| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
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Matter ResolvedRequest Adjourment | 1 | 1/15/2025 9:00 am | 20-10046 / CMG | John C. Feggeler, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | MK: filed in error |
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Matter ResolvedRequest Adjourment | 2 | 1/15/2025 9:00 am | 20-20618 / CMG | John Michael McDonnell, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj<>WELLS FARGO BANK/Pine Fork Drive (RAS) |
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Matter ResolvedRequest Adjourment | 3 | 1/15/2025 9:00 am | 20-22956 / CMG | Robert Cameron Legg, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj<> SANTANDER/Tany A Circle ( Brock & Scott) |
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Matter ResolvedRequest Adjourment | 4 | 1/15/2025 9:00 am | 21-14026 / CMG | Daniel E. Straffi, Esq. | Trustee Certification of Default | Recommend Dismissal | Debtor obj, can make pymt & requests recap<> ARREARS ARE $21,400 |
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Matter ResolvedRequest Adjourment | 5 | 1/15/2025 9:00 am | 21-14884 / CMG | Robert Cameron Legg, Esq. | Trustee Certification of Default | Continued 2/26/2025 9:00 am | Debtor obj, making pymts<> ARREARS 3,898 as of 1/7/25 2/26/ to be completely current |
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Matter ResolvedRequest Adjourment | 7 | 1/15/2025 9:00 am | 21-19417 / CMG | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Debtor obj<>SV/US BANK |
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Matter ResolvedRequest Adjourment | 6 | 1/15/2025 9:00 am | 21-19417 / CMG | James J. Cerbone, Esq. | Motion Reinstate Stay | Order to be Submitted | 1/24/25(mk)OTBS TERMS -condiut on any future default or denial of ERMA grant or LM. and need copy of LM application w/in 14 dyas1/13/25 (mk) atty says: debtor has completed the ERMA application and LM application; . 12/18/24:adj for completed ERMA appl and LM appl- if a sale is scheduled- then order will be entered to reinstate stay debtor applied for ERMA this week and also applying for for LM mk: debtor opposes conduit- told her to appear and address w/ Tr on 12/18 creditor waiting for approval for conduit from client AMT; TR LTR REQUESTING CONDUIT<> MTN REIMPOSE STAY Debtor says has paid all arrears due since SV order TR Motion filed on for 1/15/25 for SV and Arrears now 4,405(1 Payment) as of 12/6. There was payment made 12/4 that posted and reduced arrears after Tr notion was filed. |
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Matter ResolvedRequest Adjourment | 8 | 1/15/2025 9:00 am | 22-10127 / CMG | Scott D. Sherman, Esq. | Creditor Certification of Default | Withdrawn | 1/15/ for debtor to be current Debtor obj<>FOXCHASE AT TINTON FALLS CONDO (mCgOVERN) |
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Matter ResolvedRequest Adjourment | 10 | 1/15/2025 9:00 am | 22-10619 / CMG | PATRICK L FALCON ESQ | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 2/5/2025 9:00 am | Debtor obj<>FAILED TO ADDRESS CAP ONE AUTO POC #14-1, FILED GUC/NO DEFICIENCY, FOR 2015 CHARGER LISTED ON SCH D AND IN PLAN AS OUTSIDE Motion to Modify Cap One claim on 1/15/25 ---------------------- mk: debtor opp'n requests CT/or Tr amend the claim to unsecured- IT IS THE DEBTOR'S RESPONSABILTY TO REVIEW AND MOVE AGAINST AN IMPROPER CLAIM. |
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Matter ResolvedRequest Adjourment | 9 | 1/15/2025 9:00 am | 22-10619 / CMG | PATRICK L FALCON ESQ | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | No Opposition Filed | MTN EXPUNGE POC CAP ONE AUTO motion says claim was paid and lien released |
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Matter ResolvedRequest Adjourment | 11 | 1/15/2025 9:00 am | 22-11561 / CMG | Bruce C. Truesdale, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | 12/18: adj to 1/15 11/18/24(mk): Creditor (C. Woener) rejects conduit and is moving for relief. will notify debtor atty amt: TR LTR REQUESTING CONDUIT<> Debtor obj, made pymt, will pay balance prior to hearing<> LAKEVIEW LOAN/North 7th (RAS |
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Matter ResolvedRequest Adjourment | 12 | 1/15/2025 9:00 am | 22-13519 / CMG | MaryBeth Schroeder, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | 1/9/25: nothing posted Arrears 16,300 12/17: payment needs to clear Debtor obj, making pymt/gifted funds<>ARREARS 12,200 as of 12/6- last pay 10/15/24- for 4,000 which was NSF |
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Matter ResolvedRequest Adjourment | 13 | 1/15/2025 9:00 am | 22-15195 / CMG | Andrew G. Greenberg, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | 1/15/25 to be current AS of 1/9 arrears 11,976.23 1/14/: per atty:proof of 3 payments not yet credited to debtor's account. A TFS payment in the amount of $3,180 was processed on 1/9/25 and another TFS payment in the amount of $1,000 was processed on 1/10/25. A MoneyGram payment in the amount of $2,109 was processed on 1/12/25. These payments will reduce the plan arrears from $11,976 to $5,687. Debtor obj, can resume & requests recap<> ARREARS 11,967.23 as of 1/7/25 |
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Matter ResolvedRequest Adjourment | 14 | 1/15/2025 9:00 am | 22-17701 / CMG | Warren Brumel, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | ACAR LEASING/2022 Cadillac (EISENBERG) |
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Matter ResolvedRequest Adjourment | 15 | 1/15/2025 9:00 am | 22-20114 / CMG | Roger J. Yehl, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | MK CORP/LANDLORD (STRAFFI & STRAFFI) |
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Matter ResolvedRequest Adjourment | 16 | 1/15/2025 9:00 am | 23-10255 / CMG | George E. Veitengruber, III, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | 1/15/25 to be current AS OF 1/14 ARREARS $6,400 Debtor obj, made pymt<>ARREARS 6,400 as of Jan. we did a TR order Sept- |
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Matter ResolvedRequest Adjourment | 17 | 1/15/2025 9:00 am | 23-10310 / CMG | Steven J. Abelson, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> >>Order Doc # 67 provided for conduit on future defaults. Debtor obj, made pymts<>US Bank/Coventry Terrace (RAS) |
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Matter ResolvedRequest Adjourment | 18 | 1/15/2025 9:00 am | 23-10486 / CMG | Joan Sirkis Warren, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | MP filed >>HR<< extends time to sell bar & liquor license- On 1/15/25 Debtor obj, has buyer<>FAILED TO SELL 2ND ST PPTY BY 11/1/24 |
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Matter ResolvedRequest Adjourment | 19 | 1/15/2025 9:00 am | 23-11212 / CMG | Lee M. Perlman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | FAILED TO FILE MTN DIRECTING PYMT OF AUTO LOSS PROCEEDS; ARREARS |
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Matter ResolvedRequest Adjourment | 20 | 1/15/2025 9:00 am | 23-11217 / CMG | Jonathan Goldsmith Cohen, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | MP on 1/15/25>>REC PLAN DENIAL>> Mk: adj this to 12/18 to see what happens w/ MP to be filed amt: MP 11/6< atty is withdrawing that plan and will file a MP in 14 days Debtor 2 is no longer receiving unemployment compensation as of Friday the 1st and Debtors 1 and 2 provided their updated expenses and income for amended schedules 9/4 mp ADJ 10/2/ PEREMPTORY**<<>> 5/29/24(mk): email to atty- SAYS FILED A MP AND WILL FILE OPP'N co debtor was employed as a nurse - now back in school (AMT: NEEDS TO ADDRESS ORDER #60, APPROVING REFI/MTG CLM RESERVED PENDING APOC OR NOTIFICATION THAT REFI DID NOT COMPLETE) <<>> ARREARS 23,496 as of 8/6/24 MTG Claim of Nationstar is supposed to be amended as debtor go t ERMA funds |
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Matter ResolvedRequest Adjourment | 21 | 1/15/2025 9:00 am | 23-11217 / CMG | Jonathan Goldsmith Cohen, Esq. | Creditor Certification of Default | Withdrawn | Debtor obj, can make pymt<>NATIONSTAR/Kyle Drive (Greenspoon MArder) |
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Matter ResolvedRequest Adjourment | 22 | 1/15/2025 9:00 am | 23-11918 / CMG | Brad J. Sadek, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj<>MIDFIRST/Woodlane Rd (KML) |
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Matter ResolvedRequest Adjourment | 23 | 1/15/2025 9:00 am | 23-12724 / CMG | Laurence R. Sheller, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, will make pymt & requests recap<>ARREARS 11,180 as of 1/14/25. Debtor has not been paying the the full amt of the Tr payments going back to FEB 2023. AR NO FURTHER RECAPS |
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Matter ResolvedRequest Adjourment | 24 | 1/15/2025 9:00 am | 23-14460 / CMG | George E. Veitengruber, III, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj<>CSMC 2018-SP3 TRUST /eAST gREYSTONE rD (RAS) |
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Matter ResolvedRequest Adjourment | 25 | 1/15/2025 9:00 am | 23-14949 / CMG | Jeffrey E. Jenkins, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Recommend Denial | APPV NJ ERMA ASSISTANCE TR Objection: MOTION IS BLANK AND ATTACHES THE BLANK FORM OF MOTION |
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Matter ResolvedRequest Adjourment | 25 | 1/15/2025 9:00 am | 23-14949 / CMG | Jeffrey E. Jenkins, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Needs Resolution of Issues - Objections | Tr obj<>MTN APPV NJ ERMA ASSIST new motion: caption of motion has wrong debtor but case # and rest are for the proper debtor Proposed order needs to be more specific. State that the 75,000 will be paid by ERMA directly to the mortgage company and will address the pre petition arrears of x and post petition of y. Amended proof of claim needs to be submitted w/in 45 days of entry of the order approving ERMA funds MP needs to be filed w/in 30 days to provide dividend to unsecured creditors |
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Matter ResolvedRequest Adjourment | 26 | 1/15/2025 9:00 am | 23-15721 / CMG | Brad J. Sadek, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: MP 1/15< HR<>> Debtor obj, filing MP<>SV/SANTANDER(Auto) filing MP once MRF is resolved MFR 11/20/24>>conduit /otbs |
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Matter ResolvedRequest Adjourment | 27 | 1/15/2025 9:00 am | 23-15974 / CMG | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | Debtor obj, can pay $4,000 & requests recap<>ARREARS $9,400 as of 1/6/24. Last pay 7/1/24 |
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Matter ResolvedRequest Adjourment | 28 | 1/15/2025 9:00 am | 23-16235 / CMG | Vera Fedoroff, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | MP filed 12/11 to extend time to sell- on 1/15/25>>HR<< Debtor obj, filing MP<>FAILED TO SELL LONGEST DR PPTY BY 10/30/24 |
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Matter ResolvedRequest Adjourment | 29 | 1/15/2025 9:00 am | 23-16267 / CMG | Joseph Albanese, Esq. | Motion Relief from Co-Debtor Stay | Continued 2/5/2025 9:00 am | Debtor obj<>WELLS FARGO BANK/Balsam St (McCALLA) 1/6/25: working to resolve |
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Matter ResolvedRequest Adjourment | 30 | 1/15/2025 9:00 am | 23-16364 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | PEREMPTORY on 1/15/25 working on resolving Debtor obj, made pymt<>WILMINGTON SAVINGS/Elm St (ROBERTSON) |
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Matter ResolvedRequest Adjourment | 31 | 1/15/2025 9:00 am | 23-16386 / CMG | Laurence R. Sheller, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj<> WELLS FARGO/Hillcrest Ave (RAS) mk: parties have resolved it- TERMS=3 month cure of remaining arrears in the approximate amount of $597.16 each, regular payments to resume 1/1/25 30 day default clause. NEEDS TR REVIEW |
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Matter ResolvedRequest Adjourment | 32 | 1/15/2025 9:00 am | 23-16814 / CMG | George E. Veitengruber, III, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | SV/DEUTSCHE; ARREARS 8,406 as of 1/6/25 |
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Matter ResolvedRequest Adjourment | 33 | 1/15/2025 9:00 am | 23-17833 / CMG | Melinda D. Middlebrooks, Esq. | Trustee Certification of Default | Recommend Dismissal | 1/13/25: NOTING HAS POSTED SINCE AUGUST-WNATS ADJ TO LIST PROP FOR SALE. ADJ DENIED ARREARS ARE 19,280 12/12: adj to Jan to allow debtor to become current Debtor obj, will pay<> ARREARS 15,4900 Last pay 8/18/24 Proof of 7,000 TFS scheduled payment- AS OF 12/31 IT HAS NOT POSTED debtor says can be current by 12/30/24 There has already been 1 TR recap 100% plan |
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Matter ResolvedRequest Adjourment | 34 | 1/15/2025 9:00 am | 23-18870 / CMG | George E. Veitengruber, III, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | SV/PNC; |
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Matter ResolvedRequest Adjourment | 35 | 1/15/2025 9:00 am | 23-19553 / CMG | Andrew G. Greenberg, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | 1/15/25: PEREMPTORY AGAIN 12/17/24(mk) atty is going to request ANOTHER ADJ THE LM WAS DENIED AGAIN- creditor ok to adj 1/15 adj 12/18 PEREMPTORY 11/5/24(mk): atty advised that the LM WAS DENIED. He wants to appeal and creditor agrees to adj to 12/18 Debtor obj, requests recap<>US BANK NAT'L ASSOC/Leroy Place (ROMANO) Post pet default is 5,413.19 STATUS on the LM; creditor Atty( E. Argentieri) will try to get confirmation on a complete LM package prior to hearing 10/25/24(mk): email from debtor atty that Lm was submitted. letter and attachment form affordable housing alliance dated 10/10/24 that they have been working w. Debtor since JULY 2024 on this. Rushmore has requested more info./add'l dox several times and the LM is still in review w/ underwriter. Rushmore has not provided a final approval yet |
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Matter ResolvedRequest Adjourment | 36 | 1/15/2025 9:00 am | 23-20395 / CMG | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | NEWREZ/SHELLPOINT /Maria Court (PARKER) TR arrears 3,7000 as of 1/9/25 |
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Matter ResolvedRequest Adjourment | 37 | 1/15/2025 9:00 am | 23-20529 / CMG | Eugene D. Roth | Trustee Certification of Default | Trustee Order | Debtor obj, proposes pymt & recap<> ARREARS 4,185 as of 1/6/25 RECAP 16,537.50 PTD Then $1,715 x 22 Begin 2/1/25 100%- email to atty-ok to terms |
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Matter ResolvedRequest Adjourment | 38 | 1/15/2025 9:00 am | 23-20550 / CMG | Thomas G. Egner, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT:LOSS MIT EXTENDED 3/10/25<<>> Debtor obj<>FAILED TO LM BY 6/15/24; EXTENDED LOSS MIT EXPIRED 11/25/24 |
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Matter ResolvedRequest Adjourment | 39 | 1/15/2025 9:00 am | 23-20593 / CMG | Brad J. Sadek, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj<> ARREARS $4,468 as of 1/14/25 . Last pay 3/5/24 DEBTOR HAS MADE 2 PAYMENTS SINCE CONFIRMED IN FEB 2024 |
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Matter ResolvedRequest Adjourment | 40 | 1/15/2025 9:00 am | 23-20709 / CMG | Marc C. Capone, Esq. | Motion Relief from Stay (Fee) | Continued 2/26/2025 9:00 am | mk: parties attempting to resolve Debtor obj<>JPMORGAN CHASE / Vacari Way (MCCALLA) |
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Matter ResolvedRequest Adjourment | 0 | 1/15/2025 9:00 am | 23-20888 / CMG | Aniello D. Cerreto, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Moot | AMT: COURT DOCKET NOTED/INCORRECT EVENT, WILL NOT BE HEARD |
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Matter ResolvedRequest Adjourment | 0 | 1/15/2025 9:00 am | 23-20888 / CMG | Aniello D. Cerreto, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Moot | AMT: COURT DOCKET NOTED INCORRECT EVENT/WILL NOT BE HEARD |
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Matter ResolvedRequest Adjourment | 0 | 1/15/2025 9:00 am | 23-20888 / CMG | Aniello D. Cerreto, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Moot | AMT; COURT DOCKET NOTED/INCORRECT EVENT, WILL NOT BE HEARD |
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Matter ResolvedRequest Adjourment | 41 | 1/15/2025 9:00 am | 23-20955 / CMG | Steven J. Abelson, Esq. | Motion Relief from Co-Debtor Stay | Withdrawn | 1/10/25(mk);email from creditor. will w/d motion w/0 prej. filing a status change and has requested add'l info from debtor's counsel 1/15/25: PEREMPTORY 11/20: creditor investigating payments Debtor obj, made pymt<>US BANK(RAS) Parkside Ln. Post pet. arrears $32,322.59 debtor says made Payments - not credited |
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Matter ResolvedRequest Adjourment | 42 | 1/15/2025 9:00 am | 23-21431 / CMG | Karina Pia Lucid, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 12/19/24(mk) Order submitted to CT FAILED TO COMPLY WITH PROVISION OF 6/5/24 CONFIRMTION TO FILE ORDER SETTING AMOUNT TO PAY ONE MAIN FINANCIAL $4000 SEC/$0 UNSECURED |
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Matter ResolvedRequest Adjourment | 43 | 1/15/2025 9:00 am | 23-21595 / CMG | Jeffrey E. Jenkins, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | peremptory 1/15 mk: parties finalizing an agreement TRACY VILLAGE CONDO ASSOC (McGOVERN) |
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Matter ResolvedRequest Adjourment | 0 | 1/15/2025 9:00 am | 23-21992 / MEH | Jonathan Stone, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Withdrawn | |
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Matter ResolvedRequest Adjourment | 44 | 1/15/2025 9:00 am | 24-10010 / CMG | Yakov Rudikh, Esq. | Creditor Certification of Default | Order to be Submitted | mk: trying to resolve Debtor obj, bank account compromised/under investigation<>SANTANDER/Dartmouth Rd (Gross mcGinley) |
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Matter ResolvedRequest Adjourment | 45 | 1/15/2025 9:00 am | 24-10050 / CMG | Yakov Rudikh, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, will pay<>R&O WOODBRIDGE URBAN RENEWAL LLC (Griffin Alexander) rent default 12/17/24: proof of 6 money orders for total of $4,226.64 made out to creditor uploaded to Tr dox |
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Matter ResolvedRequest Adjourment | 46 | 1/15/2025 9:00 am | 24-10192 / CMG | Andrew Thomas Archer, Esq. | Motion Requesting Redaction | Judge to Reserve Decision | |
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Matter ResolvedRequest Adjourment | 47 | 1/15/2025 9:00 am | 24-10222 / CMG | John Zimnis, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | No Opposition Filed | MTN TO REDUCE CLM AND POST-PET FEES(Home Loan Investment Bank) debtor say car loan was paid off and wants the title. |
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Matter ResolvedRequest Adjourment | 48 | 1/15/2025 9:00 am | 24-10306 / CMG | Kevin C. Fayette, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 2/26/2025 9:00 am | ATT; ATTY FILING MP TO SURR CAR; DEBTOR HAS FUNDS TO REMIT TO TRUSTEE<<>> Debtor obj, will make pymt & requests recap (does not address SV)<>SV/CITADEL(auto); ARREARS 8,260 as of 11/6/24 |
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Matter ResolvedRequest Adjourment | 49 | 1/15/2025 9:00 am | 24-10613 / CMG | Daniel E. Straffi, Esq. | Notice of Funds on Hand | Order to be Submitted | Ch 7 Trustee obj<> |
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Matter ResolvedRequest Adjourment | 50 | 1/15/2025 9:00 am | 24-10636 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | 12/18: conduit order needs to be revised- debtor was paying mtg co not Tr 11/18(mk) M. Fissel still does not have loan history. wants adj (amt: email to lender to verify pymts)<> Debtor obj, made mtg pymts direct to lender; requests recap<>ARREARS |
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Matter ResolvedRequest Adjourment | 51 | 1/15/2025 9:00 am | 24-11315 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | -ARREARS:410,848 AS OF 1/7/25 AND LAST PAY WAS 7/26/24 - FAILED TO COMPLY WITH PROVISION OF 8/21/24 CONFIRMATION TO FILE ORDER WITHIN 10 DAYS PAYING SOUTH RIVER WATER CLM PLUS INTEREST |
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Matter ResolvedRequest Adjourment | 52 | 1/15/2025 9:00 am | 24-11627 / CMG | Francis P. Cullari, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | 12/30/24(mk): order submitted- now current due for jan 12/12: parties working on resolving Debtor obj, made pymt<>AMERIHOME MTG /Inlet Ave (McCALLA RAYMER) |
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Matter ResolvedRequest Adjourment | 53 | 1/15/2025 9:00 am | 24-12353 / CMG | Marc C. Capone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 2/26/2025 9:00 am | MK: atty filing MP to sell- she just signed listing agmt and atty will file application for retention. property is listed at $299K and the mortgage claim is only $62K so plenty of equity and sufficient funds to pay 100% to GUC's from the sale. Debtor obj<>DEBTOR FAILED TO REFI BY 11/1/24 creditor's cert of default filed 12/9/24 |
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Matter ResolvedRequest Adjourment | 54 | 1/15/2025 9:00 am | 24-12353 / CMG | Marc C. Capone, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj, filing MP<> NATIONSTAR/Selkirk Ave (KML) |
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Matter ResolvedRequest Adjourment | 55 | 1/15/2025 9:00 am | 24-12496 / CMG | Robert Cameron Legg, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, will pay<> SANTANDER/Hillside Dr (Brock & Scott) |
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Matter ResolvedRequest Adjourment | 56 | 1/15/2025 9:00 am | 24-13895 / CMG | Andrew Thomas Archer, Esq. | Motion Relief from Stay (Fee) | Withdrawn | M&T BANK /Oak St (McCALLA) |
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Matter ResolvedRequest Adjourment | 57 | 1/15/2025 9:00 am | 24-13897 / CMG | Warren Brumel, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: MP 1/15> Debtor obj<>FAILED TO LM BY 10/17/24 |
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Matter ResolvedRequest Adjourment | 58 | 1/15/2025 9:00 am | 24-13922 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj<>US BANK TRUST /Hemlock Way (RAS) |
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Matter ResolvedRequest Adjourment | 60 | 1/15/2025 9:00 am | 24-13980 / CMG | George E. Veitengruber, III, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Withdrawn | FREEDOM MTG MTN APPV PARTIAL CLM BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 59 | 1/15/2025 9:00 am | 24-13980 / CMG | George E. Veitengruber, III, Esq. | Motion to Approve Loan Modification | Revised Order Submitted | atty to submit a revised order Trustee's limited obj<> DEBTOR MTN TO APPROVE LOAN MOD |
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Matter ResolvedRequest Adjourment | 61 | 1/15/2025 9:00 am | 24-13993 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | Debtor obj, (**WITHDRAWN**)<>DEUTSCHE BANK / Holmes Ct (ROBERTSON) LM package submitted 10/14: APPLICATION TO EXTEND LM DATE TO 2/26/25 |
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Matter ResolvedRequest Adjourment | 62 | 1/15/2025 9:00 am | 24-14033 / CMG | Jonathan Goldsmith Cohen, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | >>OST>> MTN DIRECT PAYMENT OF AUTO LOSS AND ADDR CLM 12-1 POC is for 6,026.06 Insurance paid on total loss $3600- motion also seeks to have creditor amend claim to -0- |
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Matter ResolvedRequest Adjourment | 63 | 1/15/2025 9:00 am | 24-15346 / CMG | David Reinherz, Esq. | Motion Relief from Stay (Fee) | Continued 2/5/2025 9:00 am | 1/9/25(mk): creditor req. to adj to 2/5/25:Debtors' loan is being reviewed for a loan modification. Request to adjourn MFR to allow time for the loan modification review to complete. Debtor obj, applying for lm<>PENNYMAC LOAN / Charleston Rd (POWERS) |
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Matter ResolvedRequest Adjourment | 64 | 1/15/2025 9:00 am | 24-15372 / CMG | Russell L. Low, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | 1/15/25: debtor to be current by 12/20 - and post pet rent current inclu Jan rent debtor atty says: The debtor paid $1,200 to Woodbine 12/16 and will make another one for 1,000 on 12/20/24. and supplemental cert was filed 12/18 PEREMPTORY mk; adj request uploaded - parties need time to allow debtor to provide proof of payments Debtor obj<>WOODBINE LIVING (SOBEL HAN) LL MP on 11/20 is REC DISMISSAL |
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Matter ResolvedRequest Adjourment | 65 | 1/15/2025 9:00 am | 24-15770 / CMG | David E. Shaver, Esq. | Motion Compel | Withdrawn | POC FILED BY NJ ON 1/3/25- priority $3,911.01 and unsec $6,284.50 - SO MOTION SHOULD BE WIUTHDRAWN MTN COMPELLING NJ DIV OF TAXATION TO FILE FINAL POC |
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Matter ResolvedRequest Adjourment | 67 | 1/15/2025 9:00 am | 24-16520 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | ASSOCIATED BANK/2020 Nissan Frontier (STEWART) |
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Matter ResolvedRequest Adjourment | 66 | 1/15/2025 9:00 am | 24-16520 / CMG | Daniel E. Straffi, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, made pymt & requests recap<> M&T/2024 Quantum (Fitzpatrick Lentz) 6892 post pet thru NOV |
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Matter ResolvedRequest Adjourment | 68 | 1/15/2025 9:00 am | 24-16900 / CMG | Vera Fedoroff, Esq. | Hearing Scheduled (Document) | Needs Resolution of Issues - Objections | TR CERT OF DEFAULT debtOR says unaware of payment increase and wants RECAP- ARREARS ARE NOW 11,808 AS OF 1/2/25 |
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Matter ResolvedRequest Adjourment | 69 | 1/15/2025 9:00 am | 24-17260 / CMG | Daniel E. Straffi, Esq. | Motion Sell | Moot - Dismissed | CASE WAS DISMISSED 12/18/24 510 DUGOUT DR TR Objection |
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Matter ResolvedRequest Adjourment | 70 | 1/15/2025 9:00 am | 24-17357 / CMG | Michelle Lee, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Revised Order Submitted | TR Objection: If reinstated, needs new conf date Mk case dismissed for failure to make Tr payments and failure to resolve TR/Creditor objections. debtor has 1800 cert ck to send once reinstated and has registered for TFS NOW $2250 |
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Matter ResolvedRequest Adjourment | 71 | 1/15/2025 9:00 am | 24-17686 / CMG | George E. Veitengruber, III, Esq. | Motion Relief from Stay (Fee) | Continued 2/26/2025 9:00 am | parties working on resolving- need more time-adj 2/26/25 PEREMPTORY Debtor obj<>NATIONSTAR MTG /Greenwood Drive (LOGS) |
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Matter ResolvedRequest Adjourment | 72 | 1/15/2025 9:00 am | 24-18251 / CMG | Lee M. Perlman, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Needs Resolution of Issues - Objections | mk: dismissed on 11/6: FOR 1. NO 341 AND NO HOME OR AUTO INSURANCE PROVIDED AS OF 11/5/24 Needs a revised order submitted that adds language to page 2 that says: 341 must be conducted on or before 2/13/25 and Confirmation date is 2/26/25.Debtor to be current at confirmation. |
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Matter ResolvedRequest Adjourment | 73 | 1/15/2025 9:00 am | 24-18588 / CMG | Lee M. Perlman, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj<>US BANK TRUST/Nevada Lane (RAS) |
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Matter ResolvedRequest Adjourment | 74 | 1/15/2025 9:00 am | 24-18710 / CMG | Thomas G. Egner, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Revised Order Submitted | MK: case dismissed 11/20: NS by atty ay confirmation and fail to make all TR payments debtor says current now and case is 100% needs Revised Order to make conf. date in order: make it 2/5/25 and debtor to be current at conf. |
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Matter ResolvedRequest Adjourment | 75 | 1/15/2025 9:00 am | 24-19044 / CMG | Eric J. Clayman, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | OTBS:Debtor has brought the loan post-Petition current through December. The Debtor is to have the Jan payment paid by the end of the month, although Eric advised that the Debtor made the Jan payment yesterday. Regular payments to resume in February. The order will include a 30 day default clause along the recoverable mfr fees and costs amount of $199 added to the plan. Debtor obj, made pymts/current<>NATIONSTAR MTG/Enclave Ct (PLUESE BECKER) mk: debtor atty says this is resolved- need terms and confirmation form creditor |
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Matter ResolvedRequest Adjourment | 76 | 1/15/2025 9:00 am | 24-19264 / CMG | PRO SE | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Needs Resolution of Issues - Objections | TR Objection: 2 prior cases both dismissed- debtor failed to appear for 341 hearing which was rescheduled numerous times and not current with payments- failure to file documents and insufficient income |
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Matter ResolvedRequest Adjourment | 77 | 1/15/2025 9:00 am | 24-19286 / CMG | Richard J. Pepsny, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Needs Resolution of Issues - Objections | case was dismissed on CT Order to Show cause for failure to file missing dox and credit counseling TR OBJECTION: Cert says noting about have the funds to bring case current or having all the 341 required dox if granted needs date on or before a date certain for 341 and a date for confirmation in page 2 of Order Case filed in Sept. and dismissed in NOV w/ nothing done |
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Matter ResolvedRequest Adjourment | 78 | 1/15/2025 9:00 am | 24-19561 / CMG | Marc C. Capone, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | TR LTR REQUESTING CONDUIT<> Debtor obj, REQUESTS RECAP<>NATIONSTAR MTG/Cherry Lane (FRIEDMAN) |
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Matter ResolvedRequest Adjourment | 79 | 1/15/2025 9:00 am | 24-19855 / CMG | Marc C. Capone, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | MTN TO CON'T CASE AND SON (POA) TO APPEAR MEETING OF CREDS |
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Matter ResolvedRequest Adjourment | 80 | 1/15/2025 9:00 am | 24-19958 / CMG | Andre L. Kydala, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Needs Resolution of Issues - Objections | 1/10/25: Retention Appl. for accountant was filed.(#32-2)BUT NO PPSED ORDER WAS INCLUDED W/APPLICATION( TR Obj filed) HEARING 2/5/25 >WHERE IS THE NOTICE OF SETTLEMENT? 12/31/24(mk) : email to atty for notice of settlement funds and to retain an accountant. Per AR :debtor to submit Bridge Order extend stay to 1/15/25 and all returns to be filed except 2024- and notice of settlement for funds- retain accountant MTN TO CON'T STAY; DEBTOR SUPPLEMENTAL CERT<> 11/6: debtor settled interest in property- he will be bought out at 72,000 form partner TR OBJ: mK :PRIOR CASE WAS A CONDUIT CASE AND WAS DISMISSED FOR FAILURE TO MAKE PAYMENTS, ESTIMATED TAX CLAIMS AS WELL AS NOT ADDRESSING FIXED SECURED TAX CLAIMS FILED IN THE CASEOR AN CLAIM BY NJ DEPT OF LABOR CERT OF DEBTOR IN INADEQUATE AND MAKES NOW SHOWING OF A CHANGE IN CIRCUMSTANCES OR HOW THIS CASE WILL BE FEASIBLE THIS TIME. |
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Matter ResolvedRequest Adjourment | 81 | 1/15/2025 9:00 am | 24-20196 / CMG | Warren Brumel, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | No Opposition Filed | MTN EXPUNGE CLM #2 SANTANDER mk: Debtor says : debt over 10 yrs old and any remaining def balance barred by St Of Limitations. |
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Matter ResolvedRequest Adjourment | 82 | 1/15/2025 9:00 am | 24-21215 / CMG | Daniel E. Straffi, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | No Opposition Filed | LOSS MIT/LAKEVIEW LOAN |
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Matter ResolvedRequest Adjourment | 83 | 1/15/2025 9:00 am | 24-21366 / CMG | Eugene D. Roth | Order Shorten Time | Order to be Submitted | MK: OTBS As of 1/7/25(mk): 341 READY and on for 1/23/25 12/4:bridge order extend stay for all cred to 1/15/25 plan and all dox and all 341 dox done by 21 days AR REVIEWED SUBMISIONS REC BRIDGE ORDER TO NEXT DATE PLAN AND ALL MISSING DOCS TO COURT AND ALL 341 DOCS 7 DAYS BEFORE ADJ DATE 341 TO BE SCHEDULED >>OST>> MOTION TO EXTEND STAY 123/24(mk); atty email w/ copies of schedules I & J, signed certification w/ listing agreement attached- 389,000 sale plan to be filed and hopfulyy 100% |
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Matter ResolvedRequest Adjourment | 84 | 1/15/2025 9:00 am | 24-21368 / CMG | Adam Schneider, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | FOURTH VENTURE LLC/LANDLORD (DONNA THOMPSON) |
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Matter ResolvedRequest Adjourment | 85 | 1/15/2025 9:00 am | 24-22371 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Impose Automatic Stay | Granted | MTN EXTEND STAY |
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Matter ResolvedRequest Adjourment | 86 | 1/15/2025 9:00 am | 25-10034 / CMG | Yakov Rudikh, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | >>OST<< MTN TO EXTEND STAY ALL CREDS MK: all sch and plan filed. arrears to mtg.co and Base div no 341 dox yet- 341 hearing is sch for 1/30/25 and conf 2/26/25 NO TR PYMT |
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Matter ResolvedRequest Adjourment | 87 | 1/15/2025 9:00 am | 25-10052 / CMG | Robert Cameron Legg, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | >>OST<<< MTN EXTEND STAY AS of 1/9: need missing sch and Plan |
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Matter ResolvedRequest Adjourment | 0 | 1/15/2025 9:15 am | 24-21952 / MBK | Jonathan Goldsmith Cohen, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Withdrawn | MTN DIRECTING PAYMENT OF AUTO LOSS PROCEEDS AND ADDR CLM 12-1 |
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Matter ResolvedRequest Adjourment | 88 | 1/15/2025 10:00 am | 23-10486 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | As of 12/20/24 (DS): Ok to confirm at $17,250 paid, $750 x 13 begin 1/1/25; 100% with a min. to gucs of $319,925, due to non-exempt equity; - Sale of 718-720 Main St by 6/1/25. - Non-exempt proceeds from sale of 718-720 Main St to Trustee. - Trustee standard order of distribution. - Pays Federal National Mortgage claim#3-1, pending sale. MP Prop $750 x 36 begin 2/1/23; 100% and Sale of 718-720 Main St w/Liquor License by 6/1/25 - Extends time to sell business property w/liquor license. |
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Matter ResolvedRequest Adjourment | 89 | 1/15/2025 10:00 am | 23-11217 / CMG | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing on Modified Plan | Plan Denied | TR OBJ filed 1/6/25 AS OF 1/3/25 (SF) RECOMMEND MP BE DENIED AND CASE DISMISSED WITH TRUSTEE MOTION 1. Trustee motion to dismiss scheduled for 1/15 at 9 2. Trustee objection: Modified plan proposes to reduce payment and base and does not cure arrears. Schedules I and J were not filed. No updated proof of income or 2024 Tax Return provided. Debtor never made the required trustee payments of $2708 per month TR OBJ filed 1/6/25 MP proposes $200 x 37 Base w/min $2910 to gucs Plan has run 23 months with 37 months remaining Arrears: $33,936 |
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Matter ResolvedRequest Adjourment | 90 | 1/15/2025 10:00 am | 23-14080 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | 12/30 workup for the 1/15 calendar *low base pending refinance **Confirm at: $18300 paid then $1275 x 40 beg 2/1/25--refinance by 12/31/2025--unsecured to receive min. equity of $159564- pro rata per 12/18 we can work up for 1/15/25 if the following condition met: be current under MP PTD and then going forward if so we can put refi in 12 mos from conf Order . $2950 in arrears through December...no full payment made in November or December per agreement last time EDC *trustee objection: -The case should be dismissed because the debtor has failed to obtain financing in the 19 months since she filed. Any extension beyond 60 days should be denied. Further, the debtor should only be allowed an additional 60 days if she can prove that she has been promptly and diligently working to obtain the refinance. The debtor should provide a detailed certification with documentation of such. mp filed to extend refinance time---$16,450 PTD; $1256 X 43; REFI 12/31/2025 (326 WAINWRIGHT ST); MIN $159,564 |
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Matter ResolvedRequest Adjourment | 91 | 1/15/2025 10:00 am | 23-15721 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS of 1/8/25(mk):email to atty w/ terms- ATTY OK TO TERMS **CAN REC CONFIRM AT $8,124 PTD Through 12/30/24(17mos) Then $1,817 x 1 Begin 1/1/25 Then $2,275 x 42 Begin 2/1/25. BASE. THE TR PAYMENT OF $2,275 BEGIN FEB 1,2025 INCLUDES THE CONDUIT MORTGAGE PAYMENT. ONE MAIN FINANCIAL IS SURRENDERED PER PREVIOUS CONFIRMATION TERMS. TRUSTEE STANDARD ORDER OF DISTRIBUTION. ATTORNEY MUST FILE FEE APPLICATION FOR SUPPLEMENTAL FEES WITHIN 14 DAYS. >>CONDUIT ORDER ENTERED 1/6/24<< MP proposes:$516 X 44; BASE INCLUDE PP MTG ARRS AND SURRENDER AUTO LOAN W/SANTANDER There are now 42 mos left of a 60 mo plan debtor needs to register for TFS for the Feb payment conduit order entered in Jan. ---------- PRIOR CONF:3/20/24 - $3,520 PD TO DATE (8 MOS) $440 X 52 BEGIN 4/1/24; POT BASE $26,400 ONEMAIN 6-1 SURRENDERED PER PRIOR CONFIRMATION TERMS TRUSTEE STANDARD ORDER OF DISTRIBUTION FEE APP W/IN 14 DAYS OF ENTRY OF CONF ORDER |
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Matter ResolvedRequest Adjourment | 92 | 1/15/2025 10:00 am | 23-16235 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS OF 1/6/25 (SF) RECOMMEND $14,189 PTD, $842 X 42 (BEGIN 2/1/25) 100% PLAN W/MIN DIV OF $136,953 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE; SALE OF REAL ESTATE BY 3/17/25; NONEXEMPT PROCEEDS TO BE TURNED OVER TO TRUSTEE - LOW BASE 1. Trustee motion to dismiss scheduled for 1/6/25 at 9 MP proposes $842 x 46 100% Plan; Sale by 3/17/25 Plan has run 18 months with 42 months remaining Extends sale date |
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Matter ResolvedRequest Adjourment | 93 | 1/15/2025 10:00 am | 23-19802 / CMG | Ronald E. Norman, Esq. | Confirmation Hearing on Modified Plan | Continued 2/26/2025 10:00 am | AS OF 1/13/2025 (at): PEREMPTORY. 1. Need updated income to justify lowering trustee payment. 2. Need Amended I and J. 3. Need copy of new residential lease. MP proposes: $150 X 47, base Arrears: $614 (to remove rental arrears, the Debtor has moved out per Order for Relief granted) |
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Matter ResolvedRequest Adjourment | 94 | 1/15/2025 10:00 am | 23-20888 / CMG | Aniello D. Cerreto, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS of 12/31/24(mk):email to atty-OK to terms **CAN REC CONFIM AT $355,650.18 PTD THEN $1,884 X 47 BEGIN 1/1/25. 100%. Strike Part 3 as to payments to Bank of America 401(k) plan. Plan is non modifiable at 100%** >>IF ALL PAYMENTS ARE TINELY MADE PLAN WILL COMPLETE IN MONTH 41 1. Trustee Objection: - Prior plan was non modifiable at 100%. - strike Strike Part 3 as to payments to Bank of America 401(k) as they are improper plan - plan will pay out at 100% at he the PPSD TR payments of 1884 p/m- in fact it will complete a bit early in mo 41 . - NO AMENDED SCH i & j FILED OR UPDATED POI so no basis to confirm at less than 100% MP proposes:$1884 X 48; MIN $82,203.58. Plan has run 13 months and 47 remain. Prior plan was non modifiable at 100%. prior conf$3,400 PD TO DATE (4 MOS) $5,000 X 56 BEGIN 4/1/24 $38,555 ANNUAL LUMP SUM PAYMENT OF BONUS ON OR BEFORE 12/24 FOR THE YEARS 2024, 2025, 2026 & 2027; 100% (MIN $325,194 TO GUCS DUE TO NE EQUITY); ATTY $2250/$4750 PLAN IS NON MODIFIABLE |
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Matter ResolvedRequest Adjourment | 95 | 1/15/2025 10:00 am | 24-13897 / CMG | Warren Brumel, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | 12/31/24(mk) Banks' objection was resolved by striking the balloon payment at end AS of 12/20/24(mk): **CAN REC CONFIRM AT $2,600 PTD Then $325 x 28 Begin 1/1/25. 100% MIN $31,825 TO GUCS DUE TO NE EQUITY. LM US Bank by 5/1/25 TR is not authorized to pay arrears pending LM. STRIKE 1(a) AS PERTAINS TO BALLOON PAYMENT AT THE END OF PLAN** --------- 1. Plan sys TR Not to pay arrears pending LM- well then there is only the 100% to gucs and that total is 730.44 and atty fee balance . so by time date for LM comes in May if he gets it case will be done at 100%. MP proposes:$325 X 35; $155,000 X 1; ( LM ON 678 CARROLL FOX RD) by 5/1/25; 100%. TR No pay arrears pending LM Extend LM deadline Plan has run 8 mos and 28 are left -------------------------------- Prev Conf:7/3/24 - $650 PD TO DATE (2 MOS) $325 X 34 BEGIN 7/1/24; 100% (MIN $31,825 TO GUCS DUE TO NE EQUITY); ATTY $3500/$4750 LM W/US BANK BY 10/17/24 NO PAY OR RESERVE PENDING LM STRIKE 1(a) AS PERTAINS TO BALLOON PAYMENT AT THE END OF PLAN |
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Matter ResolvedRequest Adjourment | 96 | 1/15/2025 10:00 am | 24-13993 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 1/8/24 (mk) >>CASE IS 9 MOS OLD AND 5/9 PAYMENTS ARREARS 2,212. Last pay Sept 2024. 3 prior filings - all dismissed. BELOW ISSUES STILL APPLY - PEREMPTORY -car insurance expired 12/17/24. 1. Motion for Relief by Deutsche Bank scheduled for 1/15/25. >>LM package submitted 10/14: ORDER EXTEND LM DATE TO 2/26/25<< 2. Objection filed by Deutsche Bank (RAS) - failure to pay arrears and speculative loan mod (LOSS MIT extended to 2/26/25 3. Trustee objection: - tax claims for IRS and ST Of NJ not included in plan- OK TO PAY? - Debtor to add Wellness business income to schedules and provide proof of income of approximately $150 monthly. - Plan will require a base due to loan mod. SUPP OBJ:-Income verified much higher(total 8,264) than scheduled(5,319). leaves dispos income of 3,498- yet plan is in arrears and last pay was Sept - plan proposes to pay Neptune City MUA (water & sewer)1,222.65-NO CLAIM FILED AND BAR DATE HAS EXPIRED- STRIKE IT OR FILE CLAIM FOR CREDITOR AND MOTION TO ALLOW LATE CLAIM? -Plan proposes to pay Oxford Condo $15,885- NO CLAIM FILED AND BAR DATE HAS EXPIRED .STRIKE IT OR FILED CLAIM AMD MOTION TO ALLOW LATE CLAIM? Plan proposes $553 x 48 0% Plan Loan Mod in 6 months Payments: 5/9 Arrears: $2,212 -----RESOLVED------- $2500 Attorney fee listed in plan for loan modification requires a fee application- added lang to terms - State of NJ filed estimated priority and unsecured claim 8- APOC FILED) - IRS filed estimated priority and unsecured claim 3-1 (APOC FILED) Airbonne Income has been uploaded via 13docs. - Need to provide current car insurance policy, policy provided expired June 17, 2024 |
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Matter ResolvedRequest Adjourment | 97 | 1/15/2025 10:00 am | 24-14806 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | 12/30 workup for the 1/15 calendar edc **Per compromise. Can confirm at: $7524 paid then $930 x 53 beg 1/1/125 pro rata--trustee to receive non-exempt proceeds from sale by 7/1/25--The debtors must sign up for e-wage within 7 days of confirmation---TRUSTEE WILL NOT PAY BRICK TOWNSHIP UNLESS A VALID TIMELY CLAIM IS FILED *no payments since November, 3 payments arrears, stay lift on mortgage, 4th filing in 3 years. NEEDS BAR TO RE-FILING IF DISMISSED *PAPER PROFITS FILED A 2ND MORTGAGE CLAIM FOR $520.35. ARE WE PAYING? *MFR GRANTED FOR MORTGAGE WITH DEUTSCHE BANK--- 11,770 post pet due .debtor 4th filing plan not feasible- no post pet payments *PREVIOUS CONF DENIED AND MP FILED AS A SALE PLAN---$2042 X 4 PAID THEN $699 X 56-SALE IN 6 MONTHS *Trustee objection-AMENDED I & J FILED BOOSTED EXPENSES BY $2100 NOW THAT IT IS A SALE PLAN-BAD FAITH - 0% DEBTORS ARE 4 PAYMENTS IN ARREARS. PLAN IS NOT FEASIBLE DEBTORS HAVE INSUFFICIENT INCOME AND MORTGAGE CLAIM IS $104,074. PLAN PROPOSES TO PAY $70,000. * Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $545/month for cable/internet/phone $1,025/month for transportation =DEBTOR SENT PIECE OF PAPER WITH EXPENSES WRITTEN ON IT BUT NO PROOF $370 Increase for auto insurance. Why? $500 cigarettes -6 phones on verizon plan but family of 4? Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED-only sent verizon and xfinity proof edc) ------------------------------------ RESOLVED ISSUES: - Need statements for the debtor's 2 401k loans and NYCERS loan. (RECEIVED The debtor's have arbitrarily increased all of their expenses by the amount of $2100. This decrease only occurred after the plan was changed from the repayment of $70,000 in mortgage arrears to a sale plan. This appears to be a bad faith attempt to avoid paying unsecured creditors disposable income. - Need to file Pre-Confirmation Certification. (FILED) - The IRS fi |
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Matter ResolvedRequest Adjourment | 98 | 1/15/2025 10:00 am | 24-14829 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | NFA ISSUES AS OF 1/7/2025 (DM): 11/5/24: Even using $33,406 for the 2nd lien on the property, there is $18,634 non-exempt equity in the property because only one 522(d)(1) can be used. Tammy may need to provide updated income because we are still showing $1,359 in disposable income. 1) Trustee OBJ: - Need home equity loan balance statement. - There is $56,024 to $94,348 estimated non-exempt equity in real property (ADJUSTED TO $18k.) - Improper exemptions 522(d)(1) taken on real property for Co-Debtor, who is not on Deed. Must amend Sch C (UNRESOLVED.) - Proof of income verifies higher ($1,087.90/$5,915/$405) than scheduled ($1,366/$5,200/-$161.) There is $1,359 (adjusted) disposable income. ***RESOLVED ISSUES*** A) Carrington Mortgage (Hill Wallack) OBJ - failure to cure arrears of $4,136.99 (CO ENTERED TO PAY PER POC.) B) IRS filed $10,157.52 priority claim that includes estimated taxes for 2023 (AMENDED TO $6,686.61 - OKAY.) C) Plan provides $968 priority treatment to Commonwealth of Massachusetts - no POC filed (MP REMOVES.) D) Hyundai Capital filed $569.72 arrears claim on 2021 Kia Stinger (MP PAYS.) E) Hilton Resorts filed $47,457.07 secured claim (arrears $9,452.12) for what appears to be a timeshare not treated in the plan (MP SURRENDERS.) F) Trustee OBJ: - Need CMA with comps within the last 6 months from filing date (UPLOADED.) - Need April & May bank statements from BOA checking acct#3735 (RECEIVED.) - Kia filed arrears claim for $569.72. (LISTED ABOVE) - Need 2023 tax returns (RECEIVED.) - Need a copy of the payoff for the Timeshare (POC FILED.) - Failed to provide proof of service with respect to Plan Motions (MP REMOVES CRAMS.) - Debtors plan does not elect to jointly administer the case (MP CORRECTS.) - Must file Pre-confirmation certification. (FILED) - Need to amend SOFA to add all business active and no longer active (AMENDED.) - Need amended Sch B and C to add additional BOA checking acct#3735 (UPLOADED STATEMENT CLOSING THE ACCOUNT.) |
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Matter ResolvedRequest Adjourment | 99 | 1/15/2025 10:00 am | 24-15049 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | 1/9/25:mk: CO submitted resolving (#13) request for Loss mit. TERMS = Loss mit ends 90 days from entry of Order. creditor objected to conf-adj 1/15/25 for proof of payments to cred 12/31 workup for the 1/15 calendar EDC NFA If creditor resolved we can confirm at: *** $3750 PAID THEN $1500 X 52 BEG. 1/1/25 --100% due to equity of $57,079--LOAN MOD BY 3/1/25 WITH TRUSTEE TO PAY US BANK CLAIM 11-1 PENDING THE LOAN MOD--- REAL TIME SOLUTIONS CLAIM 14-1 TO BE TREATED OUTSIDE OF THE PLAN-----TRUSTEE WILL PAYCAPITAL ONE CLAIM 13-1--PRE PETITION ARREARS PORTION ONLY AND UNSECURED TREATED OUTSIDE 12/4: creditor says debtor still short 1,471.92-adj 12/18 to pay that- LM by 3/1/25 adj 12/4/24 PREMPTORY for payment to creditor on Mtg- ALSO NEED NEW LM DATE IF THEY ARE AGREEING TO LM 11/27 Workup for the 12/4 calendar EDC 1. Trustee obj to the following: RESOLVED IF PAYING 100% per atty ok at 100% SO TRUSTEE OBJECTIONS TO EXPENSES RESOLVED 2. SN Servicing (CHARLES WOHLRAB) obj to arrears not paid pending loan mod and loan mod. MK: debtor ok to pay arrears pending LM 3.- - Capital One filed a bifurcated claim with arrears $4,936.12, secured $9,151.50 and unsecured $9,613.45. Must resolve claim. OTBS BUT NOTHING REGARDING ARREARS. TRUSTEE WILL PAY ARREARS ONLY THROUGH THE PLAN Prop Plan $500 x 6 begin 6/1/24; $1,500 x 52; Base and Loan mod on Aldo Dr by 11/1/24 Note: Mod plan filed to mark off 1(e) jointly administered. --------------------- RESOLVED MFR by Capital One for 2018 Mazda 6 sched 9/18/24, Debtor has not made any post-pet payments since 5/19/24 and in arrears $1,420.50. OTBS BUT STILL NEED TERMS 3. Real Time Solutions filed their mortgage claim as unsecured, if their claim is to be considered unsecured, there is non-exempt equity in the residence $57,079 based on the latest comps. Must move against the claim if claim is to be a secured claim. IF NOTHING DONE THE TRUSTEE WILL MARK THIS CLAIM TO BE TREATED OUTSIDE OF THE PLAN PER THE PROPOSED PLAN AN |
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Matter ResolvedRequest Adjourment | 100 | 1/15/2025 10:00 am | 24-15372 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | 1/7 Workup for the 1/15 calendar EDC INTERIM SCH ORDER TO CHAMBERS/7 DAY<<>> dco 31 mk:12/18 PEREMPTORY--as of 1/13 did not move against LL claim, IRS still est, no amended I, not full settlement statement and unemployment benefit looks to be running out this month EDC -SAME ISSUES AS LAST 3 TIMES MFR from Woodbine living on for 12/18-- landlord -----Woodbine has a $8,960 claim and is not in the plan. What are we doing with this? Trustee's objection: -STILLL 1 PAYMENT IN ARREARS - Amendments to Schedules I and provide proof of unemployment income (NOT AMENDED AND PROOF OF UNEMPLOYMENT SEEMS TO SHOW BENEFITS RUN OUT THIS MONTH) -IRS unsecured claim is estimated for 2018 and 2019 taxes, need amended claim (STILL ESTIMATED FOR 2017 - 2019) - Need settlement documents from the sale of the debtor's pizza business. (38,000 RECEIVED in Feb of 2023. Only proof of a check sent. What about the settlement statement? Plan proposes: $425 x 36 beginning 6/1/2024, base Payments: 5/7 -------------------- resolved - Need to provide February, March and April 2024 statements for the Robinhood investment account or closing statement. (RECEIVED-$1200) - Need February, March and April 2024 statements for the NFCU account or closing statement. ( RECEIVED-letter ) |
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Matter ResolvedRequest Adjourment | 101 | 1/15/2025 10:00 am | 24-15397 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | ATTY WILL APPEAR AND REQUEST ADJ 2 WEEKS CO0NV OR DISMISS 1/8/25(mk): 4th hearing date-NEED STATUS OF IF PLAN IS TO BE NON MODIFIABLE DUE TO PROCEED REC'D AND SPENT FOR SALE OF HOME PRE BANKRUPTCY? >>6/8 payments arrears 1,000 atty to reach out to AR to discuss non modifiable AS OF 12/3/24 (SF) ADJ 3 TIMES. JUST RECEIVED CERT mk: atty says will pay 100%- per AR cert is inadequate NO PROOF OF EXCESSIVE EXPENSES PROVIDED AND STILL HAVE NOT RECEIVED THE STATUS OF NONEXEMPT PROCEEDS RECEIVED FROM SALE OF REAL ESTATE WITHIN 1 YEAR OF FILING 12/3/24 (copy of TFS receipt for $500 Received - not posted yet) 1. Trustee objection: - Need Proof of 2 month's income - for co-debtor once she finds employment. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $5,600/month for rent $1,113 & $850/month car payments Need proof of excessive expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $1,154.62. - There is $172,115 in non exempt equity in the business equipment. - Due to transfer of real property in the last year- need all information related to that transfer to determine if it was a fraudulent transfer and case may need to be 100% - Trustee requires all paper work relating to the transfer of the home and the amount of proceeds and what happened to the proceeds (CLOSING STATEMENT SHOWS THAT DEBTORS WERE TO RECEIVE $234,625 FROM SALE OF 1778 RD ON 5/16/23. NONE OF THE DOCUMENTS PROVIDED ARE SIGNED) NEED EXPLANATION AS TO WHAT HAPPENED TO PROCEEDS (CERT PROVIDED ATTACHED. DEBTOR INVESTED THE FUNDS INTO THEIR BUSINESS ROXY'S BAR AND GRILLE AND NOW THE BUSINESS IS CLOSED) THE PLAN SHOULD REQUIRE 100% TO GUCS Plan proposes $500 x 60 Base Payments: 6/8/7 Arrears: $1000 ----------------RESOLVED-------------------- AS OF 8/14/24 (SF) 1e not checked for joint administration in plan. (AMENDED) - IRS filed estimated priority claim 4-2 (AMENDED) - Need a Modified Plan that |
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Matter ResolvedRequest Adjourment | 102 | 1/15/2025 10:00 am | 24-15770 / CMG | David E. Shaver, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | 1/14/25(mk):Updated- ok to terms **CASE WOULD NEED TO CONFIRM AT $15,529.35 PTD Then $2588 x 1 begin 1/22 /25 Then $5,090 x 52 Begin 2/1/25 Base w/min to gucs of 1,000. Trustee standard order of Distribution Atty attorney must file a fee application within 7 days of the entry of the order confirming the plan.** ---------------------------------- atty says TFS payment for 2,588 initiated yesterday - ARREARS 3,327.75 mk adj to 1/15/25: PEREMPTORY debtor to be current by 1/15/25 hearing including Jan payment- >>CO sent on mtg obj: pay arrears claim thru plan **CASE WOULD NEED TO CONFIRM AT $15,529.35 PTD Then $2588 x 1 begin 1/22 /25 Then $5090 x 52 Begin 2/1/25 Base w/min to gucs of 1,000. Trustee standard order of Distribution Atty attorney must file a fee application within 7 days of the entry of the order confirming the plan.** 1) PHH Mortgage Corporation (RAS) objection to confirmation - need to resolve - PROPOSED PLAN PAYMENTS NOT SUFFICIENT TO PAY CLAIMS OVER 60 MONTH PLAN. -debtor will not satisfy admitted arrears during the life of the plan -IRS lien may usurp secured creditors claim of distribution 2. Trustee Obj. - debtor not paying all disposable income into plan: Verified income leaves monthly disposable income of $4,304. AND Per the 22C, monthly disposable income is $4,077 which requires a min. div. of $244,620 to gucs. - claims filed will cause increased Tr payment to over 4800 per month-THAT IS IF ANY APOC FORM NJ IS -0 LIABILITY- IF THERE ENDS UP BEING A FIXED AMY OF LIABILITY THEN PAYMENT GOES HIFGHER- FEASIBILITY ISSUE proposed plan $2588.23x6, $3327.72x6, $3697.47x48 with minimum$1,000 to general unsecured creditors paid in $12,941.13 ARREARS:5,915.97 -------RESOLVED------------------ motion filed vs. St of NJ and on 1/15/25 AND APOC BY NJ FILED 1/3/25 - The IRS and State of NJ priority claims wipe out the non-exempt equity in the property. Both claims are estimated for 2023 taxes, however the other t |
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Matter ResolvedRequest Adjourment | 103 | 1/15/2025 10:00 am | 24-15806 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP #24 filed on for 2/5/25 1. Objection By Community Loan Serv( Fein Such): plan has contradictory terms Part 1c says Lm and 4a says cure and maintain. |
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Matter ResolvedRequest Adjourment | 104 | 1/15/2025 10:00 am | 24-15864 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | AS OF 1/10/2025 (at): 1. Need a modified plan that checks off box 1e (joint administration) (MOD PLAN NOT FILED) 2. Objection filed by Rocket Mortgage (Brock & Scott) - failure to cure arrears of $2,850.93 (Per POC) (RESOLVED - PAY PER POC) 3. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A current market analysis - with comparatives sold within 6 months of filing. (NOT RECEIVED) - Need statements for the two whole life insurance policies or statement showing cancelation. (NOT RECEIVED) - A Modified Plan that states plan length. Current plan proposes $300 x 0. (MOD PLAN NOT FILED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $250/month for home maintenance $1,400/month for child care $196/month for IRA loans Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $2,260. - Reviewed the 22C, monthly gross income is $19,718. Line 21 (childcare) requires documentation and is $1,400 on Schedule J. Line 16 (taxes) should be $4,578. Per the 22C, (using $1,400 for child care) monthly disposable income is $5,888 which requires a minimum dividend of $353,280 to general unsecured creditors. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - - Using Zillow, there is $84,197 in non exempt equity in the residence. (AWAITING UPDATED CMA) - Need a statement for the debtor's pension loan showing when it was taken out and balance due to pay off. (NOT RECEIVED) - The attorney's fees in the plan and the disclosure statement d |
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Matter ResolvedRequest Adjourment | 105 | 1/15/2025 10:00 am | 24-16473 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | AS OF 1/13/2025 (at): 1. Cross Country Mortgage filed a secured arrears claim #6 in the amount of $106.30 which is not in the plan. Is the debtor going to pay this claim? 2. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - Zillow values property at $411,500. Need an explanation as to discrepancy in value. - Need a statement for the debtor's pension loan. (NOT RECEIVED) - The attorney's fees in the plan and the disclosure statement do not agree. One of these must be amended. (NEITHER AMENDED) - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - Need proof of insurance for the 2012 GMC. Policy provided expires on 12/14/24. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,201.00 when determining disposable income. (AVERAGED/ADDED TO INCOME) - Do TR standard distribution. (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION) Plan proposes: $148 x 60 beginning 11/1/2024, not less than $4,000 to unsecured creditors Payments: 3/3 |
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Matter ResolvedRequest Adjourment | 106 | 1/15/2025 10:00 am | 24-16900 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS of 1/8/25(mk): Work up on plan #30. CASE IS NOW 6 mos old. 2/6 payments Arrears 11,808. This is the 3rd filing b/w 208 and 2024. all dismissed. 1. Stay Relief motion (2018 VW) on 2/5 by Santander( W. Craig) 2. NJ DIV OF TAX- ESTIMATED PRIORITY CLAIM 3. Plan has GLOBAL LENDING SERVICES, LLC. as unaffected- There is arrears claim filed for $656.48- OK TO PAY? 4.OBJECTION BY NJ DIV OF TAXATION: plan fails to pay full priority claim 5. OBJRCTION BY SN SERVICING (Freidman V): Plan is insufficient to cover arrears 6. TRUSTEE OBJECTION: -unnecessary or excessive expense items, such as: Car payments are $499, $526 and $657 total $1,682 monthly and auto insurance $722. - Plan is not feasible. ARREARS11,808 -need treatment for Glen Arden Home owners assoc. No CO has been submitted Plan:$2998 X 60; BASE 2/6 payments Arrears 11,808 |
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Matter ResolvedRequest Adjourment | 107 | 1/15/2025 10:00 am | 24-17222 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS of 1/6/24(mk):email to atty- ok to terms **CAN REC CONFIRM AT $300 x 12 Begin 8/1/24 THEN $742 x 48 Begin 8/1/25 BASE . Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan** 1. Payment for 2nd tier needs to increase Plan: $300 X 12; $720 X 48; BASE 5/6 payments |
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Matter ResolvedRequest Adjourment | 108 | 1/15/2025 10:00 am | 24-17223 / CMG | Allen I. Gorski, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | 1/14/25(mk):Email to atty- OK to terms Updated PTD **CAN REC CONFIRM AT $3,000 PTD THEN $700 x 54 Begin 2/1/25 Base** -------------------------------- >updated stubs for debtor and now co debtor were provided - also sch I has 2 entries for 1,000 on Presidential taxes- so deducting 1,00 off expense total WHY DOES DEBTOR PAY STUB FOR CROCUS AND MAGIC HOME HAVE BROOKLYN ADDRESS? mk: family lives there 12/31/24: waiting for updated pay info. then will work up- sent email to atty needs to adj to 1/15/25 for update pay info and to resolve dispos income issue. 12/10/24(mk): email to atty >>>pay info is all from summer- NEED UPDATE STUBS FOR DEBTOR AN NON DEBTOR SPOUSE FOR SEPT. AND OCTOBER>> 11/26/24(mk) reviewed cert. re very high expenses. Bottom line income verified higher than scheduled based upon the proofs of income provided and even allowing all the expenses totaling $14,736 we have excess disposable income of 2268 per month. 1. Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $2,000/month for Presidential taxes- WHAT IS THIS? $2,200/month for spouse's credit cards $500/month for summer camp( kids 10 & 7) $1,000/month for after school care $300/month for hair and nails & $150/personal care Need proof of excessive expenses 10 days prior to confirmation. - debtor is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $2,268.43. Plan proposes: $500 x 60 beginning 8/1/2024, base Payments: 3/4, arrears $500 ---------------------------- - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) - A copy of the homeowner's insurance renewal decl |
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Matter ResolvedRequest Adjourment | 109 | 1/15/2025 10:00 am | 24-17257 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 1/8/25 (mk) : CASE NOW 6 MOS OLD NOTHING RESOLVED -PLAN IS NOT FEASIBLE .TIME FOR LM EXPIRED IN DEC 1. Objection filed by US Bank Trust National Assoc/VRMTG to speculative loan mod (MUST RESOLVE) 2. Objection filed by Thrift Investment Corp (Donna Thompson) - failure to propose to pay secured judgment claim 3-1 in the amount of $127,335.19. Plan is not feasible (MUST RESOLVE) 3. Trustee objection: - The Schedules fail to account for the debtor(s) tax refund in the amount of $600 when determining disposable income. most of income is form contributions - The current Plan does not specify treatment of Thrift Investment for $127,335.19 under the Plan. - There is non-exempt equity in the residence $112,447 and cash $3,100. (NO EQUITY IN REAL ESTATE DUE TO JUDGEMENT LIEN) Plan proposes $500 x 12; $2000 x 48 100%; Loan Mod by 3/1/25 Payments: 5/6 Arrears: $500 |
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Matter ResolvedRequest Adjourment | 110 | 1/15/2025 10:00 am | 24-17310 / CMG | PRO SE | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | As of 1/7/25 (DS): 341 sched 1/9/25, will not be held, still missing all docs, also no Trustee payments made, Debtor in arrears $3,090, made 0 out of 6 payments. |
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Matter ResolvedRequest Adjourment | 111 | 1/15/2025 10:00 am | 24-17686 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Moot - Dismissed | ORDER DISMISSING CASE ENTERED 1/8/25 As of 12/27/24 (DS): 1. Debtors did not make their monthly plan payment for 12/1/24 of $444, paid $100, arrears $444. 2. Trustee obj issues not resolved: - Must provide auto insurance for 2007 Honda Fit. Car was a Lemon and they do not have it any longer. - Must resolve Exeter Finance (2015 Audi) bifurcated claim filed with secured $20,456.23, unsecured $11,162.68 and arrears $2,904.28. MOD PLAN FAILS TO RESOLVE CLAIM. IS TRUSTEE TO PAY ARREARS $2,904.28 AND UNSECURED PORTION $11,162.68 OF CLAIM? MO in 14 days - reminder set NO TRUSTEE PAYMENT MADE AS OF 12/19/24 MK: Plan should be denied as it does not mark off 1e jointly administering the case. As to Honda, it was a Lemon and do not have it any longer. Atty will move against claim. As of 11/15/24 (DS): Debtor atty requested adj to resolve all issues, request denied must provide auto insurance for 2007 Honda Fit. 11/14/24 (DS): 1. Trustee obj to the following: - Must provide auto insurance for 2007 Honda Fit. Car was a Lemon and they do not have it any longer. - Sched I fails to add tax refund $2,760. DISPOSABLE INCOME IS $558, WILL NEED A TRUSTEE PAYMENT OF $844 OR HIGHER, PENDING IF PAYMENT IS MADE FOR JAN. - There is non-exempt equity in the residence $42,474. PLAN PAYS 100% - Must resolve Exeter Finance (2015 Audi) bifurcated claim filed with secured $20,456.23, unsecured $11,162.68 and arrears $2,904.28. MOD PLAN FAILS TO RESOLVE CLAIM. IS TRUSTEE TO PAY ARREARS $2,904.28 AND UNSECURED PORTION $11,162.68 OF CLAIM? - Must resolve OneMain Financial (2007 Honda Fit) bifurcated claim secured $7,350, unsecured $9,538.01 and arrears $16,888.01. Is this claim to be paid in full through plan per claim? MOD PLAN SURRENDERS AND PROPOSE 100% TO GUCS. Prop Plan $100 x 3 begin 9/1/24; $444 x 57; 100% Note: Mod plan filed to mark off 1e. Amended Sched A/B and C filed is same as previous schedules. Amended Sched D filed to add US Dept of HUD. Auto insurance provided for 2015 Au |
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Matter ResolvedRequest Adjourment | 112 | 1/15/2025 10:00 am | 24-18040 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | 1/10/34(mk); Per atty - treat HOA claim as filed and unsecured. **CAN REC CONFIRM AT $310 x 60 begin 9/1/24; BASE with a min. div. $968; - Add to confirming order Trustee ok to pay arrears claim#13-1 of Provident Funding $472.51. - Section 4a to be stricken and not paid as to Birch Hallow HOA. CLAIM FILED 11/11/24 AS UNSECURED** -------------------------------- 12/2/24(mk): atty email:we believe that the POC filed by the HOA is incorrectly listed as unsecured. We have reached out to counsel and are awaiting a reply. Kindly advise if this matter can be Confirmed with the POC held in reserve until either the HOA amends the POC or we advise your office that they should not be paid through the Plan. As of 11/4/24 (DS): Debtor atty requested adj to allow creditor to file claim and atty to file motion to allow late claim paid. CLAIM FILED AS UNSECURED AND WILL NOT BE PAID 11/6/24 (DS): Need to confirm at $310 x 60 begin 9/1/24; Base with a min. div. $968; - Debtor to apply for e-Wage 7 days prior to confirming. DEBTORS ARE SEPARATE, ATTY REQUEST DEBTORS DO TFS PAYMENTS. - Add to confirming order Trustee ok to pay arrears claim#13-1 of Provident Funding $472.51. ATTY OK WITH PAYING CLAIM - Section 4a to be stricken and not pay as to Birch Hallow HOA no claim filed. PER ATTY CREDITOR WILL BE FILING A CLAIM, ATTY REQUEST ADJ - CLAIM FILED 11/11/24 IS UNSECURED. As of 10/15/24 (DS): Debtor atty requested adj to pass bar date 10/16/24 (DS): Recommend waiting pass bar date 10/22/24 or confirm at $310 x 60 begin 9/1/24; Base with a min. div. $968 - Add to Trustee ok to pay arrears claim#13-1 of Provident Funding $472.51. - Section 4a to be stricken no claim filed. 1. Trustee obj to the following: - Debtor has insufficient income, disposable income verifies $-2,569. TRUSTEE TO ADD DEBTOR TO APPLY FOR E-WAGE - There is non-exempt equity in the residence $968, no arrears claim filed by BIRCH HALLOW HOA. RECOMMEND WAITING PASS BAR DATE 10/22/24 OR STRIKE AND NOT PAY. |
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Matter ResolvedRequest Adjourment | 113 | 1/15/2025 10:00 am | 24-18112 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 1/10/25 (mk): updated **CAN REC CONFIRM AT $3,430 PTD THEN $702 x 55 BEGIN 2/1/25 BASE W/ MIN TO GUCS $37,003 DUE TO EQUIRTY IN PERSONAL PROPERTY. LM BY 2/26/25. TRUSTEE IS NOT AUTHORIZED TO PAY ARREARS TO USBANK PENDING LM** 1. Trustee objection: --sch J has 4 adult children(ages23-32) and they all ony make contributions to the plan( 3 contribute 200 each and the 4th $950- DO THEY WORK? 4. Debtor is not listed on the Deed - only on mortgage. Property is underwater Plan proposes $686 x 60; Base w/ min $37,003.29 to gucs; Loan Mod in 6 months Payments: 5/5 ------RESOLVED-------- 1. Objection filed by Shellpoint Mortgage (Wohlrab) - failure to pay arrears and speculative loan mod (NEED ORDER RESOLVING OBJ) mK: CO = LM by date of loss mit order 2/24/25 - schedules have a Federal Tax lien- IRS at for 92,587- not provided for in plan but gov bar is 2/11/25- yet IRS has not filed a secured claim for this only a priority claim for -0-MUST BE DUE TO DEBTRO IS NOT ON DEED. - There is $37,003 in non exempt equity in the Charles Schwab account. PROVIDED DIV THIS AMT IN PLAN APOC FILED Objection filed by State of NJ (Bao Ngo) - failure to provide for priority claim and failure to file tax returns mk: atty says resolved- filed and will file an APOC -The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Capital One, Equable Ascent Financial and PSE&G. (FILED) - The IRS filed an estimated claim which needs to be amended. (AMENDED) - A copy of the homeowner's insurance renewal declaration - Policy provided expires 10/8/24. (RECEIVED) - Need to file Pre-Confirmation Certification. (FILED) - State of NJ filed estimated priority claim 6-1 (AMENDED) adj 12/4/24 for tax returns filing and APOC and CO will be submitted regarding obj. #1 |
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Matter ResolvedRequest Adjourment | 114 | 1/15/2025 10:00 am | 24-18161 / CMG | Melinda D. Middlebrooks, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS of 1/13/25(mk):email to atty-OK TO TERMS CASE CAN BE 100% and plan length shortened **CAN REC CONFIRM AT $342 PTD THEN $600 x 39 BEGIN 2/1/25 100%. LM by 4/11/25. MUST FILE MOTION TO APPROVE LM W/IN 21 DAYS. TR IS AUTHORIZED TO PAY ARREARS CLAIM #16-1OF NISSAN MOTOR ACCEPTANCE CORP. IN THE AMOUNT OF $531.50 THROUGH THE PLAN. NEED TO PROVIDE UPDATED PROOF OF INCOME FOR CO DEBTOR POI 6 MONTHS FROM CONFIRMATION ORDER PLAN SHORTENED TO TOTAL OF 44 MONTHS** >debtor received LM and will accept it so needs to file a motion to approve LM- DEBTOR MOTION TO EXTEND LOSS MIT FILED as loss mit expires 1/13/25 1. IS TR PAYING ARREARS PENDING LM OR NOT? -LM expires 1/13/25- what is status of it? 2 Plan has Nissan Motor as unaffected and there is arrears claim for $531.50- OK TO PAY? Per atty yes pay proposed plan $57x5, $600x55 base plan with loan mod 6 months after confirmation paid in $228 last claim 19-1 RESOLVED ISSUES: PennyMac Loan Services (Fein Such) objection to confirmation -OTBS - creditor claim has arrears in the amount of $59,154.93 >>MK: TERMS OF ORDER SUBMITTED 11/21/24 TO RESOLVE OBJECTION ARE: LM TO BE COMPLETED THRU PORTAL AND TO BE COMPLETED BY EXPIRATION OF LOSS MIT PERIOD (which per that order is 1/13/25) IF NOT COMPLETED DEBTOR MUST FILE A MP TO CURE OR SURRENDER. Trustee objection to confirmation - ISSUES RESOLVED - Must resolve IRS estimated tax claims. CLAIM AMENDED TO ZERO - Must resolve State of NJ estimated tax claim - RESOLVED, AMENDED CLAIM TO ZERO - Must resolve creditor objection. RESOLVED - Must file Pre-Confirmation Certification. RESOLVED, FILED - Add to terms updated proof of income for co debtor POI 6 months from confirmation order. (NOTE ON WORKSHEET) - Need more detail on home value. Zillow has much higher and comparable properties appear to be not consistent with number of beds and bath for debtors' home. RESOLVED, PROVIDED |
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Matter ResolvedRequest Adjourment | 115 | 1/15/2025 10:00 am | 24-18308 / CMG | Lawrence L. Abt, III, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | AS OF 1/10/24(mk): 2/5 payments last pay was Oct> 1. State of New Jersey Estimated Priority claim- Needs resolution- no returns for 2021-2023- for Sales & Use taxes . they also have a secured fixed claim for 1,647.20 which is set up to be paid. 2. Plan has arrears to mtg at 115,000 the claim filed has arrears at $36,651.61- that is what tr will pay 3. Trustee objection: - There is 14,857 in equity- plan is 100% -Need proof of insurance for the 1999 Chevy and the 2004 GMC. (Auto insurance has expired) - Need to file Pre-Confirmation Certification Plan: $2300 X 60; 100% 2/4 payments ----------------------------------------------- - need a CMA w/ current market analysis - with comparable sales from the last 9 months in 2024( THIS IS TO DETERMINE THE T/H AMOUNT OF EQUITY)- at Zillow value there is 14,251 in equity- plan is 100% - The attorney's fees in the plan ($4,350) NEEDS TO CK BOX THAT FEES TO BE PD IN PLAN. Amended disclosure filed |
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Matter ResolvedRequest Adjourment | 116 | 1/15/2025 10:00 am | 24-18370 / CMG | Roger J. Yehl, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | 12/30/24(mk): email to atty-OK to terms ** CAN REC CONFIRM AT $1,764 PTD THEN $979 x 56 Begin 1/1/25 100%. PRESEVE EQUITY T/H OF $203,137 STUDENT LOANS OUTSIDE. TR IS AUTHORIZED TO PAY 3-1CAPITAL ONE AUTO FINANCE ARREARS CLAIM IN THE AMOUNT OF $380 THROUGH THE PLAN** CASE WILL BE 100% 1. Trustee obj: -There is $203,137 in non exempt equity in the residence. Student loans outside outside. Plan:$882 X 60; BASE STD LOANS outside 2/4 -------RESOLVED-------------------- SANTANDER CLAIM #9-1 on this prop was W/D 11/25/24(mk)sent email to atty for update- will have a CO that debtor does not own property mk: atty reply : debtor's G-MA passed away in 2017. the Raritan prop passed to her(debtor's) mother- atty thinks claim(9-1) filed in error in this case. adj to sort it out CLAIM 9-1 also filed by Santander for a MTG is on 328 Raritan Blvd, Keyport (Also dox say E/O Joseph Farley-and IS NO ON THE SCHEDULES. NEEDS EXPLANATION SANTANDER HAS FILED 2 CLAIMS:8-1 on Birchwood Dr prop- That is listed on sch A as owned by debtor. The claim backup doc refer to estate of joseph Farley. No info on any estate was revealed at 341- IS DEBTOR Executrix of that estate? Who is Joseph Farley and when did he pass away? CASE WILL BE 100% Objection by Santander(Brock): ATTY SAYS WILL PAY POC AMT. WHEN FILED -plan fails to pay full arrears (11/21/24 ORDER SUBMITTED- PAYS 37,156.01 POC#8-1 Cap One Auto listed in plan as unaffected- POC FILED FOR ARREARS $380- ok to pay? PER ATTY- YES PAY |
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Matter ResolvedRequest Adjourment | 117 | 1/15/2025 10:00 am | 24-18374 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | 1/15 Peremptory AS OF 1/14/25 (mk): Updated 1. Trustee's objection: - Need amended Sch I&J and provide proof of income for new job at Nissan. (NOT AMENDED/RECEIVED) - there is 3,957 in equity in property. Plan proposes: $517 x 48 beginning 9/1/2024, loan modification 6 months from confirmation, not less than $18,027.36 to unsecured creditors Payments: 4/5, arrears $517 ---------RESOLVED---------------------------------- - 3rd Mortgage NEED PROOF THIS IS VALID LIEN ON PROP. NO CLAIM FILED NO mtg statement provided). ------There is estimated non-exempt equity in the residence now of 47,845- Petition amt of 43,888.28 has not been included in the liquation analysis. TR is waiting for proof that this is a valid lien on the real property - copy of the last filed tax return - for 2023. (RECEIVED) - debtor has failed to supply the Trustee with the following document (s):- Domestic Support Obligation information (RECEIVED) . - Objection filed by Midfirst Bank (KML) - failure to cure arrears of $101,776.46 and loan modification is speculative. (WITHDRAWN) - The debtor has insufficient income.3/4 payments - Must file Pre-confirmation certification. ( FILED) |
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Matter ResolvedRequest Adjourment | 118 | 1/15/2025 10:00 am | 24-18421 / CMG | Steven J. Sico, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | 1/14/25: Aspen condo filed late objection (Offit Kurman P.A.) for plan not paying arrears: Trustee is paying the full arrears claim of 30,736.79 through the plan and the terms reflect that so this obj is moot AS of 1/14/25(mk):email to atty- PTD Updated for recent payment ** CAN REC CONFIRM AT $4,031 PTD THEN $ 930 x 55 BEGIN 2/1/25 100%. Preserve equity T/H of $57,096 in real property. Creditor , Aspen Manor Condo Association shall be paid arrears claim #11-1 in the amount of $30,736.79 through the plan. Must file pre conf cert w/ in 7 days** >>PLAN NEEDS TO BE 100% DUE TO EQUITY IN REAL PROPERTY> 1. ASPEN MANOR FILED A SECURED CLAIM FOR ARREARS 30,736.79(plan only provides for $11,000 ) TR PAYS THE CLAIM UNLESS MODIFIED 2. Trustee Objection: -Income verified higher than scheduled amount, disposable net income is $1,433. -Part 9 of modified plan failed to explain the reason for the modified plan- -There is $57,096.26 non-exempt equity in the debtor's home. -Need to file Pre-Confirmation Certification with Court. Plan: $650 X 60; BASE 6/5 payments |
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Matter ResolvedRequest Adjourment | 119 | 1/15/2025 10:00 am | 24-18518 / CMG | Robert H. Johnson, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS of 1//25(mk):UPDATED **CAN REC CONFIRM AT $775 PTD Then $300 x 15 Begin 2/1/25 Then $500 x 25 Begin 5/1/25 100%. STUDENT LOANS OUTSIDE. PRESERVE EQUITY T?H OF $357,641 IN REAL PROPERTY. PLAN IS SHORTEND TO TOTAL OF 45 MONTHS** ------------------ 1. Trustee objection: -There is $357,641 in non-exempt equity in the residence. (100% PLAN) - PLAN COULD BE SHORTENDED to total 45 mos AND PAID AT 100% IF INCOME CAN BE PROVEN Plan: $600 PTD; $350 X 20; $500 X 36; 100% STUDENT LOANS OUTSIDE arrears $775 --------RESOLVED--------- - INCOME VERIFED LOWER THATN SCHEDULED AND MP before conf. HAS A 2ND TIER INCREASING PAYMENT TO $500 PER MONTH - DEBTOR IS NOT CURRENT AS OF NOW - -NEED UPDATED PROOF OF INCOME SO SHOW IT IS FEASIBLE. (filed supp obj) AMENDED I & J and supp pay stube CASE CAN COMPLETE AT 100% |
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Matter ResolvedRequest Adjourment | 120 | 1/15/2025 10:00 am | 24-18587 / CMG | Edward Hanratty, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | 1/10/25: Motion to Allow TR to pay Unsecured claim( #16 of Midland) as secured - on 2/26/25 AS of 1/6/24(mk); >WORK UP ON PLAN #26 1. Trustee Objection: -Atty fee is hourly- NEED ESTIMATE OF FEES FOR PLAN CALCULATION> --PLAN IS NOT FEASIBLE AT 100%- NEEDS MORE DETAILED EVICENCE ON VALUE OF HOME IF DEBTORS DISPUTE EQUITY CALCULATION-- CMA post 341 has comparables which are all way above the price of 479,940. The repair ESTIMATE for driveway will not impact the value. ZILLOW has 568,500- TR DISPUTES DEBTOR"S VALUE FOR THE HOME. NE EQUITY AT Zillow value is 90,970 PLAN HAS TO BE 100% AND THE PLAN IS NOT FESSIBLE. -MP has Midland credit management as secured Pay in Full in part 4 g- THEY FILED AN UNSECURED CLAIM- YOU WILL NEED A MOTION AND OR ORDER TO PAY AS SECURED - plan reduces payments to 217 P/m and there is dispos. income of $696 per month under old schedules. Amended J filed but not amended I and no updated POI. Income we have is old - NEED UPDATED POI -There is $90,970 in non exempt equity in the residence PLAN NEEDS TO BE 100% -attorney must file a fee application within 7 days of the entry of the order confirming the plan. -Need to file Pre-Confirmation Certification. Plan:$217 X 32; BASE current w/ payments |
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Matter ResolvedRequest Adjourment | 121 | 1/15/2025 10:00 am | 24-18588 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing on Modified Plan | Recommend Denial | AS OF 1/7/2025 (at): NEED TO RESOLVE LENDER MFR NEED A MODIFIED PLAN TO SURRENDER VEHICLES AND A MOTION TO RECLASSIFY ONE MAIN FINANCIAL'S CLAIM TO UNSECURED. 1. One Main Financial filed a secured arrears claim in the amount of $6,590.36 which is not in the plan. (2010 Chevy Cobalt and 2005 Dodge Durango) Are the debtors going to pay this claim? 2. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Disposable income verifies $2,384. - The current Plan does not specify treatment of OneMain (2010 Chevy Cobalt) arrears $6,590.36 and State of NJ $98 under the Plan. RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - 2 months (July & August) bank statements from Wells Fargo savings acct. (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $19,772, 2020 Hyundai Santa Fe $3,890, 2020 Kia Soul $1,912, Edifi FCU $235 and estimated to be in Wells Fargo savings (pending bank statements). (LANGUAGE ADDED) - Claims filed with arrears by Carvana (2020 Kia Soul) for $430 and Carvana (2020 Hyundai Santa Fe) for $558. (MODIFIED PLAN PAYS THESE CLAIMS) Modified plan before confirmation proposes: $1,750 x 36 beginning 9/1/2024, base Payments: 4/5, arrears $1,312.50 |
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Matter ResolvedRequest Adjourment | 123 | 1/15/2025 10:00 am | 24-18632 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | As of 1/10/25(mk) : **CAN REC CONFIRM AT $1,628 PTD THEN $407 x 31 Begin 2/1/25 100%. Plan length shortened to confirm at a total 36 mos** CASE WILL BE PID IN FULL AFTER 7 MOS IF ALL PAYMNETS MADE Closing occurred HUD in dox NO NE Proceeds. NO GUCS ONLY THING LEFT TO PAY IS ATTY FEE SALE ORDER ENTERED 11/6/24 >>Closing occurred HUD in dox NO NE Proceeds 1. There is only 1 claim in case. Mtg claim bar date passed in NOV. sale order entered in NOV 2 OBJECTION BY BANK OF NY(RAS): -loan has matured. Plan:$407 X 60; SALE 3/2024 (727 SUNRISE BLVD by 3/1/25); BASE 4/5 payments |
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Matter ResolvedRequest Adjourment | 124 | 1/15/2025 10:00 am | 24-18828 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 1/10/25 (mk) BELOW ISSUES STILL APPLY:3rd hearing Date. 1. Objection filed by Americredit/GM Financial (Craig) - objects to cram. Vehicle is worth more than amount owed. objects to cram amt. ( per atty- got an appraisal - waiting for creditor to respond) 2. Trustee objection: -Trenton filed a secured claim - plan treats as priority- TR WILL PAY CLAIM AS FILED AND SECURED - The debtor has insufficient income Verified income leaves monthly disposable income of $151.18. Debtor has made 3/4 payments and is on TFS- but if claims are higher( on cram resolution payment will need to go up Plan proposes $182.84 x 60 Base Payments: 3/4 -------------RESOLVED------------- Wells Fargo filed arrears claim 3-1 in the amount of $128.27 which is not addressed in plan (OK TO PAY?) YES PER ATTY PAY - The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on GM Financial at a physical address, not a PO Box. (obj filed) |
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Matter ResolvedRequest Adjourment | 125 | 1/15/2025 10:00 am | 24-18901 / CMG | Eugene D. Roth | Confirmation Hearing on Modified Plan | Dismissed - Hold Fees | 1/6/25(mk); email from atty - allowing case to be D As of 12/27/24 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED. 12/17/24 (mk): PER TR: Debtor to provide the following 10 days prior to the hearing: 1. Status report from the real estate brokers as to the marketing activity on the real properties. 2. A response to the Trustee's objection to the 109(e) issue. 3. Status of the resolution of all creditor objections including the objection by Itria Ventures. Debtor atty requested adj, request denied. Must appear to the hearing to discuss 109e issue MP filed on 1/15/25. Provides Ap payments to mtg and shortens time to sell real property- STILL HAVE 109(e) ISSUE, ALSO AMENDED SCHED I & J FILED 12/12/24, ADDS ADDITIONAL FAMILY CONTRIBUTION $2,670, NO AFFIDAVIT OR PROOF OF INCOME PROVIDED, EXPENSES WERE ALSO INCREASED FROM $3,102.77 TO $5,772.27, MOTGAGE PAYMENT WAS ADDED. As of 12/12/24 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED. As of 11/18/24 (DS): Debtor atty requested adj, received consent of obj creditors. Adj to allow time to file mod plan and resolve obj. 11/20/24 (DS): 1. Trustee obj to the following: - The amount of debt in the debtors Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e). Total unsecured claims filed $708,806.03 and secured $1,223,680.32 total $1,932,486.35. STILL 109E ISSUE. - Add to confirming order non-exempt proceeds from sale of properties to Trustee. - There is non-exempt equity in the residence $295,217. THERE MAY NOT BE NON-EXEMPT EQUITY, PENDING THE JUDGMENT LIEN FILED BY ITRIA VENTURES FOR $354,827.74. - Must resolve all creditor objections. - Must file Pre-confirmation certification. 2. US Bank - Creemer Ave (LAURA EGERMAN) obj to arrears not paid pending sale. 3. Citibank - Green Hollow Dr (POWERS KIRN) obj to arrears not paid pending sale. 4. Towd Point Mtg/SPS - Creemer Ave (CORY WOERNER) obj to sale which no application of sale filed and arrears not paid pending sale. 5. Evergreen Real E |
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Matter ResolvedRequest Adjourment | 126 | 1/15/2025 10:00 am | 24-18903 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 1/8/2025 (at): 1. Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure arrears of $1,670.56. (PER POC) Plan proposes to pay $0. (UNRESOLVED) 2. Objection filed by Athene Annuity and Life Company (Robertson Anschutz) - plan proposes to pay $0. Creditor will be filing a claim in the amount of $8,971.18. (CLAIM FILED) (UNRESOLVED) 3. One Main Financial filed a bifurcated claim #9 which needs to be resolved. Secured - $7,475, unsecured - $8,499.23 and arrears $87.01. (HOW WILL THIS CLAIM BE TREATED?) 4. Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Sched J list 24 yr old daughter as dependent, daughter is not on 2023 tax return, only 2 sons. Excessive expenses on Sched J for Food $1,450, transportation $875, life insurance $349, auto insurance $558.48 (verifies $320 for both cars), IRS ongoing payments $1,022, 4 car payments $522.05, $425.83, $960.10 and $749.75, funeral home/burial payments for mother in law $200, spouse student loans $628.95, State of NJ taxes $69, dog/cat food/veterinary visits $230 (Sched B does not list pets), tax accountant monthly $50 ($600 yrly) and spouse credit cards $225. Must provide proof of expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED) - The current Plan does not specify treatment of OneMain Financial (2014 Cadillac SRX) arrears $87.01 bifurcated claim under the Plan. - Arrears claim#10-1 filed by Wells Fargo for $711.48. RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - Statements from Wells Fargo brokerage and Robinhood Brokerage accts for August and September. (RECEIVED) - Amend Sch I and provide proof of income for new job at MX Logistics. (AMENDED/RECEIVED) - Must file Pre-confirmation certification. (FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325( |
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Matter ResolvedRequest Adjourment | 127 | 1/15/2025 10:00 am | 24-18964 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | 1/9/25(mk) ATTY OK TO TERMS As of 1/13/25 (DS): Confirm at $1,500 Paid, $500 x 20 begin 2/1/25; $700 x 12 begin 10/1/26; $850 x 12 begin 10/1/27; $1,200 x 9 begin 10/1/28; 100% to gucs with a min. div. $43,381 due to non-exempt equity; - Fee app for attorney fees $3,000 within 7 days. - Section 4b of Plan to be stricken and not paid, claim#9-1 of Nissan Motor to be treated outside, no arrears owed. - Within 7 days must file Pre-confirmation certification. 1. Trustee obj to the following: - There is non-exempt equity in the residence $37,350, 2019 Nissan $2,514, 2015 Jeep $2,565 and Chase Bank acct $952 total $43,381. TOTAL UNSECURED CLAIMS FILED $33,726.98. PLAN WILL BE 100%. - Must file Pre-confirmation certification. 2. Nissan Motor filed claim with no arrears, plan has to pay arrears $764.92. Recommend striking and not pay. Prop Plan $500 x 24 begin 10/1/24; $700 x 12; $850 x 12; $1,200 x 9; Dollar Base $38,100 |
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Matter ResolvedRequest Adjourment | 128 | 1/15/2025 10:00 am | 24-18989 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | updated 1/9/2025 (JMA) issues as of 12/26/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The current Plan does not specify treatment of Thrift Investment 's secured claim under the Plan - NOT RESOLVED TO DATE - Need to amend Sch I and provide proof of income for new part -time at Whole Foods - NOT PROVIDED TO DATE 2) Atlantic Federal Credit Union (Saldutti) objection to confirmation - need to resolve - Creditor objects to debtor proposal to pay trade-in value of $3,900. - As of 12/27/2024 the loan balance was $11,635.17 proposed plan $300x60 base plan paid in $600 arrears $300 last claim 9-1 RESOLVED ISSUES: - The debtor has failed to provide proof of service with respect to Plan Motion (s) - RESOLVED, FILED - Need proof of service on First Atlantic FCU - RESOLVED, FILED - The debtor needs to file Amendments to Schedules to add 2010 Mercedes - MK- owned by debtor's mother - debtor's co signor only |
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Matter ResolvedRequest Adjourment | 129 | 1/15/2025 10:00 am | 24-18990 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | As of 1/10/25 (DS): Debtor atty requested adj, 341 was held 1/9/25, needs time to resolve all issues Prop Plan $505 x 60 begin 10/1/24; Base |
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Matter ResolvedRequest Adjourment | 130 | 1/15/2025 10:00 am | 24-19044 / CMG | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP filed on 1/6/25 As of 1/8/25 (DS): Debtor atty request adj, request denied does not get consent of obj creditor As of 12/30/24 (DS): 1. MFR by Nationstar sched 1/15/25, Debtors are in post-petition arrears as of 12/1/24 $12,313.95. No response filed by Debtors. Need outcome. 2. Trustee obj to the following: - The case is a Joint case and the plan filed fails to check off the box for joint administration in part 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint administration. - Plan proposes to pay two car loans in full on Part 4g with an 8% interest rate for each debt to be paid in 3 years. Debtor has calculated an interest rate different than the creditor's proof of claim. Debtor intends to cram interest rate and it should be listed in Part 4 AND Part 7 as well and notice and service of plan on each creditor and file a proof of service, or debtor can get a consent order with each creditor as to treatment. - Disposable income verifies $5,192. - There is non-exempt equity in the residence $1,893. 3. Nationstar (STUART WEST) obj arrears owed, plan has outside, claim filed with arrears $25,193.05. Must resolve obj. 4. Aqua Finance claim#15-1 has no arrears, plan has arrears $1,600 to be paid. Recommend striking since no arrears owed. Prop Plan $2,100 x 60 begin 10/1/24; 100% |
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Matter ResolvedRequest Adjourment | 131 | 1/15/2025 10:00 am | 24-19196 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 3/19/2025 10:00 am | ADJ TO 3/19/25 PEREMPTORY(mk) AS OF 1/5/25(mk): per atty- s debtor told would so 2023 w/ 2024 taxes- adj request - 3/19/25 PREMPTORY Trustee objection: - Must resolve IRS and State of NJ estimated tax claims. STILL ESTIMATED - Need a copy of the last filed tax return - for 2023. - Need 2 months bank statements from Bank of America checking accts#6314 and #9141, listed on acct#2325 prior to filing date. -plan consists excessive expenses: Student loans $1,700. Must provide proof of expenses 10 days prior to confirmation. - Disposable income verifies $837(even including expenses), pending proof of expenses, may be higher. Must provide 401(k) loan balance statement for 2 loans on Bank of America pay stub, prior to filing date. - Must file Pre-confirmation certification. Plan proposes $500 x 36 Base Payments: 3/4 payments ------RESOLVED---------------- - car payment is ok only 1 car(mk) The Schedules fail to account for the debtor(s) tax refund in the amount of $5,250 when determining disposable income. ADDED IN |
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Matter ResolvedRequest Adjourment | 132 | 1/15/2025 10:00 am | 24-19211 / CMG | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | AS OF 1/13/2025 (at): PER ATTORNEY, DISMISS AND HOLD FEES. PLAN IS NOT FEASIBLE DUE TO LARGE DSO CLAIM. DEBTOR HAS MADE TWO OF FOUR TRUSTEE PAYMENTS. 1. Kasi Destefano filed a priority claim #10 in the amount of $61,240.42 which is not in the plan. (child support) Is the debtor going to pay this claim? 2. Objection filed by Newrez/Shellpoint (McCalla Raymer) - failure to cure arrears of $123,789.74 (Per POC) (UNRESOLVED) 3. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - for the debtor. (NOT RECEIVED) - Business profit & loss statements (NOT RECEIVED) - Business forms - for Anderson Industrial LLC d/b/a Zodiac Welding. (NOT RECEIVED) - Domestic Support Obligation information for Kasi Ann Destefano (NOT RECEIVED) - CMA provided values property at $354,000. Zillow values property at $524,100. Need explanation as to $170,100 discrepancy in value. (EXPLANATION NOT RECEIVED) - The State of NJ Division of Taxation filed an estimated claim which needs to be amended. (STILL ESTIMATED) - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVE ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,052.00 when determining disposable income. (AVERAGED/ADDED TO INCOME) - Need to resolve objection by Newrez LLC d/b/a Shellpoint Mortgage. (LISTED ABOVE) - The plan must provide for payment of the DSO claim. (LISTED ABOVE) Plan proposes: $250 x 60 beginning 10/1/2024, loan modification by 3/31/2025, base Payments: 2/4, arrears $500 |
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Matter ResolvedRequest Adjourment | 133 | 1/15/2025 10:00 am | 24-19248 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | As of 1/13/25 (DS): Confirm at $1,325 x 12 begin 10/1/24, $1,600 x 12 begin 10/1/25, $2,000 x 12 begin 10/1/26, $2,400 x 12 begin 10/1/27, $2,800 x 12 begin 10/1/28; 100% with a min. div. $149,322 to gucs due to non-exempt equity; - Fee app within 7 days from confirmation order. - Within 7 days must file Pre-confirmation certification. 1. Trustee obj to the following: - Must provide bank statements from Wells Fargo acct#0033 (Per Debtor atty acct has been closed and will provide documentation). STATEMENTS PROVIDED SHOWING BANK ACCT WAS CLOSED 7/31/24 - There is non-exempt equity in the residence $143,296, Alpine Bank acct#2785 $1,172, TD Bank acct#2974 $139, TD Bank acct#2892 $189, Wells Fargo checking acct#7709 $4,513 and Wells Fargo savings acct#6395 $13. 100% PLAN - Must file Pre-confirmation certification. Prop Plan $1,325 x 12 begin 10/1/24; $1,600 x 12; $2,000 x 12; $2,400 x 12; $2,800 x 12; 100% Note: TD Bank statements provided. |
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Matter ResolvedRequest Adjourment | 134 | 1/15/2025 10:00 am | 24-19279 / CMG | Joseph Albanese, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | issues as of 12/26/2024 (JMA) 1) Bank of America (Frenkel Lambert) (2023 LINCOLN CORSAIR) objection to confirmation - CLAIM FILED, NO ARREARS - the proposed plan does not provide for the proper treatment of the secured creditor's claim 2) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $428. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). proposed plan $202.85x36 base plan paid in $405.70 arrears $202.85 last claim 22-1 RESOLVED ISSUES: - Need proof of insurance for all three vehicles - RESOLVED, PROVIDED - Need to file Pre-Confirmation Certification - RESOLVED, FILED - Need a statement (Aug & Sept) for TD account #8078 - RESOLVED, PROVIDED |
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Matter ResolvedRequest Adjourment | 135 | 1/15/2025 10:00 am | 24-19284 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | issues as of 12/26/2024 (JMA) 1) No Trustee payments made to date, arrears $304.66 2) Trustee objection to confirmation - need to resolve -debtor has insufficient income proposed plan $152.33x60 base plan paid in $0 arrears $304.66 last claim 11-1 |
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Matter ResolvedRequest Adjourment | 136 | 1/15/2025 10:00 am | 24-19300 / CMG | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | AS of 1/9/25(mk): 341 held today 1. Objection by Cit iGroup Mtg( Pluese): - plan fails to pay full arrears of 106,814.94.Plan has only 97,199 2. Objection by Sortis & Collier Smith Fund LLC(Greenspoon): - 2nd mtg- plan has unaffected and there are arrears $721.88-OK TO PAY? 4. Objection by Sortis and Collier Smith Fund: - Plan fails to pay full amt. of arrears arrears. 4. NJ DIV of Taxation ESTIMATED CLAIM 5.Trustee Objection: - need estimate for atty fee as a place holder- hourly fee - debtor has insufficient income- Verified income leaves monthly disposable income of $1,734.24. -There is $500,014 in non exempt equity in the real estate. - Need to resolve all creditor objections. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need to file Pre-Confirmation Certification. Plan: $2200 X 60; 100% 3/4 payments |
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Matter ResolvedRequest Adjourment | 137 | 1/15/2025 10:00 am | 24-19317 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | As of 1/10/25 (DS): Debtor atty requested adj due to change in circumstance with Debtors and wants to file amended Schedule I& J and modified plan. Will need to provide updated proof of income from both Debtors. As of 12/30/24 (DS): Need to confirm at $176 x 4 begin 10/1/24; $547 x 56 begin 2/1/25; Base with a min. div. $24,566.30 to gucs; - Debtors must apply for E-wage within 7 days from confirming order. - Add to confirmig order Trustee ok to pay arrears claim#13-1 of Towne Mortgage $711.76. - Student loans to be treated outside. As of 12/2/24 (DS): Debtor atty requested adj to allow payments to post and review income and expenses with clients. 12/4/24 (DS): 1. Debtor has not made any Trustee payments, arrears $528, 0 out of 3 payments. PROVIDED PROOF OF TFS PAYMENT SCHEDULED ON WED. 11/27/24 FOR $352, NOT YET RECEIVED. DEBTOR IS CURRENT AS OF 12/30/24. 2. Trustee obj to the following: - Debtor has insufficient income, disposable income verifies $-172. Debtor must apply for E-wage. - Must provide copy of HUD-1 Settlement statement from sale of Colorado property. PROVIDED ON 11/27/24, DEBTORS RECEIVED ON 8/30/21 $178,863 FROM SALES OF PROPERTY. - Must file Pre-confirmation certification. FILED 11/28/24 3. Towne Mtg filed arrears $711.76. TRUSTEE OK TO PAY? Prop Plan $176 x 60 begin 10/1/24; Dollar Base $24,566.30 Note: Updated homeowner insurance provided. |
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Matter ResolvedRequest Adjourment | 138 | 1/15/2025 10:00 am | 24-19334 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | updated 1/7/2025 (JMA) issues as of 12/26/2024 (JMA) 1) 341 hearing has not been held, rescheduled for 1/16/2025 - NEED TO BECOME CURRENT WITH TRUSTEE PLAN PAYMENTS AND REQUEST ADJOURNMENT OF CONFIRMATION HEARING WITH CONSENT OF OBJECTING CREDITOR 2) Not current with Trustee plan payments, arrears $1,000 3) US Bank (Padgett Law Group) objection to confirmation - need to resolve - RESOLVED, PER STATUS CHANGE FORM 4) State of New Jersey Workers Compensation filed secured claim #2 in the amount of $253,972.55, not treated in plan - need to resolve 5) Township of Freehold Tax Collector filed secured claim #10 in the amount of $2,824.81, not treated in plan - need to resolve proposed plan $500x12, $2500x48 loan mod by 5/2025 100% plan paid in $500 arrears $1000 last claim 10-1 |
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Matter ResolvedRequest Adjourment | 139 | 1/15/2025 10:00 am | 24-19344 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | issues as of 12/26/2024 (JMA) 1) JPMorgan Chase Bank (Powers Kirn) objection to confirmation - RESOLVED, DEBTOR TO PAY ARREARS OF $818.14 THROUGH PLAN PER ORDER FILED. 2) Country Club Homes Condo Assoc (Cutolo Barros) objection to confirmation - need to resolve - arrears $13,818.29 ($9,858.10 is secured and $3,960.19 is unsecured) - PLAN IS 100% 3) Nationstar Mortgage LLC (Hladik Onorato) objection to confirmation - need to resolve - mortgage arrears $2,652.46 4) Trustee objection to confirmation - need to resolve - The debtor has insufficient income disposable income verifies $465, Debtor will need to apply for E-wage. DEBTOR HAS BEEN USING TFS FOR PAYMENTS, IS CURRENT. - The current Plan does not specify treatment of the bifurcated claim of Country Club Homes Condo Assoc. under the Plan. NEED TO RESOLVE - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity in the residence $134,852.05 and Citizens Bank accts estimated $2,100, pending statements. NOT PROVIDED TO DATE - Must provide 2 months bank statements from Citizens Bank checking and savings prior to filing date. NOT PROVIDED TO DATE. - Must resolve IRS estimated tax claim - AMENDED CLAIM NO PRIORITY CLAIM, ONLY GUC CLAIM STILL ESTIMATED FOR 2018 TAXES - NEED ANOTHER AMENDED CLAIM - Must resolve all creditors objections. NOT RESOLVED TO DATE - Must file Pre-confirmation certification. NOT FILED TO DATE proposed plan $500x60 100% plan paid in $1,500 last claim 7-1 last claim 5-1 RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document (s): A copy of the homeowner's insurance renewal declaration - if not confirmed by 12/4/24, insurance expires 12/11/24.RESOLVED, PROVIDED RENEWAL GOOD THROUGH 12/11/2025 - Updated auto insurance, if not confirmed by 12/4/24, insurance expires 12/14 |
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Matter ResolvedRequest Adjourment | 140 | 1/15/2025 10:00 am | 24-19408 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | issues as of 12/26/2024 (JMA) 1) 341 hearing not held, not rescheduled, to date the documents required for hearing have not been provided to the Trustee. 2) Capital One Auto Finance (Lavin Cedrone) objection to confirmation - need to resolve -creditors claim is not treated in plan -creditor states debtor must pay $4,467.85 through plan to resolve objection 3) Debtor has not made Trustee plan payments to date, arrears $1,404 proposed plan $200x2, $1,004x58 base plan paid in $0 last claim 4-1 |
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Matter ResolvedRequest Adjourment | 141 | 1/15/2025 10:00 am | 24-19492 / CMG | Robert H. Johnson, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | As of 1/2/25 (DS): Debtor atty requested adj, 341 sched 1/16/25. As of 11/27/24 (DS): Debtor atty requested adj, 341 sched 12/12/24 |
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Matter ResolvedRequest Adjourment | 142 | 1/15/2025 10:00 am | 24-19580 / CMG | Roger J. Yehl, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | As of 1/8/25(mk): Work up on plan #14 **CAN REC CONFIRM AT $600 x 36 Begin 10/1/24. Base. CLAIM 11-1 OF CENTIER BANK c/o TRIAD FINANCIAL SERVICES IS TO BE TREATED AS CURRENT AND OUTSIDE THE PLAN. NO DISTRIBUTIONS WILL BE MADE ON THE SECURED PROTION OF THE CLAIM** Plan:$600 X 36; BASE 3/4 payments |
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Matter ResolvedRequest Adjourment | 143 | 1/15/2025 10:00 am | 24-19675 / CMG | Joseph Albanese, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | NFA AS OF 1/8/2025 (at): RECOMMEND: $1,128 PAID TO DATE, $850 x 56 BEGINNING 2/1/2025, BASE - Preserve non exempt equity of $12,611.00 in real and personal property. Trustee's objection: The debtor(s) plan consists of unnecessary or excessive expense items, such as: $800/month for car insurance (RECEIVED PROOF WIFE PAYS $269/MONTH) $490/month for medical $505/cheerleading/gymnastics $1,190/month spouse's car payments (RECEIVED PROOF THAT TWO CAR PAYMENTS TOTAL $1,183.49) $1,400/month for spouse's credit cards (RECEIVED PROOF OF $507/MONTH LOAN PAYMENT AND $184/MONTH FOR CREDIT CARDS) $750/month for spouse transportation $375/month for birthdays/holidays/emergencies $150/month for water delivery Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED) RESOLVED ISSUES: - Need to file Pre-Confirmation Certification (FILED) The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 prior to confirmation. (RECEIVED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $8,173 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $4,438 in non exempt equity in the personal property. (LANGUAGE ADDED) Plan proposes: $282 x 60 beginning 10/1/2024, base Payments: 4/4 |
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Matter ResolvedRequest Adjourment | 144 | 1/15/2025 10:00 am | 24-19722 / CMG | PRO SE | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | AS OF 1/14/2025 (at): DEBTOR HAS MADE NO TRUSTEE PAYMENTS. 1. 341 has not been held or rescheduled. 2. Payments: 0/3, arrears $1,200 |
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Matter ResolvedRequest Adjourment | 145 | 1/15/2025 10:00 am | 24-19764 / CMG | Andrew M. Carroll, Esq. | Confirmation Hearing on Modified Plan | Recommend Dismissal | MK: PER ATTY - IF CASE IS D- HOLD FEES Atty withdrew plan, mod plan filed 1/9/25 As of 12/31/24 (DS): 1. ISSUES REMAIN UNRESOLVED: - Debtor has not made Dec. payment and soon Jan. - Debtor income is insufficient, dispisable income verifies $2,014, plan propose $3,505, will need an increase in Trustee payments $3,682 TRUSTEE WILL REQUIRE E-WAGE. - Need homeowner insurance, document provided was a quote. - DSO Info sheet has Debtor's address where person receiving support payments is residing. - Amended atty disclosure not filed to correct the balance due and amount received. Atty disclosure has $4,750 fees, pd $1,500 bal. $4,750, should be $3,250. Statement of Financial Affairs has atty paid $1,500, therefore, fees owed should be $3,250. - Mod plan fails to add Trustee standard order of Distribution. Plan withdrawn 12/3/24 and mod plan filed 12/3/24 12/4/24 (DS): 1. Debtor in arrears $3,315, made 0 out of 1 payment. PYMT POSTED FOR NOV., BUT NO PAYMENT MADE FOR DEC. AND SOON JAN. LAST PAYMENT RECEIVED 11/25/24. 2. Trustee obj to the following: - Debtor has insufficient income, disposable income verifies $2,014, Plan propose payments of $3,505. DEBTOR IN ARREARS. - Must provide homeowner insurance that provides policy dates and Domestic Support Information form. DSO INFO SHEET IS LISTING DEBTOR'S ADDRESS WHERE PERSON D. WINFREY IS RECEIVING SUPPORT PAYMENTS, UNKNOWN AMOUNT, NONE ON SCHED E, J OR PLAN. PAY STUB HAS SUPPORT PAYMENTS $907.69 BI-WKLY, WHICH IS $1,960.61 MONTHLY. - MOD PLAN FAILS TO ADD TRUSTEE STANDARD ORDER OF DISTRIBUTION, STILL HAS PRIORITY BEFORE SECURED. - Must amend attorney disclosure to correct the balance due or amount received. Attorney disclosure has $4,750 fees, paid $1,500, balance $4,750, should be $3,250. Statement of Financial Affairs has attorney paid $1,500, therefore, fees owed should be $3,250. NOT AMENDED - There is $109,477 non-exempt equity in the residence, appraisal provided 12/3/24. NO GUCS FILED 3. SN Servicing (CHARLE |
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Matter ResolvedRequest Adjourment | 146 | 1/15/2025 10:00 am | 24-19812 / CMG | Warren S. Jones, Jr., Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | MK: ATTY OK TO TERMS updated 1/10/2025 (JMA) to confirm plan need $2,138.88 paid to date, $1409x57 begin 2/1/2025 base plan issues as of 12/26/2024 (JMA) 1) Trustee objection to confirmation - RESOLVED - A current market analysis - with comparatives sold within 6 months of confirmation. RESOLVED PROVIDED - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): Using Zillow, there is $11,146 in non-exempt equity in the residence. RESOLVED, MORTGAGE CLAIM HIGHER, THERE IS NO LONGER NON-EXEMPT EQUITY IN HOUSE. 2) Debtor attorney response to Trustee objection - Based on CMA there is no equity in the property MORTGAGE CLAIM HIGHER, THERE IS NO LONGER NON-EXEMPT EQUITY IN THE HOUSE. 3) Debtor payment of $2,138.88 has posted to account proposed plan $1069.44x60 base plan paid in $2138.88 arrears $1069.44 last claim 6-1 RESOLVED ISSUES: - Need to file Pre-Confirmation Certification - RESOLVED, FILED |
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Matter ResolvedRequest Adjourment | 147 | 1/15/2025 10:00 am | 24-19908 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP was filed and will get a date issues as of 12/26/2024 (JMA) 1) NewRez LLC d/b/a Shellpoint Mortgage Servicing (McCalla Raymer) objection to confirmation - need to resolve -pre-petition arrears $153,207.32 2) Santander Consumer USA Inc (Eisenberg Gold) objection to confirmation - need to resolve -creditors filed claim has arrears in the amount of $16,165.26 -car will be paid during life of plan 3) Trustee objection to confirmation - need to resolve - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $280/month for alimony/support (need order/proof) $600/month for car insurance. Need proof of excessive expenses 10 days prior to confirmation. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $25,000 in non-exempt equity in the business. - Santander Consumer filed a bifurcated claim which needs to be resolved. proposed plan $1400x6, $2426.32x54 with loan mod by 4/2025 base plan paid in $1,400 arrears $2,800 last claim 15-1 RESOLVED ISSUES: - Need September and October bank statements for account ending in 2948 per spouse's direct deposits -RESOLVED, PROVIDED |
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Matter ResolvedRequest Adjourment | 148 | 1/15/2025 10:00 am | 24-19922 / CMG | Scott E. Tanne, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | UPDATED 1/10/2025 (JMA) ISSUES AS OF 12/26/2024 (JMA) 1) Sayrebrooke Residential Community Inc (Cutolo Burros LLC) objection to confirmation - need to resolve - plan does not provide for full payment of arrears, the arrears are $5,064.69 2) Trustee objection to confirmation - need to resolve - The debtor has insufficient income Verified income leaves monthly disposable income of $1,695.37. - The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need to resolve objection by Sayrebrooke Residential Community. - Sayrebrooke Residential Community filed a bifurcated claim which needs to be resolved. - The IRS filed an estimated claim which needs to be amended. PRIORITY CLAIM AMENDED, GUC CLAIM STILL ESTIMATED - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need to file Pre-Confirmation Certification - NOT FILED TO DATE 3) NJ Division of Taxation priority claim is estimated for 2021 taxes - need to resolve proposed plan $1836x60 base paid in $5,508 last claim 6-1 RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document (s): Need updated car insurance prior to confirmation. Policy provided expires on 1/12/25 - RESOLVED, FILED RENEWAL EFFECTIVE UNTIL 7/12/2025. - Need proof of service on Jefferson Capital. RESOLVED, FILED |
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Matter ResolvedRequest Adjourment | 149 | 1/15/2025 10:00 am | 24-19980 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | As of 12/19/24 (DS): 341 not held 11/21/24, still missing all docs, also no Trustee payments made, Debtor in arrears $9,000, made 0 out of 2 payments. |
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Matter ResolvedRequest Adjourment | 150 | 1/15/2025 10:00 am | 24-20034 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 12/16/2024 (at): RECOMMEND: $535 x 60 BEGINNING 11/1/2024, BASE - Need to file Pre-Confirmation Certification within 7 days of confirmation. - Debtor must sign up for e-wage within 10 days of confirmation. Trustee's objection: - The debtor has insufficient income negative income. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - excessive expense car payment $833.45/month Plan proposes: $535 x 60 beginning 11/1/2024, base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 151 | 1/15/2025 10:00 am | 24-20040 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | As of 1/8/25 (DS): 1. Trustee obj to the following: - Must provide updated auto insurance fro 2018 Dodge (expired 12/14/24) and DSO Information Jaqueline Popinko. - Must file a mod Plan that removes One Main on Part 3b, adds arrears owed to Credit Union $544.68 and complete Part 8. - Attorney fees in plan $3,365 and attorney disclosure statement $4,750 do not agree. One of these must be amended. - Must amend Sched C, form is completely blank. - 22C disposable income $4,983 which requires a min. div. $298,980 to gucs. - Disposable income verifies $2,372.09. Schedules failed to add tax refund $2,937. - Must resolve Credit Union obj arrears claimi filed $544.68. - Must file Pre-confirmation certification. 2. Credit Union (MICHAEL DUPONT) obj arrears owed, POC filed $544.68. Prop Plan $568 x 60 begin 11/1/24; 100% |
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Matter ResolvedRequest Adjourment | 152 | 1/15/2025 10:00 am | 24-20050 / CMG | Warren S. Jones, Jr., Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | Per atty: IRS claim makes it not feasible- OK to D As of 1/6/25(mk): 1. 1/3 payments as of the above date. Arrears $2,164.72 2. ESTIMATED CLAIM BY NJ DIVISION OF TAXATION. 3. Objection by Midway Beach Condo Assoc'n(Stark & Stark): - bad faith . Has secured claim of 9,076.01 -plan fails to address claim. 4. Trustee objection: - Midway has filed a bifurcate claim and Tr needs to know treatment of the secured, unsecured / areas portions of claim. - There is non exempt equity of $142,971 - PLAN IS 100% - claims of IRS and mtg co are higher. Need to resolved NJ estimated claim. Plan: $1,082.36 x 60 begin 11/1/24; 100% 1/3 payments |
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Matter ResolvedRequest Adjourment | 153 | 1/15/2025 10:00 am | 24-20090 / CMG | JAMES F. ANDERSON, ESQ. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | 1/13/25(mk): Updated- spoke to atty Jim Anderson who will file subst. for prior atty-OK TO TERMS Work up on plan #47 ** CAN REC CONFIRM AT $7,679.37 PTD THEN $3,172 x 57 Begin 2/1/25 100%. Must file pre confirmation certification w/in 7 days of confirmation** >claim of Deustche bank CLAIM IS HIGHER AT $169,624.91 AND PLAN PROPOSES 143,001.82 PLN PAYMENT WILL NEED TO INCREASE TO COVER THE CLAIM- Amended I & J and NF Spouse POI shows there is disposable income to cover this Plan: $2648 X 60; BASE 3/3 payments ------------------------------ MP #47 filed NOTICE BOX CHECKED MP- FILED ON 12/19/24 AT DOC #45- NO NOTICE BOX CHECKED but this hearing date is more than 21 days so PLan #45 will be worked up - it just removes the motion from part 7 of old plan whicj motion was improper. |
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Matter ResolvedRequest Adjourment | 154 | 1/15/2025 10:00 am | 24-20098 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | UPDATED 1/10/2025 (JMA) UPDATED 1/7/2025 (JMA) issues as of 12/26/2024 (JMA) 1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - RESOLVED, CONSENT ORDER RESOLVING OBJECTION, PAY $1,887.11 THROUGH PLAN 2) PNC Bank (Fein Such) objection to confirmation - NEED TO RESOLVE - estimated pre-petition arrears $15,401.56 3) Ally Capital (Lavin Cedrone) objection to confirmation - NEED TO RESOLVE - to resolve creditor objection, claim of $39,890.08 to be paid through plan 4) IRS priority claim estimated for 2021 and 2022 taxes - AMENDED CLAIM FILED 1/10/2025, PRIORITY CLAIM $267,513.54. GUC CLAIM $77,368.32 5) ACAR Leasing LTD d/b/a GM Financial Leasing - 2020 Cadillac XT6 is current and outside plan 6) Trustee objection to confirmation - need to resolve - Need statements for the debtor's two 401k loans. -PROVIDED AN UNDATED STATEMENT SHOWING PENSION LOAN AMOUNT #1 OF $35,648.58 WITH BALANCE OF $28,849.61. FINAL PAYMENT ON THIS LOAN WILL BE 8/12/2027. LOAN #2 REQUEST WAS MADE 7/8/2024 IN THE AMOUNT OF $9,000 AND BALANCE OF 8,670. THE FINAL PAYMENT IS DUE 7/8/2029. - A Modified Plan that adds all cramdowns to Section 4 AND Section 7 of the Plan - NOT FILED TO DATE - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $820/month car payment (cram in the plan) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,170. - The Schedules fail to account for the debtor(s) tax refund in the amount of $8,541 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $134,712 non-exempt equity |
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Matter ResolvedRequest Adjourment | 155 | 1/15/2025 10:00 am | 24-20105 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing on Modified Plan | Continued 2/26/2025 10:00 am | As of 1/9/25 (mk): 1. - IRS priority claim estimated for 2022 and 2023 taxes and IRS unsecured claim estimated for 2020 taxes. 2. NJ DIV OF TAX has estimated priority and unsecured claim. 3. Trustee Objection: -The debtor has insufficient income spouse business has zero income for 2024 and 2023. -failed to file a feasible plan. there is no disposable income to make monthly payments -need updated home insurance. - need 2023 tax return. -need MP that completes part 8d. OR LET TR KNOW IF AUTHORIZED TO PAY POST PET CLAIMS OR NOT AND WILL ADD LANG. TO TERMS -Need amendments to schedules A/B should be amended to remove debtor as owner of property. - Improper exemption: property in this case is in the name of the non-debtor spouse only. The debtor is not entitled to the (d)(1) exemption. -The debtor is not paying all disposable income into the plan pursuant to either Schedules I & J or 22C due to Wells Fargo acct #1078 statements for August and September show weekly deposits of $370 for UI Unemployment . This income is not disclosed on Schedule I. May need to amend Schedule I. -There is $3,125 non-exempt equity in jewelry. - need pre conf cert. Plan:$3164 X 60; 100% 2/3 payments |
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Matter ResolvedRequest Adjourment | 156 | 1/15/2025 10:00 am | 24-20129 / CMG | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | As of 1/7/25 (DS): Ok to confirm at $881 x 60 begin 11/1/24; 100% with a min. div. $19,837 due to non-exempt equity and add to confirming order Trustee standard order of distribution 1. Trustee obj to the following: - Must amend Sched A/B and C to remove Bank of America acct, per Debtor's cert this acct belongs to non-filing spouse and was misstated. AMENDED SCHED A/B AND C FILED 1/7/25 - There is non-exempt equity in the residence $15,702, WSFS Bank acct#3800 $2,790, WSFS Bank acct#3051 $1,270 and American Heritage $75 total $19,837. - Add to confirming order Trustee standard order of distribution. Prop Plan $881 x 60 begin 11/1/24; 100% Note: Updated auto insurance provided. |
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Matter ResolvedRequest Adjourment | 157 | 1/15/2025 10:00 am | 24-20131 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | As of 1/13/25 (DS); Debtor atty requested adj, request denied, does not provide homeowner insurance on the Dominican property. As of 1/2/25 (DS): 1. Trustee obj to the following: - Must provide Deed, mortgage balance statement and homeowner insurance on the property in Dominican Republic. The cert with respect to property owned by debtor in Dominican Republic is insufficient for Trustee to conduct a liquidation analysis and ensure that the estate is not at risk for lack of insurance. ALSO WILL NEED UPDATED DSO INFORMATION SHEET, DSO LETTER SENT TO PERSON WAS RETURNED UNDELIVERED. - Debtor owns property in Dominican Republic. Debtor claims he cannot provide a Deed or homeowner insurance, CMA and mortgage statement are in Spanish and does not give the value in American dollars. The Certification submitted is insufficient. Trustee requires that Debtor needs to provide CMA, Mortgage balance statement and , Deed must be translated in English. - Bank statement provided from Associacion Popular shows that there is non-exempt equity $31,421 in the acct from filing date. - Income verifies higher than scheduled amount. There is $931 disposable income. - Schedule J includes a monthly food expense of $1,400. The 23-yr old, 18-yr old and 12-yr old do not reside with debtor. Spouse and 2 month-old baby reside with debtor. - Plan has Affinity FCU on Part 4g to be paid in full and in Motions on Part 7b secured to completely unsecured. Need a mod plan to specify if it is to pay in full or stays in motions, but will need to also be put on Part 4d. ALSO WILL NEED SERVICE IF MOTIONS. Prop Plan $300 x 36 begin 11/1/24; Base Note: Affinity FCU statements provided. |
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Matter ResolvedRequest Adjourment | 158 | 1/15/2025 10:00 am | 24-20137 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 12/26/2024 (JMA) 1) US Bank (RASC) objection to confirmation - need to resolve - arrears $92,210.13 - loan modification has not been offered or approved 2) Wells Fargo Bank (Brock & Scott) objection to confirmation - need to resolve - arrears $1,164.72 - plan treats creditor as outside plan and unaffected 3) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -Excess expenses on Schedule J $725/utilities - need to provide statements within 10 days of confirmation hearing. - Income verified higher with disposable net income in the amount of $886. (100% PLAN ) proposed plan $676x48 100% plan with loan mod by 2/2025 paid in $1,352 last claim 5-1 RESOLVED ISSUES: - Need to file Pre-Confirmation Certification with Court - RESOLVED, FILED |
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Matter ResolvedRequest Adjourment | 159 | 1/15/2025 10:00 am | 24-20138 / CMG | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 12/18/2024 (at): RECOMMEND: $792 x 60 BEGINNING 11/1/2024, BASE - Preserve non exempt equity of $26,126 in real estate. - Need to file Pre-Confirmation Certification within 7 days of confirmation. 1. Objection filed by Rocket Mortgage (Brock & Scott) - failure to cure arrears of $2,794.78. (Per POC) (RESOLVED - PAY ARREARS) 2. Trustee's objection: -Need to file Pre-Confirmation Certification with Court. (NOT FILED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $26,126.20 non-exempt equity in house. (LANGUAGE ADDED) - Rocket Mortgage LLC (Brock & Scott) objection to confirmation - pre-petition arrears $2,794.78 - need to resolve (LISTED ABOVE) Plan proposes: $792 x 60 beginning 11/1/2024, base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 160 | 1/15/2025 10:00 am | 24-20154 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | AS OF 1/8/25 (mk): 1. Trustee objection: -NO income for debtor from Podiatrist practice was provided- 341 testimony indicated he was d still practicing- NEED Clarification and POI- Business income(Suppl obj filed) - There is $76,386 non-exempt equity in debtor's home. -WHAT IS STATUS OF THE REFI? Plan proposes $200 X 36 Base; Refinance by 6/1/25 Payments:2/3 ------------RESOLVED--------------- - need to provide HOI renewal, policy provided expires 12/14/2024-PROVIDED fti: ORDER RESOLVING OBJ. TO CONFIRMATION BY AMERICAN NEIGHBORHOOD MTG SUBMITTED 12/4; TERMS=pay arrears claim 3,967.95 thru plan |
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Matter ResolvedRequest Adjourment | 161 | 1/15/2025 10:00 am | 24-20194 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | issues as of 1/10/2025 (JMA) 1) Community Loan Servicing (Fein Such) objection to confirmation - need to resolve -pre-petition arrears $118,453.07 2) IRS (US Atty) objection to confirmation - RESOLVED - CLAIMS TO BE PAID THROUGH PLAN - IRS priority claim $5,000.21 - not treated in plan - ATTY ADVISED OK TO PAY CLAIM THROUGH PLAN - IRS secured claim $21,053.07 - not treated in plan - ATTY ADVISED OK TO PAY CLAIM THROUGH PLAN 3) Trustee objection to confirmation - need to resolve - Domestic Support Obligation information Colleen Kahl - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $4,400 & $3,000/month mortgage payments (per statement mortgage statement is $3,081); $1,200/month for alimony/support (need order); Need explanation and proof 10 days prior to confirmation. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $6,064.36. - Per the 22C, monthly disposable income is $3,473 which requires a minimum dividend of $208,380 to general unsecured creditors. - The current Plan does not specify treatment of the IRS under the Plan. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $51,712 in non exempt equity in the real estate. - There is $24,196 in non exempt equity in the bank account. - Per the 341 testimony there is approximately $150,000 in business equipment - Need to resolve objection by Bayview Loan Servicing. - Need to resolve objection by the IRS. - Need to file Pre-Confirmation Certification. - Debtor to provide the property settlement agreement for the recent home sale and the HUD statement. proposed plan |
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Matter ResolvedRequest Adjourment | 162 | 1/15/2025 10:00 am | 24-20196 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | As of 1/6/25 (DS): Ok to confirm at $1,630 x 3 begin 11/1/24; $1,738 x 57 begin 2/1/25; 100% with a min. div. $44,915 to gucs due to non-exempt equity; - Section 3a as to State of NJ Div. of Tax to be stricken, no claim filed. - Claim 2-1 of Santander not to be paid, due to motion to expunge claim. OTBS 1. Motion against Santander claim, sched 1/15/25, no objection filed by creditor, creditor was served 11/26/24. 2. State of NJ has not filed claim. Recommend striking and not pay. 12/12/24 (DS): Trustee obj to the following: - Plan does not have the Santander claim. Motion to expunge claim is scheduled 1/15/25. - There is non-exempt equity in the residence $19,880, 2005 BMW $1,250, 2002 Chevy Express 2500 $2,000, 2002 Angler 22' Boat $10,000 and Wells Fargo Bank acct $11,785 total $44,915. Bar dare as passed total gucs filed $35, Prop Plan $1,630 x 60 begin 11/1/24; 100% Note: Updated auto insurance provided. |
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Matter ResolvedRequest Adjourment | 163 | 1/15/2025 10:00 am | 24-20203 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 12/26/2024 (at): RECOMMEND: $930 x 60 BEGINNING 11/1/2024, 100% PLAN - Student loans will be paid outside of the plan. - Preserve non exempt equity of $318,028.00 in real and personal property. - Claims will be paid according to the trustee's order of distribution. - Need to file Pre-Confirmation Certification within 7 days of confirmation. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - 2 months bank statements from TD Bank checking acct#5207 and savings acct#8414 prior to filing date. (NOT RECEIVED) - Amendments to Schedules A/B and C to add TD Bank checking acct#5207 and savings acct#8414 listed in TD Business acct (NOT AMENDED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home maintenance $500, Electricity/heat/gas $700, Medical $500, Entertainment $400, Daughter's Sports $1,600 and son's sports $500. Plan must remain 100% to gucs. - Must file Pre-confirmation certification. (NOT FILED) RESOLVED ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,727 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $212,274, 2022 Nissan $5,255, TD Bank acct#4957 $404.43, Capital One accts $100,095 and TD Bank accts#8414 and #5207, pending bank statements. (LANGUAGE ADDED) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION) Plan proposes: $930 x 60 beginning 11/1/2024, 100% plan Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 164 | 1/15/2025 10:00 am | 24-20256 / CMG | Warren S. Jones, Jr., Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | As of 1/13/25 (DS): Debtor atty requested adj to resolve all issues As of 12/30/24 (DS): 1. State of NJ filed estimated tax claim, 2021 not filed. Must resolve claim. 2. BELOW ISSUES REMAIN UNRESOLVED. As of 11/26/24 (DS): Debtor atty requested adj to brief an issue with Trustee obj. NO BRIEF FILED. 12/4/24 (DS): 1. Trustee obj to the following: - Need service to Bank of America listed in plan motions to avoid lien. - Sched J has expense $1,070.25 pro-rated to pay 2023 taxes owed $12,843. Proof of claim was filed, which has 2023 taxes owed and will be paid by the Trustee. MUST PROVIDE PROOF THAT 2024 TAXES ARE BEING PAID. - Income verified higher than scheduled amount, disposable net income $1,294, also since Trustee is to pay taxes owed, the $1,070.25 has to be deducted from expenses, leaving disposable income to be $2,365. - Must file Pre-confirmation certification. Prop Plan $1,000 x 60 begin 11/1/24; Base Note: IRS amended their claim and no longer estimated. Auto insurance provided for trailer. Per AR CMA Ok. |
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Matter ResolvedRequest Adjourment | 165 | 1/15/2025 10:00 am | 24-20375 / CMG | Warren S. Jones, Jr., Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | AS OF 1/7/25 (mk): Trustee's objection: - debtor has failed to provide proof of service with respect to Plan Motion FOR DISCOVER LOANS. (CERT OF SERVICE NOT FILED) this credtor filed an unsecured claim - Must file Pre-confirmation certification. (NOT FILED) Plan proposes: $450 x 60 beginning 11/1/2024, base Payments: 2/3 |
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Matter ResolvedRequest Adjourment | 167 | 1/15/2025 10:00 am | 24-20514 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | As of 1/10/25 (DS): Debtor atty requested adj to resolve obj, 341 was held 1/9/25 Prop Plan $1,270 x 60 begin 11/1/24; 100% |
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Matter ResolvedRequest Adjourment | 168 | 1/15/2025 10:00 am | 24-20602 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | As of 1/13/25 (DS): Debtor atty requested adj, mod plan filed to decrease Trustee payment As of 1/10/25 (DS): Need to confirm at $3,400 paid, $1,700 x 57 begin 2/1/25; 100% with a min. div. $244,245 to gucs due to non-exempt equity; - Trustee ok to pay arrears claim#20-1 of Shellpoint $5,350.77. - Within 7 days must file Pre-confirmation certification. 1. Trustee obj to the following: - 22C has disposable income $4,871.40, which would require min. div. $292,284 to gucs. - Disposable income verifies $9,455. PLAN IS 100% - There is non-exempt equity in the residence $236,592, 2014 Honda CRV $2,278, 2015 Honda Civic $3,481, 2009 Nissan Altima $689 and Chase Bank acct#5516 $1,205. Plan is 100% - Shellpoint filed arrears claim $5,350.77. Trustee ok to pay ? - Must file Pre-confirmation certification. Prop Plan $1,700 x 60 begin 10/26/24; 100% |
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Matter ResolvedRequest Adjourment | 169 | 1/15/2025 10:00 am | 24-20641 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 1/13/2025 (at): RECOMMEND: $922 PAID TO DATE, $475 x 57 BEGINNING 2/1/2025, BASE - Preserve non exempt equity of $13,233 in real estate. - Preserve non exempt equity of $3,836 in personal property. Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: - $750/month for transportation Need proof of excessive expense 10 days prior to confirmation. RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $13,233 in non-exempt equity in the residence. (LANGUAGE ADDED) - There is $3,836 in non-exempt equity in the Met Life account. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $461 x 60 beginning 11/1/2024, not less than $18,664.04 to unsecured creditors Payments: 1/2, arrears $461 |
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Matter ResolvedRequest Adjourment | 170 | 1/15/2025 10:00 am | 24-20650 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | 341 now on 2/13/25 issues as of 12/23/2024 (JMA) 1) 341 not held - work up will be completed once hearing has been held. 2) The Bank of New York (McCalla Raymer) objection to confirmation - need to resolve - estimated mortgage arrears $532,955.83 |
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Matter ResolvedRequest Adjourment | 171 | 1/15/2025 10:00 am | 24-20670 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | AS OF 1/10/2025 (at): 1. Objection filed by Ajax Mortgage (Stern & Eisenberg) - failure to cure full arrears of $104,059.81 (Per POC) Plan proposes to pay $69,476. (UNRESOLVED) 2. Capital One Auto Finance filed a secured arrears claim in the amount of $1,303.76 which is not in the plan. Is the debtor going to pay this claim? 3. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Balance statement from 401(k) loan prior to filing date. (NOT RECEIVED) - Amendments to Schedules A/B and C to add values of cars and take exemptions for residence. (NOT AMENDED) - Must file Pre-confirmation certification. (NOT FILED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $179,594 (CORRECT N/E EQUITY IS $150,219) and on 2nd property $41,812, also in bank accts, pending amended Sched C exemptions. (LANGUAGE ADDED) - Capital One filed arrears claim for $1,303.76, Debtor 2 months in arrears. (LISTED ABOVE) - Must resolve creditor objection. (LISTED ABOVE) Plan proposes: $1,570.46 x 60 beginning 11/1/2024, base Payments: 2/3, arrears $1,570.46 |
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Matter ResolvedRequest Adjourment | 172 | 1/15/2025 10:00 am | 24-20677 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | As of 1/13/25 (DS): Need to confirm at $500 paid, $255 x 57 begin 2/1/25; Base - US Dept of HUD claim#1-1 to be treated outside, no arrears owed. - Freedom Mortgage claim#3-1 arrears $5,744.12 to be paid by Trustee. 1. Trustee obj to the following: - Must provide Balance statement from 401(k) loan prior to filing date and updated homeowner insurance, if not confirmed by 1/15/25, insurance expires on this day. 401(K) LOAN STATEMENT PROVIDED ENDS IN MONTH 41. - There is non-exempt equity in the residence $18,682. (No exemption taken). AMENDED SCHED C FILED 1/10/25 TAKES EXEMPTIONS, THERE IS NO EQUITY. 2. Freedom Mtg (BROCK & SCOTT) obj to arrears owed $5,744.12, plan has $0 arrears, no POC filed. Obj must be resolved. COTBS PAY ARREARS CLAIM $5,744.12. 3. US Dept of HUD filed claim, not in plan. PER ATTY ADD TO CONFIRMING ORDER TRUSTEE TO TREAT AS OUTSIDE AND NOT PAY, NO ARREARS OWED. Prop Plan $250 x 60 begin 11/1/24; Base |
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Matter ResolvedRequest Adjourment | 173 | 1/15/2025 10:00 am | 24-20841 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | AS of 1/9/25(mk):email to atty- ATTY WORKING ON SUPPLYING INFO - ADJ TO 2/26 FOR RESOLUTION >>NEED MORE INFO FROM DEBTRO AS TO HOW HE SPENT THE PROCEEDS FORM SALE OF PROP AND LIFE INSURANCE 1. Objection by M & T Bank(KML): DEBTOR WILL PAY THIS -plan fails to pay arrears 1,707.16 2. Trustee Objection: - verified disposable income is 1482 -Need settlement statement /Hud for sale of 21-23 Franklin St. property. SOLD 1/16/22 Proceeds $ 141,584 - need documentation on proceeds received from life insurance policies REC'D 29,381.16 in June 2024 OR was it 17,556.53?? - need pre conf cert. Plan:$737 X 60; BASE 2/3 payments -------RESOLVED---------- - no proof of service on plan motions-FILED -There is $35,833.88 non-exempt equity in house . NOT WITH THE J'MENT LIEN FILED AT secured CLAIM #3-1(default j'ment) - there is excess disposable income of $1,482.23. 2934 IS SOCILA SECURITY INCOME Atty must file a fee application within 7 days of confirming order LANG EWILL BE ADDED TO COF TERMS |
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Matter ResolvedRequest Adjourment | 174 | 1/15/2025 10:00 am | 24-20852 / CMG | Bruce C. Truesdale, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | As of 1/14/25(mk): >> 341 was on1/9/2025 1. Plan has NewRez- as unaffected - Claim filed for $1,850-OK TO PAY? 1. Trustee Objection: - There is $29,512 equity in real property -debtor not paying all of dispos income into plan. There is disposable net income of $1,618.23 -Debtor has failed to provide proof of service with respect to Plan Motion (s). for plan motion to avoid the lien held by Syncb/Lowes in the amount of $7,314 (cert of service filed 1/9/25 and that was day plan and transmittal letter was sent to creditor- NEED TO ADJ> Plan:$1300 X 36; BASE 3/3 payments ------RESOLVED------------ -Need updated CMA - document provided dated 12/9/2023- APPRAISAL PROVIDED |
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Matter ResolvedRequest Adjourment | 175 | 1/15/2025 10:00 am | 24-20914 / CMG | John Michael McDonnell, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | As of 1/6/25 (DS): 341 sched 1/16/25, no Trustee payment made, Debtor in arrears $1,000, made 0 out of 2. |
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Matter ResolvedRequest Adjourment | 176 | 1/15/2025 10:00 am | 24-20948 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | UPDATED 1/9/2025 (JMA) UPDATED 12/26/2024 (JMA) issues as of 12/23/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): 22c has disposable income $237.97, which would require min. dividend $14,278 to gucs. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity in the residence (add to confirming order non-exempt proceeds from sale), there is also non-exempt equity video games $100, Cash $10, Chime acct $306, PayPal Bank acct $141 and Varo Bank acct $5,874 total personal assets $6,431, not including residence. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). - Add to confirming order non-exempt proceeds from sale of residence to Trustee - NOTE ADDED TO WORKSHEET - Must file Pre-confirmation certification - RESOLVED proposed plan $500x60 begin 12/1/2024 minimum $4,554 with sale of Mill Run Court by12/31/2024 paid in $500 last claim 8-1 RESOLVED ISSUES: - Must file Pre-confirmation certification - RESOLVED - Add to confirming order non-exempt proceeds from sale of residence to Trustee - NOTE ADDED TO WORKSHEET |
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Matter ResolvedRequest Adjourment | 177 | 1/15/2025 10:00 am | 24-20951 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 12/27/2024 (at): RECOMMEND: $2,835 X 60 BEGINNING 12/1/2024, LOAN MODIFICATION BY 3/10/2025, BASE 1. Objection filed the The Bank of New York Mellon (KML) - failure to cure full arrears of $148,911.14 (Per objection - no POC filed yet) (RESOLVED - LOAN MOD BY 3/10/25, REGULAR PAYMENTS PENDING LOAN MOD AND TRUSTEE CAN PAY ARREARS PENDING LOAN MOD) 2. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - A Modified Plan that pays base dividend or we will add that to terms RESOLVED ISSUES: - The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Overlook Hospital. (CERT OF SERVICE FILED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $2,825 x 60 beginning 12/1/2024, loan modification within 6 months of confirmation, $0 to unsecured creditors Payments: 1/1 |
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Matter ResolvedRequest Adjourment | 178 | 1/15/2025 10:00 am | 24-20989 / CMG | Robert H. Johnson, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | As of 1/10/25 (DS): Debtor atty requested adj, 341 has been resched to 1/23/25, auo insurance provided expires 1/30/25. |
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Matter ResolvedRequest Adjourment | 179 | 1/15/2025 10:00 am | 24-20994 / CMG | Michael McLaughlin, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | issues as of 12/19/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Oct & Nov statements from Charles Schwab, Computershare Accts and Fidelity Investments. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food $800, Clothing $175, Auto insurance $162 (verifies $132) and IRA voluntary contribution $583. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22C has disposable income $4,849.73, which would require minimum dividend $290,984 to gucs. - Disposable income verifies $5,511. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is estimated non-exempt equity in the residence $50,521, pending all claims filed and Chase Bank acct#4511 with $1,977. - Add to confirming order non-exempt proceeds from insurance proceeds to Debtor from Knights of Columbus to be given to the Trustee. - Must file Pre-confirmation certification. RESOLVED, FILED |
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Matter ResolvedRequest Adjourment | 180 | 1/15/2025 10:00 am | 24-20999 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | AS OF 1/14/2025 (at): 1. 341 has been not been held or rescheduled. 2. Payments: 1/2, arrears $264 |
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Matter ResolvedRequest Adjourment | 181 | 1/15/2025 10:00 am | 24-21017 / CMG | Stephen M. Zullo, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | issues as of 1/9/2025 (JMA) 1) Trustee objection to confirmation - need to resolve - Need to file amendment to schedule Form 122C to remove income from separated spouse or amended Sched I to add spouse income and provide 2 months proof of income and 2023 tax returns from spouse. - Need to provide auto insurance for 2017 Toyota and updated auto insurance for 2005 Honda Accord (Expired 12/4/24). - Debtor is not paying all disposable income into plan, disposable net income is $515. - The schedules fail to account for the debtor(s) tax refund in the amount of $2,081 when determining disposable income. - Must file Pre-Confirmation Certification with Court. proposed plan $175x36 base plan paid in $350 last claim 21-1 |
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Matter ResolvedRequest Adjourment | 182 | 1/15/2025 10:00 am | 24-21032 / CMG | John H. Anlian, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | AS OF 1/14/2025 (at): DEBTOR HAS MADE NO TRUSTEE PAYMENTS. 1. 341 has not been held or rescheduled. 2. Payments: 0/2, arrears $2,000 |
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Matter ResolvedRequest Adjourment | 183 | 1/15/2025 10:00 am | 24-21039 / CMG | PRO SE | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | As of 12/19/24 (DS): 341 not held 12/12/24, no docs provided and no Trustee payment made, Debtor in arrears $1,000, made 0 out of 1 payment. |
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Matter ResolvedRequest Adjourment | 184 | 1/15/2025 10:00 am | 24-21130 / CMG | Frederick J. Simon, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | 341 IS 1/9/2025. (READY) |
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Matter ResolvedRequest Adjourment | 185 | 1/15/2025 10:00 am | 24-21166 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | Bar date expires on 1/17/25 |
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Matter ResolvedRequest Adjourment | 186 | 1/15/2025 10:00 am | 24-21192 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | MP at #17 has docket error updated 1/13/2025 (JMA) issues as of 12/23/2024 (JMA) 1) 341 hearing not held - not held, missing documents required for 341 hearing 2) ANOTHER PLAN FILED- CHECKED BOX AS ORIGINAL PLAN FILED AT(#17) on for 2/5/25- HAS NO REASON IN PART 9 |
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Matter ResolvedRequest Adjourment | 187 | 1/15/2025 10:00 am | 24-21204 / CMG | Camille J. Kassar, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | As of 1/10/25: no 341 dox 2/2 payments |
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Matter ResolvedRequest Adjourment | 188 | 1/15/2025 10:00 am | 24-21207 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | issues as of 12/23/2024 (JMA) 1) 341 has not been held, not rescheduled proposed plan $350x60 mininmum $80,000 with sale by 12/2025 paid in $0 arrears $350 no claims to date |
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Matter ResolvedRequest Adjourment | 189 | 1/15/2025 10:00 am | 24-21215 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 1/14/2025 (at): NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED. 1. 341 is scheduled for 2/6/2025. 2. Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 190 | 1/15/2025 10:00 am | 24-21241 / CMG | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | AS of 1/8/25(mk):sent atty email to upload adj request >>PLAN IS 100% AND BAR DATE IS 1/21/25. SHOULD BE ADJ TO 2/5/25 DATE >> Plan:$1,350 x 60 begin 12/1/24; 100% 1/2 payments |
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Matter ResolvedRequest Adjourment | 191 | 1/15/2025 10:00 am | 24-21304 / CMG | PRO SE | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | updated 1/8/2025 (JMA) issues as of 12/23/2024 (JMA) 1) 341 hearing has been adjourned to 1/9/2025 - hearing will not be held, missing documents 2) Porsche Financial Services, Inc (Dembo Brown) objection to confirmation - need to resolve - debtor's plan payment not sufficient to pay creditors claim plus Trustee compensation. proposed plan $1,420.67x60 paid in $1,420.67 arrears $1,420.67 last claim 2-1 |
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Matter ResolvedRequest Adjourment | 192 | 1/15/2025 10:00 am | 24-21305 / CMG | Erik M. Helbing, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | AS OF 1/13/2025 (at): Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Amendments to Schedules C to use federal exemptions. (NOT AMENDED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $71,689 in non exempt equity in the residence. (No D1 taken ) (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (NOT FILED) - The attorney's fees in the plan ($2,125) and the disclosure statement ($2,625) do not agree. One of these must be amended. (NEITHER AMENDED) Plan proposes: $122 x 60 beginning 12/1/2024, not less than $4,387 to unsecured creditors Payments: 1/2, arrears $122 |
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Matter ResolvedRequest Adjourment | 193 | 1/15/2025 10:00 am | 24-21310 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | As of 1/10/25 (DS): Ok to confirm at $750 x 2 begin 12/1/24; $1,100 x 58 begin 2/1/25; Base 1. Trustee obj to 22C disposable income being $1,512.41, which would require min. div. $90,744.60 to gucs, plus disposable income verifies $1,735 with tax refund. Total gucs filed $77,589.85. Recommend waiting pass bar date 1/23/25. Debtor cert provided, updated recommended terms, since there still is disposable income. Reviewed with MK and worked up with compromise. Atty ok with terms Prop Plan $750 x 60 begin 12/1/24; Base |
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Matter ResolvedRequest Adjourment | 194 | 1/15/2025 10:00 am | 24-21341 / CMG | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | issues as of 12/23/2024 (JMA) 1) 341 scheduled for 1/9/2024 - workup to be completed after hearing held proposed plan $1,011x60 base plan paid in $1,011 last claim 23-1 |
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Matter ResolvedRequest Adjourment | 195 | 1/15/2025 10:00 am | 24-21344 / CMG | Adam Schneider, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 1/14/2025 (at): NEED HOMEOWNER'S INSURANCE. 1. Objection filed by Shan Bala (Pro Se) - debtor has not disclosed all financial accounts, plan understates amount owed to creditor, and plan is not feasible. (UNRESOLVED) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A current market analysis - with comps for the past 6 months from filing date. Zillow values property much higher. (NOT RECEIVED) - A copy of the homeowner's insurance renewal declaration - with personal liability coverage. (NOT RECEIVED) - The debtor has undertaken an improper use of exemption. Specifically: Sched C over exempts d(5) by $5,050. Sched C takes full d(1), remaining d(5) would be $1,475. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22C fails to add tax refund $418.42 to income and Line 45 has disposable income $2,033.24, which would have a total disposable income $2,451.66 and require a minimum dividend $147,100 to gucs. - Proof of income verifies higher, there is disposable income $3,972. - The current Plan does not specify treatment of Mr. Cooper under the Plan. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - CERTIFICATION WITH DOCUMENTS AND DISPOSITION OF FUNDS FOR 2 BUSINESSES IDENTIFY BUSINESS NGL PARTNERS LLC , INCOME ASSESTS OWNWERSHIP AND EXPENSE RESOLVED ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $7,521 when determining disposable income. (AVERAGED/ADDED TO INCOME) - There is estimated non-exempt equity in the residence $94,747 (using the most recent comps with properties sold), Bank of America $3,100 and TD Bank $2,511. (LANGUAGE ADDED) Plan |
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Matter ResolvedRequest Adjourment | 196 | 1/15/2025 10:00 am | 24-21361 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | As of 1/13/25 (DS): Need to confirm at $1,000 paid, $827 x 58 begin 2/1/25; Base with a min. div. $36,500 and reserve $32,064 due to non-exempt equity in the residence; - Student loans to be treated outside. - Pay arrears claim#5-1 of PennyMac $2,883.40. OR WAIT PASS BAR DATE, TOTAL GUCS FILED $11,144.12 1. Trustee obj to there being non-exempt equity in the residence $32,064. RECOMMEND WAITING PASS BAR DATE 1/24/25. 2. PennyMac (POWERS KIRN) obj to arrears owed $2,883, no POC filed. Must resolve obj. OTBS PAY ARREARS CLAIM $2,883.40 Prop Plan $500 x 24 begin 12/1/24; $850 x 36; Dollar Base $36,500 Note: Disposable income and tax refund no issue, plan pays more. |
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Matter ResolvedRequest Adjourment | 197 | 1/15/2025 10:00 am | 24-21366 / CMG | Eugene D. Roth | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | As of 1/13/25 (DS): Debtor atty requested adj, 341 sched 1/23/25, Debtor atty provided proof of MO dated 1/13/25 for $968, states in email sent overnight mail. |
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Matter ResolvedRequest Adjourment | 198 | 1/15/2025 10:00 am | 24-21368 / CMG | Adam Schneider, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | As of 1/2/25 341 scheduled for 1/9/25 - WILL NOT BE HELD- NO DOX AT ALL No payments MFR on 1/15/25- BY LL no opp'n filed |
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Matter ResolvedRequest Adjourment | 199 | 1/15/2025 10:00 am | 24-21431 / CMG | Kirsten B. Ennis, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP in 14 days |
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Matter ResolvedRequest Adjourment | 200 | 1/15/2025 10:00 am | 24-21472 / CMG | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 1/8/2025 (at): RECOMMEND: $300 X 36 BEGINNING 12/1/2024, BASE - Student loans will be paid outside of the plan. 1. American Honda Finance filed a secured arrears claim in the amount of $319 which is not in the plan. Is the debtor going to pay this claim? (PER ATTY, PAY) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A current market analysis - with comparatives sold within 6 months of filing. (OK) RESOLVED ISSUES: - Need to file Pre-Confirmation Certification. (FILED) - Pay arrears claim #1 of American Honda thru the plan. (per atty) Plan proposes: $300 x 36 beginning 12/1/2024, base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 201 | 1/15/2025 10:00 am | 24-21480 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | As of 1/10/25 (DS): 1. Trustee obj to the following: - Must provide Debtor's certification regarding transfer of Porsche Cayenne out of Debtor's name prior to filing and 2 months bank statements from Wells Fargo, TD Bank and Citibank prior to filing date. 2. IRS filed estimated tax claim, 2019 and 2020 tax return not filed. Must reolve claim. 3. Marina District Development T/A Borgata filed secured judgment lien for $21,990.19. Must pay or move against claim. Prop Plan $360 x 60 begin 12/1/24; Base Note: Amended Sched A/B and C was filed to add 2 additional bank accts TD Bank and Citibank. |
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Matter ResolvedRequest Adjourment | 202 | 1/15/2025 10:00 am | 24-21622 / CMG | MaryBeth Schroeder, Esq. | Confirmation Hearing Scheduled | Plan Denied | Plan Denied MP in 14 days( reminder set) AS of 1/9/25(mk): 341 was today- told atty- PLAN DEINED as we need MP to check off Part 1e 1. Objection by Carol Granese( hand written letter(#12) to Ct says she is owed money form debtor) no claim filed yet 2. Trustee Objection - NEED MP TO CHECK OFF PART 1E - need updated home insuranc -Schedule C takes d(1) exemption for Co-Debtor who is not on the Deed, Debtor only on Deed - excessive expanses: Taxes $500. Must provide proof of taxes being paid within 10 days prior to confirmation. -There is estimated non-exempt equity in the residence ,as of now at $145,567 (Pending State of NJ tax claim to be filed) , 2007 Chrysler $758 and Wells Fargo business acct $1,100 - Must resolve creditor objection. - Must file Pre-confirmation certification. |
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Matter ResolvedRequest Adjourment | 203 | 1/15/2025 10:00 am | 24-21648 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | UPDATED 1/13/2025 (jma) issues as of 12/23/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income . - Domestic Support Obligation information for Walbis Rivera proposed plan $ proposed plan $200x36 base plan paid in $0 arrears $200 no claims to date |
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Matter ResolvedRequest Adjourment | 204 | 1/15/2025 12:00 pm | 17-34307 / CMG | Kirsten B. Ennis, Esq. | Motion Compensation | Needs Resolution of Issues - Objections | mk: reached out to atty about debtor appearing in CT. on 11/20/24 and needs to resolve it w/her client Debtor may appear like she did last heairing date in NOV |
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Matter ResolvedRequest Adjourment | 205 | 1/15/2025 12:00 pm | 19-13402 / CMG | Jeffrey E. Jenkins, Esq. | Motion for Unclaimed Funds | Needs Resolution of Issues - Objections | Trustee obj; Adams & Cohen response to Tr obj<>MTN FOR UNCLAIMED FUNDS |
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Matter ResolvedRequest Adjourment | 206 | 1/15/2025 12:00 pm | 23-16002 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 207 | 1/15/2025 12:00 pm | 24-17269 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 208 | 1/15/2025 12:00 pm | 24-17271 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 209 | 1/15/2025 12:00 pm | 24-18618 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 210 | 1/15/2025 12:00 pm | 24-19013 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 211 | 1/15/2025 12:00 pm | 24-19095 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 212 | 1/15/2025 12:00 pm | 24-19559 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | (12/18 AMT: PRE CONF CERT NOT FILED BY 12/13 PER CONF PROVISION) |
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Matter ResolvedRequest Adjourment | 213 | 1/15/2025 12:00 pm | 24-20272 / CMG | Carlos D. Martinez, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 214 | 1/15/2025 12:00 pm | 24-20420 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |