Judge Michael B. Kaplan
Hearing Date: 2/18/2020
Hearing Count: 463
Last Updated: 04-07-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
12/18/2020 9:00 am08-29096 / MBKUNKNOWNMotion Requesting RedactionOn the Papers
Matter ResolvedRequest
Adjourment
32/18/2020 9:00 am13-16290 / MBKRUSSELL L LOW, ESQMotion Requesting RedactionOn the Papers
MTN FOR REDACTION
Matter ResolvedRequest
Adjourment
42/18/2020 9:00 am14-29642 / MBKMarc C. Capone, Esq.Motion to Cancel DischargeGranted
MTN TO CANCEL DISCHARGE/US SMALL BUS ADMIN
Matter ResolvedRequest
Adjourment
52/18/2020 9:00 am14-34797 / MBKPAUL H YOUNGMotion Reopen Ch. 13 Case (fee)Granted
TO FILE CERTS
Matter ResolvedRequest
Adjourment
62/18/2020 9:00 am15-11471 / MBKMarc C. Capone, Esq.Trustee Certification of DefaultWithdrawnTotal Paid In: $545,401.00
$54 Balance - PAID
Matter ResolvedRequest
Adjourment
72/18/2020 9:00 am15-20800 / MBKBRAD J SPILLER ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/19/2020 9:00 am
Total Paid In: $62,788.00
***$7,171 PLAN BALANCE WITH 4 MONTHS LEFT***

Debtor obj, reviewing garnishment with employer<<<>>>ARREARS
Matter ResolvedRequest
Adjourment
82/18/2020 9:00 am15-25445 / MBKJAMES J CERBONE, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)GrantedTotal Paid In: $66,430.00
***atty is holding $11,144 to send in - atty advised about the stay relief***


Trustee Obj
Matter ResolvedRequest
Adjourment
92/18/2020 9:00 am15-27931 / MBKTHOMAS J ORR ESQCreditor Certification of DefaultContinued
3/3/2020 9:00 am
Total Paid In: $27,351.00
WELLS FARGO (PHelan) ( TR ARREARS )
Matter ResolvedRequest
Adjourment
102/18/2020 9:00 am15-28184 / MBKJAMES J CERBONE, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
3/17/2020 9:00 am
Total Paid In: $48,300.00
1/22 AMT: Per Patricia Davis/irs still processing refund and-apoc<<<>>>

12/17 AMT: HEARING SHOULD BE ADJ'D PENDING APOC -- Patricia Davis/IRS called this morning; she is working on getting amended Proof of Claim filed (2013 assessment due) and will refund the Trustee for any overpayment <<<>>>


8/26 AMT: APOC #2-2 filed on 8/22 reduced priority clm ($5,185.54) to less than PTD ($6,274.44) by trustee. Clm has been marked PTD ($6,274.44). Is proposed order clear on how the general unsecured portion of #2-2 is to be treated?<<>>
MTN TO REDUCE IRS CLM #2 TO ZERO
Matter ResolvedRequest
Adjourment
112/18/2020 9:00 am15-28698 / MBKKevin Fayette, EsqCreditor Certification of DefaultContinued
3/3/2020 9:00 am
Total Paid In: $93,075.00
WELLS FARGO (Phelan)( TR ARREARS )
Matter ResolvedRequest
Adjourment
122/18/2020 9:00 am15-33990 / MBKJAMES J CERBONE, ESQCreditor Certification of DefaultGrantedTotal Paid In: $27,503.00
SLS (Phelan)
Matter ResolvedRequest
Adjourment
132/18/2020 9:00 am16-13842 / MBKJOHN ZIMNIS, ESQTrustee Certification of DefaultContinued
4/14/2020 9:00 am
Total Paid In: $14,425.00
***atty mailed about $400 a week ago and debtor dropped off $3,000 on 2/17/20 - adj to 4/14/20***

Debtor obj, will send pymt
Matter ResolvedRequest
Adjourment
142/18/2020 9:00 am16-20451 / MBKBRUCE C TRUESDALE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/11/2020 9:00 am

Debtor obj<>FAILED TO COMPLY WITH TRUSTEE'S REQUEST FOR STATUS OF PENDING LAWSUIT
Matter ResolvedRequest
Adjourment
152/18/2020 9:00 am16-21872 / MBKMICHAEL L DETZKY, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $20,974.00
SV/WILMINGTON #6-1; ARREARS
Matter ResolvedRequest
Adjourment
162/18/2020 9:00 am16-22887 / MBKSTEVEN J ABELSON, ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $24,118.00
FULTON BANK (Eisenberg Gold)( TR ARREARS)
Matter ResolvedRequest
Adjourment
172/18/2020 9:00 am16-26387 / MBKBRAD J SPILLER ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $19,418.00
DITECH (pHELAN)
Matter ResolvedRequest
Adjourment
182/18/2020 9:00 am16-27664 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $13,224.00
NATIONSTAR (Stern & L)
Matter ResolvedRequest
Adjourment
192/18/2020 9:00 am16-31228 / MBKEUGENE ROTH, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $50,291.00
Debtor obj<>JPMORGAN CHASE (FEIN)
Matter ResolvedRequest
Adjourment
202/18/2020 9:00 am17-10124 / MBKJOAN S. WARREN, ESQ.Motion Relief from Stay (Fee)GrantedTotal Paid In: $3,700.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
212/18/2020 9:00 am17-10636 / MBKTHOMAS J ORR ESQCreditor Certification of DefaultMoot - DismissedTotal Paid In: $12,630.00
SPECIALIZED LOAN (KML)
Matter ResolvedRequest
Adjourment
222/18/2020 9:00 am17-12544 / MBKROBERT MANCHEL ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $9,819.00
AMT: Mtn to reinstate pending 2/26<<<>>>

WESTLAKE FINANCIAL ( Mester & Schwartz)
Matter ResolvedRequest
Adjourment
232/18/2020 9:00 am17-16454 / MBKBRUCE C TRUESDALE ESQCreditor Certification of DefaultContinued
3/3/2020 9:00 am
Total Paid In: $57,111.00
WELLS FARGO (Phelan)
Matter ResolvedRequest
Adjourment
242/18/2020 9:00 am17-17293 / MBKDouglas T. Tabachnik Application for Early Termination of Loss MitigationWithdrawnTotal Paid In: $31,708.00
***LOSS MIT CARRIED TO 11/19/19 BY MBK - HE WANTS A MTG REP AVAILABLE RE ITS DECISION***
Debtor obj<<<>>>PNC (F. Martone) APPLICATION FOR EARLY TERMINSTAION OF LOSS MIT
Matter ResolvedRequest
Adjourment
252/18/2020 9:00 am17-18747 / MBKJOSEPH CASELLO ESQMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $30,275.00
Debtor obj<>BAYVIEW LOAN SERVICING (MCCABE)
Matter ResolvedRequest
Adjourment
262/18/2020 9:00 am17-18976 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $18,325.00
AMT: MP 2/18****RECOMMEND DISMISSAL****<<>>
-relief granted on car
***Debtor wants to send settlement proceeds to the Trustee and Loan Mod is complete - MP to be filed - adj to 10/15/19***
Debtor obj<<<>>>FAILED TO FILE MP & AMD I/J WITHIN 20 DAYS OF 2/5/19 LM ORDER; ARREARS
Matter ResolvedRequest
Adjourment
272/18/2020 9:00 am17-19143 / MBKJONAS SINGER, ESQ.Motion to Cancel and DischargeGranted
MTN TO CANCEL DISCHARGE/MERS-BOA
Matter ResolvedRequest
Adjourment
282/18/2020 9:00 am17-22134 / MBKROBERT MANCHEL ESQMotion Relief from Stay (Fee)Continued
3/3/2020 9:00 am
Total Paid In: $19,761.00
BIRCH HOLLOW CONDO (MCGOVERN)
Matter ResolvedRequest
Adjourment
292/18/2020 9:00 am17-25989 / MBKEUGENE ROTH, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $28,835.00
Debtor obj<>NEWREZ/SHELLPOINT (HILL WALLACK)
Matter ResolvedRequest
Adjourment
302/18/2020 9:00 am17-26551 / MBKFawn B. Dyer Motion Relief from Co-Debtor StayGrantedTotal Paid In: $43,273.00
RESIDENTIAL MTG (PARKER MCCAY)
Matter ResolvedRequest
Adjourment
312/18/2020 9:00 am17-28424 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/14/2020 9:00 am
Total Paid In: $15,500.00
ADJ FOR AMNED C TO REMOVE D1 ON HOUSE AND ADD D5 ON BK ACCT AND MP TO PAY MIN BASE CALC ON TH
Straffi to contact Al
Debtor obj<>ATTY DISCLOSURE $5,000 PD OUTSIDE IN EXCESS OF ALLOWED 'NO LOOK' (FEE APP DOC #58 WAS W/D); CONFIRMED POT OF $30,000 INSUFFICIENT TO COVER GUC MINIMUM OF $39,193
Matter ResolvedRequest
Adjourment
322/18/2020 9:00 am17-28850 / MBKJAMES J CERBONE, ESQCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $28,109.00
BSI (Pluese)
Matter ResolvedRequest
Adjourment
332/18/2020 9:00 am17-28929 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
SV/US BANK #7-1; ARREARS
Matter ResolvedRequest
Adjourment
342/18/2020 9:00 am17-30492 / MBKDONALD C GOINS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Moot - DismissedTotal Paid In: $3,120.00

Debtor obj, filed MP<>FAILED TO OBTAIN LOAN MOD BY 6/30/19
Matter ResolvedRequest
Adjourment
352/18/2020 9:00 am17-32283 / MBKGeorge E Veitengruber IIIMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder Previously SubmittedTotal Paid In: $3,839.00
MTN TO DISALLOW WILMINGTON SAVINGS #6 (POST LM)
Matter ResolvedRequest
Adjourment
362/18/2020 9:00 am17-32283 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $3,839.00
AMT: MP 2/18****HR****<<<>>>

8/26 AMT: Loss mit now extended to 12/1<<>>
Debtor obj<<<>>>FAILED TO COMPLETE LM BY 9/15/18, LOSS MIt EXPIRED 5/29/19
Matter ResolvedRequest
Adjourment
372/18/2020 9:00 am17-35023 / MBKScott J. Goldstein Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $32,994.00
ARREARS
Matter ResolvedRequest
Adjourment
382/18/2020 9:00 am17-35333 / MBKJONI L GRAY, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,553.00
Debtor obj<>SHELLPOINT MTG (RAS)
Matter ResolvedRequest
Adjourment
392/18/2020 9:00 am17-36084 / MBKTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/17/2020 9:00 am
Total Paid In: $26,368.00
amt: MP 3/17<<<>>>
Debtor obj, made pymt; filing MP to remove Willingboro <<<>>>FAILED TO ADDRESS TWP OF WILLINGBORO PER PLAN CLM; ARREARS
Matter ResolvedRequest
Adjourment
402/18/2020 9:00 am18-11133 / MBKAndrew Thomas Archer Creditor Certification of DefaultContinued
3/17/2020 9:00 am
Total Paid In: $6,641.00
***debtor intends to catch up with tax refund - adj to 3/17/20 peremptory***
Trustee Cert - Debtor obj, will be current prior to hearing
Matter ResolvedRequest
Adjourment
412/18/2020 9:00 am18-11642 / MBKSTACEY L MULLEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $20,648.00
2/4 AMT: ARREARS CURED/OWES FEB - WILL COMPLETE TIMELY<<<>>>
Debtor obj, can pay $5,400<>ARREARS
Matter ResolvedRequest
Adjourment
422/18/2020 9:00 am18-13192 / MBKEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/14/2020 9:00 am
Total Paid In: $4,700.00
***RAS is filing the motion to approve Loan Mod - adj to 4/14/20***
-trial mod should be done by 8/1 EDC
Debtor obj, pending mtn to approve<<<>>FAILED TO LM BY 12/27/18
Matter ResolvedRequest
Adjourment
442/18/2020 9:00 am18-13343 / MBKRUSSELL L LOW, ESQApplication to Waive Filing FeeContinued
2/26/2020 9:00 am
Total Paid In: $3,000.00
TRUSTEE APPLICATION TO WAIVE FILING FEE/MTN TO CONVERT TO CH 7
Matter ResolvedRequest
Adjourment
432/18/2020 9:00 am18-13343 / MBKRUSSELL L LOW, ESQMotion Convert Chapter 13 to Chapter 7 (fee)Continued
2/26/2020 9:00 am
Total Paid In: $3,000.00
TRUSTEE MTN TO RECONVERT TO CH 7/ARREARS & SV, CITIMTG
Matter ResolvedRequest
Adjourment
452/18/2020 9:00 am18-13652 / MBKANDREW B FINBERG ESQMotion Dismiss CaseOrder Previously SubmittedTotal Paid In: $5,469.00
***amended order submitted by DF short after motion filed by debtor pro se***
filed pro se--order basically blank-- needs to say that case is dismissed without prejudice EDC
Matter ResolvedRequest
Adjourment
462/18/2020 9:00 am18-14151 / MBKJULES L ROSSI ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $17,388.00
FAILED TO LM BY 6/1/19; ARREARS
Matter ResolvedRequest
Adjourment
472/18/2020 9:00 am18-14766 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $10,596.00
AMT: mp 2/18****HONOR ROLL*****<<<>>>

to file MP and send in money for 1/8

Debtor obj<<>>STAY RELIEF/ALLY #5-1; ARREARS
Matter ResolvedRequest
Adjourment
482/18/2020 9:00 am18-17015 / MBKDaniel Straffi, Esq.Creditor Certification of DefaultGrantedTotal Paid In: $7,281.00
NEW REZ (Stern & E)
Matter ResolvedRequest
Adjourment
492/18/2020 9:00 am18-17149 / MBKDONALD C GOINS, ESQCreditor Certification of DefaultGrantedTotal Paid In: $15,196.00
AR RESOLVE OR HOLD
BANK OF NY MELLON (RAS)
Matter ResolvedRequest
Adjourment
502/18/2020 9:00 am18-17149 / MBKDONALD C GOINS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $15,196.00
AMT: MP 2/18****NEEDS RESOLUTION****<<<>>>
Debtor obj, filing MP<>FAILED TO LM BY 4/30/19
Matter ResolvedRequest
Adjourment
512/18/2020 9:00 am18-17165 / MBKROBERT C NISENSON ESQTrustee Certification of DefaultDismissedTotal Paid In: $5,539.00
Debtor obj, will bring current
Matter ResolvedRequest
Adjourment
522/18/2020 9:00 am18-17257 / MBKPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/26/2020 9:00 am
Total Paid In: $5,776.00
Debtor obj, filing MP<>SV/HYUNDAI #2-1; ARREARS
Matter ResolvedRequest
Adjourment
532/18/2020 9:00 am18-17699 / MBKRUSSELL L LOW, ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $38,387.00
US BANK ( Phelan)
Matter ResolvedRequest
Adjourment
542/18/2020 9:00 am18-18954 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/26/2020 9:00 am
Total Paid In: $5,940.00
AMT: MP 2/18****RECOMMEND DENIED****<<<<>>>

Debtor obj, filing MP<>FAILED TO COMPLY WITH 8/28/19 LM ORDER TO ADDRESS PRE AND POST PETITION MORTGAGE CLAIMS; MP WAS DENIED ON 12/3/19 AND DEBTOR FAILED TO FILE FEASILBE PLAN/POST LM
Matter ResolvedRequest
Adjourment
562/18/2020 9:00 am18-19504 / MBKWARREN BRUMEL, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $25,672.00
Debtor obj<>CREDIT ACCEPTANCE (MORTON)
Matter ResolvedRequest
Adjourment
552/18/2020 9:00 am18-19504 / MBKWARREN BRUMEL, ESQCreditor Certification of DefaultContinued
3/3/2020 9:00 am
Total Paid In: $25,672.00
SANTANDER (Phelan) ( tr arrears )
Matter ResolvedRequest
Adjourment
572/18/2020 9:00 am18-19683 / MBKJOSEPH CASELLO ESQTrustee Certification of DefaultDismissedTotal Paid In: $16,532.00
AR EMAIL TO ATTY
12/9 amt: If arrears are cured, will still need recap to account for proposed $16,553 HOA late filed clm<<<<>>>>

Debtor obj, filing mtn to approve financing to complete plan
Matter ResolvedRequest
Adjourment
582/18/2020 9:00 am18-19698 / MBKJAMES J CERBONE, ESQMotion Relief from Stay (Fee)Continued
3/3/2020 9:00 am
Total Paid In: $10,097.00
Debtor obj<>LAKEVIEW (Phelan)
Matter ResolvedRequest
Adjourment
592/18/2020 9:00 am18-19830 / MBKKevin Fayette, EsqCreditor Certification of DefaultContinued
3/17/2020 9:00 am
Total Paid In: $9,150.00
NATIONSTAR (Shapiro)( TR ARREARS $3,710) )
Matter ResolvedRequest
Adjourment
602/18/2020 9:00 am18-20242 / MBKPETER J BROEGE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $21,819.00
AMT: MP 2/18***honor roll****<<<>>>

Debtor obj, filing MP<<>>STAY RELEIF/US BANK #8-1; FAILED TO SELL DRIFTWOOD LN PROPERTY BY 5/31/19; PER CONF ORDER FAILED TO FILE ORDER RESOLVING US BANK OBJ TO CONF BY 2/13/19
Matter ResolvedRequest
Adjourment
612/18/2020 9:00 am18-20295 / MBKLEE M PERLMAN, ESQMotion Relief from Stay (Fee)WithdrawnTotal Paid In: $10,029.00
Debtor obj<>U.S. BANK NAT'L ASSOC (ROMANO GARUBO)
Matter ResolvedRequest
Adjourment
622/18/2020 9:00 am18-20507 / MBKRobert B Davis Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
3/11/2020 9:00 am
Total Paid In: $5,554.00
***adj by MBK to 2/18/20***
US Bank obj (Romano)
Matter ResolvedRequest
Adjourment
632/18/2020 9:00 am18-22177 / MBKWILLIAM S WOLFSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/26/2020 9:00 am

***adj to 2/26/20 for Motion to Convert to Ch 7***
Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
642/18/2020 9:00 am18-22236 / MBKDAVID G BESLOW, ESQMotion Relief from Co-Debtor StayContinued
3/3/2020 9:00 am
Total Paid In: $4,200.00
Debtor obj<>SELENE FINANCE (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
652/18/2020 9:00 am18-22683 / MBKJAMES J CERBONE, ESQMotion SellOrder Previously SubmittedTotal Paid In: $8,250.00
submitted amended order to chambers 1/29 OK EDC

Trustee obj<> LAUREL BLVD
Matter ResolvedRequest
Adjourment
02/18/2020 9:00 am18-23462 / MBKWARREN LEVYCreditor Certification of DefaultWithdrawnTotal Paid In: $28,980.00
WELLS FARGO (Phelan)
Matter ResolvedRequest
Adjourment
662/18/2020 9:00 am18-23652 / MBKBRUCE W RADOWITZ ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $9,533.00
Debtor obj<>SELENE FINANCE (STERN LAVINTHAL)
Matter ResolvedRequest
Adjourment
672/18/2020 9:00 am18-23704 / MBKAllen I. Gorski, Esq.Creditor Certification of DefaultContinued
3/11/2020 9:00 am
Total Paid In: $11,653.00
MIDFIRST BANK (Shapiro)( TR ARREARS )
Matter ResolvedRequest
Adjourment
682/18/2020 9:00 am18-24047 / MBKFREDERICK J SIMONMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $18,387.00
ARREARS
Matter ResolvedRequest
Adjourment
692/18/2020 9:00 am18-24114 / MBKSTEVEN J ABELSON, ESQMotion Motion (Generic) - Only use if no other event is applicableContinued
3/3/2020 9:00 am
Total Paid In: $11,618.00
Freedom mtg brief in opp (Powers)<>MTN OBJECTING TO FREEDOM MTN NTC OF MTG PYMT CHANGE - Powers Kirn filed a non-contesting response
Matter ResolvedRequest
Adjourment
702/18/2020 9:00 am18-24225 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/28/2020 2:00 pm
Total Paid In: $6,300.00
Trustee response to Rozansky adj request; Creditor, Linda Rozansky opposes - she will appear at 12 PM<>Debtor obj<>FAILED TO SELL WEST FRONT PPTY BY 7/31/19
Matter ResolvedRequest
Adjourment
712/18/2020 9:00 am18-24293 / MBKROBERT C NISENSON ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $5,271.00
Debtor obj (non-contesting response) <>TOYOTA LEASE TRUST (KML)
Matter ResolvedRequest
Adjourment
722/18/2020 9:00 am18-25053 / MBKJOSEPH CASELLO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/17/2020 9:00 am
Total Paid In: $5,755.00
AR ATTY CHECKING ON STATUS
Debtor obj<>FAILED TO LM BY 7/31/19
Matter ResolvedRequest
Adjourment
732/18/2020 9:00 am18-25055 / MBKLEE M PERLMAN, ESQMotion Relief from Stay (Fee)Continued
3/17/2020 9:00 am
Total Paid In: $5,960.00
Debtor obj<>LAKEVIEW LOAN SERVICING (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
752/18/2020 9:00 am18-25706 / MBKWARREN LEVYMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
4/14/2020 9:00 am
Total Paid In: $76,000.00
8/19 AMT: Proposed order does not specify classification of reduced claim<<>>>
MTN TO MODIFY NJ CLM #9 FROM $37,800.09 TO $7,955.91
Matter ResolvedRequest
Adjourment
762/18/2020 9:00 am18-25706 / MBKWARREN LEVYMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/14/2020 9:00 am
Total Paid In: $76,000.00
Debtor obj, process of filing returns<<>>FAILED TO ADDRESS ESTIMATED TAX CLM/NJ DIV OF TAX #9-1 BY 12/13/18
Matter ResolvedRequest
Adjourment
772/18/2020 9:00 am18-26151 / MBKAllen I. Gorski, Esq.Trustee Certification of DefaultContinued
4/8/2020 9:00 am
Total Paid In: $3,250.00
***atty has $510 to send in and MP to be filed to extend plan to 60 months but stays at 100% - adj to 4/8/20***
Debtor obj
Matter ResolvedRequest
Adjourment
782/18/2020 9:00 am18-29180 / MBKPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,522.00
SV/HYUNHDAI #2-1; FAILED TO ADDRESS DARRYL WEST 'PER PLAN' CLM; ARREARS
Matter ResolvedRequest
Adjourment
792/18/2020 9:00 am18-29396 / MBKJAMES J CERBONE, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $15,094.00
Debtor obj<>MTGLQ INVESTORS (PLUESE, BECKER & SALTZMAN)
Matter ResolvedRequest
Adjourment
802/18/2020 9:00 am18-29417 / MBKROBERT MANCHEL ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $12,091.00
SV/US BANK #8-1; ARREARS; FAILED TO COMPLY WITH 9/4/19 LM ORDER TO FILE MP AND AMD I/J
Matter ResolvedRequest
Adjourment
812/18/2020 9:00 am18-29660 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $8,819.00
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
822/18/2020 9:00 am18-29770 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/26/2020 9:00 am
Total Paid In: $4,858.00
SV/NATIONSTAR #2-1; FAILED TO LM BY 7/1/19
Matter ResolvedRequest
Adjourment
832/18/2020 9:00 am18-30098 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/3/2020 9:00 am
Total Paid In: $2,756.00
AMT: MP 2/18***RECOMMEND DENIED****<<<>>>

Debtor obj, filing MP<<>>FAILED TO LM BY 4/30/19
Matter ResolvedRequest
Adjourment
842/18/2020 9:00 am18-30385 / MBKBRUCE C TRUESDALE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $50,712.00
FAILED TO FILE PRECONF CERT BY 6/25/19; ARREARS
Matter ResolvedRequest
Adjourment
852/18/2020 9:00 am18-30489 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
3/3/2020 9:00 am
Total Paid In: $12,353.00
Debtor obj<>SYLVAN GLADE PARK CONDO (MCGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
862/18/2020 9:00 am18-30746 / MBKJEANNETTE A HOFFMAN, ESQMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)WithdrawnTotal Paid In: $3,294.00
Trustee obj
Matter ResolvedRequest
Adjourment
872/18/2020 9:00 am18-31978 / MBKDONALD C GOINS, ESQCreditor Certification of DefaultGrantedTotal Paid In: $2,550.00
CALIBER HOME (Phelan)
Matter ResolvedRequest
Adjourment
882/18/2020 9:00 am18-32038 / MBKLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/14/2020 9:00 am
Total Paid In: $6,400.00
FAILED TO LM BY 8/1/19
Matter ResolvedRequest
Adjourment
892/18/2020 9:00 am18-32567 / MBKDONALD C GOINS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $848.00
ARREARS
Matter ResolvedRequest
Adjourment
902/18/2020 9:00 am18-32592 / MBKVERA FEDOROFFMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,960.00
1/13 AMT: PER ATTY, NOT OPPOSING DISMISSAL
Matter ResolvedRequest
Adjourment
912/18/2020 9:00 am18-32592 / MBKVERA FEDOROFFMotion for DismissalMoot - DismissedTotal Paid In: $4,960.00
MTN FOR VOUNTARY DISMISSAL
Matter ResolvedRequest
Adjourment
922/18/2020 9:00 am18-33815 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,000.00
Debtor obj, filing MP<>FAILED TO SELL NORTHAMPTON BLVD PPTY BY 1/10/20; ARREARS
Matter ResolvedRequest
Adjourment
932/18/2020 9:00 am18-33949 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/3/2020 9:00 am
Total Paid In: $9,310.00
FAILED TO ADDRESS 'PER PLAN' CLM/EWING TWP; ARREARS
Matter ResolvedRequest
Adjourment
942/18/2020 9:00 am18-34241 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)GrantedTotal Paid In: $7,470.00
CREDIT ACCEPTANCE (MORTON)
Matter ResolvedRequest
Adjourment
952/18/2020 9:00 am19-10004 / MBKJEANIE D. WIESNER, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $4,823.00
FAILED TO ADDRESS NJR CLEAN ENERGY CLM #7 BY 7/16/19

CLM #7 HAS BEEN W/D
Matter ResolvedRequest
Adjourment
962/18/2020 9:00 am19-10297 / MBKROBERT C NISENSON ESQCreditor Certification of DefaultGrantedTotal Paid In: $2,600.00
US BANK (Shapiro) ( TR ARREARS )
Matter ResolvedRequest
Adjourment
972/18/2020 9:00 am19-10470 / MBKPRO SEMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $1,500.00
***Granted by MBK - no sale before 90 days***
JPMORGAN CHASE (FEIN)
Matter ResolvedRequest
Adjourment
982/18/2020 9:00 am19-11387 / MBKCANDYCE I SMITH-SKLAR, ESQCreditor Certification of DefaultContinued
3/17/2020 9:00 am
Total Paid In: $5,135.00
WELLS FARGO (Shapiro) ( TR ARREARS
Matter ResolvedRequest
Adjourment
992/18/2020 9:00 am19-12219 / MBKCAMILLE J KASSARMotion Relief from Co-Debtor StayContinued
3/3/2020 9:00 am

Debtor obj<>SPECIALIZED LOAN (PLUESE)
Matter ResolvedRequest
Adjourment
1002/18/2020 9:00 am19-12251 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $6,827.00
ARREARS
Matter ResolvedRequest
Adjourment
1012/18/2020 9:00 am19-12523 / MBKCAMILLE J KASSARMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $5,018.00
Debtor obj<>LOANCARE (RAS)
Matter ResolvedRequest
Adjourment
1022/18/2020 9:00 am19-12843 / MBKSTACEY L MULLEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,850.00
ARREARS
Matter ResolvedRequest
Adjourment
1032/18/2020 9:00 am19-13081 / MBKKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/26/2020 9:00 am
Total Paid In: $4,500.00
***atty is holding $1,500 - atty to contact Anita re per plan claim***
Debtor obj<>FAILED TO ADDRESS 'PER PLAN CLM/NJ DIV TAX; ARREARS
Matter ResolvedRequest
Adjourment
1042/18/2020 9:00 am19-13423 / MBKPRO SEMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,738.00
Debtor obj<>PHH MTG (RAS)
Matter ResolvedRequest
Adjourment
1052/18/2020 9:00 am19-13681 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,000.00
Debtor obj<>SANTANDER BANK (GROSS MCGINLEY)
Matter ResolvedRequest
Adjourment
1062/18/2020 9:00 am19-14294 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultContinued
4/28/2020 9:00 am
Total Paid In: $5,800.00
***atty is holding an additional $1,200 - adj to 4/28/20***
Debtor obj<>
Matter ResolvedRequest
Adjourment
1072/18/2020 9:00 am19-14443 / MBKWARREN LEVYMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $8,419.00
SPECIALIZED LOAN SERVICING (PHELAN)
Matter ResolvedRequest
Adjourment
1082/18/2020 9:00 am19-14593 / MBKEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,025.00
FAILED TO LM BY 10/31/19; ARREARS
Matter ResolvedRequest
Adjourment
1092/18/2020 9:00 am19-14603 / MBKAndrew Thomas Archer Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $2,000.00
OK $6876 after liens and att fees to debtor EDC

MTN TO APPV DISBURSEMENT PI INSURANCE PROCEEDS
Matter ResolvedRequest
Adjourment
1102/18/2020 9:00 am19-14706 / MBKJOSEPH W COIRO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,606.00
FAILED TO LM BY 9/1/19; ARREARS
Matter ResolvedRequest
Adjourment
1112/18/2020 9:00 am19-14899 / MBKDaniel Straffi, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
2/26/2020 9:00 am

AR RESOLVE OR HOLD Order Entered??? - Doc #42??? ( AR NO )

MTN TO EXPUNGE 7-1/EDWARD & MARIA GABRIELA KOLIVER
Matter ResolvedRequest
Adjourment
1122/18/2020 9:00 am19-15219 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $3,681.00
2/14 AMT: PROPOSED RECAP - $3,681 PTD (11); $621 x 49 beg 3/1/20<<<>>>

Debtor obj, made pymts<>ARREARS
Matter ResolvedRequest
Adjourment
1132/18/2020 9:00 am19-15287 / MBKROBERT C NISENSON ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $2,892.00
Debtor obj<>PHH MTG CORP (RAS)
Matter ResolvedRequest
Adjourment
1142/18/2020 9:00 am19-15614 / MBKJOHN ZIMNIS, ESQMotion Avoid LienGrantedTotal Paid In: $4,800.00
MTN TO AVOID LIEN/HUD
Matter ResolvedRequest
Adjourment
1152/18/2020 9:00 am19-16022 / MBKPETER E ZIMNIS, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/11/2020 9:00 am
Total Paid In: $3,510.00
AMT: MP 3/11<<<>>>
Debtor obj<>FAILED TO LM BY 9/15/19; ARREARS
Matter ResolvedRequest
Adjourment
1162/18/2020 9:00 am19-16695 / MBKSTEVEN J ABELSON, ESQMotion Withdraw As AttorneyContinued
3/3/2020 9:00 am
Total Paid In: $1,200.00
Matter ResolvedRequest
Adjourment
1172/18/2020 9:00 am19-17186 / MBKWilliam H. Oliver, Jr., Esq.Notice of Request for Loss MitigationOrder to be SubmittedTotal Paid In: $3,720.00
PNC obj (Martone)<> REQUEST FOR EXTENSION OF LOSS MIT
Matter ResolvedRequest
Adjourment
1182/18/2020 9:00 am19-17410 / MBKROBERT BRAVERMANMotion Relief from Stay (Fee)Continued
3/3/2020 9:00 am
Total Paid In: $3,093.00
***Clerk Notice of Fees Due***

Debtor obj<>M&T BANK (SCHILLER, KNAPP, LEFKOWITZ)
Matter ResolvedRequest
Adjourment
1192/18/2020 9:00 am19-17425 / MBKPAUL N MIRABELLI ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,605.00
Debtor obj<>CARISBROOK ASSET HOLDING (PHELAN)
Matter ResolvedRequest
Adjourment
1202/18/2020 9:00 am19-17645 / MBKJONATHAN GOLDSMITH-COHEN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $555.00
ARREARS
Matter ResolvedRequest
Adjourment
1212/18/2020 9:00 am19-17666 / MBKFRANK J FISCHER, ESQMotion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>CAPITAL ONE AUTO (MESTER)
Matter ResolvedRequest
Adjourment
1222/18/2020 9:00 am19-17681 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
3/17/2020 9:00 am
Total Paid In: $2,360.00
BOA (Parker)( TR ARREARS )
Matter ResolvedRequest
Adjourment
1232/18/2020 9:00 am19-18388 / MBKKevin Fayette, EsqTrustee Certification of DefaultDismissedTotal Paid In: $2,045.00
12/17/19 - Atty has $1,275 to mail in - Adj to 2/18/20 (NO PAYMENTS MADE IN JAN & FEB)

Debtor obj
Matter ResolvedRequest
Adjourment
1242/18/2020 9:00 am19-19208 / MBKGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $4,725.00
Debtor obj<>AMERICREDIT FINC (MORTON)
Matter ResolvedRequest
Adjourment
1252/18/2020 9:00 am19-19391 / MBKGeorge E Veitengruber IIIMotion Relief from Stay (Fee)GrantedTotal Paid In: $4,959.00
CREDIT ACCEPTANCE (MORTON)
Matter ResolvedRequest
Adjourment
1262/18/2020 9:00 am19-19553 / MBKAndrew Thomas Archer Motion SellWithdrawnTotal Paid In: $8,063.00
Roundpoint mtg obj (Stern & E)<>SWEETMANS LANE
OK EDC
Matter ResolvedRequest
Adjourment
1272/18/2020 9:00 am19-19672 / MBKGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayContinued
3/3/2020 9:00 am
Total Paid In: $8,736.00
Debtor obj<>NATIONSTAR MTG (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
1282/18/2020 9:00 am19-20444 / MBKROBERT C NISENSON ESQMotion Relief from Stay (Fee)Continued
3/3/2020 9:00 am
Total Paid In: $2,000.00
PER THE COURT DOCKET MATTER RE-LISTED

Debtor obj<<<>>>WELLS FARGO BANK (PHELAN)
Matter ResolvedRequest
Adjourment
1292/18/2020 9:00 am19-20597 / MBKPRO SEMotion Relief from Co-Debtor StayMoot - Dismissed
SELENE FINANCE (SHAPIRO)
Matter ResolvedRequest
Adjourment
1302/18/2020 9:00 am19-21294 / MBKKirsten B. Ennis Motion Relief from Stay (Fee)Continued
3/3/2020 9:00 am

Debtor obj<>SUNTRUST BANK/TRUST BANK (MORTON)
Matter ResolvedRequest
Adjourment
1312/18/2020 9:00 am19-21294 / MBKKirsten B. Ennis Motion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>SEAWATCH OF MARCO (NORGAARD , O'BOYLE & HANNON)
Matter ResolvedRequest
Adjourment
1322/18/2020 9:00 am19-21612 / MBKEUGENE ROTH, ESQMotion to Cancel DischargeGrantedTotal Paid In: $5,605.00
MTN TO CANCEL DISCHARGE/MIDLAND FUNDING
Matter ResolvedRequest
Adjourment
1332/18/2020 9:00 am19-21988 / MBKWilliam H. Oliver, Jr., Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToMoot - Dismissed
MTN TO REDUCE CLAIM #20
Matter ResolvedRequest
Adjourment
1342/18/2020 9:00 am19-22073 / MBKJOSEPH ALBANESE, ESQMotion Relief from Stay (Fee)Granted
CAPITAL ONE AUTO (MESTER)
Matter ResolvedRequest
Adjourment
1352/18/2020 9:00 am19-22440 / MBKAndrew Thomas Archer Motion Motion (Generic) - Only use if no other event is applicableContinued
3/3/2020 9:00 am
Total Paid In: $3,500.00
Debtor obj<>MTN TO VACATE LOAN MOD ORDER DOC #32 (Phelan)
Matter ResolvedRequest
Adjourment
1362/18/2020 9:00 am19-22583 / MBKAniello D. Cerreto Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $4,450.00
Debtor obj<<>>SELECT PORTFOLIO (Fein Such)
Matter ResolvedRequest
Adjourment
1372/18/2020 9:00 am19-23127 / MBKPRO SEMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,909.00
Debtor obj<>PIKE RUN (HABER SILVER SIMPSON & RUSSONIELLO)
Matter ResolvedRequest
Adjourment
1382/18/2020 9:00 am19-23144 / MBKJAMES J CERBONE, ESQMotion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $5,880.00
Debtor obj<>JPMORGAN CHASE BANK (MCCALLA)
Matter ResolvedRequest
Adjourment
1392/18/2020 9:00 am19-23712 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,699.00
Debtor obj<>NEWREZ/SHELLPOINT (PINCUS)
Matter ResolvedRequest
Adjourment
1402/18/2020 9:00 am19-23839 / MBKRUSSELL L LOW, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $25,902.00
BSI FINC (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
1412/18/2020 9:00 am19-24097 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder to be SubmittedTotal Paid In: $2,982.00
***amended order emailed to Chambers on 1/27/20 - however motion has not been properly served***

St of NJ OBJ<>Trustee obj<>MTN TO REDUCE NJ DIV OF TAXATION CLM #5 TO $10,151.37

AMT: **Proposed Order does not specify classification/treatment of secured & priority portions<<<>>>
Matter ResolvedRequest
Adjourment
1422/18/2020 9:00 am19-25010 / MBKADAM SCHNEIDER, ESQMotion Approval to Participate in the Court's Loss Mitigation ProgramGranted
MTN TO ALLOW DEBTOR TO PARTICIPATE IN LOSS MIT/BAYVIEW LOAN
Matter ResolvedRequest
Adjourment
1432/18/2020 9:00 am19-25143 / MBKSCOTT E KAPLAN ESQMotion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $3,381.00
NEW RESIDENTIAL MTG
Matter ResolvedRequest
Adjourment
1442/18/2020 9:00 am19-25300 / MBKTHOMAS M MONAHAN, ESQMotion Relief from Stay (Fee)Continued
4/22/2020 9:00 am

Filed adjournment request was completely blank - REQUEST WAS RE-UPLOADED

Debtor obj<>WELLS FARGO BANK (MORTON)
Matter ResolvedRequest
Adjourment
1452/18/2020 9:00 am19-25507 / MBKJAMES J CERBONE, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $2,445.00
Debtor obj<>THRIFT INVESTMENT (MORTON)
Matter ResolvedRequest
Adjourment
1462/18/2020 9:00 am19-26160 / MBKKevin Fayette, EsqMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $3,050.00
JPMORGAN CHASE (FEIN SUCH)
Matter ResolvedRequest
Adjourment
1472/18/2020 9:00 am19-26177 / MBKEric ClaymanCreditor Certification of DefaultContinued
3/3/2020 9:00 am
Total Paid In: $4,431.00
FERNMORE MT. HOLLY URBAN RENEWAL (Griffin Alexander)
Matter ResolvedRequest
Adjourment
1482/18/2020 9:00 am19-26713 / MBKRUSSELL L LOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/25/2020 9:00 am

Debtor obj, filled clm mtn<> PLAN WAS DENIED ON 12/11/19; DEBTOR FAILED TO FILE A FEASIBLE PLAN BEFORE 1/11/2020
Matter ResolvedRequest
Adjourment
1492/18/2020 9:00 am19-26755 / MBKREGINA L GELZER, ESQMotion Relief from Stay (Fee)Continued
2/26/2020 9:00 am

JPMORGAN CHASE (FEIN)
Matter ResolvedRequest
Adjourment
1502/18/2020 9:00 am19-27023 / MBKYAKOV RUDIKHMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $23,945.00
MTN TO EXPUNGE CLM 2-1/JOINT AND SPINE RELIEF
Matter ResolvedRequest
Adjourment
1512/18/2020 9:00 am19-27242 / MBKEdward Hanratty Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Withdrawn
-MFR filed by Bank of NY (Doc #29) should be relisted - atty is holding $14k to resolve MFR.
-trustee objection:

-Bank of New York Mellon (RAS) OBJs - $1,176,442.17 arrears on Corso Reale property (UNRESOLVED).
- Deutsche Bank (RAS) OBJs - $3,272.26 arrears on Clarendon Rd property (UNRESOLVED).
- Need copy of loan statement for debtor per deduction on pay stub
- Need copy of 401k loan statement for co-debtor
- Must file Pre-Confirmation Cert
- Excessive Expenses - Sch J: $1,020 electric, $541 telephone/cable/cell phone;, $1,683 child education.
- Form 122c disposable income of $13,246 requires a $794,812 minimum dividend general unsecured creditors or 100% plan.
- Disposable income per Sch I verifies higher - will need to recalculate when rental income issue is resolved
- There is nonexempt equity in the following: $12,000 in misc books,pictures and antiques; $237,179 in real estate; $13,531 in Citigroup Computershare; $13,000 in Paul Lawrence accounts receivable.
- The amount of debt in debtors' Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. section 109(e) - secured debt totals $3,133,026.

Matter ResolvedRequest
Adjourment
1522/18/2020 9:00 am19-27287 / MBKGeorge E Veitengruber IIIApplication for Early Termination of Loss MitigationMoot - Dismissed
Debtor obj<> WELLS FARGO APP FOR EARLY TERMINATION OF LOSS MIT (Phelan)
Matter ResolvedRequest
Adjourment
1532/18/2020 9:00 am19-27352 / MBKROBERT C NISENSON ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO ALLOW LATE FILING OF REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
1542/18/2020 9:00 am19-27512 / MBKANDY WINCHELLMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToOrder to be SubmittedTotal Paid In: $2,450.00
Kaiser obj ( Minion)<>MTN TO MODIFY REBECCA KAISER CLM 9-1 TO $2,232 PRIORITY/$12,000 GUC
Matter ResolvedRequest
Adjourment
1552/18/2020 9:00 am19-27512 / MBKANDY WINCHELLMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
3/17/2020 9:00 am
Total Paid In: $2,450.00
MTN TO STRICK WELLS CLAIM 2-1 DEFAULT OF $840.47 (Phelan)
Matter ResolvedRequest
Adjourment
1562/18/2020 9:00 am19-28529 / MBKEdward Hanratty, Esq.Application for CompensationContinued
3/17/2020 9:00 am

Trustee obj<>
Matter ResolvedRequest
Adjourment
1572/18/2020 9:00 am19-28735 / MBKROBERT C NISENSON ESQOrder Shorten TimeGranted
OST - MTN TO SELL 6 BOSKO DRIVE - Limited Response by Shapiro DeNardo

***proposed order is okay but no Notice of Private Sale has been filed as of 1/31/20 (DM)***
Matter ResolvedRequest
Adjourment
1582/18/2020 9:00 am19-28773 / MBKJOHN ZIMNIS, ESQMotion Avoid LienGrantedTotal Paid In: $11,836.00
MTN TO AVOID LIEN/ABC BAIL BOND (DC7751-05/VJ2695-07/DJ238309-07)
Matter ResolvedRequest
Adjourment
1592/18/2020 9:00 am19-28829 / MBKTHOMAS J ORR ESQMotion Relief from Co-Debtor StayOrder to be Submitted
Debtor obj<>BMW BANK (MESTER)
Matter ResolvedRequest
Adjourment
1602/18/2020 9:00 am19-28842 / MBKDAVID J KHAWAMMotion Relief from Stay (Fee)Continued
3/17/2020 9:00 am

Debtor obj<>CREDIT ACCEPTANCE (MORTON)
Matter ResolvedRequest
Adjourment
1612/18/2020 9:00 am19-28960 / MBKANDREW CARROLL, ESQ.Motion Relief from Stay (Fee)Granted
SUN WEST MTG (POWERS)
Matter ResolvedRequest
Adjourment
02/18/2020 9:00 am19-29256 / CMGPRO SEAP MotionContinued
3/10/2020 10:00 am

***CMG***
AP 19-2228 RICHARD GERBINO/BAYVIEW MTN TO EXTEND TIME TO FILE ANSWER
Matter ResolvedRequest
Adjourment
1622/18/2020 9:00 am19-29295 / MBKJACQUELINE R ROCCI ESQMotion Relief from Co-Debtor StayOrder to be Submitted
Debtor obj<>FREEDOM MTG (PHELAN)
Matter ResolvedRequest
Adjourment
1632/18/2020 9:00 am19-29785 / MBKSTEVEN J. SICOMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
Matter ResolvedRequest
Adjourment
1642/18/2020 9:00 am19-30345 / MBKEUGENE ROTH, ESQMotion Relief from Stay (Fee)Order to be Submitted
Debtor obj<>WILMINGTON SAVINGS (HILL WALLACK)
Matter ResolvedRequest
Adjourment
1652/18/2020 9:00 am19-30353 / MBKDaniel Straffi, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Granted
OK current. Needs new conf date. - conf set for 4/28/20
Matter ResolvedRequest
Adjourment
1662/18/2020 9:00 am19-30468 / MBKADRIAN JOHNSONMotion Prospective ReliefGranted
MTN TO VACATE STAY FOR PROSPECTIVE RELIEF (PLUESE)
Matter ResolvedRequest
Adjourment
1672/18/2020 9:00 am19-30864 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Granted
Debtor obj<>LYLE DIAMOND/LANDLORD (PASQ MENNA)
Matter ResolvedRequest
Adjourment
1682/18/2020 9:00 am19-30871 / MBKADAM SCHNEIDER, ESQMotion Motion (Generic) - Only use if no other event is applicableDenied
***Denied by MBK***
AR TO DISCUSS WITH ATTYS
Phoenix Sales & Svs opp brief (Goldsmith Cohen)<>MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1692/18/2020 9:00 am19-31678 / MBKGeorge E Veitengruber IIIMotion Approval to Participate in the Court's Loss Mitigation ProgramGranted
BAYVIEW LOAN SERVICING
Matter ResolvedRequest
Adjourment
1702/18/2020 9:00 am19-31843 / MBKEric ClaymanMotion Relief from Stay (Fee)Continued
3/17/2020 9:00 am

***Adj by MBK to 3/17/20***
Debtor obj<>KENNETH KOWALESKI/LANDLORD (PHILIP GUTWORTH)
Matter ResolvedRequest
Adjourment
1712/18/2020 9:00 am19-31979 / MBKJonathan Stone, Esq.Motion to Extend TimeDenied
***DENIED BY MBK***
AR TO REVIEW OR ANY ADDITIONAL SUBMISSIONS AND MAY NEED JUDGE
APPLICATION FOR EXTENSION OF TIME TO FILE MTN FOR RECONSIDERATION
Matter ResolvedRequest
Adjourment
1722/18/2020 9:00 am19-31979 / MBKJonathan Stone, Esq.AP Motion/OSTMoot - Dismissed
AP 20-1056 Glenn Bisbing vs. Jaime Bisbing MTN FOR SUMMARY JUDGMENT
Matter ResolvedRequest
Adjourment
1732/18/2020 9:00 am19-32461 / MBKSTEVEN J. SICOMotion for Telephonic 341Granted
MTN TO ALLOW TEL 341 MEETING
Matter ResolvedRequest
Adjourment
1742/18/2020 9:00 am19-32893 / MBKPETER E ZIMNIS, ESQMotion Relief from Stay (Fee)Granted
BANK OF WEST (WARREN JONES)
Matter ResolvedRequest
Adjourment
1752/18/2020 9:00 am19-32936 / MBKSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Continued
3/25/2020 9:00 am

***Adj by MBK to 3/25/20***
Debtor obj<>KAPLAN AT PERTH AMBOY (EHRLICH, PETRIELLO, GUDIN & PLAZA)
Matter ResolvedRequest
Adjourment
1762/18/2020 9:00 am19-33041 / MBKROBERT C NISENSON ESQNotice of Request for Loss MitWithdrawn
Home Point obj (McCabe)<> REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
1772/18/2020 9:00 am19-33181 / MBKWilliam H. Oliver, Jr., Esq.Request for Loss MitigationGranted
Matter ResolvedRequest
Adjourment
1782/18/2020 9:00 am19-33442 / MBKPRO SEMotion Withdraw As AttorneyGranted
Matter ResolvedRequest
Adjourment
1792/18/2020 9:00 am19-33555 / MBKEric ClaymanMotion Relief from Stay (Fee)Granted
DORIS APUZZO/LANDLORD
Matter ResolvedRequest
Adjourment
1802/18/2020 9:00 am19-33672 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
3/26/2020 10:00 am

***attys wants same date as AP pre-trial - 3/26/20 at 10 AM***
IVY HOLDINGS (ANTHONY VELASQUEZ)
Matter ResolvedRequest
Adjourment
1812/18/2020 9:00 am19-34072 / MBKBRUCE C TRUESDALE ESQMotion Extend TimeGrantedTotal Paid In: $459.00
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
1822/18/2020 9:00 am20-10187 / MBKADRIAN J JOHNSONMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO EXTEND STAY - Trustee Obj
Matter ResolvedRequest
Adjourment
02/18/2020 9:00 am20-10392 / MBKEdward Hanratty, Esq.Motion Impose Automatic StayContinued
2/26/2020 9:00 am

MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
02/18/2020 9:00 am20-10392 / MBKEdward Hanratty, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramContinued
2/26/2020 9:00 am

PHH MTG
Matter ResolvedRequest
Adjourment
1842/18/2020 9:00 am20-10467 / MBKHARRISON ROSS BYCKMotion Approval to Participate in the Court's Loss Mitigation ProgramGranted
BAYVIEW LOAN SERVICING
Matter ResolvedRequest
Adjourment
1852/18/2020 9:00 am20-10591 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)Continued
3/17/2020 9:00 am

***Adj by MBK to 3/17/20***
Debtor obj<>PRANCER CAPITAL (SEIDMAN & PINCUS)
Matter ResolvedRequest
Adjourment
1862/18/2020 9:00 am20-10591 / MBKAndrew Thomas Archer Motion Turnover of PropertyGranted
***Granted by MBK***
Prancer Capital obj (Sideman & Pincus)<>MTN OR PRANCER CAPITAL TO RETURN VEHICLE TO DEBTOR
Matter ResolvedRequest
Adjourment
1872/18/2020 9:00 am20-10731 / MBKANDRE L KYDALA ESQMotion Impose Automatic StayGranted
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
1882/18/2020 9:00 am20-10771 / MBKNICHOLAS FITZGERALD, ESQObjection to Debtor's Claim of ExemptionsTrustee Order
3/9/20 AMT: FILED W/D, PER EC<<<>>>

TRUSTEE OBJ TO AMD SCH C (FILED 1/28/20)- IMPROPER EXEMPTION (d)(2) on father's estate
Matter ResolvedRequest
Adjourment
1892/18/2020 9:00 am20-10893 / MBKWarren D. Levy Motion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1902/18/2020 9:00 am20-11075 / MBKJoan Sirkis Warren Motion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1912/18/2020 9:00 am20-11159 / MBKJAMES J CERBONE, ESQMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1922/18/2020 9:00 am20-11287 / MBKWilliam H. Oliver, Jr., Esq.Order Shorten TimeGranted
OST - Motion to Extend Stay
Matter ResolvedRequest
Adjourment
1932/18/2020 10:00 am17-18976 / MBKDaniel Straffi, Esq.Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 26 of 35 required payments   Arrears: $0  
Total Paid In: $18,325.00
ISSUES AS OF 2/7/2020 (DM):

***Need court order directing payment of insurance proceeds received by Trustee from vehicle loss (CREDIT ACCEPTANCE MFR MARKED OTBS 1/8/20). The last Trustee payment made by the Debtor was in May 2019 - RECOMMEND DISMISSAL***

1) MP proposes secured unaffected treatment to US Bank/Bayview post Loan Mod - need amended POC.

2) MP fails to treat Credit Acceptance claim - Trustee received notice of an insurance claim by GEICO. (10/15 AMT: $7,644.02 RECEIVED/ASSIGNED TO CLM PENDING FURTHER ORDER OF THE COURT)


Confirmed Case: $3,200 Ptd, $530 x 27 start 3/1/18, Base Plan
Prop. MP: $10,681 Ptd, $530 x 8, Base Plan
PTD = $18,325.02
Last Claim (8-2) dated 3/12/18
Matter ResolvedRequest
Adjourment
1942/18/2020 10:00 am17-23550 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanDeniedDebtor has made 15 of 33 required payments   Arrears: $1,330.00  Total Paid In: $7,470.00
issues as of 2/14/2020

1) The original confirmation had tiers for payment of car loans and pension loan. The pension loan payments were $106.47 per pay period, now they are $341.25 - why is it higher? The statement provided at that time reflected a pay in full date 10/1/2019. Did debtor borrow more money? Need new pension loan statement
2) There is a garnishment $160 - what is this for? Need statement of amount due.
Matter ResolvedRequest
Adjourment
1952/18/2020 10:00 am17-30492 / MBKDONALD C GOINS, ESQConfirmation Hearing on Modified PlanMoot - DismissedDebtor has made 26 of 30 required payments   Arrears: $0  
Total Paid In: $3,120.00
Matter ResolvedRequest
Adjourment
1962/18/2020 10:00 am17-32283 / MBKGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 26 of 29 required payments   Arrears: $152.00  Total Paid In: $3,839.00
ISSUES AS OF 2/7/2020 (DM): - Atty ok with terms.sf

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,550 PTD, THEN $147 x 34 STARTING 2/1/2020, BASE PLAN***

1) Debtor is 2 payments behind.

2) Wilmington Savings POC must be amended post Loan Mod (AMENDED).


Confirmed Case: $142 x 60 start 12/1/17, Base Plan
Prop. MP: $142 x 60, Base Plan, Post Loan Mod
PTD = $3,550
Last Claim (6-3) dated 1/27/20
Matter ResolvedRequest
Adjourment
1972/18/2020 10:00 am18-14085 / MBKMarc C. Capone, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 26 of 25 required payments   Arrears: $0  
Total Paid In: $70,608.00
2/6 workup for the 2/18 calendar
>>trustee objection
-MP has cramdown of Olcha claim? Per consent order they are to be paid $60,000 through the plan. (PER CONSENT ORDER ALL LIENS WILL BE DISCHARGED UPON PAYMENT OF THE $60,000)
-MP seeks to extend loan mods for another year. The previous plan extended once already. 23 months into case.
-Plan now lowers payment from $2762 down to $822--100% CASE PER ATTORNEY
-no amended I & J, updated POI etc. filed
-Need HUD from sale of 5th Ave property
Matter ResolvedRequest
Adjourment
1982/18/2020 10:00 am18-14766 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 20 of 25 required payments   Arrears: $522.00  Total Paid In: $10,596.00
2/3 workup for the 2/18 calendar EDC

MP $9552 paid then 522 x 38 beg. 2/1/20 pro rata

----plan surrenders vehicle
Matter ResolvedRequest
Adjourment
1992/18/2020 10:00 am18-17149 / MBKDONALD C GOINS, ESQConfirmation Hearing ScheduledMoot - DismissedDebtor has made 13 of 24 required payments   Arrears: $0  
Total Paid In: $15,196.00
AR RESOLVE OR HOLD
***case was on Honor Roll but RAS wants adj to 2/18/20 which is the Cert of Default date***

ISSUES AS OF 1/23/2019 (DM): - Atty ok with terms.sf

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $13,998 PTD, THEN $1,205 x 39 STARTING 2/1/20, BASE PLAN with loan mod by 6/30/2020***
1) MP may be using plan balance with respect to Regional Acceptance claim - Trustee to set up per the confirmed plan.

2) MP may be using plan balance with respect to Thrift Investment claim - Trustee to set up per Consent Order dated 2/8/19.

3) Trustee OBJ:
- Debtor unable to complete 100% plan in 36 months due to vehicle cram balance (MP IS A BASE).
- Need a modified plan if converting to a base plan (MP IS A BASE).
- Need amended Sch I & J.
- Need updated proof of income - pension loans paid off in 4/2019 and 8/2019.
- Need 2018 tax returns (RECEIVED).


Confirmed Case: $2,496 Ptd, $360 x 2, $1,198 x 25 start 4/1/19, 100% Plan
Prop. MP: Ptd, $1,205 x 39 start 2/1/20, Base Plan, Loan Mod by 6/30/20
PTD = $13,998
Last Claim (4-1) dated 10/5/18
Matter ResolvedRequest
Adjourment
2002/18/2020 10:00 am18-18954 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanContinued
2/26/2020 10:00 am
Debtor has made 10 of 23 required payments   Arrears: $0  
Total Paid In: $5,940.00
]AR DISP INCOME 800 BEG 9-1-19 CALC RECAP AND REC CONF - PER AR CALCULATE AT FUNDS PTD AND $800 FOR REMAINING MONTHS BEG. 9/1/19. REC SUBJECT TO TERMS.SF

2/11/20 - after Disposition List published on 2/7/20, debtor's counsel uploaded 2018 tax returns on 2/10/20 but no amended I&J filed nor updated proof of income - atty only emails that income and expenses have not changed. However, the mortgage payment appears to have been reduced from $2,700 (per Sch J - Doc #33) down to $2,107 (Loan Mod Principal & Interest $1,725.50 plus POC Escrow $381) - note that 2nd mtg was crammed to $0.

ISSUES AS OF 2/7/2020 (DM):

***Debtors' Loan Mod is complete and MP was denied on 12/3/19 for the same reasons referenced below - RECOMMEND DISMISSAL ON TRUSTEE'S MOTION OR HOLD FOR JUDGE - NO ADJOURNMENTS***

1) Trustee OBJ:
- In accordance with the MP, the Debtors have failed to file amended Sch I&J and provide updated proof of income including 2018 tax returns (UNRESOLVED).


Confirmed Case: $200 x 60 start 6/1/18, Base Plan, student loans outside
Prop. MP: $4,600 Ptd, $200 x 40 start 2/1/20, Base Plan, student loans outside
PTD = $4,600
Last Claim (10-1) dated 7/5/18
Matter ResolvedRequest
Adjourment
2012/18/2020 10:00 am18-20242 / MBKPETER J BROEGE ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 18 of 23 required payments   Arrears: $1,215.00  Total Paid In: $21,819.00
ISSUES AS OF 2/7/2020 (DM): Updated 2/14/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $20,604 PTD, THEN $1,215 x 39 STARTING 3/1/20, 100% PLAN, JP MORGAN CHASE POC (7-1) AND US BANK/SPS POC (8-1) WILL BE TREATED OUTSIDE THE PLAN PER STAY RELIEF GRANTED, $800 SUPPLEMENTAL FEE APP TO BE FILED WILL BE TREATED OUTSIDE THE PLAN***


Confirmed Case: $5,264 Ptd, $1,180 x 52 start 2/1/19, balance from sale/refi, 100%
Prop. MP: $17, 054 Ptd, $1,215 x 41 start 1/1/20, 100%
PTD = $20,604
Last Claim (9-2) dated 9/13/18
Matter ResolvedRequest
Adjourment
2022/18/2020 10:00 am18-24035 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 13 of 21 required payments   Arrears: $926.00  Total Paid In: $7,213.00
2/12/20 - PER ATTY, $531 NEEDS TO BE PAID THROUGH PLAN

ISSUES AS OF 2/7/2020 (DM):

***Debtor is $2,629 in arrears and Fee Order entered 1/9/20 increased Trustee payments to $542 per month. If Debtor can verify with KML regarding the $531 in fees and costs in connection with the MFR, TRUSTEE WILL RECOMMEND CONFIRMATION AT $6,513 PTD, THEN $542 x 42 STARTING 2/1/20, MINIMUM DIVIDEND OF $2,822, STUDENT LOANS TREATED OUTSIDE THE PLAN, SIXTY ACRE RESERVE CONDO ASSN TO BE TREATED PER FILED CLAIM, TRUSTEE TO PAY $531 FEE/COST ORDER DATED 6/18/19 TO MIDFIRST BANK, DEBTOR TO MOVE AGAINST MIDFIRST BANK POC (7-1) WITHIN 45 DAYS IF CLAIM IS NOT AMENDED POST LOAN MOD***

1) Need to verify with Midfirst Bank (KML) whether $531 in fees and costs included in Order resolving MFR, dated 6/18/19, are included in the Loan Mod and not to be paid through the plan (PER ATTY, $531 NEEDS TO BE PAID THROUGH PLAN).

2) MP provides $6,201.64 secured treatment to Sixty Acre Reserve Condo Assn - creditor filed a general unsecured claim and will be treated per filed claim.


Confirmed Case: $3,546 Ptd, $497 x 52 start 4/1/19, $2,822 min div
Prop. MP: Ptd, $477 x 43 start 2/1/20, $2,822 min div
PTD = $6,513
Last Claim (8-2) dated 12/20/19
Matter ResolvedRequest
Adjourment
2032/18/2020 10:00 am18-30098 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanContinued
3/10/2020 10:00 am
Debtor has made 13 of 18 required payments   Arrears: $0  
Total Paid In: $2,756.00

ADJ CONV OR DISM

AR TO DISCUSS WITH ATTY
AS OF 2/10/20 (SF) - RECOMMEND MP BE DENIED AND CASE DISMISSED ON TRUSTEE MOTION

Note: The Trustee objected to previous plan for not paying 100% and now another plan has been filed still proposing a base

1. Trustee Motion to Dismiss scheduled for 2/18/20 - Failure to loan mod by 4/30/19
2. Modified plan proposes loan mod by 3/2020 outside plan or sale by 4/2020.
3. Plan was previously confirmed at 100% non-modifiable and current plan proposes a base. (Case was confirmed as non-modifiable due to deficiencies from original plan)
4. Plan is not feasible due to unsecured claim of $250,000 added to the case in 12/2019.

MP proposes $169 x 15$326.58 x 45 x 60 Base, Loan Mod by 3/2020 or Sale by 4/2020
Plan has run 16 months with 44 months remaining
Arrears: $213
Matter ResolvedRequest
Adjourment
2042/18/2020 10:00 am18-32928 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanConfirmedDebtor has made 16 of 17 required payments   Arrears: $0  
Total Paid In: $11,847.00
Need to confirm at $10,321 paid, $763 x 45 begin 3/1/20 pro rata dividend to gucs and Loan mod with Select Portfolio by 6/1/20 (arrears not to be paid or reserved)

AR REVIEWED (DEBTOR ATTY HAD FILED POC )

ADD PAY HOA POC DEEMED AMENDED PER DEBTOR PLAN PAY AS PROPOSED SECURED CRAM OF $1200.33 (AMOUNT PTD BY TRUSTEE)

As of 2/18/20 (DS): 1. Attorney cannot cram an unsecured claim filed by Debtor attorney. Attorney did not properly serve creditor, no service on motions in plan filed.

2. Mod plan propose cram of Rittenhouse HOA secured $450 and unsecured $9,973.37, which should have been done via motion, since case has already been confirmed. CLAIM WAS FILED AS UNSECURED BY DEBTOR ATTORNEY.

3 Also the claim of Rittenhouse is completely unsecured, no secured portion listed. Order to allow late claim#4-1 be paid through plan. There is no amount listed to pay. RITTENHOUSE PARK COMMUNITY ASSOC ADDRESS NOT LISTED AS 67 RITTENHOUSE DR, WILINGBORO, NJ, ONLY LIST ATTORNEY WHO HAS NOT FILED NOTICE OF APPEARANCE.

MP Prop $699 x 46 Base and Loan mod with Select Portfolio by 6/1/20 - Extends date to complete loan mod and HOA claim was bifurcated and 6 month super priority and remainder stripped.
Matter ResolvedRequest
Adjourment
02/18/2020 10:00 am18-33286 / CMGDAVID E. SHAVERAP Motion Summary JudgmentJudge to Reserve Decision
CONV TO 7
Matter ResolvedRequest
Adjourment
2052/18/2020 10:00 am19-11015 / MBKJOHN J SCURA, IIIConfirmation Hearing on Modified PlanWithdrawnDebtor has made 5 of 15 required payments   Arrears: $0  

AS OF 2/20/20 (SF)

1. What is the purpose of this modified plan? The plan is complete and there are no creditors left to be paid.



MP proposes $5000 PTD, $500 X 49 100%
Plan has run 13 months with 47 months remaining

Matter ResolvedRequest
Adjourment
2062/18/2020 10:00 am19-11641 / MBKJonathan Stone, Esq.Confirmation Hearing on Modified PlanMoot - DismissedDebtor has made 12 of 15 required payments   Arrears: $0  
Total Paid In: $1,200.00
Matter ResolvedRequest
Adjourment
2072/18/2020 10:00 am19-11732 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing on Modified PlanContinued
2/26/2020 10:00 am
Debtor has made 7 of 15 required payments   Arrears: $17,409.00  Total Paid In: $32,070.00
AR CURE ARREARS OF APPROX 6600 OR REFILE
ISSUES AS OF 2/7/2020 (DM):

1) MP provides $575.24 arrears treatment to Nissan Motors for 2018 Infiniti QX60 - no POC filed (STRIKE??)

2) Trustee OBJ:
- Debtor has $10,937 in Trustee arrears.
- Need 2019 Tax Returns.
- Need all pay stubs from Dec 2019 - income already verifies higher based on Ytd stub from Nov.
- Excessive Expenses: Debtor is taking two motor vehicle deductions for $699 and $575 while eliminating the previous contribution from his girlfriend.


Confirmed Case: $23,463 Ptd, $4,336 x 51 start 11/1/19, Base
Prop. MP: Ptd, $1,782.18 x 49 start 2/1/20, Base
PTD = $29,870
Last Claim (17-1) dated 4/5/19
Matter ResolvedRequest
Adjourment
2082/18/2020 10:00 am19-12219 / MBKCAMILLE J KASSAROrder Vacate Dismissal of CaseDismissedDebtor has made 5 of 14 required payments   Arrears: $0  

AR RECOMMEND PARTIAL FEE DISGORGEMENT
AR REC 1000 FEE DISGORGE
ISSUES AS OF 2/10/2020 (DM): Updated 2/14/20

***SPS has a pending MFR and Debtor has failed to address Issue #4 AND 5 below***

9/17/19 - ADJ BY JUDGE

6/12/19 - Adj to 8/14/19 Peremptory.

1) IRS filed $2,237.20 late estimated priority claim for 2018 taxes (AR, WE HAVE RETURN, LIABILITY OF $779 WITH 100% PLAN SO WORK UP WITH CLAIM AMT FOR NOW PENDING APOC).

2) JP Morgan Chase (PHELAN) OBJs - $6,527.44 late arrears claim - motion to allow late claim granted but Order does not include language allowing Trustee to pay late claim (POC WITHDRAWN ON 2/3/20 - STRIKE PLAN TREATMENT).

3) SLS (PLUESE) OBJs - $49,592.58 arrears and plan payment is insufficient to fund the plan (MP INCREASES PAYMENT - AR, PER ATTY OKAY WITH MP).

4) Ally Financial filed $909.40 arrears claim on a 2012 Honda Civic not treated in plan - vehicle not listed and no auto insurance provided - must provide insurance and amend schedules to add vehicle (VEHICLE TOTALED NEEDS MOTION - no motion filed yet).
MOTION FILED 2-14 SCH FOR 3-17

5) Ally Financial filed a higher arrears claim ($1,163.58) arrears claim on 2014 Nissan Maxima (MP NOW PROPOSES $4,951.98 CURE - where is debtor getting this number).NEED ORDER

6) Trustee OBJ: Objections Resolved by 100% Plan
- Must file Pre-confirmation certificate (FILED).
- The order of distribution in plan departs from the Trustee's order of distribution (AR, USE TR).
- Need 2018 tax return (RECEIVED).

- Excess Expenses - Sch J: tele/cell/Internet/cable $550, car $540 (seems to be another car payment $293 not in plan or Sch J), car insurance $387 (if two cars this is fine) - 100% PLAN

- Proof of income verifies higher ($1,848/$6,952) than scheduled ($1,444/$3,333) resulting in $4,175 disposable income after reducing excess expense for tele/cell.

- There is $11,075 non-exempt equity in real estate - Bar Date has passed and $3,611.09 unsecured claims have been filed (CURRENT PLAN IS 100%).


Matter ResolvedRequest
Adjourment
2092/18/2020 10:00 am19-12927 / MBKLEE M PERLMAN, ESQConfirmation Hearing on Modified PlanContinued
4/14/2020 10:00 am
Debtor has made 13 of 14 required payments   Arrears: $571.00  Total Paid In: $7,423.00
REVIEW WITH AR
2/3 workup for the 2/18 calendar

trustee obj---The Plan must remain at 100% based upon non-exempt equity in real estate and the amount of
timely filed unsecured claims. MP reduces gucs to only $4583 but it was originally confirmed with $139k min. due to equity. Either way there are less than $2000 in guc filed claimed so it needs 100%
-need to use trustee order of distribution
-MP includes payment to DSJC Enterprises as secured on the home. Where did this come from? No claim was filed so it cannot be paid
ATTY TO FILE POC AND MOTION TO ALLOW

MP proposes--- paid to date then 984 x 50 beg 1/1/20 min $4583.26 to gucs
Matter ResolvedRequest
Adjourment
2102/18/2020 10:00 am19-14899 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
2/26/2020 10:00 am
Debtor has made 13 of 13 required payments   Arrears: $0  

AR RESOLVE OR HOLD - NEED EST OF CLAIM PENDING ADV
ISSUES AS OF 2/10/2020 (DM):

***Need resolution of Edward and Gabriela Koliver objection and motion to expunge their claim***

1/8/20 - AR RESOLVE OR HOLD

1) Plan provides $1,677.32 priority treatment to Twp of Frankford - no POC filed (STRIKE?? - Yes)

2) Pingora Loan Svc (PHELAN) OBJs to confirmation (CONSENT ORDER ENTERED).

3) 109e issue - POC (7-1) filed in the amount of $5,540.605.21 (MOTION TO EXPUNGE PENDING - AR, UNLIQUIDATED).

4) Edward and Gabriela Koliver (The Kelly Firm) OBJs to confirmation (UNRESOLVED).

5) Trustee OBJ - (RESOLVED ISSUES OF ORIGINAL OBJECTION).

6) Trustee Supplemental OBJ:
- There is non exempt equity in debtors residence in the amount of $133,741; Branchville property has non exempt equity in the amount of $3,968.50 and the time share in Utah has non exempt equity of $3,306 therefore, total $141,015.50 to be paid to general unsecured creditors (AR, ATTY OKAY).

- Need non exempt proceeds from sale of Spring Lake property.


Prop. Plan $200 x 60, Base Plan
Refi of Walnut Dr by 4/1/2020,
Sale of McNeel Rd by 4/1/2020
PTD 11/11 = $2,200
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
2112/18/2020 10:00 am19-15327 / MBKRONALDO C GEORGEConfirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 12 of 13 required payments   Arrears: $2,000.00  
Adj request to 3/17/20 - Peremptory.
AR INT SC ORDER
ISSUES AS OF 2/10/2020 (DM):

1) IRS filed $27,047.62 amended priority claim that includes estimated taxes not treated in plan (UNRESOLVED).

2) IRS (Eamonn O'Hagan) OBJs - secured and priority claims not treated in plan (UNRESOLVED).

3) Plan provides $111,079.62 cure treatment to NVE Bank - amended POC filed for $129,965.06 (OKAY TO PAY HIGHER AMOUNT??)

4) Plan provides secured unaffected treatment to Nancy Wiggs equitable distribution/consent order - no POC has been filed.

5) Trustee OBJ: (ONLY $1,753 UNSECURED CLAIMS FILED - PLAN SHOULD BE 100%)
- Need DSO info (UNRESOLVED).
- NVE Bank filed a secured claim - debtor's plan and schedules incorrectly list the creditor as MVE Bank.
- Form 122c has $10,026 disposable income which requires $601,596 minimum dividend.
- P&L statement provided reflects $55,072 average monthly income - only $7,034 was listed.

- Inconsistent docs: business forms provide that debtor receives $12,500 salary per month for COO duties, however accountant advises that debtor took $28,193 for the 1st quarter or $9,397 per month.

- Accountant advises debtor's distribution is expected to increase due to increased sales over the next 6 months - recommend requesting updated income and amended Sch I&J in 6 months.


Prop. Plan $2,000 x 60, Base Plan
$10,000 on 4/1/20, 4/1/21, 4/1/22
PTD 10/11 = $20,000
Last Claim (2-2)
Matter ResolvedRequest
Adjourment
2122/18/2020 10:00 am19-15886 / MBKSTACEY L MULLEN, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 13 required payments   Arrears: $492.00  Total Paid In: $3,024.00
As of 2/5/20 (DS): Ok to confirm at $2,516 paid, $500 x 25 begin 3/1/20 100% to gucs and within 8 days must file fee app (all mortgages to be treated as surrendered)

MP Prop $500 x 14 100% - Removes NJ Housing/Cenlar arrears due to stay relief and list as surrendered/outside
Note: Per email from Debtor attorney, all mortgages to be surrendered.
Matter ResolvedRequest
Adjourment
2132/18/2020 10:00 am19-16333 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 5 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
2142/18/2020 10:00 am19-18845 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 9 of 12 required payments   Arrears: $1,808.00  Total Paid In: $8,500.00
ISSUES AS OF 2/10/2020 (DM):

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $7,500 PTD, THEN $936 x 51 STARTING 2/1/20, BASE PLAN***

11/5/19 - ADJ to 1/22/20 peremptory.

1) IRS filed $12,092.68 amended estimated priority claim for 2018 taxes (POC AMENDED TO $4,523.04).

2) State of NJ filed $3,010.31 estimated priority claim for 2018 taxes (AMENDED TO $0).

3) Deutsche Bank/Ocwen filed $34,526.29 arrears claim (OKAY TO PAY HIGHER AMOUNT?? - Yes)

4) Must file Pre-Confirmation Certificate (FILED).

5) Trustee OBJ:
- Need pension loan statement (RECEIVED - pension loan monthly payment of $1,595 ends in Oct/Nov which would require a tier payment starting in Dec 2019 ... 36-MONTH PLAN BASE IS COVERED IN 60 MONTHS).


Prop. Plan $936 x 60, 0% Plan
PTD 8/10 = $7,500
Last Claim (8-2)
Matter ResolvedRequest
Adjourment
2152/18/2020 10:00 am19-21217 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 8 of 10 required payments   Arrears: $200.00  
ADJ FOR APOC
2/5 workup for the 2/18 calendar EDC
4 payments in arrears
NOW CURRENT

Remaining issues:
-estimated NJ still for 2018
RETURN FILED AND NJ WORKING ON APOC
-income higher from tax refund. Can compromise at $250 going forward EDC
ATTY OK 250 BEG 3-1

-----------
AS OF 11/4/2019 (at):

1. Wells Fargo filed a secured claim #6 in the amount of $300 which is not in the plan. Is it ok to pay this claim? (PER ATTY, OK TO PAY)

2. JP Morgan Chase filed a secured claim #4 in the amount of $165.91 which is not in the plan. Is it ok to pay this claim? (PER ATTY, OK TO PAY)

3. NJ Division of Taxation filed an estimate claim #9 which needs to be resolved. (STILL ESTIMATED)

4. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Excessive expenses listed on Schedule J: $550 auto payment and $400 food for 1 person
- Net income verifies higher at $426.01
The Schedules fail to account for the debtor(s) tax refund in the amount of $6155.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- File pre-confirmation certification. (FILED)
- The confirmation order must include language that provides for the turnover of all non-exempt proceeds from the personal injury claim. (LANGUAGE ADDED)

Plan proposes: $100 x 60, base
Payments: 3/4, arrears $100
Matter ResolvedRequest
Adjourment
2162/18/2020 10:00 am19-21294 / MBKKirsten B. Ennis Motion Relief from Stay (Fee)Continued
3/25/2020 10:00 am

Debtor obj<<<>>>MAGYAR BANK (SCHILLER)
Matter ResolvedRequest
Adjourment
2172/18/2020 10:00 am19-21294 / MBKKirsten B. Ennis Confirmation Hearing on Modified PlanContinued
3/25/2020 10:00 am
Debtor has made 42 of 10 required payments   Arrears: $9,107.00  
AR SCH ORDER

TO BE CURRENT WITH TR BY 1-15 -20
MAYGAR AD PRO 4000 PER MO BEG 12-15-19
AS OF 12/6/19 (SF)

1. Objection filed by Ford Motor Credit (CAB East LLC) (Morton) - debtor must assume lease; prepsent plan rejects lease; plan misidentifies creditor as LiP
5. Wells Fargo Bank filed arrears claim 13-1 for $1251.34 not addressed in plan (OK TO PAY?) (MP DOES NOT ADDRESS CLAIM)
MP TO TREAT WELLS

6. Suntrust Bank filed secured claim for $31,049.52 (CLAIM DUE IN FULL - MUST RESOLVE)
MOTION TO OBJ TO CLAIM NEEDED

7. State of NJ filed estimated priority claim 17-1 (NEED AMENDED CLAIM)
RETURNS FILED NEED APOC

8. IRS filed priority claim 7 for $10,901.12 (OK TO PAY?)
OK TO PAY

9. There are no claims filed for Safe Harbour Property, State of NJ secured; Axalta Coating and Douglas M. Masi DMD LLC. Attorney will need to file claims or strike from plan
MP TO REMOVE

10. BFG filed unsecured claim. The plan lists as secured
PAY PER CLAIM

10. Language in 5b should be stricken. Plan proposes to separately classify all unsecured creditors
MP TO REMOVE
11. Trustee objection:
- A Modified Plan that addresses Wells fargo mortgage on 12 Bennie & on Florida property. Adds Part 5 to the plan. MP FILED
- Verified income yields Monthly disposable income in the amount of $12,289.07. This requires a 100% plan.
OK WITH 100%
- There is nonexempt equity in real property at 1262 Jennifer Lane of $200,073.88; $176,736.15 of non exempt equity in S. Collier, Florida property AND $195,750 for Lincoln Blvd. The Modified Plan to be filed needs to be 100%.
OK WITH 100% AND PRESERVE EQUITY


Plan proposes $3000 x 60 100% Sale of Bennie Rd and Lincoln Blvd by 7/31/20
Payments: 4/6 Arrears: $6000


RESOLVED:
- The Plan divides unsecured claims into classes with no rational basis and discriminates
unfairly against a class in violation of 11 U.S.C. ? 1322(b)(1). Specifically: Attorney
intends amend Plan to remove separate classifications. (REMOVED PER MP)
- Motion for
Matter ResolvedRequest
Adjourment
2182/18/2020 10:00 am19-21324 / MBKAlan G. Cosner Confirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 10 required payments   Arrears: $0  
Total Paid In: $7,954.00
As of 2/10/20 (DS): Ok to confirm at $6,345.60 paid, $804 x 52 begin 3/1/20 20% to gucs

1. Mod plan list Santander as leased vehicle, claim filed as secured, not leased. No arrears owed.

12/9/19 (sf) - letter from attorney resolving trustee objection attached.

As of 12/3/19 (DS): Debtor attorney requested adjournment, to correct deficiencies regarding car value and obj

As of 11/21/19 (DS): 1. Trustee obj to the following:
- Need valuation on classic 1966 Chevy Chevelle 138,000 miles, amended Sched B has $5,000. Checked NADA and there are 4 models and styles. Vehicles can be valued from $4,000 to $26,000 (300, 300 Deluxe, Malibu and Super Sport). - VALUATION PROVIDED AND OK, NEED AMENDED SCHEDULE C.SF
- There is non-exempt equity on vehicles and checking account estimated $7,100, since value for classic vehicle still not provided. - No equity.

2. Nationstar obj arrears more, POC filed, plan pays more. Mod plan pays arrears, arrears less, per claim filed.

3. Santander (Morton) obj to plan not listing leased vehicle, leased vehicle is being rejected in plan. Mod plan list lease as no arrears and is not rejected.

4. Debtor has insufficient income but if stays current, ok to confirm. sf

Prop Plan $793.20 x 60 20% to gucs
Note: Amended Sched A/B filed. Pre-conf cert filed.
Matter ResolvedRequest
Adjourment
2192/18/2020 10:00 am19-21587 / MBKROBERT C NISENSON ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 10 required payments   Arrears: $1,178.00  Total Paid In: $2,689.00
AS OF 2/10/20 (SF)

RECOMMEND $2100 PTD, $589 X 53 (BEGIN 2/1/20) 100%
- JANIS LEE DORAN TO BE PAID OUTSIDE PLAN FROM SETTLEMENT PROCEEDS
- HENRY FRAGA TO BE PAID OUTSIDE PLAN FROM SETTLEMENT PROCEEDS
- OK TO PAY CITIZENS BANK ARREARS CLAIM 1-1
- OK TO PAY AMERICREDIT/GM ARREARS CLAIM 2-1
- TRUSTEE TO RECEIVE N/E PROCEEDS, IF ANY FROM LAWSUIT AFTER PAYMENT TO DORAN AND FRAGA
- PRESERVE THRESHOLD IN REAL ESTATE OF $56,568 IN CONFIRMATION ORDER
- OTBS WITHIN 30 DAYS RESOLVING MOTION FOR RELIEF BY AMERICREDIT/GM
- FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS



ADD EXCESS FUNDS AFTER FRAGA AND DORAN SETTLEMENT TO BE PAID TO TRUSTEE
PER AR CONFIRM FOR 36 MONTHS, FRAGA AND DORAN TO BE PAID OUTSIDE PLAN. NOTE PAYMENT WILL INCREASE TO $1066. NEED OUTCOME OF MFR BY AMERICREDIT. (STILL NEED)

1. Objection filed by Yoerys Fraga and Henry Fraga (Bruce Levitt) - failure to treat unsecured non-dischargeable unsecured claim of $216,609. Also states there is a 109(e) issue as the unsecured debt exceeds limit. (The plan proposes a cram) (COTBS - TO BE PAID OUTSIDE PLAN)

1. Americredit/GM filed arrears claim 2-1 for $3316.02 (OK TO PAY?) - WILL ADVISE
PER ATTY PAY (MOTION FOR RELIEF FILED AND SCHEDULED FOR 2/4/20 AT 9, OTBS)

5. Trustee objection: (10/23/19 Reviewed and there is no obj. filed by Janis Doran)
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- The debtor has insufficient income to fund the plan..
- The debtor has undertaken an improper use of exemption. Specifically: for the exemption taken for the personal injury case under 522(d)(11)(E), debtor must prove funds needed for support. -ADD NO EXEMPTION
- There is non exempt equity in Grove Street property. Valuation subject to life estate.
- non exempt proceeds for PI suit be paid to Trustee. (TO BE PAID OUTSIDE)
- must file pre conf cert. - ADD

MP proposes $1800 PTD, $481 X 53 100% N/E proceeds from PI Case and Refinance within 3 years
Payments: 6/8 Arrears: $662

RESOLV
Matter ResolvedRequest
Adjourment
2202/18/2020 10:00 am19-21795 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanWithdrawnDebtor has made 12 of 10 required payments   Arrears: $36.00  Total Paid In: $4,249.00
2/6/20 (sf) - MP FILED AND SCHEDULED FOR 3/3/20. ATTY MUST REQUEST ADJOURNMENT OF THIS HEARING OR WITHDRAW THIS PLAN DOC #40.

Payments: 7/8 Arrears: $395.10
Matter ResolvedRequest
Adjourment
2212/18/2020 10:00 am19-22501 / MBKCAMILLE J KASSARConfirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 9 of 10 required payments   Arrears: $4.00  
ADJ PEREMPTORY
AR ATTY TO CONSIDER TREAT OS AND CLOSE CASE
2/12/20 - Loan was recently transferred to US Bank - don't know what is happening with the Trial Mod

ISSUES AS OF 2/10/2020 (DM):

**This appears to be a 1 creditor case and Debtor's last Trial Mod payment is in December***

1) Nationstar (RAS) OBJs - $45,348.80 arrears (UNRESOLVED).
2) Trustee OBJ:
- Need updated homeowners insurance (RECEIVED).
- Need updated car insurance (RECEIVED).
- Proof of income verifies higher than scheduled (100% PLAN).
- Tax refund of $814 not prorated and included in disposable income calculation (100% PLAN).
- Need to confirm with Trustee standard Order of Distribution.
- Need to file Pre-Con Cert (FILED).


Prop. Plan $33.33 X 2, $74.79 x 3, $79 x 55, 100% Plan, Loan Mod by 12/2019
PTD 7/8 = $445.45
Last Claim (1-1)
Matter ResolvedRequest
Adjourment
2222/18/2020 10:00 am19-22920 / MBKANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 4 of 10 required payments   Arrears: $5,434.00  
Adj request to 4/14/20 - Peremptory

ISSUES AS OF 2/10/2020 (DM):

***Need updated proof of homeowners insurance (RECEIVED 2/13/20). Is debtor moving against the higher priority claim filed by the IRS due to examination of 2017 tax returns***

1) IRS filed $122,177.16 amended priority claim - claim is high due to examination of 2017 tax return.

2) Trustee OBJ:
- Need proof of income for non-debtor spouse when he returns to work (UNRESOLVED).
- Need copy of homeowners insurance renewal (RECEIVED).
- Excessive Expenses: $870 cable/cell/internet, $930 car payment (100% PLAN).
- Income verifies higher than scheduled (100% PLAN).
- Disposable income per Form 122c is $4,437 which requires $266,220 min div (100% PLAN).
- There is $11,965 non-exempt equity in personal property (100% PLAN).
- There is $2,936 non-exempt equity in real estate (100% PLAN).
- Need to file Pre Confirmation Certification (UNRESOLVED).
- Order of Distribution departs from Trustee standard.


Prop. Plan $107 x 3, $1,847 x 57, 100% Plan
PTD 6/8 = $5,969
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
2232/18/2020 10:00 am19-23401 / MBKLeah E. Capece Confirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 9 required payments   Arrears: $0  
Total Paid In: $1,782.00
UPDATED 2/18/2020
To confirm need $900 paid to date, $291x53 begin 3/1/2020 base plan
-Trustee to pay late claim 13 New York State Department of Taxation and Finance through plan
-Need order for fee application

issues as of 2/13/2020

1) NY State Department of Taxation - filed late claim 2/10/2020 - AMOUNT IS LOWER, OK TO PAY THROUGH PLAN PER POC
2) Need Order for Fee app to pay additional fees
3) Did not make full payment in February
4) Original plan confirmed with minimum base to general unsecured creditors, plan must remain minimum $9,000 dividend
5) To confirm need $900 paid to date, $291x53 begin 3/1/2020 base plan
-Trustee to pay late claim 13 New York State Department of Taxation and Finance through plan
-Need order for fee application

proposed plan $900 paid to date, $300x54 begin 2/1/2020 base plan
paid in $900
arrears $150
53 months to go
Matter ResolvedRequest
Adjourment
2242/18/2020 10:00 am19-23828 / MBKSEYMOUR WASSERSTRUM, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 9 required payments   Arrears: $448.00  Total Paid In: $6,043.00
AR RESOLVE OR HOLD
PREVIOUS NOTE: ADJ EVIDENTIARY AT 2PM RE LOCATION OF CAR (IS THIS ISSUES RESOLVED?)MK- YES RESOLVED - Order submitted to Chambers 2/11/20-Debtor reported car stolen. Creditor has no record of any repossession. Debtor has filed insurance claim w/ GEICO. Parties agree NO discharge of this debt until Claim has been closed by GEICO and whether insurance proceeds will be disbursed upon the theft.If GEICO determines -No Pay- debt is non dischargeable. Time to object to non discharge is extended to 1/1/2022. Ant proceeds form insurance claim w/ GEICO will be used to satisfied debt owed to secured creditor.



AS OF 2/10/20 (SF)

If creditor objection is resolved ok to confirm at $4795 PTD, $848 X 53 (BEGIN 3/1/20) 0% PLAN
- NEED PROOF OF ANTICIPATED BUSINESS INCOME IN 6 MONTHS
- GREENWOOD CREDIT UNION SECURED CLAIM TO BE PAID IN FULL BEFORE OTHER SECURED CREDITORS PER ORDER DATED 9/4/19 (OK PER AR)

ADJ TO FIND CAR
MP PUT IN SECTION 10 AND CLARIFY IN DISTRIBUTION PART

1. Objection filed by Bank of America (PHELAN) - objects to surrender in full satisfaction but the plan does not state that.
2. Objection filed by Wells Fargo Bank (Ras Citron) - failure to pay arrears of $20,245.99. The plan proposes $13,000.
3. Need updated proof of income for debtor in 6 months. Schedule I shows anticipated self employment income of $1200 but there is no proof.
4. Trustee objection: The plan proposes preferential treatment to Greenwood Credit Union to be paid in full ahead of all other secured creditors (OK PER ORDER)
5. Must file pre-confirmation certification. (FILED)

Plan proposes $685 x 60 0%
Payments: 7/7
Matter ResolvedRequest
Adjourment
2252/18/2020 10:00 am19-23839 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 6 of 9 required payments   Arrears: $4,317.00  Total Paid In: $25,902.00
TO BE CURRENT OR EXPL RE TRACING MISSING PYMT
DEBTOR 2 CERT CKS 4317.03 EACH MAILED 2-14
HOLD FOR PYMTS AND AR TO REVIEW DOCS SAID SUBMITTED
2/5 workup for th 2/18 calendar EDC
ADJ ALL DOCS BY 12-10 -19 341 BY 1-30 (DONE)
AND DEBTOR MUST BE CURRENT AT 341 OR CERT OF D --(STILL 3 PAYMENTS ARREARS)
>>trustee objection:
-The debtor has insufficient income . Income verifies lower..
-A copy of the last filed tax return - 2018.(only sent S corp returns)
-A copy of the homeowner's insurance renewal declaration - for all properties. Current policies expired.
-Need copy of TD Bank statement per Schedule B.
-The petitions lists the vacant land as 143 Kiel Road but the appraisal is for 141 Kiel
Road. (Need proof that they are one and the same)
-Wells Fargo Bank (Shapiro DeNardo) objection to confirmation -need to resolve-ORDER SUB
-debtors plan lists mortgage under Part 4c - should be in Part 4a (RESOLVE PAY CLAIM )
Matter ResolvedRequest
Adjourment
2262/18/2020 10:00 am19-23998 / MBKDavid M. Taus Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $806.00  
AS OF 2/10/2020 (at):

DEBTORS ARE ABOVE MEDIAN. PLAN MUST RUN 60 MONTHS. MONTHLY DISPOSABLE INCOME IS $2,783.

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules Disclosure of Compensation for Chapter 13; Form 122c for Chapter 13 (NEITHER AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
-excess expenses on Schedule J $606/telephone, cell phone etc; $1,500 childcare/education - provide Certification explaining expenses with supporting documentation; $426/car insurance
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- income verified higher($10,978) than scheduled($8,487).Even if all expenses allowed monthly disposable income is $2,783 per month.Plan needs to be 100%.
- must file schedule 122C. (NOT FILED)
-attorney fees per plan will not be paid unless a new Disclosure is filed.
- must file pre conf cert. (NOT FILED)
- Add to confirming order to strike part 4a for cure to Caliber. (LANGUAGE ADDED)

Plan proposes: $161.24 x 60, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
2272/18/2020 10:00 am19-24892 / MBKJOSEPH ALBANESE, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $31,014.00
ISSUES AS OF 2/10/2020 (DM): Updated 2/13/20 - Atty ok with terms.sf

***TO RESOLVE TRUSTEE OBJECTIONS BELOW, RECOMMEND CONFIRMING AT $3,446 x 60 STARTING 8/1/19, BASE PLAN WITH $15,000 THRESHOLD PRESERVED; ADD TO CONFIRMING ORDER: QUICKEN LOANS ARREARS POC (10-1) SHAL BE PAID IN THE AMOUNT OF $114.22, THE LEASE WITH VW CREDIT POC (19-1) IS REJECTED, STUDENT LOAN POC (2-1) SHALL BE TREATED INSIDE THE PLAN AND STUDENT LOAN POC (14-1) SHALL BE TREATED OUTSIDE THE PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION TO BE USED***

11/13/19 - Debtor attorney requested adjournment, attorney to be out of state - Adjourned peremptory, no further adjournments.

9/24/19 - Debtor attorney requested adjournment, still gathering docs regarding Trustee Obj.

1) Quicken Loans filed $114.22 arrears claim (OKAY TO PAY??)

2) VW Credit filed $2,740.50 arrears claim on 2017 VW Jetta lease - Part 6 of the Plan is silent, therefore this lease is rejected.

3) Husband student loan (POC 2-1) to be treated inside the plan, and wife student loan (POC 14-1) to be treated outside the plan.

4) Trustee OBJ:
- Excessive Expenses: $548 tele/cell/cable/internet, $270 life insurance, $995, $492 and $378 for three car payments, $244 timeshare, $65 student loans (plan has pro rata), and $25 website subscriptions.
- Form 122c has $3,085 disposable income which would require $185,114 minimum dividend to gucs.
- Tax refund of $430 not prorated and added to disposable income calculation.
- Proof of income verifies higher - there is $3,983 in monthly disposable income.
- There is $13,009 non-exempt equity in timeshare and $1,997 in personal assets (bank accts - TD Bank $1,671, Fulton Bank $192.08, and Ocean First Bank acct #9645 of $134.06).
- Need bank statements from Ocean First Bank acct ending#8574 prior to filing date (RECEIVED COPY OF PASSBOOK).
- Need value statement from Fidelity Investments acct ending#3437 prior to filing date (RECEIVED).
- Must file Pre-Confirmation Certificate (FILED).
- Need home
Matter ResolvedRequest
Adjourment
2282/18/2020 10:00 am19-25010 / MBKADAM SCHNEIDER, ESQConfirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $0  

AR RESOLVE OR HOLD
ISSUES AS OF 2/11/2020 (DM):

1/22/20 - Okay to adj to 2/18/20 per AR - get okay from Phelan (EDC).

1) Bank of NY Mellon/Bayview (PHELAN) OBJs - $1,402,269.96 arrears (UNRESOLVED).

2) Hyunda Lease filed $120.45 arrears claim (OKAY TO PAY??)

3) Trustee OBJ:
- Need 2018 tax returns for debtor and spouse (NON-FILING TAX DECLARATION UPLOADED, BUT TRUSTEE QUESTIONS THE CERTIFICATION BASED UPON THE AMOUNT OF INCOME DISCLOSED ON DEBTOR'S SCHEDULES).

- Income for the debtor verifies higher ($12,266) than scheduled ($5,136) resulting in $6,143 monthly disposable income.

- The amount of debt in the Debtor's plan exceeds the statutory limit for secured debt of $1,257,850 pursuant to 11 USC 109(e) - secured claims total is $2,482,508 (UNRESOLVED).

- Need certification by attorney for Debtor's social security number (UNRESOLVED).


Prop. Plan $100 x 36, Base Plan, Loan Mod by 11/30/19
PTD 5/6 = $500
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
2292/18/2020 10:00 am19-25064 / MBKEric ClaymanOrder Vacate Dismissal of CaseDismissed - Hold FeesDebtor has made 6 of 8 required payments   Arrears: $0  

AS OF 2/10/2020 (at):

341 WAS NEVER SCHEDULED/HELD.

Payments: 5/6, arrears $461
Matter ResolvedRequest
Adjourment
2302/18/2020 10:00 am19-25300 / MBKTHOMAS M MONAHAN, ESQConfirmation Hearing on Modified PlanContinued
4/22/2020 10:00 am
Debtor has made 4 of 8 required payments   Arrears: $4,203.00  
AS OF 2/12/2002 (at):

1. Objection filed by PennyMac Loan (Powers Kirn) - part 4a of the plan does not provide for continuing payment outside of the plan. (UNRESOLVED)

2. Objection filed by Wells Fargo Bank (Morton) - plan does not pay the loan balance in full. (UNRESOLVED)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - . Need current CMA for real estate. The document provided is a foreclosure estimated. (NOT RECEIVED)
- Proof of 2 month's income - Need copies of June and July pay stubs. (RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2502.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
1) There is non-exempt equity of $20,100 in contract claim against Haiti
2) There is non-exempt equity of $3775 in Capital One Bank checking account.
The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service as to Castle Credit and Green Sky. (MODIFIED PLAN REMOVES CRAMS)

Plan proposes: $1,401 x 60, 100% to guc's
Payments: 5/6, arrears $1,401
Matter ResolvedRequest
Adjourment
2312/18/2020 10:00 am19-25305 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 8 required payments   Arrears: $0  
Total Paid In: $2,300.00
RECOMMEND: $1,300 PAID TO DATE, $500 x 6 BEGINNING 3/1/2020, $1,727 x 48 BEGINNING 9/1/2020, 100% PLAN WITH A MINIMUM OF $31,118 TO GUC'S DUE TO NON EXEMPT EQUITY
Preserve non-exempt equity in real and personal property of $31,118.
Loan mod by 6/1/2020.
Strike sale/refinance of the property by 8/1/2020.
Need a consent order resolving Kearny Bank's objection within 45 days of confirmation.


AR INC RESOLVED WORK AT 100% TIER 500 NEXT 6 MO AND RECALC
AR RESOLVE OR HOLD
ISSUES AS OF 2/11/2020 (DM):

***Debtor needs $1,305 x 55 going forward to service the plan which is feasible based upon the disposable income calculated by the Trustee***

12/4/19 - The consent orders entered with Wells Fargo do not mention sale/refi by 8/1/20. Is this to be stricken? Will there be a sale/refinance or does Trustee need to strike the sale/refinance? Email to Debtor attorney sent. STRIKE

1) Wells Fargo (SHAPIRO) OBJs - $17,818.90 arrears (CO ENTERED 10/15/19).
TRIAL MOD OFFERED

2) Kearny Bank (DURKIN) OBJs - $4,872.37 arrears (OKAY TO PAY HIGHER AMOUNT??)
PER ATTY PAY
3) Trustee OBJ:
- Income docs provided verifies higher than scheduled resulting in $1,342 monthly disposable income.

- There is $29,485 non-exempt equity in real estate and $1,633 in Santander checking acct ending #1048 for a total of $31,118.
PER ATTY OK PRESERVE

Note: bank statements provided for Santander savings acct ending #5467 and #6034. Amended Sch I filed.


Prop. Plan $100 x 12, $500 x 48, Min Div $40,000
Loan Mod by 2/1/20 or Sale/Refi by 8/1/20
Plus non-exempt proceeds from sale & Santander acct #1048
PTD 12/6 = $1,300
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
2322/18/2020 10:00 am19-25631 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanConfirmedDebtor has made 22 of 8 required payments   Arrears: $0  
Total Paid In: $2,083.00
AS OF 2/18/20 (at):

RECOMMEND: $1,827 PAID TO DATE, $94 x 54 BEGINNING 3/1/2020, 0% PLAN

PAY LOAN AND DITECH PER POC
1. Need to resolve objection by LoanCare, LLC (McCabe).

MP proposes: $1,827 paid to date, $68 x 56 beginning 1/1/2020, 0% to guc's
Matter ResolvedRequest
Adjourment
2332/18/2020 10:00 am19-25907 / MBKEric ClaymanConfirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 8 required payments   Arrears: $1,433.00  Total Paid In: $2,908.00
2/26 AMT: FILED STATUS CHANGE FORM TO CORRECT TIER BEGIN DATE FROM 4/1/21 TO 3/1/21<<>>

Need to confirm at $1,975 paid, $933 x 12 begin 3/1/20, $340 x 36 begin 4/1/21 pro rata dividend to gucs, 18 month prompt cure to landlord and non-exempt proceeds from PI claim to Trustee

issues as of 2/13/2020

1) Santander Consumer USA Inc (Morton) objection to cram - need to resolve (OTBS - $10,502.60, AP of $90 starting 9/1/19)
2) Trustee objection to confirmation - need to resolve
-debtor has insufficient income
-need A modified plan that amends Part 5a (all three options currently selected, RESOLVED
-unnecessary or excessive expenses on Schedule J $240 car payment if both cars are being crammed in the plan
-the schedules fail to account for the debtors tax refund in the amount of $1,262 when determining disposable income
-the plan fails to provide for a prompt cure of rental arrears
-the confirmation order must include language that provides for the turnover of all non-exempt proceeds from the personal injury claim

proposed plan$1185 paid, $500x19, $400x36 base
paid in $1975
arrears $500
last claim 8-1
Matter ResolvedRequest
Adjourment
2342/18/2020 10:00 am19-26174 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 8 required payments   Arrears: $0  

2/6 workup for the 2/18 calendar EDC-nothing done

SAME AS OF 12/5/2019 (at):

***UST Audit showed income understated by $612 on sch I and $548 on 22C. Per review of the Bank of America #0147 checking account there were transfers to 5 other bank accounts not reported. Debtors did not cooperate with auditors request for further information about these accounts EDC
1. Proposed plan pays 100% to guc's. The IRS filed an unsecured claim for $201,460.06 making plan not feasible.
2. Objection filed by the IRS - plan is not feasible. Proposed trustee payment is insufficient to pay the IRS claim.
3. The IRS claim #1 and NJ Division of Taxation claim #4 are estimated and need to be resolved/amended.
4. Wells Fargo Bank filed a secured arrears claim #3 in the amount of $4,067.23 (2004 Cadillac) which is not in the plan. Vehicle not listed in petition either. Is it ok to pay this claim?

5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - . Need current CMA. Document provided is a foreclosure estimated. (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
1) Excessive expenses on Schedule J such as $500 electric; $975 telephone; $1500 childcare; $800 entertainment; and $525 auto insurance
2) 122C: Disposable income of $4937.18 per line 45 requires minimum dividend of $296,230 to general unsecured creditors
3) Income per Schedule I verifies higher at 2,643.15.

Plan proposes: $2,100 x 60, 100% plan
Payments: 3/4, arrears $2,100
Matter ResolvedRequest
Adjourment
2352/18/2020 10:00 am19-26420 / MBKWARREN HAREConfirmation Hearing ScheduledContinued
3/25/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $100.00  
Debtor received a 3-month Trial Mod starting 3/1/20
AS OF 12/4/2019 (at):

1. Objection filed by US Bank (Milstead) - failure to cure arrears of $275,616.07 (Per POC).

2. First Franklin Mortgage filed a secured arrears claim #4 in the amount of $32,929.05 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Domestic Support Obligation information. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration. (RECEIVED)
- Amendments to Schedules C to correct exemptions for WC claim and PI claim. (NOT AMENDED)
The Schedules fail to account for the debtor(s) tax refund in the amount of $3,556.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Special counsel in PI case needs to be appointed. (NOT APPOINTED)
- Add to confirming order any non exempt proceeds from PI suit are to be paid to the Trustee. (LANGUAGE ADDED)
- Order of distribution is trustee standard order. (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
- Must address objection by US Bank. (UNRESOLVED)

Plan proposes: $50 x 36, base, loan mod within 6 months of confirmation
Payments: 3/4, arrears $50
Matter ResolvedRequest
Adjourment
2362/18/2020 10:00 am19-26480 / MBKJOHN J HOPKINS, IIIOrder Vacate Dismissal of CaseDismissed - Hold FeesDebtor has made 4 of 8 required payments   Arrears: $0  

As of 2/11/20(mk):

1. Payments 3/6/- Arrears 15,000. Missed Nov & Dec payments and now due for Feb. & NO CURRENT HOME INSURANCE PROVIDED

2. Debtor filed ADV.PRO on 1/21/20 vs US Bank to vacate sheriff sale.

3. St. of NJ POC#1-1 has estimated part.

4. Trustee objection:
-debtor's plan lists 3 mortgage: Citigroup Mtg(US Bank)- has First mtg- then plan has both pay in full( Part 4g) for Specialized loan(unknown amt.) & Wells Fargo Home mtg(unknown amt)and reclassify these 2 mortgages in Part 7b for secured to unsecured. NO SERVICE ON THESE CREDITORS FOR PLAN MOTION IN PART 7- Only mtg statement upload was Specialized Loan w/ accelerated balance due of $486,346.05- Need Clarification on mtgs-IS THERE A VALID 2nd & #rd Mtg on RE or not? Bar date extended 60 days from Order(12/11/20) vacating dismissal which would be 2/10/20. Still NO claims for mtgs filed .
-need Proof of 2 month's income - (updated income from new job in February)
-need copy of the homeowner's insurance renewal declaration - provided non renewal
letter, need proof of current policy
- need auto insurance renewal, policy provided expired 8/8/2019
- need Amendments to Schedules "I" to include income from the debtor's new job
-debtors not paying all disposable income into the plan Trustee's calculations are higher for the following reason(s):
-income verified higher than scheduled with net balance after expenses of $6,640.00.
-atty disclosure has balance due $3700 plan has that amt plus filing fee of $330. Plan calculation will only contain fees of 3700.
-must file pre conf cert.




Plan:5000 x 60,Base.
payments:3/6- arrears 15,000
last claim 9-1, Bar date;11/5/19
Matter ResolvedRequest
Adjourment
2372/18/2020 10:00 am19-26995 / MBKGeorge E Veitengruber IIIOrder Vacate Dismissal of CaseConfirmedDebtor has made 5 of 7 required payments   Arrears: $0  
Total Paid In: $2,648.00
2/5 workup for the 2/18 calendar EDC - Atty ok with terms.sf

Based on income objections below we can CONFIRM as a 48 month plan at $1236 paid then $500 x 43 beg. 3/1/20- 100%-LM by 5/1/20

-2 payments arrears
>>trustee objection:
-Proof of 2 month's income - for spouse(received and income is $757 a month not $650 as stated in the petition. Also the refund of $4076 has been added back. Payments need to increase to the trustee. $923 in total disposable income.
-Excessive expenses on Schedule J: $550 auto payment
Matter ResolvedRequest
Adjourment
2382/18/2020 10:00 am19-27000 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 7 required payments   Arrears: $0  

ISSUES AS OF 2/11/2020 (DM):

***Debtor has not provided 2018 tax returns and updated proof of insurance - RECOMMEND DISMISSAL***

1) The proposed Order of Distribution in the MP departs from the Trustee standard.

2) MP provides $15,236 secured treatment to City of Trenton c/o Pro Cap and $22,854 secured treatment to City of Trenton - only one POC filed by City of Trenton for $15,118.14 (STRIKE $22,854 SECURED TREATMENT??)

3) Trustee OBJ:
- Need 2018 tax return (UNRESOLVED).
- Need updated homeowners insurance on or before 12/4/19 (UNRESOLVED).
- The current plan does not specify treatment of Beal Bank (MP CORRECTS).


Prop. Plan $875 x 60, 0% Plan
PTD 4.5/5 = $3,944.48
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
2392/18/2020 10:00 am19-27005 / MBKTRAVIS J RICHARDS ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $0  
Total Paid In: $5,600.00
2/5 workup for the 2/18 calendar EDC

-NJSV filed a secured $449.17 claim that is not in the plan--will pay unless att. moves against it
-equity in property of $22803 but only $1800 in filed claims. Proposed payments will be 100%

(2 trustee payments arrears)--CAN CONF at: $3600 paid then $1000 x 55 remaining beg. 3/1/20-minimum of $22803 to unsecured--



1. Objection by LVNV Funding(Sheldon & May):
- filed a secured POC- Plan does not treat.

2. Trustee Objection:
-need copy of the homeowner's insurance renewal declaration( Cert of Insurance provided- has CPL=comprehensive Personal liability coverage) Ned to Provide the declarations page..
-There is $22,803.48 in non-exempt equity in the residence.
- debtor has insufficient income. Verified income leaves a monthly net of $519.10.( Made 2/3 payments).
-----------------------------------------------------------------------------------------------------------------------------------
-Need to resolve the estimated claim filed by the IRS.( Amended Poc filed).
-Need valuation of the debtor's auto repair business( Accountant latter- value -0-)


Proposed Plan:1,200 x 54,Base
payments:2/3
last claim:3-1, bar date:11/13/19
Matter ResolvedRequest
Adjourment
2402/18/2020 10:00 am19-27132 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  


AR ATTY TO SEND ME EMAIL

issues 2/13/2020

1/7/2020 AMT: Debtor Audit Report/Material Misstatements<<<>>>$11,775 under reported income on statement of current monthly income
1) Pingora Loan Servicing LLC (McCabe) objection to confirmation - need to resolve
-estimated arrears $1,147.31
PER ATTY OK TO PAY
2) Trustee objection to confirmation - need to resolve
-need August and September Capital One checking and savings account statements PROVIDED
-need statements for the debtors 2 401k loans PROVIDED, NEED TIER BEGINNING 10/1/2022 RAISING PLAN PAYMENT BY $330/MONTH
-need amendments to Schedules 122c is blank - needs to be completed/amended AMENDED
-the debtor is not paying all disposable income - verified income leaves a monthly net balance of $4,487.88
3) Debtor filed an amended schedule I reducing rent from $1,425 to $533.33 -WHAT IS THE EXPLANATION FOR THIS CHANGE? THE LETTER PROVIDED SHOWED CONTRACT RENT CHARGED IS $1,425 HOUSING ASSISTANCE PAYMENT OF $1,030 WAS PROVIDED FOR THE DEBTOR AND THE TENANT PAID $395 - WHERE DOES $533.33 COME FROM??
4) On the Amended Schedule I reduces income by $1698.08 from the scheduled amount and $1,783.08 from verified income- there is a change in spouse income from $2,150 to $1,193 without any explanation or proof. Proof originally provided showed income in the amount of $2,165
5) The amended Schedule J filed has increased expenses by $1,871.73
6) Review and comparison of amended Schedule J dated 9/5/2019 and amended schedule J dated 1/8/2020 expenses across the board are raised without explanation or proof of increase. The combination of the reduction in income in the amount of $1,698.08 and the increase of expenses in the amount of $1,871.73 the net balance is reduced by $3,569.81 for the sum of $833.07 which is significantly lower than the net balance of $4,402.88 amendment of schedules on 9/5.

proposed plan $833x60 0% plan
paid in $4165
last claim 20-1
Matter ResolvedRequest
Adjourment
2412/18/2020 10:00 am19-27168 / MBKVERA FEDOROFFConfirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 7 required payments   Arrears: $200.00  Total Paid In: $900.00
2/6 workup for the 2/18 calendar EDC
MORTON RESOLVED
**Can confirm if Morton is resolved at $500 paid then $200 x 32 beg 2/1/20 pro rata-LM by 4/30/20

-MP filed 1/8/20-Selene filed objection to original plan but no obj to MP
-Morton filed a motion for relief on the Jeep scheduled for 2/26. Filed an arrears claim of $553.72 -=-Will include
>>trustee objection:
-The debtor has insufficient income Verified income leaves a monthly net balance of
$5.07..(Daughter will contribute)
-Need a current market analysis - with comparables.(DONE)
-Need July and August bank statements for chase account #2593.(Per attorney opened account in Sept)
-A Modified Plan that addresses 2nd mortgage held by HUD.(FILED )
-The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$435/month for car insurance

MP $200 X 32 BEG 2/2020; LM BY 4/30/2020 (133 NEWBURY RD); BASE
Matter ResolvedRequest
Adjourment
2422/18/2020 10:00 am19-27512 / MBKANDY WINCHELLConfirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $2,450.00
ISSUES AS OF 2/11/2020 (DM):

***Need results of two motions to modify/expunge pending 2/18/20 for final work-up (also need to strike Sch C language)***
OTBS $4629 PRIORITY DSO BAL GUC


1) Wells Fargo filed $840.47 mtg arrears claim (OKAY TO PAY?? - NO: per atty, will be objecting to claim).

2) Plan provides $2,232 priority treatment to DSO - claim filed by ex spouse for $23,098.89 (OKAY TO PAY?? -NO: per atty, will be objecting to claim).
SEE ABOVE OTBS

3) Trustee OBJ:
- Plan proposes Vesting upon discharge - need to add Trustee to auto and homeowners policies or change Vesting to upon confirmation (MK: per atty, upon discharge - Trustee added as interested party on policies).
- Need explanation of deductions column on debtors pay stubs - letter descriptions are not clear (PROVIDED).
- Need to file Pre-Conf Cert (FILED).
- Need DSO information and property settlement agreement (PROVIDED).
- Failed to file Attorney Disclosure with petition (SEE DOC #1, PAGE 65 - HOURLY FEE CHARGED).


Prop. Plan $350 x 60, Base
PTD 5/5 = $1,750
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
2432/18/2020 10:00 am19-27575 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $0  
Total Paid In: $4,727.00
As of 2/7/20 (DS): Atty ok with terms.

Need to confirm at $3,013 paid, $857 x 55 begin 3/1/20 0% to gucs and add to confirming order Trustee ok to pay the arrears claim of Wells Fargo claim#4-1

1. Arrears claim filed by Wells Fargo (2nd mortgage), which is not in plan for $8,325.24. Ok to pay?
yes
11/5/19 (DS): 1. Bank of NY Mellon obj arrears more $34,614.44, plan has $18,906, no POC filed. Must resolve obj. OBJ RESOLVED WITH CONSENT ORDER.

Prop Plan $428 x 60 $0
Matter ResolvedRequest
Adjourment
2442/18/2020 10:00 am19-27666 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
3/3/2020 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $2,784.00  
ATTY HAS 4568 ADJ MP 3-3
ADJ TO BE CURRENT INCLUDING MARCH PYMT OR DISMISSED
AS OF 2/10/20 (SF) - NOT CURRENT: 1/5 ARREARS: $5568

1. Objection filed by Lakeview Loan Servicing (Schiller, Knapp) - failure to pay arrears of $68,013.09 (THE PLAN PAYS ARREARS)
2. Objection filed by Santander Consumer (Morton) - to cram (MUST RESOLVE)
3. Hyundai Lease filed secured claim with zero arrears. This creditor was not assumed in plan
4. Mariner Finance filed secured claim with zero arrears for 2002 Acura MDX. This creditor was not addressed in the plan
5. Trustee objection:
- Proof of 2 month's income - for debtors new job.
Amendments to Schedules I & J for debtor's new job

Plan proposes $1392 x 60 0%
Payments: 1/5 Arrears: $5568

RESOLVED ISSUES:
- Need August and September bank statements for TD savings accounts #0674 (RECEIVED, ACCT IS CLOSED) and #2096 (RECEIVED)
Matter ResolvedRequest
Adjourment
2452/18/2020 10:00 am19-27730 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $500.00  
As of 2/7/20 (DS): 1. Trustee obj to the following:
- Copy of the homeowner's insurance renewal declaration, insurance expired 11/22/19 (RECEIVED UPDATED INSURANCE).
- Per Sched I & J, debtors are not devoting all disposable income to the plan. There is disposable income $3,900.34.
- Current Plan does not specify treatment of U.S. Dept. of HUD under the Plan.

2. Carrington/Bank of America obj to arrears more (POC filed arrears less) and loan mod being speculative. Obj must be resolved.

3. Must file Pre-confirmation certificate.

Prop Plan $500 x 12, $1,425 x 48 100% and Loan mod with Carrington Mortgage on Garfield Ave by 4/1/20
Matter ResolvedRequest
Adjourment
2462/18/2020 10:00 am19-27771 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $1,597.00  
ADJ PEREMPTORY NEED EWAGE

ISSUES AS OF 2/11/2020 (DM):

1) IRS filed $22,539.39 amended priority claim that includes estimated taxes for 2016 & 2017 (UNRESOLVED).

2) IRS filed $21,362.55 amended unsecured claim that includes estimated taxes for 2013, 2014 & 2015 (UNRESOLVED).

3) State of NJ filed $27,839.72 priority claim that includes estimated taxes for 2016 & 2017 (UNRESOLVED).

4) State of NJ filed $40,302.08 unsecured claim that includes estimated taxes for 2013, 2014 & 2015 (UNRESOLVED).

5) Consumer Portfolio (Bernstein Burkley) OBJs to cram of 2014 Mercedes E350 (UNRESOLVED).

6) Greenwood Credit Union (Wasserman) OBJs to cram of 2010 Mercedes E360 (CONSENT ORDER ENTERED).

7) All 4 vehicle crams are incorrectly populated in Part 7b instead of Part 7c of the Plan (UNRESOLVED - moot regarding the 2 creditors above due to objections filed).

8) MMC Auto Exchange and I&B Business Corp have not filed POCs with respect to the proposed crams (UNRESOLVED).

9) Wells Fargo/Value City filed $2,226.27 POC for furniture that includes $694.53 secured component and $1,531.74 unsecured component - claim not treated in plan (UNRESOLVED).

10) Trustee OBJ:
- Need updated proof of income now that debtor is back to work (UNRESOLVED).
- Amend Sch I now that debtor is back to work (UNRESOLVED).
- Excessive Expenses: $1,100 food, $753 car insurance, $300 and $250 auto payments - debtor is not married and proposed plan is cramming 4 vehicles.
- Amend Sch C to list potential lawsuit against trucking company (UNRESOLVED).
- Need to add all non-exempt proceeds from breach of contract claim.


Prop. Plan $799 x 60, 0% Plan
PTD 2/5 = $1,599
Last Claim (15-1)
Matter ResolvedRequest
Adjourment
2472/18/2020 10:00 am19-27775 / MBKEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $706.00  
AS OF 2/6/20 (SF)

1. 341 NOT HELD - MISSING DOCUMENTS
2. PAYMENTS: 4/5 Arrears: $353

Matter ResolvedRequest
Adjourment
2482/18/2020 10:00 am19-27823 / MBKDONALD C GOINS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 10 of 7 required payments   Arrears: $0  
Total Paid In: $3,138.00
2/6 workup for the 2/18 calendar EDC - Atty ok with terms.sf
- Trustee Standard Order of Distribution.

CAN CONF AT $307 x 30 then 694 x 30 beg 4/1/22 pro rata
>>trustee objection:
-Need copy of the homeowner's insurance renewal declaration - that includes the
declarations page
-updated proof of auto insurance
-The 2018 refund of $7700 was not included in the filed schedules.
Matter ResolvedRequest
Adjourment
2492/18/2020 10:00 am19-27841 / MBKROBERT MANCHEL ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 7 required payments   Arrears: $0  

AS OF 11/8/19 (SF)

1. Must request adjournment of confirmation hearing
2. 341 not held - rescheduled to 11/21/19
3. Payments: 1/2 Arrears: $1230
Matter ResolvedRequest
Adjourment
2502/18/2020 10:00 am19-27882 / MBKCAMILLE J KASSARConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 1 of 7 required payments   Arrears: $2,976.00  Total Paid In: $4,062.00
AS OF 2/10/2020 (at): - Atty will be filing a Modified Plan and has requested an adjournment. Need date of MP.sf

1. After verification of income, there is excess income of $760/month. Debtor is not paying all disposable income. (OK AS LONG AS STAYS 100%-LESS THAN $1500 IN GUCS edc)

2. Objection filed by US Bank (Romano). (UNRESOLVED)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Income contribution affidavit (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - policy provided expired 11/9/2019 (RECEIVED)
- Amendments to Schedules I to add contributions form son and daughter. (AMENDED)
- must file pre conf cert. (FILED)
- order of distribution differs for Trustee standard order. (LANGUAGE ADDED)

Plan proposes: $237.53 x 60, 100% to guc's, loan mod by 1/2020
Payments: 4/5, arrears $237.53
Matter ResolvedRequest
Adjourment
2512/18/2020 10:00 am19-27971 / MBKPAUL N MIRABELLI ESQConfirmation Hearing ScheduledDeniedDebtor has made 4 of 7 required payments   Arrears: $1,950.00  
MP 3-15






READY HOLD FOR 11AM - REQUEST GRANTED
issues as of 2/13/2020

1) Not current with Trustee plan payments, arrears $650
2) The Bank of New York Mellon/Bank of New York (Pluese) objection to confirmation - need to resolve
-arrears $127,928.69
3) Day Funeral Home (Abilheira) objection to confirmation - need to resolve
-creditor filed an unsecured late claim in this case for $5,679.92 - resolution of objection needs to specifically address treatment of late filed claim
ATTY TO SEND IN EMAIL RE TIMELY FILED AFTER AMEND
4) Trustee objection to confirmation - need to resolve
-The debtor has failed to file a feasible plan - plan is proposing to pay Bank of NY Mellon in full, total claim is $209,993.77
MP TO SUR
-need copy of the homeowner's insurance renewal declaration - for 302 Arlington, insurance provided expired 5/29/19
SUBMITTED
-copy of the deed - for 302 Arlington Ave. 3 Deeds provided and they are all for 306 Arlington
-The debtor(s) is not paying all disposable income into the plan - Proof of income verifies higher
-the Schedules fail to account for the debtor(s) tax refund in the amount of $1778 when determining disposable income
-the Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited
by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity on real properties, Jeep $975 and bank account $163
-must resolve creditor objection

proposed $650x60 100% sale by 2/2020
paid in $2,600
arrears $650
last claim 10-1
Matter ResolvedRequest
Adjourment
2522/18/2020 10:00 am19-27982 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $250.00  
2/18/20(mk):Objection filed yesterday by Ciutadel Funding Group, LLC- dispute value of RE.RE is commercial RE and plan not feasible.


AS Of 2/12/20(mk):



1. Trustee Objection:ALL NOT DONE ABOVE THE ---LINE
-need current market analysis: Properties provided on analysis are dated 2015 & 2017.
-need Domestic Support Obligation information to support expense on J of $340.
-debtor has undertaken an improper use of exemption.Took (d)(1) on NY property that is not residence.
-plan has excessive expenses: items, such as:
Home maintenance $300, Transportation $400, Auto insurance$300& Support payment $340 (requires proof).
-debtor is not paying all disposable income into the plan for the following reason(s):
122c has deductions that are not proven:- Line 16 $1,843, does not agree with Schedule I deductions $962.83 total, income
deductions verifies at $887.55. Need proof on how this was calculated.
- Line 20 for physically/mentally challenged dependent child $150, which is not listed on Sched J.
- Line 23 takes $300, only allowed $75-100, depending if there is dependent.
- Line 29 takes $170.83. Dependent not listed on tax returns, this may vary if proof is provided on child support.
- Line 30 Additional food and clothing expense $42.
- Line 45 disposable income is $261.10, will be higher. Which would require a higher dividend to gucs.
-Proof of income verifies higher as well.
- needs to update/amend 122C to remove household of 2 people per 341 testimony.
-Schedules fail to account for tax refund $4,312 when determining disposable income.
-There is non-exempt equity on real property $1,107.44 and $725 of non exempt equity in
the Bank of America accounts.
- State of NJ filed estimated claim, 2013 and 2014 tax return not filed. Claim must be
resolved.
- Arrears claims filed by M&T Bank for $52.69 and Ally for $799.27. Plan list both creditors
as outside, must resolve claims.- OK TO PAY?
-Order of Distrib Not T'ee std Order- Need to confirm with Trustee standard ord
Matter ResolvedRequest
Adjourment
2532/18/2020 10:00 am19-28067 / MBKSCOTT E KAPLAN ESQConfirmation Hearing ScheduledWithdrawnDebtor has made 2 of 7 required payments   Arrears: $1,970.00  
AS OF 2/10/2020 (at):

1. Need DSO recipient's name. ($1,935/month)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need proof of auto insurance for 2016 Chevy Silverado, 2015 Honda EX, and 2014 Kawasacki. (NOT RECEIVED)
- Need copies of 401k loan statements for both debtors. (NOT RECEIVED)
- Amendments to Schedules to include 2006 Toyota and 2015 Nissan. (NOT AMENDED)
- Need amend 122C to remove mortgage payment and arrears. (NOT AMENDED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
1) Income on Schedule I verifies higher at $1,263.85
2) Need proof of residential leases per rental expenses listed on Schedule J of $1950 and $1238 (NOT RECEIVED)
3) Need proof that debtor is paying $300 per month for mother's car for transportation (NOT RECEIVED)
1) File Pre-confirmation certification (NOT FILED)
2) Must resolve IRS estimated priority claim (STILL ESTIMATED)

MP Plan proposes: $100 x 60, base, loan mod by ??
Payments: 5/5
Matter ResolvedRequest
Adjourment
2542/18/2020 10:00 am19-28079 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
3/3/2020 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $1,023.00  Total Paid In: $2,556.00
ADJ FOR $ TO POST
ATTY HAS $1533
2/7 workup for the 2/18 calendar EDC
4 payments in arrears

-motion for relief-Leisure Village 2/26/20. Filed slightly higher arrearage claim. If gets current with trustee and paying we CAN CONFIRM AT: $512 paid then beg 3/1/20-$512 x 55 $0 to gucs
Matter ResolvedRequest
Adjourment
2552/18/2020 10:00 am19-28092 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

AS OF 2/4/2020 (at):

HOMEOWNER'S INSURANCE HAS NOT BEEN PROVIDED. NO ADJOURNMENTS WITHOUT IT.

1. Motion for relief filed by US Bank/1st mortgage (McCalla Raymer) - scheduled for 2/26/2020.

2. Objection filed by US Bank/1st mortgage (RAS Crane) - failure to cure arrears of $57,567.29 (PER POC) - (UNRESOLVED)

3. Objection filed by Bank of America/2nd mortgage (Stern Eisenberg) - failure to cure arrears of $4,622.18. (PER POC - PLAN DOES NOT LIST BANK OF AMERICA AT ALL) - (UNRESOLVED)

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration (NOT RECEIVED)
- There is equity of $75,150 in the residence and $6,000 in the savings account.
- Need Pre-Confirmation Certification (NOT FILED)

Plan proposes: $150 x 60, loan mod by 3/1/2020, 100% to guc's
Payments: 4/5, arrears $150
Matter ResolvedRequest
Adjourment
2562/18/2020 10:00 am19-28165 / MBKTIMOTHY P NEUMANN, ESQConfirmation Hearing ScheduledDismissedDebtor has made 4 of 7 required payments   Arrears: $0  

NA
As of 2/7/20 (DS): 1. PLAN STILL NOT FEASIBLE, THERE IS NO INCOME TO PAY THE HIGH CLAIM. DISPOSABLE INCOME IS $150.84.

Would need $100 x 5 begin 10/1/19, $1,683 x 55 begin 3/1/20 Pro rata dividend to gucs

12/3/19 (DS): 1. Trustee obj to the following:
- Plan is not feasible. Plan is proposing to pay mortgage arrears $100,102.66, would require a much larger Trustee payment $1,947 for remainder 57 months. There is no disposable income.
- Must file Pre-confirmation certificate. - FILED

Prop Plan $100 x 60 Base
Note: Updated homeowner and auto insurance provided.
Matter ResolvedRequest
Adjourment
2572/18/2020 10:00 am19-28334 / MBKSCOTT M WILHELM, ESQConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $1,500.00  
341 was held vis telephone on 1/31/20. debtor is in Prague on job for a year. Needs time to resolve Trustee objections.
Matter ResolvedRequest
Adjourment
2582/18/2020 10:00 am19-28347 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $100.00  Total Paid In: $600.00
As of 2/8/20(mk):


*** REC. CONFIRM AT 100 x 60, Begin 10/1/19, Base***


1. Trustee Objection:
-insufficient income to fund plan.( has consistently pd.)


Plan:100 x 60 Base.
payments:4/5
last claim:5-1.Bar date:12/6/19
Matter ResolvedRequest
Adjourment
2592/18/2020 10:00 am19-28435 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $450.00  
issues as of 2/12/2020

1) Not current with Trustee plan payments, arrears $450, never made October payment
2) Need to file Pre Confirmation Certification with Court
3) Trustee's objection to confirmation - need to resolve
-need a copy of the tax returns from 2014 through and including RESOLVED, PROVIDED 2018 RETURN, POC AMENDED, NO LONGER ESTIMATED
-excessive expenses $1,600 for childcare and educational costs
-the debtor is not paying all disposable income into plan - per filed Schedules I&J there is $2,426 in excess income
-Form 122C-2 Line 45 shows monthly disposable income in the amount of $3,133 which requires minimum $187,980 dividend to general unsecured creditors
-need value of the whole life insurance policy
-need updated spouse income for the past 6 months, otherwise difficult to calculate
-need attorney certification regarding social security number RESOLVED, CERTIFICATION PROVIDED
-add short sale on Elizabeth property to the disclosure page

proposed plan $450x60 base
paid in $1800
arrears $450
last claim 11-1
Matter ResolvedRequest
Adjourment
2602/18/2020 10:00 am19-28608 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 7 required payments   Arrears: $481.00  Total Paid In: $1,575.00
2/7 workup for the 2/18 calendar EDC

***If Weichert resolved by paying claim we CAN CONFIRM AT: $1260 paid then $398 x 55 beg 3/1/20 pro rata-trustee to rec non exempt lawsuit proceeds

-objection by Weichert to confirmation-POC slightly higher
>>trustee objection:
-need a current market analysis - with comparables attached.(OK)
-A copy of the homeowner's insurance renewal declaration - . Policy provided expired
6/18/19.
-Proof of current auto insurance.
-The debtor has undertaken an improper use of exemption. Specifically: Schedule C takes
exemption for 100% from a Class action suit under 522(d)(11)(D). The debtor's exemption
under this statute is limited to $25,150.(OK no equity)
- Must address objection filed by Weichert Financial.
- Must add to confirming order non-exempt equity of lawsuit to Trustee.

$315 x 60 Base
Matter ResolvedRequest
Adjourment
2612/18/2020 10:00 am19-28636 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 7 required payments   Arrears: $32.00  Total Paid In: $1,000.00
AS OF 2/10/20 (SF)

If ok to pay claims below, RECOMMEND $600 PTD, $216 X 25 (BEGIN 3/1/20), $819 X 30 (BEGIN 4/1/22) 100% PLAN (W/MIN $6560 TO GUCS PER EQUITY IN REAL ESTATE AND PERSONAL PROPERTY)STUDENT LOANS OUTSIDE PLAN
- TRUSTEE STANDARD ORDER OF DISTRIBUTION
- OK TO PAY ARREARS CLAIM 1-1 AS TO US BANK
- OK TO PAY ARREARS CLAIM 3-1 AS TO FLAGSHIP CREDIT ACCEPTANCE

1. US Bank files arrears claim for $21,195.45 (OK TO PAY?)
2. Flagship Credit Acceptance filed arrears claim for $434.73 (OK TO PAY?)
3. The proposed payment is not high enough to pay plan at 100%. May want to adjourn to after bar date.
4. Trustee objection:
- $6320 in non-exempt personal property and $44,672 in equity in the home
- The plan needs to use the trustee's order of distribution

Plan proposes $200 x 30, $660 x 30 100%
Payments: 3/5 Arrears: $400
Matter ResolvedRequest
Adjourment
2622/18/2020 10:00 am19-28675 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledDeniedDebtor has made 3 of 6 required payments   Arrears: $810.00  
MP BY 3-15AS OF 2/4/2020 (at):

1. Objection filed by Kendell Court/landlord (Giordano, Halleran) - failure to cure full arrears of $4,783.60 and rent arrears will not be cured within first 18 months of the case. (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A Modified Plan that includes all support obligations (PLAN STATES PAY OUTSIDE - NO CLAIM FILED AND BAR DATE HAS PASSED)
- The Plan fails to provide for a prompt cure of rental arrears. (LANDLORD OBJECTED)
- must address objection by Kendall Court Realty.
- IRS claim is higher at $4,068.62

Plan proposes: $315 x 36, 0%
Payments: almost 4/4, arrears $96.96
Matter ResolvedRequest
Adjourment
2632/18/2020 10:00 am19-28703 / MBKGEORGETTE MILLERConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $332.00  Total Paid In: $1,312.00
As of 12/11/20(mk):Atty ok to terms


>>TO RESOLVE OBJECTIONS AND FUND PLAN*** NEED TO CONFIRM AT $735 PTD, THEN $332 x 56,BEGIN 3/1/2020; Base:Must file pre conf cert w/in 10 days***



1. Plan has Village Capital & Invest- as Mtge on 5 Belmont Ave. . It also lists Home Point Financial as a lien on 5 Belmont- IS THIS A 2nd MTG? same mort per atty

2. Trustee Objection:
-plan has excessive expenses:$601 & $581/month car payments- Need proof of payment
$245/month for health insurance (need proof - as it is deducted from pay checks)
-Need to file Pre-Confirmation Certification.

3. IRS POC is Higher at $12,986.53- OK TO PAY? yes

4. Plan has Sunnova in Part 4f as secured creditor & unaffected.- What is security for this? Not on Sch. D.--solar pane(Claim filed zero arrears)l


Proposed plan:245 x 60, Base
payments:3/4
last claim:21-1, bar date:12/10/19
Matter ResolvedRequest
Adjourment
2642/18/2020 10:00 am19-28735 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

issues as of 2/12/2020

1) Spotswood-Lowman (Wasserman) objection to confirmation - need to resolve
-commercial real property lease with CJB Group LLC
2) Trustee objection to confirmation - need to resolve
-need bank statements for Wells Fargo savings account BALANCE IS ACCOUNT JUST BEFORE FILING $4,394.40, NOT $1,000 PER STATEMENT PROVIDED DATED 9/30/2019
-the debtor's plan consists of unnecessary or excessive expense items, such as: Schedule J $275 home maintenance; $1,550 food; $1,750 childcare (need proof); $400 clothing; $230 personal care; $400 entertainment
-the debtor is not paying all disposable income into plan - Form 122c-2 Line 21 for childcare (need proof) $48 on Line 30 for additional food; $1,400 on Line 43 for additional food/clothing/home maintenance. Even with objected expenses on Form 122c-2, Line 45 shows monthly disposable income of $1,523.47 which would require a minimum $91,408.20 dividend to general unsecured creditors
-the attorney fee balance in the plan and attorney disclosure statement do not agree
-need documentation for CJB Group LLC listed on Schedule B with no value
2) Wells Fargo Bank filed secured claim 1 with arrears of $154.20 - either pay arrears through plan or move against claim

proposed plan $1500x60 base
paid in $6000
last claim 10-1
Matter ResolvedRequest
Adjourment
2652/18/2020 10:00 am19-28770 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $300.00  Total Paid In: $3,300.00
AS OF 2/18/20 (SF) - UPDATED

RECOMMEND $600 X 60 (BEGIN 11/1/19) BASE PLAN, LOAN MOD BY 4/30/20
- OK TO PAY CLAIM 1-1 FOR CAPITAL ONE AUTO
- PAY ARREARS TO US BANK PENDING APPROVAL OF LOAN MOD
- LOW BASE

1. Objection filed by Santander (Phelan) - failure to pay arrears of $204,586.82 and speculative loan mod.
2. Capital one filed secured claim 1-1 with arrears of $10,923.73 (loan has matured). This claim is not addressed to be paid thru plan. (MUST RESOLVE)
3. Trustee objection:
- Proof of 2 month's income - for October & November 2019 for Debtor. (October pay stubs provided)
- must file pre conf cert (FILED)


Plan proposes $600 x 60 BASE, Loan Mod by 4/30/20 w/wage order
Payments: 3.5 of 4 Arrears: $300

Matter ResolvedRequest
Adjourment
2662/18/2020 10:00 am19-28780 / MBKWARREN LEVYConfirmation Hearing ScheduledWithdrawnDebtor has made 1 of 6 required payments   Arrears: $2,350.00  
2/12/20 - email from RAS - debtor was denied for a Loan Mod on 1/15/20.

As of 2/7/20 (DS): 1. BELOW ISSUES NOT RESOLVED.

12/3/19 (DS): 1. Trustee obj to the following:
- Need 2018 Tax return for spouse
- Excessive expenses on Sched J such as; Home maintenance $250 and Food $800, but is moot, since plan is paying 100%.
- There is non-exempt equity on real property $27,101.77.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.

2. Selene obj to loan mod and arrears not paid. Obj must be resolved.

Prop Plan $275 x 36 100% and Loan mod on Berrel Ave by 6/30/20
Note: IRS estimated claim amended. Auto insurance provided.
Matter ResolvedRequest
Adjourment
2672/18/2020 10:00 am19-28783 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 6 required payments   Arrears: $0  

issues as of 2/6/2020

1) 341 not held, not rescheduled
2) Missing documents for 341 hearing - still need social security statement and homeowners insurance
3) Need Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
2682/18/2020 10:00 am19-28829 / MBKTHOMAS J ORR ESQConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $2,770.00  
***Atty has proof that $1,880 is in transit - adj to 4/28/20***
As of 2/7/20 (DS): 1. Debtor still in arrears $2,790, made 1 payment $930 on 12/3/19. No further payments made.

2. MFR filed for 2011 BMW, Debtor in arrears $1,095.76 for 10/19-12/27. Motion sched 2/18/20.

12/3/19 (DS): 1. No payments made. Debtor has to get current to confirm.

2. Must file Pre-confirmation certificate. (filed)

Prop Plan $930 x 60 100%
Matter ResolvedRequest
Adjourment
2692/18/2020 10:00 am19-28846 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $5,400.00
as of 2/12/2020 - Atty ok with terms.sf

ok to confirm at $900x60 begin 11/1/2019 which includes minimum $21,618.36 dividend due to non exempt equity in debtors residential property



1) Wells Fargo Bank (Shapiro DeNardo) objection to confirmation - RESOLVED, CONSENT ORDER 12/27/2019
2) Trustee objection to confirmation - RESOLVED
-need copies of Pension loan and TDA loan statements PROVIDED
-need copy of September 2019 bank statement for Chase PROVIDED
-the debtor is not paying all disposable income into the plan - excessive deductions taken on Form 122c, Line 30 $48 additional fee; Line 17 $899.13 (need breakdown of calculation); Line 41 $2,339/05 (need breakdown of calculation). Without adjustments for excessive expenses Line 45 shows monthly disposable income of $372.29 which requires a minimum $22,337.40 dividend to general unsecured creditors (if excessive expenses cannot be supported this number will be higher)
-income per Schedule I verifies higher leaving a net balance of $1,050.22
-the plan provides for payment on unsecured claims of less that that which would be distributed upon liquidation under Chapter 7 - there is non exempt equity of $17,344 in real estate CREDITORS SECURED CLAIM 5 IS FOR $301,404.64, WHICH IS LOWER THAN THE AMOUNT ON DEBTORS SCHEDULES. THE NON EXEMPT EQUITY IS $21,618.36
-need to file Pre Confirmation Certification with Court RESOLVED, FILED

proposed plan $900x60 base plan
paid in $3600
last claim 15-1
Matter ResolvedRequest
Adjourment
2702/18/2020 10:00 am19-28868 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 2 of 6 required payments   Arrears: $0  

As of 2/14/20 Debtor attorney requested adjournment to resolve objection with creditor

As of 2/13/20 (DS): 1. Trustee obj to the following:
- Schedules failed to add tax refund, there is disposable income $1,016.50.
- Must resolved JPMorgan Chase objection.

2. JPMorgan Chase obj to loan mod and plan silent as to arrears being paid. Obj must be resolved.

3. What is the status of loan mod? Plan has loan mod to be done per loss mit order, no loss mit filed. Per order loss mit was to be completed by 2/4/20. Motion to extend loss mit filed 2/12/20, obj deadline is 2/19/20.

Prop Plan $1,160 Paid, $580 x 56 100% and Loan mod with JPMorgan Chase on Washington Ave per loss mit order
Note: Old Bridge obj withdrawn, plan pays.
Matter ResolvedRequest
Adjourment
2712/18/2020 10:00 am19-28910 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $1,500.00
AS OF 2/14/20(mk):UPDATED


*** CAN REC. CONFIRM AT $250 x 36, Begin 11/1/19;PLUS Balance of plan funding in the amount of $44,753 from debtor's spouse 's UIM/ personal injury suit to be paid to the Trustee by 2/18/2021; 0% ; Service of the confirmation order to be made upon non debtor spouse's personal injury attorney,William P. Simonitis, Esq.;-fee application must be filed w/in 7 days of confirming Order. Must file pre conf cert w/in 10 days***





>>Note: This issue below in ( ) is now resolved: PI settlement funds to be paid to the Trustee for plan funding<<
(PER TRUSTEE: SUPPORT DOCS AT #21 # 22 NOT ACCEPTABLE TO DEMONSTRATE PLAN FUNDING FROM SPOUSE UIM/PI SETTLEMENT FUNDS AS DOC #21 ATTACHMENT ILLEGIBLE AND BOTH SUPPORT AT #21  PAY PROCEEDS TO LENDER .MUST BE PAID TO TRUSTEE---MK FILED SUPP OBJ.)

1. Plan has per plan claim to Boro Of Red bank in Part 4c- pay $1358.17- BUT Part 4g has pay 1,358.37- WHICH IS CORRECT?(Per atty-1,358.37 is correct number).

>>>Note: Per plan claims of Borough of Red bank(1,358.37) and Two River Reclamation for sewer(485.10) considered gov.'t claims. Also IRS(3,736.09) per plan as of now that bar date is 4/20/20<<<

2. Objection By Wells Fargo( Powers):
-plan fails to pay full arrears. POC $39,297.92. Per Order on 2/11/20- PAY

2.Trustee Objection:
-Need status of spouse PI suit for her attorney.(mk:atty email says:spouse(wife collected 15k from defendant that injured her.Waiting to collect from uninsured motorist fund which PI atty(Simonitis) says could be up to 12 mos- has uploaded letter from Atty.stating recovery in UIM claim will be significant and more than cover what is owed on mortgage).
What was uploaded was an" Irrevocable letter of Direction"(doc #20) from spouse to her PI atty stating that after payment of certain expenses set forth in parag. a.,b. and c. at parag.d . disburse to Wells Fargo for mtg arrears. Letter is signed and dated by spouse-- no witness or notary.However, there is also a contract (Doc #21)
Matter ResolvedRequest
Adjourment
2722/18/2020 10:00 am19-28967 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $74.00  Total Paid In: $3,420.00
2/18/20 (at):

RECOMMEND: $2,280 PAID TO DATE, $607 x 56 BEGINNING 3/1/2020, BASE
Claims will be paid according to the order of distribution in the plan.
Need order resolving American Neighbor Mortgage objection within 30 days of confirmation.
Claim #3 filed by JP Morgan Chase Bank will be paid through the plan.


2/13/20 amended Atty Disclosure filed

issues as of 2/12/2020

1) American Neighborhood Mortgage Acceptance Company LLC (Stern Eisenberg) objection to confirmation
-pre petition arrears $29,170.93 DEBTOR'S ATTORNEY OK TO PAY ARREARS PER FILED CLAIM
2) American Neighborhood Mortgage Acceptance Company LLC filed Motion for Relief from Stay scheduled for 2/26/2020 PER ATTY WILL RESOLVE OS PLAN
3) Trustee objection to confirmation - need to resolve
-need contribution affidavit from grandmother for $400/per month
OK FILED
-Order of Distribution is per plan
-must file Pre Confirmation Certification RESOLVED, FILED
-American Neighbor Mortgage Acceptance Company LLC has filed an objection to the plan - need to resolve
4) Disclosure of Chpt 13 Debtor's Attorney Compensation states the balance due is $3,230. Debtors plan lists $3,280 - need to resolve 2016 AMENDED 3280 OK

5) JP Morgan Chase Bank filed secured claim 3 for 2015 Ford F-150 with arrears in the amount of $596.12 - this claim is not addressed in the plan.
PER ATTY PAY

proposed plan $2280
paid in $2280
last claim 8-1
Matter ResolvedRequest
Adjourment
2732/18/2020 10:00 am19-29020 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $86.00  Total Paid In: $1,971.00
2/7 workup for the 2/18 calendar EDC

Per below the trustee will comrpomise and CONFIRM AT $1257 paid then $400 x 32 beg. 3/1/20 pro rata

-need to resolve objection by Toyota/Carlon to cramdown--COTBS
>>trustee objection:
-A copy of the homeowner's insurance renewal declaration - expired on 12/30/19.(DONE)
Disposable income per Schedule I verifies higher at $950.71--POI provided shows debtor's income about $600 more than scheduled

314/36, 0$
Matter ResolvedRequest
Adjourment
2742/18/2020 10:00 am19-29023 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $92.00  Total Paid In: $3,332.00
AS OF 2/18/20 (SF)

RECOMMEND $2160 PTD, $632 X 56 (BEGIN 3/1/20) BASE PLAN
- OK TO PAY ARREARS CLAIM 6-1 FOR BAYVIEW LOAN SERVICING


AS OF 2/4/2020 (at):

1. Objection filed by Bayview Loan Servicing (Schiller) - failure to cure full arrears of $30,141.45 (Pay Per POC).

2. Trustee's objection:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- As of now, there is $59,780.76 of non exempt equity in real estate. (MORTGAGE COMPANY PROOF OF CLAIM MUCH HIGHER THAN WHAT WAS SCHEDULED - NO EQUITY)
- Must file pre conf. cert. (FILED)

Plan proposes: $540 x 60, $0 to guc's
Payments: 4/4
Matter ResolvedRequest
Adjourment
2752/18/2020 10:00 am19-29093 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $0  
Total Paid In: $1,112.00
2/7 workup for the 2/18 calendar EDC

**If PHH resolved we CAN CONFIRM AT: $612 paid then $250 x 34 remaining beginning 3/1/20-min of $5388 to unsecured-pre conf cert to be filed in 10 days
AR PAY CLAIM
- PHH Mortgage Corporation (RAS Citron) objection to confirmation - CLAIM FILED WITH ARREARS $1,499.58
-need pre confirmation cert
>>trustee objection resolved. Added back the 401k distribution but now the income is higher at $372 disposable. Can compromise at $250 going forward
Matter ResolvedRequest
Adjourment
2762/18/2020 10:00 am19-29135 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
3/3/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $500.00  
ATTY AND LENDER WILL WORK OUT MONTHLY PYMTS
AS of 2/8/20(MK)

1.Objection By Select Portfolio/Deutche Bank(Fein Such):
- plan fails to pay arrears-sale speculative.


2.Trustee Objection:
-Debtor has exceeded the statutory limits under 522 (d)(5). (This results in $5168 of NE Equity in 2015 Mazda).
-There is $52,789.48 of non exempt equity in real property. Plan is 100%.
-must address objection by Select Protfolio./Deutche bank.
-must file pre conf. cert.
-need to resolve IRS estimated claim.(Amended POC filed)



Plan:500/36, SALE: 574 PENNSYLVANIA AVE 6MOS AFTR CONF, 100% .
Payments:3/4
last claim:11-2,bar date:12/17/19
Matter ResolvedRequest
Adjourment
2772/18/2020 10:00 am19-29137 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 3 of 6 required payments   Arrears: $3,000.00  
As of 2/18/20 (DS): 1. Trustee obj to the following:
- Need copy of the last filed tax return for 2010-2013 & 2018. IRS and State of NJ filed estimated tax returns.
- Debtor needs to substantiate the income and expenses listed on the profit and loss statement.
- 22c has disposable income, Line 34 takes improper mortgage arrears of $6,666 monthly, but plan propose $0 arrears to be paid. There is disposable income $5,001.55, which would require minimum dividend $300,093 to gucs.

2. PNC Bank obj to arrears not paid and loan mod speculative. Obj must be resolved. AS OF 2/18/20 OBJ SETTLED, STILL NEED TERMS OF SETTLEMENT

3. Must resolve IRS and State of NJ estimated claims.

4. Must file Pre-confirmation certificate.

Prop Plan $500 x 2, $1,500 x 58 Base and Loan mod on Church St by 6/30/19
Matter ResolvedRequest
Adjourment
2782/18/2020 10:00 am19-29174 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $3,288.00
ADJ FOR PROOF OF RENT
AS OF 2/10/20 (SF)

1. Trustee objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - for co-debtor 6 months from confirmation. (CO-DEBTOR IS UNEMPLOYED)
- Lease showing amount of monthly rent paid by the debtors. (STILL NEED)

Plan proposes $548 x 60 Base
Payments: 4/4

RESOLVED ISSUES:
- Objection filed by Hyundai (Morton) - to cram. (RESOLVED)
-Need a Consent Order authorizing the Trustee to make adequate protection payments to Kia Motor Finance. (RECEIVED)
Matter ResolvedRequest
Adjourment
2792/18/2020 10:00 am19-29199 / MBKWARREN S JONES, JR ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $4,591.00
As of 2/14/20(mk):Updated


***CAN REC. CONFIRM AT $2,952.72 PTD, Then $819 x 56 Begin 3/1/20; Base;Must file pre conf cert w/in 10 days;Trustee to pay specific amount of $39,695.11 listed on face of claim #5-2. If there is need to correction to this amount Creditor must file and amended claim w/in 30 days.***




1. Objection by Wilmington Sav.(RAS):
- Plan fails to pay full arrears. POC has $39,695.11- PER ATTY- PAY The attachment to claim has $39,696.11- Off by a dollar- Which one is correct? PER The Trustee's Claims Dept.-
NEED AMENDED CLAIM IF face amt of claim is not correct. Will confirm using claim amt of 39,695.11

2. TO pay MTG. Arrears ,>> plan will need $2,952.72 PTD, Then $819 x 56 Begin 3/1/20; Base<<< Dispos. income verifed at $735 per mo.



Plan :739.24 x 60:base
payments:4/4
last claim:5-2,bar date:2/18/20
Matter ResolvedRequest
Adjourment
2802/18/2020 10:00 am19-29245 / MBKFREDERICK J SIMONConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

AS OF 2/10/2020 (at):

1. Objection filed by Wilmington Savings (RAS Crane) - plan fails to list Wilmington Savings. (UNRESOLVED)

2. Objection filed by Bank of America (McCalla Raymer) - plan is silent as to Bank of America and arrears of $7748.51 (Per POC). (UNRESOLVED)

3. Trustee's objection:
- 2nd mortgage statement with Balance owed. (MOOT - PROOF OF CLAIM FILED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in bank accounts $140,736. Needs to be 100%.
- Must resolve creditor objection. (UNRESOLVED)
- Must file Pre-confirmation certificate. (NOT FILED)
- proof of Social Security identification via certification from counsel (RECEIVED)

Plan proposes: $50 x 60, base, loan mod by 4/10/2020
Payments: 4/4
Matter ResolvedRequest
Adjourment
02/18/2020 10:00 am19-29256 / CMGPRO SEAP HearingContinued
3/10/2020 10:00 am

***CMG***
AP 19-2228 SAMANTHA DICKIE MTN FOR EXTENSION OF TIME TO ANSWER (Brown & Connery)
Matter ResolvedRequest
Adjourment
2812/18/2020 10:00 am19-29322 / MBKJONATHAN GOLDSMITH-COHEN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $5,980.00
2/7 workup for the 2/18 calendar EDC

OK to CONFIRM at $995 x 60 pro rata beg 11/1/19-student loans paid outside of the plan

>>Trustee objection:
-The debtor has failed to file a feasible plan - cannot pay plan payment based on budget
-excessive expenses on Schedule J $520/telephone, cell phone; $400 entertainment; $688
car payment; $400/spouse personal care products and services
-Form 122c-2 takes $135 deduction for charitable contributions, not on Schedule J for
Debtor or Spouse
-The Schedules fail to account for the debtor(s) tax refund in the amount of $8759 when
determining disposable income.
-updated quarterly profit and loss statement- need supporting documentation for lodging
and airfare expenses and to differentiate between home/business telephone and auto
expenses that may also be listed on schedule J.
Matter ResolvedRequest
Adjourment
2822/18/2020 10:00 am19-29357 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 6 required payments   Arrears: $0  

AS OF 2/6/20 (SF)

1. 341 NOT HELD - NO SHOW ON 12/12/19
2. PAYMENTS: 1/4 ARREARS: $1452
Matter ResolvedRequest
Adjourment
2832/18/2020 10:00 am19-29460 / MBKJOAN S. WARREN, ESQ.Confirmation Hearing on Modified PlanMootDebtor has made 4 of 6 required payments   Arrears: $518.00  Total Paid In: $1,090.00
Most recent plan #32 was previously confirmed on 2/4/20. This is moot.
Matter ResolvedRequest
Adjourment
2842/18/2020 10:00 am19-29471 / MBKPRO SEConfirmation Hearing on Modified PlanDismissedDebtor has made 1 of 6 required payments   Arrears: $0  

***NA by Debtor and Eric Kishbaugh, Esq from KML is here representing Toyota***

AR NEED TO DISC CASE WITH DEBTOR
ISSUES AS OF 2/11/2020 (DM):

1) IRS filed $43,595.30 priority claim that includes estimated taxes for 2016, 2017 & 2018 (UNRESOLVED).

2) IRS filed $13,794.53 unsecured claim that includes estimated taxes for 2014 & 2015 (UNRESOLVED)

3) Ocean Vista Condo Assn (Borek & Diallo) OBJs - $6,345.12 secured claim not treated in plan (UNRESOLVED).

4) Toyota (KML) OBJs to plan treatment for 2012 Hyundai Tucson (UNRESOLVED).

5) MP proposes $244,151 cure treatment and loan mod treatment to J.P. Morgan Chase - no POC has been filed (UNRESOLVED).

6) Trustee OBJ:
- Need 2018 tax return (UNRESOLVED).
- Debtor has insufficient income to fund the plan.
- There would be negative income if you add Mtg payment or AP payment - plan not feasible.
- Order of Distribution in the MP departs from Trustee standard.
- Need updated auto insurance (UNRESOLVED).
- Debtor has 5 bankruptcies in the last few years - if confirmation is denied, the Court should impose a 1-yr bar from refiling.
- Pro Se debtor advised to consult with an attorney.


Prop. Plan $150 x 36, 100% Plan, Loan Mod by 5/1/20
PTD 4/4 = $600
Last Claim (3-1)
Matter ResolvedRequest
Adjourment
2852/18/2020 10:00 am19-29528 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 6 required payments   Arrears: $0  
Total Paid In: $1,400.00
Confirm at $200 x 36 100% to gucs, due to non-exempt equity $20,654.38 and Loan mod with Selene by 3/31/20 or as extended by loss mit (arrears not to be paid or reserved)

MAY END EARLY

As of 2/6/20 (DS): 1. Trustee obj to the following:
- Plan fails to provide for a prompt loan modification completion date.
OTBS LOAN MOD BY 3-31 -20 AS EXT BY LOSS MIT
- There is non-exempt equity in Debtor's bank accounts (TD Bank $14,716.74 and Police & Fire FCU $937.64) and Sporting & Hobby Equipment $5,000 total $20,654.38. - NO GUCS FILED.
- Must resolve creditor objection.

2. Selene obj to loan mod and arrears not paid. Obj must be resolved.

3. Not paying mortgage arrears, no unsecured claims filed and attorney fees to be paid in 8 months.

Prop Plan $200 x 36 100% and Loan mod on Old York Rd by 9/30/20
Note: First page of 2018 tax return provided. There is disposable income, but no unsecured claims have been filed, only claim to pay is mortgage. There is non-exempt equity on assets, but no unsecured claims to be paid.
Matter ResolvedRequest
Adjourment
2862/18/2020 10:00 am19-29773 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledWithdrawnDebtor has made 4 of 6 required payments   Arrears: $221.00  Total Paid In: $6,957.00
AS OF 2/7/2020 (at):

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - for Eastwood Avenue property. (RECEIVED)
- Need car insurance for the 2005 Acura and the 2012 Nissan Quest. (NOT RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $300/month for utilities on Schedule J, average of $1,386/month for utilities on P&L. Business is run out of house - need explanation.
The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- Add rent of $2400 to schedule J. (ADDED)

Plan proposes: $1,381 x 60, $0 to guc's
Payments: 3/4, arrears $1,381
Matter ResolvedRequest
Adjourment
2872/18/2020 10:00 am19-29945 / MBKAmy L Knapp Confirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $700.00  
AR ATTY WILL SUBMIT LTR RE BONUS
As of 2/5/20 (DS): Recommend confirming at $2,500 paid, $1,918 x 56 begin 3/1/20 100% to gucs

As of 12/2/19 (DS): Debtor attorney requested adjournment pass bar date 12/31/19

12/17/19 (DS): 1. Trustee obj to the following:
- 22c has disposable income $2,185, which would require minimum dividend $131,100 to gucs, no claims filed. Recommend waiting pass bar date 12/31/19.
- Must file Pre-confirmation certificate.

Prop Plan $1,000 x 60 Base
Matter ResolvedRequest
Adjourment
2882/18/2020 10:00 am19-30218 / MBKTHOMAS M MONAHAN, ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

2/7 workup for the 2/18 calendar EDC

-$78,440 in equity in house
>>trustee objection:
-Need bank statements for August and September for Bank of America account #8101.
-The Schedules fail to account for the debtor(s) tax refund in the amount of $5,434.00
when determining disposable income.
-The Plan fails to provide for a prompt loan modification completion date.
-Need to file Pre-Confirmation Certification.
-Updated profit and loss statements showing year to date income and expenses for RNC
Farms LLC


3,002.35/60, LM: 4 WILLARD CT BY 10/25/20, BASE
Matter ResolvedRequest
Adjourment
2892/18/2020 10:00 am19-30267 / MBKANDREW SKLARConfirmation Hearing on Modified PlanContinued
2/26/2020 10:00 am
Debtor has made 4 of 6 required payments   Arrears: $0  

MP filed 12/31/19 and scheduled for 2/18/20 - Adjournment request of 1/8/20 confirmation date was submitted on 1/2/20 (same day as MP scheduled by the court) and granted with a new date of 2/26/20 - This 2/18/20 confirmation date should be moved to 2/26/20.
Matter ResolvedRequest
Adjourment
2902/18/2020 10:00 am19-31179 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $1,730.00
as of 2/12/2020

OK TO CONFIRM AT $346X60 BEGINNING 12/1/2019 0% PLAN
-NEED AMENDED SCHEDULE C TAKING EXEMPTION FOR INSURANCE PROCEEDS AS SET FORTH IN 2/5/2020 ORDER APPROVING DISBURSEMENT AND APPLICATION OF DEBTORS AUTO INSURANCE PROCEEDS

1) OneMain Financial Group LLC - FILED SECURED CLAIM IT IS NOTED THAT THE VEHICLE WAS A TOTAL LOSS, SENT DEBTORS COUNSEL EMAIL - ATTORNEY TO FILE MODIFIED PLAN TO SURRENDER VEHICLE - ORDER APPROVING DISBURSEMENT AND APPLICATION OF DEBTORS INSURANCE PROCEEDS - USED EXEMPTION (d)(5) FOR FULL AMOUNT - RESOLVED
2) Trustee objection to confirmation - RESOLVED
-need a copy of the homeowner's insurance renewal declaration - policy expired 11/28/2019 PROVIDED

proposed plan $346x60 0% plan
paid in $1038
last claim 4-1
Matter ResolvedRequest
Adjourment
2912/18/2020 10:00 am19-31630 / MBKEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $0  

As of 2/12/20 (DS): 1. Trustee obj to the following:
- Need 2 month's updated income for spouse. Only received 2 pay stubs, updated auto insurance, insurance expired 2/1/20 and Last 2 months worth of bank statements prior to filing date.
- Several claims listed on Schedule D are not being treated in plan, specifically 21 E. Front Street LP $34,259.42, Botnick Bros Produce $13,014.98; Pikewood Energy Corp $172,079.74; TFS Cus FIG GAP INV NJ13 LLC $554.19.
- Plan list to pay PHH Mortgage, TFS Cust FIG GAP INV NJ13 and The Grande at Battleground claims in full. Is this at sale or through plan? Plan only pays $145 x 36.

2. US Bank obj to sale and plan not feasible to pay arrears. Obj must be resolved.

3. Must file Pre-confirmation certificate.

Prop Plan $145 x 36 Base and Sale Cornwallis Ct 6 months post- conf
Matter ResolvedRequest
Adjourment
2922/18/2020 10:00 am19-31767 / MBKEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $364.00  
ATTY HAS 3 PYMTS
NEED 341 DATE
Matter ResolvedRequest
Adjourment
2942/18/2020 10:00 am19-32019 / MBKAmy L Knapp Confirmation Hearing ScheduledDismissedDebtor has made 0 of 5 required payments   Arrears: $0  

issues as of 2/6/2020

1) 341 not held, not rescheduled - missing child support decree/statement
2) No Trustee plan payments to date, arrears $1,125 (0 out of 3)
3) Need to file Pre Confirmation Certification with Court

Matter ResolvedRequest
Adjourment
2952/18/2020 10:00 am19-32202 / MBKANDRE L KYDALA ESQConfirmation Hearing ScheduledDismissedDebtor has made 0 of 5 required payments   Arrears: $0  

NA
Matter ResolvedRequest
Adjourment
2962/18/2020 10:00 am19-32313 / MBKJOSEPH CASELLO ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $2,000.00
2/19 AMT: FILED STATUS CH FORM TO CORRECT 2ND TIER BEGIN DATE<<<>>>


AR 1000, BEG $500 X 27; 6/1/22 $1,300 X 30 BASE
updated 2/14/2020
issues as of 2/12/2020

1) Trustee objection to confirmation - need to resolve
-the debtor is not paying all disposable income into plan - Form 122c-2 Line 45 shows monthly disposable income of $1,508.70 which requires minimum $90,522 dividend to general unsecured creditors
-net disposable income on Schedules I&J is $1,362.35 due to income verifying higher than scheduled and tax refund not listed as income
-the Schedules fail to account for the debtors tax refund in the amount of $5,246 when determining disposable income
-the debtor needs to supply a certification detailing the status of the divorce proceeding
-401k loan statement needs to be provided to the Trustee PROVIDED, LOAN PAID 3/2022, INCREASE PLAN PAYMENT BY $800 BEGINNING 4/1/2022
2) To resolve Trustee objection need to confirm at $1,000 paid to date, $1,350x27 begin 3/1/2020, $3,003x30 begin 6/1/2022 which includes minimum $90,522 dividend to general unsecured creditors

proposed plan $500x60 base plan
paid in $1000
arrears $500
last claim 7-1
Matter ResolvedRequest
Adjourment
2972/18/2020 10:00 am19-32496 / MBKKarina Pia Lucid Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 7 of 4 required payments   Arrears: $0  

INS SUBMITTED
AS OF 2/10/20 (SF) - NO INSURANCE. NOT CURRENT

1. Objection filed by New Residential Mortgage (Phelan) - failure to pay arrears of $62,413.04 and speculative loan mod.

2. Forrest Gat Homeowner's Association filed bifurcated claim, $10,291.97 is secured and $2248.52 is unsecured. (HOW SHOULD THIS CLAIM BE PAID? THE PLAN PROPOSES TO PAY SECURED IN FULL)

3. Trustee objection:
- The debtor has insufficient income. Income verified at negative $1899.21
- Need a copy of the homeowner's insurance renewal declaration - - insurance expired 10/10/2019. (NO INSURANCE. FORCED PLACED PROVIDED)
- Amendments to Schedules : Amended Sch I for job promotion and updated proof of income.

4. Must file pre-confirmation certification.


Plan proposes $1000 x 4, $1682.13 X 56 Base, Loan mod by 3/19/20
Payments: 1/2 Arrears: $1000
Matter ResolvedRequest
Adjourment
2982/18/2020 10:00 am19-32508 / MBKWILLIAM S WOLFSON, ESQConfirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 6 of 4 required payments   Arrears: $0  

AS of 2/12/20(mk):

>> A Modifed Plan was filed(#25)on 2/10/20. That has a hearing date of 3/17/20. THIS HEARING NEEDS TO BE ADJ. TO THAT MP DATE.

1.Objection By Nationstar Mtg(RAS)
-Plan fails to pay arrears$1,642.12.- Debtor disputes says Dec. payment was made.

2. Trustee objection:
- debtor has insufficient income to fund the plan.(Payments current- MP filed reduces payment)
-Need statements for 3 whole life insurance policies( Provided).
-There is $17,741.20 of non exempt equity in Certificate of Deposit for Affinity Federal
Credit Union. No exemption was claimed.(Amended Sch C filed- supp objection filed by Trustee- proof of retirement acct supplied)
- Statement form Affinity Federal Credit Union(Provided).
-Debtor has undertaken an improper use of exemption. Specifically: The Debtor must
demonstrate that 522(d)(10)(E) exemption can be used on the $17,741 Certificate of
Deposit with Affinity Federal Credit Union.( Provided- it is a retirement acct.)
-Order of distribution contrary to Trustee standard order.( Add Trustee Std. Order)
to confirming Order.

3. Objection By Toyota(KML)- RESOLVED.

MP: 1,206 ptd,399 x 36.
payments:2/2
last claim:11-1, bar date;2/10/20
Matter ResolvedRequest
Adjourment
2992/18/2020 10:00 am19-32524 / MBKLAWRENCE W. LUTTRELLConfirmation Hearing ScheduledContinued
3/3/2020 10:00 am
Debtor has made 7 of 4 required payments   Arrears: $0  

341 no for 2/20/20. MP filed and on for 3/3/20
Matter ResolvedRequest
Adjourment
3002/18/2020 10:00 am19-32560 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,101.00  
***Atty sent trust account check for $800 - adj to 4/28/20***
AS OF 2/10/2020 (at):

1. Need to request an adjournment of the confirmation hearing (if a payment is made)
2. 341 is scheduled for 2/27/2020
3. Payments: 0/2, arrears $1,200
Matter ResolvedRequest
Adjourment
3012/18/2020 10:00 am19-32593 / MBKTIMOTHY P NEUMANN, ESQConfirmation Hearing ScheduledDismissedDebtor has made 1 of 4 required payments   Arrears: $0  

NA
Matter ResolvedRequest
Adjourment
3022/18/2020 10:00 am19-32601 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $450.00  
As of 2/6/20 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income to cure mortgage arrears within 5 years.
- Debtor has failed to file a feasible plan.
- Arrears claim filed by PNC Bank, Plan list as outside and unaffected. Is this to be paid? Plan will not be feasible.
- Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.

2. PNC obj arrears not in plan, POC filed for $23,881.41. Obj must be resolved.

Prop Plan $150 x 36 Base
Matter ResolvedRequest
Adjourment
3032/18/2020 10:00 am19-32603 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $400.00  
NEED 341 BY 3-31
Matter ResolvedRequest
Adjourment
3042/18/2020 10:00 am19-32605 / MBKJEANIE D WIESNERConfirmation Hearing ScheduledContinued
3/25/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 2/6/2020

1) 341 rescheduled for 2/20/20
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
3052/18/2020 10:00 am19-32609 / MBKJOHN C FEGGELER, ESQConfirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $370.00  
issues as of 2/6/2020

1) 341 not held, not rescheduled
2) Not current with Trustee plan payments, arrears $370
Matter ResolvedRequest
Adjourment
3062/18/2020 10:00 am19-32683 / MBKAmy L Knapp Confirmation Hearing on Modified PlanContinued
4/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/7/2020 (at):
MP TO PUT STUDENT LOANS OS PLAN
1. Wells Fargo Bank filed a secured claim #24 in the amount of $255 which is not in the plan. Is it ok to pay this claim?
MP NEEDED

2. Objection filed by Ford Motor Credit (Morton) - plan lists incorrect lease payment. (MOD PLAN CORRECTS - NEED CONSENT ORDER OR THE OBJECTION TO BE WITHDRAWN)

3. Trustee's objection:
SEE CERT 4-14
The debtor has failed to supply the Trustee with the following document(s):
- Need November bank statements for Affinity and Santander bank accounts.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$250/month for home maintenance
$568/month for miscellaneous expenses
$350/month for medical and dental (need proof)
$292/month for anticipated tax payments (need proof)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $2,565.18.
- Reviewed the 122C, monthly gross income is $17,020. (bonus is not on 122C) Per the 122C, monthly disposable income is $3,799 which requires a minimum dividend of $227,940 to general unsecured creditors.
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve objection by Ford Motor.

MP Plan proposes: $1,386 x 59, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
3072/18/2020 10:00 am19-32695 / MBKBRIAN L HOFFMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,380.00
AS OF 2/11/20 (SF)

RECOMMEND $345 X 60 (BEGIN 1/1/20) BASE W/MIN $12,657 TO GUCS


1. Trustee objection:
- The debtor has undertaken an improper use of exemption. Specifically: Debtor takes 25 U.S.C. Section 412a on residence.
- There is non-exempt equity of $12,657.20 in residence.
- File pre-confirmation certification. (FILED)

Plan proposes $345 x 60 Base
Payments: 2/2
Matter ResolvedRequest
Adjourment
3082/18/2020 10:00 am19-32697 / MBKWARREN BRUMEL, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0  
Total Paid In: $1,200.00
As of 2/13/20(mk):UPDATED;atty ok to terms


>>BAR DATE PASSED. CAN BE 100% DUE TO EXCESS INCOME.<<

*** CAN REC CONFIRM AT $500 PTD, THEN $350 x 36, Begin 3/1/20; THEN $620 x 15 Begin 3/1/23;100%***


1. Trustee objection:Cert Re; debtor's OT Provided
-debtor not paying all disposable income into the plan.due too:>>Supp. Obj- Income verified higher(9,692.14) than scheduled(8214.03). Even w/ all expenses allowed, moly dispos income is 1,728 per month.
-Schedule J has excessive expenses $350 home maintenance (allowed $200) $1,400 wife( CERT SUPPLIED FOR EXPENSES)
installment debt payments - need supporting documentation; $200 pet/vet
-Form 122C-2 Line 45 monthly disposable income is $249.35 which req. min.div. of $14,961 to gucs.
- there is non exempt equity in real estate-(NO MORE- POCS FILED)


Plan:250 X 36; $620 X 24 BEG 1/2020; MIN $7857.48
payments:2/2
last claim:11-1,bar date:2/12/20
Matter ResolvedRequest
Adjourment
3092/18/2020 10:00 am19-32698 / MBKWARREN BRUMEL, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $6,053.00
2/26 AMT: FILED STATUS CHANGE FORM TO CORRECT #MONTHS IN FIRST TIER AND START DATE IN LAST TIER<<<>>>

AR REC CONF \ptd $3,120 ; beg 3-1-20 $1.373 x24 ; beg 1/1/22 $2,360 x 24 100% ADD ALLY FIN OUTSIDE PLAN
PRESERVE $57, 395 TH , ( PLAN WILL END EARLY )
ADD CONTACT ASSUMED TRUSTEE NOT TO PAY CLAIM
AS OF 2/12/2020 (at):

1. Ally Financial filed a secured claim #13 in the amount of $14,125 which is not in the plan. (2015 Chevy Equinox) Is it ok to pay this claim or are the debtors going to move against this claim? Ally is listed as unaffected in the plan.

2. Cavalry SPV filed a secured claim #1 in the amount of $2,801.48 which is not in the plan. Is it ok to pay this claim?

3. Objection filed by Lakeview Loan Servicing (Schiller) - failure to cure full arrears of $49,264. (Per Obj - no POC yet)

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - Need October and November pay stubs for the co-debtor's part time job. (ONLY RECEIVED 2 PAY STUBS)
- Business forms (RECEIVED)
- A copy of the homeowner's insurance renewal declaration (RECEIVED)
- Need proof of insurance for the 2004 GMC. (RECEIVED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $225/month for home maintenance
- $429/month for cable/internet/phone
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is $57,324.39 in non-exempt equity in the residence.
There is $300 in non-exempt equity in their bank accounts.
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $1,560 x 36, $2,360 x 24, 100% plan
Payments: 2/2
Matter ResolvedRequest
Adjourment
3102/18/2020 10:00 am19-32708 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,007.00  
As of 2/14/20 Debtor attorney requested adjournment to resolve claims and obj.

As of 2/14/20 (DS): 1. Arrear claims filed by Harley for $581.97 and Capital One for $10. Ok to pay?

2. Homebridge/Cenlar obj that arrears more $39,872.46, plan has $28,000, no POC filed, bar date is 2/13/20. Obj must be resolved.

Prop Plan $1,007 x 60 100%
Note: DSO Information sheet submitted. Auto insurance provided and Pre-confirmation cert filed.
Matter ResolvedRequest
Adjourment
3112/18/2020 10:00 am19-32716 / MBKJonathan Stone, Esq.Confirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $475.00  
341 MARCH
Matter ResolvedRequest
Adjourment
3122/18/2020 10:00 am19-32792 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 4 required payments   Arrears: $0  

NEED 341
Matter ResolvedRequest
Adjourment
3132/18/2020 10:00 am19-32796 / MBKJOSEPH J MANIA III ESQConfirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

NA
Matter ResolvedRequest
Adjourment
3142/18/2020 10:00 am19-32804 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,633.00  
issues as of 2/11/2020

1) PHH Mortgage Corporation (RAS Citron) objection to confirmation - need to resolve
-pre petition arrears $79,140.57
2) Trustee objection to confirmation - need to resolve
-need to file Pre Confirmation Certification
-need to resolve creditor objection (PHH Mortgage)
-the debtor needs to provide an appraisal due to the discrepancy between the provided comparative market analysis and the attached comps

proposed plan $1633x60 0% plan
paid in $3266
last claim 5-1
Matter ResolvedRequest
Adjourment
3152/18/2020 10:00 am19-32811 / MBKJOHN D DICIURCIOConfirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

NA
Matter ResolvedRequest
Adjourment
3162/18/2020 10:00 am19-32814 / MBKSEYMOUR WASSERSTRUM, ESQConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $745.00  
2/7 workup for the 2/18 calendar EDC

-objection by JP Morgan

-need to use trustee order of distribution
-no claim by Techbiz-cannot pay secured claim if no claim filed. Is this a mortgage?
->>trustee objection:
--A copy of the homeowner's insurance renewal declaration - for both properties.
--Need a statement for the whole life insurance policy. Need proof of insurance for the
1984 Ford and the 2008 Jeep.
--Verified income leaves a monthly net balance of $1,403.62
--The Schedules fail to account for the debtor(s) tax refund in the amount of $2,812.00
--There is $37,960.49 in non-exempt equity in the residence.--ONLY $2700 IN FILED GUC CLAIMS. CAN BE 100%
--There is $6,296 in non-exempt equity in her personal property.
--The debtor's Plan proposes an order of distribution that is contrary to the Trustee's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l).
-Need to file Pre-Confirmation Certification.
-Plan states attorney fee balance of $4,060 will be paid but disclosure states $4,060 will
not be paid through the plan
-Need to resolve objection filed by US Bank.
$745 X 60 BEG 1/2020; BASE
Matter ResolvedRequest
Adjourment
3172/18/2020 10:00 am19-32833 / MBKKarina Pia Lucid Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $4,468.00
As of 2/18/20(mk):UPDATED.


PER ATTY- Student loans outside. ***CAN REC CONFIRM AT $2,234 PTD, THEN $1,117 x 43, Begin 3/1/20; 100% ; Student loans to be paid outside plan; Must file pre conf. cert w/in 10 days***


>> Plan is 100% and does NOT specify that student loans are outside. GUC claims $115,425.63 -Plan is not feasible at 100% Unlss std loans outside<<

1. Trustee objection:
-excessive expense on Schedule J $1,400 school tuition; $400 food 1 person; $420
transportation 1 person (100% PLAN)
-Form 122c-2 Line 45 monthly disposable income $2,220.20 requires minimum $133,212
dividend to general unsecured creditors (PLAN PROPOSES 100% PLAN).
-Must file pre conf cert.


Plan:1,117/60, 100%.
Payments:2/2
last claim:16-1,bar date 2/14/20
Matter ResolvedRequest
Adjourment
3182/18/2020 10:00 am19-32852 / MBKANDREW G. GREENBERG, ESQ.Confirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $0  

issues as of 2/6/2020

1) 341 not held, not rescheduled - no 341 documents provided to date PROVIDED DOCUMENTS
2) Current with Trustee plan payments
3) Wells Fargo Bank (Phelan) objection to confirmation - need to resolve
-arrears $2,229.33
4) Amerihome Mortgage Company LLC (Phelan) objection to confirmation - need to resolve
-arrears $904.67
Matter ResolvedRequest
Adjourment
3192/18/2020 10:00 am19-32854 / MBKJOSEPH J MANIA III ESQConfirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

NA
Matter ResolvedRequest
Adjourment
3202/18/2020 10:00 am19-32861 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

341 3-5
Matter ResolvedRequest
Adjourment
3212/18/2020 10:00 am19-32893 / MBKPETER E ZIMNIS, ESQConfirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/12/2020 (at):

1. Ally Capital filed a secured claim #3 in the amount of $616.31 (2011 Dodge Dakota). Is the debtor going to move against this claim? Per testimony at the 341, this truck was repoed)

2. Bank of the West filed a stay motion for a 2011 Open Range Sedonna RV which is scheduled for 2/18/20. Creditor is not on schedule D or addressed in the plan and the RV is not listed on Schedule B.

3. Objection filed by Lakeview Loan Servicing (Arkema) - debtor has insufficient income to cure arrears and plan lists arrears at $0. POC has not been filed yet. (PAY PER POC)

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
Domestic Support Obligation information . Need proof of Court-ordered support payments of $1082 per Schedule J. (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Need proof of $1800 babysitting cost on Schedule J. (NOT RECEIVED)
- Need proof of $250 Taxes on Schedule J. (NOT RECEIVED)
- The current Plan does not specify treatment of Ally Financial. under the Plan.
- File pre-confirmation certification. (FILED)

Plan proposes: $240 x 36, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
3222/18/2020 10:00 am19-32901 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $4,984.00
As of 2/13/20 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income to fund plan. - PER UPDATED P&L DEBTOR NOW EARNS $2,850.50 MONTHLY. THERE IS INCOME.
- Amendments to Schedule I to remove disability and adjust business income. UPDATED P&L PROVIDED 2/12/20.
- Schedule J fails to add tax refund.
- There is non-exempt equity on real properties $120,848.77, plan must remain at 100%, due to non-exempt equity.

Recommend waiting pass bar date 2/18/20 or confirm at $1,246 x 60 begin 1/1/20 100% to gucs, due to non-exempt equity $120,848.77 on real properties

Prop Plan $1,246 x 60 100%
Matter ResolvedRequest
Adjourment
3232/18/2020 10:00 am19-32909 / MBKBRANDON L MARTIN, ESQConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,406.00  
AS OF 2/14/20 (at):

1. 341 has not been held or rescheduled.
AR SCHEDULED
2. Payments: 1/2, arrears $702.78
Matter ResolvedRequest
Adjourment
3242/18/2020 10:00 am19-32917 / MBKDaniel E. Straffi Confirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $400.00  
HOMEOWNERS UPLOADED
issues as of 2/11/2020

1) Wells Fargo Bank (Phelan) objection to confirmation - need to resolve
-arrears $60,955.91
2) Sixty Acre Reserve Condo Association (McGovern) objection to confirmation - need to resolve
-claim not treated in plan
-secured portion of claim is $12,601.14, unsecured $8,702.81
3) CVI SGP-CO Acquisition Trust filed secured claim 7 (Sterling Jewelry) in the amount of $571.39 - either pay claim through plan or move against claim
4) Lincoln Automotive Financial Services (2019 Lincoln MKC) filed secured claim 1-1 with arrears in the amount of $449.67 - plan does not propose payment of arrears - either pay arrears through plan or move against claim
4) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return 2018 and the 2019 return by 5/31/2020
-need a copy of the homeowner's insurance renewal declaration, policy provided expired 1/29/2020
-need Amendment to Schedule I to remove unemployment and update as appropriate
-the current Plan does not specify treatment of CVI SGP/Sterling Jewelers for $571-39 under plan
-case need to be a base plan due to the loan modification
-arrears claim filed by Lincoln Automotive for $449.67, not in plan, listed outside
-must resolve creditor objection
5) To date, no Trustee plan payments to date, arrears $400

proposed plan $400x60 0% plan loan mod 7/1/2020
paid in $0
arrears $400
last claim 10-1
Matter ResolvedRequest
Adjourment
3252/18/2020 10:00 am19-32936 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $525.00  
AS OF 2/10/20 (SF)

1. IRS filed estimated priority claim 2-3 (NEED AMENDED CLAIM)
2. Motion for Relief by Landlord, Kaplan at Perth Amboy/Camelot at Federal Hill 2/18 @ 9
3. Trustee objection:
- The debtor has insufficient income .
- Proof of 2 month's income : Updated proof of income for new job.
- Amendments to Schedules : Amend Sch I for new job.
- The Plan fails to provide for a prompt cure of rental arrears.
- The confirmation order must include language that provides for the turnover of all non-exempt proceeds from the potential claim against the landlord.

Plan proposes $175 x 6, $395 x 30 0%
Payments: 0/2 Arrears: $350

Matter ResolvedRequest
Adjourment
3262/18/2020 10:00 am19-32938 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
3272/18/2020 10:00 am19-32940 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,084.00
As of 2/18/20(mk):UPDATED

>> TD OBJ. should be resolved as the POC has -0- arrears<<


***CAN REC. CONFIRM AT $271 x 60, Begin 1/1/20;Base; LM On 111 S. Captains DR. by 9/1/2020. Trustee Not authorized to pay arrears pending LM.***




1.Objection by TD Auto Fin(Shiller): no claim as of 2/15/20- bar date 2/18/20-(mk); POC FILEDon 2/13/20- NO ARREARS.
- plan fails to pay arrears.

2. Trustee Objection;
- need Domestic Support Obligation information.(Provided)
-debtor not paying all disposable income into the plan for the following reason(s):
-monthly disposable income on Line 45 of the Form 122C-2 is $298.43 which requires min. div. of $17,905.80 to gucs.(Income verified lower).


Plan:$271 X 60 BEG 1/2020; LM BY 9/1/2020 (111 S. CAPTAINS DR); BASE.
payments:2/2
last claim:3-1, Bar date:2/18/20
Matter ResolvedRequest
Adjourment
3282/18/2020 10:00 am19-32977 / MBKEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $0  


ATTY HAS 2 PYMTS issues as of 2/6/2020
341 3-5

1) 341 not held, not rescheduled - has not provided 341 documents to date
2) No Trustee plan payments to date, arrears $239
Matter ResolvedRequest
Adjourment
3292/18/2020 10:00 am19-32992 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $1,414.00  
ATTY HAS 620
AS OF 2/10/2020 (at):

DEBTOR HAS NOT MADE ANY TRUSTEE PAYMENTS.

1. Specialized Loan Servicing filed a secured arrears claim #3 in the amount of $807.56 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 5/31/2020.
- Need December bank statements for Bank of America account. (NOT RECEIVED)
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $678 x 60, 100%to guc's
Payments: 0/2, arrears $1,356
Matter ResolvedRequest
Adjourment
3302/18/2020 10:00 am19-32993 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $720.00  
AR QUICKEN OTBS PAY PER POC
As of 2/14/20 (DS): 1. Pentagon FCU for 2016 Toyota 4Runner SR5 filed bifurcated claim with secured $28,150, unsecured $1,820.42 and arrears $986.57. Creditor is not in plan and no auto insurance provided. This must be resolved.

2. 2 additional unsecured creditors filed claims, after recommending confirmation, unsecured claims is much higher, but Pentagon claim needs to be resolved to determine unsecured debt.

3. Trustee obj there is non-exempt equity on real property $70,615.82 and Pre-confirmation cert not filed. Pre-confirmation filed.

Prop Plan $720 x 60 Base
Note: CMA provided with date and comps. Creditor obj resolved to pay arrears COTBS.
Matter ResolvedRequest
Adjourment
3312/18/2020 10:00 am19-33000 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/14/20 (SF)

1. 341 NOT HELD - RESCHEDULED TO 3/5/20
2. PAYMENTS: 2/2
Matter ResolvedRequest
Adjourment
3322/18/2020 10:00 am19-33005 / MBKJENEE K. CICCARELLIConfirmation Hearing ScheduledDeniedDebtor has made 2 of 4 required payments   Arrears: $1,923.00  
MP BY 3-15 ATTY CAN NO LONGER APPEAR BY COV ATTY
AR TO DISCUSS WITH ATTY
issues as of 2/11/2020

1) Investors Bank (Stern Lavinthal) objection to confirmation - need to resolve
-plan fails to propose cure of mortgage arrears $159,802.38
-multiple filings demonstrate Debtor's bad faith
-Case 13-17668 debtor received discharge 7/26/2013 - the property was abandoned in that case on 7/8/2013 - debtor did not reaffirm the mortgage debt in the Chapter 7 bankruptcy or subsequent filings
2) Trustee objection to confirmation - need to resolve
-need Amendment to Schedule J to remove $1,000 in attorney fees
-the debtor is not paying all disposable income into the plan- Schedule J lists attorney fees of $1,000 per month - NOT allowed. This is for bankruptcy attorney. The amount of $6,000 is shown already paid on the disclosure
-Form 122C-2 Line 23 $160 expense for telephone services is excessive, allowed $50; Line 34 falsely lists paying $147,005.04 through plan, the plan only proposes to pay $24,000 through plan with the remainder being capitalized through loan modification the amount on Line should only be $400 which increases Line 45 by $2,050.08 for a full amount of $2,505.72
-income for debtor and spouse verify higher than scheduled leaving disposable net income of $2,256.18; however, if Trustee objection to excessive expenses holds the disposable income will be higher accordingly
-due to correction of Line 34, Line 45 is $2,505.72 which requires minimum $150,343.20 dividend to general unsecured creditors
-the debtor has failed to provide proof of service with respect to plan motions
-need to resolve Investors Bank objection to confirmation
-must file Pre Confirmation Certification with Court
3) IRS secured claim 2 in the amount of $106.69 not in plan - either pay claim through plan or move against it
4) NY State Department of Taxation filed priority claim 1 in the amount of $7.71 not in plan - either pay claim through plan or move against it

proposed plan $1230.7
Matter ResolvedRequest
Adjourment
3332/18/2020 10:00 am19-33025 / MBKPRO SEConfirmation Hearing ScheduledContinued
2/26/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $288.00  
***adj to 2/26 for payment to clear and verify 341 docs are in***
No payments: 0/2 Arrears: $794.32
Matter ResolvedRequest
Adjourment
3342/18/2020 10:00 am19-33040 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $346.00  
As of 2/7/20(mk):


1.Objection by Wells Fargo(Phelan):
-plan fails to pay arrears( POC $2,007.34)- OK TO PAY?.

2. Ally Fin. in plan as unaffected-Filed POC $299.20- OK TO PAY?

3. Trustee Objection:
-Need November and December bank statements for accounts #7295 and #9035. (see
direct deposit info)
- also need Nov. & Dec. bank statements for Wells Fargo account #8217
- need the divorce decree if debtor is no longer married.
-must file pre conf. cert.
--------------------------------------------------------------------------
-Reviewed the 122C, Line 23 (optional telephone) requires documentation. Per the 122C,
monthly disposable income is $297 which requires a min.div.of $17,820 to gucs.( Proposed plan payment is 346 x 60 which is more)



Proposed plan:346 x 60 BEG 1/2020; BASE.
payments:2/2
last claim:6-1,bar date:2/19/20
Matter ResolvedRequest
Adjourment
3352/18/2020 10:00 am19-33041 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledDeniedDebtor has made 4 of 4 required payments   Arrears: $0  


FEASIBLE MP BY 3-15 AS OF 2/6/20 (at):

CURRENT PLAN IS NOT FEASIBLE.

1. On 1/29/20, debtor withdrew the request for loss mitigation. Modified plan needs to be filed. Proposed plan was to obtain a loan mod by the date allowed per the loss mit order.

2. Objection filed by Home Point Financial (McCabe) - failure to cure arrears of $121,608.07.

3. The attorney's fees in the plan and the disclosure statement do not agree. Debtor's attorney must amend either the plan or the disclosure statement.

4. Trustee's objection:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2731 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
-non exempt equity in bank account in the amount of $7,475 and in residential real estate in the amount of $35,360.77 total $42,835.77 this amount is to be paid to general unsecured creditors through the plan. (MORTGAGE CO POC CAME IN HIGHER THAN SCHEDULED. NON EXEMPT EQUITY IN REAL ESTATE IS $29,564.85)


Plan proposes: $200 x 60, base, loan mod w/in time allowed by loss mit order
Payments: 2/2
Matter ResolvedRequest
Adjourment
3362/18/2020 10:00 am19-33050 / MBKKevin Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $990.00  Total Paid In: $2,970.00
As of 2/6/20 (DS): Confirm at $990 x 60 begin 1/1/20 Pro rata dividend to gucs and within 10 days must file Pre-confirmation certificate

Prop Plan $990 x 60 Base
Note: TD Bank statements and IRA statement provided.
Matter ResolvedRequest
Adjourment
3372/18/2020 10:00 am19-33051 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $920.00
UPDATED 2/14/2020

OK TO CONFIRM AT $400 PAID TO DATE, $260X58 BEGIN 3/1/2020 BASE PLAN


issues as of 2/11/2020

1) IRS priority claim 7 is estimated for 2017 taxes - need to resolve
2) Toyota Motor Credit Corp (2012 Mazda CX-9) filed secured claim 9 with arrears in the amount of $453.14 - either pay arrears through plan or move against claim PER ATTY OK TO PAY ARREARS THROUGH PLAN

proposed plan $200x60 base plan
paid in $400
last claim 11-1
Matter ResolvedRequest
Adjourment
3382/18/2020 10:00 am19-33052 / MBKJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $300.00  
AS OF 2/14/20 (SF) UPDATED - Atty will request adjournment

Disposable income is higher per I and J. 401k loan expires on 6/8/22 and additional $122.27 will be available. Pension loan expires in 2/2020 and $621.95 will be available as of 3/1/20. RECOMMEND $300 x 2, (BEGIN 1/1/20), $1016 X 28 (BEGIN 3/1/20), $1139 X 30 (BEGIN 7/1/22) BASE PLAN

1. Trustee objection:
- Verified income leaves a monthly net balance of $1139
- Reviewed the 122C, average monthly gross income is $10,330.
Line 17 (involuntary deductions) should be $423 and
Line 23 (optional phone) requires proof. Per the 122C, monthly disposable income is $1,707 which
requires a minimum dividend of $102,420 to general unsecured creditors. (REDUCED BASED FROM $87,600 TO $63,218)


Plan proposes $300 x 4, $825 x 28, $925 x 28 Base
Payments: 2/2

RESOLVED ISSUES:
- Need statements for the debtor's 401k loan and the co-debtor's pension loan. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)
- Need proof that debtor is paying $433/month is support (DEBTORS ARE SEPARATED AND DEBTOR LIVES WITH MOTHER. THIS IS RENT DEBTOR PAYS TO MOTHER. CERT PROVIDED)
Line 10 (support) requires a court order, (MOOT, THIS IS RENT)
Matter ResolvedRequest
Adjourment
3392/18/2020 10:00 am19-33065 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 2/12/20(mk)Updated:

>>>OBJECTION FILED BY SELECT PORTFOLIO- ONLY IF THAT IS RESOLVED ALLOWING PAY FROM SALE WILL THE TERMS WORK SALE IS AGREED TOO -

*** CAN REC CONFIRM AT $250 PTD, THEN $1,158 x 56 Begin 3/1/20; 100%:Sale of 19 White Pine Drive by 7/1/2020: NO Payments to Creditor, Select Portfolio pending sale; & Trustee to receive NE Proceeds from Sale of 18 White Pine Drive and NE Proceeds from injury lawsuit ***

>> Excess dispos. income and plan is 100%. Above median case.<<

1. Objection By Select Portfolio(McCalla):
-Sale of Re speculative.

2. Trustee Objection:
-he plan. Income verified much higher than scheduled $4,397.10 leaving disposable income of
$1,448.76 (100% Plan).
-excessive expense on Schedule J $618/car payment - (100% plan).
- Schedules fail to account for tax refund of $3,836 when determining disposable income.
-The confirmation order must include language that provides for the turnover of all Non exempt proceeds form PI claim.



Plan:250 X 36 BEG 1/2020; SALE BY 7/1/2020 (18 WHITE PINE DR); 100%
payments:1/2
last claim:5-1, bar date;2/19/20
Matter ResolvedRequest
Adjourment
3402/18/2020 10:00 am19-33086 / MBKDavid G. Beslow Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $200.00  
AS OF 2/10/2020 (at):

1. Objection filed by SN Servicing (Friedman) - Plan fails to provide for the claim of $727,841.92. Adequate protection payment is too low. Creditor wants a consent order giving stay relief should the property not be sold within an appropriate time frame.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019
- an accountants valuation of the debtor's business (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Proof of income verifies higher, there is disposable income $$2,157.82, may be moot, plan propose 100%.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1229 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity on real property $11,074.30 and checking account $812.45.
The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- Must provide valuation statement from whole life insurance policy with Polish Women's Alliance prior to filing date. (NOT RECEIVED)
- Must add to confirming order non-exempt equity of lawsuit to Trustee. (LANGUAGE ADDED)
- Must resolve IRS estimated claim. (STILL ESTIMATED)
- Must resolve creditor obj. (UNRESOLVED)
- Must file Pre-confirmation certificate. (NOT FILED)
- The debtor may be over the 109(e) limit (SECURED CLAIM IS ABOVE THE LIMIT AT $1,267,905)

Plan proposes: $200 x 60, 100% plan, sale of residence within 6 month of
Matter ResolvedRequest
Adjourment
3412/18/2020 10:00 am19-33137 / MBKSTACEY L MULLEN, ESQConfirmation Hearing ScheduledContinued
2/26/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $910.00  Total Paid In: $2,643.00
Debtor atty provided proof of payment 2/10/20, but none yet posted since 2/18. Short adjournment to allow funds to be received.

As of 2/5/20 (DS): 1. Debtor has made no Trustee payments, Debtor in arrears $1,840. Debtor must get current.

2. Trustee obj there is non-exempt equity on real property $28,822, bar date is 2/20/20, to date total unsecured claims filed $14,466.90.

Prop Plan $1,020 x 59 Base
Note: Mod plan filed to add DSO and arrears on tax lien.
Matter ResolvedRequest
Adjourment
3422/18/2020 10:00 am19-33151 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 2/11/2020

1) Wells Fargo Bank (Powers Kirn) objection to confirmation - need to resolve
-arrears $32,459.02
-amount of monthly payment outside plan is inaccurate, should be $2,320.15
2) Trustee objection to confirmation - RESOLVED
-need a copy of homeowner's insurance renewal declaration - provided forced placed insurance PROVIDED NEW POLICY EFFECTIVE 1/27/2020
3) US Dept of HUD filed secured claim 3 in the secured amount of $100,289.80, with zero arrears - claim not treated in plan

proposed plan $500x60 0%
paid in $1160
last claim 9-1
Matter ResolvedRequest
Adjourment
3432/18/2020 10:00 am19-33155 / MBKSteven N. Taieb Confirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/7/20 (SF)

1. Credit Acceptance Corporation filed arrears claim 4-1 for $60 (OK TO PAY?)
2. VW Credit Leasing filed arrears claim for $2786.96 (OK TO PAY?)
3. Trustee objection:
- Proof of income verifies higher at $727.60 (Need base of $20,954 or $353 for remaining 58 months.)

Plan proposes $255 x 48 0%
Payments: 2/2

RESOLVED ISSUES:
- Pay stubs for the month of December. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - homeowner insurance expires 2/1/20. (RECEIVED)
- Must file Pre-confirmation certificate. (FILED)
Matter ResolvedRequest
Adjourment
3442/18/2020 10:00 am19-33177 / MBKKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $1,350.00  Total Paid In: $1,350.00
As of 2/7/20(mk):


*** CAN REC CONFIRM AT $675 x 36, Begin 1/1/20 :Base w/min div to gucs of $9009***
Per atty ok to pay TD Bank arrears claim.sf


1.Trustee Objection:
-need a CMA w/ comparables (Provided).
File pre-confirmation certification.(Filed).


Proposed plan:675 x 36,not payments:2/2
last claim:2-1,bar date;2/21/20
Matter ResolvedRequest
Adjourment
3452/18/2020 10:00 am19-33178 / MBKKurt E. Reinheimer, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $1,218.00  Total Paid In: $3,654.00
AS OF 2/10/2020 (at):

RECOMMEND: $1,827 PAID TO DATE, $1,218 x 5 BEGINNING 3/1/2020, $1,430 x 53 BEGINNING 8/1/2020, BASE WITH A MINIMUM OF $49,602 TO GUC'S DUE TO NON-EXEMPT EQUITY IN THE RESIDENCE.

1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- A Modified Plan that increases trustee payment when 401k loans end.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $450/month for miscellaneous
- $412/month for solar panels
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Reviewed the 122C, Line 17 (involuntary deductions) should be $0 and Line 23 (optional telephone) requires documentation. Per the 122C, monthly disposable income is $1,849 which requires a minimum dividend of $110,940 to general unsecured creditors.
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $1,218 x 60, not less than $49,602 to guc's
Payments: 1.5/2, arrears $609


Matter ResolvedRequest
Adjourment
3462/18/2020 10:00 am19-33180 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $1,175.00  Total Paid In: $3,381.00
As of 2/13/20 (DS): Ok to confirm at $2,206 Paid, $1,175 x 58 begin 3/1/20 0% to gucs (pays the arrears claim of Mr. Cooper/SN Servicing claim #9-1)

1. Obj filed 2/10/20 by SN Servicing, below work up pays the arrears claim $63,271.27 per POC. Obj must be resolved. Per creditor atty ok to confirm as long as paying arrears.

As of 2/7/20 - Atty ok with terms/sf - Do to obj case has to be removed from recommended honor roll, to allow obj to be resolved.

As of 2/12/20 (DS): Ok to confirm at $2,206 Paid, $1,175 x 58 begin 3/1/20 0% to gucs (pays the arrears claim of Mr. Cooper/SN Servicing claim #9-1)

1. Must file Pre-confirmation certificate. - FILED

Prop Plan $1,053 x 60 0% to gucs
Note: POI for co-debtor is fine, has name of Co-debtor. Cert regarding identity of Debtor verified by Debtor attorney (DL and SSC) and POA provided.
Matter ResolvedRequest
Adjourment
3472/18/2020 10:00 am19-33181 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 2/11/2020

1) MTGLQ Investors LLP (Parker McKay) objection to confirmation - need to resolve
-arrears $93,542.17
2) Consumer Portfolio Services, Inc (Bernstein Burkley) objection to cram, need to resolve
3) Trustee objection to confirmation - need to resolve
-need Amendment to Schedules A and C to add timeshare MODIFIED PLAN SURRENDERS TIMESHARE
-the debtor has undertaken an improper use of exemption. Specifically takes (d)(1) exemption for only one debtor (Deed is not in name of Co Debtor). Also take an improper (d)(5) exemption of $7,000 but only allowed $1,325. AMENDED SCHEDULE FAILED TO ADDRESS THESE ISSUES
-the debtor is not paying all disposable income into plan - proof of income verifies higher, there is disposable income of $1,119.30
-the debtor has failed to provide proof of service with respect to plan motions - need service to Capital One, notice is addressed to Capital One Auto Finance RESOLVED

proposed plan $383x60 0% plan loan mod 6 months
paid in $766
last claim 13-1
Matter ResolvedRequest
Adjourment
3482/18/2020 10:00 am19-33183 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
3/3/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $1,550.00  Total Paid In: $10,850.00
AS OF 2/7/20 (SF)

1. Trustee objection: (MAY WANT TO ADJOURN TO AFTER BAR DATE)
- Need copy of 401k loan statement (STILL NEED)
- Excessive expenses on Schedule J: $2905 per month for elementary and high school tuition.
- Excessive expenses per 122C:
Line 10: $1657 for additional housing expenses
Line 23: $300 for optional telephone
Line 17: $3163.78 involuntary deductions
Line: 45 Disposable income is $5556.24 which requires a minimum dividend of $333,374 to general unsecured creditors or a 100% plan.
The debtor has failed to provide proof of service with respect to Plan Motion(s).
American Express. (IMPROPER SERVICE. DID NOT SERVE MANAGING AGENT OR BECKET & LEE)
File pre-confirmation certification. (FILED)

Plan proposes $3100 x 12, $4200 x 36, $8585 x 12 Base
Payments: 1.5/2 Arrears: $1550

RESOLVED ISSUES:
- File pre-confirmation certification. (FILED)
Matter ResolvedRequest
Adjourment
3492/18/2020 10:00 am19-33186 / MBKStephen M. Zullo Confirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,122.00  
341 on for 2/20/20- NEED TO REQUEST ADJ.OF THIS CONF.HEARING.
Matter ResolvedRequest
Adjourment
3502/18/2020 10:00 am19-33208 / MBKJames J. Cerbone Confirmation Hearing ScheduledContinued
6/2/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,175.00  
341 now on for 3/12/20
Matter ResolvedRequest
Adjourment
3512/18/2020 10:00 am19-33209 / MBKJames J. Cerbone Confirmation Hearing ScheduledContinued
3/3/2020 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $2,286.00  Total Paid In: $3,168.00
AS OF 2/5/2020 (at):

RECOMMEND SHORT ADJOURNMENT TO AFTER BAR DATE OF 2/21/20 TO CONFIRM AT 100%.

1. OneMain Financial filed a secured claim # 1 in the amount of $479 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $4,207.00 (100% Plan).
- Per the 122C, monthly disposable income is $3,407 which would require a minimum dividend of $204,420 to general unsecured creditors (100% Plan).
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $754.00 in non-exempt equity in the residence (100% Plan).
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $1,056 x 60, 100% to guc's
Payments: 2/2
Matter ResolvedRequest
Adjourment
3522/18/2020 10:00 am19-33210 / MBKJames J. Cerbone Confirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 2/18/20 (DS): 1. Citibank obj arrears owed $180,476.34, POC filed 2/14/20, plan has $123,218. Arrears is much higher. Obj must be resolved with creditor.

Recommend confirming at $4,660 paid, $3,668 x 58 begin 3/1/20 100% to gucs, plus non-exempt proceeds from PI lawsuit

Case was recommended for honor roll, but obj was filed and now must be resolved

Prop Plan $2,330 x 60 100%
Matter ResolvedRequest
Adjourment
3532/18/2020 10:00 am19-33242 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $584.00  
updated 2/12/2020
Debtors attorney advised that the debtor is not working. The spouse income is supporting his own Chapter 13 case, it is unlikely that he can support BOTH cases on his income. should this case be dismissed??

issues as of 2/10/2020

1) The City of Trenton (Goldenberg) objection to confirmation - need to resolve
-claim $28,455 tax lien
2) New Rez LLC/Shellpoint Mortgage (Hill Wallack) objection to confirmation - need to resolve
-pre petition arrears $218,118
3) Acar Leasing/2020 Chevy Impala claim paid 10/2022 - raise plan payment to $1,729 beginning 11/1/2022
4) Trustee objection to confirmation - need to resolve
-need proof of 2 months income for non debtor spouse - PER SPOUSE FILING HIS MONTHLY INCOME IS $6491.56 (PROFIT $2824.90 SALARY $3666.66), UPDATED INCOME PROVIDED IS SPOUSE'S BANKRUPTCY
-need proof of rental income
-need a copy of the last filed return 2018
-need a copy of the homeowners insurance renewal declaration for Trenton property
-the debtor is not paying all disposable income into plan - excessive expenses on Schedule J and Form 122C: $1,415 expenses for husband. No proof of income provided for spouse; disposable income per Schedule I&J verifies higher at $1,241; disposable income per Form 122C will require minimum dividend to general unsecured creditors UPDATED INCOME VERIFIES HIGHER, DISPOSABLE INCOME IS $1,384.77 - THERE IS NOW DISPOSABLE INCOME OF $7,876.33
-the Schedules fail to account for the debtors tax refund in the amount of $2,172 when determining disposable income
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non-exempt equity of $4,820/14 in HSBC bank account
-the debtor has failed to provide proof of service with respect to plan motions - need proof of service for Ajay Damarapu
-need to file Pre Confirmation Certification with Court
-the rental property should be surrendered because no rent in being received
5) Hus
Matter ResolvedRequest
Adjourment
3542/18/2020 10:00 am19-33244 / MBKEdward Nathan Vaisman Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/14/20 (SF) - UPDATED

1. Wells Fargo filed arrears claim 2-1 for $279.30 (OK TO PAY?)

2. Trustee objection:
- Need copy of 401k loan statement for co-debtor. 2mos - (RECEIVED - Loan will be paid off by 9/5/20 and $661 will be available as of 10/1/20

- ( Nov. & Dec 2019) of bank statements for TD bank acct. (RECEIVED. AS OF 12/31/19 THERE IS N/E EQUITY OF $6226 IN TD BANK ACCOUNT)

- Amendments to Schedules . Must amend 122C to correct monthly mortgage payment. Sch. B to add TD bank acct ( AMENDED)

- Excessive expenses on Schedule J: $1100 transportation; $417 car repairs- Need debtors Certification and documentation attached for these expenses. (CERT PROVIDED BUT NO PROOFS ATTACHED)

- Excessive expenses per 122C:
Line 21: $929.67 childcare. Only $685 listed on Schedule J
Line 30: $47.75 additional food
Line 33a: $6227 mortgage payment
- Disposable income per 122C will require minimum divided to general unsecured creditors.
- there is $7,309.19 of non exempt equity in real estate.

Plan proposes $112 x 60 Base
Payments: 2/2

RESOLVED ISSUES:
- File pre-confirmation cert. (FILED)
Matter ResolvedRequest
Adjourment
3552/18/2020 10:00 am19-33268 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $300.00  
2/18/20:(mk):Made 1 payment. Debtor atty requested on 2/17/20 this hearing be RH till 11. He has criminal matter in Ocean Cty.

As of 2/12/20(mk) UPDATED:


1. As of this date-NO PAYMENTS.

2.Objection by US Bank(RAS):
-plan fails to pay arrears(POC $10,611.84).
3. Objection By Ditech(McCalla):
- objects to cram- questions value of RE

4.Trustee Objection:
-need Proof of 2 month's income - from Sterling, listed on Schedule I, proof provided lists wife's name, not Debtor's.
-need Business forms - from both businesses and profit and loss forms as well.
-need proof of Auto insurance.
-need 2 months bank statements prior to filing date for First Bank of NJ.
-need proof of value of stocks with Ameritrade/TD Bank per Sched B $510.81.
-need Modified Plan that removes Ditech as cram on Part 4(d) or removes on Part 4f and
adds on Part 7, since listed on 4d and that adds all cramdowns to Section 4 AND Section 7 of the Plan. Five Star Bank(looks like it was a loan to business -P&W designs,LLC and debtor is guarantor) that is in plan as secured filed and unsecured claim (#9-1) How many mortgages does the debtor have- 2 or 3?
-need Amendments to Schedules I to add spouse income & amendment to Statement of Financial Affairs to add businesses.
-debtor not paying all disposable income into the plan. Proof of income verifies higher.
-current Plan does not specify treatment of CarMax Auto under the Plan.
-There is non-exempt equity in bank accounts, Ameritrade/TD Bank, Lamendola
Properties, College Counts, Office Furniture, Tools, Office equipment and Showroom
displays.
- Need accountants valuation of business, including explanation for closing of prior
business(P & W Designs) and then opening of and operation of new business(Camelot Kitchen& Bath)
-need: IRA balance statement with Invesco.
-need proof of security deposits with Lamendola Properties on Sched B for $2,600 and College Counts balance listed on Sched B $16,655.
- Must resolve creditor objection.
- Must file Pre-
Matter ResolvedRequest
Adjourment
3562/18/2020 10:00 am19-33269 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/5/2020 (at):

1. Objection filed by Bank of America/2014 RV (Phelan) - cram interest rate cannot be 0%. Needs to be Note rate of 5.5%. (UNRESOLVED)

2. American Express filed a secured claim #3 in the amount of $17,463.03 which is not in the plan. Is it ok to pay this claim or is debtor moving against the claim?

3. Trustee's objection:
- The debtor has insufficient income to fund the plan. Income verifies significantly lower than scheduled using proof provided.
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- excess expenses Schedule J $500/utilities; $700/telephone, cellphone, internet etc; $100/trash - already have $100/water, sewer, trash;
- Form 122C-2 Line 45 monthly disposable income $4,302.22 which requires minimum $258,133.20 dividend to general unsecured creditors may need to be 100%
The circumstances and contents of the debtor's Plan, when taken in their totaility, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a) (3).
-plan pays for RV through plan in the amount of $48,834 this is a luxury item and plan should not be confirmed without a 100% dividend to unsecured creditors.
- The plan needs to include an update to debtor's income 6 months after confirmation

Plan proposes: $250 x 60, base, loan mod by 5/20/20
Payments: 2/2
Matter ResolvedRequest
Adjourment
3572/18/2020 10:00 am19-33274 / MBKCandyce Ilene Smith-Sklar Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,768.00  
As of 2/12/20 (DS): 1. Trustee obj to the following:
- Trustee will require updated pay stubs when Debtor returns to work.
- Need homeowner insurance with personal liability coverage, doc provided was a quote from Plymouth Rock.
- There is non-exempt funds in Wells Fargo account of $20,555.

2. City of Trenton obj plan was filed in bad faith. On the eve of creditor applying for final judgment, previous owners Umar Abdul-Raheem and Jamilah Abdul-Raheem deeded the property to Debtor on 12/11/19 for $1. Obj arrears are more, plan not feasible, arrears filed for $147,477, plan has $96,364.86.

3. Credit Union of NJ obj arrears owed, POC filed with arrears $193.90.

4. Credit Union of NJ filed bifurcated claim with secured $19,800 and unsecured $6,273.57. Must resolve claim issues.

5. Secured claim filed by Trenton Water Works for $187.49. Ok to pay?

6. Must file Pre-confirmation certificate.

Prop Plan $1,768.19 x 60 Base
Matter ResolvedRequest
Adjourment
3582/18/2020 10:00 am19-33280 / MBKJOSEPH I WINDMAN, ESQConfirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,595.00  
issues as of 2/10/2020

1) Citibank (Powers Kirn) objection to confirmation - need to resolve
-arrears $16,379.48 and post petition loan payment $640.47 MODIFIED PLAN CORRECTS BOTH, SHOULD RESOLVE OBJECTION
2) Citimortgage (Phelan) objection to confirmation - need to resolve
-arrears $26,126.16 MODIFIED PLAN CORRECTS ARREARS, SHOULD RESOLVE OBJECTION
3) Trustee objection to confirmation - need to resolve
-need a copy of the homeowners insurance renewal declaration - if not confirmed by 2/18/2020, insurance expires 2/16/2020
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non-exempt equity on real property $40,810.24; 2012 Honda Pilot $231.71 - OK PLAN IS 100%
-must resolve creditor objection
-must file Pre Confirmation Certification RESOLVED, FILED
4) Ok to confirm at $3,476.29 paid to date, $1,593x42 begin 3/1/2020 100% plan

proposed plan $1,882.81x1, $1593.98x43 100% plan
paid in $3,476.29
last claim 4-1
Matter ResolvedRequest
Adjourment
3592/18/2020 10:00 am19-33292 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,064.00  
AS OF 2/18/20 (SF)

1. 341 NOT HELD - RESCHEDULED TO 2/20/20
2. NO PAYMENTS: 0/2 ARREARS: $1064
Matter ResolvedRequest
Adjourment
3602/18/2020 10:00 am19-33296 / MBKDaniel E. Straffi Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $800.00
As of 2/7/20(mk):


If ok to pay #1- ***CAN REC CONFIRM AT 200 x 36, begin 1/1/20:Base***


1. Ameri credit/GM Fin in plan as unaffected- Filed arrears POC $663.98- OK TO PAY?

2. Trustee Objection:
Proof of social security income - for 2019(Provided).
Need proof of insurance for the 2013 Nissan Pathfinder.(Provided).
-Need Oct.& Nov. bank statements for First Financial FCU account(provided).
-plan excessive expenses, such as:( Reduced exp by 1000- still does not matter as majority of income is soc sec.)
$300/month for home maintenance (on a trailer)
$825/month for cell phones
$282/month for car insurance (per bill it's $172)
$915/month for food
$800/month to support adult daughter (who lives with them)
$400/month for pet expenses
$653/month car payment


Proposed plan:200 x 36,Base.
payments:2/2
last claim:4-1,bar date:2/24/20
Matter ResolvedRequest
Adjourment
3612/18/2020 10:00 am19-33297 / MBKDAVID G BESLOW, ESQConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $100.00  
AS OF 2/10/20 (at):

1. Objection filed by US Bank/Select Portfolio (Frenkel) - plan does not propose to cure arrears and fails to provide payment of regular post petition monthly payments. (UNRESOLVED)

2. Objection filed by Specialized Loan Servicing/Select Portfoli (2nd mortgage) (Stewart Legal) - correct arrears are $162,873, not $86,175. Do not oppose strip off as long as the total amount of the claim is treated as unsecured. (UNRESOLVED)

3. Trustee's objection:
- The debtor has insufficient income. Verified income leaves a monthly net balance of -$1,347.54.
The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2019 by 5/31/2020. (LANGUAGE ADDED TO CONFIRMING ORDER)
- Need updated car insurance. Policy expires 2/4/20. (NOT RECEIVED)
SUBMITTED
The debtor has undertaken an improper use of exemption. Specifically:
- Debtor has exceeded the statutory limits under 522 (s)(11)(D). Debtor cannot claim the full statutory exemption in 2 separate personal injury cases. (NOT ADDRESSED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED TO CONFIRMATION ORDER)

Plan proposes: $100 x 4, $300 x 32, base, loan mod within 6 months of confirmation
Payments: 1/2, arrears $100
Matter ResolvedRequest
Adjourment
3622/18/2020 10:00 am19-33314 / MBKDaniel E. Straffi Confirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $500.00  
ATTY HAS $1000
NEED 341
AS OF 2/5/2020 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $1,000
Matter ResolvedRequest
Adjourment
3632/18/2020 10:00 am19-33318 / MBKJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
3/17/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

***Atty does not agree with terms below - adj to 3/17/20***
As of 2/5/20 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income. INCOME HAS VERIFIES HIGHER, SINCE CO-DEBTOR HAS RETURNED TO WORK, ONLY 1 PAY STUB PROVIDED.
- Need updated POI from co-debtor, who returned from disability. - NEW INCOME FOR CO-DEBTOR HAS VERIFIED HIGHER, THERE IS DISPOSABLE INCOME $10,544.82 - 2018 JOINT TAX RETURN SHOWED DEBTORS GROSS INCOME WAS $362,840. CASE WOULD HAVE BEEN ABOVE MEDIAN, BUT DUE TO DISABILITY WAS LESS.
- Amendments to Schedules B to add 2015 Infiniti Qx80 and Wells Fargo on Sched D.
- Debtor has undertaken an improper use of exemption. Specifically takes (d)(1) joint exemption, only allowed individual exemption $25,150.
- Schedule J list excessive expense items, such as: Car payments $578 and $700.
- Current Plan does not specify treatment of Credit Acceptance for 2018 Dodge Journey under the Plan.

2. PHH Mortgage obj arrears owed, POC filed with arrears $7,233.69. Ok to pay? Must resolve objection.

If ok to pay arrears pf PHH Mortgage, recommend confirming at $956 paid, $1,857 x 58 begin 3/1/20 pro rata dividend to gucs, due to disposable income and add to confirming order Trustee ok to pay the arrears claim of PHH Mortgage claim#8-1

Prop Plan $478 x 60 $0
Note: Updated homeowner insurance provided. Mortgage and IRS filed higher claims, there is no equity on real property.
Matter ResolvedRequest
Adjourment
3642/18/2020 10:00 am19-33324 / MBKANDREW B FINBERG ESQConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $1,050.00  
issues as of 2/10/2020

1) PHH Mortgage Corporation (RAS Citron) objection to confirmation - need to resolve
-approximate arrears $18,916.44
2) Trustee's objection to confirmation - need to resolve
-need proof of 2 months income - fort he debtor's new job (started 12/9/2019) and for the co-debtor
-need statements for the debtors 3 401k loans
-the schedules fail to account for the debtors tax refund in the amount of $2,174 when determining disposable income
-need to file Pre Confirmation Certification with Court
3) Ally Financial filed secured claim 5 with arrears in the amount of $992.67 - need to pay through the plan or move against claim

proposed plan $350x60 100%
paid in $350
arrears $350
last claim 5-1
Matter ResolvedRequest
Adjourment
3652/18/2020 10:00 am19-33355 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

341 SCH 3-5
Matter ResolvedRequest
Adjourment
3662/18/2020 10:00 am19-33365 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $2,764.00
AS OF 2/6/20 (SF)

RECOMMEND $691 X 9 (BEGIN 1/1/20); $1206 X 51 (BEGIN 10/1/20) BASE W/MIN $23,591 TO GUCS


1. Trustee objection:
- The debtor has failed to file a feasible plan - that provides for a tier plan, pension loan payment $473.40 ends in month 9. (September 2020)
- There is non-exempt equity on real property $23,590.88.


Plan proposes $691 x 60 0%
Payments: 2/2
Matter ResolvedRequest
Adjourment
3672/18/2020 10:00 am19-33388 / MBKPAUL H YOUNGConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

ATTY HAS 400

ADJOURNMENT REQUEST NOT GRANTED, NO TRUSTEE PLAN PAYMENTS TO DATE, ARREARS $200
issues as of 2/6/2020

1) No Trustee plan payments to date, arrears $200
2) 341 rescheduled for 2/20/2020
3) Wells Fargo Bank (Phelan) objection to confirmation - need to resolve
-approximate arrears $56,886.50
Matter ResolvedRequest
Adjourment
3682/18/2020 10:00 am19-33390 / MBKSTEPHEN M GOLDBERG, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,100.00
AS of 2/10/20(mk):Updated - Atty ok with terms.sf


*** CAN REC CONFIRM AT $275 x 60, Begin 1/1/20; Base;Strike From Part 4b. of plan the secured treatment of Brookview Condo. Association. That creditor filed an unsecured claim.


1. Plan has Brookview Condo as being paid arrears(3,531) as a secured creditor- They filed a GUC claim for $3,598.10- T'ee will treat as a guc and strike that plan provision in Part 4b as to Brookview UNLESS creditor files amended claim as secured or you get a consent order to pay in full.

2. Debtor's father hold the mortgage. Not treated in plan- is it current? will there be a claim filed?

3. Trustee Objection:
-need Proof of moly mtg payment(Hand written note as to payment - Cert from debtor - payment is $800 per month).
-need proof that mortgage has been recorded.(Provided).
-Need to file Pre-Confirmation Certification.(Filed).


Proposed Plan:275 x 60;Base.
payments:2/2
last claim:8-1,Bar date:2/25/20
Matter ResolvedRequest
Adjourment
3692/18/2020 10:00 am19-33394 / MBKEUGENE ROTH, ESQConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/18/20 (SF)

1. 341 NOT HELD - RESCHEDULED TO 3/5/20
2. PAYMENTS: 1/2 ARREARS: $470
Matter ResolvedRequest
Adjourment
3702/18/2020 10:00 am19-33442 / MBKPRO SEConfirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
3712/18/2020 10:00 am19-33448 / MBKTHOMAS M MONAHAN, ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $520.00  
Amended Sch C filed 2/7/20 - equity is now $14,127

AS OF 2/5/2020 (at):

1. Debtor did not use the D(1) exemption. There is $39,277 in non-exempt equity in the residence. Debtor's attorney should amend Schedule C or the debtor will need to pay $39,277 to guc's.

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- need auto insurance renewal, policy provided expired 12/29/2019 (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
-excessive expenses on Schedule J $260/cell phone; $700/transportation ; $700/car payment
-Form 122C-2 Line 45 has monthly disposable income $322.70 which requires minimum $19,362 dividend to general unsecured creditors
- must file pre conf cert. (NOT FILED)

Plan proposes: $520.34 x 60, base
Payments: 1/2, arrears $520.34
Matter ResolvedRequest
Adjourment
3722/18/2020 10:00 am19-33466 / MBKSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledContinued
4/28/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $525.00  
As of 2/5/20 (DS): 341 sched 2/20, no payments made, Debtor in arrears $1,050, must get current, then submit conf adj request
Matter ResolvedRequest
Adjourment
3732/18/2020 10:00 am19-33498 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 2/10/2020

1) Fifth Third Bank (Phelan) objection to confirmation - need to resolve
-approximate arrears $61,942.83
2) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return - 2019 by 5/31/2020
-need a modified plan that addresses mortgage arrears to Fifth Third Bank $61,942.83
-the debtor is not paying all disposable income into the plan - verified income leaves monthly net balance of $4,552.73; per the 122c, monthly disposable income is $3,039 which would require a minimum $182,340 dividend to general unsecured creditors
-need to file Pre Confirmation Certification
-need to resolve objection filed by Fifth Third Bank

proposed plan $739x60 100% plan
paid in $1478
last claim 8-1
Matter ResolvedRequest
Adjourment
3742/18/2020 10:00 am19-33520 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $250.00  
AS OF 2/6/20 (SF)

1. ATTY MUST REQUEST ADJ OF CONFIRMATION HEARING
2. 341 NOT HELD - RESCHEDULED TO 2/20/20
3. PAYMENTS: 1/2 ARREARS: $250
Matter ResolvedRequest
Adjourment
3752/18/2020 10:00 am19-33532 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledContinued
3/3/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $310.00  Total Paid In: $1,090.00
AS Of 2/7/20(mk):


This hearing is for plan #3. There was a MP(#15)on notice was filed and has a hearing date of 3/3/20. Need to w/d this plan #3 or deny it or adj this to 3/3/20.
Objection by B of A to plan # 3. MP resolves the objection.

Matter ResolvedRequest
Adjourment
3762/18/2020 10:00 am19-33535 / MBKMarcia Y. Phillips, Esq.Confirmation Hearing ScheduledContinued
5/5/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/5/20 (at):

1. 341 has not been held or rescheduled. (scheduled for 3/12/20)
2. Payments: 2/2
Matter ResolvedRequest
Adjourment
3772/18/2020 10:00 am19-33543 / MBKJAY A WEINBERG, ESQConfirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/5/2020 (at):

1. Objection filed by Pingora Loan (Frenkel) - failure to cure arrears of $2,695.64. (Per obj - no POC yet)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Need copy of November Bank of America Bank Statement. (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- Income on Schedule I verifies higher at $1,277.77.
- File pre-confirmation certification. (NOT FILED)

Plan proposes: $220 x 60, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
3782/18/2020 10:00 am19-33546 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/8/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 2/13/20 (DS): Debtor attorney requested adjournment, 341 sched 2/20
Matter ResolvedRequest
Adjourment
3792/18/2020 10:00 am19-33552 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

issues as of 2/7/2020

1) Towd Point Mortgage Trust (Milstead) (West Jack Street) objection to confirmation - need to resolve
-arrears approximately $5,257.35 CLAIM FILED, ARREARS $28,497.49
2) Specialized Loan Servicing (Pluese) (Dakota Avenue) objection to confirmation - need to resolve
-estimated arrears $28,532.11 CLAIM FILED, ARREARS $3,077.42
3) Trustee objection to confirmation - need to resolve
-need a copy of the homeowner's insurance renewal declaration - for West Jack Street - document provided expired 12/1/2019
-the debtor has undertaken an improper use of exemption. Specifically, takes (d)(1) exemption on non residential property Dakota Avenue
-the debtor is not paying all disposable income into the plan - income verifies higher than scheduled PAYMENT SHOULD BE RAISED TO $530/MONTH FOR REMAINDER OF PLAN
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation - there is non-exempt equity on West Jack Street $159,156.42 (claim filed was higher) NEED TO PAY NON EXEMPT EQUITY TO GENERAL UNSECURED CREDITORS $159,156.42
-arrears claim filed by Nationstar needs to be paid or move against the claim
-must add to confirming order non-exempt proceeds from sale of West Jack Street to Trustee

proposed plan $158X60 base plan with sale of West Jack Street 6 months after confirmation and loan mod on Dakota Avenue 1 month
paid in $316
last claim 9-1
Matter ResolvedRequest
Adjourment
3802/18/2020 10:00 am19-33574 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledContinued
4/14/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 2/6/20 (SF)

1. ATTY MUST REQUEST ADJ OF CONFIRMATION HEARING
2. 341 NOT HELD - RESCHEDULED TO 2/20/20
3. PAYMENTS: 2/2
Matter ResolvedRequest
Adjourment
3812/18/2020 10:00 am19-33589 / MBKROBERT C NISENSON ESQConfirmation Hearing ScheduledDismissedDebtor has made 4 of 4 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
3822/18/2020 10:00 am19-33595 / MBKFRANK J FISCHER, ESQConfirmation Hearing ScheduledContinued
4/22/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $3,200.00  
issues as of 2/6/2020

1) 241 hearing not held, not rescheduled - missing documents
2) Current with Trustee plan payments
3) IRS objection to confirmation - need to resolve
Matter ResolvedRequest
Adjourment
02/18/2020 10:00 am20-11985 / CMGAndrew Thomas Archer Order to Show CauseDenied
AP 20-1082 OSC FOR TEMP RESTRAINING ORDER
Matter ResolvedRequest
Adjourment
02/18/2020 11:00 am19-33953 / CMGVERA MCCOYOrder Show CauseVacated
***CMG***
FILING FEES
Matter ResolvedRequest
Adjourment
02/18/2020 11:00 am20-10201 / CMGPRO SEOrder Show CauseVacated
***CMG***
FILING FEE
Matter ResolvedRequest
Adjourment
02/18/2020 11:00 am20-11024 / CMGANDREW CARROLL, ESQ.Order Show CauseVacated
***CMG***
FILING FEES
Matter ResolvedRequest
Adjourment
02/18/2020 11:00 am20-11248 / CMGPRO SEOrder Show CauseMoot - Dismissed
***CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
02/18/2020 11:00 am20-11248 / CMGPRO SEApplication for Filing fee InstallmentsMoot - Dismissed
***CMG***
APPLICATION TO PAY FILING FEE INSTALLMENTS
Matter ResolvedRequest
Adjourment
02/18/2020 11:00 am20-11248 / CMGPRO SEOrder Show CauseDismissed
***CMG***
180 DAY BAR
Matter ResolvedRequest
Adjourment
02/18/2020 11:00 am20-11251 / CMGGeorge E Veitengruber IIIOrder Show CauseVacated
***CMG***
MISSING DOCS
Matter ResolvedRequest
Adjourment
02/18/2020 11:00 am20-11255 / CMGAndrew Thomas Archer Order Show CauseVacatedTotal Paid In: $1,200.00
MISSING DOCS
Matter ResolvedRequest
Adjourment
02/18/2020 11:00 am20-11255 / CMGAndrew Thomas Archer Order Show CauseVacatedTotal Paid In: $1,200.00
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
02/18/2020 2:00 pm14-17571 / KCFPRO SEOrder Shorten TimeOrder to be Submitted
***KCF***
(OST DENIED) SLS obj (Mccalla Raymer)<> MTN FOR VIOLATION OF DISCHARGE INJUNCTION
Matter ResolvedRequest
Adjourment
02/18/2020 2:00 pm14-17571 / KCFPRO SEAP Summons IssuedContinued
3/31/2020 2:30 pm

***KCF***
AP 19-2175 Ruquet vs. The Note Holder/Nationstar PRETRIAL
Matter ResolvedRequest
Adjourment
3832/18/2020 2:00 pm17-19513 / MBKJustin M. Gillman, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
3842/18/2020 2:00 pm17-30949 / MBKPETER E ZIMNIS, ESQMotion Motion (Generic) - Only use if no other event is applicableDeniedTotal Paid In: $2,300.00
***DENIED BY MBK***
City of Trenton obj (Goldenberg); City of Trenton obj (Paul & KAtz)<>MTN TO ENJOIN CITY OF TRENTON FROM CHARGING DEBTOR W/ANY VIOLATIONS
Matter ResolvedRequest
Adjourment
3852/18/2020 2:00 pm18-19610 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $16,938.00
Matter ResolvedRequest
Adjourment
3872/18/2020 2:00 pm18-24468 / MBKJOSEPH M PINTO ESQAP Hearing Scheduled (Document)Continued
3/3/2020 2:00 pm
Total Paid In: $18,196.00
AP 18-1501 French vs. Fed Home Loan Mtg SETTLEMENT CONFERENCE
Matter ResolvedRequest
Adjourment
3862/18/2020 2:00 pm18-24468 / MBKJOSEPH M PINTO ESQSettlement ConferenceContinued
3/3/2020 2:00 pm
Total Paid In: $18,196.00
Matter ResolvedRequest
Adjourment
3882/18/2020 2:00 pm19-12655 / MBKEdward Hanratty, Esq.Motion CompensationContinued
3/17/2020 2:00 pm

Trustee Obj
Matter ResolvedRequest
Adjourment
3892/18/2020 2:00 pm19-19288 / MBKANDY WINCHELLMotion CompensationContinued
2/26/2020 2:00 pm
Total Paid In: $3,474.00
Amended proposed order (Doc #35) does not resolve the objection
Trustee Obj
Matter ResolvedRequest
Adjourment
3902/18/2020 2:00 pm19-20657 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $6,000.00
Matter ResolvedRequest
Adjourment
3912/18/2020 2:00 pm19-20962 / MBKEdward Hanratty, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
3922/18/2020 2:00 pm19-22590 / MBKDAVID G BESLOW, ESQMotion CompensationGrantedTotal Paid In: $11,295.00
NEEDS TO REMOVE TRUSTEE PROPOSED PAYMENT FROM ORDER. THE RECENTLY CONFIRMED PLAN HAS ALREADY INCLUDED THE ATT FEES. edc
Matter ResolvedRequest
Adjourment
3932/18/2020 2:00 pm19-24097 / MBKEdward Hanratty, Esq.Motion CompensationContinued
3/17/2020 2:00 pm
Total Paid In: $2,982.00
Trustee Obj - need comprehensive hourly services rendered (SUPPORT DOC #45 DOES NOT CLEAR UP THE ISSUE - The 1st Fee App in an hourly case should include time from the beginning (3/22/18) through the closing date of the request (12/26/19) subtracting from the total what was paid outside ($1,000 per Disclosure) for a net total to be paid through the plan)
Matter ResolvedRequest
Adjourment
3942/18/2020 2:00 pm19-24188 / MBKBrian Gregory HannonMotion CompensationOrder to be SubmittedTotal Paid In: $9,015.00
***OTBS per Debtor Atty***
Trustee Obj
Matter ResolvedRequest
Adjourment
3952/18/2020 2:00 pm19-24807 / MBKPRO SEMotion Motion (Generic) - Only use if no other event is applicableDenied
***DENIED BY MBK***
MTN TO ENFORCE LITIGANT'S RIGHTS
Matter ResolvedRequest
Adjourment
3962/18/2020 2:00 pm19-24807 / MBKPRO SEConfirmation HearingDismissedDebtor has made 5 of 9 required payments   Arrears: $0  

***DISMISSED BY MBK***
2/13/20 KJ: THIS MATTER IS LISTED ON THE COURT CALENDAR @10AM PER EC THE MATTER WILL BE HEARD AT 2PM, EMAILED CHAMBERS NO REPLY BACK BY THE TIME I PUT IN THE PN#

2/6 workup for the 2/18 calendar-same as last time when dismissed-no insurance still. Says he provided CMA in exhibits but not attached EDC

12/2/19(mk): DEBTOR HAS NO PROOF OF HOMEOWNER INSURANCE. DEBTOR REQUESTED ADJ WHICH WAS DENIED AND EMAIL RECEIVED THIS MORNING THAT HE IS IN THE HOSPITAL.

Debtor Response (Doc #39) filed 11/25/19

11/25/19: adj requested again- no proof of home insurance & no consent from creditor
as of 11/22/19(mk):adj request denied 11/22/19- No proof of home insurance. Case is 4 mos old. plan not feasible and no response to Trustee 341 objection filed 10/25/19.


1. Trustee Objection:
- debtor has insufficient income .
-debtor has failed to file a feasible plan.Per Schedule A, the property is worth $200,000. The mortgage payoff is $1,087,625.36? The mtg arrears POC is $298,779.33. Plan payments $25 per mo.
- debtor has failed to supply the Trustee with the following document(s):
-- current market analysis- Need to sign and then re-upload the no filer taxdeclaration.
-- copy of the homeowner's insurance renewal declaration
-- copy of the deed(DONE)
- Needs a Modified Plan that addresses mortgage and treatment of unsecured creditors.
-The confirmation order must include language that provides for the turnover of all
non-exempt proceeds from the personal injury claim, the claim against Liberty Mutual,
and the two claims against Ocwen.


Proposed plan:$25 X 60; PLAN TYPE NOT MENTION
payments;4/4
last claim 1-1, bar date:10/9/19
Matter ResolvedRequest
Adjourment
3972/18/2020 2:00 pm19-24807 / MBKPRO SEMotion Motion (Generic) - Only use if no other event is applicableDenied
***DENIED BY MBK***
Wells Fargo boj (RAS)<>MTN OBJ TO OCWEN POC
Matter ResolvedRequest
Adjourment
3982/18/2020 2:00 pm19-25488 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationWithdrawn
Trustee Obj
Matter ResolvedRequest
Adjourment
3992/18/2020 2:00 pm19-25631 / MBKAndrew Thomas Archer Motion CompensationGrantedTotal Paid In: $2,083.00
Matter ResolvedRequest
Adjourment
4002/18/2020 2:00 pm19-29783 / MBKJ. Todd MurphyOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
4012/18/2020 2:00 pm19-30267 / MBKANDREW SKLARApplication for CompensationGranted
***Amended Doc #31 reduced fees to $500 - granted on that order***

Trustee obj<>
Matter ResolvedRequest
Adjourment
4022/18/2020 2:00 pm19-30394 / MBKJ. Todd MurphyOrder Show CauseWithdrawn
FILING FEE
Matter ResolvedRequest
Adjourment
4032/18/2020 2:00 pm19-30489 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $4,826.00
Matter ResolvedRequest
Adjourment
4042/18/2020 2:00 pm19-31981 / MBKPETER E ZIMNIS, ESQOrder Show CauseWithdrawn
FILING FEE
Matter ResolvedRequest
Adjourment
4052/18/2020 2:00 pm19-33462 / MBKPRO SEOrder Show CauseMoot - Dismissed
FILING FEE
Matter ResolvedRequest
Adjourment
4062/18/2020 2:00 pm19-33774 / MBKPETER E ZIMNIS, ESQOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
4072/18/2020 2:00 pm20-10503 / MBKDaniel Straffi, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4082/18/2020 2:00 pm20-10506 / MBKJOSEPH J MANIA III ESQOrder Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
4092/18/2020 2:00 pm20-10515 / MBKCAMILLE J KASSAROrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4102/18/2020 2:00 pm20-10636 / MBKRONALDO C GEORGEOrder Show CauseDismissed
FILING FEE
Matter ResolvedRequest
Adjourment
4112/18/2020 2:00 pm20-10646 / MBKGeorge E Veitengruber IIIOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4132/18/2020 2:00 pm20-10655 / MBKMICHAEL SCHWARTZBERG ESQOrder Show CauseWithdrawn
180 DAY BAR
Matter ResolvedRequest
Adjourment
4122/18/2020 2:00 pm20-10655 / MBKMICHAEL SCHWARTZBERG ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4142/18/2020 2:00 pm20-10656 / MBKHARRISON ROSS BYCKOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4152/18/2020 2:00 pm20-10683 / MBKKarina Pia Lucid Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4162/18/2020 2:00 pm20-10722 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4172/18/2020 2:00 pm20-10731 / MBKANDRE L KYDALA ESQOrder Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
4182/18/2020 2:00 pm20-10777 / MBKEdward Hanratty, Esq.Order Show CauseWithdrawn
FILING FEE
Matter ResolvedRequest
Adjourment
4192/18/2020 2:00 pm20-10777 / MBKEdward Hanratty, Esq.Order Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
4202/18/2020 2:00 pm20-10785 / MBKLawrence Friscia Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4212/18/2020 2:00 pm20-10786 / MBKDaniel Straffi, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4222/18/2020 2:00 pm20-10804 / MBKBENJAMIN JAMIE GINTEROrder Show CauseDismissed
FILING FEE
Matter ResolvedRequest
Adjourment
4232/18/2020 2:00 pm20-10837 / MBKKarina Pia Lucid Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4242/18/2020 2:00 pm20-10858 / MBKCHONG S KIMOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4252/18/2020 2:00 pm20-10901 / MBKDaniel Straffi, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4262/18/2020 2:00 pm20-10905 / MBKSTEVEN J. SICOOrder Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
4272/18/2020 2:00 pm20-10906 / MBKBRUCE H. LEVITTOrder Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
4282/18/2020 2:00 pm20-10910 / MBKTHOMAS J ORR ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4302/18/2020 2:00 pm20-10916 / MBKPRO SEOrder Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
4312/18/2020 2:00 pm20-10916 / MBKPRO SEOrder Regarding Exigent CircumstancesMoot - Dismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
4332/18/2020 2:00 pm20-10947 / MBKROBERT C NISENSON ESQOrder to Show CauseVacated
Debtor obj<>MULTIPLE CASES PENDING
Matter ResolvedRequest
Adjourment
4322/18/2020 2:00 pm20-10947 / MBKROBERT C NISENSON ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4342/18/2020 2:00 pm20-10959 / MBKSCOTT D SHERMAN ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4352/18/2020 2:00 pm20-10965 / MBKROBERT C NISENSON ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4362/18/2020 2:00 pm20-10971 / MBKFREDERICK J SIMONOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4402/18/2020 2:00 pm20-11019 / MBKPRO SEOrder Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
4412/18/2020 2:00 pm20-11019 / MBKPRO SEOrder Show CauseMoot - Dismissed
180 DAY BAR
Matter ResolvedRequest
Adjourment
4432/18/2020 2:00 pm20-11045 / MBKJACQUELINE R ROCCI ESQOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
4442/18/2020 2:00 pm20-11070 / MBKTRAVIS J RICHARDS ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4452/18/2020 2:00 pm20-11209 / MBKSTEVEN J ABELSON, ESQOrder Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
4462/18/2020 2:00 pm20-11234 / MBKKenneth J. Rosellini Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
4472/18/2020 2:00 pm20-11240 / MBKSTEPHANIE RITIGSTEINOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4482/18/2020 2:00 pm20-11247 / MBKPRO SEOrder Show CauseDismissed
FILING FEES
Matter ResolvedRequest
Adjourment
4492/18/2020 2:00 pm20-11256 / MBKGeorge E Veitengruber IIIOrder Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
4502/18/2020 2:00 pm20-11261 / MBKPRO SEOrder Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
4512/18/2020 2:00 pm20-11270 / MBKYAKOV RUDIKHOrder Show CauseWithdrawn
FILING FEE
Matter ResolvedRequest
Adjourment
4522/18/2020 2:00 pm20-11287 / MBKWilliam H. Oliver, Jr., Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4532/18/2020 2:00 pm20-11299 / MBKJOSEPH J MANIA III ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4542/18/2020 2:00 pm20-11375 / MBKROBERT C NISENSON ESQOrder Show CauseWithdrawn
MISSING DOCS
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes