Judge Michael B. Kaplan
Hearing Date: 1/11/2023
Hearing Count: 422
Last Updated: 01-30-2023 06:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
21/11/2023 9:00 am16-24171 / MBKDavid L. Stevens Motion Motion (Generic) - Only use if no other event is applicableMootTotal Paid In: $113,733.00
AMT: DOCKET NOTED, DISREGARD DUP OF DOC #149

MTN TO PAY OUTSTANDING SEWER CHARGES/FRANKLIN TWP (BERNSTEIN & ASSOC)
Matter ResolvedRequest
Adjourment
21/11/2023 9:00 am16-24171 / MBKDavid L. Stevens Motion to Pay Admin ExpensesOrder to be SubmittedTotal Paid In: $113,733.00
FRANKLIN TWP SEWERAGE AUTHORITY MTN TO PAY $2,596.50 AS ADMIN EXPENSE

-Trustee objects to the extent this amount extends the plan or increases the payments to the trustee since the plan is in the 78th month.
Matter ResolvedRequest
Adjourment
11/11/2023 9:00 am16-24171 / MBKDavid L. Stevens Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/22/2023 9:00 am
Total Paid In: $113,733.00
Debtor obj, can pay Feb<>ARREARS/PLAN BALANCE--The debtor is in arrears in the amount of $4371.36
in 78th month of 77 month plan
Matter ResolvedRequest
Adjourment
31/11/2023 9:00 am16-29011 / MBKJacqueline R. Rocci, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $87,810.00
AMT: Arrears cured/will complete timely<<>>
ARREARS
Matter ResolvedRequest
Adjourment
41/11/2023 9:00 am17-17240 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/25/2023 9:00 am
Total Paid In: $9,339.00
amt: mp 1/25 ***NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN**<<>>

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
51/11/2023 9:00 am17-24654 / MBKWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
amt: pif<<>>

Debtor obj, making pymt<>FAILED TO PAY PLAN BALANCE
Matter ResolvedRequest
Adjourment
61/11/2023 9:00 am17-26426 / MBKWilliam H. Oliver, Jr., Esq.Creditor Certification of DefaultContinued
2/8/2023 9:00 am
Total Paid In: $34,865.00
Debtor obj<> SN SERVICING/Highland Drive (Friedman Vartolo)
Matter ResolvedRequest
Adjourment
71/11/2023 9:00 am17-26785 / MBKRobert Manchel, Esq.Motion Exemption from Financial Management CourseGranted
FIN EDUCATION COURSE AND CERT IN SUPPORT OF DISCHARGE
Matter ResolvedRequest
Adjourment
81/11/2023 9:00 am17-28116 / MBKPaola D. Vera, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
AMT: PIF/PENDING CLOSING AUDIT<<>>

ADJ to 1/11/23
- debtor to pay $7,480.14 by 11/18/22
- debtor to pay $7,480 by 12/15/22

FAILED TO PAY PLAN BAL
Matter ResolvedRequest
Adjourment
91/11/2023 9:00 am17-28258 / MBKSTEPHANIE SHRETER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $36,021.00
FAILED TO PAY PLAN BALANCE $2,400/PLAN EXPIRED
Matter ResolvedRequest
Adjourment
101/11/2023 9:00 am17-30241 / MBKKirsten B. Ennis, Esq.Objection to Proof of ClaimWithdrawnTotal Paid In: $18,423.00
ADJ to 1/11/23 Peremptory - additional submissions should be on the Docket for the Judge to review (dm)

Fay Svs obj (Friedman Vartolo)<>DEBTOR OBJ TO US BANK POC #10-1
Matter ResolvedRequest
Adjourment
111/11/2023 9:00 am17-34273 / MBKTHOMAS G. EGNERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $24,948.00
AMT: Arrears cured/will complete timely<<>>

Debtor obj<> ARREARS
Matter ResolvedRequest
Adjourment
121/11/2023 9:00 am18-14476 / MBKAndrew Thomas Archer Order Shorten TimeGrantedTotal Paid In: $14,830.00
OST - MTN FOR PP FINANCING
Matter ResolvedRequest
Adjourment
131/11/2023 9:00 am18-14791 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/8/2023 9:00 am
Total Paid In: $26,278.00
Debtor obj, requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
141/11/2023 9:00 am18-17803 / MBKWALTER D NEALY, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $52,574.00
ARREARS
Matter ResolvedRequest
Adjourment
151/11/2023 9:00 am18-18870 / MBKStacey L. Mullen, Esq.Creditor Certification of DefaultContinued
1/25/2023 9:00 am
Total Paid In: $35,550.00
Debtor obj<> SANTANDER/2015 Wrangler (Morton)
Matter ResolvedRequest
Adjourment
161/11/2023 9:00 am18-19812 / MBKTHOMAS G. EGNERMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $21,945.00
Debtor obj (**WITHDRAWN**)<>PLAN WILL NOT COMPLETE TIMELY DUE TO PP ARREARS ADDED IN MO 54
Matter ResolvedRequest
Adjourment
171/11/2023 9:00 am18-20374 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $20,924.00
Pending App to Approve Loan Mod - Obj deadline is 1/10/23 (dm)

Debtor filed obj<>SV/THE MONEY SOURCE; NOT FEASIBLE WITH POST PET MTG ARREARS IF STAY IS REINSTTED
Matter ResolvedRequest
Adjourment
181/11/2023 9:00 am18-24930 / MBKStacey L. Mullen, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $106,917.00
Debtor obj<>TAMARAC LAKES ASSOC/Woodthrushg Trail (HILL WALLACK)
Matter ResolvedRequest
Adjourment
201/11/2023 9:00 am18-25082 / MBKRobert Cameron Legg, Esq.Notice of Proposed CompromiseOrder to be SubmittedTotal Paid In: $19,092.00
(1) The trustee does not object to the turnover of funds but to any language that that implies that the $30,370.60 will payoff the plan. The $30,370.60 plus the $5,500 in real estate equity should lead to dividend of $35,870 to unsecured creditors<> NTC OF SETTLEMENT
Matter ResolvedRequest
Adjourment
191/11/2023 9:00 am18-25082 / MBKRobert Cameron Legg, Esq.Motion Requesting RedactionGrantedTotal Paid In: $19,092.00
Matter ResolvedRequest
Adjourment
211/11/2023 9:00 am18-26240 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $16,562.00
COTBS (submitted 12/27/22) WITH CREDITOR THAT REMOVES THIS CLAIM OK EDC

FAILED TO ADDRESS MTAG CUST FOR FIG CAPITAL LATE FILED CLM #12-1
Matter ResolvedRequest
Adjourment
221/11/2023 9:00 am18-27006 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/25/2023 9:00 am
Total Paid In: $29,992.00
ADJ to 1/25 for recap and double check the amended POC (dm)

Debtor obj<>FAILED TO ADDRESS US BANK PRE AND POST PET CLMS WITHIN 45 DAYS OF 8/81/20 CONF; ARREARS
Matter ResolvedRequest
Adjourment
231/11/2023 9:00 am18-27624 / MBKBruce C. Truesdale, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $12,201.00
Needs $11,631 Ptd, $570 by 1/25/23, $287 x 7 beg 2/1/23

Debtor obj, making pymts<>ARREARS
Matter ResolvedRequest
Adjourment
241/11/2023 9:00 am18-30110 / MBKBruce C. Truesdale, Esq.Creditor Certification of DefaultContinued
2/22/2023 9:00 am
Total Paid In: $53,416.00
Debtor obj<> WILMINGTON SVGS/Tieman Cir (Brock & Scott
Matter ResolvedRequest
Adjourment
251/11/2023 9:00 am18-34290 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/22/2023 9:00 am
Total Paid In: $35,483.00
AMT; MP 2/22 ***ADJ REQUEST FOR TR MTN PENDING PROCESSING**<<>>

Debtor obj, filing MP<>ARREARS
Matter ResolvedRequest
Adjourment
261/11/2023 9:00 am18-35206 / MBKTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $32,739.00
Trustee Order: $31,979 Ptd, then $968 x 36 starting 1/1/23, debtor shall sign up for TFS eWage within 10 days

Debtor obj, made pymt<>ARREARS
Matter ResolvedRequest
Adjourment
271/11/2023 9:00 am19-10468 / MBKMark S Cherry Motion Relief from Stay (Fee)Granted
ACAR LEASING (MORTON)
Matter ResolvedRequest
Adjourment
281/11/2023 9:00 am19-11364 / MBKAllen I. Gorski, Esq.Trustee Certification of DefaultContinued
2/22/2023 9:00 am
Total Paid In: $131,987.00
mp with sale and listing agreement by MP date and monthly payments beg 12/1 per AR EDC

send in 6,000 (received)

Debtor obj, proposing to sell NY ppty to pay plan in full<> ARREARS
Matter ResolvedRequest
Adjourment
291/11/2023 9:00 am19-11723 / MBKJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $21,500.00
ARREARS
Matter ResolvedRequest
Adjourment
301/11/2023 9:00 am19-12618 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $25,390.00
***Trustee Order: $25,390 Ptd, then $640 x 13 starting 2/1/23, debtor shall sign up for TFS auto pay within 7 days***

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
311/11/2023 9:00 am19-14012 / MBKDENNIS M. MAHONEY, ESQ.Motion Relief from Stay (Fee)Continued
1/25/2023 9:00 am
Total Paid In: $30,636.00
SN SERVICING CORP /Hudson Ave (FRIEDMAN VARTOLO)
Matter ResolvedRequest
Adjourment
321/11/2023 9:00 am19-14669 / MBKSteven J. Abelson, Esq.Motion CompelContinued
1/25/2023 9:00 am
Total Paid In: $89,466.00
MTN TO COMPEL ACCOUNTING AND REVISION PARTIAL CLM/LAKEVIEW LOAN
Matter ResolvedRequest
Adjourment
341/11/2023 9:00 am19-14830 / MBKJonathan Stone, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
2/8/2023 9:00 am
Total Paid In: $20,759.00
Trustee obj<>MTN TO SUSPEND TRUSTEE PAYMENTS THROUGH APRIL 30, 2023
trustee obj:
(1) The matter is best resolved by entering a trustee order. The trustee's motion to dismiss is on for 1/11/23
(2) The debtor has not addressed or resolved the issue of duplicate claims as set forth in the trustee's motion.
(3) The debtor appears to be on FMLA which often provides compensation. The debtor has not addressed the length of his disability from work nor provided evidence of the amount the he is receiving at this time.
Matter ResolvedRequest
Adjourment
331/11/2023 9:00 am19-14830 / MBKJonathan Stone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/8/2023 9:00 am
Total Paid In: $20,759.00
Motion to Expunge to be filed by 11/30/22 - ADJ to 1/11/23 Peremptory

Debtor obj<>FAILED TO ADDRESS A&M DUP CLAIM; ARREARS
Matter ResolvedRequest
Adjourment
351/11/2023 9:00 am19-15219 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/8/2023 9:00 am
Total Paid In: $25,640.00
Debtor obj<>SV/JP MORGAN; ARREARS
Matter ResolvedRequest
Adjourment
361/11/2023 9:00 am19-16307 / MBKPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/8/2023 9:00 am
Total Paid In: $19,048.00
Sent email that adj denied-late request EDC

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
371/11/2023 9:00 am19-19101 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $9,405.00
***Proposed Trustee Order: $8,905 Ptd, then $250 x 12 starting 1/1/23, debtor shall sign up for TFS auto pay within 7 days***

ARREARS
Matter ResolvedRequest
Adjourment
381/11/2023 9:00 am19-19909 / MBKJeffrey E. Jenkins, Esq.Motion SellContinued
1/25/2023 9:00 am
Total Paid In: $25,325.00
Trustee Obj - Atty signed Certification (dm)<>M&T Bank response (Schiller Knapp)<>MOTION TO SELL 22 DEVON AV
Matter ResolvedRequest
Adjourment
391/11/2023 9:00 am19-20014 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Continued
2/22/2023 9:00 am
Total Paid In: $11,584.00
Debtor obj<>FREEDOM MTG/ 10th Ave (POWERS)
Matter ResolvedRequest
Adjourment
401/11/2023 9:00 am19-21587 / MBKRobert C. Nisenson, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $22,715.00
MTN TO APPV DISBURSEMENT OF SETTLEMENT
Matter ResolvedRequest
Adjourment
411/11/2023 9:00 am19-23053 / MBKDouglas T. Tabachnik Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $56,369.00
12/12 AMT: DRAFT CONDUIT ORDER TO PARTIES<<>>

AR NOTE DEFAULT APPROX $22 600
ewage candidate
debtor conduit plan lender does not agree

10/24 AMT: TRUSTEE LTR REQUESTING CONDUIT<<>>

Debtor obj<> GREGORY FUNDING/Opal Court ( Pluese, Becker)
Matter ResolvedRequest
Adjourment
421/11/2023 9:00 am19-23957 / MBKVera Fedoroff, Esq.Creditor Certification of DefaultContinued
2/8/2023 9:00 am
Total Paid In: $13,595.00
Debtor obj<> WELLS FARGO/Azalea Circle (LOGS)
Matter ResolvedRequest
Adjourment
431/11/2023 9:00 am19-24730 / MBKRobert Manchel, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $18,975.00
MTN TO DISBURSE LIFE INSURANCE PROCEEDS
Matter ResolvedRequest
Adjourment
441/11/2023 9:00 am19-25502 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $18,915.00
SV/SIXTY ACRE; SV/US BANK; ARREARS
Matter ResolvedRequest
Adjourment
451/11/2023 9:00 am19-25621 / MBKAllen I. Gorski, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $32,984.00
Debtor obj<>PNC /Jeffrey Cir (KML)
Matter ResolvedRequest
Adjourment
461/11/2023 9:00 am19-25701 / MBKJeffrey E. Jenkins, Esq.Motion CompelGrantedTotal Paid In: $42,671.00
MTN TO COMPEL PAYMENT OF POST-PET FEES/RIVER WALK CONDO (HUESTON MCNULTY)
Matter ResolvedRequest
Adjourment
471/11/2023 9:00 am19-27123 / MBKKirsten B. Ennis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/22/2023 9:00 am
Total Paid In: $31,310.00
ARREARS; FAILED TO REGISTER FOR TFS EWAGE; NEEDS TO ADDRESS NJSVS LATE FILED CLAIM;
Matter ResolvedRequest
Adjourment
481/11/2023 9:00 am19-27411 / MBKAndrew Carroll, Esq.Creditor Certification of DefaultContinued
1/25/2023 9:00 am
Total Paid In: $40,778.00
Debtor obj<> ATLANTIC CAPITAL (Zeitz)
Matter ResolvedRequest
Adjourment
491/11/2023 9:00 am19-27775 / MBKEugene Roth, Esq.Motion to Cancel and DischargeGranted
MTN TO CANCEL DISCHARGE E TEC CAPITAL; TRUST DEED LEXINGTON NATL INSURANCE CORP/ABC BAIL BONDS
Matter ResolvedRequest
Adjourment
501/11/2023 9:00 am19-28432 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)Continued
2/22/2023 9:00 am
Total Paid In: $16,205.00
Debtor obj<>SELECT PORTFOLIO/Girard Road (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
511/11/2023 9:00 am19-28608 / MBKDorothy L. Wright, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $14,181.00
ARREARS
Matter ResolvedRequest
Adjourment
521/11/2023 9:00 am19-30337 / MBKPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/8/2023 9:00 am
Total Paid In: $12,797.00
ADJ to 2/8/23 for $1,500 to post (dm)

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
531/11/2023 9:00 am19-30890 / MBKJustin M. Gillman, Esq.Creditor Certification of DefaultContinued
1/25/2023 9:00 am
Total Paid In: $55,408.00
1/6 AMT; TR LTR REQUESTING CONDUIT<<>>

Debtor obj<> NATIONSTAR/Poor Farm Road (McCabe Weisberg)
Matter ResolvedRequest
Adjourment
541/11/2023 9:00 am19-31667 / MBKYakov Rudikh, Esq.Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $36,354.00
Debtor obj<>US BANK/Renaissance Lane (Honig & Greenberg)
Matter ResolvedRequest
Adjourment
551/11/2023 9:00 am19-32537 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/25/2023 9:00 am
Total Paid In: $18,760.00
1/11/23 - Per MBK, debtor to address the contested lien within 15 days - ADJ to 1/25/23

Cross Motion filed by creditor (Wilentz) - motion to sell provided for remaining sale proceeds to be held in trust pending resolution of creditor's objection (dm)

Debtor obj<>FAILED TO SELL LAWRIE ST PPTY BY 11/30/22 (sold, HUD-1 received 12/22); FAILED TO FILE SUPP APP WITHIN 7 DAYS OF 7/28/22 CONF FOR $2,000 PROPOSED IN MP (unresolved)
Matter ResolvedRequest
Adjourment
561/11/2023 9:00 am19-32537 / MBKJustin M. Gillman, Esq.Motion Cross MotionContinued
1/25/2023 9:00 am
Total Paid In: $18,760.00
1/11/23 - Per MBK, debtor to address the contested lien within 15 days - ADJ to 1/25/23

CROSS-MTN TO COMPEL ACCOUNTING TURNOVER AND OTHER RELIEF(WILENTZ, GOLDMAN & SPITZER)
Matter ResolvedRequest
Adjourment
571/11/2023 9:00 am19-33242 / MBKCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)Continued
2/8/2023 9:00 am
Total Paid In: $23,734.00
Debtor obj<>ACAR LEASIN/ 2020 Impala (MORTON)
Matter ResolvedRequest
Adjourment
581/11/2023 9:00 am19-33498 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)Continued
1/25/2023 9:00 am
Total Paid In: $31,956.00
Note - Motion to Vacate Dismissal pending 1/25/23 (dm)

Debtor obj<>FIFTH THIRD BANK (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
591/11/2023 9:00 am19-33520 / MBKAllen I. Gorski, Esq.Creditor Certification of DefaultContinued
2/8/2023 9:00 am
Total Paid In: $7,862.00
1/6 AMT: TR LTR REQUESTING CONDUIT

Debtor obj<> CARRINGTON MTG/new Hillcrest Ave (Hill Wallack)
Matter ResolvedRequest
Adjourment
601/11/2023 9:00 am19-34051 / MBKBRUCE H. LEVITTMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $10,465.00
Debtor obj<>BARCLAYS MTG TRUST/Washington Ave (PLUESE,BECKER)
Matter ResolvedRequest
Adjourment
611/11/2023 9:00 am20-11139 / MBKPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $19,974.00
SV/LAKEVIEW; ARREARS
Matter ResolvedRequest
Adjourment
621/11/2023 9:00 am20-11504 / MBKRobert Cameron Legg, Esq.Creditor Certification of DefaultContinued
2/8/2023 9:00 am
Total Paid In: $29,794.00
1/6 AMT: TR LTR REQUESTING CONDUIT

Debtor obj<> CARRINGTON/Dittmar (Fein Such)
Matter ResolvedRequest
Adjourment
631/11/2023 9:00 am20-11908 / MBKJAY B FELDMANMotion Relief from Co-Debtor StayContinued
1/25/2023 9:00 am
Total Paid In: $27,782.00
WELLS FARGO BANK / Eggerts Xing Rd (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
641/11/2023 9:00 am20-12513 / MBKAllen I. Gorski, Esq.Creditor Certification of DefaultWithdrawnTotal Paid In: $131,840.00
Debtor obj<>ESTHER LEVIN TRUST (Rubin)
Matter ResolvedRequest
Adjourment
651/11/2023 9:00 am20-13114 / MBKDANIEL L. REINGANUMCreditor Certification of DefaultContinued
2/8/2023 9:00 am
Total Paid In: $12,808.00
ADJ by MBK to 2/8/23

Debtor obkj<> SANTANTER/2015 Corolla (morton)
Matter ResolvedRequest
Adjourment
661/11/2023 9:00 am20-13989 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $20,808.00
OTBS per Capone email EDC

Debtor obj<>BANK OF AM /2017 Lexus (FRENKEL LAMBERT)
Matter ResolvedRequest
Adjourment
671/11/2023 9:00 am20-15659 / MBKRobert Cameron Legg, Esq.Motion Reinstate StayOrder to be SubmittedTotal Paid In: $9,173.00
MTN TO REINSTATE STAY/LAKEVIEW LOAN
Matter ResolvedRequest
Adjourment
681/11/2023 9:00 am20-15659 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $9,173.00
AMT: MP 1/11/23 - Needs Resolution

Debtor obj<>SV/LAKEVIEW #7-1 AND USB LEASING #9-1
Matter ResolvedRequest
Adjourment
691/11/2023 9:00 am20-16120 / MBKTHOMAS J ORR ESQCreditor Certification of DefaultWithdrawnTotal Paid In: $12,480.00
1/6 AMT; TR LTR REQUESTING CONDUIT<<>>

Debtor obj<> PENNYMAC/Gainscott (Fein Such)
Matter ResolvedRequest
Adjourment
701/11/2023 9:00 am20-17495 / MBKJavier L. Merino, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/22/2023 9:00 am
Total Paid In: $15,410.00
FAILED TO OBTAIN LM BY 11/30/22; APPLICATION TO EXTEND LOSS MIT WAS DENIED
Matter ResolvedRequest
Adjourment
711/11/2023 9:00 am20-19462 / MBKRobert Cameron Legg, Esq.Creditor Certification of DefaultContinued
2/8/2023 9:00 am
Total Paid In: $28,917.00
1/6 amt: TR LTR REQUESTING CONDUIT<<>>

Debtor obj<> CENLAR/Brockton Ave (Saltzman)
Matter ResolvedRequest
Adjourment
01/11/2023 9:00 am20-19475 / MBKEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
ARREARS
Matter ResolvedRequest
Adjourment
721/11/2023 9:00 am20-20105 / MBKJonathan Goldsmith-Cohen, Esq.Order Shorten TimeGrantedTotal Paid In: $64,401.00
OST - Motion to Purchase Real Estate/35 CRESTWOOD PKWY (motion to sell real estate was granted 12/14/22)
Matter ResolvedRequest
Adjourment
731/11/2023 9:00 am20-21268 / MBKBruce C. Truesdale, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/25/2023 9:00 am

ADJ to 1/25 for Ch 7 conversion to be filed (dm)

Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
741/11/2023 9:00 am20-21413 / MBKRobert H. Johnson, Esq.Creditor Certification of DefaultWithdrawn
12/1 AMT: SALE PROCEEDS (BAY AVE) POSTSED/100% PLAN PIF PENDING RESOLUTION OF DEF CERT (CHESTNUT ST)<<>>

AMT: TRUSTEE LTR REQUESTING CONDUIT <<>>

Debtor obj<> NATIONSTAR/Chestnut St (Stern & L)
Matter ResolvedRequest
Adjourment
751/11/2023 9:00 am20-22672 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/22/2023 9:00 am
Total Paid In: $8,477.00
updated POI and put on ewage autopay by next date EDC

Debtor obj, requests recap<>ARREARS
Matter ResolvedRequest
Adjourment
771/11/2023 9:00 am21-10113 / MBKJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/25/2023 9:00 am
Total Paid In: $6,325.00
The trustee is OK with the refund for this year but is requesting the following:
-updated proof of income for the last 2 months
-supplemental fee application for $500 within 7 days (per the 4/27 order)
The matter can be adjourned to provide this information.


Debtor obj<>FAILED TO TURNOVER A COPY OF 2021 FED TAX RETURN AND REFUND, IF ANY TO TRUSTEE BY 6/1/22; FAILED TO FILE SUPP FEE APP FOR $500 WITHIN 7 DAYS OF 4/27/22 MP CONF
Matter ResolvedRequest
Adjourment
781/11/2023 9:00 am21-11243 / MBKKevin C. Fayette, EsqMotion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $16,100.00
Debtor obj<>ALLY CAPITAL/2014 Chevy Equinox (LAVIN, CEDRONE)
Matter ResolvedRequest
Adjourment
791/11/2023 9:00 am21-12938 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/8/2023 9:00 am
Total Paid In: $5,234.00
Debtor obj, filing MP<>FAILED TO SELL WILSON AVE PPTY BY 11/30/22
Matter ResolvedRequest
Adjourment
801/11/2023 9:00 am21-13581 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $49,955.00
AMT: W/D - RECAP ORDER FILED
Matter ResolvedRequest
Adjourment
811/11/2023 9:00 am21-13720 / MBKRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayOrder Previously SubmittedTotal Paid In: $9,750.00
Debtor obj<>NATIONSTAR MTG / Carol Ave (LOGS)
Matter ResolvedRequest
Adjourment
831/11/2023 9:00 am21-14434 / MBKRobert Braverman, Esq.Trustee Certification of DefaultContinued
2/8/2023 9:00 am
Total Paid In: $6,314.00
AMT: MP 2/8**<<>>

ADJ by MBK to 11/22 at 2 PM
TR PYMT UPDATE ARREARS 8434 300 PD SINCE JULY CERT OF D
PYMT OF $300
AR NOTE, NO TRUSTEE PYMT SINCE 4-1-22 - ARREARS $6,136 - HISTORIC POOR PAYMENT HISTORY (7 0F 15 PYMTS MADE). TR MOTION FILED 5-27 - REC DISMISS WITHOUT PREJUDICE AND REINSTATE IF PROMISED FUNDS COME IN WITHIN 60 DAYS.

ADJ to 8/15 @ 10:30

Debtor obj, pending disability payments<> ARREARS
Matter ResolvedRequest
Adjourment
821/11/2023 9:00 am21-14434 / MBKRobert Braverman, Esq.Motion Relief from Stay (Fee)Continued
2/8/2023 9:00 am
Total Paid In: $6,314.00

Debtor obj<>US BANK CUST PC7 LLC/ Kiowa Trail (TAYLOR AND KEYSER)
Matter ResolvedRequest
Adjourment
841/11/2023 9:00 am21-14926 / MBKEugene Roth, Esq.Motion to Cancel DischargeGranted
MTN TO CANCEL DISCHARGE WELLS FARGO (DJ-141778-2013)
Matter ResolvedRequest
Adjourment
851/11/2023 9:00 am21-16276 / MBKWarren Brumel, Esq.Motion SellOrder Previously SubmittedTotal Paid In: $71,634.00
PNC Limited obj (Brock & Scott)--Motion to Sell - MADBURY CIR
Matter ResolvedRequest
Adjourment
861/11/2023 9:00 am21-16561 / MBKRobert Cameron Legg, Esq.Creditor Certification of DefaultContinued
1/25/2023 9:00 am
Total Paid In: $2,807.00
1/6 AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj<> FIFTH THIRD BANK (RAS)
Matter ResolvedRequest
Adjourment
881/11/2023 9:00 am21-17161 / MBKBrad J. Sadek, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $8,703.00
1/6 AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj<> FREEDOM MTG /Spout Spring Ave (Brock & Scott)
Matter ResolvedRequest
Adjourment
871/11/2023 9:00 am21-17161 / MBKBrad J. Sadek, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/8/2023 9:00 am
Total Paid In: $8,703.00
Debtor agrees to conduit - ADJ to 2/8 for conduit terms and we can withdraw

Debtor obj, made pymt<>ARREARS
Matter ResolvedRequest
Adjourment
891/11/2023 9:00 am21-17231 / MBKJenee K. Ciccarelli, Esq.Order Shorten TimeGrantedTotal Paid In: $3,644.00
ADJ to 1/11/23

OST - DEBTOR MTN FOR VOLUNTARY DISMISSAL
Matter ResolvedRequest
Adjourment
901/11/2023 9:00 am21-17260 / MBKKarina Pia Lucid, Esq.Creditor Certification of DefaultOrder Previously SubmittedTotal Paid In: $25,680.00
1/6 AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj<>NATIONSTAR/Bound Brook Ave ( LOGS)
Matter ResolvedRequest
Adjourment
911/11/2023 9:00 am21-17490 / MBKWARREN LEVY, ESQ.Motion Relief from Stay (Fee)GrantedTotal Paid In: $26,384.00
ACT PROPERTY/ East Court (GARY ZEITZ)
Matter ResolvedRequest
Adjourment
921/11/2023 9:00 am21-17756 / MBKJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Continued
2/8/2023 9:00 am
Total Paid In: $19,318.00
Debtor obj<>WILMINGTON SAVINGS / Samantha Court (LOGS)
Matter ResolvedRequest
Adjourment
931/11/2023 9:00 am21-17879 / MBKRobert Cameron Legg, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedTotal Paid In: $39,067.00
ALFRED VAIL MUTUAL ASSOC MTN TO W/D CLM #10 (CUTOLO BARROS)
Matter ResolvedRequest
Adjourment
941/11/2023 9:00 am21-17885 / MBKJonathan Goldsmith-Cohen, Esq.Motion Relief from Stay (Fee)Continued
2/8/2023 9:00 am
Total Paid In: $12,315.00
Debtor obj<>JPMORGAN CHASE / Anchor Rd (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
951/11/2023 9:00 am21-18190 / MBKAndrew Thomas Archer Motion Motion (Generic) - Only use if no other event is applicableOrder to be SubmittedTotal Paid In: $96,725.00
MTN TO SUSPEND TRUSTEE PAYMENTS FROM JAN TO MARCH 2023

Trustee objection:

(1) The Trustee can agree to a suspension of 60 days and since the debtor did not make a payment for December the 60 day period would end at the end 1/31/23. The debtor should begin making capitalized payments at $7802 x 45 (remaining) beginning 2/1/23
Matter ResolvedRequest
Adjourment
971/11/2023 9:00 am21-18825 / MBKJOSEPH J MANIA III ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,430.00
NA
1/9/23 - Adjournment Request Denied

Motion Extend Loss Mit granted - Loss Mit extended to 10/31/22

FAILED TO LM BY 5/31/22
Matter ResolvedRequest
Adjourment
961/11/2023 9:00 am21-18825 / MBKJOSEPH J MANIA III ESQMotion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $3,430.00
Debtor obj<>LAKEVIEW LOAN / Lenape Trail (LOGS)
Matter ResolvedRequest
Adjourment
981/11/2023 9:00 am21-19578 / MBKRobert Cameron Legg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
1/25/2023 9:00 am
Total Paid In: $7,800.00
MTN TO EXPUNGE WILMINGTON CLM#7
Matter ResolvedRequest
Adjourment
991/11/2023 9:00 am21-19712 / MBKJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $3,520.00
ARREARS; NOT PAYING CORRECT TIER
Matter ResolvedRequest
Adjourment
1001/11/2023 9:00 am21-19775 / MBKFRANCIS P CULLARI, ESQMotion Relief from Stay (Fee)GrantedTotal Paid In: $3,813.00
NEWREZ/SHELLPOINT W. Lawn Drivev (PINCUS)
Matter ResolvedRequest
Adjourment
1011/11/2023 9:00 am22-10056 / MBKJohn Zimnis, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $13,000.00
TAMARRON AT PRINCETON /Tamarron Dr (HILL WALLACK)
Matter ResolvedRequest
Adjourment
1021/11/2023 9:00 am22-10518 / MBKJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/22/2023 9:00 am
Total Paid In: $2,138.00
Debtor obj, final LM approved- filing mtn<>FAILED TO COMPLETE LM BY 9/30/22; FAILED TO COMPLY WITH PROVISION OF CONF TO PROVIDE COPY OF 2021 FED TAX RETURN TO TRUSTEE BY 5/3/122
Matter ResolvedRequest
Adjourment
1031/11/2023 9:00 am22-10614 / MBKAndrew Carroll, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/8/2023 9:00 am

AMT: MP 2/8

Debtor obj<>PLAN WAS WITHDRAWN ON 11/9/22; DEBTOR FILED TO FILE MP
Matter ResolvedRequest
Adjourment
1041/11/2023 9:00 am22-10747 / MBKScott J. Goldstein Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Converted to 7 / 11
Matter ResolvedRequest
Adjourment
1051/11/2023 9:00 am22-10882 / MBKRobert Braverman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/22/2023 9:00 am
Total Paid In: $2,300.00
Debtor obj, filing loss mit ext<>FAILED TO COMPLETE LM BY 8/16/22, EXTENDED LOSS MIT EXPIRED 12/5/22; ARREARS
Matter ResolvedRequest
Adjourment
1061/11/2023 9:00 am22-10939 / MBKDonald F. Campbell, Jr., Esq.Creditor Certification of DefaultGrantedTotal Paid In: $4,210.00
No Appearance by debtor's counsel as of 10:15 AM

Atty obj<>LAKEVIEW/Baldwin Ave (Parker)
Matter ResolvedRequest
Adjourment
1071/11/2023 9:00 am22-10981 / MBKPRO SEMotion Withdraw As AttorneyGrantedTotal Paid In: $5,211.00
Debtor response, not opposing mtn
Matter ResolvedRequest
Adjourment
1081/11/2023 9:00 am22-11342 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
4/12/2023 9:00 am
Total Paid In: $5,000.00
Loss Mit Extended to 4/3

Debtor obj<>FAILED TO LM BY 8/10/22; EXTENDED LOSS MIT EXPIRED 11/27/22
Matter ResolvedRequest
Adjourment
1091/11/2023 9:00 am22-11354 / MBKEdward Hanratty, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
1/25/2023 9:00 am
Total Paid In: $25,958.00
ADJ to 1/25 for good faith payment

Debtor obj, filing MP<>ARREARS; NOT FEASIBLE DUE TO SUPP ATTY FEES
Matter ResolvedRequest
Adjourment
1101/11/2023 9:00 am22-11441 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/22/2023 9:00 am
Total Paid In: $2,750.00
Debtor obj, filing MP<>FAILED TO SELL /REFI SENECA TRAIL PPTY BY 9/22/22
Matter ResolvedRequest
Adjourment
1111/11/2023 9:00 am22-11556 / MBKJOSHUA S. BAUCHNER, ESQ.Motion ContemptContinued
2/22/2023 9:00 am

ADj to 2/22/23 Peremptory

NEXTGEAR CAPITAL MTN HOLDING R.R.B.B. ACCOUNTANTS IN CONTEMPT (Eckert Seamans)
Matter ResolvedRequest
Adjourment
1121/11/2023 9:00 am22-11556 / MBKJOSHUA S. BAUCHNER, ESQ.Motion Dismiss CaseContinued
2/22/2023 9:00 am

ADj to 2/22/23 Peremptory

CREDITOR, NEXTGEAR CAPITAL, MTN TO DISMISS OR CONVERT TO CH 7 (Eckert)
Matter ResolvedRequest
Adjourment
1131/11/2023 9:00 am22-11575 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Moot - DismissedTotal Paid In: $2,546.00
AUTUMN RIDGE AT TOMS RIVER CONDO (McGOVERN LEGAL)
Matter ResolvedRequest
Adjourment
1141/11/2023 9:00 am22-11869 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/8/2023 9:00 am

Note - debtor was approved for a Loan Mod

Debtor obj, filing MP<>DEBTOR'S PLAN WAS DENIED ON 10/26/22 AND FAILED TO FILE MP WITHIN 30 DAYS
MP SCH FOR 2-8
Matter ResolvedRequest
Adjourment
1151/11/2023 9:00 am22-11887 / MBKStacey L. Mullen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Trustee OrderTotal Paid In: $6,050.00
6050 paid then $1130 x 51 beginning 1/1/23-debtor to sign up for TFS or ewage within 7 days of this order

Debtor obj, will pay<>ARREARS; FEASIBILITY/GUC CLMS FILED AFTER CONF HIGHER THAN SCH F
Matter ResolvedRequest
Adjourment
1161/11/2023 9:00 am22-11906 / MBKAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/8/2023 9:00 am
Total Paid In: $1,467.00
AMT: MP 2/8 **NEEDS TO SUBMIT ADJ REQUEST FOR TR MTN**<<>>

Debtor obj<> FAILED TO SELL N. LAKESIDE DRIVE WEST PPTY BY 11/13/22
Matter ResolvedRequest
Adjourment
1171/11/2023 9:00 am22-12027 / MBKLee M. Perlman, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $2,651.00
OTBS - Debtor will cure post-petition arrears of $3,966.24 over 9 months outside the plan.

5200 Debtor obj<>LOANCARE /Federal Way (McCABE, WEISBERG)
Matter ResolvedRequest
Adjourment
1181/11/2023 9:00 am22-12045 / MBKBRUCE H. LEVITTMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/8/2023 9:00 am

amt: MP 2/8 ** **

Debtor obj<>DEBTOR'S PLAN WAS DENIED ON 10/26/22 AND FAILED TO FILE MP WITHIN 15 DAYS
Matter ResolvedRequest
Adjourment
1191/11/2023 9:00 am22-12189 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $1,510.00
AMT: MP 1/11

Debtor obj<>DEBTOR'S PLAN WAS DENIED 11/9/22 AND FAILED TO FILE MP BY 11/22/22
Matter ResolvedRequest
Adjourment
1201/11/2023 9:00 am22-12356 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/22/2023 9:00 am
Total Paid In: $6,544.00
Debtor obj, ,made pymt<>ARREARS
--per email we can adj to 2/22. Also per email need Legg to amend Manasquan order to include tax year and remove per plan water/sewer since no claim was filed EDC
Matter ResolvedRequest
Adjourment
1211/11/2023 9:00 am22-12526 / MBKJohn Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $6,300.00
AMT: MP 1/11 ** HR*

Debtor obj<>FAILED TO LM BY 11/24/22; ARREARS
Matter ResolvedRequest
Adjourment
1221/11/2023 9:00 am22-12703 / MBKLaurence R. Sheller, Esq.Creditor Certification of DefaultOrder to be SubmittedTotal Paid In: $3,298.00
1/9 AMT: PPSD CONDUIT ORDER TO PARTIES<<>>


1/6 AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj<> SLS/William St (Stewart Legal)
Matter ResolvedRequest
Adjourment
1231/11/2023 9:00 am22-12930 / MBKAndrew B. Finberg, Esq.Motion Relief from Co-Debtor StayContinued
2/8/2023 9:00 am
Total Paid In: $2,487.00
1/9 AMT: TR LTR REQUESTING CONDUIT<<>>

Debtor obj<>SANTANDER BANK/Cherry Tree Bend Rd (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
1251/11/2023 9:00 am22-12948 / MBKScott D. Sherman, Esq.Motion Relief from Co-Debtor StayGrantedTotal Paid In: $2,076.00
JPMORGAN CHASE/Barnegat Ave (FEIN SUCH)
Matter ResolvedRequest
Adjourment
1241/11/2023 9:00 am22-12948 / MBKScott D. Sherman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,076.00
FAILED TO COMPLETE LM BY 10/14/22; EXTENDED LOSS MIT TERMINATED 12/7/22; ARREARS
Matter ResolvedRequest
Adjourment
1261/11/2023 9:00 am22-13018 / MBKTHOMAS G. EGNERRequest for Loss MitGranted
NTC OF REQUEST FOR LOSS MIT RE PLANET HOME LENDING
Matter ResolvedRequest
Adjourment
1271/11/2023 9:00 am22-13102 / MBKEdward Hanratty, Esq.Motion Relief from Stay (Fee)WithdrawnTotal Paid In: $1,980.00
JPMORGAN CHASE / 2016 OUTBACK (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
1281/11/2023 9:00 am22-13230 / MBKVera Fedoroff, Esq.Motion Relief from Stay (Fee)Continued
2/8/2023 9:00 am

Debtor obj<>ELIZABETH BOHEN (KEITH, WINTERS, WENNING & HARRIS)
Matter ResolvedRequest
Adjourment
1301/11/2023 9:00 am22-13315 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Continued
2/8/2023 9:00 am

AMT: MP 2/8/23

PLAN WAS DENIED 9/28/22 AND DEBTOR FAILED TO FILE MP WITHIN 14 DAYS
Matter ResolvedRequest
Adjourment
1291/11/2023 9:00 am22-13315 / MBKGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayWithdrawn
GUARDIAN MTG / US Hwy 35 (FEIN SUCH)
Matter ResolvedRequest
Adjourment
1311/11/2023 9:00 am22-13336 / MBKJOHN C FEGGELER, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $4,010.00
SV/SLS; ARREARS; FAILED TO REGISTER FOR TFS WITHIN 10 DAYS OF 9/28/22 CONF
Matter ResolvedRequest
Adjourment
1321/11/2023 9:00 am22-13646 / MBKGeorge E Veitengruber IIIMotion Convert Chapter 13 to Chapter 7 (fee)Granted
TRUSTEE MTN TO CONVERT TO CH 7
Matter ResolvedRequest
Adjourment
1331/11/2023 9:00 am22-13646 / MBKGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Withdrawn
ARREARS; DEBTORS PLAN WAS DENIED ON 9/28/22 & FAILED TO FILE MP WITHIN 14 DAYS OR CONVERT CASE
Matter ResolvedRequest
Adjourment
1341/11/2023 9:00 am22-13730 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $2,000.00
Debtor obj<>FAILED TO SELL OR LM BY 11/30/22; ARREARS
Matter ResolvedRequest
Adjourment
1351/11/2023 9:00 am22-13803 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $2,440.00
AMT: MP 1/11/23

Debtor obj<>FAILED TO LM BY 11/1/22
Matter ResolvedRequest
Adjourment
1361/11/2023 9:00 am22-13953 / MBKPaul N. Mirabelli, Esq.Motion Requesting RedactionGranted
Matter ResolvedRequest
Adjourment
1371/11/2023 9:00 am22-14058 / MBKSteven J. Abelson, Esq.Motion Relief from Stay (Fee)Continued
2/8/2023 9:00 am
Total Paid In: $10,676.00
Debtor obj<>NATIONSTAR MTG/ Manhattan Ave (LOGS)
Matter ResolvedRequest
Adjourment
1381/11/2023 9:00 am22-14390 / MBKDEAN G SUTTON ESQMotion SellOrder Previously SubmittedTotal Paid In: $1,500.00
Filed a new order --- turnover of "funds to payoff the plan at 100%"

MT. HOREB RD

trustee objection: needs non-exempt from sale EDC
Matter ResolvedRequest
Adjourment
1391/11/2023 9:00 am22-14501 / MBKCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedTotal Paid In: $844.00
Debtor obj<>ARREARS; FAILED TO FILE POC ON BEHALF OF FIRST FRANKLIN & MTN AUTHORIZING TRUSTEE TO PAY LATE CLM WITHIN 30 DAYS OF 8/31/22 CONFIRMATION
Matter ResolvedRequest
Adjourment
1401/11/2023 9:00 am22-14874 / MBKMICHELLE LABAYENMotion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $5,700.00
MTN TO EXPUNGE CLM#3
Matter ResolvedRequest
Adjourment
1411/11/2023 9:00 am22-15039 / MBKAndrew Thomas Archer Motion Relief from Stay (Fee)Moot - Dismissed
Debtor obj<>FORD MOTOR CREDIT /2019 Ford Edge(MORTON)
Matter ResolvedRequest
Adjourment
1421/11/2023 9:00 am22-15092 / MBKMoshe Rothenberg, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
1/25/2023 9:00 am

trustee obj:
(1) No updated proof of insurance has been provided for all properties.
(2) The IRS and NJ claims are still estimated.
(3) The plan does not account for the $53,225 in non-exempt equity in bank accounts
(4) Updated profit and loss statements have not been provided
(5) The trustee needs to 2021 tax returns
Matter ResolvedRequest
Adjourment
1431/11/2023 9:00 am22-15322 / MBKPHILIP R KAUFMAN, ESQMotion Relief from Stay (Fee)Moot - Dismissed
Debtor obj<>JOSEPH APUZZO (SCARINCI HOLLENBECK)
Matter ResolvedRequest
Adjourment
1441/11/2023 9:00 am22-15419 / MBKShmuel Klein Motion Relief from Stay (Fee)Continued
2/8/2023 2:00 pm

ADJ to MBK to 2/8 for a decision

Debtor obj<>MTGLQ INVESTORS/ Broad Ave (PARKER McCAY)
Matter ResolvedRequest
Adjourment
1461/11/2023 9:00 am22-15429 / MBKEdward Hanratty, Esq.Motion Relief from Stay (Fee)Denied
Denied by MBJ

Debtor obj; IBEW brief response<>IBEW LOCAL 400 BENEFIT FUNDS (O'BRIEN BELLAND)
Matter ResolvedRequest
Adjourment
1471/11/2023 9:00 am22-15520 / MBKDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $2,500.00
1/30 AMT: EMAIL TO ATTYS - ORDER TO BE ENTERED BY CREDITOR W/ PROVISION FOR CONDUIT AFTER FINAL LM<<>>

1/9 AMT; TR LTR REQUESTING CONDUIT<<>>

Debtor obj<>US BANK NAT'L ASSOC/ Sylvania Place (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
1481/11/2023 9:00 am22-15636 / MBKYakov Rudikh, Esq.Motion Relief from Stay (Fee)Granted
CREDIT ACCEPTANCE/2016 Jeep Patriot (MORTON)
Matter ResolvedRequest
Adjourment
1491/11/2023 9:00 am22-16058 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Order to be SubmittedTotal Paid In: $1,800.00
Per MBK, creditor gets stay relief effective 3/31/23

Debtor obj<>ARIANNA HOLDING COM/Barnegat Ave (GOLDENBERG, MACKLER)
Matter ResolvedRequest
Adjourment
1501/11/2023 9:00 am22-16104 / MBKGeorge E Veitengruber IIIMotion Relief from Co-Debtor StayOrder to be SubmittedTotal Paid In: $1,000.00
PHH MTG/ Rt. 206 (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
1511/11/2023 9:00 am22-16197 / MBKRobert Cameron Legg, Esq.Motion to Extend Loss MitigationOrder to be SubmittedTotal Paid In: $2,500.00
US BANK OBJ ( Hladik)<>MTN TO EXTEND LOSS MIT TO 3/6/22
Matter ResolvedRequest
Adjourment
1521/11/2023 9:00 am22-16262 / MBKAndrew Thomas Archer Application to Extend Loss MitigationWithdrawn
Wilmington Svs obj (Stern & E)<> APP TO EXTEND LOSS MIT
Matter ResolvedRequest
Adjourment
1531/11/2023 9:00 am22-16269 / MBKEugene Roth, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGrantedTotal Paid In: $2,000.00
LOSS MIT
Matter ResolvedRequest
Adjourment
1541/11/2023 9:00 am22-16454 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Order to be Submitted
AR NOTE OBJ ATTY FEES
POST DUE 2952 ARTTY FEES 556
DEBTOR HAVE 1543 , WILL BAL BAL FRIDAY OK WITH A

Debtor obj<>HAZLET RESIDENTIAL DEVELOPMENT / Autumn Drive (GRIFFIN ALEXANDER)
Matter ResolvedRequest
Adjourment
1551/11/2023 9:00 am22-16486 / MBKJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayWithdrawnTotal Paid In: $10,500.00
THE BANK OF NEW YORK MELLON (McCALLA RAYMER)
Matter ResolvedRequest
Adjourment
1561/11/2023 9:00 am22-16849 / MBKRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayOrder to be Submitted
US BANK NAT'L ASSOC / Cedar Hill r (STERN & EISENBERG)
Matter ResolvedRequest
Adjourment
1571/11/2023 9:00 am22-16871 / MBKPaul H. Young, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/PHH MTG
Matter ResolvedRequest
Adjourment
1581/11/2023 9:00 am22-16911 / MBKSCOTT E. TANNE, PC.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $5,680.00
Debtor obj<>VANDERBILT MTG / Crestwood St (GREENSPOON MARDER)
Matter ResolvedRequest
Adjourment
1611/11/2023 9:00 am22-16926 / MBKTheodore B. Weiss, Esq.Motion Reinstate StayMoot
Doc #25 is the Notice of Motion
Matter ResolvedRequest
Adjourment
1591/11/2023 9:00 am22-16926 / MBKTheodore B. Weiss, Esq.Motion Reinstate StayContinued
1/25/2023 9:00 am

Trustee Obj

MTN TO VACATE AND REINSTATE STAY
Matter ResolvedRequest
Adjourment
1621/11/2023 9:00 am22-17337 / MBKRobert Manchel, Esq.Motion Relief from Stay (Fee)Continued
1/25/2023 9:00 am

Debtor obj<>SRE MANGMENT/Atterbury Ave(STRAFFI & STRAFFI)
Matter ResolvedRequest
Adjourment
1651/11/2023 9:00 am22-17381 / MBKPRO SEMotion Relief from Stay (Fee)Continued
1/25/2023 9:00 am

M&T BANK / Haines St (KML)
Matter ResolvedRequest
Adjourment
1631/11/2023 9:00 am22-17381 / MBKPRO SEObjection to ClaimContinued
1/25/2023 9:00 am

DEBTOR OBJ TO PINNACLE CLAIM #7
Matter ResolvedRequest
Adjourment
1641/11/2023 9:00 am22-17381 / MBKPRO SEHearing Scheduled (Document)Continued
1/25/2023 9:00 am

TRUSTEE OBJ TO EXEMPTIONS
Matter ResolvedRequest
Adjourment
1661/11/2023 9:00 am22-17389 / MBKJustin M. Gillman, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT
Matter ResolvedRequest
Adjourment
1671/11/2023 9:00 am22-17497 / MBKYakov Rudikh, Esq.Motion Relief from Stay (Fee)Order Previously Submitted
AMERICREDIT FINC /2017 GMC Terrain (MORTON)
Matter ResolvedRequest
Adjourment
1681/11/2023 9:00 am22-17586 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)Continued
2/8/2023 9:00 am

Debtor obj<>FREEDOM MTG/ Daniel Bray Hwy (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
1691/11/2023 9:00 am22-17635 / MBKRobert Manchel, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGranted
LOSS MIT/SN SERVICING
Matter ResolvedRequest
Adjourment
1701/11/2023 9:00 am22-17663 / MBKLee M. Perlman, Esq.Motion Motion (Generic) - Only use if no other event is applicableOrder to be Submitted
PER SF MATTER SHOULD STILL BE LISTED

Judge extends until conf date11/22 to see if feasible EDC

PC4 LLC obj (Zeitz)<>MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
1711/11/2023 9:00 am22-17681 / MBKWarren Brumel, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToGrantedTotal Paid In: $1,000.00
MTN TO RECLASSIFY LVNV CLM#5 TO UNSECURED
Matter ResolvedRequest
Adjourment
1721/11/2023 9:00 am22-17766 / MBKMichael Alan Siddons Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order to be Submitted
Trustee Limited Obj
Matter ResolvedRequest
Adjourment
1741/11/2023 9:00 am22-17955 / MBKPRO SEMotion to DismissMoot - Dismissed
DEBTOR MTN TO VOLUNTARY DISMISS
Matter ResolvedRequest
Adjourment
1751/11/2023 9:00 am22-18182 / MBKKarina Pia Lucid, Esq.Request for Loss MitigationGranted
LOSS MIT/SELENE FINCANCE
Matter ResolvedRequest
Adjourment
1761/11/2023 9:00 am22-18335 / MBKJoseph Casello, Esq.Application for Loss MitigationContinued
2/8/2023 9:00 am

Rushmore obj ( Friedman Vartolo)<> REQUEST FOR LOSS MIT
Matter ResolvedRequest
Adjourment
1771/11/2023 9:00 am22-18475 / MBKRobert C. Nisenson, Esq.Notice of Request for Loss MitigationOrder Previously Submitted
CITIMTG obj (Powers)
Matter ResolvedRequest
Adjourment
1781/11/2023 9:00 am22-18878 / MBKNicholas Fitzgerald, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnTotal Paid In: $838.00
MTN TO REDUCE IRS CLM
Matter ResolvedRequest
Adjourment
1791/11/2023 9:00 am22-18978 / MBKRobert C. Nisenson, Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN FOR LOSS MIT
Matter ResolvedRequest
Adjourment
1801/11/2023 9:00 am22-19505 / MBKMonica Mazurczyk, Esq.Motion Relief from Stay (Fee)Continued
2/8/2023 9:00 am

ADJ to by MBK to 2/8

Debtor obj<>TOWER DB REO IX, LLC/East Church St (Honig & Greenberg)
Matter ResolvedRequest
Adjourment
1811/11/2023 9:00 am22-19531 / MBKJeffrey E. Jenkins, Esq.Motion Relief from Co-Debtor StayGranted
BROOKVILLE COMMONS /Riverside Drive (GORSKI & KNOWLTON)
Matter ResolvedRequest
Adjourment
1821/11/2023 9:00 am22-19683 / MBKLee M. Perlman, Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
1831/11/2023 9:00 am22-19828 / MBKRobert C. Nisenson, Esq.Motion Impose Automatic StayDenied
Trustee Obj

MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
1841/11/2023 9:00 am22-19872 / MBKLee M. Perlman, Esq.Motion Motion (Generic) - Only use if no other event is applicableGranted
MTN TO CONTINUE STAY
Matter ResolvedRequest
Adjourment
1851/11/2023 9:00 am22-20081 / MBKJohn Michael McDonnell, Esq.Order Shorten TimeGranted
OST - MTN TO EXTEND STAY
Matter ResolvedRequest
Adjourment
1861/11/2023 9:00 am22-20253 / MBKAdrian J. Johnson, Esq.Order Shorten TimeContinued
1/25/2023 9:00 am

Need 341 Docs

OST - Motion to Impose Automatic Stay
Matter ResolvedRequest
Adjourment
1871/11/2023 10:00 am18-20071 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 52 of 56 required payments   Arrears: $0  
Total Paid In: $38,580.00
PER EMAIL FROM CANDYCE THE DEBTOR CANNOT AFFORD THE COMMISION ON CASE AND CAN BE DISMISSED

**Terms:
$38,579.55 paid then $741 x 1 beginning 1/1/23 then $4500 x 28 beg. 2/1/23
-trustee to rec all non exempt lawsuit proceeds
-The Debtor shall immediately register for TFS automated withdrawalpayments or eWage in sufficient time for such payments to be made for theMarch 1, 2023_ Trustee payment
-Conduit order to be submitted by the Trustee to supplement this order ****



-creditor cert on for the same date---had agreement to pay post petition and debtor did not make those payments. listed as OTBS but need terms still EDC

- 30 months remaining in 84 month plan

-Why is payment being reduced? Proposal won't pay post petition claim , trustee arrears and pay original base. To confirm even without any additional post pet mortgage payments would need at least 525 x 30 beginning 12/01/2022 pro rata---trustee to rec all non exempt lawsuit proceeds

-case would need TFS auto deductions before confirming







proposed $700 x 53; $137.77 x 31; BASE
Matter ResolvedRequest
Adjourment
1881/11/2023 10:00 am19-33005 / MBKJenee K. Ciccarelli, Esq.Confirmation Hearing on Modified PlanContinued
2/22/2023 10:00 am
Debtor has made 31 of 37 required payments   Arrears: $11,941.00  Total Paid In: $107,622.00
12/21 workup for the 1/11 calendar EDC
- consent order by NJ submitted to allow late claim

Trustee objection:
---3 payments arrears
--Debtor now has his own business and doesnt work w2 job but no updated POI. We needP&L and business forms. DONE BUT INCOME IS MUCH LOWER THAN ORIGINAL INCOME. ONLY $3803 MONTHLY OPPOSED TO $6400 BEFORE. NOT FEASIBLE
--No updated schedules I & J filed-DONE BUT ONLY $1500 IN DISPOSABLE INCOME
--The debtors have not proven that they will have the ability to increase payments from $1800 monthly to $4200 in 6 months.
--The modified plan does not include treatment of the NJ claim #4-1 in the amount of 718.68. The trustee proposes to pay that claim.

-needs automatic TFS deductions

MP proposes--paid to date then beg October $1800 X 6; $4200 X 20 BEG 9/2022; MIN $16,465.20--if case gets dismissed the debtor AND NON DEBTOR SPOUSE will be barred from re-filing for a period of one year from the dismissal date--Trustee to strike Part 7a of the modified plan and debtors counsel to file separate motion outside of plan to move against creditors---trustee to pay NJ claim 4-1
Matter ResolvedRequest
Adjourment
1891/11/2023 10:00 am20-15659 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 13 of 33 required payments   Arrears: $696.00  Total Paid In: $9,173.00
1/11/2023 (JMA) (worked)

ok to confirm at $9,173 paid to date, $696x4 begin 1/1/2023 base plan with loan mod to be completed on or by 1/31/2023
-Trustee not to pay post-petition arrears OTBS 30 days


Stay reinstated today - work-up

issues as of 1/4/2023 (JMA)

1) Trustee motion scheduled for 1/11/2023 due to relief from stay order dated 10/13/2022 for Lakeview Loan Servicing - THE MODIFIED PLAN IGNORES THE RELIEF ORDER FOR LAKEVIEW LOAN SERVICING
2) The modified plan rejects the lease for the 2018 Dodge Durango IN MODIFIED PLAN

proposed plan $642x5 begin 12/1/2022 base plan with loan mod to be completed on or by 1/31/2023
paid in $9,173
arrears $341
plan has been shortened to 37 months from the original 60 month plan
Matter ResolvedRequest
Adjourment
1901/11/2023 10:00 am21-10816 / MBKAndre L. Kydala, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 23 of 24 required payments   Arrears: $0  
Total Paid In: $34,464.00
AS OF 1/10/2023 (at):

RECOMMEND: $32,964 PAID TO DATE, $1,500 x 37 BEGINNING 1/1/2023, BASE

1. Need an order or proof of claim from the IRS to pay post petition taxes due for 2021. (IRS AMENDED CLAIM TO ADD $20,423 FOR 2021)

2. Need and order or proof of claim from the State of New Jersey to pay post petition taxes due for 2021. (PROOF OF CLAIM FILED FOR 20 & 21 TOTALING $7,038.97 TO BE ADDED TO THE PLAN)

Modified plan proposes: $13,452 paid to date, $1,500 x 52 beginning 11/1/2021, base
Arrears: $3000
(Distribution to administrative claims before unsecured - addition of administrative tax claims for IRS and State of NJ)
Matter ResolvedRequest
Adjourment
1911/11/2023 10:00 am21-12716 / MBKKevin C. Fayette, EsqConfirmation Hearing on Modified PlanConfirmedDebtor has made 21 of 21 required payments   Arrears: $0  
Total Paid In: $18,165.00
As of 12/28/22(mk):


**CAN REC CONFIRM AT $16,435 PTD, Then $865 x 24 Begin 1/1/23 Base. Plan extended to total 44 mos**



Mp proposes:$865 X 19; $865 X 24; BASE
MP TO PAY POST-PET MTG ARREARS PER ORDER.
Plan has run20 mos and 16 remain- PLAN extends to total 44 mos
Matter ResolvedRequest
Adjourment
1921/11/2023 10:00 am21-14434 / MBKRobert Braverman, Esq.Confirmation Hearing ScheduledDeniedDebtor has made 7 of 20 required payments   Arrears: $10,066.00  Total Paid In: $6,314.00
AS OF 12/19/22 (SF) RECOMMEND MODIFIED PLAN BE DENIED AND DISMISSED ON TRUSTEE'S MOTION TO DISMISS WITHOUT PREJUDICE AND REINSTATE IF PROMISED FUNDS COME IN WITHIN 60 DAYS.

k for sale by March 31sth ret broker by January 11th.

1. Trustee Certification of Default scheduled for 11/22/22 at 2pm (NO PAYMENTS SINCE APRIL) Debtor made $100 payment in September. Arrears: $7768 through October

TR PYMT UPDATE ARREARS 8434 300 PD SINCE JULY CERT OF D PYMT OF $300
AR NOTE, NO TRUSTEE PYMT SINCE 4-1-22 - ARREARS $6,136 - HISTORIC POOR PAYMENT HISTORY (7 0F 15 PYMTS MADE). TR MOTION FILED 5-27 - REC DISMISS WITHOUT PREJUDICE AND REINSTATE IF PROMISED FUNDS COME IN WITHIN 60 DAYS.


2. Motion for Relief by US Bank Cust PC7 LLC /FirstTrust scheduled for 1/11/23 at 9AM

3. Plan does not address secured creditor, US Bank Custodian for PC7, LLC/Firstrust Bank

4. Plan proposes to reduce trustee payment. Need amended Schedules I and J, updated proof of income for months July and August and a copy of 2021 Tax Return. (NOT RECEIVED)


MP proposes $5914 PTD, $100 x 45 100%; SALE BY 5/31/23
Plan has run 17 months with 43 months remaining
Arrears: $8434

Matter ResolvedRequest
Adjourment
1931/11/2023 10:00 am21-18318 / MBKSTEVEN D PERTUZ, ESQConfirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $396.00  
341 now on for 1/18/23-NEEDS TO UPLOAD AN ADJ REQUEST FOR THIS CONF HEARING -sent email to atty om 1/5/ to do this

>>also: Hud Uploaded for sale on 6/9/21 of Hackman St prop- debtor got 11,262( her 1/2 of proceeds total 22,525- what did she do with those proceeds?
Matter ResolvedRequest
Adjourment
1941/11/2023 10:00 am21-18992 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 14 of 14 required payments   Arrears: $0  
Total Paid In: $12,198.00
Per AR, adjourn to 1/11/23 to circulate conduit terms (dm)

AS OF 12/19/22 (SF) Waiting for Attorney response to conduit proposal

RECOMMEND $10163.91 PTD; $3430 X 46 (BEGIN 2/1/23) 100% PLAN W/MIN $60,916 TO GUCS PER N/E IN REAL ESTATE
- Ok to pay post petition arrears to US Bank in the amount of $2044.49
- Conduit Order to be submitted within 30 days


If Motion to Reinstate Stay is Granted, may need conduit payments. (Motion is Granted)


1. Objection filed by US Bank (Caine) - Debtor has fallen behind with post petition payments multiple times and the Stay has been vacated. Creditor objects to the stay being reinstated

2. Objection to Motion to Reinstate Stay (Caine) scheduled for 11/22/22 at 9 (GRANTED)

3. Plan proposes to add addition post petition arrears of $2044.59 (NEED ORDER)


MP proposes $1003 x 49 100% Plan
Plan has run 13 months with 47 months remaining
Arrears: $1645

AMT: TR LTR REQUESTIN CONDUIT TO PARTIES



Matter ResolvedRequest
Adjourment
1951/11/2023 10:00 am21-19580 / MBKKevin C. Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 10 of 13 required payments   Arrears: $525.00  Total Paid In: $5,150.00
As of 12/28/22(mk);


**CAN REC CONFIRM AT $5,150 PTD, Then $525 x 48 BEGIN 1/1/23 Base**


Mp proposes:$429 X 12; $525 X 48; BASE
LL has stay relief- lease now rejected
plan has rune 12 mos and 48 remain
Matter ResolvedRequest
Adjourment
1961/11/2023 10:00 am21-19762 / MBKJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 12 of 13 required payments   Arrears: $0  
Total Paid In: $6,000.00
As of 12/22/22 (DS): Ok to confirm at $5,500 paid, $500 x 24 begin 1/1/23; 100% to gucs with a minimum to gucs of $$43,127 due to non-exempt equity

MP Prop $500 x 36 begin 1/1/23; 100% - Debtor obtained loan mod.
Matter ResolvedRequest
Adjourment
1971/11/2023 10:00 am22-10283 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $148.00  
ADJ to 2/22 Peremptory
ISSUES AS OF 12/20/2022 (DM): still need bank statements for savings account.

***Based upon disposable income objection below, the debtor needs to confirm at $1,050 Ptd, then $650 x 52 starting 1/1/23, Base Plan, amended Attorney Disclosure to be filed within 7 days***

 Need certification to confirm who the attorney fees are to be paid. Chapter 13 Attorney Disclosure filed as Doc #27 is for Eric Clayman. Need amended Attorney Disclosure for Jeffrey Jenkins (UNRESOLVED).

1) Trustee OBJ:
- Need 2 months (April & May) bank statements for PNC Bank savings acct (UNRESOLVED).
- Tax refund of $2,113 was not prorated and included in monthly disposable income calculation.
- Income verifies higher ($3,484) than scheduled ($2,706) resulting in $1,210 of monthly disposable income. Need a $34,848 base due to disposable income.

Note: Attorney disclosure filed. Pre-conf cert filed 10/10/22.


Prop. Plan $150 x 60, Base
PTD 7/8 = $1,050
Last Claim (1-2)
Matter ResolvedRequest
Adjourment
1981/11/2023 10:00 am22-10614 / MBKAndrew Carroll, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 42 of 12 required payments   Arrears: $920.00  
PEREMPTORY
As of 1/6/23 (DS): Debtor attorney requested adjournment to resolve obj

As of 12/28/22 (DS): 1. Trustee obj to the following:
- Need to add to confirming order Trustee standard order of distribution.
- The mod plan filed removes Oak Tree Equities, but this does not resolved the priority unsecured portion of claim, which needs to be paid and since plan propose 100% would mean Trustee to pay this as well. Must move against claim, if Trustee not to pay.
- The mod plan does not mark off Section 8d post-petition claims.

Prop Plan $125 x 49 begin 12/1/22; 100%
Matter ResolvedRequest
Adjourment
1991/11/2023 10:00 am22-10730 / MBKRegina L. Gelzer, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 10 of 12 required payments   Arrears: $15.00  Total Paid In: $38,850.00
12/21 workup for the 1/11 calendar EDC

*11 months old

***TO CONFIRM THE TRUSTEE PROPOSES:
$35,000 paid then $3865 x 49 remaining beginning 1/1/23-unsecured creditors to receive a minimum of $23,000 based on equity in accounts and autos--either a Loan modification, sale or refinance is to be completed by August 1, 2023--Flagstar claims to be paid by trustee pending the LM/sale/refinance--Supplemental fee application to be filed within 7 days

-low base

Trustee objection to MP:
---The debtor has failed to take a firm position with respect to whether he is seeking to sell, refinance or obtain a loan modification on the subject property. The Trustee will be requesting documentation
demonstrating the efforts taken to sell, refinance or obtain a loan modification. Case is 11 months old.

-needs resolution of Flagstar objection

***TO CONFIRM THE TRUSTEE PROPOSES:
$35,000 paid then $3865 x 49 remaining beginning 1/1/23-unsecured creditors to receive a minimum of $23,000 based on equity in accounts and autos--either a Loan modification, sale or refinance is to be completed by August 1, 2023--Flagstar claims to be paid by trustee pending the LM/sale/refinance--Supplemental fee application to be filed within 7 days

-low base

** Trustee objection to confirmation - need to resolve
-- A copy of the last filed tax return - for Debtor and non -filing spouse for 2021. ONLY PROVIDED 2021 RETURN FOR DEBTOR. STILL NEED SPOUSE
-- Need to provide bank statements from Wells Fargo checking and 2 savings acct for Dec. 2021 and Jan. 2022. PROVIDED STATEMENTS, THE END BALANCES AS OF 1/26/2022 ARE HIGHER THAN THE AMOUNT ON AMENDED SCHEDULES A/B AND C. CHECKING ACCT#2778 $6,778.34, SAVINGS ACCT#4713 $18,738.22; SAVINGS ACCT#2218 $690.33 FOR TOTAL END BALANCE OF $26,206.89. USING EXEMPTION ON SCHEDULE C THERE IS NON-EXEMPT EQUITY OF $23,706.89
-- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibi
Matter ResolvedRequest
Adjourment
2001/11/2023 10:00 am22-11177 / MBKBRUCE J. DUKEOrder Vacate Dismissal of CaseContinued
1/25/2023 10:00 am
Debtor has made 11 of 11 required payments   Arrears: $0  
Total Paid In: $15,584.00

ADJ LEMAIL TO ATTYS NEED TO GET INFO SUBMITTED AND RESOLVE ALL ISSUES PEREMPTORY 1/6 AMT: DRAFT CONDUIT TERMS TO PARTIES/NEED CREDITOR INFO RE PP MTG PYMTS THRU JAN 2023<<>>

ISSUES AS OF 1/6/2023 (DM): Anita working on updating conduit order numbers. Also need POCs referenced below filed.

 11/22/22 - need status of proposed conduit order.

 10/26 AMT: DRAFT CONDUIT TO PARTIES/NEED PP INFO

 MFR by Amerihome Mortgage - Debtor has made no post-petition payments (CONSENT ORDER ENTERED - ADDS $7,557.24 POST-PETITION ARREARS TO THE PLAN).

1) Trustee is unable to pay American Credit Acceptance for the 2019 VW Jetta without a filed POC or a consent order (UNRESOLVED).

2) Plan provides $5,400 priority treatment to Joann McGee for a DSO - Trustee is unable to pay this creditor without a filed POC or a consent order (UNRESOLVED).

3) Trustee OBJ:
- The debtor has insufficient income.

***RESOLVED ISSUES***

A) Amerihome Mortgage (STERN L) OBJs - $57,875.61 arrears not treated in the in the plan (MP PAYS).

B) American Credit Acceptance is listed in the Plan in Part 4g as $15,757.48 pay-in-full treatment, and in Part 6 as a lease. Is this a lease or a finance? (MP CORRECTS).

C) Trustee OBJ:
- There is $13,211 non-exempt equity in real estate (ONLY $160 GUCs - MP IS 100%)
- Domestic Support Obligation information (RECEIVED).
- Need homeowner's insurance renewal - policy provided expires 6/14/2022 (RECEIVED).
- Excessive Expense: $400/water, sewer, garbage; $540/telephone, cell phone (MOOT).
- Need to file Pre-Confirmation Certification with Court (FILED).


Prop. Plan $1,387.32 x 6, $1,441.12 x 64, 100%
PTD 11/11 = $15,584.24
Last Claim (2-1)
Matter ResolvedRequest
Adjourment
2011/11/2023 10:00 am22-11299 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 10 of 11 required payments   Arrears: $0  
Total Paid In: $3,053.00
1/11/23 email confirmation terms to Court

***$2,700 Ptd, then $353 x 25 starting 2/1/23, 100% Plan, sale of Pin Oak Road property by 2/8/23, no payment or reserve by the Trustee pending the sale, strike plan treatment of NJ Office of Attorney General and Calvary***


AR RESOLVE OR HOLD
ISSUES AS OF 12/29/2022 (DM): Updated 1/9/23

Last payment received in November. Email sent to attorney with proposed terms if electronic payment is made before Wednesday.

 11/7/22 - need more information regarding ex-wife that resides in the home. Her pay stubs reveal that she makes $9,600 per month. This plan should be 100% based upon $6,359 unsecured claims filed.

 Motion for Sale entered 11/10/22.

2) Need proof of service on Cavalry SPCV judgment cram (MANAGING AGENT HAS NOT BEEN SERVED).


***RESOLVED ISSUES***

A) Need proof of service on NJ Office of Attorney General - creditor is listed as pay in full and cram in the plan (MP REMOVES CRAM AND PAYS SECURED - BUT NO POC FILED - STRIKE?? - Yes)

B) On 10/31/22, the State of NJ filed a LATE priority claim for $2,751.88 that includes estimated taxes for 2019 not treated in the plan (AMENDED TO $0).

C) US Bank (RAS) OBJs - $436,377.88 arrears - Loan Mod has not been offered (CONSENT ORDER ENTERED - SALE BY 2/8/23).

D) Trustee OBJ: (note - only $6,360 GUCs filed)
- Need proof of income for non-debtor spouse who resides in the home - contribution letter is not sufficient (RECEIVED).
- Need to file Pre-Confirmation Certification (FILED).


Prop. Plan $300 x 60, Base Plan
- sale of Pin Oak Rd within 3 months
PTD 8/10 = $2,700
Last Claim (4-2)
Matter ResolvedRequest
Adjourment
2021/11/2023 10:00 am22-11408 / MBKHerbert B. Raymond, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 11 required payments   Arrears: $0  
Total Paid In: $4,668.00
AR PEREMPTORY
ISSUES AS OF 12/29/2022 (DM): updated 1/10/23

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $4,000 PTD, THEN $668 x 50 STARTING 1/1/23, BASE PLAN, LOAN MOD WITH HSBC BY 3/30/23 OR AS EXTENDED BY COURT ORDER, TRUSTEE SHALL PAY ON ARREARS TO HSBC PENDING THE LOAN MOD IN ACCORDANCE WITH SUBMITTED CONSENT ORDER, LOW BASE PLAN PENDING THE LOAN MOD***

 1/3/23 - Objection filed by HSBC (RAS) - NEW COTBS - LOAN MOD BY 3/30/23, TRUSTEE TO PAY ON ARREARS PENDING THE LOAN MOD

 Application to Extend Loss Mit filed - objection deadline is 1/4/23.

 ADJ Request processed to 12/14/22 Peremptory.

1) HSBC Bank/PHH Mtg (RAS) OBJs - $165,276.39 arrears (CONSENT ORDER ENTERED - LOAN MOD BY 12/30/22, TRUSTEE TO MAKE PAYMENT ON ARREARS PENDING THE LOAN MOD WHICH CONTRADICTS THE MP LANGUAGE).

***RESOLVED ISSUES***

A) IRS filed $16,947.34 amended priority claim (MP PAYS)

B) State of NJ filed $9,205.88 priority claim that includes estimated taxes for 2017, 2018, 2019 and 2021 (AMENDED TO $12,820.69 - MP PAYS)

C) Trustee OBJ:
- Need to resolve bifurcated claim filed by Credit Acceptance (PLAN SURRENDERS VEHICLE IN FULL SATISFACTION).
- Need certification from debtor explaining the separation from husband and his household contribution status (RECEIVED).
- Need Jan & Feb bank statements for BOA acct #3298 (RECEIVED RUNNING STATEMENT BUT TRUSTEE CAN'T DETERMINE ACCOUNT BALANCE ON DAY OF FILING - received corrected statements on 1/10/23).


Prop. Plan $400 x 10, $668 x 50, Base Plan
-Loan Mod by 9/30/22 or as extended
PTD 10/10 = $4,000
Last Claim (7-2)
Matter ResolvedRequest
Adjourment
2031/11/2023 10:00 am22-11550 / MBKDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanContinued
3/8/2023 10:00 am
Debtor has made 11 of 11 required payments   Arrears: $177.00  
Tax returns filed - if POC not amended by 1/30/23, debtor needs to file motion to move against the claim - ADJ to 3/8 Peremptory

ADJ 1/11 Peremptory
11/2 workup for the 11/9 calendar EDC

-9 months old
-MP filed but many of the same issues like estimated NJ and IRS taxes still (2018-2021)

MP pushes back LM/refi/sale dates.

-no updated POI. Last P&L was from February

* Trustee obj to the following:
-- Debtor has insufficient income, disposable income verifies $-1444. UPDATED P&L SHOWS LESS THAN $3,000 NET INCOME OVER THE PAST 10 MONTHS OR ABOUT $300 NET MONTHLY. NOT FEASIBLE.
--- accountant's valuation on business (Balance Sheet)
--- Must resolve IRS and State of NJ estimate tax claims.


Prop modified Plan $500 x 12 begin 3/1/22; $1,500 x 48; SALE/REFI OR LM BY 3/1/2023 (428 NIXON DR); BASE
--------------------
RESOLVED:
-- Need 2021 Tax returns DONE
*MP must have same amount as attorney disclosure statement(OK)

3. No claim filled by Ding Sun for $1,083.27, bar date has passed 5/9/22.(NOT IN MP)

-- 2 months bank statements from Wells Fargo acct for 1/19/22 to 2/28/22 to determine if there is non-exempt equity in acct
-- homeowner insurance (insurance expires 7/25/22)
Matter ResolvedRequest
Adjourment
2041/11/2023 10:00 am22-11556 / MBKJOSHUA S. BAUCHNER, ESQ.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 11 of 11 required payments   Arrears: $0  

Adj to 1/11/23 Peremptory to finalize settlement agreement-no more adjournments

1/5 workup for the 1/11 calendar EDC

-- Motion to Dismiss case for Bad faith filed by NextGear Capital on 11/22/22. ALSO Motion for Contempt By R.R.B.B Accountants for failure to comply with Supboena on same date

ADV. PRO. Filed By Next Gear. Going to Mediation.

--TR Objections in #3 above the --- remain unresolved.

7/18/22(mk). ORDER GRANTING MOTION TO ENFORCE HAS AT PARAG #4 CONF IS ADJOURNED TO 8/26/22- adj to 9/13/22

6/28/22(mk): Motion to Enforce Subpoena and adj conf. on 7/13/22- WAS GRANTED


As of 5/4/22(mk):
1. Motion to Quash Subpoena 5/11/22.

2. Motion to Extend Time ( Filed by NextGear Cap(N. Gaunce ,esq))to Object to Discharge- 5/11/22

** Trustee Objections:
---There appears to be non exempt equity in the Tesla. NADA trade $33,600 for the 2014 model S, claim is $25, 354- So non exempt equity is 8,246.no exemption claimed on sch C
---the amount of debt in the debtor(s) Plan exceeds the statutory limit under 109(e).
Nextgear Capital in the amount of $1,958,171 has a Superior Court case
pending for a fraudulent transfer. Case has been stayed due to the within bankruptcy
filing.
---need certification from debtor as to what debtor did with his share of the proceeds from
the sale of marital residence in Sept 2021 including documentation ($255,000) and what amount was paid to individuals including name and addresses of persons whom he paid..
---Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan.( NEED ESTIMATE FOR PLAN CALCULATION & PLACEHOLDER)
---need proof of $1,000/month is support listed on Schedule J.
---need Amendments to Schedules 22C which was filed blank.
---Is TR to pay post pet claims - Or not?
---need pre conf cert.
--------------------------------------
-need 2021 tax return by 5/31/22(Provided)
-need copy of the HUD-1 statement for sale of residence on 9/15/2021.(PROVIDED)
-need a statement
Matter ResolvedRequest
Adjourment
2051/11/2023 10:00 am22-12045 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledWithdrawnDebtor has made 10 of 10 required payments   Arrears: $0  

Currently Plan (Doc #37) should be denied - MP (Doc #43) is scheduled for 2/8/23
Matter ResolvedRequest
Adjourment
2061/11/2023 10:00 am22-12049 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 9 of 10 required payments   Arrears: $200.00  Total Paid In: $1,800.00
12/29 workup for the 1/11 calendar edc

CONF 200 x 60 beg 4/122 pro rata

12/15/22 - BCMB1 consent order (KML) submitted to Chambers


plan crams 2nd mortgage to zero. objection filed by Denise Carlon to cramdown needs resolution EDC(sent out appraisals)

* Trustee objection:

---A current market analysis - (updated from 2022) with comps sold within 6 months of
filing. OK
---Amendments to Schedules B to add 2001 Nissan and also Need a valuation for the 2001 Nissan. OK
---There is $1,877 in non exempt equity in the bank accounts. (pending review of Provident
#9019). Also need Need February and March bank statements for Provident account #9019. OK


$200 X 60 BEG 4/2022; BASE
-------------------
RESOLVED:
---The debtor has failed to provide proof of service with respect to Plan Motion (s).
---Need service on Statebridge Company for strip off of second mortgage.(OK POC filed by Carlon)
---Need updated car insurance prior to confirmation. DONE
Matter ResolvedRequest
Adjourment
2071/11/2023 10:00 am22-12070 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 7 of 10 required payments   Arrears: $339.00  Total Paid In: $8,963.00
AR RESOLVE OR HOLD
ISSUES AS OF 1/3/2023 (DM):

***TO CONFIRM, THE DEBTOR NEEDS $7,962.50 PTD, THEN $1,339 x 51 STARTING 1/1/23, BASE PLAN, TRUSTEE IS AUTHORIZED TO PAY IRS PRIORITY POC (8-1) AND STATE OF NJ PRIORITY POC (9-1), PRE-CONFIRMATION CERTIFICATION SHALL BE FILED WITHIN 7 DAYS***

1) Trustee OBJ:
- Must file Pre-confirmation certificate (UNRESOLVED).

***RESOLVED ISSUES***

A) Global Lending (STEWART LEGAL GRP) OBJs to cram of 2014 Chevy Equinox (CONSENT ORDER ENTERED).

B) Rushmore Loan (FRIEDMAN VARTOLO) OBJs - plan improperly list creditor name as Wells Fargo and post-petition payments should be $1,937.89. No POC filed. (POC FILED - PAY PER POC)

C) IRS filed $229.62 priority claim not treated in the plan (OKAY TO PAY)

D) State of NJ filed $987.26 priority claim not treated in the plan (OKAY TO PAY)

E) Plan provides $9,299.19 secured treatment to Lacey MUA - Bar Date has passed and no POC has been filed (POC FILED AND ORDER ALLOWING CLAIM ENTERED)

F) Trustee OBJ:
- Need Feb & March bank statement for PNC accts #8506 and #0307 (RECEIVED).
- Need balance statement for co-debtor's TSP loan prior to filing date (RECEIVED).
- Need service on Ocean County Jail listed in motions in plan to avoid judgment lien (SERVED, SEE DOC #33).

Note: calculated income and income is fine. Service to Office of Attorney General done 5/20/22. Updated homeowner insurance and auto insurance provided 5/24/22.


Prop. Plan $992 x 60, 0%
PTD 8/10 = $7,962.50
Last Claim (28-1)
Matter ResolvedRequest
Adjourment
2081/11/2023 10:00 am22-12189 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 10 of 10 required payments   Arrears: $0  
Total Paid In: $1,510.00
(UPDATED)
12/30 workup for the 1/11 calendar EDC

**mortgage objection resolved 1/10 can confirm:

$150 x 36 BEG 4/1/22; SALE BY 6/1/2023 (307 ALPINE TRL); 100% (MIN OF $106,000 TO GUCS)---TRUSTEE TO RECEIVE SALE TO PAY ANY FILED UNSECURED CLAIMS PLUS ENOUGH PROCEEDS TO PAY AMERICAN NEIGHBORHOOD MORTGAGE CLAIM 2-1 THROUGH PLAN FROM PROCCEEDS OF SALE by 6/1/2023-- Loan mod on Shore Ave by 6/1/23

Trustee objection:
-MP pushes sale date from October 2022 to June 2023. Case is 10 months old and undue delay/bad faith by the debtor because the house was not listed or sold the by original plan date of October.
-No creditors other than the attorney and mortgage. The debtor can successfully achieve his goal of selling the home outside of a bankruptcy.
-The debtor is not current with trustee payments
- There is non-exempt equity on Shore Ave $4,185.09, Alpine Trl $101,903.35 and Cadillac $16,150.

*NOT SURE WHY THIS KEEPS GETTING ADJOURNED. NO GUCS. MORTGAGE ONLY CASE-WHY DOES DEBTOR NEED BANKRUPTCY? CASE WAS ADJ TO GET LM BY 10/31 OR MP AND NEITHER DONE AS OF 11/7 EDC


Matter ResolvedRequest
Adjourment
2091/11/2023 10:00 am22-12224 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 9 of 10 required payments   Arrears: $0  
Total Paid In: $4,280.00
AR RESOLVE OR HOLD
12/29 workup for the 1/11 calendar EDC

* same as last time

MP filed on for 9/28-- $456 X 56 BEG 8/2022; SALE 6MO AFTER CONF (59 RAVENWOOD BLVD); BASE

* Objection By US Bank(McCalla):
- plan fails to pay arrears pending sale - creditor wants arrears pd pending sale
- Also MFR on for 1/25 US Bank/1st Franklin mortgage

4. Trustee Objection:
- debtor has insufficient income. Verified income leaves monthly disposable income of -$230.39. Also behind 2 payments---needs ewage or TFS
-need to file Pre-Confirmation Certification.
-----------------
RESOLVED:

2. NJ Div. of tax filed estimated priority POC.(RESOLVED)

3. Tidewater Finance filed
Bifurcated claim: secured 10,000, Unsecured $4,608.22 and arrears 1,735.12- plan has cram to11,117.73.(Treat as a cramdown to $11,117.73)


- IRS has Estimated GUC- plan has LM so needs to be a base. APOC FILED.
- Barnegat T'ship filed a POC 9#20-1) No amt $ was on claim-plan has $41.86 but claim will control

Plan:$500 X 60 BEG 4/2022; LM 6 MO AFTER CONF (59 RAVENWOOD BLVD); $0
3/5 payments
last claim :10-1, bar date :5/31/22
Matter ResolvedRequest
Adjourment
2101/11/2023 10:00 am22-12239 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 10 required payments   Arrears: $900.00  Total Paid In: $5,500.00
AS OF 1/13/2023 (at):

RECOMMEND: $5,500 PAID TO DATE, $900 x 27 BEGINNING 1/1/2023, LOAN MOD BY 6/30/2023, 100% TO UNSECURED CREDITORS
Preserve non exempt equity of $38,965.50 in real estate and personal property.


MP proposes: $5,500 paid to date, $900 x 28 beginning 12/1/2022 (36 month total), loan modification by 6/30/2023, 100% to unsecured creditors
Arrears: $900
(Part 1A adjusts the Trustee payment. Part 1C extends the time for a loan modification. Part 4A corrects the Proof of Claim amount.)
Matter ResolvedRequest
Adjourment
2111/11/2023 10:00 am22-12526 / MBKJohn Zimnis, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 7 of 10 required payments   Arrears: $0  
Total Paid In: $6,300.00
As of 1/9/23(mk)

**Can Rec confirm at $6,300 PTD, Then 900 x 26 Begin 2/1/23 Base. LM on Toms River Rd by 6/30/23
Tr to pay arrears pending LM
low base pending LM**
-----------------------

Mp proposes:$4500 PTD; $900 X 29 BEG 12/2022; BASE Lm by 6/30/23
filed to extend LM time. Plan has run 10 mos and 26 remain

Case was prev confirmed at Base $32,098 and LM by 11/22/22
Matter ResolvedRequest
Adjourment
2121/11/2023 10:00 am22-12621 / MBKMAUREEN VELLAConfirmation Hearing ScheduledDeniedDebtor has made 9 of 10 required payments   Arrears: $0  
Total Paid In: $15,002.00
Current Plan should be Denied/Withdrawn - MP that increases payments per notes below is scheduled for 1/25/23
ISSUES AS OF 11/15/2022 (DM):

***No MP has been filed. In order to pay claims below, the debtor would need to confirm at $10,059 Ptd, then $1,753 x 52 starting 12/1/22, Base Plan, pay IRS POC (1-2) as filed, pay $52,661.92 arrears POC (7-1) of JP Morgan; strike priority plan treatment of the Township of Woodbridge, strike secured plan treatment of Wells Fargo***

 ADJ to 11/22/22 Peremptory for debtor to file MP, amend Sch I & make payment(s) - dm

 8/5/22 Debtor attorney requested adjournment to allow time to revise Plan to recent settlements with Twp of Woodbridge and JPMorgan Chase.

1) MP proposes $38,411.57 priority treatment to the IRS - amended POC (1-2) filed by the IRS includes a $14,101.83 priority claim and a $24,309.74 secured claim (PAY PER POC??)

2) JPMorgan Chase (ROMANO GARUBO & ARGENTIERI) OBJs - $52,661.92 arrears and plan is not feasible. (MP PAYS ARREARS)

3) Twp of Woodbridge (GOLDENBERG, MACKLER, SAYEGH) OBJs - $18,800.06 arrears, no claim filed, Bar Date has passed. Per Doc #21 letter states objection withdrawn. Mortgage company paid arrears in full.

5) Trustee OBJ:
- Form 122c, Line #45 has monthly disposable income of $3,300.75 which requires $198,045 minimum dividend to general unsecured creditors (AMENDED TO CORRECT ERROR).
- Attorney fee is hourly so we need an estimate of fees as a place holder in Plan and a fee application with in 7 days of confirming order.
- Must file Pre-confirmation certificate. (FILED)

Note: 7/22/22 Per email from creditor the objection was withdrawn. Informed attorney that withdrawal has to be filed via PACER and if there is a consent order this also needs to be filed as well.


Prop. Plan $1,437 x 8, $1,753 x 52, Base
PTD 9/9 = $13,249
Last Claim (7-1)
Matter ResolvedRequest
Adjourment
2131/11/2023 10:00 am22-12734 / MBKSCOTT E KAPLAN ESQConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 9 required payments   Arrears: $0  

12/29 workup for the 1/11 calendar EDC

****$17,100**** arrears-last payment in September

NFA from last time -accountant should have filed by now

**Adj from 6/30 said att was going to amend tax claim. It has been adj several times and is now on for 10/26 and NJ is still estimated. Case should be dismissed without prejudice EDC

As of 8/3/22 (DS): 1. Trustee obj to the following:
- Need DSO information sheet and proof of support, such as order.
- There are excessive expenses on Sched J: $1,250 for state and federal taxes (requires proof of payments being made monthly--FILED CERT THAT THEY ARE NOW DOWN TO $943 A MONTH) and $900 for support payments. Must provide proof 10 days prior to confirmation.
- There is disposable income at this time pending proof of excessive expenses of $5,829.95.
- Must resolve State of NJ estimated tax claim, 2018, 2020 and 2021 tax returns not filed.
- Must file Pre-confirmation certificate.

2. Need service on motions in plan to IRS and State of NJMVC.

3. State of NJ-Division of Taxation (MATTHEW PLATKIN) obj on plan proposing to avoid lien.

5. Sachin Mandrekar (HOWARD REDNOR) obj Debtor not current with post-petition payments and plan improperly list arrears. POC filed as unsecured owed $41,282.09.

Prop Plan $3,000 x 3 begin 5/1/22; $5,700 x 57; 0%
Note: 2021 tax return provided 7/7/22.
-------------------------------
RESOLVED:

4. USAA FCU-2014 Toyota Camry (ROBERTSON, ANSCHUTZ) obj to plan silent and does not provide for creditor. Arrears claim filed $2,335.50. (OKAY TO ADD TO CONF ORDER TO PAY ARREARS)
- IRS amended their tax claim per records return received that is not yet assessed priority claim $177,846.23 will be paid. AMENDED
Matter ResolvedRequest
Adjourment
2141/11/2023 10:00 am22-12782 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 9 of 9 required payments   Arrears: $0  

1/10 23(mk) email fromm Atty:says 2017 return was uploaded and sent to IRS and he has followed up with them but does not have a resolution yet. He would be fine with confirming w/ APOC in 30 days BUT he is not sure if it will be amended to priority or to a GUC as it currently is.

As of 1/5/22(mk):

>.SAME AS LAST HEARING<<


11/7/22(mk): atty email. Not been able to resolve the IRS claim(#1-1) and since claim is over 4(for 2017 taxes) yrs old wants to treat outside OR just pay
the estimate claim of $475.09

AR RESOLVE OR HOLD
1/3/22(mk): SAME AS BELOW

AR NEED PROOF OF FILING RETURN 2017 .

As of 9/16/22(mk):same as last time.

Case now 5 mos old. there are 6 gucs and 5 of them are student loans and 1 IRS est. claim. Plan is Base . pays atty fees and base to gucs.


>>Once IRS Estimated POC(guc) is resolved, case can be worked<<

1. IRS Estimated GUC claim- no return for 2017

2. Trustee objection:
need pre conf cert

Plan:$300 X 60 BEG 5/2022; BASE
5/5
bar date 6/15/22
Matter ResolvedRequest
Adjourment
2151/11/2023 10:00 am22-12785 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledConfirmedDebtor has made 6 of 9 required payments   Arrears: $213.00  Total Paid In: $1,204.00
AR RESOLVE OR HOLD

RECOMMEND $1204 PTD, $213 X 31 (BEGIN 1/1/23) BASE PLAN
- Do not pay arrears to US Bank, Loan mod approved
- Must sign up for TFS ewage within 15 days of confirmation
- Need Order Approving Loan Mod within 30 days
- Must amend Schedule J within 15 days to include new mortgage payment


AS OF 12/21/22 (SF) Debtor is not current with payments and is not making payments on a regular basis. Recommend TFS ewage payments be set up. (Attorney ok with terms)



Note: Plan has been shortened to 39 months and will pay off early.

Need status of loan mod. Motion to approve loan mod was to be filed by 11/1/22. (Per atty, debtor just received permanent loan mod. Debtor needs to sign and file Motion to Approve) FILED ON 12/2/22. NO OPPOSITION MUST FILE AMENDED SCHEDULE J


Plan proposes $204 x 60 Base, Loan Mod by 2/1/23
Payments: 6/8 Arrears: $428

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification (FILED)
- Objection filed by Nationstar/Mr. Cooper (Jennings) - failure to pay arrears of $85,612.94 and speculative loan mod (RESOLVED VIA ORDER) LOAN MOD BY 11/1/22
- IRS filed estimated priority and unsecured claim 1-1 (AMENDED)
- State of NJ filed estimated priority claim 4-1 (AMENDED)
- Trustee objection:
- The Plan fails to provide for a prompt loan modification completion date. (LOAN MOD APPROVED)
- The debtor has failed to provide proof of service with respect to Plan Motion (s). Need service on Santander Bank and NJ Housing and Mortgage for strip off of second and third mortgages. Did not serve Santander at street address via certified mail and did not serve Attorney General for NJ Housing) Also no claim (FILED)
Matter ResolvedRequest
Adjourment
2161/11/2023 10:00 am22-12908 / MBKPeter E. Zimnis, Esq.Confirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 6 of 9 required payments   Arrears: $0  

1/3 workup for the 1/11 calendar EDC

**SAME ISSUES - NOTHING DONE IN LAST 2 MONTHS

loss mit order says LM by 12/31/22
5 months arrears on mortgage also

1) IRS priority claim 1 is estimate for 2018-2021 taxes- need to resolve
2) NJ Division of Taxation priority claim estimated for 2019-2021 taxes - need to resolve
3) IRS guc claim estimated 2016-2017 taxes - need to resolve
4) Deutsche Bank (RASC) objection to confirmation - need to resolve
- plan proposed loan mod, to date loan mod not offered or approved
-objection to modified plan, now proposes a refinance which has not been approved
- MFR Deutsche was OTBS on 9/28-still no order

5) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - 2021 prior to confirmation.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,706.
- Need to file Pre-Confirmation Certification.
- Need to resolve the estimated claim filed by the IRS

proposed plan $100x3, $500x36 with refi on or by 12/31/2022
-------------------------
RESOLVED:
- Need proof of insurance for the 2013 Sorrento. DONE
Matter ResolvedRequest
Adjourment
2171/11/2023 10:00 am22-13002 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 12 of 9 required payments   Arrears: $0  
Total Paid In: $4,958.00
RESOLVE OR HOLD
ISSUES AS OF 1/3/2023 (DM):

***TRUSTEE RECOMMENDS CONFIRMATION AT $3,969 PTD, THEN $424 x 52 STARTING 1/1/23, 100% PLAN WITH $57,286 THRESHOLD PRESERVED, DEBTORS SHALL SIGN UP FOR TFS AUTO PAY WITHIN 10 DAYS***

1) Trustee OBJ:
- Must file Pre-confirmation certificate (FILED 12/2/22).

***RESOLVED ISSUES***

A) AmeriCredit (MORTON) OBJs to plan surrendering in full satisfaction - POC (15-1) Deficiency Claim for $3,806.73 has been filed (MBK OVERRULED CREDITOR OBJ & CLAIM IS SATISFIED - SEE ORDER DOC #57)

B) Plan proposes cram of $11,185.81 on Kia Sportage - POC (14-1) filed with a $8,143.98 total claim (PAYING $11K or $8K?? - MP PAYS $8k WITH INTEREST)

C) US Bank - 1st mtg (RAS) OBJs to Loan Mod - $22,363.73 arrears (CONSENT ORDER ENTERED - LOAN MOD BY 8/3/22 OR AS EXTENDED BY COURT ORDER - What is the status of Loan Mod?? - DEBTOR RECEIVED A FINAL LOAN MOD & ORDER ENTERED 12/22/22)

D) Real Time Resolutions - 2nd mtg (STERN E) OBJs - $1,109.06 arrears not treated in the plan (CONSENT ORDER ENTERED TO PAY ARREARS).

E) Westlake Financial filed $10 arrears claim on 2015 GMC Acadia (CONSENT ORDER ENTERED TO PAY POST-PETITION CLAIM, FEES & COSTS)

F) Trustee OBJ:
- There is $57,286 non-exempt equity in real estate (MP PAYS 100%).
- Excessive Expenses Sch J: $650 cable/internet/phone (Proof provided from cable/internet bill is $247 - debtor is in arrears $676.36 - bill has $50 one-time activities charge to restore services 3/31/22. Cell phone bill also has arrears - monthly payment is $227.74 total expense $475); and transportation $1,155 (allowed $710 per 122c). MP IS 100%
- Need updated auto insurance - expired 4/25/22 (RECEIVED).

Note: Service to Kia done 5/17/22. Debtor has insufficient income. Disposable income verifies $149.43. Based on excessive expenses, debtor would have disposable income $769.


Prop. Plan $567 x 8, $422 x 52, 100%
PTD 6/7 = $3,402
Last Claim (17-1)
Matter ResolvedRequest
Adjourment
2181/11/2023 10:00 am22-13018 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 8 of 9 required payments   Arrears: $460.00  

AR
RESOLVE OR HOLD
AS of 12/27/22(mk):

Workup on plan #21.

>>NEEDS TO RESOLVE #1.

1. Objection by Planet Hom lending( J. Schwalb): plan fails to pay POC. and LM speculative and does not pay arrears pending.

Request for loss mit on 1/11/23- unopposed


-------------RESOLVED ISSUES------------------Objection by Country Estates(T. Orr):
-plan lists incorrect amt. due.EMAIL FROM DIPSO LIST RESOLVED- WILL PAY POC AMT- Obj. was w/d.

> Objection By US Bank (Powers):
-plan fails to pay arrears. Lm date too long(RESOLVED: Order submitted 9/15/22. Terms=debtor in trial LM payments sept - Nov. then reviewed for permanent LM. IF no LM by 12/1/22 MP in 14 days to cure/surrender. Order does not address if arrears are to be paid pending.

- failed to provide proof of service with respect to Plan Motion.Mariner Finance (2006 Envoy)
motion to cram(Filed)
-there is $530 equity in real property.(no longer as POCs filed)
- need 2021 tax return(Provided)

Plan has cram to Marnier Finance on 2006 Envpy- NO SEcured claim was filed by this creditro - Only POC #23-1 which was filed as unsecured personal loan- STRIKE PER PLAN TREATMENT?- per atty YES STRIKE IT and they get paid as guc

-need Proof of 2 month's income - need additional pay stubs for Allies job (April - May 2022 stubs)(Provided)


Plan:$460 X 60 BEG 5/2022; LM w/ Wells Fargo & Planet Lending BY 10/17/2022; BASE
7/8 payments
Matter ResolvedRequest
Adjourment
2191/11/2023 10:00 am22-13097 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 0 of 9 required payments   Arrears: $86,208.00  Total Paid In: $9,990.00
AR RESOLVE OR HOLD
ISSUES AS OF 1/3/2023 (DM):

***TRUSTEE RECOMMENDS CONFIRMATION AT $9,990 PTD, $86,208 BY 1/20/23, THEN $1,450 x 51 STARTING 2/1/23, 100% PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION, DEBTOR SHALL SIGN UP FOR TFS AUTO PAY WITHIN 10 DAYS***

 MP to be filed within 2 weeks that pays $86k PI proceeds upon confirmation, cures mortgage arrears and pays 100% (dm)
 Loan Mod denied
 Tax certifications have been sent to NJ & IRS.
 Attorney agrees to pay GUCs first per AR and send funds to us to pay GUCs (MOOT BASED UPON TURNOVER OF PI PROCEEDS).

1) US Bank (Hladik, Onorato & Federman) OBJs - $141,185.07 arrears and Loan Mod is speculative. (MP PAYS CLAIM)

2) Trustee OBJ:
- Non-exempt equity $84,208 in PI settlement should be immediately turned over (MP PROVIDES TURNOVER UPON CONFIRMATION).
- Need Cert signed by the debtor's employer regarding cash payments. (UNRESOLVED)

***RESOLVED ISSUES***

A) IRS filed $15,120 priority claim that includes estimated taxes for 2020 - 2021 not treated in the plan. (AMENDED TO $0)

B) IRS filed an unsecured claim that includes estimated taxes for 2016 - 2018. (OKAY - AMENDED TO $0)

C) State of NJ filed $3,171.81 priority claim that includes estimated taxes for 2019 - 2021 not treated in the plan. (OKAY - AMENDED TO $0)

D) Trustee OBJ:
- Excessive Expenses Sch J: $650 food; $906 transportation (100% PLAN).
- Need to file Pre-Confirmation Certification. (FILED)


Prop. Plan $1,665 x 8, $1,450 x 44, 100%
- plus $86,208 non-exempt PI proceeds
PTD 6/9 = $9,990
Last Claim (2-3)
Matter ResolvedRequest
Adjourment
2201/11/2023 10:00 am22-13230 / MBKVera Fedoroff, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 7 of 9 required payments   Arrears: $1,482.00  
As of 1/5/22(mk): adj to 2/8/ peremptory

Adj request as attys trying to have a global settlement of matrimonial issues that impact this case. 4 way in St ct scheduled for 1/17/23

**MFR by Elizabeth Bohen(ex wife)(Winters) on 1/11/23 to proceeds with matrimonial issues in Superior Court.

>Late filed claim by the IRS

>Late filed claim (#7-1) by Eliz. Bohen- DSO &
Eq. Distribution total $606,151.49(45,060 as
priority DSO ).

> Late filed Estimated(no returns for 2019 & 2020) claim by ST. Of NJ- Div of Tax

> Late filed claim (#6-1) by MRA Plaza- lease
arrears. (appears to be from b'ness lease)

1. Trustee Objection:
-IRS PER PLAN CLAIM- no POC filed-gov bar has passed. Strike it ??
- Need atty disclosure statement. none was filed
-Amendments to Schedules J to remove real estate
taxes. Amended J still has re taxes on it. ( prop In Brick) owned by current wife.
-Debtor to provide HUD for residence and Colts Neck
property.(MK: not sure what this refers too)
- must file pre conf cert.
--------------------------
-Debtor to provide certification regarding the formation
and dissolution of Xigo LLC andXigo Inc.( PROVIDED)
-need proof of insurance for 2006 Saab(Provided)


Plan:$741 X 36 BEG 6/2022; BASE
7/9 Payments
Matter ResolvedRequest
Adjourment
2211/11/2023 10:00 am22-13315 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 9 of 9 required payments   Arrears: $0  

ATTY WILL SEND IN LIEN RELEASE LETTERS AND OTBS ON CONDO ASSOC NEED NICOLE HUD REVIEW WITH LIEN RELEASE LETTERS

1/5/23 - HUD-1 from sale uploaded

AS OF 1/3/2023 (at):

CASE HAS BEEN PENDING SINCE 4/25/22.

1. Objection to modified plan filed by Guardian Mortgage (Fein Such) - debtor's plan does not propose to maintain regular monthly mortgage payments pending sale. (OBJECTION WITHDRAWN 12/27/2022)

2. Objection filed by Weybridge Condo Association (Stark & Stark) - plan filed in bad faith. Plan is not feasible and debtor has made no post petition payments to the association. Proposed payment of $150/month will not cure arrears to the association.

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that addresses second mortgage. (MOD PLAN DOES NOT LIST SECOND MORTGAGE)

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve the estimated claim filed by the IRS. (NO LONGER ESTIMATED)
- Need to resolve objection by Guardian Mortgage/Sunflower Bank. (RESOLVED)


Modified plan before confirmation proposes: $150 x 60 beginning 5/1/2022, sale of residence by 2/1/2023, base
Payments: 8/9, arrears $150
(Changed the date for completion of sale to February 1, 2023.)
Matter ResolvedRequest
Adjourment
2221/11/2023 10:00 am22-13322 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 8 of 9 required payments   Arrears: $0  
Total Paid In: $9,462.00
Per AR OK to Confirm

CONF AT: 8279.25 paid then $2000 x 51 beg. 2/1/22 pro rata-debtor to sign up for automatic TFS or ewage deductions within 7 days of this order--trustee to pay claim 12-1 for MEB Loan Trust



$1,1183 Atty holding, okay to pay higher JP Morgan Chase claim, atty okay with Trustee disposable income

1/3 workup for the 1/11 calendar EDC
SAME AS LAST TIME
* Not current with Trustee plan payments, arrears $2365.50

*Trustee objection:
--Amendments to Schedules I to add income from spouse and daughter

--provide two profit and loss statements unfortunately they overlap, the first is from
1/8/2022 to 4/8/2022 and the other is from 3/1/2022 to 4/30/2022 - should have one
statement from 1/8/2022 to 4/8/2022-DONE $1619 per week-income is higher than scheduled
-There is $2074 in disposable income without adding spouse and daughter income and not removing the $700 for taxes

--Schedule J includes $700/estimated taxes. This needs to be removed and paid through
the plan. Schedule J has $700/estimated taxes is that being paid every month ? STILL NEED PROOF OF THE LAST YEARS BANK STATEMENTS SHOWING PAYMENTS

-JP Morgan Chase Bank (McCalla Raymer) objection to confirmation, need to resolve-claim is higher



proposes : $1182.75 X 60 BEG 5/2022; BASE


-----------------------------
RESOLVED
--auto insurance policy for the 2006 Nissan Armada expired, need renewal
--A copy of the last filed tax return - 2021-DONE
- Old Bridge Municipal Utilities Authority (Scarinci & Hollenbeck) objection to confirmation - RESOLVED WITH CONSENT ORDER DATED 6/14/2022
Matter ResolvedRequest
Adjourment
2231/11/2023 10:00 am22-13434 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 8 of 9 required payments   Arrears: $0  

1/3 workup for the 1/11 calendar EDC
SAME ISSUES SINCE AUGUST

**Supplemental Trustee obj:
-per filed schedule I the debtor makes around $36,000 monthly yet only proposes $3000 a month over 60 months, not 36-bad faith?
-plan proposes a small payment in the 1st month. Why?
-IRS NJ not in plan
-trustee obj-need 2021 tax return
-IRS estimated claims for 2020 and 2021
-NJ estimated claim for 2021
-PNC mortgage claim is $461,854.03, proposes LM

$1000 X 1; $3000 X 59; LM BY 12/31/202 (26 CHURCH ST); BASE
Matter ResolvedRequest
Adjourment
2241/11/2023 10:00 am22-13529 / MBKJavier L. Merino, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 7 of 9 required payments   Arrears: $0  

NA @ 12 PM
AS OF 1/4/23 (SF) Last payment received in November. Arrears are $700. Additionally, debtor's counsel was to amend the schedules and appoint special counsel because debtor has an actionable civil complaint (dm)

Per DM's note below, the loan will not be modified which makes the plan infeasible.

1. Objection filed by Planet Home Lending, LLC (Schwalb) - failure to pay arrears of $142010.26; speculative loan mod and failure to correctly provide for post petition payments of $1669.17 (IS THIS RESOLVED - per 10/26/22 email, the loan will not be modified due to previous Loan Mod in 2015 - dm)

2. Loss mit order expires on 10/28/22

3. Trustee objection:

- Verified income leaves monthly disposable income of $2,918.20.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,281.00
when determining disposable income.
- There is $86,377 in non exempt equity in the residence. (100% plan )
- Need to file Pre-Confirmation Certification.


Plan proposes $350 x 60 100% Plan, Loan Mod by 10/31/22
Payments: 7/9 Arrears: $700



RESOLVED ISSUES:
- Property address on proof of claim does not match property address listed in schedules or Deed. (1939 Merrimac on schedules and Deed and POC has 1339 Merrimac (Need amended claim) (AMENDED)
- Need March and April bank statements for Santander account #5103. (MOOT, NOT DEBTOR'S ACCT. SON'S ACCT)
Matter ResolvedRequest
Adjourment
2251/11/2023 10:00 am22-13572 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 7 of 8 required payments   Arrears: $0  

ISSUES AS OF 1/3/2023 (DM):

***Last payment received in November - RECOMMEND DISMISSAL***

1) Plan proposes to pay Kaplan Properties $3,000 towards rent arrears. Bar Date has expired, and no claim has been filed. Need to know if debtor's attorney will be filing a claim on behalf of the creditor (and a motion to allow a late claim) or if the claim should be stricken from the plan.

2) Trustee OBJ:
- Debtor has insufficient income.
- Need 2 months bank statements for Debit Card on Sch B (UNRESOLVED).
- Need updated car insurance - expired 8/25/22 (UNRESOLVED).
- Plan fails to provide for prompt cure of rent arrears (DCA IS PAYING $6,000 OF ARREARS).
- Need to file Pre-Confirmation Cert (UNRESOLVED)


Prop. Plan $175 x 48, 0%
PTD 6/8 = $1,050
Last Claim (5-1)
Matter ResolvedRequest
Adjourment
2261/11/2023 10:00 am22-13803 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 8 required payments   Arrears: $0  
Total Paid In: $2,440.00
updated 1/11/2023 (JMA) - terms need to be read into the record

ok to confirm at $2,120 paid to date, $320x3 begin 2/1/2023, $908x49 begin 5/1/2023 base plan with loan mod to be completed by 5/31/2023

issues as of 1/4/2023 (JMA)

1) Select Portfolio Servicing Inc (Fein Such) objection to confirmation of modified plan - need to resolve
- total arrears due $58,715.42


proposed plan $300x6, $902.27x49 base plan with loan mod by 4/2023
paid in $2,120
arrears $1,376
52 months to go
Matter ResolvedRequest
Adjourment
2281/11/2023 10:00 am22-13995 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledMoot - DismissedDebtor has made 1 of 8 required payments   Arrears: $0  

As of 12/21/22 (DS): Case dismissed 11/22/22
Matter ResolvedRequest
Adjourment
2291/11/2023 10:00 am22-14121 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 8 of 8 required payments   Arrears: $0  

1/6/23 (sf) Per Atty ok to dismiss/hold fees

1/4 Workup for the 1/11 calendar EDC

**SAME AS OCTOBER HEARING-NOTHING DONE

**Trinity Financial filed MFR sched 10/26, Debtor in arrears with post-pet payments as of August $7,208.78. Need outcome.(OTBS) DID DEBTOR MAKE ARREARAGE PAYMENT OF $8294 AND CONTINUE REGULAR PAYMENTS BEG 11/1 PER ORDER?

** Trinity Financial (MATTHEW SITI) obj to plan not paying arrears. Motion to approve loss mit granted 9/14/22, loan mod by 12/13/22. STATUS??

**. Trustee obj to the following:
-- Need statements for two Jackson National Financial Services, prior to filing date.
-- Excessive expenses on Sched J such as: $250 Home maint. plus $340 lawn care and $300 Cleaning with total $890, $617 Tele/cell/internet, $1,000 Food (household 2), $920 Med/dental, $514 Life insurance and $250 Pet care. (SENT PROOF OF LIFE INSURANCE BUT DOESN'T EQUAL $514, VERIZON BILL INCLUDES AMOUNTS FOR PAST BALANCES, THE VERIZON REGULAR MONTHLY IS LESS. THE OTHER EXPENSES ARE UNEXPLAINED)
-- Due to excessive expenses and tax refund not on Sched I, there would be disposable income $3,698.
-- There is non-exempt equity in real property $9,308.11 and $17,650 in vehicles total $26,958.11.
-- Secured judgment claim filed by TBF Financial for $20,118.32, not treated in plan, needs to be paid.


Prop Plan $1,644 x 60 begin 6/1/22; Base and Loan mod on White Birch Ln by 2/1/23
-----------------------
RESOLVED:
-- Need auto insurance for all 6 vehicles listed on Sched B: Debtor provided a cert states all vehicles are not operable (1980 Mercedes 280CE, 1975 Jaguar XJ, 2009 Trailer, 1995 Land Rover, 1997 GMC Subwagon and 2001 Mercedes ML3).

Matter ResolvedRequest
Adjourment
2301/11/2023 10:00 am22-14135 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 8 of 8 required payments   Arrears: $0  
Total Paid In: $1,600.00
AR RESOLVE OR HOLD
issues as of 1/5/2023 (JMA)

1) Modified plan proposes payment of Home Point Financial/first mortgage, HUD/second mortgage and Citibank judgment in full through the sale proceeds.
2) Debtors counsel provided Closing Disclosure and advised that the sale was a short sale. The First mortgage was paid in full. The HUD loan was paid $134,669.89 which is $50,032.30 short from the amount in the filed claim. It does not appear that the Citibank judgment was paid in full.

proposed plan $1200 paid to date, $200x30 with sale of real property100% plan
paid in $1,600
28 months to go
Matter ResolvedRequest
Adjourment
2311/11/2023 10:00 am22-14341 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 8 required payments   Arrears: $22.00  Total Paid In: $6,946.00
AS OF 01/03/23 (SF)

RECOMMEND $5,806 PTD, $1,162 X 54 (BEGIN 1/4/23 100% PLAN W/MIN OF $103,909 TO GUCS PER N/E EQUITY IN REAL ESTATE AND VEHICLES
- MUST FILE PRE-CONFIRMATION CERTFICATION WITHIN 10 DAYS


1. Trustee objection:

- Amendments to Schedules Schedule D to include the mortgage on the debtors home (IS THERE A MORTGAGE ON DEBTOR'S HOME. NO CLAIM FILED AND SCHEDULE D WAS NOT AMENDED?)

-There is non exempt equity in the amount of $17,080 for the 2017 Toyota Sienna and non exempt equity in the amount of $22,079 for the 2018 Ford F150 which equals total non exempt equity of $39,159. Also, there is non exempt equity in real property of $64,750

-Bank statements provided show balances. Acct #2004 $12.35; Acct #5313 $166.20; Acct
#5305 $140.36 Schedule B lists balance as $0 for all accounts - should amend Schedules B and C accordingly

-need to file Pre Confirmation Certification with Court

Plan proposes $2386 ptd, $1140 x 57 Base
Payments: 6/8 Arrears: $2276.99

RESOLVED ISSUES:
- 8/3/22 (SF) - Email received from debtor that he does not wish to continue with case as he cannot afford the current Trustee payments. (MP Filed to lower payment)
- Received proof of car insurance by email on 7/28/22 - ADJ Conf to 9/28/22
- Dismissed by MBK effective 7/29/22 - if car insurance provided by Friday, then ADJ confirmation to 9/28 (dm)

- American Express filed secured judgment claim 5-1 in the amount of $7978.10 which is not addressed in plan (MP FILED)

- American Express filed secured judgment claim 6-1 in the amount of $7340.94 which is not addressed in plan (MP FILED)

- A copy of the homeowner's insurance renewal declaration - policy provided expired 10/25/2021, need renewal (RECEIVED)
Matter ResolvedRequest
Adjourment
2321/11/2023 10:00 am22-14381 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 4 of 7 required payments   Arrears: $1,370.00  
Atty holding $320 & creditor objection resolved

ISSUES AS OF 1/3/2023 (DM):

***Debtor has only made 2.5 of 7 payments and has not signed up for eWage or demonstrated feasibility - RECOMMEND DISMISSAL***

 10/26/22 - debtor needs to get on eWage.
 $508 payment mailed on 10/6 (NOT RECEIVED - $394 ePAY MADE ON 11/21/22).
 $280 payment mailed in on 9/9 (RECEIVED).

1) Credit Acceptance (MORTON) OBJs to cram (UNRESOLVED).

2) Trustee OBJ:
- Need service on Credit Acceptance cram (RESOLVED).
- Need to file Pre-Confirmation Certificate (FILED).


Prop. Plan $394 x 60, 0%
PTD 2.5/7 = $1,068
Last Claim (4-1)
Matter ResolvedRequest
Adjourment
2331/11/2023 10:00 am22-14390 / MBKDEAN G SUTTON ESQConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 7 required payments   Arrears: $0  
Total Paid In: $1,500.00
ISSUES AS OF 1/3/2023 (DM):

***Based upon pending Motion to Sell for $575,000, TRUSTEE RECOMMENDS CONFIRMATION AT $1,500 PTD, THEN $6,837 BY 2/15/23, 100% PLAN, US BANK/ACTLIEN POC (4-1) SHALL BE PAID AT SALE, COPY OF HUD-1 SHALL BE PROVIDED TO TRUSTEE WITHIN 7 DAYS FROM THE SALE CLOSING DATE***

 ADJ by MBK to 1/11/23 - work-up at 100% - creditor okay with pending sale (dm)
 per Application to Retain Professional filed 11/21/22, debtor has a contract of sale.

1) US Bank (Goldenberg Mackler) OBJs - creditor is the owner of a municipal $65,591.40 Tax Sale Certificate (MOTION TO SELL SCHEDULED FOR 1/11/23).

2) Trustee OBJ:
- Need a copy of 2021 tax return (UNRESOLVED).
- Need a MP that proposes a minimum plan length of 36 months.
- Need amended Sch C to specify exact amount for each exemption taken (AMENDED).
- Excessive Expenses: $450 cable/internet/phone; $500 food for one. Need proof of excessive expenses 10 days prior to confirmation.
- There is $498,000 non-exempt equity in the residence (100% PLAN).
- Confirming order must provide for all non-exempt proceeds from PI claim.


Prop. Plan $300 x 12, lump sum $70,000 on 7/1/23, 100% Plan
- sale of property by 7/1/23
PTD 5/7 = $1,500
Last Claim (6-1)
Matter ResolvedRequest
Adjourment
2341/11/2023 10:00 am22-14423 / MBKJohn Zimnis, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 10 of 7 required payments   Arrears: $0  
Total Paid In: $4,710.00
AS OF 01/06/23 (SF) UPDATED

RECOMMEND $4,260 PTD, $450 X 54 (BEGIN 01/01/23) 100% PLAN
- PRESERVE N/E OF $96,605 IN CONF ORDER



MP proposes $3550 PTD, $450 X 54 100% Plan
Plan has run 6 months with 54 months remaining


Matter ResolvedRequest
Adjourment
2351/11/2023 10:00 am22-14788 / MBKRobert Manchel, Esq.Confirmation Hearing on Modified PlanContinued
2/22/2023 10:00 am
Debtor has made 136 of 7 required payments   Arrears: $0  

ISSUES AS OF 1/3/2023 (DM):

***Trustee is holding sufficient funds to pay off claims at 100%, however the IRS estimated claim for unfiled tax returns for the years 2016, 2018, 2020 and 2021 have not been resolved***

1) IRS filed $6,143.25 priority claim that includes estimated taxes for 2020 & 2021 (UNRESOLVED).

2) IRS filed a general unsecured claim that includes estimated taxes for 2016 & 2018 (UNRESOLVED).

***RESOLVED ISSUES***

- Objection to amended Sch C filed 10/31/22 (Amended Sch C (Doc #60) filed - now there should be $12,000 in non-exempt cash).

- Motion to Sell scheduled for 10/26/22 - Trustee objected to proposed order - All N/E proceeds to Trustee. Needs amended Sch C to claim exemption in Order and needs Suppl Fee App to pay fees from sale.

- Home insurance is forced place and no personal liability coverage (PROPERTY WAS SOLD).

- Non-exempt proceeds from sale of property $68,555. Plan needs 100% (RECEIVED SUFFICIENT FUNDS TO PAY 100%)

- State of NJ claim higher at $1,326.94 (MP PAYS).


Prop. Plan Ptd, Base
PTD $74,913.28
Last Claim (6-2)
Matter ResolvedRequest
Adjourment
2361/11/2023 10:00 am22-15019 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 7 of 7 required payments   Arrears: $0  

AR RESOLVE OR HOLD - Per atty dismiss/hold fees
ISSUES AS OF 1/3/2023 (DM):

***Need verification that Nancy Kennedy objection is resolved and what efforts have been made to sell the property***

1) Wells Fargo (RAS) OBJs - plan is not feasible due to inadequate treatment of secured creditor's claim (MFR WAS GRANTED ON 12/14/22)

2) Nancy Kennedy (Epstein Becker) Supp OBJ - no applications or disclosures regarding the intended sale of the property. Plan is unclear with respect to treatment of secured creditor (MP DOC #30 PROPOSES TREATMENT AT SALE).

3) Nancy Kennedy (Epstein Becker) OBJs - Plan does not provide treatment of secured creditor's claim (MP DOC #30 PROPOSES TREATMENT AT SALE).

4) Trustee OBJ:
- Need to resolve Wells Fargo objection (SEE NOTES ABOVE).


Prop. Plan $104 x 60, $3,000 Min Div
- sale by 2/28/2023
PTD 6/7 = $624
Last Claim (35-1)
Matter ResolvedRequest
Adjourment
2371/11/2023 10:00 am22-15067 / MBKAndrew Thomas Archer Confirmation Hearing on Modified PlanContinued
2/8/2023 10:00 am
Debtor has made 9 of 7 required payments   Arrears: $750.00  
1/4 Workup for the 1/11 calendar EDC

AMT: NEW PLAN DOC #32 FILED 11/17<<>> PROPOSES $250 X 35 BEG 12/2022; LM 6 MO AFTER FILING (135 KINGS RD); 100%

**NJ still estimated
**Was to get LM by 1/16 per order. No loan mod
**No amended I & J or updated POI filed but payments were lowered by $250?

2 payments in arrears

*Trustee objection:
--Domestic Support Obligation information
--Need May and June bank statements for American Express account.
--There is $10,081 in non exempt equity in the bank accounts.
--Need to resolve the estimated claim filed by the State of NJ.
--Confirming order must provide for all non-exempt proceeds from personal injury claim.

*POI provided is less than scheduled. There is negative income.

proposes 500/36, LM: 135 KINGD RD - 6MOS FROM FILING, 100%
-----------------------
Resolved:
--Need to file Pre-Confirmation Certification.
--Need to resolve objection by Select Portfolio/Bank of New York Mellon. OS
Matter ResolvedRequest
Adjourment
2381/11/2023 10:00 am22-15177 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledDeniedDebtor has made 6 of 7 required payments   Arrears: $300.00  
Atty holding $600 - Deny Plan - MP to be filed within 10 days

1/9/23(mk): adj request uploaded: DENIED - must appear and address why issues are not resolved, and debtor is not current

As of 1/5/22(mk):

>>4/7 payments, Same Issues as last hearing<
12. Objection by US Bank:
plan has unaffected(POC #5-1 on W Front St. has arrears $1,656.62)

2. Trustee objection:
-MP to address claims of Ally and PHH- or add lang to terms.
There is $10,750 in non exempt equity in the vehicles. PLAN NEEDS TO BE 100%(guc claim total $7,911.24)
-excesss/unnecessary expenses:1,650 for estimated taxes. NEED PROOF THIS IS ACTUALLY PAID.
-need proof of insurance for 1999 Land
Cruiser (10/25/22 (sf) Per atty, debtor no longer has Land Cruiser. It has been junked)
- verified income leaves disposable income that is
higher($828.42) than scheduled($318)
-ADD TO CONFIRMATION ORDER UPDATED SCHEDULES I & J TO BE FILED 6 MONTHYS
FROM CONFIRMATION WITH PROOF OF INCOME TO BE SUBMITTED TO TRUSTEE
-need to resolve creditor objections.
-file pre conf cert
----------------
> Objection by US Bank(RAS):
-LM speculative(POC#6-1 on Princeton Lane) OTBS: Must complete loss mitigation by 11/3/22 or as extended by court order. Pay arrears while loss mit is pending (LOSS MT WAS EXTENDED TO 2/5/23)

> Ally filed POC#4=1 for arrears $465.91- Plan has unaffected- OK TO PAY?(Per atty YES PAY)


Plan:$300 X 60 BEG 7/2022; LM PER COURT ORDER (125 PRINCETON LN); BASE
4/6 payments
Matter ResolvedRequest
Adjourment
2391/11/2023 10:00 am22-15178 / MBKAndre L. Kydala, Esq.Confirmation Hearing ScheduledDeniedDebtor has made 7 of 7 required payments   Arrears: $0  

Denied - MP to be filed within 14 days

1/4 Workup for the 1/11 calendar EDC

-filed 2 MP, one on 12/3 then another 12/5-Docket entry #39 MP needs to be withdrawn EDC

NO ONE TO PAY-NEEDS DISMISSAL

* Trustee's objection:
-The debtor does not have any unsecured debt and the plan does not propose to pay any other creditors through the bankruptcy. Therefore, the debtor can obtain the proposed refinance or loan modification outside of the bankruptcy.
The circumstances and contents of the debtor's Plan, when taken in their totaility, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)
-No amended I & J (lowered payments) or proof of LM/refi efforts
- Need to file Pre-Confirmation Certification. (NOT FILED)

---------------------------
RESOLVED ISSUES:
1. Need proof of service on Intrinsic Value Fund for strip off of 2nd mortgage. (MP removes cram)
- A copy of the homeowner's insurance renewal declaration - ; insurance provided is a
binder/application, not declaration page. (RECEIVED)
- A Modified Plan that removes Interstate Intrinsic Value Fund (2nd mtg) from Section 4d and 7c, due to plan proposing loan mod and loss mit filed. Modified Plan to be filed within 14 days. (MP)
The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22c has disposable income $3,698, which would require minimum dividend $221,880 or 100%
to gucs. (BAR DATE HAS PASSED AND GUC'S ARE $0)
- Plan does not propose non-exempt equity. (LANGUAGE ADDED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real property $41,911.84 and bank account $34,329.20
(Debtor's half interest). (LANGUAGE ADDED)
The debtor(s)
Matter ResolvedRequest
Adjourment
2401/11/2023 10:00 am22-15335 / MBKAndrew B. Finberg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 6 required payments   Arrears: $0  
Total Paid In: $2,175.00
11/16 workup for the 11/22 calendar EDC

REC CONF AT: $2175 PAID THEN 579 X 54 BEG 2/1/23 MIN OF $23,000 TO GUCS-TRUSTEE TO PAY GATEWAY MORTGAGE ARREARAGE CLAIM #10-1

1) Trustee objection to confirmation - need to resolve

- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $17,389.25 in non exempt equity in the residence per Zillow. Still need updated CMA. (OK NEW CMA IS LOWER EDC TOTAL EQUITY IS $23,166
- There is $13,325 in non exempt equity in the Dodge Ram.
- There is non exempt equity in the Robinhood account. (JUNE STATEMENT SHOWS $3382 VALUE)
- Need to file Pre-Confirmation Certification.
- Need a statement for the whole life insurance policy showing cash surrender value.($6459 PROVIDED)


proposed plan $500x60 base

--------------------
RESOLVED:
- Need updated car insurance prior to confirmation.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $379.00 when determining disposable income. OK
- Need June and July bank statements for Bank of America checking and savings.DONE
- A copy of the last filed tax return - for 2021 prior to confirmation.(DONE)
Matter ResolvedRequest
Adjourment
2421/11/2023 10:00 am22-15429 / MBKEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

AS OF 1/4/23 (SF)
ATTY TO RESPOND TO DISPO LIST IN 10 DAYS
1. Motion for Relief by IBEW Local 400 Benefit Funds scheduled for 1/11/23 at 9 to pursue lawsuit in District Court

2. Motion to Dismiss Counts four and Five of Adversary Complaint was Granted in part and denied in part. Count 4 was denied as to fraud and Count 5 was granted that claim is not identified as a non-dischargeable debt

3. Adversary Complaint filed by IBEW Local 400 Welfare, Annuity, Supplemental and Joint Apprenticeship Training Funds to determine Dischargeability. Pre-trial schedued for 12/8 at 10 (CLAM 7-1 FILED WITH NO AMOUNT)

4. Objection filed by Fay Servicing/US Bank (Sherri Smith) - failure to pay arrears of $3487.77 OK TO PAY OTBS

5. IRS filed secured claim 1-2 for $124,444.06. The plan proposes to pay outside (NEED ORDER)

6. Trustee objection:
- Need amended Schedules C which was filed completely blank.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$600/month for utilities
$562/month for cable/internet/phone
$1,104/month for health insurance
$190/month for medicare
$904/month IRS payment
$300/month state of nj payment
- Need proof of expenses 10 days prior to confirmation.
- There is $111,872 in non-exempt equity in the residence and $29,000 non-exempt equity
in the Harley Davidson.
- Need to file Pre-Confirmation Certification.
- IRS claim should be paid inside the plan.
- State of NJ Division of Taxation claim should be paid inside the plan.

Plan proposes $250 x 60 Base
Payments: 5/6 Arrears: $250


RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion (s).
Need proof of service on Hammonton Rescue Squad.

- IRS filed priority claim 1-2 for $200 (OK TO PAY?) AMENDED TO ZERO
Matter ResolvedRequest
Adjourment
2431/11/2023 10:00 am22-15636 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 6 of 6 required payments   Arrears: $0  

1/11/23 (sf) Per atty ok to dismiss/hold fees

1/4 workup for the 1/11 calendar EDC

***The plan does not include many creditors that filed arrearage claims: including NJ Workers Comp, IRS, NJ taxes, Credit Acceptance, Global Lending-either needs MP or needs to be dismissed

*2 payments in arrears to trustee

* Rushmore/US Bank claim is much higher $84011.44

*MFR CREDIT ACCEPTANCE/2016 Jeep Patriot (MORTON)

***Trustee obj:
---Need a copy of the last filed tax return - for 2021 prior to confirmation.
---Need June and July bank statements for Wells Fargo savings account.
---$550/month for cable/internet/phone
---$300/month for personal care
---$1,800/month for grand daughter day care
---Verified income leaves monthly disposable income of $2,597.
---There is $5,826 in non exempt equity in the Jeep.
---Need to file Pre-Confirmation Certification.
---Need to resolve the objection and estimated claim filed by the IRS.
---Need to resolve the estimated claim filed by the State of NJ Division of Taxation.
---Need to resolve objection filed by US Bank.
---Need to resolve objection filed by Global Lending.

$1250 X 60 BEG 8/2022; 100%
Matter ResolvedRequest
Adjourment
2441/11/2023 10:00 am22-15661 / MBKAndre L. Kydala, Esq.Confirmation Hearing ScheduledContinued
3/22/2023 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0  

NEED EXPL VIA CERT OF DEBTOR WITH PROOF OF EXPENDITURES ASAP
AS OF 01/04/23 -

The plan does not address any secured claims.

1. Objection filed by PNC Bank (Lebron) - plan does not provide for secured creditor

2. Trustee objection:
- A Modified Plan that address Santander and
Americredit secured claims.
- There is $2,964 in non exempt equity in the bank account.
- Need to file Pre-Confirmation Certification.
- need Hud/ settlement statement from sale of Smithfield CT. and explanation as to what debtor did with his half of the proceeds of $78,146. (HUD RECEIVED Funds were spend on bills and misc items per list provided. No proof of any payments submitted.) - Sent to EDC to determine if objection is needed.


Plan proposes $342 x 60 Base
Payments: 3/4 Arrears: $342

RESOLVED ISSUES:

NEED PROOF OF HOMEOWNER'S AND AUTO INSURANCE (received)

- Objection filed by PNC Bank (Lebron) - failure to provide for secured creditor and fails to pay arrears of $935.65 (RESOLVED OTBS)

- Objection filed by Santander (Morton) - plan fails to list Santander/Chrysler Capital as unaffected. There are also arrears of $430 (OTBS)
Do not pay claim

- A copy of the homeowner's insurance renewal declaration - Policy expired 9/12/2022.
- Need proof of insurance for the 2022 GMC. Policy expired 9/12/2022.

- Need Amendment to Schedules D to separately list the 2 PNC mortgages.
Matter ResolvedRequest
Adjourment
2451/11/2023 10:00 am22-15809 / MBKDavid E. Shaver, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0  
Total Paid In: $300.00
As of 1/9/22(mk): email to atty- ok to terms

**CAN REC CONFIRM AT $250 PTD, Then $50 x 6 Begin 2/1/23, Then 175 x 12 Begin 8/1/23 Then $289 x 36 Begin 8/1/24. Base.All Capital will be paid arrears of $$7,225.89 per the filed claim #3-1. TR standard order of distribution. Updated Proof of Income by 1/31/24.**
-------------------
-For Ally Cap TR will pay arrears amt $7225.89 Unless there is an order for a different amount

**NOTE: plan proposes to pay Ally Cap on car w/ interest. NEED ORDER TO PAY THAT. As of now TR pays arrears POC of $7,225.89**
----------------------------
1. Trustee Objection: Resolved
- the attorney's fees in the plan $4500) and
the disclosure statement (4,313)do not
agree. One of these must be amended.
-file pre conf cert
-plan was proposed at 72 mos can only be a total of 60

- debtor has insufficient income Verified
income shows monthly disposable income
negative $460.86 (3/3 payments as of now)

-Need updated income by 12/31/22( ADD TO
TERMS)
-auto exp is ok
-Order of distribution- is TR std

Plan: $50 X 12; $175 X 12; $250 X 48; BASE
5/6 payments
Matter ResolvedRequest
Adjourment
2461/11/2023 10:00 am22-15895 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledDeniedDebtor has made 6 of 6 required payments   Arrears: $0  

12/21 workup for the 1/11 calendar EDC

Trustee objection:
---A current market analysis - with comparable sales from the last 6 months.

---$1,000/month for charity
$133/month for timeshare (luxury item)
$333/month for childcare/education
$500/month for medical and dental
Need proof of excessive expenses 10 days prior to confirmation.

----Verified income leaves monthly disposable income of $1,018.00.
The Schedules fail to account for the debtor(s) tax refund in the amount of $1,768.00
when determining disposable income.

proposed $255 X 12; $455 X 6; $810 X 42; BASE
Matter ResolvedRequest
Adjourment
2471/11/2023 10:00 am22-15969 / MBKEdward Hanratty, Esq.Confirmation Hearing on Modified PlanDismissed - Hold FeesDebtor has made 18 of 6 required payments   Arrears: $0  

1/10/23 (sf) - Per atty ok to dismiss, debtor cannot resolve debt limitations


0IF INS IS PROVIDE ON NY PTY NEED MP SURRENDER CORSO 100% TURN OVER EQUITY IN BANK ACCTS
12/21/22 (SF) The Stay is vacated for Bank of NY Mellon. Need status of how debtor will proceed with case. Also, there is a 109(e) issue


Note - pending Fee App for $5,843.49

1. Objection filed by The Bank of NY Mellon (Jennings) - failure to mention arrears due of $1,577,062.34 (STAY VACATED)

2. Motion for Relief filed by Bank of NY Mellon scheduled for 10/26/22 at 9 (GRANTED)

3. 109(e) issue - Debt exceeds limit of 2.75 million. Debtors' secured and unsecured debt totals $3,382,659.37

4. Bank of America filed arrears claim 4-1 for $772.43 which is not addressed in plan (OK TO PAY?)

5. Trustee objection:
- Need proof of rental income - for Brooklyn property. (NEED COPY OF LEASE/LEASES)

- Need a copy of the homeowner's insurance renewal declaration - for the Brooklyn property. (STILL NEED. DOCUMENT PROVIDED IS A QUOTE)

- Need statements for the co-debtor's 2 401k loans. (RECEIVED)
Loan 003 will be paid 12/9/22 $661
Loan 004 will be paid 12/26/25 $516

- Need Amendments to Schedules amend Sch I to remove debtor's employment with Citigroup (STILL NEED)

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,110/month for utilities
$623/month for cable/internet/phone
$450/month for clothing
Need proof of excessive expenses 10 days prior to confirmation.

- There is $395,720 in non exempt equity in the Brooklyn property. (PLAN WILL REQUIRE 100% TO GUCS)

- There is $57,100 in non exempt equity in the 2 Land Rovers.
- There is $65,000 in non exempt equity in the personal property.
- There is $195,043 in non exempt equity in the bank accounts.

- Need to file Pre-Confirmation Certification.

- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.


Plan proposes $2846.88 x 2, $573 x 58 Base, Sale/loan m
Matter ResolvedRequest
Adjourment
2481/11/2023 10:00 am22-16047 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Debtor brief by 2/3/23 - ADJ to 3/8/22

AS OF 1/3/2023 (at):

RECOMMEND: $680 PAID TO DATE, $864 x 57 BEGINNING 2/1/2023, BASE WITH A MINIMUM OF $31,500 TO UNSECURED CREDITORS
Need to file Pre-Confirmation Certification within 7 days of confirmation.
Preserve non exempt equity of $31,500 in real estate.
Non exempt proceeds from attorney malpractice claim are to be turned over to the trustee.
Claims will be paid according to the plan.


1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A current market analysis - for the timeshare. (NOT RECEIVED)
- Proof of 2 month's income - all of August and September for debtor and co -debtor. (NOT RECEIVED)
The debtor has undertaken an improper use of exemption. Specifically:
- The Trustee objects to the 522(d)(1) exemption taken by Lizette Gonzalez in the amount of $27,900 based upon the Deed supplied that shows a transfer from the debtor to the debtor and co-debtor occurred on March 25, 2022. (THERE IS $31,500 IN NON EXEMPT EQUITY IN THE RESIDENCE)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$250/month for bills for non-debtor spouse on Line #21 of Schedule J (both parties filed).
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,805.
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $31,500 in non-exempt equity in the residence.
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need a statement for the bitcoin account. (NOT RECEIVED)

RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,243 when d
Matter ResolvedRequest
Adjourment
2491/11/2023 10:00 am22-16058 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 6 of 5 required payments   Arrears: $0  
Total Paid In: $1,800.00
ADJ by MBK to 1/11/23 - Atty needs to show efforts to obtain a reverse mtg -

1/3 workup EDC

**If plan allowed it would need $300 x 60 begin 9/1/22; Base and Sale/Refinance on Barnegat Ave by 3-31-23-100% to unsecured due to $165,931 in equity-trustee to receive non exempt proceeds from sale/refinance
NOTE STAY RELIEF EFFECTIVE 3-31-23

-low base plan

As of 12/8/22 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income to support plan. Disposable income verifies $-1,229.
- Need updated auto insurance, insurance expired 10/3/22.
- There is non-exempt equity in real property $165,931.69. Need to add to confirming order non-exempt proceeds from sale.

2. Arianna Holding (GOLDENBERG, MACKLER, SAYEGH, MINTZ) obj to propose sale with no proof of sale, insufficient income and real estate taxes not paid since 2018.

Prop Plan $300 x 60 begin 9/1/22; Base and Sale/Refinance on Barnegat Ave by 8/1/23
Matter ResolvedRequest
Adjourment
2501/11/2023 10:00 am22-16072 / MBKRobert H. Johnson, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $1,791.00
1/3 Workup for the 1/11 calendar EDC - Atty ok with terms

MP filed and last plan withdrawn---proposes higher dividend to unsecured of $40,000. This is OK if debtor pays non-student loans first because most of guc claims are student loans. We can remove the $40,000 minimum. RECOMMEND WE CONFIRM AS FOLLOWS:

**$1790.90 PAID THEN $700 X 55 BEGINNING 2/1/23-100% TO NON-STUDENT LOAN UNSECURED CLAIMS WITH US DEPT OF EDUCATION TO BE PAID PRO RATA--US DEPT OF EDUCATION TO BE PAID AFTER OTHER CLAIMS ARE PAID IN FULL



**SAME ISSUES AS LAST TIME-

* Trustee objection to confirmation - STILL need to resolve
- A current market analysis - the cma is out of date, dated 10/11/2021 - need one with comps within 6 months of filing date
- A Modified Plan that provides for treatment of Post Petition Claims in Part 8d of the plan
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - excessive expenses on Schedule J $675/utilities-BILL SHOWS $366; $1,250/transportation-ONLY PROVIDED EZPASS STATEMENT; $1,000/wife 's bills need supporting documentation-STILL NEED
- Provided a pay statement that does not show deductions. Should provide Trustee with the detailed report for each pay period showing all payroll deductions.
- The pension statement showing payments end in September of this year

proposed plan $1432.72 PTD; $700 X 56 BEG 1/2023; MIN $40,000
paid in $716.36
last claim 8
--------------------------
Resolved issues:
- A copy of the last filed tax return - (return provided has numbers crossed out )
Matter ResolvedRequest
Adjourment
2511/11/2023 10:00 am22-16193 / MBKStacey L. Mullen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $5,464.00
As of 1/6/23 (DS): Ok to confirm at $5,464 paid, $1,662 x 55 begin 2/1/23; Base with a minimum $706 due to non-exempt equity

1. Mod plan fails to provide the non-exempt equity $706. PER ATTY OK TO ADD NON-EXEMPT EQUITY

2. Need terms of consent order regarding MFR to confirm post-petition arrears are $5,984.34. No order entered. PER OTBS $7,979.12 POST-PET ARREARS, WHICH NOW INCLUDES DEC PYMT PLUS $538 ($350 ATTY FEES AND $188 COST)

MP Prop $1,575 x 57 begin 12/1/22; 0% - Adds post-petition arrears owed to Freedom Mortgage and removes Lacey MUA, no arrears filed.
Matter ResolvedRequest
Adjourment
2521/11/2023 10:00 am22-16197 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $2,500.00
1/11/23 updated in court

$500 X 36 (BEGIN 9/1/22) 100% PLAN
- LOAN MOD WITH US BANK BY 2/28/23. TRUSTEE WILL NOT PAY ARREARS PENDING THE LOAN MOD. US BANK STAY RELIEF SHALL BECOME EFFECTIVE ON 2/28/23 IN ACCORDANCE WITH THE ORDER ON THE MOTION TO EXTEND LOSS MIT.
- CULMAC INVESTORS, INC. SURRENDERED IN FULL SATISFACTION
- PROVIDENT BANK SURRENDERED IN FULL SATISFACTION


resolve or hold
AS OF 1/10/22 (SF) UPDATED

Creditor does not consent to confirming plan and is objecting to Motion to Extend Loss Mit scheduled for 1/11/23 at 9

If creditor does not consent to loan mod or extension of loss mit Trustee can recommend:
RECOMMEND $500 X 36 (BEGIN 9/1/22) 100% PLAN
- US BANK TO BE DEALT WITH OUTSIDE PLAN. TRUSTEE WILL NOT PAY ARREARS. DEBTOR FREE SSEK LOAN MOD OS PLAN US BANK IS FREE TO SEEK ORDER FOR STAY RELIEF
- CULMAC INVESTORS, INC. SURRENDERED IN FULL SATISFACTION
- PROVIDENT BANK SURRENDERED IN FULL SATISFACTION
- STRIKE LOAN MODIFICATION


AR NOTES

ADD LOAN MOD BY 3-6-23
ADD OBJ TO LOSS MIT EXT SCH FOR 1-11 IS PRESERVED - LENDER NOT BOUND BY CONF ORDER AS TO LENDER OBJECTION
LOAN MOD PACKAGE 10 DAYS
COMPLY WITH ADDITION DOC REQUEST IF ANY IN TIME PERIOD REQUESTED BY LENDER
12/13/22 - US Bank (Sarah McCaffery) does not consent to resolve objection - no Loss Mit App submitted, debtor has not complied with Loss Mit Order, and debtor is delinquent with post-petition payments (dm)


Note: Debtor has a new job and income is higher. The plan will require 100%. Income verifies at $2819.24 but if there is a loan mod within 6 months the $500 would be sufficient to pay creditors at 100%

NEED STATUS OF LOAN MOD

1. Objection filed by US Bank (Sarah McCaffery) - failure to pay arrears of $108,490.88; speculative loan mod and failure to pay post petition payments until 11/1/22

2. Loss Mit order expires on 12/6/22 (NEED STATUS OF LOAN MOD)

3. Trustee objection:
- Need Proof of 2 month's income - for the debtor once he begins working in October, 2022. (RECEIV
Matter ResolvedRequest
Adjourment
2531/11/2023 10:00 am22-16234 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledConverted to 7 / 11Debtor has made 4 of 5 required payments   Arrears: $0  

AS of 1/5/23(mk); Notice of Conversion filed

--Atty to convert by 1/11/23 - no need to re-work
AR REC DISMISS OR CONVERT
AS of 12/1/22(mk):

** atty fee issue. atty was paid $3470 before filing then has balance at 2000.in plan. There is only a car with no arrears and rest of case is all guc debt. atty receiving more than div to gucs

1. Trustee objection:
-Wells Fargo(NOT IN PLAN) filed a Bifurcated claim(#14-1) is has a secured part, unsecured part and arrears. HOW IS TRUSTEE TREATING THIS CLAIM?
-There is non-exempt equity in 2011 Lexus
$480, checking acct $500.17, savings acct
$296.07
- Disposable income is negative 1,201. How is this feasible?(debtro is current)
Shore Brainfreezers LLC - Value $1,000, business forms have $5,000.
- Falcon Fuel Vending Machines - Value $4,800, business forms has $15,000.
- Add to confirming order Debtor to provide
2 months updated proof of income 6
months from confirming.
-needs atty fee app w/in 7 days of conf.
-must file pre conf cert.

4/4 payments
bar date; 10/17/22
plan:$150 x 36 begin 9/1/22; Base
Matter ResolvedRequest
Adjourment
2541/11/2023 10:00 am22-16292 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 6 of 5 required payments   Arrears: $0  

Per AR, ADJ to 2/8 - there is a sale motion to an insider that RAS will be Objecting to

AS OF 1/3/2023 (at):

NEED HOMEOWNER'S INSURANCE WITH LIABILITY COVERAGE FOR PROSPECT STREET THAT SHOWS COVERAGE DATES ALSO. (received 1/5/23)

1. Objection to modified plan filed by PHH Mortgage (Robertson Anschutz) - creditor objects to any plan that proposes to pay less than $204,397.87. Modified plan proposes to pay $93,000. (UNRESOLVED)

2. Objection filed by Mortgage Assets/PHH Mortgage (Robertson Anschutz) - failure to cure full arrears of $39,372.77. Modified plan pays full arrears and no objection to modified plan. (UNRESOLVED)

3. Trustee's objection:
The debtor has insufficient income negative disposable income $332.64.
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 if filed. (NOT RECEIVED AND NO CERT OF NON FILING RECEIVED)
- A copy of the homeowner's insurance renewal declaration - rental property
insurance does not show personal liability coverage. only a binder submitted. need
declaration page. (NOT RECEIVED)

RESOLVED ISSUES:
- need Amended Schedules I and J in 6 months to reflect rental income. (LANGUAGE ADDED)

Modified plan before confirmation proposes: $3,000 paid to date, $810 x 56 beginning 1/1/2023, sale of Prospect Street by ???, base
Payments: 4/5, arrears $620
Matter ResolvedRequest
Adjourment
2551/11/2023 10:00 am22-16368 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $6,091.00
As of 1/9/23(mk); Updated- email to atty-ok to terms

**CAN REC CONFIRM AT $4,778 PTD, Then $1,313 x 55 Begin 2/1/2.3 Base. Distribution is per plan.
Must File pre conf cert in 7 days**


-------------------------
1. Objection by Toyota Motor Credit (Stewart Legal): Objects to cram value. (ATTY SAYS RESOLVED- WAITING FOR CONF FROM CREDITOR and need amt of cram
>>RESOLVED;$21,589 per CO

2.. Objection by Carrington Mtg(Hill Wallack):
-plan fails to pay full arrears RESOLVED-ORDER- PAYS ARREARS CLAIM)
3. Trustee Objection:RESOLVED
-IRS priority POC higher than scheduled.
-Verifiable income leaves monthly disposable
income of $8,648.
-need Certification regarding income (PROVIDED_ P?T JOB)
generated from AYA Healthcare.(2 pay stubs uploaded form July- how long has debtor worked there?. need explanation on this income. have there been contracts since July?
- attorney's fees in the plan and disclosure
statement do not agree. One of these must
be amended.(Filed)
-IRS priority POC higher than scheduled.
-must file pre conf cert.

------------------------
- attorney's fees in the plan and disclosure
statement do not agree. One of these must
be amended.(Filed)
-Need July and August bank statements for
Beneficial, Bank of America and ABCO FCU
accounts showing balances on date of filing.(Provided).
-excessive expense items, such as: CERT)Proofs provided
$350/month for home maintenance
$425/month for utilities(Provided)
$550/month for food(This is OK)
$650/month for transportation
$600/month to grandkids
-Need proof of excessive expenses 10 days prior to confirmation.


Plan:$1184 X 60 BEG 9/2022; BASE (lump sum 3010 form atty trust acct on conf
4/5 payments
Matter ResolvedRequest
Adjourment
2561/11/2023 10:00 am22-16442 / MBKGeorgette Miller, Esq.Confirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

issues as of 1/6/2023 (JMA)

1) Bridgecrest Acceptance Corporation (Mester & Schwartz) objection to confirmation, need to resolve
-Pre-petition arrears $14,533.77
2) Trustee objection to confirmation - need to resolve
- Need to provide Trustee with a copy of the homeowner's insurance renewal declaration - Policy expired 8/29/22-RENEWALPROVIDED
- Need bank statements for PNC accounts 2199 and 2201 for July and August 2022. NOT PROVIDED
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $200/month for clothing $200/month for personal care NOT ADDRESSED
$520/month for charity (not on SOFA or tax return) PROVIDED STATEMENT VERIFYING
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,101.93.
- The debtor has failed to provide proof of service with respect to Plan Motion (s). RESOLVED
- Need proof of service on Bridgecrest and One Main for car crams -RESOLVED, FILED AND SERVED PER POC FILED
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). NOT ADDRESSED
- Need to file Pre-Confirmation Certification NOT FILED TO DATE

proposed plan $850x60 base plan
paid in $1700.22
last claim 13
Matter ResolvedRequest
Adjourment
2571/11/2023 10:00 am22-16449 / MBKWarren D. Levy Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $5,200.00
1/11/23 (SF) UPDATED


RECOMMEND $3,900 PTD, $1,618 X 55 (BEGIN 2/1/23) 100% PLAN w/min $104,392 to gucs per non exempt equity in real estate
- SOUTHFORK CLAIM 3-1 FILED BIFURCATED CLAIM FOR $5006.83 SECURED AND $21,934.12 UNSECURED. PER AR CLAIM WILL BE SET UP AND NEED ORDER RESOLVING WITHIN 30 DAYS
- N/E PROCEEDS FROM LAWSUITS TO BE TURNED OVER TO TRUSTEE
- DEBTOR TO SIGN UP FOR TFS AUTO PAY WITHIN 10 DAYS


issues as of 1/5/2023 (JMA)

1) Truman 2021 SC9 Title Trust (Romano Garubo) objection to confirmation - need to resolve
- plan is not feasible
2) Trustee objection to confirmation - need to resolve
- A copy of the homeowner's insurance renewal declaration - ; insurance expires 12/19/22.
- Balance statement from South Fork at Ewing HOA with arrears owed, if no claim filed.
- A Modified Plan that removes attorney fees $3,200 or amend attorney disclosure to mark off will be paid through plan. (DISCLOSURE AMENDED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is estimated non-exempt equity in real property $108,398.90, pending HOA claim not filed.
- All non-exempt funds from lawsuits to be paid to Trustee.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate. (FILED)
3) Not current with Trustee plan payments, arrears $2,600
4) South Fork at Ewing Homeowners Association - filed claim 3 after bar date, need Order to allow claim to be paid through plan (THIS CLAIM WAS NOT ADDRESSED AT CONFIRMATION. PER AR SET UP AND REQUEST ORDER RESOLVING WITHIN 30 DAYS)

proposed plan $1,300x60 100% plan and non-exempt proceeds from 2 lawsuits
paid in $3,900
arrears $2,600
last claim 3
Matter ResolvedRequest
Adjourment
2581/11/2023 10:00 am22-16454 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $1,806.00  
1/11/23 (sf) - just received copy of tfs receipt for $516


AS OF 1/3/2023 (at):

ARREARS $1,806.

1. Objection filed by Green Grove Apartments (Giordano Halleran) - failure to cure rental arrears of $4,342.41. Plan lists excessive expenses.

2. Objection filed by Hazlet Residential/Landings at Hazlet (Griffin Alexander) - plan does not provide for prompt payment of rental arrears.

3. Motion for stay relief by Hazlet Residential Development is scheduled for 1/11/2023.

4. Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$385/month for utilities for an apartment
$1,400/month for food for a household of three
$1,827/month for transportation
Need proof of excessive expenses 10 days prior to confirmation. (NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,795.
- The Plan fails to provide for a prompt cure of rental arrears. (OBJECTION FILED BY LANDLORD)

RESOLVED:
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $516 x 36 beginning 9/1/2022, base
Payments: less than 2/5, arrears $1,806
Matter ResolvedRequest
Adjourment
2591/11/2023 10:00 am22-16458 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $430.00  
Need to move against estimated tax claim no later than 2/1/23 if not amended - ADJ to 3/8/23

AS OF 1/3/2023 (at):

STAY VACATED AS TO LANDLORD.

1. The IRS filed an estimated priority claim #1 which needs to be resolved/amended.

2. Objection filed by Kriegman & Smith (landlord) (Anthony Landolfi, Esq.) - plan does not propose a prompt cure of rent arrears.

3. Stay vacated as to Kriegman & Smith on 11/28/2022.

4. Need proof of service on One Main for cram of Hyundai. (NOT RECEIVED)

5. Trustee's objection:
- The debtor has insufficient income verified lower based on proof of income provided.
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the last filed tax return - 2021 Federal and NJ state (NOT RECEIVED)
- Declaration concerning tax returns fails to list the year and taxing authority (CORRECTED DECLARATION NOT RECEIVED)
- Kriegman & Smith Inc confirmation, need to resolve (UNRESOLVED - STAY VACATED)
- need to file Pre-Confirmation Certification with Court (NOT FILED)

Plan proposes: $430 x 60 beginning 9/1/2022, 0% to unsecured creditors
Payments: 3/5, arrears $860
Matter ResolvedRequest
Adjourment
2601/11/2023 10:00 am22-16466 / MBKMonica Mazurczyk, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $4,275.00
1/10/23 - Atty accepted terms & MP scheduled for 2/8/23 will be withdrawn (dm)

As of 1/6/23 (DS): Need to confirm at $4,275 paid, $2,098 x 55 begin 2/1/22; 100% with a minimum of $19,689.79 to gucs due to non-exempt equity.
- Section 3a to be stricken and not pay Real Estate Tax Sale.

1. PNC Bank filed much higher arrears claim $105,924.80. Income is insufficient to cover the arrears. Disposable income is $316. Would need a Trustee payment $2,098.

2. No tax claims were filed, recommend striking and not paying.

10/26/22 (DS): 1. Trustee obj to the following:
- There is non-exempt equity in real property, no tax claims filed, bar date has passed 10/25/22, no unsecured claims filed.

Prop Plan $855 x 60 begin 9/1/22; 100%
Note: Updated auto insurance for BMW provided. Amended Sched B filed to remove 1994 Chevy 10/25/22.
Matter ResolvedRequest
Adjourment
2611/11/2023 10:00 am22-16508 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $1,500.00  
$4,500 received - atty has the tax returns - ADJ 3/8

As of 1/6/23 (DS): 1. Debtors in arrears $6,000, made 1 out of 5 payments, last payment made 10/4/22. Debtors made ePay payment 10/26/22, but was returned NSF 10/31/22. Debtors must get current.

2. Trustee obj to the following:
- Need 2021 tax return, Co-debtor's 401(k) loan balance statement (prior to filing date) and July and August bank statements for Debtor (Only received Co-debtor's bank statements).
- 22C monthly disposable income is $4,165 which requires min. div. $249,900 to gucs.
- There is non-exempt equity in real property $414,006.38.
- Must resolve IRS estimated tax claim, 2016 not filed.
- Must file Pre-confirmation certificate.

3. IRS and State of NJ both filed tax claims, which are not in plan. Trustee ok to pay?

4. Capital One Auto filed arrears claim $225.74. Trustee ok to pay?

Prop Plan $1,500 x 60 begin 9/1/22; 100%
Note: State of NJ claim no longer estimated.
Matter ResolvedRequest
Adjourment
2621/11/2023 10:00 am22-16555 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 2 of 5 required payments   Arrears: $7,675.00  
AS OF 1/3/2023 (at):

ADJOURNED TO 2/8/2023 TO COINCIDE WITH HEARING ON MODIFIED PLAN.

ARREARS: $12,164...CASE HAS BEEN PENDING SINCE 8/19/2022.

1. Objection filed by Deutsche Bank/Mr. Cooper - plan calls for claim to be paid in full but does not calculate interest rate or term over which claim will be paid. (UNRESOLVED)

2. Objection filed by Paul Schwartz Management (Cutolo Barros) - failure to cure full arrears of $419,001.87 (3 mortgages) and plan is severely under funded. (UNRESOLVED)

3. Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- debtors business income is significantly higher than the scheduled amount, disposable
net income $13,130.
- need to file Pre Confirmation Certification with Court (NOT FILED)

RESOLED ISSUES:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - policy provided does not show personal liability coverage (RECEIVED)
- The State of NJ Division of Taxation filed an estimated claim #6 which needs to be resolved/amended. (NO LONGER ESTIMATED)

Modified plan before confirmation proposes: $4,489 x 56 beginning 1/1/2023, base
Payments: 2/5, arrears $12,164
Matter ResolvedRequest
Adjourment
2631/11/2023 10:00 am22-16632 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0  

As of 1/6/23 (DS): 1. Amended Sched I not filed.

2. Affinity FCU (REBECCA MCDOWELL) still not resolved.

10/25/22 (sf) Rebecca McDowell will be late. She does not oppose an adjournment but does oppose confirmation unless arrears are paid as set forth in her objection and claim.

10/26/22 (DS): 1. Trustee obj to the following:
- Must amend Schedule I to add Co-debtor's new job at Reliable & Safe Transport and provide 2 months recent proof of income. POI WAS PROVIDED, BUT NO AMENDED SCHED I FILED.
- Excessive expenses on Sched J such as: $1,002 transportation and $685 Cable/internet/phone. Due to excessive expenses, income would verify $790. UPDATED INCOME WAS PROVIDED AND VERIFIES THAT DEBTORS DO NOT HAVE SUFFICIENT INCOME TO FUND THE PLAN, DISPOSABLE INCOME IS $-787.
- Service was done 10/7/22, will require additional time for service.

2. Affinity FCU (SALDUTTI LAW GRP) obj to plan proposing to pay arrears, POC filed arrears $6,379.04. Obj must be resolved.

Prop Plan $381 x 60 begin 9/1/22; $0
Matter ResolvedRequest
Adjourment
2641/11/2023 10:00 am22-16741 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $300.00  
As of 1/10/23 (DS): Debtor attorney requested adjournment to resolve obj, proof of auto insurance and proof of payment provided.

1. Debtor in arrears $600, made 3 out of 5 payments, last payment made 11/15/22. Must get current. Debtor atty provided proof of USPS MO $300.

2. Trustee obj to the following:
- Need 2 months bank statements from PNC Bank savings acct prior to filing date.
- Must resolve creditor obj.

3. Rushmore (FRIEDMAN VARTOLO) obj loan mod, arrears not paid and post-petition payment is more. Order entered to extend loss mit to 3/27/23. Must withdraw obj or need terms of consent order.

Prop Plan $300 x 36 begin 9/1/22; Base and Loan mod on Pennsylvania Ave by 2/23
Note: Auto insurance provided 1/6/23, expires 3/3/2/23.
Matter ResolvedRequest
Adjourment
2651/11/2023 10:00 am22-16806 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledConfirmedDebtor has made 5 of 5 required payments   Arrears: $0  
Total Paid In: $1,075.00
AS OF 12/20/22 (SF)

RECOMMEND $215 X 48 (BEGIN 9/1/22) BASE PLAN
- TRUSTEE STANDARD ORDER OF DISTRIBUTION
- ATTORNEY MUST FILE AMENDED DISCLOSURE STATEMENT FOR FEES WITHIN 10 DAYS


Trustee objection:

The debtor has failed to supply the Trustee with the following document (s):
Whole Life insurance policy prior to filing date. Cash surrender value is $15,429 and is exempt
Must file Pre-confirmation certificate. (FILED)


Plan proposes $215 x 48 Base
Payments: 4/4


RESOLVED ISSUES:

Trustee objection:

The debtor has failed to supply the Trustee with the following document (s):
Whole Life insurance policy prior to filing date. Cash surrender value is $15,429 and is exempt
Must file Pre-confirmation certificate. (FILED)


Matter ResolvedRequest
Adjourment
2661/11/2023 10:00 am22-16831 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $1,246.00  
12/29 workup for the 1/11 calendar EDC

2 payments in arrears to trustee

-stay lifted on apartment lease. What is debtor intending to do with case? The plan was to pay back rental arrears. Either needs a new plan or case needs to be dismissed/converted

*Trustee objection:
--The Plan fails to provide for a prompt cure of rental arrears. STAY NOW LIFTED
--Need to file Pre-Confirmation Certification.
--Need to resolve objection by Capital One Auto.

Proposes $600 X 56 BEG 9/2022; 0%
Matter ResolvedRequest
Adjourment
2671/11/2023 10:00 am22-16849 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
3/22/2023 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $200.00  
AS OF 1/9/2023 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT 341 MAY BE CONDUCTED ON 1/19/2023.

Payments: 2/5, arrears $300
add tfs auto pay
Matter ResolvedRequest
Adjourment
2681/11/2023 10:00 am22-16911 / MBKSCOTT E. TANNE, PC.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 5 required payments   Arrears: $0  
Total Paid In: $5,680.00
As of 1/11/23 (DS): Need to confirm at $5,680 paid, $1,504 x 55 begin 2/1/23; 100% to gucs
- Student loans to be treated outside.
- Add to confirming order Trustee ok to pay the arrears claims#3-1 Clicklease, #10-1 Santander and #22-1 Westlake Financial.

1. Arrears claim filed by Westlake $10. Ok to pay?

2. Need order for MFR to see if any post-pet arrears need to be paid, none on docket. OTBS NO POST-PETITION ARREARS OWED, ORDER HAS TO PAY ATTORNEY FEES $1,038.

As of 11/4/22 (DS): Debtor attorney requested adjournment to allow time to gather info for Trustee.

11/9/22 (DS): 1. Trustee obj to the following:
- P&L for The Courtland Events has expenses for Truck, utilities, tele, repairs/maintenance, car insurance and car payments. Business forms provided, which show expenses from residence that are also on Sched J ($550 car pymt, auto insurance $200 and property insurance $35 deduct from expense total $785.
- Excessive expenses on Schedule J such as: car payment $750. Moot plan pays 100%.
- 22c has disposable income $1,589.65 and requires 100% to gucs. May be moot since plan propose 100%. ATTY OK WITH 100%
- Must file Pre-confirmation certificate.

2. Arrears claims filed by Clicklease $287.03 and Santander $40. Both listed as outside and need to be paid or move against the claim. PER EMAIL FROM DEBTOR ATTY OK TO PAY ARREARS.

Prop Plan $1,420 x 60 begin 9/1/22; 100%
Note: Blacktop business is not functioning, never started.
Matter ResolvedRequest
Adjourment
1601/11/2023 10:00 am22-16926 / MBKTheodore B. Weiss, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Moot
Doc #20 is the proposed order
Matter ResolvedRequest
Adjourment
2691/11/2023 10:00 am22-16957 / MBKAndrew B. Finberg, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 12/19/22 (SF)



1. ATTORNEY MUST REQUEST ADJ.
2. 341 NOT HELD - RESCHEDULED TO 1/26/23
3. PAYMENTS: 3/3
Matter ResolvedRequest
Adjourment
2701/11/2023 10:00 am22-16995 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $1,320.00
issues as of 1/6/2023 (JMA)

OK TO CONFIRM AT $330X36 BEGIN 10/1/2022 BASE PLAN WITH SALE OF PROPERTY ON OR BY 8/1/2023
-NEED TO FILE PRE-CONFIRMATION CERTIFICATION WITH COURT WITHIN 10 DAYS OF CONFIRMATION
-ALL NON-EXEMPT PROCEEDS FROM SALE TO BE PAID TO TRUSTEE

1) Deutsche Bank (RASC) objection to confirmation - ORDER RESOLVING OBJECTION, ADEQUATE PROTECTION PAYMENTS TO CREDITOR $1,877.39
-pre-petition arrears $246,665.73
2) Trustee objection to confirmation - need to resolve
-Need to file Pre-Confirmation Certification. STILL NOT FILED
-any non-exempt proceeds from sale of real property to be paid to Trustee.

proposed plan $330x36 begin 10/1/2022 with sale of real property in 6 months base plan
paid in $660
last claim 3

RESOLVED ISSUES:
-The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Alert Ambulance Service and Jersey Shore University Medical Center. RESOLVED, CONFIRMATION HEARING WAS ADJOURNED TO ALLOW CREDITOR SUFFICIENT TIME TO RESPOND
-Need to resolve the estimated claim filed by the IRS. CLAIM AMENDED TO ZERO
Matter ResolvedRequest
Adjourment
2711/11/2023 10:00 am22-16998 / MBKMonica Mazurczyk, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $2,323.00  
AS OF 1/4/23 (SF)

1. State of NJ filed estimated priority claim 11-1 (NEED AMENDED CLAIM)

2. Trustee objection:
- Amendments to Schedules B/C to add business.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,500/month for medical/dental
$938/month for business rent and $8,400/month for other business expenses (both on P&L)
Need proof of excessive expenses 10 days prior to confirmation. Expenses are allowed as
long as case remains at 100%.
- Verified income leaves monthly disposable income of $2,802.90.
- Per the 22C, monthly disposable income is $2,091 which requires a minimum dividend of $125,460 to general unsecured creditors. Proposed plan pays 100%.
- There is $86,774 in non exempt equity in the residence.
- There is $80,000 in non exempt equity in the business (per business questionnaire).

Plan proposes $2331 x 60 100%
Payments: 3/4 Arrears: $2323.01

RESOLVED ISSUES:
- Need to file Pre-Confirmation Certification. (FILED)
- IRS filed estimated priority claim 1-2 (AMENDED)
- Need proof of 1st mtg pay off/lien release. (RECEIVED) PER PLAN CLAIM TO BE STRICKEN





Matter ResolvedRequest
Adjourment
2721/11/2023 10:00 am22-17043 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $300.00  
ADJ to 3/8 Peremptory
AS OF 1/3/2023 (at):

NEED HOMEOWNER'S INSURANCE FOR THE IRVINGTON PROPERTY. (Deed not in his name yet - This is an inheritance)

1. The IRS filed a priority claim #2 in the amount of $6,920.16 which is not in the plan. Is the debtor going to pay this claim?

2. Objection filed by Affinity Federal Credit Union (Saldutti Law Group) - plan is silent as to Affinity's secured judgment lien. Although 100% plan, creditor objects to the extent that the claim is considered unsecured as it is not listed as a secured claim in the plan. (OTBS)

3. Trustee's objection:
- The debtor has insufficient income. Verified income leaves monthly disposable income of $194.41.
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information (NOT RECEIVED)
- A copy of the homeowner's insurance renewal declaration - for Irvington property. (NOT RECEIVED)
- Need proof of $2000/month in support. (NOT RECEIVED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection by Affinity Federal Credit Union. (UNRESOLVED)

RESOLVED ISSUES:
- Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan. (LANGUAGE ADDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $989.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $77,451.00 in non-exempt equity in the Irvington property. (LANUGAGE ADDED)
- There is $3,996 in non-exempt equity in the bank accounts. (LANGUAGE ADDED)

Plan proposes: $300 x 60 beginning 10/1/2022, sale of Irvington property with 12 months of confirmation, loan modification on Woodbridge property within 6 months of confirmation, 100% plan
Payments: 3/4, arrears $300
Matter ResolvedRequest
Adjourment
2731/11/2023 10:00 am22-17151 / MBKSCOTT M WILHELM, ESQConfirmation Hearing ScheduledWithdrawnDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 12/29/2022 (at):

MODIFIED PLAN IS SCHEDULED FOR 1/25/2023.

RECOMMEND: $750 x 36 BEGINNING 10/1/2022, 100% TO UNSECURED CREDITORS DUE TO NON EXEMPT EQUITY OF $99,642 IN REAL AND PERSONAL PROPERTY
Student loans will be paid outside of the plan.
Claims will be paid according to the trustee's order of distribution.

Trustee's objection:
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $955.

RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $940 when determining disposable income.(AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $77,671 in non-exempt equity in the residence. (LANGUAGE ADDED)
- There is $8,712 in non-exempt equity in the bank accounts. (LANGUAGE ADDED)
- There is $13,259 in non-exempt equity in the 2022 Honda CRV. (LANGUAGE ADDED)
The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (FILED)
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that pays student loans outside of the plan. (LANGUAGE ADDED)

Plan proposes: $750 x 36 beginning 10/1/2022, $25,000 to unsecured creditors
Payments: 3/3
Matter ResolvedRequest
Adjourment
2741/11/2023 10:00 am22-17162 / MBKKarina Pia Lucid, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $3,938.00
UPDATED 1/9/2023 (JMA)

ok to confirm at $922x2 begin 10/1/2022, $1,047x58 begin 12/1/2022 with loan mod by 2/17/2023 with minimum $20,494.47 dividend to gucs
-Need Order approving participation in loss mitigation
-File amended Schedule C to adjust D1 exemption

1) Need Order approviing participation in Loss Mitigation-DEBTORS ATTORNEY WILL CONTACT COURT ON ORDER
2) Need to file Amended Schedule C, co debtor is not on Deed and cannot claim exemption BEING FILED TODAY

issues as of 1/6/2023 (JMA)

1) Motion for approval to participate in the Court's Loss Mitigation program filed 11/21/2022 - do not have an order approving participation in loss mitigation
2) Modified plan now provides for adequate protection, while Loss Mitigation is pending - OK
3) Trustee objection to confirmation - need to resolve
- Need statement/proof of co-debtor's mother's pension income. RESOLVED PROVIDED
- The debtor has undertaken an improper use of exemption. Specifically: Co-debtor cannot use the D1 exemption because she is not on the Deed. NEED TO FILE AMENDED SCHEDULE C
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $2,052. MODIFIED PLAN PROPSES HIGHER PAYMENT GOING FORWARD
- The Schedules fail to account for the debtor(s) tax refund in the amount of $384 when determining disposable income. MODIFIED PLAN PAYS HIGHER PAYMENT GOING FORWARD
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $20,259 in non-exempt equity in the residence. MORTGAGE CLAIM IS HIGHER THAN WHAT WAS SET FORTH ON SCHEDULE D- NO NON-EXEMPT EQUITY
- Need to resolve the estimated claim filed by th
Matter ResolvedRequest
Adjourment
2751/11/2023 10:00 am22-17204 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 1/10/23 (DS): Debtor attorney requested adjournment, per AR adjourn if homeowner insurance is provided. Debtor needs time to prepare P&L.

Still missing Debtor business P&L for August & Sept.
Matter ResolvedRequest
Adjourment
2761/11/2023 10:00 am22-17224 / MBKMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $88.00  
As of 1/3/23 Debtor atty requested adjournment, Mod plan filed 12/29/22, sched 2/8/23.
Matter ResolvedRequest
Adjourment
2771/11/2023 10:00 am22-17235 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 12/20/22 (SF) - Atty needs to modify plan

1. The plan does not address claim of Renaissance Glen, LLC. The plan proposes to pay Haber Silver Simpson & Russoniello which is not listed on the claim.

2. Trustee objection:
- Need Proof of 2 month's income - by 3/31/2023.
The Plan fails to provide for a prompt cure of rental arrears.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's
recommended order of distribution
- Need to file Pre-Confirmation Certification.


Plan proposes $525 x 60 Base
Payments: 3/3


Matter ResolvedRequest
Adjourment
2781/11/2023 10:00 am22-17266 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,400.00  
AS OF 1/9/2023 (at):

IF OK TO PAY IRS CLAIM, RECOMMEND: $1,400 x 36 BEGINNING 10/1/2022, $15,000 FROM SALE OF RESIDENCE BY 3/31/2023, BASE WITH A MINIMUM OF $34,607 TO UNSECURED CREDITORS
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
Preserve non exempt equity of $34,607 in real estate.
Non exempt proceeds from sale of real estate are to be turned over to trustee.
IRS claim #2 shall be paid through the plan.


1. The IRS filed a priority claim #2 in the amount of $2,631.81 which is not in the plan. Is it ok to pay this claim?

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need a valuation for the timeshare. (NOT RECEIVED)
- A Modified Plan that addresses the IRS proof of claim. (NOT FILED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$2,750/month in rent (cannot list this expense until debtor is actually paying it)
$500/month for transportation
$400/month for entertainment
$300/month for pet care
Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $1,893.00.


RESOLVED ISSUES:
- Proof of 2 month's income - for debtor's part time job. (RECEIVED)
- A copy of the homeowner's insurance renewal declaration - Policy expired 8/13/2022. (RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,939.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $34
Matter ResolvedRequest
Adjourment
2791/11/2023 10:00 am22-17381 / MBKPRO SEConfirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $0  

AS OF 1/3/2023 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/4, arrears $400
3. Stay motion filed by mortgage company is scheduled for 1/11/2023. Debtor has made no post petition payments.
Matter ResolvedRequest
Adjourment
2801/11/2023 10:00 am22-17406 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
3/22/2023 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

As of 1/5/23 (DS): 1. Trustee obj to the following:
- Excess expenses on Schedule J such as: $620 Utilities and $780 Tele.
- Plan propose loan mod and refinance. Need mod plan to remove refinance or loan mod. Cannot list both to be done.
- Must resolve creditor obj.

2. SPS (FEIN SUCH) obj to loan mod and refinance and arrears more. Obj must be resolved.

Prop Plan $500 x 60 begin 10/1/22; 100% and Loan mod on Paterson Ave by 4/1/23 or Refinance by 10/1/23
Note: 2021 tax return and bank statements provided.
Matter ResolvedRequest
Adjourment
2811/11/2023 10:00 am22-17411 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $73.00  Total Paid In: $1,207.00
AS OF 12/21/2022 (at):

RECOMMEND: $905.37 PAID TO DATE, $375 x 57 BEGINNING 1/1/2023, BASE
Claim #5 filed by Freedom Mortgage will be paid through the plan.

RESOLVED ISSUES:
Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Chase Bank statements for 8/4/22 to 9/19/22. (RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is estimated non-exempt equity in real property $4,691. (NEW CMA PROVIDED - NO EQUITY)
- Must file Pre-confirmation certificate. (FILED)

Plan proposes: $301.79 x 60 beginning 10/1/2022, base
Payments: 3/3
Matter ResolvedRequest
Adjourment
2821/11/2023 10:00 am22-17514 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 4 required payments   Arrears: $0  
Total Paid In: $3,980.00
Need to confirm at $3,980 paid, $1,246 x 56 begin 2/1/23; 100% with a minimum $73,432.04 to gucs due to non-exempt equity and within 7 days must file amended attorney disclosure


work-up using trustee equity threshold
$2,846 is the balance to be paid atty through plan

updated 1/9/2023 -atty to appear to discuss with Trustee/Staff Attorney
issues as of 1/6/2023 (JMA)

1) Wells Fargo Bank (Brock & Scott) objection to confirmation - RESOLVED with Consent Order paying pre-petition arrears of $3,486.57 through plan
2) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income. PROPOSED PLAN PAYMENT IS $1797. DISPOSABLE INCOME WITH ADJUSTMENT OF $1145 ONLY LEAVES $1,329.53 DISPOSABLE NET INCOME
- Amendments to Schedules to add the 2020 Lexus lease. NOT FILED TO DATE
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,945.94/month mortgage payment (debtor only pays $974.81 of that) $170/month for Roth IRA - NOT ADDRESSED TO DATE
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $68,918 in non-exempt equity in the residence. There is $3,432 in non-exempt equity in the bank accounts. MORTGAGE PROOF OF CLAIM LOWER THAN SCHEDULED AMOUNT, NON-EXEMPT IN HOUSE $70,000.04 PLUS BANK ACCOUNTS $3,432 FOR TOTAL NON-EXEMPT EQUITY $73,4732.04 - WILL NEED HIGHER PLAN PAYMENT TO PAY GUCS
3) Zelle shows payments from relatives, see attached explanation provided by debtors counsel

proposed plan $995x60 begin 10/1/2022 base
paid in $3,980
arrears $3,208
last claim 12

RESOLVED ISSUES:

- Need proof of insurance for the 2020 Lexus. PROVIDED POLICY, RESOLVED
- Need to file Pre-Confirmation Certification. FILED, RESOLVED
- Need to resolve objection by Wells Fargo. RESOLVED, CONSENT ORDER
- Need a statement for the Robinhood account. PROVIDED STATEMENT, RESOLVED
Matter ResolvedRequest
Adjourment
2831/11/2023 10:00 am22-17516 / MBKJOHN A UNDERWOOD ESQConfirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 1/10/2023 (at):

1. Objection filed by PennyMac Loan Services (Powers Kirn) - failure to cure full arrears of $18,092.23 (Per POC) - MOD PLAN PAYS FULL ARREARS AND NO OBJECTION TO MODIFIED PLAN.

2. The NJ Division of Taxation filed an estimated priority claim #6 which needs to be resolved/amended. (STILL ESTIMATED)

RESOLVED ISSUES:
Trustee's objection:
The debtor has failed to file a feasible plan
- Need to increase trustee payment to pay
IRS priority claim of $20,567.49. (MOD PLAN PROPOSES TO PAY FULL IRS PRIORITY CLAIM)
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration (RECEIVED)
- A Modified Plan that addresses second mortgage held by HUD. (MOD PLAN ADDRESSES HUD CLAIM)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$301/month for cell phone
$480 & $395/month car payments for a household of one
Need proof of excessive expenses 10 days prior to confirmation.
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $25,891.09 in non exempt equity in the residence. (100% plan ) (LANGUAGE ADDED)
- There is $3,830 in non exempt equity in the bank accounts. (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve objection by PennyMac. (RESOLVED)

MP before confirmation proposes: $867 x 58 beginning 12/1/2022, 0% to unsecured creditors
Payments: 3/4, arrears $867

Matter ResolvedRequest
Adjourment
2841/11/2023 10:00 am22-17527 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0  
Total Paid In: $3,660.00
As of 1/5/23 (DS): Need to confirm at $2,745 paid, $915 x 32 begin 2/1/23; 100% with a minimum of $38,007.51 to gucs due to non-exempt equity and Willingboro MUA, Smart Pay Rentals and Buy RTO not be paid and Section 4g to be stricken

1. Bar date has passed 12/2/22. No claims filed by Willingboro MUA, Smart Pay rentals and Buy RTO. Recommend this be stricken and not paid.

Prop Plan $915 x 36 begins 10/1/22; 100%
Note: Mod plan adds US Dept of HUD as outside and propose 100% to gucs due to non-exempt equity in real property and personal property. Amended Sched J removes timeshare.
Matter ResolvedRequest
Adjourment
2851/11/2023 10:00 am22-17651 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0  

AS OF 1/3/2023 (at):

RECOMMEND: $1,400 PAID TO DATE, $1,408 x 44 BEGINNING 2/1/2023, 100% PLAN
Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan.

Trustee's objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,700/month for food
$400/month for medical and dental
Need proof of excessive expenses 10 days prior to confirmation.
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax
returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $3,510.00.

RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $364.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Need to file Pre-Confirmation Certification. (FILED)
- Debtors' attorney must file a fee application within 7 days of the entry of the order
confirming the plan. (LANGUAGE ADDED)

Plan proposes: $700 x 18 beginning 10/1/2022, $1,550 x 42 beginning 4/1/2024, 100% to unsecured creditors
Payments: 2/3, arrears $700
Matter ResolvedRequest
Adjourment
2861/11/2023 10:00 am22-17993 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 1/3/2023 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT 341 MAY BE CONDUCTED ON 1/19/2023.

341 is scheduled for 1/19/2023.
Payments: 2/3, arrears $200

12/20 - OBJ FILED BY DEUTSCHE BANK
Matter ResolvedRequest
Adjourment
2871/11/2023 10:00 am22-18033 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS of 1/6/22(mk);


1. Objection by PNC Bank(Martone):
-plan not feasible

2. Trustee objection:
- PNC filed a secured claim for $11,593.46. Plan has -0 to PNC??
Plan is not feasible as of now
There is non-exempt equity in real property of $5,746.
- must file pre conf cert.(Filed)


Plan:$310 x 36 begin 11/1/22; Dollar Base $6,476
2/3 payments
Matter ResolvedRequest
Adjourment
2881/11/2023 10:00 am22-18071 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS of 1/4/22(mk):

Atty trying to resolve #1 and need order on #2 and answer to #3

1. Objection by Specialized Loan(Pluse):
- plan not feasible. Lm speculative

2. Objection by Cap. One (Lavin, Cedrone):
objects to cram(Got a status change that this was settled but NO terms. MK: Total payment $25,632.65- DO WE HAV AN ORDER?

3. Per plan claim of Society Hill for condo fees- NO claim filed- STRIKE??

4.. Trustee Objection:
-St. Of NJ POC Higher(8,189.17 than scheduled $3,812.45
------------------
- Need 2 months bank statements for Chase checking account prior to filing date.(Provided)
-need updated auto insurance(Provided).
- Must resolve IRS estimated tax claim.(APOC filed)


Plan:$600 x 5; $944.38 x 55; Base and Loan mod by 3/2023
2/3 payments
Matter ResolvedRequest
Adjourment
2891/11/2023 10:00 am22-18081 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 2 of 3 required payments   Arrears: $0  

issues as of 1/5/2023 (JMA)

1) Emigrant Residential LLC (Pluese Becker) objection to confirmation - need to resolve
- Prospective relief was granted last summer in Case 21-18293, the prospective relief order was provided to Sheriff
- There is a 3rd party bidder for the subject property on 10/27/2022, the bidder has not yet consummated and there is an outstanding Municipal Code violation issue.
- On 12/1/2022, there was an Amended Order to Continue Bankruptcy Stay to 12/12/2022 solely allowing the debtor the right to redeem the property on or before that date.
2) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income, income verified lower than scheduled using proof of income provided.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): -non-exempt equity in PNC Bank account $9,938.44
- PNC checking account ending balance $11,413.44 per the 9/13/2022 statement, need to amend Schedules A/B and C
- Need to file Pre-Confirmation Certification with Court
- The debtor will amend schedules to include the family contribution.
3) New Century Financial Services, Inc filed secured claim 1 - not in plan, need to resolve
4) New Jersey Motor Vehicle Commission filed secured claim 2 - not in plan, need to resove

proposed plan $500x60 base plan with sale on or by 12/24/2022
paid in $1000
arrears $500
last claim 3
Matter ResolvedRequest
Adjourment
2901/11/2023 10:00 am22-18189 / MBKKarina Pia Lucid, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $1,156.00
As of 1/9/23 (DS): Confirm at $795 paid, $361 x 3 begin 2/1/23; $1,112 x 54 begin 5/1/23; 100% with a minimum dividend $43,420.73 to gucs due to non-exempt equity

1. Carvana (LAVIN, CEDRONE, GRAVER) obj to car purchased before 910 and must pay claim in full. PREVIOUS PLAN DID NOT LIST CARVANA, BUT MOD PLAN LIST AS OUTSIDE, CLAIM FILED WITH NO ARREARS. OBJ W/D 12/8/22.

2. JPMorgan Chase-1st mtg (MCCALLA RAYMER LEIBERT) obj to previous plan silent. MOD PLAN FILED TO ADD CREDITOR OUTSIDE, POC FILED WITH NO ARREARS. OBJ W/D 1/5/23

Prop Plan $265 x 2 begin 11/1/22; $361 x 4; $1,112 x 54; 100%
Note: Homeowner insurance provided. Mortgage claims filed, no longer need statements. Mod plan adds secured creditors, 100% to gucs and corrects Trustee standard order of distribution. Sched I & J filed to add tax refund and reduce home maintenance expense.
Matter ResolvedRequest
Adjourment
2911/11/2023 10:00 am22-18214 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $675.00
As of 1/4/22(mk);

** CAN REC CONFIRM AT $255 x36, 100% (1/18/23(sf) Typo, should be $225 x 36)
Preserve Equity T/H of $$82,286.
LM on Toms River prop. by 7/11/23
Tr authorized to pay arrears to Nationstar
Mtg ,pending LM.
TR authorized to pay arrears of $265.07 to the St. Of NJ Div. of Tax on claim #1-1.
Low Base pending LM**


1. JP Morgan Chase in plan as unaffected- small arrear claim for $30.32 filed- OK TO pAY?

2. Trustee Objection:
-Need September and October bank statements for all accounts. Spouse is paid by
direct deposit.
-need a Modified Plan that addresses priority
claim filed by the State of NJ( ADD LANG TO TERMS TO PAY)
-There is $82,286 in non exempt equity in the Violet Lane property. (100% plan )
- must file pre conf cert.(Filed)

Plan: $225 X 36 BEG 11/2022; LM 6MO AFTER CONF (1409 5TH AV); 100%
2/2 payments
Matter ResolvedRequest
Adjourment
2921/11/2023 10:00 am22-18290 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $200.00  
As of 12/30/22(mk)


341 Now on for 1/26/23
1/2 payments
Matter ResolvedRequest
Adjourment
2931/11/2023 10:00 am22-18335 / MBKJoseph Casello, Esq.Confirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 1/3/2023 (at):

1. Objection filed by Rushmore Loan Management (Friedman Vartolo) - failure to cure full arrears of $230,333.86 (Per POC) - plan is not feasible. (UNRESOLVED)

2. The NJ Division of Taxation filed an estimated claim #2 which needs to be resolved/amended. (STILL ESTIMATED FOR 2017 - 2018)

3. Trustee's objection:
- The debtor has insufficient income. Verified income leaves monthly disposable income of $1,185.81.
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $138,946.00 in non-exempt equity in the residence. (LANGUAGE ADDED)
- There is $15,441 in non-exempt equity in the vehicles. (LANGUAGE ADDED)
- There is $14,132 in non-exempt equity in the bank accounts. (LANGUAGE ADDED)

Plan proposes: $2,000 x 60 beginning 11/1/2022, 100% plan
Payments: 2/3, arrears $2,000
Matter ResolvedRequest
Adjourment
2941/11/2023 10:00 am22-18395 / MBKJopseh J. Rogers, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $2,351.00  
As of 1/9/22 Debtor attorney requested adjournment, objections resolved OTBS but other issues remain unresolved

As of 1/10/23 (DS): 1. Debtors are in arrears $3,929.25, made 1.27 payment out of 3, last payment made 1/10/23 via wage order. Wage order was granted 10/31/22 and began 12/8/22.

2. Trustee obj to the following:
- Need mod plan that list Americredit/GM and Roadrunner on Section 4d or remove from Section 7, since creditor is on Section 4c. RECOMMEND STRICKING SECTION 7C
- Excessive expense for auto insurance $594, no auto insurance provided. Requires proof of auto insurance.
- 22c Line 33d takes payment $330.75, but this is for recreational purposes and is not acceptable and Line 45 shows disposable income $642.85, add back $330.75, there would be disposable income $973.60, would require min. div. $58,416 to gucs, total gucs filed $40,643.65 and wil require 100% to gucs.
- The circumstances and contents of Debtors Plan, when taken in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)(3). Plan propose to pay in full 2021 Sea-Doo this is for recreational purposes and not a necessary expense. Ok to pay, so long as creditors to be paid 100%.
- Need to add to confirming order Trustee standard order of distribution.

3. Americredit/GM-2020 Chevy Trax (MORTON) obj to cram, car was purchased 11/3/20 less than 910 days. Claim should be paid in full. Per email from Morton's office OTBS $19,363.22 @7.25% total $23,142.18, AP $200 per month.

4. Americredit/GM-2018 Dodge Ram (MORTON) obj to cram, car was purchased 7/31/21 less than 910 days. Claim should be paid in full. Per email from Morton's office OTBS $45,571.31 @7.25% for 60 months is $54,465.08 w/AP pymts $250 a month

5. Need order to allow adequate protection payments to GM Financial and Roadrunner.

6. State of NJ filed estimated tax claim 2018 tax return not filed, must resolve claim.

Prop Plan $2,280 x 60 begin 11/1/22; Base
Matter ResolvedRequest
Adjourment
2951/11/2023 10:00 am22-18396 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $322.00  
issues as of 1/5/2023 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Renters insurance $55, Home maintenance $110, Transportation $500 (not working), Storage unit for relatives $896 monthly.
- Must file Pre-confirmation certificate.
2) Not current with Trustee plan payments, arrears $321.64 - made one out of 3 plan payments

proposed plan $160.82x36 base plan
paid in $160.82
arrears $321.64
last claim 4
Matter ResolvedRequest
Adjourment
2961/11/2023 10:00 am22-18398 / MBKGarrett I. Elias, Esq.Confirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

UPDATED 1/6/2023 (JMA)
issues as of 1/4/2023 (JMA)
NEED ADJ REQUEST
1) 341 not held, rescheduled for 1/26/2023
2) Not current with Trustee plan payments, arrears $1,342.10 NOW CURRENT WITH PLAN PAYMENTS
3) Need to file Pre-Confirmation Certification
Matter ResolvedRequest
Adjourment
2971/11/2023 10:00 am22-18408 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 1 of 3 required payments   Arrears: $1,440.00  
AS OF 1/9/2023 (at):

RECEIVED PROOF OF TWO PAYMENTS.

1. Objection filed by NewRez/Shellpoint Mortgage (Pincus Law Group) - loan modification is impossible because the debtor no longer owns the property. Bankruptcy filed to stay lock out.

2. Trustee's objection:
The debtor has insufficient income.
The debtor has failed to supply the Trustee with the following document (s):
- A Modified Plan that surrenders the Montana Avenue property due to stay relief. (MOD PLAN NOT FILED)
- Amendments to Schedules amend schedules for 2020 Ford Pick -Up and/or
certification. (NOT AMENDED AND NO CERTIFICATION RECEIVED)
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need proof of service on E&S Food and United Check Cashing. (CERT OF SERVICE NOT FILED)
- Need to file Pre-Confirmation Certification. (FILED)
- Need to resolve the estimated filed by IRS. (STILL ESTIMATED)

Plan proposes: $360 x 6 beginning 11/1/2022, $1,636.47 x 54 beginning 5/1/2023, loan modification by 4/2023, base
Payments: 0/3, arrears $1,080
Matter ResolvedRequest
Adjourment
2981/11/2023 10:00 am22-18414 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $450.00
As of 1/5/23 (DS): If amended atty disclosure filed and ok to pay Nissan arrears, can confirm at $150 x 12 begin 11/1/22, $3,775 x 48 begin 11/1/23; 100% with a minimum dividend $27,600.87 to gucs
- Add to confirming order Trustee ok to pay arrears claim#5-1 of Nissan-Infiniti $679.41.
- US Dept of HUD to be treated outside, no arrears owed.
- Within 7 days must file Pre-confirmation certificate.

1. Trustee obj to the following:
- Debtor has insufficient income to cover Trustee payment, disposable income verifies $-1,522.
- Excessive expenses on Sched J such as: $300 Home maintenance, $650 Cable/internet/phone,
$2,000 Food, $845 Transportation and $727 & $629 for 2 car payments.
- There is non-exempt equity in real property $24,724.87 and $2,876 in bank accts total $27,600.87.
- Must file Pre-confirmation certificate.

2. Must amend Attorney disclosure to add amount. Per Statement of Financial Affairs #16 Debtor attorney was paid $5,388, but attorney disclosure has $0 paid.

3. Nissan filed arrears claim $679.41, Trustee ok to pay?

4. US Dept of HUD filed claim, not in plan, but no arrears owed.

Prop Plan $150 x 12 begin 11/1/22; $3,775 x 48; 100%
Note: Nissan Lease is listed on Sched D. Schedules failed to add tax refund, but there is no disposable income.
Matter ResolvedRequest
Adjourment
2991/11/2023 10:00 am22-18415 / MBKKevin C. Fayette, EsqConfirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 3 required payments   Arrears: $0  

As of 1/4/23 (DS): 1. Debtor in arrears $2,800, made 1 out of 3 payments, last payment made was on 11/30/22 for $1,400.

2. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $1,257.18.
- Add to confirming order Co-Debtor to provide 2 months recent proof of income by 2/28/23.

3. ILI Property Management (GORSKI & KNOWLTON) obj to arrears owed more and that plan does not propose 12-18 month prompt cure and that there is not enough income to fund the plan. Obj must be resolved.

Prop Plan $1,400 x 36 begin 11/1/22; Base
Note: Monthly rent verifies $1,600 per POC filed by LL.
Matter ResolvedRequest
Adjourment
3001/11/2023 10:00 am22-18426 / MBKJOSEPH J MANIA III ESQConfirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 1/5/2023 (JMA)

1) 341 held today, awaiting Trustee objection to complete workup
Matter ResolvedRequest
Adjourment
3011/11/2023 10:00 am22-18430 / MBKPRO SEConfirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0  

NA
As of 12/21/22 (DS): 341 not held 12/1/22, no docs provided and no Trustee payments made, arrears$170, made 0 out of 2 payments, soon 3.
Matter ResolvedRequest
Adjourment
3021/11/2023 10:00 am22-18444 / MBKPRO SEConfirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS of 1/6/23(mk): Bar date has passed. 341 just held 1/5/23

** Only 3 claims have been filed. Secured by New Century and 2 unsecured for total $1,259.65

1-No Claim filed by Landlord Eden Equities LLC and bar date has passed - STRIKE THIS PER PLAN CLAIM?

2. A secured claim was filed by New Century Financial on a Judgment for $1,721.73. NOT TREATED IN PLAN

3. Trustee Objection:
-need 2 mos proof of rental income
-Need first page of bank statement (Sept &
Oct) showing name, address of account
holder and acct number.
- The Plan needs to run a minimum of 36 months.
- Need a copy of tax sale certificate foreclosure papers.
- Need tax declaration form completed.
-Trustee standard order of distribution
-add language that vesting occurs upon confirmation.
- Need to file Pre-Confirmation Certification
with Court.

Plan:300 X 5 BEG 12/2022; MIN $300
3/3 payments

Matter ResolvedRequest
Adjourment
3031/11/2023 10:00 am22-18469 / MBKADAM SCHNEIDER, ESQConfirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
3041/11/2023 10:00 am22-18474 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,174.00  
Atty holding $2,300

issues as of 1/4/2023 (JMA)

1) 341 not held, not rescheduled
2) No Trustee plan payments to date, arrears $3,523.59
3) Need to file Pre-Confirmation Certification with Court
4) US Bank (McCalla Raymer) objection to confirmation - need to resolve
5) Barclays Mortgage Trust (Pluese Becker) objection to confirmation - need to resolve
Matter ResolvedRequest
Adjourment
3051/11/2023 10:00 am22-18475 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 1/3/2023 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE HELD ON 1/26/2023.

1. 341 is scheduled for 1/26/2023.
2. Payments: 2/3, arrears $200
Matter ResolvedRequest
Adjourment
3061/11/2023 10:00 am22-18480 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 3 required payments   Arrears: $0  
Total Paid In: $1,840.00
As of 1/9/23 (DS): Need to confirm at $460 x 60 begin 11/1/22; 100% with a minimum $20,361.40 to gucs due to non-exempt equity
- US Dept of HUD to be treated outside, no arrears on claim#1-1.
- Add to confirming order Trustee ok to pay the arrears claim #11-1 VW Credit.
- Trustee to also pay the arrears claim#15-1 of Lakeview Loan.
- Within 7 days must file Pre-confirmation certificate.
- Must file fee app within 7 days.

1. Trustee obj to the following:
- Proof of income verifies that there is disposable income of $944.56. May be moot since plan pays 100%.
- There is $20,361.40 in non exempt equity in the residence.
- Must file Pre-confirmation certificate.
- Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan.

2. Arrears claim filed by VW Credit for $572.75. Trustee ok to pay?

3. Lakeview Loan (MCCABE, WEISBERG & CONWAY) obj to arrears more, POC filed with arrears $8,548.54. Obj must be resolved. OTBS TO PAY ARREARS CLAIM.

4. US Dept of HUD filed claim with no arrears and is not addressed in the Plan or listed on Sched D.

Prop Plan $460 x 60 begin 11/1/22; 100%
Note: Amended Sched G not needed to list VW Leasing, creditor is listed on Sched D and is in plan.
Matter ResolvedRequest
Adjourment
3071/11/2023 10:00 am22-18523 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
3/22/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

debtor is now 2 of 3 payments - AD to 3/22

As of 12/28/22 (DS): 1. Debtor has made no Trustee payments, Arrears $450, made 0 out of 3 payments.

2. Trustee obj to the following:
- Must amend Schedule I to show unemployment income and provide Trustee with proof of income.
- Must amend Sched A/B and C to add TD Bank acct #3481.
- Excessive expense for car payment $720 (there is no creditor in Plan, Sched D or G, also no car on Sched B and no auto insurance provided) and rental payment $3,150 (Debtor confirmed at 341 not paying rent, which was agreed at sale with buyer).
- Need Closing settlement documents related to sale of Bridle Ct and disposition of proceeds.
- Schedule B states ex-spouse is in arrears $25,600 with domestic support.
- Petition lists Jackson property as debtor's residence, however Schedule B states that
property was sold and in bank accts. Per bank statements debtor received funds which were deposited on 9/8/22 in 3 UTMA bank accts for Debtor's children each acct $21,038.31. Did not provide CMA/Homeowners Insurance or mortgage statement. Where is the debtor living now? Need address, is it a rental?
- Must add to confirming order to provide updated proof of income 9 months from conf.

3. Two leased auto claims filed by Acar Leasing none on Schedules or plan and no auto insurance provided (2016 Chevy Silverado co-signed in 2016 on a 3 yr lease and owes $9,563 and 2016 Chevy Suburban co-signed in 2016 on a 4 yr lease and owes $14,236. Both claims have no arrears).

4. Must file Pre-confirmation certificate.

Prop Plan $150 x 60 begin 11/1/22; Base
Note: Judgment of divorce does show alimony and child support on page 6 & 7. Disposable income verifies $1,158.
Matter ResolvedRequest
Adjourment
3081/11/2023 10:00 am22-18529 / MBKScott J. Goldstein Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 1/9/23 (DS): Debtor atty requested adjournment, 341 sched 2/2/23
Matter ResolvedRequest
Adjourment
3091/11/2023 10:00 am22-18533 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $600.00  
issues as of 1/4/2023 (JMA)

1) 341 not held, not rescheduled
2) Not current with Trustee plan payments, arrears $600
3) Ned to file Pre-Confirmation Certification with Court

Matter ResolvedRequest
Adjourment
3101/11/2023 10:00 am22-18536 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

Dan needs to review numbers with client - ADJ to 2/22

As of 1/6/23(mk):

>>Plan payments proposed were $500 p/m. Income verified higher and we show moly dispos income of $2,579. DEBTOR HAS ONLY MADE 1 PAYMENT OF $500.

1/3 Payments . To confirm at 100% **NEEDS $500 PTD, Then $2,547 x 57 Begin 2/1/23. 100%. Prserve equity T/H of $106,115 in real property. Must file pre conf cert in 7 days.**

1. Trustee objection:
-Amendments to Schedules Schedule A/B does not list Ally Financial for the 2021 Jeep
income verifies higher than scheduled
- need pre conf cert.
-----------
>> Objection by Wells Fargo ( Powers Kirn);
- Plan fails to pay arrears.(ORDER SUBMITTED PAY ARREARS $1,684.26 POC #4)

Plan:$500 X 60 BEG 11/2022; 100%. Bar date 1/5/23
1/3 payments
Matter ResolvedRequest
Adjourment
3111/11/2023 10:00 am22-18544 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0  
Total Paid In: $927.00
As of 1/10/23 (DS): Ok to confirm at $927 paid, $436 x 57 begin 2/1/23; 100% with a minimum dividend $22,083.46 due to non-exempt equity;
- Add to confirming order Trustee standard order of distribution.
- Within 7 days must file Pre-confirmation certificate.

1. Trustee obj to the following:
- Debtor has insufficient income to satisfy minimum plan requirements, disposable income verifies $278.
- There is non-exempt equity $20,283 in real property and $1,800 in the PNC Bank acct total $22,083.46. Bar date has passed total gucs filed $19,131.58, will need 100%.
- Need Trustee standard order of distribution.
- Must file Pre-confirmation certificate.

Prop Plan $309 x 60 begin 11/1/22; Base
Matter ResolvedRequest
Adjourment
3121/11/2023 10:00 am22-18548 / MBKRoger J. Yehl, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $0  
Total Paid In: $2,977.00
As of 1/9/22(mk):updated- email to atty-ok to terms

** CAN REC CONFIRM AT $2,977.12 PTD, Then $2,977.12PTD, Then $1,585 x 57 Begin 2/1/23 100%
Preserve Equity T/H of $23,239.
Strike plan provision in Part 2a. for trustee to pay adequate protection payments to JPMCB Auto. No order was ever entered authorizing the Trustee to pay this pre conf. **


1. Objection by Freedom Mtg(Brock & Scott):
- plan fails to pay full arrears. Mk; Amended order submitted 1/6/23 to pay $8,845.81 per an APOC filed 1/4/23

2. Plan has Ally Financial as unaffected. Small arrears claim $400.09- PER ATTY PAY IT

3. Trustee Objection: PLAN IS 100%
- need Proof of 2 month's income - Need November pay stubs for non filing spouse.(Provided)
-Need September and October bank statements for Chase account (Provided)
7392.
-Verified income leaves monthly disposable income of $9,081.96.
Plan payment need to be higher.
-Schedules fail to account for tax refund $1764.00.
-As of now, There is $23,239 in non exempt equity in the residence.(aNO PC for MTG filed yet)
-Need certification form debtor as to Greenlines LLC and his role
including what his membership interest, if any , is in the business.( FILED-50 % member)
-Pre conf cert.(Filed)

Plan:$1488.56 X 60 BEG 11/2022; 100%. Bar date 1/6/23
2/3 payments
Matter ResolvedRequest
Adjourment
3131/11/2023 10:00 am22-18557 / MBKSCOTT E. TANNE, PC.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

1/4/23(mk):

2/3 payments
341 on for 1/12/23.

Matter ResolvedRequest
Adjourment
3141/11/2023 10:00 am22-18562 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 1/3/2023 (at):

1. Objection filed by US Bank (Frenkel Lambert) - failure to cure full pre-petition arrears of $421,994.68 (Per POC) (UNRESOLVED)

2. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Need to amend B/C to add Santander bank account. (NOT AMENDED)
The debtor(s) is not paying all disposable income into the plan pursuant to either
Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):
- Verified income leaves monthly disposable income of $32,433.
- Per the 22C, monthly disposable income is $25,173 which requires a minimum dividend of $1,510,380 to general unsecured creditors. Proposed plan pays 100%.
- The Plan fails to provide for a prompt loan modification completion date.
- Need to resolve the estimated claim filed by the IRS. (STILL ESTIMATED)

RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $39,069 in non-exempt equity in the bank accounts. (100% Plan) (LANGUAGE ADDED)
- There is $12,200 in non-exempt equity in the office equipment. (100% Plan) (LANUGAGE ADDED)
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $2,500 x 3 beginning 11/1/2022, $6,500 x 12 beginning 2/1/2023, $8,882 x 45 beginning 2/1/2024, loan modification "when business rebounds", 100% to unsecured creditors
Payments: 2/3, arrears $2,500
Matter ResolvedRequest
Adjourment
3151/11/2023 10:00 am22-18576 / MBKWARREN LEVY, ESQ.Confirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 1/6/22(mk)

3/3 payments.
looks like we have some 341 docs in : missing
DR POI 60 DAYS SEPT/OCT 2022, DR SON SIGNED CONTRIBUTION AFF, DR BANK STMNTS 2 MTHS,

>>Needs a 341 date and adj request for this conf.
Matter ResolvedRequest
Adjourment
3161/11/2023 10:00 am22-18588 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

12/30/22 - Objection filed by Rocket Mtg/Quicken Loans (KML)

As of 12/28/22 (DS): 1. Trustee obj to the following:
- Need service on motions in plan.
- There is non-exempt equity in real property $1,905.21, 2015 Toyota Tundra $18,533, Ocean
First $2,471, Bank of America $4,013 and Ocean First checking $1,484.60 total $28,406.81 and would require minimum dividend $28,406.81 to gucs.

2. Arrears claim file by Rocket $2,542.69. Plan has outside. Trustee ok to pay arrears claim?

3. Claim #3 filed on behalf of AtHome Medical for $171.49, page 1 fails to provide correct name of creditor and full street address. How is Trustee to handle this claim?

Prop Plan $525 x 60; Dollar Base $25,237
Matter ResolvedRequest
Adjourment
3171/11/2023 10:00 am22-18589 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
3/22/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 1/10/2023 (at):

1. 341 has not been held or rescheduled.
2. Payments: 3/3
Matter ResolvedRequest
Adjourment
3181/11/2023 10:00 am22-18606 / MBKBRUCE H. LEVITTConfirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS of 12/27/22(mk):

1. Objection by Nationstar( LOGS):
-plan fails to cure arrears

Trustee objection:
- need Amendments to Schedules amend schedules for part-time job
and proof of income and/or certification.
-Verified income leaves monthly disposable income of $695.
-Schedules fail to account for tax refund $1,537 in determine dispos income.
-as of now, There is $4,921 in non-exempt equity in the residence
( Mtg POC has not been filed yet).
--------
-Need statements for the debtor's two 401k loans.


Plan:$520 X 60 BEG 11/2022; BASE
2/2
Matter ResolvedRequest
Adjourment
3191/11/2023 10:00 am22-18610 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

AS OF 1/6/2023 (at):

ADJOURNED TO AFTER BAR DATE.

RECOMMEND: $1,300 PAID TO DATE, $664 x 58 BEGINNING 1/1/2023, BASE WITH A MINIMUM OF $866 TO UNSECURED CREDITORS

Trustee's objection:
-income verified lower than scheduled using proof of income provided. feasibility issue?

Plan proposes: $650 x 60 beginning 11/1/2022, $866 to unsecured creditors
Payments: 2/3, arrears $650
Matter ResolvedRequest
Adjourment
3201/11/2023 10:00 am22-18613 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

As of 1/6/23 (DS): Debtor attorney requested adjournment, 341 sched 1/19/23
Matter ResolvedRequest
Adjourment
3211/11/2023 10:00 am22-18644 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0  

issues as of 1/5/2023 (JMA)

1) Trustee objection to confirmation - need to resolve
- 2 months bank statements from Chase acc ending#7150 prior to filing date.
- Amendments to Schedules B and C to add Chase acct ending#7150.Amend sch I for Apple income and remove Vans The debtor(s) plan consists of unnecessary or excessive expense items, such as: Medical $580 (for anticipated expense in dental next year).
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22c has excessive expenses on Line 22 for additional medical expenses $430 and Line 23 $200 for tele services total disposable income would be $2,093.19, which would require minimum dividend $125,591.40 to gucs.
- Proof of income also verifies higher resulting in monthly disposable income of $2230.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,037 when determining disposable income.
- Must file Pre-confirmation certificate.
- Must file fee application for hourly fees
2) Not current with Trustee plan payments, arrears $1,450

proposed plan $1,450x60 base plan
paid in $2,900
arrears $1,450
last claim 30
Matter ResolvedRequest
Adjourment
3221/11/2023 10:00 am22-18671 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
3/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 12/22/22 (DS): 1. Select Portfolio-1st mtg (FEIN SUCH KAHN) obj to loan mod and plan not proposing to pay pre-petition arrears. Obj must be resolved.

2. Specialized Loan-2nd mtg (STEWART LEGAL GRP) obj to cram. Obj must be resolved.

3. Brick MUA filed unsecured claim, plan propose to pay, recommend this be stricken and not paid. (OKAY TO STRIKE)

Prop Plan $231 x 48 begin 12/1/22; Base and Loan mod on Venice Dr 6 months after conf
Note: DSO Information sheet provided.
Matter ResolvedRequest
Adjourment
3231/11/2023 10:00 am22-18701 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
3/22/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $1,316.00  
Atty holding $1,316

1/10/22(mk): NO PAYMENTS

341 is on 1/19/23
0/2 payment.

>NEED A PAYMENT AND A REQUEST TO ADJOURN THE CONFIRAMTION TO AFTER THE 341 DATE<<

Objection by New Rez( RAS): debtors' 4th filing(mk: got email form Dispo list -this was w/d)
Matter ResolvedRequest
Adjourment
3241/11/2023 10:00 am22-18727 / MBKJOHN D DICIURCIOConfirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS of 1/6/23(mk):

341 dosc uploaded- needs a date
atty uploaded proof of 2 Bank checks for payment of 1,705 each
Matter ResolvedRequest
Adjourment
3251/11/2023 10:00 am22-18729 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
1/25/2023 10:00 am
Debtor has made 3 of 2 required payments   Arrears: $0  

issues as of 1/5/2023 (JMA)

1) Trustee objection to confirmation - need to resolve
- A current market analysis - with comparables that closed within the last 6 months from filing date.
- Balance of pension loan prior to filing date. PROVIDED STATEMENT DATED 9/30/2022 SHOWING 11 BIWEEKLY PAYMENTS REMAIN
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): 22C has disposable income is $2,800 which would require minimum dividend of $168,000 to gucs (100% Plan).
- The current Plan does not specify treatment of IRS Tax claim of $1,419.51 under the Plan.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is estimated to be non-exempt equity in real property pending updated CMA (100% Plan).
- Must file Pre-Confirmation Certification.
2) IRS filed priority claim 6 in the amount of $1,419.51 - not treated in plan, need to resolve
3) TD Retail Card Services filed bifurcated claim 9 in the amount of $873 secured and $3,216.55 unsecured. This claim is not listed on Schedules and not treated in plan. need to resolve.

proposed plan $2015x60 100% plan
paid in $4,030
last claim 14
Matter ResolvedRequest
Adjourment
3261/11/2023 10:00 am22-18737 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
3/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 12/21/22 (DS): 341 sched 1/26/23. No Trustee payments made, arrears $500 for Dec. pymt. Must make Trustee payment then submit confirmation adjournment request.
TR PYMTS POSTED NEED ADJ REQUEST
Matter ResolvedRequest
Adjourment
3271/11/2023 10:00 am22-18752 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 1/3/2023 (at):

IF A PAYMENT IS MADE, NEED TO REQUEST AN ADJOURMNMENT OF THIS CONFIRMATION HEARING SO THAT 341 CAN BE HELD ON 1/19/2023.

341 is scheduled for 1/19/2023
Payments: 1/2, arrears $268
Matter ResolvedRequest
Adjourment
3281/11/2023 10:00 am22-18757 / MBKJose R. Torres Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 12/28/22 (DS): Debtor attorney requested adjournment, 341 sched 1/19/23
Matter ResolvedRequest
Adjourment
3291/11/2023 10:00 am22-18766 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 1/6/23 (DS): Debtor attorney requested adjournment, 341 sched 1/12/23
Matter ResolvedRequest
Adjourment
3301/11/2023 10:00 am22-18778 / MBKRONALDO C GEORGEConfirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 12/21/22 (DS): 341 not held 12/1/22, no docs provided
Matter ResolvedRequest
Adjourment
3311/11/2023 10:00 am22-18791 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
3/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
3321/11/2023 10:00 am22-18797 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledContinued
3/8/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 1/3/2023 (at):

1. New Century Financial filed a secured claim #1 in the amount of $10,169.98 which is not in the plan. Is the debtor going to pay this claim or move against this claim?

2. LVNV Funding filed a secured claim #3 in the amount of $2,118.61 which is not in the plan. Is the debtor going to pay this claim or move against this claim?

3. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Amendments to Schedules G to remove car lease (NOT AMENDED)
- Need to file Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $974 x 60 beginning 12/1/2022, $0 to unsecured creditors
Payments: 1/2, arrears $948
Matter ResolvedRequest
Adjourment
3331/11/2023 10:00 am22-18812 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $24.00  
As of 12/28/22 (DS): Debtor attorney requested adjournment, 341 sched 1/19/22
Matter ResolvedRequest
Adjourment
3341/11/2023 10:00 am22-18818 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $628.00
AS OF 1/10/2023 (at):

RECOMMEND: $314 x 8 BEGINNING 12/1/2022, $600 x 52 BEGINNING 8/1/2023, BASE

Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
A Modified Plan that increases trustee payment by $350 in June 2023 when 401k loan is paid off.

RESOLVED ISSUES:
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need proof of service on Virtua Memorial Hospital. (CERT OF SERVICE FILED)
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $314 x 60 beginning 12/1/2022, base
Payments: 1/2, arrears $314
Matter ResolvedRequest
Adjourment
3351/11/2023 10:00 am22-18819 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 1/6/23 (DS): Debtor attorney requested adjournment to pass bar date

As of 12/22/22 (DS): Recommend confirming at $345 x 2 begin 12/1/22; $353 x 58 begin 2/1/23; Base with min. to gucs of $15,369.24 to gucs

1. Trustee obj to the following:
- There is non-exempt equity in real property $13,939.50, Cash $10, Navy FCU $5.01 and Bank of America $1,414.73 total $15,369.24 to gucs.

Prop Plan $345 x 60 begin 12/1/22; Dollar Base $15,325.51
Note: 2021 Tax return and updated homeowner insurance provided.
Matter ResolvedRequest
Adjourment
3361/11/2023 10:00 am22-18830 / MBKFREDERICK J SIMONConfirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

341 held 12/22/22
Matter ResolvedRequest
Adjourment
3371/11/2023 10:00 am22-18840 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
3/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 1/5/2023 (JMA)

1) Specialized Loan Servicing LLC/Wells Fargo Bank (Stewart Legal) objection to confirmation - need to resolve
-anticipated arrears $6,071.93 - CLAIM FILED WITH ARREARS IN THE AMOUNT OF $5,787.65
2) Trustee objection to confirmation - need to resolve
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Food $1,300 and Transportation $1,400.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): There would be disposable income $2,480, due to excessive expenses, plus income verifies higher.
- The circumstances and contents of the debtor's Plan, when taken in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C.  1325(a)(3).
- There is non-exempt equity in real property and bank account.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is estimated non-exempt equity in real property (pending tax claim filed) and non-exempt equity in PNC Bank acct#2738 $426.18, after using d (5) remaining exemption on the other bank accts.
- Must resolve creditor objection.
- Must file Pre-confirmation certificate.
- Must file fee app for attorney fees in Plan.

proposed plan $500x60 base plan
paid in $1,000
last claim 8
Matter ResolvedRequest
Adjourment
3381/11/2023 10:00 am22-18855 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 1/3/2023 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT 341 CAN BE HELD ON 1/26/2023.

Payments: 3/3
Matter ResolvedRequest
Adjourment
3391/11/2023 10:00 am22-18858 / MBKKevin C. Fayette, EsqConfirmation Hearing ScheduledConfirmedDebtor has made 1 of 2 required payments   Arrears: $1,575.00  Total Paid In: $1,575.00
AS OF 12/20/22 (SF)

RECOMMEND $1575 X 36 (BEGIN 12/1/22) BASE PLAN
- PLUS N/E PROCEEDS FROM PERSONAL INJURY LAWSUIT
- 18-MONTH PROMPT CURE




Trustee Objection:

- Case needs to be a Base, since there may be a PI lawsuit.
- Add to confirming order non-exempt proceeds, if any, from PI lawsuit to Trustee.
- Must file Pre-confirmation certificate.


Plan proposes $1575 x 36 0%
Payments: 1/1


Matter ResolvedRequest
Adjourment
3401/11/2023 10:00 am22-18863 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

As of 1/6/23 (DS): Debtor attorney requested adjournment to file motion and resolve IRS claim

As of 12/22/22 (DS): 1. Trustee obj to the following:
- Need 2020 State of NJ tax return.
- Must move against or have the IRS amend estimated tax claim. 2020 tax returns shows Debtor was refunded $2,722, no taxes owed.

2. Carvana (LAVIN CEDRONE GRAVER BOYD) obj to not in plan. Claim filed as secured with $0 arrears. Creditor is listed as unsecured on Sched F and is not listed on auto insurance dated 7/13/22. Obj and claim needs to be resolved.

Prop Plan $2,500 x 60 begin 12/1/22; Base
Matter ResolvedRequest
Adjourment
3411/11/2023 10:00 am22-18870 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
3/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 1/4/2023 (JMA)

1) 341 not held, rescheduled for 2/2/2023
2) Not Current with Trustee plan payments, arrears $500
3) Need to file Pre-Confirmation with Court

proposed plan $500x60 base plan with minimum $30,000 to gucs
paid in $500
arrears $500
last claim 2
Matter ResolvedRequest
Adjourment
3421/11/2023 10:00 am22-18873 / MBKStacey L. Mullen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $1,400.00
UPDATED 1/9/2023 (JMA)

OK TO CONFIRM AT $700 X 60 BEGIN 12/1/2022 0% PLAN
-ATTY TO PAY SANTANDER CONSUMER CLAIM 2 ARREARS IN THE AMOUNT OF $260.38

issues as of 1/4/2023 (JMA)

1) Trustee objection to confirmation - need to resolve
- A copy of the homeowner's insurance renewal declaration - policy provided is forced placed policy - PROVIDED RENEWAL
2) Santander Consumer USA Inc filed secured claim 2 with arrears in the amount of $260.38 - ATTY AGREESTO PAY CLAIM THROUGH PLAN
3) Not current with Trustee plan payments, arrears $700 - PROVIDED PROOF OF PAYMENT, HAS NOT POSTED TO DATE

proposed plan $700x60 0% plan
paid in $700
arrears $700
last claim 3
Matter ResolvedRequest
Adjourment
3431/11/2023 10:00 am22-18878 / MBKNicholas Fitzgerald, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $838.00
AS OF 12/20/22 (SF)

RECOMMEND $411 PTD, $427 X 59 (BEGIN 1/1/23) BASE W/MIN $2,759 TO GUCS PER N/E IN PERSONAL PROPERTY
- OK TO PAY ARREARS CLAIM 7-1 FOR CAPITAL ONE AUTO FINANCE


1. Capital One Auto Finance filed arrears claim 7-1 for $641.44 (OK TO PAY?)

Trustee objection:
- There is $2,737 non-exempt equity in Bank of America account and $22 in joint bank
account with son (debtor's half interest).
- Must file Pre-confirmation certificate. (FILED)


Plan proposes $411 x 60 Base
Payments: 1/1

Matter ResolvedRequest
Adjourment
3441/11/2023 10:00 am22-18897 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 2 required payments   Arrears: $0  

NA
issues as of 1/4/2023 (JMA)

1) 341 not held, not rescheduled
2) No Trustee plan payments to date, arrears $1,368
Matter ResolvedRequest
Adjourment
3451/11/2023 10:00 am22-18911 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
3/22/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $600.00  
Atty holding $500

AS OF 12/19/22 (SF)


1. 341 not held - rescheduled to 1/26/23
2. Payments: 0/1 Arrears: $550

Matter ResolvedRequest
Adjourment
3461/11/2023 10:00 am22-18928 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 1/10/2023 (at):

RECEIVED PROOF OF ONE PAYMENT ON 1/10/2023.

1. 341 is scheduled for 1/26/2023.
2. Payments: 1/2, arrears $250

12/28 - obj filed by Consumers Credit Union
Matter ResolvedRequest
Adjourment
3471/11/2023 10:00 am22-18929 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 1/4/2023 (JMA)

1) 341 not held, rescheduled 1/26/2023
2) Current with Trustee plan payments
3) Need to file Pre-Confirmation Certification
Matter ResolvedRequest
Adjourment
3481/11/2023 10:00 am22-18932 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $310.00
AS OF 12/20/22 (SF)

RECOMMEND $155 X 36 (BEGIN 12/1/22) BASE PLAN



Plan proposes $155 x 36 Base
Payments: 1/1

Matter ResolvedRequest
Adjourment
3491/11/2023 10:00 am22-18939 / MBKADAM SCHNEIDER, ESQConfirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $14.00  Total Paid In: $5,114.00
AS OF 1/3/2023 (at):

RECOMMEND: $2,553.71 PAID TO DATE, $2,574 x 59 BEGINNING 1/1/2023, BASE WITH A MINIMUM OF $56,093.00 TO UNSECURED CREDITORS
Need updated proof of income for the debtor within 6 months of confirmation.
Preserve non exempt equity of $56,093.00 in real estate.
Need DSO form within 10 days of confirmation.

1. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Domestic Support Obligation information (RECEIVED CHILD SUPPORT ORDER - NEED DSO FORM AS WELL)


RESOLVED ISSUES:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in real estate in the amount of $56,093 which requires a minimum dividend to general unsecured creditors. (LANGUAGE ADDED)
- Need a follow-up on debtor finding employment. (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification. (FILED)

Plan proposes: $2,553.71 x 60 beginning 12/1/2022, base
Payments: 1/2, arrears $2,553.71
Matter ResolvedRequest
Adjourment
3501/11/2023 10:00 am22-18948 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
3/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $36.00  
Matter ResolvedRequest
Adjourment
3511/11/2023 10:00 am22-18965 / MBKAndrew Thomas Archer Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 2 required payments   Arrears: $0  
Total Paid In: $200.00
AS OF 12/20/22 (SF)

RECOMMEND $100 X 10 (BEGIN 12/1/22); $1295 X 50 (BEGIN 1/1/23) BASE W/MIN $43,488 TO GUCS PER N/E IN REAL ESTATE AND PERSONAL PROPERTY


Trustee objection:

- The debtor has failed to file a feasible plan - that propose a tier plan when pension loan
$1,135 ends in month 10.
- The circumstances and contents of the debtor's Plan, when taken in their totality,
indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)
(3).
- There is non-exempt equity in real property and bank accts.
- There is estimated non-exempt equity in real property $42,493 (CMA provided has 4
comps, one of the comps are about a year old. Added the other 3 comps and amount
estimated value would be $359,900), non-exempt equity in Provident Bank savings acct
$326.18 and checking acct $669.
- Must file Pre-confirmation certificate. (FILED)


Plan proposes $100 X ??
Payments: 1/1


Matter ResolvedRequest
Adjourment
3521/11/2023 10:00 am22-18968 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 2 required payments   Arrears: $0  

1/11/23 (sf) - Per atty ok to dismiss/hold fees


AS OF 1/3/2023 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/2, arrears $544
3. Order vacating stay as to Daniel Bakarich was entered on 12/14/2022.
Matter ResolvedRequest
Adjourment
3531/11/2023 10:00 am22-18978 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 1/9/2023 (at):

IF A PAYMENT IS MADE, NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT 341 CAN BE CONDUCTED ON 1/19/23
.1 PYMT POSTED

Payments: 1/2, arrears $700
Matter ResolvedRequest
Adjourment
3541/11/2023 10:00 am22-18991 / MBKJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
3/22/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $260.00  
AS OF 1/11/2023 (at):

1. 341 has not been held or rescheduled.
2. Payments: .75/2, arrears $360
Matter ResolvedRequest
Adjourment
3551/11/2023 10:00 am22-19006 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $385.00  
1/2/23(mk) ; 1/2 payments

AS OF 12/20/22 (SF) NO PAYMENTS


Trustee objection:
- The debtor has failed to supply the Trustee with the following document (s):
- Need Domestic Support Obligation information forms for Jeffrey Bouey.
-income verified higher than the scheduled amount. Schedule I combines the income
from the first and 2nd job. There is $2,406.86 disposable income.
-The debtor needs to amend Form 122c to include all income. Net income is higher than
the gross income reported on Form 122c, Part 1, Line 1.


Plan proposes $385 x 60 Base w/min $5454.20
Payments: 0/1 Arrears: $385

RESOLVED ISSUES:
-need to file Pre-Confirmation Certification with Court (FILED)



Matter ResolvedRequest
Adjourment
3561/11/2023 10:00 am22-19011 / MBKRoger J. Yehl, Esq.Confirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 1/4/2023 (JMA)

1) Rocket Mortgage, LLC f/k/a Quicken Loans (KML) - need to resolve
- pre-petition arrears $5,438.45
2) Trustee objection to Confirmation - need to resolve
- Need proof of insurance for the 2018 Hyundai. DEBTOR ADVISED FATHER SIGNED HYUNDAI TITLE TO JOINT DEBTOR LAST YEAR. FATHER DRIVES, INSURED AND REGISTERED VECHICLE IN PENNSYLVANIA - STILL NEED TO PROVIDE PROOF OF INSURANCE
- A Modified Plan that steps up payment in August 2023 when debtor's pension loan ($900/month) is paid off. NOT FILED TO DATE
- The debtor has undertaken an improper use of exemption. Specifically: Debtors have exceeded the D5 exemption by $20,739.61. NOT ADDRESSED, NEED AMENDED SCHEDULE C
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Per the 22C, monthly disposable income is $5,769 which requires a minimum dividend of $346,140 to general unsecured creditors. MAY NEED TO BE 100% PLAN
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): - There is $30,897 in non-exempt equity in the residence.
- There is $39,913 in non-exempt equity in the 2018 Subaru and 2018 Hyundai.
- There is $8,139 in non-exempt equity in personal property (bank accounts and debt settlement account balance).
- Need to file Pre-Confirmation Certification. RESOLVED, FILED

proposed plan $2403x60 base plan minimum $123,388
paid is $4,806
last claim 10
Matter ResolvedRequest
Adjourment
3571/11/2023 10:00 am22-19039 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledDeniedDebtor has made 1 of 2 required payments   Arrears: $500.00  
1/11/23 (sf) - Per atty, ok to deny plan. A modified plan will be filed within 14 days to pay the car inside the plan

issues as of 1/4/2023 (JMA)

1) Trustee objection to confirmation - need to resolve
- Need to file Amendments to Schedules to make sure the 2019 Jetta is included
- Need to file Pre-Confirmation Certification. RESOLVED, FILED AMNENDED CLAIM, ZERO PRIORITY CLAIM
- Need to resolve the estimated claim filed by the IRS. RESOLVED, AMENDED CLAIM FILED
2) Resurgent Receivables LLC, filed claim in the amount of $19,951.92 of which $19,250 secured and $701.92 - plan treats claim as unaffected by plan - need to resolve claim

proposed plan $500x36 base plan with loan mod 6 months after confirmation
paid in $500
arrears $500
last claim 4
Matter ResolvedRequest
Adjourment
3581/11/2023 10:00 am22-19050 / MBKWARREN LEVY, ESQ.Motion Relief from Stay (Fee)Continued
2/8/2023 9:00 am


Debtor brief opp; Creditor response<>BELTWAY CAPITAL/ Dayton Ave (DEMO, BROWN & BURNS)
Matter ResolvedRequest
Adjourment
3591/11/2023 10:00 am22-19131 / MBKFRANCIS P CULLARI, ESQConfirmation Hearing ScheduledContinued
2/8/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 1/4/23 (SF) May wish to adjourn to date after bar date of 1/25/23.


1. Objection filed by Specialized Loan Servicing (Stewart) - Plan proposes to pay claim in full but does not include contractual interest. (No claim filed yet)

2. Objection filed by US Bank (Wohlrab) - Plan treats creditor as unaffected. Failure to pay arrears of $6175.34 (NO CLAIM FILED YET)

3. Trustee objection:
- Need a valuation for the business. Cannot be worth $0.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $660 and
$736/month car payments $700/month in child support. Need proof of excessive expenses 10 days prior to confirmation.

- There is $27,963 in non exempt equity in the vehicles.
- There is $100,000 in non exempt equity in the business.
- There is $4,106 in non exempt equity in the stock accounts.
- Need to file Pre-Confirmation Certification.

4. Add to confirmation order Trustee Standard Order of Distribution


Plan proposes $2315 x 60 Base
Payments: 1/2 Arrears: $2315

RESOLVED ISSUES:
- There is $31,149 in non exempt equity in the residence. (MOOT DUE TO HIGHER IRS CLAIM)
Matter ResolvedRequest
Adjourment
3601/11/2023 10:00 am22-19139 / MBKGeorge E Veitengruber IIIConfirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 1/3/2023 (JMA)

1) 341 hearing not held, rescheduled for 1/19/2023
2) Current with Trustee plan payments
3) Select Portfolio Servicing Inc (Fein Such) objection to confirmation -need to resolve
Matter ResolvedRequest
Adjourment
3611/11/2023 10:00 am22-19167 / MBKJacqueline R. Rocci, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

issues as of 1/4/2023 (JMA)

1) 341 hearing not held, rescheduled 1/26/2023
2) Not current with Trustee plan payments, arrears $525
3) Select Portfolio Servicing, Inc (Fein Such) objection to confirmation - need to resolve
4) Mercedes-Benz Financial Services USA LLC (Morton) objection to confirmation - need to resolve
Matter ResolvedRequest
Adjourment
3621/11/2023 10:00 am22-19231 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 12/29/2022 (at):

RECOMMEND: $825 PAID TO DATE, $953 x 59 BEGINNING 1/1/2023, MINIMUM OF $5,945 TO UNSECURED CREDITORS
Preserve non exempt equity of $5,035.00 in real estate.

Trustee's objection:
The debtor has insufficient income Verified income leaves monthly disposable income of -$223.33.
The debtor has failed to supply the Trustee with the following document (s):
- Proof of 2 month's income - Need all August and September pay stubs. (NOT RECEIVED)
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $5,035.00 in non exempt equity in the residence. (LANGUAGE ADDED)

Plan proposes: $825 x 60 beginning 12/1/2022, not less than $5,945 to unsecured creditors
Payments: 1/1
Matter ResolvedRequest
Adjourment
3631/11/2023 10:00 am22-19232 / MBKTHOMAS G. EGNERConfirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 1/3/23 (SF)


1. Trustee objection:
- Proof of income provided verifies higher ($4,493) than scheduled ($4,175) resulting in $759 of monthly disposable income.
- Need to provide Trust Bank statements for account ending #9645. Money transferred from this account to acct #4442 per statements provided

2. Must file pre-confirmation certification

Plan proposes $400 x 36 Base
Payments: 1/2 Arrears: $400


Matter ResolvedRequest
Adjourment
3641/11/2023 10:00 am22-19281 / MBKJohn Zimnis, Esq.Confirmation Hearing ScheduledContinued
2/22/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

AS OF 1/3/2023 (at):

1. Objection filed by Fifth Third Bank (McCabe Weisberg) - failure to cure full arrears of $46,723.09 (Per obj)

2. Trustee's objection:
The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $33,799.00 in non exempt equity in the residence. (100% plan )
- There is $5,967 in non exempt equity in the bank account. (LANGUAGE ADDED)

Plan proposes: $500 x 36 beginning 12/1/2022, loan modification by 5/31/2023, 100% to unsecured creditors
Payments: 1/2, arrears $500
Matter ResolvedRequest
Adjourment
3651/11/2023 10:00 am22-19333 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
3/22/2023 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $500.00  
AS OF 12/22/22 (SF)

1. 341 NOT HELD - MISSING DOCUMENTS
2. NO PAYMENTS: 0/1 aRREARS: $500
Matter ResolvedRequest
Adjourment
3661/11/2023 2:00 pm18-32320 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $128,258.00
Matter ResolvedRequest
Adjourment
3681/11/2023 2:00 pm19-11387 / MBKCandyce I. Smith-Sklar, Esq.Motion CompensationWithdrawnTotal Paid In: $22,815.00
Trustee Obj
Matter ResolvedRequest
Adjourment
3671/11/2023 2:00 pm19-11387 / MBKCandyce I. Smith-Sklar, Esq.Motion CompensationGrantedTotal Paid In: $22,815.00
Matter ResolvedRequest
Adjourment
3691/11/2023 2:00 pm19-16636 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $89,191.00
Matter ResolvedRequest
Adjourment
3701/11/2023 2:00 pm19-20067 / MBKMelinda D Middlebrooks, EsqMotion CompensationGranted
Matter ResolvedRequest
Adjourment
3711/11/2023 2:00 pm19-25621 / MBKAllen I. Gorski, Esq.Motion CompensationGrantedTotal Paid In: $32,984.00
Matter ResolvedRequest
Adjourment
3721/11/2023 2:00 pm19-27043 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $58,189.00
Matter ResolvedRequest
Adjourment
3731/11/2023 2:00 pm21-14710 / MBKRobert Cameron Legg, Esq.Motion CompensationOrder to be SubmittedTotal Paid In: $12,627.00
Needs new order from attorney
Matter ResolvedRequest
Adjourment
3741/11/2023 2:00 pm21-15054 / MBKEdward Hanratty, Esq.Motion CompensationWithdrawnTotal Paid In: $9,162.00
Trustee obj:
The attorney must wait to file a fee application because he recently filed an application on 11/7/22.
Matter ResolvedRequest
Adjourment
3751/11/2023 2:00 pm21-17612 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Order Previously SubmittedTotal Paid In: $23,003.00
Debtor obj<>CITIMTG/ Quail Run (McCALLA RAYMER)

11/9/22(mk) : got email this am in my spam folder from McCalla firm saying they want to adj to 12/14- replied that someone needs to appear and make request
Matter ResolvedRequest
Adjourment
3761/11/2023 2:00 pm21-19003 / MBKEdward Hanratty, Esq.Motion CompensationGrantedTotal Paid In: $3,432.00
Matter ResolvedRequest
Adjourment
3771/11/2023 2:00 pm22-11352 / MBKEdward Hanratty, Esq.Motion CompensationContinued
1/25/2023 9:00 am

Trustee objection

-The determination of the allowed fee should be adjourned until after the confirmation date so that the
trustee can review the feasibility of the filed plan.

To be moved to 1/25 with confirmation EDC
Matter ResolvedRequest
Adjourment
3781/11/2023 2:00 pm22-11354 / MBKEdward Hanratty, Esq.Motion CompensationContinued
2/22/2023 9:00 am
Total Paid In: $25,958.00
trustee obj:
Pursuant to 11 U.S.C. 331, supplemental fees may not be applied for more than once every 120 days after the entry of an order for relief. last fee app granted 9/13/22 EDC
Matter ResolvedRequest
Adjourment
3791/11/2023 2:00 pm22-12732 / MBKMarc C. Capone, Esq.Motion CompensationGrantedTotal Paid In: $2,353.00
Matter ResolvedRequest
Adjourment
3801/11/2023 2:00 pm22-14343 / MBKMarc C. Capone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 6 of 8 required payments   Arrears: $0  
Total Paid In: $9,532.00
ISSUES AS OF 12/22/2022 (DM): Updated 1/6/2023

A) In the event that Judge Kaplan rules in favor of creditor, Steven D'Agostino, and dismisses the Chapter 13 bankruptcy of Jason Parmer, the Trustee will recommend the Confirmation Hearing be marked moot based upon the dismissal ruling.

B) In the event that Judge Kaplan denies the Motion to Dismiss filed by creditor, Steven D'Agostino, the Trustee will recommend confirmation upon the following terms:

$9,445 Paid-to-date, then $2,000 x 52 starting 2/1/2023, $2,280 lump sum payment by 5/31/2027, Base Plan with a $84,894 minimum threshold preserved due to non-exempt equity in real estate, Pre-Confirmation Certification shall be filed within 7 days, Debtor's counsel shall file a Fee Application within 7 days. Additional provisions for the Confirming Order shall include the following:

 Debtor shall supply the Trustee with Profit & Loss statements, personal and business tax returns no later than January 25th on a yearly basis during the pendency of the Chapter 13 case;
 The Trustee reserve the right to seek modification of the debtor's plan upon receipt of the debtor's yearly financial documents;
 The Trustee is authorized to pay Freedom Mortgage arrears POC #9-1 (Proof of Claim #9-1) in the amount of $448.91;
 COTBS (Consent Order to be Submitted) on Domino's Pizza objection within 30 days to treat POC #12-1 outside the Chapter 13 bankruptcy;
 Debtor shall file a motion to expunge or reclassify National Funding secured POC #6-1 within 30 days;
 Debtor shall file a motion to expunge or reclassify Celtic Bank bifurcated POC #10-1 within 30 days;
 Creditor, Steven D'Agostino, is granted immediate stay relief to return to State Court for the purpose of establishing a final liquidated value for his claim. Creditor, Steven D'Agostino, shall submit a separate proposed form of order, granting stay relief, to the court with notice to debtor's attorney and the Trustee. Pending a final determination of Steven D'Agostino's c
Matter ResolvedRequest
Adjourment
3811/11/2023 2:00 pm22-14343 / MBKMarc C. Capone, Esq.Notice of Hearing (Upload)DeniedTotal Paid In: $9,532.00
Debtor obj

CREDITOR, D'AGOSTINO, MTN TO DISMISS
--claims debtor is committing fraud, lying about income etc.

341 held trustee awaiting lots of info but case is 100%-MP amends from 100%

***FYI MP #81 is a dividend not less that $84,342.50 NOT 100%
Matter ResolvedRequest
Adjourment
3831/11/2023 2:00 pm22-14889 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $12,600.00
Matter ResolvedRequest
Adjourment
3841/11/2023 2:00 pm22-15419 / MBKShmuel Klein Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
2/8/2023 2:00 pm

ADJ to MBK to 2/8 for a decision

MTGLQ obj ( Parker McCay)<>MTN TO RECLASSIFY MTGLQ #3 TO $380,000 SECURED & $ 492,669.18 UNSEUCRED
Matter ResolvedRequest
Adjourment
3851/11/2023 2:00 pm22-15969 / MBKEdward Hanratty, Esq.Motion CompensationGranted
Matter ResolvedRequest
Adjourment
3861/11/2023 2:00 pm22-15983 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $4,800.00
Matter ResolvedRequest
Adjourment
3871/11/2023 2:00 pm22-16486 / MBKJustin M. Gillman, Esq.Motion CompensationGrantedTotal Paid In: $10,500.00
Matter ResolvedRequest
Adjourment
3881/11/2023 2:00 pm22-18160 / MBKJohn Zimnis, Esq.Order Show CauseWithdrawnTotal Paid In: $1,350.00
FILING FEES
Matter ResolvedRequest
Adjourment
3901/11/2023 2:00 pm22-19036 / MBKPRO SEMotion Extend TimeGranted
EXTEND TIME TO FILE SCHS
Matter ResolvedRequest
Adjourment
3921/11/2023 2:00 pm22-19036 / MBKPRO SEOrder Show CauseVacated
FILING FEES
Matter ResolvedRequest
Adjourment
3931/11/2023 2:00 pm22-19283 / MBKPRO SEOrder Show CauseMoot - Dismissed
FILING FEE 3RD INSTALLMENT
Matter ResolvedRequest
Adjourment
3941/11/2023 2:00 pm22-19283 / MBKPRO SEOrder Show CauseMoot - Dismissed
FILING FEE 2ND INSTALLMENT
Matter ResolvedRequest
Adjourment
3951/11/2023 2:00 pm22-19286 / MBKPRO SEOrder Show CauseContinued
2/8/2023 9:00 am

ADJ by MBK to 2/8

MISSING DOCS
Matter ResolvedRequest
Adjourment
3961/11/2023 2:00 pm22-19314 / MBKDonald C. Goins, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
3971/11/2023 2:00 pm22-19322 / MBKRobert C. Nisenson, Esq.Order Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
3981/11/2023 2:00 pm22-19326 / MBKKevin C. Fayette, EsqOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
3991/11/2023 2:00 pm22-19355 / MBKJonathan Goldsmith-Cohen, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4001/11/2023 2:00 pm22-19386 / MBKPRO SEOrder Show CauseDismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
4011/11/2023 2:00 pm22-19400 / MBKKarina Pia Lucid, Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
4021/11/2023 2:00 pm22-19439 / MBKPRO SEOrder Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
4031/11/2023 2:00 pm22-19442 / MBKCHONG S KIMOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4041/11/2023 2:00 pm22-19475 / MBKPeter E. Zimnis, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4051/11/2023 2:00 pm22-19529 / MBKSeymour Wasserstrum, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4061/11/2023 2:00 pm22-19531 / MBKJeffrey E. Jenkins, Esq.Order Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
4071/11/2023 2:00 pm22-19532 / MBKJeffrey E. Jenkins, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4091/11/2023 2:00 pm22-19546 / MBKPRO SEClerk's Evidence of Repeat FilingMoot - Dismissed
DEBTOR DISCHARGED CH 7, #19-17656, ON 4/16/19
Matter ResolvedRequest
Adjourment
4091/11/2023 2:00 pm22-19546 / MBKPRO SEHearing re Exigent CircumstancesMoot - Dismissed
REQUEST FOR EXTENSION OF TIME FOR CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
4081/11/2023 2:00 pm22-19546 / MBKPRO SEOrder Show CauseDismissed
FILING FEES
Matter ResolvedRequest
Adjourment
4101/11/2023 2:00 pm22-19566 / MBKJeffrey E. Jenkins, Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
4111/11/2023 2:00 pm22-19594 / MBKBrad J. Sadek, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4121/11/2023 2:00 pm22-19649 / MBKKarina Pia Lucid, Esq.Order Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
4131/11/2023 2:00 pm22-19653 / MBKBrian L. Hoffman, Esq.Order Show CauseWithdrawn
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
4141/11/2023 2:00 pm22-19677 / MBKKarina Pia Lucid, Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
4151/11/2023 2:00 pm22-19724 / MBKJeffrey E. Jenkins, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4161/11/2023 2:00 pm22-19756 / MBKKarina Pia Lucid, Esq.Order Show CauseDismissed
FILING FEES
Matter ResolvedRequest
Adjourment
4171/11/2023 2:00 pm22-19756 / MBKKarina Pia Lucid, Esq.Order Show CauseDismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
4191/11/2023 2:00 pm22-19771 / MBKBENJAMIN JAMIE GINTEROrder Show CauseDismissed
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
4181/11/2023 2:00 pm22-19771 / MBKBENJAMIN JAMIE GINTEROrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4211/11/2023 2:00 pm22-19776 / MBKJonathan Goldsmith-Cohen, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4221/11/2023 2:00 pm22-19792 / MBKJONI L GRAY, ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4231/11/2023 2:00 pm22-19828 / MBKRobert C. Nisenson, Esq.Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4241/11/2023 2:00 pm22-19838 / MBKKirsten B. Ennis, Esq.Order Show CauseWithdrawn
FILING FEES
Matter ResolvedRequest
Adjourment
4251/11/2023 2:00 pm22-19849 / MBKHerbert B. Raymond, Esq.Order Show CauseDismissed
MISSING DOCS
Matter ResolvedRequest
Adjourment
4261/11/2023 2:00 pm22-19900 / MBKBRIAN D WINTERS, ESQOrder Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4271/11/2023 2:00 pm22-19944 / MBKDavid L. Stevens Order Show CauseWithdrawn
MISSING DOCS
Matter ResolvedRequest
Adjourment
4281/11/2023 2:00 pm22-19951 / MBKEdward Hanratty, Esq.Order Show CauseWithdrawn
CREDIT COUSELING
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes