Judge Michael B. Kaplan
Hearing Date: 1/13/2021
Hearing Count: 149
Last Updated: 01-20-2021 03:07 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
11/13/2021 9:00 am15-22778 / MBKPETER E ZIMNIS, ESQOrder Shortening TimeHold for JudgeTotal Paid In: $90,262.00
Per Judge OK to reinstate with payments over 6 months to complete plan and to supply updated proof of income EDC

-plan on for 1/13 was withdrawn yesterday and now new plan FILED 1-12----mp calls for payments of $500 x 18 remaining-per att. FNA has been paid in full outside--currently in month 66
100% plan due to non exempt equity

PER JUDGE SCHEDULE WITH MOD PLAN
AR SUGGESTED TSC ATTY APPEAR
PER MBK CARRY TO 12-1 DEBTOR PLAN TO PAY PLAN BALANCE

OST- FNA obj (Velasquez); Tr plan pymt in support of prior dismissal

<>MTN TO RECONSIDER ORDER DENYING MTN TO VACATE DISMISSAL

AR NOTE PLAN PYMT HISTORY DOC 176
Matter ResolvedRequest
Adjourment
21/13/2021 9:00 am15-24413 / MBKPHILLIP L LUCAS ESQMotion Reopen Ch. 13 Case (fee)GrantedTotal Paid In: $161,602.00
MTN TO REOPEN TO COMPLETE PLAN
Matter ResolvedRequest
Adjourment
01/13/2021 9:00 am15-28671 / MBKWilliam H. Oliver, Jr., Esq.Motion Reopen Ch. 13 Case (fee)Granted
MTN TO REOPEN TO FILE CERT IN SUPPORT DISHARGE
Matter ResolvedRequest
Adjourment
61/13/2021 9:00 am15-32073 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/27/2021 9:00 am
Total Paid In: $63,800.00
AMT: MTN AUTH LATE CLMS/OTBS<<<>>>

Debtor obj<>DEBTOR NEEDS TO RESOLVE IRS 'PER PLAN' CLAIM FOR 2016 TAXES AND NJ DIVISION OF TAX CLM #13-1 WHICH IS PARTIAL POST PETITION
Matter ResolvedRequest
Adjourment
51/13/2021 9:00 am15-32073 / MBKMarc C. Capone, Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $63,800.00
1/11 AMT: Email to atty to submit corrected proposed order<<<>>>

MTN ALLOWING A LATE FILED CLM TO BE FILED FOR IRS AND TRUSTEE TO PAY $3,655 ; AUTHORIZIG TRUSTEE TO PAY NJ DIV TAX LATE FILED CLM #13-1 AND AUTHORIZED TO PAY ANY ADDITIONAL LATE FILED CLM BY NJ DIV TAX
Matter ResolvedRequest
Adjourment
71/13/2021 9:00 am17-12825 / MBKPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/2/2021 9:00 am
Total Paid In: $104,385.00
-per Judge get loan mod or D by 2/2 EDC

AR CONF NOTES NO REFI SINCE NOTES MP CONF 12 -2019
NO EQUITY IN HOME
***instructed Pro Se to file a MP to extend the dates - ADJ to 1/13/21 (dm)***

Debtor obj<>FAILED TO REFI BY 12/1/19 PER CONF PROVISION OR LM BY 7/30/20 PER ORDER DOC #112
Matter ResolvedRequest
Adjourment
81/13/2021 9:00 am17-15685 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $19,215.00
AMT: MP 1/13/21 *** HONOR ROLL***<<>>>

AR ATTY TO FILE CARES ACT MOD PLAN

ARREARS
Matter ResolvedRequest
Adjourment
91/13/2021 9:00 am17-27904 / MBKPaola D. Vera, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $15,867.00
CAPITAL ONE (MESTER & SCHWARTZ)
Matter ResolvedRequest
Adjourment
101/13/2021 9:00 am17-28820 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/27/2021 9:00 am
Total Paid In: $30,190.00
Per Judge either confirm with lump sum to pay case off or dismiiss--$18,024 balance-'Borger will email EDC


AR NOTE AMEND I 2323 SCH J 5668 - ATTY DID NOT ADDRESS FEASIBILITY
AMT; MP 1/13<<< REC DISMISS>>>

H sold commercial property and will pay case-Borger to send email to AR regarding that sale, ownership etc.
SALE NET $255K


Debtor obj, change in circumstances/does not want to sell<> FAILED TO SELL VERONICA COURT PPTY BY 10/1/19
Matter ResolvedRequest
Adjourment
111/13/2021 9:00 am17-29060 / MBKKirsten B. Ennis Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $25,956.00
ADJ to 1/13 for consent order
Debtor obj, made pymts<> NATIONSTAR (Shapiro)
Matter ResolvedRequest
Adjourment
121/13/2021 9:00 am17-30127 / MBKJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayContinued
1/27/2021 9:00 am
Total Paid In: $5,296.00
Debtor obj<>TOYOTA MOTOR (STEWART LEGAL)
Matter ResolvedRequest
Adjourment
131/13/2021 9:00 am17-34928 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $11,952.00
ns

- Mr Schwab advises Loan Mod should be prepared by end of week 12/18/20 - so we adj to 1/13/21 for motion to approve Loan Mod (dm)

- 11/11/20 - Assumption Agreements received and sent back to mortgage company so final Loan Mod can be processed - Adj to 12/15/20 Peremptory.

- Adj to 11/17/20 - spoke with atty - mtg co is preparing 2 assumption agreements before final Loan Mod (dm)

- debtor has Trial Mod with last payment due August

Debtor obj<>FAILED TO LM BY 3/1/20
Matter ResolvedRequest
Adjourment
141/13/2021 9:00 am18-14807 / MBKSCOTT C PYFERMotion Relief from Stay (Fee)WithdrawnTotal Paid In: $6,575.00
AR NOTE DISPUTE AS TO PROPOSED FORM OF ORDER PER ATTY BOTH SUBMITTED A FORM OF ORDER
12/7/2020 KJ: PER DOCKET THIS MATTER RE-LISTED

10/20 Hearing was OTBS<<<>>>

BSI FINC (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
151/13/2021 9:00 am18-17544 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceContinued
1/27/2021 9:00 am
Total Paid In: $11,649.00
MTN TO FINANCE THIS SHOULD ALSO INCLUDE A MOTION TO PURCHASE PPTY WITH DISCLOSURES

trustee objection:
(1) The debtors need to provide updated proof of income, tax returns and an amended schedules I & J.
(2) The debtors need to provide information regarding how much they will be paying in deposits and down payments to the trustee.
Matter ResolvedRequest
Adjourment
161/13/2021 9:00 am18-25082 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
1/27/2021 9:00 am
Total Paid In: $9,037.00
Debtor obj, filing MP<>PNC BANK (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
171/13/2021 9:00 am18-25723 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/27/2021 9:00 am
Total Paid In: $7,122.00
2 payments by 1/27 or D EDC

Debtor obj, can make pymt<>ARREARS
Matter ResolvedRequest
Adjourment
181/13/2021 9:00 am18-26608 / MBKBRIAN W HOFMEISTERMotion Relief from Stay (Fee)WithdrawnTotal Paid In: $5,000.00
SELECT PORTFOLIO (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
191/13/2021 9:00 am18-32889 / MBKROBERT BRAVERMANMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $9,635.00
Debtor obj<>CARRINGTON MTG (ROBERTSON, ANSCHUTZ, SCHNEID)
Matter ResolvedRequest
Adjourment
201/13/2021 9:00 am19-10729 / MBKJames J. Cerbone, Esq.Motion Reinstate StayWithdrawnTotal Paid In: $3,281.00
Wilmington obj (HILL WALLACK)<>MTN TO REINSTATE STAY/WILMINGTON SAVINGS
Matter ResolvedRequest
Adjourment
211/13/2021 9:00 am19-10813 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $19,283.00
1/12/21 AMT: CONS ORDER, DOC #57 ENTERED TODAY FOR PYMT TO PNC $26,644.33<<<>>>

***FEIN SUCH is working on a consent order with debtor to resolve the matter - ADJ to 1/13/21***

Per att email 12/14 ----the 1/5/21 motion should be marked w/d. The mortgage paid the tax sale cert. Doing a consent order with PNC that will resolve. I suggest adjourning for a couple of weeks to make sure order gets entered. EDC

AR ATTY FILED MOTION TO EXP CLAIM 13-1 THIS CLAIM WAS PREV WD ?
Debtor obj<> FAILED TO RESOLVE PNC BANK CLAIM AMOUNT DISCREPANCY (#27-1) FILED BY DEBTOR'S COUNSEL FOR "PRE-PET ARREARS & TAX SALE REDEMPTION" OF $25,318 - CREDITOR FILED POC (#27-2) FOR PRE PET ARREARS ONLY OF $4,561
Matter ResolvedRequest
Adjourment
221/13/2021 9:00 am19-11061 / MBKAllen I. Gorski, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $20,817.00
MTN TO APPROVE SETTLEMENT ($12,094 TO TRUSTEE)
Matter ResolvedRequest
Adjourment
231/13/2021 9:00 am19-11364 / MBKAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $93,887.00
AMT: MP 1/13<<< SUBJECT TO TERMS/(NJ APOC FILED 1/12 -$0 >>>

per Judge everything resolved with NJ by 12/9 or D

2018 est nj to be amended in 30 days per 2019 conf
-still not filed
-case filed Jan 2019-conf over a year ago 9/2019
-21 months

***7/28/20 - atty to send $2,000 and file a COVID-19 Plan - adj to 9/15/20***
Debtor obj<>FAILED TO FILE FEASIBLE PLAN; PI PROCEEDS WERE INSUFFICIENT TO COMPLETE 100% PLAN; FAILED TO ADDRESS NJ DIV TAX PER PLAN CLAIM
Matter ResolvedRequest
Adjourment
241/13/2021 9:00 am19-12005 / MBKBRUCE C TRUESDALE ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/19/2021 9:00 am
Total Paid In: $12,906.00
AMT: MP 1/19 *** NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN<<<>>>

Debtor obj, filing MP<>SV/NEWREZ
filed MP
Matter ResolvedRequest
Adjourment
251/13/2021 9:00 am19-12882 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $86,200.00
***ADJ BY MBK TO 1/13/21 PEREMPTORY***
ADJ 4X FROM AUGUST DATE NEED JUDGE TO CONDIDER ADJ REQUEST


adjournment denied-arrears

Debtor obj<>SV**/US BANK; ARREARS
Matter ResolvedRequest
Adjourment
261/13/2021 9:00 am19-13078 / MBKKevin Fayette, EsqMotion Relief from Co-Debtor StayGrantedTotal Paid In: $18,400.00
DISNEY VACATION (MANLEY DEAS KOCHALSKI)
Matter ResolvedRequest
Adjourment
271/13/2021 9:00 am19-13424 / MBKROBERT C NISENSON ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $17,285.00
3RD LISTING NFA --adj request denied on 1/8
BAYVIEW ( Schiller) tr arrears MTD and MP 10-14 (tr arrears TR MTD 1-19
Matter ResolvedRequest
Adjourment
281/13/2021 9:00 am19-14958 / MBKDAVID G BESLOW, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/2/2021 9:00 am
Total Paid In: $7,820.00
Adj Request Denied

AMT: MP 1/13 (recommend dismissal)<<<>>>


***Per AR, adj to 10/6/20 for payment and a feasible plan**


Debtor obj, filing MP (covid)<>ARREARS
Matter ResolvedRequest
Adjourment
291/13/2021 9:00 am19-15928 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/27/2021 9:00 am
Total Paid In: $11,748.00
Debtor obj<>FAILED TO LM BY 9/30/20
Matter ResolvedRequest
Adjourment
311/13/2021 9:00 am19-17554 / MBKDemetrius J. Parrish Jr.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/16/2021 9:00 am
Total Paid In: $2,782.00
AMT: Tax return provided<<>.

Atty filed obj, working on LM<>FAILED TO LM BY 7/1/20; FAILED TO PROVIDE TRUSTEE WITH COPY OF 2019 FED TAX RETURN
Matter ResolvedRequest
Adjourment
301/13/2021 9:00 am19-17554 / MBKDemetrius J. Parrish Jr.Motion Avoid LienGrantedTotal Paid In: $2,782.00
MTN TO AVOID LIEN/SOUTHFORK AT eWING
Matter ResolvedRequest
Adjourment
321/13/2021 9:00 am19-18629 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $8,338.00
ar pymt made and mp to be filed
ARREARS; CITIBANK #12-1 WAS NOT AMENDED TO $3,481.75 PTD WITHIN 30 DAYS OF 3/3/20 MP
Matter ResolvedRequest
Adjourment
331/13/2021 9:00 am19-19966 / MBKDOROTHY L WRIGHT, ESQMotion Relief from Stay (Fee)Moot - DismissedTotal Paid In: $15,600.00
WILMINGTON SAVINGS (GREENSPOON MARDER)
Matter ResolvedRequest
Adjourment
341/13/2021 9:00 am19-20727 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,754.00
ARREARS
Matter ResolvedRequest
Adjourment
351/13/2021 9:00 am19-20803 / MBKPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/16/2021 9:00 am
Total Paid In: $16,181.00
AMT: MP 2/16 ***NEEDS TO APPEAR AND REQUEST ADJ O TR MTN***<<<>>>

What has happened with marketing of home
***advised Pro Se to file a MP to extend the sale date - ADJ to 1/13/21***

Debtor obj submitted in 13 Docs attached<>FAILED TO SELL VAIL RD PPTY BY 6/30/20
Matter ResolvedRequest
Adjourment
361/13/2021 9:00 am19-22877 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/24/2021 9:00 am
Total Paid In: $22,959.00
Debtor obj, making pymts<>ARREARS
Matter ResolvedRequest
Adjourment
371/13/2021 9:00 am19-23085 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $11,888.00
ARREARS
Matter ResolvedRequest
Adjourment
381/13/2021 9:00 am19-25446 / MBKYAKOV RUDIKHMotion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)DeniedTotal Paid In: $2,595.00
Trustee Obj - debtor is in arrears of $1,929 as of 12/1/2020.

MTN TO VACATE DISMISSAL
Matter ResolvedRequest
Adjourment
391/13/2021 9:00 am19-25502 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/27/2021 9:00 am
Total Paid In: $9,815.00
To file MP and make payments by 1/27 per Judge EDC--if done we can adj to MP date

AR NOTE MP NOT FILED AND ATTY ASSERTS PYMT MADE NO PROOF IN 13 DOCS
ARREARS
DR OBJ PYMT WILL BE MADE AND MP WILL BE FILED
Matter ResolvedRequest
Adjourment
401/13/2021 9:00 am19-26177 / MBKEric ClaymanMotion to Vacate DismissalMootTotal Paid In: $9,947.00
Previously Granted on 1/5/2021 on OST.
Matter ResolvedRequest
Adjourment
411/13/2021 9:00 am19-26189 / MBKKevin Fayette, EsqMotion Relief from Stay (Fee)Consent Order to be SubmittedTotal Paid In: $20,910.00
Debtor obj<>NEWREZ/SHELLPOINT MTG (RAS)
Matter ResolvedRequest
Adjourment
421/13/2021 9:00 am19-26829 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Continued
2/10/2021 9:00 am
Total Paid In: $9,658.00
Debtor obj, will bring current<>TOWNE MTG (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
431/13/2021 9:00 am19-26912 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/27/2021 9:00 am
Total Paid In: $5,500.00
to file MP with updated I & J poi etc by 1/27 or D EDC

$500 ePay cleared per pay schedules (dm)

AR WAITING FOR PROOF OF PYMT
Debtor obj, proposes $500 and requests
recap<>ARREARS
Matter ResolvedRequest
Adjourment
441/13/2021 9:00 am19-27480 / MBKPETER E ZIMNIS, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $1,900.00
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
451/13/2021 9:00 am19-27503 / MBKVERA FEDOROFFCreditor Certification of DefaultOrder to be SubmittedTotal Paid In: $1,730.00
Debtor obj<> PC6, LLC (Zeitz)(TR ARREARS 1820 AND MP FPR 1/13 REC DISM- TR CETR OF D ON FOR 1-19 )
Matter ResolvedRequest
Adjourment
461/13/2021 9:00 am19-27971 / MBKPAUL N MIRABELLI ESQMotion Relief from Stay (Fee)Moot - DismissedTotal Paid In: $5,500.00
QUICKEN LOANS (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
471/13/2021 9:00 am19-28158 / MBKKevin Fayette, EsqMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $14,250.00
Debtor obj<>NATIONSTAR MTG (SHARPIRO DENARDO)
Matter ResolvedRequest
Adjourment
481/13/2021 9:00 am19-28297 / MBKWarren Brumel, Esq.Motion Relief from Stay (Fee)Withdrawn
DEUTSCHE BANK (MILSTEAD)
Matter ResolvedRequest
Adjourment
491/13/2021 9:00 am19-28724 / MBKCAMILLE J KASSARMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,556.00
ARREARS
Matter ResolvedRequest
Adjourment
501/13/2021 9:00 am19-28845 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/2/2021 9:00 am
Total Paid In: $7,712.00
AMT: MP 1/13<<< OBJECTIONS NEEDS RES >>>

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
511/13/2021 9:00 am19-28865 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,688.00
Debtor obj **WITHDRAWN**<>SV/MIDFIRST BANK; FAILED TO LM BY 5/6/20, EXTENDED LOSS MIT EXPIRED 10/14/20
Matter ResolvedRequest
Adjourment
521/13/2021 9:00 am19-28865 / MBKROBERT C NISENSON ESQMotion Impose Automatic StayWithdrawnTotal Paid In: $2,688.00
Midfirst cert (KML)<>MTN TO REIMPOSE STAY/MIDFIRST BANK
Matter ResolvedRequest
Adjourment
531/13/2021 9:00 am19-28967 / MBKSTEVEN J ABELSON, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $8,550.00
AMT: MP 1/13<<
>>

Debtor obj, filing MP<>SV/JP MORGAN
Matter ResolvedRequest
Adjourment
541/13/2021 9:00 am19-29269 / MBKNICHOLAS FITZGERALD, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,596.00
ARREARS
Matter ResolvedRequest
Adjourment
551/13/2021 9:00 am19-29731 / MBKAllen I. Gorski, Esq.Motion Withdraw As AttorneyGrantedTotal Paid In: $10,921.00
AMT: Debtors to obtain separate counsel. Gorski filed sub for David<<<>>>

OLIVER MTN TO WD
Matter ResolvedRequest
Adjourment
561/13/2021 9:00 am19-30195 / MBKPATRICIA COLLIGAN, ESQ.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $5,626.00
Debtor obj, filing MP<>SANTANDER BANK (GROSS McGINLEY)
Matter ResolvedRequest
Adjourment
571/13/2021 9:00 am19-30589 / MBKTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $5,919.00
12/14 AMT: MP 1/13/21 <<
>>

Debtor obj, filing MP<>NEW FORM OF ORDER APPROVING LM WAS NOT ENTERED AND THE MTG CLM HAS NOT BEEN AMENDED OR W/D; NO MP OR AMD J WERE FILED WITHIN 10 DAYS OF 8/14/20 ORDER; ARREARS
Matter ResolvedRequest
Adjourment
581/13/2021 9:00 am19-30896 / MBKEVAN N PICKUS, ESQMotion Relief from Stay (Fee)Continued
1/27/2021 9:00 am
Total Paid In: $8,239.00
NEW JERSEY HOUSING AND MTG (PLUESE, BECKER)
Matter ResolvedRequest
Adjourment
591/13/2021 9:00 am19-31059 / MBKJOAN S. WARREN, ESQ.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/2/2021 9:00 am
Total Paid In: $12,128.00
Debtor obj, filing MP<>100% PLAN INFEASIBLE DUE TO SANTANDER #3-1
Matter ResolvedRequest
Adjourment
601/13/2021 9:00 am19-31768 / MBKLAURENCE R SHELLER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,026.00
ARREARS
Matter ResolvedRequest
Adjourment
611/13/2021 9:00 am19-32496 / MBKKarina Pia Lucid Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/10/2021 9:00 am
Total Paid In: $6,851.00
per email has now filed motion and will request adj on 1/13 EDC

Debtor obj, will file POC on behalf of creditor and motion to allow late clm<>FAILED TO ADDRESS PER PLAN CLM/TWP OF FRANKLIN
Matter ResolvedRequest
Adjourment
621/13/2021 9:00 am19-32917 / MBKDaniel E. Straffi Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/10/2021 9:00 am
Total Paid In: $4,400.00
AMT: MP 1/13<<>>

Debtor obj, filing mp<>SV/SIXTY ACRE RESERVE CONDO ASSOC; FAILED TO LM BY 8/15/20
NO MP AS OF 12-5
Matter ResolvedRequest
Adjourment
631/13/2021 9:00 am19-33180 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/27/2021 9:00 am
Total Paid In: $8,926.00
To file MP and make payments by 1/27 per Judge EDC--if done we can adj to MP date


AR NOTE NO PYMT MADE NO MP FILED
Debtor obj, can make pymt; fiing MP<>ARREARS
Matter ResolvedRequest
Adjourment
641/13/2021 9:00 am19-33314 / MBKDaniel E. Straffi Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/10/2021 9:00 am
Total Paid In: $6,000.00
AMT: MP 2/10***NEEDS TO APPEAR TO REQUEST ADJ OF TR MT***<<<>>>

Debtor obj, filing MP<>FAILED TO LM BY 10/1/20
Matter ResolvedRequest
Adjourment
651/13/2021 9:00 am19-34041 / MBKHENRY CHUDZIK, JR.Order Shorten TimeOrder Previously SubmittedTotal Paid In: $9,161.00
MOTION TO SELL
Lakeview obj ( Parker McCay)<>64 DOGWOOD DR/OST
Matter ResolvedRequest
Adjourment
661/13/2021 9:00 am20-10232 / MBKMonika Mazurczyk Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/16/2021 9:00 am
Total Paid In: $14,226.00
AMT: MP 2/2***NEEDS TO APPEAR TO REQUEST ADJ OF TR MTN***<<<>>><<<>>>
AR NEED COVID CERT AND AMEND BUDGET AND POI

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
671/13/2021 9:00 am20-10515 / MBKCAMILLE J KASSARMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,633.00
FAILED TO LM BY 6/20/20, EXTENDED LOSS MIT EXPIRED 8/13/20; ARREARS
Matter ResolvedRequest
Adjourment
681/13/2021 9:00 am20-10576 / MBKYAKOV RUDIKHMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,707.00
SV/CREDIT ACCEPTANCE; ARREARS
Matter ResolvedRequest
Adjourment
691/13/2021 9:00 am20-10731 / MBKANDRE L KYDALA ESQMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $8,214.00
SN SERVICING CORP (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
701/13/2021 9:00 am20-11504 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
2/2/2021 9:00 am
Total Paid In: $7,218.00
nfa

Atty obj, debtor advised they made pymts<>CARRINGTON MTG (FEIN, SUCH)
Matter ResolvedRequest
Adjourment
711/13/2021 9:00 am20-11672 / MBKMICHAEL L DETZKY, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $24,850.00
ARREARS - debtor is now current
Matter ResolvedRequest
Adjourment
721/13/2021 9:00 am20-11761 / MBKADAM SCHNEIDER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
3/10/2021 9:00 am
Total Paid In: $4,599.00
AR GOOD FAITH PYMT AND MOD PLAN BY 1-27
adj denied, no opposition and no payments since Sept EDC

ARREARS
Matter ResolvedRequest
Adjourment
731/13/2021 9:00 am20-11959 / MBKWilliam H. Oliver, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $5,351.00
Debtor obj, requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
741/13/2021 9:00 am20-12106 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/24/2021 9:00 am
Total Paid In: $11,341.00
Debtor obj, filing MP<>FAILED TO ADDRESS PIKE COUNTY LATE CLM #17-1 AND NJ DIV TAX PER PLAN CLAIM
Matter ResolvedRequest
Adjourment
751/13/2021 9:00 am20-12918 / MBKEric ClaymanMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $1,594.00
***ADJ to 1/13 Peremptory***
Debtor obj, can make pymt and requests recap<>SANTANDER CONSUMER (MORTON)
Matter ResolvedRequest
Adjourment
761/13/2021 9:00 am20-13913 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
1/27/2021 9:00 am
Total Paid In: $6,252.00
Debtor obj, can make pymt and requests 6 mo cure<>AUTUM RIDGE AT TOMS RIVER CONDO (MCGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
771/13/2021 9:00 am20-14433 / MBKROBERT C NISENSON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $800.00
ARREARS
Matter ResolvedRequest
Adjourment
781/13/2021 9:00 am20-14479 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/2/2021 9:00 am
Total Paid In: $1,600.00
Debtor obj<>FAILED TO LM BY 11/1/20 OR 11/11/20 AS EXTENDED BY LOSS MITIGATION ORDER
Matter ResolvedRequest
Adjourment
791/13/2021 9:00 am20-14480 / MBKDaniel Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/27/2021 9:00 am
Total Paid In: $1,501.00
Debtor obj, can pahy $500 & requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
801/13/2021 9:00 am20-15477 / MBKS DANIEL HUTCHISON ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/24/2021 9:00 am
Total Paid In: $7,111.00
FAILED TO LM BY 9/30/20
Matter ResolvedRequest
Adjourment
811/13/2021 9:00 am20-16120 / MBKTHOMAS J ORR ESQMotion Relief from Stay (Fee)Continued
2/10/2021 9:00 am
Total Paid In: $3,211.00
nfa

Debtor obj, made pymt<>BANK OF AMERICA (FEIN, SUCH, KAHN)
Matter ResolvedRequest
Adjourment
821/13/2021 9:00 am20-16713 / MBKKarina Pia Lucid Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/10/2021 9:00 am
Total Paid In: $5,504.00
AMT: MP 2/16 ***NEEDS TO APPEAR AND REQUEST ADJ OF TR MTN***<<<>>>

Debtor obj, filing MP<>FAILED TO LM BY BY 9/22/20; NEEDS TO ADDRESS NJ DIV TAX PER PLAN CLM
Matter ResolvedRequest
Adjourment
831/13/2021 9:00 am20-17528 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $9,705.00
(PER AR, filed mtn to expunge clm or file apoc w/deficiency - 2/2 hearing)<<<>>>

Debtor obj<> SV/ACAR
Matter ResolvedRequest
Adjourment
841/13/2021 9:00 am20-18523 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
2/10/2021 9:00 am

Hanratty to file amended order (submit an amended order that designates how the NJ claim amounts are to be designated (secured/priority or unsecured) and if they are to be paid through the plan by the trustee.

AMT: Proposed order does not clarify classification to be reduced- priority or secured?

MTN TO REDUCE NJ DIV TAX #8 TO$15,189.30
Matter ResolvedRequest
Adjourment
851/13/2021 9:00 am20-19462 / MBKWilliam H. Oliver, Jr., Esq.Motion Relief from Stay (Fee)Continued
2/10/2021 9:00 am

Debtor obj, will bring current<>NEW JERSEY HOUSING AND MTG (PLUESE, BECKER)
Matter ResolvedRequest
Adjourment
861/13/2021 9:00 am20-19475 / MBKEdward Hanratty, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawn
WITHDRAW PER ATTY EMAIL (dm)
1/4 AMT: APOC #15-2 filed for $129<<<>>>

MTN TO FIX NJ DIV TAX CLM #15 AT $1,654.27- Trustee Obj/SVS
Matter ResolvedRequest
Adjourment
871/13/2021 9:00 am20-19633 / MBKBRUCE C TRUESDALE ESQMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawn
MTN TO EXPUNGE FERNANDEZ CLM #13 OR MODIFY TO $0 SECURED/$4,277.09 UNSECURED
Matter ResolvedRequest
Adjourment
881/13/2021 9:00 am20-20956 / MBKCANDYCE I SMITH-SKLAR, ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $676.00
Debtor obj, will make pymts<>FREEDOM MTG (POWERS)
Matter ResolvedRequest
Adjourment
891/13/2021 9:00 am20-22847 / MBKEdward Hanratty, Esq.Motion Impose Automatic StayContinued
2/10/2021 9:00 am

***Adj by MBK to 1/13/21 to see if case is confirmed***

AR OVER 30 DAYS FROM FILING
MTN TO EXTEND STAY - Trustee Obj
Matter ResolvedRequest
Adjourment
901/13/2021 9:00 am20-23613 / MBKKevin Fayette, EsqMotion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO CONTINE STAY
Matter ResolvedRequest
Adjourment
911/13/2021 9:00 am20-23638 / MBKJOHN ZIMNIS, ESQMotion Extend Time3rd Party Matter
MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
921/13/2021 10:00 am15-22778 / MBKPETER E ZIMNIS, ESQConfirmation Hearing on Modified PlanWithdrawnDebtor has made 18 of 66 required payments   Arrears: $0  
Total Paid In: $90,262.00
filed withdrawal on 1/12 EDC

12/30 workup for the 1/13 calendar - Recommend Denial

--Covid cert filed

**Trustee objection:
--no money since November
---per attorney cert and MP debtor sent trustee over $9500 since September but we only received around $1000 which has since been refunded. Balance is $19052.
---case is in 66th month as of January. Only 18 months remaining if allowed under CARES ACT(would get 60 MONTHS IF FILED NEW CASE)
---FNA Objection-got foreclosure Judgement on 11/18/20...without motion to reinstate stay or void judgement this is going nowhere because Plan proposes to pay FNA arrears

case dismissed in September----previous motion to dismiss in 2017 then one in 2018
ARREARS 19,878 LAST PAY 3-25 , NO FUNDS AVAIL---filed motion for reconsideration EDC

proposes $90,262 PTD; $576 X 18; 100%
Matter ResolvedRequest
Adjourment
931/13/2021 10:00 am17-15685 / MBKJoseph Casello, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 33 of 46 required payments   Arrears: $0  
Total Paid In: $19,215.00
as of 1/11/2021

ok to confirm at $19,215 paid to date, $571x38 begin 2/1/2021 100% plan
-IRS (poc 1) priority claim to continue to be paid through plan
-NJ Division of Taxation (poc 4) priority claim to continue to be paid through plan

issues as of 1/8/2021

1) The modified plan fails to pay the IRS priority claim $3,612.65 (claim 1) and NJ Division of Taxation priority claim $2,287.03 (claim 4). - sent email to attorney to confirm that these two claims will continue to be paid through the plan and will add notation to add to the confirming order accordingly.
2) If paying claims, ok to confirm at $19,215 paid to date, $571x38 begin 2/1/2021 100% plan

proposed plan $571x39 begin 1/1/2021 100% plan
Matter ResolvedRequest
Adjourment
941/13/2021 10:00 am17-16668 / MBKJOHN ZIMNIS, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 41 of 45 required payments   Arrears: $824.00  Total Paid In: $16,993.00
as of 1/8/2021

ok to confirm at $16,581 paid to date, $216x39 begin 2/1/2021 base plan

proposed plan $16,581 paid to date, $210x40 begin 1/1/2021 base plan
paid in $16,581
arrears under modified plan $210
extended to 84 months/ 39 months to go
Matter ResolvedRequest
Adjourment
951/13/2021 10:00 am17-21126 / MBKPETER J BROEGE ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 42 of 44 required payments   Arrears: $933.00  Total Paid In: $39,063.00
AS of 12/31/20(mk):atty ok to terms

**CAN REC CONFIRM AT $39,063 PTD then $933 x 17 begin 1/1/21, 100%:Must file application for Supplemental fees of $800 w/in 7 days of confirming Order. Need Order to pay post petition arrears of $10,543.36 to US Bank w/in 30 days; Plan extended to total 60 mos.**



MP proposes $PTD then $939 x 18 begin 12/1/20. 100% Plan extended to total of 60.
MP pays Post pet arrears($10,543.36) to US Bank & creditor atty fees ($531)- NEED Order per the 12/15/20 hearing.

Matter ResolvedRequest
Adjourment
961/13/2021 10:00 am17-28820 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanContinued
1/27/2021 10:00 am
Debtor has made 35 of 40 required payments   Arrears: $872.00  Total Paid In: $30,190.00
Per Judge either confirm with lump sum to pay case off or dismiiss--$18,024 balance-'Borger will email EDC

-NOT FEASIBLE
1/5 workup for the 1/13 calendar EDC

-MP extends plan due to COVID but no amended I & J--SCH I FILED ONLY LISTS $2300 IN INCOME WITH $5668 IN EXPENSES (NO AMENDED J)--INCOME IS NEGATIVE $3300
-POI filed. Plan relies on H income from Marinas.-H NOW IN CH 11 NO INCOME
-MP pays arrears on house through plan. House owned by H and wife jointly.
-Need info on the husbands Commercial property. HUD shows he got $255,000 from sale of one of his business properties on 9/1/20. What other properties are there. Were businesses formed prior to marriage? --(per attorney this is a pre-marriage business)

proposed $820 x 36 BEG 10/20; BASE
Matter ResolvedRequest
Adjourment
971/13/2021 10:00 am18-15920 / MBKJAVIER L. MERINO, ESQ.Confirmation Hearing on Modified PlanContinued
1/27/2021 10:00 am
Debtor has made 34 of 34 required payments   Arrears: $0  
Total Paid In: $13,600.00
to file MP or D by 1/27 EDC

1/5 workup for the 1/13 calendar


-plan removes the LM and paying arrears on the mortgage but doesn't say what is being done--NEED TO ADD LANGUAGE THAT US BANK OUTSIDE PER LOAN MODIFICATION

-proposed payment does not take into account that there is an unsecured balance of $13,616 on Weybridge.
- To CONFIRM it needs : $13600 paid then $883 x 26 beg. 2/1/20-100%--US Bank outside per loan modification, trustee will not pay claim

$400 X 60; 100%
Matter ResolvedRequest
Adjourment
981/13/2021 10:00 am19-11364 / MBKAllen I. Gorski, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 56 of 24 required payments   Arrears: $1,677.00  Total Paid In: $93,887.00
ISSUES AS OF 1/6/2021 (DM): Updated 1/12/21

***Received amended POC from State of NJ by email - TRUSTEE CAN RECOMMEND CONFIRMATION AT $93,887.43 PTD, THEN $1,677 x 49 STARTING 1/1/21, 100% PLAN***

 1/3/21 email from attorney: 2018 NJ Tax returns signed and forwarded to NJ DAGs last week. I am waiting for NJ Tax processing tax return to amend $1,000 estimated claim. Debtor promised additional funds by January 8th.

 Per MBK, everything resolved with NJ by 12/9/20 or Dismiss.

 10/27/20 - Fee App filed 10/27/20

 9/15/20 - ADJ to 10/28/20 for NJ POC to be amended.

1) AR, New Jersey claim is still estimated - amended POC was required within 60 days of Confirming Order (AMENDED 1/12/21).

2) US Bank (Francis Ballak, Esq) Limited Obj - interest on claim is higher for 72 month plan - need Consent Order to update the claim amount to be paid (OTBS TO PAY $39,696.24 OVER 72 MONTHS).


Confirm Case: $3,500 Ptd, $1,300 x 1, $600 x 27 start 10/1/19, 100% Plan
- plan balance paid from PI claim
Prop. MP: $88,992 Ptd, $1,100 x 54 start 8/1/20, 100% Plan
- PI clam of $77,192 paid
PTD = $93,887.43
Last Claim (5-2) dated 1/12/21
Matter ResolvedRequest
Adjourment
991/13/2021 10:00 am19-14958 / MBKDAVID G BESLOW, ESQConfirmation Hearing on Modified PlanContinued
2/2/2021 10:00 am
Debtor has made 8 of 22 required payments   Arrears: $8,160.00  Total Paid In: $7,820.00
NFA- will send in all money to payoff case by 2/2 EDC

1/5 workup for the 1/13 calendar EDC

No payments since October-can't confirm without at least one payment of $300 and POI

-still no POI (since MP filed in September), tax returns or cert regarding how lost income due to Covid(BUT NOT LOOKING FOR COVID EXTENSION)
-MP due to Covid
-Filed motion to expunge Wells Fargo claim on for 12/9...GRANTED

Needs to run minimum of 36 months so need to CONFIRM AT: 7820 paid then paid then 300 x 11 beg 2/1/20 100%

------------------------------
motion for relief for mortgage MTGLQ on for 10/20
$5100 arrears (Stay vacated LM completed)
Matter ResolvedRequest
Adjourment
1001/13/2021 10:00 am19-27503 / MBKVERA FEDOROFFConfirmation Hearing on Modified PlanWithdrawnDebtor has made 5 of 16 required payments   Arrears: $1,480.00  Total Paid In: $1,730.00
ATT WILL FILE MP TO REMOVE HOWELL AND MAKE PAYMENTS
1/6 workup for the 1/13 calendar EDC

-trustee objection-pay history is terrible. Only 1 payment in the last 6 months
-MP includes payment to Howell but trustee cannot pay unless we get a claim from Howell(OK TO REMOVE-ATTORNEY WILL FILE A MP)
-Covid cert filed
-no amended I & J and updated POI from the son in law provided. This is needed because he is the sole source of income. Need last 2 months paystubs.(SENT UPDATED)
-Plan says permanent loan mod but I don't see an order(ORDER ENTERED DEC. 2019OK)

---------------------------
-objection filed by Fossi for PC6 tax lien to MP for failure to pay post petition and trustee(RESOLVED)
-cert of default by PC6 scheduled for 1/13(RESOLVED)
Paid then $334 x 70 pro rata
Matter ResolvedRequest
Adjourment
1011/13/2021 10:00 am19-28845 / MBKJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanContinued
2/2/2021 10:00 am
Debtor has made 7 of 15 required payments   Arrears: $7,372.00  Total Paid In: $7,712.00
issue as of 1/8/2021

1) Need to updated proof of 2019 tax return -ATTY TO SEND
2) Township of Woodbridge (Goldenberg) objection to confirmation - need to resolve ATTY TRYING TO RESOLVE
-not current with post petition taxes.


proposed plan $6,912 paid to date, $800x72 base plan
paid in $7,712
extending plan to 84 months, 69 to go
Matter ResolvedRequest
Adjourment
1021/13/2021 10:00 am19-28967 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 14 of 15 required payments   Arrears: $407.00  Total Paid In: $8,550.00
as of 1/8/2021

ok to confirm at $7,980 paid to date $570x45 begin 2/1/2021 base plan
Matter ResolvedRequest
Adjourment
1031/13/2021 10:00 am19-29528 / MBKANDREW B FINBERG ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 17 of 15 required payments   Arrears: $0  
Total Paid In: $3,400.00
As of 12/28/20 (DS): Ok to confirm at $3,400 paid 100% to gucs

MP Prop $3,000 Paid; $200 x 1; 100% - SURRENDER REAL ESTATE.
Matter ResolvedRequest
Adjourment
1041/13/2021 10:00 am19-30589 / MBKTHOMAS J ORR ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 26 of 15 required payments   Arrears: $230.00  Total Paid In: $5,919.00
ISSUES AS OF 1/6/2021 (DM): Atty ok with terms.sf

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $5,919 PTD, THEN $230 x 46 STARTING 1/1/21, 100% PLAN, STUDENT LOANS TREATED OUTSIDE THE PLAN, ATTORNEY TO FILE A $1,500 ESTIMATED SUPPLEMENTAL FEE APP WITHIN 15 DAYS, DEBTOR TO SUBMIT AN AMENDED STANDARD LOAN MODIFICATION ORDER WITH RESPECT TO CITIMORTGAGE POC (16-1) POST LOAN MODIFICATION WITHIN 7 DAYS***

1) Trustee OBJ:
- The total minimum plan Base should be $26,820 after deductions for SSI from disposable income, or the plan should be 100% based upon timely filed claims.


Confirm Case: $3,200 Ptd, $546 x 54 start 5/1/20, Base
Prop. MP: $5,373 Ptd, $230 x 46 start 1/1/21, Base
PTD = $5,919
Last Claim (16-1) dated 1/8/20
Matter ResolvedRequest
Adjourment
1051/13/2021 10:00 am19-30871 / MBKADAM SCHNEIDER, ESQConfirmation Hearing on Modified PlanContinued
2/2/2021 10:00 am
Debtor has made 14 of 14 required payments   Arrears: $0  

ISSUES AS OF 1/6/2021 (DM):
ATTY WILL UPDATE AR ON SALE STATUS 1-12
***Need to see HUD-1 from sale to determine whether the IRS secured claim will be reduced***

 new motion to sell on for 12/9/20 edc

 There is a pending Motion to Sell Elena Ct property scheduled for 11/4/20 - TRUSTEE RECOMMENDS ONE MORE ADJOURNMENT TO AFTER THE SALE TO DETERMINE FEASIBILITY OF PLAN POST SALE***

 5/19/20 - ADJ to 6/10/20 Peremptory.

1) State of NJ filed a $23,625.38 amended priority claim that includes estimated taxes for 2018 (OKAY - AMENDED).

2) State of NJ filed an unsecured claim that includes estimated taxes for 2015 (OKAY - AMENDED).

3) Phoenix Sales & Services (Jonathan Goldsmith Cohen, Esq) OBJs to timeframe to sell property (MP PROPOSES SALE BY 12/30/20).

4) M&T Bank filed $62.33 arrears claim (OKAY TO PAY?? - Per email, okay to pay).

5) Trustee OBJ:
- Information on sale of boat and proceeds received (100% PLAN).
- Need amendments to schedules to reflect sale of boat & proceeds received (100% PLAN).
- There is non-exempt equity of $22,403 and $40,780 in real estate and an unknown amount for the boat - pending review of docs from sale and secured claims filed (100% PLAN).
- Need MP that adds all cram downs to Part 4d and Part 7 and removes Phoenix Sales and Services from Part 4g (MP REMOVES CRAM).
- Need service to creditors in motion if cramming Phoenix and Services (MP REMOVES CRAM).
- Plan is not feasible - there is no disposable income (MP IS A SALE PLAN).

Note: Homeowner insurance provided for both properties.


Prop. Plan $1,370 x 60, 100% Plan
- sale of Elena Ct property by 12/30/20
PTD 14/14 = $19,180
Last Claim (18-1)
Matter ResolvedRequest
Adjourment
1061/13/2021 10:00 am19-31615 / MBKANDREW CARROLL, ESQ.Confirmation Hearing on Modified PlanDeniedDebtor has made 11 of 14 required payments   Arrears: $2,530.00  Total Paid In: $9,561.00
As of 1/8/21 (DS): 1. No payments made for Dec and Jan, arrears $1,890. - EMAILED DEBTOR ATTORNEY, ATTY REACHED OUT TO DEBTOR.

MP Prop $945 x 46 100% - INCREASED AMT DUE TO MG HOLDER INCREASING MONTHLY PAYMENT.
Note: Order on MFR provided.
Matter ResolvedRequest
Adjourment
1071/13/2021 10:00 am19-32917 / MBKDaniel E. Straffi Confirmation Hearing on Modified PlanContinued
2/10/2021 10:00 am
Debtor has made 11 of 13 required payments   Arrears: $800.00  Total Paid In: $4,400.00
1/6 workup for the 1/13 calendar EDC

-motion to reinstate stay with 60 Acre Condo needs to be resolved for confirmation
-CNP on for 1/13 due to stay relief and no loan mod by 8/20
-no payment change in plan

*due to arrears needs $4400 paid then $420 x 47 beg 2/1/20 0%-lm by 6/1/21
(low base)
-------------------
proposes $400 X 60; 0% extend LM 6/1/2021
(low base)
Matter ResolvedRequest
Adjourment
1081/13/2021 10:00 am19-33269 / MBKMonika Mazurczyk Confirmation Hearing ScheduledWithdrawnDebtor has made 6 of 13 required payments   Arrears: $0  

AR NOTES ATTY SUBSTITUTED IN FROM HANRATTY 13 MONTHS OLD MULT ISSUES MAY BE BETTER OFF REFILING

--needs MP and file motion for sale/transfer of RV

 12/29/20 - amended Sch A/B,C,D,I,J and SOFA filed. The 2014 Forest River Sunseeker RV asset was removed from amended Sch A/B and corresponding Bank of America lien was removed from amended Sch D (APPEARS THE RV WAS TRANSFERRED/SOLD WITHOUT COURT APPROVAL---need motion to sell/transfer with all documents and proofs--attorney agrees to file motion EDC).

 12/29/20 Bank of America filed a withdrawal of POC (12-1) even though debtor is listed on the Sunseeker RV Title attached to the claim (APPEARS THE RV WAS TRANSFERRED/SOLD WITHOUT COURT APPROVAL).

Need MP to resolve/remove the following:
 12/29/20 MP filed - MP provides $2,453.28 secured pay-in-full treatment to Midland Funding in Part 4g (CREDITOR FILED UNSECURED CLAIM);
- MP provides $13,832.43 secured pay-in-full treatment to Portfolio Recovery in Part 4g (CREDITOR FILED UNSECURED CLAIM);
- MP provides $5,144.48 secured pay-in-full treatment to Bank of America judgment in Part 4g (NO CLAIM FILED BY CREDITOR).

ISSUES AS OF 12/28/2020 (DM):

***This case is 12 months old, was dismissed in July, reinstated in November, and all 4 plans filed in the case have contained errors - RECOMMEND DISMISSAL***

 7/13/20 email to former attorney, Edward Hanratty, regarding disposable income calculation based upon docs submitted 7/10/20.

1) Former attorney, Edward Hanratty, Esq., has a balance of $2,308.36 in attorney fees to be paid - how is this being treated? (RECEIVED LETTER FROM HANRATTY THAT FEE IS BEING WAIVED).

2) American Express (Peter Fish, Esq) OBJs to judgment cram - MP provides $17,463.03 secured pay-in-full treatment in Part 4g and lien avoidance in Part 7a which is inconsistent treatment (UNRESOLVED).

3) Bank of America (PHELAN) OBJs - 2014 RV cram interest rate cannot be 0% - creditor is not treated in the MP (SEE RV NOTES ABOVE).

4) MP provides $5,144.48
Matter ResolvedRequest
Adjourment
1091/13/2021 10:00 am20-10054 / MBKDemetrius J. Parrish Jr.Confirmation Hearing on Modified PlanDismissedDebtor has made 14 of 12 required payments   Arrears: $0  

**NFA NFA NFA-still no consent order filed since 11/8. Were to resolve per last adjournment

1/6 workup for the 1/6 calendar EDC

---10 months old
*hearing scheduled to determine valuation on 11/9/20-COTBS-sent letter to attorney that we need terms on 11/13 and received email back that they are waiting on terms. Needs resolution or dismissal EDC

*MP and amended I & J filed-received Loan Mod
*MP proposes lump from WC case. Trustee will add language regarding potential 3rd party recovery
*MP cramdown is improper. It does not include Deutsche cram in part 7 as required but Deutsche filed objection and doing valuation hearing (OK)
* Plan proposes $2849 to unsecured due to equity but trustee determined equity in Parkside Ave to be $10,437.(Does ABC Bail Bonds judgment reduce real estate equity)
* ABC bail bonds filed a secured claim #8 in the amount of $5,011.19 but plan says $4528. Trustee will pay per the filed claim unless debtor moves against claim
------------------------------------
* Objection filed by Ruschmore/US Bank (Pluese) - failure to cure arrears of $22,274.72 - 625 Parkway Ave. (Pay per MP)).


*Trustee's objection:
The debtor has insufficient income.
The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules to correct amount due for fees. The plan and disclosure statement differ. (NEITHER AMENDED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is non-exempt equity of $10,437 in real estate (Does ABC Bail Bonds judgment reduce real estate equity).
1. File pre-confirmation certification. (NOT FILED)

----------------------------------
- A copy of the last filed tax return - : Need copy of 2019 Tax Return by 8/15/20. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - for residence as the current policy expired on 5/8/20. (RECEIVED)
2. Conf
Matter ResolvedRequest
Adjourment
1101/13/2021 10:00 am20-14541 / MBKJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 1 of 10 required payments   Arrears: $99,049.00  
1/6 workup for the 1/13 calendar EDC - Atty ok with terms.sf

**TO RESOLVE CAN CONFIRM AT: $40262.29 PAID THEN 3550 X 50 BEG 2/1/21-MINIMUM TO GUCS OF $96,649--Attorney to file fee app in 7 days---The trustee has received $24,762.29 in non exempt proceeds and there remains $96649 in equity on the 2 Jacksonville properties----The trustee and debtor reserve on the determination of equity on the Belize properties. -------Debtors to provide proof of equity on those properties and sell by 12/31/2021 with trustee to receive non-exempt proceeds.*****

(low base)
-MP filed
-NY State filed a priority tax claim for $190,609 in MP to pay late claim
***SAME ISSUES AS LAST TIME. Sent cert in September but the following not provided:

* Trustee's objection:
---- Proof of rental income - copy of leases for both properties in Florida. (NOT RECEIVED-only received P&L but no leases)
---- A copy of the deed - for the Florida properties that provides the addresses, Deeds for land in Belize and Timeshare. (OK PROVIDED WARRANTY DEEDS FOR FLORIDA AND BELIZE TRANSFER IS IS DIDPUTE)
----The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Home maintenance $250 and HOA $290, Food $900, Transportation $700, Entertainment $795(Includes time share maintenance fees), Life insurance $467.27 and Maintenance on Florida properties $565. Need proof of health insurance expense $926.67.(debtor has moved to Boston and lost jobs-need updated I & J AND UPDATED POI)
----- At this time, there appears to be s non-exempt equity on the real properties in Florida, and Timeshare and other personal assets guitars, jewelry, all bank accts pending review of bank statements, brokerage and business assets and rollover IRS pending review.(NEEDS RESOLUTION STILL)
----- The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e).- Unsecured claim filed by 20 Pine St Investors for $4,115,334 total unsecured claims are $4,8
Matter ResolvedRequest
Adjourment
1111/13/2021 10:00 am20-17496 / MBKJAVIER L. MERINO, ESQ.Confirmation Hearing ScheduledContinued
2/2/2021 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $75.00  
AR PEREMPTORY
AS OF 1/4/21 (SF)

1. State of NJ filed estimated priority claim 12-1 (NEED AMENDED CLAIM- MISSING 2019 RETURN)

2. Municipal Credit Union filed secured claim 7-1 with zero arrears which is not addressed in plan.

3. US Dept of HUD filed secured claim 3-1 with zero arrears which is not addressed in plan

4. NY State Dept of Finance did not file a priority claim and the gov bar date has expired. Should this claim be stricken from plan?

5. Trustee objection:
-must file pre conf cert
-non exempt proceeds form PI lawsuit to Trustee

6. Part 8d of plan is blank as to post-petition claims

7. Order of distribution omits priority claims


Plan proposes $800 x 60 Base
Payments: 4.5/6 Arrears: $1175


RESOLVED ISSUES:
- Objection filed by Pingora (McCabe, Weisberg) - failure to pay arrears of $39,518.56 (RESOLVED) Ok to pay arrears per claim 6
- The debtor has failed to supply proof of Social Security Number to the Trustee. (LETTER RECEIVED FROM ATTY)
- The debtor has failed to supply proof of Social Security Number to the Trustee. (LETTER RECEIVED FROM ATTY)
-The Schedules fail to account for the debtor(s) tax refund in the amount of $2121 when determining disposable income. (AMENDED)
- Need Amendments to Schedules B & C to list Personal injury suit. (RECEIVED)

***MBK***
NEED INS FOR CAR (received Geico card) AND HOMEOWNERS (received homeowners insurance)
Matter ResolvedRequest
Adjourment
1121/13/2021 10:00 am20-17697 / MBKMark K. Smith, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 7 of 7 required payments   Arrears: $0  

ns

AR RESOLVE OR HOLD
As of 1/5/20 (DS): If objection resolved with Freedom Mtg and ok to pay claim, need to confirm at $1,819.65 paid, $1,046 x 53 begin 2/1/21 Base with minimum dividend $16,309 to gucs, due to non-exempt equity on real property and vehicles

12/1/20 (DS): 1. Trustee obj to the following:
- Need proof of insurance for 2006 Audi (NOT OPERABLE), AMENDED SCHED B CHANGES VALUE FROM $2,000 TO $100.
- Auto insurance provided for 2 cars, list another vehicle 2009 Nissan Altima (car is on Sched B). There would also be non-exempt equity on this vehicle. AMENDED SCHED B REDUCES VALUE OF 2006 AUDI FROM $2,000 TO $100.
- Proof of income verifies higher, there is disposable income $677 and Schedule J fails list tax refund of $3,074 when determining disposable income.
- There is $14,272 in non-exempt equity on real property (claim filed), 2005 Nissan, $1,987 and 2013 Hyundai $50.
- Must file Pre Confirmation Certification. FILED 12/1/20

2. Freedom Mortgage (GROSS POLOWY, LLC) obj arrears are more, POC filed arears $35,219.28. Plan is not feasible. Obj must be resolved.

Prop Plan $303.33 x 60 Base
Note: Updated auto insurance provided for 2013 Hyundai and 2005 Nissan.
Matter ResolvedRequest
Adjourment
1131/13/2021 10:00 am20-17758 / MBKBRIAN S THOMAS ESQConfirmation Hearing ScheduledContinued
2/10/2021 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  


AR PEREMPTORY
MP filed 1/5/21 - ADJ to 2/10/21
ISSUES AS OF 12/3/2020 (DM):

***Need amended Sch I to verify where debtor and spouse are currently working based upon various documents received. Also need 2019 tax return***

 10/19/20 - Notice of Appearance filed by RAS for Lakeview

1) Lakeview Loan (PHELAN) MFR pending 12/9/20 (NEED RESULT).

2) Lakeview Loan (PHELAN) OBJs - $32,122.52 arrears (UNRESOLVED).

3) Trustee OBJ:
- Debtor has insufficient income.
- Verified income results in -$2,878 disposable income.
- Need proof of income for debtor at T Hook Carpet (RECEIVED), Shrewsbury Realty (RECEIVED 2019 W-2), B Oliver Designs (RECEIVED 2019 W-2), and Thompson Medical & Chiropractic (RECEIVED 2019 W-2).
- Need proof of income for spouse at Denshell Construction (RECEIVED LETTER & 2019 W-2).
- Need copy of 2019 filed tax return (UNRESOLVED).
- Need MP that lists Lakeview Loan in Part 4a, not 4b (OBJ FILED).
- Need amended Sch I to add income for spouse (UNRESOLVED).
- Excessive Expenses: $400 utilities, $685 car payment.
- Tax refund of $1,625 was not prorated and included in disposable income calculation.
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $482 x 60, start 7/1/20, Base
PTD 4/6 = $2,000
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
1141/13/2021 10:00 am20-17996 / CMGWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledContinued
2/17/2021 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $400.00  
1/12/21(mk):


as of today, 341 now on for 1/28/21.
1/2 payments
Matter ResolvedRequest
Adjourment
1151/13/2021 10:00 am20-18096 / MBKJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanContinued
2/24/2021 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $0  

1/13---PER JUDGE -RESERVING ON SANTANDER UNFAIR DISCRIMINATION OBJECTION. GILLMAN TO REVIEW OPTIONS OF FILING PRO RATA THAT PAYS SANTANDER WITH OTHER GUCS. GILLMAN TO SEND TRUSTEE ALL NECESSARY DOCS TO DETERMINE EQUITY THRESHOLD. SENT EMAIL TO ALSO SEND UPDATED POI. edc

1/7 workup for the 1/13 calendar EDC

-Current
-7 Months old
Per attorney filed MP is 100%-IT IS NOT 100%-NOTHING BELOW RESOLVED SINCE LAST ADJOURNMENT
-MP proposes $500 x 10, $2,500 x 50; MIN $99,946.64 (increases when school tuition ends)---will pay Santander guc claim outside of the plan. Claim LLC has agreement to pay
-Santander filed objection to to MP and wants to be paid pro rata with other creditors

1. Trustee amended obj to the following:
- Need current market analysis on Adelphia Rd property, copy of Deed and balance loan statements for all timeshares (if any), values for all vehicles, all bank statements listed on Schedule B to provide last 4 digits of acct number (EXCEPT FOR THE BUSINESSES, THOSE NUMBERS WERE PROVIDE). Cannot determine what account is which with no account info blacked out completely and accountants valuation on businesses.
- Amendments to Schedules B and C to include valuation of business and list of business assets.
- Excessive expense on Sched J such as: Mortgage for residence $5,108.59, son's private school tuition $1,040 (proof provided and last payment ends in 4/5/2021.), Life insurance $314 (requires proof) and Mortgage, real estate taxes and maintenance for
rental property $3,812, rental income is $3,200 and is operating at a loss.
- There is non-exempt equity on Rt 537 $2,540.57, Adelphia Rd $82,086.08, timeshare Grand Vista $2,610 HAB Condo $2,610, also non-exempt on vehicles, bank accounts and stocks.
- Need fee app for any additional attorney fees.


2. Credit Suisse First (Adelphia Farmingdale prop) filed arrears claim $3,285.36, plan list as outside. Ok to pay?

3. Must file Pre-confirmation certificate.

Landscaping business was in Ch 11 but voluntarily d
Matter ResolvedRequest
Adjourment
1161/13/2021 10:00 am20-18351 / MBKDavid L. Stevens Confirmation Hearing - Order Vacate Dismissal of CaseConfirmedDebtor has made 5 of 6 required payments   Arrears: $0  
Total Paid In: $1,450.00
updated 1/11/2021

k to confirm at $1,450 paid to date, $296x54 begin 2/1/2021 which includes minimum $12,900 dividend to general unsecured creditors due to non exempt equity in real and personal property


issues as of 1/7/2021

1) Legacy Mortgage Asset Trust (Milstead) objection to confirmation - OBJECTION RESOVLED WITH 9/17/2020 ORDER, ARREARS TO BE PAID THROUGH PLAN
2) Trustee objection to confirmation - need to resolve
- need a copy of the homeowners renewal - PERSONAL LIABILTY COVERAGE FROM GEICO EXPIRED 12/15/2020
3) To resolve the Trustee objection ok to confirm at $1,450 paid to date, $296x54 begin 2/1/2021 which includes minimum $12,900 dividend to general unsecured creditors due to non exempt equity in real and personal property

proposed plan $290 60 minimum $12,900.50 dividend to gucs
paid in $290
last claim 2

RESOLVED ISSUES:
-need statement from whole life insurance policy with NYLIAC with cash surrender value prior to filing date RESOLVED, PROVIDED STATEMENT DATED 6/3/2019 SHOWING CASH SURRENDER VALUE OF $6,593.66 - WHICH AMOUNT IS EXEMPTED ON SCHEDULE C
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - non-exempt equity in real property $6,782.50 (pending claim) CLAIM FILED IS LOWER AND NON EXEMPT EQUITY NOW $7,605.91; non exempt equity in bank accounts checking $815.25, savings $621.21 and annuity $1,579 overall total of non exempt equity $10,621.37- RESOLVED, PLAN PROPOSES $12,900.50 DIVIDEND TO GUCS
-debtor has failed to provide proof of service for plan motions - CERTIFICATION OF SERVICE TO PNC HEADQUARTERS DATED 9/8/2020
-pre confirmation certification FILED
Matter ResolvedRequest
Adjourment
1171/13/2021 10:00 am20-18352 / MBKCANDYCE I SMITH-SKLAR, ESQConfirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 6 required payments   Arrears: $0  
Total Paid In: $1,200.00
As of 1/7/21(mk): Updated-atty ok to terms

**CAN REC CONFIRM AT $1,200 PTD;THEN $300 X 6 BEGIN 2/1/21; THEN $642 X 48 BEGIN 8/1/21;BASE;
SALE OF 68 CLARK STREET BY 4/1/21;
Non exempt proceeds from sale of 68 Clark St be paid to Trustee. Strike per plan claim to City of Trenton with respect to 68 Clark St. in the amount of $9,733.98.
Strike per plan claim of Trenton Water Works in the amount of $672.93;
Debtor to File a claim for the City Of Trenton with respect to 70 Clark St and an motion to Allow late claim w/in 30 days **


1. Trustee Objection:(2 payments in arrears as of date above)
-Plan has 2 Per Plan Claims For City Of Trenton (Gov bar date passed :To Pay In Full $9,057.76 on 70 Clark St- ( ATTY WILL FILE POC & MOTION TP ALLOW LATE CLAIM and $9,733.98 on 69 Clark St.( which plan also provides to sell) PER ATTY STRIKE THIS.
--------------------------
-need Modified Plan that completes part 1c as to sale of 68 Clark Street property. (MP Filed)
-Improper d(1)exemptions taken on 68 Clark Street and 70 Clark Street as the debtor( Amended C filed)
does not reside at either of these properties.(he lives in 72 Clark St).
-need proof of service on lien avoidance Motion- Lenox, Socey, et al( Filed)

2. Objection By MTGLQ(McCalla): (WITHDRAWN 11/6/20)
-fails to pay full arrears of $10,034.46. MP pays arrears POC

3. Plan has -0- to IRS- They Filed a Secured POC $8,858( RESOLVED- ORDER ENTERED)
& unsecured $17,142.03. MOTION TO MODIFY CLAIMS FILED On for 12/9/20.


Plan:$300 X 12; $641.84 X 48; Sale of 68 Clark St by 4/2021; PROCEEDS FROM SALE OF 68 CLARK ST WILL BE USED TO SUPPORT SECOND TIER; BASE
4/6 payments. arrears $600
last claim:10-1; bar date:9/15/20 ;gov bar 1/4/21
Matter ResolvedRequest
Adjourment
1181/13/2021 10:00 am20-19152 / MBKBrian F. O'Malley Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 6 required payments   Arrears: $398.00  
ISSUES AS OF 1/6/2021 (DM):

***TO RESOLVE THE TRUSTEE OBJECTIONS, RECOMMEND CONFIRMING AT $2,681 PTD, THEN $903 x 31 STARTING 1/1/21, 100% PLAN***

 Debtor attorney requested adjournment, MP filed 12/7/20.

1) Nationstar (RAS) OBJs to plan treatment (CONSENT ORDER ENTERED AND MP PAYS POC).

2) Santander (MORTON) OBJs - $483.44 arrears (MP PAYS ARREARS).

3) Trustee OBJ:
- Need amended Sch B to add value for Nissan Sentra (UNRESOLVED).
- Need to amend Sch I for spouse who returned to work (FILED).
- Excessive Expenses - Sch J: $500 electricity/heat/gas, $250 water/sewer/garbage, $450 tele/cell, $200 cable/internet $300 life insurance (requires proof), and $690 car insurance.
- Income verifies higher - there is $3,930 disposable income - amount includes tax refund $4,574. Case can be 36 month plan.

Note: Updated income from spouse and auto insurance provided.


Prop. Plan $398 x 3, $491 x 2, $903 x 31, $190 Min Div
PTD 5/6 = $2,681
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
1191/13/2021 10:00 am20-19473 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 5 required payments   Arrears: $0  
Total Paid In: $933.00
1/11/21(mk):updated: email to atty w/ compromise: ATTY OK To TERMS

** Can Rec Confirm at $620 PTD, Then $800 x 55, Begin 2/1/21;base;must file amended schedule C taking full exemption under section 522(d)(1) per sale order at docket #58 and adjusting amounts under (d)(5).
Trustee shall pay Wells Fargo, claim #9 a secured claim of $693.76. The unsecured portion in the amount of $778.21
shall be paid pro rata with other gucs per the terms of confirmation.
student loans to be paid outside plan
must file pre conf Certw/in 10 days.


AS of 1/7/20(mk): updated- email to atty

>> ONLY ISSUE LEFT IS DEBTOR'S INCOME. We verified much
higher Pay stubs end in July. To resolve, need Nov & Dec stubs
then can review and attempt a compromise<much higher than scheduled. offered compromise above in 1/9/21 updated notes


1. Trustee objection: RE WAS SOLD 12/18/20: WE Have HUD.
sale order entered 12/3/20: Debtors need to amend schedule C to take full 522 d1 exemption. Only took half exemption per original filed schedule C EDC. > (STILL NEED TO FILE AMENDED SCH C)
-debtors not paying all disposable income into plan.
-income verified higher at $6,416.50 and disposable income of $1,472.97.( What's status of income now)- Need current proof=Nov & Dec stubs
- debtors living separately so 2 sch J filed
-Must file pre conf cert.
motion for comp on 12/9/20. Granted :Fees $1,841.54( On WS)
-student loans on amended J - SO MUST ADD LANG TO BE PAID OUTSIDE

2. Objection by Ford Motor( Morton); NEEDS TO BE RESOLVED
corrects lease payments going forward. MP corrects.
>>MFR by Ford(Morton) filed & on for 1/27/21

3. TREATMENT OF CLAIM #9-1 of WELLS FARGO.( RESOLVED)
IT IS A BIFURCATED CLAIM. Secured $693.76/Unsecured $778.21 AND Arrears $1,471.97.

Plan:$313 X 32 BEG 9/20; SALE 6MO AFTER CONF (68 COMPTON AV); BASE
payments:4/4
last claim:16-1;bar date:12/7/20
Matter ResolvedRequest
Adjourment
1201/13/2021 10:00 am20-19633 / MBKBRUCE C TRUESDALE ESQConfirmation Hearing ScheduledContinued
2/10/2021 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

MP with Notice filed on 1/5/21 - need Confirmation date - sent email to attorney regarding inconsistent notes in Part 9 of the MP - per Michael Khalil, the effective part is the surrender and they don't delete notes from past plans, but add to them (dm)

ISSUES AS OF 12/9/2020 (DM):

1) Wells Fargo (Shapiro & DeNardo) OBJs - $504.32 arrears (UNRESOLVED).

2) US Dept of HUD filed secured poc (5-1) not treated in plan (UNRESOLVED).

3) Michele Fernandez filed secured POC (13-1) in the amount of $247,500 and an unsecured claim of $5,000 not treated in plan - there is a pending Motion to Expunge scheduled for 1/13/21 (NEED RESULT).

4) Michele Fernandez (John Feggeler, Esq) OBJs - debtor failed to transfer his interest in the former marital residence (UNRESOLVED).

5) Amended Sch A lists current value of real estate as sale price less 13% - should be $495,000 as the Trustee real estate liquidation analysis deducts 13% for cost of sale.

6) Trustee OBJ:
- Excessive Expenses - Sch J: $400 household of 1; $500 childcare/education; $688 car payment.
- Income verifies higher ($4,438) than scheduled ($3,328) resulting in $1,917 monthly disposable income.
- Form 122c-2 Line #45 monthly disposable income of $2,280 requires a minimum dividend of $136,800 to general unsecure creditors or 100% plan.
- Need to file Pre Confirmation Certification (UNRESOLVED).
- Need amended Sch J child support amount of $2,493. Per debtor's testimony, he pays $632 bi-weekly - Divorce Agreement of $316/week supports debtor's testimony (NEED AMENDED SCH I FOR THE CORRECT AMOUNT??)


---RESOLVED---
- Need CMA for Kensington Dr property (PROVIDED A CONTRACT OF SALE FOR $495,000).
- Need a copy of homeowner's insurance renewal for Kensington Dr property (RECEIVED).
- Need a copy of Divorce Decree and Property Settlement (RECEIVED).
- Need amended Sch D to add Wells Fargo and HUD mortgages for Kensington Dr property (FILED).


Prop. Plan $725 x 60, Base Plan, sale by 2/1/21
PTD 4/4 = $2,900
Last Claim (1
Matter ResolvedRequest
Adjourment
1211/13/2021 10:00 am20-19794 / MBKWilliam H. Oliver, Jr., Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 5 required payments   Arrears: $622.00  Total Paid In: $1,230.00
1/6/21 - email sent to attorney - Elizabeth Wassall has escalated the matter with her client.
1254.96 in proposed consent order through the plan

***ADJ to 1/13 for final work-up - atty to email dm regarding escrow shortage obj below***

ISSUES AS OF 12/9/2020 (DM):

***If paying $1,254.96 arrears claim of Wells Fargo resolves the creditor objection, THEN TO CONFIRM THE DEBTOR NEEDS $984 PTD, THEN $868 x 56 STARTING 1/1/21, 100% PLAN WITH $37,914 THRESHOLD PRESERVED, PRE-CONFIRMATION CERT WITHIN 10 DAYS otbs with Wells Fargo within 10 days***

 per atty, debtor will pay 100% - need objection to be resolved before confirming and a better CMA.

1) Wells Fargo (Shapiro) OBJs - $1,254.96 arrears (OKAY TO PAY??)

2) Trustee OBJ:
- Debtor has insufficient income - income verified lower than scheduled.
- Need copy of homeowner's insurance renewal (RECEIVED).
- There is $3,004.50 non-exempt equity in the residence. May be higher once more detailed CMA Provided. Trustee questions to value as set forth in the uploaded CMA for comparable properties on debtor's street or nearby streets with 2 bedroom 1 bath. The CMA provided has comparables of properties that are 2 and 1/2 to 5 plus miles away and reflect a lower value. The Trustee requests more complete evidence of value of this real property (RECEIVED).
- Need to file Pre-Confirmation Certification (UNRESOLVED).


Prop. Plan $246 x 60, min div of $3,004.57
PTD 4/4 = $984
Last Claim (16-2)
Matter ResolvedRequest
Adjourment
1221/13/2021 10:00 am20-20044 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  

AS OF 1/6/21 (SF)


RECOMMEND $750 PTD, $653 X 31 (BEGIN 2/1/21) BASE W/MIN OF $3538 TO GUCS PER EQUITY IN TRUCK
- TRUSTEE STANDARD ORDER OF DISTRIBUTION
- MUST AMEND STATEMENT OF FINANCIAL AFFAIRS TO ADD C & C DELIVERY AS A FORMER BUSINESS OF DEBTOR WITHIN 30 DAYS
- MUST FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS


1. Dakota Financial LLC filed secured claim 7-1 for $16,128. Claim is listed as unaffected in plan (OK TO PAY?) CLAIM AMENDED TO ZERO ARREARS

2. Objection to debtor's exemption as to 2014 Freightliner Cascadia filed by Dakota Financial - 12/1 @ 9 (C/O ENTERED)

3. Motion to Compel Assumption or Rejection of Executory Contract filed by Dakota Financial - 12/1 @ 9 -Trustee objects (C/O ENTERED)

4. Trustee objection:
- The disposable income is higher than listed in the schedules after adding back tax refund. There is approximately $728 in monthly disposable income. (NEED BASE OF $20,985)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $6848 when determining disposable income.
- There is non exempt equity in 2014 Freightliner Cascadia $3538
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution
- amend statement of financial affairs to include C & C Delivery as a former business run by the debtor (STILL NEED)

Plan proposes $150 x 60 Base
Payments: 5/5
Matter ResolvedRequest
Adjourment
1231/13/2021 10:00 am20-20138 / MBKJames J. Romero, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $5,775.00
Case was confirmed on 12/15/20 adding language to Conf Order - MOD PLAN FILED 12/11/20 SHOULD BE WITHDRAWN (dm)
Matter ResolvedRequest
Adjourment
1241/13/2021 10:00 am20-20152 / MBKBRAD J SADEKConfirmation Hearing ScheduledContinued
2/2/2021 10:00 am
Debtor has made 6 of 5 required payments   Arrears: $0  

1/6 workup for the 1/13 calendar EDC

**Trustee objection to confirmation - need to resolve
-the debtor is not paying all disposable income into the plan -verified income leaves monthly disposable income of $991-THE EMAIL CLAIMING INCOME GOING DOWN IS NOT SUFFICIENT-NO UPDATED POI PROVIDED
-Township of Hamilton in plan to be paid but they have not filed a claim-trustee cannot pay unless claim filed
-- Allied Mtg Group (Pincus Law Group) - filed motion relief stay scheduled for 1/5/2021 - SETTLED - NO EFFECT ON PLAN PER ATT
--should I mark student loan NJCLASS unsecured claim to be paid outside? PAY OUT PER ATTORNEY

proposed plan lowered from $630 to $440
paid in $2330
last claim 4
Matter ResolvedRequest
Adjourment
1251/13/2021 10:00 am20-21129 / MBKSTEPHEN M GOLDBERG, ESQConfirmation Hearing ScheduledContinued
2/16/2021 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 1/11/21 (SF) UPDATED -

AR -Adj for 30 days peremptory , docs , amend schedules and any mod plan wi 2 weeks

Atty needs to speak to AR regarding debtor's Fidelity Employee Stock Investment Account. Debtor is concerned about capitals tax if account is liquidated.

RECOMMEND $1000 PTD; $300 X 28 (BEGIN 2/1/21); $1436 X 28 (BEGIN 6/1/23); MUST TURN OVER $32,482 N/E PROCEEDS FROM FIDELITY INVESTMENT ACCT ENDING 8388 BY 1/25/21 BASE PLAN
-- MUST PROVIDE COPY OF 2020 TAX RETURN BY 4/20/21 TO SEE TAX REFUND
-- MUST FILE PRE-CONFIRMATION CERTIFICATION WITHIN 10 DAYS
--STUDENT LOANS TO BE PAID OUTSIDE PLAN


1. Trustee objection:
- A copy of the last filed tax return - for 2020 by 4/20/21. (Debtor has $250 per pay check deducted for federal taxes. Need to see 2020 refund)

- Need a statement for the debtor's 401k loan. (RECEIVED. LOAN EXPIRES 5/16/23 PER STATEMENT DATED 8/24/20. ADDITIONAL $1061 WILL BE AVAILABLE IN 30 MONTHS.)
AR REC TIER

- Need proof that the Fidelity Account ending in account number 8388 is a retirement account. The Statement provided just shows that it is an investment account. The other statements provided are retirement accounts. (THE DEBTOR HAS 6 ACCOUNTS WITH FIDELITY. 5 OF THE ACCOUNTS ARE RETIREMENT ACCOUNTS AND 1 IS A PERSONAL INVESTMENT ACCOUNT WITH A BALANCE OF $32,482.91, Acct 8388) - (Need to review with Trustee. See debtor Response attached ) PER AR FUNDS MUST BE TURNED OVER WITHIN 14 DAYS


- Verified income leaves monthly disposable income of $375.00. (pending review of proofs)
Per the 22C, monthly disposable income is $2,289 which requires a minimum dividend of $137,340 to general unsecured creditors.
- PER AR, USE I AND J

- The Schedules fail to account for the debtor(s) tax refund in the amount of $830.00 when determining disposable income.

- Need to file Pre-Confirmation Certification. (STILL NEED)

- Need statement on Northwestern Mutual for whole life policy that she took a loan on to pay creditors w/in 90 days of
Matter ResolvedRequest
Adjourment
1261/13/2021 10:00 am20-21184 / MBKRUSSELL L LOW, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $2,938.00
AS OF 1/13/2021 (at):

RECOMMEND: $2,203.59 PAID TO DATE, $813 x 56 BEGINNING 2/1/2021, BASE WITH A MINIMUM OF $38,912 TO GUC'S DUE TO NON EXEMPT EQUITY IN REAL ESTATE
Need to file Pre-Confirmation Certification within 10 days of confirmation.
Preserve non exempt equity of $38,912 in real estate.
Claim #9 filed by M&T Bank will be paid through the plan.
Need Order Resolving M&T objection within 30 days of confirmation.
Need Certification from debtor regarding separation from spouse within 10 days of confirmation.

1. M&T Bank filed a secured arrears claim # 9 in the amount of $289.53 which is not in the plan. Is it ok to pay this claim? (PER ATTY, OK TO PAY)

2. Objection filed by M&T (Schiller) - failure to cure arrears of $289.53. (UNRESOLVED)

3. Trustee's objection:
The debtor has failed to file a feasible plan - plan payment does not pay attorney fees, non exempt equity and Trustee compensation
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
-there is non exempt equity in the debtors home in the amount of $29,311.00, the proposed plan offers a 32% dividend. The debtor is required to pay all non exempt equity to general unsecured creditors. To date mortgage claim has not been filed. The claim
will determine the actual non exempt equity due to general unsecured creditors. (CLAIM FILED - NON EXEMPT EQUITY IS $38,912.23)
- Certification regarding separation from spouse. (NOT RECEIVED)

Plan proposes: $734.53 x 36, not less than 32% to guc's
Payments: 3/4, arrears $734.53
Matter ResolvedRequest
Adjourment
1271/13/2021 10:00 am20-21262 / MBKYAKOV RUDIKHConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $450.00
AS OF 12/23/20 (SF)

RECOMMEND $150 X 60 (BEGIN 11/1/20) BASE PLAN
- OK TO PAY CAPITAL ONE ARREARS CLAIM 3-1
- MUST FILE PRE-CONFIRMATION CERT WITHIN 10 DAYS
- TRUSTEE STANDARD ORDER OF DISTRIBUTION


1. Capital One Bank filed arrears claim 3-1 for $3436.08. Creditor is listed as unaffected in plan. (OK TO PAY?)

2. Trustee objection:
- Need Amendments to Schedules I & J if debtor secures employment.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution
- must file pre conf cert.

Plan proposes $150 x 60 Base
Payments: 2/2
Matter ResolvedRequest
Adjourment
1281/13/2021 10:00 am20-21277 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $268.00  
AS OF 12/23/20 (SF)

RECOMMEND $600 X 60 (BEGIN 11/1/20) 100% PLAN


1. Trustee objection:
- Need August and September bank statements for Wells Fargo account #8224, Lincoln Saving account #5584 and Bancorp account #0152 or Certification explaining the accounts.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $500/month for utilities, $400/month for food for a household of one, $334/month for medical (need proof) - (100%)
- Verified income leaves monthly disposable income of $723 (100% Plan)
- Per the 22C, monthly disposable income is $1,221 which requires a minimum dividend of $73,260 to general unsecured creditors. Proposed plan is 100%.

-Need to file Pre-Confirmation Certification.


Plan proposes $600 x 60 100%
Payments: 1.5/2 Arrears: $284
Matter ResolvedRequest
Adjourment
1291/13/2021 10:00 am20-21354 / MBKRoger J. Yehl, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $3,680.00
As of 12/28/20(mk): atty ok to terms

**CAN REC CONFIRM AT $2,440 PTD, THEN $1,239 X 58, BEGIN 1/1/21;100%:Santander to be paid the full amount of their secured claim (#1-1)of $11,032.69 through the plan. Student Loans Outside Plan**


1.Trustee Objection:
-Plan has TR to pay AP payments pre conf to Santander. Need CO for this.(Never done).

>>PLAN HAS PAY SANTANDER IN FULL. THE SECURED CLAIM IS $11,810.11. LANG ADDED TO PAY THAT AMT. & THE ARREARS OF $346.45 WILL NOT BE PAID. If Debtor Wants Interest on That Secured Portion Of The Claim, Then TR Needs A Consent Order With The Amt to Be Paid Thru Plan>>
------------------------------
-Verified income leaves monthly disposable income of $3,634 (100% Plan)
-need September and October bank statements for Chase account #3725.(Provided).
-debtor has failed to supply proof of Social Security #.(Provided).
-must file pre conf cert( Filed).


Plan:$1,220 X 60 BEG 10/20; 100%
2/2 payments
last claim:6-1, bar date:12/15/20
Matter ResolvedRequest
Adjourment
1301/13/2021 10:00 am20-21557 / MBKWARREN LEVY, ESQ.Confirmation Hearing ScheduledContinued
2/10/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $446.00  
AS OF 1/6/21 (SF)

1. US Bank Cust BV002 Trst & Crdtrs which is a tax lien filed a secured claim for $30,428.77. The plan proposes $18.185.17. Should this claim be paid?

2. Trustee objection:
- A Modified Plan that pays a minimum of $86,165 to guc's due to non exempt equity. 100% plan.

- Verified income leaves monthly disposable income of $803.59.
-The Schedules fail to account for the debtor(s) tax refund in the amount of $667.00 when determining disposable income.
- There is $52,364.83 in non exempt equity in the residence. (Equity is reduced to $40,121 due to higher claim filed)
- There is $33,800 in non exempt equity in the Wells Fargo bank account.
- Need to file Pre-Confirmation Certification.
- Need information on inheritance from his parents' estate.

Plan proposes $446.09 x 60 Base
Payments: 2/3 Arrears: $446.08


RESOLVED ISSUES:
- Attorney's fees in the plan and disclosure statement do not agree. Plan states $3,250 will be paid as an administrative claim and disclosure statement states $3,250 will be paid outside of the plan. One of these must be amended. (AMENDED)

Matter ResolvedRequest
Adjourment
1311/13/2021 10:00 am20-21715 / MBKJonathan Stone, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 3 of 3 required payments   Arrears: $0  

ns
- 12/10/20 - The Trustee objects to the 522(d)(5) exemption taken for 100% on the claim against William R. Edleston, Esquire (dm). (AMENDED C FILED WHICH STATES UNKNOWN D5 FOR CLAIM AGAINST WILLIAM EDLESTON)

AS OF 1/4/2021 (at):

1. Trustee Suppl OBJ - Need September and October bank statements for PNC accounts 7931 and 7127, and for Fidelity Investment account. (RECEIVED FIDELITY AND PNC ACCOUNT 7931, NEED #7127)

2. Do the debtors rent 4 Bowerstown Road? New residence since house was sold. Need proof of monthly rent or mortgage. (NOT RECEIVED)

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document(s):
- copy of the closing statement (RECEIVED - EXEMPTION COVERED WHAT THEY RECEIVED AT CLOSING)
- updated address for the debtors (CHANGE OF ADDRESS FILED - NEED TO KNOW IF RENTING OR A PURCHASE AND PROOF OF MONTHLY RENT/MORTGAGE)
- certification regarding drivers licensees and social security for both debtors. (RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
-excessive expenses on Schedule J $1,500 expenses related to sale of house; car payment $653.22; $770 transportation (NOTHING RECEIVED)
-Form 122c has excessive deductions Line 31 charity $50.45, while Schedule J only has $8; Line 60 $60 additional food/clothing need supporting documents; Line 23 $80 optional telephone and telephone services allowed $50; Line 22 $76 additional health care expenses; Line 43 $1,500 expenses related to sale of home; $1,200 repairs to future
house for appliances and work on house; $600 to care for grandmother in the future -Form 122c Line 45 has monthly disposable income of $247.35 which requires minimum $14,841 dividend to general unsecured creditors - however, once Form 122c is adjusted for excessive expenses there would be
Matter ResolvedRequest
Adjourment
1321/13/2021 10:00 am20-21755 / MBKJOSEPH J MANIA III ESQConfirmation Hearing ScheduledContinued
2/24/2021 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $731.00  
AS OF 1/13/2020 (at):

RECEIVED ADJOURNMENT REQUEST AND PROOF OF PAYMENT SO GRANTING THE REQUEST.

1. 341 is scheduled for 1/21/21
2. Payments: 2/3, arrears $731
Matter ResolvedRequest
Adjourment
1331/13/2021 10:00 am20-21781 / MBKLEE M PERLMAN, ESQConfirmation Hearing ScheduledContinued
2/10/2021 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 12/18/20 (SF)

1. 341 NOT HELD - RESCHEDULED TO 1/21/20
2. PAYMENTS: 2/2
Matter ResolvedRequest
Adjourment
1341/13/2021 10:00 am20-22504 / MBKJOSEPH J MANIA III ESQConfirmation Hearing ScheduledContinued
2/24/2021 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $87.00  
as of 1/7/2021

1) Trustee objection to confirmation - need to resolve
-bank statements for PNC for Oct and Nov prior to filing date
-the debtors plan consists of unnecessary or excessive expense items, such as: auto insurance not listed on Schedule J $104.19, which was added to expenses UPDATED SCHEDULES INCREASE EXPENSES LEAVING DISPOSABLE INCOME IN THE AMOUNT OF $286.66
-excessive expense on Schedule J lists health insurance $396, but also listed on Schedule I medical insurance $273.08 (per debtor at 341a this was a mistake and attorney will amend Schedules) RESOLVED WITH AMENDED SCHEDULE J
-the debtor is not paying all disposable income into the plan - income verifies higher, plus excessive expenses there would be disposable income $675.89 WITH AMENDED SCHEDULE J DISPOSABLE INCOME IS REDUCED TO $286.66
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 = there is non exempt equity on real estate in the amount of $613.51
2) To resolve Trustee objection, need to confirm at $87 paid to date, $284x36 begin 2/1/2021 which includes minimum $613.51 dividend to general unsecured creditors due to non exempt equity in real estate
(extended plan by 2 months)

proposed plan $87x36 base plan
paid in $87
arrears $87
last claim 7
Matter ResolvedRequest
Adjourment
1351/13/2021 10:00 am20-22553 / MBKKevin Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $462.00
AS OF 1/4/2021 (at):

RECOMMEND: $462 PAID TO DATE, $242 x 46 BEGINNING 2/1/2021, NOT LESS THAN $2,700 TO GUC'S DUE TO NON EXEMPT EQUITY IN PI SETTLEMENT
Need updated proof of income by 5/1/2021.

Trustee's objection:
- The debtor has insufficient income . Verified income leaves monthly disposable income of -$874.77.
The debtor has failed to file a feasible plan - .
The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - . Need updated income by 5/1/2021.
- A copy of the HUD-1 statement for sale of 549 West Scotch Road in March 2020 (RECEIVED $24,644 - MAY HAVE RECEIVED 1/2 SINCE THERE WAS A CO-SELLER)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $2,700 in non exempt equity in the PI Settlement.
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $231 x 48 beginning 12/1/2020, base
Payments: 2/2
Matter ResolvedRequest
Adjourment
1361/13/2021 10:00 am20-22607 / MBKMonika Mazurczyk Confirmation Hearing ScheduledContinued
2/2/2021 10:00 am
Debtor has made 3 of 2 required payments   Arrears: $0  

12/16/20 (SF)


1. 341 NOT HELD- RESCHEDULED TO 1/21/21
2. PAYMENTS: 1/1
Matter ResolvedRequest
Adjourment
1371/13/2021 10:00 am20-22619 / MBKHoward N. Sobel, Esquire Confirmation Hearing ScheduledContinued
3/24/2021 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 1/7/21 (DS): Debtor attorney requested adjournment to resolve objection.

As of 12/28/20 (DS): 1. Trustee obj to the following:
- Need profit and loss statement for debtor realtor business one for each of 6 months prior to filing.
Need November bank statements to verify balance prior to filing date.
- Per bank statement provided the balances as of 10/25/20 was $2,235.97 (acct# redacted) and $919.18 for acct ending #7020, Schedules B & C only list balance as $200 for each account and only exempted $200 - Need November bank statements to verify balance prior to filing date.
- As of now, there is non-exempt equity in real property of $27,848, filed claims may increase or decrease the amount.

2. Must resolve JPMorgan Chase bifurcated claim #3-1. Plan propose to pay 100% to unsecured, claim has unsecured portion $1,014.33.

3. Must file Pre-confirmation certificate.

Prop Plan $1,910 x 60 100%
Matter ResolvedRequest
Adjourment
1381/13/2021 10:00 am20-22668 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledContinued
2/24/2021 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 1/12/21(mk):Updated x 2

>> needs resolution of objections in #1 & 2 below <<.

1. Objection by Citi Mortgage( Stern Lav.(Maria Cozzini esq):
fails to pay arrears.

2. Objection by Food nations(Arseneault & Fasseett)
-plan fails to properly treat creditor(-plan has Cram)
-filed Adv Pro re: non discharge of debt

3.Trustee Objection: Resolved
-plan has excessive expense: Auto insurance $606 (includes 2 adult children ages 22 & 24); 4 car payments $450.22, $192.98, $210.97 & $284.10 .(adjusted expense total)
- Need proof of 3rd mortgage and balance statement prior to filing date.( Provided. (Cenlar has 1st mtg;Vincent Loverde has 2nd & third mtg) has 2nd
-need 2 months bank statements from all accounts prior to filing date.(Provided)
- failed to provide POS on Plan Motion(s).(Filed)

Plan: $250 x 36 Base; std loans outside
payments:2/2
last claim:7-1, bar date:1/22/21
Matter ResolvedRequest
Adjourment
1391/13/2021 10:00 am20-22672 / MBKDaniel Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  

AS OF 1/12/21 (SF)


RECOMMEND $250 X 24 (BEGIN 12/1/20) $650 X 36 (BEGIN 12/1/22) 100%; PLUS N/E PROCEEDS FROM REFINANCE BY 12/1/21
- OK TO PAY CLAIM 1-1 FOR US BANK CUST FOR PC7 FIRSTRUST
- PRESERVE N/E EQUITY IN REAL ESTATE OF $90,499 IN CONF ORDER
- LOW BASE


1. US Bank Cust for PC7 Firstrust filed a secured claim 1-1 for $32,466.80. The plan proposes $24,718. (OK TO PAY CLAIM?) YES

2. Trustee objection:
- The debtor has insufficient income . Verified income leaves monthly disposable income of -$1,383.39..
- The debtor has failed to file a feasible plan
- There is $90,499.20 in non exempt equity in the residence.

Plan proposes $250 x 24, $650 x 36 100%, Refinance by 12/1/21

Payments: 2/2
Matter ResolvedRequest
Adjourment
1401/13/2021 10:00 am20-22788 / MBKSTEVEN J ABELSON, ESQConfirmation Hearing ScheduledContinued
2/10/2021 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 12/31/2020 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING.

1. 341 is scheduled for 1/14/2021
2. Payments: 1/1
Matter ResolvedRequest
Adjourment
1411/13/2021 10:00 am20-22794 / MBKBRIAN W HOFMEISTERConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $1,000.00
As of 12/29/20 (DS): Recommend confirming at $500 x 60 begin 12/1/20 100% with minimum $5,489, due to non-exempt equity on personal assets or waiting pass bar date 1/27/21

1. Trustee obj to the following:
- Need proof of motorcycle insurance for 2010 Kawasaki Ninja.
- Per 22C, monthly disposable income is $10,674 which requires a minimum dividend of $640,440 to general unsecured creditors. This should be fine plan is proposing 100% to gucs.
- There is non-exempt equity $5,489 in E-trade acct.


Prop Plan $500 x 60 100%
Note: Spouse 2019 tax return and auto insurance for BMW and whole life insurance provided.
Matter ResolvedRequest
Adjourment
1421/13/2021 10:00 am20-22847 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
2/10/2021 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $387.00  
issues as of 1/7/2021

1) Trustee objection to confirmation - need to resolve
-the debtor has failed to file a feasible plan
-the proof of 2 months income - for non filing spouse
-a modified plan that provides an estimate of attorneys fees
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $120,443.77 in non exempt in the residence
-the debtor has failed to provide proof of service with respect to plan motions - need proof of service on US Bank for cram of 2015 Hyundai
-need to file Pre Confirmation Certification
-debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan
2) New Residential Mortgage LLC filed a secured claim with arrears in the amount of $43,481.71 - plan does not treat claim

proposed plan $387x60 100%
paid in $387
arrears $387
last claim 11
Matter ResolvedRequest
Adjourment
1431/13/2021 1:00 pm19-33552 / MBKWilliam H. Oliver, Jr., Esq.Motion CompensationWithdrawnTotal Paid In: $2,584.00
Matter ResolvedRequest
Adjourment
1441/13/2021 1:00 pm20-11850 / MBKKarina Pia Lucid Motion CompensationGrantedTotal Paid In: $4,938.00
Matter ResolvedRequest
Adjourment
1451/13/2021 1:00 pm20-20643 / MBKCarrie J. Boyle, Esq.Motion CompensationGrantedTotal Paid In: $1,620.00
Matter ResolvedRequest
Adjourment
1461/13/2021 2:00 pm20-23668 / MBKADRIAN J JOHNSONOrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
1471/13/2021 2:00 pm20-23668 / MBKADRIAN J JOHNSONOrder Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
1491/13/2021 2:00 pm20-23678 / MBKCAMILLE J KASSAROrder Show CauseJudge to Reserve Decision
FILING FEES
Matter ResolvedRequest
Adjourment
1501/13/2021 2:00 pm20-23678 / MBKCAMILLE J KASSARMotion Extend TimeJudge to Reserve Decision
MTN FOR FILING EXTENSION IN RESPONSE TO OSC
Matter ResolvedRequest
Adjourment
1511/13/2021 2:00 pm20-23721 / MBKYAKOV RUDIKHOrder Show CauseJudge to Reserve Decision
FILING FEES
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes