Judge Christine M. Gravelle
Hearing Date: 2/5/2020
Hearing Count: 263
Last Updated: 04-07-2020 07:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
12/5/2020 9:00 am11-15817 / CMGLEONARD R WIZMUR, ESQMotion Requesting RedactionGranted
PNC MTN FOR REDACTION OF PERSONAL IDENTIFIERS
Matter ResolvedRequest
Adjourment
22/5/2020 9:00 am14-23737 / CMGS DANIEL HUTCHISON ESQMotion to Cancel and DischargeGranted
MTN TO CANCEL DISCHARGE/CITIBANK (DC-5897-10)
Matter ResolvedRequest
Adjourment
32/5/2020 9:00 am14-23737 / CMGS DANIEL HUTCHISON ESQMotion to Cancel DischargeGranted
MTN TO CANCEL DISCHARGE/CITIBANK (DC-11833-10)
Matter ResolvedRequest
Adjourment
42/5/2020 9:00 am14-23737 / CMGS DANIEL HUTCHISON ESQMotion to Cancel Discharge MortgageGranted
MTN TO CANCEL DISCHARGE/CITIMTG (DC-5901-10)
Matter ResolvedRequest
Adjourment
52/5/2020 9:00 am14-23737 / CMGS DANIEL HUTCHISON ESQMotion to Cancel DischargeGranted
MTN TO CANCEL DISCHARGE/CITIBANK (DC-5897-10)
Matter ResolvedRequest
Adjourment
62/5/2020 9:00 am14-23737 / CMGS DANIEL HUTCHISON ESQMotion to Cancel DischargeGranted
MTN TO CANCEL DISCHARGE/CITIBANK (DC-11833-10)
Matter ResolvedRequest
Adjourment
72/5/2020 9:00 am14-23737 / CMGS DANIEL HUTCHISON ESQMotion to Cancel DischargeGranted
MTN TO CANCEL DISCHARGE/CITIBANK (DC-5901-10)
Matter ResolvedRequest
Adjourment
82/5/2020 9:00 am14-27784 / CMGEdward Nathan VaismanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $21,167.00
FAILED TO RESPOND TO TRUSTEE'S REQUEST FOR STATUS OF PI LAWSUIT
Matter ResolvedRequest
Adjourment
92/5/2020 9:00 am14-33494 / CMGROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/19/2020 9:00 am
Total Paid In: $23,611.00
2/5/20- 2 more weeks NFA

1/15/20 - Atty says needs 2 weeks to pay it off


Debtor obj,will bring current<>ARREARS are $1727 and in month 62
Matter ResolvedRequest
Adjourment
102/5/2020 9:00 am14-35636 / CMGADAM SCHNEIDER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
1/8 amt: PIF<<<>>>

ARREARS
Matter ResolvedRequest
Adjourment
112/5/2020 9:00 am15-13731 / CMGJustin M. Gillman, Esq.Trustee Certification of DefaultContinued
3/4/2020 9:00 am
Total Paid In: $47,070.00
1/27 AMT: Plan will complete at 100% < base balance prior to plan expiration. Adjourning to allow additional payments to post<<<>>>

Debtor obj
Matter ResolvedRequest
Adjourment
122/5/2020 9:00 am15-21393 / CMGEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $82,179.00
Wilmington Svs obj ( ras)<>MTN TO STRIKE CITIMTG AND FOR SELENE FINANCE TO REFUND DEBTOR $499.02
Matter ResolvedRequest
Adjourment
132/5/2020 9:00 am15-21393 / CMGEdward Hanratty, Esq.Motion EnforceMootTotal Paid In: $82,179.00
MTN TO ENFORCE 2004 EXAM OF CHARLES WHOLRAB
Matter ResolvedRequest
Adjourment
142/5/2020 9:00 am15-23505 / CMGJAMES J CERBONE, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $32,034.00
PORTFOLIO RECOVERY ASSOC (MESTER & SCHWARTZ)
Matter ResolvedRequest
Adjourment
152/5/2020 9:00 am15-24751 / CMGROBERT C NISENSON ESQCreditor Certification of DefaultContinued
2/19/2020 9:00 am
Total Paid In: $19,033.00
1/15/20- creditor NS -Wayne req. adj to discuss

NEW REZ (Hill Wallack)
EVIDENTIARY HEARING
Matter ResolvedRequest
Adjourment
162/5/2020 9:00 am15-28221 / CMGROGER J. YEHL, ESQ.Motion Relief from Stay (Fee)Continued
2/19/2020 9:00 am
Total Paid In: $10,600.00
Debtor obj<>BAYVIEW LOAN SERVICING (PHELAN)
Matter ResolvedRequest
Adjourment
172/5/2020 9:00 am15-29892 / CMGEric ClaymanMotion Motion (Generic) - Only use if no other event is applicableContinued
3/4/2020 9:00 am
Total Paid In: $14,301.00
JP Morgan response (Phelan)<>MTN TO ESTABLISH CORRECT POST-PET MTG PYMT TO JPMORGAN CHASE

10/30/19(mk):Form of Order leaves a blank as to the status of post pet. mtg payments- This issue needs to be resolved b/w debtor & mtg co. and a CO entered.
Matter ResolvedRequest
Adjourment
182/5/2020 9:00 am15-31006 / CMGJOSEPH CASELLO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/15/2020 9:00 am
Total Paid In: $38,120.00
>>Atty opposes- Provided contract dated 1.17/20. for sale of Prop. at 357 Country Rd.5.8 mil.- adj to allow to close deal.

FAILED TO TURN OVER N/E PROCEEDS FROM SALE OF A. MAUTONE REXOURCES LLC BY 7/1/19; ARREARS
Matter ResolvedRequest
Adjourment
192/5/2020 9:00 am15-31868 / CMGPAUL N MIRABELLI ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $22,597.00
BOA (Jones)
Matter ResolvedRequest
Adjourment
202/5/2020 9:00 am16-11327 / CMGSTACEY L MULLEN, ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $22,168.00
WELLS FARGO (Powers) ( TR ARREARS)
Matter ResolvedRequest
Adjourment
212/5/2020 9:00 am16-11473 / CMGMICHAEL L DETZKY, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/4/2020 9:00 am
Total Paid In: $49,055.00
1/31/20(mk): $1270 posted 1/27/20. 2/4/20 posted $3,810- adj . to 3/4/20 to be fully current or Dismiss

(1/9 AMT: Atty advised debtor will be making lump sum for most or all of arrears prior to hearing. Will review after funds post)<<<>>>

ARREARS
Matter ResolvedRequest
Adjourment
222/5/2020 9:00 am16-16726 / CMGMOSHE ROTHENBERG, ESQMotion to Terminate Wage OrderGrantedTotal Paid In: $17,915.00
MTN TO TERMINATE WAGE ORDER
Matter ResolvedRequest
Adjourment
232/5/2020 9:00 am16-26701 / CMGLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $30,402.00
FAILED TO FILE PRECONF CERT BY 9/20/17; ARREARS $6,826
Matter ResolvedRequest
Adjourment
242/5/2020 9:00 am16-28789 / CMGWilliam H. Oliver, Jr., Esq.Motion to Approve Loan ModificationOrder Previously Submitted
1/30/20-correct Order submitted today.

Trustee obj<> MTN TO APPROVE LM

-proposed Order was on docket - correct new form BUT no boxes checked.
Matter ResolvedRequest
Adjourment
252/5/2020 9:00 am16-33712 / CMGDONALD C GOINS, ESQCreditor Certification of DefaultGrantedTotal Paid In: $15,962.00
Debtor obj (WITHDRAWN)<>NATIONSTAR (Shapiro)
Matter ResolvedRequest
Adjourment
262/5/2020 9:00 am16-34324 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $64,781.00
AMT: MP 2/5<<<>>>Honor Roll

Resolved Cert of default- Needs MP to address post petition arrears- will request an adj.

FAILED TO FILE FEASIBLE PLAN;$13,426 POST PETITION MTG ARREARS ADDED TO PLAN 2/14/18
Matter ResolvedRequest
Adjourment
272/5/2020 9:00 am17-10161 / CMGCarol L Knowlton, EsqMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $47,770.00
Debtor obj<>MERCEDES-BENZ (MORTON)
Matter ResolvedRequest
Adjourment
282/5/2020 9:00 am17-11131 / CMGKEVIN E ABERANT ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $16,083.00
WELLS FARGO (Phelan)
Matter ResolvedRequest
Adjourment
302/5/2020 9:00 am17-14749 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $54,000.00
DISNEY VACA/Unit 62D ANIMAL KINGDOM (Manley Deas)
Matter ResolvedRequest
Adjourment
292/5/2020 9:00 am17-14749 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)GrantedTotal Paid In: $54,000.00
DISNEY VACA/UNIT 79B ANIMAL KINGDOM (Manley Deas)
Matter ResolvedRequest
Adjourment
312/5/2020 9:00 am17-16396 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $25,470.00
Debtor obj<>THE MONEY SOURCE (Phelan)
Matter ResolvedRequest
Adjourment
322/5/2020 9:00 am17-16819 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $8,705.00
1/31/20(mk):debtor now on unemployment and going to school for Medical admin- needs to MP for lower payment for a few mos. then up payment when has new job. Adj. 1 more time to give her a chance.

1/15/20- atty requested 2 weeks to discuss w/client

atty will email MK- we have paymt at 375 - debtor says it is 325( Atty fees were added to plan so that is why payment went up to $375.(needs 445 x 27)

Debtor obj<>ARREARS $3,562.50 as of 1/14/20. Last pay was $75 on 10/29/19. Sporadic and inconsistent payment amounts beg. in 8/2019 to date.
Matter ResolvedRequest
Adjourment
332/5/2020 9:00 am17-17301 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/19/2020 9:00 am
Total Paid In: $11,504.00
2/4/20: atty email that $950 in money orders sent 1/27/20. Adj 2 weeks to post.

Debtor obj, will cure before hearing<>ARREARS
Matter ResolvedRequest
Adjourment
342/5/2020 9:00 am17-17600 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)Continued
3/4/2020 9:00 am
Total Paid In: $28,492.00
Debtor obj<>HOME POINT FINC (KNUCKLES, KOMOSINSKI)
Matter ResolvedRequest
Adjourment
352/5/2020 9:00 am17-17889 / CMGLEE M PERLMAN, ESQMotion to Approve Loan ModificationOrder Previously Submitted
1/21/20(mk:) Correct Order filled in was filed.

Trustee obj<>MTN TO APPROVE LM

>>Needs New Form of Order for LM- submitted 1/21/20 but nothing checked off.
Matter ResolvedRequest
Adjourment
362/5/2020 9:00 am17-21772 / CMGJOSEPH J ROGERS, ESQTrustee Certification of DefaultContinued
3/4/2020 9:00 am
Total Paid In: $30,265.00
debtor now has new job w/ another trucking job to see if he can cure-- adj 3/4/20 to be current NFA

Debtor obj- says Debtor is Trucker- will have full amt by 2/28/20-
Matter ResolvedRequest
Adjourment
372/5/2020 9:00 am17-22663 / CMGLEE M PERLMAN, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $11,061.00
ARREARS $3,582. Last pay 9/16/19.
Matter ResolvedRequest
Adjourment
382/5/2020 9:00 am17-24622 / CMGBRIAN S THOMAS ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $15,812.00
SV/WELLS FARGO #3-1; ARREARS$5,502. Last pay 9/13/19.
Matter ResolvedRequest
Adjourment
392/5/2020 9:00 am17-26319 / CMGPATRICK MOSCATELLO, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $35,640.00
Debtor obj<>U.S. BANK NAT'L ASSOC (PARKER MCCAY)
Matter ResolvedRequest
Adjourment
402/5/2020 9:00 am17-26715 / CMGKevin Fayette, EsqMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $17,520.00
EMBRACE HOME LOANS (KML)
Matter ResolvedRequest
Adjourment
412/5/2020 9:00 am17-27143 / CMGKurt E. Reinheimer, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $34,526.00
Debtor obj<>THRIFT INVESTMENT (MORTON)
Matter ResolvedRequest
Adjourment
422/5/2020 9:00 am17-30610 / CMGPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $24,279.00
NS by debtor 9:22 am

SV/MADISON #3-3; ARREARS 19,481. Last pay 10/9/19
Matter ResolvedRequest
Adjourment
432/5/2020 9:00 am17-31749 / CMGAvram D White Motion Dismiss CaseContinued
3/4/2020 9:00 am
Total Paid In: $6,750.00
1/31/20(mk:Atty requests adj says debtor app'd for trial LM -payments start 3/1/20- Requested proof of LM approval. Conf. of MP adj to 3/4/20-will adj this to 3/4/20

ADJ APPEARANCES REQUIRED UNLESS ORDER SUBMITTED
AMT: MP 2/5<<<>>> Mk: REC . on MP IS DISMISSAL


11/6/19; creditor here. did not see new MP filed 10/31/19- case been adj numerous times- Needs AR review

10/31/19(MK- FYI - Filed another MP(#74)- on for 12/4/19 - adds a refi on Re in addition to LM..

>>MP on 11/6/19- REC. DENIAL.

Debtor obj<<<>>>WELLS FARGO BANK MTN TO DISMISS (Shapiro)
----------------------------------------------------------------------------------------
>>MP filed(doc #68) on 7/2/19 to extend LM date. hearing date 8/21/19: NEEDS RESOLUTION OF
WELLS ISSUES- case is 22 mos old and no LM- needs to resolve w/ creditor.
Matter ResolvedRequest
Adjourment
442/5/2020 9:00 am17-34877 / CMGPETER J BROEGE ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $9,750.00
Debtor obj<>MERCEDES-BENZ FINC (MORTON)
Matter ResolvedRequest
Adjourment
452/5/2020 9:00 am17-35354 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $5,700.00
2/4/20: email from atty says has contract to sell to family member( B.Hoffmeister rep. that person. Will be out of Atty review shortly. Filing MP to extend time.

1/31/20(mk): Nothing happened since last hearing.

12/10/19(mk); atty has contract pending about to go into atty review. Will file MP & motion to approve sale. Adj .2/5/2020



Debtor obj, filing MP<>FAILED TO SELL FREDERICK PLACE PROPERTY BY 4/30/19
Matter ResolvedRequest
Adjourment
462/5/2020 9:00 am18-10332 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/19/2020 9:00 am
Total Paid In: $5,032.00
2/4/20: atty says mtg is now rep by Freidman Vartolo & is filing amended POC

AMT: MP 2/19<<<>>>

1/17/20: MP filed - cure post pet arrears- DITECH STILL HAS NOT AMENDED POC FOR PER PET. ARREARS & DEBTOR HAS NOT MOVED AGAINST THAT CLAIM POST LM.

12/17/19.Going to file a MP. Stay motion resolved.

12/9/19: Stay Relief Motion by BSI Fin now on for 12/18/19.

11/5/19(mk): atty email:Would the Trustee be willing to carry the motion for two weeks? There was a service transfer on 11/1 and the new lender & attorney is investigating the payment history. We sent proof of current payments and anticipate a resolution to their MFR and Trustee motion within that 2 week window.

This case has been in final audit pending the servicer amending its claim for a few months.



FAILED TO MOVE AGAINST DITECH FINANCIAL* #1-1 & MFR filed by BSI Fin. & on for 12/4/19


11/1/19*claim has been transferred to US Bank
Matter ResolvedRequest
Adjourment
472/5/2020 9:00 am18-10553 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/15/2020 9:00 am
Total Paid In: $8,584.00
Debtor obj<>FAILED TO PROVIDE POI TO TRUSTEE BY 7/1/19; FAILED TO TURN OVER N/E PROCEEDS FROM SALE OF POLYAGANIC SHARES TO TRUSTEE BY 12/15/19
Matter ResolvedRequest
Adjourment
482/5/2020 9:00 am18-10553 / CMGJustin M. Gillman, Esq.Motion EnforceContinued
4/15/2020 9:00 am
Total Paid In: $8,584.00
Debtor obj<>CREDITOR, MICHELLE MASON, MTN TO ENFORCE EQUITABLE DISTRIBUTION & DISMISS BK
Matter ResolvedRequest
Adjourment
492/5/2020 9:00 am18-11243 / CMGJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $2,139.00
RECAP is $1,739 PTD. Then $400 by 2/25/20;Then $106 x 17 begin 3/1/20. This will complete plan ..Unless atty fees are added.(Atty ok to terms-mk)

2/3/20(mk) Atty has bank ck for $400. Can we recap?

Debtor obj<>ARREARS $721.Last pay 8/5/19.
Matter ResolvedRequest
Adjourment
502/5/2020 9:00 am18-12200 / CMGDAVID E. SHAVERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,050.00
LM was denied. case willbe dismissed

12/9/19:Debtor paying AP directly to mtg co,(Rep. By Brian Caine)debtor doing his own LM- last week submitted 3rd Loan Mod Package. atty requests 1 more adj. to see if he can secure the LM. Adj 2/5/2020 NFA

10/25/19(mk):atty waiting for decision. Bank cashing debtor's checks & current post petition w/mtg payments- has reached out to creditor atty for time frame on decision-if no resolution/decision will file motion to compel decision.

8/11/19(mk)- atty email -debtor in compliance w/ CO w/ Mtgee- still in LM process-had to resubmit application to lender due to 'incompleteness"but it is still an open loan Mod application. Current w/ mtg/AP payments- needs more time.

Debtor obj<<<>>>FAILED TO LM BY 6/22/18; EXTENDED LOSS MIT EXPIRED; CONDITIONAL STAY RELIEF WAS GRANTED BY ORDER DOC #35 ENTERED 11/26/18

>>Debtor working on LM outside- paying AP monthly to bank
Matter ResolvedRequest
Adjourment
512/5/2020 9:00 am18-12606 / CMGKurt E. Reinheimer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $10,921.00
SV/NATIONSTAR #7-1; ARREARS $5,723.Last pay 7/23/19.
Matter ResolvedRequest
Adjourment
522/5/2020 9:00 am18-12758 / CMGNICHOLAS FITZGERALD, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,179.00
ARREARS $1,224.Last pay 9/11/19.
Matter ResolvedRequest
Adjourment
532/5/2020 9:00 am18-14044 / CMGSTEVEN A RAGLAND, ESQMotion Relief from Stay (Fee)Continued
2/19/2020 9:00 am
Total Paid In: $12,342.00
Debtor obj<>FREEDOM MTG (PHELAN)
Matter ResolvedRequest
Adjourment
542/5/2020 9:00 am18-14201 / CMGSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/19/2020 9:00 am
Total Paid In: $9,014.00
mk;email atty

Debtor obj<>NEEDS RECAP DUE TO SUPPLEMENTAL FEES; NEEDS RESOLUTION OF NY STATE PARTIAL POST PETITION CLM #12-1; ARRREARS

DEBTOR WANTS TO RESOLVE MOTION. ADVISED TO CONTACT ATTY TO FILE OPPOSITION AND TO RESOLVE THE CLAIM OF NEW YORK 2-2 AND THEN WE CAN ENTER INTO A TRUSTEE'S ORDER-KB
Matter ResolvedRequest
Adjourment
552/5/2020 9:00 am18-14562 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/4/2020 9:00 am
Total Paid In: $8,764.00
AMT: MP 3/4<<<>>>
Debtor obj, filing MP<>FAILED TO LM BY 1/18/19; EXTENDED LOSS MIT EXPIRED 7/13/19
Matter ResolvedRequest
Adjourment
562/5/2020 9:00 am18-16547 / CMGJustin M. Gillman, Esq.Creditor Certification of DefaultContinued
4/1/2020 9:00 am
Total Paid In: $6,000.00
4/1/20 at noon

FREEDOM MTG (Phelan)( TR ARREARS)
Matter ResolvedRequest
Adjourment
572/5/2020 9:00 am18-16568 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $13,192.00
Debtor obj<>BAYVIEW LOAN (SCHILLER, KNAPP)
Matter ResolvedRequest
Adjourment
582/5/2020 9:00 am18-16568 / CMGWilliam H. Oliver, Jr., Esq.Application for Extension of Loss MitigationWithdrawnTotal Paid In: $13,192.00
Bayview Response (Schiller Knapp)<> APPLICATION FOR EXTENSION OF LOSS MITIGATION
Matter ResolvedRequest
Adjourment
592/5/2020 9:00 am18-18145 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/1/2020 9:00 am
Total Paid In: $34,560.00
DEBTOR DID NOT GET BAL OF PROCEEDS FROM CHURCH GETTING NEXT MONTH 1/15/20: atty says still checking on rest of proceeds from sale of business - that was not property of estate

1/10/20(mk): 15,000 was pd. in Nov. 2019. Arrears $38,890. Where is rest of funds from sale of business RE?

11/6/19 atty has proof of 15,000 & still waiting for sale proceeds

10/29/19: NO Funds as of this date.

9/4/19- RE sold- debtors have not rec'd funds from sale yet. atty wants to adj to Nov for full payment. funds due to be rec'd in Oct. -will pay 10,000 soon

Debtor obj<<<>>>FAILED TO REMIT $53,075 LUMP SUM BY 6/1/19
Matter ResolvedRequest
Adjourment
602/5/2020 9:00 am18-18475 / CMGJOSEPH CASELLO ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $28,810.00
atty-no defense

ARREARS as of 1/27/20 are $8,376. Last pay 9/12/19.
Matter ResolvedRequest
Adjourment
612/5/2020 9:00 am18-18635 / CMGWilliam H. Oliver, Jr., Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)GrantedTotal Paid In: $12,761.00
Benjamin Circle

>>Short sale(3rd time on Motion to Sell)- Stay Vacated-Plan not affected
Matter ResolvedRequest
Adjourment
622/5/2020 9:00 am18-19171 / CMGWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
2/19/2020 9:00 am
Total Paid In: $47,760.00
POLICE & FIREMAN RETIREMENT SYSTEM (Pluese Becker)
Matter ResolvedRequest
Adjourment
632/5/2020 9:00 am18-19859 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
9/16/2020 9:00 am
Total Paid In: $4,664.00
2/4/20:: in trial LM- it is a 12mo. trail- 12th payment is due 10/1/20.

Debtor obj<<>>FAILED TO LM BY 4/1/19
Matter ResolvedRequest
Adjourment
642/5/2020 9:00 am18-21506 / CMGDONALD C GOINS, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $2,268.00
MTN TO EXPUNGE POC FOR JENNIFER GORDON
Matter ResolvedRequest
Adjourment
652/5/2020 9:00 am18-21743 / CMGGilberto M. Garcia Creditor Certification of DefaultContinued
4/1/2020 9:00 am
Total Paid In: $13,014.00
PHH (Robertson Anschutz)
Matter ResolvedRequest
Adjourment
662/5/2020 9:00 am18-21873 / CMGLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
ARREARS
Matter ResolvedRequest
Adjourment
672/5/2020 9:00 am18-22004 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/4/2020 9:00 am
Total Paid In: $8,752.00
AMT: MP 2/5<<>>REC> DENIAL

11/6/19(mk): MP (#48) filed on for 2/5/20..

Debtor obj<<>>FAILED TO COMPLY WITH 3/25/19 LM ORDER TO FILE MP AND AMD I/J; 100% PLAN NOT FEASIBLE DUE TO UNSECURED CRAM BALANCE #6-1/FLAGSHIP CREDIT AND DEFICIENCY CLM #2-2/CAPITAL ONE
Matter ResolvedRequest
Adjourment
682/5/2020 9:00 am18-22615 / CMGWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $13,976.00
2/4/20: $3,672 posted today so arrears are now $632 as of Feb. that is 1 payment.

1/31/20 AMT: HUD RECEIVED/PENDING AUDIT; NEEDS TO ADDRESS ARREARAGE<<<>>>
AR HUD OK

Debtor obj<>FAILED TO COMPLY WITH 9/18/19 SALE ORDER TO PROVIDE HUD TO TRUSTEE WITHIN 10 DAYS; ARREARS $3,672
Matter ResolvedRequest
Adjourment
692/5/2020 9:00 am18-23564 / CMGJAY A WEINBERG, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
AMT: 2/5 MTN TO CONVERT TO CH 7 <<<<>>>


MK: debtor had some difficulties. Stay will be reinstated & Atty to explore options with client RE: Mp - to extend LM or sale or pay arrears.

AMT: Mtn to reinstate stay 11/20<<<>>>

Debtor obj<<>>STAY RELIEF/NATIONSTAR #5-1; FAILED TO LM BY 3/31/19, EXTENDED LOSS MIT EXPIRED 6/15/19
Matter ResolvedRequest
Adjourment
702/5/2020 9:00 am18-24211 / CMGJEFFREY E JENKINS ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $3,446.00
AMT: MP 1/15 ***CONFIRMED****<<<>>>

12/4/19: debtor in Trial LM. Loan doc uploaded- trail period is for 1 year-( see upload in pre 341 miscel) how do we handle this- Atty will file MP to extend deadline for LM-

FAILED TO LM BY 6/1/19 OR 6/19/19 AS EXTENDED BY ORDER RESOLVINGH MTGLQ OBJ TO CONF
Matter ResolvedRequest
Adjourment
712/5/2020 9:00 am18-24359 / CMGSTEVEN D PERTUZ, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $24,000.00
1/24 AMT: LOSS MIT NOW EXT 3/5/20<<<>>>

12/4/19: debtor had health issues- now application is in & being reviewed- appl to extend has been filed


Debtor obj<>FAILED TO LM BY 5/31/19, EXTENDED LOSS MIT EXPIRED 6/21/19
Matter ResolvedRequest
Adjourment
722/5/2020 9:00 am18-24666 / CMGKevin Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $13,376.00
FAILED TO LM BY 1/25/19; ARREARS $885 as of 1/2720
Matter ResolvedRequest
Adjourment
732/5/2020 9:00 am18-24810 / CMGSTEPHANIE SHRETER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/19/2020 9:00 am
Total Paid In: $1,600.00
1/22/20 email from atty- trying to reach client. Will file motion to amended mtg. claim today .if no payments by next hearing- let it go

Debtor filed opp'n- says will pay arrears w/in 30 days.


FAILED TO COMPLY WITH 10/10/19 LM ORDER ; ARREARS are $520 as of 1/10/20.
Matter ResolvedRequest
Adjourment
742/5/2020 9:00 am18-25072 / CMGROBERT C NISENSON ESQMotion Sell Free and Clear of Liens under 363(f) (FEE)Continued
3/4/2020 9:00 am
Total Paid In: $4,000.00
MARL RD

1. Trustee Obj.--case 5 mos old- value per Sch. A $220,000 and per CMA(Zillow) is $293,767. Contract is for $60,000.

2. Objection by US Bank(RAS)
Matter ResolvedRequest
Adjourment
762/5/2020 9:00 am18-25745 / CMGJustin M. Gillman, Esq.Creditor Certification of DefaultMootTotal Paid In: $3,800.00
creditor cert satisfied

12/3/19:Per atty email- hold for Judge. Debtor atty to appear via Court Solutions & Atty Jeffrey Rappaport will appear for Wells fargo

WELLS FARGO (Shapiro) (default on post pet/loss mit pymts)
Matter ResolvedRequest
Adjourment
772/5/2020 9:00 am18-25745 / CMGJustin M. Gillman, Esq.Creditors Certification of DefaultMootTotal Paid In: $3,800.00
CMG: Creditor Cert satisfied.
debtor to be current w/ creditor by end of Dec.

12/3/19:Per atty email- hold for Judge. Debtor atty to appear via Court Solutions & Atty Jeffrey Rappaport will appear for Wells fargo

WELLS FARGO (Shapiro) (failed to upload loss mit pkg )
Matter ResolvedRequest
Adjourment
752/5/2020 9:00 am18-25745 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $3,800.00
1/31/20:OPP'N By Debtor>>Loss Mit extended to 2/5/20- status?

FAILED TO LM BY 3/15/19, EXTENDED LOSS MIT EXPIRED 7/18/19
Matter ResolvedRequest
Adjourment
782/5/2020 9:00 am18-26618 / CMGBRUCE C TRUESDALE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $12,069.00
Ct. Boyer needs to file a motion to W/D as atty- and returnable 3/18/20. debtor to talk to Trusdale as to options-adj to 3/18/20 as to status.

debtor is pro se - been adjourned numerous times- Abelson/Trusdale does not rep debtor. she kept sayng Trusdale was her new atty- No - I sent debtor son back to you.

1/31/20(mk): nothing done since last few hearings. Arreras now $3,628- no atty has substituted in. REC. Dismiss( mk: abelson office says they Do Not rep the debtor- only did a Lm fr them )

As of 12/1/19(mk): Do Not See a Substitution of Atty filed?? (mk: Boyer is still atty of record but debtor says he does not represent her. Adj to 2/5/20-

has new atty - Bruce Truesdale -- working on LM - he is handling LM only- package been rec'd by Shellpoint



8/21/19: debtors here and No longer represented by Mr. Boyer. Debtors want an adj.


FAILED TO LM BY 2/20/19, EXTENDED LOSS MIT EXPIRED 5/20/19; ARREARS($2,283)
Matter ResolvedRequest
Adjourment
792/5/2020 9:00 am18-28072 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
5/6/2020 9:00 am
Total Paid In: $4,169.00
1/31/20(mk): Loss Mit extended to 4/1/20.

12/4/19: still in Loss mit review- it is an Estate assumption- filed a application to extend Loss mit


Debtor obj<>FAILED TO LM BY 7/1/19; FAILED TO FILE ORDER RESOLVING SPS OBJ WITHIN 30 DAYS OF 5/1/19 CONF;
FAILED TO FILE PRE CONF CERT BY 5/15/19( Filed 11/6/19)
Matter ResolvedRequest
Adjourment
802/5/2020 9:00 am18-28532 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $2,177.00
MTN TO EXPUNGE BSI
Matter ResolvedRequest
Adjourment
812/5/2020 9:00 am18-28532 / CMGCANDYCE I SMITH-SKLAR, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $2,177.00
12/13/19(mk: Order Approving LM entered- Still need Amended mtg. POC( motion filed & On for 2/5/20-if granted ,then w/d this ))

11/20/19:(mk) Motion to Approve LM filed 11/19/19- adj 30 days for Order to be entered & amended POC to be filed by Mtgs Co,


Debtor obj, filing mtn to approve lm<>FAILED TO LM BY 5/1/19 AND US BANK TO FILE APOC BY 7/15/19
Matter ResolvedRequest
Adjourment
822/5/2020 9:00 am18-28957 / CMGEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/4/2020 9:00 am
Total Paid In: $3,290.00
2/5/20- Got LM 1/15/20- waiting for final signature form bank then will file motion to approve

Debtor obj(#67)>> In trial LM period ending 12/1/19>>FAILED TO LM BY 4/22/19
Matter ResolvedRequest
Adjourment
832/5/2020 9:00 am18-29549 / CMGROBERT C NISENSON ESQCreditor Certification of DefaultGrantedTotal Paid In: $5,502.00
US BANK (PHelan)- Creditor Cert. Of default. ( TR ARREARS( 1,618.63 )
Matter ResolvedRequest
Adjourment
842/5/2020 9:00 am18-29549 / CMGROBERT C NISENSON ESQCreditor Certification of DefaultGrantedTotal Paid In: $5,502.00
QUAILBROOK PHASE ASSOC (McGovern) TR ARREARS(1,618.63)
Matter ResolvedRequest
Adjourment
852/5/2020 9:00 am18-29622 / CMGBRUCE H. LEVITTMotion Relief from Co-Debtor StayContinued
2/19/2020 9:00 am
Total Paid In: $41,464.00
Debtor obj<>NATIONSTAR MTG (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
872/5/2020 9:00 am18-30094 / CMGRUSSELL L LOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/19/2020 9:00 am
Total Paid In: $5,200.00
1/24/20(mk):TR arrears cured. Loss Mit extended to 4/8/20 but MFR on 2/5/20.

AR MFR FILED , TR ARREARS
1/10/20(mk): Appl. to Extend LM filed & deadline to object is 1/15/20. Debtor obj to trustee motion.

Debtor obj<>FAILED TO LM BY 7/301/9, EXTENDED LOSS MIT EXPIRED 10/30/19
Matter ResolvedRequest
Adjourment
862/5/2020 9:00 am18-30094 / CMGRUSSELL L LOW, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $5,200.00
NATIONSTAR MTG (RAS)
Matter ResolvedRequest
Adjourment
882/5/2020 9:00 am18-30504 / CMGKirsten B. Ennis Motion Relief from Stay (Fee)Continued
2/19/2020 9:00 am
Total Paid In: $5,807.00
Debtor obj<>FINDERNE HEIGHTS CONDO (MEZZACCA & KWASNIK)
Matter ResolvedRequest
Adjourment
892/5/2020 9:00 am18-31848 / CMGEric ClaymanMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $4,200.00
MK:Order was entered on this motion 12/16/19(#44)


Debtor obj<<>>WELLS FARGO BANK (MORTON)
Matter ResolvedRequest
Adjourment
902/5/2020 9:00 am18-31900 / CMGMark S Cherry Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,507.00
AMT: MP 2/5 - ****RECOMMEND DENIED****<<<>>>

FAILED TO LM BY 10/1/19( LM Motion filed- No order included w/ Motion); ARREARS $2,823.95
Matter ResolvedRequest
Adjourment
912/5/2020 9:00 am18-31900 / CMGMark S Cherry Motion to Approve Loan ModificationDeniedTotal Paid In: $2,507.00
Trustee obj<> MTN TO APPROVE LM

Needs New LM Order submitted w/ approp. boxes checked.
Matter ResolvedRequest
Adjourment
922/5/2020 9:00 am18-33314 / CMGJAY A WEINBERG, ESQOrder Shorten TimeOrder to be SubmittedTotal Paid In: $2,600.00
>.OST<<

Trustee obj<> MTN TO SELL 433 CEDAR AVE
Matter ResolvedRequest
Adjourment
932/5/2020 9:00 am18-34379 / CMGJ. Todd MurphyMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $21,761.00
Debtor obj<>U.S. BANK TRUST (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
942/5/2020 9:00 am19-10949 / CMGYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $2,000.00
Debtor obj, filing MP<>SV/WESTLAKE #3-1; ARREARS $1,050. Last pay 7/19/19.
Matter ResolvedRequest
Adjourment
952/5/2020 9:00 am19-11162 / CMGMARYBETH SCHROEDERTrustee Certification of DefaultContinued
3/4/2020 9:00 am
Total Paid In: $8,101.00
Debtor obj, will pay arrears<>
Matter ResolvedRequest
Adjourment
962/5/2020 9:00 am19-11822 / CMGSTEPHANIE RITIGSTEINMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,419.00
FAILED TO FILE ORDER RESOLVING US BANK OBJ TO CONF WITHIN 30 DAYS OF 6/19/19; FAILED TO ADDRESS TRENTON WATER WORKS 'PER PLAN' CLAIM; FAILED TO LM BY 9/30/19
Matter ResolvedRequest
Adjourment
972/5/2020 9:00 am19-11893 / CMGSTACEY L MULLEN, ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $16,600.00
Debtor obj<>FLAGSTAR BANK (FRENKEL, LAMBERT)
Matter ResolvedRequest
Adjourment
982/5/2020 9:00 am19-11940 / CMGEUGENE ROTH, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $3,514.00
Debtor obj, filing MP to surrender- b/c bank said no to short sale.<>FAILED TO SELL DAVIDSON AVE PPTY BY 9/7/10 OR 10/6/19 AS EXTENDED BY ORDER DOC #39; FAILED TO PROVIDE TRUSTEE WITH HUD; SV/DEUTSCHE #1-1
Matter ResolvedRequest
Adjourment
992/5/2020 9:00 am19-12120 / CMGJonathan Stone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $4,300.00
1/11/20(mk); IRS Amended POC # 2 to zero on 1/8/20



FAILED TO MOVE AGAINS IRS CLM #2-1 WITHIN 30 DAYS OF 6/25/19
Matter ResolvedRequest
Adjourment
1002/5/2020 9:00 am19-12209 / CMGLAURENCE R SHELLER, ESQTrustee Certification of DefaultContinued
2/19/2020 9:00 am
Total Paid In: $1,965.00
Debtor obj, made pymt. As of 1/27/20, Arrears are $2,249. Last pay was 11/21/19.

TR. Cert. OF Default.
Matter ResolvedRequest
Adjourment
1022/5/2020 9:00 am19-12336 / CMGEric ClaymanMotion File Claim After Claims Bar DateGrantedTotal Paid In: $2,100.00
MTN TO ALLOW LATE CLAIM OF PHILLIPSBURG SEWER
Matter ResolvedRequest
Adjourment
1012/5/2020 9:00 am19-12336 / CMGEric ClaymanMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/18/2020 9:00 am
Total Paid In: $2,100.00
AMT: MP 2/5 ***NEEDS RESOLUTION****<<>>

MK:MP filed 9/24/19 to extend time for LM

Debtor obj,<<<>>>FAILED TO LM BY 9/1/19; ARREARS
Matter ResolvedRequest
Adjourment
1032/5/2020 9:00 am19-12338 / CMGEUGENE ROTH, ESQMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $21,867.00
Debtor obj<>BAYVIEW LOAN SERVICING (KML)
Matter ResolvedRequest
Adjourment
1042/5/2020 9:00 am19-13243 / CMGJAMES J CERBONE, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,384.00
ARREARS as of 1/27/20 are $5,728. last pay 8/6/19.
Matter ResolvedRequest
Adjourment
1052/5/2020 9:00 am19-13805 / CMGEUGENE ROTH, ESQCreditor Certification of DefaultContinued
2/19/2020 9:00 am
Total Paid In: $23,945.00
NEW RESIDENTIAL MTG (Hill Wallack)
Matter ResolvedRequest
Adjourment
1062/5/2020 9:00 am19-19078 / CMGKarina Pia Lucid Motion Relief from Stay (Fee)Continued
2/19/2020 9:00 am

1/31/20(mk) atty says have a resolution and have funds. Will like advise in ct on 2/5/20 that OTBS

Debtor obj<>GREENWICH CHASE HOMEOWNERS ASSOC (GRIFFIN ALEXANDER)
Matter ResolvedRequest
Adjourment
1072/5/2020 9:00 am19-19078 / CMGKarina Pia Lucid Motion File Claim After Claims Bar DateOrder Previously Submitted
1/31/20(mk) Revised Order submitted to chambers today- That is Order that must be entered.


(AMT: proposed order does not provide for pymt by trustee in plan)<<<>>>

Trustee obj<>CREDITOR, GREENWICH CHASE HOA MTN TO FILE LATE CLAIM (Griffin Alexander)
Matter ResolvedRequest
Adjourment
1082/5/2020 9:00 am19-19213 / CMGLAWRENCE L ABT III ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $2,552.00
CARRINGTON MTG (PHELAN)
Matter ResolvedRequest
Adjourment
1092/5/2020 9:00 am19-19283 / CMGYAKOV RUDIKHMotion Relief from Stay (Fee)GrantedTotal Paid In: $1,123.00
CREDIT ACCEPTANCE (MORTON)
Matter ResolvedRequest
Adjourment
1102/5/2020 9:00 am19-20044 / CMGWARREN LEVYMotion Relief from Stay (Fee)Granted
US BANK NAT'L ASSOC (RAS)
Matter ResolvedRequest
Adjourment
1112/5/2020 9:00 am19-20123 / CMGEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
3/4/2020 9:00 am

1/11/20(mk): Objection filed by creditor(#50).

PHH obj ( RAS)<>MTN TO REDUCE PHH ARREARAGE CLM #27 TO $30,563.80.

>>MP on 1/15/20.Issues Need Resolution<<
Matter ResolvedRequest
Adjourment
1122/5/2020 9:00 am19-20438 / CMGBRIAN W HOFMEISTERMotion Relief from Stay (Fee)GrantedTotal Paid In: $2,760.00
2/5/20- NS by debtor atty- 2nd call 10:32am

1/15/20: creditor atty had accident onway to ct- needs to be adj

Debtor obj<>FAIRWAYS AT FORSGATE HOMEOWNERS ASSOC (MCGOVERN)
Matter ResolvedRequest
Adjourment
1132/5/2020 9:00 am19-21515 / CMGDavid L. Stevens Application for Extension of Loss MtigationContinued
2/19/2020 9:00 am

Kondaur capital obj (Jones)<>APPLICATION FOR EXTENSION OF LOSS MIT
Matter ResolvedRequest
Adjourment
1142/5/2020 9:00 am19-22046 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
3/18/2020 9:00 am

Debtor obj<>BROKERS SOLUTIONS (SHAPIRO)
Matter ResolvedRequest
Adjourment
1152/5/2020 9:00 am19-22119 / CMGSTEVEN N. TAIEB, ESQ.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $5,000.00
Debtor obj<>SHELLPOINT MTG (HILL WALLACK)
Matter ResolvedRequest
Adjourment
1162/5/2020 9:00 am19-22409 / CMGSTACEY L MULLEN, ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $13,519.00
Order submitted on 1/31/20

Debtor obj<>HYUNDAI CAPITAL (MORTON)
Matter ResolvedRequest
Adjourment
1172/5/2020 9:00 am19-22525 / CMGEUGENE ROTH, ESQMotion Relief from Stay (Fee)Order Previously Submitted
2/4/20:CO submitted to Chambers today.

Debtor obj<>BAYVIEW LOAN (MCCALLA RAYMER)
Matter ResolvedRequest
Adjourment
1182/5/2020 9:00 am19-22958 / CMGJohn O'Boyle Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $8,176.00
1/30/30:CO submitted to chambers today.

SPENCER SAVINGS BANK (JONES & JONES)
Matter ResolvedRequest
Adjourment
1192/5/2020 9:00 am19-23473 / CMGPRO SEMotion Motion (Generic) - Only use if no other event is applicableGranted
debtor NS

FLAGSTAR BANK MTN FOR IN REM STAY RELIEF TO DEEM 8/15/19 SHFF SALE VALID (Fein Such)
Matter ResolvedRequest
Adjourment
1202/5/2020 9:00 am19-24907 / CMGROGER CHAVEZ ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
3/4/2020 9:00 am
Total Paid In: $8,848.00
US bank obj (KML)<>MTN TO REDUCE US BANK NAT'L #25-1 ARREARAGE CLM TO $17,786.64
Matter ResolvedRequest
Adjourment
1212/5/2020 9:00 am19-25105 / CMGMarc C. Capone, Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder Previously SubmittedTotal Paid In: $6,054.00
>>>AMENDED ORDER was submitted to correct the servicer



Wells fargo response (Shapiro)<>REQUEST FOR LOSS MIT/WELLS FARGO BANK
Matter ResolvedRequest
Adjourment
1222/5/2020 9:00 am19-25382 / CMGSTEPHANIE RITIGSTEINCreditor Certification of DefaultGranted
2/5/20:debtor w/d opp'n-ok to grant

NEED PYMT IN FULL
AVALON BAY (Griffin Alexander)

Matter ResolvedRequest
Adjourment
1232/5/2020 9:00 am19-25605 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Co-Debtor StayGranted
Debtor obj<>NATIONSTAR MTG (GROSS POLOWY)
Matter ResolvedRequest
Adjourment
1242/5/2020 9:00 am19-25813 / CMGADAM SCHNEIDER, ESQMotion Relief from Stay (Fee)Granted
FLAGSTAR BANK (PHELAN)
Matter ResolvedRequest
Adjourment
1252/5/2020 9:00 am19-26159 / CMGKevin Fayette, EsqMotion Relief from Co-Debtor StayGrantedTotal Paid In: $5,365.00
AMERICREDIT FINC (MORTON)
Matter ResolvedRequest
Adjourment
1262/5/2020 9:00 am19-26366 / CMGKirsten B. Ennis Motion Relief from Co-Debtor StayContinued
4/1/2020 9:00 am

adj to 4/1/20- NFA

Debtor obj<>WELLS FARGO BANK (PHELAN)
Matter ResolvedRequest
Adjourment
1272/5/2020 9:00 am19-27332 / CMGPAUL H YOUNGMotion Relief from Stay (Fee)Granted
KEYBANK (GELLERT SCALI BUSENKELL)
Matter ResolvedRequest
Adjourment
1282/5/2020 9:00 am19-27518 / CMGSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Continued
3/18/2020 9:00 am

2/5/20:funds debtor has today of $2,280 turned over to LL today. plus $ payment for water by 2/24/20. pay march rent on 3/6/20
ADJ TO BE CURRENT WITH LL AND TR
Debtor obj<>LUCYNA OSTRZYCKI/LANDLORD
Matter ResolvedRequest
Adjourment
1292/5/2020 9:00 am19-27735 / CMGWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
3/4/2020 9:00 am
Total Paid In: $916.00
Debtor obj<>WELLS FARGO BANK (POWERS)
Matter ResolvedRequest
Adjourment
1302/5/2020 9:00 am19-28306 / CMGMARYBETH SCHROEDERMotion Relief from Stay (Fee)Continued
3/4/2020 9:00 am

Debtor obj<>SUNTRUST BANK (MORTON)
Matter ResolvedRequest
Adjourment
1312/5/2020 9:00 am19-28476 / CMGCAMILLE J KASSARMotion Relief from Co-Debtor StayConsent Order to be Submitted
Debtor obj<>BANK OF AM (SHAPIRO)
Matter ResolvedRequest
Adjourment
1322/5/2020 9:00 am19-29814 / CMGEdward Hanratty, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $2,400.00
***AR to discuss with counsel***
US Bank obj (PHelan)<>MTN FOR LOSS MIT
Matter ResolvedRequest
Adjourment
1332/5/2020 9:00 am19-29851 / CMGPRO SEMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Denied
2/5/20:debtor NS- 10:33 am -2nd call


Trustee obj
Matter ResolvedRequest
Adjourment
1342/5/2020 9:00 am19-30310 / CMGDaniel Straffi, Esq.Notice of Request for Loss MitigationGrantedTotal Paid In: $2,000.00
REQUEST FOR LOSS MIT/M&T
Matter ResolvedRequest
Adjourment
1362/5/2020 9:00 am19-31145 / CMGWilliam H. Oliver, Jr., Esq.Notice of Request for Loss MitigationGrantedTotal Paid In: $4,177.00
REQUEST FOR LOSS MIT/FREEDOM MTG
Matter ResolvedRequest
Adjourment
1352/5/2020 9:00 am19-31145 / CMGWilliam H. Oliver, Jr., Esq.Order Shorten TimeGrantedTotal Paid In: $4,177.00
>>OST<<

MTN FOR WRITTEN 341 INTERROGARORIES
Matter ResolvedRequest
Adjourment
1372/5/2020 9:00 am19-31345 / CMGCAMILLE J KASSARMotion Relief from Stay (Fee)Granted
SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
1382/5/2020 9:00 am19-32052 / CMGKarina Pia Lucid Motion Motion (Generic) - Only use if no other event is applicableOrder to be Submitted
ATTY HAS TR PAYMENT $2780
ADJ WITH BRIDGE ORDER TO 1-15
Fibertex obj (Norgaard); Rushmore obj (Pluese)<>MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
1392/5/2020 9:00 am19-32552 / CMGEric ClaymanMotion Confirming Automatic Stay is Not in EffectMoot - Dismissed
VILLAGE SQUARE APT MTN TERMINATING STAY (Weishoff)
Matter ResolvedRequest
Adjourment
1402/5/2020 9:00 am19-32735 / CMGSTEPHANIE RITIGSTEINMotion Relief from Stay (Fee)Granted
WILLIAM BOGERT/LANDLORD (RAGAN & RAGAN)
Matter ResolvedRequest
Adjourment
1412/5/2020 9:00 am19-33125 / CMGStephen M. Zullo Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
2/25/2020 9:00 am

2/4/20: case was converted to Ch 7 so this motion was adj. by chambers to a Chapter & day 2/25/20

2/3/20(mk): IRS(E. Darden,esq.) uploaded adj. request to adj to 2/19/20 to allow time to get the filed form IRS and respond. Debtor's atty will not consent so T'ee must deny request-Must sek adj. from Judge's chambers or appear.


IRS obj (Erin Darden)<>MTN TO REDUCE IRS CLAIM FROM SECURED TO UNSECURED
--Debtor reply to IRS(#20).
Matter ResolvedRequest
Adjourment
1422/5/2020 9:00 am19-33563 / CMGWilliam H. Oliver, Jr., Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)GrantedTotal Paid In: $1,500.00
EDISON RD

>>mk:Short sale. Reverse Mtg-No proceeds- Order ok
Matter ResolvedRequest
Adjourment
1432/5/2020 9:00 am20-10217 / CMGWilliam H. Oliver, Jr., Esq.Motion Extend TimeGranted
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1442/5/2020 9:00 am20-10217 / CMGWilliam H. Oliver, Jr., Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO RESCIND DL SUSPENSION
Matter ResolvedRequest
Adjourment
1452/5/2020 9:00 am20-10563 / CMGWilliam H. Oliver, Jr., Esq.Order Shorten TimeGranted
Orchards at Marlboro obj (Griffin Alexander)<>MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1462/5/2020 10:00 am15-23433 / CMGVERA FEDOROFFMotion Relief from Stay (Fee)Continued
3/4/2020 10:00 am
Total Paid In: $42,275.00
1/31/20(mk): per atty email- Per Chambers to RH to 12:00 noon

ct wants to know if there is a Judgment- if no then will grant SV and no sale w/o Ct order

Debtor obj<<<>>>US BANK NAT'L ASSOC/SELECT (ECKERT SEAMANS CHERIN & MALLOTT)
Matter ResolvedRequest
Adjourment
1472/5/2020 10:00 am15-23433 / CMGVERA FEDOROFFMotion Cross MotionContinued
3/4/2020 10:00 am
Total Paid In: $42,275.00
1/31/20(mk):Per atty email-Per Chambers- RH 12:00 noon.

CROSS MTN TO COMPEL ACCOUNTING
Matter ResolvedRequest
Adjourment
1482/5/2020 10:00 am15-23433 / CMGVERA FEDOROFFOrder Shorten TimeGrantedTotal Paid In: $42,275.00
1/31/20(mk): Per atty email- Per Chambers RH 12:00 nooon.


Jersey Mortgage Company/OST To Approve Debtor Post Pet. Financing
Matter ResolvedRequest
Adjourment
1492/5/2020 10:00 am16-32428 / CMGJOSEPH J ROGERS, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 40 of 41 required payments   Arrears: $0  
Total Paid In: $46,066.00
AS Of 1/22/20(mk):


***CAN REC.CONFIRM AT $42,589 PTD, THEN 1,159 x 7 BEGIN 2/1/20; 0% ;Need amended arrears claim #7 for Wells Fargo w/in 60 Days; Must file fee application for supplemental fees($900) w/in 30 days.***



MP proposes:1,159 x 8,beg.12.1.19;0%.Plan has run 38 mos. 22 remain. MP shortens plan.Now total 45 mos.
Matter ResolvedRequest
Adjourment
1502/5/2020 10:00 am16-34324 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 26 of 40 required payments   Arrears: $5,000.00  Total Paid In: $64,781.00
ISSUES AS OF 1/24/2020 (DM): - Atty ok with terms.sf

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $62,281 PTD, THEN $2,500 x 3 STARTING 2/1/20, THEN $3,243 x 20 STARTING 5/1/20, 0% PLAN, ADD TO THE CONFIRMING ORDER THAT TRUSTEE IS AUTHORIZED TO PAY POST-PETITION CLAIMS***


Confirmed Case: $5,684 Ptd, $1,973 x 52 start 9/1/17, Base Plan
Prop. MP: $60,268 Ptd, $2,500 x 4 start 1/1/20, $3,243 x 21 start 5/1/20, 0% Plan
PTD = $62,281
Last Claim (13-1) dated 11/20/19
Matter ResolvedRequest
Adjourment
1512/5/2020 10:00 am17-31749 / CMGAvram D White Confirmation Hearing on Modified PlanContinued
3/4/2020 10:00 am
Debtor has made 27 of 30 required payments   Arrears: $750.00  Total Paid In: $6,750.00
-per att. in trial mod EDC
1/21 workup for the 2/5 calendar EDC
NFA
-Wells filed a motion to D
-relief granted on the Toyota on 1/17

ADJ FOR REFI OR LOAN MOD
11/20 workup for the 12/4 calendar

--mortgagor has a motion to dismiss scheduled for 1/15
-Toyota has a motion for stay relief on for 1/15
trustee obj
---original plan took over a year to confirm and called for LM by 2/2019. This MP extends 2 loan mods to 12/19 and 2/2020.

MP proposes 250 x 60 loan mod by 12/31/19 for 32 Saxony Circle and 2/2820 on 2 Saxony Circle
Matter ResolvedRequest
Adjourment
1522/5/2020 10:00 am18-10553 / CMGJustin M. Gillman, Esq.Status ConferenceWithdrawnTotal Paid In: $8,584.00
STATUS CONFERENCE (RE MICHELLE MASON CLM #12-1?)
Matter ResolvedRequest
Adjourment
1532/5/2020 10:00 am18-22004 / CMGAndrew Thomas Archer Confirmation Hearing on Modified PlanContinued
3/4/2020 10:00 am
Debtor has made 50 of 22 required payments   Arrears: $126.00  Total Paid In: $8,752.00
600 TO POST BY 3-2
ISSUES AS OF 1/24/2020 (DM):

***Nothing has been supplied since the last adjournment - RECOMMEND DENIAL OF MP AND DISMISSAL ON THE TRUSTEE MOTION***

12/4/19 - requested the items below - adjourn to 2/5/20.

1) Trustee OBJ:
- Need proof of income (UNRESOLVED).
- Need 2018 tax returns (UNRESOLVED).


Confirmed Case: $1,905 Ptd, $377 x 4, $702 x 25 start 5/1/19, 100% Plan
Prop. MP: Ptd, $100 x 43 start 12/1/19, Base Plan
PTD = $7,952
Last Claim (2-2) dated 7/26/19
Matter ResolvedRequest
Adjourment
1542/5/2020 10:00 am18-29605 / CMGGeorge E Veitengruber IIIConfirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 18 required payments   Arrears: $574.00  Total Paid In: $14,120.00
issues as of 1/30/2020 - Atty ok with terms.sf

Trustee recommends confirmation at $10,560 paid to date, $1,378x45 begin 2/1/2020 100% plan


NOTES FROM THE 12/4/2019 CONFIRMATION HEARING: atty requested time to review/explain income - her pay period is different than what we think -he will provide proofs /explanation

1) Trustee objection to modified plan to be filed - cannot modify plan to less than 100%
2) Provided amended Schedules I and J - need proof of current income and 2018 tax return HAS NOT PROVIDED TRUSTEE WITH PROOF OF INCOME FOR SPOUSE
3) Since the Trustee does not have updated income for the spouse, Trustee will use verified income from original confirmation. The resulting net income is $1,781.74. Therefore supporting debtors ability to pay plan off over a 60 month plan (case is above median).
4) The debtors 401k loan will be paid in 16 months which would require a tier raising the plan payment $714

proposed plan $704x60 base plan
paid in $10,560
extend plan to 60 months, 45 left to go
Matter ResolvedRequest
Adjourment
1552/5/2020 10:00 am18-30130 / CMGMOSHE ROTHENBERG, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 16 of 18 required payments   Arrears: $49.00  Total Paid In: $9,227.00
AS OF 1/28/2020 (at):

RECOMMEND: $7,562 PAID TO DATE, $574 x 45 BEGINNING 2/1/2020, 0% TO GUC'S
Standard trustee order.

MP proposes: $7,562 paid to date, $560 x 46 beginning 1/1/2020, 0% to guc's
Matter ResolvedRequest
Adjourment
1562/5/2020 10:00 am18-31900 / CMGMark S Cherry Confirmation Hearing on Modified PlanPlan DeniedDebtor has made 5 of 17 required payments   Arrears: $0  
Total Paid In: $2,507.00
AS OF 1/27/20 (SF) - RECOMMEND MODIFIED PLAN BE DENIED AND DISMISSED ON TRUSTEE MOTION

1. Trustee motion to dismiss scheduled for 2/5/20 @ 9
2. Per modified plan, loan mod is approved. Need order. Must file motion to approve loan modification (MOTION TO APPROVAL LOAN MOD SCHEDULED FOR 2/5 @ 9)
3. Need amended claim for Wilmington Savings Fund
4. Part 5a of plan is blank
5. Arrears are $2823.95. Debtor has not made a payment since September 2019. - TO KY FOR CNP
Matter ResolvedRequest
Adjourment
1572/5/2020 10:00 am19-11475 / CMGROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 14 of 15 required payments   Arrears: $0  
Total Paid In: $2,800.00
AS OF 1/28/2020 (at): - Atty ok with terms.sf


RECOMMEND: $2,400 PAID TO DATE, $200 x 24 BEGINNING 2/1/2020, 100% TO GUC'S

MP proposes: $2,200 paid to date, $200 x 12 beginning 1/1/2020, 100% to guc's
Matter ResolvedRequest
Adjourment
1582/5/2020 10:00 am19-12336 / CMGEric ClaymanConfirmation Hearing on Modified PlanContinued
3/18/2020 10:00 am
Debtor has made 11 of 14 required payments   Arrears: $700.00  Total Paid In: $2,100.00
issues as of 1/30/2020

1) Phillipsburg Sewer Authority did not file claim - should be stricken from modified plan
2) Fulmer Auto did not file claim - should be stricken from modified plan
3) Not current with Trustee plan payments, arrears $500
4) New Jersey Housing and Mortgage Finance Agency (Pluese) objection to confirmation of modified plan - need to resolve
-failure to provide documentation for loss mitigation application
-objection to extension of time to complete a loan modification

proposed plan $200x36 loan mod by 6/1/2020 base plan
paid in $1900
arrears $300
25 months to go
Matter ResolvedRequest
Adjourment
1592/5/2020 10:00 am19-12662 / CMGDaryl Kipnis Confirmation Hearing ScheduledConfirmedDebtor has made 18 of 14 required payments   Arrears: $598.00  Total Paid In: $10,484.00
ISSUES AS OF 1/23/2020 (DM): Confirmed with Atty that Atty Fees are outside the plan.

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $8,689.68 PTD, THEN $598 x 49 STARTING 2/1/20, BASE PLAN, STUDENT LOANS (POC 1 and POC 3) TREATED OUTSIDE THE PLAN, PERMANENT LOAN MOD WITH JP MORGAN CHASE BY 4/15/20, NO PAYMENT OR RESERVE BY THE TRUSTEE PENDING THE LOAN MOD, PRE-CONFIRMATION CERT TO BE FILED WITHIN 7 DAYS; ADD TO THE CONFIRMING ORDER: ALLY CAPITAL POC (5-1) SHALL BE TREATED AS SECURED UNAFFECTED, TRUSTEE STANDARD ORDER OF DISTRIBUTION, STRIKE $2,500 ATTORNEYS FEES THROUGH THE PLAN (paid outside plan)***

1/22/20 - email sent to Andrew Lubin to confirm that debtor is on a 3-month trial mod so we can adjourn out to April or confirm with Loan Mod by April.

8/7/19- Atty will file MP and resolve all issues or dismiss (EDC).

6/5/19 - MP filed today & Loss Mit request by mail - Atty does not have ECF. The MP filed 6/5/19 has not resolved the issues below from the last Hearing.MK- loss mit extended to 12/1/19.

1) JP Morgan Chase (MILSTEAD) OBJs - $279,372.39 arrears (UNRESOLVED).
2) The MP does not provide treatment to Ally Capital on 2012 Kia Optima (UNRESOLVED).
3) Order of Distribution in the MP is incorrect (UNRESOLVED).
4) Trustee OBJ:
- The debtor has insufficient income.
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $593.92 x 3, $598 x 57, 0% Plan, Student Loans Outside
PTD 11/11 = $8,689.68
Last Claim (7-2)
Matter ResolvedRequest
Adjourment
1602/5/2020 10:00 am19-13417 / CMGROBERT C NISENSON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 11 of 14 required payments   Arrears: $0  
Total Paid In: $3,670.00
TO CONFIRM IT NEEDS $3000 paid to date then $335 x 48 beg 3/1/20 min of $5778 to gucs- trustee to pay arrears on Wells Fargo 2nd mortgage--LM on Wells Fargo 1st mortgage by 2/5/20

per MK LM date is 2/5/20
1/21 workup ****Same as 12/18/19: Atty says 2nd Lm is under review. Will advise on status of LM

AR RESOLVE OR HOLD
12/10 workup for the 12/18 calendar EDC--NFA
-per mk debtor filed cert. re;:Jewelry etc and attached insurance coverage over a period of10 yesrs. no rider for jewelry or other items alleged to be of value. (OK)
-Still need to resolve Lm with 2nd mtg. Per attorney got LM on 1st mortgage
-If resolved we can CONFIRM

------------------------------
>>TRUSTEE REQUESTS VALUATION OF RING PER CREDITOR MOTION TO DISMISS (ex husband says debtor has tens of thousands of dollars worth of jewelry)-(Per MK cert filed is OK)
-LM by 12/2/19 per order to extend with Wells
-CASE NEEDS A MINIMUM DIVIDEND OF $5,778 TO GUC'S DUE TO NON EXEMPT EQUITY-
1. Plantation Resort of Myrtle Beach filed secured claim #13 in the amount of $828.24 which is not in the plan. Is it ok to pay this claim? (PER ATTY, OK TO PAY)
2. Toyota Lease Trust filed a secured claim #10 in the amount of $359 which is not in the plan. Is it ok to pay this claim? (PER ATTY, OK TO PAY)
3. Objection filed by Wells Fargo (Powers) - failure to cure arrears of $49,954.64. RESOLVED LM by 12/2. Status- (Mk: GOT LM - Will file motion to approve LM.)
4. Objection filed by Wells Fargo for second mortgage (Shapiro) - failure to cure full arrears of $7,872.30. (RESOLVED VIA CONSENT ORDER 5/7/19) PLAN PROPOSES TO PAY THE PRE-PETITION ARREARS. CONSENT ORDER PROVIDES FOR ARREARS IF LOAN MOD DENIED. )
5. Trustee's objection:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,978 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as pro
Matter ResolvedRequest
Adjourment
1612/5/2020 10:00 am19-15149 / CMGBRUCE J. DUKE, LLCConfirmation Hearing on Modified PlanContinued
4/1/2020 10:00 am
Debtor has made 10 of 13 required payments   Arrears: $0  

file motion for late claim by 2/28/20 & adj this to 4/1/20- NFA- Peremptory

AR ADJ SCH ORDER
MOTION TO PAY LATE DSO CLAIM OR MOTION OBJ TO CLAIM BY 2-28
AR RESOLVE OR HOLD
ISSUES AS OF 1/29/2020 (DM): Nothing done and MFR with mtg co marked OTBS on 1/15/20.SUBMITTED 2-5-20

11/20/19 - MK: Atty says debtor paying DSO outside - but there is no Order re support - Atty to review and see if it can put it thru plan.

***Debtor has failed to address the DSO claim in the Plan and the MP - Debtor would need $1,372 x 52 starting 12/1/19 if we add the DSO claim - need to address feasibility***

1) Crystal Whalen filed $8,249.20 late DSO claim not treated in the Plan or MP (UNRESOLVED).

2) NewRez/Shelpoint (HILL) OBJs - $57,477.46 arrears - 9/4/19 mk: LM denied (MP CURES ARREARS).

3) Trustee OBJ:
- There is $1,992 non-exempt equity in real estate.
- Must file file pre conf cert (FILED).
- Need independent CMA - doc provided by relative/Patricia Jones (RESOLVED).
- Need copy of the homeowner's insurance renewal declaration (RESOLVED).
- Need updated auto insurance - doc provided expired 6/2/2019 (RESOLVED).


Prop. Plan $0 x 1, $833 x 6, $1,126.12 x 53, Base Plan
PTD 9/10 = $8,376.36
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1622/5/2020 10:00 am19-16187 / CMGLAURENCE R SHELLER, ESQOrder Vacate Dismissal of CaseContinued
4/15/2020 10:00 am
Debtor has made 11 of 13 required payments   Arrears: $380.00  
ADJ FOR RESOLVED OF IRS MOTION AND DEBTOR TO BE CURRENT
ISSUES AS OF 1/29/2019 (DM):

***Case was dismissed for failure to resolve the IRS estimated priority claim and subsequently reinstated. The case is now 10 months old and the IRS priority claim remains estimated and debtor is 2 Trustee payments behind as of 1/29/20 - RECOMMEND DISMISSAL***
MOTION FILED RETURNABLE 3-4

1) Objection by US Bank Cust for PC7 First Trust (Gary Zeitz) - plan does not provide for payment of full claim for tax sale certificates. (RESOLVED BY ORDER 4/23/2019)

2) IRS filed $4,507.78 estimated priority claim (UNRESOLVED).

3) Trustee OBJ:
- must address objection by US Bank. (RESOLVED)
- must file pre conf cert. (FILED)


Prop. Plan $190 x 60, Base Plan
PTD 8/10 = $1,520
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
1632/5/2020 10:00 am19-17567 / CMGWARREN LEVYConfirmation Hearing on Modified PlanContinued
4/1/2020 10:00 am
Debtor has made 11 of 12 required payments   Arrears: $5,158.00  

ADJ CONF OR DISMISS
AR RESOLE OR HOLD
ISSUES AS OF 1/29/2020 (DM):
ADJ TO SCH NEW PLAN FILED 2-4
DEBTOR TO BE CURRENT
***Debtor's counsel must work-out a Consent Order with the IRS (Eamonn O'Hagan) if interest is to be paid on its secured claim. Plan should be 100% based upon non-exempt equity in real estate and $23,8001 unsecured claims filed***
100%
OTBS IRS PAY $

1) Warren Levy substituted in for Joshua Humphries on 12/16/19 - what happens with Mr. Humphries atty fee balance through the plan? Need Atty Disclosure Statement for Mr. Levy (UNRESOLVED).
SEE NEW PLAN

2) IRS (Eamonn O'Hagan, Esq) OBJs - filed $9,099.59 higher amended priority claim (MP PAYS).

3) IRS (Eamonn O'Hagan, Esq) OBJs - filed $28,996.45 amended secured claim not treated in plan (MP PAYS).

4) US Bank (PHELAN) OBJs - $88,543.17 arrears (MP PAYS).

5) PNC Bank (F. MARTONE, ESQ) OBJs to cram (MP REMOVES CRAM & PAYS ARREARS).

6) Must file Pre-confirmation certificate (FILED).

7) Trustee OBJ:
- Debtor has failed to file a feasible plan.
- Service on motions in plan to Robert Wood Johnson (MOOT - CRAM REMOVED).
- Need information/statement from Whole Life Policy with National Western Life Insurance Co showing who is the owner of the policy and showing cash surrender value (RECEIVED - ONLY IN CO-DEBTOR'S NAME).
- Debtors each taken full exemption under 522(d)(8) for whole life insurance cash surrender value (MK - THIS IS AN ANNUITY, NOT LIFE INSURANCE - WILL FILE A MP TO PROPOSE LUMP SUM). Only the owner of the policy is entitled to take the exemption under this section of the statute (NEED AMENDED SCH C - amended Sch C filed resulting in $28,996 non-exempt equity in whole life insurance policy).
AR PER ATTY OK


Prop. Plan $2,150 x 60, $17,500 lump sum, Base Plan
PTD 8/9 = $17,740
Last Claim (10-2)
Matter ResolvedRequest
Adjourment
1642/5/2020 10:00 am19-18089 / CMGSTEPHANIE RITIGSTEINOrder Vacate Dismissal of CaseDismissed - Hold FeesDebtor has made 11 of 12 required payments   Arrears: $250.00  
AS OF 1/21/19(mk):


1. Still no 341 hearing.
Matter ResolvedRequest
Adjourment
1652/5/2020 10:00 am19-19078 / CMGKarina Pia Lucid Confirmation Hearing on Modified PlanContinued
2/19/2020 10:00 am
Debtor has made 9 of 11 required payments   Arrears: $2,054.00  

CONF OR DISMISS
1/21 workup for the 2/5 calendar EDC

INTR SCH ORDER :
MOTION FOR LOSS BY 12-18----
AR PER ATTY FILED
COMPLETE PACKAGE TO LENDER BY 12-31 ----
LENDER CHECKING

ORDER ALLOWING TRUSTEE TO PAY LATE CLAIM BY BAKER FCU----not done



RESOLVE BANK AMERICA, SANTANDER AND TRUSTEE BY 2/5-----not done
OTBS UNAFFECTED AND RETAIN LIEN
FILE MP BY 2/5-----not done
EWAGE ------not done

-motion for relief on for 2/5 by Greenwich HOA
MP includes $6000 to Baker EFCU but no claim filed. Cannot pay unless claim filed by either Baker or debtor
ORDER ATH LATE CLAIM FILING AND AUTH TR TO PAY
1) Bank of America (Powers Kirn) objection to MP confirmation - need to resolve
-arrears $200,016.39( 11/20/19-MK- creditor atty -nothing resolved)
2) Santander Consumer USA Inc (Morton & Craig) objection to confirmation - need to resolve(MK- MP says unaffected-ok w/Morton)
OTBS BY 12-31) Trustee objection to confirmation - need to resolve
-the debtors plan consists of unnecessary/excessive expense items - $500/gas & electric; $660/car payment; $698 car payment (OK 100%)
-the debtor is not paying all disposable income - per the amended 122c monthly disposable income is over $9000 monthly for gucs (OK 100%)
-Schedule I income needs to be recalculated without the pension loan deduction now that the loan has been paid off
-the Schedules fail to account for the debtors tax refundin the amount of $8447 when determining disposable income
-need to file Pre Confirmation Certification with Court
-need an order to pay adequate protection payments and this is a post petition payment or is it to be applied to pre petition arrears
OTBS FROM LENDER AUTH PAY THROUGH TRIAL MOD DATE
-confirmation order must contain non-exempt proceeds from claim against his employer

proposed plan $2414.206x60 base plan with loan mod
paid in $9839.20
last claim 8-1
Matter ResolvedRequest
Adjourment
1672/5/2020 10:00 am19-19102 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanContinued
2/19/2020 10:00 am
Debtor has made 8 of 11 required payments   Arrears: $460.00  Total Paid In: $1,920.00
AR RESOLVE OR HOLD JUDGE TO RULE 2-5 AT NOON
JU
1/24 workup for the 2/5 calendar EDC**Need Judges ruling----Atty email. Judge will rule on papers re:Condo Ass'n objection. Conf. to be Adj. to 2/5/2020. Will upload a request to adj & they have consent.
Will check with judge

-part 10 of the MP contradicts part 1A-NEED TO STRIKE
condo issue
-Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
-Wells Fargo Card services filed a $476 secured claim based upon lien on property
PER ATTY PAY

1. Objection filed by Wilmington Savings (Friedman Vartolo) - failure to cure arrears of $305,972.25. (UNRESOLVED)
OTBS LOAN MOD 12-31-20 12 MO TRIAL NO PAY TRUSTEE
2. Capital One Auto filed a secured arrears claim #4 in the amount of $421.21 which is not in the plan. Is it ok to pay this claim? OTBS but do not see order yet
AR per atty pay
3. Objection by Renaissance at N. Brunswick Master Association/Village to the cramdowns of the claims #7 and 9
4. Need March and April bank statements for Wells Fargo Savings account #9445.(OK)
5. Trustee's objection:
- Need April and May bank statements for the Investors Bank Checking and Wells Fargo Savings accounts. (RECEIVED)

Plan proposes: $200 x 36, base, loan modification by 11/30/2019
Payments: 3/4, arrears $200
Matter ResolvedRequest
Adjourment
02/5/2020 10:00 am19-19916 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing ScheduledWithdrawnDebtor has made 7 of 11 required payments   Arrears: $0  
Total Paid In: $6,271.00
This MP to be withdrawn as previous plan was confirmed on 1/15/20.
Matter ResolvedRequest
Adjourment
1682/5/2020 10:00 am19-20015 / CMGJAMES J CERBONE, ESQConfirmation Hearing on Modified PlanPlan DeniedDebtor has made 9 of 11 required payments   Arrears: $6,086.00  Total Paid In: $26,892.00
AS OF 1/28/2020 (at):

PER E-MAIL FROM ATTY, OK WITH DENYING THIS MOD PLAN.

There is no basis to reduce the debtor's plan payment based on pay stubs provided. Need at least all of August and September pay stubs for both jobs to reconsider.

1. Need to file an Amended I and J (RECEIVED)

2. Need updated proof of income to substantiate reducing payment from $3,010 to $692 (INSUFFICIENT - ONLY PAY STUBS RECEIVED ARE 7/19, 8/2 AND 9/6 - MODIFIED PLAN FILED 10/24. NEED ALL OF SEPTEMBER AND OCTOBER STUBS FOR THE DEBTOR FOR NBC JOB. AUGUST YTD NET IS $46,113/8 = $5,764. INCOME AS VERIFIABLE LEAVES A MONTHLY NET BALANCE OF $4,210) AS OF 1/28/20 - STILL HAVE NOT RECEIVED UPDATED PAY STUBS.

MP proposes: $17,862 paid to date, $692 x 53 beginning 12/1/2019, $33,000 to guc's
Matter ResolvedRequest
Adjourment
1692/5/2020 10:00 am19-21376 / CMGDANIEL L. REINGANUMConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 11 of 10 required payments   Arrears: $0  

AS OF 1/27/20 (SF - ADJOURNED 3 TIMES AND CASE IS 7 MOS OLD

debtor is former military & so was spouse- they moved. - needs time needs amended I & J. and is working on st of nj returns. (NOT RECEIVED)

1. State of NJ filed estimated priorty/unsecured claims (NEED AMENDED CLAIM)

2. Trustee objection:
- Domestic Support Obligation information (Need proof of the additional $250 for support payments on Schedule J. Debtor already has support deducted from pay)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $632/month for childcare (need proof); $600/month for transportation; $250/month for alimony/support (need proof - already have $1,152/month deducted from debtor's pay check for child support); $450/month for spouse's hobby; $2,1015/month for spouse's expenses
- Verified income leaves a monthly net balance of $857.75.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $8,300.00 when determining disposable income.
- Need to file Pre-Confirmation Certification.


Plan proposes $290 X 36 0%
Payments: Current: $3102 Received
Matter ResolvedRequest
Adjourment
1702/5/2020 10:00 am19-21760 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 10 required payments   Arrears: $1,758.00  Total Paid In: $4,947.00
AS OF 1/27/20 (SF)-atty ok to terms(mk)

RECOMMEND $4068 PTD, $879 X 53 (BEGIN 2/1/20) 0% PLAN


1. Resurgent/Sterling Jewelry filed secured claim 11-1 for $629.70 with zero arrears. The claim states that the debtor was charged off 5/4/18 and last payment date was 9/6/17. (RECLASSIFIED TO GUC)
2. Objection filed by NJR Clean Energy Ventures Corp (The Kelly Firm) - plan is silent as to lease. Failure to pay arrears (FILED AS UNSECURED WITH ARREARS OF $3660.80 )ORDER ENTERED

Plan proposes $678 x 60 0%
Payments: 6/7 Arrears: $678


RESOLVED ISSUES:
- Trustee objection:
- A copy of the homeowner's insurance renewal declaration - Policy provided expired in February.(DONE)
- must file pre conf cert. (FILED)
- IRS priority and unsecured claims are still estimated (AMENDED)
- State of NJ priority and unsecured claims are still estimated (AMENDED)
Matter ResolvedRequest
Adjourment
1712/5/2020 10:00 am19-22000 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 9 of 10 required payments   Arrears: $0  

2/3/20(mk)Creditor (GlanReiser,Esq. for creditor,Kim&Doug Van Hasse)email to Oliver & mk)l says does not consent to adj.debtor failed to filed MP to address tax claims & is delinquent in T'ee payments & post pet. mtg ptmts.(3 mos behind) Position is debtor has insuff. income to confirm & case should be dismissed>

AR RESOLE OR HOLD
1/21 workup for the 2/5 calendar EDC-still need to resolve NJ est claim

1) Holiday City HOA did not file a claim. -WE WILL STRIKE AND OLIVER CAN FILE A MOTION TO FILE A CLAIM IF HE WANTS
2) IRS priority claim 1 in the amount of $9835.23 is not treated in plan - will need higher plan payment to pay this claim(AMENDED TO 0)
3) State of NJ priority claim 14 is estimated for 2018 taxes - need to resolve
PER ATTY FILED

proposed plan $561x60 0% plan
paid in $1,122
arrears $561
last claim 14-1
Matter ResolvedRequest
Adjourment
1722/5/2020 10:00 am19-22015 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
2/19/2020 10:00 am
Debtor has made 6 of 10 required payments   Arrears: $1,159.00  Total Paid In: $6,640.00
US Bank offered a forebearance agmt- they do not do LM- needs time to review see if debtor will accept

AR RESOLVE OR HOLD
ISSUES AS OF 1/29/2020 (DM):

***If debtor were able to resolve the objection with US Bank and address attorney fee balance, the Trustee would recommend confirming at $4,980.33 Ptd, then $830 x 53 starting 2/1/20, 100% Plan, Loan Mod with US Bank/Gregory Funding by 4/1/20, no payment or reserve by the Trustee pending the Loan Mod***

1) US Bank (PLUESE) OBJs - obligation/Note is not in debtor's name but rather in her husband's name who already received a Ch 7 discharge - $53,640.87 arrears (UNRESOLVED).

2) Plan lists Gregory Funding/US Bank arrears not to be paid by Trustee - total unsecured claims filed amount to $6,349. Case would be paid off in 11 months. Is Trustee to pay mortgage arrears or reserve funds?

3) Must file Pre-Confirmation certificate (FILED).


Prop. Plan $830 x 60, Base Plan, Loan Mod by 4/1/20
PTD 6/7 = $4,980.33
Last Claim (5-2)
Matter ResolvedRequest
Adjourment
1732/5/2020 10:00 am19-22046 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 5 of 10 required payments   Arrears: $4,006.00  
1/31/20(mk):atty ok to terms to HR-BUT need to know if MFR will impact plan before HR- ATTY says it MIGHT- motion adj 3/18/20

ISSUES AS OF 1/29/2019 (DM):

***If current MFR by Brokers Solutions (Shapiro) does Not impact the plan, TRUSTEE CAN RECOMMEND CONFIRMATION AT $6,098 PTD, THEN $1,394 x 53 STARTING 2/1/20, 0% PLAN, COTBS OR FILED POC BY FIRST FINANCIAL FCU (McKenna) WITHIN 30 DAYS IN ORDER FOR TRUSTEE TO PAY ITS PRE-PETITION AND POST-PETITION ARREARS***

1) First Financial FCU (McKenna) OBJs to cram of 2nd Mtg - no POC filed (OBJ WITHDRAWN AFTER MP FILED BUT WE NEED A CONSENT ORDER OR FILED POC TO PAY THE PRE-PETITION AND POST-PETITION AMOUNTS IN THE MP).

2) IRS filed an estimated claim - 2017 tax return not filed (AMENDED).

3) State of NJ filed an estimated claim - 2018 tax return not filed (AMENDED).

4) New American Funding/Broker Solutions filed $63,363.80 arrears claim (MP PAYS).

5) Trustee OBJ:
- Must file Pre-confirmation certificate (FILED).
- Need updated homeowner insurance (RECEIVED).


Prop. Plan $993 x 6, $1,382 x 54, 0% Plan
PTD 6/7 = $6,098
Last Claim (14-2)
Matter ResolvedRequest
Adjourment
1742/5/2020 10:00 am19-22309 / CMGANDY WINCHELLConfirmation Hearing on Modified PlanDismissedDebtor has made 8 of 10 required payments   Arrears: $0  

NS- 2nd call -dismissed at 11:53


ISSUES AS OF 1/29/2020 (DM):

***Case is 7 months old and tax claims filed by IRS and NJ are still estimated. Last Trustee payment received from the debtor was in November and Plan must be 100% - RECOMMEND DISMISSAL***

11/20/19 - AR, REQUIRE EWAGE

1) IRS filed $73,239.91 amended priority claim that includes $30,959.25 estimated taxes (UNRESOLVED).

2) Transmittal Letter and required docs (CMA, etc) were not serve upon the IRS on the secured judgment cram (UNRESOLVED).

3) State of NJ (Valerie Hamilton, Esq) OBJs to confirmation (UNRESOLVED).

4) State of NJ filed $18,268.12 estimated priority claim (UNRESOLVED).

5) Transmittal Letter and required docs (CMA, etc) were not served upon the State of NJ on the secured judgment cram (MOOT, OBJ FILED).

6) Select Portfolio (FEIN) OBJs - $9,764.58 arrears (UNRESOLVED - MP PAYS BUT DISPUTES CLAIM).

7) MP Part 4g proposes to pay $697.20 Concord Servicing Corp - no POC filed and this is a luxury item in a plan that is not proposed at 100%.

8) Need to file Pre Confirmation Certification (UNRESOLVED).

9) Trustee OBJ:
- Need 2018 tax returns (RECEIVED).
- Excessive Expenses: $850 cell phone/cable, $1,725 food, $400 medical, $1,200 college expenses, $55 timeshare, $220 gym membership, $615 extracurricular/entertainment.
- Income docs for the non-debtor spouse verifies higher ($27,500) than scheduled ($8,213).
- Debtor has taken an improper 522(d)(6) exemption of $1,210 in bus checking acct (not tools of trade).
- Bankruptcy Petition contains an improper attachment as an additional provision to Sch F.
- Per Form 122c, the Debtor must pay the lesser of 100% or $391,000 to general unsecured creditors.


Prop. Plan $3,000 x 60, Base Plan
PTD 5/7 = $15,000
Last Claim (10-2)
Matter ResolvedRequest
Adjourment
1752/5/2020 10:00 am19-22325 / CMGROBERT MANCHEL ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 10 required payments   Arrears: $143.00  Total Paid In: $5,466.00
AS OF 1/27/20 (SF)

RECOMMEND $3116 PTD, $831 X 53 (BEGIN 2/1/20) BASE PLAN
- STUDENT LOANS TO BE PAID OUTSIDE PLAN


MP proposes $2337 PTD, $831 X 54 BASE PLAN - Student loans outside
Plan has run 7 months with 53 months remaining
Matter ResolvedRequest
Adjourment
1762/5/2020 10:00 am19-22449 / CMGKirsten B. Ennis Confirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 11 of 10 required payments   Arrears: $0  

2/5/20- trial LM period is over- waiting for Perm offer- then will file motion. will submit something on income for next time- 3/18/20- NFA

1/23 workup for the 2/5 calendar EDC

1) PHH Mortgage Corporation (RAS Citron) objection to confirmation - per order loss mit by 2/1/20--status?
-arrears $25,368.90
>>Trustee objection to confirmation - need to resolve
-the debtor is not paying all disposable income into the plan - income verified higher than listed on Schedule I; monthly disposable income on Line 45 of 122C-2 $3,609.11 which requires minimum $216,546.60 dividend to general unsecured creditor
-must address IRS poc 3 which is not in plan

proposed plan $250x60 base plan with loan mod by 1/1/2020
paid in $1550
last claim 9-1
Matter ResolvedRequest
Adjourment
02/5/2020 10:00 am19-22525 / CMGEUGENE ROTH, ESQCertificate of ConsentOrder Previously Submitted
Matter ResolvedRequest
Adjourment
1772/5/2020 10:00 am19-22876 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 10 required payments   Arrears: $1,959.00  Total Paid In: $2,095.00
AR, OK TO CONF WITH UNEMPLOYMENT, ADD UPDATED I AND J WITH POI 9 MONTHS

***Updated 2/5/20 - TRUSTEE CAN RECOMMEND CONFIRMATION AT $2,095 PTD, THEN $653 x 53 STARTING 2/1/20, 0% PLAN; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY IRS SECURED/PRIORITY POC (2-2), STRIKE PRIORITY PLAN TREATMENT TO STATE OF NEW JERSEY AND STATE OF NEW YORK, DEBTOR MUST AMEND SCHEDULES I&J AND PROVIDE UPDATED PROOF OF INCOME BY 11/5/20***

AR RESOLVE OR HOLD
ISSUES AS OF 1/29/2020 (DM): Updated 1/30/20

***Debtor needs $653 x 53 going forward. Is debtor still unemployed??*** mk; YES- but wants to confirm- strike NJ & NY per plan

11/20/19 - MK: atty spoke to E O'Hagan - okay to adj & needs time to deal with other issues.

1) IRS (Eamonn O'Hagan, Esq) OBJs to confirmation - secured & priority claims (PER ATTY, PAY BOTH PRIORITY AND SECURED PER POC).

2) Plan provides $4,035 priority treatment to the State of NJ - no POC filed (UNRESOLVED).

3) Plan provides $3,500 priority treatment to the State of NY - no POC filed (UNRESOLVED).

4) Trustee OBJ:
- Debtor is currently unemployed. Trustee needs updated employment information (union worker) and proof of income, if applicable, prior to confirmation.


Prop. Plan $419 x 60, 0% Plan
PTD 5/7 = $2,095
Last Claim (2-2)
Matter ResolvedRequest
Adjourment
1782/5/2020 10:00 am19-22929 / CMGJOAN S. WARREN, ESQ.Confirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $200.00  
AR RESOLE OR HOLD
AS OF 1/29/20 (SF)


1. Objection filed by Huntington National Bank (McCabe Weisberg) - failure to pay arrears of $57,134.57
2 Loss mit terminates on 1/24/19 per order (Another Application just filed on 1/28/20)
3. Ally Capital filed arrears claim 12-1 for $1962.62 which is not in plan (OK TO PAY?)
4. Trustee objection:
- The debtor has insufficient income . (UPDATED POI PROVIDED. INCOME NOW VERIFIES AT $410.37)


Plan proposes $200 x 36 Base, Loan Mod by 2/1/20
Payments: 6/6

RESOLVED ISSUES:
- Amendments to Schedules . Must amend Disclosure Statement to pay fees through the plan (AMENDED)
- File pre-confirmation certification (FILED)
- Business profit & loss statements and Business forms (PROFIT AND LOSS FILED WITH NEGATIVE INCOME) STILL NEGATIVE
- debtor spouse just got job in radiology field. needs time to get pay stubs to be feasible (RECEIVED)
Matter ResolvedRequest
Adjourment
1792/5/2020 10:00 am19-23237 / CMGRICHARD J PEPSNY, ESQ.Confirmation Hearing ScheduledConfirmedDebtor has made 9 of 9 required payments   Arrears: $0  
Total Paid In: $20,000.00
Plan needs $15,400 paid the date then $2200 x 29 beg 3/1/20, Then a lump sum payment to trustee pay off the plan in full at by 6/30/20-100% to unsecured from sale (there is minimum equity of $175,944 in property)-----trustee to not pay on any of the mortgages pending the sale

1/31/20(mk): Order by Ajax submitted to Chambers- Grants limited stay relief on 8 Mann Ct. up to scheduling sheriff but not conducting Sale prior to 6/30/20. Ajax gets full stay relief ,effective 6/30/20 unless RE is sold and Mtg. is paid off in full prior to 6/30/20. Debtor s post petition arrears thru Jan 2020 is $23,393.16. To resolve, Mtg. Co will accept AP of $2,339.32 as partial P & I payment thru 6/30/20. debtor can pay down post pet.arrears by making payment of $14,035 plus atty fees of $531. Parties agree the difference b/w the full and AP payments will be incorp. into mtg payoff for full contractual amt due. T'ee authorized to release the $10,000 in AP payments made by debtor to T'ee thus far and then remaining $4,566.92($2,339.32 due 2/15/20 & 42,339.32 by 3/15/20-directly to Mtg co.begin with Feb. payment. Debtor continue to pay taxes & insurance as they come due & provide proof of payment.If debtor fails to comply- Cert. of default can be filed to accelerate full stay relief.

--Also CO(#45) entered 1/31/20 that resolves Wells Fargo objection to conf. at #39- Sell 8 Mann Ct by 6/30/20. From Sale pay in full POC #3-1. Pay post petition to creditor until RE is sold.


>>AR RESOLVE OR HOLD<<

1/28 workup for the 2/5 calendar--per Gravelle last time all matters resolved and submit AJAX order
-need update on sale. Was house sold by 1/1/20 per order? If not will add arrears to plan
-still no AJAX order from 3 months ago--where is it?
>>Trustee Objection: ALL UNRESOLVED
- NEED proof of homeowner's insurance renewal declaration. (What was provided expired in Nov.2019).
- debtor is not paying all disposable income into the plan as the dispos. income of $946 per Form 122c as filed
Matter ResolvedRequest
Adjourment
1802/5/2020 10:00 am19-23292 / CMGALEXANDER J RINALDI, ESQConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $0  

ADJ PEREMPTORY
NEED CERT OF DEBTOR EXP 45K ANNUITY NOT ASSET BUT INCOME
ISSUES AS OF 1/29/2020 (DM):

***In addition to the outstanding issues below, the debtor has failed to provide updated homeowners insurance with liability coverage - RECOMMEND DISMISSAL***
IN DOCS FROM NOV

1) Nationstar (RAS) OBJs - $4,577.04 arrears - creditor not treated in plan (UNRESOLVED).

2) Woodfield at Mount Olive HOA filed $5,080.31 late secured claim not treated in plan (UNRESOLVED).

3) Ally Capital filed $543.92 late arrears claim on 2016 VW Jetta (OKAY TO PAY??)

4) Must file Pre-Confirmation Certificate (FILED).

5) Trustee OBJ:
- Debtor has insufficient income once annuity ends on 1/1/20, then Debtor's income will be -$3,624.
- Need updated homeowner insurance (expired 10/14/19) with liability coverage (UNRESOLVED).
- Need service on motions in plan - service is not to the attn of Managing Agent (AMENDED - OKAY).
- Must add to confirming order Trustee standard Order of Distribution.
- Debtor has undertaken an improper use of exemption. Specifically, circumstances do not meet the statutory requirements of the 522 (d)(10)(e) exemption on the $45,000 annuity paid out to the Debtor over 12 months beginning 2/1/19.


Prop. Plan $150 x 60, Min Div $7,000
PTD 6/6 = $900
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
1812/5/2020 10:00 am19-24056 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 9 required payments   Arrears: $0  

AS OF 1/29/20 (SF)

The proposed plan is not feasible. To pay at 100% debtor will need to increase payment to $2320. Debtor is currently two payments behind at current payment of $1383.


2. Trustee objection:
- 122C has disposable income of $3256.60.
-debtor's income on sch I is higher than proofs( P & L ) provided. Proofs show only net monthly income of $2,212. So as of now, there is negative income. (Updated profit and loss statements provided and income is still negative)



Plan proposes $1383 x 60 100%
Payments: 4/6 Arrears: $2766

RESOLVED ISSUES:
1. Cavalry SPV I, LLC filed secured judgment claim 7-1 for $18,537.53 which is not treated in the plan (OK TO PAY?) mk; YES PAY
2. BMW Financial Services filed arrears claim 3-1 for $1798.50 which is not treated in the plan (OK TO PAY?)MK:YES PAY
-Must file pre conf cert. (FILED)
- Amendments to Schedules B to add the 2004 Acura.
- The plan assumes two leases with BMW. Only 1 claim filed with arrears and the other two claims are deficiency claims. Does the debtor still have lease payments? There are no payments listed on Schedule J.( mk she didn't add these cause the lease payments were ending within the year and she was told (by AR) not to include it on J- need to check this out) - (MOOT LEASE EXPIRED)
Matter ResolvedRequest
Adjourment
1822/5/2020 10:00 am19-24191 / CMGEUGENE ROTH, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 1 of 9 required payments   Arrears: $13,632.00  Total Paid In: $5,080.00
AR CONF 3712 PTD BEG 2-1 $5000 PER MO 100%
AR RESOLVE OR HOLD
ISSUES AS OF 1/30/2020 (DM): Updated 2/5/20

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,712 PTD, THEN $5,000 x 54 STARTING 2/1/20, 100% PLAN, STUDENT LOANS TREATED OUTSIDE PLAN, LOAN MOD WITH LOAN CARE/DITECH BY 8/5/20, NO PAYMENT OR RESERVE BY THE TRUSTEE PENDING THE LOAN MOD (Note - plan to complete early)***

1) IRS filed a higher priority claim at $11,669.16 (OKAY TO PAY?? - AR, PER ATTY PAY).

2) Loan Care/Ditech (McCabe) OBJs - $123,388.97 arrears (AR, OTBS LOAN MOD 6 MO FROM CONF NO PAY ARREARS).

3) MEB Loan Trust/Bank of America (KML) OBJs - $25,433.89 arrears (MP PAYS AND CONSENT ORDER ENTERED 10/7/19).

4) Trustee OBJ:
- Must file Pre-Confirmation Certificate (FILED).
- Must resolve IRS and State of NJ estimated claims (BOTH AMENDED).
- Need 2 months bank statements for BOA checking acct ending #7387 (RECEIVED - OK).
- Need a MP that list TD Bank business loan on Part 4d (MP CORRECTS).
- Need a MP that adds all crams to Part 4 and Part 7 of Plan (MP CORRECTS).
- Need proper service on TD Bank (not just law firm) and serve by certified mail (SERVICE OK).
- Excessive Expenses Sch J: $3,000 estimated taxes requires proof that payments are being made (UNRESOLVED - $0 PAID IN 2018 PER TAX RETURN).


Prop. Plan $586 x 4, $727 x 56, 100% Plan
Loan Mod in 6 months, Student Loans outside
PTD 5/6 = $3,712
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
1832/5/2020 10:00 am19-24391 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledContinued
3/4/2020 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $170.00  
motion to reduce IRS POC on for 3/4/20- if successful, will impact conf.

1/21 workup for the 2/5 calendar EDC
atty working with IRS but claim is till higher.

to CONFIRM IT NEEDS: $848.55 paid then $601 x 54 beg. 2/1/20 pro rata

AS OF 11/13/2019 (at):

Trustee's objection:
The debtor has insufficient income to fund the plan..
- The debtor has failed to file a feasible plan - IRS filed Priority POC $27,678.24. Plan has $3,209.


Plan proposes: $169.71 x 45, base
Payments: 3/4, arrears $169.71
Matter ResolvedRequest
Adjourment
1842/5/2020 10:00 am19-24447 / CMGSCOTT C PYFERConfirmation Hearing ScheduledContinued
3/4/2020 10:00 am
Debtor has made 7 of 9 required payments   Arrears: $0  
Total Paid In: $5,894.00
atty wants to try to resolve the dispos. income issue- will contact DM- adj to 3/4/20 - NFA

ISSUES AS OF 1/31/2020 (DM):

1) State of NJ filed $1,218.07 estimated priority claim for 2018 tax year (UNRESOLVED - Atty advised that they would amend). MK- ST FILED AMENDED POC 2/4/20)

2) State of NJ filed $2,467.39 secured claim not treated in plan (OKAY TO ADD?? - Yes)- MK;SEE Amended poc filed 2/4/20

3) Bank of America (1st Mtg) filed $568.32 arrears claim (OKAY TO PAY?? - Yes).

4) Bank of America (2nd Mtg) filed $160.88 arrears claim (OKAY TO PAY?? - Yes).

5) Trustee OBJ:
- Per Form 122c, monthly disposable income is $5,163 which would require a $309,780 minimum dividend or 100% plan (Atty filed amended 122c 12/17/19 - NEEDS TO BE REVIEWED - Amended Form 122c result is $547.46 ... need to reduce Line #16 by $367.08 for overstated payroll tax deduction for co-debtor ... thus, the result of Form 122c should be $547.46 $367.08 equals $914.54 monthly disposable income which requires a $54,872 minimum dividend).

- Excessive Expenses: $600 childcare/education (need proof - see spread sheet covering 8 months under Post-341 Misc Docs - sets forth costs for 2 kids sports fees, academic fees for testing etc. - no dates on spreadsheet for time period. Trustee/MK need to review expenses on Sch J as a whole and see if reasonable over all).

*********************
ITEMS RESOLVED BELOW
*********************

- Need Pre-Conf Cert (FILED).
- Need CMA with comparables (RECEIVED).
- Need copy of homeowners insurance renewal declaration (RECEIVED).
- Need a statement for the debtor's 401k loan and co-debtor's savings plan loan (RECEIVED).
- There is $26,007 non-exempt equity in real estate (AMENDED SCH C FILED).
- Supp Obj filed - needs amended Sch C to set forth monetary amounts (FILED).
- Need amended Sch I for business income - Atty says cleaning business (Good Honest Cleaning LLC) closed (AMENDED SCH I FILED INDICATING CLOSE OF BUSINESS - Atty says accountant to file final tax
Matter ResolvedRequest
Adjourment
1852/5/2020 10:00 am19-24518 / CMGDONALD F CAMPBELL, JRConfirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 9 required payments   Arrears: $1,500.00  Total Paid In: $10,500.00
1/27 workup CAN CONFIRM AT 100%
$7500 paid then $1500 x 55 beg. 1/1/20 100%-minimum of $12,451 to gucs---strike Captital One cramdown

MP filed 12/17/19 & amended sch.--MP filed has cure Capital One and also says it is a cramdown.--need to STRIKE CRAM
-need to use trustee order of distribution---
- Amended schedule C shows $12,451 in equity in cars and accounts but removed 2010 Legacy. Where is the Legacy? (100% plan)
- Ditech obj to arrears, mod plan pays arrears. Obj should be moot, but must be resolved.-NO OBJ TO MP

Prop Plan $1,500 x 60 100%
Matter ResolvedRequest
Adjourment
1862/5/2020 10:00 am19-24907 / CMGROGER CHAVEZ ESQConfirmation Hearing ScheduledContinued
3/4/2020 10:00 am
Debtor has made 6 of 9 required payments   Arrears: $1,389.00  Total Paid In: $8,848.00
1/31/20(mk):will adj to 3/4/20 PEREMPTORY

1/27 workup for the 2/5 calendar EDC

>>>All issues still need resolution- case dismissed and reinstated--NOTHING RESOLVED SINCE 10/2/19<
1. Objection By US Bank(KML):
- plan fails to pay full amt arrears- Plan has $17,786.64 & POC $24,426.62.-
-Debtor has filed a motion to reduce the US Bank claim on for 2/5/20
2. Objection to cram By Santander( Morton)
3. Trustee objection:
-plan has excessive expense:$833/month for car insurance for one vehicle (on P&L)(Atty was to provide documentation re: expenses per the 9/25/19(doc #28)-
$786/month for cable/internet/phone
$400/month for transportation (one vehicle)
-Need certification and proof of these expenses.
-Verified income leaves a monthly net balance of $1,311.34.
-order of distribution needs trustee's standard order of distribution.
-any non exempt proceeds from class action suit be turned over to the Trustee


Proposed plan:1,065.51/36, BASE
payments: 4/4
last claim:25-1, bar date:10/9/19
Matter ResolvedRequest
Adjourment
1872/5/2020 10:00 am19-25009 / CMGADAM SCHNEIDER, ESQConfirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $3,025.00  
HAS PROOF OF $1008
ATTY
AS OF 1/29/20 (SF)

1. Plan proposes to pay Solarcity Corporation in full as secured creditor but they filed unsecured claim

2. Crum & Forster Indemnity Company did not file a claim. Should the per plan claim be stricken? (LATE CLAIM FILED BY DEBTOR'S ATTORNEY MORE THAN 30 DAYS AFTER BAR DATE. NEED MOTION TO ALLOW CLAIM)

3. Trustee objection:
- The debtor has insufficient income. Verified income leaves a monthly net balance of $858.31.
- Need June and July bank statements for Bank of America account #3127. (RECEIVED) BALANCE OF $1665.23 WAS NOT EXEMPTED ON SCHEDULE C


Plan proposes $1008 x 60 Base
Payments: 4/5 Arrears: $1009

RESOLVED ISSUES:
- A copy of the homeowner's insurance renewal declaration - Policy expired in August, 2019. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (RECEIVED)
Need proof of service on Jersey Shore Anesthesiology and Jersey Shore University Medical.
Matter ResolvedRequest
Adjourment
1882/5/2020 10:00 am19-25037 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
2/19/2020 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $1,170.00  Total Paid In: $2,875.00
ADJ $1148 TO BE POSTED BY 2-17
ISSUES AS OF 1/30/2020 (DM):

***No Trustee payment in December and January - Recommend Dismissal***

1) Plan provides $4,408 treatment to Summerfileds Franklin (landlord) - no POC filed and bar date has expired (MOTION TO ALLOW LATE POC GRANTED AND POC FILED BY DEBTOR'S COUNSEL).

2) Plan provides $1,000 cram treatment to Rent-A-Center - no POC filed and bar date has expired (MOTION TO ALLOW LATE POC GRANTED AND POC FILED BY DEBTOR'S COUNSEL).

3) Trustee OBJ:
- Need proof of service on Bridgecrest Financial and Rent-A-Center (SERVED ON 12/2/19).
- Need to use Trustee standard order of distribution.
- DSO information (12/2/19 - uploaded form of Order from Superior Court, obligation terminated).


Prop. Plan $574 x 60, 0% Plan
PTD 3/5 = $1,725
Last Claim (11-1)
Matter ResolvedRequest
Adjourment
1892/5/2020 10:00 am19-25044 / CMGMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 4 of 8 required payments   Arrears: $5,540.00  
MP (#37) filed 2/4/20

ISSUES AS OF 1/30/2020 (DM):

***Need to resolve Deutsche Bank/PHH Mtg objection. Debtors would need $3,198 x 55 going forward to pay 100% - Northern Lumber filed $86,885 judgment and Ford Motor Credit filed $18,842 judgment***

1) State of NJ filed $537.87 amended priority claim not treated in plan (OKAY TO ADD??)

2) Deutsche Bank/PHH Mtg (RAS) OBJs - $21,413.83 arrears (UNRESOLVED).

3) Toyota Motor Credit filed $2,097 arrears claim on 2016 Lexus NX (OKAY TO PAY??)

4) Trustee OBJ:
- Debtor has insufficient income.
- Need proof of debtor's $5,000 misc construction income and co-debtors business income of $750 per Sch I (DEBTORS TO PROVIDE A CERTIFICATION).
- Need verification that homeowner's insurance extends to vacant lot (RECEIVED).
- Excessive Expenses Sch J: $450 electric, $757 food, $500 life insurance, $1,022 auto and $700 auto.
- Excessive Expenses Form 122c: Line #22 for $90 additional health care, Line #23 for $250 optional telephone, Line #30 for $42 additional food - need proof of expenses (100% PLAN).
- Disposable income per Line #45 on Form 122c will require minimum dividend to gucs (100% PLAN).
- There is $2,539 non exempt equity in vacant lot.
- Must resolve State of NJ estimated priority claim 12-1 (AMENDED - OKAY).


Prop. Plan $1,760 x 60, 100% Plan
PTD 5/5 = $8,800
Last Claim (4-4)
Matter ResolvedRequest
Adjourment
1902/5/2020 10:00 am19-25109 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 8 required payments   Arrears: $2,245.00  Total Paid In: $5,098.00
1/24 workup for the 2/5 calendar - Atty ok with terms.sf

TO CONFIRM NEEDS: $3968 paid then $1125 x 55 beg 2/1/20 0%-strike Greenbriar from plan(no claim filed)

1. The IRS filed an estimated claim #6 which needs to be amended/resolved.
PER ATTY RETURNS FILED

2. Leaders Financial filed a secured arrears claim #11 in the amount of $2,385.90 which is not in the plan. (2004 Civic) Is it ok to pay this claim?
PER ATTY PAY
3. Objection filed by Waterfalls Victoria (Halm Group) - failure to cure full arrears of $32,315.78 (per POC) and monthly mortgage payment is $2,522.68, not $1,361.80 as listed on Schedule J.
PAY CLAIM

4. Objection filed by Credit Acceptance (Morton) - want $10,608 over 60 months and adequate protection payments of $100 a month beginning 9/2019.

OTBS
5. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules : Amend Sch I to add pension income. (NOT AMENDED)
- The current Plan does not specify treatment of the IRS priority claim under the Plan.
- There are no dependents claimed on the Debtors' tax returns, therefore the 122c Form should be amended for a household of two. (NOT AMENDED)
ATTY TO SEND EMAIL
- The Attorney Disclosure Statement should separate attorney fees from filing fees.

Plan proposes: $992 x 60, $0 to guc's
Payments: 1/3, arrears $1,984
Matter ResolvedRequest
Adjourment
1912/5/2020 10:00 am19-25382 / CMGSTEPHANIE RITIGSTEINConfirmation Hearing on Modified PlanContinued
4/1/2020 10:00 am
Debtor has made 6 of 8 required payments   Arrears: $421.00  
need MP to reject lease

ISSUES AS OF 1/30/2020 (DM):

***Need result of Landlord Cert of Default on 2/5/20 and order on how to pay the Landlord pre-petition claim***

1/15/20 - AR, IF LANDLORD RESOLVED BY 1/27/20, OKAY TO CONF AS PROPOSED

12/18/19 - AR, OKAY AT 36 MONTHS, 100% PLAN & PROMPT CURE FOR LANDLORD

1) Avalon Bay (Griffin Alexander) landlord filed a Cert of Default (NEED RESULT).

2) IRS filed $912.66 priority POC not treated in plan (MP PAYS).

3) Trustee OBJ:
- Supp Obj: Plan to provide a prompt cure for lease arrears to Avalon Bay (LANDLORD IS REPRESENTED).
- Disposable income verified higher at $586 due to clothing allowance not included in the calculation.
- Debtor is above median and the plan must be 60 months (MP IS 60 MONTHS).


Prop. Plan $265 x 60, Base Plan, student loans outside
PTD 4/5 = $1,127
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1922/5/2020 10:00 am19-25530 / CMGEric ClaymanConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $273.00  
As of 1/29/20 (DS): 1. BELOW ISSUES NOT RESOLVED.

10/16/19 (DS): 1. Debtor in arrears $400, made 0 out of 2 payments - AS OF 1/29 DEBTOR IN ARREARS $200.

2. Trustee obj to the following:
- Add to confirming order non-exempt proceeds from wrongful termination claim.
- Amended Sched C takes improper exemption for claim, instead of taking 522(d)(11)(e), it takes (d)(11)(d). AMENDED SCHED C TAKES 522(D(11)(E), BUT EXEMPTS ENTIRE AMOUNT FROM UNKNOWN AMOUNT OF CLAIM.
- Plan fails for a prompt cure of rental arrears to landlord. - BAR DATE HAS PASSED AND NO CLAIM FILED BY LANDLORD.

Prop Plan $200 x 49 $0
Note: DSO Information Sheet and 2018 tax return provided.
Matter ResolvedRequest
Adjourment
1932/5/2020 10:00 am19-25605 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
3/4/2020 10:00 am
Debtor has made 5 of 8 required payments   Arrears: $600.00  
ADJ FOR STAY MOTION
***AR to discuss with Phelan and debtor's counsel***
ISSUES AS OF 1/30/2020 (DM):

1) JP Morgan Chase (PHELAN) OBJs - $47,140.22 arrears on Meadow St property - plan provides that no arrears due b/c of Sandy Forbearance agreement - per Court notes form 10/16/19, this was to be resolved by OTBS but no order yet (AR, NEED TO SEE AGREEMENT - MK uploaded agreement under Post-341 Misc - need AR to review).

2) JP Morgan Chase (PHELAN) filed MFR on Meadow St property currently scheduled for 2/19/20 - need result.

3) Cazenovia Creek Funding filed $1,347.29 secured tax claim on Meadow St property (OKAY TO PAY??)

4) Plan provides $697 secured treatment to Cazenovia Creek Funding on Oceanic Dr property - no POC filed (STRIKE??)

5) Nationstar/Mr. Cooper (GROSS POLOWY) filed MFR on Oceanic Dr property currently scheduled for 2/5/20 - need result. Plan provides secured unaffected treatment to creditor - no POC filed.

6) Plan provides $6,536 secured paid in full treatment to American Honda Finance on 2013 Honda Pilot - secured POC filed in the amount of $6,143.79 (TRUSTEE TO PAY PER POC UNLESS CONSENT ORDER IS OBTAINED TO PAY HIGHER AMOUNT).

7) Trustee OBJ:
- Debtor has insufficient income.
- Need to file Pre-Confirmation Certification (FILED).
- Need a copy of the divorce decree (PROVIDED).
- There is $13,105 non-exempt equity in residence (MOOT, POC FILED).


Prop. Plan $200 x 60, 0% Plan
PTD 5/5 = $1,000
Last Claim (10-1)
Matter ResolvedRequest
Adjourment
1942/5/2020 10:00 am19-25654 / CMGJohn Joseph LoSordo Confirmation Hearing ScheduledContinued
3/4/2020 10:00 am
Debtor has made 0 of 8 required payments   Arrears: $0  

AS OF 1/24/20 (SF)

MP filed and scheduled for 3/4/20 - NEED TO REQUEST ADJOURNMENT

Payments: 3/5 Arrears: $42
Matter ResolvedRequest
Adjourment
1952/5/2020 10:00 am19-25813 / CMGADAM SCHNEIDER, ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 5 of 8 required payments   Arrears: $0  

1/27 workup for the 2/5 calendar--same issues as last 2 times--

- Pingora Loan Servicing LLC (Phelan) objection to confirmation - need to resolve
-arrears $97,227.18---filed motion for relief of for 2/5/20
- Trustee objection to confirmation - need to resolve
-the debtor has insufficient income. verified income leaves a monthly net balance of -$2,483.16
-need a copy of the homeowners insurance renewal declaration, policy expired in August 2019
-need July and August bank statements for United Teletech #4575
-unnecessary or excessive expenses $3,805/month mortgage payment, payment is more than the total income of the debtors

proposed plan $100x36 base plan with loan mod by 11/30/2019
paid in $200
arrears $100
last claim 16-1
Matter ResolvedRequest
Adjourment
1962/5/2020 10:00 am19-25924 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledDeniedDebtor has made 8 of 8 required payments   Arrears: $0  

MOD PLAN BY 3-5-20
ISSUES AS OF 1/30/2020 (DM):

***Mtg Co recently received stay relief - plan is no longer feasible - RECOMMEND DISMISSAL***

1) Rushmore/Forethought (PLUESE) OBJs - $69,419.13 arrears - STAY RELIEF GRANTED 1/18/20.

2) Fig Cust filed $625.73 secured tax claim not treated in plan (OKAY TO ADD?? - Yes).

3) Trustee OBJ:
- Need to amend Sch I to include income from Howell Twp and remove unemployment (UNRESOLVED).
- Excess Expenses Sch J: $370 medical/dental (100% PLAN).
- Plan fails to provide for a prompt Loan Mod completion date.

Note: New proof of income provided for co-debtor from Howell Twp.


Prop. Plan $195 x 36, 100% Plan, Loan Mod by 4/30/20
PTD 5/5 = $975
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
1972/5/2020 10:00 am19-26083 / CMGMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 2 of 8 required payments   Arrears: $3,170.00  Total Paid In: $7,200.00
needs MP to address tax claims. on 1/30/20 filed Cert re: objections to income- adj to 4/1/20 NFA

1/24 workup for the 2/5 calendar EDC

-LM approved
>>>Trustee objection:
--The debtor has failed to supply the Trustee with the following document(s):
A copy of the homeowner's insurance renewal declaration - that shows liability
coverage(DONE)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: 1.
$1800 monthly for education cost for children- Need certification.
2. $700 for an automobile payment
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason(s): 1.
The debtors failed to include the $5468 tax refund as disposable income
2. The co-debtors income is approximately $8000 monthly per the pay stubs provided to
the trustee
3. As filed the 22c requires $1860 monthly for gucs but the 22c improperly adds $700 for
optional phone services. Should be $2560 monthly.
1. The debtors must resolve the estimated IRS and NJ tax claims
2. Need statement showing value of the whole life policy
3. Certification form Debtor as to gross pay and deductions.
$1800 X 60 BEG 10/1; LM W/IN 6 MO (150 CARROLL AV); BASE
Matter ResolvedRequest
Adjourment
1982/5/2020 10:00 am19-26366 / CMGKirsten B. Ennis Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 8 of 8 required payments   Arrears: $0  

As of 1/30/20 Debtor attorney requested adjournment to resolve MFR and objections, adjourned peremptory, no further adjournments

As of 1/29/20 (DS): 1. MFR filed by Wells Fargo Mortgage, sched 2/5/20, need outcome.

2. BELOW ISSUES STILL REMAIN UNRESOLVED, SINCE LAST HEARING.

11/6/19 (DS): 1. Attorney fees balance owed $4,750 list to be paid outside, at 341 Debtor attorney was to review. Confirm this is to be outside. (Mk atty says its in plan- needs amended Disclosure?)

2. Trustee obj to the following that there is non-exempt equity on real property, also claim filed by NG Solutions will be less $163,143.04, so case will still need to be 100% to gucs.

3. Secured arrears claim filed by Toyota Motor Credit for 2012 Chevy Corvette $61,169.63, not in plan.

4. US Bank obj to arrears not paid and sale of real property. Obj must be resolved.

5. US Bank/Wells Fargo obj to arrears not paid and sale of real property. Obj must be resolved

6. NG Solutions obj judgment lien not paid at sale, POC filed $218,675.97. Obj must be resolved.

Prop Plan $250 x 36 Base and Sale of Carroll Dr by 7/31/20
Note: Homeowner insurance provided. - Pre-confirmation certificate filed.
Matter ResolvedRequest
Adjourment
1992/5/2020 10:00 am19-26945 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $293.00  
As of 1/29/20 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, income verifies at $-154.67.
- Need statements showing cash surrender value of the AARP and Metropolitan whole life insurance policies.
- Confirming order must include language that provides for the turnover of all non-exempt proceeds from personal injury claim.
- Must file Pre-confirmation certificate.

2. Ally filed claim for 2014 Buick, creditor is not in plan, but no arrears owed and will be paid in 12 months.

3. LVNV Funding filed secured claim $1,077.42, needs to be paid or move against the claim.

Prop Plan $299 x 60 0%

1/22/10 (MK): FYI Order submitted to chambers today re:Motion to Vacate stay (hearing 1/15/20)Terms=Debtor to maintain insurance and pay taxes on RE(it's a reverse mtg) no payments added to plan.

As of 10/22/19 (DS): 341 sched 11/14/19, must submit confirmation adjournment request
Matter ResolvedRequest
Adjourment
2002/5/2020 10:00 am19-27204 / CMGMonika Mazurczyk Confirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $6,486.00  
Matter ResolvedRequest
Adjourment
2012/5/2020 10:00 am19-27300 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 2 of 7 required payments   Arrears: $642.00  Total Paid In: $1,200.00
adj to 4/1/20 to resolve tax claims

AS OF 1/28/20 (at):

1. Objection filed by Ditech (RAS Citron) - failure to cure full arrears of $32,251.47 (Per POC)
AR PER ATTY PAY

2. Need to resolve the estimated claim #1 filed by NJ Division of Taxation. (STILL ESTIMATED)

Trustee's objection:
The debtor has insufficient income.
AR OK SEE WHAT HAPPENS ( LOW BASE PENDING MOD )

Plan proposes: $100 x 12, then $500 x 48, 0%, loan mod by 4/1/2020
Payments: 12/4, $800 credit
Matter ResolvedRequest
Adjourment
2022/5/2020 10:00 am19-27333 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $1,500.00  
issues as of 1/30/2020

1) Fay Servicing/Wilmington Truste (Schwalb/Vartolo) objection to confirmation - need to resolve-Mk- debtor filing LM package today -will know where it stands by 4/1/20.
-arrears $117,996.47
2) Not current with Trustee plan payments, arrears $1,500
3) Creditor filed Application for Early Termination of Loss Mitigation is scheduled to be heard 2/19/2020 - Debtor filed objection - need outcome
4) If loss mitigation is terminated - need modified plan to address mortgage arrears to Wilmington Trust

proposed pan $500x60 base plan loan mod by 4/1/2020
paid in $500
arrears $1500
last claim 11-1
Matter ResolvedRequest
Adjourment
2032/5/2020 10:00 am19-27404 / CMGVincent Ansetti Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 2 of 7 required payments   Arrears: $0  

ADJ PEREMPTORY
ISSUES AS OF 1/30/2020 (DM):

***No MP filed to cure mortgage arrears - RECOMMEND DISMISSAL***
MP FILED NEED DATE

1/15/20 - AR, ADJOURN FOR MP TO CURE - IF NO MP RECOMMEND DISMISSAL

1/8/20 - THERE ARE NO UNSECURED CLAIMS AND SECURED CLAIMS TOTAL $.83. WHO IS GETTING PAID?

1) Wilmington Savings (RAS) - $63,869.67 arrears (UNRESOLVED).

2) American Honda filed a claim for 2013 Honda CRV not treated in plan (ADD SECURED UNAFFECTED??)

3) Trustee OBJ:
- Need a copy of homeowner's insurance renewal declaration (RECEIVED).
- Need auto insurance for 2017 Toyota Rav4 (RECEIVED).
- Excessive Expenses: $800 Food.
- Income verifies higher than scheduled - there is $1,856 in disposable income.
- Tax refund of $227 was not prorated and included in disposable income calculation.
- There is $88,209 non-exempt equity in real estate.
- Form 122c has disposable income of $982.33 which would require $58,939 minimum dividend.
- Need a MP or amended Attorney Disclosure (MP REMOVES ATTY FEES).
- Need MP to correct Part 4a, 5a and 8c (MP CORRECTS).
- Need 2 months bank statements prior to filing date (NOT RECEIVED).
- Must file Pre-Confirmation Certificate (FILED).


Prop. Plan $100 x 60, Base Plan, Loan Mod by 12/21/19
PTD 4/4 = $400
Last Claim (3-1)
Matter ResolvedRequest
Adjourment
2042/5/2020 10:00 am19-27487 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

As of 1/29/20 (DS): 1. Estimated claim filed by State of NJ, 2012-2013 and 2017 tax returns not filed.

2. Real Time and US Bank objections to sale and arrears not paid, must resolve both objections.

3. Must file Pre-confirmation certificate.

Prop Plan $339 x 60 Base and Sale of Old York Rd by 10/1/20
Note: There is no equity on real property, claims came in higher.
Matter ResolvedRequest
Adjourment
2052/5/2020 10:00 am19-27624 / CMGLEE M PERLMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $2,352.00
AS Of 1/22/20(mk): - Atty ok with terms.sf

>>IF OK to pay #1 & #2 below, ***CAN CONFIRM AT $336 x 36, BEGIN 10/1/19 ;Base w/min of $4,108.62 to GUCS Due To NE Equity in Real Property.***


1. IRS filed priority POC $2,798.90-Not in plan- OK TO PAY?

2. M & T Bank in plan as unaffected- POC $316.60-OK TO PAY?

3. Trustee Objection:
-debtor has insufficient income .( Current- 4/4 payments)
-need home insurance w/ personal liability.(Provided).
-need to supply August through October proof of income to supplement income submitted. Verified income is lower than the amount scheduled.(Still- but debtor is current)
-There is $4,108.62 in real property.( This is the T/H to protect).


Plan:336 X 36 BEG 10/19; BASE.
payments:4/4.
last claim 26-1;bar date:11/22/19
Matter ResolvedRequest
Adjourment
2062/5/2020 10:00 am19-27683 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $7,000.00
issues as of 1/30/2020

To resolve Trustee objection, ok to confirm at $1,000x60 begin 10/1/2019 base plan
-Pre Confirmation Certification filed with Court within 10 days of confirmation


1) Trustee objection to confirmation - need to resolve
-the debtors plan consists of unnecessary or excessive expense items, such as: need explanation of $500 per month to adult sons
-must file Pre Confirmation Certification with Court

proposed plan $1000x60 base
paid in $4000
last claim 43-1
Matter ResolvedRequest
Adjourment
2072/5/2020 10:00 am19-27824 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  
Total Paid In: $8,064.00
atty wants adj to provide more clarity on income.

As of 1/29/20 (DS): 1. Trustee obj to the following:
- Need copy of homeowner insurance (none provided) and auto insurance (insurance expired 11/12/19).
- A mod plan that treats the IRS & State of NJ secured and priority claims.
- Monthly Disposable income is $3,835. Need Debtor's pay stubs after 10/4/19 pay date through end of 12/2019 and a separate certification with proofs attached as to his 2019 bonus income including the gross and net calculations.
- 22c has disposable income $1,786.82, priority and secured claims $43,094.30 / 60 months total $718.24 deduct from $1,786.82 would leave $1,068.58, which would require min. dividend $64,114.80. Bar date has passed would require 100% to gucs, total unsecured claims filed $63,848.98.
- There is non-exempt equity on real property $34,805.73. Would need to confirm with minimum dividend $34,805.73 to unsecured
- Must file Pre-confirmation certificate.

2. IRS and State of NJ filed claims, must be paid or move against all the claims. Ok to pay??

3. TD Retail filed bifurcated claim secured $797 and unsecured $983.23. Claim must be resolved.

Recommend confirming at $1,152 x 5 begin 10/1/19, $2,112 x 55 begin 3/1/20 100% to gucs with a minimum dividend $34,805.73, due to non-exempt equity on real property, add to confirming order Trustee ok to pay the claims of IRS claim#5-1, State of NJ claim#10-1, TD Retail claim#1-1 and Ocwen/New Residential Mortgage claim#9-1 and within 10 days must file Pre-confirmation certificate

Prop Plan $1,152 x 60 Base
Matter ResolvedRequest
Adjourment
2082/5/2020 10:00 am19-27933 / CMGDAVID S WALTZERConfirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

1/31/20(mk):spoke to atty- has resolved obj in #1- will provide exact #s and will submit Order. Is going to file a MP for the agreed upon cram amt & for 100% plan. Will upload an adj request to adj this hearing for MP.

AS OF 1/27/20 (SF) - BELOW ISSUES STILL UNRESOLVED

1. Objection filed by Fifth Third Bank (Carlon) - objection to cram- (RESOLVED OTBS)
2. Trustee objection:
- Amendments to Schedules B & C to include timeshare and surrender
- monthly disposable income on Line 45 on Form 122C-2 in the amount of $1,311.19 which requires minimum $78,671.40 dividend to general unsecured creditors
-income for debtor and co-debtor verified higher than scheduled. Net disposable income is $1,629.40
3. Must file pre-confirmation certification

Plan proposes $1200 x 60 Base
Payments: Current, $6000 received
Matter ResolvedRequest
Adjourment
2092/5/2020 10:00 am19-28212 / CMGGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 6 of 7 required payments   Arrears: $0  

As of 1/29/20 (DS): 1. Trustee obj there is non-exempt equity on real property. This is fine plan is proposing 100% to gucs.

2. Lincoln Auto (Morton) obj must be resolved.(MK- OTBS- lease assumed & current)

3. IRS filed estimated claim, claim must be resolved. Also IRS is not in plan to be paid. (mk:waiting for IRS to amend)

Prop Plan $498 x 60 100%
Note: Cert of non-filing of tax return provided.
Matter ResolvedRequest
Adjourment
2102/5/2020 10:00 am19-28428 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 5 of 7 required payments   Arrears: $964.00  
AS OF 1/29/20 (SF) -MP FILED AND SCHEDULED FOR 3/18/20. NEED TO ADJOURN

1. Plan proposes to cram Midland Funding and Bank of America and pay in full. Can't do both. Should pay in full be stricken from plan?
2. Tall Oaks Manor filed unsecured claim 4-1 for $1288.63. The per plan secured claim should be stricken.
3. Midland Funding filed an unsecured claim 6-1 for $880. Should the cram be stricken from the plan?
4. Bank of America is being crammed to $1356 in the plan but there is no claim filed and the bar date has expired. Attorney must file claim on behalf of creditor or strike from plan


Plan proposes $482 x 60 0%
Payments: 3/4 Arrears: $482


RESOLVED ISSUES:
- Need July and August bank statements for Santander checking account #4458. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (JUST FILED ON 11/1/19)
- Need proof of service on Midland Funding and Bank of America.
- The debtor has undertaken an improper use of exemption. Specifically: Exceeded the D5 limit by $759.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,758.00 when determining disposable income.
5. Trustee objection:
- Need a statement for the debtor's pension loan (RECEIVED, EXPIRES IN APRIL 2020. THERE WILL BE $30.11 AVAILABLE IN MAY- REDUCED EXPENSES BY $40.28 AS PENSION CONTRIBUTION IS LOWER
Matter ResolvedRequest
Adjourment
2112/5/2020 10:00 am19-28612 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
3/4/2020 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $300.00  Total Paid In: $1,722.00
atty says it is all been worked out- needs to see if client can make higher payment

AS OF 1/28/20 (SF)

1. Objection filed by Wells Fargo Bank (Morton) - to cram
OTBS

2. Objection filed by New Rez LLC/Shellpoint (Stern Lavintal) - failure to pay arrears of $167.28 and plan does not propose to pay post-petition payments
PER ATTY PAY

3. Newrez Mortgage LLC filed arrears claim 10-1 for $167.28 (OK TO PAY?)

4. Ally Bank Lease Truste filed arrears claim for $447.35 (OK TO PAY?)
PER ATTY PAY

5. Trustee objection:
- A Modified Plan that add Wells Fargo Dealer on Section 7c partially secured and unsecured.
- A Modified Plan that adds all cramdowns to Section 4 AND Section 7 of the Plan
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Transportation $1,315. There would be disposable income $565.35.


Plan proposes $287 x 48 0%
Payments: 3/4 Arrears: $287


RESOLVED ISSUES:
- Must resolve IRS estimated claim, 2017 tax return not filed. (NOT ESTIMATED)
- There is $1,979 non-exempt equity in real estate. (MOOT)
Matter ResolvedRequest
Adjourment
2122/5/2020 10:00 am19-28795 / CMGSTEVEN J ABELSON, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $1,200.00
ISSUES AS OF 1/23/2020 (DM):atty ok to terms

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $600 PTD, THEN $200 x 33 STARTING 2/1/20, BASE PLAN, STUDENT LOANS TREATED OUTSIDE THE PLAN, PENNYMAC POC (12-1) MUST BE AMENDED OR MOVED AGAINST WITHIN 60 DAYS; ADD TO CONFIRMING ORDER: ORDER OF DISTRIBUTION IS PER PLAN***

1) VW Credit (KML) OBJs - $1,679.04 arrears on 2018 VW Atlas (ORDER ENTERED - PAY ARREARS CLAIM THROUGH THE PLAN)

2) Loan Mod was completed with PennyMac - need amended claim within 60 days.

3) Trustee OBJ:
- Need DSO info for current divorce action when available (CERT RECEIVED).
- Need Aug and Sept bank statements for account #5472 and #8830 (RECEIVED).
- Need proof of insurance for the 2018 VW Atlas (RECEIVED).
- Need proof of service on DeNoia & Tambasco for motion to avoid lien (CERT OF SERVICE FILED).
- Need to file Pre-Confirmation Certification (FILED).
- Order of distribution is per plan (OK).


Prop. Plan $200 x 36, Base Plan, Loan Mod by 11/30/19 (obtained and approved)
Student Loans outside
PTD 3/3 = $600
Last Claim (13-1)
Matter ResolvedRequest
Adjourment
2132/5/2020 10:00 am19-28812 / CMGJoel R. Spivack, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 6 required payments   Arrears: $0  
Total Paid In: $2,431.00
1/30/20(mk) Atty ok to terms.

As of 1/29/20 (DS): Need to confirm at $960.97 paid, $490 x 22 begin 2/1/20, $1,390 x 35 begin 1/1/21 100% to gucs

Prop Plan $470 Paid, $490 x 23, $1,390 x 35 Base
Note: Homeowner insurance. Ditech obj should be moot, mod plan pays arrears.
Matter ResolvedRequest
Adjourment
2142/5/2020 10:00 am19-28878 / CMGVERA FEDOROFFConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $3,510.00
AS OF 1/27/2020 (at):

RECOMMEND: $1,755 PAID TO DATE, $585 x 48 BEGINNING 2/1/2020, BASE

1. Objection filed by Wells Fargo (Shapiro) - failure to cure full arrears. Wells Fargo holds the first and second mortgages. Plan proposes to pay full arrears of $5,508 on the first, but only $8,141.09 on the second. Second mortgage arrears per claim are $13,107.55. (RESOLVED)

2. The attorney's fees in the plan ($0.00) and the disclosure statement ($2,425) do not agree. Debtor's attorney must amend either the plan or disclosure statement. ($0 ATTORNEY'S FEES PAID THROUGH PLAN)

3. Trustee's objection:
- Balance value of Prudential Whole Life Insurance prior to filing date. (RECEIVED)
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (CERT OF SERVICE FILED)
- Must resolve creditor objection. (RESOLVED)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $585 x 36, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
2152/5/2020 10:00 am19-28946 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 5 of 6 required payments   Arrears: $772.00  
updated 2/4/2020
issues as of 1/29/2020

1) Trustee objection to confirmation - need to resolve
-need a copy of the last filed tax return - 2018 return for spouse PROVIDED 1/31/2020
-need a copy of the homeowner's insurance renewal declaration - only the application for insurance was uploaded - this is not sufficient proof of coverage PROVIDED 1/31/2020
-the debtor is not paying all disposable income into plan - income verified higher than scheduled resulting in monthly disposable income of $1,014.40
-Form 122c has monthly disposable income of $2,350.75 which would require a 100% dividend to unsecured creditors
-the schedules fail to account for the debtors tax refund in the amount of $581 when determining disposable income
-must address IRS unsecured claim 1 which is estimated
2) State of NJ, Division of Taxation claim 4 is estimated, need to resolve
3) IRS priority claim 1 in the amount of $105 - either pay claim through plan or move against it

proposed plan $772x60 0%
paid in $2316
last claim 11-1

Matter ResolvedRequest
Adjourment
2162/5/2020 10:00 am19-29234 / CMGFREDERICK J SIMONConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $2,100.00
As of 1/30/20 Debtor attorney requested adjournment to resolve obj, Debtor is recovering from surgery

As of 1/28/20 (DS): 1. Medical Associates filed late secured arrears claim for $512.47. Is this to be paid?

2. Arrears claim filed by Crescent Bank & Trust for $449.27, plan list outside, ok to pay?

3. No claim was filed by Western Monmouth Utilities, is this to be stricken and not paid or will claim be filed?

As of 12/2/19 Debtor attorney requested adjournment to resolve objections

12/4/19 (DS): 1. Arrears claim filed by Crescent Bank & Trust for $449.27, plan list outside, ok to pay?

2. Must file Pre-confirmation certificate. - FILED

Prop Plan $350 x 60 Base
Note: Auto insurance provided.
Matter ResolvedRequest
Adjourment
2172/5/2020 10:00 am19-29244 / CMGSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $2,970.00
as of 1/29/2020

ok to confirm at $1,413 paid to date, $519x57 begin 2/1/2020 base plan

proposed plan $471x60 base
paid in $1413
last claim 8-1
Matter ResolvedRequest
Adjourment
2182/5/2020 10:00 am19-31345 / CMGCAMILLE J KASSARConfirmation Hearing on Modified PlanContinued
4/1/2020 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $0  

As of 1/13/20 (DS): Adjourned at 1/15/20 confirmation to 4/1/20
Matter ResolvedRequest
Adjourment
2192/5/2020 10:00 am19-31722 / CMGKirsten B. Ennis Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $862.00  Total Paid In: $2,961.00
issues as of 1/29/2020

ok to confirmation at $1,240 paid to date, $861x58 begin 2/1/2020 100% plan

NOTES FROM LAST HEARING DATE:

OK AT 100%
1) Deutsche Bank (RAS Citron) objection to confirmation - need to resolve
-pre petition arrears approximately $36,735.42 PROOF OF CLAIM FILED WITH ARREARS OF $43,296.20
PER ATTY PAY
2) Trustee objection to confirmation - need to resolve
-need proof of 2 months income - after Nov 12, 2019 and through end of December 2019 for spouse PROVIDED
-need Amendment to Schedules - attorney disclosure to check box fees will be paid through the plan RESOLVED, AMENDMENT FILED
-schedules fail to account for the debtors tax refund in the amount of $1623 when determining disposable income CASE TO BE CONFIRMED AT 100%
-need to file Pre Confirmation Certification with Court RESOLVED, FILED


proposed plan $620x60 100% plan
paid in $1240
last claim 1-1
Matter ResolvedRequest
Adjourment
2202/5/2020 10:00 am19-31793 / CMGKarina Pia Lucid Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $800.00  
341 request uploaded today
Matter ResolvedRequest
Adjourment
2212/5/2020 10:00 am19-31803 / CMGStuart K Santiago Confirmation Hearing ScheduledDismissedDebtor has made 0 of 5 required payments   Arrears: $0  

AS OF 1/27/2020 (at):

1. 341 is scheduled for 2/20/20
2. Payments: 0/2, arrears $2,400
Matter ResolvedRequest
Adjourment
2222/5/2020 10:00 am19-32007 / CMGTHOMAS M EGANConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $953.00  
issues as of 1/27/2020

1) 341 not held, rescheduled for 2/13/2020
2) Current with Trustee plan payments
3) Need to file Pre Confirmation Certification with Court
Matter ResolvedRequest
Adjourment
2232/5/2020 10:00 am19-32052 / CMGKarina Pia Lucid Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $2,782.00  
341 adj request uploaded
Matter ResolvedRequest
Adjourment
2242/5/2020 10:00 am19-32123 / CMGMark K. Smith, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 1 of 5 required payments   Arrears: $0  

AR TO DISCUSS ADMIN WITH ATTY - 2/5/20 Email from atty, ok to dismiss.sf

AS of 1/21/20(mk):

NO PAYMENTS.
NO 341 DOCS AT ALL HAVE BEEN SUBMITTED.
Matter ResolvedRequest
Adjourment
2252/5/2020 10:00 am19-32236 / CMGBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $1,490.00
As of 1/28/20 (DS): 1. Arrears claim filed by Wells Fargo Mortgage $360.79. Ok to pay? atty ok to terms YES pay

If ok to pay Wells Fargo arrears, need to confirm at $295 x 3 begin 12/1/19, $301 x 33 begin 3/1/20 pro rata dividend to gucs and add to confirming order Trustee ok to pay the arrears claim of Wells Fargo claim#7-1

Prop Plan $295 x 36 Base
Note: Life insurance statement provided.
Matter ResolvedRequest
Adjourment
2262/5/2020 10:00 am19-32353 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $100.00  Total Paid In: $400.00
updated 2/4/2020
issues as of 1/29/2020

1) Trustee objection to confirmation - need to resolve
-need to provide Domestic Support Obligation information - RESOLVED, PROVIDED
-need most recent DSO order RESOLVED, PROVIDED
-need Amendment to Schedule B to add trailer that was transferred to his mother
-the payroll loan is paid 91/2021, the plan payment will be increased by $891 beginning 10/1/2021
2) To resolve Trustee objection need to confirm at $100x22 begin 12/1/2019, $991x38 begin 10/1/2021 base plan
-amended Schedule B to be filed within 30 days of confirmation

proposed plan $100x60 0% plan
paid in $200
last claim 4-1

Matter ResolvedRequest
Adjourment
2272/5/2020 10:00 am19-32361 / CMGDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
2/19/2020 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $274.00  Total Paid In: $626.00
bar date today - more claims filed- atty no longer agrees to 100%- needs to be reviewed & reworked to cover the NE Equity

AS OF 1/28/20 (SF)

Trustee objection: There is non-exempt equity in mobile home of $3295.72. Calculated cost of sale at 6/5%
Note: There is only 1 unsecured creditor filed to date.


RECOMMEND $200 PTD, $160 X 46 (BEGIN 2/1/20) 100% W/MIN $3296 TO GUCS PER EQUITY IN REAL ESTATE


Plan proposes $100 x 36 0%
Payments: 2/2
Matter ResolvedRequest
Adjourment
2282/5/2020 10:00 am19-32460 / CMGSTEVEN J. SICOConfirmation Hearing ScheduledContinued
4/15/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,184.00  
ATTY HAS EPAY 632
$ AND 341 SCH 3-4
AR TO DISC CASE PROSECUTION WITH ATTY
Matter ResolvedRequest
Adjourment
2292/5/2020 10:00 am19-32480 / CMGRYAN L GENTILEConfirmation Hearing ScheduledContinued
2/19/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $1,476.00  Total Paid In: $1,200.00
Matter ResolvedRequest
Adjourment
2302/5/2020 10:00 am19-32575 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
2/19/2020 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $4,467.00  Total Paid In: $1,489.00
1/29/20(mk): adj requested- Atty had proof of payment mailed to T'ee waiting for proof of payment.

AS OF 1/24/20(mk):


>>NO PAYMENTS AS OF TODAY<< Bar date 2/11/20. if payment made ,then conf. workup will use guc total from sch F for calculation of plan. Do you want to adj. till after bar date?

1.Trustee Objection: Plan is 100%
- need Ocean First bank statements from all bank accounts prior to filing date (Nov & Dec).
-plan has excessive expenses:Transportation $500, Parking $542,Tolls $650 and union dues $32 (100% plan).
-122c has disposable income $1,521.43 (plan proposes 100%).
-must file Pre-confirmation certificate.

Plan:1,489 x 60 100%
payments: none as of 1/24/20.
last claim:4-1,Bar date:2/11/20
Matter ResolvedRequest
Adjourment
2312/5/2020 10:00 am19-32587 / CMGJOHN F. BRACAGLIA, JR, ESQ.Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $250.00  
As of 1/28/20 (DS): Debtor attorney requested adjournment, 341 sched 2/20/20
Matter ResolvedRequest
Adjourment
2322/5/2020 10:00 am19-32599 / CMGHERBERT B RAYMOND ESQConfirmation Hearing ScheduledContinued
2/19/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,600.00
AS OF 1/27/2020 (at):

ADJOURNED TO 2/19/20 TO ALLOW BAR DATE TO PASS. 100% PLAN

Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - for non-filing spouse once employed. (NOT RECEIVED)
- Need a statement for both 401k loans. (RECEIVED)
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $400 x 12, $800 x 18 beginning 1/1/2021, $1025 x 12 beginning 7/1/2022 and then $1,487 x 18 beginning 7/1/2023, 100% to guc's
Payments: 1/1
Matter ResolvedRequest
Adjourment
2332/5/2020 10:00 am19-32643 / CMGJOHN ZIMNIS, ESQConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $500.00  Total Paid In: $1,500.00
As of 2/4/20 (DS): 1. Planet Home/Wilmington Savings obj to loan mod and arrears not fully paid. Obj must be resolved.

2. IRS filed priority claim. Ok to pay? ( Mk- YES Pay)

3. Tower DB filed secured claim for property taxes owed $4,900.93, not in plan. Ok to pay? (MK- YES PAY)

Prop Plan $500 x 36 Base and Loan mod by 6/30/20
Payment: 1 out of 2
Matter ResolvedRequest
Adjourment
2342/5/2020 10:00 am19-32648 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $486.00  
issues as of 1/29/2020

1) Trustee objection to confirmation - need to resolve
-need Domestic Support Obligation PROVIDED
-need proof of $750/month payment
-need Amendment to Schedule J to remove mortgage and car payments on Profit and Loss
-the debtors plan consists of unnecessary or excessive expense items: 2 motorcycle payments $120 & $230; non-filing spouse two $500/month car payments; utilities $320 on Schedule J - $620 for October and $1,197 for November on Profit and Loss - business is run out of residence
-medical insurance on profit and loss $331/$340 and on Schedule J for $365
-vehicle and mortgage allowance of $2,989/month on profit and loss - car and mortgage payments are on Schedule J
-need to file Pre Confirmation Certification FILED

proposed plan $486x60 base plan
paid in $486
last claim 12-1
Matter ResolvedRequest
Adjourment
2352/5/2020 10:00 am19-32650 / CMGCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $86.00  Total Paid In: $258.00
AS OF 2/4/20 (SF)

RECOMMEND $86 X 45 (BEGIN 1/1/20) BASE PLAN
- STRIKE LANGUAGE IN PART 6 OF PLAN AS TO 10-MONTH CURE TO AMERICAN HONDA/ACURA


1. The plan proposes a 10-month cure to Acura. Should this creditor be paid before attorney fees because the proposed payment is not enough to pay both. (STRIKE FROM PLAN)

2. Trustee objection:
The debtor has insufficient income Verified income leaves a monthly net balance of
-$162.22..
The debtor has failed to provide proof of service with respect to Plan Motion(s).
Need service on American Express and Discover Bank.(Filed 1/29/20- served on 12/10/19).
Need to file Pre-Confirmation Certification.(Filed)

Plan proposes $85.71 x 45 Base
Payments: 1/1
Matter ResolvedRequest
Adjourment
2362/5/2020 10:00 am19-32681 / CMGRONALDO C GEORGEConfirmation Hearing ScheduledDismissedDebtor has made 0 of 4 required payments   Arrears: $0  

NS - dismissed at 11:47

issues as of 1/27/2020

1) 341 not held, not rescheduled - to date has not provided Trustee with documents needed to hold 341 hearing
2) No Trustee plan payments to date, arrears $1,162
3) Need to file Pre Confirmation Certification
4) Freedom Mortgage Corporation (Phelan) objection to confirmation - need to resolve
-arrears $61,000
Matter ResolvedRequest
Adjourment
2372/5/2020 10:00 am19-32720 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledContinued
5/6/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,078.00  
341 Now on for 2/13/20. NEEDS A REQUEST TO ADJ. REQUEST FOR THIS CONF. HEARING.
Matter ResolvedRequest
Adjourment
2382/5/2020 10:00 am19-32768 / CMGLAWRENCE L ABT III ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $895.00  Total Paid In: $2,664.00
AS OF 1/29/20 (at):

RECOMMEND: $874 PAID TO DATE, $895 X 59 BEGINNING 2/1/2020, 100% PLAN
Need to file Pre-Confirmation Certification within 10 days of confirmation.

Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and taxreturns provided. The Trustee's calculations are higher for the following reason(s):
- Verified income leaves a monthly net balance of $944.36.
- Per the 122C, monthly disposable income is $1,159 which would require a minimum dividend of $69,540 to general unsecured creditors.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,624.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Need to file Pre-Confirmation Certification (NOT FILED)

Plan proposes: $874 x 60, 100% to guc's
Payments: 1/1
Matter ResolvedRequest
Adjourment
2392/5/2020 10:00 am19-32835 / CMGPAUL N MIRABELLI ESQConfirmation Hearing ScheduledContinued
3/4/2020 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 2/3/20 Debtor attorney requested adjournment, mod plan filed 1/30/20 and sched 3/4/20

As of 1/28/20 (DS): 1. Trustee obj to the following:
- Debtor has failed to file a feasible plan, the IRS POC priority $76,433.92 and secured $25,187.35. Plan has $31,507 only.
- Must resolve Bank of America obj.
- Need cert from Debtors that they reviewed petition with attorney before they signed it.

2. Bank of America obj to arrears owed $1,917.98, no POC filed.

3. American Honda filed claim for 2015 Honda Civic listed on auto insurance, but not in plan or Schedules. Debtor co-signed.

Prop Plan $1,500 x 60 Dollar Base $46,000
Note: Updated auto insurance provided. Pre-conf cert filed.
Matter ResolvedRequest
Adjourment
2402/5/2020 10:00 am19-32845 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $261.00  
will file MP

issues as of 1/29/2020

1) Trustee objection to confirmation - need to resolve
-need a current market analysis - a foreclosure estimate is not acceptable
-need a Modified Plan that addresses secured claim filed by HUD
-need Amendment to Schedule J to add mortgage payments
-need to file Pre Confirmation Certification with Court FILED

proposed plan $261x60 0% plan, loan mod by 8/31/2020
paid in $261
last claim 1-1





Matter ResolvedRequest
Adjourment
2412/5/2020 10:00 am19-32847 / CMGJAMES J CERBONE, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,940.00
AS OF 1/28/20 (SF)

RECOMMEND $485 X 36 (BEGIN 1/1/20) 100% PLAN
- MUST PROVIDE COPIES OF BANK STATEMENTS FOR 60 DAYS PRIOR TO FILING WITHIN 30 DAYS


1. Trustee objection:
- Income verifies high, but may be moot since plan is paying at 100%.
- Need 2 months bank statements prior to filing date with account balance.
- Must file Pre-confirmation certificate. (FILED)

Plan proposes $485 x 36 100%
Payments: 1/1
Matter ResolvedRequest
Adjourment
2422/5/2020 10:00 am19-33031 / CMGJEFFREY H WARDConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $369.00  
341 SCH 2-27
2/3/20 (SF) - Adj request denied. 341 not held due to missing documents.
Matter ResolvedRequest
Adjourment
2432/5/2020 10:00 am19-33125 / CMGStephen M. Zullo Confirmation Hearing ScheduledConverted to 7 / 11Debtor has made 2 of 4 required payments   Arrears: $0  

341 now on for 2/13/10. NEED REQUEST TO ADJ. THIS CONF. HEARING.
Matter ResolvedRequest
Adjourment
2442/5/2020 10:00 am19-33126 / CMGLAURENCE R SHELLER, ESQConfirmation Hearing ScheduledContinued
3/18/2020 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $866.00  
Matter ResolvedRequest
Adjourment
2452/5/2020 10:00 am19-33814 / CMGCharles M Izzo, EsqConfirmation Hearing ScheduledContinued
4/1/2020 10:00 am
Debtor has made 1 of 4 required payments   Arrears: $0  

341 adj request in

issues as of 1/27/2020

1) 341 not held, not rescheduled - to date has not provided Trustee with documents required for 341 to be held
2) To date no Trustee plan payments have been made, arrears $150
Matter ResolvedRequest
Adjourment
2462/5/2020 12:00 pm16-10196 / CMGAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $47,575.00
ct allow 9500 plus expenses 86.79- Ct will mark up the Order

Trustee obj<>can't resolve

This needs Judge.
Matter ResolvedRequest
Adjourment
2472/5/2020 12:00 pm16-28718 / CMGANDY WINCHELLMotion CompensationGrantedTotal Paid In: $23,568.00
Matter ResolvedRequest
Adjourment
2482/5/2020 12:00 pm17-16860 / CMGEric ClaymanMotion CompensationOrder Previously SubmittedTotal Paid In: $29,293.00
Order submitted to Chambers on 2.4.20

Trustee obj<>RESOLVED
Matter ResolvedRequest
Adjourment
2492/5/2020 12:00 pm18-10945 / CMGMICHAEL P OTTO ESQMotion CompensationOrder Previously SubmittedTotal Paid In: $9,016.00
1/29/20(mk): Revised Order submitted to chambers today.

Trustee obj<>RESOLVED
Matter ResolvedRequest
Adjourment
2502/5/2020 12:00 pm18-23600 / CMGBUNCE D ATKINSON ESQMotion CompensationGrantedTotal Paid In: $17,230.00
1/23 AMT: Revised Order submitted to chambers to resolve T's obj MK:OK TO GRANT<<<>>>
Trustee obj<>
Matter ResolvedRequest
Adjourment
2512/5/2020 12:00 pm18-26212 / CMGWilliam H. Oliver, Jr., Esq.Motion CompensationGrantedTotal Paid In: $16,455.00
Matter ResolvedRequest
Adjourment
2522/5/2020 12:00 pm18-26338 / CMGPRO SEConfirmation HearingContinued
4/15/2020 12:00 pm
Debtor has made 25 of 20 required payments   Arrears: $0  

2/5/20: Per AR need new MP on correct form once all motions on claims are resolved. with Orders entered. Also debtor needs to resolve IRS claim. MK- SEND DEBTOR COPY OF IRS POC(mailed 2/6/20).

ISSUES AS OF 1/30/2020 (DM):

***3 remaining motions with secured creditors appear to be resolved by OTBS - Trustee needs the terms for all three matters. Also, need to resolve the IRS estimated priority claim***

1) IRS filed $1,900.79 late estimated priority claim (UNRESOLVED).

2) Debtor used a very old version of the Chapter 13 Plan, however no unsecured claims have been filed in the case. Will probably need orders for all four secured creditors in order to properly set up for confirmation.

3) Adv Pro case Green vs. Bank of New York. Order dated 3/22/19 - Dismiss Adv Pro without prejudice and Adv Pro is treated as an objection to POC and will be heard at confirmation.

4) Bank of NY Mellon/JPMorgan Chase (PHELAN) OBJs - $23,017.93 arrears on Scott Street property (OTBS BY DAY PITNEY LLP, CO-COUNSEL WITH PHELAN, ON DEBTOR'S MOTION TO MODIFY CLAIM - no order yet).

5) Bank of NY Mellon/JPMorgan Chase (PHELAN) OBJs - $28,457.49 arrears on West Wiley Street property (OTBS BY DAY PITNEY LLP, CO-COUNSEL WITH PHELAN, ON DEBTOR'S MOTION TO MODIFY CLAIM - no order yet).

6) Wells Fargo (SHAPIRO) OBJs - creditor owed $138,407.51 on Oyster Road property (OTBS ON MOTION TO REDUCE CLAIM - no order yet).

7) Wells Fargo (RAS) OBJs - $30,562.34 arrears on West Main Street property (ORDER ENTERED REDUCING CLAIM TO $29,138.99).

8) Insurance policies for the rental properties fail to provide personal liability coverage, many policies are fire policies only (UNRESOLVED).

9) Must file Pre-confirmation Certificate (UNRESOLVED).

10) Trustee OBJ:
- Debtor has insufficient income.
- Debtor has failed to file a feasible plan.
- Need a MP that uses the correct NJ approved Chapter 13 Plan and Motion (UNRESOLVED).
- Need amendment to Schedules - completed Sch C (UNRESOLVED).
- The calculated e
Matter ResolvedRequest
Adjourment
2532/5/2020 12:00 pm18-26338 / CMGPRO SEMotion Motion (Generic) - Only use if no other event is applicableOrder to be Submitted
2/5/20: there is an order entered on this claim 2-1 for main st at doc #94. Court is ruling on #86 the Wells Fargo claim 1-1 on Oyster Rd. that is not on our matters for hearing today.ct said she has to pay 34,000 to Wellls Fargo on Oyster Rd RE

Further adj to 12/18/19.

All Green Matters were adj to 10/16/19.

9/4 amt: Court rescheduled to 10/2 @ 11:30 a.m.<<<>>>

7/17/19- Ct needs a forensic acct.status conf. 9/4/19 11:30 by tele. - then adj for evidence hearing to 9/30/19 at 10:00


Wells Fargo obj ( Stradley Ronon- rep. servicer for Wells Fargo))<<>>MTN DISPUTING POC OF WELLS FARGO

>>802 West Main St. prop.<<(POC #2-1)

-- Notice of appearances for Wells Fargo filed by RAS, Shapiro & Stradley Ronon
Matter ResolvedRequest
Adjourment
2542/5/2020 12:00 pm19-18445 / CMGDANIEL L. REINGANUMMotion CompensationContinued
2/19/2020 12:00 pm
Total Paid In: $33,782.00
Per AR- Adj. this to MP date of 2/19/20.

Trustee obj<>
Matter ResolvedRequest
Adjourment
2552/5/2020 12:00 pm19-25105 / CMGMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $6,054.00
Matter ResolvedRequest
Adjourment
2562/5/2020 12:00 pm19-27685 / CMGJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $3,500.00
Matter ResolvedRequest
Adjourment
2572/5/2020 12:00 pm19-28424 / CMGMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $1,400.00
Matter ResolvedRequest
Adjourment
2582/5/2020 12:00 pm19-28843 / CMGJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $7,100.00
Matter ResolvedRequest
Adjourment
2592/5/2020 2:00 pm19-17813 / CMGPRO SEAP Summons IssuedJudge to Reserve Decision
AP 19-2220 Owoh vs. Ravens Crest East Condo PRETRIAL
Matter ResolvedRequest
Adjourment
2612/5/2020 2:00 pm19-17813 / CMGPRO SEConfirmation Hearing on Modified PlanContinued
2/19/2020 2:00 pm
Debtor has made 12 of 12 required payments   Arrears: $0  

1/30/20:MK-debtor requested adj to April- creditor objects- agrees to 2 weeks .
1/29/20(mk: Suppl. Obj. filed as to income for law suits filed by debtor.

AS OF 1/28/20 (SF) - CASE IS 9 MOS OLD.This hearing is on MP at(#105)


1. Need outcome of Adv. against Ravens Crest East Condo scheduled for 1/15 at 3 (JUDGE TO RESERVE DECISION) (CREDITOR TO AMEND CLAIM OR PROVIDE ORDER SETTING AMOUNT TO BE PAID)

2. Need outcome of Adv. against US Dept of ED scheduled for 1/15 at 3 (JUDGE TO RESERVE DECISION)

3. Proposes to cure Ravens Crest Condo Assoc thru plan and cram them but proposed payment is not enough to cover the claim. (NOT SURE IF THE CRAM IS AN ERROR)

4. Motion for Relief by Ravens Crest Condo Assoc rescheduled to 2/5/20 at 2 (NEED OUTCOME)

5. Objection filed by Ravens Crest East Condo Assoc. to MP (Cutolo) - failure to pay secured claim of $31,929.36 (PLAN PROPOSES TO PAY $9756). Plan filed in bad faith (MUST RESOLVE)
Note:Ravens Crest at Princeton Meadows filed bifurcated claim. $31,929.36 is secured and $15,788.50 is unsecured . Proposed payment is not enough to cover this claim. (CREDITOR TO AMEND CLAIM OR PROVIDE ORDER SETTING AMOUNT TO BE PAID)

5. Trustee objection:
-- The debtor has failed to file a feasible plan and income is negative (Income updated and net income is $333.94).
The debtor has failed to supply the Trustee with the following document(s):
-- A Modified Plan that provides plan payment (FILED BUT DOES NOT PROPOSE TO PAY ALL SECURED CLAIMS)
-- The confirmation order must include language that provides for the turnover of all non-exempt proceeds from the claim against Ravens Crest East Condo Association.



MP proposes $313.50 x 36 Base
Payments: 9/9

RESOLVED ISSUES:
-- excess expenses $1,454 transportation; $1,181 food for 3 people; $540 entertainment (AMENDED TO $1090.50 transp., $855.75 food
-- excess expenses $1,454 transportation; $1,181 food for 3 people; $540 entertainment (AMENDED TO $1090.50 transp., $855.75 food
(THERE
Matter ResolvedRequest
Adjourment
2602/5/2020 2:00 pm19-17813 / CMGPRO SEMotion Relief from Stay (Fee)Continued
2/19/2020 2:00 pm

>> Confirmation was adj to 2/19/20. Contested.

Mk: Now on 11/20/19 & RH 2:00PM

put on at noon for 10/16/19

payment buy 10/2/19

READY HOLD -NOON


Debtor obj; Meadows response<<<>>>RAVENS CREST EAST AT PRINCETON MEADOWS CONDO (CUTOLO)
Matter ResolvedRequest
Adjourment
2622/5/2020 2:00 pm19-17813 / CMGPRO SEConfirmation Hearing on Modified PlanWithdrawnDebtor has made 12 of 12 required payments   Arrears: $0  

This plan, Doc #60 should be withdrawn or Denied as it is moot Because another modified plan(#105) was filed and has hearing date 2/5/20.

MP filed and scheduled for 12/18/19. Debtor must request adjournment of hearing scheduled for 11/20/19.

11/1/19(mk) CO submitted to chambers today -Resolves obj by USAA Fed'l Savings Bank(#3 in issues below)Terms =Claim 6-1 modified to be all unsecured & order also dismiss Adv. Pro.19-02221 filed 10/22/19 w/ Prejudice.


10/18/19 (SF) - RH 2:00 PM

10/4/19(mk) - Stay Motion is RH for 2:00 on 11/20 - so this will be heard at that time as well.

adj for debtor to retain attty & file MP

READY HOLD - NOON


AS OF 9/16/19 (SF) UPDATED


1. Proposes to cure Ravens Crest Condo Assoc thru plan and cram them but proposed payment is not enough to cover the claim. (NOT SURE IF THE CRAM IS AN ERROR)

2. Motion for Relief by Ravens Crest Condo Assoc scheduled for 9/18 at 10 (NEED OUTCOME)

3. Objection filed by USAA Federal Savings (Shapiro & DeNArdo) - failure to pay arrears of $27,729.35 (PLAN PROPOSES TO CRAM TO ZERO) (MUST RESOLVE)

4. Objection filed by Ravens Crest East Condo Assoc. (Cutolo) - failure to pay secured claim of $31,929.36 (PLAN PROPOSES TO PAY $9756) (MUST RESOLVE)
Note:Ravens Crest at Princeton Meadows filed bifurcated claim. $31,929.36 is secured and $15,788.50 is unsecured . Proposed payment is not enough to cover this claim.

5. Trustee objection:
-- The debtor has failed to file a feasible plan and income is negative (Income updated and net income is $333.94).
The debtor has failed to supply the Trustee with the following document(s):
-- A Modified Plan that provides plan payment (FILED BUT DOES NOT PROPOSE TO PAY ALL SECURED CLAIMS)
-- The confirmation order must include language that provides for the turnover of all non-exempt proceeds from the claim against Ravens Crest East Condo Association.



MP proposes $313.50 x 36 Base
Payments: 7/7

RESOLVED ISSUES:
-- excess expenses $1,454 transportation; $1,1
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes