Calendar Disposition List

ALBERT RUSSO • STANDING CHAPTER 13 TRUSTEE
CALENDAR DISPOSITION LIST

Judge Michael B. Kaplan

Hearing Date: 4/24/2024

Hearing Count: 0

Last Updated: 04-26-2024 05:52 PM

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	Proceeding #	Hearing Date	Case Number	Debtor Attorney	Hearing Type	Disposition	Trustee Notes
Email Inquiry Matter Resolved Request Adjourment	1	4/24/2024 9:00 am	17-20067 / MBK	Candyce I. Smith-Sklar, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Continued 5/8/2024 9:00 am	Total Paid In: $18,426.00 Possible $1,882.99 TFS receipt in transit to complete the case (dm) 4/18 AMT: NO PYMTS SINCE LAST HEARING/NEED 3 PYMTS TO COMPLETE<> 3/21 AMT: ARREARS CURED/OWES MARCH & WILL COMPLETE TIMELY<<>> Debtor obj, will pay prior to hearing<>ARREARS
Email Inquiry Matter Resolved Request Adjourment	2	4/24/2024 9:00 am	18-33921 / MBK	Jeffrey E. Jenkins, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Dismissed	ADJ to 4/24 - Atty recently was in contact with debtor and will make final payment. 4/9 AMT; ADVISED ATTY NEED 1 ADD'L PYMT TO COMPLETE<<>> FAILED TO PAY PLAN BALANCE
Email Inquiry Matter Resolved Request Adjourment	3	4/24/2024 9:00 am	18-35241 / MBK	TIMOTHY P NEUMANN, ESQ	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Continued 5/22/2024 9:00 am	Total Paid In: $85,807.00 ADJ to 5/22 Peremptory. 3/25 AMT: PAYOFF LETTER PROVIDED<<>> ARREARS
Email Inquiry Matter Resolved Request Adjourment	4	4/24/2024 9:00 am	18-35244 / MBK	ALEXANDER J RINALDI, ESQ	Motion Motion (Generic) - Only use if no other event is applicable	Granted	MTN DEEMING TR CONDUIT PYMTS CURRENT
Email Inquiry Matter Resolved Request Adjourment	5	4/24/2024 9:00 am	19-10510 / MBK	Jonas Singer, Esq.	Motion Motion (Generic) - Only use if no other event is applicable	Granted	MTN DEEMING TR CONDUIT PYMTS CURRENT
Email Inquiry Matter Resolved Request Adjourment	6	4/24/2024 9:00 am	19-12383 / MBK	Robert Cameron Legg, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Continued 5/8/2024 9:00 am	Total Paid In: $100,743.00 Debtor obj<>ARREARS
Email Inquiry Matter Resolved Request Adjourment	7	4/24/2024 9:00 am	19-14443 / MBK	Warren Levy, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Withdrawn	Debtor obj<>ARREARS
Email Inquiry Matter Resolved Request Adjourment	8	4/24/2024 9:00 am	19-15219 / MBK	Andrew Thomas Archer, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Continued 5/8/2024 9:00 am	Total Paid In: $35,412.00 AMT; DEBTOR MAKING PYMTS/1 TO COMPLETE<<>> FAILED TO PAY PLAN BALANCE
Email Inquiry Matter Resolved Request Adjourment	9	4/24/2024 9:00 am	19-15516 / MBK	Robert Cameron Legg, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Continued 5/22/2024 9:00 am	Total Paid In: $9,322.00 Debtor obj, making pymt<>FAILED TO PAY PLAN BALANCE
Email Inquiry Matter Resolved Request Adjourment	10	4/24/2024 9:00 am	19-16645 / MBK	MaryBeth Schroeder, Esq.	Motion Cross Motion	Continued 5/8/2024 9:00 am	Total Paid In: $87,432.00 GREGORY HEIZLER CROSS MTN FOR NUNC PRO TUNC RETENTION (Casello)
Email Inquiry Matter Resolved Request Adjourment	11	4/24/2024 9:00 am	19-16645 / MBK	MaryBeth Schroeder, Esq.	Motion Motion (Generic) - Only use if no other event is applicable	Continued 5/8/2024 9:00 am	Total Paid In: $87,432.00 MTN TO DISGORGE SPECIAL COUNSEL FEES
Email Inquiry Matter Resolved Request Adjourment	12	4/24/2024 9:00 am	19-16854 / MBK	Warren Brumel, Esq.	Motion to Cancel and Discharge	Granted	MTN TO CANCEL DICHARGE/WELLS FARGO BANK (DJ-95337-16)
Email Inquiry Matter Resolved Request Adjourment	13	4/24/2024 9:00 am	19-18333 / MBK	Thomas G. Egner, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Withdrawn	Total Paid In: $39,939.00 AMT: PIF/PENDING CLOSING<<>> 2/23 AMT: PL BAL $15,689 in mo 58<<>> Debtor obj, will pay before mo 60<>PLAN WILL NOT COMPLETE TIMELY DUE TO ORDER #34 ADDING PP MTG ARREARS
Email Inquiry Matter Resolved Request Adjourment	14	4/24/2024 9:00 am	19-19335 / MBK	Peter J. Broege, Esq.	Trustee Certification of Default	Withdrawn	AMT: PIF/PENDING CLOSING<> Debtor obj, will pay<> ARREARS
Email Inquiry Matter Resolved Request Adjourment	15	4/24/2024 9:00 am	19-21345 / MBK	Eugene Roth, Esq.	Creditor Certification of Default	Order to be Submitted	Total Paid In: $78,536.00 Debtor obj<>RUSHMORE/Ship Ave (Saltzman)
Email Inquiry Matter Resolved Request Adjourment	16	4/24/2024 9:00 am	19-21668 / MBK	Kevin C. Fayette, Esq	RE-LISTED Creditor Certification of Default	Continued 5/22/2024 9:00 am	Total Paid In: $39,016.00 amt: 1/24/24 hearing was OTBS<<>> debtor obj<> NATIONSTAR/Woodland St (Greenspoon)
Email Inquiry Matter Resolved Request Adjourment	17	4/24/2024 9:00 am	19-22136 / MBK	Franklin S. Montero, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Continued 5/22/2024 9:00 am	Total Paid In: $98,850.00 Debtor Atty waiting for the payoff from mtg co - trying to negotiate an amended order with the creditor so they can file MP to complete the case (dm) ADJ to 4/24 for MP to be filed (dm) Debtor obj<>FAILED TO FILE FEASIBLE PLAN/WILL NOT COMPLETE TIMELY DUE TO CONS ORDER DOC #80 ADDING >$18,000 TO PLAN
Email Inquiry Matter Resolved Request Adjourment	18	4/24/2024 9:00 am	19-22682 / MBK	Warren Brumel, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Trustee Order	Total Paid In: $59,946.00 AMT: $ 59,946 PTD (58); $ 1,339 X 2 BEGINNING 5/1/24; PNC BANK, POC # 10-1, WAS GRANTED STAY RELIEF AND SHALL BE TREATED OUTSIDE THE PLAN. TRUSTEE SHALL MAKE NO FURTHER PAYMENTS ON POC #10-1, AND ANY RESERVED FUNDS SHALL BE RELEASED FOR PAYMENT TO OTHER CREDITORS UNDER THE CONFIRMED PLAN (ATTY ok) Debtor obj<>SV/PNC BANK
Email Inquiry Matter Resolved Request Adjourment	19	4/24/2024 9:00 am	19-23348 / MBK	MaryBeth Schroeder, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Dismissed	FAILED TO SELL LONG JOHN SILVER PPTY BY AUG, 2020 AND TURN OVER N/E PROCEEDS TO PAY T/H EQUITY IN R.E.
Email Inquiry Matter Resolved Request Adjourment	20	4/24/2024 9:00 am	19-25802 / MBK	Yakov Rudikh, Esq.	Trustee Certification of Default	Withdrawn	Total Paid In: $24,727.00 Debtor obj, will pay<>ARREARS
Email Inquiry Matter Resolved Request Adjourment	21	4/24/2024 9:00 am	19-27023 / MBK	Yakov Rudikh, Esq.	Trustee Certification of Default	Withdrawn	Total Paid In: $31,145.00 AMT: ARREARS CURED/OWES APRIL & WILL COMPLETE TIMELY<<>> ADJ to 4/24 for payment to post (dm) Debtor obj, requests time to pay<> ARREARS
Email Inquiry Matter Resolved Request Adjourment	22	4/24/2024 9:00 am	19-27043 / MBK	Marc C. Capone, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Trustee Order	Total Paid In: $95,624.00 Trustee Order: $95,623.65 Ptd, then $3,039 x 5 starting 5/1/24 Debtor obj, requests recap<> ARREARS
Email Inquiry Matter Resolved Request Adjourment	23	4/24/2024 9:00 am	19-30337 / MBK	Peter E. Zimnis, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Trustee Order	Total Paid In: $24,592.00 AMT: $24,592 PTD (54); $1,000 X 6 BEG 5/1/24 ( ATTY OK)<<>> $4,500 mailed - needs to clear - ADJ 4/24 to post (dm) Debtor obj, will pay<>ARREARS
Email Inquiry Matter Resolved Request Adjourment	24	4/24/2024 9:00 am	19-30469 / MBK	Brian L. Hoffman, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Trustee Order	Total Paid In: $15,370.00 AMT: $ 15,370 PTD (54); $ 470 X 6 BEG 5/1/24 (ATTY OK)<<>> FAILED TO PAY PLAN BALANCE
Email Inquiry Matter Resolved Request Adjourment	25	4/24/2024 9:00 am	19-30489 / MBK	Marc C. Capone, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Continued 6/12/2024 9:00 am	Total Paid In: $56,142.00 MP to be filed by 4/26/24 to surrender - ADJ to 6/12 (dm) Debtor obj, filing MP<>SV/ANDREWS FCU; ARREARS
Email Inquiry Matter Resolved Request Adjourment	26	4/24/2024 9:00 am	19-30843 / MBK	Robert Cameron Legg, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Continued 5/8/2024 9:00 am	Total Paid In: $15,583.00 Debtor obj, will pay<>FAILED TO PAY PLAN BALANCE
Email Inquiry Matter Resolved Request Adjourment	27	4/24/2024 9:00 am	19-30989 / MBK	Andrew Thomas Archer, Esq.	Motion Relief from Stay (Fee)	Order to be Submitted	Total Paid In: $56,326.00 Debtor obj, proposes pymt & 6 mo cure<>WELLS FARGO/Green Grove Rd (FRENKEL LAMBERT)
Email Inquiry Matter Resolved Request Adjourment	28	4/24/2024 9:00 am	19-33242 / MBK	Candyce I. Smith-Sklar, Esq.	Motion File Claim After Claims Bar Date	Withdrawn	Total Paid In: $33,484.00 Debtor obj<>MTN TO ALLOW BROADWAY NY, LLC TO FILE LATE CLM AND PAYABLE IN THE PLAN
Email Inquiry Matter Resolved Request Adjourment	29	4/24/2024 9:00 am	20-10160 / MBK	Daniel E. Straffi, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Trustee Order	Total Paid In: $37,610.00 Trustee Order: $37,610 Ptd, then $2,001 x 9 starting 5/1/24, debtor sign-up for TFS Debtor obj, made pymt & requests recap<>ARREARS; NOT FEASIBLE DUE TO PP CLMS
Email Inquiry Matter Resolved Request Adjourment	30	4/24/2024 9:00 am	20-11064 / MBK	Kevin C. Fayette, Esq	RE-LISTED - Creditor Certification of Default	Granted	MBK grants stay relief. HOLD FOR JUDGE 7/12/23 HEARING WAS OTBS - Creditor asserts $12,126 arrears including April. - Debtor Atty holding $4,353 & wants a recap in the plan. - 9 months left in the case. ***** Debtor obj<> SESLENE/Walnut Ave (Pincus)
Email Inquiry Matter Resolved Request Adjourment	31	4/24/2024 9:00 am	20-14186 / MBK	Steven J. Abelson, Esq.	Creditor Certification of Default	Continued 5/22/2024 9:00 am	Total Paid In: $34,284.00 Debtor obj, made pymt<>FREEDOM MTG/3rd Ave (Brock & Scott)
Email Inquiry Matter Resolved Request Adjourment	32	4/24/2024 9:00 am	20-21589 / MBK	George E. Veitengruber, III, Esq.	Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)	Continued 5/8/2024 9:00 am	MOTION TO VACATE DISMISSAL 1) Trustee OBJ: - The Trustee issued two debtor refunds totaling $2,256.71 in April 2024. The debtor's arrears are $3,106.71 as of April 15, 2024, which includes the debtor refunds.
Email Inquiry Matter Resolved Request Adjourment	33	4/24/2024 9:00 am	20-23241 / MBK	Peter E. Zimnis, Esq.	Motion Relief from Stay (Fee)	Continued 5/8/2024 9:00 am	Total Paid In: $20,426.00 Debtor obj, making pymts<>NJTL CAPITAL (GARY ZEITZ)
Email Inquiry Matter Resolved Request Adjourment	34	4/24/2024 9:00 am	20-23883 / MBK	Bruce C. Truesdale, Esq.	Motion Motion (Generic) - Only use if no other event is applicable	Granted	Total Paid In: $13,081.00 MTN TO AUTH DISTRIBUTION OF INS PROCEEDS NUN PRO TUNC
Email Inquiry Matter Resolved Request Adjourment	35	4/24/2024 9:00 am	21-13286 / MBK	Kevin C. Fayette, Esq	Creditor Certification of Default	Continued 5/22/2024 9:00 am	Total Paid In: $29,070.00 Debtor obj, can pay<> US BANK/New Jersey Road (Brock & Scott)
Email Inquiry Matter Resolved Request Adjourment	36	4/24/2024 9:00 am	21-14191 / MBK	Daniel E. Straffi, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Withdrawn	Total Paid In: $17,800.00 AMT: 4/10 *****<<>> Debtor obj, filed MP<>FAILED TO SELL ORANGE AVE PPTY BY 2/124
Email Inquiry Matter Resolved Request Adjourment	37	4/24/2024 9:00 am	21-15867 / MBK	Peter J. Broege, Esq.	Trustee Certification of Default	Trustee Order	Total Paid In: $8,210.00 AMT: $ 8210 PTD (33); $ 575 X 6 BEGINNING 5/1/24; PLAN EXTENDED TO 39 MO (ATT OK)<<>> ADJ to 4/24 for payment to post (dm) Debtor obj, can make pymt & requests recap<> ARREARS
Email Inquiry Matter Resolved Request Adjourment	38	4/24/2024 9:00 am	21-16000 / MBK	Robert Cameron Legg, Esq.	Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/Refinance	Granted	Total Paid In: $42,608.00 MTN TO APPROVE REFI
Email Inquiry Matter Resolved Request Adjourment	39	4/24/2024 9:00 am	21-16687 / MBK	Thomas G. Egner, Esq.	Creditor Certification of Default	Granted	Total Paid In: $2,900.00 Debtor obj, (WITHDRAWN)<> EAST COAST LUMBERTON APTS (Spohn)
Email Inquiry Matter Resolved Request Adjourment	40	4/24/2024 9:00 am	21-18761 / MBK	Kevin C. Fayette, Esq	Trustee Certification of Default	Dismissed	Debtor obj, lm completed, filing MP<> ARREARS
Email Inquiry Matter Resolved Request Adjourment	41	4/24/2024 9:00 am	21-18992 / MBK	Robert Cameron Legg, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Dismissed	ARREARS
Email Inquiry Matter Resolved Request Adjourment	42	4/24/2024 9:00 am	21-19475 / MBK	Robert Cameron Legg, Esq.	Motion Relief from Co-Debtor Stay	Continued 5/22/2024 9:00 am	Total Paid In: $42,625.00 Debtor obj<>WILMINGTON SAVINGS /Stamford Drive(HILL WALLACK)
Email Inquiry Matter Resolved Request Adjourment	43	4/24/2024 9:00 am	22-10295 / MBK	Kevin C. Fayette, Esq	Motion Relief from Stay (Fee)	Granted	Total Paid In: $44,463.00 SANTANDER / Tekening Way (GROSS)
Email Inquiry Matter Resolved Request Adjourment	44	4/24/2024 9:00 am	22-10573 / MBK	Edward Hanratty, Esq.	Motion Relief from Stay (Fee)	Order to be Submitted	Total Paid In: $104,676.00 NA - OTBS per Wendy (dm) AMT: TR LTR REQUESTING CONDUIT<> Debtor obj<>ROCKET /MTG/QUICKEN - Branden Ave (KML)
Email Inquiry Matter Resolved Request Adjourment	45	4/24/2024 9:00 am	22-10851 / MBK	STEVEN J. SICO	Creditor Certification of Default	Withdrawn	Total Paid In: $49,150.00 NOTE SUBMISSION TO CHAMBERS TODAY Debtor obj, current<>US Bank/Chalet Drive (RAS)
Email Inquiry Matter Resolved Request Adjourment	46	4/24/2024 9:00 am	22-11315 / MBK	Melinda D Middlebrooks, Esq	Motion Motion (Generic) - Only use if no other event is applicable	Granted	Total Paid In: $3,156.00 FREEDOM MTG / Warren Street (BROCK & SCOTT)
Email Inquiry Matter Resolved Request Adjourment	47	4/24/2024 9:00 am	22-11555 / MBK	Daniel E. Straffi, Esq.	Motion Relief from Stay (Fee)	Moot - Dismissed	WILMINGTON SAVINGS /Mermaid Ave (ROBERTSON)
Email Inquiry Matter Resolved Request Adjourment	48	4/24/2024 9:00 am	22-12070 / MBK	Robert Cameron Legg, Esq.	Order Shorten Time	Granted	Total Paid In: $29,657.00 OST - MTN TO APPROVE VEHICLE FINANCING<>> as of 4/15 we have no documents yet edc
Email Inquiry Matter Resolved Request Adjourment	49	4/24/2024 9:00 am	22-12736 / MBK	Peter E. Zimnis, Esq.	Trustee Certification of Default	Continued 5/8/2024 9:00 am	Total Paid In: $8,986.00 ADJ to 5/8 for $800 TFS payment to clear Atty filed obj<> ARREARS
Email Inquiry Matter Resolved Request Adjourment	50	4/24/2024 9:00 am	22-15454 / MBK	Carol L. Knowlton, Esq.	Motion Extend Time	Continued 5/8/2024 9:00 am	Total Paid In: $45,250.00 EXTEND SALE TIME
Email Inquiry Matter Resolved Request Adjourment	51	4/24/2024 9:00 am	22-15454 / MBK	Carol L. Knowlton, Esq.	Motion Cross Motion	Continued 5/8/2024 9:00 am	Total Paid In: $45,250.00 Debtor obj<>CREDITOR, MITCHELL CROSS MTN TO CONVERT TO CH 7 (Kasen)
Email Inquiry Matter Resolved Request Adjourment	52	4/24/2024 9:00 am	22-16555 / MBK	Joseph Casello, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Trustee Order	Total Paid In: $47,902.00 AMT: $47,902 PTD (20); $5,630 X 40 BEGINNING 5/1/24 (ATTY OK)<<>> ARREARS
Email Inquiry Matter Resolved Request Adjourment	53	4/24/2024 9:00 am	22-17009 / MBK	Marcia Y. Phillips, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Dismissed	NA 2nd call AMT: MP 5/22 NEEDS TO APPEAR TO REQUEST ADJ OF TR MTN<<>> ADJ to 4/24 for MP to be filed (dm) Debtor obj<>SV/AMERICAN HONDA
Email Inquiry Matter Resolved Request Adjourment	54	4/24/2024 9:00 am	22-17261 / MBK	George E. Veitengruber, III, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Continued 6/12/2024 9:00 am	Total Paid In: $5,616.00 ADJ to 6/12 Peremptory (dm) Debtor completed Trial Mod with January payment - ADJ to 2/28 for final Loan Mod (dm) Debtor obj, approved for trial mod<>FAILED TO LM BY 4/1/23; LOSS MIT EXPIRED 11/1/23
Email Inquiry Matter Resolved Request Adjourment	55	4/24/2024 9:00 am	22-17406 / MBK	Daniel E. Straffi, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Continued 5/22/2024 9:00 am	Total Paid In: $20,250.00 AMT: MP 5/22 NEEDS TO APPEAR TO REQUEST ADJ OF TR MTN<<> Debtor obj, filing MP<>FAILED TO REFI BY 3/1/24
Email Inquiry Matter Resolved Request Adjourment	56	4/24/2024 9:00 am	22-17525 / MBK	Steven J. Abelson, Esq.	Motion Reinstate Stay	Continued 5/8/2024 9:00 am	Total Paid In: $2,850.00 AMT: TR LTR REQUESTING CONDUIT<> REINSTATE STAY
Email Inquiry Matter Resolved Request Adjourment	0	4/24/2024 9:00 am	22-18697 / ABA	Carol L. Knowlton	Confirmation Hearing Scheduled	Withdrawn	Debtor has made 261 of 17 required payments Arrears: $0 MP filed 4/19 ISSUES AS OF 4/17/2024 (DM): Motion to Expunge Renny & Shelia Jones POC (9-1) is scheduled for 5/14/24 (dm) 4/10/24 (EDC): Per Judge, by 4/22/24 debtor to provide all docs, insurance, MP, resolve trustee issues regarding feasibility. Can file Cert of Default on 4/23/24 if not all docs received with order dismissing the case. Marital residence was sold, and trustee received $64,564 from sale but otherwise has only paid 2 of 17 payments. 1) Renny & Shelia Jones (CORVELEYN LAW FIRM) OBJs - case pending for 17 months, claims that the 4 properties, although in the name of debtor, are not really hers because Jones put up all the money. Debtor is collecting rent on 2 properties but not disclosed in schedules. Secured POC from Renny and Sheila Jones (Graig Corveleyn, Esq) in the amount of $1,422,602.98 makes the case infeasible. 100% due to non-exempt equity in real estate. 2) Trustee OBJ and Balboa Notes: - Not feasible - would need over $1,000/month even if we don't include 1.4 million claim. - Needs MP to be filed selling at least one property to be feasible. - Need proof of employment. - Need trustee payments. - Need Homeowner's Insurance for all properties (UNRESOLVED). - Pay Stubs for period ending 09/01/2022 - 10/31/2022 (UNRESOLVED). - Current Pay Stub (UNRESOLVED). - Tax Declaration Form/Pre-Conf Certification (UNRESOLVED). - Need 2022 tax return (UNRESOLVED). - Proof Debtor has no ownership interest Fencl Enterprises, LLC (UNRESOLVED). - Are 602 Cinnaminson & 725 Morgan rented? - MP needed now that the sale was completed, to deal with municipal fines, real estate taxes, and water/sewer - See POCs 9, 12-15 (UNRESOLVED). - MP or file a Motion to address claim of Renny & Sheila Jones (UNRESOLVED). - Amend Petition (aka Fenci "see property search 401 Second Street"). - Amend Sch C - Debtor is over on 522(d)(5) as full 522(d)(1) was used (UNRESOLVED). - Who is the 4th person on debtor's Form 122C? Debtor is separated. - Amend Sch. I/J: clarif
Email Inquiry Matter Resolved Request Adjourment	57	4/24/2024 9:00 am	22-18766 / MBK	Candyce I. Smith-Sklar, Esq.	Creditor Certification of Default	Withdrawn	Total Paid In: $11,598.00 AMT; TR LTR REQUESTING CONDUIT<> Debtor obj, payments have been made<> NATIONSTAR/Landon Dr (LOGS)
Email Inquiry Matter Resolved Request Adjourment	58	4/24/2024 9:00 am	22-18873 / MBK	Stacey L. Mullen, Esq.	Trustee Certification of Default	Withdrawn	Total Paid In: $11,400.00 AMT: ARREARS CURED/OWES PARTIAL APRIL AND WILL COMPLETE TIMELY<<>> Debtor obj, will cure end of march<> ARREARS
Email Inquiry Matter Resolved Request Adjourment	59	4/24/2024 9:00 am	22-19683 / MBK	Lee M. Perlman, Esq.	Trustee Certification of Default	Withdrawn	Total Paid In: $30,766.00 AMT; ARREARS CURED/OWES APRIL & WILL COMPLETE TIMELY<> Debtor obj, made pymt<> ARREARS
Email Inquiry Matter Resolved Request Adjourment	60	4/24/2024 9:00 am	23-10661 / MBK	David E. Shaver, Esq.	Trustee Certification of Default	Withdrawn	Total Paid In: $21,174.00 4/9 AMT: ATTY SENT $3,058 TO LOCKBOX & DEBTOR MADE TFS PYMT ON 4/5. ADJ'G FOR FUNDS TO POST<<>> Debtor obj, sent pymts<> ARREARS
Email Inquiry Matter Resolved Request Adjourment	61	4/24/2024 9:00 am	23-10696 / MBK	Bruce C. Truesdale, Esq.	Motion Relief from Stay (Fee)	Continued 5/8/2024 9:00 am	Total Paid In: $14,038.00 Debtor obj, made pymt & requests 6 mo cure<>SANTANDER /2015 BMW (EISENBERG)
Email Inquiry Matter Resolved Request Adjourment	62	4/24/2024 9:00 am	23-10971 / MBK	Marc C. Capone, Esq.	Motion Relief from Co-Debtor Stay	Consent Order to be Submitted	Total Paid In: $33,291.00 Per Jason Schwartz, debtor is current - asked to add conduit upon further default on OTBS - Marc rejects conduit (dm) AMT: TR LTR REQUESTING CONDUIT<> Debtor obj<>SN SERVICING/new Brunswick Ave (FRIEDMAN)
Email Inquiry Matter Resolved Request Adjourment	63	4/24/2024 9:00 am	23-11013 / MBK	Robert Cameron Legg, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Withdrawn	Total Paid In: $1,300.00 AMT: MP 4/24** <>> Honor Roll ADJ to 2/28 for MP & Retention motion - equity in the property (dm) File MP and get current by 2/14 listed by 3/1 with retention by 3/1 also Debtor obj, needs to extend sale to July, 2024<>FAILED TO SELL MICHIGAN AVE PPTY BY 12/1/23
Email Inquiry Matter Resolved Request Adjourment	64	4/24/2024 9:00 am	23-11446 / MBK	Robert Cameron Legg, Esq.	Creditor Certification of Default	Continued 5/22/2024 9:00 am	Total Paid In: $21,098.00 Debtor obj, making pymt & requests cure outside plan<> CENLAR/Elm Drive (Sern & L)
Email Inquiry Matter Resolved Request Adjourment	65	4/24/2024 9:00 am	23-11604 / MBK	Richard F. Fried, Esq.	Creditor Certification of Default	Order to be Submitted	Total Paid In: $1,590.00 Debtor obj, made pymts<>AMERICREDIT/2020 Buick Encore (Eisenberg Gold)
Email Inquiry Matter Resolved Request Adjourment	66	4/24/2024 9:00 am	23-11619 / MBK	Karina Pia Lucid, Esq.	Motion Relief from Stay (Fee)	Continued 5/8/2024 9:00 am	Total Paid In: $22,582.00 PNC /E. Militia Rd (MARTONE & UHLMANN)
Email Inquiry Matter Resolved Request Adjourment	67	4/24/2024 9:00 am	23-11627 / MBK	Melissa Wotton, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Continued 5/22/2024 9:00 am	Total Paid In: $7,896.00 ADJ to 5/22 - we have enough funds on hand to pay out at 100% with no further payment - debtor has to either short sell the property or surrender (dm) Debtor obj, made payment, filing MP to surrender<>ARREARS; FAILED TO COMPLY WITH SALE ORDER #60 TO PROVIDE HUD TO TRUSTEE
Email Inquiry Matter Resolved Request Adjourment	68	4/24/2024 9:00 am	23-11998 / MBK	Candyce I. Smith-Sklar, Esq.	Motion Sell	Granted	Total Paid In: $4,335.00 17 CORNWALL AV
Email Inquiry Matter Resolved Request Adjourment	69	4/24/2024 9:00 am	23-12579 / MBK	Jonathan Goldsmith-Cohen, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Dismissed	Total Paid In: $9,789.00 AMT: MP 4/24 <<>> Recommend Dismissal MP by 2/23/24 - ADJ to 3/27/24 (dm) AMT: OBJ DOES NOT ADDRESS SV<<>> Debtor obj, will pay<>SV/CAPITAL ONE AUTO; ARREARS
Email Inquiry Matter Resolved Request Adjourment	70	4/24/2024 9:00 am	23-12823 / MBK	Paul H. Young, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Continued 5/22/2024 9:00 am	Total Paid In: $5,400.00 Debtor obj, filing MP<>FAILED TO LM BY 2/28/24
Email Inquiry Matter Resolved Request Adjourment	71	4/24/2024 9:00 am	23-12957 / MBK	Daniel E. Straffi, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Dismissed	Total Paid In: $5,310.00 ADJ t0 4/24 for payment to post or dismiss - Note that Debtor received Trial Mod for 6 months starting 5/1 (dm) ADJ to 3/13 Peremptory for decision on Loss Mit application (dm) $1,800 TFS pending per AR ADJ to 1/10 due to arrears Debtor obj, filed loss mit extension TO 3/15/24;<>FAILED TO LM BY 10/11/23
Email Inquiry Matter Resolved Request Adjourment	72	4/24/2024 9:00 am	23-13754 / MBK	Andrew Thomas Archer, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Withdrawn	Total Paid In: $1,500.00 MP on 4/24/24>HR>> AMT: MP 3/27 Plan Denied<<>> ADJ to 3/27 for feasibility - short sale will NOT be sufficient to establish feasibility (dm) Debtor obj, listing ppty for sale<>FAILED TO LM WITH HSBC BY 11/15/23; FAILED TO LM WITH STATEBRIDGE BY 12/32/23
Email Inquiry Matter Resolved Request Adjourment	73	4/24/2024 9:00 am	23-13872 / MBK	Yakov Rudikh, Esq.	Trustee Certification of Default	Withdrawn	Total Paid In: $8,788.00 AMT: PENDING TFS PYMT CURING ARREARS THROUGH MARCH; CAN RESOLVE WITH RECAP ON 4/24 <<>> Debtor obj, will pay<> ARREARS
Email Inquiry Matter Resolved Request Adjourment	74	4/24/2024 9:00 am	23-14007 / MBK	Robert H. Johnson, Esq.	Motion Relief from Co-Debtor Stay	Continued 5/22/2024 9:00 am	Total Paid In: $8,300.00 Debtor obj, made pymt<>SN SERVICING /dANELLA wAY (FRIEDMAN)
Email Inquiry Matter Resolved Request Adjourment	75	4/24/2024 9:00 am	23-15604 / MBK	PRO SE	Motion Motion (Generic) - Only use if no other event is applicable	Granted	MTN TO PAY FEE ORDER FROM FUNDS ON HAND (FERRO)
Email Inquiry Matter Resolved Request Adjourment	76	4/24/2024 9:00 am	23-15786 / MBK	Russell L. Low, Esq.	Motion Relief from Stay (Fee)	Order to be Submitted	Total Paid In: $6,772.00 Debtor obj, requests 6 mo cure<>WILMINGTON SAVINGS / Ann St (FRIEDMAN)
Email Inquiry Matter Resolved Request Adjourment	77	4/24/2024 9:00 am	23-17713 / MBK	Robert Cameron Legg, Esq.	Motion Relief from Co-Debtor Stay	Granted	Total Paid In: $2,400.00 PHH MTG/Herbert Rd (ROBERTSON)
Email Inquiry Matter Resolved Request Adjourment	78	4/24/2024 9:00 am	23-17763 / MBK	Scott J. Goldstein, Esq.	Motion Approval to Participate in the Court's Loss Mitigation Program	Granted	LOSS MIT/NEW REZ
Email Inquiry Matter Resolved Request Adjourment	79	4/24/2024 9:00 am	23-17826 / MBK	Justin M. Gillman, Esq.	Motion Relief from Co-Debtor Stay	Order to be Submitted	ADJ to 4/24 Peremptory Debtor obj, made pymts which have not been credited<>US BANK NAT'L ASSOC /Riverside Dr(STERN & EISENBERG)
Email Inquiry Matter Resolved Request Adjourment	80	4/24/2024 9:00 am	23-18117 / MBK	John Zimnis, Esq.	Creditor Certification of Default	Continued 5/8/2024 2:00 pm	Per MBK, ADJ to 5/8 at 2 PM to be current - also giving strong consideration for Conduit (dm) 4/24/24 - HOLD FOR JUDGE - creditor asserts $5,669.48 arrears. - Debtor Atty holding $0 but debtor advised that she could pay in full by Friday. - MBK previously heard this case - Trustee recommended Conduit. - Also, case on for confirmation. ***** ADJ to 3/27 - Hold for Judge AMT: TR LTR REQUESTING CONDUIT<> MULTIPLE PRIOR FILINGS WITH CREDITOR DEFAULTS 3X CERTY ON STILL NOT CURRENT Debtor obj<> US BANK/Carrie Drive (Friedman Vartolo)
Email Inquiry Matter Resolved Request Adjourment	81	4/24/2024 9:00 am	23-18323 / MBK	George E. Veitengruber, III, Esq.	Motion Relief from Co-Debtor Stay	Continued 5/8/2024 9:00 am	Total Paid In: $8,706.00 Debtor okay with conduit - Ray needs to check with creditor but will email Anita with figures - ADJ to 5/8/24 (dm) AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, made pymt<>PNC BANK / W. Bangs Ave (FEIN SUCH)
Email Inquiry Matter Resolved Request Adjourment	82	4/24/2024 9:00 am	23-19491 / MBK	James J. Romero, Esq.	Motion Reopen Ch. 13 Case (fee)	Order to be Submitted	MOTION TO REOPEN
Email Inquiry Matter Resolved Request Adjourment	83	4/24/2024 9:00 am	23-19491 / MBK	James J. Romero, Esq.	Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)	Order to be Submitted	OTBS - 6/12 confirmation & Atty to immediately tender $19,530 Trustee objection: This 6 month old case was dismissed in January for failure to make any trustee payments and because the debtor failed to attend the 341a meeting. The debtor should file a new case case with the court unless counsel is holding the entire trustee balance of $19,530 in his trust account.
Email Inquiry Matter Resolved Request Adjourment	84	4/24/2024 9:00 am	23-20451 / MBK	Brad J. Sadek, Esq.	Motion Requesting Redaction	Withdrawn
Email Inquiry Matter Resolved Request Adjourment	87	4/24/2024 9:00 am	23-20451 / MBK	Brad J. Sadek, Esq.	Motion Relief from Stay (Fee)	Order Previously Submitted	OTBS - adding $12,796.60 to the plan (dm) AMT; TTR LTR REQUESTING CONDUJIT<> Debtor obj, proposes pymt & recap in plan<>NATIONSTAR MTG/Saddler Dr (McCALLA)
Email Inquiry Matter Resolved Request Adjourment	85	4/24/2024 9:00 am	23-20451 / MBK	Brad J. Sadek, Esq.	Motion Requesting Redaction	Judge to Reserve Decision
Email Inquiry Matter Resolved Request Adjourment	86	4/24/2024 9:00 am	23-20451 / MBK	Brad J. Sadek, Esq.	Motion Requesting Redaction	Judge to Reserve Decision
Email Inquiry Matter Resolved Request Adjourment	88	4/24/2024 9:00 am	23-20639 / MBK	Frederick J. Simon, Esq.	Motion Relief from Stay (Fee)	Granted	Total Paid In: $1,754.00 CARRINGTON MTG/ New Street (KML)
Email Inquiry Matter Resolved Request Adjourment	89	4/24/2024 9:00 am	23-20803 / MBK	Andrew M. Carroll, Esq.	Motion Relief from Stay (Fee)	Order to be Submitted	Debtor obj
Email Inquiry Matter Resolved Request Adjourment	90	4/24/2024 9:00 am	23-20923 / MBK	Michael P. Otto, Esq.	Motion Relief from Stay (Fee)	Order to be Submitted	Total Paid In: $13,375.00 Debtor obj, made pymt<>CROSSCOUNTRY MTG /Chelsea Rd (BROCK & SCOTT)
Email Inquiry Matter Resolved Request Adjourment	91	4/24/2024 9:00 am	23-21056 / MBK	PRO SE	Motion to Vacate Dismissal	Granted	Ask Court (Wendy) to add to her standard Order that Confirmation will be 6/12 and she will immediately tender the $500 payment she is holding (dm) MTN TO VACATE DISMISSAL 1) Trustee OBJ: - Trustee arrears are $500 as of 4/15/24. - Need homeowner's insurance with liability coverage (RECEIVED.) - Need motor vehicle insurance. - Need 341 Docs including 2022 tax return (UNRESOLVED), proof of income (RECEIVED), CMA (UNRESOLVED), Deed (RECEIVED), bank statements (UNRESOLVED.)
Email Inquiry Matter Resolved Request Adjourment	92	4/24/2024 9:00 am	23-21194 / MBK	Karina Pia Lucid, Esq.	Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)	Dismissed	PLAN WAS DENIED ON 2/28/24 AND FAILED TO FILE MP WITHIN 14 DAYS
Email Inquiry Matter Resolved Request Adjourment	0	4/24/2024 9:00 am	23-21581 / MBK	David G. Esposito	Motion Reopen Ch. 13 Case (fee)	Order to be Submitted	REINSTATE CASE AND STAY $600 in arrears 341 not held-need all documents
Email Inquiry Matter Resolved Request Adjourment	93	4/24/2024 9:00 am	23-21581 / MBK	David G. Esposito	Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)	Order to be Submitted	trustee objection: $600 in arrears 341 not held-need all documents
Email Inquiry Matter Resolved Request Adjourment	94	4/24/2024 9:00 am	24-10096 / MBK	Paul H. Young, Esq.	Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)	Withdrawn	PC 4, LLC obj (Zeitz)<>MOTION TO VACATE DISMISSAL 1) Trustee OBJ: - Trustee arrears of $600 as of 4/15/24 (AMT - WE HAVE $400 POSTED IN OUR SUSPENSE ACCT AND AN ADDITIONAL PAYMENT IS FORTHCOMING FROM TRUSTEE FINBERG'S OFFICE.)
Email Inquiry Matter Resolved Request Adjourment	95	4/24/2024 9:00 am	24-10993 / MBK	George E. Veitengruber, III, Esq.	Motion Relief from Co-Debtor Stay	Withdrawn	Debtor obj, filed mtn to cram<>ALLY CAPITAL/2017 Ram 1500 (LAVIN CEDRONE)
Email Inquiry Matter Resolved Request Adjourment	96	4/24/2024 9:00 am	24-11021 / MBK	John Zimnis, Esq.	Motion Expunge Claims/Reduce Claims/Modify Claims/Object To	Withdrawn	MTN EXPUNGE YAD CLM
Email Inquiry Matter Resolved Request Adjourment	97	4/24/2024 9:00 am	24-11316 / MBK	RONALDO C GEORGE	Motion Relief from Co-Debtor Stay	Granted	US BANK TRUST / Deans Lane (ROBERTSON)
Email Inquiry Matter Resolved Request Adjourment	98	4/24/2024 9:00 am	24-11369 / MBK	PRO SE	Motion Relief from Stay (Fee)	Order to be Submitted	OTBS by MBK - stay relief limited to health & safety issues with respect to the property - case can be worked-up for confirmation to address the financial portion (dm) HOLD FOR JUDGE - Landlord wants an eviction for CAUSE. - Case is also on for confirmation. - Pre-petition arrears are approximately $800 but landlord wants eviction for CAUSE. - Pro Se Debtor. ***** HALINA KAPALA/LANDLORD (LEWIS ADLER) Mk: replied to debtor's email on 4/20. She asked status of her case. I told her there was an MFR by the LL on and she had not filed any opposition. I attached the motion to the email . I copied and pasted the confirmation case notes as well
Email Inquiry Matter Resolved Request Adjourment	99	4/24/2024 9:00 am	24-11453 / MBK	Yakov Rudikh, Esq.	Creditor obj to plan and request for SV	Withdrawn	Late opposition filed (dm) CLEVELAND APT PTR OBJ TO PLAN AND REQUEST FOR SV
Email Inquiry Matter Resolved Request Adjourment	100	4/24/2024 9:00 am	24-13073 / MBK	Yakov Rudikh, Esq.	Order Shorten Time	Granted	MTN TO IMPOSE STAY
Email Inquiry Matter Resolved Request Adjourment	101	4/24/2024 9:00 am	24-13393 / MBK	Andrew M. Carroll, Esq.	Motion Reinstate Stay	Order to be Submitted	Per MBK - OTBS to continue the stay through and including 6/12/24 confirmation date (dm) HOLD FOR JUDGE - McCormick 110, LLC obtained stay relief (Kyle Eingorn, Esq) before the last case was dismissed by Trustee Motion to Dismiss. - 4 Bk filings in last 5 years. - Trustee recommends Conduit to help resolve with creditor. ***** OST/MTN REINSTATE STAY
Email Inquiry Matter Resolved Request Adjourment	102	4/24/2024 10:00 am	19-29605 / MBK	Joan Sirkis Warren, Esq.	Confirmation Hearing on Modified Plan	Confirmed	Debtor has made 212 of 54 required payments Arrears: $0 Total Paid In: $45,229.00 as of 4/19/2024 (JMA) ok to confirm at $45,229 paid to date, $213x6 begin 5/1/2024 base plan proposed plan $903.59x47, $213x13 base plan paid in $45,229 6 months to go
Email Inquiry Matter Resolved Request Adjourment	103	4/24/2024 10:00 am	20-15969 / MBK	Jeffrey E. Jenkins, Esq.	Confirmation Hearing on Modified Plan	Confirmed	Debtor has made 33 of 39 required payments Arrears: $0 Total Paid In: $8,670.00 As of 4/16/24(mk): UDPDATED 4/22- sent email to atty w/ terms and told him case on HR CAN REC CONFIRM AT $8,670 Then $265 x 5 Begin 5/1/24 Base. Needs application and order for supplemental fees with in 7 days of confirming order. Plan shortened to total 44 mos. NE PROCEEDS LAWSUIT, if any to TR Student loans outside MP proposes:$8405 PTD; $265 X 6 BEG 3/2024; $0 TO PROVIDED FOR PAYMENT OF STUDENT LOAN O/S PLAN AND LENGTH OF PLAN ALTERED prev confirmed at:9/13/22 - $3,951 PD TO DATE (28 MOS) $248 X 41 BEGIN 9/1/22; POT BASE $14,119 NE PROCEEDS LAWSUIT FEE APP W/IN 7 DAYS OF ENTRY OF MP CONF ORDER
Email Inquiry Matter Resolved Request Adjourment	104	4/24/2024 10:00 am	22-17525 / MBK	Steven J. Abelson, Esq.	Confirmation Hearing on Modified Plan	Continued 5/8/2024 10:00 am	Debtor has made 19 of 19 required payments Arrears: $0 Total Paid In: $2,850.00 ISSUES AS OF 4/17/2024 (DM): Need $50,000 proposed in the MP by 4/8/24. Per Order (Doc #70), the stay was automatically lifted on 4/1/24 with respect to the PHH Mortgage on the Corbin Ave property. Motion to Reinstate the Stay scheduled for 4/24/24. 1) Need Fee App ($500) within 7 days of confirmation. Confirmed Case: $1,650 Ptd, $150 x 25, 100% Plan with $527,883 Min Div. - balance of plan to be paid from sale of Bidwell Ave by 3/31/24. Prop. MP: $2,550 Ptd, $150 x 42, 100% Plan. - $50,000 contribution from brother by 4/8/24. - sale of Bidwell property by 12/31/25. - $50,000 contribution from brother by 12/31/25 if Bidwell property does not sell. PTD = $2,850, Arrears $0 as MP filed. Last Claim (2-1) dated 5/22/23.
Email Inquiry Matter Resolved Request Adjourment	105	4/24/2024 10:00 am	23-10380 / MBK	Herbert B. Raymond, Esq.	Confirmation Hearing on Modified Plan	Confirmed	Debtor has made 3 of 15 required payments Arrears: $0 Total Paid In: $7,500.00 As of 4/23/24 (DS): Confirm at $7,500 paid, $500 x 45 begin 5/1/24; 100% with a minimum dividend $13,801.83 to gucs due to non-exempt equity; - Refinance of Darrow St by 10/31/24, ok to pay atoward arrears. - Add to confirming order Part 8a of the plan shall be modified to provide that the Debtor's property shall be vested upon confirmation. 1. BELOW ISSUES REMAIN UNRESOLVED. As of 4/8/241 (DS): Debtor atty requested adjournment to allow more time to resolve creditor obj. As of 4/1/24 (DS): 1. Mod plan changes Part 8a vesting of property of the estate upon discharge, needs to be upon confirmation. PER EMAIL FROM ATTY THIS WAS INADVERTEDLY CHANGED ON PLAM. OK TO ADD VESTING UPON CONFIRMATION. 2. NJ Housing (STUART WEST) obj to previous plan propose step up payments, plan has changed to continue $500 payments and now refinance. Obj must be resolved. PER EMAIL FROM DISPOSITION CALENDAR, MATTER RESOLVED OTBS REFINANCE BY 10/31/24 MP Prop $500 x 60; 100% and Refinance on Darrow St by 12/31/24 - Loan mod was denied 2/3/24, plan now propose to refinance and cure arrears.
Email Inquiry Matter Resolved Request Adjourment	106	4/24/2024 10:00 am	23-10696 / MBK	Bruce C. Truesdale, Esq.	Confirmation Hearing Scheduled	Confirmed	Debtor has made 9 of 15 required payments Arrears: $0 Total Paid In: $14,038.00 AS OF 4/24/24 (SF) RECOMMEND $14,037.50 PTD, $1240 X 45 (BEGIN 5/1/24) 100% PLAN - OK TO PAY ARREARS CLAIM 30-1 TO MIDFIRST BANK - PRIORITY CLAIMS TO BE PAID BEFORE SECURED PER ORDER OF DISTRIBUTION - ATTORNEY TO FILE FEE APPLICATION FOR SUPPLEMENTAL FEES WITHIN 14 DAYS AS OF 4/15/24 (SF) BELOW ISSUES STILL NOT RESOLVED 1. Plan proposes to remove arrears to Midfirst Bank. Need proof that Midfirst Bank was paid by Erma and also need amended claim for Midfirst Bank (I THINK POC WAS AMENDED) 2. Modified plan proposes to reduce payment from $1650 to $1100. Need updated proof of income and amended I and J 3. Motion for Relief Santander scheduled for 4/24/24 at 9 continued to 5/8/24 MP proposes $1103 x 3; $1250 x 1; $1650 x 8; $1100 x 48 Base Plan proposes to remove arears to Midfirst due to Erma funding Arrears: $5287.50 through February
Email Inquiry Matter Resolved Request Adjourment	107	4/24/2024 10:00 am	23-11013 / MBK	Robert Cameron Legg, Esq.	Confirmation Hearing on Modified Plan	Confirmed	Debtor has made 13 of 14 required payments Arrears: $100.00 Total Paid In: $1,300.00 updated 4/23/2024 (JMA) as of 4/19/2024 (JMA) ok to confirm at $100x36 begin 3/1/2023 100% plan with sale of marital property by 7/31/2024 -Sale on or by 7/31/2024 with plan to be paid off from sale proceeds -Trustee to receive all non-exempt proceeds from sale proposed plan $100x25 100% plan with property listed for sale by 3/1/2024 and sale by 7/31/2024 paid in $1,300 22 months to go
Email Inquiry Matter Resolved Request Adjourment	108	4/24/2024 10:00 am	23-11930 / MBK	MaryBeth Schroeder, Esq.	Confirmation Hearing Scheduled	Continued 5/22/2024 10:00 am	Debtor has made 4 of 13 required payments Arrears: $1,249.00 ADJ to 5/22 Peremptory to establish feasibility and address Trustee OBJ 10 days prior to Hearing. 4/17 workup for the 4/24 calendar EDC SAME AS LAST TIME 13 months old motion for relief on for 4/10 ---OTBS TERSMS HAVE HIM PAYING ADDITIONAL $941 MONTHLY TO PAY POST PET ARREARS. DEBTOR DOES NOT HAVE THIS MONEY IF YOU LOOK AT POI BELOW Trustee objection: -- The debtor has insufficient income . ONLY $195 MONTHLY after adding contribution, updated poi and p&l --Amendments to Schedules B & C to include class action lawsuit proceeds and --amendment to schedule I to include the debtor's new job --The debtor has undertaken an improper use of exemption. Specifically: Debtor is over the D5 exemption limit by $13,949. ---There is $170,332 in non exempt equity in the residence. --There is $13,949 in non exempt equity in the personal property. --Need to file Pre-Confirmation Certification. --Resolve post-petition child support arrears of approximately $6,000. ---Debtor to file motion to approve lawsuit settlement nunc pro tunc NEEDS TO BE 100% PLAN. GUC'S TOTAL $4,831.26. BAR DATE HAS PASSED. $350 X 12; $1750 X 48 BEG 4/2023; BASE --------------------- Resolved: --Proof of 2 month's income showing feasibility done - current income for the debtor from new job done --Business profit & loss statements done --A copy of the homeowner's insurance renewal declaration - that includes liability coverage. done --Need proof of insurance for the 2015 Dodge. ---Domestic Support Obligation information (done)
Email Inquiry Matter Resolved Request Adjourment	109	4/24/2024 10:00 am	23-11998 / MBK	Candyce I. Smith-Sklar, Esq.	Confirmation Hearing Scheduled	Denied	Debtor has made 6 of 13 required payments Arrears: $233.00 Total Paid In: $4,335.00 ISSUES AS OF 4/16/2024 (DM): *MP provides for a sale by July 2024 and no post-petition MORTGAGE PAYMENTS pending the sale. In Part 4a the plan specifically provides that $20,429.44 in PRE-PETITION ARREARS will be paid through the plan by the Trustee. In Part 4g the plan specifically provides that $19,220 in POST-PETITION ARREARS will be paid through the plan by the Trustee. The mortgage company obtained stay relief on 3/14/24. This plan can't be confirmed - RECOMMEND DENIAL OF MP* 3/14/24 - Lakeview Loan (KML) obtained stay relief. 1) MP provides $7,715.30 priority treatment to the IRS - creditor filed $12,345.42 amended priority claim (OKAY TO PAY HIGHER CLAIM??) 2) MP provides $534 priority treatment to Trenton Water Works - creditor filed claim as secured (OKAY TO PAY PER POC??) 3) MP provides for $19,220 post-petition arrears to Lakeview Loan - need a consent order to pay this claim (UNRESOLVED.) Confirmed Case: $1,923.48 Ptd, $380 x 5, $745 x 48, Base Plan. - debtor to sign-up for TFS within 14 days. Prop. MP: $268 x 11, $380 x 5, $1,116.12 x 43, Base Plan. - Sale of Cornwall Ave by 7/2024. PTD = $4,079.48, Arrears $496 as MP filed. Last Claim (8-2) dated 6/20/23.
Email Inquiry Matter Resolved Request Adjourment	110	4/24/2024 10:00 am	23-12216 / MBK	Adam Clinton Brown, Esq.	Order Vacate Dismissal of Case	Continued 5/22/2024 10:00 am	Debtor has made 13 of 13 required payments Arrears: $0 ADJ to 5/22 Peremptory to confirm or dismiss (dm) ISSUES AS OF 4/17/2024 (DM): Per Order Vacating Dismissal, debtor was to move against the IRS estimated claim if not amended by 3/27/24. No motion filed - RECOMMEND DISMISSAL. *If debtor filed 2020 tax returns and can get the IRS to amend the status of its claim to filed, then case will be ready to confirm at the proposed $2,450 monthly payment and pay off the case at 100% in approximately 12 more months* 1) MP provides $48,575.83 secured treatment to the IRS - amended POC (2-5) was filed by the IRS consisting of $25,981.38 priority claim and $3,530.01 general unsecured claim. There are unfiled tax returns for 2020 per the filed amended claim that must be resolved before case can be confirmed (UNRESOLVED). 2) MP provides Base treatment in Part 5a and 100% treatment in Part 9 (TRUSTEE WILL TREAT PLAN AS 100% BASED UPON $557,599 NON-EXEMPT EQUITY IN ASSETS). 3) Trustee OBJ: - Need proof of rental income showing $8,760.50 per month. - Need amendments to Form 22C to include rental income on part 10. - Excessive Expenses: $1,000 food for household of one, $350 clothing. - There is $418,050 non-exempt equity in real estate (MP MAY BE 100%). - There is $13,550 non-exempt equity in 2017 Nissan (MP MAY BE 100%). - There is $126,000 non-exempt equity in the business (MP MAY BE 100%). - Need to file Pre-Confirmation Certification (UNRESOLVED). - IRS filed an estimated claim which needs to be amended (SEE NOTES ABOVE). - Debtor's attorney must file a fee application within 7 days of confirmation (NEED ESTIMATED FEES THROUGH THE PLAN). *RESOLVED ISSUES* A) Trustee OBJ: - Debtor has insufficient income (DEBTOR MAKING PAYENTS). - Need a MP that completes Part 5 and Part 8 (FILED). - Order of Distribution departs from Trustee standard (MP CORRECTS). Prop. Plan $2,450 x 60, Base & 100% Note - Plan should be $1,694.65 x 7, then $2,450 x 53 based on date MP was filed. PTD 13/13 = $31,849.90 Last Claim (2-5)
Email Inquiry Matter Resolved Request Adjourment	111	4/24/2024 10:00 am	23-12579 / MBK	Jonathan Goldsmith-Cohen, Esq.	Confirmation Hearing on Modified Plan	Moot - Dismissed	Debtor has made 4 of 13 required payments Arrears: $0 Total Paid In: $9,789.00 4/23/24 (sf) Per atty ok to dismiss case. ISSUES AS OF 4/17/2024 (DM): *Debtor is 2 Conduit Payments behind - RECOMMEND DISMISSAL* 1) MP proposes $3,767.09 priority treatment to the Borough of Red Bank - no POC filed (STRIKE??) 2) Capital One $607 arrears POC (4-1) on 2020 GMC Terrain not treated in the MP (OKAY TO PAY??) 3) MP provides 2017 Acura ILX vehicle traded in for new vehicle financed by boyfriend as the reason for MP. But Capital One Auto Finance was not specifically surrendered or addressed otherwise in the plan (ADD SURRENDERED??) Confirmed Case: $4,527.73 Ptd, $872 x 54, Base Plan. Prop. MP: $863 x 60, Base Plan. - debtor traded in 2017 Acura ILX on new car financed by boyfriend. PTD = $9,788.73, Arrears $2,774 as MP filed. Last Claim (12-1) dated 6/5/23.
Email Inquiry Matter Resolved Request Adjourment	112	4/24/2024 10:00 am	23-13108 / MBK	Marc C. Capone, Esq.	Confirmation Hearing on Modified Plan	Confirmed	Debtor has made 8 of 12 required payments Arrears: $0 Total Paid In: $1,250.00 updated 4/22/2024 (JMA) issues as of 4/19/2024 (JMA) to confirm need $1,250 paid to date, $150x1 begin 5/1/2024, $1,478x47 begin 6/1/2024 100% plan which includes $193,909 dividend to general unsecured creditors due to non-exempt equity in debtors home -Navient claim #2 to remain outside plan, no payments through plan proposed plan $150x13m $1446x47 100% plan paid in $1,250 arrears $550 48 months to go
Email Inquiry Matter Resolved Request Adjourment	113	4/24/2024 10:00 am	23-13213 / MBK	Lee M. Perlman, Esq.	Confirmation Hearing on Modified Plan	Withdrawn	Debtor has made 25 of 12 required payments Arrears: $0 Total Paid In: $12,350.00 workup for 4/16 calendar EDC SAME AS LAST TIME Trustee objection: --need amended I & J --need updated POI & 2023 tax returns --The debtor needs to prove that the plan payment increase from $500 to $3675 is feasible MP paid to date then $3675 x 50 beg 3/1/24
Email Inquiry Matter Resolved Request Adjourment	114	4/24/2024 10:00 am	23-13455 / MBK	Joan Sirkis Warren, Esq.	Confirmation Hearing Scheduled	Continued 5/22/2024 10:00 am	Debtor has made 1 of 12 required payments Arrears: $265,798.00 Total Paid In: $183,188.00 ADJ to 5/22/24 - Atty needs to verify exactly what IRS/NJ liens were paid at closing (dm) ISSUES AS OF 4/17/2024 (DM): *If Atty thinks any secured claims (IRS/NJ) were satisfied at closing, then claims need to be amended or moved against because Trustee is unable to match the filed claims to the payments reflected on the Settlement Statement* Received executed Settlement Statement - $171,576.72 in transit to the Trustee from the sale. Pending MFR on 2009 GMC Yukon (CO SUBMITTED - debtor to cure arrears by 4/30/24.) 1) MP fails to treat $13,039.60 State of NJ amended priority claim that was included in previous confirmed plan (OKAY TO PAY?? - Yes) 2) If interest is to be paid on State of NJ secured claim in the amount of $11,519.86, then a consent order is needed to provide the full amount of $14,685.78 interest included (CLAIM TO BE PAID AT CLOSING.) 3) In December debtor was given 30 days to obtain a consent order with State of NJ Spec Comp to pay $4,000 as secured on POC (8-1) through the plan - the claim was not amended (POC AMENDED TO $2,500 SECURED PLUS 2.25% ANNUAL INTEREST. NEED TO VERIFY THAT THIS IS STILL $4,000.) 4) Case was confirmed with student loans outside the plan - will that treatment remain the same? (STUDENT LOANS OUTSIDE THE PLAN) Confirmed Case: $7,004.99 Ptd, $1,000 x 1, $1,803 x 51, 100% Plan with $134,465 Min Div. - sale by 1/31/23 plus non-exempt proceeds. Prop. MP: $1,000 x 7, $1,803 x 53, 100% Plan. - sale by 7/31/24. PTD = $11,610.99, Arrears $0 as MP filed. Now 1 payment behind. Last Claim (8-2) dated 3/8/24.
Email Inquiry Matter Resolved Request Adjourment	115	4/24/2024 10:00 am	23-13754 / MBK	Andrew Thomas Archer, Esq.	Confirmation Hearing on Modified Plan	Confirmed	Debtor has made 10 of 11 required payments Arrears: $0 Total Paid In: $1,500.00 AS of 4/16/24(mk): atty ok to terms NEEDS TO CONFIRM AT $1500 PTD then $163 x 25 begin 5/1/24. BASE. Sale of real property by 8/30/24. Plus NE proceeds, if any, from sale of real property MP proposes: 150 x 36 Base sale of Matthews lane by 8/2024 K of sale for residence $824,000 appl for supp fees- $945 fee
Email Inquiry Matter Resolved Request Adjourment	116	4/24/2024 10:00 am	23-15611 / MBK	Joseph Albanese, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 7 of 10 required payments Arrears: $208.00 OKAY to ADJ to 6/12/24 Peremptory. 4/17 workup for the 4/24 calendar EDC 10 MONTHS OLD MP) $4000 PTD; $809 X 52 BEG 3/2024; MIN $34,336 *stay lifted on the Nissan on 2/15/24 1) TD Bank (Dembo Brown) objection to confirmation - need to resolve -adversary complaint NONDISCHARGE 2) Trustee objection AND SUPPLEMENT to confirmation - need to resolve - Proof of 2 month's income - Profit and Loss from 1/1/23-6/30/23 (P&L provided is up to 6/15/23) DOES DEBTOR STILL HAVE BUSINESS -- Proof of income verifies higher, there is disposable income $12996. THIS CONSISTS OF $11,666 UPDATED MONTHLY P&L, $8645 MONHTLY SALARY DEBTOR TOOK FROM COMPANY, $2911 (MONTHLY) FOR HUGE TAX REFUND RECEIVED IN 2023.--NEED UPDATE ON IF DEBTOR STILL HAS BUSINESS. - There is non-exempt equity in real property $871.16, $33,465.25 in Bank of America acct#0632, Bank of America acct#5708 (pending bank statements). TAX REFUND tax refund of $34,942.. There may also be equity in the sold Farmingdale home pending the receipt of the HUD- HUD THAT SHOWS REC $156,083 14 MONTHS BEFORE CASE WAS FILED. - Need Bank of America acct#0632 from 4/12/23 - 5/11/23 and 2 months bank statements from Bank of America acct #5708 (prior to filing date).RECEIVED-THERE ARE AROUND $1600 IN EXCESSIVE PURCHASES FOR THE MONTH OF JUNE FOR ANN TAYLOR AND FREEPEOPLE CLOTHING -The debtor needs to provide a certification explaining his income situation. The trustee needs 2 months worth of income from his new job and current information regarding his current business income -The most recent online CMA's show the value of the home is now approximately $654,000. There is equity of $47,850. --TRUSTEE NEEDS 2023 TAX RETURNS -- The trustee needs a accountants valuation of both Vision and SG Construction --received $34,942 refund year. What happened to this money? If added to income it would add additional $3000 a month in disposable income --HAS $1825 A MONTH LEASE IN FLORIDA BEG OCT 2023. Why? Is this in addition to NJ home?
Email Inquiry Matter Resolved Request Adjourment	117	4/24/2024 10:00 am	23-15615 / MBK	Robert Manchel, Esq.	Confirmation Hearing on Modified Plan	Continued 5/22/2024 10:00 am	Debtor has made 7 of 10 required payments Arrears: $2,502.00 AR & DM reviewed Cert - needs verification of expense in the Cert - ADJ to 5/22 (dm) ISSUES AS OF 4/17/2024 (DM): no amendments or proof of additional expenses. ADJ to 4/24/24 - Atty wants to keep 60-month plan despite the amount of disposable income reflected on filed schedules - Atty will amend Sch J and provide proof of additional expenses (dm) *To resolve Trustee disposable income objection, Trustee recommend a 48-month plan at $8,857 PTD, THEN $2,570 x 39 STARTING 4/1/24, 100% PLAN WITH $14,486 THRESHOLD PRESERVED, STRIKE PRIORITY PLAN TREATMENT TO THE STATE OF NJ, DEBTOR SHALL SIGN-UP FOR TFS AUTO PAY AND PROVIDE PROOF WITHIN 7 DAYS, BARNSDALE DR PROPERTY IS SURRENDERED AND DEBTOR IS FREE TO SEEK A LOAN MOD OUTSIDE THE PLAN, PRE-CONFIRMATION CERTIFICATION SHALL BE FILED WITHIN 7 DAYS* 1/19/24 (DS): Debtor Atty requested adjournment to allow time to file MP to surrender Barnsdale property, adjourned peremptory, no further adjournments. Must resolve all issues by next hearing date. 1) MP provides $10 priority treatment to the State of NJ - no POC filed (STRIKE??) 2) Trustee OBJ: - Tax Returns for 2022 indicate debtor received $13,754 tax refund, when prorated, result in $7,779 monthly disposable income (PER ATTY EMAIL, OKAY TO WORK UP AT 100%.) - There is $14,486 non-exempt equity in real property. - Debtor's Cert does not agree with rental lease. Cert has rent of $2,600 while lease has $2,475 (USING THE CERT STILL LEAVES $7,779 DISPOSABLE INCOME.) - There is $7,779 monthly disposable income. The plan needs to be 100% (ATTY OKAY WITH 100%.) - Need to file Pre-Confirmation Certificate (FILED.) Note: Updated auto insurance provided 11/2/23. IRS claim no longer estimated. *RESOLVED ISSUES* MFR by Wells Fargo (LOGS) on Stonehedge Dr property. Debtor owes post-petition arrears (CONSENT ORDER ENTERED FOR A 6-MONTH CURE.) A) Wells Fargo (LOGS) OBJs - $54,788.73 arrears on Stonehedge Dr property (CONSENT ORDER ENTERED TO PAY CLAIM.) Cert of Def
Email Inquiry Matter Resolved Request Adjourment	118	4/24/2024 10:00 am	23-16695 / MBK	MaryBeth Schroeder, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 6 of 8 required payments Arrears: $0 ADJ to 6/12/24 - Atty wants address 2nd mtg and file a MP (dm) ISSUES AS OF 4/17/2024 (DM): *Before adding the Conduit payment, the amount needed to fund the plan going forward is $4,289 per month. If debtor was able to address 2nd mortgage outside the plan, the debtor would still need $3,144 per month. This plan is still not feasible* ADJ to 4/24/24 to work out issue on 2nd mtg (NEED STATUS.) 1) Deutsche Bank/Shellpoint filed a secured 2nd lien with $53,590.47 arrears not treated in the plan (UNRESOLVED.) ADJ to 2/14/24 for income Affidavits (RECEIVED - DISPOSABLE INCOME HAS BEEN RAISED TO $1,989 PER MONTH.) 2) Trustee OBJ: - The debtor has insufficient income to fund the plan. - The debtor has failed to file a feasible plan - mortgage arrears are over 148,000. Income and any grant money is insufficient to cure arrears. - Debtor has a Workers Comp suit pending in NY. Is there a 3rd party claim? Plan proposes to use these funds to help fund plan. - No car, how does debtor get around? *RESOLVED ISSUES* MFR by Specialized Loan Servicing 1st Mtg (STEWART LEGAL) scheduled for 3/27/24 (COTBS - CASE CONVERTED TO CONDUIT.) A) Specialized Loan Servicing (Stewart Legal) OBJs - $148,482.66 arrears on 1st mortgage (CONSENT ORDER ENTERED - PAY ARREARS CLAIM.) B) Trustee OBJ: - Needs Form for Administration of Oath by attorney that she verified ID and social security number since 341 was done by interrogatories (RECEIVED.) - Need a copy of homeowner's insurance renewal - policy provided has expired (RECEIVED.) - There is $56,764 non-exempt equity in real property (ADJUSTED TO $3,174 AFTER DEDUCTING 2nd LIEN IN LIQUIDATION ANALYSIS.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $539 x 60, Base Plan PTD 8/8 = $13,520 Last Claim (7-1)
Email Inquiry Matter Resolved Request Adjourment	119	4/24/2024 10:00 am	23-16878 / MBK	Stacey L. Mullen, Esq.	Confirmation Hearing on Modified Plan	Confirmed	Debtor has made 3 of 8 required payments Arrears: $0 Total Paid In: $8,040.00 UPDATED 4/19/2024 (JMA) to confirm need $8,040 paid to date, $1,418x52 begin 5/1/2024 minimum $37,834.01 dividend to general unsecured creditors 1) Debtor has not made the March or April payments pursuant to the terms of the proposed modified plan RECAPPED ARREARS INTO PAYMENT GOING FORWARD proposed plan $1,300x54 minimum $37,834.01 dividend to gucs 52 months to go
Email Inquiry Matter Resolved Request Adjourment	120	4/24/2024 10:00 am	23-17055 / MBK	Karina Pia Lucid, Esq.	Order Vacate Dismissal of Case	Withdrawn	Debtor has made 8 of 8 required payments Arrears: $0 MP filed per attorney email edc AR RESOLVE OR HOLD Now represented by Karina Lucid (NEED A FILED SUBSTITUTION OF COUNSEL - it was filed) AR RESOLVE OR HOLD 4/19 workup (edc) WAS A SUBSTITUTION OF ATTORNEY FILED? WE NEED THIS 1/24/24 (DS): 1. Debtor atty filed unsecured proof of claim for attorney fees $14,145.68, Plan also has attorney fees to be paid as admin. Recommend striking atty fees if Lucid files a sub of attorney and POC will be paid as unsecured and mortgage arrears to be paid first, unless this claim is resolved. CLAIM HAS NOT BEEN WITHDRAWN. IS THIS STILL A CONFLICT NOW THAT DEBTOR HAS NEW ATTORNEY? 10/25/23 (DS): 1. Trustee obj to the following: - There is non-exempt equity in real property $10,420.14, Wells Fargo Bank acct#7228 for $17,982, 2004 Harley Davidson $5,260, 2010 Dodge Ram $3,445, 1992 Coleman Royale $300 and 2002 Honda XR6 MC $800. - Need Trustee standard order of distribution. Prop Plan $1,136.37 x 60 begin 9/15/23; 100% Note: HUD om sale of NC properties, 2022 Tax return, POI and 401(k) loan balance statements all provided. Disposable income verifies $2100, plan pays 100%. --------------------- resolved - Need Certification regarding disposition of any proceeds received from the sale of North Carolina property $15,425 and information regarding the estate of debtor's father. PER CERT AND REVIEW OF CASE#22-16260 DISMISSED 7/13/23 $56,174.88 WAS PAID INTO PREVIOUS CASE, WHICH WAS 100%. 2. Motorcycle insurance DOES not provide expiration DATE. (CORRECTED DOC EMAILED - NEEDS TO BE UPLOADED INTO OUR SYSTEM - dm)
Email Inquiry Matter Resolved Request Adjourment	121	4/24/2024 10:00 am	23-17113 / MBK	Russell L. Low, Esq.	Confirmation Hearing Scheduled	Continued 5/22/2024 10:00 am	Debtor has made 6 of 8 required payments Arrears: $50.00 ADJ to 5/22/24 Peremptory, per AR, for proof of estimated tax payments (dm) ISSUES AS OF 4/17/2024 (DM): updated 4/23/24. 1) Trustee Suppl OBJ: - Need verification that $1,500 estimated tax payments are being made. Note that pay stub from 11/27/23 had taxes coming out and pay stub from 2/16/24 does not have taxes coming out. Need proof of excessive expenses 10 days prior to confirmation. ADJ to 3/13/ for MP to be filed (dm) Landlord MFR scheduled for 1/24/24 (ORDER GRANTING STAY RELIEF.) *RESOLVED ISSUES* A) Trustee OBJ: - Need proof of $250 childcare expense (RECEIVED.) - Need proof of new $2,400 monthly rental payment (RECEIVED.) - Plan does not specify treatment of American Honda secured arrears claim (MP PAYS.) - Need to file Pre-Confirmation Certification (FILED.) - Need updated car insurance (RECEIVED.) - Excessive Expense: $3,100 rent (MFR granted - amended to $2,400 for new place), $487 utilities (amended to $251), $541.67 childcare/education (amended to $250 with Certification), $700 car insurance - Per statement provided, debtor pays $735.66/month for car insurance - does this include children and other people (insurance amended to $547.) Need proof of excessive expenses 10 days prior to confirmation (AMENDMENT FILED.) Prop. Plan $150 x 7, $200 x 41, Base Plan PTD 7.5/8 = $1,200 Last Claim (18-1)
Email Inquiry Matter Resolved Request Adjourment	122	4/24/2024 10:00 am	23-17191 / MBK	Joan Sirkis Warren, Esq.	Confirmation Hearing on Modified Plan	Continued 5/22/2024 10:00 am	Debtor has made 9 of 8 required payments Arrears: $0 4/17/24 - Debtor Response Doc #33 filed addressing Digital FCU objection (dm) ISSUES AS OF 4/17/2024 (DM): *Need to verify that Lakeview Loan (BROCK) will extend the sale date and agree to a low base pending the sale. Also need to resolve Digital FCU solar panel objection* 1) Digital FCU (LOGS) OBJs to the proposed surrender of solar panels in the MP and lien should remain until claim paid (UNRESOLVED). 2) Trustee OBJ: - There is $70,000 non-exempt equity in real property using $313,000 value from Schedule A and amended Schedule A. *RESOLVES ISSUES* A) Lakeview Loan (BROCK & SCOTT) OBJs - sale is speculative and does not pay arrears, also plan has Digital FCU as creditor, but creditor is Lakeview Loan Servicing (CO ENTERED TO PAY CLAIM THRU SALE BY 3/1/24 - MP PAYS ARREARS PENDING SALE). B) Medallion Bank (STEWART LEGAL GROUP) OBJs - secured claim not treated in the plan - $166.16 pre-petition arrears (MP PAYS). C) Nissan Motor (STEWART LEGAL GROUP) OBJs - plan fails to treat 2018 Nissan Sentra (MP CORRECTS). D) U.S. Dept of HUD filed a secured claim not treated in the plan (MP CORRECTS). E) Ford Motor Credit (LAVIN, CEDRONE, GRAVER) OBJs to cram of 2020 Ford F-150 in the original Plan - MP was not properly served at least to the address provided in the POC (MP WAS SERVED ON THE ADDRESS PROVIDED FOR IN THE FILED POC). F) Trustee OBJ: - Need July and Aug bank statements for Bank of America checking and savings accts, prior to filing date (RECEIVED). - THERE IS $121.26 NON-EXEMPT EQUITY IN PNC BANK ACCT#8756 (1/2 INTEREST), ALSO POSSIBLY IN BANK OF AMERICA PENDING BANK STATEMENTS. EMAILED ATTY TO INFORM 11/16/23. Note: PNC Bank statements provided 10/23/23 for July and August. Amended Sched B/C filed to add workers comp claim. Prop Plan $950 x 36, $2,345.04 Min Div - sale of First Ave by 8/1/24 PTD 8/8 = $8,142.29 Last Claim (21-1)
Email Inquiry Matter Resolved Request Adjourment	123	4/24/2024 10:00 am	23-17275 / MBK	Jeffrey S. Walters	Confirmation Hearing on Modified Plan	Moot - Dismissed	Debtor has made 0 of 8 required payments Arrears: $0
Email Inquiry Matter Resolved Request Adjourment	124	4/24/2024 10:00 am	23-17367 / MBK	James J. Cerbone, Esq.	Confirmation Hearing Scheduled	Confirmed	Debtor has made 6 of 8 required payments Arrears: $0 Total Paid In: $5,331.00 4/17 WORKUP EDC **LAST PLAN DENIED AND STAY HAS BEEN GRANTED SO MP SURR HOUSE CONF $5331 PAID THEN 1112 X 52 BEG 5/1/24 100%--TRUSTEE WILL NOT PAY UNSECURED PORTION OF AFFINITY CLAIM BECAUSE THE FULL BALANCE IS BEING PAID AS SECURED 1. Objection filed by PHH Mortgage (Robertson Anschutz) - failure to cure arrears of $65,269.72 (Per POC) and a loan modification has not been offered. (SURRENDER) --motion for relief on for 3/27 2. Trustee's objection: - Need a breakdown of "other" expenses of $49,000 on P&L. (NOT RECEIVED) Atty is waiting for response from debtor OK IF PAYING 100% EDC RESOLVED ISSUES: - The debtor needs to provide updated proof of insurance that shows the current insured vehicles. (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $500,000 in non exempt equity in the business. (100% plan ) - Need to file Pre-Confirmation Certification. (FILED) - Need to resolve the bifurcated claim filed by Affinity FCU. (MOD PLAN PAYS CLAIM IN FULL) - Amendments to Schedules C to exempt all property and statement of financial affairs to list the debtor's business. (BOTH AMENDED) - The debtor has insufficient income Verified income leaves monthly disposable income of $1.41. (DISPOSABLE INCOME IS NOT $1,081 WITH WIFE'S INCOME) - The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - for wife's new job (RECEIVED) NEED UPDATED CAR INSURANCE. (RECEIVED) Modified plan before confirmation proposes: $907 x 56, loan modification by 5/31/2024, 100% to unsecured creditors Arrears: $1,777
Email Inquiry Matter Resolved Request Adjourment	125	4/24/2024 10:00 am	23-17505 / MBK	Andre L. Kydala, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 2 of 8 required payments Arrears: $1,870.00 $2,110 is in transit with TFS & Atty is in possession of all tax returns - the most recent POC is using the numbers from the filed tax returns but still listing as estimated - Atty to resolve and move against claims if need - ADJ 6/12 to confirm or dismiss (dm) AS OF 4/15/24 (SF) Debtor to move against estimated claims if not amended - ADJ to 4/24 Peremptory (AR) (CLAIMS ARE STILL ESTIMATED) Amended claim filed and still estimated 1. Modified plan filed and still does not address secured claims. Also tax claims are still estimated. Also Part 9 of the plan is blank. Plan is not feasible due to negative income. IRS and State of NJ claims are still estimated. PLAN IS NOT FEASIBLE AND DISPOSABLE INCOME DOES NOT SUPPORT A HIGHER PAYMENT. 2. IRS filed estimated priority and unsecured claim 1-1 (NEED AMENDED CLAIM) 3. State of NJ filed estimated priority and unsecured claim 6-1 (NEED AMENDED CLAIM) 4. Carvana filed arears claim 7-1 in the amount of $509 which is not addressed in plan (OK TO PAY?) 5. Lynx Asset Services filed arrears claim 5-1 in the amount of $32,127.44 which is not addressed in plan (MUST RESOLVE) 6. Westlake Services LLC filed arrears claim 8-1 in the amount of $631.97 which is not addressed in plan (OK TO PAY) 7. Improper service to Kingwood Township. Did not serve Managing Agent or Tax Collector (STILL NEED) 8. Trustee objection: - The debtor has failed to file a feasible plan - proposed plan only pays $13,800 - the mortgage arrears total $32,127.44 plus other claims - Need Business profit & loss statements - per Schedules I&J the debtor has disposable income of $1,376 why does plan only propose payments of $230/month? - There is $114,381.63 non-exempt equity in debtors home. This amount may change once the IRS and State claims are amended. -Westlake Financial Services filed a claim for 2007 Dodge Truck, the truck is not listed on the Schedules -Need proof of insurance for 2007 Dodge Truck -Need to file Pr
Email Inquiry Matter Resolved Request Adjourment	126	4/24/2024 10:00 am	23-17810 / MBK	Brad J. Sadek, Esq.	Confirmation Hearing Scheduled	Continued 5/22/2024 10:00 am	Debtor has made 7 of 7 required payments Arrears: $0 AR RESOLVE OR HOLD 4/17 workup for the 4/24 calendar edc 7 months same as last time **Just looking at regular income we are getting over $2,000 disposable. EDC sent email to attorney to review to figure out trustee payment going forward. As of 1/23/24 (DS): FYI BANK STATEMENTS PROVIDED 1/22/24, NO TIME TO REVIEW. STILL MISSING DOCS. ATTY ASKED TO GIVE SECOND CALL ON CASE AS HE WILL BE AT IN PERSON APPEARANCE AT 9AM.---OK EDC 1. BELOW ISSUES REMAIN UNRESOLVED, NO DOCS PROVIDED. 12/13/23 (DS): 1. Trustee obj to the following: - Excess expenses on Schedule J: $717.23 car payment; $591 title loan payment; $1,000 month for spouse credit cards and personal loans - need supporting documentation. STILL MISSING TITLE LOAN PAYMENT AND SPOUSE CREDIT CARD INFO - Confirming order shall provide for any non-exempt proceeds from the estate of the debtor's father to Trustee. 2. Santander (MORTON) obj to pre-petition arrears owed, POC filed $696.69. Must resolve obj. OTBS PAY ARREARS $696.69 3. Westlake filed arrears claim $20. Trustee ok to pay? OK TO PAY 4. Debtor appear to be paying for daughters car insurance. Should unsecured creditors be footing the bill since they are not being paid? Prop Plan $155 x 36 begin 10/1/23; Base -------------- RESOLVED - Need to provide 7/2023 statement for Chase #9727; 8/2023 statement for Chase #6083; 8/2023 statement for Chase #8633 and 8/2023 statement for Capital One accts #2190 and #3356. OK EDC
Email Inquiry Matter Resolved Request Adjourment	127	4/24/2024 10:00 am	23-17826 / MBK	Justin M. Gillman, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 5 of 7 required payments Arrears: $3,800.00 NFA -TO GET CURRENT, AMEND NJ AND GET HOUSE ON THE MARKET 4/19 Workup for the 4/24 calendar edc MP $1900 X 7; $150,000 X 1; $3000 X 47/PROCESS FROM SALE OF 723-725 WEST STATE ST BY 9/30/24; BASE 2/21 workup for the 2/28 calendar EDC -debtor has had trouble making payments the whole case--needs ewage 1) Ajax Mortgage Loan (Pluese Becker) objection to confirmation - need to resolve - Pre-Petition arrears $168,705.37--SALE WILL NOT RESOLVE ALL MORTGAGES AND DEBTOR HAS INSUFFICIENT INCOME TO PAY $3000 GOING FORWARD per creditor 2) Not current with Trustee plan payments, arrears $3800 3) Need to file Pre-Confirmation Certification with Court 4) State of NJ, Div of Taxation priority claim estimated for 2021-2022 taxes - need to resolve 5) Ally Financial filed secured claim with arrears in the amount of $584.55 - need to pay arrears through plan or move against the claim 6) Trustee objection to confirmation - need to resolve - State of NJ priority claim is estimated for 2021 and 2022 taxes and GUC claim is estimated for 2018 taxes. - Amend the Petition for any accounts receivable due any of the businesses. - Need copy of HUD-1 from sale of Bellevue Ave property from last year. ------------------------- RESOLVED - - Excess expenses Schedule J $500/utilities; $791 and $888/car payments. OK RAISED PAYMENT - Income on Form 122c is only $2,189.33 per month. However, Schedule I lists income of $8,000 per month. Need explanation for the disparity. OK RAISED PAYMENT - Reducing car payments to allowed amount increases disposable income to $3,184. - A copy of the last filed tax return - 2022 4) IRS priority claim estimated for 2021-2022 taxes - need to resolve DONE 7) Debtors attorney provided debtor certification stating only 1 of 4 businesses is currently active - Quiles Construction LLC is currently in Chapter 11. Other 3 businesses not or never operated.
Email Inquiry Matter Resolved Request Adjourment	128	4/24/2024 10:00 am	23-18113 / MBK	George E. Veitengruber, III, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 4 of 7 required payments Arrears: $7,201.00 ADJ to 6/12 for debtor to make 2 payments from work-up below ($3,493) to demonstrate feasibility (dm) AS OF 4/24/24 (SF) UPDATED Note: Plan is not feasible. Disposable income is only $1030 and debtor is not current with Trustee payments. Arrears are $8,001 RECOMMEND $11,200 PTD, $3493 X 53 (BEGIN 5/1/24) 100% PLAN W/MIN $944 TO GUCS - PAY GUCS BEFORE PAYING MORTGAGE ARREARS - CONSENT ORDER RESOLVING OBJ BY RUSHMORE TO BE SUBMITTED WITHIN 30 DAYS AR RESOLVE OR HOLD trustee will agree to pay all creditors concurrently to resolve but we need OK from the mortgage company EDC--same as last time 4/16 workup for the 4/24 calendar edc *If paying gucs 1st and 100% could conf at: 11200 paid then $2921 x 54 remaining 100%-pay gucs 1st 2 payments in arrears still --IS DEBTOR ON THE MORTGAGE I DON'T SEE HER NAME ANYWHERE AND SHE IS NOT ON THE DEED. IF NOT WHERE IS THIS CASE GOING SINCE IT'S MOSTLY MORTGAGE ARREARS? IF SHE IS AN OWNER THERE IS EQUITY TO PAY 100% AND PER ATT THEY WILL PAY 100% 1. Trustee obj to the folowing: - Amendments to Schedules B/C to add PNC Bank acct#9676. - Debtor is not on the Deed, so no 522(d)(1) exemption is allowed. - Excessive expenses on Sched J: Home maintenance $250, plus lawn maintenance $225, Medical/dental $325, plus after school activity with therapy $350 and childcare $100 and transportation for both total $750. - 22c has disposable income $2,679.68, which would require min. div. $160,780 or 100% plan. Also takes excessive expenses on Line #43 for car payment, which should be on Line #13b and divide the balance owed, after school activities/therapy $350 and lawn maint. $225. - Schedules fail to account for tax refund $2,940 when determining disposable income. - Plan does not propose non-exempt equity in personal assets. PNC Bank acct#9676 $46.80 (1/2 int), PNC Bank acct#9668 $145.79 (1/2 int), Capital One Bank acct#2649 $500.01, Capital One Bank acct#8361 $201.23, Capital One Bank acct#2453 $25.06 and Capital One Bank acct#
Email Inquiry Matter Resolved Request Adjourment	129	4/24/2024 10:00 am	23-18117 / MBK	John Zimnis, Esq.	Confirmation Hearing Scheduled	Continued 5/8/2024 2:00 pm	Debtor has made 6 of 7 required payments Arrears: $975.00 Per MBK, ADJ to 5/8 at 2 PM to be current - also giving strong consideration for Conduit (dm) AS OF 4/17/24 (SF) - Does atty agree to conduit? Need status. **JUDGE ORDERED CONDUIT --NEED TO CIRCULATE ORDER SEE NOTES IN CREDITOR CERT OF D 1. Cert of Default by SN Servicing/US Bank just filed scheduled for 4/24/24 at 9 (MUST RESOLVED 2. Trustee objection: - Disposable income verifies $2,554.59. (RECOMMEND 48 MONTH PLAN) - 2014 Mazda has non-exempt equity $127 and bank accts, but d(5) not used, only d(1) on real property. Also pending bank acct statements requested. Plan proposes $975 x 60 100% Payments: 6/7 Arrears: $975 RESOLVED ISSUES: - Amendments to Schedules B and C to add Bank of America checking accts #6189 and #1933. (Accounts belong to Debtor's children) - Need 2 months bank statements from Bank of America checking accts #6189 and #1933 prior to filing date. - Must file Pre-confirmation certificate. (FILED)
Email Inquiry Matter Resolved Request Adjourment	130	4/24/2024 10:00 am	23-18407 / MBK	VINCENT ANSETTI	Confirmation Hearing Scheduled	Dismissed	Debtor has made 4 of 4 required payments Arrears: $0 NA - creditor made an appearance. ISSUES AS OF 4/16/24 (DM): *Atty needs to get 341 Hearing adjourned and then request adjournment of confirmation. Until then, RECOMMEND DISMISSAL* 1) 341 not held, not rescheduled 2) The Bank of New York Mellon (McCalla Raymer) objection to confirmation - need to resolve - total arrears $218,956.25 3) Filed plan proposes payments of $2,320x72 base plan - cannot exceed 60 months proposed plan $2,320x72 base plan paid in $4,640 arrears $2,320 last claim 2
Email Inquiry Matter Resolved Request Adjourment	131	4/24/2024 10:00 am	23-18732 / MBK	Andrew Thomas Archer, Esq.	Confirmation Hearing Scheduled	Dismissed - Hold Fees	Debtor has made 6 of 6 required payments Arrears: $0 Per atty ok to dismiss/hold fees 4/18/24 (SF)- BELOW ISSUES STILL APPLY Atty will request adj to review with client to see if he can get a family contribution and resolve condo claim. PLAN IS NOT FEASIBLE Trustee objection: 1. Objection filed by Nationstar Mortgage (Wohlrab) - Debtor`s proposed plan is insufficient to provide for the claim of Secured Creditor. Upon review of internal records, the objecting creditor is due pre-petition arrears of approximately $70,729.09 (Order entered to pay arrears of $70,659.09 thru plan) 2. IRS filed estimated priority and unsecured claim 1-3 (amended) Priority claim is now $42,358.20 3. IRS filed secured claim 1-1 in the amount of $44,381 which is not addressed in plan 4. State of NJ just filed priority claim 5-1 in the amount $2155.84 (The plan proposes to pay outside) MUST RESOLVE 5. State of NJ filed secured claim in the amount of $75,287.62 which is not addressed in plan (MUST RESOLVE) 6. Arbors Condo Association filed bifurcated claim 2-1 in the amount of $58,296.48 secured and $4880 unsecured (HOW SHOULD CLAIM BE PAID?) 7. Need Domestic Support Obligation information for Jessica Stevens Plan proposes $2684 X 60 Base Payments: 4/5 Arrears: $2684 RESOLVED ISSUES: -Need to file Pre-Confirmation Certification with Court (FILED) - Need a current market analysis - comps used are from June -October 2022 and one from 2/17/2023, filed in October of 2023 comps should from April - September 2023 (RECEIVED)1 - Improper service to Cavalry SPV. Does not serve Managing Agent
Email Inquiry Matter Resolved Request Adjourment	132	4/24/2024 10:00 am	23-18809 / MBK	Jeffrey H. Ward, Esq.	Confirmation Hearing on Modified Plan	Confirmed	Debtor has made 5 of 6 required payments Arrears: $0 Total Paid In: $3,348.00 atty ok to terms AS of 4/16/24(mk): Updated email to atty- atty says she gets a new job in may -more income- so added to terms updated POI and amended I & J by 9/30/24 Debtor is in arrears 1,033.17. She has never been current in this case and now payment going forward is higher as follows. atty says add arrears to plan so TO CONFIRM NEEDS $ 3,348.17 PTD Then 1,004 x 54 begin 5/1/24. Base DEBTOR MUST SIGN UP FOR EWAGE W/IN 10 DAYS . Debtor to provided updated proof of income and amended schedules I & J by 9/30/24 ** Income is not enough. verified at $894 -------------------- MBK ruling that NJ venue is proper and objection is overruled- ADJ to 4/24 to work confirmation numbers (dm order overruling obj was submitted 4/10) AR NOTE venue obj see docs 65,66 and 67 As Of 4/8/24(mk) Arrears 1,033.75 and the objection of Creditor. landlord, Karen Fitzgerald needs a ruling. Debtor is behind and the payment to Tr needs to increase if confirmed and debtor will need Ewage. 4/1/24(mk) Creditor, Karen Fitzgerald filed response (#66) to debtor's cert at #65 concerning residency in NJ - now appears debtor has more ties to FLA than originally disclosed. 3/28/24(mk) debtor had 2 Bkcy cases filed in Florida in 2022 and 2023( dockets in 13 docs under office correspondence. Appears to conflict with the response she filed at #65. Also a Fla Drivers license. NEEDS TRUSTEE REVIEW As of 3/27/24(mk); email to atty- At this time I had rec trems if the landlord's objection was resolved see debtor response at #65- she has always been a NJ residence was adj from 2/28 to 4/10 1. Update POI for new job provided and Amended I & J filed. Dispos. income now $894 But to cover plan claims 1/22/24(mk):atty filed Amended I & J- and will upload pay stubs for new job. Says debtor says she paid arrears - NEEDS TO POST-checked with Kierstyn and 3 TFS payments pending: for $1,000 and $500 and another for $167. As of 1/19/24(mk): >>as of this date , debtor has m
Email Inquiry Matter Resolved Request Adjourment	133	4/24/2024 10:00 am	23-19236 / MBK	Robert C. Nisenson, Esq.	Confirmation Hearing Scheduled	Denied	Debtor has made 6 of 6 required payments Arrears: $0 MP filed 4/2/24 and scheduled for 5/8/24 - Recommend Denial of older plan (dm) Response Doc #45 filed regarding value of property (dm) Reassign to DM As of 3/8/24 (DS): 1. Nationstar (FRENKEL LAMBERT, WEISS) obj to arrears owed, POC filed $10,410.35. Must resolve. (DOUG WORKING ON AMENDED POC POST LOAN MOD) 2. Trustee Supp Obj: - Divorce Judgment provides for a 50/50 split between co-debtor and ex-wife when Madeline Ave is sold. Based upon $461,300 Zillow value, there is approximately $56,824 non-exempt equity once co-debtor takes the proper exemption. - Debtor was never on the Deed to the Madeline Ave property. Thus, the 522(d)(5) exemption has been exceeded. 3. The following claims filed with arrears: - Claim#28-1 of Toyota (2017 Lexus) $887.84. Plan has outside. - Claim#29-1 of Toyota (2019 Buick) $816.78. Plan has outside. - Nationstar Mortgage (Madeline Ave property) $10,410.35. Plan has outside, but Motion to approve loan mod was granted 2/9/24 and had to complete 14 days from order, which expired 2/23/24. Plan did not mention any loan mod. - Claim#54-1 of Service Finance for HVAC Plumbing with arrears $721.44, not in plan. 4. Must file Pre-confirmation certificate. Note: Divorce Decree and property settlement agreement provided. Amended Sched A/B and C filed to add amounts in bank accts and provides bank statements. Prop Plan $325 x 60 begin 11/1/23; Base PTD 6/6 = $1,950 Last Claim (32-2)
Email Inquiry Matter Resolved Request Adjourment	134	4/24/2024 10:00 am	23-19305 / MBK	Daniel E. Straffi, Esq.	Confirmation Hearing Scheduled	Continued 5/8/2024 10:00 am	Debtor has made 5 of 6 required payments Arrears: $500.00 Dan to get consent from creditors for work-up (dm) ISSUES AS OF 4/17/2024 (DM): *If objections below can be resolved by paying claims, then debtor will need $1,508 starting 5/1/24 at 100% because only $8,532 general unsecured claims were filed* 1) Carrington Mtg (HILL WALLACK) OBJs - $37,886.93 arrears on 1st mtg (UNRESOLVED.) 2) Whispering Hills at Barnegat HOA (CUTOLO BARROS) OBJs - arrears not treated in the plan. A bifurcated claim was filed with $13,126.02 secured and $3,382.55 unsecured (UNRESOLVED.) 3) Slomins, Inc. filed $2,005.32 secure judgment not treated in the plan (OKAY TO ADD??) Capital One Auto MFR was resolved. Need terms of order as to amount owed. Per Debtor's opposition, post-pet arrears are to be paid through plan (CO ENTERED PROVIDES $2,530.76 PP ARREARS TO BE PAID WITHIN 30 DAYS OR FILE A MP TO ADD TO THE CASE.) 4) Trustee OBJ: - Need Sept & Oct bank statements for TD acct #6399 (UNRESOLVED.) - Need Sept & Oct bank statements for TD accts #0723, #7969 (RECEIVED.) - Need Sept & Oct statements for Apple Cash acct (RECEIVED SCREENSHOT.) - There is $1,099 disposable income due to tax refund of $3,678 not prorated on Sch I. Note: Auto insurance for 2018 BMW provided 1/30/24. Prop. Plan $500 x 6, $830 x 54, $12,000 Min Div. - Loan Mod on Hawthorne Ln by 6/1/24. PTD 5/6 = $2,500 Last Claim (9-1)
Email Inquiry Matter Resolved Request Adjourment	0	4/24/2024 10:00 am	23-19401 / MBK	Yakov Rudikh, Esq.	Confirmation Hearing Scheduled	Continued 5/8/2024 10:00 am	Debtor has made 6 of 6 required payments Arrears: $0 4/16 workup for the 4/24 calendar edc STATE AND IRS CLAIMS ARE STILL ESTIMATED. 1. Objection filed by PNC Bank (KML) - plan is silent as to pre-petition arrears of $4,278.09. (RESOLVED - PAY PER POC ARREARS) 2. NJ Division of Taxation filed an estimated priority claim #12 which needs to be amended. (STILL ESTIMATED) 3. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2022 tax return or cert of non -filing. (NOT RECEIVED) - Must resolve IRS estimated tax claim. (STILL ESTIMATED) - Must file Pre-confirmation certificate. (NOT FILED) RESOLVED ISSUES: - Auto insurance for 2019 Dodge Durango. (RECEIVED) - The current Plan does not specify treatment of PNC Bank under the Plan. (OBJECTION FILED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in real property $234,123. (100% Plan) (LANGUAGE ADDED) Plan proposes: $1,100 x 60 beginning 11/1/2023, 100% plan Payments: 4/5, arrears $1,100
Email Inquiry Matter Resolved Request Adjourment	135	4/24/2024 10:00 am	23-19563 / MBK	Thomas G. Egner, Esq.	Confirmation Hearing Scheduled	Confirmed	Debtor has made 5 of 6 required payments Arrears: $0 Total Paid In: $1,015.00 Atty accepts terms.sf ISSUES AS OF 4/17/2024 (DM): updated 4/18/24. *TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,015 PTD, THEN $207 x 54 STARTING 5/1/24, BASE PLAN* 1) Trustee OBJ to MP: - Need amended SCH I&J based upon MP (AMENDED SCH J FILED.) - Need updated proof of income based upon MP (RECEIVED 3 STUBS FROM AIR LIQUIDE.) 2) Trustee OBJ: - Debtor has insufficient income. Debtor in arrears - will require wage order, ePay or TFS auto pay. Note: Debtor and GF both filed their own cases, and expenses and income for both is same. Childcare verifies $1,170. Prop. Plan $203 x 60, Base Plan. PTD 5/6 = $1,015 Last Claim (15-1)
Email Inquiry Matter Resolved Request Adjourment	136	4/24/2024 10:00 am	23-19755 / MBK	Thomas G. Egner, Esq.	Confirmation Hearing Scheduled	Confirmed	Debtor has made 3 of 5 required payments Arrears: $0 Total Paid In: $1,616.00 4/16 workup edc -unsecured claims came in higher **confirm at: $1615.99 paid then 870x 55 beg 5/1/2024---Horry County claim will not be paid unless a valid claim is filed-100% with equity preserved of $189,335 RESOLVED ISSUES: Trustee's objection: - Need to file Pre-Confirmation Certification with Court (FILED) - State of NJ claim is estimated for 2017, 2018 and 2019 taxes need to resolve (resolved) - IRS claim is estimated for 2019. (resolved) -- Using December 2023 paystubs, income verifies significantly higher than the amount disclosed on Schedule I. Debtor is paid weekly. Need attorney to provide income calculations. -Schedule J fails to include rental expense for NJ property, utilities, food - need explanation (OK - 100% PLAN) -- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -- There is $189,335 equity in real property- 100% plan (LANGUAGE ADDED) -- Checking account balance as of 10/12/2023 the balance was $622.72, not $8.48 - need to amend schedules A/B and C (OK - 100%$ PLAN) Plan proposes: $530 x 60 beginning 12/1/2023, 100% to unsecured creditors Payments: 2/3, arrears $522.01
Email Inquiry Matter Resolved Request Adjourment	137	4/24/2024 10:00 am	23-19807 / MBK	Jeffrey E. Jenkins, Esq.	Confirmation Hearing - Order Vacate Dismissal of Case	Continued 6/12/2024 10:00 am	Debtor has made 4 of 5 required payments Arrears: $429.00 Why was plan payment reduced from $951 to $390 when debtor's own schedules show $972 in monthly disposable income (dm) issues as of 4/18/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has failed to file a feasible plan - that propose a tier plan payment when car payment $220 ends in month 30. - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,494 when determining disposable income. - The current Plan does not specify treatment of Credito Real USA (2018 Mitsubishi Mirage) under the Plan. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in real property $28,156. no exemption was claimed on Sch C (POC CAME IN HIGHER - NOW $15,433 BEFORE EXEMPTION TAKEN) - Must file Pre-confirmation certificate. - Trustee standard order of distribution. proposed plan $390x60 0% plan paid in $1170 arrears $780 last claim 4
Email Inquiry Matter Resolved Request Adjourment	138	4/24/2024 10:00 am	23-19856 / MBK	TERRY GLEN TUCKER, PC	Confirmation Hearing - Order Vacate Dismissal of Case	Continued 5/8/2024 10:00 am	Debtor has made 5 of 5 required payments Arrears: $0 issues as of 4/18/2024 (JMA) 1) 341 hearing scheduled for 5/2/2024 2) IRS priority claim estimated for 2021 taxes - need amended claim 3) Need to file Pre-Confirmation Certification with Court 4) Current with Trustee plan payments
Email Inquiry Matter Resolved Request Adjourment	139	4/24/2024 10:00 am	23-20451 / MBK	Brad J. Sadek, Esq.	Confirmation Hearing on Modified Plan	Plan Denied	Debtor has made 5 of 5 required payments Arrears: $0 4/23/24:MK :Per AR this plan has to be w/d or denied and MP to add post pet 12,796.60 into plna filed in 14 days. and we will object to MP -unless that plan provides for conduit payments mk; 4/18/24: saw that creditor submitted an order stating delinquency is $12,796.60. debtor to file a MP and include this in plan- IS TR OK W/ that since conduit was requested?? As of 4/15/24(mk): MFR on 3/27 NationStar( McCalla): needs Resolution -debtor wants recap and pay in plan TR HAS REQUESTED CONDUIT SO THIS HAS TO BE RESOLVED BEFORE WE CAN GET TO CONFIRMATION- as well as debtor needs to address tr objection s below 1. Trustee Objection: -INCOME VERIFIES MUCH HIGHER THAN SCHEDULDED. Disp. income is 7,963. bar date has passed and GUC total is $34,011.11 - Need Amend Schedule I and provide proof of income for new part -time job with Community Medical Center and new main job at St. Peters Hospital. NEED TO KNOW WHAT IS CURRENT STAE OF DEBTOR AND SPOUSE INCOME TO MAKE SURE WE AREN'T USING INCOME ON A JOB THAT DEBTOR NO LONGER HAS - need 2023 tax return by 5/15/24. - Need to file Pre-Confirmation Certification. Plan:$1085 X 60; MIN $14,224 4/5 payments ------------------- . Objection By Nationstar(McCalla): RESOLVED ORDER ENTERED 3/4/24PAY ARREARS THRU PLAN -plan fails to pay arrears
Email Inquiry Matter Resolved Request Adjourment	140	4/24/2024 10:00 am	23-20500 / MBK	David G. Beslow, Esq.	Confirmation Hearing Scheduled	Continued 5/22/2024 10:00 am	Debtor has made 5 of 5 required payments Arrears: $0 AS OF 4/24/2024 (at): AMENDED I FILED SHOWING REDUCTION IN INCOME. NEED UPDATED PAY STUBS TO SUPPORT THIS DECREASE. Trustee's objection: - Need outcome of resolution on Child Support, may need to amend Schedule J ($1,250/month for alimony and $273.75/month for twelve months) RESOLVED ISSUES: - must file pre conf cert. (FILED) The debtor has failed to supply the Trustee with the following document(s): auto insurance renewal, policy provided expired 12/15/2023 (RECEIVED) -Verification of Creditor Matrix fails to include list of creditors and the address they were served (OK - ADDRESSES ARE LISTED) Plan proposes: $200 x 60 beginning 12/1/2023, base Payments: 5/5 RESOLVED ISSUES: - Amendments to Schedules -Schedules A/B and C to include Citizens Bank acct #541 -2 (AMENDED)
Email Inquiry Matter Resolved Request Adjourment	141	4/24/2024 10:00 am	23-20523 / MBK	George E. Veitengruber, III, Esq.	Confirmation Hearing on Modified Plan	Confirmed	Debtor has made 3 of 5 required payments Arrears: $0 Total Paid In: $3,198.00 as of 4/18/2024 (JMA) ok to confirm at $3,198 paid to date, $1,145x55 begin 5/1/2024 100% plan with minimum $80,611.32 dividend to general unsecured creditors 1) Trustee objection to confirmation - RESOLVED 2) Wells Fargo Bank (Brock & Scott) - objection to confirmation - RESOLVED, MODIFIED PLAN NOW PROPOSES PAYMENT OF CLAIMS, NO LOAN MODIFICATION proposed plan $1066x60 100% paid in $3198 arrears $2132 last claim 2 RESOLVED ISSUES: -The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): -There is $80,611.32 non-exempt equity in home -Wells Fargo Bank (Brock Scott) objection to confirmation, plan provides funding based on Loan Mod by 6/1/2024. The treatment is speculative. RESOLVED, MODIFIED PLAN NO LONGER PROPOSES A LOAN MODIFICATION -Need to file Pre-Confirmation Certification with Court RESOLVED, FILED -A copy of the homeowner's insurance renewal declaration - policy provided is forced place policy by mortgage company, does not include personal liability coverage PROVIDED RESOLVED -Need to provide the 10/2023 statement for The Bank of Princeton acct#0224 RESOLVED, PROVIDED
Email Inquiry Matter Resolved Request Adjourment	142	4/24/2024 10:00 am	23-21257 / MBK	MaryBeth Schroeder, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 3 of 4 required payments Arrears: $405.00 ISSUES AS OF 4/17/2024 (DM): 1) Plan provides a cure of arrears of $18,777 to Shellpoint Mtg in Part 4a of the plan (NO POC FILED AND BAR DATE HAS EXPIRED.) 2) Plan provides $195,000 pay-in-full treatment to Shellpoint Mtg in Part 4g of the plan - this is inconsistent treatment and no POC filed as noted above (UNRESOLVED.) 3) Trustee OBJ: - Debtor has failed to file a feasible plan. - Need a MP that selects an option in Part 8a, 8d, and provides the Trustee Standard Order of Distribution in Part 8c (UNRESOLVED.) - There is $160,444 non-exempt equity in real property. Plan needs to be 100% and not a minimum dividend of $1,075.26. Only $1,295 GUCs filed. *RESOLVED ISSUES* A) Trustee OBJ: - Must file Pre-Confirmation Certificate (FILED.) Prop. Plan $405 x 60, $1,075.26 Min Div. PTD 3/4 = $1,215 Last Claim (2-1)
Email Inquiry Matter Resolved Request Adjourment	143	4/24/2024 10:00 am	23-21701 / MBK	Russell L. Low, Esq.	Confirmation Hearing Scheduled	Confirmed	Debtor has made 4 of 4 required payments Arrears: $0 Total Paid In: $560.00 4/22/24(mk): Updated CAN CONFIRM AT $140 x 60 begin 1/1/24 Base w/ min to gucs $2,550 due to equity in mobile home. Minimum of $2550 to GUCS due to equity in mobile home. TR is authorized to pay Toyota Motor Creditor arrears claim #7-1 in the amount of $164.31 through the plan* ------------------------ waiting for clarification on Mazda ownership - then can work up- 2012 mazda gave to a friend- value 1,000- exempted 3/22/24(mk) adj request uploaded- says debtor no longer owns Mazda- needs to amend schedules- TR obj was that the car was on the uto insurance and NOT on schedule B Or C - needs certification about the vehicle and what happened to it and proof it is off the insurance as of 3/20 - No reply from atty AS of 3/13/24(mk): email to atty >STILL NO EXPLANATION ON WHO OWNS THE MAZDA? 1. Plan has Toyota Motor as unaffected POC arrears $164.31- OK TO PAY? Trustee needs to receive non-exempt from 2 PI cases 2. Trustee Objection: -plan has Toyota as unaffected - FILED POC#7-1- ARREARS $164.31-OK TO PAY? - need Valuation on 2012 Mazda CX-9. WHO OWNS THIS CAR? - need Amendments to Schedules B and C to add 2012 Mazda CX-9, per auto insurance and no additional drivers listed. If owned by debtor)-AMENDED FILED BUT NO CHANGE--- As of now, there is non-exempt equity in mobile home $2,550 and 2012 Mazda ---------------------------------- - need copy of the homeowner's insurance renewal declaration - if not confirmed by 2/28/24, insurance expires 3/2/24.(PROVIDED) - insufficient income(DEBTOR IS CURRENT) Plan:$140 x 60 begin 1/1/24; Base 4/4 payments
Email Inquiry Matter Resolved Request Adjourment	144	4/24/2024 10:00 am	23-21852 / MBK	Brian W. Hofmeister, Esq.	Confirmation Hearing Scheduled	Continued 5/22/2024 10:00 am	Debtor has made 4 of 4 required payments Arrears: $0 ADJ to 5/22 for Cert and additional proof of income to justify 60-month plan (dm) AS OF 4/17/24 (SF) Recommend 48 month plan due to excess income RECOMMEND $1000 X 3 (BEGIN 1/1/24); $1721 X 45 (BEGIN 4/1/24) 100% PLAN W/MIN $143,561 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY -POLICE AND FIRE FCU CLAIM 6-1 WILL BE OUTSIDE PER STAY RELIEF 1. Trustee objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $650/month for food $150/month for clothing $150/month for personal care Need proof of excessive expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $4,814. - There is $130,488 in non-exempt equity in the residence. (100% Plan) - There is $8,741 in non-exempt equity in the vehicles. - There is $4,332 in non-exempt equity in the TD Savings account. Plan proposes $1,000 x 60; 100% Plan Payments: 3/4 Arrears: $1000 RESOLVED: - Objection filed by PNC Bank (Dennis Uhlmann)- The plan is silent as to creditor and feasibility issue. (CLAIM FILED WITH ZERO ARREARS) COS - Need to file Pre-Confirmation Certification (FILED)
Email Inquiry Matter Resolved Request Adjourment	145	4/24/2024 10:00 am	23-21870 / MBK	Andrew Thomas Archer, Esq.	Confirmation Hearing Scheduled	Continued 5/22/2024 10:00 am	Debtor has made 3 of 4 required payments Arrears: $800.00 AS OF 4/19/2024 (at): MOTION TO ALLOW LATE PROOF OF CLAIM IS SCHEDULED FOR 5/8/2024. NEED TO ADJOURN THIS CONFIRMATION HEARING. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - 2 months (Nov & Dec) statements from TD Bank checking acct, prior to filing date. (RECEIVED) RESOLVED ISSUES: The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in personal injury matter settled, pending proof of settlement. (LANUGAGE ADDED $ 8,178 N/E PENDING REVIEW OF SETTLEMENT STATEMENT) - Need settlement documents from PI lawsuit that was settled (per Sched B $42,762) (SETTLEMENT STATEMENT - $66,500 settlement) - Need a valuation for all vehicles listed on Schedule B. (RECEIVED - THERE IS $6,361 IN NON EXEMPT EQUITY IN THE BUICK) - Must file Pre-confirmation certificate. (FILED) Plan proposes: $800 x 60 beginning 1/1/2024, base Payments: 3/4, arrears $800
Email Inquiry Matter Resolved Request Adjourment	146	4/24/2024 10:00 am	23-21918 / MBK	Robert Cameron Legg, Esq.	Confirmation Hearing on Modified Plan	Continued 5/22/2024 10:00 am	Debtor has made 3 of 4 required payments Arrears: $300.00 ADJ to 5/22 Peremptory for Atty to start short sale approval or get listing agreement - case is not feasible otherwise (dm) As of 4/19/24 (DS): 1. ISSUES UNRESOLVED: - Must amend Sched B and C to add potential medical malpractice lawsuit, take proper exemptions for Capital One checking/savings accts and non-exempt proceeds from malpractice lawsuit to Trustee. - Debtor has insufficient income, disposable income verifies $-189. DEBTOR HAS NOT MADE APRIL PAYMENT. - Debtor has failed to file a feasible plan that propose non-exempt equity proceeds from sale of residence to Trustee. - Debtor has undertaken an improper use of exemption. Specifically: Adding 100% fair market value for Capital One checking and savings acct. - Add to confirming order non-exempt proceeds from sale of residence to Trustee. - Resolve obj of US Bank (LAURA EGERMAN) obj to arrears not paid and sale. As of 3/25/24 (DS): DEBTOR ATTY REQUESTED ADJOURNMENT, Mod plan filed 3/13/24 and scheduled for 4/24/24. REQUEST DENIED, DOES NOT GET CONSENT OF OBJ CREDITOR As of 2/26/24 Debtor atty requested adj to resolve all issued 2/28/24 (DS): 1. Trustee obj to the following: - Must amend Sched B and C to add potential medical malpractice lawsuit and non-exempt proceeds from malpractice lawsuit to Trustee. - Debtor has insufficient income, disposable income verifies $-189. - Debtor has failed to file a feasible plan that propose non-exempt equity proceeds from sale of residence to Trustee. - Debtor has undertaken an improper use of exemption. Specifically: Adding 100% fair market value for Capital One checking and savings acct. - There is no equity in real property, claim filed much higher. - Add to confirming order non-exempt proceeds from sale of residence to Trustee. - Must resolve creditor objection. 2. US Bank (LAURA EGERMAN) obj to arrears not paid and sale. Must resolve. Prop Plan $300 x 36 begin 1/1/24; $0 and Sale of Center St by 6 months after conf Note: Service to Midland Funding and New Cen
Email Inquiry Matter Resolved Request Adjourment	201	4/24/2024 10:00 am	23-21929 / MBK	Lee M. Perlman, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 4 of 4 required payments Arrears: $0 Total Paid In: $1,352.00 UPDATED 4/22/2024 (JMA) TO CONFIRM NEED $1,352 PAID TO DATE, $431X56 BEGIN 5/1/2024 WHICH INCLUDES MINIMUM $19,599.87 DIVIDEND TO GENERAL UNSECURED CREDITORS DUE TO NON-EXEMPT EQUITY IN HOUSE AND BANK ACCOUNTS issues as of 4/18/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Auto accident settlement statement PROVIDED, RECEIVED $25,333.34 FOR UIM SETTLEMENT proposed plan $338x60 base plan paid in $1,014 arrears $338 last claim 12 RESOLVED ISSUES: - A copy of the last filed tax return - for 2023 when filed. RESOLVED, PROVIDED RETURN, NO REFUND - Plan fails to propose the non-exempt equity. INCLUDED IN CALCULATION OF CONFIRMATION TERMS - Must file Pre-confirmation certificate RESOLVED, FILED - The debtor(s) plan consists of unnecessary or excessive expense items, such as: - Car insurance for Debtor $175 and spouse car insurance $120 total $295 (per auto insurance with 2 cars and both on insurance verifies $194), - 2 months bank statements from 2 business checking and savings accts listed on Sched B. PROVIDED STATEMENTS, BALANCE ON ACCT #660 AS OF 12/31/2023 $14,846.08 (THE 10/31/2023 BALANCE $19,839.46) DID NOT PROVIDE THE STATEMENT FOR NOVEMBER 2023 HOWEVER BALANCE IS ON THE DECEMBER 2023 STATEMENT. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in real property $9,051.42, Wells Fargo savings acct 1/2 int has $9,919.73, Wells Fargo checking acct $928.72 TOTAL NON-EXEMPT EQUITY $19,599.87 - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in real property $9,051.42, Wells Fargo savings acct 1/2 int has $9,919.73, Wells Fargo checking acct $928.72 TOTAL NON-EXEMPT EQUITY $19,599.87 and 1999 Sterling AT (pending valuati
Email Inquiry Matter Resolved Request Adjourment	148	4/24/2024 10:00 am	24-10008 / MBK	Brad J. Sadek, Esq.	Confirmation Hearing Scheduled	Confirmed	Debtor has made 3 of 3 required payments Arrears: $0 Total Paid In: $2,601.00 AS OF 4/15/2024 (at): RECOMMEND: $867 X 60 BEGINNING 2/1/2024, 100% PLAN Preserve non exempt equity of $251,370 in real estate. Trustee Standard Order of Distribution Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Excess expense on Schedule J, homeowners insurance for the NJ property is $91/month and the Florida property is $255/month = total monthly expense of $346, not $910; car payment of $899 allowed $649. Schedule J reduced by $814. THIS IS A 100% PLAN - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $207,000 non-exempt equity in residence- 100% PLAN (LANGUAGE ADDED) - There is $44,370 non-exempt equity in Florida property - 100% PLAN (LANGUAGE ADDED) Plan proposes: $867 x 60 beginning 2/1/2024, 100% plan Payments: 3/3
Email Inquiry Matter Resolved Request Adjourment	149	4/24/2024 10:00 am	24-10016 / MBK	George E. Veitengruber, III, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 1 of 3 required payments Arrears: $2,744.00 $1,372 TFS payment in transit - ADJ to 6/12 As of 4/22/24 (DS): 1. DEBTOR IN ARREARS $2,744, SINCE LAST HEARING DEBTOR MAKE 1 PYMT IN MARCH, BUT NO ADDITIONAL PAYMENTS MADE. MADE 1 OUT OF 3. 2. BELOW ISSUES REMAIN UNRESOLVED. As of 3/12/24 (DS): Debtor atty requested adjournment and provided proof of TFS payment made $1,372. AS OF 4/19/24 ONLY 1 PYMT MADE SINCE LAST HEARING IN MARCH. ARREARS $2,744, MADE 1 OUT OF 3 PYMTS. As of 3/8/24 (DS): 1. No Trustee payments made, Debtor in arrears $2,744, made 0 out of 2 payments. 2. Trustee obj to the following: - Need 2023 tax returns and resolve State of NJ (2018-2020 not filed) estimated tax claims. - Debtor has undertaken an improper use of exemption. Specifically: Over exempts d(5) by $1,539.30, takes full d(1) on real property, which leaves d(5) at $1,475 allowed exemption. - 22c Line 13b takes $323, but car loan in 60 months is $542.24, which should be $86.76 deducted and Line 30 takes additional food/clothing $28 total disposable income with Line 45 having $2,575.55 should be $2,839.79, which would require minimum dividend $170,387.40 to gucs. Plan pays 100%. - Sched I fails to add tax refund $9,559 when determining disposable income. - There is estimated non-exempt equity in real property $103,619 (pending estimated tax claim, which needs to be resolved) and in Citizens Bank ckg acct#2026 $1,539.30. - Must resolve all creditor objections filed. - Must file Pre-confirmation certificate. 3. Pinnacle FCU (MICHAEL DUPONT) obj plan fails to mention arrears owed, POC filed with arrears $34,830. Obj must be resolved. 4. Deutsche Bank/JPMorgan Chase (ALEISHA JENNINGS) obj to plan failing to include intentions. Loan matures 11/1/25 therefore total claim must be paid, POC filed arrears $3,409.16. Prop Plan $1,372 x 60 begin 2/1/24; 100% Note: IRS amended claim 4/19/24, no longer estimated $0 owed.
Email Inquiry Matter Resolved Request Adjourment	150	4/24/2024 10:00 am	24-10051 / MBK	Marc C. Capone, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 1 of 3 required payments Arrears: $6,350.00 issues as of 4/18/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - A copy of the last filed tax return - 2023 tax return. NOT PROVIDED TO DATE - Order of support payments listed on Schedule J $8,387.36 and proof of health/life insurance expense. NOT PROVIDED TO DATE - Amendments to Schedules 122C-1 takes household of 2, no dependents and not married NOT FILED TO DATE - The debtor(s) plan consists of unnecessary or excessive expense items, such as: - Business forms list Debtor business located at home, Sched J and P &L list business expenses for cell phone $285.61 and Tele/internet $802.69 total $1,088.30 plus Sched J $174.58 total $1,262.88 and utilities $884 plus Sched J $525 total $1,409. NOT PROVIDED TO DATE - Schedule J excessive expenses: Rent $3,800, Electricity $425/P &L $884, Tele/cell/internet/cable $174/P&L $802.69, Food $600, Clothing $150, Life insurance $200, Health insurance $1,200/P&L has payroll expenses $4,324.28 (What are they expenses and is it medical?) and Support payment $8,387.36 (must provide proof of support). NOT PROVIDED TO DATE - 22c takes household of 2, no dependents and Debtor not married, should take household of 1. Case is above median, if household 1. 22c has excesssive expenses on Line 10 takes difference rental lease $1,901, Line 18 Life insuance $200, Line 19 Court order payments $8,387.36, Line 25 health insurance $1,200, Line 30 Additional clothing food $46 and Line 43 Pet expenses $125. NOT RESOLVED - Must add to confirming order Debtor attorney to file fee app within 7 days from confirming. ADD TO CONFIRMING ORDER - Trustee standard order of distribution. ADD TO CONFIRMING ORDER 2) IRS priority claim is estimated for 2023 taxes and WT-FICA 3/31/2024 - NEED AMENDED CLAIM proposed plan $500x2, $12,700x58 0% paid in $4,175 arrears $9,525 last claim 5 RESOLVED ISSUES - Domestic Support Obligation information form RESOLVED, PROVIDED -amend Sched B and C to add business value. AMENDED SCHEDULES
Email Inquiry Matter Resolved Request Adjourment	151	4/24/2024 10:00 am	24-10073 / MBK	Yakov Rudikh, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 3 of 3 required payments Arrears: $0 AS of 4/22/24(mk): updated 1. IRS ESTIMATED POC PRIORITY AND GUC(No returns for 2018-2023 - NEEDS RESOLUTION 2. ESTIMATED ST OF NJ TAX CLAIM Plan:$150 X 60; BASE 3/3 payments ---------RESOLVED---------------------------- - objection by Wells Fargo( Brock & Scott):TERMS= PAY POC ARREARS $2,841.57 thru plan Trustee objection: amended schedules filed to include Wells Bank account but no amended C. OK PER EDC 3/6/24: consent Order submitted resolving objection By Wells Fargo( Brock & Scott): terms= pay POC #6 arrears $2,841.57
Email Inquiry Matter Resolved Request Adjourment	152	4/24/2024 10:00 am	24-10124 / MBK	George E. Veitengruber, III, Esq.	Confirmation Hearing Scheduled	Confirmed	Debtor has made 3 of 3 required payments Arrears: $0 Total Paid In: $4,368.00 AS OF 4/24/24 (SF) RECOMMEND $1456 X 60 (BEGIN 2/1/24) 100% PLAN W/MIN $159,023 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE - OTBS WITHIN 30 DAYS RESOLVING PINORA OBJECTION- OK TO PAY ARREARS - OK TO PAY ARREARS CLAIM 1-1 FOR ACURA FINANCIAL SERVICES - MUST FILE PRE-CONFIRMATION CERT WITHIN 14 DAYS - NONEXEMPT PROCEEDS FROM LAWSUIT TO BE TURNED OVER TO TRUSTEE work-up at 100% with OTBS on RAS objection AS OF 4/15/24 (SF) 1. Objection filed by Pingora Loan Servicing (Jennings) - failure to provide for treatment of arrears claim in the amount of $3,546.50. (MUST RESOLVE) 2. Acura filed arrears claim 1-1 for $641.33 (OK TO PAY?) 3. Trustee objection: - monthly disposable income $2,028.23 - There is non-exempt equity in house $159,023 - There is non exempt proceeds form law suit to be paid to Trustee. -must file pre conf cert Plan proposes $1456 x 60 100% Payments: 3/3 Arrears:
Email Inquiry Matter Resolved Request Adjourment	153	4/24/2024 10:00 am	24-10138 / MBK	James J. Romero, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 3 of 3 required payments Arrears: $0 As of 4/19/24 (DS): 1. State of NJ filed estimated tax claim, 2018, 2019 and 2021 not filed. Must resolve claim. 2. Sunnova (lease for solar panels) filed unsecured claim with arrears $144.32. Must amend or move against claim to be secured. 3. BELOW ISSUES REMAIN UNRESOLVED. 3/13/24 (DS): 1. Trustee obj to the following: - Must amend Sched I to include income from Johnny's Express. Debtor should also provide proof of all income received from this LLC for the last 6 months. - Need property settlement agreement to determine if ex-spouse has interest in property real property. - Excessive expense on Sched J for utilities $655. - 22C-2 excess expense on Line 22 additional health insuraance $150, none listed on Sched I or J. - 22c Line 45 shows disposable income $10,407.10, which would require minimum dividend $624,426 to gucs. Plan will need to remain 100%. - There is non-exempt equity in real property $89,893.36 and Wells Fargo Bank acct $194,219.37 total $284,113. 2. SN Servicing (FRIEDMAN VARTOLO) obj to loan mod and arrears not paid. Plan has arrears to be paid pending loan mod. Obj must be resolved. LOSS MIT ORDER GRANTED FOR LOAN MOD TO BE DONE BY 5/26/24. PLAN PROPOSE TO PAY ARREARS. 3. IRS filed estimated tax claim, 2018, 2019 and 2023 not filed. Must resolve claim and also provide Trustee copy of filed 2023 tax returns. Prop Plan $2,000 x 60 begin 2/1/24; 100% and Loan mod on Hyson Rd 6 months from confirming Note: Chase Bank acct statements for Nov & Dec provided.
Email Inquiry Matter Resolved Request Adjourment	154	4/24/2024 10:00 am	24-10193 / MBK	Andrew G. Greenberg, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 3 of 3 required payments Arrears: $0 AS OF 4/17/24 (SF) 1. Objection filed by Ajax Mortgage Loan Trust 2021-F (West) - failure to pay arrears of $120,141.16 and speculative loan mod 2. IRS priority claim 1-1 is estimated (NEED AMENDED CLAIM) 3. Trustee objection: - Need a copy of the last filed tax return - 2023 by 5/31/2024. The debtor(s) plan consists of unnecessary or excessive expense items, such as: $600/month for utilities $600/month for cable/internet/phone $300/month for clothing $900/month for transportation $1,100/month for health insurance Need proof of expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $1,294.02. - Per the 22C, monthly disposable income is $1,247 which requires a minimum dividend of $74,820 to general unsecured creditors. - There is $2,000 in non exempt equity in the bank account. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, - Need to file Pre-Confirmation Certification Plan proposes $800 x 60; 100% Plan; Loan mod by 7/8/24 Payments: 3/3
Email Inquiry Matter Resolved Request Adjourment	155	4/24/2024 10:00 am	24-10248 / MBK	Christopher G. Cassie, Esq.	Confirmation Hearing on Modified Plan	Confirmed	Debtor has made 2 of 3 required payments Arrears: $0 Total Paid In: $1,555.00 4/17 workup edc RECOMMEND:$1555 paid then 670 x 57 beg 5/1/24 pro rata----Claims will be paid according to the trustee's order of distribution.----Non exempt funds from personal injury suit are to be turned over to the trustee. Need to file Pre-Confirmation Certification within 7 days of confirmation. filed ok edc Trustee's objection: - The debtor has insufficient income. - A Modified Plan that completes part 8. (MOD PLAN NOT FILED) - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 by 5/15/2024. (LANGUAGE ADDED) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION) - Need to add non-exempt proceeds from PI claim to the confirming order. (LANGUAGE ADDED) Plan proposes: $885 x 60 beginning 2/1/2024, not less than $18,611 to unsecured creditors Payments: 1/2, arrears $885
Email Inquiry Matter Resolved Request Adjourment	156	4/24/2024 10:00 am	24-10399 / MBK	Steven J. Abelson, Esq.	Confirmation Hearing Scheduled	Withdrawn	Debtor has made 3 of 3 required payments Arrears: $0 AS OF 4/16/24 (SF) - MP FILED AND SCHEDULED FOR 5/22/24. THIS PLAN IS MARKED WITHDRAWN. 1. Objection filed by Nationstar (Courtney Shed) - failure to pay arrears of $104,079.12 2. Objection filed by Americredit/GM Financial (William Craig) - objects to cram 3. Trustee objection: - Need a copy of the last filed tax return - for 2023. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution. - Must file Pre-confirmation certificate Plan proposes $2145 x 60 Base Payments: 3/3
Email Inquiry Matter Resolved Request Adjourment	157	4/24/2024 10:00 am	24-10514 / MBK	Marcia Y. Phillips, Esq.	Confirmation Hearing Scheduled	Confirmed	Debtor has made 3 of 3 required payments Arrears: $0 Total Paid In: $2,100.00 As of 4/20/24(mk): Undated .email to atty CAN REC CONF AT 700 x 36 Begin 2/1/24 BASE. Trustee shall pay Navy FCU, claim 13-1 filed in the amount of $200 through the plan. The unsecured portion and treat unsecured amount 69.76 pro rata w/ rest of gucs 1. Trustee Objection: (Income has Soc Sec) excessive expensei$1,700/month for Iphone, watches and Ipad - debtor agrees excessive. Tr reduced expense total of 6,267 leaves dispos income 2,000 p/M income is soc sec and Va disability and pension so TR will compromise for 1400 p/m going forward - need to file pre conf cert. FILED ---------------RESOLVED---------------- atty says proof of 359 support in DSO docs update auto insur provided atty agrees 1700 excessive expense- agrees to 350- EXPENE TOTAL WAS REDUCED BY 1,000 TO 6,267 LEAVING DISPOS INCOME OF 2,112 PER MONTH -Navy FCU filed a bifurcated claim that needs to be resolved. add lang; pay the secure part of $200 through the plan and treat unsecured pro rata w/ rest of gucs Plan:$700 X 36; BASE 3/3 payments
Email Inquiry Matter Resolved Request Adjourment	158	4/24/2024 10:00 am	24-10980 / MBK	David A. Semanchik, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 2 of 2 required payments Arrears: $0 As of 4/23/24 (DS): Debtor atty requested adjournment, emailed atty to provide updated insurance for the 2 motorcycles and consent of objecting creditor. Request was denied. 1. Trustee obj to the following: - Need updated auto insurance for 2 motorcycles (expired 4/22/24), 2 months bank statements from Saker Credit Union acct, prior to filing date. - Amendments to Schedules A/B to add Saker Credit Union bank acct has $1,161.92 in acct. - Plan does not specify treatment of American Express (judgment lien) $15,311.51. Trustee ok to pay? - There is non-exempt equity in real property $128,608.85, 2017 Honda motorcycle $3,000, 2007 Chevy Truck $2,500, 2016 Mitsubishi Outlander $2,000, 2018 Nissan Leaf $2,265, Bank of America acct#7549 $1,792.10, Bank of America acct#9579 $4,626.68, Bank of America acct#4542 $2,327.31, ETrade acct $1,000 and Saker Credit Union bank acct has $1,161.92 total $149,282. (100% Plan). - Nissan filed arrears claim $28.26. Trustee ok to pay. 2. Valon Mortgage filed arrears claim $3,221.60. Trustee ok to pay? PER EMAIL FROM DEBTOR ATTY REACHED OUT TO MORTGAGE, DEBTOR CLAIMS THEY DO NOT OWE ANY ARREARS/ ATTY REQUESTED ADDITIONAL Prop Plan $1,100 x 60 begin 3/1/24; 100% Note: Auto insurance provided for vehicles, but not motorcycles and bank statements from Saker provided. Car payment $740, ok since plan pays 100%. Disposable income verifies $4,417 (plan pays 100%).
Email Inquiry Matter Resolved Request Adjourment	159	4/24/2024 10:00 am	24-11020 / MBK	John Zimnis, Esq.	Confirmation Hearing Scheduled	Confirmed	Debtor has made 2 of 2 required payments Arrears: $0 Total Paid In: $800.00 issues as of 4/18/2024 (JMA) OK TO CONFIRM AT $800 PAID TO DATE, $415X58 BEGIN 5/1/2024 100% PLAN 1) Trustee objection to confirmation - need to resovle The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): -there is $67,179.03 non-exempt equity in house (100% PLAN) 2) Bar date does not expire until 4/12/2024 - HAS NOW EXPIRED proposed plan $400x60 100% paid in $400 last claim 2
Email Inquiry Matter Resolved Request Adjourment	160	4/24/2024 10:00 am	24-11120 / MBK	Eric P. LeBoeuf, Esq.	Confirmation Hearing Scheduled	Confirmed	Debtor has made 2 of 2 required payments Arrears: $0 Total Paid In: $4,000.00 AS OF 4/15/24 (SF) Due to nonexempt equity in personal property, plan requires 100% to gucs RECOMMEND $2000 X 60 100% W/MIN $57,527 TO GUCS PER NONEXEMPT EQUITY IN PERSONAL PROPERTY - MUST FILE PRE-CONFIRMATION CERT WITHIN 14 DAYS - PROVIDE COPY OF BANK OF AMERCIA SAVINGS ACCOUNT STATEMENT WITHIN 30 DAYS Trustee objection: - Need a current market analysis - with comparatives sold within 6 months and a price recommendation for subject property. (Used zillow and there is no equity) - There is $13,102 in non exempt equity in the Santander bank account. - There is $38,625 in non exempt equity in the surplus funds from foreclosure on Alder Court property. - There is $5,800 in non exempt equity in the Bank of America savings account. (pending review of statement) (STILL NEED) - Need to file Pre-Confirmation Certification. Plan proposes $2000 x 60 Base Payments: 1/2 Arrears: $2000
Email Inquiry Matter Resolved Request Adjourment	161	4/24/2024 10:00 am	24-11168 / MBK	Peter E. Zimnis, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 2 of 2 required payments Arrears: $0 As of 4/12/24 (DS): 341 sched 5/9/24, must submit conf adj request. Per AR, ADJ to 4/24 for payment to post. As of 3/27/24 (DS): 341 not held 3/21/24. STILL NEED; DR BUSINESS P/L 2 MTHS FROM JAN/FEB 2022, DR 2022/2023 TAX RETURNS,DR BANK STMNTS 2 MTHS, DR CUR CAR INSUR FOR 3 VEH.. ALSO NO TRYSTEE PAYMENTS MADE.
Email Inquiry Matter Resolved Request Adjourment	162	4/24/2024 10:00 am	24-11182 / MBK	Jeffrey E. Jenkins, Esq.	Confirmation Hearing Scheduled	Moot	Debtor has made 1 of 2 required payments Arrears: $734.00 COURT RESCHEDULED CONFIRMATION HEARING TO 5/22/24 (dm) AMT: VICINAGE CORRECTED TO TRENTON
Email Inquiry Matter Resolved Request Adjourment	163	4/24/2024 10:00 am	24-11209 / MBK	PRO SE	Confirmation Hearing on Modified Plan	Continued 5/8/2024 10:00 am	Debtor has made 2 of 2 required payments Arrears: $0 issues as of 4/18/2024 (JMA) 1) Trustee objection to confirmation - need to resolve -The debtor has insufficient income. -The debtor has undertaken an improper use of exemption. Specifically: The Trustee objects to the 522(b)(3)(B) exemption taken on the Pebble Lane property. ISSUE NOT RESOLVED -The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $70,479 equity in real estate. FILED CLAIM HIGHER, REDUCES NON-EXEMPT EQUITY TO $57,484.28 proposed plan $1,424.72x60 100% plan paid in $1,424.72 arrears $1,424.72 last claim 1 RESOLVED ISSUES: -Must file Pre-confirmation certificate. RESOLVED, FILED -A Modified Plan that marks off Part 5a of plan unsecured creditors. RESOLVED -The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - Need Tax Declaration Form. PROVIDED, HAS BEEN UNEMPLOYED FOR LAST 4 YEARS, SOCIAL SECURITY IN ONLY INCOME
Email Inquiry Matter Resolved Request Adjourment	164	4/24/2024 10:00 am	24-11306 / MBK	Robert C. Nisenson, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 1 of 2 required payments Arrears: $3,105.00 AS OF 4/22/24 (SF) Updated 1. Has vehicle been sold? No date listed 2. US Bank filed arrears claim 5-1 in the amount of $145,226.44 whcih is much higher that the plan amount of $108,000 (OK TO PAY?) 3. Trustee objection: - A copy of the last filed tax return - 2023 (filed extension) -income verifies higher than scheduled amount with disposable net income of $1,653.66. Plan is 100% -Non-exempt equity $42,956.56 in house, may change with amended IRS priority claim. Plan is 100% -IRS priority claim estimated for 2022 and 2023 taxes -IRS general unsecured claim estimated for 2019 taxes Plan proposes $3104.57 x 60 100%; Sale of vehicle for $50,000 Payments: 1/2 Arrears: $3104.57
Email Inquiry Matter Resolved Request Adjourment	165	4/24/2024 10:00 am	24-11307 / MBK	Daniel E. Straffi, Esq.	Confirmation Hearing Scheduled	Moot - Dismissed	Debtor has made 0 of 2 required payments Arrears: $0
Email Inquiry Matter Resolved Request Adjourment	166	4/24/2024 10:00 am	24-11316 / MBK	RONALDO C GEORGE	Confirmation Hearing Scheduled	Dismissed	Debtor has made 0 of 2 required payments Arrears: $0 NA
Email Inquiry Matter Resolved Request Adjourment	167	4/24/2024 10:00 am	24-11368 / MBK	Stacey L. Mullen, Esq.	Confirmation Hearing Scheduled	Confirmed	Debtor has made 2 of 2 required payments Arrears: $0 Total Paid In: $1,000.00 AS OF 4/19/2024 (at): RECOMMEND: $1,000 PAID TO DATE, $939 x 34 BEGINNING 5/1/2024, 100% PLAN Verified income leaves monthly disposable income of $4,588.02. 1. The attorney's fees in the plan ($4,750) and the disclosure statement ($4,250) do not agree. One of these must be amended. (MOD PLAN FILED - FEES ARE $4,250) 2. Objection filed by Santander (Eisenberg Gold) - plan is silent as to creditor's claim. (MOD PLAN PAYS ARREARS AND NO OBJECTION TO MOD PLAN) 3. Trustee's objection: - zillow value is 221,000- need explanation as to disparity in debtor value vs zillow. RESOLVED ISSUES: - A copy of the last filed tax return - 2023 by 5/15/2024. (NOT RECEIVED - LANGUGAGE ADDED) - Need a statement for the Apple Cash account. (RECEIVED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,500/month mortgage payment (per statement payment is $1,145.50) (EXPENSES ADJUSTED) The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - Feb and March 2024. (RECEIVED - MONTHLY DISPOSABLE INCOME IS $4,588) - A Modified Plan that steps up trustee payment in September, 2026 when pension loan is paid off. (MOD PLAN FILED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $4,588.02. (WITH UPDATED INCOME) - The Schedules fail to account for the debtor(s) tax refund in the amount of $7,957.00 when determining disposable income. (AVERAGED/ADDED TO INCOME) Modified plan before confirmation proposes: $500 x 1 beginning 3/1/2024, $520 x 28, $735 x 31, base Payments: 2/2
Email Inquiry Matter Resolved Request Adjourment	168	4/24/2024 10:00 am	24-11369 / MBK	PRO SE	Confirmation Hearing Scheduled	Continued 5/8/2024 10:00 am	Debtor has made 2 of 2 required payments Arrears: $0 OTBS by MBK - stay relief limited to health & safety issues with respect to the property - case can be worked-up for confirmation to address the financial portion - Confirmation ADJ to 5/8/24 for work-up (dm) Mk: replied to debtor's email on 4/20. She asked status of her case. I told her there was an MFR by the LL on and she had not filed any opposition. I attached the motion to the email . I copied and pasted the confirmation case notes as well As of 4/19/24 (DS): 1. Trustee obj to add language that vesting will occur at confirmation, also need Trustee standard order of distribution. 2. Halina Kapala (landlord) filed motion for relief sched 4/24/24. Debtor owed pre-petition arrears $800, claim filed as unsecured, no post-pet arrears owed. Plan propose to pay $800 as unsecured pro rata up to amount ilsted. NEED OUTCOME OF MOTION. Prop Plan $341 x 38 begin 3/1/24; $316.12 x 1; Base
Email Inquiry Matter Resolved Request Adjourment	169	4/24/2024 10:00 am	24-11403 / MBK	Andrew Thomas Archer, Esq.	Confirmation Hearing Scheduled	Continued 5/22/2024 10:00 am	Debtor has made 2 of 2 required payments Arrears: $0 update 4/23/2024 (JMA) per atty if case dismissed at confirmation reserve atty fee issues as of 4/18/2024 (JMA) 1) 341 not held, not rescheduled - missing documents 2) The Bank of New York Mellon (RASC) objection to confirmation - need to resolve
Email Inquiry Matter Resolved Request Adjourment	170	4/24/2024 10:00 am	24-11453 / MBK	Yakov Rudikh, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 2 of 2 required payments Arrears: $0 AS OF 4/19/2024 (at): NEED TO ADJOURN THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED. 1. 341 is scheduled for 5/9/2024. 2. Payments: 1/2, arrears $210 3. Stay motion by landlord is scheduled for 5/8/2024.
Email Inquiry Matter Resolved Request Adjourment	171	4/24/2024 10:00 am	24-11459 / MBK	Laurence R. Sheller, Esq.	Confirmation Hearing Scheduled	Continued 5/22/2024 10:00 am	Debtor has made 2 of 2 required payments Arrears: $8.00 AS OF 4/15/24 (SF) - Current plan is not feasible,. 1. Part 10 of plan states that Dept of Community Affairs will make payment towards debtor's rental arrears. (Need status) 2. Purchasing Power LLC filed secured claim 3-1 for $1659.66 which is not addressed in the plan. (OK TO PAY?) 3. Trustee objection: - The debtor has insufficient income . - The Plan fails to provide for a prompt cure of rental arrears. Plan proposes $104 x 60 Base Payments: less than 1 payment of 2 Arrears: $108 RESOLVED: - Need to file Pre-Confirmation Certification
Email Inquiry Matter Resolved Request Adjourment	172	4/24/2024 10:00 am	24-11480 / MBK	Jeffrey E. Jenkins, Esq.	Confirmation Hearing Scheduled	Dismissed - Hold Fees	Debtor has made 1 of 2 required payments Arrears: $0 As of 4/22/24(mk): Updated > not feasible rent arrear poc is for 19,339 and no stay in effect AR motion to reimpose stay was withdrawn , no stay in effect - LL cure case debtor atty to advise if case is to continue 1. Objection by Landlord(Giordano): plan fails to pay full arrears and there are also post pet arrears due 2. Trustee Objection: - need 2023 tax return -Pay stub has Vanloan monthly $43.38 monthly, need balance statement and explanation - current Plan does not specify treatment of American Honda with arrears $753.54 under the Plan. - Plan fails to provide for a prompt cure of rental arrears. - Must provide updated auto insurance for 2024 Honda HR - V, if not confirmed by 4/24/24, insurance expires 4/14/24. - Must resolve the unsecured claim filed by Landlord/Carlton Club Apts. - Must file Pre-confirmation certificate. Plan:$547 x 36 begin 3/1/24; Base 1/2 payments
Email Inquiry Matter Resolved Request Adjourment	173	4/24/2024 10:00 am	24-11523 / MBK	James J. Cerbone, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 2 of 2 required payments Arrears: $0 ADJ to 6/12 - New CMA to be uploaded and co-debtor is now on unemployment - Atty to amend Sch I&J. AS OF 4/22/2024 (at): 1. Wells Fargo Bank filed a bifurcated claim #11 which needs to be resolved. (PER ATTORNEY, PAY SECURED AND UNSECURED PRO RATA) 2. Ally Capital filed a bifurcated claim #8 which needs to be resolved. 3. Objection filed by Nationstar Mortgage (Brock & Scott) - failure to cure arrears of $4,030.09 (Per POC) (UNRESOLVED) 4. Trustee's objection: The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Excess expenses on Schedule J $550/utilities; $580/cell phone, internet, cable; $1,794/transportation; $707 & $689/car payment. RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the debtors property. Using CMA provided the non-exempt equity totals $10,800 and the online Zillow report dated 3/20/2024 shows non-exempt equity of $64,728. (LANGUAGE ADDED) - The debtors need to provide the HUD closing statement for the Spooner St. property sold in 2021. (RECEIVED) Plan proposes: $179 x 60 beginning 3/1/2024, $7,000 to unsecured creditors Payments: 2/2
Email Inquiry Matter Resolved Request Adjourment	174	4/24/2024 10:00 am	24-11540 / MBK	Candyce I. Smith-Sklar, Esq.	Confirmation Hearing Scheduled	Continued 5/22/2024 10:00 am	Debtor has made 2 of 2 required payments Arrears: $0 As of 4/23/24 (DS): Debtor atty requested adjournment to pass bar date and respond to obj. As of 4/18/24 (DS): 1. Trustee obj to the following: - Need 2023 tax returns. - Need to service creditors in motion of plan: City Select Auto, Arcon Credit Solutions and Midland Credit Management. - Must file Pre-confirmation certificate. MUST FILE PRE-CONFIRMATION WITH THE COURT, NOT UPLOAD TO TRSUTEE DOC. Prop Plan $187.54 x 60 begin 3/1/24; Base
Email Inquiry Matter Resolved Request Adjourment	175	4/24/2024 10:00 am	24-11567 / MBK	Warren Brumel, Esq.	Confirmation Hearing Scheduled	Confirmed	Debtor has made 2 of 2 required payments Arrears: $0 Total Paid In: $600.00 UPDATED 4/23/2024 (JMA) to confirm need $600 paid to date, $375x58 begin 5/1/2024 base plan -Claim #9 Sheffield Financial to be treated as current and outside plan -Claim #10 Sheffield Financial to be treated as current and outside plan -Claim #11 Sheffield Financial arrears of $134.86 to be paid through plan issues as of 4/18/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Need to provide Trustee with auto insurance renewal, policy proivded expires 4/19/2024 need renewal RESOLVED - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s):-Income verified higher than scheduled. There is $561 disposable net income. proposed plan $300x48 base plan paid in $600 last claim 19
Email Inquiry Matter Resolved Request Adjourment	176	4/24/2024 10:00 am	24-11579 / MBK	Laurence R. Sheller, Esq.	Confirmation Hearing Scheduled	Continued 5/22/2024 10:00 am	Debtor has made 2 of 2 required payments Arrears: $0 AS OF 4/15/24 (SF) 1. Objection filed by Aaron Mehizadeh (Greenberg) - failure to pay arrears of $50,369.54 and feasibility 2. Trustee objection: - Need Amendments to Schedules Amend Sch I and provide proof of income for new job at One Heart Homecare. - using the CMA value there is $102,168.46 non-exempt equity in house. - using the ZILLOW value there is $107,823.46 non-exempt equity in house. - Need to add any non-exempt proceeds from PI claim to the confirming order. Plan proposes $407 x 60 Base Payments: 1/2 Arrears: $407 RESOLVED: - need auto insurance renewal, policy provided expires 3/25/2024. (RECEIVED)
Email Inquiry Matter Resolved Request Adjourment	177	4/24/2024 10:00 am	24-11581 / MBK	Andrew Thomas Archer, Esq.	Confirmation Hearing Scheduled	Continued 5/8/2024 10:00 am	Debtor has made 2 of 2 required payments Arrears: $0 AS OF 4/19/2024 (at): 1. NJ Division of Taxation filed an estimated claim #6 which needs to be amended. (STILL ESTIMATED) RESOLVED ISSUES: Trustee's objection: The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $83,726 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $9,852 in non exempt equity in the 2018 Chevy. (LANGUAGE ADDED) - The IRS filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $516 x 60 beginning 3/1/2024, 100% plan Payments: 2/2
Email Inquiry Matter Resolved Request Adjourment	178	4/24/2024 10:00 am	24-11639 / MBK	Joseph Casello, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 2 of 2 required payments Arrears: $0 AS OF 4/23/2024 (at): Trustee's objection: - The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED FOR 2023) RESOLVED ISSUES: - The debtor has insufficient income. Debtor must sign up for TFS for trustee payments. (LANGUAGE ADDED) - The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 by 5/15/2024. (LANGUAGE ADDED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $61,644 in non exempt equity in the residence. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification.(FILED) Plan proposes: $1,100 x 60 beginning 3/1/2024, $60,000 to unsecured creditors Payments: 1/2, arrears $1,100
Email Inquiry Matter Resolved Request Adjourment	179	4/24/2024 10:00 am	24-11646 / MBK	Nicholas Fitzgerald, Esq.	Confirmation Hearing Scheduled	Continued 5/22/2024 10:00 am	Debtor has made 2 of 2 required payments Arrears: $0 As of 4/23/24 (DS): Debtor atty requested adjournment, to allow time to resolve IRS estimated tax claim. As of 4/18/24 (DS): 1. Trustee obj to the following: - Debtor has insufficient income. Amended Sched J has increased expenses for utilities from $295 to $496 making income less insufficient. Disposable income now verifies $-323, previously $-112. HOWEVER, A RENTAL LEASE WAS PROVIDED FOR $1,900. - Amended Sched I fails to add the rental income $1,900. Debtor provided lease agreement for $1,900. - Need 2023 tax return. 2. IRS filed estimated tax claim, 2023 not filed. Must resolve claim. Prop Plan $543 x 36 begin 3/1/24; Dollar Base $8,000
Email Inquiry Matter Resolved Request Adjourment	180	4/24/2024 10:00 am	24-11655 / MBK	Yakov Rudikh, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 1 of 2 required payments Arrears: $750.00 issues as of 4/18/2024 (JMA) 1) 341 not held, rescheduled for 5/9/2024 2) Not current with Trustee plan payments, arrears $750 3) Need to file Pre-Confirmation Certification with Court
Email Inquiry Matter Resolved Request Adjourment	181	4/24/2024 10:00 am	24-11669 / MBK	STEVEN J. SICO	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 3 of 2 required payments Arrears: $0 AS OF 4/15/24 (SF) 1. 341 NOT HELD - Rescheduled to 5/23/24 2. Payments: 2
Email Inquiry Matter Resolved Request Adjourment	182	4/24/2024 10:00 am	24-11670 / MBK	Warren Brumel, Esq.	Confirmation Hearing Scheduled	Confirmed	Debtor has made 2 of 2 required payments Arrears: $0 As of 4/23/24(mk):UPDATED-email ty atty w/ terms- OK to terms CAN REC CONFIRM AT $2.300 PTD Then $1,177 x 57 Begin 5/1/24 Base w/ Min of 58,100 to gucs due to equity in real property. Plus proceeds, if any, from lemon law suit payable to trustee. Trustee is authorized to pay Nationstar arrears claim #5-1 in the amount of 500.49 through the plan. Debtor to provide 2 months proof of income, no later than 8/1/24. Debtor must amend sch I & J and provide proof if he finds a new job ------------- 1. Nationstar in plan as unaffected. File arrears claim for $500.49-OK TO PAY? 2. Trustee objection: -There is non-exempt equity in real property $58,150 - Debtor to provide 2 months proof of income, no later than 8/1/24. - atty OK - any non exempt proceeds from Lemon Law suit be paid to TR. atty-_ OK - debtor must amend sch I & J and provide proof if he finds a new job -atty ok Plan: $1,150 x 60 begin 3/1/24; Base and proceeds from lemon law lawsuit 2/2 payments ---------RESOLVED----------- - Must resolve State of NJ estimated tax claimAPOC FILED -Amendments to Schedules A/B and C to add Chase Bank acct#6241. NOT debtor's acct - Need 2 months bank statements from Chase checking acct#6241 NOT HIS ACCT
Email Inquiry Matter Resolved Request Adjourment	183	4/24/2024 10:00 am	24-11693 / MBK	Jonathan Goldsmith-Cohen, Esq.	Confirmation Hearing Scheduled	Continued 5/22/2024 10:00 am	Debtor has made 2 of 2 required payments Arrears: $234.00 AS OF 4/19/2024 (at): 1. The IRS filed an estimated claim #5 for 2023 which needs to be amended. (STILL ESTIMATED) 2. M&T Bank filed a secured arrears claim #9 in the amount of $4,353.18 which is not in the plan. Is the debtor going to pay this claim? 3. Objection filed by PNC Bank (KML) - failure to cure arrears of $1,314.59. (Per obj - no POC yet) (UNRESOLVED) 4. Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $750/month for utilities $3,000/month for food $2,000/month for clothing $1,000/month for personal care $1,700/month car payment Tr will allow as long as plan remains 100% $500/month for pet care $600/month for dance lessons Need proof of excessive expenses 10 days prior to confirmation. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $7,196.50. (with excessive expenses) - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 by 5/15/2024. (LANGUAGE ADDED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $286,469 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $88,625 in non exempt equity in the jewelry. (LANGUAGE ADDED) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) Modified plan before confirmation proposes: $3,340 x 60 beginning 3/1/2024, 100% plan Payments: almost 2/2, arrears $234
Email Inquiry Matter Resolved Request Adjourment	184	4/24/2024 10:00 am	24-11697 / MBK	Robert Cameron Legg, Esq.	Confirmation Hearing Scheduled	Dismissed - Hold Fees	Debtor has made 2 of 2 required payments Arrears: $0 Dismiss - no insurance. As of 4/23/24 (DS): 1. No Trustee payments made, Debtor in arrears $7,550, made 0 out of 2 payments. 2. Debtors plan does not elect to jointly administer the case . If the debtors intend on joint administration a Modified Plan must be filed checking box 1e. If the debtors assert that the case is intended to be separately administered then a Motion to Server must be filed , with Amended Schedules I and J being filed together with claims motions dealing with a proposed allocation of claims to be administered in each case. RECOMMEND MODIFIED PLAN BE DENIED. 3. Trustee obj to the following: - Need homeowners insurance that provides personal liability coverage, balance statement for Debtor's 401(k) loan prior to filing date and 2023 tax return. - Need mod plan to correct attorney fees per disclosure owed $2,630 or amend attorney disclosure to plan amount $2,120. - There is non-exempt equity in real property $309,958. - Must resolve IRS estimated tax claim, 2023 not filed. - Must file Pre-confirmation certificate. 4. M&T Bank-1st mtg (BROCK & SCOTT) obj to loan mod. Must resolve obj. Prop Plan $3,775 x 60 begin 3/1/24; 100% and Loan mod on Orchard Crest 6 months after conf Note: Disposable income $4,871 no issue, since plan propose 100%. Plan addresses student loans to be treated outside.
Email Inquiry Matter Resolved Request Adjourment	185	4/24/2024 10:00 am	24-11710 / MBK	Yakov Rudikh, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 2 of 2 required payments Arrears: $0
Email Inquiry Matter Resolved Request Adjourment	186	4/24/2024 10:00 am	24-12134 / MBK	Kirsten B. Ennis, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 1 of 2 required payments Arrears: $250.00 4/24/24 (sf) Homeowners ins just received AS OF 4/19/24 (SF) Adj. request denied, no insurance Trustee objection: - Proof of rental income - signed affidavit or rental contract. - A copy of the last filed tax return - from spouse for 2023 by 5/31/24 - A copy of the homeowner's insurance renewal declaration - Need homeowner's insurance renewal declaration. - 401(k) loan balance statement for Debtor. - Amendments to Schedules A/B and C to add additional assets, such as household goods, clothing, jewelry, bank accts, etc. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Auto insurance $380 (verifies $293) - Proof of income for Debtor verifies $3,650 and spouse $2,208. Disposable income verifies $2,062. The Schedules fail to account for the debtor(s) tax refund in the amount of $4,733 when determining disposable income. - There is non-exempt property in real property $20,450.50, Santander Bank acct#7514 of $236.73 and pending amended Sched A/B and C. - Must file Pre-confirmation certificate. - Amend the bankruptcy petition to correct the debtor's name. It is currently reversed with last name first and first name last. Plan proposes $250 x 36 Base Payments: 1/2 Arrears: $250
Email Inquiry Matter Resolved Request Adjourment	187	4/24/2024 10:00 am	24-12354 / MBK	Daniel E. Straffi, Esq.	Confirmation Hearing Scheduled	Continued 6/12/2024 10:00 am	Debtor has made 0 of 1 required payments Arrears: $300.00 Proof of payment uploaded. Per Laura Egerman - feasibility on the Reverse Mortgage. AS OF 4/22/2024 (at): 1. 341 is scheduled for 5/9/2024. 2. Payments: 0/1, arrears $300
Email Inquiry Matter Resolved Request Adjourment	0	4/24/2024 10:00 am	24-14016 / MBK	Robert Cameron Legg, Esq.	Order Show Cause	Withdrawn
Email Inquiry Matter Resolved Request Adjourment	188	4/24/2024 2:00 pm	22-10434 / MBK	Kevin C. Fayette, Esq	Motion Compensation	Granted	Total Paid In: $22,084.00
Email Inquiry Matter Resolved Request Adjourment	189	4/24/2024 2:00 pm	22-12732 / MBK	Marc C. Capone, Esq.	Motion Compensation	Granted	Total Paid In: $15,464.00 (4/22 AMT: REQUESTED COPY OF FULLY EXECUTED HUD)
Email Inquiry Matter Resolved Request Adjourment	190	4/24/2024 2:00 pm	22-13230 / MBK	Vera Fedoroff, Esq.	Motion Compensation	Granted	Total Paid In: $48,682.00
Email Inquiry Matter Resolved Request Adjourment	191	4/24/2024 2:00 pm	22-13317 / MBK	Robert Cameron Legg, Esq.	Motion Compensation	Granted	Total Paid In: $76,531.00
Email Inquiry Matter Resolved Request Adjourment	192	4/24/2024 2:00 pm	22-18791 / MBK	George E. Veitengruber, III, Esq.	Motion Compensation	Continued 5/8/2024 9:00 am	Total Paid In: $2,550.00 Debtor obj <> GOLDSMITH-COHEN FEE APP
Email Inquiry Matter Resolved Request Adjourment	193	4/24/2024 2:00 pm	23-11140 / MBK	Justin M. Gillman, Esq.	Motion Compensation	Granted	Total Paid In: $6,100.00
	Proceeding #	Hearing Date	Case Number	Debtor Attorney	Hearing Type	Disposition	Trustee Notes

ALBERT RUSSO • STANDING CHAPTER 13 TRUSTEECALENDAR DISPOSITION LIST

ALBERT RUSSO • STANDING CHAPTER 13 TRUSTEE
CALENDAR DISPOSITION LIST