Judge Michael B. Kaplan
Hearing Date: 2/23/2022
Hearing Count: 143
Last Updated: 01-24-2022 08:52 AM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
62/23/2022 9:00 am16-28309 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $55,160.00
AMT: MP 2/23***

Debtor obj, filing MP<> FAILED TO PAY PLAN BALANCE; NEEDS TO ADDRESS NY LATE FILED CLM
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am16-32479 / MBKWilliam H. Oliver, Jr., Esq.Motion to Cancel and DischargeNo Opposition Filed
MTN TO CANCEL DISCHARGE MTG/CREDIT UNION OF NJ
Matter ResolvedRequest
Adjourment
92/23/2022 9:00 am16-33367 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $72,091.00
ADJ to 2/23/22 Peremptory for Jan & Feb payment to post per the proposed Trustee Order terms AR approved below (dm)

1/18/22 AMT: JAN pymt has NOT POSTED ----

AMT: Trustee order ok IF DEBTOR'S JAN PYMT HAS POSTED: $72,090.51 PTD); $1,351 X 4 BEG 1/1/22; EXTENDS PLAN TO 64 MO (OK PER AR/EMAIL TO ATTY)<<<>>>

- Case balance is $5,402 as of 12/14/21
- email sent to City of Trenton regarding cashing the Trustee disbursement checks (AR IN CONTACT WITH FRANCIS BALLAK)


Debtor obj<>FEASIBILITY DUE TO SUPP ATTY FEE ORDER; ARREARS; NO ORDER ON CITY OF TRENTON 7/14/21 MTN (order submitted to Chambers 12/7/21)
AR ENTERED NO PLAN IMPACT
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am18-14085 / MBKMarc C. Capone, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $98,401.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
252/23/2022 9:00 am18-23067 / MBKBrian Gregory HannonMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $197,430.00
AMT: MP 2/23<<>>


Debtor obj<>SV/TOYOTA; ARREARS
ATTY TO FILE MP
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am18-23508 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $5,758.00
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
262/23/2022 9:00 am18-23598 / MBKSTEPHANIE RITIGSTEINMotion CompelNo Opposition FiledTotal Paid In: $15,437.00
MTN TO FILE MP OR RESOLVE FORBEARANCE ARREARS (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am18-24207 / MBKSTEVEN N. TAIEB, ESQ.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $51,900.00
Debtor obj, can make pymt and requests recap<> ARRREARS
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am18-26130 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $17,500.00
FAILED TO REF 12/31/21
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am18-26130 / MBKJoseph Casello, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)No Opposition FiledTotal Paid In: $17,500.00
OCEAN AV UNIT 3
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am18-28209 / MBKAndrew Thomas Archer Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $21,571.00
Debtor obj, requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am18-31684 / MBKJohn Michael McDonnell Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $60,035.00
Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am19-15291 / MBKCANDYCE I SMITH-SKLAR, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $12,574.00
Debtor obj will make pymt<> ARREARS
Matter ResolvedRequest
Adjourment
462/23/2022 9:00 am19-17554 / MBKDemetrius J. Parrish Jr.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $4,626.00
LAKEVIEW LOAN / Revere Ct - Revere Ct (ROBERTSON, ANSCHUTZ)

- instruction issues after debtor received Loan Mod ... debtor holding 3 payments (dm)
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am19-18554 / MBKEdward Hanratty, Esq.AP Hearing Scheduled (Document)Judge to Reserve DecisionTotal Paid In: $14,650.00
AP 21-1481 MTN TO DISMISS AP
Matter ResolvedRequest
Adjourment
482/23/2022 9:00 am19-19833 / MBKLEE M PERLMAN, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $75,000.00
Per AR, file a MP within 7 days of 1/12/22 - ADJ to 2/23/22

Debtor obj, made $4,000 pymt & requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am19-20014 / MBKJames J. Cerbone, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $7,427.00
Debtor obj, will make pymt<> ARREARS
Matter ResolvedRequest
Adjourment
472/23/2022 9:00 am19-21085 / MBKCANDYCE I SMITH-SKLAR, ESQMotion SellNeeds Resolution of Issues - ObjectionsTotal Paid In: $19,043.00
Trustee Limited Obj; VFS Lending Limited obj (Romano Garubo)<> MTN TO SELL PROSPECT ST

- Doc #56 is the sale agreement
- fee order Doc #58 entered for $4,750 ... proposed sale order provides $750 for sale motion and $900 for closing ... are these charges included in the $4,750 award? (dm) - NO, A SEPARATE FEE APP WILL BE FILED (dm)
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am19-23521 / MBKKevin Fayette, EsqTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $8,620.00
Debtor obj, making pYMT<> ARREARS
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am19-23957 / MBKVERA FEDOROFFTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $7,762.00
Debtor obj, will cure<> ARREARS
Matter ResolvedRequest
Adjourment
542/23/2022 9:00 am19-26572 / MBKWARREN L PETERSON ESQMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $27,812.00
JPMORGAN CHASE/Topsail Rd (FEIN. SUCH)
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am19-26912 / MBKDaniel Straffi, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsTotal Paid In: $12,610.00
Debtor obj<>SHELLPOINT MTG/Fifth Ave (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
572/23/2022 9:00 am19-27689 / MBKCarol L Knowlton, EsqCreditor Certification of Default3rd Party MatterTotal Paid In: $18,839.00
Debtor obj<> CHAMPION MTG/Cortland Drive (McCalla)
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am19-28364 / MBKSTACEY L MULLEN, ESQCreditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $20,230.00
Debtor obj<> NATIONSTAR/Patricia Lane (McCalla)
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am19-29322 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $26,989.00
SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
692/23/2022 9:00 am19-29995 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $16,066.00
AMT: MP 2/23


Debtor obj<> FAILED TO LM BY 8/31/21
Matter ResolvedRequest
Adjourment
702/23/2022 9:00 am19-29995 / MBKROBERT C NISENSON ESQMotion CompelNo Opposition FiledTotal Paid In: $16,066.00
Need consent order to add pp arrears for confirmation (dm)

MTN TO COMPEL DEBTOR TO FILE MP OR RESOLVE FORBEARANCE ARREARS (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
672/23/2022 9:00 am19-31421 / MBKROBERT C NISENSON ESQMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $8,021.00
Debtor obj<>WELLS FARGO/2009 Honda Accord (LOGS)
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am19-31502 / MBKWilliam H. Oliver, Jr., Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition FiledTotal Paid In: $5,932.00
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am19-33155 / MBKSTEVEN N. TAIEB, ESQ.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $5,610.00
Debtor obj, mailing pymt<> ARREARS
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am20-14480 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $4,251.00
FAILED TO SELL CREED RD PPTY BY 1/1/21
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am20-14608 / MBKJoan Sirkis Warren Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $14,000.00
Debtor obj, Covid has delayed settlement<>FAILED TO TURN OVER N/E PROCEEDS FROM WC WITHIN 90 DAYS OF 6/9/21 MP CONF
Matter ResolvedRequest
Adjourment
992/23/2022 9:00 am20-15341 / MBKSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $31,890.00
MP to be filed within 7 days of 1/12 - ADJ to 2/23 (dm)

Debtor obj, clm can be paid<>NEEDS TO ADDRESS NY STATE POC #16-2, WHICH INCLUDES PP

Part 8d of confirmed plan does not allow the payment of pp claims
Matter ResolvedRequest
Adjourment
1002/23/2022 9:00 am20-15668 / MBKANDREW CARROLL, ESQ.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $10,245.00
Debtor obj<> FREEDOM/Arthur Drive (Brock & Scott)


Creditor - payments stopped in Sept (dm)
Debtor - wants a payment plan
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am20-17724 / MBKJOHN ZIMNIS, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $21,600.00
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
892/23/2022 9:00 am20-17766 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultPending WorkupTotal Paid In: $17,491.00
Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am20-18317 / MBKAndrew Thomas Archer Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $10,826.00
Debtor obj, requests recap<> ARREARS
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am20-18421 / MBKJoseph Casello, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterTotal Paid In: $20,000.00
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am20-21512 / MBKYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $3,474.00
FAILED TO SELL ANDOVER DRIVE PPTY BY 12/31/21; COUNSEL FAILED TO FILE CH 13 DISCLOSURE WITHIN 30 DAYS OF 0/27/21 CONFIRMATION
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am20-22672 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $3,500.00
FAILED TO REFI BY 12/1/21
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am20-23891 / MBKJoel R. Spivack, Esq.Motion Dismiss CaseNo Opposition FiledTotal Paid In: $11,800.00
MTN TO DISMISS JOSEPH'S PORTION OF THE CASE
Matter ResolvedRequest
Adjourment
992/23/2022 9:00 am21-10027 / MBKLAURENCE R SHELLER, ESQMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $5,400.00
Debtor obj<>MORTGAGE ASSETS MANAGEMENT/Cleveland St (RAS)
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am21-11264 / MBKDAVID WITHERSPOONMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $5,400.00
PLAN INFEASIBLE DUE TO APOC #1-2<> FAILED TO FILE AMD I/J & PROVIDE UPDATED POI TO TRUSTEE BY 12/1/21;
Matter ResolvedRequest
Adjourment
1272/23/2022 9:00 am21-12754 / MBKLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,008.00
App to Extend Loss contested (NEED RESULT) - we are paying mtg pending the Loan Mod (dm)

Debtor obj<>FAILED TO LM BY 10/4/21
Matter ResolvedRequest
Adjourment
1282/23/2022 9:00 am21-12754 / MBKLAURENCE R SHELLER, ESQApplication for Extension of Loss MitigationNeeds Resolution of Issues - ObjectionsTotal Paid In: $2,008.00
US Bank obj (Friedman Vartolo)<>APPLICATION FOR EXTENSION OF LOSS MIT
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am21-12938 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $2,106.00
Debtor obj

FAILED TO LM BY 11/3/21 (Loss Mit extended to 2/3/22).
FAILED TO FILE ORDER RESOLVING DEUTSHCE OBJ W/I 15 DAYS OF 8/11/21 CONF (consent order entered 12/28/21 as Doc #37).
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am21-14145 / MBKCANDYCE I SMITH-SKLAR, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $4,000.00
Debtor obj, will pay<> ARREARS
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am21-14197 / MBKDAVID G BESLOW, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $1,826.00
Debtor obj, made pymts<> ARREARS
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am21-14700 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $3,518.00
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am21-15197 / MBKCANDYCE I SMITH-SKLAR, ESQTrustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $6,260.00
Debtor obj, made pymt<> ARREARS
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am21-16406 / MBKWARREN S JONES, JR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $891.00
Matter ResolvedRequest
Adjourment
1072/23/2022 9:00 am21-16561 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)3rd Party Matter
Debtor obj<>FIFTH THIRD BANK/ Monmouth Avenue (ROBERTSON, ANSCHUTZ)

- debtor intends to bring current by court date (dm)
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am21-16617 / MBKRobert Manchel, Esq.Motion Avoid Lien3rd Party Matter
MTN TO AVOID LIEN/AM EX NATL BANK
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am21-17872 / MBKNICHOLAS FITZGERALD, ESQHearing Scheduled (Document)3rd Party Matter
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am21-18389 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party Matter
MTN TO MODIFY IRS CLM 1-1
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am21-19322 / MBKPAUL H YOUNGMotion Approval to Participate in the Court's Loss Mitigation Program3rd Party Matter
LOSS MIT/RUSHMORE LOAN
Matter ResolvedRequest
Adjourment
02/23/2022 9:00 am22-10073 / MBKPRO SEMotion Relief from Stay (Fee)No Opposition Filed
STEPHEN PIERSON-MASSEY AND PM RENTALS LLC / Overlook Dr (RABINOWITZ, LUBETKIN)
Matter ResolvedRequest
Adjourment
1582/23/2022 10:00 am16-28309 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 61 of 64 required payments   Arrears: $4,116.00  Total Paid In: $55,160.00
AS OF 12/17/21 (SF)

NOTE: Debtor is unemployed. Spouse just filed case 21-18389. His income is not enough to fund both cases. His plan is not feasible.

STILL NEED PROOF OF INCOME FOR SPOUSE (Used income from spouse's case)


CURRENTLY NEED $53,357.68 PTD, $682 X 7 (BEGIN 1/1/22) 100% PLAN
- OK TO PAY SUPPLEMENTAL PROOF OF CLAIM FOR FORBEARANCE TO WELLS FARGO THRU PLAN

1. Trustee Motion to dismiss scheduled for 11/23/21 at 9

2. Motion to allow late filed claim filed by NY State scheduled for 12/21/21 at 9 (NO OPPOSITION FILED)

3. Modified plan proposes to extend plan to 70 months and reduce payment to $589.84. Schedules I and J were not amended and no current proof of income was provided. Previous plan was confirmed at 100% and modified plan proposes a base. (CERT PROVIDED THAT DEBTOR IS UNEMPLOYED) NEED CURRENT PROOF OF INCOME FOR SPOUSE.

4. Trustee objection:
It appears that the debtor is seeking an extension of plan duration under the CARES Act. However, said Act does not provide an automatic right to extend plan duration past 60 months. The debtor must establish that he/she is experiencing a "material financial hardship" as a result of the COVID-19 pandemic. The debtor has not provided sufficient evidence as to why an extension of plan duration is justified. Based upon the foregoing, Confirmation should be denied unless the debtor files a COVID-19 Certification in Support of Chapter 13 Plan Modification that provides sufficient evidence to establish that the debtor has suffered a material financial hardship as a result of COVID-19.


MP proposes $849 x 60; $589.94 x 10 BASE (EXTEND TO 70 MONTHS)
Arrears: $5017

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am17-17240 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 55 of 57 required payments   Arrears: $131.00  Total Paid In: $6,864.00
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am18-23067 / MBKBrian Gregory HannonConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 43 required payments   Arrears: $0  
Total Paid In: $197,430.00
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am18-29599 / MBKJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 27 of 39 required payments   Arrears: $1,514.00  Total Paid In: $20,089.00
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am18-31017 / MBKJeffrey S. WaltersConfirmation Hearing on Modified PlanPending WorkupDebtor has made 37 of 39 required payments   Arrears: $0  
Total Paid In: $28,572.00
1) Trustee Conduit OBJ:
- The Debtor's CARES Act Certification as filed does not meet the standard for an extension of the Plan beyond 60 months.

- Based upon the Certification of Default filed on behalf of creditor, PennyMac Loan Services, the failure of the debtor to make timely post-petition mortgage payments directly to the mortgagee is a default under the confirmed plan pursuant to In re Heinzle, 511 B.R. 69 (Bankr. W.D.Tex. 2014) and In re Padilla, 365 B.R. 492, 502 (Bankr. E.D.Pa. 2007). Additionally, due to the history of default by the debtor in making timely post-petition payments to the mortgagee and Trustee, the debtor's plan is no longer feasible as constituted. For the foregoing reasons, the Chapter 13 Trustee requests the Court to enter an Order recapitalizing the post-petition mortgage arrears through the plan, consolidating the debtor's payments, and directing that all future post-petition mortgage payments due during the pendency of the Chapter 13 Bankruptcy proceeding be made through the Chapter 13 Trustee using ePay, eWage, TFS or other electronic payment platform available to bankruptcy debtors. In the alternative, the Trustee requests dismissal of the Bankruptcy due to lack of feasibility.
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am19-17748 / MBKRoger Chavez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 1/7/2021 (at):

ADJOURNED CONFIRMATION TO 2/23/22. DEBTORS ARE CURRENT. MANY ISSUES LEFT TO RESOLVE IN THIS CASE.

1. Objection filed by GM Financial (Morton) - plan is silent as to lien on 2014 BMW X5. Claim amount is $44,129.29. (UNRESOLVED)

2. SunPower capital filed a secured arrears claim #17 in the amount of $3,655.26 which is not in the plan. Are the debtors assuming this lease and paying this claim?

3. Bank of America filed a secured claim #18 in the amount of $0 for a 2019 Mercedes GLS. Plan is silent as to this claim. What are the debtors intentions for this vehicle?

4. JP Morgan filed a secured claim #19 in the amount of $97,945.06 for a 2017 Range Rover which is not in the plan. Are the debtors going to pay this claim? What are their intentions for this vehicle?

5. JP Morgan Chase filed a secured claim #20 in the amount of $44,703.71 for a 2015 Mercedes GL 450 which is not in the plan. Are the debtors going to pay this claim?

6. JP Morgan Chase filed a secured claim #21 in the amount of $94,516.29 for a 2017 Rang Rover which is not in the plan. Are the debtors going to pay this claim?

7. Wells Fargo Bank/Ashley Homestore filed a bifurcated claim #12 which needs to be resolved.

8. Trustee's objection:
The debtor has insufficient income .
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - from Co-Debtor for November (she was recently receiving unemployment). (NOT RECEIVED)
- Need Certification regarding the disposition of proceeds from the sale of the 2015 Honda Civic for approximately $9,000. (NOT RECEIVED)
- Amendments to Schedules B and C to add 2010 VW Jetta. (AMENDED - AMENDED SCHEDULE C DOES NOT INCLUDE EXEMPTIONS FROM ORIGINAL C AND TAKES THE FULL D1 WHICH WILL EXCEED THE LIMIT OF THE D5 EXEMPTION)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am19-18554 / MBKEdward Hanratty, Esq.AP Summons IssuedJudge to Reserve DecisionTotal Paid In: $14,650.00
AP 21-1481 Newbelt vs. PHH PRETRIAL
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am19-18678 / MBKEric ClaymanConfirmation Hearing on Modified PlanPending WorkupDebtor has made 23 of 33 required payments   Arrears: $555.00  Total Paid In: $7,359.00
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am19-18922 / MBKANDREW CARROLL, ESQ.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 32 of 32 required payments   Arrears: $0  
Total Paid In: $15,418.00
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am19-26912 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 28 required payments   Arrears: $2,010.00  Total Paid In: $12,610.00
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am19-29798 / MBKSTACEY L MULLEN, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 23 of 27 required payments   Arrears: $2,183.00  Total Paid In: $26,191.00
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am19-29995 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 71 of 27 required payments   Arrears: $225.00  Total Paid In: $16,066.00
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am19-30774 / MBKEric ClaymanConfirmation Hearing ScheduledPending WorkupDebtor has made 23 of 26 required payments   Arrears: $0  
Total Paid In: $35,448.00
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am19-32560 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 22 of 25 required payments   Arrears: $1,574.00  Total Paid In: $12,379.00
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am19-32936 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledPending WorkupDebtor has made 9 of 25 required payments   Arrears: $1,145.00  Total Paid In: $3,360.00
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am20-14608 / MBKJoan Sirkis Warren Confirmation Hearing on Modified PlanPending WorkupDebtor has made 28 of 22 required payments   Arrears: $0  
Total Paid In: $14,000.00
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am20-16694 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 20 required payments   Arrears: $5,607.00  Total Paid In: $11,792.00
Matter ResolvedRequest
Adjourment
1572/23/2022 10:00 am20-20735 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 10 of 16 required payments   Arrears: $3,156.00  Total Paid In: $5,892.00
AS OF 1/14/22 (SF)


1) MP proposes to extend to 84 months. Need proof of expense that debtor was Paying $400 per month for a caregiver for daughter.

Note: Income is lower because mother's contribution was removed.

2) Trustee Certification of Default scheduled for 1/26 @ 9


3) Trustee OBJ:
- Based upon the pending Certification of Default filed on behalf of creditor, New Jersey Housing and Mortgage Finance Agency, the failure of the debtor to make post-petition mortgage payments directly to the mortgagee is a default under the confirmed plan pursuant to In re Heinzle, 511 B.R. 69 (Bankr. W.D.Tex. 2014) and In re Padilla, 365 B.R. 492, 502 (Bankr. E.D.Pa. 2007). Additionally, due to the history of default by the debtor in making post-petition payments to the mortgagee and Trustee, the debtor's plan is no longer feasible as constituted. For the foregoing reasons, the Chapter 13 Trustee requests the Court to enter an Order recapitalizing the post-petition mortgage arrears through the plan, consolidating the debtor's payments, and directing that all future post-petition mortgage payments due during the pendency of the Chapter 13 Bankruptcy proceeding be made through the Chapter 13 Trustee using ePay, eWage, TFS or other electronic payment platform available to bankruptcy debtors. In the alternative, the Trustee requests dismissal of the Bankruptcy due to lack of feasibility.


MP proposes $5282 PTD, $450 X 69 Base
Plan has run 16 months and proposes to extend to 84 months
Arrears: $2996 through January
Matter ResolvedRequest
Adjourment
1292/23/2022 10:00 am21-14232 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 8 required payments   Arrears: $0  

per AR can do ewage/tfs $1000 for January and higher tier for February 1

 12/14/21 - Per Atty, debtor to start receiving worker comp payments in February (dm).

ISSUES AS OF 12/14/2021 (DM): The debtor failed to make the appropriate payment of $1,915 to address feasibility.

 ADJ TO 12/21/21 TO SEE IF DEBTOR CAN PAY $1,915 IN NOV & DEC (DM)

1) City of Trenton (Francis Ballack, Esq) OBJs:
- $96,888.53 is amount due on lien over life of plan
- this is debtor's 5th filing
- bad faith filing


Prop. Plan $1,000 x 9, $1,872.84 x51, Base Plan
PTD 7/7 = $7,000
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
1542/23/2022 10:00 am21-14420 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 8 required payments   Arrears: $95,563.00  
Per AR, okay to ADJ to 2/23/22. Atty to file a Motion to Disburse sale proceeds - Trustee to receive non-exempt proceeds - plan will remain 100%. Need settlement information with Northeastern Building Supply.

AR RESOLVE OR HOLD
ISSUES AS OF 1/4/2022 (DM):

 Sales of 8 Wilson & 10 Wilson have taken place and HUDs received - Atty holding proceeds in Trust ($74,317 HELD FROM 8 WILSON SALE & $75,391 FROM 10 WILSON SALE) - Atty is going to file a motion to disburse proceeds and is in contact with attorney representing Northeastern Building Supply regarding late POC - ADJ to 1/12/22 (dm)

 10/13/21 - check for sale proceeds to come in - ADJ to 11/23/21 (LATE POC (17-1) FILED ON 10/14/21 AS A SECURED JUDGMENT LIEN ON ANY REAL ESTATE - NEED TO ADDRESS CLAIM)

1) Northeastern Building Supply filed a late secured POC (17-1) for $57,419.83 that needs to be addressed (UNRESOLVED).

2) Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.

3) JPMorgan Chase (FEIN) OBJs - $337.16 arrears on Avenue G property (CO ENTERED).

4) JPMorgan Chase (McCalla) OBJs - plan does not propose adequate protection payments on the 8 Wilson Way property pending the proposed sale (CO ENTERED).

5) JPMorgan Chase (McCalla) - $999 arrears on 10 Wilson Way property (CO ENTERED WITH NO PAYMENT BY TRUSTEE ON ARREARS PENDING SALE).

6) Trustee OBJ: Trustee will be able to recommend confirmation at 100% with $1,107,000 threshold preserved based upon filed claims by the Bar Date. However, we need status of motion to disburse sale proceeds.

- Need CMA for 4 Main Street property (UNRESOLVED).
- Need CMA for 42 -44 Main Street property (RECEIVED).
- Need proof of Social Security Number (RESOLVED).
- Need statement showing cash value of wife's whole life policy (UNRESOLVED).
- Transfer of vacant lot in the Poconos on 5/7/2021 - sale price was $57,500 and net proceeds to debtor and spouse in the amount of $52,452.08 - need closing information on this tr
Matter ResolvedRequest
Adjourment
1602/23/2022 10:00 am21-14801 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 7 required payments   Arrears: $0  


11/20 workup for the 12/8 calendar EDC

Adj from November for below to be resolved.

***PER MP FILED:
--DEBTOR IS IN FORBEARANCE AND EXPECTS THE ARREARS WILL BE PUT AT BACK OF MORTGAGE. NEED TO ADJOURN TO BEG OF DECEMBER TO SEE WHAT HAPPENS EDC

1. Objection filed by Matrix Financial (KML) - failure to cure arrears of $33,941.60 (PER OBJ - NO POC FILED TO DATE)

Trustee's objection:

- Income verifies higher, there is disposable income $896 (debtor receives commissions on a monthly basis).
-The Schedules fail to account for the debtor(s) tax refund in the amount of $2,605 when determining disposable income. (AVERAGED/ADDED TO INCOME)

-There is non-exempt equity on real property $28,991. (LANGUAGE ADDED)
-Must file Pre-confirmation certificate. (FILED)

Plan proposes: $400 x 60 beginning 7/1/2021, base
Payments: 2/2
----------------------
resolved:
- Auto insurance, none provided, but a renewal form form from NJM Insurance with no car info. (RECEIVED)
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-15186 / MBKLEE M PERLMAN, ESQOrder Vacate Dismissal of Case3rd Party MatterDebtor has made 1 of 4 required payments   Arrears: $1,611.00  
Matter ResolvedRequest
Adjourment
1672/23/2022 10:00 am21-15816 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $1,200.00  
Per AR, okay to ADJ to 2/23/22. Atty to respond to the Disposition List within 10 days. After issues are addressed, the Trustee will notify Atty if he is getting an appraisal.

AR RESOLVE OR HOLD
ISSUES AS OF 1/4/2022 (DM):

1) SN Servicing/US Bank (Friedman Vartolo) OBJs - $56,671.79 arrears (COTBS TO PAY CLAIM).

2) Trustee OBJ:
- Need year and valuation for Sea Nymph (UNRESOLVED).
- Need valuation for 1996 Prowler (UNRESOLVED).

- Excessive Expense: $810 for cable/internet/cell between P&L and Schedule J; $300 estimated taxes - need proof (UNRESOLVED).
- Income verifies higher ($6,526/$2,337) than scheduled ($5,967/$1,500) resulting in $2,850 of disposable income.

- There is $10,000 of non-exempt equity in the business (see Business Questionnaire).
- There is $6,164 of non-exempt in personal property pending review of additional bank statements (SEE BANK STATEMENT NOTES BELOW).
- Need bank statements for June & July for Middlesex FCU Savings and Wells Fargo account #8424 (MIDDLESEX FCU END BALANCE 7/31/21 IS $9,707.31 - DID NOT PROVIDE STATEMENT FOR WELLS FARGO ACCT #8424 - TOTAL EQUITY IN BANK ACCOUNTS IS CURRENTLY $14,222).

- There is $8,457 of non-exempt equity in Loomis Brook Rd property.
- Trustee objects to the debtor's valuation of the real property at $356,000 as of 2/15/21. The case was filed in July and Zillow has a valuation of $407,600 with comparable properties for recent sales within the last 3 months showing values of over $400,000 (UNRESOLVED).

- Debtors' attorney must file a fee application within 7 days of Confirmation.
- Need proof of insurance for 2006 Toyota (RECEIVED).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $1,500 x 60, $16,352 Min Div
PTD 5/6 = $7,800
Last Claim (9-1)
Matter ResolvedRequest
Adjourment
1762/23/2022 10:00 am21-16547 / MBKSTEPHANIE SHRETER, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $1,500.00  
As of 12/17/21 (DS): Debtor attorney requested adjournment, 341 sched 1/20/22
Matter ResolvedRequest
Adjourment
1752/23/2022 10:00 am21-16617 / MBKRobert Manchel, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

ISSUES AS OF 1/4/2022 (DM):

 Motion to Sell granted and Order entered 12/8/21 - need HUD and status of non-exempt sale proceeds.

1) State of NJ filed $1,173.31 priority claim that includes estimated taxes for 2018 (UNRESOLVED)

2) State of NJ filed a general unsecured claim that includes estimated taxes for 2016 & 2017 (UNRESOLVED).

3) American Express (Zwicker & Associates) OBJs - $10,846.84 secured judgment not treated in the plan (CHECK HUD FOR PAYMENT AT SALE).

4) Carol L. Baron (John M. Baron, Esq.) OBJs - $31,089.50 tax sale certificate (CONSENT ORDER ENTERED 10/19/21 - CHECK HUD FOR PAYMENT AT SALE).

5) MP provides $197.44 secured treatment to Barnegat Twp - no POC filed (STRIKE?)

6) Trustee OBJ:
- Debtor has insufficient income - need to provide updated proof of income - Sch I lists income as $1,037. Income verifies only at $720.
- Need to provide proof of income for Med A Quest for last pay period in July and first pay period in August.
- Excessive Expense: $516.66 property taxes (need proof that property taxes are being paid by debtor 10 days before confirmation); $211.05 auto insurance (verifies at $157); and $219 homeowners insurance (verifies at $181).

- Trustee to receive non-exempt proceeds from sale of property.
- There may be $248,388 non-exempt equity in real estate (PER MOTION TO SELL, STATE OF NJ TRANSFER INHERITANCE TAX BUREAU HAS $170,616 CLAIM - CHECK HUD FOR PAYMENT AT SALE).

- Need bank statements for Chime checking & savings for July and August (ONLY RECEIVED CHECKING STATEMENTS)
- Need updated auto insurance - policy provided expired 8/14/2021 (RECEIVED).
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $105 x 36, Base Plan with sale by 2/28/22
PTD 4/5 = $420
Last Claim (33-1)
Matter ResolvedRequest
Adjourment
1942/23/2022 10:00 am21-16938 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

AS OF 12/21/21 (SF)


1. Trustee objection:
- The debtor has insufficient income disposable income verifies $ -1,388.50.
- Need current market analysis - with updated comps that are 6 months from filing.
- Need Income contribution affidavit
- Must amend Schedules I to add contribution from family.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $6,368 when determining disposable income.
- There may be non-exempt equity on real property pending updated CMA.
- Must file Pre-confirmation certificate.


Plan proposes $500 x 60 Base, Loan Mod by 8/1/22
Payments: 4/4

RESOLVED:

1. Objection filed by Midfirst Bank (Rebecca Solarz) - failure to pay arrears and speculative loan mod (ORDER ENTERED. PAY ARREARS AND LOAN MOD BY 1/12/22)
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-16964 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 6 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-17112 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

issues as of 12/29/2021 (JMA)

1) 341 not held, rescheduled for 1/20/2022
2) No Trustee plan payments, arrears $230
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-17161 / MBKBRAD J SADEKConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-17222 / MBKDONALD C GOINS, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-17231 / MBKJENEE K. CICCARELLIConfirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 4 required payments   Arrears: $204.00  
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-17260 / MBKKARINA PIA LUCID, ESQ.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-17525 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

341 now on 1/27/22

AS OF 12/21/21 (SF)

341 NOT HELD - NOT RESCHEDULED
PAYMENTS: 3/4 Arrears: $425

341 NOTES: need amended petition signed by poa and file poa with court
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-17531 / MBKDAVID A. SEMANCHIK, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $409.00  
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-17590 / MBKJoan Sirkis Warren Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

As of 1/10/22 Debtor attorney requested adjournment to allow time for mod plan

As of 1/6/22 (DS): 1. Debtor in arrears $500, made 2 out of 4 payments, last payment made 11/29/21 for $500. Proof of money order provided $500 1/10/22.

2. Trustee obj to the following:
- Need Updated auto insurance, insurance expires 12/14/21. If not confirmed 1/12/22.
- Excessive expenses on Sched J such as: Home maintenance $250, Electric/Heat/Gas $495, Tele/Cell/Cable/Internet $520, Entertainment $350 (must provide proof 10 days before confirmation) and Non -filing spouse Annuity loan payment $1,000 (requires proof 10 days before confirmation hearing).
- 22c Line 21 list $1,402.92 for childcare, children are ages 15 -19 and Line 34 claims to pay mortgage $1,592.61, plan has arrears not to be paid pending loan mod. May be moot,
since plan is proposing to pay 100%.

3. Plan is paying 100%, student loan claim filed $63,723.37, plan does not list student loans to be paid outside, if paying 100% would need to pay student loan claim, if not paying would need mod plan to list student loans outside on Part 5b. If not plan payment is not feasible. Would need $1,327 x 56 months, plan length is 36 months.

Prop Plan $250 x 36 begin 10/1/21; 100% and Loan mod with Mr. Cooper on Sliker Rd by 4/1/22
Note: Updated CMA with comps provided.
Matter ResolvedRequest
Adjourment
2042/23/2022 10:00 am21-17870 / MBKCarol L Knowlton, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

As of 1/7/22 (DS): 1. Trustee obj to the following:
- Need information on debtor's interest in father's estate and valuation of debtor's interest. RECEIVED DEBTOR'S CERT, BUT STILL NO FINAL WILL & TESTAMENT. AT THIS POINT THERE IS ESTIMATED NON-EXEMPT EQUITY $8,817.27 ON REAL PROPERTY IF 1/3 INTEREST.
- Schedules fail to account for debtor's tax refund in the amount of $1,,402 when determining disposable income. There is disposable income $228.83. May be moot, since plan will have to pay non-exempt equity.
- There is non-exempt equity on Hemlock Ct $6,534.98 and estimated non-exempt equity on W. Taylor Ave $8,817.27 total $15,352.25

2. NJ Division of Taxation filed priority claim $1,286.75, not in plan. Trustee ok to pay? Attorney ok with paying.

3. Twp of Florence filed arrears claim $1,011.71, not in plan. Attorney ok to pay.

4. Lakeview filed claim $5,012.46, plan has US Dept of HUD to be paid $7,800. Is this the same creditor? Per attorney plan was meant to pay main mortgage arrears with Lakeview.

5. Birch Hollow Condo Assoc. did not file arrears claim, plan has to pay $700. Is this to be stricken or will claim be filed? Bar date has passed 12/17/21. Per attorney ok to be stricken.

6. American Honda filed arrears claim for $530.56. Trustee ok to pay claim? Per attorney ok to pay.

Prop Plan $100 x 18 begin 11/1/21; $315 x 42; Base
Note: Mortgage statement no longer needed, claim filed. Bank statements provided, there is no equity in bank accts.
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-17908 / MBKEUGENE ROTH, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $228.00  
341 now on 1/13/22
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-18117 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

AS OF 12/8/21 (SF)


1. 341 NOT HELD - RESCHEDULED TO 1/27/22
2. PAYMENTS: 3/3


Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-18272 / MBKJames DiMaggio Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

As of 1/5/22 (SF)

341 not held - Rescheduled to 1/27/22
Payments: 2/3 Arrears: $2209.05
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-18389 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,056.00  
AS OF 1/6/22 (SF) UPDATED - PLAN IS NOT FEASIBLE - Adj. to 2/23. Attorney needs more time to address all objections and file motions.

1. Objection filed by IRS (O'Hagan) - failure to pay secured claim in the amount of $204,761.85 and failure to calculate post-confirmation interest

2. Motion to Modify Claim of IRS scheduled for 2/23/22 at 9

3. Trustee objection:
- The debtor has failed to file a feasible plan (Plan proposes total base of $63,348 but claims total $297,752)

- Amendments to Schedules I to include income for non filing spouse. Amend Sch B to
include any assets from business that ceased operations in February 2021.

- The IRS filed a secured claim in the amount of $204,761.85 which is not in the plan.

4. State of NJ filed claim 7-1 for $10,571.12 priority and $25,701.68 secured which is not addressed in plan.

Plan proposes $1055.80 x 60 Base
Payments: 2/3 Arrears: $1055.80

RESOLVED:
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need service on all 6 creditors listed in part 7a of the plan. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)

- Need a current market analysis - with comparables from the last 6 months. (MOOT DUE TO HIGH TAX CLAIMS)
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-18425 / MBKJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 3 required payments   Arrears: $193.00  
Matter ResolvedRequest
Adjourment
2192/23/2022 10:00 am21-18487 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

payment posted

1/11/22(mk) Atty emailed proof of 2 missing payments. need to post. will request adj.

AS of 1/5/22(mk): no payments as of this date


1. Objection By US Bank(Friedman Vartolo):
-plan fails to pay arrears

2. Trustee Objection:
- debtor has failed to supply proof of Social Security Number to TR.
-debtor not paying all disposable income into plan.
-excess expense on Schedule J $550/telephone, cell phone, internet
- Missing 6 paystubs for the spouse dated: 8/11/2021; 9/1/2021;
9/8/2021; 9/29/2021 and 10/6/2021 - cannot verify accurately without
all paystubs. Need certification for explanation.
- The debtor's Business Forms (#3 Description of Assets) shows estimated
market value of inventory $25,000 that is not listed on Schedules. Need
a Balance Sheet statement for the business.

Plan:$987 X 60 BEG 12/2021; LM BY 8/1/2022 (10 DENNIS PL); BASE
0/2 payments
last claim:1-1, bar date:1/10/22
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-18531 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS Of 1/5/22(mk): BAR DATE 1/12/22- 100%- SHOULD ADJ. TILL AFTER BAR DATE & TO RESOLVE IRS ISSUES- debtor adj request will file returns


1. OBJECTION BY IRS & IRS Filed Estimated Claim. for priority (No return for 2018) & GUC. (no returns filed for 2015-17).

2. Objection by CSMC 2018 RRL3 Trust(KML)
-plan fails to pay arrears.

3. Trustee Objetion:
-debtor has failed to file a feasible plan
-need a statement for the HBAN Hundy stock account.
-needs Modified Plan that addresses IRS claim.
-needs Amendments to Schedules B to list the Wells Fargo bank accounts.
-There is $95,332.71 in non exempt equity in the residence (100%
Plan).
-There is $43,490 in non exempt equity in the Wells Fargo bank
accounts (100% Plan).
-Verified income leaves monthly disposable income of $744 (100% Plan).
- must file pre conf cert.


Plan: $650 X 57 BEG 12/2021; 100%
2/2 payment
last claim :1-2, bar date:1/12/22
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-18583 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

341 is on for 1/20/22
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-18616 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

341 now on for 1/27/22
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-18649 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $125.00  
issues as of 1/5/2022 (JMA)

1) 341 not held, rescheduled for 1/13/2022
2) Not current with Trustee plan payments, arrears $124.58
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-18677 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 12/21/21 (SF) NO PAYMENTS


1. 341 NOT HELD - RESCHEDULED TO 1/20/22
2. PAYMENTS: 2/2
Matter ResolvedRequest
Adjourment
2442/23/2022 10:00 am21-18766 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $881.00  
1/19/22 - petition amended (Doc #16) to correct ssn.
ATTY AGREES TO TERMS BELOW BUT DM IS ADJ TO 2/23 FOR THE FILING OF THE AMENDED PETITION TO CORRECT THE SSN

As of 1/5/22(mk):

As of this date No Jan Tr Payment has been made and Plan has 2 crams on 2 autos. as of today, no creditor objections filed.

**CAN REC CONFIRM AT $881 PTD, THEN $906 x 58, Begin 2/1/22;0%;
must file pre conf cert w/in 10 days.

1. Trustee Objection;
-need to Amend Petition to correct co -debtor's last number in her social security number (STILL)and notify credit agencies(Done)..
-Must file Pre-confirmation certificate
----------------------------
-debtor has failed to provide proof of service to Plan Motion (s).(Filed)

Plan: $881 x 60 begin 12/1/21; $0
1/2 payments
last claim:4-1, bar date:1/20/22
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-18770 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $500.00  
issues as of 1/5/2022 (JMA)

1) 341 not held, rescheduled for 1/13/2022
2) Not current with Trustee plan payments, arrears $500
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-18806 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

issues as of 1/4/2022 (JMA)

1) Trustee objection to confirmation - need to resolve
-proof of 2 months income for non filing spouse
-need a copy of the 2020 tax return for non filing spouse
-need October and November bank statements for non filing spouse
-need a modified plan that steps up the Trustee payment by $754/month in month 38 of the plan
-need Amendment to Schedule I to include spouse's income and J to correct mortgage payment which is $2,978
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $4,661.25 in non exempt equity in the residence based on CMA provided. Per Redfin non exempt equity $43,700 need updated CMA or Appraisal
-there is $18,373 in non exempt equity in the 2018 Mercedes per Kelly Blue Book value
-there is $4,125 in non exempt equity in the 2014 Buick
-there is $1,050 in non exempt equity in the Chase Bank account and cash
-need to file pre confirmation certification with Court
-need a pension loan statement showing when the loan was taken out
-submit amended Schedules I and J for husband with proof of income and tax return
2) Plan proposes non-standard order of distribution

proposed plan $291x60 base plan
paid in $582
last claim 3
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-18839 / MBKSEYMOUR WASSERSTRUM, ESQConfirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,340.00  
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-18881 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $500.00  
As of 1/7/21 (DS): 341 not held 12/16/21 Still missing: CMA (Sale agreement expired 12/31/21). Emailed Debtor atty to provide via 13docs.
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-18920 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $500.00  
As of 1/5/22 Debtor attorney requested adjournment, 341 scjed 1/20/22
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-18923 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 1/7/2022 (at):

IF A PAYMENT IS MADE, NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING.

1. 341 is scheduled for 1/20/2022.
2. Payments: 1/2, arrears $250
Matter ResolvedRequest
Adjourment
2182/23/2022 10:00 am21-18945 / MBKKevin Fayette, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 2 required payments   Arrears: $0  

As of 1/21/22 Debtor attorney requested adjournment to resolved obj

As of 1/20/22 (DS): 1. Trustee obj to the following:
- Need updated auto insurance, if not confirmed by 1/26/22, insurance expires 1/15/22.
- Income verifies higher, there is disposable income $1,443.
- There is non-exempt equity on real property $12,865.72 and bank accts $3,444.50 total $16,310.22.
- Need service on motions in plan.
- Need explanation of any deposits or transfers/withdrawals from son's bank acct in excess of $1,000 for the period 7/1/21-11/30/21.
- Must file Pre-confirmation certificate.

2. American Express filed unsecured claim#8-1. Plan list judgment lien to cram to $8,456 to be paid by Trustee.

Prop Plan $290 x 60 begin 12/1/21; Dollar Base $3,454
Note: Mortgage claim filed.
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19003 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

As of 1/13/22 (DS): Debtor attorney requested adjournment to allow to pass bar date 1/31/2
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19112 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $890.00  
As of 1/19/22(mk):

>>PLAN IS 100%- SHOULD BE ADJOURNED TO AFTER BAR DATE OF 2/7/22<<

1. St Of NJ filed POC for secured $5,679.11 and Priority $1,109.20.
Plan puts 7,223 in priority sets up claim as filed unless an order to treat otherwise.

2.. Trustee Objection:
-excess expenses on Schedule J $600/telephone, cable internet; $275
estimated taxes (is this being paid monthly); $300 contribution
expenses at friends home (petition states both debtors reside at
Lumberton address); $100/family gifts -income verified higher than
scheduled, monthly disposable net $1,973.17
-Form 122-c2 Line 45 shows monthly disposable income $1,507 which
requires minimum $90,420 dividend to general unsecured creditors
(plan proposes 100%)
----------------------------------
-TD Bank statement shows transfer of $860 to checking acct ending #0123 - is this another account the debtors have, need statements.(Provided)
-amended atty disclosure filed.

Plan:$900 X 12; $1400 X 48 BEG 12/2021; 100%
1/2 payments
bar date 2/7/22
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19142 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledConverted to 7 / 11Debtor has made 0 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19443 / MBKEric ClaymanConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $200.00  
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19572 / MBKKirsten B. Ennis Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19576 / MBKBRAD J SADEKConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19578 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19610 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $305.00  
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19616 / MBKGEORGETTE MILLERConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,100.00  
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19631 / MBKJames DiMaggio Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19654 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19656 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19670 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19712 / MBKEric ClaymanConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19724 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19762 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19763 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $640.00  
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19886 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $751.00  
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19892 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19927 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am21-19940 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $500.00  
Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am22-10008 / MBKBRAD J SADEKConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
02/23/2022 10:00 am22-10474 / MBKSCOTT D SHERMAN ESQOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
02/23/2022 1:00 pm18-28519 / MBKCarol L Knowlton, EsqMotion Compensation3rd Party MatterTotal Paid In: $16,698.00
Matter ResolvedRequest
Adjourment
02/23/2022 1:00 pm19-30865 / MBKAndrew Thomas Archer Motion CompensationNo Opposition FiledTotal Paid In: $11,102.00
Matter ResolvedRequest
Adjourment
02/23/2022 1:00 pm20-18352 / MBKCANDYCE I SMITH-SKLAR, ESQMotion CompensationNo Opposition FiledTotal Paid In: $5,100.00
Matter ResolvedRequest
Adjourment
02/23/2022 1:00 pm21-18383 / MBKMARK GOLDMAN, ESQMotion Compensation3rd Party MatterTotal Paid In: $2,190.00
Matter ResolvedRequest
Adjourment
02/23/2022 2:00 pm21-18651 / MBKPRO SEOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
02/23/2022 2:00 pm22-10417 / MBKBENJAMIN JAMIE GINTEROrder Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
02/23/2022 2:00 pm22-10485 / MBKFRED R BRAVERMAN ESQOrder Show CauseJudge to Reserve Decision
MISSING DOCS
Matter ResolvedRequest
Adjourment
02/23/2022 2:00 pm22-10487 / MBKDouglas G. Mitchell Order Show CauseJudge to Reserve Decision
FILING FEES
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes