Judge Christine M. Gravelle
Hearing Date: 2/19/2020
Hearing Count: 284
Last Updated: 04-07-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
12/19/2020 9:00 am14-16602 / CMGKirsten B. Ennis Motion Relief from Stay (Fee)Order Previously Submitted
Debtor obj<>PNC BANK (MARTONE & UHLMANN)
Matter ResolvedRequest
Adjourment
22/19/2020 9:00 am14-30396 / CMGMELISSA HOFFMAN, ESQMotion Relief from Stay (Fee)Granted
BAYVIEW LOAN SERVICING (FEIN)
Matter ResolvedRequest
Adjourment
32/19/2020 9:00 am14-32863 / CMGWardell Huff Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/4/2020 9:00 am
Total Paid In: $138,283.00
mk: emailed atty on 2/20/20= balance is $12,519.Plan has expired

12/11/19(mk): Atty working on funds to pay balance. Needs time. Will file objection to Motion & Will request adj.

Debtor obj, requests time to pay balance<>ARREARS

Plan in month 61. Plan balance is $15,652
Matter ResolvedRequest
Adjourment
42/19/2020 9:00 am14-33494 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/1/2020 9:00 am
Total Paid In: $23,611.00
adj to 4/1/20 to pay it off

2/5/20- 2 more weeks

1/15/20 - Atty says needs 2 weeks to pay it off


Debtor obj,will bring current<>ARREARS are $1727 and in month 62
Matter ResolvedRequest
Adjourment
52/19/2020 9:00 am14-33862 / CMGScott C. PyferMotion Relief from Stay (Fee)Granted
SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
62/19/2020 9:00 am15-13946 / CMGPRO SEMotion Relief from Stay (Fee)Continued
4/1/2020 9:00 am
Total Paid In: $49,863.00
debtor in hospital

NC BANK (MARTONE & UHLMANN)
Matter ResolvedRequest
Adjourment
72/19/2020 9:00 am15-15222 / CMGYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/15/2020 9:00 am
Total Paid In: $94,302.00
has another payment.

MK:See PN form last hearing

Debtor obj<>1/13/20:ARREARS are $7,817
Matter ResolvedRequest
Adjourment
82/19/2020 9:00 am15-17866 / CMGKirsten B. Ennis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/1/2020 9:00 am

2/11/20(mk): atty to file opp'n- debtor waiting for outcome of PI suit- meeting w/PI atty next week and will have better time line. Office will file application to retain PI counsel and upload adj request on this motion .


FAILED TO PAY PLAN BALANCE/PLAN EXPIRED; FAILED TO FILE AMD C FOR EXEMPTION ON PI PROCEEDS; FAILED TO RETAIN SPECIAL COUNSEL; FAILED TO FILE NTC OF SETTLEMENT
Matter ResolvedRequest
Adjourment
92/19/2020 9:00 am15-21383 / CMGJennifer N. Weil Motion Relief from Stay (Fee)Continued
3/18/2020 9:00 am
Total Paid In: $11,274.00
Debtor obj<>SELECT PORTFOLIO SERVICING (MCCALLA)
Matter ResolvedRequest
Adjourment
102/19/2020 9:00 am15-24751 / CMGROBERT C NISENSON ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $19,033.00
1/15/20- creditor NS -Wayne req. adj to discuss

NEW REZ (Hill Wallack)
EVIDENTIARY HEARING
Matter ResolvedRequest
Adjourment
112/19/2020 9:00 am15-26879 / CMGJAMES J CERBONE, ESQTrustee Certification of DefaultContinued
3/18/2020 9:00 am
Total Paid In: $20,436.00
>>Needs time to come up with funds
Matter ResolvedRequest
Adjourment
02/19/2020 9:00 am15-26879 / CMGJAMES J CERBONE, ESQCreditor Certification of DefaultContinued
3/18/2020 9:00 am
Total Paid In: $20,436.00
WELLS FARGO (Phelan)
Matter ResolvedRequest
Adjourment
132/19/2020 9:00 am15-28221 / CMGROGER J. YEHL, ESQ.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $10,600.00
Debtor obj<>BAYVIEW LOAN SERVICING (PHELAN)

.Order submitted to Chambers on 2/18/20.
Matter ResolvedRequest
Adjourment
142/19/2020 9:00 am15-32525 / CMGWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultContinued
4/1/2020 9:00 am
Total Paid In: $99,417.00
atty says debtor made 5,000 payment adj for posting

Debtor obj, will pay arrears within 30 days
Matter ResolvedRequest
Adjourment
152/19/2020 9:00 am16-11796 / CMGSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Continued
3/4/2020 9:00 am
Total Paid In: $13,740.00
Debtor obj<<>>NEWREZ (GREENSPOON MARDER)
Matter ResolvedRequest
Adjourment
162/19/2020 9:00 am16-12740 / CMGCANDYCE I SMITH-SKLAR, ESQTrustee Certification of DefaultConverted to 7 / 11
Debtor obj, will convert to Ch 7
Matter ResolvedRequest
Adjourment
172/19/2020 9:00 am16-14598 / CMGMark K. Smith, Esq.Motion Reopen Ch. 13 Case (fee)Granted
TO FILE CERTS

Needs a Form of Order
Matter ResolvedRequest
Adjourment
182/19/2020 9:00 am16-23200 / CMGJAMES J CERBONE, ESQMotion Relief from Stay (Fee)WithdrawnTotal Paid In: $24,649.00
Debtor obj<>LEGENDS AT KNOB HILL CONDO (MCGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
192/19/2020 9:00 am16-25152 / CMGWILLIAM S WOLFSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $54,686.00
2/17/20: Debtor awaiting confirming letter to return to work.Needs to see if School will accept it and let him back. Once we know, will file MP.
MK- review atty email- call him re status

12/12/19:Chg of Cir.-debtor going disability in Jan.2020- likely be permanent but if not can add lang for updated income every 4 mos after conf. ALSO co debtor lost job w/ school- now tutoring- A MP was filed on 12/8/19 & amended I & J but still has debtor's reg income on schedule I. Mk has discussed with Atty. Needs to w/d or we can deny MP (#163) on 12/18/19. Will file new MP in Jan with Amended I & J with proof of Disability income etc. Going to adj Motion for new MP . Debtor will continue making some kind of a Trustee payment till new MP. New MP will likely reduce div to gucs as debtors do not have the income anymore.

11/12/19: Filed MP on for 12/18/18. adj this motion to that date.



AMT: Dup clm resolved; Needs to address feasibility<<<>>>

Debtor obj, filing MP<<<>>>NOT FEASIBLE DUE TO ORDER CURING ARREARS ADDING PP TO PLAN; DEBTOR FILED CLMS #22-1 & #23-1 ARE DUP OF IRS AMD CLM #2-2;
Matter ResolvedRequest
Adjourment
202/19/2020 9:00 am16-25652 / CMGWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultDismissedTotal Paid In: $17,718.00
Debtor obj, will bring current
Matter ResolvedRequest
Adjourment
212/19/2020 9:00 am16-28065 / CMGWILLIAM S WOLFSON, ESQMotion to Cancel and DischargeGranted
MTN TO CANCEL DISCHARGE/GMAC
Matter ResolvedRequest
Adjourment
222/19/2020 9:00 am16-28789 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AR READY TO CLOSE PER LM ORDER AND PD AT 100%
1/14/20(mk): Per B. Caine- mtg atty:Debtor completed 3 mo trail period. Rushmore sent final perm. LM offer on 1/10/20. Adj. to give time to file Motion to Approve LM.

Debtor obj,in trial period<<<>>FAILED TO OBTAIN LM BY 6/1/17
Matter ResolvedRequest
Adjourment
232/19/2020 9:00 am16-33078 / CMGROBERT C NISENSON ESQTrustee Certification of DefaultDismissedTotal Paid In: $18,728.00
Debtor obj, will attempt to bring current
Matter ResolvedRequest
Adjourment
242/19/2020 9:00 am16-34303 / CMGEric ClaymanCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $14,694.00
NATIONSTAR (Stern & L)( TR ARREARS)
Matter ResolvedRequest
Adjourment
252/19/2020 9:00 am17-10372 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $7,378.00
adj for LM status and $ to post

Debtor obj;-says in process of applying for LM.

<>FAILED TO LM BY 12/31/18, EXTENDED LOSS MIT EXPIRED 6/22/19; ARREARS are $798. last pay was $1,464 on 10/22/19.
Matter ResolvedRequest
Adjourment
262/19/2020 9:00 am17-10868 / CMGJOSEPH ALBANESE, ESQTrustee Certification of DefaultContinued
3/4/2020 9:00 am
Total Paid In: $10,850.00
TRUSTEE CERT. OF DEFAULT
>>Debtor has motion for Hardship Discharge on for 3/4/20 .
Matter ResolvedRequest
Adjourment
272/19/2020 9:00 am17-12558 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/1/2020 9:00 am
Total Paid In: $10,410.00
needs to file MP to cure arrears

12/1/19(mk): Order entered extending Loss Mit .to2/20/20. Mk- debtor has temp mod and made payments- bank needs to give the perm mod.

AR OBJECTION DOESNT MAKE SENSE
Debtor obj<>FAILED TO COMPLETE LM BY 9/23/17; EXTENDED LOSS MIT EXPIRED 6/23/19
Matter ResolvedRequest
Adjourment
282/19/2020 9:00 am17-14727 / CMGAndrew Thomas Archer Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $40,245.00
SLS (KML)( TR ARREARS )
Matter ResolvedRequest
Adjourment
292/19/2020 9:00 am17-15006 / CMGJOHN ZIMNIS, ESQMotion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $11,597.00
Debtor obj<>JPMORGAN CHASE (MCCALLA RAYMER)
Matter ResolvedRequest
Adjourment
302/19/2020 9:00 am17-15935 / CMGJAMES J CERBONE, ESQMotion Relief from Stay (Fee)Continued
3/18/2020 9:00 am
Total Paid In: $20,864.00
Debtor obj<>JPMORGAN CHASE BANK (FEIN)
Matter ResolvedRequest
Adjourment
312/19/2020 9:00 am17-16962 / CMGAndrew Thomas Archer Trustee Certification of DefaultConverted to 7 / 11
Debtor obj, converting to ch 7- Filed Notice on 2/18/20
Matter ResolvedRequest
Adjourment
322/19/2020 9:00 am17-17049 / CMGWARREN BRUMEL, ESQTrustee Certification of DefaultContinued
3/4/2020 9:00 am
Total Paid In: $32,500.00
adj 2 weeks for a payment and a recap

Debtor obj, requests recap- Arrears $5644. last pay 10/2019.


>>Needs 1,451 x 26 begin 3/1/20.
Matter ResolvedRequest
Adjourment
332/19/2020 9:00 am17-17301 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $11,504.00
2/14 AMT: OWES FEB/WILL COMPLETE TIMELY<<<>>>

2/4/20: atty email that $950 in money orders sent 1/27/20. Adj 2 weeks to post.

Debtor obj, will cure before hearing<>ARREARS
Matter ResolvedRequest
Adjourment
352/19/2020 9:00 am17-23968 / CMGWilliam H. Oliver, Jr., Esq.Application for Extension of Loss MItigationWithdrawnTotal Paid In: $19,247.00
US Bank obj (RAS)<> APPLICATION OF EXTENSION OF LOSS MIT
Matter ResolvedRequest
Adjourment
342/19/2020 9:00 am17-23968 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $19,247.00
AMT: MP 3/18<<<>>>

>>MP filed 1/31/20(#115)extends time for LM.

Debtor obj, filing MP<>FAILED TO COMPLETE LM BY 10/31/18, EXTENDED LOSS MIT EXPIRED; ARREARS
Matter ResolvedRequest
Adjourment
362/19/2020 9:00 am17-25587 / CMGPETER E ZIMNIS, ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $26,895.00
BMW (Mester & Schwartz)
Matter ResolvedRequest
Adjourment
372/19/2020 9:00 am17-28521 / CMGAndrew Thomas Archer Creditor Certification of DefaultGrantedTotal Paid In: $20,738.00
debtor NS 10:03

SPECIALIZED LOAN (KML)
Matter ResolvedRequest
Adjourment
382/19/2020 9:00 am17-30369 / CMGJustin M. Gillman, Esq.Trustee Certification of DefaultContinued
3/18/2020 9:00 am
Total Paid In: $14,400.00
2/14: AMT - Per atty, debtor was out of work/new job end Feb. Adj'g to allow pymt to post/recap feasible<<<>>>

Debtor obj<>
Matter ResolvedRequest
Adjourment
392/19/2020 9:00 am17-31977 / CMGLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $10,368.00
FAILED TO SELL BROADVIEW AVE PPTY BY 8/1/19
Matter ResolvedRequest
Adjourment
402/19/2020 9:00 am17-35544 / CMGDONALD C GOINS, ESQMotion Reinstate StayContinued
3/4/2020 9:00 am
Total Paid In: $7,095.00
MTN TO REINSTATE STAY
Matter ResolvedRequest
Adjourment
412/19/2020 9:00 am18-10332 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,032.00
2/19/20:MTG. POC #1-2 was amended.

2/4/20: atty says mtg is now rep by Freidman Vartolo & is filing amended POC

AMT: MP 2/19***NEEDS RESOLUTION****<<<>>>

1/17/20: MP filed - cure post pet arrears- DITECH STILL HAS NOT AMENDED POC FOR PER PET. ARREARS & DEBTOR HAS NOT MOVED AGAINST THAT CLAIM POST LM.

12/17/19.Going to file a MP. Stay motion resolved.

12/9/19: Stay Relief Motion by BSI Fin now on for 12/18/19.

11/5/19(mk): atty email:Would the Trustee be willing to carry the motion for two weeks? There was a service transfer on 11/1 and the new lender & attorney is investigating the payment history. We sent proof of current payments and anticipate a resolution to their MFR and Trustee motion within that 2 week window.

This case has been in final audit pending the servicer amending its claim for a few months.



FAILED TO MOVE AGAINST DITECH FINANCIAL* #1-1 & MFR filed by BSI Fin. & on for 12/4/19


11/1/19*claim has been transferred to US Bank
Matter ResolvedRequest
Adjourment
422/19/2020 9:00 am18-12573 / CMGEdward Hanratty, Esq.Motion to QuashContinued
3/18/2020 9:00 am
Total Paid In: $14,066.00
Debtor brief<>LENDING LCUB MTN TO QUASH 2004 SUBPOENA (Ballard Spahr)
Matter ResolvedRequest
Adjourment
432/19/2020 9:00 am18-13154 / CMGSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $12,414.00
spouse getting $ from inheritance and then will be pd in full


Debtor obj<>SV/OCWEN #31-; ARREARS
Matter ResolvedRequest
Adjourment
442/19/2020 9:00 am18-14044 / CMGSTEVEN A RAGLAND, ESQMotion Relief from Stay (Fee)Continued
3/4/2020 9:00 am
Total Paid In: $12,342.00
Debtor obj<>FREEDOM MTG (PHELAN)
Matter ResolvedRequest
Adjourment
452/19/2020 9:00 am18-14201 / CMGSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $9,014.00
2/13 AMT: PROPOSED TRUSTEE ORDER - $8,440 PTD (22); $437 X 1 (feb); $503 x 37 beginning 3/1/20. Trustee is authorized to pay NY State POC #12-1 which amended claim #2-2 to add $937 post petition.<<<<>>>> Atty ok to terms(mk)

mk;email atty

Debtor obj<>NEEDS RECAP DUE TO SUPPLEMENTAL FEES; NEEDS RESOLUTION OF NY STATE PARTIAL POST PETITION CLM #12-1; ARRREARS

DEBTOR WANTS TO RESOLVE MOTION. ADVISED TO CONTACT ATTY TO FILE OPPOSITION AND TO RESOLVE THE CLAIM OF NEW YORK 2-2 AND THEN WE CAN ENTER INTO A TRUSTEE'S ORDER-KB
Matter ResolvedRequest
Adjourment
462/19/2020 9:00 am18-15130 / CMGSCOTT E KAPLAN ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/4/2020 9:00 am
Total Paid In: $5,132.00
AMT: MP 3/4<<<<>>>>

12/4/19: Trial Lm in place .Last trial payment die dec. then file Motion to Approve

AMT: Loss mit now ext to 1/31/20, Doc #53<<<<>>>>

Debtor obj, filed mtn to extend<>FAILED TO LM BY 12/31/18, EXTENDED LOSS MIT EXPIRED 6/15/19
Matter ResolvedRequest
Adjourment
472/19/2020 9:00 am18-16568 / CMGWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultDismissedTotal Paid In: $13,192.00
adj to convert to ch 7-no dismiss

Debtor obj- applying to take $ form 401(k) to be current
Matter ResolvedRequest
Adjourment
482/19/2020 9:00 am18-17099 / CMGAndrew Thomas Archer Motion Relief from Stay (Fee)Granted
SN SERVICING (FRIEDMAN)
Matter ResolvedRequest
Adjourment
492/19/2020 9:00 am18-17695 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $20,100.00
atty has 1500 and says debtor obtained LM on 1st & 2nd prop. MP on for 3/18/20

Debtor obj, filng MP<>FAILED TO LM PENNWOOD AVE PPTY BY 2/1/19, EXTENDED LOSS MIT EXPIRED 10/17/19; FAILED TO COMPLY WITH 3/26/19 LM ORDER TO FILE MP AND AMD I/J; ARREARS
Matter ResolvedRequest
Adjourment
502/19/2020 9:00 am18-19171 / CMGWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
3/18/2020 9:00 am
Total Paid In: $47,760.00
POLICE & FIREMAN RETIREMENT SYSTEM (Pluese Becker)( TR ARREARS )
Matter ResolvedRequest
Adjourment
512/19/2020 9:00 am18-19998 / CMGWARREN LEVYTrustee Certification of DefaultGrantedTotal Paid In: $10,360.00
READY HOLD FOR 2 PM
AMT: MP 2/19*****RECOMMEND DENIED****<<<>>>

ARREARS $5,180. Last pay July 2019.

1/14/20(mk): MP filed and on for 2/19/20. adj this to MP date.


Debtor response, filing MP
Matter ResolvedRequest
Adjourment
522/19/2020 9:00 am18-20113 / CMGSTACEY L MULLEN, ESQCreditor Certification of DefaultContinued
3/4/2020 9:00 am
Total Paid In: $9,720.00
MK: for 3/4/20: ok to grant as per 2/19/20 note.

2/19 10:30 AMT: OBJ WITHDRAWN, DOC #43<<>>

MK: write attys -neither showed - is this settled?

BOA (Shapiro)( TR ARREARS )
Matter ResolvedRequest
Adjourment
532/19/2020 9:00 am18-20565 / CMGJOSEPH J MANIA III ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $4,102.00
AMT: MP 2/19****RECOMMEND DISMISSAL****<<<>>>


12/3/19: Mp was adj to 12/18/19 due to Atty. issue. mk will adj this motion to 12/18/19.
10/29/19: MP filed(#49) On for 12/4/19- Has Issues - Needs Resolution)

9/3/19;mk: atty writes needs to file new MP to deal w/ SBA outside plan. wants adj. replied he needs to w/d MP #40 on for 9/4/19 and file new MP and then Ct will fix a hearing date for new MP.

FAILED TO COMPLY WITH LM ORDER 2/14/19 TO FILE MP AND AMD J WITHIN 20 DAYS
Matter ResolvedRequest
Adjourment
542/19/2020 9:00 am18-20716 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,100.00
deal fell through.

atty has possible sale - will know by 2/1/20

Debtor obj<>100% PLAN NOT FEASIBLE DUE TO CONSENT ORDER DOC #70 SETTING US BANK CLM #8-1 AMOUNT OF $271,100.30
Matter ResolvedRequest
Adjourment
552/19/2020 9:00 am18-21689 / CMGBRIAN W HOFMEISTERMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $24,064.00
MTN TO EXPUNGE BANK OF NEW YORK MELLON #4
Matter ResolvedRequest
Adjourment
562/19/2020 9:00 am18-22154 / CMGWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultContinued
3/4/2020 9:00 am
Total Paid In: $13,822.00
adj to 3/4/20 for posting of last paymnt

2/15/20(mk): Arrears $1,126. inconsistent pay history

Debtor obj, will bring current
Matter ResolvedRequest
Adjourment
572/19/2020 9:00 am18-23993 / CMGPETER J BROEGE ESQTrustee Certification of DefaultTrustee OrderTotal Paid In: $16,258.00
2/14 AMT: $15,060 PTD (19); $1,179 X 41 BEG 3/1/20 (ATTY OK)<<<>>>

Debtor obj
Matter ResolvedRequest
Adjourment
582/19/2020 9:00 am18-24571 / CMGJUDITH G AMORSKI, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $21,966.00
NS

SV/JP MORGAN #8-2; ARREARS
Matter ResolvedRequest
Adjourment
592/19/2020 9:00 am18-24670 / CMGKevin Fayette, EsqMotion Relief from Stay (Fee)Continued
3/18/2020 9:00 am
Total Paid In: $5,300.00
BAYVIEW LOAN (SCHILLER, KNAPP)

Debtor opp'n-made payments- think we are current
Matter ResolvedRequest
Adjourment
602/19/2020 9:00 am18-24810 / CMGSTEPHANIE SHRETER, ESQMotion to File Amended Proof of ClaimGrantedTotal Paid In: $1,600.00
MTN FOR WEICHERT FINANCIAL TO AMEND CLM #4-1 TO $0 ARREARAGES (POST LM)
Matter ResolvedRequest
Adjourment
612/19/2020 9:00 am18-24810 / CMGSTEPHANIE SHRETER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/4/2020 9:00 am
Total Paid In: $1,600.00
MK: Claim Motion granted- MK contact atty- emailed her on 2/20/20- can we recap?

1/22/20 email from atty- trying to reach client. Will file motion to amended mtg. claim today .if no payments by next hearing- let it go

Debtor filed opp'n- says will pay arrears w/in 30 days.


FAILED TO COMPLY WITH 10/10/19 LM ORDER ; ARREARS are $520 as of 1/10/20.
Matter ResolvedRequest
Adjourment
622/19/2020 9:00 am18-25754 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $23,754.00
Debtor obj, filing MP<>FAILED TO LM BY 7/1/19; ARREARS
Matter ResolvedRequest
Adjourment
632/19/2020 9:00 am18-26021 / CMGWARREN BRUMEL, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/1/2020 9:00 am
Total Paid In: $5,705.00
2/19/20: was a title problem- needs 30 days

atty needs adj 60-90 dyas to see of LM or if not will need MP to refi

Debtor obj<<<>>>FAILED TO LM BY 3/1/19
Matter ResolvedRequest
Adjourment
642/19/2020 9:00 am18-26272 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $7,200.00
SV/US BANK #1-1; ARREARS
Matter ResolvedRequest
Adjourment
662/19/2020 9:00 am18-26744 / CMGWilliam H. Oliver, Jr., Esq.Motion File Claim After Claims Bar DateGrantedTotal Paid In: $20,933.00
PNC limited obj (Martone )<>MTN AUTHORIZING TRUSTEE TO PAY LATE FILED PNC CLM #3
Matter ResolvedRequest
Adjourment
652/19/2020 9:00 am18-26744 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $20,933.00
MOTION ON FOR 2-19 WITH LIMITED OBJ


Debtor obj, filing mtn and MP<>FAILED TO ADDRESS PNC 'PER PLAN' CLM
Matter ResolvedRequest
Adjourment
672/19/2020 9:00 am18-26865 / CMGThomas J Orr Motion Relief from Stay (Fee)Continued
3/18/2020 9:00 am
Total Paid In: $13,300.00
12/1/19- still worrking on resolving

10/29/19: Need Status?-- still working on resolution

9/29/19: working on settlement

9/1/19- adj to 10/2/19 @9:00.

8/2/19: creditor requested adj. to 9/4/19 -ongoing settlement negot.

Debtor obj<<<>>>JPMORGAN CHASE BANK (MCCALLA)
Matter ResolvedRequest
Adjourment
682/19/2020 9:00 am18-28556 / CMGNICHOLAS FITZGERALD, ESQMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $46,489.00
MTN TO PERMIT DEBTOR TO OBTAIN CREDIT
Matter ResolvedRequest
Adjourment
692/19/2020 9:00 am18-28612 / CMGJOHN F. BRACAGLIA, JR, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $9,470.00
atty says will do wage order- will look into that

Debtor obj<>ARREARS; INFEASSIBLE DUE TO ORDER ADDING POST PET ARREARS TO PLAN
Matter ResolvedRequest
Adjourment
702/19/2020 9:00 am18-29622 / CMGBRUCE H. LEVITTMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $41,464.00
Debtor obj<>NATIONSTAR MTG (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
712/19/2020 9:00 am18-29729 / CMGYAKOV RUDIKHMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $15,207.00
Debtor obj<>THE MONEY SOURCE (PHELAN)
Matter ResolvedRequest
Adjourment
722/19/2020 9:00 am18-29843 / CMGJOSEPH J ROGERS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/15/2020 9:00 am
Total Paid In: $3,080.00
2/14 AMT: Per atty, LM approved eff 4/1/20; filing mtn to approve. Adj'g to allow time for order and APOC<<<>>>
Debtor obj<>FAILED TO LM BY 8/1/19
Matter ResolvedRequest
Adjourment
732/19/2020 9:00 am18-29892 / CMGDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/4/2020 9:00 am
Total Paid In: $15,300.00
opp'n filed 2/18/20

FAILED TO LM BY 7/31/19
Matter ResolvedRequest
Adjourment
742/19/2020 9:00 am18-29947 / CMGNICHOLAS FITZGERALD, ESQTrustee Certification of DefaultContinued
4/1/2020 9:00 am
Total Paid In: $6,104.00
Debtor obj
Matter ResolvedRequest
Adjourment
752/19/2020 9:00 am18-30094 / CMGRUSSELL L LOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/15/2020 9:00 am
Total Paid In: $5,200.00
1/24/20(mk):TR arrears cured. Loss Mit extended to 4/8/20 but MFR on 2/5/20 (AMT: MFR GRANTED)

AR MFR FILED , TR ARREARS
1/10/20(mk): Appl. to Extend LM filed & deadline to object is 1/15/20. Debtor obj to trustee motion.

Debtor obj<>FAILED TO LM BY 7/301/9, EXTENDED LOSS MIT EXPIRED 10/30/19
Matter ResolvedRequest
Adjourment
762/19/2020 9:00 am18-30504 / CMGKirsten B. Ennis Motion Relief from Stay (Fee)Continued
3/18/2020 9:00 am
Total Paid In: $5,807.00
Debtor obj<>FINDERNE HEIGHTS CONDO (MEZZACCA & KWASNIK)
Matter ResolvedRequest
Adjourment
772/19/2020 9:00 am18-30611 / CMGPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $15,429.00
NS

2/14 AMT: $5,000 PYMT BOUNCED...

Matter ResolvedRequest
Adjourment
782/19/2020 9:00 am18-31104 / CMGKurt E. Reinheimer, Esq.Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $25,956.00
Debtor obj<>SELECT PORTFOLIO (FRENKEL LAMBERT WEISS)
Matter ResolvedRequest
Adjourment
792/19/2020 9:00 am18-31818 / CMGJAVIER L. MERINO, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,000.00
No Opp'n filed & NS

FAILED TO LM BY 11/29/19, EXTENDED LOSS MIT EXPIRED; ARREARS
Matter ResolvedRequest
Adjourment
802/19/2020 9:00 am18-32358 / CMGROBERT BRAVERMANMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,800.00
ARREARS
Matter ResolvedRequest
Adjourment
812/19/2020 9:00 am18-33314 / CMGJAY A WEINBERG, ESQMotion Relief from Stay (Fee)Continued
3/4/2020 9:00 am
Total Paid In: $2,600.00
Debtor obj<>US BANK/CALIBER (PHELAN)
Matter ResolvedRequest
Adjourment
822/19/2020 9:00 am18-34172 / CMGJAMES J CERBONE, ESQMotion Relief from Co-Debtor StayGrantedTotal Paid In: $23,263.00
ALLY BANK LEASE (MORTON)
Matter ResolvedRequest
Adjourment
832/19/2020 9:00 am18-34224 / CMGROBERT BRAVERMANMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $3,920.00
Debtor obj, filed MP<>ARREARS
Matter ResolvedRequest
Adjourment
842/19/2020 9:00 am19-10868 / CMGWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultContinued
3/4/2020 9:00 am
Total Paid In: $7,440.00
- co debtor ill- will make payment & then like to recap

Arrears $6824. Last pay 11/14/19.

Debtor obj, will try to bring current; requests recap


>>Other issue - Capital one Auto service improper- need to reserve.Claim is on hold- Should have been added to Conf Order to resolve.
Matter ResolvedRequest
Adjourment
852/19/2020 9:00 am19-11587 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,016.00
SV/NATIONSTAR #2-1; FAILED TO ADDRESS 'PER PLAN' CLM/PEMBERTON MUA; ARREARS
Matter ResolvedRequest
Adjourment
862/19/2020 9:00 am19-12209 / CMGLAURENCE R SHELLER, ESQTrustee Certification of DefaultContinued
3/18/2020 9:00 am
Total Paid In: $1,965.00
2/15/20: proof of funds sent. gets pd 2/25/20 will make another payment.
Debtor obj, made pymt. As of 1/27/20, Arrears are $2,249. Last pay was 11/21/19.

TR. Cert. OF Default.
Matter ResolvedRequest
Adjourment
872/19/2020 9:00 am19-12248 / CMGJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $9,046.00
MP on 3/18/20

adj to 2/19/20-NFA

1/11/20(mk): No MP filed yet. Arrears $3,015(2 payments).

11/20/19- debtor in hospital- atty has MP

Debtor obj, filing MP<>STAY RELIEF/CAPITAL ONE #2-1;on auto; ARREARS
Matter ResolvedRequest
Adjourment
882/19/2020 9:00 am19-12859 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $5,332.00
MP filed- to cure

Debtor obj, filing MP<>FAILED TO LM BY 10/1/19
Matter ResolvedRequest
Adjourment
892/19/2020 9:00 am19-12872 / CMGYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $1,050.00
ARREARS
Matter ResolvedRequest
Adjourment
902/19/2020 9:00 am19-12921 / CMGMOSHE ROTHENBERG, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $16,823.00
2/18 AMT: $16,174 PTD (12); $2,078 X 48 BEG 3/1/2020; extends to 60 mo (atty ok)<<<>>>

1/14 AMT: DEBTOR TO BE CURRENT BY ADJ HEARING DATE 2/19/2020<<<>>>

1/11/20(mk):Motion to Modify claim of DiTech on 1/15/20. prev. MP #32 was w/d on 11/20/19. If motion granted needs a MP

11/19/19(mk): atty to w/d MP #32 also on 11/20/19 or it will be denied. He will file a separate motion to cram ditech-told him possible issues re; stay as Ditech in Ch 11. Then file new MP

AMT: MP 11/20<<>>REC MP BE DENIED


Debtor obj<>PLAN NOT FEASIBLE DUE TO CLAIMS #15-1 (Ditech- 2nd mtg)AND #17-1 (Selene-1st mtg)FILED AFTER CONFIRMATION; ARREARS
Matter ResolvedRequest
Adjourment
912/19/2020 9:00 am19-13295 / CMGKirsten B. Ennis Trustee Certification of DefaultContinued
4/1/2020 9:00 am
Total Paid In: $7,554.00
Debtor obj<>
Matter ResolvedRequest
Adjourment
922/19/2020 9:00 am19-13805 / CMGEUGENE ROTH, ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $23,945.00
NEW RESIDENTIAL MTG (Hill Wallack)
Matter ResolvedRequest
Adjourment
932/19/2020 9:00 am19-13973 / CMGROBERT MANCHEL ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $10,630.00
mk: when claims motion is granted- w/d this motion. MP is on HR.

AMT: MP 2/19<<<>>>

1/14/20(mk): Woodbridge filed a claim- LATE CLAIM & arrears still outstanding- atty says they pd 6,000. Has not posted yet. Maybe adj for posting & atty to file motion for allow late claim or get consent order.

1/8/2020 cert in opposition filed, requesting hearing - propose to pay arrears by 1/30/2020, does not address Woodbridge claim in opposition and arrears are $7,130 . Last pay 7/2/19.

FAILED TO ADDRESS WOODBRIDGE TWP PER PLAN CLM TRUSTEE ID #17; ARREARS
Matter ResolvedRequest
Adjourment
942/19/2020 9:00 am19-13973 / CMGROBERT MANCHEL ESQMotion File Claim After Claims Bar DateGrantedTotal Paid In: $10,630.00
DEBTOR MTN TO AUTHORIZE TRUSTEE TO PAY LATE FILED CLM #16-1/WOODBRIDGE TWP
Matter ResolvedRequest
Adjourment
952/19/2020 9:00 am19-14546 / CMGJOAN S. WARREN, ESQ.Motion Relief from Co-Debtor StayConsent Order to be SubmittedTotal Paid In: $11,490.00
Debtor obj<>SELECT PORTFOLIO (MCCALLA RAYMER)
Matter ResolvedRequest
Adjourment
962/19/2020 9:00 am19-14880 / CMGDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $3,864.00
AMT: MP 3/18<<<>>>
Debtor obj, filing MP<>FAILED TO LM BY 10/1/19
Matter ResolvedRequest
Adjourment
972/19/2020 9:00 am19-14880 / CMGDaniel Straffi, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $3,864.00
CREDIT ACCEPTANCE (MORTON)
Matter ResolvedRequest
Adjourment
982/19/2020 9:00 am19-14881 / CMGBRIAN W HOFMEISTERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $6,900.00
ARREARS
Matter ResolvedRequest
Adjourment
992/19/2020 9:00 am19-16596 / CMGWARREN LEVYMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/15/2020 9:00 am
Total Paid In: $3,632.00
>>Debtor Opp'n- mailed ck for 1,311.50 on 2/12/20. Working on LM docs .Will get to atty & he will request to be allowed to Participate in Loss Mit again...


FAILED TO LM BY 9/2/19; ARREARS
Matter ResolvedRequest
Adjourment
1002/19/2020 9:00 am19-17960 / CMGSTEPHANIE RITIGSTEINMotion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $4,753.00
MTN TO APPROVE DISBURSEMENT FROM PI ACTION

mk :reviewed- OK-no NE Proceeds
Matter ResolvedRequest
Adjourment
1012/19/2020 9:00 am19-19078 / CMGKarina Pia Lucid Motion Relief from Stay (Fee)Continued
3/4/2020 9:00 am

1/31/20(mk) atty says have a resolution and have funds. Will like advise in ct on 2/5/20 that OTBS

Debtor obj<>GREENWICH CHASE HOMEOWNERS ASSOC (GRIFFIN ALEXANDER)
Matter ResolvedRequest
Adjourment
1022/19/2020 9:00 am19-19213 / CMGLAWRENCE L ABT III ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/4/2020 9:00 am
Total Paid In: $2,552.00
MK; adj 2 weeks- debtor to convert to ch 7. Not on docket yet- double ck docket


FAILED TO ADDRESS 'PER PLAN' CLM/WOODLANE HOA; ARREARS
Matter ResolvedRequest
Adjourment
1032/19/2020 9:00 am19-19260 / CMGMARYBETH SCHROEDERTrustee Certification of DefaultContinued
4/1/2020 9:00 am
Total Paid In: $9,004.00
Debtor obj<>

SEE PN- ADJ. to 4/1/20.
Matter ResolvedRequest
Adjourment
1042/19/2020 9:00 am19-19674 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $1,800.00
Debtor obj<>BAYVIEW LOAN SERVICING (MATTLEMAN, WEINROTH & MILLER)

Order sent to Chambers 2/18/20
Matter ResolvedRequest
Adjourment
1052/19/2020 9:00 am19-19674 / CMGWilliam H. Oliver, Jr., Esq.Motion File Claim After Claims Bar DateGrantedTotal Paid In: $1,800.00
DEBTOR MTN AUTHORIZING TRUSTEE TO PAY LATE FILED CLM #4/FOUR SEASONS
Matter ResolvedRequest
Adjourment
1062/19/2020 9:00 am19-19745 / CMGPETER E ZIMNIS, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $1,371.00
OTBS by creditor- SV granted but hold enforcement for 30 days.

Debtor obj<>FNA DZ, LLC (HONIG & GREENBERG)
Matter ResolvedRequest
Adjourment
1072/19/2020 9:00 am19-19745 / CMGPETER E ZIMNIS, ESQTrustee Certification of DefaultContinued
3/18/2020 9:00 am
Total Paid In: $1,371.00
Debtor obj, will pay before court
Matter ResolvedRequest
Adjourment
1082/19/2020 9:00 am19-20223 / CMGGeorge E Veitengruber IIIMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
3/18/2020 9:00 am

CONF RESOLVE OR HOLD
AR HAVE ISSUE WITH MOTION HOA FEES ASSERTED LENDER HAD NO AUTH TO PAY
PROBLEM WITH ORDER - HOW DOES COURT RETAIN JURISDICTION AFTER CASE CLAOSING
MTN TO DISALLOW OR REDUCE NATIONSTAR ARREARAGE CLM #4-1
Matter ResolvedRequest
Adjourment
1092/19/2020 9:00 am19-20269 / CMGKevin Fayette, EsqMotion Relief from Stay (Fee)Continued
3/18/2020 9:00 am
Total Paid In: $11,600.00
Debtor obj<>JPMORGAN CHASE (FEIN)
Matter ResolvedRequest
Adjourment
1102/19/2020 9:00 am19-20438 / CMGBRIAN W HOFMEISTERMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $2,760.00
U.S. BANK NATL (ROMANO GARUBO)

>> CO submitted to Chambers 2/18/20
Matter ResolvedRequest
Adjourment
1112/19/2020 9:00 am19-20477 / CMGTHOMAS J ORR ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $2,271.00
CAPITAL ONE AUTO (MESTER)
Matter ResolvedRequest
Adjourment
1122/19/2020 9:00 am19-20659 / CMGSTEPHANIE RITIGSTEINTrustee Certification of DefaultContinued
3/18/2020 9:00 am
Total Paid In: $5,313.00
Debtor obj-applied for disability.
Matter ResolvedRequest
Adjourment
1132/19/2020 9:00 am19-21515 / CMGDavid L. Stevens Application for Extension of Loss MtigationDenied
Mk: debtor NS at 3rd call

Kondaur capital obj (Jones)<>APPLICATION FOR EXTENSION OF LOSS MIT
AR DEBTOR OBJ DOC 52 CORRUPTED CAN NOT VIEW
Matter ResolvedRequest
Adjourment
1142/19/2020 9:00 am19-22000 / CMGWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultGranted
Debtor is w/d opp'n on this .

READY HOLD 12:00- Creditor to appear via Ct. Solutions.


Debtor obj<>CREDITOR, VAN HASSEL (LoFaro)( TR ARREARS )
Matter ResolvedRequest
Adjourment
1152/19/2020 9:00 am19-22309 / CMGANDY WINCHELLMotion Relief from Co-Debtor StayMoot - Dismissed
CAPITAL ONE (MESTER)
Matter ResolvedRequest
Adjourment
1162/19/2020 9:00 am19-22490 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $1,952.00
Debtor obj<>WEST WINDSOR GARDENS (HABER SILVER SIMPSON & RUSSONIELLO)
Matter ResolvedRequest
Adjourment
1172/19/2020 9:00 am19-24191 / CMGEUGENE ROTH, ESQNotice of Request for Loss MitigationGrantedTotal Paid In: $5,080.00
Matter ResolvedRequest
Adjourment
1182/19/2020 9:00 am19-25605 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayContinued
3/4/2020 9:00 am

Debtor obj<>JPMORGAN CHASE (PHELAN)
Matter ResolvedRequest
Adjourment
1192/19/2020 9:00 am19-26207 / CMGKevin Fayette, EsqMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,200.00
PRINCETON FEDERAL CREDIT UNION (PETER LISKA)
Matter ResolvedRequest
Adjourment
02/19/2020 9:00 am19-26207 / CMGKevin Fayette, EsqCertificate of ConsentOrder to be SubmittedTotal Paid In: $3,200.00
Matter ResolvedRequest
Adjourment
1202/19/2020 9:00 am19-26933 / CMGTIMOTHY P NEUMANN, ESQMotion Relief from Co-Debtor StayGranted
Debtor obj<>JPMORGAN CHASE (FEIN, SUCH, KAHN)
Matter ResolvedRequest
Adjourment
1212/19/2020 9:00 am19-26989 / CMGPETER E ZIMNIS, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $2,700.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
1222/19/2020 9:00 am19-27190 / CMGMark Kriegel Motion Relief from Stay (Fee)Continued
3/18/2020 9:00 am
Total Paid In: $7,667.00
Debtor obj<>CAPITAL ONE (MESTER & SCHWARTZ)
Matter ResolvedRequest
Adjourment
1232/19/2020 9:00 am19-27333 / CMGDaniel Straffi, Esq.Application for Early Termination of Loss MitigationContinued
3/18/2020 9:00 am

Debtor obj<>WILMINGTON TRUST MTN FOR EARLY TERMINATION OF LOSS MIT (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
1242/19/2020 9:00 am19-27685 / CMGJustin M. Gillman, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $3,500.00
MTN TO EXPUNGE HARRISON ROSS BYCK CLM #2

>>Creditor w/d claim But debtor wants motion Granted to avoid future issues.
Matter ResolvedRequest
Adjourment
1252/19/2020 9:00 am19-28298 / CMGWARREN BRUMEL, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,250.00
Debtor obj<>WELLS FARGO BANK (PHELAN)
Matter ResolvedRequest
Adjourment
1262/19/2020 9:00 am19-28947 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Granted
2/18/20: debtor w/d opp'n

Debtor obj<>ARVEST CENTRAL MTG (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
1272/19/2020 9:00 am19-29698 / CMGTerry Tucker Motion Relief from Stay (Fee)Granted
EXETER FINANCE (MESTER)
Matter ResolvedRequest
Adjourment
1282/19/2020 9:00 am19-29911 / CMGPETER E ZIMNIS, ESQMotion Relief from Stay (Fee)Continued
3/4/2020 9:00 am

WILMINGTON SAVINGS (HILL WALLACK)
Matter ResolvedRequest
Adjourment
1292/19/2020 9:00 am19-29965 / CMGJOHN F. BRACAGLIA, JR, ESQ.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN FOR LOSS MIT
Matter ResolvedRequest
Adjourment
1302/19/2020 9:00 am19-30498 / CMGDavid L. Stevens Motion Relief from Stay (Fee)Granted
SELENE FINC (RAS)
Matter ResolvedRequest
Adjourment
1312/19/2020 9:00 am19-30983 / CMGADRIAN JOHNSONMotion Approval to Participate in the Court's Loss Mitigation ProgramGranted
MTN FOR LOSS MIT/SLS

atty here-
Matter ResolvedRequest
Adjourment
1322/19/2020 9:00 am19-31299 / CMGWilliam H. Oliver, Jr., Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Continued
3/4/2020 9:00 am

Bank of NY obj (KML)<>123 EVERGREEN AV
amend order to resolve obj submit cert with supporting docs to show decrease in value






>>Short sale- price way less than sch A and CMA value. Case filed in Nov.- T'ee obj.
Matter ResolvedRequest
Adjourment
1332/19/2020 9:00 am19-31889 / CMGSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Consent Order to be Submitted
Debtor obj<>KRIEGMAN & SMITH/LANDLORD (ANTHONY LANDOLFI)
Matter ResolvedRequest
Adjourment
1342/19/2020 9:00 am20-10190 / CMGSEYMOUR WASSERSTRUM, ESQMotion Extend TimeOrder to be Submitted
OTBS SV only as to LL

Landlord creditor- landlord here

landlord, Cipolloni obj (pro se)<> MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1352/19/2020 9:00 am20-10495 / CMGEdward Hanratty, Esq.Motion Impose Automatic StayDenied
MTN TO EXTEND STAY

>>Opp'n by Deutshe Bank(#25).
Matter ResolvedRequest
Adjourment
1362/19/2020 9:00 am20-10812 / CMGPRO SEMotion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1372/19/2020 9:00 am20-10909 / CMGErik M. Helbing Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1382/19/2020 9:00 am20-11198 / CMGWARREN L PETERSON ESQMotion Reinstate StayDenied
OST ---MTN TO CONTINUE STAY

opp'n filed yesterday

341 scheduled for 3/12/20 . no docs supplied yet & conf 4/1/20
Matter ResolvedRequest
Adjourment
1392/19/2020 9:00 am20-11325 / CMGANDREW CARROLL, ESQ.Motion Impose Automatic StayGranted
MTN TO IMPOSE STAY
Matter ResolvedRequest
Adjourment
1402/19/2020 9:00 am20-11338 / CMGCAMILLE J KASSAROrder Shorten TimeGranted
MTN TO EXTEND STAY/OST
Matter ResolvedRequest
Adjourment
1412/19/2020 9:00 am20-11670 / CMGJAMES J CERBONE, ESQOrder Shorten TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1422/19/2020 10:00 am17-17889 / CMGLEE M PERLMAN, ESQConfirmation Hearing on Modified PlanWithdrawnDebtor has made 0 of 36 required payments   Arrears: $9,673.00  
AS OF 2/10/20 (SF) -

This modified plan is filed in the wrong case. It should be filed in the lead case 17-17888 Need to withdrawn and filed in the correct case.
Matter ResolvedRequest
Adjourment
1432/19/2020 10:00 am18-10332 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 17 of 27 required payments   Arrears: $2,079.00  Total Paid In: $5,032.00
ISSUES AS OF 2/7/2020 (DM):

1) MP proposes to cure $2,846.80 post-petition mortgage arrears to US Bank/BSI - Trustee has $980.92 remaining to pay US Bank on 1/3/20 MFR consent order - US Bank/BSI filed amended POC (1-2) on 2/7/20 that has no arrears due to completed Loan Mod (NEED ANOTHER CONSENT ORDER WITH FRIEDMAN VARTOLO LAW FIRM TO INSTRUCT TRUSTEE ON EXACTLY WHAT TO PAY TO US BANK/BSI)


Confirmed Case: $4,141 Ptd, 100% Plan
Prop. MP: Ptd, $297 x 10 start 1/1/20, Base
PTD = $4,735
Last Claim (1-2) dated 2/7/20
Matter ResolvedRequest
Adjourment
1442/19/2020 10:00 am18-19998 / CMGWARREN LEVYConfirmation Hearing on Modified PlanDeniedDebtor has made 14 of 23 required payments   Arrears: $0  
Total Paid In: $10,360.00
***READY HOLD FOR 2 PM***

ISSUES AS OF 2/7/2020 (DM):

***Debtor has $5,180 in Trustee arrears and has not made a payment since July 2019 - RECOMMEND DISMISSAL ON THE TRUSTEE'S MOTION***

1) Trustee OBJ:
- Plan is being reduced from 100% to 0%
- Need amended Sch I&J
- Need updated proof of income
- Need 2018/2019 tax returns


Confirmed Case: $4,440 Ptd, $740 x 24, $1,732 x 30 start 12/1/20, 100% Plan
Prop. MP: $518 x 20, $800 x 10, $1,600 x 30, 0% Plan
PTD = $10,360
Last Claim (4-1) dated 7/26/18
Matter ResolvedRequest
Adjourment
1452/19/2020 10:00 am18-20565 / CMGJOSEPH J MANIA III ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 15 of 23 required payments   Arrears: $268.00  Total Paid In: $4,102.00
PER AR CAN CONF AT $3834.13 paid then $268 x 39 beg. 3/1/20-;Base--OK to pay IRS post petition claim--use trustee order of distribution

AR SEE IRS APOC ADD CLAIMS NOTE POST PETITION AMEND OK TO PAY AND OK TO PAY POST PETITION IRS CLAIM
SBA OS PER PLAN TR NOT TO PAY

2/4 Workup for the 2/19 calendar EDC
ATT TO FILE MOTION POST PET CLAIM FOR IRS AND ALLOW TR TO PAY BY 1-15-20 ---NOT FILED AND ALSO MFR FILED BY NAVY FCU
12/5 workup for the 12/18 calendar EDC---Adj from last time to resolve, trustee motion to dismiss still pending EDC

-plan calls for payment of $8,000 to IRS for unsecured taxes but there is no IRS unsecured claim filed? We cannot set up without a claim--needs to be resolved

MP proposes 188 x 48 beg 5/1/19
Matter ResolvedRequest
Adjourment
1462/19/2020 10:00 am18-30325 / CMGPRO SEConfirmation Hearing on Modified PlanConfirmedDebtor has made 18 of 18 required payments   Arrears: $0  
Total Paid In: $19,800.00
Per AR CAN CONFIRM AT: $17604.03 paid then $1098 x 44 beg 3/1/20- 0% to unsecured-trenton tax and water outside-use trustee order of distribution

AR WORK UP WITH
ADD TRENTON WATER PAID OS PLAN - SEE DOC MISC TAX SALE DOC 2-12
AR RESOLVE OR HOLD 2/7 workup for the 2/19 calendar

---AR MOD PLAN FILED 1/15--- NEED TO SERVE TRANSMITTAL LTR ON KEY BANK WITH CERT OF SERVICE - filed transmittal as support but I do not see a cert of service EDC

AR FILED SEE DOC JUST BEFORE PLAN
-need to use trustee order of distribution
TR ORDER

-Wilmington obj (but no obj to MP which pays their full POC), need service of cram on Keybank and feasibility (only $448 in disposable but needs $1125) are last remaining issues
SERVED
OK WITH FEASIBILTY LETS SEE WHAT HAPPENS



MP filed on 6/14---1105.82 X 60 BEG 11/18; 0%
-plan list First mortgage and auto as being crammed in part 4d, not also in part 7. Is this pay in full or cram?THIS IS PAYINIG BALANCE IN FULE PER DEBTOR
-Auto claim is only $10,422 in full which is less than the amount proposed of $12,000--OK TO USE CLAIM
-need to use trustee order of distribution-USE TRUSTEE ORDER
-obj to MP by Wilmigton Trust and motion for relief scheduled for 11/6--claims no post pet payments
-did not prove feasiblity per below
INTERIM SCH ORDER RE CONF TO CHAMBERS FOR FILING 7 DAY<<>>AR PER CMG ,
-NEED TO RESOLVE CLAIMS THAT HAVE BEEN PAID ,
-MP IF NECESSARY BY 6-15 (DONE)
-TO RESOLVE OBJ OF BANK AND SHOW FEASIBILTY AND ABILITY TO PAY MORTGAGE IN FULL IN PLAN(sent in affidavit from son for $35 a month-no attached paystubs). This would bring disposable income up to $448 but payment to trustee needs over $1200 for months remaining remaining

----------------------------------
4/22 workup for the 5/1 calendar EDC
-motion for relief by Quailbrook is on for 5/15
-MP is requiring an original signed mortgage and note before the trustee disburses funds. This needs to be removed by confirming order or else cannot confirm with conditions on trustee dis
Matter ResolvedRequest
Adjourment
1482/19/2020 10:00 am19-10864 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 34 of 15 required payments   Arrears: $0  
Total Paid In: $10,719.00
As of 2/5/20 (DS): Ok to confirm at $10,097 paid, $311 x 47 begin 3/1/20 100% to gucs

MP Prop $311 x 47 100% - Debtor has received loan mod on first mortgage. Plan is removing payment to cure mortgage arrears.
Matter ResolvedRequest
Adjourment
1492/19/2020 10:00 am19-12203 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanContinued
4/15/2020 10:00 am
Debtor has made 13 of 14 required payments   Arrears: $580.00  
ADJ PEREMPTORY
INCOME RESOLVED 225 3RD CAR WAS SURRENDER
AR RESOLVE OR HOLD ( ATTY TO RESOLVE INC ISSUE OR REC DISMISSAL)
ISSUES AS OF 2/11/2020 (DM):

***In addition to the outstanding issues below, amended Sch I filed 12/5/19 for spouse's new job at Comcast - Trustee was previously advised that there was no longer any part-time income, but amended Sch I still has $1,100 for part-time income - Trustee disposable income calculation WITHOUT the part-time income is $712 per month (see calculation below)***

- Debtor (Trenton Board of Ed) - 2019 Ytd Net $25,612.71/8 = $3,201.58
- Rent = $950
- Spouse (Comcast) - $1,153.80 (avg for 80 hrs) x 2.16 = $2,492.20
- Sch J expenses of $6,381 - $450 for car surrender = $5,931
- DISPOSABLE INCOME = $712

1) Wilmington Trust (RAS) OBJs - $18,065.89 arrears on 527 Brunswick property (UNRESOLVED).

2) Wells Fargo filed a secured claim on 529 Brunswick property not listed in the Bankruptcy Petition or the Plan (MP PROVIDES THAT DEBTOR NOT ON DEED AND CLAIM TO BE TREATED OUTSIDE PLAN - Rhondi & Aleisha are okay if Trustee adds that property is surrendered with respect to the filing debtor and creditor is free to seek stay relief).
AR OK

3) Ally Capital filed $58.54 late arrears claim on 2013 GMC Terrain - MP proposes $959 treatment (NEED CLARIFICATION).
ADD PAY PER CLAIM AR OK TO PAY

4) MP assumes lease and cures $311.37 arrears to ACAR Leasing on 2014 Buick Verano - but lease expired sometime in 2017 (NEED CLARIFICATION).

5) IRS filed $7,461.75 estimated priority claim (AMENDED TO $5,125.55 - MP PAYS).

6) Ocwen (RAS) OBJs - $45,051.94 arrears on Meadowview Dr property (LOAN MOD ORDER ENTERED AND POD HAS BEEN AMENDED TO $0)

7) American Credit Acceptance filed POC (1-1) and POC (8-1) for a 2006 Lincoln Navigator - proposed Plan treats creditor as surrendered in Part 4e and secured unaffected in Part 4f (MP REMOVES TREATMENT FROM PART 4f).

8) Trustee OBJ:
- Debtor has insufficient income (MOOT BASED ON NEW JOB).
- Need proof
Matter ResolvedRequest
Adjourment
1502/19/2020 10:00 am19-13562 / CMGGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 13 of 14 required payments   Arrears: $0  
Total Paid In: $3,666.00
As of 2/10/20(mk):


*** CAN REC. CONFIRM AT $3,102 PTD; Then 282 x 24, begin 3/1/20;100%: MUST FILE AMENDED CLAIM (#3) TO REMOVE ARREARS FOR M & T BANK W/In 45 DAYS: TRUSTEE STANDARD ORDER OF DISTRIBUTION ***

Plan will pay of early.

Mp proposes:282 x 60, Base.Plan has run 12 mos.and 48 remain.
PTD;$3,102(11/12 payments).needs feb. payment
Matter ResolvedRequest
Adjourment
1512/19/2020 10:00 am19-13973 / CMGROBERT MANCHEL ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 14 required payments   Arrears: $2,670.00  Total Paid In: $10,630.00
as of 2/14/2020

ok to confirm at $10,630 paid to date, $1,335x48 begin 3/1/2020 base plan
-loan modification by 4/12/2020
-will be low base until loan mod is complete
Matter ResolvedRequest
Adjourment
1522/19/2020 10:00 am19-16594 / CMGJOAN S. WARREN, ESQ.Confirmation Hearing on Modified PlanContinued
4/1/2020 10:00 am
Debtor has made 2 of 12 required payments   Arrears: $0  
Total Paid In: $2,139.00
will provide info

ssues as of 2/14/2020

1) Trustee objection to modified plan
-modified plan proposes to reduce plan payments from $1,076 to $200. Disposable income as verified at original confirmation in September 2019 showed $726.85 in disposable income. Debtor's attorney has not provided updated Schedules or proof of income to support reducing plan to less than disposable income of $726.

proposed plan $2139 paid, $200x27 or until home sold and plan is paid off
-sale by 11/2020
-mortgage arrears to be paid from sale proceeds
-100% plan
Matter ResolvedRequest
Adjourment
02/19/2020 10:00 am19-16594 / CMGJOAN S. WARREN, ESQ.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 2 of 12 required payments   Arrears: $0  
Total Paid In: $2,139.00
Matter ResolvedRequest
Adjourment
1532/19/2020 10:00 am19-18445 / CMGDANIEL L. REINGANUMConfirmation Hearing on Modified PlanConfirmedDebtor has made 99 of 12 required payments   Arrears: $520.00  Total Paid In: $33,782.00
As of 2/10/20(mk):


*** CAN CONFIRM AT $33,282.06 PTD,THEN $ 340 x 27, BEGIN 2/1/20:Base: Must have Orders for all attorney fees***


MP proposes 340 x 27,Begin 2/1/20:Base
plan has run 10 mos.26 remain.
PTD:$33,282.06( $29,776.06 of this is in RE Proceeds)
Matter ResolvedRequest
Adjourment
1542/19/2020 10:00 am19-19078 / CMGKarina Pia Lucid Confirmation Hearing on Modified PlanContinued
4/15/2020 10:00 am
Debtor has made 9 of 11 required payments   Arrears: $2,054.00  
ADJ PEREMPTORY ATTY TO EMAIL EC AFTER 3-5 TO REVIEW OUTSTANDING ITEMS
2/11 workup for the 2/19 calendar EDC

-MFR Greenwich Chase HOA on 2/19
OTBS PAID OS
CONF OR DISMISS LAST TIME
INTR SCH ORDER :
(1) MOTION FOR LOSS BY 12-18 AND COMPLETE PACKAGE TO LENDER BY 12-31 ----LENDER CHECKING 2/5
SUBMITTED
(2) RESOLVE OBJ BY:
(A) BANK OF AMERICA-NOT DONE
(B)SANTANDER-???(mk:12/14/20-Order submitted Resolves obj.Terms=- Santander unaffected by plan& pd. outside).
(C) TRUSTEE-NOT DONE
(3) FILE MP BY 2/5-NOT DONE---STILL NEED ORDER ALLOWING TRUSTEE TO PAY LATE CLAIM BY BAKER FCU----not done still
FILED



RESOLVE BANK AMERICA, SANTANDER AND TRUSTEE BY 2/5-----not done
OTBS UNAFFECTED AND RETAIN LIEN
FILE MP BY 2/5-----not done
EWAGE ------not done

-motion for relief on for 2/5 by Greenwich HOA
MP includes $6000 to Baker EFCU but no claim filed. Cannot pay unless claim filed by either Baker or debtor
ORDER ATH LATE CLAIM FILING AND AUTH TR TO PAY
1) Bank of America (Powers Kirn) objection to MP confirmation - need to resolve
-arrears $200,016.39( 11/20/19-MK- creditor atty -nothing resolved)
2) Santander Consumer USA Inc (Morton & Craig) objection to confirmation - need to resolve(MK- MP says unaffected-ok w/Morton)
OTBS BY 12-31) Trustee objection to confirmation - need to resolve
-the debtors plan consists of unnecessary/excessive expense items - $500/gas & electric; $660/car payment; $698 car payment (OK 100%)
-the debtor is not paying all disposable income - per the amended 122c monthly disposable income is over $9000 monthly for gucs (OK 100%)
-Schedule I income needs to be recalculated without the pension loan deduction now that the loan has been paid off
-the Schedules fail to account for the debtors tax refundin the amount of $8447 when determining disposable income
-need to file Pre Confirmation Certification with Court
-need an order to pay adequate protection payments and this is a post petition payment or is it to be applied to pre petition arrear
Matter ResolvedRequest
Adjourment
1562/19/2020 10:00 am19-19102 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 11 required payments   Arrears: $460.00  Total Paid In: $1,920.00
2/19 calendar--CAN CONFIRM AT: $1690 paid then $230 x 31 beg. 2/1/20-0%-LM by 12/31/20-Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.-strike part 10 of the plan


AR RESOLVE OR HOLD JUDGE TO RULE 2-5 AT NOON
JU
1/24 workup for the 2/5 calendar EDC**Need Judges ruling----Atty email. Judge will rule on papers re:Condo Ass'n objection. Conf. to be Adj. to 2/5/2020. Will upload a request to adj & they have consent.
Will check with judge

-part 10 of the MP contradicts part 1A-NEED TO STRIKE
condo issue
-Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
-Wells Fargo Card services filed a $476 secured claim based upon lien on property
PER ATTY PAY

1. Objection filed by Wilmington Savings (Friedman Vartolo) - failure to cure arrears of $305,972.25. (UNRESOLVED)
OTBS LOAN MOD 12-31-20 12 MO TRIAL NO PAY TRUSTEE
2. Capital One Auto filed a secured arrears claim #4 in the amount of $421.21 which is not in the plan. Is it ok to pay this claim? OTBS but do not see order yet
AR per atty pay
3. Objection by Renaissance at N. Brunswick Master Association/Village to the cramdowns of the claims #7 and 9
4. Need March and April bank statements for Wells Fargo Savings account #9445.(OK)
5. Trustee's objection:
- Need April and May bank statements for the Investors Bank Checking and Wells Fargo Savings accounts. (RECEIVED)

Plan proposes: $200 x 36, base, loan modification by 11/30/2019
Payments: 3/4, arrears $200
Matter ResolvedRequest
Adjourment
1572/19/2020 10:00 am19-20223 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 8 of 11 required payments   Arrears: $3,353.00  
Motion carried to 3/18 for Amended POC
AR RESOLVE OR HOLD 2/5 workup for the 2/19 calendar EDC
Motion vs. Champion mt on 2/19/20-need to resolve

1/2 workup for the 1/15 calendar EDC
-per last time atty request adj to work on income-has reached out to lender for POC inconsistencies. -SAME ISSUES

AS Of 10/6/19(mk):


1. Plan has pay Champion/Nationstar in Full on Reverse Mtg. -POC $117,008.88. THIS Means >>>To CONFIRM NEEDS $4494 PTD, Then $2368 x 55 begin 10/1/19, Base<<< INCOME IS INSUFFICIENT TO MAKE THIS HIGHER PLAN PAYMENT

Plan:1121 x 60,Base
payments:4/5/
last claim:4-1, bar date:7/30/19
Matter ResolvedRequest
Adjourment
1582/19/2020 10:00 am19-21097 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 10 required payments   Arrears: $692.00  Total Paid In: $3,892.00
2/4 workup for the 2/19 calendar EDC

CONFIRM AT $3200 paid then $692 x 52 beg. 3/1/20-pro rata -use trustee order of distribution

-still needs to resolve tax issue from last 2 adjournments---
1. Objection by Bank of NY/Mellon(Powers): (mk: RESOLVED- PAY AMENDED POC arrears of $31,183.86).

2. NJ Div. Of Tax - Estimated POC for priority - no return for 2016.
APOC FILED 2-11
- Order of distribution differs for T'ee- has priority before secured.(USE TRUSTEE ORDER)
-no filed gucs

Proposed plan:400 X 36 BEG 7/1; BASE
payments:4/4
last claim:3-1, bar date:8/12/19



Matter ResolvedRequest
Adjourment
1592/19/2020 10:00 am19-21290 / CMGPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 9 of 10 required payments   Arrears: $0  

LM appeal denied

AR, ADD NJHMFA TREATED OS PLAN , TRUSTEE SHALL NOT PAY CLAIM, CREDITOR FREE TO SEEK STAY RELIEF

ISSUES AS OF 2/11/2020 (DM): Updated 2/13/20

***Trustee can recommend confirmation at $100 x 36 starting 7/1/19, Base Plan, NJHMFA has stay relief and will be treated outside the Plan, Trustee shall not reserve or pay on NJHMFA POC (27-1)***

1) NJHMFA (Phelan) OBJs - $36,564.19 arrears (STAY RELIEF GRANTED AND MP TREATS MTG OUTSIDE).


Prop. Plan $100 x 36, Base Plan, mtg claim outside
PTD 8/8 = $800
Last Claim (27-1)
Matter ResolvedRequest
Adjourment
1602/19/2020 10:00 am19-21329 / CMGSEYMOUR WASSERSTRUM, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 8 of 10 required payments   Arrears: $150.00  Total Paid In: $1,200.00
2/19/2020 (AT):

RECOMMEND: $1,050 PAID TO DATE, $150 x 52 BEGINNING 3/1/2020, BASE
Claims will be paid according to the trustee's order of distribution.
Loan modification by 6/30/2020.
Need an amended proof of claim for NJ Division of Taxation by 4/30/2020.
Need order resolving objection by Select Portfolio within 30 days of confirmation.
Claim #4 filed by US Bank/Select Portfolio will not be paid by the trustee.


AR RESOLVE OR HOLD AS OF 2/13/20 (at):

1. Objection filed by Select Portfolio Servicing (McCalla) - failure to cure arrears of $86,269.71. (UNRESOLVED)
LOAN MOD BY 6-30 20 NO PAY CLAIM

2. Claims will be paid according to the trustee's order of distribution.
PER ATTY OK TR ORDER

3. The IRS filed an estimated claim #3 which needs to be resolved.
RETURN SHOWS $0 LIAB APOC BY 4-30 -20

4. Need to extend the time to obtain a loan modification. Plan lists loan mod by 12/2019.

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Domestic Support Obligation information. (RECEIVED)
- A copy of the last filed tax return - for 2018. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - . Policy provided has expired. (RECEIVED)
- Proof of current car insurance for 200 Ford & 1996 Harley Motorcycle. (NOT RECEIVED)
- Amendments to Schedules attorney disclosure to pay balance of fee through plan. (AMENDED DISCLOSURE FILED)
- Plan cannot be 0% when there is a Loan Modification. Needs base. (MOD PLAN FILED - PAYS BASE TO GUC'S)
- must file pre conf. cert. (FILED)

Plan proposes: $150 x 60, base, loan mod by 12/2019
Payments: 7/8, arrears $150
Matter ResolvedRequest
Adjourment
1612/19/2020 10:00 am19-21386 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 10 required payments   Arrears: $12.00  Total Paid In: $2,316.00
Atty ok with terms.sf

MP adds Midland and New Century as lien avoidance but no proof of service. Will strike provision and counsel can file a motion to void these liens.
Also adds NJ claim but it was filed as an unsecured claim so it will be paid pro rata with other unsecured.

CONF AT: $1204 paid to date then beg 3/1/20--$562 x 52-pro rata-strike Midland and New Century lien avoidance from plan--pre conf cert in 10 days


>>Tax Returns not filed<< Needs resolution.--.POC by IRS $200- not in Plan- NO LONGER ESTIMATED. 2017 & 2018 still
>> POC BY St. OF NJ-Div Of Tax- $1,155- not in plan- ESTIMATED. 2017 and 2018 still

>>Trustee Objection:
-needs pre conf cert.
>>Objection By JP Morgan Chase(Fein Such): RESOLVED- COTBS- Do Loss Mit- LM By 4/1/2020; No pay arrears pending LM
- Plan fails to pay arrears- LM speculative

Proposed plan:172 x 60 BEG 7/1; LM BY 4/1/2020 (116 NIAGARA LN)by 4/1/20; BASE
Payments:3/4
last claim:7-1, Bar date:8/15/19
Matter ResolvedRequest
Adjourment
1622/19/2020 10:00 am19-21868 / CMGANDY WINCHELLConfirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 7 of 10 required payments   Arrears: $0  

atty says she cannot afford to pay

AS OF 2/12/20 (at):

RECOMMEND: $4,600 PAID TO DATE, $1,054 X 52 BEGINNING 3/1/2020, 100% TO GUC'S
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
Need to file Pre-Confirmation Certification within 10 days of confirmation.
Vesting of the estate needs to be upon confirmation or the debtor must list the trustee as a loss payee on all real estate or car insurance policies.

Trustee's objection:
- Need a statement for the debtor's 401k loan. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $200/month pet expenses for neighborhood animals
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $1,397.59.
- Per the 122C, monthly disposable income is $1,005 which requires a minimum dividend of $60,300 to general unsecured creditors.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,028.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

Plan proposes: $700 x 60, base
Payments: 6.5/8, arrears $1,000
Matter ResolvedRequest
Adjourment
1632/19/2020 10:00 am19-22015 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 6 of 10 required payments   Arrears: $1,159.00  Total Paid In: $6,640.00
MP filed& amended I & J

AR RESOLVE OR HOLD
ISSUES AS OF 2/11/2020 (DM):

2/5/20 - US Bank offered a forbearance agreement - they do not do Loan Mods - Atty needs time to review with debtors to see if they will accept.

***If debtor were able to resolve the objection with US Bank and address attorney fee balance, the Trustee would recommend confirming at $5,810.44 Ptd, then $830 x 52 starting 3/1/20, 100% Plan, Loan Mod with US Bank/Gregory Funding by 4/1/20, no payment or reserve by the Trustee pending the Loan Mod***

1) US Bank (PLUESE) OBJs - obligation/Note is not in debtor's name but rather in her husband's name who already received a Ch 7 discharge - $53,640.87 arrears (UNRESOLVED).

2) Plan lists Gregory Funding/US Bank mortgage arrears not to be paid by Trustee - total unsecured claims filed amount to $6,349. Case would be paid off in 11 months. Is Trustee to pay mortgage arrears or reserve funds?

3) Must file Pre-Confirmation certificate (FILED).


Prop. Plan $830 x 60, Base Plan, Loan Mod by 4/1/20
PTD 7/8 = $5,810.44
Last Claim (5-2)
Matter ResolvedRequest
Adjourment
1642/19/2020 10:00 am19-22525 / CMGEUGENE ROTH, ESQConfirmation Hearing on Modified PlanDeniedDebtor has made 10 of 10 required payments   Arrears: $2,235.00  
MP SCH FOR 3-18 JANET TO EMAIL EC UPDATE ON CASE AND MP
2/6 workup for the 2/19 calendar EDC
NOTHING RESOLVED WITH INTERIM SCH ORDER>>respond to all trustee objections by 1/31/20>>resolve all creditor objections>>get current with trustee
-stay order says debtor shall tender $7090.76 lump by 2/15 for post pet mortgage. Was this done?

MP filed 10/30 proposes $2235 x 60 with sale of 2103 River Rd in 6 mos. and LM 733 Oakwood and 2101 River Rd in 6 months
--PHH Mortgage Corporation/The Bank of New York (RAS Citron) objection to confirmation - need to resolve
-pre petition arrears $721,385.76
-- Bayview Loan Servicing LLC (McCalla Raymer) objection to confirmation - need to resolve
-----------arrears $81,015.46
-US Bank/Sterling National (Fossi) objection to confirmation - need to resolve
------amount due on tax sale certificate $78,230.81
-Select Portfolio Servicing Inc as servicer for Deutsche Bank (McCalla) objection to confirmation - need to resolve
-------arrears $441,075.73
>Trustee objection to confirmation - need to resolve
-need an explanation of the $7,500 gross income on 122C
-Amendment to Schedule B to add TD checking account with $10,228 balance
-Amendment to Schedule J to add the mortgage for 112 McKay
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $61,462.26 in non exempt equity in 733 Oakwood Road and $62,709.19 non exempt equity in McKay propert
-need certification CMA and payoffs for all properties owned by the debtors business (Elite Investors) eg. 2103 for River Road and 2102 C Edgewater Place, Point Pleasant & PHH Mortgage claim. This property is not listed in the petition

proposed plan $2560x60 with loan mod River Road & Oakwood Road 100% plan
paid in $7680
arrears $2560
last claim 10-1
Matter ResolvedRequest
Adjourment
1662/19/2020 10:00 am19-22703 / CMGSCOTT D SHERMAN ESQConfirmation Hearing on Modified PlanContinued
3/18/2020 10:00 am
Debtor has made 7 of 10 required payments   Arrears: $5,932.00  
Atty on vacation - Adj to 3/18/20 Peremptory

ISSUES AS OF 2/7/2020 (DM):

***The Debtor has not made a payment since October 2019 and is $5,932 in arrears - TFS PAYMENT HAS BEEN SCHEDULED***

1) Order granting Motion for Loan Mod was entered 12/26/19 - MP filed 1/8/20 indicates Debtor received a Trial Mod (ATTY ADVISES THE LOAN MOD IS COMPLETE - DISREGARD PART 9 IN THE PLAN).

2) Plan provides $2,000 priority treatment to the IRS - amended POC filed for $3,235.22 (OK TO PAY??)

3) IRS filed $33,183.23 amended secured claim not treated in plan (UNRESOLVED).

4) Trustee OBJ:
- Need updated homeowners insurance (RECEIVED).
- Tax refund of $6,301 was not prorated and included in disposable income calculation.


Prop. Plan $2,452 Ptd, $514 x 54, 100% Plan
PTD 2/8 = $2,452
Last Claim (3-2)
Matter ResolvedRequest
Adjourment
1672/19/2020 10:00 am19-23005 / CMGJOHN F. BRACAGLIA, JR, ESQ.Confirmation Hearing on Modified PlanContinued
3/18/2020 10:00 am
Debtor has made 5 of 9 required payments   Arrears: $8,949.00  
2/13/20(mk):MP filed to pay Wells Fargo outside plan. MP Hearing date 3/18/20.

2/4 workup for the 2/19 calendar EDC
-in trial LM-so no AP payments as of feb. - short adj to 2/19/20 & atty will also email MK re: this

ok to confirm at $13,177 paid to date, $895 x 53 beg 3/1/20 with loan mod by 5/31/2020--100%--Plan to follow Trustee standard order of distribution---Trustee to strike Part 1e and Part 2a as adequate protection payments are no longer to be paid to Trustee as Trial Loan mod payments are being made directly to the creditor

MP filed
-Is adequate protection to trustee being paid through confirmation or through loan mod?
ADD TRIAL MOD PAYMENTS NOW DIRECT
-need to use trustee order of distribution
ADD TR ORDER OF DISTR
same issues as of 9/24/2019-NOTHING DONE

1) Amerihome Mortgage Company LLC (KML) objection to confirmation - need to resolve
-arrears $52,880.12
ADD LOAN MOD BY 5=31=20 NO PAY ARREARS
2) Trustee objection to confirmation - need to resolve
-a modified plan that properly proposes plan payment in the amount of $2,230 - which covers adequate protection plus Trustee comp and plan payment
-the schedules fail to account for the debtors tax refund in the amount of $5854 when determining disposable income
A00 100 % CALC AT 100% NOTE AD PRO NO LONGER BEING PAID BY TR


proposed plan $200x60 base loan mod 6 months
paid in $4257
last claim 12-1
Matter ResolvedRequest
Adjourment
1682/19/2020 10:00 am19-23490 / CMGKarina Pia Lucid Confirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $7,767.00
AR RESOLVE OR HOLD AS OF 2/12/20 (SF) - Atty ok with terms.sf

RECOMMEND $5887 PTD, $907 X 54 (BEGIN 2/1/20) BASE PLAN
- STRIKE CHILD SUPPORT TAX OFFSET UNIT FROM PLAN AS NO CLAIM WAS FILED


ADJ PEREMPTORY W SCH ORDER

1. There is no claim filed by Child Support Tax Offset Unit. Should the per plan claim be stricken?
2. Trustee objection:
- -122C objections. Tax refund was not deducted for line 16. Line 23 Optional telephone of $648 is not allowed- requires proof and explanation . (AMENDED TO $288 WHICH IS STILL NOT ALLOWED. WILL ALLOW $50) RECOMMEND BASE OF $54,840.
- income verified higher at $914
The Schedules fail to account for the debtor(s) tax refund in the amount of $5,941.00 when determining disposable income.


Plan proposes $841 x 60 Base
Payments: 7/7

RESOLVED ISSUES:
1. Objection filed by Wells Fargo Bank (Morton) - to cram and failure to propose adequate protection payments.
OTBS PAY ARREARS (NEED ORDER. THERE ARE NO ARREARS PER POC)
Matter ResolvedRequest
Adjourment
1702/19/2020 10:00 am19-23916 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanWithdrawnDebtor has made 4 of 9 required payments   Arrears: $1,963.00  Total Paid In: $3,685.00
MP was w/d today by atty on record

ISSUES AS OF 2/7/2020 (DM):

***The case has been confirmed for less than 30 days before the proposed modified plan was filed. At the time of confirmation, the Trustee verified disposable income at $2,450 per month - RECOMMEND DENIAL OF THE MP***

1) Trustee OBJ:
- Need amended Sch I&J
- Need updated proof of income
- Need 2019 tax returns
- The case has been confirmed for less than 30 days before the proposed modified plan was filed. At the time of confirmation, the Trustee verified disposable income at $2,450 per month.


Confirmed Case: $705 Ptd, $1,175 BY 12/30/19, $942 x 43 START 1/1/20, 100% Plan
Prop. MP: $2,115 Ptd, $780 x 55, 0% Plan
PTD = $2,350
Last Claim (7-1) dated 9/24/19
Matter ResolvedRequest
Adjourment
1712/19/2020 10:00 am19-24038 / CMGMarc C. Capone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 9 required payments   Arrears: $4,076.00  Total Paid In: $10,175.00
--Trustee will withdraw the income objection but Debtor is 2 payments in arrears so we will capitalize as follows: $8175 Paid to date then $2000 by 2/29/20 then $2038 x 53 beginning 3/1/20 pro rata--pre conf cert in 10 days-student loans outside

2/4 workup for the 2/19 calendar EDC
-same issues as last time
-Capone filed a 3rd amended I & J. The income is under reported. Schedule I shows husbands income as around $8500 monthly but a year to date through end of June shows $10,688 in monthly income. There is $4317 in disposable income without even deducting any of the high expenses like the $755 car payment and the $750 monthly in pet expenses. If you add those back it is more like $5300. Needs judge.
1. Trustee obj to the following:
- Excess expenses on Sched J such as: Cell/Tablets $559 (OK lowered)
, Car payment $755, Farm animal supplies/vet expenses $650 and Pets $100.
- Must file Pre-confirmation certificate.
----------

1/6 workup for the 1/15 calendar EDC
proposed---7905 paid then $2000 x 55 beg. 1/1/20 pro rata but amended schedules (1/8/20) show $2900 in monthly disposable income. This does not include the $2750 in animal expenses, almost $600 in cell phones, $375 car payment for son $1200 food. There was a contribution from 23 year old son but that is now removed but his expenses are still there

--The amended 22C has $50163 on line 35 for past due priority taxes, support etc. bu I only see claims totaling $20,656?
--The amended 22C should deduct an additional $100 from line 16 to account for the refund
1. Trustee obj to the following:
- Excess expenses on Sched J such as: Cell/Tablets $559, Car payment $755, Farm animal supplies/vet expenses $650 and Pets $100. Plus debtor income is $480 more than scheduled based upon POI
- Must file Pre-confirmation certificate.

Prop Plan $1635 X 5; $2000 X 55; BASE
Matter ResolvedRequest
Adjourment
1722/19/2020 10:00 am19-24184 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDeniedDebtor has made 5 of 9 required payments   Arrears: $3,880.00  

MP BY 3-18

AR REC DISM FAILURE TO PROSECUTE
ISSUES AS OF 2/11/2020 (DM):

1) IRS filed $460.20 priority claim not treated in plan (OKAY TO ADD??)

2) US Dept of HUD filed a secured claim not treated in plan (UNRESOLVED).

3) Santander (Morton) OBJs to cram of 2009 Ford Mustang (CONSENT ORDER ENTERED).

4) Plan provides $176.18 secured treatment to Berkeley Twp Sewer - unsecured POC filed (STRIKE??)

5) Trustee OBJ:
- Need DSO information (RECEIVED).
- Gross income listed on Form 122c does not coincide with Sch I (UNRESOLVED).
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $970 x 60, 0% Plan
PTD 5/7 = $4,850
Last Claim (9-1)
Matter ResolvedRequest
Adjourment
1732/19/2020 10:00 am19-24269 / CMGDONALD C GOINS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 9 required payments   Arrears: $1,456.00  Total Paid In: $1,400.00
AS OF 2/19/20 (SF) UPDATED

RECOMMEND $1400 PTD, $728 X 53 (BEGIN 3/1/20) 100% PLAN
- LOAN MOD IS OUTSIDE PLAN. DO NOT PAY ARREARS TO PHH
- PHH IS FREE TO SEEK STAY RELIEF
- TRUSTEE STANDARD ORDER OF DISTRIBUTION




conf 700 x 60 ( need recap ) base LOAN MOD OS , TR NOT TO PAY CLAIM LENDER FREE TO SEEK STAY RELIEF
AR RESOLVE OR HOLD
AS OF 2/12/20 (SF) - BELOW ISSUES STILL APPLY

1) PHH Mortgage Corporation (RAS Citron) objection to confirmation - need to resolve
-pre petition arrears $98,728.88 (NEED STATUS OF LOAN MOD)
2) Trustee objection to confirmation - need to resolve
-need declaration page from current car insurance policy
SUBMITTED
-need statement for the debtor's PVA loan
-the debtors plan consists of unnecessary or excessive expense items, $428/month for transportation
-the debtor is not paying all disposable income into plan - verified income leaves a monthly net balance of $703.81
RESOLVE 700 X 60
-reviewed the Form 122c, Line 13c should be $24 and Line 17 should be $1,271. Per the Form 122c, Line 45 monthly disposable income is $824 which would require a minimum $49,440 dividend to general unsecured creditors
-the schedules fail to account for the debtor's tax refund in the amount of $2,220 when determining disposable income
-the order of distribution in the plan departs from the Trustee's order of distribution
TR ORDER OF D

proposed plan $226x60 base plan with loan mod by 1/30/2020
Payments: 6/7 Arrears: $182

RESOLVED ISSUES:
-need to file Pre Confirmation Certification (FILED)
-need Amendment to Schedules B or C to add the 2008 Nissan(FILED)
Matter ResolvedRequest
Adjourment
1742/19/2020 10:00 am19-24604 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 9 required payments   Arrears: $890.00  Total Paid In: $1,600.00
2/11 workup for the 2/19 calendar EDC - Atty ok with terms.sf

Per below can CONFIRM AT *** $1400 paid then $545 x 53 beg. 3/1/20- min of $23,490 to gucs-use trustee order of distribution

- Objection filed by JP Morgan Chase (Fein Such) - failure to cure arrears of $114.99 (Per POC).

>> Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2018 - only summary provided. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $450/month for cable/internet/phone
- $1,000/month for food for a household of two
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $747.80.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $5,653.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $19,296.71 in non-exempt equity in the residence. (NON EXEMPT EQUITY IS $23,490 NOW THAT CLAIM WAS FILED)
- The order of distribution in the plan departs from the trustee's order of distribution. (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)

Plan proposes: $200 x 60, base
Payments: 4/4
Matter ResolvedRequest
Adjourment
1752/19/2020 10:00 am19-24628 / CMGMark S Cherry Confirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 1 of 9 required payments   Arrears: $0  

AR RESOLVE OR HOLD AS OF 2/14/20 (SF) NFA - Adj. request denied.

1. objection filed by Wilmington Savings Fund (RAS Crane) - failure to pay arrears of $231,809.83 and speculative loan mod. (LOSS MIT EXPIRED ON 1/31/20) - PER ATTY, LOSS MIT DENIED
2. Trustee objection to confirmation - need to resolve
-need proof of 2 months income - need updated all income for last 2 months for debtor, spouse and son (STILL NEED PROOF OF INCOME FOR SON)
-need income contribution affidavit (NOT RECEIVED)
-need a copy of the homeowner's insurance renewal declaration( EXPIRED ON 2/2/20)
-need a modified plan that includes the inherited property in Trinidad (THE ONLY INFO PROVIDED FOR THIS PROPERTY IS A VALUATION OF $725,000) APPROXIMATE EQUITY IS $210,229 PLAN SHOULD BE CONFIRMED AT 100%

proposed plan $200x60 loan mod 11/30/2019
Payments: 7/7

RESOLVED ISSUES:
- Need to file Pre Confirmation Certification with Court (FILED)
- Modified plan fails to complete Part 5a as to treatment of general unsecured creditors (DONE)
- Attorney fees in plan do not agree with attorney disclosure (MP FILED)
- the debtors must use the Trustee's order of distribution to creditors
- there is N/E equity in real property in the amount of $99,632 - MOOT, MORGAGE CLAIM IS HIGHER
Matter ResolvedRequest
Adjourment
1762/19/2020 10:00 am19-24685 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 9 required payments   Arrears: $1,298.00  Total Paid In: $3,050.00
ATTY SUBMITTED PROOF OF 500, ADD EWAGE BY 3-15

ISSUES AS OF 2/12/2020 (DM): Updated 2/19/20

***TO CONFIRM, THE DEBTOR NEEDS $1,250 PTD, $500 BY 2/26/20, THEN $1,299 x 53 STARTING 3/1/20, BASE PLAN, TRUSTEE TO PAY WILMINGTON SAVINGS POC (4-1) IN THE AMOUNT OF $58,817.61, DEBTOR TO ENROLL IN EWAGE BY 3/15/20, TRUSTEE STANDARD ORDER OF DISTRIBUTION***

1) Fay Servicing (FRIEDMAN) OBJs - $58,817.61 arrears (PAY PER ATTY).

2) Must file Pre-Confirmation Certificate (FILED).

3) Trustee OBJ:
- Due to excessive expenses such as: Cell/tele/cable/internet $750, there is disposable income of $510(AR, CALC AT 510 X 60).
- Need to add to confirming order Trustee standard order of distribution (AR, ADD).


Prop. Plan $250 x 36, Base
PTD 5/7 = $1,250
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
1772/19/2020 10:00 am19-25037 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
3/4/2020 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $1,170.00  Total Paid In: $2,875.00
AR OVERNIGHT MAIL 1150 CHECK FOR POSTING
ISSUES AS OF 2/12/2020 (DM):

2/5/20 - AR, ADJ $1,148 TO BE POSTED BY 2/17/20

***No Trustee payment in December and January - Recommend Dismissal***

1) Plan provides $4,408 treatment to Summerfileds Franklin (landlord) - no POC filed and bar date has expired (MOTION TO ALLOW LATE POC GRANTED AND POC FILED BY DEBTOR'S COUNSEL).

2) Plan provides $1,000 cram treatment to Rent-A-Center - no POC filed and bar date has expired (MOTION TO ALLOW LATE POC GRANTED AND POC FILED BY DEBTOR'S COUNSEL).

3) Trustee OBJ:
- Need proof of service on Bridgecrest Financial and Rent-A-Center (SERVED ON 12/2/19).
- Need to use Trustee standard order of distribution.
- DSO information (12/2/19 - uploaded form of Order from Superior Court, obligation terminated).


Prop. Plan $574 x 60, 0% Plan
PTD 3/6 = $1,725
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1782/19/2020 10:00 am19-25487 / CMGROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 8 required payments   Arrears: $1,536.00  Total Paid In: $1,200.00
per email from attorney can confirm as trustee proposes EDC ***CONFIRM at: $1200 paid then $768 x 54 beg. 3/1/20- pro rata

2/14 workup for the 2/19 calendar EDC
SAME AS OF 11/27/2019 (at): No response to trustee objections. Either DISMISS OR CONFIRM at: $1200 paid then $768 x 54 beg. 3/1/20- pro rata

Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $500 for support payments on Sch J. Needs certification for debtor as there is no court order. (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
-excess disposable income on Schedules I&J $971.92. Paystubs are $200 higher monthly and business P&L shows over $600 monthly

Plan proposes: $200 x 60, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1792/19/2020 10:00 am19-25497 / CMGMarc C. Capone, Esq.Confirmation Hearing on Modified PlanContinued
3/4/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $1,750.00  
***Per AR, adj to 3/3/2020***

ISSUES AS OF 2/12/2020 (DM):

1) Quicken Loans (STERN E) OBJs - $2,649.66 arrears (MP PAYS).

2) Citizens Bank (Ronald Gellert, Esq) OBJs - $566.17 arrears - per atty, this was paid by business - informed atty that claim needs to be amended or claim needs to be paid (OBJ WITHDRAWN BY STATUS CHANGE FORM - STILL NEED AMENDED POC).

3) Thomas Bergstrom (POWERS KIRN) unsecured creditor OBJs - debtor's bankruptcy filing and supporting documentation is deficient (UNRESOLVED).

4. Must file Pre-Confirmation Certificate (UNRESOLVED).

5) Trustee Supplemental OBJ:
- Unsecured claims filed exceed the 109e limit.

6) Trustee OBJ:
- Need Business Profit and Loss for the entire month of May 2019 (RECEIVED).
- Need to amend Sch C to take proper exemptions on 2008 Ford Econo - there is $1,465 non-exempt equity.
- Excess Expenses Sch J: $235 home maintenance, $730 childcare/education, $1,500 estimated IRS and NJ payments (requires proof).

- Amended 122c still has disposable income. Gross income was not calculated correctly, since proof of income provided shows way more disposable income at $33,527.28. Also, Line #20 education takes $730, Line #30 additional food $42.20, and Line #45 disposable income of $705.69 results in $1,477.89 post adjustment which requires $88,673.40 minimum dividend to gucs (ANOTHER FORM 122c FILED - PRORATED PRIORITY CLAIM OF $1,186 WAS SUBTRACTED BUT BUSINESS NET PROFIT ON LINE #5 IS STILL INCORRECT).

- Proof of income is calculated as follows $31,714.82 plus $52,103.39 = $83,818.21/2.5 months = $33,527.28 (INCOME IS ACTUALLY HIGHER IF YOU ALSO ADD BACK PHIL BRILLIANT PAYROLL EXPENSE DEDUCTION).


Prop. Plan $1,400 x 5, $1,750 x 55, Base
PTD 5/6 = $7,000
Last Claim (22-1)
Matter ResolvedRequest
Adjourment
1802/19/2020 10:00 am19-26135 / CMGJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $4,000.00
ISSUES AS OF 2/12/2020 (DM): - Atty ok with terms.sf

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $500 x 60 STARTING 9/1/19, BASE PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION, FEE APPLICATION TO BE FILED WITHIN 7 DAYS***

1) Wells Fargo (Shapiro) OBJs - $25,211.45 arrears (RESOLVED BY ORDER 11/19/19).

2) Trustee OBJ:
- The debtor has insufficient income to fund the plan - Sch J only lists mtg expense.
- Plan fails to follow Trustee standard Order of Distribution.
- Need amended Sch A to provide current value of house and timeshare (FILED).
- Need amended Sch I to include partners monthly contribution (FILED).
- Need updated P&L that includes all monthly draws (UNRESOLVED).
- Form 122c is blank and needs to be amended (FILED)
- Need valuation of the business (DOC RECEIVED IS SELF PREPARED).


Prop. Plan $500 x 60, Base
PTD 6/6 = $3,000
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1812/19/2020 10:00 am19-26232 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 8 required payments   Arrears: $88.00  Total Paid In: $3,984.00
Per AR OK TO CONF AT $2992 paid then $575 x 54 beg 3/1/20 0%--ADD UPDATED P&L AND TAX RETURN BY 5-31-20 --otbs Wells in 30 days

OTBS WELLS AUTO $17,671 AD PRO 152 BEG 9-1
ADJ W SCH ORDER
AR NO RESOLUTION
As of 12/11/19 (DS): 1. Trustee obj need business P&L. P&L provided does not list any business expenses. Debtor runs a coffee shop and P&L does not list any expenses as to employees wages, business expenses (rent, inventory, purchases of supplies, insurance utilities, taxes, etc. Will require accountants valuation on business.
P&L BY 2-15 -20 (FILED--SHOWS NEGATIVE INCOME OF ALMOST $1000 MONTHLY ON AVERAGE-NOT FEASIBLE. STILL NO INFO ON BUSINESS VALUE)
2. Must resolve Wells Fargo Dealer obj to cram. Obj still not resolved.(IF ALL OTHER ISSUES RESOLVED OK TO CONF WITH UPDATED P&L BY 5/31/20 AND UPDATED TAXES)
RESOLVE BY 1-31-
3. American Express filed secured judgment lien for $23,322.75, needs to be paid. (RESOLVED-CLAIM AMENDED)
MOTION BY 12-31


----------------------------------------
10/16/19 (DS): 1. Trustee obj need business P&L. P&L provided does not list any business expenses. Debtor runs a coffee shop and P&L does not list any expenses as to employees income, business expenses.. Will require accountants valuation on business.

2. Wells Fargo obj to arrears more, POC filed for $6,730.35. Ok to pay? C/O ENTERED 10/22/19

3. Wells Fargo Dealer obj to cram, obj must be resolved.

Prop Plan $487 x 60 $0
Note: Service ok to Val Pak. 2018 Tax return provided.
Matter ResolvedRequest
Adjourment
1822/19/2020 10:00 am19-26336 / CMGLEE M PERLMAN, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $3,406.00
ISSUES AS OF 2/12/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $2,562 PTD, THEN $417 x 54 STARTING 3/1/20, 0% PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION***

12/4/19 - Atty (A. Knapp) had proof of 2 more payments and needs time to review income - also has a contribution from mom. Resolved objection regarding arrears via MP that atty has done & signed by debtor & amended sch I &J will be filed today.

1) NJHMFA (Powers Kirn) OBJs - $18,183.47 arrears (CONSENT ORDER ENTERED).

2) US Dept of HUD filed secured claim not in plan (MP TREATS AS SECURED UNAFFECTED).

3) Trustee OBJ:
- Excessive Expense Sch J: $200 child activities, $300 cell phone (MOOT - DISPOSABLE INCOME IS NEGATIVE).


Prop. Plan $427 x 4, $417 x 56, 0% Plan
PTD 6/6 = $2,562
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
1832/19/2020 10:00 am19-26430 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 8 required payments   Arrears: $0  

issues as of 2/14/2020

1) Not current with Trustee plan payments, arrears $900 only made 2 out of 6 plan payments to date
2) Trustee objection to confirmation - need to resolve
-the debtor is not paying all disposable income into the plan - the $7,227 tax refund was not added into the debtors schedules as disposable income
-the plan needs a prompt cure on residential leases
-Schedule I includes $1,300 monthly contribution, only provides proof of $600 contribution - need updated contribution or amend Schedule I
-the plan needs to use the Trustee's standard order of distribution

proposed plan $
Matter ResolvedRequest
Adjourment
1842/19/2020 10:00 am19-26533 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 4 of 8 required payments   Arrears: $5,776.00  
341 On for 2/27/20 NEEDS REQUEST TO ADJ.THIS CONF.HEARING.


11/1/19: Order resolving obj by Chesterfiled T'ship submitted- pay POC
Matter ResolvedRequest
Adjourment
1852/19/2020 10:00 am19-26776 / CMGBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  

Mk; Need to adj for Order resloving obj. with Medallio


updated 2/19/2020

to confirm need $4,410 paid to date, $3,542x54 begin 3/1/2020 which includes minimum $7,272.30 dividend to general unsecured creditors

AR RESOLVE OR HOLD - see MK notes
ISSUES AS OF 2/13/2020 (DM):

1) Taxi Medallion Loan Trust (Foss, San Filippo) OBJs - non-exempt equity in real estate, excessive expenses on the profit and loss. (UNRESOLVED). (MK- OTBS- terms strike surrender lang from plan. creditor will be pd per their POC. They will get the medallion for the secured portion and unsecured will be paid thru plan w/other gucs.)

2) Trustee OBJ:
- Need CMA on Ridgeley Ave (RECEIVED).
- Need homeowner's insurance renewal declaration (RECEIVED).
- Need statement from NY Life whole life insurance with value (RECEIVED - $510 VALUE).
- Need amended Sch B & C to amend correct year of Honda CRV to 2013 and Mitsubishi Galant to 2004 per insurance. (AMENDED).

- There is $7,272 estimated (no POC filed) non-exempt equity in real property, $4,958 in 2013 Honda CRV, $4,626 in 2004 Mitsubishi Galant, $4,323 in 2012 Toyota Prius, and non-exempt equity of $1,361 in checking account and $300 in savings account.

- Need proof of monthly expenses on P&L statement for the following:
Equipment Lease/Finance $2,830, Repairs/maintenance 6 month average $1,304.34 (What repairs? Business Forms provide that debtor drives 2012 Toyota Prius only and business is run out of the home), car wash averages $231.67 (UNRESOLVED).


Prop. Plan $735 x 60, Base
PTD 6/6 = #4,410
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
1862/19/2020 10:00 am19-26831 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 8 required payments   Arrears: $611.00  Total Paid In: $2,601.00
1990 paid then $611 x 54 beg 3/1/20 ----min of $23,812 to unsecured

MK- work at Trustee #s protecting the NE Equity. See other notesbelow.

2/6 Workup for the 2/19 calendar EDC

-value city filed secured claim not in plan---Are we paying?(Mk- Yes PAY)
>>Trusteee obj>>
-Need proof of insurance for the 2010 Nissan. ( will provide in 10 days)
-Need a statement for the co-debtor's ERS loan.
-Verified income leaves a monthly net balance of $946.44.
-There is $16,795 in non exempt equity in their bank accounts and $6,640 in non exempt
equity in the Dodge and Nissan. There is $377.50 in non exempt equity in the real estate.--Total is $23812 which is slightly higher than proposed.
-Need to file Pre-Confirmation Certification.
Matter ResolvedRequest
Adjourment
1872/19/2020 10:00 am19-26933 / CMGTIMOTHY P NEUMANN, ESQConfirmation Hearing ScheduledDismissedDebtor has made 1 of 7 required payments   Arrears: $0  

issues as of 2/6/2020

1) 341 not held, not rescheduled
2) JPMorgan Chase Bank (Fein) objection to confirmation - need to resolve
3) Wilmington Savings Fund Society FSB d/b/a Christiana Trust (Parker McCay) objection to confirmation - need to resolve
-arrears $269,568.97
4) Need to file Pre Confirmation Certification with Court
5) Not current with Trustee plan payments, arrears $1,277 - only made 1 out of 5 payments

proposed plan $319.25x60 sale by 10/2020 100%
paid in $319.25
arrears $1,377
last claim 2-1
Matter ResolvedRequest
Adjourment
1882/19/2020 10:00 am19-26961 / CMGPATRICK MOSCATELLO, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 7 required payments   Arrears: $2,600.00  Total Paid In: $7,851.00
Per AR OK TO CONF AT $5251 paid then $2600 x 55 beginning 3/1/20 pro rata--remove part 5b and cramdown provision for Thrift and pay Thrifts secured claim of $10,011.35 in full

CONF AT 2600 X 60 RECALC (calculated at 2600 going forward EDC)
2/6 workup for the 2/19 calendar EDC

--As of 12/11/19 Debtor attorney requested adjournment to allow time to resolve objs, amend income and expense statement and mod plan.
**MP FILED-amended I & J and used 2019 refund but did not supply 2019 taxes as proof. No updated POI. Income provided for co-debtor is about $1800 a month more than estimated on the amended I.

1. Trustee obj to the following:
- There is disposable income $3,621
2. US Bank obj not in plan. POC filed arrears owed $2,708.19. Ok to pay? STILL NOT IN MP. WILL PAY AND ATTORNEY CAN MOVE AGAINST IF HE WANTS
PER ATTY PAY
3. No claims filed by Berkeley Twp for sewer arrears. Is this to be stricken and not paid? NOT IN MP-OK
PER ATTY PAY

Prop Plan $1,317 x 45 0%
Note: Excessive expense with childcare is moot (debtors have 3 young children)
Matter ResolvedRequest
Adjourment
1892/19/2020 10:00 am19-27015 / CMGTRAVIS J RICHARDS ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $300.00  Total Paid In: $1,800.00
2/7 workup for the 2/19 calendar EDC

** Recommend CONFIRM AT: $1500 paid then $300 x 55 beg. 3/1/20 with min of $4608 to unsecured

1. Hyundai Lease Titling filed a secured arrears claim #4 in the amount of $32.80 which is not in the plan. Plan does not assume this lease either. Is it ok to pay this claim? WILL PAY
2. Trustee's objection:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now there is $10,181.32 in non exempt equity in real estate. ($4,608.46 IN NON EXEMPT EQUITY NOW THE POC HAS BEEN FILED)

Plan proposes: $300 x 55, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
1902/19/2020 10:00 am19-27105 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledWithdrawnDebtor has made 6 of 7 required payments   Arrears: $2,000.00  
This Plan w/d- hearing on MP 3/4/20

As of 2/10/20(mk):


This hearing date was for Plan filed at #3. A MP before Conf. (#19) was filed on Notice on 1/29/20. That is the most recent plan and that has a hearing date of 3/4/20. Plan #3 either needs to be W/d or need an adj. of this hearing to 3/4/20.
Matter ResolvedRequest
Adjourment
1912/19/2020 10:00 am19-27244 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 2 of 7 required payments   Arrears: $1,205.00  Total Paid In: $2,934.00
AS OF 2/6/20 (at):

1. 341 is scheduled for 2/27/20
2. Payments: 4/5, arrears $489
Matter ResolvedRequest
Adjourment
1922/19/2020 10:00 am19-27370 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledDeniedDebtor has made 3 of 7 required payments   Arrears: $0  


MP FILED ATTY WILL GET DATE
AS OF 10/31/19 (SF) - PLAN IS NOT FEASIBLE AND NO UPDATED DOCS PROVIDED.

1. Objection filed by PNC Bank (Martone) - failure to pay arrears of $42038.08
2. State of NJ filed priority claim 2-1 for $1012.68 (OK TO PAY?)
3. US Dept of Housing filed secured claim with zero arrears, not addressed in plan
4. The debtor has failed to supply the Trustee with the following document(s):
- Need actual bank statement for August and September.
- A Modified Plan that provides for student loans outside the plan per Schedule J expense taken.
- Amendments to Schedules : Amend Form 122c for a household of 2.
The debtor(s) plan consists of unnecessary or excessive expense items, such as: $400 home maintenance, $364 life insurance, $1,000 support payments (need proof), $600 transportation & $225 EZPass.
- The current Plan does not specify treatment of U.S. Dept of HUD under the Plan.
- There is $4,200 non-exempt equity in bank accounts.
- The confirming order must provide for the turnover of all non-exempt proceeds from the debtors' personal injury claims.
- Is co-debtor employed? (Unemployment provided) - There is negative income

5. Must file pre-confirmation certification.

Plan proposes $250 x 60 Base
Payments: 5/5

Matter ResolvedRequest
Adjourment
1932/19/2020 10:00 am19-27434 / CMGROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $14,280.00
AS OF 2/12/20 (SF)


RECOMMEND $2040 X 36 (BEGIN 10/1/19) 100% PLAN
- OK TO PAY ARREARS CLAIM 3-1 TO LAKEVIEW LOAN SERVICING
- PRESERVE N/E EQUITY OF $167,709 IN CONF ORDER

The bar date has expired. Only $12,602.94 in unsecured debt. Plan should be shortened to 36 months.

1. Lakeview Loan/ M &T filed arrears claim 3-1 $8109.08 (OK TO PAY?)
2. Trustee objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as: (EXPENSES OK AS LONG AS PLAN STAYS AT 100%)
Home maintenance $750, Tele/Cell/Internet/Cable $650, Clothing $600, Car payment $1,000 and College Tuition for 2 kids $3,000, Support payment for 2 kids and Student Loans total $2,250 (plan does not list student loans outside). May be moot as long as plan remains 100%.
- 22c has disposable income $6,381.71, Line 43 college education $5,250 (Sched J has $3,000). Is moot if plan remains at 100%.
- Proof of income verifies higher as well.
- There is non-exempt equity on real property $167,708.79, plan propose 100% to gucs.
- There is also non-exempt equity in bank accounts $725 and stock $1,800.
- M&T filed arrears claim $8,109.07, plan list as outside.
- Must file Pre-confirmation certificate

Plan proposes $2040 x 60 100%
Payments: 5/5
Matter ResolvedRequest
Adjourment
1942/19/2020 10:00 am19-27489 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $250.00  
issues as of 2/6/2020

1) 341 not held, rescheduled to 2/27/2020
2) State of NJ, Division Taxation priority claim 10 is estimated - need to resolve


proposed plan $250x60 loan mod by 4/30/2020 0% plan
paid in $1000
arrears $250
last claim 14-1
Matter ResolvedRequest
Adjourment
1952/19/2020 10:00 am19-27518 / CMGSTEPHANIE RITIGSTEINOrder Vacate Dismissal of CaseContinued
3/18/2020 10:00 am
Debtor has made 2 of 7 required payments   Arrears: $1,358.00  
As of 2/10/20(mk);


1. 2/5/payments: arrears $822.

2. Stay Vacate Motion by Landlord on for 3/18/20. Carried form 2/5/20. Debtor to be current w/ March rent & water by 3/6/20.

3. Trustee Objection :
-supp. obj. plan fails to provided prompt cure to LL for rent.
- needs Trustee standard order of distribution.


plan:268 x 60,0%.
Payments:2/5
last claim:5-2;bar date:11/21/20
Matter ResolvedRequest
Adjourment
1962/19/2020 10:00 am19-27616 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 571 of 7 required payments   Arrears: $0  

ISSUES AS OF 2/13/2020 (DM):

1) State of NJ filed $2,067.83 priority claim that includes estimated taxes for 2018 (UNRESOLVED).

2) State of NJ filed $2,522.61 unsecured claim that includes estimated taxes for 2015 (UNRESOLVED).

3) IRS filed $753.69 priority claim not treated in the plan (OKAY TO ADD??)

4) BOA filed secured POC (9-1) for mortgage arrears on 815 Monmouth Street. This creditor and property are not listed in the plan or anywhere on the petition. Need clarification (UNRESOLVED).

5) Curt & Debra Lyons OBJs - successful bidders at the sheriff sale - case filed 10 days later (UNRESOLVED).

6) MFR by Provident Bank was granted on 12/18/19 (PAID AT CLOSING PER HUD-1 RECEIVED).

7) Provident Bank (POWERS) OBJs - holds 1st mtg on property sold at sheriff sale - debtor has 60 days to redeem & plan proposes a sale (PAID AT CLOSING PER HUD-1 RECEIVED).

8) JP Morgan Chase (McCalla) OBJs - 3rd mtg holder - plan fails to treat claim (PAID AT CLOSING PER HUD-1 RECEIVED).

9) Is there a second mortgage on the West Ohio property? Nothing listed and no documentation (MOOT - PROPERTY SOLD AND HUD-1 RECEIVED).

10) Trustee OBJ:
- Need to file Pre-confirmation certification (UNRESOLVED).
- Need divorce settlement agreement and docs on property that ex-husband resides in (UNRESOLVED).
- Need a copy of homeowner's insurance renewal (MOOT - PROPERTY SOLD).
- Need payoff statement for Provident Funding (MOOT - PROPERTY SOLD).
- Need amended schedules to include mortgage with Chase (MOOT - PROPERTY SOLD).
- The current Plan does not specify treatment of JP Morgan Chase (MOOT - PROPERTY SOLD).
- Trustee is unable to determine the non-exempt equity in real estate without copies of all valid liens (MOOT - RECEIVED HUD-1 FROM SALE).


Prop. Plan $116 x 60, Base Plan, sale by 12/1/19
PTD 2/5 = $232 plus $65,983.64 sale proceeds
Last Claim (3-3)
Matter ResolvedRequest
Adjourment
1972/19/2020 10:00 am19-28095 / CMGROBERT C NISENSON ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 2 of 7 required payments   Arrears: $600.00  Total Paid In: $700.00
2/7 workup for the 2/19 calendar EDC
-Per attorney obj resolved
MP pays PNC claim so objection appears to be resolved. If resolved ***WE CAN CONF at $400 paid then $300 x 56 beg 2/1/20 with min of $10,000 to gucs

-PNC Bank (Fein Such) objection to confirmation - need to resolve(mk: Order resolving obj & Pay POC submitted to Chambers 2/13/20)
>>Trustee objection:
- Need a current market analysis - which provides 4 comparatives listed on CMA.(DONE)
- Must add to confirming order proceeds of non-exempt property to Trustee.
- Must file Pre-confirmation certificate
Matter ResolvedRequest
Adjourment
1982/19/2020 10:00 am19-28203 / CMGPETER E ZIMNIS, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 7 required payments   Arrears: $0  

As of 2/5/20 (DS): 341 not held since 10/24/19, missing docs (CMA). Debtor in arrears $1,000, made 1 out of 5 payments

MP BY 12-31
AMEND BUDGET BY 12-31
341 BY 1-31-20
12/4/19:looks like 341 docs in- needs request for date.
Matter ResolvedRequest
Adjourment
1992/19/2020 10:00 am19-28278 / CMGKEVIN E ABERANT ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

As of 2/18/20 (DS): Debtor attorney requested adjournment, 341 sched 3/5/20
Matter ResolvedRequest
Adjourment
2002/19/2020 10:00 am19-28306 / CMGMARYBETH SCHROEDERConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

issues as of 11/22/2019

1) AmeriHome Mortgage Company LLC (KML) objection to confirmation - need to resolve
-pre petition arrears $1,769.16
2) Trustee objection to confirmation - need to resolve
-need a current market analysis - need proper CMA for Rio Ct property
-a copy of the homeowner's insurance renewal declaration - need homeowners insurance for Rio Court property
-need 401k loan statement; need copy of debtor's lease for property he rents in Florida while working there
-the debtor has undertaken an improper use of exemption - the debtor has utilized joint exemptions on his Schedule C when filing two separate Schedule C.
-using joint numbers on the Debtor's Schedule C, the 522(d)(5) exemption has been exceeded $6,537
-the debtor(s) is not paying all disposable income into the plan pursuant - Form 122c gross income was understated on Line #2; excessive deductions take on Line #13b & #33b; duplicate childcare expense taken on Line #21 & Line #43
-income documentation provided in connection with Schedule I verifies higher $13,820 than scheduled $8,653. It appears the Debtor failed to include additional income items from pay stubs including Def Comp, Bonus, Tax Living. No Tax Living and Trk A Excp
-the Schedules fail to account for the debtors tax refund in the amount of $5,518 when determining disposable income
-the current plan does not specify treatment of Northpointe Bank, Sun Trust Bank, and Las Vegas Timeshare under the Plan
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there may be non-exempt equity in real estate once Debtors provide adequate CMAs
-there is $2,670 non-exempt equity in the VW Beetle convertible
-there is non-exempt funds in the Debtor's bank accounts at the time of filing
-must file Pre Confirmation Certification
-Confirming Order must provide for turnover of all non-exempt proceeds from the sale of the Florida property
-atty ok w
Matter ResolvedRequest
Adjourment
2012/19/2020 10:00 am19-28325 / CMGLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $1,072.00  Total Paid In: $4,520.00
MP filed

issues as of 2/14/2020

1) Wells Fargo Bank (Shapiro DeNardo) objection to confirmation - RESOLVED, CONSENT ORDER PAYS ARREARS THROUGH PLAN
2) Need the certification of service for motions to cram cars, never filed. Trustee cannot confirm without the certification.
3) Not current with Trustee payments, arrears $1,072

proposed plan $1072x55 100%
paid in $2376
arrears $1072
Matter ResolvedRequest
Adjourment
2022/19/2020 10:00 am19-28400 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 7 required payments   Arrears: $0  

issues as of 2/14/2020

1) Trustee objection to confirmation - need to resolve
-the debtor has insufficient income
-need a current market analysis for vacant land that is less than one year old
-need a copy of homeowners insurance renewal declaration for both residence and vacant land
-the debtor has undertake an improper use of exemption. Specifically debtors (d)(5) exemption exceeds the statutory limit by $12,575
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $245,713 in non exempt equity in real property
-need to provide documentation for the sale of the Debtor's lot (S. Hope Chapel Road) back in February 4, 2019

proposed plan $100x60 base plan with sale by 10/1/2020
paid in $500
last claim 1-1
Matter ResolvedRequest
Adjourment
2032/19/2020 10:00 am19-28526 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 1 of 7 required payments   Arrears: $3,500.00  Total Paid In: $3,150.00
AS OF 2/12/2020 (at): - Atty ok with terms.sf

IF OK TO PAY THE IRS CLAIM #14, RECOMMEND: $2,250 PAID TO DATE, $2,200 x 55 BEGINNING 3/1/2020, BASE
(INCREASE DUE TO EXCESSIVE EXPENSES LISTED IN OBJECTION)
Claims will be paid according to the trustee's order of distribution.
Need to file Pre-Confirmation Certification within 10 days of confirmation.


1. Objection filed by Wells Fargo (Shapiro & DeNardo) - failure to cure arrears of $7,246.10. (Per POC) (RESOLVED BY CONSENT ORD 1/7/20)

2. Wells Fargo filed a secured arrears claim #19 in the amount of $7,246.10. Is it ok to pay this claim? (OK TO PAY PER CONS ORD)

3. The IRS filed a priority claim # 14 in the amount of $1,464.66 which is not in the plan. Is it ok to pay this claim?

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - for the timeshare (RECEIVED - WORTH $4,800)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: -
- Expenses of $1800 for two sons in college and 27 year old daughter
- $274 monthly for a timeshare
- $75 monthly to the IRS
(REDUCED EXPENSES BY $2,149 - SEE EXCESSIVE EXPENSES ABOVE)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- The filed 22c shows $3132 monthly in disposable income. This amount is even higher after adding back the unsubstantiated deductions on lines 20 and 23.
- Claims will be paid according to the trustee's order of distribution.

Plan proposes: $450 x 60, base
Payments: 5/5
Matter ResolvedRequest
Adjourment
2042/19/2020 10:00 am19-28641 / CMGSTEPHEN M GOLDBERG, ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $500.00  
AS OF 2/14/20 (SF)


1. IRS filed priority claim 3 $9,291.93 - claim is not provided for in plan (OK TO PAY?)
PER ATTY PAY

2. Credit Acceptance Corp secured claim 5 has arrears of $1,462.46 - (OK TO PAY?)
PER ATTY PAY

3. Wells Fargo Bank filed secured claim 22-1 for $2818.32 with arrears of $566.01 for Castle Windows. This claim is not addressed in plan (OK TO PAY?)

4. State of NJ filed estimated unsecured claim 30-1 (NEED AMENDED CLAIM)

5. ADV: Social Security v. Bradley scheduled for 2/19 @ 3 - Judge to Reserve Decision

6. Trustee objection to confirmation - need to resolve

-a modified plan that treats student loans outside plan per Schedule J expense taken, and increases the tier when the debtor's pension loan is paid off in the 17 more months
PER ATTYY OK ON BOTH
-the debtor's schedule J consists of unnecessary or excessive expense items, such as $320/childcare (need proof of expense); $200/$100 personal care/personal grooming; $70/timeshare; $800 student loans (need proof) (NO PROOFS PROVIDED)

-the debtor is not paying all disposable income into plan - disposable income on Line 45 of Form 122c require minimum $35,266 dividend to general unsecured creditors

-the schedules fail to account for the debtors tax refund in the amount of $4,163 when determining disposable income

-the current plan does not specify treatment of the North Plainfield Sewer Department (scheduled)STRIKE

-the attorney fees paid and balance due in the Statement of Financial Affairs, Attorney Disclosure Statement and the Plan are not consistent (NEED TO RESOLVE)

-need explanation of garnishment deduction in debtor's paystubs to properly calculate his monthly income

7.) Need to file Pre Confirmation Certification with Court


proposed plan $500x60 base plan
Payments: 4/5 Arrears: $500

RESOLVED ISSUES:
-need a copy of the homeowner's insuranace renewal declaration - need updated declaration page on or before 11/25/2019
SUBMITTED
-need a current market analysis, need
Matter ResolvedRequest
Adjourment
2052/19/2020 10:00 am19-28642 / CMGDOROTHY L WRIGHT, ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $400.00  
AS OF 2/12/2020 (at):

1. Motion to modify ex-spouse's proof of claim is scheduled for 3/4/2020. Need outcome in order to confirm the plan.

2. Christine Brickley-Reina (ex-spouse) filed a priority claim #4 in the amount of $24,100 which is not in the plan. Is it ok to pay this claim? (this is the claim they are trying to reclassify to unsecured 3/4/20 hearing)

3. Objection filed by Christine Brickley-Reina (Gorski) - plan is silent as to domestic support arrears.

4. Verified income shows monthly disposable income of $633.

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Domestic Support Obligation information (RECEIVED)
- Pension loan statement. (NOT RECEIVED - STATEMENT PROVIDED IS ILLEGIBLE)
- Amendments to Schedules B/C to add Affinity Credit Union checking and savings accounts. (AMENDED)
- Amend Schedule J to remove child support expense that was already deducted from Schedule I. (AMENDED - REDUCING EXPENSES BY $430 - EXCESSIVE)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $643/month in alimony (need proof as $649/month is already deducted from his pay
check)
- Need to file Pre-Confirmation Certification. (FILED)
- The attorneys' fees listed in the plan and the disclosure statement do not agree. Debtor's attorney must amend the plan or the disclosure statement. (AMENDED)
- Need Divorce Decree and Settlement Statement. (RECEIVED)

Plan proposes: $200 x 60, base
Payments: 4/5, arrears $200
Matter ResolvedRequest
Adjourment
2062/19/2020 10:00 am19-28802 / CMGROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 6 required payments   Arrears: $0  
Total Paid In: $5,782.00
As of 2/19/20 (DS): RECOMMEND CONFIRMING AT $2,000 PAID, $1,891 X 56 BEGIN 3/1/20 100% TO GUCS PLUS NON-EXEMPT PROCEEDS FROM PI LAWSUIT TO TRUSTEE

1. BELOW TRUSTEE OBJ STILL NOT RESOLVED. - MARRIAGE CERT PROVIDED AND ATTORNEY OK WITH CONFIRMING AT 100% TO GUCS

12/4/19 (DS): 1. Trustee obj to the following:
- Need copy of marriage certificate and proof of business expenses for the last 6 months for Across Infinity and profit and loss statement. - PROVIDED 2/18/20
- Excessive expenses on 22c, such as: 22c-2 Line 26: $600 support for parents; Line 43 $500 family obligation; $750 business expense, disposable income would be $1,845.23, which would require minimum dividend $110,713.80 to gucs
- Excessive expense on Sched J such as: Home maintenance $470, Food $950, Child's education with 1 child $1,350, Medical $750, Entertainment $500, Business expense $750 and Support for parents $600. There would be disposable income $3,030.99.
- Sched I also failed to add tax refund $9,464.
- Must file Pre-confirmation certificate. FILED 12/2/19

2. Lakeview Loan ((Carlon) obj to arrears owed. POC FILED AND CONSENT ORDER ENTERED

Prop Plan $500 x 50 Base
Note: Plan list non-exempt proceeds from lawsuit.
Matter ResolvedRequest
Adjourment
2072/19/2020 10:00 am19-28947 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 6 required payments   Arrears: $0  

As of 2/10/20(mk):


1. 1/4 payments. Arrears $2,589.

2. Stay Vacate Motion(Arvest Mtg Co) on 2/19/20. (Needs Result)

3. Trustee Objection:
-Schedule I needs to be amended. It says debtors get income from rent and family
assistance. The POI received shows a pension, social security, a much smaller family
contribution and only $600 monthly in rent received( there are 2 rental agreements for 600 each so OK- contribution is smaller but still enough income).


Plan:863 x 60:Base.
Payments:1/4 arrears $2,589.
Last claim:10-1,bar date:
Matter ResolvedRequest
Adjourment
2082/19/2020 10:00 am19-29006 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

debtor in trial LM last payment in April- will reserve Ditech w/ crammotion

2/8 workup for the 2/19 calendar EDC

-objection by Deutsche Bank/Jennings to loan mod
-need pre confirmation cert
>>Trustee objection: Plan does not treat NJ priority or unsecured tax claims- both estimated
-no cert of service to Ditech on the cramdown

369/60, LM: 349 OLYMPIC ST BY 6/1/20, BASE

Matter ResolvedRequest
Adjourment
2092/19/2020 10:00 am19-29240 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $230.00  
AS OF 2/6/20 (SF)

1. 341 NOT HELD - MISSING DOCUMENTS
2. PAYMENTS: 3/4 ARREARS: $224
Matter ResolvedRequest
Adjourment
2102/19/2020 10:00 am19-29256 / CMGPRO SEConfirmation Hearing on Modified PlanContinued
4/1/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

AR MOTION TO VACATE DISM OF ADV SCH FOR 3-10
AS Of 2/12/20(mk):


>>THIS SHOULD BE ADJOURNED TO 4/1/20 - SEE #2 BELOW.<<

1. AdV. PRO.Vs. Bayview was dismissed w/ prejudice by Order 1/28/20(#13).

2. Order vacating dismissal sets confirmation for 4/1/20. This is date for original plan MP(filed 11/25/19) was filed and given date of 2/19/20 but case was dismissed 12/4/19. So it appears that the 4/1/20 date is the new confirmation date.

3. Objection by JP Morgan Chase( McCalla):
- creditor holds 3rd mtg on RE at 161 Cherry Tree lan. Debtor says that was his former marital residence.

4. Objection by Bayview Loan(KML):
- bar date extended and will file POC for approx $115,836.18 in arrears. Plan provides -0- for arrears. Plan not feasible.

5. Trustee Objection:
-The Modified Plan filed by the debtor proposes an order of distribution that is contrary to the
Trustee's recommended order of distribution.
-The Plan is 100 x 36 months and 5% to unsecured creditors. It says it will only pay unsecured
creditors. Debtor has a home located in Holmdel NJ with a value of Approximately $478,089.
Bayview appears to hold the mortgage on the property ,which the debtor disputes. No housing
expense is listed on scheduleJ. No secured creditors are listed in the plan. The
adversary filed by the Debtor against Bayview was DISMISSED WITH PREJUDICE BY ORDER 1/28/20.
- Petition lists domestic support obligations that were terminated, yet it also states the Monmouth
County , Family Court has ordered a recalculation of those obligations. Needs status of that action.
-Schedule F lists several unsecured creditors,yet the creditor list(Matrix) filed with the petition
lists only 1 unsecured creditor.There is a notice issue as to the creditors listed on schedule F.
-Part 8 of the Plan regarding vesting of the property is blank.
In Addition:
a. The confirmation order must include language that provides for the turnover of all
non-exempt proceeds from the personal injury claim fr
Matter ResolvedRequest
Adjourment
2112/19/2020 10:00 am19-29365 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 3 of 6 required payments   Arrears: $0  

AS OF 2/11/2020 (at):

MK- DEBTOR INDICATED HE DOES NOT WANT TO CONTINUE WITH THE CASE. DEBTOR HAS NOT PROVIDED MISSING DOCUMENTS.

1. Objection filed by NJ Housing and Mortgage/HUD (Pluese) - plan does not list HUD or propose to make regular monthly payments. (UNRESOLVED)

2. Trustee's objection:
- The debtor has insufficient income.
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - cannot accept a foreclosure estimate. (RECEIVED)
- Amendments to Schedules J to add mortgage payment. Amend Sch B for the interest in the estate of the Debtor's mother. (NOT AMENDED)
- The current Plan does not specify treatment of U.S. Dept. of HUD under the Plan. (MOD PLAN NOT FILED)
- The Plan fails to provide for a prompt loan modification completion date. (NOT AMENDED)
- Need to file Pre-Confirmation Certification. (FILED)
- The confirmation order must include language that provides for the turnover of all non-exempt proceeds from the estate of the Debtor's mother. Also need documents from the estate. (LANGUAGE ADDED - NO DOCUMENTS FOR THE ESTATE RECEIVED)

Plan proposes: $153 x 60, 100% to guc's, loan mod by 6/30/2020
Payments: 3/4
Matter ResolvedRequest
Adjourment
2122/19/2020 10:00 am19-29376 / CMGLAWRENCE L ABT III ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 6 required payments   Arrears: $0  

As of 2/14/20 (DS): Per Debtor attorney, allow case to be dismissed and hold fees

As of 2/10/20 (DS): 1. BELOW ISSUES NOT RESOLVED, STATE OF NJ ESTIMATED CLAIM AND INCOME VERIFIES HIGHER

2. No claims filed by Pemberton Twp MUA, Solid Waste and Water Dept. Are they to be stricken and not paid or will a claim be filed? Bar date has passed.

As of 12/3/19 (DS): Debtor attorney requested adjournment, to allow time to resolve the State of NJ estimated claim

12/4/19 (DS): 1. State of NJ filed estimated claim, 2012-2014 tax return not filed. Claim must be resolved.

2. Trustee obj to the following:
- Need pension loan balance statement for Co-debtor, who has 4 loans per pay stub of Garfield Park Academy. 2 pension loans end $77.50 ends 7/21 and $336.06 ends 11/20. There would be disposable income $1,506.02.
- Excessive expenses on Schedule J such as: Tele/Cell/Internet/Cable $625 and car payment $859.

Prop Plan $663 x 60 0%
Note: Pre-conf cert filed.
Matter ResolvedRequest
Adjourment
2132/19/2020 10:00 am19-29419 / CMGANDREW J KELLY, ESQConfirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $300.00  
AR REC SALE PLAN TR NOT TO PAY 1ST OR 2ND MORTG LENDERS FREE SEEK STAY RELIEF
issues as of 2/14/2020

1. GM Financial filed a secured arrears claim #1 in the amount of $816.11 which is not in the plan. Is it ok to pay this claim?
ADD UNAFFECTED OS PLAN

2. Harley Davidson filed a secured arrears claim #6 in the amount of $188.95 which is not in the plan. Is it ok to pay this claim?
ADD UNAFFECTED PAY OS


3. Objection filed by Wells Fargo Bank (Phelan) - failure to cure arrears of $41,970.03 (Per POC) and failure to provide proof that the property is for sale.

4. Trustee's objection:
The debtor has insufficient income.
- Need PNC bank statements and not a computer printout for 2 mos prior to filing. (RECEIVED)
- The confirming order must provide for the turnover of all non-exempt proceeds from the sale of the Ocean Road property. (LANGUAGE ADDED)
- Need documentation showing that Harley Davidson is owned jointly. (AMENDED A/B AND C FILED)
- must file pre conf cert. (FILED)

5. Debtor response to Trustee objection:
-plan to be funded from sale of home, not income
-PNC bank statements and pre confirmation filed today
-ok with additional language added to confirming order regarding non exempt proceeds from sale of property
-Harley Davidson is solely owned by the debtor and petition to be amended to reflect ownership

6. The debtors response fails to address treatment of GM Financial and Harley Davidson claims

7. Debtors response to creditor objection
-debtor believes Wells Fargo is over-secured and adequately protected

Plan proposes: $150 x 36, base, sale of residence by 10/14/2020
Payments: 4/4
Matter ResolvedRequest
Adjourment
2142/19/2020 10:00 am19-29721 / CMGBRUCE W RADOWITZ ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $4,050.00  Total Paid In: $12,000.00
as of 2/14/2020

ok to confirm at $2,675x60 begin 11/1/2019 100% plan - Add to Conf Order. Trustee Standard Order of Distribution.sf

Trustee objection resolved as plan is 100%

proposed plan $2675x60 100%
paid in $8300
arrears $2400
last claim 7-1
Matter ResolvedRequest
Adjourment
2152/19/2020 10:00 am19-29814 / CMGEdward Hanratty, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2400.00 of 6 required payments   Arrears: $0  
Total Paid In: $2,400.00
2/19/20 (at):

RECOMMEND: $1,800 PAID TO DATE, 100% TO GUC'S
Need Pre-Confirmation Certification within 10 days.
Debtor may pursue a loan modification outside of the bankruptcy.
Trustee will not pay mortgage arrears claim #2 filed by Wells Fargo Bank.
Wells Fargo Bank may seek relief from the automatic stay.
Case is complete.


AR CONF AT 100% LOAN MOD OS PLAN , TR NOT TO PAY ARREARS LENDER FREE TO SEEK STAY RELIEF
CASE IS COMPLETE
AS OF 2/12/2020 (at):

1. Objection filed by US Bank/Wells Fargo (Phelan) - failure to cure arrears of $426,397.59 (Per POC). (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - for both debtors (NOT RECEIVED)
- Amendments to Schedules C to include all of the debtors assets including clothing and furniture (AMENDED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s):
- debtors need to file amended 22C (the one filed was blank). (NOT AMENDED)
(1) need to resolve US Bank objection
(2) the debtors need to supply detailed proof of income and expenses for business on the profit and loss statement (NOT RECEIVED)

Plan proposes: $600 x 60, 100% to guc's, loan mod within 6 months of confirmation
Payments: 3/4, arrears $600
Matter ResolvedRequest
Adjourment
2162/19/2020 10:00 am19-29829 / CMGEdward Nathan VaismanConfirmation Hearing ScheduledWithdrawnDebtor has made 6 of 6 required payments   Arrears: $0  

2/11 workup for the 2/19 calendar EDC
DOCKET #2 is withdrawn a MP was filed and scheduled for 3/18 at 10:00AM

Note - request for statements for Provident account ending in #0180 in the Trustee objection is actually the mortgage account as verified by the mortgage statement upload.
Matter ResolvedRequest
Adjourment
2172/19/2020 10:00 am19-29911 / CMGPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $400.00  
AS OF 2/12/20 (SF)

1. Objection filed by Wilmington Savings (Hill Wallack) - failure to pay arrears of $49,318.79 and propose adequate protection payments and speculative sale.

2. Motion for Relief by Wilmington Savings scheduled for 2/19/20 at 9 (NEED OUTCOME)

3. West Lake Financial filed secured claim 6-1 with zero arrears but is not addressed in plan

4. Trustee objection:
- The debtor has insufficient income ..
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2099 when
determining disposable income.
-student loans are outside plan but are not listed on Schedule J

Plan proposes $200 x 36 Base, Sale by 6/30/20
Payments: 3/4 Arrears: $200

RESOLVED ISSUES:
-must file pre conf cert. (FILED)
-social security verification to be filed by attorney (CERT PROVIDED)
- proof of current auto insurance. what was provided has expired. (RECEIVED)
Matter ResolvedRequest
Adjourment
2182/19/2020 10:00 am19-29965 / CMGJOHN F. BRACAGLIA, JR, ESQ.Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $0  

AS OF 2/11/20 (at):

1. Need a Consent Order with Fay Servicing/Citibank in order for Trustee to pay the adequate protection payments. Order must include monthly adequate protection payment amount.

2. Credit Acceptance filed a secured arrears claim #2 in the amount of $1,277.93 which is not in the plan. Is it ok to pay this claim?

3. Claims will be paid according to the trustee's order of distribution.

4. Objection filed by Fay Servicing/Citibank (McCalla Raymer) - failure to cure arrears of $254,829.21. (UNRESOLVED)

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- updated auto insurance (NOT RECEIVED)
Amendments to Schedules J to list adequate protection payment on mortgage.. (MOOT - ADEQUATE PROTECTION PAYMENT THROUGH THE TRUSTEE)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now ,there is $24,426.50 of non exempt equity in real property. (POC FILED. MUCH HIGHER. NO EQUITY EXISTS)
- must file pre conf cert. (NOT FILED)

Plan proposes: $1,503 x 36, base, Loan mod by ??
Payments: 1/2, arrears $3,006
Matter ResolvedRequest
Adjourment
2192/19/2020 10:00 am19-29996 / CMGVINCENT ANSETTIConfirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 6 required payments   Arrears: $710.00  Total Paid In: $2,752.00
AS OF 2/19/20 (SF) UPDATED

RECOMMEND $2042.26 PTD, $710 X 56 (BEGIN 3/1/20) 100% PLAN, N/E PROCEEDS FROM SALE OF BOND ST PROPERTY BY 3/17/20
- ALL PLANS ARE WITHDRAWN EXCEPT DOC 28
- ADD RUSHMORE TO BE PAID CLAIM AND REGULAR MONTHLY PYMTS
- PRESERVE THRESHOLD OF $132,043 IN CONF ORDER
- STANDARD TRUSTEE ORDER OF DISTRIBUTION


WE ARE CONF JAN 9TH ALL SUBSEQUENT PLAN S TO BE WD
ADD RUSHMORE TO BE PAID CLAIM AND REGULAR MONTHLY PYMTS
1. Objection filed by Wilmington Savings Fund (RAS Crane) (Bond Street) - failure to pay arrears of $63,087.87 and speculative loan mod. (IS THIS RESOLVED? MODIFED PLAN NOW PROPOSES A SALE AND THERE IS NO OBJECTION FILED TO MODIFIED PLAN)
PER ATTY OK WITH SALE

2. Trustee objection:
- The debtor has undertaken an improper use of exemption. Specifically: debtor has exceed the statutory amounts allowed under 522 (d)(1).
- Income verified higher than scheduled. Plan must remain 100%.
AR 100 % PRESERVE TH
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4955.00 when determining disposable income.
- As of now,There is non exempt equity in real estate of approx. $114,542 and in bank accounts of at least $17,501 in bank accounts. Plan is 100%.
- order of distribution is not the Trustee standard order (STANDARD TRUSTEE ORDER)

Plan proposes $497.42 x 60 100%; Loan Mod by 1/31/20
Payments: 4/4

RESOLVED ISSUES:
- Mazda is spouse's car
- must file pre conf cert. (FILED)
1. Objection filed by Liberty Revolving Trust (Lebron) (Joyce Kilmer Avenue) - failure to pay arrears of $4,116.11 (MP FILED TO PAY ARREARS)

2. Objection filed by Wilmington Savings Fund (Saltzman) - failure to pay arrears of $3427.51
(MP FILED TO PAY ARREARS)
- A copy of the homeowner's insurance renewal declaration - for Red Bank & Elizabeth properties. What was provided has expired. (RECEIVED)
- Amendments to Schedules B to list all businesses. (FILED, VALUES, UNKNOWN BUT PLAN IS 100%)
- Santander Bank filed secured claim 5-1 for $1653.8
Matter ResolvedRequest
Adjourment
2202/19/2020 10:00 am19-30282 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $16.00  Total Paid In: $1,822.00
2/13/20(mk):Updated: - Atty ok with terms.sf


IF OK TO PAY LAKEVIEW ARREARS*** CAN REC CONFIRM AT $1,204 PTD,THEN $317 x 56, Begin 3/1/20 ;Base w/min to GUCS of $$13,206.98 due to NE Equity in RE: Student Loans to be paid Outside plan***


1. Trustee Objection:
- As of now, there is $38,356.98 of NE Equity in debtor's residence. NO (d)(1)exemption was taken(MK;Amended C filed 2/12/20- NE EQUITY NOW $13,206.98.
-need Modified Plan that treats student loans outside the plan (see Sch J).(ADD TO CONFIRMING ORDER STD LOANS OUTSIDE).
-Lakeview Loan Svc/Arvest Central Mtg Co filed $204.09 arrears claim not treated in plan. OK TO PAY?
---------------------------------------------------------------------------------------------------------------------
-debtor not paying all disposable income into the plan:$1000 in monthly rent is not included on the schedules Lease expired & RE at Davos Dr.is SURRENDERED in plan).
-the current Plan does not specify treatment of Wells Fargo Dealer Services (Hyundai).NO CLAIM FILED- Bar date passed)
-need current market analysis - for Curtis Ave property (unknown CMA source provided). (PROVIDED).
-need copy of the homeowner's insurance renewal declaration - for Davos Drive property that covers the Debtor.(PROVIDED).



Plan: 301 x 60, NOT<$12,642.00.
Payments:4/4
last claim:10-1,bar date;1/6/20
Matter ResolvedRequest
Adjourment
2212/19/2020 10:00 am19-30390 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
3/4/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $130.00  Total Paid In: $1,800.00
As of 2/10/20 (DS): 1. Service filed and served 1/14/20 does not service address on POC filed by creditor 12/26/19. Must service address on POC. Should this be stricken?

1/15/20 (DS): 1. Trustee obj to the following:
- There is non-exempt equity in Debtor's Chase bank account $17,520.68. OK TO WORK UP WITH NON-EXEMPT EQUITY
- Need service to creditor (Santander) in motion to plan.

Prop Plan $300 x 60 Base and Loan mod with Bayview Loan on Bosum Ave by 4/1/20
Note: Homeowner insurance provided.
Matter ResolvedRequest
Adjourment
2222/19/2020 10:00 am19-30782 / CMGPaola D. Vera, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $975.00  Total Paid In: $4,800.00
2/19/20 (at):

RECOMMEND: $3,825 PAID TO DATE, $975 x 57 BEGINNING 3/1/2020, 100% TO GUC'S
Claims will be paid according to the trustee's order of distribution.
Need order resolving objection by Oriental Bank within 30 days of confirmation.
Need order resolving objection by Nationstar Mortgage/Mr. Cooper within 30 days of confirmation.


MK: PAY POC amt for Oriental Bank & Nationstar

AS OF 2/12/2020 (at):

1. Oriental Bank filed a secured arrears claim #3 in the amount of $1,416.05 which is not in the plan. Is it ok to pay this claim? (PER ATTY - OK TO PAY)

2. Objection filed by Oriental Bank (Wutscher) - failure to cure arrears of $1,416.05. (NEED ORDER RESOLVING OR OBJ WITHDRAWN)

3. Objection filed by Nationstar Mortgage/Mr. Cooper (RAS Citron) - failure to cure full arrears of $16,302.79. (NEED ORDER RESOLVING OR OBJ WITHDRAWN)

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - for the Puerto Rico property. What was provided has expired. (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Income verified higher($4,794.00) than scheduled($3,913.56). Plan is 100%. (CORRECT MONTHLY INCOME IS $3,920.62)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
-must address objection by Nationstar/Mr. Copper.
-must file pre conf . cert. (FILED)

Plan proposes: $975 x 60, 100% plan
Payments: 3/3


Matter ResolvedRequest
Adjourment
2232/19/2020 10:00 am19-30840 / CMGJAMES G AARON ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 6 of 5 required payments   Arrears: $0  

HO INS SUBMITTED
As of 2/11/20 (DS): An adjournment request was submitted blank. request has been denied, form is blank and no proof of homeowner insurance has been provided.

As of 2/13/20 (DS): 1. Trustee obj to the following:
- Need copy of homeowner insurance, if not confirmed by 2/19/20, none provided.
- Plan needs to confirm with non-exempt proceeds from sale to Trustee.
- Must file Pre-confirmation certificate.

2. Issues with Plan as follows:
- Plan is proposing adequate protection payments $500 each to IRS and New York Mellon. Will require orders to allow Trustee to pay.
- Plan also propose to pay IRS claims in full on Part 4c and then to pay IRS and Bank of NY Mellon claims to be paid in full. Is this to be stricken?
- Part 5 in Plan does not mark off unsecured claims to be paid, marks off none. Needs to be a Base.

3. Bank of NY Mellon filed another obj that plan does not cure arrears, does not pay post-pet monthly mortgage payments, Schedule J does not include mortgage to be paid, amount is $0 and to sale. Obj must be resolved.

4. Twp of Wall Tax Collector office filed secured claim $831.74, not in plan, ok to pay?

Prop Plan $1,200 x 59 ??? Base and Sale of Allaire Rd by 6/1/20
Matter ResolvedRequest
Adjourment
2242/19/2020 10:00 am19-31212 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

issues as of 2/14/2020

1) Freedom Mortgage Corporation motion relief stay 3/18/2020 - need outcome
2) Freedom Mortgage Corporation (Phelan) objection to confirmation - need to resolve
-approximate arrears $43,130.80
3) Trustee objection to confirmation - need to resolve
-need modified plan that proposes base plan, cannot be 0% plan due to loan modification

proposed plan $129x60 0% plan with loan modification by 7/30/2020
paid in $387
last claim 8-1
Matter ResolvedRequest
Adjourment
2252/19/2020 10:00 am19-31624 / CMGGary D. HoffmanConfirmation Hearing on Modified PlanContinued
4/15/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $153.00  
AS OF 2/11/2020 (at):

1. Need proof of service on Wells Fargo Bank (Value City Furniture) for motion to avoid lien.

2. Objection filed by Carrington Mortgage (RAS Crane) - failure to cure arrears of $65,496.30. (Per POC) (UNRESOLVED)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need proof of insurance for all 3 vehicles. (NOT RECEIVED)
- Amendments to Schedules J to list correct mortgage payment amount. ($1,199) (NOT AMENDED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $675.05.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $480.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on US Dept of HUD for strip off. (SERVICE NEEDS TO BE TO THE ATTENTION OF AN OFFICER OR MANAGING AGENT)
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve objection by Carrington Mortgage. (UNRESOLVED)
- The dismissal of this case should be accompanied with a 180 bar to refiling (LANGUAGE ADDED)

Mod Plan proposes: $154.14 x 60, base, loan mod by 3/31/2020 or 90 days after the entry of the Loss Mit Order
Payments: 2/3, arrears $154.28
Matter ResolvedRequest
Adjourment
2262/19/2020 10:00 am19-32179 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $997.00  Total Paid In: $3,712.00
AS OF 2/19/20 (SF) UPDATED

RECOMMEND $2715 PTD, $997 X 53 (BEGIN 3/1/20) BASE PLAN
- OK TO PAY IRS PRIORITY AND SECURED CLAIMS
- ACAR LEASING IS REJECTED IN PLAN

1. IRS filed priority claim for $7071.76 and a secured claim for $2919.43 (OK TO PAY?)
2. ACAR Leasing filed a claim with zero arrears. Is this lease rejected as it is not assumed in the plan and not in schedules.? (lease rejected)
3. Trustee objection:
-must file pre conf cert. (FILED)

Plan proposes $907 x 60 Base
Payments: $2715 Received Arrears: $6.00

RESOLVED ISSUES:
- Objection filed by Wells Fargo Bank (Wohlrab) - failure to pay arrears of $35,240.38 (RESOLVED)
Matter ResolvedRequest
Adjourment
2272/19/2020 10:00 am19-32298 / CMGSCOTT E. TANNE, PC.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $986.00  Total Paid In: $2,654.00
As of 2/11/20(mk):Updated-atty ok to terms(mk)


***CAN REC CONFIRM AT $1,668 PTD , THEN $986 x 33, BEGIN 3/1/20;100%; Preserve the Threshold of $3,477 for Non exempt equity in bank account***


- STILL NEED DEED ON NEW BRUNSWICK PROP. TO VERIFY OWNERSHIP BY SPOUSE ONLY- Then can work case up. Also , disposable income per Schedule I verifies higher at $3,291 ( Plan 100%- NO GUC CLAIM FILED- BAR DATE PASSED but can be shortened in length- Plan can be 36 mos. <<< DEED PROVIDED-OK

1. Trustee objection:
-need Deed for New Brunswick Property -TO SHOW ONLY IN SPOUSE'S NAME- STILL NEED THIS- If we get it don't need the CMA or insurance.
- current market analysis - for New Brunswick property(only if jtly owned)
- proof of homeowner's insurance - for New Brunswick property(only if Jtly owned).
>>>Disposable income per Schedule I verifies higher ( Plan 100%- but can be shortened in length- Dispos. income is $3,291- plan can be 36 mos<<<
-need amended sch D to add US Dept. of HUD.
----------------------------------------------------------------------------------------------
Need bank statements for Savings Account with American Express National Bank for
60 days prior to filing through date of filing.
- Line 45 of 122C shows disposable income of $13,063 x 60 which will require a 100% plan.( Plan is 100%)
-current Plan does not specify treatment of US Dept of Housing and Urban Dev.(MP filed.Unaffected).
-There is non-exempt equity of $3477 in Bank of America checking account.(Plan is 100%- NO CLAIMS FILED & BAR DATE PASSED).
-File pre-confirmation certification.(Filed).



Plan:556 x 60, 100%.
Payments:3/3
last claim:3-1,bar date:2/5/20
Matter ResolvedRequest
Adjourment
2282/19/2020 10:00 am19-32361 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 5 required payments   Arrears: $274.00  Total Paid In: $626.00
AS OF 2/10/20 (SF)

Trustee objection: There is non-exempt equity in mobile home of $3295.72. Calculated cost of sale at 6/5%
Note: There is only 1 unsecured creditor filed to date.


RECOMMEND $300 PTD, $162 X 45 (BEGIN 3/1/20) BASE W/MIN $3296 TO GUCS PER EQUITY IN REAL ESTATE


Plan proposes $100 x 36 0%
Payments: 3/3

RESOLVED ISSUES:
bar date today - more claims filed- atty no longer agrees to 100%- needs to be reviewed & reworked to cover the NE Equity
Matter ResolvedRequest
Adjourment
2292/19/2020 10:00 am19-32480 / CMGRYAN L GENTILEConfirmation Hearing on Modified PlanConfirmedDebtor has made 2 of 4 required payments   Arrears: $1,476.00  Total Paid In: $1,200.00
Mk:2/15/20: Atty email- plan is 60 mos not 48. Numbers reworked for 60.Atty ok to terms.


***CAN CONFIRM AT $1,200 PTD, THEN $738 x 58 Begin 3/1/20; 100%;Preserve non-exempt equity of $116,916 in real estate.***


AS OF 2/11/2020 (at):


Trustee's objection:
- There is $116,900 in equity in the debtor's home (PRESERVE NON EXEMPT EQUITY)

MP proposes: $600 x 48, 100% to guc's- atty clarified put date of mo 60 instead of 60 mos- plan is 60 mos
Payments: 2/2
Matter ResolvedRequest
Adjourment
2302/19/2020 10:00 am19-32486 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $150.00  
NEED 341 DATEB BY 3-15
Matter ResolvedRequest
Adjourment
2312/19/2020 10:00 am19-32509 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 2/10/20 (DS): 1. Trustee obj to the following:
- Need current CMA, which provides comparatives used for evaluation and updated homeowner insurance
- Global Lending filed arrears claim for 2014 Audi $639.30. Ok to pay?

2. Lakeview Loan obj arrears owed $1,486.25, no POC filed.

3. Wells Fargo/Value City Furniture filed bifurcated claim, secured $916.88 and unsecured $4,152.77. Claim must be resolved.

4. Midland Funding filed 2 secured claims as judgments Home Depot $2,886.21 and Best Buy $5,911.86, needs to be paid or move against both claims.

Prop Plan $199 x 60 Dollar Base $7,133
Matter ResolvedRequest
Adjourment
2322/19/2020 10:00 am19-32575 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 4 required payments   Arrears: $4,467.00  Total Paid In: $1,489.00
AS OF 2/12/20(mk):


***CAN REC CONFIRM AT $1,489 x 50 BEGIN 1/1/20;100%***


1.Trustee Objection: Plan is 100%
- need Ocean First bank statements from all bank accounts prior to filing date (Nov & Dec).
-plan has excessive expenses:Transportation $500, Parking $542,Tolls $650 and union dues $32 (100% plan).
-122c has disposable income $1,521.43 (plan proposes 100%).
-must file Pre-confirmation certificate.(Filed).

Plan:1,489 x 60 100%
payments:1/2
last claim:5-1,Bar date:2/11/20
Matter ResolvedRequest
Adjourment
2332/19/2020 10:00 am19-32586 / CMGJOSEPH M PINTO ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,875.00  
Matter ResolvedRequest
Adjourment
2342/19/2020 10:00 am19-32597 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $300.00  
341 3-5
Matter ResolvedRequest
Adjourment
2352/19/2020 10:00 am19-32599 / CMGHERBERT B RAYMOND ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,600.00
AS OF 2/12/2020 (at):

RECOMMEND: $400 x 12 Begin 1/1/20, $800 x 18 beginning 1/1/2021, $1025 x 12 beginning 7/1/2022 and then $1,487 x 18 beginning 7/1/2023, 100% to guc's
Student loans will be paid outside of the plan.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - for non-filing spouse once employed. (NOT RECEIVED)
- Need a statement for both 401k loans. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $400 x 12, $800 x 18 beginning 1/1/2021, $1025 x 12 beginning 7/1/2022 and then $1,487 x 18 beginning 7/1/2023, 100% to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
2362/19/2020 10:00 am19-32722 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,312.00  
has funds

AS OF 2/6/20 (SF)

1. 341 NOT HELD - RESCHEDULED TO 2/27/20
2. PAYMENTS: 0/2 ARREARS: $1750
Matter ResolvedRequest
Adjourment
2372/19/2020 10:00 am19-32725 / CMGDANIEL L. REINGANUMConfirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
2382/19/2020 10:00 am19-32735 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $380.00  
341 now on for 2/20/20.NEED TO REQUEST ADJ.OF THIS CONF.HEARING.
Matter ResolvedRequest
Adjourment
2392/19/2020 10:00 am19-32763 / CMGPRO SEConfirmation Hearing ScheduledDeniedDebtor has made 5 of 4 required payments   Arrears: $592.00  
MP BY 3-1
$200 PYMT BY 2-26 -20
MUST BE CURRENT BY NEXT DATE
2/18/20(mk):Debtor motion to reinstate stay was denied. But no eviction till after 3/15/20.

AS OF 2/11/2020 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

1. Need proof of service on Navy FCU for cram down of the 2008 BMW. Service needs to be to the attention of an Officer or Managing Agent.

2. Federal National Mortgage was granted prospective relief on 1/22/20. Need modified plan to surrender the residence.

3. Trustee's objection:
The debtor has insufficient income to fund the plan.
The debtor has failed to file a feasible plan.
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income (NOT RECEIVED)
- A copy of the last filed tax return - 2019
- Amendments to Schedules to remove the state exemptions and use the Federal exemptions (NOT AMENDED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).

Plan proposes: $353.48 x 60, Part 5 is blank (treatment of unsecured claims)
Payments: 0/2, arrears $706.96

DEBTOR MAILED PAYMENT IN THE AMOUNT OF $200.00 ON 02/26/2020. PROVIDED COPY OF M.O.-KB
Matter ResolvedRequest
Adjourment
2402/19/2020 10:00 am19-32790 / CMGPRO SEConfirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

NS

AS OF 2/11/2020 (at):

1. 341 has not been held or rescheduled
2. Payments: 0/2, arrears $200
Matter ResolvedRequest
Adjourment
2412/19/2020 10:00 am19-32864 / CMGFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $770.00  
As of 2/10/20 (DS): Debtor attorney requested adjournment, 341 sched 3/26/20,
Matter ResolvedRequest
Adjourment
2422/19/2020 10:00 am19-32875 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

issues as of 2/6/2020

1) 341 not held, not rescheduled
2) No Trustee plan payments to date, arrears $2,686 (0 out of 2)
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
2432/19/2020 10:00 am19-32892 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $0  
Total Paid In: $6,990.00
As of 2/10/20 (DS): - Atty ok with terms.sf

Recommend confirming at $600 paid, $3,195 x 58 begin 3/1/20 100% to gucs, due to non-exempt equity on real property, add to confirming order Trustee ok to pay the arrears claim of IRS claim 1-1 and within 10 days must file Pre-confirmation certificate


1. Trustee obj to the following:
- Debtor has insufficient income. There is disposable income $117.75, would need estimated $3,195.
- Current Plan does not specify treatment of IRS claim filed in the amount of $20,512.36 under the Plan. Ok to pay.
- There is non-exempt equity on real property $137,812.81 and timeshare $5,426.19 total $143,239, need to confirm with minimum dividend or 100%, pending all claims filed. Recommend waiting pass Bar date 2/18/20, total claims filed to date $111,798.52.
- Must file Pre-confirmation certificate.


Prop Plan $300 x 36 Base
Matter ResolvedRequest
Adjourment
2442/19/2020 10:00 am19-32922 / CMGMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $340.00  
341 now on 3/12/20 & has proof of payment

ATTY HAS 340
341
Matter ResolvedRequest
Adjourment
2452/19/2020 10:00 am19-32923 / CMGDAVID J DOYAGA, SRConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $1,603.00  Total Paid In: $4,575.00
updated 2/14/2020

ok to confirm at $3,050 paid to date, $1,564x58 begin 3/1/2020 100% plan which includes minimum $11,123 dividend to general unsecured creditors


issues as of 2/14/2020

1) Wells Fargo Bank (Phelan) objection to confirmation - need to resolve MODIFIED PLAN PROPOSES TO PAY ARREARS PER CLAIM - DOES THIS RESOLVE OBJECTION?
-approximate arrears $18,706.25
2) Trustee objection to confirmation - need to resolve
-the debtors plan consists of unnecessary o excessive expense items such as, $750/month for food (100% plan) RESOLVED, 100% PLAN
-the debtor is not paying all disposable income into plan - verified income leaves a monthly net balance $2,539.67 (100% plan) RESOLVED, 100% PLAN
-Per Form 122c, monthly disposable income is $2,193 which would require minimum $131,580 to general unsecured creditors (100% plan) RESOLVED 100% PLAN
-the schedules fail to account for the debtors tax refund in the amount of $2,457 when determining disposable income RESOLVED, 100% PLAN
-the plan provides for payment on unsecured claim of less than that which would be distributed upon liquidation under Chapter 7 - there is $11,123 in non-exempt equity in the residence (100% plan) RESOLVED 100% PLAN
-the debtors plan proposes an order of distribution that his contrary to the Trustee's recommended Order of Distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l) RESOLVED
-need to file Pre Confirmation Certification with Court RESOLVED, FILED

proposed plan $1525x60 100% plan
paid in $3050
last claim 13-1
Matter ResolvedRequest
Adjourment
2462/19/2020 10:00 am19-32937 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/11/20 (SF)

Note: This plan was filed proposing $200 x 36 when there are two mortgages on the property with arrears. Plan is not feasible. No modified plan filed.

1. Objection filed by Select Portfolio Servicing (Fein, Such) - failure to pay arrears of $53,350.70. Plan is not feasible due to insufficient income to pay claim.

2. Objection filed by US Bank/Nationstar (Ras Crane) - failure to pay total debt claim of $160,876.81. Loan matures 10/1/23. The arrears are $60,978.73.


3. Trustee objection:
- The debtor has insufficient income. Income is negative
- The debtor has failed to file a feasible plan
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 5/31/2020.
- Need October and November bank statements for account #8241.
- A Modified Plan that addresses mortgage arrears to the 1st and 2nd mortgages.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $243.00 when
determining disposable income.
- There is $64,643 in non exempt equity in the residence. Plan requires 100%
- Need to file Pre-Confirmation Certification.

Plan proposes $200 x 36 Base
Payments: 2/2
Matter ResolvedRequest
Adjourment
2472/19/2020 10:00 am19-33020 / CMGMark K. Smith, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

NS
Matter ResolvedRequest
Adjourment
2482/19/2020 10:00 am19-33021 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

341 now on for 3/12/20- need to adj. this conf. hearing.
Matter ResolvedRequest
Adjourment
2492/19/2020 10:00 am19-33032 / CMGYAKOV RUDIKHConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $300.00  
Matter ResolvedRequest
Adjourment
2502/19/2020 10:00 am19-33035 / CMGFRANK J FISCHER, ESQConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $420.00  
341 on for March 5.

CANNOT GRANT ADJOURNMENT REQUEST WITHOUT CONSENT OF CREDITORS
issues as of 2/6/2020

1) 341 not held, not rescheduled - missing business forms, P&L, mortgage statement and car insurance
2) Not current with Trustee plan payments - arrears $420
3) Need to file Pre Confirmation Certification with Court
4) Santander Bank/Sovereign Bank (Saldutti) objection to confirmation - need to resolve
-judgement $40,518.88
5) Americredit Financial Services/GM Financial (Morton) objection to confirmation
Matter ResolvedRequest
Adjourment
2512/19/2020 10:00 am19-33039 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $400.00  Total Paid In: $900.00
AS of 2/10/20(mk):


>>> To resolve Trustee dispos. income issue **CAN REC CONFIRM AT $400 PTD ,Then $400 x 34,Begin 3/1/20;Base***


1.Trustee objection:
-debtor is not paying all disposable income into the plan:Verified income leaves a monthly net balance of $810.08.
-----------------------------------------------------------------------------------------------------------------
-need Domestic Support Obligation information .(Provided).
-need copy of the homeowner's insurance renewal declaration - Expired in 10/2019.(Provided).
-Need proof of $500/month for child support.(Provided).
- Need October and November bank statements forl 4 TD accounts on B/C.(Provided).





Plan:100 X 36 BEG 1/2020; BASE
payments;4/2
last claim:5-1,bar date:2/19/20
Matter ResolvedRequest
Adjourment
2522/19/2020 10:00 am19-33046 / CMGJOHN ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $4,600.00  Total Paid In: $4,600.00
AS OF 2/11/2020 (at):

RECOMMEND: $2,300 x 15 BEGINNING 1/1/2020, $2,700 x 21 BEGINNING 4/1/2021, $2,610 x 21 BEGINNING 1/1/2023, BASE

1. Objection filed by Wells Fargo Bank (Shapiro) - failure to cure full arrears of $126,650 and plan does not provide for full monthly post petition payments of $2,910.07.(MK-CO submitted to Chambers today resolving objection.Terms=PAT $126,650 per POC#1-1. Debtor to pay post pet of $2,910.07.)

Plan proposes: $2,300 x 15, $2,700 x 21, $2,300 x 21, base
Payments: 1/2, arrears $2,300
Matter ResolvedRequest
Adjourment
2532/19/2020 10:00 am19-33105 / CMGDONALD F CAMPBELL, JRConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
2542/19/2020 10:00 am19-33143 / CMGJEANIE D. WIESNER, ESQ.Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 2/7/20 (DS): Debtor attorney requested adjournment, 341 sched 2/20
Matter ResolvedRequest
Adjourment
2552/19/2020 10:00 am19-33182 / CMGMITCHELL L CHAMBERS, JRConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $600.00
Mk: contact atty

issues as of 2/14/2020

1) Trustee objection to confirmation - need to resolve
-the debtor has insufficient income to fund plan
-must file Pre Confirmation Certification with Court RESOLVED, FILED
2) Debtor's response to Trustee objections states income on Schedules I&J yield net monthly balance of $154.04
TRUSTEE INCOME VERIFIED MUCH LOWER THAN SCHEDULED, ACTUALLY NEGATIVE $375.43

proposed plan $150x36 base plan
paid in $300
last claim 3-1
Matter ResolvedRequest
Adjourment
2562/19/2020 10:00 am19-33190 / CMGEvan N. Pickus Confirmation Hearing ScheduledContinued
5/20/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
2572/19/2020 10:00 am19-33218 / CMGNeal M. Ruben Confirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/11/20 (SF) - MP FILED

RECOMMEND $864 X 60 (BEGIN 1/1/20) BASE W/MIN $624 TO GUCS
- FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS


1. Trustee objection:
- Need proof of 2 month's income - : Need updated pay stubs from Amazon job due to change in lower work hours going forward. (RECEIVED)
- Need a copy of the homeowner's insurance renewal declaration (RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $882 when
determining disposable income.
- There is non-exempt equity in Debtor United Teletech checking account of $626.83
and $2,092 in the real estate. (There is no equity in real estate
- Must file Pre-confirmation certificate.

Plan proposes $863 .41 x 60 0%
Payments: 1/2 Arrears: 4862.82
Matter ResolvedRequest
Adjourment
2582/19/2020 10:00 am19-33224 / CMGSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $639.00  
341 is 3/5/20- MP filed and on 3/18/20- atty has funds in Trust acct.


AS OF 2/6/20 (SF)

1. 341 NOT HELD - MISSING DOCUMENTS
2. PAYMENTS: 0/2 ARREARS: $2060
Matter ResolvedRequest
Adjourment
2592/19/2020 10:00 am19-33261 / CMGSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $3,264.00  
Mk:IRS agrees to adj for 30 days
As Of 2/10/20(mk):

1.Motion to Modfiy POC #6-1 of St. Of NJ - on for 3/4/20.(NEED RESULT).
2. IRS claim #5-2-part of priority amount has a portion that is estimated.
3.Trustee Objection:
-Flat fee charged per the atty disclosure is $50 more than the mandated fee.
-need an amended P&L statement that includes names of employees (separates
employees from debtor's pay check).
- Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7. due to fact that there may be equity in RE pending review of NEED updated mortgage statement or filed POC.
- debtor's Plan proposes an order of distribution that is contrary to the Trustee's- PER PLAN DISTRIBUTION.
-Must file pre conf. cert.



Proposed plan:1632 X 60 BEG 1/2020; BASE.
Payments:1/2
last claim:16-1,bar date:2/24/20
Matter ResolvedRequest
Adjourment
2602/19/2020 10:00 am19-33263 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $600.00  
AS OF 2/14/2020 (at):

CONFIRMATION ADJOURNMENT REQUEST PROVIDED PROOF OF ONE PAYMENT (JANUARY). GRANTED ADJOURNMENT.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - Foreclosure estimates are not acceptable. (NOT RECEIVED)
- copy of the last filed tax return - 2018 (NOT RECEIVED)
- Need a statement for the debtor's pension loan. (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $1,041.59.
- Reviewed the 122C, Line 17 (involuntary deductions) should be $588, Line 25 (health insurance) should be $388, Line 34 (mortgage arrears) needs to be reviewed once the proof of claim is filed and Line 41 (pension loan) should be $12.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now, there is $18,976.76 in non-exempt equity in the residence.
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on Cavalry, Midland Funding and Portfolio Recovery. (CERT OF SERVICE NOT FILED)
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $300 x 60, base, loan mod by 6/30/2020
Payments: 0/2, arrears $600
Matter ResolvedRequest
Adjourment
2612/19/2020 10:00 am19-33265 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 5 of 4 required payments   Arrears: $0  

As of 2/14/20 Debtor attorney requested adjournment to resolve creditor objection.

As of 2/7/20 (DS): 1. Wells Fargo obj arrears more, POC filed with arrears $29,929.12. Ok to pay? Obj must be resolved.

2. Capital One Auto filed 2 area claims $59.24 and $196.16, ok to pay?

If obj is resolved with Wells Fargo and ok to pay Capital One Auto, need to confirm at $930 paid, $611 x 58 begin 3/1/20 0% to gucs, add to confirming order Trustee ok to pay the arrear claims of Capital One Auto claims#5-1 and #6-1 and within 7 days must file fee app

Prop Plan $465 x 60 0%
Note: Service on motions done.
Matter ResolvedRequest
Adjourment
2622/19/2020 10:00 am19-33319 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $912.00  
MP Filed 2/17/20

issues as of 2/14/2020

1) Lakeview Loan Servicing LLC (Schiller Knapp) objection to confirmation - need to resolve
-pre petition arrears $2,666
2) Trustee objection to confirmation - need to resolve
-need a copy of the homeowner's insurance renewal declaration
-need a modified plan that assumes car lease
-need Amendment to Schedule B to add 1 additional vehicle
-plan consists of unnecessary or excessive expense items, such as $710/month for food for a household of two; $630/month car lease; $600/month spouse car payment
-the debtor is not paying all disposable income into that plan - verified income leaves a monthly net balance of $1,356.62 (100%plan)
-reviewed the Form 122c, average monthly gross income is $9,918. Line 16 (taxes) should be $2,150. Per the Form 122c, monthly disposable income is $1,549 which requires a minimum dividend of $92,940 to general unsecured creditors (100% plan).
-need to file Pre Confirmation Certification with Court RESOLVED, FILED

proposed plan $912x60 100% plan
paid in $1824
last claim 10-1
Matter ResolvedRequest
Adjourment
2632/19/2020 10:00 am19-33352 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,048.00  
AS OF 2/11/20 (SF) - NO PAYMENTS, NO AUTO INSURANCE
INS SUBMITTED

1. Objection filed by Santander (Morton) to cram of 2017 Hyundai Elantra

2. Trustee objection:
- A copy of the last filed tax return - 2019
- Updated auto insurance, insurance expired 1/17/20 and pension loan balance statement prior to filing date.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Support payments $860 (need support order or proof of payments for the past 2 months).
- Must resolve State of NJ estimated claim.
- Must file Pre-confirmation certificate.
3. Debtor has negative income.


Plan proposes $521 x 51 0%
Payments: 0/2 Arrears: $1042
Matter ResolvedRequest
Adjourment
2642/19/2020 10:00 am19-33354 / CMGDAVID A SEMANCHIK ESQConfirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

NS


AS of 2/10/20(mk):



1. AS of this date- NO PAYMENTS.

2. Motion For Stay Relief by ACAR( Morton) on 3/4/20.

3. Acar Leasing /GM Financial Leasing has filed 2 separate claims at #6 for a 2016 Cadillac lease(arrears $716.72- NOT IN PLAN) and #8 for 2017 Cadillac- arrears $,1656.74- plan has $553

4.Trustee Objection:
- need Amendments to Schedules Schedule D need to list the property that secures the claim and type of lien-most are blank & plan has several creditors listed in Part 4g to pay as secured and in full thru the plan.
-Form 122C-2 Line 45 has moly dispos. income of $2,789 which requires min.div to gucs of $167,340. (PLAN IS 100%).
-need 2019 Tax return by 5/31/20.
must file pre conf. cert.






Plan:2400 x 60,100%
payments:0/2
last claim:10-1,bard date:2/25/20
Matter ResolvedRequest
Adjourment
2652/19/2020 10:00 am19-33389 / CMGTHOMAS M MONAHAN, ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/11/2020 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Excessive expenses on Schedule J: $550 for high school son expenses (Need proof of expenses)
- The current Plan does not specify treatment of New Century Financial Services. under the Plan. (NEED MODIFIED PLAN TO CORRECT)
(1) File pre-confirmation certification. (NOT FILED)
(2) The plan proposes to improperly reclassify Carrington Mortgage Services in Part 7 of the plan. (NEED MODIFIED PLAN TO CORRECT AND THERE IS NO PROOF OF SERVICE ON CARRINGTON)

Plan proposes: $100 x 60, base, loan mod by 6/17/2020
Payments: 0/2, arrears $200
Matter ResolvedRequest
Adjourment
2662/19/2020 10:00 am19-33391 / CMGEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $103.00  

341 on 3/5/20

AS OF 2/11/2020 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
2672/19/2020 10:00 am19-33419 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $2,565.00  
AS OF 2/19/20

1. 341 NOT HELD - RESCHEDULED TO 3/5/20
2. PAYMENTS: 1/2 ARREARS: $855
Matter ResolvedRequest
Adjourment
2682/19/2020 10:00 am19-33420 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $574.00  
As of 2/5/20 (DS): Debtor attorney requested adjournment, 341 sched 2/27/20
Matter ResolvedRequest
Adjourment
2692/19/2020 10:00 am19-33457 / CMGMICHAEL P OTTO ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 2/14/2020

1) Trustee objection to confirmation - need to resolve
-need 2019 tax return by 5/31/2020
-the debtor is not paying all disposable income into plan - debtors income using pay stubs provided verified higher than scheduled $5,603.83 which results in disposable income of $1,935.11
-the schedules fail to account for the debtors tax refund in the amount of $7,211 when determining disposable income
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - 2013 Mini Cooper Coupe listed on Schedule B with value of $6,906 - no exemption, no loan = non exempt equity in the amount of $6,906; 2010 Toyota Sequoia non exempt equity $7,988; TD Bank per statement balance is $7,581.60, not $3,500 as stated on Schedule B, therefore there is non exempt equity in the amount of $6,256.60; real estate has non exempt equity in the amount of $17,124.50; total non exempt equity in the amount of $38,275.10 to be paid to general unsecured claims
-bank statements show possible other account which have not been provided to the Trustee. Transfers from acct ending #0053 to accts ending #9567 and #2232. There is also a transfer to a savings account ending #8934. Trustee needs 2 months of statements before filing
-per atty use Trustee standard Order of Distribution
-must file Pre Confirmation Certification with Court
2) Toyota (2018 Toyota Rav 4) filed secured claim with no arrears, not treated in plan - Trustee to treat as current and unaffected by plan

proposed plan $753x60 minimum $38,393.50 dividend to general unsecured creditors
paid in $1506
last claim 12-1
Matter ResolvedRequest
Adjourment
2702/19/2020 10:00 am19-33459 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/10/20 (SF)


1. Trustee objection:
- Updated auto insurance, if not confirmed by 2/19/20, insurance expires 2/16/20. (RECEIVED)
- The debtor has failed to provide proof of service with respect to Plan Motions.
- Must file Pre-confirmation certificate

Plan proposes $419.43 X 60 Base
Payments: 2/2

Matter ResolvedRequest
Adjourment
2712/19/2020 10:00 am19-33480 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 2/10/20(mk):


1. Objection by Lakeview Loan(Frenkel):
-plan fails to cure arrears.

2. Trustee Objection:
-need-A Modified Plan that steps up the trustee payment in June, 2020 and July, 2023.
-need Amendments to Schedules B to add class action. J to remove student loan and auto
payment for adult son.
-plan has unnecessary or excessive expense :
$550/month for student loans - need to amends sch J to remove this expense as
daughter now pays this and remove auto payment for adult son. This adjustment in
expenses may result in excess disposable income.
-Need proof of service on Synchrony Bank for motion to avoid lien.
-need Letter from probate attorney as to the status of co debtor's father's estate and
inheritance due to co debtor if any.


Plan:200 x 60 ,Base.
payments:2/2
last claim:15-1, bar date;2/26/20
Matter ResolvedRequest
Adjourment
2722/19/2020 10:00 am19-33519 / CMGANDY WINCHELLConfirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $750.00  
atty wants to review income as he doses not think it is so high as to require the 750 per mo payment.

2/19/20 (at):

RECOMMEND: $375 PAID TO DATE, $750 x 58 BEGINNING 3/1/2020, BASE
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
Vesting of the estate needs to be upon confirmation or the debtor must list the trustee as a loss payee on all real estate or car insurance policies.

Mk atty asked to work up based on I & J as 122c included a gift money and funds from class action - 1 time deal

AS OF 2/10/2020 (at):

1. Debtor must provide proof that the Trustee was added as Loss Payee to all motor vehicle and real estate insurance policies based upon vesting at discharge or the confirming order must provide for vesting at confirmation.(MK:atty says dis that- he had proof in court).

2. NJ Dept of Labor & Workforce filed an unsecured claim #6 in the amount of $2,025.31. Debtor has them listed as a priority creditor.
Is it ok to have them paid as a guc?(MK YES PAY AS GUC)

3. Vesting of the estate needs to be upon confirmation or the debtor must list the trustee as a loss payee on all real estate or car insurance policies.

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need a statement for the Acorn Stock/Mutual Fund accounts. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$412/month for cable/internet/phone
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $806.73.
- Reviewed 122C, average monthly gross income is $7529 (November gross/11, parent gift and MBI class action settlement - see Line 10). Per the 122C, monthly disposable income is $1,804 which would
Matter ResolvedRequest
Adjourment
2732/19/2020 10:00 am19-33563 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $500.00  Total Paid In: $1,500.00
As of 2/7/20 (DS): Ok to confirm at $500 x 36 begin 1/1/20 Base with a minimum dividend $4,535.12 to gucs, Sale of Edison Rd by 8/19/20, plus non-exempt proceeds from sale to Trustee and within 10 days must file Pre-confirmation certificate

Prop Plan $500 x 36 Dollar Base $4,535.12 and Sale of Edison Rd within 6 months post conf
Matter ResolvedRequest
Adjourment
2742/19/2020 10:00 am19-33564 / CMGCHARLES D WHELAN, IIIConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues 2/6/2020

1) 341 not held, rescheduled 2/27/2020
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
2752/19/2020 12:00 pm14-24183 / CMGPRO SEMotion Extend TimeGranted
at noon

LAKEVIEW LOAN MTN TO EXTEND TIME TO REPLY TO NTC OF FINAL CURE (Stern & E)
Matter ResolvedRequest
Adjourment
2762/19/2020 12:00 pm14-24183 / CMGPRO SEMotion Motion (Generic) - Only use if no other event is applicableOrder to be Submitted
at noon on 2/19

Lakeview filed Amended response(doc#101).

Lakeview Loan response (Stern & E); Debtor response<>MTN TO SHOW COURT DEBTOR IS CURRENT W/MTG
Matter ResolvedRequest
Adjourment
2772/19/2020 12:00 pm19-18445 / CMGDANIEL L. REINGANUMMotion CompensationGrantedTotal Paid In: $33,782.00
Per AR- Adj. this to MP date of 2/19/20.

Trustee obj<>
Matter ResolvedRequest
Adjourment
2782/19/2020 12:00 pm19-27616 / CMGGeorge E Veitengruber IIIMotion CompensationGranted
Matter ResolvedRequest
Adjourment
2792/19/2020 12:00 pm20-10097 / CMGKarina Pia Lucid Order Shorten TimeDenied
OST - Wilmington Svs obj (Friedman Vartolo)<>MOTION TO CONTINUE STAY/STATUS CONFERENCE


Case will be dismissed on 3/4/20.
Matter ResolvedRequest
Adjourment
2812/19/2020 2:00 pm19-17813 / CMGPRO SEConfirmation Hearing on Modified PlanContinued
3/4/2020 2:00 pm
Debtor has made 12 of 12 required payments   Arrears: $0  

AS OF 2/13/20 (SF)

MK-debtor requested adj to April- creditor objects- agrees to 2 weeks .


1. Need outcome of Adv. against Ravens Crest East Condo scheduled for 1/15 at 3 (JUDGE TO RESERVE DECISION) (CREDITOR TO AMEND CLAIM OR PROVIDE ORDER SETTING AMOUNT TO BE PAID)

2. Need outcome of Adv. against US Dept of ED scheduled for 1/15 at 3 (JUDGE TO RESERVE DECISION)

3. Proposes to cure Ravens Crest Condo Assoc thru plan and cram them but proposed payment is not enough to cover the claim. (NOT SURE IF THE CRAM IS AN ERROR)

4. Motion for Relief by Ravens Crest Condo Assoc rescheduled to 2/19/20 at 2 (NEED OUTCOME)

5. Objection filed by Ravens Crest East Condo Assoc. to MP (Cutolo) - failure to pay secured claim of $31,929.36 (PLAN PROPOSES TO PAY $9756). Plan filed in bad faith (MUST RESOLVE)
Note:Ravens Crest at Princeton Meadows filed bifurcated claim. $31,929.36 is secured and $15,788.50 is unsecured . Proposed payment is not enough to cover this claim. (CREDITOR TO AMEND CLAIM OR PROVIDE ORDER SETTING AMOUNT TO BE PAID)

5. Trustee objection: RESPONSE FILED
-- The debtor has failed to file a feasible plan and income is negative (Income updated and net income is $333.94).
The debtor has failed to supply the Trustee with the following document(s):
-- A Modified Plan that provides plan payment (FILED BUT DOES NOT PROPOSE TO PAY ALL SECURED CLAIMS)
-- The confirmation order must include language that provides for the turnover of all non-exempt proceeds from the claim against Ravens Crest East Condo Association.

6. Supplemental Trustee objection:
- The debtor has failed to provide tax returns for 2018 for the Debtor.
- The debtor has failed to provide -Trustee was only provided with a tax transcript for 2018. The Trustee requested the full return and the 2019 tax return, when filed.
-Business Forms for Law Office of Rotimi Owoh and Profit and loss forms for the full year of 2019.
-Explanation of the entity African American Data and Research Institute,L
Matter ResolvedRequest
Adjourment
2802/19/2020 2:00 pm19-17813 / CMGPRO SEMotion Relief from Stay (Fee)Continued
3/4/2020 2:00 pm

>> Confirmation was adj to 2/19/20. Contested.

Mk: Now on 11/20/19 & RH 2:00PM

put on at noon for 10/16/19

payment buy 10/2/19

READY HOLD -NOON


Debtor obj; Meadows response<<<>>>RAVENS CREST EAST AT PRINCETON MEADOWS CONDO (CUTOLO)
Matter ResolvedRequest
Adjourment
2822/19/2020 2:00 pm19-20882 / CMGANDREW J KELLY, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 11 required payments   Arrears: $0  
Total Paid In: $5,832.00
-PER AR -OK TO*** CONFIRM AT $3,246 PTD, THEN $1,293 x 51 , Begin 3/1/20: 100%***


2/4 workup for the 2/19 calendar
2 payments arrears
V DISP DEBTOR BRIEF BUY 1-15 TR RESPONSE 2-15 ---NOT FILED-same issues going back to August

--still no verifiable income from last 2 adjournments. Plan is over $1200 monthly and 100% but income is negative $2000. When will this be addressed?--Debtor sent updated P&L but still no proof of the $4717 in monthly dividends for 2019 on schedule I.

1. Objection filed by PNC Bank (Fein Such) - Debtor fails to list the mortgage in the plan. He is on the Note and Mortgage. No deed provided so can't review that. (UNRESOLVED)
SPOUSE OWNS HOUSE
2. Trustee's objection:
- certification regarding frozen business accounts and proof of income (NOT RECEIVED - NO VERIFIABLE BUSINESS OR DIVIDEND INCOME TO DATE. Per originalI & J there is negative $2389 income). Bus P&L show big negative income.
- The Trustee's calculations are higher for the following reason(s):-excessive expense $683/car payment; need proof of health insurance expense; $420 home maintenance; $800 food expense;
- The debtor has an equitable interest in the spouses real property that has equity of approximately $375,000 located at 25 Sagamore Ave in Oceanport NJ

Plan proposes: $100 x 6, $1273 x 54 100%
Payments: 4/4
Matter ResolvedRequest
Adjourment
2832/19/2020 3:00 pm18-24073 / CMGKirsten B. Ennis AP Summons IssuedOrder Previously SubmittedTotal Paid In: $22,769.00
AP 19-2298 Payne vs. Carney/Ignite Kids/ABC Corps PRE TRIAL
Matter ResolvedRequest
Adjourment
2852/19/2020 3:00 pm19-27489 / CMGEric ClaymanAP Summons IssuedOrder to be Submitted
AP 19-2295 NJ Dept Labor vs. Allen PRETRIAL
Matter ResolvedRequest
Adjourment
2862/19/2020 3:00 pm19-28641 / CMGSTEPHEN M GOLDBERG, ESQAP Summons IssuedContinued
4/1/2020 3:00 pm

AP 19-2301 Social Security vs. Bradley PRETRIAL
Matter ResolvedRequest
Adjourment
2872/19/2020 3:00 pm19-29256 / CMGPRO SEAP Summons IssuedMoot - Dismissed
AP 19-2228 Farzan vs. BAyview PRETRIAL - 2/19 at 3

Hearing on Motion to Dismiss adversary rescheduled to 1/28/20
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes