Need a MP that removes Ally & GM on Part 4b, since creditors are on Part 4d and 7c - also Atty Disclosure has fees $4,072 and plan has $4,063 (MP FILED.)
- Plan treats Ally (2018 Chevrolet) and American Financial Services (2019 GMC Acadia) in Part 4a and Part 4b with two different amounts (MP FILED.)
- There is $28,787 non-exempt equity in the residence - CMA provided has an estimated value
$301,200 based on comps provided, but realtor gives $285,000 with no explanation - $285,000 was the only property with the value - two were $299,900 and one for $320,000. Zillow values property $311,700. The last property on the CMA should be excluded as it is older than 6 months after filing. The average for the remaining 3 comps is $306,608 (UPDATED CMA HAS AVERAGE VALUE AT $284,475 USING COMPS WITHIN 6 MONTHS OF FILING.)
- Debtor has failed to file Pre-Confirmation Certification (FILED.)


Prop. Plan $416 x 60, 100% Plan
- student loans outside the
Email InquiryMatter ResolvedRequest
Adjournment
1522/25/2026 10:00 am25-14195 / MEHEdward Hanratty, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 9 required payments   Arrears: $3,600.00
ADJ to 2/25 to be current per AR
As of 1/7/26(mk): 7/9 payments arrears 3,600. need dec and Jan payment

Workup on plan #43. As of date above no payment for Dec and Jan. arrears 3,600- debtro is on TFS but there are no pending or upcoming transactions as of this date

NEED RESULT OF MOTION

>>Motion to Void Liens and reclassify on 1/14/26 of MMU,LLC(P. Ragan
PPSD order says: FMV of home is $459,600 and then proposes to treat
claim of MMU, LLC c/o Don Vog E. Windsor, LLC is secured in
the amount of $86,906.07 and unsecured in the amount of $97,093.59; and that the lien of MMU, LLC c/o Don Vog E. Windsor, LLC is hereby
partially voided to the extent that it exceeds the value securing the allowed secured portion of the claim.
and that MMU, LLC c/o Don Vog E. Windsor, LLC proof of claim be
reclassified accordingly on the claims register NEEDS TO SEE IF CREDITOR FILES AN OBJECTIONTO THAT MOTION

1.TR Objection:
-even if debtor is successful in reclassifying claim of MMU LLC/Don Windsor the proposed plan payment of 1,800 will not cover the claims to be paid in the case


Plan:1,8000 x 60 Base
7/9 payments
Email InquiryMatter ResolvedRequest
Adjournment
1102/25/2026 10:00 am25-15312 / MEHAniello D. Cerreto, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 8 required payments   Arrears: $0
ISSUES AS OF 1/7/2026 (DM):

Based upon telephone conversation with Atty, he will work on the following updated docs:
 P&L statement for all entities Jan 2025 - Oct 2025 (RECEIVED BUT FIGURES FOR THE MONTHLY BALANCE SHEETS AND MONTHLY P&L STATEMENTS DO NOT RECONCILE.)
 Balance Sheet for all entities 12/31/24 (RECEIVED BUT FIGURES FOR THE MONTHLY BALANCE SHEETS AND MONTHLY P&L STATEMENTS DO NOT RECONCILE.)
 Balance Sheet for all entities 10/31/25 (RECEIVED BUT FIGURES FOR THE MONTHLY BALANCE SHEETS AND MONTHLY P&L STATEMENTS DO NOT RECONCILE.)
 Amended Sch I&J. Need proof of income for non-debtor spouse (FILED. WHERE IS $1,200, $740 & $60 CHILD CARE EXPENSE COMING FROM - NO CHILDREN LISTED ON SCH J OR THE 2024 TAX RETURN. ALSO, NO MORTGAGE PAYMENT IS LISTED ON SCH J - WHY?)
 Need explanation regarding how funds get from Locksmith company to payroll companies (RECEIVED LETTER FROM ACCOUNTANT - LOCKSMITH & SHIPPING STORE IS ACTIVE AND OPERATING. ALL CITY & ALL STATE COMPANIES ARE BOTH SET UP SOLELY AS PAYROLL COMPANIES WITH EINs AND NOTHING ELSE.)

***RECONCILIATION NOTE REFERENCED ABOVE: January 2025 Net Income for Locksmith & Shipping is $92,571.32. ALL CITY short form P&L statement for January 2025 provides a total expense of $71,683.46. If I subtract the expense for ALL CITY from the net income for Locksmith & Shipping, I get $20,887.86 available. However, the January 2025 Balance Sheet for Locksmith & Shipping only shows $9,222.29. If I further subtract the January 2025 expense from the long form for ALL STATE, then the available number would be negative.

1) MP proposes to pay $14,500 secured pay-in-full to JP Morgan Chase for 2015 Toyota RAV4 - creditor only filed a total claim of $8,667.37 (NEED TO ASK RAS ABOUT THEIR FILED CLAIM & PLAN TREATMENT - AR NEED ORDER.)

 Note - P&L statements All State Dispatch & Services uploaded 9/26/25

2) Trustee OBJ:
- Need Certification regarding All City Service & Dispatch if company is only set-up to disburse payroll f
Email InquiryMatter ResolvedRequest
Adjournment
1592/25/2026 10:00 am25-15519 / MEHJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 8 required payments   Arrears: $48.00
Late NJ POC filed with estimated taxes (dm) atty to advise

Resolve or Hold on US Bank OBJ
ISSUES AS OF 1/9/2026 (DM):

 Interim Scheduling Order on MFR entered.
- additional submissions due by 11/25/25.
- authorized officer of the lender needs to appear.

 ADJ to 12/3 - AR to send email to Maria Cozzini, Esq.

 Motion to Enforce & Approve Loan Mod pending (WITHDRAWN.)

1) US Bank (STERN L) OBJs - 232,259.96 arrears on Poplar Pl property (UNRESOLVED.)

2) Trustee OBJ:
- Monthly disposable income verifies at $4,805 - debtor only proposing $187 per month.
- There is $21,486 non-exempt equity in real estate (100% PLAN.)
- Need to file Pre-Confirmation Certification (FILED.)
- Any dismissal should trigger a 180-day bar to refiling.


Prop. Plan $187 x 36, 100% Plan
- Loan Mod by 1/28/26
PTD 4/8 = $748
Last Claim (6-1)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-15728 / MEHBrian S. Thomas, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 8 required payments   Arrears: $250.00
ISSUES AS OF 1/21/2026 (DM): emailed Atty about technical issues in the MP.

1) Kapitus Servicing filed a bifurcated claim for $51,707.58 secured (UCC-1 Statement) and $100 unsecured that is not treated in the plan (MP CRAMS.)

2) US Small Business Administration filed a bifurcated claim for $10,000 secured and $57,827.92 unsecured that is not treated in the plan (MP CRAMS.)

3) Trustee OBJ:
- Debtor has failed to file a feasible plan that proposes an increased tier plan when car payment of $439 ends in month 15.
- Income verifies higher ($3,212/$6,231) than scheduled ($3,000/$5,535) resulting in $2,323 monthly disposable income (ADJUSTED TO $1,958 PER MONTH.)

 10/28/25 workup proposal - TO CONFIRM THE DEBTOR NEEDS $4,500 PTD, THEN $1,717 x 55 STARTING 11/1/25, BASE PLAN, KAPITUS SERVICING BIFURCATED POC (22-1) SHALL BE PAID AS FILED

***RESOLVED ISSUES***

A) IRS filed $20,467.44 amended priority claim that includes WT-FICA & FUTA estimated taxes for 2025 based upon debtor's business ownership - Atty needs to contact the IRS to clear up this issue (AMENDED.)

B) State of NJ filed $33,731.07 priority claim that includes S&U estimated taxes for 2023 & 2024 (AMENDED.)

C) - Fifth Third Bank filed $589.75 arrears claim on Oak St property (OKAY TO PAY - Yes.)

D) Trustee OBJ:
- Need Marcus Goldman Sachs savings acct statement for May (RECEIVED.)
- Need Acorn statement from May (RECEIVED.)
- Need TD Bank acct statement for May (RECEIVED.)
- Need Bitcoin acct statement from 4/1/30-5/30/25 or Certification (RECEIVED SCREENSHOT OF COIN BALANCES.)
- Need proof of auto insurance for the 2018 Nissan NV (RECEIVED.)
- Need amended Atty Disclosure Statement that selects fee balance will be paid through the plan or file a MP that removes fees (ATTY DISCLOSURE STATEMENT AMENDED.)
- Need to file Pre-Confirmation Certification (FILED.)
- There is non-exempt equity in the 2018 Nissan of $1,631 (EXEMPTED & LIEN), 2013 Toyota Tundra of $3,325 (EXEMPTED), Kayak/surfboard/mountain bike
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-15728 / MEHBrian S. Thomas, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 8 required payments   Arrears: $250.00
Email InquiryMatter ResolvedRequest
Adjournment
1632/25/2026 10:00 am25-16237 / MEHJeffrey S. Nowak, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 7 required payments   Arrears: $0
PER AR Ok to adj peremptory for Feb date for amended tax claim

AS of 1/13/26(mk):updated.

work up on plan #25

1. Estimated IRS tax claim STILL>>per atty: Debtor was recently informed by the IRS that his account was flagged for identity theft as he filed his 2022 return but someone else filed on his behalf, so he's working to get it straightened out<<

2.Trustee Objection:
-Disposable income issue: debtor has primary job and a seasonal job. Both sets of pay stubs were re reviewed and show this: primary job YTD net 2025 $6588.78 Seasonal job which he has has since 2026. 7 stubs = net 3,792 /7=541.72 x 4.33=2,345. Gets this for 7 mos of the rear. so x 7 = 16,419.61/12 mos to give a pro rated monthly income of $1368. TOTALINCOME 7,956.78 MINUS EXPENSES $6073.49 = 1,883.29 FOR DISPOS .INCOME

>>debtor sch i & j shows dispo income of $1,732.94 yet the proposed plan payments were 850 x 6 then 1200 x 54 - se clear not paying all dispos income into plan

Plan: $850 X 6; $1200 X 54; BASE
arrears 750- which is balance of Jan payment due
-----------------------------------
PER ATY PAY THE FULL AMT OF ARREARS CLAIM
-TD bank filed an arrears claim on the mtg of $2,557.62 in part 4 Plan does not pay full arrears only 852.54- OR DO YOU INTEND TO PAY FULL ARREARS CLAIM?

- There are pay stubs uploaded for primary employer and then also stubs for MXI- THAT IS WHAT IS MAKING INCOME TOTAL AT 9,514 PER MONTH MINUS EXP OF $6073 LEAVES DISPO INCOME OF 3,440 P.M. NEED CLARIFICATION OF DEBTOR'S PAY

>>atty says seasonal employment w/ MXI- need dates-PROVIDED mid april- begin nov and no guaranty of being called back this season
MK REVIWED AGAIN AND RESULTS UP ABOVE
atty replied to obj. mk response is As to paystubs for the seasonal MXI job:
- Reviewed MXI income which is seasonal for 7 mos and says no gty that he will be called back next years- averaged over 12 mos got 1,366 p/m- debtor will have to MP if he is not called back to work next season- still get higher
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-16926 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 7 required payments   Arrears: $0
Amended Sch C filed to reduce the (d)(1) exemption. I don't know why ... CMA uploaded for $305,000 ... there is now $41,100 non-exempt equity in the property. No lien filed by Municipal Credit Union yet (dm)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-17073 / MEHDavid H. Lipow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $399.00
Email InquiryMatter ResolvedRequest
Adjournment
1202/25/2026 10:00 am25-17280 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0
AS OF 11/26/25 (SF) 109(e) Issue

1. Adv Complaint filed by Kapitus Servicing Inc. to determine non-dischargeability of debt. Case 25-02427
Pretrial hearing 1/14/26 at 3

2. Objection filed by AmeriCredit/GM Financial (Craig) - Creditor is not treated in the plan and should be listed as unaffected - 2022 GMC Sierra. Poc has arrears of $854.04 which are not addressed in plan

3. Objection filed by AmeriCredit/GM Financial (Craig) - Creditor is not treated in the plan and should be listed as unaffected - 2021 Chev Express. Poc has arrears of $20 which is not addressed in plan.

4. Objection filed by AmeriCredit/GM Financial (Craig) - Creditor is not treated in the plan and should be listed as unaffected - 2021 GMC Medium Duty. Poc has arrears of $713.15 which are not addressed in plan

5. Objection filed by TD Bank (Kyle Eingorn) - proposed plan is insufficient to pay 100% to unsecured creditors

6. Ally Capital filed secured claim 13-1 with zero arrears which is not listed as unaffected in plan for 2020 Ram Promaster City Cargo Van

7. New American Funding filed arrears claim 14-1 in the amount of $3245.18 which is not addressed in plan (OK TO PAY?)

8. Trustee objection:

The amount of debt in the debtor's Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e). Unsecured debt totals $968,152.

- The debtor has insufficient income. Verified income leaves monthly disposable income of -$1138.51. Debtor must sign up for e-wage.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,000/month for childcare/education (spouse stays home) $877/month car payment
The case is 100% and expenses will be allowed as long as case remains 100%.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $17,960.00 when determining disposable income.

- There is $84,582 in non exempt equity in the residence.

- There is $35,777 in non exempt equity in the time share.

- There is
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-17328 / MEHDavid Jerome Witherspoon, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 6 required payments   Arrears: $1,920.00
Email InquiryMatter ResolvedRequest
Adjournment
1232/25/2026 10:00 am25-17661 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 6 required payments   Arrears: $0
ISSUES AS OF 11/24/2025 (DM):

1) New Rez/Shellpoint (Stewart Legal Group) OBJ - $196,198.67 arrears on Serpentine Dr property (UNRESOLVED.)

2) Need info on Oceanic Dr property reflected in divorce property settlement agreement (UNRESOLVED.)

***RESOLVED ISSUES***

A) Trustee OBJ:
- Need to file Pre-Confirmation Certification (FILED.)
- Need CMA - document provided as CMA was mortgage balance owed (RECEIVED.)
- Need 2024 tax return (RECEIVED.)
- Need copy of divorce property settlement agreement (RECEIVED.)


Prop. Plan $350 x 36, Base Plan
- Loan Mod on Serpentine Dr by 2/1/26
PTD 4/4 = $1,400
Last Claim (9-1)
Email InquiryMatter ResolvedRequest
Adjournment
1272/25/2026 10:00 am25-18192 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 5 required payments   Arrears: $0
AS OF 11/25/25 (SF) PLAN IS NOT FEASIBLE

1. Objection filed by Freedom Mortgage (Wilson) - failure to provide for arrears of $3,156.42

2. Objection filed by Harold Zuber (John Gagliardi) - failure to provide for secured claim in the amount of $1,680,000. which will exceed debt limit. Also debtors fail to disclose all disposable income. (UNSECURED CLAIM 19-1 FILED FOR $1,118,909.47)

Note: Debtor has 4 vehicles. 3 of the vehicles are not listed in the plan

3. Ally Capital filed arrears claim 9-1 in the amount of $9275.48 which is not addressed in plan for 2019 Chev Tahoe

4. Ally Bank filed arrears claim 10-1 in the amount of $4987.20 which is not addressed in plan for 2022 Chev Truck Silverado 3500

5. Ally Bank filed arrears claim 11-1 in the amount of $10,739.03 which is not addressed in plan for 2021 Chev Truck

6. The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e).

7. Loran DeLucca did not file a claim. (Should per plan claim be stricken from plan?)

7. Trustee objection:

- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,062 when determining disposable income.

- There is $216,138 in non-exempt equity in the residence (100% PLAN.)

- There is $435,000 non-exempt equity in Grove Road LLC business (owns property and manages rental income.)

- Need HUD-1/Settlement Statement from sale of vacant Lot in upstate New York. (A HUD WAS NOT PROVIDED. WE RECEIVED A STATEMENT OF SALE. DEBTOR RECEIVED $28,509.40 ON 7/29/2024 ) Need status of what the debtor did with the proceeds.



Plan proposes $500 x 60 100% Plan; Refinance by 8/1/26
Payments: Current $2000 Received

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- Domestic Support Obligation information (RECEIVED)
- Need Proof of 2 month's income - Need June and July pay stubs for co-debtor's job at Meridian Foundation.
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-18271 / MEHCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
AS OF 1/9/26 (SF)


1. Motion to Reclassify IRS secured claim to unsecured scheduled for 2/25/26 at 9 am (NEED OUTCOME)

2. Navy Federal Credit Union filed arrears claim $435.82 which is not addressed in plan (OK TO PAY?)

3. CrossCountry Mortgage filed arrears claim 20-1 in the amount of $2869.99 which is not addressed in plan (OK TO PAY?)

4. Trustee objection:

- The debtor must provide proof of auto insurance for the 2019 Harley Davidson.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$175 & $150/month for home maintenance/lawn care
$65/month for exterminator
$220/month for entertainment
Need proof of excessive expenses 10 days prior to confirmation.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $337 when determining disposable income.

- The attorney's fees in the plan and the disclosure statement do not agree. The disclosure states that $2,600 will NOT be paid through the plan. One of these must be amended.

- Need to amend Sch I&J for rental property in North Carolina.


Plan proposes $675.38 x 60 Base
Payments: 5/5


RESOLVED:
- Verified income leaves monthly disposable income of $816. (Moot due to VA disability income)
- Note: Auto insurance expired on 10/1/25. Need proof of current insurance. RECEIVED
- IRS filed estimated priority claim 1-1 (AMENDED)
- The debtor has failed to provide proof of service with respect to Plan Motion(s). Need proof of service on Fort Bragg FCU. (FILED)
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)

Email InquiryMatter ResolvedRequest
Adjournment
1342/25/2026 10:00 am25-18654 / MEHJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
UPDATED 12/2/2025 (JMA)
issues as of 11/25/2025 (JMA)

1) US Bank (RASC) objection to confirmation - NEED TO RESOLVE
- The debtor is required by law to pay a Total Debt Claim; that claim is presently estimated at $348,426.35. Because the loan has matured, Secured Creditor's total debt claim should have been accounted for in the Plan. The total debt claim would also be entitled to receive a reasonable rate of interest per Till v. SCS Credit Corporation 541 U.S.465; Secured Creditor asserts that 10.50% adequately addresses the risk posed to the Secured Creditor.
2) Wilmington Savings Fund Society FSB d/b/a Christiana Trust (Romano Garubo) - STAY VACATED 10/27/2025
3) United Credit Financial proposes to pay claim on 2017 Audi Q7 in full through plan, in the amount of $8,100. The creditor failed to file a proof of claim and the bar date passed 10/27/2025 - NEED TO ADVISE TRUSTEE HOW THIS CLAIM SHOULD BE TREATED.
4) Trustee objection to confirmation - NEED TO RESOLVE
- A Modified Plan that corrects attorney fees per disclosure $2,563 or amend attorney disclosure per plan $3,063. RESOLVED, AMENDED DISCLOSURE FILED
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Disposable income verifies $837. Plan propose 100%.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $6,549 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in the residence $5,946.40.
- Add to confirming order non-exempt proceeds from sales of 20 & 24 Highland Ave to Trustee.
- PHH Mortgage - 1009 Harris Ave property filed arrears claim $328,695.04. If arrears are not owed, Debtor
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-19087 / MEHRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 5 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1802/25/2026 10:00 am25-19256 / MEHMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
UPDATED 1/12/2026 (jma)
issues as of 1/9/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification. NOT FILED TO DATE
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Excess expense: 2021 Toyota Sienna $825/month
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $5,789.00 non-exempt equity in mobile home; there is $799 non-exempt equity in 2021 Toyota Sienna - TOTAL NON-EXEMPT EQUITY $6,588.
2) Bank of America (Frenkel Lambert) objection to confirmation - NEED TO RESOLVE
-the plan does not cure all the pre-petition arrears due and owing.
-the plan does not call for the surrendering

proposed plan $515x60 base
paid in $2,060
last claim 18-1

RESOLVED ISSUES:

- The Schedules fail to account for the debtor(s) tax refund in the amount of $937 when determining disposable income. RESOLVED, TRUSTEE INCLUDED REFUND IN INCOME ANALYSIS.

Email InquiryMatter ResolvedRequest
Adjournment
1432/25/2026 10:00 am25-19498 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 4 required payments   Arrears: $0
As of 11/26/25 (DS): 1. Debtor has not made 11/1/25 payment and soon will be 12/1/25. Last payment made was $200 10/20/25. Need to come current. ATTY PROVIDED TFS PAYMENT $200 MADE 12/1/25, WILL NOT BE CLEARED UNTIL 5 DAYS.

2. Trustee obj to the following:
- Capital One auto payment $594 will end by 11/1/27 and will require a tier payment in Dec.
- Disposable income verifies $979. Tax Refund not on Sched I.
- Arrears claim filed by Capital One for $20. Trustee ok to pay?
- US Dept of HUD claim not in plan, no arrears owed, Trustee to treat claim outside.
- Must resolve creditor objection.

3. Freedom Mtg (BROCK & SCOTT) obj arrears owed, POC filed with arrears $4,706.63. Must resolve.

4. Capital One filed bifurcated claim, arrears $20, secured $8,625 and unsecured $7,680.90. Trustee to pay arrears and treat remainder claim outside.

Prop Plan $200 x 36 begin 10/1/25; Base
Note: Insurance for VW provided. Amended sched D add US Dept of HUD.
Email InquiryMatter ResolvedRequest
Adjournment
1662/25/2026 10:00 am25-19499 / MEHRoger J. Yehl, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $801.00
As of 1/7/26 (DS): Debtor atty requested adj to allow time to file mod plan to surrender HUD and resolve obj

As of 11/12/25 (DS): 1. Trustee obj to the following:
- Disposable income verifies $3,459. Plan propose 100%.
- There is non-exempt equity $49,685 in the Brown St property. MOD PLAN SURRENDERS LAKEVIEW, BUT FAILS TO ADD US DEPT OF HUD.
- Need a mod plan that surrenders the Brown St property and adds Lakeview Loan and US Dept of HUD. MOD PLAN SURRENDERS AND ADDS LAKEVIEW LOAN, BUT FAILS TO ADD US DEPT OF HUD

2. Lakeview Loan-Brown St (LAURA EGERMAN) obj to plan silent to treatment of secured creditor. POC filed with arrears $4,887.20. Must resolve obj. MOD PLAN SURRENDERS

3. Santander (WILLIAM E. CRAIG) obj to cramming interest, since car was purchased 2/9/2024. Must resolve obj.

4. Must resolve IRS estimated tax claim, 2021 not filed.

Prop Plan $1,601 x 60 begin 10/1/25; 100%
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-19514 / MEHSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $389.00
atty needs time to review issues w/ debtor 2/25 PEREMPTORY


As Of 1/2/26(mk):

>>Plan payment needs to almost double due to higher claim and 100%- DOES NOT APPEAR TO BE FEASIBLE GVIEN INCOME IS ALL FROM 2 CONTRIBUTIONS


1. Claim of NR DEED for tax lien much higher $80,247.76 than scheduled

2. Trustee Objection:
-There is $243,131.24 non-exempt equity in house


Plan:$989 X 60; BASE
3/4 payments
Email InquiryMatter ResolvedRequest
Adjournment
1442/25/2026 10:00 am25-19577 / MEHSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $250.00
341 not held - SCHEDULED NOW
No payments: 0/2 Arrears: $500
Email InquiryMatter ResolvedRequest
Adjournment
1462/25/2026 10:00 am25-19602 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $2,294.00
AS OF 11/25/2025 (at):

1. 341 has not been held or rescheduled - RESCHEDULED FOR 12/18/25
2. Payments: 1/2, arrears $1,142
Email InquiryMatter ResolvedRequest
Adjournment
1532/25/2026 10:00 am25-19855 / MEHDonald C. Goins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $632.00
UPDATED 12/1/2025 (JMA) - PAYMENT OF $632 POSTED 12/1/2025
issues as of 11/24/2025 (JMA) - TO DATE NO TRUSTEE PLAN PAYMENTS HAVE BEEN MADE, ARREARS $1,264

1) NewRez LLC d/b/a Shellpoint Mortgage Servicing (Hill Wallack) objection to confirmation - NEED TO RESOLVE
- Pre-petition arrears due to creditor in the amount of $4,176.09
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return - for 2024. RESOVLED, PROVIDED RETURN, NO REFUND
- Must provide all liens on real property, if no claims are filed.
- Amendments to Schedules A/B and C to correct amount in Wells Fargo Bank acct has $3,620 due to equity issues (AMENDED.)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food $750 and Car payment $638.31. RESOLVED, ALLOWED FOR HOUSEHOLD OF 3.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): 22C has disposable income $1,373.53, which would require min. div. $82,411 to GUCs.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is estimated non-exempt equity in the residence $25,855 pending all claims or statements provided and Wells Fargo acct pending amended Schedules. NON-EXEMPT EQUITY IS $25,515.43. TWO CLAIMS NOT LISTED ON LIQUIDATION ANALYSIS. - DUE TO ADDITIONAL CLAIMS THE NON-EXEMPT EQUITY IS REDUCED TO $6,331.48 (AMENDED SCH C FILED.)
- Debtor is amending schedules to add a lease for a Hyundai Elantra - she is co-signor for her daughter.

proposed plan $632x60 base plan
paid in $632
arrears $1,264
last claim 11-1

RESOLVED ISSUES:

UPDATED 12/1/2025 (JMA) - PAYMENT OF $632 POSTED 12/1/2
Email InquiryMatter ResolvedRequest
Adjournment
1562/25/2026 10:00 am25-19994 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 11/25/2025 (at):

1. 341 has not been held or rescheduled - RESCHEDULED FOR 12/18/25
2. Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-20150 / MEHBruce C. Truesdale, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As of 1/9/26 (DS): Debtor atty requested adj 341 sched 1/29/26
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-20150 / MEHBruce C. Truesdale, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As of 1/9/26 (DS): Debtor atty requested adj 341 sched 1/29/26
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-20298 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
Trustee Supplemental OBJ filed.
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-20343 / MEHMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
341 1/22/26
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-20413 / MEHJoseph J. Mania, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
as of 1/8/2026 (JMA)

1) 341 rescheduled for 2/5/2026, must adjourn confirmation hearing to allow 341 to be held


proposed plan $898x60 base plan
paid in $1796
arrears $898
last claim 4-1
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-20710 / MEHErik M. Helbing, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
As of 1/6/26 (DS): Debtor atty requested adj to allow time to review POCs and if necessary to file a mod plan to match POCs

Note - proof of payments (cleared checks) to Louis Pokrocos uploaded to Post 341 Mtg Info. Schwab statement and spouse's bills uploaded to Post 341 Misc Docs. All docs need to be reviewed. (dm)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-20716 / MEHTamika N. Wyche, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 1/8/26 (SF)

PLAN IS NOT FEASIBLE

1. US Bank filed secured UCC-1 claim 1-1 in the amount of $48,874.71 which is not addressed in plan (MUST RESOLVE)

2. Trustee objection:

- The debtor has insufficient income.


Plan proposes $440 x 36 Base
Payments: 2/3 Arrears: $440

RESOLVED:

- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-20933 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-21157 / MEHKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
As of 1/12/26 (DS): Debtor atty requested adj to resolve tax claims.

1. Trustee obj to the following:
- Debtor has insufficient income, Debtor's disposable income verifies $588. Debtor will need E-Wage. PER PAY STUBS DEBTOR GETS PAID 10 MONTH SALARY INCOME IS $7,106.67, NOT $8,528.
- Sched J has excessive expenses $772.33 auto insurance (NO PROOF OF EXPENSE PROVIDED AND IS EXCESSIVE) and $833.63 car payment. Plan propose 100%.
- There is non-exempt equity in the residence $126,188 and Bank of America acct $1,994 total $128,182.
- Add to confirming order fee app within 7 days from confirming order.

2. IRS filed estimated tax claim, 2021 not filed. Must resolve claim.

3. Harbour Club Condo filed bifurcated claim, arrears $27,752.87, secured $26,618.38 and unsecured $1,134.49. Trustee to treat unsecured portion and pay at 100%.

4. State of NJ filed estimated tax claim, 2020 & 2021 not filed. Must resolve.

Prop Plan $1,900 x 6 begin 11/1/25; $2,252 x 54; 100%
Note: Auto insurance provided for both cars.
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-21305 / MEHRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $860.00
341 is 1/22/2026. (READY)
Email InquiryMatter ResolvedRequest
Adjournment
2302/25/2026 10:00 am25-21334 / MEHSteven J. Sico, Esq.Confirmation HearingPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
2/2/payments

341 now on for 1/29/26
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-21397 / MEHDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
as of 12/29/2025 (JMA)

1) 341 scheduled for 1/8/2025 - not rescheduled

proposed plan $500x6, $2,500x30 base plan
paid in $1,000
arrears $500
last claim 9-1
Email InquiryMatter ResolvedRequest
Adjournment
2342/25/2026 10:00 am25-21412 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00
As of 1/13/26 (DS): Debtor atty requested adj 341 sched 1/29/26
Email InquiryMatter ResolvedRequest
Adjournment
2352/25/2026 10:00 am25-21444 / MEHGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,345.00
1/8 TFS for $1,200
AS OF 1/13/2026 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

1. 341 is scheduled for 1/22/2026. (READY)
2. Payments: 0/3, arrears $4,038
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-21543 / MEHGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
12/31 workup for the 1/14 calendar EDC

*OBJECTION BY ALLY BANK TO 2017 GMC ACADIA CRAMDOWN

*plan will need 100% based on equity because less than $15,000 in guc claims so trustee expense objections may be moot

* TRUSTEE OBJECTION:
-- Need - 1. Balance statement from Co-Debtor's PERS/PFRS Loan prior to filing date, mortgage. 2. 1st mortgage balance statement. 3. Chase Bank acct statement from 9/26/25-10/26/25
(clear copy).
- Amendments to Schedules A/B and C to add 2005 Acura 3.2 TL shown on auto insurance as 5th car.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Electricity/gas/heat $680, Tele/cell/internet/cable $650 and Travel soccer $410 (should only be seasonal). All expenses are allowed as long as plan remains 100%
- Income verifies higher, also due to excessive expenses will be much higher. May be moot since plan propose 100%
- - There is non-exempt equity in the residence $134,198, 2008 PAC $1,400, Jewelry $4,250, Rutgers FCU $2,848 and Chase Bank acct (pending bank statement).
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
Must serve Ally at address listed on claim filed.
- Must provide Equitable Whole Life insurance value statement prior to filing date and Loan balance owed to Lentegrity for 2011 Ford.

$405 x 12 begin 11/1/25; $1,650 x 48; 100%
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-21830 / MEHJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
12/31 workup EDC

*TRUSTEE OBJECTION:
-- - Childcare/education cost $943 (22C has $843 Education $100 childcare, not shown on tax return due to missing pages), Transportation $450, Life insurance $337 and Solar Panels $200 (also on 22C). Must provide proof of expenses 10 days prior to confirmation.
- 22C has excessive expenses on Line 18 Life insurance $332, Line 20 Education $843 (requires proof of expense being paid), Line 21 Childcare $100, Line 23 Option Tele services $85, Line 27 Protection against family $66, Line30 Additional Food/clothing $31 and Line 43 Student Loans $450.
- 22C Line 45 has disposable income $1,363.50, which would require a min. div. $81,810 to gucs or more pending proof of expenses.
-
$3,000 x 60 begin 12/1/25; Dollar Base $20,113

---------------------
RESOLVED
- There is non-exempt equity in the residence $7,448, Cash $10,000 and CUNJ $1,080. PLAN PROPOSES $20,113
Email InquiryMatter ResolvedRequest
Adjournment
2532/25/2026 10:00 am25-21962 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 1/5/26 (SF)

341 not held - Rescheduled to 2/5/26 at 1
Payments: 2/2

Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-22026 / MEHFILIPE PEDROSOConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $300.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-22102 / MEHJoel R. Spivack, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $770.00
ISSUES AS OF 1/7/2026 (DM):


341 Meeting of Creditors scheduled for 1/29/26.


Prop. Plan $770 x 36, Base Plan
PTD 0/2 = $0
Last Claim (4-1)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-22189 / MEHJonathan Stone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $214.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-22308 / MEHJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 1/9/2026 (at):

1. Objection filed by CMG Mortgage (KML) - failure to cure arrears of $3,723.40 (Per objection - no POC yet). Plan lists creditor as unaffected. (UNRESOLVED)

2. Ford Motor Credit filed a secured claim in the amount of $1,448.82 which is not in the plan. Is the debtor going to pay this claim?

3. Ally Bank Lease filed a secured claim in the amount of $8,510.88 which is not in the plan. Is the debtor going to pay this claim?

4. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Need October and November bank statements for Wells Fargo accounts ending in 773 and 774. (NOT RECEIVED)
- The debtor has undertaken an improper use of exemption. Specifically: - Schedule C exceeds the D5 exemption limit by $5,746.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$530/month for utilities
$650/month for medical & dental
$430/month for life insurance
$750/month for non filing spouse student loans (need proof these are being paid)
Need proof of expenses 10 days prior to confirmation. (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I &
J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $2,275.46.
- Reviewed the 22C, Line 15 additional transportation ($244) requires documentation, Line 18 life insurance ($430) requires documentation, Line 19 court ordered payments ($822.07)
requires documentation, Line 22 additional health care expenses ($314) requires documentation, and Line 30 additional food and clothing ($77) requires documentation.
- estimated IRS claim (STILL ESTIMATED)

RESOLVED ISSUES:
- The current Plan does not specify treatment of Ford Motor Credit's secure
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-22326 / MEHMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
12/29 workup EDC

* Trustee objection:
-- - The debtor has failed to file the required Pre-Confirmation Certification .
-- 22C Line 35 has Priority $22,910.90, Plan has total $16,703.87, which is less, Line 43
-- Spouse expenses $1,834 and Storage $203.66 (requires proof of expenses).
-- Cell phone $337.89, Car payment $767.85, Storage Unit $184.94 and Spouse expenses
$1,834. Must provide proof of expenses 10 days prior to confirmation.
- Line 45 has disposable income $2,480.80, which would require min. div. $148,848 or more
pending review of expenses.
- Disposable income verifies $3,774

Plan $1200 x 60
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-22358 / MEHYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
ISSUES AS OF 12/30/2025 (DM):

1) Trustee OBJ:
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s):
- Business profit & loss statements
- Business forms:
- for Rentals Hut LLC, Sunshine Hut LLC, Robinson Cargo LLC, and NJ Rental Hut LLC.
- Amendments to Schedules I for business income.
- The debtor must provide proof of auto insurance for the 12 vehicles on Schedule B.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$801/month car payment
- There is missing income from debtor's businesses.
- There is $83,001 in non-exempt equity in the residence.
- There is $137,498 in non-exempt equity in the personal property.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l).
- Need information on Rentals Hut LLC (trucking business). Note that debtor intends to cease
operation of this business in approximately one month.
- Need information on Sunshine Hut LLC (trucking business). Note that debtor intends to
continue business operations with this business.
- Need information on Robinson Cargo LLC (trucking business). Note that debtor intends to
continue business operations with this business.
- Need information on NJ Rental Hut LLC (1099 income working with Aero Corp).


Prop. Plan $2,500 x 60, Base Plan
PTD 1/1 = $2,500
Last Claim (5-1)
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-22511 / MEHP. Lane O'Shea, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 31 of 2 required payments   Arrears: $0
1/9 EDC

341 held 1/8-needs adjournment for trustee issues

trustee obj:
- The debtor has undertaken an improper use of exemption. Specifically: - Schedule C exceeds
the D5 exemption by $17,475 (AMENDED.)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$150/month for IRS garnishment (IRS filed a claim and will be paid through the plan)

- Verified income leaves monthly disposable income of $1,441.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,228 when
determining disposable income.

- - There is $35,325 in non-exempt equity in the residence (100% PLAN.)
- There is $22,330 in non-exempt equity in the Chase bank account.

-----------------
RESOLVED
- The debtor has failed to file the required Pre-Confirmation Certification . DONE
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-22662 / MEHMatthew Gross, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,688.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-22777 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $350.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-22800 / MEHYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23001 / MEHMark N. Glyptis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23008 / MEHMichael P. Otto, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23071 / MEHFrancis P. Cullari, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23072 / MEHFrancis P. Cullari, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23113 / MEHStacey L. Mullen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $410.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23219 / MEHPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $45.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23220 / MEHPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23222 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23229 / MEHKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23239 / MEHMoshe Rothenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $815.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23255 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23391 / MEHJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23410 / MEHMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23423 / MEHPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $4,000.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23500 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23509 / MEHJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $2,000.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23514 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledContinued
3/18/2026 10:00 am
Debtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23567 / MEHGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $20.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23664 / MEHBruce C. Truesdale, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $834.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23670 / MEHJay A. Weinberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23762 / MEHMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23763 / MEHMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23776 / MEHPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am25-23780 / MEHPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $2,300.00
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am26-10011 / MEHJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am26-10014 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am26-10015 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am26-10020 / MEHRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 10:00 am26-10430 / MEHAndy Winchell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 2:00 pm22-15489 / MEHAllen I. Gorski, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 2:00 pm25-16156 / MEHMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 2:00 pm25-18981 / MEHMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 2:00 pm25-20800 / MEHDavid L. Stevens, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 2:00 pm25-21485 / MEHMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
02/25/2026 2:00 pm25-21571 / MEHJustin M. Gillman, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes