Judge Christine M. Gravelle
Hearing Date: 1/4/2023
Hearing Count: 102
Last Updated: 12-07-2022 06:52 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am17-16860 / CMGJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $65,685.00
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am18-10331 / CMGDavid C. Russo Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $67,698.00
EXETER FINANCE (MORTON)
Matter ResolvedRequest
Adjourment
111/4/2023 9:00 am18-23993 / CMGPeter J. Broege, Esq.Creditor Certification of Default3rd Party MatterTotal Paid In: $37,640.00
12/2 AMT: TRUSTEE LTR REQUESTING CONDUIT<<>>


Debtor obj<> CENLAR/Buckalew Rd ( Pluese Becker)

12/7/22:PJB agrees to conduit Oreder - creditro to supply #s to AMT
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am18-33679 / CMGTHOMAS J ORR ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $41,663.00
SV/WILMINGTON; ARREARS
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am19-20028 / CMGRobert Manchel, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - ObjectionsTotal Paid In: $28,140.00
mk: case was dismissed on Tr motion- arrears as of Nov are $2,820.
>Debtor cert says will pay arrears. atty need proof that she has paid ot that he is holding funds pending reinstatement.
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am19-22409 / CMGStacey L. Mullen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $53,117.00
Debtor obj, making pymts
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am19-26203 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $20,661.00
ARREARS
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am19-26336 / CMGLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $14,665.00
SV/NJ HOUSING; ARREARS
Matter ResolvedRequest
Adjourment
271/4/2023 9:00 am19-29721 / CMGBruce W. Radowitz, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $44,304.00
AMT: MP 1/4****<<>>

Debtor obj, filing MP<> ARREARS
Matter ResolvedRequest
Adjourment
281/4/2023 9:00 am19-32052 / CMGKarina Pia Lucid, Esq.Creditor Certification of Default3rd Party MatterTotal Paid In: $82,642.00
Debtor obj<> WILMINGTON/Park View Terrace (RAS)

11/22/22(mk): Order submitted: Cure(7,510.34(2,474.34 x 3) direct to creditor w/in 10 day

12/6/22: there was an order submitted on this BUT questions on source of cure payments and status of cure payments. I asked the CT to hold Order until we get this straightened out tomorrow
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am19-33953 / CMGVERA MCCOYMotion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $9,980.00
PHH MTG (ROBERTSON, ANSCHUTZ)
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am20-10344 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnTotal Paid In: $27,039.00
12/6 AMT: LM ORDER /CASE PIF @ 100%<<>>

ARREARS
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am20-10909 / CMGErik M. Helbing Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $34,685.00
ARREARS
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am20-11298 / CMGGeorge E Veitengruber IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $25,260.00
11/16/22 PLAN WAS DENIED AND FAILED TO FILE NEW PLAN WITHIN 14 DAYS TO ADDRESS FEASIBILITY DUE TO PP MTG ARREARS ADDED TO PLAN
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am20-19654 / CMGAndrew Thomas Archer Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $11,156.00
Debtor obj<>ARREARS
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am20-21233 / CMGDouglas G. Mitchell, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $8,012.00
ARREARS
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am21-16626 / CMGPaul H. Young, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $3,600.00
ARREARS
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am21-16796 / CMGCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $17,483.00
AMT: MP 1/4<<>>


12/1/22(mk) MP filed 11/30/22. Now a cure plan as debtor turned down the LM offer


Debtor obj<>FAILED TO COMPLETE LM BY 7/31/22; FAILED TO TURN OVER COPY OF 2021 TAX RETURN TO TRUSTEE BY 5/31/22

MK: opp'n says: debtor will now be curing arrears and no LM is required. Will file a MP to remove the LM and will provide the 2021 taxes return.
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am21-17017 / CMGJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $28,834.00
MK: motion to Expunge /Modify IRS claim on 11/16 - Tr Objection to that

and per atty email -oj to strike remove per plan old Bridge claim


9/19/22(mk): atty says have all missing returns- will file motion to expunge IRS poc

7/27/2: only issue left is to resolve IRS estimated claim


Debtor obj<>FAILED TO FILE PRE CONF CERT BY 12/31/21; FAILED TO ADDRESS IRS EST CLM AND OLD BRIDGE PER PLAN CLM;

mk: per atty email - remove per plan old Bridge claim

---------------------------
FAILED TO PROVIDE TRUSTEE WITH 2020 TAX RETURN BY 12/31/21(mk:this was uploaded 5/26/22),

UPDATED POI BY 3/31/22, (Provided)
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am21-18412 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $6,575.00
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am21-18683 / CMGJOHN D DICIURCIOMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $1,761.00
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am21-18939 / CMGVera Fedoroff, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $2,579.00
ARREARS
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am21-19241 / CMGScott J. Goldstein Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $2,928.00
ARREARS
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am21-19470 / CMGDonald C. Goins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $3,245.00
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am22-10330 / CMGFRANCIS P CULLARI, ESQMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $2,211.00
ARREARS
Matter ResolvedRequest
Adjourment
551/4/2023 9:00 am22-11194 / CMGJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $4,000.00
AMT: MP 12/7 >>ISSUES/NEED RESOLUTION<<

Debtor obj<>FAILED TO FILE POC ON BEHALF OF WYNDMOOR APTS AND AUTHORIZING TRUSTEE TO PAY; ARREARS

MK: the MP rejects the lease so LL will not be paid- if case is confirmed then w/d this Tr Motion
Matter ResolvedRequest
Adjourment
451/4/2023 9:00 am22-11197 / CMGKevin C. Fayette, EsqMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $7,179.00
Debtor obj, under review<>FAILED TO LM BY 8/15/22

MK: atty has info form mtg co - a decision on LM by 11/28/22
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am22-11353 / CMGEdward Hanratty, Esq.Motion Motion (Generic) - Only use if no other event is applicable3rd Party Matter
MOTION TO RELESE FUNDS ON THE SALE OF REAL PROPERTY(SHELLPOINT MTG -HILL WALLACK)
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am22-12008 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $2,100.00
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am22-12630 / CMGDonald C. Goins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $2,232.00
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am22-12686 / CMGCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $4,768.00
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am22-13152 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $3,000.00
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am22-13477 / CMGBrad J. Sadek, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsTotal Paid In: $8,947.00
Debtor obj<> MIDFIRST BANK/Kent Court (KML)
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am22-13930 / CMGMark S Cherry Motion Relief from Co-Debtor Stay3rd Party Matter
SANTANDER (BROCK & SCOTT)
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am22-13930 / CMGMark S Cherry Motion Relief from Stay (Fee)3rd Party Matter
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am22-14113 / CMGKirsten B. Ennis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $1,000.00
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am22-15479 / CMGEugene Roth, Esq.Motion Relief from Stay (Fee)3rd Party Matter
NEW JERSEY HOUSING AND MTG FINC (McCABE, WEISBERG)


MK:atty says cure will be outside over 6 mo period proposal sent to creditor atty to review w/ his client
Matter ResolvedRequest
Adjourment
731/4/2023 9:00 am22-15637 / CMGFRANK J FISCHER, ESQMotion Relief from Co-Debtor Stay3rd Party Matter
debtor opp'n>>AMERICAN MTG INVESTMENT / Cedar Ave(KNUCKLES, KOMOSINSKI) cedar ave pty

12/1/22:made $400 . Filed a MP. Prior plan denied MP in 14 days.
realtor has been retained.NO 341 docs uploaded yet(only the listing agrements for the 2 properties

Notes for 11/16/22 Hearing
ATTY HAS 400 CASH
MP DENIED
MP 14 DAYS
ALL DOCS 341 14 DAYS
341 BY 12-15
TFS AUTO PAY


-------------------
11/16/22:MK: case on for conf ; REC DISMISS- NO 341. NO PAYMENTS

Frank Fischer ,esq is now debtor's aty
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am22-16148 / CMGMonica Mazurczyk, Esq.Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceNo Opposition FiledTotal Paid In: $7,000.00
MTN TO REFI


MK: non filing spouse to bowwow $ and will pay off case at 100%
Matter ResolvedRequest
Adjourment
01/4/2023 9:00 am22-17916 / CMGJonathan Goldsmith-Cohen, Esq.Motion Relief from Stay (Fee)3rd Party Matter
KRISTEN MOUTON AND JORDAN MOUTON (REYNOLDS LAW GROUP)
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am18-32967 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 29 of 49 required payments   Arrears: $3,194.00  Total Paid In: $46,304.00
(AMT: PP ARREARAGE CLM NOT REMOVED IN LM ORDER/NEEDS TO BE ADDRESSED. FEE APP FOR $5,000 IN PRIOR MP NEVER FILED)
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am19-29721 / CMGBruce W. Radowitz, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 27 of 38 required payments   Arrears: $11,490.00  Total Paid In: $44,304.00
issues as of 11/28/2022 (JMA)

1) Debtor filed modified plan reducing plan payment from $1,558/month to $500/month - need to provide proof of income for both debtor and spouse
2) Need to provide Trustee with 2021 tax return

proposed plan $44,304 paid to date, $500x48 begin 12/1/2022 base plan
paid in $44,304.45
arrears $9,840
47 months to go for an 84 month plan

Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am20-17313 / CMGJohn Zimnis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 19 of 30 required payments   Arrears: $1,220.00  Total Paid In: $10,920.00
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am21-16796 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 10 of 16 required payments   Arrears: $1,740.00  Total Paid In: $17,483.00
Matter ResolvedRequest
Adjourment
1041/4/2023 10:00 am22-11194 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 10 required payments   Arrears: $1,000.00  Total Paid In: $4,000.00
POI uploaded 12/6/22

AS OF 11/30/22 (SF)

1. Modified Plan proposes to reduce plan length from 60 months to 36 months because residential Lease is rejected.

2. Need amended I and J; 60 days proof of income for October and November and copy of new residential lease if any.

3. The plan proposes non-standard order of distribution.


MP proposes $3000 PTD, $500 X 30 BASE - Rejects residential lease
Plan has run 9 months with 51 months remaining
Arrears: $500

RESOLVED ISSUES:

Need copy of 2021 Tax Return (RECEIVED)
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-14242 / CMGDonald C. Goins, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 7 required payments   Arrears: $952.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-14937 / CMGJohn F. Bracaglia, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $2,500.00  
Matter ResolvedRequest
Adjourment
1241/4/2023 10:00 am22-15590 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $650.00  
341 scheduled for 12/22/22. This the third time it has been on EDC


As of 10/31/22 (DS): Debtor attorney requested adjournment, 341 sched 11/3/22.


As of 8/31/22 (DS): Debtor attorney requested adjournment, 341 sched 9/29/22
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-15637 / CMGFRANK J FISCHER, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $100.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-15682 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0  

AS of 11/29/22mk):

>>SAME AS LAST TIME-NEEDS TO RESOLVE #1

1. NJ DIV Of Taxation filed a priority estimated claim- no return for 2020
.
2. Trustee objection:
- Mtg arrears POC #14-1 almost doubled (85,197) the plan amt ($47,495)
-need to file Pre-Confirmation Certification.

----Resolved---------

-Brick MUA filed priority POC- plan has it as secured- TR pays as filed. BUT Brick Tship field a secured claim for prop taxes 4,846.21

>. Objection by Santander(Gross McGinley): RESOLVED- ORDER SUBMITTED - PAY POC ARREARS $85,199.73

plan$1,031 X 60 BEG 8/2022; $0
4/4 payments
bar date:9/26/22
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-15832 / CMGBrian S. Thomas, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 5 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
1091/4/2023 10:00 am22-15847 / CMGNicholas Fitzgerald, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 20 of 5 required payments   Arrears: $80.00  
APPRAISAL BY 12 14 DISCOVERY BY 12-31
11/8 workup for the 11/16 calendar
--same as last time


1. Trustee obj to the following:
- Need a mod plan that removes Real Time Resolutions from Section 4g, since creditor is on Section 4d of Plan.
- Must resolve creditors objections.
- Must file Pre-confirmation certificate.

2. Real Time (STEVEN KELLY) obj to cram of 2nd mortgage, states value is much higher $370,000.
--getting valuations-status?
- Checked Zillow and property is under contract for sale for $399,000. Plan does not propose to sell. There would be non-exempt equity if sold at that amount.

3. US Bank/Fay (MCCALLA, RAYMER LEIBERT) obj loan mod and arrears not paid.

Prop Plan $80 x 35 begin 9/1/22; Base and Loan mod on Hillcrest Ave by 1/31/23
Note: 2nd mortgage filed claim, no statement needed and objection filed, so no service will be needed.
Matter ResolvedRequest
Adjourment
1121/4/2023 10:00 am22-16050 / CMGEdward Nathan Vaisman Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 4 required payments   Arrears: $0  

AS OF 11/15/2022 (at):


1. Objection filed by Fay Servicing/Reliant Loan (Pincus) - plan payment will not cure arrears of $137,545.94 (per obj) and a loan mod is speculative.

2. Objection filed by Deutsche Bank (Parker McCay) - plan does not propose to pay pre-petition arrears of $1,222.55 (Per obj). MK: Order submitted- treat it outside- see forum notes in Claims (LANGUAGE ADDED)

3. Cavalry filed a secured claim #2 in the amount of $6,475.15 which is not in the plan. Is it ok to pay this claim or is the debtor going to move against this claim?

4. Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- Income contribution affidavit (FOR ADULT CHILD - NOT RECEIVED)
- A copy of the last filed tax return - for 2021 for non filing spouse. (NOT RECEIVED)
- Need proof of insurance for the 2007 Honda and 2009 Honda. (RECEIVED ONLY FOR 2009 HONDA)
- Amendments to Schedules to add oldest child's contribution to income (NOT AMENDED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,200/month for food
Need proof of excessive expenses 10 days prior to confirmation. (NOT RECEIVED)
- Need to file Pre-Confirmation Certification. (NOT FILED)
- Need to resolve objection filed by Fay Servicing. (UNRESOLVED)
- Need to resolve objection filed by Deutsche Bank. (UNRESOLVED)
- Need June and July 2022 bank statements for Wells Fargo account listed on B. (NOT RECEIVED)
- Debtor to provide explanation on why tax return filed as single (NOT RECEIVED)

**************************************
RESOLVED:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $690.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)

Modified plan before confirmation proposes: $335 x 60 beginning 9/1/2022, loan mod on second mortgage for Jeanette Street within 6 months of confirmation, base
Payments: 3/2, $335 credit
Matter ResolvedRequest
Adjourment
1321/4/2023 10:00 am22-16336 / CMGBrad J. Sadek, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 4 required payments   Arrears: $1,914.00  
amended I filed 12/6/22

issues as of 11/28/2022 (JMA)

1) Carrington Mortgage Services/Wilmington Savings Fund Society (Hill Wallack)
-arrears $42,306.20
2) Bridgeview Place Historic Condominium Association (Clemons Richter & Reiss)
-plan proposes inadequate payments to Bridgeview for prepetition arrears
3) Trustee objection to confirmation - need to resolve
- A current market analysis - for the Burlington property with comparables. CMA PROVIDED 10/17/2022 ARE DATED BETWEEN 10/20/2020AND 7/27/2021 - THE PETITION WAS FILED 8/1/2022 AND THE COMPS SHOULD BE WITHIN 6MONTHS OF FILING. THE DATES PROVIDED DO NOT REPRESENT THE CURRENT MARKET PRICES
- Need a copy of the homeowner's insurance renewal declaration - for both properties that includes liability insurance. PROVIDED 10/18/2022, RESOLVED
- Need proof of insurance for both Mercedes listed on Schedule B. CERT 10/18/2022 STATES THIS VEHICLE IS NOT RUNNING, NOT REGISTERED AND THEREFORE NOT INSURED
- Amendments to Schedules I for updated rental income.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $4,682.64.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $681.00 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $23,654 in non exempt equity in the Burlington property.
- There is $11,952 in non exempt equity in the 2018 Mercedes.
- Need to resolve objection by Carrington/Wilmington Savings.
The attorney's fees in the plan ($3,063) and the disclosure statement ($2,863) do not agree. AMENDED DISCLOSURE STILL NOT CORRECT
- One of these must b
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-16431 / CMGPRO SEConfirmation Hearing on Modified PlanPending WorkupDebtor has made 0 of 4 required payments   Arrears: $1,700.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-16533 / CMGRobert Jeney, Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $101.00  
As of 11/29/22(mk):

341 just held on 11/17/22.

1. Objection by Nationstar (LOGS):
-plan fails to cure Arrears of $1,336.88- OK TO PAY?

2. Trustee Objection:
-need amendments to schs B & C to add add
Navy FCU, United Teletech FCU and Bank of
America accts. Amend Sch B to add PI claim.-
- need 2 mos bank statements form Navy FCU &
B of A prior to filing date.
-improper exemptions:Need to amend Schedule C to take a 522(d)(1) exemption instead of 522(b)(3)(b) based upon the election of the remaining exemptions. Improper use of both state and federal exemptions.
- not paying al dispos income into plan:22c has disposable income $2,064.14, which would require minimum dividend $123,848.40 to gucs.
-schedules fail to include tax refuns of 2,784 for dispo income.
-There is non-exempt equity in United Teletech acct $2,800 and all other bank accounts (pending bank statements from all other accounts).
- Nationstar filed arrears claim $1,336.66, also must resolve Nationstar objection.
- Must file Pre-confirmation certificate.
- Need to add to confirming order all non-exempt proceeds from personal injury claim.
- Need Certification if debtor explaining the Bank of America account listed on her 8/26/22 pay advice if she doesn't own said account.
-excessive expenses:Food $600, Clothing $165 and 2 car payments $661.31 and $660. ( SCH I HAS NO INFO ON NON FILING SPOUSE AND SCH J SAY DEBTOR HAS NO DEPENDANTS--SOFA HAS HE'S IS MARRIED- NEED CLARIFICATION ON THIS

Plan:100.83 x 60 begin 10/1/22; Dollar Base $5,500
2/3 payments
Matter ResolvedRequest
Adjourment
1101/4/2023 10:00 am22-16588 / CMGCamille J. Kassar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 20 of 4 required payments   Arrears: $0  

issues as of 10/20/2022 (JMA) - cannot grant adjournment request at this time, need consent of objecting creditor and need all 341 required documents

1) 341 not held, not rescheduled - no 341 documents provided to date
2) Truman 2021 SC9 Title Trust/US Bank (Romano Garubo) objection to confirmation, need to resolve
-plan is not feasible
3) IRS priority claim is estimated for 2019-2021 taxes, need to resolve
4) IRS guc claim is estimated for 2018 taxes, need to resolve
5) Need to file Pre Confirmation Certification with Court

proposed plan $200x60 begin 9/1/2022 with loan mod by 2/1/2023 100% plan
paid in $2,044
last claim 1
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-16755 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $622.00  
issues as of 11/28/2022 (JMA)

1) NewRez LLC d/b/a Shellpoint Mortgage Servicing (Pincus Law Group) objection to confirmation - need to resolve
- pre-petition arrears $22,571.09
2) Trustee objection to confirmation - need to resolve
- A copy of the homeowner's insurance renewal declaration - insurance expired 8/16/22. RESOLVED, PROVIDED NEW POLICY THROUGH 8/2023
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Transportation $472. NOT ADDRESSED
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Disposable income verifies $901.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is estimated non-exempt equity in real property $31,491 and PayPal acct $770. (100% PLAN)
- Must file Pre-confirmation certificate. STILL NOT FILED
3) NJ Division of Taxation is estimated for 2022 taxes NOT RESOLVED

proposed plan $460x60 begins 9/1/2022 100% plan
paid in $1218
arrears $162
last claim 4
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-17118 / CMGSTEVEN J. SICOConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0  

341 now on for 12/8/22

11/3/22(mk):

2/2 payments

no 341 hearing. we have some docs still need:

--SPOUSE POI 60 DAY FROM JULY/AUG 2022.

--.PROVIDE SPOUSE SIGNED CERT OF INCOME...HOW OFTEN PAID, AMOUNT AND HOW PAID........INDICATE POI ON BANK STMNTS...
Matter ResolvedRequest
Adjourment
1281/4/2023 10:00 am22-17203 / CMGSEYMOUR WASSERSTRUM, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $940.00  
PER ATTY FUNDS SUBMITTED PENDING PROOF OF PYMT
341 now on for 12/8/22


AS OF 11/4/2022 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $1,880
Matter ResolvedRequest
Adjourment
1321/4/2023 10:00 am22-17278 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,781.00  
UPDATED 11/14/2022 (JMA) - ATTY PROVIDED PROOF OF MONEY ORDERS IN THE AMOUNT OF $990 BEING MAILED TODAY
issues as of 11/9/2022 (JMA)

1) Americredit Financial Services Inc (Morton) objection to confirmation - need to resolve
-objection to language in the plan that provides that GM Financial's lien on the 2018 Mazda6 will be discharged upon Plan completion.
2) Trustee objection to confirmation - need to resolve
-Proof of 2 month's income - for debtor once she returns to work.
-The debtor(s) plan consists of unnecessary or excessive expense items, such as: $3,100/month for rent
-The debtor has failed to provide proof of service with respect to Plan Motion (s).
-Need proof of service on One Main Financial.
-Need to file Pre-Confirmation Certification.
-Need to resolve objection by Americredit Financial/GM Financial
3) No Trustee plan payments made to date, arrears $1,968

proposed plan $984x60 base plan
paid in $0
arrears $1,968
last claim 16
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-17390 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $600.00  
As of 11/8/22 (DS): Debtor attorney requested adjournment, 341 sched 12/8/22
Matter ResolvedRequest
Adjourment
1401/4/2023 10:00 am22-17473 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,000.00  
As of 11/15/22 (DS): Debtor attorney requested adjournment, 341 sched 12/1/22
Matter ResolvedRequest
Adjourment
1541/4/2023 10:00 am22-17851 / CMGBrad J. Sadek, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

As of 11/29/22(mk):

>>.MAY WANT TO ADJ TO AFTER THE BAR DATE OF 12/13/22<<

1. Trustee Objection:
-need Whole life insurance policy with value (doc provided is face amount only for
$125,000).
-There is non-exempt equity in real property $55,809, 2015 Dodge Ram $11,856.13, 2014
Dodge Durango $5,753 and 1995 Pontiac Grand Prix $1,125 (Sched B is not allowed to
take 10% cost of sale on any of the vehicles)

-----Resolved-----------
-proof of current home insurance- Provided

Plan:$666 x 60 begin 11/1/22; Base
1/1 payments
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-17880 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,050.00  
AS of 11/29/22(mk):

>>BAR DATE IS 12/13/22. SHOULD ADJ TILL AFTER THAT DATE.

1. Objection by Deutsche Bank(Frenkel Lambert)
-plan fails to cure arrears.

2.Objection by Carvana(Lavin, Cedrone et al):
-objects to value of 2015 Ford

3. Trustee Objection
Need a statement for the spouse's 401k loan.
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$300/month for home maintenance
$500/month for utilities
$475/month for cable/internet/phones
$310/$485/$320/month car payments (cannot have 3 car payments)
$230/month for gym equipment
Need proof of excessive expenses 10 days prior to confirmation (Debtor intends to amend
Plan for 100%)
-There is $14,784 in non exempt equity in the residence.
Debtor's attorney must file a fee application within 7 days of the entry of the order
confirming the plan.
Need an explanation as to why proposed plan decreases trustee payment in month 10
(Debtor intends to amend Plan for 100%)
Trustee order of distribution





Plan:$1,050 X 9; $695 X 51 BEG 11/2022; LM BY 4/31/2023; MIN $27,029.42
1/1 payments
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-17919 / CMGEdward Hanratty, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $310.00  
AS OF 11/30/2022 (at):

1. Objection filed by Moors Landing HOA (Hill Wallack) - plan is silent as to secured claim in the amount of $52,266.66 (Per POC). Plan proposes to pay $8,025.31

2. Objection filed by SN Servicing/US Bank (Friedman Vartolo) - plan relies solely on loan modification and does not propose to cure arrears in the plan.

3. Trustee's objection:
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- $796/month for cable/internet/phone
Need proof of excessive expenses 10 days prior to confirmation. (RECEIVED PROOF OF $703/MONTH FOR CABLE/INTERNET/PHONE)
- Need to file Pre-Confirmation Certification. (NOT FILED)

RESOLVED ISSUES:
The debtor has failed to provide proof of service with respect to Plan Motion (s).
- Need proof of service on Moors Landing HOA. (OK. OBJECTION FILED)
- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

Plan proposes: $310 x 36 beginning 10/1/2022, loan modification within 6 months of confirmation, base
Payments: 1/1
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18097 / CMGStacey L. Mullen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

AS of 11/29/22(mk);

>>PLAN IS 100%- SHOULD ADJ TO AFTER BAR DATE OF 12/21/22

1. Trustee objection:
There is $166,513.50 in non exempt equity in the residence. Plan is 100% so Tr will protect
the equity T/h. Plan is 100%

-------Resolved--------
11/22/22(mk: CO submitted resolving obj( by Harley Davidson) to conf.- oay outside directly to creditor


Plan:1,060 x60 100%
1/1
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18169 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,000.00  
As of 12/1/22 (DS): Debtor attorney requested adjournment, Mod plan filed 11/30/22

As of 11/28/22 (DS): 1. Debtor in arrears $1,000, made 0 out of 1, 2 payments soon.

2. Trustee obj to the following:
- Need 2021 tax return for Debtor and Bank of America statements from July through September.
- Excessive expenses on Schedule J such as: $950 childcare and $735 car payment (requires proof of expenses 10 days before confirmation).
- Disposable income verifies $1,974, not deducting excessive expenses. There would be additional disposable income pending proof of expenses.
- Debtor needs to add all domestic support obligations to the plan and schedules and file the support obligation form.
- Need service to American Express, which was improperly served to PO Box, not street address and serves attorney, but no notice of appearance filed.

3. NewRez/Shellpoint (MCCALLA RAYMER LEIBERT) obj full arrears not paid pending loan mod and loan mod was not offered to Debtor. Loss mit order granted 11/14/22 doc#11 states loan mod by 2/12/23, but creditor obj after order 11/18/22.

4. Santander (MORTON) obj to cram, but plan is not cramming vehicle, but proposing to pay claim in full. Obj must be resolved.

5. Must resolve IRS estimated tax claim (2018, 2019 and 2021 not filed).

Prop Plan $1,000 x 6; $2,029.79 x 54; Base and Loan mod on Oregon Ave by 4/2023
Note: 2021 Tax return for spouse provided, she filed as HOH. Service to LVNV Funding done.
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18169 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,000.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18390 / CMGSteven A Serna, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $555.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18410 / CMGJOSEPH ALBANESE, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,948.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18418 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $710.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18432 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,274.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18447 / CMGAndrew B. Finberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $450.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18490 / CMGBruce C. Truesdale, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,695.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18525 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $4,310.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18531 / CMGJonathan Goldsmith-Cohen, Esq.Confirmation Hearing ScheduledContinued
1/18/2023 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0  

Adjourn to after bar date
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18545 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18639 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,000.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18682 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18718 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18731 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $375.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18787 / CMGMonica Mazurczyk, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,500.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18790 / CMGBrad J. Sadek, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,041.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18798 / CMGRoger J. Yehl, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $361.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18813 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $250.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18827 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $700.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18839 / CMGREGINA L GELZER, ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18848 / CMGMelinda D Middlebrooks, EsqConfirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18918 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18964 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $603.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18964 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $603.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-18982 / CMGS DANIEL HUTCHISON ESQConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,280.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-19027 / CMGAndrew Thomas Archer Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $700.00  
Matter ResolvedRequest
Adjourment
01/4/2023 10:00 am22-19209 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $250.00  
Matter ResolvedRequest
Adjourment
01/4/2023 11:00 am22-19641 / CMGPRO SEOrder Show CauseJudge to Reserve Decision
CREDIT COUNSELING
Matter ResolvedRequest
Adjourment
01/4/2023 12:00 pm18-12420 / CMGCandyce I. Smith-Sklar, Esq.Motion Compensation3rd Party MatterTotal Paid In: $18,412.00
Matter ResolvedRequest
Adjourment
01/4/2023 12:00 pm20-18171 / CMGWilliam H. Oliver, Jr., Esq.Motion CompensationNo Opposition FiledTotal Paid In: $8,907.00
Matter ResolvedRequest
Adjourment
01/4/2023 12:00 pm21-15049 / CMGEdward Hanratty, Esq.Motion Compensation3rd Party MatterTotal Paid In: $10,298.00
Matter ResolvedRequest
Adjourment
01/4/2023 12:00 pm22-11353 / CMGEdward Hanratty, Esq.Motion Compensation3rd Party Matter
Only creditors in case were the 3 mtgs and atty fees.

$held in escrow 364,244.18 for 1900 Cap trust payoff- ST CT ruled mtg is valid so the motion to release those funds should be granted on 1/4/23. There are no NE proceeds form the sale.

So this case would sty open to pay atty fess for (prior approved 11,876.75 1,202.69) this application seeks another 11,123.02. Debtro on Soc security and MP only provides 150 x 36
Matter ResolvedRequest
Adjourment
01/4/2023 12:00 pm22-13187 / CMGEdward Hanratty, Esq.Motion Compensation3rd Party MatterTotal Paid In: $19,855.00
(**AMT: NEED CHANGE OF ADDRESS FOR DEBTOR REFUND)
Matter ResolvedRequest
Adjourment
01/4/2023 3:00 pm22-16141 / CMGRobert C. Nisenson, Esq.AP Summons IssuedJudge to Reserve Decision
AP 22-1352 TSG RESOURCES & SUBSIDIUM HEALTHCARE VS. ZIEMANN
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes